CCFNB Bancorp (CCFN) 10-K21 Mar 142013 FY Annual reportFinancial data

Company Profile

Document_And_Entity_Informatio

Document And Entity Information (USD $)	12 Months Ended
Document And Entity Information (USD $)	Dec. 31, 2013	Mar. 01, 2014	Jun. 30, 2013
Document Information [Line Items]	'	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Trading Symbol	'CCFN	'	'
Entity Common Stock, Shares Outstanding	'	2,180,644	'
Entity Registrant Name	'CCFNB BANCORP INC	'	'
Entity Central Index Key	'0000731122	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Public Float	'	'	$75,853,411

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
ASSETS	'	'
Cash and due from banks	$8,000	$10,391
Interest-bearing deposits in other banks	778	10,146
Federal funds sold	2,164	2,054
Total cash and cash equivalents	10,942	22,591
Investment securities, available for sale, at fair value	178,085	170,444
Restricted securities, at cost	3,750	3,355
Loans held for sale	12,379	10,824
Loans, net of unearned income	382,378	363,941
Less: Allowance for loan losses	6,431	6,186
Loans, net	375,947	357,755
Premises and equipment, net	11,517	11,935
Accrued interest receivable	1,666	1,592
Cash surrender value of bank-owned life insurance	15,499	14,975
Investment in limited partnerships	1,201	1,413
Intangible Assets:	'	'
Core deposit	835	1,203
Goodwill	7,937	7,937
Prepaid FDIC assessment	0	864
Other assets	4,252	2,833
TOTAL ASSETS	624,010	607,721
LIABILITIES	'	'
Interest-bearing deposits	379,813	382,133
Noninterest-bearing deposits	78,447	80,895
Total deposits	458,260	463,028
Short-term borrowings	83,563	64,026
Long-term borrowings	2,107	4,112
Accrued interest payable	263	333
Other liabilities	4,021	1,686
TOTAL LIABILITIES	548,214	533,185
STOCKHOLDERS' EQUITY	'	'
Common stock, par value $1.25 per share; authorized 15,000,000 shares, issued 2,330,544 shares in 2013 and 2,315,646 shares in 2012	2,913	2,894
Surplus	29,466	28,931
Retained earnings	48,588	44,713
Accumulated other comprehensive income	-498	2,046
Treasury stock, at cost; 146,700 shares in 2013 and 129,900 shares in 2012	-4,673	-4,048
TOTAL STOCKHOLDERS' EQUITY	75,796	74,536
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$624,010	$607,721

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets [Parenthetical] (USD $)	Dec. 31, 2013	Dec. 31, 2012
Common stock, par value (in dollars per share)	$1.25	$1.25
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	2,330,544	2,315,646
Treasury stock, shares	146,700	129,900

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
INTEREST AND DIVIDEND INCOME	'	'	'
Taxable	$16,418	$17,122	$17,554
Tax-exempt	1,081	1,108	1,141
Interest and dividends on investment securities:	'	'	'
Taxable	2,252	3,587	5,121
Tax-exempt	814	701	571
Dividend and other interest income	100	64	52
Federal funds sold	1	2	1
Deposits in other banks	25	59	68
TOTAL INTEREST AND DIVIDEND INCOME	20,691	22,643	24,508
INTEREST EXPENSE	'	'	'
Deposits	2,211	3,119	4,558
Short-term borrowings	205	213	316
Long-term borrowings	89	136	159
Junior subordinate debentures	0	0	93
TOTAL INTEREST EXPENSE	2,505	3,468	5,126
NET INTEREST INCOME	18,186	19,175	19,382
PROVISION FOR LOAN LOSSES	395	835	820
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	17,791	18,340	18,562
NON-INTEREST INCOME	'	'	'
Service charges and fees	1,356	1,478	1,660
Gain on sale of loans	1,054	1,759	871
Earnings on bank-owned life insurance	467	504	414
Brokerage	458	441	284
Trust	685	687	771
Investment security losses	258	-36	-103
Gain on sale of premises and equipment	0	0	489
Interchange fees	1,107	1,050	949
Other	892	1,093	1,005
TOTAL NON-INTEREST INCOME	6,277	6,976	6,340
NON-INTEREST EXPENSE	'	'	'
Salaries	6,383	6,582	6,508
Employee benefits	1,841	1,661	1,706
Occupancy	1,090	1,048	1,045
Furniture and Equipment	1,138	1,191	1,271
State shares tax	670	637	596
Professional fees	659	644	618
Director's fees	268	257	263
FDIC assessments	313	318	384
Telecommunications	261	263	284
Amortization of core deposit intangible	368	435	554
Automated teller machine and interchange	489	625	660
Other	1,657	2,161	1,921
TOTAL NON-INTEREST EXPENSE	15,137	15,822	15,810
INCOME BEFORE INCOME TAX PROVISION	8,931	9,494	9,092
INCOME TAX PROVISION	2,113	2,341	2,316
NET INCOME	$6,818	$7,153	$6,776
EARNINGS PER SHARE	$3.13	$3.25	$3.05
CASH DIVIDENDS PER SHARE	$1.35	$1.30	$1.24
WEIGHTED AVERAGE SHARES OUTSTANDING	2,181,080	2,200,234	2,224,455

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Total	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]
In Thousands, except Share data	Total	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2010	$67,854	$2,859	$27,964	$36,397	$2,221	($1,587)
Balance (in shares) at Dec. 31, 2010	'	2,286,931	'	'	'	'
Net income	6,776	'	'	6,776	'	'
Change in net unrealized gain on investment securities available-for-sale, net of reclassification adjustment and tax effects.	39	'	'	'	39	'
Common stock issuance under dividend reinvestment and stock purchase plans	468	17	451	'	'	'
Common stock issuance under dividend reinvestment and stock purchase plans (in shares)	'	14,056	'	'	'	'
Recognition of employee stock purchase plan expense	6	'	6	'	'	'
Purchase of treasury stock	-973	'	'	'	'	-973
Cash dividends	-2,755	'	'	-2,755	'	'
Balance at Dec. 31, 2011	71,415	2,876	28,421	40,418	2,260	-2,560
Balance (in shares) at Dec. 31, 2011	'	2,300,987	'	'	'	'
Net income	7,153	'	'	7,153	'	'
Change in net unrealized gain on investment securities available-for-sale, net of reclassification adjustment and tax effects.	-214	'	'	'	-214	'
Common stock issuance under dividend reinvestment and stock purchase plans	522	18	504	'	'	'
Common stock issuance under dividend reinvestment and stock purchase plans (in shares)	'	14,659	'	'	'	'
Recognition of employee stock purchase plan expense	6	'	6	'	'	'
Purchase of treasury stock	-1,488	'	'	'	'	-1,488
Cash dividends	-2,858	'	'	-2,858	'	'
Balance at Dec. 31, 2012	74,536	2,894	28,931	44,713	2,046	-4,048
Balance (in shares) at Dec. 31, 2012	'	2,315,646	'	'	'	'
Net income	6,818	'	'	6,818	'	'
Change in net unrealized gain on investment securities available-for-sale, net of reclassification adjustment and tax effects.	-2,544	'	'	'	-2,544	'
Common stock issuance under dividend reinvestment and stock purchase plans	548	19	529	'	'	'
Common stock issuance under dividend reinvestment and stock purchase plans (in shares)	'	14,898	'	'	'	'
Recognition of employee stock purchase plan expense	6	'	6	'	'	'
Purchase of treasury stock	-625	'	'	'	'	-625
Cash dividends	-2,943	'	'	-2,943	'	'
Balance at Dec. 31, 2013	$75,796	$2,913	$29,466	$48,588	($498)	($4,673)
Balance (in shares) at Dec. 31, 2013	'	2,330,544	'	'	'	'

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity [Parenthetical] (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Purchase of treasury stock (in shares)	16,800	41,000	27,900
Cash dividends (in dollars per share)	$1.35	$1.30	$1.24

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net Income	$6,818	$7,153	$6,776
Other comprehensive income:	'	'	'
Change in unrealized gain on investment securities available-for-sale	-4,113	-288	163
Realized gain (loss) included in net income	258	-36	-103
Other comprehensive (loss) income before tax expense	-3,855	-324	60
Tax effect	-1,311	-110	21
Other comprehensive (loss) income	-2,544	-214	39
Comprehensive income	$4,274	$6,939	$6,815

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
OPERATING ACTIVITIES	'	'	'
Net Income	$6,818	$7,153	$6,776
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Provision for loan losses	395	835	820
Depreciation and amortization of premises and equipment	711	726	801
Gain on sale of investment securities	-258	0	-11
Impairment loss on securities	0	36	114
Amortization and accretion on investment securities	1,264	882	885
Gain on sale of premises and equipment	0	0	-489
Loss on sale of other real estate owned	14	3	0
Deferred income benefit	-278	-653	-190
Gain on sale of loans	-1,054	-1,759	-871
Proceeds from sale of mortgage loans	37,846	47,986	27,947
Originations of mortgage loans held for resale	-38,347	-51,887	-30,235
Amortization of intangibles and investment in limited partnerships	580	658	705
(Increase) Decrease in accrued interest receivable	-74	-264	304
Increase in cash surrender value of bank-owned life insurance	-524	-562	-2,471
Decrease in accrued interest payable	-70	-164	-155
Decrease in prepaid FDIC assessment	864	282	344
Other, net	778	-417	309
Net cash provided by operating activities	8,665	2,855	4,583
INVESTING ACTIVITIES	'	'	'
Purchases	-77,094	-111,060	-108,827
Proceeds from sales, maturities and redemptions	66,325	131,918	122,029
Proceeds from redemption of restricted securities	561	58	298
Purchase of restricted securities	-956	-513	-186
Net increase in loans	-18,658	-18,487	-7,467
Proceeds from sale of premises and equipment	0	0	1,272
Proceeds from sale of other real estate owned	57	188	0
Purchase of investment in limited partnership	0	-180	0
Acquisition of premises and equipment	-293	-921	-1,332
Net cash (used for) provided by investing activities	-30,058	1,003	5,787
FINANCING ACTIVITIES	'	'	'
Net (decrease) increase in deposits	-4,768	-19,351	26,255
Disposition of deposits on the sale of Hazleton branch	0	0	-17,668
Net increase (decrease) in short-term borrowings	19,537	5,738	-471
Repayment of long-term borrowings	-2,005	-2,006	-5
Repayment of junior subordinate debentures	0	0	-4,640
Acquisition of treasury stock	-625	-1,488	-973
Proceeds from issuance of common stock	548	522	468
Cash dividends paid	-2,943	-2,858	-2,755
Net cash provided by (used for) financing activities	9,744	-19,443	211
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	-11,649	-15,585	10,581
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	22,591	38,176	27,595
CASH AND CASH EQUIVALENTS, END OF PERIOD	10,942	22,591	38,176
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION	'	'	'
Interest paid	2,575	3,632	5,281
Income taxes paid	1,888	2,874	2,171
Securities acquired but not settled	1,732	0	381
Loans transferred to other real estate owned	$71	$188	$3

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]	'
Significant Accounting Policies [Text Block]	'
	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

	The accounting and reporting policies of CCFNB Bancorp, Inc. (the "Corporation") are in accordance with the accounting principles generally accepted in the United States of America and conform to common practices within the banking industry. The more significant policies follow:

	PRINCIPLES OF CONSOLIDATION

	The consolidated financial statements include the accounts of CCFNB Bancorp, Inc. and its wholly-owned subsidiary, First Columbia Bank & Trust Co. (the “Bank”). Columbia Financial Corporation (“CFC”), the former parent company of the Bank was acquired by CCFNB Bancorp, Inc. on July 18, 2008 and Columbia County Farmers National Bank (“CCFNB”) merged with and into the Bank on July 18, 2008. All significant inter-company balances and transactions have been eliminated in consolidation.

	During 2011, the Bank sold its Hazleton Branch office to another financial institution. The sale resulted in the disposition of the Hazleton branch building, equipment, and cash. The sale also included the purchaser’s assumption of all deposits associated with the Hazleton office which amounted to approximately $17.7 million. There were no loans sold as part of this transaction. The sale of this office was completed on June 24, 2011.

	NATURE OF OPERATIONS

	The Corporation is a financial holding company that provides full service banking, including trust services, through the Bank, to individuals and corporate customers. The Bank has thirteen offices covering an area of approximately 752 square miles in Northcentral Pennsylvania. The Corporation and Bank are subject to the regulation of the Pennsylvania Department of Banking, the Federal Deposit Insurance Corporation, and the Federal Reserve Bank of Philadelphia.

	Procuring deposits and making loans are the major lines of business. The deposits are mainly deposits of individuals and small businesses and include various types of checking accounts, statement savings, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposit. The Bank also offers non-insured “Repo sweep” accounts. Lending products include commercial, consumer, and mortgage loans. The trust services, trading under the name of B.B.C.T., Co. include administration of various estates, pension plans, self-directed IRA's and other services. A third-party brokerage arrangement is also resident in the Lightstreet branch. This investment center offers a full line of stocks, bonds and other non-insured financial services.

	SEGMENT REPORTING

	The Bank acts as an independent community financial services provider, and offers traditional banking and related financial services to individual, business and government customers. Through its branch, remote capture, internet banking, telephone, mobile banking, and automated teller machine network, the Bank offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans; and the providing of other financial services. The Bank also performs personal, corporate, pension and fiduciary services through its B.B.C.T., Co. as well as offers diverse investment products through its investment center.

	Management does not separately allocate expenses, including the cost of funding loan demand, between the commercial, retail, trust and investment center operations of the Corporation. As such, discrete financial information is not available and segment reporting would not be meaningful.

	USE OF ESTIMATES

	The preparation of these consolidated financial statements in conformity with accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of these consolidated financial statements and the reported amounts of revenue and expenses during the reporting periods. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant changes include the assessment for impairment of certain investment securities, the allowance for loan losses, deferred tax assets and liabilities, impairment of other intangible assets, and other real estate owned. Assumptions and factors used in the estimates are evaluated on an annual basis or whenever events or changes in circumstances indicate that the previous assumptions and factors have changed. The result of the analysis could result in adjustments to the estimates.

	INVESTMENT SECURITIES

	The Corporation classifies its investment securities as either "held-to-maturity" or "available-for-sale" at the time of purchase. Debt securities are classified as held-to-maturity when the Corporation has the ability and positive intent to hold the securities to maturity. Investment securities held-to-maturity are carried at cost adjusted for amortization of premiums and accretion of discounts to maturity.

	Debt securities not classified as held-to-maturity and equity securities included in the available-for-sale category are carried at fair value, and the amount of any unrealized gain or loss net of the effect of deferred income taxes is reported as other comprehensive income in the Consolidated Statement of Changes in Stockholders' Equity. Management's decision to sell available-for-sale securities is based on changes in economic conditions controlling the sources and uses of funds, terms, availability of and yield of alternative investments, interest rate risk, and the need for liquidity.

	The cost of debt securities classified as held-to-maturity or available-for-sale is adjusted for amortization of premiums and accretion of discounts to maturity. Such amortization and accretion, as well as interest and dividends, is included in interest income from investments. Realized gains and losses are included in net investment securities gains. The cost of investment securities sold, redeemed or matured is based on the specific identification method.

	RESTRICTED SECURITIES

	Restricted equity securities consist of stock in the Federal Home Loan Bank of Pittsburgh (“FHLB – Pittsburgh”), and Atlantic Community Bankers Bank (“ACBB”) and do not have a readily determinable fair value because their ownership is restricted, and they can be sold back only to the FHLB-Pittsburgh, ACBB or to another member institution. Therefore, these securities are classified as restricted equity investment securities, carried at cost, and evaluated for impairment. At December 31, 2013, the Corporation held $3,715,200 in stock of the FHLB-Pittsburgh and $35,000 in stock of ACBB. At December 31, 2012, the Corporation held $3,320,000 in stock of FHLB-Pittsburgh and $35,000 in stock of ACBB.

	The Corporation evaluated its holding of restricted stock for impairment and deemed the stock to not be impaired due to the expected recoverability of par value, which equals the value reflected within the Corporation’s financial statements. The decision was based on several items ranging from the estimated true economic losses embedded within FHLB’s mortgage portfolio to the FHLB’s liquidity position and credit rating. The Corporation utilizes the impairment framework outlined in GAAP to evaluate stock for impairment. The following factors were evaluated to determine the ultimate recoverability of the par value of the Corporation’s restricted stock holdings; (i) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted; (ii) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB; (iii) the impact of legislative and regulatory changes on the institutions and, accordingly, on the customer base of the FHLB; (iv) the liquidity position of the FHLB; and (v) whether a decline is temporary or whether it affects the ultimate recoverability of the FHLB stock based on (a) the materiality of the carrying amount to the member institution and (b) whether an assessment of the institution’s operational needs for the foreseeable future allow management to dispose of the stock. Based on the analysis of these factors, the Corporation determined that its holding of restricted stock was not impaired at December 31, 2013 and 2012.

	LOANS

	Loans are stated at their outstanding principal balances, net of deferred fees or costs, unearned income, and the allowance for loan losses. Interest on loans is accrued on the principal amount outstanding, primarily on an actual day basis. Non-refundable loan fees and certain direct costs are deferred and amortized over the life of the loans using the interest method. The amortization is reflected as an interest yield adjustment, and the deferred portion of the net fees and costs is reflected as a part of the loan balance.

	Real estate mortgage loans held for resale are carried at the lower of cost or market on an aggregate basis. A portion of these loans are sold with limited recourse by the Corporation.

	Generally, a loan is classified as non-accrual, with the accrual of interest on such a loan discontinued when the contractual payment of principal or interest has become 90-days past due or management has serious doubts about further collectibility of principal or interest, even though the loan may be currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well-secured. When a loan is placed on non-accrual status, unpaid interest credited to income in the current year is reversed, and unpaid interest accrued in prior years is charged against the allowance for loan losses. Certain non-accrual loans may continue to perform wherein payments are still being received with those payments generally applied to principal. Non-accrual loans remain under constant scrutiny and if performance continues, interest income may be recorded on a cash basis based on management's judgment as to collectibility of principal.

	A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Under current accounting standards, the allowance for loan losses related to impaired loans is based on discounted cash flows using the loan's effective interest rate or the fair value of the collateral for certain collateral dependent loans. The recognition of interest income on impaired loans is the same as for non-accrual loans discussed above.

	ALLOWANCE FOR LOAN LOSSES

	The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.

	The allowance for loan losses is maintained at a level established by management to be adequate to absorb estimated potential loan losses. Management's periodic evaluation of the adequacy of the allowance for loan losses is based on the Corporation's past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay (including the timing of future payments), the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, and other relevant factors. This evaluation is inherently subjective as it requires material estimates, including the amounts and timing of future cash flows expected to be received on impaired loans that may be susceptible to significant change.

	In addition, the Bank is subject to periodic examination by its federal and state examiners, and may be required by such regulators to recognize additions to the allowance for loan losses based on their assessment of credit information available to them at the time of their examinations.

	In addition, an allowance is provided for possible credit losses on off-balance sheet credit exposures. The allowance is estimated by management and is classified in other liabilities.

	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. At the present time, select loans are not aggregated for collective impairment evaluation, as such; all loans are subject to individual impairment evaluation should the facts and circumstances pertinent to a particular loan suggest that such evaluation is necessary. Factors considered by management in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from collateral. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Bank determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.

	The general component covers all other loans not identified as impaired and is based on historical losses adjusted for current factors. The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding two years. In calculating the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued high unemployment and reduced credit availability and lack of confidence in a sustainable recovery. Actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: the concentration of watch and substandard loans as a percentage of total loans, levels of loan concentration within the portfolio segment or division of a portfolio segment and broad economic conditions.

PREMISES AND EQUIPMENT

Premises and equipment are stated at cost less accumulated depreciation computed principally on the straight-line method over the estimated useful lives of the assets. Maintenance and minor repairs are charged to operations as incurred. The cost and accumulated depreciation of the premises and equipment retired or sold are eliminated from the property accounts at the time of retirement or sale, and the resulting gain or loss is reflected in current operations.

MORTGAGE SERVICING RIGHTS

The Bank originates and sells real estate loans to investors in the secondary mortgage market. After the sale, the Bank retains the right to service most of these loans. When originated mortgage loans are sold and servicing is retained, a servicing asset is capitalized based on relative fair value at the date of sale. Servicing assets are amortized as an offset to other fees in proportion to, and over the period of, estimated net servicing income. The unamortized cost is included in other assets in the accompanying consolidated balance sheets. The servicing rights are periodically evaluated for impairment based on their relative fair value.

JUNIOR SUBORDINATE DEBENTURES

During 2006, CFC issued $4,640,000 in junior debentures due December 15, 2036 to Columbia Financial Statutory Trust I (Trust). On July 18, 2008, the Corporation became the successor to CFC and to this Trust, respectively. The Corporation owned all of the $140,000 in common equity of the Trust and the debentures were the sole asset of the Trust. The Trust, a wholly-owned unconsolidated subsidiary of the Corporation, issued $4,500,000 of floating-rate trust capital securities in a non-public offering in reliance on Section 4 (2) of the Securities Act of 1933. The floating-rate capital securities provided for quarterly distributions at a variable annual coupon rate, reset quarterly, based on the 3-month LIBOR plus 1.75%. The securities were called by the Corporation on December 15, 2011.

INTANGIBLE ASSETS - GOODWILL

Goodwill represents the excess of the purchase price over the fair market value of net assets acquired. The Corporation has recorded net goodwill of $7,937,000 at December 31, 2013 and 2012 related to the 2008 acquisition of Columbia Financial Corporation and its subsidiary, First Columbia Bank & Trust Co. In accordance with current accounting standards, goodwill is not amortized. Management performs an annual evaluation for impairment. Any impairment of goodwill results in a charge to income. The Corporation periodically assesses whether events or changes in circumstances indicate that the carrying amounts of goodwill and other intangible assets may be impaired. Goodwill is tested for impairment at the reporting unit level and an impairment loss is recorded to the extent that the carrying amount of goodwill exceeds its implied fair value. The Company employs general industry practices in evaluating the impairment of its goodwill and other intangible assets. The Company calculates the value of goodwill using a combination of the following valuation methods: dividend discount analysis under the income approach, which calculates the present value of all excess cash flows plus the present value of a terminal value, the price/earnings multiple under the market approach and the change in control premium to market price approach. Based upon these reviews, management determined there was no impairment of goodwill during 2013 or 2012. No assurance can be given that future impairment tests will not result in a charge to earnings.

INTANGIBLE ASSETS – CORE DEPOSIT

The Corporation has an amortizable intangible asset related to the deposit premium paid for the acquisition of Columbia Financial Corporation’s subsidiary, First Columbia Bank & Trust Co. This intangible asset is being amortized on a sum of the years digits method over 10 years and has a carrying value of $835,000 as of December 31, 2013. At December 31, 2012, the intangible asset had a carrying value of $1,203,000. The recoverability of the carrying value is evaluated on an ongoing basis, and permanent declines in value, if any, are charged to expense. Amortization of the core deposit intangible amounted to $368,000 and $435,000 for the years ended December 31, 2013 and 2012, respectively.

The estimated amortization expense of the core deposit intangible over its remaining life is as follows:

For the Year Ended:
2014		$	301,000
2015			234,000
2016			166,000
2017			99,000
2018			35,000
Thereafter			-
Total		$	835,000

OTHER REAL ESTATE OWNED

Real estate properties acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value on the date of foreclosure establishing a new cost basis. After foreclosure, valuations are periodically performed by management and the real estate is carried at the lower of carrying amount or fair value less cost to sell and is included in other assets. Revenues derived from and costs to maintain the assets and subsequent gains and losses on sales are included in other non-interest income and expense. The amount of other real estate owned was $0 as of December 31, 2013 and 2012.

BANK OWNED LIFE INSURANCE

The Corporation invests in Bank Owned Life Insurance (BOLI). Purchase of BOLI provides life insurance coverage on certain present and retired employees and Directors with the Corporation being owner and primary beneficiary of the policies.

INVESTMENTS IN LIMITED PARTNERSHIPS

The Corporation is a limited partner in four partnerships at December 31, 2013 that provide low income housing in the Corporation’s geographic market area. The investments are accounted for under the effective yield method. Under the effective yield method, the Corporation recognizes tax credits as they are allocated and amortizes the initial cost of the investment to provide a constant effective yield over the period that the tax credits are allocated to the Corporation. Under this method, the tax credits allocated, net of any amortization of the investment in the limited partnerships, are recognized in the consolidated statements of income as a component of income tax expense. The amount of tax credits allocated to the Corporation was $267,000 and the amortization of the investments in limited partnerships was $212,000 in 2013. The amount of tax credits allocated to the Corporation was $277,000 and the amortization of the investments in limited partnerships was $222,000 in 2012. The carrying value of the Corporation’s investments in limited partnerships was $1,201,000 and $1,413,000 at December 31, 2013 and 2012, respectively.

INCOME TAXES

The provision for income taxes is based on the results of operations, adjusted primarily for tax-exempt income. Certain items of income and expense are reported in different periods for financial reporting and tax return purposes. Deferred tax assets and liabilities are determined based on the differences between the consolidated financial statement and income tax basis of assets and liabilities measured by using the enacted tax rates and laws expected to be in effect when the timing differences are expected to reverse. Deferred tax expense or benefit is based on the difference between deferred tax asset or liability from period to period.

In assessing the realizability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, the projected future taxable income and tax planning strategies in making this assessment. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.

A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.

The Corporation and the Bank are subject to U.S. federal income tax and Commonwealth of Pennsylvania tax. The Corporation is no longer subject to examination by Federal or State taxing authorities for the years before 2007. At December 31, 2013 and December 31, 2012 the Corporation did not have any unrecognized tax benefits. The Corporation does not expect the amount of any unrecognized tax benefits to significantly increase in the next twelve months. The Corporation recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as other noninterest expense. At December 31, 2013 and December 31, 2012, the Corporation does not have any amounts accrued for interest and/or penalties.

PER SHARE DATA

Basic earnings per share are calculated by dividing net income by the weighted average number of shares of common stock outstanding at the end of each period. Diluted earnings per share are calculated by increasing the denominator for the assumed conversion of all potentially dilutive securities. The Corporation does not have any securities which have or will have a dilutive effect, so accordingly, basic and diluted per share data are the same.

CASH FLOW INFORMATION

For purposes of reporting consolidated cash flows, cash and cash equivalents include cash on hand and due from banks, interest-bearing deposits in other banks and federal funds sold. The Corporation considers cash classified as interest-bearing deposits with other banks as a cash equivalent because they are represented by cash accounts essentially on a demand basis. Federal funds are also included as a cash equivalent because they are generally purchased and sold for one-day periods.

TREASURY STOCK

The purchase of the Corporation’s common stock is recorded at cost. At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on a last-in first-out basis.

TRUST ASSETS AND INCOME

Property held by the Corporation in a fiduciary or agency capacity for its customers is not included in the accompanying consolidated financial statements because such items are not assets of the Corporation and the Bank. Trust Department income is generally recognized on a cash basis and is not materially different than if it was reported on an accrual basis.

ADVERTISING COSTS

It is the Corporation’s policy to expense advertising costs in the period in which they are incurred Advertising expense for the years ended December 31, 2013, 2012, and 2011 was approximately $224,000, $242,000, and $219,000, respectively.

RECLASSIFICATIONS

Certain amounts in the consolidated financial statements of the prior years have been reclassified to conform to presentations used in the 2013 consolidated financial statements. Such reclassifications had no effect on the Corporation's consolidated financial condition or net income.

INVESTMENT_SECURITIES_AVAILABL

INVESTMENT SECURITIES AVAILABLE-FOR-SALE	12 Months Ended
INVESTMENT SECURITIES AVAILABLE-FOR-SALE	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'
Investments In Debt and Marketable Equity Securities (And Certain Trading Assets) Disclosure [Text Block]	'
	2. INVESTMENT SECURITIES AVAILABLE-FOR-SALE

	The amortized cost, related estimated fair value, and unrealized gains and losses for investment securities were as follows at December 31, 2013 an2012:

	(In Thousands)		2013
						Gross			Gross			Estimated
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
	Obligation of U.S.Government Corporations and Agencies:
	Mortgage-backed		$	82,044		$	721		$	-851		$	81,914
	Other			54,785			66			-1,128			53,723
	Obligations of state and political subdivisions			39,949			340			-579			39,710
	Total debt securities			176,778			1,127			-2,558			175,347
	Marketable equity securities			2,062			719			-43			2,738
	Total investment securities AFS		$	178,840		$	1,846		$	-2,601		$	178,085

	(In Thousands)		2012
						Gross			Gross			Estimated
			Amortized			Unrealized			Unrealized			Fair
			Cost			Gains			Losses			Value
	Obligation of U.S.Government Corporations and Agencies:
	Mortgage-backed		$	98,938		$	2,121		$	-82		$	100,977
	Other			40,000			193			-25			40,168
	Obligations of state and political subdivisions			26,422			785			-12			27,195
	Total debt securities			165,360			3,099			-119			168,340
	Marketable equity securities			1,983			299			-178			2,104
	Total investment securities AFS		$	167,343		$	3,398		$	-297		$	170,444

	Securities available-for-sale with an aggregate fair value of $130,591,000 and $110,103,000 at December 31, 2013 and 2012, respectively, were pledged to secure public funds, trust funds, securities sold under agreements to repurchase and other balances of $107,868,000 and $88,508,000 at December 31, 2013 and 2012, respectively, as required by law.

	The amortized cost and estimated fair value of investment securities, by expected maturity, are shown below at December 31, 2013. Expected maturities on debt securities will differ from contractual maturities, because some borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Other securities and marketable equity securities are not considered to have defined maturities and are included in the “Due after ten years” category:

									Weighted
	(In Thousands)		Amortized			Estimated			Average
			Cost			Fair Value			Yield
	Due in one year or less		$	1,209		$	1,223			6.84	%
	Due after one year to five years			39,386			39,020			1.51	%
	Due after five years to ten years			53,926			53,345			3.17	%
	Due after ten years			84,319			84,497			1.75	%
	Total		$	178,840		$	178,085

	There were no aggregate investments with a single issuer (excluding the U. S. Government and its Agencies) which exceeded ten percent of consolidated stockholders’ equity at December 31, 2013. The quality rating of all obligations of state and political subdivisions were “A” or higher on all securities, as rated by Moody’s or Standard and Poors. All of the state and political subdivision investments were actively traded in a liquid market.

	Proceeds from sales, maturities and redemptions of investments in debt and equity securities classified as available-for-sale during 2013, 2012 and 2011 were $66,325,000, $131,918,000, and $122,029,000, respectively. For the year ended December 31, 2013, the Corporation realized gross gains of $258,000 and $0 gross losses. For the year ended December 31, 2012, the Corporation did not realize a gross gain or a gross loss. For the year ended December 31, 2011, the Corporation realized gross gains of $11,000 and $0 gross losses.

	Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Investment securities classified as available for sale or held-to-maturity are generally evaluated for OTTI under FASB ASC 320 (SFAS No. 115, Accounting for Certain Investments in Debt and Equity Securities). In determining OTTI under the FASB ASC 320 (SFAS No. 115) model, management considers many factors, including (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the entity has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.

	When other-than-temporary-impairment occurs, the amount of the other-than-temporary-impairment recognized in earnings depends on whether an entity intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss. If an entity intends to sell or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss, the other-than-temporary impairment shall be recognized in earnings equal to the entire difference between the investments amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the other-than-temporary impairment shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total other-than-temporary impairment related to the other factors shall be recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the other-than-temporary-impairment recognized in earnings shall become the new amortized cost basis of the investment.

	The following summary shows the gross unrealized losses and fair value, aggregated by investment category of those individual securities that have been in a continuous unrealized loss position for less than or more than 12 months as of December 31, 2013 and 2012:

			2013
	(In Thousands)		Less than Twelve Months						Twelve Months or Greater						Total
			Estimated			Gross			Estimated			Gross			Estimated			Gross
			Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
			Value			Losses			Value			Losses			Value			Losses
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed		$	43,311		$	658		$	7,926		$	193		$	51,237		$	851
	Other			41,657			1,128			-			-			41,657			1,128
	Obligations of state and political subdivisions			16,518			561			931			18			17,449			579
	Total debt securities			101,486			2,347			8,857			211			110,343			2,558
	Equity securities			213			7			157			36			370			43
	Total		$	101,699		$	2,354		$	9,014		$	247		$	110,713		$	2,601

		2012
(In Thousands)		Less than Twelve Months						Twelve Months or Greater						Total
		Estimated			Gross			Estimated			Gross			Estimated			Gross
		Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
		Value			Losses			Value			Losses			Value			Losses
Obligations of U.S. Government Corporations and Agencies:
Mortgage-backed		$	16,789		$	79		$	360		$	3		$	17,149		$	82
Other			5,975			25			-			-			5,975			25
Obligations of state and political subdivisions			2,062			12			-			-			2,062			12
Total debt securities			24,826			116			360			3			25,186			119
Equity securities			258			29			451			149			709			178
Total		$	25,084		$	145		$	811		$	152		$	25,895		$	297

At December 31, 2013, the Corporation had a total of 286 debt securities and 46 equity security positions. At December 31, 2013, there were a total of 99 individual debt securities and 3 individual equity securities that were in a continuous unrealized loss position for less than twelve months. At December 31, 2013, there were 7 debt securities and 5 individual equity securities in a continuous loss position for greater than twelve months.

The Corporation invests in various forms of agency debt including mortgage-backed securities and callable agency debt. The fair market value of these securities is influenced by market interest rates, prepayment speeds on mortgage securities, bid to offer spreads in the market place and credit premiums for various types of agency debt. These factors change continuously and therefore the market value of these securities may be higher or lower than the Corporation’s carrying value at any measurement date. The Corporation does not consider the debt securities contained in the previous table to be other-than-temporarily impaired since it has both the intent and ability to hold the securities until a recovery of fair value, which may be maturity.

The Corporation’s marketable equity securities consist of common stock positions in various Commercial Banks, Savings and Loans/Thrifts, and Diversified Financial Service Corporations varying in asset size and geographic region. The following tables display the Corporation’s holdings of these securities by asset size and geographic region as of December 31, 2013:

		December 31, 2013
(In Thousands)					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
Asset size($)		Cost			Gains			Losses			Value

Under $1 Billion		$	390		$	205		$	-19		$	576
$1 to $5 Billion			538			186			-			724
$6 to $100 Billion			516			118			-20			614
Over $100 Billion			618			210			-4			824
		$	2,062		$	719		$	-43		$	2,738

		December 31, 2013
(In Thousands)					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
Geographic Region		Cost			Gains			Losses			Value

Eastern U.S.		$	1,260		$	398		$	-38		$	1,620
Southeastern U.S.			110			34			-			144
Western U.S.			53			12			-			65
National			639			275			-5			909
		$	2,062		$	719		$	-43		$	2,738

The fair market value of the equity securities tends to fluctuate with the overall equity markets as well as the trends specific to each institution. The equity securities portfolio is reviewed in a similar manner as that of the debt securities with greater emphasis placed on the length of time the market value has been less than the carrying value and the financial sector outlook. The Corporation also reviews dividend payment activities, and levels of non performing assets and loan loss reserves. The starting point for the equity analysis is the length and severity of market value decline. The Corporation and an independent consultant monitor the entire portfolio quarterly with particular attention given to securities in a continuous loss position of at least ten percent for over twelve months. During 2013, impairment was recognized. For the years ended December 31, 2013, 2012 and 2011 the Corporation recorded an other-than-temporary impairment totaling $0, $36,000 and $114,000, respectively related to the investment in these equity securities. Securities with an unrealized loss that were determined to be other-than-temporary were written down to fair value, with the write-down recorded as a realized loss included in security (losses) gains. The Corporation evaluated the near-term prospects of the issuer in relation to the severity and duration of the market value decline as well as the other attributes listed above. Based on that evaluation and the Corporation’s ability and intent to hold these equity securities for a reasonable period of time sufficient for a forecasted recovery of fair value, the Corporation does not consider these equity securities to be other-than-temporarily impaired at December 31, 2013.

LOANS

LOANS	12 Months Ended
LOANS	Dec. 31, 2013
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	3	LOANS

	Major classifications of loans at December 31, 2013 and 2012 consisted of:

	(In Thousands)
			2013			2012
	Commercial, financial and agricultural		$	40,733		$	42,547
	Tax-exempt			34,577			27,625
	Commercial real estate:
	Commercial mortgages			94,120			93,392
	Other construction and land development loans			10,397			10,144
	Secured by farmland			7,066			6,510
	Consumer real estate:
	Home equity loans			17,181			16,696
	Home equity lines of credit			15,937			17,117
	1-4 family residential mortgages			160,226			146,092
	Construction			8,416			8,656
	Installment loans to individuals			6,104			5,986
	Unearned discount			-			-
	Gross loans		$	394,757		$	374,765

	Loan Origination and Risk Management

	The Corporation has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and the Board of Directors approve these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions.

	Commercial, financial, and agricultural loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. Once it is determined that the borrower’s management possesses sound ethics and solid business acumen, the Corporation’s management examines current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial, financial, and agricultural loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial, financial, and agricultural loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.

	Commercial real estate loans are subject to underwriting standards and processes similar to commercial, financial, and agricultural loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Corporations’ commercial real estate portfolio are diverse in terms of type and geographic locations served by the Corporation. This diversity helps reduce the Corporation’s exposure to adverse economic events that affect any single market or industry. Management monitors and evaluates commercial real estate loans based on collateral. As a general rule the Corporation avoids financing single-purpose projects unless other underwriting factors are present to help mitigate risk.

	The Corporation originates consumer loans using a credit scoring system to supplement the underwriting process. To monitor and manage consumer loan risk, polices and procedures are reviewed and modified on a regular basis. In addition, risk is reduced by keeping the loan amounts relatively small and spread across many individual borrowers. Additionally, trend reports are reviewed regularly by management. Underwriting standards for home equity loans are influenced by statutory requirements, which include such controls as maximum loan-to-value percentages, collection remedies, documentation requirements, and limits on the number of loans an individual can have at one time.

	The Corporation contracts an independent third party consultant that reviews and validates the credit risk program on an annual basis. Results of these reviews are presented to management and the Board of Directors. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Corporation’s loan policies and procedures.

	Real estate loans held-for-sale in the amount of $12,379,000 at December 31, 2013 and $10,824,000 at December 31, 2012 are included in consumer real estate loans above and are carried at the lower of cost or market.

	The aggregate amount of demand deposits that have been reclassified as consumer loan balances at December 31, 2013 and 2012 are $93,000 and $120,000, respectively.

	The Corporation uses the following definitions for risk ratings, which are consistent with the definitions used in supervisory guidance:

	Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date.

	Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well–defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.

	Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

	Loans not meeting the criteria above are analyzed individually as part of the above described process and are considered to be pass rated loans.

	As of December 31, 2013, based on the most recent credit analysis performed, the risk category of loans by class of loans (including loans held for sale) is a follows:

			December 31, 2013
			Commercial,
			Financial &			Commercial			Consumer			Installment Loans
	(In Thousands)		Agricultural			Real Estate			Real Estate			to Individuals			Total
	Pass		$	69,442		$	99,503		$	195,220		$	6,087		$	370,252
	Special Mention			3,459			4,237			2,050			-			9,746
	Substandard			2,409			7,843			4,490			17			14,759
	Doubtful			-			-			-			-			-
	Total		$	75,310		$	111,583		$	201,760		$	6,104		$	394,757


	As of December 31, 2012, based on the most recent analysis performed, the risk category of loans by class of loans (including loans held for sale) is as follows:

			December 31, 2012
		Commercial,
		Financial &			Commercial			Consumer			Installment Loans
(In Thousands)		Agricultural			Real Estate			Real Estate			to Individuals			Total
Pass		$	67,772		$	97,156		$	186,404		$	5,965		$	357,297
Special Mention			509			2,214			-			-			2,723
Substandard			1,891			10,676			2,157			21			14,745
Doubtful			-			-			-			-			-
Total		$	70,172		$	110,046		$	188,561		$	5,986		$	374,765

Concentrations of Credit Risk

Most of the Corporation’s lending activity occurs within the Bank’s primary market area which encompasses Columbia County, a 484 square mile area located in Northcentral Pennsylvania. The majority of the Corporation’s loan portfolio consists of commercial and consumer real estate loans. As of December 31, 2013 and 2012, there were no concentrations of loans related to any single industry in excess of 10% of total loans.

Non-Accrual and Past Due Loans

Generally, a loan is classified as non-accrual, with the accrual of interest on such a loan discontinued when the contractual payment of principal or interest has become 90-days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well-secured. When a loan is placed on non-accrual status, unpaid interest credited to income in the current year is reversed, and unpaid interest accrued in prior years is charged against the allowance for loan losses. Certain non-accrual loans may continue to perform wherein payments are still being received with those payments generally applied to principal. Non-accrual loans remain under constant scrutiny and if performance continues, interest income may be recorded on a cash basis based on management's judgment as to collectability of principal.

Non-accrual loans, segregated by class of loans, were as follows as of December 31:

(In Thousands)		2013			2012			2011
Commercial, financial and agricultural		$	399		$	586		$	718
Tax-exempt			-			-			-
Commercial real estate:
Commercial mortgages			1,485			1,192			2,020
Other construction and land development loans			-			-			-
Secured by farmland			-			-			-
Consumer real estate:
Home equity loans			240			279			357
Home equity lines of credit			75			-			-
1-4 family residential mortgages			1,559			1,123			1,373
Construction			-			-			-
Installment loans to individuals			30			36			15

Total		$	3,788		$	3,216		$	4,483

The gross interest that would have been recorded if all non-accrual loans during the year had been current in accordance with their original terms and the amounts actually recorded in income were as follows:

(In Thousands)		2013			2012			2011

Gross interest due under terms		$	152		$	258		$	253
Amount included in income			-14			-130			-216
Interest income not recognized		$	138		$	128		$	37

At December 31, 2013, there were no significant commitments to lend additional funds with respect to non-accrual and restructured loans.

Generally, a loan is considered past due when a payment is in arrears for a period of 10 or 15 days, depending on the type of loan. Delinquent notices are issued at this point and collection efforts will continue on loans past due beyond 60 days which have not been satisfied. Past due loans are continually evaluated with determination for charge-off being made when no reasonable chance remains that the status of the loan can be improved.

An age analysis of past due loans, segregated by class of loans, as of December 31, 2013 were as follows:

		2013
		Loans			Loans												Accruing Loans
(In Thousands)		30-89 Days			90 or more days			Total Past			Current			Total			90 or more
		Past Due			Past Due			Due Loans			Loans			Loans			Days Past Due
Commercial, financial and agricultural		$	74		$	399		$	473		$	40,260		$	40,733		$	-
Tax-exempt			-			-			-			34,577			34,577			-
Commercial real estate:
Commercial mortgages			241			1,485			1,726			92,394			94,120			-
Other construction and land development loans			-			-			-			10,397			10,397			-
Secured by farmland			-			-			-			7,066			7,066			-
Consumer real estate:
Home equity loans			80			240			320			16,861			17,181			-
Home equity lines of credit			-			75			75			15,862			15,937			-
1-4 family residential mortgages			352			1,559			1,911			158,315			160,226			-
Construction			-			-			-			8,416			8,416			-
Installment loans to individuals			252			30			282			5,822			6,104			-
Unearned discount			-			-			-			-			-
Gross loans		$	999		$	3,788		$	4,787		$	389,970		$	394,757		$	-

There were no loans past due 90 days and still accruing interest at December 31, 2013, 2012 and 2011.

Impaired Loans

A loan is considered impaired when, based on current information and events, it is probable the Corporation will be unable to collect all amounts due in accordance with the original contractual terms of the loan agreement, including scheduled principal and interest payments. Impairment is evaluated in smaller-balance loans of a similar nature and on an individual basis for other loans. If a loan is impaired, a specific allowance is allocated, if necessary, so that the loan is reported net, at the present value of estimated cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. The recognition of interest income on impaired loans is the same as for non-accrual loans discussed above.

No additional charge to operations was required to provide for these impaired loans as the specifically allocated allowance of $903,000 at December 31, 2013, is estimated by management to be adequate to provide for the potential loan losses associated with these impaired loans. The average recorded investment in impaired loans during the years ended December 31, 2013, 2012 and 2011 was approximately $4,378,000, $4,802,000 and $4,656,000, respectively.

Impaired loans are set forth in the following table as of December 31:
		2013
		Unpaid			Recorded			Recorded
		Contractual			Investment			Investment			Total
(In Thousands)		Principal			With No			With			Recorded			Related
		Balance			Allowance			Allowance			Investment			Allowance
Commercial, financial and agricultural		$	762		$	264		$	498		$	762		$	255
Tax-exempt			-			-			-			-			-
Commercial real estate:
Commercial mortgages			1,626			261			1,365			1,626			277
Other construction and land development loans			-			-			-			-			-
Secured by farmland			438			438			-			438			-
Consumer real estate:
Home equity loans			164			77			87			164			52
Home equity lines of credit			96			21			75			96			75
1-4 family residential mortgages			2,130			1,429			701			2,130			238
Construction			-			-			-			-			-
Installment loans to individuals			17			-			17			17			6
Gross loans		$	5,233		$	2,490		$	2,743		$	5,233		$	903

		2012
		Unpaid			Recorded			Recorded
		Contractual			Investment			Investment			Total
		Principal			With No			With			Recorded			Related
(In Thousands)		Balance			Allowance			Allowance			Investment			Allowance
Commercial, financial and agricultural		$	863		$	423		$	440		$	863		$	105
Tax-exempt			-			-			-			-			-
Commercial real estate:
Commercial mortgages			1,357			200			1,157			1,357			369
Other construction and land development loans			-			-			-			-			-
Secured by farmland			448			448			-			448			-
Consumer real estate:
Home equity loans			325			122			203			325			140
Home equity lines of credit			-			-			-			-			-
1-4 family residential mortgages			1,145			768			377			1,145			64
Construction			-			-			-			-			-
Installment loans to individuals			21			-			21			21			15
Gross loans		$	4,159		$	1,961		$	2,198		$	4,159		$	693

Allowance for Possible Loan Losses

The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is maintained at a level established by management to be adequate to absorb estimated potential loan losses. Management's periodic evaluation of the adequacy of the allowance for loan losses is based on the Corporation's past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay (including the timing of future payments), the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, and other relevant factors. This evaluation is inherently subjective as it requires material estimates, including the amounts and timing of future cash flows expected to be received on impaired loans that may be susceptible to significant change.

The following table details activity in the allowance for possible loan losses by portfolio segment for the years ended December 31, 2013, 2012, and 2011. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.

(In Thousands)		2013
		Commercial			Commercial			Consumer			Installment
		Financial &			Real			Real			Loans
		Agricultural			Estate			Estate			Individuals			Unallocated			Total
Balance, beginning of year		$	870		$	2,220		$	1,741		$	98		$	1,257		$	6,186
Provision charged to operations			313			-566			977			70			-399			395
Loans charged off			-24			-			-90			-85			-			-199
Recoveries			3			-			28			18			-			49
Ending balance		$	1,162		$	1,654		$	2,656		$	101		$	858			6,431

Ending balance individually evaluated for impairment		$	255		$	277		$	365		$	6		$	-		$	903

Ending balance collectively evaluated for impairment		$	907		$	1,377		$	2,291		$	95		$	858		$	5,528

(In Thousands)		2012
		Commercial			Commercial			Consumer			Installment
		Financial &			Real			Real			Loans
		Agricultural			Estate			Estate			Individuals			Unallocated			Total
Balance, beginning of year		$	959		$	1,701		$	1,635		$	131		$	957		$	5,383
Provision charged to operations			-89			514			118			-8			300			835
Loans charged off			-			-			-44			-46			-			-90
Recoveries			-			5			32			21			-			58
Ending balance		$	870		$	2,220		$	1,741		$	98		$	1,257			6,186

Ending balance individually evaluated for impairment		$	105		$	369		$	204		$	15		$	-		$	693

Ending balance collectively evaluated for impairment		$	765		$	1,851		$	1,537		$	83		$	1,257		$	5,493


(In Thousands)		2011
		Commercial			Commercial			Consumer			Installment
		Financial &			Real			Real			Loans
		Agricultural			Estate			Estate			Individuals			Unallocated			Total
Balance, beginning of year		$	752		$	2,286		$	1,243		$	106		$	414		$	4,801
Provision charged to operations			244			-577			560			50			543			820
Loans charged off			-38			-8			-179			-53			-			-278
Recoveries			1			-			11			28			-			40
Ending balance		$	959		$	1,701		$	1,635		$	131		$	957			5,383

Ending balance individually evaluated for impairment		$	126		$	242		$	301		$	11		$	-		$	680

Ending balance collectively evaluated for impairment		$	833		$	1,459		$	1,334		$	120		$	957		$	4,703

The Corporation’s recorded investment in loans as of December 31, 2013 and 2012 related to each balance in the allowance for possible loan losses by portfolio segment and disaggregated on the basis of the Corporation’s impairment methodology was as follows:

(In Thousands)		2013
		Commercial			Commercial			Consumer			Installment
		Financial &			Real			Real			Loans
		Agricultural			Estate			Estate			Individuals			Total
Ending balance individually evaluated for impairment		$	762		$	2,064		$	2,390		$	17		$	5,233

Ending balance collectively evaluated for impairment			74,548			109,519			199,370			6,087			389,524

Ending balance		$	75,310		$	111,583		$	201,760		$	6,104		$	394,757

(In Thousands)		2012
		Commercial			Commercial			Consumer			Installment
		Financial &			Real			Real			Loans
		Agricultural			Estate			Estate			Individuals			Total
Ending balance individually evaluated for impairment		$	863		$	1,805		$	1,470		$	21		$	4,159

Ending balance collectively evaluated for impairment			69,309			108,241			187,091			5,965			370,606

Ending balance		$	70,172		$	110,046		$	188,561		$	5,986		$	374,765

Loan Modifications

From time to time, the Bank may agree to modify the contractual terms of a borrower’s loan. In cases where such modifications represent a concession to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring. Loans modified in a troubled debt restructuring may be placed on nonaccrual status until the Bank determines the future collection of principal and interest is reasonably assured, which generally requires that the borrower demonstrate a period of performance according to the restructured terms of six months. Loan modifications considered troubled debt restructurings completed during the year ended December 31, 2013 and 2012 were as follows:

(In Thousands)		2013
		Commercial			Commercial			Consumer			Installment
		Financial &			Real			Real			Loans
		Agricultural			Estate			Estate			Individuals			Total

Number of contracts			-			1			-			-			1

Pre-modification outstanding recorded investment		$	-		$	892		$	-		$	-		$	892

Post-modification outstanding recorded investment		$	-		$	892		$	-		$	-		$	892

(In Thousands)		2012
		Commercial			Commercial			Consumer			Installment
		Financial &			Real			Real			Loans
		Agricultural			Estate			Estate			Individuals			Total

Number of contracts			4			1			2			-			7

Pre-modification outstanding recorded investment		$	603		$	35		$	107		$	-		$	745

Post-modification outstanding recorded investment		$	603		$	35		$	107		$	-		$	745

MORTGAGE_SERVICING_RIGHTS

MORTGAGE SERVICING RIGHTS	12 Months Ended
MORTGAGE SERVICING RIGHTS	Dec. 31, 2013
Servicing Asset [Abstract]	'
Transfers and Servicing of Financial Assets [Text Block]	'
	4. MORTGAGE SERVICING RIGHTS

	The Bank sells real estate mortgages. The mortgage loans sold which are serviced for others are not included in the accompanying Consolidated Balance Sheets. The unpaid principal balances of mortgage loans serviced for others were $123,826,000 and $116,931,000 at December 31, 2013 and 2012, respectively. The balances of amortized mortgage servicing rights included in other assets at December 31, 2013 and 2012 were $938,000 and 820,000, respectively. Valuation allowances were not provided since fair values were determined to equal carrying values. Fair values were determined using a discount rate of 6% and average expected lives of 3 to 6 years.

	The following summarizes mortgage servicing rights capitalized and amortized:

	(In Thousands)	2013		2012

	Balance, beginning of year	$	820	$	622
	Servicing asset additions		307		415
	Amortization		-189		-217
	Balance, end of year	$	938	$	820

	The Bank does not require custodial escrow accounts in connection with the foregoing loan servicing.

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
PREMISES AND EQUIPMENT	Dec. 31, 2013
Property, Plant and Equipment, Gross [Abstract]	'
Property, Plant and Equipment Disclosure [Text Block]	'
	5. PREMISES AND EQUIPMENT

	A summary of premises and equipment at December 31, 2013 and 2012 follows:

	(In Thousands)	2013		2012

	Land	$	1,571	$	1,571
	Premises		12,730		12,724
	Furniture and equipment		9,898		9,623
	Leasehold improvements		4		-
	Total		24,203		23,918
	Less accumulated depreciation and amortization		12,686		11,983
	Net premises and equipment	$	11,517	$	11,935

	Depreciation amounted to $711,000, $726,000 and $801,000 in 2013, 2012 and 2011, respectively.

DEPOSITS

DEPOSITS	12 Months Ended
DEPOSITS	Dec. 31, 2013
Deposits [Abstract]	'
Deposit Liabilities Disclosures [Text Block]	'
	6. DEPOSITS

	Major classifications of deposits at December 31, 2013 and 2012 consisted of:

	(In Thousands)	2013		2012

	Demand deposits	$	78,447	$	80,895
	Interest-bearing demand deposits		78,485		75,666
	Savings		126,624		122,673
	Time deposits over $100,000		65,181		64,037
	Other time deposits		109,523		119,757
	Total deposits	$	458,260	$	463,028

	The following is a schedule reflecting remaining maturities of time deposits of $100,000 and over at December 31, 2013:

	(In Thousands)
	2014	$	17,439
	2015		18,336
	2016		22,110
	2017		4,385
	2018		2,911
	Total	$	65,181

	Interest expense related to time deposits of $100,000 or more was $761,000 in 2013, $1,010,000 in 2012 and $1,400,000 in 2011.

SHORTTERM_BORROWINGS

SHORT-TERM BORROWINGS	12 Months Ended
SHORT-TERM BORROWINGS	Dec. 31, 2013
Debt Disclosure [Abstract]	'
Short-term Debt [Text Block]	'
	7. SHORT-TERM BORROWINGS

	Securities sold under agreements to repurchase and Federal Home Loan Bank advances generally represented overnight or less than 30-day borrowings. Short-term borrowings consisted of the following at December 31, 2013 and 2012:

		2013
					Weighted			Maximum
	(In Thousands)	Ending			Average			Month End			Average
		Balance			Balance			Balance			Rate
	Securities sold under agreements to repurchase	$	76,063		$	72,901		$	84,632			0.27	%
	Other short-term borrowings		7,500			1,673			9,400			0.3	%
	Total	$	83,563		$	74,574		$	94,032			0.27	%

			2012
						Weighted			Maximum
	(In Thousands)		Ending			Average			Month End			Average
			Balance			Balance			Balance			Rate
	Securities sold under agreements to repurchase		$	64,026		$	61,023		$	72,818		0.35	%
	Other short-term borrowings			-			-			-		0	%
	U.S. Treasury tax and loan notes			-			-			-		0	%
	Total		$	64,026		$	61,023		$	72,818		0.35	%

LONGTERM_BORROWINGS

LONG-TERM BORROWINGS	12 Months Ended
LONG-TERM BORROWINGS	Dec. 31, 2013
Debt Disclosure [Abstract]	'
Long-term Debt [Text Block]	'
	8. LONG-TERM BORROWINGS

	Long-term borrowings consist of advances due to the FHLB - Pittsburgh. Under terms of a blanket agreement, the loans were secured by certain qualifying assets of the Bank which consisted principally of first mortgage loans. The carrying value of these collateralized items was $190,534,000 at December 31, 2013. The Bank has lines of credit with the Federal Reserve Bank Discount Window and FHLB – Pittsburgh in the aggregate amount of $190,534,000 at December 31, 2013. The unused portion of these lines of credit was $180,927,000 at December 31, 2013. Long-term borrowings consisted of the following at December 31, 2013 and 2012:

	(In Thousands)	2013		2012

	Loan dated June 25, 1998 in the original amount of $72,000 for a 30-year term requiring monthly payments of $425 including interest at 5.86%.	$	50	$	52

	Loan dated February 23, 1999 in the original amount of $29,160 for a 20-year term requiring monthly payments of $179 including interest at 5.50%.		17		18

	Loan dated August 20, 1999 in the original amount of $32,400 for a 20-year term requiring monthly payments of $199 including interest at 5.50%.		19		20

	Loan dated December 13, 2000 in the original amount of $32,092 for a 20-year term requiring monthly payments of $197 including interest at 5.50%.		21		22

	Two FHLB Fixed Rate Community Lending Program loans dated May 7, 2009 in the original amount of $1,000,000 each for terms ranging from 3 to 5 years. At December 31, 2013 the interest rates ranged from 2.38% to 2.94%.		1,000		2,000

	Two FHLB Fixed Rate Community Lending Program loans dated July 15, 2009 in the original amount of $1,000,000 each for terms ranging from 3 to 5 years. At December 31, 2013 the interest rates ranged from 2.59% to 3.04%.		1,000		2,000

	Total	$	2,107	$	4,112

	The following is a schedule reflecting remaining maturities of long-term debt at December 31, 2013:

	(In Thousands)
	2014	$	2,006
	2015		7
	2016		8
	2017		8
	2018		8
	Thereafter		70
	Total	$	2,107

STOCKHOLDERS_EQUITY_AND_STOCK_

STOCKHOLDERS' EQUITY AND STOCK PURCHASE PLANS	12 Months Ended
STOCKHOLDERS' EQUITY AND STOCK PURCHASE PLANS	Dec. 31, 2013
Stockholders Equity Note [Abstract]	'
Stockholders Equity Note Disclosure [Text Block]	'
	9. STOCKHOLDERS' EQUITY AND STOCK PURCHASE PLANS

	The Amended Articles of Incorporation contain a provision that permits the Corporation to issue warrants for the purchase of shares of common stock, par value $1.25 per share (the "Common Stock"), at below market prices in the event any person or entity acquires 25% or more of the Common Stock.

	The Corporation offers employees a stock purchase plan. The maximum number of shares of the Common Stock to be issued under this plan is 20,000. In addition, the Corporation may choose to purchase shares on the open market to facilitate this plan. During 2009 the plan was amended to allow participating employees to elect quarterly deductions of at least 1% of base pay, but not more than 10% of base pay, to cover purchases of shares under this plan. A participating employee shall be deemed to have been granted an opportunity to purchase a number of shares of the Common Stock equal to the quarterly aggregate amount of payroll deductions elected by the employee divided by the lower of 90% of the fair market value of Common Stock on the average of the last ten days prior to the offering date or 90% of the fair market value of common Stock on the average of the last ten days prior to purchase date as defined by the plan. Stock issued to participating employees under the plan for the most recent three year period was:

			Average Per Share
			Employees'		Market
		Number	Purchase		Value
		of Shares	Price		of Shares
	Year Issued:
	2013	1,691	$	33.3	$	37
	2012	1,699	$	32.05	$	35.61
	2011	1,777	$	29.34	$	32.6

	The Corporation also offers to its stockholders a Dividend Reinvestment and Stock Purchase Plan. Under the plan, the Corporation registered with the Securities and Exchange Commission 500,000 shares of the Common Stock to be sold pursuant to the plan. The price per share for purchases under this plan is determined at each quarterly dividend payment date by the reported average mean between the bid and asked prices for the shares at the close of trading in the over-the-counter market on the trading day immediately preceding the quarterly dividend payment date. Participation in this plan by shareholders began in June 1995. Shares issued under this plan for the most recent three year period were:

		Number	Total
	(In Thousands, Except Per Share Data)	of Shares	Proceeds
	Year:
	2013	13,207	$	492
	2012	12,960	$	468
	2011	12,279	$	387

INCOME_TAXES

INCOME TAXES	12 Months Ended
INCOME TAXES	Dec. 31, 2013
Income Tax Disclosure [Abstract]	'
Income Tax Disclosure [Text Block]	'
	10. INCOME TAXES

	The provision for income tax expense consisted of the following components:

		For the Years Ended December 31,
	(In Thousands)	2013		2012		2011

	Currently payable	$	2,402	$	2,478	$	2,505
	Deferred (benefit) tax		-289		-137		-189

	Total income tax provision	$	2,113	$	2,341	$	2,316

	A reconciliation of the actual provision for federal income tax expense and the amounts which would have been recorded based upon the statutory rate of 34% follows:

	(In Thousands)	2013				2012				2011
		Amount		%		Amount		%		Amount		%

	Provision at statutory rate	$	3,036	34	%	$	3,228	34	%	$	3,091	34	%
	Tax-exempt income		-642	-7.2			-607	-6.4			-566	-6.2
	Bank-owned life insurance income-net		-161	-1.8			-171	-1.8			-141	-1.6
	Tax credit from limited partnerships less amortization, net		-248	-2.8			-245	-2.6			-139	-1.5
	Non-decuctible expenses		250	2.8			626	6.6			527	5.8
	Other, net		-122	-1.3			-490	-5.2			-456	-5

	Effective income tax and rate	$	2,113	23.7	%	$	2,341	24.6	%	$	2,316	25.5	%

	The net deferred tax liability recorded by the Corporation consisted of the following tax effects of temporary timing differences at December 31, 2013 and 2012:

	(In Thousands)	2013		2012
	Deferred tax assets:
	Allowance for loan losses	$	2,187	$	2,103
	Allowance for off balance sheet losses		22		22
	Deferred compensation and director's fees		618		557
	Non-accrual loan interest		4		4
	Investment in limited partnerships		170		171
	Impairment losses on investment securities		437		438
	Property valuation		24		21
	Capital loss carryforward		128		139
	Unrealized investment security losses		257		-
	Total		3,847		3,455
	Deferred tax liabilities:
	Loan fees and costs		-108		-91
	Bond accretion		-124		-112
	Depreciation		-561		-660
	Intangibles		-142		-348
	Other		-768		-634
	Unrealized investment security gains		-		-1,054
	Total		-1,703		-2,899
	Deferred tax asset, net	$	2,144	$	556

	The above net deferred tax asset is included in other assets on the accompanying consolidated balance sheets. Those items noted with an (*) resulted from the 2008 acquisition of Columbia Financial Corporation. Except for the capital loss carryover, it is anticipated that all tax assets shown above will be realized and accordingly no valuation allowance was provided. The Corporation has a capital loss carryforward in the amount of $577,000 as of December 31, 2013. It is possible, due to term limits on the carryover, that not all of the capital losses will be utilized before expiration. Therefore, the Corporation has recorded a valuation allowance in the amount of $200,000 as of December 31, 2013.

	The Corporation and the Bank file a consolidated federal income tax return. The Corporation is also required to file a separate state income tax return and has available state operating loss carryforwards totaling $1,632,000. The losses expire through 2034. The related deferred net state tax asset in the amount of $163,000 has been fully reserved and is not reflected in the net tax asset since management is of the opinion that such assets will not be realized in the foreseeable future.

EMPLOYEE_BENEFIT_AND_DEFERRED_

EMPLOYEE BENEFIT AND DEFERRED COMPENSATION PLANS	12 Months Ended
EMPLOYEE BENEFIT AND DEFERRED COMPENSATION PLANS	Dec. 31, 2013
Employee Benefit And Deferred Compensation Plans [Abstract]	'
Compensation and Employee Benefit Plans [Text Block]	'
	11. EMPLOYEE BENEFIT AND DEFERRED COMPENSATION PLANS

	EMPLOYEE BENEFIT PLANS

	The Bank maintains a 401K salary deferral profit sharing plan for the benefit of its employees. Under the salary deferral component, employees may elect to contribute a percentage of compensation up to the maximum amount allowable not to exceed the limits of IRS Code Section 401(K). The Corporation matches 100% of employee contributions up to 4% of compensation. Under the profit sharing component, contributions are made at the discretion of the Bank’s Board of Directors. Matching contributions amounted to $224,000, $227,000 and $215,000 for the years ended December 31, 2013, 2012 and 2011, respectively. There were no discretionary contributions for the years ended December 31, 2013, 2012 and 2011.

	DEFERRED COMPENSATION PLANS

	Directors

	During 2003, the directors were given the option of receiving or deferring their directors’ fees under a non-qualified deferred compensation plan which allows the director to defer such fees until the year following the expiration of the directors’ term. Payments are then made over specified terms under these arrangements up to a ten-year period. Interest is to accrue on these deferred fees at a 5-year certificate of deposit rate, which was 1.25% in 2013. The certificate of deposit rate will reset in January 2018. Three directors have elected to participate in this program and the total accrued liability as of December 31, 2013 and 2012 was $283,000, and $278,000, respectively.

	Total directors’ fees, including amounts currently paid for the years ended December 31, 2013, 2012 and 2011 were $268,000, $257,000 and $263,000, respectively.

	During 2008, the directors were given the option of receiving or deferring their entire or partial directors’ fees under a non-qualified deferred compensation plan with the same features as the above plan. The interest rate that was paid in 2013 was 4%. This rate reset on January 1, 2014 to 1.50% for a 5-year period and will reset in January 2019. Four directors elected to participate in this plan for 2013. Total accrued liability as of December 31, 2013 and 2012 was $195,000 and $150,000. The same four directors have elected to participate in this plan for 2014.

	Officers

	In 1992, the Bank entered into agreements with two executive officers to establish non-qualified deferred compensation plans. Each officer deferred compensation in order to participate in this deferred compensation plan. If the officer continued to serve as an officer of the Bank until he attained 65 years of age, the Bank agreed to pay him 120 guaranteed consecutive monthly payments commencing on the first day of the month following the officer's 65th birthday. Each officer's guaranteed monthly payment was based upon the future value of life insurance purchased with the compensation the officer has deferred. The Bank obtained life insurance (designating the Bank as the beneficiary) on the life of each participating officer in an amount which is intended to cover the Bank's obligations under this deferred compensation plan, based upon certain actuarial assumptions. During 2002, the agreements with the two executive officers were modified. Under one agreement, the executive officer receives $225,000 payable monthly over a 10-year period commencing in February 2003. Under another agreement, another executive officer receives $175,000 payable monthly over a 10-year period commencing in April 2003. This second agreement also provided post-employment health care benefits to the executive officer until the attainment of age 65. As of December 31, 2013 and 2012, the net cash value of insurance policies was $568,000 and $543,000, respectively, and the total accrued liability, equal to the present value of these obligations, was $0 and $6,000, respectively, relating to these retired executive officers' deferred compensation plans.

	In April 2003, the Bank entered into non-qualified deferred compensation agreements with three senior officers to provide supplemental retirement benefits commencing with the executive’s retirement and ending 15 years thereafter. One participant began payout during 2009 with amount received being $8,000 during 2009 and $20,000 each year thereafter. During 2013 a second participant began payout with amount received being $12,500 during 2013 and $50,000 each year thereafter. The deferred compensation expense related to these agreements for the years ended December 31, 2013, 2012 and 2011 was $106,000, $113,000 and $106,000 respectively, and the total accrued liability as of December 31, 2013 and 2012 was $990,000 and $915,000, respectively.

	In 2009, the Bank entered into a non-qualified deferred compensation agreement with one senior officer to provide supplemental retirement benefits commencing with the executive’s retirement and ending 15 years thereafter. The deferred compensation expense related to this agreement for the years ended December 31, 2013, 2012 and 2011 was $29,000, $26,000 and $25,000 respectively and the total accrued liability as of December 31, 2013 and 2012 was $115,000 and $86,000, respectively.

	In December 2010, the Bank entered into a Supplemental Executive Retirement Plan for one senior officer to provide supplemental retirement benefits commencing with the executive’s retirement and ending 15 years thereafter. The deferred compensation expense related to this agreement for the year ended December 31, 2013, 2012 and 2011 was $16,000, $15,000 and $13,000 and the total accrued liability as of December 31, 2013 and 2012 was $44,000 and $28,000.

	The Bank entered into agreements to provide post-retirement benefits to employees in the form of life insurance payable to the employee’s estate upon their death through endorsement split dollar life insurance arrangements. The Corporation adopted the guidance in FASB ASC 715-60-35 Compensation – Retirement Benefits – Post Retirement effective January 1, 2007 to recognize the liability for future benefits in the amount of $12,000. The post- retirement benefit expense related to these split dollar arrangements amounted to $3,000, $5,000 and $2,000 for the years ended December 31, 2013, 2012 and 2011. The total accrued liability for the split dollar post retirement benefits amounted to $175,000 and $172,000 for the years ended December 31, 2012 and 2011, respectively.

	Total deferred compensation and split dollar post retirement benefit expense for current and retired officers for the years ended December 31, 2013, 2012 and 2011 was $167,000, $159,000 and $150,000, respectively, and the total accrued liability under the officers’ deferred compensation and split dollar post retirement plans as of December 31, 2013 and 2012 was $1,324,000 and $1,208,000, respectively.

LEASE_COMMITMENTS_AND_CONTINGE

LEASE COMMITMENTS AND CONTINGENCIES	12 Months Ended
LEASE COMMITMENTS AND CONTINGENCIES	Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingencies Disclosure [Text Block]	'
	12. LEASE COMMITMENTS AND CONTINGENCIES

	The Corporation leases facilities, office equipment, and a license to utilize core software under operating leases expiring through 2032. Rental expense under operating leases totaled approximately $255,000 in 2013, $294,000 in 2012 and $279,000 in 2011. Minimum future rental payments under non-cancelable operating leases having remaining terms in excess of 1 year as of December 31, 2013 are as follows:

	(In Thousands)
	2014	$	248
	2015		217
	2016		221
	2017		221
	2018		109
	Thereafter		539
	Total	$	1,555

	In 2012, the Corporation extended the existing license to utilize core banking software, and entered into contractual commitments to pay annual license fees associated with the software through March 2018. The license fees are payable based on the Bank’s asset size. The Corporation’s annual fees for the years ended December 31, 2013 and 2012 amounted to $156,000 and $186,000, respectively.

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2013
Related Party Transactions [Abstract]	'
Related Party Transactions Disclosure [Text Block]	'
	13. RELATED PARTY TRANSACTIONS

	Certain directors and executive officers of the Corporation and the Bank, as well as companies in which they are principal owners (i.e., at least 10% ownership), were indebted to the Bank at December 31, 2013 and 2012. These loans were made on substantially the same terms and conditions, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated parties. These loans did not present more than the normal risk of collectibility nor present other unfavorable features. A summary of the activity on these related party loans consisted of the following:

		Beginning						Ending
	(In Thousands)	Balance		Additions		Payments		Balance
	2013	$	8,902	$	1,236	$	-4,178	$	5,960
	2012		9,383		4,771		-5,252		8,902

	The above loans represent funds drawn and outstanding at the date of the accompanying consolidated financial statement. Commitments by the Bank to related parties on loan commitments and standby letters of credit for 2013 and 2012 presented an off-balance sheet risk to the extent of undisbursed funds in the amount of $939,000 and $2,074,000 respectively.

	Deposits from certain officers and directors and/or their affiliated companies held by the Bank amounted to $3,716,000 and $3,493,000 at December 31, 2013 and 2012, respectively.

	The total consolidated loans made by the bank at December 31, 2013, to its directors and executive officers as a group, members of their immediate families and companies in which they have a 10% or more ownership interest was $7,389,000 or approximately 9.8 percent of the Corporation’s total consolidated capital accounts. The largest amount of the aggregate loans in 2013 amounted to $11,936,000. These loans did not involve more than the normal risk of collectability nor did they present other unfavorable features.

REGULATORY_MATTERS

REGULATORY MATTERS	12 Months Ended
REGULATORY MATTERS	Dec. 31, 2013
Regulated Operations [Abstract]	'
Regulatory Capital Requirements under Banking Regulations [Text Block]	'
	14. REGULATORY MATTERS

	Dividends paid by the Corporation are generally provided from dividends paid to it by the Bank. Under provisions of the Pennsylvania Banking Code, cash dividends may be paid by the Bank from accumulated net earnings (retained earnings) as long as minimum capital requirements are met. The minimum capital requirements stipulate that the Bank’s surplus or excess of capital be equal to the amount of capital stock. The Bank carries capital in excess of capital requirements. The Bank has a balance of $28.0 million in its retained earnings at December 31, 2013, which is fully available for the payout of cash dividends. In order for the Corporation to maintain its financial holding company status, all banking subsidiaries must maintain a well capitalized status. The Corporation’s balance of retained earnings at December 31, 2013 is $48.6 million and would be available for the payout of cash dividends, although payment of dividends to such extent would not be prudent or likely. In 2009 the Federal Reserve Board notified all bank holding companies that dividends should be eliminated, deferred or significantly reduced if the bank holding company’s net income for the past four quarters, net of dividends paid during that period, is not sufficient to fully fund the dividends; the bank holding company’s prospective rate of earnings retention is not consistent with the bank holding company’s capital needs and overall, current and prospective financial condition; or the bank holding company will not meet or is in danger of meeting its minimum regulatory capital adequacy ratios.

	The Corporation is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory - and possibly additional discretionary - actions by regulators that, if undertaken, could have a direct material effect on the Corporation's consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Corporation must meet specific capital guidelines that involve quantitative measures of the Corporation's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Corporation's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

	Quantitative measures established by regulation to ensure capital adequacy require the Corporation to maintain minimum amounts and ratios (set forth in the table below) of Total and Tier I Capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I Capital (as defined) to average assets (as defined). Management believes, as of December 31, 2013 and 2012, that the Corporation and the Bank met all capital adequacy requirements to which they are subject.

	As of December 31, 2013, the Bank was categorized as well-capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table.

	The following table reflects the Corporation’s actual consolidated capital amounts and ratios at December 31:

	(In Thousands)	2013				2012
		Amount		Ratio		Amount		Ratio
	Total Capital
	(to Risk-weighted Assets)
	Actual	$	72,491	21.1	%	$	67,823	19.6	%
	For Capital Adequacy Purposes		27,486	8			27,745	8
	To Be Well-Capitalized		34,358	10			34,682	10

	Tier I Capital
	(to Risk-weighted Assets)
	Actual	$	67,969	19.8	%	$	63,429	18.3	%
	For Capital Adequacy Purposes		13,743	4			13,873	4
	To Be Well-Capitalized		20,615	6			20,809	6

	Tier I Capital
	(to Average Assets)
	Actual	$	67,969	11	%	$	63,429	10.4	%
	For Capital Adequacy Purposes		24,675	4			24,487	4
	To Be Well-Capitalized		30,844	5			30,608	5

	The Corporation’s capital ratios are not materially different from those of the Bank.

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK	12 Months Ended
	Dec. 31, 2013
Investments, All Other Investments [Abstract]	'
Financial Instruments Disclosure [Text Block]	'
	15	FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK

	The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The contract or notional amounts of those instruments reflect the extent of involvement the Corporation has in particular classes of financial instruments. The Corporation does not engage in trading activities with respect to any of its financial instruments with off-balance sheet risk.

	The Corporation may require collateral or other security to support financial instruments with off-balance sheet credit risk. The contract or notional amounts at December 31, 2013 and 2012 were as follows:

	(In Thousands)		2013		2012
	Financial instruments whose contract amounts represents credit risk:
	Commitments to extend credit		$	67,610	$	69,897
	Standby letters of credit			2,939		3,313
	Dealer floor plans			1,763		1,586
	Loans held for sale			12,379		10,824

	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Corporation evaluates each customer's creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Corporation upon extension of credit, is based on management's credit evaluation of the counter-party. Collateral held varies but may include accounts receivable, inventory, property, plant, equipment and income-producing commercial properties.

	Standby letters of credit and commercial letters of credit are conditional commitments issued by the Corporation to guarantee payment to a third party when a customer either fails to repay an obligation or fails to perform some non-financial obligation. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Corporation holds collateral supporting those commitments for which collateral is deemed necessary. The extent of collateral held for those commitments at December 31, 2013 varied from 0 percent to 100 percent. The average amount collateralized was 61.7 percent.

	The Corporation's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual notional amount of those instruments. The Corporation uses the same credit policies in making commitments and conditional obligations, as it does for on-balance sheet instruments.

	The Corporation granted commercial, consumer and residential loans to customers primarily within Pennsylvania. Of the total loan portfolio, 79.3% was for real estate loans, principally residential. It was the opinion of management that this high concentration did not pose an adverse credit risk. Further, it is management's opinion that the remainder of the loan portfolio was balanced and diversified to the extent necessary to avoid any significant concentration of credit.

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	12 Months Ended
FAIR VALUE MEASUREMENTS	Dec. 31, 2013
Fair Value Measurements [Abstract]	'
Fair Value Measurements [Text Block]	'
	16. FAIR VALUE MEASUREMENTS

	Effective January 1, 2008, the Corporation adopted FASB ASC 820-10 (SFAS No. 157), which, among other things, requires enhanced disclosures about assets and liabilities carried at fair value. FASB ASC 820-10 establishes a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The standard describes three levels of inputs that may be used to measure fair values:

	Level I:	Quoted prices are available in active markets for identical assets or liabilities as of the reported date.

	Level II:	Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments of which can be directly observed.

	Level III:	Assets and liabilities that have little or no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into determination of fair value require significant management judgment or estimation.

	The following table presents the assets reported on the consolidated statements of financial condition at their fair value as of December 31, 2013 and 2012 by level within the fair value hierarchy. As required by FASB ASC 820-10, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.

			December 31, 2013
	(In Thousands)		Level I			Level II			Level III			Total

	Assets Measured on a Recurring Basis:
	Investment Securities, available-for-sale		$	2,738		$	175,347		$	-		$	178,085

			December 31, 2012
	(In Thousands)		Level I			Level II			Level III			Total

	Assets Measured on a Recurring Basis:
	Investment Securities, available-for-sale		$	2,104		$	168,340		$	-		$	170,444

	At December 31, 2013 and 2012, investments measured at fair value on a recurring basis and the valuation methods used are as follows:

			December 31, 2013
	(In Thousands)		Level I			Level II			Level III			Total

	Available for sale securities
	Obligation of US Government Agencies
	Mortgage-backed		$	-		$	81,914		$	-		$	81,914
	Other			-			53,723			-			53,723
	Obligations of state and political subdivisions			-			39,710			-			39,710
	Equity securities			2,738			-			-			2,738
			$	2,738		$	175,347		$	-		$	178,085

			December 31, 2012
	(In Thousands)		Level I			Level II			Level III			Total

	Available for sale securities
	Obligation of US Government Agencies
	Mortgage-backed		$	-		$	100,977		$	-		$	100,977
	Other			-			40,168			-			40,168
	Obligations of state and political subdivisions			-			27,195			-			27,195
	Equity securities			2,104			-			-			2,104
			$	2,104		$	168,340		$	-		$	170,444

	The estimated fair values of equity securities classified as Level I are derived from quoted market prices in active markets; these assets consists mainly of stocks held in other banks. The estimated fair values of all debt securities classified as Level II are obtained from nationally-recognized third-party pricing agencies. The estimated fair values are derived primarily from cash flow models, which include assumptions for interest rates, credit losses, and prepayment speeds. The significant inputs utilized in the cash flow models are based on market data obtained from sources independent of the Corporation (observable inputs), and are therefore classified as Level II within the fair value hierarchy.

	The following table presents the assets reported on the consolidated statements of financial condition at their fair value on a non-recurring basis as of December 31, 2013 and 2012 by level within the fair value hierarchy. As required by FASB ASC 820-10, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.

			December 31, 2013
	(In Thousands)		Level I			Level II			Level III			Total

	Assets Measured on a Non-recurring Basis:
	Impaired Loans		$	-		$	5,233		$	-		$	5,233
	Loans Held for Sale			-			12,379			-			12,379
	Mortgage Servicing Rights			-			938			-			938
	Other Real Estate Owned			-			-			-			-
			$	-		$	18,550		$	-		$	18,550

			December 31, 2012
(In Thousands)		Level I			Level II			Level III			Total

Assets Measured on a Non-recurring Basis:
Impaired Loans		$	-		$	4,159		$	-		$	4,159
Loans Held for Sale			-			10,824			-			10,824
Mortgage Servicing Rights			-			820			-			820
Other Real Estate Owned			-			-			-			-
		$	-		$	15,803		$	-		$	15,803

ESTIMATED_FAIR_VALUES_OF_FINAN

ESTIMATED FAIR VALUES OF FINANCIAL INSTRUMENTS	12 Months Ended
ESTIMATED FAIR VALUES OF FINANCIAL INSTRUMENTS	Dec. 31, 2013
Estimated Fair Values Of Financial Instruments [Abstract]	'
Estimated Fair Values Of Financial Instruments [Text Block]	'
	17. ESTIMATED FAIR VALUES OF FINANCIAL INSTRUMENTS

	The Corporation is required to disclose estimated fair values for its financial instruments. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. These techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Fair value estimates derived through these techniques cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. FASB ASC 825-10 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Corporation.

	At December 31, 2013 and 2012, the carrying values and estimated fair values of financial instruments are presented in the table below:

		2013				2012
	(In Thousands)	Carrying		Estimated		Carrying		Estimated
		Amount		Fair Value		Amount		Fair Value
	Financial Assets:
	Cash and short-term instruments	$	10,942	$	10,942	$	22,591	$	22,591
	Investment securities		178,085		178,085		170,444		170,444
	Restricted securities		3,750		3,750		3,355		3,355
	Loans held for sale		12,379		12,379		10,824		10,824
	Loans, net		375,947		376,772		357,755		360,457
	Cash surrender value of bank owned life insurance		15,499		15,499		14,975		14,975
	Accrued interest receivable		1,666		1,666		1,592		1,592

	Financial Liabilities:
	Interest- bearing deposits		379,813		381,077		382,133		384,345
	Noninterest- bearing deposits		78,447		78,447		80,895		80,895
	Short-term borrowings		83,563		83,563		64,026		64,026
	Long-term borrowings		2,107		2,152		4,112		4,242
	Accrued interest payable		263		263		333		333

	Off-Balance Sheet Assets (Liabilities):
	Commitments to extend credit			$	67,610			$	69,897
	Standby letters of credit				2,939				3,313
	Dealer floor plans				1,763				1,586

	The following methods and assumptions were used by the Corporation in estimating its fair value disclosures for financial instruments:

	CASH AND OTHER SHORT-TERM INSTRUMENTS

	Cash and due from banks, interest bearing deposits with other banks, and Federal Funds sold had carrying values which were a reasonable estimate of fair value. Accordingly, fair values regarding these instruments were provided by reference to carrying values reflected on the consolidated balance sheets.

	INVESTMENT SECURITIES

	The fair value of investment securities which included mortgage backed securities were estimated based on bid prices published in financial newspapers or bid quotations received from securities dealers.

	RESTRICTED SECURITIES

	The carrying value of regulatory stock approximates fair value based on applicable redemption provisions.

	LOANS

	Fair values were estimated for categories of loans with similar financial characteristics. Loans were segregated by type such as commercial, tax-exempt, real estate mortgages and consumer. For estimation purposes, each loan category was further segmented into fixed and adjustable rate interest terms and also into performing and non-performing classifications.

	The fair value of each category of performing loans was calculated by discounting future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.

	Fair value for non-performing loans was based on management's estimate of future cash flows discounted using a rate commensurate with the risk associated with the estimated future cash flows. The assumptions used by management were judgmentally determined using specific borrower information.

	CASH SURRENDER VALUE OF BANK OWNED LIFE INSURANCE

	The fair values are equal to the current carrying value

	ACCRUED INTEREST RECEIVABLE AND PAYABLE

	The fair values are equal to the current carrying value.

	DEPOSITS

	The fair value of deposits with no stated maturity, such as Demand Deposits, Savings Accounts, and Money Market Accounts, was equal to the amount payable on demand at December 31, 2013 and 2012.

Fair values for fixed rate Certificates of Deposit were estimated using a discounted cash flow calculation that applied interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits.

SHORT-TERM BORROWINGS

The carrying amounts of federal funds purchased and securities sold under agreements to repurchase and other short-term borrowings approximated their fair values.

LONG-TERM BORROWINGS

The fair values of long-term borrowings, other than capitalized leases, are estimated using discounted cash flow analyses based on the Corporation's incremental borrowing rate for similar instruments. The carrying amounts of capitalized leases approximated their fair values, because the incremental borrowing rate used in the carrying amount calculation was at the market rate.

COMMITMENTS TO EXTEND CREDIT AND STANDBY LETTERS OF CREDIT

Management estimated that there were no material differences between the notional amount and the estimated fair value of those off-balance sheet items, because they were primarily composed of unfunded loan commitments which were generally priced at market value at the time of funding.

PARENT_COMPANY_FINANCIAL_INFOR

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
PARENT COMPANY FINANCIAL INFORMATION	Dec. 31, 2013
Condensed Financial Information of Parent Company Only Disclosure [Abstract]	'
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	'
	18. PARENT COMPANY FINANCIAL INFORMATION

	Condensed financial information for CCFNB Bancorp, Inc. (Parent Company only) was as follows:

	BALANCE SHEETS		December 31,
	(In Thousands)		2013			2012			2011
	Assets
	Cash		$	993		$	95		$	724
	Investment in subsidiary			71,669			71,745			67,821
	Investment in other equity securities			2,737			2,103			1,842
	Prepayments and other assets			400			595			1,028
	Receivable from subsidiary			-			-			-
	Total Assets		$	75,799		$	74,538		$	71,415
	Liabilities and Stockholders' Equity
	Junior subordinate debentures		$	-		$	-		$	-
	Accrued expenses and other liabilities			3			2			-
	Total Liabilities			3			2			-
	Stockholders' Equity
	Common stock			2,913			2,894			2,876
	Surplus			29,466			28,931			28,421
	Retained earnings			48,588			44,713			40,418
	Accumulated other comprehensive income			-498			2,046			2,260
	Treasury stock			-4,673			-4,048			-2,560
	Total Stockholders' Equity			75,796			74,536			71,415
	Total Liabilities and Stockholders' Equity		$	75,799		$	74,538		$	71,415

	STATEMENTS OF INCOME		Years Ended December 31,
	(In Thousands)		2013			2012			2011
	Income
	Dividends from subsidiary bank		$	3,943		$	2,858		$	8,005
	Dividends - other			71			59			54
	Securities losses, net			65			-36			-103
	Total Income			4,079			2,881			7,956
	Operating expenses			101			103			216
	Income Before Taxes and Equity in Undistributed
	Net Income of Subsidiary and Insurance Agency			3,978			2,778			7,740
	Applicable income tax benefit			-6			-41			-103
	Income Before Equity in Undistributed Net Income of Subsidiary			3,984			2,819			7,843
	Equity(Deficit) in undistributed income of subsidiary			2,834			4,334			-1,067
	Net Income		$	6,818		$	7,153		$	6,776

	STATEMENTS OF CASH FLOWS		Years Ended December 31,
	(In Thousands)		2013			2012			2011
	Operating Activities:
	Net income		$	6,818		$	7,153		$	6,776
	Adjustments to reconcile net income to net cash provided by operating activities:
	Securities (gains) losses			-65			-			-2
	Impairment loss on securites			-			36			114
	(Equity) Deficit in undistributed net income of subsidiary			-2,835			-4,333			1,067
	Increase (Decrease) in income taxes and accrued expenses payable			6			333			-108
	Net Cash Provided By Operating Activities			3,924			3,189			7,847
	Investing Activities:
	Purchase of equity securities			-289			-			-9
	Proceeds from sale of equity securities			277			-			250
	Net Cash (Used In) Provided By Investing Activities			-12			-			241
	Financing Activities:
	Repayment of junior subbordinate debentures			-			-			-4,640
	Acquisition of treasury stock			-625			-1,488			-973
	Proceeds from issuance of common stock			554			528			474
	Cash dividends			-2,943			-2,858			-2,755
	Net Cash Used In Financing Activities			-3,014			-3,818			-7,894
	Increase (Decrease) in Cash and Cash Equivalents			898			-629			194
	Cash and Cash Equivalents at Beginning of Year			95			724			530
Cash and Cash Equivalents at End of Year		$	993		$	95		$	724

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]	'
Consolidation, Policy [Policy Text Block]	'
	PRINCIPLES OF CONSOLIDATION

	The consolidated financial statements include the accounts of CCFNB Bancorp, Inc. and its wholly-owned subsidiary, First Columbia Bank & Trust Co. (the “Bank”). Columbia Financial Corporation (“CFC”), the former parent company of the Bank was acquired by CCFNB Bancorp, Inc. on July 18, 2008 and Columbia County Farmers National Bank (“CCFNB”) merged with and into the Bank on July 18, 2008. All significant inter-company balances and transactions have been eliminated in consolidation.

	During 2011, the Bank sold its Hazleton Branch office to another financial institution. The sale resulted in the disposition of the Hazleton branch building, equipment, and cash. The sale also included the purchaser’s assumption of all deposits associated with the Hazleton office which amounted to approximately $17.7 million. There were no loans sold as part of this transaction. The sale of this office was completed on June 24, 2011.

Nature Of Operations [Policy Text Block]	'
	NATURE OF OPERATIONS

	The Corporation is a financial holding company that provides full service banking, including trust services, through the Bank, to individuals and corporate customers. The Bank has thirteen offices covering an area of approximately 752 square miles in Northcentral Pennsylvania. The Corporation and Bank are subject to the regulation of the Pennsylvania Department of Banking, the Federal Deposit Insurance Corporation, and the Federal Reserve Bank of Philadelphia.

	Procuring deposits and making loans are the major lines of business. The deposits are mainly deposits of individuals and small businesses and include various types of checking accounts, statement savings, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposit. The Bank also offers non-insured “Repo sweep” accounts. Lending products include commercial, consumer, and mortgage loans. The trust services, trading under the name of B.B.C.T., Co. include administration of various estates, pension plans, self-directed IRA's and other services. A third-party brokerage arrangement is also resident in the Lightstreet branch. This investment center offers a full line of stocks, bonds and other non-insured financial services.

Segment Reporting, Policy [Policy Text Block]	'
	SEGMENT REPORTING

	The Bank acts as an independent community financial services provider, and offers traditional banking and related financial services to individual, business and government customers. Through its branch, remote capture, internet banking, telephone, mobile banking, and automated teller machine network, the Bank offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans; and the providing of other financial services. The Bank also performs personal, corporate, pension and fiduciary services through its B.B.C.T., Co. as well as offers diverse investment products through its investment center.

	Management does not separately allocate expenses, including the cost of funding loan demand, between the commercial, retail, trust and investment center operations of the Corporation. As such, discrete financial information is not available and segment reporting would not be meaningful.

Use of Estimates, Policy [Policy Text Block]	'
	USE OF ESTIMATES

	The preparation of these consolidated financial statements in conformity with accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of these consolidated financial statements and the reported amounts of revenue and expenses during the reporting periods. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant changes include the assessment for impairment of certain investment securities, the allowance for loan losses, deferred tax assets and liabilities, impairment of other intangible assets, and other real estate owned. Assumptions and factors used in the estimates are evaluated on an annual basis or whenever events or changes in circumstances indicate that the previous assumptions and factors have changed. The result of the analysis could result in adjustments to the estimates.

Investment, Policy [Policy Text Block]	'
	INVESTMENT SECURITIES

	The Corporation classifies its investment securities as either "held-to-maturity" or "available-for-sale" at the time of purchase. Debt securities are classified as held-to-maturity when the Corporation has the ability and positive intent to hold the securities to maturity. Investment securities held-to-maturity are carried at cost adjusted for amortization of premiums and accretion of discounts to maturity.

	Debt securities not classified as held-to-maturity and equity securities included in the available-for-sale category are carried at fair value, and the amount of any unrealized gain or loss net of the effect of deferred income taxes is reported as other comprehensive income in the Consolidated Statement of Changes in Stockholders' Equity. Management's decision to sell available-for-sale securities is based on changes in economic conditions controlling the sources and uses of funds, terms, availability of and yield of alternative investments, interest rate risk, and the need for liquidity.

	The cost of debt securities classified as held-to-maturity or available-for-sale is adjusted for amortization of premiums and accretion of discounts to maturity. Such amortization and accretion, as well as interest and dividends, is included in interest income from investments. Realized gains and losses are included in net investment securities gains. The cost of investment securities sold, redeemed or matured is based on the specific identification method.

Restricted Securities [Policy Text Block]	'
	RESTRICTED SECURITIES

	Restricted equity securities consist of stock in the Federal Home Loan Bank of Pittsburgh (“FHLB – Pittsburgh”), and Atlantic Community Bankers Bank (“ACBB”) and do not have a readily determinable fair value because their ownership is restricted, and they can be sold back only to the FHLB-Pittsburgh, ACBB or to another member institution. Therefore, these securities are classified as restricted equity investment securities, carried at cost, and evaluated for impairment. At December 31, 2013, the Corporation held $3,715,200 in stock of the FHLB-Pittsburgh and $35,000 in stock of ACBB. At December 31, 2012, the Corporation held $3,320,000 in stock of FHLB-Pittsburgh and $35,000 in stock of ACBB.

	The Corporation evaluated its holding of restricted stock for impairment and deemed the stock to not be impaired due to the expected recoverability of par value, which equals the value reflected within the Corporation’s financial statements. The decision was based on several items ranging from the estimated true economic losses embedded within FHLB’s mortgage portfolio to the FHLB’s liquidity position and credit rating. The Corporation utilizes the impairment framework outlined in GAAP to evaluate stock for impairment. The following factors were evaluated to determine the ultimate recoverability of the par value of the Corporation’s restricted stock holdings; (i) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted; (ii) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB; (iii) the impact of legislative and regulatory changes on the institutions and, accordingly, on the customer base of the FHLB; (iv) the liquidity position of the FHLB; and (v) whether a decline is temporary or whether it affects the ultimate recoverability of the FHLB stock based on (a) the materiality of the carrying amount to the member institution and (b) whether an assessment of the institution’s operational needs for the foreseeable future allow management to dispose of the stock. Based on the analysis of these factors, the Corporation determined that its holding of restricted stock was not impaired at December 31, 2013 and 2012.

Loan Commitments, Policy [Policy Text Block]	'
	LOANS

	Loans are stated at their outstanding principal balances, net of deferred fees or costs, unearned income, and the allowance for loan losses. Interest on loans is accrued on the principal amount outstanding, primarily on an actual day basis. Non-refundable loan fees and certain direct costs are deferred and amortized over the life of the loans using the interest method. The amortization is reflected as an interest yield adjustment, and the deferred portion of the net fees and costs is reflected as a part of the loan balance.

	Real estate mortgage loans held for resale are carried at the lower of cost or market on an aggregate basis. A portion of these loans are sold with limited recourse by the Corporation.

	Generally, a loan is classified as non-accrual, with the accrual of interest on such a loan discontinued when the contractual payment of principal or interest has become 90-days past due or management has serious doubts about further collectibility of principal or interest, even though the loan may be currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well-secured. When a loan is placed on non-accrual status, unpaid interest credited to income in the current year is reversed, and unpaid interest accrued in prior years is charged against the allowance for loan losses. Certain non-accrual loans may continue to perform wherein payments are still being received with those payments generally applied to principal. Non-accrual loans remain under constant scrutiny and if performance continues, interest income may be recorded on a cash basis based on management's judgment as to collectibility of principal.

	A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Under current accounting standards, the allowance for loan losses related to impaired loans is based on discounted cash flows using the loan's effective interest rate or the fair value of the collateral for certain collateral dependent loans. The recognition of interest income on impaired loans is the same as for non-accrual loans discussed above.

Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	'
	ALLOWANCE FOR LOAN LOSSES

	The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.

	The allowance for loan losses is maintained at a level established by management to be adequate to absorb estimated potential loan losses. Management's periodic evaluation of the adequacy of the allowance for loan losses is based on the Corporation's past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay (including the timing of future payments), the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, and other relevant factors. This evaluation is inherently subjective as it requires material estimates, including the amounts and timing of future cash flows expected to be received on impaired loans that may be susceptible to significant change.

	In addition, the Bank is subject to periodic examination by its federal and state examiners, and may be required by such regulators to recognize additions to the allowance for loan losses based on their assessment of credit information available to them at the time of their examinations.

	In addition, an allowance is provided for possible credit losses on off-balance sheet credit exposures. The allowance is estimated by management and is classified in other liabilities.

	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. At the present time, select loans are not aggregated for collective impairment evaluation, as such; all loans are subject to individual impairment evaluation should the facts and circumstances pertinent to a particular loan suggest that such evaluation is necessary. Factors considered by management in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from collateral. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Bank determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.

	The general component covers all other loans not identified as impaired and is based on historical losses adjusted for current factors. The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding two years. In calculating the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued high unemployment and reduced credit availability and lack of confidence in a sustainable recovery. Actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: the concentration of watch and substandard loans as a percentage of total loans, levels of loan concentration within the portfolio segment or division of a portfolio segment and broad economic conditions.

Property, Plant and Equipment, Policy [Policy Text Block]	'
	PREMISES AND EQUIPMENT

	Premises and equipment are stated at cost less accumulated depreciation computed principally on the straight-line method over the estimated useful lives of the assets. Maintenance and minor repairs are charged to operations as incurred. The cost and accumulated depreciation of the premises and equipment retired or sold are eliminated from the property accounts at the time of retirement or sale, and the resulting gain or loss is reflected in current operations.

Amortization Of Mortgage Servicing Rights Msrs [Policy Text Block]	'
	MORTGAGE SERVICING RIGHTS

	The Bank originates and sells real estate loans to investors in the secondary mortgage market. After the sale, the Bank retains the right to service most of these loans. When originated mortgage loans are sold and servicing is retained, a servicing asset is capitalized based on relative fair value at the date of sale. Servicing assets are amortized as an offset to other fees in proportion to, and over the period of, estimated net servicing income. The unamortized cost is included in other assets in the accompanying consolidated balance sheets. The servicing rights are periodically evaluated for impairment based on their relative fair value.

Junior Subordinate Debenture [Policy Text Block]	'
	JUNIOR SUBORDINATE DEBENTURES

	During 2006, CFC issued $4,640,000 in junior debentures due December 15, 2036 to Columbia Financial Statutory Trust I (Trust). On July 18, 2008, the Corporation became the successor to CFC and to this Trust, respectively. The Corporation owned all of the $140,000 in common equity of the Trust and the debentures were the sole asset of the Trust. The Trust, a wholly-owned unconsolidated subsidiary of the Corporation, issued $4,500,000 of floating-rate trust capital securities in a non-public offering in reliance on Section 4 (2) of the Securities Act of 1933. The floating-rate capital securities provided for quarterly distributions at a variable annual coupon rate, reset quarterly, based on the 3-month LIBOR plus 1.75%. The securities were called by the Corporation on December 15, 2011.

Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	'
	INTANGIBLE ASSETS - GOODWILL

	Goodwill represents the excess of the purchase price over the fair market value of net assets acquired. The Corporation has recorded net goodwill of $7,937,000 at December 31, 2013 and 2012 related to the 2008 acquisition of Columbia Financial Corporation and its subsidiary, First Columbia Bank & Trust Co. In accordance with current accounting standards, goodwill is not amortized. Management performs an annual evaluation for impairment. Any impairment of goodwill results in a charge to income. The Corporation periodically assesses whether events or changes in circumstances indicate that the carrying amounts of goodwill and other intangible assets may be impaired. Goodwill is tested for impairment at the reporting unit level and an impairment loss is recorded to the extent that the carrying amount of goodwill exceeds its implied fair value. The Company employs general industry practices in evaluating the impairment of its goodwill and other intangible assets. The Company calculates the value of goodwill using a combination of the following valuation methods: dividend discount analysis under the income approach, which calculates the present value of all excess cash flows plus the present value of a terminal value, the price/earnings multiple under the market approach and the change in control premium to market price approach. Based upon these reviews, management determined there was no impairment of goodwill during 2013 or 2012. No assurance can be given that future impairment tests will not result in a charge to earnings.

Goodwill and Intangible Assets, Intangible Assets, Policy [Policy Text Block]	'
	INTANGIBLE ASSETS – CORE DEPOSIT

	The Corporation has an amortizable intangible asset related to the deposit premium paid for the acquisition of Columbia Financial Corporation’s subsidiary, First Columbia Bank & Trust Co. This intangible asset is being amortized on a sum of the years digits method over 10 years and has a carrying value of $835,000 as of December 31, 2013. At December 31, 2012, the intangible asset had a carrying value of $1,203,000. The recoverability of the carrying value is evaluated on an ongoing basis, and permanent declines in value, if any, are charged to expense. Amortization of the core deposit intangible amounted to $368,000 and $435,000 for the years ended December 31, 2013 and 2012, respectively.

	The estimated amortization expense of the core deposit intangible over its remaining life is as follows:

	For the Year Ended:
	2014	$	301,000
	2015		234,000
	2016		166,000
	2017		99,000
	2018		35,000
	Thereafter		-
	Total	$	835,000

Other Real Estate Owned [Policy Text Block]	'
	OTHER REAL ESTATE OWNED

	Real estate properties acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value on the date of foreclosure establishing a new cost basis. After foreclosure, valuations are periodically performed by management and the real estate is carried at the lower of carrying amount or fair value less cost to sell and is included in other assets. Revenues derived from and costs to maintain the assets and subsequent gains and losses on sales are included in other non-interest income and expense. The amount of other real estate owned was $0 as of December 31, 2013 and 2012.

Life Insurance Corporate Or Bank Owned [Policy Text Block]	'
	BANK OWNED LIFE INSURANCE

	The Corporation invests in Bank Owned Life Insurance (BOLI). Purchase of BOLI provides life insurance coverage on certain present and retired employees and Directors with the Corporation being owner and primary beneficiary of the policies.

Equity Method Investments, Policy [Policy Text Block]	'
	INVESTMENTS IN LIMITED PARTNERSHIPS

	The Corporation is a limited partner in four partnerships at December 31, 2013 that provide low income housing in the Corporation’s geographic market area. The investments are accounted for under the effective yield method. Under the effective yield method, the Corporation recognizes tax credits as they are allocated and amortizes the initial cost of the investment to provide a constant effective yield over the period that the tax credits are allocated to the Corporation. Under this method, the tax credits allocated, net of any amortization of the investment in the limited partnerships, are recognized in the consolidated statements of income as a component of income tax expense. The amount of tax credits allocated to the Corporation was $267,000 and the amortization of the investments in limited partnerships was $212,000 in 2013. The amount of tax credits allocated to the Corporation was $277,000 and the amortization of the investments in limited partnerships was $222,000 in 2012. The carrying value of the Corporation’s investments in limited partnerships was $1,201,000 and $1,413,000 at December 31, 2013 and 2012, respectively.

Income Tax, Policy [Policy Text Block]	'
	INCOME TAXES

	The provision for income taxes is based on the results of operations, adjusted primarily for tax-exempt income. Certain items of income and expense are reported in different periods for financial reporting and tax return purposes. Deferred tax assets and liabilities are determined based on the differences between the consolidated financial statement and income tax basis of assets and liabilities measured by using the enacted tax rates and laws expected to be in effect when the timing differences are expected to reverse. Deferred tax expense or benefit is based on the difference between deferred tax asset or liability from period to period.

	In assessing the realizability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, the projected future taxable income and tax planning strategies in making this assessment. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.

	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.

	The Corporation and the Bank are subject to U.S. federal income tax and Commonwealth of Pennsylvania tax. The Corporation is no longer subject to examination by Federal or State taxing authorities for the years before 2007. At December 31, 2013 and December 31, 2012 the Corporation did not have any unrecognized tax benefits. The Corporation does not expect the amount of any unrecognized tax benefits to significantly increase in the next twelve months. The Corporation recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as other noninterest expense. At December 31, 2013 and December 31, 2012, the Corporation does not have any amounts accrued for interest and/or penalties.

Earnings Per Share, Policy [Policy Text Block]	'
	PER SHARE DATA

	Basic earnings per share are calculated by dividing net income by the weighted average number of shares of common stock outstanding at the end of each period. Diluted earnings per share are calculated by increasing the denominator for the assumed conversion of all potentially dilutive securities. The Corporation does not have any securities which have or will have a dilutive effect, so accordingly, basic and diluted per share data are the same.

Cash and Cash Equivalents, Policy [Policy Text Block]	'
	CASH FLOW INFORMATION

	For purposes of reporting consolidated cash flows, cash and cash equivalents include cash on hand and due from banks, interest-bearing deposits in other banks and federal funds sold. The Corporation considers cash classified as interest-bearing deposits with other banks as a cash equivalent because they are represented by cash accounts essentially on a demand basis. Federal funds are also included as a cash equivalent because they are generally purchased and sold for one-day periods.

Treasury Stock [Policy Text Block]	'
	TREASURY STOCK

	The purchase of the Corporation’s common stock is recorded at cost. At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on a last-in first-out basis.

Trust Asset [Policy Text Block]	'
	TRUST ASSETS AND INCOME

	Property held by the Corporation in a fiduciary or agency capacity for its customers is not included in the accompanying consolidated financial statements because such items are not assets of the Corporation and the Bank. Trust Department income is generally recognized on a cash basis and is not materially different than if it was reported on an accrual basis.

Advertising Costs, Policy [Policy Text Block]	'
	ADVERTISING COSTS

	It is the Corporation’s policy to expense advertising costs in the period in which they are incurred Advertising expense for the years ended December 31, 2013, 2012, and 2011 was approximately $224,000, $242,000, and $219,000, respectively.

New Accounting Pronouncements, Policy [Policy Text Block]	'
	RECLASSIFICATIONS

	Certain amounts in the consolidated financial statements of the prior years have been reclassified to conform to presentations used in the 2013 consolidated financial statements. Such reclassifications had no effect on the Corporation's consolidated financial condition or net income.

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	Dec. 31, 2013
Accounting Policies [Abstract]	'
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	'
	The estimated amortization expense of the core deposit intangible over its remaining life is as follows:

	For the Year Ended:
	2014	$	301,000
	2015		234,000
	2016		166,000
	2017		99,000
	2018		35,000
	Thereafter		-
	Total	$	835,000

INVESTMENT_SECURITIES_AVAILABL1

INVESTMENT SECURITIES AVAILABLE-FOR-SALE (Tables)	12 Months Ended
INVESTMENT SECURITIES AVAILABLE-FOR-SALE (Tables)	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]	'
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	'
	The amortized cost, related estimated fair value, and unrealized gains and losses for investment securities were as follows at December 31, 2013 an2012:

	(In Thousands)	2013
				Gross		Gross			Estimated
		Amortized		Unrealized		Unrealized			Fair
		Cost		Gains		Losses			Value
	Obligation of U.S.Government Corporations and Agencies:
	Mortgage-backed	$	82,044	$	721	$	-851		$	81,914
	Other		54,785		66		-1,128			53,723
	Obligations of state and political subdivisions		39,949		340		-579			39,710
	Total debt securities		176,778		1,127		-2,558			175,347
	Marketable equity securities		2,062		719		-43			2,738
	Total investment securities AFS	$	178,840	$	1,846	$	-2,601		$	178,085

	(In Thousands)	2012
				Gross		Gross			Estimated
		Amortized		Unrealized		Unrealized			Fair
		Cost		Gains		Losses			Value
	Obligation of U.S.Government Corporations and Agencies:
	Mortgage-backed	$	98,938	$	2,121	$	-82		$	100,977
	Other		40,000		193		-25			40,168
	Obligations of state and political subdivisions		26,422		785		-12			27,195
	Total debt securities		165,360		3,099		-119			168,340
	Marketable equity securities		1,983		299		-178			2,104
	Total investment securities AFS	$	167,343	$	3,398	$	-297		$	170,444

Investments Classified by Contractual Maturity Date [Table Text Block]	'
	The amortized cost and estimated fair value of investment securities, by expected maturity, are shown below at December 31, 2013. Expected maturities on debt securities will differ from contractual maturities, because some borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Other securities and marketable equity securities are not considered to have defined maturities and are included in the “Due after ten years” category:

						Weighted
	(In Thousands)	Amortized		Estimated		Average
		Cost		Fair Value		Yield
	Due in one year or less	$	1,209	$	1,223		6.84	%
	Due after one year to five years		39,386		39,020		1.51	%
	Due after five years to ten years		53,926		53,345		3.17	%
	Due after ten years		84,319		84,497		1.75	%
	Total	$	178,840	$	178,085

Schedule Of Gross Unrealized Losses and Fair Value Aggregated By Investment Category [Table Text Block]	'
	The following summary shows the gross unrealized losses and fair value, aggregated by investment category of those individual securities that have been in a continuous unrealized loss position for less than or more than 12 months as of December 31, 2013 and 2012:

		2013
	(In Thousands)	Less than Twelve Months				Twelve Months or Greater					Total
		Estimated		Gross		Estimated			Gross		Estimated		Gross
		Fair		Unrealized		Fair			Unrealized		Fair		Unrealized
		Value		Losses		Value			Losses		Value		Losses
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	43,311	$	658	$	7,926		$	193	$	51,237	$	851
	Other		41,657		1,128		-			-		41,657		1,128
	Obligations of state and political subdivisions		16,518		561		931			18		17,449		579
	Total debt securities		101,486		2,347		8,857			211		110,343		2,558
	Equity securities		213		7		157			36		370		43
	Total	$	101,699	$	2,354	$	9,014		$	247	$	110,713	$	2,601

		2012
	(In Thousands)	Less than Twelve Months				Twelve Months or Greater					Total
		Estimated		Gross		Estimated			Gross		Estimated		Gross
		Fair		Unrealized		Fair			Unrealized		Fair		Unrealized
		Value		Losses		Value			Losses		Value		Losses
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	16,789	$	79	$	360		$	3	$	17,149	$	82
	Other		5,975		25		-			-		5,975		25
	Obligations of state and political subdivisions		2,062		12		-			-		2,062		12
	Total debt securities		24,826		116		360			3		25,186		119
	Equity securities		258		29		451			149		709		178
	Total	$	25,084	$	145	$	811		$	152	$	25,895	$	297

Schedule Of Available For Sale Securities By Asset Size [Table Text Block]	'
	The following tables display the Corporation’s holdings of these securities by asset size and geographic region as of December 31, 2013:

		December 31, 2013
	(In Thousands)			Gross		Gross			Estimated
		Amortized		Unrealized		Unrealized			Fair
	Asset size($)	Cost		Gains		Losses			Value

	Under $1 Billion	$	390	$	205	$	-19		$	576
	$1 to $5 Billion		538		186		-			724
	$6 to $100 Billion		516		118		-20			614
	Over $100 Billion		618		210		-4			824
		$	2,062	$	719	$	-43		$	2,738

Schedule Of Available For Sale Securities By Geographic Region [Table Text Block]	'
	The following tables display the Corporation’s holdings of these securities by asset size and geographic region as of December 31, 2013:


		December 31, 2013
	(In Thousands)			Gross		Gross			Estimated
		Amortized		Unrealized		Unrealized			Fair
	Geographic Region	Cost		Gains		Losses			Value

	Eastern U.S.	$	1,260	$	398	$	-38		$	1,620
	Southeastern U.S.		110		34		-			144
	Western U.S.		53		12		-			65
	National		639		275		-5			909
		$	2,062	$	719	$	-43		$	2,738

LOANS_Tables

LOANS (Tables)	12 Months Ended
LOANS (Tables)	Dec. 31, 2013
Receivables [Abstract]	'
Schedule Of Major Classifications Of Loans [Table Text Block]	'
	Major classifications of loans at December 31, 2013 and 2012 consisted of:

	(In Thousands)
		2013		2012
	Commercial, financial and agricultural	$	40,733	$	42,547
	Tax-exempt		34,577		27,625
	Commercial real estate:
	Commercial mortgages		94,120		93,392
	Other construction and land development loans		10,397		10,144
	Secured by farmland		7,066		6,510
	Consumer real estate:
	Home equity loans		17,181		16,696
	Home equity lines of credit		15,937		17,117
	1-4 family residential mortgages		160,226		146,092
	Construction		8,416		8,656
	Installment loans to individuals		6,104		5,986
	Unearned discount		-		-
	Gross loans	$	394,757	$	374,765

Financing Receivable Credit Quality Indicators [Table Text Block]	'
	As of December 31, 2013, based on the most recent credit analysis performed, the risk category of loans by class of loans (including loans held for sale) is a follows:

		December 31, 2013
		Commercial,
		Financial &		Commercial		Consumer		Installment Loans
	(In Thousands)	Agricultural		Real Estate		Real Estate		to Individuals		Total
	Pass	$	69,442	$	99,503	$	195,220	$	6,087	$	370,252
	Special Mention		3,459		4,237		2,050		-		9,746
	Substandard		2,409		7,843		4,490		17		14,759
	Doubtful		-		-		-		-		-
	Total	$	75,310	$	111,583	$	201,760	$	6,104	$	394,757


	As of December 31, 2012, based on the most recent analysis performed, the risk category of loans by class of loans (including loans held for sale) is as follows:

		December 31, 2012
		Commercial,
		Financial &		Commercial		Consumer		Installment Loans
	(In Thousands)	Agricultural		Real Estate		Real Estate		to Individuals		Total
	Pass	$	67,772	$	97,156	$	186,404	$	5,965	$	357,297
	Special Mention		509		2,214		-		-		2,723
	Substandard		1,891		10,676		2,157		21		14,745
	Doubtful		-		-		-		-		-
	Total	$	70,172	$	110,046	$	188,561	$	5,986	$	374,765

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	Non-accrual loans, segregated by class of loans, were as follows as of December 31:

	(In Thousands)	2013		2012		2011
	Commercial, financial and agricultural	$	399	$	586	$	718
	Tax-exempt		-		-		-
	Commercial real estate:
	Commercial mortgages		1,485		1,192		2,020
	Other construction and land development loans		-		-		-
	Secured by farmland		-		-		-
	Consumer real estate:
	Home equity loans		240		279		357
	Home equity lines of credit		75		-		-
	1-4 family residential mortgages		1,559		1,123		1,373
	Construction		-		-		-
	Installment loans to individuals		30		36		15

	Total	$	3,788	$	3,216	$	4,483

Schedule Of Interest On Nonaccrual Loans [Table Text Block]	'
	The gross interest that would have been recorded if all non-accrual loans during the year had been current in accordance with their original terms and the amounts actually recorded in income were as follows:

	(In Thousands)	2013		2012		2011

	Gross interest due under terms	$	152	$	258	$	253
	Amount included in income		-14		-130		-216
	Interest income not recognized	$	138	$	128	$	37

Past Due Financing Receivables [Table Text Block]	'
	An age analysis of past due loans, segregated by class of loans, as of December 31, 2013 were as follows:

		2013
		Loans		Loans								Accruing Loans
	(In Thousands)	30-89 Days		90 or more days		Total Past		Current		Total		90 or more
		Past Due		Past Due		Due Loans		Loans		Loans		Days Past Due
	Commercial, financial and agricultural	$	74	$	399	$	473	$	40,260	$	40,733	$	-
	Tax-exempt		-		-		-		34,577		34,577		-
	Commercial real estate:
	Commercial mortgages		241		1,485		1,726		92,394		94,120		-
	Other construction and land development loans		-		-		-		10,397		10,397		-
	Secured by farmland		-		-		-		7,066		7,066		-
	Consumer real estate:
	Home equity loans		80		240		320		16,861		17,181		-
	Home equity lines of credit		-		75		75		15,862		15,937		-
	1-4 family residential mortgages		352		1,559		1,911		158,315		160,226		-
	Construction		-		-		-		8,416		8,416		-
	Installment loans to individuals		252		30		282		5,822		6,104		-
	Unearned discount		-		-		-		-		-
	Gross loans	$	999	$	3,788	$	4,787	$	389,970	$	394,757	$	-

Impaired Financing Receivables [Table Text Block]	'
	Impaired loans are set forth in the following table as of December 31:
		2013
		Unpaid		Recorded		Recorded
		Contractual		Investment		Investment		Total
	(In Thousands)	Principal		With No		With		Recorded		Related
		Balance		Allowance		Allowance		Investment		Allowance
	Commercial, financial and agricultural	$	762	$	264	$	498	$	762	$	255
	Tax-exempt		-		-		-		-		-
	Commercial real estate:
	Commercial mortgages		1,626		261		1,365		1,626		277
	Other construction and land development loans		-		-		-		-		-
	Secured by farmland		438		438		-		438		-
	Consumer real estate:
	Home equity loans		164		77		87		164		52
	Home equity lines of credit		96		21		75		96		75
	1-4 family residential mortgages		2,130		1,429		701		2,130		238
	Construction		-		-		-		-		-
	Installment loans to individuals		17		-		17		17		6
	Gross loans	$	5,233	$	2,490	$	2,743	$	5,233	$	903

		2012
		Unpaid		Recorded		Recorded
		Contractual		Investment		Investment		Total
		Principal		With No		With		Recorded		Related
	(In Thousands)	Balance		Allowance		Allowance		Investment		Allowance
	Commercial, financial and agricultural	$	863	$	423	$	440	$	863	$	105
	Tax-exempt		-		-		-		-		-
	Commercial real estate:
	Commercial mortgages		1,357		200		1,157		1,357		369
	Other construction and land development loans		-		-		-		-		-
	Secured by farmland		448		448		-		448		-
	Consumer real estate:
	Home equity loans		325		122		203		325		140
	Home equity lines of credit		-		-		-		-		-
	1-4 family residential mortgages		1,145		768		377		1,145		64
	Construction		-		-		-		-		-
	Installment loans to individuals		21		-		21		21		15
	Gross loans	$	4,159	$	1,961	$	2,198	$	4,159	$	693

Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	The following table details activity in the allowance for possible loan losses by portfolio segment for the years ended December 31, 2013, 2012, and 2011. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.

	(In Thousands)	2013
		Commercial		Commercial		Consumer		Installment
		Financial &		Real		Real		Loans
		Agricultural		Estate		Estate		Individuals		Unallocated		Total
	Balance, beginning of year	$	870	$	2,220	$	1,741	$	98	$	1,257	$	6,186
	Provision charged to operations		313		-566		977		70		-399		395
	Loans charged off		-24		-		-90		-85		-		-199
	Recoveries		3		-		28		18		-		49
	Ending balance	$	1,162	$	1,654	$	2,656	$	101	$	858		6,431

	Ending balance individually evaluated for impairment	$	255	$	277	$	365	$	6	$	-	$	903

	Ending balance collectively evaluated for impairment	$	907	$	1,377	$	2,291	$	95	$	858	$	5,528

	(In Thousands)	2012
		Commercial		Commercial		Consumer		Installment
		Financial &		Real		Real		Loans
		Agricultural		Estate		Estate		Individuals		Unallocated		Total
	Balance, beginning of year	$	959	$	1,701	$	1,635	$	131	$	957	$	5,383
	Provision charged to operations		-89		514		118		-8		300		835
	Loans charged off		-		-		-44		-46		-		-90
	Recoveries		-		5		32		21		-		58
	Ending balance	$	870	$	2,220	$	1,741	$	98	$	1,257		6,186

	Ending balance individually evaluated for impairment	$	105	$	369	$	204	$	15	$	-	$	693

	Ending balance collectively evaluated for impairment	$	765	$	1,851	$	1,537	$	83	$	1,257	$	5,493


	(In Thousands)	2011
		Commercial		Commercial		Consumer		Installment
		Financial &		Real		Real		Loans
		Agricultural		Estate		Estate		Individuals		Unallocated		Total
	Balance, beginning of year	$	752	$	2,286	$	1,243	$	106	$	414	$	4,801
	Provision charged to operations		244		-577		560		50		543		820
	Loans charged off		-38		-8		-179		-53		-		-278
	Recoveries		1		-		11		28		-		40
	Ending balance	$	959	$	1,701	$	1,635	$	131	$	957		5,383

	Ending balance individually evaluated for impairment	$	126	$	242	$	301	$	11	$	-	$	680

	Ending balance collectively evaluated for impairment	$	833	$	1,459	$	1,334	$	120	$	957	$	4,703

Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]	'
	The Corporation’s recorded investment in loans as of December 31, 2013 and 2012 related to each balance in the allowance for possible loan losses by portfolio segment and disaggregated on the basis of the Corporation’s impairment methodology was as follows:

	(In Thousands)	2013
		Commercial		Commercial		Consumer		Installment
		Financial &		Real		Real		Loans
		Agricultural		Estate		Estate		Individuals		Total
	Ending balance individually evaluated for impairment	$	762	$	2,064	$	2,390	$	17	$	5,233

	Ending balance collectively evaluated for impairment		74,548		109,519		199,370		6,087		389,524

	Ending balance	$	75,310	$	111,583	$	201,760	$	6,104	$	394,757

	(In Thousands)	2012
		Commercial		Commercial		Consumer		Installment
		Financial &		Real		Real		Loans
		Agricultural		Estate		Estate		Individuals		Total
	Ending balance individually evaluated for impairment	$	863	$	1,805	$	1,470	$	21	$	4,159

	Ending balance collectively evaluated for impairment		69,309		108,241		187,091		5,965		370,606

	Ending balance	$	70,172	$	110,046	$	188,561	$	5,986	$	374,765

Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	Loan modifications considered troubled debt restructurings completed during the year ended December 31, 2013 and 2012 were as follows:

	(In Thousands)	2013
		Commercial		Commercial		Consumer		Installment
		Financial &		Real		Real		Loans
		Agricultural		Estate		Estate		Individuals		Total

	Number of contracts		-		1		-		-		1

	Pre-modification outstanding recorded investment	$	-	$	892	$	-	$	-	$	892

	Post-modification outstanding recorded investment	$	-	$	892	$	-	$	-	$	892

	(In Thousands)	2012
		Commercial		Commercial		Consumer		Installment
		Financial &		Real		Real		Loans
		Agricultural		Estate		Estate		Individuals		Total

	Number of contracts		4		1		2		-		7

	Pre-modification outstanding recorded investment	$	603	$	35	$	107	$	-	$	745

	Post-modification outstanding recorded investment	$	603	$	35	$	107	$	-	$	745

MORTGAGE_SERVICING_RIGHTS_Tabl

MORTGAGE SERVICING RIGHTS (Tables)	12 Months Ended
MORTGAGE SERVICING RIGHTS (Tables)	Dec. 31, 2013
Servicing Asset [Abstract]	'
Schedule of Servicing Assets at Fair Value [Table Text Block]	'
	The following summarizes mortgage servicing rights capitalized and amortized:

	(In Thousands)	2013		2012

	Balance, beginning of year	$	820	$	622
	Servicing asset additions		307		415
	Amortization		-189		-217
	Balance, end of year	$	938	$	820

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
PREMISES AND EQUIPMENT (Tables)	Dec. 31, 2013
Property, Plant and Equipment, Gross [Abstract]	'
Property, Plant and Equipment [Table Text Block]	'
	A summary of premises and equipment at December 31, 2013 and 2012 follows:

	(In Thousands)	2013		2012

	Land	$	1,571	$	1,571
	Premises		12,730		12,724
	Furniture and equipment		9,898		9,623
	Leasehold improvements		4		-
	Total		24,203		23,918
	Less accumulated depreciation and amortization		12,686		11,983
	Net premises and equipment	$	11,517	$	11,935

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
DEPOSITS (Tables)	Dec. 31, 2013
Deposits [Abstract]	'
Schedule Of Deposits [Table Text Block]	'
	Major classifications of deposits at December 31, 2013 and 2012 consisted of:

	(In Thousands)	2013		2012

	Demand deposits	$	78,447	$	80,895
	Interest-bearing demand deposits		78,485		75,666
	Savings		126,624		122,673
	Time deposits over $100,000		65,181		64,037
	Other time deposits		109,523		119,757
	Total deposits	$	458,260	$	463,028

Schedule Of Maturities Of Time Deposits [Table Text Block]	'
	The following is a schedule reflecting remaining maturities of time deposits of $100,000 and over at December 31, 2013:

	(In Thousands)
	2014	$	17,439
	2015		18,336
	2016		22,110
	2017		4,385
	2018		2,911
	Total	$	65,181

SHORTTERM_BORROWINGS_Tables

SHORT-TERM BORROWINGS (Tables)	12 Months Ended
SHORT-TERM BORROWINGS (Tables)	Dec. 31, 2013
Debt Disclosure [Abstract]	'
Schedule of Short-term Debt [Table Text Block]	'
	Securities sold under agreements to repurchase and Federal Home Loan Bank advances generally represented overnight or less than 30-day borrowings. Short-term borrowings consisted of the following at December 31, 2013 and 2012:

		2013
					Weighted			Maximum
	(In Thousands)	Ending			Average			Month End			Average
		Balance			Balance			Balance			Rate
	Securities sold under agreements to repurchase	$	76,063		$	72,901		$	84,632			0.27	%
	Other short-term borrowings		7,500			1,673			9,400			0.3	%
	Total	$	83,563		$	74,574		$	94,032			0.27	%

			2012
						Weighted			Maximum
	(In Thousands)		Ending			Average			Month End			Average
			Balance			Balance			Balance			Rate
	Securities sold under agreements to repurchase		$	64,026		$	61,023		$	72,818		0.35	%
	Other short-term borrowings			-			-			-		0	%
	U.S. Treasury tax and loan notes			-			-			-		0	%
	Total		$	64,026		$	61,023		$	72,818		0.35	%

LONGTERM_BORROWINGS_Tables

LONG-TERM BORROWINGS (Tables)	12 Months Ended
LONG-TERM BORROWINGS (Tables)	Dec. 31, 2013
Debt Disclosure [Abstract]	'
Schedule of Long-term Debt Instruments [Table Text Block]	'
	Long-term borrowings consisted of the following at December 31, 2013 and 2012:

	(In Thousands)	2013		2012

	Loan dated June 25, 1998 in the original amount of $72,000 for a 30-year term requiring monthly payments of $425 including interest at 5.86%.	$	50	$	52

	Loan dated February 23, 1999 in the original amount of $29,160 for a 20-year term requiring monthly payments of $179 including interest at 5.50%.		17		18

	Loan dated August 20, 1999 in the original amount of $32,400 for a 20-year term requiring monthly payments of $199 including interest at 5.50%.		19		20

	Loan dated December 13, 2000 in the original amount of $32,092 for a 20-year term requiring monthly payments of $197 including interest at 5.50%.		21		22

	Two FHLB Fixed Rate Community Lending Program loans dated May 7, 2009 in the original amount of $1,000,000 each for terms ranging from 3 to 5 years. At December 31, 2013 the interest rates ranged from 2.38% to 2.94%.		1,000		2,000

	Two FHLB Fixed Rate Community Lending Program loans dated July 15, 2009 in the original amount of $1,000,000 each for terms ranging from 3 to 5 years. At December 31, 2013 the interest rates ranged from 2.59% to 3.04%.		1,000		2,000

	Total	$	2,107	$	4,112

Schedule of Maturities of Long-term Debt [Table Text Block]	'
	The following is a schedule reflecting remaining maturities of long-term debt at December 31, 2013:

	(In Thousands)
	2014	$	2,006
	2015		7
	2016		8
	2017		8
	2018		8
	Thereafter		70
	Total	$	2,107

STOCKHOLDERS_EQUITY_AND_STOCK_1

STOCKHOLDERS' EQUITY AND STOCK PURCHASE PLANS (Tables)	12 Months Ended
STOCKHOLDERS' EQUITY AND STOCK PURCHASE PLANS (Tables)	Dec. 31, 2013
Stockholders Equity Note [Abstract]	'
Schedule of Share-based Compensation, Employee Stock Purchase Plan, Activity [Table Text Block]	'
	Stock issued to participating employees under the plan for the most recent three year period was:

			Average Per Share
			Employees'		Market
		Number	Purchase		Value
		of Shares	Price		of Shares
	Year Issued:
	2013	1,691	$	33.3	$	37
	2012	1,699	$	32.05	$	35.61
	2011	1,777	$	29.34	$	32.6

Schedule Of Share Based Compensation Employee Stock Purchase Plan Shares Issued [Table Text Block]	'
	Shares issued under this plan for the most recent three year period were:

		Number	Total
	(In Thousands, Except Per Share Data)	of Shares	Proceeds
	Year:
	2013	13,207	$	492
	2012	12,960	$	468
	2011	12,279	$	387

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
INCOME TAXES (Tables)	Dec. 31, 2013
Income Tax Disclosure [Abstract]	'
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	'
	The provision for income tax expense consisted of the following components:

		For the Years Ended December 31,
	(In Thousands)	2013		2012		2011

	Currently payable	$	2,402	$	2,478	$	2,505
	Deferred (benefit) tax		-289		-137		-189

	Total income tax provision	$	2,113	$	2,341	$	2,316

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	'
	A reconciliation of the actual provision for federal income tax expense and the amounts which would have been recorded based upon the statutory rate of 34% follows:

	(In Thousands)	2013				2012				2011
		Amount		%		Amount		%		Amount		%

	Provision at statutory rate	$	3,036	34	%	$	3,228	34	%	$	3,091	34	%
	Tax-exempt income		-642	-7.2			-607	-6.4			-566	-6.2
	Bank-owned life insurance income-net		-161	-1.8			-171	-1.8			-141	-1.6
	Tax credit from limited partnerships less amortization, net		-248	-2.8			-245	-2.6			-139	-1.5
	Non-decuctible expenses		250	2.8			626	6.6			527	5.8
	Other, net		-122	-1.3			-490	-5.2			-456	-5

	Effective income tax and rate	$	2,113	23.7	%	$	2,341	24.6	%	$	2,316	25.5	%

Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	'
	The net deferred tax liability recorded by the Corporation consisted of the following tax effects of temporary timing differences at December 31, 2013 and 2012:

	(In Thousands)	2013		2012
	Deferred tax assets:
	Allowance for loan losses	$	2,187	$	2,103
	Allowance for off balance sheet losses		22		22
	Deferred compensation and director's fees		618		557
	Non-accrual loan interest		4		4
	Investment in limited partnerships		170		171
	Impairment losses on investment securities		437		438
	Property valuation		24		21
	Capital loss carryforward		128		139
	Unrealized investment security losses		257		-
	Total		3,847		3,455
	Deferred tax liabilities:
	Loan fees and costs		-108		-91
	Bond accretion		-124		-112
	Depreciation		-561		-660
	Intangibles		-142		-348
	Other		-768		-634
	Unrealized investment security gains		-		-1,054
	Total		-1,703		-2,899
	Deferred tax asset, net	$	2,144	$	556

LEASE_COMMITMENTS_AND_CONTINGE1

LEASE COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
LEASE COMMITMENTS AND CONTINGENCIES (Tables)	Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]	'
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	'
	Minimum future rental payments under non-cancelable operating leases having remaining terms in excess of 1 year as of December 31, 2013 are as follows:

	(In Thousands)
	2014	$	248
	2015		217
	2016		221
	2017		221
	2018		109
	Thereafter		539
	Total	$	1,555

RELATED_PARTY_TRANSACTIONS_Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
RELATED PARTY TRANSACTIONS (Tables)	Dec. 31, 2013
Related Party Transactions [Abstract]	'
Schedule of Related Party Transactions [Table Text Block]	'
	A summary of the activity on these related party loans consisted of the following:

		Beginning						Ending
	(In Thousands)	Balance		Additions		Payments		Balance
	2013	$	8,902	$	1,236	$	-4,178	$	5,960
	2012		9,383		4,771		-5,252		8,902

REGULATORY_MATTERS_Tables

REGULATORY MATTERS (Tables)	12 Months Ended
REGULATORY MATTERS (Tables)	Dec. 31, 2013
Regulated Operations [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'
	The following table reflects the Corporation’s actual consolidated capital amounts and ratios at December 31:

	(In Thousands)	2013				2012
		Amount		Ratio		Amount		Ratio
	Total Capital
	(to Risk-weighted Assets)
	Actual	$	72,491	21.1	%	$	67,823	19.6	%
	For Capital Adequacy Purposes		27,486	8			27,745	8
	To Be Well-Capitalized		34,358	10			34,682	10

	Tier I Capital
	(to Risk-weighted Assets)
	Actual	$	67,969	19.8	%	$	63,429	18.3	%
	For Capital Adequacy Purposes		13,743	4			13,873	4
	To Be Well-Capitalized		20,615	6			20,809	6

	Tier I Capital
	(to Average Assets)
	Actual	$	67,969	11	%	$	63,429	10.4	%
	For Capital Adequacy Purposes		24,675	4			24,487	4
	To Be Well-Capitalized		30,844	5			30,608	5

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK (Tables)	12 Months Ended
	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'
	The Corporation may require collateral or other security to support financial instruments with off-balance sheet credit risk. The contract or notional amounts at December 31, 2013 and 2012 were as follows:

	(In Thousands)	2013		2012
	Financial instruments whose contract amounts represents credit risk:
	Commitments to extend credit	$	67,610	$	69,897
	Standby letters of credit		2,939		3,313
	Dealer floor plans		1,763		1,586
	Loans held for sale		12,379		10,824

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	12 Months Ended
FAIR VALUE MEASUREMENTS (Tables)	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Measurement Inputs Disclosure [Table Text Block]	'
	As required by FASB ASC 820-10, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.

		December 31, 2013
	(In Thousands)	Level I		Level II		Level III		Total

	Assets Measured on a Recurring Basis:
	Investment Securities, available-for-sale	$	2,738	$	175,347	$	-	$	178,085

		December 31, 2012
	(In Thousands)	Level I		Level II		Level III		Total

	Assets Measured on a Recurring Basis:
	Investment Securities, available-for-sale	$	2,104	$	168,340	$	-	$	170,444

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis, Valuation Techniques [Table Text Block]	'
	At December 31, 2013 and 2012, investments measured at fair value on a recurring basis and the valuation methods used are as follows:

		December 31, 2013
	(In Thousands)	Level I		Level II		Level III		Total

	Available for sale securities
	Obligation of US Government Agencies
	Mortgage-backed	$	-	$	81,914	$	-	$	81,914
	Other		-		53,723		-		53,723
	Obligations of state and political subdivisions		-		39,710		-		39,710
	Equity securities		2,738		-		-		2,738
		$	2,738	$	175,347	$	-	$	178,085

		December 31, 2012
	(In Thousands)	Level I		Level II		Level III		Total

	Available for sale securities
	Obligation of US Government Agencies
	Mortgage-backed	$	-	$	100,977	$	-	$	100,977
	Other		-		40,168		-		40,168
	Obligations of state and political subdivisions		-		27,195		-		27,195
	Equity securities		2,104		-		-		2,104
		$	2,104	$	168,340	$	-	$	170,444

Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block]	'
	As required by FASB ASC 820-10, financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.

		December 31, 2013
	(In Thousands)	Level I		Level II		Level III		Total

	Assets Measured on a Non-recurring Basis:
	Impaired Loans	$	-	$	5,233	$	-	$	5,233
	Loans Held for Sale		-		12,379		-		12,379
	Mortgage Servicing Rights		-		938		-		938
	Other Real Estate Owned		-		-		-		-
		$	-	$	18,550	$	-	$	18,550

		December 31, 2012
	(In Thousands)	Level I		Level II		Level III		Total

	Assets Measured on a Non-recurring Basis:
	Impaired Loans	$	-	$	4,159	$	-	$	4,159
	Loans Held for Sale		-		10,824		-		10,824
	Mortgage Servicing Rights		-		820		-		820
	Other Real Estate Owned		-		-		-		-
		$	-	$	15,803	$	-	$	15,803

ESTIMATED_FAIR_VALUES_OF_FINAN1

ESTIMATED FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
ESTIMATED FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	At December 31, 2013 and 2012, the carrying values and estimated fair values of financial instruments are presented in the table below:

		2013				2012
	(In Thousands)	Carrying		Estimated		Carrying		Estimated
		Amount		Fair Value		Amount		Fair Value
	Financial Assets:
	Cash and short-term instruments	$	10,942	$	10,942	$	22,591	$	22,591
	Investment securities		178,085		178,085		170,444		170,444
	Restricted securities		3,750		3,750		3,355		3,355
	Loans held for sale		12,379		12,379		10,824		10,824
	Loans, net		375,947		376,772		357,755		360,457
	Cash surrender value of bank owned life insurance		15,499		15,499		14,975		14,975
	Accrued interest receivable		1,666		1,666		1,592		1,592

	Financial Liabilities:
	Interest- bearing deposits		379,813		381,077		382,133		384,345
	Noninterest- bearing deposits		78,447		78,447		80,895		80,895
	Short-term borrowings		83,563		83,563		64,026		64,026
	Long-term borrowings		2,107		2,152		4,112		4,242
	Accrued interest payable		263		263		333		333

	Off-Balance Sheet Assets (Liabilities):
	Commitments to extend credit			$	67,610			$	69,897
	Standby letters of credit				2,939				3,313
	Dealer floor plans				1,763				1,586

PARENT_COMPANY_FINANCIAL_INFOR1

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
PARENT COMPANY FINANCIAL INFORMATION (Tables)	Dec. 31, 2013
Condensed Financial Information of Parent Company Only Disclosure [Abstract]	'
Condensed Balance Sheet [Table Text Block]	'
	Condensed financial information for CCFNB Bancorp, Inc. (Parent Company only) was as follows:

	BALANCE SHEETS	December 31,
	(In Thousands)	2013		2012		2011
	Assets
	Cash	$	993	$	95	$	724
	Investment in subsidiary		71,669		71,745		67,821
	Investment in other equity securities		2,737		2,103		1,842
	Prepayments and other assets		400		595		1,028
	Receivable from subsidiary		-		-		-
	Total Assets	$	75,799	$	74,538	$	71,415
	Liabilities and Stockholders' Equity
	Junior subordinate debentures	$	-	$	-	$	-
	Accrued expenses and other liabilities		3		2		-
	Total Liabilities		3		2		-
	Stockholders' Equity
	Common stock		2,913		2,894		2,876
	Surplus		29,466		28,931		28,421
	Retained earnings		48,588		44,713		40,418
	Accumulated other comprehensive income		-498		2,046		2,260
	Treasury stock		-4,673		-4,048		-2,560
	Total Stockholders' Equity		75,796		74,536		71,415
	Total Liabilities and Stockholders' Equity	$	75,799	$	74,538	$	71,415

Condensed Income Statement [Table Text Block]	'
	STATEMENTS OF INCOME	Years Ended December 31,
	(In Thousands)	2013		2012		2011
	Income
	Dividends from subsidiary bank	$	3,943	$	2,858	$	8,005
	Dividends - other		71		59		54
	Securities losses, net		65		-36		-103
	Total Income		4,079		2,881		7,956
	Operating expenses		101		103		216
	Income Before Taxes and Equity in Undistributed
	Net Income of Subsidiary and Insurance Agency		3,978		2,778		7,740
	Applicable income tax benefit		-6		-41		-103
	Income Before Equity in Undistributed Net Income of Subsidiary		3,984		2,819		7,843
	Equity(Deficit) in undistributed income of subsidiary		2,834		4,334		-1,067
	Net Income	$	6,818	$	7,153	$	6,776

Condensed Cash Flow Statement [Table Text Block]	'
	STATEMENTS OF CASH FLOWS	Years Ended December 31,
	(In Thousands)	2013		2012		2011
	Operating Activities:
	Net income	$	6,818	$	7,153	$	6,776
	Adjustments to reconcile net income to net cash provided by operating activities:
	Securities (gains) losses		-65		-		-2
	Impairment loss on securites		-		36		114
	(Equity) Deficit in undistributed net income of subsidiary		-2,835		-4,333		1,067
	Increase (Decrease) in income taxes and accrued expenses payable		6		333		-108
	Net Cash Provided By Operating Activities		3,924		3,189		7,847
	Investing Activities:
	Purchase of equity securities		-289		-		-9
	Proceeds from sale of equity securities		277		-		250
	Net Cash (Used In) Provided By Investing Activities		-12		-		241
	Financing Activities:
	Repayment of junior subbordinate debentures		-		-		-4,640
	Acquisition of treasury stock		-625		-1,488		-973
	Proceeds from issuance of common stock		554		528		474
	Cash dividends		-2,943		-2,858		-2,755
	Net Cash Used In Financing Activities		-3,014		-3,818		-7,894
	Increase (Decrease) in Cash and Cash Equivalents		898		-629		194
	Cash and Cash Equivalents at Beginning of Year		95		724		530
	Cash and Cash Equivalents at End of Year	$	993	$	95	$	724

SUMMARY_OF_SIGNIFICANT_ACCOUNT3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
For the Year Ended:	'	'
2014	$301,000	'
2015	234,000	'
2016	166,000	'
2017	99,000	'
2018	35,000	'
Thereafter	0	'
Total	$835,000	$1,203,000

SUMMARY_OF_SIGNIFICANT_ACCOUNT4

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013	Dec. 31, 2006	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Junior Subordinated Debt [Member]	Junior Subordinated Debt [Member]	Fhlb Pittsburgh [Member]	Fhlb Pittsburgh [Member]	Atlantic Central Bankers Bank [Member]	Atlantic Central Bankers Bank [Member]
Significant Accounting Policies [Line Items]	'	'	'	'	'	'	'	'	'
Disposition Of Deposit On Sale Of Asset	'	'	$17,700,000	'	'	'	'	'	'
Goodwill	7,937,000	7,937,000	'	'	'	'	'	'	'
Finite-Lived Intangible Asset, Useful Life	'10 years	'	'	'	'	'	'	'	'
Finite-Lived Intangible Assets, Net	835,000	1,203,000	'	'	'	'	'	'	'
Amortization of core deposit intangible	368,000	435,000	554,000	'	'	'	'	'	'
Other Real Estate	0	0	'	'	'	'	'	'	'
Income Tax Reconciliation, Tax Credits, Investment	267,000	277,000	'	'	'	'	'	'	'
Investment in limited partnerships	1,201,000	1,413,000	'	'	'	'	'	'	'
Advertising Expense	224,000	242,000	219,000	'	'	'	'	'	'
Amortization Of Investment	212,000	222,000	'	'	'	'	'	'	'
Federal Home Loan Bank Stock	3,750,000	3,355,000	'	'	'	3,715,000	3,320,000	35,000	35,000
Notes Issued	'	'	'	4,500,000	4,640,000	'	'	'	'
Common Stock Held in Trust	$140,000	'	'	'	'	'	'	'	'
Debt Instrument Coupon Rate	'	'	'	'3-month LIBOR plus 1.75%	'	'	'	'	'
Debt Instrument, Maturity Date	'	'	'	'	15-Dec-36	'	'	'	'
Equity Method Investment, Ownership Percentage	50.00%	'	'	'	'	'	'	'	'

INVESTMENT_SECURITIES_AVAILABL2

INVESTMENT SECURITIES AVAILABLE-FOR-SALE (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$178,840	$167,343
Gross Unrealized Gains	1,846	3,398
Gross Unrealized Losses	-2,601	-297
Estimated Fair Value	178,085	170,444
Mortgage-backed securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	82,044	98,938
Gross Unrealized Gains	721	2,121
Gross Unrealized Losses	-851	-82
Estimated Fair Value	81,914	100,977
Other securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	54,785	40,000
Gross Unrealized Gains	66	193
Gross Unrealized Losses	-1,128	-25
Estimated Fair Value	53,723	40,168
Obligations of state and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	39,949	26,422
Gross Unrealized Gains	340	785
Gross Unrealized Losses	-579	-12
Estimated Fair Value	39,710	27,195
Debt securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	176,778	165,360
Gross Unrealized Gains	1,127	3,099
Gross Unrealized Losses	-2,558	-119
Estimated Fair Value	175,347	168,340
Marketable Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	2,062	1,983
Gross Unrealized Gains	719	299
Gross Unrealized Losses	-43	-178
Estimated Fair Value	$2,738	$2,104

INVESTMENT_SECURITIES_AVAILABL3

INVESTMENT SECURITIES AVAILABLE-FOR-SALE (Details 1) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'
Due in one year or less, Amortized Cost	$1,209
Due after one year to five years, Amortized Cost	39,386
Due after five years to ten years, Amortized Cost	53,926
Due after ten years, Amortized Cost	84,319
Total, Amortized Cost	178,840
Due in one year or less, Estimated Fair Value	1,223
Due after one year to five years, Estimated Fair Value	39,020
Due after five years to ten years, Estimated Fair Value	53,345
Due after ten years, Estimated Fair Value	84,497
Total, Estimated Fair Value	$178,085
Due in one year or less, Weighted Average Yield	6.84%
Due after one year to five years, Weighted Average Yield	1.51%
Due after five years to ten years, Weighted Average Yield	3.17%
Due after ten years, Weighted Average Yield	1.75%

INVESTMENT_SECURITIES_AVAILABL4

INVESTMENT SECURITIES AVAILABLE-FOR-SALE (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Estimated Fair Value	$101,699	$25,084
Less than Twelve Months, Gross Unrealized Losses	2,354	145
Twelve Months or Greater, Estimated Fair Value	9,014	811
Twelve Months or Greater, Gross Unrealized Losses	247	152
Total Estimated Fair Value	110,713	25,895
Total Gross Unrealized Losses	2,601	297
Mortgage-backed securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Estimated Fair Value	43,311	16,789
Less than Twelve Months, Gross Unrealized Losses	658	79
Twelve Months or Greater, Estimated Fair Value	7,926	360
Twelve Months or Greater, Gross Unrealized Losses	193	3
Total Estimated Fair Value	51,237	17,149
Total Gross Unrealized Losses	851	82
Other securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Estimated Fair Value	41,657	5,975
Less than Twelve Months, Gross Unrealized Losses	1,128	25
Twelve Months or Greater, Estimated Fair Value	0	0
Twelve Months or Greater, Gross Unrealized Losses	0	0
Total Estimated Fair Value	41,657	5,975
Total Gross Unrealized Losses	1,128	25
Obligations of state and political subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Estimated Fair Value	16,518	2,062
Less than Twelve Months, Gross Unrealized Losses	561	12
Twelve Months or Greater, Estimated Fair Value	931	0
Twelve Months or Greater, Gross Unrealized Losses	18	0
Total Estimated Fair Value	17,449	2,062
Total Gross Unrealized Losses	579	12
Debt securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Estimated Fair Value	101,486	24,826
Less than Twelve Months, Gross Unrealized Losses	2,347	116
Twelve Months or Greater, Estimated Fair Value	8,857	360
Twelve Months or Greater, Gross Unrealized Losses	211	3
Total Estimated Fair Value	110,343	25,186
Total Gross Unrealized Losses	2,558	119
Equity securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than Twelve Months, Estimated Fair Value	213	258
Less than Twelve Months, Gross Unrealized Losses	7	29
Twelve Months or Greater, Estimated Fair Value	157	451
Twelve Months or Greater, Gross Unrealized Losses	36	149
Total Estimated Fair Value	370	709
Total Gross Unrealized Losses	$43	$178

INVESTMENT_SECURITIES_AVAILABL5

INVESTMENT SECURITIES AVAILABLE-FOR-SALE (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$178,840	$167,343
Gross Unrealized Gains	1,846	3,398
Gross Unrealized Losses	-2,601	-297
Estimated Fair Value	178,085	170,444
Marketable Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	2,062	'
Gross Unrealized Gains	719	'
Gross Unrealized Losses	-43	'
Estimated Fair Value	2,738	'
Under One Billion [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	390	'
Gross Unrealized Gains	205	'
Gross Unrealized Losses	-19	'
Estimated Fair Value	576	'
One To Five Billion [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	538	'
Gross Unrealized Gains	186	'
Gross Unrealized Losses	0	'
Estimated Fair Value	724	'
Six To Hundred Billion [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	516	'
Gross Unrealized Gains	118	'
Gross Unrealized Losses	-20	'
Estimated Fair Value	614	'
Over Hundred Billion [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	618	'
Gross Unrealized Gains	210	'
Gross Unrealized Losses	-4	'
Estimated Fair Value	$824	'

INVESTMENT_SECURITIES_AVAILABL6

INVESTMENT SECURITIES AVAILABLE-FOR-SALE (Details 4) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	$178,840	$167,343
Gross Unrealized Gains	1,846	3,398
Gross Unrealized Losses	-2,601	-297
Estimated Fair Value	178,085	170,444
Marketable Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	2,062	'
Gross Unrealized Gains	719	'
Gross Unrealized Losses	-43	'
Estimated Fair Value	2,738	'
Eastern US [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	1,260	'
Gross Unrealized Gains	398	'
Gross Unrealized Losses	-38	'
Estimated Fair Value	1,620	'
Southeastern US [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	110	'
Gross Unrealized Gains	34	'
Gross Unrealized Losses	0	'
Estimated Fair Value	144	'
Western US [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	53	'
Gross Unrealized Gains	12	'
Gross Unrealized Losses	0	'
Estimated Fair Value	65	'
National [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost	639	'
Gross Unrealized Gains	275	'
Gross Unrealized Losses	-5	'
Estimated Fair Value	$909	'

INVESTMENT_SECURITIES_AVAILABL7

INVESTMENT SECURITIES AVAILABLE-FOR-SALE (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale Securities Pledged as Collateral	$130,591,000	$110,103,000	'
Pledged Financial Instruments, Not Separately Reported, Other Debt Securities Available-for-sale or Held-for-investment	107,868,000	88,508,000	'
Proceeds from Sale of Available-for-sale Securities, Total	66,325,000	131,918,000	122,029,000
Available-for-sale Securities, Gross Realized Gains	258,000	0	11,000
Available-for-sale Securities, Gross Realized Losses	0	0	0
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities, Total	$0	$36,000	$114,000
Equity Securities [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available For Sale Securities Qualitative Disclosure Number Of Positions	46	'	'
Equity Securities [Member] \| Less Than Twelve Months [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	3	'	'
Equity Securities [Member] \| Greater Than Twelve Months [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	5	'	'
Debt Securities [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available For Sale Securities Qualitative Disclosure Number Of Positions	286	'	'
Debt Securities [Member] \| Less Than Twelve Months [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	99	'	'
Debt Securities [Member] \| Greater Than Twelve Months [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	7	'	'

LOANS_Details

LOANS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule Of Major Classifications Of Loans [Line Items]	'	'
Commercial, financial and agricultural	$40,733	$42,547
Tax-exempt	34,577	27,625
Commercial real estate:	'	'
Commercial mortgages	94,120	93,392
Other construction and land development loans	10,397	10,144
Secured by farmland	7,066	6,510
Consumer real estate:	'	'
Home equity loans	17,181	16,696
Home equity lines of credit	15,937	17,117
1-4 family residential mortgages	160,226	146,092
Construction	8,416	8,656
Installment loans to individuals	6,104	5,986
Unearned discount	0	0
Gross loans	$394,757	$374,765

LOANS_Details_1

LOANS (Details 1) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	$394,757	$374,765
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	370,252	357,297
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	9,746	2,723
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	14,759	14,745
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	0	0
Commercial Financial and Agricultural [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	75,310	70,172
Commercial Financial and Agricultural [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	69,442	67,772
Commercial Financial and Agricultural [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	3,459	509
Commercial Financial and Agricultural [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	2,409	1,891
Commercial Financial and Agricultural [Member] \| Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	0	0
Commercial Real Estate Portfolio Segment [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	111,583	110,046
Commercial Real Estate Portfolio Segment [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	99,503	97,156
Commercial Real Estate Portfolio Segment [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	4,237	2,214
Commercial Real Estate Portfolio Segment [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	7,843	10,676
Commercial Real Estate Portfolio Segment [Member] \| Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	0	0
Consumer Real Estate Portfolio Segment [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	201,760	188,561
Consumer Real Estate Portfolio Segment [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	195,220	186,404
Consumer Real Estate Portfolio Segment [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	2,050	0
Consumer Real Estate Portfolio Segment [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	4,490	2,157
Consumer Real Estate Portfolio Segment [Member] \| Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	0	0
Installment Loans To Individuals Portfolio Segment [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	6,104	5,986
Installment Loans To Individuals Portfolio Segment [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	6,087	5,965
Installment Loans To Individuals Portfolio Segment [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	0	0
Installment Loans To Individuals Portfolio Segment [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	17	21
Installment Loans To Individuals Portfolio Segment [Member] \| Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total	$0	$0

LOANS_Details_2

LOANS (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Schedule Of Financing Receivables Non Accrual Status [Line Items]	'	'	'
Commercial, financial and agricultural	$40,733	$42,547	'
Tax-exempt	34,577	27,625	'
Commercial real estate:	'	'	'
Commercial mortgages	94,120	93,392	'
Other construction and land development loans	10,397	10,144	'
Secured by farmland	7,066	6,510	'
Consumer real estate:	'	'	'
Home equity loans	17,181	16,696	'
Home equity lines of credit	15,937	17,117	'
1-4 family residential mortgages	160,226	146,092	'
Construction	8,416	8,656	'
Installment loans to individuals	6,104	5,986	'
Total Loans	394,757	374,765	'
Non Accrual Loan [Member]	'	'	'
Schedule Of Financing Receivables Non Accrual Status [Line Items]	'	'	'
Commercial, financial and agricultural	399	586	718
Tax-exempt	0	0	0
Commercial real estate:	'	'	'
Commercial mortgages	1,485	1,192	2,020
Other construction and land development loans	0	0	0
Secured by farmland	0	0	0
Consumer real estate:	'	'	'
Home equity loans	240	279	357
Home equity lines of credit	75	0	0
1-4 family residential mortgages	1,559	1,123	1,373
Construction	0	0	0
Installment loans to individuals	30	36	15
Total Loans	$3,788	$3,216	$4,483

LOANS_Details_3

LOANS (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest On Nonaccrual Loans [Line Items]	'	'	'
Gross interest due under terms	$152	$258	$253
Amount included in income	-14	-130	-216
Interest income not recognized	$138	$128	$37

LOANS_Details_4

LOANS (Details 4) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total Loans	$394,757	$374,765
Commercial Financial and Agricultural [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	74	'
Loans 90 or more days Past Due	399	'
Total Past Due Loans	473	'
Current Loans	40,260	'
Total Loans	40,733	'
Accruing Loans 90 or more days Past Due	0	'
Tax Exempt [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	0	'
Loans 90 or more days Past Due	0	'
Total Past Due Loans	0	'
Current Loans	34,577	'
Total Loans	34,577	'
Accruing Loans 90 or more days Past Due	0	'
Commercial Real Estate Mortgages [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	241	'
Loans 90 or more days Past Due	1,485	'
Total Past Due Loans	1,726	'
Current Loans	92,394	'
Total Loans	94,120	'
Accruing Loans 90 or more days Past Due	0	'
Commercial Real Estate Other Construction and Land Development Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	0	'
Loans 90 or more days Past Due	0	'
Total Past Due Loans	0	'
Current Loans	10,397	'
Total Loans	10,397	'
Accruing Loans 90 or more days Past Due	0	'
Commercial Real Estate Secured By Farmland [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	0	'
Loans 90 or more days Past Due	0	'
Total Past Due Loans	0	'
Current Loans	7,066	'
Total Loans	7,066	'
Accruing Loans 90 or more days Past Due	0	'
Consumer Real Estate Home Equity Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	80	'
Loans 90 or more days Past Due	240	'
Total Past Due Loans	320	'
Current Loans	16,861	'
Total Loans	17,181	'
Accruing Loans 90 or more days Past Due	0	'
Home Equity Lines Of Credit [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	0	'
Loans 90 or more days Past Due	75	'
Total Past Due Loans	75	'
Current Loans	15,862	'
Total Loans	15,937	'
Accruing Loans 90 or more days Past Due	0	'
Consumer Real Estate One Four Family Residential Mortgages [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	352	'
Loans 90 or more days Past Due	1,559	'
Total Past Due Loans	1,911	'
Current Loans	158,315	'
Total Loans	160,226	'
Accruing Loans 90 or more days Past Due	0	'
Consumer Real Estate Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	0	'
Loans 90 or more days Past Due	0	'
Total Past Due Loans	0	'
Current Loans	8,416	'
Total Loans	8,416	'
Accruing Loans 90 or more days Past Due	0	'
Installment Loans To Individuals [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	252	'
Loans 90 or more days Past Due	30	'
Total Past Due Loans	282	'
Current Loans	5,822	'
Total Loans	6,104	'
Accruing Loans 90 or more days Past Due	0	'
Unearned Discount [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	0	'
Loans 90 or more days Past Due	0	'
Total Past Due Loans	0	'
Current Loans	0	'
Total Loans	0	'
Gross Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans 30-89 Days Past Due	999	'
Loans 90 or more days Past Due	3,788	'
Total Past Due Loans	4,787	'
Current Loans	389,970	'
Total Loans	394,757	'
Accruing Loans 90 or more days Past Due	$0	'

LOANS_Details_5

LOANS (Details 5) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Commercial Financial and Agricultural [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	$762	$863
Recorded Investment With No Allowance	264	423
Recorded Investment With Allowance	498	440
Total Recorded Investment	762	863
Related Allowance	255	105
Tax Exempt [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Commercial Real Estate Mortgages [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	1,626	1,357
Recorded Investment With No Allowance	261	200
Recorded Investment With Allowance	1,365	1,157
Total Recorded Investment	1,626	1,357
Related Allowance	277	369
Commercial Real Estate Other Construction and Land Development Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Commercial Real Estate Secured By Farmland [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	438	448
Recorded Investment With No Allowance	438	448
Recorded Investment With Allowance	0	0
Total Recorded Investment	438	448
Related Allowance	0	0
Consumer Real Estate Home Equity Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	164	325
Recorded Investment With No Allowance	77	122
Recorded Investment With Allowance	87	203
Total Recorded Investment	164	325
Related Allowance	52	140
Consumer Real Estate Home Equity Lines Of Credit [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	96	0
Recorded Investment With No Allowance	21	0
Recorded Investment With Allowance	75	0
Total Recorded Investment	96	0
Related Allowance	75	0
Consumer Real Estate One Four Family Residential Mortgages [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	2,130	1,145
Recorded Investment With No Allowance	1,429	768
Recorded Investment With Allowance	701	377
Total Recorded Investment	2,130	1,145
Related Allowance	238	64
Consumer Real Estate Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	0	0
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Installment Loans To Individuals [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	17	21
Recorded Investment With No Allowance	0	0
Recorded Investment With Allowance	17	21
Total Recorded Investment	17	21
Related Allowance	6	15
Gross Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Contractual Principal Balance	5,233	4,159
Recorded Investment With No Allowance	2,490	1,961
Recorded Investment With Allowance	2,743	2,198
Total Recorded Investment	5,233	4,159
Related Allowance	$903	$693

LOANS_Details_6

LOANS (Details 6) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of year	$6,186	$5,383	$4,801
Provision charged to operations	395	835	820
Loans charged off	-199	-90	-278
Recoveries	49	58	40
Ending balance	6,431	6,186	5,383
Ending balance individually evaluated for impairment	903	693	680
Ending balance collectively evaluated for impairment	5,528	5,493	4,703
Commercial Financial and Agricultural [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of year	870	959	752
Provision charged to operations	313	-89	244
Loans charged off	-24	0	-38
Recoveries	3	0	1
Ending balance	1,162	870	959
Ending balance individually evaluated for impairment	255	105	126
Ending balance collectively evaluated for impairment	907	765	833
Commercial Real Estate Portfolio Segment [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of year	2,220	1,701	2,286
Provision charged to operations	-566	514	-577
Loans charged off	0	0	-8
Recoveries	0	5	0
Ending balance	1,654	2,220	1,701
Ending balance individually evaluated for impairment	277	369	242
Ending balance collectively evaluated for impairment	1,377	1,851	1,459
Consumer Real Estate Portfolio Segment [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of year	1,741	1,635	1,243
Provision charged to operations	977	118	560
Loans charged off	-90	-44	-179
Recoveries	28	32	11
Ending balance	2,656	1,741	1,635
Ending balance individually evaluated for impairment	365	204	301
Ending balance collectively evaluated for impairment	2,291	1,537	1,334
Installment Loans To Individuals Portfolio Segment [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of year	98	131	106
Provision charged to operations	70	-8	50
Loans charged off	-85	-46	-53
Recoveries	18	21	28
Ending balance	101	98	131
Ending balance individually evaluated for impairment	6	15	11
Ending balance collectively evaluated for impairment	95	83	120
Unallocated Financing Receivables [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Balance, beginning of year	1,257	957	414
Provision charged to operations	-399	300	543
Loans charged off	0	0	0
Recoveries	0	0	0
Ending balance	858	1,257	957
Ending balance individually evaluated for impairment	0	0	0
Ending balance collectively evaluated for impairment	$858	$1,257	$957

LOANS_Details_7

LOANS (Details 7) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Valuation Allowance for Impairment of Recognized Servicing Assets [Line Items]	'	'
Ending balance individually evaluated for impairment	$5,233	$4,159
Ending balance collectively evaluated for impairment	389,524	370,606
Ending balance	394,757	374,765
Commercial Financial and Agricultural [Member]	'	'
Valuation Allowance for Impairment of Recognized Servicing Assets [Line Items]	'	'
Ending balance individually evaluated for impairment	762	863
Ending balance collectively evaluated for impairment	74,548	69,309
Ending balance	75,310	70,172
Commercial Real Estate Portfolio Segment [Member]	'	'
Valuation Allowance for Impairment of Recognized Servicing Assets [Line Items]	'	'
Ending balance individually evaluated for impairment	2,064	1,805
Ending balance collectively evaluated for impairment	109,519	108,241
Ending balance	111,583	110,046
Consumer Real Estate Portfolio Segment [Member]	'	'
Valuation Allowance for Impairment of Recognized Servicing Assets [Line Items]	'	'
Ending balance individually evaluated for impairment	2,390	1,470
Ending balance collectively evaluated for impairment	199,370	187,091
Ending balance	201,760	188,561
Installment Loans To Individuals Portfolio Segment [Member]	'	'
Valuation Allowance for Impairment of Recognized Servicing Assets [Line Items]	'	'
Ending balance individually evaluated for impairment	17	21
Ending balance collectively evaluated for impairment	6,087	5,965
Ending balance	$6,104	$5,986

LOANS_Details_8

LOANS (Details 8) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	Contracts	Contracts
Financing Receivable, Modifications [Line Items]	'	'
Number of contracts	1	7
Pre-modification outstanding recorded investment	$892	$745
Post-modification outstanding recorded investment	892	745
Commercial Financial and Agricultural [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of contracts	0	4
Pre-modification outstanding recorded investment	0	603
Post-modification outstanding recorded investment	0	603
Commercial Real Estate Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of contracts	1	1
Pre-modification outstanding recorded investment	892	35
Post-modification outstanding recorded investment	892	35
Consumer Real Estate Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of contracts	0	2
Pre-modification outstanding recorded investment	0	107
Post-modification outstanding recorded investment	0	107
Installment Loans To Individuals Portfolio Segment [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of contracts	0	0
Pre-modification outstanding recorded investment	0	0
Post-modification outstanding recorded investment	$0	$0

LOANS_Details_Textual

LOANS (Details Textual) (USD $)	12 Months Ended
LOANS (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Loans [Line Items]	'	'	'
Loans Held-for-sale, Commercial, Real Estate	$12,379,000	$10,824,000	'
Reclassification Of Demand Deposits To Consumer Loan	93,000	120,000	'
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	4,378,000	4,802,000	4,656,000
Gross Loans [Member]	'	'	'
Loans [Line Items]	'	'	'
Impaired Financing Receivable, Related Allowance	$903,000	$693,000	'
Maximum [Member]	'	'	'
Loans [Line Items]	'	'	'
Concentration Risk, Percentage	10.00%	10.00%	'

MORTGAGE_SERVICING_RIGHTS_Deta

MORTGAGE SERVICING RIGHTS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Servicing Assets at Fair Value [Line Items]	'	'
Balance, beginning of year	$820	$622
Servicing asset additions	307	415
Amortization	-189	-217
Balance, end of year	$938	$820

MORTGAGE_SERVICING_RIGHTS_Deta1

MORTGAGE SERVICING RIGHTS (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013
MORTGAGE SERVICING RIGHTS (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Maximum [Member]	Minimum [Member]
Servicing Assets at Fair Value [Line Items]	'	'	'	'
Mortgage Loans	$123,826,000	$116,931,000	'	'
Fair Value Discount Rate	6.00%	'	'	'
Mortgage Servicing Rights Useful Lives	'	'	'6 years	'3 years

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Line Items]	'	'
Total	$24,203	$23,918
Less accumulated depreciation and amortization	12,686	11,983
Net premises and equipment	11,517	11,935
Land [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total	1,571	1,571
Premises [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total	12,730	12,724
Furniture and Fixtures [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total	9,898	9,623
Leasehold Improvements [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total	$4	$0

PREMISES_AND_EQUIPMENT_Details1

PREMISES AND EQUIPMENT (Details Textual) (USD $)	12 Months Ended
PREMISES AND EQUIPMENT (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property, Plant and Equipment [Line Items]	'	'	'
Depreciation	$711,000	$726,000	$801,000

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Deposit Liabilities Disclosures [Line Items]	'	'
Total deposits	$458,260	$463,028
Demand Deposits [Member]	'	'
Deposit Liabilities Disclosures [Line Items]	'	'
Total deposits	78,447	80,895
Interest-bearing Deposits [Member]	'	'
Deposit Liabilities Disclosures [Line Items]	'	'
Total deposits	78,485	75,666
Savings Deposit [Member]	'	'
Deposit Liabilities Disclosures [Line Items]	'	'
Total deposits	126,624	122,673
Time Deposits Over $100000 [Member]	'	'
Deposit Liabilities Disclosures [Line Items]	'	'
Total deposits	65,181	64,037
Other Time Deposits [Member]	'	'
Deposit Liabilities Disclosures [Line Items]	'	'
Total deposits	$109,523	$119,757

DEPOSITS_Details_1

DEPOSITS (Details 1) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013
Deposit Liabilities Disclosures [Line Items]	'
2014	$17,439
2015	18,336
2016	22,110
2017	4,385
2018	2,911
Total	$65,181

DEPOSITS_Details_Textual

DEPOSITS (Details Textual) (USD $)	12 Months Ended
DEPOSITS (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Deposit Liabilities Disclosures [Line Items]	'	'	'
Interest Expense, Time Deposits, $100,000 or More	$761,000	$1,010,000	$1,400,000

SHORTTERM_BORROWINGS_Details

SHORT-TERM BORROWINGS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Short-term Debt [Line Items]	'	'
Short-term borrowings Ending Balance	$83,563	$64,026
Short Term Borrowings Weighted Average Balance	74,574	61,023
Short Term Borrowings Maximum Month End Balance	94,032	72,818
Short Term Borrowings Average Rate	0.27%	0.35%
Securities Sold under Agreements to Repurchase [Member]	'	'
Short-term Debt [Line Items]	'	'
Short-term borrowings Ending Balance	76,063	64,026
Short Term Borrowings Weighted Average Balance	72,901	61,023
Short Term Borrowings Maximum Month End Balance	84,632	72,818
Short Term Borrowings Average Rate	0.27%	0.35%
Other Short Term Borrowings [Member]	'	'
Short-term Debt [Line Items]	'	'
Short-term borrowings Ending Balance	7,500	0
Short Term Borrowings Weighted Average Balance	1,673	0
Short Term Borrowings Maximum Month End Balance	9,400	0
Short Term Borrowings Average Rate	0.30%	0.00%
Us Treasury Tax And Loan Notes [Member]	'	'
Short-term Debt [Line Items]	'	'
Short-term borrowings Ending Balance	'	0
Short Term Borrowings Weighted Average Balance	'	0
Short Term Borrowings Maximum Month End Balance	'	$0
Short Term Borrowings Average Rate	'	0.00%

LONGTERM_BORROWINGS_Details

LONG-TERM BORROWINGS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Jul. 15, 2009	7-May-09	Dec. 13, 2000	Aug. 20, 1999	Feb. 23, 1999	Jun. 25, 1998
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Jul. 15, 2009	7-May-09	Dec. 13, 2000	Aug. 20, 1999	Feb. 23, 1999	Jun. 25, 1998
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Long-term Debt	$2,107	$4,112	$1,000	$1,000	$32	$32	$29	$72
Loan Dated 25 June 1998 [Member]	'	'	'	'	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Long-term Debt	50	52	'	'	'	'	'	'
Loan Dated 23 Feb 1999 [Member]	'	'	'	'	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Long-term Debt	17	18	'	'	'	'	'	'
Loan Dated 20 August 1999 [Member]	'	'	'	'	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Long-term Debt	19	20	'	'	'	'	'	'
Loan Dated 13 December 2000 [Member]	'	'	'	'	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Long-term Debt	21	22	'	'	'	'	'	'
Loan Dated 7 May 2009 [Member]	'	'	'	'	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Long-term Debt	1,000	2,000	'	'	'	'	'	'
Loan Dated 15 July 2009 [Member]	'	'	'	'	'	'	'	'
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
Long-term Debt	$1,000	$2,000	'	'	'	'	'	'

LONGTERM_BORROWINGS_Details_1

LONG-TERM BORROWINGS (Details 1) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Jul. 15, 2009	7-May-09	Dec. 13, 2000	Aug. 20, 1999	Feb. 23, 1999	Jun. 25, 1998
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Jul. 15, 2009	7-May-09	Dec. 13, 2000	Aug. 20, 1999	Feb. 23, 1999	Jun. 25, 1998
Debt Instrument [Line Items]	'	'	'	'	'	'	'	'
2014	$2,006	'	'	'	'	'	'	'
2015	7	'	'	'	'	'	'	'
2016	8	'	'	'	'	'	'	'
2017	8	'	'	'	'	'	'	'
2018	8	'	'	'	'	'	'	'
Thereafter	70	'	'	'	'	'	'	'
Total	$2,107	$4,112	$1,000	$1,000	$32	$32	$29	$72

LONGTERM_BORROWINGS_Details_Te

LONG-TERM BORROWINGS (Details Textual) (USD $)

0 Months Ended

1 Months Ended

0 Months Ended

Dec. 13, 2000

Aug. 20, 1999

Feb. 23, 1999

Jun. 25, 1998

Dec. 31, 2013

Dec. 31, 2012

Jul. 15, 2009

7-May-09

Dec. 31, 2013

7-May-09

Jul. 15, 2009

Federal Home Loan Bank Advances [Member]

Loan One [Member]

Loan Two [Member]

Maximum [Member]

Minimum [Member]

Maximum [Member]

Minimum [Member]

Debt Instrument [Line Items]

Long-term Debt

$32,000

$29,000

$72,000

$2,107,000

$4,112,000

$1,000,000

Debt Instrument, Periodic Payment

197

199

179

425

Debt Instrument, Interest Rate, Stated Percentage

5.50%

5.86%

2.94%

2.38%

3.04%

2.59%

Debt Instrument, Frequency of Periodic Payment

'20-year term requiring monthly payments

'30-year term requiring monthly payments

'Terms ranging from 3 to 5 years

Long-term Debt, Gross

190,534,000

Line of Credit Facility, Remaining Borrowing Capacity

$180,927,000

STOCKHOLDERS_EQUITY_AND_STOCK_2

STOCKHOLDERS' EQUITY AND STOCK PURCHASE PLANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Stock Purchase Plans [Line Items]	'	'	'
Number of Shares	1,691	1,699	1,777
Employees' Purchase Price	$33.30	$32.05	$29.34
Market Value of Shares	$37	$35.61	$32.60

STOCKHOLDERS_EQUITY_AND_STOCK_3

STOCKHOLDERS' EQUITY AND STOCK PURCHASE PLANS (Details 1) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Stock Purchase Plans [Line Items]	'	'	'
Number of Shares, Dividend Reinvestment Plan	13,207	12,960	12,279
Total Proceeds, Dividend Reinvestment Plan	$492	$468	$387

STOCKHOLDERS_EQUITY_AND_STOCK_4

STOCKHOLDERS' EQUITY AND STOCK PURCHASE PLANS (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Stock Purchase Plans [Line Items]	'	'	'
Common Stock, Shares Authorized	15,000,000	15,000,000	'
Stock Issued During Period, Shares, Employee Stock Purchase Plans	1,691	1,699	1,777
Common Stock, Par or Stated Value Per Share	$1.25	$1.25	'
Percentage Provision To Acquire Common Stock In Amended Articles Of Incorporation	25.00%	'	'
Description Of Employee Stock Purchase Plan	'plan was amended to allow participating employees to elect quarterly deductions of at least 1% of base pay, but not more than 10% of base pay, to cover purchases of shares under this plan. A participating employee shall be deemed to have been granted an opportunity to purchase a number of shares of the Common Stock equal to the quarterly aggregate amount of payroll deductions elected by the employee divided by the lower of 90% of the fair market value of Common Stock on the average of the last ten days prior to the offering date or 90% of the fair market value of common Stock on the average of the last ten days prior to purchase date as defined by the plan.	'	'
Dividend Reinvestment And Stock Purchase Plan [Member]	'	'	'
Stock Purchase Plans [Line Items]	'	'	'
Stock Issued During Period, Shares, Employee Stock Purchase Plans	500,000	'	'
Employees Stock Purchase Plan [Member]	'	'	'
Stock Purchase Plans [Line Items]	'	'	'
Common Stock, Shares Authorized	20,000	'	'

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax [Line Items]	'	'	'
Currently payable	$2,402	$2,478	$2,505
Deferred (benefit) tax	-289	-137	-189
Total income tax provision	$2,113	$2,341	$2,316

INCOME_TAXES_Details_1

INCOME TAXES (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax [Line Items]	'	'	'
Provision at statutory rate	34.00%	34.00%	34.00%
Provision at statutory rate, Amount	$3,036	$3,228	$3,091
Tax-exempt income, Amount	-642	-607	-566
Tax-exempt income, Rate	-7.20%	-6.40%	-6.20%
Bank-owned life insurance income-net, Amount	-161	-171	-141
Bank-owned life insurance income-net, rate	-1.80%	-1.80%	-1.60%
Tax credit from limited partnerships less amortization, net, rate	-2.80%	-2.60%	-1.50%
Tax credit from limited partnerships less amortization, net, Amount	-248	-245	-139
Non-decuctible expenses, Amount	250	626	527
Net-deductable expenses, rate	2.80%	6.60%	5.80%
Other, net, Amount	-122	-490	-456
Other, net, rate	-1.30%	-5.20%	-5.00%
Effective income tax and rate	23.70%	24.60%	25.50%
Effective income tax and rate, Amount	$2,113	$2,341	$2,316

INCOME_TAXES_Details_2

INCOME TAXES (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Deferred tax assets:	'	'
Allowance for loan losses	$2,187	$2,103
Allowance for off balance sheet losses	22	22
Deferred compensation and director's fees	618	557
Non-accrual loan interest	4	4
Investment in limited partnerships	170	171
Impairment losses on investment securities	437	438
Property valuation	24	21
Capital loss carryforward	128	139
Unrealized investment security losses	257	0
Total	3,847	3,455
Deferred tax liabilities:	'	'
Loan fees and costs	-108	-91
Bond accretion	-124	-112
Depreciation	-561	-660
Intangibles	-142	-348
Other	-768	-634
Unrealized investment security gains	0	-1,054
Total	-1,703	-2,899
Deferred tax asset, net	$2,144	$556

INCOME_TAXES_Details_Textual

INCOME TAXES (Details Textual) (USD $)	12 Months Ended
INCOME TAXES (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax [Line Items]	'	'	'
Real Estate Owned, Valuation Allowance, Amounts Applied	$200,000	'	'
Operating Loss Carryforwards	1,632,000	'	'
Deferred Tax Assets, Operating Loss Carryforwards, State and Local	163,000	'	'
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	34.00%	34.00%	34.00%
Operating Loss Carryforwards Expiration Date	'2034	'	'
Capital Loss Carryforward [Member]	'	'	'
Income Tax [Line Items]	'	'	'
Tax Credit Carryforward, Amount	$577,000	'	'

EMPLOYEE_BENEFIT_AND_DEFERRED_1

EMPLOYEE BENEFIT AND DEFERRED COMPENSATION PLANS (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees Gross Pay	4.00%	'	'	'	'
Defined Contribution Plan, Employer Discretionary Contribution Amount	$0	$0	$0	'	'
Director's fees	268,000	257,000	263,000	'	'
Other Deferred Compensation Arrangements, Liability, Current	1,324,000	1,208,000	'	'	'
Net Cash Value Of Insurance Policies	568,000	543,000	'	'	'
Accrued Liabilities	0	6,000	'	'	'
Payout From Deferred Compensation Plan	12,500	'	'	20,000	8,000
Defined Contribution Plan Employer Matching Contribution Amount	224,000	227,000	215,000	'	'
Payout From Deferred Compensation Plan Future Year	50,000	'	'	'	'
Non Qualified Deferred Compensation Plan [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Interest Rate On Deferred Fees	1.25%	'	'	'	'
Non Qualified Deferred Compensation Plan2003 [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Defined Benefit Pension Plan Liabilities, Current	283,000	278,000	'	'	'
Non Qualified Deferred Compensation Plan2008 [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Accrued Liabilities	195,000	150,000	'	'	'
Deferred Compensation Arrangements, Overall, Description	'The interest rate that was paid in 2013 was 4%. This rate reset on January 1, 2014 to 1.50% for a 5-year period and will reset in January 2019.	'	'	'	'
Non Qualified Deferred Compensation Agreements With Three Senior Officers [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Accrued Liabilities	990,000	915,000	'	'	'
Deferred Compensation Arrangement with Individual, Compensation Expense	106,000	113,000	106,000	'	'
Supplemental Executive Retirement Plan [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Accrued Liabilities	44,000	28,000	'	'	'
Deferred Compensation Arrangement with Individual, Compensation Expense	16,000	15,000	13,000	'	'
Workers Compensation Liability, Noncurrent	12,000	'	'	'	'
Endorsement Split Dollar Life Insurance Arrangements [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Accrued Liabilities	175,000	172,000	'	'	'
Deferred Compensation Arrangement with Individual, Compensation Expense	167,000	159,000	150,000	'	'
Pension and Other Postretirement Benefit Expense, Total	3,000	5,000	2,000	'	'
Executive One [Member] \| Chief Executive Officer [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Officers Compensation	225,000	'	'	'	'
Non Qualified Deferred Compensation Agreements With One Senior Officers [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Accrued Liabilities	115,000	86,000	'	'	'
Deferred Compensation Arrangement with Individual, Compensation Expense	29,000	26,000	25,000	'	'
Executive Two [Member] \| Chief Executive Officer [Member]	'	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'
Officers Compensation	$175,000	'	'	'	'

LEASE_COMMITMENTS_AND_CONTINGE2

LEASE COMMITMENTS AND CONTINGENCIES (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013
Commitment and Contingencies [Line Items]	'
2014	$248
2015	217
2016	221
2017	221
2018	109
Thereafter	539
Total	$1,555

LEASE_COMMITMENTS_AND_CONTINGE3

LEASE COMMITMENTS AND CONTINGENCIES (Details Textual) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Commitment and Contingencies [Line Items]	'	'	'
Operating Leases, Rent Expense	$255,000	$294,000	$279,000
Lease Expiring Year	'2032	'	'
Estimated License Fee Year One	$156,000	$186,000	'

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Related Party Transaction [Line Items]	'	'
Beginning Balance	$8,902	$9,383
Additions	1,236	4,771
Payments	-4,178	-5,252
Ending Balance	$5,960	$8,902

RELATED_PARTY_TRANSACTIONS_Det1

RELATED PARTY TRANSACTIONS (Details Textual) (USD $)	12 Months Ended
RELATED PARTY TRANSACTIONS (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Related Party Transaction [Line Items]	'	'
Due to Related Parties, Current	$939,000	$2,074,000
Deposits Related Party	3,716,000	3,493,000
Due from Related Parties	7,389,000	'
Related Party Transaction, Description of Transaction	'The total consolidated loans made by the bank at December 31, 2013, to its directors and executive officers as a group, members of their immediate families and companies in which they have a 10% or more ownership interest was $7,389,000 or approximately 9.8 percent of the Corporations total consolidated capital accounts.	'
Bank Loans	$11,936,000	'

REGULATORY_MATTERS_Details

REGULATORY MATTERS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Total Capital	'	'
Capital	$72,491	$67,823
Capital Required for Capital Adequacy	27,486	27,745
Capital Required to be Well Capitalized	34,358	34,682
Capital to Risk Weighted Assets	21.10%	19.60%
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Capital	'	'
Tier One Risk Based Capital	67,969	63,429
Tier One Risk Based Capital Required for Capital Adequacy	13,743	13,873
Tier One Risk Based Capital Required to be Well Capitalized	20,615	20,809
Tier One Risk Based Capital to Risk Weighted Assets	19.80%	18.30%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.00%	4.00%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.00%	6.00%
Tier One Leverage Capital	67,969	63,429
Tier One Leverage Capital Required for Capital Adequacy	24,675	24,487
Tier One Leverage Capital Required to be Well Capitalized	$30,844	$30,608
Tier One Leverage Capital to Average Assets	11.00%	10.40%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

REGULATORY_MATTERS_Details_Tex

REGULATORY MATTERS (Details Textual) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Regulatory Matters [Line Items]	'	'
Retained Earnings, Unappropriated	$28,000,000	'
Retained earnings	$48,588,000	$44,713,000

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Commitments To Extend Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Fair Value Disclosure, Off-Balance Sheet Risks, Face Amount, Asset	$67,610	$69,897
Standby Letters Of Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Fair Value Disclosure, Off-Balance Sheet Risks, Face Amount, Asset	2,939	3,313
Dealer Floor Plans [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Fair Value Disclosure, Off-Balance Sheet Risks, Face Amount, Asset	1,763	1,586
Loans Held For Sale [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Fair Value Disclosure, Off-Balance Sheet Risks, Face Amount, Asset	$12,379	$10,824

FINANCIAL_INSTRUMENTS_WITH_OFF3

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK (Details Textual)	Dec. 31, 2013
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'
Percentage Of Real Estate Loans	79.30%
Percentage Of Collateral	61.70%
Maximum [Member]	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'
Percentage Of Collateral	100.00%
Minimum [Member]	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'
Percentage Of Collateral	0.00%

FAIR_VALUE_MEASUREMENTS_Detail

FAIR VALUE MEASUREMENTS (Details) (Available-For-Sale Securities [Member], USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value Measurement Inputs Disclosure [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	$178,085	$170,444
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Measurement Inputs Disclosure [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	2,738	2,104
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Measurement Inputs Disclosure [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	175,347	168,340
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Measurement Inputs Disclosure [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	$0	$0

FAIR_VALUE_MEASUREMENTS_Detail1

FAIR VALUE MEASUREMENTS (Details 1) (Available-For-Sale Securities [Member], USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	$178,085	$170,444
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	2,738	2,104
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	175,347	168,340
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Mortgage Backed Securities Issued By Us Government Sponsored Enterprises [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	81,914	100,977
Mortgage Backed Securities Issued By Us Government Sponsored Enterprises [Member] \| Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Mortgage Backed Securities Issued By Us Government Sponsored Enterprises [Member] \| Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	81,914	100,977
Mortgage Backed Securities Issued By Us Government Sponsored Enterprises [Member] \| Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Other Securities Issued By Us Government Sponsored Enterprises Member [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	53,723	40,168
Other Securities Issued By Us Government Sponsored Enterprises Member [Member] \| Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Other Securities Issued By Us Government Sponsored Enterprises Member [Member] \| Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	53,723	40,168
Other Securities Issued By Us Government Sponsored Enterprises Member [Member] \| Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Us States and Political Subdivisions Debt Securities [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	39,710	27,195
Us States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Us States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	39,710	27,195
Us States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Equity Securities [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	2,738	2,104
Equity Securities [Member] \| Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	2,738	2,104
Equity Securities [Member] \| Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Equity Securities [Member] \| Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	$0	$0

FAIR_VALUE_MEASUREMENTS_Detail2

FAIR VALUE MEASUREMENTS (Details 2) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$18,550	$15,803
Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	18,550	15,803
Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Impaired Loans [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	5,233	4,159
Impaired Loans [Member] \| Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Impaired Loans [Member] \| Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	5,233	4,159
Impaired Loans [Member] \| Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans Held For Sale [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	12,379	10,824
Loans Held For Sale [Member] \| Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Loans Held For Sale [Member] \| Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	12,379	10,824
Loans Held For Sale [Member] \| Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Mortgage Servicing Rights [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	938	820
Mortgage Servicing Rights [Member] \| Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Mortgage Servicing Rights [Member] \| Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	938	820
Mortgage Servicing Rights [Member] \| Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Other Real Estate Owned [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Other Real Estate Owned [Member] \| Fair Value, Inputs, Level 1 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Other Real Estate Owned [Member] \| Fair Value, Inputs, Level 2 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	0	0
Other Real Estate Owned [Member] \| Fair Value, Inputs, Level 3 [Member]	'	'
Fair Value Assets Measured On Non recurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$0	$0

ESTIMATED_FAIR_VALUES_OF_FINAN2

ESTIMATED FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Financial Assets:	'	'	'	'
Cash and short-term instruments, Carrying Amount	$10,942	$22,591	$38,176	$27,595
Investment securities, Carrying Amount	178,085	170,444	'	'
Restricted securities, Carrying Amount	3,750	3,355	'	'
Loans held for sale, Carrying Amount	12,379	10,824	'	'
Loans, net, Carrying Amount	375,947	357,755	'	'
Cash surrender value of bank owned life insurance, Carrying Amount	15,499	14,975	'	'
Accrued interest receivable, Carrying Amount	1,666	1,592	'	'
Cash and short-term instruments, Estimated Fair Value	10,942	22,591	'	'
Investment securities, Estimated Fair Value	178,085	170,444	'	'
Restricted securities, Estimated Fair Value	3,750	3,355	'	'
Loans held for sale, Estimated Fair Value	12,379	10,824	'	'
Loans, net, Estimated Fair Value	376,772	360,457	'	'
Cash surrender value of bank owned life insurance, Estimated Fair Value	15,499	14,975	'	'
Accrued interest receivable, Estimated Fair Value	1,666	1,592	'	'
Financial Liabilities:	'	'	'	'
Interest-bearing deposits, Carrying Amount	379,813	382,133	'	'
Noninterest-bearing deposits, Carrying Amount	78,447	80,895	'	'
Short-term borrowings, Carrying Amount	83,563	64,026	'	'
Long-term borrowings, Carrying Amount	2,107	4,112	'	'
Accrued interest payable, Carrying Amount	263	333	'	'
Interest-bearing deposits, Estimated Fair Value	381,077	384,345	'	'
Noninterest- bearing deposits, Estimated Fair Value	78,447	80,895	'	'
Short-term borrowings, Estimated Fair Value	83,563	64,026	'	'
Long-term borrowings, Estimated Fair Value	2,152	4,242	'	'
Accrued interest payable, Estimated Fair Value	263	333	'	'
Commitments To Extend Credit [Member]	'	'	'	'
Off-Balance Sheet Assets (Liabilities):	'	'	'	'
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	67,610	69,897	'	'
Standby Letters Of Credit [Member]	'	'	'	'
Off-Balance Sheet Assets (Liabilities):	'	'	'	'
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	2,939	3,313	'	'
Dealer Floor Plans [Member]	'	'	'	'
Off-Balance Sheet Assets (Liabilities):	'	'	'	'
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$1,763	$1,586	'	'

PARENT_COMPANY_FINANCIAL_INFOR2

PARENT COMPANY FINANCIAL INFORMATION (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Assets	'	'	'	'
Total Assets	$624,010	$607,721	'	'
Liabilities and Stockholders' Equity	'	'	'	'
Total Liabilities	548,214	533,185	'	'
Stockholders' Equity	'	'	'	'
Common stock	2,913	2,894	'	'
Retained earnings	48,588	44,713	'	'
Treasury stock	-4,673	-4,048	'	'
Total Stockholders' Equity	75,796	74,536	71,415	67,854
Total Liabilities and Stockholders' Equity	624,010	607,721	'	'
Parent Company [Member]	'	'	'	'
Assets	'	'	'	'
Cash	993	95	724	'
Investment in subsidiary	71,669	71,745	67,821	'
Investment in other equity securities	2,737	2,103	1,842	'
Prepayments and other assets	400	595	1,028	'
Receivable from subsidiary	0	0	0	'
Total Assets	75,799	74,538	71,415	'
Liabilities and Stockholders' Equity	'	'	'	'
Junior subordinate debentures	0	0	0	'
Accrued expenses and other liabilities	3	2	0	'
Total Liabilities	3	2	0	'
Stockholders' Equity	'	'	'	'
Common stock	2,913	2,894	2,876	'
Surplus	29,466	28,931	28,421	'
Retained earnings	48,588	44,713	40,418	'
Accumulated other comprehensive income	-498	2,046	2,260	'
Treasury stock	-4,673	-4,048	-2,560	'
Total Stockholders' Equity	75,796	74,536	71,415	'
Total Liabilities and Stockholders' Equity	$75,799	$74,538	$71,415	'

PARENT_COMPANY_FINANCIAL_INFOR3

PARENT COMPANY FINANCIAL INFORMATION (Details 1) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income	'	'	'
Dividends - other	$100	$64	$52
Securities losses, net	258	-36	-103
Total Income	20,691	22,643	24,508
Applicable income tax benefit	-2,113	-2,341	-2,316
Net Income	6,818	7,153	6,776
Parent Company [Member]	'	'	'
Income	'	'	'
Dividends from subsidiary bank	3,943	2,858	8,005
Dividends - other	71	59	54
Securities losses, net	65	-36	-103
Total Income	4,079	2,881	7,956
Operating expenses	101	103	216
Income Before Taxes and Equity in Undistributed Net Income of Subsidiary and Insurance Agency	3,978	2,778	7,740
Applicable income tax benefit	-6	-41	-103
Income Before Equity in Undistributed Net Income of Subsidiary	3,984	2,819	7,843
Equity(Deficit) in undistributed income of subsidiary	2,834	4,334	-1,067
Net Income	$6,818	$7,153	$6,776

PARENT_COMPANY_FINANCIAL_INFOR4

PARENT COMPANY FINANCIAL INFORMATION (Details 2) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Operating Activities:	'	'	'
Net income	$6,818	$7,153	$6,776
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Impairment loss on securites	0	36	114
Net Cash Provided By Operating Activities	8,665	2,855	4,583
Investing Activities:	'	'	'
Purchase of equity securities	-77,094	-111,060	-108,827
Proceeds from sale of equity securities	66,325	131,918	122,029
Net Cash (Used In) Provided By Investing Activities	-30,058	1,003	5,787
Financing Activities:	'	'	'
Acquisition of treasury stock	-625	-1,488	-973
Proceeds from issuance of common stock	548	522	468
Cash dividends	-2,943	-2,858	-2,755
Net Cash Used In Financing Activities	9,744	-19,443	211
Increase (Decrease) in Cash and Cash Equivalents	-11,649	-15,585	10,581
Parent Company [Member]	'	'	'
Operating Activities:	'	'	'
Net income	6,818	7,153	6,776
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Securities (gains) losses	-65	0	-2
Impairment loss on securites	0	36	114
(Equity) Deficit in undistributed net income of subsidiary	-2,835	-4,333	1,067
Increase (Decrease) in income taxes and accrued expenses payable	6	333	-108
Net Cash Provided By Operating Activities	3,924	3,189	7,847
Investing Activities:	'	'	'
Purchase of equity securities	-289	0	-9
Proceeds from sale of equity securities	277	0	250
Net Cash (Used In) Provided By Investing Activities	-12	0	241
Financing Activities:	'	'	'
Repayment of junior subordinate debentures	0	0	-4,640
Acquisition of treasury stock	-625	-1,488	-973
Proceeds from issuance of common stock	554	528	474
Cash dividends	-2,943	-2,858	-2,755
Net Cash Used In Financing Activities	-3,014	-3,818	-7,894
Increase (Decrease) in Cash and Cash Equivalents	898	-629	194
Cash and Cash Equivalents at Beginning of Year	95	724	530
Cash and Cash Equivalents at End of Year	$993	$95	$724