BRIGHTHOUSE LIFE INSURANCE 10-Q2016 Q3 Quarterly report

Filed: 9 Nov 16, 12:00am

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New words: accessible, advertising, arose, attack, attention, big, brand, cease, center, clarity, compensatory, complaint, contending, core, criminal, cybersecurity, decide, decisionmaker, declaration, deliver, discrete, dispute, distort, diversity, European, expiration, fail, fluctuate, GMDB, GMLB, hiring, impartial, incurrence, indemnify, intentionally, inventory, IRS, Italicized, Kingdom, LIMRA, logo, media, mentioned, misappropriate, misappropriation, misuse, mix, newest, owner, permanent, plaintiff, possession, preferenced, preliminary, principle, privacy, pro, procuring, professional, rata, reallocated, registered, registration, renewable, renewed, replace, replacing, retention, rider, routinely, running, safeguard, satisfactory, scrutiny, shareholder, SPDA, sponsored, Stake, standalone, Statistical, Step, strategic, strong, technology, Thrivent, trademark, transition, ULSG, unchanged, unintentional, unintentionally, Union, unreasonable, wealth, welfare, wholesaler, wholly, Wis, worth, yearly

Removed: aforementioned, alternative, ancillary, authority, broad, calibrating, closer, collateralization, compete, confidence, consolidating, constant, constrained, creating, deployed, disability, disciplined, diversification, draft, driver, emerged, evolving, external, focusing, heavily, horizon, ICS, imposition, inclusion, indirectly, institutional, integral, intended, intensive, intent, internationally, issue, led, merge, merging, move, NAIC, national, optimizing, organized, overnight, profit, prompt, propose, publish, rebalancing, refinement, regulator, remained, rescind, science, shock, smaller, suited, threshold, undiscounted, VA, valuable, varying, voting

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Exhibit 32.2

SECTION 906 CERTIFICATION

CERTIFICATION PURSUANT TO SECTION 1350 OF CHAPTER 63 OF TITLE 18 OF THE UNITED

STATES CODE

I, Anant Bhalla, certify that (i) MetLife Insurance Company USA’s Quarterly Report on Form 10-Q for the quarter ended September 30, 2016 (the “Form 10-Q”) fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and (ii) the information contained in the Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of MetLife Insurance Company USA.

Date: November 9, 2016

/s/ Anant Bhalla

Anant Bhalla

Senior Vice President and

Chief Financial Officer

A signed original of this written statement required by Section 906 has been provided to MetLife Insurance Company USA and will be retained by MetLife Insurance Company USA and furnished to the Securities and Exchange Commission or its staff upon request.