CNB Financial (CCNE) 10-K 3 Mar 22 2021 FY Annual report Financial data

Cover

Cover - USD ($)	12 Months Ended
	Dec. 31, 2021	Mar. 01, 2022	Jun. 30, 2021
Document Information [Line Items]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-39472
Entity Registrant Name	CNB FINANCIAL CORP/PA
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	25-1450605
Entity Address, Address Line One	1 South Second Street
Entity Address, Address Line Two	P.O. Box 42
Entity Address, City or Town	Clearfield
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	16830
City Area Code	814
Local Phone Number	765-9621
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Public Float			$ 362,508,707
Entity Common Stock, Shares Outstanding (in shares)		16,910,921
Documents Incorporated by Reference	Portions of the definitive Proxy Statement for the 2021 Annual Meeting of Stockholders to be held on April 19, 2022 are incorporated by reference into Part III of this report.
Amendment Flag	false
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Entity Central Index Key	0000736772
Common Stock
Document Information [Line Items]
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	CCNE
Security Exchange Name	NASDAQ
Series A Preferred Stock
Document Information [Line Items]
Title of 12(b) Security	Depositary Shares (each representing a 1/40th interest in a share of 7.125% Series A Non-Cumulative, perpetual preferred stock)
Trading Symbol	CCNEP
Security Exchange Name	NASDAQ

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2021
Audit Information [Abstract]
Auditor Firm ID	173
Auditor Name	Crowe LLP
Auditor Location	Columbus, OH

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 42,440	$ 44,368
Interest bearing deposits with other banks	689,758	488,326
Total cash and cash equivalents	732,198	532,694
Debt securities available for sale, at fair value (amortized cost of $698,085 as of December 31, 2021 and $565,493 as of December 31, 2020)	697,191	584,908
Equity securities	10,366	6,649
Loans held for sale	849	8,514
Loans	3,634,792	3,371,789
Less: allowance for credit losses	(37,588)	(34,340)
Net loans	3,597,204	3,337,449
FHLB and other equity interests	23,276	21,018
Premises and equipment, net	61,659	60,064
Operating lease right-of-use assets	19,928	18,407
Bank owned life insurance	99,719	76,471
Mortgage servicing rights	1,664	1,527
Goodwill	43,749	43,749
Core deposit intangible	460	567
Accrued interest receivable and other assets	40,676	37,382
Total Assets	5,328,939	4,729,399
LIABILITIES AND SHAREHOLDERS’ EQUITY
Non-interest bearing deposits	792,086	627,114
Interest bearing demand deposits	1,079,336	951,903
Savings	2,457,745	2,126,183
Certificates of deposit	386,452	476,544
Total deposits	4,715,619	4,181,744
Subordinated debentures	20,620	20,620
Subordinated notes, net of unamortized issuance costs	83,661	50,000
Operating lease liabilities	21,159	19,449
Accrued interest payable and other liabilities	45,033	41,449
Total liabilities	4,886,092	4,313,262
Commitments and contingent liabilities
Preferred stock, Series A non-cumulative perpetual, $0 par value; $1,000 liquidation preference; shares authorized 60,375; Shares issued 60,375 at December 31, 2021 and 60,375 at December 31, 2020	57,785	57,785
Common stock, $0 par value; 50,000,000 shares authorized; Shares issued 16,978,057 shares at December 31, 2021 and 16,978,057 at December 31, 2020	0	0
Additional paid in capital	127,351	127,518
Retained earnings	260,582	218,727
Treasury stock, at cost (122,995 shares at December 31, 2021 and 145,049 shares at December 31, 2020)	(2,477)	(2,967)
Accumulated other comprehensive income (loss)	(394)	15,074
Total shareholders’ equity	442,847	416,137
Total Liabilities and Shareholders’ Equity	5,328,939	4,729,399
PPP
ASSETS
Loans	45,203	155,529
Syndicated
ASSETS
Loans	125,761	22,064
All other
ASSETS
Loans	$ 3,463,828	$ 3,194,196

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Debt securities, available-for-sale, amortized cost	$ 698,085	$ 565,493
Preferred Stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, liquidation preference	$ 1	$ 1
Preferred stock, shares authorized (in shares)	60,375	60,375
Preferred stock, shares issued (in shares)	60,375	60,375
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	16,978,057	16,978,057
Treasury stock, shares (in shares)	122,995	145,049

Consolidated Statements of Inco

Consolidated Statements of Income and Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans	$ 157,799	$ 147,547	$ 139,867
Processing fees on PPP loans	8,737	5,140	0
Securities and cash and cash equivalents:
Taxable	11,680	12,362	12,472
Tax-exempt	1,125	1,441	2,372
Dividends	259	677	1,017
Total interest and dividend income	179,600	167,167	155,728
INTEREST EXPENSE:
Deposits	15,062	24,142	30,202
Borrowed funds and finance lease liabilities	23	4,534	5,349
Subordinated debentures (includes $276, $224, and $63 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)	4,735	3,780	3,979
Total interest expense	19,820	32,456	39,530
NET INTEREST INCOME	159,780	134,711	116,198
PROVISION FOR CREDIT LOSS EXPENSE	6,003	15,354	6,024
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	153,777	119,357	110,174
NON-INTEREST INCOME:
Service charges on deposit accounts	6,195	5,095	6,402
Other service charges and fees	2,436	2,548	2,930
Wealth and asset management fees	6,740	5,497	4,627
Net realized gains on available-for-sale securities (includes $783, $2,190, and $148 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities, respectively)	783	2,190	148
Net realized gains on equity securities	0	75	16
Net unrealized gains on equity securities	790	253	1,872
Realized gains on Visa Class B shares	0	0	463
Mortgage banking	3,147	3,354	1,412
Bank owned life insurance	2,638	1,747	1,317
Card processing and interchange income	7,796	5,727	4,641
Other	2,909	1,573	2,147
Total non-interest income	33,434	28,059	25,975
NON-INTEREST EXPENSES:
Compensation and benefits (includes $(44), $0, and $23 accumulated other comprehensive income reclassifications for net amortization of actuarial (gains) losses, respectively)	61,175	48,723	46,405
Net occupancy expense	12,381	12,333	11,221
Amortization of core deposit intangible	107	206	567
Technology expense	11,723	7,153	4,994
State and local taxes	4,057	3,340	3,140
Legal, professional and examination fees	3,517	2,990	2,514
Advertising	2,081	1,993	2,113
FDIC insurance	2,509	2,414	1,252
Merger costs, prepayment penalties and branch closure costs	0	12,642	170
Dues and subscriptions	2,089	1,843	1,876
Card processing and interchange expenses	3,836	3,135	2,891
Other	12,958	10,554	10,365
Total non-interest expenses	116,433	107,326	87,508
INCOME BEFORE INCOME TAXES	70,778	40,090	48,641
INCOME TAX EXPENSE (includes $116, $413, and $13 income tax expense reclassification items, respectively)	13,071	7,347	8,560
NET INCOME	57,707	32,743	40,081
PREFERRED STOCK DIVIDENDS	4,302	1,147	0
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 53,405	$ 31,596	$ 40,081
EARNINGS PER COMMON SHARE:
Basic (in dollars per share)	$ 3.16	$ 1.97	$ 2.63
Diluted (in dollars per share)	$ 3.16	$ 1.97	$ 2.63
OTHER COMPREHENSIVE INCOME (LOSS):
Net change in unrealized gains (losses) on available-for-sale securities, net of reclassification and tax	$ (16,044)	$ 8,140	$ 10,732
Change in actuarial gain, for post-employment health care plan, net of amortization and tax	275	219	428
Change in fair value of interest rate swap agreements designated as a cash flow hedge, net of interest and tax	301	(224)	(225)
Total other comprehensive income (loss)	(15,468)	8,135	10,935
COMPREHENSIVE INCOME	$ 42,239	$ 40,878	$ 51,016

Consolidated Statements of In_2

Consolidated Statements of Income and Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Statement [Abstract]
Accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements	$ 276	$ 224	$ 63
Accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities	783	2,190	148
Accumulated other comprehensive income reclassifications on employee benefits	(44)	0	23
Income tax expense from reclassification	$ (116)	$ (413)	$ (13)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Impact of CECL Adoption	Preferred Stock	Additional Paid-In Capital	Retained Earnings	Retained EarningsImpact of CECL Adoption	Treasury Stock	Accumulated Other Comprehensive Income (Loss)	Restricted Stock	Restricted StockTreasury Stock	Performance Based Restricted Stock Awards	Performance Based Restricted Stock AwardsTreasury Stock
Beginning balance at Dec. 31, 2018	$ 262,830		$ 0	$ 97,602	$ 171,780		$ (2,556)	$ (3,996)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	40,081				40,081
Other comprehensive income (loss)	10,935							10,935
Forfeiture of restricted stock award grants	0			71			(71)
Restricted stock award grants	0			(1,086)			1,086
Performance based restricted stock award grants	0			(21)			21
Stock-based compensation expense	1,346			1,346
Contribution of stock from treasury stock	0
Issuance of common stock, net of issuance costs	1,423			1,423
Purchase of treasury stock	(994)						(994)		$ (289)	$ (289)	$ (8)	$ (8)
Common cash dividends declared	(10,358)				(10,358)
Ending balance at Dec. 31, 2019	304,966	$ (3,391)	0	99,335	201,503	$ (3,391)	(2,811)	6,939
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	32,743				32,743
Other comprehensive income (loss)	8,135							8,135
Restricted stock award grants	0			(934)			934
Performance based restricted stock award grants	0			(217)			217
Stock-based compensation expense	1,410			1,410
Contribution of stock from treasury stock	0
Issuance of common stock, net of issuance costs	3,257			3,257
Purchase of treasury stock	(981)						(981)		(213)	(213)	(113)	(113)
Issuance of preferred equity, net of issuance costs	57,785		57,785
Acquisition of Bank of Akron	24,667			24,667
Preferred cash dividend declared	(1,147)				(1,147)
Common cash dividends declared	(10,981)				(10,981)
Ending balance at Dec. 31, 2020	416,137		57,785	127,518	218,727		(2,967)	15,074
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	57,707				57,707
Other comprehensive income (loss)	(15,468)							(15,468)
Forfeiture of restricted stock award grants	0			64			(64)
Restricted stock award grants	0			(1,374)			1,374
Performance based restricted stock award grants	0			(262)			262
Stock-based compensation expense	1,411			1,411
Contribution of stock from treasury stock	81			(81)			81
Stock-based contribution expense	75			75
Purchase of treasury stock	(1,000)						(1,000)
Purchase of treasury stock for the purpose of tax withholding									$ (143)	$ (143)	$ (20)	$ (20)
Preferred cash dividend declared	(4,302)				(4,302)
Common cash dividends declared	(11,550)				(11,550)
Ending balance at Dec. 31, 2021	$ 442,847		$ 57,785	$ 127,351	$ 260,582		$ (2,477)	$ (394)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Forfeiture of restricted stock award grants (in shares)	2,669		2,699
Restricted stock award grants (in shares)	55,218	36,968	40,978
Performance based restricted stock award grants (in shares)	10,587	8,351	798
Contribution of treasury stock (in shares)	3,000
Issuance of common stock, net of issuance costs (in shares)		115,790	52,568
Purchase of treasury stock (in shares)	36,359	66,600	40,000
Cash dividends declared (in dollars per share)	$ 685	$ 0.68	$ 0.68
Cumulative-effect adjustment due to the adoption of ASU No. 2016-13			ASU No. 2016-13
Restricted Stock
Purchase of treasury stock (in shares)	6,782	7,349	10,467
Performance Based Restricted Stock Awards
Purchase of treasury stock (in shares)	941	3,458	294

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 57,707	$ 32,743	$ 40,081
Adjustments to reconcile net income to net cash provided by operations:
Provision for credit loss expense	6,003	15,354	6,024
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights	6,241	6,082	5,963
Amortization (accretion) of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income	(2,127)	(1,955)	(870)
Net amortization of deferred costs on borrowings	177	0	0
Accretion of deferred PPP processing fees	(8,737)	(5,140)	0
Deferred taxes	(1,691)	1,390	(204)
Net realized gains on sales of available-for-sale securities	(783)	(2,190)	(148)
Net realized and unrealized losses (gains) on equity securities	(790)	(328)	(1,888)
Proceeds from sale of Visa Class B shares	0	0	463
Gain on sale of Visa Class B shares	0	0	(463)
Gain on sale of loans	(2,737)	(2,961)	(990)
Net losses (gains) on dispositions of premises and equipment and foreclosed assets	230	1,097	(377)
Proceeds from sale of loans	95,258	82,619	43,198
Origination of loans held for sale	(95,411)	(87,528)	(43,458)
Income on bank owned life insurance	(2,184)	(1,747)	(1,317)
Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value)	(454)	0	0
Stock-based compensation expense	1,411	1,410	1,346
Stock-based contribution expense	75	0	0
Changes in:
Accrued interest receivable and other assets	(1,056)	(6,242)	1,072
Accrued interest payable, lease liabilities, and other liabilities	7,788	(3,846)	3,610
NET CASH PROVIDED BY OPERATING ACTIVITIES	58,920	28,758	52,042
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, prepayments and calls of available-for-sale securities	170,962	164,488	98,274
Proceeds from sales of available-for-sale securities	33,553	57,185	11,403
Proceeds from sale of equity securities	0	5,935	301
Purchase of available-for-sale securities	(341,140)	(224,080)	(122,358)
Purchase of equity securities	(407)	(2,447)	(436)
Proceeds from loans held for sale previously classified as portfolio loans	1,921	0	0
Loan origination and payments, net	(246,043)	(244,903)	(335,965)
Purchase of bank owned life insurance	(22,000)	0	(8,778)
Proceeds from death benefit of bank owned life insurance policies	1,390	0	0
Net cash from business combinations	0	72,852	0
Redemption (purchase) of FHLB, other equity, and restricted equity interests	(2,258)	7,268	(3,360)
Purchase of premises and equipment	(6,484)	(5,644)	(9,045)
Proceeds from the sale of premises and equipment and foreclosed assets	746	666	1,228
NET CASH USED BY INVESTING ACTIVITIES	(409,760)	(168,680)	(368,736)
Net change in:
Checking, money market and savings accounts	623,967	702,452	459,162
Certificates of deposit	(90,092)	(42,510)	32,379
Purchase of treasury stock	(1,163)	(1,307)	(1,291)
Proceeds from stock offering, net of issuance costs	0	3,257	1,423
Proceeds from preferred stock offering, net of issuance costs	0	57,785	0
Cash dividends paid on common stock	(11,550)	(10,981)	(10,358)
Cash dividends paid on preferred stock	(4,302)	(1,147)	0
Proceeds from issuance of subordinated notes, net of issuance costs	83,484	0	0
Proceeds from long-term borrowings	0	231,985	30,353
Repayments on long-term borrowings	(50,000)	(459,892)	(47,563)
NET CASH PROVIDED BY FINANCING ACTIVITIES	550,344	479,642	464,105
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	199,504	339,720	147,411
CASH AND CASH EQUIVALENTS, Beginning	532,694	192,974	45,563
CASH AND CASH EQUIVALENTS, Ending	732,198	532,694	192,974
Cash paid during the period for:
Interest	20,030	32,957	39,282
Income taxes	11,788	9,524	8,006
SUPPLEMENTAL NONCASH DISCLOSURES:
Transfers to other real estate owned	1,470	241	2,066
Transfers from loans held for sale to loans held for investment	9,965	0	0
Transfers from loans held for investment to loans held for sale	1,921	0	0
Grant of restricted stock awards from treasury stock	1,374	934	1,086
Grant of performance based restricted stock awards from treasury stock	262	217	21
Restricted stock forfeiture	64	0	71
Contribution of stock from treasury stock	81	0	0
Lease liabilities arising from obtaining right-of-use assets	$ 2,643	$ 1,386	$ 19,465

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Unless otherwise indicated, dollar amounts in tables are stated in thousands, except for per share amounts. Business and Organization CNB Financial Corporation (the "Corporation") is headquartered in Clearfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, CNB Bank (the "Bank"). In addition, the Bank provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans as well as a full range of wealth management services. The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services. In addition to the Bank, the Corporation also operates a consumer discount loan and finance business through its wholly owned subsidiary, Holiday Financial Services Corporation ("Holiday"). The Corporation and its other subsidiaries are subject to examination by federal and state regulators. The Corporation’s market area is primarily concentrated in the central and northwest regions of the Commonwealth of Pennsylvania, the central and northeast regions of the state of Ohio, western New York and Roanoke, Virginia. Basis of Financial Presentation The financial statements are consolidated to include the accounts of the Corporation, the Bank, CNB Securities Corporation, Holiday, CNB Risk Management, Inc. and CNB Insurance Agency. All significant intercompany accounts and transactions have been eliminated in the consolidated financial statements. Certain prior period amounts have been reclassified to conform to the current period presentation. Reclassifications had no effect on prior year net income or shareholders’ equity. Risks and Uncertainties The worldwide spread of COVID-19 has created significant uncertainty in the global economy. There have been no comparable recent events that provide guidance as to the effects the global COVID-19 pandemic may have, and, as a result, the ultimate impact of the COVID-19 pandemic and the extent to which the COVID-19 pandemic and the related government responses impact the Corporation’s business, results of operations and financial condition will depend on future developments, which are highly uncertain and difficult to predict. Use of Estimates To prepare financial statements in conformity with U.S. generally accepted accounting principles ("GAAP"), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The Corporation's business is dependent upon the willingness and ability of its employees and customers to conduct banking and other financial transactions. If the global response to contain the COVID-19 pandemic requires further restricted measures or is unsuccessful, the Corporation could experience a material adverse effect on its business, financial condition, results of operations and cash flows. Since the extent to which the COVID-19 pandemic impacts its operations will depend on future developments that are highly uncertain, the Corporation cannot estimate the impact on its business, financial condition or near or long-term financial or operational results with reasonable certainty. Accordingly, the Corporation is disclosing potentially material items of which it is aware. Asset valuation : Currently, the Corporation does not expect the COVID-19 pandemic to affect its ability to account timely for the assets on its balance sheet; however, this could change in future periods due to any number of potential impacts from the COVID-19 pandemic. The COVID-19 pandemic could cause a decline in the Corporation's stock price or the occurrence of what management would deem to be a triggering event that could, under certain circumstances, cause us to perform a goodwill impairment test, resulting in an impairment charge being recorded for that period. In the event that the Corporation concludes that all or a portion of its goodwill is impaired, a non-cash charge for the amount of such impairment would be recorded to earnings. Credit : The Corporation is working with customers directly affected by the COVID-19 pandemic. The Corporation has offered assistance in accordance with regulator guidelines. As a result of the current economic slowdown related to the COVID-19 pandemic, the Corporation is engaging in more frequent communication with borrowers to better understand their situation and the challenges faced, allowing it to respond proactively as needs and issues arise. Determining the appropriateness of the allowance for credit losses on loans is complex and requires judgment by management about the effect of matters that are inherently uncertain. Subsequent evaluations of the then-existing loan portfolio, in light of the factors then prevailing, may result in significant changes in the allowance for credit losses on loans in those future periods. Should economic conditions worsen, the Corporation could experience further increases in its required allowance for credit losses and record additional provision expense. It is possible that the Corporation's asset quality measures could worsen at future measurement periods if the effects of the COVID-19 pandemic are prolonged. Operating Segments While the Corporation monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Cash and Cash Equivalents For purposes of the consolidated statement of cash flows, the Corporation defines cash and cash equivalents as cash and due from banks, interest bearing deposits with other banks, and Federal funds sold. Net cash flows are reported for customer loan and deposit transactions, interest bearing time deposits with other banks and borrowings with original maturities of 90 days or less. Restrictions on Cash Note 20, "Interest Rate Swaps," to the consolidated financial statements discloses the cash collateral balances required to be maintained in connection with the Corporation’s interest rate swaps. Debt Securities Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. The Corporation has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in accrued interest receivable and other assets in the consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the year ended December 31, 2021. Allowance for Credit Losses (Debt Securities Available-for Sale) For available-for-sale debt securities in an unrealized loss position, the Corporation first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For debt securities available-for-sale that do not meet the aforementioned criteria, the Corporation evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management confirms that an available-for-sale security is uncollectable or when either of the criteria regarding intent or requirement to sell is met. As of December 31, 2021 and December 31, 2020, the Corporation determined that the unrealized loss positions in available-for-sale debt securities were not the result of credit losses, and therefore, an allowance for credit losses was not recorded. See Note 3, "Debt Securities," and Note 6, "Fair Value Measurements," for more information about available-for-sale debt securities. Accrued interest receivable on available-for-sale debt securities totaled $2.2 million and $2.2 million at December 31, 2021 and December 31, 2020, respectivley, and is excluded from the estimate of credit losses. Equity Securities Equity securities are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Loans Held for Sale Loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of the mortgage loan sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. Accrued interest receivable totaled $13.3 million and $15.4 million at December 31, 2021 and December 31, 2020, respectively, and was reported in accrued interest receivable and other assets on the consolidated balance sheets and is excluded from the estimate of credit losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income on mortgage and commercial loans is discontinued and placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Consumer loans continue to accrue interest until they are recorded as charge-offs no later than 180 days past due unless the loan is in the process of collection. Past-due status is based on the contractual terms of the loan. Loans, including loans modified in a troubled debt restructuring, are placed on nonaccrual or recorded as charge-offs at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not received on loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Under the cash-basis method, interest income is recorded when the payment is received in cash. For all portfolio segments, loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Purchased Credit Deteriorated ("PCD") Loans The Corporation has purchased loans, some of which have experienced more than insignificant credit deterioration since origination. PCD loans are recorded at the amount paid. An allowance for credit losses is determined using the same methodology as other loans held for investment. The initial allowance for credit losses determined on a collective basis is allocated to individual loans. The sum of the loan's purchase price and allowance for credit losses becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized into interest income over the life of the loan. Subsequent changes to the allowance for credit losses are recorded through provision expense. Troubled Debt Restructurings ("TDRs") Loans are classified as TDRs when a borrower is experiencing financial difficulty and the Corporation has granted a concession that would not have otherwise been made for a borrower with similar credit characteristics. Prior to granting a modification, the borrower's ability to repay the loan is evaluated, including: current income levels and debt to income ratio, credit score, payment history and an evaluation of secondary repayment sources, if any is updated. The Corporation's policy is to modify loans typically through a payment reduction or through an interest rate reduction for a specified period of time, usually six The Corporation has implemented various consumer and commercial loan modification programs to provide its borrowers relief from the economic impacts of COVID-19. In accordance with the CARES Act, loans to borrowers experiencing financial difficulty related to the COVID-19 pandemic which were granted short-term modifications after March 1, 2020 and which were not more than 30 days past due as of December 31, 2019 are exempt from TDR classification. In addition, for loans modified in response to the COVID-19 pandemic that do not meet the above delinquency criteria (e.g., more than 30 days past due as of December 31, 2019), the Corporation applies the guidance included in an interagency statement issued by the bank regulatory agencies. This guidance states that loan modifications performed in light of the COVID-19 pandemic, including loan payment deferrals that are up to six months in duration, that were granted to borrowers who were less than 30 days past due as of the implementation date of a loan modification program are exempt from TDR classification. For loan modifications that include a payment deferral and are not TDRs, the borrower’s past due and nonaccrual status will not be impacted during the deferral period. Interest income will continue to be recognized over the contractual life of the loan. Concentration of Credit Risk Most of the Corporation’s business activity is with customers located within the Commonwealth of Pennsylvania and the states of Ohio, New York and Virginia. Therefore, the Corporation’s exposure to credit risk is significantly affected by changes in the economies of Pennsylvania, Ohio, New York and Virginia. Allowance for Credit Losses - Loans The allowance for credit losses on loans represents management’s estimate of expected credit losses over the estimated life of our existing portfolio of loans. The allowance for credit losses is a valuation account that is deducted from the loan's amortized cost basis to present the net amount expected to be collected on the loans. The expense for credit loss recorded through earnings is the amount necessary to maintain the allowance for credit losses on loans at the amount of expected credit losses inherent within the loan portfolio. Loans are recorded as charge-offs against the allowance when management confirms a loan balance is uncollectable. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts, and other significant qualitative and quantitative factors. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, changes in environmental conditions, delinquency level, segment growth rates and changes in duration within new markets, or other relevant factors. For further information on the allowance for credit losses on loans, see Note 4, "Loans," for additional detail. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Corporation has segregated its portfolio segments based on federal call report codes which classify loans based on the primary collateral supporting the loan. The following are the Corporation's segmented portfolios: 1-4 Family Construction : The Bank originates construction loans to finance 1-4 family residential buildings. Construction loans include not only construction of new structures, but also additions or alterations to existing structures and the demolition of existing structures to make way for new structures. Construction loans are generally secured by real estate. The primary risk characteristics are specific to the uncertainty on whether the construction will be completed according to the specifications and schedules. Factors that may influence the completion of construction may be customer specific, or related to changes in general economic conditions. Other construction loans and all land development and other land loans : The Bank originates construction loans to finance land development preparatory to erecting new structures or the on-site construction of industrial, commercial, or multi-family buildings. Construction loans include not only construction of new structures, but also additions or alterations to existing structures and the demolition of existing structures to make way for new structures. Construction loans are generally secured by real estate. The primary risk characteristics are specific to the uncertainty on whether the construction will be completed according to the specifications and schedules. Factors that may influence the completion of construction may be customer specific, such as the quality and depth of property management, or related to changes in general economic conditions. Farmland (including farm residential and other improvements) : The Bank originates loans secured by farmland and improvements thereon, secured by mortgages. Farmland includes all land known to be used or usable for agricultural purposes, such as crop and livestock production. Farmland also includes grazing or pasture land, whether tillable or not and whether wooded or not. The primary risk characteristics are specific to the uncertainty on production, market, financial, environmental and human resources. Home equity lines of credit : The primary risk characteristics associated with home equity lines of credit typically involve changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as major medical expenses, catastrophic events, divorce and death. Home equity lines of credit are typically originated with variable or floating interest rates, which could expose the borrower to higher payments in a rising interest rate environment. Real estate values could decrease and cause the value of the underlying property to fall below the loan amount, creating additional potential loss exposure for the Bank. Residential Mortgages secured by first liens : The Bank originates one-to-four family residential mortgage loans primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. These loans are secured by first liens on a primary residence or investment property. The primary risk characteristics associated with residential mortgage loans typically involve major changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as major medical expenses, catastrophic events, divorce or death. Residential mortgage loans that have adjustable rates could expose the borrower to higher payments in a rising interest rate environment. Real estate values could decrease and cause the value of the underlying property to fall below the loan amount, creating additional potential loss exposure for the Bank. Residential Mortgages secured by junior liens : The Bank originates loans secured by junior liens against one to four family properties primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. Loans secured by junior liens are primarily in the form of an amortizing home equity loan. These loans are subordinate to a first mortgage which may be from another lending institution. The primary risk characteristics associated with loans secured by junior liens typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Real estate values could decrease and cause the value of the property to fall below the loan amount, creating additional potential loss exposure for the Bank. Multifamily (5 or more) residential properties : The Bank originates mortgage loans for multifamily properties primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. Multifamily loans are expected to be repaid from the cash flows of the underlying property so the collective amount of rents must be sufficient to cover all operating expenses, property management and maintenance, taxes and debt service. Increases in vacancy rates, interest rates or other changes in general economic conditions can have an impact on the borrower and its ability to repay the loan. Owner-occupied, nonfarm nonresidential properties : The Bank originates mortgage loans to operating companies primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. Owner-occupied real estate properties primarily include retail buildings, medical buildings and industrial/warehouse space. Owner-occupied loans are typically repaid first by the cash flows generated by the borrower’s business operations. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and positive cash flow. Factors that may influence a borrower's ability to repay their loan include demand for the business’ products or services, the quality and depth of management, the degree of competition, regulatory changes, and general economic conditions. Non-owner occupied, nonfarm nonresidential properties : The Bank originates mortgage loans for commercial real estate that is managed as an investment property primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. Commercial real estate properties primarily include retail buildings/shopping centers, hotels, office/medical buildings and industrial/warehouse space. Increases in vacancy rates, interest rates or other changes in general economic conditions can have an impact on the borrower and its ability to repay the loan. Commercial real estate loans are generally considered to have a higher degree of credit risk as they may be dependent on the ongoing success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of exposure to economic conditions. Agricultural production and other loans to farmers : The Bank originates loans secured or unsecured to farm owners and operators (including tenants) or to nonfarmers for the purpose of financing agricultural production, including the growing and storing of crops, the marketing or carrying of agricultural products by the growers thereof, and the breeding, raising, fattening, or marketing of livestock, and for purchases of farm machinery, equipment, and implements. The primary risk characteristics are specific to the uncertainty on production, market, financial, environmental and human resources. Commercial and Industrial : The Bank originates lines of credit and term loans to operating companies for business purposes. The loans are generally secured by business assets such as accounts receivable, inventory, business vehicles and equipment as well as the stock of a company, if privately held. Commercial and Industrial loans are typically repaid first by the cash flows generated by the borrower’s business operations. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and positive cash flow. Factors that may influence a borrower's ability to repay their loan include demand for the business’ products or services, the quality and depth of management, the degree of competition, regulatory changes, and general economic conditions. The ability of the Bank to foreclose and realize sufficient value from business assets securing these loans is often uncertain. To mitigate the risk characteristics of commercial and industrial loans, commercial real estate may be included as a secondary source of collateral. The Bank will often require more frequent reporting requirements from the borrower in order to better monitor its business performance. Credit cards : The Bank originates credit cards offered to individuals and businesses for household, family, other personal and business expenditures. Credit cards generally are floating rate loans and include both unsecured and secured lines. Credit card loans generally do not have stated maturities and are unconditionally cancellable. The primary risk characteristics associated with credit cards typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Other revolving credit plans : The Bank originates lines of credit to individuals for household, family, and other personal expenditures. Consumer loans generally have higher interest rates and shorter terms than residential loans but tend to have higher credit risk due to the type of collateral securing the loan or in some cases the absence of collateral. The primary risk characteristics associated with other revolving loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Automobile : The Bank originates consumer loans extended for the purpose of purchasing new and used passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use. The primary risk characteristics associated with automobile loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Other consumer : The Bank originates loans to individuals for household, family, and other personal expenditures. This also represents all other loans that cannot be categorized in any of the previous mentioned consumer loan segments. Consumer loans generally have higher interest rates and shorter terms than residential loans but tend to have higher credit risk due to the type of collateral securing the loan or in some cases the absence of collateral. The primary risk characteristics associated with other consumer loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Obligations (other than securities and leases) of states and political subdivisions : The Bank originates various types of loans made directly to municipalities. These loans are repaid through general cash flows or through specific revenue streams, such as water and sewer fees. The primary risk characteristics associated with municipal loans are the municipality's ability to manage cash flow, balance the fiscal budget, fixed asset and infrastructure requirements. Additional risks include changes in demographics, as well as social and political conditions. Other loans : The Bank originates other loans, such as loans to nonprofit organizations, including churches, hospitals, educational and charitable institutions, clubs, and similar associations. The primary risk characteristics associated with these types of loans are repayment, demographic, social, political and reputation risks. Overdrafts : The Bank reports overdrawn customer deposit balances as loans. Methods utilized by management to estimate expected credit losses include a discounted cash flow ("DCF") model that discounts instrument-level contractual cash flows, adjusted for prepayments and curtailments, incorporating loss expectations, and a weighted average remaining maturity ("WARM") model which contemplates expected losses at a pool-level, utilizing historic loss information. Under both models, management estimates the allowance for credit losses on loans using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. After the end of the reasonable and supportable forecast period, the loss rates revert to the mean loss rate over a period of eight quarters. Historical credit loss experience, including examination of loss experience at representative peer institutions when the Corporation’s loss history does not result in estimations that are meaningful to users of the Corporation’s Consolidated Financial Statements, provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, changes in environmental conditions, delinquency level, segment growth rates and changes in duration within new markets, or other relevant factors. The DCF model uses inputs of current and forecasted macroeconomic indicators to predict future loss rates. The current macroeconomic indicator utilized by the Corporation is the Federal unemployment rate and the S&P/Case-Shiller U.S. National Home Price Index for select collective residential related pools. In building the CECL methodology utilized in the DCF model, a correlation between this indicator and historic loss levels was developed, enabling a prediction of future loss rates related to future Federal unemployment rates and S&P/Case-Shiller U.S. National Home Price Index. The portfolio segments utilizing the DCF methodology comprised 88.4% and 90.8% of the amortized cost of loans

Business Combinations

Business Combinations	12 Months Ended
	Dec. 31, 2021
Business Combination and Asset Acquisition [Abstract]
Business Combinations	Business Combinations On July 17, 2020, the Corporation completed its previously announced acquisition of Bank of Akron, pursuant to the Merger Agreement. Under the terms of the Merger Agreement, Bank of Akron merged with and into the Bank (the "Merger"), with the Bank continuing as the surviving entity. Banking offices of Bank of Akron continue to operate under the trade name BankOnBuffalo, a division of the Bank. Pursuant to the Merger Agreement, for each share of Bank of Akron common stock, Bank of Akron shareholders were entitled to elect to receive either (x) $215.00 in cash or (y) 6.6729 shares of the Corporation's common stock and also received cash in lieu of fractional shares. Elections were subject to proration procedures whereby at least 75% of the shares of Bank of Akron common stock were exchanged for shares of the Corporation's common stock. Based on the elections and proration procedures, the total consideration payable to Bank of Akron shareholders was approximately $40.8 million, comprised of approximately $16.1 million in cash and 1,501,321 shares of the Corporation's common stock, net of fractional shares, valued at approximately $24.7 million based on the July 17, 2020 closing price of $16.43 per share of the Corporation's common stock. Bank of Akron's results of operations were included in the Corporation's results of operations beginning July 17, 2020. The Corporation incurred no merger-related expenses during the year ended December 31, 2021 and $4.0 million of merger-related expenses during the year ended December 31, 2020, consisting largely of professional services of attorneys, accountants, investment bankers and other advisors. There were $170 thousand in merger-related expenses incurred during the year ended December 31, 2019. July 17, 2020 Merger consideration Value of stock consideration assigned to Bank of Akron common shares exchanged for stock paid to shareholders $ 24,667 Value of cash consideration for Bank of Akron common stock exchanged for cash 16,126 Total merger consideration $ 40,793 Core deposit intangible ("CDI") of $613 thousand and goodwill of $5.0 million were recognized as a result of the acquisition. Goodwill represents the future economic benefits arising from net assets acquired that are not individually identified and separately recognized and is attributable to synergies expected to be derived from the combination of the two entities. Goodwill recognized in this transaction is not deductible for income tax purposes. July 17, 2020 Identifiable net assets acquired, at fair value Assets acquired Cash and due from banks $ 78,830 Interest bearing deposits with other banks 10,148 Investment securities 29,407 Loans, net of allowance for credit losses on PCD loans 319,063 Premises and equipment, net 4,265 Core deposit intangible 613 Deferred tax assets 2,777 Bank owned life insurance 8,187 Accrued interest receivable and other assets 5,307 Total assets acquired $ 458,597 Liabilities assumed Deposits $ 419,475 Accrued interest payable and other liabilities 3,348 Total liabilities assumed 422,823 Total fair value of identifiable net assets 35,774 Total merger consideration 40,793 Goodwill recognized $ 5,019 The Corporation accounted for this transaction under the acquisition method of accounting in accordance with ASC 805, Business Combinations, which requires purchased assets and liabilities assumed and consideration exchanged to be recorded at their respective estimated fair values at the date of acquisition. The determination of estimated fair values required management to make certain estimates about discount rates, future expected cash flows, market conditions at the time of the acquisition and other future events that are highly subjective in nature and subject to refinement for up to one year after the closing date of acquisition as additional information relative to the closing date fair values becomes available and such information is considered final, whichever is earlier. The calculation of goodwill is subject to change for up to one year after the closing date of transaction as additional information relative to the closing date estimates and uncertainties becomes available. There were no adjustments recorded to goodwill or closing date fair values subsequent to December 31, 2020 and the measurement period closed in July 2021. Financial assets acquired in a business combination after January 1, 2020 are recorded in accordance with ASC Topic 326, after which acquired assets are separated into two types. Purchased credit deteriorated ("PCD") assets are acquired assets that, as of the acquisition date, have experienced a more-than-insignificant deterioration in credit quality since origination. Non-PCD assets are acquired assets that have experienced no or insignificant deterioration in credit quality since origination. To distinguish between the two types of acquired assets, the Corporation evaluates risk characteristics that have been determined to be indicators of deteriorated credit quality. In the case of loans, the determining criteria may involve general characteristics, such as loan payment history or changes in creditworthiness since the loan was originated, while others are relevant to recent economic conditions, such as borrowers in industries impacted by the COVID-19 pandemic. Securities The estimated fair values of the securities were calculated utilizing Level 2 inputs. The securities acquired are bought and sold in active markets. Prices for these instruments were obtained through security industry sources that actively participate in the buying and selling of securities. Loans Bank of Akron’s loan portfolio was recorded at fair value at the date of acquisition. A valuation of Bank of Akron’s loan portfolio was performed as of the acquisition date in accordance with ASC 820 to assess the fair value of the loan portfolio, considering adjustments for market discount rates, credit, and liquidity. The loan portfolio was segmented into two groups: non-PCD loans and PCD loans. The non-PCD loans were pooled based on similar characteristics, such as loan type, fixed or adjustable interest rates, payment type, index rate and caps/floors, and nonaccrual status. The PCD loans were valued on a pooled basis and at the loan level with similar characteristics noted above. Premises and Equipment Fair values are based upon appraisal values. In addition to owned properties, Bank of Akron operated one property subject to a lease agreement. Core deposit intangible The CDI on non-maturing deposits was determined by evaluating the underlying characteristics of the deposit relationships, including customer attrition, deposit interest rates and maintenance costs, fee income and costs of alternative funding using the discounted cash flow approach. The core deposit intangibles represent the costs saved by the Corporation between maintaining the existing deposits and obtaining alternative funds over the life of the deposit base. Fixed maturity deposits In determining the fair value of certificates of deposit, the cash flows of the contractual interest payments during the specific period of the certificates of deposit and scheduled principal payout were discounted to present value at market-based interest rates. Supplemental Pro Forma Financial Information The following table presents certain unaudited pro forma financial information for illustrative purposes only, for the year ended December 31, 2020 and 2019, respectively, as if Bank of Akron had been acquired on January 1, 2019. This unaudited pro forma information combines the historical results of Bank of Akron with the Corporation’s consolidated historical results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the respective periods. The pro forma information is not indicative of what would have occurred had the acquisition occurred as of the beginning of the year prior to the acquisition. The unaudited pro forma information does not consider any changes to the provision expense resulting from recording loan assets at fair value, cost savings or business synergies. As a result, actual amounts would have differed from the unaudited pro forma information presented and the differences could be significant. December 31, 2020 December 31, 2019 Net interest income $ 137,097 $ 119,062 Net income $ 34,628 $ 42,343 Basic earnings per common share $ 2.01 $ 2.54 Diluted earnings per common share $ 2.01 $ 2.54

Securities

Securities	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Securities available-for-sale at December 31, 2021 and 2020 were as follows: December 31, 2021 December 31, 2020 Amortized Gross Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Gov’t sponsored entities $ 110,788 $ 2,728 $ (1,768) $ 111,748 $ 150,404 $ 6,698 $ (60) $ 157,042 State & political subdivisions 103,232 2,162 (1,682) 103,712 67,819 3,186 (122) 70,883 Residential & multi-family mortgage 437,021 4,127 (6,513) 434,635 306,054 9,276 (138) 315,192 Corporate notes & bonds 28,257 250 (443) 28,064 15,221 105 (400) 14,926 Pooled SBA 18,787 283 (38) 19,032 24,975 912 (1) 25,886 Other 0 0 0 0 1,020 0 (41) 979 Total $ 698,085 $ 9,550 $ (10,444) $ 697,191 $ 565,493 $ 20,177 $ (762) $ 584,908 Information pertaining to security sales is as follows: Year ended December 31 Proceeds Gross Gains Gross Losses 2021 $ 33,553 $ 783 $ 0 2020 57,185 2,257 67 2019 11,403 152 4 The tax provision related to these net realized gains at December 31, 2021, 2020 and 2019 were $164 thousand, $460 thousand, and $31 thousand, respectively. The following is a schedule of the contractual maturity of securities available for sale, excluding equity securities, at December 31, 2021: December 31, 2021 Amortized Cost Fair Value 1 year or less $ 17,959 $ 18,241 1 year – 5 years 77,146 78,191 5 years – 10 years 139,201 139,000 After 10 years 7,971 8,092 242,277 243,524 Residential and multi-family mortgage 437,021 434,635 Pooled SBA 18,787 19,032 Total debt securities $ 698,085 $ 697,191 Mortgage securities and pooled SBA securities are not due at a single date; periodic payments are received based on the payment patterns of the underlying collateral. On December 31, 2021 and 2020, securities carried at $461.5 million and $453.4 million, respectively, were pledged to secure public deposits and for other purposes as provided by law. At December 31, 2021 and 2020, there were no holdings of securities by any one issuer, other than U.S. Government sponsored entities, in an amount greater than 10% of shareholders’ equity. Securities with unrealized losses at December 31, 2021 and 2020, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: December 31, 2021 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ 23,733 $ (553) 37,911 (1,215) $ 61,644 $ (1,768) State & political subdivisions 55,636 (1,399) 5,026 (283) 60,662 (1,682) Residential & multi-family mortgage 248,690 (4,837) 45,185 (1,676) 293,875 (6,513) Corporate notes & bonds 6,466 (249) 3,806 (194) 10,272 (443) Pooled SBA 4,394 (37) 127 (1) 4,521 (38) 338,919 $ (7,075) $ 92,055 $ (3,369) $ 430,974 $ (10,444) December 31, 2020 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities 24,991 (60) 0 0 24,991 (60) State & political subdivisions 3,854 (19) 164 (103) 4,018 (122) Residential and multi-family mortgage 44,092 (119) 3,277 (19) 47,369 (138) Corporate notes & bonds 0 0 4,545 (400) 4,545 (400) Pooled SBA 525 (1) 0 0 525 (1) Other 0 0 979 (41) 979 (41) 73,462 (199) 8,965 (563) 82,427 (762) The Corporation evaluates securities for other-than-temporary impairment on a quarterly basis, or more frequently when economic or market conditions warrant such an evaluation. At December 31, 2021 and 2020, management performed an assessment for possible other-than-temporary impairment of the Corporation’s debt securities, relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. Based on the results of the assessment, management believes impairment of these debt securities at December 31, 2021 and 2020 to be temporary. For the securities that comprise corporate notes and bonds and the securities that are issued by state and political subdivisions, management monitors publicly available financial information, such as filings with the Securities and Exchange Commission, in order to evaluate the securities for other-than-temporary impairment. For financial institution issuers, management monitors information from quarterly "call" report filings that are used to generate Uniform Bank Performance Reports. All other securities that were in an unrealized loss position at the balance sheet date were reviewed by management, and issuer-specific documents were reviewed as appropriate given the following considerations; the financial condition and near-term prospects of the issuer and whether downgrades by bond rating agencies have occurred, and whether management does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. As of December 31, 2021 and 2020, management concluded that the securities described in the previous paragraph were not other-than-temporarily impaired for the following reasons: • There is no indication of any significant deterioration of the creditworthiness of the institutions that issued the securities. • All contractual interest payments on the securities have been received as scheduled, and no information has come to management’s attention through the processes previously described which would lead to a conclusion that future contractual payments will not be timely received. The Corporation does not intend to sell and it is not more likely than not that it will be required to sell the securities in an unrealized loss position before recovery of its amortized cost basis. Equity securities at December 31, 2021 and 2020 were as follows: December 31, 2021 December 31, 2020 Corporate equity securities $ 6,715 $ 4,343 Mutual funds 2,566 1,283 Money market 506 404 Corporate notes and bonds 579 569 U.S. Government sponsored entities 0 50 Total $ 10,366 $ 6,649 During December 31, 2021, 2020, and 2019, the Corporation sold equity securities. Proceeds were $0 in December 31, 2021, $5.9 million in December 31, 2020 and $301 thousand in December 31, 2019, resulting in net realized gains of $0 in December 31, 2021, $75 thousand in December 31, 2020, and $16 thousand in December 31, 2019. During 2019, the Corporation sold Visa Class B shares. The proceeds and realized gain related to the sale of the Visa Class B shares were $463 thousand.

Loans

Loans	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Loans	Loans Total net loans at December 31, 2021 and 2020 are summarized as follows: 2021 Percentage 2020 Percentage Farmland $ 23,768 0.7 % $ 23,316 0.7 % Owner-occupied, nonfarm nonresidential properties 434,672 12.0 % 407,924 12.1 % Agricultural production and other loans to farmers 1,379 0.0 % 2,664 0.1 % Commercial and Industrial 1 708,989 19.5 % 663,550 19.7 % Obligations (other than securities and leases) of states and political subdivisions 140,887 3.9 % 132,818 3.9 % Other loans 13,979 0.4 % 11,961 0.4 % Other construction loans and all land development and other land loans 298,869 8.2 % 205,734 6.1 % Multifamily (5 or more) residential properties 216,143 5.9 % 212,815 6.3 % Non-owner occupied, nonfarm nonresidential properties 663,062 18.2 % 640,945 19.0 % 1-4 Family Construction 37,822 1.0 % 27,768 0.8 % Home equity lines of credit 104,517 2.9 % 109,444 3.2 % Residential Mortgages secured by first liens 826,729 22.7 % 777,030 23.0 % Residential Mortgages secured by junior liens 56,689 1.6 % 53,726 1.6 % Other revolving credit plans 26,536 0.7 % 25,507 0.8 % Automobile 20,862 0.6 % 25,344 0.8 % Other consumer 49,676 1.4 % 42,792 1.3 % Credit cards 9,935 0.3 % 8,115 0.2 % Overdrafts 278 0.0 % 336 0.0 % Total loans $ 3,634,792 100.0 % $ 3,371,789 100.0 % Less: Allowance for credit losses (37,588) (34,340) Loans, net $ 3,597,204 $ 3,337,449 Net deferred loan origination fees (costs) included in the above loan table $ 5,667 $ 8,789 1 PPP loans, net of deferred PPP processing fees, both those disbursed in 2020 and those disbursed in 2021, are included in the Commercial and Industrial classification and totaled $45.2 million and $155.5 million as of December 31, 2021 and 2020, respectively. In addition, syndicated loans, net of deferred fees and costs, are included in the Commercial and Industrial classification and totaled $125.8 million and $22.1 million as of December 31, 2021 and 2020, respectively. The Corporation’s outstanding loans and related unfunded commitments are primarily concentrated within central and northwest Pennsylvania, central and northeast Ohio, western New York and Roanoke, Virginia. The Bank attempts to limit concentrations within specific industries by utilizing dollar limitations to single industries or customers, and by entering into participation agreements with third parties. Collateral requirements are established based on management’s assessment of the customer. The Corporation maintains lending policies to control the quality of the loan portfolio. These policies delegate the authority to extend loans under specific guidelines and underwriting standards. These policies are prepared by the Corporation’s management and reviewed and ratified annually by the Corporation’s Board of Directors. As a result of the adoption of ASC 326 effective January 1, 2020, there is a lack of comparability in both the allowance and provisions for credit losses for the periods presented. Beginning with the quarter ended December 31, 2020, the Corporation adopted ASC 326 and subsequent results are presented using the current expected credit losses (“CECL”) methodology. Prior to the quarter ended December 31, 2020, the results were reported in accordance with the incurred loss methodology and have not been restated. PPP loans, both those disbursed in 2020 and those disbursed in 2021, are included in the commercial and industrial classification and, as the PPP loans are fully guaranteed by the Small Business Administration, no required allowance for credit losses was recorded against the PPP loans, net of deferred PPP processing fees, outstanding of $45.2 million and $155.5 million as of December 31, 2021 and 2020, respectively. Syndicated loans, net of deferred fees and costs, are included in the commercial and industrial classification and totaled $125.8 million and $22.1 million as of December 31, 2021 and 2020, respectively. Transactions in the allowance for credit losses for the year ended December 31, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Loss Expense Ending Allowance Farmland $ 221 $ 0 $ 0 $ (70) $ 151 Owner-occupied, nonfarm nonresidential properties 3,700 (584) 10 213 3,339 Agricultural production and other loans to farmers 24 0 0 (15) 9 Commercial and Industrial 6,233 (163) 203 2,564 8,837 Obligations (other than securities and leases) of states and political subdivisions 998 (407) 30 1,028 1,649 Other loans 68 0 0 81 149 Other construction loans and all land development and other land loans 1,956 (282) 0 524 2,198 Multifamily (5 or more) residential properties 2,724 0 0 (435) 2,289 Non-owner occupied, nonfarm nonresidential properties 8,658 (49) 0 (2,128) 6,481 1-4 Family Construction 82 0 0 76 158 Home equity lines of credit 985 (7) 5 186 1,169 Residential Mortgages secured by first liens 4,539 (79) 47 2,436 6,943 Residential Mortgages secured by junior liens 241 (3) 0 308 546 Other revolving credit plans 507 (41) 13 49 528 Automobile 132 (26) 3 154 263 Other consumer 2,962 (1,193) 140 637 2,546 Credit cards 66 (112) 18 120 92 Overdrafts 244 (438) 160 275 241 Total loans $ 34,340 $ (3,384) $ 629 $ 6,003 $ 37,588 The Corporation's allowance for credit losses is influenced by loan volumes, risk rating migration, delinquency status and other conditions influencing loss expectations, such as reasonable and supportable forecasts of economic conditions. For the year ended December 31, 2021, the allowance for credit losses increased due to the growth in the Corporation's loan portfolio, coupled with qualitative adjustments in the Corporation's residential and consumer loan portfolios, growth in new market areas, and qualitative adjustments related to the continued uncertainty with the pandemic and economic environment. These factors were partially offset by improvements in the Corporation's historical loss rates and quantitative inputs including the unemployment forecast and prepayment and curtailment speeds, as well as the impact of net charge-offs and improvements or resolutions in the Corporation's individually evaluated loans. There is still a significant amount of uncertainty related to the economic impact of COVID-19, including duration, new variants, future government responses, and the resiliency of the U.S. economy. During 2021, management reviewed internal and external factors to consider the need for any qualitative adjustments to the quantitative model. Specifically, management reevaluated the loss given default assumptions that utilize Frye Jacobs, the time period used for prepayment and curtailment speeds and the unemployment forecast. Management will continue to evaluate its estimate of expected credit losses as new information becomes available. Transactions in the allowance for loan losses for the year ended December 31, 2020 were as follows: Beginning Impact of ASC 326 Adoption Initial Allowance on Loans Purchased with Credit Deterioration (Charge-offs) Recoveries Provision (Benefit) for Credit Loss Expense Ending Allowance (After ASC 326 Adoption) Farmland $ 190 $ 61 $ 0 $ 0 $ 0 $ (30) $ 221 Owner-occupied, nonfarm nonresidential properties 2,390 (754) 82 (61) 12 2,031 3,700 Agricultural production and other loans to farmers 25 5 0 0 0 (6) 24 Commercial and Industrial 4,105 (631) 216 (2,779) 39 5,283 6,233 Obligations (other than securities and leases) of states and political subdivisions 1,022 (231) 0 0 0 207 998 Other loans 41 8 0 0 0 19 68 Other construction loans and all land development and other land loans 2,327 780 228 0 125 (1,504) 1,956 Multifamily (5 or more) residential properties 1,087 312 24 0 0 1,301 2,724 Non-owner occupied, nonfarm nonresidential properties 3,980 2,547 335 (1,522) 52 3,266 8,658 1-4 Family Construction 56 (35) 0 0 0 61 82 Home equity lines of credit 180 421 22 (6) 1 367 985 Residential Mortgages secured by first liens 1,220 1,100 73 (285) 65 2,366 4,539 Residential Mortgages secured by junior liens 114 135 0 (158) 2 148 241 Other revolving credit plans 296 378 0 (137) 21 (51) 507 Automobile 156 (96) 0 (29) 2 99 132 Other consumer 1,960 1,021 0 (1,513) 130 1,364 2,962 Credit cards 84 (58) 0 (153) 14 179 66 Overdrafts 240 0 0 (435) 185 254 244 Total loans $ 19,473 $ 4,963 $ 980 $ (7,078) $ 648 $ 15,354 $ 34,340 Transactions in the allowance for loan losses for the year ended December 31, 2019 were as follows: Commercial, Commercial Residential Consumer Credit Overdrafts Total Allowance for loan losses, January 1, 2019 $ 7,341 $ 7,490 $ 2,156 $ 2,377 $ 103 $ 237 $ 19,704 Charge-offs (205) (3,391) (386) (2,200) (116) (453) (6,751) Recoveries 17 124 73 154 15 113 496 Provision for loan losses 1,134 2,729 (344) 2,080 82 343 6,024 Allowance for loan losses, December 31, 2019 $ 8,287 $ 6,952 $ 1,499 $ 2,411 $ 84 $ 240 $ 19,473 The following table presents information related to impaired loans by class of loan as of and for the year ended December 31, 2019: Year Ended December 31, 2019 Average Interest Cash Basis With an allowance recorded: Commercial, industrial, and agricultural $ 1,750 $ 90 $ 90 Commercial mortgage 6,586 119 119 Residential real estate 191 13 13 Overdrafts 0 0 0 With no related allowance recorded: Commercial, industrial, and agricultural 4,919 208 208 Commercial mortgage 3,985 158 158 Residential real estate 294 11 11 Overdrafts 0 0 0 Total $ 17,725 $ 599 $ 599 The following tables present the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of December 31, 2021: Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 965 $ 965 $ 0 Owner-occupied, nonfarm nonresidential properties 850 762 0 Commercial and Industrial 7,060 1,653 8 Other construction loans and all land development and other land loans 516 77 0 Multifamily (5 or more) residential properties 1,270 5 0 Non-owner occupied, nonfarm nonresidential properties 3,771 2,143 0 Home equity lines of credit 824 824 0 Residential Mortgages secured by first liens 3,410 3,410 137 Residential Mortgages secured by junior liens 147 147 0 Other revolving credit plans 13 13 0 Automobile 36 36 0 Other consumer 558 558 0 Credit cards 0 0 23 Total loans $ 19,420 $ 10,593 $ 168 The following tables present the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of December 31, 2020: Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 1,844 $ 633 $ 0 Owner-occupied, nonfarm nonresidential properties 1,781 967 0 Commercial and Industrial 6,657 959 0 Other construction loans and all land development and other land loans 2,349 77 0 Multifamily (5 or more) residential properties 288 0 0 Non-owner occupied, nonfarm nonresidential properties 11,932 9,466 0 Home equity lines of credit 685 685 0 Residential Mortgages secured by first liens 4,175 3,495 283 Residential Mortgages secured by junior liens 114 114 0 Other revolving credit plans 6 6 0 Automobile 32 32 0 Other consumer 496 496 8 Credit cards 0 0 34 Total loans $ 30,359 $ 16,930 $ 325 All payments received while on nonaccrual status are applied against the principal balance of the loan. The Corporation does not recognize interest income while loans are on nonaccrual status. The following tables present the amortized cost basis of collateral-dependent loans by class of loans that are individually evaluated as of December 31, 2021: Real Estate Collateral Non-Real Estate Collateral Farmland $ 920 $ 0 Owner-occupied, nonfarm nonresidential properties 194 9 Commercial and Industrial 1,488 2,351 Other construction loans and all land development and other land loans 438 0 Multifamily (5 or more) residential properties 1,265 0 Non-owner occupied, nonfarm nonresidential properties 3,378 0 Residential Mortgages secured by first liens 435 0 Total loans $ 8,118 $ 2,360 The following tables present the amortized cost basis of collateral-dependent loans by class of loans that are individually evaluated as of December 31, 2020: Real Estate Collateral Non-Real Estate Collateral Farmland $ 1,793 $ 0 Owner-occupied, nonfarm nonresidential properties 285 587 Commercial and Industrial 594 5,600 Other construction loans and all land development and other land loans 2,272 0 Multifamily (5 or more) residential properties 288 0 Non-owner occupied, nonfarm nonresidential properties 9,072 880 Residential Mortgages secured by first liens 1,135 0 Total loans $ 15,439 $ 7,067 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2021 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ 348 $ 0 $ 0 $ 348 $ 23,420 $ 23,768 Owner-occupied, nonfarm nonresidential properties 278 18 414 710 433,962 434,672 Agricultural production and other loans to farmers 0 0 0 0 1,379 1,379 Commercial and Industrial 377 13 333 723 708,266 708,989 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 140,887 140,887 Other loans 0 0 0 0 13,979 13,979 Other construction loans and all land development and other land loans 0 0 77 77 298,792 298,869 Multifamily (5 or more) residential properties 0 10 209 219 215,924 216,143 Non-owner occupied, nonfarm nonresidential properties 0 0 1,792 1,792 661,270 663,062 1-4 Family Construction 0 0 0 0 37,822 37,822 Home equity lines of credit 506 50 172 728 103,789 104,517 Residential Mortgages secured by first liens 1,286 1,145 1,647 4,078 822,651 826,729 Residential Mortgages secured by junior liens 32 24 1 57 56,632 56,689 Other revolving credit plans 56 17 4 77 26,459 26,536 Automobile 45 3 23 71 20,791 20,862 Other consumer 283 158 295 736 48,940 49,676 Credit cards 26 12 23 61 9,874 9,935 Overdrafts 0 0 0 0 278 278 Total loans $ 3,237 $ 1,450 $ 4,990 $ 9,677 $ 3,625,115 $ 3,634,792 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2020 by class of loans. 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ 195 $ 0 $ 1,211 $ 1,406 $ 21,910 $ 23,316 Owner-occupied, nonfarm nonresidential properties 10 885 732 1,627 406,297 407,924 Agricultural production and other loans to farmers 0 0 0 0 2,664 2,664 Commercial and Industrial 476 335 3,887 4,698 658,852 663,550 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 132,818 132,818 Other loans 0 0 0 0 11,961 11,961 Other construction loans and all land development and other land loans 0 0 1,917 1,917 203,817 205,734 Multifamily (5 or more) residential properties 0 0 0 0 212,815 212,815 Non-owner occupied, nonfarm nonresidential properties 314 156 10,184 10,654 630,291 640,945 1-4 Family Construction 0 0 0 0 27,768 27,768 Home equity lines of credit 166 235 486 887 108,557 109,444 Residential Mortgages secured by first liens 2,834 629 1,911 5,374 771,656 777,030 Residential Mortgages secured by junior liens 8 0 66 74 53,652 53,726 Other revolving credit plans 36 19 0 55 25,452 25,507 Automobile 73 0 9 82 25,262 25,344 Other consumer 246 132 245 623 42,169 42,792 Credit cards 72 39 34 145 7,970 8,115 Overdrafts 0 0 0 0 336 336 Total loans $ 4,430 $ 2,430 $ 20,682 $ 27,542 $ 3,344,247 $ 3,371,789 Troubled Debt Restructurings During the years ended December 31, 2021 and 2020, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included either or both of the following: a reduction of the stated interest rate of the loan; or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. The Corporation had an amortized cost in troubled debt restructurings of $16.6 million and $15.1 million as of December 31, 2021 and 2020, respectively. The Corporation has allocated $2.6 million and $779 thousand of allowance for those loans as of December 31, 2021 and 2020, respectively. The following table presents loans by class modified as troubled debt restructurings that occurred during the years ended December 31, 2021, 2020, and 2019: Year Ended December 31, 2021 Number of Pre-Modification Post-Modification Commercial and Industrial 2 $ 3,336 $ 3,336 Multifamily (5 or more) residential properties 1 717 717 Non-owner occupied, nonfarm nonresidential properties 1 1,604 1,604 Total loans 4 $ 5,657 $ 5,657 Year Ended December 31, 2020 Number of Pre-Modification Post-Modification Owner-occupied, nonfarm nonresidential properties 1 $ 260 $ 260 Commercial and Industrial 6 1,140 1,140 Other construction loans and all land development and other land loans 1 46 46 Non-owner occupied, nonfarm nonresidential properties 1 3,684 3,684 Residential Mortgages secured by first liens 2 309 309 Total loans 11 $ 5,439 $ 5,439 Year Ended December 31, 2019 Number of Pre-Modification Post-Modification Commercial mortgages 1 $ 383 $ 383 Total 1 $ 383 $ 383 The troubled debt restructurings described above increased the allowance for credit losses by immaterial amounts for the years ended December 31, 2021, 2020, and 2019, respectively. There were no loans modified as troubled debt restructures for which there was a payment default within twelve months following the modification during the years ended December 31, 2021, 2020 and 2019, respectively, and no principal balances were forgiven in connection with the loan restructurings. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without a loan modification. This evaluation is performed using the Corporation’s internal underwriting policies. The Corporation has no further loan commitments to customers whose loans are classified as a troubled debt restructuring. Generally, nonperforming troubled debt restructurings are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Credit Quality Indicators The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually to classify the loans as to credit risk. The Corporation uses the following definitions for risk ratings: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Corporation’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The following tables represent the Corporation's credit risk profile by risk rating as of December 31, 2021 and 2020. Loans not rated as special mention, substandard, or doubtful are considered to be pass rated loans. December 31, 2021 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 21,286 $ 1,514 $ 968 $ 0 $ 2,482 $ 23,768 Owner-occupied, nonfarm nonresidential properties 419,368 6,723 8,581 0 15,304 434,672 Agricultural production and other loans to farmers 1,379 0 0 0 0 1,379 Commercial and Industrial 687,010 7,946 12,654 1,379 21,979 708,989 Obligations (other than securities and leases) of states and political subdivisions 140,887 0 0 0 0 140,887 Other loans 13,979 0 0 0 0 13,979 Other construction loans and all land development and other land loans 294,103 4,221 545 0 4,766 298,869 Multifamily (5 or more) residential properties 214,772 100 1,271 0 1,371 216,143 Non-owner occupied, nonfarm nonresidential properties 631,534 9,628 21,900 0 31,528 663,062 Total loans $ 2,424,318 $ 30,132 $ 45,919 $ 1,379 $ 77,430 $ 2,501,748 December 31, 2020 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 20,316 $ 1,156 $ 1,844 $ 0 $ 3,000 $ 23,316 Owner-occupied, nonfarm nonresidential properties 391,899 2,826 13,199 0 16,025 407,924 Agricultural production and other loans to farmers 2,664 0 0 0 0 2,664 Commercial and Industrial 637,071 11,368 15,111 0 26,479 663,550 Obligations (other than securities and leases) of states and political subdivisions 132,110 0 708 0 708 132,818 Other loans 11,961 0 0 0 0 11,961 Other construction loans and all land development and other land loans 198,206 5,611 1,917 0 7,528 205,734 Multifamily (5 or more) residential properties 211,563 0 1,252 0 1,252 212,815 Non-owner occupied, nonfarm nonresidential properties 594,603 12,496 33,846 0 46,342 640,945 Total loans $ 2,200,393 $ 33,457 $ 67,877 $ 0 $ 101,334 $ 2,301,727 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,203 $ 1,690 $ 3,276 $ 3,547 $ 564 $ 3,545 $ 461 $ 0 $ 21,286 Special mention 0 0 0 0 394 1,120 0 0 1,514 Substandard 388 0 0 0 48 532 0 0 968 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,591 $ 1,690 $ 3,276 $ 3,547 $ 1,006 $ 5,197 $ 461 $ 0 $ 23,768 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 135,095 $ 78,068 $ 78,621 $ 29,100 $ 40,677 $ 50,079 $ 7,728 $ 0 $ 419,368 Special mention 243 0 903 4,287 135 1,145 10 0 6,723 Substandard 687 416 2,190 868 250 4,152 18 0 8,581 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 136,025 $ 78,484 $ 81,714 $ 34,255 $ 41,062 $ 55,376 $ 7,756 $ 0 $ 434,672 Agricultural production and other loans to farmers Risk rating Pass $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Commercial and Industrial Risk rating Pass $ 313,983 $ 84,815 $ 31,375 $ 16,577 $ 12,389 $ 6,777 $ 221,094 $ 0 $ 687,010 Special mention 0 363 793 381 82 844 5,483 0 7,946 Substandard 1,991 800 1,862 452 29 2,016 5,504 0 12,654 Doubtful (1) 1,379 0 0 0 0 0 0 0 1,379 Total $ 317,353 $ 85,978 $ 34,030 $ 17,410 $ 12,500 $ 9,637 $ 232,081 $ 0 $ 708,989 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Other loans Risk rating Pass $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 98,406 $ 168,372 $ 8,752 $ 11,141 $ 853 $ 898 $ 5,681 $ 0 $ 294,103 Special mention 1,500 0 650 0 2,071 0 0 0 4,221 Substandard 0 0 0 29 439 0 77 0 545 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 99,906 $ 168,372 $ 9,402 $ 11,170 $ 3,363 $ 898 $ 5,758 $ 0 $ 298,869 Multifamily (5 or more) residential properties Risk rating Pass $ 74,687 $ 55,663 $ 33,436 $ 7,937 $ 27,729 $ 12,882 $ 2,438 $ 0 $ 214,772 Special mention 0 0 0 0 0 100 0 0 100 Substandard 0 6 682 379 204 0 0 0 1,271 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 74,687 $ 55,669 $ 34,118 $ 8,316 $ 27,933 $ 12,982 $ 2,438 $ 0 $ 216,143 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 194,800 $ 125,039 $ 84,943 $ 52,233 $ 42,714 $ 123,021 $ 8,784 $ 0 $ 631,534 Special mention 0 0 428 1,004 189 5,556 2,451 0 9,628 Substandard 826 0 2,305 1,662 4,638 12,134 335 0 21,900 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 195,626 $ 125,039 $ 87,676 $ 54,899 $ 47,541 $ 140,711 $ 11,570 $ 0 $ 663,062 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2020. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 1,617 $ 4,448 $ 3,767 $ 3,648 $ 894 $ 5,280 $ 662 $ 0 $ 20,316 Special mention 1,156 0 0 0 0 0 0 0 1,156 Substandard 0 0 0 51 582 1,211 0 0 1,844 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 2,773 $ 4,448 $ 3,767 $ 3,699 $ 1,476 $ 6,491 $ 662 $ 0 $ 23,316 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 86,694 $ 109,228 $ 52,818 $ 56,948 $ 26,119 $ 50,839 $ 9,253 $ 0 $ 391,899 Special mention 0 452 74 541 318 1,310 131 0 2,826 Substandard 1,021 2,449 2,438 938 3,675 2,430 248 0 13,199 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 87,715 $ 112,129 $ 55,330 $ 58,427 $ 30,112 $ 54,579 $ 9,632 $ 0 $ 407,924 Agricultural production and other loans to farmers Risk rating Pass $ 267 $ 155 $ 601 $ 0 $ 54 $ 0 $ 1,587 $ 0 $ 2,664 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 267 $ 155 $ 601 $ 0 $ 54 $ 0 $ 1,587 $ 0 $ 2,664 Commercial and Industrial Risk rating Pass $ 318,323 $ 54,620 $ 46,854 $ 32,426 $ 7,197 $ 7,265 $ 170,386 $ 0 $ 637,071 Special mention 127 1,017 3,489 712 300 1,033 4,690 0 11,368 Substandard 801 1,916 1,212 112 37 4,858 6,175 0 15,111 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 319,251 $ 57,553 $ 51,555 $ 33,250 $ 7,534 $ 13,156 $ 181,251 $ 0 $ 663,550 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 10,722 $ 12,279 $ 35,176 $ 20,891 $ 19,365 $ 24,789 $ 8,888 $ 0 $ 132,110 Special mention 0 0 0 0 0 0 0 0 0 Substandard 708 0 0 0 0 0 0 0 708 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 11,430 $ 12,279 $ 35,176 $ 20,891 $ 19,365 $ 24,789 $ 8,888 $ 0 $ 132,818 Other loans Risk rating Pass $ 7,268 $ 1,237 $ 386 $ 0 $ 0 $ 0 $ 3,070 $ 0 $ 11,961 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 7,268 $ 1,237 $ 386 $ 0 $ 0 $ 0 $ 3,070 $ 0 $ 11,961 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 119,380 $ 52,078 $ 19,977 $ 2,300 $ 28 $ 1,895 $ 2,548 $ 0 $ 198,206 Special mention 1,417 672 29 3,303 0 190 0 0 5,611 Substandard 0 0 0 0 0 1,840 77 0 1,917 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 120,797 $ 52,750 $ 20,006 $ 5,603 $ 28 $ 3,925 $ 2,625 $ 0 $ 205,734 Multifamily (5 or more) residential properties Risk rating Pass $ 73,572 $ 39,633 $ 26,230 $ 49,178 $ 4,086 $ 16,957 $ 1,907 $ 0 $ 211,563 Special mention 0 0 0 0 0 0 0 0 0 Substandard 6 753 288 205 0 0 0 0 1,252 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 73,578 $ 40,386 $ 26,518 $ 49,383 $ 4,086 $ 16,957 $ 1,907 $ 0 $ 212,815 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 161,045 $ 127,518 $ 89,520 $ 55,966 $ 44,959 $ 105,962 $ 9,633 $ 0 $ 594,603 Special mention 99 895 2,111 3,969 835 4,137 450 0 12,496 Substandard 0 12,325 326 7,584 722 12,289 600 0 33,846 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 161,144 $ 140,738 $ 91,957 $ 67,519 $ 46,516 $ 122,388 $ 10,683 $ 0 $ 640,945 The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation also evaluates credit quality based on the performance status the loan, which was previously presented, and by payment activity. Nonperforming loans include loans on nonaccrual status and loans past due over 89 days and still accruing interest. December 31, 2021 December 31, 2020 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 37,822 $ 0 $ 37,822 $ 27,768 $ 0 $ 27,768 Home equity lines of credit 103,693 824 104,517 108,759 685 109,444 Residential Mortgages secured by first liens 823,182 3,547 826,729 772,572 4,458 777,030 Residential Mortgages secured by junior liens 56,542 147 56,689 53,612 114 53,726 Other revolving credit plans 26,523 13 26,536 25,501 6 25,507 Automobile 20,826 36 20,862 25,312 32 25,344 Other consumer 49,118 558 49,676 42,288 504 42,792 Total loans $ 1,117,706 $ 5,125 $ 1,122,831 $ 1,055,812 $ 5,799 $ 1,061,611 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Home equity lines of credit Payment performance Performing $ 14,383 $ 14,621 $ 9,564 $ 10,584 $ 6,863 $ 39,527 $ 8,151 $ 0 $ 103,693 Nonperforming 0 0 9 10 377 428 0 0 824 Total $ 14,383 $ 14,621 $ 9,573 $ 10,594 $ 7,240 $ 39,955 $ 8,151 $ 0 $ 104,517 Residential mortgages secured by first lien Payment performance Performing $ 232,606 $ 178,380 $ 111,333 $ 62,850 $ 74,136 $ 160,402 $ 3,475 $ 0 $ 823,182 Nonperforming 79 259 227 151 258 2,379 194 0 3,547 Total $ 232,685 $ 178,639 $ 111,560 $ 63,001 $ 74,394 $ 162,781 $ 3,669 $ 0 $ 826,729 Residential mortgages secured by junior liens Payment performance Performing $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,508 $ 9,095 $ 420 $ 0 $ 56,542 Nonperforming 0 0 0 0 84 63 0 0 147 Total $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,592 $ 9,158 $ 420 $ 0 $ 56,689 Other revolving credit plans Payment performance Performing $ 5,313 $ 3,596 $ 3,090 $ 2,592 $ 2,977 $ 8,955 $ 0 $ 0 $ 26,523 Nonperforming 0 0 4 4 0 5 0 0 13 Total $ 5,313 $ 3,596 $ 3,094 $ 2,596 $ 2,977 $ 8,960 $ 0 $ 0 $ 26,536 Automobile Payment performance Performing $ 7,047 $ 5,448 $ 4,668 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,826 Nonperforming 11 13 12 0 0 0 0 0 36 Total $ 7,058 $ 5,461 $ 4,680 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,862 Other consumer Payment performance Performing $ 30,423 $ 11,017 $ 4,537 $ 1,451 $ 316 $ 1,374 $ 0 $ 0 $ 49,118 Nonperforming 204 170 96 25 3 60 0 0 558 Total $ 30,627 $ 11,187 $ 4,633 $ 1,476 $ 319 $ 1,434 $ 0 $ 0 $ 49,676 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2020. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 16,081 $ 11,547 $ 140 $ 0 $ 0 $ 0 $ 0 $ 0 $ 27,

Real Estate Owned

Real Estate Owned	12 Months Ended
	Dec. 31, 2021
Real Estate [Abstract]
Real Estate Owned	Real Estate Owned Real estate owned is reported net of a valuation allowance and included in accrued interest receivable and other assets in the accompanying consolidated balance sheets. Activity for the years ended December 31, 2021, 2020, and 2019 were as follows: December 31, 2021 December 31, 2020 December 31, 2019 Balance, beginning of year $ 862 $ 1,633 $ 418 Loans transferred to real estate owned 1,470 241 2,066 Sales of real estate owned (at carrying value) (1,625) (1,012) (851) Balance, end of year $ 707 $ 862 $ 1,633 Expenses related to foreclosed real estate include: December 31, 2021 December 31, 2020 December 31, 2019 Net loss (gain) on sales $ 32 $ 346 $ (377) Operating expenses, net of rental income 85 240 316 $ 117 $ 586 $ (61)

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value	Fair Value Fair Value Measurement Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The following three levels of inputs are used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Corporation used the following methods and significant assumptions to estimate fair value: Investment Securities : The fair values of most equity securities and debt securities available for sale are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather relying on the securities’ relationship to other benchmark quoted securities (Level 2). These models utilize the market approach with standard inputs that include, but are not limited to benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data. For certain securities that observable inputs about the specific issuer are not available, fair values are estimated using observable data from other securities presumed to be similar or other market data on other similar securities (Level 3). Loans Held for Sale : Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a loan-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Derivatives : The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). The Corporation's derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including brokers, market transactions and third-party pricing services. Individually Evaluated Loans : The fair value of individually evaluated loans with specific allocations of the allowance for credit losses is generally based on recent real estate appraisals prepared by third-parties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also adjusts appraised values based on the length of time that has passed since the appraisal date and other factors. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, resulting in a Level 3 fair value classification. Individually evaluated loans are evaluated on a quarterly basis for additional impairment and adjusted in accordance with the allowance policy. Assets and liabilities measured at fair value on a recurring basis were as follows at December 31, 2021 and 2020: Fair Value Measurements at December 31, 2021 Using Description Total Quoted Prices in Significant Other Significant Assets: Securities Available For Sale: U.S. Government sponsored entities $ 111,748 $ 0 $ 111,748 $ 0 States and political subdivisions 103,712 0 103,712 0 Residential and multi-family mortgage 434,635 4,995 429,640 0 Corporate notes and bonds 28,064 0 28,064 0 Pooled SBA 19,032 0 19,032 0 Total Securities Available For Sale $ 697,191 $ 4,995 $ 692,196 $ 0 Interest rate swaps $ 2,124 $ 0 $ 2,124 $ 0 Equity Securities: Corporate equity securities $ 6,715 $ 6,715 $ 0 $ 0 Mutual funds 2,566 2,566 0 0 Certificates of deposit 506 506 0 0 Corporate notes and bonds 579 579 0 0 Total Equity Securities $ 10,366 $ 10,366 $ 0 $ 0 Liabilities Interest rate swaps $ (2,512) $ 0 $ (2,512) $ 0 Fair Value Measurements at December 31, 2020 Using Description Total Quoted Prices in Significant Other Significant Assets: Securities Available For Sale: U.S. Government sponsored entities $ 157,042 $ 0 $ 157,042 $ 0 States and political subdivisions 70,883 0 70,819 64 Residential and multi-family mortgage 315,192 15,039 300,153 0 Corporate notes and bonds 14,926 0 14,926 0 Pooled SBA 25,886 0 25,886 0 Other 979 979 0 0 Total Securities Available For Sale $ 584,908 $ 16,018 $ 568,826 $ 64 Interest rate swaps $ 4,017 $ 0 $ 4,017 $ 0 Equity Securities: Corporate equity securities $ 4,343 $ 4,343 $ 0 $ 0 Mutual funds 1,283 1,283 0 0 Certificates of deposit 404 404 0 0 Corporate notes and bonds 569 569 0 0 U.S. Government sponsored entities 50 0 50 0 Total Equity Securities $ 6,649 $ 6,599 $ 50 $ 0 Liabilities Interest rate swaps $ (4,785) $ 0 $ (4,785) $ 0 The table below presents a reconciliation of the fair value of securities available for sale measured on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31, 2021: States and Political Subdivisions Corporate Notes and Bonds Balance, January 1, 2021 $ 64 $ 0 Purchases 0 8,250 Total gains or (losses): Included in other comprehensive income (loss) 0 0 Settlements (64) 0 Transfers out of Level 3 0 (8,250) Balance, December 31, 2021 $ 0 $ 0 The Corporation's corporate notes and bonds with a fair value of $8.3 million for the year ended December 31, 2021 were transferred out of Level 3 and into Level 2 because of available observable market data for these investments. The table below presents a reconciliation of the fair value of securities available for sale measured on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31, 2020: States and Political Subdivisions Residential & Multi-Family Mortgage Balance, January 1, 2020 $ 0 $ 2,795 Purchases 422 0 Total gains or (losses): Included in other comprehensive income (loss) 0 0 Transfers out of Level 3 (358) $ (2,795) Balance, December 31, 2020 $ 64 $ 0 The Corporation's states and political subdivsions with a fair value of $358 thousand and residential and multi-family mortgage of $2.8 million for the year ended December 31, 2020 were transferred out of Level 3 and into Level 2 because of available observable market data for these investments. Assets and liabilities measured at fair value on a non-recurring basis are as follows at December 31, 2021 and 2020: Fair Value Measurements at December 31, 2021 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 920 0 0 $ 920 Owner-occupied, nonfarm nonresidential properties 194 0 0 194 Commercial and industrial 3,102 0 0 3,102 Other construction loans and all land development loans and other land loans 248 0 0 248 Multifamily (5 or more) residential properties 627 0 0 627 Non-owner occupied, nonfarm nonresidential 2,889 0 0 2,889 Fair Value Measurements at December 31, 2020 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 659 0 0 $ 659 Owner-occupied, nonfarm nonresidential properties 329 0 0 329 Commercial and industrial 3,680 0 0 3,680 Other construction loans and all land development loans and other land loans 1,790 0 0 1,790 Multifamily (5 or more) residential properties 0 0 0 0 Non-owner occupied, nonfarm nonresidential 9,622 0 0 9,622 Residential mortgages secured by first liens 659 0 0 659 A loan is considered to be a collateral dependent loan when, based on current information and events, the Corporation expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Corporation has determined that the borrower is experiencing financial difficulty as of the measurement date. The allowance for credit losses is measured by estimating the fair value of the loan based on the present value of expected cash flows, the market price of the loan, or the underlying fair value of the loan’s collateral. For real estate loans, fair value of the loan’s collateral is determined by third-party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Corporation reviews the third-party appraisal for appropriateness and may adjust the value downward to consider selling and closing costs. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2021: Fair Valuation Unobservable Inputs Range Collateral-dependent loans - Farmland $ 920 Valuation of third party appraisal on underlying collateral Loss severity rates 60% (60%) Collateral-dependent loans - Owner-occupied, nonfarm nonresidential properties 194 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (57%) Collateral-dependent loans - Commercial and industrial 3,102 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-59% (42%) Collateral-dependent loans - Other construction loans and all land development loans and other land loans 248 Valuation of third party appraisal on underlying collateral Loss severity rates 25% (25%) Collateral-dependent loans - Multifamily (5 or more) residential properties 627 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-57% (26%) Collateral-dependent loans - Non-owner occupied, nonfarm nonresidential 2,889 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-60% (34%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2020: Fair Valuation Unobservable Inputs Range Collateral-dependent loans - Farmland $ 659 Valuation of third party appraisal on underlying collateral Loss severity rates 45%-54% (47%) Collateral-dependent loans - Owner-occupied, nonfarm nonresidential properties 329 Valuation of third party appraisal on underlying collateral Loss severity rates 60%-90% (80%) Collateral-dependent loans - Commercial and industrial 3,680 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-100% (39%) Collateral-dependent loans - Other construction loans and all land development loans and other land loans 1,790 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-41% (28%) Collateral-dependent loans - Multifamily (5 or more) residential properties 0 Valuation of third party appraisal on underlying collateral Loss severity rates 58% (58%) Collateral-dependent loans - Non-owner occupied, nonfarm nonresidential 9,622 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-100% (29%) Collateral-dependent loans - Residential mortgages secured by first liens 659 Valuation of third party appraisal on underlying collateral Loss severity rates 31% (31%) Fair Value of Financial Instruments The following table presents the carrying amount and fair value of financial instruments at December 31, 2021: Carrying Fair Value Measurement Using: Total Level 1 Level 2 Level 3 ASSETS Cash and cash equivalents $ 732,198 $ 732,198 $ 0 $ 0 $ 732,198 Securities available for sale 697,191 4,995 692,196 0 697,191 Equity securities 10,366 10,366 0 0 10,366 Loans held for sale 849 0 858 0 858 Net loans 3,597,204 0 0 3,613,452 3,613,452 FHLB and other equity interests 23,276 n/a n/a n/a n/a Interest rate swaps 2,124 0 2,124 0 2,124 Accrued interest receivable 15,516 16 2,171 13,329 15,516 LIABILITIES Deposits $ (4,715,619) $ (4,329,167) $ (391,850) $ 0 $ (4,721,017) Subordinated debentures (104,281) 0 (92,675) 0 (92,675) Interest rate swaps (2,512) 0 (2,512) 0 (2,512) Accrued interest payable (886) 0 (886) 0 (886) The following table presents the carrying amount and fair value of financial instruments at December 31, 2020: Carrying Fair Value Measurement Using: Total Level 1 Level 2 Level 3 ASSETS Cash and cash equivalents $ 532,694 $ 532,694 $ 0 $ 0 $ 532,694 Securities available for sale 584,908 16,018 568,826 64 584,908 Equity securities 6,649 6,599 50 0 6,649 Loans held for sale 8,514 0 8,617 0 8,617 Net loans 3,337,449 0 0 3,339,482 3,339,482 FHLB and other equity interests 21,018 n/a n/a n/a n/a Interest rate swaps 4,017 0 4,017 0 4,017 Accrued interest receivable 17,659 61 2,152 15,446 17,659 LIABILITIES Deposits $ (4,181,744) $ (3,705,200) $ (488,000) $ 0 $ (4,193,200) Subordinated debentures (70,620) 0 (62,583) 0 (62,583) Interest rate swaps (4,785) 0 (4,785) 0 (4,785) Accrued interest payable (1,096) 0 (1,096) 0 (1,096) While estimates of fair value are based on management’s judgment of the most appropriate factors as of the balance sheet date, there is no assurance that the estimated fair values would have been realized if the assets had been disposed of or the liabilities settled at that date, since market values may differ depending on various circumstances. The estimated fair values would also not apply to subsequent dates. The fair value of other equity interests is based on the net asset values provided by the underlying investment partnership. ASU 2015-7 removes the requirement to categorize within the fair value hierarchy all investments measured using the net asset value per share practical expedient and related disclosures. In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the disclosures. Also, non-financial assets such as, among other things, the estimated earnings power of core deposits, the earnings potential of trust accounts, the trained workforce, and customer goodwill, which typically are not recognized on the balance sheet, may have value but are not included in the fair value disclosures.

Secondary Market Mortgage Activ

Secondary Market Mortgage Activities	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Secondary Market Mortgage Activities	Secondary Market Mortgage Activities Total loans serviced for others were $264.2 million and $224.3 million for the years ended December 31, 2021 and 2020, respectively. The following summarizes secondary market mortgage activities for the years ended December 31, 2021, 2020, and 2019: December 31, 2021 December 31, 2020 December 31, 2019 Loans originated for resale $ 95,411 $ 87,528 $ 43,458 Proceeds from sales of loans held for sale 97,179 82,619 43,198 Net gains on sales of loans held for sale 2,737 2,961 990 Loan servicing fees 720 726 634 The following summarizes activity for capitalized mortgage servicing rights for the years ended December 31, 2021, 2020, and 2019: December 31, 2021 December 31, 2020 December 31, 2019 Balance, beginning of year $ 1,527 $ 1,573 $ 1,495 Additions 514 540 292 Servicing rights acquired 0 0 0 Amortization (377) (586) (214) Balance, end of year $ 1,664 $ 1,527 $ 1,573 The fair value of mortgage servicing rights is based on market prices for comparable mortgage servicing contracts, when available, or alternatively based on a valuation model that calculates the present value of estimated future net servicing income. The fair value of mortgage servicing rights was not materially different than amortized cost at December 31, 2021 and 2020, respectively. No valuation allowance was deemed necessary at December 31, 2021, 2020, and 2019. The fair value of interest rate lock commitments and forward commitments to sell loans was not material at December 31, 2021 or 2020.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment The following summarizes premises and equipment at December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Land $ 8,798 $ 8,016 Premises and leasehold improvements 70,212 68,346 Furniture and equipment 39,851 37,203 Construction in process 2,589 1,556 121,450 115,121 Less: accumulated depreciation 59,791 55,057 Premises and equipment, net $ 61,659 $ 60,064 Depreciation on premises and equipment amounted to $5.3 million in 2021, $4.6 million in 2020 and $4.1 million in 2019.

Leases

Leases	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Leases	Leases Operating lease assets represent our right to use an underlying asset during the lease term and operating lease liabilities represent our obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents our incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the consolidated statements of income. The Corporation leases certain full-serve branch offices, land and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification December 31, 2021 December 31, 2020 Assets: Operating lease assets Operating lease right-of-use assets $ 19,928 $ 18,407 Finance lease assets Premises and equipment, net (1) 358 429 Total leased assets $ 20,286 $ 18,836 Liabilities: Operating lease liabilities Operating lease liabilities $ 21,159 $ 19,449 Finance lease liabilities Accrued interest payable and other liabilities 469 550 Total leased liabilities $ 21,628 $ 19,999 (1) Finance lease assets are recorded net of accumulated amortization of $858 thousand and $787 thousand as of December 31, 2021 and 2020, respectively. The components of the Corporation's net lease expense for the year ended December 31, 2021, 2020 and 2019 were as follows: Lease Cost Classification December 31, 2021 December 31, 2020 December 31, 2019 Operating lease cost Net occupancy expense $ 1,801 $ 1,785 $ 1,666 Variable lease cost Net occupancy expense 55 87 98 Finance lease cost: Amortization of leased assets Net occupancy expense 72 72 72 Interest on lease liabilities Interest expense - borrowed funds 23 27 30 Sublease income (1) Net occupancy expense (71) (86) (83) Net lease cost $ 1,880 $ 1,885 $ 1,783 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancelable leases with terms in excess of one year as of December 31, 2021: Maturity of Lease Liabilities as of December 31, 2021 Operating Leases (1) Finance Leases Total 2022 $ 1,804 $ 105 $ 1,909 2023 1,693 105 1,798 2024 1,649 105 1,754 2025 1,637 105 1,742 2026 1,605 105 1,710 After 2026 20,564 0 20,564 Total lease payments 28,952 525 29,477 Less: Interest 7,793 56 7,849 Present value of lease liabilities $ 21,159 $ 469 $ 21,628 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $10.4 million of legally binding minimum lease payments for leases signed, but not yet commenced. Other information related to the Corporation's lease liabilities as of December 31, 2021 and 2020 was as follows: Lease Term and Discount Rate December 31, 2021 December 31, 2020 Weighted-average remaining lease term (years) Operating leases 18.8 19.0 Finance leases 5.0 6.0 Weighted-average discount rate Operating leases 3.42 % 3.46 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of December 31, 2021 and 2020 was as follows: Other Information December 31, 2021 December 31, 2020 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows used by operating leases $ 964 $ 922
Leases	Leases Operating lease assets represent our right to use an underlying asset during the lease term and operating lease liabilities represent our obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents our incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the consolidated statements of income. The Corporation leases certain full-serve branch offices, land and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification December 31, 2021 December 31, 2020 Assets: Operating lease assets Operating lease right-of-use assets $ 19,928 $ 18,407 Finance lease assets Premises and equipment, net (1) 358 429 Total leased assets $ 20,286 $ 18,836 Liabilities: Operating lease liabilities Operating lease liabilities $ 21,159 $ 19,449 Finance lease liabilities Accrued interest payable and other liabilities 469 550 Total leased liabilities $ 21,628 $ 19,999 (1) Finance lease assets are recorded net of accumulated amortization of $858 thousand and $787 thousand as of December 31, 2021 and 2020, respectively. The components of the Corporation's net lease expense for the year ended December 31, 2021, 2020 and 2019 were as follows: Lease Cost Classification December 31, 2021 December 31, 2020 December 31, 2019 Operating lease cost Net occupancy expense $ 1,801 $ 1,785 $ 1,666 Variable lease cost Net occupancy expense 55 87 98 Finance lease cost: Amortization of leased assets Net occupancy expense 72 72 72 Interest on lease liabilities Interest expense - borrowed funds 23 27 30 Sublease income (1) Net occupancy expense (71) (86) (83) Net lease cost $ 1,880 $ 1,885 $ 1,783 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancelable leases with terms in excess of one year as of December 31, 2021: Maturity of Lease Liabilities as of December 31, 2021 Operating Leases (1) Finance Leases Total 2022 $ 1,804 $ 105 $ 1,909 2023 1,693 105 1,798 2024 1,649 105 1,754 2025 1,637 105 1,742 2026 1,605 105 1,710 After 2026 20,564 0 20,564 Total lease payments 28,952 525 29,477 Less: Interest 7,793 56 7,849 Present value of lease liabilities $ 21,159 $ 469 $ 21,628 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $10.4 million of legally binding minimum lease payments for leases signed, but not yet commenced. Other information related to the Corporation's lease liabilities as of December 31, 2021 and 2020 was as follows: Lease Term and Discount Rate December 31, 2021 December 31, 2020 Weighted-average remaining lease term (years) Operating leases 18.8 19.0 Finance leases 5.0 6.0 Weighted-average discount rate Operating leases 3.42 % 3.46 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of December 31, 2021 and 2020 was as follows: Other Information December 31, 2021 December 31, 2020 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows used by operating leases $ 964 $ 922

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Goodwill and Intangible Assets Goodwill The change in the carrying amount of goodwill for the years ended December 31, 2021 and 2020 was as follows: December 31, 2021 December 31, 2020 Balance, beginning of year $ 43,749 $ 38,730 Acquired during the year 0 5,019 Balance, end of year $ 43,749 $ 43,749 Impairment exists when the carrying value of goodwill exceeds its fair value. Goodwill is evaluated for impairment on an annual basis as of December 31 of each year, or whenever events or changes in circumstances indicate that the fair value of a reporting unit may be below its carrying value. At December 31, 2021, the Corporation elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. The Corporation engaged a third party to perform a quantitative analysis of its goodwill at June 30, 2020 due to the on-going economic market disruption caused by the COVID-19 pandemic and the resultant impact on the Corporation's stock price. In addition, interim qualitative analyses were performed as of March 31, 2020 and September 30, 2020 as a result of COVID-19 and for the annual impairment analysis at December 31, 2020. The results of the quantitative analysis and the qualitative analyses did not indicate the Corporation's goodwill was impaired. Intangible Assets In connection with its acquisition of FC Banc Corp. in 2013, the Corporation recorded a core deposit intangible asset of $4.8 million. During the years ended December 31, 2021, 2020, and 2019, the Corporation recorded amortization expense of $0, $94 thousand and $316 thousand, respectively. The net carrying values at December 31, 2021 and 2020 was $0, respectively. No other intangible assets were required to be recorded in connection with the acquisition of FC Banc Corp. In connection with its acquisition of Lake National Bank in 2016, the Corporation recorded a core deposit intangible asset of $1.6 million. During the year ended December 31, 2021, 2020, and 2019, the Corporation recorded amortization expense of $0, $66 thousand, and $251 thousand, respectively. The net carrying values at December 31, 2021 and 2020 was $0, respectively. No other intangible assets were required to be recorded in connection with the acquisition of Lake National Bank. In connection with its acquisition of Bank of Akron in 2020, the Corporation recorded a core deposit intangible asset of $613 thousand. During the year ended December 31, 2021 and 2020, the Corporation recorded amortization expense of $107 thousand and $46 thousand, respectively. The net carrying value at December 31, 2021 and 2020 was $460 thousand and $567 thousand, respectively. No other intangible assets were required to be recorded in connection with the acquisition of Bank of Akron. Estimated amortization expense of core deposit intangible assets for each of the next five years is as follows: 2022 $ 96 2023 85 2024 73 2025 62 2026 51 Thereafter 93 $ 460

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Deposits	Deposits The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at December 31, 2021: Time deposits maturing: 2022 $ 252,340 2023 54,676 2024 34,009 2025 26,121 2026 7,258 Thereafter 12,048 $ 386,452 Certificates of deposit of $250 thousand or more totaled $116.6 million and $128.2 million at December 31, 2021 and 2020, respectively. The Corporation had $52.9 million and $23.6 million in reciprocal ICS deposits at December 31, 2021 and 2020, respectively.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Borrowings	BorrowingsAt December 31, 2021 and 2020, the Corporation had available one $10 million unsecured line of credit with an unaffiliated institution, at a variable interest rate with a floor as defined in the agreement. There were no borrowings on the line of credit at December 31, 2021 and 2020. FHLB Borrowings The Bank has the ability to borrow funds from the FHLB. The Bank maintains a $150.0 million line-of-credit (Open Repo Plus) with the FHLB which is a revolving term commitment available on an overnight basis. The term of this commitment may not exceed 364 days and it reprices daily at market rates. Under terms of a blanket collateral agreement with the FHLB, the line-of-credit and long term advances are secured by FHLB stock and the Bank pledges its single-family residential mortgage loan portfolio, certain commercial real estate loans, and certain agriculture real estate loans as security for any advances. Total loans pledged to the FHLB at December 31, 2021, and 2020, were $1.3 billion and $1.2 billion, respectively. The Bank could obtain advances of up to approximately $932.7 million from the FHLB at December 31, 2021 and $797.4 million at December 31, 2020. At December 31, 2021 and December 31, 2020, the Bank had no outstanding advances from the FHLB. During 2020 CNB prepaid the entire balance of its borrowings from the FHLB, totaling $190.4 million. The pre-payment penalty associated with these prepayments totaled approximately $7.9 million and the weighted average rate associated with these borrowings was 2.20%. At December 31, 2021 and 2020, municipal deposit letters of credit issued by the FHLB on behalf of the Bank naming applicable municipalities as beneficiaries were $10.4 million and $57.3 million, respectively. The letters of credit were utilized in place of securities pledged to the municipalities for their deposits maintained at the Bank. Other Borrowings At December 31, 2021 and 2020, the Bank had no outstanding borrowings from unaffiliated institutions under overnight borrowing agreements. Subordinated Debentures In 2007, the Corporation issued two $10.0 million floating rate trust preferred securities as part of a pooled offering of such securities. The interest rate on each offering is determined quarterly and floats based on the 3 month LIBOR plus 1.55%. The all-in rate was 1.75% at December 31, 2021 and 1.80% at December 31, 2020. The Corporation issued subordinated debentures to the trusts in exchange for the proceeds of the offerings, which debentures represent the sole assets of the trusts. The subordinated debentures must be redeemed no later than 2037. The Corporation may redeem the debentures, in whole or in part, at face value at any time. The Corporation has the option to defer interest payments from time to time for a period not to exceed five Subordinated Notes In September 2016, the Corporation completed a private placement of $50.0 million in aggregate principal amount of fixed-to-floating rate subordinated notes (the "2026 Notes"). The notes will mature in October 2026, and will initially bear interest at a fixed rate of 5.75% per annum, payable semi-annually in arrears, to, but excluding, October 15, 2021, and thereafter to, but excluding, the maturity date or earlier redemption, the interest rate shall reset quarterly to an interest rate per annum equal to the then current three-month LIBOR rate plus 4.55%. These subordinated notes were designed to qualify as Tier 2 capital under the Federal Reserve’s capital guidelines and were given an investment grade rating of BBB- by Kroll Bond Rating Agency. On October 15, 2021, the Corporation completed its redemption of the 2026 Notes, representing all of the outstanding 2026 Notes. The 2026 Notes were redeemed pursuant to their terms at a price equal to 100% of the principal amount plus accrued and unpaid interest up to, but excluding, October 15, 2021. The total aggregate redemption price was $50.7 million, which amount included an accrued interest payment of $719 thousand. The Corporation financed the redemption with cash on hand, including the net proceeds from the issuance and sale of $85.0 million aggregate principal amount of the Corporation’s 3.25% Fixed-to-Floating Rate Subordinated Notes due 2031.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The Corporation sponsors a contributory defined contribution Section 401(k) plan. The plan permits eligible employees to make pre-tax and Roth contributions up to 70% of salary. Employees 21 years of age or over with a minimum of one-year with 1,000 hours of service are eligible for matching contributions by the Corporation at 100% for every 1% contributed up to 3% then 50% for every 1% contributed up to the next 2% in total of the employee’s compensation. The Corporation’s matching contribution and related expenses were $1.2 million, $1.1 million and $906 thousand for the years ended December 31, 2021, 2020, and 2019, respectively. A profit sharing discretionary non-contributory pension plan component is in place for employees 21 years of age or over with a minimum of one-year with 1,000 hours of service and allows employer contributions in an amount equal to a percentage of eligible compensation plus 5.7% of the compensation in excess of $143 thousand, subject to a $290 thousand salary limit. The Corporation recognized profit sharing expense of $2.0 million, $1.9 million and $1.9 million for the year ended December 31, 2021, 2020, and 2019 respectively. The Corporation has adopted a non-qualified supplemental executive retirement plan ("SERP") for certain executives to compensate those executive participants in the Corporation’s retirement plan whose benefits are limited by compensation limitations under current tax law. The SERP is considered an unfunded plan for tax and ERISA purposes and all obligations arising under the SERP are payable from the general assets of the Corporation. At December 31, 2021 and 2020, obligations of $8.8 million and $7.0 million, respectively, were included in other liabilities for this plan. Expenses related to this plan were $2.1 million for the year ended December 31, 2021, $992 thousand for the year ended December 31, 2020 and $724 thousand for the year ended December 31, 2019. The Corporation has established a Survivor Benefit Plan for the benefit of outside directors. The purpose of the plan is to provide life insurance benefits to beneficiaries of the Corporation’s directors who at the time of their death are participants in the plan. The plan is considered an unfunded plan for tax and ERISA purposes and all obligations arising under the plan are payable from the general assets of the Corporation. At December 31, 2021 and 2020, obligations of $1.5 million and $1.4 million, respectively, were included in other liabilities for this plan. Expenses (benefits) related to this plan were $196 thousand for the year ended December 31, 2021, $253 thousand for the year ended December 31, 2020 and $(1) thousand for the year ended December 31, 2019. On December 31, 2021, the Corporation adopted a Defined Contribution Plan for several employees (the “Plan”), pursuant to which the Corporation will make certain annual contributions to the Plan on the employee's behalf, which will be paid to the employee following their termination of employment from the Corporation or, if earlier, upon the employee becoming disabled. The Plan became effective as of January 2, 2022. The Corporation has an unfunded post-retirement benefits plan which provides certain health care benefits for retired employees who have reached the age of 60 and retired with 30 years of service. The plan was amended in 2013 to include only employees hired prior to January 1, 2000. Benefits are provided for these retired employees and their qualifying dependents from the age of 60 through the age of 65. The following table sets forth the change in the benefit obligation of the plan as of and for the years ended December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Benefit obligation at beginning of year $ 1,829 $ 2,030 Interest cost 28 51 Service cost 52 61 Actual claims (31) (36) Actuarial gain (391) (277) Benefit obligation at end of year $ 1,487 $ 1,829 Amounts recognized in accumulated other comprehensive income at December 31, 2021 and 2020 consisted of: December 31, 2021 December 31, 2020 Net actuarial gain $ 782 $ 435 Tax effect (165) (92) $ 617 $ 343 The accumulated benefit obligation was $1.5 million and $1.8 million at December 31, 2021 and 2020, respectively. The following table sets forth the components of net periodic benefit cost and other amounts recognized in other comprehensive income: December 31, 2021 December 31, 2020 December 31, 2019 Service cost $ 52 $ 61 $ 74 Interest cost 28 51 89 Net amortization of transition obligation and actuarial loss (43) 0 23 Net periodic benefit cost 37 112 186 Net gain (391) (277) (518) Amortization 43 0 (23) Total recognized in other comprehensive income (348) (277) (541) Total recognized in net periodic benefit cost and other comprehensive income $ (311) $ (165) $ (355) The estimated net gain that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year is $(113) thousand. The weighted average discount rate used to calculate net periodic benefit cost was 1.55% for year ended December 31, 2021, 2.59% for year ended December 31, 2020, and 3.78% for year ended December 31, 2019. The weighted average rate used to calculate accrued benefit obligations was 2.10% for year ended December 31, 2021, 1.55% for year ended December 31, 2020, and 2.59% for year ended December 31, 2019. The health care cost trend rate used to measure the expected costs of benefits is 5.0% for 2022 and thereafter.

Deferred Compensation Plans

Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2021
Postemployment Benefits [Abstract]
Deferred Compensation Plans	Deferred Compensation Plans Deferred compensation plans cover all directors and certain officers. Under the plans, the Corporation pays each participant, or their beneficiary, the value of the participant’s account over a maximum period of 10 years, beginning with the individual’s termination of service. A liability is accrued for the obligation under these plans. A summary of changes in the deferred compensation plan liability follows: December 31, 2021 December 31, 2020 December 31, 2019 Balance, beginning of year $ 3,085 $ 3,234 $ 2,408 Deferrals, dividends, and changes in fair value 1,084 (70) 904 Deferred compensation payments (494) (79) (78) Balance, end of year $ 3,675 $ 3,085 $ 3,234

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The following is a summary of income tax expense for the years ended December 31, 2021, 2020, and 2019: December 31, 2021 December 31, 2020 December 31, 2019 Current – federal $ 13,494 $ 8,681 $ 8,265 Current – state 1,268 729 499 Deferred – federal (1,025) (1,672) (204) Deferred – state (666) (391) 0 Income tax expense $ 13,071 $ 7,347 $ 8,560 The reconciliation of income tax attributable to pre-tax income at the federal statutory tax rates to income tax expense is as follows: December 31, 2021 % December 31, 2020 % December 31, 2019 % Tax at statutory rate $ 14,863 21.0 $ 8,419 21.0 $ 10,214 21.0 Tax exempt income, net (1,231) (1.7) (1,223) (3.1) (1,382) (2.8) Bank owned life insurance (554) (0.8) (367) (0.9) (276) (0.6) Effect of state tax 476 0.7 576 1.4 394 0.8 Other (483) (0.7) (58) (0.1) (390) (0.8) Income tax expense $ 13,071 18.5 $ 7,347 18.3 $ 8,560 17.6 The following table sets forth deferred taxes as of December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Deferred tax assets: Allowance for credit losses $ 7,606 $ 6,751 Fair value adjustments – business combination 1,240 1,685 Deferred compensation 3,344 2,787 Net operating loss carryover 327 346 Post-retirement benefits 696 722 Unrealized loss on interest rate swap 81 161 Nonaccrual loan interest 509 478 Accrued expenses 1,718 681 Deferred fees and costs 1,259 1,613 Unrealized loss on securities available for sale 188 0 Operating lease liability 4,845 4,214 Other 383 300 22,196 19,738 Deferred tax liabilities: Unrealized gain on securities available for sale 0 4,077 Premises and equipment 3,093 2,997 Unrealized gain on equity securities 292 294 Intangibles – section 197 2,494 2,399 Mortgage servicing rights 366 321 Operating lease asset 4,649 4,079 Other 220 293 11,114 14,460 Net deferred tax asset $ 11,082 $ 5,278 At December 31, 2021 and 2020, the Corporation had no unrecognized tax benefits. The Corporation does not expect the total amount of unrecognized tax benefits to significantly increase in the next twelve months. At December 31, 2021, the Corporation had state net operating loss carryforwards of approximately $15.9 million related to the acquisition of Bank of Akron, which expire at various dates from 2034 to 2039. The Corporation's ability to utilize carryforwards is limited to $363 thousand per year. Due to this limitation, management determined it is more likely than not that approximately $9.5 million of net operating loss carryforwards will expire unutilized. The Corporation recognizes interest and/or penalties related to income tax matters as part of income tax expense. At December 31, 2021, 2020 and 2019, there were no amounts accrued for interest and/or penalties and no amounts recorded as expense for the years ending December 31, 2021, 2020, and 2019. The Corporation and its subsidiaries are subject to U.S. federal income tax, as well as filing various state returns. The Corporation is no longer subject to U.S. federal income tax examinations by the taxing authorities for years prior to 2018. Tax years 2018 through 2021 are open to examination.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions Loans to principal officers, directors, and their affiliates during 2021 were as follows: Beginning balance $ 37,665 New loans and advances 11,830 Effect of changes in composition of related parties 0 Repayments (3,738) Ending balance $ 45,757 Deposits from principal officers, directors, and their affiliates were $23.5 million and $24.5 million at December 31, 2021 and 2020, respectively.

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Stock-Based Compensation	Stock-Based Compensation The Corporation has a stock incentive plan, which is administered by a committee of the Board of Directors and which permits the Corporation to provide various types of stock-based compensation to its key employees, directors, and/or consultants, including time-based and performance-based shares of restricted stock. The Corporation previously maintained the CNB Financial Corporation 2009 Stock Incentive Plan, which terminated in accordance with its terms on February 10, 2019, and currently maintains the CNB Financial Corporation 2019 Omnibus Incentive Plan (the "2019 Stock Incentive Plan"), which was approved by the Corporation’s shareholders and became effective on April 16, 2019. The 2019 Stock Incentive Plan provides for up to 507,671 shares of common stock to be awarded in the form of nonqualified options or restricted stock. For key employees, the vesting of time-based restricted stock is one-third, one-fourth, or one-fifth of the granted restricted shares per year, beginning one year after the grant date, with 100% vesting on the third, fourth or fifth anniversary of the grant date, respectively. Prior to 2018, for non-employee directors, the vesting schedule was one-third of the granted restricted shares per year, beginning one year after the grant date, with 100% vested on the third anniversary of the grant date. Beginning in 2018, stock compensation received by non-employee directors vests immediately. All stock-based compensation grants during the years ending December 31, 2021 , 2020 and 2019 and outstanding at December 31, 2021 , 2020 and 2019 were time-based and performance-based restricted stock. During the years ended December 31, 2021, 2020, and 2019, the Executive Compensation and Personnel Committee of the Corporation's Board of Directors granted a total of 55,218, 36,968 and 40,978 shares, respectively, of time-based restricted common stock to certain key employees and all independent directors of the Corporation. Compensation expense for the restricted stock awards is recognized over the requisite service period based on the fair value of the shares at the date of grant on a straight-line basis. Non-vested restricted stock awards are recorded as a reduction of additional paid-in-capital in shareholders’ equity until earned. Compensation expense resulting from time-based, performance-based and director restricted stock awards was $1.4 million, $1.4 million and $1.3 million for the years ended December 31, 2021, 2020, and 2019, respectively. The total income tax benefit related to the recognized compensation cost of vested restricted stock awards was $296 thousand, $296 thousand and $283 thousand for the years ended December 31, 2021 , 2020 and 2019, respectively. A summary of changes in time-based unvested restricted stock awards follows: Shares Weighted-average Non-vested at January 1, 2021 56,306 $ 27.14 Granted 40,332 21.61 Forfeited (2,669) 23.49 Vested (24,326) 26.85 Non-vested at December 31, 2021 69,643 $ 24.18 The above table excludes 14,886 shares in restricted stock awards that were granted to the Corporation’s Board of Directors and certain employees at a weighted average fair value of $21.03 and immediately vested. As of December 31, 2021 and 2020, there was $1.1 million and $1.1 million, respectively, of total unrecognized compensation cost related to non-vested shares granted under the restricted stock award plan. The fair value of shares vesting during the year end December 31, 2021, 2020, and 2019 was $835 thousand, $1.1 million and $1.5 million, respectively. In addition to the time-based restricted stock disclosed above, the Corporation’s Board of Directors grants performance-based restricted stock awards ("PBRSAs") to key employees. The number of PBRSAs will depend on certain performance conditions earned over a three year period and are also subject to service-based vesting. In 2021, awards with a maximum of 18,210 shares in aggregate were granted to key employees. In 2020, awards with a maximum of 18,100 shares in aggregate were granted to key employees. In 2019, awards with a maximum of 16,681 shares in aggregate were granted to key employees. Total compensation expense related to the PBRSAs and included in the above compensation expense total was $378 thousand, $384 thousand and $221 thousand for 2021, 2020 and 2019. Estimated remaining unearned compensation related to PBRSAs at December 31, 2021 was $312 thousand. In 2020, the 2018 PBRSAs were fully earned and in 2021, 10,587 shares were fully distributed. The fair value of the shares distributed in 2021 was $223 thousand. In 2019, the 2017 PBRSAs were fully earned and in 2020, 7,109 shares were fully distributed. The fair value of the 7,109 shares distributed in 2020 was $233 thousand. The number of authorized stock-based awards still available for grant as of December 31, 2021 was 390,090.

Regulatory Capital Matters

Regulatory Capital Matters	12 Months Ended
	Dec. 31, 2021
Banking and Thrift, Other Disclosures [Abstract]
Regulatory Capital Matters	Regulatory Capital Matters Banks and financial holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, for the Bank, prompt corrective action ("PCA") regulations involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can result in regulatory enforcement actions. The net unrealized gain or loss on available for sale securities is excluded from computing regulatory capital. Management believes as of December 31, 2021 the Corporation and the Bank meet all capital adequacy requirements to which they are subject. The PCA regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms alone do not represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion; brokered deposits may not be accepted, renewed or rolled over; and capital restoration plans are required. As of December 31, 2021 and 2020, the most recent regulatory notifications categorized the Bank as well capitalized under the PCA. There are no events or conditions since this notification that management believes have changed the Bank’s capital category. Actual and required capital amounts and ratios are presented below as of December 31, 2021 and 2020. The capital adequacy ratio includes the capital conservation buffer. Actual For Capital Adequacy Purposes (1) To Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio December 31, 2021 Total Capital to Risk Weighted Assets Consolidated $ 541,651 14.92 % $ 381,093 10.50 % N/A Bank $ 475,231 13.16 % $ 379,180 10.50 % $ 361,123 10.00 % Tier 1 (Core) Capital to Risk Weighted Assets Consolidated $ 427,988 11.79 % $ 308,504 8.50 % N/A Bank $ 447,055 12.38 % $ 306,955 8.50 % $ 288,899 8.00 % Common equity Tier 1 to Risk Weighted Assets Consolidated $ 350,203 9.65 % $ 254,062 7.00 % N/A Bank $ 439,676 12.18 % $ 252,786 7.00 % $ 234,730 6.50 % Tier 1 (Core) Capital to Average Assets Consolidated $ 427,988 8.22 % $ 208,208 4.00 % N/A Bank $ 447,055 8.63 % $ 207,109 4.00 % $ 258,887 5.00 % December 31, 2020 Total Capital to Risk Weighted Assets Consolidated $ 462,457 14.32 % $ 339,107 10.50 % N/A Bank $ 434,598 13.52 % $ 337,554 10.50 % $ 321,480 10.00 % Tier 1 (Core) Capital to Risk Weighted Assets Consolidated $ 384,650 11.91 % $ 274,516 8.50 % N/A Bank $ 408,693 12.71 % $ 273,258 8.50 % $ 257,184 8.00 % Common equity Tier 1 to Risk Weighted Assets Consolidated $ 306,865 9.50 % $ 226,072 7.00 % N/A Bank $ 401,314 12.48 % $ 225,036 7.00 % $ 208,962 6.50 % Tier 1 (Core) Capital to Average Assets Consolidated $ 384,650 8.11 % $ 189,728 4.00 % N/A Bank $ 408,693 8.66 % $ 188,690 4.00 % $ 235,863 5.00 % (1) The minimum amounts and ratios as of December 31, 2021 and 2020 include the full phase in of the capital conservation buffer of 2.5 percent required by the Basel III framework. Certain restrictions exist regarding the ability of the Bank to transfer funds to the Corporation in the form of cash dividends, loans or advances. During 2021, $134.6 million of accumulated net earnings of the Bank included in consolidated shareholders’ equity, plus any 2022 net profits retained to the date of the dividend declared, is available for distribution to the Corporation as dividends without prior regulatory approval, subject to regulatory capital requirements described above.

Interest Rate Swaps

Interest Rate Swaps	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest Rate Swaps	Interest Rate Swaps On September 7, 2018, the Corporation executed an interest rate swap agreement with a 5-year term and an effective date of September 15, 2018 in order to hedge cash flows associated with $10.0 million of a subordinated note that was issued by the Corporation during 2007 and elected cash flow hedge accounting for the agreement. The Corporation’s objective in using this derivative is to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2018 to September 15, 2023 without the exchange of the underlying notional amount. At December 31, 2021, the variable rate on the subordinated debt was 1.75% (LIBOR plus 155 basis points) and the Corporation was paying 4.53% (2.98% fixed rate plus 155 basis points). As of December 31, 2021 and 2020, no derivatives were designated as fair value hedges or hedges of net investments in foreign operations. Additionally, the Corporation does not use derivatives for trading or speculative purposes and currently does not have any derivatives that are not designated as hedges. The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s consolidated balance sheet and statement of income as of December 31, 2021 and 2020 and for the years ended December 31, 2021, 2020, and 2019: As of December 31 Liability Derivative Balance Sheet Fair value Location December 31, 2021 December 31, 2020 Interest rate contract Accrued interest payable and other liabilities $(388) $(768) For the Year Ended December 31, 2021 (a) (b) (c) (d) (e) Interest rate contract $301 Interest expense – subordinated debentures $(276) Other $0 For the Year Ended December 31, 2020 Interest rate contract $(224) Interest expense – subordinated $(224) Other $0 For the Year Ended December 31, 2019 Interest rate contract $(225) Interest expense – subordinated debentures $(63) Other $0 (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) Amounts reported in accumulated other comprehensive loss related to the interest rate swap will be reclassified to interest expense as interest payments are made on the subordinated debentures. Such amounts reclassified from accumulated other comprehensive loss to interest expense in the next twelve months are expected to be $278 thousand. As of December 31, 2021 and 2020, a cash collateral balance of $1.1 million and $1.1 million, respectively, was maintained with the counterparty to the interest rate swaps. These balances are included in interest bearing deposits with other banks on the consolidated balance sheets. The Corporation entered into certain interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Corporation enters into an interest rate swap with a customer while at the same time entering into an offsetting interest rate swap with another financial institution. In connection with each swap transaction, the Corporation agrees to pay interest to the customer on a notional amount at a variable interest rate and receive interest from the customer on a similar notional amount at a fixed interest rate. Concurrently, the Corporation agrees to pay another financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. The transaction allows the Corporation’s customers to effectively convert a variable rate loan to a fixed rate. Because the Corporation acts as an intermediary for its customer, changes in the fair value of the underlying derivative contracts offset each other and do not impact the Corporation’s results of operations. The Corporation pledged cash collateral to another financial institution with a balance $3.4 million as of December 31, 2021 and $4.9 million as of December 31, 2020. This balance is included in interest bearing deposits with other banks on the consolidated balance sheets. The Corporation may require its customers to post cash or securities as collateral on its program of back-to-back swaps depending upon the specific facts and circumstances surrounding each loan and individual swap. In addition, certain language is included in the International Swaps and Derivatives Association agreement and loan documents where, in default situations, the Corporation is permitted to access collateral supporting the loan relationship to recover any losses suffered on the derivative asset or liability. The Corporation may be required to post additional collateral to swap counterparties in the future in proportion to potential increases in unrealized loss positions. The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s consolidated balance sheet as of December 31, 2021 and 2020: Notional Average Weighted Weighted Fair December 31, 2021 3 rd Party interest rate swaps $ 32,768 5.8 4.12 % 1 month LIBOR + 2.27% $ 2,124 (a) Customer interest rate swaps (32,768) 5.8 4.12 % 1 month LIBOR + 2.27% (2,124) (b) December 31, 2020 3 rd Party interest rate swaps $ 34,089 6.7 4.13 % 1 month LIBOR + 2.27% $ 4,017 (a) Customer interest rate swaps (34,089) 6.7 4.13 % 1 month LIBOR + 2.27% (4,017) (b) (a) Reported in accrued interest receivable and other assets within the consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the consolidated balance sheets

Off-Balance Sheet Activities

Off-Balance Sheet Activities	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Off-Balance Sheet Activities	Off-Balance Sheet Activities Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off-balance sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment. The contractual amount of financial instruments with off-balance sheet risk was as follows at December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 94,924 $ 323,013 $ 52,073 $ 266,336 Unused lines of credit 13,265 663,903 24,328 673,919 Standby letters of credit 15,063 1,623 15,301 1,597 Commitments to make loans are generally made for periods of 60 days or less. The fixed rate loan commitments at December 31, 2021 have interest rates ranging from 0.56% to 9.00% and maturities ranging from six months to approximately 31 years. The fixed rate loan commitments at December 31, 2020 have interest rates ranging from 1.24% to 18.00% and maturities ranging from four months to 35 years. The Corporation makes investments in limited partnerships, including certain small business investment corporations and low income housing partnerships. Capital contributions for investments in small business companies ("SBIC") and other limited partnerships, reported in FHLB and other equity interests on the consolidated balance sheet, as of December 31, 2021 and 2020 were $14.5 million and $11.8 million, respectively. Unfunded capital commitments in investments in SBIC's and other limited partnerships totaled $8.0 million and $3.7 million as of December 31, 2021 and 2020, respectively. These investments are accounted for either under the equity method of accounting. The carrying value of investments in the low income housing partnerships, reported in FHLB and other equity interests on the consolidated balance sheet, as of December 31, 2021 and 2020 were $5.3 million and $6.0 million, respectively. The related amortization for the twelve months ended December 31, 2021, 2020 and 2019 were $691 thousand, $634 thousand and $531 thousand, respectively. Unfunded commitments, reported in accrued interest payable and other liabilities on the consolidated balance sheet, as of December 31, 2021 and 2020 were $2.1 million and $3.6 million, respectively.

Parent Company Only Financial I

Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Parent Company Only Financial Information	Parent Company Only Financial Information CONDENSED BALANCE SHEETS December 31, 2021 2020 Assets Cash $ 47,035 $ 10,729 Equity securities 2,850 2,692 Investment in bank subsidiary 474,902 456,531 Investment in non-bank subsidiaries 20,327 15,681 Deferreds and current receivable 1,798 1,788 Other assets 1,044 1,264 Total assets $ 547,956 $ 488,685 Liabilities Subordinated debentures $ 104,281 $ 70,620 Other liabilities 828 1,928 Total liabilities 105,109 72,548 Stockholders' equity 442,847 416,137 Total liabilities and stockholders' equity $ 547,956 $ 488,685 CONDENSED STATEMENTS OF INCOME Year Ended December 31, Income: 2021 2020 2019 Dividends from: Bank subsidiary $ 22,165 $ 16,702 $ 12,696 Non-bank subsidiaries 1,700 10,350 0 Other 210 216 208 Total income 24,075 27,268 12,904 Expenses (6,657) (6,838) (5,518) Income before income taxes and equity in undistributed net income of subsidiaries: 17,418 20,430 7,386 Change in net unrealized holdings gains (losses) on equity securities not held for trading 121 (31) 24 Income tax benefit 1,381 1,306 1,177 Equity in undistributed net income of bank subsidiary 37,178 18,197 27,580 Equity in undistributed (distributions in excess) of net income of non-bank subsidiaries 1,609 (7,159) 3,914 Net income 57,707 32,743 40,081 Dividends on preferred stock (4,302) (1,147) 0 Net income available to common stockholders $ 53,405 $ 31,596 $ 40,081 Comprehensive income attributable to the parent $ 58,008 $ 32,519 $ 39,856 CONDENSED STATEMENTS OF CASH FLOWS Year Ended December 31, 2021 2020 2019 Net income Adjustments to reconcile net income to net cash provided by $ 57,707 $ 32,743 $ 40,081 operating activities: Equity in undistributed net income of bank subsidiary (37,178) (18,197) (27,580) (Equity in undistributed) distributions in excess of net income of non–bank subsidiaries (1,609) 7,159 (3,914) Net unrealized (gains) losses on equity securities (121) 31 (24) Decrease in other assets 60 21 177 Increase in other liabilities 978 1,091 1,267 Net cash provided by operating activities 19,837 22,848 10,007 Cash flows from investing activities Purchase of equity securities 0 (2,000) (36) Outlays for business acquisition 0 (16,126) 0 Investment in bank subsidiaries 0 (41,500) 0 Net cash used in investing activities 0 (59,626) (36) Cash flows from financing activities: Dividends paid on common stock (11,550) (10,981) (10,358) Dividends paid on preferred stock (4,302) (1,147) 0 Proceeds from issuance of long term debt 83,484 0 0 Repayment of long term debt (50,000) 0 0 Purchase of treasury stock (1,163) (1,307) (1,291) Net proceeds from the issuance of preferred stock 0 57,785 0 Net proceeds from issuance of common stock 0 3,257 1,423 Net advance (to) from subsidiary 0 (850) 650 Net cash provided by (used in) financing activities 16,469 46,757 (9,576) Net increase (decrease) in cash 36,306 9,979 395 Cash beginning of year 10,729 750 355 Cash end of year $ 47,035 $ 10,729 $ 750

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The computation of basic and diluted earnings per common share is shown below. There were no anti-dilutive stock options for the years ended December 31, 2021, 2020, and 2019. Years Ended December 31, 2021 2020 2019 Basic earnings per common share computation Net income per consolidated statements of income $ 53,405 $ 31,596 $ 40,081 Net earnings allocated to participating securities (183) (100) (147) Net earnings allocated to common stock $ 53,222 $ 31,496 $ 39,934 Distributed earnings allocated to common stock $ 11,514 $ 10,942 $ 10,317 Undistributed earnings allocated to common stock 41,708 20,554 29,617 Net earnings allocated to common stock $ 53,222 $ 31,496 $ 39,934 Weighted average common shares outstanding, including shares considered participating securities 16,875 16,048 15,219 Less: Average participating securities (55) (48) (55) Weighted average shares 16,820 16,000 15,164 Basic earnings per common share $ 3.16 $ 1.97 $ 2.63 Diluted earnings per common share computation Net earnings allocated to common stock $ 53,222 $ 31,496 $ 39,934 Weighted average common shares outstanding for basic earnings per common share 16,820 16,000 15,164 Add: Dilutive effects of performance based-shares 0 0 0 Weighted average shares and dilutive potential common shares 16,820 16,000 15,164 Diluted earnings per common share $ 3.16 $ 1.97 $ 2.63

Other Comprehensive Income

Other Comprehensive Income	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Other Comprehensive Income	Other Comprehensive Income Other comprehensive income components and related tax effects were as follows for the years ended December 31, 2021, 2020, and 2019: December 31, 2021 December 31, 2020 December 31, 2019 Unrealized holding gains (losses) on available for sale securities $ (19,526) $ 12,494 $ 13,732 Less reclassification adjustment for gains recognized in earnings (783) (2,190) (148) Net unrealized gains (losses) (20,309) 10,304 13,584 Tax effect 4,265 (2,164) (2,852) Net-of-tax amount (16,044) 8,140 10,732 Actuarial gain (loss) on postemployment health care plan 391 277 518 Net amortization of transition obligation and actuarial gain (43) 0 23 Net unrealized gain (loss) on postemployment health care plan 348 277 541 Tax effect (73) (58) (113) Net-of-tax amount 275 219 428 Unrealized gain (loss) on interest rate swap 105 (508) (347) Less reclassification adjustment for losses recognized in earnings 276 224 63 Net unrealized gain (loss) 381 (284) (284) Tax effect (80) 60 59 Net-of-tax amount 301 (224) (225) Other comprehensive income (loss) $ (15,468) $ 8,135 $ 10,935 The following is a summary of the change in the accumulated other comprehensive income (loss) balance, net of tax, for the years ended December 31, 2021, 2020, and 2019. Balance Comprehensive Balance Unrealized gains (losses) on securities available for sale $ 15,338 $ (16,044) $ (706) Unrealized gain on postretirement benefits plan 343 275 618 Unrealized loss on interest rate swap (607) 301 (306) Total $ 15,074 $ (15,468) $ (394) Balance Comprehensive Balance Unrealized gains on securities available for sale $ 7,198 $ 8,140 $ 15,338 Unrealized gain on postretirement benefits plan 124 219 343 Unrealized loss on interest rate swap (383) (224) (607) Total $ 6,939 $ 8,135 $ 15,074 Balance Comprehensive Balance Unrealized gains (losses) on securities available for sale $ (3,534) $ 10,732 $ 7,198 Unrealized gain (loss) on postretirement benefits plan (304) 428 124 Unrealized loss on interest rate swap (158) (225) (383) Total $ (3,996) $ 10,935 $ 6,939

Revenue from Contracts with Cus

Revenue from Contracts with Customers	12 Months Ended
	Dec. 31, 2021
Revenue from Contract with Customer [Abstract]
Revenue from Contracts with Customers	Revenue from Contracts with Customers All of the Corporation’s revenue from contracts with customers in the scope of ASC 606 is recognized within Non-Interest Income. The following table presents the Corporation's sources of Non-Interest Income for the years ended December 31, 2021, 2020 and 2019. Items outside the scope of ASC 606 are noted as such. December 31, 2021 December 31, 2020 December 31, 2019 Non-interest Income Service charges on deposit accounts $ 6,195 $ 5,095 $ 6,402 Wealth and asset management fees 6,740 5,497 4,627 Mortgage banking (1) 3,147 3,354 1,412 Card processing and interchange income 7,796 5,727 4,641 Net realized gains on available-for-sale securities (1) 783 2,190 148 Other income 8,773 6,196 8,745 Total non-interest income $ 33,434 $ 28,059 $ 25,975 (1) Not within scope of ASC 606 Management determined that the primary sources of revenue emanating from interest and dividend income on loans and investment securities along with non-interest revenue resulting from security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit card fees, gains (losses) on sale of other real estate owned not financed by the Corporation, is not within the scope of ASU 2014-9. The types of non-interest income within the scope of the standard that are material to the consolidated financial statements are services charges on deposit accounts, wealth and asset management fee income, card processing and interchange income, and other income. Service charges on deposit accounts : The Corporation earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed, as that is the point in time the Corporation fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Corporation satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Services charges on deposits are withdrawn from the customer’s account balance. Wealth and asset management fees : The Corporation earns wealth and asset management fees from its contracts with trust and brokerage customers to manage assets for investment, and/or to transact on their accounts. These fees are primarily earned over time as the Corporation provides the contracted monthly or quarterly services and are generally assessed based on a tiered scale of the market value of assets under management at month end. Fees for these services are billed to customers on a monthly or quarterly basis and are recorded as revenue at the end of the period for which the wealth and asset management services have been performed. Other performance obligations, such as the delivery of account statements to customers, are generally considered immaterial to the overall transaction price. Card processing and interchange income : The Corporation earns interchange fees from check card and credit card transactions conducted through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Other income : The Corporation's other income includes sources such as bank owned life insurance, changes in fair value and realized gains on sales of equity securities, certain service fees, gains (losses) on sales of fixed assets, and gains (losses) on sale of other real estate owned. The service fees are recognized in the same manner as the service charges mentioned above. While gains (losses) on the sale of other real estate owned are within the scope of ASU 2014-9 if financed by the Corporation, the Corporation does not finance the sale of transactions. The revenue on the sale is recorded upon the transfer of control of the property to the buyer and the other real estate owned asset is derecognized.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Business and Organization	Business and Organization CNB Financial Corporation (the "Corporation") is headquartered in Clearfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, CNB Bank (the "Bank"). In addition, the Bank provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans as well as a full range of wealth management services. The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services. In addition to the Bank, the Corporation also operates a consumer discount loan and finance business through its wholly owned subsidiary, Holiday Financial Services Corporation ("Holiday"). The Corporation and its other subsidiaries are subject to examination by federal and state regulators. The Corporation’s market area is primarily concentrated in the central and northwest regions of the Commonwealth of Pennsylvania, the central and northeast regions of the state of Ohio, western New York and Roanoke, Virginia.
Basis of Financial Presentation	Basis of Financial Presentation The financial statements are consolidated to include the accounts of the Corporation, the Bank, CNB Securities Corporation, Holiday, CNB Risk Management, Inc. and CNB Insurance Agency. All significant intercompany accounts and transactions have been eliminated in the consolidated financial statements. Certain prior period amounts have been reclassified to conform to the current period presentation. Reclassifications had no effect on prior year net income or shareholders’ equity.
Risks and Uncertainties	Risks and Uncertainties The worldwide spread of COVID-19 has created significant uncertainty in the global economy. There have been no comparable recent events that provide guidance as to the effects the global COVID-19 pandemic may have, and, as a result, the ultimate impact of the COVID-19 pandemic and the extent to which the COVID-19 pandemic and the related government responses impact the Corporation’s business, results of operations and financial condition will depend on future developments, which are highly uncertain and difficult to predict.
Use of Estimates	Use of Estimates To prepare financial statements in conformity with U.S. generally accepted accounting principles ("GAAP"), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The Corporation's business is dependent upon the willingness and ability of its employees and customers to conduct banking and other financial transactions. If the global response to contain the COVID-19 pandemic requires further restricted measures or is unsuccessful, the Corporation could experience a material adverse effect on its business, financial condition, results of operations and cash flows. Since the extent to which the COVID-19 pandemic impacts its operations will depend on future developments that are highly uncertain, the Corporation cannot estimate the impact on its business, financial condition or near or long-term financial or operational results with reasonable certainty. Accordingly, the Corporation is disclosing potentially material items of which it is aware. Asset valuation : Currently, the Corporation does not expect the COVID-19 pandemic to affect its ability to account timely for the assets on its balance sheet; however, this could change in future periods due to any number of potential impacts from the COVID-19 pandemic. The COVID-19 pandemic could cause a decline in the Corporation's stock price or the occurrence of what management would deem to be a triggering event that could, under certain circumstances, cause us to perform a goodwill impairment test, resulting in an impairment charge being recorded for that period. In the event that the Corporation concludes that all or a portion of its goodwill is impaired, a non-cash charge for the amount of such impairment would be recorded to earnings. Credit : The Corporation is working with customers directly affected by the COVID-19 pandemic. The Corporation has offered assistance in accordance with regulator guidelines. As a result of the current economic slowdown related to the COVID-19 pandemic, the Corporation is engaging in more frequent communication with borrowers to better understand their situation and the challenges faced, allowing it to respond proactively as needs and issues arise. Determining the appropriateness of the allowance for credit losses on loans is complex and requires judgment by management about the effect of matters that are inherently uncertain. Subsequent evaluations of the then-existing loan portfolio, in light of the factors then prevailing, may result in significant changes in the allowance for credit losses on loans in those future periods. Should economic conditions worsen, the Corporation could experience further increases in its required allowance for credit losses and record additional provision expense. It is possible that the Corporation's asset quality measures could worsen at future measurement periods if the effects of the COVID-19 pandemic are prolonged.
Operating Segments	Operating Segments While the Corporation monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of the consolidated statement of cash flows, the Corporation defines cash and cash equivalents as cash and due from banks, interest bearing deposits with other banks, and Federal funds sold. Net cash flows are reported for customer loan and deposit transactions, interest bearing time deposits with other banks and borrowings with original maturities of 90 days or less.
Restrictions on Cash	Restrictions on Cash Note 20, "Interest Rate Swaps," to the consolidated financial statements discloses the cash collateral balances required to be maintained in connection with the Corporation’s interest rate swaps.
Debt Securities	Debt Securities Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. The Corporation has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in accrued interest receivable and other assets in the consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the year ended December 31, 2021.
Allowance for Credit Losses	Allowance for Credit Losses (Debt Securities Available-for Sale) For available-for-sale debt securities in an unrealized loss position, the Corporation first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For debt securities available-for-sale that do not meet the aforementioned criteria, the Corporation evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management confirms that an available-for-sale security is uncollectable or when either of the criteria regarding intent or requirement to sell is met. As of December 31, 2021 and December 31, 2020, the Corporation determined that the unrealized loss positions in available-for-sale debt securities were not the result of credit losses, and therefore, an allowance for credit losses was not recorded. See Note 3, "Debt Securities," and Note 6, "Fair Value Measurements," for more information about available-for-sale debt securities. Accrued interest receivable on available-for-sale debt securities totaled $2.2 million and $2.2 million at December 31, 2021 and December 31, 2020, respectivley, and is excluded from the estimate of credit losses.
Equity Securities	Equity Securities Equity securities are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment.
Loans Held for Sale	Loans Held for Sale Loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of the mortgage loan sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. Accrued interest receivable totaled $13.3 million and $15.4 million at December 31, 2021 and December 31, 2020, respectively, and was reported in accrued interest receivable and other assets on the consolidated balance sheets and is excluded from the estimate of credit losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income on mortgage and commercial loans is discontinued and placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Consumer loans continue to accrue interest until they are recorded as charge-offs no later than 180 days past due unless the loan is in the process of collection. Past-due status is based on the contractual terms of the loan. Loans, including loans modified in a troubled debt restructuring, are placed on nonaccrual or recorded as charge-offs at an earlier date if collection of principal or interest is considered doubtful.
Purchased Credit Deteriorated ("PCD") Loans	Purchased Credit Deteriorated ("PCD") Loans The Corporation has purchased loans, some of which have experienced more than insignificant credit deterioration since origination. PCD loans are recorded at the amount paid. An allowance for credit losses is determined using the same methodology as other loans held for investment. The initial allowance for credit losses determined on a collective basis is allocated to individual loans. The sum of the loan's purchase price and allowance for credit losses becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized into interest income over the life of the loan. Subsequent changes to the allowance for credit losses are recorded through provision expense.
Troubled Debt Restructurings (“TDRs”)	Troubled Debt Restructurings ("TDRs") Loans are classified as TDRs when a borrower is experiencing financial difficulty and the Corporation has granted a concession that would not have otherwise been made for a borrower with similar credit characteristics. Prior to granting a modification, the borrower's ability to repay the loan is evaluated, including: current income levels and debt to income ratio, credit score, payment history and an evaluation of secondary repayment sources, if any is updated. The Corporation's policy is to modify loans typically through a payment reduction or through an interest rate reduction for a specified period of time, usually six The Corporation has implemented various consumer and commercial loan modification programs to provide its borrowers relief from the economic impacts of COVID-19. In accordance with the CARES Act, loans to borrowers experiencing financial difficulty related to the COVID-19 pandemic which were granted short-term modifications after March 1, 2020 and which were not more than 30 days past due as of December 31, 2019 are exempt from TDR classification. In addition, for loans modified in response to the COVID-19 pandemic that do not meet the above delinquency criteria (e.g., more than 30 days past due as of December 31, 2019), the Corporation applies the guidance included in an interagency statement issued by the bank regulatory agencies. This guidance states that loan modifications performed in light of the COVID-19 pandemic, including loan payment deferrals that are up to six months in duration, that were granted to borrowers who were less than 30 days past due as of the implementation date of a loan modification program are exempt from TDR classification. For loan modifications that include a payment deferral and are not TDRs, the borrower’s past due and nonaccrual status will not be impacted during the deferral period. Interest income will continue to be recognized over the contractual life of the loan.
Concentration of Credit Risk	Concentration of Credit Risk Most of the Corporation’s business activity is with customers located within the Commonwealth of Pennsylvania and the states of Ohio, New York and Virginia. Therefore, the Corporation’s exposure to credit risk is significantly affected by changes in the economies of Pennsylvania, Ohio, New York and Virginia.
Allowance for Loan Losses	Allowance for Credit Losses - Loans The allowance for credit losses on loans represents management’s estimate of expected credit losses over the estimated life of our existing portfolio of loans. The allowance for credit losses is a valuation account that is deducted from the loan's amortized cost basis to present the net amount expected to be collected on the loans. The expense for credit loss recorded through earnings is the amount necessary to maintain the allowance for credit losses on loans at the amount of expected credit losses inherent within the loan portfolio. Loans are recorded as charge-offs against the allowance when management confirms a loan balance is uncollectable. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts, and other significant qualitative and quantitative factors. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, changes in environmental conditions, delinquency level, segment growth rates and changes in duration within new markets, or other relevant factors. For further information on the allowance for credit losses on loans, see Note 4, "Loans," for additional detail. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Corporation has segregated its portfolio segments based on federal call report codes which classify loans based on the primary collateral supporting the loan. The following are the Corporation's segmented portfolios: 1-4 Family Construction : The Bank originates construction loans to finance 1-4 family residential buildings. Construction loans include not only construction of new structures, but also additions or alterations to existing structures and the demolition of existing structures to make way for new structures. Construction loans are generally secured by real estate. The primary risk characteristics are specific to the uncertainty on whether the construction will be completed according to the specifications and schedules. Factors that may influence the completion of construction may be customer specific, or related to changes in general economic conditions. Other construction loans and all land development and other land loans : The Bank originates construction loans to finance land development preparatory to erecting new structures or the on-site construction of industrial, commercial, or multi-family buildings. Construction loans include not only construction of new structures, but also additions or alterations to existing structures and the demolition of existing structures to make way for new structures. Construction loans are generally secured by real estate. The primary risk characteristics are specific to the uncertainty on whether the construction will be completed according to the specifications and schedules. Factors that may influence the completion of construction may be customer specific, such as the quality and depth of property management, or related to changes in general economic conditions. Farmland (including farm residential and other improvements) : The Bank originates loans secured by farmland and improvements thereon, secured by mortgages. Farmland includes all land known to be used or usable for agricultural purposes, such as crop and livestock production. Farmland also includes grazing or pasture land, whether tillable or not and whether wooded or not. The primary risk characteristics are specific to the uncertainty on production, market, financial, environmental and human resources. Home equity lines of credit : The primary risk characteristics associated with home equity lines of credit typically involve changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as major medical expenses, catastrophic events, divorce and death. Home equity lines of credit are typically originated with variable or floating interest rates, which could expose the borrower to higher payments in a rising interest rate environment. Real estate values could decrease and cause the value of the underlying property to fall below the loan amount, creating additional potential loss exposure for the Bank. Residential Mortgages secured by first liens : The Bank originates one-to-four family residential mortgage loans primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. These loans are secured by first liens on a primary residence or investment property. The primary risk characteristics associated with residential mortgage loans typically involve major changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as major medical expenses, catastrophic events, divorce or death. Residential mortgage loans that have adjustable rates could expose the borrower to higher payments in a rising interest rate environment. Real estate values could decrease and cause the value of the underlying property to fall below the loan amount, creating additional potential loss exposure for the Bank. Residential Mortgages secured by junior liens : The Bank originates loans secured by junior liens against one to four family properties primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. Loans secured by junior liens are primarily in the form of an amortizing home equity loan. These loans are subordinate to a first mortgage which may be from another lending institution. The primary risk characteristics associated with loans secured by junior liens typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Real estate values could decrease and cause the value of the property to fall below the loan amount, creating additional potential loss exposure for the Bank. Multifamily (5 or more) residential properties : The Bank originates mortgage loans for multifamily properties primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. Multifamily loans are expected to be repaid from the cash flows of the underlying property so the collective amount of rents must be sufficient to cover all operating expenses, property management and maintenance, taxes and debt service. Increases in vacancy rates, interest rates or other changes in general economic conditions can have an impact on the borrower and its ability to repay the loan. Owner-occupied, nonfarm nonresidential properties : The Bank originates mortgage loans to operating companies primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. Owner-occupied real estate properties primarily include retail buildings, medical buildings and industrial/warehouse space. Owner-occupied loans are typically repaid first by the cash flows generated by the borrower’s business operations. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and positive cash flow. Factors that may influence a borrower's ability to repay their loan include demand for the business’ products or services, the quality and depth of management, the degree of competition, regulatory changes, and general economic conditions. Non-owner occupied, nonfarm nonresidential properties : The Bank originates mortgage loans for commercial real estate that is managed as an investment property primarily within central and northwest Pennsylvania, central and northeast Ohio, western New York and the Roanoke, Virginia market. Commercial real estate properties primarily include retail buildings/shopping centers, hotels, office/medical buildings and industrial/warehouse space. Increases in vacancy rates, interest rates or other changes in general economic conditions can have an impact on the borrower and its ability to repay the loan. Commercial real estate loans are generally considered to have a higher degree of credit risk as they may be dependent on the ongoing success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of exposure to economic conditions. Agricultural production and other loans to farmers : The Bank originates loans secured or unsecured to farm owners and operators (including tenants) or to nonfarmers for the purpose of financing agricultural production, including the growing and storing of crops, the marketing or carrying of agricultural products by the growers thereof, and the breeding, raising, fattening, or marketing of livestock, and for purchases of farm machinery, equipment, and implements. The primary risk characteristics are specific to the uncertainty on production, market, financial, environmental and human resources. Commercial and Industrial : The Bank originates lines of credit and term loans to operating companies for business purposes. The loans are generally secured by business assets such as accounts receivable, inventory, business vehicles and equipment as well as the stock of a company, if privately held. Commercial and Industrial loans are typically repaid first by the cash flows generated by the borrower’s business operations. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and positive cash flow. Factors that may influence a borrower's ability to repay their loan include demand for the business’ products or services, the quality and depth of management, the degree of competition, regulatory changes, and general economic conditions. The ability of the Bank to foreclose and realize sufficient value from business assets securing these loans is often uncertain. To mitigate the risk characteristics of commercial and industrial loans, commercial real estate may be included as a secondary source of collateral. The Bank will often require more frequent reporting requirements from the borrower in order to better monitor its business performance. Credit cards : The Bank originates credit cards offered to individuals and businesses for household, family, other personal and business expenditures. Credit cards generally are floating rate loans and include both unsecured and secured lines. Credit card loans generally do not have stated maturities and are unconditionally cancellable. The primary risk characteristics associated with credit cards typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Other revolving credit plans : The Bank originates lines of credit to individuals for household, family, and other personal expenditures. Consumer loans generally have higher interest rates and shorter terms than residential loans but tend to have higher credit risk due to the type of collateral securing the loan or in some cases the absence of collateral. The primary risk characteristics associated with other revolving loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Automobile : The Bank originates consumer loans extended for the purpose of purchasing new and used passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use. The primary risk characteristics associated with automobile loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Other consumer : The Bank originates loans to individuals for household, family, and other personal expenditures. This also represents all other loans that cannot be categorized in any of the previous mentioned consumer loan segments. Consumer loans generally have higher interest rates and shorter terms than residential loans but tend to have higher credit risk due to the type of collateral securing the loan or in some cases the absence of collateral. The primary risk characteristics associated with other consumer loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Obligations (other than securities and leases) of states and political subdivisions : The Bank originates various types of loans made directly to municipalities. These loans are repaid through general cash flows or through specific revenue streams, such as water and sewer fees. The primary risk characteristics associated with municipal loans are the municipality's ability to manage cash flow, balance the fiscal budget, fixed asset and infrastructure requirements. Additional risks include changes in demographics, as well as social and political conditions. Other loans : The Bank originates other loans, such as loans to nonprofit organizations, including churches, hospitals, educational and charitable institutions, clubs, and similar associations. The primary risk characteristics associated with these types of loans are repayment, demographic, social, political and reputation risks. Overdrafts : The Bank reports overdrawn customer deposit balances as loans. Methods utilized by management to estimate expected credit losses include a discounted cash flow ("DCF") model that discounts instrument-level contractual cash flows, adjusted for prepayments and curtailments, incorporating loss expectations, and a weighted average remaining maturity ("WARM") model which contemplates expected losses at a pool-level, utilizing historic loss information. Under both models, management estimates the allowance for credit losses on loans using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. After the end of the reasonable and supportable forecast period, the loss rates revert to the mean loss rate over a period of eight quarters. Historical credit loss experience, including examination of loss experience at representative peer institutions when the Corporation’s loss history does not result in estimations that are meaningful to users of the Corporation’s Consolidated Financial Statements, provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, changes in environmental conditions, delinquency level, segment growth rates and changes in duration within new markets, or other relevant factors. The DCF model uses inputs of current and forecasted macroeconomic indicators to predict future loss rates. The current macroeconomic indicator utilized by the Corporation is the Federal unemployment rate and the S&P/Case-Shiller U.S. National Home Price Index for select collective residential related pools. In building the CECL methodology utilized in the DCF model, a correlation between this indicator and historic loss levels was developed, enabling a prediction of future loss rates related to future Federal unemployment rates and S&P/Case-Shiller U.S. National Home Price Index. The portfolio segments utilizing the DCF methodology comprised 88.4% and 90.8% of the amortized cost of loans as of December 31, 2021 and December 31, 2020, respectively, and included: • Farmland • Home equity lines of credit • Residential Mortgages secured by first liens • Residential Mortgages secured by junior liens • Multifamily (5 or more) residential properties • Owner-occupied, nonfarm nonresidential properties • Non-owner occupied, nonfarm nonresidential properties • Agricultural production and other loans to farmers • Commercial and Industrial • Automobile • Obligations (other than securities and leases) of states and political subdivisions • Other loans The WARM model uses combined historic loss rates for the Corporation and peer institutions, if necessary, gathered from call report filings. The selected period for which historic loss rates are used is dependent on management's evaluation of current conditions and expectations of future loss conditions. The portfolio segments utilizing the WARM methodology comprised 11.6% and 9.2% of the amortized cost of loans as of December 31, 2021 and December 31, 2020, respectively, and included: • 1-4 Family Construction • Other construction loans and all land development and other land loans • Credit cards • Other revolving credit plans • Other consumer Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not also included in the collective evaluation and typically represent collateral dependent loans but may also include other nonperforming loans or TDRs. The Corporation uses the practical expedient to measure individually evaluated loans as collateral dependent and/or when repayment is expected to be provided substantially through the operation or sale of the collateral. Expected credit losses are based on the fair value at the reporting date, adjusted for selling costs as appropriate. For collateral dependent loans, credit loss is measured as the difference between the amortized cost basis in the loan and the fair value of the underlying collateral. The fair value of the collateral is adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Allowance for Credit Losses on Off-Balance Sheet ("OBS") Credit Exposures Management estimates expected credit losses over the contractual period in which the Corporation is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Corporation. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Management estimates the amount of expected losses by calculating a commitment usage factor over the contractual period for exposures that are not unconditionally cancellable by the Bank and applying the loss factors used in the allowance for credit losses on loans methodology to the results of the usage calculation to estimate the liability for credit losses related to unfunded commitments for each loan segment. The estimate of credit losses on OBS credit exposures is not material at December 31, 2021 or December 31, 2020.
Mortgage Servicing Rights	Mortgage Servicing Rights When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in mortgage banking income. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Corporation compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Corporation later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported with mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement as mortgage banking income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Late fees and ancillary fees related to loan servicing are not material.
Foreclosed Assets	Foreclosed AssetsForeclosed assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of residential real estate property collateralizing a consumer mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed.
Premises and Equipment	Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation of premises and equipment is computed principally by the straight line method. In general, useful lives range from 3 to 39 years with lives for furniture, fixtures and equipment ranging from 3 to 10 years and lives of buildings and building improvements ranging from 15 to 39 years. Amortization of leasehold improvements is computed using the straight-line method over useful lives of the leasehold improvements or the term of the lease, whichever is shorter. Maintenance, repairs and minor renewals are charged to expense as incurred.
Leases	Leases The Corporation leases real estate property for branches and certain equipment. The Corporation determines if an arrangement is a lease at inception and if the lease is an operating lease or a finance lease. Operating lease right-of-use assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent the Corporation's obligation to make lease payments arising from the lease. The period over which the right-of-use asset is amortized is generally the lesser of the expected remaining term or the remaining useful life of the leased asset. The lease liability is decreased as periodic lease payments are made. The Corporation performs impairment assessments for right-of-use assets when events or changes in circumstances indicate that their carrying values may not be recoverable. The calculated amounts of the right-of-use assets and lease liabilities are impacted by the length of the lease term and the discount rate used to calculate the present value of the minimum remaining lease payments. The Corporation's lease agreements often include one or more options to renew at the Corporation's discretion. If, at lease inception, the Corporation considers the exercising of a renewal option to be reasonably certain, the Corporation includes the extended term in the calculation of the right-of-use asset and lease liability. Generally, the Corporation cannot practically determine the interest rate implicit in the lease so the Corporation's incremental borrowing rate is used as the discount rate for the lease. The Corporation uses Federal Home Loan Bank ("FHLB") of Pittsburgh advance interest rates, which have been deemed as the Company's incremental borrowing rate, at lease inception based upon the term of the lease. The Corporation's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Lease expense, variable lease expense and short-term lease expense are included in occupancy expense in the Corporation's consolidated statements of income. For facility-related leases, the Corporation elected, by lease class, to not separate lease and non-lease components. Lease expense is recognized on a straight-line basis over the lease term. Variable lease expense primarily represents payments such as common area maintenance, real estate taxes, and utilities and are recognized as expense in the period when those payments are incurred. Short-term lease expense relates to leases with an initial term of 12 months or less. The Corporation has elected to not record a right-of-use asset or lease liability for short-term leases.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock As a member of the FHLB of Pittsburgh, the Corporation is required to purchase and hold stock in the FHLB to satisfy membership and borrowing requirements. This stock is restricted in that it can only be sold to the FHLB or to another member institution, and all sales of FHLB stock must be at par. As a result of these restrictions, FHLB stock is unlike other investment securities insofar as there is no trading market for FHLB stock and the transfer price is determined by FHLB membership rules and not by market participants. FHLB stock is held as a long-term investment, is valued at its cost basis and is analyzed for impairment based on the ultimate recoverability of the par value. The Company evaluates impairment quarterly. The decision of whether impairment exists is a matter of judgment that reflects our view of the FHLB’s long-term performance, which includes factors such as the following: • its operating performance; • the severity and duration of declines in the fair value of its net assets related to its capital stock amount; • its commitment to make payments required by law or regulation and the level of such payments in relation to its operating performance; • the impact of legislative and regulatory changes on the FHLB, and accordingly, on the members of FHLB; and • its liquidity and funding position.
Bank Owned Life Insurance	Bank Owned Life Insurance The Corporation has purchased life insurance policies on certain key employees. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill resulting from business combinations after January 1, 2009 is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interest in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exists that indicate that a goodwill impairment test should be performed. The Corporation has no intangible assets with an indefinite useful life. The Corporation has selected December 31st as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Corporation’s balance sheet.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Derivatives	Derivatives Derivative financial instruments are recognized as assets or liabilities at fair value. The Corporation has interest rate swap agreements which are used as part of its asset liability management to help manage interest rate risk. The Corporation does not use derivatives for trading purposes. At the inception of a derivative contract, the Corporation designates the derivative as one of three types based on the Corporation's intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment ("fair value hedge"), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability ("cash flow hedge"), or (3) an instrument with no hedging designation ("stand-alone derivative"). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item attributable to the hedged risk, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as non-interest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in non-interest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Corporation formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions, at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Corporation also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Corporation discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as non-interest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.
Treasury Stock	Treasury Stock The purchase of the Corporation’s common stock is recorded at cost. Purchases of the stock are made in the open market based on market prices. At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on a first-in-first-out basis.
Stock-Based Compensation	Stock-Based Compensation Compensation cost is recognized for restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. The Corporation's accounting policy is to recognize forfeitures as they occur.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Corporation recognizes interest and/or penalties related to income tax matters in income tax expense.
Retirement Plans	Retirement Plans Post retirement obligation expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. The Corporation’s expense associated with its 401(k) plan is determined under the provisions of the plan document and includes both matching and profit sharing components. Deferred compensation and supplemental retirement plan expenses allocate the benefits over years of service.
Earnings Per Common Share	Earnings Per Common Share Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the applicable period, excluding outstanding participating securities. Diluted earnings per common share is computed using the weighted average number of common shares determined for the basic computation plus the dilutive effect of potential common shares issuable under certain stock compensation plans. Unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per share pursuant to the two-class method. The Corporation has determined that its outstanding non-vested time-based restricted stock awards are participating securities.
Comprehensive Income	Comprehensive Income The Corporation presents comprehensive income as part of the Consolidated Statements of Income and Comprehensive Income. Other comprehensive income and loss consists of unrealized holding gains and losses on the available for sale securities portfolio, changes in the unrecognized actuarial gain and transition obligation related to the Corporation’s post retirement benefits plans, and changes in the fair value of the Corporation’s interest rate swaps, net of tax.
Loss Contingencies	Loss ContingenciesLoss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there now are such matters that will have a material effect on the financial statements.
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Reclassifications	Reclassifications Certain amounts appearing in the financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassifications had no effect on net income or shareholders’ equity as previously reported.
Adoption of New/Effects of Newly Issued But Not Yet Effective Accounting Standards	Adoption of New Accounting Standards On January 1, 2020, the Corporation adopted ASU 2016-13 Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments , which replaces the incurred loss methodology with an expected loss methodology that is referred to as the CECL methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments. standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance with Topic 842 on leases. In addition, ASC 326 made changes to the accounting for available-for-sale debt securities. One such change is to require credit losses to be presented as an allowance rather than as a write-down on available-for-sale debt securities management does not intend to sell or believes that it is more likely than not they will be required to sell. The Corporation adopted ASC 326 using the modified retrospective approach method for all financial assets measured at amortized cost and OBS credit exposures. Results for reporting periods beginning after January 1, 2020 are presented under ASC 326 while prior period amounts continue to be reported in accordance with previously applicable GAAP. In conjunction with the adoption of CECL, the Corporation has revised its segmentation to align with the methodology applied in determining the ACL for loans under CECL, which is based on federal call report codes which classify loans based on the primary collateral supporting the loan. Segmentation prior to the adoption of CECL was based on product type or purpose. Upon adoption, the Corporation's total allowance for credit losses increased by $5.0 million, or 25.5%. The increase in the total allowance for credit losses resulted in a $3.4 million decrease to retained earnings, net of deferred taxes. The overall change in total allowance for credit losses upon adoption was primarily due to the move to a life of loan reserve estimate as well as methodology changes required under CECL. The Corporation adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration that were previously classified as purchased credit impaired ("PCI") and accounted for under ASC 310-30. In accordance with the standard, management did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. On January 1, 2020, the amortized cost basis of the PCD assets were adjusted to reflect the addition of $670 thousand of the allowance for credit losses. The remaining noncredit discount (based on the adjusted amortized cost basis) will be accreted into interest income at the effective interest rate as of January 1, 2020. The following tables illustrates the impact of ASC 326. January 1, 2020 Pre-CECL Adoption Reclassification to CECL Pre-CECL Post-CECL Impact of Assets: Loans: Commercial, industrial and agricultural $ 1,046,665 $ (1,046,665) $ 0 $ 0 $ 0 Farmland 0 27,199 27,199 27,199 0 Owner-occupied, nonfarm nonresidential properties 0 333,117 333,117 333,117 0 Agricultural production and other loans to farmers 0 3,407 3,407 3,407 0 Commercial and Industrial 0 474,614 474,614 474,614 0 Obligations (other than securities and leases) of states and political subdivisions 0 139,052 139,052 139,052 0 Other loans 0 5,740 5,740 5,740 0 Commercial mortgages 814,002 (814,002) 0 0 0 Other construction loans and all land development and other land loans 0 277,412 277,412 277,412 0 Multifamily (5 or more) residential properties 0 124,390 124,390 124,390 0 Non-owner occupied, nonfarm nonresidential properties 0 467,852 467,852 468,522 670 Residential real estate 814,030 (814,030) 0 0 0 1-4 Family Construction 0 22,427 22,427 22,427 0 Home equity lines of credit 0 95,089 95,089 95,089 0 Residential Mortgages secured by first liens 0 646,199 646,199 646,199 0 Residential Mortgages secured by junior liens 0 57,965 57,965 57,965 0 Consumer, net of unearned discount 119,623 (119,623) 0 0 0 Other revolving credit plans 0 52,353 52,353 52,353 0 Automobile 0 27,807 27,807 27,807 0 Other consumer 0 39,697 39,697 39,697 0 Credit cards 7,569 0 7,569 7,569 0 Overdrafts 2,146 0 2,146 2,146 0 Total loans $ 2,804,035 $ 0 $ 2,804,035 $ 2,804,705 $ 670 January 1, 2020 Pre-CECL Adoption Reclassification to CECL Pre-CECL Post-CECL Impact of Assets: Allowance for credit losses on loans: Commercial, industrial and agricultural $ 8,287 $ (8,287) $ 0 $ 0 $ 0 Farmland 0 190 190 251 61 Owner-occupied, nonfarm nonresidential properties 0 2,390 2,390 1,636 (754) Agricultural production and other loans to farmers 0 25 25 30 5 Commercial and Industrial 0 4,105 4,105 3,474 (631) Obligations (other than securities and leases) of states and political subdivisions 0 1,022 1,022 791 (231) Other loans 0 41 41 49 8 Commercial mortgages 6,952 (6,952) 0 0 0 Other construction loans and all land development and other land loans 0 2,327 2,327 3,107 780 Multifamily (5 or more) residential properties 0 1,087 1,087 1,399 312 Non-owner occupied, nonfarm nonresidential properties 0 3,980 3,980 6,527 2,547 Residential real estate 1,499 (1,499) 0 0 0 1-4 Family Construction 0 56 56 21 (35) Home equity lines of credit 0 180 180 601 421 Residential Mortgages secured by first liens 0 1,220 1,220 2,320 1,100 Residential Mortgages secured by junior liens 0 114 114 249 135 Consumer 2,411 (2,411) 0 0 0 Other revolving credit plans 0 296 296 674 378 Automobile 0 156 156 60 (96) Other consumer 0 1,960 1,960 2,981 1,021 Credit cards 84 0 84 26 (58) Overdrafts 240 0 240 240 0 Total allowance for credit losses on loans $ 19,473 $ 0 $ 19,473 $ 24,436 $ 4,963 Retained earnings: Total increase in allowance for credit losses on loans $ 4,963 Balance sheet reclassification (670) Total pre-tax impact 4,293 Tax effect (902) Decrease in retained earnings $ 3,391 In August 2018, the FASB issued ASU 2018-14, "Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans." ASU 2018-14 amends ASC 715-20, "Compensation - Retirement Benefits - Defined Benefit Plans - General." The amended guidance modifies the disclosure requirements for employers that sponsor defined benefit pension or other post-retirement plans by removing and adding certain disclosures for these plans. The eliminated disclosures include (a) the amounts in accumulated Other Comprehensive Income expected to be recognized in net periodic benefit costs over the next fiscal year, and (b) the effects of a one percentage point change in assumed health care cost trend rates on the net periodic benefit costs and the benefit obligation for post-retirement health care benefits. Additional disclosures include descriptions of significant gains and losses affecting the benefit obligation for the period. ASU 2018-14 was effective for the Corporation on January 1, 2021 and did not have a material impact on the Corporation's financial statement disclosures. In December 2019, the FASB issued ASU 2019-12 "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." These amendments remove specific exceptions to the general principles in Topic 740 in GAAP. It eliminates the need for an organization to analyze whether the following apply in a given period: exception to the incremental approach for intraperiod tax allocation; exceptions to accounting for basis differences where there are ownership changes in foreign investments; and exception in interim period income tax accounting for year-to-date losses that exceed anticipated losses. It also improves financial statement preparers' application of income tax- related guidance and simplifies GAAP for: franchise taxes that are partially based on income; transactions with a government that result in a step up in the tax basis of goodwill; separate financial statements of legal entities that are not subject to tax; and enacts changes in tax laws in interim periods. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. Early adoption is permitted. ASU 2019-12 was effective for the Corporation on January 1, 2021 and did not have a material impact on the Corporation's financial statements. In January 2020, the FASB issued ASU 2020-01 - Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815. ASU 2020-01 represents changes to clarify certain interactions between the guidance to account for certain equity securities under Topic 321, the guidance to account for investments under the equity method of accounting in Topic 323, and the guidance in Topic 815. These amendments improve current U.S. GAAP by reducing diversity in practice and increasing comparability of the accounting for these transactions. ASU 2020-01 was effective for the Corporation on January 1, 2021 and did not have a material impact on the Corporation's financial statement disclosures. In March 2020, the FASB issued ASU 2020-04, - Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. ASU 2020-04 provides optional expedients and exceptions for accounting related to contracts, hedging relationships and other transactions affected by reference rate reform if certain criteria are met. ASU 2020-04 applies only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform and do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, that an entity has elected certain optional expedients for and that are retained through the end of the hedging relationship. ASU 2020-04 was effective upon issuance and generally can be applied through December 31, 2022. The adoption of ASU 2020-04 did not have a material impact on the Corporation's financial statement disclosures. In October 2020, the FASB issued ASU 2020-08 - Codification Improvements to Subtopic 310-20, Receivables - Nonrefundable Fees and Other Costs. ASU 2020-08 clarifies that an entity should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. ASU 2020-08 was effective for the Corporation on January 1, 2021 and did not have a material impact on the Corporation's financial statement disclosures. In August 2021, FASB issued ASU 2021-06 - Presentation of Financial Statements (Topic 205), Financial Services—Depository and Lending (Topic 942), and Financial Services—Investment Companies (Topic 946). ASU 2021-06 updates the codification to align with SEC Final Rule Releases No. 33-10786 and No. 33-10835. Specific to financial institutions, these SEC releases updated required annual statistical disclosures. The amendments in ASU 2021-06 were effective immediately. The updates to the statistical disclosures are reflected in the Corporation's Annual Report on Form 10-K for the fiscal year ending December 31, 2021, to align with this guidance. Effects of Newly Issued But Not Yet Effective Accounting Standards In March 2020, the FASB issued ASU 2020-04, - Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. ASU 2020-04 provides optional expedients and exceptions for accounting related to contracts, hedging relationships and other transactions affected by reference rate reform if certain criteria are met. ASU 2020-04 applies only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform and do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, that an entity has elected certain optional expedients for and that are retained through the end of the hedging relationship. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the impact of the reference rate reform on the Corporation's consolidated financial statements. In January 2021, the FASB issued ASU 2021-01 - Reference Rate Reform (Topic 848). ASU 2021-01 expands and clarifies the scope of ASU No. 2020-04 to include derivatives affected by changes in interest rates used for margining, discounting, or contract price alignment, commonly referred to as the “discounting transaction.” Derivatives impacted by the discounting transaction will be eligible for certain optional expedients and exceptions related to contract modifications and hedge accounting as defined in Topic 848. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the impact of the reference rate reform on the Corporation's consolidated financial statements.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Schedule of Impact of ASC	The following tables illustrates the impact of ASC 326. January 1, 2020 Pre-CECL Adoption Reclassification to CECL Pre-CECL Post-CECL Impact of Assets: Loans: Commercial, industrial and agricultural $ 1,046,665 $ (1,046,665) $ 0 $ 0 $ 0 Farmland 0 27,199 27,199 27,199 0 Owner-occupied, nonfarm nonresidential properties 0 333,117 333,117 333,117 0 Agricultural production and other loans to farmers 0 3,407 3,407 3,407 0 Commercial and Industrial 0 474,614 474,614 474,614 0 Obligations (other than securities and leases) of states and political subdivisions 0 139,052 139,052 139,052 0 Other loans 0 5,740 5,740 5,740 0 Commercial mortgages 814,002 (814,002) 0 0 0 Other construction loans and all land development and other land loans 0 277,412 277,412 277,412 0 Multifamily (5 or more) residential properties 0 124,390 124,390 124,390 0 Non-owner occupied, nonfarm nonresidential properties 0 467,852 467,852 468,522 670 Residential real estate 814,030 (814,030) 0 0 0 1-4 Family Construction 0 22,427 22,427 22,427 0 Home equity lines of credit 0 95,089 95,089 95,089 0 Residential Mortgages secured by first liens 0 646,199 646,199 646,199 0 Residential Mortgages secured by junior liens 0 57,965 57,965 57,965 0 Consumer, net of unearned discount 119,623 (119,623) 0 0 0 Other revolving credit plans 0 52,353 52,353 52,353 0 Automobile 0 27,807 27,807 27,807 0 Other consumer 0 39,697 39,697 39,697 0 Credit cards 7,569 0 7,569 7,569 0 Overdrafts 2,146 0 2,146 2,146 0 Total loans $ 2,804,035 $ 0 $ 2,804,035 $ 2,804,705 $ 670 January 1, 2020 Pre-CECL Adoption Reclassification to CECL Pre-CECL Post-CECL Impact of Assets: Allowance for credit losses on loans: Commercial, industrial and agricultural $ 8,287 $ (8,287) $ 0 $ 0 $ 0 Farmland 0 190 190 251 61 Owner-occupied, nonfarm nonresidential properties 0 2,390 2,390 1,636 (754) Agricultural production and other loans to farmers 0 25 25 30 5 Commercial and Industrial 0 4,105 4,105 3,474 (631) Obligations (other than securities and leases) of states and political subdivisions 0 1,022 1,022 791 (231) Other loans 0 41 41 49 8 Commercial mortgages 6,952 (6,952) 0 0 0 Other construction loans and all land development and other land loans 0 2,327 2,327 3,107 780 Multifamily (5 or more) residential properties 0 1,087 1,087 1,399 312 Non-owner occupied, nonfarm nonresidential properties 0 3,980 3,980 6,527 2,547 Residential real estate 1,499 (1,499) 0 0 0 1-4 Family Construction 0 56 56 21 (35) Home equity lines of credit 0 180 180 601 421 Residential Mortgages secured by first liens 0 1,220 1,220 2,320 1,100 Residential Mortgages secured by junior liens 0 114 114 249 135 Consumer 2,411 (2,411) 0 0 0 Other revolving credit plans 0 296 296 674 378 Automobile 0 156 156 60 (96) Other consumer 0 1,960 1,960 2,981 1,021 Credit cards 84 0 84 26 (58) Overdrafts 240 0 240 240 0 Total allowance for credit losses on loans $ 19,473 $ 0 $ 19,473 $ 24,436 $ 4,963 Retained earnings: Total increase in allowance for credit losses on loans $ 4,963 Balance sheet reclassification (670) Total pre-tax impact 4,293 Tax effect (902) Decrease in retained earnings $ 3,391

Business Combinations (Tables)

Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2021
Business Combination and Asset Acquisition [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	July 17, 2020 Merger consideration Value of stock consideration assigned to Bank of Akron common shares exchanged for stock paid to shareholders $ 24,667 Value of cash consideration for Bank of Akron common stock exchanged for cash 16,126 Total merger consideration $ 40,793 July 17, 2020 Identifiable net assets acquired, at fair value Assets acquired Cash and due from banks $ 78,830 Interest bearing deposits with other banks 10,148 Investment securities 29,407 Loans, net of allowance for credit losses on PCD loans 319,063 Premises and equipment, net 4,265 Core deposit intangible 613 Deferred tax assets 2,777 Bank owned life insurance 8,187 Accrued interest receivable and other assets 5,307 Total assets acquired $ 458,597 Liabilities assumed Deposits $ 419,475 Accrued interest payable and other liabilities 3,348 Total liabilities assumed 422,823 Total fair value of identifiable net assets 35,774 Total merger consideration 40,793 Goodwill recognized $ 5,019
Business Acquisition, Pro Forma Information	As a result, actual amounts would have differed from the unaudited pro forma information presented and the differences could be significant. December 31, 2020 December 31, 2019 Net interest income $ 137,097 $ 119,062 Net income $ 34,628 $ 42,343 Basic earnings per common share $ 2.01 $ 2.54 Diluted earnings per common share $ 2.01 $ 2.54

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	Securities available-for-sale at December 31, 2021 and 2020 were as follows: December 31, 2021 December 31, 2020 Amortized Gross Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Gov’t sponsored entities $ 110,788 $ 2,728 $ (1,768) $ 111,748 $ 150,404 $ 6,698 $ (60) $ 157,042 State & political subdivisions 103,232 2,162 (1,682) 103,712 67,819 3,186 (122) 70,883 Residential & multi-family mortgage 437,021 4,127 (6,513) 434,635 306,054 9,276 (138) 315,192 Corporate notes & bonds 28,257 250 (443) 28,064 15,221 105 (400) 14,926 Pooled SBA 18,787 283 (38) 19,032 24,975 912 (1) 25,886 Other 0 0 0 0 1,020 0 (41) 979 Total $ 698,085 $ 9,550 $ (10,444) $ 697,191 $ 565,493 $ 20,177 $ (762) $ 584,908 Information pertaining to security sales is as follows: Year ended December 31 Proceeds Gross Gains Gross Losses 2021 $ 33,553 $ 783 $ 0 2020 57,185 2,257 67 2019 11,403 152 4
Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities	The following is a schedule of the contractual maturity of securities available for sale, excluding equity securities, at December 31, 2021: December 31, 2021 Amortized Cost Fair Value 1 year or less $ 17,959 $ 18,241 1 year – 5 years 77,146 78,191 5 years – 10 years 139,201 139,000 After 10 years 7,971 8,092 242,277 243,524 Residential and multi-family mortgage 437,021 434,635 Pooled SBA 18,787 19,032 Total debt securities $ 698,085 $ 697,191
Securities with Unrealized Loss Position	Securities with unrealized losses at December 31, 2021 and 2020, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: December 31, 2021 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ 23,733 $ (553) 37,911 (1,215) $ 61,644 $ (1,768) State & political subdivisions 55,636 (1,399) 5,026 (283) 60,662 (1,682) Residential & multi-family mortgage 248,690 (4,837) 45,185 (1,676) 293,875 (6,513) Corporate notes & bonds 6,466 (249) 3,806 (194) 10,272 (443) Pooled SBA 4,394 (37) 127 (1) 4,521 (38) 338,919 $ (7,075) $ 92,055 $ (3,369) $ 430,974 $ (10,444) December 31, 2020 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities 24,991 (60) 0 0 24,991 (60) State & political subdivisions 3,854 (19) 164 (103) 4,018 (122) Residential and multi-family mortgage 44,092 (119) 3,277 (19) 47,369 (138) Corporate notes & bonds 0 0 4,545 (400) 4,545 (400) Pooled SBA 525 (1) 0 0 525 (1) Other 0 0 979 (41) 979 (41) 73,462 (199) 8,965 (563) 82,427 (762)
Trading Securities	Equity securities at December 31, 2021 and 2020 were as follows: December 31, 2021 December 31, 2020 Corporate equity securities $ 6,715 $ 4,343 Mutual funds 2,566 1,283 Money market 506 404 Corporate notes and bonds 579 569 U.S. Government sponsored entities 0 50 Total $ 10,366 $ 6,649

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Schedule of Net Loans	Total net loans at December 31, 2021 and 2020 are summarized as follows: 2021 Percentage 2020 Percentage Farmland $ 23,768 0.7 % $ 23,316 0.7 % Owner-occupied, nonfarm nonresidential properties 434,672 12.0 % 407,924 12.1 % Agricultural production and other loans to farmers 1,379 0.0 % 2,664 0.1 % Commercial and Industrial 1 708,989 19.5 % 663,550 19.7 % Obligations (other than securities and leases) of states and political subdivisions 140,887 3.9 % 132,818 3.9 % Other loans 13,979 0.4 % 11,961 0.4 % Other construction loans and all land development and other land loans 298,869 8.2 % 205,734 6.1 % Multifamily (5 or more) residential properties 216,143 5.9 % 212,815 6.3 % Non-owner occupied, nonfarm nonresidential properties 663,062 18.2 % 640,945 19.0 % 1-4 Family Construction 37,822 1.0 % 27,768 0.8 % Home equity lines of credit 104,517 2.9 % 109,444 3.2 % Residential Mortgages secured by first liens 826,729 22.7 % 777,030 23.0 % Residential Mortgages secured by junior liens 56,689 1.6 % 53,726 1.6 % Other revolving credit plans 26,536 0.7 % 25,507 0.8 % Automobile 20,862 0.6 % 25,344 0.8 % Other consumer 49,676 1.4 % 42,792 1.3 % Credit cards 9,935 0.3 % 8,115 0.2 % Overdrafts 278 0.0 % 336 0.0 % Total loans $ 3,634,792 100.0 % $ 3,371,789 100.0 % Less: Allowance for credit losses (37,588) (34,340) Loans, net $ 3,597,204 $ 3,337,449 Net deferred loan origination fees (costs) included in the above loan table $ 5,667 $ 8,789 1 PPP loans, net of deferred PPP processing fees, both those disbursed in 2020 and those disbursed in 2021, are included in the Commercial and Industrial classification and totaled $45.2 million and $155.5 million as of December 31, 2021 and 2020, respectively. In addition, syndicated loans, net of deferred fees and costs, are included in the Commercial and Industrial classification and totaled $125.8 million and $22.1 million as of December 31, 2021 and 2020, respectively. Transactions in the allowance for loan losses for the year ended December 31, 2020 were as follows: Beginning Impact of ASC 326 Adoption Initial Allowance on Loans Purchased with Credit Deterioration (Charge-offs) Recoveries Provision (Benefit) for Credit Loss Expense Ending Allowance (After ASC 326 Adoption) Farmland $ 190 $ 61 $ 0 $ 0 $ 0 $ (30) $ 221 Owner-occupied, nonfarm nonresidential properties 2,390 (754) 82 (61) 12 2,031 3,700 Agricultural production and other loans to farmers 25 5 0 0 0 (6) 24 Commercial and Industrial 4,105 (631) 216 (2,779) 39 5,283 6,233 Obligations (other than securities and leases) of states and political subdivisions 1,022 (231) 0 0 0 207 998 Other loans 41 8 0 0 0 19 68 Other construction loans and all land development and other land loans 2,327 780 228 0 125 (1,504) 1,956 Multifamily (5 or more) residential properties 1,087 312 24 0 0 1,301 2,724 Non-owner occupied, nonfarm nonresidential properties 3,980 2,547 335 (1,522) 52 3,266 8,658 1-4 Family Construction 56 (35) 0 0 0 61 82 Home equity lines of credit 180 421 22 (6) 1 367 985 Residential Mortgages secured by first liens 1,220 1,100 73 (285) 65 2,366 4,539 Residential Mortgages secured by junior liens 114 135 0 (158) 2 148 241 Other revolving credit plans 296 378 0 (137) 21 (51) 507 Automobile 156 (96) 0 (29) 2 99 132 Other consumer 1,960 1,021 0 (1,513) 130 1,364 2,962 Credit cards 84 (58) 0 (153) 14 179 66 Overdrafts 240 0 0 (435) 185 254 244 Total loans $ 19,473 $ 4,963 $ 980 $ (7,078) $ 648 $ 15,354 $ 34,340
Allowance for Loan Losses	Transactions in the allowance for credit losses for the year ended December 31, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Loss Expense Ending Allowance Farmland $ 221 $ 0 $ 0 $ (70) $ 151 Owner-occupied, nonfarm nonresidential properties 3,700 (584) 10 213 3,339 Agricultural production and other loans to farmers 24 0 0 (15) 9 Commercial and Industrial 6,233 (163) 203 2,564 8,837 Obligations (other than securities and leases) of states and political subdivisions 998 (407) 30 1,028 1,649 Other loans 68 0 0 81 149 Other construction loans and all land development and other land loans 1,956 (282) 0 524 2,198 Multifamily (5 or more) residential properties 2,724 0 0 (435) 2,289 Non-owner occupied, nonfarm nonresidential properties 8,658 (49) 0 (2,128) 6,481 1-4 Family Construction 82 0 0 76 158 Home equity lines of credit 985 (7) 5 186 1,169 Residential Mortgages secured by first liens 4,539 (79) 47 2,436 6,943 Residential Mortgages secured by junior liens 241 (3) 0 308 546 Other revolving credit plans 507 (41) 13 49 528 Automobile 132 (26) 3 154 263 Other consumer 2,962 (1,193) 140 637 2,546 Credit cards 66 (112) 18 120 92 Overdrafts 244 (438) 160 275 241 Total loans $ 34,340 $ (3,384) $ 629 $ 6,003 $ 37,588 Transactions in the allowance for loan losses for the year ended December 31, 2019 were as follows: Commercial, Commercial Residential Consumer Credit Overdrafts Total Allowance for loan losses, January 1, 2019 $ 7,341 $ 7,490 $ 2,156 $ 2,377 $ 103 $ 237 $ 19,704 Charge-offs (205) (3,391) (386) (2,200) (116) (453) (6,751) Recoveries 17 124 73 154 15 113 496 Provision for loan losses 1,134 2,729 (344) 2,080 82 343 6,024 Allowance for loan losses, December 31, 2019 $ 8,287 $ 6,952 $ 1,499 $ 2,411 $ 84 $ 240 $ 19,473
Impaired Financing Receivables with Related and not Related Allowances	The following table presents information related to impaired loans by class of loan as of and for the year ended December 31, 2019: Year Ended December 31, 2019 Average Interest Cash Basis With an allowance recorded: Commercial, industrial, and agricultural $ 1,750 $ 90 $ 90 Commercial mortgage 6,586 119 119 Residential real estate 191 13 13 Overdrafts 0 0 0 With no related allowance recorded: Commercial, industrial, and agricultural 4,919 208 208 Commercial mortgage 3,985 158 158 Residential real estate 294 11 11 Overdrafts 0 0 0 Total $ 17,725 $ 599 $ 599
Nonaccrual Loans and Loans Past Due over 90 Days Still Accruing Interest by Class of Loans	The following tables present the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of December 31, 2021: Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 965 $ 965 $ 0 Owner-occupied, nonfarm nonresidential properties 850 762 0 Commercial and Industrial 7,060 1,653 8 Other construction loans and all land development and other land loans 516 77 0 Multifamily (5 or more) residential properties 1,270 5 0 Non-owner occupied, nonfarm nonresidential properties 3,771 2,143 0 Home equity lines of credit 824 824 0 Residential Mortgages secured by first liens 3,410 3,410 137 Residential Mortgages secured by junior liens 147 147 0 Other revolving credit plans 13 13 0 Automobile 36 36 0 Other consumer 558 558 0 Credit cards 0 0 23 Total loans $ 19,420 $ 10,593 $ 168 The following tables present the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of December 31, 2020: Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 1,844 $ 633 $ 0 Owner-occupied, nonfarm nonresidential properties 1,781 967 0 Commercial and Industrial 6,657 959 0 Other construction loans and all land development and other land loans 2,349 77 0 Multifamily (5 or more) residential properties 288 0 0 Non-owner occupied, nonfarm nonresidential properties 11,932 9,466 0 Home equity lines of credit 685 685 0 Residential Mortgages secured by first liens 4,175 3,495 283 Residential Mortgages secured by junior liens 114 114 0 Other revolving credit plans 6 6 0 Automobile 32 32 0 Other consumer 496 496 8 Credit cards 0 0 34 Total loans $ 30,359 $ 16,930 $ 325
Aging of Recorded Investment in Past Due Loans	The following tables present the amortized cost basis of collateral-dependent loans by class of loans that are individually evaluated as of December 31, 2021: Real Estate Collateral Non-Real Estate Collateral Farmland $ 920 $ 0 Owner-occupied, nonfarm nonresidential properties 194 9 Commercial and Industrial 1,488 2,351 Other construction loans and all land development and other land loans 438 0 Multifamily (5 or more) residential properties 1,265 0 Non-owner occupied, nonfarm nonresidential properties 3,378 0 Residential Mortgages secured by first liens 435 0 Total loans $ 8,118 $ 2,360 The following tables present the amortized cost basis of collateral-dependent loans by class of loans that are individually evaluated as of December 31, 2020: Real Estate Collateral Non-Real Estate Collateral Farmland $ 1,793 $ 0 Owner-occupied, nonfarm nonresidential properties 285 587 Commercial and Industrial 594 5,600 Other construction loans and all land development and other land loans 2,272 0 Multifamily (5 or more) residential properties 288 0 Non-owner occupied, nonfarm nonresidential properties 9,072 880 Residential Mortgages secured by first liens 1,135 0 Total loans $ 15,439 $ 7,067 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2021 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ 348 $ 0 $ 0 $ 348 $ 23,420 $ 23,768 Owner-occupied, nonfarm nonresidential properties 278 18 414 710 433,962 434,672 Agricultural production and other loans to farmers 0 0 0 0 1,379 1,379 Commercial and Industrial 377 13 333 723 708,266 708,989 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 140,887 140,887 Other loans 0 0 0 0 13,979 13,979 Other construction loans and all land development and other land loans 0 0 77 77 298,792 298,869 Multifamily (5 or more) residential properties 0 10 209 219 215,924 216,143 Non-owner occupied, nonfarm nonresidential properties 0 0 1,792 1,792 661,270 663,062 1-4 Family Construction 0 0 0 0 37,822 37,822 Home equity lines of credit 506 50 172 728 103,789 104,517 Residential Mortgages secured by first liens 1,286 1,145 1,647 4,078 822,651 826,729 Residential Mortgages secured by junior liens 32 24 1 57 56,632 56,689 Other revolving credit plans 56 17 4 77 26,459 26,536 Automobile 45 3 23 71 20,791 20,862 Other consumer 283 158 295 736 48,940 49,676 Credit cards 26 12 23 61 9,874 9,935 Overdrafts 0 0 0 0 278 278 Total loans $ 3,237 $ 1,450 $ 4,990 $ 9,677 $ 3,625,115 $ 3,634,792 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2020 by class of loans. 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ 195 $ 0 $ 1,211 $ 1,406 $ 21,910 $ 23,316 Owner-occupied, nonfarm nonresidential properties 10 885 732 1,627 406,297 407,924 Agricultural production and other loans to farmers 0 0 0 0 2,664 2,664 Commercial and Industrial 476 335 3,887 4,698 658,852 663,550 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 132,818 132,818 Other loans 0 0 0 0 11,961 11,961 Other construction loans and all land development and other land loans 0 0 1,917 1,917 203,817 205,734 Multifamily (5 or more) residential properties 0 0 0 0 212,815 212,815 Non-owner occupied, nonfarm nonresidential properties 314 156 10,184 10,654 630,291 640,945 1-4 Family Construction 0 0 0 0 27,768 27,768 Home equity lines of credit 166 235 486 887 108,557 109,444 Residential Mortgages secured by first liens 2,834 629 1,911 5,374 771,656 777,030 Residential Mortgages secured by junior liens 8 0 66 74 53,652 53,726 Other revolving credit plans 36 19 0 55 25,452 25,507 Automobile 73 0 9 82 25,262 25,344 Other consumer 246 132 245 623 42,169 42,792 Credit cards 72 39 34 145 7,970 8,115 Overdrafts 0 0 0 0 336 336 Total loans $ 4,430 $ 2,430 $ 20,682 $ 27,542 $ 3,344,247 $ 3,371,789
Restructured in Troubled Debt	The following table presents loans by class modified as troubled debt restructurings that occurred during the years ended December 31, 2021, 2020, and 2019: Year Ended December 31, 2021 Number of Pre-Modification Post-Modification Commercial and Industrial 2 $ 3,336 $ 3,336 Multifamily (5 or more) residential properties 1 717 717 Non-owner occupied, nonfarm nonresidential properties 1 1,604 1,604 Total loans 4 $ 5,657 $ 5,657 Year Ended December 31, 2020 Number of Pre-Modification Post-Modification Owner-occupied, nonfarm nonresidential properties 1 $ 260 $ 260 Commercial and Industrial 6 1,140 1,140 Other construction loans and all land development and other land loans 1 46 46 Non-owner occupied, nonfarm nonresidential properties 1 3,684 3,684 Residential Mortgages secured by first liens 2 309 309 Total loans 11 $ 5,439 $ 5,439 Year Ended December 31, 2019 Number of Pre-Modification Post-Modification Commercial mortgages 1 $ 383 $ 383 Total 1 $ 383 $ 383
Amortized Cost of Loans, by Year of Origination	The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,203 $ 1,690 $ 3,276 $ 3,547 $ 564 $ 3,545 $ 461 $ 0 $ 21,286 Special mention 0 0 0 0 394 1,120 0 0 1,514 Substandard 388 0 0 0 48 532 0 0 968 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,591 $ 1,690 $ 3,276 $ 3,547 $ 1,006 $ 5,197 $ 461 $ 0 $ 23,768 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 135,095 $ 78,068 $ 78,621 $ 29,100 $ 40,677 $ 50,079 $ 7,728 $ 0 $ 419,368 Special mention 243 0 903 4,287 135 1,145 10 0 6,723 Substandard 687 416 2,190 868 250 4,152 18 0 8,581 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 136,025 $ 78,484 $ 81,714 $ 34,255 $ 41,062 $ 55,376 $ 7,756 $ 0 $ 434,672 Agricultural production and other loans to farmers Risk rating Pass $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Commercial and Industrial Risk rating Pass $ 313,983 $ 84,815 $ 31,375 $ 16,577 $ 12,389 $ 6,777 $ 221,094 $ 0 $ 687,010 Special mention 0 363 793 381 82 844 5,483 0 7,946 Substandard 1,991 800 1,862 452 29 2,016 5,504 0 12,654 Doubtful (1) 1,379 0 0 0 0 0 0 0 1,379 Total $ 317,353 $ 85,978 $ 34,030 $ 17,410 $ 12,500 $ 9,637 $ 232,081 $ 0 $ 708,989 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Other loans Risk rating Pass $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 98,406 $ 168,372 $ 8,752 $ 11,141 $ 853 $ 898 $ 5,681 $ 0 $ 294,103 Special mention 1,500 0 650 0 2,071 0 0 0 4,221 Substandard 0 0 0 29 439 0 77 0 545 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 99,906 $ 168,372 $ 9,402 $ 11,170 $ 3,363 $ 898 $ 5,758 $ 0 $ 298,869 Multifamily (5 or more) residential properties Risk rating Pass $ 74,687 $ 55,663 $ 33,436 $ 7,937 $ 27,729 $ 12,882 $ 2,438 $ 0 $ 214,772 Special mention 0 0 0 0 0 100 0 0 100 Substandard 0 6 682 379 204 0 0 0 1,271 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 74,687 $ 55,669 $ 34,118 $ 8,316 $ 27,933 $ 12,982 $ 2,438 $ 0 $ 216,143 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 194,800 $ 125,039 $ 84,943 $ 52,233 $ 42,714 $ 123,021 $ 8,784 $ 0 $ 631,534 Special mention 0 0 428 1,004 189 5,556 2,451 0 9,628 Substandard 826 0 2,305 1,662 4,638 12,134 335 0 21,900 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 195,626 $ 125,039 $ 87,676 $ 54,899 $ 47,541 $ 140,711 $ 11,570 $ 0 $ 663,062 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2020. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 1,617 $ 4,448 $ 3,767 $ 3,648 $ 894 $ 5,280 $ 662 $ 0 $ 20,316 Special mention 1,156 0 0 0 0 0 0 0 1,156 Substandard 0 0 0 51 582 1,211 0 0 1,844 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 2,773 $ 4,448 $ 3,767 $ 3,699 $ 1,476 $ 6,491 $ 662 $ 0 $ 23,316 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 86,694 $ 109,228 $ 52,818 $ 56,948 $ 26,119 $ 50,839 $ 9,253 $ 0 $ 391,899 Special mention 0 452 74 541 318 1,310 131 0 2,826 Substandard 1,021 2,449 2,438 938 3,675 2,430 248 0 13,199 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 87,715 $ 112,129 $ 55,330 $ 58,427 $ 30,112 $ 54,579 $ 9,632 $ 0 $ 407,924 Agricultural production and other loans to farmers Risk rating Pass $ 267 $ 155 $ 601 $ 0 $ 54 $ 0 $ 1,587 $ 0 $ 2,664 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 267 $ 155 $ 601 $ 0 $ 54 $ 0 $ 1,587 $ 0 $ 2,664 Commercial and Industrial Risk rating Pass $ 318,323 $ 54,620 $ 46,854 $ 32,426 $ 7,197 $ 7,265 $ 170,386 $ 0 $ 637,071 Special mention 127 1,017 3,489 712 300 1,033 4,690 0 11,368 Substandard 801 1,916 1,212 112 37 4,858 6,175 0 15,111 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 319,251 $ 57,553 $ 51,555 $ 33,250 $ 7,534 $ 13,156 $ 181,251 $ 0 $ 663,550 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 10,722 $ 12,279 $ 35,176 $ 20,891 $ 19,365 $ 24,789 $ 8,888 $ 0 $ 132,110 Special mention 0 0 0 0 0 0 0 0 0 Substandard 708 0 0 0 0 0 0 0 708 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 11,430 $ 12,279 $ 35,176 $ 20,891 $ 19,365 $ 24,789 $ 8,888 $ 0 $ 132,818 Other loans Risk rating Pass $ 7,268 $ 1,237 $ 386 $ 0 $ 0 $ 0 $ 3,070 $ 0 $ 11,961 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 7,268 $ 1,237 $ 386 $ 0 $ 0 $ 0 $ 3,070 $ 0 $ 11,961 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 119,380 $ 52,078 $ 19,977 $ 2,300 $ 28 $ 1,895 $ 2,548 $ 0 $ 198,206 Special mention 1,417 672 29 3,303 0 190 0 0 5,611 Substandard 0 0 0 0 0 1,840 77 0 1,917 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 120,797 $ 52,750 $ 20,006 $ 5,603 $ 28 $ 3,925 $ 2,625 $ 0 $ 205,734 Multifamily (5 or more) residential properties Risk rating Pass $ 73,572 $ 39,633 $ 26,230 $ 49,178 $ 4,086 $ 16,957 $ 1,907 $ 0 $ 211,563 Special mention 0 0 0 0 0 0 0 0 0 Substandard 6 753 288 205 0 0 0 0 1,252 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 73,578 $ 40,386 $ 26,518 $ 49,383 $ 4,086 $ 16,957 $ 1,907 $ 0 $ 212,815 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 161,045 $ 127,518 $ 89,520 $ 55,966 $ 44,959 $ 105,962 $ 9,633 $ 0 $ 594,603 Special mention 99 895 2,111 3,969 835 4,137 450 0 12,496 Substandard 0 12,325 326 7,584 722 12,289 600 0 33,846 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 161,144 $ 140,738 $ 91,957 $ 67,519 $ 46,516 $ 122,388 $ 10,683 $ 0 $ 640,945 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Home equity lines of credit Payment performance Performing $ 14,383 $ 14,621 $ 9,564 $ 10,584 $ 6,863 $ 39,527 $ 8,151 $ 0 $ 103,693 Nonperforming 0 0 9 10 377 428 0 0 824 Total $ 14,383 $ 14,621 $ 9,573 $ 10,594 $ 7,240 $ 39,955 $ 8,151 $ 0 $ 104,517 Residential mortgages secured by first lien Payment performance Performing $ 232,606 $ 178,380 $ 111,333 $ 62,850 $ 74,136 $ 160,402 $ 3,475 $ 0 $ 823,182 Nonperforming 79 259 227 151 258 2,379 194 0 3,547 Total $ 232,685 $ 178,639 $ 111,560 $ 63,001 $ 74,394 $ 162,781 $ 3,669 $ 0 $ 826,729 Residential mortgages secured by junior liens Payment performance Performing $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,508 $ 9,095 $ 420 $ 0 $ 56,542 Nonperforming 0 0 0 0 84 63 0 0 147 Total $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,592 $ 9,158 $ 420 $ 0 $ 56,689 Other revolving credit plans Payment performance Performing $ 5,313 $ 3,596 $ 3,090 $ 2,592 $ 2,977 $ 8,955 $ 0 $ 0 $ 26,523 Nonperforming 0 0 4 4 0 5 0 0 13 Total $ 5,313 $ 3,596 $ 3,094 $ 2,596 $ 2,977 $ 8,960 $ 0 $ 0 $ 26,536 Automobile Payment performance Performing $ 7,047 $ 5,448 $ 4,668 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,826 Nonperforming 11 13 12 0 0 0 0 0 36 Total $ 7,058 $ 5,461 $ 4,680 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,862 Other consumer Payment performance Performing $ 30,423 $ 11,017 $ 4,537 $ 1,451 $ 316 $ 1,374 $ 0 $ 0 $ 49,118 Nonperforming 204 170 96 25 3 60 0 0 558 Total $ 30,627 $ 11,187 $ 4,633 $ 1,476 $ 319 $ 1,434 $ 0 $ 0 $ 49,676 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2020. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 16,081 $ 11,547 $ 140 $ 0 $ 0 $ 0 $ 0 $ 0 $ 27,768 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 16,081 $ 11,547 $ 140 $ 0 $ 0 $ 0 $ 0 $ 0 $ 27,768 Home equity lines of credit Payment performance Performing $ 19,764 $ 12,823 $ 12,842 $ 8,793 $ 8,182 $ 42,514 $ 3,841 $ 0 $ 108,759 Nonperforming 0 0 0 302 33 350 0 0 685 Total $ 19,764 $ 12,823 $ 12,842 $ 9,095 $ 8,215 $ 42,864 $ 3,841 $ 0 $ 109,444 Residential mortgages secured by first lien Payment performance Performing $ 211,910 $ 136,181 $ 93,588 $ 99,520 $ 62,312 $ 163,556 $ 5,505 $ 0 $ 772,572 Nonperforming 0 84 887 143 61 3,261 22 0 4,458 Total $ 211,910 $ 136,265 $ 94,475 $ 99,663 $ 62,373 $ 166,817 $ 5,527 $ 0 $ 777,030 Residential mortgages secured by junior liens Payment performance Performing $ 14,552 $ 12,255 $ 7,031 $ 5,660 $ 3,347 $ 10,389 $ 378 $ 0 $ 53,612 Nonperforming 0 0 0 0 19 95 0 0 114 Total $ 14,552 $ 12,255 $ 7,031 $ 5,660 $ 3,366 $ 10,484 $ 378 $ 0 $ 53,726 Other revolving credit plans Payment performance Performing $ 4,088 $ 4,516 $ 3,320 $ 3,149 $ 1,301 $ 9,127 $ 0 $ 0 $ 25,501 Nonperforming 0 0 4 0 0 2 0 0 6 Total $ 4,088 $ 4,516 $ 3,324 $ 3,149 $ 1,301 $ 9,129 $ 0 $ 0 $ 25,507 Automobile Payment performance Performing $ 8,965 $ 8,595 $ 4,652 $ 1,635 $ 764 $ 701 $ 0 $ 0 $ 25,312 Nonperforming 0 4 0 6 0 22 0 0 32 Total $ 8,965 $ 8,599 $ 4,652 $ 1,641 $ 764 $ 723 $ 0 $ 0 $ 25,344 Other consumer Payment performance Performing $ 24,857 $ 11,183 $ 3,579 $ 796 $ 218 1 $ 1,654 $ 0 $ 0 $ 42,288 Nonperforming 82 264 75 13 0 70 0 0 504 Total $ 24,939 $ 11,447 $ 3,654 $ 809 $ 218 $ 1,724 $ 0 $ 0 $ 42,792 December 31, 2021 December 31, 2020 Credit card Payment performance Performing $ 9,912 $ 8,081 Nonperforming 23 34 Total $ 9,935 $ 8,115
Schedule of Loan Assigned Risk Rating within 12 Months of Balance Sheet Date	The following tables represent the Corporation's credit risk profile by risk rating as of December 31, 2021 and 2020. Loans not rated as special mention, substandard, or doubtful are considered to be pass rated loans. December 31, 2021 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 21,286 $ 1,514 $ 968 $ 0 $ 2,482 $ 23,768 Owner-occupied, nonfarm nonresidential properties 419,368 6,723 8,581 0 15,304 434,672 Agricultural production and other loans to farmers 1,379 0 0 0 0 1,379 Commercial and Industrial 687,010 7,946 12,654 1,379 21,979 708,989 Obligations (other than securities and leases) of states and political subdivisions 140,887 0 0 0 0 140,887 Other loans 13,979 0 0 0 0 13,979 Other construction loans and all land development and other land loans 294,103 4,221 545 0 4,766 298,869 Multifamily (5 or more) residential properties 214,772 100 1,271 0 1,371 216,143 Non-owner occupied, nonfarm nonresidential properties 631,534 9,628 21,900 0 31,528 663,062 Total loans $ 2,424,318 $ 30,132 $ 45,919 $ 1,379 $ 77,430 $ 2,501,748 December 31, 2020 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 20,316 $ 1,156 $ 1,844 $ 0 $ 3,000 $ 23,316 Owner-occupied, nonfarm nonresidential properties 391,899 2,826 13,199 0 16,025 407,924 Agricultural production and other loans to farmers 2,664 0 0 0 0 2,664 Commercial and Industrial 637,071 11,368 15,111 0 26,479 663,550 Obligations (other than securities and leases) of states and political subdivisions 132,110 0 708 0 708 132,818 Other loans 11,961 0 0 0 0 11,961 Other construction loans and all land development and other land loans 198,206 5,611 1,917 0 7,528 205,734 Multifamily (5 or more) residential properties 211,563 0 1,252 0 1,252 212,815 Non-owner occupied, nonfarm nonresidential properties 594,603 12,496 33,846 0 46,342 640,945 Total loans $ 2,200,393 $ 33,457 $ 67,877 $ 0 $ 101,334 $ 2,301,727
Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity	The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation also evaluates credit quality based on the performance status the loan, which was previously presented, and by payment activity. Nonperforming loans include loans on nonaccrual status and loans past due over 89 days and still accruing interest. December 31, 2021 December 31, 2020 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 37,822 $ 0 $ 37,822 $ 27,768 $ 0 $ 27,768 Home equity lines of credit 103,693 824 104,517 108,759 685 109,444 Residential Mortgages secured by first liens 823,182 3,547 826,729 772,572 4,458 777,030 Residential Mortgages secured by junior liens 56,542 147 56,689 53,612 114 53,726 Other revolving credit plans 26,523 13 26,536 25,501 6 25,507 Automobile 20,826 36 20,862 25,312 32 25,344 Other consumer 49,118 558 49,676 42,288 504 42,792 Total loans $ 1,117,706 $ 5,125 $ 1,122,831 $ 1,055,812 $ 5,799 $ 1,061,611
Purchased Credit Deteriorated Loans	The carrying amount of those loans is as follows: July 17, 2020 Purchase price of loans at acquisition $ 21,768 Allowance for credit losses at acquisition 980 Non-credit discount / (premium) at acquisition 1,063 Par value of acquired loans at acquisition $ 23,811
Summary of Holiday's Loan Portfolio Included in Consumer and Residential Loans	Holiday’s loan portfolio, included in other consumer loans above, is summarized as follows at December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Gross consumer loans $ 29,227 $ 27,998 Less: unearned discounts (5,716) (5,181) Total consumer loans, net of unearned discounts $ 23,511 $ 22,817

Real Estate Owned (Tables)

Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2021
Real Estate [Abstract]
Summary of Real Estate Owned Assets Activity	Real estate owned is reported net of a valuation allowance and included in accrued interest receivable and other assets in the accompanying consolidated balance sheets. Activity for the years ended December 31, 2021, 2020, and 2019 were as follows: December 31, 2021 December 31, 2020 December 31, 2019 Balance, beginning of year $ 862 $ 1,633 $ 418 Loans transferred to real estate owned 1,470 241 2,066 Sales of real estate owned (at carrying value) (1,625) (1,012) (851) Balance, end of year $ 707 $ 862 $ 1,633
Summary of Expenses Related to Foreclosed Real Estate	Expenses related to foreclosed real estate include: December 31, 2021 December 31, 2020 December 31, 2019 Net loss (gain) on sales $ 32 $ 346 $ (377) Operating expenses, net of rental income 85 240 316 $ 117 $ 586 $ (61)

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis were as follows at December 31, 2021 and 2020: Fair Value Measurements at December 31, 2021 Using Description Total Quoted Prices in Significant Other Significant Assets: Securities Available For Sale: U.S. Government sponsored entities $ 111,748 $ 0 $ 111,748 $ 0 States and political subdivisions 103,712 0 103,712 0 Residential and multi-family mortgage 434,635 4,995 429,640 0 Corporate notes and bonds 28,064 0 28,064 0 Pooled SBA 19,032 0 19,032 0 Total Securities Available For Sale $ 697,191 $ 4,995 $ 692,196 $ 0 Interest rate swaps $ 2,124 $ 0 $ 2,124 $ 0 Equity Securities: Corporate equity securities $ 6,715 $ 6,715 $ 0 $ 0 Mutual funds 2,566 2,566 0 0 Certificates of deposit 506 506 0 0 Corporate notes and bonds 579 579 0 0 Total Equity Securities $ 10,366 $ 10,366 $ 0 $ 0 Liabilities Interest rate swaps $ (2,512) $ 0 $ (2,512) $ 0 Fair Value Measurements at December 31, 2020 Using Description Total Quoted Prices in Significant Other Significant Assets: Securities Available For Sale: U.S. Government sponsored entities $ 157,042 $ 0 $ 157,042 $ 0 States and political subdivisions 70,883 0 70,819 64 Residential and multi-family mortgage 315,192 15,039 300,153 0 Corporate notes and bonds 14,926 0 14,926 0 Pooled SBA 25,886 0 25,886 0 Other 979 979 0 0 Total Securities Available For Sale $ 584,908 $ 16,018 $ 568,826 $ 64 Interest rate swaps $ 4,017 $ 0 $ 4,017 $ 0 Equity Securities: Corporate equity securities $ 4,343 $ 4,343 $ 0 $ 0 Mutual funds 1,283 1,283 0 0 Certificates of deposit 404 404 0 0 Corporate notes and bonds 569 569 0 0 U.S. Government sponsored entities 50 0 50 0 Total Equity Securities $ 6,649 $ 6,599 $ 50 $ 0 Liabilities Interest rate swaps $ (4,785) $ 0 $ (4,785) $ 0
Securities Available for Sale Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3)	The table below presents a reconciliation of the fair value of securities available for sale measured on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31, 2021: States and Political Subdivisions Corporate Notes and Bonds Balance, January 1, 2021 $ 64 $ 0 Purchases 0 8,250 Total gains or (losses): Included in other comprehensive income (loss) 0 0 Settlements (64) 0 Transfers out of Level 3 0 (8,250) Balance, December 31, 2021 $ 0 $ 0 The table below presents a reconciliation of the fair value of securities available for sale measured on a recurring basis using significant unobservable inputs (Level 3) for the year ended December 31, 2020: States and Political Subdivisions Residential & Multi-Family Mortgage Balance, January 1, 2020 $ 0 $ 2,795 Purchases 422 0 Total gains or (losses): Included in other comprehensive income (loss) 0 0 Transfers out of Level 3 (358) $ (2,795) Balance, December 31, 2020 $ 64 $ 0
Assets and Liabilities Measured at Fair Value on Non-Recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are as follows at December 31, 2021 and 2020: Fair Value Measurements at December 31, 2021 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 920 0 0 $ 920 Owner-occupied, nonfarm nonresidential properties 194 0 0 194 Commercial and industrial 3,102 0 0 3,102 Other construction loans and all land development loans and other land loans 248 0 0 248 Multifamily (5 or more) residential properties 627 0 0 627 Non-owner occupied, nonfarm nonresidential 2,889 0 0 2,889 Fair Value Measurements at December 31, 2020 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 659 0 0 $ 659 Owner-occupied, nonfarm nonresidential properties 329 0 0 329 Commercial and industrial 3,680 0 0 3,680 Other construction loans and all land development loans and other land loans 1,790 0 0 1,790 Multifamily (5 or more) residential properties 0 0 0 0 Non-owner occupied, nonfarm nonresidential 9,622 0 0 9,622 Residential mortgages secured by first liens 659 0 0 659 A loan is considered to be a collateral dependent loan when, based on current information and events, the Corporation expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Corporation has determined that the borrower is experiencing financial difficulty as of the measurement date. The allowance for credit losses is measured by estimating the fair value of the loan based on the present value of expected cash flows, the market price of the loan, or the underlying fair value of the loan’s collateral. For real estate loans, fair value of the loan’s collateral is determined by third-party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Corporation reviews the third-party appraisal for appropriateness and may adjust the value downward to consider selling and closing costs. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business.
Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2021: Fair Valuation Unobservable Inputs Range Collateral-dependent loans - Farmland $ 920 Valuation of third party appraisal on underlying collateral Loss severity rates 60% (60%) Collateral-dependent loans - Owner-occupied, nonfarm nonresidential properties 194 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (57%) Collateral-dependent loans - Commercial and industrial 3,102 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-59% (42%) Collateral-dependent loans - Other construction loans and all land development loans and other land loans 248 Valuation of third party appraisal on underlying collateral Loss severity rates 25% (25%) Collateral-dependent loans - Multifamily (5 or more) residential properties 627 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-57% (26%) Collateral-dependent loans - Non-owner occupied, nonfarm nonresidential 2,889 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-60% (34%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2020: Fair Valuation Unobservable Inputs Range Collateral-dependent loans - Farmland $ 659 Valuation of third party appraisal on underlying collateral Loss severity rates 45%-54% (47%) Collateral-dependent loans - Owner-occupied, nonfarm nonresidential properties 329 Valuation of third party appraisal on underlying collateral Loss severity rates 60%-90% (80%) Collateral-dependent loans - Commercial and industrial 3,680 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-100% (39%) Collateral-dependent loans - Other construction loans and all land development loans and other land loans 1,790 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-41% (28%) Collateral-dependent loans - Multifamily (5 or more) residential properties 0 Valuation of third party appraisal on underlying collateral Loss severity rates 58% (58%) Collateral-dependent loans - Non-owner occupied, nonfarm nonresidential 9,622 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-100% (29%) Collateral-dependent loans - Residential mortgages secured by first liens 659 Valuation of third party appraisal on underlying collateral Loss severity rates 31% (31%)
Carrying Amount and Fair Value of Financial Instruments	The following table presents the carrying amount and fair value of financial instruments at December 31, 2021: Carrying Fair Value Measurement Using: Total Level 1 Level 2 Level 3 ASSETS Cash and cash equivalents $ 732,198 $ 732,198 $ 0 $ 0 $ 732,198 Securities available for sale 697,191 4,995 692,196 0 697,191 Equity securities 10,366 10,366 0 0 10,366 Loans held for sale 849 0 858 0 858 Net loans 3,597,204 0 0 3,613,452 3,613,452 FHLB and other equity interests 23,276 n/a n/a n/a n/a Interest rate swaps 2,124 0 2,124 0 2,124 Accrued interest receivable 15,516 16 2,171 13,329 15,516 LIABILITIES Deposits $ (4,715,619) $ (4,329,167) $ (391,850) $ 0 $ (4,721,017) Subordinated debentures (104,281) 0 (92,675) 0 (92,675) Interest rate swaps (2,512) 0 (2,512) 0 (2,512) Accrued interest payable (886) 0 (886) 0 (886) The following table presents the carrying amount and fair value of financial instruments at December 31, 2020: Carrying Fair Value Measurement Using: Total Level 1 Level 2 Level 3 ASSETS Cash and cash equivalents $ 532,694 $ 532,694 $ 0 $ 0 $ 532,694 Securities available for sale 584,908 16,018 568,826 64 584,908 Equity securities 6,649 6,599 50 0 6,649 Loans held for sale 8,514 0 8,617 0 8,617 Net loans 3,337,449 0 0 3,339,482 3,339,482 FHLB and other equity interests 21,018 n/a n/a n/a n/a Interest rate swaps 4,017 0 4,017 0 4,017 Accrued interest receivable 17,659 61 2,152 15,446 17,659 LIABILITIES Deposits $ (4,181,744) $ (3,705,200) $ (488,000) $ 0 $ (4,193,200) Subordinated debentures (70,620) 0 (62,583) 0 (62,583) Interest rate swaps (4,785) 0 (4,785) 0 (4,785) Accrued interest payable (1,096) 0 (1,096) 0 (1,096)

Secondary Market Mortgage Act_2

Secondary Market Mortgage Activities (Tables)	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Summary of Secondary Market Mortgage Activities	The following summarizes secondary market mortgage activities for the years ended December 31, 2021, 2020, and 2019: December 31, 2021 December 31, 2020 December 31, 2019 Loans originated for resale $ 95,411 $ 87,528 $ 43,458 Proceeds from sales of loans held for sale 97,179 82,619 43,198 Net gains on sales of loans held for sale 2,737 2,961 990 Loan servicing fees 720 726 634
Summary of Activity for Capitalized Mortgage Servicing Rights	The following summarizes activity for capitalized mortgage servicing rights for the years ended December 31, 2021, 2020, and 2019: December 31, 2021 December 31, 2020 December 31, 2019 Balance, beginning of year $ 1,527 $ 1,573 $ 1,495 Additions 514 540 292 Servicing rights acquired 0 0 0 Amortization (377) (586) (214) Balance, end of year $ 1,664 $ 1,527 $ 1,573

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Summary of Premises and Equipment	The following summarizes premises and equipment at December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Land $ 8,798 $ 8,016 Premises and leasehold improvements 70,212 68,346 Furniture and equipment 39,851 37,203 Construction in process 2,589 1,556 121,450 115,121 Less: accumulated depreciation 59,791 55,057 Premises and equipment, net $ 61,659 $ 60,064

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Schedule Of Operating And Finance Lease Liabilities	Leases Classification December 31, 2021 December 31, 2020 Assets: Operating lease assets Operating lease right-of-use assets $ 19,928 $ 18,407 Finance lease assets Premises and equipment, net (1) 358 429 Total leased assets $ 20,286 $ 18,836 Liabilities: Operating lease liabilities Operating lease liabilities $ 21,159 $ 19,449 Finance lease liabilities Accrued interest payable and other liabilities 469 550 Total leased liabilities $ 21,628 $ 19,999 (1) Finance lease assets are recorded net of accumulated amortization of $858 thousand and $787 thousand as of December 31, 2021 and 2020, respectively.
Schedule Of Lease Cost	The components of the Corporation's net lease expense for the year ended December 31, 2021, 2020 and 2019 were as follows: Lease Cost Classification December 31, 2021 December 31, 2020 December 31, 2019 Operating lease cost Net occupancy expense $ 1,801 $ 1,785 $ 1,666 Variable lease cost Net occupancy expense 55 87 98 Finance lease cost: Amortization of leased assets Net occupancy expense 72 72 72 Interest on lease liabilities Interest expense - borrowed funds 23 27 30 Sublease income (1) Net occupancy expense (71) (86) (83) Net lease cost $ 1,880 $ 1,885 $ 1,783 (1) Sublease income excludes rental income from owned properties.
Finance Lease, Liability, Maturity	The following table sets forth future minimum rental payments under noncancelable leases with terms in excess of one year as of December 31, 2021: Maturity of Lease Liabilities as of December 31, 2021 Operating Leases (1) Finance Leases Total 2022 $ 1,804 $ 105 $ 1,909 2023 1,693 105 1,798 2024 1,649 105 1,754 2025 1,637 105 1,742 2026 1,605 105 1,710 After 2026 20,564 0 20,564 Total lease payments 28,952 525 29,477 Less: Interest 7,793 56 7,849 Present value of lease liabilities $ 21,159 $ 469 $ 21,628 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $10.4 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Summary of Minimum Annual Rental Commitments Under Operating Lease	The following table sets forth future minimum rental payments under noncancelable leases with terms in excess of one year as of December 31, 2021: Maturity of Lease Liabilities as of December 31, 2021 Operating Leases (1) Finance Leases Total 2022 $ 1,804 $ 105 $ 1,909 2023 1,693 105 1,798 2024 1,649 105 1,754 2025 1,637 105 1,742 2026 1,605 105 1,710 After 2026 20,564 0 20,564 Total lease payments 28,952 525 29,477 Less: Interest 7,793 56 7,849 Present value of lease liabilities $ 21,159 $ 469 $ 21,628 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $10.4 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Schedule of Weighted Average Lease Term and Discount Rate	Other information related to the Corporation's lease liabilities as of December 31, 2021 and 2020 was as follows: Lease Term and Discount Rate December 31, 2021 December 31, 2020 Weighted-average remaining lease term (years) Operating leases 18.8 19.0 Finance leases 5.0 6.0 Weighted-average discount rate Operating leases 3.42 % 3.46 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of December 31, 2021 and 2020 was as follows: Other Information December 31, 2021 December 31, 2020 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows used by operating leases $ 964 $ 922

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Summary of Change in Carrying Amount of Goodwill	The change in the carrying amount of goodwill for the years ended December 31, 2021 and 2020 was as follows: December 31, 2021 December 31, 2020 Balance, beginning of year $ 43,749 $ 38,730 Acquired during the year 0 5,019 Balance, end of year $ 43,749 $ 43,749
Estimated Amortization Expense of Core Deposit Intangible Assets	Estimated amortization expense of core deposit intangible assets for each of the next five years is as follows: 2022 $ 96 2023 85 2024 73 2025 62 2026 51 Thereafter 93 $ 460

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Summary of Time Certificates of Deposit Accounts Included in Total Deposits and Their Remaining Maturities	The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at December 31, 2021: Time deposits maturing: 2022 $ 252,340 2023 54,676 2024 34,009 2025 26,121 2026 7,258 Thereafter 12,048 $ 386,452

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Unfunded Post Retirement Benefits Plan	The following table sets forth the change in the benefit obligation of the plan as of and for the years ended December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Benefit obligation at beginning of year $ 1,829 $ 2,030 Interest cost 28 51 Service cost 52 61 Actual claims (31) (36) Actuarial gain (391) (277) Benefit obligation at end of year $ 1,487 $ 1,829
Accumulated Other Comprehensive Income	Amounts recognized in accumulated other comprehensive income at December 31, 2021 and 2020 consisted of: December 31, 2021 December 31, 2020 Net actuarial gain $ 782 $ 435 Tax effect (165) (92) $ 617 $ 343
Recognized Net Periodic Benefit Cost and Other Comprehensive Income	The following table sets forth the components of net periodic benefit cost and other amounts recognized in other comprehensive income: December 31, 2021 December 31, 2020 December 31, 2019 Service cost $ 52 $ 61 $ 74 Interest cost 28 51 89 Net amortization of transition obligation and actuarial loss (43) 0 23 Net periodic benefit cost 37 112 186 Net gain (391) (277) (518) Amortization 43 0 (23) Total recognized in other comprehensive income (348) (277) (541) Total recognized in net periodic benefit cost and other comprehensive income $ (311) $ (165) $ (355)

Deferred Compensation Plans (Ta

Deferred Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Postemployment Benefits [Abstract]
Summary of Changes in Deferred Compensation Plan Liability	A summary of changes in the deferred compensation plan liability follows: December 31, 2021 December 31, 2020 December 31, 2019 Balance, beginning of year $ 3,085 $ 3,234 $ 2,408 Deferrals, dividends, and changes in fair value 1,084 (70) 904 Deferred compensation payments (494) (79) (78) Balance, end of year $ 3,675 $ 3,085 $ 3,234

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Summary of Income Tax Expense	The following is a summary of income tax expense for the years ended December 31, 2021, 2020, and 2019: December 31, 2021 December 31, 2020 December 31, 2019 Current – federal $ 13,494 $ 8,681 $ 8,265 Current – state 1,268 729 499 Deferred – federal (1,025) (1,672) (204) Deferred – state (666) (391) 0 Income tax expense $ 13,071 $ 7,347 $ 8,560
Reconciliation of Income Tax Attributable to Pre-Tax Income at Federal Statutory Tax Rates to Income Tax Expense	The reconciliation of income tax attributable to pre-tax income at the federal statutory tax rates to income tax expense is as follows: December 31, 2021 % December 31, 2020 % December 31, 2019 % Tax at statutory rate $ 14,863 21.0 $ 8,419 21.0 $ 10,214 21.0 Tax exempt income, net (1,231) (1.7) (1,223) (3.1) (1,382) (2.8) Bank owned life insurance (554) (0.8) (367) (0.9) (276) (0.6) Effect of state tax 476 0.7 576 1.4 394 0.8 Other (483) (0.7) (58) (0.1) (390) (0.8) Income tax expense $ 13,071 18.5 $ 7,347 18.3 $ 8,560 17.6
Components of Net Deferred Tax Asset	The following table sets forth deferred taxes as of December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Deferred tax assets: Allowance for credit losses $ 7,606 $ 6,751 Fair value adjustments – business combination 1,240 1,685 Deferred compensation 3,344 2,787 Net operating loss carryover 327 346 Post-retirement benefits 696 722 Unrealized loss on interest rate swap 81 161 Nonaccrual loan interest 509 478 Accrued expenses 1,718 681 Deferred fees and costs 1,259 1,613 Unrealized loss on securities available for sale 188 0 Operating lease liability 4,845 4,214 Other 383 300 22,196 19,738 Deferred tax liabilities: Unrealized gain on securities available for sale 0 4,077 Premises and equipment 3,093 2,997 Unrealized gain on equity securities 292 294 Intangibles – section 197 2,494 2,399 Mortgage servicing rights 366 321 Operating lease asset 4,649 4,079 Other 220 293 11,114 14,460 Net deferred tax asset $ 11,082 $ 5,278

Related Party Disclosures (Tabl

Related Party Disclosures (Tables)	12 Months Ended
	Dec. 31, 2021
Related Party Transactions [Abstract]
Schedule of loans to principal officers, directors, and their affiliates	Loans to principal officers, directors, and their affiliates during 2021 were as follows: Beginning balance $ 37,665 New loans and advances 11,830 Effect of changes in composition of related parties 0 Repayments (3,738) Ending balance $ 45,757

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Summary of Changes in Nonvested Restricted Stock Awards	A summary of changes in time-based unvested restricted stock awards follows: Shares Weighted-average Non-vested at January 1, 2021 56,306 $ 27.14 Granted 40,332 21.61 Forfeited (2,669) 23.49 Vested (24,326) 26.85 Non-vested at December 31, 2021 69,643 $ 24.18

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Banking and Thrift, Other Disclosures [Abstract]
Summary of Actual and Required Capital Amounts and Ratios	Actual and required capital amounts and ratios are presented below as of December 31, 2021 and 2020. The capital adequacy ratio includes the capital conservation buffer. Actual For Capital Adequacy Purposes (1) To Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio December 31, 2021 Total Capital to Risk Weighted Assets Consolidated $ 541,651 14.92 % $ 381,093 10.50 % N/A Bank $ 475,231 13.16 % $ 379,180 10.50 % $ 361,123 10.00 % Tier 1 (Core) Capital to Risk Weighted Assets Consolidated $ 427,988 11.79 % $ 308,504 8.50 % N/A Bank $ 447,055 12.38 % $ 306,955 8.50 % $ 288,899 8.00 % Common equity Tier 1 to Risk Weighted Assets Consolidated $ 350,203 9.65 % $ 254,062 7.00 % N/A Bank $ 439,676 12.18 % $ 252,786 7.00 % $ 234,730 6.50 % Tier 1 (Core) Capital to Average Assets Consolidated $ 427,988 8.22 % $ 208,208 4.00 % N/A Bank $ 447,055 8.63 % $ 207,109 4.00 % $ 258,887 5.00 % December 31, 2020 Total Capital to Risk Weighted Assets Consolidated $ 462,457 14.32 % $ 339,107 10.50 % N/A Bank $ 434,598 13.52 % $ 337,554 10.50 % $ 321,480 10.00 % Tier 1 (Core) Capital to Risk Weighted Assets Consolidated $ 384,650 11.91 % $ 274,516 8.50 % N/A Bank $ 408,693 12.71 % $ 273,258 8.50 % $ 257,184 8.00 % Common equity Tier 1 to Risk Weighted Assets Consolidated $ 306,865 9.50 % $ 226,072 7.00 % N/A Bank $ 401,314 12.48 % $ 225,036 7.00 % $ 208,962 6.50 % Tier 1 (Core) Capital to Average Assets Consolidated $ 384,650 8.11 % $ 189,728 4.00 % N/A Bank $ 408,693 8.66 % $ 188,690 4.00 % $ 235,863 5.00 % (1) The minimum amounts and ratios as of December 31, 2021 and 2020 include the full phase in of the capital conservation buffer of 2.5 percent required by the Basel III framework.

Interest Rate Swaps (Tables)

Interest Rate Swaps (Tables)	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Amounts and Locations of Activity Related to Interest Rate Swaps	The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s consolidated balance sheet and statement of income as of December 31, 2021 and 2020 and for the years ended December 31, 2021, 2020, and 2019: As of December 31 Liability Derivative Balance Sheet Fair value Location December 31, 2021 December 31, 2020 Interest rate contract Accrued interest payable and other liabilities $(388) $(768) For the Year Ended December 31, 2021 (a) (b) (c) (d) (e) Interest rate contract $301 Interest expense – subordinated debentures $(276) Other $0 For the Year Ended December 31, 2020 Interest rate contract $(224) Interest expense – subordinated $(224) Other $0 For the Year Ended December 31, 2019 Interest rate contract $(225) Interest expense – subordinated debentures $(63) Other $0 (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)
Amounts and Locations of Activity Related to Back-to-Back Interest Rate Swaps	The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s consolidated balance sheet as of December 31, 2021 and 2020: Notional Average Weighted Weighted Fair December 31, 2021 3 rd Party interest rate swaps $ 32,768 5.8 4.12 % 1 month LIBOR + 2.27% $ 2,124 (a) Customer interest rate swaps (32,768) 5.8 4.12 % 1 month LIBOR + 2.27% (2,124) (b) December 31, 2020 3 rd Party interest rate swaps $ 34,089 6.7 4.13 % 1 month LIBOR + 2.27% $ 4,017 (a) Customer interest rate swaps (34,089) 6.7 4.13 % 1 month LIBOR + 2.27% (4,017) (b) (a) Reported in accrued interest receivable and other assets within the consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the consolidated balance sheets

Off-Balance Sheet Activities (T

Off-Balance Sheet Activities (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Schedule of Off-Balance Sheet Risks	The contractual amount of financial instruments with off-balance sheet risk was as follows at December 31, 2021 and 2020: December 31, 2021 December 31, 2020 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 94,924 $ 323,013 $ 52,073 $ 266,336 Unused lines of credit 13,265 663,903 24,328 673,919 Standby letters of credit 15,063 1,623 15,301 1,597

Parent Company Only Financial_2

Parent Company Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheets	CONDENSED BALANCE SHEETS December 31, 2021 2020 Assets Cash $ 47,035 $ 10,729 Equity securities 2,850 2,692 Investment in bank subsidiary 474,902 456,531 Investment in non-bank subsidiaries 20,327 15,681 Deferreds and current receivable 1,798 1,788 Other assets 1,044 1,264 Total assets $ 547,956 $ 488,685 Liabilities Subordinated debentures $ 104,281 $ 70,620 Other liabilities 828 1,928 Total liabilities 105,109 72,548 Stockholders' equity 442,847 416,137 Total liabilities and stockholders' equity $ 547,956 $ 488,685
Condensed Statements of Income	CONDENSED STATEMENTS OF INCOME Year Ended December 31, Income: 2021 2020 2019 Dividends from: Bank subsidiary $ 22,165 $ 16,702 $ 12,696 Non-bank subsidiaries 1,700 10,350 0 Other 210 216 208 Total income 24,075 27,268 12,904 Expenses (6,657) (6,838) (5,518) Income before income taxes and equity in undistributed net income of subsidiaries: 17,418 20,430 7,386 Change in net unrealized holdings gains (losses) on equity securities not held for trading 121 (31) 24 Income tax benefit 1,381 1,306 1,177 Equity in undistributed net income of bank subsidiary 37,178 18,197 27,580 Equity in undistributed (distributions in excess) of net income of non-bank subsidiaries 1,609 (7,159) 3,914 Net income 57,707 32,743 40,081 Dividends on preferred stock (4,302) (1,147) 0 Net income available to common stockholders $ 53,405 $ 31,596 $ 40,081 Comprehensive income attributable to the parent $ 58,008 $ 32,519 $ 39,856
Condensed Statements of Cash Flows	CONDENSED STATEMENTS OF CASH FLOWS Year Ended December 31, 2021 2020 2019 Net income Adjustments to reconcile net income to net cash provided by $ 57,707 $ 32,743 $ 40,081 operating activities: Equity in undistributed net income of bank subsidiary (37,178) (18,197) (27,580) (Equity in undistributed) distributions in excess of net income of non–bank subsidiaries (1,609) 7,159 (3,914) Net unrealized (gains) losses on equity securities (121) 31 (24) Decrease in other assets 60 21 177 Increase in other liabilities 978 1,091 1,267 Net cash provided by operating activities 19,837 22,848 10,007 Cash flows from investing activities Purchase of equity securities 0 (2,000) (36) Outlays for business acquisition 0 (16,126) 0 Investment in bank subsidiaries 0 (41,500) 0 Net cash used in investing activities 0 (59,626) (36) Cash flows from financing activities: Dividends paid on common stock (11,550) (10,981) (10,358) Dividends paid on preferred stock (4,302) (1,147) 0 Proceeds from issuance of long term debt 83,484 0 0 Repayment of long term debt (50,000) 0 0 Purchase of treasury stock (1,163) (1,307) (1,291) Net proceeds from the issuance of preferred stock 0 57,785 0 Net proceeds from issuance of common stock 0 3,257 1,423 Net advance (to) from subsidiary 0 (850) 650 Net cash provided by (used in) financing activities 16,469 46,757 (9,576) Net increase (decrease) in cash 36,306 9,979 395 Cash beginning of year 10,729 750 355 Cash end of year $ 47,035 $ 10,729 $ 750

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The computation of basic and diluted earnings per common share is shown below. There were no anti-dilutive stock options for the years ended December 31, 2021, 2020, and 2019. Years Ended December 31, 2021 2020 2019 Basic earnings per common share computation Net income per consolidated statements of income $ 53,405 $ 31,596 $ 40,081 Net earnings allocated to participating securities (183) (100) (147) Net earnings allocated to common stock $ 53,222 $ 31,496 $ 39,934 Distributed earnings allocated to common stock $ 11,514 $ 10,942 $ 10,317 Undistributed earnings allocated to common stock 41,708 20,554 29,617 Net earnings allocated to common stock $ 53,222 $ 31,496 $ 39,934 Weighted average common shares outstanding, including shares considered participating securities 16,875 16,048 15,219 Less: Average participating securities (55) (48) (55) Weighted average shares 16,820 16,000 15,164 Basic earnings per common share $ 3.16 $ 1.97 $ 2.63 Diluted earnings per common share computation Net earnings allocated to common stock $ 53,222 $ 31,496 $ 39,934 Weighted average common shares outstanding for basic earnings per common share 16,820 16,000 15,164 Add: Dilutive effects of performance based-shares 0 0 0 Weighted average shares and dilutive potential common shares 16,820 16,000 15,164 Diluted earnings per common share $ 3.16 $ 1.97 $ 2.63

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Components of Other Comprehensive Income and Related Tax Effects	Other comprehensive income components and related tax effects were as follows for the years ended December 31, 2021, 2020, and 2019: December 31, 2021 December 31, 2020 December 31, 2019 Unrealized holding gains (losses) on available for sale securities $ (19,526) $ 12,494 $ 13,732 Less reclassification adjustment for gains recognized in earnings (783) (2,190) (148) Net unrealized gains (losses) (20,309) 10,304 13,584 Tax effect 4,265 (2,164) (2,852) Net-of-tax amount (16,044) 8,140 10,732 Actuarial gain (loss) on postemployment health care plan 391 277 518 Net amortization of transition obligation and actuarial gain (43) 0 23 Net unrealized gain (loss) on postemployment health care plan 348 277 541 Tax effect (73) (58) (113) Net-of-tax amount 275 219 428 Unrealized gain (loss) on interest rate swap 105 (508) (347) Less reclassification adjustment for losses recognized in earnings 276 224 63 Net unrealized gain (loss) 381 (284) (284) Tax effect (80) 60 59 Net-of-tax amount 301 (224) (225) Other comprehensive income (loss) $ (15,468) $ 8,135 $ 10,935
Summary of Change in Accumulated Other Comprehensive Income (Loss)	The following is a summary of the change in the accumulated other comprehensive income (loss) balance, net of tax, for the years ended December 31, 2021, 2020, and 2019. Balance Comprehensive Balance Unrealized gains (losses) on securities available for sale $ 15,338 $ (16,044) $ (706) Unrealized gain on postretirement benefits plan 343 275 618 Unrealized loss on interest rate swap (607) 301 (306) Total $ 15,074 $ (15,468) $ (394) Balance Comprehensive Balance Unrealized gains on securities available for sale $ 7,198 $ 8,140 $ 15,338 Unrealized gain on postretirement benefits plan 124 219 343 Unrealized loss on interest rate swap (383) (224) (607) Total $ 6,939 $ 8,135 $ 15,074 Balance Comprehensive Balance Unrealized gains (losses) on securities available for sale $ (3,534) $ 10,732 $ 7,198 Unrealized gain (loss) on postretirement benefits plan (304) 428 124 Unrealized loss on interest rate swap (158) (225) (383) Total $ (3,996) $ 10,935 $ 6,939

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	12 Months Ended
	Dec. 31, 2021
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue Derived from Contracts with Customers	The following table presents the Corporation's sources of Non-Interest Income for the years ended December 31, 2021, 2020 and 2019. Items outside the scope of ASC 606 are noted as such. December 31, 2021 December 31, 2020 December 31, 2019 Non-interest Income Service charges on deposit accounts $ 6,195 $ 5,095 $ 6,402 Wealth and asset management fees 6,740 5,497 4,627 Mortgage banking (1) 3,147 3,354 1,412 Card processing and interchange income 7,796 5,727 4,641 Net realized gains on available-for-sale securities (1) 783 2,190 148 Other income 8,773 6,196 8,745 Total non-interest income $ 33,434 $ 28,059 $ 25,975 (1) Not within scope of ASC 606

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Narrative (Details)	Jan. 01, 2020USD ($)	Dec. 31, 2021USD ($)renewal_optionSegmentqtr	Dec. 31, 2020USD ($)
Summary Of Significant Accounting Policies [Line Items]
Number of reportable operating segment | Segment		1
Accrued interest reversed against interest income		$ 0
Accrued interest receivable on available-for-sale debt securities		2,200,000	$ 2,200,000
Accrued interest receivable		$ 13,300,000	$ 15,400,000
Period of delinquent loan		90 days
Number of quarters used in the mean loss calculation | qtr		8
DCF methodology, percentage (in percent)		88.40%	90.80%
WARM methodology, percentage (in percent)		11.60%	9.20%
Number of options to renew | renewal_option		1
Percentage of total loans (in percent)		1	1
Decrease to retained earnings		$ (260,582,000)	$ (218,727,000)
Allowance for credit losses on loans	$ 670,000
ASU No. 2016-13
Summary Of Significant Accounting Policies [Line Items]
Allowance for loan losses, period increase (decrease)	$ 5,000,000
Percentage of total loans (in percent)	0.255
Decrease to retained earnings	$ 3,400,000
Minimum
Summary Of Significant Accounting Policies [Line Items]
Reduced interest rate modification period		6 months
Maximum
Summary Of Significant Accounting Policies [Line Items]
Period of consumer loans charged off		180 days
Reduced interest rate modification period		12 months
Premises and Equipment | Minimum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment		3 years
Premises and Equipment | Maximum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment		39 years
Furniture, Fixtures and Equipment | Minimum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment		3 years
Furniture, Fixtures and Equipment | Maximum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment		10 years
Buildings and Building Improvements | Minimum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment		15 years
Buildings and Building Improvements | Maximum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment		39 years
Core Deposit | FC Banc Corp
Summary Of Significant Accounting Policies [Line Items]
Amortization of intangible assets		4 years
Core Deposit | Lake National Bank
Summary Of Significant Accounting Policies [Line Items]
Amortization of intangible assets		10 years

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Schedule of Impact of ASC (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2020	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			$ 2,804,035
Impact of ASC 326 Adoption			19,473	$ 19,473	$ 19,704
Retained earnings	$ 260,582	$ 218,727
Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			2,804,035
Impact of ASC 326 Adoption			19,473
Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			2,804,705
Impact of ASC 326 Adoption			24,436
Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			670
Impact of ASC 326 Adoption			4,963
Balance sheet reclassification			(670)
Total pre-tax impact			4,293
Tax effect			(902)
Retained earnings			3,391
Commercial, industrial and agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			1,046,665
Impact of ASC 326 Adoption			8,287	8,287	7,341
Commercial, industrial and agricultural | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			(1,046,665)
Impact of ASC 326 Adoption			(8,287)
Commercial, industrial and agricultural | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Commercial, industrial and agricultural | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Commercial, industrial and agricultural | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Farmland
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Farmland | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			27,199
Impact of ASC 326 Adoption			190
Farmland | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			27,199
Impact of ASC 326 Adoption			190
Farmland | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			27,199
Impact of ASC 326 Adoption			251
Farmland | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			61
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Owner-occupied, nonfarm nonresidential properties | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			333,117
Impact of ASC 326 Adoption			2,390
Owner-occupied, nonfarm nonresidential properties | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			333,117
Impact of ASC 326 Adoption			2,390
Owner-occupied, nonfarm nonresidential properties | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			333,117
Impact of ASC 326 Adoption			1,636
Owner-occupied, nonfarm nonresidential properties | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			(754)
Agricultural production and other loans to farmers
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Agricultural production and other loans to farmers | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			3,407
Impact of ASC 326 Adoption			25
Agricultural production and other loans to farmers | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			3,407
Impact of ASC 326 Adoption			25
Agricultural production and other loans to farmers | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			3,407
Impact of ASC 326 Adoption			30
Agricultural production and other loans to farmers | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			5
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Commercial and Industrial | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			474,614
Impact of ASC 326 Adoption			4,105
Commercial and Industrial | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			474,614
Impact of ASC 326 Adoption			4,105
Commercial and Industrial | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			474,614
Impact of ASC 326 Adoption			3,474
Commercial and Industrial | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			(631)
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Obligations (other than securities and leases) of states and political subdivisions | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			139,052
Impact of ASC 326 Adoption			1,022
Obligations (other than securities and leases) of states and political subdivisions | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			139,052
Impact of ASC 326 Adoption			1,022
Obligations (other than securities and leases) of states and political subdivisions | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			139,052
Impact of ASC 326 Adoption			791
Obligations (other than securities and leases) of states and political subdivisions | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			(231)
Other loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Other loans | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			5,740
Impact of ASC 326 Adoption			41
Other loans | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			5,740
Impact of ASC 326 Adoption			41
Other loans | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			5,740
Impact of ASC 326 Adoption			49
Other loans | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			8
Commercial mortgages
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			814,002
Impact of ASC 326 Adoption			6,952	6,952	7,490
Commercial mortgages | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			(814,002)
Impact of ASC 326 Adoption			(6,952)
Commercial mortgages | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Commercial mortgages | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Commercial mortgages | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Other construction loans and all land development and other land loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Other construction loans and all land development and other land loans | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			277,412
Impact of ASC 326 Adoption			2,327
Other construction loans and all land development and other land loans | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			277,412
Impact of ASC 326 Adoption			2,327
Other construction loans and all land development and other land loans | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			277,412
Impact of ASC 326 Adoption			3,107
Other construction loans and all land development and other land loans | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			780
Multifamily (5 or more) residential properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Multifamily (5 or more) residential properties | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			124,390
Impact of ASC 326 Adoption			1,087
Multifamily (5 or more) residential properties | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			124,390
Impact of ASC 326 Adoption			1,087
Multifamily (5 or more) residential properties | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			124,390
Impact of ASC 326 Adoption			1,399
Multifamily (5 or more) residential properties | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			312
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Non-owner occupied, nonfarm nonresidential properties | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			467,852
Impact of ASC 326 Adoption			3,980
Non-owner occupied, nonfarm nonresidential properties | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			467,852
Impact of ASC 326 Adoption			3,980
Non-owner occupied, nonfarm nonresidential properties | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			468,522
Impact of ASC 326 Adoption			6,527
Non-owner occupied, nonfarm nonresidential properties | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			670
Impact of ASC 326 Adoption			2,547
Residential real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			814,030
Impact of ASC 326 Adoption			1,499	1,499	2,156
Residential real estate | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			(814,030)
Impact of ASC 326 Adoption			(1,499)
Residential real estate | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Residential real estate | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Residential real estate | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
1-4 Family Construction
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
1-4 Family Construction | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			22,427
Impact of ASC 326 Adoption			56
1-4 Family Construction | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			22,427
Impact of ASC 326 Adoption			56
1-4 Family Construction | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			22,427
Impact of ASC 326 Adoption			21
1-4 Family Construction | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			(35)
Home equity lines of credit
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Home equity lines of credit | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			95,089
Impact of ASC 326 Adoption			180
Home equity lines of credit | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			95,089
Impact of ASC 326 Adoption			180
Home equity lines of credit | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			95,089
Impact of ASC 326 Adoption			601
Home equity lines of credit | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			421
Residential Mortgages secured by first liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Residential Mortgages secured by first liens | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			646,199
Impact of ASC 326 Adoption			1,220
Residential Mortgages secured by first liens | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			646,199
Impact of ASC 326 Adoption			1,220
Residential Mortgages secured by first liens | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			646,199
Impact of ASC 326 Adoption			2,320
Residential Mortgages secured by first liens | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			1,100
Residential Mortgages secured by junior liens
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Residential Mortgages secured by junior liens | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			57,965
Impact of ASC 326 Adoption			114
Residential Mortgages secured by junior liens | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			57,965
Impact of ASC 326 Adoption			114
Residential Mortgages secured by junior liens | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			57,965
Impact of ASC 326 Adoption			249
Residential Mortgages secured by junior liens | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			135
Consumer, net of unearned discount
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			119,623
Consumer, net of unearned discount | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			(119,623)
Consumer, net of unearned discount | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Consumer, net of unearned discount | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Consumer, net of unearned discount | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Impact of ASC 326 Adoption			2,411	2,411	2,377
Consumer | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Impact of ASC 326 Adoption			(2,411)
Consumer | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Impact of ASC 326 Adoption			0
Consumer | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Impact of ASC 326 Adoption			0
Consumer | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Impact of ASC 326 Adoption			0
Other revolving credit plans
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Other revolving credit plans | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			52,353
Impact of ASC 326 Adoption			296
Other revolving credit plans | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			52,353
Impact of ASC 326 Adoption			296
Other revolving credit plans | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			52,353
Impact of ASC 326 Adoption			674
Other revolving credit plans | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			378
Automobile
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Automobile | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			27,807
Impact of ASC 326 Adoption			156
Automobile | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			27,807
Impact of ASC 326 Adoption			156
Automobile | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			27,807
Impact of ASC 326 Adoption			60
Automobile | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			(96)
Other consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Other consumer | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			39,697
Impact of ASC 326 Adoption			1,960
Other consumer | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			39,697
Impact of ASC 326 Adoption			1,960
Other consumer | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			39,697
Impact of ASC 326 Adoption			2,981
Other consumer | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			1,021
Credit cards
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			7,569
Impact of ASC 326 Adoption			84	84	103
Credit cards | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Credit cards | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			7,569
Impact of ASC 326 Adoption			84
Credit cards | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			7,569
Impact of ASC 326 Adoption			26
Credit cards | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			(58)
Overdrafts
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			2,146
Impact of ASC 326 Adoption			240	$ 240	$ 237
Overdrafts | Reclassification to CECL Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			0
Overdrafts | Pre-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			2,146
Impact of ASC 326 Adoption			240
Overdrafts | Post-CECL Adoption Portfolio Segmentation
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			2,146
Impact of ASC 326 Adoption			240
Overdrafts | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans			0
Impact of ASC 326 Adoption			$ 0

Business Combinations - Additio

Business Combinations - Additional Information (Details)	Jul. 17, 2020USD ($)lease$ / sharesshares	Jul. 31, 2021USD ($)	Dec. 31, 2021USD ($)portfolio_group	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Business Acquisition [Line Items]
Acquisition related costs			$ 0	$ 4,000,000	$ 170,000
Goodwill			$ 43,749,000	$ 43,749,000	$ 38,730,000
Loan portfolio groups | portfolio_group			2
Core Deposit
Business Acquisition [Line Items]
Core deposit intangible	$ 613,000
Bank of Akron
Business Acquisition [Line Items]
Share price (in dollars per share) | $ / shares	$ 215
Share conversion ratio	6.6729
Percentage of shares exchanged	75.00%
Total merger consideration	$ 40,793,000
Value of cash consideration for Bank of Akron common stock exchanged for cash	$ 16,126,000
Equity interest issued (in shares) | shares	1,501,321
Value of stock consideration assigned to Bank of Akron common shares exchanged for stock paid to shareholders	$ 24,667,000
Equity interest issued, value assigned (in USD per share) | $ / shares	$ 16.43
Core deposit intangible	$ 613,000
Goodwill	$ 5,019,000
Adjustments to goodwill or closing date fair values		$ 0
Number of lease agreements | lease	1

Business Combinations - Merger

Business Combinations - Merger consideration (Details) - Bank of Akron $ in Thousands	Jul. 17, 2020USD ($)
Business Acquisition [Line Items]
Value of stock consideration assigned to Bank of Akron common shares exchanged for stock paid to shareholders	$ 24,667
Value of cash consideration for Bank of Akron common stock exchanged for cash	16,126
Total merger consideration	$ 40,793

Business Combinations - Recogni

Business Combinations - Recognized Identifiable Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands	Jul. 17, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Liabilities assumed
Goodwill		$ 43,749	$ 43,749	$ 38,730
Bank of Akron
Assets acquired
Cash and due from banks	$ 78,830
Interest bearing deposits with other banks	10,148
Investment securities	29,407
Loans, net of allowance for credit losses on PCD loans	319,063
Premises and equipment, net	4,265
Core deposit intangible	613
Deferred tax assets	2,777
Bank owned life insurance	8,187
Accrued interest receivable and other assets	5,307
Total assets acquired	458,597
Liabilities assumed
Deposits	419,475
Accrued interest payable and other liabilities	3,348
Total liabilities assumed	422,823
Total fair value of identifiable net assets	35,774
Total merger consideration	40,793
Goodwill	$ 5,019

Business Combinations - Supplem

Business Combinations - Supplemental Pro Forma Financial Information (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Business Combination and Asset Acquisition [Abstract]
Net interest income	$ 137,097	$ 119,062
Net income	$ 34,628	$ 42,343
Basic earnings per common share (in USD per share)	$ 2.01	$ 2.54
Diluted earnings per common share (in USD per share)	$ 2.01	$ 2.54

Securities - Securities Availab

Securities - Securities Available for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Total debt securities	$ 698,085	$ 565,493
Unrealized gains	9,550	20,177
Unrealized losses	(10,444)	(762)
Fair value	697,191	584,908
U.S. Gov’t sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total debt securities	110,788	150,404
Unrealized gains	2,728	6,698
Unrealized losses	(1,768)	(60)
Fair value	111,748	157,042
State & political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total debt securities	103,232	67,819
Unrealized gains	2,162	3,186
Unrealized losses	(1,682)	(122)
Fair value	103,712	70,883
Residential & multi-family mortgage
Debt Securities, Available-for-sale [Line Items]
Total debt securities	437,021	306,054
Unrealized gains	4,127	9,276
Unrealized losses	(6,513)	(138)
Fair value	434,635	315,192
Corporate notes & bonds
Debt Securities, Available-for-sale [Line Items]
Total debt securities	28,257	15,221
Unrealized gains	250	105
Unrealized losses	(443)	(400)
Fair value	28,064	14,926
Pooled SBA
Debt Securities, Available-for-sale [Line Items]
Total debt securities	18,787	24,975
Unrealized gains	283	912
Unrealized losses	(38)	(1)
Fair value	19,032	25,886
Other
Debt Securities, Available-for-sale [Line Items]
Total debt securities	0	1,020
Unrealized gains	0	0
Unrealized losses	0	(41)
Fair value	$ 0	$ 979

Securities - Information Pertai

Securities - Information Pertaining to Security Sales (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 33,553	$ 57,185	$ 11,403
Gross Gains	783	2,257	152
Gross Losses	$ 0	$ 67	$ 4

Securities - Additional Informa

Securities - Additional Information (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security	Dec. 31, 2019USD ($)
Debt Securities, Available-for-sale [Line Items]
Tax provision related to net realized gains	$ 164	$ 460	$ 31
Number of securities holdings | security	0	0
Shareholders equity, percentage	10.00%	10.00%
Proceeds from sale of securities, operating activities	$ 0	$ 5,900	301
Net realized gains on trading securities	0	75	16
Realized gains on Visa Class B shares	0	0	$ 463
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Securities pledged to public deposits	$ 461,500	$ 453,400

Securities - Schedule of Contra

Securities - Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Amortized Cost
1 year or less	$ 17,959
1 year – 5 years	77,146
5 years – 10 years	139,201
After 10 years	7,971
Total, Amortized Cost	242,277
Total debt securities	698,085	$ 565,493
Fair Value
1 year or less	18,241
1 year – 5 years	78,191
5 years – 10 years	139,000
After 10 years	8,092
Total, Fair Value	243,524
Total debt securities	697,191	584,908
Residential & multi-family mortgage
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	437,021
Total debt securities	437,021	306,054
Fair Value
Mortgage & asset backed securities, Fair Value	434,635
Total debt securities	434,635	315,192
Pooled SBA
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	18,787
Total debt securities	18,787	24,975
Fair Value
Mortgage & asset backed securities, Fair Value	19,032
Total debt securities	$ 19,032	$ 25,886

Securities - Securities with Un

Securities - Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Less than 12 Months
Fair Value	$ 338,919	$ 73,462
Unrealized Loss	(7,075)	(199)
12 Months or More
Fair Value	92,055	8,965
Unrealized Loss	(3,369)	(563)
Fair Value	430,974	82,427
Unrealized Loss	(10,444)	(762)
U.S. Government sponsored entities
Less than 12 Months
Fair Value	23,733	24,991
Unrealized Loss	(553)	(60)
12 Months or More
Fair Value	37,911	0
Unrealized Loss	(1,215)	0
Fair Value	61,644	24,991
Unrealized Loss	(1,768)	(60)
State & political subdivisions
Less than 12 Months
Fair Value	55,636	3,854
Unrealized Loss	(1,399)	(19)
12 Months or More
Fair Value	5,026	164
Unrealized Loss	(283)	(103)
Fair Value	60,662	4,018
Unrealized Loss	(1,682)	(122)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	248,690	44,092
Unrealized Loss	(4,837)	(119)
12 Months or More
Fair Value	45,185	3,277
Unrealized Loss	(1,676)	(19)
Fair Value	293,875	47,369
Unrealized Loss	(6,513)	(138)
Corporate notes & bonds
Less than 12 Months
Fair Value	6,466	0
Unrealized Loss	(249)	0
12 Months or More
Fair Value	3,806	4,545
Unrealized Loss	(194)	(400)
Fair Value	10,272	4,545
Unrealized Loss	(443)	(400)
Pooled SBA
Less than 12 Months
Fair Value	4,394	525
Unrealized Loss	(37)	(1)
12 Months or More
Fair Value	127	0
Unrealized Loss	(1)	0
Fair Value	4,521	525
Unrealized Loss	$ (38)	(1)
Other
Less than 12 Months
Fair Value		0
Unrealized Loss		0
12 Months or More
Fair Value		979
Unrealized Loss		(41)
Fair Value		979
Unrealized Loss		$ (41)

Securities - Trading Securities

Securities - Trading Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 10,366	$ 6,649
Corporate equity securities
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	6,715	4,343
Mutual funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	2,566	1,283
Money market
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	506	404
Corporate notes and bonds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	579	569
U.S. Government sponsored entities
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 0	$ 50

Loans - Schedule of Net Loans (

Loans - Schedule of Net Loans (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 3,634,792	$ 3,371,789
Less: Allowance for credit losses	(37,588)	(34,340)	$ (19,473)
Net loans	3,597,204	3,337,449
Net deferred loan origination fees (costs) included in the above loan table	$ 5,667	$ 8,789
Percentage of Total	1	1
Farmland
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 23,768	$ 23,316
Less: Allowance for credit losses	$ (151)	$ (221)	(190)
Percentage of Total	0.007	0.007
Owner-occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 434,672	$ 407,924
Less: Allowance for credit losses	$ (3,339)	$ (3,700)	(2,390)
Percentage of Total	0.120	0.121
Agricultural production and other loans to farmers
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 1,379	$ 2,664
Less: Allowance for credit losses	$ (9)	$ (24)	(25)
Percentage of Total	0	0.001
Commercial and Industrial
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 708,989	$ 663,550
Less: Allowance for credit losses	$ (8,837)	$ (6,233)	(4,105)
Percentage of Total	0.195	0.197
Obligations (other than securities and leases) of states and political subdivisions
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 140,887	$ 132,818
Less: Allowance for credit losses	$ (1,649)	$ (998)	(1,022)
Percentage of Total	0.039	0.039
Other loans
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 13,979	$ 11,961
Less: Allowance for credit losses	$ (149)	$ (68)	(41)
Percentage of Total	0.004	0.004
Other construction loans and all land development and other land loans
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 298,869	$ 205,734
Less: Allowance for credit losses	$ (2,198)	$ (1,956)	(2,327)
Percentage of Total	0.082	0.061
Multifamily (5 or more) residential properties
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 216,143	$ 212,815
Less: Allowance for credit losses	$ (2,289)	$ (2,724)	(1,087)
Percentage of Total	0.059	0.063
Non-owner occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 663,062	$ 640,945
Less: Allowance for credit losses	$ (6,481)	$ (8,658)	(3,980)
Percentage of Total	0.182	0.190
1-4 Family Construction
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 37,822	$ 27,768
Less: Allowance for credit losses	$ (158)	$ (82)	(56)
Percentage of Total	0.010	0.008
Home equity lines of credit
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 104,517	$ 109,444
Less: Allowance for credit losses	$ (1,169)	$ (985)	(180)
Percentage of Total	0.029	0.032
Residential Mortgages secured by first liens
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 826,729	$ 777,030
Less: Allowance for credit losses	$ (6,943)	$ (4,539)	(1,220)
Percentage of Total	0.227	0.230
Residential Mortgages secured by junior liens
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 56,689	$ 53,726
Less: Allowance for credit losses	$ (546)	$ (241)	(114)
Percentage of Total	0.016	0.016
Other revolving credit plans
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 26,536	$ 25,507
Less: Allowance for credit losses	$ (528)	$ (507)	(296)
Percentage of Total	0.007	0.008
Automobile
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 20,862	$ 25,344
Less: Allowance for credit losses	$ (263)	$ (132)	(156)
Percentage of Total	0.006	0.008
Other consumer
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 49,676	$ 42,792
Less: Allowance for credit losses	$ (2,546)	$ (2,962)	(1,960)
Percentage of Total	0.014	0.013
Credit cards
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 9,935	$ 8,115
Less: Allowance for credit losses	$ (92)	$ (66)	(84)
Percentage of Total	0.003	0.002
Overdrafts
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 278	$ 336
Less: Allowance for credit losses	$ (241)	$ (244)	$ (240)
Percentage of Total	0	0

Loans - Additional Information

Loans - Additional Information (Details)	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	$ 37,588,000	$ 34,340,000	$ 19,473,000
Loans	3,634,792,000	3,371,789,000
Amortized cost in troubled debt restructurings	16,600,000	15,100,000
Financing receivable, troubled debt restructuring, allowance for loans	$ 2,600,000	$ 779,000
Loans modified as TDRs with a subsequent payment default | loan	0	0	0
Principal balances forgiven in connection with loan restructuring	$ 0	$ 0	$ 0
Minimum period to be considered for loan to have defaulted	90 days
Accrual status restoration period	6 months
PPP
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	$ 45,203,000	155,529,000
Syndicated
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	125,761,000	22,064,000
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	8,837,000	6,233,000	$ 4,105,000
Loans	708,989,000	663,550,000
Commercial and Industrial | PPP
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	0	0
Loans	45,200,000	155,500,000
Commercial and Industrial | Syndicated
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	$ 125,800,000	$ 22,100,000

Loans - Allowance for Loan Loss

Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 34,340	$ 19,473
Initial Allowance on Loans Purchased with Credit Deterioration		980
Charge-offs	(3,384)	(7,078)	$ (6,751)
Recoveries	629	648	496
Provision (Benefit) for Credit Loss Expense	6,003	15,354	6,024
Allowance for loan losses, Ending Balance	37,588	34,340	19,473
Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		4,963
Allowance for loan losses, Ending Balance			4,963
Farmland
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	221	190
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	0	0
Recoveries	0	0
Provision (Benefit) for Credit Loss Expense	(70)	(30)
Allowance for loan losses, Ending Balance	151	221	190
Farmland | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		61
Allowance for loan losses, Ending Balance			61
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	3,700	2,390
Initial Allowance on Loans Purchased with Credit Deterioration		82
Charge-offs	(584)	(61)
Recoveries	10	12
Provision (Benefit) for Credit Loss Expense	213	2,031
Allowance for loan losses, Ending Balance	3,339	3,700	2,390
Owner-occupied, nonfarm nonresidential properties | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		(754)
Allowance for loan losses, Ending Balance			(754)
Agricultural production and other loans to farmers
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	24	25
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	0	0
Recoveries	0	0
Provision (Benefit) for Credit Loss Expense	(15)	(6)
Allowance for loan losses, Ending Balance	9	24	25
Agricultural production and other loans to farmers | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		5
Allowance for loan losses, Ending Balance			5
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	6,233	4,105
Initial Allowance on Loans Purchased with Credit Deterioration		216
Charge-offs	(163)	(2,779)
Recoveries	203	39
Provision (Benefit) for Credit Loss Expense	2,564	5,283
Allowance for loan losses, Ending Balance	8,837	6,233	4,105
Commercial and Industrial | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		(631)
Allowance for loan losses, Ending Balance			(631)
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	998	1,022
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	(407)	0
Recoveries	30	0
Provision (Benefit) for Credit Loss Expense	1,028	207
Allowance for loan losses, Ending Balance	1,649	998	1,022
Obligations (other than securities and leases) of states and political subdivisions | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		(231)
Allowance for loan losses, Ending Balance			(231)
Other loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	68	41
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	0	0
Recoveries	0	0
Provision (Benefit) for Credit Loss Expense	81	19
Allowance for loan losses, Ending Balance	149	68	41
Other loans | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		8
Allowance for loan losses, Ending Balance			8
Other construction loans and all land development and other land loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	1,956	2,327
Initial Allowance on Loans Purchased with Credit Deterioration		228
Charge-offs	(282)	0
Recoveries	0	125
Provision (Benefit) for Credit Loss Expense	524	(1,504)
Allowance for loan losses, Ending Balance	2,198	1,956	2,327
Other construction loans and all land development and other land loans | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		780
Allowance for loan losses, Ending Balance			780
Multifamily (5 or more) residential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	2,724	1,087
Initial Allowance on Loans Purchased with Credit Deterioration		24
Charge-offs	0	0
Recoveries	0	0
Provision (Benefit) for Credit Loss Expense	(435)	1,301
Allowance for loan losses, Ending Balance	2,289	2,724	1,087
Multifamily (5 or more) residential properties | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		312
Allowance for loan losses, Ending Balance			312
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	8,658	3,980
Initial Allowance on Loans Purchased with Credit Deterioration		335
Charge-offs	(49)	(1,522)
Recoveries	0	52
Provision (Benefit) for Credit Loss Expense	(2,128)	3,266
Allowance for loan losses, Ending Balance	6,481	8,658	3,980
Non-owner occupied, nonfarm nonresidential properties | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		2,547
Allowance for loan losses, Ending Balance			2,547
1-4 Family Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	82	56
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	0	0
Recoveries	0	0
Provision (Benefit) for Credit Loss Expense	76	61
Allowance for loan losses, Ending Balance	158	82	56
1-4 Family Construction | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		(35)
Allowance for loan losses, Ending Balance			(35)
Home equity lines of credit
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	985	180
Initial Allowance on Loans Purchased with Credit Deterioration		22
Charge-offs	(7)	(6)
Recoveries	5	1
Provision (Benefit) for Credit Loss Expense	186	367
Allowance for loan losses, Ending Balance	1,169	985	180
Home equity lines of credit | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		421
Allowance for loan losses, Ending Balance			421
Residential Mortgages secured by first liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	4,539	1,220
Initial Allowance on Loans Purchased with Credit Deterioration		73
Charge-offs	(79)	(285)
Recoveries	47	65
Provision (Benefit) for Credit Loss Expense	2,436	2,366
Allowance for loan losses, Ending Balance	6,943	4,539	1,220
Residential Mortgages secured by first liens | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		1,100
Allowance for loan losses, Ending Balance			1,100
Residential Mortgages secured by junior liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	241	114
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	(3)	(158)
Recoveries	0	2
Provision (Benefit) for Credit Loss Expense	308	148
Allowance for loan losses, Ending Balance	546	241	114
Residential Mortgages secured by junior liens | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		135
Allowance for loan losses, Ending Balance			135
Other revolving credit plans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	507	296
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	(41)	(137)
Recoveries	13	21
Provision (Benefit) for Credit Loss Expense	49	(51)
Allowance for loan losses, Ending Balance	528	507	296
Other revolving credit plans | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		378
Allowance for loan losses, Ending Balance			378
Automobile
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	132	156
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	(26)	(29)
Recoveries	3	2
Provision (Benefit) for Credit Loss Expense	154	99
Allowance for loan losses, Ending Balance	263	132	156
Automobile | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		(96)
Allowance for loan losses, Ending Balance			(96)
Other consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	2,962	1,960
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	(1,193)	(1,513)
Recoveries	140	130
Provision (Benefit) for Credit Loss Expense	637	1,364
Allowance for loan losses, Ending Balance	2,546	2,962	1,960
Other consumer | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		1,021
Allowance for loan losses, Ending Balance			1,021
Credit cards
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	66	84
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	(112)	(153)	(116)
Recoveries	18	14	15
Provision (Benefit) for Credit Loss Expense	120	179	82
Allowance for loan losses, Ending Balance	92	66	84
Credit cards | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		(58)
Allowance for loan losses, Ending Balance			(58)
Overdrafts
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	244	240
Initial Allowance on Loans Purchased with Credit Deterioration		0
Charge-offs	(438)	(435)	(453)
Recoveries	160	185	113
Provision (Benefit) for Credit Loss Expense	275	254	343
Allowance for loan losses, Ending Balance	$ 241	244	240
Overdrafts | Impact of CECL Adoption
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance		$ 0
Allowance for loan losses, Ending Balance			0
Commercial, industrial and agricultural
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs			(205)
Recoveries			17
Provision (Benefit) for Credit Loss Expense			1,134
Commercial mortgages
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs			(3,391)
Recoveries			124
Provision (Benefit) for Credit Loss Expense			2,729
Residential real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs			(386)
Recoveries			73
Provision (Benefit) for Credit Loss Expense			(344)
Consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs			(2,200)
Recoveries			154
Provision (Benefit) for Credit Loss Expense			$ 2,080

Loans - Impaired Financing Rece

Loans - Impaired Financing Receivables with Related and not Related Allowances (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
With no related allowance recorded:
Average Recorded Investment, Total	$ 17,725
Interest Income Recognized, Total	599
Cash Basis Interest Recognized, Total	599
Commercial, industrial and agricultural
With an allowance recorded:
Average Recorded Investment	1,750
Interest Income Recognized	90
Cash Basis Interest Recognized	90
With no related allowance recorded:
Average Recorded Investment	4,919
Interest Income Recognized	208
Cash Basis Interest Recognized	208
Commercial mortgages
With an allowance recorded:
Average Recorded Investment	6,586
Interest Income Recognized	119
Cash Basis Interest Recognized	119
With no related allowance recorded:
Average Recorded Investment	3,985
Interest Income Recognized	158
Cash Basis Interest Recognized	158
Residential real estate
With an allowance recorded:
Average Recorded Investment	191
Interest Income Recognized	13
Cash Basis Interest Recognized	13
With no related allowance recorded:
Average Recorded Investment	294
Interest Income Recognized	11
Cash Basis Interest Recognized	11
Overdrafts
With an allowance recorded:
Average Recorded Investment	0
Interest Income Recognized	0
Cash Basis Interest Recognized	0
With no related allowance recorded:
Average Recorded Investment	0
Interest Income Recognized	0
Cash Basis Interest Recognized	$ 0

Loans - Nonaccrual Loans and Lo

Loans - Nonaccrual Loans and Loans Past Due over 89 Days Still Accruing Interest by Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Nonaccrual	$ 19,420	$ 30,359
Nonaccrual With No Allowance for Credit Loss	10,593	16,930
Loans Past Due over 89 Days Still Accruing	168	325
Farmland
Financing Receivable, Past Due [Line Items]
Nonaccrual	965	1,844
Nonaccrual With No Allowance for Credit Loss	965	633
Loans Past Due over 89 Days Still Accruing	0	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	850	1,781
Nonaccrual With No Allowance for Credit Loss	762	967
Loans Past Due over 89 Days Still Accruing	0	0
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Nonaccrual	7,060	6,657
Nonaccrual With No Allowance for Credit Loss	1,653	959
Loans Past Due over 89 Days Still Accruing	8	0
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Nonaccrual	516	2,349
Nonaccrual With No Allowance for Credit Loss	77	77
Loans Past Due over 89 Days Still Accruing	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,270	288
Nonaccrual With No Allowance for Credit Loss	5	0
Loans Past Due over 89 Days Still Accruing	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	3,771	11,932
Nonaccrual With No Allowance for Credit Loss	2,143	9,466
Loans Past Due over 89 Days Still Accruing	0	0
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Nonaccrual	824	685
Nonaccrual With No Allowance for Credit Loss	824	685
Loans Past Due over 89 Days Still Accruing	0	0
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	3,410	4,175
Nonaccrual With No Allowance for Credit Loss	3,410	3,495
Loans Past Due over 89 Days Still Accruing	137	283
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	147	114
Nonaccrual With No Allowance for Credit Loss	147	114
Loans Past Due over 89 Days Still Accruing	0	0
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Nonaccrual	13	6
Nonaccrual With No Allowance for Credit Loss	13	6
Loans Past Due over 89 Days Still Accruing	0	0
Automobile
Financing Receivable, Past Due [Line Items]
Nonaccrual	36	32
Nonaccrual With No Allowance for Credit Loss	36	32
Loans Past Due over 89 Days Still Accruing	0	0
Other consumer
Financing Receivable, Past Due [Line Items]
Nonaccrual	558	496
Nonaccrual With No Allowance for Credit Loss	558	496
Loans Past Due over 89 Days Still Accruing	0	8
Credit cards
Financing Receivable, Past Due [Line Items]
Nonaccrual	0	0
Nonaccrual With No Allowance for Credit Loss	0	0
Loans Past Due over 89 Days Still Accruing	$ 23	$ 34

Loans - Amortized Cost Basis of

Loans - Amortized Cost Basis of Collateral-Dependent Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 8,118	$ 15,439
Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	2,360	7,067
Farmland | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	920	1,793
Farmland | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Owner-occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	194	285
Owner-occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	9	587
Commercial and Industrial | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,488	594
Commercial and Industrial | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	2,351	5,600
Other construction loans and all land development and other land loans | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	438	2,272
Other construction loans and all land development and other land loans | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Multifamily (5 or more) residential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,265	288
Multifamily (5 or more) residential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Non-owner occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	3,378	9,072
Non-owner occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	880
Residential Mortgages secured by first liens | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	435	1,135
Residential Mortgages secured by first liens | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 0	$ 0

Loans - Aging of Recorded Inves

Loans - Aging of Recorded Investment in Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Total ending loans balance	$ 3,634,792	$ 3,371,789
30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	3,237	4,430
60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,450	2,430
Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	4,990	20,682
Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	9,677	27,542
Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	3,625,115	3,344,247
Farmland
Financing Receivable, Past Due [Line Items]
Total ending loans balance		23,316
Farmland | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	348	195
Farmland | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Farmland | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	1,211
Farmland | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	348	1,406
Farmland | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	23,420	21,910
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Total ending loans balance		407,924
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	278	10
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	18	885
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	414	732
Owner-occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	710	1,627
Owner-occupied, nonfarm nonresidential properties | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	433,962	406,297
Agricultural production and other loans to farmers
Financing Receivable, Past Due [Line Items]
Total ending loans balance		2,664
Agricultural production and other loans to farmers | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Agricultural production and other loans to farmers | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Agricultural production and other loans to farmers | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Agricultural production and other loans to farmers | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Agricultural production and other loans to farmers | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,379	2,664
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Total ending loans balance		663,550
Commercial and Industrial | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	377	476
Commercial and Industrial | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	13	335
Commercial and Industrial | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	333	3,887
Commercial and Industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	723	4,698
Commercial and Industrial | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	708,266	658,852
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Past Due [Line Items]
Total ending loans balance		132,818
Obligations (other than securities and leases) of states and political subdivisions | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Obligations (other than securities and leases) of states and political subdivisions | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Obligations (other than securities and leases) of states and political subdivisions | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Obligations (other than securities and leases) of states and political subdivisions | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	140,887	132,818
Other loans
Financing Receivable, Past Due [Line Items]
Total ending loans balance		11,961
Other loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	13,979	11,961
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Total ending loans balance		205,734
Other construction loans and all land development and other land loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other construction loans and all land development and other land loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other construction loans and all land development and other land loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	77	1,917
Other construction loans and all land development and other land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	77	1,917
Other construction loans and all land development and other land loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	298,792	203,817
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Total ending loans balance		212,815
Multifamily (5 or more) residential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Multifamily (5 or more) residential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	10	0
Multifamily (5 or more) residential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	209	0
Multifamily (5 or more) residential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	219	0
Multifamily (5 or more) residential properties | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	215,924	212,815
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Total ending loans balance		640,945
Non-owner occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	314
Non-owner occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	156
Non-owner occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,792	10,184
Non-owner occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,792	10,654
Non-owner occupied, nonfarm nonresidential properties | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	661,270	630,291
1-4 Family Construction
Financing Receivable, Past Due [Line Items]
Total ending loans balance	37,822	27,768
1-4 Family Construction | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
1-4 Family Construction | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
1-4 Family Construction | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
1-4 Family Construction | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
1-4 Family Construction | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	37,822	27,768
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Total ending loans balance	104,517	109,444
Home equity lines of credit | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	506	166
Home equity lines of credit | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	50	235
Home equity lines of credit | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	172	486
Home equity lines of credit | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	728	887
Home equity lines of credit | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	103,789	108,557
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Total ending loans balance	826,729	777,030
Residential Mortgages secured by first liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,286	2,834
Residential Mortgages secured by first liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,145	629
Residential Mortgages secured by first liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,647	1,911
Residential Mortgages secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	4,078	5,374
Residential Mortgages secured by first liens | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	822,651	771,656
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Total ending loans balance	56,689	53,726
Residential Mortgages secured by junior liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	32	8
Residential Mortgages secured by junior liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	24	0
Residential Mortgages secured by junior liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1	66
Residential Mortgages secured by junior liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	57	74
Residential Mortgages secured by junior liens | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	56,632	53,652
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Total ending loans balance	26,536	25,507
Other revolving credit plans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	56	36
Other revolving credit plans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	17	19
Other revolving credit plans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	4	0
Other revolving credit plans | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	77	55
Other revolving credit plans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	26,459	25,452
Automobile
Financing Receivable, Past Due [Line Items]
Total ending loans balance	20,862	25,344
Automobile | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	45	73
Automobile | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	3	0
Automobile | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	23	9
Automobile | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	71	82
Automobile | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	20,791	25,262
Other consumer
Financing Receivable, Past Due [Line Items]
Total ending loans balance	49,676	42,792
Other consumer | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	283	246
Other consumer | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	158	132
Other consumer | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	295	245
Other consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	736	623
Other consumer | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	48,940	42,169
Credit cards
Financing Receivable, Past Due [Line Items]
Total ending loans balance		8,115
Credit cards | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	26	72
Credit cards | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	12	39
Credit cards | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	23	34
Credit cards | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	61	145
Credit cards | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	9,874	7,970
Overdrafts
Financing Receivable, Past Due [Line Items]
Total ending loans balance		336
Overdrafts | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Overdrafts | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Overdrafts | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Overdrafts | Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Overdrafts | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	$ 278	$ 336

Loans - Loans by Class Modified

Loans - Loans by Class Modified as Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan	4	11
Pre-Modification Outstanding Recorded Investment	$ 5,657	$ 5,439
Post-Modification Outstanding Recorded Investment	$ 5,657	$ 5,439
Commercial and Industrial
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan	2	6
Pre-Modification Outstanding Recorded Investment	$ 3,336	$ 1,140
Post-Modification Outstanding Recorded Investment	$ 3,336	$ 1,140
Multifamily (5 or more) residential properties
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan	1
Pre-Modification Outstanding Recorded Investment	$ 717
Post-Modification Outstanding Recorded Investment	$ 717
Non-owner occupied, nonfarm nonresidential properties
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan	1	1
Pre-Modification Outstanding Recorded Investment	$ 1,604	$ 3,684
Post-Modification Outstanding Recorded Investment	$ 1,604	$ 3,684
Owner-occupied, nonfarm nonresidential properties
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan		1
Pre-Modification Outstanding Recorded Investment		$ 260
Post-Modification Outstanding Recorded Investment		$ 260
Other construction loans and all land development and other land loans
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan		1
Pre-Modification Outstanding Recorded Investment		$ 46
Post-Modification Outstanding Recorded Investment		$ 46
Residential Mortgages secured by first liens
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan		2
Pre-Modification Outstanding Recorded Investment		$ 309
Post-Modification Outstanding Recorded Investment		$ 309
Trouble Debt Restructuring
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan			1
Pre-Modification Outstanding Recorded Investment			$ 383
Post-Modification Outstanding Recorded Investment			$ 383
Trouble Debt Restructuring | Commercial mortgages
Schedule Of Financial Receivables [Line Items]
Number of Loans | loan			1
Pre-Modification Outstanding Recorded Investment			$ 383
Post-Modification Outstanding Recorded Investment			$ 383

Loans - Schedule of Credit Risk

Loans - Schedule of Credit Risk Profile By Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			$ 2,804,035
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	$ 2,424,318	$ 2,200,393
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	30,132	33,457
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	45,919	67,877
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,379	0
Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	77,430	101,334
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	2,501,748	2,301,727
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		20,316
Farmland | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		1,156
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		1,844
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Farmland | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	2,482	3,000
Farmland | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	23,768	23,316
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		391,899
Owner-occupied, nonfarm nonresidential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		2,826
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		13,199
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Owner-occupied, nonfarm nonresidential properties | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	15,304	16,025
Owner-occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	434,672	407,924
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		2,664
Agricultural production and other loans to farmers | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Agricultural production and other loans to farmers | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	0	0
Agricultural production and other loans to farmers | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,379	2,664
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		637,071
Commercial and Industrial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		11,368
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		15,111
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Commercial and Industrial | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	21,979	26,479
Commercial and Industrial | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	708,989	663,550
Obligations Other Than Securities And Leases Of States And Political Subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		132,110
Obligations Other Than Securities And Leases Of States And Political Subdivisions | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Obligations Other Than Securities And Leases Of States And Political Subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		708
Obligations Other Than Securities And Leases Of States And Political Subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Obligations Other Than Securities And Leases Of States And Political Subdivisions | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	0	708
Obligations Other Than Securities And Leases Of States And Political Subdivisions | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	140,887	132,818
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		11,961
Other loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Other loans | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	0	0
Other loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	13,979	11,961
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		198,206
Other construction loans and all land development and other land loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		5,611
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		1,917
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Other construction loans and all land development and other land loans | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	4,766	7,528
Other construction loans and all land development and other land loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	298,869	205,734
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			$ 0
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		211,563
Multifamily (5 or more) residential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		1,252
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Multifamily (5 or more) residential properties | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,371	1,252
Multifamily (5 or more) residential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	216,143	212,815
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		594,603
Non-owner occupied, nonfarm nonresidential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		12,496
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		33,846
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Non-owner occupied, nonfarm nonresidential properties | Criticized
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	31,528	46,342
Non-owner occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	$ 663,062	$ 640,945

Loans- Risk Rating (Details)

Loans- Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 663,062
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
2020	8,591	$ 2,773
2019	1,690	4,448
2018	3,276	3,767
2017	3,547	3,699
2016	1,006	1,476
Prior	5,197	6,491
Revolving Loans Amortized Cost Basis	461	662
Revolving Loans Converted to Term	0	0
Total	23,768	23,316
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	8,203	1,617
2019	1,690	4,448
2018	3,276	3,767
2017	3,547	3,648
2016	564	894
Prior	3,545	5,280
Revolving Loans Amortized Cost Basis	461	662
Revolving Loans Converted to Term	0	0
Total	21,286	20,316
Farmland | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	1,156
2019	0	0
2018	0	0
2017	0	0
2016	394	0
Prior	1,120	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,514	1,156
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	388	0
2019	0	0
2018	0	0
2017	0	51
2016	48	582
Prior	532	1,211
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	968	1,844
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2020	136,025	87,715
2019	78,484	112,129
2018	81,714	55,330
2017	34,255	58,427
2016	41,062	30,112
Prior	55,376	54,579
Revolving Loans Amortized Cost Basis	7,756	9,632
Revolving Loans Converted to Term	0	0
Total	434,672	407,924
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	135,095	86,694
2019	78,068	109,228
2018	78,621	52,818
2017	29,100	56,948
2016	40,677	26,119
Prior	50,079	50,839
Revolving Loans Amortized Cost Basis	7,728	9,253
Revolving Loans Converted to Term	0	0
Total	419,368	391,899
Owner-occupied, nonfarm nonresidential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	243	0
2019	0	452
2018	903	74
2017	4,287	541
2016	135	318
Prior	1,145	1,310
Revolving Loans Amortized Cost Basis	10	131
Revolving Loans Converted to Term	0	0
Total	6,723	2,826
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	687	1,021
2019	416	2,449
2018	2,190	2,438
2017	868	938
2016	250	3,675
Prior	4,152	2,430
Revolving Loans Amortized Cost Basis	18	248
Revolving Loans Converted to Term	0	0
Total	8,581	13,199
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
2020	211	267
2019	103	155
2018	76	601
2017	198	0
2016	0	54
Prior	0	0
Revolving Loans Amortized Cost Basis	791	1,587
Revolving Loans Converted to Term	0	0
Total	1,379	2,664
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	211	267
2019	103	155
2018	76	601
2017	198	0
2016	0	54
Prior	0	0
Revolving Loans Amortized Cost Basis	791	1,587
Revolving Loans Converted to Term	0	0
Total	1,379	2,664
Agricultural production and other loans to farmers | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2020	317,353	319,251
2019	85,978	57,553
2018	34,030	51,555
2017	17,410	33,250
2016	12,500	7,534
Prior	9,637	13,156
Revolving Loans Amortized Cost Basis	232,081	181,251
Revolving Loans Converted to Term	0	0
Total	708,989	663,550
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	313,983	318,323
2019	84,815	54,620
2018	31,375	46,854
2017	16,577	32,426
2016	12,389	7,197
Prior	6,777	7,265
Revolving Loans Amortized Cost Basis	221,094	170,386
Revolving Loans Converted to Term	0	0
Total	687,010	637,071
Commercial and Industrial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	127
2019	363	1,017
2018	793	3,489
2017	381	712
2016	82	300
Prior	844	1,033
Revolving Loans Amortized Cost Basis	5,483	4,690
Revolving Loans Converted to Term	0	0
Total	7,946	11,368
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	1,991	801
2019	800	1,916
2018	1,862	1,212
2017	452	112
2016	29	37
Prior	2,016	4,858
Revolving Loans Amortized Cost Basis	5,504	6,175
Revolving Loans Converted to Term	0	0
Total	12,654	15,111
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	1,379	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,379	0
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
2020	36,853	11,430
2019	16,688	12,279
2018	8,774	35,176
2017	16,957	20,891
2016	20,071	19,365
Prior	36,764	24,789
Revolving Loans Amortized Cost Basis	4,780	8,888
Revolving Loans Converted to Term	0	0
Total	140,887	132,818
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	36,853	10,722
2019	16,688	12,279
2018	8,774	35,176
2017	16,957	20,891
2016	20,071	19,365
Prior	36,764	24,789
Revolving Loans Amortized Cost Basis	4,780	8,888
Revolving Loans Converted to Term	0	0
Total	140,887	132,110
Obligations (other than securities and leases) of states and political subdivisions | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	708
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	708
Obligations (other than securities and leases) of states and political subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
2020	5,851	7,268
2019	5,305	1,237
2018	552	386
2017	3	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	2,268	3,070
Revolving Loans Converted to Term	0	0
Total	13,979	11,961
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	5,851	7,268
2019	5,305	1,237
2018	552	386
2017	3	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	2,268	3,070
Revolving Loans Converted to Term	0	0
Total	13,979	11,961
Other loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
2020	99,906	120,797
2019	168,372	52,750
2018	9,402	20,006
2017	11,170	5,603
2016	3,363	28
Prior	898	3,925
Revolving Loans Amortized Cost Basis	5,758	2,625
Revolving Loans Converted to Term	0	0
Total	298,869	205,734
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	98,406	119,380
2019	168,372	52,078
2018	8,752	19,977
2017	11,141	2,300
2016	853	28
Prior	898	1,895
Revolving Loans Amortized Cost Basis	5,681	2,548
Revolving Loans Converted to Term	0	0
Total	294,103	198,206
Other construction loans and all land development and other land loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	1,500	1,417
2019	0	672
2018	650	29
2017	0	3,303
2016	2,071	0
Prior	0	190
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	4,221	5,611
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	29	0
2016	439	0
Prior	0	1,840
Revolving Loans Amortized Cost Basis	77	77
Revolving Loans Converted to Term	0	0
Total	545	1,917
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2020	74,687	73,578
2019	55,669	40,386
2018	34,118	26,518
2017	8,316	49,383
2016	27,933	4,086
Prior	12,982	16,957
Revolving Loans Amortized Cost Basis	2,438	1,907
Revolving Loans Converted to Term	0	0
Total	216,143	212,815
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	74,687	73,572
2019	55,663	39,633
2018	33,436	26,230
2017	7,937	49,178
2016	27,729	4,086
Prior	12,882	16,957
Revolving Loans Amortized Cost Basis	2,438	1,907
Revolving Loans Converted to Term	0	0
Total	214,772	211,563
Multifamily (5 or more) residential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	100	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	100	0
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	6
2019	6	753
2018	682	288
2017	379	205
2016	204	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,271	1,252
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2020	195,626	161,144
2019	125,039	140,738
2018	87,676	91,957
2017	54,899	67,519
2016	47,541	46,516
Prior	140,711	122,388
Revolving Loans Amortized Cost Basis	11,570	10,683
Revolving Loans Converted to Term	0	0
Total		640,945
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2020	194,800	161,045
2019	125,039	127,518
2018	84,943	89,520
2017	52,233	55,966
2016	42,714	44,959
Prior	123,021	105,962
Revolving Loans Amortized Cost Basis	8,784	9,633
Revolving Loans Converted to Term	0	0
Total	631,534	594,603
Non-owner occupied, nonfarm nonresidential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	99
2019	0	895
2018	428	2,111
2017	1,004	3,969
2016	189	835
Prior	5,556	4,137
Revolving Loans Amortized Cost Basis	2,451	450
Revolving Loans Converted to Term	0	0
Total	9,628	12,496
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2020	826	0
2019	0	12,325
2018	2,305	326
2017	1,662	7,584
2016	4,638	722
Prior	12,134	12,289
Revolving Loans Amortized Cost Basis	335	600
Revolving Loans Converted to Term	0	0
Total	21,900	33,846
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 0	$ 0

Loans - Recorded Investment in

Loans - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			$ 2,804,035
Loans	$ 3,634,792	$ 3,371,789
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Loans	37,822	27,768
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Loans	104,517	109,444
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Loans	826,729	777,030
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Loans	56,689	53,726
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Loans	26,536	25,507
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			0
Loans	20,862	25,344
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans			$ 0
Loans	49,676	42,792
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,117,706	1,055,812
Loans	1,117,706	1,055,812
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	37,822	27,768
Loans	37,822	27,768
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	103,693	108,759
Loans	103,693	108,759
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	823,182	772,572
Loans	823,182	772,572
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	56,542	53,612
Loans	56,542	53,612
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	26,523	25,501
Loans	26,523	25,501
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	20,826	25,312
Loans	20,826	25,312
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	49,118	42,288
Loans	49,118	42,288
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	5,125	5,799
Loans	5,125	5,799
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	0	0
Loans	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	824	685
Loans	824	685
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	3,547	4,458
Loans	3,547	4,458
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	147	114
Loans	147	114
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	13	6
Loans	13	6
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	36	32
Loans	36	32
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	558	504
Loans	558	504
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,122,831	1,061,611
Loans	1,122,831	1,061,611
Total | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	37,822	27,768
Loans	37,822	27,768
Total | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	104,517	109,444
Loans	104,517	109,444
Total | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	826,729	777,030
Loans	826,729	777,030
Total | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	56,689	53,726
Loans	56,689	53,726
Total | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	26,536	25,507
Loans	26,536	25,507
Total | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	20,862	25,344
Loans	20,862	25,344
Total | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	49,676	42,792
Loans	$ 49,676	$ 42,792

Loans - Nonperforming Loans (De

Loans - Nonperforming Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	$ 3,634,792	$ 3,371,789
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2020	27,539	16,081
2019	9,137	11,547
2018	857	140
2017	66	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	223	0
Revolving Loans Converted to Term	0	0
Loans	37,822	27,768
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2020	14,383	19,764
2019	14,621	12,823
2018	9,573	12,842
2017	10,594	9,095
2016	7,240	8,215
Prior	39,955	42,864
Revolving Loans Amortized Cost Basis	8,151	3,841
Revolving Loans Converted to Term	0	0
Loans	104,517	109,444
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2020	232,685	211,910
2019	178,639	136,265
2018	111,560	94,475
2017	63,001	99,663
2016	74,394	62,373
Prior	162,781	166,817
Revolving Loans Amortized Cost Basis	3,669	5,527
Revolving Loans Converted to Term	0	0
Loans	826,729	777,030
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2020	20,617	14,552
2019	11,256	12,255
2018	7,239	7,031
2017	4,407	5,660
2016	3,592	3,366
Prior	9,158	10,484
Revolving Loans Amortized Cost Basis	420	378
Revolving Loans Converted to Term	0	0
Loans	56,689	53,726
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2020	5,313	4,088
2019	3,596	4,516
2018	3,094	3,324
2017	2,596	3,149
2016	2,977	1,301
Prior	8,960	9,129
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	26,536	25,507
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2020	7,058	8,965
2019	5,461	8,599
2018	4,680	4,652
2017	2,457	1,641
2016	682	764
Prior	524	723
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	20,862	25,344
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2020	30,627	24,939
2019	11,187	11,447
2018	4,633	3,654
2017	1,476	809
2016	319	218
Prior	1,434	1,724
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	49,676	42,792
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	1,117,706	1,055,812
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2020	27,539	16,081
2019	9,137	11,547
2018	857	140
2017	66	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	223	0
Revolving Loans Converted to Term	0	0
Loans	37,822	27,768
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2020	14,383	19,764
2019	14,621	12,823
2018	9,564	12,842
2017	10,584	8,793
2016	6,863	8,182
Prior	39,527	42,514
Revolving Loans Amortized Cost Basis	8,151	3,841
Revolving Loans Converted to Term	0	0
Loans	103,693	108,759
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2020	232,606	211,910
2019	178,380	136,181
2018	111,333	93,588
2017	62,850	99,520
2016	74,136	62,312
Prior	160,402	163,556
Revolving Loans Amortized Cost Basis	3,475	5,505
Revolving Loans Converted to Term	0	0
Loans	823,182	772,572
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2020	20,617	14,552
2019	11,256	12,255
2018	7,239	7,031
2017	4,407	5,660
2016	3,508	3,347
Prior	9,095	10,389
Revolving Loans Amortized Cost Basis	420	378
Revolving Loans Converted to Term	0	0
Loans	56,542	53,612
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2020	5,313	4,088
2019	3,596	4,516
2018	3,090	3,320
2017	2,592	3,149
2016	2,977	1,301
Prior	8,955	9,127
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	26,523	25,501
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2020	7,047	8,965
2019	5,448	8,595
2018	4,668	4,652
2017	2,457	1,635
2016	682	764
Prior	524	701
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	20,826	25,312
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2020	30,423	24,857
2019	11,017	11,183
2018	4,537	3,579
2017	1,451	796
2016	316	218
Prior	1,374	1,654
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	49,118	42,288
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	5,125	5,799
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	9	0
2017	10	302
2016	377	33
Prior	428	350
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	824	685
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2020	79	0
2019	259	84
2018	227	887
2017	151	143
2016	258	61
Prior	2,379	3,261
Revolving Loans Amortized Cost Basis	194	22
Revolving Loans Converted to Term	0	0
Loans	3,547	4,458
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	0	0
2017	0	0
2016	84	19
Prior	63	95
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	147	114
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2020	0	0
2019	0	0
2018	4	4
2017	4	0
2016	0	0
Prior	5	2
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	13	6
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2020	11	0
2019	13	4
2018	12	0
2017	0	6
2016	0	0
Prior	0	22
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	36	32
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2020	204	82
2019	170	264
2018	96	75
2017	25	13
2016	3	0
Prior	60	70
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Loans	$ 558	$ 504

Loans - Recorded Investment i_2

Loans - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment			$ 2,804,035
Credit Card, Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	$ 9,935	$ 8,115
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	1,117,706	1,055,812
Performing | Credit Card, Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	9,912	8,081
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	5,125	5,799
Nonperforming | Credit Card, Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	$ 23	$ 34

Loans - Purchased Credit Deteri

Loans - Purchased Credit Deteriorated Loans (Details) $ in Thousands	Jul. 17, 2020USD ($)
Receivables [Abstract]
Purchase price of loans at acquisition	$ 21,768
Allowance for credit losses at acquisition	980
Non-credit discount / (premium) at acquisition	1,063
Par value of acquired loans at acquisition	$ 23,811

Loans - Summary of Holiday's Lo

Loans - Summary of Holiday's Loan Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 3,634,792	$ 3,371,789
Net loans			$ 2,804,035
Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	49,676	42,792
Net loans			$ 0
Holiday Financial Services Corporation | Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	29,227	27,998
Less: unearned discount	(5,716)	(5,181)
Net loans	$ 23,511	$ 22,817

Real Estate Owned - Summary of

Real Estate Owned - Summary of Foreclosed Assets Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Real Estate Net Of Valuation Allowance [Roll Forward]
Balance, beginning of year	$ 862	$ 1,633	$ 418
Loans transferred to real estate owned	1,470	241	2,066
Sales of real estate owned (at carrying value)	(1,625)	(1,012)	(851)
Balance, end of year	$ 707	$ 862	$ 1,633

Real Estate Owned - Summary o_2

Real Estate Owned - Summary of Expenses Related to Foreclosed Real Estate (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Real Estate [Abstract]
Net loss (gain) on sales	$ 32	$ 346	$ (377)
Operating expenses, net of rental income	85	240	316
Total	$ 117	$ 586	$ (61)

Fair Value - Assets and Liabili

Fair Value - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities Available For Sale:
Total Securities Available For Sale	$ 697,191	$ 584,908
U.S. Government sponsored entities
Securities Available For Sale:
Total Securities Available For Sale	111,748	157,042
State & political subdivisions
Securities Available For Sale:
Total Securities Available For Sale	103,712	70,883
Residential & multi-family mortgage
Securities Available For Sale:
Total Securities Available For Sale	434,635	315,192
Pooled SBA
Securities Available For Sale:
Total Securities Available For Sale	19,032	25,886
Corporate notes and bonds
Securities Available For Sale:
Total Securities Available For Sale	28,064	14,926
Fair Value, Measurements, Recurring
Securities Available For Sale:
Total Securities Available For Sale	697,191	584,908
Interest rate swaps	2,124	4,017
Equity Securities:
Equity securities	10,366	6,649
LIABILITIES
Interest rate swaps	(2,512)	(4,785)
Fair Value, Measurements, Recurring | U.S. Government sponsored entities
Securities Available For Sale:
Total Securities Available For Sale	111,748	157,042
Equity Securities:
Equity securities		50
Fair Value, Measurements, Recurring | State & political subdivisions
Securities Available For Sale:
Total Securities Available For Sale	103,712	70,883
Fair Value, Measurements, Recurring | Residential & multi-family mortgage
Securities Available For Sale:
Total Securities Available For Sale	434,635	315,192
Fair Value, Measurements, Recurring | Corporate notes and bonds
Securities Available For Sale:
Total Securities Available For Sale	28,064	14,926
Fair Value, Measurements, Recurring | Pooled SBA
Securities Available For Sale:
Total Securities Available For Sale	19,032	25,886
Fair Value, Measurements, Recurring | Other
Securities Available For Sale:
Total Securities Available For Sale		979
Fair Value, Measurements, Recurring | Corporate equity securities
Equity Securities:
Equity securities	6,715	4,343
Fair Value, Measurements, Recurring | Mutual funds
Equity Securities:
Equity securities	2,566	1,283
Fair Value, Measurements, Recurring | Certificates of deposit
Equity Securities:
Equity securities	506	404
Fair Value, Measurements, Recurring | Corporate notes and bonds
Equity Securities:
Equity securities	579	569
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available For Sale:
Total Securities Available For Sale	4,995	16,018
Interest rate swaps	0	0
Equity Securities:
Equity securities	10,366	6,599
LIABILITIES
Interest rate swaps	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Government sponsored entities
Securities Available For Sale:
Total Securities Available For Sale	0	0
Equity Securities:
Equity securities		0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | State & political subdivisions
Securities Available For Sale:
Total Securities Available For Sale	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential & multi-family mortgage
Securities Available For Sale:
Total Securities Available For Sale	4,995	15,039
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate notes and bonds
Securities Available For Sale:
Total Securities Available For Sale	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Pooled SBA
Securities Available For Sale:
Total Securities Available For Sale	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other
Securities Available For Sale:
Total Securities Available For Sale		979
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate equity securities
Equity Securities:
Equity securities	6,715	4,343
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mutual funds
Equity Securities:
Equity securities	2,566	1,283
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Certificates of deposit
Equity Securities:
Equity securities	506	404
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate notes and bonds
Equity Securities:
Equity securities	579	569
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Securities Available For Sale:
Total Securities Available For Sale	692,196	568,826
Interest rate swaps	2,124	4,017
Equity Securities:
Equity securities	0	50
LIABILITIES
Interest rate swaps	(2,512)	(4,785)
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | U.S. Government sponsored entities
Securities Available For Sale:
Total Securities Available For Sale	111,748	157,042
Equity Securities:
Equity securities		50
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | State & political subdivisions
Securities Available For Sale:
Total Securities Available For Sale	103,712	70,819
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Residential & multi-family mortgage
Securities Available For Sale:
Total Securities Available For Sale	429,640	300,153
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Corporate notes and bonds
Securities Available For Sale:
Total Securities Available For Sale	28,064	14,926
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Pooled SBA
Securities Available For Sale:
Total Securities Available For Sale	19,032	25,886
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Other
Securities Available For Sale:
Total Securities Available For Sale		0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Corporate equity securities
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Mutual funds
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Certificates of deposit
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Corporate notes and bonds
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Securities Available For Sale:
Total Securities Available For Sale	0	64
Interest rate swaps	0	0
Equity Securities:
Equity securities	0	0
LIABILITIES
Interest rate swaps	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | U.S. Government sponsored entities
Securities Available For Sale:
Total Securities Available For Sale	0	0
Equity Securities:
Equity securities		0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | State & political subdivisions
Securities Available For Sale:
Total Securities Available For Sale	0	64
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Residential & multi-family mortgage
Securities Available For Sale:
Total Securities Available For Sale	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Corporate notes and bonds
Securities Available For Sale:
Total Securities Available For Sale	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Pooled SBA
Securities Available For Sale:
Total Securities Available For Sale	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Other
Securities Available For Sale:
Total Securities Available For Sale		0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Corporate equity securities
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Mutual funds
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Certificates of deposit
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Corporate notes and bonds
Equity Securities:
Equity securities	$ 0	$ 0

Fair Value - Securities Availab

Fair Value - Securities Available for Sale Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
State & political subdivisions
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	$ 64	$ 0
Purchases	0	422
Total gains or (losses):
Included in other comprehensive income (loss)	0	0
Settlements	(64)
Transfers out of Level 3	0
Ending Balance	0	64
Transfers out of Level 3		(358)
Residential & multi-family mortgage
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	0	2,795
Purchases		0
Total gains or (losses):
Included in other comprehensive income (loss)		0
Ending Balance		0
Transfers out of Level 3		(2,795)
Corporate notes and bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	0
Purchases	8,250
Total gains or (losses):
Included in other comprehensive income (loss)	0
Settlements	0
Transfers out of Level 3	(8,250)
Ending Balance	0	0
Transfers out of Level 3	$ 8,300	358
Multi-family mortgage		$ 2,800

Fair Value - Assets and Liabi_2

Fair Value - Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Fair Value, Measurements, Non Recurring - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Farmland
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	$ 920	$ 659
Farmland | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Farmland | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Farmland | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	920	659
Owner-occupied, nonfarm nonresidential properties
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	194	329
Owner-occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	194	329
Commercial and Industrial
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	3,102	3,680
Commercial and Industrial | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Commercial and Industrial | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Commercial and Industrial | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	3,102	3,680
Other construction loans and all land development and other land loans
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	248	1,790
Other construction loans and all land development and other land loans | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Other construction loans and all land development and other land loans | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Other construction loans and all land development and other land loans | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	248	1,790
Multifamily (5 or more) residential properties
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	627	0
Multifamily (5 or more) residential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Multifamily (5 or more) residential properties | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Multifamily (5 or more) residential properties | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	627	0
Non-owner occupied, nonfarm nonresidential properties
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	2,889	9,622
Non-owner occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens	$ 2,889	9,622
Residential Mortgages secured by first liens
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens		659
Residential Mortgages secured by first liens | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens		0
Residential Mortgages secured by first liens | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens		0
Residential Mortgages secured by first liens | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Residential mortgages secured by first liens		$ 659

Fair Value - Quantitative Infor

Fair Value - Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis (Details) - Fair Value, Measurements, Non Recurring - Significant Unobservable Inputs (Level 3) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Farmland
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 920	$ 659
Farmland | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60
Farmland | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60
Farmland | Measurement Input, Loss Severity | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.45
Farmland | Measurement Input, Loss Severity | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.54
Farmland | Measurement Input, Loss Severity | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.47
Owner-occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 194	$ 329
Owner-occupied, nonfarm nonresidential properties | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0
Owner-occupied, nonfarm nonresidential properties | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60
Owner-occupied, nonfarm nonresidential properties | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.57
Owner-occupied, nonfarm nonresidential properties | Measurement Input, Loss Severity | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.60
Owner-occupied, nonfarm nonresidential properties | Measurement Input, Loss Severity | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.90
Owner-occupied, nonfarm nonresidential properties | Measurement Input, Loss Severity | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.80
Commercial and Industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 3,102	$ 3,680
Commercial and Industrial | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0
Commercial and Industrial | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.59
Commercial and Industrial | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.42
Commercial and Industrial | Measurement Input, Loss Severity | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0
Commercial and Industrial | Measurement Input, Loss Severity | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		1
Commercial and Industrial | Measurement Input, Loss Severity | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.39
Other construction loans and all land development and other land loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 248	$ 1,790
Other construction loans and all land development and other land loans | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25
Other construction loans and all land development and other land loans | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25
Other construction loans and all land development and other land loans | Measurement Input, Loss Severity | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.25
Other construction loans and all land development and other land loans | Measurement Input, Loss Severity | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.41
Other construction loans and all land development and other land loans | Measurement Input, Loss Severity | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.28
Multifamily (5 or more) residential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 627	$ 0
Multifamily (5 or more) residential properties | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0
Multifamily (5 or more) residential properties | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.57
Multifamily (5 or more) residential properties | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.26
Multifamily (5 or more) residential properties | Measurement Input, Loss Severity | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.58
Multifamily (5 or more) residential properties | Measurement Input, Loss Severity | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.58
Non-owner occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 2,889	$ 9,622
Non-owner occupied, nonfarm nonresidential properties | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25
Non-owner occupied, nonfarm nonresidential properties | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60
Non-owner occupied, nonfarm nonresidential properties | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.34
Non-owner occupied, nonfarm nonresidential properties | Measurement Input, Loss Severity | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.25
Non-owner occupied, nonfarm nonresidential properties | Measurement Input, Loss Severity | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		1
Non-owner occupied, nonfarm nonresidential properties | Measurement Input, Loss Severity | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.29
Residential Mortgages secured by first liens
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value		$ 659
Residential Mortgages secured by first liens | Measurement Input, Loss Severity | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.31
Residential Mortgages secured by first liens | Measurement Input, Loss Severity | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.31

Fair Value - Carrying Amount an

Fair Value - Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Total Securities Available For Sale	$ 697,191	$ 584,908
Carrying Amount
ASSETS
Cash and cash equivalents	732,198	532,694
Total Securities Available For Sale	697,191	584,908
Equity securities	10,366	6,649
Loans held for sale	849	8,514
Net loans	3,597,204	3,337,449
FHLB and other equity interests	23,276	21,018
Interest rate swaps	2,124	4,017
Accrued interest receivable	15,516	17,659
LIABILITIES
Deposits	(4,715,619)	(4,181,744)
Subordinated debentures	(104,281)	(70,620)
Interest rate swaps	(2,512)	(4,785)
Accrued interest payable	(886)	(1,096)
Fair Value
ASSETS
Cash and cash equivalents	732,198	532,694
Total Securities Available For Sale	697,191	584,908
Equity securities	10,366	6,649
Loans held for sale	858	8,617
Net loans	3,613,452	3,339,482
Interest rate swaps	2,124	4,017
Accrued interest receivable	15,516	17,659
LIABILITIES
Deposits	(4,721,017)	(4,193,200)
Subordinated debentures	(92,675)	(62,583)
Interest rate swaps	(2,512)	(4,785)
Accrued interest payable	(886)	(1,096)
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value
ASSETS
Cash and cash equivalents	732,198	532,694
Total Securities Available For Sale	4,995	16,018
Equity securities	10,366	6,599
Loans held for sale	0	0
Net loans	0	0
Interest rate swaps	0	0
Accrued interest receivable	16	61
LIABILITIES
Deposits	(4,329,167)	(3,705,200)
Subordinated debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2) | Fair Value
ASSETS
Cash and cash equivalents	0	0
Total Securities Available For Sale	692,196	568,826
Equity securities	0	50
Loans held for sale	858	8,617
Net loans	0	0
Interest rate swaps	2,124	4,017
Accrued interest receivable	2,171	2,152
LIABILITIES
Deposits	(391,850)	(488,000)
Subordinated debentures	(92,675)	(62,583)
Interest rate swaps	(2,512)	(4,785)
Accrued interest payable	(886)	(1,096)
Significant Unobservable Inputs (Level 3) | Fair Value
ASSETS
Cash and cash equivalents	0	0
Total Securities Available For Sale	0	64
Equity securities	0	0
Loans held for sale	0	0
Net loans	3,613,452	3,339,482
Interest rate swaps	0	0
Accrued interest receivable	13,329	15,446
LIABILITIES
Deposits	0	0
Subordinated debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	$ 0	$ 0

Secondary Market Mortgage Act_3

Secondary Market Mortgage Activities - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Mortgage Banking [Abstract]
Total loans serviced to others	$ 264,200,000	$ 224,300,000
Valuation allowance	$ 0	$ 0	$ 0

Secondary Market Mortgage Act_4

Secondary Market Mortgage Activities - Summary of Secondary Market Mortgage Activities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Mortgage Banking [Abstract]
Loans originated for resale	$ 95,411	$ 87,528	$ 43,458
Proceeds from sales of loans held for sale	97,179	82,619	43,198
Net gains on sales of loans held for sale	2,737	2,961	990
Loan servicing fees	$ 720	$ 726	$ 634

Secondary Market Mortgage Act_5

Secondary Market Mortgage Activities - Summary of Activity for Capital Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Summary Of Activity For Capitalized Mortgage Servicing Rights [Roll Forward]
Balance, beginning of year	$ 1,527	$ 1,573	$ 1,495
Additions	514	540	292
Servicing rights acquired	0	0	0
Amortization	(377)	(586)	(214)
Balance, end of year	$ 1,664	$ 1,527	$ 1,573

Premises and Equipment - Summar

Premises and Equipment - Summary of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 121,450	$ 115,121
Less: accumulated depreciation	59,791	55,057
Premises and equipment, net	61,659	60,064
Land
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	8,798	8,016
Premises and leasehold improvements
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	70,212	68,346
Furniture and equipment
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	39,851	37,203
Construction in process
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 2,589	$ 1,556

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Depreciation on premises and equipment	$ 5.3	$ 4.6	$ 4.1

Leases - Additional Information

Leases - Additional Information (Details)	Dec. 31, 2021loan
Leases [Abstract]
Number of renewal options (at least)	1

Leases - Schedule of Operating

Leases - Schedule of Operating and Finance Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets:
Operating lease assets	$ 19,928	$ 18,407
Finance lease assets	358	429
Total leased assets	20,286	18,836
Liabilities:
Operating lease liabilities	21,159	19,449
Finance lease liabilities	469	550
Total leased liabilities	21,628	19,999
Finance lease, net of accumulated amortization	$ 858	$ 787
Premises and equipment, net	Premises and equipment, net	Premises and equipment, net
Accrued interest payable and other liabilities	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Operating lease cost	$ 1,801	$ 1,785	$ 1,666
Variable lease cost	55	87	98
Finance lease cost:
Amortization of leased assets	72	72	72
Interest on lease liabilities	23	27	30
Sublease income	(71)	(86)	(83)
Net lease cost	$ 1,880	$ 1,885	$ 1,783

Leases - Schedule of Maturity o

Leases - Schedule of Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Operating Leases
2022	$ 1,804
2023	1,693
2024	1,649
2025	1,637
2026	1,605
After 2026	20,564
Total lease payments	28,952
Less: Interest	7,793
Present value of lease liabilities	21,159	$ 19,449
Finance Leases
2022	105
2023	105
2024	105
2025	105
2026	105
After 2026	0
Total lease payments	525
Less: Interest	56
Present value of lease liabilities	469	$ 550
Total
2022	1,909
2023	1,798
2024	1,754
2025	1,742
2026	1,710
After 2026	20,564
Total lease payments	29,477
Less: Interest	7,849
Present value of lease liabilities	21,628
Minimum lease payments	$ 10,400

Leases - Schedule of Weighted A

Leases - Schedule of Weighted Average Lease Term and Discount Rate (Details)	Dec. 31, 2021	Dec. 31, 2020
Weighted-average remaining lease term (years)
Operating leases	18 years 9 months 18 days	19 years
Finance leases	5 years	6 years
Weighted-average discount rate
Operating leases	3.42%	3.46%
Finance leases	4.49%	4.49%

Leases- Other Information (Deta

Leases- Other Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Operating cash flows used by operating leases	$ 964	$ 922

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets - Summary of Change in the Carrying Amount of Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Goodwill [Roll Forward]
Balance, beginning of year	$ 43,749	$ 38,730
Acquired during the year	0	5,019
Balance, end of year	$ 43,749	$ 43,749

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets - Additional Information (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2016	Dec. 31, 2013
Goodwill [Line Items]
Goodwill impairment	$ 0
Net carrying value	460,000	$ 460,000
Core Deposit | FC Banc Corp
Goodwill [Line Items]
Intangible asset						$ 4,800,000
Amortization expense		0	$ 94,000	$ 316,000
Net carrying value	0	0
Core Deposit | Lake National Bank of Mentor, Ohio
Goodwill [Line Items]
Intangible asset					$ 1,600,000
Amortization expense		0	66,000	$ 251,000
Net carrying value	0	0
Core Deposit | Bank of Akron
Goodwill [Line Items]
Intangible asset			613,000
Amortization expense		107,000	46,000
Net carrying value	$ 460,000	$ 460,000	$ 567,000

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets - Estimated Amortization Expense of Core Deposit Intangible Assets (Details) $ in Thousands	Dec. 31, 2021USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2022	$ 96
2023	85
2024	73
2025	62
2026	51
Thereafter	93
Total	$ 460

Deposits - Summary of Deposit M

Deposits - Summary of Deposit Maturities (Details) $ in Thousands	Dec. 31, 2021USD ($)
Deposits [Abstract]
2022	$ 252,340
2023	54,676
2024	34,009
2025	26,121
2026	7,258
Thereafter	12,048
Total	$ 386,452

Deposits - Additional Informati

Deposits - Additional Information (Details) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Certificates of deposit of $250 thousand or more	$ 116.6	$ 128.2
Brokered deposits	$ 52.9	$ 23.6

Borrowings - Additional Informa

Borrowings - Additional Information (Details)	Oct. 15, 2021USD ($)	Jun. 30, 2021USD ($)	Sep. 30, 2016USD ($)	Dec. 31, 2021USD ($)line_of_credit	Dec. 31, 2020USD ($)line_of_credit	Dec. 31, 2007USD ($)security
Debt Instrument [Line Items]
Number of unsecured lines of credit issued | line_of_credit				1	1
Pledge on certain loan amount				$ 10,000,000	$ 10,000,000
Line of credit, outstanding amount				0	0
Federal home loan balance				150,000,000
Loans pledged				1,300,000,000	1,200,000,000
Remaining borrowing capacity				932,700,000	797,400,000
Advances from federal home loan banks				0	0
Prepayments				190,400,000
Prepayments totaled				$ 7,900,000
Weighted average rate borrowing				2.20%
Naming applicable municipalities as beneficiaries				$ 10,400,000	$ 57,300,000
Unamortized debt issuance costs				$ 1,300,000
Subordinated Debt
Debt Instrument [Line Items]
Number of preferred trust securities | security						2
Floating rate trust preferred securities						$ 10,000,000
Effective percentage				1.75%	1.80%
Trust preferred securities, interest payment deferment period				5 years
Subordinated Debt | LIBOR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate				1.55%
Notes Maturing In October 2026 | Subordinated Debt
Debt Instrument [Line Items]
Floating rate trust preferred securities			$ 50,000,000
Interest rate, percentage			5.75%
Principal amount plus	100.00%
Aggregate redemption price	$ 50,700,000
Debt instrument increase accrued interest	719,000
Notes Maturing In October 2026 | Subordinated Debt | LIBOR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate			4.55%
Notes Maturing In October 2031 | Subordinated Debt
Debt Instrument [Line Items]
Floating rate trust preferred securities	$ 85,000,000	$ 85,000,000
Interest rate, percentage	3.25%	3.25%
Proceeds from issuance of subordinated long-term debt		$ 83,500,000
Notes Maturing In October 2031 | Subordinated Debt | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate				2.58%
Line of Credit | Overnight Borrowing Agreements
Debt Instrument [Line Items]
Line of credit, outstanding amount				$ 0	$ 0

Borrowings - Schedule of Debt (

Borrowings - Schedule of Debt (Details) $ in Millions	Dec. 31, 2021USD ($)
Debt Instrument [Line Items]
Federal home loan balance	$ 150

Employee Benefit Plans - Additi

Employee Benefit Plans - Additional Information (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022USD ($)	Dec. 31, 2021USD ($)hour	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee pretax Roth contribution percentage of salary		70.00%
Employees age of over with one year period		21 years
Employees age minimum period		1 year
Number of service hours | hour		1,000
Employee pretax contribution percentage		100.00%
Employee contribution		1.00%
Employee contribution percentage		3.00%
Employees compensation		50.00%
Total contributed by employee percentage		2.00%
Corporation's matching contribution and related expenses		$ 1,200	$ 1,100	$ 906
Compensation percentage in excess of specified amount		5.70%
Excess of compensation		$ 143
Salary limit		290
Recognized profit sharing expense		2,000	1,900	1,900
Obligations of other liabilities		8,800	7,000
Expenses related employee benefit plans		2,100	992	724
Obligations under survivor benefit plan		1,500	1,400
Other liabilities related to survivor benefit plan		$ 196	253	$ (1)
Employee retirement health care benefits plan		60 years
Minimum service period for participation in benefit plan		30 years
Accumulated benefit obligation		$ 1,500	$ 1,800
Weighted average discount rate net periodic benefit cost		1.55%	2.59%	3.78%
Accrued benefit obligations		2.10%	1.55%	2.59%
Expected costs of benefit		5.00%
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Qualifying dependents age group		60 years
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Qualifying dependents age group		65 years
Next fiscal year estimate
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Estimated gain to be amortized from accumulated other comprehensive income into net periodic benefit cost	$ (113)

Employee Benefit Plans - Unfund

Employee Benefit Plans - Unfunded Post Retirement Benefits Plan (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Benefit obligation at beginning of year	$ 1,829	$ 2,030
Interest cost	28	51	$ 89
Service cost	52	61	74
Actual claims	(31)	(36)
Actuarial gain	(391)	(277)
Benefit obligation at end of year	$ 1,487	$ 1,829	$ 2,030

Employee Benefit Plans - Accumu

Employee Benefit Plans - Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Retirement Benefits [Abstract]
Net actuarial gain	$ 782	$ 435
Tax effect	(165)	(92)
Other comprehensive income (loss)	$ 617	$ 343

Employee Benefit Plans - Recogn

Employee Benefit Plans - Recognized Net Periodic Benefit Cost and Other Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Retirement Benefits [Abstract]
Service cost	$ 52	$ 61	$ 74
Interest cost	28	51	89
Net amortization of transition obligation and actuarial loss	(43)	0	23
Net periodic benefit cost	37	112	186
Net gain	(391)	(277)	(518)
Amortization	43	0	(23)
Total recognized in other comprehensive income	(348)	(277)	(541)
Total recognized in net periodic benefit cost and other comprehensive income	$ (311)	$ (165)	$ (355)

Deferred Compensation Plans - A

Deferred Compensation Plans - Additional Information (Details)	12 Months Ended
	Dec. 31, 2021
Postemployment Benefits [Abstract]
Maximum period for deferred compensation plan payment after individual's termination of service	10 years

Deferred Compensation Plans - S

Deferred Compensation Plans - Summary of Changes in Deferred Compensation Plan Liability (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Postemployment Benefits [Roll Forward]
Balance, beginning of year	$ 3,085	$ 3,234	$ 2,408
Deferrals, dividends, and changes in fair value	1,084	(70)	904
Deferred compensation payments	(494)	(79)	(78)
Balance, end of year	$ 3,675	$ 3,085	$ 3,234

Income Taxes - Summary of Incom

Income Taxes - Summary of Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Current – federal	$ 13,494	$ 8,681	$ 8,265
Current – state	1,268	729	499
Deferred – federal	(1,025)	(1,672)	(204)
Deferred – state	(666)	(391)	0
Income tax expense	$ 13,071	$ 7,347	$ 8,560

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of Income Tax Attributable to Pre-tax Income at Federal Statutory Tax Rates to Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Tax at statutory rate	$ 14,863	$ 8,419	$ 10,214
Tax exempt income, net	(1,231)	(1,223)	(1,382)
Bank owned life insurance	(554)	(367)	(276)
Effect of state tax	476	576	394
Other	(483)	(58)	(390)
Income tax expense	$ 13,071	$ 7,347	$ 8,560
Effective Income Tax Rate Reconciliation, Percent [Abstract]
Tax at statutory rate	21.00%	21.00%	21.00%
Tax exempt income, net	(1.70%)	(3.10%)	(2.80%)
Bank owned life insurance	(0.80%)	(0.90%)	(0.60%)
Effect of state tax	0.70%	1.40%	0.80%
Other	(0.70%)	(0.10%)	(0.80%)
Income tax expense	18.50%	18.30%	17.60%

Income Taxes - Components of Ne

Income Taxes - Components of Net Deferred Tax Asset (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets:
Allowance for credit losses	$ 7,606	$ 6,751
Fair value adjustments – business combination	1,240	1,685
Deferred compensation	3,344	2,787
Net operating loss carryover	327	346
Post-retirement benefits	696	722
Unrealized loss on interest rate swap	81	161
Nonaccrual loan interest	509	478
Accrued expenses	1,718	681
Deferred fees and costs	1,259	1,613
Unrealized loss on securities available for sale	188	0
Operating lease liability	4,845	4,214
Other	383	300
Deferred tax assets	22,196	19,738
Deferred tax liabilities:
Unrealized gain on securities available for sale	0	4,077
Premises and equipment	3,093	2,997
Unrealized gain on equity securities	292	294
Intangibles – section 197	2,494	2,399
Mortgage servicing rights	366	321
Operating lease asset	4,649	4,079
Other	220	293
Deferred tax liabilities	11,114	14,460
Net deferred tax asset	$ 11,082	$ 5,278

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Unrecognized tax benefit	$ 0	$ 0
Net operating loss carryforwards	15,900,000
Ability to utilize carryforwards	363,000
Net operating loss carryforwards expire	9,500,000
Income tax matters accrued interest or penalties	0	0	$ 0
Expense relate to interest and penalties	$ 0	$ 0	$ 0

Related Party Transactions (Det

Related Party Transactions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Related Party Transaction Loans To Principal Officers, Directors and Their Affiliates [Roll Forward]
Beginning balance	$ 37,665
New loans and advances	11,830
Effect of changes in composition of related parties	0
Repayments	(3,738)
Ending balance	45,757
Deposits	$ 23,500	$ 24,500

Stock-Based Compensation - Addi

Stock-Based Compensation - Additional Information (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of nonqualified options or restricted stock for key employees and independent director (in shares)	507,671
Granted (in shares)	40,332
Weighted-average grant date fair value (in dollars per share)	$ 21.61
Vested (in shares)	24,326
Number of authorized stock-based awards available for grant (in shares)	390,090
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)	14,886
Weighted-average grant date fair value (in dollars per share)	$ 21.03
Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award	1 year
Aggregate percentage of stock based awards to be matured	100.00%
Independent Directors
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award	1 year
Aggregate percentage of stock based awards to be matured	100.00%
Tranche One | Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	33.33%
Tranche One | Independent Directors
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year				33.33%
Tranche Two | Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	25.00%
Tranche Three | Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	20.00%
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)	55,218	36,968	40,978
Compensation expense	$ 1,400	$ 1,400	$ 1,300
Unrecognized compensation cost related to nonvested restricted stock	1,100	1,100
Fair value of shares vesting during period	835	1,100	1,500
Compensation expense restricted stock awards	1,400	1,400	1,300
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Income tax benefit from share-based compensation	296	296	283
Performance Based Restricted Stock Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	378	384	221
Unrecognized compensation cost related to nonvested restricted stock	312
Fair value of shares vesting during period	223	233
Compensation expense restricted stock awards	$ 378	$ 384	$ 221
Vested (in shares)	10,587	7,109
Performance Based Restricted Stock Awards | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	3 years
Shares, granted (in shares)	18,210	18,100	16,681

Stock-Based Compensation - Summ

Stock-Based Compensation - Summary of Changes in Nonvested Restricted Stock Awards (Details)	12 Months Ended
	Dec. 31, 2021$ / sharesshares
Shares
Non-vested at beginning of period (in shares) | shares	56,306
Granted (in shares) | shares	40,332
Forfeited (in shares) | shares	(2,669)
Vested (in shares) | shares	(24,326)
Non-vested at end of period (in shares) | shares	69,643
Weighted-average Grant Date Fair Value
Nonvested at beginning of period (in dollars per share) | $ / shares	$ 27.14
Granted (in dollars per share) | $ / shares	21.61
Forfeited (in dollars per share) | $ / shares	23.49
Vested (in dollars per share) | $ / shares	26.85
Nonvested at ending of period (in dollars per share) | $ / shares	$ 24.18

Regulatory Capital Matters - Ad

Regulatory Capital Matters - Additional Information (Details) $ in Millions	12 Months Ended
	Dec. 31, 2021USD ($)eventcategory	Dec. 31, 2020
Banking and Thrift, Other Disclosures [Abstract]
Number of capital categories provided by PCA regulation | category	5
Number of events resulting in change in Bank's capital category | event	0
Capital conservation buffer		2.5
Accumulated net earnings | $	$ 134.6

Regulatory Capital Matters - Su

Regulatory Capital Matters - Summary of Actual and Required Capital Amounts and Ratios (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Consolidated
Total Capital to Risk Weighted Assets
Total Capital to Risk Weighted Assets, Actual Amount	$ 541,651	$ 462,457
Total Capital to Risk Weighted Assets, Actual Ratio	0.1492	0.1432
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 381,093	$ 339,107
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	0.1050	0.1050
Tier 1 (Core) Capital to Risk Weighted Assets
Tier 1 (Core) Capital to Risk Weighted Assets, Actual Amount	$ 427,988	$ 384,650
Tier 1 (Core) Capital to Risk Weighted Assets, Actual Ratio	0.1179	0.1191
Tier 1 (Core) Capital to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 308,504	$ 274,516
Tier 1 (Core) Capital to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	0.0850	0.0850
Common equity Tier 1 to Risk Weighted Assets
Common equity Tier 1 to Risk Weighted Assets, Actual Amount	$ 350,203	$ 306,865
Common equity Tier 1 to Risk Weighted Assets, Actual Ratio	0.0965	0.0950
Common equity Tier 1 to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 254,062	$ 226,072
Common equity Tier 1 to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	7.00%	7.00%
Tier 1 (Core) Capital to Average Assets
Tier 1 (Core) Capital to Average Assets, Actual Amount	$ 427,988	$ 384,650
Tier 1 (Core) Capital to Average Assets, Actual Ratio	0.0822	0.0811
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Amount	$ 208,208	$ 189,728
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Ratio	0.0400	0.0400
Bank
Total Capital to Risk Weighted Assets
Total Capital to Risk Weighted Assets, Actual Amount	$ 475,231	$ 434,598
Total Capital to Risk Weighted Assets, Actual Ratio	0.1316	0.1352
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 379,180	$ 337,554
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	0.1050	0.1050
Total Capital to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 361,123	$ 321,480
Total Capital to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	0.1000	0.1000
Tier 1 (Core) Capital to Risk Weighted Assets
Tier 1 (Core) Capital to Risk Weighted Assets, Actual Amount	$ 447,055	$ 408,693
Tier 1 (Core) Capital to Risk Weighted Assets, Actual Ratio	0.1238	0.1271
Tier 1 (Core) Capital to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 306,955	$ 273,258
Tier 1 (Core) Capital to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	0.0850	0.0850
Tier 1 (Core) Capital to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 288,899	$ 257,184
Tier 1 (Core) Capital to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0800	0.0800
Common equity Tier 1 to Risk Weighted Assets
Common equity Tier 1 to Risk Weighted Assets, Actual Amount	$ 439,676	$ 401,314
Common equity Tier 1 to Risk Weighted Assets, Actual Ratio	0.1218	0.1248
Common equity Tier 1 to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 252,786	$ 225,036
Common equity Tier 1 to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	7.00%	7.00%
Common equity Tier 1 to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 234,730	$ 208,962
Common equity Tier 1 to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%	6.50%
Tier 1 (Core) Capital to Average Assets
Tier 1 (Core) Capital to Average Assets, Actual Amount	$ 447,055	$ 408,693
Tier 1 (Core) Capital to Average Assets, Actual Ratio	0.0863	0.0866
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Amount	$ 207,109	$ 188,690
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Ratio	0.0400	0.0400
Tier 1 (Core) Capital to Average Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 258,887	$ 235,863
Tier 1 (Core) Capital to Average Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0500	0.0500

Interest Rate Swaps - Additiona

Interest Rate Swaps - Additional Information (Details) - USD ($)	Sep. 07, 2018	Dec. 31, 2021	Dec. 31, 2020
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivatives designated as fair value hedges		$ 0	$ 0
Accumulated other comprehensive loss estimated		278,000
Cash collateral balance		3,400,000	4,900,000
Interest Rate Swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Cash collateral balance		$ 1,100,000	$ 1,100,000
Unsecured Debt
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Term of contract	5 years
Cash flow hedges	$ 10,000,000
Unsecured Debt | LIBOR Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Variable interest rate on subordinate debt		1.75%
Unsecured Debt | LIBOR Plus 155 basis points at 2.98%
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Variable interest rate on subordinate debt		4.53%
Derivative fixed interest rate basis		2.98%
Unsecured Debt | LIBOR | LIBOR Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative basis spread on variable rate		1.55%
Unsecured Debt | LIBOR | LIBOR Plus 155 basis points at 2.98%
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative basis spread on variable rate		1.55%

Interest Rate Swaps - Amounts a

Interest Rate Swaps - Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges (Details) - Interest Rate Swaps - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Derivative [Line Items]
Interest rate contracts	$ 301	$ (224)	$ (225)
Accrued interest payable and other liabilities
Derivative [Line Items]
Interest rate contract	(388)	(768)
Interest expense – subordinated debentures
Derivative [Line Items]
Other income	(276)	(224)	(63)
Other income
Derivative [Line Items]
Other income	$ 0	$ 0	$ 0

Interest Rate Swaps - Amounts_2

Interest Rate Swaps - Amounts and Locations of Activity Related to Back-to-Back Interest Rate Swaps (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional Amount, Asset	$ 32,768	$ 34,089
Average Maturity (in years)	5 years 9 months 18 days	6 years 8 months 12 days
Weighted Average Fixed Rate	4.12%	4.13%
Assets (Liabilities), at fair value	$ 2,124	$ 4,017
3rd Party interest rate swaps | LIBOR
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative basis spread on variable rate	2.27%	2.27%
Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional Amount, Liability	$ (32,768)	$ (34,089)
Average Maturity (in years)	5 years 9 months 18 days	6 years 8 months 12 days
Weighted Average Fixed Rate	4.12%	4.13%
Assets (Liabilities), at fair value	$ (2,124)	$ (4,017)
Customer interest rate swaps | LIBOR
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative basis spread on variable rate	2.27%	2.27%

Off-Balance Sheet Activities -

Off-Balance Sheet Activities - Schedule of Off-Balance Sheet Risks (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commitments to make loans | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 94,924	$ 52,073
Commitments to make loans | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	323,013	266,336
Unused lines of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	13,265	24,328
Unused lines of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	663,903	673,919
Standby letters of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	15,063	15,301
Standby letters of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 1,623	$ 1,597

Off-Balance Sheet Activities _2

Off-Balance Sheet Activities - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Amortization	$ 691	$ 634	$ 531
Capital Contributions, Small Business Investment Corporation
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	14,500	11,800
Small Business Investment Corporations
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	8,000	3,700
Capital Contributions, Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	5,300	6,000
Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	$ 2,100	$ 3,600
Minimum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed Interest rate loan	0.56%	1.24%
Fixed rate loan maturities range	6 months	4 months
Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed Interest rate loan	9.00%	18.00%
Fixed rate loan maturities range	31 years	35 years

Parent Company Only Financial_3

Parent Company Only Financial Information - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Assets
Equity securities	$ 10,366	$ 6,649
Total Assets	5,328,939	4,729,399
LIABILITIES
Subordinated debentures	20,620	20,620
Total liabilities	4,886,092	4,313,262
Stockholders' equity	442,847	416,137	$ 304,966	$ 262,830
Total Liabilities and Shareholders’ Equity	5,328,939	4,729,399
Parent Company
Assets
Cash	47,035	10,729
Equity securities	2,850	2,692
Investment in bank subsidiary	474,902	456,531
Investment in non-bank subsidiaries	20,327	15,681
Deferreds and current receivable	1,798	1,788
Other assets	1,044	1,264
Total Assets	547,956	488,685
LIABILITIES
Subordinated debentures	104,281	70,620
Other liabilities	828	1,928
Total liabilities	105,109	72,548
Stockholders' equity	442,847	416,137
Total Liabilities and Shareholders’ Equity	$ 547,956	$ 488,685

Parent Company Only Financial_4

Parent Company Only Financial Information - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Dividends from:
Income tax benefit	$ (13,071)	$ (7,347)	$ (8,560)
NET INCOME	57,707	32,743	40,081
Dividends on preferred stock	(4,302)	(1,147)	0
Net earnings allocated to common stock	53,405	31,596	40,081
COMPREHENSIVE INCOME	42,239	40,878	51,016
Parent Company
Dividends from:
Bank subsidiary	22,165	16,702	12,696
Non-bank subsidiaries	1,700	10,350	0
Other	210	216	208
Total income	24,075	27,268	12,904
Expenses	(6,657)	(6,838)	(5,518)
Income before income taxes and equity in undistributed net income of subsidiaries	17,418	20,430	7,386
Change in net unrealized holdings gains (losses) on equity securities not held for trading	121	(31)	24
Income tax benefit	1,381	1,306	1,177
Equity in undistributed net income of bank subsidiary	37,178	18,197	27,580
Equity in undistributed (distributions in excess) of net income of non-bank subsidiaries	1,609	(7,159)	3,914
NET INCOME	57,707	32,743	40,081
Dividends on preferred stock	(4,302)	(1,147)	0
Net earnings allocated to common stock	53,405	31,596	40,081
COMPREHENSIVE INCOME	$ 58,008	$ 32,519	$ 39,856

Parent Company Only Financial_5

Parent Company Only Financial Information - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Condensed Financial Statements, Captions [Line Items]
Net income	$ 57,707	$ 32,743	$ 40,081
Adjustments to reconcile net income to net cash provided by operating activities:
Net unrealized (gains) losses on equity securities	(790)	(328)	(1,888)
Decrease in other assets	(1,056)	(6,242)	1,072
Increase in other liabilities	7,788	(3,846)	3,610
NET CASH PROVIDED BY OPERATING ACTIVITIES	58,920	28,758	52,042
Cash flows from investing activities
NET CASH USED BY INVESTING ACTIVITIES	(409,760)	(168,680)	(368,736)
Cash flows from financing activities:
Dividends paid on preferred stock	(4,302)	(1,147)	0
Proceeds from issuance of long term debt	0	231,985	30,353
Repayment of long term debt	(50,000)	(459,892)	(47,563)
Purchase of treasury stock	(1,163)	(1,307)	(1,291)
Net proceeds from the issuance of preferred stock	0	57,785	0
Net proceeds from issuance of common stock	0	3,257	1,423
NET CASH PROVIDED BY FINANCING ACTIVITIES	550,344	479,642	464,105
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	199,504	339,720	147,411
CASH AND CASH EQUIVALENTS, Beginning	532,694	192,974	45,563
CASH AND CASH EQUIVALENTS, Ending	732,198	532,694	192,974
Parent Company
Condensed Financial Statements, Captions [Line Items]
Net income	57,707	32,743	40,081
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of bank subsidiary	(37,178)	(18,197)	(27,580)
(Equity in undistributed) distributions in excess of net income of non–bank subsidiaries	(1,609)	7,159	(3,914)
Net unrealized (gains) losses on equity securities	(121)	31	(24)
Decrease in other assets	60	21	177
Increase in other liabilities	978	1,091	1,267
NET CASH PROVIDED BY OPERATING ACTIVITIES	19,837	22,848	10,007
Cash flows from investing activities
Purchase of equity securities	0	(2,000)	(36)
Outlays for business acquisition	0	(16,126)	0
Investment in bank subsidiaries	0	(41,500)	0
NET CASH USED BY INVESTING ACTIVITIES	0	(59,626)	(36)
Cash flows from financing activities:
Dividends paid on common stock	(11,550)	(10,981)	(10,358)
Dividends paid on preferred stock	(4,302)	(1,147)	0
Proceeds from issuance of long term debt	83,484	0	0
Repayment of long term debt	(50,000)	0	0
Purchase of treasury stock	(1,163)	(1,307)	(1,291)
Net proceeds from the issuance of preferred stock	0	57,785	0
Net proceeds from issuance of common stock	0	3,257	1,423
Net advance (to) from subsidiary	0	(850)	650
NET CASH PROVIDED BY FINANCING ACTIVITIES	16,469	46,757	(9,576)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	36,306	9,979	395
CASH AND CASH EQUIVALENTS, Beginning	10,729	750	355
CASH AND CASH EQUIVALENTS, Ending	$ 47,035	$ 10,729	$ 750

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Details) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Earnings Per Share [Abstract]
Antidilutive shares excluded from the diluted earnings per share calculations (in shares)	0	0	0

Earnings Per Share - Computatio

Earnings Per Share - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Basic earnings per common share computation
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 53,405	$ 31,596	$ 40,081
Net earnings allocated to participating securities	(183)	(100)	(147)
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 53,222	$ 31,496	$ 39,934
Weighted average common shares outstanding, including shares considered participating securities (in shares)	16,875	16,048	15,219
Less: Average participating securities (in shares)	(55)	(48)	(55)
Weighted average shares (in shares)	16,820	16,000	15,164
Basic earnings per common share (in dollars per share)	$ 3.16	$ 1.97	$ 2.63
Diluted earnings per common share computation
Net earnings allocated to common stock	$ 53,222	$ 31,496	$ 39,934
Weighted average common shares outstanding for basic earnings per common share (in shares)	16,820	16,000	15,164
Add: Dilutive effects of performance based-shares (in shares)	0	0	0
Weighted average shares and dilutive potential common shares (in shares)	16,820	16,000	15,164
Diluted earnings per common share (in dollars per share)	$ 3.16	$ 1.97	$ 2.63
Distributed earnings allocated to common stock
Basic earnings per common share computation
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 11,514	$ 10,942	$ 10,317
Undistributed earnings allocated to common stock
Basic earnings per common share computation
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 41,708	$ 20,554	$ 29,617

Other Comprehensive Income - Co

Other Comprehensive Income - Components of Other Comprehensive Income and Related Tax Effects (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss)	$ (15,468)	$ 8,135	$ 10,935
Available for sale securities
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before reclassifications	(19,526)	12,494	13,732
Reclassifications	(783)	(2,190)	(148)
Net unrealized gain (loss)	(20,309)	10,304	13,584
Tax effect	4,265	(2,164)	(2,852)
Total other comprehensive income (loss)	(16,044)	8,140	10,732
Unrealized gain on postretirement benefits plan
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before reclassifications	391	277	518
Reclassifications	(43)	0	23
Net unrealized gain (loss)	348	277	541
Tax effect	(73)	(58)	(113)
Total other comprehensive income (loss)	275	219	428
Unrealized loss on interest rate swap
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before reclassifications	105	(508)	(347)
Reclassifications	276	224	63
Net unrealized gain (loss)	381	(284)	(284)
Tax effect	(80)	60	59
Total other comprehensive income (loss)	$ 301	$ (224)	$ (225)

Other Comprehensive Income - Su

Other Comprehensive Income - Summary of Change in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 416,137	$ 304,966	$ 262,830
Comprehensive Income (Loss)	(15,468)	8,135	10,935
Ending balance	442,847	416,137	304,966
AOCI Attributable to Parent
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	15,074	6,939	(3,996)
Comprehensive Income (Loss)	(15,468)	8,135	10,935
Ending balance	(394)	15,074	6,939
Unrealized gains (losses) on securities available for sale
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	15,338	7,198	(3,534)
Comprehensive Income (Loss)	(16,044)	8,140	10,732
Ending balance	(706)	15,338	7,198
Unrealized gain on postretirement benefits plan
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	343	124	(304)
Comprehensive Income (Loss)	275	219	428
Ending balance	618	343	124
Unrealized loss on interest rate swap
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(607)	(383)	(158)
Comprehensive Income (Loss)	301	(224)	(225)
Ending balance	$ (306)	$ (607)	$ (383)

Revenue from Contracts with C_3

Revenue from Contracts with Customers - Schedule of Disaggregation of Revenue (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Non-interest Income
Service charges on deposit accounts	$ 6,195	$ 5,095	$ 6,402
Wealth and asset management fees	6,740	5,497	4,627
Mortgage banking	3,147	3,354	1,412
Card processing and interchange income	7,796	5,727	4,641
Net realized gains on available-for-sale securities	783	2,190	148
Other income	8,773	6,196	8,745
Total non-interest income	$ 33,434	$ 28,059	$ 25,975