Equitable Financial Life Insurance 10-Q2018 Q3 Quarterly report

Filed: 13 Nov 18, 7:59am

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New words: accomplishing, acquired, admitted, aggressive, algorithmic, alter, assignment, authoritative, backdrop, bear, Bern, Big, bode, Brexit, bull, Catlin, characteristic, choose, choosing, circumvent, civil, conservative, Construction, constructive, contractor, CPA, criminal, crude, Cut, decide, deciding, delete, demographic, deter, diligence, diplomatic, Dow, edge, eleven, Energy, footnote, frozen, gender, grandfathered, grow, holder, inadvertent, inappropriate, incident, inducement, inside, intentionally, introduction, inventory, Korea, ledger, license, lost, marine, misappropriate, mobile, Nasdaq, nominal, nonparticipating, Nonrefundable, notification, notified, notifying, NYSE, overvalued, penetrate, people, personal, personally, petroleum, portable, prevalent, privacy, Procurement, promised, promulgated, proprietary, rapid, rebranding, remeasured, remeasurement, RIC, risky, rollover, rotational, rulemaking, run, safeguard, ship, side, stagnation, stolen, strong, Subtopic, surviving, taxable, technical, thereunder, Topic, transporting, unauthorized, unexpected, unfolding, unintentionally, upper, Virginia, waiver, wake, watching, XL

Removed: absorb, affiliate, allegedly, American, arm, auction, bankruptcy, bilateral, buying, calendar, Calvin, cap, carefully, CDS, CDX, collateralization, collection, commence, consolidate, contemporaneously, correlate, customary, defaulted, denied, derecognized, documented, DOL, doubtful, DUP, economically, emulate, ERISA, exchanged, existence, expert, Extensive, filing, GAIA, gap, heard, identify, illiquid, inclusive, indirectly, initially, insight, insolvency, IRA, lack, legislative, living, misrepresent, modeling, monitored, motivate, natural, negotiated, netted, netting, notional, obligated, obtainable, omission, ordered, owe, panel, parental, participating, permissible, power, productive, qualitatively, quantitatively, receivable, recourse, recruit, reducing, referenced, remediating, remedied, replicate, replicated, resold, restructured, resumption, selection, senior, serve, settle, SNAC, sovereign, Stabilizer, STEC, structured, subsequent, substantive, suggest, super, system, terminate, tested, tranche, transacted, underwritten, verifying, Yarbrough

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Exhibit 32.2

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q of AXA Equitable Life Insurance Company (the “Company”) for the quarter ended September 30, 2018, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Anders Malmström, Senior Executive Director and Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(1) the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

(2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: November 13, 2018

/s/ Anders Malmstrom

Anders Malmstrom

Senior Executive Director and

Chief Financial Officer