City Holding (CHCO) 10-Q 5 May 23 2023 Q1 Quarterly report Financial data

Cover Page

Cover Page - shares	3 Months Ended
	Mar. 31, 2023	May 01, 2023
Entity Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	0-11733
Entity Registrant Name	CITY HOLDING COMPANY
Entity Incorporation, State or Country Code	WV
Entity Tax Identification Number	55-0619957
Entity Address, Address Line One	25 Gatewater Road,
Entity Address, City or Town	Charleston,
Entity Address, State or Province	WV
Entity Address, Postal Zip Code	25313
City Area Code	304
Local Phone Number	769-1100
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		15,069,869
Entity Central Index Key	0000726854
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Amendment Flag	false
NASDAQ/NGS (GLOBAL SELECT MARKET) [Member]
Entity Information [Line Items]
Title of 12(b) Security	Common Stock, $2.50 par value
Trading Symbol	CHCO
Security Exchange Name	NASDAQ

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 69,804	$ 68,333
Interest-bearing deposits in depository institutions	233,006	131,667
Cash and Cash Equivalents	302,810	200,000
Investment securities available for sale, at fair value	1,456,259	1,505,520
Other securities	24,728	23,807
Total Investment Securities	1,480,987	1,529,327
Gross loans	3,894,686	3,646,258
Allowance for credit losses	(22,724)	(17,108)
Net Loans	3,871,962	3,629,150
Bank owned life insurance	124,238	120,674
Premises and equipment, net	73,430	70,786
Accrued interest receivable	18,395	18,287
Deferred tax assets, net	42,146	44,884
Goodwill and other intangible assets, net	164,099	115,735
Other assets	132,715	149,263
Total Assets	6,210,782	5,878,106
Deposits:
Noninterest-bearing	1,420,990	1,351,415
Interest-bearing:
Demand deposits	1,356,017	1,233,482
Savings deposits	1,397,523	1,396,869
Time deposits	962,235	888,100
Total Deposits	5,136,765	4,869,866
Customer repurchase agreements	293,256	290,964
Other liabilities	129,711	139,424
Total Liabilities	5,559,732	5,300,254
Commitments and contingencies - see Note I
Shareholders’ Equity
Preferred stock, par value $25 per share: 500,000 shares authorized; none issued	0	0
Common stock, par value $2.50 per share: 50,000,000 shares authorized; 19,047,548 shares issued at March 31, 2023 and December 31, 2022, less 3,787,640 and 4,259,399 shares in treasury, respectively	47,619	47,619
Capital surplus	177,529	170,980
Retained earnings	721,727	706,696
Cost of common stock in treasury	(179,436)	(215,955)
Accumulated other comprehensive (loss) income:
Unrealized (loss) gain on securities available-for-sale	(112,967)	(128,066)
Underfunded pension liability	(3,422)	(3,422)
Total Accumulated Other Comprehensive (Loss) Income	(116,389)	(131,488)
Total Shareholders’ Equity	651,050	578,027
Total Liabilities and Shareholders’ Equity	$ 6,210,782	$ 5,878,106

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Preferred Stock, Number of Shares, Par Value and Other Disclosures [Abstract]
Preferred stock, par value (in dollars per share)	$ 25	$ 25
Preferred stock, shares authorized (in shares)	500,000	500,000
Preferred stock, shares issued (in shares)	0	0
Common Stock, Number of Shares, Par Value and Other Disclosures [Abstract]
Common stock, par value (in dollars per share)	$ 2.50	$ 2.50
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	19,047,548	19,047,548
Common stock, treasury shares (in shares)	3,787,640	4,259,399
Equity, Attributable to Parent	$ 651,050	$ 578,027

Consolidated Statements Of Inco

Consolidated Statements Of Income (Unaudited) - USD ($) shares in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest Income
Interest and fees on loans	$ 47,004,000	$ 31,874,000
Interest and dividends on investment securities:
Taxable	11,773,000	6,223,000
Tax-exempt	1,162,000	1,216,000
Interest on deposits in depository institutions	1,591,000	238,000
Total Interest Income	61,530,000	39,551,000
Interest Expense
Interest on deposits	5,690,000	1,521,000
Interest on short-term borrowings	2,381,000	114,000
Total Interest Expense	8,071,000	1,635,000
Net Interest Income	53,459,000	37,916,000
Provision for (recovery of) credit losses	2,918,000	(756,000)
Net Interest Income After Provision for (Recovery of) Credit Losses	50,541,000	38,672,000
Non-Interest Income
Net securities gains reclassified into earnings	773,000	0
Unrealized gains (losses) recognized on equity securities still held, net	361,000	(723,000)
Bank owned  life insurance	804,000	2,014,000
Other income	1,326,000	791,000
Total Non-Interest Income	18,682,000	17,448,000
Non-Interest Expense
Salaries and employee benefits	17,673,000	15,577,000
Occupancy related expense	2,640,000	2,709,000
Equipment and software related expense	3,092,000	2,769,000
FDIC insurance expense	445,000	435,000
Advertising	760,000	798,000
Bankcard expenses	1,509,000	1,606,000
Postage, delivery, and statement mailings	647,000	636,000
Office supplies	420,000	410,000
Legal and professional fees	470,000	527,000
Telecommunications	606,000	584,000
Repossessed asset losses, net of expenses	16,000	40,000
Merger related expenses	5,645,000	0
Other expenses	4,700,000	3,436,000
Total Non-Interest Expense	38,623,000	29,527,000
Income Before Income Taxes	30,600,000	26,593,000
Income tax expense	6,259,000	5,251,000
Net Income Available to Common Shareholders	$ 24,341,000	$ 21,342,000
Weighted Average Number of Shares Outstanding Reconciliation [Abstract]
Average shares outstanding, basic (in shares)	14,818	14,974
Effect of dilutive securities (in shares)	26	28
Average shares outstanding, diluted (in shares)	14,844	15,002
Earnings Per Share [Abstract]
Basic earnings per common share (in dollars per share)	$ 1.63	$ 1.41
Diluted earnings per common share (in dollars per share)	$ 1.63	$ 1.41
Service charges
Non-Interest Income
Revenue from contract with customer	$ 6,563,000	$ 6,725,000
Bankcard revenue
Non-Interest Income
Revenue from contract with customer	6,603,000	6,444,000
Trust and investment management fee income
Non-Interest Income
Revenue from contract with customer	$ 2,252,000	$ 2,197,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Comprehensive Income [Abstract]
Net income available to common shareholders	$ 24,341	$ 21,342
Available-for-Sale Securities
Unrealized gains (losses) on available-for-sale securities arising during the period	20,634	(77,802)
Reclassification adjustment for gains	(773)	0
Other comprehensive income (loss) before income taxes	19,861	(77,802)
Tax effect	(4,762)	18,828
Other comprehensive income (loss), net of tax	15,099	(58,974)
Comprehensive Income (Loss), Net of Tax	$ 39,440	$ (37,632)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Revision of Prior Period, Accounting Standards Update, Adjustment	Previously Reported	Common Stock	Common Stock Previously Reported	Capital Surplus	Capital Surplus Previously Reported	Retained Earnings	Retained Earnings Revision of Prior Period, Accounting Standards Update, Adjustment	Retained Earnings Previously Reported	Treasury Stock	Treasury Stock Previously Reported	Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) Previously Reported
Beginning Balance at Dec. 31, 2021	$ 681,105			$ 47,619		$ 170,942		$ 641,826			$ (193,542)		$ 14,260
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	21,342							21,342
Other comprehensive income (loss)	(58,974)												(58,974)
Cash dividends declared	(9,030)							(9,030)
Stock-based compensation expense	971					971
Restricted awards granted	0					(1,707)					1,707
Purchase of treasury shares	(2,984)										(2,984)
Ending balance at Mar. 31, 2022	632,430			47,619		170,206		654,138			(194,819)		(44,714)
Beginning Balance at Dec. 31, 2022	578,027	$ 175	$ 577,852	47,619	$ 47,619	170,980	$ 170,980	706,871	$ 175	$ 706,696	(215,955)	$ (215,955)	(131,488)	$ (131,488)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	24,341							24,341
Other comprehensive income (loss)	15,099												15,099
Cash dividends declared	(9,485)							(9,485)
Stock-based compensation expense	1,093					1,093
Restricted awards granted	0					(2,118)					2,118
Purchase of treasury shares	(20,103)										(20,103)
Acquisition of Citizens Commerce Bancshares, Inc.	62,078					7,574					54,504
Ending balance at Mar. 31, 2023	$ 651,050			$ 47,619		$ 177,529		$ 721,727			$ (179,436)		$ (116,389)

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Operating Activities
Net income	$ 24,341,000	$ 21,342,000
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and (accretion), net	2,302,000	3,538,000
Provision for (recovery of) credit losses	2,918,000	(756,000)
Depreciation of premises and equipment	1,210,000	1,390,000
Deferred income tax (benefit) expense	(654,000)	880,000
Net periodic employee benefit cost	13,000	64,000
Gains on sale of investment securities, net	1,134,000	(723,000)
Stock-compensation expense	1,093,000	971,000
Share-Based Payment Arrangement, Exercise of Option, Tax Benefit	(102,000)	3,000
Increase in value of bank-owned life insurance	(804,000)	(2,014,000)
Loans originated for sale	(2,637,000)	(15,093,000)
Proceeds from the sale of loans originated for sale	2,689,000	15,090,000
Gain on sale of loans	(52,000)	(128,000)
Change in accrued interest receivable	759,000	(474,000)
Change in other assets	3,156,000	(1,828,000)
Change in other liabilities	6,599,000	4,769,000
Net Cash Provided by Operating Activities	39,901,000	28,471,000
Investing Activities
Net decrease (increase) in loans	6,108,000	(15,695,000)
Purchases	0	157,888,000
Proceeds from sales of securities available-for-sale	84,940,000	0
Proceeds from maturities and calls	26,839,000	69,476,000
Purchases	(189,000)	(21,000)
Proceeds from sales	249,000	45,000
Purchases of premises and equipment	(616,000)	(401,000)
Proceeds from the disposals of premises and equipment	0	64,000
Proceeds from bank-owned life insurance policies	206,000	2,514,000
Payments for low income housing tax credits	(1,704,000)	(489,000)
Acquisition of Citizens Commerce Bancshares, Inc.	13,518,000	0
Net Cash Provided by (Used in) Investing Activities	129,351,000	(102,395,000)
Financing Activities
Net increase (decrease) in non-interest-bearing deposits	9,288,000	(15,859,000)
Net (decrease) increase in interest-bearing deposits	(41,622,000)	89,389,000
Net (decrease) increase in short-term borrowings	(4,208,000)	(23,975,000)
Purchases of treasury stock	(20,103,000)	(2,984,000)
Repayments of Debt and Lease Obligation	(203,000)	(192,000)
Dividends paid	(9,594,000)	(9,038,000)
Net Cash (Used in) Provided by Financing Activities	(66,442,000)	37,341,000
Increase (Decrease) in Cash and Cash Equivalents	102,810,000	(36,583,000)
Cash and cash equivalents at beginning of period	200,000,000	634,631,000
Cash and Cash Equivalents at End of Period	302,810,000	598,048,000
Supplemental Cash Flow Information:
Cash paid for interest	7,694,000	1,772,000
Cash paid for income taxes	3,500,000	0
Citizens Commerce Bancshares, Inc.
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets Acquired	320,453,000	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities Assumed	(307,104,000)	0
Goodwill	40,451,000	0
Citizens Commerce Bancshares, Inc. | Core Deposits
Core deposit intangible	$ 8,278,000	$ 0

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Stockholders' Equity [Abstract]
Cash dividends declared (in dollars per share)	$ 0.65	$ 0.60
Purchase of treasury shares (in shares)	218,249	38,207

Background and Basis of Present

Background and Basis of Presentation	3 Months Ended
	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Background and Basis of Presentation	Background and Basis of Presentation City Holding Company ("City Holding"), a West Virginia corporation headquartered in Charleston, West Virginia, is a registered financial holding company under the Bank Holding Company Act and conducts its principal activities through its wholly-owned subsidiary, City National Bank of West Virginia ("City National"). City National is a retail and consumer-oriented community bank with 99 banking offices in West Virginia (58), Kentucky (24), Virginia (13) and southeastern Ohio (4). City National provides credit, deposit, and trust and investment management services to its customers in a broad geographical area that includes many rural and small community markets in addition to larger cities including Charleston (WV), Huntington (WV), Martinsburg (WV), Ashland (KY), Lexington (KY), Winchester (VA) and Staunton (VA). In addition to its branch network, City National's delivery channels include automated-teller-machines ("ATMs"), interactive-teller machines ("ITMs"), mobile banking, debit cards, interactive voice response systems, and Internet technology. The Company’s business activities are currently limited to one reportable business segment, which is community banking. On March 10, 2023, the Company acquired 100% of the outstanding common shares of Citizens Commerce Bancshares, Inc. ("Citizens") and its principal banking subsidiary, Citizens Commerce Bank of Versailles, Kentucky. See Note C for additional information on the acquisition. The accompanying consolidated financial statements, which are unaudited, include all of the accounts of City Holding and its wholly-owned subsidiaries (collectively, the "Company"). All material intercompany transactions have been eliminated. The consolidated financial statements include all adjustments that, in the opinion of management, are necessary for a fair presentation of the results of operations and financial condition for each of the periods presented. Such adjustments are of a normal recurring nature. The results of operations for the three months ended March 31, 2023 are not necessarily indicative of the results of operations that can be expected for the year ending December 31, 2023. The Company’s accounting and reporting policies conform with generally accepted accounting principles for interim financial information, with the instructions to Form 10-Q and Article 10 of Regulation S-X, and with Industry Guide 3, Statistical Disclosure by Bank Holding Companies . Such policies require management to make estimates and develop assumptions that affect the amounts reported in the consolidated financial statements and related footnotes. Actual results could differ from management’s estimates. The consolidated balance sheet as of December 31, 2022 has been derived from audited financial statements included in the Company’s 2022 Annual Report to Shareholders. Certain information and footnote disclosures normally included in annual financial statements prepared in accordance with U.S. generally accepted accounting principles have been omitted. These financial statements should be read in conjunction with the financial statements and notes thereto included in the 2022 Annual Report of the Company.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2023
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements Recently Adopted In October 2018, the FASB issued ASU No. 2018-16, "Derivatives and Hedging (Topic 815): Inclusion of the Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes." This amendment permits the use of the OIS rate based on SOFR as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815 in addition to the UST, the LIBOR swap rate, the OIS rate based on the Federal Funds Effective Rate, and the SIFMA Municipal Swap Rate. This ASU became effective for the Company on January 1, 2019 with anticipation the LIBOR index would be phased out by the end of 2021. In March 2020, the FASB issued ASU No. 2020-04, "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." This amendment provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform and is effective as of March 12, 2020 through December 31, 2022. In January 2021, the FASB issued ASU No. 2021-01, "Reference Rate Reform (Topic 848): Scope," which clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. In December 2022, the FASB issued ASU No. 2022-06, "Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848," which defers the sunset date of Topic 848 from December 31, 2022 to December 31, 2024, after which entities will no longer be permitted to apply the relief in Topic 848. Management has reviewed all contracts, identified those that will be affected, and is in the process of transitioning the LIBOR based loans to SOFR, or another index, by June 30, 2023. In March 2022, the FASB issued ASU No. 2022-01, "Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method." The amendments in this update allow nonprepayable financial assets to be included in a closed portfolio hedged using the portfolio layer method. This expanded scope permits an entity to apply the same portfolio hedging method to both prepayable and nonprepayable financial assets, thereby allowing consistent accounting for similar hedges. This ASU became effective for the Company on January 1, 2023. The adoption of ASU No. 2022-01 did not have a material impact on the Company's financial statements. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." The amendments in this update eliminate the accounting guidance for TDRs by creditors in Subtopic 310-40, Receivables—Troubled Debt Restructurings by creditors, while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. The amendments in this update also require that an entity disclose current-period gross writeoffs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments—Credit Losses—Measured at Amortized Cost. This ASU became effective for the Company on January 1, 2023. The Company adopted ASU No. 2022-02 using the modified retrospective method, which resulted in a $0.2 million adjustment to shareholders' equity and the allowance for credit losses. See Note F for additional information. Pending Adoption In March 2023, the FASB issued ASU No. 2023-02, "Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures using the Proportional Amortization Method."

Acquisition and Preliminary Pur

Acquisition and Preliminary Purchase Price Allocation	3 Months Ended
	Mar. 31, 2023
Business Combination and Asset Acquisition [Abstract]
Acquisition and Preliminary Purchase Price Allocation	Acquisition and Preliminary Purchase Price AllocationOn March 10, 2023, the Company acquired 100% of the outstanding common shares of Citizens Commerce Bancshares, Inc. ("Citizens") and its principal banking subsidiary, Citizens Commerce Bank of Versailles, Kentucky, in order to strengthen the Company's market presence in the Lexington, Kentucky area. The acquisition of Citizens was structured as a stock transaction in which the Company issued approximately 0.7 million shares, valued at approximately $62.1 million. The following table summarizes the consideration paid for Citizens and the amounts of the assets acquired and liabilities assumed as of the date of acquisition (in thousands): Consideration: Common stock $ 61,570 Stock option buyout 495 Cash 13 62,078 Identifiable assets: Cash and cash equivalents 14,013 Investment securities 41,008 FHLB stock 620 Loans 251,406 Fixed assets 3,237 Bank owned life insurance 2,966 Deferred tax assets, net 1,481 Other assets 5,722 Total identifiable assets 320,453 Identifiable liabilities: Deposits 299,243 Short-term borrowings 6,500 Other liabilities 1,361 Total identifiable liabilities 307,104 Net identifiable assets (liabilities) 13,349 Goodwill 40,451 Core deposit intangible 8,278 $ 62,078 Investment Securities The gain on the sale of investment securities recognized in the first quarter of 2023 was primarily due to the sale of Citizens investment portfolio of approximately $41 million shortly after the acquisition date. Acquired Loans The fair value of net assets acquired includes fair value adjustments to certain receivables that were not considered impaired as of the acquisition date. The fair value adjustments were determined using discounted contractual cash flows. However, the Company believes that all contractual cash flows related to these financial instruments will be collected. As such, these receivables were not considered impaired at the acquisition date and were not subject to the guidance relating to purchased credit impaired loans, which have shown evidence of credit deterioration since origination. Receivables acquired that were not subject to these requirements include non-impaired loans with a fair value of $246.4 million on the date of acquisition. In connection with the completion of the acquisition of Citizens during the quarter ended March 31, 2023, the Company recorded $2.0 million of credit loss expense associated with loans acquired from Citizens in its total provision for credit losses. The fair value of purchased financial assets with credit deterioration ("PCD") was $4.9 million on the date of acquisition. The gross contractual amounts receivable relating to the purchased financial asset with credit deterioration was $8.5 million. The Company estimates, on the date of acquisition, that $3.6 million of the contractual cash flows specific to the purchased financial assets with credit deterioration will not be collected. Acquired Deposits The fair values of non-time deposits approximated their carrying value at the acquisition date. For time deposits, the fair values were estimated based on discounted cash flows, using interest rates that were being offered at the time of acquisition compared to the contractual interest rates. Based on this analysis, management recorded a premium on time deposits acquired of $0.6 million which is being amortized over 5 years. Core Deposit Intangible The Company believes that the customer relationships with the deposits acquired have an intangible value. In connection with the acquisition, the Company recorded a core deposit intangible asset of $8.3 million. The core deposit intangible asset represents the value that the acquiree had with their deposit customers. The fair value was estimated based on a discounted cash flow methodology that considered the type of deposit, deposit retention and the cost of the deposit base. The core deposit intangible is being amortized over 10 years. Goodwill Under GAAP, management has up to twelve months following the date of the acquisition to finalize the fair value of acquired assets and liabilities. The measurement period ends as soon as the Company receives information it was seeking about facts and circumstances that existed as of the acquisition date or learns that more information is not obtainable. Any subsequent adjustments to the fair value of the acquired assets and liabilities, intangible assets or other purchase accounting adjustments will result in adjustments to the goodwill recorded. Among the items that are still preliminary at March 31, 2023 is the finalization of the final tax return, which management anticipates completing during 2023. Given the form of the transaction, the $40.5 million goodwill preliminarily recorded in conjunction with the Citizens acquisition is not expected to be deductible for tax purposes. The following table summarizes adjustments to goodwill subsequent to December 31, 2022 (in thousands): Goodwill Balance at December 31, 2022 $ 108,941 Adjustment to goodwill acquired in conjunction with the acquisition of Citizens 40,451 Balance at March 31, 2023 $ 149,392 Merger Related Costs During the quarter ended March 31, 2023, the Company incurred $5.6 million

Investments

Investments	3 Months Ended
	Mar. 31, 2023
Investments [Abstract]
Investments	Investments The aggregate carrying and approximate fair values of investment securities follow (in thousands). Fair values are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable financial instruments. March 31, 2023 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities available-for-sale: Obligations of states and political subdivisions $ 247,589 $ 487 $ 19,202 $ 228,874 $ 292,293 $ 346 $ 24,324 $ 268,315 Mortgage-backed securities: U.S. government agencies 1,318,398 546 126,984 1,191,960 1,342,666 299 140,686 1,202,279 Private label 7,554 — 401 7,153 7,695 — 464 7,231 Trust preferred securities 4,592 — 467 4,125 4,590 — 762 3,828 Corporate securities 26,573 — 2,426 24,147 26,620 — 2,753 23,867 Total Securities Available-for-Sale $ 1,604,706 $ 1,033 $ 149,480 $ 1,456,259 $ 1,673,864 $ 645 $ 168,989 $ 1,505,520 The Company's other investment securities include marketable equity securities, non-marketable equity securities and certificates of deposits held for investment. At March 31, 2023 and December 31, 2022, the Company held $7.9 million and $7.6 million in marketable equity securities, respectively. Changes in the fair value of the marketable equity securities are recorded in "unrealized gains (losses) recognized on equity securities still held" in the consolidated statements of income. The Co mpany's non-marketable securities consist of securities with limited marketability, such as stock in the Federal Reserve Bank ("FRB") or the Federal Home Loan Bank ("FHLB"). At March 31, 2023 and December 31, 2022, the Company held $16.3 million and $15.5 million, respectively, in non-marketable equity securities. These securities are carried at cost due to the restrictions placed on their transferability. At March 31, 2023 and December 31, 2022, the Company held $0.5 million and $0.7 million in certificates of deposits held for investment, respectively. The Company's mortgage-backed U.S. government agency securities consist of both residential and commercial securities, all of which are guaranteed by Fannie Mae ("FNMA"), Freddie Mac ("FHLMC"), or Ginnie Mae ("GNMA"). At March 31, 2023 and December 31, 2022 there were no securities of any non-governmental issuer whose aggregate carrying value or estimated fair value exceeded 10% of shareholders' equity. Certain investment securities owned by the Company were in an unrealized loss position (i.e., amortized cost basis exceeded the estimated fair value of the securities) as of March 31, 2023 and December 31, 2022. The following table shows the gross unrealized losses and fair value of the Company’s investments aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position (in thousands): March 31, 2023 Less Than Twelve Months Twelve Months or Greater Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Securities available-for-sale: Obligations of states and political subdivisions $ 42,850 $ 1,084 $ 155,074 $ 18,118 $ 197,924 $ 19,202 Mortgage-backed securities: U.S. Government agencies 318,110 24,334 582,062 102,650 900,172 126,984 Private label 7,051 401 — — 7,051 401 Trust preferred securities — — 4,125 467 4,125 467 Corporate securities 10,251 755 13,896 1671 24,147 2,426 Total available-for-sale $ 378,262 $ 26,574 $ 755,157 $ 122,906 $ 1,133,419 $ 149,480 December 31, 2022 Less Than Twelve Months Twelve Months or Greater Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Securities available-for-sale: Obligations of states and political subdivisions $ 203,173 $ 21,929 $ 13,359 $ 2,395 $ 216,532 $ 24,324 Mortgage-backed securities: U.S. Government agencies 533,611 50,268 376,778 90,418 910,389 140,686 Private label 7,126 464 — — 7,126 464 Trust preferred securities — — 3,828 762 3,828 762 Corporate securities 22,972 2,648 895 105 23,867 2,753 Total available-for-sale $ 766,882 $ 75,309 $ 394,860 $ 93,680 $ 1,161,742 $ 168,989 As of March 31, 2023, management does not intend to sell any impaired security and it is not more than likely that it will be required to sell any impaired security before the recovery of its amortized cost basis. The unrealized losses on debt securities are primarily the result of interest rate changes, credit spread fluctuations on agency-issued mortgage-related securities, general financial market uncertainty and market volatility. These conditions should not prohibit the Company from receiving its contractual principal and interest payments on its debt securities. The fair value is expected to recover as the securities a pproach their maturity date or repricing date. As of March 31, 2023, management believes the unrealized losses detailed in the table above are temporary and therefore no allowance for credit losses has been recognized on the Company’s securities. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss will be recognized in net income in the period the other-than-temporary impairment is identified, while any noncredit loss will be recognized in other comprehensive income. During the three months ended March 31, 2023 and 2022, the Company had no credit-related net investment impairment losses. The amortized cost and estimated fair value of debt securities at March 31, 2023, by contractual maturity, is shown in the following table (in thousands). Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to prepay obligations without prepayment penalties. Mortgage-backed securities have been allocated to their respective maturity groupings based on their contractual maturity. Amortized Cost Estimated Fair Value Available-for-Sale Debt Securities Due in one year or less $ 32,645 $ 2,108 Due after one year through five years 514,814 47,615 Due after five years through ten years 720,243 491,176 Due after ten years 337,004 915,360 Total $ 1,604,706 $ 1,456,259 Gross gains and gross losses recognized by the Company from investment security transactions are summarized in the table below (in thousands): Three months ended March 31, 2023 2022 Gross realized gains on securities sold $ 975 $ — Gross realized losses on securities sold (202) — Net investment security gains $ 773 $ — Gross unrealized gains recognized on equity securities still held $ 463 $ 7 Gross unrealized losses recognized on equity securities still held (102) (730) Net unrealized gains recognized on equity securities still held $ 361 $ (723) The carrying value of securities pledged to secure public deposits and for other purposes as required or permitted by law approximated $857 million and $886 million at March 31, 2023 and December 31, 2022, respectively.

Loans

Loans	3 Months Ended
	Mar. 31, 2023
Loans and Leases Receivable, Net Amount [Abstract]
Loans	Loans The following table summarizes the Company’s major classifications for loans (in thousands): March 31, 2023 December 31, 2022 Commercial and industrial $ 390,861 $ 373,890 1-4 Family 119,017 116,192 Hotels 327,554 340,404 Multi-family 195,042 174,786 Non Residential Non-Owner Occupied 679,782 585,964 Non Residential Owner Occupied 223,096 174,961 Commercial real estate 1,544,491 1,392,307 Residential real estate 1,737,604 1,693,523 Home equity 151,341 134,317 Consumer 66,994 48,806 Demand deposit account (DDA) overdrafts 3,395 3,415 Gross loans 3,894,686 3,646,258 Allowance for credit losses (22,724) (17,108) Net loans $ 3,871,962 $ 3,629,150 Construction loans included in: Commercial real estate $ 4,715 $ 4,130 Residential real estate 25,224 21,122 The Company’s commercial and residential real estate construction loans are primarily secured by real estate within the Company’s principal markets. These loans were originated under the Company’s loan policies, which are focused on the risk characteristics of the loan portfolio, including construction loans. In the judgment of the Company's management, adequate consideration has been given to these loans in establishing the Company's allowance for credit losses.

Allowance For Credit Losses

Allowance For Credit Losses	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Allowance For Credit Losses	The following table summarizes the activity in the allowance for credit losses, by portfolio loan classification, for the three months ended March 31, 2023 and 2022 (in thousands). The allocation of a portion of the allowance in one portfolio segment does not preclude its availability to absorb losses in other portfolio segments. Beginning Balance Impact of Adopting ASU 2022-02 PCD Loan Reserves Charge-offs Recoveries Provision for (recovery of) credit losses Ending Balance March 31, 2023 Commercial and industrial $ 3,565 12 — — $ 83 $ 626 $ 4,286 1-4 Family 566 (1) — (3) 14 37 613 Hotels 2,332 — — — — (148) 2,184 Multi-family 380 — 500 — — 147 1,027 Non Residential Non-Owner Occupied 2,019 — 1,536 — 144 1,225 4,924 Non Residential Owner Occupied 1,315 — 775 — — 347 2,437 Commercial real estate 6,612 (1) 2,811 (3) 158 1,608 11,185 Residential real estate 5,430 (138) — (32) 10 214 5,484 Home equity 290 (46) — (67) 4 219 400 Consumer 110 (2) — (62) 23 302 371 DDA overdrafts 1,101 — — (450) 398 (51) 998 $ 17,108 $ (175) $ 2,811 $ (614) $ 676 $ 2,918 $ 22,724 March 31, 2022 Commercial and industrial $ 3,480 $ — $ — $ (34) $ 59 $ (47) $ 3,458 1-4 Family 598 — — — 29 (53) 574 Hotels 2,426 — — — — 119 2,545 Multi-family 483 — — — — (6) 477 Non Residential Non-Owner Occupied 2,319 — — — 24 (62) 2,281 Non Residential Owner Occupied 1,485 — — — — (103) 1,382 Commercial real estate 7,311 — — — 53 (105) 7,259 Residential real estate 5,716 — — (50) 45 (672) 5,039 Home equity 517 — — — 17 (124) 410 Consumer 106 — — (23) 28 (25) 86 DDA Overdrafts 1,036 — — (631) 406 217 1,028 $ 18,166 $ — $ — $ (738) $ 608 $ (756) $ 17,280 During the quarter ended March 31, 2023, the Company recorded $2.8 million of allowance for credit losses due to acquired Citizens PCD loans. Further, in connection with the completion of the acquisition of Citizens during the quarter ended March 31, 2023, the Company recorded $2.0 million of provision for credit losses associated with loans acquired from Citizens. In addition, the provision for credit losses for the quarter ended March 31, 2023 included $0.9 million that was primarily related to the downgrade of two commercial loans. Management systematically monitors the loan portfolio and the appropriateness of the allowance for credit losses on a quarterly basis to provide for expected losses inherent in the portfolio. Management assesses the risk in each loan type based on historica l trends, the general economic environment of its local markets, individual loan performance and other relevant factors. The Company's estimate of future economic conditions utilized in its provision estimate is primarily dependent on expected unemployment ranges over a two-year period. Beyond two years, a straight line reversion to historical average loss rates is applied over the life of the loan pool in the migration methodology. The vintage methodology applies future average loss rates based on net losses in historical periods where the unemployment rate was within the forecasted range. Individual credits in excess of $1 million are selected at least annually for detailed loan reviews, which are utilized by management to assess the risk in the portfolio and the appropriateness of the allowance. Non-Performing Loans Interest income on loans is accrued and credited to operations based upon the principal amount outstanding, using methods that generally result in level rates of return. Loan origination fees, and certain direct costs, are deferred and amortized as an adjustment to the yield over the term of the loan. The accrual of interest generally is discontinued when a loan becomes 90 days past due as to principal or interest for all loan types. However, any loan may be placed on non-accrual status if the Company receives information that indicates a borrower is unable to meet the contractual terms of its respective loan agreement. Other indicators considered for placing a loan on non-accrual status include the borrower’s involvement in bankruptcies, foreclosures, repossessions, litigation and any other situation resulting in doubt as to whether full collection of contractual principal and interest is attainable. When interest accruals are discontinued, unpaid interest recognized in income in the current year is reversed, and interest accrued in prior years is charged to the allowance for credit losses. Management may elect to continue the accrual of interest when the net realizable value of collateral exceeds the principal balance and related accrued interest, and the loan is in the process of collection. Generally for all loan classes, interest income during the period the loan is non-performing is recorded on a cash basis after recovery of principal is reasonably assured. Cash payments received on nonperforming loans are typically applied directly against the outstanding principal balance until the loan is fully repaid. Generally, loans are restored to accrual status when the obligation is brought current, the borrower has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of March 31, 2023 (in thousands): Non-accrual With No Non-accrual With Loans Past Due Allowance for Allowance for Over 90 Days Credit Losses Credit Losses Still Accruing Commercial & Industrial $ — $ 994 $ — 1-4 Family — 721 — Hotels — 115 — Multi-family — — — Non Residential Non-Owner Occupied — 779 — Non Residential Owner Occupied — 316 — Commercial Real Estate — 1,931 — Residential Real Estate — 2,700 — Home Equity — 35 — Consumer — 19 — Total $ — $ 5,679 $ — The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of December 31, 2022 (in thousands): Non-accrual With No Non-accrual With Loans Past Due Allowance for Allowance for Over 90 Days Credit Losses Credit Losses Still Accruing Commercial & Industrial $ — $ 1,015 $ — 1-4 Family — 937 — Hotels — 115 — Multi-family — — — Non Residential Non-Owner Occupied — 816 — Non Residential Owner Occupied — 298 — Commercial Real Estate — 2,166 — Residential Real Estate 228 1,741 164 Home Equity — 55 — Consumer — — 23 Total $ 228 $ 4,977 $ 187 The Company recognized no interest income on nonaccrual loans during each of the three months ended March 31, 2023 and 2022. There were no individually evaluated impaired collateral-dependent loans as of March 31, 2023 or December 31, 2022. Changes in the fair value of the collateral for collateral-dependent loans are reported as credit loss expense or a reversal of credit loss expense in the period of change. The Company would have recognized less than $0.1 million of interest income during each of the three months ended March 31, 2023 and 2022 if such loans had been current in accordance with their original terms. There were no significant commitments to provide additional funds on non-accrual or individually evaluated loans at March 31, 2023. Generally, all loan types are considered past due when the contractual terms of a loan are not met and the borrower is 30 days or more past due on a payment. Furthermore, residential and home equity loans are generally subject to charge-off when the loan becomes 120 days past due, depending on the estimated fair value of the collateral less cost to dispose, versus the outstanding loan balance. Commercial loans are generally charged off when the loan becomes 120 days past due. Open-end consumer loans are generally charged off when the loan becomes 180 days past due. The following tables present the aging of the amortized cost basis in past-due loans as of March 31, 2023 and December 31, 2022 by class of loan (in thousands): March 31, 2023 30-59 60-89 90+ Total Current Non- Total Past Due Past Due Past Due Past Due Loans accrual Loans Commercial and industrial $ 97 $ — $ — $ 97 $ 389,770 $ 994 $ 390,861 1-4 Family — — — — 118,296 721 119,017 Hotels — — — — 327,439 115 327,554 Multi-family — — — — 195,042 — 195,042 Non Residential Non-Owner Occupied — — — — 679,003 779 679,782 Non Residential Owner Occupied 148 — — 148 222,632 316 223,096 Commercial real estate 148 — — 148 1,542,412 1,931 1,544,491 Residential real estate 4,042 520 — 4,562 1,730,342 2,700 1,737,604 Home Equity 511 40 — 551 150,755 35 151,341 Consumer 3 — — 3 66,972 19 66,994 Overdrafts 273 4 — 277 3,118 — 3,395 Total $ 5,074 $ 564 $ — $ 5,638 $ 3,883,369 $ 5,679 $ 3,894,686 December 31, 2022 30-59 60-89 90+ Total Current Non- Total Past Due Past Due Past Due Past Due Loans accrual Loans Commercial and industrial $ 201 $ 33 $ — $ 234 $ 372,641 $ 1,015 $ 373,890 1-4 Family 17 — — 17 115,238 937 116,192 Hotels — — — — 340,289 115 340,404 Multi-family — — — — 174,786 — 174,786 Non Residential Non-Owner Occupied — — — — 585,148 816 585,964 Non Residential Owner Occupied 505 188 — 693 173,970 298 174,961 Commercial real estate 522 188 — 710 1,389,431 2,166 1,392,307 Residential real estate 6,843 84 164 7,091 1,684,463 1,969 1,693,523 Home Equity 622 28 — 650 133,612 55 134,317 Consumer 52 25 23 100 48,706 — 48,806 Overdrafts 386 5 — 391 3,024 — 3,415 Total $ 8,626 $ 363 $ 187 $ 9,176 $ 3,631,877 $ 5,205 $ 3,646,258 Loan Restructurings On April 1, 2023, the Company adopted the accounting guidance in ASU No. 2022-02, effective as of January 1, 2023, which eliminates the recognition and measurement of troubled debt restructurings ("TDRs"). Due to the removal of the TDR designation, the Company evaluates all loan restructurings according to the accounting guidance for loan modifications to determine if the restructuring results in a new loan or a continuation of the existing loan. Loan modifications to borrowers experiencing financial difficulty that result in a direct change in the timing or amount of contractual cash flows include situations where there is principal forgiveness, interest rate reductions, other-than-insignifcant payment delays, term extensions, and combinations of the listed modifications. Therefore, the disclosures related to loan restructurings are only for modifications that directly affect cash flows. During the quarter ended March 31, 2023, the Company had no loan modifications that were considered restructured loans. A loan that is considered a restructured loan may be subject to the individually evaluated loan analysis, otherwise, the restructured loan will remain in the appropriate segment in the Allowance for Credit Losses model and associated reserves will be adjusted based on changes in the discounted cash flows resulting from the modification of the restructured loan. Credit Quality Indicators All commercial loans within the portfolio are subject to internal risk rating. All non-commercial loans are evaluated based on payment history. The Company’s internal risk ratings for commercial loans are: Exceptional, Good, Acceptable, Pass/Watch, Special Mention, Substandard and Doubtful. Each internal risk rating is defined in the loan policy using the following criteria: balance sheet yields; ratios and leverage; cash flow spread and coverage; prior history; capability of management; market position/industry; potential impact of changing economic, legal, regulatory or environmental conditions; purpose; structure; collateral support; and guarantor support. Risk grades are generally assigned by the primary lending officer and are periodically evaluated by the Company’s internal loan review process. Based on an individual loan’s risk grade, estimated loss percentages are applied to the outstanding balance of the loan to determine the amount of expected loss. The Company categorizes loans into risk categories based on relevant information regarding the customer’s debt service ability, capacity and overall collateral position, along with other economic trends and historical payment performance. The risk rating for each credit is updated when the Company receives current financial information, the loan is reviewed by the Company’s internal loan review and credit administration departments, or the loan becomes delinquent or impaired. The risk grades are updated a minimum of annually for loans rated Exceptional, Good, Acceptable, or Pass/Watch. Loans rated Special Mention, Substandard or Doubtful are reviewed at least quarterly. The Company uses the following definitions for its risk ratings: Risk Rating Description Pass Ratings: (a) Exceptional Loans classified as exceptional are secured with liquid collateral conforming to the internal loan policy. Loans rated within this category pose minimal risk of loss to the bank. (b) Good Loans classified as good have similar characteristics that include a strong balance sheet, satisfactory debt service coverage ratios, strong management and/or guarantors, and little exposure to economic cycles. Loans in this category generally have a low chance of loss to the bank. (c) Acceptable Loans classified as acceptable have acceptable liquidity levels, adequate debt service coverage ratios, experienced management, and have average exposure to economic cycles. Loans within this category generally have a low risk of loss to the bank. (d) Pass/watch Loans classified as pass/watch have erratic levels of leverage and/or liquidity, cash flow is volatile and the borrower is subject to moderate economic risk. A borrower in this category poses a low to moderate risk of loss to the bank. Special mention Loans classified as special mention have a potential weakness(es) that deserves management’s close attention. The potential weakness could result in deterioration of the loan repayment or the bank’s credit position at some future date. A loan rated in this category poses a moderate loss risk to the bank. Substandard Loans classified as substandard reflect a customer with a well-defined weakness that jeopardizes the liquidation of the debt. Loans in this category have the possibility that the bank will sustain some loss if the deficiencies are not corrected and the bank’s collateral value is weakened by the financial deterioration of the borrower. Doubtful Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristics that make collection of the full contract amount highly improbable. Loans rated in this category are most likely to cause the bank to have a loss due to a collateral shortfall or a negative capital position. Based on the most recent analysis performed, the risk category of loans by class of loans at March 31, 2023 and December 31, 2022 is as follows (in thousands), with the loans acquired from Citizens categorized by their origination date: Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial and industrial Pass $ 14,563 $ 52,455 $ 91,333 $ 58,988 $ 25,447 $ 22,821 $ 90,005 $ 355,612 Special mention 389 1,668 878 3,341 — 19 23,989 30,284 Substandard — 949 195 966 1,127 1,649 79 4,965 Total $ 14,952 $ 55,072 $ 92,406 $ 63,295 $ 26,574 $ 24,489 $ 114,073 $ 390,861 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial and industrial Pass $ 51,268 $ 91,097 $ 60,251 $ 26,356 $ 19,497 $ 6,917 $ 109,645 $ 365,031 Special mention — — 392 9 — 19 3,245 3,665 Substandard 955 203 1,025 1,175 224 1,533 79 5,194 Total $ 52,223 $ 91,300 $ 61,668 $ 27,540 $ 19,721 $ 8,469 $ 112,969 $ 373,890 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - 1-4 Family Pass $ 5,815 $ 33,613 $ 18,582 $ 12,315 $ 8,486 $ 26,631 $ 10,659 $ 116,101 Special mention — 225 — 113 — 823 — 1,161 Substandard — 82 — 260 52 1,361 — 1,755 Total $ 5,815 $ 33,920 $ 18,582 $ 12,688 $ 8,538 $ 28,815 $ 10,659 $ 119,017 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ 3 $ — $ 3 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - 1-4 Family Pass $ 31,331 $ 21,640 $ 12,565 $ 8,609 $ 4,826 $ 22,949 $ 11,107 $ 113,027 Special mention 228 — 115 — — 836 — 1,179 Substandard 83 — 264 56 — 1,583 — 1,986 Total $ 31,642 $ 21,640 $ 12,944 $ 8,665 $ 4,826 $ 25,368 $ 11,107 $ 116,192 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Hotels Pass $ — $ 84,835 $ 35,278 $ 12,094 $ 59,920 $ 100,797 $ 319 $ 293,243 Special mention — — — — — — — — Substandard — — — 3,627 24,074 6,610 — 34,311 Total $ — $ 84,835 $ 35,278 $ 15,721 $ 83,994 $ 107,407 $ 319 $ 327,554 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Hotels Pass $ 85,590 $ 35,849 $ 12,275 $ 60,429 $ 14,921 $ 90,686 $ 323 $ 300,073 Special mention — — — — — — — — Substandard — — 3,593 24,229 — 12,509 — 40,331 Total $ 85,590 $ 35,849 $ 15,868 $ 84,658 $ 14,921 $ 103,195 $ 323 $ 340,404 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Multi-family Pass $ 1,908 $ 20,624 $ 28,794 $ 65,967 $ 40,087 $ 36,860 $ 802 $ 195,042 Special mention — — — — — — — — Substandard — — — — — — — — Total $ 1,908 $ 20,624 $ 28,794 $ 65,967 $ 40,087 $ 36,860 $ 802 $ 195,042 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Multi-family Pass $ 13,761 $ 21,312 $ 65,542 $ 37,698 $ 2,189 $ 33,560 $ 724 $ 174,786 Special mention — — — — — — — — Substandard — — — — — — — — Total $ 13,761 $ 21,312 $ 65,542 $ 37,698 $ 2,189 $ 33,560 $ 724 $ 174,786 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Non Residential Non-Owner Occupied Pass $ 25,255 $ 149,234 $ 125,207 $ 77,725 $ 74,739 $ 183,258 $ 8,641 $ 644,059 Special mention — — 108 1,837 173 25,266 — 27,384 Substandard 1,312 — 583 2,472 1,414 2,558 — 8,339 Total $ 26,567 $ 149,234 $ 125,898 $ 82,034 $ 76,326 $ 211,082 $ 8,641 $ 679,782 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Non Residential Non-Owner Occupied Pass $ 110,501 $ 108,290 $ 89,943 $ 68,027 $ 87,413 $ 113,287 $ 2,781 $ 580,242 Special mention — 110 170 176 — — — 456 Substandard — 601 — 1,330 2,089 1,244 2 5,266 Total $ 110,501 $ 109,001 $ 90,113 $ 69,533 $ 89,502 $ 114,531 $ 2,783 $ 585,964 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Non Residential Owner Occupied Pass $ 11,231 $ 31,261 $ 45,294 $ 19,145 $ 24,218 $ 65,038 $ 3,997 $ 200,184 Special mention — — 2,732 1,115 2,125 479 114 6,565 Substandard — 936 390 109 2,257 11,650 1,005 16,347 Total $ 11,231 $ 32,197 $ 48,416 $ 20,369 $ 28,600 $ 77,167 $ 5,116 $ 223,096 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Non Residential Owner Occupied Pass $ 21,782 $ 36,186 $ 17,216 $ 22,274 $ 17,622 $ 39,861 $ 3,238 $ 158,179 Special mention — — — 329 — 493 113 935 Substandard 943 193 110 2,479 772 10,350 1,000 15,847 Total $ 22,725 $ 36,379 $ 17,326 $ 25,082 $ 18,394 $ 50,704 $ 4,351 $ 174,961 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Total Pass $ 44,210 $ 319,566 $ 253,156 $ 187,247 $ 207,450 $ 412,583 $ 24,418 $ 1,448,630 Special mention — 225 2,840 3,064 2,298 26,567 114 35,108 Substandard 1,312 1,017 973 6,469 27,798 22,179 1,005 60,753 Total $ 45,522 $ 320,808 $ 256,969 $ 196,780 $ 237,546 $ 461,329 $ 25,537 $ 1,544,491 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ 3 $ — $ 3 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Total Pass $ 262,965 $ 223,277 $ 197,541 $ 197,037 $ 126,971 $ 300,343 $ 18,173 $ 1,326,307 Special mention 228 110 285 505 — 1,329 113 2,570 Substandard 1,026 794 3,967 28,094 2,861 25,686 1,002 63,430 Total $ 264,219 $ 224,181 $ 201,793 $ 225,636 $ 129,832 $ 327,358 $ 19,288 $ 1,392,307 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Residential real estate Performing $ 45,603 $ 422,862 $ 339,567 $ 269,575 $ 120,571 $ 454,539 $ 82,187 $ 1,734,904 Non-performing — — 449 92 1,123 766 270 2,700 Total $ 45,603 $ 422,862 $ 340,016 $ 269,667 $ 121,694 $ 455,305 $ 82,457 $ 1,737,604 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ 26 $ 6 $ 32 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Residential real estate Performing $ 405,059 $ 336,462 $ 270,197 $ 122,559 $ 86,317 $ 382,652 $ 88,308 $ 1,691,554 Non-performing — 207 — 755 79 738 190 1,969 Total $ 405,059 $ 336,669 $ 270,197 $ 123,314 $ 86,396 $ 383,390 $ 88,498 $ 1,693,523 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Home equity Performing $ 4,698 $ 16,395 $ 7,133 $ 4,566 $ 2,785 $ 7,407 $ 108,322 $ 151,306 Non-performing — — — — — — 35 35 Total $ 4,698 $ 16,395 $ 7,133 $ 4,566 $ 2,785 $ 7,407 $ 108,357 $ 151,341 YTD Gross Charge-offs $ — $ 32 $ — $ — $ — $ 35 $ — $ 67 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Home equity Performing $ 16,670 $ 7,394 $ 5,000 $ 3,035 $ 1,823 $ 5,116 $ 95,224 $ 134,262 Non-performing — — — — — — 55 55 Total $ 16,670 $ 7,394 $ 5,000 $ 3,035 $ 1,823 $ 5,116 $ 95,279 $ 134,317 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Consumer Performing $ 15,176 $ 25,735 $ 7,191 $ 4,960 $ 3,840 $ 8,667 $ 1,406 $ 66,975 Non-performing — — — — — 19 — 19 Total $ 15,176 $ 25,735 $ 7,191 $ 4,960 $ 3,840 $ 8,686 $ 1,406 $ 66,994 YTD Gross Charge-offs $ — $ — $ 36 $ — $ 3 $ 20 $ 3 $ 62 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Consumer Performing $ 25,296 $ 7,954 $ 5,482 $ 4,299 $ 2,246 $ 2,064 $ 1,465 $ 48,806 Non-performing — — — — — — — — Total $ 25,296 $ 7,954 $ 5,482 $ 4,299 $ 2,246 $ 2,064 $ 1,465 $ 48,806

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments As of March 31, 2023 and December 31, 2022, the Company primarily utilizes non-hedging derivative financial instruments with commercial banking customers to facilitate their interest rate management strategies. For these instruments, the Company acts as an intermediary for its customers and has offsetting contracts with financial institution counterparties. Changes in the fair value of these underlying derivative contracts generally offset each other and do not significantly impact the Company's results of operations. The following table summarizes the notional and fair value of these derivative instruments (in thousands): March 31, 2023 December 31, 2022 Notional Amount Fair Value Notional Amount Fair Value Non-hedging interest rate derivatives: Customer counterparties: Loan interest rate swap - assets $ 44,930 $ 1,709 $ 28,238 $ 1,298 Loan interest rate swap - liabilities 584,633 48,121 619,150 63,758 Non-hedging interest rate derivatives: Financial institution counterparties: Loan interest rate swap - assets 602,633 49,383 637,150 65,217 Loan interest rate swap - liabilities 44,930 1,709 28,238 1,298 The following table summarizes the change in fair value of these derivative instruments (in thousands): Three months ended March 31, 2023 2022 Change in Fair Value Non-Hedging Interest Rate Derivatives: Other income (expense) - derivative assets $ (16,130) $ 3,076 Other (expense) income - derivative liabilities 16,130 (3,076) Other income (expense) - derivative liabilities (198) 577 Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet and/or subject to master netting arrangements. The Company's derivative transactions with financial institution counterparties are generally executed under International Swaps and Derivative Association ("ISDA") master agreements which include "right of setoff" provisions. In such cases there is generally a legally enforceable right to offset recognized amounts and there may be an intention to settle such amounts on a net basis. Nonetheless, the Company does not generally offset financial instruments for financial reporting purposes. Pursuant to the Company's agreements with certain of its derivative financial institution counterparties, the Company may receive collateral or post collateral, which may be in the form of cash or securities, based upon mark-to-mark positions. The Company has received collateral with a value of $66.2 million and $83.0 million as of March 31, 2023 and December 31, 2022, respectively. Loans associated with a customer counterparty loan interest rate swap agreement may be subject to a make whole penalty upon termination of the agreement. The dollar amount of the make whole penalty varies based on the remaining term of the agreement and market rates at that time. The make whole penalty is secured by equity in the specific collateral securing the loan. The Company estimates the make whole penalty when determining if there is sufficient collateral to pay off both the potential make whole penalty and the outstanding loan balance at the origination of the loan. In the event of a customer default, the make whole penalty is capitalized into the existing loan balance; however, no guarantees can be made that the collateral will be sufficient to cover both the make whole provision and the outstanding loan balance at the time of foreclosure. Fair Value Hedges During the year ended December 31, 2020, the Company entered into a series of fair value hedge agreements to reduce the interest rate risk associated with the change in fair value of certain securities. The total notional amount of these agreements was $150 million and the amortized cost of the hedged assets was $324.8 million and $330.0 million as of March 31, 2023 and December 31, 2022, respectively. During the thr ee months ended March 31, 2023 and 2022, the fair value hedge agreements were effective. The gains or losses on these hedges are recognized in current earnings as fair value changes. The following table summarizes the financial statement impact of these derivative instruments (in thousands): March 31, 2023 December 31, 2022 Investment securities available for sale, at fair value $ (13,186) $ (15,394) Other assets 15,262 15,262 Cumulative adjustment to Interest and dividends on investment securities (2,076) 132 During the quarter ended March 31, 2023, the Company entered into a fair value hedge agreement to reduce the interest rate risk associated with the change in fair value of certain loans. The tot al notional amount of these agreements was $100 million. During the thr ee months ended March 31, 2023, the fair value hedge agreements were effective. The gains or losses on these hedges are recognized in current earnings as fair value changes. The following table summarizes the financial statement impact of these derivative instruments (in thousands): March 31, 2023 Gross loans $ (221) Other assets 208 Cumulative adjustment to Interest and fees on loans 13

Employee Benefit Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Employee Benefit Plans	Employee Benefit Plans Restricted Shares, Restricted Stock Units, Performance Share Units The Company records compensation expense with respect to restricted shares, restricted stock units and performance share units in an amount equal to the fair value of the common stock covered by each award on the date of grant. These awards become fully vested after various periods of continued employment from the respective dates of grant. The Company is entitled to an income tax deduction in an amount equal to the taxable income reported by the holders of the restricted shares when the restrictions are released and the shares are issued. Compensation is being charged to expense over the respective vesting periods. Restricted shares are forfeited if the awardee officer or employee terminates his employment with the Company prior to the lapsing of restrictions. The Company records forfeitures of restricted stock as treasury share repurchases and any compensation cost previously recognized is reversed in the period of forfeiture. Recipients of restricted shares do not pay any cash consideration to the Company for the shares, and, except for restricted stock units and performance share units, have the right to vote all shares subject to such grant and receive all dividends with respect to such shares, whether or not the shares have vested. For restricted shares and performance share units that have performance-based criteria, management has evaluated those criteria and has determined that, as of March 31, 2023, the criteria were probable of being met. A summary of the Company’s restricted shares activity and related information is presented below: Three months ended March 31, 2023 2022 Restricted Awards Average Market Price at Grant Restricted Awards Average Market Price at Grant Outstanding at January 1 140,606 $ 73.87 146,755 $ 72.16 Granted 17,728 95.64 19,034 75.69 Vested (25,451) 74.57 (25,330) 78.77 Outstanding at March 31 132,883 $ 75.48 140,459 $ 71.75 Information regarding stock-based compensation associated with restricted shares is provided in the following table (in thousands): Three months ended March 31, 2023 2022 Stock-based compensation expense associated with restricted shares $ 708 $ 662 At period-end: March 31, 2023 Unrecognized stock-based compensation expense associated with restricted shares $ 4,819 Weighted average period (in years) in which the above amount is expected to be recognized 2.7 Shares issued in conjunction with restricted stock awards are issued from available treasury shares. If no treasury shares are available, new shares would be issued from available authorized shares. During the three months ended March 31, 2023 and 2022, all shares issued in connection with restricted stock awards were issued from available treasury stock. Benefit Plans The Company provides retirement benefits to its employees through the City Holding Company 401(k) Plan and Trust (the “401(k) Plan”), which is intended to be compliant with Employee Retirement Income Security Act (ERISA) section 404(c). The Company also maintains a frozen defined benefit pension plan (the “Defined Benefit Plan”), which was inherited from the Company's acquisition of the plan sponsor (Horizon Bancorp, Inc.). The following table presents the components of the Company's net periodic benefit cost, which is included in the line item "other expenses" in the consolidated statements of income, (in thousands): Three months ended March 31, 2023 2022 Components of net periodic cost: Interest cost $ 137 $ 90 Expected return on plan assets (210) (221) Net amortization and deferral 86 195 Net Periodic Pension Cost $ 13 $ 64

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies COVID-19 The ongoing recovery from the COVID-19 pandemic remains uncertain, and given the ongoing and dynamic nature of the circumstances, it is not possible to accurately predict the extent, severity or duration of these conditions. For this reason, the extent to which the COVID-19 pandemic affects the Company's business, operations and financial condition, as well as its regulatory capital and liquidity ratios, is uncertain and unpredictable. Even after the COVID-19 pandemic fully subsides, it will likely take time for the U.S. economy to fully recover, and the length of the recovery period is unknown. The Company's business could be materially and adversely affected due to ongoing economic volatility during any such recovery period. Credit-Related Financial Instruments The Company is a party to certain financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. The Company has entered into agreements with certain customers to extend credit or provide a conditional commitment to provide payment on drafts presented in accordance with the terms of the underlying credit documents. The Company also provides overdraft protection to certain demand deposit customers that represent an unfunded commitment. Overdraft protection commitments, which are included with other commitments below, are uncollateralized and are paid at the Company’s discretion. Conditional commitments generally include standby and commercial letters of credit. Standby letters of credit represent an obligation of the Company to a designated third party contingent upon the failure of a customer of the Company to perform under the terms of the underlying contract between the customer and the third party. Commercial letters of credit are issued specifically to facilitate trade or commerce. Under the terms of a commercial letter of credit, drafts will be drawn when the underlying transaction is consummated, as intended, between the customer and a third party. The majority of the Company's commitments have variable interest rates. The funded portion of these financial instruments is reflected in the Company’s balance sheet, while the unfunded portion of these commitments is not reflected in the balance sheet. The table below presents a summary of the contractual obligations of the Company resulting from significant commitments (in thousands): March 31, 2023 December 31, 2022 Commitments to extend credit: Home equity lines $ 250,933 $ 232,295 Commercial real estate 50,540 53,226 Other commitments 300,246 257,222 Standby letters of credit 5,135 5,205 Commercial letters of credit 2,079 2,006 Loan commitments and standby and commercial letters of credit have credit risks essentially the same as those involved in extending loans to customers and are subject to the Company’s standard credit policies. Collateral is obtained based on management’s credit assessment of the customer. Management does not anticipate any material losses as a result of these commitments. Litigation In addition, the Company is engaged in various legal actions that it deems to be in the ordinary course of business. As these legal actions are resolved, the Company could realize positive and/or negative impact to its financial performance in the period in which these legal actions are ultimately resolved. There can be no assurance that current legal actions will have an immaterial impact on financial results, either positive or negative, or that no material legal actions may be presented in the future.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2023
Equity [Abstract]
Accumulated Other Comprehensive Income	Accumulated Other Comprehensive (Loss) Income The activity in accumulated other comprehensive (loss) income is presented in the tables below (in thousands). All amounts are shown net of tax, which is calculated using a combined federal and state income tax rate approximating 24%. Three months ended March 31, Defined Benefit Securities Pension Available- Plan -for-Sale Total 2023 Beginning Balance $ (3,422) $ (128,066) $ (131,488) Other comprehensive income before reclassifications — 15,687 15,687 Amounts reclassified from other comprehensive income — (588) (588) — 15,099 15,099 Ending Balance $ (3,422) $ (112,967) $ (116,389) 2022 Beginning Balance $ (3,485) $ 17,745 $ 14,260 Other comprehensive loss — (58,974) (58,974) — (58,974) (58,974) Ending Balance $ (3,485) $ (41,229) $ (44,714) Amounts reclassified from Other Comprehensive (Loss) Income Three months ended Affected line item March 31, in the Consolidated Statements 2023 2022 of Income Securities available-for-sale: Net securities gains reclassified into earnings $ 773 $ — Gains on sale of investment securities, net Related income tax expense (185) — Income tax expense Net effect on accumulated other comprehensive (loss) income $ 588 $ —

Earnings per Share

Earnings per Share	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Earnings per Share	Earnings per Share The following table sets forth the computation of basic and diluted earnings per share using the two class method (in thousands, except per share data): Three months ended March 31, 2023 2022 Net income available to common shareholders $ 24,341 $ 21,342 Less: earnings allocated to participating securities (214) (200) Net earnings allocated to common shareholders $ 24,127 $ 21,142 Distributed earnings allocated to common stock $ 9,833 $ 8,943 Undistributed earnings allocated to common stock 14,294 12,199 Net earnings allocated to common shareholders $ 24,127 $ 21,142 Average shares outstanding 14,818 14,974 Effect of dilutive securities: Employee stock awards 26 28 Shares for diluted earnings per share 14,844 15,002 Basic earnings per share $ 1.63 $ 1.41 Diluted earnings per share $ 1.63 $ 1.41

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. ASC Topic 820 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the Company has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company bases fair value of assets and liabilities on quoted market prices, prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data. If such information is not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty creditworthiness, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. Financial Assets and Liabilities The Company used the following methods and significant assumptions to estimate fair value for financial assets and liabilities measured on a recurring basis. Securities Available for Sale . Securities available for sale are reported at fair value utilizing Level 1, Level 2, and Level 3 inputs. The fair value of securities available for sale is determined by utilizing a market approach by obtaining quoted prices on nationally recognized securities exchanges (other than forced or distressed transactions) that occur in sufficient volume or matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities. If such measurements are unavailable, the security is classified as Level 3. Significant judgment is required to make this determination. The Company utilizes a third party pricing service provider to value its Level 1 and Level 2 investment securities. Annually, the Company obtains an independent auditor’s report from its third party pricing service provider regarding its controls over investment securities. On a quarterly basis, the Company reprices its debt securities with a third party that is independent of the primary pricing service provider to verify the reasonableness of the fair values. Derivatives . Derivatives are reported at fair value utilizing Level 2 inputs. The Company utilizes a market approach by obtaining dealer quotations to value its customer interest rate swaps. The Company’s derivatives are included within "other assets" and "other liabilities" in the accompanying consolidated balance sheets. Derivative assets are typically secured through securities with financial counterparties or cross collateralization with a borrowing customer. Derivative liabilities are typically secured by the Company pledging securities to financial counterparties or, in the case of a borrowing customer, by the right of setoff. The Company considers factors such as the likelihood of default by itself and its counterparties, right of setoff, and remaining maturities in determining the appropriate fair value adjustments. All derivative counterparties approved by the Company's Asset and Liability Committee ("ALCO") are regularly reviewed, and appropriate business action is taken to adjust the exposure to certain counterparties, if necessary. Counterparty exposure is evaluated by netting positions that are subject to master netting agreements, as well as considering the amount of marketable collateral securing the position. This approach used to estimate impacted exposures to counterparties is also used by the Company to estimate its own credit risk in derivative liability positions. To date, no material losses have been incurred due to a counterparty's inability to pay any undercollateralized position. There was no significant change in the value of derivative assets and liabilities attributed to credit risk that would have resulted in a derivative credit risk valuation adjustment at March 31, 2023. The Company may be required, from time to time, to measure certain financial assets and financial liabilities at fair value on a nonrecurring basis. Financial assets measured at fair value on a nonrecurring basis include individually evaluated loans reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 3 inputs based on observable market data for both real estate collateral and non-real estate collateral. The following table presents assets and liabilities measured at fair value (in thousands): Total Level 1 Level 2 Level 3 Total Gains (Losses) March 31, 2023 Recurring fair value measurements Financial Assets Obligations of states and political subdivisions $ 228,874 $ — $ 228,874 $ — Mortgage-backed securities: U.S. Government agencies 1,191,960 — 1,191,960 — Private label 7,153 — 4,815 2,338 Trust preferred securities 4,125 — 4,125 — Corporate securities 24,147 — 24,147 — Marketable equity securities 7,930 3,770 4,160 — Certificates of deposit held for investment 498 — 498 — Derivative assets 66,820 — 66,820 — Financial Liabilities Derivative liabilities 52,159 — 52,159 — Nonrecurring fair value measurements Non-Financial Assets Other real estate owned 843 — — 843 (141) December 31, 2022 Recurring fair value measurements Financial Assets Obligations of states and political subdivisions $ 268,315 $ — $ 268,315 $ — Mortgage-backed securities: U.S. Government agencies 1,202,279 — 1,202,279 — Private label 7,231 — 4,772 2,459 Trust preferred securities 3,828 — 3,828 — Corporate securities 23,867 — 23,867 — Marketable equity securities 7,569 3,851 3,718 — Certificates of deposit held for investment 747 — 747 — Derivative assets 81,838 — 81,838 — Financial Liabilities Derivative liabilities 65,056 — 65,056 — Nonrecurring fair value measurements Non-Financial Assets Other real estate owned 909 — — 909 (90) The Company's financial assets and liabilities measured at fair value on a nonrecurring basis using significant unobservable inputs (Level 3) include individually evaluated loans that were remeasured and reported at fair value through a specific valuation allowance allocation of the allowance for credit losses based upon the fair value of the underlying collateral (in thousands). The fair value of individually evaluated loans is estimated using one of several methods, including collateral value, liquidation value and discounted cash flows. The significant unobservable inputs used in the fair value measurement of collateral for collateral-dependent individually evaluated loans primarily relate to discounts applied to the customers’ reported amount of collateral. The amount of collateral discount depends upon the marketability of the underlying collateral. During the three months ended March 31, 2023 and 2022, collateral discounts ranged from 10% to 30%. During the three months ended March 31, 2023 and 2022, the Company had no Level 2 financial assets and liabilities that were measured on a nonrecurring basis. Non-Financial Assets and Liabilities The Company has no non-financial assets or liabilities measured at fair value on a recurring basis. Certain non-financial assets measured at fair value on a non-recurring basis include other real estate owned (“OREO”), which is measured at the lower of cost or fair value. Fair Value of Financial Instruments ASC Topic 825 “Financial Instruments,” as amended, requires disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including discount rates and estimate of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. ASC Topic 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. The following table represents the estimates of fair value of financial instruments (in thousands). For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization. For financial liabilities such as noninterest-bearing demand, interest-bearing demand and savings deposits, the carrying amount is a reasonable estimate of fair value due to these products having no stated maturity. Carrying Amount Fair Value Level 1 Level 2 Level 3 March 31, 2023 Assets: Cash and cash equivalents $ 302,810 $ 302,810 $ 302,810 $ — $ — Securities available-for-sale 1,456,259 1,456,259 — 1,453,921 2,338 Marketable equity securities 7,930 7,930 3,770 4,160 — Net loans 3,871,962 3,735,004 — — 3,735,004 Accrued interest receivable 18,395 18,395 18,395 — — Derivative assets 66,820 66,820 — 66,820 — Liabilities: Deposits 5,136,765 5,113,715 4,174,530 939,185 — Short-term debt 293,256 293,256 — 293,256 — Accrued interest payable 1,585 1,585 1,585 — — Derivative liabilities 52,159 52,159 — 52,159 — December 31, 2022 Assets: Cash and cash equivalents $ 200,000 $ 200,000 $ 200,000 $ — $ — Securities available-for-sale 1,505,520 1,505,520 — 1,503,061 2,459 Marketable equity securities 7,569 7,569 3,851 3,718 — Net loans 3,629,150 3,491,318 — — 3,491,318 Accrued interest receivable 18,287 18,287 18,287 — — Derivative assets 81,838 81,838 — 81,838 — Liabilities: Deposits 4,869,866 4,867,883 3,981,766 886,117 — Short-term debt 290,964 290,964 — 290,964 — Accrued interest payable 953 953 953 — — Derivative liabilities 65,056 65,056 — 65,056 —

Acquisition and Preliminary P_2

Acquisition and Preliminary Purchase Price Allocation (Tables)	3 Months Ended
	Mar. 31, 2023
Business Combination and Asset Acquisition [Abstract]
Asset Acquisition	The following table summarizes the consideration paid for Citizens and the amounts of the assets acquired and liabilities assumed as of the date of acquisition (in thousands): Consideration: Common stock $ 61,570 Stock option buyout 495 Cash 13 62,078 Identifiable assets: Cash and cash equivalents 14,013 Investment securities 41,008 FHLB stock 620 Loans 251,406 Fixed assets 3,237 Bank owned life insurance 2,966 Deferred tax assets, net 1,481 Other assets 5,722 Total identifiable assets 320,453 Identifiable liabilities: Deposits 299,243 Short-term borrowings 6,500 Other liabilities 1,361 Total identifiable liabilities 307,104 Net identifiable assets (liabilities) 13,349 Goodwill 40,451 Core deposit intangible 8,278 $ 62,078
Schedule of Goodwill	The following table summarizes adjustments to goodwill subsequent to December 31, 2022 (in thousands): Goodwill Balance at December 31, 2022 $ 108,941 Adjustment to goodwill acquired in conjunction with the acquisition of Citizens 40,451 Balance at March 31, 2023 $ 149,392

Investments (Tables)

Investments (Tables)	3 Months Ended
	Mar. 31, 2023
Investments [Abstract]
Debt Securities, Available-for-sale	March 31, 2023 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value Securities available-for-sale: Obligations of states and political subdivisions $ 247,589 $ 487 $ 19,202 $ 228,874 $ 292,293 $ 346 $ 24,324 $ 268,315 Mortgage-backed securities: U.S. government agencies 1,318,398 546 126,984 1,191,960 1,342,666 299 140,686 1,202,279 Private label 7,554 — 401 7,153 7,695 — 464 7,231 Trust preferred securities 4,592 — 467 4,125 4,590 — 762 3,828 Corporate securities 26,573 — 2,426 24,147 26,620 — 2,753 23,867 Total Securities Available-for-Sale $ 1,604,706 $ 1,033 $ 149,480 $ 1,456,259 $ 1,673,864 $ 645 $ 168,989 $ 1,505,520
Gross Unrealized Losses And Fair Value Of Investments	The following table shows the gross unrealized losses and fair value of the Company’s investments aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position (in thousands): March 31, 2023 Less Than Twelve Months Twelve Months or Greater Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Securities available-for-sale: Obligations of states and political subdivisions $ 42,850 $ 1,084 $ 155,074 $ 18,118 $ 197,924 $ 19,202 Mortgage-backed securities: U.S. Government agencies 318,110 24,334 582,062 102,650 900,172 126,984 Private label 7,051 401 — — 7,051 401 Trust preferred securities — — 4,125 467 4,125 467 Corporate securities 10,251 755 13,896 1671 24,147 2,426 Total available-for-sale $ 378,262 $ 26,574 $ 755,157 $ 122,906 $ 1,133,419 $ 149,480 December 31, 2022 Less Than Twelve Months Twelve Months or Greater Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Securities available-for-sale: Obligations of states and political subdivisions $ 203,173 $ 21,929 $ 13,359 $ 2,395 $ 216,532 $ 24,324 Mortgage-backed securities: U.S. Government agencies 533,611 50,268 376,778 90,418 910,389 140,686 Private label 7,126 464 — — 7,126 464 Trust preferred securities — — 3,828 762 3,828 762 Corporate securities 22,972 2,648 895 105 23,867 2,753 Total available-for-sale $ 766,882 $ 75,309 $ 394,860 $ 93,680 $ 1,161,742 $ 168,989
Amortized Cost And Estimated Fair Value Of Debt Securities By Contractual Maturity	The amortized cost and estimated fair value of debt securities at March 31, 2023, by contractual maturity, is shown in the following table (in thousands). Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to prepay obligations without prepayment penalties. Mortgage-backed securities have been allocated to their respective maturity groupings based on their contractual maturity. Amortized Cost Estimated Fair Value Available-for-Sale Debt Securities Due in one year or less $ 32,645 $ 2,108 Due after one year through five years 514,814 47,615 Due after five years through ten years 720,243 491,176 Due after ten years 337,004 915,360 Total $ 1,604,706 $ 1,456,259
Gross Gains And Losses Realized	Gross gains and gross losses recognized by the Company from investment security transactions are summarized in the table below (in thousands): Three months ended March 31, 2023 2022 Gross realized gains on securities sold $ 975 $ — Gross realized losses on securities sold (202) — Net investment security gains $ 773 $ — Gross unrealized gains recognized on equity securities still held $ 463 $ 7 Gross unrealized losses recognized on equity securities still held (102) (730) Net unrealized gains recognized on equity securities still held $ 361 $ (723)

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2023
Loans and Leases Receivable, Net Amount [Abstract]
Summary of Major Classifications for Loans	The following table summarizes the Company’s major classifications for loans (in thousands): March 31, 2023 December 31, 2022 Commercial and industrial $ 390,861 $ 373,890 1-4 Family 119,017 116,192 Hotels 327,554 340,404 Multi-family 195,042 174,786 Non Residential Non-Owner Occupied 679,782 585,964 Non Residential Owner Occupied 223,096 174,961 Commercial real estate 1,544,491 1,392,307 Residential real estate 1,737,604 1,693,523 Home equity 151,341 134,317 Consumer 66,994 48,806 Demand deposit account (DDA) overdrafts 3,395 3,415 Gross loans 3,894,686 3,646,258 Allowance for credit losses (22,724) (17,108) Net loans $ 3,871,962 $ 3,629,150 Construction loans included in: Commercial real estate $ 4,715 $ 4,130 Residential real estate 25,224 21,122

Allowance For Credit Losses (Ta

Allowance For Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Financing Receivable, Allowance for Credit Loss	Beginning Balance Impact of Adopting ASU 2022-02 PCD Loan Reserves Charge-offs Recoveries Provision for (recovery of) credit losses Ending Balance March 31, 2023 Commercial and industrial $ 3,565 12 — — $ 83 $ 626 $ 4,286 1-4 Family 566 (1) — (3) 14 37 613 Hotels 2,332 — — — — (148) 2,184 Multi-family 380 — 500 — — 147 1,027 Non Residential Non-Owner Occupied 2,019 — 1,536 — 144 1,225 4,924 Non Residential Owner Occupied 1,315 — 775 — — 347 2,437 Commercial real estate 6,612 (1) 2,811 (3) 158 1,608 11,185 Residential real estate 5,430 (138) — (32) 10 214 5,484 Home equity 290 (46) — (67) 4 219 400 Consumer 110 (2) — (62) 23 302 371 DDA overdrafts 1,101 — — (450) 398 (51) 998 $ 17,108 $ (175) $ 2,811 $ (614) $ 676 $ 2,918 $ 22,724 March 31, 2022 Commercial and industrial $ 3,480 $ — $ — $ (34) $ 59 $ (47) $ 3,458 1-4 Family 598 — — — 29 (53) 574 Hotels 2,426 — — — — 119 2,545 Multi-family 483 — — — — (6) 477 Non Residential Non-Owner Occupied 2,319 — — — 24 (62) 2,281 Non Residential Owner Occupied 1,485 — — — — (103) 1,382 Commercial real estate 7,311 — — — 53 (105) 7,259 Residential real estate 5,716 — — (50) 45 (672) 5,039 Home equity 517 — — — 17 (124) 410 Consumer 106 — — (23) 28 (25) 86 DDA Overdrafts 1,036 — — (631) 406 217 1,028 $ 18,166 $ — $ — $ (738) $ 608 $ (756) $ 17,280
Financing Receivable, Nonaccrual	The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of March 31, 2023 (in thousands): Non-accrual With No Non-accrual With Loans Past Due Allowance for Allowance for Over 90 Days Credit Losses Credit Losses Still Accruing Commercial & Industrial $ — $ 994 $ — 1-4 Family — 721 — Hotels — 115 — Multi-family — — — Non Residential Non-Owner Occupied — 779 — Non Residential Owner Occupied — 316 — Commercial Real Estate — 1,931 — Residential Real Estate — 2,700 — Home Equity — 35 — Consumer — 19 — Total $ — $ 5,679 $ — The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of December 31, 2022 (in thousands): Non-accrual With No Non-accrual With Loans Past Due Allowance for Allowance for Over 90 Days Credit Losses Credit Losses Still Accruing Commercial & Industrial $ — $ 1,015 $ — 1-4 Family — 937 — Hotels — 115 — Multi-family — — — Non Residential Non-Owner Occupied — 816 — Non Residential Owner Occupied — 298 — Commercial Real Estate — 2,166 — Residential Real Estate 228 1,741 164 Home Equity — 55 — Consumer — — 23 Total $ 228 $ 4,977 $ 187
Financing Receivable, Past Due	The following tables present the aging of the amortized cost basis in past-due loans as of March 31, 2023 and December 31, 2022 by class of loan (in thousands): March 31, 2023 30-59 60-89 90+ Total Current Non- Total Past Due Past Due Past Due Past Due Loans accrual Loans Commercial and industrial $ 97 $ — $ — $ 97 $ 389,770 $ 994 $ 390,861 1-4 Family — — — — 118,296 721 119,017 Hotels — — — — 327,439 115 327,554 Multi-family — — — — 195,042 — 195,042 Non Residential Non-Owner Occupied — — — — 679,003 779 679,782 Non Residential Owner Occupied 148 — — 148 222,632 316 223,096 Commercial real estate 148 — — 148 1,542,412 1,931 1,544,491 Residential real estate 4,042 520 — 4,562 1,730,342 2,700 1,737,604 Home Equity 511 40 — 551 150,755 35 151,341 Consumer 3 — — 3 66,972 19 66,994 Overdrafts 273 4 — 277 3,118 — 3,395 Total $ 5,074 $ 564 $ — $ 5,638 $ 3,883,369 $ 5,679 $ 3,894,686 December 31, 2022 30-59 60-89 90+ Total Current Non- Total Past Due Past Due Past Due Past Due Loans accrual Loans Commercial and industrial $ 201 $ 33 $ — $ 234 $ 372,641 $ 1,015 $ 373,890 1-4 Family 17 — — 17 115,238 937 116,192 Hotels — — — — 340,289 115 340,404 Multi-family — — — — 174,786 — 174,786 Non Residential Non-Owner Occupied — — — — 585,148 816 585,964 Non Residential Owner Occupied 505 188 — 693 173,970 298 174,961 Commercial real estate 522 188 — 710 1,389,431 2,166 1,392,307 Residential real estate 6,843 84 164 7,091 1,684,463 1,969 1,693,523 Home Equity 622 28 — 650 133,612 55 134,317 Consumer 52 25 23 100 48,706 — 48,806 Overdrafts 386 5 — 391 3,024 — 3,415 Total $ 8,626 $ 363 $ 187 $ 9,176 $ 3,631,877 $ 5,205 $ 3,646,258
Financing Receivable, Credit Quality Indicators	Based on the most recent analysis performed, the risk category of loans by class of loans at March 31, 2023 and December 31, 2022 is as follows (in thousands), with the loans acquired from Citizens categorized by their origination date: Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial and industrial Pass $ 14,563 $ 52,455 $ 91,333 $ 58,988 $ 25,447 $ 22,821 $ 90,005 $ 355,612 Special mention 389 1,668 878 3,341 — 19 23,989 30,284 Substandard — 949 195 966 1,127 1,649 79 4,965 Total $ 14,952 $ 55,072 $ 92,406 $ 63,295 $ 26,574 $ 24,489 $ 114,073 $ 390,861 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial and industrial Pass $ 51,268 $ 91,097 $ 60,251 $ 26,356 $ 19,497 $ 6,917 $ 109,645 $ 365,031 Special mention — — 392 9 — 19 3,245 3,665 Substandard 955 203 1,025 1,175 224 1,533 79 5,194 Total $ 52,223 $ 91,300 $ 61,668 $ 27,540 $ 19,721 $ 8,469 $ 112,969 $ 373,890 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - 1-4 Family Pass $ 5,815 $ 33,613 $ 18,582 $ 12,315 $ 8,486 $ 26,631 $ 10,659 $ 116,101 Special mention — 225 — 113 — 823 — 1,161 Substandard — 82 — 260 52 1,361 — 1,755 Total $ 5,815 $ 33,920 $ 18,582 $ 12,688 $ 8,538 $ 28,815 $ 10,659 $ 119,017 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ 3 $ — $ 3 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - 1-4 Family Pass $ 31,331 $ 21,640 $ 12,565 $ 8,609 $ 4,826 $ 22,949 $ 11,107 $ 113,027 Special mention 228 — 115 — — 836 — 1,179 Substandard 83 — 264 56 — 1,583 — 1,986 Total $ 31,642 $ 21,640 $ 12,944 $ 8,665 $ 4,826 $ 25,368 $ 11,107 $ 116,192 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Hotels Pass $ — $ 84,835 $ 35,278 $ 12,094 $ 59,920 $ 100,797 $ 319 $ 293,243 Special mention — — — — — — — — Substandard — — — 3,627 24,074 6,610 — 34,311 Total $ — $ 84,835 $ 35,278 $ 15,721 $ 83,994 $ 107,407 $ 319 $ 327,554 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Hotels Pass $ 85,590 $ 35,849 $ 12,275 $ 60,429 $ 14,921 $ 90,686 $ 323 $ 300,073 Special mention — — — — — — — — Substandard — — 3,593 24,229 — 12,509 — 40,331 Total $ 85,590 $ 35,849 $ 15,868 $ 84,658 $ 14,921 $ 103,195 $ 323 $ 340,404 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Multi-family Pass $ 1,908 $ 20,624 $ 28,794 $ 65,967 $ 40,087 $ 36,860 $ 802 $ 195,042 Special mention — — — — — — — — Substandard — — — — — — — — Total $ 1,908 $ 20,624 $ 28,794 $ 65,967 $ 40,087 $ 36,860 $ 802 $ 195,042 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Multi-family Pass $ 13,761 $ 21,312 $ 65,542 $ 37,698 $ 2,189 $ 33,560 $ 724 $ 174,786 Special mention — — — — — — — — Substandard — — — — — — — — Total $ 13,761 $ 21,312 $ 65,542 $ 37,698 $ 2,189 $ 33,560 $ 724 $ 174,786 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Non Residential Non-Owner Occupied Pass $ 25,255 $ 149,234 $ 125,207 $ 77,725 $ 74,739 $ 183,258 $ 8,641 $ 644,059 Special mention — — 108 1,837 173 25,266 — 27,384 Substandard 1,312 — 583 2,472 1,414 2,558 — 8,339 Total $ 26,567 $ 149,234 $ 125,898 $ 82,034 $ 76,326 $ 211,082 $ 8,641 $ 679,782 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Non Residential Non-Owner Occupied Pass $ 110,501 $ 108,290 $ 89,943 $ 68,027 $ 87,413 $ 113,287 $ 2,781 $ 580,242 Special mention — 110 170 176 — — — 456 Substandard — 601 — 1,330 2,089 1,244 2 5,266 Total $ 110,501 $ 109,001 $ 90,113 $ 69,533 $ 89,502 $ 114,531 $ 2,783 $ 585,964 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Non Residential Owner Occupied Pass $ 11,231 $ 31,261 $ 45,294 $ 19,145 $ 24,218 $ 65,038 $ 3,997 $ 200,184 Special mention — — 2,732 1,115 2,125 479 114 6,565 Substandard — 936 390 109 2,257 11,650 1,005 16,347 Total $ 11,231 $ 32,197 $ 48,416 $ 20,369 $ 28,600 $ 77,167 $ 5,116 $ 223,096 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Non Residential Owner Occupied Pass $ 21,782 $ 36,186 $ 17,216 $ 22,274 $ 17,622 $ 39,861 $ 3,238 $ 158,179 Special mention — — — 329 — 493 113 935 Substandard 943 193 110 2,479 772 10,350 1,000 15,847 Total $ 22,725 $ 36,379 $ 17,326 $ 25,082 $ 18,394 $ 50,704 $ 4,351 $ 174,961 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate - Total Pass $ 44,210 $ 319,566 $ 253,156 $ 187,247 $ 207,450 $ 412,583 $ 24,418 $ 1,448,630 Special mention — 225 2,840 3,064 2,298 26,567 114 35,108 Substandard 1,312 1,017 973 6,469 27,798 22,179 1,005 60,753 Total $ 45,522 $ 320,808 $ 256,969 $ 196,780 $ 237,546 $ 461,329 $ 25,537 $ 1,544,491 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ 3 $ — $ 3 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Commercial real estate - Total Pass $ 262,965 $ 223,277 $ 197,541 $ 197,037 $ 126,971 $ 300,343 $ 18,173 $ 1,326,307 Special mention 228 110 285 505 — 1,329 113 2,570 Substandard 1,026 794 3,967 28,094 2,861 25,686 1,002 63,430 Total $ 264,219 $ 224,181 $ 201,793 $ 225,636 $ 129,832 $ 327,358 $ 19,288 $ 1,392,307 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Residential real estate Performing $ 45,603 $ 422,862 $ 339,567 $ 269,575 $ 120,571 $ 454,539 $ 82,187 $ 1,734,904 Non-performing — — 449 92 1,123 766 270 2,700 Total $ 45,603 $ 422,862 $ 340,016 $ 269,667 $ 121,694 $ 455,305 $ 82,457 $ 1,737,604 YTD Gross Charge-offs $ — $ — $ — $ — $ — $ 26 $ 6 $ 32 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Residential real estate Performing $ 405,059 $ 336,462 $ 270,197 $ 122,559 $ 86,317 $ 382,652 $ 88,308 $ 1,691,554 Non-performing — 207 — 755 79 738 190 1,969 Total $ 405,059 $ 336,669 $ 270,197 $ 123,314 $ 86,396 $ 383,390 $ 88,498 $ 1,693,523 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Home equity Performing $ 4,698 $ 16,395 $ 7,133 $ 4,566 $ 2,785 $ 7,407 $ 108,322 $ 151,306 Non-performing — — — — — — 35 35 Total $ 4,698 $ 16,395 $ 7,133 $ 4,566 $ 2,785 $ 7,407 $ 108,357 $ 151,341 YTD Gross Charge-offs $ — $ 32 $ — $ — $ — $ 35 $ — $ 67 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Home equity Performing $ 16,670 $ 7,394 $ 5,000 $ 3,035 $ 1,823 $ 5,116 $ 95,224 $ 134,262 Non-performing — — — — — — 55 55 Total $ 16,670 $ 7,394 $ 5,000 $ 3,035 $ 1,823 $ 5,116 $ 95,279 $ 134,317 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized March 31, 2023 2023 2022 2021 2020 2019 Prior Cost Basis Total Consumer Performing $ 15,176 $ 25,735 $ 7,191 $ 4,960 $ 3,840 $ 8,667 $ 1,406 $ 66,975 Non-performing — — — — — 19 — 19 Total $ 15,176 $ 25,735 $ 7,191 $ 4,960 $ 3,840 $ 8,686 $ 1,406 $ 66,994 YTD Gross Charge-offs $ — $ — $ 36 $ — $ 3 $ 20 $ 3 $ 62 Revolving Term Loans Loans Amortized Cost Basis by Origination Year and Risk Level Amortized December 31, 2022 2022 2021 2020 2019 2018 Prior Cost Basis Total Consumer Performing $ 25,296 $ 7,954 $ 5,482 $ 4,299 $ 2,246 $ 2,064 $ 1,465 $ 48,806 Non-performing — — — — — — — — Total $ 25,296 $ 7,954 $ 5,482 $ 4,299 $ 2,246 $ 2,064 $ 1,465 $ 48,806

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Fair Value Of Derivative Instruments	The following table summarizes the notional and fair value of these derivative instruments (in thousands): March 31, 2023 December 31, 2022 Notional Amount Fair Value Notional Amount Fair Value Non-hedging interest rate derivatives: Customer counterparties: Loan interest rate swap - assets $ 44,930 $ 1,709 $ 28,238 $ 1,298 Loan interest rate swap - liabilities 584,633 48,121 619,150 63,758 Non-hedging interest rate derivatives: Financial institution counterparties: Loan interest rate swap - assets 602,633 49,383 637,150 65,217 Loan interest rate swap - liabilities 44,930 1,709 28,238 1,298
Change In Fair Value Of Derivative Instruments	The following table summarizes the change in fair value of these derivative instruments (in thousands): Three months ended March 31, 2023 2022 Change in Fair Value Non-Hedging Interest Rate Derivatives: Other income (expense) - derivative assets $ (16,130) $ 3,076 Other (expense) income - derivative liabilities 16,130 (3,076) Other income (expense) - derivative liabilities (198) 577
Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location	The following table summarizes the financial statement impact of these derivative instruments (in thousands): March 31, 2023 December 31, 2022 Investment securities available for sale, at fair value $ (13,186) $ (15,394) Other assets 15,262 15,262 Cumulative adjustment to Interest and dividends on investment securities (2,076) 132
Schedule of Derivative Assets at Fair Value	The following table summarizes the financial statement impact of these derivative instruments (in thousands): March 31, 2023 Gross loans $ (221) Other assets 208 Cumulative adjustment to Interest and fees on loans 13

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement, Noncash Expense [Abstract]
Restricted Shares Activity And Related Information	A summary of the Company’s restricted shares activity and related information is presented below: Three months ended March 31, 2023 2022 Restricted Awards Average Market Price at Grant Restricted Awards Average Market Price at Grant Outstanding at January 1 140,606 $ 73.87 146,755 $ 72.16 Granted 17,728 95.64 19,034 75.69 Vested (25,451) 74.57 (25,330) 78.77 Outstanding at March 31 132,883 $ 75.48 140,459 $ 71.75 Information regarding stock-based compensation associated with restricted shares is provided in the following table (in thousands): Three months ended March 31, 2023 2022 Stock-based compensation expense associated with restricted shares $ 708 $ 662 At period-end: March 31, 2023 Unrecognized stock-based compensation expense associated with restricted shares $ 4,819 Weighted average period (in years) in which the above amount is expected to be recognized 2.7
Pension and Other Postretirement Benefits	The following table presents the components of the Company's net periodic benefit cost, which is included in the line item "other expenses" in the consolidated statements of income, (in thousands): Three months ended March 31, 2023 2022 Components of net periodic cost: Interest cost $ 137 $ 90 Expected return on plan assets (210) (221) Net amortization and deferral 86 195 Net Periodic Pension Cost $ 13 $ 64

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Schedule Of Contractual Obligations From Significant Commitments	The table below presents a summary of the contractual obligations of the Company resulting from significant commitments (in thousands): March 31, 2023 December 31, 2022 Commitments to extend credit: Home equity lines $ 250,933 $ 232,295 Commercial real estate 50,540 53,226 Other commitments 300,246 257,222 Standby letters of credit 5,135 5,205 Commercial letters of credit 2,079 2,006

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2023
Equity [Abstract]
Schedule of Changes In Each Component of Accumulated Other Comprehensive Income	The activity in accumulated other comprehensive (loss) income is presented in the tables below (in thousands). All amounts are shown net of tax, which is calculated using a combined federal and state income tax rate approximating 24%. Three months ended March 31, Defined Benefit Securities Pension Available- Plan -for-Sale Total 2023 Beginning Balance $ (3,422) $ (128,066) $ (131,488) Other comprehensive income before reclassifications — 15,687 15,687 Amounts reclassified from other comprehensive income — (588) (588) — 15,099 15,099 Ending Balance $ (3,422) $ (112,967) $ (116,389) 2022 Beginning Balance $ (3,485) $ 17,745 $ 14,260 Other comprehensive loss — (58,974) (58,974) — (58,974) (58,974) Ending Balance $ (3,485) $ (41,229) $ (44,714)
Schedule of Amounts Reclassified Out Of Accumulated Other Comprehensive Income	Amounts reclassified from Other Comprehensive (Loss) Income Three months ended Affected line item March 31, in the Consolidated Statements 2023 2022 of Income Securities available-for-sale: Net securities gains reclassified into earnings $ 773 $ — Gains on sale of investment securities, net Related income tax expense (185) — Income tax expense Net effect on accumulated other comprehensive (loss) income $ 588 $ —

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Schedule Of Computation Of Basic And Diluted Earnings Per Share	The following table sets forth the computation of basic and diluted earnings per share using the two class method (in thousands, except per share data): Three months ended March 31, 2023 2022 Net income available to common shareholders $ 24,341 $ 21,342 Less: earnings allocated to participating securities (214) (200) Net earnings allocated to common shareholders $ 24,127 $ 21,142 Distributed earnings allocated to common stock $ 9,833 $ 8,943 Undistributed earnings allocated to common stock 14,294 12,199 Net earnings allocated to common shareholders $ 24,127 $ 21,142 Average shares outstanding 14,818 14,974 Effect of dilutive securities: Employee stock awards 26 28 Shares for diluted earnings per share 14,844 15,002 Basic earnings per share $ 1.63 $ 1.41 Diluted earnings per share $ 1.63 $ 1.41

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Schedule Of Assets And Liabilities Measured At Fair Value On A Recurring And Nonrecurring Basis	The following table presents assets and liabilities measured at fair value (in thousands): Total Level 1 Level 2 Level 3 Total Gains (Losses) March 31, 2023 Recurring fair value measurements Financial Assets Obligations of states and political subdivisions $ 228,874 $ — $ 228,874 $ — Mortgage-backed securities: U.S. Government agencies 1,191,960 — 1,191,960 — Private label 7,153 — 4,815 2,338 Trust preferred securities 4,125 — 4,125 — Corporate securities 24,147 — 24,147 — Marketable equity securities 7,930 3,770 4,160 — Certificates of deposit held for investment 498 — 498 — Derivative assets 66,820 — 66,820 — Financial Liabilities Derivative liabilities 52,159 — 52,159 — Nonrecurring fair value measurements Non-Financial Assets Other real estate owned 843 — — 843 (141) December 31, 2022 Recurring fair value measurements Financial Assets Obligations of states and political subdivisions $ 268,315 $ — $ 268,315 $ — Mortgage-backed securities: U.S. Government agencies 1,202,279 — 1,202,279 — Private label 7,231 — 4,772 2,459 Trust preferred securities 3,828 — 3,828 — Corporate securities 23,867 — 23,867 — Marketable equity securities 7,569 3,851 3,718 — Certificates of deposit held for investment 747 — 747 — Derivative assets 81,838 — 81,838 — Financial Liabilities Derivative liabilities 65,056 — 65,056 — Nonrecurring fair value measurements Non-Financial Assets Other real estate owned 909 — — 909 (90)
Schedule Of Estimates Of Fair Value Of Financial Instruments	The following table represents the estimates of fair value of financial instruments (in thousands). For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization. For financial liabilities such as noninterest-bearing demand, interest-bearing demand and savings deposits, the carrying amount is a reasonable estimate of fair value due to these products having no stated maturity. Carrying Amount Fair Value Level 1 Level 2 Level 3 March 31, 2023 Assets: Cash and cash equivalents $ 302,810 $ 302,810 $ 302,810 $ — $ — Securities available-for-sale 1,456,259 1,456,259 — 1,453,921 2,338 Marketable equity securities 7,930 7,930 3,770 4,160 — Net loans 3,871,962 3,735,004 — — 3,735,004 Accrued interest receivable 18,395 18,395 18,395 — — Derivative assets 66,820 66,820 — 66,820 — Liabilities: Deposits 5,136,765 5,113,715 4,174,530 939,185 — Short-term debt 293,256 293,256 — 293,256 — Accrued interest payable 1,585 1,585 1,585 — — Derivative liabilities 52,159 52,159 — 52,159 — December 31, 2022 Assets: Cash and cash equivalents $ 200,000 $ 200,000 $ 200,000 $ — $ — Securities available-for-sale 1,505,520 1,505,520 — 1,503,061 2,459 Marketable equity securities 7,569 7,569 3,851 3,718 — Net loans 3,629,150 3,491,318 — — 3,491,318 Accrued interest receivable 18,287 18,287 18,287 — — Derivative assets 81,838 81,838 — 81,838 — Liabilities: Deposits 4,869,866 4,867,883 3,981,766 886,117 — Short-term debt 290,964 290,964 — 290,964 — Accrued interest payable 953 953 953 — — Derivative liabilities 65,056 65,056 — 65,056 —

Background and Basis of Prese_2

Background and Basis of Presentation (Details)	3 Months Ended
	Mar. 31, 2023 store segment	Mar. 10, 2023
Entity Location [Line Items]
Number of reportable segments (in segments) | segment	1
Citizens Commerce Bancshares, Inc.
Entity Location [Line Items]
Business Acquisition, Percentage of Voting Interests Acquired		100%
City National
Entity Location [Line Items]
Number of stores (in stores)	99
WEST VIRGINIA | City National
Entity Location [Line Items]
Number of stores (in stores)	58
KENTUCKY | City National
Entity Location [Line Items]
Number of stores (in stores)	24
VIRGINIA | City National
Entity Location [Line Items]
Number of stores (in stores)	13
OHIO | City National
Entity Location [Line Items]
Number of stores (in stores)	4

Recent Accounting Pronounceme_2

Recent Accounting Pronouncements (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Accounting Changes and Error Corrections [Abstract]
Equity, Attributable to Parent	$ 651,050	$ 578,027	$ 632,430	$ 681,105

Acquisition and Preliminary P_3

Acquisition and Preliminary Purchase Price Allocation - Additional Information (Details) - USD ($) $ in Thousands, shares in Millions		3 Months Ended
	Mar. 10, 2023	Mar. 31, 2023	Mar. 31, 2022
Asset Acquisition [Line Items]
Acquisition of Citizens Commerce Bancshares, Inc.		$ 62,078
Non-Impaired Loans	$ 246,400
Merger related expenses		5,645	$ 0
Citizens Commerce Bancshares, Inc.
Asset Acquisition [Line Items]
Stock Issued During Period, Shares, Acquisitions	0.7
Acquisition of Citizens Commerce Bancshares, Inc.	$ 62,100
Business Combination, Assets Acquired With Credit Deterioration	4,900
Business Combination, Acquired Receivables, Gross Contractual Amount	8,500
Accounts Receivable, Allowance for Credit Loss	3,600
Time Deposits, Premium (Discount)	$ 600
Amortization Period Of Time Deposits Premium	5 years
Allowance for credit losses acquired	$ 2,000
Merger related expenses		5,600
Professional Fees		1,600
Severance Costs		1,400
Data Processing Costs		1,300
Citizens Commerce Bancshares, Inc. | Core Deposits
Asset Acquisition [Line Items]
Core deposit intangible	$ 8,278	8,278	$ 0
Finite-Lived Intangible Assets, Remaining Amortization Period	10 years
Gains on sale of investment securities, net		$ 41,000
Citizens Commerce Bancshares, Inc. | Citizens Commerce Bancshares, Inc.
Asset Acquisition [Line Items]
Equity ownership positions in the community bank holding companies (percent)	100%

Acquisition and Preliminary P_4

Acquisition and Preliminary Purchase Price Allocation - Acquisition And Preliminary Purchase Price Allocation (Details) - USD ($) $ in Thousands	Mar. 10, 2023	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022
Asset Acquisition [Line Items]
Cash and cash equivalents		$ 302,810	$ 200,000
Bank owned life insurance		124,238	120,674
Other assets		132,715	149,263
Deposits		5,136,765	4,869,866
Other liabilities		129,711	$ 139,424
Citizens Commerce Bancshares, Inc.
Asset Acquisition [Line Items]
Common stock	$ 61,570
Stock option buyout	495
Acquisition of Citizens Commerce Bancshares, Inc.	13
Consideration	62,078
Cash and cash equivalents	14,013
Investment securities	41,008
FHLB stock	620
Loans	251,406
Fixed assets	3,237
Bank owned life insurance	2,966
Deferred tax assets, net	1,481
Other assets	5,722
Total identifiable assets	320,453	320,453		$ 0
Deposits	299,243
Short-term borrowings	6,500
Other liabilities	1,361
Total identifiable liabilities	307,104	(307,104)		0
Net identifiable assets (liabilities)	13,349
Goodwill	40,451	40,451		0
Total	62,078
Citizens Commerce Bancshares, Inc. | Core Deposits
Asset Acquisition [Line Items]
Core deposit intangible	$ 8,278	$ 8,278		$ 0

Acquisition and Preliminary P_5

Acquisition and Preliminary Purchase Price Allocation - Goodwill (Details)	3 Months Ended
	Mar. 31, 2023 USD ($)
Goodwill [Roll Forward]
Balance at December 31, 2022	$ 108,941
Goodwill, Acquired During Period	40,451
Balance at March 31, 2023	$ 149,392

Investments (Narrative) (Detail

Investments (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Schedule of Investments [Line Items]
Federal Home Loan Bank Stock and Federal Reserve Bank Stock	$ 15,500,000		$ 16,300,000
Certificates of deposit, at carrying value	500,000		700,000
Non-governmental issues exceeding 10% shareholders equity threshold	0		0
Credit-related investment impairment losses	0	$ 0
Asset Pledged as Collateral
Schedule of Investments [Line Items]
Carrying value of securities pledged	857,000,000		886,000,000
Marketable equity securities
Schedule of Investments [Line Items]
Investment securities	$ 7,900,000		$ 7,600,000

Investments (Aggregate Carrying

Investments (Aggregate Carrying And Approximate Market Values Of Available-For-Sale Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Total	$ 1,604,706	$ 1,673,864
Gross Unrealized Gains	1,033	645
Gross Unrealized Losses	149,480	168,989
Estimated Fair Value	1,456,259	1,505,520
Certificates of deposit, at carrying value	500	700
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total	247,589	292,293
Gross Unrealized Gains	487	346
Gross Unrealized Losses	19,202	24,324
Estimated Fair Value	228,874	268,315
U.S. government agencies
Debt Securities, Available-for-sale [Line Items]
Total	1,318,398	1,342,666
Gross Unrealized Gains	546	299
Gross Unrealized Losses	126,984	140,686
Estimated Fair Value	1,191,960	1,202,279
Private label
Debt Securities, Available-for-sale [Line Items]
Total	7,554	7,695
Gross Unrealized Gains	0	0
Gross Unrealized Losses	401	464
Estimated Fair Value	7,153	7,231
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Total	4,592	4,590
Gross Unrealized Gains	0	0
Gross Unrealized Losses	467	762
Estimated Fair Value	4,125	3,828
Corporate securities
Debt Securities, Available-for-sale [Line Items]
Total	26,573	26,620
Gross Unrealized Gains	0	0
Gross Unrealized Losses	2,426	2,753
Estimated Fair Value	$ 24,147	$ 23,867

Investments (Gross Unrealized L

Investments (Gross Unrealized Losses And Fair Value Of Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Less Than Twelve Months
Estimated Fair Value	$ 378,262	$ 766,882
Unrealized Loss	26,574	75,309
Estimated Fair Value	755,157	394,860
Twelve Months or Greater
Unrealized Loss	122,906	93,680
Estimated Fair Value	1,133,419	1,161,742
Unrealized Loss	149,480	168,989
Obligations of states and political subdivisions
Less Than Twelve Months
Estimated Fair Value	42,850	203,173
Unrealized Loss	1,084	21,929
Estimated Fair Value	155,074	13,359
Twelve Months or Greater
Unrealized Loss	18,118	2,395
Estimated Fair Value	197,924	216,532
Unrealized Loss	19,202	24,324
U.S. Government agencies
Less Than Twelve Months
Estimated Fair Value	318,110	533,611
Unrealized Loss	24,334	50,268
Estimated Fair Value	582,062	376,778
Twelve Months or Greater
Unrealized Loss	102,650	90,418
Estimated Fair Value	900,172	910,389
Unrealized Loss	126,984	140,686
Trust preferred securities
Less Than Twelve Months
Estimated Fair Value	0	0
Unrealized Loss	0	0
Estimated Fair Value	4,125	3,828
Twelve Months or Greater
Unrealized Loss	467	762
Estimated Fair Value	4,125	3,828
Unrealized Loss	467	762
Corporate securities
Less Than Twelve Months
Estimated Fair Value	10,251	22,972
Unrealized Loss	755	2,648
Estimated Fair Value	13,896	895
Twelve Months or Greater
Unrealized Loss	1,671	105
Estimated Fair Value	24,147	23,867
Unrealized Loss	2,426	2,753
Private label
Less Than Twelve Months
Estimated Fair Value	7,051	7,126
Unrealized Loss	401	464
Estimated Fair Value	0	0
Twelve Months or Greater
Unrealized Loss	0	0
Estimated Fair Value	7,051	7,126
Unrealized Loss	$ 401	$ 464

Investments (Amortized Cost And

Investments (Amortized Cost And Estimated Fair Value Of Debt Securities By Contractual Maturity) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized Cost
Due in one year or less	$ 32,645
Due after one year through five years	514,814
Due after five years through ten years	720,243
Due after ten years	337,004
Total	1,604,706	$ 1,673,864
Estimated Fair Value
Due in one year or less	2,108
Due after one year through five years	47,615
Due after five years through ten years	491,176
Due after ten years	915,360
Total	$ 1,456,259	$ 1,505,520

Investments (Gross Gains And Lo

Investments (Gross Gains And Losses Realized) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Investments [Abstract]
Gross realized gains on securities sold	$ 975	$ 0
Gross realized losses on securities sold	(202)	0
Net investment security gains	773	0
Gross unrealized gains recognized on equity securities still held	463	7
Gross unrealized losses recognized on equity securities still held	(102)	(730)
Net unrealized gains recognized on equity securities still held	$ 361	$ (723)

Loans (Summary Of Major Classif

Loans (Summary Of Major Classifications For Loans) (Details) - USD ($)	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 3,894,686,000	$ 3,646,258,000
Allowance for credit losses	(22,724,000)	(17,108,000)	$ (17,280,000)	$ (18,166,000)
Net loans	3,871,962,000	3,629,150,000
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	390,861,000	373,890,000
Allowance for credit losses	(4,286,000)	(3,565,000)	(3,458,000)	(3,480,000)
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,544,491,000	1,392,307,000
Allowance for credit losses	(11,185,000)	(6,612,000)	(7,259,000)	(7,311,000)
Construction loan	4,715,000	4,130,000
1-4 Family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	119,017,000	116,192,000
Allowance for credit losses	(613,000)	(566,000)	(574,000)	(598,000)
Hotels
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	327,554,000	340,404,000
Allowance for credit losses	(2,184,000)	(2,332,000)	(2,545,000)	(2,426,000)
Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	195,042,000	174,786,000
Allowance for credit losses	(1,027,000)	(380,000)	(477,000)	(483,000)
Non Residential Non-Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	679,782,000	585,964,000
Allowance for credit losses	(4,924,000)	(2,019,000)	(2,281,000)	(2,319,000)
Non Residential Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	223,096,000	174,961,000
Allowance for credit losses	(2,437,000)	(1,315,000)	(1,382,000)	(1,485,000)
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,737,604,000	1,693,523,000
Allowance for credit losses	(5,484,000)	(5,430,000)	(5,039,000)	(5,716,000)
Construction loan	25,224,000	21,122,000
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	151,341,000	134,317,000
Allowance for credit losses	(400,000)	(290,000)	(410,000)	(517,000)
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	66,994,000	48,806,000
Allowance for credit losses	(371,000)	(110,000)	(86,000)	(106,000)
Demand deposit account (DDA) overdrafts
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,395,000	3,415,000
Allowance for credit losses	$ (998,000)	$ (1,101,000)	$ (1,028,000)	$ (1,036,000)

Allowance For Credit Losses (Na

Allowance For Credit Losses (Narrative) (Details)	3 Months Ended
	Mar. 31, 2023 USD ($) contract	Mar. 31, 2022 USD ($)	Mar. 10, 2023 USD ($)	Dec. 31, 2022 USD ($)
Financing Receivable, Impaired [Line Items]
Threshold period for discontinuance of interest accrual	90 days
Financing receivable, nonaccrual, interest income	$ 0	$ 0
Collateral dependent loans	0			$ 0
Impaired financing receivable, interest income forgone	$ 100,000	100,000
Financing receivable, threshold period past due	30 days
Loans, Evaluated for impairment, Individually	$ 1,000,000
Provision for (recovery of) credit losses	2,918,000	(756,000)
Citizens Commerce Bancshares, Inc.
Financing Receivable, Impaired [Line Items]
Allowance for credit losses acquired			$ 2,000,000
Allowance for credit losses			$ 2,800,000
Commercial Borrower
Financing Receivable, Impaired [Line Items]
Provision for (recovery of) credit losses	$ 900,000
Number of loans downgraded | contract	2
Residential real estate
Financing Receivable, Impaired [Line Items]
Threshold period past due for write-off of financing receivable	120 days
Provision for (recovery of) credit losses	$ 214,000	(672,000)
Commercial Industrial Loans And Commercial Real Estate
Financing Receivable, Impaired [Line Items]
Threshold period past due for write-off of financing receivable	120 days
Consumer
Financing Receivable, Impaired [Line Items]
Threshold period past due for write-off of financing receivable	180 days
Provision for (recovery of) credit losses	$ 302,000	$ (25,000)

Allowance For Credit Losses (Fi

Allowance For Credit Losses (Financing Receivable, Allowance for Credit Loss) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	$ 17,108,000	$ 18,166,000
Impact of Adopting ASU 2022-02	(175,000)
PCD Loan Reserves	2,811,000
Financing Receivable, Allowance for Credit Loss, Writeoff	(614,000)	(738,000)
Financing Receivable, Allowance for Credit Loss, Recovery	676,000	608,000
Provision for (recovery of) credit losses	2,918,000	(756,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	22,724,000	17,280,000
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	3,565,000	3,480,000
Impact of Adopting ASU 2022-02	12,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	(34,000)
Financing Receivable, Allowance for Credit Loss, Recovery	83,000	59,000
Provision for (recovery of) credit losses	626,000	(47,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	4,286,000	3,458,000
Commercial real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	6,612,000	7,311,000
Impact of Adopting ASU 2022-02	(1,000)
PCD Loan Reserves	2,811,000
Financing Receivable, Allowance for Credit Loss, Writeoff	(3,000)	0
Provision for Loan, Lease, and Other Losses	158,000	53,000
Provision for (recovery of) credit losses	1,608,000	(105,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	11,185,000	7,259,000
Residential real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	5,430,000	5,716,000
Impact of Adopting ASU 2022-02	(138,000)
Financing Receivable, Allowance for Credit Loss, Writeoff	(32,000)	(50,000)
Financing Receivable, Allowance for Credit Loss, Recovery	10,000	45,000
Provision for (recovery of) credit losses	214,000	(672,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	5,484,000	5,039,000
Home equity
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	290,000	517,000
Impact of Adopting ASU 2022-02	(46,000)
Financing Receivable, Allowance for Credit Loss, Writeoff	(67,000)	0
Financing Receivable, Allowance for Credit Loss, Recovery	4,000	17,000
Provision for (recovery of) credit losses	219,000	(124,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	400,000	410,000
Consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	110,000	106,000
Impact of Adopting ASU 2022-02	(2,000)
Financing Receivable, Allowance for Credit Loss, Writeoff	(62,000)	(23,000)
Financing Receivable, Allowance for Credit Loss, Recovery	23,000	28,000
Provision for (recovery of) credit losses	302,000	(25,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	371,000	86,000
Demand deposit account (DDA) overdrafts
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	1,101,000	1,036,000
Financing Receivable, Allowance for Credit Loss, Writeoff	(450,000)	(631,000)
Financing Receivable, Allowance for Credit Loss, Recovery	398,000	406,000
Provision for (recovery of) credit losses	(51,000)	217,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	998,000	1,028,000
1-4 Family
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	566,000	598,000
Impact of Adopting ASU 2022-02	(1,000)
Financing Receivable, Allowance for Credit Loss, Writeoff	(3,000)	0
Financing Receivable, Allowance for Credit Loss, Recovery	14,000	29,000
Provision for (recovery of) credit losses	37,000	(53,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	613,000	574,000
Hotels
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	2,332,000	2,426,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	0
Financing Receivable, Allowance for Credit Loss, Recovery	0	0
Provision for (recovery of) credit losses	(148,000)	119,000
Financing Receivable, Allowance for Credit Loss, Ending Balance	2,184,000	2,545,000
Multi-family
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	380,000	483,000
PCD Loan Reserves	500,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	0
Financing Receivable, Allowance for Credit Loss, Recovery	0	0
Provision for (recovery of) credit losses	147,000	(6,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	1,027,000	477,000
Non Residential Non-Owner Occupied
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	2,019,000	2,319,000
PCD Loan Reserves	1,536,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	0
Financing Receivable, Allowance for Credit Loss, Recovery	144,000	24,000
Provision for (recovery of) credit losses	1,225,000	(62,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	4,924,000	2,281,000
Non Residential Owner Occupied
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Financing Receivable, Allowance for Credit Loss, Beginning Balance	1,315,000	1,485,000
PCD Loan Reserves	775,000
Financing Receivable, Allowance for Credit Loss, Writeoff	0	0
Financing Receivable, Allowance for Credit Loss, Recovery	0	0
Provision for (recovery of) credit losses	347,000	(103,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance	$ 2,437,000	$ 1,382,000

Allowance for Credit Losses (_2

Allowance for Credit Losses (Financing Receivable, Nonaccrual) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	$ 0	$ 228
Non-accrual with allowance for credit losses	5,679	4,977
Loans past due over 90 days, still accruing	0	187
Commercial and industrial
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	994	1,015
Loans past due over 90 days, still accruing	0	0
Commercial real estate
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	1,931	2,166
Loans past due over 90 days, still accruing	0	0
1-4 Family
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	721	937
Loans past due over 90 days, still accruing	0	0
Hotels
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	115	115
Loans past due over 90 days, still accruing	0	0
Multi-family
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	0	0
Loans past due over 90 days, still accruing	0	0
Non Residential Non-Owner Occupied
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	779	816
Loans past due over 90 days, still accruing	0	0
Non Residential Owner Occupied
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	316	298
Loans past due over 90 days, still accruing	0	0
Residential real estate
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	228
Non-accrual with allowance for credit losses	2,700	1,741
Loans past due over 90 days, still accruing	0	164
Home equity
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	35	55
Loans past due over 90 days, still accruing	0	0
Consumer
Financing Receivable, Impaired [Line Items]
Non-accrual with no allowance for credit losses	0	0
Non-accrual with allowance for credit losses	19	0
Loans past due over 90 days, still accruing	$ 0	$ 23

Allowance For Credit Losses (_3

Allowance For Credit Losses (Financing Receivable, Past Due) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Non-accrual	$ 5,679	$ 5,205
Gross loans	3,894,686	3,646,258
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Non-accrual	994	1,015
Gross loans	390,861	373,890
Commercial real estate
Financing Receivable, Past Due [Line Items]
Non-accrual	1,931	2,166
Gross loans	1,544,491	1,392,307
1-4 Family
Financing Receivable, Past Due [Line Items]
Non-accrual	721	937
Gross loans	119,017	116,192
Hotels
Financing Receivable, Past Due [Line Items]
Non-accrual	115	115
Gross loans	327,554	340,404
Multi-family
Financing Receivable, Past Due [Line Items]
Non-accrual	0	0
Gross loans	195,042	174,786
Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Non-accrual	779	816
Gross loans	679,782	585,964
Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Non-accrual	316	298
Gross loans	223,096	174,961
Residential real estate
Financing Receivable, Past Due [Line Items]
Non-accrual	2,700	1,969
Gross loans	1,737,604	1,693,523
Home equity
Financing Receivable, Past Due [Line Items]
Non-accrual	35	55
Gross loans	151,341	134,317
Consumer
Financing Receivable, Past Due [Line Items]
Non-accrual	19	0
Gross loans	66,994	48,806
Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Non-accrual	0	0
Gross loans	3,395	3,415
30-59 Past Due
Financing Receivable, Past Due [Line Items]
Gross loans	5,074	8,626
30-59 Past Due | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Gross loans	97	201
30-59 Past Due | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	148	522
30-59 Past Due | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	0	17
30-59 Past Due | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
30-59 Past Due | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
30-59 Past Due | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
30-59 Past Due | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	148	505
30-59 Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	4,042	6,843
30-59 Past Due | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	511	622
30-59 Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	3	52
30-59 Past Due | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	273	386
60-89 Past Due
Financing Receivable, Past Due [Line Items]
Gross loans	564	363
60-89 Past Due | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Gross loans	0	33
60-89 Past Due | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	0	188
60-89 Past Due | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
60-89 Past Due | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	188
60-89 Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	520	84
60-89 Past Due | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	40	28
60-89 Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	0	25
60-89 Past Due | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	4	5
90+ Past Due
Financing Receivable, Past Due [Line Items]
Gross loans	0	187
90+ Past Due | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	0	164
90+ Past Due | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
90+ Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	0	23
90+ Past Due | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Gross loans	5,638	9,176
Total Past Due | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Gross loans	97	234
Total Past Due | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	148	710
Total Past Due | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	0	17
Total Past Due | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
Total Past Due | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
Total Past Due | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	0	0
Total Past Due | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	148	693
Total Past Due | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	4,562	7,091
Total Past Due | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	551	650
Total Past Due | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	3	100
Total Past Due | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	277	391
Current Loans
Financing Receivable, Past Due [Line Items]
Gross loans	3,883,369	3,631,877
Current Loans | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Gross loans	389,770	372,641
Current Loans | Commercial real estate
Financing Receivable, Past Due [Line Items]
Gross loans	1,542,412	1,389,431
Current Loans | 1-4 Family
Financing Receivable, Past Due [Line Items]
Gross loans	118,296	115,238
Current Loans | Hotels
Financing Receivable, Past Due [Line Items]
Gross loans	327,439	340,289
Current Loans | Multi-family
Financing Receivable, Past Due [Line Items]
Gross loans	195,042	174,786
Current Loans | Non Residential Non-Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	679,003	585,148
Current Loans | Non Residential Owner Occupied
Financing Receivable, Past Due [Line Items]
Gross loans	222,632	173,970
Current Loans | Residential real estate
Financing Receivable, Past Due [Line Items]
Gross loans	1,730,342	1,684,463
Current Loans | Home equity
Financing Receivable, Past Due [Line Items]
Gross loans	150,755	133,612
Current Loans | Consumer
Financing Receivable, Past Due [Line Items]
Gross loans	66,972	48,706
Current Loans | Demand deposit account (DDA) overdrafts
Financing Receivable, Past Due [Line Items]
Gross loans	$ 3,118	$ 3,024

Allowance For Credit Losses (_4

Allowance For Credit Losses (Financing Receivable, Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	$ 3,894,686	$ 3,646,258
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2022	14,952	52,223
2021	55,072	91,300
2020	92,406	61,668
2019	63,295	27,540
2018	26,574	19,721
Prior	24,489	8,469
Revolving Loans, Amortized Cost Basis	114,073	112,969
Gross loans	390,861	373,890
Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	45,522	264,219
2021	320,808	224,181
2020	256,969	201,793
2019	196,780	225,636
2018	237,546	129,832
Prior	461,329	327,358
Revolving Loans, Amortized Cost Basis	25,537	19,288
Gross loans	1,544,491	1,392,307
1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	5,815	31,642
2021	33,920	21,640
2020	18,582	12,944
2019	12,688	8,665
2018	8,538	4,826
Prior	28,815	25,368
Revolving Loans, Amortized Cost Basis	10,659	11,107
Gross loans	119,017	116,192
Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	85,590
2021	84,835	35,849
2020	35,278	15,868
2019	15,721	84,658
2018	83,994	14,921
Prior	107,407	103,195
Revolving Loans, Amortized Cost Basis	319	323
Gross loans	327,554	340,404
Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,908	13,761
2021	20,624	21,312
2020	28,794	65,542
2019	65,967	37,698
2018	40,087	2,189
Prior	36,860	33,560
Revolving Loans, Amortized Cost Basis	802	724
Gross loans	195,042	174,786
Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	26,567	110,501
2021	149,234	109,001
2020	125,898	90,113
2019	82,034	69,533
2018	76,326	89,502
Prior	211,082	114,531
Revolving Loans, Amortized Cost Basis	8,641	2,783
Gross loans	679,782	585,964
Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	11,231	22,725
2021	32,197	36,379
2020	48,416	17,326
2019	20,369	25,082
2018	28,600	18,394
Prior	77,167	50,704
Revolving Loans, Amortized Cost Basis	5,116	4,351
Gross loans	223,096	174,961
Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	45,603	405,059
2021	422,862	336,669
2020	340,016	270,197
2019	269,667	123,314
2018	121,694	86,396
Prior	455,305	383,390
Revolving Loans, Amortized Cost Basis	82,457	88,498
Gross loans	1,737,604	1,693,523
Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
2022	4,698	16,670
2021	16,395	7,394
2020	7,133	5,000
2019	4,566	3,035
2018	2,785	1,823
Prior	7,407	5,116
Revolving Loans, Amortized Cost Basis	108,357	95,279
Gross loans	151,341	134,317
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	15,176	25,296
2021	25,735	7,954
2020	7,191	5,482
2019	4,960	4,299
2018	3,840	2,246
Prior	8,686	2,064
Revolving Loans, Amortized Cost Basis	1,406	1,465
Gross loans	66,994	48,806
Performing | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	45,603	405,059
2021	422,862	336,462
2020	339,567	270,197
2019	269,575	122,559
2018	120,571	86,317
Prior	454,539	382,652
Revolving Loans, Amortized Cost Basis	82,187	88,308
Gross loans	1,734,904	1,691,554
Performing | Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
2022	4,698	16,670
2021	16,395	7,394
2020	7,133	5,000
2019	4,566	3,035
2018	2,785	1,823
Prior	7,407	5,116
Revolving Loans, Amortized Cost Basis	108,322	95,224
Gross loans	151,306	134,262
Performing | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	15,176	25,296
2021	25,735	7,954
2020	7,191	5,482
2019	4,960	4,299
2018	3,840	2,246
Prior	8,667	2,064
Revolving Loans, Amortized Cost Basis	1,406	1,465
Gross loans	66,975	48,806
Non-performing | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	207
2020	449	0
2019	92	755
2018	1,123	79
Prior	766	738
Revolving Loans, Amortized Cost Basis	270	190
Gross loans	2,700	1,969
Non-performing | Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans, Amortized Cost Basis	35	55
Gross loans	35	55
Non-performing | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	19	0
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	19	0
Pass | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2022	14,563	51,268
2021	52,455	91,097
2020	91,333	60,251
2019	58,988	26,356
2018	25,447	19,497
Prior	22,821	6,917
Revolving Loans, Amortized Cost Basis	90,005	109,645
Gross loans	355,612	365,031
Pass | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	44,210	262,965
2021	319,566	223,277
2020	253,156	197,541
2019	187,247	197,037
2018	207,450	126,971
Prior	412,583	300,343
Revolving Loans, Amortized Cost Basis	24,418	18,173
Gross loans	1,448,630	1,326,307
Pass | 1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	5,815	31,331
2021	33,613	21,640
2020	18,582	12,565
2019	12,315	8,609
2018	8,486	4,826
Prior	26,631	22,949
Revolving Loans, Amortized Cost Basis	10,659	11,107
Gross loans	116,101	113,027
Pass | Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	85,590
2021	84,835	35,849
2020	35,278	12,275
2019	12,094	60,429
2018	59,920	14,921
Prior	100,797	90,686
Revolving Loans, Amortized Cost Basis	319	323
Gross loans	293,243	300,073
Pass | Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,908	13,761
2021	20,624	21,312
2020	28,794	65,542
2019	65,967	37,698
2018	40,087	2,189
Prior	36,860	33,560
Revolving Loans, Amortized Cost Basis	802	724
Gross loans	195,042	174,786
Pass | Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	25,255	110,501
2021	149,234	108,290
2020	125,207	89,943
2019	77,725	68,027
2018	74,739	87,413
Prior	183,258	113,287
Revolving Loans, Amortized Cost Basis	8,641	2,781
Gross loans	644,059	580,242
Pass | Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	11,231	21,782
2021	31,261	36,186
2020	45,294	17,216
2019	19,145	22,274
2018	24,218	17,622
Prior	65,038	39,861
Revolving Loans, Amortized Cost Basis	3,997	3,238
Gross loans	200,184	158,179
Special mention | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2022	389	0
2021	1,668	0
2020	878	392
2019	3,341	9
2018	0	0
Prior	19	19
Revolving Loans, Amortized Cost Basis	23,989	3,245
Gross loans	30,284	3,665
Special mention | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	228
2021	225	110
2020	2,840	285
2019	3,064	505
2018	2,298	0
Prior	26,567	1,329
Revolving Loans, Amortized Cost Basis	114	113
Gross loans	35,108	2,570
Special mention | 1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	228
2021	225	0
2020	0	115
2019	113	0
2018	0	0
Prior	823	836
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	1,161	1,179
Special mention | Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	0	0
Special mention | Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	0	0
Special mention | Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	110
2020	108	170
2019	1,837	176
2018	173	0
Prior	25,266	0
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	27,384	456
Special mention | Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	2,732	0
2019	1,115	329
2018	2,125	0
Prior	479	493
Revolving Loans, Amortized Cost Basis	114	113
Gross loans	6,565	935
Substandard | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	955
2021	949	203
2020	195	1,025
2019	966	1,175
2018	1,127	224
Prior	1,649	1,533
Revolving Loans, Amortized Cost Basis	79	79
Gross loans	4,965	5,194
Substandard | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,312	1,026
2021	1,017	794
2020	973	3,967
2019	6,469	28,094
2018	27,798	2,861
Prior	22,179	25,686
Revolving Loans, Amortized Cost Basis	1,005	1,002
Gross loans	60,753	63,430
Substandard | 1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	83
2021	82	0
2020	0	264
2019	260	56
2018	52	0
Prior	1,361	1,583
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	1,755	1,986
Substandard | Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	3,593
2019	3,627	24,229
2018	24,074	0
Prior	6,610	12,509
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	34,311	40,331
Substandard | Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans, Amortized Cost Basis	0	0
Gross loans	0	0
Substandard | Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,312	0
2021	0	601
2020	583	0
2019	2,472	1,330
2018	1,414	2,089
Prior	2,558	1,244
Revolving Loans, Amortized Cost Basis	0	2
Gross loans	8,339	5,266
Substandard | Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	943
2021	936	193
2020	390	110
2019	109	2,479
2018	2,257	772
Prior	11,650	10,350
Revolving Loans, Amortized Cost Basis	1,005	1,000
Gross loans	16,347	$ 15,847
Gross Charge-Offs | Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans, Amortized Cost Basis	0
Gross loans	0
Gross Charge-Offs | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	3
Revolving Loans, Amortized Cost Basis	0
Gross loans	3
Gross Charge-Offs | 1-4 Family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	3
Revolving Loans, Amortized Cost Basis	0
Gross loans	3
Gross Charge-Offs | Hotels
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans, Amortized Cost Basis	0
Gross loans	0
Gross Charge-Offs | Multi-family
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans, Amortized Cost Basis	0
Gross loans	0
Gross Charge-Offs | Non Residential Non-Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans, Amortized Cost Basis	0
Gross loans	0
Gross Charge-Offs | Non Residential Owner Occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans, Amortized Cost Basis	0
Gross loans	0
Gross Charge-Offs | Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	26
Revolving Loans, Amortized Cost Basis	6
Gross loans	32
Gross Charge-Offs | Home equity
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	32
2020	0
2019	0
2018	0
Prior	35
Revolving Loans, Amortized Cost Basis	0
Gross loans	67
Gross Charge-Offs | Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	36
2019	0
2018	3
Prior	20
Revolving Loans, Amortized Cost Basis	3
Gross loans	$ 62

Derivative Instruments (Narrati

Derivative Instruments (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Derivatives, Fair Value [Line Items]
Collateral already posted, aggregate fair value	$ 66,200	$ 83,000
Hedged Asset, Fair Value Hedge, Last-of-Layer, Cumulative Increase (Decrease)	(2,076)	132
Hedged Asset, Fair Value Hedge, Last-of-Layer, Amount	324,800	330,000
Fair Value Hedge Agreement, Notional Amount	100,000
Interest Rate Swap | Non-hedging interest rate derivatives:
Derivatives, Fair Value [Line Items]
Derivative, notional amount	$ 150,000	$ 150,000

Derivative Instruments (Fair Va

Derivative Instruments (Fair Value Of Derivative Instruments) (Details) - Non-hedging interest rate derivatives: - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Loan interest rate swap - assets | Other Assets
Derivatives, Fair Value [Line Items]
Notional Amount	$ 44,930	$ 28,238
Fair Value	1,709	1,298
Loan interest rate swap - liabilities | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amount	584,633	619,150
Fair Value	48,121	63,758
Loan interest rate swap - assets | Other Assets
Derivatives, Fair Value [Line Items]
Notional Amount	602,633	637,150
Fair Value	49,383	65,217
Loan interest rate swap - liabilities | Other Liabilities
Derivatives, Fair Value [Line Items]
Notional Amount	44,930	28,238
Fair Value	$ 1,709	$ 1,298

Derivative Instruments (Change

Derivative Instruments (Change In Fair Value Of Derivative Instruments) (Details) - Non-hedging interest rate derivatives: - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Other Assets | Other Income | Customer Back-to-Back Swap Program
Derivatives, Fair Value [Line Items]
Change in Fair Value Non-Hedging Interest Rate Derivatives:	$ (16,130)	$ 3,076
Other Liabilities | Other Income | Customer Back-to-Back Swap Program
Derivatives, Fair Value [Line Items]
Change in Fair Value Non-Hedging Interest Rate Derivatives:	16,130	(3,076)
Other Liabilities | Other Expense
Derivatives, Fair Value [Line Items]
Change in Fair Value Non-Hedging Interest Rate Derivatives:	$ (198)	$ 577

Derivative Instruments (Fair _2

Derivative Instruments (Fair Value of Fair Value Hedges) (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Derivatives, Fair Value [Line Items]
Hedged Asset, Fair Value Hedge, Last-of-Layer, Cumulative Increase (Decrease)	$ (2,076)	$ 132
Available-for-sale Securities
Derivatives, Fair Value [Line Items]
Fair Value Hedges, Net	(13,186)	(15,394)
Other Assets
Derivatives, Fair Value [Line Items]
Fair Value Hedges, Net	$ 15,262	$ 15,262

Derivative Instruments - Deriva

Derivative Instruments - Derivative Instruments (Details)	Mar. 31, 2023 USD ($)
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Gross loans	$ (221,000)
Derivative assets	208,000
Cumulative adjustment to Interest and fees on loans	$ (13,000)

Employee Benefit Plans (Restric

Employee Benefit Plans (Restricted Shares Activity And Related Information) (Details) - Restricted Stock - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Restricted Awards Activity
Beginning Balance (in shares)	140,606	146,755
Granted (in shares)	17,728	19,034
Vested (in shares)	(25,451)	(25,330)
Ending Balance (in shares)	132,883	140,459
Average Market Price at Grant
Outstanding at period start (in dollars per share)	$ 73.87	$ 72.16
Granted (in dollars per share)	95.64	75.69
Vested (in dollars per share)	74.57	78.77
Outstanding at period end (in dollars per share)	$ 75.48	$ 71.75
Stock-based compensation expense associated with restricted shares	$ 708	$ 662
Unrecognized stock-based compensation expense associated with restricted shares	$ 4,819
Weighted average period (in years) in which the above amount is expected to be recognized	2 years 8 months 12 days

Employee Benefit Plans (Pension

Employee Benefit Plans (Pension and Other Postretirement Benefits) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Components of net periodic cost:
Interest cost	$ 137	$ 90
Expected return on plan assets	(210)	(221)
Net amortization and deferral	86	195
Net Periodic Pension Cost	$ 13	$ 64

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Other Commitments [Line Items]
Commitments and contingencies
Commitments to extend credit: | Home equity
Other Commitments [Line Items]
Commitments and contingencies	250,933	232,295
Commitments to extend credit: | Commercial real estate
Other Commitments [Line Items]
Commitments and contingencies	50,540	53,226
Commitments to extend credit: | Other commitments
Other Commitments [Line Items]
Commitments and contingencies	300,246	257,222
Standby letters of credit
Other Commitments [Line Items]
Commitments and contingencies	5,135	5,205
Commercial letters of credit
Other Commitments [Line Items]
Commitments and contingencies	$ 2,079	$ 2,006

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Narrative) (Details)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Equity [Abstract]
Combined Federal and State income tax rate (percent)	24%	24%

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Schedule of Changes In Each Component of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	$ 578,027	$ 681,105
Other comprehensive loss	15,687	(58,974)
Amounts reclassified from other comprehensive income	(588)
Other comprehensive income (loss), net of tax	15,099	(58,974)
Ending balance	651,050	632,430
Defined Benefit Pension Plans
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	(3,422)	(3,485)
Other comprehensive loss	0	0
Amounts reclassified from other comprehensive income	0
Other comprehensive income (loss), net of tax	0	0
Ending balance	(3,422)	(3,485)
Securities available-for-sale:
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	(128,066)	17,745
Other comprehensive loss	15,687	(58,974)
Amounts reclassified from other comprehensive income	(588)
Other comprehensive income (loss), net of tax	15,099	(58,974)
Ending balance	(112,967)	(41,229)
Total
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	(131,488)	14,260
Other comprehensive income (loss), net of tax	15,099	(58,974)
Ending balance	$ (116,389)	$ (44,714)

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Schedule Of Amounts Reclassified Out of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net securities gains reclassified into earnings	$ 773	$ 0
Related income tax expense	(6,259)	(5,251)
Net income available to common shareholders	24,341	21,342
Securities available-for-sale: | Amounts reclassified from Other Comprehensive (Loss) Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net securities gains reclassified into earnings	773	0
Related income tax expense	(185)	0
Net income available to common shareholders	$ 588	$ 0

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Earnings Per Share [Abstract]
Net income available to common shareholders	$ 24,341	$ 21,342
Less: earnings allocated to participating securities	(214)	(200)
Net earnings allocated to common shareholders	24,127	21,142
Distributed earnings allocated to common stock	9,833	8,943
Undistributed earnings allocated to common stock	$ 14,294	$ 12,199
Average shares outstanding (in shares)	14,818	14,974
Effect of dilutive securities:
Employee stock awards (in shares)	26	28
Average shares outstanding, diluted (in shares)	14,844	15,002
Basic earnings per common share (in dollars per share)	$ 1.63	$ 1.41
Diluted earnings per share (in dollars per share)	$ 1.63	$ 1.41

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Material losses related to counterparty's inability to pay undercollateralized position	$ 0
Significant change in the value of derivative assets and liabilities attributed to credit risk	$ 0
Minimum
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Collateral discount	10%	10%
Maximum
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Collateral discount	30%	30%

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule Of Assets And Liabilities Measured At Fair Value On A Recurring And Nonrecurring Basis) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Write-downs included in other non-interest expense	$ (141)	$ (90)
Recurring fair value measurements | Obligations of states and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	228,874		$ 268,315
Recurring fair value measurements | Obligations of states and political subdivisions | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Obligations of states and political subdivisions | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	228,874		268,315
Recurring fair value measurements | Obligations of states and political subdivisions | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,191,960		1,202,279
Recurring fair value measurements | U.S. Government agencies | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | U.S. Government agencies | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	1,191,960		1,202,279
Recurring fair value measurements | U.S. Government agencies | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Private label
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	7,153		7,231
Recurring fair value measurements | Private label | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Private label | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	4,815		4,772
Recurring fair value measurements | Private label | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	2,338		2,459
Recurring fair value measurements | Trust preferred securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	4,125		3,828
Recurring fair value measurements | Trust preferred securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Trust preferred securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	4,125		3,828
Recurring fair value measurements | Trust preferred securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	24,147		23,867
Recurring fair value measurements | Corporate securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Corporate securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	24,147		23,867
Recurring fair value measurements | Corporate securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Marketable equity securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	7,930		7,569
Recurring fair value measurements | Marketable equity securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	3,770		3,851
Recurring fair value measurements | Marketable equity securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	4,160		3,718
Recurring fair value measurements | Marketable equity securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Certificates of deposit held for investment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	498		747
Recurring fair value measurements | Certificates of deposit held for investment | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Certificates of deposit held for investment | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	498		747
Recurring fair value measurements | Certificates of deposit held for investment | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Derivative assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	66,820		81,838
Recurring fair value measurements | Derivative assets | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Derivative assets | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	66,820		81,838
Recurring fair value measurements | Derivative assets | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Recurring fair value measurements | Derivative liabilities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	52,159		65,056
Recurring fair value measurements | Derivative liabilities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	0		0
Recurring fair value measurements | Derivative liabilities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	52,159		65,056
Recurring fair value measurements | Derivative liabilities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Liabilities, fair value	0		0
Nonrecurring fair value measurements | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	843		909
Nonrecurring fair value measurements | Other real estate owned | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Nonrecurring fair value measurements | Other real estate owned | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	0		0
Nonrecurring fair value measurements | Other real estate owned | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value	$ 843		$ 909

Fair Value Measurements (Sche_2

Fair Value Measurements (Schedule Of Estimates Of Fair Value Of Financial Instruments) (Details) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Assets:
Estimated Fair Value	$ 1,456,259,000	$ 1,505,520,000
Marketable equity securities	24,728,000	23,807,000
Net loans	3,871,962,000	3,629,150,000
Accrued interest receivable	18,395,000	18,287,000
Derivative assets	208,000
Liabilities:
Deposits	5,136,765,000	4,869,866,000
Carrying Amount
Assets:
Cash and cash equivalents	302,810,000	200,000,000
Estimated Fair Value	1,456,259,000	1,505,520,000
Marketable equity securities	7,930,000	7,569,000
Net loans	3,871,962,000	3,629,150,000
Accrued interest receivable	18,395,000	18,287,000
Derivative assets	66,820,000	81,838,000
Liabilities:
Deposits	5,136,765,000	4,869,866,000
Short-term debt	293,256,000	290,964,000
Accrued interest payable	1,585,000	953,000
Derivative liabilities	52,159,000	65,056,000
Fair Value
Assets:
Cash and cash equivalents	302,810,000	200,000,000
Estimated Fair Value	1,456,259,000	1,505,520,000
Marketable equity securities	7,930,000	7,569,000
Net loans	3,735,004,000	3,491,318,000
Accrued interest receivable	18,395,000	18,287,000
Derivative assets	66,820,000	81,838,000
Liabilities:
Deposits	5,113,715,000	4,867,883,000
Short-term debt	293,256,000	290,964,000
Accrued interest payable	1,585,000	953,000
Derivative liabilities	52,159,000	65,056,000
Level 1
Assets:
Cash and cash equivalents	302,810,000	200,000,000
Estimated Fair Value	0	0
Marketable equity securities	3,770,000	3,851,000
Net loans	0	0
Accrued interest receivable	18,395,000	18,287,000
Derivative assets	0	0
Liabilities:
Deposits	4,174,530,000	3,981,766,000
Short-term debt	0	0
Accrued interest payable	1,585,000	953,000
Derivative liabilities	0	0
Level 2
Assets:
Cash and cash equivalents	0	0
Estimated Fair Value	1,453,921,000	1,503,061,000
Marketable equity securities	4,160,000	3,718,000
Net loans	0	0
Accrued interest receivable	0	0
Derivative assets	66,820,000	81,838,000
Liabilities:
Deposits	939,185,000	886,117,000
Short-term debt	293,256,000	290,964,000
Accrued interest payable	0	0
Derivative liabilities	52,159,000	65,056,000
Level 3
Assets:
Cash and cash equivalents	0	0
Estimated Fair Value	2,338,000	2,459,000
Marketable equity securities	0	0
Net loans	3,735,004,000	3,491,318,000
Accrued interest receivable	0	0
Derivative assets	0	0
Liabilities:
Deposits	0	0
Short-term debt	0	0
Accrued interest payable	0	0
Derivative liabilities	$ 0	$ 0