City Holding (CHCO) 10-Q 5 May 22 2022 Q1 Quarterly report Financial data

Cover Page

Cover Page - shares	3 Months Ended
	Mar. 31, 2022	May 02, 2022
Entity Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	0-11733
Entity Registrant Name	CITY HOLDING COMPANY
Entity Incorporation, State or Country Code	WV
Entity Tax Identification Number	55-0619957
Entity Address, Address Line One	25 Gatewater Road,
Entity Address, City or Town	Charleston,
Entity Address, State or Province	WV
Entity Address, Postal Zip Code	25313
City Area Code	304
Local Phone Number	769-1100
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		14,964,264
Entity Central Index Key	0000726854
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1
Amendment Flag	false
NASDAQ/NGS (GLOBAL SELECT MARKET) [Member]
Entity Information [Line Items]
Title of 12(b) Security	Common Stock, $2.50 par value
Trading Symbol	CHCO
Security Exchange Name	NASDAQ

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 100,877	$ 101,804
Interest-bearing deposits in depository institutions	497,171	532,827
Cash and Cash Equivalents	598,048	634,631
Investment securities available for sale, at fair value	1,409,513	1,408,165
Other securities	24,785	25,531
Total Investment Securities	1,434,298	1,433,696
Gross loans	3,559,905	3,543,814
Allowance for credit losses	(17,280)	(18,166)
Net Loans	3,542,625	3,525,648
Bank owned life insurance	120,522	120,978
Premises and equipment, net	73,067	74,071
Accrued interest receivable	16,101	15,627
Deferred tax assets, net	18,001	63
Goodwill and other intangible assets, net	116,774	117,121
Other assets	92,331	81,860
Total Assets	6,011,767	6,003,695
Deposits:
Noninterest-bearing	1,357,266	1,373,125
Interest-bearing:
Demand deposits	1,191,492	1,135,848
Savings deposits	1,425,528	1,347,448
Time deposits	1,024,559	1,068,915
Total Deposits	4,998,845	4,925,336
Securities sold under agreements to repurchase	288,483	312,458
Other liabilities	92,009	84,796
Total Liabilities	5,379,337	5,322,590
Commitments and contingencies - see Note H
Shareholders’ Equity
Preferred stock, par value $25 per share: 500,000 shares authorized; none issued	0	0
Common stock, par value $2.50 per share: 50,000,000 shares authorized; 19,047,548 shares issued at March 31, 2022 and December 31, 2021, less 4,002,084 and 3,985,690 shares in treasury, respectively	47,619	47,619
Capital surplus	170,206	170,942
Retained earnings	654,138	641,826
Cost of common stock in treasury	(194,819)	(193,542)
Accumulated other comprehensive (loss) income:
Unrealized (loss) gain on securities available-for-sale	(41,229)	17,745
Underfunded pension liability	(3,485)	(3,485)
Total Accumulated Other Comprehensive (Loss) Income	(44,714)	14,260
Total Shareholders’ Equity	632,430	681,105
Total Liabilities and Shareholders’ Equity	$ 6,011,767	$ 6,003,695

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Mar. 31, 2022	Dec. 31, 2021
Preferred Stock, Number of Shares, Par Value and Other Disclosures [Abstract]
Preferred stock, par value (in dollars per share)	$ 25	$ 25
Preferred stock, shares authorized (in shares)	500,000	500,000
Preferred stock, shares issued (in shares)	0	0
Common Stock, Number of Shares, Par Value and Other Disclosures [Abstract]
Common stock, par value (in dollars per share)	$ 2.50	$ 2.50
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	19,047,548	19,047,548
Common stock, treasury shares (in shares)	4,002,084	3,985,690

Consolidated Statements Of Inco

Consolidated Statements Of Income (Unaudited) - USD ($) shares in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest Income
Interest and fees on loans	$ 31,874,000	$ 34,324,000
Interest and dividends on investment securities:
Taxable	6,223,000	5,242,000
Tax-exempt	1,216,000	1,253,000
Interest on deposits in depository institutions	238,000	118,000
Total Interest Income	39,551,000	40,937,000
Interest Expense
Interest on deposits	1,521,000	3,280,000
Interest on short-term borrowings	114,000	117,000
Total Interest Expense	1,635,000	3,397,000
Net Interest Income	37,916,000	37,540,000
Recovery of credit losses	(756,000)	(440,000)
Net Interest Income After Recovery of Credit Losses	38,672,000	37,980,000
Non-Interest Income
Net securities gains reclassified into earnings	0	283,000
Unrealized losses recognized on equity securities still held	(723,000)	(51,000)
Bank owned  life insurance	2,014,000	1,460,000
Other income	791,000	811,000
Total Non-Interest Income	17,448,000	16,630,000
Non-Interest Expense
Salaries and employee benefits	15,577,000	15,671,000
Occupancy related expense	2,709,000	2,622,000
Equipment and software related expense	2,769,000	2,544,000
FDIC insurance expense	435,000	405,000
Advertising	798,000	881,000
Bankcard expenses	1,606,000	1,584,000
Postage, delivery, and statement mailings	636,000	592,000
Office supplies	410,000	392,000
Legal and professional fees	527,000	675,000
Telecommunications	584,000	690,000
Repossessed asset losses, net of expenses	40,000	79,000
Other expenses	3,436,000	3,674,000
Total Non-Interest Expense	29,527,000	29,809,000
Income Before Income Taxes	26,593,000	24,801,000
Income tax expense	5,251,000	4,987,000
Net Income Available to Common Shareholders	$ 21,342,000	$ 19,814,000
Weighted Average Number of Shares Outstanding Reconciliation [Abstract]
Average shares outstanding, basic (in shares)	14,974	15,656
Effect of dilutive securities (in shares)	28	31
Average shares outstanding, diluted (in shares)	15,002	15,687
Earnings Per Share [Abstract]
Basic earnings per common share (in dollars per share)	$ 1.41	$ 1.25
Diluted earnings per common share (in dollars per share)	$ 1.41	$ 1.25
Service charges
Non-Interest Income
Revenue from contract with customer	$ 6,725,000	$ 5,881,000
Bankcard revenue
Non-Interest Income
Revenue from contract with customer	6,444,000	6,213,000
Trust and investment management fee income
Non-Interest Income
Revenue from contract with customer	$ 2,197,000	$ 2,033,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income available to common shareholders	$ 21,342	$ 19,814
Available-for-Sale Securities
Unrealized losses on available-for-sale securities arising during the period	(77,802)	(20,240)
Reclassification adjustment for gains	0	(283)
Other comprehensive loss before income taxes	(77,802)	(20,523)
Tax effect	18,828	4,918
Other comprehensive loss, net of tax	(58,974)	(15,605)
Comprehensive (Loss) Income, Net of Tax	$ (37,632)	$ 4,209

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Capital Surplus	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (Loss)
Beginning Balance at Dec. 31, 2020	$ 701,106	$ 47,619	$ 171,304	$ 589,988	$ (139,038)	$ 31,233
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	19,814			19,814
Other comprehensive income (loss)	(15,605)					(15,605)
Cash dividends declared	(9,406)			(9,406)
Stock-based compensation expense	1,153		1,153
Restricted awards granted	0		(464)		464
Exercise of stock options	385		(1,467)		1,852
Purchase of treasury shares	(5,762)				(5,762)
Ending balance at Mar. 31, 2021	691,685	47,619	170,526	600,396	(142,484)	15,628
Beginning Balance at Dec. 31, 2021	681,105	47,619	170,942	641,826	(193,542)	14,260
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	21,342			21,342
Other comprehensive income (loss)	(58,974)					(58,974)
Cash dividends declared	(9,030)			(9,030)
Stock-based compensation expense	971		971
Restricted awards granted	0		(1,707)		1,707
Purchase of treasury shares	(2,984)				(2,984)
Ending balance at Mar. 31, 2022	$ 632,430	$ 47,619	$ 170,206	$ 654,138	$ (194,819)	$ (44,714)

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating Activities
Net income	$ 21,342,000	$ 19,814,000
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and (accretion), net	3,538,000	1,990,000
Recovery of credit losses	(756,000)	(440,000)
Depreciation of premises and equipment	1,390,000	1,440,000
Deferred income tax expense	880,000	427,000
Net periodic employee benefit cost	64,000	158,000
Pension contributions	0	(1,000,000)
Gains on sale of investment securities, net	(723,000)	232,000
Stock-compensation expense	971,000	1,153,000
Share-Based Payment Arrangement, Exercise of Option, Tax Benefit	3,000	56,000
Increase in value of bank-owned life insurance	(2,014,000)	(1,460,000)
Loans originated for sale	(15,093,000)	(4,682,000)
Proceeds from the sale of loans originated for sale	15,090,000	4,733,000
Gain on sale of loans	(128,000)	(51,000)
Change in accrued interest receivable	(474,000)	(438,000)
Change in other assets	(1,828,000)	1,318,000
Change in other liabilities	4,577,000	(3,273,000)
Net Cash Provided by Operating Activities	28,279,000	19,401,000
Investing Activities
Net (increase) decrease in loans	(15,695,000)	75,822,000
Purchases	157,888,000	66,424,000
Proceeds from maturities and calls	69,476,000	49,368,000
Purchases	(21,000)	(24,000)
Proceeds from sales	45,000	452,000
Purchases of premises and equipment	(401,000)	(1,048,000)
Proceeds from the disposals of premises and equipment	64,000	0
Proceeds from bank-owned life insurance policies	2,514,000	1,723,000
Payments for low income housing tax credits	(489,000)	(1,218,000)
Net Cash (Used in) Provided by Investing Activities	(102,395,000)	58,651,000
Financing Activities
Net (decrease) increase in non-interest-bearing deposits	(15,859,000)	67,185,000
Net increase in interest-bearing deposits	89,389,000	77,482,000
Net (decrease) increase in short-term borrowings	(23,975,000)	20,047,000
Purchases of treasury stock	(2,984,000)	(5,762,000)
Proceeds from exercise of stock options	0	385,000
Dividends paid	(9,038,000)	(9,249,000)
Net Cash Provided by Financing Activities	37,533,000	150,088,000
(Decrease) Increase in Cash and Cash Equivalents	(36,583,000)	228,140,000
Cash and cash equivalents at beginning of period	634,631,000	528,659,000
Cash and Cash Equivalents at End of Period	598,048,000	756,799,000
Supplemental Cash Flow Information:
Cash paid for interest	1,772,000	3,863,000
Cash paid for income taxes	$ 0	$ 0

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividends declared (in dollars per share)	$ 0.60	$ 0.58
Exercise of stock options (in shares)		8,769
Purchase of treasury shares (in shares)	38,207	75,110

Background and Basis of Present

Background and Basis of Presentation	3 Months Ended
	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Background and Basis of Presentation	Background and Basis of Presentation City Holding Company ("City Holding"), a West Virginia corporation headquartered in Charleston, West Virginia, is a registered financial holding company under the Bank Holding Company Act and conducts its principal activities through its wholly-owned subsidiary, City National Bank of West Virginia ("City National"). City National is a retail and consumer-oriented community bank with 94 banking offices in West Virginia (58), Kentucky (19), Virginia (13) and southeastern Ohio (4). City National provides credit, deposit, and trust and investment management services to its customers in a broad geographical area that includes many rural and small community markets in addition to larger cities including Charleston (WV), Huntington (WV), Martinsburg (WV), Ashland (KY), Lexington (KY), Winchester (VA) and Staunton (VA). In addition to its branch network, City National's delivery channels include automated-teller-machines ("ATMs"), interactive-teller machines ("ITMs"), mobile banking, debit cards, interactive voice response systems, and Internet technology. The Company’s business activities are currently limited to one reportable business segment, which is community banking. The accompanying consolidated financial statements, which are unaudited, include all of the accounts of City Holding and its wholly-owned subsidiaries (collectively, the "Company"). All material intercompany transactions have been eliminated. The consolidated financial statements include all adjustments that, in the opinion of management, are necessary for a fair presentation of the results of operations and financial condition for each of the periods presented. Such adjustments are of a normal recurring nature. The results of operations for the three months ended March 31, 2022 are not necessarily indicative of the results of operations that can be expected for the year ending December 31, 2022. The Company’s accounting and reporting policies conform with generally accepted accounting principles for interim financial information, with the instructions to Form 10-Q and Article 10 of Regulation S-X, and with Industry Guide 3, Statistical Disclosure by Bank Holding Companies . Such policies require management to make estimates and develop assumptions that affect the amounts reported in the consolidated financial statements and related footnotes. Actual results could differ from management’s estimates. The consolidated balance sheet as of December 31, 2021 has been derived from audited financial statements included in the Company’s 2021 Annual Report to Shareholders. Certain information and footnote disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles have been omitted. These financial statements should be read in conjunction with the financial statements and notes thereto included in the 2021 Annual Report of the Company. Certain amounts in the financial statements have been reclassified. Such reclassifications had no impact on shareholders’ equity or net income for any period.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2022
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements Recently Adopted In October 2018, the FASB issued ASU No. 2018-16, "Derivatives and Hedging (Topic 815): Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes." This amendment permits the use of the OIS rate based on SOFR as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815 in addition to the UST, the LIBOR swap rate, the OIS rate based on the Federal Funds Effective Rate, and the SIFMA Municipal Swap Rate. This ASU became effective for the Company on January 1, 2019 with anticipation the LIBOR index would be phased out by the end of 2021. In March 2020, the FASB issued ASU No. 2020-04, "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." This amendment provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform and is effective as of March 12, 2020 through December 31, 2022. In January 2021, the FASB issued ASU No. 2021-01, "Reference Rate Reform (Topic 848): Scope," which clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. Management has reviewed all contracts, identified those that will be affected, and will transition the LIBOR based loans to SOFR, or another index, by June 30, 2023. Pending Adoption In March 2022, the FASB issued ASU No. 2022-01, "Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method." The amendments in this update allow nonprepayable financial assets to be included in a closed portfolio hedged using the portfolio layer method. This expanded scope permits an entity to apply the same portfolio hedging method to both prepayable and nonprepayable financial assets, thereby allowing consistent accounting for similar hedges. This ASU will become effective for the Company on January 1, 2023. The adoption of ASU No. 2022-01 is not expected to have a material impact on the Company's financial statements. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." The amendments in this update eliminate the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables—Troubled Debt Restructurings by creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. The amendments in this update also require that an entity disclose current-period gross writeoffs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments—Credit Losses—Measured at Amortized Cost. This ASU will become effective for the Company on January 1, 2023. The adoption of ASU No. 2022-02 is not expected to have a material impact on the Company's financial statements.

Investments

Investments	3 Months Ended
	Mar. 31, 2022
Investments [Abstract]
Investments	Investments The aggregate carrying and approximate fair values of investment securities follow (in thousands). Fair values are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable financial instruments. March 31, 2022 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities available-for-sale: Obligations of states and political subdivisions $ 264,592 $ 1,904 $ 11,489 $ 255,007 $ 263,809 $ 8,622 $ 215 $ 272,216 Mortgage-backed securities: U.S. government agencies 1,158,996 2,092 45,995 1,115,093 1,080,381 18,739 4,809 1,094,311 Private label 8,368 95 — 8,463 8,555 553 — 9,108 Trust preferred securities 4,574 — 274 4,300 4,570 — 367 4,203 Corporate securities 27,247 206 803 26,650 27,292 1,047 12 28,327 Total Securities Available-for-Sale $ 1,463,777 $ 4,297 $ 58,561 $ 1,409,513 $ 1,384,607 $ 28,961 $ 5,403 $ 1,408,165 The Company's other investment securities include marketable equity securities, non-marketable equity securities and certificates of deposits held for investment. At March 31, 2022 and December 31, 2021, the Company held $8.5 million and $9.2 million in marketable equity securities, respectively. Marketable equity securities mainly consist of investments made by the Company in equity positions of various community banks. Changes in the fair value of the marketable equity securities are recorded in "unrealized losses recognized on equity securities still held" in the consolidated statements of income. The Co mpany's non-marketable securities consist of securities with limited marketability, such as stock in the Federal Reserve Bank ("FRB") or the Federal Home Loan Bank ("FHLB"). At both March 31, 2022 and December 31, 2021, the Company held $15.3 million in non-marketable equity securities. These securities are carried at cost due to the restrictions placed on their transferability. At both March 31, 2022 and December 31, 2021, the Company held $1.0 million in certificates of deposits held for investment. The Company's mortgage-backed U.S. government agency securities consist of both residential and commercial securities, all of which are guaranteed by Fannie Mae ("FNMA"), Freddie Mac ("FHLMC"), or Ginnie Mae ("GNMA"). At March 31, 2022 and December 31, 2021 there were no securities of any non-governmental issuer whose aggregate carrying value or estimated fair value exceeded 10% of shareholders' equity. Certain investment securities owned by the Company were in an unrealized loss position (i.e., amortized cost basis exceeded the estimated fair value of the securities) as of March 31, 2022 and December 31, 2021. The following table shows the gross unrealized losses and fair value of the Company’s investments aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position (in thousands): March 31, 2022 Less Than Twelve Months Twelve Months or Greater Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Securities available-for-sale: Obligations of states and political subdivisions $ 166,363 $ 11,280 $ 3,247 $ 209 $ 169,610 $ 11,489 Mortgage-backed securities: U.S. Government agencies 819,437 45,995 — — 819,437 45,995 Trust preferred securities — — 4,300 274 4,300 274 Corporate securities 14,944 803 — — 14,944 803 Total available-for-sale $ 1,000,744 $ 58,078 $ 7,547 $ 483 $ 1,008,291 $ 58,561 December 31, 2021 Less Than Twelve Months Twelve Months or Greater Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Securities available-for-sale: Obligations of states and political subdivisions $ 13,277 $ 152 $ 2,420 $ 63 $ 15,697 $ 215 Mortgage-backed securities: U.S. Government agencies 521,407 4,802 23,295 7 544,702 4,809 Trust preferred securities — — 4,203 367 4,203 367 Corporate securities 988 12 — — 988 12 Total available-for-sale $ 535,672 $ 4,966 $ 29,918 $ 437 $ 565,590 $ 5,403 As of March 31, 2022, management does not intend to sell any impaired security and it is not more than likely that it will be required to sell any impaired security before the recovery of its amortized cost basis. The unrealized losses on debt securities are primarily the result of interest rate changes, credit spread fluctuations on agency-issued mortgage-related securities, general financial market uncertainty and unprecedented market volatility. These conditions should not prohibit the Company from receiving its contractual principal and interest payments on its debt securities. The fair value is expected to recover as the securities a pproach their maturity date or repricing date. As of March 31, 2022, management believes the unrealized losses detailed in the table above are temporary and therefore no allowance for credit losses has been recognized on the Company’s securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss will be recognized in net income in the period the other-than-temporary impairment is identified, while any noncredit loss will be recognized in other comprehensive income. During the three months ended March 31, 2022 and 2021, the Company had no credit-related net investment impairment losses. The amortized cost and estimated fair value of debt securities at March 31, 2022, by contractual maturity, is shown in the following table (in thousands). Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to prepay obligations without prepayment penalties. Mortgage-backed securities have been allocated to their respective maturity groupings based on their contractual maturity. Amortized Cost Estimated Fair Value Available-for-Sale Debt Securities Due in one year or less $ 3,116 $ 3,146 Due after one year through five years 45,143 45,506 Due after five years through ten years 396,831 391,126 Due after ten years 1,018,687 969,735 Total $ 1,463,777 $ 1,409,513 Gross gains and gross losses recognized by the Company from investment security transactions are summarized in the table below (in thousands): Three months ended March 31, 2022 2021 Gross realized gains on securities sold $ — $ 283 Gross realized losses on securities sold — — Net investment security gains $ — $ 283 Gross unrealized gains recognized on equity securities still held $ 7 $ — Gross unrealized losses recognized on equity securities still held (730) (51) Net unrealized losses recognized on equity securities still held $ (723) $ (51) The carrying value of securities pledged to secure public deposits and for other purposes as required or permitted by law approximated $652 million and $711 million at March 31, 2022 and December 31, 2021, respectively.

Loans

Loans	3 Months Ended
	Mar. 31, 2022
Loans and Leases Receivable, Net Amount [Abstract]
Loans	Loans The following table summarizes the Company’s major classifications for loans (in thousands): March 31, 2022 December 31, 2021 Commercial and industrial $ 337,384 $ 346,184 1-4 Family 108,424 107,873 Hotels 314,902 311,315 Multi-family 209,359 215,677 Non Residential Non-Owner Occupied 637,092 639,818 Non Residential Owner Occupied 200,180 204,233 Commercial real estate 1,469,957 1,478,916 Residential real estate 1,588,860 1,548,965 Home equity 121,460 122,345 Consumer 39,778 40,901 Demand deposit account (DDA) overdrafts 2,466 6,503 Gross loans 3,559,905 3,543,814 Allowance for credit losses (17,280) (18,166) Net loans $ 3,542,625 $ 3,525,648 Construction loans included in: Commercial real estate $ 14,877 $ 11,783 Residential real estate 16,253 17,252 The Company’s commercial and residential real estate construction loans are primarily secured by real estate within the Company’s principal markets. These loans were originated under the Company’s loan policies, which are focused on the risk characteristics of the loan portfolio, including construction loans. In the judgment of the Company's management, adequate consideration has been given to these loans in establishing the Company's allowance for credit losses.

Allowance For Credit Losses

Allowance For Credit Losses	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Allowance For Credit Losses	The following table summarizes the activity in the allowance for credit losses, by portfolio loan classification, for the three months ended March 31, 2022 and 2021 (in thousands). The allocation of a portion of the allowance in one portfolio segment does not preclude its availability to absorb losses in other portfolio segments. Beginning Balance Charge-offs Recoveries (Recovery of) provision for credit losses Ending Balance March 31, 2022 Commercial and industrial $ 3,480 $ (34) $ 59 $ (47) $ 3,458 1-4 Family 598 — 29 (53) 574 Hotels 2,426 — — 119 2,545 Multi-family 483 — — (6) 477 Non Residential Non-Owner Occupied 2,319 — 24 (62) 2,281 Non Residential Owner Occupied 1,485 — — (103) 1,382 Commercial real estate 7,311 — 53 (105) 7,259 Residential real estate 5,716 (50) 45 (672) 5,039 Home equity 517 — 17 (124) 410 Consumer 106 (23) 28 (25) 86 DDA overdrafts 1,036 (631) 406 217 1,028 $ 18,166 $ (738) $ 608 $ (756) $ 17,280 March 31, 2021 Commercial and industrial $ 3,644 $ (34) $ 46 $ (131) $ 3,525 1-4 Family 771 — 84 (106) 749 Hotels 3,347 — — (166) 3,181 Multi-family 674 — — (16) 658 Non Residential Non-Owner Occupied 3,223 (1) 31 234 3,487 Non Residential Owner Occupied 2,982 — 49 (239) 2,792 Commercial real estate 10,997 (1) 164 (293) 10,867 Residential real estate 8,093 (93) 74 (14) 8,060 Home equity 630 (64) 23 19 608 Consumer 163 (147) 39 96 151 DDA Overdrafts 1,022 (453) 413 (117) 865 $ 24,549 $ (792) $ 759 $ (440) $ 24,076 Management systematically monitors the loan portfolio and the appropriateness of the allowance for credit losses on a quarterly basis to provide for expected losses inherent in the portfolio. Management assesses the risk in each loan type based on historica l trends, the general economic environment of its local markets, individual loan performance and other relevant factors. The Company's estimate of future economic conditions utilized in its provision estimate is primarily dependent on expected unemployment ranges over a two-year period. Beyond two years, a straight line reversion to historical average loss rates is applied over the life of the loan pool in the migration methodology. The vintage methodology applies future average loss rates based on net losses in historical periods where the unemployment rate was within the forecasted range. Individual credits in excess of $1 million are selected at least annually for detailed loan reviews, which are utilized by management to assess the risk in the portfolio and the appropriateness of the allowance. Non-Performing Loans Interest income on loans is accrued and credited to operations based upon the principal amount outstanding, using methods that generally result in level rates of return. Loan origination fees, and certain direct costs, are deferred and amortized as an adjustment to the yield over the term of the loan. The accrual of interest generally is discontinued when a loan becomes 90 days past due as to principal or interest for all loan types. However, any loan may be placed on non-accrual status if the Company receives information that indicates a borrower is unable to meet the contractual terms of its respective loan agreement. Other indicators considered for placing a loan on non-accrual status include the borrower’s involvement in bankruptcies, foreclosures, repossessions, litigation and any other situation resulting in doubt as to whether full collection of contractual principal and interest is attainable. When interest accruals are discontinued, unpaid interest recognized in income in the current year is reversed, and interest accrued in prior years is charged to the allowance for credit losses. Management may elect to continue the accrual of interest when the net realizable value of collateral exceeds the principal balance and related accrued interest, and the loan is in the process of collection. Generally for all loan classes, interest income during the period the loan is non-performing is recorded on a cash basis after recovery of principal is reasonably assured. Cash payments received on nonperforming loans are typically applied directly against the outstanding principal balance until the loan is fully repaid. Generally, loans are restored to accrual status when the obligation is brought current, the borrower has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of March 31, 2022 (in thousands): Non-accrual With No Non-accrual With Loans Past Due Allowance for Allowance for Over 90 Days Credit Losses Credit Losses Still Accruing Commercial & Industrial $ 138 $ 931 $ — 1-4 Family — 997 — Hotels — 113 — Multi-family — — — Non Residential Non-Owner Occupied — 685 — Non Residential Owner Occupied — 446 — Commercial Real Estate — 2,241 — Residential Real Estate 63 1,723 — Home Equity — 99 21 Consumer — — — Total $ 201 $ 4,994 $ 21 The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of December 31, 2021 (in thousands): Non-accrual With No Non-accrual With Loans Past Due Allowance for Allowance for Over 90 Days Credit Losses Credit Losses Still Accruing Commercial & Industrial $ — $ 996 $ 43 1-4 Family — 1,016 — Hotels — 113 — Multi-family — — — Non Residential Non-Owner Occupied — 652 — Non Residential Owner Occupied — 592 — Commercial Real Estate — 2,373 — Residential Real Estate 63 2,746 — Home Equity — 40 — Consumer — — — Total $ 63 $ 6,155 $ 43 The Company recognized no interest income on nonaccrual loans during each of the three months ended March 31, 2022 and 2021. There were no individually evaluated impaired collateral-dependent loans as of March 31, 2022 or December 31, 2021. Changes in the fair value of the collateral for collateral-dependent loans are reported as credit loss expense or a reversal of credit loss expense in the period of change. The Company would have recognized less than $0.1 million of interest income during each of the three months ended March 31, 2022 and 2021 if such loans had been current in accordance with their original terms. There were no significant commitments to provide additional funds on non-accrual or impaired loans at March 31, 2022. Generally, all loan types are considered past due when the contractual terms of a loan are not met and the borrower is 30 days or more past due on a payment. Furthermore, residential and home equity loans are generally subject to charge-off when the loan becomes 120 days past due, depending on the estimated fair value of the collateral less cost to dispose, versus the outstanding loan balance. Commercial loans are generally charged off when the loan becomes 120 days past due. Open-end consumer loans are generally charged off when the loan becomes 180 days past due. The following tables present the aging of the amortized cost basis in past-due loans as of March 31, 2022 and December 31, 2021 by class of loan (in thousands): March 31, 2022 30-59 60-89 90+ Total Current Non- Total Past Due Past Due Past Due Past Due Loans accrual Loans Commercial and industrial $ 56 $ — $ — $ 56 $ 336,259 $ 1,069 $ 337,384 1-4 Family 310 — — 310 107,117 997 108,424 Hotels — — — — 314,789 113 314,902 Multi-family — — — — 209,359 — 209,359 Non Residential Non-Owner Occupied 434 — — 434 635,973 685 637,092 Non Residential Owner Occupied — — — — 199,734 446 200,180 Commercial real estate 744 — — 744 1,466,972 2,241 1,469,957 Residential real estate 4,740 236 — 4,976 1,582,098 1,786 1,588,860 Home Equity 442 42 21 505 120,856 99 121,460 Consumer 32 — — 32 39,746 — 39,778 Overdrafts 332 60 — 392 2,074 — 2,466 Total $ 6,346 $ 338 $ 21 $ 6,705 $ 3,548,005 $ 5,195 $ 3,559,905 December 31, 2021 30-59 60-89 90+ Total Current Non- Total Past Due Past Due Past Due Past Due Loans accrual Loans Commercial and industrial $ 116 $ 177 $ 43 $ 336 $ 344,852 $ 996 $ 346,184 1-4 Family 21 — — 21 106,836 1,016 107,873 Hotels — — — — 311,202 113 311,315 Multi-family — — — — 215,677 — 215,677 Non Residential Non-Owner Occupied — — — — 639,166 652 639,818 Non Residential Owner Occupied — — — — 203,641 592 204,233 Commercial real estate 21 — — 21 1,476,522 2,373 1,478,916 Residential real estate 5,166 156 — 5,322 1,540,834 2,809 1,548,965 Home Equity 592 26 — 618 121,687 40 122,345 Consumer 59 1 — 60 40,841 — 40,901 Overdrafts 485 4 — 489 6,014 — 6,503 Total $ 6,439 $ 364 $ 43 $ 6,846 $ 3,530,750 $ 6,218 $ 3,543,814 Troubled Debt Restructurings ("TDRs") The Company’s policy on loan modifications typically does not allow for modifications that would be considered a concession from the Company. However, when there is a modification, the Company evaluates each modification to determine if the modification constitutes a troubled debt restructuring (“TDR”) in accordance with ASU 2011-02, whereby a modification of a loan would be considered a TDR when both of the following conditions are met: (1) a borrower is experiencing financial difficulty and (2) the modification constitutes a concession. These modifications range from partial deferrals (interest only) to full deferrals (principal and interest). When determining whether the borrower is experiencing financial difficulties, the Company reviews whether the debtor is currently in payment default on any of its debt or whether it is probable that the debtor would be in payment default in the foreseeable future without the modification. Other indicators of financial difficulty include whether the debtor has declared or is in the process of declaring bankruptcy, the debtor’s ability to continue as a going concern, or the debtor’s projected cash flow to service its debt (including principal and interest) in accordance with the contractual terms for the foreseeable future, without a modification. The following table sets forth the Company’s TDRs (in thousands). Substantially all of the Company's TDRs are accruing interest. March 31, 2022 December 31, 2021 Commercial and industrial $ 397 $ 414 1-4 Family 109 112 Hotels — — Multi-family 1,781 1,802 Non Residential Non-Owner Occupied — — Non Residential Owner Occupied — — Commercial real estate 1,890 1,914 Residential real estate 16,182 16,943 Home equity 1,694 1,784 Consumer 194 225 Total $ 20,357 $ 21,280 The Company has allocated $0.3 million of the allowance for credit losses for these loans as of both March 31, 2022 and December 31, 2021. As of March 31, 2022 , the Company has not committed to lend any additional amounts in relation to these loans. The following table presents loans by class, modified as TDRs, that occurred during the three months ended March 31, 2022 and 2021, respectively (dollars in thousands): March 31, 2022 March 31, 2021 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment Commercial and industrial — $ — $ — — $ — $ — 1-4 Family — — — — — — Hotels — — — — — — Multi-family — — — — — — Non Owner Non-Owner Occupied — — — — — — Non Owner Owner Occupied — — — — — — Commercial real estate — — — — — — Residential real estate 3 326 326 3 154 154 Home equity — — — — — — Consumer — — — — — — Total 3 $ 326 $ 326 3 $ 154 $ 154 The TDRs above increased the allowance for credit losses by less than $0.1 million in each of the three months ended March 31, 2022 and 2021 and resulted in no charge-offs durin g those same time periods. The Company had no TDRs that were charged-off during 2022. Most TDRs above are reported due to filing Chapter 7 bankruptcy. Regulatory guidance requires that loans be accounted for as collateral-dependent loans when borrowers have filed Chapter 7 bankruptcy, the debt has been discharged by the bankruptcy court and the borrower has not reaffirmed the debt. The filing of bankruptcy is deemed to be evidence that the borrower is in financial difficulty and the discharge of debt by the bankruptcy court is deemed to be a concession granted to the borrower. COVID-19 Pandemic In March of 2020, in response to the COVID-19 pandemic, regulatory guidance was issued that clarified the accounting for loan modifications. Modifications of loan terms do not automatically result in a TDR. Short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not considered TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extension of repayment terms, or other delays that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time of modification. In addition, modifications or deferrals pursuant to the CARES Act do not represent TDRs. However, these deferrals do not absolve the company from performing its normal risk rating and therefore a loan could be current and have a less than satisfactory risk rating. Through March 31, 2022, the Company granted deferrals of approximately $144 million to its mortgage customers. These deferral arrangements ranged from 30 days to 90 days. As of March 31, 2022, approximately $1 million of these loans were still deferring, while approximately $143 million have resumed making their normal loan payment. As of March 31, 2022, approximately $4 million of the loans previously deferred were previously and currently considered TDRs due to Chapter 7 bankruptcies. As of March 31, 2022, all outstanding commercial deferrals had resumed making their normal loan payment. Credit Quality Indicators All commercial loans within the portfolio are subject to internal risk rating. All non-commercial loans are evaluated based on payment history. The Company’s internal risk ratings for commercial loans are: Exceptional, Good, Acceptable, Pass/Watch, Special Mention, Substandard and Doubtful. Each internal risk rating is defined in the loan policy using the following criteria: balance sheet yields; ratios and leverage; cash flow spread and coverage; prior history; capability of management; market position/industry; potential impact of changing economic, legal, regulatory or environmental conditions; purpose; structure; collateral support; and guarantor support. Risk grades are generally assigned by the primary lending officer and are periodically evaluated by the Company’s internal loan review process. Based on an individual loan’s risk grade, estimated loss percentages are applied to the outstanding balance of the loan to determine the amount of expected loss. The Company categorizes loans into risk categories based on relevant information regarding the customer’s debt service ability, capacity and overall collateral position, along with other economic trends and historical payment performance. The risk rating for each credit is updated when the Company receives current financial information, the loan is reviewed by the Company’s internal loan review and credit administration departments, or the loan becomes delinquent or impaired. The risk grades are updated a minimum of annually for loans rated Exceptional, Good, Acceptable, or Pass/Watch. Loans rated Special Mention, Substandard or Doubtful are reviewed at least quarterly. The Company uses the following definitions for its risk ratings: Risk Rating Description Pass Ratings: (a) Exceptional Loans classified as exceptional are secured with liquid collateral conforming to the internal loan policy. Loans rated within this category pose minimal risk of loss to the bank. (b) Good Loans classified as good have similar characteristics that include a strong balance sheet, satisfactory debt service coverage ratios, strong management and/or guarantors, and little exposure to economic cycles. Loans in this category generally have a low chance of loss to the bank. (c) Acceptable Loans classified as acceptable have acceptable liquidity levels, adequate debt service coverage ratios, experienced management, and have average exposure to economic cycles. Loans within this category generally have a low risk of loss to the bank. (d) Pass/watch Loans classified as pass/watch have erratic levels of leverage and/or liquidity, cash flow is volatile and the borrower is subject to moderate economic risk. A borrower in this category poses a low to moderate risk of loss to the bank. Special mention Loans classified as special mention have a potential weakness(es) that deserves management’s close attention. The potential weakness could result in deterioration of the loan repayment or the bank’s credit position at some future date. A loan rated in this category poses a moderate loss risk to the bank. Substandard Loans classified as substandard reflect a customer with a well defined weakness that jeopardizes the liquidation of the debt. Loans in this category have the possibility that the bank will sustain some loss if the deficiencies are not corrected and the bank’s collateral value is weakened by the financial deterioration of the borrower. Doubtful Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristics that make collection of the full contract amount highly improbable. Loans rated in this category are most likely to cause the bank to have a loss due to a collateral shortfall or a negative capital position. Based on the most recent analysis performed, the risk category of loans by class of loans at March 31, 2022 is as follows (in thousands): Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial and industrial Pass $ 11,848 $ 96,310 $ 78,015 $ 40,495 $ 25,796 $ 11,612 $ 63,174 $ 327,250 Special mention — 2 461 12 — 21 3,348 3,844 Substandard — 224 1,632 1,439 439 1,835 721 6,290 Total $ 11,848 $ 96,536 $ 80,108 $ 41,946 $ 26,235 $ 13,468 $ 67,243 $ 337,384 Commercial real estate - 1-4 Family Pass $ 8,038 $ 24,740 $ 14,703 $ 10,247 $ 5,856 $ 30,235 $ 10,445 $ 104,264 Special mention — — 120 — — 707 — 827 Substandard — — 273 153 — 2,907 — 3,333 Total $ 8,038 $ 24,740 $ 15,096 $ 10,400 $ 5,856 $ 33,849 $ 10,445 $ 108,424 Commercial real estate - Hotels Pass $ 14,042 $ 37,616 $ 16,133 $ 68,712 $ 21,051 $ 88,940 $ 229 $ 246,723 Special mention — — — 24,682 — — — 24,682 Substandard 133 372 — 15,327 — 27,665 — 43,497 Total $ 14,175 $ 37,988 $ 16,133 $ 108,721 $ 21,051 $ 116,605 $ 229 $ 314,902 Commercial real estate - Multi-family Pass $ 2,927 $ 21,687 $ 69,256 $ 52,692 $ 2,246 $ 58,120 $ 587 $ 207,515 Special mention — — — 1,781 — — — 1,781 Substandard — — — — — 63 — 63 Total $ 2,927 $ 21,687 $ 69,256 $ 54,473 $ 2,246 $ 58,183 $ 587 $ 209,359 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Non Residential Non-Owner Occupied Pass $ 19,114 $ 142,855 $ 131,657 $ 78,366 $ 98,815 $ 156,784 $ 3,050 $ 630,641 Special mention — 116 180 184 — 136 — 616 Substandard — 667 11 1,356 2,077 1,724 — 5,835 Total $ 19,114 $ 143,638 $ 131,848 $ 79,906 $ 100,892 $ 158,644 $ 3,050 $ 637,092 Commercial real estate - Non Residential Owner Occupied Pass $ 5,849 $ 45,949 $ 28,013 $ 26,747 $ 19,311 $ 52,974 $ 2,819 $ 181,662 Special mention — — 30 353 40 842 — 1,265 Substandard 984 198 113 2,258 621 12,305 774 17,253 Total $ 6,833 $ 46,147 $ 28,156 $ 29,358 $ 19,972 $ 66,121 $ 3,593 $ 200,180 Commercial real estate - Total Pass $ 49,970 $ 272,847 $ 259,762 $ 236,764 $ 147,279 $ 387,053 $ 17,130 $ 1,370,805 Special mention — 116 330 27,000 40 1,685 — 29,171 Substandard 1,117 1,237 397 19,094 2,698 44,664 774 69,981 Total $ 51,087 $ 274,200 $ 260,489 $ 282,858 $ 150,017 $ 433,402 $ 17,904 $ 1,469,957 Residential real estate Performing $ 118,349 $ 367,840 $ 304,894 $ 145,177 $ 101,772 $ 449,528 $ 99,512 $ 1,587,072 Non-performing — 204 — 231 15 973 365 1,788 Total $ 118,349 $ 368,044 $ 304,894 $ 145,408 $ 101,787 $ 450,501 $ 99,877 $ 1,588,860 Home equity Performing $ 2,961 $ 8,608 $ 5,927 $ 3,429 $ 2,822 $ 8,990 $ 88,624 $ 121,361 Non-performing — — — — — — 99 99 Total $ 2,961 $ 8,608 $ 5,927 $ 3,429 $ 2,822 $ 8,990 $ 88,723 $ 121,460 Consumer Performing $ 4,485 $ 12,160 $ 8,295 $ 6,968 $ 3,983 $ 2,453 $ 1,434 $ 39,778 Non-performing — — — — — — — — Total $ 4,485 $ 12,160 $ 8,295 $ 6,968 $ 3,983 $ 2,453 $ 1,434 $ 39,778 Based on the most recent analysis performed, the risk category of loans by class of loans at December 31, 2021 is as follows (in thousands): Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total Commercial and industrial Pass $ 87,148 $ 82,946 $ 41,908 $ 27,355 $ 23,895 $ 6,755 $ 65,775 $ 335,782 Special mention 3 480 17 — 21 — 3,324 3,845 Substandard 319 1,531 1,574 510 395 1,550 678 6,557 Total $ 87,470 $ 84,957 $ 43,499 $ 27,865 $ 24,311 $ 8,305 $ 69,777 $ 346,184 Commercial real estate - 1-4 Family Pass $ 26,425 $ 16,163 $ 10,659 $ 6,208 $ 4,250 $ 28,734 $ 10,877 $ 103,316 Special mention — 122 — — — 718 — 840 Substandard — 276 158 — 722 2,561 — 3,717 Total $ 26,425 $ 16,561 $ 10,817 $ 6,208 $ 4,972 $ 32,013 $ 10,877 $ 107,873 Commercial real estate - Hotels Pass $ 38,197 $ 16,183 $ 64,107 $ 21,222 $ 41,526 $ 55,895 $ 279 $ 237,409 Special mention 103 — 29,914 — — — — 30,017 Substandard 398 140 15,413 — 5,601 22,337 — 43,889 Total $ 38,698 $ 16,323 $ 109,434 $ 21,222 $ 47,127 $ 78,232 $ 279 $ 311,315 Commercial real estate - Multi-family Pass $ 20,434 $ 78,837 $ 53,033 $ 2,264 $ 19,783 $ 38,918 $ 540 $ 213,809 Special mention — — 1,802 — — — — 1,802 Substandard — — — — — 66 — 66 Total $ 20,434 $ 78,837 $ 54,835 $ 2,264 $ 19,783 $ 38,984 $ 540 $ 215,677 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total Commercial real estate - Non Residential Non-Owner Occupied Pass $ 144,927 $ 135,423 $ 85,296 $ 99,618 $ 33,770 $ 130,342 $ 2,655 $ 632,031 Special mention 119 183 186 257 — 138 — 883 Substandard 640 16 1,365 2,134 22 2,727 — 6,904 Total $ 145,686 $ 135,622 $ 86,847 $ 102,009 $ 33,792 $ 133,207 $ 2,655 $ 639,818 Commercial real estate - Non Residential Owner Occupied Pass $ 46,445 $ 28,535 $ 25,647 $ 22,197 $ 15,296 $ 37,806 $ 2,509 $ 178,435 Special mention — 30 2,744 42 319 2,294 — 5,429 Substandard 199 114 2,372 634 6,677 9,503 870 20,369 Total $ 46,644 $ 28,679 $ 30,763 $ 22,873 $ 22,292 $ 49,603 $ 3,379 $ 204,233 Commercial real estate - Total Pass $ 276,429 $ 275,141 $ 238,742 $ 151,509 $ 114,626 $ 291,696 $ 16,860 $ 1,365,003 Special mention 222 334 34,647 299 319 3,151 — 38,972 Substandard 1,238 546 19,308 2,769 13,023 37,191 866 74,941 Total $ 277,889 $ 276,021 $ 292,697 $ 154,577 $ 127,968 $ 332,038 $ 17,726 $ 1,478,916 Residential real estate Performing $ 375,465 $ 326,107 $ 155,829 $ 110,551 $ 87,870 $ 389,519 $ 100,815 $ 1,546,156 Non-performing — — 232 29 120 692 1,736 2,809 Total $ 375,465 $ 326,107 $ 156,061 $ 110,580 $ 87,990 $ 390,211 $ 102,551 $ 1,548,965 Home equity Performing $ 9,008 $ 6,474 $ 3,582 $ 2,949 $ 1,431 $ 8,176 $ 90,685 $ 122,305 Non-performing — — — — — — 40 40 Total $ 9,008 $ 6,474 $ 3,582 $ 2,949 $ 1,431 $ 8,176 $ 90,725 $ 122,345 Consumer Performing $ 13,584 $ 9,545 $ 8,313 $ 4,920 $ 1,324 $ 1,624 $ 1,591 $ 40,901 Non-performing — — — — — — — — Total $ 13,584 $ 9,545 $ 8,313 $ 4,920 $ 1,324 $ 1,624 $ 1,591 $ 40,901

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments As of March 31, 2022 and December 31, 2021, the Company primarily utilizes non-hedging derivative financial instruments with commercial banking customers to facilitate their interest rate management strategies. For these instruments, the Company acts as an intermediary for its customers and has offsetting contracts with financial institution counterparties. Changes in the fair value of these underlying derivative contracts generally offset each other and do not significantly impact the Company's results of operations. The following table summarizes the notional and fair value of these derivative instruments (in thousands): March 31, 2022 December 31, 2021 Notional Amount Fair Value Notional Amount Fair Value Non-hedging interest rate derivatives: Customer counterparties: Loan interest rate swap - assets $ 165,655 $ 3,495 $ 532,136 $ 20,614 Loan interest rate swap - liabilities 507,248 23,743 138,138 3,560 Non-hedging interest rate derivatives: Financial institution counterparties: Loan interest rate swap - assets 519,857 24,560 147,644 3,867 Loan interest rate swap - liabilities 165,655 3,495 535,577 20,679 The following table summarizes the change in fair value of these derivative instruments (in thousands): Three months ended March 31, 2022 2021 Change in Fair Value Non-Hedging Interest Rate Derivatives: Other income (expense) - derivative assets $ 3,076 $ (22,994) Other (expense) income - derivative liabilities (3,076) 22,994 Other income - derivative liabilities 577 385 Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet and/or subject to master netting arrangements. The Company's derivative transactions with financial institution counterparties are generally executed under International Swaps and Derivative Association ("ISDA") master agreements which include "right of setoff" provisions. In such cases there is generally a legally enforceable right to offset recognized amounts and there may be an intention to settle such amounts on a net basis. Nonetheless, the Company does not generally offset financial instruments for financial reporting purposes. Pursuant to the Company's agreements with certain of its derivative financial institution counterparties, the Company may receive collateral or post collateral, which may be in the form of cash or securities, based upon mark-to-mark positions. The Company has posted collateral with a value of $32.1 million and $34.8 million as of March 31, 2022 and December 31, 2021, respectively. Loans associated with a customer counterparty loan interest rate swap agreement may be subject to a make whole penalty upon termination of the agreement. The dollar amount of the make whole penalty varies based on the remaining term of the agreement and market rates at that time. The make whole penalty is secured by equity in the specific collateral securing the loan. The Company estimates the make whole penalty when determining if there is sufficient collateral to pay off both the potential make whole penalty and the outstanding loan balance at the origination of the loan. In the event of a customer default, the make whole penalty is capitalized into the existing loan balance; however, no guarantees can be made that the collateral will be sufficient to cover both the make whole provision and the outstanding loan balance at the time of foreclosure. Fair Value Hedges During the year ended December 31, 2020, the Company entered into a series of fair value hedge agreements to reduce the interest rate risk associated with the change in fair value of certain securities. The total notional amount of these agreements was $150 million and the amortized cost of the hedged assets was $346.5 million and $363.6 million as of March 31, 2022 and December 31, 2021, respectively. During the quarters ended March 31, 2022 and 2021, the fair value hedge agreements were effective. The gains or losses on these hedges are recognized in current earnings as fair value changes. The fair value of these hedges was $10.8 million and $4.3 million at March 31, 2022 and December 31, 2021, respectively, and was included within other assets in the Consolidated Balance Sheets. The following table summarizes the financial statement impact of these derivative instruments (in thousands): March 31, 2022 December 31, 2021 Investment securities available for sale, at fair value $ (10,846) $ (4,711) Other assets 10,753 4,308 Cumulative adjustment to Interest and dividends on investment securities 93 403

Employee Benefit Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2022
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Employee Benefit Plans	Employee Benefit Plans Restricted Shares, Restricted Stock Units, Performance Share Units The Company records compensation expense with respect to restricted shares, restricted stock units and performance share units in an amount equal to the fair value of the common stock covered by each award on the date of grant. These awards become fully vested after various periods of continued employment from the respective dates of grant. The Company is entitled to an income tax deduction in an amount equal to the taxable income reported by the holders of the restricted shares when the restrictions are released and the shares are issued. Compensation is being charged to expense over the respective vesting periods. Restricted shares are forfeited if the awardee officer or employee terminates his employment with the Company prior to the lapsing of restrictions. The Company records forfeitures of restricted stock as treasury share repurchases and any compensation cost previously recognized is reversed in the period of forfeiture. Recipients of restricted shares do not pay any cash consideration to the Company for the shares, and, except for restricted stock units and performance share units, have the right to vote all shares subject to such grant and receive all dividends with respect to such shares, whether or not the shares have vested. For restricted shares and performance share units that have performance-based criteria, management has evaluated those criteria and has determined that, as of March 31, 2022, the criteria were probable of being met. A summary of the Company’s restricted shares activity and related information is presented below: Three months ended March 31, 2022 2021 Restricted Awards Average Market Price at Grant Restricted Awards Average Market Price at Grant Outstanding at January 1 146,755 $ 72.16 158,554 $ 67.40 Granted 19,034 75.69 20,536 70.66 Vested (25,330) 78.77 (36,685) 66.32 Outstanding at March 31 140,459 $ 71.75 142,405 $ 67.88 Information regarding stock-based compensation associated with restricted shares is provided in the following table (in thousands): Three months ended March 31, 2022 2021 Stock-based compensation expense associated with restricted shares $ 662 $ 783 At period-end: March 31, 2022 Unrecognized stock-based compensation expense associated with restricted shares $ 5,280 Weighted average period (in years) in which the above amount is expected to be recognized 2.9 Shares issued in conjunction with restricted stock awards are issued from available treasury shares. If no treasury shares are available, new shares would be issued from available authorized shares. During the three months ended March 31, 2022 and 2021, all shares issued in connection with restricted stock awards were issued from available treasury stock. Benefit Plans The Company provides retirement benefits to its employees through the City Holding Company 401(k) Plan and Trust (the “401(k) Plan”), which is intended to be compliant with Employee Retirement Income Security Act (ERISA) section 404(c). The Company also maintains a frozen defined benefit pension plan (the “Defined Benefit Plan”), which was inherited from the Company's acquisition of the plan sponsor (Horizon Bancorp, Inc.). The following table presents the components of the Company's net periodic benefit cost, which is included in the line item "other expenses" in the consolidated statements of income, (in thousands): Three months ended March 31, 2022 2021 Components of net periodic cost: Interest cost $ 90 $ 83 Expected return on plan assets (221) (205) Net amortization and deferral 195 280 Net Periodic Pension Cost $ 64 $ 158

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies COVID-19 The ongoing COVID-19 pandemic continues to create disruptions to the global economy and to the lives of individuals throughout the world. Given the ongoing and dynamic nature of the circumstances, it is not possible to accurately predict the extent, severity or duration of these conditions or when normal economic and operating conditions will resume. For this reason, the extent to which the COVID-19 pandemic affects the Company's business, operations and financial condition, as well as its regulatory capital and liquidity ratios, is highly uncertain and unpredictable and depends on, among other things, new information that may emerge concerning the scope, duration and severity of the COVID-19 pandemic, actions taken by governmental authorities and other parties in response to the pandemic, the scale of distribution and public acceptance of vaccines for COVID-19 and the effectiveness of such vaccines in stemming or stopping the spread of COVID-19 and the rise of any variants or new strains of the COVID-19 virus. Even after the COVID-19 pandemic subsides, it will likely take time for the U.S. economy to recover, and the length of the recovery period is unknown. The Company's business could be materially and adversely affected during any such recovery period. Credit Related Financial Instruments The Company is a party to certain financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. The Company has entered into agreements with certain customers to extend credit or provide a conditional commitment to provide payment on drafts presented in accordance with the terms of the underlying credit documents. The Company also provides overdraft protection to certain demand deposit customers that represent an unfunded commitment. Overdraft protection commitments, which are included with other commitments below, are uncollateralized and are paid at the Company’s discretion. Conditional commitments generally include standby and commercial letters of credit. Standby letters of credit represent an obligation of the Company to a designated third party contingent upon the failure of a customer of the Company to perform under the terms of the underlying contract between the customer and the third party. Commercial letters of credit are issued specifically to facilitate trade or commerce. Under the terms of a commercial letter of credit, drafts will be drawn when the underlying transaction is consummated, as intended, between the customer and a third party. The majority of the Company's commitments have variable interest rates. The funded portion of these financial instruments is reflected in the Company’s balance sheet, while the unfunded portion of these commitments is not reflected in the balance sheet. The table below presents a summary of the contractual obligations of the Company resulting from significant commitments (in thousands): March 31, 2022 December 31, 2021 Commitments to extend credit: Home equity lines $ 223,870 $ 221,119 Commercial real estate 37,686 50,760 Other commitments 231,077 242,250 Standby letters of credit 7,913 6,023 Commercial letters of credit 183 173 Loan commitments and standby and commercial letters of credit have credit risks essentially the same as those involved in extending loans to customers and are subject to the Company’s standard credit policies. Collateral is obtained based on management’s credit assessment of the customer. Management does not anticipate any material losses as a result of these commitments. Litigation In addition, the Company is engaged in various legal actions that it deems to be in the ordinary course of business. As these legal actions are resolved, the Company could realize positive and/or negative impact to its financial performance in the period in which these legal actions are ultimately resolved. There can be no assurance that current legal actions will have an immaterial impact on financial results, either positive or negative, or that no material legal actions may be presented in the future.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Accumulated Other Comprehensive Income	Accumulated Other Comprehensive Income The activity in accumulated other comprehensive income is presented in the tables below (in thousands). All amounts are shown net of tax, which is calculated using a combined federal and state income tax rate approximating 24%. Three months ended March 31, Defined Benefit Securities Pension Available- Plan -for-Sale Total 2022 Beginning Balance $ (3,485) $ 17,745 $ 14,260 Other comprehensive loss before reclassifications — (58,974) (58,974) — (58,974) (58,974) Ending Balance $ (3,485) $ (41,229) $ (44,714) 2021 Beginning Balance $ (5,661) $ 36,894 $ 31,233 Other comprehensive loss before reclassifications — (15,390) (15,390) Amounts reclassified from other comprehensive income — (215) (215) — (15,605) (15,605) Ending Balance $ (5,661) $ 21,289 $ 15,628 Amounts reclassified from Other Comprehensive Income Three months ended Affected line item March 31, in the Consolidated Statements 2022 2021 of Income Securities available-for-sale: Net securities gains reclassified into earnings $ — $ 283 Gains on sale of investment securities, net Related income tax expense — (68) Income tax expense Net effect on accumulated other comprehensive income $ — $ 215

Earnings per Share

Earnings per Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Earnings per Share	Earnings per Share The following table sets forth the computation of basic and diluted earnings per share using the two class method (in thousands, except per share data): Three months ended March 31, 2022 2021 Net income available to common shareholders $ 21,342 $ 19,814 Less: earnings allocated to participating securities (200) (179) Net earnings allocated to common shareholders $ 21,142 $ 19,635 Distributed earnings allocated to common stock $ 8,943 $ 9,037 Undistributed earnings allocated to common stock 12,199 10,598 Net earnings allocated to common shareholders $ 21,142 $ 19,635 Average shares outstanding 14,974 15,656 Effect of dilutive securities: Employee stock awards 28 31 Shares for diluted earnings per share 15,002 15,687 Basic earnings per share $ 1.41 $ 1.25 Diluted earnings per share $ 1.41 $ 1.25

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. ASC Topic 820 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the Company has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company bases fair value of assets and liabilities on quoted market prices, prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data. If such information is not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty creditworthiness, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. Financial Assets and Liabilities The Company used the following methods and significant assumptions to estimate fair value for financial assets and liabilities measured on a recurring basis. Securities Available for Sale . Securities available for sale are reported at fair value utilizing Level 1, Level 2, and Level 3 inputs. The fair value of securities available for sale is determined by utilizing a market approach by obtaining quoted prices on nationally recognized securities exchanges (other than forced or distressed transactions) that occur in sufficient volume or matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities. If such measurements are unavailable, the security is classified as Level 3. Significant judgment is required to make this determination. The Company utilizes a third party pricing service provider to value its Level 1 and Level 2 investment securities. Annually, the Company obtains an independent auditor’s report from its third party pricing service provider regarding its controls over investment securities. On a quarterly basis, the Company reprices its debt securities with a third party that is independent of the primary pricing service provider to verify the reasonableness of the fair values. Derivatives . Derivatives are reported at fair value utilizing Level 2 inputs. The Company utilizes a market approach by obtaining dealer quotations to value its customer interest rate swaps. The Company’s derivatives are included within "other assets" and "other liabilities" in the accompanying consolidated balance sheets. Derivative assets are typically secured through securities with financial counterparties or cross collateralization with a borrowing customer. Derivative liabilities are typically secured through the Company pledging securities to financial counterparties or, in the case of a borrowing customer, by the right of setoff. The Company considers factors such as the likelihood of default by itself and its counterparties, right of setoff, and remaining maturities in determining the appropriate fair value adjustments. All derivative counterparties approved by the Company's Asset and Liability Committee ("ALCO") are regularly reviewed, and appropriate business action is taken to adjust the exposure to certain counterparties, if necessary. Counterparty exposure is evaluated by netting positions that are subject to master netting agreements, as well as considering the amount of marketable collateral securing the position. This approach used to estimate impacted exposures to counterparties is also used by the Company to estimate its own credit risk in derivative liability positions. To date, no material losses have been incurred due to a counterparty's inability to pay any undercollateralized position. There was no significant change in the value of derivative assets and liabilities attributed to credit risk that would have resulted in a derivative credit risk valuation adjustment at March 31, 2022. The Company may be required, from time to time, to measure certain financial assets and financial liabilities at fair value on a nonrecurring basis. Financial assets measured at fair value on a nonrecurring basis include individually evaluated loans reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 3 inputs based on observable market data for both real estate collateral and non-real estate collateral. The following table presents assets and liabilities measured at fair value (in thousands): Total Level 1 Level 2 Level 3 Total Gains (Losses) March 31, 2022 Recurring fair value measurements Financial Assets Obligations of states and political subdivisions $ 255,007 $ — $ 255,007 $ — Mortgage-backed securities: U.S. Government agencies 1,115,093 — 1,115,093 — Private label 8,463 — 5,268 3,195 Trust preferred securities 4,300 — 4,300 — Corporate securities 26,650 — 26,650 — Marketable equity securities 8,489 4,074 4,415 — Certificates of deposit held for investment 996 — 996 — Derivative assets 38,822 — 38,822 — Financial Liabilities Derivative liabilities 27,238 — 27,238 — Nonrecurring fair value measurements Non-Financial Assets Other real estate owned 1,099 — — 1,099 (20) December 31, 2021 Recurring fair value measurements Financial Assets Obligations of states and political subdivisions $ 272,216 $ — $ 272,216 $ — Mortgage-backed securities: U.S. Government agencies 1,094,311 — 1,094,311 — Private label 9,108 — 5,647 3,461 Trust preferred securities 4,203 — 4,203 — Corporate securities 28,327 — 28,327 — Marketable equity securities 9,211 4,134 5,077 — Certificates of deposit held for investment 996 — 996 — Derivative assets 29,029 — 29,029 — Financial Liabilities Derivative liabilities 24,283 — 24,283 — Nonrecurring fair value measurements Financial Assets Loans individually evaluated $ — $ — $ — $ — $ (478) Non-Financial Assets Other real estate owned 1,319 — — 1,319 (2) The Company's financial assets and liabilities measured at fair value on a nonrecurring basis using significant unobservable inputs (Level 3) include impaired loans that were remeasured and reported at fair value through a specific valuation allowance allocation of the allowance for credit losses based upon the fair value of the underlying collateral (in thousands). The fair value of impaired loans is estimated using one of several methods, including collateral value, liquidation value and discounted cash flows. The significant unobservable inputs used in the fair value measurement of collateral for collateral-dependent impaired loans primarily relate to discounts applied to the customers’ reported amount of collateral. The amount of collateral discount depends upon the marketability of the underlying collateral. During the three months ended March 31, 2022 and 2021, collateral discounts ranged from 10% to 30%. During the three months ended March 31, 2022 and 2021, the Company had no Level 2 financial assets and liabilities that were measured on a nonrecurring basis. Non-Financial Assets and Liabilities The Company has no non-financial assets or liabilities measured at fair value on a recurring basis. Certain non-financial assets measured at fair value on a non-recurring basis include other real estate owned (“OREO”), which is measured at the lower of cost or fair value. Fair Value of Financial Instruments ASC Topic 825 “Financial Instruments,” as amended, requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including discount rates and estimate of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. ASC Topic 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. The following table represents the estimates of fair value of financial instruments (in thousands). For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization. For financial liabilities such as noninterest-bearing demand, interest-bearing demand and savings deposits, the carrying amount is a reasonable estimate of fair value due to these products having no stated maturity. Carrying Amount Fair Value Level 1 Level 2 Level 3 March 31, 2022 Assets: Cash and cash equivalents $ 598,048 $ 598,048 $ 598,048 $ — $ — Securities available-for-sale 1,409,513 1,409,513 — 1,406,318 3,195 Marketable equity securities 8,489 8,489 4,074 4,415 — Net loans 3,542,625 3,461,145 — — 3,461,145 Accrued interest receivable 16,101 16,101 16,101 — — Derivative assets 38,822 38,822 — 38,822 — Liabilities: Deposits 4,998,845 4,991,704 3,974,286 1,017,418 — Short-term debt 288,483 288,483 — 288,483 — Accrued interest payable 491 491 491 — — Derivative liabilities 27,238 27,238 — 27,238 — December 31, 2021 Assets: Cash and cash equivalents $ 634,631 $ 634,631 $ 634,631 $ — $ — Securities available-for-sale 1,408,165 1,408,165 — 1,404,704 3,461 Marketable equity securities 9,211 9,211 4,134 5,077 — Net loans 3,525,648 3,456,539 — — 3,456,539 Accrued interest receivable 15,627 15,627 15,627 — — Derivative assets 29,029 29,029 — 29,029 — Liabilities: Deposits 4,925,336 4,926,724 3,856,421 1,070,303 — Short-term debt 312,458 312,458 — 312,458 — Accrued interest payable 600 600 600 — — Derivative liabilities 24,283 24,283 — 24,283 —

Investments (Tables)

Investments (Tables)	3 Months Ended
	Mar. 31, 2022
Investments [Abstract]
Debt Securities, Available-for-sale	March 31, 2022 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities available-for-sale: Obligations of states and political subdivisions $ 264,592 $ 1,904 $ 11,489 $ 255,007 $ 263,809 $ 8,622 $ 215 $ 272,216 Mortgage-backed securities: U.S. government agencies 1,158,996 2,092 45,995 1,115,093 1,080,381 18,739 4,809 1,094,311 Private label 8,368 95 — 8,463 8,555 553 — 9,108 Trust preferred securities 4,574 — 274 4,300 4,570 — 367 4,203 Corporate securities 27,247 206 803 26,650 27,292 1,047 12 28,327 Total Securities Available-for-Sale $ 1,463,777 $ 4,297 $ 58,561 $ 1,409,513 $ 1,384,607 $ 28,961 $ 5,403 $ 1,408,165
Gross Unrealized Losses And Fair Value Of Investments	The following table shows the gross unrealized losses and fair value of the Company’s investments aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position (in thousands): March 31, 2022 Less Than Twelve Months Twelve Months or Greater Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Securities available-for-sale: Obligations of states and political subdivisions $ 166,363 $ 11,280 $ 3,247 $ 209 $ 169,610 $ 11,489 Mortgage-backed securities: U.S. Government agencies 819,437 45,995 — — 819,437 45,995 Trust preferred securities — — 4,300 274 4,300 274 Corporate securities 14,944 803 — — 14,944 803 Total available-for-sale $ 1,000,744 $ 58,078 $ 7,547 $ 483 $ 1,008,291 $ 58,561 December 31, 2021 Less Than Twelve Months Twelve Months or Greater Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Securities available-for-sale: Obligations of states and political subdivisions $ 13,277 $ 152 $ 2,420 $ 63 $ 15,697 $ 215 Mortgage-backed securities: U.S. Government agencies 521,407 4,802 23,295 7 544,702 4,809 Trust preferred securities — — 4,203 367 4,203 367 Corporate securities 988 12 — — 988 12 Total available-for-sale $ 535,672 $ 4,966 $ 29,918 $ 437 $ 565,590 $ 5,403
Amortized Cost And Estimated Fair Value Of Debt Securities By Contractual Maturity	The amortized cost and estimated fair value of debt securities at March 31, 2022, by contractual maturity, is shown in the following table (in thousands). Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to prepay obligations without prepayment penalties. Mortgage-backed securities have been allocated to their respective maturity groupings based on their contractual maturity. Amortized Cost Estimated Fair Value Available-for-Sale Debt Securities Due in one year or less $ 3,116 $ 3,146 Due after one year through five years 45,143 45,506 Due after five years through ten years 396,831 391,126 Due after ten years 1,018,687 969,735 Total $ 1,463,777 $ 1,409,513
Gross Gains And Losses Realized	Gross gains and gross losses recognized by the Company from investment security transactions are summarized in the table below (in thousands): Three months ended March 31, 2022 2021 Gross realized gains on securities sold $ — $ 283 Gross realized losses on securities sold — — Net investment security gains $ — $ 283 Gross unrealized gains recognized on equity securities still held $ 7 $ — Gross unrealized losses recognized on equity securities still held (730) (51) Net unrealized losses recognized on equity securities still held $ (723) $ (51)

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2022
Loans and Leases Receivable, Net Amount [Abstract]
Summary of Major Classifications for Loans	The following table summarizes the Company’s major classifications for loans (in thousands): March 31, 2022 December 31, 2021 Commercial and industrial $ 337,384 $ 346,184 1-4 Family 108,424 107,873 Hotels 314,902 311,315 Multi-family 209,359 215,677 Non Residential Non-Owner Occupied 637,092 639,818 Non Residential Owner Occupied 200,180 204,233 Commercial real estate 1,469,957 1,478,916 Residential real estate 1,588,860 1,548,965 Home equity 121,460 122,345 Consumer 39,778 40,901 Demand deposit account (DDA) overdrafts 2,466 6,503 Gross loans 3,559,905 3,543,814 Allowance for credit losses (17,280) (18,166) Net loans $ 3,542,625 $ 3,525,648 Construction loans included in: Commercial real estate $ 14,877 $ 11,783 Residential real estate 16,253 17,252

Allowance For Credit Losses (Ta

Allowance For Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Financing Receivable, Nonaccrual	The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of March 31, 2022 (in thousands): Non-accrual With No Non-accrual With Loans Past Due Allowance for Allowance for Over 90 Days Credit Losses Credit Losses Still Accruing Commercial & Industrial $ 138 $ 931 $ — 1-4 Family — 997 — Hotels — 113 — Multi-family — — — Non Residential Non-Owner Occupied — 685 — Non Residential Owner Occupied — 446 — Commercial Real Estate — 2,241 — Residential Real Estate 63 1,723 — Home Equity — 99 21 Consumer — — — Total $ 201 $ 4,994 $ 21 The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of December 31, 2021 (in thousands): Non-accrual With No Non-accrual With Loans Past Due Allowance for Allowance for Over 90 Days Credit Losses Credit Losses Still Accruing Commercial & Industrial $ — $ 996 $ 43 1-4 Family — 1,016 — Hotels — 113 — Multi-family — — — Non Residential Non-Owner Occupied — 652 — Non Residential Owner Occupied — 592 — Commercial Real Estate — 2,373 — Residential Real Estate 63 2,746 — Home Equity — 40 — Consumer — — — Total $ 63 $ 6,155 $ 43
Financing Receivable, Past Due	The following tables present the aging of the amortized cost basis in past-due loans as of March 31, 2022 and December 31, 2021 by class of loan (in thousands): March 31, 2022 30-59 60-89 90+ Total Current Non- Total Past Due Past Due Past Due Past Due Loans accrual Loans Commercial and industrial $ 56 $ — $ — $ 56 $ 336,259 $ 1,069 $ 337,384 1-4 Family 310 — — 310 107,117 997 108,424 Hotels — — — — 314,789 113 314,902 Multi-family — — — — 209,359 — 209,359 Non Residential Non-Owner Occupied 434 — — 434 635,973 685 637,092 Non Residential Owner Occupied — — — — 199,734 446 200,180 Commercial real estate 744 — — 744 1,466,972 2,241 1,469,957 Residential real estate 4,740 236 — 4,976 1,582,098 1,786 1,588,860 Home Equity 442 42 21 505 120,856 99 121,460 Consumer 32 — — 32 39,746 — 39,778 Overdrafts 332 60 — 392 2,074 — 2,466 Total $ 6,346 $ 338 $ 21 $ 6,705 $ 3,548,005 $ 5,195 $ 3,559,905 December 31, 2021 30-59 60-89 90+ Total Current Non- Total Past Due Past Due Past Due Past Due Loans accrual Loans Commercial and industrial $ 116 $ 177 $ 43 $ 336 $ 344,852 $ 996 $ 346,184 1-4 Family 21 — — 21 106,836 1,016 107,873 Hotels — — — — 311,202 113 311,315 Multi-family — — — — 215,677 — 215,677 Non Residential Non-Owner Occupied — — — — 639,166 652 639,818 Non Residential Owner Occupied — — — — 203,641 592 204,233 Commercial real estate 21 — — 21 1,476,522 2,373 1,478,916 Residential real estate 5,166 156 — 5,322 1,540,834 2,809 1,548,965 Home Equity 592 26 — 618 121,687 40 122,345 Consumer 59 1 — 60 40,841 — 40,901 Overdrafts 485 4 — 489 6,014 — 6,503 Total $ 6,439 $ 364 $ 43 $ 6,846 $ 3,530,750 $ 6,218 $ 3,543,814
Financing Receivable, Troubled Debt Restructuring	The following table sets forth the Company’s TDRs (in thousands). Substantially all of the Company's TDRs are accruing interest. March 31, 2022 December 31, 2021 Commercial and industrial $ 397 $ 414 1-4 Family 109 112 Hotels — — Multi-family 1,781 1,802 Non Residential Non-Owner Occupied — — Non Residential Owner Occupied — — Commercial real estate 1,890 1,914 Residential real estate 16,182 16,943 Home equity 1,694 1,784 Consumer 194 225 Total $ 20,357 $ 21,280 The following table presents loans by class, modified as TDRs, that occurred during the three months ended March 31, 2022 and 2021, respectively (dollars in thousands): March 31, 2022 March 31, 2021 Pre- Post- Pre- Post- Modification Modification Modification Modification Outstanding Outstanding Outstanding Outstanding Number of Recorded Recorded Number of Recorded Recorded Contracts Investment Investment Contracts Investment Investment Commercial and industrial — $ — $ — — $ — $ — 1-4 Family — — — — — — Hotels — — — — — — Multi-family — — — — — — Non Owner Non-Owner Occupied — — — — — — Non Owner Owner Occupied — — — — — — Commercial real estate — — — — — — Residential real estate 3 326 326 3 154 154 Home equity — — — — — — Consumer — — — — — — Total 3 $ 326 $ 326 3 $ 154 $ 154
Financing Receivable, Credit Quality Indicators	Based on the most recent analysis performed, the risk category of loans by class of loans at March 31, 2022 is as follows (in thousands): Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial and industrial Pass $ 11,848 $ 96,310 $ 78,015 $ 40,495 $ 25,796 $ 11,612 $ 63,174 $ 327,250 Special mention — 2 461 12 — 21 3,348 3,844 Substandard — 224 1,632 1,439 439 1,835 721 6,290 Total $ 11,848 $ 96,536 $ 80,108 $ 41,946 $ 26,235 $ 13,468 $ 67,243 $ 337,384 Commercial real estate - 1-4 Family Pass $ 8,038 $ 24,740 $ 14,703 $ 10,247 $ 5,856 $ 30,235 $ 10,445 $ 104,264 Special mention — — 120 — — 707 — 827 Substandard — — 273 153 — 2,907 — 3,333 Total $ 8,038 $ 24,740 $ 15,096 $ 10,400 $ 5,856 $ 33,849 $ 10,445 $ 108,424 Commercial real estate - Hotels Pass $ 14,042 $ 37,616 $ 16,133 $ 68,712 $ 21,051 $ 88,940 $ 229 $ 246,723 Special mention — — — 24,682 — — — 24,682 Substandard 133 372 — 15,327 — 27,665 — 43,497 Total $ 14,175 $ 37,988 $ 16,133 $ 108,721 $ 21,051 $ 116,605 $ 229 $ 314,902 Commercial real estate - Multi-family Pass $ 2,927 $ 21,687 $ 69,256 $ 52,692 $ 2,246 $ 58,120 $ 587 $ 207,515 Special mention — — — 1,781 — — — 1,781 Substandard — — — — — 63 — 63 Total $ 2,927 $ 21,687 $ 69,256 $ 54,473 $ 2,246 $ 58,183 $ 587 $ 209,359 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Non Residential Non-Owner Occupied Pass $ 19,114 $ 142,855 $ 131,657 $ 78,366 $ 98,815 $ 156,784 $ 3,050 $ 630,641 Special mention — 116 180 184 — 136 — 616 Substandard — 667 11 1,356 2,077 1,724 — 5,835 Total $ 19,114 $ 143,638 $ 131,848 $ 79,906 $ 100,892 $ 158,644 $ 3,050 $ 637,092 Commercial real estate - Non Residential Owner Occupied Pass $ 5,849 $ 45,949 $ 28,013 $ 26,747 $ 19,311 $ 52,974 $ 2,819 $ 181,662 Special mention — — 30 353 40 842 — 1,265 Substandard 984 198 113 2,258 621 12,305 774 17,253 Total $ 6,833 $ 46,147 $ 28,156 $ 29,358 $ 19,972 $ 66,121 $ 3,593 $ 200,180 Commercial real estate - Total Pass $ 49,970 $ 272,847 $ 259,762 $ 236,764 $ 147,279 $ 387,053 $ 17,130 $ 1,370,805 Special mention — 116 330 27,000 40 1,685 — 29,171 Substandard 1,117 1,237 397 19,094 2,698 44,664 774 69,981 Total $ 51,087 $ 274,200 $ 260,489 $ 282,858 $ 150,017 $ 433,402 $ 17,904 $ 1,469,957 Residential real estate Performing $ 118,349 $ 367,840 $ 304,894 $ 145,177 $ 101,772 $ 449,528 $ 99,512 $ 1,587,072 Non-performing — 204 — 231 15 973 365 1,788 Total $ 118,349 $ 368,044 $ 304,894 $ 145,408 $ 101,787 $ 450,501 $ 99,877 $ 1,588,860 Home equity Performing $ 2,961 $ 8,608 $ 5,927 $ 3,429 $ 2,822 $ 8,990 $ 88,624 $ 121,361 Non-performing — — — — — — 99 99 Total $ 2,961 $ 8,608 $ 5,927 $ 3,429 $ 2,822 $ 8,990 $ 88,723 $ 121,460 Consumer Performing $ 4,485 $ 12,160 $ 8,295 $ 6,968 $ 3,983 $ 2,453 $ 1,434 $ 39,778 Non-performing — — — — — — — — Total $ 4,485 $ 12,160 $ 8,295 $ 6,968 $ 3,983 $ 2,453 $ 1,434 $ 39,778 Based on the most recent analysis performed, the risk category of loans by class of loans at December 31, 2021 is as follows (in thousands): Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total Commercial and industrial Pass $ 87,148 $ 82,946 $ 41,908 $ 27,355 $ 23,895 $ 6,755 $ 65,775 $ 335,782 Special mention 3 480 17 — 21 — 3,324 3,845 Substandard 319 1,531 1,574 510 395 1,550 678 6,557 Total $ 87,470 $ 84,957 $ 43,499 $ 27,865 $ 24,311 $ 8,305 $ 69,777 $ 346,184 Commercial real estate - 1-4 Family Pass $ 26,425 $ 16,163 $ 10,659 $ 6,208 $ 4,250 $ 28,734 $ 10,877 $ 103,316 Special mention — 122 — — — 718 — 840 Substandard — 276 158 — 722 2,561 — 3,717 Total $ 26,425 $ 16,561 $ 10,817 $ 6,208 $ 4,972 $ 32,013 $ 10,877 $ 107,873 Commercial real estate - Hotels Pass $ 38,197 $ 16,183 $ 64,107 $ 21,222 $ 41,526 $ 55,895 $ 279 $ 237,409 Special mention 103 — 29,914 — — — — 30,017 Substandard 398 140 15,413 — 5,601 22,337 — 43,889 Total $ 38,698 $ 16,323 $ 109,434 $ 21,222 $ 47,127 $ 78,232 $ 279 $ 311,315 Commercial real estate - Multi-family Pass $ 20,434 $ 78,837 $ 53,033 $ 2,264 $ 19,783 $ 38,918 $ 540 $ 213,809 Special mention — — 1,802 — — — — 1,802 Substandard — — — — — 66 — 66 Total $ 20,434 $ 78,837 $ 54,835 $ 2,264 $ 19,783 $ 38,984 $ 540 $ 215,677 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized 2021 2020 2019 2018 2017 Prior Cost Basis Total Commercial real estate - Non Residential Non-Owner Occupied Pass $ 144,927 $ 135,423 $ 85,296 $ 99,618 $ 33,770 $ 130,342 $ 2,655 $ 632,031 Special mention 119 183 186 257 — 138 — 883 Substandard 640 16 1,365 2,134 22 2,727 — 6,904 Total $ 145,686 $ 135,622 $ 86,847 $ 102,009 $ 33,792 $ 133,207 $ 2,655 $ 639,818 Commercial real estate - Non Residential Owner Occupied Pass $ 46,445 $ 28,535 $ 25,647 $ 22,197 $ 15,296 $ 37,806 $ 2,509 $ 178,435 Special mention — 30 2,744 42 319 2,294 — 5,429 Substandard 199 114 2,372 634 6,677 9,503 870 20,369 Total $ 46,644 $ 28,679 $ 30,763 $ 22,873 $ 22,292 $ 49,603 $ 3,379 $ 204,233 Commercial real estate - Total Pass $ 276,429 $ 275,141 $ 238,742 $ 151,509 $ 114,626 $ 291,696 $ 16,860 $ 1,365,003 Special mention 222 334 34,647 299 319 3,151 — 38,972 Substandard 1,238 546 19,308 2,769 13,023 37,191 866 74,941 Total $ 277,889 $ 276,021 $ 292,697 $ 154,577 $ 127,968 $ 332,038 $ 17,726 $ 1,478,916 Residential real estate Performing $ 375,465 $ 326,107 $ 155,829 $ 110,551 $ 87,870 $ 389,519 $ 100,815 $ 1,546,156 Non-performing — — 232 29 120 692 1,736 2,809 Total $ 375,465 $ 326,107 $ 156,061 $ 110,580 $ 87,990 $ 390,211 $ 102,551 $ 1,548,965 Home equity Performing $ 9,008 $ 6,474 $ 3,582 $ 2,949 $ 1,431 $ 8,176 $ 90,685 $ 122,305 Non-performing — — — — — — 40 40 Total $ 9,008 $ 6,474 $ 3,582 $ 2,949 $ 1,431 $ 8,176 $ 90,725 $ 122,345 Consumer Performing $ 13,584 $ 9,545 $ 8,313 $ 4,920 $ 1,324 $ 1,624 $ 1,591 $ 40,901 Non-performing — — — — — — — — Total $ 13,584 $ 9,545 $ 8,313 $ 4,920 $ 1,324 $ 1,624 $ 1,591 $ 40,901

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Fair Value Of Derivative Instruments	The following table summarizes the notional and fair value of these derivative instruments (in thousands): March 31, 2022 December 31, 2021 Notional Amount Fair Value Notional Amount Fair Value Non-hedging interest rate derivatives: Customer counterparties: Loan interest rate swap - assets $ 165,655 $ 3,495 $ 532,136 $ 20,614 Loan interest rate swap - liabilities 507,248 23,743 138,138 3,560 Non-hedging interest rate derivatives: Financial institution counterparties: Loan interest rate swap - assets 519,857 24,560 147,644 3,867 Loan interest rate swap - liabilities 165,655 3,495 535,577 20,679
Change In Fair Value Of Derivative Instruments	The following table summarizes the change in fair value of these derivative instruments (in thousands): Three months ended March 31, 2022 2021 Change in Fair Value Non-Hedging Interest Rate Derivatives: Other income (expense) - derivative assets $ 3,076 $ (22,994) Other (expense) income - derivative liabilities (3,076) 22,994 Other income - derivative liabilities 577 385
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location	The following table summarizes the financial statement impact of these derivative instruments (in thousands): March 31, 2022 December 31, 2021 Investment securities available for sale, at fair value $ (10,846) $ (4,711) Other assets 10,753 4,308 Cumulative adjustment to Interest and dividends on investment securities 93 403

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Restricted Shares Activity And Related Information	A summary of the Company’s restricted shares activity and related information is presented below: Three months ended March 31, 2022 2021 Restricted Awards Average Market Price at Grant Restricted Awards Average Market Price at Grant Outstanding at January 1 146,755 $ 72.16 158,554 $ 67.40 Granted 19,034 75.69 20,536 70.66 Vested (25,330) 78.77 (36,685) 66.32 Outstanding at March 31 140,459 $ 71.75 142,405 $ 67.88 Information regarding stock-based compensation associated with restricted shares is provided in the following table (in thousands): Three months ended March 31, 2022 2021 Stock-based compensation expense associated with restricted shares $ 662 $ 783 At period-end: March 31, 2022 Unrecognized stock-based compensation expense associated with restricted shares $ 5,280 Weighted average period (in years) in which the above amount is expected to be recognized 2.9
Pension and Other Postretirement Benefits	The following table presents the components of the Company's net periodic benefit cost, which is included in the line item "other expenses" in the consolidated statements of income, (in thousands): Three months ended March 31, 2022 2021 Components of net periodic cost: Interest cost $ 90 $ 83 Expected return on plan assets (221) (205) Net amortization and deferral 195 280 Net Periodic Pension Cost $ 64 $ 158

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Schedule Of Contractual Obligations From Significant Commitments	The table below presents a summary of the contractual obligations of the Company resulting from significant commitments (in thousands): March 31, 2022 December 31, 2021 Commitments to extend credit: Home equity lines $ 223,870 $ 221,119 Commercial real estate 37,686 50,760 Other commitments 231,077 242,250 Standby letters of credit 7,913 6,023 Commercial letters of credit 183 173

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Schedule of Changes In Each Component of Accumulated Other Comprehensive Income	The activity in accumulated other comprehensive income is presented in the tables below (in thousands). All amounts are shown net of tax, which is calculated using a combined federal and state income tax rate approximating 24%. Three months ended March 31, Defined Benefit Securities Pension Available- Plan -for-Sale Total 2022 Beginning Balance $ (3,485) $ 17,745 $ 14,260 Other comprehensive loss before reclassifications — (58,974) (58,974) — (58,974) (58,974) Ending Balance $ (3,485) $ (41,229) $ (44,714) 2021 Beginning Balance $ (5,661) $ 36,894 $ 31,233 Other comprehensive loss before reclassifications — (15,390) (15,390) Amounts reclassified from other comprehensive income — (215) (215) — (15,605) (15,605) Ending Balance $ (5,661) $ 21,289 $ 15,628
Schedule of Amounts Reclassified Out Of Accumulated Other Comprehensive Income	Amounts reclassified from Other Comprehensive Income Three months ended Affected line item March 31, in the Consolidated Statements 2022 2021 of Income Securities available-for-sale: Net securities gains reclassified into earnings $ — $ 283 Gains on sale of investment securities, net Related income tax expense — (68) Income tax expense Net effect on accumulated other comprehensive income $ — $ 215

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Schedule Of Computation Of Basic And Diluted Earnings Per Share	The following table sets forth the computation of basic and diluted earnings per share using the two class method (in thousands, except per share data): Three months ended March 31, 2022 2021 Net income available to common shareholders $ 21,342 $ 19,814 Less: earnings allocated to participating securities (200) (179) Net earnings allocated to common shareholders $ 21,142 $ 19,635 Distributed earnings allocated to common stock $ 8,943 $ 9,037 Undistributed earnings allocated to common stock 12,199 10,598 Net earnings allocated to common shareholders $ 21,142 $ 19,635 Average shares outstanding 14,974 15,656 Effect of dilutive securities: Employee stock awards 28 31 Shares for diluted earnings per share 15,002 15,687 Basic earnings per share $ 1.41 $ 1.25 Diluted earnings per share $ 1.41 $ 1.25

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Schedule Of Assets And Liabilities Measured At Fair Value On A Recurring And Nonrecurring Basis	The following table presents assets and liabilities measured at fair value (in thousands): Total Level 1 Level 2 Level 3 Total Gains (Losses) March 31, 2022 Recurring fair value measurements Financial Assets Obligations of states and political subdivisions $ 255,007 $ — $ 255,007 $ — Mortgage-backed securities: U.S. Government agencies 1,115,093 — 1,115,093 — Private label 8,463 — 5,268 3,195 Trust preferred securities 4,300 — 4,300 — Corporate securities 26,650 — 26,650 — Marketable equity securities 8,489 4,074 4,415 — Certificates of deposit held for investment 996 — 996 — Derivative assets 38,822 — 38,822 — Financial Liabilities Derivative liabilities 27,238 — 27,238 — Nonrecurring fair value measurements Non-Financial Assets Other real estate owned 1,099 — — 1,099 (20) December 31, 2021 Recurring fair value measurements Financial Assets Obligations of states and political subdivisions $ 272,216 $ — $ 272,216 $ — Mortgage-backed securities: U.S. Government agencies 1,094,311 — 1,094,311 — Private label 9,108 — 5,647 3,461 Trust preferred securities 4,203 — 4,203 — Corporate securities 28,327 — 28,327 — Marketable equity securities 9,211 4,134 5,077 — Certificates of deposit held for investment 996 — 996 — Derivative assets 29,029 — 29,029 — Financial Liabilities Derivative liabilities 24,283 — 24,283 — Nonrecurring fair value measurements Financial Assets Loans individually evaluated $ — $ — $ — $ — $ (478) Non-Financial Assets Other real estate owned 1,319 — — 1,319 (2)
Schedule Of Estimates Of Fair Value Of Financial Instruments	The following table represents the estimates of fair value of financial instruments (in thousands). For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization. For financial liabilities such as noninterest-bearing demand, interest-bearing demand and savings deposits, the carrying amount is a reasonable estimate of fair value due to these products having no stated maturity. Carrying Amount Fair Value Level 1 Level 2 Level 3 March 31, 2022 Assets: Cash and cash equivalents $ 598,048 $ 598,048 $ 598,048 $ — $ — Securities available-for-sale 1,409,513 1,409,513 — 1,406,318 3,195 Marketable equity securities 8,489 8,489 4,074 4,415 — Net loans 3,542,625 3,461,145 — — 3,461,145 Accrued interest receivable 16,101 16,101 16,101 — — Derivative assets 38,822 38,822 — 38,822 — Liabilities: Deposits 4,998,845 4,991,704 3,974,286 1,017,418 — Short-term debt 288,483 288,483 — 288,483 — Accrued interest payable 491 491 491 — — Derivative liabilities 27,238 27,238 — 27,238 — December 31, 2021 Assets: Cash and cash equivalents $ 634,631 $ 634,631 $ 634,631 $ — $ — Securities available-for-sale 1,408,165 1,408,165 — 1,404,704 3,461 Marketable equity securities 9,211 9,211 4,134 5,077 — Net loans 3,525,648 3,456,539 — — 3,456,539 Accrued interest receivable 15,627 15,627 15,627 — — Derivative assets 29,029 29,029 — 29,029 — Liabilities: Deposits 4,925,336 4,926,724 3,856,421 1,070,303 — Short-term debt 312,458 312,458 — 312,458 — Accrued interest payable 600 600 600 — — Derivative liabilities 24,283 24,283 — 24,283 —

Background and Basis of Prese_2

Background and Basis of Presentation (Details)	3 Months Ended
	Mar. 31, 2022storesegment
Entity Location [Line Items]
Number of reportable segments (in segments) | segment	1
City National
Entity Location [Line Items]
Number of stores (in stores)	94
WEST VIRGINIA | City National
Entity Location [Line Items]
Number of stores (in stores)	58
KENTUCKY | City National
Entity Location [Line Items]
Number of stores (in stores)	19
VIRGINIA | City National
Entity Location [Line Items]
Number of stores (in stores)	13
OHIO | City National
Entity Location [Line Items]
Number of stores (in stores)	4

Investments (Narrative) (Detail

Investments (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Schedule of Investments [Line Items]
Federal Home Loan Bank Stock and Federal Reserve Bank Stock	$ 15,300,000		$ 15,300,000
Certificates of deposit, at carrying value	1,000,000		1,000,000
Non-governmental issues exceeding 10% shareholders equity threshold	0		0
Credit-related investment impairment losses	0	$ 0
Asset Pledged as Collateral
Schedule of Investments [Line Items]
Carrying value of securities pledged	652,000,000		711,000,000
Marketable equity securities
Schedule of Investments [Line Items]
Investment securities	$ 8,500,000		$ 9,200,000

Investments (Aggregate Carrying

Investments (Aggregate Carrying And Approximate Market Values Of Available-For-Sale Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Total	$ 1,463,777	$ 1,384,607
Gross Unrealized Gains	4,297	28,961
Gross Unrealized Losses	58,561	5,403
Estimated Fair Value	1,409,513	1,408,165
Certificates of deposit, at carrying value	1,000	1,000
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total	264,592	263,809
Gross Unrealized Gains	1,904	8,622
Gross Unrealized Losses	11,489	215
Estimated Fair Value	255,007	272,216
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Total	1,158,996	1,080,381
Gross Unrealized Gains	2,092	18,739
Gross Unrealized Losses	45,995	4,809
Estimated Fair Value	1,115,093	1,094,311
Private label
Debt Securities, Available-for-sale [Line Items]
Total	8,368	8,555
Gross Unrealized Gains	95	553
Gross Unrealized Losses	0	0
Estimated Fair Value	8,463	9,108
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Total	4,574	4,570
Gross Unrealized Gains	0	0
Gross Unrealized Losses	274	367
Estimated Fair Value	4,300	4,203
Corporate securities
Debt Securities, Available-for-sale [Line Items]
Total	27,247	27,292
Gross Unrealized Gains	206	1,047
Gross Unrealized Losses	803	12
Estimated Fair Value	$ 26,650	$ 28,327

Investments (Gross Unrealized L

Investments (Gross Unrealized Losses And Fair Value Of Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Less Than Twelve Months
Estimated Fair Value	$ 1,000,744	$ 535,672
Unrealized Loss	58,078	4,966
Estimated Fair Value	7,547	29,918
Twelve Months or Greater
Unrealized Loss	483	437
Estimated Fair Value	1,008,291	565,590
Unrealized Loss	58,561	5,403
Obligations of states and political subdivisions
Less Than Twelve Months
Estimated Fair Value	166,363	13,277
Unrealized Loss	11,280	152
Estimated Fair Value	3,247	2,420
Twelve Months or Greater
Unrealized Loss	209	63
Estimated Fair Value	169,610	15,697
Unrealized Loss	11,489	215
U.S. Government agencies
Less Than Twelve Months
Estimated Fair Value	819,437	521,407
Unrealized Loss	45,995	4,802
Estimated Fair Value	0	23,295
Twelve Months or Greater
Unrealized Loss	0	7
Estimated Fair Value	819,437	544,702
Unrealized Loss	45,995	4,809
Trust preferred securities
Less Than Twelve Months
Estimated Fair Value	0	0
Unrealized Loss	0	0
Estimated Fair Value	4,300	4,203
Twelve Months or Greater
Unrealized Loss	274	367
Estimated Fair Value	4,300	4,203
Unrealized Loss	274	367
Corporate securities
Less Than Twelve Months
Estimated Fair Value	14,944	988
Unrealized Loss	803	12
Estimated Fair Value	0	0
Twelve Months or Greater
Unrealized Loss	0	0
Estimated Fair Value	14,944	988
Unrealized Loss	$ 803	$ 12

Investments (Amortized Cost And

Investments (Amortized Cost And Estimated Fair Value Of Debt Securities By Contractual Maturity) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized Cost
Due in one year or less	$ 3,116
Due after one year through five years	45,143
Due after five years through ten years	396,831
Due after ten years	1,018,687
Total	1,463,777	$ 1,384,607
Estimated Fair Value
Due in one year or less	3,146
Due after one year through five years	45,506
Due after five years through ten years	391,126
Due after ten years	969,735
Total	$ 1,409,513	$ 1,408,165

Investments (Gross Gains And Lo

Investments (Gross Gains And Losses Realized) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Investments [Abstract]
Gross realized gains on securities sold	$ 0	$ 283
Gross realized losses on securities sold	0	0
Net investment security gains	0	283
Gross unrealized gains recognized on equity securities still held	7	0
Gross unrealized losses recognized on equity securities still held	(730)	(51)
Net unrealized losses recognized on equity securities still held	$ (723)	$ (51)

Loans (Summary Of Major Classif

Loans (Summary Of Major Classifications For Loans) (Details) - USD ($)	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 3,559,905,000	$ 3,543,814,000
Allowance for credit losses	(17,280,000)	(18,166,000)	$ (24,076,000)	$ (24,549,000)
Net loans	3,542,625,000	3,525,648,000
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	337,384,000	346,184,000
Allowance for credit losses	(3,458,000)	(3,480,000)	(3,525,000)	(3,644,000)
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,469,957,000	1,478,916,000
Allowance for credit losses	(7,259,000)	(7,311,000)	(10,867,000)	(10,997,000)
Construction loan	14,877,000	11,783,000
1-4 Family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	108,424,000	107,873,000
Allowance for credit losses	(574,000)	(598,000)	(749,000)	(771,000)
Hotels
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	314,902,000	311,315,000
Allowance for credit losses	(2,545,000)	(2,426,000)	(3,181,000)	(3,347,000)
Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	209,359,000	215,677,000
Allowance for credit losses	(477,000)	(483,000)	(658,000)	(674,000)
Non Residential Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	637,092,000	639,818,000
Allowance for credit losses	(2,281,000)	(2,319,000)	(3,487,000)	(3,223,000)
Non Residential Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	200,180,000	204,233,000
Allowance for credit losses	(1,382,000)	(1,485,000)	(2,792,000)	(2,982,000)
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,588,860,000	1,548,965,000
Allowance for credit losses	(5,039,000)	(5,716,000)	(8,060,000)	(8,093,000)
Construction loan	16,253,000	17,252,000
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	121,460,000	122,345,000
Allowance for credit losses	(410,000)	(517,000)	(608,000)	(630,000)
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	39,778,000	40,901,000
Allowance for credit losses	(86,000)	(106,000)	(151,000)	(163,000)
Demand deposit account (DDA) overdrafts
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,466,000	6,503,000
Allowance for credit losses	$ (1,028,000)	$ (1,036,000)	$ (865,000)	$ (1,022,000)

Allowance For Credit Losses (Na

Allowance For Credit Losses (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022USD ($)contract	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)
Financing Receivable, Impaired [Line Items]
Threshold period for discontinuance of interest accrual	90 days
Financing receivable, nonaccrual, interest income	$ 0	$ 0
Collateral dependent loans	0		$ 0
Impaired financing receivable, interest income forgone	$ 100,000	100,000
Financing receivable, threshold period past due	30 days
Allowance for credit losses allocated to troubled debt	$ 300,000		300,000
Commitment to lend to troubled debt	0
Increase in provision for credit losses for TDRs	100,000	100,000
Charge-offs related to TDRs	$ 0	$ 0
Number of TDRs that defaulted | contract	0
Loan restructuring, troubled debt restructuring	$ 20,357,000		$ 21,280,000
Payment Deferral | COVID-19 | Consumer Borrower
Financing Receivable, Impaired [Line Items]
Loan restructuring, trial modifications	144,000,000
Loan restructuring, end of period	1,000,000
Loan restructuring, resumed payment	143,000,000
Loan restructuring, troubled debt restructuring	$ 4,000,000
Residential real estate
Financing Receivable, Impaired [Line Items]
Threshold period past due for write-off of financing receivable	120 days
Commercial Industrial Loans And Commercial Real Estate
Financing Receivable, Impaired [Line Items]
Threshold period past due for write-off of financing receivable	120 days
Consumer
Financing Receivable, Impaired [Line Items]
Threshold period past due for write-off of financing receivable	180 days

Allowance For Credit Losses (Fi

Allowance For Credit Losses (Financing Receivable, Allowance for Credit Loss) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	$ 18,166,000	$ 24,549,000
Financing Receivable, Allowance for Credit Loss, Writeoff	(738,000)	(792,000)
Financing Receivable, Allowance for Credit Loss, Recovery	608,000	759,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	17,280,000	24,076,000
Recovery of credit losses	(756,000)	(440,000)
Residential real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	3,480,000	3,644,000
Financing Receivable, Allowance for Credit Loss, Writeoff	(34,000)	(34,000)
Financing Receivable, Allowance for Credit Loss, Recovery	59,000	46,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	3,458,000	3,525,000
Recovery of credit losses	(47,000)	(131,000)
Commercial real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	7,311,000	10,997,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	(1,000)
Provision for Loan, Lease, and Other Losses	53,000	164,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	7,259,000	10,867,000
Recovery of credit losses	(105,000)	(293,000)
Residential real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	5,716,000	8,093,000
Financing Receivable, Allowance for Credit Loss, Writeoff	(50,000)	(93,000)
Financing Receivable, Allowance for Credit Loss, Recovery	45,000	74,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	5,039,000	8,060,000
Recovery of credit losses	(672,000)	(14,000)
Home equity
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	517,000	630,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	(64,000)
Financing Receivable, Allowance for Credit Loss, Recovery	17,000	23,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	410,000	608,000
Recovery of credit losses	(124,000)	19,000
Consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	106,000	163,000
Financing Receivable, Allowance for Credit Loss, Writeoff	(23,000)	(147,000)
Financing Receivable, Allowance for Credit Loss, Recovery	28,000	39,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	86,000	151,000
Recovery of credit losses	(25,000)	96,000
Demand deposit account (DDA) overdrafts
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	1,036,000	1,022,000
Financing Receivable, Allowance for Credit Loss, Writeoff	(631,000)	(453,000)
Financing Receivable, Allowance for Credit Loss, Recovery	406,000	413,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	1,028,000	865,000
Recovery of credit losses	217,000	(117,000)
1-4 Family
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	598,000	771,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	0
Financing Receivable, Allowance for Credit Loss, Recovery	29,000	84,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	574,000	749,000
Recovery of credit losses	(53,000)	(106,000)
Hotels
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	2,426,000	3,347,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	0
Financing Receivable, Allowance for Credit Loss, Recovery	0	0
Financing Receivable, Allowance for Credit Loss, Ending Balance	2,545,000	3,181,000
Recovery of credit losses	119,000	(166,000)
Multi-family
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	483,000	674,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	0
Financing Receivable, Allowance for Credit Loss, Recovery	0	0
Financing Receivable, Allowance for Credit Loss, Ending Balance	477,000	658,000
Recovery of credit losses	(6,000)	(16,000)
Non Residential Non-Owner Occupied
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	2,319,000	3,223,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	(1,000)
Financing Receivable, Allowance for Credit Loss, Recovery	24,000	31,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	2,281,000	3,487,000
Recovery of credit losses	(62,000)	234,000
Non Residential Owner Occupied
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	1,485,000	2,982,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	0
Financing Receivable, Allowance for Credit Loss, Recovery	0	49,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	1,382,000	2,792,000
Recovery of credit losses	$ (103,000)	$ (239,000)

Allowance for Credit Losses (_2

Allowance for Credit Losses (Financing Receivable, Nonaccrual) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	$ 201	$ 63
Non-accrual with allowance for credit losses	4,994	6,155
Loans past due over 90 days, still accruing	21	43
Residential real estate
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	138	0
Non-accrual with allowance for credit losses	931	996
Loans past due over 90 days, still accruing	0	43
Commercial real estate
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	2,241	2,373
Loans past due over 90 days, still accruing	0	0
1-4 Family
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	997	1,016
Loans past due over 90 days, still accruing	0	0
Hotels
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	113	113
Loans past due over 90 days, still accruing	0	0
Multi-family
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	0	0
Loans past due over 90 days, still accruing	0	0
Non Residential Non-Owner Occupied
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	685	652
Loans past due over 90 days, still accruing	0	0
Non Residential Owner Occupied
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	446	592
Loans past due over 90 days, still accruing	0	0
Residential real estate
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	63	63
Non-accrual with allowance for credit losses	1,723	2,746
Loans past due over 90 days, still accruing	0	0
Home equity
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	99	40
Loans past due over 90 days, still accruing	21	0
Consumer
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	0	0
Loans past due over 90 days, still accruing	$ 0	$ 0

Allowance For Credit Losses (_3

Allowance For Credit Losses (Financing Receivable, Past Due) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Non-accrual	$ 5,195	$ 6,218
Gross loans	3,559,905	3,543,814
Residential real estate
Financing Receivable, Past Due [Line Items]
Non-accrual	1,069	996
Gross loans	337,384	346,184
Commercial real estate
Financing Receivable, Past Due [Line Items]
Non-accrual	2,241	2,373
Gross loans	1,469,957	1,478,916
1-4 Family
Financing Receivable, Past Due [Line Items]
Non-accrual	997	1,016
Gross loans	108,424	107,873
Hotels
Financing Receivable, Past Due [Line Items]
Non-accrual	113	113
Gross loans	314,902	311,315
Multi-family
Financing Receivable, Past Due [Line Items]
Non-accrual	0	0
Gross loans	209,359	215,677
Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Non-accrual	685	652
Gross loans	637,092	639,818
Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Non-accrual	446	592
Gross loans	200,180	204,233
Residential real estate
Financing Receivable, Past Due [Line Items]
Non-accrual	1,786	2,809
Gross loans	1,588,860	1,548,965
Home equity
Financing Receivable, Past Due [Line Items]
Non-accrual	99	40
Gross loans	121,460	122,345
Consumer
Financing Receivable, Past Due [Line Items]
Non-accrual	0	0
Gross loans	39,778	40,901
Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Non-accrual	0	0
Gross loans	2,466	6,503
30-59 Past Due
Financing Receivable, Past Due [Line Items]
Gross loans	6,346	6,439
30-59 Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	56	116
30-59 Past Due | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	744	21
30-59 Past Due | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	310	21
30-59 Past Due | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
30-59 Past Due | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
30-59 Past Due | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	434	0
30-59 Past Due | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
30-59 Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	4,740	5,166
30-59 Past Due | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	442	592
30-59 Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	32	59
30-59 Past Due | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	332	485
60-89 Past Due
Financing Receivable, Past Due [Line Items]
Gross loans	338	364
60-89 Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	0	177
60-89 Past Due | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	236	156
60-89 Past Due | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	42	26
60-89 Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	0	1
60-89 Past Due | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	60	4
90+ Past Due
Financing Receivable, Past Due [Line Items]
Gross loans	21	43
90+ Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	0	43
90+ Past Due | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	21	0
90+ Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Gross loans	6,705	6,846
Total Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	56	336
Total Past Due | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	744	21
Total Past Due | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	310	21
Total Past Due | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
Total Past Due | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
Total Past Due | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	434	0
Total Past Due | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
Total Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	4,976	5,322
Total Past Due | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	505	618
Total Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	32	60
Total Past Due | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	392	489
Current Loans
Financing Receivable, Past Due [Line Items]
Gross loans	3,548,005	3,530,750
Current Loans | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	336,259	344,852
Current Loans | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	1,466,972	1,476,522
Current Loans | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	107,117	106,836
Current Loans | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	314,789	311,202
Current Loans | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	209,359	215,677
Current Loans | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	635,973	639,166
Current Loans | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	199,734	203,641
Current Loans | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	1,582,098	1,540,834
Current Loans | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	120,856	121,687
Current Loans | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	39,746	40,841
Current Loans | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	$ 2,074	$ 6,014

Allowance For Credit Losses (_4

Allowance For Credit Losses (Financing Receivable, Troubled Debt Restructurings) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)contract	Mar. 31, 2021USD ($)contract	Dec. 31, 2021USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 20,357		$ 21,280
Number of Contracts (in contracts) | contract	3	3
Pre-Modification Outstanding Recorded Investment	$ 326	$ 154
Post Modification Outstanding Recorded Investment	326	$ 154
Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 397		414
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	0	$ 0
Commercial real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 1,890		1,914
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	0	$ 0
1-4 Family
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 109		112
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	0	$ 0
Hotels
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 0		0
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	0	$ 0
Multi-family
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 1,781		1,802
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	0	$ 0
Non Residential Non-Owner Occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 0		0
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	0	$ 0
Non Residential Owner Occupied
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 0		0
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	0	$ 0
Residential real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 16,182		16,943
Number of Contracts (in contracts) | contract	3	3
Pre-Modification Outstanding Recorded Investment	$ 326	$ 154
Post Modification Outstanding Recorded Investment	326	$ 154
Home equity
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 1,694		1,784
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	0	$ 0
Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Loan restructuring, troubled debt restructuring	$ 194		$ 225
Number of Contracts (in contracts) | contract	0	0
Pre-Modification Outstanding Recorded Investment	$ 0	$ 0
Post Modification Outstanding Recorded Investment	$ 0	$ 0

Allowance For Credit Losses (_5

Allowance For Credit Losses (Financing Receivable, Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	$ 3,559,905	$ 3,543,814
Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	11,848	87,470
2021	96,536	84,957
2020	80,108	43,499
2019	41,946	27,865
2018	26,235	24,311
Prior	13,468	8,305
Revolving Loans, Amortized Cost Basis	67,243	69,777
Gross loans	337,384	346,184
Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	51,087	277,889
2021	274,200	276,021
2020	260,489	292,697
2019	282,858	154,577
2018	150,017	127,968
Prior	433,402	332,038
Revolving Loans, Amortized Cost Basis	17,904	17,726
Gross loans	1,469,957	1,478,916
1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	8,038	26,425
2021	24,740	16,561
2020	15,096	10,817
2019	10,400	6,208
2018	5,856	4,972
Prior	33,849	32,013
Revolving Loans, Amortized Cost Basis	10,445	10,877
Gross loans	108,424	107,873
Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	14,175	38,698
2021	37,988	16,323
2020	16,133	109,434
2019	108,721	21,222
2018	21,051	47,127
Prior	116,605	78,232
Revolving Loans, Amortized Cost Basis	229	279
Gross loans	314,902	311,315
Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,927	20,434
2021	21,687	78,837
2020	69,256	54,835
2019	54,473	2,264
2018	2,246	19,783
Prior	58,183	38,984
Revolving Loans, Amortized Cost Basis	587	540
Gross loans	209,359	215,677
Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	19,114	145,686
2021	143,638	135,622
2020	131,848	86,847
2019	79,906	102,009
2018	100,892	33,792
Prior	158,644	133,207
Revolving Loans, Amortized Cost Basis	3,050	2,655
Gross loans	637,092	639,818
Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	6,833	46,644
2021	46,147	28,679
2020	28,156	30,763
2019	29,358	22,873
2018	19,972	22,292
Prior	66,121	49,603
Revolving Loans, Amortized Cost Basis	3,593	3,379
Gross loans	200,180	204,233
Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	118,349	375,465
2021	368,044	326,107
2020	304,894	156,061
2019	145,408	110,580
2018	101,787	87,990
Prior	450,501	390,211
Revolving Loans, Amortized Cost Basis	99,877	102,551
Gross loans	1,588,860	1,548,965
Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,961	9,008
2021	8,608	6,474
2020	5,927	3,582
2019	3,429	2,949
2018	2,822	1,431
Prior	8,990	8,176
Revolving Loans, Amortized Cost Basis	88,723	90,725
Gross loans	121,460	122,345
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	4,485	13,584
2021	12,160	9,545
2020	8,295	8,313
2019	6,968	4,920
2018	3,983	1,324
Prior	2,453	1,624
Revolving Loans, Amortized Cost Basis	1,434	1,591
Gross loans	39,778	40,901
Performing | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	118,349	375,465
2021	367,840	326,107
2020	304,894	155,829
2019	145,177	110,551
2018	101,772	87,870
Prior	449,528	389,519
Revolving Loans, Amortized Cost Basis	99,512	100,815
Gross loans	1,587,072	1,546,156
Performing | Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,961	9,008
2021	8,608	6,474
2020	5,927	3,582
2019	3,429	2,949
2018	2,822	1,431
Prior	8,990	8,176
Revolving Loans, Amortized Cost Basis	88,624	90,685
Gross loans	121,361	122,305
Performing | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	4,485	13,584
2021	12,160	9,545
2020	8,295	8,313
2019	6,968	4,920
2018	3,983	1,324
Prior	2,453	1,624
Revolving Loans, Amortized Cost Basis	1,434	1,591
Gross loans	39,778	40,901
Non-performing | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	204	0
2020	0	232
2019	231	29
2018	15	120
Prior	973	692
Revolving Loans, Amortized Cost Basis	365	1,736
Gross loans	1,788	2,809
Non-performing | Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans, Amortized Cost Basis	99	40
Gross loans	99	40
Non-performing | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	0	0
Pass | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	11,848	87,148
2021	96,310	82,946
2020	78,015	41,908
2019	40,495	27,355
2018	25,796	23,895
Prior	11,612	6,755
Revolving Loans, Amortized Cost Basis	63,174	65,775
Gross loans	327,250	335,782
Pass | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	49,970	276,429
2021	272,847	275,141
2020	259,762	238,742
2019	236,764	151,509
2018	147,279	114,626
Prior	387,053	291,696
Revolving Loans, Amortized Cost Basis	17,130	16,860
Gross loans	1,370,805	1,365,003
Pass | 1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	8,038	26,425
2021	24,740	16,163
2020	14,703	10,659
2019	10,247	6,208
2018	5,856	4,250
Prior	30,235	28,734
Revolving Loans, Amortized Cost Basis	10,445	10,877
Gross loans	104,264	103,316
Pass | Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	14,042	38,197
2021	37,616	16,183
2020	16,133	64,107
2019	68,712	21,222
2018	21,051	41,526
Prior	88,940	55,895
Revolving Loans, Amortized Cost Basis	229	279
Gross loans	246,723	237,409
Pass | Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,927	20,434
2021	21,687	78,837
2020	69,256	53,033
2019	52,692	2,264
2018	2,246	19,783
Prior	58,120	38,918
Revolving Loans, Amortized Cost Basis	587	540
Gross loans	207,515	213,809
Pass | Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	19,114	144,927
2021	142,855	135,423
2020	131,657	85,296
2019	78,366	99,618
2018	98,815	33,770
Prior	156,784	130,342
Revolving Loans, Amortized Cost Basis	3,050	2,655
Gross loans	630,641	632,031
Pass | Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	5,849	46,445
2021	45,949	28,535
2020	28,013	25,647
2019	26,747	22,197
2018	19,311	15,296
Prior	52,974	37,806
Revolving Loans, Amortized Cost Basis	2,819	2,509
Gross loans	181,662	178,435
Special mention | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	3
2021	2	480
2020	461	17
2019	12	0
2018	0	21
Prior	21	0
Revolving Loans, Amortized Cost Basis	3,348	3,324
Gross loans	3,844	3,845
Special mention | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	222
2021	116	334
2020	330	34,647
2019	27,000	299
2018	40	319
Prior	1,685	3,151
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	29,171	38,972
Special mention | 1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	122
2020	120	0
2019	0	0
2018	0	0
Prior	707	718
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	827	840
Special mention | Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	103
2021	0	0
2020	0	29,914
2019	24,682	0
2018	0	0
Prior	0	0
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	24,682	30,017
Special mention | Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	1,802
2019	1,781	0
2018	0	0
Prior	0	0
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	1,781	1,802
Special mention | Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	119
2021	116	183
2020	180	186
2019	184	257
2018	0	0
Prior	136	138
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	616	883
Special mention | Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	30
2020	30	2,744
2019	353	42
2018	40	319
Prior	842	2,294
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	1,265	5,429
Substandard | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	319
2021	224	1,531
2020	1,632	1,574
2019	1,439	510
2018	439	395
Prior	1,835	1,550
Revolving Loans, Amortized Cost Basis	721	678
Gross loans	6,290	6,557
Substandard | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,117	1,238
2021	1,237	546
2020	397	19,308
2019	19,094	2,769
2018	2,698	13,023
Prior	44,664	37,191
Revolving Loans, Amortized Cost Basis	774	866
Gross loans	69,981	74,941
Substandard | 1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	276
2020	273	158
2019	153	0
2018	0	722
Prior	2,907	2,561
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	3,333	3,717
Substandard | Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	133	398
2021	372	140
2020	0	15,413
2019	15,327	0
2018	0	5,601
Prior	27,665	22,337
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	43,497	43,889
Substandard | Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	63	66
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	63	66
Substandard | Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	640
2021	667	16
2020	11	1,365
2019	1,356	2,134
2018	2,077	22
Prior	1,724	2,727
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	5,835	6,904
Substandard | Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	984	199
2021	198	114
2020	113	2,372
2019	2,258	634
2018	621	6,677
Prior	12,305	9,503
Revolving Loans, Amortized Cost Basis	774	870
Gross loans	$ 17,253	$ 20,369

Derivative Instruments (Narrati

Derivative Instruments (Narrative) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Collateral already posted, aggregate fair value	$ 32,100	$ 34,800
Hedged Asset, Fair Value Hedge, Last-of-Layer, Cumulative Increase (Decrease)	93	403
Hedged Asset, Fair Value Hedge, Last-of-Layer, Amount	346,500	363,600
Interest Rate Swap | Non-hedging interest rate derivatives:
Derivatives, Fair Value [Line Items]
Derivative, notional amount	$ 150,000	$ 150,000

Derivative Instruments (Fair Va

Derivative Instruments (Fair Value Of Derivative Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Other Assets
Derivatives, Fair Value [Line Items]
Fair Value	$ 10,800	$ 4,300
Loan interest rate swap - assets | Non-hedging interest rate derivatives: | Other Assets
Derivatives, Fair Value [Line Items]
Notional Amount	165,655	532,136
Fair Value	3,495	20,614
Loan interest rate swap - liabilities | Non-hedging interest rate derivatives: | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amount	507,248	138,138
Fair Value	23,743	3,560
Loan interest rate swap - assets | Non-hedging interest rate derivatives: | Other Assets
Derivatives, Fair Value [Line Items]
Notional Amount	519,857	147,644
Fair Value	24,560	3,867
Loan interest rate swap - liabilities | Non-hedging interest rate derivatives: | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amount	165,655	535,577
Fair Value	$ 3,495	$ 20,679

Derivative Instruments (Change

Derivative Instruments (Change In Fair Value Of Derivative Instruments) (Details) - Non-hedging interest rate derivatives: - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Other Assets | Other Income | Customer Back-to-Back Swap Program
Derivatives, Fair Value [Line Items]
Change in Fair Value Non-Hedging Interest Rate Derivatives:	$ 3,076	$ (22,994)
Other Liabilities | Other Income | Customer Back-to-Back Swap Program
Derivatives, Fair Value [Line Items]
Change in Fair Value Non-Hedging Interest Rate Derivatives:	(3,076)	22,994
Other Liabilities | Other Expense
Derivatives, Fair Value [Line Items]
Change in Fair Value Non-Hedging Interest Rate Derivatives:	$ 577	$ 385

Derivative Instruments (Fair _2

Derivative Instruments (Fair Value of Fair Value Hedges) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Hedged Asset, Fair Value Hedge, Last-of-Layer, Cumulative Increase (Decrease)	$ 93	$ 403
Available-for-sale Securities
Derivatives, Fair Value [Line Items]
Fair Value Hedges, Net	(10,846)	(4,711)
Other Assets
Derivatives, Fair Value [Line Items]
Fair Value Hedges, Net	$ 10,753	$ 4,308

Employee Benefit Plans (Restric

Employee Benefit Plans (Restricted Shares Activity And Related Information) (Details) - Restricted Stock - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Restricted Awards Activity
Beginning Balance (in shares)	146,755	158,554
Granted (in shares)	19,034	20,536
Vested (in shares)	(25,330)	(36,685)
Ending Balance (in shares)	140,459	142,405
Average Market Price at Grant
Outstanding at period start (in dollars per share)	$ 72.16	$ 67.40
Granted (in dollars per share)	75.69	70.66
Vested (in dollars per share)	78.77	66.32
Outstanding at period end (in dollars per share)	$ 71.75	$ 67.88
Stock-based compensation expense associated with restricted shares	$ 662	$ 783
Unrecognized stock-based compensation expense associated with restricted shares	$ 5,280
Weighted average period (in years) in which the above amount is expected to be recognized	2 years 10 months 24 days

Employee Benefit Plans (Pension

Employee Benefit Plans (Pension and Other Postretirement Benefits) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Components of net periodic cost:
Interest cost	$ 90	$ 83
Expected return on plan assets	(221)	(205)
Net amortization and deferral	195	280
Net Periodic Pension Cost	$ 64	$ 158

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Other Commitments [Line Items]
Commitments and contingencies
Commitments to extend credit: | Home equity
Other Commitments [Line Items]
Commitments and contingencies	223,870	221,119
Commitments to extend credit: | Commercial real estate
Other Commitments [Line Items]
Commitments and contingencies	37,686	50,760
Commitments to extend credit: | Other commitments
Other Commitments [Line Items]
Commitments and contingencies	231,077	242,250
Standby letters of credit
Other Commitments [Line Items]
Commitments and contingencies	7,913	6,023
Commercial letters of credit
Other Commitments [Line Items]
Commitments and contingencies	$ 183	$ 173

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Narrative) (Details)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Equity [Abstract]
Combined Federal and State income tax rate (percent)	24.00%	24.00%

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Schedule of Changes In Each Component of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	$ 681,105	$ 701,106
Other comprehensive loss, net of tax	(58,974)	(15,605)
Ending balance	632,430	691,685
Defined Benefit Pension Plans
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	(3,485)	(5,661)
Ending balance	(3,485)	(5,661)
Securities available-for-sale:
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	17,745	36,894
Other comprehensive loss before reclassifications	(58,974)	(15,390)
Amounts reclassified from other comprehensive income		(215)
Other comprehensive loss, net of tax	(58,974)	(15,605)
Ending balance	(41,229)	21,289
Total
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	14,260	31,233
Other comprehensive loss before reclassifications	(58,974)	(15,390)
Amounts reclassified from other comprehensive income		(215)
Other comprehensive loss, net of tax	(58,974)	(15,605)
Ending balance	$ (44,714)	$ 15,628

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Schedule Of Amounts Reclassified Out of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net securities gains reclassified into earnings	$ 0	$ 283
Related income tax expense	(5,251)	(4,987)
Net income available to common shareholders	21,342	19,814
Securities available-for-sale: | Amounts reclassified from Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net securities gains reclassified into earnings	0	283
Related income tax expense	0	(68)
Net income available to common shareholders	$ 0	$ 215

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Share [Abstract]
Net income available to common shareholders	$ 21,342	$ 19,814
Less: earnings allocated to participating securities	(200)	(179)
Net earnings allocated to common shareholders	21,142	19,635
Distributed earnings allocated to common stock	8,943	9,037
Undistributed earnings allocated to common stock	$ 12,199	$ 10,598
Average shares outstanding (in shares)	14,974	15,656
Effect of dilutive securities:
Employee stock awards (in shares)	28	31
Average shares outstanding, diluted (in shares)	15,002	15,687
Basic earnings per common share (in dollars per share)	$ 1.41	$ 1.25
Diluted earnings per share (in dollars per share)	$ 1.41	$ 1.25

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Material losses related to counterparty's inability to pay undercollateralized position	$ 0
Significant change in the value of derivative assets and liabilities attributed to credit risk	$ 0
Minimum
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Collateral discount	10.00%	10.00%
Maximum
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Collateral discount	30.00%	30.00%

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule Of Assets And Liabilities Measured At Fair Value On A Recurring And Nonrecurring Basis) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Provision for loan losses on impaired loans		$ (478)
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Write-downs included in other non-interest expense	$ (20)	(2)
Recurring fair value measurements | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	255,007	272,216
Recurring fair value measurements | Obligations of states and political subdivisions | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Obligations of states and political subdivisions | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	255,007	272,216
Recurring fair value measurements | Obligations of states and political subdivisions | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,115,093	1,094,311
Recurring fair value measurements | U.S. Government agencies | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | U.S. Government agencies | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,115,093	1,094,311
Recurring fair value measurements | U.S. Government agencies | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Private label
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	8,463	9,108
Recurring fair value measurements | Private label | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Private label | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	5,268	5,647
Recurring fair value measurements | Private label | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	3,195	3,461
Recurring fair value measurements | Trust preferred securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	4,300	4,203
Recurring fair value measurements | Trust preferred securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Trust preferred securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	4,300	4,203
Recurring fair value measurements | Trust preferred securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	26,650	28,327
Recurring fair value measurements | Corporate securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Corporate securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	26,650	28,327
Recurring fair value measurements | Corporate securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	8,489	9,211
Recurring fair value measurements | Marketable equity securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	4,074	4,134
Recurring fair value measurements | Marketable equity securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	4,415	5,077
Recurring fair value measurements | Marketable equity securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Certificates of deposit held for investment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	996	996
Recurring fair value measurements | Certificates of deposit held for investment | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Certificates of deposit held for investment | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	996	996
Recurring fair value measurements | Certificates of deposit held for investment | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Derivative assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	38,822	29,029
Recurring fair value measurements | Derivative assets | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Derivative assets | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	38,822	29,029
Recurring fair value measurements | Derivative assets | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Recurring fair value measurements | Derivative liabilities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	27,238	24,283
Recurring fair value measurements | Derivative liabilities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	0	0
Recurring fair value measurements | Derivative liabilities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	27,238	24,283
Recurring fair value measurements | Derivative liabilities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	0	0
Nonrecurring fair value measurements | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		0
Nonrecurring fair value measurements | Impaired Loans [Member] | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		0
Nonrecurring fair value measurements | Impaired Loans [Member] | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		0
Nonrecurring fair value measurements | Impaired Loans [Member] | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value		0
Nonrecurring fair value measurements | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,099	1,319
Nonrecurring fair value measurements | Other real estate owned | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Nonrecurring fair value measurements | Other real estate owned | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0	0
Nonrecurring fair value measurements | Other real estate owned | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 1,099	$ 1,319

Fair Value Measurements (Sche_2

Fair Value Measurements (Schedule Of Estimates Of Fair Value Of Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets:
Estimated Fair Value	$ 1,409,513	$ 1,408,165
Marketable equity securities	24,785	25,531
Net loans	3,542,625	3,525,648
Accrued interest receivable	16,101	15,627
Liabilities:
Deposits	4,998,845	4,925,336
Carrying Amount
Assets:
Cash and cash equivalents	598,048	634,631
Estimated Fair Value	1,409,513	1,408,165
Marketable equity securities	8,489	9,211
Net loans	3,542,625	3,525,648
Accrued interest receivable	16,101	15,627
Derivative assets	38,822	29,029
Liabilities:
Deposits	4,998,845	4,925,336
Short-term debt	288,483	312,458
Accrued interest payable	491	600
Derivative liabilities	27,238	24,283
Fair Value
Assets:
Cash and cash equivalents	598,048	634,631
Estimated Fair Value	1,409,513	1,408,165
Marketable equity securities	8,489	9,211
Net loans	3,461,145	3,456,539
Accrued interest receivable	16,101	15,627
Derivative assets	38,822	29,029
Liabilities:
Deposits	4,991,704	4,926,724
Short-term debt	288,483	312,458
Accrued interest payable	491	600
Derivative liabilities	27,238	24,283
Level 1
Assets:
Cash and cash equivalents	598,048	634,631
Estimated Fair Value	0	0
Marketable equity securities	4,074	4,134
Net loans	0	0
Accrued interest receivable	16,101	15,627
Derivative assets	0	0
Liabilities:
Deposits	3,974,286	3,856,421
Short-term debt	0	0
Accrued interest payable	491	600
Derivative liabilities	0	0
Level 2
Assets:
Cash and cash equivalents	0	0
Estimated Fair Value	1,406,318	1,404,704
Marketable equity securities	4,415	5,077
Net loans	0	0
Accrued interest receivable	0	0
Derivative assets	38,822	29,029
Liabilities:
Deposits	1,017,418	1,070,303
Short-term debt	288,483	312,458
Accrued interest payable	0	0
Derivative liabilities	27,238	24,283
Level 3
Assets:
Cash and cash equivalents	0	0
Estimated Fair Value	3,195	3,461
Marketable equity securities	0	0
Net loans	3,461,145	3,456,539
Accrued interest receivable	0	0
Derivative assets	0	0
Liabilities:
Deposits	0	0
Short-term debt	0	0
Accrued interest payable	0	0
Derivative liabilities	$ 0	$ 0