United Bancorp (UBCP) 10-Q 16 Nov 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 06, 2015
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Entity Registrant Name	UNITED BANCORP INC /OH/
Entity Central Index Key	731,653
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Trading Symbol	UBCP
Entity Common Stock, Shares Outstanding		5,377,454

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 5,577	$ 5,170
Interest-bearing demand deposits	19,267	33,994
Cash and cash equivalents	24,844	39,164
Available-for-sale securities	30,646	19,348
Held-to-maturity securities	235	450
Loans, net of allowance for loan losses of $2,727 and $2,400 at September 30, 2015 and December 31, 2014, respectively	323,598	313,354
Premises and equipment	10,405	10,071
Federal Home Loan Bank stock	4,210	4,210
Foreclosed assets held for sale, net	362	1,140
Intangible assets	0	66
Accrued interest receivable	787	829
Deferred income taxes	516	493
Bank-owned life insurance	10,652	10,747
Other assets	2,000	1,940
Total assets	408,255	401,812
Deposits
Demand	187,299	183,550
Savings	74,898	71,319
Time	61,000	67,812
Total deposits	323,197	322,681
Short-term borrowings	10,244	5,098
Federal Home Loan Bank advances	26,587	26,719
Subordinated debentures	4,124	4,124
Interest payable and other liabilities	2,536	2,800
Total liabilities	366,688	361,422
Stockholders' Equity
Preferred stock, no par value, authorized 2,000,000 shares; no shares issued	0	0
Common stock, $1 par value; authorized 10,000,000 shares; issued 2015 -5,385,304 shares, 2014 - 5,385,304 shares	5,385	5,385
Additional paid-in capital	18,107	18,044
Retained earnings	21,384	20,478
Stock held by deferred compensation plan; 2015 -231,334 shares, 2014 - 230,446 shares	(1,981)	(2,044)
Unearned ESOP compensation	(1,322)	(1,467)
Accumulated other comprehensive income	57	57
Treasury stock, at cost 2015 -7,850 shares, 2014 - 7,850 shares	(63)	(63)
Total stockholders' equity	41,567	40,390
Total liabilities and stockholders' equity	$ 408,255	$ 401,812

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loans, allowance for loan losses	$ 2,727	$ 2,400
Preferred stock, no par value	$ 0	$ 0
Preferred stock, authorized	2,000,000	2,000,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 1	$ 1
Common stock, authorized	10,000,000	10,000,000
Common stock, issued	5,385,304	5,385,304
Stock held by deferred compensation plan, shares	231,334	230,446
Treasury stock, shares	7,850	7,850

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest and dividend income
Loans, including fees	$ 3,918	$ 3,958	$ 11,422	$ 11,775
Taxable securities	90	58	252	198
Non-taxable securities	39	62	125	196
Federal funds sold	11	16	48	50
Dividends on Federal Home Loan Bank stock and other	60	41	170	147
Total interest and dividend income	4,118	4,135	12,017	12,366
Deposits
Demand	28	27	83	79
Savings	9	8	25	24
Time	219	256	675	795
Borrowings	322	324	958	963
Total interest expense	578	615	1,741	1,861
Net interest income	3,540	3,520	10,276	10,505
Provision for loan losses	126	225	387	657
Net interest income after provision for loan losses	3,414	3,295	9,889	9,848
Noninterest income
Service charges on deposit accounts	731	723	2,141	2,052
Realized gains on sales of loans	11	6	40	22
BOLI benefit in excess of surrender value	29	0	29	35
Realized gains on sales of available -for-sale securities, net	0	27	31	27
Other income	216	203	621	620
Total noninterest income	987	959	2,862	2,756
Noninterest expense
Salaries and employee benefits	1,587	1,643	4,757	4,905
Net occupancy and equipment expense	466	487	1,460	1,505
Professional services	187	153	555	581
Insurance	65	73	191	221
Deposit insurance premiums	63	57	177	194
Franchise and other taxes	78	69	218	193
Advertising	84	102	253	329
Stationery and office supplies	33	46	110	138
Amortization of intangible asset	7	30	66	89
Provision for losses on foreclosed real estate and net of gains and losses on sales	67	1	67	169
Other expenses	545	579	1,572	1,702
Total noninterest expense	3,182	3,240	9,426	10,026
Income before federal income taxes	1,219	1,014	3,325	2,578
Federal income taxes	360	296	967	660
Net income	$ 859	$ 718	$ 2,358	$ 1,918
EARNINGS PER COMMON SHARE
Basic	$ 0.17	$ 0.14	$ 0.48	$ 0.38
Diluted	0.17	0.14	0.47	0.38
DIVIDENDS PER COMMON SHARE	$ 0.09	$ 0.08	$ 0.27	$ 0.24

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Net income	$ 859	$ 718	$ 2,358	$ 1,918
Other comprehensive income, net of tax:
Reclassification adjustment for net realized gains on available-for-sale securities included in net income during the period, net of taxes of $($0), $(9), $(11) and $(9) for each respective period	0	(18)	(20)	(18)
Unrealized holding gains on securities during the period, net of taxes of $(27), $13, $0 and $187 for each respective period	52	26	0	362
Comprehensive income	911	726	2,338	2,262
Accumulated comprehensive income	$ 57	$ 171	$ 57	$ 171

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax	$ 0	$ (9)	$ (11)	$ (9)
Unrealized holding gain on securities during the period, net of tax benefits	$ (27)	$ 13	$ 0	$ 187

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Operating Activities
Net income	$ 2,358	$ 1,918
Items not requiring (providing) cash
Depreciation and amortization	729	726
Amortization of intangible asset	66	89
Expense related to share based compensation plans	126	124
Provision for loan losses	387	657
Provision for losses on foreclosed real estate	55	179
Bank-owned life insurance	124	(162)
(Accretion) amortization of premiums and discounts on securities, net	(1)	2
Originations of loans held for sale	(2,337)	(1,210)
Proceeds from sale of loans held for sale	2,377	1,232
Realized gains on sales of loans	(40)	(22)
Amortization of ESOP	144	144
Realized losses (gain) on sales of other real estate and repossessed assets	12	(10)
Realized gains on available-for-sale securities	(31)	(27)
Amortization of mortgage servicing rights	10	13
Net change in accrued interest receivable and other assets	(99)	(469)
Net change in accrued expenses and other liabilities	(284)	(640)
Net cash provided by operating activities	3,596	2,544
Securities available for sale:
Maturities, prepayments and calls	27,348	7,612
Purchases	(38,997)	(6,023)
Proceeds from sale of available-for-sale securities	383	535
Securities held to maturity:
Maturities, prepayments and calls	215	120
Net change in loans	(10,591)	(3,512)
Mandatory redemption of Federal Home Loan Bank Stock	0	600
Purchases of premises and equipment	(1,063)	(285)
Proceeds from sale of other real estate and repossessed assets	710	562
Net cash used by investing activities	(21,995)	(391)
Financing Activities
Net change in deposits	516	9,839
Net change in short-term borrowings	5,146	3,388
Repayments of long-term borrowings	(132)	(211)
Treasury stock activity	0	14
Cash dividends paid on common stock	(1,451)	(1,290)
Net cash provided by financing activities	4,079	11,740
(Decrease) increase in Cash and Cash Equivalents	(14,320)	13,893
Cash and Cash Equivalents, Beginning of Period	39,164	23,474
Cash and Cash Equivalents, End of Period	24,844	37,367
Supplemental Cash Flows Information
Interest paid on deposits and borrowings	1,753	1,874
Federal income taxes paid	605	468
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Transfers from loans to foreclosed assets held for sale	0	234
Vesting of restricted stock	$ 39	$ 203

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 1: Summary of Significant Accounting Policies These interim financial statements are prepared without audit and reflect all adjustments which, in the opinion of management, are necessary to present fairly the financial position of United Bancorp, Inc. (“Company”) at September 30, 2015, and its results of operations and cash flows for the interim periods presented. All such adjustments are normal and recurring in nature. The accompanying condensed consolidated financial statements have been prepared in accordance with the instructions for Form 10-Q and, therefore, do not purport to contain all the necessary financial disclosures required by accounting principles generally accepted in the United States of America that might otherwise be necessary in the circumstances and should be read in conjunction with the Company’s consolidated financial statements and related notes for the year ended December 31, 2014 included in its Annual Report on Form 10-K. Reference is made to the accounting policies of the Company described in the Notes to the Consolidated Financial Statements contained in its Annual Report on Form 10-K. The results of operations for the three months and nine months ended, are not necessarily indicative of the results to be expected for the full year. The condensed consolidated balance sheet of the Company as of December 31, 2014 has been derived from the audited consolidated balance sheet of the Company as of that date. The consolidated financial statements include the accounts of United Bancorp, Inc. (“United” or “the Company”) and its wholly-owned subsidiary, The Citizens Savings Bank of Martins Ferry, Ohio (“the Bank” or “Citizens”). The Bank operates two divisions, The Community Bank, a division of The Citizens Savings Bank and The Citizens Bank, a division of The Citizens Savings Bank. All intercompany transactions and balances have been eliminated in consolidation. The Company’s revenues, operating income, and assets are almost exclusively derived from banking. Accordingly, all of the Company’s banking operations are considered by management to be aggregated in one reportable operating segment. Customers are mainly located in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties and the surrounding localities in northeastern, east-central and southeastern Ohio, and include a wide range of individuals, businesses and other organizations. The Citizens Bank division conducts its business through its main office in Martins Ferry, Ohio and branches in Bridgeport, Colerain, Dellroy, Dillonvale, Dover, Jewett, New Philadelphia, St. Clairsville East, St. Clairsville West, Sherrodsville, Strasburg, and Tiltonsville, Ohio. The Community Bank division conducts its business through its main office in Lancaster, Ohio and branches in Amesville, Glouster, Lancaster, and Nelsonville, Ohio. The Company’s primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets and real estate and are not considered “sub prime” type loans. The targeted lending areas of our Bank operations encompass four separate metropolitan areas, minimizing the risk to changes in economic conditions in the communities housing the Company’s branch locations. To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided and future results could differ. The allowance for loan losses and fair values of financial instruments are particularly subject to change. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan. For all loan classes, the accrual of interest is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. For all loan classes, the entire balance of the loan is considered past due if the minimum payment contractually required to be paid is not received by the contractual due date. For all loan classes, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. Management’s general practice is to proactively charge down loans individually evaluated for impairment to the fair value of the underlying collateral. Consistent with regulatory guidance, charge-offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company’s policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined. For all loan portfolio segments except residential and consumer loans, the Company promptly charges-off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower’s ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial charge-off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral. The Company charges-off residential and consumer loans when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge-down of 1-4 family first and junior lien mortgages to the net realizable value less costs to sell when the loan is 120 days past due, charge-off of unsecured open-end loans when the loan is 120 days past due, and charge down to the net realizable value when other secured loans are 120 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged off. For all classes, all interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Nonaccrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal. The Company requires a period of satisfactory performance of not less than six months before returning a nonaccrual loan to accrual status. When cash payments are received on impaired loans in each loan class, the Company records the payment as interest income unless collection of the remaining recorded principal amount is doubtful, at which time payments are used to reduce the principal balance of the loan. Troubled debt restructured loans recognize interest income on an accrual basis at the renegotiated rate if the loan is in compliance with the modified terms, no principal reduction has been granted and the loan has demonstrated the ability to perform in accordance with the renegotiated terms for a period of at least six months. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical charge-off experience by segment. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the prior three years. Management believes the three year historical loss experience methodology is appropriate in the current economic environment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due based on the loan’s current payment status and the borrower’s financial condition including available sources of cash flows. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for non-homogenous type loans such as commercial, non-owner residential and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. For impaired loans where the Company utilizes the discounted cash flows to determine the level of impairment, the Company includes the entire change in the present value of cash flows as bad debt expense. The fair values of collateral dependent impaired loans are based on independent appraisals of the collateral. In general, the Company acquires an updated appraisal upon identification of impairment and annually thereafter for commercial, commercial real estate and multi-family loans. If the most recent appraisal is over a year old, and a new appraisal is not performed, due to lack of comparable values or other reasons, the existing appraisal is utilized and discounted generally 10% -35% based on the age of the appraisal, condition of the subject property, and overall economic conditions. After determining the collateral value as described, the fair value is calculated based on the determined collateral value less selling expenses. The potential for outdated appraisal values is considered in our determination of the allowance for loan losses through our analysis of various trends and conditions including the local economy, trends in charge-offs and delinquencies, etc. and the related qualitative adjustments assigned by the Company. Segments of loans with similar risk characteristics are collectively evaluated for impairment based on the segment’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower. In the course of working with borrowers, the Company may choose to restructure the contractual terms of certain loans. In this scenario, the Company attempts to work-out an alternative payment schedule with the borrower in order to optimize collectability of the loan. Any loans that are modified are reviewed by the Company to identify if a troubled debt restructuring (“TDR”) has occurred, which is when, for economic or legal reasons related to a borrower’s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider. Terms may be modified to fit the ability of the borrower to repay in line with its current financial status and the restructuring of the loan may include the transfer of assets from the borrower to satisfy the debt, a modification of loan terms, or a combination of the two. If such efforts by the Company do not result in a satisfactory arrangement, the loan is referred to legal counsel, at which time foreclosure proceedings are initiated. At any time prior to a sale of the property at foreclosure, the Company may terminate foreclosure proceedings if the borrower is able to work-out a satisfactory payment plan. It is the Company’s policy to have any restructured loans which are on nonaccrual status prior to being restructured remain on nonaccrual status until six months of satisfactory borrower performance at which time management would consider its return to accrual status. If a loan was accruing at the time of With regard to determination of the amount of the allowance for credit losses, trouble debt restructured loans are considered to be impaired. As a result, the determination of the amount of impaired loans for each portfolio segment within troubled debt restructurings is the same as detailed previously. Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each period. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate to outstanding stock options and restricted stock awards and are determined using the treasury stock method. Three months ended Nine months ended September 30, September 30, 2015 2014 2015 2014 (In thousands, except share and per share data) Basic Net income $ 859 $ 718 $ 2,358 $ 1,918 Dividends on non-vested restricted stock (14) (14) (42) (42) Net income allocated to stockholders $ 845 $ 704 $ 2,316 $ 1,876 Weighted average common shares outstanding 4,860,742 4,857,652 4,856,308 4,841,235 Basic earnings per common share $ 0.17 $ 0.14 $ 0.48 $ 0.38 Diluted Net income allocated to stockholders $ 845 $ 704 $ 2,316 $ 1,876 Weighted average common shares outstanding for basic earnings per common share 4,860,742 4,857,652 4,856,308 4,841,235 Add: Dilutive effects of assumed exercise of stock options and restricted stock 89,411 75,814 89,411 75,814 Average shares and dilutive potential common shares 4,950,153 4,933,466 4,945,719 4,917,049 Diluted earnings per common share $ 0.17 $ 0.14 $ 0.47 $ 0.38 Options to purchase 53,714 10.34 The Company is subject to income taxes in the U.S. federal jurisdiction, as well as various state jurisdictions. Tax regulations within each jurisdiction are subject to the interpretation of the related tax laws and regulations and require significant judgment to apply. With few exceptions, the Company is no longer subject to U.S. federal, state and local income tax examinations by tax authorities for the years before 2011. In May 2014, the FASB issued ASU No. 2014-09 Revenue from Contracts with Customers (Topic 606) (ASU 2014-09). This update to the ASC is the culmination of efforts by the FASB and the International Accounting Standards Board (IASB) to develop a common revenue standard for U.S. GAAP and International Financial Reporting Standards (IFRS). ASU 2014-09 supersedes Topic 605 – Revenue Recognition and most industry-specific guidance. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance in ASU 2014-09 describes a 5-step process entities can apply to achieve the core principle of revenue recognition and requires disclosures sufficient to enable users of financial statements to understand the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers and the significant judgments used in determining that information. Originally, the amendments in ASU 2014-09 are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period and early application is not allowed. In July 2015, the FASB extended the implementation date to December 15, 2017. The Company is currently evaluating the effects of ASU 2014-09 on its financial statements and disclosures, if any. ASU No. 2014-11, Transfer and Servicing (Topic) 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures ASU No. 2014-11 was issued in June 2014 and requires two accounting changes: The accounting for repurchase-to-maturity transactions is changed to secured borrowings accounting, and for repurchase financing arrangements, separate accounting is required for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which results in secured borrowing accounting. Additional disclosures are required. ASU No. 2014-11 was effective for first interim or annual reporting period beginning after December 15, 2014. In addition, for public companies, the disclosure for certain transactions accounted for as a sale is effective for the first interim or annual period beginning on or after December 15, 2014, and the disclosure for transactions accounted for as secured borrowings is required fro annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. The Company adopted ASU 2014-11 as required, without a material impact on the Company’s financial position or results of operations.

Securities

Securities	9 Months Ended
	Sep. 30, 2015
Trading Securities [Abstract]
Securities	Note 2: Securities Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Available-for-sale Securities: September 30, 2015 U.S. government agencies $ 27,000 $ 25 $ (2) $ 27,023 State and political subdivisions 3,587 36 –– 3,623 $ 30,587 $ 61 $ (2) $ 30,646 Available-for-sale Securities: December 31, 2014: U.S. government agencies $ 14,443 $ 4 $ (67) $ 14,380 State and political subdivisions 4,841 105 –– 4,946 Equity securities 4 18 –– 22 $ 19,288 $ 127 $ (67) $ 19,348 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Held-to-maturity Securities: September 30, 2015: State and political subdivisions $ 235 $ 1 $ –– $ 236 December 31, 2014: State and political subdivisions $ 450 $ 1 $ –– $ 451 Available-for-sale Held-to-maturity Amortized Fair Amortized Fair Cost Value Cost Value (In thousands) Within one year $ 830 $ 833 $ 235 $ 236 One to five years 28,264 28,308 — — Five to ten years 1,493 1,505 –– –– After ten years — — –– –– Totals $ 30,587 $ 30,646 $ 235 $ 236 The carrying value of securities pledged as collateral, to secure public deposits and for other purposes, was $ 25.9 19.5 Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. The total fair value of these investments at September 30, 2015 and December 31, 2014, was $ 5.0 7.1 35.7 Based on evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary and are a result on an general increase in longer term interest rates. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified. September 30, 2015 Less than 12 Months 12 Months or More Total Description of Fair Unrealized Fair Unrealized Fair Unrealized Securities Value Losses Value Losses Value Losses (In thousands) U.S. Government agencies $ 4,998 $ (2) $ — $ — $ 4,998 $ (2) December 31, 2014 Less than 12 Months 12 Months or More Total Description of Fair Unrealized Fair Unrealized Fair Unrealized Securities Value Losses Value Losses Value Losses (In thousands) U.S. Government agencies $ 1,141 $ (2) $ 5,935 $ (65) $ 7,076 $ (67) The unrealized losses on the Company’s investments in U.S. Government agency were caused primarily by interest rate changes. The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments and it is not likely the Company will be required or need to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at September 30, 2015 and December 31, 2014. For the nine months ended September 30, 2015, proceeds from the sale of investment securities available-for-sale were $383,000, with gross realized gains of $ 31,000 For the three and nine month periods ended September 30, 2014, proceeds from the sale of investment securities available-for-sale were $535,000, with gross realized gains of $ 27,000

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Loans and Allowance For Loan Losses [Abstract]
Loans and Allowance for Loan Losses	Note 3: Loans and Allowance for Loan Losses September 30, December 31, 2015 2014 (In thousands) Commercial loans $ 61,721 $ 52,286 Commercial real estate 163,222 158,314 Residential real estate 83,200 83,870 Installment loans 18,182 21,284 Total gross loans 326,325 315,754 Less allowance for loan losses (2,727) (2,400) Total loans $ 323,598 $ 313,354 The risk characteristics of each loan portfolio segment are as follows: Commercial Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets, such as accounts receivable or inventory, and may include a personal guarantee. Short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. Commercial Real Estate Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets or in the general economy. The characteristics of properties securing the Company’s commercial real estate portfolio are diverse, but with geographic location almost entirely in the Company’s market area. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk grade criteria. In general, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner-occupied commercial real estate versus nonowner-occupied loans. Residential and Consumer Residential and consumer loans consist of two segments - residential mortgage loans and personal loans. For residential mortgage loans that are secured by 1-4 family residences and are generally owner-occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer personal loans are secured by consumer personal assets, such as automobiles or recreational vehicles. Some consumer personal loans are unsecured, such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Allowance for Loan Losses and Recorded Investment in Loans As of and for the three and nine month period ended September 30, 2015 Commercial Commercial Real Estate Residential Installment Unallocated Total (In thousands) Allowance for loan losses: Balance, July 1, 2015 $ 234 $ 771 $ 172 $ 276 $ 1,244 $ 2,697 Provision charged to expense 7 (28) 14 46 87 126 Losses charged off –– — (20) (103) –– (123) Recoveries — 4 7 16 –– 27 Balance, September 30, 2015 $ 241 $ 747 $ 173 $ 235 $ 1,331 $ 2,727 Balance, January 1, 2015 $ 254 $ 1,116 $ 92 $ 147 $ 791 $ 2,400 Provision charged to expense (39) (380) 80 186 540 387 Losses charged off — — (20) (196) –– (216) Recoveries 26 11 21 98 –– 156 Balance, September 30, 2015 $ 241 $ 747 $ 173 $ 235 $ 1,331 $ 2,727 Ending balance: individually evaluated for impairment $ 84 $ 331 $ –– $ 129 $ –– $ 544 Ending balance: collectively evaluated for impairment $ 157 $ 416 $ 173 $ 106 $ 1,331 $ 2,183 Loans: Ending balance: individually evaluated for impairment $ 96 $ 1,496 $ –– $ 224 $ –– $ 1,816 Ending balance: collectively evaluated for impairment $ 61,625 $ 161,726 $ 83,200 $ 17,958 $ –– $ 324,509 Allowance for Loan Losses and Recorded Investment in Loans As of and for the three and nine month period ended September 30, 2014 Commercial Commercial Real Estate Residential Installment Unallocated Total (In thousands) Allowance for loan losses: Balance, July 1, 2014 $ 472 $ 1,838 $ 91 $ 146 $ 585 $ 3,132 Provision charged to expense 24 (171) 47 93 232 225 Losses charged off –– (205) (48) (107) –– (360) Recoveries 1 11 1 14 –– 27 Balance, September 30, 2014 $ 497 $ 1,473 $ 91 $ 146 $ 817 $ 3,024 Balance, January 1, 2014 $ 412 $ 1,609 $ 90 $ 141 $ 642 $ 2,894 Provision charged to expense 107 45 116 214 175 657 Losses charged off (25) (205) (119) (285) –– (634) Recoveries 3 24 4 76 –– 107 Balance, September 30, 2014 $ 497 $ 1,473 $ 91 $ 146 $ 817 $ 3,024 Ending balance: individually evaluated for impairment $ 354 $ 989 $ –– $ –– $ –– $ 1,343 Ending balance: collectively evaluated for impairment $ 143 $ 484 $ 91 $ 146 $ 817 $ 1,681 Loans: Ending balance: individually evaluated for impairment $ 437 $ 5,441 $ –– $ –– $ –– $ 5,878 Ending balance: collectively evaluated for impairment $ 46,494 $ 153,760 $ 83,761 $ 22,851 $ –– $ 306,866 Commercial Commercial Real Estate Residential Installment Unallocated Total (In thousands) Allowance for loan losses: Ending balance: individually evaluated for impairment $ 92 $ 622 $ –– $ –– $ –– $ 714 Ending balance: collectively evaluated for impairment $ 162 $ 494 $ 92 $ 147 $ 791 $ 1,686 Loans: Ending balance: individually evaluated for impairment $ 112 $ 1,756 $ –– $ –– $ –– $ 1,868 Ending balance: collectively evaluated for impairment $ 52,174 $ 156,558 $ 83,870 $ 21,284 $ –– $ 313,886 September 30, 2015 Commercial Loan Class Commercial Real Estate Residential Installment Total (In thousands) Pass Grade $ 61,583 $ 157,863 $ 83,200 $ 17,941 $ 320,587 Special Mention 40 1,014 –– –– 1,054 Substandard 98 4,345 –– 241 4,684 Doubtful –– –– –– –– –– $ 61,721 $ 163,222 $ 83,200 $ 18,182 $ 326,325 December 31, 2014 Commercial Loan Class Commercial Real Estate Residential Installment Total (In thousands) Pass Grade $ 51,895 $ 151,535 $ 83,870 $ 21,284 $ 308,584 Special Mention 265 1,980 –– –– 2,245 Substandard 126 4,799 –– –– 4,925 Doubtful –– –– –– –– –– $ 52,286 $ 158,314 $ 83,870 $ 21,284 $ 315,754 To facilitate the monitoring of credit quality within the loan portfolio, and for purposes of analyzing historical loss rates used in the determination of the ALLL, the Company utilizes the following categories of credit grades: pass, special mention, substandard, and doubtful. The four categories, which are derived from standard regulatory rating definitions, are assigned upon initial approval of credit to borrowers and updated periodically thereafter. Pass ratings, which are assigned to those borrowers that do not have identified potential or well defined weaknesses and for which there is a high likelihood of orderly repayment, are updated periodically based on the size and credit characteristics of the borrower. All other categories are updated on at least a quarterly basis. The Company assigns a special mention rating to loans that have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may, at some future date, result in the deterioration of the repayment prospects for the loan or the Company’s credit position. The Company assigns a substandard rating to loans that are inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged. Substandard loans have well defined weaknesses or weaknesses that could jeopardize the orderly repayment of the debt. Loans and leases in this grade also are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies noted are not addressed and corrected. The Company assigns a doubtful rating to loans that have all the attributes of a substandard rating with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonable specific pending factors that may work to the advantage of and strengthen the credit quality of the loan or lease, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors may include a proposed merger or acquisition, liquidation proceeding, capital injection, perfecting liens on additional collateral or refinancing plans. Loan Portfolio Aging Analysis As of September 30, 2015 30-59 Days 60-89 Days Greater Past Due Past Due Than 90 Total Past and and Days and Non Due and Total Loans Accruing Accruing Accruing Accrual Non Accrual Current Receivable (In thousands) Commercial $ 200 $ –– $ –– $ 29 $ 229 $ 61,492 $ 61,721 Commercial real estate 137 40 131 404 712 162,510 163,222 Residential 1,068 79 –– 869 2,016 81,184 83,200 Installment 172 30 –– 247 449 17,733 18,182 Total $ 1,577 $ 149 $ 131 $ 1,549 $ 3,406 $ 322,919 $ 326,325 Loan Portfolio Aging Analysis As of December 31, 2014 30-59 Days 60-89 Days Greater Past Due Past Due Than 90 Total Past and and Days and Non Due and Total Loans Accruing Accruing Accruing Accrual Non Accrual Current Receivable (In thousands) Commercial $ — $ –– $ — $ 46 $ 46 $ 52,240 $ 52,286 Commercial real estate 394 –– 127 247 768 157,546 158,314 Residential 292 17 — 658 967 82,903 83,870 Installment 70 11 — 7 88 21,196 21,284 Total $ 756 $ 28 $ 127 $ 958 $ 1,869 $ 313,885 $ 315,754 A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming commercial loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. Impaired Loans For the three months ended For the nine months ended As of September 30, 2015 September 30, 2015 September 30, 2015 Unpaid Average Interest Average Interest Recorded Principal Specific Investment in Income Investment in Income Balance Balance Allowance Impaired Loans Recognized Impaired Loans Recognized (In thousands) Loans without a specific valuation allowance: Commercial $ — $ — $ –– $ — $ –– $ — $ — Commercial real estate 507 507 –– 895 5 1,162 31 Residential –– –– –– –– –– –– –– Installment –– –– –– –– –– –– –– 507 507 –– 895 5 1,162 31 Loans with a specific valuation allowance: Commercial 96 96 84 98 1 101 5 Commercial real estate 989 989 331 1,077 9 1,078 27 Residential –– –– –– –– –– –– –– Installment 224 224 129 235 10 237 14 1,309 1,309 544 1,410 20 1,416 46 Total: Commercial $ 96 $ 96 $ 84 $ 98 $ 1 $ 101 $ 5 Commercial real estate $ 1,496 $ 1,496 $ 331 $ 1,972 $ 14 $ 2,240 $ 58 Residential $ –– $ –– $ –– $ –– $ –– $ –– $ –– Installment $ 224 $ 224 $ 129 $ 235 $ 10 $ 237 $ 14 Impaired Loans For the three months ended For the nine months ended As of December 31, 2014 September 30, 2014 September 30, 2014 Unpaid Average Interest Average Interest Recorded Principal Specific Investment in Income Investment in Income Balance Balance Allowance Impaired Loans Recognized Impaired Loans Recognized (In thousands) Loans without a specific valuation allowance: Commercial $ 7 $ 7 $ –– $ 9 $ –– $ 12 $ 1 Commercial real estate 794 1,144 –– 1,786 59 1,809 73 Residential –– –– –– –– –– –– –– Installment –– –– –– –– –– –– –– 801 1,151 –– 1,795 59 1,821 74 Loans with a specific valuation allowance: Commercial 105 105 92 407 19 417 23 Commercial real estate 962 962 622 3,751 76 3,823 197 Residential –– –– –– –– –– –– –– Installment –– –– –– –– –– –– –– 1,067 1,067 714 4,158 95 4,240 220 Total: Commercial $ 112 $ 112 $ 92 $ 416 $ 19 $ 429 $ 24 Commercial real estate $ 1,756 $ 2,106 $ 622 $ 5,537 $ 135 $ 5,632 $ 270 Residential $ –– $ –– $ –– $ –– $ –– $ –– $ –– Installment $ –– $ –– $ –– $ –– $ –– $ –– $ –– Interest income recognized on a cash basis was not materiality different than interest income recognized. For the TDRs noted in the tables below, the Company extended the maturity dates and granted interest rate concessions as part of each of those loan restructurings. The loans included in the tables are considered impaired and specific loss calculations are performed on the individual loans. Three Months ended September 30, 2015 Pre- Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded Contracts Investment Investment (In thousands) Commercial 2 $ 40 $ 40 Commercial real estate 1 62 62 Residential –– –– –– Installment –– –– –– Three Months ended September 30, 2015 Interest Total Only Term Combination Modification (In thousands) Commercial $ –– $ 40 $ –– $ 40 Commercial real estate –– 62 –– 62 Residential –– –– –– –– Consumer –– –– –– –– Nine Months ended September 30, 2015 Pre- Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded Contracts Investment Investment (In thousands) Commercial 2 $ 40 $ 40 Commercial real estate 1 62 62 Residential –– –– –– Installment –– –– –– Nine Months Ended September 30, 2015 Interest Total Only Term Combination Modification (In thousands) Commercial $ –– $ 40 $ –– $ 40 Commercial real estate –– 62 –– 62 Residential –– –– –– –– Consumer –– –– –– –– Three Months ended September 30, 2014 Pre- Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded Contracts Investment Investment (In thousands) Commercial –– $ –– $ –– Commercial real estate –– –– –– Residential –– –– –– Installment –– –– –– Three Months Ended September 30, 2014 Interest Total Only Term Combination Modification (In thousands) Commercial $ –– $ –– $ –– $ –– Commercial real estate –– –– –– –– Residential –– –– –– –– Consumer –– –– –– –– Nine Months ended September 30, 2014 Pre- Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded Contracts Investment Investment (In thousands) Commercial –– $ –– $ –– Commercial real estate 2 155 68 Residential –– –– –– Installment –– –– –– Nine Months Ended September 30, 2014 Interest Total Only Term Combination Modification (In thousands) Commercial $ –– $ –– $ –– $ –– Commercial real estate –– 68 –– 68 Residential –– –– –– –– Consumer –– –– –– –– During the nine months ended September 30, 2015, troubled debt restructurings did not have an impact on the allowance for loan losses. During the nine the months ended September 30, 2014, troubled debt restructurings described above increased the allowance for loan losses by $ 90,000 At September 30, 2015 and 2014 and for three and nine month periods then ended, there were no material defaults of any troubled debt restructurings that were modified in the last 12 months. The Company generally considers TDR’s that become 90 days or more past due under the modified terms as subsequently defaulted.

Benefit Plans

Benefit Plans	9 Months Ended
	Sep. 30, 2015
Benefit Plans [Abstract]
Benefit Plans	Note 4: Benefit Plans Three months ended Nine months ended September 30, September 30, 2015 2014 2015 2014 (In thousands) Service cost $ 85 $ 74 $ 255 $ 222 Interest cost 48 35 144 105 Expected return on assets (94) (83) (282) (249) Amortization of prior service cost and net loss (12) (15) (36) (45) Pension expense $ 27 $ 11 $ 81 $ 33

Off-balance-sheet Activities

Off-balance-sheet Activities	9 Months Ended
	Sep. 30, 2015
Off Balance Sheet Activities [Abstract]
Off-balance-sheet Activities	Note 5: Off-balance-sheet Activities Some financial instruments, such as loan commitments, credit lines, letters of credit and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contracts are met, and usually have expiration dates. Commitments may expire without being used. Off-balance-sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment. September 30, December 31, 2015 2014 (In thousands) Commercial loans unused lines of credit $ 14,738 $ 13,950 Commitment to originate loans 8,173 9,228 Consumer open end lines of credit 36,218 35,604 Standby letters of credit 1,058 220

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss), Net Of Tax [Abstract]
Accumulated Other Comprehensive Income	Note 6: Accumulated Other Comprehensive Income The components of accumulated other comprehensive income, included in stockholders’ equity, are as follows: September 30, December 31, 2015 2014 (In thousands) Net unrealized gain on securities available-for-sale $ 59 $ 60 Net unrealized gain for funded status of defined benefit plan liability 25 25 84 85 Tax effect 27 28 Net-of-tax amount $ 57 $ 57

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 7: Fair Value Measurements The Company defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The Company also utilizes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 Quoted prices in active markets for identical assets or liabilities Level 2 Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities Following is a description of the valuation methodologies used for assets measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such instruments pursuant to the valuation hierarchy. Available-for-sale Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. The Company’s equity securities are classified within Level 1 of the hierarchy. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows. Such securities are classified in Level 2 of the valuation hierarchy. Fair Value Measurements Using Fair Quoted Prices Significant Significant (In thousands) September 30, 2015 U.S. government agencies $ 27,023 $ –– $ 27,023 $ –– State and political subdivisions 3,623 –– 3,623 –– December 31, 2014 U.S. government agencies $ 14,380 $ –– $ 14,380 $ –– State and political subdivisions 4,946 –– 4,946 –– Equity securities 22 22 –– –– Following is a description of the valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Impaired Loans (Collateral Dependent) Collateral dependent impaired loans consisted primarily of loans secured by nonresidential real estate. Management has determined fair value measurements on impaired loans primarily through evaluations of appraisals performed. Due to the nature of the valuation inputs, impaired loans are classified within Level 3 of the hierarchy. The Company considers the appraisal or evaluation as the starting point for determining fair value and then considers other factors and events in the environment that may affect the fair value. Appraisals of the collateral underlying collateral-dependent loans are obtained when the loan is determined to be collateral-dependent and subsequently as deemed necessary by the Company’s Chief Lender. Appraisals are reviewed for accuracy and consistency by the Company’s Chief Lender. Appraisers are selected from the list of approved appraisers maintained by management. The appraised values are reduced by discounts to consider lack of marketability and estimated cost to sell if repayment or satisfaction of the loan is dependent on the sale of the collateral. These discounts and estimates are developed by the Company’s Chief Lender by comparison to historical results. Foreclosed Assets Held for Sale Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value (based on current appraised value) at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Management has determined fair value measurements on other real estate owned primarily through evaluations of appraisals performed, and current and past offers for the other real estate under evaluation. Due to the nature of the valuation inputs, foreclosed assets held for sale are classified within Level 3 of the hierarchy. Appraisals of OREO are obtained when the real estate is acquired and subsequently as deemed necessary by the Company’s Chief lender. Appraisals are reviewed for accuracy and consistency by the Company’s Chief Lender and are selected from the list of approved appraisers maintained by management. Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (In thousands) September 30, 2015 Collateral dependent impaired loans $ 766 $ –– $ –– $ 766 Foreclosed assets held for sale 253 –– –– 253 December 31, 2014 Collateral dependent impaired loans $ 301 $ –– $ –– $ 301 Foreclosed assets held for sale 991 –– –– 991 Unobservable (Level 3) Inputs Fair Value at Valuation 9/30/15 Technique Unobservable Inputs Range (In thousands) Collateral-dependent impaired loans $ 766 Market comparable properties Comparability adjustments Not available Foreclosed assets held for sale 253 Market comparable properties Marketability discount 10% – 15 % Fair Value at Valuation 12/31/14 Technique Unobservable Inputs Range (In thousands) Collateral-dependent impaired loans $ 301 Market comparable properties Comparability adjustments Not available Foreclosed assets held for sale 991 Market comparable properties Marketability discount 10% – 15 % There were no significant changes in the valuation techniques used during 2015. The following table presents estimated fair values of the Company’s financial instruments. The fair values of certain of these instruments were calculated by discounting expected cash flows, which involves significant judgments by management and uncertainties. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate. Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Carrying Assets Inputs Inputs Amount (Level 1) (Level 2) (Level 3) (In thousands) September 30, 2015 Financial assets Cash and cash equivalents $ 24,844 $ 24,844 $ –– $ –– Held-to-maturity securities 235 –– 236 –– Loans, net of allowance 323,598 –– –– 321,027 Federal Home Loan Bank stock 4,210 –– 4,210 –– Accrued interest receivable 787 –– 787 –– Financial liabilities Deposits 323,197 –– 310,493 –– Short term borrowings 10,244 –– 10,244 –– Federal Home Loan Bank Advances 26,587 –– 27,709 –– Subordinated debentures 4,124 –– 3,962 –– Interest payable 123 –– 123 –– Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Carrying Assets Inputs Inputs Amount (Level 1) (Level 2) (Level 3) (In thousands) December 31, 2014 Financial assets Cash and cash equivalents $ 39,164 $ 39,164 $ — $ –– Held-to-maturity securities 450 –– 451 –– Loans, net of allowance 313,354 — –– 312,014 Federal Home Loan Bank stock 4,210 –– 4,210 –– Accrued interest receivable 829 –– 829 –– Financial liabilities Deposits 322,681 –– 309,186 –– Short term borrowings 5,098 –– 5,098 –– Federal Home Loan Bank Advances 26,719 –– 26,703 –– Subordinated debentures 4,124 –– 3,962 –– Interest payable 135 –– 135 –– The following methods and assumptions were used to estimate the fair value of each class of financial instruments. Cash and Cash Equivalents, Accrued Interest Receivable and Federal Home Loan Bank Stock The carrying amounts approximate fair value. Held-to-maturity Securities Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market-based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections and cash flows. Such securities are classified in Level 2 of the valuation hierarchy. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 2 of the hierarchy. The Company has no securities classified as Level 3 of the hierarchy. Loans The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Loans with similar characteristics were aggregated for purposes of the calculations. Deposits Deposits include demand deposits, savings accounts, NOW accounts and certain money market deposits. The carrying amount approximates fair value. The fair value of fixed-maturity time deposits is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities. Interest Payable The carrying amount approximates fair value. Short-term Borrowings, Federal Home Loan Bank Advances and Subordinated Debentures Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate the fair value of existing debt. Commitments to Originate Loans, Letters of Credit and Lines of Credit The fair value of commitments to originate loans is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair values of letters of credit and lines of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties at the reporting date. Fair values of commitments were not material at September 30, 2015 and December 31, 2014.

Repurchase Agreements

Repurchase Agreements	9 Months Ended
	Sep. 30, 2015
Disclosure of Repurchase Agreements [Abstract]
Disclosure of Repurchase Agreements	Repurchase Agreements Securities sold under agreements to repurchase (“repurchase agreements”) with customers represent funds deposited by customers, generally on an overnight basis that are collateralized by investment securities owned by the Company. At September 30, 2015 and December 31, 2014, repurchase agreement borrowings totaled $ 10,244,000 5,098,000 Remaining Contractual Maturity of the Agreement (In thousands) September 30, 2015 Overnight and Up to 30 Days 30-90 Days Greater than 90 Total Repurchase Agreements U.S. government agencies $ 10,503 $ –– $ –– $ –– $ 10,503 State and political subdivisions 1,503 –– –– –– 1,503 Total $ 12,006 $ –– $ –– $ –– $ 12,006 These borrowings were collateralized with U.S. government and agency securities with a carrying value of $ 12.0

Summary of Significant Accoun16

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of United Bancorp, Inc. (“United” or “the Company”) and its wholly-owned subsidiary, The Citizens Savings Bank of Martins Ferry, Ohio (“the Bank” or “Citizens”). The Bank operates two divisions, The Community Bank, a division of The Citizens Savings Bank and The Citizens Bank, a division of The Citizens Savings Bank. All intercompany transactions and balances have been eliminated in consolidation.
Nature of Operations	Nature of Operations The Company’s revenues, operating income, and assets are almost exclusively derived from banking. Accordingly, all of the Company’s banking operations are considered by management to be aggregated in one reportable operating segment. Customers are mainly located in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties and the surrounding localities in northeastern, east-central and southeastern Ohio, and include a wide range of individuals, businesses and other organizations. The Citizens Bank division conducts its business through its main office in Martins Ferry, Ohio and branches in Bridgeport, Colerain, Dellroy, Dillonvale, Dover, Jewett, New Philadelphia, St. Clairsville East, St. Clairsville West, Sherrodsville, Strasburg, and Tiltonsville, Ohio. The Community Bank division conducts its business through its main office in Lancaster, Ohio and branches in Amesville, Glouster, Lancaster, and Nelsonville, Ohio. The Company’s primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets and real estate and are not considered “sub prime” type loans. The targeted lending areas of our Bank operations encompass four separate metropolitan areas, minimizing the risk to changes in economic conditions in the communities housing the Company’s branch locations.
Use of Estimates	Use of Estimates To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided and future results could differ. The allowance for loan losses and fair values of financial instruments are particularly subject to change.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoffs are reported at their outstanding principal balances adjusted for unearned income, charge-offs, the allowance for loan losses, any unamortized deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. For loans amortized at cost, interest income is accrued based on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, as well as premiums and discounts, are deferred and amortized as a level yield adjustment over the respective term of the loan. For all loan classes, the accrual of interest is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Past due status is based on contractual terms of the loan. For all loan classes, the entire balance of the loan is considered past due if the minimum payment contractually required to be paid is not received by the contractual due date. For all loan classes, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. Management’s general practice is to proactively charge down loans individually evaluated for impairment to the fair value of the underlying collateral. Consistent with regulatory guidance, charge-offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company’s policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined. For all loan portfolio segments except residential and consumer loans, the Company promptly charges-off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower’s ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial charge-off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral. The Company charges-off residential and consumer loans when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge-down of 1-4 family first and junior lien mortgages to the net realizable value less costs to sell when the loan is 120 days past due, charge-off of unsecured open-end loans when the loan is 120 days past due, and charge down to the net realizable value when other secured loans are 120 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well-secured and in the process of collection, such that collection will occur regardless of delinquency status, need not be charged off. For all classes, all interest accrued but not collected for loans that are placed on nonaccrual or charged off are reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Nonaccrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal. The Company requires a period of satisfactory performance of not less than six months before returning a nonaccrual loan to accrual status. When cash payments are received on impaired loans in each loan class, the Company records the payment as interest income unless collection of the remaining recorded principal amount is doubtful, at which time payments are used to reduce the principal balance of the loan. Troubled debt restructured loans recognize interest income on an accrual basis at the renegotiated rate if the loan is in compliance with the modified terms, no principal reduction has been granted and the loan has demonstrated the ability to perform in accordance with the renegotiated terms for a period of at least six months.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to income. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of allocated and general components. The allocated component relates to loans that are classified as impaired. For those loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical charge-off experience by segment. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the prior three years. Management believes the three year historical loss experience methodology is appropriate in the current economic environment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due based on the loan’s current payment status and the borrower’s financial condition including available sources of cash flows. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for non-homogenous type loans such as commercial, non-owner residential and construction loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. For impaired loans where the Company utilizes the discounted cash flows to determine the level of impairment, the Company includes the entire change in the present value of cash flows as bad debt expense. Segments of loans with similar risk characteristics are collectively evaluated for impairment based on the segment’s historical loss experience adjusted for changes in trends, conditions and other relevant factors that affect repayment of the loans. Accordingly, the Company does not separately identify individual consumer and residential loans for impairment measurements, unless such loans are the subject of a restructuring agreement due to financial difficulties of the borrower. In the course of working with borrowers, the Company may choose to restructure the contractual terms of certain loans. In this scenario, the Company attempts to work-out an alternative payment schedule with the borrower in order to optimize collectability of the loan. Any loans that are modified are reviewed by the Company to identify if a troubled debt restructuring (“TDR”) has occurred, which is when, for economic or legal reasons related to a borrower’s financial difficulties, the Company grants a concession to the borrower that it would not otherwise consider. Terms may be modified to fit the ability of the borrower to repay in line with its current financial status and the restructuring of the loan may include the transfer of assets from the borrower to satisfy the debt, a modification of loan terms, or a combination of the two. If such efforts by the Company do not result in a satisfactory arrangement, the loan is referred to legal counsel, at which time foreclosure proceedings are initiated. At any time prior to a sale of the property at foreclosure, the Company may terminate foreclosure proceedings if the borrower is able to work-out a satisfactory payment plan. It is the Company’s policy to have any restructured loans which are on nonaccrual status prior to being restructured remain on nonaccrual status until six months of satisfactory borrower performance at which time management would consider its return to accrual status. If a loan was accruing at the time of With regard to determination of the amount of the allowance for credit losses, trouble debt restructured loans are considered to be impaired. As a result, the determination of the amount of impaired loans for each portfolio segment within troubled debt restructurings is the same as detailed previously.
Earnings Per Share	Earnings Per Share Basic earnings per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during each period. Diluted earnings per share reflects additional potential common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. Potential common shares that may be issued by the Company relate to outstanding stock options and restricted stock awards and are determined using the treasury stock method. Three months ended Nine months ended September 30, September 30, 2015 2014 2015 2014 (In thousands, except share and per share data) Basic Net income $ 859 $ 718 $ 2,358 $ 1,918 Dividends on non-vested restricted stock (14) (14) (42) (42) Net income allocated to stockholders $ 845 $ 704 $ 2,316 $ 1,876 Weighted average common shares outstanding 4,860,742 4,857,652 4,856,308 4,841,235 Basic earnings per common share $ 0.17 $ 0.14 $ 0.48 $ 0.38 Diluted Net income allocated to stockholders $ 845 $ 704 $ 2,316 $ 1,876 Weighted average common shares outstanding for basic earnings per common share 4,860,742 4,857,652 4,856,308 4,841,235 Add: Dilutive effects of assumed exercise of stock options and restricted stock 89,411 75,814 89,411 75,814 Average shares and dilutive potential common shares 4,950,153 4,933,466 4,945,719 4,917,049 Diluted earnings per common share $ 0.17 $ 0.14 $ 0.47 $ 0.38 Options to purchase 53,714 10.34
Income Taxes	Income Taxes The Company is subject to income taxes in the U.S. federal jurisdiction, as well as various state jurisdictions. Tax regulations within each jurisdiction are subject to the interpretation of the related tax laws and regulations and require significant judgment to apply. With few exceptions, the Company is no longer subject to U.S. federal, state and local income tax examinations by tax authorities for the years before 2011.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In May 2014, the FASB issued ASU No. 2014-09 Revenue from Contracts with Customers (Topic 606) (ASU 2014-09). This update to the ASC is the culmination of efforts by the FASB and the International Accounting Standards Board (IASB) to develop a common revenue standard for U.S. GAAP and International Financial Reporting Standards (IFRS). ASU 2014-09 supersedes Topic 605 – Revenue Recognition and most industry-specific guidance. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance in ASU 2014-09 describes a 5-step process entities can apply to achieve the core principle of revenue recognition and requires disclosures sufficient to enable users of financial statements to understand the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers and the significant judgments used in determining that information. Originally, the amendments in ASU 2014-09 are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period and early application is not allowed. In July 2015, the FASB extended the implementation date to December 15, 2017. The Company is currently evaluating the effects of ASU 2014-09 on its financial statements and disclosures, if any. ASU No. 2014-11, Transfer and Servicing (Topic) 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures ASU No. 2014-11 was issued in June 2014 and requires two accounting changes: The accounting for repurchase-to-maturity transactions is changed to secured borrowings accounting, and for repurchase financing arrangements, separate accounting is required for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which results in secured borrowing accounting. Additional disclosures are required. ASU No. 2014-11 was effective for first interim or annual reporting period beginning after December 15, 2014. In addition, for public companies, the disclosure for certain transactions accounted for as a sale is effective for the first interim or annual period beginning on or after December 15, 2014, and the disclosure for transactions accounted for as secured borrowings is required fro annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. The Company adopted ASU 2014-11 as required, without a material impact on the Company’s financial position or results of operations.

Summary of Significant Accoun17

Summary of Significant Accounting Policies (Tables)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	Treasury stock shares, deferred compensation shares and unearned ESOP shares are not deemed outstanding for earnings per share calculations. Three months ended Nine months ended September 30, September 30, 2015 2014 2015 2014 (In thousands, except share and per share data) Basic Net income $ 859 $ 718 $ 2,358 $ 1,918 Dividends on non-vested restricted stock (14) (14) (42) (42) Net income allocated to stockholders $ 845 $ 704 $ 2,316 $ 1,876 Weighted average common shares outstanding 4,860,742 4,857,652 4,856,308 4,841,235 Basic earnings per common share $ 0.17 $ 0.14 $ 0.48 $ 0.38 Diluted Net income allocated to stockholders $ 845 $ 704 $ 2,316 $ 1,876 Weighted average common shares outstanding for basic earnings per common share 4,860,742 4,857,652 4,856,308 4,841,235 Add: Dilutive effects of assumed exercise of stock options and restricted stock 89,411 75,814 89,411 75,814 Average shares and dilutive potential common shares 4,950,153 4,933,466 4,945,719 4,917,049 Diluted earnings per common share $ 0.17 $ 0.14 $ 0.47 $ 0.38

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Trading Securities [Abstract]
Amortized Cost and Approximate Fair Values, Together with Gross Unrealized Gains and Losses of Securities	The amortized cost and fair values, together with gross unrealized gains and losses of securities are as follows: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Available-for-sale Securities: September 30, 2015 U.S. government agencies $ 27,000 $ 25 $ (2) $ 27,023 State and political subdivisions 3,587 36 –– 3,623 $ 30,587 $ 61 $ (2) $ 30,646 Available-for-sale Securities: December 31, 2014: U.S. government agencies $ 14,443 $ 4 $ (67) $ 14,380 State and political subdivisions 4,841 105 –– 4,946 Equity securities 4 18 –– 22 $ 19,288 $ 127 $ (67) $ 19,348 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In thousands) Held-to-maturity Securities: September 30, 2015: State and political subdivisions $ 235 $ 1 $ –– $ 236 December 31, 2014: State and political subdivisions $ 450 $ 1 $ –– $ 451
Amortized Cost and Fair Value of Available-for-Sale Securities and Held-to-Maturity Securities, by Contractual Maturity	The amortized cost and fair value of available-for-sale securities and held-to-maturity securities at September 30, 2015, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Available-for-sale Held-to-maturity Amortized Fair Amortized Fair Cost Value Cost Value (In thousands) Within one year $ 830 $ 833 $ 235 $ 236 One to five years 28,264 28,308 — — Five to ten years 1,493 1,505 –– –– After ten years — — –– –– Totals $ 30,587 $ 30,646 $ 235 $ 236
Investments' Gross Unrealized Losses and Fair Value, Aggregated by Investment Category and Length of Time that Individual Securities have been in Continuous Unrealized Loss Position	The following tables show the Company’s investments’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2015 and December 31, 2014: September 30, 2015 Less than 12 Months 12 Months or More Total Description of Fair Unrealized Fair Unrealized Fair Unrealized Securities Value Losses Value Losses Value Losses (In thousands) U.S. Government agencies $ 4,998 $ (2) $ — $ — $ 4,998 $ (2) December 31, 2014 Less than 12 Months 12 Months or More Total Description of Fair Unrealized Fair Unrealized Fair Unrealized Securities Value Losses Value Losses Value Losses (In thousands) U.S. Government agencies $ 1,141 $ (2) $ 5,935 $ (65) $ 7,076 $ (67)

Loans and Allowance for Loan 19

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Loans and Allowance For Loan Losses [Abstract]
Categories of Loans	Categories of loans include: September 30, December 31, 2015 2014 (In thousands) Commercial loans $ 61,721 $ 52,286 Commercial real estate 163,222 158,314 Residential real estate 83,200 83,870 Installment loans 18,182 21,284 Total gross loans 326,325 315,754 Less allowance for loan losses (2,727) (2,400) Total loans $ 323,598 $ 313,354
Allowance for Loan Losses and Recorded Investment in Loans	Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. Allowance for Loan Losses and Recorded Investment in Loans As of and for the three and nine month period ended September 30, 2015 Commercial Commercial Real Estate Residential Installment Unallocated Total (In thousands) Allowance for loan losses: Balance, July 1, 2015 $ 234 $ 771 $ 172 $ 276 $ 1,244 $ 2,697 Provision charged to expense 7 (28) 14 46 87 126 Losses charged off –– — (20) (103) –– (123) Recoveries — 4 7 16 –– 27 Balance, September 30, 2015 $ 241 $ 747 $ 173 $ 235 $ 1,331 $ 2,727 Balance, January 1, 2015 $ 254 $ 1,116 $ 92 $ 147 $ 791 $ 2,400 Provision charged to expense (39) (380) 80 186 540 387 Losses charged off — — (20) (196) –– (216) Recoveries 26 11 21 98 –– 156 Balance, September 30, 2015 $ 241 $ 747 $ 173 $ 235 $ 1,331 $ 2,727 Ending balance: individually evaluated for impairment $ 84 $ 331 $ –– $ 129 $ –– $ 544 Ending balance: collectively evaluated for impairment $ 157 $ 416 $ 173 $ 106 $ 1,331 $ 2,183 Loans: Ending balance: individually evaluated for impairment $ 96 $ 1,496 $ –– $ 224 $ –– $ 1,816 Ending balance: collectively evaluated for impairment $ 61,625 $ 161,726 $ 83,200 $ 17,958 $ –– $ 324,509 Allowance for Loan Losses and Recorded Investment in Loans As of and for the three and nine month period ended September 30, 2014 Commercial Commercial Real Estate Residential Installment Unallocated Total (In thousands) Allowance for loan losses: Balance, July 1, 2014 $ 472 $ 1,838 $ 91 $ 146 $ 585 $ 3,132 Provision charged to expense 24 (171) 47 93 232 225 Losses charged off –– (205) (48) (107) –– (360) Recoveries 1 11 1 14 –– 27 Balance, September 30, 2014 $ 497 $ 1,473 $ 91 $ 146 $ 817 $ 3,024 Balance, January 1, 2014 $ 412 $ 1,609 $ 90 $ 141 $ 642 $ 2,894 Provision charged to expense 107 45 116 214 175 657 Losses charged off (25) (205) (119) (285) –– (634) Recoveries 3 24 4 76 –– 107 Balance, September 30, 2014 $ 497 $ 1,473 $ 91 $ 146 $ 817 $ 3,024 Ending balance: individually evaluated for impairment $ 354 $ 989 $ –– $ –– $ –– $ 1,343 Ending balance: collectively evaluated for impairment $ 143 $ 484 $ 91 $ 146 $ 817 $ 1,681 Loans: Ending balance: individually evaluated for impairment $ 437 $ 5,441 $ –– $ –– $ –– $ 5,878 Ending balance: collectively evaluated for impairment $ 46,494 $ 153,760 $ 83,761 $ 22,851 $ –– $ 306,866 Allowance for Loan Losses and Recorded Investment in Loans As of December 31, 2014 Commercial Commercial Real Estate Residential Installment Unallocated Total (In thousands) Allowance for loan losses: Ending balance: individually evaluated for impairment $ 92 $ 622 $ –– $ –– $ –– $ 714 Ending balance: collectively evaluated for impairment $ 162 $ 494 $ 92 $ 147 $ 791 $ 1,686 Loans: Ending balance: individually evaluated for impairment $ 112 $ 1,756 $ –– $ –– $ –– $ 1,868 Ending balance: collectively evaluated for impairment $ 52,174 $ 156,558 $ 83,870 $ 21,284 $ –– $ 313,886
Portfolio Quality Indicators	The following tables show the portfolio quality indicators. September 30, 2015 Commercial Loan Class Commercial Real Estate Residential Installment Total (In thousands) Pass Grade $ 61,583 $ 157,863 $ 83,200 $ 17,941 $ 320,587 Special Mention 40 1,014 –– –– 1,054 Substandard 98 4,345 –– 241 4,684 Doubtful –– –– –– –– –– $ 61,721 $ 163,222 $ 83,200 $ 18,182 $ 326,325 December 31, 2014 Commercial Loan Class Commercial Real Estate Residential Installment Total (In thousands) Pass Grade $ 51,895 $ 151,535 $ 83,870 $ 21,284 $ 308,584 Special Mention 265 1,980 –– –– 2,245 Substandard 126 4,799 –– –– 4,925 Doubtful –– –– –– –– –– $ 52,286 $ 158,314 $ 83,870 $ 21,284 $ 315,754
Loan Portfolio Aging Analysis	The Company evaluates the loan risk grading system definitions and allowance for loan losses methodology on an ongoing basis. No significant changes were made to either during the past year to date period. Loan Portfolio Aging Analysis As of September 30, 2015 30-59 Days 60-89 Days Greater Past Due Past Due Than 90 Total Past and and Days and Non Due and Total Loans Accruing Accruing Accruing Accrual Non Accrual Current Receivable (In thousands) Commercial $ 200 $ –– $ –– $ 29 $ 229 $ 61,492 $ 61,721 Commercial real estate 137 40 131 404 712 162,510 163,222 Residential 1,068 79 –– 869 2,016 81,184 83,200 Installment 172 30 –– 247 449 17,733 18,182 Total $ 1,577 $ 149 $ 131 $ 1,549 $ 3,406 $ 322,919 $ 326,325 Loan Portfolio Aging Analysis As of December 31, 2014 30-59 Days 60-89 Days Greater Past Due Past Due Than 90 Total Past and and Days and Non Due and Total Loans Accruing Accruing Accruing Accrual Non Accrual Current Receivable (In thousands) Commercial $ — $ –– $ — $ 46 $ 46 $ 52,240 $ 52,286 Commercial real estate 394 –– 127 247 768 157,546 158,314 Residential 292 17 — 658 967 82,903 83,870 Installment 70 11 — 7 88 21,196 21,284 Total $ 756 $ 28 $ 127 $ 958 $ 1,869 $ 313,885 $ 315,754
Impaired Loans	Impaired Loans For the three months ended For the nine months ended As of September 30, 2015 September 30, 2015 September 30, 2015 Unpaid Average Interest Average Interest Recorded Principal Specific Investment in Income Investment in Income Balance Balance Allowance Impaired Loans Recognized Impaired Loans Recognized (In thousands) Loans without a specific valuation allowance: Commercial $ — $ — $ –– $ — $ –– $ — $ — Commercial real estate 507 507 –– 895 5 1,162 31 Residential –– –– –– –– –– –– –– Installment –– –– –– –– –– –– –– 507 507 –– 895 5 1,162 31 Loans with a specific valuation allowance: Commercial 96 96 84 98 1 101 5 Commercial real estate 989 989 331 1,077 9 1,078 27 Residential –– –– –– –– –– –– –– Installment 224 224 129 235 10 237 14 1,309 1,309 544 1,410 20 1,416 46 Total: Commercial $ 96 $ 96 $ 84 $ 98 $ 1 $ 101 $ 5 Commercial real estate $ 1,496 $ 1,496 $ 331 $ 1,972 $ 14 $ 2,240 $ 58 Residential $ –– $ –– $ –– $ –– $ –– $ –– $ –– Installment $ 224 $ 224 $ 129 $ 235 $ 10 $ 237 $ 14 Impaired Loans For the three months ended For the nine months ended As of December 31, 2014 September 30, 2014 September 30, 2014 Unpaid Average Interest Average Interest Recorded Principal Specific Investment in Income Investment in Income Balance Balance Allowance Impaired Loans Recognized Impaired Loans Recognized (In thousands) Loans without a specific valuation allowance: Commercial $ 7 $ 7 $ –– $ 9 $ –– $ 12 $ 1 Commercial real estate 794 1,144 –– 1,786 59 1,809 73 Residential –– –– –– –– –– –– –– Installment –– –– –– –– –– –– –– 801 1,151 –– 1,795 59 1,821 74 Loans with a specific valuation allowance: Commercial 105 105 92 407 19 417 23 Commercial real estate 962 962 622 3,751 76 3,823 197 Residential –– –– –– –– –– –– –– Installment –– –– –– –– –– –– –– 1,067 1,067 714 4,158 95 4,240 220 Total: Commercial $ 112 $ 112 $ 92 $ 416 $ 19 $ 429 $ 24 Commercial real estate $ 1,756 $ 2,106 $ 622 $ 5,537 $ 135 $ 5,632 $ 270 Residential $ –– $ –– $ –– $ –– $ –– $ –– $ –– Installment $ –– $ –– $ –– $ –– $ –– $ –– $ ––
Troubled Debt Restructurings on Financing Receivables	In conjunction with the restructuring there were no amounts charged-off. Three Months ended September 30, 2015 Pre- Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded Contracts Investment Investment (In thousands) Commercial 2 $ 40 $ 40 Commercial real estate 1 62 62 Residential –– –– –– Installment –– –– –– Three Months ended September 30, 2015 Interest Total Only Term Combination Modification (In thousands) Commercial $ –– $ 40 $ –– $ 40 Commercial real estate –– 62 –– 62 Residential –– –– –– –– Consumer –– –– –– –– Nine Months ended September 30, 2015 Pre- Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded Contracts Investment Investment (In thousands) Commercial 2 $ 40 $ 40 Commercial real estate 1 62 62 Residential –– –– –– Installment –– –– –– Nine Months Ended September 30, 2015 Interest Total Only Term Combination Modification (In thousands) Commercial $ –– $ 40 $ –– $ 40 Commercial real estate –– 62 –– 62 Residential –– –– –– –– Consumer –– –– –– –– Three Months ended September 30, 2014 Pre- Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded Contracts Investment Investment (In thousands) Commercial –– $ –– $ –– Commercial real estate –– –– –– Residential –– –– –– Installment –– –– –– Three Months Ended September 30, 2014 Interest Total Only Term Combination Modification (In thousands) Commercial $ –– $ –– $ –– $ –– Commercial real estate –– –– –– –– Residential –– –– –– –– Consumer –– –– –– –– Nine Months ended September 30, 2014 Pre- Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded Contracts Investment Investment (In thousands) Commercial –– $ –– $ –– Commercial real estate 2 155 68 Residential –– –– –– Installment –– –– –– Nine Months Ended September 30, 2014 Interest Total Only Term Combination Modification (In thousands) Commercial $ –– $ –– $ –– $ –– Commercial real estate –– 68 –– 68 Residential –– –– –– –– Consumer –– –– –– ––

Benefit Plans (Tables)

Benefit Plans (Tables)	9 Months Ended
	Sep. 30, 2015
Benefit Plans [Abstract]
Pension Expense	Pension expense includes the following: Three months ended Nine months ended September 30, September 30, 2015 2014 2015 2014 (In thousands) Service cost $ 85 $ 74 $ 255 $ 222 Interest cost 48 35 144 105 Expected return on assets (94) (83) (282) (249) Amortization of prior service cost and net loss (12) (15) (36) (45) Pension expense $ 27 $ 11 $ 81 $ 33

Off-balance-sheet Activities (T

Off-balance-sheet Activities (Tables)	9 Months Ended
	Sep. 30, 2015
Off Balance Sheet Activities [Abstract]
Summary of the Notional or Contractual Amounts of Financial Instruments With Off-Balance-Sheet Risk	A summary of the notional or contractual amounts of financial instruments with off-balance-sheet risk at the indicated dates is as follows: September 30, December 31, 2015 2014 (In thousands) Commercial loans unused lines of credit $ 14,738 $ 13,950 Commitment to originate loans 8,173 9,228 Consumer open end lines of credit 36,218 35,604 Standby letters of credit 1,058 220

Accumulated Other Comprehensi22

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income (Loss), Net Of Tax [Abstract]
Components of Accumulated Other Comprehensive Loss included in Stockholders Equity	The components of accumulated other comprehensive income, included in stockholders’ equity, are as follows: September 30, December 31, 2015 2014 (In thousands) Net unrealized gain on securities available-for-sale $ 59 $ 60 Net unrealized gain for funded status of defined benefit plan liability 25 25 84 85 Tax effect 27 28 Net-of-tax amount $ 57 $ 57

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements of Assets Recognized in Consolidated Balance Sheets Measured at Fair Value on Recurring Basis	The following table presents the fair value measurements of assets recognized in the accompanying consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and December 31, 2014: Fair Value Measurements Using Fair Quoted Prices Significant Significant (In thousands) September 30, 2015 U.S. government agencies $ 27,023 $ –– $ 27,023 $ –– State and political subdivisions 3,623 –– 3,623 –– December 31, 2014 U.S. government agencies $ 14,380 $ –– $ 14,380 $ –– State and political subdivisions 4,946 –– 4,946 –– Equity securities 22 22 –– ––
Fair Value Measurements of Assets Recognized in Consolidated Balance Sheets Measured at Fair Value on Nonrecurring Basis	The following table presents the fair value measurements of assets recognized in the accompanying consolidated balance sheets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and December 31, 2014. Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) (In thousands) September 30, 2015 Collateral dependent impaired loans $ 766 $ –– $ –– $ 766 Foreclosed assets held for sale 253 –– –– 253 December 31, 2014 Collateral dependent impaired loans $ 301 $ –– $ –– $ 301 Foreclosed assets held for sale 991 –– –– 991
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements. Fair Value at Valuation 9/30/15 Technique Unobservable Inputs Range (In thousands) Collateral-dependent impaired loans $ 766 Market comparable properties Comparability adjustments Not available Foreclosed assets held for sale 253 Market comparable properties Marketability discount 10% – 15 % Fair Value at Valuation 12/31/14 Technique Unobservable Inputs Range (In thousands) Collateral-dependent impaired loans $ 301 Market comparable properties Comparability adjustments Not available Foreclosed assets held for sale 991 Market comparable properties Marketability discount 10% – 15 %
Estimated Fair Values of Company's Financial Instruments	Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Carrying Assets Inputs Inputs Amount (Level 1) (Level 2) (Level 3) (In thousands) September 30, 2015 Financial assets Cash and cash equivalents $ 24,844 $ 24,844 $ –– $ –– Held-to-maturity securities 235 –– 236 –– Loans, net of allowance 323,598 –– –– 321,027 Federal Home Loan Bank stock 4,210 –– 4,210 –– Accrued interest receivable 787 –– 787 –– Financial liabilities Deposits 323,197 –– 310,493 –– Short term borrowings 10,244 –– 10,244 –– Federal Home Loan Bank Advances 26,587 –– 27,709 –– Subordinated debentures 4,124 –– 3,962 –– Interest payable 123 –– 123 –– Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Carrying Assets Inputs Inputs Amount (Level 1) (Level 2) (Level 3) (In thousands) December 31, 2014 Financial assets Cash and cash equivalents $ 39,164 $ 39,164 $ — $ –– Held-to-maturity securities 450 –– 451 –– Loans, net of allowance 313,354 — –– 312,014 Federal Home Loan Bank stock 4,210 –– 4,210 –– Accrued interest receivable 829 –– 829 –– Financial liabilities Deposits 322,681 –– 309,186 –– Short term borrowings 5,098 –– 5,098 –– Federal Home Loan Bank Advances 26,719 –– 26,703 –– Subordinated debentures 4,124 –– 3,962 –– Interest payable 135 –– 135 ––

Repurchase Agreements (Tables)

Repurchase Agreements (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure of Repurchase Agreements [Abstract]
Schedule of Repurchase Agreements	The following table presents the Company’s repurchase agreements accounted for as secured borrowings: Remaining Contractual Maturity of the Agreement (In thousands) September 30, 2015 Overnight and Up to 30 Days 30-90 Days Greater than 90 Total Repurchase Agreements U.S. government agencies $ 10,503 $ –– $ –– $ –– $ 10,503 State and political subdivisions 1,503 –– –– –– 1,503 Total $ 12,006 $ –– $ –– $ –– $ 12,006

Summary of Significant Accoun25

Summary of Significant Accounting Policies - Additional Information (Detail)	9 Months Ended
	Sep. 30, 2015$ / sharesshares	Sep. 30, 2014$ / sharesshares
Summary Of Significant Accounting Policies [Line Items]
Number of stock options not considered in computing diluted earnings per share due to antidilutive nature	53,714	53,714
Weighted average price, option exercised | $ / shares	$ 10.34	$ 10.34
Number of operating divisions	2
Number of reportable operating segment	1

Basic and Diluted Earnings Per

Basic and Diluted Earnings Per Common Share (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Basic
Net income	$ 859	$ 718	$ 2,358	$ 1,918
Dividends on non-vested restricted stock	(14)	(14)	(42)	(42)
Net income allocated to stockholders	$ 845	$ 704	$ 2,316	$ 1,876
Weighted average common shares outstanding	4,860,742	4,857,652	4,856,308	4,841,235
Basic earnings per common share	$ 0.17	$ 0.14	$ 0.48	$ 0.38
Diluted
Net income allocated to stockholders	$ 845	$ 704	$ 2,316	$ 1,876
Weighted average common shares outstanding for basic earnings per common share	4,860,742	4,857,652	4,856,308	4,841,235
Add: Dilutive effects of assumed exercise of stock options and restricted stock	89,411	75,814	89,411	75,814
Average shares and dilutive potential common shares	4,950,153	4,933,466	4,945,719	4,917,049
Diluted earnings per common share	$ 0.17	$ 0.14	$ 0.47	$ 0.38

Securities - Additional Informa

Securities - Additional Information (Detail) - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Schedule Of Marketable Securities [Line Items]
Fair Value of Investment in debt securities	$ 5,000,000		$ 7,100,000
Percentage of fair value of investment in debt	16.18%		35.70%
Available-for-sale securities realized gains	$ 31,000	$ 27,000
Available-for-sale Securities Pledged as Collateral	$ 25,900,000		$ 19,500,000

Amortized Cost and Approximate

Amortized Cost and Approximate Fair Values, Together with Gross Unrealized Gains and Losses of Securities (Detail) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Gain (Loss) on Investments [Line Items]
Available-for-sale Securities, Amortized Cost	$ 30,587
Available-for-sale Securities, Gross Unrealized Gains	61
Available-for-sale Securities, Gross Unrealized Losses	(2)
Available-for-sale securities, Fair Value	30,646	$ 19,348
Held-to-maturity Securities, Amortized Cost	235	450
Held-to-maturity Securities, Gross Unrealized Gains		127
Held-to-maturity Securities, Gross Unrealized Losses		(67)
Held-to-maturity Securities, Fair Value	236	19,348
U.S. government agencies
Gain (Loss) on Investments [Line Items]
Available-for-sale Securities, Amortized Cost	27,000	14,443
Available-for-sale Securities, Gross Unrealized Gains	25	4
Available-for-sale Securities, Gross Unrealized Losses	(2)	(67)
Available-for-sale securities, Fair Value	27,023	14,380
State and political subdivisions
Gain (Loss) on Investments [Line Items]
Available-for-sale Securities, Amortized Cost	3,587	4,841
Available-for-sale Securities, Gross Unrealized Gains	36	105
Available-for-sale Securities, Gross Unrealized Losses	0	0
Available-for-sale securities, Fair Value	3,623	4,946
Held-to-maturity Securities, Amortized Cost	235	450
Held-to-maturity Securities, Gross Unrealized Gains	1	1
Held-to-maturity Securities, Gross Unrealized Losses	0	0
Held-to-maturity Securities, Fair Value	$ 236	451
Equity securities
Gain (Loss) on Investments [Line Items]
Available-for-sale Securities, Amortized Cost		4
Available-for-sale Securities, Gross Unrealized Gains		18
Available-for-sale Securities, Gross Unrealized Losses		0
Available-for-sale securities, Fair Value		$ 22

Amortized Cost and Fair Value o

Amortized Cost and Fair Value of Available-for-Sale Securities and Held-to-Maturity Securities (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Available-for-sale, Amortized Cost
Within one year	$ 830
One to five years	28,264
Five to ten years	1,493
After ten years	0
Totals	30,587
Available-for-sale, Fair Value
Within one year	833
One to five years	28,308
Five to ten years	1,505
After ten years	0
Totals	30,646	$ 19,348
Held-to-maturity, Amortized Cost
Within one year	235
One to five years	0
Five to ten years	0
After ten years	0
Totals	235	450
Held-to-maturity, Fair Value
Within one year	236
One to five years	0
Five to ten years	0
After ten years	0
Totals	$ 236	$ 19,348

Gross Unrealized Losses and Fai

Gross Unrealized Losses and Fair Value, Aggregated by Investment Category and Length of Time that Individual Securities have been in a Continuous Unrealized Loss Position (Detail) - U.S. government agencies - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Gain (Loss) on Investments [Line Items]
Less than 12 Months, Fair Value	$ 4,998	$ 1,141
Less than 12 Months, Unrealized Losses	(2)	(2)
12 Months or More, Fair Value	0	5,935
12 Months or More, Unrealized Losses	0	(65)
Total, Fair Value	4,998	7,076
Total, Unrealized Losses	$ (2)	$ (67)

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses - Additional Information (Detail)	9 Months Ended
	Sep. 30, 2014USD ($)
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses, period increase (decrease)	$ 90,000

Categories of Loan (Detail)

Categories of Loan (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Accounts Notes And Loans Receivable [Line Items]
Commercial loans	$ 61,721		$ 52,286
Commercial real estate	163,222		158,314
Residential real estate	83,200		83,870
Installment loans	18,182		21,284
Total gross loans	326,325		315,754
Less allowance for loan losses	(2,727)	$ (2,697)	(2,400)	$ (3,024)	$ (3,132)	$ (2,894)
Total loans	$ 323,598		$ 313,354

Allowance for Loan Losses and R

Allowance for Loan Losses and Recorded Investment in Loans (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Allowance for loan losses:
Beginning Balance	$ 2,697	$ 3,132	$ 2,400	$ 2,894
Provision charged to expense	126	225	387	657
Losses charged off	(123)	(360)	(216)	(634)
Recoveries	27	27	156	107
Ending Balance	2,727	3,024	2,727	3,024
Ending balance: individually evaluated for impairment	544	1,343	544	1,343	$ 714
Ending balance: collectively evaluated for impairment	2,183	1,681	2,183	1,681	1,686
Loans:
Ending balance: individually evaluated for impairment	1,816	5,878	1,816	5,878	1,868
Ending balance: collectively evaluated for impairment	324,509	306,866	324,509	306,866	313,886
Commercial
Allowance for loan losses:
Beginning Balance	234	472	254	412
Provision charged to expense	7	24	(39)	107
Losses charged off	0	0	0	(25)
Recoveries	0	1	26	3
Ending Balance	241	497	241	497
Ending balance: individually evaluated for impairment	84	354	84	354	92
Ending balance: collectively evaluated for impairment	157	143	157	143	162
Loans:
Ending balance: individually evaluated for impairment	96	437	96	437	112
Ending balance: collectively evaluated for impairment	61,625	46,494	61,625	46,494	52,174
Commercial Real Estate
Allowance for loan losses:
Beginning Balance	771	1,838	1,116	1,609
Provision charged to expense	(28)	(171)	(380)	45
Losses charged off	0	(205)	0	(205)
Recoveries	4	11	11	24
Ending Balance	747	1,473	747	1,473
Ending balance: individually evaluated for impairment	331	989	331	989	622
Ending balance: collectively evaluated for impairment	416	484	416	484	494
Loans:
Ending balance: individually evaluated for impairment	1,496	5,441	1,496	5,441	1,756
Ending balance: collectively evaluated for impairment	161,726	153,760	161,726	153,760	156,558
Residential
Allowance for loan losses:
Beginning Balance	172	91	92	90
Provision charged to expense	14	47	80	116
Losses charged off	(20)	(48)	(20)	(119)
Recoveries	7	1	21	4
Ending Balance	173	91	173	91
Ending balance: individually evaluated for impairment	0	0	0	0	0
Ending balance: collectively evaluated for impairment	173	91	173	91	92
Loans:
Ending balance: individually evaluated for impairment	0	0	0	0	0
Ending balance: collectively evaluated for impairment	83,200	83,761	83,200	83,761	83,870
Installment
Allowance for loan losses:
Beginning Balance	276	146	147	141
Provision charged to expense	46	93	186	214
Losses charged off	(103)	(107)	(196)	(285)
Recoveries	16	14	98	76
Ending Balance	235	146	235	146
Ending balance: individually evaluated for impairment	129	0	129	0	0
Ending balance: collectively evaluated for impairment	106	146	106	146	147
Loans:
Ending balance: individually evaluated for impairment	224	0	224	0	0
Ending balance: collectively evaluated for impairment	17,958	22,851	17,958	22,851	21,284
Unallocated
Allowance for loan losses:
Beginning Balance	1,244	585	791	642
Provision charged to expense	87	232	540	175
Losses charged off	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	1,331	817	1,331	817
Ending balance: individually evaluated for impairment	0	0	0	0	0
Ending balance: collectively evaluated for impairment	1,331	817	1,331	817	791
Loans:
Ending balance: individually evaluated for impairment	0	0	0	0	0
Ending balance: collectively evaluated for impairment	$ 0	$ 0	$ 0	$ 0	$ 0

Portfolio Quality Indicators (D

Portfolio Quality Indicators (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Commercial	$ 61,721	$ 52,286
Commercial Real Estate	163,222	158,314
Residential	83,200	83,870
Installment	18,182	21,284
Total	326,325	315,754
Pass Grade
Financing Receivable, Recorded Investment [Line Items]
Commercial	61,583	51,895
Commercial Real Estate	157,863	151,535
Residential	83,200	83,870
Installment	17,941	21,284
Total	320,587	308,584
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Commercial	40	265
Commercial Real Estate	1,014	1,980
Residential	0	0
Installment	0	0
Total	1,054	2,245
Substandard
Financing Receivable, Recorded Investment [Line Items]
Commercial	98	126
Commercial Real Estate	4,345	4,799
Residential	0	0
Installment	241	0
Total	4,684	4,925
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Commercial	0	0
Commercial Real Estate	0	0
Residential	0	0
Installment	0	0
Total	$ 0	$ 0

Loan Portfolio Aging Analysis (

Loan Portfolio Aging Analysis (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non Accrual	$ 1,549	$ 958
Total Past Due and Non Accrual	3,406	1,869
Current	322,919	313,885
Total Loans Receivable	326,325	315,754
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	1,577	756
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	149	28
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	131	127
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non Accrual	29	46
Total Past Due and Non Accrual	229	46
Current	61,492	52,240
Total Loans Receivable	61,721	52,286
Commercial | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	200	0
Commercial | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	0	0
Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	0	0
Commercial Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non Accrual	404	247
Total Past Due and Non Accrual	712	768
Current	162,510	157,546
Total Loans Receivable	163,222	158,314
Commercial Real Estate | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	137	394
Commercial Real Estate | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	40	0
Commercial Real Estate | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	131	127
Residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non Accrual	869	658
Total Past Due and Non Accrual	2,016	967
Current	81,184	82,903
Total Loans Receivable	83,200	83,870
Residential | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	1,068	292
Residential | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	79	17
Residential | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	0	0
Installment
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non Accrual	247	7
Total Past Due and Non Accrual	449	88
Current	17,733	21,196
Total Loans Receivable	18,182	21,284
Installment | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	172	70
Installment | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	30	11
Installment | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due and Non Accrual	$ 0	$ 0

Impaired Loans (Detail)

Impaired Loans (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Commercial
Financing Receivable, Impaired [Line Items]
Recorded Balance	$ 96		$ 96		$ 112
Unpaid Principal Balance	96		96		112
Specific Allowance	84		84		92
Average Investment in Impaired Loans	98	$ 416	101	$ 429
Interest Income Recognized	1	19	5	24
Commercial real estate
Financing Receivable, Impaired [Line Items]
Recorded Balance	1,496		1,496		1,756
Unpaid Principal Balance	1,496		1,496		2,106
Specific Allowance	331		331		622
Average Investment in Impaired Loans	1,972	5,537	2,240	5,632
Interest Income Recognized	14	135	58	270
Residential
Financing Receivable, Impaired [Line Items]
Recorded Balance	0		0		0
Unpaid Principal Balance	0		0		0
Specific Allowance	0		0		0
Average Investment in Impaired Loans	0	0	0	0
Interest Income Recognized	0	0	0	0
Installment
Financing Receivable, Impaired [Line Items]
Recorded Balance	224		224		0
Unpaid Principal Balance	224		224		0
Specific Allowance	129		129		0
Average Investment in Impaired Loans	235	0	237	0
Interest Income Recognized	10	0	14	0
Loans without a specific valuation allowance
Financing Receivable, Impaired [Line Items]
Recorded Balance	507		507		801
Unpaid Principal Balance	507		507		1,151
Specific Allowance	0		0		0
Average Investment in Impaired Loans	895	1,795	1,162	1,821
Interest Income Recognized	5	59	31	74
Loans without a specific valuation allowance | Commercial
Financing Receivable, Impaired [Line Items]
Recorded Balance	0		0		7
Unpaid Principal Balance	0		0		7
Specific Allowance	0		0		0
Average Investment in Impaired Loans	0	9	0	12
Interest Income Recognized	0	0	0	1
Loans without a specific valuation allowance | Commercial real estate
Financing Receivable, Impaired [Line Items]
Recorded Balance	507		507		794
Unpaid Principal Balance	507		507		1,144
Specific Allowance	0		0		0
Average Investment in Impaired Loans	895	1,786	1,162	1,809
Interest Income Recognized	5	59	31	73
Loans without a specific valuation allowance | Residential
Financing Receivable, Impaired [Line Items]
Recorded Balance	0		0		0
Unpaid Principal Balance	0		0		0
Specific Allowance	0		0		0
Average Investment in Impaired Loans	0	0	0	0
Interest Income Recognized	0	0	0	0
Loans without a specific valuation allowance | Installment
Financing Receivable, Impaired [Line Items]
Recorded Balance	0		0		0
Unpaid Principal Balance	0		0		0
Specific Allowance	0		0		0
Average Investment in Impaired Loans	0	0	0	0
Interest Income Recognized	0	0	0	0
Loans with a specific valuation allowance
Financing Receivable, Impaired [Line Items]
Recorded Balance	1,309		1,309		1,067
Unpaid Principal Balance	1,309		1,309		1,067
Specific Allowance	544		544		714
Average Investment in Impaired Loans	1,410	4,158	1,416	4,240
Interest Income Recognized	20	95	46	220
Loans with a specific valuation allowance | Commercial
Financing Receivable, Impaired [Line Items]
Recorded Balance	96		96		105
Unpaid Principal Balance	96		96		105
Specific Allowance	84		84		92
Average Investment in Impaired Loans	98	407	101	417
Interest Income Recognized	1	19	5	23
Loans with a specific valuation allowance | Commercial real estate
Financing Receivable, Impaired [Line Items]
Recorded Balance	989		989		962
Unpaid Principal Balance	989		989		962
Specific Allowance	331		331		622
Average Investment in Impaired Loans	1,077	3,751	1,078	3,823
Interest Income Recognized	9	76	27	197
Loans with a specific valuation allowance | Residential
Financing Receivable, Impaired [Line Items]
Recorded Balance	0		0		0
Unpaid Principal Balance	0		0		0
Specific Allowance	0		0		0
Average Investment in Impaired Loans	0	0	0	0
Interest Income Recognized	0	0	0	0
Loans with a specific valuation allowance | Installment
Financing Receivable, Impaired [Line Items]
Recorded Balance	224		224		0
Unpaid Principal Balance	224		224		0
Specific Allowance	129		129		$ 0
Average Investment in Impaired Loans	235	0	237	0
Interest Income Recognized	$ 10	$ 0	$ 14	$ 0

Troubled Debt Restructuring (De

Troubled Debt Restructuring (Detail) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)Contracts	Sep. 30, 2014USD ($)Contracts	Sep. 30, 2015USD ($)Contracts	Sep. 30, 2014USD ($)Contracts
Commercial
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	2	0	2	0
Pre- Modification Outstanding Recorded Investment	$ 40	$ 0	$ 40	$ 0
Post-Modification Outstanding Recorded Investment	40	0	40	0
Interest Only	0	0	0	0
Term	40	0	40	0
Combination	0	0	0	0
Total Modification	$ 40	$ 0	$ 40	$ 0
Commercial real estate
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	1	0	1	2
Pre- Modification Outstanding Recorded Investment	$ 62	$ 0	$ 62	$ 155
Post-Modification Outstanding Recorded Investment	62	0	62	68
Interest Only	0	0	0	0
Term	62	0	62	68
Combination	0	0	0	0
Total Modification	$ 62	$ 68	$ 62	$ 68
Residential
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post-Modification Outstanding Recorded Investment	0	0	0	0
Interest Only	0	0	0	0
Term	0	0	0	0
Combination	0	0	0	0
Total Modification	$ 0	$ 0	$ 0	$ 0
Installment
Financing Receivable, Modifications [Line Items]
Number of Contracts | Contracts	0	0	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post-Modification Outstanding Recorded Investment	0	0	0	0
Consumer
Financing Receivable, Modifications [Line Items]
Interest Only	0	0	0	0
Term	0	0	0	0
Combination	0	0	0	0
Total Modification	$ 0	$ 0	$ 0	$ 0

Pension Expense (Detail)

Pension Expense (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Components of net periodic benefit cost
Service cost	$ 85	$ 74	$ 255	$ 222
Interest cost	48	35	144	105
Expected return on assets	(94)	(83)	(282)	(249)
Amortization of prior service cost and net loss	(12)	(15)	(36)	(45)
Pension expense	$ 27	$ 11	$ 81	$ 33

Notional or Contractual Amounts

Notional or Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Commercial loans unused lines of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Asset	$ 14,738	$ 13,950
Commitment to originate loans
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Asset	8,173	9,228
Consumer open end lines of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Asset	36,218	35,604
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Asset	$ 1,058	$ 220

Components of Accumulated Other

Components of Accumulated Other Comprehensive Income Included in Stockholders' Equity (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Other Comprehensive Income (Loss) [Line Items]
Net unrealized gain on securities available-for-sale	$ 59	$ 60
Net unrealized gain for funded status of defined benefit plan liability	25	25
Accumulated other comprehensive income (Loss), before taxes, total	84	85
Tax effect	27	28
Net-of-tax amount	$ 57	$ 57

Fair Value Measurements of Asse

Fair Value Measurements of Assets Recognized in Consolidated Balance Sheets Measured at Fair Value on Recurring Basis (Detail) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
U.S. government agencies
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis	$ 27,023	$ 14,380
State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis	3,623	4,946
Equity securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis		22
Fair Value, Inputs, Level 1 | U.S. government agencies
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis	0	0
Fair Value, Inputs, Level 1 | State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis	0	0
Fair Value, Inputs, Level 1 | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis		22
Fair Value, Inputs, Level 2 | U.S. government agencies
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis	27,023	14,380
Fair Value, Inputs, Level 2 | State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis	3,623	4,946
Fair Value, Inputs, Level 2 | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis		0
Fair Value, Inputs, Level 3 | U.S. government agencies
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis	0	0
Fair Value, Inputs, Level 3 | State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis	$ 0	0
Fair Value, Inputs, Level 3 | Equity securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Fair value of asset, recurring basis		$ 0

Fair Value Measurements of As42

Fair Value Measurements of Assets Recognized in Consolidated Balance Sheets Measured at Fair Value on Nonrecurring Basis (Detail) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 766	$ 301
Foreclosed assets held for sale	253	991
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	0	0
Foreclosed assets held for sale	0	0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	0	0
Foreclosed assets held for sale	0	0
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	766	301
Foreclosed assets held for sale	$ 253	$ 991

Quantitative Information About

Quantitative Information About Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements (Detail) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Collateral-dependent impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 766	$ 301
Valuation Technique	Market comparable properties	Market comparable properties
Unobservable Inputs	Comparability adjustments	Comparability adjustments
Foreclosed assets held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 253	$ 991
Valuation Technique	Market comparable properties	Market comparable properties
Unobservable Inputs	Marketability discount	Marketability discount
Foreclosed assets held for sale | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	15.00%	15.00%
Foreclosed assets held for sale | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range	10.00%	10.00%

Estimated Fair Values of Compan

Estimated Fair Values of Company's Financial Instruments (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
Financial assets
Cash and cash equivalents	$ 24,844	$ 39,164	$ 37,367	$ 23,474
Held-to-maturity securities	235	450
Loans, net of allowance	323,598	313,354
Federal Home Loan Bank stock	4,210	4,210
Accrued interest receivable	787	829
Financial liabilities
Deposits	323,197	322,681
Short term borrowings	10,244	5,098
Federal Home Loan Bank advances	26,587	26,719
Subordinated debentures	4,124	4,124
Interest payable	123	135
Fair Value, Inputs, Level 1
Financial assets
Cash and cash equivalents	24,844	39,164
Held-to-maturity securities	0	0
Loans, net of allowance	0	0
Federal Home Loan Bank stock	0	0
Accrued interest receivable	0	0
Financial liabilities
Deposits	0	0
Short term borrowings	0	0
Federal Home Loan Bank advances	0	0
Subordinated debentures	0	0
Interest payable	0	0
Fair Value, Inputs, Level 2
Financial assets
Cash and cash equivalents	0	0
Held-to-maturity securities	236	451
Loans, net of allowance	0	0
Federal Home Loan Bank stock	4,210	4,210
Accrued interest receivable	787	829
Financial liabilities
Deposits	310,493	309,186
Short term borrowings	10,244	5,098
Federal Home Loan Bank advances	27,709	26,703
Subordinated debentures	3,962	3,962
Interest payable	123	135
Fair Value, Inputs, Level 3
Financial assets
Cash and cash equivalents	0	0
Held-to-maturity securities	0	0
Loans, net of allowance	321,027	312,014
Federal Home Loan Bank stock	0	0
Accrued interest receivable	0	0
Financial liabilities
Deposits	0	0
Short term borrowings	0	0
Federal Home Loan Bank advances	0	0
Subordinated debentures	0	0
Interest payable	$ 0	$ 0

Repurchase Agreements (Detail)

Repurchase Agreements (Detail) $ in Thousands	Sep. 30, 2015USD ($)
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	$ 12,006
US Government Corporations and Agencies Securities [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	10,503
U S States and Political Subdivisions [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	1,503
Maturity Overnight [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	12,006
Maturity Overnight [Member] | US Government Corporations and Agencies Securities [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	10,503
Maturity Overnight [Member] | U S States and Political Subdivisions [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	1,503
Maturity Less than 30 Days [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	0
Maturity Less than 30 Days [Member] | US Government Corporations and Agencies Securities [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	0
Maturity Less than 30 Days [Member] | U S States and Political Subdivisions [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	0
Maturity 30 to 90 Days [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	0
Maturity 30 to 90 Days [Member] | US Government Corporations and Agencies Securities [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	0
Maturity 30 to 90 Days [Member] | U S States and Political Subdivisions [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	0
Maturity Greater than 90 Days [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	0
Maturity Greater than 90 Days [Member] | US Government Corporations and Agencies Securities [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	0
Maturity Greater than 90 Days [Member] | U S States and Political Subdivisions [Member]
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	$ 0

Repurchase Agreements - Additio

Repurchase Agreements - Additional Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Short-term Debt, Total	$ 10,244	$ 5,098
Secured Borrowings, Gross Including Not Subject to Master Netting Arrangement, Total	$ 12,006