Capital City Bank (CCBG) 10-Q 2 Nov 17 2017 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Oct. 31, 2017
Document And Entity Information
Entity Registrant Name	CAPITAL CITY BANK GROUP INC
Entity Central Index Key	726,601
Document Type	10-Q
Document Period End Date	Sep. 30, 2017
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity a Well-known Seasoned Issuer	No
Entity a Voluntary Filer	No
Entity's Reporting Status Current	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		16,966,047
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2,017
Trading Symbol	CCBG

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and Due From Banks	$ 50,420	$ 48,268
Federal Funds Sold and Interest Bearing Deposits	140,694	247,779
Total Cash and Cash Equivalents	191,114	296,047
Investment Securities, Available for Sale, at fair value	510,846	522,734
Investment Securities, Held to Maturity, at amortized cost (fair value of $183,523 and $176,746)	184,262	177,365
Total Investment Securities	695,108	700,099
Loans Held For Sale	7,800	10,886
Loans and Leases Receivable, Net of Deferred Income	1,630,338	1,561,289
Allowance for Loan Losses	(13,339)	(13,431)
Loans, Net	1,616,999	1,547,858
Premises and Equipment, Net	92,345	95,476
Goodwill	84,811	84,811
Other Real Estate Owned	5,987	10,638
Other Assets	96,678	99,382
Total Assets	2,790,842	2,845,197
Deposits:
Noninterest Bearing Deposits	870,644	791,182
Interest Bearing Deposits	1,476,973	1,621,104
Total Deposits	2,347,617	2,412,286
Short-Term Borrowings	6,777	12,749
Subordinated Notes Payable	52,887	52,887
Other Long-Term Borrowings	15,047	14,881
Other Liabilities	83,313	77,226
Total Liabilities	2,505,641	2,570,029
SHAREOWNERS' EQUITY
Preferred Stock, $.01 par value; 3,000,000 shares authorized; no shares issued and outstanding	0	0
Common Stock, $.01 par value; 90,000,000 shares authorized; 16,966,047 and 16,844,698 shares issued and outstanding at March 31, 2017 and December 31, 2016, respectively	170	168
Additional Paid-In Capital	35,892	34,188
Retained Earnings	275,013	267,037
Accumulated Other Comprehensive Loss, Net of Tax	(25,874)	(26,225)
Total Shareowners' Equity	285,201	275,168
Total Liabilities and Shareowners' Equity	$ 2,790,842	$ 2,845,197

CONSOLIDATED STATEMENTS OF FIN3

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Statement of Financial Position [Abstract]
Investment securities, held to maturity, fair value	$ 183,523	$ 176,746
Preferred Stock, par value (in dollar per share)	$ 0.01	$ 0.01
Preferred Stock, shares authorized	3,000,000	3,000,000
Common Stock, par value (in dollar per share)	$ 0.01	$ 0.01
Common Stock, shares authorized	90,000,000	90,000,000
Common Stock, shares issued	16,966,047	16,844,698
Common Stock, shares outstanding	16,966,047	16,844,698

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
INTEREST INCOME
Loans, including Fees	$ 19,479	$ 18,046	$ 56,204	$ 54,196
Investment Securities:
Taxable	2,150	1,633	5,832	4,591
Tax Exempt	266	213	795	643
Funds Sold	446	212	1,472	892
Total Interest Income	22,341	20,104	64,303	60,322
INTEREST EXPENSE
Deposits	530	223	1,199	655
Short-Term Borrowings	15	43	77	91
Subordinated Notes Payable	420	341	1,203	1,071
Other Long-Term Borrowings	115	177	331	599
Total Interest Expense	1,080	784	2,810	2,416
NET INTEREST INCOME	21,261	19,320	61,493	57,906
Provision for Loan Losses	490	0	1,389	355
Net Interest Income After Provision For Loan Losses	20,771	19,320	60,104	57,551
NONINTEREST INCOME
Deposit Fees	5,153	5,373	15,295	16,094
Bank Card Fees	2,688	2,759	8,361	8,467
Wealth Management Fees	2,197	1,774	6,112	5,256
Mortgage Banking Fees	1,480	1,503	4,344	3,800
Other	1,478	1,602	4,737	7,286
Total Noninterest Income	12,996	13,011	38,849	40,903
NONINTEREST EXPENSE
Compensation	16,349	15,993	49,137	48,285
Occupancy, Net	4,501	4,734	13,437	13,777
Other Real Estate Owned, Net	(118)	821	780	3,306
Other	5,975	6,474	19,196	20,286
Total Noninterest Expense	26,707	28,022	82,550	85,654
INCOME BEFORE INCOME TAXES	7,060	4,309	16,403	12,800
Income Tax Expense	2,505	1,436	5,543	4,350
NET INCOME	$ 4,555	$ 2,873	$ 10,860	$ 8,450
BASIC NET INCOME PER SHARE (in dollars per shares)	$ 0.27	$ 0.18	$ 0.64	$ 0.5
DILUTED NET INCOME PER SHARE (in dollars per shares)	$ 0.27	$ 0.17	$ 0.64	$ 0.49
Average Basic Common Shares Outstanding (in shares)	16,965	16,804	16,946	17,049
Average Diluted Common Shares Outstanding (in shares)	17,044	16,871	17,009	17,100

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Income Statement [Abstract]
NET INCOME	$ 4,555,000	$ 2,873,000	$ 10,860,000	$ 8,450,000
Investment Securities:
Change in net unrealized gain/loss on securities available for sale	(99,000)	(1,158,000)	516,000	1,535,000
Amortization of unrealized losses on securities transferred from available for sale to held to maturity	19,000	21,000	57,000	60,000
Total Investment Securities	(80,000)	(1,137,000)	573,000	1,595,000
Other comprehensive income, before tax	(80,000)	(1,137,000)	573,000	1,595,000
Deferred tax expense related to other comprehensive income	(31,000)	(439,000)	222,000	615,000
Other comprehensive income, net of tax	(49,000)	(698,000)	351,000	980,000
TOTAL COMPREHENSIVE INCOME	$ 4,506,000	$ 2,175,000	$ 11,211,000	$ 9,430,000

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREOWNERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss, Net of Taxes [Member]
Balance at Dec. 31, 2015	$ 274,352	$ 172	$ 38,256	$ 258,181	$ (22,257)
Balance (in shares) at Dec. 31, 2015		17,156,919
Net Income	8,450	$ 0	0	8,450	0
Other Comprehensive Loss, Net of Tax	980	0	0	0	980
Cash Dividends ($0.0400 and $0.0300 per share for June 30, 2016 and December 31, 2015, respectively)	(2,050)	0	0	(2,050)	0
Repurchase of Common Stock	(6,312)	$ (4)	(6,308)	0	0
Repurchase of Common Stock (in shares)		(435,461)
Stock Compensation Expense	743	$ 0	743	0	0
Impact of Transactions Under Compensation Plans, net	461	$ 0	461	0	0
Impact of Transactions Under Compensation Plans, net (in shares)		85,620
Balance at Sep. 30, 2016	$ 276,624	$ 168	33,152	264,581	(21,277)
Balance, Shares at Sep. 30, 2016	16,807,078
Balance at Dec. 31, 2016	$ 275,168	$ 168	34,188	267,037	(26,225)
Balance (in shares) at Dec. 31, 2016	16,844,698	16,844,698
Net Income	$ 10,860	$ 0	0	10,860	0
Other Comprehensive Loss, Net of Tax	351	0	0	0	351
Cash Dividends ($0.0400 and $0.0300 per share for June 30, 2016 and December 31, 2015, respectively)	(2,884)	0	0	(2,884)	0
Repurchase of Common Stock	0	$ 0	0	0	0
Repurchase of Common Stock (in shares)		0
Stock Compensation Expense	1,196	$ 0	1,196	0	0
Impact of Transactions Under Compensation Plans, net	510	$ 2	508	0	0
Impact of Transactions Under Compensation Plans, net (in shares)		121,349
Balance at Sep. 30, 2017	$ 285,201	$ 170	$ 35,892	$ 275,013	$ (25,874)
Balance, Shares at Sep. 30, 2017	16,966,047	16,966,047

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREOWNERS' EQUITY (Parenthetical) - $ / shares	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Statement of Stockholders' Equity [Abstract]
Cash Dividends (in dollars per share)	$ 0.17	$ 0.12

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 10,860	$ 8,450
Adjustments to Reconcile Net Income to Cash Provided by Operating Activities:
Provision for Loan Losses	1,389	355
Depreciation	4,966	5,198
Amortization of Premiums, Discounts, and Fees (net)	4,928	4,642
Gain (Loss) on Extinguishment of Debt	0	(2,487)
Net Decrease (Increase) in Loans Held-for-Sale	3,086	1,122
Stock Compensation	1,196	743
Excess Tax Benefit From Share Based Compensation Operating Activities	(223)	0
Deferred Income Taxes	247	3,087
Loss on Sales and Write-Downs of Other Real Estate Owned	456	2,523
Loss on Sale or Disposal of Premises and Equipment	276	131
Net (Increase) Decrease in Other Assets	2,559	(6,610)
Net Increase in Other Liabilities	6,487	6,733
Net Cash Provided By Operating Activities	36,227	23,887
Securities Held to Maturity:
Purchases	(60,703)	(40,320)
Payments, Maturities, and Calls	53,031	37,495
Securities Available for Sale:
Purchases	(122,949)	(125,975)
Payments, Maturities, and Calls	130,997	74,450
Payments To Acquire Loans Held For Investment	(44,083)	0
Payments for (Proceeds from) Loans Receivable	(27,327)	(68,775)
Proceeds From Sales of Other Real Estate Owned	5,952	7,338
Purchases of Premises and Equipment, net	(3,052)	(3,696)
Net Cash Used In Investing Activities	(68,134)	(119,483)
CASH FLOWS FROM FINANCING ACTIVITIES
Net (Decrease) Increase in Deposits	(64,669)	12,258
Net Increase in Short-Term Borrowings	(3,020)	(50,023)
Repayments Of Subordinated Notes	0	(7,500)
Repayment of Other Long-Term Borrowings	(2,786)	(5,819)
Dividends Paid	(2,884)	(2,050)
Payments to Repurchase Common Stock	0	(6,312)
Issuance of Common Stock Under Compensation Plans	333	321
Net Cash (Used In) Provided By Financing Activities	(73,026)	(59,125)
NET DECREASE IN CASH AND CASH EQUIVALENTS	(104,933)	(154,721)
Cash and Cash Equivalents at Beginning of Period	296,047	378,905
Cash and Cash Equivalents at End of Period	191,114	224,184
Supplemental Cash Flow Disclosures:
Interest Paid, Net	2,825	2,422
Income Taxes Paid	4,044	(355)
Noncash Investing and Financing Activities:
Loans Transferred to Other Real Estate Owned	$ 2,024	$ 3,309

SIGNIFICANT ACCOUNTING POLICIES

SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SIGNIFICANT ACCOUNTING POLICIES	CAPITAL CITY BANK GROUP, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS NOTE 1 - SIGNIFICANT ACCOUNTING POLICIES Nature of Operations . Capital City Bank Group, Inc. (“CCBG” or the “Company”) provides a full range of banking and banking-related services to individual and corporate clients through its subsidiary, Capital City Bank, with banking offices located in Florida, Georgia, and Ala bama. The Company is subject to competition from other financial institutions, is subject to regulation by certain government agencies and undergoes periodic examinations by those regulatory authorities. Basis of Presentation . The consolidated financial statements in this Quarterly Report on Form 10-Q include the accounts of CCBG and its wholly-owned subsidiary, Capital City Bank (“CCB” or the “Bank” ). All material inter-company transactions and accounts have been eliminate d. Certain previously reported amounts have been reclassified to conform to the current year’s presentation. The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for i nterim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial stateme nts. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. The consolidated statement of financial condition at December 31, 2016 has been derived from the audited consolidated financial statements at that date , but does not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. For further information, r efer to the consolidated financial statements and footnotes thereto included in the Company’s annual report on Form 10-K for the year ended December 31, 2016 .

INVESTMENT SECURITIES

INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	NOTE 2 – INVESTMENT SECURITIES Investment Portfolio Composition . The amortized cost and related market value of investment securities available-for-sale and held-to-maturity were as follows: September 30, 2017 December 31, 2016 Amortized Unrealized Unrealized Market Amortized Unrealized Unrealized Market Cost Gains Losses Value Cost Gain Losses Value Available for Sale U.S. Government Treasury $ 257,635 $ 32 $ 869 $ 256,798 $ 286,867 $ 262 $ 851 $ 286,278 U.S. Government Agency 147,550 729 290 147,989 131,489 495 344 131,640 States and Political Subdivisions 95,869 175 54 95,990 95,197 23 381 94,839 Mortgage-Backed Securities 1,218 114 - 1,332 1,312 118 - 1,430 Equity Securities (1) 8,737 - - 8,737 8,547 - - 8,547 Total $ 511,009 $ 1,050 $ 1,213 $ 510,846 $ 523,412 $ 898 $ 1,576 $ 522,734 Held to Maturity U.S. Government Treasury $ 93,309 $ 2 $ 183 $ 93,128 $ 119,131 $ 107 $ 81 $ 119,157 States and Political Subdivisions 7,051 31 2 7,080 8,175 1 38 8,138 Mortgage-Backed Securities 83,902 55 642 83,315 50,059 29 637 49,451 Total $ 184,262 $ 88 $ 827 $ 183,523 $ 177,365 $ 137 $ 756 $ 176,746 Total Investment Securities $ 695,271 $ 1,138 $ 2,040 $ 694,369 $ 700,777 $ 1,035 $ 2,332 $ 699,480 (1) Includes Federal Home Loan Bank, Federal Reserve Bank, and FNBB, Inc . stock recorded at cost of $3. 2 million, $4.8 million, and $0. 8 million, respectively, at September 30, 2017 and $3 .3 million, $4.8 million, and $0. 5 million, respectively, at December 31, 2016 . Securities with an amortized cost of $ 214.3 million and $332.7 million at September 30, 2017 and December 31, 2016 , respectively, were pledged to secure public deposits and for other purposes. The Bank, as a member of the Federal Home Loan Bank of Atlanta (“FHLB”), is required to own capital stock in the FHLB based generally upon the balances of residential and commercial real estate loans, and FHLB advances. FHLB stock which is included in equity securities is pledged to secure FHLB advances. No ready ma rket exists for this stock, and it has no quoted market value; however, redemption of this stock has historically been at par value. As a member of the Federal Reserve Bank of Atlanta, the Bank is required to maintain stock in the Federal Reserve Bank of Atlanta based on a specified ratio relative to the Bank’s capital. Federal Reserve Bank stock is carried at cost . Maturity Distribution . At September 30, 2017 , the Company's investment securities had the following maturity distribution based on contractual maturity. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations. Mortgage-backed securities and certain amorti zing U.S. government agency securities are shown separately because they are not due at a certain maturity date. Available for Sale Held to Maturity (Dollars in Thousands) Amortized Cost Market Value Amortized Cost Market Value Due in one year or less $ 138,454 $ 138,421 $ 63,439 $ 63,370 Due after one through five years 253,590 252,720 36,922 36,838 Mortgage-Backed Securities 1,217 1,332 83,901 83,315 U.S. Government Agency 109,011 109,636 - - Equity Securities 8,737 8,737 - - Total $ 511,009 $ 510,846 $ 184,262 $ 183,523 Unrealized Losses on Investment Securities. The following table summarizes the investment securities with unrealized losses aggregated by major security type and length of time in a continuous unrealized loss position: Less Than Greater Than 12 Months 12 Months Total Market Unrealized Market Unrealized Market Unrealized (Dollars in Thousands) Value Losses Value Losses Value Losses September 30, 2017 Available for Sale U.S. Government Treasury $ 191,720 $ 759 $ 9,981 $ 110 $ 201,701 $ 869 U.S. Government Agency 34,775 126 17,853 164 52,628 290 States and Political Subdivisions 23,031 22 5,129 32 28,160 54 Total 249,526 907 32,963 306 282,489 1,213 Held to Maturity U.S. Government Treasury 83,173 183 - - 83,173 183 States and Political Subdivisions 504 2 - - 504 2 Mortgage-Backed Securities 47,159 579 4,373 63 51,532 642 Total $ 130,836 $ 764 $ 4,373 $ 63 $ 135,209 $ 827 December 31, 2016 Available for Sale U.S. Government Treasury $ 116,704 $ 851 $ - $ - $ 116,704 $ 851 U.S. Government Agency 48,520 310 6,699 34 55,219 344 States and Political Subdivisions 81,521 380 294 1 81,815 381 Mortgage-Backed Securities 3 - - - 3 - Total 246,748 1,541 6,993 35 253,741 1,576 Held to Maturity U.S. Government Treasury 35,210 81 - - 35,210 81 States and Political Subdivisions 7,491 38 - - 7,491 38 Mortgage-Backed Securities 36,710 599 4,010 38 40,720 637 Total $ 79,411 $ 718 $ 4,010 $ 38 $ 83,421 $ 756 Management evaluates securities for other than temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Declines in the fair value of available-for-sale (“AFS”) and held-to-maturity (“HTM”) securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, the Company considers, (i) whether it has decided to sell the security, (ii) whether it is more likely than not that the Company will have to sell the security before its market value recovers, and (iii) whether the present value of expected cash flows is sufficient to recover the entire amortized cost basis. When assessing a security’s expected cash flows, the Company considers, among other things, (i) the length of time and the extent to which the fair value has been less than cost and (ii) the financial condition and near-term prospects of the issuer. In analyzing an issuer’s financia l condition, management considers whether the securities are issued by the federal government or its agencies, whether downgrades by rating agencies have occurred, regulatory issues, and analysts’ reports. At September 30, 2017 , there were 266 positions (combi ned AFS and HTM) with unrealized losses totaling $2.0 million. 58 of these positions were U.S. government treasury securities guaranteed by the U.S. government. 103 of these positions were U.S. government agency and mortgage-backed securities issued by U.S . government sponsored entities. Because the declines in the market value of these securities are attributable to changes in interest rates and not credit quality and because the Company has the present ability and intent to hold these investments until t here is a recovery in fair value, which may be at maturity, the Company does not consider these investments to be other-than-temporarily impaired at September 30, 2017 .

LOANS, NET

LOANS, NET	9 Months Ended
	Sep. 30, 2017
Receivables [Abstract]
LOANS, NET	NOTE 3 – LOANS, NET Loan Portfolio Composition . The composition of the loan portfolio was as foll ows: (Dollars in Thousands) September 30, 2017 December 31, 2016 Commercial, Financial and Agricultural $ 215,963 $ 216,404 Real Estate – Construction 67,813 58,443 Real Estate – Commercial Mortgage 527,331 503,978 Real Estate – Residential (1) 315,583 281,509 Real Estate – Home Equity 228,499 236,512 Consumer 275,149 264,443 Loans, Net of Unearned Income $ 1,630,338 $ 1,561,289 (1) Includes loans in process with outstanding balances of $ 10.9 million and $ 9.6 million at September 30, 2017 and December 31, 2016 , respectively. Net deferred costs included in loans were $ 0.7 million at September 30, 2017 and $0.5 million at December 31, 2016 . The Company has pledged a blanket floating lien on all 1-4 family residential mortgage loans, commercial real estate mortgage loans, and home equity loans to support available borrowing capacity at the FHLB of Atlanta and has pledged a blanket floating lien on all consumer loans, commercial loans, and construction loans to support available borrowing capacity at the Federal Reserve Bank of Atlan ta. Nonaccrual Loans . Loans are generally placed on nonaccrual status if principal or interest payments become 90 days past due and/or management deem s the collectability of the principal and/or interest to be doubtful. Loans are returned to accrual status when the principal and interest amounts contractually due are brought current or when future payments are reasonably assured. The following table p resents the recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans. September 30, 2017 December 31, 2016 (Dollars in Thousands) Nonaccrual 90 + Days Nonaccrual 90 + Days Commercial, Financial and Agricultural $ 41 $ - $ 468 $ - Real Estate – Construction 362 - 311 - Real Estate – Commercial Mortgage 2,425 - 3,410 - Real Estate – Residential 2,350 - 2,330 - Real Estate – Home Equity 1,108 - 1,774 - Consumer 272 - 240 - Total Nonaccrual Loans $ 6,558 $ - $ 8,533 $ - Loan Portfolio Aging. A loan is defined as a past due loan when one full payment is past due or a contractual maturity is over 30 days past due (“DPD”). The following table presents the aging of the recorded investment in accruing past due loans by class of loans. 30-59 60-89 90 + Total Total Total (Dollars in Thousands) DPD DPD DPD Past Due Current Loans (1) September 30, 2017 Commercial, Financial and Agricultural $ 249 $ 584 $ - $ 833 $ 215,089 $ 215,963 Real Estate – Construction - 5 - 5 67,446 67,813 Real Estate – Commercial Mortgage 1,277 168 - 1,445 523,461 527,331 Real Estate – Residential 374 754 - 1,128 312,105 315,583 Real Estate – Home Equity 455 1 - 456 226,935 228,499 Consumer 1,266 554 - 1,820 273,057 275,149 Total Past Due Loans $ 3,621 $ 2,066 $ - $ 5,687 $ 1,618,093 $ 1,630,338 December 31, 2016 Commercial, Financial and Agricultural $ 209 $ 48 $ - $ 257 $ 215,679 $ 216,404 Real Estate – Construction 949 282 - 1,231 56,901 58,443 Real Estate – Commercial Mortgage 835 1 - 836 499,732 503,978 Real Estate – Residential 1,199 490 - 1,689 277,490 281,509 Real Estate – Home Equity 577 51 - 628 234,110 236,512 Consumer 1,516 281 - 1,797 262,406 264,443 Total Past Due Loans $ 5,285 $ 1,153 $ - $ 6,438 $ 1,546,318 $ 1,561,289 (1) Total Loans include nonaccrual loans Allowance for Loan Losses . The allowance for loan losses is a reserve established through a provision for loan losses charged to expense, which represents management’s best estimate of incurred losses within the existing portfolio of loans. Loans are charged-off to the allowance when losses are deemed to be probable and reasonably quantifiable. The following table details the activity in the allowance for loan losses by portfolio class. Allocation of a portion of the allowance to one category of lo ans does not preclude its availability to absorb losses in other categories. Commercial, Real Estate Financial, Real Estate Commercial Real Estate Real Estate (Dollars in Thousands) Agricultural Construction Mortgage Residential Home Equity Consumer Total Three Months Ended September 30, 2017 Beginning Balance $ 1,095 $ 114 $ 3,825 $ 3,384 $ 2,524 $ 2,300 $ 13,242 Provision for Loan Losses 208 (26) 286 (32) (103) 157 490 Charge-Offs (276) - (94) (125) (50) (455) (1,000) Recoveries 79 50 69 60 84 265 607 Net Charge-Offs (197) 50 (25) (65) 34 (190) (393) Ending Balance $ 1,106 $ 138 $ 4,086 $ 3,287 $ 2,455 $ 2,267 $ 13,339 Nine Months Ended September 30, 2017 Beginning Balance $ 1,198 $ 168 $ 4,315 $ 3,445 $ 2,297 $ 2,008 $ 13,431 Provision for Loan Losses 401 (80) 264 (348) 148 1,004 1,389 Charge-Offs (693) - (643) (285) (142) (1,616) (3,379) Recoveries 200 50 150 475 152 871 1,898 Net Charge-Offs (493) 50 (493) 190 10 (745) (1,481) Ending Balance $ 1,106 $ 138 $ 4,086 $ 3,287 $ 2,455 $ 2,267 $ 13,339 Three Months Ended September 30, 2016 Beginning Balance $ 1,048 $ 126 $ 4,389 $ 3,835 $ 2,391 $ 1,888 $ 13,677 Provision for Loan Losses 163 (3) 224 (324) (307) 247 - Charge-Offs (143) - (5) (96) (51) (479) (774) Recoveries 199 - 45 139 237 221 841 Net Charge-Offs 56 - 40 43 186 (258) 67 Ending Balance $ 1,267 $ 123 $ 4,653 $ 3,554 $ 2,270 $ 1,877 $ 13,744 Nine Months Ended September 30, 2016 Beginning Balance $ 905 $ 101 $ 4,498 $ 4,409 $ 2,473 $ 1,567 $ 13,953 Provision for Loan Losses 559 22 71 (1,030) (168) 901 355 Charge-Offs (484) - (279) (779) (412) (1,356) (3,310) Recoveries 287 - 363 954 377 765 2,746 Net Charge-Offs (197) - 84 175 (35) (591) (564) Ending Balance $ 1,267 $ 123 $ 4,653 $ 3,554 $ 2,270 $ 1,877 $ 13,744 The following table details the amount of the allowance for loan losses by portfolio class disaggregated on the basis of the Company’s impairment methodology. Commercial, Real Estate Financial, Real Estate Commercial Real Estate Real Estate (Dollars in Thousands Agricultural Construction Mortgage Residential Home Equity Consumer Total September 30, 2017 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 88 $ 24 $ 1,846 $ 1,196 $ 454 $ 3 $ 3,611 Loans Collectively Evaluated for Impairment 1,018 114 2,240 2,091 2,001 2,264 9,728 Ending Balance $ 1,106 $ 138 $ 4,086 $ 3,287 $ 2,455 $ 2,267 $ 13,339 December 31, 2016 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 80 $ - $ 2,038 $ 1,561 $ 335 $ 6 $ 4,020 Loans Collectively Evaluated for Impairment 1,118 168 2,277 1,884 1,962 2,002 9,411 Ending Balance $ 1,198 $ 168 $ 4,315 $ 3,445 $ 2,297 $ 2,008 $ 13,431 September 30, 2016 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 132 $ - $ 2,124 $ 1,669 $ 276 $ 7 $ 4,208 Loans Collectively Evaluated for Impairment 1,135 123 2,529 1,885 1,994 1,870 9,536 Ending Balance $ 1,267 $ 123 $ 4,653 $ 3,554 $ 2,270 $ 1,877 $ 13,744 The Company’s recorded investment in loans related to each balance in the allowance for loan losses by portfolio class and disaggregated on the basis of the Company’s impairment methodology was as follows: Commercial, Real Estate Financial, Real Estate Commercial Real Estate Real Estate (Dollars in Thousands) Agricultural Construction Mortgage Residential Home Equity Consumer Total September 30, 2017 Individually Evaluated for Impairment $ 847 $ 363 $ 20,716 $ 13,258 $ 2,915 $ 132 $ 38,231 Collectively Evaluated for Impairment 215,116 67,450 506,615 302,325 225,584 275,017 1,592,107 Total $ 215,963 $ 67,813 $ 527,331 $ 315,583 $ 228,499 $ 275,149 $ 1,630,338 December 31, 2016 Individually Evaluated for Impairment $ 1,042 $ 247 $ 23,855 $ 15,596 $ 3,375 $ 174 $ 44,289 Collectively Evaluated for Impairment 215,362 58,196 480,123 265,913 233,137 264,269 1,517,000 Total $ 216,404 $ 58,443 $ 503,978 $ 281,509 $ 236,512 $ 264,443 $ 1,561,289 September 30, 2016 Individually Evaluated for Impairment $ 949 $ - $ 20,794 $ 16,457 $ 2,776 $ 186 $ 41,162 Collectively Evaluated for Impairment 222,329 54,107 476,981 270,611 232,657 259,665 1,516,350 Total $ 223,278 $ 54,107 $ 497,775 $ 287,068 $ 235,433 $ 259,851 $ 1,557,512 Impaired Loans . Loans are deemed to be impaired when, based on current information and events, it is probable that the Company will not be able to collect all amounts due (principal and interest payments), according to the contractual terms of the loan agreement. Loans , for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. The following table presents loans individually evaluated for impairment by class of loans. Unpaid Recorded Recorded Principal Investment Investment Related (Dollars in Thousands) Balance With No Allowance With Allowance Allowance September 30, 2017 Commercial, Financial and Agricultural $ 847 $ 122 $ 725 $ 88 Real Estate – Construction 363 298 65 24 Real Estate – Commercial Mortgage 20,716 2,141 18,575 1,846 Real Estate – Residential 13,258 1,962 11,296 1,196 Real Estate – Home Equity 2,915 902 2,013 454 Consumer 132 58 74 3 Total $ 38,231 $ 5,483 $ 32,748 $ 3,611 December 31, 2016 Commercial, Financial and Agricultural $ 1,042 $ 565 $ 477 $ 80 Real Estate – Construction 247 - 247 - Real Estate – Commercial Mortgage 23,855 8,954 14,901 2,038 Real Estate – Residential 15,596 2,509 13,087 1,561 Real Estate – Home Equity 3,375 1,871 1,504 335 Consumer 174 65 109 6 Total $ 44,289 $ 13,964 $ 30,325 $ 4,020 The following table summarizes the average recorded investment and interest income recognized by class of impaired loans. Three Months Ended September 30, Nine Months Ended September 30, 2017 2016 2017 2016 Average Total Average Total Average Total Average Total Recorded Interest Recorded Interest Recorded Interest Recorded Interest (Dollars in Thousands) Investment Income Investment Income Investment Income Investment Income Commercial, Financial and Agricultural $ 963 $ 12 $ 871 $ 12 $ 1,051 $ 35 $ 847 $ 37 Real Estate – Construction 363 - - - 334 2 24 - Real Estate – Commercial Mortgage 21,109 219 20,692 203 22,283 662 20,757 658 Real Estate – Residential 14,068 162 17,091 197 14,608 516 17,743 602 Real Estate – Home Equity 3,114 28 2,824 29 3,280 81 3,001 84 Consumer 136 2 196 2 148 6 215 7 Total $ 39,753 $ 423 $ 41,674 $ 443 $ 41,704 $ 1,302 $ 42,587 $ 1,388 Credit Risk Management . The Company has adopted comprehensive lending policies, underwriting standards and loan review procedures designed to maximize loan income within an acceptable level of risk. Management and the Board of Directors review and approve these policies and pr ocedures on a regular basis (at least annually). Reporting systems are used to monitor loan originations, loan quality, concentrations of credit, loan delinquencies and nonperforming loans and potential problem loans. Management and th e Credit Risk Oversight Committee periodically review our lines of business to monitor asset quality trends and the appropriateness of credit policies. In addition, total borrower exposure limits are established and concentration risk is monitored. As pa rt of this process, the overall composition of the portfolio is reviewed to gauge diversification of risk, client concentrations, industry group, loan type, geographic area, or other relevant classifications of loans. Specific segments of the loan portfol io are monitored and reported to the Board on a quarterly basis and have strategic plans in place to supplement Board approved credit policies governing exposure limits and underwriting standards. Detailed below are the types of loans within the Company’s loan portfolio and risk characteristics unique to each. Commercial, Financial, and Agricultural – Loans in this category are primarily made based on identified cash flows of the borrower with consideration given to underlying collateral and person al or other guarantees. Lending policy establishes debt service coverage ratio limits that require a borrower’s cash flow to be sufficient to cover principal and interest payments on all new and existing debt. The majority of these loans are secured by t he assets being financed or other business assets such as accounts receivable, inventory, or equipment. Collateral values are determined based upon third party appraisals and evaluations. Loan to value ratios at origination are governed by established po licy guidelines. Real Estate Construction – Loans in this category consist of short-term construction loans, revolving and non-revolving credit lines and construction/permanent loans made to individuals and investors to finance the acquisition, developm ent, construction or rehabilitation of real property. These loans are primarily made based on identified cash flows of the borrower or project and generally secured by the property being financed, including 1-4 family residential properties and commercial properties that are either owner-occupied or investment in nature. These properties may include either vacant or improved property. Construction loans are generally based upon estimates of costs and value associated with the completed project. Collater al values are determined based upon third party appraisals and evaluations. Loan to value ratios at origination are governed by established policy guidelines. The disbursement of funds for construction loans is made in relation to the progress of the pro ject and as such these loans are closely monitored by on-site inspections. Real Estate Commercial Mortgage – Loans in this category consists of commercial mortgage loans secured by property that is either owner-occupied or investment in nature. T hese loans are primarily made based on identified cash flows of the borrower or project with consideration given to underlying real estate collateral and personal guarantees. Lending policy establishes debt service coverage ratios and loan to value ratios specific to the property type. Collateral values are determined based upon third party appraisals and evaluations. Real Estate Residential – Residential mortgage loans held in the Company’s loan portfolio are made to borrowers that demonstrate the ab ility to make scheduled payments with full consideration to underwriting factors such as current income, employment status, current assets, and other financial resources, credit history, and the value of the collateral. Collateral consists of mortgage lie ns on 1-4 family residential properties. Collateral values are determined based upon third party appraisals and evaluations. The Company does not originate sub-prime loans. Real Estate Home Equity – Home equity loans and lines are made to qualified in dividuals for legitimate purposes generally secured by senior or junior mortgage liens on owner-occupied 1-4 family homes or vacation homes. Borrower qualifications include favorable credit history combined with supportive income and debt ratio requiremen ts and combined loan to value ratios within established policy guidelines. Collateral values are determined based upon third party appraisals and evaluations. Consumer Loans – This loan portfolio includes personal installment loans, direct and indirec t automobile financing, and overdraft lines of credit. The majority of the consumer loan portfolio consists of indirect and direct automobile loans. Lending policy establishes maximum debt to income ratios, minimum credit scores, and includes guidelines for verification of applicants’ income and receipt of credit reports. Credit Quality Indicators . As part of the ongoing monitoring of the Company’s loan portfolio quality, management categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment performance, credit documentation, and current economic/market trends, among other factors. Risk ratings are assigned to each loan and revised as needed through established monitoring procedures for individual loan relationships over a predetermined amount and review of smaller balance homogenous loan pools. The Company uses the definitions noted below for categorizing and managing its criticized loans. Loans categorized as “Pass” do not meet the criteria set forth for the Special Mention, Substandard, or Doubtful categories and are not considered criticized. Special Mention – Loans in this category are presently protected from loss, but weaknesses are apparent which, if not corrected, could cause future problems. Loans in this category may not meet required underwriting criteria and have no mitigating factors. More than the ordinary amount of attention is warranted for these loans. Substandard – Loans in this category exhibit well-defined weaknesses that would typically bring normal repayment into jeopardy. These loans are no longer adequately protected due to well-defined weaknesses that affect the repayment capacity of the borrower. The possibility of loss is much more evident and above average supervision is required for these loans. Doubtful – Loans in this category have all the weaknesses inherent in a loan categorized as Substandard, with the characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The following table presents the risk category of loans by segment. Commercial, Financial, Total Criticized (Dollars in Thousands) Agriculture Real Estate Consumer Loans September 30, 2017 Special Mention $ 9,277 $ 16,105 $ 317 $ 25,699 Substandard 1,322 34,367 856 36,545 Doubtful - - - - Total Criticized Loans $ 10,599 $ 50,472 $ 1,173 $ 62,244 December 31, 2016 Special Mention $ 3,300 $ 23,183 $ 216 $ 26,699 Substandard 1,158 39,800 549 41,507 Doubtful - - - - Total Criticized Loans $ 4,458 $ 62,983 $ 765 $ 68,206 Troubled Debt Restructurings (“TDRs”) . TDRs are loans in which the borrower is experiencing financial difficulty and the Company has granted an economic concession to the borrower that it would not otherwise consider. In these instances, as part of a work-out alternative, the Company will make concessions including the extension of the loan term, a principal moratorium, a reduction in the interest rate, or a combination thereof. The impact of the TDR modifications and defaults are factored into the al lowance for loan losses on a loan-by-loan basis as all TDRs are, by definition, impaired loans. Thus, specific reserves are established based upon the results of either a discounted cash flow analysis or the underlying collateral value, if the loan is dee med to be collateral dependent. A TDR classification can be removed if the borrower’s financial condition improves such that the borrower is no longer in financial difficulty, the loan has not had any forgiveness of principal or interest, and the loan is subsequently refinanced or restructured at market terms and qualifies as a new loan. The following table presents loans classified as TDRs. September 30, 2017 December 31, 2016 (Dollars in Thousands) Accruing Nonaccruing Accruing Nonaccruing Commercial, Financial and Agricultural $ 826 $ 21 $ 772 $ 40 Real Estate – Construction - 65 - - Real Estate – Commercial Mortgage 18,460 1,061 20,673 1,259 Real Estate – Residential 11,494 991 13,969 444 Real Estate – Home Equity 2,515 187 2,647 - Consumer 132 - 172 - Total TDRs $ 33,427 $ 2,325 $ 38,233 $ 1,743 Loans classified as TDRs during the periods indicated are presented in the table below. The modifications made during the reporting period involved either an extension of the loan term, an interest rate adjustment, or a principal moratorium, and the financial impact of these m odifications was not material. Three Months Ended September 30, Nine Months Ended September 30, 2017 2017 Pre- Post- Pre- Post- Number Modified Modified Number Modified Modified of Recorded Recorded of Recorded Recorded (Dollars in Thousands) Contracts Investment Investment Contracts Investment Investment Commercial, Financial and Agricultural 1 $ 32 $ 22 1 $ 32 $ 22 Real Estate – Construction - - - 1 64 65 Real Estate – Commercial Mortgage 1 160 70 1 160 70 Real Estate – Residential 1 101 102 2 316 283 Real Estate – Home Equity 3 149 147 4 205 203 Consumer - - - - - - Total TDRs 6 $ 442 $ 341 9 $ 777 $ 643 Three Months Ended September 30, Nine Months Ended September 30, 2016 2016 Pre- Post- Pre- Post- Number Modified Modified Number Modified Modified of Recorded Recorded of Recorded Recorded (Dollars in Thousands) Contracts Investment Investment Contracts Investment Investment Commercial, Financial and Agricultural - $ - $ - - $ - $ - Real Estate – Construction - - - - - - Real Estate – Commercial Mortgage - - - 1 332 332 Real Estate – Residential - - - 6 589 590 Real Estate – Home Equity 1 17 17 5 205 206 Consumer - - - - - - Total TDRs 1 $ 17 $ 17 12 $ 1,126 $ 1,128 For the three and nine months ended September 30, 2017, there were no loans modified as TDRs within the previous 12 months that have substantially defaulted. For the three and nine months ended September 30, 2016, loans modified as TDRs within the p revious 12 months that have substantially defaulted during periods indicated are presented in the table below . Three Months Ended September 30, Nine Months Ended September 30, 2017 2017 Number Post-Modified Number Post-Modified of Recorded of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Commercial, Financial and Agricultural - $ - - $ - Real Estate – Construction - - - - Real Estate – Commercial Mortgage - - - - Real Estate – Residential - - - - Real Estate – Home Equity - - - - Consumer - - - - Total TDRs - $ - - $ - Three Months Ended September 30, Nine Months Ended September 30, 2016 2016 Number Post-Modified Number Post-Modified of Recorded of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Commercial, Financial and Agricultural - $ - - $ - Real Estate – Construction - - - - Real Estate – Commercial Mortgage - - - - Real Estate – Residential - - 1 98 Real Estate – Home Equity - - 1 3 Consumer - - 1 35 Total TDRs - $ - 3 $ 136 (1) Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable. The following table provides information on how TDRs were modified during the periods indicated. Three Months Ended September 30, Nine Months Ended September 30, 2017 2017 Number of Recorded Number of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Extended amortization 1 $ 70 1 $ 70 Interest rate adjustment - - 3 302 Extended amortization and interest rate adjustment 4 249 4 249 Other 1 22 1 22 Total TDRs 6 $ 341 9 $ 643 Three Months Ended September 30, Nine Months Ended September 30, 2016 2016 Number of Recorded Number of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Extended amortization 1 $ 17 2 $ 107 Interest rate adjustment - - - - Extended amortization and interest rate adjustment - - 10 1,021 Total TDRs 1 $ 17 12 $ 1,128 (1) Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable.

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	9 Months Ended
	Sep. 30, 2017
Other Real Estate [Abstract]
Other Real Estate Owned	NOTE 4 – OTHER REAL ESTATE OWNED The following table presents other real estate owned activity for the periods indicated. Three Months Ended September 30, Nine Months Ended September 30, (Dollars in Thousands) 2017 2016 2017 2016 Beginning Balance $ 7,968 $ 14,622 $ 10,638 $ 19,290 Additions 339 890 2,024 3,309 Valuation Write-downs (350) (397) (1,118) (1,910) Sales (1,970) (2,377) (5,291) (7,951) Other - - (266) - Ending Balance $ 5,987 $ 12,738 $ 5,987 $ 12,738 Net expenses applicable to other real estate owned include the following: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in Thousands) 2017 2016 2017 2016 Gains from the Sale of Properties $ (711) $ (70) $ (980) $ (364) Losses from the Sale of Properties 123 216 318 977 Rental Income from Properties (19) (34) (73) (66) Property Carrying Costs 139 312 397 849 Valuation Adjustments 350 397 1,118 1,910 Total $ (118) $ 821 $ 780 $ 3,306 As of September 30, 2017 , the Company had $ 0.8 million of loans secured by residential real estate in the process of foreclosure .

EMPLOYEE BENEFIT PLANS

EMPLOYEE BENEFIT PLANS	9 Months Ended
	Sep. 30, 2017
Compensation and Retirement Disclosure [Abstract]
EMPLOYEE BENEFIT PLANS	NOTE 5 - EMPLOYEE BENEFIT PLANS The Company has a defined benefit pension plan covering substantially all full-time and eligible part-time associates and a Supplemental Executive Retirement Plan (“SERP”) covering its executive officers. The components of the net periodic benefit cost for the Company's qualified benefit pension plan were as follows: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in Thousands) 2017 2016 2017 2016 Service Cost $ 1,688 $ 1,613 $ 5,064 $ 4,839 Interest Cost 1,437 1,397 4,312 4,191 Expected Return on Plan Assets (2,006) (1,934) (6,019) (5,802) Prior Service Cost Amortization 56 69 167 207 Net Loss Amortization 953 801 2,859 2,403 Net Periodic Benefit Cost $ 2,128 $ 1,946 $ 6,383 $ 5,838 Discount Rate 4.21% 4.52% 4.21% 4.52% Long-term Rate of Return on Assets 7.25% 7.50% 7.25% 7.50% The components of the net periodic benefit cost for the Company's SERP were as follows: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in Thousands) 2017 2016 2017 2016 Interest Cost $ 48 $ 40 $ 143 $ 120 Net Loss Amortization 149 190 448 570 Net Periodic Benefit Cost $ 197 $ 230 $ 591 $ 690 Discount Rate 3.92% 4.13% 3.92% 4.13%

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	NOTE 6 - COMMITMENTS AND CONTINGENCIES Lending Commitments . The Company is a party to financial instruments with off-balance sheet risks in the normal course of business to meet the financing needs of its clients. These financial instruments consist of commitments to extend credit and standby letters of credit. The Company’s maximum exposure to credit loss under standby letters of credit and commitments to extend credit is represented by the contractual amount of those instruments. The Compa ny uses the same credit policies in establishing commitments and issuing letters of credit as it does for on-balance sheet instruments. The amounts associated with the Company’s off-balance sheet obligations were as follows: September 30, 2017 December 31, 2016 (Dollars in Thousands) Fixed Variable Total Fixed Variable Total Commitments to Extend Credit (1) $ 90,441 $ 376,864 $ 467,305 $ 69,993 $ 332,420 $ 402,413 Standby Letters of Credit 4,676 - 4,676 4,768 - 4,768 Total $ 95,117 $ 376,864 $ 471,981 $ 74,761 $ 332,420 $ 407,181 (1) Commitments include unfunded loans, revolving lines of credit, and other unused commitments. Commitments to extend credit are agreements to lend to a client so long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Standby letters of credit are conditional commitments issued by the Company to guarantee th e performance of a client to a third party. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities. In general, management does not anticipate any material losses as a result of particip ating in these types of transactions. However, any potential losses arising from such transactions are reserved for in the same manner as management reserves for its other credit facilities. For both on- and off-balance sheet financial instruments, the C ompany requires collateral to support such instruments when it is deemed necessary. The Company evaluates each client’s creditworthiness on a case-by-case basis. The amount of collateral obtained upon extension of credit is based on management’s credit e valuation of the counterparty. Collateral held varies, but may include deposits held in financial institutions; U.S. Treasury securities; other marketable securities; real estate; accounts receivable; property, plant and equipment; and inventory. Contingencies . The Company is a party to lawsuits and claims arising out of the normal course of business. In management's opinion, there are no known pending claims or litigation, the outcome of which would, individually or in the aggregate, have a material effect on the consolidated results of operations, financial position, or cash flows of the Company. Indemnification Obligation . The Company is a member of the Visa U.S.A. network. Visa U.S.A member banks are required to indemnify it for potenti al future settlement of certain litigation (the “Covered Litigation”) that relates to several antitrust lawsuits challenging the practices of Visa and MasterCard International. In 2008, the Company, as a member of the Visa U.S.A. network, obtained Class B shares of Visa, Inc. upon its initial public offering. Since its initial public offering, Visa, Inc. has funded a litigation reserve for the Covered Litigation resulting in a reduction in the Class B shares held by the Company. During the first quarter of 2011, the Company sold its remaining Class B shares resulting in a $3.2 million pre-tax gain. Associated with this sale, the Company entered into a swap contract with the purchaser of the shares that requires a payment to the counterparty in the event that Visa, Inc. makes subsequent revisions to the conversion ratio for its Class B shares. Fixed charges included in the swap liability are payable quarterly until the litigation reserve is fully liquidated and at which time the aforementioned swap contra ct will be terminated. Quarterly fixed payments approximate $ 89 ,000. Conversion ratio payments and ongoing fixed quarterly charges are reflected in earnings in the period incurred.

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	9 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	NOTE 7 – FAIR VALUE MEASUREMENTS The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. In estimating fair value, the Company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. Such valuation techn iques are consistently applied. Inputs to valuation techniques include the assumptions that market participants would use in pricing an asset or liability. ASC Topic 820 establishes a fair value hierarchy for valuation inputs that gives the highest prior ity to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1 Inputs - Unadjusted quoted prices in active markets for identical assets or liabili ties that the reporting entity has the ability to access at the measurement date . Level 2 Inputs - Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quote d prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rate s, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from, or corroborated, by market data by correlation or other means . Level 3 Inputs - Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity's own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. Assets and Liabilities Measured at Fair Value on a Recurring Basis Securities Available for Sale. U.S. Treasury securities are reported at fair value utilizing Level 1 inputs. Other securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer q uotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, credit information and the bond’s terms and conditions, among other things. In general, the Company does not purchase securities that have a compl icated structure. The Company’s entire portfolio consists of traditional investments, nearly all of which are U.S. Treasury obligations, federal agency bullet or mortgage pass-through securities, or general obligation or revenue based municipal bonds. Pr icing for such instruments is easily obtained. From time to time, the Company will validate, on a sample basis, prices supplied by the independent pricing service by comparison to prices obtained from third-party sources or derived using internal models. Fair Value Swap . The Company entered into a stand-alone derivative contract with the purchaser of its Visa Class B shares. The valuation represents the amount due and payable to the counterparty based upon the revised share conversion rate, if any, duri ng the period. At September 30, 2017 , there were no amounts payable. A summary of fair values for assets and liabilities consisted of the following: Level 1 Level 2 Level 3 Total Fair (Dollars in Thousands) Inputs Inputs Inputs Value September 30, 2017 Securities Available for Sale: U.S. Government Treasury $ 256,798 $ - $ - $ 256,798 U.S. Government Agency - 147,989 - 147,989 States and Political Subdivisions - 95,990 - 95,990 Mortgage-Backed Securities - 1,332 - 1,332 Equity Securities - 8,737 - 8,737 December 31, 2016 Securities Available for Sale: U.S. Government Treasury $ 286,278 $ - $ - $ 286,278 U.S. Government Agency - 131,640 - 131,640 States and Political Subdivisions - 94,839 - 94,839 Mortgage-Backed Securities - 1,430 - 1,430 Equity Securities - 8,547 - 8,547 Assets Measured at Fair Value on a Non-Recurring Basis Certain assets are measured at fair value on a non-recurring basis (i.e., the assets are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances). An example would be assets exhibiting evidence of impairment. The following is a description of valuation methodologies used for assets measured on a non-recurring basis. Impaired Loans . Impairment for collateral dependent loans is measured using the fair value of the collateral less selling costs. The fair value of collateral is determined by an independent valuation or professional appraisal in conformance with banking regulations. Collateral values are estimated using Level 3 inputs due to the volatility in the real estate market, and the judgmen t and estimation involved in the real estate appraisal process. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly. Valuation techniques are consistent with those techniques applied in prior periods. Impaired collateral dependent loans had a carrying value of $ 5.7 million with a valuation allowance of $ 0.7 million at September 30, 2017 and $ 6.3 million and $ 0 . 6 million, respectively , at December 31, 2016 . Loans Held for Sale . These loans are carried at the lower of cost or fair value and are adjusted to fair value on a non-recurring basis. Fair value is based on observable markets rates for comparable loan products, which is considered a Level 2 fair value measurement. Othe r Real Estate Owned . During the first nine months of 2017 , certain foreclosed assets, upon initial recognition, were measured and reported at fair value through a charge-off to the allowance for loan losses based on the fair value of the forec losed asset less estimated cost to sell. The fair value of the foreclosed asset is determined by an independent valuation or professional appraisal in conformance with banking regulations. On an ongoing basis, we obtain updated appraisals on foreclosed a ssets and realize valuation adjustments as necessary. The fair value of foreclosed assets is estimated using Level 3 inputs due to the judgment and estimation involved in the real estate valuation process. Assets and Liabilities Disclosed at Fair Value The Company is required to disclose the estimated fair value of financial instruments, both assets and liabilities, for which it is practical to estimate fair value and the following is a description of valuation methodologies used for those assets and l iabilities. Cash and Short-Term Investments. The carrying amount of cash and short-term investments is used to approximate fair value, given the short time frame to maturity and as such assets do not present unanticipated credit concerns. Securities He ld to Maturity . Securities held to maturity are valued in accordance with the methodology previously noted in this footnote under the caption “Assets and Liabilities Measured at Fair Value on a Recurring Basis – Securities Available for Sale”. Loans. The loan portfolio is segregated into categories and the fair value of each loan category is calculated using present value techniques based upon projected cash flows and estimated discount rates that reflect the credit, interest rate, and liquidity risk s inherent in each loan category. The calculated present values are then reduced by an allocation of the allowance for loan losses against each respective loan category. Deposits. The fair value of Noninterest Bearing Deposits, NOW Accounts, Money Marke t Accounts and Savings Accounts are the amounts payable on demand at the reporting date. The fair value of fixed maturity certificates of deposit is estimated using present value techniques and rates currently offered for deposits of similar remaining matu rities. Subordinated Notes Payable. The fair value of each note is calculated using present value techniques, based upon projected cash flows and estimated discount rates as well as rates being offered for similar obligations. Short-Term and Long-Term B orrowings. The fair value of each note is calculated using present value techniques, based upon projected cash flows and estimated discount rates as well as rates being offered for similar debt. A summary of estimated fair values of significant financial instruments consisted of the following: September 30, 2017 Carrying Level 1 Level 2 Level 3 (Dollars in Thousands) Value Inputs Inputs Inputs ASSETS: Cash $ 50,420 $ 50,420 $ - $ - Short-Term Investments 140,694 140,694 - - Investment Securities, Available for Sale 510,846 256,798 254,048 - Investment Securities, Held to Maturity 184,262 93,128 90,395 - Loans Held for Sale 7,800 - 7,800 - Loans, Net of Allowance for Loan Losses 1,616,999 - - 1,608,364 LIABILITIES: Deposits $ 2,347,617 $ - $ 2,280,468 $ - Short-Term Borrowings 6,777 - 6,808 - Subordinated Notes Payable 52,887 - 41,012 - Long-Term Borrowings 15,047 - 15,238 - December 31, 2016 Carrying Level 1 Level 2 Level 3 (Dollars in Thousands) Value Inputs Inputs Inputs ASSETS: Cash $ 48,268 $ 48,268 $ - $ - Short-Term Investments 247,779 247,779 - - Investment Securities, Available for Sale 522,734 286,278 236,456 - Investment Securities, Held to Maturity 177,365 119,157 57,589 - Loans Held for Sale 10,886 - 10,886 - Loans, Net of Allowance for Loan Losses 1,547,858 - - 1,543,576 LIABILITIES: Deposits $ 2,412,286 $ - $ 2,272,572 $ - Short-Term Borrowings 12,749 - 12,802 - Subordinated Notes Payable 52,887 - 42,024 - Long-Term Borrowings 14,881 - 15,122 - All non-financial instruments are excluded from the above table. The disclosures also do not include goodwill. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.

OTHER COMPREHENSIVE INCOME

OTHER COMPREHENSIVE INCOME	9 Months Ended
	Sep. 30, 2017
Equity [Abstract]
OTHER COMPREHENSIVE INCOME	NOTE 8 – OTHER COMPREHENSIVE INCOME The amounts allocated to other comprehensive income are presented in the table below. Reclassification adjustments related to securities held for sale are included in net gain /loss on securities transactions in the accompanying consolidated statements of comprehensive income. For the periods presented, reclassifications adjustments related to securities held for sale was not material. Before Tax Net of Tax (Expense) Tax (Dollars in Thousands) Amount Benefit Amount Three Months Ended September 30, 2017 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ (99) $ 38 $ (61) Amortization of losses on securities transferred from available for sale to held to maturity 19 (7) 12 Total Other Comprehensive Loss $ (80) $ 31 $ (49) Nine Months Ended September 30, 2017 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ 516 $ (200) $ 316 Amortization of losses on securities transferred from available for sale to held to maturity 57 (22) 35 Total Other Comprehensive Income $ 573 $ (222) $ 351 Accumulated other comprehensive loss was comprised of the following components: Accumulated Securities Other Available Retirement Comprehensive (Dollars in Thousands) for Sale Plans Loss Balance as of January 1, 2017 $ (583) $ (25,642) $ (26,225) Other comprehensive income during the period 351 - 351 Balance as of September 30, 2017 $ (232) $ (25,642) $ (25,874) Balance as of January 1, 2016 $ (127) $ (22,130) $ (22,257) Other comprehensive income during the period 980 - 980 Balance as of September 30, 2016 $ 853 $ (22,130) $ (21,277)

ACCOUNTING STANDARDS UPDATES

ACCOUNTING STANDARDS UPDATES	9 Months Ended
	Sep. 30, 2017
Accounting Standards Updates
ACCOUNTING STANDARDS UPDATES	NOTE 9 – ACCOUNTING STANDARDS UPDATES ASU 2014-09, “Revenue from Contracts with Customers (Topic 606).” ASU 2014-09 implements a common revenue standard that clarifies the principles for recognizing revenue. The core principle of ASU 2014-09 is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve that core princ iple, an entity should apply the following steps: (i) identify the contract(s) with a customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligat ions in the contract and (v) recognize revenue when (or as) the entity satisfies a performance obligation. A significant portion of the Company’s revenue is comprised of net interest income on financial instruments, which is explicitly excluded from the s cope of ASU 2014-09. In addition to interest income, the Company has various noninterest income revenue streams that the Company is in the process of assessing. The Company formed a revenue recognition working group that has completed its scoping and walk-through of noninterest income revenue streams. Amongst non-interest income revenue streams, mortgage banking fees are not in the scope of the standard. Management has substantially completed its detailed contract review for the r emaining revenue streams and is in the process of evaluating any impact on its financial statements . ASU 2014-09 is effective for the Company on January 1, 2018 and must be retrospectively applied. The Company expects to adopt the standard with a cumulative effect adjustment to opening retained earnings, if such adjustment is d eemed to be significant . ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Statements.” ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to th e significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. In addition, ASU 2016-13 amends the accounting for credit losses on available-for-sale debt sec urities and purchased financial assets with credit deterioration. ASU 2016-13 will be effective for the Company on January 1, 2020. The Company is currently evaluating the potential impact of ASU 2016-13 on its financial statements. ASU 2 01 7 -0 4 , “ Intang ibles – Goodwill and Other (Topic 350) .” ASU 201 7 -0 4 simplifies the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. Instead, under the amendments in this Update, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value; however, the loss recogn ized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, an entity should consider income tax effects from any tax deductible goodwill on the carrying amount of the reporting unit when measuring the goodwill impai rment loss, if applicable. ASU 2017-04 is effective for the Company on January 1, 2020 and is not expected to have a significant impact on its financial statements. ASU 2 017-05, “Other Income-Gains and Losses from the Derecognition of Nonfinancial Assets (Subtopic 610-20) - Clarifying the Scope of Asset Derecognition G uidance and Accounting for P artial S ales of N onfinancial A sset .” ASU 2017-05 clarifies the scope of Subtopic 610-20 and adds guidance for partial sales of nonfinancial assets, inc ludi ng partial sales of real estate. Historically , accounting principles generally accepted in the United States (“GAAP”) contained several different accounting models to e valuate whether the transfer of certain assets qualified for sale treatment. ASU 2017-0 5 reduces the number of potential accounting models that might apply and clarifies which model does apply in various circumstances. A SU 2017-05 is effective for the Company on January 1, 2018 and is not expected to have a significant impact on its financia l statements . ASU 2 01 7 -0 7 , “ Compensation – Retirement Benefits (Topic 715) .” ASU 201 7 -0 7 require s that an employer report the service cost component in the same line item or items as other compensation costs arising from services rendered by the pertinent employees during the period. The other components of net benefit cost as defined in paragraphs 71 5-30-35-4 and 715-60-35-9 are required to be presented in the income statement separately from the service cost component and outside a subtotal of income from operations, if one is presented. If a separate line item or items are used to present the other components of net benefit cost, that line item or items must be appropriately described. If a separate line item or items are not used, the line item or items used in the income statement to present the other components of net benefit cost must be disclose d . ASU 2017-0 7 is effective for the Company on January 1, 20 18 and is not expected to have a significant impact on its financial statements . ASU 2017-09, “Compensation – Stock Compensation (Topic 718).” ASU 2017-09 clarifies when to account for a change to the terms or conditions of a share-based payment award as a modification. Modification accounting is required only if the fair value, or calculated intrinsic value if it is used to measure the award, the vesting conditions, or the classification of the award as equity or liability changes as a result of the change in terms or conditions. ASU 2017-09 is effective for the Company on January 1, 2018 and is not expected to have a significant impact on its financial statements . ASU 2017-11 , “ Earnings Per Share (Topic 260), Distinguishing Liabilities from Equity (Topic 480), Derivatives and Hedging (Topic 815) .” ASU 2017-11 has two parts (i) Accounting for Certain Financial Instruments with Down Round Features and (ii) Replacement of the Indefinite Deferral for Mandatorily Redeemable Financial Instruments of Certain Nonpublic Entities and Certain Mandatorily Redeemable Noncontrolling Interests with a Scope Exception. Part (i) changes the classification analysis of certain equity-linked financial instruments with down round features. When determining whether certain financial instruments should be classified as liabilities or equity instruments, a down round feature no longer precludes equity classification when assessing whether the instrument is indexed to an entity’s own stock. The amendments also clarify existing disclosure requirements for equity-classified instruments . Part (ii) re-characterizes the indefinite deferral of certain provisions of Topic 480 that are now presented as pending continent in th e Codification, to a scope exception. Those amendments do not have an accounting effect. ASU 2017- 11 is effective for the Company on January 1, 201 9 and is not expected to have a significant impact on its financial statements . ASU 2017-12, “Derivatives and Hedging (Topic 815) .” ASU 2017-12 amends the hedge accounting recognition and presentation requirements in ASC 815. The amendments objectives are to (1) improve the transparency and understandability of information conveyed to financial statement users about an entity’s risk management activities by better aligning the entity’s financial reporting for hedging relationships with those risk management activities and (2) reduce the complexity of and to simplify the application of hedge accounting by p reparers. ASU 2017-12 is effective for the Company on January 1, 2019 and is not expected to have a significant impact on its financial statements .

SIGNIFICANT ACCOUNTING POLICI18

SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations	Nature of Operations . Capital City Bank Group, Inc. (“CCBG” or the “Company”) provides a full range of banking and banking-related services to individual and corporate clients through its subsidiary, Capital City Bank, with banking offices located in Florida, Georgia, and Ala bama. The Company is subject to competition from other financial institutions, is subject to regulation by certain government agencies and undergoes periodic examinations by those regulatory authorities.
Basis of Presentation	Basis of Presentation . The consolidated financial statements in this Quarterly Report on Form 10-Q include the accounts of CCBG and its wholly-owned subsidiary, Capital City Bank (“CCB” or the “Bank” ). All material inter-company transactions and accounts have been eliminate d. Certain previously reported amounts have been reclassified to conform to the current year’s presentation. The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for i nterim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial stateme nts. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. The consolidated statement of financial condition at December 31, 2016 has been derived from the audited consolidated financial statements at that date , but does not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. For further information, r efer to the consolidated financial statements and footnotes thereto included in the Company’s annual report on Form 10-K for the year ended December 31, 2016 .

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and related market value of investment securities available-for-sale	Investment Portfolio Composition . The amortized cost and related market value of investment securities available-for-sale and held-to-maturity were as follows: September 30, 2017 December 31, 2016 Amortized Unrealized Unrealized Market Amortized Unrealized Unrealized Market Cost Gains Losses Value Cost Gain Losses Value Available for Sale U.S. Government Treasury $ 257,635 $ 32 $ 869 $ 256,798 $ 286,867 $ 262 $ 851 $ 286,278 U.S. Government Agency 147,550 729 290 147,989 131,489 495 344 131,640 States and Political Subdivisions 95,869 175 54 95,990 95,197 23 381 94,839 Mortgage-Backed Securities 1,218 114 - 1,332 1,312 118 - 1,430 Equity Securities (1) 8,737 - - 8,737 8,547 - - 8,547 Total $ 511,009 $ 1,050 $ 1,213 $ 510,846 $ 523,412 $ 898 $ 1,576 $ 522,734 Held to Maturity U.S. Government Treasury $ 93,309 $ 2 $ 183 $ 93,128 $ 119,131 $ 107 $ 81 $ 119,157 States and Political Subdivisions 7,051 31 2 7,080 8,175 1 38 8,138 Mortgage-Backed Securities 83,902 55 642 83,315 50,059 29 637 49,451 Total $ 184,262 $ 88 $ 827 $ 183,523 $ 177,365 $ 137 $ 756 $ 176,746 Total Investment Securities $ 695,271 $ 1,138 $ 2,040 $ 694,369 $ 700,777 $ 1,035 $ 2,332 $ 699,480
Schedule of investment securities with maturity distribution based on contractual maturities	Available for Sale Held to Maturity (Dollars in Thousands) Amortized Cost Market Value Amortized Cost Market Value Due in one year or less $ 138,454 $ 138,421 $ 63,439 $ 63,370 Due after one through five years 253,590 252,720 36,922 36,838 Mortgage-Backed Securities 1,217 1,332 83,901 83,315 U.S. Government Agency 109,011 109,636 - - Equity Securities 8,737 8,737 - - Total $ 511,009 $ 510,846 $ 184,262 $ 183,523
Schedule of investment securities with continuous unrealized loss position	Less Than Greater Than 12 Months 12 Months Total Market Unrealized Market Unrealized Market Unrealized (Dollars in Thousands) Value Losses Value Losses Value Losses September 30, 2017 Available for Sale U.S. Government Treasury $ 191,720 $ 759 $ 9,981 $ 110 $ 201,701 $ 869 U.S. Government Agency 34,775 126 17,853 164 52,628 290 States and Political Subdivisions 23,031 22 5,129 32 28,160 54 Total 249,526 907 32,963 306 282,489 1,213 Held to Maturity U.S. Government Treasury 83,173 183 - - 83,173 183 States and Political Subdivisions 504 2 - - 504 2 Mortgage-Backed Securities 47,159 579 4,373 63 51,532 642 Total $ 130,836 $ 764 $ 4,373 $ 63 $ 135,209 $ 827 December 31, 2016 Available for Sale U.S. Government Treasury $ 116,704 $ 851 $ - $ - $ 116,704 $ 851 U.S. Government Agency 48,520 310 6,699 34 55,219 344 States and Political Subdivisions 81,521 380 294 1 81,815 381 Mortgage-Backed Securities 3 - - - 3 - Total 246,748 1,541 6,993 35 253,741 1,576 Held to Maturity U.S. Government Treasury 35,210 81 - - 35,210 81 States and Political Subdivisions 7,491 38 - - 7,491 38 Mortgage-Backed Securities 36,710 599 4,010 38 40,720 637 Total $ 79,411 $ 718 $ 4,010 $ 38 $ 83,421 $ 756

LOANS, NET (Tables)

LOANS, NET (Tables)	9 Months Ended
	Sep. 30, 2017
Receivables [Abstract]
Schedule of composition of the loan portfolio	(Dollars in Thousands) September 30, 2017 December 31, 2016 Commercial, Financial and Agricultural $ 215,963 $ 216,404 Real Estate – Construction 67,813 58,443 Real Estate – Commercial Mortgage 527,331 503,978 Real Estate – Residential (1) 315,583 281,509 Real Estate – Home Equity 228,499 236,512 Consumer 275,149 264,443 Loans, Net of Unearned Income $ 1,630,338 $ 1,561,289
Schedule of recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans	September 30, 2017 December 31, 2016 (Dollars in Thousands) Nonaccrual 90 + Days Nonaccrual 90 + Days Commercial, Financial and Agricultural $ 41 $ - $ 468 $ - Real Estate – Construction 362 - 311 - Real Estate – Commercial Mortgage 2,425 - 3,410 - Real Estate – Residential 2,350 - 2,330 - Real Estate – Home Equity 1,108 - 1,774 - Consumer 272 - 240 - Total Nonaccrual Loans $ 6,558 $ - $ 8,533 $ -
Schedule of aging of past due loans by class of loans	30-59 60-89 90 + Total Total Total (Dollars in Thousands) DPD DPD DPD Past Due Current Loans (1) September 30, 2017 Commercial, Financial and Agricultural $ 249 $ 584 $ - $ 833 $ 215,089 $ 215,963 Real Estate – Construction - 5 - 5 67,446 67,813 Real Estate – Commercial Mortgage 1,277 168 - 1,445 523,461 527,331 Real Estate – Residential 374 754 - 1,128 312,105 315,583 Real Estate – Home Equity 455 1 - 456 226,935 228,499 Consumer 1,266 554 - 1,820 273,057 275,149 Total Past Due Loans $ 3,621 $ 2,066 $ - $ 5,687 $ 1,618,093 $ 1,630,338 December 31, 2016 Commercial, Financial and Agricultural $ 209 $ 48 $ - $ 257 $ 215,679 $ 216,404 Real Estate – Construction 949 282 - 1,231 56,901 58,443 Real Estate – Commercial Mortgage 835 1 - 836 499,732 503,978 Real Estate – Residential 1,199 490 - 1,689 277,490 281,509 Real Estate – Home Equity 577 51 - 628 234,110 236,512 Consumer 1,516 281 - 1,797 262,406 264,443 Total Past Due Loans $ 5,285 $ 1,153 $ - $ 6,438 $ 1,546,318 $ 1,561,289 (1) Total Loans include nonaccrual loans
Schedule of activity in the allowance for loan losses by portfolio class	Commercial, Real Estate Financial, Real Estate Commercial Real Estate Real Estate (Dollars in Thousands) Agricultural Construction Mortgage Residential Home Equity Consumer Total Three Months Ended September 30, 2017 Beginning Balance $ 1,095 $ 114 $ 3,825 $ 3,384 $ 2,524 $ 2,300 $ 13,242 Provision for Loan Losses 208 (26) 286 (32) (103) 157 490 Charge-Offs (276) - (94) (125) (50) (455) (1,000) Recoveries 79 50 69 60 84 265 607 Net Charge-Offs (197) 50 (25) (65) 34 (190) (393) Ending Balance $ 1,106 $ 138 $ 4,086 $ 3,287 $ 2,455 $ 2,267 $ 13,339 Nine Months Ended September 30, 2017 Beginning Balance $ 1,198 $ 168 $ 4,315 $ 3,445 $ 2,297 $ 2,008 $ 13,431 Provision for Loan Losses 401 (80) 264 (348) 148 1,004 1,389 Charge-Offs (693) - (643) (285) (142) (1,616) (3,379) Recoveries 200 50 150 475 152 871 1,898 Net Charge-Offs (493) 50 (493) 190 10 (745) (1,481) Ending Balance $ 1,106 $ 138 $ 4,086 $ 3,287 $ 2,455 $ 2,267 $ 13,339 Three Months Ended September 30, 2016 Beginning Balance $ 1,048 $ 126 $ 4,389 $ 3,835 $ 2,391 $ 1,888 $ 13,677 Provision for Loan Losses 163 (3) 224 (324) (307) 247 - Charge-Offs (143) - (5) (96) (51) (479) (774) Recoveries 199 - 45 139 237 221 841 Net Charge-Offs 56 - 40 43 186 (258) 67 Ending Balance $ 1,267 $ 123 $ 4,653 $ 3,554 $ 2,270 $ 1,877 $ 13,744 Nine Months Ended September 30, 2016 Beginning Balance $ 905 $ 101 $ 4,498 $ 4,409 $ 2,473 $ 1,567 $ 13,953 Provision for Loan Losses 559 22 71 (1,030) (168) 901 355 Charge-Offs (484) - (279) (779) (412) (1,356) (3,310) Recoveries 287 - 363 954 377 765 2,746 Net Charge-Offs (197) - 84 175 (35) (591) (564) Ending Balance $ 1,267 $ 123 $ 4,653 $ 3,554 $ 2,270 $ 1,877 $ 13,744
Schedule of allowance for loan losses by portfolio class and disaggregated on the basis of the impairment methodology	Commercial, Real Estate Financial, Real Estate Commercial Real Estate Real Estate (Dollars in Thousands Agricultural Construction Mortgage Residential Home Equity Consumer Total September 30, 2017 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 88 $ 24 $ 1,846 $ 1,196 $ 454 $ 3 $ 3,611 Loans Collectively Evaluated for Impairment 1,018 114 2,240 2,091 2,001 2,264 9,728 Ending Balance $ 1,106 $ 138 $ 4,086 $ 3,287 $ 2,455 $ 2,267 $ 13,339 December 31, 2016 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 80 $ - $ 2,038 $ 1,561 $ 335 $ 6 $ 4,020 Loans Collectively Evaluated for Impairment 1,118 168 2,277 1,884 1,962 2,002 9,411 Ending Balance $ 1,198 $ 168 $ 4,315 $ 3,445 $ 2,297 $ 2,008 $ 13,431 September 30, 2016 Period-end amount Allocated to: Loans Individually Evaluated for Impairment $ 132 $ - $ 2,124 $ 1,669 $ 276 $ 7 $ 4,208 Loans Collectively Evaluated for Impairment 1,135 123 2,529 1,885 1,994 1,870 9,536 Ending Balance $ 1,267 $ 123 $ 4,653 $ 3,554 $ 2,270 $ 1,877 $ 13,744
Schedule of allowance for loan losses by portfolio class	Commercial, Real Estate Financial, Real Estate Commercial Real Estate Real Estate (Dollars in Thousands) Agricultural Construction Mortgage Residential Home Equity Consumer Total September 30, 2017 Individually Evaluated for Impairment $ 847 $ 363 $ 20,716 $ 13,258 $ 2,915 $ 132 $ 38,231 Collectively Evaluated for Impairment 215,116 67,450 506,615 302,325 225,584 275,017 1,592,107 Total $ 215,963 $ 67,813 $ 527,331 $ 315,583 $ 228,499 $ 275,149 $ 1,630,338 December 31, 2016 Individually Evaluated for Impairment $ 1,042 $ 247 $ 23,855 $ 15,596 $ 3,375 $ 174 $ 44,289 Collectively Evaluated for Impairment 215,362 58,196 480,123 265,913 233,137 264,269 1,517,000 Total $ 216,404 $ 58,443 $ 503,978 $ 281,509 $ 236,512 $ 264,443 $ 1,561,289 September 30, 2016 Individually Evaluated for Impairment $ 949 $ - $ 20,794 $ 16,457 $ 2,776 $ 186 $ 41,162 Collectively Evaluated for Impairment 222,329 54,107 476,981 270,611 232,657 259,665 1,516,350 Total $ 223,278 $ 54,107 $ 497,775 $ 287,068 $ 235,433 $ 259,851 $ 1,557,512
Schedule of loans individually evaluated for impairment by class of loans	Unpaid Recorded Recorded Principal Investment Investment Related (Dollars in Thousands) Balance With No Allowance With Allowance Allowance September 30, 2017 Commercial, Financial and Agricultural $ 847 $ 122 $ 725 $ 88 Real Estate – Construction 363 298 65 24 Real Estate – Commercial Mortgage 20,716 2,141 18,575 1,846 Real Estate – Residential 13,258 1,962 11,296 1,196 Real Estate – Home Equity 2,915 902 2,013 454 Consumer 132 58 74 3 Total $ 38,231 $ 5,483 $ 32,748 $ 3,611 December 31, 2016 Commercial, Financial and Agricultural $ 1,042 $ 565 $ 477 $ 80 Real Estate – Construction 247 - 247 - Real Estate – Commercial Mortgage 23,855 8,954 14,901 2,038 Real Estate – Residential 15,596 2,509 13,087 1,561 Real Estate – Home Equity 3,375 1,871 1,504 335 Consumer 174 65 109 6 Total $ 44,289 $ 13,964 $ 30,325 $ 4,020
Schedule of Average recorded investment and interest income recognized by class of impaired loans	Three Months Ended September 30, Nine Months Ended September 30, 2017 2016 2017 2016 Average Total Average Total Average Total Average Total Recorded Interest Recorded Interest Recorded Interest Recorded Interest (Dollars in Thousands) Investment Income Investment Income Investment Income Investment Income Commercial, Financial and Agricultural $ 963 $ 12 $ 871 $ 12 $ 1,051 $ 35 $ 847 $ 37 Real Estate – Construction 363 - - - 334 2 24 - Real Estate – Commercial Mortgage 21,109 219 20,692 203 22,283 662 20,757 658 Real Estate – Residential 14,068 162 17,091 197 14,608 516 17,743 602 Real Estate – Home Equity 3,114 28 2,824 29 3,280 81 3,001 84 Consumer 136 2 196 2 148 6 215 7 Total $ 39,753 $ 423 $ 41,674 $ 443 $ 41,704 $ 1,302 $ 42,587 $ 1,388
Schedule of risk category of loans by segment	Commercial, Financial, Total Criticized (Dollars in Thousands) Agriculture Real Estate Consumer Loans September 30, 2017 Special Mention $ 9,277 $ 16,105 $ 317 $ 25,699 Substandard 1,322 34,367 856 36,545 Doubtful - - - - Total Criticized Loans $ 10,599 $ 50,472 $ 1,173 $ 62,244 December 31, 2016 Special Mention $ 3,300 $ 23,183 $ 216 $ 26,699 Substandard 1,158 39,800 549 41,507 Doubtful - - - - Total Criticized Loans $ 4,458 $ 62,983 $ 765 $ 68,206
Schedule of troubled debt restructurings loans	September 30, 2017 December 31, 2016 (Dollars in Thousands) Accruing Nonaccruing Accruing Nonaccruing Commercial, Financial and Agricultural $ 826 $ 21 $ 772 $ 40 Real Estate – Construction - 65 - - Real Estate – Commercial Mortgage 18,460 1,061 20,673 1,259 Real Estate – Residential 11,494 991 13,969 444 Real Estate – Home Equity 2,515 187 2,647 - Consumer 132 - 172 - Total TDRs $ 33,427 $ 2,325 $ 38,233 $ 1,743
Schedule of loans classified as TDRs	Three Months Ended September 30, Nine Months Ended September 30, 2017 2017 Pre- Post- Pre- Post- Number Modified Modified Number Modified Modified of Recorded Recorded of Recorded Recorded (Dollars in Thousands) Contracts Investment Investment Contracts Investment Investment Commercial, Financial and Agricultural 1 $ 32 $ 22 1 $ 32 $ 22 Real Estate – Construction - - - 1 64 65 Real Estate – Commercial Mortgage 1 160 70 1 160 70 Real Estate – Residential 1 101 102 2 316 283 Real Estate – Home Equity 3 149 147 4 205 203 Consumer - - - - - - Total TDRs 6 $ 442 $ 341 9 $ 777 $ 643 Three Months Ended September 30, Nine Months Ended September 30, 2016 2016 Pre- Post- Pre- Post- Number Modified Modified Number Modified Modified of Recorded Recorded of Recorded Recorded (Dollars in Thousands) Contracts Investment Investment Contracts Investment Investment Commercial, Financial and Agricultural - $ - $ - - $ - $ - Real Estate – Construction - - - - - - Real Estate – Commercial Mortgage - - - 1 332 332 Real Estate – Residential - - - 6 589 590 Real Estate – Home Equity 1 17 17 5 205 206 Consumer - - - - - - Total TDRs 1 $ 17 $ 17 12 $ 1,126 $ 1,128
Schedule of loans modified as TDRs within the previous 12 months and subsequently defaulted	Three Months Ended September 30, Nine Months Ended September 30, 2017 2017 Number Post-Modified Number Post-Modified of Recorded of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Commercial, Financial and Agricultural - $ - - $ - Real Estate – Construction - - - - Real Estate – Commercial Mortgage - - - - Real Estate – Residential - - - - Real Estate – Home Equity - - - - Consumer - - - - Total TDRs - $ - - $ - Three Months Ended September 30, Nine Months Ended September 30, 2016 2016 Number Post-Modified Number Post-Modified of Recorded of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Commercial, Financial and Agricultural - $ - - $ - Real Estate – Construction - - - - Real Estate – Commercial Mortgage - - - - Real Estate – Residential - - 1 98 Real Estate – Home Equity - - 1 3 Consumer - - 1 35 Total TDRs - $ - 3 $ 136
Schedule of loans modified as TDRs information	Three Months Ended September 30, Nine Months Ended September 30, 2017 2017 Number of Recorded Number of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Extended amortization 1 $ 70 1 $ 70 Interest rate adjustment - - 3 302 Extended amortization and interest rate adjustment 4 249 4 249 Other 1 22 1 22 Total TDRs 6 $ 341 9 $ 643 Three Months Ended September 30, Nine Months Ended September 30, 2016 2016 Number of Recorded Number of Recorded (Dollars in Thousands) Contracts Investment (1) Contracts Investment (1) Extended amortization 1 $ 17 2 $ 107 Interest rate adjustment - - - - Extended amortization and interest rate adjustment - - 10 1,021 Total TDRs 1 $ 17 12 $ 1,128

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	9 Months Ended
	Sep. 30, 2017
Other Real Estate [Abstract]
Schedule of other real estate owned activity	Three Months Ended September 30, Nine Months Ended September 30, (Dollars in Thousands) 2017 2016 2017 2016 Beginning Balance $ 7,968 $ 14,622 $ 10,638 $ 19,290 Additions 339 890 2,024 3,309 Valuation Write-downs (350) (397) (1,118) (1,910) Sales (1,970) (2,377) (5,291) (7,951) Other - - (266) - Ending Balance $ 5,987 $ 12,738 $ 5,987 $ 12,738
Schedule of net expenses	Net expenses applicable to other real estate owned include the following: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in Thousands) 2017 2016 2017 2016 Gains from the Sale of Properties $ (711) $ (70) $ (980) $ (364) Losses from the Sale of Properties 123 216 318 977 Rental Income from Properties (19) (34) (73) (66) Property Carrying Costs 139 312 397 849 Valuation Adjustments 350 397 1,118 1,910 Total $ (118) $ 821 $ 780 $ 3,306

EMPLOYEE BENEFIT PLANS (Tables)

EMPLOYEE BENEFIT PLANS (Tables)	9 Months Ended
	Sep. 30, 2017
Compensation and Retirement Disclosure [Abstract]
Schedule of expected benefit payments related to the defined benefit pension plan	Three Months Ended September 30, Nine Months Ended September 30, (Dollars in Thousands) 2017 2016 2017 2016 Service Cost $ 1,688 $ 1,613 $ 5,064 $ 4,839 Interest Cost 1,437 1,397 4,312 4,191 Expected Return on Plan Assets (2,006) (1,934) (6,019) (5,802) Prior Service Cost Amortization 56 69 167 207 Net Loss Amortization 953 801 2,859 2,403 Net Periodic Benefit Cost $ 2,128 $ 1,946 $ 6,383 $ 5,838 Discount Rate 4.21% 4.52% 4.21% 4.52% Long-term Rate of Return on Assets 7.25% 7.50% 7.25% 7.50%
Schedule of expected benefit payments related to the SERP	The components of the net periodic benefit cost for the Company's SERP were as follows: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in Thousands) 2017 2016 2017 2016 Interest Cost $ 48 $ 40 $ 143 $ 120 Net Loss Amortization 149 190 448 570 Net Periodic Benefit Cost $ 197 $ 230 $ 591 $ 690 Discount Rate 3.92% 4.13% 3.92% 4.13%

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
	Sep. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
Schedule of amounts associated with the entities off-balance sheet obligations	September 30, 2017 December 31, 2016 (Dollars in Thousands) Fixed Variable Total Fixed Variable Total Commitments to Extend Credit (1) $ 90,441 $ 376,864 $ 467,305 $ 69,993 $ 332,420 $ 402,413 Standby Letters of Credit 4,676 - 4,676 4,768 - 4,768 Total $ 95,117 $ 376,864 $ 471,981 $ 74,761 $ 332,420 $ 407,181

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	9 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Schedule of financial assets and financial liabilities measured at fair value on a recurring basis	Level 1 Level 2 Level 3 Total Fair (Dollars in Thousands) Inputs Inputs Inputs Value September 30, 2017 Securities Available for Sale: U.S. Government Treasury $ 256,798 $ - $ - $ 256,798 U.S. Government Agency - 147,989 - 147,989 States and Political Subdivisions - 95,990 - 95,990 Mortgage-Backed Securities - 1,332 - 1,332 Equity Securities - 8,737 - 8,737 December 31, 2016 Securities Available for Sale: U.S. Government Treasury $ 286,278 $ - $ - $ 286,278 U.S. Government Agency - 131,640 - 131,640 States and Political Subdivisions - 94,839 - 94,839 Mortgage-Backed Securities - 1,430 - 1,430 Equity Securities - 8,547 - 8,547
Schedule of financial instruments with estimated fair values	September 30, 2017 Carrying Level 1 Level 2 Level 3 (Dollars in Thousands) Value Inputs Inputs Inputs ASSETS: Cash $ 50,420 $ 50,420 $ - $ - Short-Term Investments 140,694 140,694 - - Investment Securities, Available for Sale 510,846 256,798 254,048 - Investment Securities, Held to Maturity 184,262 93,128 90,395 - Loans Held for Sale 7,800 - 7,800 - Loans, Net of Allowance for Loan Losses 1,616,999 - - 1,608,364 LIABILITIES: Deposits $ 2,347,617 $ - $ 2,280,468 $ - Short-Term Borrowings 6,777 - 6,808 - Subordinated Notes Payable 52,887 - 41,012 - Long-Term Borrowings 15,047 - 15,238 - December 31, 2016 Carrying Level 1 Level 2 Level 3 (Dollars in Thousands) Value Inputs Inputs Inputs ASSETS: Cash $ 48,268 $ 48,268 $ - $ - Short-Term Investments 247,779 247,779 - - Investment Securities, Available for Sale 522,734 286,278 236,456 - Investment Securities, Held to Maturity 177,365 119,157 57,589 - Loans Held for Sale 10,886 - 10,886 - Loans, Net of Allowance for Loan Losses 1,547,858 - - 1,543,576 LIABILITIES: Deposits $ 2,412,286 $ - $ 2,272,572 $ - Short-Term Borrowings 12,749 - 12,802 - Subordinated Notes Payable 52,887 - 42,024 - Long-Term Borrowings 14,881 - 15,122 -

OTHER COMPREHENSIVE INCOME (LOS

OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	9 Months Ended
	Sep. 30, 2017
Equity [Abstract]
Schedule of other comprehensive income loss	Before Tax Net of Tax (Expense) Tax (Dollars in Thousands) Amount Benefit Amount Three Months Ended September 30, 2017 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ (99) $ 38 $ (61) Amortization of losses on securities transferred from available for sale to held to maturity 19 (7) 12 Total Other Comprehensive Loss $ (80) $ 31 $ (49) Nine Months Ended September 30, 2017 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ 516 $ (200) $ 316 Amortization of losses on securities transferred from available for sale to held to maturity 57 (22) 35 Total Other Comprehensive Income $ 573 $ (222) $ 351 Before Tax Net of Tax (Expense) Tax (Dollars in Thousands) Amount Benefit Amount Three Months Ended September 30, 2016 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ (1,158) $ 447 $ (711) Amortization of losses on securities transferred from available for sale to held to maturity 21 (8) 13 Total Other Comprehensive Income $ (1,137) $ 439 $ (698) Nine Months Ended September 30, 2016 Investment Securities: Change in net unrealized gain/loss on securities available for sale $ 1,535 $ (592) $ 943 Amortization of losses on securities transferred from available for sale to held to maturity 60 (23) 37 Total Other Comprehensive Income $ 1,595 $ (615) $ 980
Schedule of activity in accumulated other comprehensive loss, net of tax	Accumulated other comprehensive loss was comprised of the following components: Accumulated Securities Other Available Retirement Comprehensive (Dollars in Thousands) for Sale Plans Loss Balance as of January 1, 2017 $ (583) $ (25,642) $ (26,225) Other comprehensive income during the period 351 - 351 Balance as of September 30, 2017 $ (232) $ (25,642) $ (25,874) Balance as of January 1, 2016 $ (127) $ (22,130) $ (22,257) Other comprehensive income during the period 980 - 980 Balance as of September 30, 2016 $ 853 $ (22,130) $ (21,277)

INVESTMENT SECURITIES (Details)

INVESTMENT SECURITIES (Details) - USD ($)		Sep. 30, 2017	Dec. 31, 2016
Available-for-sale
Amortized Cost		$ 511,009,000	$ 523,412,000
Unrealized Gains		1,050,000	898,000
Unrealized Losses		1,213,000	1,576,000
Market Value		510,846,000	522,734,000
Held to Maturity
Amortized Cost		184,262,000	177,365,000
Unrealized Gains		88,000	137,000
Unrealized Losses		827,000	756,000
Market Value		183,523,000	176,746,000
Total
Amortized Cost		695,271,000	700,777,000
Unrealized Gain		1,138,000	1,035,000
Unrealized Loss		2,040,000	2,332,000
Fair Value		694,369,000	699,480,000
U.S. Government Treasury [Member]
Available-for-sale
Amortized Cost		257,635,000	286,867,000
Unrealized Gains		32,000	262,000
Unrealized Losses		869,000	851,000
Market Value		256,798,000	286,278,000
U.S. Government Agency [Member]
Available-for-sale
Amortized Cost		147,550,000	131,489,000
Unrealized Gains		729,000	495,000
Unrealized Losses		290,000	344,000
Market Value		147,989,000	131,640,000
States and Political Subdivisions [Member]
Available-for-sale
Amortized Cost		95,869,000	95,197,000
Unrealized Gains		175,000	23,000
Unrealized Losses		54,000	381,000
Market Value		95,990,000	94,839,000
Mortgage-Backed Securities [Member]
Available-for-sale
Amortized Cost		1,218,000	1,312,000
Unrealized Gains		114,000	118,000
Unrealized Losses		0	0
Market Value		1,332,000	1,430,000
Equity Securities [Member]
Available-for-sale
Amortized Cost	[1]	8,737,000	8,547,000
Unrealized Gains		0	0
Unrealized Losses		0	0
Market Value	[1]	8,737,000	8,547,000
Federal Home Loan Bank		3,200,000	3,300,000
Federal Reserve Bank stock		4,800,000	4,800,000
FNBB, Inc. stock		800,000	500,000
U.S. Government Treasury [Member]
Held to Maturity
Amortized Cost		93,309,000	119,131,000
Unrealized Gains		2,000	107,000
Unrealized Losses		183,000	81,000
Market Value		93,128,000	119,157,000
U.S. Government Agency [Member]
Held to Maturity
Amortized Cost		0	0
Unrealized Gains		0	0
Unrealized Losses		0	0
Market Value		0	0
States and Political Subdivisions [Member]
Held to Maturity
Amortized Cost		7,051,000	8,175,000
Unrealized Gains		31,000	1,000
Unrealized Losses		2,000	38,000
Market Value		7,080,000	8,138,000
Mortgage-Backed Securities [Member]
Held to Maturity
Amortized Cost		83,902,000	50,059,000
Unrealized Gains		55,000	29,000
Unrealized Losses		642,000	637,000
Market Value		$ 83,315,000	$ 49,451,000
[1]	Includes Federal Home Loan Bank, Federal Reserve Bank, and FNBB, Inc . stock recorded at cost of $3. 2 million, $4.8 million, and $0. 8 million, respectively, at September 30, 2017 and $3 .3 million, $4.8 million, and $0. 5 million, respectively, at December 31, 2016 .

INVESTMENT SECURITIES (Maturity

INVESTMENT SECURITIES (Maturity Distribution) (Details) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
Amortized Cost
Due in one year or less	$ 138,454,000
Due after one through five years	253,590,000
Total Investment Securities	511,009,000
Market Value
Due in one year or less	138,421,000
Due after one through five years	252,720,000
Total Investment Securities	510,846,000
Amortized Cost
Due in one year or less	63,439,000
Due after one through five years	36,922,000
Total Investment Securities	184,262,000	$ 177,365,000
Market Value
Due in one year or less	63,370,000
Due after one through five years	36,838,000
Total Investment Securities	183,523,000	176,746,000
Mortgage-Backed Securities [Member]
Amortized Cost
Due without single maturity date	1,217,000
Market Value
Due without single maturity date	1,332,000
U.S. Government Agency [Member]
Amortized Cost
Due without single maturity date	109,011,000
Market Value
Due without single maturity date	109,636,000
Equity Securities [Member]
Amortized Cost
Due without single maturity date	8,737,000
Market Value
Due without single maturity date	8,737,000
Mortgage-Backed Securities [Member]
Amortized Cost
Due without single maturity date	83,901,000
Total Investment Securities	83,902,000	50,059,000
Market Value
Due without single maturity date	83,315,000
Total Investment Securities	83,315,000	49,451,000
U.S. Government Agency [Member]
Amortized Cost
Due without single maturity date	0
Total Investment Securities	0	0
Market Value
Due without single maturity date	0
Total Investment Securities	$ 0	$ 0

INVESTMENT SECURITIES (Unrealiz

INVESTMENT SECURITIES (Unrealized Losses on Investment Securities) (Details) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
Available-for-sale securities
Less Than 12 Months, Fair Value	$ 249,526,000	$ 246,748,000
Less Than 12 Months, Unrealized Losses	907,000	1,541,000
12 Months Or Longer, Fair Value	32,963,000	6,993,000
12 Months Or Longer, Unrealized Losses	306,000	35,000
Total Fair Value	282,489,000	253,741,000
Total Unrealized Losses	1,213,000	1,576,000
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	130,836,000	79,411,000
Less Than 12 Months, Unrealized Losses	764,000	718,000
12 Months Or Longer, Fair Value	4,373,000	4,010,000
12 Months Or Longer, Unrealized Losses	63,000	38,000
Total Fair Value	135,209,000	83,421,000
Total Unrealized Losses	827,000	756,000
U.S. Government Treasury [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	191,720,000	116,704,000
Less Than 12 Months, Unrealized Losses	759,000	851,000
12 Months Or Longer, Fair Value	9,981,000	0
12 Months Or Longer, Unrealized Losses	110,000	0
Total Fair Value	201,701,000	116,704,000
Total Unrealized Losses	869,000	851,000
U.S. Government Agency [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	34,775,000	48,520,000
Less Than 12 Months, Unrealized Losses	126,000	310,000
12 Months Or Longer, Fair Value	17,853,000	6,699,000
12 Months Or Longer, Unrealized Losses	164,000	34,000
Total Fair Value	52,628,000	55,219,000
Total Unrealized Losses	290,000	344,000
States and Political Subdivisions [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	23,031,000	81,521,000
Less Than 12 Months, Unrealized Losses	22,000	380,000
12 Months Or Longer, Fair Value	5,129,000	294,000
12 Months Or Longer, Unrealized Losses	32,000	1,000
Total Fair Value	28,160,000	81,815,000
Total Unrealized Losses	54,000	381,000
Mortgage-Backed Securities [Member]
Available-for-sale securities
Less Than 12 Months, Fair Value	0	3,000
Less Than 12 Months, Unrealized Losses	0	0
12 Months Or Longer, Fair Value	0	0
12 Months Or Longer, Unrealized Losses	0	0
Total Fair Value	0	3,000
Total Unrealized Losses	0	0
U.S. Government Treasury [Member]
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	83,173,000	35,210,000
Less Than 12 Months, Unrealized Losses	183,000	81,000
12 Months Or Longer, Fair Value	0	0
12 Months Or Longer, Unrealized Losses	0	0
Total Fair Value	83,173,000	35,210,000
Total Unrealized Losses	183,000	81,000
U.S. Government Agency [Member]
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	0	0
Less Than 12 Months, Unrealized Losses	0	0
12 Months Or Longer, Fair Value	0	0
12 Months Or Longer, Unrealized Losses	0	0
Total Fair Value	0	0
Total Unrealized Losses	0	0
States and Political Subdivisions [Member]
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	504,000	7,491,000
Less Than 12 Months, Unrealized Losses	2,000	38,000
12 Months Or Longer, Fair Value	0	0
12 Months Or Longer, Unrealized Losses	0	0
Total Fair Value	504,000	7,491,000
Total Unrealized Losses	2,000	38,000
Mortgage-Backed Securities [Member]
Held-to-maturity debt securities
Less Than 12 Months, Fair Value	47,159,000	36,710,000
Less Than 12 Months, Unrealized Losses	579,000	599,000
12 Months Or Longer, Fair Value	4,373,000	4,010,000
12 Months Or Longer, Unrealized Losses	63,000	38,000
Total Fair Value	51,532,000	40,720,000
Total Unrealized Losses	$ 642,000	$ 637,000

INVESTMENT SECURITIES (Narrativ

INVESTMENT SECURITIES (Narrative) (Details)	Sep. 30, 2017USD ($)Investment_Positions	Dec. 31, 2016USD ($)
Investments, Debt and Equity Securities [Abstract]
Securities pledged to secure public deposits | $	$ 214,300,000	$ 332,700,000
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities and Held-to-maturity investments in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	266
Available-for-sale Securities and Held-To-Maturity, Continuous Unrealized Loss Position Fair Value, Total | $	$ 2,000,000
Government National Mortgage Association Certificates and Obligations (GNMA) [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities and Held-to-maturity investments in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	71
U.S. Government Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities and Held-to-maturity investments in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	58
U.S. Government Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities and Held-to-maturity investments in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	32

LOANS, NET (Portfolio Compositi

LOANS, NET (Portfolio Composition) (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Loan Portfolio Composition
Loans and Leases Receivable, Net of Deferred Income		$ 1,630,338	$ 1,561,289
Net deferred fees		700	500
Commercial, Financial and Agricultural [Member]
Loan Portfolio Composition
Loans and Leases Receivable, Net of Deferred Income		215,963	216,404
Real Estate - Construction [Member]
Loan Portfolio Composition
Loans and Leases Receivable, Net of Deferred Income		67,813	58,443
Real Estate - Commercial Mortgage [Member]
Loan Portfolio Composition
Loans and Leases Receivable, Net of Deferred Income		527,331	503,978
Real Estate - Residential [Member]
Loan Portfolio Composition
Loans and Leases Receivable, Net of Deferred Income	[1]	315,583	281,509
Loans in Process with outstanding balances		10,900	9,600
Real Estate - Home Equity [Member]
Loan Portfolio Composition
Loans and Leases Receivable, Net of Deferred Income		228,499	236,512
Consumer [Member]
Loan Portfolio Composition
Loans and Leases Receivable, Net of Deferred Income		$ 275,149	$ 264,443
[1]	Includes loans in process with outstanding balances of $ 10.9 million and $ 9.6 million at September 30, 2017 and December 31, 2016 , respectively.

LOANS, NET (Recorded Investment

LOANS, NET (Recorded Investment In Nonaccrual and Past Due Loans(Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	$ 6,558	$ 8,533
Total Past Due	5,687	6,438
90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due	0	0
Commercial, Financial and Agricultural [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	41	468
Total Past Due	833	257
Commercial, Financial and Agricultural [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due	0	0
Real Estate - Construction [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	362	311
Total Past Due	5	1,231
Real Estate - Construction [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due	0	0
Real Estate - Commercial Mortgage [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	2,425	3,410
Total Past Due	1,445	836
Real Estate - Commercial Mortgage [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due	0	0
Real Estate - Residential [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	2,350	2,330
Total Past Due	1,128	1,689
Real Estate - Residential [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due	0	0
Real Estate - Home Equity [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	1,108	1,774
Total Past Due	456	628
Real Estate - Home Equity [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due	0	0
Consumer [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Nonaccrual	272	240
Total Past Due	1,820	1,797
Consumer [Member] | 90 +DPD [Member]
Recorded investment in nonaccrual loans and loans past due over 90 days and still on accrual by class of loans
Total Past Due	$ 0	$ 0

LOANS, NET (Loan Portfolio Agin

LOANS, NET (Loan Portfolio Aging) (Details) - USD ($) $ in Thousands		Sep. 30, 2017	Dec. 31, 2016
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 5,687	$ 6,438
Total Current		1,618,093	1,546,318
Total Loans		1,630,338	1,561,289
30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		3,621	5,285
60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		2,066	1,153
90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		0	0
Commercial, Financial and Agricultural [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		833	257
Total Current		215,089	215,679
Total Loans		215,963	216,404
Commercial, Financial and Agricultural [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		249	209
Commercial, Financial and Agricultural [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		584	48
Commercial, Financial and Agricultural [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		0	0
Real Estate - Construction [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		5	1,231
Total Current		67,446	56,901
Total Loans		67,813	58,443
Real Estate - Construction [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		0	949
Real Estate - Construction [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		5	282
Real Estate - Construction [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		0	0
Real Estate - Commercial Mortgage [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		1,445	836
Total Current		523,461	499,732
Total Loans		527,331	503,978
Real Estate - Commercial Mortgage [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		1,277	835
Real Estate - Commercial Mortgage [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		168	1
Real Estate - Commercial Mortgage [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		0	0
Real Estate - Residential [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		1,128	1,689
Total Current		312,105	277,490
Total Loans	[1]	315,583	281,509
Real Estate - Residential [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		374	1,199
Real Estate - Residential [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		754	490
Real Estate - Residential [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		0	0
Real Estate - Home Equity [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		456	628
Total Current		226,935	234,110
Total Loans		228,499	236,512
Real Estate - Home Equity [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		455	577
Real Estate - Home Equity [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		1	51
Real Estate - Home Equity [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		0	0
Consumer [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		1,820	1,797
Total Current		273,057	262,406
Total Loans		275,149	264,443
Consumer [Member] | 30-59 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		1,266	1,516
Consumer [Member] | 60-89 DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		554	281
Consumer [Member] | 90 +DPD [Member]
Aging of the recorded investment in past due loans by class of loans
Total Past Due		$ 0	$ 0
[1]	Includes loans in process with outstanding balances of $ 10.9 million and $ 9.6 million at September 30, 2017 and December 31, 2016 , respectively.

LOANS, NET (Allowance for Loan

LOANS, NET (Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Activity in the allowance for loan losses by portfolio class
Beginning Balance	$ 13,242	$ 13,677	$ 13,431	$ 13,953
Provision for Loan Losses	490	0	1,389	355
Charge-Offs	(1,000)	(774)	(3,379)	(3,310)
Recoveries	607	841	1,898	2,746
Net Charge-Offs	(393)	67	(1,481)	(564)
Ending Balance	13,339	13,744	13,339	13,744
Commercial, Financial and Agricultural [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	1,095	1,048	1,198	905
Provision for Loan Losses	208	163	401	559
Charge-Offs	(276)	(143)	(693)	(484)
Recoveries	79	199	200	287
Net Charge-Offs	(197)	56	(493)	(197)
Ending Balance	1,106	1,267	1,106	1,267
Real Estate - Construction [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	114	126	168	101
Provision for Loan Losses	(26)	(3)	(80)	22
Charge-Offs	0	0	0	0
Recoveries	50	0	50	0
Net Charge-Offs	50	0	50	0
Ending Balance	138	123	138	123
Real Estate - Commercial Mortgage [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	3,825	4,389	4,315	4,498
Provision for Loan Losses	286	224	264	71
Charge-Offs	(94)	(5)	(643)	(279)
Recoveries	69	45	150	363
Net Charge-Offs	(25)	40	(493)	84
Ending Balance	4,086	4,653	4,086	4,653
Real Estate - Residential [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	3,384	3,835	3,445	4,409
Provision for Loan Losses	(32)	(324)	(348)	(1,030)
Charge-Offs	(125)	(96)	(285)	(779)
Recoveries	60	139	475	954
Net Charge-Offs	(65)	43	190	175
Ending Balance	3,287	3,554	3,287	3,554
Real Estate - Home Equity [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	2,524	2,391	2,297	2,473
Provision for Loan Losses	(103)	(307)	148	(168)
Charge-Offs	(50)	(51)	(142)	(412)
Recoveries	84	237	152	377
Net Charge-Offs	34	186	10	(35)
Ending Balance	2,455	2,270	2,455	2,270
Consumer [Member]
Activity in the allowance for loan losses by portfolio class
Beginning Balance	2,300	1,888	2,008	1,567
Provision for Loan Losses	157	247	1,004	901
Charge-Offs	(455)	(479)	(1,616)	(1,356)
Recoveries	265	221	871	765
Net Charge-Offs	(190)	(258)	(745)	(591)
Ending Balance	$ 2,267	$ 1,877	$ 2,267	$ 1,877

LOANS, NET (Allowance for Loa34

LOANS, NET (Allowance for Loan Losses by Impairment Methodology) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	$ 3,611	$ 4,020	$ 4,208
Loans Collectively Evaluated for Impairment	9,728	9,411	9,536
Ending Balance	13,339	13,431	13,744
Commercial, Financial and Agricultural [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	88	80	132
Loans Collectively Evaluated for Impairment	1,018	1,118	1,135
Ending Balance	1,106	1,198	1,267
Real Estate - Construction [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	24	0	0
Loans Collectively Evaluated for Impairment	114	168	123
Ending Balance	138	168	123
Real Estate - Commercial Mortgage [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	1,846	2,038	2,124
Loans Collectively Evaluated for Impairment	2,240	2,277	2,529
Ending Balance	4,086	4,315	4,653
Real Estate - Residential [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	1,196	1,561	1,669
Loans Collectively Evaluated for Impairment	2,091	1,884	1,885
Ending Balance	3,287	3,445	3,554
Real Estate - Home Equity [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	454	335	276
Loans Collectively Evaluated for Impairment	2,001	1,962	1,994
Ending Balance	2,455	2,297	2,270
Consumer [Member]
Period-end amount allocated to:
Loans Individually Evaluated for Impairment	3	6	7
Loans Collectively Evaluated for Impairment	2,264	2,002	1,870
Ending Balance	$ 2,267	$ 2,008	$ 1,877

LOANS, NET (Loan Balances by Im

LOANS, NET (Loan Balances by Impairment Methodology) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016	Sep. 30, 2016
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	$ 38,231	$ 44,289	$ 41,162
Financing Receivable, Collectively Evaluated for Impairment	1,592,107	1,517,000	1,516,350
Total	1,630,338	1,561,289	1,557,512
Commercial, Financial and Agricultural [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	847	1,042	949
Financing Receivable, Collectively Evaluated for Impairment	215,116	215,362	222,329
Total	215,963	216,404	223,278
Real Estate - Construction [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	363	247	0
Financing Receivable, Collectively Evaluated for Impairment	67,450	58,196	54,107
Total	67,813	58,443	54,107
Real Estate - Commercial Mortgage [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	20,716	23,855	20,794
Financing Receivable, Collectively Evaluated for Impairment	506,615	480,123	476,981
Total	527,331	503,978	497,775
Real Estate - Residential [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	13,258	15,596	16,457
Financing Receivable, Collectively Evaluated for Impairment	302,325	265,913	270,611
Total	315,583	281,509	287,068
Real Estate - Home Equity [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	2,915	3,375	2,776
Financing Receivable, Collectively Evaluated for Impairment	225,584	233,137	232,657
Total	228,499	236,512	235,433
Consumer [Member]
Recorded investment in loans related to each balance in the allowance for loan losses
Individually Evaluated for Impairment	132	174	186
Financing Receivable, Collectively Evaluated for Impairment	275,017	264,269	259,665
Total	$ 275,149	$ 264,443	$ 259,851

LOANS, NET (Impaired Loans) (De

LOANS, NET (Impaired Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Impaired Financing Receivable Recorded Investment [Abstract]
Unpaid Principal Balance	$ 38,231	$ 44,289
Recorded Investment With No Allowance	5,483	13,964
Recorded Investment With Allowance	32,748	30,325
Related Allowance	3,611	4,020
Commercial, Financial and Agricultural [Member]
Impaired Financing Receivable Recorded Investment [Abstract]
Unpaid Principal Balance	847	1,042
Recorded Investment With No Allowance	122	565
Recorded Investment With Allowance	725	477
Related Allowance	88	80
Real Estate - Construction [Member]
Impaired Financing Receivable Recorded Investment [Abstract]
Unpaid Principal Balance	363	247
Recorded Investment With No Allowance	298	0
Recorded Investment With Allowance	65	247
Related Allowance	24	0
Real Estate - Commercial Mortgage [Member]
Impaired Financing Receivable Recorded Investment [Abstract]
Unpaid Principal Balance	20,716	23,855
Recorded Investment With No Allowance	2,141	8,954
Recorded Investment With Allowance	18,575	14,901
Related Allowance	1,846	2,038
Real Estate - Residential [Member]
Impaired Financing Receivable Recorded Investment [Abstract]
Unpaid Principal Balance	13,258	15,596
Recorded Investment With No Allowance	1,962	2,509
Recorded Investment With Allowance	11,296	13,087
Related Allowance	1,196	1,561
Real Estate - Home Equity [Member]
Impaired Financing Receivable Recorded Investment [Abstract]
Unpaid Principal Balance	2,915	3,375
Recorded Investment With No Allowance	902	1,871
Recorded Investment With Allowance	2,013	1,504
Related Allowance	454	335
Consumer [Member]
Impaired Financing Receivable Recorded Investment [Abstract]
Unpaid Principal Balance	132	174
Recorded Investment With No Allowance	58	65
Recorded Investment With Allowance	74	109
Related Allowance	$ 3	$ 6

LOANS, NET (Impaired Loans Aver

LOANS, NET (Impaired Loans Average Investment and Interest Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
ImpairedFinancingReceivableAverageRecordedInvestmentAbstract
Average Recorded Investment	$ 39,753	$ 41,674	$ 41,704	$ 42,587
Total Interest Income	423	443	1,302	1,388
Commercial, Financial and Agricultural [Member]
ImpairedFinancingReceivableAverageRecordedInvestmentAbstract
Average Recorded Investment	963	871	1,051	847
Total Interest Income	12	12	35	37
Real Estate - Construction [Member]
ImpairedFinancingReceivableAverageRecordedInvestmentAbstract
Average Recorded Investment	363	0	334	24
Total Interest Income	0	0	2	0
Real Estate - Commercial Mortgage [Member]
ImpairedFinancingReceivableAverageRecordedInvestmentAbstract
Average Recorded Investment	21,109	20,692	22,283	20,757
Total Interest Income	219	203	662	658
Real Estate - Residential [Member]
ImpairedFinancingReceivableAverageRecordedInvestmentAbstract
Average Recorded Investment	14,068	17,091	14,608	17,743
Total Interest Income	162	197	516	602
Real Estate - Home Equity [Member]
ImpairedFinancingReceivableAverageRecordedInvestmentAbstract
Average Recorded Investment	3,114	2,824	3,280	3,001
Total Interest Income	28	29	81	84
Consumer [Member]
ImpairedFinancingReceivableAverageRecordedInvestmentAbstract
Average Recorded Investment	136	196	148	215
Total Interest Income	$ 2	$ 2	$ 6	$ 7

LOANS, NET (Risk Category by Lo

LOANS, NET (Risk Category by Loan Segment) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	$ 1,630,338	$ 1,561,289
Commercial, Financial and Agricultural [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	215,963	216,404
Real Estate [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	50,472	62,983
Consumer [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	275,149	264,443
Criticized [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	62,244	68,206
Criticized [Member] | Commercial, Financial and Agricultural [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	10,599	4,458
Criticized [Member] | Real Estate [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	50,472	62,983
Criticized [Member] | Consumer [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	1,173	765
Special Mention [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	25,699	26,699
Special Mention [Member] | Commercial, Financial and Agricultural [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	9,277	3,300
Special Mention [Member] | Real Estate [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	16,105	23,183
Special Mention [Member] | Consumer [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	317	216
Substandard [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	36,545	41,507
Substandard [Member] | Commercial, Financial and Agricultural [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	1,322	1,158
Substandard [Member] | Real Estate [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	34,367	39,800
Substandard [Member] | Consumer [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	856	549
Doubtful [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	0	0
Doubtful [Member] | Commercial, Financial and Agricultural [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	0	0
Doubtful [Member] | Real Estate [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	0	0
Doubtful [Member] | Consumer [Member]
LoansAndLeasesReceivableGrossCarryingAmountAbstract
Loans and Leases Receivable, Net of Deferred Income	$ 0	$ 0

LOANS, NET (Troubled Debt Restr

LOANS, NET (Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Modifications [Line Items]
Accruing	$ 33,427	$ 38,233
Nonaccruing	2,325	1,743
Commercial, Financial and Agricultural [Member]
Financing Receivable, Modifications [Line Items]
Accruing	826	772
Nonaccruing	21	40
Real Estate - Construction [Member]
Financing Receivable, Modifications [Line Items]
Accruing	0	0
Nonaccruing	65	0
Real Estate - Commercial Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Accruing	18,460	20,673
Nonaccruing	1,061	1,259
Real Estate - Residential [Member]
Financing Receivable, Modifications [Line Items]
Accruing	11,494	13,969
Nonaccruing	991	444
Real Estate - Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Accruing	2,515	2,647
Nonaccruing	187	0
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Accruing	132	172
Nonaccruing	$ 0	$ 0

LOANS, NET (Modified Troubled D

LOANS, NET (Modified Troubled Debt Restructurings) (Details) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2017USD ($)Contracts	Sep. 30, 2016USD ($)Contracts	Sep. 30, 2017USD ($)Contracts	Sep. 30, 2016USD ($)Contracts
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		6	1	9	12
Pre-Modified Recorded Investment		$ 442	$ 17	$ 777	$ 1,126
Post-Modified Recorded Investment	[1]	$ 341	$ 17	$ 643	$ 1,128
Commercial, Financial and Agricultural [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		1	0	1	0
Pre-Modified Recorded Investment		$ 32	$ 0	$ 32	$ 0
Post-Modified Recorded Investment		$ 22	$ 0	$ 22	$ 0
Real Estate - Construction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		0	0	1	0
Pre-Modified Recorded Investment		$ 0	$ 0	$ 64	$ 0
Post-Modified Recorded Investment		$ 0	$ 0	$ 65	$ 0
Real Estate - Commercial Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		1	0	1	1
Pre-Modified Recorded Investment		$ 160	$ 0	$ 160	$ 332
Post-Modified Recorded Investment		$ 70	$ 0	$ 70	$ 332
Real Estate - Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		1	0	2	6
Pre-Modified Recorded Investment		$ 101	$ 0	$ 316	$ 589
Post-Modified Recorded Investment		$ 102	$ 0	$ 283	$ 590
Real Estate - Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		3	1	4	5
Pre-Modified Recorded Investment		$ 149	$ 17	$ 205	$ 205
Post-Modified Recorded Investment		$ 147	$ 17	$ 203	$ 206
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		0	0	0	0
Pre-Modified Recorded Investment		$ 0	$ 0	$ 0	$ 0
Post-Modified Recorded Investment		$ 0	$ 0	$ 0	$ 0
[1]	Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable.

LOANS, NET (Troubled Debt Res41

LOANS, NET (Troubled Debt Restructuring Defaults) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2017USD ($)Contracts	Sep. 30, 2016USD ($)Contracts	Sep. 30, 2017USD ($)Contracts	Sep. 30, 2016USD ($)Contracts
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	3
Post-Modified Recorded Investment | $	$ 0	$ 0	$ 0	$ 136,000
Commercial, Financial and Agricultural [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	0
Post-Modified Recorded Investment | $	$ 0	$ 0	$ 0	$ 0
Real Estate - Construction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	0
Post-Modified Recorded Investment | $	$ 0	$ 0	$ 0	$ 0
Real Estate - Commercial Mortgage [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	0
Post-Modified Recorded Investment | $	$ 0	$ 0	$ 0	$ 0
Real Estate - Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	1
Post-Modified Recorded Investment | $	$ 0	$ 0	$ 0	$ 98,000
Real Estate - Home Equity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	1
Post-Modified Recorded Investment | $	$ 0	$ 0	$ 0	$ 3,000
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	1
Post-Modified Recorded Investment | $	$ 0	$ 0	$ 0	$ 35,000

LOANS, NET (Method of Troubled

LOANS, NET (Method of Troubled Debt Restructuring Modifications) (Details) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2017USD ($)Contracts	Sep. 30, 2016USD ($)Contracts	Sep. 30, 2017USD ($)Contracts	Sep. 30, 2016USD ($)Contracts
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		6	1	9	12
Post-Modified Recorded Investment | $	[1]	$ 341	$ 17	$ 643	$ 1,128
Extended Amortization [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		1	1	1	2
Post-Modified Recorded Investment | $	[1]	$ 70	$ 17	$ 70	$ 107
Interest Rate Adjustment [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		0	0	3	0
Post-Modified Recorded Investment | $	[1]	$ 0	$ 0	$ 302	$ 0
Extended Amortization And Interest Rate Adjustment [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		4	0	4	10
Post-Modified Recorded Investment | $	[1]	$ 249	$ 0	$ 249	$ 1,021
Other [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts		1	0	1	0
Post-Modified Recorded Investment | $	[1]	$ 22	$ 0	$ 22	$ 0
[1]	Recorded investment reflects charge-offs and additional funds advanced at time of restructure, if applicable.

OTHER REAL ESTATE OWNED (Other

OTHER REAL ESTATE OWNED (Other Real Estate Owned Activity) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Other Real Estate [Roll Forward]
Beginning Balance	$ 7,968	$ 14,622	$ 10,638	$ 19,290
Additions	339	890	2,024	3,309
Valuation Write-Downs	(350)	(397)	(1,118)	(1,910)
Sales	(1,970)	(2,377)	(5,291)	(7,951)
Other	0	0	(266)	0
Ending Balance	$ 5,987	$ 12,738	$ 5,987	$ 12,738

OTHER REAL ESTATE OWNED (Othe44

OTHER REAL ESTATE OWNED (Other Real Estate Owned Net Expenses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Other Real Estate [Abstract]
Gains from the Sale of Properties	$ (711)	$ (70)	$ (980)	$ (364)
Losses from the Sale of Properties	123	216	318	977
Rental Income from Properties	(19)	(34)	(73)	(66)
Property Carrying Costs	139	312	397	849
Valuation Adjustments	350	397	1,118	1,910
Total	$ (118)	$ 821	$ 780	$ 3,306

EMPLOYEE BENEFIT PLANS (Details

EMPLOYEE BENEFIT PLANS (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Defined Benefit Pension Plan [Member]
Components of Net Periodic Benefit Costs:
Service Cost	$ 1,688	$ 1,613	$ 5,064	$ 4,839
Interest Cost	1,437	1,397	4,312	4,191
Expected Return on Plan Assets	(2,006)	(1,934)	(6,019)	(5,802)
Prior Service Cost Amortization	56	69	167	207
Net Gain (Loss) Amortization	953	801	2,859	2,403
Net Periodic Benefit Cost (Income)	$ 2,128	$ 1,946	$ 6,383	$ 5,838
Discount Rate (in percent)	4.21%	4.52%	4.21%	4.52%
Long-Term Rate of Return on Assets (in percent)	7.25%	7.50%	7.25%	7.50%
Supplemental Executive Retirement Plan [Member]
Components of Net Periodic Benefit Costs:
Interest Cost	$ 48	$ 40	$ 143	$ 120
Prior Service Cost Amortization	0	0	0	0
Net Gain (Loss) Amortization	149	190	448	570
Net Periodic Benefit Cost (Income)	$ 197	$ 230	$ 591	$ 690
Discount Rate (in percent)	3.92%	4.13%	3.92%	4.13%

COMMITMENTS AND CONTINGENCIES46

COMMITMENTS AND CONTINGENCIES (Details Narrative) - Visa USA [Member] - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Mar. 31, 2011	Sep. 30, 2017
Loss Contingencies [Line Items]
Pre-tax gain on Class B shares	$ 3,200
Loss Contingency Quarterly Accrual Payments until settled		$ 89
Loss Contingency Settlement Agreement Terms		Fixed charges included in the swap liability are payable quarterly until the litigation reserve is fully liquidated and at which time the aforementioned swap contract will be terminated. Quarterly fixed payments approximate $89,000. Conversion ratio payments and ongoing fixed quarterly charges are reflected in earnings in the period incurred.

COMMITMENTS AND CONTINGENCIES47

COMMITMENTS AND CONTINGENCIES (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loss Contingencies [Line Items]
Fixed	$ 95,117	$ 74,761
Variable	376,864	332,420
Total	471,981	407,181
Commitments to Extend Credit [Member]
Loss Contingencies [Line Items]
Fixed	90,441	69,993
Variable	376,864	332,420
Total	467,305	402,413
Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Fixed	4,676	4,768
Variable	0	0
Total	$ 4,676	$ 4,768

FAIR VALUE MEASUREMENTS (Detail

FAIR VALUE MEASUREMENTS (Details) - Fair Value, Measurements, Recurring [Member] - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
U.S. Government Treasury [Member]
ASSETS:
Assets, Fair Value Disclosure	$ 256,798	$ 286,278
U.S. Government Agency [Member]
ASSETS:
Assets, Fair Value Disclosure	147,989	131,640
States and Political Subdivisions [Member]
ASSETS:
Assets, Fair Value Disclosure	95,990	94,839
Mortgage-Backed Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	1,332	1,430
Equity Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	8,737	8,547
Level 1 Inputs [Member] | U.S. Government Treasury [Member]
ASSETS:
Assets, Fair Value Disclosure	256,798	286,278
Level 1 Inputs [Member] | U.S. Government Agency [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Level 1 Inputs [Member] | States and Political Subdivisions [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Level 1 Inputs [Member] | Mortgage-Backed Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Level 1 Inputs [Member] | Equity Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 2 [Member] | U.S. Government Treasury [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 2 [Member] | U.S. Government Agency [Member]
ASSETS:
Assets, Fair Value Disclosure	147,989	131,640
Fair Value, Inputs, Level 2 [Member] | States and Political Subdivisions [Member]
ASSETS:
Assets, Fair Value Disclosure	95,990	94,839
Fair Value, Inputs, Level 2 [Member] | Mortgage-Backed Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	1,332	1,430
Fair Value, Inputs, Level 2 [Member] | Equity Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	8,737	8,547
Fair Value, Inputs, Level 3 [Member] | U.S. Government Treasury [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | U.S. Government Agency [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | States and Political Subdivisions [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage-Backed Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	0	0
Fair Value, Inputs, Level 3 [Member] | Equity Securities [Member]
ASSETS:
Assets, Fair Value Disclosure	$ 0	$ 0

FAIR VALUE MEASUREMENTS (Financ

FAIR VALUE MEASUREMENTS (Financial Instruments) (Details) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
ASSETS:
Investment Securities, Available for Sale	$ 510,846,000	$ 522,734,000
Investment securities, held to maturity, fair value	183,523,000	176,746,000
Level 1 Inputs [Member]
ASSETS:
Cash	50,420,000	48,268,000
Short-Term Investments	140,694,000	247,779,000
Investment Securities, Available for Sale	256,798,000	286,278,000
Investment Securities, Held to Maturity	93,128,000	119,157,000
Fair Value, Inputs, Level 2 [Member]
ASSETS:
Investment Securities, Available for Sale	254,048,000	236,456,000
Investment Securities, Held to Maturity	90,395,000	57,589,000
Loans Held for Sale	7,800,000	10,886,000
LIABILITIES:
Deposits	2,280,468,000	2,272,572,000
Short-Term Borrowings	6,808,000	12,802,000
Subordinated Notes Payable	41,012,000	42,024,000
Long-Term Borrowings	15,238,000	15,122,000
Fair Value, Inputs, Level 3 [Member]
ASSETS:
Loans, Net of Allowance for Loan Losses	1,608,364,000	1,543,576,000
Carrying (Reported) Amount, Fair Value Disclosure [Member]
ASSETS:
Cash	50,420,000	48,268,000
Short-Term Investments	140,694,000	247,779,000
Investment Securities, Available for Sale	510,846,000	522,734,000
Investment Securities, Held to Maturity	184,262,000	177,365,000
Loans Held for Sale	7,800,000	10,886,000
Loans, Net of Allowance for Loan Losses	1,616,999,000	1,547,858,000
LIABILITIES:
Deposits	2,347,617,000	2,412,286,000
Short-Term Borrowings	6,777,000	12,749,000
Subordinated Notes Payable	52,887,000	52,887,000
Long-Term Borrowings	$ 15,047,000	$ 14,881,000

OTHER COMPREHENSIVE INCOME (L50

OTHER COMPREHENSIVE INCOME (LOSS) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Investment Securities Before Tax Amount [Abstract]
Change in net unrealized gain/loss on securities available for sale before tax	$ (99,000)	$ (1,158,000)	$ 516,000	$ 1,535,000
Amortization of unrealized losses on securities transferred from available for sale to held to maturity before tax	19,000	21,000	57,000	60,000
Total Investment Securities	(80,000)	(1,137,000)	573,000	1,595,000
Investment Securities Tax Expense (Benefit) [Abstract]
Change in net unrealized gain/loss on securities available for sale tax expense (benefit)	38,000	447,000	(200,000)	(592,000)
Amortization of unrealized losses on securities transferred from available for sale to held to maturity tax expense (benefit)	(7,000)	(8,000)	(22,000)	(23,000)
Other comprehensive income (loss), tax expense (benefit)	31,000	439,000	(222,000)	(615,000)
Investment Securities Net of Tax Amount [Abstract]
Change in net unrealized gain/loss on securities available for sale Net of Tax amount	(61,000)	(711,000)	316,000	943,000
Amortization of unrealized losses on securities transferred from available for sale to held to maturity net of tax	12,000	13,000	35,000	37,000
Total other comprehensive income (loss) Net of Tax	$ (49,000)	$ (698,000)	$ 351,000	$ 980,000

OTHER COMPREHENSIVE INCOME (L51

OTHER COMPREHENSIVE INCOME (LOSS) (Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Activity in accumulated other comprehensive loss, net of tax
Balance, Begining	$ (26,225)	$ (22,257)
Other comprehensive loss during the period	351	980
Balance, Ending	(25,874)	(21,277)
Securities Available for Sale [Member]
Activity in accumulated other comprehensive loss, net of tax
Balance, Begining	(583)	(127)
Other comprehensive loss during the period	351	980
Balance, Ending	(232)	853
Retirement Plans [Member]
Activity in accumulated other comprehensive loss, net of tax
Balance, Begining	(25,642)	(22,130)
Other comprehensive loss during the period	0	0
Balance, Ending	$ (25,642)	$ (22,130)