Capital City Bank (CCBG) 10-K 8 Mar 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Feb. 29, 2016	Jun. 30, 2015
Document And Entity Information
Entity Registrant Name	CAPITAL CITY BANK GROUP INC
Entity Central Index Key	726,601
Document Type	10-K
Trading Symbol	CCBG
Document Period End Date	Dec. 31, 2015
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity a Well-known Seasoned Issuer	No
Entity a Voluntary Filer	No
Entity's Reporting Status Current	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$ 159,934,867
Entity Common Stock, Shares Outstanding		17,221,651
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2,015

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and Due From Banks	$ 51,288	$ 55,467
Federal Funds Sold and Interest Bearing Deposits	327,617	329,589
Total Cash and Cash Equivalents	378,905	385,056
Investment Securities, Available for Sale, at fair value	451,028	341,548
Investment Securities, Held to Maturity, at amortized cost (fair value of $187,407 and $163,412)	187,892	163,581
Total Investment Securities	638,920	505,129
Loans Held For Sale	11,632	10,688
Loans, Net of Unearned Income	1,492,275	1,431,374
Allowance for Loan Losses	(13,953)	(17,539)
Loans, Net	1,478,322	1,413,835
Premises and Equipment, Net	98,819	101,899
Goodwill	84,811	84,811
Other Real Estate Owned	19,290	35,680
Other Assets	87,161	90,071
Total Assets	2,797,860	2,627,169
Deposits:
Noninterest Bearing Deposits	758,283	659,115
Interest Bearing Deposits	1,544,566	1,487,679
Total Deposits	2,302,849	2,146,794
Short-Term Borrowings	61,058	49,425
Subordinated Notes Payable	62,887	62,887
Other Long-Term Borrowings	28,265	31,097
Other Liabilities	68,449	64,426
Total Liabilities	$ 2,523,508	$ 2,354,629
SHAREOWNERS' EQUITY
Preferred Stock, $.01 par value; 3,000,000 shares authorized; no shares issued and outstanding
Common Stock, $.01 par value; 90,000,000 shares authorized; 17,156,919 and 17,447,223 shares issued and outstanding at December 31, 2015 and December 31, 2014, respectively	$ 172	$ 174
Additional Paid-In Capital	38,256	42,569
Retained Earnings	258,181	251,306
Accumulated Other Comprehensive Loss, Net of Tax	(22,257)	(21,509)
Total Shareowners' Equity	274,352	272,540
Total Liabilities and Shareowners' Equity	$ 2,797,860	$ 2,627,169

CONSOLIDATED STATEMENTS OF FIN3

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Investment securities, held to maturity, fair value	$ 187,407	$ 163,412
Preferred Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, authorized	3,000,000	3,000,000
Preferred Stock, outstanding	0	0
Preferred Stock, issued	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, authorized	90,000,000	90,000,000
Common Stock, issued	17,156,919	17,447,223
Common Stock, outstanding	17,156,919	17,447,223

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
INTEREST INCOME
Loans, including Fees	$ 73,169	$ 73,402	$ 78,184
Investment Securities:
Taxable	5,224	3,394	2,345
Tax Exempt	633	492	546
Funds Sold	632	933	1,077
Total Interest Income	79,658	78,221	82,152
INTEREST EXPENSE
Deposits	944	1,099	1,431
Short-Term Borrowings	59	78	235
Subordinated Notes Payable	1,368	1,328	1,420
Other Long-Term Borrowings	936	1,075	1,330
Total Interest Expense	3,307	3,580	4,416
NET INTEREST INCOME	76,351	74,641	77,736
Provision for Loan Losses	1,594	1,905	3,472
Net Interest Income After Provision for Loan Losses	74,757	72,736	74,264
NONINTEREST INCOME
Deposit Fees	22,608	24,320	25,254
Bank Card Fees	11,278	10,892	10,786
Wealth Management Fees	7,533	7,808	8,179
Mortgage Banking Fees	4,539	3,082	3,534
Data Processing Fees	1,472	1,543	2,674
Other	6,661	4,891	4,684
Total Noninterest Income	54,091	52,536	55,111
NONINTEREST EXPENSE
Compensation	65,414	62,215	66,127
Occupancy, Net	17,738	17,818	17,331
Other Real Estate Owned, Net	4,971	6,811	8,234
Other	27,150	27,514	29,713
Total Noninterest Expense	115,273	114,358	121,405
INCOME BEFORE INCOME TAXES	13,575	10,914	7,970
Income Tax Expense	4,459	1,654	1,925
NET INCOME	$ 9,116	$ 9,260	$ 6,045
BASIC NET INCOME PER SHARE (in dollars per share)	$ 0.53	$ 0.53	$ 0.35
DILUTED NET INCOME PER SHARE (in dollars per share)	$ 0.53	$ 0.53	$ 0.35
Average Basic Common Shares Outstanding (in shares)	17,273	17,425	17,325
Average Diluted Common Shares Outstanding (in shares)	17,318	17,488	17,399

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Statement [Abstract]
NET INCOME	$ 9,116	$ 9,260	$ 6,045
Investment Securities:
Change in net unrealized gain/loss on securities available for sale	$ (378)	$ 250	(1,252)
Unrealized losses on securities transferred from available for sale to held to maturity			(523)
Amortization of unrealized losses on securities transferred from available for sale to held to maturity	$ 76	$ 70	25
Reclassification adjustment for net gains included in net income	$ 5	$ 1	3
Reclassification adjustment for impairment loss realized in net income			600
Total Investment Securities	$ (297)	$ 321	(1,147)
Benefit Plans:
Reclassification adjustment for amortization of prior service cost	316	473	504
Reclassification adjustment for amortization of net loss	3,743	705	4,079
Current year actuarial (loss) gain	(4,975)	(22,603)	30,784
Total Benefit Plans	(916)	(21,425)	35,367
Other comprehensive (loss) income, before tax:	(1,213)	(21,104)	34,220
Deferred tax benefit (expense) related to other comprehensive income	465	8,135	(13,201)
Other comprehensive (loss) income, net of tax	(748)	(12,969)	21,019
TOTAL COMPREHENSIVE INCOME (LOSS)	$ 8,368	$ (3,709)	$ 27,064

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREOWNERS' EQUITY - USD ($) $ in Thousands	Equities [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss, Net of Taxes [Member]	Total
Balance beginning at Dec. 31, 2012	$ 172	$ 38,707	$ 237,569	$ (29,559)	$ 246,889
Balance beginning (in shares) at Dec. 31, 2012	17,232,380
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income			$ 6,045		6,045
Other Comprehensive Income (Loss), Net of Tax				$ 21,019	21,019
Stock Compensation Expense		$ 1,296			1,296
Impact of Transactions Under Compensation Plans, net	$ 2	1,149			1,151
Impact of Transactions Under Compensation Plans, net (in shares)	128,580
Balance ending at Dec. 31, 2013	$ 174	$ 41,152	$ 243,614	$ (8,540)	276,400
Balance ending (in shares) at Dec. 31, 2013	17,360,960
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income			$ 9,260		9,260
Other Comprehensive Income (Loss), Net of Tax				$ (12,969)	(12,969)
Cash Dividends			$ (1,568)		(1,568)
Repurchase of Common Stock		$ (269)			(269)
Repurchase of Common Stock (in shares)	(19,600)
Stock Compensation Expense		1,349			1,349
Impact of Transactions Under Compensation Plans, net		337			337
Impact of Transactions Under Compensation Plans, net (in shares)	105,863
Balance ending at Dec. 31, 2014	$ 174	$ 42,569	$ 251,306	$ (21,509)	$ 272,540
Balance ending (in shares) at Dec. 31, 2014	17,447,223				17,447,223
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income			$ 9,116		$ 9,116
Other Comprehensive Income (Loss), Net of Tax				$ (748)	(748)
Cash Dividends			$ (2,241)		(2,241)
Repurchase of Common Stock	$ (4)	$ (5,977)			(5,981)
Repurchase of Common Stock (in shares)	(405,228)
Stock Compensation Expense		1,109			1,109
Impact of Transactions Under Compensation Plans, net	$ 2	555			557
Impact of Transactions Under Compensation Plans, net (in shares)	114,924
Balance ending at Dec. 31, 2015	$ 172	$ 38,256	$ 258,181	$ (22,257)	$ 274,352
Balance ending (in shares) at Dec. 31, 2015	17,156,919				17,156,919

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREOWNERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2015
Statement of Stockholders' Equity [Abstract]
Cash Dividends (in dollars per share)	$ 0.09	$ 0.13

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 9,116	$ 9,260	$ 6,045
Adjustments to Reconcile Net Income to Cash Provided by Operating Activities:
Provision for Loan Losses	1,594	1,905	3,472
Depreciation	6,586	6,490	6,396
Amortization of Premiums, Discounts, and Fees, net	$ 5,182	4,717	4,756
Amortization of Intangible Assets		32	210
Gain on Securities Transactions		$ (1)	(3)
Impairment Loss on Security	$ 90		600
Net (Decrease) Increase in Loans Held-for-Sale	(944)	$ 377	3,124
Stock Compensation	1,109	1,349	1,296
Deferred Income Taxes	3,847	4,779	1,805
Loss on Sales and Write-Downs of Other Real Estate Owned	2,943	4,462	$ 4,573
Loss on Sale or Disposal of Premises and Equipment	44	113
Net Decrease (Increase) in Other Assets	684	(12,353)	$ 5,087
Net Increase (Decrease) in Other Liabilities	3,510	4,021	(2,510)
Net Cash Provided By Operating Activities	33,761	25,151	34,851
Securities Held to Maturity:
Purchases	(66,021)	(56,249)	(95,946)
Payments, Maturities, and Calls	40,482	39,335	9,768
Securities Available for Sale:
Purchases	$ (190,756)	$ (210,858)	(149,111)
Sales			7,506
Payments, Maturities, and Calls	$ 76,452	$ 117,281	118,142
Net (Increase) Decrease in Loans	$ (71,432)	(64,975)	$ 84,969
Purchase of Bank Owned Life Insurance		(13,085)
Proceeds From Sales of Other Real Estate Owned	$ 18,925	23,201	$ 25,270
Purchases of Premises and Equipment, net	(4,703)	(5,117)	(2,689)
Net Cash Used In by Investing Activities	(197,053)	(170,467)	(2,091)
CASH FLOWS FROM FINANCING ACTIVITIES
Net Increase (Decrease) in Deposits	156,055	10,546	(8,748)
Net Increase (Decrease) in Short-Term Borrowings	$ 11,536	$ (3,955)	(542)
Proceeds from Other Long-Term Borrowings			1,303
Repayment of Other Long-Term Borrowings	$ (2,735)	$ (4,888)	$ (5,691)
Dividends Paid	(2,241)	(1,568)
Payments to Repurchase Common Stock	(5,981)	(269)
Issuance of Common Stock Under Compensation Plans	507	578	$ 1,114
Net Cash Provided By (Used In) Financing Activities	157,141	444	(12,564)
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(6,151)	(144,872)	20,196
Cash and Cash Equivalents at Beginning of Year	385,056	529,928	509,732
Cash and Cash Equivalents at End of Year	378,905	385,056	529,928
Supplemental Cash Flow Disclosures:
Interest Paid	3,314	3,562	6,012
Income Taxes Paid (Refunded)	$ 1,442	$ 2,655	(3,202)
Noncash Investing and Financing Activities:
Transfer of Securities Available for Sale to Held to Maturity			62,488
Loans Transferred to Other Real Estate Owned	$ 5,752	$ 15,271	24,488
Transfer of Current Portion of Long-Term Borrowings	$ 97	$ 2,059	$ 4,428

SIGNIFICANT ACCOUNTING POLICIES

SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SIGNIFICANT ACCOUNTING POLICIES	Note 1 SIGNIFICANT ACCOUNTING POLICIES Nature of Operations Capital City Bank Group, Inc. (“CCBG” or the “Company”) provides a full range of banking and banking-related services to individual and corporate clients through its subsidiary, Capital City Bank, with banking offices located in Florida, Georgia, and Alabama. The Company is subject to competition from other financial institutions, is subject to regulation by certain government agencies and undergoes periodic examinations by those regulatory authorities. Basis of Presentation The consolidated financial statements include the accounts of Capital City Bank Group, Inc. (“CCBG”), and its wholly owned subsidiary, Capital City Bank (“CCB” or the “Bank” and together with CCBG, the “Company”). All material inter-company transactions and accounts have been eliminated. The Company, which operates a single reportable business segment that is comprised of commercial banking within the states of Florida, Georgia, and Alabama, follows accounting principles generally accepted in the United States of America and reporting practices applicable to the banking industry. The principles which materially affect the financial position, results of operations and cash flows are summarized below. The Company determines whether it has a controlling financial interest in an entity by first evaluating whether the entity is a voting interest entity or a variable interest entity under accounting principles generally accepted in the United States of America. Voting interest entities are entities in which the total equity investment at risk is sufficient to enable the entity to finance itself independently and provide the equity holders with the obligation to absorb losses, the right to receive residual returns and the right to make decisions about the entity’s activities. The Company consolidates voting interest entities in which it has all, or at least a majority of, the voting interest. As defined in applicable accounting standards, variable interest entities (“VIE’s”) are entities that lack one or more of the characteristics of a voting interest entity. A controlling financial interest in an entity is present when an enterprise has a variable interest, or a combination of variable interests, that will absorb a majority of the entity’s expected losses, receive a majority of the entity’s expected residual returns, or both. The enterprise with a controlling financial interest, known as the primary beneficiary, consolidates the VIE. CCBG’s wholly owned subsidiaries, CCBG Capital Trust I (established November 1, 2004) and CCBG Capital Trust II (established May 24, 2005) are VIEs for which the Company is not the primary beneficiary. Accordingly, the accounts of these entities are not included in the Company’s consolidated financial statements. Certain previously reported amounts have been reclassified to conform to the current year’s presentation. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the consolidated financial statements included in this Annual Report on Form 10-K were filed with the United States Securities and Exchange Commission. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could vary from these estimates. Material estimates that are particularly susceptible to significant changes in the near-term relate to the determination of the allowance for loan losses, pension expense, income taxes, loss contingencies, and valuation of goodwill and their respective analysis of impairment. Cash and Cash Equivalents Cash and cash equivalents include cash and due from banks, interest-bearing deposits in other banks, and federal funds sold. Generally, federal funds are purchased and sold for one-day periods and all other cash equivalents have a maturity of 90 days or less. The Company is required to maintain average reserve balances with the Federal Reserve Bank based upon a percentage of deposits. The average amounts of these required reserve balances for the years ended December 31, 2015 and 2014 were $10.3 million and $13.2 million, respectively. Investment Securities Securities are classified as held to maturity and carried at amortized cost when the Company has the positive intent and ability to hold them until maturity. Securities not classified as held to maturity or trading securities are classified as available for sale and carried at fair value, with the unrealized holding gains and losses reported as a component of other comprehensive income, net of tax. The Company determines the appropriate classification of securities at the time of purchase. Securities with limited marketability, such as stock in the Federal Reserve Bank and the Federal Home Loan Bank, are carried at cost. Securities transferred from available for sale to held to maturity are recorded at fair value at the time of transfer. The respective gain or loss is reclassified as a separate component of other comprehensive income and amortized as an adjustment to interest income over the remaining life of the security. Interest income includes amortization of purchase premiums and discounts. Realized gains and losses are derived from the amortized cost of the security sold. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, the Company considers, (i) whether it has decided to sell the security, (ii) whether it is more likely than not that the Company will have to sell the security before its market value recovers, and (iii) whether the present value of expected cash flows is sufficient to recover the entire amortized cost basis. When assessing the security’s expected cash flows, the Company considers, among other things, (i) the length of time and the extent to which the fair value has been less than cost and (ii) the financial condition and near-term prospects of the issuer. Loans Held For Sale Certain residential mortgage loans are originated for sale in the secondary mortgage loan market. Additionally, certain other loans are periodically identified to be sold. The Company has the ability and intent to sell these loans and they are classified as loans held for sale and carried at the lower of cost or estimated fair value. Fair value is determined on the basis of rates quoted in the respective secondary market for the type of loan held for sale. Loans are generally sold with servicing released at a premium or discount from the carrying amount of the loans. Such premium or discount is recognized as mortgage banking revenue at the date of sale. Fixed commitments are generally used at the time loans are originated or identified for sale to mitigate interest rate risk. The fair value of fixed commitments to originate and sell loans held for sale is not material. Loans Loans are stated at the principal amount outstanding, net of unearned income. Interest income is accrued on the effective yield method based on outstanding balances, and includes loan late fees. Fees charged to originate loans and direct loan origination costs are deferred and amortized over the life of the loan as a yield adjustment. The Company defines loans as past due when one full payment is past due or a contractual maturity is over 30 days late. The accrual of interest is generally suspended on loans more than 90 days past due with respect to principal or interest. When a loan is placed on nonaccrual status, all previously accrued and uncollected interest is reversed against current income. Interest income on nonaccrual loans is recognized when the ultimate collectability is no longer considered doubtful. Loans are returned to accrual status when the principal and interest amounts contractually due are brought current or when future payments are reasonably assured. Loan charge-offs on commercial and investor real estate loans are recorded when the facts and circumstances of the individual loan confirm the loan is not fully collectible and the loss is reasonably quantifiable. Factors considered in making these determinations are the borrower’s and any guarantor’s ability and willingness to pay, the status of the account in bankruptcy court (if applicable), and collateral value. Charge-off decisions for consumer loans are dictated by the Federal Financial Institutions Examination Council’s (FFIEC) Uniform Retail Credit Classification and Account Management Policy which establishes standards for the classification and treatment of consumer loans, which generally require charge-off after 120 days of delinquency. Allowance for Loan Losses The allowance for loan losses is a reserve established through a provision for loan losses charged to expense, which represents management’s best estimate of probable losses within the existing portfolio of loans. The allowance is that amount considered adequate to absorb losses inherent in the loan portfolio based on management’s evaluation of credit risk as of the balance sheet date. The allowance for loan losses includes allowance allocations calculated in accordance with FASB ASC Topic 310 – Receivables and ASC Topic 450 - Contingencies. The level of the allowance reflects management’s continuing evaluation of specific credit risks, loan loss experience, current loan portfolio quality, present economic conditions and unidentified losses inherent in the current loan portfolio, as well as trends in the foregoing. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. The Company’s allowance for loan losses consists of two components: (i) specific reserves established for probable losses on impaired loans; and (ii) general reserve for non-homogenous loans not deemed impaired and homogenous loan pools based on, but not limited to, historical loan loss experience, current economic conditions, levels of past due loans, and levels of problem loans. Loans are deemed to be impaired when, based on current information and events, it is probable that the Company will not be able to collect all amounts due (principal and interest payments), according to the contractual terms of the loan agreement. Loans to borrowers who are experiencing financial difficulties and whose loans were modified with concessions are classified as troubled debt restructurings and measured for impairment. Loans to borrowers that have filed Chapter 7 bankruptcy, but continue to perform as agreed are classified as troubled debt restructurings and measured for impairment. Long-Lived Assets Premises and equipment is stated at cost less accumulated depreciation, computed on the straight-line method over the estimated useful lives for each type of asset with premises being depreciated over a range of 10 to 40 years, and equipment being depreciated over a range of 3 to 10 years. Additions, renovations and leasehold improvements to premises are capitalized and depreciated over the lesser of the useful life or the remaining lease term. Repairs and maintenance are charged to noninterest expense as incurred. Long-lived assets are evaluated for impairment if circumstances suggest that their carrying value may not be recoverable, by comparing the carrying value to estimated undiscounted cash flows. If the asset is deemed impaired, an impairment charge is recorded equal to the carrying value less the fair value. Bank Owned Life Insurance (BOLI) The Company, through its subsidiary bank, has purchased life insurance policies on certain key officers. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Goodwill Goodwill represents the excess of the cost of businesses acquired over the fair value of the net assets acquired. In accordance with FASB ASC Topic 350, the Company determined it has one goodwill reporting unit. Goodwill is tested for impairment annually during the fourth quarter or on an interim basis if an event occurs or circumstances change that would more likely than not reduce the fair value of the reporting unit below its carrying value. See Note 5 – Intangible Assets for additional information. Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the lower of cost or fair value less estimated selling costs, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. The valuation of foreclosed assets is subjective in nature and may be adjusted in the future because of changes in economic conditions. Revenue and expenses from operations and changes in value are included in noninterest expense. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Revenue Recognition The Company recognizes revenue as it is earned based on contractual terms, as transactions occur, or as services are provided and collectability is reasonably assured. Certain specific policies include the following: Deposit Fees Bank Card Fees Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities (excluding deferred tax assets and liabilities related to business combinations or components of other comprehensive income). Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. The Company files a consolidated federal income tax return and each subsidiary files a separate state income tax return. Earnings Per Common Share Basic earnings per common share is based on net income divided by the weighted-average number of common shares outstanding during the period excluding non-vested stock. Diluted earnings per common share include the dilutive effect of stock options and non-vested stock awards granted using the treasury stock method. A reconciliation of the weighted-average shares used in calculating basic earnings per common share and the weighted average common shares used in calculating diluted earnings per common share for the reported periods is provided in Note 13 — Earnings Per Share. Comprehensive Income Comprehensive income includes all changes in shareowners’ equity during a period, except those resulting from transactions with shareowners. Besides net income, other components of the Company’s comprehensive income include the after tax effect of changes in the net unrealized gain/loss on securities available for sale and changes in the funded status of defined benefit and supplemental executive retirement plans. Comprehensive income is reported in the accompanying Consolidated Statements of Comprehensive Income and Changes in Shareowners’ Equity. Stock Based Compensation Compensation cost is recognized for share based awards issued to employees, based on the fair value of these awards at the date of grant. The market price of the Company’s common stock at the date of the grant is used for restricted stock awards. For stock option awards, a Black-Scholes model is utilized to estimate the fair value of the options. Compensation cost is recognized over the requisite service period, generally defined as the vesting period. NEW AUTHORITATIVE ACCOUNTING GUIDANCE ASU 2015-01, “Income Statement – Extraordinary and Unusual Items (Subtopic 225-20) – Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” ASU 2015-02, “Consolidation (Topic 810) – Amendments to the Consolidation Analysis.” . ASU 2015-03, “Interest – Imputation of Interest (Subtopic 835-30) – Simplifying the Presentation of Debt Issuance Costs” requires companies to present debt issuance costs the same way they currently present debt discounts, as a direct deduction from the carrying value of that debt liability. ASU 2015-05, “Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40) – Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement.” ASU 2015-14, “Revenue from Contracts with Customers (Topic 606) – Deferral of the Effective Date.” ASU 2015-15, “ Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements – Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting ASU 2015-16, “Business Combinations (Topic 805) – Simplifying the Accounting for Measurement-Period Adjustments.” ASU 2016-1, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities.

INVESTMENT SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	Note 2 INVESTMENT SECURITIES Investment Portfolio Composition 2015 2014 Amortized Unrealized Unrealized Market Amortized Unrealized Unrealized Market Cost Gains Losses Value Cost Gain Losses Value Available for Sale U.S. Government Treasury $ 250,458 $ 101 $ 213 $ 250,346 $ 185,830 $ 220 $ 19 $ 186,031 U.S. Government Agency 101,730 357 263 101,824 95,950 289 142 96,097 States and Political 88,358 103 99 88,362 48,405 65 82 48,388 Mortgage-Backed Securities 1,742 159 — 1,901 2,094 193 — 2,287 Equity Securities (1) 8,595 — — 8,595 8,745 — — 8,745 Total $ 450,883 $ 720 $ 575 $ 451,028 $ 341,024 $ 767 $ 243 $ 341,548 Held to Maturity U.S. Government Treasury $ 134,554 $ 45 $ 160 $ 134,439 $ 76,179 $ 144 $ 6 $ 76,317 U.S. Government Agency 10,043 7 5 10,045 19,807 29 19 19,817 States and Political 15,693 38 7 15,724 26,717 36 6 26,747 Mortgage-Backed Securities 27,602 4 407 27,199 40,878 33 380 40,531 Total $ 187,892 $ 94 $ 579 $ 187,407 $ 163,581 $ 242 $ 411 $ 163,412 Total Investment Securities $ 638,775 $ 814 $ 1,154 $ 638,435 $ 504,605 $ 1,009 $ 654 $ 504,960 (1) Includes Federal Home Loan Bank, Federal Reserve Bank and FNBB Inc. stock recorded at cost of $3.6 million and $4.8 and $0.2 million, respectively, at December 31, 2015 and Federal Home Loan Bank and Federal Reserve Bank stock at $3.9 million and $4.8 million, respectively, at December 31, 2014. During the third quarter of 2013, the Company transferred certain securities from available for sale to held to maturity. Transfers of securities into the held to maturity categories from available for sale are made at fair value on the date of the transfer. The securities had an aggregate fair value of $63.0 million with an aggregate net unrealized loss of $523,000 on the date of the transfer. The net unamortized, unrealized loss on the transferred securities included in accumulated other comprehensive income in the accompanying balance sheet as of December 31, 2015 totaled $352,000. This amount will be amortized out of accumulated other comprehensive income over the remaining life of the underlying securities as an adjustment of the yield on those securities. Securities with an amortized cost of $370.1 million and $337.9 million at December 31, 2015 and December 31, 2014, respectively, were pledged to secure public deposits and for other purposes. The Bank, as a member of the Federal Home Loan Bank of Atlanta (“FHLB”), is required to own capital stock in the FHLB based generally upon the balances of residential and commercial real estate loans, and FHLB advances. FHLB stock which is included in other securities is pledged to secure FHLB advances. No ready market exists for this stock, and it has no quoted market value; however, redemption of this stock has historically been at par value. Investment Sales (Dollars in Thousands) Year Total Gross Gross 2015 $ — $ — $ — 2014 — — — 2013 $ 7,506 $ 3 $ — Maturity Distribution Available for Sale Held to Maturity (Dollars in Thousands) Amortized Market Amortized Market Due in one year or less $ 90,331 $ 90,261 $ 44,267 $ 44,270 Due after one through five years 280,264 280,116 116,023 115,938 Mortgage-Backed Securities 1,742 1,901 27,602 27,199 U.S. Government Agency 69,951 70,155 — — Equity Securities 8,595 8,595 — — Total $ 450,883 $ 451,028 $ 187,892 $ 187,407 Other Than Temporarily Impaired Securities Less Than Greater Than Total (Dollars in Thousands) Market Unrealized Market Unrealized Market Unrealized 2015 Available for Sale U.S. Government Treasury $ 150,061 $ 213 $ — $ — $ 150,061 $ 213 U.S. Government Agency 43,508 200 9,644 63 53,152 263 States and Political Subdivisions 39,608 86 5,066 13 44,674 99 Total 233,177 499 14,710 76 247,887 575 Held to Maturity U.S. Government Treasury 92,339 160 — — 92,339 160 U.S. Government Agency 5,006 5 — — 5,006 5 States and Political Subdivisions 3,791 7 — — 3,791 7 Mortgage-Backed Securities 13,267 185 11,889 222 25,156 407 Total $ 114,403 $ 357 $ 11,889 $ 222 $ 126,292 $ 579 2014 Available for Sale U.S. Government Treasury $ 35,838 $ 19 $ — $ — $ 35,838 $ 19 U.S. Government Agency 18,160 54 18,468 88 36,628 142 States and Political Subdivisions 16,497 77 505 5 17,002 82 Total 70,495 150 18,973 93 89,468 243 Held to Maturity U.S. Government Treasury 15,046 6 — — 15,046 6 U.S. Government Agency 10,002 19 — — 10,002 19 States and Political Subdivisions 3,788 6 — — 3,788 6 Mortgage-Backed Securities 15,066 149 18,155 231 33,221 380 Total $ 43,902 $ 180 $ 18,155 $ 231 $ 62,057 $ 411 Management evaluates securities for other than temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, the Company considers, (i) whether it has decided to sell the security, (ii) whether it is more likely than not that the Company will have to sell the security before its market value recovers, and (iii) whether the present value of expected cash flows is sufficient to recover the entire amortized cost basis. When assessing a security’s expected cash flows, the Company considers, among other things, (i) the length of time and the extent to which the fair value has been less than cost and (ii) the financial condition and near-term prospects of the issuer. In analyzing an issuer’s financial condition, management considers whether the securities are issued by the federal government or its agencies, whether downgrades by rating agencies have occurred, regulatory issues, and analysts’ reports. At December 31, 2015, there were 295 positions (combined AFS and HTM) with unrealized losses totaling $1.2 million. Of the 295 positions, 134 were Ginnie Mae mortgage-backed securities (GNMA), U.S. Treasuries, or SBA securities, all of which carry the full faith and credit guarantee of the U.S. Government. Of these 134 positions, there were 22 GNMA positions and 22 SBA positions in an unrealized loss position for longer than 12 months. There were 141 municipal bonds in an unrealized loss position that were pre-refunded, or rated “AA-“or better. Fourteen of these positions were in an unrealized loss position for longer than 12 months. The remaining 20 securities were government agency bonds, which have been in an unrealized loss position for less than 12 months. All of these debt securities are in a loss position because they were acquired when the general level of interest rates was lower than that on December 31, 2015. The Company believes that the unrealized losses in these debt securities are temporary in nature and that the full principal will be collected as anticipated. Because the declines in the market value of these investments are attributable to changes in interest rates and not credit quality and because the Company has the present ability and intent to hold these investments until there is a recovery in fair value, which may be at maturity, the Company does not consider these investments to be other-than-temporarily impaired at December 31, 2015.

LOANS, NET

LOANS, NET	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
LOANS, NET	NOTE 3 – LOANS, NET Loan Portfolio Composition (Dollars in Thousands) 2015 2014 Commercial, Financial and Agricultural $ 179,816 $ 136,925 Real Estate – Construction 46,484 41,596 Real Estate – Commercial Mortgage 499,813 510,120 Real Estate – Residential (1) 290,585 295,969 Real Estate – Home Equity 233,901 229,572 Consumer 241,676 217,192 Loans, Net of Unearned Income $ 1,492,275 $ 1,431,374 (1) Includes loans in process with outstanding balances of $8.5 million and $7.4 million for 2015 and 2014, respectively. Net deferred fees included in loans were $0.5 million at December 31, 2015 and $1.5 million at December 31, 2014. The Company has pledged a blanket floating lien on all 1-4 family residential mortgage loans, commercial real estate mortgage loans, and home equity loans to support available borrowing capacity at the FHLB of Atlanta and has pledged a blanket floating lien on all consumer loans, commercial loans, and construction loans to support available borrowing capacity at the Federal Reserve Bank of Atlanta. Nonaccrual Loans The following table presents the recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans at December 31: 2015 2014 (Dollars in Thousands) Nonaccrual 90 + Days Nonaccrual 90 + Days Commercial, Financial and Agricultural $ 96 — $ 507 — Real Estate – Construction 97 — 424 — Real Estate – Commercial Mortgage 4,191 — 5,806 — Real Estate – Residential 4,739 — 6,737 — Real Estate – Home Equity 1,017 — 2,544 — Consumer 165 — 751 — Total $ 10,305 — $ 16,769 — Loan Portfolio Aging. The following table presents the aging of the recorded investment in past due loans by class of loans at December 31, (Dollars in Thousands) 30-59 DPD 60-89 90 + Total Total Total Loans 2015 Commercial, Financial and Agricultural $ 153 $ 18 $ — $ 171 $ 179,549 $ 179,816 Real Estate – Construction 690 — — 690 45,697 46,484 Real Estate – Commercial Mortgage 754 1,229 — 1,983 493,639 499,813 Real Estate – Residential 567 347 — 914 284,932 290,585 Real Estate – Home Equity 787 97 — 884 232,000 233,901 Consumer 735 398 — 1,133 240,378 241,676 Total $ 3,686 $ 2,089 $ — $ 5,775 $ 1,476,195 $ 1,492,275 2014 Commercial, Financial and Agricultural $ 352 $ 155 $ — $ 507 $ 135,911 $ 136,925 Real Estate – Construction 690 — — 690 40,482 41,596 Real Estate – Commercial Mortgage 1,701 569 — 2,270 502,044 510,120 Real Estate – Residential 682 1,147 — 1,829 287,403 295,969 Real Estate – Home Equity 689 85 — 774 226,254 229,572 Consumer 625 97 — 722 215,719 217,192 Total $ 4,739 $ 2,053 $ — $ 6,792 $ 1,407,813 $ 1,431,374 Allowance for Loan Losses The following table details the activity in the allowance for loan losses by portfolio class for the years ended December 31. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Commercial, Real Estate Real Estate Financial, Real Estate Commercial Real Estate Home (Dollars in Thousands) Agricultural Construction Mortgage Residential Equity Consumer Unallocated Total 2015 Beginning Balance $ 784 $ 843 $ 5,287 $ 6,520 $ 2,882 $ 1,223 $ — $ 17,539 Provision for Loan Losses 911 (742 ) 278 (964 ) 858 1,253 — 1,594 Charge-Offs (1,029 ) — (1,250 ) (1,852 ) (1,403 ) (1,901 ) — (7,435 ) Recoveries 239 — 183 705 136 992 — 2,255 Net Charge-Offs (790 ) — (1,067 ) (1,147 ) (1,267 ) (909 ) — (5,180 ) Ending Balance $ 905 $ 101 $ 4,498 $ 4,409 $ 2,473 $ 1,567 $ — $ 13,953 2014 Beginning Balance $ 699 $ 1,580 $ 7,710 $ 9,073 $ 3,051 $ 982 $ — $ 23,095 Provision for Loan Losses 742 (718 ) 897 (1,145 ) 1,069 1,060 — 1,905 Charge-Offs (871 ) (28 ) (3,788 ) (2,160 ) (1,379 ) (1,820 ) — (10,046 ) Recoveries 214 9 468 752 141 1,001 — 2,585 Net Charge-Offs (657 ) (19 ) (3,320 ) (1,408 ) (1,238 ) (819 ) — (7,461 ) Ending Balance $ 784 $ 843 $ 5,287 $ 6,520 $ 2,882 $ 1,223 $ — $ 17,539 2013 Beginning Balance $ 1,253 $ 2,856 $ 11,081 $ 8,678 $ 2,945 $ 1,327 $ 1,027 $ 29,167 Provision for Loan Losses (15 ) (207 ) (83 ) 3,392 971 441 (1,027 ) 3,472 Charge-Offs (748 ) (1,070 ) (3,651 ) (3,835 ) (1,159 ) (1,751 ) — (12,214 ) Recoveries 209 1 363 838 294 965 — 2,670 Net Charge-Offs (539 ) (1,069 ) (3,288 ) (2,997 ) (865 ) (786 ) — (9,544 ) Ending Balance $ 699 $ 1,580 $ 7,710 $ 9,073 $ 3,051 $ 982 $ — $ 23,095 The following table details the amount of the allowance for loan losses by portfolio class at December 31, disaggregated on the basis of the Company’s impairment methodology. Commercial, Real Estate Real Estate Financial, Real Estate Commercial Real Estate Home (Dollars in Thousands) Agricultural Construction Mortgage Residential Equity Consumer Total 2015 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 77 $ — $ 2,049 $ 2,118 $ 384 $ 18 $ 4,646 Loans Collectively Evaluated for Impairment 828 101 2,449 2,291 2,089 1,549 9,307 Ending Balance $ 905 $ 101 $ 4,498 $ 4,409 $ 2,473 $ 1,567 $ 13,953 2014 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 293 $ — $ 2,733 $ 2,113 $ 638 $ 5 $ 5,782 Loans Collectively Evaluated for Impairment 491 843 2,554 4,407 2,244 1,218 11,757 Ending Balance $ 784 $ 843 $ 5,287 $ 6,520 $ 2,882 $ 1,223 $ 17,539 2013 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 75 $ 66 $ 4,336 $ 2,047 $ 682 $ 23 $ 7,229 Loans Collectively Evaluated for Impairment 624 1,514 3,374 7,026 2,369 959 15,866 Ending Balance $ 699 $ 1,580 $ 7,710 $ 9,073 $ 3,051 $ 982 $ 23,095 The Company’s recorded investment in loans as of December 31 related to each balance in the allowance for loan losses by portfolio class and disaggregated on the basis of the Company’s impairment methodology was as follows: Commercial, Real Estate Real Estate Financial, Real Estate Commercial Real Estate Home (Dollars in Thousands) Agricultural Construction Mortgage Residential Equity Consumer Total 2015 Individually Evaluated for Impairment $ 834 $ 97 $ 20,847 $ 18,569 $ 3,144 $ 261 $ 43,752 Collectively Evaluated for Impairment 178,982 46,387 478,966 272,016 230,757 241,415 1,448,523 Total $ 179,816 $ 46,484 $ 499,813 $ 290,585 $ 233,901 $ 241,676 $ 1,492,275 2014 Individually Evaluated for Impairment $ 1,040 $ 401 $ 32,242 $ 20,120 $ 3,074 $ 216 $ 57,093 Collectively Evaluated for Impairment 135,885 41,195 477,878 275,849 226,498 216,976 1,374,281 Total $ 136,925 $ 41,596 $ 510,120 $ 295,969 $ 229,572 $ 217,192 $ 1,431,374 2013 Individually Evaluated for Impairment $ 1,580 $ 557 $ 49,973 $ 20,470 $ 3,359 $ 355 $ 76,294 Collectively Evaluated for Impairment 125,027 30,455 483,898 289,222 224,563 159,145 1,312,310 Total $ 126,607 $ 31,012 $ 533,871 $ 309,692 $ 227,922 $ 159,500 $ 1,388,604 Impaired Loans The following table presents loans individually evaluated for impairment by class of loans at December 31: (Dollars in Thousands) Unpaid Recorded Recorded Related Allowance 2015 Commercial, Financial and Agricultural $ 834 $ 279 $ 555 $ 77 Real Estate – Construction 97 97 — — Real Estate – Commercial Mortgage 20,847 3,265 17,582 2,049 Real Estate – Residential 18,569 2,941 15,628 2,118 Real Estate – Home Equity 3,144 1,101 2,043 384 Consumer 261 79 182 18 Total $ 43,752 $ 7,762 $ 35,990 $ 4,646 2014 Commercial, Financial and Agricultural $ 1,040 $ 189 $ 851 $ 293 Real Estate – Construction 401 401 — — Real Estate – Commercial Mortgage 32,242 11,984 20,258 2,733 Real Estate – Residential 20,120 5,492 14,628 2,113 Real Estate – Home Equity 3,074 758 2,316 638 Consumer 216 3 213 5 Total $ 57,093 $ 18,827 $ 38,266 $ 5,782 Nonaccrual loans include both smaller balance homogenous loans that are collectively evaluated for impairment and individually classified impaired loans. Therefore, the sum of nonaccrual loans and accruing troubled debt restructurings will differ from the total impaired amount. The following table summarizes the average recorded investment and interest income recognized for each of the last three years by class of impaired loans: 2015 2014 2013 (Dollars in Thousands) Average Total Average Total Average Total Commercial, Financial and Agricultural $ 1,002 $ 46 $ 1,440 $ 62 $ 2,861 $ 140 Real Estate – Construction 335 — 637 4 1,181 7 Real Estate – Commercial Mortgage 27,644 1,093 41,435 1,725 60,043 2,062 Real Estate – Residential 19,105 842 21,122 1,070 21,238 860 Real Estate – Home Equity 3,001 86 3,000 72 4,037 72 Consumer 201 7 294 9 501 10 Total $ 51,288 $ 2,074 $ 67,928 $ 2,942 $ 89,861 $ 3,151 Credit Risk Management Reporting systems have been implemented to monitor loan originations, loan quality, concentrations of credit, loan delinquencies and nonperforming loans and potential problem loans. Management and the Credit Risk Oversight Committee periodically review our lines of business to monitor asset quality trends and the appropriateness of credit policies. In addition, total borrower exposure limits are established and concentration risk is monitored. As part of this process, the overall composition of the portfolio is reviewed to gauge diversification of risk, client concentrations, industry group, loan type, geographic area, or other relevant classifications of loans. Specific segments of the loan portfolio are monitored and reported to the Board on a quarterly basis and have strategic plans in place to supplement Board approved credit policies governing exposure limits and underwriting standards. Detailed below are the types of loans within the Company’s loan portfolio and risk characteristics unique to each. Commercial, Financial, and Agricultural – Loans in this category are primarily made based on identified cash flows of the borrower with consideration given to underlying collateral and personal or other guarantees. Lending policy establishes debt service coverage ratio limits that require a borrower’s cash flow to be sufficient to cover principal and interest payments on all new and existing debt. The majority of these loans are secured by the assets being financed or other business assets such as accounts receivable, inventory, or equipment. Collateral values are determined based upon third party appraisals and evaluations. Loan to value ratios at origination are governed by established policy guidelines. Real Estate Construction – Loans in this category consist of short-term construction loans, revolving and non-revolving credit lines and construction/permanent loans made to individuals and investors to finance the acquisition, development, construction or rehabilitation of real property. These loans are primarily made based on identified cash flows of the borrower or project and generally secured by the property being financed, including 1-4 family residential properties and commercial properties that are either owner-occupied or investment in nature. These properties may include either vacant or improved property. Construction loans are generally based upon estimates of costs and value associated with the completed project. Collateral values are determined based upon third party appraisals and evaluations. Loan to value ratios at origination are governed by established policy guidelines. The disbursement of funds for construction loans is made in relation to the progress of the project and as such these loans are closely monitored by on-site inspections. Real Estate Commercial Mortgage – Loans in this category consists of commercial mortgage loans secured by property that is either owner-occupied or investment in nature. These loans are primarily made based on identified cash flows of the borrower or project with consideration given to underlying real estate collateral and personal guarantees. Lending policy establishes debt service coverage ratios and loan to value ratios specific to the property type. Collateral values are determined based upon third party appraisals and evaluations. Real Estate Residential – Residential mortgage loans held in the Company’s loan portfolio are made to borrowers that demonstrate the ability to make scheduled payments with full consideration to underwriting factors such as current income, employment status, current assets, and other financial resources, credit history, and the value of the collateral. Collateral consists of mortgage liens on 1-4 family residential properties. Collateral values are determined based upon third party appraisals and evaluations. The Company does not originate sub-prime loans. Real Estate Home Equity – Home equity loans and lines are made to qualified individuals for legitimate purposes generally secured by senior or junior mortgage liens on owner-occupied 1-4 family homes or vacation homes. Borrower qualifications include favorable credit history combined with supportive income and debt ratio requirements and combined loan to value ratios within established policy guidelines. Collateral values are determined based upon third party appraisals and evaluations. Consumer Loans – This loan portfolio includes personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. The majority of the consumer loan portfolio consists of indirect and direct automobile loans. Lending policy establishes maximum debt to income ratios, minimum credit scores, and includes guidelines for verification of applicants’ income and receipt of credit reports. Credit Quality Indicators Special Mention – Loans in this category are presently protected from loss, but weaknesses are apparent which, if not corrected, could cause future problems. Loans in this category may not meet required underwriting criteria and have no mitigating factors. More than the ordinary amount of attention is warranted for these loans. Substandard – Loans in this category exhibit well-defined weaknesses that would typically bring normal repayment into jeopardy. These loans are no longer adequately protected due to well-defined weaknesses that affect the repayment capacity of the borrower. The possibility of loss is much more evident and above average supervision is required for these loans. Doubtful – Loans in this category have all the weaknesses inherent in a loan categorized as Substandard, with the characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The following table presents the risk category of loans by segment at December 31: Commercial, Total (Dollars in Thousands) Agriculture Real Estate Consumer Loans 2015 Special Mention $ 5,938 $ 27,838 $ 69 $ 33,845 Substandard 1,307 51,425 819 53,551 Doubtful — — — — Total Criticized Loans $ 7,245 $ 79,263 $ 888 $ 87,396 2014 Special Mention $ 8,059 $ 51,060 $ 114 $ 59,233 Substandard 2,817 79,167 1,153 83,137 Doubtful — — — — Total Criticized Loans $ 10,876 $ 130,227 $ 1,267 $ 142,370 Troubled Debt Restructurings (“TDRs”) The following table presents loans classified as TDRs at December 31: 2015 2014 (Dollars in Thousands) Accruing Nonaccruing Accruing Nonaccruing Commercial, Financial and Agricultural $ 897 $ — $ 838 $ 266 Real Estate – Construction — — — — Real Estate – Commercial Mortgage 16,621 1,070 26,565 1,591 Real Estate – Residential 14,979 1,582 14,940 2,531 Real Estate – Home Equity 2,914 — 1,856 356 Consumer 223 35 211 — Total TDRs $ 35,634 $ 2,687 $ 44,410 $ 4,744 Loans classified as TDRs during 2015, 2014, and 2013 are presented in the table below. The modifications made during the reporting period involved either an extension of the loan term, a principal moratorium, a reduction in the interest rate, or a combination thereof. The financial impact of these modifications was not material. 2015 2014 2013 Number Number Number of Recorded of Recorded of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Contracts Investment (1) Commercial, Financial and Agricultural 1 $ 40 3 $ 320 4 $ 337 Real Estate – Construction — — — — — — Real Estate – Commercial Mortgage 4 631 3 1,769 13 9,653 Real Estate – Residential 14 1,531 11 1,972 18 2,073 Real Estate – Home Equity 21 1,005 10 883 9 587 Consumer 3 110 1 34 6 93 Total TDRs 43 $ 3,317 28 $ 4,978 50 $ 12,743 (1) Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable. The following table provides information on how TDRs were modified during the periods included. 2015 2014 2013 Number Post-Modified Number Post-Modified Number Post-Modified of Recorded of Recorded of Recorded (Dollars in Thousands) Contracts Investment Contracts Investment Contracts Investment Extended Amortization 16 $ 973 10 $ 1,894 15 $ 4,334 Interest Rate Adjustment 5 284 1 156 9 982 Extended Amortization and Interest Rate Adjustment 22 2,060 8 1,179 17 5,381 Principal Moratorium — — — — 1 1,700 Other — — 9 1,749 8 346 Total TDRs 43 $ 3,317 28 $ 4,978 50 $ 12,743 The following table presents loans classified as TDRs for which there was a payment default during the years presented and the loans were modified within the twelve months prior to default. 2015 2014 2013 Number Number Number of Recorded of Recorded of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Contracts Investment (1) Commercial, Financial and Agricultural — $ — — $ — — $ — Real Estate – Construction — — — — — — Real Estate – Commercial Mortgage — — 1 60 1 73 Real Estate – Residential — — 2 177 — — Real Estate – Home Equity — — 1 153 1 50 Consumer — — — — — — Total TDRs — $ — 4 $ 390 2 $ 123 (1) Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable.

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	Note 4 PREMISES AND EQUIPMENT The composition of the Company’s premises and equipment at December 31 was as follows: (Dollars in Thousands) 2015 2014 Land $ 24,534 $ 24,548 Buildings 112,563 111,810 Fixtures and Equipment 55,265 57,579 Total 192,362 193,937 Accumulated Depreciation (93,543 ) (92,038 ) Premises and Equipment, Net $ 98,819 $ 101,899

GOODWILL

GOODWILL	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL	NOTE 5 - GOODWILL As of December 31, 2015 and December 31, 2014, the Company had goodwill of $84.8 million. Goodwill is tested for impairment on an annual basis, or more often if impairment indicators exist. A goodwill impairment test consists of two steps. Step One compares the estimated fair value of the reporting unit to its carrying amount. If the carrying amount exceeds the estimated fair value, Step Two is performed by comparing the fair value of the reporting unit’s implied goodwill to the carrying value of goodwill. If the carrying value of the reporting unit’s goodwill exceeds the estimated fair value, an impairment charge is recorded equal to the excess. During the fourth quarter of 2015, the Company performed its annual goodwill impairment testing. The Step One test indicated that the carrying amount (including goodwill) of the Company’s reporting unit was less than its estimated fair value, therefore, no impairment was recorded. The Company will continue to evaluate goodwill for impairment as defined by ASC Topic 350.

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	12 Months Ended
	Dec. 31, 2015
DisclosureOtherRealEstateOwnedAbstract
OTHER REAL ESTATE OWNED	Note 6 OTHER REAL ESTATE OWNED The following table presents other real estate owned activity as of December 31, (Dollars in Thousands) 2015 2014 2013 Beginning Balance $ 35,680 $ 48,071 $ 53,426 Additions 5,752 15,271 24,488 Valuation Write-Downs (1,713 ) (3,142 ) (3,592 ) Sales (20,155 ) (23,791 ) (25,940 ) Other (274 ) (729 ) (311 ) Ending Balance $ 19,290 $ 35,680 $ 48,071 Net expenses applicable to other real estate owned as of December 31, was as follows: (Dollars in Thousands) 2015 2014 2013 Gains from the Sale of Properties $ (938 ) $ (774 ) $ (1,306 ) Losses from the Sale of Properties 2,169 2,094 2,287 Rental Income from Properties (250 ) (523 ) (293 ) Property Carrying Costs 2,277 2,872 3,954 Valuation Adjustments 1,713 3,142 3,592 Total $ 4,971 $ 6,811 $ 8,234 As of December 31, 2015, the Company had $2.2 million of loans secured by residential real estate in the process of foreclosure .

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
DEPOSITS	Note 7 DEPOSITS The composition of the Company’s interest bearing deposits at December 31 was as follows: (Dollars in Thousands) 2015 2014 NOW Accounts $ 848,330 $ 804,337 Money Market Accounts 248,367 254,149 Savings Deposits 269,162 233,612 Other Time Deposits 178,707 195,581 Total Interest Bearing Deposits $ 1,544,566 $ 1,487,679 At December 31, 2015 and 2014, $1.2 million and $2.4 million, respectively, in overdrawn deposit accounts were reclassified as loans. Time deposits that meet or exceed the FDIC insurance limit of $250,000 totaled $10.4 million and $11.6 million at December 31, 2015 and December 31, 2014, respectively. At December 31, the scheduled maturities of time deposits were as follows: (Dollars in Thousands) 2015 2016 $ 153,328 2017 15,878 2018 6,015 2019 1,906 2020 and thereafter 1,580 Total $ 178,707 Interest expense on deposits for the three years ended December 31, was as follows: (Dollars in Thousands) 2015 2014 2013 NOW Accounts $ 254 $ 318 $ 482 Money Market Accounts 134 190 211 Savings Deposits 126 112 101 Time Deposits < $250,000 377 463 505 Time Deposits > $250,000 53 16 132 Total $ 944 $ 1,099 $ 1,431

SHORT-TERM BORROWINGS

SHORT-TERM BORROWINGS	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
SHORT-TERM BORROWINGS	Note 8 SHORT-TERM BORROWINGS Short-term borrowings included the following: (Dollars in Thousands) Federal Securities (1) Other (2) 2015 Balance at December 31 $ — $ 60,977 $ 81 Maximum indebtedness at any month end — 64,935 2,003 Daily average indebtedness outstanding 12 57,689 780 Average rate paid for the year 0.74 % 0.05 % 3.98 % Average rate paid on period-end borrowings — % 0.05 % 5.23 % 2014 Balance at December 31 $ — $ 47,411 $ 2,014 Maximum indebtedness at any month end — 47,413 2,035 Daily average indebtedness outstanding 11 42,877 1,514 Average rate paid for the year 0.76 % 0.05 % 3.76 % Average rate paid on period-end borrowings — % 0.05 % 3.76 % 2013 Balance at December 31 $ — $ 47,312 $ 4,009 Maximum indebtedness at any month end — 55,261 8,929 Daily average indebtedness outstanding 11 48,337 5,573 Average rate paid for the year 0.76 % 0.05 % 3.79 % Average rate paid on period-end borrowings — % 0.05 % 3.25 % (1) Balances are fully collateralized by government treasury or agency securities held in the Company’s investment portfolio. (2) Comprised of FHLB debt.

LONG-TERM BORROWINGS

LONG-TERM BORROWINGS	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
LONG-TERM BORROWINGS	Note 9 LONG-TERM BORROWINGS Federal Home Loan Bank Advances. Scheduled minimum future principal payments on FHLB advances at December 31 were as follows: (Dollars in Thousands) 2015 2016 $ 2,748 2017 6,515 2018 7,714 2019 4,653 2020 2,054 2021 and thereafter 4,581 Total $ 28,265 Junior Subordinated Deferrable Interest Notes. In November 2004, CCBG Capital Trust I issued $30.0 million of trust preferred securities which represent interest in the assets of the trust. The interest payments are due quarterly at 3-month LIBOR plus a margin of 1.90%, adjusted quarterly. The trust preferred securities will mature on December 31, 2034, and are redeemable upon approval of the Federal Reserve in whole or in part at the option of the Company at any time after December 31, 2009 and in whole at any time upon occurrence of certain events affecting their tax or regulatory capital treatment. Distributions on the trust preferred securities are payable quarterly on March 31, June 30, September 30, and December 31 of each year. CCBG Capital Trust I also issued $928,000 of common equity securities to CCBG. The proceeds of the offering of trust preferred securities and common equity securities were used to purchase a $30.9 million junior subordinated deferrable interest note issued by the Company, which has terms similar to the trust preferred securities. In May 2005, CCBG Capital Trust II issued $31.0 million of trust preferred securities which represent interest in the assets of the trust. The interest payments are due quarterly at 3-month LIBOR plus a margin of 1.80%, adjusted annually. The trust preferred securities will mature on June 15, 2035, and are redeemable upon approval of the Federal Reserve in whole or in part at the option of the Company and in whole at any time upon occurrence of certain events affecting their tax or regulatory capital treatment. Distributions on the trust preferred securities are payable quarterly on March 15, June 15, September 15, and December 15 of each year. CCBG Capital Trust II also issued $959,000 of common equity securities to CCBG. The proceeds of the offering of trust preferred securities and common equity securities were used to purchase a $32.0 million junior subordinated deferrable interest note issued by the Company, which has terms substantially similar to the trust preferred securities. The Company has the right to defer payments of interest on the two notes at any time or from time to time for a period of up to twenty consecutive quarterly interest payment periods. Under the terms of each note, in the event that under certain circumstances there is an event of default under the note or the Company has elected to defer interest on the note, the Company may not, with certain exceptions, declare or pay any dividends or distributions on its capital stock or purchase or acquire any of its capital stock. As of December 31, 2015, the Company has paid all interest payments in full. The Company has entered into agreements to guarantee the payments of distributions on the trust preferred securities and payments of redemption of the trust preferred securities. Under these agreements, the Company also agrees, on a subordinated basis, to pay expenses and liabilities of the two trusts other than those arising under the trust preferred securities. The obligations of the Company under the two junior subordinated notes, the trust agreements establishing the two trusts, the guarantee and agreement as to expenses and liabilities, in aggregate, constitute a full and unconditional guarantee by the Company of the two trusts’ obligations under the two trust preferred security issuances. Despite the fact that the accounts of CCBG Capital Trust I and CCBG Capital Trust II are not included in the Company’s consolidated financial statements, the $30.0 million and $31.0 million, respectively, in trust preferred securities issued by these subsidiary trusts are included in the Tier 1 Capital of Capital City Bank Group, Inc. as allowed by Federal Reserve guidelines.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
INCOME TAXES	Note 10 INCOME TAXES The provision for income taxes reflected in the statements of comprehensive income is comprised of the following components: (Dollars in Thousands) 2015 2014 2013 Current: Federal $ 497 $ (51 ) $ (75 ) State 115 (2,916 ) 195 612 (2,967 ) 120 Deferred: Federal 3,258 4,270 1,650 State 475 249 99 Valuation Allowance 114 102 56 3,847 4,621 1,805 Total: Federal 3,755 4,219 1,575 State 590 (2,667 ) 294 Valuation Allowance 114 102 56 Total $ 4,459 $ 1,654 $ 1,925 Income taxes provided were different than the tax expense computed by applying the statutory federal income tax rate of 35% to pre-tax income as a result of the following: (Dollars in Thousands) 2015 2014 2013 Tax Expense at Federal Statutory Rate $ 4,751 $ 3,820 $ 2,790 Increases (Decreases) Resulting From: Tax-Exempt Interest Income (395 ) (327 ) (385 ) Change in Reserve for Uncertain Tax Positions — (2,902 ) (777 ) State Taxes, Net of Federal Benefit 390 892 191 Other 562 69 50 Change in Valuation Allowance 114 102 56 Tax-Exempt Cash Surrender Value Life Insurance Benefit (303 ) — — Excess Death Benefit Payment (660 ) — — Actual Tax Expense $ 4,459 $ 1,654 $ 1,925 Deferred income tax liabilities and assets result from differences between assets and liabilities measured for financial reporting purposes and for income tax return purposes. These assets and liabilities are measured using the enacted tax rates and laws that are currently in effect. The net deferred tax asset and the temporary differences comprising that balance at December 31, 2015 and 2014 are as follows: (Dollars in Thousands) 2015 2014 Deferred Tax Assets Attributable to: Allowance for Loan Losses $ 5,383 $ 6,767 Accrued Pension/SERP 13,901 13,547 State Net Operating Loss and Tax Credit Carry-Forwards 5,061 5,012 Other Real Estate Owned 5,012 8,229 Federal Net Operating Loss and Tax Credit Carry-Forwards 1,241 574 Other 4,351 3,652 Total Deferred Tax Assets $ 34,949 $ 37,781 Deferred Tax Liabilities Attributable to: Depreciation on Premises and Equipment $ 5,982 $ 6,247 Deferred Loan Fees and Costs 2,883 2,490 Intangible Assets 4,019 3,719 Other 687 612 Total Deferred Tax Liabilities 13,571 13,068 Valuation Allowance 1,442 1,328 Net Deferred Tax Asset $ 19,936 $ 23,385 In the opinion of management, it is more likely than not that all of the deferred tax assets, with the exception of the separate state net operating loss carry-forward of the parent holding company, the separate state net operating loss carry-forwards of an inactive subsidiary, and certain of the Bank’s separate state tax credit carry-forwards, will be realized. Accordingly, a valuation allowance for the parent holding company’s separate state net operating loss carry-forward was recorded in 2008 and increased for additional state operating loss carry-forwards generated in 2009 through 2015. This valuation allowance at December 31, 2015 was $1.1 million. In addition, a valuation allowance for the inactive subsidiary’s separate state net operating loss carry-forwards and for certain of the Bank’s state tax credit carry-forwards totaled $0.3 million at December 31, 2015. At December 31, 2015, the Company had state loss and tax credit carry-forwards of approximately $5.1 million, which expire at various dates from 2016 through 2035, federal net operating and capital loss carry-forwards of approximately $0.3 million which expire at various dates from 2019 through 2035, and federal credit carry-forwards of approximately $1.0 million that never expire. The Company had no unrecognized tax benefits at December 31, 2015 and December 31, 2014. The unrecognized tax benefit was $3.2 million at December 31, 2013. A reconciliation of the beginning and ending unrecognized tax benefit is as follows: (Dollars in Thousands) 2015 2014 2013 Balance at January 1, $ — $ 3,228 $ 4,209 Additions Based on Tax Positions Related to Current Year — — — Decrease Due to Lapse in Statue of Limitations — — (981 ) Decrease Due to Settlements With Taxing Authorities — (3,228 ) — Balance at December 31 $ — $ — $ 3,228 It is the Company’s policy to recognize interest and penalties accrued relative to unrecognized tax benefits in their respective federal or state income taxes accounts. For the year ended December 31, 2015, there were no interest and penalties recorded in the income statement – income taxes. For the years ended December 31, 2014 and 2013, the Company reversed previously accrued interest and penalties of $800,000 and $139,000, respectively. There were no amounts for accrued interest and penalties at December 31, 2015 and 2014. The Company and its subsidiaries file a consolidated U.S. federal income tax return, as well as file various returns in states where its banking offices are located. The Company is no longer subject to U.S. federal or state tax examinations for years before 2012.

STOCK-BASED COMPENSATION

STOCK-BASED COMPENSATION	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK-BASED COMPENSATION	Note 11 STOCK-BASED COMPENSATION As of December 31, 2015, the Company had three stock-based compensation plans, consisting of the 2011 Associate Incentive Plan (“AIP”), the 2011 Associate Stock Purchase Plan (“ASPP”), and the 2011 Director Stock Purchase Plan (“DSPP”). These plans, which were approved by the shareowners in April 2011, replaced substantially similar plans approved by the shareowners in 2004. Total compensation expense associated with these plans for 2013 through 2015 was $1.4 million, $1.9 million, and $1.4 million, respectively. AIP. Executive Long-Term Incentive Plan (“LTIP”) DSPP. ASPP. Based on the Black-Scholes option pricing model, the weighted average estimated fair value of each of the purchase rights granted under the ASPP was $2.36 for 2015. For 2014 and 2013, the weighted average fair value purchase right granted was $2.12 and $2.21, respectively. In calculating compensation, the fair value of each stock purchase right was estimated on the date of grant using the following weighted average assumptions: 2015 2014 2013 Dividend yield 0.8 % 0.3 % — % Expected volatility 19.0 % 21.5 % 32.0 % Risk-free interest rate 0.1 % 0.1 % 0.1 % Expected life (in years) 0.5 0.5 0.5

EMPLOYEE BENEFIT PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
EMPLOYEE BENEFIT PLANS	Note 12 EMPLOYEE BENEFIT PLANS Pension Plan The Company sponsors a noncontributory pension plan covering substantially all of its associates. Benefits under this plan generally are based on the associate’s total years of service and average of the five highest years of compensation during the ten years immediately preceding their departure. The Company’s general funding policy is to contribute amounts sufficient to meet minimum funding requirements as set by law and to ensure deductibility for federal income tax purposes. The following table details on a consolidated basis the changes in benefit obligation, changes in plan assets, the funded status of the plan, components of pension expense, amounts recognized in the Company’s consolidated statements of financial condition, and major assumptions used to determine these amounts. (Dollars in Thousands) 2015 2014 2013 Change in Projected Benefit Obligation: Benefit Obligation at Beginning of Year $ 140,359 $ 115,285 $ 134,950 Service Cost 6,859 5,634 6,999 Interest Cost 5,750 5,513 5,566 Actuarial (Gain) Loss (6,880 ) 22,632 (18,965 ) Benefits Paid (4,825 ) (8,438 ) (12,946 ) Expenses Paid (224 ) (267 ) (319 ) Projected Benefit Obligation at End of Year $ 141,039 $ 140,359 $ 115,285 Change in Plan Assets: Fair Value of Plan Assets at Beginning of Year $ 108,172 $ 103,842 $ 94,164 Actual Return on Plan Assets (2,331 ) 8,035 17,943 Employer Contributions 5,000 5,000 5,000 Benefits Paid (4,825 ) (8,438 ) (12,946 ) Expenses Paid (224 ) (267 ) (319 ) Fair Value of Plan Assets at End of Year $ 105,792 $ 108,172 $ 103,842 Funded Status of Plan and Accrued Liability Recognized at End of Year: Other Liabilities $ 35,247 $ 32,186 $ 11,442 Accumulated Benefit Obligation at End of Year $ 121,609 $ 119,750 $ 98,796 Components of Net Periodic Benefit Costs: Service Cost $ 6,859 $ 5,634 $ 6,999 Interest Cost 5,750 5,513 5,566 Expected Return on Plan Assets (7,820 ) (7,487 ) (7,371 ) Amortization of Prior Service Costs 309 309 317 Net Loss Amortization 3,564 1,365 4,316 Net Periodic Benefit Cost $ 8,662 $ 5,334 $ 9,827 Weighted-Average Assumptions Used to Determine Benefit Obligation: Discount Rate 4.52 % 4.15 % 5.00 % Rate of Compensation Increase 3.25 % 3.25 % 3.25 % Measurement Date 12/31/15 12/31/14 12/31/13 Weighted-Average Assumptions Used to Determine Benefit Cost: Discount Rate 4.15 % 5.00 % 4.25 % Expected Return on Plan Assets 7.50 % 7.50 % 8.00 % Rate of Compensation Increase 3.25 % 3.25 % 3.75 % Amortization Amounts from Accumulated Other Comprehensive Income: Net Actuarial Loss (Gain) $ 3,272 $ 22,083 $ (29,534 ) Prior Service Cost (309 ) (309 ) (317 ) Net Loss (3,564 ) (1,365 ) (4,316 ) Deferred Tax Expense (Benefit) 232 (7,873 ) 13,180 Other Comprehensive (Gain) Loss, net of tax $ (369 ) $ 12,536 $ (20,987 ) Amounts Recognized in Accumulated Other Comprehensive Income: Net Actuarial Losses $ 34,373 $ 34,665 $ 13,947 Prior Service Cost 766 1,075 1,383 Deferred Tax Benefit (13,556 ) (13,788 ) (5,914 ) Accumulated Other Comprehensive Loss, net of tax $ 21,583 $ 21,952 $ 9,416 The Company expects to recognize $3.2 million of the net actuarial loss and $0.3 million of the prior service cost reflected in accumulated other comprehensive income at December 31, 2015 as a component of net periodic benefit cost during 2016. Effective December 31, 2015, the Company changed the method used to estimate the service and interest components of net periodic benefit cost for the defined benefit and supplemental executive retirement plans. This new estimation approach discounts the individual expected cash flows underlying the service cost and interest cost using the applicable spot rates derived from the yield curve used to discount the cash flows for the benefit obligations. Historically, the estimated service and interest cost components utilized a single weighted-average discount rate derived from the yield curve used to measure the benefit obligations at the beginning of the period. The Company elected this change to provide a more precise measurement of service and interest costs by improving the correlation between projected benefit cash flows to the corresponding spot yield curve rates. The change will be accounted for as a change in accounting estimate that is inseparable from a change in accounting principle and accordingly will be accounted for prospectively. While the benefit obligations for the plans measured under this approach are unchanged, the more granular application of the spot rates will decrease the combined service and interest costs for the defined benefit retirement plan for fiscal 2016 by $0.7 million. Plan Assets. Target Percentage of Plan (1) 2016 2015 2014 Equity Securities 70 % 68 % 74 % Debt Securities 25 % 20 % 21 % Cash and Cash Equivalents 5 % 12 % 5 % Total 100 % 100 % 100 % (1) Represents asset allocation at year-end which may differ from the average target allocation for the year due to the year-end cash contribution to the plan. The Company’s pension plan assets are overseen by the CCBG Retirement Committee. Capital City Trust Company acts as the investment manager for the plan. The investment strategy is to maximize return on investments while minimizing risk. The Company believes the best way to accomplish this goal is to take a conservative approach to its investment strategy by investing in high-grade equity and debt securities. The overall expected long-term rate of return on assets is a weighted-average expectation for the return on plan assets. The Company considers historical performance data and economic/financial data to arrive at expected long-term rates of return for each asset category. The major categories of assets in the Company’s pension plan as of December 31 are presented in the following table. Assets are segregated by the level of the valuation inputs within the fair value hierarchy established by ASC Topic 820 utilized to measure fair value (see Note 19 – Fair Value Measurements). (Dollars in Thousands) 2015 2014 Level 1: Equities $ 18,197 $ 23,199 Mutual Funds 71,829 75,421 Cash and Cash Equivalents 12,402 5,626 Level 2: U.S. Government Agency 3,364 3,926 Total Fair Value of Plan Assets $ 105,792 $ 108,172 Expected Benefit Payments (Dollars in Thousands) 2015 2016 $ 8,199 2017 8,859 2018 10,608 2019 10,912 2020 10,222 2021 through 2025 54,925 Total $ 103,724 Contributions. (Dollars in Thousands) 2014 2015 Expected Contribution 2016 (1) Actual Contributions $ 5,000 $ 5,000 $ 5,000 (1) For 2016, the Company will have the option to make a cash contribution to the plan or utilize pre-funding balances. Supplemental Executive Retirement Plan The Company has a Supplemental Executive Retirement Plan (“SERP”) covering selected executive officers. Benefits under this plan generally are based on the same service and compensation as used for the pension plan, except the benefits are calculated without regard to the limits set by the Internal Revenue Code on compensation and benefits. The net benefit payable from the SERP is the difference between this gross benefit and the benefit payable by the pension plan. The following table details on a consolidated basis the changes in benefit obligation, the funded status of the plan, components of pension expense, amounts recognized in the Company’s consolidated statements of financial condition, and major assumptions used to determine these amounts. (Dollars in Thousands) 2015 2014 2013 Change in Projected Benefit Obligation: Benefit Obligation at Beginning of Year $ 3,003 $ 2,379 $ 3,492 Service Cost 3 — — Interest Cost 133 104 137 Actuarial Loss (Gain) 1,703 520 (1,250 ) Projected Benefit Obligation at End of Year $ 4,842 $ 3,003 $ 2,379 Funded Status of Plan and Accrued Liability Recognized at End of Year: Other Liabilities $ 4,842 $ 3,003 $ 2,379 Accumulated Benefit Obligation at End of Year $ 4,348 $ 2,982 $ 2,379 Components of Net Periodic Benefit Costs: Service Cost $ 3 $ — $ — Interest Cost 133 104 137 Amortization of Prior Service Cost 7 164 187 Net Loss (Gain) Amortization 179 (661 ) (237 ) Net Periodic Benefit Cost $ 322 $ (393 ) $ 87 Weighted-Average Assumptions Used to Determine Benefit Obligation: Discount Rate 4.13 % 4.15 % 5.00 % Rate of Compensation Increase 3.25 % 3.25 % 3.25 % Measurement Date 12/31/15 12/31/14 12/31/13 Weighted-Average Assumptions Used to Determine Benefit Cost: Discount Rate 4.15 % 5.00 % 4.25 % Rate of Compensation Increase 3.25 % 3.25 % 3.75 % Amortization Amounts from Accumulated Other Comprehensive Income: Net Actuarial Loss (Gain) $ 1,703 $ 520 $ (1,250 ) Prior Service Cost (7 ) (164 ) (187 ) Net (Loss) Gain (179 ) 660 237 Deferred Tax (Benefit) Expense (585 ) (392 ) 463 Other Comprehensive Loss (Gain), net of tax $ 932 $ 624 $ (737 ) Amounts Recognized in Accumulated Other Comprehensive Income: Net Actuarial Loss (Gain) $ 892 $ (632 ) $ (1,812 ) Prior Service Cost — 7 171 Deferred Tax Liability (344 ) 241 633 Accumulated Other Comprehensive Loss (Gain), net of tax $ 548 $ (384 ) $ (1,008 ) The Company expects to recognize approximately $0.8 million of the net actuarial loss reflected in accumulated other comprehensive income at December 31, 2015 as a component of net periodic benefit cost during 2016. Effective December 31, 2015, the Company changed the method used to estimate the service and interest components of net periodic benefit cost for the supplemental executive retirement plans to mirror the change previously noted for the defined benefit plan. While the benefit obligations for the plans measured under this approach are unchanged, the more granular application of the spot rates will decrease the combined service and interest costs for the supplemental executive retirement plan for fiscal 2016 by $34,000. Expected Benefit Payments (Dollars in Thousands) 2015 2016 $ 1,499 2017 1,036 2018 1,225 2019 1,196 2020 — 2021 through 2025 — Total $ 4,956 401(k) Plan The Company has a 401(k) Plan which enables associates to defer a portion of their salary on a pre-tax basis. The plan covers substantially all associates of the Company who meet minimum age requirements. The plan is designed to enable participants to elect to have an amount from 1% to 15% of their compensation withheld in any plan year placed in the 401(k) Plan trust account. Matching contributions of 50% from the Company are made up to 6% of the participant’s compensation for eligible associates. During 2015, the Company made matching contributions of $0.5 million. For the years 2014 and 2013, the Company made matching contributions of $0.5 and $0.4 million, respectively. The participant may choose to invest their contributions into twenty-seven investment options available to 401(k) participants, including the Company’s common stock. A total of 50,000 shares of CCBG common stock have been reserved for issuance. Shares issued to participants have historically been purchased in the open market. Other Plans The Company has a Dividend Reinvestment and Optional Stock Purchase Plan. A total of 250,000 shares have been reserved for issuance. In recent years, shares for the Dividend Reinvestment and Optional Stock Purchase Plan have been acquired in the open market and, thus, the Company did not issue any shares under this plan in 2015, 2014 and 2013.

EARNINGS PER SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
EARNINGS PER SHARE	Note 13 EARNINGS PER SHARE The following table sets forth the computation of basic and diluted earnings per share: (Dollars and Per Share Data in Thousands) 2015 2014 2013 Numerator: Net Income $ 9,116 $ 9,260 $ 6,045 Denominator: Denominator for Basic Earnings Per Share Weighted-Average Shares 17,273 17,425 17,325 Effects of Dilutive Securities Stock Compensation Plans 45 63 74 Denominator for Diluted Earnings Per Share Adjusted Weighted-Average Shares and Assumed Conversions 17,318 17,488 17,399 Basic Earnings Per Share $ 0.53 $ 0.53 $ 0.35 Diluted Earnings Per Share $ 0.53 $ 0.53 $ 0.35

REGULATORY MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
REGULATORY MATTERS	Note 14 REGULATORY MATTERS Regulatory Capital Requirements guidelines the framework The final rules implementing Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (Basel III rules) became effective for the Company on January 1, 2015 (subject to a phase-in period for certain provisions). Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the following table) of common equity Tier 1, total and tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and of tier 1 capital (as defined) to average assets (as defined). Management believes, as of December 31, 2015 and 2014, that the Company and the Bank meet all capital adequacy requirements to which they are subject. As of December 31, 2015, the most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, an institution must maintain minimum common equity tier 1, total risk-based, tier 1 risk based and tier 1 leverage ratios as set forth in the following tables. There are not conditions or events since the notification that management believes have changed the Bank’s category. The Company and Bank’s actual capital amounts and ratios as of December 31, 2015 and 2014 are also presented in the table. To Be Well- Capitalized Under Required Prompt For Capital Corrective Actual Adequacy Purposes Action Provisions (Dollars in Thousands) Amount Ratio Amount Ratio Amount Ratio 2015 Common Equity Tier 1: CCBG $ 215,075 12.84 % $ 75,385 4.50 % * * CCB 266,138 15.93 % 75,162 4.50 % $ 108,567 6.50 % Tier 1 Capital: CCBG 275,075 16.42 % 100,513 6.00 % * * CCB 266,138 15.93 % 100,216 6.00 % 133,621 8.00 % Total Capital: CCBG 289,028 17.25 % 134,018 8.00 % * * CCB 280,091 16.77 % 133,621 8.00 % 167,026 10.00 % Tier 1 Leverage: CCBG 275,075 10.65 % 103,342 4.00 % * * CCB 266,138 10.33 % 103,095 4.00 % 128,869 5.00 % 2014 Tier 1 Capital: CCBG $ 269,503 16.67 % $ 64,656 4.00 % * * CCB 261,655 16.24 % 64,458 4.00 % $ 96,687 6.00 % Total Capital: CCBG 287,042 17.76 % 129,313 8.00 % * * CCB 279,194 17.33 % 128,916 8.00 % 161,145 10.00 % Tier 1 Leverage: CCBG 269,503 10.99 % 98,090 4.00 % * * CCB 261,655 10.70 % 97,834 4.00 % 122,293 5.00 % * Not applicable to bank holding companies. Dividend Restrictions

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	Note 16 RELATED PARTY TRANSACTIONS At December 31, 2015 and 2014, certain officers and directors were indebted to the Company’s bank subsidiary in the aggregate amount of $9.7 million and $14.3 million, respectively. During 2015, $7.6 million in new loans were made and repayments totaled $12.3 million. In the opinion of management, these loans were made on similar terms as loans to other individuals of comparable creditworthiness and were all current at year-end. Deposits from certain directors, executive officers, and their related interests totaled $19.0 million and $18.8 million at December 31, 2015 and 2014, respectively. Under a lease agreement expiring in 2024, the Bank leases land from a partnership in which several directors and officers have an interest. The lease agreement with Smith Interests General Partnership L.L.P. provides for annual lease payments of approximately $170,000, to be adjusted for inflation in future years.

OTHER COMPREHENSIVE INCOME (LOS

OTHER COMPREHENSIVE INCOME (LOSS)	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
OTHER COMPREHENSIVE INCOME (LOSS)	Note 15 OTHER COMPREHENSIVE INCOME (LOSS) FASB Topic ASC 220, “Comprehensive Income” requires that certain transactions and other economic events that bypass the income statement be displayed as other comprehensive income. Total comprehensive income is reported in the consolidated statements of comprehensive income and changes in shareowners’ equity. The following table summarizes the tax effects for each component of other comprehensive income (loss): Before Tax Net of Tax (Expense) Tax (Dollars in Thousands) Amount Benefit Amount 2015 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ (378 ) $ 145 $ (233 ) Amortization of losses on securities transferred from available for sale to 76 (31 ) 45 Reclassification adjustment for net gain included in net income 5 (2 ) 3 Total Investment Securities (297 ) 112 (185 ) Benefit Plans: Reclassification adjustment for amortization of prior service cost 316 (122 ) 194 Reclassification adjustment for amortization of net loss 3,743 (1,444 ) 2,299 Current year actuarial (loss) gain (4,975 ) 1,919 (3,056 ) Total Benefit Plans (916 ) 353 (563 ) Total Other Comprehensive Loss $ (1,213 ) $ 465 $ (748 ) 2014 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ 250 $ (103 ) $ 147 Amortization of losses on securities transferred from available for sale to 70 (27 ) 43 Reclassification adjustment for net gain included in net income 1 — 1 Total Investment Securities 321 (130 ) 191 Benefit Plans: Reclassification adjustment for amortization of prior service cost 473 (182 ) 291 Reclassification adjustment for amortization of net loss 705 (272 ) 433 Current year actuarial (loss) gain (22,603 ) 8,719 (13,884 ) Total Benefit Plans (21,425 ) 8,265 (13,160 ) Total Other Comprehensive Loss $ (21,104 ) $ 8,135 $ (12,969 ) 2013 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ (1,252 ) $ 483 $ (769 ) Unrealized losses on securities transferred from available for sale to (523 ) 202 (321 ) Amortization of losses on securities transferred from available for sale to 25 (10 ) 15 Reclassification adjustment for net gain included in net income 3 (1 ) 2 Reclassification adjustment for impairment loss realized in net income 600 (232 ) 368 Total Investment Securities (1,147 ) 442 (705 ) Benefit Plans: Reclassification adjustment for amortization of prior service cost 504 (194 ) 310 Reclassification adjustment for amortization of net loss 4,079 (1,574 ) 2,505 Current year actuarial gain (loss) 30,784 (11,875 ) 18,909 Total Benefit Plans 35,367 (13,643 ) 21,724 Total Other Comprehensive Income $ 34,220 $ (13,201 ) $ 21,019 Accumulated other comprehensive loss was comprised of the following components: (Dollars in Thousands) Securities Retirement Accumulated Balance as of January 1, 2015 $ 59 $ (21,568 ) $ (21,509 ) Other comprehensive (loss) during the period (186 ) (562 ) (748 ) Balance as of December 31, 2015 $ (127 ) $ (22,130 ) $ (22,257 ) Balance as of January 1, 2014 $ (132 ) $ (8,408 ) $ (8,540 ) Other comprehensive income (loss) during the period 191 (13,160 ) (12,969 ) Balance as of December 31, 2014 $ 59 $ (21,568 ) $ (21,509 ) Balance as of January 1, 2013 $ 573 $ (30,132 ) $ (29,559 ) Other comprehensive (loss) income during the period (705 ) 21,724 21,019 Balance as of December 31, 2013 $ (132 ) $ (8,408 ) $ (8,540 )

OTHER NONINTEREST EXPENSE

OTHER NONINTEREST EXPENSE	12 Months Ended
	Dec. 31, 2015
Notes to Financial Statements
OTHER NONINTEREST EXPENSE	Note 17 OTHER NONINTEREST EXPENSE Components of other noninterest expense in excess of 1% of the sum of total interest income and noninterest income, which are not disclosed separately elsewhere, are presented below for each of the respective years. (Dollars in Thousands) 2015 2014 2013 Legal Fees 2,506 3,187 3,663 Professional Fees 3,789 3,732 4,304 Telephone 1,976 1,903 1,891 Advertising 1,391 1,461 1,719 Processing Services 6,540 6,062 5,396 Insurance – Other 2,737 2,934 4,144 Other 8,211 8,235 8,596 Total $ 27,150 $ 27,514 $ 29,713

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	Note 18 COMMITMENTS AND CONTINGENCIES Lending Commitments The Company’s maximum exposure to credit loss under standby letters of credit and commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in establishing commitments and issuing letters of credit as it does for on-balance sheet instruments. As of December 31, the amounts associated with the Company’s off-balance sheet obligations were as follows: 2015 2014 (Dollars in Thousands) Fixed Variable Total Fixed Variable Total Commitments to Extend Credit (1) $ 57,571 $ 306,642 $ 364,213 $ 33,633 $ 278,438 $ 312,071 Standby Letters of Credit 6,095 — 6,095 8,307 — 8,307 Total $ 63,666 $ 306,642 $ 370,308 $ 41,940 $ 278,438 $ 320,378 (1) Commitments include unfunded loans, revolving lines of credit, and other unused commitments. Commitments to extend credit are agreements to lend to a client so long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a client to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities. In general, management does not anticipate any material losses as a result of participating in these types of transactions. However, any potential losses arising from such transactions are reserved for in the same manner as management reserves for its other credit facilities. For both on- and off-balance sheet financial instruments, the Company requires collateral to support such instruments when it is deemed necessary. The Company evaluates each client’s creditworthiness on a case-by-case basis. The amount of collateral obtained upon extension of credit is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include deposits held in financial institutions; U.S. Treasury securities; other marketable securities; real estate; accounts receivable; property, plant and equipment; and inventory. Other Commitments Contingencies Indemnification Obligation In December 2013, a settlement agreement was approved by the court in resolution of the aforementioned Covered Litigation matter. Visa’s share of the settlement is to be paid from the litigation reserve account which was further funded during the third quarter of 2014 resulting in a payment of $161,000 to the counterparty. Fixed charges included in the liability are payable quarterly until the litigation reserve is fully liquidated and at which time the aforementioned swap contract will be terminated. Quarterly payments during 2015 totaled $261,000. Conversion ratio payments and ongoing fixed quarterly charges are reflected in earnings in the period incurred.

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	Note 19 FAIR VALUE MEASUREMENTS The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. In estimating fair value, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. Such valuation techniques are consistently applied. Inputs to valuation techniques include the assumptions that market participants would use in pricing an asset or liability. ASC Topic 820 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: § Level 1 Inputs - . § Level 2 Inputs - . § Level 3 Inputs - Assets and Liabilities Measured at Fair Value on a Recurring Basis Securities Available for Sale. In general, the Company does not purchase securities that have a complicated structure. The Company’s entire portfolio consists of traditional investments, nearly all of which are U.S. Treasury obligations, federal agency bullet or mortgage pass-through securities, or general obligation or revenue based municipal bonds. Pricing for such instruments is easily obtained. From time to time, the Company will validate, on a sample basis, prices supplied by the independent pricing service by comparison to prices obtained from third-party sources or derived using internal models. Fair Value Swap A summary of fair values for assets and liabilities recorded at fair value at December 31 consisted of the following: (Dollars in Thousands) Level 1 Level 2 Level 3 Total Fair 2015 Securities Available for Sale: U.S. Government Treasury $ 250,346 $ — $ — $ 250,346 U.S. Government Agency — 101,824 — 101,824 States and Political Subdivisions — 88,362 — 88,362 Mortgage-Backed Securities — 1,901 — 1,901 Equity Securities — 8,595 — 8,595 2014 Securities Available for Sale: U.S. Government Treasury $ 186,031 $ — $ — $ 186,031 U.S. Government Agency — 96,097 — 96,097 State and Political Subdivisions — 48,388 — 48,388 Mortgage-Backed Securities — 2,287 — 2,287 Equity Securities — 8,745 — 8,745 Assets Measured at Fair Value on a Non-Recurring Basis Certain assets are measured at fair value on a non-recurring basis (i.e., the assets are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances). An example would be assets exhibiting evidence of impairment. The following is a description of valuation methodologies used for assets measured on a non-recurring basis. Impaired Loans Loans Held for Sale Other Real Estate Owned Assets and Liabilities Disclosed at Fair Value The Company is required to disclose the estimated fair value of financial instruments, both assets and liabilities, for which it is practical to estimate fair value and the following is a description of valuation methodologies used for those assets and liabilities. Cash and Short-Term Investments. Securities Held to Maturity Loans. Deposits. Subordinated Notes Payable. Short-Term and Long-Term Borrowings. A summary of estimated fair values of significant financial instruments at December 31 consisted of the following: 2015 (Dollars in Thousands) Carrying Level 1 Level 2 Level 3 ASSETS: Cash $ 51,288 $ 51,288 $ — $ — Short-Term Investments 327,617 327,617 — — Investment Securities, Available for Sale 451,028 250,346 200,682 — Investment Securities, Held to Maturity 187,892 134,439 52,968 — Loans Held for Sale 11,632 — 11,632 Loans, Net of Allowance for Loan Losses 1,478,322 — — 1,483,926 LIABILITIES: Deposits $ 2,302,849 $ — $ 2,228,210 $ — Short-Term Borrowings 61,058 — 64,947 — Subordinated Notes Payable 62,887 — 49,230 — Long-Term Borrowings 28,265 — 30,448 — 2014 (Dollars in Thousands) Carrying Level 1 Level 2 Level 3 ASSETS: Cash $ 55,467 $ 55,467 $ — $ — Short-Term Investments 329,589 329,589 — — Investment Securities, Available for Sale 341,548 186,031 155,517 — Investment Securities, Held to Maturity 163,581 76,317 87,095 — Loans Held for Sale 10,688 — 10,688 Loans, Net of Allowance for Loan Losses 1,413,835 — — 1,369,314 LIABILITIES: Deposits $ 2,146,794 $ — $ 2,146,510 $ — Short-Term Borrowings 49,425 — 48,760 — Subordinated Notes Payable 62,887 — 62,887 — Long-Term Borrowings 31,097 — 32,313 — All non-financial instruments are excluded from the above table. The disclosures also do not include goodwill. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.

PARENT COMPANY FINANCIAL INFORM

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
PARENT COMPANY FINANCIAL INFORMATION	Note 20 PARENT COMPANY FINANCIAL INFORMATION The following are condensed statements of financial condition of the parent company at December 31: Parent Company Statements of Financial Condition (Dollars in Thousands, Except Per Share Data) 2015 2014 ASSETS Cash and Due From Subsidiary Bank $ 13,527 $ 11,741 Investment in Subsidiary Bank 327,794 329,632 Other Assets 5,164 2,906 Total Assets $ 346,485 $ 344,279 LIABILITIES Subordinated Notes Payable $ 62,887 $ 62,887 Other Liabilities 9,246 8,852 Total Liabilities 72,133 71,739 SHAREOWNERS’ EQUITY Preferred Stock, $.01 par value, 3,000,000 shares authorized; no shares issued and outstanding Common Stock, $.01 par value; 90,000,000 shares authorized; 17,156,919 and 17,447,223 shares issued and outstanding at December 31, 2015 and December 31, 2014, respectively 172 174 Additional Paid-In Capital 38,256 42,569 Retained Earnings 258,181 251,306 Accumulated Other Comprehensive Loss, Net of Tax (22,257 ) (21,509 ) Total Shareowners’ Equity 274,352 272,540 Total Liabilities and Shareowners’ Equity $ 346,485 $ 344,279 The operating results of the parent company for the three years ended December 31 are shown below: Parent Company Statements of Operations (Dollars in Thousands) 2015 2014 2013 OPERATING INCOME Income Received from Subsidiary Bank: Overhead Fees $ 4,604 $ 4,468 $ 4,417 Dividends 9,200 6,000 — Other Income 424 138 208 Total Operating Income 14,228 10,606 4,625 OPERATING EXPENSE Salaries and Associate Benefits 3,395 3,156 3,130 Interest on Subordinated Notes Payable 1,368 1,328 1,419 Professional Fees 1,078 1,024 1,491 Advertising 105 141 142 Legal Fees 168 243 245 Other 699 624 1,117 Total Operating Expense 6,813 6,516 7,544 Earnings (Loss) Before Income Taxes and Equity in Undistributed 7,415 4,090 (2,919 ) Income Tax Benefit (342 ) (433 ) (1,036 ) Earnings (Loss) Before Equity in Undistributed Earnings of 7,757 4,523 (1,883 ) Equity in Undistributed Earnings of Subsidiary Bank 1,359 4,737 7,928 Net Income $ 9,116 $ 9,260 $ 6,045 The cash flows for the parent company for the three years ended December 31 were as follows: Parent Company Statements of Cash Flows (Dollars in Thousands) 2015 2014 2013 CASH FLOWS FROM OPERATING ACTIVITIES: Net Income $ 9,116 $ 9,260 $ 6,045 Adjustments to Reconcile Net Income to Net Cash Provided By (Used In) Operating Activities: Equity in Undistributed Earnings of Subsidiary Bank (1,359 ) (4,737 ) (7,928 ) Stock Compensation 1,109 1,349 1,296 Decrease in Other Assets 191 387 339 Increase (Decrease) in Other Liabilities 444 532 (1,755 ) Net Cash Provided By (Used In) Operating Activities 9,501 6,791 (2,003 ) CASH FROM FINANCING ACTIVITIES: Dividends Paid (2,241 ) (1,568 ) — Issuance of Common Stock Under Compensation Plans 507 578 1,151 Payments to Repurchase Common Stock (5,981 ) (269 ) — Net Cash (Used In) Provided By in Financing Activities (7,715 ) (1,259 ) 1,151 Net Increase (Decrease) in Cash 1,786 5,532 (852 ) Cash at Beginning of Year 11,741 6,209 7,061 Cash at End of Year $ 13,527 $ 11,741 $ 6,209

SIGNIFICANT ACCOUNTING POLICI29

SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2015
Significant Accounting Policies Policies
Nature of Operations	Nature of Operations Capital City Bank Group, Inc. (“CCBG” or the “Company”) provides a full range of banking and banking-related services to individual and corporate clients through its subsidiary, Capital City Bank, with banking offices located in Florida, Georgia, and Alabama. The Company is subject to competition from other financial institutions, is subject to regulation by certain government agencies and undergoes periodic examinations by those regulatory authorities.
Basis of Presentation	Basis of Presentation The consolidated financial statements include the accounts of Capital City Bank Group, Inc. (“CCBG”), and its wholly owned subsidiary, Capital City Bank (“CCB” or the “Bank” and together with CCBG, the “Company”). All material inter-company transactions and accounts have been eliminated. The Company, which operates a single reportable business segment that is comprised of commercial banking within the states of Florida, Georgia, and Alabama, follows accounting principles generally accepted in the United States of America and reporting practices applicable to the banking industry. The principles which materially affect the financial position, results of operations and cash flows are summarized below. The Company determines whether it has a controlling financial interest in an entity by first evaluating whether the entity is a voting interest entity or a variable interest entity under accounting principles generally accepted in the United States of America. Voting interest entities are entities in which the total equity investment at risk is sufficient to enable the entity to finance itself independently and provide the equity holders with the obligation to absorb losses, the right to receive residual returns and the right to make decisions about the entity’s activities. The Company consolidates voting interest entities in which it has all, or at least a majority of, the voting interest. As defined in applicable accounting standards, variable interest entities (“VIE’s”) are entities that lack one or more of the characteristics of a voting interest entity. A controlling financial interest in an entity is present when an enterprise has a variable interest, or a combination of variable interests, that will absorb a majority of the entity’s expected losses, receive a majority of the entity’s expected residual returns, or both. The enterprise with a controlling financial interest, known as the primary beneficiary, consolidates the VIE. CCBG’s wholly owned subsidiaries, CCBG Capital Trust I (established November 1, 2004) and CCBG Capital Trust II (established May 24, 2005) are VIEs for which the Company is not the primary beneficiary. Accordingly, the accounts of these entities are not included in the Company’s consolidated financial statements. Certain previously reported amounts have been reclassified to conform to the current year’s presentation. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the consolidated financial statements included in this Annual Report on Form 10-K were filed with the United States Securities and Exchange Commission.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could vary from these estimates. Material estimates that are particularly susceptible to significant changes in the near-term relate to the determination of the allowance for loan losses, pension expense, income taxes, loss contingencies, and valuation of goodwill and their respective analysis of impairment.
Cash and Cash Equivalents	Cash and Cash Equivalents Cash and cash equivalents include cash and due from banks, interest-bearing deposits in other banks, and federal funds sold. Generally, federal funds are purchased and sold for one-day periods and all other cash equivalents have a maturity of 90 days or less. The Company is required to maintain average reserve balances with the Federal Reserve Bank based upon a percentage of deposits. The average amounts of these required reserve balances for the years ended December 31, 2015 and 2014 were $10.3 million and $13.2 million, respectively.
Investment Securities	Investment Securities Securities are classified as held to maturity and carried at amortized cost when the Company has the positive intent and ability to hold them until maturity. Securities not classified as held to maturity or trading securities are classified as available for sale and carried at fair value, with the unrealized holding gains and losses reported as a component of other comprehensive income, net of tax. The Company determines the appropriate classification of securities at the time of purchase. Securities with limited marketability, such as stock in the Federal Reserve Bank and the Federal Home Loan Bank, are carried at cost. Securities transferred from available for sale to held to maturity are recorded at fair value at the time of transfer. The respective gain or loss is reclassified as a separate component of other comprehensive income and amortized as an adjustment to interest income over the remaining life of the security. Interest income includes amortization of purchase premiums and discounts. Realized gains and losses are derived from the amortized cost of the security sold. Declines in the fair value of held-to-maturity and available-for-sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, the Company considers, (i) whether it has decided to sell the security, (ii) whether it is more likely than not that the Company will have to sell the security before its market value recovers, and (iii) whether the present value of expected cash flows is sufficient to recover the entire amortized cost basis. When assessing the security’s expected cash flows, the Company considers, among other things, (i) the length of time and the extent to which the fair value has been less than cost and (ii) the financial condition and near-term prospects of the issuer.
Loans Held For Sale	Loans Held For Sale Certain residential mortgage loans are originated for sale in the secondary mortgage loan market. Additionally, certain other loans are periodically identified to be sold. The Company has the ability and intent to sell these loans and they are classified as loans held for sale and carried at the lower of cost or estimated fair value. Fair value is determined on the basis of rates quoted in the respective secondary market for the type of loan held for sale. Loans are generally sold with servicing released at a premium or discount from the carrying amount of the loans. Such premium or discount is recognized as mortgage banking revenue at the date of sale. Fixed commitments are generally used at the time loans are originated or identified for sale to mitigate interest rate risk. The fair value of fixed commitments to originate and sell loans held for sale is not material.
Loans	Loans Loans are stated at the principal amount outstanding, net of unearned income. Interest income is accrued on the effective yield method based on outstanding balances, and includes loan late fees. Fees charged to originate loans and direct loan origination costs are deferred and amortized over the life of the loan as a yield adjustment. The Company defines loans as past due when one full payment is past due or a contractual maturity is over 30 days late. The accrual of interest is generally suspended on loans more than 90 days past due with respect to principal or interest. When a loan is placed on nonaccrual status, all previously accrued and uncollected interest is reversed against current income. Interest income on nonaccrual loans is recognized when the ultimate collectability is no longer considered doubtful. Loans are returned to accrual status when the principal and interest amounts contractually due are brought current or when future payments are reasonably assured. Loan charge-offs on commercial and investor real estate loans are recorded when the facts and circumstances of the individual loan confirm the loan is not fully collectible and the loss is reasonably quantifiable. Factors considered in making these determinations are the borrower’s and any guarantor’s ability and willingness to pay, the status of the account in bankruptcy court (if applicable), and collateral value. Charge-off decisions for consumer loans are dictated by the Federal Financial Institutions Examination Council’s (FFIEC) Uniform Retail Credit Classification and Account Management Policy which establishes standards for the classification and treatment of consumer loans, which generally require charge-off after 120 days of delinquency.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is a reserve established through a provision for loan losses charged to expense, which represents management’s best estimate of probable losses within the existing portfolio of loans. The allowance is that amount considered adequate to absorb losses inherent in the loan portfolio based on management’s evaluation of credit risk as of the balance sheet date. The allowance for loan losses includes allowance allocations calculated in accordance with FASB ASC Topic 310 – Receivables and ASC Topic 450 - Contingencies. The level of the allowance reflects management’s continuing evaluation of specific credit risks, loan loss experience, current loan portfolio quality, present economic conditions and unidentified losses inherent in the current loan portfolio, as well as trends in the foregoing. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. The Company’s allowance for loan losses consists of two components: (i) specific reserves established for probable losses on impaired loans; and (ii) general reserve for non-homogenous loans not deemed impaired and homogenous loan pools based on, but not limited to, historical loan loss experience, current economic conditions, levels of past due loans, and levels of problem loans. Loans are deemed to be impaired when, based on current information and events, it is probable that the Company will not be able to collect all amounts due (principal and interest payments), according to the contractual terms of the loan agreement. Loans to borrowers who are experiencing financial difficulties and whose loans were modified with concessions are classified as troubled debt restructurings and measured for impairment. Loans to borrowers that have filed Chapter 7 bankruptcy, but continue to perform as agreed are classified as troubled debt restructurings and measured for impairment.
Long-Lived Assets	Long-Lived Assets Premises and equipment is stated at cost less accumulated depreciation, computed on the straight-line method over the estimated useful lives for each type of asset with premises being depreciated over a range of 10 to 40 years, and equipment being depreciated over a range of 3 to 10 years. Additions, renovations and leasehold improvements to premises are capitalized and depreciated over the lesser of the useful life or the remaining lease term. Repairs and maintenance are charged to noninterest expense as incurred. Long-lived assets are evaluated for impairment if circumstances suggest that their carrying value may not be recoverable, by comparing the carrying value to estimated undiscounted cash flows. If the asset is deemed impaired, an impairment charge is recorded equal to the carrying value less the fair value.
Bank Owned Life Insurance (BOLI)	Bank Owned Life Insurance (BOLI) The Company, through its subsidiary bank, has purchased life insurance policies on certain key officers. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Goodwill	Goodwill Goodwill represents the excess of the cost of businesses acquired over the fair value of the net assets acquired. In accordance with FASB ASC Topic 350, the Company determined it has one goodwill reporting unit. Goodwill is tested for impairment annually during the fourth quarter or on an interim basis if an event occurs or circumstances change that would more likely than not reduce the fair value of the reporting unit below its carrying value. See Note 5 – Intangible Assets for additional information.
Other Real Estate Owned	Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the lower of cost or fair value less estimated selling costs, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. The valuation of foreclosed assets is subjective in nature and may be adjusted in the future because of changes in economic conditions. Revenue and expenses from operations and changes in value are included in noninterest expense.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Revenue Recognition	Revenue Recognition The Company recognizes revenue as it is earned based on contractual terms, as transactions occur, or as services are provided and collectability is reasonably assured. Certain specific policies include the following: Deposit Fees Bank Card Fees
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities (excluding deferred tax assets and liabilities related to business combinations or components of other comprehensive income). Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. The Company files a consolidated federal income tax return and each subsidiary files a separate state income tax return.
Earnings Per Common Share	Earnings Per Common Share Basic earnings per common share is based on net income divided by the weighted-average number of common shares outstanding during the period excluding non-vested stock. Diluted earnings per common share include the dilutive effect of stock options and non-vested stock awards granted using the treasury stock method. A reconciliation of the weighted-average shares used in calculating basic earnings per common share and the weighted average common shares used in calculating diluted earnings per common share for the reported periods is provided in Note 13 — Earnings Per Share.
Comprehensive Income	Comprehensive Income Comprehensive income includes all changes in shareowners’ equity during a period, except those resulting from transactions with shareowners. Besides net income, other components of the Company’s comprehensive income include the after tax effect of changes in the net unrealized gain/loss on securities available for sale and changes in the funded status of defined benefit and supplemental executive retirement plans. Comprehensive income is reported in the accompanying Consolidated Statements of Comprehensive Income and Changes in Shareowners’ Equity.
Stock Based Compensation	Stock Based Compensation Compensation cost is recognized for share based awards issued to employees, based on the fair value of these awards at the date of grant. The market price of the Company’s common stock at the date of the grant is used for restricted stock awards. For stock option awards, a Black-Scholes model is utilized to estimate the fair value of the options. Compensation cost is recognized over the requisite service period, generally defined as the vesting period.
NEW AUTHORITATIVE ACCOUNTING GUIDANCE	NEW AUTHORITATIVE ACCOUNTING GUIDANCE ASU 2015-01, “Income Statement – Extraordinary and Unusual Items (Subtopic 225-20) – Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” ASU 2015-02, “Consolidation (Topic 810) – Amendments to the Consolidation Analysis.” . ASU 2015-03, “Interest – Imputation of Interest (Subtopic 835-30) – Simplifying the Presentation of Debt Issuance Costs” requires companies to present debt issuance costs the same way they currently present debt discounts, as a direct deduction from the carrying value of that debt liability. ASU 2015-05, “Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40) – Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement.” ASU 2015-14, “Revenue from Contracts with Customers (Topic 606) – Deferral of the Effective Date.” ASU 2015-15, “ Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements – Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting ASU 2015-16, “Business Combinations (Topic 805) – Simplifying the Accounting for Measurement-Period Adjustments.” ASU 2016-1, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities.

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2015
Investment Securities Tables
Schedule of amortized cost and related market value of investment securities available-for-sale	Investment Portfolio Composition 2015 2014 Amortized Unrealized Unrealized Market Amortized Unrealized Unrealized Market Cost Gains Losses Value Cost Gain Losses Value Available for Sale U.S. Government Treasury $ 250,458 $ 101 $ 213 $ 250,346 $ 185,830 $ 220 $ 19 $ 186,031 U.S. Government Agency 101,730 357 263 101,824 95,950 289 142 96,097 States and Political 88,358 103 99 88,362 48,405 65 82 48,388 Mortgage-Backed Securities 1,742 159 — 1,901 2,094 193 — 2,287 Equity Securities (1) 8,595 — — 8,595 8,745 — — 8,745 Total $ 450,883 $ 720 $ 575 $ 451,028 $ 341,024 $ 767 $ 243 $ 341,548 Held to Maturity U.S. Government Treasury $ 134,554 $ 45 $ 160 $ 134,439 $ 76,179 $ 144 $ 6 $ 76,317 U.S. Government Agency 10,043 7 5 10,045 19,807 29 19 19,817 States and Political 15,693 38 7 15,724 26,717 36 6 26,747 Mortgage-Backed Securities 27,602 4 407 27,199 40,878 33 380 40,531 Total $ 187,892 $ 94 $ 579 $ 187,407 $ 163,581 $ 242 $ 411 $ 163,412 Total Investment Securities $ 638,775 $ 814 $ 1,154 $ 638,435 $ 504,605 $ 1,009 $ 654 $ 504,960 (1) Includes Federal Home Loan Bank, Federal Reserve Bank and FNBB Inc. stock recorded at cost of $3.6 million and $4.8 and $0.2 million, respectively, at December 31, 2015 and Federal Home Loan Bank and Federal Reserve Bank stock at $3.9 million and $4.8 million, respectively, at December 31, 2014.
Schedule of proceeds from sale and gross realized gains and losses from the securities	Investment Sales (Dollars in Thousands) Year Total Gross Gross 2015 $ — $ — $ — 2014 — — — 2013 $ 7,506 $ 3 $ —
Schedule of investment securities with maturity distribution based on contractual maturities	Maturity Distribution Available for Sale Held to Maturity (Dollars in Thousands) Amortized Market Amortized Market Due in one year or less $ 90,331 $ 90,261 $ 44,267 $ 44,270 Due after one through five years 280,264 280,116 116,023 115,938 Mortgage-Backed Securities 1,742 1,901 27,602 27,199 U.S. Government Agency 69,951 70,155 — — Equity Securities 8,595 8,595 — — Total $ 450,883 $ 451,028 $ 187,892 $ 187,407
Schedule of investment securities with continuous unrealized loss position	Other Than Temporarily Impaired Securities Less Than Greater Than Total (Dollars in Thousands) Market Unrealized Market Unrealized Market Unrealized 2015 Available for Sale U.S. Government Treasury $ 150,061 $ 213 $ — $ — $ 150,061 $ 213 U.S. Government Agency 43,508 200 9,644 63 53,152 263 States and Political Subdivisions 39,608 86 5,066 13 44,674 99 Total 233,177 499 14,710 76 247,887 575 Held to Maturity U.S. Government Treasury 92,339 160 — — 92,339 160 U.S. Government Agency 5,006 5 — — 5,006 5 States and Political Subdivisions 3,791 7 — — 3,791 7 Mortgage-Backed Securities 13,267 185 11,889 222 25,156 407 Total $ 114,403 $ 357 $ 11,889 $ 222 $ 126,292 $ 579 2014 Available for Sale U.S. Government Treasury $ 35,838 $ 19 $ — $ — $ 35,838 $ 19 U.S. Government Agency 18,160 54 18,468 88 36,628 142 States and Political Subdivisions 16,497 77 505 5 17,002 82 Total 70,495 150 18,973 93 89,468 243 Held to Maturity U.S. Government Treasury 15,046 6 — — 15,046 6 U.S. Government Agency 10,002 19 — — 10,002 19 States and Political Subdivisions 3,788 6 — — 3,788 6 Mortgage-Backed Securities 15,066 149 18,155 231 33,221 380 Total $ 43,902 $ 180 $ 18,155 $ 231 $ 62,057 $ 411

LOANS, NET (Tables)

LOANS, NET (Tables)	12 Months Ended
	Dec. 31, 2015
Loans Tables
Schedule of composition of the loan portfolio	Loan Portfolio Composition (Dollars in Thousands) 2015 2014 Commercial, Financial and Agricultural $ 179,816 $ 136,925 Real Estate – Construction 46,484 41,596 Real Estate – Commercial Mortgage 499,813 510,120 Real Estate – Residential (1) 290,585 295,969 Real Estate – Home Equity 233,901 229,572 Consumer 241,676 217,192 Loans, Net of Unearned Income $ 1,492,275 $ 1,431,374 (1) Includes loans in process with outstanding balances of $8.5 million and $7.4 million for 2015 and 2014, respectively.
Schedule of recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans	The following table presents the recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans at December 31: 2015 2014 (Dollars in Thousands) Nonaccrual 90 + Days Nonaccrual 90 + Days Commercial, Financial and Agricultural $ 96 — $ 507 — Real Estate – Construction 97 — 424 — Real Estate – Commercial Mortgage 4,191 — 5,806 — Real Estate – Residential 4,739 — 6,737 — Real Estate – Home Equity 1,017 — 2,544 — Consumer 165 — 751 — Total $ 10,305 — $ 16,769 —
Schedule of aging of past due loans by class of loans	The following table presents the aging of the recorded investment in past due loans by class of loans at December 31, (Dollars in Thousands) 30-59 DPD 60-89 DPD 90 + DPD Total Total Current Total Loans 2015 Commercial, Financial and Agricultural $ 153 $ 18 $ — $ 171 $ 179,549 $ 179,816 Real Estate – Construction 690 — — 690 45,697 46,484 Real Estate – Commercial Mortgage 754 1,229 — 1,983 493,639 499,813 Real Estate – Residential 567 347 — 914 284,932 290,585 Real Estate – Home Equity 787 97 — 884 232,000 233,901 Consumer 735 398 — 1,133 240,378 241,676 Total $ 3,686 $ 2,089 $ — $ 5,775 $ 1,476,195 $ 1,492,275 2014 Commercial, Financial and Agricultural $ 352 $ 155 $ — $ 507 $ 135,911 $ 136,925 Real Estate – Construction 690 — — 690 40,482 41,596 Real Estate – Commercial Mortgage 1,701 569 — 2,270 502,044 510,120 Real Estate – Residential 682 1,147 — 1,829 287,403 295,969 Real Estate – Home Equity 689 85 — 774 226,254 229,572 Consumer 625 97 — 722 215,719 217,192 Total $ 4,739 $ 2,053 $ — $ 6,792 $ 1,407,813 $ 1,431,374
Schedule of activity in the allowance for loan losses by portfolio class	The following table details the activity in the allowance for loan losses by portfolio class for the years ended December 31. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. Commercial, Real Estate Real Estate Financial, Real Estate Commercial Real Estate Home (Dollars in Thousands) Agricultural Construction Mortgage Residential Equity Consumer Unallocated Total 2015 Beginning Balance $ 784 $ 843 $ 5,287 $ 6,520 $ 2,882 $ 1,223 $ — $ 17,539 Provision for Loan Losses 911 (742 ) 278 (964 ) 858 1,253 — 1,594 Charge-Offs (1,029 ) — (1,250 ) (1,852 ) (1,403 ) (1,901 ) — (7,435 ) Recoveries 239 — 183 705 136 992 — 2,255 Net Charge-Offs (790 ) — (1,067 ) (1,147 ) (1,267 ) (909 ) — (5,180 ) Ending Balance $ 905 $ 101 $ 4,498 $ 4,409 $ 2,473 $ 1,567 $ — $ 13,953 2014 Beginning Balance $ 699 $ 1,580 $ 7,710 $ 9,073 $ 3,051 $ 982 $ — $ 23,095 Provision for Loan Losses 742 (718 ) 897 (1,145 ) 1,069 1,060 — 1,905 Charge-Offs (871 ) (28 ) (3,788 ) (2,160 ) (1,379 ) (1,820 ) — (10,046 ) Recoveries 214 9 468 752 141 1,001 — 2,585 Net Charge-Offs (657 ) (19 ) (3,320 ) (1,408 ) (1,238 ) (819 ) — (7,461 ) Ending Balance $ 784 $ 843 $ 5,287 $ 6,520 $ 2,882 $ 1,223 $ — $ 17,539 2013 Beginning Balance $ 1,253 $ 2,856 $ 11,081 $ 8,678 $ 2,945 $ 1,327 $ 1,027 $ 29,167 Provision for Loan Losses (15 ) (207 ) (83 ) 3,392 971 441 (1,027 ) 3,472 Charge-Offs (748 ) (1,070 ) (3,651 ) (3,835 ) (1,159 ) (1,751 ) — (12,214 ) Recoveries 209 1 363 838 294 965 — 2,670 Net Charge-Offs (539 ) (1,069 ) (3,288 ) (2,997 ) (865 ) (786 ) — (9,544 ) Ending Balance $ 699 $ 1,580 $ 7,710 $ 9,073 $ 3,051 $ 982 $ — $ 23,095
Schedule of allowance for loan losses by portfolio class and disaggregated on the basis of the impairment methodology	The following table details the amount of the allowance for loan losses by portfolio class at December 31, disaggregated on the basis of the Company’s impairment methodology. Commercial, Real Estate Real Estate Financial, Real Estate Commercial Real Estate Home (Dollars in Thousands) Agricultural Construction Mortgage Residential Equity Consumer Total 2015 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 77 $ — $ 2,049 $ 2,118 $ 384 $ 18 $ 4,646 Loans Collectively Evaluated for Impairment 828 101 2,449 2,291 2,089 1,549 9,307 Ending Balance $ 905 $ 101 $ 4,498 $ 4,409 $ 2,473 $ 1,567 $ 13,953 2014 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 293 $ — $ 2,733 $ 2,113 $ 638 $ 5 $ 5,782 Loans Collectively Evaluated for Impairment 491 843 2,554 4,407 2,244 1,218 11,757 Ending Balance $ 784 $ 843 $ 5,287 $ 6,520 $ 2,882 $ 1,223 $ 17,539 2013 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 75 $ 66 $ 4,336 $ 2,047 $ 682 $ 23 $ 7,229 Loans Collectively Evaluated for Impairment 624 1,514 3,374 7,026 2,369 959 15,866 Ending Balance $ 699 $ 1,580 $ 7,710 $ 9,073 $ 3,051 $ 982 $ 23,095
Schedule of allowance for loan losses by portfolio class	The Company’s recorded investment in loans as of December 31 related to each balance in the allowance for loan losses by portfolio class and disaggregated on the basis of the Company’s impairment methodology was as follows: Commercial, Real Estate Real Estate Financial, Real Estate Commercial Real Estate Home (Dollars in Thousands) Agricultural Construction Mortgage Residential Equity Consumer Total 2015 Individually Evaluated for Impairment $ 834 $ 97 $ 20,847 $ 18,569 $ 3,144 $ 261 $ 43,752 Collectively Evaluated for Impairment 178,982 46,387 478,966 272,016 230,757 241,415 1,448,523 Total $ 179,816 $ 46,484 $ 499,813 $ 290,585 $ 233,901 $ 241,676 $ 1,492,275 2014 Individually Evaluated for Impairment $ 1,040 $ 401 $ 32,242 $ 20,120 $ 3,074 $ 216 $ 57,093 Collectively Evaluated for Impairment 135,885 41,195 477,878 275,849 226,498 216,976 1,374,281 Total $ 136,925 $ 41,596 $ 510,120 $ 295,969 $ 229,572 $ 217,192 $ 1,431,374 2013 Individually Evaluated for Impairment $ 1,580 $ 557 $ 49,973 $ 20,470 $ 3,359 $ 355 $ 76,294 Collectively Evaluated for Impairment 125,027 30,455 483,898 289,222 224,563 159,145 1,312,310 Total $ 126,607 $ 31,012 $ 533,871 $ 309,692 $ 227,922 $ 159,500 $ 1,388,604
Schedule of loans individually evaluated for impairment by class of loans	The following table presents loans individually evaluated for impairment by class of loans at December 31: (Dollars in Thousands) Unpaid Recorded Recorded Related 2015 Commercial, Financial and Agricultural $ 834 $ 279 $ 555 $ 77 Real Estate – Construction 97 97 — — Real Estate – Commercial Mortgage 20,847 3,265 17,582 2,049 Real Estate – Residential 18,569 2,941 15,628 2,118 Real Estate – Home Equity 3,144 1,101 2,043 384 Consumer 261 79 182 18 Total $ 43,752 $ 7,762 $ 35,990 $ 4,646 2014 Commercial, Financial and Agricultural $ 1,040 $ 189 $ 851 $ 293 Real Estate – Construction 401 401 — — Real Estate – Commercial Mortgage 32,242 11,984 20,258 2,733 Real Estate – Residential 20,120 5,492 14,628 2,113 Real Estate – Home Equity 3,074 758 2,316 638 Consumer 216 3 213 5 Total $ 57,093 $ 18,827 $ 38,266 $ 5,782
Schedule of Average recorded investment and interest income recognized by class of impaired loans	The following table summarizes the average recorded investment and interest income recognized for each of the last three years by class of impaired loans: 2015 2014 2013 (Dollars in Thousands) Average Total Average Total Average Total Commercial, Financial and Agricultural $ 1,002 $ 46 $ 1,440 $ 62 $ 2,861 $ 140 Real Estate – Construction 335 — 637 4 1,181 7 Real Estate – Commercial Mortgage 27,644 1,093 41,435 1,725 60,043 2,062 Real Estate – Residential 19,105 842 21,122 1,070 21,238 860 Real Estate – Home Equity 3,001 86 3,000 72 4,037 72 Consumer 201 7 294 9 501 10 Total $ 51,288 $ 2,074 $ 67,928 $ 2,942 $ 89,861 $ 3,151
Schedule of risk category of loans by segment	The following table presents the risk category of loans by segment at December 31: Commercial, Total (Dollars in Thousands) Agriculture Real Estate Consumer Loans 2015 Special Mention $ 5,938 $ 27,838 $ 69 $ 33,845 Substandard 1,307 51,425 819 53,551 Doubtful — — — — Total Criticized Loans $ 7,245 $ 79,263 $ 888 $ 87,396 2014 Special Mention $ 8,059 $ 51,060 $ 114 $ 59,233 Substandard 2,817 79,167 1,153 83,137 Doubtful — — — — Total Criticized Loans $ 10,876 $ 130,227 $ 1,267 $ 142,370
Schedule of troubled debt restructurings loans	The following table presents loans classified as TDRs at December 31: 2015 2014 (Dollars in Thousands) Accruing Nonaccruing Accruing Nonaccruing Commercial, Financial and Agricultural $ 897 $ — $ 838 $ 266 Real Estate – Construction — — — — Real Estate – Commercial Mortgage 16,621 1,070 26,565 1,591 Real Estate – Residential 14,979 1,582 14,940 2,531 Real Estate – Home Equity 2,914 — 1,856 356 Consumer 223 35 211 — Total TDRs $ 35,634 $ 2,687 $ 44,410 $ 4,744
Schedule of loans classified as troubled debt in which modifications made	Loans classified as TDRs during 2015, 2014, and 2013 are presented in the table below. The modifications made during the reporting period involved either an extension of the loan term, a principal moratorium, a reduction in the interest rate, or a combination thereof. The financial impact of these modifications was not material. 2015 2014 2013 Number Number Number of Recorded of Recorded of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Contracts Investment (1) Commercial, Financial and Agricultural 1 $ 40 3 $ 320 4 $ 337 Real Estate – Construction — — — — — — Real Estate – Commercial Mortgage 4 631 3 1,769 13 9,653 Real Estate – Residential 14 1,531 11 1,972 18 2,073 Real Estate – Home Equity 21 1,005 10 883 9 587 Consumer 3 110 1 34 6 93 Total TDRs 43 $ 3,317 28 $ 4,978 50 $ 12,743 (1) Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable.
Schedule of loans classified as troubled debt subsequently defaulted	The following table provides information on how TDRs were modified during the periods included. 2015 2014 2013 Number Post-Modified Number Post-Modified Number Post-Modified of Recorded of Recorded of Recorded (Dollars in Thousands) Contracts Investment Contracts Investment Contracts Investment Extended Amortization 16 $ 973 10 $ 1,894 15 $ 4,334 Interest Rate Adjustment 5 284 1 156 9 982 Extended Amortization and Interest Rate Adjustment 22 2,060 8 1,179 17 5,381 Principal Moratorium — — — — 1 1,700 Other — — 9 1,749 8 346 Total TDRs 43 $ 3,317 28 $ 4,978 50 $ 12,743 The following table presents loans classified as TDRs for which there was a payment default during the years presented and the loans were modified within the twelve months prior to default. 2015 2014 2013 Number Number Number of Recorded of Recorded of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Contracts Investment (1) Commercial, Financial and Agricultural — $ — — $ — — $ — Real Estate – Construction — — — — — — Real Estate – Commercial Mortgage — — 1 60 1 73 Real Estate – Residential — — 2 177 — — Real Estate – Home Equity — — 1 153 1 50 Consumer — — — — — — Total TDRs — $ — 4 $ 390 2 $ 123

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2015
Premises And Equipment Tables
Schedule of composition of premises and equipment	The composition of the Company’s premises and equipment at December 31 was as follows: (Dollars in Thousands) 2015 2014 Land $ 24,534 $ 24,548 Buildings 112,563 111,810 Fixtures and Equipment 55,265 57,579 Total 192,362 193,937 Accumulated Depreciation (93,543 ) (92,038 ) Premises and Equipment, Net $ 98,819 $ 101,899

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	12 Months Ended
	Dec. 31, 2015
Other Real Estate Owned Tables
Schedule of other real estate owned activity	The following table presents other real estate owned activity as of December 31, (Dollars in Thousands) 2015 2014 2013 Beginning Balance $ 35,680 $ 48,071 $ 53,426 Additions 5,752 15,271 24,488 Valuation Write-Downs (1,713 ) (3,142 ) (3,592 ) Sales (20,155 ) (23,791 ) (25,940 ) Other (274 ) (729 ) (311 ) Ending Balance $ 19,290 $ 35,680 $ 48,071
Schedule of net expenses	Net expenses applicable to other real estate owned as of December 31, was as follows: (Dollars in Thousands) 2015 2014 2013 Gains from the Sale of Properties $ (938 ) $ (774 ) $ (1,306 ) Losses from the Sale of Properties 2,169 2,094 2,287 Rental Income from Properties (250 ) (523 ) (293 ) Property Carrying Costs 2,277 2,872 3,954 Valuation Adjustments 1,713 3,142 3,592 Total $ 4,971 $ 6,811 $ 8,234

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits Tables
Schedule of Interest bearing deposits	The composition of the Company’s interest bearing deposits at December 31 was as follows: (Dollars in Thousands) 2015 2014 NOW Accounts $ 848,330 $ 804,337 Money Market Accounts 248,367 254,149 Savings Deposits 269,162 233,612 Other Time Deposits 178,707 195,581 Total Interest Bearing Deposits $ 1,544,566 $ 1,487,679
Schedule of maturities of time deposits	At December 31, the scheduled maturities of time deposits were as follows: (Dollars in Thousands) 2015 2016 $ 153,328 2017 15,878 2018 6,015 2019 1,906 2020 and thereafter 1,580 Total $ 178,707
Schedule of interest expense on deposits	Interest expense on deposits for the three years ended December 31, was as follows: (Dollars in Thousands) 2015 2014 2013 NOW Accounts $ 254 $ 318 $ 482 Money Market Accounts 134 190 211 Savings Deposits 126 112 101 Time Deposits < $250,000 377 463 505 Time Deposits > $250,000 53 16 132 Total $ 944 $ 1,099 $ 1,431

SHORT-TERM BORROWINGS (Tables)

SHORT-TERM BORROWINGS (Tables)	12 Months Ended
	Dec. 31, 2015
Short-term Borrowings Tables
Schedule of Short-term borrowings	Short-term borrowings included the following: (Dollars in Thousands) Federal Securities (1) Other (2) 2015 Balance at December 31 $ — $ 60,977 $ 81 Maximum indebtedness at any month end — 64,935 2,003 Daily average indebtedness outstanding 12 57,689 780 Average rate paid for the year 0.74 % 0.05 % 3.98 % Average rate paid on period-end borrowings — % 0.05 % 5.23 % 2014 Balance at December 31 $ — $ 47,411 $ 2,014 Maximum indebtedness at any month end — 47,413 2,035 Daily average indebtedness outstanding 11 42,877 1,514 Average rate paid for the year 0.76 % 0.05 % 3.76 % Average rate paid on period-end borrowings — % 0.05 % 3.76 % 2013 Balance at December 31 $ — $ 47,312 $ 4,009 Maximum indebtedness at any month end — 55,261 8,929 Daily average indebtedness outstanding 11 48,337 5,573 Average rate paid for the year 0.76 % 0.05 % 3.79 % Average rate paid on period-end borrowings — % 0.05 % 3.25 % (1) Balances are fully collateralized by government treasury or agency securities held in the Company’s investment portfolio. (2) Comprised of FHLB debt.

LONG-TERM BORROWINGS (Tables)

LONG-TERM BORROWINGS (Tables)	12 Months Ended
	Dec. 31, 2015
Long-term Borrowings Tables
Schedule of minimum future principal payments on FHLB advances	minimum future principal payments on FHLB advances at December 31 were as follows: (Dollars in Thousands) 2015 2016 $ 2,748 2017 6,515 2018 7,714 2019 4,653 2020 2,054 2021 and thereafter 4,581 Total $ 28,265

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2015
Income Taxes Tables
Schedule of provision for income taxes	The provision for income taxes reflected in the statements of comprehensive income is comprised of the following components: (Dollars in Thousands) 2015 2014 2013 Current: Federal $ 497 $ (51 ) $ (75 ) State 115 (2,916 ) 195 612 (2,967 ) 120 Deferred: Federal 3,258 4,270 1,650 State 475 249 99 Valuation Allowance 114 102 56 3,847 4,621 1,805 Total: Federal 3,755 4,219 1,575 State 590 (2,667 ) 294 Valuation Allowance 114 102 56 Total $ 4,459 $ 1,654 $ 1,925
Schedule of effective income tax rate reconciliation	Income taxes provided were different than the tax expense computed by applying the statutory federal income tax rate of 35% to pre-tax income as a result of the following: (Dollars in Thousands) 2015 2014 2013 Tax Expense at Federal Statutory Rate $ 4,751 $ 3,820 $ 2,790 Increases (Decreases) Resulting From: Tax-Exempt Interest Income (395 ) (327 ) (385 ) Change in Reserve for Uncertain Tax Positions — (2,902 ) (777 ) State Taxes, Net of Federal Benefit 390 892 191 Other 562 69 50 Change in Valuation Allowance 114 102 56 Tax-Exempt Cash Surrender Value Life Insurance Benefit (303 ) — — Excess Death Benefit Payment (660 ) — — Actual Tax Expense $ 4,459 $ 1,654 $ 1,925
Schedule of deferred income tax liabilities and assets	Deferred income tax liabilities and assets result from differences between assets and liabilities measured for financial reporting purposes and for income tax return purposes. These assets and liabilities are measured using the enacted tax rates and laws that are currently in effect. The net deferred tax asset and the temporary differences comprising that balance at December 31, 2015 and 2014 are as follows: (Dollars in Thousands) 2015 2014 Deferred Tax Assets Attributable to: Allowance for Loan Losses $ 5,383 $ 6,767 Accrued Pension/SERP 13,901 13,547 State Net Operating Loss and Tax Credit Carry-Forwards 5,061 5,012 Other Real Estate Owned 5,012 8,229 Federal Net Operating Loss and Tax Credit Carry-Forwards 1,241 574 Other 4,351 3,652 Total Deferred Tax Assets $ 34,949 $ 37,781 Deferred Tax Liabilities Attributable to: Depreciation on Premises and Equipment $ 5,982 $ 6,247 Deferred Loan Fees and Costs 2,883 2,490 Intangible Assets 4,019 3,719 Other 687 612 Total Deferred Tax Liabilities 13,571 13,068 Valuation Allowance 1,442 1,328 Net Deferred Tax Asset $ 19,936 $ 23,385
Schedule of beginning and ending unrecognized tax benefit	A reconciliation of the beginning and ending unrecognized tax benefit is as follows: (Dollars in Thousands) 2015 2014 2013 Balance at January 1, $ — $ 3,228 $ 4,209 Additions Based on Tax Positions Related to Current Year — — — Decrease Due to Lapse in Statue of Limitations — — (981 ) Decrease Due to Settlements With Taxing Authorities — (3,228 ) — Balance at December 31 $ — $ — $ 3,228

STOCK-BASED COMPENSATION (Table

STOCK-BASED COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2015
Stock-based Compensation Tables
Schedule of stock purchase right estimated on the date of grant using weighted average assumption	Based on the Black-Scholes option pricing model, the weighted average estimated fair value of each of the purchase rights granted under the ASPP was $2.36 for 2015. For 2014 and 2013, the weighted average fair value purchase right granted was $2.12 and $2.21, respectively. In calculating compensation, the fair value of each stock purchase right was estimated on the date of grant using the following weighted average assumptions: 2015 2014 2013 Dividend yield 0.8 % 0.3 % — % Expected volatility 19.0 % 21.5 % 32.0 % Risk-free interest rate 0.1 % 0.1 % 0.1 % Expected life (in years) 0.5 0.5 0.5

EMPLOYEE BENEFIT PLANS (Tables)

EMPLOYEE BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2015
Employee Benefit Plans Tables
Schedule of components of pension expense, the funded status of the plan, amounts recognized in the consolidated statements of financial condition, and major assumptions	The following table details on a consolidated basis the changes in benefit obligation, changes in plan assets, the funded status of the plan, components of pension expense, amounts recognized in the Company’s consolidated statements of financial condition, and major assumptions used to determine these amounts. (Dollars in Thousands) 2015 2014 2013 Change in Projected Benefit Obligation: Benefit Obligation at Beginning of Year $ 140,359 $ 115,285 $ 134,950 Service Cost 6,859 5,634 6,999 Interest Cost 5,750 5,513 5,566 Actuarial (Gain) Loss (6,880 ) 22,632 (18,965 ) Benefits Paid (4,825 ) (8,438 ) (12,946 ) Expenses Paid (224 ) (267 ) (319 ) Projected Benefit Obligation at End of Year $ 141,039 $ 140,359 $ 115,285 Change in Plan Assets: Fair Value of Plan Assets at Beginning of Year $ 108,172 $ 103,842 $ 94,164 Actual Return on Plan Assets (2,331 ) 8,035 17,943 Employer Contributions 5,000 5,000 5,000 Benefits Paid (4,825 ) (8,438 ) (12,946 ) Expenses Paid (224 ) (267 ) (319 ) Fair Value of Plan Assets at End of Year $ 105,792 $ 108,172 $ 103,842 Funded Status of Plan and Accrued Liability Recognized at End of Year: Other Liabilities $ 35,247 $ 32,186 $ 11,442 Accumulated Benefit Obligation at End of Year $ 121,609 $ 119,750 $ 98,796 Components of Net Periodic Benefit Costs: Service Cost $ 6,859 $ 5,634 $ 6,999 Interest Cost 5,750 5,513 5,566 Expected Return on Plan Assets (7,820 ) (7,487 ) (7,371 ) Amortization of Prior Service Costs 309 309 317 Net Loss Amortization 3,564 1,365 4,316 Net Periodic Benefit Cost $ 8,662 $ 5,334 $ 9,827 Weighted-Average Assumptions Used to Determine Benefit Obligation: Discount Rate 4.52 % 4.15 % 5.00 % Rate of Compensation Increase 3.25 % 3.25 % 3.25 % Measurement Date 12/31/15 12/31/14 12/31/13 Weighted-Average Assumptions Used to Determine Benefit Cost: Discount Rate 4.15 % 5.00 % 4.25 % Expected Return on Plan Assets 7.50 % 7.50 % 8.00 % Rate of Compensation Increase 3.25 % 3.25 % 3.75 % Amortization Amounts from Accumulated Other Comprehensive Income: Net Actuarial Loss (Gain) $ 3,272 $ 22,083 $ (29,534 ) Prior Service Cost (309 ) (309 ) (317 ) Net Loss (3,564 ) (1,365 ) (4,316 ) Deferred Tax Expense (Benefit) 232 (7,873 ) 13,180 Other Comprehensive (Gain) Loss, net of tax $ (369 ) $ 12,536 $ (20,987 ) Amounts Recognized in Accumulated Other Comprehensive Income: Net Actuarial Losses $ 34,373 $ 34,665 $ 13,947 Prior Service Cost 766 1,075 1,383 Deferred Tax Benefit (13,556 ) (13,788 ) (5,914 ) Accumulated Other Comprehensive Loss, net of tax $ 21,583 $ 21,952 $ 9,416
Schedule of pension plan asset allocation and the target asset allocation	Plan Assets. Target Percentage of Plan (1) 2016 2015 2014 Equity Securities 70 % 68 % 74 % Debt Securities 25 % 20 % 21 % Cash and Cash Equivalents 5 % 12 % 5 % Total 100 % 100 % 100 % (1) Represents asset allocation at year-end which may differ from the average target allocation for the year due to the year-end cash contribution to the plan.
Schedule of fair value of plan assets by level of the valuation inputs within the fair value hierarchy	The major categories of assets in the Company’s pension plan as of December 31 are presented in the following table. Assets are segregated by the level of the valuation inputs within the fair value hierarchy established by ASC Topic 820 utilized to measure fair value (see Note 19 – Fair Value Measurements). (Dollars in Thousands) 2015 2014 Level 1: Equities $ 18,197 $ 23,199 Mutual Funds 71,829 75,421 Cash and Cash Equivalents 12,402 5,626 Level 2: U.S. Government Agency 3,364 3,926 Total Fair Value of Plan Assets $ 105,792 $ 108,172
Schedule of expected benefit payments related to the defined benefit pension plan	Expected Benefit Payments (Dollars in Thousands) 2015 2016 $ 8,199 2017 8,859 2018 10,608 2019 10,912 2020 10,222 2021 through 2025 54,925 Total $ 103,724
Schedule of amounts contributed to the pension plan and the expected amount to be contributed	Contributions. (Dollars in Thousands) 2014 2015 Expected Contribution 2016 (1) Actual Contributions $ 5,000 $ 5,000 $ 5,000 (1) For 2016, the Company will have the option to make a cash contribution to the plan or utilize pre-funding balances.
Schedule of components of SERP's periodic benefit cost, the funded status of the plan, amounts recognized in the consolidated statements of financial condition, and major assumptions	The following table details on a consolidated basis the changes in benefit obligation, the funded status of the plan, components of pension expense, amounts recognized in the Company’s consolidated statements of financial condition, and major assumptions used to determine these amounts. (Dollars in Thousands) 2015 2014 2013 Change in Projected Benefit Obligation: Benefit Obligation at Beginning of Year $ 3,003 $ 2,379 $ 3,492 Service Cost 3 — — Interest Cost 133 104 137 Actuarial Loss (Gain) 1,703 520 (1,250 ) Projected Benefit Obligation at End of Year $ 4,842 $ 3,003 $ 2,379 Funded Status of Plan and Accrued Liability Recognized at End of Year: Other Liabilities $ 4,842 $ 3,003 $ 2,379 Accumulated Benefit Obligation at End of Year $ 4,348 $ 2,982 $ 2,379 Components of Net Periodic Benefit Costs: Service Cost $ 3 $ — $ — Interest Cost 133 104 137 Amortization of Prior Service Cost 7 164 187 Net Loss (Gain) Amortization 179 (661 ) (237 ) Net Periodic Benefit Cost $ 322 $ (393 ) $ 87 Weighted-Average Assumptions Used to Determine Benefit Obligation: Discount Rate 4.13 % 4.15 % 5.00 % Rate of Compensation Increase 3.25 % 3.25 % 3.25 % Measurement Date 12/31/15 12/31/14 12/31/13 Weighted-Average Assumptions Used to Determine Benefit Cost: Discount Rate 4.15 % 5.00 % 4.25 % Rate of Compensation Increase 3.25 % 3.25 % 3.75 % Amortization Amounts from Accumulated Other Comprehensive Income: Net Actuarial Loss (Gain) $ 1,703 $ 520 $ (1,250 ) Prior Service Cost (7 ) (164 ) (187 ) Net (Loss) Gain (179 ) 660 237 Deferred Tax (Benefit) Expense (585 ) (392 ) 463 Other Comprehensive Loss (Gain), net of tax $ 932 $ 624 $ (737 ) Amounts Recognized in Accumulated Other Comprehensive Income: Net Actuarial Loss (Gain) $ 892 $ (632 ) $ (1,812 ) Prior Service Cost — 7 171 Deferred Tax Liability (344 ) 241 633 Accumulated Other Comprehensive Loss (Gain), net of tax $ 548 $ (384 ) $ (1,008 )
Schedule of expected benefit payments related to the SERP	Expected Benefit Payments (Dollars in Thousands) 2015 2016 $ 1,499 2017 1,036 2018 1,225 2019 1,196 2020 — 2021 through 2025 — Total $ 4,956

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share Tables
Schedule of computation of basic and diluted earnings per share	The following table sets forth the computation of basic and diluted earnings per share: (Dollars and Per Share Data in Thousands) 2015 2014 2013 Numerator: Net Income $ 9,116 $ 9,260 $ 6,045 Denominator: Denominator for Basic Earnings Per Share Weighted-Average Shares 17,273 17,425 17,325 Effects of Dilutive Securities Stock Compensation Plans 45 63 74 Denominator for Diluted Earnings Per Share Adjusted Weighted-Average Shares and Assumed Conversions 17,318 17,488 17,399 Basic Earnings Per Share $ 0.53 $ 0.53 $ 0.35 Diluted Earnings Per Share $ 0.53 $ 0.53 $ 0.35

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2015
Regulatory Matters Tables
Schedule of Company and Bank's actual capital amounts and ratios	As of December 31, 2015, the most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, an institution must maintain minimum common equity tier 1, total risk-based, tier 1 risk based and tier 1 leverage ratios as set forth in the following tables. There are not conditions or events since the notification that management believes have changed the Bank’s category. The Company and Bank’s actual capital amounts and ratios as of December 31, 2015 and 2014 are also presented in the table. To Be Well- Capitalized Under Required Prompt For Capital Corrective Actual Adequacy Purposes Action Provisions (Dollars in Thousands) Amount Ratio Amount Ratio Amount Ratio 2015 Common Equity Tier 1: CCBG $ 215,075 12.84 % $ 75,385 4.50 % * * CCB 266,138 15.93 % 75,162 4.50 % $ 108,567 6.50 % Tier 1 Capital: CCBG 275,075 16.42 % 100,513 6.00 % * * CCB 266,138 15.93 % 100,216 6.00 % 133,621 8.00 % Total Capital: CCBG 289,028 17.25 % 134,018 8.00 % * * CCB 280,091 16.77 % 133,621 8.00 % 167,026 10.00 % Tier 1 Leverage: CCBG 275,075 10.65 % 103,342 4.00 % * * CCB 266,138 10.33 % 103,095 4.00 % 128,869 5.00 % 2014 Tier 1 Capital: CCBG $ 269,503 16.67 % $ 64,656 4.00 % * * CCB 261,655 16.24 % 64,458 4.00 % $ 96,687 6.00 % Total Capital: CCBG 287,042 17.76 % 129,313 8.00 % * * CCB 279,194 17.33 % 128,916 8.00 % 161,145 10.00 % Tier 1 Leverage: CCBG 269,503 10.99 % 98,090 4.00 % * * CCB 261,655 10.70 % 97,834 4.00 % 122,293 5.00 % * Not applicable to bank holding companies.

OTHER COMPREHENSIVE INCOME (L42

OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	12 Months Ended
	Dec. 31, 2015
Other Comprehensive Income Loss Tables
Schedule of other comprehensive income loss	The following table summarizes the tax effects for each component of other comprehensive income (loss): Before Tax Net of Tax (Expense) Tax (Dollars in Thousands) Amount Benefit Amount 2015 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ (378 ) $ 145 $ (233 ) Amortization of losses on securities transferred from available for sale to 76 (31 ) 45 Reclassification adjustment for net gain included in net income 5 (2 ) 3 Total Investment Securities (297 ) 112 (185 ) Benefit Plans: Reclassification adjustment for amortization of prior service cost 316 (122 ) 194 Reclassification adjustment for amortization of net loss 3,743 (1,444 ) 2,299 Current year actuarial (loss) gain (4,975 ) 1,919 (3,056 ) Total Benefit Plans (916 ) 353 (563 ) Total Other Comprehensive Loss $ (1,213 ) $ 465 $ (748 ) 2014 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ 250 $ (103 ) $ 147 Amortization of losses on securities transferred from available for sale to 70 (27 ) 43 Reclassification adjustment for net gain included in net income 1 — 1 Total Investment Securities 321 (130 ) 191 Benefit Plans: Reclassification adjustment for amortization of prior service cost 473 (182 ) 291 Reclassification adjustment for amortization of net loss 705 (272 ) 433 Current year actuarial (loss) gain (22,603 ) 8,719 (13,884 ) Total Benefit Plans (21,425 ) 8,265 (13,160 ) Total Other Comprehensive Loss $ (21,104 ) $ 8,135 $ (12,969 ) 2013 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ (1,252 ) $ 483 $ (769 ) Unrealized losses on securities transferred from available for sale to (523 ) 202 (321 ) Amortization of losses on securities transferred from available for sale to 25 (10 ) 15 Reclassification adjustment for net gain included in net income 3 (1 ) 2 Reclassification adjustment for impairment loss realized in net income 600 (232 ) 368 Total Investment Securities (1,147 ) 442 (705 ) Benefit Plans: Reclassification adjustment for amortization of prior service cost 504 (194 ) 310 Reclassification adjustment for amortization of net loss 4,079 (1,574 ) 2,505 Current year actuarial gain (loss) 30,784 (11,875 ) 18,909 Total Benefit Plans 35,367 (13,643 ) 21,724 Total Other Comprehensive Income $ 34,220 $ (13,201 ) $ 21,019
Activity in accumulated other comprehensive loss, net of tax	Accumulated other comprehensive loss was comprised of the following components: (Dollars in Thousands) Securities Retirement Accumulated Balance as of January 1, 2015 $ 59 $ (21,568 ) $ (21,509 ) Other comprehensive (loss) during the period (186 ) (562 ) (748 ) Balance as of December 31, 2015 $ (127 ) $ (22,130 ) $ (22,257 ) Balance as of January 1, 2014 $ (132 ) $ (8,408 ) $ (8,540 ) Other comprehensive income (loss) during the period 191 (13,160 ) (12,969 ) Balance as of December 31, 2014 $ 59 $ (21,568 ) $ (21,509 ) Balance as of January 1, 2013 $ 573 $ (30,132 ) $ (29,559 ) Other comprehensive (loss) income during the period (705 ) 21,724 21,019 Balance as of December 31, 2013 $ (132 ) $ (8,408 ) $ (8,540 )

OTHER NONINTEREST EXPENSE (Tabl

OTHER NONINTEREST EXPENSE (Tables)	12 Months Ended
	Dec. 31, 2015
Other Noninterest Expense Tables
Schedule of components of other noninterest expense	Components of other noninterest expense in excess of 1% of the sum of total interest income and noninterest income, which are not disclosed separately elsewhere, are presented below for each of the respective years. (Dollars in Thousands) 2015 2014 2013 Legal Fees 2,506 3,187 3,663 Professional Fees 3,789 3,732 4,304 Telephone 1,976 1,903 1,891 Advertising 1,391 1,461 1,719 Processing Services 6,540 6,062 5,396 Insurance – Other 2,737 2,934 4,144 Other 8,211 8,235 8,596 Total $ 27,150 $ 27,514 $ 29,713

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments And Contingencies Tables
Schedule of amounts associated with the entities off-balance sheet obligations	The Company’s maximum exposure to credit loss under standby letters of credit and commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in establishing commitments and issuing letters of credit as it does for on-balance sheet instruments. As of December 31, the amounts associated with the Company’s off-balance sheet obligations were as follows: 2015 2014 (Dollars in Thousands) Fixed Variable Total Fixed Variable Total Commitments to Extend Credit (1) $ 57,571 $ 306,642 $ 364,213 $ 33,633 $ 278,438 $ 312,071 Standby Letters of Credit 6,095 — 6,095 8,307 — 8,307 Total $ 63,666 $ 306,642 $ 370,308 $ 41,940 $ 278,438 $ 320,378 (1) Commitments include unfunded loans, revolving lines of credit, and other unused commitments.

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Measurements Tables
Schedule of financial assets and financial liabilities measured at fair value on a recurring basis	A summary of fair values for assets and liabilities recorded at fair value at December 31 consisted of the following: (Dollars in Thousands) Level 1 Level 2 Level 3 Total Fair 2015 Securities Available for Sale: U.S. Government Treasury $ 250,346 $ — $ — $ 250,346 U.S. Government Agency — 101,824 — 101,824 States and Political Subdivisions — 88,362 — 88,362 Mortgage-Backed Securities — 1,901 — 1,901 Equity Securities — 8,595 — 8,595 2014 Securities Available for Sale: U.S. Government Treasury $ 186,031 $ — $ — $ 186,031 U.S. Government Agency — 96,097 — 96,097 State and Political Subdivisions — 48,388 — 48,388 Mortgage-Backed Securities — 2,287 — 2,287 Equity Securities — 8,745 — 8,745
Schedule of financial instruments with estimated fair values	A summary of estimated fair values of significant financial instruments at December 31 consisted of the following: 2015 (Dollars in Thousands) Carrying Level 1 Level 2 Level 3 ASSETS: Cash $ 51,288 $ 51,288 $ — $ — Short-Term Investments 327,617 327,617 — — Investment Securities, Available for Sale 451,028 250,346 200,682 — Investment Securities, Held to Maturity 187,892 134,439 52,968 — Loans Held for Sale 11,632 — 11,632 Loans, Net of Allowance for Loan Losses 1,478,322 — — 1,483,926 LIABILITIES: Deposits $ 2,302,849 $ — $ 2,228,210 $ — Short-Term Borrowings 61,058 — 64,947 — Subordinated Notes Payable 62,887 — 49,230 — Long-Term Borrowings 28,265 — 30,448 — 2014 (Dollars in Thousands) Carrying Level 1 Level 2 Level 3 ASSETS: Cash $ 55,467 $ 55,467 $ — $ — Short-Term Investments 329,589 329,589 — — Investment Securities, Available for Sale 341,548 186,031 155,517 — Investment Securities, Held to Maturity 163,581 76,317 87,095 — Loans Held for Sale 10,688 — 10,688 Loans, Net of Allowance for Loan Losses 1,413,835 — — 1,369,314 LIABILITIES: Deposits $ 2,146,794 $ — $ 2,146,510 $ — Short-Term Borrowings 49,425 — 48,760 — Subordinated Notes Payable 62,887 — 62,887 — Long-Term Borrowings 31,097 — 32,313 —

PARENT COMPANY FINANCIAL INFO46

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2015
Parent Company Financial Information Tables
Schedule of condensed statements of financial condition of the parent company	Parent Company Statements of Financial Condition (Dollars in Thousands, Except Per Share Data) 2015 2014 ASSETS Cash and Due From Subsidiary Bank $ 13,527 $ 11,741 Investment in Subsidiary Bank 327,794 329,632 Other Assets 5,164 2,906 Total Assets $ 346,485 $ 344,279 LIABILITIES Subordinated Notes Payable $ 62,887 $ 62,887 Other Liabilities 9,246 8,852 Total Liabilities 72,133 71,739 SHAREOWNERS’ EQUITY Preferred Stock, $.01 par value, 3,000,000 shares authorized; no shares issued and outstanding Common Stock, $.01 par value; 90,000,000 shares authorized; 17,156,919 and 17,447,223 shares issued and outstanding at December 31, 2015 and December 31, 2014, respectively 172 174 Additional Paid-In Capital 38,256 42,569 Retained Earnings 258,181 251,306 Accumulated Other Comprehensive Loss, Net of Tax (22,257 ) (21,509 ) Total Shareowners’ Equity 274,352 272,540 Total Liabilities and Shareowners’ Equity $ 346,485 $ 344,279
Schedule of operating results of the parent company	Parent Company Statements of Operations (Dollars in Thousands) 2015 2014 2013 OPERATING INCOME Income Received from Subsidiary Bank: Overhead Fees $ 4,604 $ 4,468 $ 4,417 Dividends 9,200 6,000 — Other Income 424 138 208 Total Operating Income 14,228 10,606 4,625 OPERATING EXPENSE Salaries and Associate Benefits 3,395 3,156 3,130 Interest on Subordinated Notes Payable 1,368 1,328 1,419 Professional Fees 1,078 1,024 1,491 Advertising 105 141 142 Legal Fees 168 243 245 Other 699 624 1,117 Total Operating Expense 6,813 6,516 7,544 Earnings (Loss) Before Income Taxes and Equity in Undistributed 7,415 4,090 (2,919 ) Income Tax Benefit (342 ) (433 ) (1,036 ) Earnings (Loss) Before Equity in Undistributed Earnings of 7,757 4,523 (1,883 ) Equity in Undistributed Earnings of Subsidiary Bank 1,359 4,737 7,928 Net Income $ 9,116 $ 9,260 $ 6,045
Schedule of cash flows for the parent company	Parent Company Statements of Cash Flows (Dollars in Thousands) 2015 2014 2013 CASH FLOWS FROM OPERATING ACTIVITIES: Net Income $ 9,116 $ 9,260 $ 6,045 Adjustments to Reconcile Net Income to Net Cash Provided By (Used In) Operating Activities: Equity in Undistributed Earnings of Subsidiary Bank (1,359 ) (4,737 ) (7,928 ) Stock Compensation 1,109 1,349 1,296 Decrease in Other Assets 191 387 339 Increase (Decrease) in Other Liabilities 444 532 (1,755 ) Net Cash Provided By (Used In) Operating Activities 9,501 6,791 (2,003 ) CASH FROM FINANCING ACTIVITIES: Dividends Paid (2,241 ) (1,568 ) — Issuance of Common Stock Under Compensation Plans 507 578 1,151 Payments to Repurchase Common Stock (5,981 ) (269 ) — Net Cash (Used In) Provided By in Financing Activities (7,715 ) (1,259 ) 1,151 Net Increase (Decrease) in Cash 1,786 5,532 (852 ) Cash at Beginning of Year 11,741 6,209 7,061 Cash at End of Year $ 13,527 $ 11,741 $ 6,209

SIGNIFICANT ACCOUNTING POLICI47

SIGNIFICANT ACCOUNTING POLICIES (Details Narrative) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Average federal reserves	$ 10,300	$ 13,200
Premises [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	10 years
Premises [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	40 years
Equipment [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	3 years
Equipment [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life (in years)	10 years

INVESTMENT SECURITIES (Details)

INVESTMENT SECURITIES (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014
Available-for-sale
Amortized Cost		$ 450,883	$ 341,024
Unrealized Gains		720	767
Unrealized Losses		575	243
Market Value		451,028	341,548
Held to Maturity
Amortized Cost		187,892	163,581
Unrealized Gains		94	242
Unrealized Losses		579	411
Market Value		187,407	163,412
Total
Amortized Cost		638,775	504,605
Unrealized Gain		814	1,009
Unrealized Loss		1,154	654
Fair Value		638,435	504,960
U.S. Treasury [Member]
Available-for-sale
Amortized Cost		250,458	185,830
Unrealized Gains		101	220
Unrealized Losses		213	19
Market Value		250,346	186,031
Held to Maturity
Amortized Cost		134,554	76,179
Unrealized Gains		45	144
Unrealized Losses		160	6
Market Value		134,439	76,317
U.S. Government Agency [Member]
Available-for-sale
Amortized Cost		101,730	95,950
Unrealized Gains		357	289
Unrealized Losses		263	142
Market Value		101,824	96,097
Held to Maturity
Amortized Cost		10,043	19,807
Unrealized Gains		7	29
Unrealized Losses		5	19
Market Value		10,045	19,817
States and Political Subdivisions [Member]
Available-for-sale
Amortized Cost		88,358	48,405
Unrealized Gains		103	65
Unrealized Losses		99	82
Market Value		88,362	48,388
Held to Maturity
Amortized Cost		15,693	26,717
Unrealized Gains		38	36
Unrealized Losses		7	6
Market Value		15,724	26,747
Mortgage-Backed Securities [Member]
Available-for-sale
Amortized Cost		1,742	2,094
Unrealized Gains		$ 159	$ 193
Unrealized Losses
Market Value		$ 1,901	$ 2,287
Held to Maturity
Amortized Cost		27,602	40,878
Unrealized Gains		4	33
Unrealized Losses		407	380
Market Value		27,199	40,531
Equity Securities [Member]
Available-for-sale
Amortized Cost	[1]	$ 8,595	$ 8,745
Unrealized Gains
Unrealized Losses
Market Value	[1]	$ 8,595	$ 8,745
Federal Home Loan Bank		3,600	3,900
Federal Reserve Bank stock		4,800	$ 4,800
FNBB, Inc. stock		$ 200
[1]	Includes Federal Home Loan Bank, Federal Reserve Bank and FNBB Inc. stock recorded at cost of $3.6 million and $4.8 and $0.2 million, respectively, at December 31, 2015 and Federal Home Loan Bank and Federal Reserve Bank stock at $3.9 million and $4.8 million, respectively, at December 31, 2014.

INVESTMENT SECURITIES (Details

INVESTMENT SECURITIES (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]
Total Proceeds			$ 7,506
Gross Realized Gains			$ 3
Gross Realized Losses

INVESTMENT SECURITIES (Detail50

INVESTMENT SECURITIES (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Amortized Cost
Due in one year or less	$ 90,331
Due after one through five years	280,264
Total Investment Securities	450,883
Market Value
Due in one year or less	90,261
Due after one through five years	280,116
Total Investment Securities	451,028
Amortized Cost
Due in one year or less	44,267
Due after one through five years	116,023
Total Investment Securities	187,892	$ 163,581
Market Value
Due in one year or less	44,270
Due after one through five years	115,938
Total Investment Securities	187,407	163,412
Mortgage-Backed Securities [Member]
Amortized Cost
Due without single maturity date	1,742
Market Value
Due without single maturity date	1,901
Amortized Cost
Due without single maturity date	27,602
Total Investment Securities	27,602	40,878
Market Value
Due without single maturity date	27,199
U.S. Government Agency [Member]
Amortized Cost
Due without single maturity date	69,951
Market Value
Due without single maturity date	$ 70,155
Amortized Cost
Due without single maturity date
Total Investment Securities	$ 10,043	$ 19,807
Market Value
Due without single maturity date
Equity Securities [Member]
Amortized Cost
Due without single maturity date	$ 8,595
Market Value
Due without single maturity date	$ 8,595
Amortized Cost
Due without single maturity date
Market Value
Due without single maturity date

INVESTMENT SECURITIES (Detail51

INVESTMENT SECURITIES (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Available-for-sale securities
Less Than 12 Months, Market Value	$ 233,177	$ 70,495
Less Than 12 Months, Unrealized Losses	499	150
Greater Than 12 Months, Market Value	14,710	18,973
Greater Than 12 Months, Unrealized Losses	76	93
Total Market Value	247,887	89,468
Total Unrealized Losses	575	243
Held-to-maturity debt securities
Less Than 12 Months, Market Value	114,403	43,902
Less Than 12 Months, Unrealized Losses	357	180
Greater Than 12 Months, Market Value	11,889	18,155
Greater Than 12 Months Or Longer, Unrealized Losses	222	231
Total Market Value	126,292	62,057
Total Unrealized Losses	579	411
U.S. Treasury [Member]
Available-for-sale securities
Less Than 12 Months, Market Value	150,061	35,838
Less Than 12 Months, Unrealized Losses	$ 213	$ 19
Greater Than 12 Months, Market Value
Greater Than 12 Months, Unrealized Losses
Total Market Value	$ 150,061	$ 35,838
Total Unrealized Losses	213	19
Held-to-maturity debt securities
Less Than 12 Months, Market Value	92,339	15,046
Less Than 12 Months, Unrealized Losses	$ 160	$ 6
Greater Than 12 Months, Market Value
Greater Than 12 Months Or Longer, Unrealized Losses
Total Market Value	$ 92,339	$ 15,046
Total Unrealized Losses	160	6
U.S. Government Agency [Member]
Available-for-sale securities
Less Than 12 Months, Market Value	43,508	18,160
Less Than 12 Months, Unrealized Losses	200	54
Greater Than 12 Months, Market Value	9,644	18,468
Greater Than 12 Months, Unrealized Losses	63	88
Total Market Value	53,152	36,628
Total Unrealized Losses	263	142
Held-to-maturity debt securities
Less Than 12 Months, Market Value	5,006	10,002
Less Than 12 Months, Unrealized Losses	$ 5	$ 19
Greater Than 12 Months, Market Value
Greater Than 12 Months Or Longer, Unrealized Losses
Total Market Value	$ 5,006	$ 10,002
Total Unrealized Losses	5	19
States and Political Subdivisions [Member]
Available-for-sale securities
Less Than 12 Months, Market Value	39,608	16,497
Less Than 12 Months, Unrealized Losses	86	77
Greater Than 12 Months, Market Value	5,066	505
Greater Than 12 Months, Unrealized Losses	13	5
Total Market Value	44,674	17,002
Total Unrealized Losses	99	82
Held-to-maturity debt securities
Less Than 12 Months, Market Value	3,791	3,788
Less Than 12 Months, Unrealized Losses	$ 7	$ 6
Greater Than 12 Months, Market Value
Greater Than 12 Months Or Longer, Unrealized Losses
Total Market Value	$ 3,791	$ 3,788
Total Unrealized Losses	7	6
Mortgage-Backed Securities [Member]
Held-to-maturity debt securities
Less Than 12 Months, Market Value	13,267	15,066
Less Than 12 Months, Unrealized Losses	185	149
Greater Than 12 Months, Market Value	11,889	18,155
Greater Than 12 Months Or Longer, Unrealized Losses	222	231
Total Market Value	25,156	33,221
Total Unrealized Losses	$ 407	$ 380

INVESTMENT SECURITIES (Detail52

INVESTMENT SECURITIES (Details Narrative) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2015	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Transfer available for sale to held to maturity, fair value	$ 63,000
Transfer available for sale to held to maturity, unrealized loss	$ (523)
Transfer available for sale to held to maturity, unrealized loss included in accumulated other comprehensive income		$ 352
Securities pledged to secure public deposits		$ 370,100	$ 337,900

LOANS, NET (Details)

LOANS, NET (Details) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Loan Portfolio Composition
Loans, Net of Unearned Income		$ 1,492,275	$ 1,431,374
Net deferred fees		500	1,500
Loans in process with outstanding balances		8,500	7,400
Commercial, Financial and Agricultural [Member]
Loan Portfolio Composition
Loans, Net of Unearned Income		179,816	136,925
Real Estate - Construction [Member]
Loan Portfolio Composition
Loans, Net of Unearned Income		46,484	41,596
Real Estate - Commercial Mortgage [Member]
Loan Portfolio Composition
Loans, Net of Unearned Income		499,813	510,120
Real Estate - Residential [Member]
Loan Portfolio Composition
Loans, Net of Unearned Income	[1]	290,585	295,969
Real Estate - Home Equity [Member]
Loan Portfolio Composition
Loans, Net of Unearned Income		233,901	229,572
Consumer [Member]
Loan Portfolio Composition
Loans, Net of Unearned Income		$ 241,676	$ 217,192
[1]	Includes loans in process with outstanding balances of $8.5 million and $7.4 million for 2015 and 2014, respectively.

LOANS, NET (Details 1)

LOANS, NET (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	$ 10,305	$ 16,769
Total Past Due	$ 5,775	$ 6,792
90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due
Commercial, Financial and Agricultural [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	$ 96	$ 507
Total Past Due	$ 171	$ 507
Commercial, Financial and Agricultural [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due
Real Estate - Construction [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	$ 97	$ 424
Total Past Due	$ 690	$ 690
Real Estate - Construction [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due
Real Estate - Commercial Mortgage [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	$ 4,191	$ 5,806
Total Past Due	$ 1,983	$ 2,270
Real Estate - Commercial Mortgage [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due
Real Estate - Residential [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	$ 4,739	$ 6,737
Total Past Due	$ 914	$ 1,829
Real Estate - Residential [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due
Real Estate - Home Equity [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	$ 1,017	$ 2,544
Total Past Due	$ 884	$ 774
Real Estate - Home Equity [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due
Consumer [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	$ 165	$ 751
Total Past Due	$ 1,133	$ 722
Consumer [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due

LOANS, NET (Details 2)

LOANS, NET (Details 2) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 5,775	$ 6,792
Total Current		1,476,195	1,407,813
Total Loans		1,492,275	1,431,374
30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		3,686	4,739
60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 2,089	$ 2,053
90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due
Commercial, Financial and Agricultural [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 171	$ 507
Total Current		179,549	135,911
Total Loans		179,816	136,925
Commercial, Financial and Agricultural [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		153	352
Commercial, Financial and Agricultural [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 18	$ 155
Commercial, Financial and Agricultural [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due
Real Estate - Construction [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 690	$ 690
Total Current		45,697	40,482
Total Loans		46,484	41,596
Real Estate - Construction [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 690	$ 690
Real Estate - Construction [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due
Real Estate - Construction [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due
Real Estate - Commercial Mortgage [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 1,983	$ 2,270
Total Current		493,639	502,044
Total Loans		499,813	510,120
Real Estate - Commercial Mortgage [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		754	1,701
Real Estate - Commercial Mortgage [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 1,229	$ 569
Real Estate - Commercial Mortgage [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due
Real Estate - Residential [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 914	$ 1,829
Total Current		284,932	287,403
Total Loans	[1]	290,585	295,969
Real Estate - Residential [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		567	682
Real Estate - Residential [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 347	$ 1,147
Real Estate - Residential [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due
Real Estate - Home Equity [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 884	$ 774
Total Current		232,000	226,254
Total Loans		233,901	229,572
Real Estate - Home Equity [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		787	689
Real Estate - Home Equity [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 97	$ 85
Real Estate - Home Equity [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due
Consumer [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 1,133	$ 722
Total Current		240,378	215,719
Total Loans		241,676	217,192
Consumer [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		735	625
Consumer [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 398	$ 97
Consumer [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due
[1]	Includes loans in process with outstanding balances of $8.5 million and $7.4 million for 2015 and 2014, respectively.

LOANS, NET (Details 3)

LOANS, NET (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Activity in the allowance for loan losses by portfolio class
Beginning Balance	$ 17,539	$ 23,095	$ 29,167
Provision for Loan Losses	1,594	1,905	3,472
Charge-Offs	(7,435)	(10,046)	(12,214)
Recoveries	2,255	2,585	2,670
Net Charge-Offs	(5,180)	(7,461)	(9,544)
Ending Balance	13,953	17,539	23,095
Commercial, Financial and Agricultural [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	784	699	1,253
Provision for Loan Losses	911	742	(15)
Charge-Offs	(1,029)	(871)	(748)
Recoveries	239	214	209
Net Charge-Offs	(790)	(657)	(539)
Ending Balance	905	784	699
Real Estate - Construction [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	843	1,580	2,856
Provision for Loan Losses	$ (742)	(718)	(207)
Charge-Offs		(28)	(1,070)
Recoveries		9	1
Net Charge-Offs		(19)	(1,069)
Ending Balance	$ 101	843	1,580
Real Estate - Commercial Mortgage [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	5,287	7,710	11,081
Provision for Loan Losses	278	897	(83)
Charge-Offs	(1,250)	(3,788)	(3,651)
Recoveries	183	468	363
Net Charge-Offs	(1,067)	(3,320)	(3,288)
Ending Balance	4,498	5,287	7,710
Real Estate - Residential [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	6,520	9,073	8,678
Provision for Loan Losses	(964)	(1,145)	3,392
Charge-Offs	(1,852)	(2,160)	(3,835)
Recoveries	705	752	838
Net Charge-Offs	(1,147)	(1,408)	(2,997)
Ending Balance	4,409	6,520	9,073
Real Estate - Home Equity [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	2,882	3,051	2,945
Provision for Loan Losses	858	1,069	971
Charge-Offs	(1,403)	(1,379)	(1,159)
Recoveries	136	141	294
Net Charge-Offs	(1,267)	(1,238)	(865)
Ending Balance	2,473	2,882	3,051
Consumer [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	1,223	982	1,327
Provision for Loan Losses	1,253	1,060	441
Charge-Offs	(1,901)	(1,820)	(1,751)
Recoveries	992	1,001	965
Net Charge-Offs	(909)	(819)	(786)
Ending Balance	$ 1,567	$ 1,223	982
Unallocated [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance			1,027
Provision for Loan Losses			$ (1,027)
Charge-Offs
Recoveries
Net Charge-Offs
Ending Balance

LOANS, NET (Details 4)

LOANS, NET (Details 4) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	$ 4,646	$ 5,782	$ 7,229
Loans Collectively Evaluated for Impairment	9,307	11,757	15,866
Ending Balance	13,953	17,539	23,095
Commercial, Financial and Agricultural [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	77	293	75
Loans Collectively Evaluated for Impairment	828	491	624
Ending Balance	$ 905	$ 784	699
Real Estate - Construction [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment			66
Loans Collectively Evaluated for Impairment	$ 101	$ 843	1,514
Ending Balance	101	843	1,580
Real Estate - Commercial Mortgage [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	2,049	2,733	4,336
Loans Collectively Evaluated for Impairment	2,449	2,554	3,374
Ending Balance	4,498	5,287	7,710
Real Estate - Residential [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	2,118	2,113	2,047
Loans Collectively Evaluated for Impairment	2,291	4,407	7,026
Ending Balance	4,409	6,520	9,073
Real Estate - Home Equity [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	384	638	682
Loans Collectively Evaluated for Impairment	2,089	2,244	2,369
Ending Balance	2,473	2,882	3,051
Consumer [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	18	5	23
Loans Collectively Evaluated for Impairment	1,549	1,218	959
Ending Balance	$ 1,567	$ 1,223	$ 982

LOANS, NET (Details 5)

LOANS, NET (Details 5) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	$ 43,752	$ 57,093	$ 76,294
Collectively Evaluated for Impairment	1,448,523	1,374,281	1,312,310
Total	1,492,275	1,431,374	1,388,604
Commercial, Financial and Agricultural [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	834	1,040	1,580
Collectively Evaluated for Impairment	178,982	135,885	125,027
Total	179,816	136,925	126,607
Real Estate - Construction [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	97	401	557
Collectively Evaluated for Impairment	46,387	41,195	30,455
Total	46,484	41,596	31,012
Real Estate - Commercial Mortgage [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	20,847	32,242	49,973
Collectively Evaluated for Impairment	478,966	477,878	483,898
Total	499,813	510,120	533,871
Real Estate - Residential [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	18,569	20,120	20,470
Collectively Evaluated for Impairment	272,016	275,849	289,222
Total	290,585	295,969	309,692
Real Estate - Home Equity [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	3,144	3,074	3,359
Collectively Evaluated for Impairment	230,757	226,498	224,563
Total	233,901	229,572	227,922
Consumer [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	261	216	355
Collectively Evaluated for Impairment	241,415	216,976	159,145
Total	$ 241,676	$ 217,192	$ 159,500

LOANS, NET (Details 6)

LOANS, NET (Details 6) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Loans individually evaluated for impairment by class of loans
Unpaid Principal Balance	$ 43,752	$ 57,093
Recorded Investment With No Allowance	7,762	18,827
Recorded Investment With Allowance	35,990	38,266
Related Allowance	4,646	5,782
Commercial, Financial and Agricultural [Member]
Loans individually evaluated for impairment by class of loans
Unpaid Principal Balance	834	1,040
Recorded Investment With No Allowance	279	189
Recorded Investment With Allowance	555	851
Related Allowance	77	293
Real Estate - Construction [Member]
Loans individually evaluated for impairment by class of loans
Unpaid Principal Balance	97	401
Recorded Investment With No Allowance	$ 97	$ 401
Recorded Investment With Allowance
Related Allowance
Real Estate - Commercial Mortgage [Member]
Loans individually evaluated for impairment by class of loans
Unpaid Principal Balance	$ 20,847	$ 32,242
Recorded Investment With No Allowance	3,265	11,984
Recorded Investment With Allowance	17,582	20,258
Related Allowance	2,049	2,733
Real Estate - Residential [Member]
Loans individually evaluated for impairment by class of loans
Unpaid Principal Balance	18,569	20,120
Recorded Investment With No Allowance	2,941	5,492
Recorded Investment With Allowance	15,628	14,628
Related Allowance	2,118	2,113
Real Estate - Home Equity [Member]
Loans individually evaluated for impairment by class of loans
Unpaid Principal Balance	3,144	3,074
Recorded Investment With No Allowance	1,101	758
Recorded Investment With Allowance	2,043	2,316
Related Allowance	384	638
Consumer [Member]
Loans individually evaluated for impairment by class of loans
Unpaid Principal Balance	261	216
Recorded Investment With No Allowance	79	3
Recorded Investment With Allowance	182	213
Related Allowance	$ 18	$ 5

LOANS, NET (Details 7)

LOANS, NET (Details 7) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Average recorded investment and interest income recognized by class of impaired loans
Average Recorded Investment	$ 51,288	$ 67,928	$ 89,861
Total Interest Income	2,074	2,942	3,151
Commercial, Financial and Agricultural [Member]
Average recorded investment and interest income recognized by class of impaired loans
Average Recorded Investment	1,002	1,440	2,861
Total Interest Income	46	62	140
Real Estate - Construction [Member]
Average recorded investment and interest income recognized by class of impaired loans
Average Recorded Investment	$ 335	637	1,181
Total Interest Income		4	7
Real Estate - Commercial Mortgage [Member]
Average recorded investment and interest income recognized by class of impaired loans
Average Recorded Investment	$ 27,644	41,435	60,043
Total Interest Income	1,093	1,725	2,062
Real Estate - Residential [Member]
Average recorded investment and interest income recognized by class of impaired loans
Average Recorded Investment	19,105	21,122	21,238
Total Interest Income	842	1,070	860
Real Estate - Home Equity [Member]
Average recorded investment and interest income recognized by class of impaired loans
Average Recorded Investment	3,001	3,000	4,037
Total Interest Income	86	72	72
Consumer [Member]
Average recorded investment and interest income recognized by class of impaired loans
Average Recorded Investment	201	294	501
Total Interest Income	$ 7	$ 9	$ 10

LOANS, NET (Details 8)

LOANS, NET (Details 8) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Risk category of loans by segment
Total Criticized Loans	$ 87,396	$ 142,370
Commercial, Financial and Agricultural [Member]
Risk category of loans by segment
Total Criticized Loans	7,245	10,876
Real Estate [Member]
Risk category of loans by segment
Total Criticized Loans	79,263	130,227
Consumer [Member]
Risk category of loans by segment
Total Criticized Loans	888	1,267
Special Mention [Member]
Risk category of loans by segment
Total Criticized Loans	33,845	59,233
Special Mention [Member] | Commercial, Financial and Agricultural [Member]
Risk category of loans by segment
Total Criticized Loans	5,938	8,059
Special Mention [Member] | Real Estate [Member]
Risk category of loans by segment
Total Criticized Loans	27,838	51,060
Special Mention [Member] | Consumer [Member]
Risk category of loans by segment
Total Criticized Loans	69	114
Substandard [Member]
Risk category of loans by segment
Total Criticized Loans	53,551	83,137
Substandard [Member] | Commercial, Financial and Agricultural [Member]
Risk category of loans by segment
Total Criticized Loans	1,307	2,817
Substandard [Member] | Real Estate [Member]
Risk category of loans by segment
Total Criticized Loans	51,425	79,167
Substandard [Member] | Consumer [Member]
Risk category of loans by segment
Total Criticized Loans	$ 819	$ 1,153
Doubtful [Member]
Risk category of loans by segment
Total Criticized Loans
Doubtful [Member] | Commercial, Financial and Agricultural [Member]
Risk category of loans by segment
Total Criticized Loans
Doubtful [Member] | Real Estate [Member]
Risk category of loans by segment
Total Criticized Loans
Doubtful [Member] | Consumer [Member]
Risk category of loans by segment
Total Criticized Loans

LOANS, NET (Details 9)

LOANS, NET (Details 9) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Loans classified as TDRs
Accruing	$ 35,634	$ 44,410
Nonaccruing	2,687	4,744
Commercial, Financial and Agricultural [Member]
Loans classified as TDRs
Accruing	$ 897	838
Nonaccruing		$ 266
Real Estate - Construction [Member]
Loans classified as TDRs
Accruing
Nonaccruing
Real Estate - Commercial Mortgage [Member]
Loans classified as TDRs
Accruing	$ 16,621	$ 26,565
Nonaccruing	1,070	1,591
Real Estate - Residential [Member]
Loans classified as TDRs
Accruing	14,979	14,940
Nonaccruing	1,582	2,531
Real Estate - Home Equity [Member]
Loans classified as TDRs
Accruing	$ 2,914	1,856
Nonaccruing		356
Consumer [Member]
Loans classified as TDRs
Accruing	$ 223	$ 211
Nonaccruing	$ 35

LOANS, NET (Details 10)

LOANS, NET (Details 10) $ in Thousands		12 Months Ended
		Dec. 31, 2015USD ($)Number	Dec. 31, 2014USD ($)Number	Dec. 31, 2013USD ($)Number
Loans classified as TDRs
Number of Contracts | Number		43	28	50
Recorded Investment | $	[1]	$ 3,317	$ 4,978	$ 12,743
Real Estate - Home Equity [Member]
Loans classified as TDRs
Number of Contracts | Number		21	10	9
Recorded Investment | $	[1]	$ 1,005	$ 883	$ 587
Real Estate - Residential [Member]
Loans classified as TDRs
Number of Contracts | Number		14	11	18
Recorded Investment | $	[1]	$ 1,531	$ 1,972	$ 2,073
Commercial, Financial and Agricultural [Member]
Loans classified as TDRs
Number of Contracts | Number		1	3	4
Recorded Investment | $	[1]	$ 40	$ 320	$ 337
Consumer [Member]
Loans classified as TDRs
Number of Contracts | Number		3	1	6
Recorded Investment | $	[1]	$ 110	$ 34	$ 93
Real Estate - Commercial Mortgage [Member]
Loans classified as TDRs
Number of Contracts | Number		4	3	13
Recorded Investment | $	[1]	$ 631	$ 1,769	$ 9,653
[1]	Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable.

LOANS, NET (Details 11)

LOANS, NET (Details 11) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Number	Dec. 31, 2014USD ($)Number	Dec. 31, 2013USD ($)Number
Financing Receivable, Modifications [Line Items]
Number of Contracts | Number	43	28	50
Post-Modified Recorded Investment | $	$ 3,317	$ 4,978	$ 12,743
Extended Amortization And Interest Rate Adjustment [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Number	22	8	17
Post-Modified Recorded Investment | $	$ 2,060	$ 1,179	$ 5,381
Interest Rate Adjustment [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Number	5	1	9
Post-Modified Recorded Investment | $	$ 284	$ 156	$ 982
Extended Amortization [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Number	16	10	15
Post-Modified Recorded Investment | $	$ 973	$ 1,894	$ 4,334
Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Number		9	8
Post-Modified Recorded Investment | $		$ 1,749	$ 346
Principal Moratorium [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Number			1
Post-Modified Recorded Investment | $			$ 1,700

LOANS, NET (Details 12)

LOANS, NET (Details 12) $ in Thousands		12 Months Ended
		Dec. 31, 2015USD ($)Number	Dec. 31, 2014USD ($)Number	Dec. 31, 2013USD ($)Number
Loans modified as TDRs within the previous 12 months and subsequently defaulted
Number of Contracts | Number			4	2
Recorded Investment | $	[1]		$ 390	$ 123
Real Estate - Home Equity [Member]
Loans modified as TDRs within the previous 12 months and subsequently defaulted
Number of Contracts | Number			1	1
Recorded Investment | $	[1]		$ 153	$ 50
Real Estate - Residential [Member]
Loans modified as TDRs within the previous 12 months and subsequently defaulted
Number of Contracts | Number			2
Recorded Investment | $	[1]		$ 177
Commercial, Financial and Agricultural [Member]
Loans modified as TDRs within the previous 12 months and subsequently defaulted
Number of Contracts | Number
Recorded Investment | $	[1]
Consumer [Member]
Loans modified as TDRs within the previous 12 months and subsequently defaulted
Number of Contracts | Number
Recorded Investment | $	[1]
Real Estate - Construction [Member]
Loans modified as TDRs within the previous 12 months and subsequently defaulted
Number of Contracts | Number
Recorded Investment | $	[1]
Real Estate - Commercial Mortgage [Member]
Loans modified as TDRs within the previous 12 months and subsequently defaulted
Number of Contracts | Number			1	1
Recorded Investment | $	[1]		$ 60	$ 73
[1]	Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable.

PREMISES AND EQUIPMENT (Details

PREMISES AND EQUIPMENT (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Total	$ 192,362	$ 193,937
Accumulated Depreciation	(93,543)	(92,038)
Premises and Equipment, Net	98,819	101,899
Land [Member]
Property, Plant and Equipment [Line Items]
Total	24,534	24,548
Buildings [Member]
Property, Plant and Equipment [Line Items]
Total	112,563	111,810
Fixtures and Equipment [Member]
Property, Plant and Equipment [Line Items]
Total	$ 55,265	$ 57,579

GOODWILL (Details Textuals)

GOODWILL (Details Textuals) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	$ 84,811	$ 84,811

OTHER REAL ESTATE OWNED (Detail

OTHER REAL ESTATE OWNED (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Real Estate [Roll Forward]
Beginning Balance	$ 35,680	$ 48,071	$ 53,426
Additions	5,752	15,271	24,488
Valuation Write-Downs	(1,713)	(3,142)	(3,592)
Sales	(20,155)	(23,791)	(25,940)
Other	(274)	(729)	(311)
Ending Balance	$ 19,290	$ 35,680	$ 48,071

OTHER REAL ESTATE OWNED (Deta69

OTHER REAL ESTATE OWNED (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Real Estate [Abstract]
Gains from the Sale of Properties	$ (938)	$ (774)	$ (1,306)
Losses from the Sale of Properties	2,169	2,094	2,287
Rental Income from Properties	(250)	(523)	(293)
Property Carrying Costs	2,277	2,872	3,954
Valuation Adjustments	1,713	3,142	3,592
Total	$ 4,971	$ 6,811	$ 8,234

OTHER REAL ESTATE OWNED (Deta70

OTHER REAL ESTATE OWNED (Details Textuals) $ in Thousands	Dec. 31, 2015USD ($)
Other Real Estate Owned Details Textuals
Loan secured by real estate in process of foreclosure	$ 2,200

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits:
NOW Accounts	$ 848,330	$ 804,337
Money Market Accounts	248,367	254,149
Savings Deposits	269,162	233,612
Other Time Deposits	178,707	195,581
Total Interest Bearing Deposits	$ 1,544,566	$ 1,487,679

DEPOSITS (Details 1)

DEPOSITS (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deposits:
2,016	$ 153,328
2,017	15,878
2,018	6,015
2,019	1,906
2020 and thereafter	1,580
Total	$ 178,707	$ 195,581

DEPOSITS (Details 2)

DEPOSITS (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Deposits:
NOW Accounts	$ 254	$ 318	$ 482
Money Market Accounts	134	190	211
Savings Deposits	126	112	101
Time Deposits less than $250,000	377	463	505
Time Deposits more than $250,000	53	16	132
Total	$ 944	$ 1,099	$ 1,431

DEPOSITS (Details Textuals)

DEPOSITS (Details Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Deposits:
Overdrawn deposit accounts of loan	$ 1,200	$ 2,400
Time deposits in denominations of $250,000 or more	$ 10,400	$ 11,600

SHORT-TERM BORROWINGS (Details)

SHORT-TERM BORROWINGS (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Short-term Debt [Line Items]
Balance at December 31		$ 61,058	$ 49,425
Federal Funds Purchased [Member]
Short-term Debt [Line Items]
Balance at December 31
Maximum indebtedness at any month end
Daily average indebtedness outstanding		$ 12	$ 11	$ 11
Average rate paid for the year (in percent)		0.74%	0.76%	0.76%
Securities Sold Under Repurchase Agreements [Member]
Short-term Debt [Line Items]
Balance at December 31	[1]	$ 60,977	$ 47,411	$ 47,312
Maximum indebtedness at any month end	[1]	64,935	47,413	55,261
Daily average indebtedness outstanding	[1]	$ 57,689	$ 42,877	$ 48,337
Average rate paid for the year (in percent)	[1]	0.05%	0.05%	0.05%
Average rate paid on period-end borrowings (in percent)	[1]	0.05%	0.05%	0.05%
Other Short-Term Borrowings [Member]
Short-term Debt [Line Items]
Balance at December 31	[2]	$ 81	$ 2,014	$ 4,009
Maximum indebtedness at any month end	[2]	2,003	2,035	8,929
Daily average indebtedness outstanding	[2]	$ 780	$ 1,514	$ 5,573
Average rate paid for the year (in percent)	[2]	3.98%	3.76%	3.79%
Average rate paid on period-end borrowings (in percent)	[2]	5.23%	3.76%	3.25%
[1]	Balances are fully collateralized by government treasury or agency securities held in the Company's investment portfolio.
[2]	Comprised of FHLB debt.

LONG-TERM BORROWINGS (Details)

LONG-TERM BORROWINGS (Details) $ in Thousands	Dec. 31, 2015USD ($)
Long-term Debt, Unclassified [Abstract]
2,016	$ 2,748
2,017	6,515
2,018	7,714
2,019	4,653
2,020	2,054
2021 and thereafter	4,581
Total	$ 28,265

LONG-TERM BORROWINGS (Details T

LONG-TERM BORROWINGS (Details Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Long-term Debt, Unclassified [Abstract]
FHLB advances	$ 28,300	$ 31,100
Weighted-average rate (in percent)	3.13%	3.17%
Debt instrument payment terms	The advances mature at varying dates from 2017 through 2025 and had a weighted-average rate of 3.13% and 3.17% at December 31, 2015 and 2014, respectively.

LONG-TERM BORROWINGS (Details78

LONG-TERM BORROWINGS (Details Textuals 1) - Junior Subordinated Deferrable Interest Notes [Member] $ in Thousands	1 Months Ended		12 Months Ended
	May. 31, 2005USD ($)shares	Nov. 30, 2004USD ($)shares	Dec. 31, 2015USD ($)Number
Debt Instrument [Line Items]
Number of notes issued to trust | Number			2
CCBG Capital Trust II [Member]
Debt Instrument [Line Items]
Notes Issued			$ 32,000
Debt Instrument Issued	$ 31,000
Description of interest rate basis	LIBOR
Trust preferred securities mature	Jun. 15, 2035
Interest rate, basis spread (in percent)	1.80%
Common equity secruities issued to parent (in shares) | shares	959
Proceeds received from the Trust	$ 32,000
Capital			31,000
CCBG Capital Trust I [Member]
Debt Instrument [Line Items]
Notes Issued			30,900
Debt Instrument Issued		$ 30,000
Description of interest rate basis		LIBOR
Trust preferred securities mature		Dec. 31, 2034
Interest rate, basis spread (in percent)		1.90%
Common equity secruities issued to parent (in shares) | shares		928
Proceeds received from the Trust		$ 30,900
Capital			$ 30,000

INCOME TAXES (Details)

INCOME TAXES (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current:
Federal	$ 497	$ (51)	$ (75)
State	115	(2,916)	195
Total	612	(2,967)	120
Deferred:
Federal	3,258	4,270	1,650
State	475	249	99
Valuation Allowance	114	102	56
Total	3,847	4,621	1,805
Total
Federal	3,755	4,219	1,575
State	590	(2,667)	294
Valuation Allowance	114	102	56
Total	$ 4,459	$ 1,654	$ 1,925

INCOME TAXES (Details 1)

INCOME TAXES (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Tax Expense at Federal Statutory Rate	$ 4,751	$ 3,820	$ 2,790
Increases (Decreases) Resulting From:
Tax-Exempt Interest Income	$ (395)	(327)	(385)
Change in Reserve for Uncertain Tax Position		(2,902)	(777)
State Taxes, Net of Federal Benefit	$ 390	892	191
Other	562	69	50
Change in Valuation Allowance	114	102	56
Tax-Exempt Cash Surrender Value Life Insurance Benefit	(303)
Excess Death Benefit Payment	(660)
Actual Tax Expense	$ 4,459	$ 1,654	$ 1,925

INCOME TAXES (Details 2)

INCOME TAXES (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred Tax Assets attributable to:
Allowance for Loan Losses	$ 5,383	$ 6,767
Accrued Pension/SERP	13,901	13,547
State Net Operating Loss and Tax Credit Carry-Forwards	5,061	5,012
Other Real Estate Owned	5,012	8,229
Federal Net Operating Loss and Tax Credit Carry-Forwards	1,241	574
Other	4,351	3,652
Total Deferred Tax Assets	34,949	37,781
Deferred Tax Liabilities attributable to:
Depreciation on Premises and Equipment	5,982	6,247
Deferred Loan Fees and Costs	2,883	2,490
Intangible Assets	4,019	3,719
Other	687	612
Total Deferred Tax Liabilities	13,571	13,068
Valuation Allowance	1,442	1,328
Net Deferred Tax Assets	$ 19,936	$ 23,385

INCOME TAXES (Details 3)

INCOME TAXES (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]
Balance at beginning		$ 3,228	$ 4,209
Additions Based on Tax Positions Related to Current Year
Decrease Due to Lapse in Statue of Limitations			(981)
Decrease Due to Settlements With Taxing Authorities		$ (3,228)
Balance at ending			$ 3,228

INCOME TAXES (Details Textuals)

INCOME TAXES (Details Textuals)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Statutory federal income tax rate to pre-tax income (in percent)	35.00%

INCOME TAXES (Details Textuals

INCOME TAXES (Details Textuals 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Operating Loss Carryforwards [Line Items]
Unrecognized tax benefits			$ 3,228	$ 4,209
State [Member]
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards, valuation allowance	$ 1,100
Operating loss of inactive subsidiary and Tax credit carryforward, valuation allowance	300
Tax credit carry forwards	$ 5,100
Tax credit carry forwards, expiration dates	From 2016 through 2035
Federal [Member] | Maximum [Member]
Operating Loss Carryforwards [Line Items]
Tax credit carry forwards	$ 300

INCOME TAXES (Details Textual85

INCOME TAXES (Details Textuals 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Interest and penalties		$ 800	$ 139
Amounts accrued for interest and penalties	$ 0

STOCK-BASED COMPENSATION (Detai

STOCK-BASED COMPENSATION (Details)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Dividend yield	0.80%	0.30%
Expected volatility	19.00%	21.50%	32.00%
Risk-free interest rate	0.10%	0.10%	0.10%
Expected life (in months)	6 months	6 months	6 months

STOCK-BASED COMPENSATION (Det87

STOCK-BASED COMPENSATION (Details Textuals) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation Expense	$ 1,400	$ 1,900	$ 1,400
2011Director Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of common stock purchase (in percent)		90.00%
Shares reserved for issuance (in shares)		150,000
Shares issued (in shares)	12,494	10,932	13,348	25,864
Compensation Expense	$ 19	$ 14	$ 15	$ 21
Common stock shares reserved for issuance (in shares)		86,744
Common stock shares remaining reserved for issuance (in shares)	74,250
2011Associate Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of common stock purchase (in percent)		90.00%
Shares issued (in shares)	21,088	28,630	31,597	75,257
Compensation Expense	$ 52	$ 64	$ 69	$ 119
Percentage of outstanding stock purchase (in percent)		10.00%
Maximum Stock purchases under the plan		$ 25
Common stock shares reserved for issuance (in shares)		593,750
Common stock shares remaining reserved for issuance (in shares)	397,232
Weighted average estimated fair value (in dollars per shares)	$ 2.36	$ 2.12	$ 2.21	$ 1.61
Executive Long-Term Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation Expense	$ 300	$ 500	$ 300
2011 Associate Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares reserved for issuance (in shares)	50,597
Compensation Expense	$ 1,100	$ 1,200	$ 965	$ 255
Common stock shares reserved for issuance (in shares)	875,000

EMPLOYEE BENEFIT PLANS (Details

EMPLOYEE BENEFIT PLANS (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Change in Projected Benefit Obligation:
Actuarial (Gain) Loss	$ (4,975)	$ (22,603)	$ 30,784
Change in Plan Assets:
Fair Value of Plan Assets at Beginning of Year	108,172
Fair Value of Plan Assets at End of Year	105,792	108,172
Components of Net Periodic Benefit Costs:
Amortization of Prior Service Costs	(316)	(473)	(504)
Net Loss Amortization	3,743	705	4,079
Net Periodic Benefit Cost	916	21,425	(35,367)
Defined benefit pension plan [Member]
Change in Projected Benefit Obligation:
Benefit Obligation at Beginning of Year	140,359	115,285	134,950
Service Cost	6,859	5,634	6,999
Interest Cost	5,750	5,513	5,566
Actuarial (Gain) Loss	(6,880)	22,632	(18,965)
Benefits Paid	(4,825)	(8,438)	(12,946)
Expenses Paid	(224)	(267)	(319)
Projected Benefit Obligation at End of Year	141,039	140,359	115,285	$ 134,950
Change in Plan Assets:
Actual Return on Plan Assets	(2,331)	8,035	17,943
Employer Contributions	5,000	5,000	5,000	$ 5,000
Benefits Paid	4,825	8,438	12,946
Expenses Paid	(224)	(267)	(319)
Funded Status of Plan and Accrued Liability Recognized at End of Year:
Other Liabilities	35,247	32,186	11,442
Accumulated Benefit Obligation at End of Year	121,609	119,750	98,796
Components of Net Periodic Benefit Costs:
Service Cost	6,859	5,634	6,999
Interest Cost	5,750	5,513	5,566
Expected Return on Plan Assets	(7,820)	(7,487)	(7,371)
Amortization of Prior Service Costs	309	309	317
Net Loss Amortization	3,564	1,365	4,316
Net Periodic Benefit Cost	$ 8,662	$ 5,334	$ 9,827
Weighted-average assumptions used to determine benefit obligations:
Discount Rate (in percent)	4.52%	4.15%	5.00%
Rate of Compensation Increase (in percent)	3.25%	3.25%	3.25%
Measurement Date	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Weighted-Average Assumptions Used to Determine Benefit Cost:
Discount Rate (in percent)	4.15%	5.00%	4.25%
Expected Return on Plan Assets (in percent)	7.50%	7.50%	8.00%
Rate of Compensation Increase (in percent)	3.25%	3.25%	3.75%
Amortization Amounts from Accumulated Other Comprehensive Income:
Net Actuarial Loss	$ 3,272	$ 22,083	$ (29,534)
Prior Service Cost	(309)	(309)	(317)
Net Loss	(3,564)	(1,365)	(4,316)
Deferred Tax Benefit	232	(7,873)	13,180
Other Comprehensive Loss, net of tax	(369)	12,536	(20,987)
Amounts Recognized in Accumulated Other Comprehensive Income:
Net Actuarial Losses	34,373	34,665	13,947
Prior Service Cost	766	1,075	1,383
Deferred Tax Liability (Benefit)	(13,556)	(13,788)	(5,914)
Accumulated Other Comprehensive Loss (Gain), net of tax	$ 21,583	$ 21,952	$ 9,416

EMPLOYEE BENEFIT PLANS (Detai89

EMPLOYEE BENEFIT PLANS (Details 1) - Defined benefit pension plan [Member]		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Defined Benefit Plan Disclosure [Line Items]
Target Allocation 2015 (in percent)		100.00%
Percentage of Plan Assets at Year-End (in percent)	[1]		100.00%	100.00%
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation 2015 (in percent)		70.00%
Percentage of Plan Assets at Year-End (in percent)	[1]		68.00%	74.00%
Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation 2015 (in percent)		25.00%
Percentage of Plan Assets at Year-End (in percent)	[1]		20.00%	21.00%
Cash and Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation 2015 (in percent)		5.00%
Percentage of Plan Assets at Year-End (in percent)	[1]		12.00%	5.00%
[1]	Represents asset allocation at year-end which may differ from the average target allocation for the year due to the year-end cash contribution to the plan.

EMPLOYEE BENEFIT PLANS (Detai90

EMPLOYEE BENEFIT PLANS (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Defined Benefit Plan Disclosure [Line Items]
Fair Value of Plan Assets	$ 105,792	$ 108,172
Equities [Member] | Defined benefit pension plan [Member] | Level 1 Inputs [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair Value of Plan Assets	18,197	23,199
Mutual Funds [Member] | Defined benefit pension plan [Member] | Level 1 Inputs [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair Value of Plan Assets	71,829	75,421
Cash and Cash Equivalents [Member] | Defined benefit pension plan [Member] | Level 1 Inputs [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair Value of Plan Assets	12,402	5,626
U.S. Government Agency [Member] | Defined benefit pension plan [Member] | Level 2 Inputs [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair Value of Plan Assets	$ 3,364	$ 3,926

EMPLOYEE BENEFIT PLANS (Detai91

EMPLOYEE BENEFIT PLANS (Details 3) - Defined benefit pension plan [Member] $ in Thousands	Dec. 31, 2015USD ($)
Defined Benefit Plan Disclosure [Line Items]
2,016	$ 8,199
2,017	8,859
2,018	10,608
2,019	10,912
2,020	10,222
2021 through 2025	54,925
Total	$ 103,724

EMPLOYEE BENEFIT PLANS (Detai92

EMPLOYEE BENEFIT PLANS (Details 4) - Defined benefit pension plan [Member] - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014
Defined Benefit Plan Disclosure [Line Items]
Actual Contributions		$ 5,000	$ 5,000
Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected contribution for 2016	[1]	$ 5,000
[1]	For 2016, the Company will have the option to make a cash contribution to the plan or utilize pre-funding balances.

EMPLOYEE BENEFIT PLANS (Detai93

EMPLOYEE BENEFIT PLANS (Details 5) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Change in Projected Benefit Obligation:
Actuarial (Gain) Loss	$ (4,975)	$ (22,603)	$ 30,784
Components of Net Periodic Benefit Costs:
Amortization of Prior Service Cost	(316)	(473)	(504)
Net Gain Amortization	3,743	705	4,079
Net Periodic Benefit Cost	916	21,425	(35,367)
Supplemental Executive Retirement Plan ("SERP") [Member]
Change in Projected Benefit Obligation:
Benefit Obligation at Beginning of Year	3,003	$ 2,379	$ 3,492
Service Cost	3
Interest Cost	133	$ 104	$ 137
Actuarial (Gain) Loss	1,703	520	(1,250)
Projected Benefit Obligation at End of Year	4,842	3,003	2,379
Funded Status of Plan and Accrued Liability Recognized at End of Year:
Other Liabilities	4,842	3,003	2,379
Accumulated Benefit Obligation at End of Year	4,348	$ 2,982	$ 2,379
Components of Net Periodic Benefit Costs:
Service Cost	3
Interest Cost	133	$ 104	$ 137
Amortization of Prior Service Cost	7	164	187
Net Gain Amortization	179	(661)	(237)
Net Periodic Benefit Cost	$ 322	$ (393)	$ 87
Weighted-average used to determine the benefit obligations:
Discount Rate (in percent)	4.13%	4.15%	5.00%
Rate of Compensation Increase (in percent)	3.25%	3.25%	3.25%
Measurement Date	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Weighted-Average Assumptions Used to Determine Benefit Cost:
Discount Rate (in percent)	4.15%	5.00%	4.25%
Rate of Compensation Increase (in percent)	3.25%	3.25%	3.75%
Amortization Amounts from Accumulated Other Comprehensive Income:
Net Actuarial Loss (Gain)	$ 1,703	$ 520	$ (1,250)
Prior Service Cost	(7)	(164)	(187)
Net Gain	(179)	660	237
Deferred Tax (Benefit) Expense	(585)	(392)	463
Other Comprehensive Loss, net of tax	932	624	(737)
Amounts Recognized in Accumulated Other Comprehensive Income:
Net Actuarial Gain	$ 892	(632)	(1,812)
Prior Service Cost		7	171
Deferred Tax Liability (Benefit)	$ (344)	241	633
Accumulated Other Comprehensive Loss (Gain), net of tax	$ 548	$ (384)	$ (1,008)

EMPLOYEE BENEFIT PLANS (Detai94

EMPLOYEE BENEFIT PLANS (Details 6) - Supplemental Executive Retirement Plan ("SERP") [Member] $ in Thousands	Dec. 31, 2015USD ($)
Defined Benefit Plan Disclosure [Line Items]
2,016	$ 1,499
2,017	1,036
2,018	1,225
2,019	$ 1,196
2,020
2021 through 2025
Total	$ 4,956

EMPLOYEE BENEFIT PLANS (Detai95

EMPLOYEE BENEFIT PLANS (Details Textuals) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Supplemental Executive Retirement Plan ("SERP") [Member]
Defined Benefit Plan Disclosure [Line Items]
Net actuarial loss	$ 34
Defined benefit pension plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Net actuarial loss	$ 700

EMPLOYEE BENEFIT PLANS (Detai96

EMPLOYEE BENEFIT PLANS (Details Textuals 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Defined benefit pension plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Matching contributions	$ 5,000	$ 5,000	$ 5,000	$ 5,000
Employee Benefit 401 K Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Minimum employee's compensation (in percent)		1.00%
Maximum employee's compensation (in percent)		15.00%
Matching contributions (in percent)		50.00%
Participant's compensation for eligible associates (in percent)		6.00%
Matching contributions	$ 500	$ 500	$ 400	$ 400
Common stock reserved for issuance (in shares)		50,000
Dividend Reinvestment Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Common stock reserved for issuance (in shares)	250,000

EARNINGS PER SHARE (Details)

EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Numerator:
Net Income (Loss)	$ 9,116	$ 9,260	$ 6,045
Denominator:
Denominator for Basic Earnings Per Share Weighted-Average Shares	17,273	17,425	17,325
Effects of Dilutive Securities Stock Compensation Plans	45	63	74
Denominator for Diluted Earnings Per Share Adjusted Weighted-Average Shares and Assumed Conversions	17,318	17,488	17,399
Basic Earnings Per Share (in dollers per shares)	$ 0.53	$ 0.53	$ 0.35
Diluted Earnings Per Share (in dollers per shares)	$ 0.53	$ 0.53	$ 0.35

REGULATORY MATTERS (Details)

REGULATORY MATTERS (Details) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Capital City Bank Group [Member]
Tier 1 Common Equity , Actual
Tier 1 Capital to Common Equity		$ 215,075
Tier 1 Capital Common Equity (in percentage)		12.84%
Tier 1 Common Equity , Required For Capital Adequacy Purposes
Tier I capital to total average assets, Regulatory Requirement		$ 75,385
Tier I leverage to risk-weighted assets Regulatory Requirement (in percentage)		4.50%
Tier I Common Equity Leverage , Required to be Well Capitalized Under Prompt Corrective Action Provisions
Tier I leverage to total average assets, Required to be Well Capitalized	[1]
Tier I Capital ,Actual
Tier I capital to total average assets		$ 275,075	$ 269,503
Tier I capital to risk-weighted assets (in percentage)		16.42%	16.67%
Tier I Capital , Required
Capital		$ 100,513	$ 64,656
Capital to risk-weighted assets (in percentage)		6.00%	4.00%
Tier I Capital , Required to be Well Capitalized Under Prompt Corrective Action Provisions
Tier I leverage capital to total average assets	[1]
Total Capital ,Actual
Tier I capital to total average assets, Regulatory Requirement		$ 289,028	$ 287,042
Tier I capital to risk-weighted assets Regulatory Requirement (in percentage)		17.25%	17.76%
Capital Required For Capital Adequacy		$ 134,018	$ 129,313
Capital to risk-weighted assets Regulatory Requirement (in percentage)		8.00%	8.00%
Total Capital, Prompt Corrective Action Provisions
Tier I leverage capital to total average assets Regulatory Requirement	[1]
Tier I Leverage ,Actual
Tier I capital to total average assets, Required to be Well Capitalized		$ 275,075	$ 269,503
Tier I capital to risk-weighted assets Required to be Well Capitalized (in percentage)		10.65%	10.99%
Capital Required To Be Well Capitalized		$ 103,342	$ 98,090
Capital to risk-weighted assets Required to be Well Capitalized (in percentage)		4.00%	4.00%
Tier I Leverage , Required to be Well Capitalized Under Prompt Corrective Action Provisions
Tier I leverage to total average assets, Required to be Well Capitalized	[1]
Capital City Bank [Member]
Tier 1 Common Equity , Actual
Tier 1 Capital to Common Equity		$ 266,138
Tier 1 Capital Common Equity (in percentage)		15.93%
Tier 1 Common Equity , Required For Capital Adequacy Purposes
Tier I capital to total average assets, Regulatory Requirement		$ 75,162
Tier I leverage to risk-weighted assets Regulatory Requirement (in percentage)		4.50%
Tier I Common Equity Leverage , Required to be Well Capitalized Under Prompt Corrective Action Provisions
Tier I leverage to total average assets, Required to be Well Capitalized		$ 108,567
Tier I leverage to risk-weighted assets Required to be Well Capitalized ( in percentage)		6.50%
Tier I Capital ,Actual
Tier I capital to total average assets		$ 266,138	$ 261,655
Tier I capital to risk-weighted assets (in percentage)		15.93%	16.24%
Tier I Capital , Required
Capital		$ 100,216	$ 64,458
Capital to risk-weighted assets (in percentage)		6.00%	4.00%
Tier I Capital , Required to be Well Capitalized Under Prompt Corrective Action Provisions
Tier I leverage capital to total average assets		$ 133,621	$ 96,687
Tier I leverage capital to total average assets (in percentage)		8.00%	6.00%
Total Capital ,Actual
Tier I capital to total average assets, Regulatory Requirement		$ 280,091	$ 279,194
Tier I capital to risk-weighted assets Regulatory Requirement (in percentage)		16.77%	17.33%
Capital Required For Capital Adequacy		$ 133,621	$ 128,916
Capital to risk-weighted assets Regulatory Requirement (in percentage)		8.00%	8.00%
Total Capital, Prompt Corrective Action Provisions
Tier I leverage capital to total average assets Regulatory Requirement		$ 167,026	$ 161,145
Tier I leverage to risk-weighted assets Regulatory Requirement (in percentage)		10.00%	10.00%
Tier I Leverage ,Actual
Tier I capital to total average assets, Required to be Well Capitalized		$ 266,138	$ 261,655
Tier I capital to risk-weighted assets Required to be Well Capitalized (in percentage)		10.33%	10.70%
Capital Required To Be Well Capitalized		$ 103,095	$ 97,834
Capital to risk-weighted assets Required to be Well Capitalized (in percentage)		4.00%	4.00%
Tier I Leverage , Required to be Well Capitalized Under Prompt Corrective Action Provisions
Tier I leverage to total average assets, Required to be Well Capitalized		$ 128,869	$ 122,293
Tier I leverage to risk-weighted assets Required to be Well Capitalized ( in percentage)		5.00%	5.00%
[1]	Not applicable to bank holding companies.

OTHER COMPREHENSIVE INCOME (L99

OTHER COMPREHENSIVE INCOME (LOSS) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Investment Securities Before Tax Amount [Abstract]
Change in net unrealized gain/loss on securities available for sale before tax	$ 378	$ (250)	$ 1,252
Unrealized losses on securities transferred from available for sale to held to maturity before tax			(523)
Amortization of unrealized losses on securities transferred from available for sale to held to maturity before tax	76	70	25
Reclassification adjustment for net gain included in net income	5	1	3
Reclassification adjustment for impairment loss realized in net income			600
Other comprehensive income (loss), before tax	(297)	321	(1,147)
Benefit Plans:
Reclassification adjustment for amortization of prior service cost	316	473	504
Reclassification adjustment for amortization of net loss	3,743	705	4,079
Current year actuarial (loss) gain	(4,975)	(22,603)	30,784
Total Benefit Plans	(916)	(21,425)	35,367
Total Other Comprehensive Loss BeforeTax	(1,213)	(21,104)	34,220
Investment Securities Tax Expense (Benefit) [Abstract]
Change in net unrealized gain/loss on securities available for sale tax expense (benefit)	145	(103)	483
Unrealized losses on securities transferred from available for sale to held to maturity tax expense (benefit)			202
Amortization of unrealized losses on securities transferred from available for sale to held to maturity tax expense (benefit)	(31)	$ (27)	(10)
Reclassification adjustment for net gain included in net income	(2)		(1)
Reclassification adjustment for impairment loss realized in net income tax expense (benefit)			(232)
Other comprehensive income (loss), tax expense (benefit)	(465)	$ (8,135)	13,201
Benefit Plans:
Reclassification adjustment for amortization of prior service cost	(122)	(182)	(194)
Reclassification adjustment for amortization of net loss	(1,444)	(272)	(1,574)
Current year actuarial gain (loss)	1,919	8,719	(11,875)
Total Benefit Plans	353	8,265	(13,643)
Total Other Comprehensive Loss Tax	465	8,135	(13,201)
Investment Securities Net of Tax Amount [Abstract]
Change in net unrealized gain/loss on securities available for sale Net of Tax amount	(233)	147	(769)
Unrealized losses on securities transferred from available for sale to held to maturity net of tax			(321)
Amortization of unrealized losses on securities transferred from available for sale to held to maturity net of tax	45	43	15
Reclassification adjustment for net gain included in net income	3	1	2
Reclassification adjustment for impairment loss realized in net income net of tax			368
Total other comprehensive income (loss) Net of Tax	(185)	191	(705)
Benefit Plans:
Reclassification adjustment for amortization of prior service cost	194	291	310
Reclassification adjustment for amortization of net loss	2,299	433	2,505
Current year actuarial gain (loss)	(3,056)	(13,884)	18,909
Total Benefit Plans	(563)	(13,160)	21,724
Total Other Comprehensive Loss After Tax	$ (748)	$ (12,969)	$ 21,019

OTHER COMPREHENSIVE INCOME (100

OTHER COMPREHENSIVE INCOME (LOSS) (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Activity in accumulated other comprehensive loss, net of tax
Other comprehensive loss during the period	$ (748)	$ (12,969)	$ 21,019
Securities Available for Sale [Member]
Activity in accumulated other comprehensive loss, net of tax
Balance, Begining	59	(132)	573
Other comprehensive loss during the period	(186)	191	(705)
Balance, Ending	(127)	59	(132)
Supplemental Executive Retirement Plan ("SERP") [Member]
Activity in accumulated other comprehensive loss, net of tax
Balance, Begining	(21,568)	(8,408)	(30,132)
Other comprehensive loss during the period	(562)	(13,160)	21,724
Balance, Ending	(22,130)	(21,568)	(8,408)
Accumulated Other Comprehensive Loss, Net of Taxes [Member]
Activity in accumulated other comprehensive loss, net of tax
Balance, Begining	(21,509)	(8,540)	(29,559)
Other comprehensive loss during the period	(748)	(12,969)	21,019
Balance, Ending	$ (22,257)	$ (21,509)	$ (8,540)

RELATED PARTY INFORMATION (Deta

RELATED PARTY INFORMATION (Details Textuals) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Related Party Transaction [Line Items]
Deposits	$ 2,302,849	$ 2,146,794
Management [Member]
Related Party Transaction [Line Items]
Officers and directors indebted aggregate amount	9,700	14,300
Loan taken	7,600
Loan payment made	12,300
Deposits	19,000	$ 18,800
Lease Agreement [Member]
Related Party Transaction [Line Items]
Annual lease payments of approximately	$ 170

OTHER NONINTEREST EXPENSE (Deta

OTHER NONINTEREST EXPENSE (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Noninterest Expense:
Legal Fees	$ 2,506	$ 3,187	$ 3,663
Professional Fees	3,789	3,732	4,304
Telephone	1,976	1,903	1,891
Advertising	1,391	1,461	1,719
Processing Services	6,540	6,062	5,396
Insurance - Other	2,737	2,934	4,144
Other	8,211	8,235	8,596
Total	$ 27,150	$ 27,514	$ 29,713

OTHER NONINTEREST EXPENSE (D103

OTHER NONINTEREST EXPENSE (Details Textuals)	12 Months Ended
	Dec. 31, 2015
Other Noninterest Expense Details Textuals
Expense not disclosed separately of percentage of total interest and non interest expense	1.00%

COMMITMENTS AND CONTINGENCIE104

COMMITMENTS AND CONTINGENCIES (Details) - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Loss Contingencies [Line Items]
Fixed		$ 63,666	$ 41,940
Variable		306,642	278,438
Total		370,308	320,378
Commitments to Extend Credit [Member]
Loss Contingencies [Line Items]
Fixed	[1]	57,571	33,633
Variable	[1]	306,642	278,438
Total	[1]	364,213	312,071
Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Fixed		6,095	8,307
Total		$ 6,095	$ 8,307
[1]	Commitments include unfunded loans, revolving lines of credit, and other unused commitments.

COMMITMENTS AND CONTINGENCIE105

COMMITMENTS AND CONTINGENCIES (Details Textuals) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Dec. 31, 2014	Mar. 31, 2011	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]
Rent expense			$ 500	$ 500	$ 700
Operating Leases, Future Minimum Payments Due
2,016			500
2,017			400
2,018			400
2,019			400
thereafter			2,800
Pre-tax gain on Class B shares		$ 3,200
Quartely payment until settlement is finalized	$ 161		$ 261

FAIR VALUE MEASUREMENTS (Detail

FAIR VALUE MEASUREMENTS (Details) - Fair Value, Measurements, Recurring [Member] - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
U.S. Treasury [Member]
ASSETS:
Assets, Fair Value Disclosure	$ 250,346	$ 186,031
U.S. Government Agency [Member]
ASSETS:
Assets, Fair Value Disclosure	101,824	96,097
States and Political Subdivisions [Member]
ASSETS:
Assets, Fair Value Disclosure	88,362	48,388
Mortgage-Backed Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	1,901	2,287
Equity Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	8,595	8,745
Level 1 Inputs [Member] | U.S. Treasury [Member]
ASSETS:
Assets, Fair Value Disclosure	$ 250,346	186,031
Level 1 Inputs [Member] | U.S. Government Agency [Member]
ASSETS:
Assets, Fair Value Disclosure
Level 1 Inputs [Member] | States and Political Subdivisions [Member]
ASSETS:
Assets, Fair Value Disclosure
Level 1 Inputs [Member] | Mortgage-Backed Securities [Member]
ASSETS:
Assets, Fair Value Disclosure
Level 1 Inputs [Member] | Equity Securities [Member]
ASSETS:
Assets, Fair Value Disclosure
Level 2 Inputs [Member] | U.S. Treasury [Member]
ASSETS:
Assets, Fair Value Disclosure
Level 2 Inputs [Member] | U.S. Government Agency [Member]
ASSETS:
Assets, Fair Value Disclosure	$ 101,824	96,097
Level 2 Inputs [Member] | States and Political Subdivisions [Member]
ASSETS:
Assets, Fair Value Disclosure	88,362	48,388
Level 2 Inputs [Member] | Mortgage-Backed Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	1,901	2,287
Level 2 Inputs [Member] | Equity Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	$ 8,595	$ 8,745
Fair Value, Inputs, Level 3 [Member] | U.S. Treasury [Member]
ASSETS:
Assets, Fair Value Disclosure
Fair Value, Inputs, Level 3 [Member] | U.S. Government Agency [Member]
ASSETS:
Assets, Fair Value Disclosure
Fair Value, Inputs, Level 3 [Member] | States and Political Subdivisions [Member]
ASSETS:
Assets, Fair Value Disclosure
Fair Value, Inputs, Level 3 [Member] | Mortgage-Backed Securities [Member]
ASSETS:
Assets, Fair Value Disclosure
Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
ASSETS:
Assets, Fair Value Disclosure

FAIR VALUE MEASUREMENTS (Det107

FAIR VALUE MEASUREMENTS (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS:
Federal Funds Sold and Interest Bearing Deposits	$ 327,617	$ 329,589
Investment Securities Available for Sale	451,028	341,548
Investment Securities Held to Maturity	187,407	163,412
Carrying (Reported) Amount, Fair Value Disclosure [Member]
ASSETS:
Cash	51,288	55,467
Federal Funds Sold and Interest Bearing Deposits	327,617	329,589
Investment Securities Available for Sale	451,028	341,548
Investment Securities Held to Maturity	187,892	163,581
Loans Held for Sale	11,632	10,688
Loans, Net of Allowance for Loan Losses	1,478,322	1,413,835
LIABILITIES:
Deposits	2,302,849	2,146,794
Short-Term Borrowings	61,058	49,425
Subordinated Notes Payable	62,887	62,887
Long-Term Borrowings	28,265	31,097
Level 1 Inputs [Member]
ASSETS:
Cash	51,288	55,467
Federal Funds Sold and Interest Bearing Deposits	327,617	329,589
Investment Securities Available for Sale	250,346	186,031
Investment Securities Held to Maturity	134,439	76,317
Level 2 Inputs [Member]
ASSETS:
Investment Securities Available for Sale	200,682	155,517
Investment Securities Held to Maturity	52,968	87,095
Loans Held for Sale	11,632	10,688
LIABILITIES:
Deposits	2,228,210	2,146,510
Short-Term Borrowings	64,947	48,760
Subordinated Notes Payable	49,230	62,887
Long-Term Borrowings	30,448	32,313
Fair Value, Inputs, Level 3 [Member]
ASSETS:
Loans, Net of Allowance for Loan Losses	$ 1,483,926	$ 1,369,314

FAIR VALUE MEASUREMENTS (Det108

FAIR VALUE MEASUREMENTS (Details Textuals) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value Measurements (Textual) [Abstract]
Impaired loans valuation allowance	$ 4,646	$ 5,782
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Measurements (Textual) [Abstract]
Impaired loans, Carrying value	8,800	13,600
Impaired loans valuation allowance	$ 900	$ 2,000

PARENT COMPANY FINANCIAL INF109

PARENT COMPANY FINANCIAL INFORMATION - Statements of Financial Condition (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and Due From Subsidiary Bank	$ 51,288	$ 55,467
Other Assets	87,161	90,071
Total Assets	2,797,860	2,627,169
LIABILITIES
Subordinated Notes Payable	62,887	62,887
Other Liabilities	68,449	64,426
Total Liabilities	$ 2,523,508	$ 2,354,629
SHAREOWNERS' EQUITY
Preferred Stock, $.01 par value, 3,000,000 shares authorized; no shares issued and outstanding
Common Stock, $.01 par value; 90,000,000 shares authorized; 17,156,919 and 17,447,223 shares issued and outstanding at December 31, 2015 and December 31, 2014, respectively	$ 172	$ 174
Additional Paid-In Capital	38,256	42,569
Retained Earnings	258,181	251,306
Accumulated Other Comprehensive Loss, Net of Tax	(22,257)	(21,509)
Total Shareowners' Equity	274,352	272,540	$ 276,400	$ 246,889
Total Liabilities and Shareowners' Equity	2,797,860	2,627,169
CCBG [Member]
ASSETS
Cash and Due From Subsidiary Bank	13,527	11,741
Investment in Subsidiary Bank	327,794	329,632
Other Assets	5,164	2,906
Total Assets	346,485	344,279
LIABILITIES
Subordinated Notes Payable	62,887	62,887
Other Liabilities	9,246	8,852
Total Liabilities	$ 72,133	$ 71,739
SHAREOWNERS' EQUITY
Preferred Stock, $.01 par value, 3,000,000 shares authorized; no shares issued and outstanding
Common Stock, $.01 par value; 90,000,000 shares authorized; 17,156,919 and 17,447,223 shares issued and outstanding at December 31, 2015 and December 31, 2014, respectively	$ 172	$ 174
Additional Paid-In Capital	38,256	42,569
Retained Earnings	258,181	251,306
Accumulated Other Comprehensive Loss, Net of Tax	(22,257)	(21,509)
Total Shareowners' Equity	274,352	272,540
Total Liabilities and Shareowners' Equity	$ 346,485	$ 344,279

PARENT COMPANY FINANCIAL INF110

PARENT COMPANY FINANCIAL INFORMATION - Statements of Financial Condition (Parentheticals) (Details 1) - $ / shares	Dec. 31, 2015	Dec. 31, 2014
Condensed Financial Statements, Captions [Line Items]
Preferred stock, par value (in dollar per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	3,000,000	3,000,000
Preferred stock, shares outstanding	0	0
Preferred stock, shares issued	0	0
Common stock, par value (in dollar per share)	$ 0.01	$ 0.01
Common stock, shares authorized	90,000,000	90,000,000
Common stock, shares issued	17,156,919	17,447,223
Common stock, shares outstanding	17,156,919	17,447,223
CCBG [Member]
Condensed Financial Statements, Captions [Line Items]
Preferred stock, par value (in dollar per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	3,000,000	3,000,000
Preferred stock, shares outstanding	0	0
Preferred stock, shares issued	0	0
Common stock, par value (in dollar per share)	$ 0.01	$ 0.01
Common stock, shares authorized	90,000,000	90,000,000
Common stock, shares issued	17,156,919	17,447,223
Common stock, shares outstanding	17,156,919	17,447,223

PARENT COMPANY FINANCIAL INF111

PARENT COMPANY FINANCIAL INFORMATION - Statements of Operations (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
OPERATING EXPENSE
Salaries and Associate Benefits	$ 65,414	$ 62,215	$ 66,127
Interest on Subordinated Notes Payable	1,368	1,328	1,420
Professional Fees	3,789	3,732	4,304
Advertising	1,391	1,461	1,719
Legal Fees	2,506	3,187	3,663
Earnings (Loss) Before Income Taxes and Equity in Undistributed Earnings of Subsidiary Bank	13,575	10,914	7,970
Income Tax Expense	4,459	1,654	1,925
Net Income	9,116	9,260	6,045
CCBG [Member]
OPERATING INCOME
Overhead Fees	4,604	4,468	4,417
Dividends	9,200	6,000
Other Income	424	138	208
Total Operating Income	14,228	10,606	4,625
OPERATING EXPENSE
Salaries and Associate Benefits	3,395	3,156	3,130
Interest on Subordinated Notes Payable	1,368	1,328	1,419
Professional Fees	1,078	1,024	1,491
Advertising	105	141	142
Legal Fees	168	243	245
Other	699	624	1,117
Total Operating Expense	6,813	6,516	7,544
Earnings (Loss) Before Income Taxes and Equity in Undistributed Earnings of Subsidiary Bank	7,415	4,090	(2,919)
Income Tax Expense	(342)	(433)	(1,036)
Earnings (Loss) Before Equity in Undistributed Earnings of Subsidiary Bank	7,757	4,523	(1,883)
Equity in Undistributed Earnings of Subsidiary Bank	1,359	4,737	7,928
Net Income	$ 9,116	$ 9,260	$ 6,045

PARENT COMPANY FINANCIAL INF112

PARENT COMPANY FINANCIAL INFORMATION - Statements of Cash Flows (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 9,116	$ 9,260	$ 6,045
Adjustments to Reconcile Net Income to Net Cash Provided By (Used In) Operating Activities:
Stock Compensation	1,109	1,349	1,296
Decrease (Increase) in Other Assets	684	(12,353)	5,087
Increase (Decrease) in Other Liabilities	3,510	4,021	(2,510)
Net Cash Provided By (Used In) Operating Activities	33,761	25,151	$ 34,851
CASH FROM FINANCING ACTIVITIES:
Dividends Paid	(2,241)	(1,568)
Issuance of Common Stock Under Compensation Plans	(507)	(578)	$ (1,114)
Payments to Repurchase Common Stock	5,981	269
Net Cash (Used In) Provided By in Financing Activities	157,141	444	$ (12,564)
Net Increase (Decrease) in Cash	(6,151)	(144,872)	20,196
Cash and Cash Equivalents at Beginning of Year	385,056	529,928	509,732
Cash and Cash Equivalents at End of Year	378,905	385,056	529,928
CCBG [Member]
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	9,116	9,260	6,045
Adjustments to Reconcile Net Income to Net Cash Provided By (Used In) Operating Activities:
Equity in Undistributed Earnings of Subsidiary Bank	(1,359)	(4,737)	(7,928)
Stock Compensation	1,109	1,349	1,296
Decrease (Increase) in Other Assets	191	387	339
Increase (Decrease) in Other Liabilities	444	532	(1,755)
Net Cash Provided By (Used In) Operating Activities	9,501	6,791	$ (2,003)
CASH FROM FINANCING ACTIVITIES:
Dividends Paid	(2,241)	(1,568)
Issuance of Common Stock Under Compensation Plans	507	578	$ 1,151
Payments to Repurchase Common Stock	(5,981)	(269)
Net Cash (Used In) Provided By in Financing Activities	(7,715)	(1,259)	1,151
Net Increase (Decrease) in Cash	1,786	5,532	(852)
Cash and Cash Equivalents at Beginning of Year	11,741	6,209	7,061
Cash and Cash Equivalents at End of Year	$ 13,527	$ 11,741	$ 6,209