| Issued by: | RiverSource Life Insurance Company (RiverSource Life) |
| 70100 Ameriprise Financial Center Minneapolis, MN 55474 Telephone: 1-800-862-7919 (Service Center) ameriprise.com/variableannuities RiverSource Variable Account 10/RiverSource Account MGA |
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| • | “Tax Free” Exchanges: It may not be advantageous for you to purchase the contract in exchange for, or in addition to, an existing annuity or life insurance policy. Generally, you can exchange one annuity for another or for a long-term care policy in a “tax-free” exchange under Section 1035 of the Code. You can also do a partial exchange from one annuity contract to another annuity contract, subject to Internal Revenue Service (IRS) rules. You also generally can exchange a life insurance policy for an annuity. However, before making an exchange, you should compare both contracts carefully because the features and benefits may be different. Fees and charges may be higher or lower on your old contract than on this contract. You may have to pay a surrender charge when you exchange out of your old contract. If the exchange does not qualify for Section 1035 treatment, you also may have to pay federal income tax on the distribution. State income taxes may also apply. You should not exchange your old contract for this contract |
| or buy this contract in addition to your old contract, unless you determine it is in your best interest. (See “Taxes — 1035 Exchanges.”) | |
| • | Tax-deferred retirement plans: Most annuities have a tax-deferred feature. So do many retirement plans under the Code. As a result, when you use a qualified annuity to fund a retirement plan that is tax-deferred, your contract will not provide any necessary or additional tax deferral beyond what is provided in that retirement plan. Some employers may permit you to deposit your contributions into other investments such as mutual funds. If such investments are available to you, before enrolling under the contract, you should consider features other than tax deferral that may help you reach your retirement goals. In addition, the Code subjects retirement plans to required withdrawals triggered at age 72. These mandatory withdrawals are called required minimum distributions (“RMDs”). RMDs may reduce the value of certain death benefits and optional riders (see “Taxes — Qualified Annuities — Required Minimum Distributions”). You should consult your tax advisor before you purchase the contract as a qualified annuity for an explanation of the tax implications to you. |
| • | Inherited nonqualified stretch annuities: For inherited nonqualified stretch annuities, Required Distributions must be made as required and determined under Section 72(s)(2) of the Code. Required Distributions must be made at least annually and begin no later than one year after the date of death of the decedent (the person whose death triggered the payment of death benefit proceeds applied to the contract) (see “Surrenders - Required Distributions for Inherited Nonqualified Stretch Annuities”). |
| • | Taxes: Generally, income earned on your contract value grows tax-deferred until you take surrender or begin to receive payouts. Upon surrender, income taxes generally apply, (under certain circumstances, IRS penalty taxes may also apply to surrenders) unless you direct such amounts to be transferred to another investment within the same retirement plan, have them directly rolled over to another eligible retirement plan such as an IRA, or qualify for Section 1035 treatment. The tax treatment of qualified and nonqualified annuities differs. Even if you direct payouts to someone else, generally you will be taxed on the income if you are the owner. (see “Taxes”) |
| • | Your age: If you are an older person, you may not necessarily have a need for tax deferral, retirement income or a death benefit. Older persons who are considering buying a contract including any optional benefits may find it helpful to consult with or include a family member, friend or other trusted advisor in the decision making process before buying a contract. |
| • | How long you plan to keep your contract: variable annuities are not short-term liquid investments. Does the contract meet your current and anticipated future needs for liquidity? |
| • | If you can afford the contract: are your annual income and assets adequate to buy the contract and any optional benefits you may choose? |
| • | The fees and expenses you will pay when buying, owning and surrendering money from the contract. (see “Charges”) |
| • | How and when you plan to take money from the contract: under current tax law, surrenders are taxed differently than annuity payouts. |
| • | Your investment objectives, how much experience you have in managing investments and how much risk you are you willing to accept. |
| • | Short-term trading: if you plan to manage your investment in the contract by frequent or short-term trading, the contract is not suitable for you and you should not buy it. (see “Making the Most of Your Contract — Transferring Among Accounts”) |
| • | subaccounts of the variable account, each of which invests in a fund with a particular investment objective. The value of each subaccount varies with the performance of the particular fund in which it invests. We cannot guarantee that the value at the annuitization start date will equal or exceed the total purchase payments you allocate to the subaccounts. (see “The Variable Account and the Funds”) |
| • | GPAs which earn interest at rates declared when you make an allocation to that account. The required minimum investment in each GPA is $1,000. These accounts may not be available in all states. (see “Guarantee Period Accounts (GPAs)”) |
| • | Special DCA fixed account, which earns interest at rates that we adjust periodically. There are restrictions on how long contract value can remain in this account. (see “The Fixed Account — The Special DCA Fixed Account”) |
| 1. | After the death benefit is paid, the contract will terminate. |
| 2. | Reduction of the contract value to zero will terminate the contract. |
| 3. | Your written request for a full surrender will terminate the contract. |
| Optional Death Benefits | Description |
| Benefit Protector Death Benefit rider | Intended to provide an additional benefit to owners age 75 and younger to help offset expenses after your death such as funeral expenses or federal and state taxes. Must be elected at contract issue. |
| Enhanced Legacy rider | Intended to provide additional death benefit guarantees to owners age 75 and younger that may increase the death benefit provided in the contract. Must be elected at contract issue. Not available with MAV, 5-year MAV or Benefit Protector Death Benefit. Available only with approved investment options. This means that you will not be able to allocate contract value to all of the subaccounts and GPAs, that are available to contract owners who did not elect this rider. |
| Return of Purchase Payments (ROPP) | Intended to provide death benefit guarantee to owners age 80 and older that beneficiaries receive total purchase payments adjusted for partial surrenders. Must be elected at contract issue. |
| Maximum Anniversary Value (MAV) | Intended to provide additional death benefit to owners age 75 and younger by locking in the highest anniversary value through age 80 (adjusted for partial surrenders Must be elected at contract issue. |
| 5- Year Maximum Anniversary Value (5-Year MAV) | Intended to provide additional death benefit to owners age 75 and younger by locking in the highest anniversary value every 5 years through age 80 (adjusted for partial surrenders). Must be elected at contract issue. |
| Maximum: $50 | Current: $50 |
| Annual contract administrative charge | Maximum: $50 | Current: $50 |
| Annual contract administrative charge if your contract value equals or exceeds $50,000 | Maximum: $20 | Current: $0 |
| Number of Completed Years Since Annuitization* | Surrender charge percentage |
| 1 | 5% |
| 2 | 4 |
| 3 | 3 |
| 4 | 2 |
| 5 | 1 |
| 6 and thereafter | 0 |
| Mortality and expense risk fee | |
| Standard Death Benefit | 0.95% |
| ROPP Death Benefit | 1.30 |
| MAV Death Benefit | 1.20 |
| 5-year MAV Death Benefit | 1.05 |
| Benefit Protector Death Benefit rider fee | 0.25% |
| Enhanced LegacySM benefit rider fee | Maximum: 1.75% | Current**: 0.95% |
| Minimum(%) | Maximum(%) | |
| Total expenses before fee waivers and/or expense reimbursements | 0.39 | 2.60 |
| (1) | Total annual fund operating expenses are deducted from amounts that are allocated to the fund. They include management fees and other expenses and may include distribution (12b-1) fees. Other expenses may include service fees that may be used to compensate service providers, including us and our affiliates, for administrative and contract owner services provided on behalf of the fund. The amount of these payments will vary by fund and may be significant. See “The Variable Account and the Funds” for additional information, including potential conflicts of interest these payments may create. Distribution (12b-1) fees are used to finance any activity that is primarily intended to result in the sale of fund shares. Because 12b-1 fees are paid out of fund assets on an ongoing basis, you may pay more if you select subaccounts investing in funds that have adopted 12b-1 plans than if you select subaccounts investing in funds that have not adopted 12b-1 plans. For a more complete description of each fund’s fees and expenses and important disclosure regarding payments the fund and/or its affiliates make, please review the fund’s prospectus and SAI. |
| If you surrender your contract at the end of the applicable time period: | If you do not surrender your contract or if you select an annuity payout plan at the end of the applicable time period: | ||||||
| 1 year | 3 years | 5 years | 10 years | 1 year | 3 years | 5 years | 10 years |
| $434 | $1,310 | $2,196 | $4,459 | $434 | $1,310 | $2,196 | $4,459 |
| If you surrender your contract at the end of the applicable time period: | If you do not surrender your contract or if you select an annuity payout plan at the end of the applicable time period: | ||||||
| 1 year | 3 years | 5 years | 10 years | 1 year | 3 years | 5 years | 10 years |
| $187 | $575 | $981 | $2,087 | $187 | $575 | $981 | $2,087 |
| (1) | In these examples, the contract administrative charge is $50. |
| (2) | Because these examples are intended to illustrate the most expensive combination of contract features, the maximum annual fee for each optional rider is reflected rather than the fee that is currently being charged. |
| • | Fund name and management: A fund underlying your contract in which a subaccount invests may have a name, portfolio manager, objectives, strategies and characteristics that are the same or substantially similar to those of a publicly-traded retail mutual fund. Despite these similarities, an underlying fund is not the same as any publicly-traded retail mutual fund. Each underlying fund will have its own unique portfolio holdings, fees, operating expenses and operating results. The results of each underlying fund may differ significantly from any publicly-traded retail mutual fund. |
| • | Eligible purchasers: All funds are available to serve as the underlying investments for variable annuities and variable life insurance policies. The funds are not available to the public (see “Fund name and management” above). Some funds also are available to serve as investment options for tax-deferred retirement plans. It is possible that in the future for tax, regulatory or other reasons, it may be disadvantageous for variable annuity accounts and variable life insurance accounts and/or tax-deferred retirement plans to invest in the available funds simultaneously. Although we and the funds’ providers do not currently foresee any such disadvantages, the boards of directors or trustees of each fund will monitor events in order to identify any material conflicts between annuity owners, policy owners and tax-deferred retirement plans and to determine what action, if any, should be taken in response to a conflict. If a board were to conclude that it should establish separate fund providers for the variable annuity, variable life insurance and tax-deferred retirement plan accounts, you would not bear any expenses associated with establishing separate funds. Please refer to the funds’ prospectuses for risk disclosure regarding simultaneous investments by variable annuity, variable life insurance and tax-deferred retirement plan accounts. Each fund intends to comply with the diversification requirements under Section 817(h) of the Code. |
| • | Asset allocation programs may impact fund performance: Asset allocation programs in general may negatively impact the performance of an underlying fund. Even if you do not participate in an asset allocation program, a fund in which your subaccount invests may be impacted if it is included in an asset allocation program. Rebalancing or reallocation under the terms of the asset allocation program may cause a fund to lose money if it must sell large amounts of securities to meet a redemption request. These losses can be greater if the fund holds securities that |
| are not as liquid as others; for example, various types of bonds, shares of smaller companies and securities of foreign issuers. A fund may also experience higher expenses because it must sell or buy securities more frequently than it otherwise might in the absence of asset allocation program rebalancing or reallocations. Because asset allocation programs include periodic rebalancing and may also include reallocation, these effects may occur under the asset allocation program we offer or under asset allocation programs used in conjunction with the contracts and plans of other eligible purchasers of the funds. | |
| • | Funds available under the contract: We seek to provide a broad array of underlying funds taking into account the fees and charges imposed by each fund and the contract charges we impose. We select the underlying funds in which the subaccounts initially invest and when there is substitution (see “Substitution of Investments”). We also make all decisions regarding which funds to retain in a contract, which funds to add to a contract and which funds will no longer be offered in a contract. In making these decisions, we may consider various objective and subjective factors. Objective factors include, but are not limited to fund performance, fund expenses, classes of fund shares available, size of the fund and investment objectives and investing style of the fund. Subjective factors include, but are not limited to, investment sub-styles and process, management skill and history at other funds and portfolio concentration and sector weightings. We also consider the levels and types of revenue, including but not limited to expense payments and non-cash compensation a fund, its distributor, investment adviser, subadviser, transfer agent or their affiliates pay us and our affiliates. This revenue includes, but is not limited to compensation for administrative services provided with respect to the fund and support of marketing and distribution expenses incurred with respect to the fund. |
| • | Money Market fund yield: In low interest rate environments, money market fund yields may decrease to a level where the deduction of fees and charges associated with your contract could result in negative net performance, resulting in a corresponding decrease in your contract value. |
| • | Risks and Conflicts of Interest with Certain Funds Advised by Columbia Management. We are an affiliate of Ameriprise Financial, Inc., which is the parent company of Columbia Management Investment Advisers, LLC (Columbia Management). Columbia Management acts as investment adviser to several funds of funds, including Portfolio Navigator and Portfolio Stabilizer funds. As such, it retains full discretion over the investment activities and investment decisions of the funds. These funds invest in other registered mutual funds. In providing investment advisory services for the funds and the underlying funds in which those funds respectively invest, Columbia Management is, together with its affiliates, including us, subject to competing interests that may influence its decisions. These competing interests typically arise because Columbia Management Investment Advisers or one of its affiliates serves as the investment adviser to the underlying funds and may provide other services in connection with such underlying funds, and because the compensation we and our affiliates receive for providing these investment advisory and other services varies depending on the underlying fund. |
| • | Volatility and Volatility Management Risk with the Portfolio Stabilizer funds. Portfolio Stabilizer funds are managed volatility funds that employ a strategy designed to reduce overall volatility and downside risk. These types of funds are available under the contracts and one or more of these funds may be offered in other variable annuity and variable life insurance products offered by us. These funds may also be used in conjunction with guaranteed death benefit riders we offer with various annuity contracts. |
| Conflicts may arise because the manner in which these funds and their strategies are executed by Columbia Management are expected to benefit us by reducing our financial risk and expense in offering guaranteed death benefit riders. Managed volatility funds employ a strategy to reduce overall volatility and downside risk. A successful strategy may result in smaller losses to your contract value when markets are declining and market volatility is high. In turn, a successful strategy may also result in less gain in your contract value during rising markets with higher volatility when compared to funds not employing a managed volatility strategy. Accordingly, although an investment in the Portfolio Stabilizer funds may mitigate declines in your contract value due to declining equity markets, the Funds’ investment strategies may also curb or decrease your contract value during periods of positive performance by the equity markets. There is no guarantee any of the funds’ strategies will be successful. Costs associated with running a managed volatility strategy may also adversely impact the performance of managed volatility funds. | |
| While Columbia Management is the investment adviser to the Portfolio Navigator and Portfolio Stabilizer funds, it provides no investment advice to you as to whether an allocation to the funds is appropriate for you. You must decide whether an investment in these funds is right for you. Additional information on the funds, including risks and conflicts of interest, is included in their respective prospectuses. Columbia Management advised fund of funds and managed volatility funds and their investment objectives are in Appendix A. | |
| • | Revenue we receive from the funds and potential conflicts of interest: |
| • | Compensating, training and educating financial advisors who sell the contracts. |
| • | Granting access to our employees whose job it is to promote sales of the contracts by authorized selling firms and their financial advisors, and granting access to financial advisors of our affiliated selling firms. |
| • | Activities or services we or our affiliates provide that assist in the promotion and distribution of the contracts including promoting the funds available under the contracts to contract owners, authorized selling firms and financial advisors. |
| • | Providing sub-transfer agency and shareholder servicing to contract owners. |
| • | Promoting, including and/or retaining the fund’s investment portfolios as underlying investment options in the contracts. |
| • | Advertising, printing and mailing sales literature, and printing and distributing prospectuses and reports. |
| • | Furnishing personal services to contract owners, including education of contract owners regarding the funds, answering routine inquiries regarding a fund, maintaining accounts or providing such other services eligible for service fees as defined under the rules of the Financial Industry Regulatory Authority (FINRA). |
| • | Subaccounting services, transaction processing, recordkeeping and administration. |
| • | Sources of revenue received from affiliated funds: The affiliated funds are managed by Columbia Management or Columbia Wanger. The sources of revenue we receive from these affiliated funds, or from the funds’ affiliates, may include, but are not necessarily limited to, the following: |
| • | Assets of the fund’s adviser, sub-adviser, transfer agent, distributor or an affiliate of these. The revenue resulting from these sources may be based either on a percentage of average daily net assets of the fund or on the actual cost of certain services we provide with respect to the fund. We may receive this revenue either in the form of a cash payment or it may be allocated to us. |
| • | Compensation paid out of 12b-1 fees that are deducted from fund assets. |
| • | Sources of revenue received from unaffiliated funds: The unaffiliated funds are not managed by an affiliate of ours. The sources of revenue we receive from these unaffiliated funds, or the funds’ affiliates, may include, but are not necessarily limited to, the following: |
| • | Assets of the fund’s adviser, sub-adviser, transfer agent, distributor or an affiliate of these. The revenue resulting from these sources may be based either on a percentage of average daily net assets of the fund or on the actual cost of certain services we provide with respect to the fund. We receive this revenue in the form of a cash payment. |
| • | Compensation paid out of 12b-1 fees that are deducted from fund assets. |
| • | Securities issued by the U.S. government or its agencies or instrumentalities, which issues may or may not be guaranteed by the U.S. government; |
| • | Debt securities that have an investment grade, at the time of purchase, within the four highest grades assigned by any of three nationally recognized rating agencies — Standard & Poor’s, Moody’s Investors Service or Fitch — or are rated in the two highest grades by the National Association of Insurance Commissioners; |
| • | Debt instruments that are unrated, but which are deemed by RiverSource Life to have an investment quality within the four highest grades; |
| • | Other debt instruments which are unrated or rated below investment grade, limited to 15% of assets at the time of purchase; and |
| • | Real estate mortgages, limited to 30% of portfolio assets at the time of acquisition. |
| If your GPA rate is: | The MVA is: |
| Less than the new GPA rate + 0.10% | Negative |
| Equal to the new GPA rate + 0.10% | Zero |
| Greater than the new GPA rate + 0.10% | Positive |
| • | the Special DCA fixed account for a six month term; |
| • | the Special DCA fixed account for a twelve month term; |
| • | the approved investment options for the Enhanced Legacy benefit rider; |
| • | to the subaccounts, unless you have elected the Enhanced Legacy benefit rider. |
| • | GPAs, subaccounts and/or the Special DCA fixed account in which you want to invest; |
| • | how you want to make purchase payments; |
| • | a beneficiary; |
| • | one of the following optional death benefit riders: |
| – | ROPP Death Benefit (available if you are age 80 or older); |
| – | MAV Death Benefit; or |
| – | 5-Year MAV Death Benefit. |
| • | One of the additional optional death benefit riders (depending upon the optional death benefit rider selected): |
| – | Benefit Protector Death Benefit; or |
| – | Enhanced Legacy benefit rider. |
| Qualified annuities | $2,000 |
| Nonqualified annuities | $10,000 |
| through age 85 | $1,000,000 |
| for ages 86 to 90 | $100,000 |
| age 91 or older | $0 |
| through age 85 | $100,000 |
| for ages 86 to 90 | $50,000 |
| age 91 or older | $0 |
| through age 85 | $0 |
| for ages 86 to 90 | $0 |
| age 91 or older | $0 |
| * | If a group billing arrangement is set up through your employer, the minimum initial and minimum additional purchase payment is $25. |
| ** | These limits apply in total to all RiverSource Life annuities you own unless a higher amount applies to your contract. We reserve the right to waive or increase the maximum limit. For qualified annuities, the Code’s limits on annual contributions also apply. Additional purchase payments for inherited IRA contracts cannot be made unless the payment is IRA money inherited from the same decedent. |
| *** | Additional purchase payments are not allowed after the fifth contract year unless this is a tax qualified contract, in which case we allow additional purchase payments in any contract year up to the maximum permissible annual contribution described by the Code that was in effect on the contract date. |
| • | no earlier than the 30th day after the contract’s effective date; and no later than |
| • | the owner’s 95th birthday or the tenth contract anniversary, if later, |
| • | or such other date as agreed to by us. |
| Mortality and expense risk fee | |
| Standard Death Benefit | 0.95% |
| ROPP Death Benefit(1) | 1.30 |
| MAV Death Benefit | 1.20 |
| 5-year MAV Death Benefit | 1.05 |
| (1) | Only available for purchase as an optional rider for ages 80 or older on the rider effective date. |
| • | first, to the extent possible, the subaccounts pay this fee from any dividends distributed from the funds in which they invest; |
| • | then, if necessary, the funds redeem shares to cover any remaining fees payable. |
| Number of Completed Years Since Annuitization* | Surrender charge percentage |
| 1 | 5% |
| 2 | 4 |
| 3 | 3 |
| 4 | 2 |
| 5 | 1 |
| 6 and thereafter | 0 |
| 1. | We may increase the annual rider fee for all approved investment options at our discretion and on a nondiscriminatory basis. Your annual rider fee will increase if we declare an increase to the fee with written notice 30 days in advance. The new fee will be in effect on the date we declare in the written notice. You can terminate this rider if we receive your written request prior to the date of the fee increase. Currently the Enhanced Legacy benefit rider fee does not vary with the investment option selected. |
| 2. | The annual rider fee associated with a specified investment option may change at our discretion. If you are invested in any investment option that has an increase in the associated annual rider fee, your annual rider fee will increase. If you change your investment allocation to an investment option not affected by a fee increase, this move will count against the number of transfers allowed. We do not currently limit the number of transfers allowed each contract year. |
| • | the sum of your purchase payments and transfer amounts allocated to the GPA; |
| • | plus interest credited; |
| • | minus the sum of amounts surrendered and amounts transferred out; |
| • | minus any prorated portion of the contract administrative charge; and |
| • | minus the prorated portion of the charge for the Benefit Protector Death Benefit, if selected. |
| • | the sum of your purchase payments allocated to the Special DCA fixed account (including any positive or negative MVA on amounts transferred from the GPAs); |
| • | plus interest credited; |
| • | minus the sum of amounts surrendered and amounts transferred out; |
| • | minus any prorated portion of the contract administrative charge; and |
| • | minus any prorated portion of the charge if you have selected Benefit Protector Death Benefit rider. |
| • | adding the fund’s current net asset value per share, plus the per share amount of any accrued income or capital gain dividends to obtain a current adjusted net asset value per share; then |
| • | dividing that sum by the previous adjusted net asset value per share; and |
| • | subtracting the percentage factor representing the mortality and expense risk fee from the result. |
| Example of Net Investment Factor and Accumulation Unit Value | ||||
| Net asset value per share | 25.00000000 | |||
| + | Accrued income or capital gain dividends per share | 0.00000000 | ||
| = | Adjusted net asset value per share | 25.00000000 | ||
| ÷ | Previous adjusted net asset value per share | 25.20000000 | ||
| = | Investment factor | 0.99206349 | ||
| – | Daily mortality and expense risk fee | 0.00002596 | ||
| = | Net investment factor | 0.99203754 | ||
| Previous accumulation unit value | 2.05000000 | |||
| × | Net investment factor | 0.99203754 | ||
| = | Current accumulation unit value | 2.03367695 | ||
| • | additional purchase payments you allocate to the subaccounts; |
| • | transfers into or out of the subaccounts (including any positive or negative MVA on amounts transferred from the GPAs); |
| • | partial surrenders; |
| • | the contract administrative charge; and |
| • | the charge for Benefit Protector Death Benefit if selected; |
| • | changes in fund net asset value; |
| • | fund dividends distributed to the subaccounts; |
| • | fund capital gains or losses; |
| • | fund operating expenses; and/or |
| • | mortality and expense risk fees. |
| By investing an equal number of dollars each month | Month | Amount invested | Accumulation unit value | Number of units purchased | |
| Jan | $100 | $20 | 5.00 | ||
| Feb | 100 | 18 | 5.56 | ||
| you automatically buy more units when the per unit market price is low | Mar | 100 | 17 | 5.88 | |
| → | Apr | 100 | 15 | 6.67 | |
| May | 100 | 16 | 6.25 | ||
| June | 100 | 18 | 5.56 | ||
| July | 100 | 17 | 5.88 | ||
| and fewer units when the per unit market price is high. | Aug | 100 | 19 | 5.26 | |
| → | Sept | 100 | 21 | 4.76 | |
| Oct | 100 | 20 | 5.00 |
| (1) | the age of the participant, (the age of the younger participant under the Joint Option); |
| (2) | the contract value; |
| (3) | Prudent Income Percentages. |
| (1) | One of the Income Guide participants must be an owner or annuitant under the contract. |
| (2) | Your contract cannot be a beneficially owned IRA or inherited nonqualified stretch annuity. |
| (3) | You cannot be withdrawing substantially equal periodic payments as defined in the Internal Revenue Code. These payments are calculated in part using your life expectancy and place limits on the ability to increase withdrawals beyond a certain amount without incurring tax consequences. |
| (4) | If you have a systematic withdrawal program established, the frequency of withdrawal must be set at monthly. You cannot have more than one systematic withdrawal program established at the same time. |
| (5) | Your contract cannot have any active or deemed loans on it. |
| (6) | Your contract must have an Ameriprise advisor registered with AFS assigned as the agent of record on your contract. |
| (7) | All participants covered by the program must be at least age 50 and no older than age 85. |
| (1) | You modify your systematic withdrawal program to a frequency other than monthly or you have more than one systematic withdrawal program in effect. |
| (2) | You take a loan on the contract. |
| (3) | On any contract anniversary where the participant (for joint, youngest participant) attained the maximum age of 95 in the preceding contract year. |
| (4) | The death benefit under the contract becomes payable. |
| (5) | You elect a systematic withdrawal program to take substantially equal periodic payments as defined in the Internal Revenue Code. These payments are calculated in part using your life expectancy and place limits on the ability to increase withdrawals beyond a certain amount without incurring tax consequences. |
| (6) | AFS is no longer the servicing broker-dealer on your contract. |
| (7) | Your contract terminates for any reason, including full surrender, the contract value reaches zero, or when you annuitize your entire contract (this does not apply to partial annuitizations which are permitted while you participate in Income Guide). |
| Income Guide Status Definitions | |||
| Attention Needed | Caution | On Track | More Available |
| Prudent Income Amount is more than 20% below your current annual withdrawal amount | Prudent Income Amount is from 10.1% to 20% below your current annual withdrawal amount | Prudent Income Amount is from 10% below up to 24.9% above your current annual withdrawal amount | Prudent Income Amount is more than 25% or more above your current annual withdrawal amount |
| Income Guide Status | What the Status Means |
| Attention Needed | Based on your contract value, it is projected that your withdrawal amount may not be sustainable. |
| Caution | Based on your contract value, it is projected that your withdrawal amount is near a point where it may not be sustainable. |
| On Track | Based on your contract value, it is projected that your withdrawal amount is currently sustainable. Please note that the minimum 90% probability assumed in the program only applies to the Prudent Income Amount and not to the “On Track” status which includes a range above and below the current Prudent Income Amount. |
| More Available | Based on your contract value and withdrawal amount, it is projected there are more options available. |
| • | an investment allocation of 50% in equities and 50% in bonds; |
| • | average annual returns, after the deduction of all fund fees and expenses, of 9.0% on the equity allocation and 4.0% on the bond allocation that grades upward to 6.0% over a ten year period; |
| • | annual portfolio returns have a standard deviation of 9.0%; |
| • | a 1.0% average annual mortality and expense risk fee being assessed; and |
| • | taking level withdrawals each month. |
| (1) | the fees, average annual total returns and volatility of the underlying funds you have elected; |
| (2) | the specific fees of your contract; |
| (3) | additional purchase payments to the contract; |
| (4) | withdrawals in addition to the monthly systematic withdrawal; |
| (5) | partial annuitizations; or |
| (6) | your actual life expectancy or retirement horizon. |
| Participant Age | Single Option | Joint Option | Participant Age | Single Option | Joint Option | Participant Age | Single Option | Joint Option |
| 50 | 3.0% | 2.5% | 66 | 4.6% | 4.1% | 81 | 6.3% | 5.8% |
| 51 | 3.1% | 2.6% | 67 | 4.7% | 4.2% | 82 | 6.6% | 6.1% |
| 52 | 3.2% | 2.7% | 68 | 4.8% | 4.3% | 83 | 6.9% | 6.4% |
| 53 | 3.3% | 2.8% | 69 | 4.9% | 4.4% | 84 | 7.2% | 6.7% |
| 54 | 3.4% | 2.9% | 70 | 5.0% | 4.5% | 85 | 7.5% | 7.0% |
| 55 | 3.5% | 3.0% | 71 | 5.1% | 4.6% | 86 | 8.0% | 7.5% |
| 56 | 3.6% | 3.1% | 72 | 5.2% | 4.7% | 87 | 8.5% | 8.0% |
| 57 | 3.7% | 3.2% | 73 | 5.3% | 4.8% | 88 | 9.0% | 8.5% |
| Participant Age | Single Option | Joint Option | Participant Age | Single Option | Joint Option | Participant Age | Single Option | Joint Option |
| 58 | 3.8% | 3.3% | 74 | 5.4% | 4.9% | 89 | 9.5% | 9.0% |
| 59 | 3.9% | 3.4% | 75 | 5.5% | 5.0% | 90 | 10.0% | 9.5% |
| 60 | 4.0% | 3.5% | 76 | 5.6% | 5.1% | 91 | 10.5% | 10.0% |
| 61 | 4.1% | 3.6% | 77 | 5.7% | 5.2% | 92 | 11.0% | 10.5% |
| 62 | 4.2% | 3.7% | 78 | 5.8% | 5.3% | 93 | 11.5% | 11.0% |
| 63 | 4.3% | 3.8% | 79 | 5.9% | 5.4% | 94 | 12.0% | 11.5% |
| 64 | 4.4% | 3.9% | 80 | 6.0% | 5.5% | 95 | 12.5% | 12.0% |
| 65 | 4.5% | 4.0% |
| (1) | you have elected the Single Option; |
| (2) | you are age 65; |
| (3) | your monthly systematic withdrawal amount is $350.00 ($4,200.00 annually); and |
| (4) | your contract value is $100,000.00. |
| • | If we receive your transfer request at our Service Center in good order before the close of the NYSE (4:00 pm Eastern time unless the NYSE closes earlier), we will process your transfer using the accumulation unit value we calculate on the valuation date we received your transfer request. |
| • | If we receive your transfer request at our Service Center in good order at or after the close of the NYSE (4:00 pm Eastern time unless the NYSE closes earlier), we will process your transfer using the accumulation unit value we calculate on the next valuation date after we received your transfer request. |
| • | If we receive your transfer request at our Service Center in good order before the close of the NYSE (4:00 pm Eastern time unless the NYSE closes earlier), we will process your transfer using the accumulation unit value we calculate on the valuation date we received your transfer request. |
| • | If we receive your transfer request at our Service Center in good order at or after the close of the NYSE (4:00 pm Eastern time unless the NYSE closes earlier), we will process your transfer using the accumulation unit value we calculate on the next valuation date after we received your transfer request. |
| • | Before the annuitization start date, you may transfer contract values between the subaccounts, or from the subaccounts to the GPAs at any time. |
| • | You may transfer contract values from a GPA any time after 60 days of transfer or payment allocation to the account. Transfers made more than 30 days before the end of the guarantee period will receive an MVA, which may result in a gain or loss of contract value, unless an exception applies (see “The Guarantee Period Accounts (GPAs) — Market Value Adjustment (MVA)”). |
| • | You may not transfer contract values from the subaccounts or the GPAs into the Special DCA fixed account. However, you may transfer contract values as automated monthly transfers from the Special DCA fixed account to the subaccounts (See “Special DCA Fixed Account.”) |
| • | After the annuitization start date, you may not make transfers to or from the GPAs, but you may make transfers once per contract year among the subaccounts. During the annuity payout period, we reserve the right to limit the number of subaccounts in which you may invest. On the annuitization start date, you must transfer all contract value out of your GPAs and Special DCA fixed account. |
| • | diluting the value of an investment in an underlying fund in which a subaccount invests; |
| • | increasing the transaction costs and expenses of an underlying fund in which a subaccount invests; and |
| • | preventing the investment adviser(s) of an underlying fund in which a subaccount invests from fully investing the assets of the fund in accordance with the fund’s investment objectives. |
| • | requiring transfer requests to be submitted only by first-class U.S. mail; |
| • | not accepting hand-delivered transfer requests or requests made by overnight mail; |
| • | not accepting telephone or electronic transfer requests; |
| • | requiring a minimum time period between each transfer; |
| • | not accepting transfer requests of an agent acting under power of attorney; |
| • | limiting the dollar amount that you may transfer at any one time; |
| • | suspending the transfer privilege; or |
| • | modifying instructions under an automated transfer program to exclude a restricted fund if you do not provide new instructions. |
| • | Each fund may restrict or refuse trading activity that the fund determines, in its sole discretion, represents market timing. |
| • | Even if we determine that your transfer activity does not constitute market timing under the market timing policies described above which we apply to transfers you make under the contract, it is possible that the underlying fund’s market timing policies and procedures, including instructions we receive from a fund, may require us to reject your transfer request. For example, we will attempt to execute transfers permitted under any asset allocation, dollar-cost averaging and asset rebalancing programs that may be described in this prospectus, we cannot guarantee that an underlying fund’s market timing policies and procedures will do so. Orders we place to purchase fund shares for the variable accounts are subject to acceptance by the fund. We reserve the right to reject without prior notice to you any transfer request if the fund does not accept our order. |
| • | Each underlying fund is responsible for its own market timing policies, and we cannot guarantee that we will be able to implement specific market timing policies and procedures that a fund has adopted. As a result, a fund’s returns might be adversely affected, and a fund might terminate our right to offer its shares through the variable account. |
| • | Funds that are available as investment options under the contract may also be offered to other intermediaries who are eligible to purchase and hold shares of the fund, including without limitation, separate accounts of other insurance companies and certain retirement plans. Even if we are able to implement a fund’s market timing policies, we cannot guarantee that other intermediaries purchasing that same fund’s shares will do so, and the returns of that fund could be adversely affected as a result. |
| Minimum amount | |
| Transfers or surrenders: | $250 or entire account balance** |
| Maximum amount | |
| Transfers or surrenders: | Contract value or entire account balance |
| * | Failure to provide your Social Security Number or Taxpayer Identification Number may result in mandatory tax withholding on the taxable portion of the distribution. |
| ** | The contract value after a partial surrender must be at least $500. |
| • | Automated surrenders may be restricted by applicable law under some contracts. |
| • | You may not make additional systematic payments if automated partial surrenders are in effect. |
| • | Automated partial surrenders may result in income taxes and penalties on all or part of the amount surrendered. |
| • | The balance in any account from which you make an automated transfer or automated partial surrender must be sufficient to satisfy your instructions. If not, we will suspend your entire automated arrangement until the balance is adequate. |
| Minimum amount | |
| Transfers or surrenders: | $50 |
| Maximum amount | |
| Transfers or surrenders: | None (except for automated transfers from the fixed account) |
| Minimum amount | |
| Transfers or surrenders: | $250 or entire account balance |
| Maximum amount | |
| Transfers: | Contract value or entire account balance |
| Surrenders: | $100,000 |
| • | If we receive your surrender request at our Service Center in good order before the close of the NYSE (4:00pm Eastern time unless the NYSE closes earlier), we will process your surrender using the accumulation unit value we calculate on the valuation date we received your surrender request. |
| • | If we receive your surrender request at our Service Center in good order at or after the close of the NYSE (4:00pm Eastern time unless the NYSE closes earlier), we will process your surrender using the accumulation unit value we calculate on the next valuation date after we received your surrender request. |
| • | If we receive your surrender request at our Service Center in good order before the close of the NYSE (4:00pm Eastern time unless the NYSE closes earlier), we will process your surrender using the accumulation unit value we calculate on the valuation date we received your surrender request. |
| • | If we receive your surrender request at our Service Center in good order at or after the close of the NYSE (4:00pm Eastern time unless the NYSE closes earlier), we will process your surrender using the accumulation unit value we calculate on the next valuation date after we received your surrender request. |
| • | payable to you; |
| • | mailed to address of record. |
| • | request that payment be wired to your bank; |
| • | pre-authorization required. |
| – | the NYSE is closed, except for normal holiday and weekend closings; |
| – | trading on the NYSE is restricted, according to SEC rules; |
| – | an emergency, as defined by SEC rules, makes it impractical to sell securities or value the net assets of the accounts; or |
| – | the SEC permits us to delay payment for the protection of security holders. |
| • | the corruption or destruction of data; |
| • | theft, misuse or dissemination of data to the public, including your information we hold; and |
| • | denial of service attacks on our website or other forms of attacks on our systems and the software and hardware we use to run them. |
| • | Distributions attributable to salary reduction contributions (plus earnings) made after Dec. 31, 1988, or to transfers or rollovers from other contracts, may be made from the TSA only if: |
| – | you are at least age 59½; |
| – | you are disabled as defined in the Code; |
| – | you severed employment with the employer who purchased the contract; |
| – | the distribution is because of your death; |
| – | the distribution is due to plan termination; or |
| – | you are a qualifying military reservist. |
| • | If you encounter a financial hardship (as provided by the Code), you may be eligible to receive a distribution of all contract values attributable to salary reduction contributions made after Dec. 31, 1988, but not the earnings on them. |
| • | Even though a distribution may be permitted under the above rules, it may be subject to IRS taxes and penalties (see “Taxes”). |
| • | The above restrictions on distributions do not affect the availability of the amount credited to the contract as of Dec. 31, 1988. The restrictions also do not apply to transfers or exchanges of contract value within the contract, or to another registered variable annuity contract or investment vehicle available through the employer. |
| • | If the contract has a loan provision, the right to receive a loan is described in detail in your contract. Loans will not be available if you have a Enhanced Legacy benefit rider or Benefit Protector Death Benefit rider. |
| • | If you have the Enhanced Legacy benefit rider, joint ownership and joint annuitants are not allowed while this rider is in force. For contracts issued in all states except California, if any owner is age 75 or younger immediately following the ownership change, the rider will continue and the benefit amount may be reset. An assignment or change of ownership may also be made to a non-natural owner (e.g. an individual ownership changed to an irrevocable trust) or to a revocable trust, with either holding for the sole benefit of the prior owner. Assignments and ownership changes other than these will terminate the rider. For contracts issued in California, the benefits provided under the rider are only payable at the annuitant’s death. You may not change the annuitant while this rider is in force, unless you are the annuitant and your spouse becomes the owner and annuitant under the spousal continuation provision. An ownership change will not terminate the rider or reset the benefit amount. |
| • | If you have the Benefit Protector rider, if any owner is older than age 75 immediately following the ownership change, the rider will terminate upon change of ownership. If all owners are younger than age 76, the rider continues unless the owner chooses to terminate it during the 30-day window following the effective date of the ownership change. The Benefit Protector death benefit values may be reset (see “Optional Death Benefits — Benefit Protector Death Benefit Rider”). |
| • | If you elected the ROPP Death Benefit and if any owner is older than age 79 immediately following the ownership change, the ROPP Death Benefit will continue. If all owners are age 79 or younger, the ROPP Death Benefit will terminate and the Standard Death Benefit will apply. |
| • | If you elected the 5-Year MAV Death Benefit and if any owner is older than age 75 immediately following the ownership change, this rider will terminate and the Standard Death Benefit will apply. If all owners are age 75 or younger, the 5-Year MAV Death Benefit will continue. |
| • | If you elected the MAV Death Benefit and if any owner is older than age 79 immediately following the ownership change, this rider will terminate and the Standard Death Benefit will apply. If all owners are age 79 or younger, the MAV Death Benefit will continue. |
| • | The ROPP Death Benefit, MAV Death Benefit and 5-Year MAV Death Benefit values may be reset (see “Benefits in the Case of Death”). |
| • | If the death benefit that applies to your contract changes due to an ownership change, the mortality and expense risk fee may change as well (see “Charges — Mortality and Expense Risk Fee”). |
| • | the contract value after any rider charges have been deducted; |
| • | the Return of Purchase Payments (ROPP) value; or |
| • | the Full Surrender Value. |
| Adjusted partial surrenders | = | a × b |
| c |
| a | = | the amount your contract value is reduced by the partial surrender. |
| b | = | the applicable ROPP value, MAV value or 5-year MAV value on the date of (but prior to) the partial surrender. |
| c | = | the contract value on the date of (but prior to) the partial surrender. |
| • | pro rata rider charges, |
| • | the contract charge, and |
| • | any positive or negative market value adjustment. |
| • | You purchase the contract with a payment of $20,000 |
| • | During the second contract year the contract value falls to $18,000, at which point you take a $1,500 partial surrender, leaving a contract value of $16,500. |
| We calculate the death benefit as follows: | ||||
| The total purchase payments minus adjustments for partial surrenders: | ||||
| Total purchase payments minus adjusted partial surrenders, calculated as: | $20,000 | |||
| $1,500 × $20,000 | = | –1,667 | ||
| $18,000 | ||||
| for a standard death benefit of: | $18,333 | |||
| since this is greater than your contract value of $16,500 | ||||
| • | the beneficiary elects in writing, and payouts begin, no later than one year after your death, or other date as permitted by the IRS; and |
| • | the payout period does not extend beyond the beneficiary’s life or life expectancy. |
| • | Spouse beneficiary: If you have not elected an annuity payout plan, and if your spouse is the sole primary beneficiary, your spouse may either elect to treat the contract as his/her own (spousal continuation), so long as he or she is eligible to do so, or elect an annuity payout plan or another plan agreed to by us. If your spouse elects a payout option, the payouts must begin no later than the year in which you would have reached age 72. If you attained age 72 at the time of death, payouts must begin no later than Dec. 31 of the year following the year of your death. |
| Your spouse may elect to assume ownership of the contract with the contract value equal to the death benefit that would otherwise have been paid (without regard to the Full Surrender Value). To do this your spouse must, on the date our death claim requirements are fulfilled, give us written instructions to continue the contract as owner. If you elected any optional contract features or riders, your spouse will be subject to all limitations and/or restrictions of those features or riders just as if they were purchasing a new contract and the values may be reset (see “Optional Death Benefits” and “Benefits in the Case of Death — Standard Death Benefit”). If the death benefit applicable to the contract changes due to spousal continuation, the mortality and expense risk fee may change as well (see “Charges — Mortality and Expense Risk Fee”). | |
| If you purchased this contract as an inherited IRA and your spouse is the sole beneficiary, he or she can elect to continue this contract as an inherited IRA. Your spouse must follow the schedule of minimum surrenders established based on your life expectancy. | |
| If you purchased this contract as an inherited IRA and your spouse is not the sole beneficiary, he or she can elect an alternative payment plan for his or her share of the death benefit and all optional death benefits will terminate. Your spouse beneficiary must submit the applicable investment options form. No additional purchase payments will be accepted. The death benefit payable on the death of the spouse beneficiary is the greater of the contract value after |
| any rider charges have been deducted and the Full Surrender Value; the mortality and expense risk fee will be the same as is applicable to the Standard Death Benefit. Your spouse must follow the schedule of minimum surrenders established based on your life expectancy. | |
| • | Non-spouse beneficiary: If you have not elected an annuity payout plan, the beneficiary is required to withdraw his or her entire inherited interest within 10 years of the date of death of the owner unless they qualify as an “eligible designated beneficiary.” Eligible designated beneficiaries may continue to take proceeds out over their life expectancy. Eligible designated beneficiaries include: |
| • | the surviving spouse; |
| • | a lawful child of the owner under the age of majority (remaining amount must be withdrawn within 10 years, once the child reaches the age of majority); |
| • | disabled within the meaning of Code section 72(m)(7); |
| • | chronically ill within the meaning of Code section 7702B(c)(2); |
| • | any other person who is not more than 10 years younger than the owner. |
| • | the beneficiary elects in writing, and payouts begin, no later than one year following the year of your death; and |
| • | the payout period does not extend beyond the beneficiary’s life or life expectancy for an eligible designated beneficiary. (Payout plans are limited if the beneficiary is not an eligible designated beneficiary.) |
| • | Spouse and Non-spouse beneficiary: If a beneficiary elects an alternative payment plan which is an inherited IRA, all optional death benefits will terminate. The beneficiary must submit the applicable investment options form. No additional purchase payments will be accepted. The death benefit payable on the death of the beneficiary is the greater of the contract value and the Full Surrender Value; the mortality and expense risk fee will be the same as is applicable to the Standard Death Benefit. |
| • | Annuity payout plan: If you elect an annuity payout plan, the payouts to your beneficiary may continue depending on the annuity payout plan you elect, subject to adjustment to comply with the IRS rules and regulations. |
| • | ROPP Death Benefit; |
| • | MAV Death Benefit; |
| • | 5-Year MAV Death Benefit; and |
| • | Benefit Protector Death Benefit; and |
| • | Enhanced Legacy rider. |
| 1. | the contract value after any rider charges have been deducted, |
| 2. | the ROPP Value, or |
| 3. | the Full Surrender Value. |
| 1. | the contract value after any rider charges have been deducted; |
| 2. | the ROPP value; |
| 3. | the MAV; or |
| 4. | the Full Surrender Value. |
| (a) | the contract value after any rider charges have been deducted, or |
| (b) | the MAV on that date, but prior to the reset. |
| 1. | the contract value after any rider charges have been deducted; |
| 2. | the ROPP value; |
| 3. | the 5-year MAV; or |
| 4. | the Full Surrender Value. |
| (a) | the contract value after any rider charges have been deducted, or |
| (b) | the 5-Year MAV on that date, but prior to the reset. |
| • | the applicable death benefit, plus: |
| • | 40% of your earnings at death if you were under age 70 on the rider effective date; or |
| • | 15% of your earnings at death if you were age 70 or older on the rider effective date. |
| • | You may terminate the rider within 30 days after the first rider anniversary. |
| • | You may terminate the rider within 30 days after any rider anniversary beginning with the seventh rider anniversary. |
| • | The rider will terminate when you make a full surrender from the contract or on the annuitization start date. |
| • | Your spouse may terminate the rider within 30 days following the effective date of the spousal continuation if your spouse is age 75 or younger. |
| • | You may terminate the rider within 30 days following the effective date of an ownership change if you are age 75 or younger. |
| • | The rider will terminate for a spousal continuation or ownership change if the spouse or any owner is age 76 or older at the time of the change. |
| • | The rider will terminate after the death benefit is payable, unless the spouse continues the contract under spousal continuation provision. |
| • | The rider will terminate when beneficiary elects an alternative payment plan which is an inherited IRA. |
| 1. | contract value after any rider charges have been deducted; or |
| 2. | the ROPP value; or |
| 3. | the Accumulation Death Benefit (ADB) value; or |
| 4. | the MAV. |
| • | The benefits provided under this rider are only payable at the annuitant’s death and terms “you” or “your” refer to annuitant. |
| • | If the owner is a natural person, the owner and the annuitant must be the same at issue. |
| a × b | where: |
| c |
| a | = | the amount the contract value is reduced by the partial surrender |
| b | = | the applicable ROPP value, ADB value or MAV on the date of (but prior to) the partial surrender |
| c | = | the contract value on the date of (but prior to) the partial surrender. |
| 1. | On the first contract anniversary, we increase the ADB value by 5%, multiplied by the ADB value as of 60 days after the contract date. |
| 2. | On each contract anniversary after the first and prior to you reaching age 81, we increase the ADB value by 5%, multiplied by the prior contract anniversary’s ADB value. |
| 3. | On each contract anniversary prior to you reaching age 86, the MAV will be increased to the contract value (after rider charges are deducted) if greater. |
| • | Investment Allocation Restriction: This rider requires 100% allocation of purchase payments and your contract value to approved investment options, which are currently Portfolio Stabilizer funds. This means that you will not be able to allocate contract value to all of the subaccountsand GPAs, that are available under the contract to contract owners who do not elect the rider. (See “Investment Allocation Restrictions for Certain Optional Riders”). You may allocate purchase payments to the Special DCA fixed account, when available, and we will make monthly transfers into the investment option you have chosen. We reserve the right to limit the number of investment option changes per contract year. We also reserve the right to limit elective investment option changes if required to comply with the written instructions of a fund (see “Making the Most of Your Contract – Transferring Among Accounts – Market Timing”). We reserve the right to add, remove or substitute approved investment options at any time and in our sole discretion. Any substitution of funds may be subject to the SEC or state insurance departments approval. (See “Substitution of Investments”). |
| • | Limitation on Purchase payments: We reserve the right to limit the cumulative amount of purchase payments, subject to state restrictions. This may limit your ability to increase the contract value and death benefit. For current purchase payment restrictions, please see “Buying Your Contract — Purchase Payments”. |
| 1. | After the death benefit is payable, unless the spouse continues the contract as described in the spouse’s option to continue contract provision, the rider will terminate. |
| 2. | For contracts issued in California, after the death benefit is payable, if you are not the annuitant, the rider will terminate. |
| 3. | Certain assignment and ownership changes as described in the Assignment and Change of Ownership provision will terminate the rider (does not apply to contracts issued in California). |
| 4. | On the annuitization start date the rider will terminate. |
| 5. | In relation to certain increases to the annual rider fee as described in the Enhanced Legacy Benefit Rider Charge provision, your written request will terminate the rider. |
| 6. | Reduction of the contract value to zero will terminate the rider. |
| 7. | Termination of the contract for any reason will terminate the rider. |
| • | the annuity payout plan you select; |
| • | the annuitant's age and, in most cases, sex; |
| • | the annuity table in the contract; and |
| • | the amounts you allocated to the accounts on the annuitization start date. |
| • | Plan A: Life annuity — no refund: We make monthly payouts until the annuitant's death. Payouts end with the last payout before the annuitant's death. We will not make any further payouts. This means that if the annuitant dies after we made only one monthly payout, we will not make any more payouts. |
| • | Plan B: Life income with guaranteed period: We make monthly payouts for a guaranteed payout period of five, ten, or 15 years that you elect. This election will determine the length of the payout period in the event if the annuitant dies before the elected period expires. We calculate the guaranteed payout period from the annuitization start date. If the annuitant outlives the elected guaranteed payout period, we will continue to make payouts until the annuitant's death. |
| • | Plan C: Life annuity — installment refund: We make monthly payouts until the annuitant's death, with our guarantee that payouts will continue for some period of time. We will make payouts for at least the number of months determined by dividing the amount applied under this option by the first monthly payout, whether or not the annuitant is living. |
| • | Plan D: Joint and last survivor life annuity — no refund: We make monthly payouts while both the annuitant and a joint annuitant are living. If either annuitant dies, we will continue to make monthly payouts at the full amount until the death of the surviving annuitant. Payouts end with the death of the second annuitant. For inherited IRAs, joint life payouts are only available for spouses or non-spouse not more than 10 years younger |
| • | in equal or substantially equal payments over a period not longer than your life expectancy or over the joint life expectancy of you and your designated beneficiary; or |
| • | over a period certain not longer than your life expectancy or over the life expectancy of you and your designated beneficiary. |
| • | because of your death or in the event of nonnatural ownership, the death of the annuitant; |
| • | because you become disabled (as defined in the Code); |
| • | if the distribution is part of a series of substantially equal periodic payments, made at least annually, over your life or life expectancy (or joint lives or life expectancies of you and your beneficiary); |
| • | if it is allocable to an investment before Aug. 14, 1982; or |
| • | if annuity payouts are made under immediate annuities as defined by the Code. |
| • | the payout is one in a series of substantially equal periodic payouts, made at least annually, over your life or life expectancy (or the joint lives or life expectancies of you and your designated beneficiary) or over a specified period of 10 years or more; |
| • | the payout is a RMD as defined under the Code; |
| • | the payout is made on account of an eligible hardship; or |
| • | the payout is a corrective distribution. |
| • | because of your death; |
| • | because you become disabled (as defined in the Code); |
| • | if the distribution is part of a series of substantially equal periodic payments made at least annually, over your life or life expectancy (or joint lives or life expectancies of you and your beneficiary); |
| • | if the distribution is made following severance from employment during or after the calendar year in which you attain age 55 (TSAs and annuities funding 401(a) plans only); |
| • | to pay certain medical or education expenses (IRAs only); or |
| • | if the distribution is made from an inherited IRA. |
| • | the reserve held in each subaccount for your contract; divided by |
| • | the net asset value of one share of the applicable fund. |
| • | laws or regulations change; |
| • | the existing funds become unavailable; or |
| • | in our judgment, the funds no longer are suitable (or no longer the most suitable) for the subaccounts. |
| • | add new subaccounts; |
| • | combine any two or more subaccounts; |
| • | transfer assets to and from the subaccounts or the variable account; and |
| • | eliminate or close any subaccounts. |
| • | Only securities broker-dealers ("selling firms") registered with the SEC and members of the FINRA may sell the contract. |
| • | The contracts are continuously offered to the public through authorized selling firms. We and RiverSource Distributors have a sales agreement with the selling firm. The sales agreement authorizes the selling firm to offer the contracts to the public. RiverSource Distributors pays the selling firm (or an affiliated insurance agency) for contracts its financial advisors sell. The selling firm may be required to return sales commissions under certain circumstances including but not limited to when contracts are returned under the free look period. |
| • | We may use compensation plans which vary by selling firm. For example, We may pay ongoing trail commissions of up to 1.25% of the contract value. We do not pay or withhold payment of commissions based on which investment options you select. |
| • | We may pay selling firms a temporary additional sales commission of up to 1% of purchase payments for a period of time we select. For example, we may offer to pay a temporary additional sales commission to get selling firms to market a new or enhanced contract or to increase sales during the period. |
| • | In addition to commissions, we may, in order to promote sales of the contracts, and as permitted by applicable laws and regulations, pay or provide selling firms with other promotional incentives in cash, credit or other compensation. We generally (but may not) offer these promotional incentives to all selling firms. The terms of such arrangements differ between selling firms. These promotional incentives may include but are not limited to: |
| • | sponsorship of marketing, educational, due diligence and compliance meetings and conferences we or the selling firm may conduct for financial advisors, including subsidy of travel, meal, lodging, entertainment and other expenses related to these meetings; |
| • | marketing support related to sales of the contract including for example, the creation of marketing materials, advertising and newsletters; |
| • | providing service to contract owners; and |
| • | funding other events sponsored by a selling firm that may encourage the selling firm's financial advisors to sell the contract. |
| • | revenues we receive from fees and expenses that you will pay when buying, owning and surrendering the contract (see "Expense Summary"); |
| • | compensation we or an affiliate receive from the underlying funds in the form of distribution and services fees (see "The Variable Account and the Funds - The funds"); |
| • | compensation we or an affiliate receive from a fund's investment adviser, subadviser, distributor or an affiliate of any of these (see "The Variable Account and the Funds - The funds"); and |
| • | revenues we receive from other contracts and policies we sell that are not securities and other businesses we conduct. |
| • | fees and expenses we collect from contract owners; and |
| • | fees and expenses charged by the underlying funds in which the subaccounts you select invest, to the extent we or one of our affiliates receive revenue from the funds or an affiliated person. |
| • | give selling firms a heightened financial incentive to sell the contract offered in this prospectus over another investment with lower compensation to the selling firm. |
| • | cause selling firms to encourage their financial advisors to sell you the contract offered in this prospectus instead of selling you other alternative investments that may result in lower compensation to the selling firm. |
| • | cause selling firms to grant us access to its financial advisors to promote sales of the contract offered in this prospectus, while denying that access to other firms offering similar contracts or other alternative investments which may pay lower compensation to the selling firm. |
| • | The selling firm pays its financial advisors. The selling firm decides the compensation and benefits it will pay its financial advisors. |
| • | To inform yourself of any potential conflicts of interest, ask your financial advisor before you buy how the selling firm and its financial advisors are being compensated and the amount of the compensation that each will receive if you buy the contract. |
| Name of Service Provider | Services Provided | Address |
| Ameriprise Financial, Inc. | Business affairs management and administrative support related to new business and servicing of existing contracts and policies | 707 Second Avenue South Minneapolis MN 55402 USA |
| Ameriprise India Private Limited | Administrative support related to new business and servicing of existing contracts and policies annual report filings | Plot No. 14, Sector 18 Udyog Vihar Gurugram, Haryana – 122 015 India |
| Sykes Enterprise Incorporated | Administrative support related to e new business and servicing of existing contracts and policies | 10 th Floor, Glorietta BPO 1 Office Tower Makati City 1224 Metro Manila Philippines |
| Investing In | Investment Objective and Policies | Investment Adviser |
| AB VPS Dynamic Asset Allocation Portfolio (Class B) | Seeks to maximize total return consistent with AllianceBernstein's determination of reasonable risk. | AllianceBernstein L.P. |
| AB VPS Large Cap Growth Portfolio (Class B) | Seeks long-term growth of capital. | AllianceBernstein L.P. |
| ALPS | Alerian Energy Infrastructure Portfolio: Class III | The Portfolio seeks investment results that correspond (before fees and expenses) generally to the price and yield performance of its underlying index, the Alerian Midstream Energy Select Index (the "Index"). | ALPS Advisors, Inc. |
| American Century VP Value, Class II | Seeks long-term capital growth. Income is a secondary objective. | American Century Investment Management, Inc. |
| BlackRock Global Allocation V.I. Fund (Class III) | Seeks high total investment return. | BlackRock Advisors, LLC |
| Columbia Variable Portfolio - Balanced Fund (Class 2) (available for contract applications signed on or after 5/3/2021) | Seeks maximum total investment return through a combination of capital growth and current income. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Balanced Fund (Class 3) (available for contract applications signed prior to 5/3/2021) | Seeks maximum total investment return through a combination of capital growth and current income. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Commodity Strategy Fund (Class 2) | Seeks to provide shareholders with total return. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Contrarian Core Fund (Class 2) | Seeks total return, consisting of long-term capital appreciation and current income. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Disciplined Core Fund (Class 2) | Seeks to provide shareholders with capital appreciation. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Dividend Opportunity Fund (Class 2) | Seeks to provide shareholders with a high level of current income and, as a secondary objective, steady growth of capital. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Emerging Markets Bond Fund (Class 2) | Non-diversified fund that seeks to provide shareholders with high total return through current income and, secondarily, through capital appreciation. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Emerging Markets Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC |
| Investing In | Investment Objective and Policies | Investment Adviser |
| Columbia Variable Portfolio - Global Strategic Income Fund (Class 2) | Non-diversified fund that seeks to provide shareholders with high total return through income and growth of capital. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Government Money Market Fund (Class 2) | Seeks to provide shareholders with maximum current income consistent with liquidity and stability of principal. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - High Yield Bond Fund (Class 2) | Seeks to provide shareholders with high current income as its primary objective and, as its secondary objective, capital growth. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Income Opportunities Fund (Class 2) | Seeks to provide shareholders with a high total return through current income and capital appreciation. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Intermediate Bond Fund (Class 2) | Seeks to provide shareholders with a high level of current income while attempting to conserve the value of the investment for the longest period of time. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Large Cap Growth Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Large Cap Index Fund (Class 2) (available for contract applications signed on or after 5/3/2021) | Seeks to provide shareholders with long-term capital appreciation. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Large Cap Index Fund (Class 3) (available for contract applications signed prior to 5/3/2021) | Seeks to provide shareholders with long-term capital appreciation. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Limited Duration Credit Fund (Class 2) | Seeks to provide shareholders with a level of current income consistent with preservation of capital. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Long Government/Credit Bond Fund (Class 2) | Seeks total return, consisting of current income and capital appreciation. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Mid Cap Growth Fund (Class 2) | Seeks to provide shareholders with growth of capital. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Overseas Core Fund (Class 2) | Seeks to provide shareholders with capital appreciation. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Select Large Cap Value Fund (Class 2) | Seeks to provide shareholders with long-term growth of capital. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Select Mid Cap Value Fund (Class 2) | Seeks to provide shareholders with long-term growth of capital. | Columbia Management Investment Advisers, LLC |
| Investing In | Investment Objective and Policies | Investment Adviser |
| Columbia Variable Portfolio - Select Small Cap Value Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - Strategic Income Fund (Class 2) | Seeks total return, consisting of current income and capital appreciation. | Columbia Management Investment Advisers, LLC |
| Columbia Variable Portfolio - U.S. Government Mortgage Fund (Class 2) | Seeks to provide shareholders with current income as its primary objective and, as its secondary objective, preservation of capital. | Columbia Management Investment Advisers, LLC |
| CTIVP ® - American Century Diversified Bond Fund (Class 2) | Seeks to provide shareholders with a high level of current income. | Columbia Management Investment Advisers, LLC, adviser; American Century Investment Management, Inc., subadviser. |
| CTIVP ® - BlackRock Global Inflation-Protected Securities Fund (Class 2) | Non-diversified fund that seeks to provide shareholders with total return that exceeds the rate of inflation over the long term. | Columbia Management Investment Advisers, LLC, adviser; BlackRock Financial Management, Inc., subadviser; BlackRock International Limited, sub-subadviser. |
| CTIVP ® - CenterSquare Real Estate Fund (Class 2) | Seeks to provide shareholders with current income and capital appreciation. | Columbia Management Investment Advisers, LLC, adviser; CenterSquare Investment Management LLC, subadviser. |
| CTIVP ® - Loomis Sayles Growth Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC, adviser; Loomis, Sayles & Company, L.P., subadviser. |
| CTIVP ® - MFS® Value Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC, adviser; Massachusetts Financial Services Company, subadviser. |
| CTIVP ® - Morgan Stanley Advantage Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC, adviser; Morgan Stanley Investment Management Inc., subadviser. |
| CTIVP ® - T. Rowe Price Large Cap Value Fund (Class 2) | Seeks to provide shareholders with long-term growth of capital and income. | Columbia Management Investment Advisers, LLC, adviser; T. Rowe Price Associates, Inc., subadviser. |
| CTIVP ® - TCW Core Plus Bond Fund (Class 2) | Seeks to provide shareholders with total return through current income and capital appreciation. | Columbia Management Investment Advisers, LLC, adviser; TCW Investment Management Company LLC, subadviser. |
| CTIVP ® - Victory Sycamore Established Value Fund (Class 2) | Seeks to provide shareholders with long-term growth of capital. | Columbia Management Investment Advisers, LLC, adviser; Victory Capital Management Inc., subadviser. |
| CTIVP ® - Wells Fargo Short Duration Government Fund (Class 2) | Seeks to provide shareholders with current income consistent with capital preservation. | Columbia Management Investment Advisers, LLC, adviser; Wells Capital Management Incorporated, subadviser. |
| CTIVP ® - Westfield Mid Cap Growth Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC, adviser; Westfield Capital Management Company, L.P., subadviser. |
| DWS Alternative Asset Allocation VIP, Class B | Seeks capital appreciation. | DWS Investment Management Americas Inc., adviser; RREEF America L.L.C., subadvisor. |
| Fidelity ® VIP Contrafund® Portfolio Service Class 2 | Seeks long-term capital appreciation. Normally invests primarily in common stocks. Invests in securities of companies whose value FMR believes is not fully recognized by the public. Invests in either "growth" stocks or "value" stocks or both. The fund invests in domestic and foreign issuers. | Fidelity Management & Research Company (FMR) (the Adviser) is the fund's manager. |
| Investing In | Investment Objective and Policies | Investment Adviser |
| Fidelity ® VIP Mid Cap Portfolio Service Class 2 | Seeks long-term growth of capital. Normally invests primarily in common stocks. Normally invests at least 80% of assets in securities of companies with medium market capitalizations. May invest in companies with smaller or larger market capitalizations. Invests in domestic and foreign issuers. The Fund invests in either "growth" or "value" common stocks or both. | Fidelity Management & Research Company (FMR) (the Adviser) is the fund's manager. |
| Fidelity ® VIP Strategic Income Portfolio Service Class 2 | Seeks a high level of current income and may also seek capital appreciation. | Fidelity Management & Research Company (FMR) (the Adviser) is the fund's manager. |
| Franklin Income VIP Fund - Class 2 | Seeks to maximize income while maintaining prospects for capital appreciation. Under normal market conditions, the fund invests in a diversified portfolio of equity and debt securities. | Franklin Advisers, Inc. |
| Franklin Mutual Shares VIP Fund - Class 2 | Seeks capital appreciation, with income as a secondary goal. Under normal market conditions, the fund invests primarily in U.S. and foreign equity securities that the investment manager believes are undervalued. | Franklin Mutual Advisers, LLC |
| Franklin Small Cap Value VIP Fund - Class 2 | Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small capitalization companies. | Franklin Mutual Advisers, LLC |
| Goldman Sachs VIT Multi-Strategy Alternatives Portfolio - Advisor Shares | Seeks long-term growth of capital. | Goldman Sachs Asset Management, L.P. |
| Invesco V.I. Balanced-Risk Allocation Fund, Series II Shares | Seeks total return with a low to moderate correlation to traditional financial market indices. | Invesco Advisers, Inc. |
| Invesco V.I. Global Fund, Series II Shares (previously Invesco Oppenheimer V.I. Global Fund, Series II Shares) | Seeks capital appreciation. | Invesco Advisers, Inc. |
| Invesco V.I. Global Strategic Income Fund, Series II Shares (previously Invesco Oppenheimer V.I. Global Strategic Income Fund, Series II Shares) | Seeks total return | Invesco Advisers, Inc. |
| Invesco V.I. Main Street Small Cap Fund®, Series II Shares (previously Invesco Oppenheimer V.I. Main Street Small Cap Fund®, Series II Shares) | Seeks capital appreciation. | Invesco Advisers, Inc. |
| Ivy VIP Asset Strategy, Class II | Seeks to provide total return. | Ivy Investment Management Company |
| Janus Henderson Balanced Portfolio: Service Shares | Seeks long-term capital growth, consistent with preservation of capital and balanced by current income. | Janus Capital Management LLC |
| Investing In | Investment Objective and Policies | Investment Adviser |
| Janus Henderson Flexible Bond Portfolio: Service Shares | Seeks to obtain maximum total return, consistent with preservation of capital. | Janus Capital Management LLC |
| Janus Henderson Research Portfolio: Service Shares | Seeks long-term growth of capital. | Janus Capital Management LLC |
| Lazard Retirement Global Dynamic Multi-Asset Portfolio - Service Shares | Seeks long-term capital appreciation. | Lazard Asset Management, LLC |
| MFS ® Utilities Series - Service Class | Seeks total return. | Massachusetts Financial Services Company |
| Morgan Stanley VIF Discovery Portfolio, Class II Shares (not available to new investors on or after April 5, 2021) | The Fund seeks long-term capital growth by investing primarily in common stocks and other equity securities. | Morgan Stanley Investment Management Inc. |
| Neuberger Berman AMT Sustainable Equity Portfolio (Class S) | Seeks long-term growth of capital by investing primarily in securities of companies that meet the Fund's environmental, social and governance (ESG) criteria. | Neuberger Berman Investment Advisers LLC |
| Neuberger Berman AMT U.S. Equity Index PutWrite Strategy Portfolio (Class S) | Seeks long-term growth of capital and income generation. | Neuberger Berman Investment Advisers LLC |
| PIMCO VIT All Asset Portfolio, Advisor Class | Seeks maximum real return, consistent with preservation of real capital and prudent investment management. | Pacific Investment Management Company LLC (PIMCO) |
| PIMCO VIT Global Managed Asset Allocation Portfolio, Advisor Class | Seeks total return which exceeds that of a blend of 60% MSCI World Index/40% Barclays U.S. Aggregate Index. | Pacific Investment Management Company LLC (PIMCO) |
| PIMCO VIT Total Return Portfolio, Advisor Class | Seeks maximum total return, consistent with preservation of capital and prudent investment management. | Pacific Investment Management Company LLC (PIMCO) |
| Templeton Global Bond VIP Fund - Class 2 | Seeks high current income, consistent with preservation of capital, with capital appreciation as a secondary consideration. Under normal market conditions, the fund invests at least 80% of its net assets in debt securities of any maturity. | Franklin Advisers, Inc. |
| VanEck VIP Global Gold Fund (Class S Shares) | Seeks long-term capital appreciation by investing in common stocks of gold-mining companies. The Fund may take current income into consideration when choosing investments. | Van Eck Associates Corporation |
| Variable Portfolio - Aggressive Portfolio (Class 2) | Seeks to provide a high level of total return that is consistent with an aggressive level of risk. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Conservative Portfolio (Class 2) | Seeks to provide a high level of total return that is consistent with a conservative level of risk. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Managed Risk Fund (Class 2) | Pursues total return while seeking to manage the Fund's exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Investing In | Investment Objective and Policies | Investment Adviser |
| Variable Portfolio - Managed Risk U.S. Fund (Class 2) | Pursues total return while seeking to manage the Fund's exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Managed Volatility Conservative Fund (Class 2) | Pursues total return while seeking to manage the Fund's exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Managed Volatility Conservative Growth Fund (Class 2) | Pursues total return while seeking to manage the Fund's exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Managed Volatility Growth Fund (Class 2) | Pursues total return while seeking to manage the Fund's exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Managed Volatility Moderate Growth Fund (Class 2) | Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Moderate Portfolio (Class 2) | Seeks to provide a high level of total return that is consistent with a moderate level of risk. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Moderately Aggressive Portfolio (Class 2) | Seeks to provide a high level of total return that is consistent with a moderately aggressive level of risk. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Moderately Conservative Portfolio (Class 2) | Seeks to provide a high level of total return that is consistent with a moderately conservative level of risk. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - Partners Core Bond Fund (Class 2) | Seeks to provide shareholders with a high level of current income while conserving the value of the investment for the longest period of time. | Columbia Management Investment Advisers, LLC, adviser; J.P. Morgan Investment Management Inc. and Wells Capital Management Incorporated, subadvisers. |
| Variable Portfolio - Partners Core Equity Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC, adviser; J.P. Morgan Investment Management Inc. and T. Rowe Price Associates, Inc., subadvisers. |
| Variable Portfolio - Partners International Core Equity Fund (Class 2) | Seeks to provide shareholders with long-term growth of capital. | Columbia Management Investment Advisers, LLC, adviser; Schroder Investment Management North America Inc. (SIMNA Inc.), together with its affiliate, Schroder Investment Management North America Limited (SIMNA Ltd. and together with SIMNA Inc., Schroders), subadviser. |
| Variable Portfolio - Partners International Growth Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers LLC, adviser; William Blair Investment Management, LLC and Walter Scott & Partners Limited, subadvisers. |
| Variable Portfolio - Partners International Value Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC, adviser; Pzena Investment Management, LLC and Thompson, Siegel & Walmsley LLC (TSW), subadvisers. |
| Variable Portfolio - Partners Small Cap Growth Fund (Class 2) | Seeks to provide shareholders with long-term capital growth. | Columbia Management Investment Advisers, LLC, adviser; Scout Investments Inc., and Wells Capital Management Incorporated, subadvisers. |
| Investing In | Investment Objective and Policies | Investment Adviser |
| Variable Portfolio - Partners Small Cap Value Fund (Class 2) | Seeks to provide shareholders with long-term capital appreciation. | Columbia Management Investment Advisers, LLC, adviser; Segall Bryant & Hamill, LLC and William Blair Investment Management, LLC, subadvisers; Investment Counselors of Maryland, LLC, subadviser. |
| Variable Portfolio - U.S. Flexible Conservative Growth Fund (Class 2) | Pursues total return while seeking to manage the Fund's exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - U.S. Flexible Growth Fund (Class 2) | Pursues total return while seeking to manage the Fund's exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Variable Portfolio - U.S. Flexible Moderate Growth Fund (Class 2) | Pursues total return while seeking to manage the Fund's exposure to equity market volatility. | Columbia Management Investment Advisers, LLC |
| Wells Fargo VT Opportunity Fund - Class 2 | Seeks long-term capital appreciation. | Wells Fargo Funds Management, LLC, adviser; Wells Capital Management Inc., sub-adviser. |
| Wells Fargo VT Small Cap Growth Fund - Class 2 | Seeks long-term capital appreciation. | Wells Fargo Funds Management, LLC, adviser; Wells Capital Management Inc., sub-adviser. |
| Western Asset Variable Global High Yield Bond Portfolio - Class II | Seeks to maximize total return. | Legg Mason Partners Fund Adviser, LLC; Western Asset Management Company, LLC, Western Asset Management Company Limited & Western Asset Management Pte. Ltd., sub-advisors. |
| • | You purchase a contract and allocate part of your purchase payment to the ten-year GPA; and |
| • | we guarantee an interest rate of 3.0% annually for your ten-year Guarantee Period; and |
| • | after three years, you decide to make a surrender from your GPA. In other words, there are seven years left in your guarantee period. |
| Early surrender amount | × | [ | ( | 1 + i | ) | (n/12) | –1 | ] | = | MVA |
| 1 + j + .001 |
| Where i | = | rate earned in the GPA from which amounts are being transferred or surrendered. |
| j | = | current rate for a new Guaranteed Period equal to the remaining term in the current Guarantee Period (rounded up to the next year). |
| n | = | number of months remaining in the current Guarantee Period (rounded up to the next month). |
| • | You purchase a contract and allocate part of your purchase payment to the ten-year GPA; and |
| • | we guarantee an interest rate of 3.0% annually for your ten-year Guarantee Period; and |
| • | after three years, you decide to make a $1,000 surrender from your GPA. In other words, there are seven years left in your guarantee period. |
| $1,000 | × | [ | ( | 1.030 | ) | (84/12) | –1 | ] | = | -$39.84 |
| 1 + .035 + .001 |
| $1,000 | × | [ | ( | 1.030 | ) | (84/12) | –1 | ] | = | $27.61 |
| 1 + .025 + .001 |
| • | You purchase the contract with a payment of $25,000; and |
| • | During the second contract year the contract value falls to $22,000 and you take a $1,500 partial surrender; and |
| • | During the third contract year the contract value grows to $23,000. |
| We calculate the ROPP Death Benefit as follows: | ||||
| Contract value at death: | $23,000.00 | |||
| Purchase payments minus adjusted partial surrenders: | ||||
| Total purchase payments: | $25,000.00 | |||
| minus adjusted partial surrenders, calculated as: | ||||
| $1,500 × $25,000 | = | –1,704.54 | ||
| $22,000 | ||||
| for a death benefit of: | $23,295.45 | |||
| The ROPP Death Benefit, calculated as the greatest of these two values: | $23,295.45 | |||
| • | You purchase the contract with a payment of $25,000. |
| • | On the first contract anniversary the contract value grows to $26,000. |
| • | During the second contract year the contract value falls to $22,000, at which point you take a $1,500 partial surrender, leaving a contract value of $20,500. |
| We calculate the MAV death benefit, which is based on the greater of three values, as follows: | ||||
| 1. | Contract value at death: | $20,500.00 | ||
| 2. | Purchase payments minus adjusted partial surrenders: | |||
| Total purchase payments: | $25,000.00 | |||
| minus adjusted partial surrenders, calculated as: | ||||
| $1,500 × $25,000 | = | –1,704.55 | ||
| $22,000 | ||||
| for a death benefit of: | $23,295.45 | |||
| 3. | The MAV immediately preceding the date of death: | |||
| Greatest of your contract anniversary values: | $26,000.00 | |||
| plus purchase payments made since the prior anniversary: | +0.00 | |||
| minus adjusted partial surrenders, calculated as: | ||||
| $1,500 × $26,000 | = | –1,772.73 | ||
| $22,000 | ||||
| for a death benefit of: | $24,227.27 | |||
| The MAV Death Benefit, calculated as the greatest of these three values, which is the MAV: | $24,227.27 | |||
| • | You purchase the contract with a payment of $25,000. |
| • | On the fifth contract anniversary the contract value grows to $26,000. |
| • | During the sixth contract year the contract value falls to $22,000, at which point you take a $1,500 partial surrender, leaving a contract value at $20,500. |
| We calculate the 5-Year MAV death benefit, which is based on the greater of three values, as follows: | ||||
| 1. | Contract value at death: | $20,500.00 | ||
| 2. | Purchase payments minus adjusted partial surrenders: | |||
| Total purchase payments: | $25,000.00 | |||
| minus adjusted partial surrenders, calculated as: | ||||
| $1,500 × $25,000 | = | –1,704.55 | ||
| $22,000 | ||||
| for a death benefit of: | $23,295.45 | |||
| 3. | The 5-Year MAV immediately preceding the date of death: | |||
| Greatest of your contract anniversary values: | $26,000.00 | |||
| plus purchase payments made since the prior anniversary: | +0.00 | |||
| minus adjusted partial surrenders, calculated as: | ||||
| $1,500 × $26,000 | = | –1,772.73 | ||
| $22,000 | ||||
| for a death benefit of: | $24,227.27 | |||
| The 5-Year MAV Death Benefit, calculated as the greatest of these three values, which is the 5-Year MAV: | $24,227.27 | |||
| • | You purchase the contract with a payment of $100,000 and you are under age 70. You select the MAV and the Benefit Protector. |
| • | During the first contract year the contract value grows to $105,000. The death benefit equals the standard death benefit, which is the contract value, or $105,000. You have not reached the first contract anniversary so the Benefit Protector does not provide any additional benefit at this time. |
| • | On the first contract anniversary the contract value grows to $110,000. The death benefit equals: |
| MAV death benefit amount (contract value): | $110,000 |
| plus the Benefit Protector which equals 40% of earnings at death (MAV death benefit amount minus remaining purchase payments): | |
| 0.40 × ($110,000 – $100,000) = | +4,000 |
| Total death benefit of: | $114,000 |
| • | On the second contract anniversary the contract value falls to $105,000. The death benefit equals: |
| MAV death benefit amount (maximum anniversary value): | $110,000 |
| plus the Benefit Protector (40% of earnings at death): | |
| 0.40 × ($110,000 – $100,000) = | +4,000 |
| Total death benefit of: | $114,000 |
| • | During the third contract year the contract value remains at $105,000 and you request a partial surrender of $50,000. We calculate remaining purchase payments as $100,000 – $45,000 = $55,000 (remember that $5,000 of the partial surrender is contract earnings). The death benefit equals: |
| MAV death benefit amount (maximum anniversary value adjusted for partial surrenders): | |||
| $110,000 – | ($50,000 X $110,000) | = | $57,619 |
| $105,000 | |||
| plus the Benefit Protector (40% of earnings at death): | |||
| 0.40 × ($57,619 – $55,000) = | +1,048 | ||
| Total death benefit of: | $58,667 | ||
| • | On the third contract anniversary the contract value falls by $40,000. The death benefit remains at $58,667. The reduction in contract value has no effect. |
| • | On the ninth contract anniversary the contract value grows to a new high of $200,000. Earnings at death reaches its maximum of 250% of remaining purchase payments that are one or more years old. The death benefit equals: |
| MAV death benefit amount (contract value): | $200,000 |
| plus the Benefit Protector (40% of earnings at death) | |
| 0.40 × 2.50 × ($55,000) = | +55,000 |
| Total death benefit of: | $255,000 |
| • | You purchase the contract with a payment of $25,000; and |
| • | on the first contract anniversary the total contract value is $25,750; and |
| • | 100 days into the second contract year the total contract value is $24,300. You take a $1,500 partial surrender, leaving the contract value at $22,800. The partial year fee for the Enhanced Legacy benefit rider on that day would be $64.10 ($24,629.63 x 0.95% x 100 / 365). |
| The death benefit, which is based on the greatest of four values, is calculated as follows: | ||||
| 1. | Contract value death benefit (contract value minus rider fees):$22,800.00 - $64.10 = $22,735.90 | $22,735.90 | ||
| 2. | Purchase payments minus adjusted partial surrenders: | |||
| Total purchase payments: | $25,000.00 | |||
| minus adjusted partial surrenders, calculated as: | ||||
| $1,500 × $25,000 | = | –1,543.21 | ||
| $24,300 | ||||
| for a death benefit of: | $23,456.79 | |||
| 3. | The MAV immediately preceding the date of death: | |||
| The MAV on the immediately preceding anniversary: | $25,750.00 | |||
| plus purchase payments made since that anniversary: | +0.00 | |||
| minus adjusted partial surrenders, calculated as: | ||||
| $1,500 × $25,750 | = | –1,589.51 | ||
| $24,300 | ||||
| for a death benefit of: | $24,160.49 | |||
| 4. | The Accumulation Death Benefit value: | |||
| The ADB value on the first contract anniversary calculated as: 1.05 × $25,000 = | $26,250.00 | |||
| plus purchase payments made since that anniversary: | +0.00 | |||
| minus adjusted partial surrender calculated as: | ||||
| $1,500 × $26,250 | = | –1,620.37 | ||
| $24,300 | ||||
| for a death benefit of: | $24,629.63 | |||
| Enhanced Legacy benefit, calculated as the greatest of these four values, which is the Accumulation Death Benefit value: | $24,629.63 | |||
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| AB VPS Dynamic Asset Allocation Portfolio (Class B) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.31 | $1.15 | $1.25 | $1.10 | $1.08 | $1.10 | $1.07 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.36 | $1.31 | $1.15 | $1.25 | $1.10 | $1.08 | $1.10 | $1.07 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,278 | 3,267 | 1,985 | 1,825 | 1,643 | 1,676 | 1,226 | 791 | — | — |
| AB VPS Large Cap Growth Portfolio (Class B) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.99 | $3.00 | $2.96 | $2.27 | $2.24 | $2.04 | $1.81 | $1.33 | $1.16 | $1.21 |
| Accumulation unit value at end of period | $5.34 | $3.99 | $3.00 | $2.96 | $2.27 | $2.24 | $2.04 | $1.81 | $1.33 | $1.16 |
| Number of accumulation units outstanding at end of period (000 omitted) | 7,180 | 6,613 | 5,624 | 4,590 | 3,072 | 2,941 | 1,377 | 589 | 267 | 93 |
| ALPS/Alerian Energy Infrastructure Portfolio: Class III (4/30/2013) | ||||||||||
| Accumulation unit value at beginning of period | $0.95 | $0.80 | $0.99 | $1.01 | $0.73 | $1.18 | $1.06 | $1.00 | — | — |
| Accumulation unit value at end of period | $0.71 | $0.95 | $0.80 | $0.99 | $1.01 | $0.73 | $1.18 | $1.06 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 10,001 | 10,883 | 11,708 | 13,653 | 13,785 | 12,552 | 10,397 | 3,655 | — | — |
| American Century VP Value, Class II (8/13/2001) | ||||||||||
| Accumulation unit value at beginning of period | $3.22 | $2.56 | $2.85 | $2.65 | $2.23 | $2.34 | $2.10 | $1.61 | $1.42 | $1.42 |
| Accumulation unit value at end of period | $3.22 | $3.22 | $2.56 | $2.85 | $2.65 | $2.23 | $2.34 | $2.10 | $1.61 | $1.42 |
| Number of accumulation units outstanding at end of period (000 omitted) | 15,482 | 16,561 | 18,256 | 20,496 | 22,042 | 23,479 | 26,320 | 29,234 | 31,529 | 36,454 |
| BlackRock Global Allocation V.I. Fund (Class III) (4/30/2012) | ||||||||||
| Accumulation unit value at beginning of period | $1.43 | $1.22 | $1.34 | $1.19 | $1.15 | $1.18 | $1.17 | $1.03 | $1.00 | — |
| Accumulation unit value at end of period | $1.71 | $1.43 | $1.22 | $1.34 | $1.19 | $1.15 | $1.18 | $1.17 | $1.03 | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 18,398 | 18,379 | 19,527 | 20,271 | 19,437 | 19,317 | 15,638 | 11,699 | 3,226 | — |
| Columbia Variable Portfolio – Balanced Fund (Class 3) (9/15/1999) | ||||||||||
| Accumulation unit value at beginning of period | $2.39 | $1.97 | $2.11 | $1.86 | $1.77 | $1.75 | $1.61 | $1.34 | $1.18 | $1.16 |
| Accumulation unit value at end of period | $2.79 | $2.39 | $1.97 | $2.11 | $1.86 | $1.77 | $1.75 | $1.61 | $1.34 | $1.18 |
| Number of accumulation units outstanding at end of period (000 omitted) | 55,169 | 52,172 | 50,535 | 51,410 | 47,474 | 37,714 | 33,526 | 33,040 | 33,359 | 39,535 |
| Columbia Variable Portfolio – Commodity Strategy Fund (Class 2) (4/30/2013) | ||||||||||
| Accumulation unit value at beginning of period | $0.55 | $0.52 | $0.61 | $0.61 | $0.54 | $0.72 | $0.93 | $1.00 | — | — |
| Accumulation unit value at end of period | $0.54 | $0.55 | $0.52 | $0.61 | $0.61 | $0.54 | $0.72 | $0.93 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,241 | 2,883 | 2,926 | 2,321 | 1,718 | 1,625 | 587 | 150 | — | — |
| Columbia Variable Portfolio – Contrarian Core Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $2.11 | $1.60 | $1.78 | $1.48 | $1.38 | $1.36 | $1.21 | $1.00 | — | — |
| Accumulation unit value at end of period | $2.55 | $2.11 | $1.60 | $1.78 | $1.48 | $1.38 | $1.36 | $1.21 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 15,653 | 16,017 | 16,602 | 17,049 | 14,367 | 9,669 | 5,364 | 2,048 | — | — |
| Columbia Variable Portfolio – Disciplined Core Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.28 | $2.66 | $2.79 | $2.27 | $2.13 | $2.13 | $1.87 | $1.42 | $1.26 | $1.21 |
| Accumulation unit value at end of period | $3.69 | $3.28 | $2.66 | $2.79 | $2.27 | $2.13 | $2.13 | $1.87 | $1.42 | $1.26 |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,909 | 4,163 | 3,504 | 2,796 | 2,539 | 2,275 | 1,150 | 553 | 251 | 40 |
| Columbia Variable Portfolio – Dividend Opportunity Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.43 | $1.99 | $2.13 | $1.89 | $1.68 | $1.75 | $1.61 | $1.28 | $1.14 | $1.21 |
| Accumulation unit value at end of period | $2.43 | $2.43 | $1.99 | $2.13 | $1.89 | $1.68 | $1.75 | $1.61 | $1.28 | $1.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 9,792 | 9,923 | 8,812 | 8,410 | 7,265 | 5,599 | 4,707 | 3,248 | 1,392 | 844 |
| Columbia Variable Portfolio – Emerging Markets Bond Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.10 | $0.99 | $1.08 | $0.98 | $0.89 | $0.91 | $0.90 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.17 | $1.10 | $0.99 | $1.08 | $0.98 | $0.89 | $0.91 | $0.90 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,740 | 4,583 | 4,429 | 4,150 | 2,851 | 2,505 | 2,761 | 1,137 | — | — |
| Columbia Variable Portfolio – Emerging Markets Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.46 | $1.13 | $1.45 | $1.00 | $0.96 | $1.07 | $1.10 | $1.14 | $0.95 | $1.22 |
| Accumulation unit value at end of period | $1.93 | $1.46 | $1.13 | $1.45 | $1.00 | $0.96 | $1.07 | $1.10 | $1.14 | $0.95 |
| Number of accumulation units outstanding at end of period (000 omitted) | 14,110 | 12,868 | 12,286 | 9,779 | 5,901 | 5,314 | 5,297 | 3,910 | 1,839 | 1,102 |
| Columbia Variable Portfolio – Global Strategic Income Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.01 | $0.92 | $0.98 | $0.94 | $0.96 | $1.03 | $1.04 | $1.13 | $1.08 | $1.04 |
| Accumulation unit value at end of period | $1.04 | $1.01 | $0.92 | $0.98 | $0.94 | $0.96 | $1.03 | $1.04 | $1.13 | $1.08 |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,606 | 3,693 | 3,604 | 3,467 | 3,187 | 2,791 | 2,668 | 2,699 | 2,020 | 1,190 |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Columbia Variable Portfolio – Government Money Market Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $0.94 | $0.94 | $0.93 | $0.94 | $0.95 | $0.96 | $0.97 | $0.98 | $0.99 | $1.00 |
| Accumulation unit value at end of period | $0.94 | $0.94 | $0.94 | $0.93 | $0.94 | $0.95 | $0.96 | $0.97 | $0.98 | $0.99 |
| Number of accumulation units outstanding at end of period (000 omitted) | 41,345 | 19,585 | 23,211 | 9,397 | 9,951 | 6,571 | 5,034 | 5,954 | 1,172 | 825 |
| Columbia Variable Portfolio – High Yield Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.73 | $1.50 | $1.58 | $1.50 | $1.36 | $1.39 | $1.36 | $1.29 | $1.13 | $1.08 |
| Accumulation unit value at end of period | $1.83 | $1.73 | $1.50 | $1.58 | $1.50 | $1.36 | $1.39 | $1.36 | $1.29 | $1.13 |
| Number of accumulation units outstanding at end of period (000 omitted) | 11,533 | 11,087 | 11,600 | 11,719 | 9,952 | 8,478 | 6,903 | 4,568 | 2,838 | 1,107 |
| Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.69 | $1.47 | $1.54 | $1.47 | $1.34 | $1.37 | $1.33 | $1.28 | $1.13 | $1.07 |
| Accumulation unit value at end of period | $1.77 | $1.69 | $1.47 | $1.54 | $1.47 | $1.34 | $1.37 | $1.33 | $1.28 | $1.13 |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,792 | 6,333 | 6,544 | 6,347 | 6,040 | 14,061 | 15,213 | 15,891 | 1,475 | 587 |
| Columbia Variable Portfolio – Intermediate Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.29 | $1.20 | $1.21 | $1.18 | $1.14 | $1.15 | $1.10 | $1.14 | $1.07 | $1.02 |
| Accumulation unit value at end of period | $1.44 | $1.29 | $1.20 | $1.21 | $1.18 | $1.14 | $1.15 | $1.10 | $1.14 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 19,902 | 16,207 | 12,314 | 12,012 | 9,706 | 7,288 | 5,718 | 5,271 | 6,013 | 3,544 |
| Columbia Variable Portfolio – Large Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.48 | $2.59 | $2.73 | $2.16 | $2.15 | $2.00 | $1.77 | $1.38 | $1.16 | $1.21 |
| Accumulation unit value at end of period | $4.63 | $3.48 | $2.59 | $2.73 | $2.16 | $2.15 | $2.00 | $1.77 | $1.38 | $1.16 |
| Number of accumulation units outstanding at end of period (000 omitted) | 7,276 | 6,082 | 5,803 | 4,866 | 4,306 | 3,556 | 1,650 | 1,074 | 553 | 92 |
| Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (5/1/2000) | ||||||||||
| Accumulation unit value at beginning of period | $2.48 | $1.91 | $2.03 | $1.69 | $1.53 | $1.53 | $1.36 | $1.04 | $0.91 | $0.91 |
| Accumulation unit value at end of period | $2.90 | $2.48 | $1.91 | $2.03 | $1.69 | $1.53 | $1.53 | $1.36 | $1.04 | $0.91 |
| Number of accumulation units outstanding at end of period (000 omitted) | 61,708 | 61,001 | 54,565 | 48,132 | 42,843 | 40,321 | 37,322 | 38,404 | 40,265 | 46,053 |
| Columbia Variable Portfolio – Limited Duration Credit Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.15 | $1.08 | $1.09 | $1.08 | $1.03 | $1.07 | $1.08 | $1.07 | $1.02 | $1.01 |
| Accumulation unit value at end of period | $1.20 | $1.15 | $1.08 | $1.09 | $1.08 | $1.03 | $1.07 | $1.08 | $1.07 | $1.02 |
| Number of accumulation units outstanding at end of period (000 omitted) | 19,603 | 13,422 | 12,393 | 9,957 | 8,639 | 4,608 | 3,837 | 2,142 | 1,603 | 889 |
| Columbia Variable Portfolio – Long Government/Credit Bond Fund (Class 2) (4/30/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.22 | $1.03 | $1.10 | $1.00 | $0.98 | $0.99 | $0.95 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.41 | $1.22 | $1.03 | $1.10 | $1.00 | $0.98 | $0.99 | $0.95 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 6,486 | 4,907 | 4,086 | 4,794 | 5,110 | 3,685 | 1,824 | 428 | — | — |
| Columbia Variable Portfolio – Mid Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.60 | $1.95 | $2.07 | $1.70 | $1.69 | $1.62 | $1.52 | $1.17 | $1.07 | $1.27 |
| Accumulation unit value at end of period | $3.48 | $2.60 | $1.95 | $2.07 | $1.70 | $1.69 | $1.62 | $1.52 | $1.17 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,513 | 3,093 | 2,784 | 2,228 | 1,875 | 1,603 | 682 | 384 | 92 | 91 |
| Columbia Variable Portfolio – Overseas Core Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.63 | $1.32 | $1.60 | $1.27 | $1.37 | $1.32 | $1.46 | $1.20 | $1.03 | $1.19 |
| Accumulation unit value at end of period | $1.76 | $1.63 | $1.32 | $1.60 | $1.27 | $1.37 | $1.32 | $1.46 | $1.20 | $1.03 |
| Number of accumulation units outstanding at end of period (000 omitted) | 7,021 | 5,765 | 5,332 | 5,023 | 4,155 | 3,028 | 1,445 | 889 | 446 | 166 |
| Columbia Variable Portfolio – Select Large Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.98 | $2.38 | $2.74 | $2.29 | $1.93 | $2.06 | $1.87 | $1.37 | $1.17 | $1.20 |
| Accumulation unit value at end of period | $3.15 | $2.98 | $2.38 | $2.74 | $2.29 | $1.93 | $2.06 | $1.87 | $1.37 | $1.17 |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,454 | 4,605 | 4,415 | 3,070 | 2,409 | 1,990 | 1,473 | 533 | 91 | 52 |
| Columbia Variable Portfolio – Select Mid Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.69 | $2.07 | $2.41 | $2.15 | $1.91 | $2.03 | $1.83 | $1.34 | $1.14 | $1.26 |
| Accumulation unit value at end of period | $2.85 | $2.69 | $2.07 | $2.41 | $2.15 | $1.91 | $2.03 | $1.83 | $1.34 | $1.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,545 | 4,286 | 4,070 | 3,662 | 3,283 | 2,637 | 2,007 | 1,383 | 354 | 215 |
| Columbia Variable Portfolio – Select Small Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.49 | $2.14 | $2.47 | $2.23 | $1.98 | $2.07 | $1.97 | $1.34 | $1.15 | $1.27 |
| Accumulation unit value at end of period | $2.68 | $2.49 | $2.14 | $2.47 | $2.23 | $1.98 | $2.07 | $1.97 | $1.34 | $1.15 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,022 | 1,791 | 1,945 | 1,625 | 1,524 | 1,310 | 964 | 564 | 193 | 81 |
| Columbia Variable Portfolio – Strategic Income Fund (Class 2) (4/29/2011) | ||||||||||
| Accumulation unit value at beginning of period | $1.26 | $1.16 | $1.17 | $1.12 | $1.04 | $1.07 | $1.04 | $1.05 | $0.95 | $1.00 |
| Accumulation unit value at end of period | $1.33 | $1.26 | $1.16 | $1.17 | $1.12 | $1.04 | $1.07 | $1.04 | $1.05 | $0.95 |
| Number of accumulation units outstanding at end of period (000 omitted) | 22,559 | 20,576 | 16,609 | 15,211 | 10,308 | 6,562 | 4,404 | 3,947 | 3,269 | 1,394 |
| Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.13 | $1.07 | $1.06 | $1.04 | $1.03 | $1.02 | $0.98 | $1.01 | $1.00 | $1.00 |
| Accumulation unit value at end of period | $1.17 | $1.13 | $1.07 | $1.06 | $1.04 | $1.03 | $1.02 | $0.98 | $1.01 | $1.00 |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,563 | 3,890 | 3,382 | 3,466 | 3,503 | 2,879 | 2,039 | 1,116 | 1,594 | 1,177 |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| CTIVP ® – American Century Diversified Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.24 | $1.14 | $1.17 | $1.13 | $1.10 | $1.12 | $1.06 | $1.10 | $1.06 | $1.00 |
| Accumulation unit value at end of period | $1.33 | $1.24 | $1.14 | $1.17 | $1.13 | $1.10 | $1.12 | $1.06 | $1.10 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 7,453 | 5,661 | 3,657 | 3,618 | 3,321 | 2,338 | 2,028 | 1,882 | 1,851 | 479 |
| CTIVP ® – BlackRock Global Inflation-Protected Securities Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.30 | $1.21 | $1.24 | $1.22 | $1.13 | $1.16 | $1.08 | $1.16 | $1.11 | $1.02 |
| Accumulation unit value at end of period | $1.40 | $1.30 | $1.21 | $1.24 | $1.22 | $1.13 | $1.16 | $1.08 | $1.16 | $1.11 |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,950 | 5,017 | 4,610 | 3,836 | 2,688 | 1,994 | 1,633 | 1,568 | 1,542 | 739 |
| CTIVP ® – CenterSquare Real Estate Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.97 | $1.58 | $1.69 | $1.61 | $1.55 | $1.59 | $1.41 | $1.38 | $1.07 | $1.20 |
| Accumulation unit value at end of period | $1.85 | $1.97 | $1.58 | $1.69 | $1.61 | $1.55 | $1.59 | $1.41 | $1.38 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,332 | 5,255 | 4,946 | 5,029 | 4,541 | 3,923 | 2,953 | 2,042 | 906 | 442 |
| CTIVP ® – Lazard International Equity Advantage Fund (Class 2) (4/30/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.20 | $1.04 | $1.25 | $1.02 | $0.99 | $1.04 | $1.05 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.24 | $1.20 | $1.04 | $1.25 | $1.02 | $0.99 | $1.04 | $1.05 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 8,229 | 7,652 | 6,698 | 4,862 | 1,660 | 931 | 646 | 90 | — | — |
| CTIVP ® – Loomis Sayles Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.60 | $2.77 | $2.87 | $2.18 | $2.09 | $1.91 | $1.72 | $1.34 | $1.19 | $1.21 |
| Accumulation unit value at end of period | $4.69 | $3.60 | $2.77 | $2.87 | $2.18 | $2.09 | $1.91 | $1.72 | $1.34 | $1.19 |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,073 | 3,785 | 3,496 | 2,839 | 1,651 | 853 | 660 | 432 | 162 | 101 |
| CTIVP ® – Los Angeles Capital Large Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.38 | $2.58 | $2.63 | $2.03 | $2.11 | $2.01 | $1.84 | $1.37 | $1.22 | $1.23 |
| Accumulation unit value at end of period | $4.58 | $3.38 | $2.58 | $2.63 | $2.03 | $2.11 | $2.01 | $1.84 | $1.37 | $1.22 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,517 | 1,354 | 1,344 | 1,100 | 1,022 | 761 | 406 | 298 | 177 | 51 |
| CTIVP ® – MFS® Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.81 | $2.19 | $2.47 | $2.12 | $1.88 | $1.92 | $1.76 | $1.31 | $1.14 | $1.16 |
| Accumulation unit value at end of period | $2.88 | $2.81 | $2.19 | $2.47 | $2.12 | $1.88 | $1.92 | $1.76 | $1.31 | $1.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 9,211 | 8,520 | 7,357 | 6,873 | 4,997 | 3,384 | 2,363 | 1,292 | 425 | 287 |
| CTIVP ® – Morgan Stanley Advantage Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.28 | $2.61 | $2.57 | $1.96 | $1.92 | $1.82 | $1.72 | $1.32 | $1.20 | $1.24 |
| Accumulation unit value at end of period | $5.70 | $3.28 | $2.61 | $2.57 | $1.96 | $1.92 | $1.82 | $1.72 | $1.32 | $1.20 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,211 | 1,750 | 1,440 | 1,068 | 1,056 | 1,232 | 860 | 771 | 700 | 442 |
| CTIVP ® – T. Rowe Price Large Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.45 | $1.96 | $2.19 | $1.90 | $1.69 | $1.86 | $1.71 | $1.35 | $1.20 | $1.17 |
| Accumulation unit value at end of period | $2.49 | $2.45 | $1.96 | $2.19 | $1.90 | $1.69 | $1.86 | $1.71 | $1.35 | $1.20 |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,169 | 3,615 | 3,132 | 2,268 | 1,596 | 1,375 | 1,418 | 1,032 | 618 | 230 |
| CTIVP ® – TCW Core Plus Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.15 | $1.07 | $1.08 | $1.06 | $1.05 | $1.06 | $1.02 | $1.06 | $1.04 | $1.00 |
| Accumulation unit value at end of period | $1.24 | $1.15 | $1.07 | $1.08 | $1.06 | $1.05 | $1.06 | $1.02 | $1.06 | $1.04 |
| Number of accumulation units outstanding at end of period (000 omitted) | 7,668 | 3,939 | 2,628 | 2,428 | 2,176 | 1,011 | 575 | 549 | 756 | 268 |
| CTIVP ® – Victory Sycamore Established Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.99 | $2.36 | $2.66 | $2.32 | $1.95 | $1.96 | $1.77 | $1.32 | $1.14 | $1.23 |
| Accumulation unit value at end of period | $3.20 | $2.99 | $2.36 | $2.66 | $2.32 | $1.95 | $1.96 | $1.77 | $1.32 | $1.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 6,153 | 5,975 | 5,746 | 4,921 | 3,322 | 1,963 | 1,157 | 857 | 588 | 340 |
| CTIVP ® – Wells Fargo Short Duration Government Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.01 | $0.99 | $0.99 | $1.00 | $1.00 | $1.01 | $1.01 | $1.02 | $1.02 | $1.00 |
| Accumulation unit value at end of period | $1.04 | $1.01 | $0.99 | $0.99 | $1.00 | $1.00 | $1.01 | $1.01 | $1.02 | $1.02 |
| Number of accumulation units outstanding at end of period (000 omitted) | 20,552 | 10,306 | 9,648 | 6,939 | 5,700 | 2,506 | 1,014 | 613 | 308 | 172 |
| CTIVP ® – Westfield Mid Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.03 | $2.15 | $2.26 | $1.86 | $1.81 | $1.89 | $1.75 | $1.38 | $1.20 | $1.19 |
| Accumulation unit value at end of period | $3.81 | $3.03 | $2.15 | $2.26 | $1.86 | $1.81 | $1.89 | $1.75 | $1.38 | $1.20 |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,014 | 3,037 | 2,949 | 2,817 | 2,339 | 2,001 | 1,080 | 663 | 328 | 156 |
| DWS Alternative Asset Allocation VIP, Class B (4/30/2012) | ||||||||||
| Accumulation unit value at beginning of period | $1.06 | $0.94 | $1.04 | $0.98 | $0.94 | $1.02 | $1.00 | $1.00 | $1.00 | — |
| Accumulation unit value at end of period | $1.10 | $1.06 | $0.94 | $1.04 | $0.98 | $0.94 | $1.02 | $1.00 | $1.00 | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,157 | 4,619 | 4,853 | 6,013 | 6,466 | 7,133 | 7,736 | 6,629 | 2,284 | — |
| Fidelity ® VIP ContrafundSM Portfolio Service Class 2 (5/1/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.58 | $1.99 | $2.15 | $1.78 | $1.67 | $1.68 | $1.52 | $1.17 | $1.02 | $1.06 |
| Accumulation unit value at end of period | $3.33 | $2.58 | $1.99 | $2.15 | $1.78 | $1.67 | $1.68 | $1.52 | $1.17 | $1.02 |
| Number of accumulation units outstanding at end of period (000 omitted) | 45,857 | 48,944 | 50,290 | 52,141 | 55,327 | 63,576 | 70,307 | 76,647 | 84,137 | 102,175 |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Fidelity ® VIP Mid Cap Portfolio Service Class 2 (8/13/2001) | ||||||||||
| Accumulation unit value at beginning of period | $4.62 | $3.79 | $4.49 | $3.76 | $3.39 | $3.48 | $3.31 | $2.46 | $2.17 | $2.46 |
| Accumulation unit value at end of period | $5.39 | $4.62 | $3.79 | $4.49 | $3.76 | $3.39 | $3.48 | $3.31 | $2.46 | $2.17 |
| Number of accumulation units outstanding at end of period (000 omitted) | 18,480 | 20,850 | 22,801 | 24,758 | 27,539 | 31,976 | 37,014 | 43,257 | 50,560 | 63,182 |
| Fidelity ® VIP Strategic Income Portfolio Service Class 2 (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.18 | $1.07 | $1.11 | $1.05 | $0.98 | $1.01 | $0.98 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.25 | $1.18 | $1.07 | $1.11 | $1.05 | $0.98 | $1.01 | $0.98 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 42,605 | 43,673 | 35,920 | 30,762 | 19,832 | 14,724 | 10,509 | 2,729 | — | — |
| Franklin Income VIP Fund – Class 2 (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.37 | $1.19 | $1.25 | $1.15 | $1.02 | $1.11 | $1.07 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.36 | $1.37 | $1.19 | $1.25 | $1.15 | $1.02 | $1.11 | $1.07 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 11,910 | 13,784 | 12,559 | 12,704 | 11,610 | 11,688 | 12,796 | 4,629 | — | — |
| Franklin Mutual Shares VIP Fund – Class 2 (8/13/2001) | ||||||||||
| Accumulation unit value at beginning of period | $2.50 | $2.06 | $2.28 | $2.13 | $1.85 | $1.97 | $1.85 | $1.46 | $1.29 | $1.31 |
| Accumulation unit value at end of period | $2.35 | $2.50 | $2.06 | $2.28 | $2.13 | $1.85 | $1.97 | $1.85 | $1.46 | $1.29 |
| Number of accumulation units outstanding at end of period (000 omitted) | 8,428 | 9,951 | 10,663 | 12,378 | 13,740 | 15,352 | 17,372 | 20,113 | 22,778 | 27,767 |
| Franklin Small Cap Value VIP Fund – Class 2 (9/15/1999) | ||||||||||
| Accumulation unit value at beginning of period | $5.30 | $4.24 | $4.91 | $4.48 | $3.47 | $3.79 | $3.80 | $2.82 | $2.40 | $2.52 |
| Accumulation unit value at end of period | $5.52 | $5.30 | $4.24 | $4.91 | $4.48 | $3.47 | $3.79 | $3.80 | $2.82 | $2.40 |
| Number of accumulation units outstanding at end of period (000 omitted) | 6,614 | 7,253 | 7,430 | 7,861 | 8,759 | 9,355 | 11,090 | 12,772 | 14,443 | 18,246 |
| Goldman Sachs VIT Multi-Strategy Alternatives Portfolio – Advisor Shares (6/30/2014) | ||||||||||
| Accumulation unit value at beginning of period | $0.93 | $0.87 | $0.94 | $0.90 | $0.91 | $0.97 | $1.00 | — | — | — |
| Accumulation unit value at end of period | $0.98 | $0.93 | $0.87 | $0.94 | $0.90 | $0.91 | $0.97 | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,229 | 2,877 | 2,517 | 1,992 | 1,788 | 1,401 | 382 | — | — | — |
| Invesco Oppenheimer V.I. Global Fund, Series II Shares (2/4/2004) | ||||||||||
| Accumulation unit value at beginning of period | $3.15 | $2.42 | $2.82 | $2.09 | $2.11 | $2.05 | $2.03 | $1.62 | $1.35 | $1.49 |
| Accumulation unit value at end of period | $3.97 | $3.15 | $2.42 | $2.82 | $2.09 | $2.11 | $2.05 | $2.03 | $1.62 | $1.35 |
| Number of accumulation units outstanding at end of period (000 omitted) | 11,741 | 12,511 | 12,618 | 12,158 | 11,402 | 12,573 | 12,255 | 13,330 | 14,055 | 16,697 |
| Invesco Oppenheimer V.I. Global Strategic Income Fund, Series II Shares (2/4/2004) | ||||||||||
| Accumulation unit value at beginning of period | $1.74 | $1.59 | $1.68 | $1.60 | $1.52 | $1.58 | $1.55 | $1.57 | $1.40 | $1.41 |
| Accumulation unit value at end of period | $1.78 | $1.74 | $1.59 | $1.68 | $1.60 | $1.52 | $1.58 | $1.55 | $1.57 | $1.40 |
| Number of accumulation units outstanding at end of period (000 omitted) | 30,222 | 34,746 | 39,910 | 48,596 | 56,033 | 71,089 | 87,326 | 106,841 | 136,644 | 159,925 |
| Invesco Oppenheimer V.I. Main Street Small Cap Fund, Series II Shares (2/4/2004) | ||||||||||
| Accumulation unit value at beginning of period | $3.31 | $2.65 | $2.99 | $2.65 | $2.27 | $2.44 | $2.21 | $1.59 | $1.36 | $1.41 |
| Accumulation unit value at end of period | $3.92 | $3.31 | $2.65 | $2.99 | $2.65 | $2.27 | $2.44 | $2.21 | $1.59 | $1.36 |
| Number of accumulation units outstanding at end of period (000 omitted) | 8,633 | 8,376 | 8,961 | 8,737 | 8,661 | 9,200 | 8,752 | 8,651 | 8,534 | 9,937 |
| Invesco V.I. Balanced-Risk Allocation Fund, Series II Shares (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.23 | $1.08 | $1.17 | $1.08 | $0.97 | $1.03 | $0.98 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.34 | $1.23 | $1.08 | $1.17 | $1.08 | $0.97 | $1.03 | $0.98 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 8,481 | 9,564 | 9,892 | 10,957 | 10,172 | 8,537 | 7,340 | 4,139 | — | — |
| Ivy VIP Asset Strategy, Class II (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.31 | $1.08 | $1.16 | $0.99 | $1.02 | $1.13 | $1.20 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.48 | $1.31 | $1.08 | $1.16 | $0.99 | $1.02 | $1.13 | $1.20 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,343 | 3,463 | 3,665 | 3,818 | 5,182 | 7,482 | 8,642 | 5,339 | — | — |
| Janus Henderson VIT Balanced Portfolio: Service Shares (4/27/2018) | ||||||||||
| Accumulation unit value at beginning of period | $1.20 | $0.99 | $1.00 | — | — | — | — | — | — | — |
| Accumulation unit value at end of period | $1.36 | $1.20 | $0.99 | — | — | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 23,740 | 17,349 | 9,865 | — | — | — | — | — | — | — |
| Janus Henderson VIT Flexible Bond Portfolio: Service Shares (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.11 | $1.02 | $1.05 | $1.02 | $1.01 | $1.02 | $0.98 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.21 | $1.11 | $1.02 | $1.05 | $1.02 | $1.01 | $1.02 | $0.98 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 20,484 | 16,524 | 14,892 | 16,421 | 16,815 | 12,008 | 5,319 | 1,772 | — | — |
| Janus Henderson VIT Research Portfolio: Service Shares (5/1/2007) | ||||||||||
| Accumulation unit value at beginning of period | $2.55 | $1.91 | $1.98 | $1.57 | $1.58 | $1.52 | $1.36 | $1.05 | $0.90 | $0.96 |
| Accumulation unit value at end of period | $3.35 | $2.55 | $1.91 | $1.98 | $1.57 | $1.58 | $1.52 | $1.36 | $1.05 | $0.90 |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,965 | 5,029 | 5,388 | 5,586 | 6,279 | 7,362 | 7,359 | 9,102 | 10,929 | 13,639 |
| Lazard Retirement Global Dynamic Multi-Asset Portfolio – Service Shares (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.49 | $1.27 | $1.38 | $1.15 | $1.13 | $1.14 | $1.12 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.48 | $1.49 | $1.27 | $1.38 | $1.15 | $1.13 | $1.14 | $1.12 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,539 | 3,889 | 3,646 | 2,938 | 2,834 | 3,086 | 2,470 | 1,416 | — | — |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| MFS ® Utilities Series – Service Class (8/13/2001) | ||||||||||
| Accumulation unit value at beginning of period | $4.14 | $3.35 | $3.36 | $2.96 | $2.69 | $3.18 | $2.86 | $2.40 | $2.14 | $2.03 |
| Accumulation unit value at end of period | $4.34 | $4.14 | $3.35 | $3.36 | $2.96 | $2.69 | $3.18 | $2.86 | $2.40 | $2.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 10,301 | 11,400 | 11,893 | 13,841 | 15,339 | 17,604 | 21,703 | 22,161 | 24,763 | 28,483 |
| Morgan Stanley VIF Discovery Portfolio, Class II Shares (5/1/2006) | ||||||||||
| Accumulation unit value at beginning of period | $3.07 | $2.21 | $2.02 | $1.47 | $1.63 | $1.75 | $1.74 | $1.28 | $1.19 | $1.29 |
| Accumulation unit value at end of period | $7.66 | $3.07 | $2.21 | $2.02 | $1.47 | $1.63 | $1.75 | $1.74 | $1.28 | $1.19 |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,881 | 5,148 | 4,517 | 3,608 | 3,758 | 4,823 | 5,706 | 6,523 | 7,547 | 11,091 |
| Neuberger Berman AMT Sustainable Equity Portfolio (Class S) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.69 | $2.16 | $2.32 | $1.98 | $1.83 | $1.86 | $1.70 | $1.25 | $1.14 | $1.19 |
| Accumulation unit value at end of period | $3.18 | $2.69 | $2.16 | $2.32 | $1.98 | $1.83 | $1.86 | $1.70 | $1.25 | $1.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,734 | 1,641 | 1,500 | 1,194 | 663 | 545 | 484 | 362 | 191 | 137 |
| Neuberger Berman AMT U.S. Equity Index PutWrite Strategy Portfolio (Class S) (6/30/2014) | ||||||||||
| Accumulation unit value at beginning of period | $1.02 | $0.89 | $0.96 | $0.91 | $0.93 | $0.99 | $1.00 | — | — | — |
| Accumulation unit value at end of period | $1.09 | $1.02 | $0.89 | $0.96 | $0.91 | $0.93 | $0.99 | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,476 | 1,329 | 1,181 | 1,066 | 1,043 | 1,028 | 390 | — | — | — |
| PIMCO VIT All Asset Portfolio, Advisor Class (5/1/2006) | ||||||||||
| Accumulation unit value at beginning of period | $1.66 | $1.50 | $1.60 | $1.43 | $1.27 | $1.42 | $1.42 | $1.44 | $1.26 | $1.25 |
| Accumulation unit value at end of period | $1.77 | $1.66 | $1.50 | $1.60 | $1.43 | $1.27 | $1.42 | $1.42 | $1.44 | $1.26 |
| Number of accumulation units outstanding at end of period (000 omitted) | 9,347 | 11,304 | 12,577 | 14,975 | 16,963 | 21,291 | 30,891 | 40,275 | 51,223 | 49,462 |
| PIMCO VIT Global Managed Asset Allocation Portfolio, Advisor Class (4/30/2012) | ||||||||||
| Accumulation unit value at beginning of period | $1.21 | $1.05 | $1.12 | $0.99 | $0.96 | $0.97 | $0.94 | $1.03 | $1.00 | — |
| Accumulation unit value at end of period | $1.40 | $1.21 | $1.05 | $1.12 | $0.99 | $0.96 | $0.97 | $0.94 | $1.03 | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,039 | 1,190 | 1,143 | 1,023 | 938 | 1,206 | 1,023 | 1,373 | 1,076 | — |
| PIMCO VIT Total Return Portfolio, Advisor Class (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.10 | $1.02 | $1.04 | $1.00 | $0.99 | $1.00 | $0.96 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.18 | $1.10 | $1.02 | $1.04 | $1.00 | $0.99 | $1.00 | $0.96 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 19,045 | 14,655 | 10,862 | 8,970 | 5,911 | 4,281 | 3,259 | 2,683 | — | — |
| Templeton Global Bond VIP Fund – Class 2 (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $0.98 | $0.97 | $0.96 | $0.96 | $0.94 | $0.99 | $0.98 | $1.00 | — | — |
| Accumulation unit value at end of period | $0.92 | $0.98 | $0.97 | $0.96 | $0.96 | $0.94 | $0.99 | $0.98 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 10,973 | 12,203 | 12,794 | 12,265 | 9,937 | 10,469 | 9,367 | 5,007 | — | — |
| VanEck VIP Global Gold Fund (Class S Shares) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.00 | $0.72 | $0.87 | $0.79 | $0.54 | $0.71 | $0.77 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.37 | $1.00 | $0.72 | $0.87 | $0.79 | $0.54 | $0.71 | $0.77 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,350 | 3,480 | 3,448 | 3,826 | 3,808 | 2,337 | 1,658 | 856 | — | — |
| Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.01 | $1.67 | $1.84 | $1.56 | $1.49 | $1.52 | $1.45 | $1.21 | $1.08 | $1.12 |
| Accumulation unit value at end of period | $2.29 | $2.01 | $1.67 | $1.84 | $1.56 | $1.49 | $1.52 | $1.45 | $1.21 | $1.08 |
| Number of accumulation units outstanding at end of period (000 omitted) | 119,032 | 130,387 | 152,982 | 169,477 | 176,564 | 194,758 | 199,324 | 205,762 | 177,549 | 153,074 |
| Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.36 | $1.24 | $1.29 | $1.21 | $1.19 | $1.20 | $1.16 | $1.14 | $1.07 | $1.05 |
| Accumulation unit value at end of period | $1.48 | $1.36 | $1.24 | $1.29 | $1.21 | $1.19 | $1.20 | $1.16 | $1.14 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 134,376 | 91,936 | 78,912 | 91,597 | 101,651 | 94,924 | 100,672 | 134,759 | 211,589 | 152,207 |
| Variable Portfolio – Managed Risk Fund (Class 2) (9/18/2017) | ||||||||||
| Accumulation unit value at beginning of period | $1.12 | $0.97 | $1.04 | $1.00 | — | — | — | — | — | — |
| Accumulation unit value at end of period | $1.19 | $1.12 | $0.97 | $1.04 | — | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 128,879 | 108,282 | 62,630 | 10,418 | — | — | — | — | — | — |
| Variable Portfolio – Managed Risk U.S. Fund (Class 2) (9/18/2017) | ||||||||||
| Accumulation unit value at beginning of period | $1.17 | $1.00 | $1.04 | $1.00 | — | — | — | — | — | — |
| Accumulation unit value at end of period | $1.27 | $1.17 | $1.00 | $1.04 | — | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 138,539 | 98,291 | 46,893 | 4,550 | — | — | — | — | — | — |
| Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.19 | $1.08 | $1.12 | $1.04 | $1.02 | $1.04 | $1.01 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.28 | $1.19 | $1.08 | $1.12 | $1.04 | $1.02 | $1.04 | $1.01 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 362,890 | 239,126 | 190,637 | 196,362 | 173,746 | 84,219 | 47,213 | 23,356 | — | — |
| Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.27 | $1.12 | $1.18 | $1.08 | $1.05 | $1.08 | $1.04 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.37 | $1.27 | $1.12 | $1.18 | $1.08 | $1.05 | $1.08 | $1.04 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 624,508 | 589,254 | 551,934 | 559,214 | 545,537 | 342,067 | 214,158 | 98,193 | — | — |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Variable Portfolio – Managed Volatility Growth Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.42 | $1.21 | $1.32 | $1.14 | $1.11 | $1.16 | $1.12 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.56 | $1.42 | $1.21 | $1.32 | $1.14 | $1.11 | $1.16 | $1.12 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,558,162 | 4,413,827 | 4,142,751 | 3,565,618 | 3,079,934 | 2,461,500 | 1,530,962 | 541,712 | — | — |
| Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (4/30/2012) | ||||||||||
| Accumulation unit value at beginning of period | $1.44 | $1.25 | $1.34 | $1.19 | $1.16 | $1.20 | $1.16 | $1.02 | $1.00 | — |
| Accumulation unit value at end of period | $1.58 | $1.44 | $1.25 | $1.34 | $1.19 | $1.16 | $1.20 | $1.16 | $1.02 | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,471,498 | 5,604,543 | 5,611,465 | 5,348,661 | 5,069,930 | 4,166,843 | 3,245,376 | 2,279,309 | 956,051 | — |
| Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.69 | $1.47 | $1.57 | $1.40 | $1.35 | $1.37 | $1.32 | $1.19 | $1.09 | $1.09 |
| Accumulation unit value at end of period | $1.89 | $1.69 | $1.47 | $1.57 | $1.40 | $1.35 | $1.37 | $1.32 | $1.19 | $1.09 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,229,252 | 1,213,328 | 1,174,752 | 1,240,606 | 1,265,648 | 1,290,607 | 1,313,689 | 1,372,194 | 1,323,161 | 1,036,629 |
| Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.85 | $1.57 | $1.70 | $1.48 | $1.42 | $1.45 | $1.39 | $1.21 | $1.09 | $1.11 |
| Accumulation unit value at end of period | $2.08 | $1.85 | $1.57 | $1.70 | $1.48 | $1.42 | $1.45 | $1.39 | $1.21 | $1.09 |
| Number of accumulation units outstanding at end of period (000 omitted) | 431,206 | 472,312 | 543,398 | 606,530 | 641,719 | 690,999 | 712,898 | 755,350 | 671,792 | 586,675 |
| Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.52 | $1.35 | $1.42 | $1.30 | $1.27 | $1.28 | $1.23 | $1.16 | $1.08 | $1.07 |
| Accumulation unit value at end of period | $1.67 | $1.52 | $1.35 | $1.42 | $1.30 | $1.27 | $1.28 | $1.23 | $1.16 | $1.08 |
| Number of accumulation units outstanding at end of period (000 omitted) | 264,814 | 253,836 | 242,612 | 272,779 | 289,627 | 299,356 | 321,778 | 370,454 | 457,930 | 335,257 |
| Variable Portfolio – Partners Core Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.21 | $1.13 | $1.14 | $1.12 | $1.10 | $1.11 | $1.06 | $1.10 | $1.06 | $1.01 |
| Accumulation unit value at end of period | $1.29 | $1.21 | $1.13 | $1.14 | $1.12 | $1.10 | $1.11 | $1.06 | $1.10 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,433 | 3,834 | 2,778 | 2,599 | 2,406 | 1,400 | 742 | 762 | 1,027 | 678 |
| Variable Portfolio – Partners Core Equity Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.49 | $1.99 | $2.19 | $1.84 | $1.70 | $1.71 | $1.55 | $1.22 | $1.11 | $1.16 |
| Accumulation unit value at end of period | $2.88 | $2.49 | $1.99 | $2.19 | $1.84 | $1.70 | $1.71 | $1.55 | $1.22 | $1.11 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,193 | 1,318 | 1,350 | 1,336 | 1,169 | 1,232 | 773 | 655 | 445 | 380 |
| Variable Portfolio – Partners International Core Equity Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.47 | $1.26 | $1.52 | $1.26 | $1.31 | $1.34 | $1.45 | $1.21 | $1.01 | $1.17 |
| Accumulation unit value at end of period | $1.62 | $1.47 | $1.26 | $1.52 | $1.26 | $1.31 | $1.34 | $1.45 | $1.21 | $1.01 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,004 | 1,845 | 1,730 | 1,736 | 1,619 | 1,813 | 987 | 635 | 123 | 59 |
| Variable Portfolio – Partners International Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.65 | $1.32 | $1.64 | $1.31 | $1.37 | $1.42 | $1.44 | $1.22 | $1.07 | $1.16 |
| Accumulation unit value at end of period | $2.00 | $1.65 | $1.32 | $1.64 | $1.31 | $1.37 | $1.42 | $1.44 | $1.22 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 9,565 | 8,505 | 8,887 | 7,807 | 5,794 | 5,380 | 2,748 | 1,496 | 533 | 369 |
| Variable Portfolio – Partners International Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.31 | $1.17 | $1.43 | $1.15 | $1.08 | $1.18 | $1.29 | $1.09 | $0.94 | $1.18 |
| Accumulation unit value at end of period | $1.24 | $1.31 | $1.17 | $1.43 | $1.15 | $1.08 | $1.18 | $1.29 | $1.09 | $0.94 |
| Number of accumulation units outstanding at end of period (000 omitted) | 6,114 | 6,382 | 5,672 | 4,438 | 3,209 | 3,315 | 1,719 | 1,071 | 459 | 359 |
| Variable Portfolio – Partners Small Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.50 | $2.08 | $2.21 | $1.88 | $1.79 | $1.91 | $1.93 | $1.40 | $1.27 | $1.29 |
| Accumulation unit value at end of period | $3.42 | $2.50 | $2.08 | $2.21 | $1.88 | $1.79 | $1.91 | $1.93 | $1.40 | $1.27 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,612 | 1,617 | 1,432 | 1,098 | 976 | 1,055 | 765 | 536 | 295 | 193 |
| Variable Portfolio – Partners Small Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.10 | $1.77 | $2.08 | $1.96 | $1.58 | $1.76 | $1.74 | $1.31 | $1.16 | $1.23 |
| Accumulation unit value at end of period | $2.16 | $2.10 | $1.77 | $2.08 | $1.96 | $1.58 | $1.76 | $1.74 | $1.31 | $1.16 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,747 | 1,701 | 1,667 | 1,509 | 1,159 | 976 | 838 | 748 | 447 | 224 |
| Variable Portfolio – U.S. Flexible Conservative Growth Fund (Class 2) (11/14/2016) | ||||||||||
| Accumulation unit value at beginning of period | $1.22 | $1.07 | $1.11 | $1.01 | $1.00 | — | — | — | — | — |
| Accumulation unit value at end of period | $1.28 | $1.22 | $1.07 | $1.11 | $1.01 | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 163,734 | 121,321 | 76,924 | 46,011 | 5,179 | — | — | — | — | — |
| Variable Portfolio – U.S. Flexible Growth Fund (Class 2) (11/14/2016) | ||||||||||
| Accumulation unit value at beginning of period | $1.37 | $1.15 | $1.21 | $1.03 | $1.00 | — | — | — | — | — |
| Accumulation unit value at end of period | $1.43 | $1.37 | $1.15 | $1.21 | $1.03 | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,693,115 | 1,413,115 | 921,056 | 515,181 | 92,936 | — | — | — | — | — |
| Variable Portfolio – U.S. Flexible Moderate Growth Fund (Class 2) (11/14/2016) | ||||||||||
| Accumulation unit value at beginning of period | $1.30 | $1.11 | $1.16 | $1.02 | $1.00 | — | — | — | — | — |
| Accumulation unit value at end of period | $1.36 | $1.30 | $1.11 | $1.16 | $1.02 | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 982,936 | 871,453 | 630,876 | 379,986 | 48,868 | — | — | — | — | — |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Wells Fargo VT Opportunity Fund – Class 2 (8/13/2001) | ||||||||||
| Accumulation unit value at beginning of period | $3.50 | $2.69 | $2.92 | $2.45 | $2.20 | $2.30 | $2.10 | $1.62 | $1.42 | $1.51 |
| Accumulation unit value at end of period | $4.20 | $3.50 | $2.69 | $2.92 | $2.45 | $2.20 | $2.30 | $2.10 | $1.62 | $1.42 |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,636 | 3,890 | 4,410 | 5,087 | 5,903 | 6,749 | 7,586 | 9,027 | 10,721 | 13,842 |
| Wells Fargo VT Small Cap Growth Fund – Class 2 (5/1/2001) | ||||||||||
| Accumulation unit value at beginning of period | $3.37 | $2.72 | $2.71 | $2.18 | $2.04 | $2.12 | $2.18 | $1.47 | $1.37 | $1.45 |
| Accumulation unit value at end of period | $5.26 | $3.37 | $2.72 | $2.71 | $2.18 | $2.04 | $2.12 | $2.18 | $1.47 | $1.37 |
| Number of accumulation units outstanding at end of period (000 omitted) | 7,471 | 7,614 | 7,939 | 7,126 | 7,160 | 7,984 | 7,461 | 8,750 | 10,201 | 12,890 |
| Western Asset Variable Global High Yield Bond Portfolio – Class II (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.21 | $1.07 | $1.13 | $1.05 | $0.92 | $0.99 | $1.01 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.29 | $1.21 | $1.07 | $1.13 | $1.05 | $0.92 | $0.99 | $1.01 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,733 | 3,661 | 3,597 | 3,339 | 2,430 | 2,464 | 1,908 | 770 | — | — |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| AB VPS Dynamic Asset Allocation Portfolio (Class B) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.28 | $1.12 | $1.23 | $1.09 | $1.07 | $1.09 | $1.06 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.32 | $1.28 | $1.12 | $1.23 | $1.09 | $1.07 | $1.09 | $1.06 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 724 | 1,242 | 1,383 | 1,259 | 815 | 1,024 | 598 | 412 | — | — |
| AB VPS Large Cap Growth Portfolio (Class B) (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $3.42 | $2.58 | $2.55 | $1.96 | $1.94 | $1.78 | $1.58 | $1.17 | $1.02 | $1.07 |
| Accumulation unit value at end of period | $4.56 | $3.42 | $2.58 | $2.55 | $1.96 | $1.94 | $1.78 | $1.58 | $1.17 | $1.02 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,443 | 2,373 | 2,019 | 1,412 | 1,489 | 1,486 | 1,000 | 814 | 630 | 485 |
| ALPS/Alerian Energy Infrastructure Portfolio: Class III (4/30/2013) | ||||||||||
| Accumulation unit value at beginning of period | $0.93 | $0.78 | $0.98 | $1.00 | $0.72 | $1.17 | $1.06 | $1.00 | — | — |
| Accumulation unit value at end of period | $0.69 | $0.93 | $0.78 | $0.98 | $1.00 | $0.72 | $1.17 | $1.06 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,940 | 2,017 | 2,397 | 2,684 | 2,792 | 2,313 | 1,891 | 742 | — | — |
| American Century VP Value, Class II (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.28 | $1.82 | $2.03 | $1.89 | $1.59 | $1.68 | $1.51 | $1.16 | $1.03 | $1.03 |
| Accumulation unit value at end of period | $2.27 | $2.28 | $1.82 | $2.03 | $1.89 | $1.59 | $1.68 | $1.51 | $1.16 | $1.03 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,523 | 3,154 | 3,262 | 3,434 | 3,493 | 3,401 | 3,354 | 3,201 | 3,226 | 2,947 |
| BlackRock Global Allocation V.I. Fund (Class III) (4/30/2012) | ||||||||||
| Accumulation unit value at beginning of period | $1.39 | $1.20 | $1.31 | $1.17 | $1.14 | $1.17 | $1.16 | $1.03 | $1.00 | — |
| Accumulation unit value at end of period | $1.66 | $1.39 | $1.20 | $1.31 | $1.17 | $1.14 | $1.17 | $1.16 | $1.03 | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,484 | 4,657 | 4,776 | 4,420 | 4,445 | 3,549 | 2,594 | 2,067 | 295 | — |
| Columbia Variable Portfolio – Balanced Fund (Class 3) (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.12 | $1.75 | $1.89 | $1.67 | $1.59 | $1.58 | $1.46 | $1.21 | $1.08 | $1.07 |
| Accumulation unit value at end of period | $2.46 | $2.12 | $1.75 | $1.89 | $1.67 | $1.59 | $1.58 | $1.46 | $1.21 | $1.08 |
| Number of accumulation units outstanding at end of period (000 omitted) | 14,142 | 13,547 | 14,014 | 12,961 | 11,038 | 7,831 | 4,461 | 3,300 | 1,982 | 2,107 |
| Columbia Variable Portfolio – Commodity Strategy Fund (Class 2) (4/30/2013) | ||||||||||
| Accumulation unit value at beginning of period | $0.54 | $0.51 | $0.60 | $0.60 | $0.54 | $0.72 | $0.92 | $1.00 | — | — |
| Accumulation unit value at end of period | $0.53 | $0.54 | $0.51 | $0.60 | $0.60 | $0.54 | $0.72 | $0.92 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 570 | 453 | 438 | 440 | 419 | 135 | 20 | 21 | — | — |
| Columbia Variable Portfolio – Contrarian Core Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $2.06 | $1.57 | $1.75 | $1.46 | $1.37 | $1.35 | $1.21 | $1.00 | — | — |
| Accumulation unit value at end of period | $2.48 | $2.06 | $1.57 | $1.75 | $1.46 | $1.37 | $1.35 | $1.21 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,997 | 2,086 | 2,261 | 2,209 | 1,974 | 1,507 | 867 | 406 | — | — |
| Columbia Variable Portfolio – Disciplined Core Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.17 | $2.58 | $2.72 | $2.22 | $2.09 | $2.10 | $1.85 | $1.40 | $1.25 | $1.20 |
| Accumulation unit value at end of period | $3.56 | $3.17 | $2.58 | $2.72 | $2.22 | $2.09 | $2.10 | $1.85 | $1.40 | $1.25 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,277 | 1,436 | 1,286 | 858 | 831 | 955 | 466 | 300 | 62 | 1 |
| Columbia Variable Portfolio – Dividend Opportunity Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.35 | $1.93 | $2.08 | $1.84 | $1.65 | $1.72 | $1.59 | $1.27 | $1.13 | $1.21 |
| Accumulation unit value at end of period | $2.34 | $2.35 | $1.93 | $2.08 | $1.84 | $1.65 | $1.72 | $1.59 | $1.27 | $1.13 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,419 | 2,422 | 2,209 | 2,853 | 2,633 | 1,877 | 1,567 | 1,365 | 456 | 88 |
| Columbia Variable Portfolio – Emerging Markets Bond Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.07 | $0.97 | $1.06 | $0.96 | $0.88 | $0.90 | $0.90 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.14 | $1.07 | $0.97 | $1.06 | $0.96 | $0.88 | $0.90 | $0.90 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 710 | 716 | 705 | 742 | 406 | 412 | 399 | 139 | — | — |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Columbia Variable Portfolio – Emerging Markets Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.42 | $1.09 | $1.41 | $0.98 | $0.94 | $1.05 | $1.09 | $1.13 | $0.95 | $1.22 |
| Accumulation unit value at end of period | $1.86 | $1.42 | $1.09 | $1.41 | $0.98 | $0.94 | $1.05 | $1.09 | $1.13 | $0.95 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,575 | 2,437 | 2,834 | 2,387 | 2,038 | 2,041 | 1,348 | 1,157 | 788 | 256 |
| Columbia Variable Portfolio – Global Strategic Income Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $0.97 | $0.89 | $0.96 | $0.92 | $0.94 | $1.02 | $1.02 | $1.12 | $1.07 | $1.04 |
| Accumulation unit value at end of period | $1.01 | $0.97 | $0.89 | $0.96 | $0.92 | $0.94 | $1.02 | $1.02 | $1.12 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 915 | 986 | 927 | 886 | 981 | 1,064 | 991 | 762 | 474 | 133 |
| Columbia Variable Portfolio – Government Money Market Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $0.91 | $0.91 | $0.91 | $0.92 | $0.93 | $0.94 | $0.96 | $0.97 | $0.98 | $0.99 |
| Accumulation unit value at end of period | $0.90 | $0.91 | $0.91 | $0.91 | $0.92 | $0.93 | $0.94 | $0.96 | $0.97 | $0.98 |
| Number of accumulation units outstanding at end of period (000 omitted) | 6,352 | 3,838 | 3,881 | 2,709 | 3,776 | 2,179 | 2,985 | 1,680 | 811 | 166 |
| Columbia Variable Portfolio – High Yield Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.68 | $1.46 | $1.54 | $1.47 | $1.33 | $1.37 | $1.34 | $1.28 | $1.12 | $1.08 |
| Accumulation unit value at end of period | $1.76 | $1.68 | $1.46 | $1.54 | $1.47 | $1.33 | $1.37 | $1.34 | $1.28 | $1.12 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,558 | 2,099 | 1,968 | 2,154 | 2,120 | 1,990 | 2,294 | 2,077 | 1,312 | 219 |
| Columbia Variable Portfolio – Income Opportunities Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.64 | $1.43 | $1.50 | $1.44 | $1.31 | $1.35 | $1.32 | $1.27 | $1.12 | $1.07 |
| Accumulation unit value at end of period | $1.71 | $1.64 | $1.43 | $1.50 | $1.44 | $1.31 | $1.35 | $1.32 | $1.27 | $1.12 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,104 | 1,200 | 1,345 | 1,392 | 1,365 | 2,935 | 3,208 | 3,341 | 426 | 105 |
| Columbia Variable Portfolio – Intermediate Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.25 | $1.16 | $1.18 | $1.15 | $1.12 | $1.13 | $1.09 | $1.13 | $1.07 | $1.02 |
| Accumulation unit value at end of period | $1.39 | $1.25 | $1.16 | $1.18 | $1.15 | $1.12 | $1.13 | $1.09 | $1.13 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,987 | 2,619 | 2,426 | 2,958 | 3,257 | 2,640 | 3,031 | 3,775 | 4,315 | 671 |
| Columbia Variable Portfolio – Large Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.37 | $2.52 | $2.66 | $2.11 | $2.11 | $1.97 | $1.75 | $1.36 | $1.15 | $1.21 |
| Accumulation unit value at end of period | $4.47 | $3.37 | $2.52 | $2.66 | $2.11 | $2.11 | $1.97 | $1.75 | $1.36 | $1.15 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,616 | 1,613 | 1,650 | 1,525 | 1,151 | 1,094 | 536 | 405 | 96 | 45 |
| Columbia Variable Portfolio – Large Cap Index Fund (Class 3) (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.74 | $2.12 | $2.25 | $1.88 | $1.71 | $1.72 | $1.54 | $1.18 | $1.04 | $1.03 |
| Accumulation unit value at end of period | $3.19 | $2.74 | $2.12 | $2.25 | $1.88 | $1.71 | $1.72 | $1.54 | $1.18 | $1.04 |
| Number of accumulation units outstanding at end of period (000 omitted) | 12,898 | 11,948 | 10,544 | 8,997 | 6,483 | 4,885 | 3,201 | 2,371 | 1,317 | 1,085 |
| Columbia Variable Portfolio – Limited Duration Credit Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.11 | $1.04 | $1.06 | $1.05 | $1.01 | $1.05 | $1.06 | $1.07 | $1.02 | $1.01 |
| Accumulation unit value at end of period | $1.15 | $1.11 | $1.04 | $1.06 | $1.05 | $1.01 | $1.05 | $1.06 | $1.07 | $1.02 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,371 | 2,362 | 2,555 | 1,491 | 1,348 | 741 | 790 | 859 | 471 | 294 |
| Columbia Variable Portfolio – Long Government/Credit Bond Fund (Class 2) (4/30/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.19 | $1.01 | $1.08 | $0.99 | $0.97 | $0.99 | $0.95 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.37 | $1.19 | $1.01 | $1.08 | $0.99 | $0.97 | $0.99 | $0.95 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 920 | 566 | 586 | 489 | 778 | 462 | 66 | 8 | — | — |
| Columbia Variable Portfolio – Mid Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.52 | $1.89 | $2.02 | $1.67 | $1.65 | $1.59 | $1.50 | $1.16 | $1.06 | $1.27 |
| Accumulation unit value at end of period | $3.36 | $2.52 | $1.89 | $2.02 | $1.67 | $1.65 | $1.59 | $1.50 | $1.16 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 865 | 675 | 610 | 554 | 441 | 582 | 276 | 214 | 73 | 60 |
| Columbia Variable Portfolio – Overseas Core Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.58 | $1.28 | $1.56 | $1.24 | $1.34 | $1.30 | $1.44 | $1.19 | $1.03 | $1.19 |
| Accumulation unit value at end of period | $1.70 | $1.58 | $1.28 | $1.56 | $1.24 | $1.34 | $1.30 | $1.44 | $1.19 | $1.03 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,307 | 1,289 | 1,313 | 1,308 | 1,254 | 443 | 229 | 238 | 197 | 165 |
| Columbia Variable Portfolio – Select Large Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.88 | $2.31 | $2.67 | $2.24 | $1.90 | $2.03 | $1.85 | $1.36 | $1.16 | $1.20 |
| Accumulation unit value at end of period | $3.04 | $2.88 | $2.31 | $2.67 | $2.24 | $1.90 | $2.03 | $1.85 | $1.36 | $1.16 |
| Number of accumulation units outstanding at end of period (000 omitted) | 915 | 886 | 759 | 601 | 390 | 545 | 582 | 450 | 171 | 65 |
| Columbia Variable Portfolio – Select Mid Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.60 | $2.01 | $2.35 | $2.10 | $1.87 | $2.00 | $1.80 | $1.33 | $1.14 | $1.26 |
| Accumulation unit value at end of period | $2.75 | $2.60 | $2.01 | $2.35 | $2.10 | $1.87 | $2.00 | $1.80 | $1.33 | $1.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 959 | 1,002 | 869 | 799 | 767 | 734 | 682 | 453 | 113 | 62 |
| Columbia Variable Portfolio – Select Small Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.40 | $2.07 | $2.41 | $2.18 | $1.94 | $2.03 | $1.95 | $1.33 | $1.15 | $1.27 |
| Accumulation unit value at end of period | $2.58 | $2.40 | $2.07 | $2.41 | $2.18 | $1.94 | $2.03 | $1.95 | $1.33 | $1.15 |
| Number of accumulation units outstanding at end of period (000 omitted) | 624 | 453 | 488 | 506 | 473 | 478 | 359 | 247 | 70 | 21 |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Columbia Variable Portfolio – Strategic Income Fund (Class 2) (4/29/2011) | ||||||||||
| Accumulation unit value at beginning of period | $1.22 | $1.12 | $1.15 | $1.10 | $1.02 | $1.05 | $1.03 | $1.04 | $0.94 | $1.00 |
| Accumulation unit value at end of period | $1.29 | $1.22 | $1.12 | $1.15 | $1.10 | $1.02 | $1.05 | $1.03 | $1.04 | $0.94 |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,140 | 5,633 | 5,082 | 4,606 | 3,744 | 2,656 | 2,116 | 2,098 | 1,556 | 296 |
| Columbia Variable Portfolio – U.S. Government Mortgage Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.09 | $1.04 | $1.04 | $1.02 | $1.01 | $1.01 | $0.97 | $1.00 | $1.00 | $1.00 |
| Accumulation unit value at end of period | $1.13 | $1.09 | $1.04 | $1.04 | $1.02 | $1.01 | $1.01 | $0.97 | $1.00 | $1.00 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,333 | 1,169 | 991 | 1,215 | 669 | 627 | 311 | 331 | 269 | 187 |
| CTIVP ® – American Century Diversified Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.20 | $1.11 | $1.14 | $1.10 | $1.08 | $1.10 | $1.05 | $1.09 | $1.06 | $1.00 |
| Accumulation unit value at end of period | $1.28 | $1.20 | $1.11 | $1.14 | $1.10 | $1.08 | $1.10 | $1.05 | $1.09 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,449 | 1,703 | 1,022 | 1,031 | 1,057 | 726 | 421 | 513 | 595 | 38 |
| CTIVP ® – BlackRock Global Inflation-Protected Securities Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.25 | $1.18 | $1.20 | $1.19 | $1.11 | $1.14 | $1.07 | $1.15 | $1.10 | $1.02 |
| Accumulation unit value at end of period | $1.35 | $1.25 | $1.18 | $1.20 | $1.19 | $1.11 | $1.14 | $1.07 | $1.15 | $1.10 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,128 | 1,090 | 980 | 970 | 979 | 725 | 627 | 641 | 748 | 176 |
| CTIVP ® – CenterSquare Real Estate Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.90 | $1.53 | $1.65 | $1.58 | $1.52 | $1.56 | $1.39 | $1.37 | $1.07 | $1.19 |
| Accumulation unit value at end of period | $1.78 | $1.90 | $1.53 | $1.65 | $1.58 | $1.52 | $1.56 | $1.39 | $1.37 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 756 | 953 | 1,055 | 1,095 | 1,150 | 1,054 | 686 | 583 | 448 | 153 |
| CTIVP ® – Lazard International Equity Advantage Fund (Class 2) (4/30/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.17 | $1.02 | $1.23 | $1.01 | $0.98 | $1.03 | $1.05 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.20 | $1.17 | $1.02 | $1.23 | $1.01 | $0.98 | $1.03 | $1.05 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,905 | 1,513 | 1,369 | 1,006 | 333 | 146 | 49 | 8 | — | — |
| CTIVP ® – Loomis Sayles Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.48 | $2.68 | $2.79 | $2.13 | $2.05 | $1.88 | $1.70 | $1.33 | $1.18 | $1.21 |
| Accumulation unit value at end of period | $4.52 | $3.48 | $2.68 | $2.79 | $2.13 | $2.05 | $1.88 | $1.70 | $1.33 | $1.18 |
| Number of accumulation units outstanding at end of period (000 omitted) | 829 | 860 | 744 | 619 | 382 | 246 | 211 | 222 | 248 | 33 |
| CTIVP ® – Los Angeles Capital Large Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.26 | $2.50 | $2.57 | $1.99 | $2.07 | $1.98 | $1.82 | $1.35 | $1.21 | $1.23 |
| Accumulation unit value at end of period | $4.41 | $3.26 | $2.50 | $2.57 | $1.99 | $2.07 | $1.98 | $1.82 | $1.35 | $1.21 |
| Number of accumulation units outstanding at end of period (000 omitted) | 339 | 388 | 373 | 234 | 217 | 189 | 144 | 128 | 210 | 56 |
| CTIVP ® – MFS® Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.72 | $2.13 | $2.40 | $2.07 | $1.85 | $1.89 | $1.74 | $1.30 | $1.14 | $1.15 |
| Accumulation unit value at end of period | $2.77 | $2.72 | $2.13 | $2.40 | $2.07 | $1.85 | $1.89 | $1.74 | $1.30 | $1.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,654 | 1,574 | 1,551 | 1,309 | 885 | 583 | 403 | 380 | 161 | 84 |
| CTIVP ® – Morgan Stanley Advantage Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $3.17 | $2.53 | $2.50 | $1.92 | $1.88 | $1.79 | $1.70 | $1.31 | $1.19 | $1.24 |
| Accumulation unit value at end of period | $5.49 | $3.17 | $2.53 | $2.50 | $1.92 | $1.88 | $1.79 | $1.70 | $1.31 | $1.19 |
| Number of accumulation units outstanding at end of period (000 omitted) | 581 | 514 | 394 | 225 | 253 | 275 | 248 | 261 | 275 | 114 |
| CTIVP ® – T. Rowe Price Large Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.37 | $1.90 | $2.13 | $1.86 | $1.65 | $1.83 | $1.69 | $1.34 | $1.20 | $1.17 |
| Accumulation unit value at end of period | $2.40 | $2.37 | $1.90 | $2.13 | $1.86 | $1.65 | $1.83 | $1.69 | $1.34 | $1.20 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,287 | 1,236 | 1,054 | 685 | 586 | 477 | 401 | 362 | 319 | 97 |
| CTIVP ® – TCW Core Plus Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.12 | $1.04 | $1.06 | $1.04 | $1.03 | $1.04 | $1.01 | $1.05 | $1.04 | $1.00 |
| Accumulation unit value at end of period | $1.20 | $1.12 | $1.04 | $1.06 | $1.04 | $1.03 | $1.04 | $1.01 | $1.05 | $1.04 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,147 | 679 | 467 | 355 | 324 | 171 | 175 | 249 | 256 | 21 |
| CTIVP ® – Victory Sycamore Established Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.90 | $2.29 | $2.59 | $2.27 | $1.91 | $1.93 | $1.75 | $1.31 | $1.13 | $1.23 |
| Accumulation unit value at end of period | $3.08 | $2.90 | $2.29 | $2.59 | $2.27 | $1.91 | $1.93 | $1.75 | $1.31 | $1.13 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,085 | 1,271 | 1,152 | 1,156 | 851 | 466 | 382 | 345 | 255 | 48 |
| CTIVP ® – Wells Fargo Short Duration Government Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $0.98 | $0.96 | $0.97 | $0.97 | $0.98 | $0.99 | $1.00 | $1.01 | $1.01 | $1.00 |
| Accumulation unit value at end of period | $1.00 | $0.98 | $0.96 | $0.97 | $0.97 | $0.98 | $0.99 | $1.00 | $1.01 | $1.01 |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,062 | 1,661 | 1,583 | 1,341 | 514 | 478 | 223 | 118 | 80 | 38 |
| CTIVP ® – Westfield Mid Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.93 | $2.09 | $2.20 | $1.82 | $1.78 | $1.86 | $1.73 | $1.37 | $1.19 | $1.19 |
| Accumulation unit value at end of period | $3.67 | $2.93 | $2.09 | $2.20 | $1.82 | $1.78 | $1.86 | $1.73 | $1.37 | $1.19 |
| Number of accumulation units outstanding at end of period (000 omitted) | 470 | 562 | 527 | 411 | 363 | 353 | 210 | 217 | 171 | 12 |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| DWS Alternative Asset Allocation VIP, Class B (4/30/2012) | ||||||||||
| Accumulation unit value at beginning of period | $1.03 | $0.91 | $1.02 | $0.97 | $0.93 | $1.01 | $0.99 | $1.00 | $1.00 | — |
| Accumulation unit value at end of period | $1.07 | $1.03 | $0.91 | $1.02 | $0.97 | $0.93 | $1.01 | $0.99 | $1.00 | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 383 | 538 | 754 | 725 | 838 | 915 | 1,276 | 808 | 562 | — |
| Fidelity ® VIP ContrafundSM Portfolio Service Class 2 (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.62 | $2.02 | $2.20 | $1.83 | $1.72 | $1.74 | $1.57 | $1.22 | $1.06 | $1.11 |
| Accumulation unit value at end of period | $3.37 | $2.62 | $2.02 | $2.20 | $1.83 | $1.72 | $1.74 | $1.57 | $1.22 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 8,173 | 8,852 | 9,051 | 8,887 | 9,360 | 9,956 | 9,348 | 9,784 | 10,025 | 10,542 |
| Fidelity ® VIP Mid Cap Portfolio Service Class 2 (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.36 | $1.94 | $2.31 | $1.94 | $1.75 | $1.81 | $1.73 | $1.29 | $1.14 | $1.29 |
| Accumulation unit value at end of period | $2.74 | $2.36 | $1.94 | $2.31 | $1.94 | $1.75 | $1.81 | $1.73 | $1.29 | $1.14 |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,204 | 4,478 | 4,668 | 4,675 | 4,625 | 5,025 | 4,931 | 4,905 | 4,805 | 5,555 |
| Fidelity ® VIP Strategic Income Portfolio Service Class 2 (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.15 | $1.05 | $1.10 | $1.03 | $0.97 | $1.00 | $0.98 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.22 | $1.15 | $1.05 | $1.10 | $1.03 | $0.97 | $1.00 | $0.98 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 8,402 | 8,228 | 6,882 | 4,889 | 2,497 | 1,763 | 1,362 | 451 | — | — |
| Franklin Income VIP Fund – Class 2 (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.33 | $1.16 | $1.23 | $1.14 | $1.01 | $1.10 | $1.07 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.33 | $1.33 | $1.16 | $1.23 | $1.14 | $1.01 | $1.10 | $1.07 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,667 | 2,921 | 2,776 | 2,521 | 1,994 | 2,676 | 3,130 | 1,174 | — | — |
| Franklin Mutual Shares VIP Fund – Class 2 (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $1.81 | $1.50 | $1.67 | $1.56 | $1.36 | $1.45 | $1.37 | $1.09 | $0.96 | $0.99 |
| Accumulation unit value at end of period | $1.70 | $1.81 | $1.50 | $1.67 | $1.56 | $1.36 | $1.45 | $1.37 | $1.09 | $0.96 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,576 | 2,242 | 2,425 | 2,590 | 2,776 | 2,964 | 3,154 | 3,165 | 3,381 | 4,076 |
| Franklin Small Cap Value VIP Fund – Class 2 (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.29 | $1.83 | $2.13 | $1.95 | $1.52 | $1.66 | $1.67 | $1.24 | $1.06 | $1.12 |
| Accumulation unit value at end of period | $2.37 | $2.29 | $1.83 | $2.13 | $1.95 | $1.52 | $1.66 | $1.67 | $1.24 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,765 | 1,876 | 1,849 | 1,895 | 1,889 | 1,640 | 1,709 | 1,708 | 1,505 | 1,730 |
| Goldman Sachs VIT Multi-Strategy Alternatives Portfolio – Advisor Shares (6/30/2014) | ||||||||||
| Accumulation unit value at beginning of period | $0.91 | $0.85 | $0.93 | $0.90 | $0.91 | $0.97 | $1.00 | — | — | — |
| Accumulation unit value at end of period | $0.96 | $0.91 | $0.85 | $0.93 | $0.90 | $0.91 | $0.97 | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 636 | 805 | 655 | 473 | 414 | 292 | 45 | — | — | — |
| Invesco Oppenheimer V.I. Global Fund, Series II Shares (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.31 | $1.78 | $2.08 | $1.55 | $1.57 | $1.53 | $1.52 | $1.22 | $1.02 | $1.13 |
| Accumulation unit value at end of period | $2.90 | $2.31 | $1.78 | $2.08 | $1.55 | $1.57 | $1.53 | $1.52 | $1.22 | $1.02 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,385 | 2,496 | 2,684 | 2,150 | 2,131 | 2,386 | 2,030 | 1,770 | 1,487 | 1,548 |
| Invesco Oppenheimer V.I. Global Strategic Income Fund, Series II Shares (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $1.56 | $1.43 | $1.52 | $1.45 | $1.38 | $1.44 | $1.42 | $1.45 | $1.29 | $1.30 |
| Accumulation unit value at end of period | $1.59 | $1.56 | $1.43 | $1.52 | $1.45 | $1.38 | $1.44 | $1.42 | $1.45 | $1.29 |
| Number of accumulation units outstanding at end of period (000 omitted) | 4,344 | 5,070 | 5,970 | 6,634 | 7,284 | 8,408 | 9,595 | 12,312 | 17,181 | 20,543 |
| Invesco Oppenheimer V.I. Main Street Small Cap Fund, Series II Shares (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.45 | $1.97 | $2.23 | $1.98 | $1.71 | $1.84 | $1.67 | $1.20 | $1.04 | $1.07 |
| Accumulation unit value at end of period | $2.89 | $2.45 | $1.97 | $2.23 | $1.98 | $1.71 | $1.84 | $1.67 | $1.20 | $1.04 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,070 | 2,203 | 2,374 | 2,265 | 1,900 | 1,813 | 1,564 | 1,567 | 1,572 | 1,536 |
| Invesco V.I. Balanced-Risk Allocation Fund, Series II Shares (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.20 | $1.06 | $1.15 | $1.06 | $0.97 | $1.02 | $0.98 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.31 | $1.20 | $1.06 | $1.15 | $1.06 | $0.97 | $1.02 | $0.98 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,211 | 4,129 | 4,146 | 4,009 | 3,539 | 3,171 | 3,142 | 2,124 | — | — |
| Ivy VIP Asset Strategy, Class II (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.28 | $1.06 | $1.14 | $0.98 | $1.01 | $1.12 | $1.20 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.44 | $1.28 | $1.06 | $1.14 | $0.98 | $1.01 | $1.12 | $1.20 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 859 | 981 | 923 | 1,016 | 1,167 | 2,474 | 2,902 | 1,461 | — | — |
| Janus Henderson VIT Balanced Portfolio: Service Shares (4/27/2018) | ||||||||||
| Accumulation unit value at beginning of period | $1.19 | $0.99 | $1.00 | — | — | — | — | — | — | — |
| Accumulation unit value at end of period | $1.34 | $1.19 | $0.99 | — | — | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 5,939 | 3,868 | 1,695 | — | — | — | — | — | — | — |
| Janus Henderson VIT Flexible Bond Portfolio: Service Shares (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.08 | $1.00 | $1.03 | $1.01 | $1.00 | $1.01 | $0.98 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.18 | $1.08 | $1.00 | $1.03 | $1.01 | $1.00 | $1.01 | $0.98 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,481 | 2,583 | 2,392 | 2,156 | 2,025 | 1,254 | 460 | 199 | — | — |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Janus Henderson VIT Research Portfolio: Service Shares (5/1/2007) | ||||||||||
| Accumulation unit value at beginning of period | $2.44 | $1.83 | $1.91 | $1.51 | $1.53 | $1.48 | $1.33 | $1.03 | $0.89 | $0.95 |
| Accumulation unit value at end of period | $3.19 | $2.44 | $1.83 | $1.91 | $1.51 | $1.53 | $1.48 | $1.33 | $1.03 | $0.89 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,004 | 962 | 885 | 842 | 903 | 956 | 983 | 1,287 | 1,514 | 1,713 |
| Lazard Retirement Global Dynamic Multi-Asset Portfolio – Service Shares (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.45 | $1.25 | $1.35 | $1.14 | $1.12 | $1.14 | $1.12 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.44 | $1.45 | $1.25 | $1.35 | $1.14 | $1.12 | $1.14 | $1.12 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,104 | 3,361 | 3,656 | 1,414 | 1,413 | 1,038 | 810 | 436 | — | — |
| MFS ® Utilities Series – Service Class (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.79 | $2.26 | $2.27 | $2.01 | $1.83 | $2.18 | $1.96 | $1.65 | $1.48 | $1.41 |
| Accumulation unit value at end of period | $2.90 | $2.79 | $2.26 | $2.27 | $2.01 | $1.83 | $2.18 | $1.96 | $1.65 | $1.48 |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,042 | 2,265 | 2,090 | 2,136 | 2,266 | 2,660 | 3,161 | 3,269 | 3,682 | 3,758 |
| Morgan Stanley VIF Discovery Portfolio, Class II Shares (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $3.20 | $2.32 | $2.13 | $1.55 | $1.73 | $1.86 | $1.85 | $1.36 | $1.27 | $1.39 |
| Accumulation unit value at end of period | $7.97 | $3.20 | $2.32 | $2.13 | $1.55 | $1.73 | $1.86 | $1.85 | $1.36 | $1.27 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,111 | 1,027 | 1,026 | 660 | 595 | 774 | 883 | 895 | 1,061 | 1,364 |
| Neuberger Berman AMT Sustainable Equity Portfolio (Class S) (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.48 | $2.00 | $2.16 | $1.85 | $1.71 | $1.74 | $1.60 | $1.18 | $1.08 | $1.13 |
| Accumulation unit value at end of period | $2.92 | $2.48 | $2.00 | $2.16 | $1.85 | $1.71 | $1.74 | $1.60 | $1.18 | $1.08 |
| Number of accumulation units outstanding at end of period (000 omitted) | 208 | 221 | 128 | 120 | 135 | 154 | 203 | 141 | 125 | 131 |
| Neuberger Berman AMT U.S. Equity Index PutWrite Strategy Portfolio (Class S) (6/30/2014) | ||||||||||
| Accumulation unit value at beginning of period | $1.00 | $0.88 | $0.95 | $0.90 | $0.92 | $0.98 | $1.00 | — | — | — |
| Accumulation unit value at end of period | $1.07 | $1.00 | $0.88 | $0.95 | $0.90 | $0.92 | $0.98 | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 480 | 639 | 578 | 501 | 513 | 362 | — | — | — | — |
| PIMCO VIT All Asset Portfolio, Advisor Class (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $1.62 | $1.47 | $1.58 | $1.41 | $1.27 | $1.41 | $1.42 | $1.44 | $1.27 | $1.26 |
| Accumulation unit value at end of period | $1.73 | $1.62 | $1.47 | $1.58 | $1.41 | $1.27 | $1.41 | $1.42 | $1.44 | $1.27 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,470 | 1,937 | 2,233 | 2,473 | 2,641 | 2,943 | 4,408 | 5,512 | 6,952 | 6,150 |
| PIMCO VIT Global Managed Asset Allocation Portfolio, Advisor Class (4/30/2012) | ||||||||||
| Accumulation unit value at beginning of period | $1.18 | $1.02 | $1.10 | $0.98 | $0.95 | $0.97 | $0.94 | $1.03 | $1.00 | — |
| Accumulation unit value at end of period | $1.36 | $1.18 | $1.02 | $1.10 | $0.98 | $0.95 | $0.97 | $0.94 | $1.03 | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 500 | 511 | 512 | 520 | 518 | 504 | 351 | 260 | 129 | — |
| PIMCO VIT Total Return Portfolio, Advisor Class (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.07 | $1.00 | $1.02 | $0.99 | $0.98 | $0.99 | $0.96 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.15 | $1.07 | $1.00 | $1.02 | $0.99 | $0.98 | $0.99 | $0.96 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 3,254 | 2,749 | 1,908 | 1,476 | 878 | 672 | 363 | 193 | — | — |
| Templeton Global Bond VIP Fund – Class 2 (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $0.96 | $0.95 | $0.95 | $0.94 | $0.93 | $0.98 | $0.98 | $1.00 | — | — |
| Accumulation unit value at end of period | $0.90 | $0.96 | $0.95 | $0.95 | $0.94 | $0.93 | $0.98 | $0.98 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,310 | 2,235 | 1,991 | 1,687 | 1,076 | 1,207 | 1,278 | 1,027 | — | — |
| VanEck VIP Global Gold Fund (Class S Shares) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $0.97 | $0.71 | $0.85 | $0.78 | $0.53 | $0.71 | $0.76 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.33 | $0.97 | $0.71 | $0.85 | $0.78 | $0.53 | $0.71 | $0.76 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,482 | 1,164 | 744 | 664 | 631 | 409 | 287 | 97 | — | — |
| Variable Portfolio – Aggressive Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.94 | $1.62 | $1.79 | $1.53 | $1.46 | $1.49 | $1.43 | $1.20 | $1.07 | $1.12 |
| Accumulation unit value at end of period | $2.20 | $1.94 | $1.62 | $1.79 | $1.53 | $1.46 | $1.49 | $1.43 | $1.20 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 12,580 | 15,149 | 16,142 | 18,357 | 20,007 | 19,777 | 19,143 | 15,758 | 11,659 | 7,924 |
| Variable Portfolio – Conservative Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.32 | $1.20 | $1.26 | $1.19 | $1.16 | $1.18 | $1.15 | $1.12 | $1.06 | $1.04 |
| Accumulation unit value at end of period | $1.42 | $1.32 | $1.20 | $1.26 | $1.19 | $1.16 | $1.18 | $1.15 | $1.12 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 20,837 | 22,144 | 25,984 | 26,676 | 28,787 | 28,872 | 29,801 | 34,450 | 36,267 | 23,540 |
| Variable Portfolio – Managed Risk Fund (Class 2) (9/18/2017) | ||||||||||
| Accumulation unit value at beginning of period | $1.11 | $0.97 | $1.03 | $1.00 | — | — | — | — | — | — |
| Accumulation unit value at end of period | $1.18 | $1.11 | $0.97 | $1.03 | — | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 2,941 | 3,002 | 2,225 | 589 | — | — | — | — | — | — |
| Variable Portfolio – Managed Risk U.S. Fund (Class 2) (9/18/2017) | ||||||||||
| Accumulation unit value at beginning of period | $1.16 | $0.99 | $1.04 | $1.00 | — | — | — | — | — | — |
| Accumulation unit value at end of period | $1.26 | $1.16 | $0.99 | $1.04 | — | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,602 | 1,209 | 1,001 | 422 | — | — | — | — | — | — |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Variable Portfolio – Managed Volatility Conservative Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.17 | $1.05 | $1.10 | $1.03 | $1.01 | $1.04 | $1.01 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.24 | $1.17 | $1.05 | $1.10 | $1.03 | $1.01 | $1.04 | $1.01 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 16,679 | 12,468 | 10,912 | 10,329 | 13,806 | 9,254 | 4,516 | 2,528 | — | — |
| Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.24 | $1.10 | $1.16 | $1.06 | $1.04 | $1.08 | $1.04 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.33 | $1.24 | $1.10 | $1.16 | $1.06 | $1.04 | $1.08 | $1.04 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 32,789 | 35,282 | 35,520 | 35,877 | 38,216 | 27,307 | 17,931 | 4,067 | — | — |
| Variable Portfolio – Managed Volatility Growth Fund (Class 2) (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.38 | $1.18 | $1.30 | $1.12 | $1.10 | $1.15 | $1.11 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.52 | $1.38 | $1.18 | $1.30 | $1.12 | $1.10 | $1.15 | $1.11 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 88,442 | 98,310 | 104,138 | 97,857 | 98,879 | 108,570 | 95,365 | 31,656 | — | — |
| Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) (4/30/2012) | ||||||||||
| Accumulation unit value at beginning of period | $1.40 | $1.22 | $1.32 | $1.17 | $1.14 | $1.19 | $1.15 | $1.02 | $1.00 | — |
| Accumulation unit value at end of period | $1.53 | $1.40 | $1.22 | $1.32 | $1.17 | $1.14 | $1.19 | $1.15 | $1.02 | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 262,204 | 285,021 | 314,109 | 331,054 | 374,569 | 387,669 | 382,220 | 349,573 | 238,831 | — |
| Variable Portfolio – Moderate Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.63 | $1.42 | $1.53 | $1.37 | $1.32 | $1.35 | $1.30 | $1.18 | $1.08 | $1.09 |
| Accumulation unit value at end of period | $1.82 | $1.63 | $1.42 | $1.53 | $1.37 | $1.32 | $1.35 | $1.30 | $1.18 | $1.08 |
| Number of accumulation units outstanding at end of period (000 omitted) | 135,965 | 150,607 | 154,849 | 156,179 | 159,881 | 163,884 | 166,042 | 159,138 | 125,044 | 89,953 |
| Variable Portfolio – Moderately Aggressive Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.78 | $1.52 | $1.66 | $1.45 | $1.39 | $1.42 | $1.37 | $1.20 | $1.08 | $1.11 |
| Accumulation unit value at end of period | $2.01 | $1.78 | $1.52 | $1.66 | $1.45 | $1.39 | $1.42 | $1.37 | $1.20 | $1.08 |
| Number of accumulation units outstanding at end of period (000 omitted) | 55,792 | 60,782 | 66,160 | 66,683 | 69,731 | 74,275 | 71,301 | 69,594 | 55,799 | 42,475 |
| Variable Portfolio – Moderately Conservative Portfolio (Class 2) (5/7/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.47 | $1.31 | $1.38 | $1.27 | $1.24 | $1.26 | $1.22 | $1.15 | $1.07 | $1.07 |
| Accumulation unit value at end of period | $1.61 | $1.47 | $1.31 | $1.38 | $1.27 | $1.24 | $1.26 | $1.22 | $1.15 | $1.07 |
| Number of accumulation units outstanding at end of period (000 omitted) | 47,936 | 46,586 | 49,985 | 53,177 | 54,241 | 52,751 | 51,204 | 56,872 | 57,701 | 40,844 |
| Variable Portfolio – Partners Core Bond Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.17 | $1.09 | $1.11 | $1.09 | $1.08 | $1.09 | $1.05 | $1.09 | $1.06 | $1.00 |
| Accumulation unit value at end of period | $1.25 | $1.17 | $1.09 | $1.11 | $1.09 | $1.08 | $1.09 | $1.05 | $1.09 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 933 | 882 | 867 | 1,437 | 1,057 | 496 | 507 | 505 | 545 | 67 |
| Variable Portfolio – Partners Core Equity Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.41 | $1.93 | $2.14 | $1.80 | $1.67 | $1.68 | $1.53 | $1.21 | $1.11 | $1.16 |
| Accumulation unit value at end of period | $2.78 | $2.41 | $1.93 | $2.14 | $1.80 | $1.67 | $1.68 | $1.53 | $1.21 | $1.11 |
| Number of accumulation units outstanding at end of period (000 omitted) | 332 | 357 | 429 | 481 | 464 | 386 | 234 | 223 | 135 | 68 |
| Variable Portfolio – Partners International Core Equity Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.42 | $1.22 | $1.48 | $1.23 | $1.29 | $1.31 | $1.43 | $1.20 | $1.01 | $1.17 |
| Accumulation unit value at end of period | $1.56 | $1.42 | $1.22 | $1.48 | $1.23 | $1.29 | $1.31 | $1.43 | $1.20 | $1.01 |
| Number of accumulation units outstanding at end of period (000 omitted) | 661 | 694 | 500 | 319 | 340 | 360 | 278 | 217 | 168 | 18 |
| Variable Portfolio – Partners International Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.60 | $1.28 | $1.60 | $1.28 | $1.35 | $1.40 | $1.42 | $1.21 | $1.06 | $1.16 |
| Accumulation unit value at end of period | $1.93 | $1.60 | $1.28 | $1.60 | $1.28 | $1.35 | $1.40 | $1.42 | $1.21 | $1.06 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,485 | 1,614 | 1,683 | 1,385 | 1,201 | 924 | 645 | 381 | 168 | 27 |
| Variable Portfolio – Partners International Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $1.27 | $1.13 | $1.39 | $1.13 | $1.06 | $1.16 | $1.27 | $1.08 | $0.94 | $1.18 |
| Accumulation unit value at end of period | $1.20 | $1.27 | $1.13 | $1.39 | $1.13 | $1.06 | $1.16 | $1.27 | $1.08 | $0.94 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,158 | 1,161 | 1,261 | 1,181 | 933 | 896 | 537 | 381 | 124 | 56 |
| Variable Portfolio – Partners Small Cap Growth Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.41 | $2.02 | $2.15 | $1.84 | $1.75 | $1.88 | $1.91 | $1.38 | $1.26 | $1.29 |
| Accumulation unit value at end of period | $3.30 | $2.41 | $2.02 | $2.15 | $1.84 | $1.75 | $1.88 | $1.91 | $1.38 | $1.26 |
| Number of accumulation units outstanding at end of period (000 omitted) | 389 | 455 | 332 | 297 | 270 | 186 | 132 | 118 | 55 | 13 |
| Variable Portfolio – Partners Small Cap Value Fund (Class 2) (7/19/2010) | ||||||||||
| Accumulation unit value at beginning of period | $2.03 | $1.72 | $2.02 | $1.92 | $1.55 | $1.73 | $1.72 | $1.30 | $1.16 | $1.23 |
| Accumulation unit value at end of period | $2.09 | $2.03 | $1.72 | $2.02 | $1.92 | $1.55 | $1.73 | $1.72 | $1.30 | $1.16 |
| Number of accumulation units outstanding at end of period (000 omitted) | 268 | 357 | 291 | 146 | 221 | 197 | 148 | 71 | 81 | 8 |
| Variable Portfolio – U.S. Flexible Conservative Growth Fund (Class 2) (11/14/2016) | ||||||||||
| Accumulation unit value at beginning of period | $1.21 | $1.07 | $1.11 | $1.00 | $1.00 | — | — | — | — | — |
| Accumulation unit value at end of period | $1.26 | $1.21 | $1.07 | $1.11 | $1.00 | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 8,144 | 7,498 | 4,741 | 2,472 | 78 | — | — | — | — | — |
| Year ended December 31, | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
| Variable Portfolio – U.S. Flexible Growth Fund (Class 2) (11/14/2016) | ||||||||||
| Accumulation unit value at beginning of period | $1.36 | $1.15 | $1.21 | $1.03 | $1.00 | — | — | — | — | — |
| Accumulation unit value at end of period | $1.41 | $1.36 | $1.15 | $1.21 | $1.03 | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 23,315 | 21,840 | 17,010 | 10,230 | 2,486 | — | — | — | — | — |
| Variable Portfolio – U.S. Flexible Moderate Growth Fund (Class 2) (11/14/2016) | ||||||||||
| Accumulation unit value at beginning of period | $1.28 | $1.11 | $1.16 | $1.02 | $1.00 | — | — | — | — | — |
| Accumulation unit value at end of period | $1.34 | $1.28 | $1.11 | $1.16 | $1.02 | — | — | — | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 24,406 | 26,679 | 21,109 | 13,311 | 2,374 | — | — | — | — | — |
| Wells Fargo VT Opportunity Fund – Class 2 (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $2.76 | $2.13 | $2.32 | $1.95 | $1.76 | $1.84 | $1.69 | $1.31 | $1.15 | $1.23 |
| Accumulation unit value at end of period | $3.30 | $2.76 | $2.13 | $2.32 | $1.95 | $1.76 | $1.84 | $1.69 | $1.31 | $1.15 |
| Number of accumulation units outstanding at end of period (000 omitted) | 589 | 671 | 704 | 810 | 941 | 1,040 | 876 | 991 | 1,090 | 1,313 |
| Wells Fargo VT Small Cap Growth Fund – Class 2 (6/26/2006) | ||||||||||
| Accumulation unit value at beginning of period | $3.14 | $2.55 | $2.55 | $2.05 | $1.93 | $2.02 | $2.08 | $1.40 | $1.32 | $1.40 |
| Accumulation unit value at end of period | $4.90 | $3.14 | $2.55 | $2.55 | $2.05 | $1.93 | $2.02 | $2.08 | $1.40 | $1.32 |
| Number of accumulation units outstanding at end of period (000 omitted) | 1,061 | 1,065 | 1,173 | 1,008 | 945 | 999 | 947 | 1,042 | 969 | 1,008 |
| Western Asset Variable Global High Yield Bond Portfolio – Class II (4/29/2013) | ||||||||||
| Accumulation unit value at beginning of period | $1.18 | $1.05 | $1.11 | $1.04 | $0.91 | $0.98 | $1.01 | $1.00 | — | — |
| Accumulation unit value at end of period | $1.25 | $1.18 | $1.05 | $1.11 | $1.04 | $0.91 | $0.98 | $1.01 | — | — |
| Number of accumulation units outstanding at end of period (000 omitted) | 472 | 540 | 709 | 589 | 322 | 265 | 315 | 230 | — | — |
Calculating Annuity Payouts | p. 3 |
Rating Agencies | p. 4 |
Principal Underwriter | p. 4 |
Service Providers | p. 4 |
Custodian | p. 5 |
Independent Registered Public Accounting Firm | p. 5 |
Condensed Financial Information (Unaudited) | p. 6 |
| Financial Statements |
