CNB Financial (CCNE) 10-Q5 May 222022 Q1 Quarterly reportFinancial data

Company Profile

Cover

Cover - shares	3 Months Ended
Cover - shares	Mar. 31, 2022	May 03, 2022
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	001-39472
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	25-1450605
Entity Address, Address Line One	1 South Second Street
Entity Address, Address Line Two	P.O. Box 42
Entity Address, City or Town	Clearfield
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	16830
City Area Code	814
Local Phone Number	765-9621
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		16,859,608
Amendment Flag	false
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1
Entity Registrant Name	CNB FINANCIAL CORP/PA
Entity Central Index Key	0000736772
Current Fiscal Year End Date	--12-31
Common Stock
Document Information [Line Items]
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	CCNE
Security Exchange Name	NASDAQ
Series A Preferred Stock
Document Information [Line Items]
Title of 12(b) Security	Depositary Shares (each representing a 1/40th interest in a share of 7.125% Series A Non-Cumulative, perpetual preferred stock)
Trading Symbol	CCNEP
Security Exchange Name	NASDAQ

CONDENSED CONSOLIDATED BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 47,137	$ 42,440
Interest bearing deposits with other banks	357,837	689,758
Total cash and cash equivalents	404,974	732,198
Debt securities available-for-sale, at fair value (amortized cost of $575,248 and $698,085 as of March 31, 2022 and December 31, 2021, respectively)	539,562	697,191
Debt securities held-to-maturity, at amortized cost (fair value $295,688 as of March 31, 2022 and $0 as of December 31, 2021)	307,597	0
Equity securities	10,092	10,366
Loans held for sale	1,563	849
Loans	3,756,363	3,634,792
Less: allowance for credit losses	(38,117)	(37,588)
Net loans	3,718,246	3,597,204
FHLB, other equity interests	23,891	23,276
Premises and equipment, net	62,223	61,659
Operating lease right-of-use assets	25,698	19,928
Bank owned life insurance	100,413	99,719
Mortgage servicing rights	1,872	1,664
Goodwill	43,749	43,749
Core deposit intangible, net	435	460
Accrued interest receivable and other assets	43,685	40,676
Total Assets	5,284,000	5,328,939
LIABILITIES AND SHAREHOLDERS’ EQUITY
Non-interest bearing demand deposits	817,611	792,086
Interest bearing demand deposits	1,060,951	1,079,336
Savings	2,474,362	2,457,745
Certificates of deposit	337,939	386,452
Total deposits	4,690,863	4,715,619
Subordinated debentures	20,620	20,620
Subordinated notes, net of unamortized issuance costs	83,736	83,661
Operating lease liabilities	26,955	21,159
Accrued interest payable and other liabilities	35,891	45,033
Total liabilities	4,858,065	4,886,092
Commitments and contingent liabilities
Preferred stock, Series A non-cumulative perpetual, $0 par value; $1,000 liquidation preference; shares authorized 60,375; Shares issued 60,375 at March 31, 2022 and December 31, 2021	57,785	57,785
Common stock, no par value; 50,000,000 shares authorized; Shares issued 16,978,057 at March 31, 2022 and 16,978,057 at December 31, 2021	0	0
Additional paid in capital	126,703	127,351
Retained earnings	271,792	260,582
Treasury stock, at cost (117,539 shares at March 31, 2022 and 122,995 shares December 31, 2021)	(2,998)	(2,477)
Accumulated other comprehensive loss	(27,347)	(394)
Total shareholders’ equity	425,935	442,847
Total Liabilities and Shareholders’ Equity	5,284,000	5,328,939
PPP, net of deferred processing fees
ASSETS
Loans	18,416	45,203
Syndicated
ASSETS
Loans	147,085	125,761
All other
ASSETS
Loans	$ 3,590,862	$ 3,463,828

CONDENSED CONSOLIDATED BALANC_2

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Debt securities, available-for-sale, amortized cost	$ 575,248,000	$ 698,085,000
Debt securities held-to-maturity	$ 295,688,000	$ 0
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized (in shares)	60,375	60,375
Preferred stock, shares issued (in shares)	60,375	60,375
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	16,978,057	16,978,057
Common stock, shares outstanding (in shares)	16,978,057	16,978,057
Treasury stock, shares (in shares)	117,539	122,995

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans	$ 41,150	$ 38,408
Processing fees on PPP loans	1,237	2,731
Securities:
Taxable	3,614	2,661
Tax-exempt	219	351
Dividends	34	144
Total interest and dividend income	46,254	44,295
INTEREST EXPENSE:
Deposits	2,706	4,280
Finance lease liabilities	5	6
Subordinated notes and debentures (includes $67 and $69 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)	926	888
Total interest expense	3,637	5,174
NET INTEREST INCOME	42,617	39,121
PROVISION FOR CREDIT LOSS EXPENSE	1,643	2,122
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	40,974	36,999
NON-INTEREST INCOME:
Service charges on deposit accounts	1,757	1,348
Other service charges and fees	655	490
Wealth and asset management fees	1,783	1,522
Net realized gains on available-for-sale securities (includes $651 and $0 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities, respectively)	651	0
Net realized and unrealized gains (losses) on equity securities	(394)	120
Mortgage banking	475	1,235
Bank owned life insurance	694	940
Card processing and interchange income	1,809	1,834
Other	2,224	750
Total non-interest income	9,654	8,239
NON-INTEREST EXPENSES:
Compensation and benefits	16,988	14,573
Net occupancy expense	3,230	3,269
Amortization of core deposit intangible	25	28
Technology expense	3,372	2,670
State and local taxes	1,048	1,017
Legal, professional, and examination fees	837	1,153
Advertising	620	281
FDIC insurance premiums	723	616
Dues and subscriptions	600	453
Card processing and interchange expenses	1,029	680
Other	3,420	3,064
Total non-interest expenses	31,892	27,804
INCOME BEFORE INCOME TAXES	18,736	17,434
INCOME TAX EXPENSE (includes $124 and $(14) income tax expense from reclassification items, respectively)	3,491	3,253
NET INCOME	15,245	14,181
PREFERRED STOCK DIVIDENDS	1,075	1,075
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 14,170	$ 13,106
EARNINGS PER COMMON SHARE:
Basic (in dollars per share)	$ 0.84	$ 0.78
Diluted (in dollars per share)	0.84	0.78
DIVIDENDS PER COMMON SHARE:
Cash dividends per share (in dollars per share)	$ 0.175	$ 0.170

CONDENSED CONSOLIDATED STATEM_2

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Income Statement [Abstract]
Accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements	$ 67	$ 69
Accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities	651	0
Income tax expense from reclassification	$ 124	$ (14)

CONDENSED CONSOLIDATED STATEM_3

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
NET INCOME	$ 15,245	$ 14,181
Net change in fair value of derivative instruments::
Unrealized gain on interest rate swaps, net of tax $(42) and $(8), respectively	158	29
Reclassification adjustment for losses recognized in earnings, net of tax $(13) and $(14), respectively	54	55
Net change in fair value of interest rate swap agreements designated as cash flow hedges	212	84
Net change in debt securities:
Unrealized holding losses on available-for-sale securities arising during the period, net of tax of $7,070 and $2,451, respectively	(26,600)	(9,214)
Amortization of unrealized gains from held-to-maturity securities, net of tax of $14 and $0, respectively	(51)	0
Reclassification adjustment for realized gains included in net income, net of tax of $137 and $0, respectively	(514)	0
Unrealized gain on other securities available-for-sale	(27,165)	(9,214)
Other comprehensive loss	(26,953)	(9,130)
COMPREHENSIVE INCOME (LOSS)	$ (11,708)	$ 5,051

CONDENSED CONSOLIDATED STATEM_4

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Unrealized gain (loss) on interest rate swaps, tax	$ (42)	$ (8)
Reclassification adjustment for losses recognized in earnings, tax	(13)	(14)
Unrealized (losses) gains on other securities available for sale arising during the period, tax	7,070	2,451
Amortization of unrealized gains from held-to-maturity securities, tax	14	0
Reclassification adjustment for realized gains included in net income, tax	$ 137	$ 0

CONDENSED CONSOLIDATED STATEM_5

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (unaudited) - USD ($) $ in Thousands	Total	Preferred Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (Loss)	Restricted Stock	Restricted StockTreasury Stock	Performance Based Restricted Stock Awards	Performance Based Restricted Stock AwardsTreasury Stock
Beginning balance at Dec. 31, 2020	$ 416,137	$ 57,785	$ 127,518	$ 218,727	$ (2,967)	$ 15,074
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	14,181			14,181
Other comprehensive loss	(9,130)					(9,130)
Forfeiture of restricted stock award grants	0		35		(35)
Restricted stock award grants	0		(1,228)		1,228
Performance based restricted stock award grants	0		(262)		262
Stock-based compensation expense	509		509
Purchase of treasury stock							$ (139)	$ (139)	$ (20)	$ (20)
Preferred cash dividend declared	(1,075)			(1,075)
Cash dividends declared	(2,860)			(2,860)
Ending balance at Mar. 31, 2021	417,603	57,785	126,572	228,973	(1,671)	5,944
Beginning balance at Dec. 31, 2021	442,847	57,785	127,351	260,582	(2,477)	(394)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	15,245			15,245
Other comprehensive loss	(26,953)					(26,953)
Restricted stock award grants	0		(976)		976
Performance based restricted stock award grants	0		(173)		173
Stock-based compensation expense	501		501
Purchase of treasury stock	(1,342)				(1,342)				$ (126)	$ (126)
Purchase of treasury stock for the purpose of tax withholding							$ (202)	$ (202)
Preferred cash dividend declared	(1,075)			(1,075)
Cash dividends declared	(2,960)			(2,960)
Ending balance at Mar. 31, 2022	$ 425,935	$ 57,785	$ 126,703	$ 271,792	$ (2,998)	$ (27,347)

CONDENSED CONSOLIDATED STATEM_6

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Forfeiture of restricted stock award grants (in shares)		1,578
Restricted stock award grants (in shares)	56,159	50,106
Performance-based restricted stock award (in shares)	11,895	10,587
Purchase of treasury stock (in shares)	50,166
Cash dividends declared (in dollars per share)	$ 0.175	$ 0.170
Restricted Stock
Purchase of treasury stock (in shares)	7,546	6,598
Performance Based Restricted Stock Awards
Purchase of treasury stock (in shares)	4,706	941

CONDENSED CONSOLIDATED STATEM_7

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 15,245	$ 14,181
Adjustments to reconcile net income to net cash provided by operations:
Provision for credit loss expense	1,643	2,122
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights	1,758	1,721
Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income	(985)	(963)
Net amortization of deferred costs on borrowings	75	0
Accretion of deferred PPP processing fees	(1,237)	(2,731)
Net realized gains on sales of available-for-sale securities	(651)	0
Net realized and unrealized (gains) losses on equity securities	394	(120)
Gain on sale of loans	(724)	(1,144)
Net losses (gains) on dispositions of premises and equipment and foreclosed assets	0	42
Proceeds from sale of loans	9,731	22,807
Origination of loans held for sale	(15,645)	(18,612)
Income on bank owned life insurance	(694)	(486)
Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value)	0	(454)
Restricted stock compensation expense	501	509
Changes in:
Accrued interest receivable and other assets	(3,102)	(2,190)
Accrued interest payable, lease liabilities, and other liabilities	(2,521)	(3,572)
NET CASH PROVIDED BY OPERATING ACTIVITIES	3,788	11,110
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, prepayments and calls of available-for-sale securities	30,475	44,082
Proceeds from sales of available-for-sale securities	22,164	0
Purchase of available-for-sale securities	(30,181)	(84,961)
Proceeds from maturities, prepayments and calls of held-to-maturity securities	7,220	0
Purchases of held-to-maturity securities	(213,853)	0
Purchase of equity securities	(120)	(108)
Loan origination and payments, net	(113,804)	(22,471)
Proceeds from death benefit of bank owned life insurance policies	0	1,389
Redemption (purchase) of FHLB, other equity, and restricted equity interests	(615)	555
Purchase of premises and equipment	(1,874)	(1,439)
Proceeds from the sale of premises and equipment and foreclosed assets	37	130
NET CASH USED BY INVESTING ACTIVITIES	(300,551)	(62,823)
Net change in:
Checking, money market and savings accounts	23,757	193,911
Certificates of deposit	(48,513)	(17,555)
Purchase of treasury stock	(1,670)	(159)
Cash dividends paid, common stock	(2,960)	(2,860)
Cash dividends paid, preferred stock	(1,075)	(1,075)
NET CASH PROVIDED (USED) BY FINANCING ACTIVITIES	(30,461)	172,262
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(327,224)	120,549
CASH AND CASH EQUIVALENTS, Beginning	732,198	532,694
CASH AND CASH EQUIVALENTS, Ending	404,974	653,243
Cash paid during the period for:
Interest	3,668	5,053
Income taxes	1,133	726
SUPPLEMENTAL NONCASH DISCLOSURES:
Transfers to other real estate owned	0	4
Transfers from loans held for sale to loans held for investment	5,600	0
Transfers from available-for-sale to held-to-maturity	101,069	0
Grant of restricted stock awards from treasury stock	976	1,228
Grant of performance based restricted stock awards from treasury stock	173	262
Lease liabilities arising from obtaining right-of-use assets	$ 6,077	$ 0

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations CNB Financial Corporation (the "Corporation") is headquartered in Clearfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, CNB Bank (the "Bank"). In addition, the Bank provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans as well as a full range of wealth management services. The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services. In addition to the Bank, the Corporation also operates a consumer discount loan and finance business through its wholly owned subsidiary, Holiday Financial Services Corporation ("Holiday"). The Corporation and its other subsidiaries are subject to examination by federal and state regulators. The Corporation’s market area is primarily concentrated in the Central and Northwest regions of the Commonwealth of Pennsylvania, the Central and Northeast regions of the state of Ohio, Western New York and Southwest Virginia. Basis of Presentation The accompanying condensed consolidated financial statements have been prepared pursuant to rules and regulations of the SEC and in compliance with U.S. generally accepted accounting principles ("GAAP"). Because this report is based on an interim period, certain information and footnote disclosures normally included in the consolidated financial statements prepared in accordance with GAAP have been condensed or omitted. In the opinion of management of the registrant, the accompanying condensed consolidated financial statements as of March 31, 2022 and for the three month period ended March 31, 2022 and 2021 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the periods presented. The financial performance reported for the Corporation for the three months ended March 31, 2022 is not necessarily indicative of the results to be expected for the full year. This information should be read in conjunction with the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2021 (the "2021 Form 10-K"). Certain amounts appearing in the condensed consolidated financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassifications had no effect on net income or shareholders’ equity as previously reported. Dollar amounts in tables are stated in thousands, except for per share amounts. Risks and Uncertainties The worldwide spread of COVID-19 has created significant uncertainty in the global economy. The ultimate impact of the COVID-19 pandemic and the extent to which the COVID-19 pandemic and the related government responses impact the Corporation’s business, results of operations and financial condition will depend on future developments, which are highly uncertain and difficult to predict. The Corporation's business is dependent upon the willingness and ability of its employees and customers to conduct banking and other financial transactions. If the global response to contain the COVID-19 pandemic requires further restrictive measures or is unsuccessful, the Corporation could experience a material adverse effect on its business, financial condition, results of operations and cash flows. Since the extent to which the COVID-19 pandemic impacts its operations will depend on future developments that are highly uncertain, the Corporation cannot estimate the impact on its business, financial condition or near or long-term financial or operational results with reasonable certainty. Accordingly, the Corporation is disclosing potentially material items of which it is aware. Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided and future results could differ. Operating Segments While the Corporation monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Debt Securities Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the settlement date and determined using the specific identification method. The Corporation has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in accrued interest receivable and other assets in the condensed consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the three months ended March 31, 2022.

RECENT ACCOUNTING PRONOUNCEMENT

RECENT ACCOUNTING PRONOUNCEMENTS	3 Months Ended
RECENT ACCOUNTING PRONOUNCEMENTS	Mar. 31, 2022
Accounting Changes and Error Corrections [Abstract]
RECENT ACCOUNTING PRONOUNCEMENTS	RECENT ACCOUNTING PRONOUNCEMENTS Accounting Standards Adopted in 2021 In August 2018, the FASB issued ASU 2018-14, "Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans." ASU 2018-14 amends ASC 715-20, "Compensation - Retirement Benefits - Defined Benefit Plans - General." The amended guidance modifies the disclosure requirements for employers that sponsor defined benefit pension or other post-retirement plans by removing and adding certain disclosures for these plans. The eliminated disclosures include (a) the amounts in accumulated Other Comprehensive Income expected to be recognized in net periodic benefit costs over the next fiscal year, and (b) the effects of a one percentage point change in assumed health care cost trend rates on the net periodic benefit costs and the benefit obligation for post-retirement health care benefits. Additional disclosures include descriptions of significant gains and losses affecting the benefit obligation for the period. ASU 2018-14 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In December 2019, the FASB issued ASU 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." These amendments remove specific exceptions to the general principles in Topic 740 in GAAP. It eliminates the need for an organization to analyze whether the following apply in a given period: exception to the incremental approach for intraperiod tax allocation; exceptions to accounting for basis differences where there are ownership changes in foreign investments; and exception in interim period income tax accounting for year-to-date losses that exceed anticipated losses. It also improves financial statement preparers' application of income tax- related guidance and simplifies GAAP for: franchise taxes that are partially based on income; transactions with a government that result in a step up in the tax basis of goodwill; separate financial statements of legal entities that are not subject to tax; and enacts changes in tax laws in interim periods. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. Early adoption is permitted. ASU 2019-12 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In January 2020, the FASB issued ASU 2020-01, "Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815." ASU 2020-01 represents changes to clarify certain interactions between the guidance to account for certain equity securities under Topic 321, the guidance to account for investments under the equity method of accounting in Topic 323, and the guidance in Topic 815. These amendments improve current U.S. GAAP by reducing diversity in practice and increasing comparability of the accounting for these transactions. ASU 2020-01 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In October 2020, the FASB issued ASU 2020-08, "Codification Improvements to Subtopic 310-20, Receivables - Nonrefundable Fees and Other Costs." ASU 2020-08 clarifies that an entity should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. ASU 2020-08 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In August 2021, FASB issued ASU 2021-06, "Presentation of Financial Statements (Topic 205), Financial Services—Depository and Lending (Topic 942), and Financial Services—Investment Companies (Topic 946)." ASU 2021-06 updates the codification to align with SEC Final Rule Releases No. 33-10786 and No. 33-10835. Specific to financial institutions, these SEC releases updated required annual statistical disclosures. The amendments in ASU 2021-06 were effective immediately. The updates to the statistical disclosures are reflected in the Corporation's Annual Report on Form 10-K for the year ended December 31, 2021, to align with this guidance. Accounting Pronouncements Pending Adoption In March 2020, the FASB issued ASU 2020-04, "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." ASU 2020-04 provides optional expedients and exceptions for accounting related to contracts, hedging relationships and other transactions affected by reference rate reform if certain criteria are met. ASU 2020-04 applies only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform and do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, that an entity has elected certain optional expedients for and that are retained through the end of the hedging relationship. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the effect of the reference rate reform on its consolidated financial statements. In January 2021, the FASB issued ASU 2021-01, "Reference Rate Reform (Topic 848)." ASU 2021-01 expands and clarifies the scope of ASU No. 2020-04 to include derivatives affected by changes in interest rates used for margining, discounting, or contract price alignment, commonly referred to as the “discounting transaction.” Derivatives impacted by the discounting transaction will be eligible for certain optional expedients and exceptions related to contract modifications and hedge accounting as defined in Topic 848. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the effect of the reference rate reform on its consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDR guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. This guidance is effective for the Corporation for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-02 will have on its consolidated financial statements and related disclosures.

SECURITIES

SECURITIES	3 Months Ended
SECURITIES	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES Debt securities available-for-sale ("AFS") at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 December 31, 2021 Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Government sponsored entities $ 1,831 $ 0 $ (35) $ 1,796 $ 110,788 $ 2,728 $ (1,768) $ 111,748 State & political subdivisions 113,292 495 (7,923) 105,864 103,232 2,162 (1,682) 103,712 Residential & multi-family mortgage 406,532 494 (26,489) 380,537 437,021 4,127 (6,513) 434,635 Corporate notes & bonds 35,773 59 (1,678) 34,154 28,257 250 (443) 28,064 Pooled SBA 17,820 20 (629) 17,211 18,787 283 (38) 19,032 Total $ 575,248 $ 1,068 $ (36,754) $ 539,562 $ 698,085 $ 9,550 $ (10,444) $ 697,191 Debt securities held-to-maturity ("HTM") at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 December 31, 2021 Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Government sponsored entities $ 307,597 $ 0 $ (11,909) $ 295,688 $ 0 $ 0 $ 0 $ 0 Total $ 307,597 $ 0 $ (11,909) $ 295,688 $ 0 $ 0 $ 0 $ 0 The Corporation elected to transfer 23 AFS securities with an aggregate fair value of $101.1 million to a classification of HTM on January 1, 2022. In accordance with FASB ASC 320-10-55-24, the transfer from AFS to HTM must be recorded at the fair value of the AFS securities at the time of transfer. The net unrealized holding gain of $373 thousand, net of tax, at the date of transfer was retained in accumulated other comprehensive income (loss), with the associated pre-tax amount retained in the carrying value of the HTM securities. Such amounts will be amortized to comprehensive income over the remaining life of the securities. Information pertaining to security sales on AFS securities is as follows: Proceeds Gross Gross Three months ended March 31, 2022 $ 22,164 $ 651 $ 0 Three months ended March 31, 2021 0 0 0 The tax provision related to these net realized gains was $137 thousand for the three months ended March 31, 2022 and zero during the three months ended March 31, 2021, respectively. The table below illustrates the maturity distribution of debt securities at amortized cost and fair value as of March 31, 2022: Available-for-sale Held-to-maturity Amortized Fair Amortized Fair 1 year or less $ 7,343 $ 7,377 $ 503 $ 477 1 year – 5 years 41,120 40,800 232,668 225,357 5 years – 10 years 94,461 86,401 68,939 64,722 After 10 years 7,972 7,236 5,487 5,132 150,896 141,814 307,597 295,688 Residential & multi-family mortgage 406,532 380,537 0 0 Pooled SBA 17,820 17,211 0 0 Total debt securities $ 575,248 $ 539,562 $ 307,597 $ 295,688 Mortgage securities and pooled SBA securities are not due at a single date; periodic payments are received based on the payment patterns of the underlying collateral. On March 31, 2022 and December 31, 2021, securities carried at $601.5 million and $461.5 million, respectively, were pledged to secure public deposits and for other purposes as provided by law. At March 31, 2022 and December 31, 2021, there were no holdings of securities of any one issuer, other than the U.S. Government sponsored entities, in an amount greater than 10% of shareholders’ equity. The Corporation’s residential and multi-family mortgage securities are issued by government sponsored entities. AFS debt securities with unrealized losses at March 31, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: March 31, 2022 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 1,796 $ (35) $ 0 $ 0 $ 1,796 $ (35) State & political subdivisions 78,991 (6,275) 14,547 (1,648) 93,538 (7,923) Residential & multi-family mortgage 293,601 (17,743) 100,040 (8,746) 393,641 (26,489) Corporate notes & bonds 22,174 (1,401) 5,777 (277) 27,951 (1,678) Pooled SBA 16,379 (629) 126 0 16,505 (629) $ 412,941 $ (26,083) $ 120,490 $ (10,671) $ 533,431 $ (36,754) December 31, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 23,733 $ (553) $ 37,911 $ (1,215) $ 61,644 $ (1,768) State & political subdivisions 55,636 (1,399) 5,026 (283) 60,662 (1,682) Residential & multi-family mortgage 248,690 (4,837) 45,185 (1,676) 293,875 (6,513) Corporate notes & bonds 6,466 (249) 3,806 (194) 10,272 (443) Pooled SBA 4,394 (37) 127 (1) 4,521 (38) $ 338,919 $ (7,075) $ 92,055 $ (3,369) $ 430,974 $ (10,444) HTM debt securities with unrealized losses at March 31, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: March 31, 2022 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 265,151 $ (9,108) $ 54,355 $ (2,801) $ 319,506 $ (11,909) $ 265,151 $ (9,108) $ 54,355 $ (2,801) $ 319,506 $ (11,909) December 31, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 At March 31, 2022 and December 31, 2021, management performed an assessment for possible impairment related to credit losses of the Corporation’s debt securities, relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. Based on the results of the assessment, management believes impairment of these debt securities at March 31, 2022 and December 31, 2021 to be temporary. For the securities that comprise corporate notes and bonds and the securities that are issued by state and political subdivisions, management monitors publicly available financial information, such as filings with the Securities and Exchange Commission, in order to evaluate the securities for other-than-temporary impairment. For financial institution issuers, management monitors information from quarterly “call” report filings that are used to generate Uniform Bank Performance Reports. All other securities that were in an unrealized loss position at the balance sheet date were reviewed by management, and issuer-specific documents were reviewed as appropriate given the following considerations; the financial condition and near-term prospects of the issuer and whether downgrades by bond rating agencies have occurred, the length of time and extent to which fair value has been less than cost, and whether management does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. As of March 31, 2022 and December 31, 2021, management concluded the debt securities described in the previous paragraphs were not impaired for reasons due to credit quality for the following reasons: • There is no indication of any significant deterioration of the creditworthiness of the institutions that issued the securities. • All contractual interest payments on the securities have been received as scheduled, and no information has come to management’s attention through the processes previously described which would lead to a conclusion that future contractual payments will not be timely received. • The unrealized losses were deemed to be temporary changes in value related to market movements in interest yields. The Corporation does not intend to sell and it is not more likely than not that it will be required to sell the securities in an unrealized loss position before recovery of its amortized cost basis. Equity securities at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 December 31, 2021 Corporate equity securities $ 6,484 $ 6,715 Mutual funds 2,383 2,566 Certificates of deposit 663 506 Corporate notes and bonds 562 579 Total $ 10,092 $ 10,366

LOANS AND ALLOWANCE FOR CREDIT

LOANS AND ALLOWANCE FOR CREDIT LOSSES	3 Months Ended
LOANS AND ALLOWANCE FOR CREDIT LOSSES	Mar. 31, 2022
Receivables [Abstract]
LOANS AND ALLOWANCE FOR CREDIT LOSSES	LOANS AND ALLOWANCE FOR CREDIT LOSSES Total net loans at March 31, 2022 and December 31, 2021 are summarized as follows: March 31, 2022 Percentage December 31, 2021 Percentage Farmland $ 31,299 0.8 % $ 23,768 0.7 % Owner-occupied, nonfarm nonresidential properties 448,180 11.9 % 434,672 12.0 % Agricultural production and other loans to farmers 1,376 0.0 % 1,379 0.0 % Commercial and Industrial 1 717,252 19.1 % 708,989 19.5 % Obligations (other than securities and leases) of states and political subdivisions 142,415 3.8 % 140,887 3.9 % Other loans 13,441 0.4 % 13,979 0.4 % Other construction loans and all land development and other land loans 319,154 8.5 % 298,869 8.2 % Multifamily (5 or more) residential properties 228,534 6.1 % 216,143 5.9 % Non-owner occupied, nonfarm nonresidential properties 698,574 18.6 % 663,062 18.2 % 1-4 Family Construction 41,023 1.1 % 37,822 1.0 % Home equity lines of credit 109,224 2.9 % 104,517 2.9 % Residential Mortgages secured by first liens 841,001 22.4 % 826,729 22.7 % Residential Mortgages secured by junior liens 57,909 1.5 % 56,689 1.6 % Other revolving credit plans 25,857 0.7 % 26,536 0.7 % Automobile 20,416 0.5 % 20,862 0.6 % Other consumer 49,517 1.3 % 49,676 1.4 % Credit cards 10,937 0.3 % 9,935 0.3 % Overdrafts 254 0.0 % 278 0.0 % Total loans $ 3,756,363 100.0 % $ 3,634,792 100.0 % Less: Allowance for credit losses (38,117) (37,588) Loans, net $ 3,718,246 $ 3,597,204 Net deferred loan origination fees (costs) included in the above loan table $ 4,842 $ 5,667 1 PPP loans, net of deferred PPP processing fees, both those disbursed in 2020 and those disbursed in 2021, are included in the Commercial and Industrial classification. The Corporation’s outstanding loans and related unfunded commitments are primarily concentrated within central and northwest Pennsylvania, central and northeast Ohio, western New York and Southwestern Virginia. The Bank attempts to limit concentrations within specific industries by utilizing dollar limitations to single industries or customers, and by entering into participation agreements with third parties. Collateral requirements are established based on management’s assessment of the customer. The Corporation maintains lending policies to control the quality of the loan portfolio. These policies delegate the authority to extend loans under specific guidelines and underwriting standards. These policies are prepared by the Corporation’s management and reviewed and ratified annually by the Corporation’s Board of Directors. During the second quarter of 2020, the Corporation began originating loans to qualified small businesses under the Paycheck Protection Program ("PPP") administered by the Small Business Administration (“SBA”) under the provisions of the Coronavirus Aid, Relief, and Economic Security Act. PPP loans, both those disbursed in 2020 and those disbursed in 2021, are included in the commercial and industrial classification and, as the PPP loans are fully guaranteed by the SBA, no allowance for credit losses was required recorded against the PPP loans, net of deferred PPP processing fees, outstanding of $18.4 million and $45.2 million as of March 31, 2022 and December 31, 2021, respectively. Syndicated loans, net of deferred fees and costs, are included in the commercial and industrial classification and totaled $147.1 million and $125.8 million as of March 31, 2022 and December 31, 2021, respectively. Transactions in the allowance for credit losses for the three months ended March 31, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans (1) Ending Allowance Farmland $ 151 $ 0 $ 0 $ 35 $ 186 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 7 270 3,595 Agricultural production and other loans to farmers 9 0 0 1 10 Commercial and Industrial 8,837 (71) 78 246 9,090 Obligations (other than securities and leases) of states and political subdivisions 1,649 0 0 179 1,828 Other loans 149 0 0 (6) 143 Other construction loans and all land development and other land loans 2,198 0 0 (148) 2,050 Multifamily (5 or more) residential properties 2,289 0 0 (53) 2,236 Non-owner occupied, nonfarm nonresidential properties 6,481 0 0 (70) 6,411 1-4 Family Construction 158 0 0 52 210 Home equity lines of credit 1,169 0 8 4 1,181 Residential Mortgages secured by first liens 6,943 (47) 12 (3) 6,905 Residential Mortgages secured by junior liens 546 0 0 6 552 Other revolving credit plans 528 (26) 6 39 547 Automobile 263 (7) 0 (2) 254 Other consumer 2,546 (401) 22 402 2,569 Credit cards 92 (14) 4 21 103 Overdrafts 241 (119) 41 84 247 Total loans $ 37,588 $ (706) $ 178 $ 1,057 $ 38,117 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended March 31, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans (1) Ending Allowance Farmland $ 221 $ 0 $ 0 $ 3 $ 224 Owner-occupied, nonfarm nonresidential properties 3,700 (531) 2 (236) 2,935 Agricultural production and other loans to farmers 24 0 0 4 28 Commercial and Industrial 6,233 (56) 5 297 6,479 Obligations (other than securities and leases) of states and political subdivisions 998 0 0 717 1,715 Other loans 68 0 0 5 73 Other construction loans and all land development and other land loans 1,956 0 0 50 2,006 Multifamily (5 or more) residential properties 2,724 0 0 30 2,754 Non-owner occupied, nonfarm nonresidential properties 8,658 0 0 2,668 11,326 1-4 Family Construction 82 0 0 (15) 67 Home equity lines of credit 985 0 0 (142) 843 Residential Mortgages secured by first liens 4,539 (28) 31 (992) 3,550 Residential Mortgages secured by junior liens 241 0 0 (17) 224 Other revolving credit plans 507 (6) 2 24 527 Automobile 132 (5) 0 55 182 Other consumer 2,962 (315) 48 (321) 2,374 Credit cards 66 (33) 8 24 65 Overdrafts 244 (84) 55 (32) 183 Total loans $ 34,340 $ (1,058) $ 151 $ 2,122 $ 35,555 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. The Corporation's allowance for credit losses is influenced by loan volumes, risk rating migration, delinquency status and other conditions influencing loss expectations, such as reasonable and supportable forecasts of economic conditions. For the three months ended March 31, 2022, the allowance for credit losses increased due to the growth in the Corporation's loan portfolio, including growth in new market areas. This was partially offset by improvements in the Corporation's historical loss rates, as well as the impact of net charge-offs. There is still a significant amount of uncertainty related to the economic impact of COVID-19, including duration of the pandemic, new variants, future government responses, and the resiliency of the U.S. economy, as well as the uncertain macroeconomic environment. Management will continue to evaluate its estimate of expected credit losses as new information becomes available. Provision for credit losses was $1.6 million for the three months ended March 31, 2022, compared to $2.1 million for March 31, 2021. Included in the provision for credit losses for the three months ended March 31, 2022 was $586 thousand related to the allowance for unfunded commitments compared to zero for the three months ended March 31, 2021. The following tables presents the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of March 31, 2022 and December 31, 2021, respectively: March 31, 2022 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 965 $ 965 $ 0 Owner-occupied, nonfarm nonresidential properties 751 668 0 Commercial and Industrial 7,264 1,915 5 Other construction loans and all land development and other land loans 77 77 0 Multifamily (5 or more) residential properties 1,143 0 0 Non-owner occupied, nonfarm nonresidential properties 3,724 2,097 0 Home equity lines of credit 646 646 0 Residential Mortgages secured by first liens 4,133 3,668 36 Residential Mortgages secured by junior liens 139 139 0 Other revolving credit plans 31 31 0 Automobile 28 28 0 Other consumer 477 477 0 Credit cards 0 0 11 Total loans $ 19,378 $ 10,711 $ 52 December 31, 2021 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 965 $ 965 $ 0 Owner-occupied, nonfarm nonresidential properties 850 762 0 Commercial and Industrial 7,060 1,653 8 Other construction loans and all land development and other land loans 516 77 0 Multifamily (5 or more) residential properties 1,270 5 0 Non-owner occupied, nonfarm nonresidential properties 3,771 2,143 0 Home equity lines of credit 824 824 0 Residential Mortgages secured by first liens 3,410 3,410 137 Residential Mortgages secured by junior liens 147 147 0 Other revolving credit plans 13 13 0 Automobile 36 36 0 Other consumer 558 558 0 Credit cards 0 0 23 Total loans $ 19,420 $ 10,593 $ 168 All payments received while on nonaccrual status are applied against the principal balance of the loan. The Corporation does not recognize interest income while loans are on nonaccrual status. The following table presents the amortized cost basis of individually evaluated collateral-dependent loans by class of loans as of March 31, 2022: Real Estate Collateral Non-Real Estate Collateral Farmland $ 920 $ 0 Owner-occupied, nonfarm nonresidential properties 185 9 Commercial and Industrial 1,438 2,279 Multifamily (5 or more) residential properties 1,143 0 Non-owner occupied, nonfarm nonresidential properties 3,293 0 Residential Mortgages secured by first liens 894 0 Total loans $ 7,873 $ 2,288 The following table presents the amortized cost basis of individually evaluated collateral-dependent loans by class of loans as of December 31, 2021: Real Estate Collateral Non-Real Estate Collateral Farmland $ 920 $ 0 Owner-occupied, nonfarm nonresidential properties 194 9 Commercial and Industrial 1,488 2,351 Other construction loans and all land development and other land loans 438 0 Multifamily (5 or more) residential properties 1,265 0 Non-owner occupied, nonfarm nonresidential properties 3,378 0 Residential Mortgages secured by first liens 435 0 Total loans $ 8,118 $ 2,360 The following table presents the aging of the amortized cost basis in past-due loans as of March 31, 2022 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ 0 $ 998 $ 0 $ 998 $ 30,301 $ 31,299 Owner-occupied, nonfarm nonresidential properties 688 0 354 1,042 447,138 448,180 Agricultural production and other loans to farmers 0 0 0 0 1,376 1,376 Commercial and Industrial 251 368 285 904 716,348 717,252 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 142,415 142,415 Other loans 0 0 0 0 13,441 13,441 Other construction loans and all land development and other land loans 0 0 77 77 319,077 319,154 Multifamily (5 or more) residential properties 0 0 90 90 228,444 228,534 Non-owner occupied, nonfarm nonresidential properties 215 0 1,680 1,895 696,679 698,574 1-4 Family Construction 0 0 0 0 41,023 41,023 Home equity lines of credit 216 11 49 276 108,948 109,224 Residential Mortgages secured by first liens 1,611 373 1,323 3,307 837,694 841,001 Residential Mortgages secured by junior liens 57 0 8 65 57,844 57,909 Other revolving credit plans 131 21 9 161 25,696 25,857 Automobile 83 6 12 101 20,315 20,416 Other consumer 380 285 259 924 48,593 49,517 Credit cards 219 19 11 249 10,688 10,937 Overdrafts 0 0 0 0 254 254 Total loans $ 3,851 $ 2,081 $ 4,157 $ 10,089 $ 3,746,274 $ 3,756,363 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2021 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ 348 $ 0 $ 0 $ 348 $ 23,420 $ 23,768 Owner-occupied, nonfarm nonresidential properties 278 18 414 710 433,962 434,672 Agricultural production and other loans to farmers 0 0 0 0 1,379 1,379 Commercial and Industrial 377 13 333 723 708,266 708,989 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 140,887 140,887 Other loans 0 0 0 0 13,979 13,979 Other construction loans and all land development and other land loans 0 0 77 77 298,792 298,869 Multifamily (5 or more) residential properties 0 10 209 219 215,924 216,143 Non-owner occupied, nonfarm nonresidential properties 0 0 1,792 1,792 661,270 663,062 1-4 Family Construction 0 0 0 0 37,822 37,822 Home equity lines of credit 506 50 172 728 103,789 104,517 Residential Mortgages secured by first liens 1,286 1,145 1,647 4,078 822,651 826,729 Residential Mortgages secured by junior liens 32 24 1 57 56,632 56,689 Other revolving credit plans 56 17 4 77 26,459 26,536 Automobile 45 3 23 71 20,791 20,862 Other consumer 283 158 295 736 48,940 49,676 Credit cards 26 12 23 61 9,874 9,935 Overdrafts 0 0 0 0 278 278 Total loans $ 3,237 $ 1,450 $ 4,990 $ 9,677 $ 3,625,115 $ 3,634,792 Troubled Debt Restructurings In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without a loan modification. This evaluation is performed using the Corporation’s internal underwriting policies. The Corporation has no further loan commitments to customers whose loans are classified as a troubled debt restructuring. As of March 31, 2022 and December 31, 2021, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included either or both of the following: a reduction of the stated interest rate of the loan; or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. The Corporation had an amortized cost in troubled debt restructurings of $18.1 million and $16.6 million as of March 31, 2022 and December 31, 2021, respectively. The Corporation has allocated $2.6 million and $2.6 million of allowance for those loans as of March 31, 2022 and December 31, 2021, respectively. There was one loan modified as troubled debt restructuring during the three months ended March 31, 2022: Three Months Ended March 31, 2022 Number of Pre-Modification Post-Modification Type of Modification Non-owner occupied, nonfarm nonresidential properties 1 $ 1,784 $ 1,784 Modify Rate and Extend Amortization Total loans 1 $ 1,784 $ 1,784 There were two loans modified as troubled debt restructurings during the three months ended March 31, 2021. Three Months Ended March 31, 2021 Number of Pre-Modification Post-Modification Type of Modification Multifamily (5 or more) residential properties 1 $ 717 $ 717 Modify Payment Non-owner occupied, nonfarm nonresidential properties 1 1,604 1,604 Modify Payment Total loans 2 $ 2,321 $ 2,321 The troubled debt restructurings described above increased the allowance for credit losses by an immaterial amount for the three months ended March 31, 2022 and 2021, respectively. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no loans modified as troubled debt restructurings for which there was a payment default within a twelve-month cycle following the modification during the three months ended March 31, 2022 and 2021, respectively. There were no principal balances forgiven in connection with the loan restructurings. Generally, nonperforming troubled debt restructurings are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Credit Quality Indicators The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually to classify the loans as to credit risk. The Corporation uses the following definitions for risk ratings: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Corporation’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The following tables represent the Corporation's credit risk profile by risk rating. Loans not rated as special mention, substandard, or doubtful are considered to be pass rated loans. March 31, 2022 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 28,832 $ 1,503 $ 964 $ 0 $ 2,467 $ 31,299 Owner-occupied, nonfarm nonresidential properties 433,189 6,711 8,280 0 14,991 448,180 Agricultural production and other loans to farmers 1,376 0 0 0 0 1,376 Commercial and Industrial 696,196 6,626 13,060 1,370 21,056 717,252 Obligations (other than securities and leases) of states and political subdivisions 142,415 0 0 0 0 142,415 Other loans 13,441 0 0 0 0 13,441 Other construction loans and all land development and other land loans 316,925 2,152 77 0 2,229 319,154 Multifamily (5 or more) residential properties 227,291 100 1,143 0 1,243 228,534 Non-owner occupied, nonfarm nonresidential properties 668,003 7,327 23,244 0 30,571 698,574 Total loans $ 2,527,668 $ 24,419 $ 46,768 $ 1,370 $ 72,557 $ 2,600,225 December 31, 2021 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 21,286 $ 1,514 $ 968 $ 0 $ 2,482 $ 23,768 Owner-occupied, nonfarm nonresidential properties 419,368 6,723 8,581 0 15,304 434,672 Agricultural production and other loans to farmers 1,379 0 0 0 0 1,379 Commercial and Industrial 687,010 7,946 12,654 1,379 21,979 708,989 Obligations (other than securities and leases) of states and political subdivisions 140,887 0 0 0 0 140,887 Other loans 13,979 0 0 0 0 13,979 Other construction loans and all land development and other land loans 294,103 4,221 545 0 4,766 298,869 Multifamily (5 or more) residential properties 214,772 100 1,271 0 1,371 216,143 Non-owner occupied, nonfarm nonresidential properties 631,534 9,628 21,900 0 31,528 663,062 Total loans $ 2,424,318 $ 30,132 $ 45,919 $ 1,379 $ 77,430 $ 2,501,748 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of March 31, 2022. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,397 $ 7,843 $ 1,637 $ 3,174 $ 3,509 $ 3,962 $ 310 $ 0 $ 28,832 Special mention 0 0 0 0 0 1,503 0 0 1,503 Substandard 0 388 0 0 0 576 0 0 964 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,397 $ 8,231 $ 1,637 $ 3,174 $ 3,509 $ 6,041 $ 310 $ 0 $ 31,299 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 44,624 $ 117,597 $ 77,014 $ 76,674 $ 27,642 $ 75,893 $ 13,745 $ 0 $ 433,189 Special mention 0 240 0 896 4,239 1,326 10 0 6,711 Substandard 505 161 401 2,117 832 4,264 0 0 8,280 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 45,129 $ 117,998 $ 77,415 $ 79,687 $ 32,713 $ 81,483 $ 13,755 $ 0 $ 448,180 Agricultural production and other loans to farmers Risk rating Pass $ 129 $ 169 $ 99 $ 73 $ 195 $ 0 $ 711 $ 0 $ 1,376 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 129 $ 169 $ 99 $ 73 $ 195 $ 0 $ 711 $ 0 $ 1,376 Commercial and Industrial Risk rating Pass $ 68,951 $ 271,679 $ 80,410 $ 23,658 $ 13,591 $ 18,850 $ 219,057 $ 0 $ 696,196 Special mention 0 0 169 570 358 220 5,309 0 6,626 Substandard 0 2,614 1,048 1,882 436 1,320 5,760 0 13,060 Doubtful (1) 0 1,370 0 0 0 0 0 0 1,370 Total $ 68,951 $ 275,663 $ 81,627 $ 26,110 $ 14,385 $ 20,390 $ 230,126 $ 0 $ 717,252 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 8,080 $ 37,278 $ 16,379 $ 4,932 $ 14,765 $ 56,325 $ 4,656 $ 0 $ 142,415 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,080 $ 37,278 $ 16,379 $ 4,932 $ 14,765 $ 56,325 $ 4,656 $ 0 $ 142,415 Other loans Risk rating Pass $ 0 $ 5,530 $ 4,775 $ 460 $ 2 $ 0 $ 2,674 $ 0 $ 13,441 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 0 $ 5,530 $ 4,775 $ 460 $ 2 $ 0 $ 2,674 $ 0 $ 13,441 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 60,426 $ 88,849 $ 141,261 $ 7,623 $ 9,188 $ 2,930 $ 6,648 $ 0 $ 316,925 Special mention 0 1,508 0 644 0 0 0 0 2,152 Substandard 0 0 0 0 0 0 77 0 77 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 60,426 $ 90,357 $ 141,261 $ 8,267 $ 9,188 $ 2,930 $ 6,725 $ 0 $ 319,154 Multifamily (5 or more) residential properties Risk rating Pass $ 19,212 $ 73,560 $ 54,943 $ 30,179 $ 7,365 $ 39,516 $ 2,516 $ 0 $ 227,291 Special mention 0 0 0 0 0 0 100 0 100 Substandard 0 0 0 675 378 90 0 0 1,143 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 19,212 $ 73,560 $ 54,943 $ 30,854 $ 7,743 $ 39,606 $ 2,616 $ 0 $ 228,534 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 149,254 $ 175,170 $ 61,746 $ 83,158 $ 50,639 $ 139,464 $ 8,572 $ 0 $ 668,003 Special mention 0 0 0 423 992 5,462 450 0 7,327 Substandard 0 818 0 2,291 1,656 16,364 2,115 0 23,244 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 149,254 $ 175,988 $ 61,746 $ 85,872 $ 53,287 $ 161,290 $ 11,137 $ 0 $ 698,574 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,203 $ 1,690 $ 3,276 $ 3,547 $ 564 $ 3,545 $ 461 $ 0 $ 21,286 Special mention 0 0 0 0 394 1,120 0 0 1,514 Substandard 388 0 0 0 48 532 0 0 968 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,591 $ 1,690 $ 3,276 $ 3,547 $ 1,006 $ 5,197 $ 461 $ 0 $ 23,768 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 135,095 $ 78,068 $ 78,621 $ 29,100 $ 40,677 $ 50,079 $ 7,728 $ 0 $ 419,368 Special mention 243 0 903 4,287 135 1,145 10 0 6,723 Substandard 687 416 2,190 868 250 4,152 18 0 8,581 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 136,025 $ 78,484 $ 81,714 $ 34,255 $ 41,062 $ 55,376 $ 7,756 $ 0 $ 434,672 Agricultural production and other loans to farmers Risk rating Pass $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Commercial and Industrial Risk rating Pass $ 313,983 $ 84,815 $ 31,375 $ 16,577 $ 12,389 $ 6,777 $ 221,094 $ 0 $ 687,010 Special mention 0 363 793 381 82 844 5,483 0 7,946 Substandard 1,991 800 1,862 452 29 2,016 5,504 0 12,654 Doubtful (1) 1,379 0 0 0 0 0 0 0 1,379 Total $ 317,353 $ 85,978 $ 34,030 $ 17,410 $ 12,500 $ 9,637 $ 232,081 $ 0 $ 708,989 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Other loans Risk rating Pass $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 98,406 $ 168,372 $ 8,752 $ 11,141 $ 853 $ 898 $ 5,681 $ 0 $ 294,103 Special mention 1,500 0 650 0 2,071 0 0 0 4,221 Substandard 0 0 0 29 439 0 77 0 545 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 99,906 $ 168,372 $ 9,402 $ 11,170 $ 3,363 $ 898 $ 5,758 $ 0 $ 298,869 Multifamily (5 or more) residential properties Risk rating Pass $ 74,687 $ 55,663 $ 33,436 $ 7,937 $ 27,729 $ 12,882 $ 2,438 $ 0 $ 214,772 Special mention 0 0 0 0 0 100 0 0 100 Substandard 0 6 682 379 204 0 0 0 1,271 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 74,687 $ 55,669 $ 34,118 $ 8,316 $ 27,933 $ 12,982 $ 2,438 $ 0 $ 216,143 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 194,800 $ 125,039 $ 84,943 $ 52,233 $ 42,714 $ 123,021 $ 8,784 $ 0 $ 631,534 Special mention 0 0 428 1,004 189 5,556 2,451 0 9,628 Substandard 826 0 2,305 1,662 4,638 12,134 335 0 21,900 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 195,626 $ 125,039 $ 87,676 $ 54,899 $ 47,541 $ 140,711 $ 11,570 $ 0 $ 663,062 The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation evaluates credit quality based on the performance status of the loan, which was previously presented, and by payment activity. Nonperforming loans include loans on nonaccrual status and loans past due over 89 days and still accruing interest. March 31, 2022 December 31, 2021 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 41,023 $ 0 $ 41,023 $ 37,822 $ 0 $ 37,822 Home equity lines of credit 108,578 646 109,224 103,693 824 104,517 Residential Mortgages secured by first liens 836,832 4,169 841,001 823,182 3,547 826,729 Residential Mortgages secured by junior liens 57,770 139 57,909 56,542 147 56,689 Other revolving credit plans 25,826 31 25,857 26,523 13 26,536 Automobile 20,388 28 20,416 20,826 36 20,862 Other consumer 49,040 477 49,517 49,118 558 49,676 Total loans $ 1,139,457 $ 5,490 $ 1,144,947 $ 1,117,706 $ 5,125 $ 1,122,831 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by payment activity within each portfolio segment as of March 31, 2022. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 4,080 $ 27,925 $ 7,745 $ 835 $ 65 $ 0 $ 373 $ 0 $ 41,023 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 4,080 $ 27,925 $ 7,745 $ 835 $ 65 $ 0 $ 373 $ 0 $ 41,023 Home equity lines of credit Payment performance Performing $ 8,012 $ 15,692 $ 14,214 $ 9,175 $ 9,375 $ 43,353 $ 8,757 $ 0 $ 108,578 Nonperforming 0 0 0 10 9 627 0 0 646 Total $ 8,012 $ 15,692 $ 14,214 $ 9,185 $ 9,384 $ 43,980 $ 8,757 $ 0 $ 109,224 Residential mortgages secured by first lien Payment performance Performing $ 53,333 $ 226,195 $ 173,046 $ 105,694 $ 58,037 $ 216,969 $ 3,558 $ 0 $ 836,832 Nonperforming 0 622 287 311 131 2,627 191 0 4,169 Total $ 53,333 $ 226,817 $ 173,333 $ 106,005 $ 58,168 $ 219,596 $ 3,749 $ 0 $ 841,001 Residential mortgages secured by junior liens Payment performance Performing $ 5,156 $ 19,712 $ 10,647 $ 6,391 $ 3,897 $ 11,560 $ 407 $ 0 $ 57,770 Nonperforming 0 0 0 0 0 139 0 0 139 Total $ 5,156 $ 19,712 $ 10,647 $ 6,391 $ 3,897 $ 11,699 $ 407 $ 0 $ 57,909 Other revolving credit plans Payment performance Performing $ 1,220 $ 4,143 $ 4,069 $ 3,040 $ 2,434 $ 10,920 $ 0 $ 0 $ 25,826 Nonperforming 0 0 0 0 17 14 0 0 31 Total $ 1,220 $ 4,143 $ 4,069 $ 3,040 $ 2,451 $ 10,934 $ 0 $ 0 $ 25,857 Automobile Payment performance Performing $ 2,176 $ 6,374 $ 4,810 $ 3,942 $ 2,080 $ 1,006 $ 0 $ 0 $ 20,388 Nonperforming 0 0 12 12 4 0 0 0 28 Total $ 2,176 $ 6,374 $ 4,822 $ 3,954 $ 2,084 $ 1,006 $ 0 $ 0 $ 20,416 Other consumer Payment performance Performing $ 7,211 $ 26,170 $ 9,153 $ 3,733 $ 1,219 $ 1,554 $ 0 $ 0 $ 49,040 Nonperforming 0 257 113 35 12 60 0 0 477 Total $ 7,211 $ 26,427 $ 9,266 $ 3,768 $ 1,231 $ 1,614 $ 0 $ 0 $ 49,517 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by payment activity within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Home equity lines of credit Payment performance Performing $ 14,383 $ 14,621 $ 9,564 $ 10,584 $ 6,863 $ 39,527 $ 8,151 $ 0 $ 103,693 Nonperforming 0 0 9 10 377 428 0 0 824 Total $ 14,383 $ 14,621 $ 9,573 $ 10,594 $ 7,240 $ 39,955 $ 8,151 $ 0 $ 104,517 Residential mortgages secured by first lien Payment performance Performing $ 232,606 $ 178,380 $ 111,333 $ 62,850 $ 74,136 $ 160,402 $ 3,475 $ 0 $ 823,182 Nonperforming 79 259 227 151 258 2,379 194 0 3,547 Total $ 232,685 $ 178,639 $ 111,560 $ 63,001 $ 74,394 $ 162,781 $ 3,669 $ 0 $ 826,729 Residential mortgages secured by junior liens Payment performance Performing $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,508 $ 9,095 $ 420 $ 0 $ 56,542 Nonperforming 0 0 0 0 84 63 0 0 147 Total $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,592 $ 9,158 $ 420 $ 0 $ 56,689 Other revolving credit plans Payment performance Performing $ 5,313 $ 3,596 $ 3,090 $ 2,592 $ 2,977 $ 8,955 $ 0 $ 0 $ 26,523 Nonperforming 0 0 4 4 0 5 0 0 13 Total $ 5,313 $ 3,596 $ 3,094 $ 2,596 $ 2,977 $ 8,960 $ 0 $ 0 $ 26,536 Automobile Payment performance Performing $ 7,047 $ 5,448 $ 4,668 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,826 Nonperforming 11 13 12 0 0 0 0 0 36 Total $ 7,058 $ 5,461 $ 4,680 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,862 Other consumer Payment performance Performing $ 30,423 $ 11,017 $ 4,537 $ 1,451 $ 316 $ 1,374 $ 0 $ 0 $ 49,118 Nonperforming 204 170 96 25 3 60 0 0 558 Total $ 30,627 $ 11,187 $ 4,633 $ 1,476 $ 319 $ 1,434 $ 0 $ 0 $ 49,676 March 31, 2022 December 31, 2021 Credit card Payment performance Performing $ 10,926 $ 9,912 Nonperforming 11 23 Total $ 10,937 $ 9,935 Holiday’s loan portfolio, included in other consumer loans above, is summarized as follows at March 31, 2022 and December 31, 2021: March 31, 2022 Decemb

LEASES

LEASES	3 Months Ended
LEASES	Mar. 31, 2022
Leases [Abstract]
LEASES	LEASES Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent our obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents our incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the condensed consolidated statements of income. The Corporation leases certain full-service branch offices, land and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification March 31, 2022 December 31, 2021 Assets: Operating lease assets Operating lease assets $ 25,698 $ 19,928 Finance lease assets Premises and equipment, net (1) 340 358 Total leased assets $ 26,038 $ 20,286 Liabilities: Operating lease liabilities Operating lease liabilities $ 26,955 $ 21,159 Finance lease liabilities Accrued interest payable and other liabilities 448 469 Total leased liabilities $ 27,403 $ 21,628 (1) Finance lease assets are recorded net of accumulated amortization of $876 thousand as of March 31, 2022 and $858 thousand as of December 31, 2021. The components of the Corporation's net lease expense for the three months ended March 31, 2022 and 2021, respectively, were as follows: Three months ended March 31, Lease Cost Classification 2022 2021 Operating lease cost Net occupancy expense $ 492 $ 440 Variable lease cost Net occupancy expense 13 17 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 Interest on lease liabilities Interest expense - borrowed funds 5 6 Sublease income (1) Net occupancy expense (17) (19) Net lease cost $ 511 $ 462 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of March 31, 2022: Maturity of Lease Liabilities as of March 31, 2022 Operating Leases (1) Finance Leases Total 2022 $ 1,487 $ 79 $ 1,566 2023 1,919 105 2,024 2024 1,880 105 1,985 2025 1,873 105 1,978 2026 1,845 105 1,950 After 2026 30,620 0 30,620 Total lease payments 39,624 499 40,123 Less: Interest 12,669 51 12,720 Present value of lease liabilities $ 26,955 $ 448 $ 27,403 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $6.6 million of legally binding minimum lease payments for leases signed, but not yet commenced. Lease terms and discount rates related to the Corporation's lease liabilities as of March 31, 2022 and December 31, 2021 were as follows: Lease Term and Discount Rate March 31, 2022 December 31, 2021 Weighted-average remaining lease term (years) Operating leases 22.3 18.8 Finance leases 4.7 5.0 Weighted-average discount rate Operating leases 3.42 % 3.42 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of March 31, 2022 and 2021 was as follows: Other Information March 31, 2022 March 31, 2021 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 283 $ 223
LEASES	LEASES Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent our obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents our incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the condensed consolidated statements of income. The Corporation leases certain full-service branch offices, land and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification March 31, 2022 December 31, 2021 Assets: Operating lease assets Operating lease assets $ 25,698 $ 19,928 Finance lease assets Premises and equipment, net (1) 340 358 Total leased assets $ 26,038 $ 20,286 Liabilities: Operating lease liabilities Operating lease liabilities $ 26,955 $ 21,159 Finance lease liabilities Accrued interest payable and other liabilities 448 469 Total leased liabilities $ 27,403 $ 21,628 (1) Finance lease assets are recorded net of accumulated amortization of $876 thousand as of March 31, 2022 and $858 thousand as of December 31, 2021. The components of the Corporation's net lease expense for the three months ended March 31, 2022 and 2021, respectively, were as follows: Three months ended March 31, Lease Cost Classification 2022 2021 Operating lease cost Net occupancy expense $ 492 $ 440 Variable lease cost Net occupancy expense 13 17 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 Interest on lease liabilities Interest expense - borrowed funds 5 6 Sublease income (1) Net occupancy expense (17) (19) Net lease cost $ 511 $ 462 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of March 31, 2022: Maturity of Lease Liabilities as of March 31, 2022 Operating Leases (1) Finance Leases Total 2022 $ 1,487 $ 79 $ 1,566 2023 1,919 105 2,024 2024 1,880 105 1,985 2025 1,873 105 1,978 2026 1,845 105 1,950 After 2026 30,620 0 30,620 Total lease payments 39,624 499 40,123 Less: Interest 12,669 51 12,720 Present value of lease liabilities $ 26,955 $ 448 $ 27,403 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $6.6 million of legally binding minimum lease payments for leases signed, but not yet commenced. Lease terms and discount rates related to the Corporation's lease liabilities as of March 31, 2022 and December 31, 2021 were as follows: Lease Term and Discount Rate March 31, 2022 December 31, 2021 Weighted-average remaining lease term (years) Operating leases 22.3 18.8 Finance leases 4.7 5.0 Weighted-average discount rate Operating leases 3.42 % 3.42 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of March 31, 2022 and 2021 was as follows: Other Information March 31, 2022 March 31, 2021 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 283 $ 223

DEPOSITS

DEPOSITS	3 Months Ended
DEPOSITS	Mar. 31, 2022
Deposits [Abstract]
DEPOSITS	DEPOSITS The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at March 31, 2022: Time deposits maturing: 2022 $ 181,812 2023 63,261 2024 36,771 2025 33,731 2026 7,839 Thereafter 14,525 $ 337,939 Certificates of deposits of $250 thousand or more totaled $102.1 million and $116.6 million at March 31, 2022 and December 31, 2021, respectively. The Corporation had $37.2 million and $52.9 million in reciprocal ICS deposits at March 31, 2022 and December 31, 2021, respectively.

BORROWINGS

BORROWINGS	3 Months Ended
BORROWINGS	Mar. 31, 2022
Debt Disclosure [Abstract]
BORROWINGS	BORROWINGS At March 31, 2022 and December 31, 2021, the Corporation had available one $10.0 million unsecured line of credit with an unaffiliated institution. Borrowings under the line of credit bear interest at a variable rate equal to three-month LIBOR plus 2.75%. There were no borrowings under the line of credit at March 31, 2022 and December 31, 2021. FHLB Borrowings The Bank has the ability to borrow funds from the Federal Home Loan Bank ("FHLB"). The Bank maintains a $150.0 million line-of-credit (Open Repo Plus) with the FHLB which is a revolving term commitment available on an overnight basis. The term of this commitment may not exceed 364 days and it reprices daily at market rates. Under terms of a blanket collateral agreement with the FHLB, the line-of-credit and long term advances are secured by FHLB stock and the Bank pledges its single-family residential mortgage loan portfolio, certain commercial real estate loans, and certain agriculture real estate loans as security for any advances. Total loans pledged to the FHLB at March 31, 2022, and December 31, 2021, were $1.4 billion and $1.3 billion, respectively. The Bank could obtain advances of up to approximately $990.3 million from the FHLB at March 31, 2022 and $932.7 million at December 31, 2021. At March 31, 2022 and December 31, 2021, the Bank had no advances from the FHLB. At March 31, 2022 and December 31, 2021, municipal deposit letters of credit issued by the FHLB on behalf of the Bank naming applicable municipalities as beneficiaries were $10.4 million and $10.4 million, respectively. The letters of credit were utilized in place of securities pledged to the municipalities for their deposits maintained at the Bank. Other Borrowings At March 31, 2022 and December 31, 2021, the Bank had no outstanding borrowings from unaffiliated institutions under overnight borrowing agreements. Subordinated Debentures In 2007, the Corporation issued two $10.0 million floating rate trust preferred securities as part of a pooled offering of such securities. The interest rate on each offering is determined quarterly and floats based on the three-month LIBOR plus 1.55%. The all-in rate was 2.38% at March 31, 2022 and 1.75% at December 31, 2021. The Corporation issued subordinated debentures to the trusts in exchange for the proceeds of the offerings, which debentures represent the sole assets of the trusts. The subordinated debentures must be redeemed no later than 2037. The Corporation may redeem the debentures, in whole or in part, at face value at any time. The Corporation has the option to defer interest payments from time to time for a period not to exceed five Subordinated Notes In June 2021, the Corporation sold $85.0 million aggregate principal amount of its fixed-to-floating rate subordinated notes to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act and the provisions of Rule 506 of Regulation D thereunder. The notes will mature in June 2031, and initially bear interest at a fixed rate of 3.25% per annum, payable semi-annually in arrears, to, but excluding, June 15, 2026, and thereafter to, but excluding, the maturity date or earlier redemption, the interest rate will reset quarterly to an interest rate per annum equal to the then current three-month average Secured Overnight Financing Rate plus 2.58%. The net proceeds from the sale were approximately $83.5 million, after deducting offering expenses. These subordinated notes were designed to qualify as Tier 2 capital under the Federal Reserve’s capital guidelines and were given an investment grade rating of BBB- by Kroll Bond Rating Agency. The unamortized debt issuance costs were $1.3 million as of March 31, 2022 and December 31, 2021.

OFF-BALANCE SHEET COMMITMENTS A

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	3 Months Ended
OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	Mar. 31, 2022
Fair Value Disclosures [Abstract]
OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES Financial Instruments with Off-Balance Sheet Risk Loan commitments are made to accommodate the financial needs of the Corporation’s customers commitments that result in market risk. Standby letters of credit commit the Corporation to make payments on behalf of customers when certain specified future events occur. They primarily are issued to facilitate customers’ trade transactions. Both arrangements have credit risk, essentially the same as that involved in extending loans to customers, and are subject to the Corporation’s normal credit policies. Collateral is obtained based on a credit assessment of the customer. The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of March 31, 2022 and December 31, 2021 were as follows: March 31, 2022 December 31, 2021 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 88,515 $ 398,927 $ 94,924 $ 323,013 Unused lines of credit 24,222 688,489 13,265 663,903 Standby letters of credit 15,267 1,621 15,063 1,623 Commitments to make loans are generally made for periods of 60 days or less. Other Off-Balance Sheet Commitments The Corporation makes investments in limited partnerships, including certain small business investment corporations and low income housing partnerships. Capital contributions for investments in small business companies ("SBIC") and other limited partnerships, reported in FHLB and other equity interests on the condensed consolidated balance sheet, as of March 31, 2022 and December 31, 2021 were $14.9 million and $14.5 million, respectively. Unfunded capital commitments in investments in SBIC's and other limited partnerships totaled $7.6 million and $8.0 million as of March 31, 2022 and December 31, 2021, respectively. These investments are accounted for under the equity method of accounting. The carrying value of investments in the low income housing partnerships, reported in FHLB and other equity interests on the consolidated balance sheet, as of March 31, 2022 and December 31, 2021 were $5.1 million and $5.3 million, respectively. The related amortization for the three months ended March 31, 2022 and March 31, 2021 were $198 thousand and $189 thousand, respectively. Unfunded commitments, reported in accrued interest payable and other liabilities on the condensed consolidated balance sheets, as of March 31, 2022 and December 31, 2021 were $1.4 million and $2.1 million, respectively. Allowance for Credit Losses on Unfunded Loan Commitments The Corporation maintains an allowance for credit losses on unfunded commercial lending commitments and letters of credit to provide for the risk of loss inherent in these arrangements. The allowance is computed using a methodology similar to that used to determine the allowance for credit losses for loans, modified to take into account the probability of a draw-down on the commitment. The provision for credit losses on unfunded loan commitments is included in the provision for credit losses on the Corporation's condensed consolidated statements of income. The allowance for unfunded commitments is included in other liabilities in the condensed consolidated balance sheets. Note 4, "Loans and Allowance for Credit Losses," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to the loan portfolio of the Corporation. The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three months ended Mach 31, 2022 and 2021, respectively: Three Months Ended March 31, 2022 2021 Beginning balance $ 0 $ 0 Provision for credit losses on unfunded loan commitments (1) 586 0 Ending balance $ 586 $ 0 (1) Excludes provision for credit losses related to the loan portfolio. Litigation The Corporation is subject to claims and lawsuits that arise primarily in the ordinary course of business. It is the opinion of management the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Corporation.

STOCK COMPENSATION

STOCK COMPENSATION	3 Months Ended
STOCK COMPENSATION	Mar. 31, 2022
Share-based Payment Arrangement [Abstract]
STOCK COMPENSATION	STOCK COMPENSATION The Corporation has a stock incentive plan, which is administered by a committee of the Board of Directors and which permits the Corporation to provide various types of stock-based compensation to its key employees, directors, and/or consultants, including time-based and performance-based shares of restricted stock. The Corporation maintains the CNB Financial Corporation 2019 Omnibus Incentive Plan (the "2019 Stock Incentive Plan"), which was approved by the Corporation’s shareholders and became effective on April 16, 2019. The 2019 Stock Incentive Plan provides for up to 507,671 shares of common stock to be awarded in the form of nonqualified options or restricted stock. For key employees, the vesting of time-based restricted stock is one-third, one-fourth, or one-fifth of the granted restricted shares per year, beginning one year after the grant date, with 100% vesting on the third, fourth or fifth anniversary of the grant date, respectively. Prior to 2018, for non-employee directors, the vesting schedule was one-third of the granted restricted shares per year, beginning one year after the grant date, with 100% vested on the third anniversary of the grant date. Beginning in 2018, stock compensation received by non-employee directors vests immediately. At March 31, 2022, there was no unrecognized compensation cost related to stock-based compensation awarded under this plan and, except for the time-based and performance-based restricted stock awards disclosed below and in previous filings, no other stock-based compensation was granted during the three month period ended March 31, 2022 and 2021. Compensation expense for the restricted stock awards is recognized over the requisite service period based on the fair value of the shares at the date of grant on a straight-line basis. Non-vested restricted stock awards are recorded as a reduction of additional paid-in-capital in shareholders’ equity until earned. Compensation expense resulting from time-based, performance-based and director restricted stock awards was $501 thousand for the three months ended March 31, 2022 and $509 thousand for the three months ended March 31, 2021. The total income tax benefit related to the recognized compensation cost of vested restricted stock awards was $105 thousand and $107 thousand for the three months ended March 31, 2022 and 2021, respectively. A summary of changes in time-based unvested restricted stock awards for the three months ended March 31, 2022 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 69,643 $ 24.18 Granted 44,369 26.71 Vested (25,121) 24.78 Unvested at end of period 88,891 $ 20.10 The above table excludes 11,790 shares in restricted stock awards that were granted at a weighted average fair value of $26.71 and immediately vested. As of March 31, 2022 and December 31, 2021, there was $2.1 million and $1.1 million of total unrecognized compensation cost related to unvested restricted stock awards, respectively. The fair value of shares vested was $985 thousand during the three months ended March 31, 2022 and $786 thousand during the three months ended March 31, 2021. In addition to the time-based restricted stock disclosed above, the Corporation’s Board of Directors grants performance-based restricted stock awards (“PBRSAs”) to key employees. The number of PBRSAs will depend on certain performance conditions earned over a three year period and are also subject to service-based vesting. In 2022, awards with a maximum of 13,761 shares in aggregate were granted to key employees. In 2021, awards with a maximum of 18,210 shares in aggregate were granted to key employees. In 2020, awards with a maximum of 18,100 shares in aggregate were granted to key employees. In 2021, the 2019 PBRSAs were fully earned and in 2022, 11,895 shares were fully distributed. The fair value of the shares distributed in 2022 was $318 thousand.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	3 Months Ended
EARNINGS PER COMMON SHARE	Mar. 31, 2022
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE	EARNINGS PER COMMON SHARE Basic earnings per common share is computed by dividing net income, excluding net earnings allocated to participating securities, by the weighted average number of shares outstanding during the applicable period, excluding outstanding participating securities. Diluted earnings per common share is computed using the weighted average number of shares determined for the basic computation plus the dilutive effect of potential common shares issuable under certain stock compensation plans. For the three months ended March 31, 2022 and 2021, there were no outstanding stock options to include in the diluted earnings per common share calculations. Unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per common share pursuant to the two-class method. The Corporation has determined that its outstanding unvested time-based stock awards are participating securities. The computation of basic and diluted earnings per common share is shown below: Three months ended March 31, 2022 2021 Basic earnings per common share computation: Net income per condensed consolidated statements of income $ 14,170 $ 13,106 Net earnings allocated to participating securities (63) (45) Net earnings allocated to common stock $ 14,107 $ 13,061 Distributed earnings allocated to common stock $ 2,944 $ 2,859 Undistributed earnings allocated to common stock 11,163 10,202 Net earnings allocated to common stock $ 14,107 $ 13,061 Weighted average common shares outstanding, including shares considered participating securities 16,883 16,855 Less: Average participating securities (72) (56) Weighted average shares 16,811 16,799 Basic earnings per common share $ 0.84 $ 0.78 Diluted earnings per common share computation: Net earnings allocated to common stock $ 14,107 $ 13,061 Weighted average common shares outstanding for basic earnings per common share 16,811 16,799 Add: Dilutive effects of performance based-shares 33 0 Weighted average shares and dilutive potential common shares 16,844 16,799 Diluted earnings per common share $ 0.84 $ 0.78

DERIVATIVE INSTRUMENTS

DERIVATIVE INSTRUMENTS	3 Months Ended
DERIVATIVE INSTRUMENTS	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVE INSTRUMENTS	DERIVATIVE INSTRUMENTS On September 7, 2018, the Corporation executed an interest rate swap agreement with a 5-year term and an effective date of September 15, 2018 in order to hedge cash flows associated with $10.0 million of a subordinated trust preferred security that was issued by the Corporation during 2007 and elected cash flow hedge accounting for the agreement. The Corporation’s objective in using this derivative is to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2018 to September 15, 2023 without the exchange of the underlying notional amount. At March 31, 2022, the variable rate on the subordinated trust preferred security was 2.38% (LIBOR plus 155 basis points) and the Corporation was paying 4.53% (2.98% fixed rate plus 155 basis points). As of March 31, 2022 and December 31, 2021, no derivatives were designated as fair value hedges or hedges of net investments in foreign operations. Additionally, the Corporation does not use derivatives for trading or speculative purposes and currently does not have any derivatives that are not designated as hedges. The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s condensed consolidated balance sheets and statements of income as of March 31, 2022 and December 31, 2021 and for the three months ended March 31, 2022 and 2021: Fair value as of Balance Sheet March 31, 2022 December 31, 2021 Interest rate contracts Accrued interest and $ (120) $ (388) For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 212 Interest expense – $ (67) Other $ 0 For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 84 Interest expense – $ (69) Other $ 0 (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) Amounts reported in accumulated other comprehensive income (loss) related to the interest rate swap will be reclassified to interest expense as interest payments are made on the subordinated notes and debentures. Such amounts reclassified from accumulated other comprehensive income (loss) to interest expense in the next twelve months are expected to be $215 thousand. As of March 31, 2022 and December 31, 2021, a cash collateral balance in the amount of $1.1 million and $1.1 million, respectively, was maintained with a counterparty to the interest rate swaps. These balances are included in interest bearing deposits with other banks on the condensed consolidated balance sheets. The Corporation entered into certain interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Corporation enters into an interest rate swap with a customer while at the same time entering into an offsetting interest rate swap with another financial institution. In connection with each swap transaction, the Corporation agrees to pay interest to the customer on a notional amount at a variable interest rate and receive interest from the customer on a similar notional amount at a fixed interest rate. Concurrently, the Corporation agrees to pay another financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. The transaction allows the Corporation’s customers to effectively convert a variable rate loan to a fixed rate. Because the Corporation acts as an intermediary for its customer, changes in the fair value of the underlying derivative contracts offset each other and do not impact the Corporation’s results of operations. The Corporation pledged cash collateral to another financial institution with a balance $3.4 million as of March 31, 2022 and $3.4 million as of December 31, 2021. This balance is included in interest bearing deposits with other banks on the condensed consolidated balance sheets. The Corporation may require its customers to post cash or securities as collateral on its program of back-to-back swaps depending upon the specific facts and circumstances surrounding each loan and individual swap. In addition, certain language is included in the International Swaps and Derivatives Association agreement and loan documents where, in default situations, the Corporation is permitted to access collateral supporting the loan relationship to recover any losses suffered on the derivative asset or liability. The Corporation may be required to post additional collateral to swap counterparties in the future in proportion to potential increases in unrealized loss positions. The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s condensed consolidated balance sheet as of March 31, 2022 and December 31, 2021: Notional Weighted Weighted Weighted Average Fair March 31, 2022 3rd Party interest rate swaps $ 32,432 5.7 4.12 % 1 month LIBOR + 2.27% $ 391 (a) Customer interest rate swaps (32,432) 5.7 4.12 % 1 month LIBOR + 2.27% (391) (b) December 31, 2021 3rd Party interest rate swaps $ 32,768 5.8 4.12 % 1 month LIBOR + 2.27% $ 2,124 (a) Customer interest rate swaps (32,768) 5.8 4.12 % 1 month LIBOR + 2.27% (2,124) (b) (a) Reported in accrued interest receivable and other assets within the condensed consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets

FAIR VALUE

FAIR VALUE	3 Months Ended
FAIR VALUE	Mar. 31, 2022
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE Fair Value Measurement Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The following three levels of inputs are used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Corporation used the following methods and significant assumptions to estimate fair value: Investment Securities : The fair values of most equity securities and debt securities AFS are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather relying on the securities’ relationship to other benchmark quoted securities (Level 2). These models utilize the market approach with standard inputs that include, but are not limited to benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data. For certain securities that observable inputs about the specific issuer are not available, fair values are estimated using observable data from other securities presumed to be similar or other market data on other similar securities (Level 3). Loans Held for Sale : Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a loan-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Derivatives : The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). The Corporation's derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including brokers, market transactions and third-party pricing services. Individually Evaluated Loans : The fair value of individually evaluated loans with specific allocations of the allowance for credit losses is generally based on recent real estate appraisals prepared by third-parties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also adjusts appraised values based on the length of time that has passed since the appraisal date and other factors. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, resulting in a Level 3 fair value classification. Individually evaluated loans are evaluated on a quarterly basis for additional impairment and adjusted in accordance with the allowance policy. Assets and liabilities measured at fair value on a recurring basis are as follows at March 31, 2022 and December 31, 2021: Fair Value Measurements at March 31, 2022 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 1,796 $ 0 $ 1,796 $ 0 States and political subdivisions 105,864 0 105,864 0 Residential and multi-family mortgage 380,537 0 380,537 0 Corporate notes and bonds 34,154 0 34,154 0 Pooled SBA 17,211 0 17,211 0 Total Securities Available-For-Sale $ 539,562 $ 0 $ 539,562 $ 0 Interest Rate swaps $ 391 $ 0 $ 391 $ 0 Equity Securities: Corporate equity securities $ 6,484 $ 6,484 $ 0 $ 0 Mutual funds 2,383 2,383 0 0 Certificates of deposit 663 663 0 0 Corporate notes and bonds 562 562 0 0 Total Trading Securities $ 10,092 $ 10,092 $ 0 $ 0 Liabilities: Interest rate swaps $ (511) $ 0 $ (511) $ 0 Fair Value Measurements at December 31, 2021 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 111,748 $ 0 $ 111,748 $ 0 States and political subdivisions 103,712 0 103,712 0 Residential and multi-family mortgage 434,635 4,995 429,640 0 Corporate notes and bonds 28,064 0 28,064 0 Pooled SBA 19,032 0 19,032 0 Total Securities Available-For-Sale $ 697,191 $ 4,995 $ 692,196 $ 0 Interest Rate swaps $ 2,124 $ 0 $ 2,124 $ 0 Equity Securities: Corporate equity securities $ 6,715 $ 6,715 $ 0 $ 0 Mutual funds 2,566 2,566 0 0 Certificates of deposit 506 506 0 0 Corporate notes and bonds 579 579 0 0 Total Trading Securities $ 10,366 $ 10,366 $ 0 $ 0 Liabilities: Interest rate swaps $ (2,512) $ 0 $ (2,512) $ 0 The table below presents a reconciliation of the fair value of securities AFS measured on a recurring basis using significant unobservable inputs (Level 3) for the three months ended March 31, 2021: States and Political Subdivisions Corporate Notes and Bonds Balance, January 1, 2021 $ 64 $ 0 Purchases 0 750 Total gains or (losses): Included in other comprehensive income (loss) 0 0 Settlements (64) 0 Transfers into Level 3 0 1,500 Transfers out of Level 3 $ 0 $ 0 Balance, March 31, 2021 $ 0 $ 2,250 The Corporation's corporate notes and bonds with a fair value of $1.5 million for the three months ended March 31, 2021 were transferred out of Level 3 and into Level 2 because of available observable market data for these investments. Assets and liabilities measured at fair value on a non-recurring basis are as follows at March 31, 2022 and December 31, 2021: Fair Value Measurements at March 31, 2022 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 920 0 0 $ 920 Owner-occupied, nonfarm nonresidential properties 185 0 0 185 Commercial and industrial 3,008 0 0 3,008 Multifamily (5 or more) residential properties 544 0 0 544 Non-owner occupied, nonfarm nonresidential 2,792 0 0 2,792 Residential Mortgages secured by first liens 650 0 0 650 Fair Value Measurements at December 31, 2021 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 920 0 0 $ 920 Owner-occupied, nonfarm nonresidential properties 194 0 0 194 Commercial and industrial 3,102 0 0 3,102 Other construction loans and all land development loans and other land loans 248 0 0 248 Multifamily (5 or more) residential properties 627 0 0 627 Non-owner occupied, nonfarm nonresidential 2,889 0 0 2,889 A loan is considered to be a collateral dependent loan when, based on current information and events, the Corporation expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Corporation has determined that the borrower is experiencing financial difficulty as of the measurement date. The allowance for credit losses is measured by estimating the fair value of the loan based on the present value of expected cash flows, the market price of the loan, or the underlying fair value of the loan’s collateral. For real estate loans, fair value of the loan’s collateral is determined by third-party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Corporation reviews the third-party appraisal for appropriateness and may adjust the value downward to consider selling and closing costs. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2022: Fair Valuation Unobservable Inputs Range Collateral-dependent loans: Farmland $ 920 Valuation of third party appraisal on underlying collateral Loss severity rates 60% (60%) Owner-occupied, nonfarm nonresidential properties 185 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (57%) Commercial and industrial 3,008 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (41%) Multifamily (5 or more) residential properties 544 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-59% (23%) Non-owner occupied, nonfarm nonresidential 2,792 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-60% (35%) Residential Mortgages secured by first liens 650 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-57% (40%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2021: Fair Valuation Unobservable Inputs Range Collateral-dependent loans: Farmland $ 920 Valuation of third party appraisal on underlying collateral Loss severity rates 60% (60%) Owner-occupied, nonfarm nonresidential properties 194 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (57%) Commercial and industrial 3,102 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-59% (42%) Other construction loans and all land development loans and other land loans 248 Valuation of third party appraisal on underlying collateral Loss severity rates 25% (25%) Multifamily (5 or more) residential properties 627 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-57% (26%) Non-owner occupied, nonfarm nonresidential 2,889 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-60% (34%) Fair Value of Financial Instruments The following table presents the carrying amount and fair value of financial instruments at March 31, 2022: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 404,974 $ 404,974 $ 0 $ 0 $ 404,974 Debt securities available-for-sale 539,562 0 539,562 0 539,562 Debt securities held-to-maturity 307,597 0 295,688 0 295,688 Equity securities 10,092 10,092 0 0 10,092 Loans held for sale 1,563 0 1,573 0 1,573 Net loans 3,718,246 0 0 3,758,866 3,758,866 FHLB and other restricted interests 23,891 n/a n/a n/a n/a Interest rate swaps 391 0 391 0 391 Accrued interest receivable 16,405 0 2,882 13,523 16,405 LIABILITIES Deposits $ (4,690,863) $ (4,352,922) $ (341,809) $ 0 $ (4,694,731) Subordinated debentures (20,620) 0 (13,305) 0 (13,305) Subordinated notes, net of unamortized issuance costs (83,736) 0 (79,864) 0 (79,864) Interest rate swaps (511) 0 (511) 0 (511) Accrued interest payable (856) 0 (856) 0 (856) The following table presents the carrying amount and fair value of financial instruments at December 31, 2021: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 732,198 $ 732,198 $ 0 $ 0 $ 732,198 Debt securities available-for-sale 697,191 4,995 692,196 0 697,191 Equity securities 10,366 10,366 0 0 10,366 Loans held for sale 849 0 858 0 858 Net loans 3,597,204 0 0 3,613,452 3,613,452 FHLB and other restricted interests 23,276 n/a n/a n/a n/a Interest rate swaps 2,124 0 2,124 0 2,124 Accrued interest receivable 15,516 16 2,171 13,329 15,516 LIABILITIES Deposits $ (4,715,619) $ (4,329,167) $ (391,850) $ 0 $ (4,721,017) Subordinated notes, net of unamortized issuance costs (104,281) 0 (92,675) 0 (92,675) Interest rate swaps (2,512) 0 (2,512) 0 (2,512) Accrued interest payable (886) 0 (886) 0 (886) While estimates of fair value are based on management’s judgment of the most appropriate factors as of the balance sheet date, there is no assurance that the estimated fair values would have been realized if the assets had been disposed of or the liabilities settled at that date, since market values may differ depending on various circumstances. The estimated fair values would also not apply to subsequent dates. The fair value of other equity interests is based on the net asset values provided by the underlying investment partnership. ASU 2015-7 removes the requirement to categorize within the fair value hierarchy all investments measured using the net asset value per share practical expedient and related disclosures. In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the disclosures. Also, non-financial assets such as, among other things, the estimated earnings power of core deposits, the earnings potential of trust accounts, the trained workforce, and customer goodwill, which typically are not recognized on the balance sheet, may have value but are not included in the fair value disclosures..

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	3 Months Ended
REVENUE FROM CONTRACTS WITH CUSTOMERS	Mar. 31, 2022
Revenue from Contract with Customer [Abstract]
REVENUE FROM CONTRACTS WITH CUSTOMERS	REVENUE FROM CONTRACTS WITH CUSTOMERS All of the Corporation’s revenue from contracts with customers in the scope of ASC 606 is recognized within Non-Interest Income. The following table presents the Corporation's Non-Interest Income by revenue stream and reportable segment for the three months ended March 31, 2022 and 2021. Items outside the scope of ASC 606 are noted as such. Three months ended March 31, 2022 2021 Non-interest Income Service charges on deposit accounts $ 1,757 $ 1,348 Wealth and asset management fees 1,783 1,522 Mortgage banking (1) 475 1,235 Card processing and interchange income 1,809 1,834 Net gains (losses) on sales of securities (1) 651 0 Other income 3,179 2,300 Total non-interest income $ 9,654 $ 8,239 (1) Not within scope of ASU 2014-9 Management determined that the primary sources of revenue emanating from interest and dividend income on loans and investment securities along with non-interest revenue resulting from security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit card fees, gains (losses) on sale of other real estate owned not financed by the Corporation, is not within the scope of ASU 2014-9. The types of non-interest income within the scope of the standard that are material to the condensed consolidated financial statements are services charges on deposit accounts, wealth and asset management fee income, card processing and interchange income, and other income. Service charges on deposit accounts : The Corporation earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed, as that is the point in time the Corporation fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Corporation satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Services charges on deposits are withdrawn from the customer’s account balance. Wealth and asset management fees : The Corporation earns wealth and asset management fees from its contracts with trust and brokerage customers to manage assets for investment, and/or to transact on their accounts. These fees are primarily earned over time as the Corporation provides the contracted monthly or quarterly services and are generally assessed based on a tiered scale of the market value of assets under management at month end. Fees for these services are billed to customers on a monthly or quarterly basis and are recorded as revenue at the end of the period for which the wealth and asset management services have been performed. Other performance obligations, such as the delivery of account statements to customers, are generally considered immaterial to the overall transaction price. Card processing and interchange income : The Corporation earns interchange fees from check card and credit card transactions conducted through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Other income : The Corporation's other income includes sources such as bank owned life insurance, changes in fair value and realized gains on sales of trading securities, certain service fees, gains (losses) on sales of fixed assets, and gains (losses) on sale of other real estate owned. The service fees are recognized in the same manner as the service charges mentioned above. While gains (losses) on the sale of other real estate owned are within the scope of ASU 2014-9 if financed by the Corporation, the Corporation does not finance the sale of transactions. The revenue on the sale is recorded upon the transfer of control of the property to the buyer and the other real estate owned asset is derecognized.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying condensed consolidated financial statements have been prepared pursuant to rules and regulations of the SEC and in compliance with U.S. generally accepted accounting principles ("GAAP"). Because this report is based on an interim period, certain information and footnote disclosures normally included in the consolidated financial statements prepared in accordance with GAAP have been condensed or omitted.
Risks and Uncertainties	Risks and Uncertainties The worldwide spread of COVID-19 has created significant uncertainty in the global economy. The ultimate impact of the COVID-19 pandemic and the extent to which the COVID-19 pandemic and the related government responses impact the Corporation’s business, results of operations and financial condition will depend on future developments, which are highly uncertain and difficult to predict. The Corporation's business is dependent upon the willingness and ability of its employees and customers to conduct banking and other financial transactions. If the global response to contain the COVID-19 pandemic requires further restrictive measures or is unsuccessful, the Corporation could experience a material adverse effect on its business, financial condition, results of operations and cash flows. Since the extent to which the COVID-19 pandemic impacts its operations will depend on future developments that are highly uncertain, the Corporation cannot estimate the impact on its business, financial condition or near or long-term financial or operational results with reasonable certainty. Accordingly, the Corporation is disclosing potentially material items of which it is aware.
Use of Estimates	Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided and future results could differ.
Operating Segments	Operating Segments While the Corporation monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Debt Securities	Debt Securities Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the settlement date and determined using the specific identification method. The Corporation has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in accrued interest receivable and other assets in the condensed consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the three months ended March 31, 2022.
Recent Accounting Pronouncements	Accounting Standards Adopted in 2021 In August 2018, the FASB issued ASU 2018-14, "Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans." ASU 2018-14 amends ASC 715-20, "Compensation - Retirement Benefits - Defined Benefit Plans - General." The amended guidance modifies the disclosure requirements for employers that sponsor defined benefit pension or other post-retirement plans by removing and adding certain disclosures for these plans. The eliminated disclosures include (a) the amounts in accumulated Other Comprehensive Income expected to be recognized in net periodic benefit costs over the next fiscal year, and (b) the effects of a one percentage point change in assumed health care cost trend rates on the net periodic benefit costs and the benefit obligation for post-retirement health care benefits. Additional disclosures include descriptions of significant gains and losses affecting the benefit obligation for the period. ASU 2018-14 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In December 2019, the FASB issued ASU 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." These amendments remove specific exceptions to the general principles in Topic 740 in GAAP. It eliminates the need for an organization to analyze whether the following apply in a given period: exception to the incremental approach for intraperiod tax allocation; exceptions to accounting for basis differences where there are ownership changes in foreign investments; and exception in interim period income tax accounting for year-to-date losses that exceed anticipated losses. It also improves financial statement preparers' application of income tax- related guidance and simplifies GAAP for: franchise taxes that are partially based on income; transactions with a government that result in a step up in the tax basis of goodwill; separate financial statements of legal entities that are not subject to tax; and enacts changes in tax laws in interim periods. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. Early adoption is permitted. ASU 2019-12 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In January 2020, the FASB issued ASU 2020-01, "Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815." ASU 2020-01 represents changes to clarify certain interactions between the guidance to account for certain equity securities under Topic 321, the guidance to account for investments under the equity method of accounting in Topic 323, and the guidance in Topic 815. These amendments improve current U.S. GAAP by reducing diversity in practice and increasing comparability of the accounting for these transactions. ASU 2020-01 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In October 2020, the FASB issued ASU 2020-08, "Codification Improvements to Subtopic 310-20, Receivables - Nonrefundable Fees and Other Costs." ASU 2020-08 clarifies that an entity should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. ASU 2020-08 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In August 2021, FASB issued ASU 2021-06, "Presentation of Financial Statements (Topic 205), Financial Services—Depository and Lending (Topic 942), and Financial Services—Investment Companies (Topic 946)." ASU 2021-06 updates the codification to align with SEC Final Rule Releases No. 33-10786 and No. 33-10835. Specific to financial institutions, these SEC releases updated required annual statistical disclosures. The amendments in ASU 2021-06 were effective immediately. The updates to the statistical disclosures are reflected in the Corporation's Annual Report on Form 10-K for the year ended December 31, 2021, to align with this guidance. Accounting Pronouncements Pending Adoption In March 2020, the FASB issued ASU 2020-04, "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." ASU 2020-04 provides optional expedients and exceptions for accounting related to contracts, hedging relationships and other transactions affected by reference rate reform if certain criteria are met. ASU 2020-04 applies only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform and do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, that an entity has elected certain optional expedients for and that are retained through the end of the hedging relationship. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the effect of the reference rate reform on its consolidated financial statements. In January 2021, the FASB issued ASU 2021-01, "Reference Rate Reform (Topic 848)." ASU 2021-01 expands and clarifies the scope of ASU No. 2020-04 to include derivatives affected by changes in interest rates used for margining, discounting, or contract price alignment, commonly referred to as the “discounting transaction.” Derivatives impacted by the discounting transaction will be eligible for certain optional expedients and exceptions related to contract modifications and hedge accounting as defined in Topic 848. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the effect of the reference rate reform on its consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDR guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. This guidance is effective for the Corporation for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-02 will have on its consolidated financial statements and related disclosures.

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
SECURITIES (Tables)	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	Debt securities available-for-sale ("AFS") at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 December 31, 2021 Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Government sponsored entities $ 1,831 $ 0 $ (35) $ 1,796 $ 110,788 $ 2,728 $ (1,768) $ 111,748 State & political subdivisions 113,292 495 (7,923) 105,864 103,232 2,162 (1,682) 103,712 Residential & multi-family mortgage 406,532 494 (26,489) 380,537 437,021 4,127 (6,513) 434,635 Corporate notes & bonds 35,773 59 (1,678) 34,154 28,257 250 (443) 28,064 Pooled SBA 17,820 20 (629) 17,211 18,787 283 (38) 19,032 Total $ 575,248 $ 1,068 $ (36,754) $ 539,562 $ 698,085 $ 9,550 $ (10,444) $ 697,191 Information pertaining to security sales on AFS securities is as follows: Proceeds Gross Gross Three months ended March 31, 2022 $ 22,164 $ 651 $ 0 Three months ended March 31, 2021 0 0 0
Schedule of Debt Securities Held-to-maturities	Debt securities held-to-maturity ("HTM") at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 December 31, 2021 Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Government sponsored entities $ 307,597 $ 0 $ (11,909) $ 295,688 $ 0 $ 0 $ 0 $ 0 Total $ 307,597 $ 0 $ (11,909) $ 295,688 $ 0 $ 0 $ 0 $ 0 HTM debt securities with unrealized losses at March 31, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: March 31, 2022 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 265,151 $ (9,108) $ 54,355 $ (2,801) $ 319,506 $ (11,909) $ 265,151 $ (9,108) $ 54,355 $ (2,801) $ 319,506 $ (11,909) December 31, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0
Schedule of Maturity Distribution of Debt Securities at Amortized Cost and Fair Value	The table below illustrates the maturity distribution of debt securities at amortized cost and fair value as of March 31, 2022: Available-for-sale Held-to-maturity Amortized Fair Amortized Fair 1 year or less $ 7,343 $ 7,377 $ 503 $ 477 1 year – 5 years 41,120 40,800 232,668 225,357 5 years – 10 years 94,461 86,401 68,939 64,722 After 10 years 7,972 7,236 5,487 5,132 150,896 141,814 307,597 295,688 Residential & multi-family mortgage 406,532 380,537 0 0 Pooled SBA 17,820 17,211 0 0 Total debt securities $ 575,248 $ 539,562 $ 307,597 $ 295,688
Available-for-sale Securities with Unrealized Loss Position	AFS debt securities with unrealized losses at March 31, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: March 31, 2022 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 1,796 $ (35) $ 0 $ 0 $ 1,796 $ (35) State & political subdivisions 78,991 (6,275) 14,547 (1,648) 93,538 (7,923) Residential & multi-family mortgage 293,601 (17,743) 100,040 (8,746) 393,641 (26,489) Corporate notes & bonds 22,174 (1,401) 5,777 (277) 27,951 (1,678) Pooled SBA 16,379 (629) 126 0 16,505 (629) $ 412,941 $ (26,083) $ 120,490 $ (10,671) $ 533,431 $ (36,754) December 31, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 23,733 $ (553) $ 37,911 $ (1,215) $ 61,644 $ (1,768) State & political subdivisions 55,636 (1,399) 5,026 (283) 60,662 (1,682) Residential & multi-family mortgage 248,690 (4,837) 45,185 (1,676) 293,875 (6,513) Corporate notes & bonds 6,466 (249) 3,806 (194) 10,272 (443) Pooled SBA 4,394 (37) 127 (1) 4,521 (38) $ 338,919 $ (7,075) $ 92,055 $ (3,369) $ 430,974 $ (10,444)
Trading Securities	Equity securities at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 December 31, 2021 Corporate equity securities $ 6,484 $ 6,715 Mutual funds 2,383 2,566 Certificates of deposit 663 506 Corporate notes and bonds 562 579 Total $ 10,092 $ 10,366

LOANS AND ALLOWANCE FOR CREDI_2

LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)	3 Months Ended
LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)	Mar. 31, 2022
Receivables [Abstract]
Schedule of Net Loans	Total net loans at March 31, 2022 and December 31, 2021 are summarized as follows: March 31, 2022 Percentage December 31, 2021 Percentage Farmland $ 31,299 0.8 % $ 23,768 0.7 % Owner-occupied, nonfarm nonresidential properties 448,180 11.9 % 434,672 12.0 % Agricultural production and other loans to farmers 1,376 0.0 % 1,379 0.0 % Commercial and Industrial 1 717,252 19.1 % 708,989 19.5 % Obligations (other than securities and leases) of states and political subdivisions 142,415 3.8 % 140,887 3.9 % Other loans 13,441 0.4 % 13,979 0.4 % Other construction loans and all land development and other land loans 319,154 8.5 % 298,869 8.2 % Multifamily (5 or more) residential properties 228,534 6.1 % 216,143 5.9 % Non-owner occupied, nonfarm nonresidential properties 698,574 18.6 % 663,062 18.2 % 1-4 Family Construction 41,023 1.1 % 37,822 1.0 % Home equity lines of credit 109,224 2.9 % 104,517 2.9 % Residential Mortgages secured by first liens 841,001 22.4 % 826,729 22.7 % Residential Mortgages secured by junior liens 57,909 1.5 % 56,689 1.6 % Other revolving credit plans 25,857 0.7 % 26,536 0.7 % Automobile 20,416 0.5 % 20,862 0.6 % Other consumer 49,517 1.3 % 49,676 1.4 % Credit cards 10,937 0.3 % 9,935 0.3 % Overdrafts 254 0.0 % 278 0.0 % Total loans $ 3,756,363 100.0 % $ 3,634,792 100.0 % Less: Allowance for credit losses (38,117) (37,588) Loans, net $ 3,718,246 $ 3,597,204 Net deferred loan origination fees (costs) included in the above loan table $ 4,842 $ 5,667 1 PPP loans, net of deferred PPP processing fees, both those disbursed in 2020 and those disbursed in 2021, are included in the Commercial and Industrial classification.
Allowance for Loan Losses	Transactions in the allowance for credit losses for the three months ended March 31, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans (1) Ending Allowance Farmland $ 151 $ 0 $ 0 $ 35 $ 186 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 7 270 3,595 Agricultural production and other loans to farmers 9 0 0 1 10 Commercial and Industrial 8,837 (71) 78 246 9,090 Obligations (other than securities and leases) of states and political subdivisions 1,649 0 0 179 1,828 Other loans 149 0 0 (6) 143 Other construction loans and all land development and other land loans 2,198 0 0 (148) 2,050 Multifamily (5 or more) residential properties 2,289 0 0 (53) 2,236 Non-owner occupied, nonfarm nonresidential properties 6,481 0 0 (70) 6,411 1-4 Family Construction 158 0 0 52 210 Home equity lines of credit 1,169 0 8 4 1,181 Residential Mortgages secured by first liens 6,943 (47) 12 (3) 6,905 Residential Mortgages secured by junior liens 546 0 0 6 552 Other revolving credit plans 528 (26) 6 39 547 Automobile 263 (7) 0 (2) 254 Other consumer 2,546 (401) 22 402 2,569 Credit cards 92 (14) 4 21 103 Overdrafts 241 (119) 41 84 247 Total loans $ 37,588 $ (706) $ 178 $ 1,057 $ 38,117 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended March 31, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans (1) Ending Allowance Farmland $ 221 $ 0 $ 0 $ 3 $ 224 Owner-occupied, nonfarm nonresidential properties 3,700 (531) 2 (236) 2,935 Agricultural production and other loans to farmers 24 0 0 4 28 Commercial and Industrial 6,233 (56) 5 297 6,479 Obligations (other than securities and leases) of states and political subdivisions 998 0 0 717 1,715 Other loans 68 0 0 5 73 Other construction loans and all land development and other land loans 1,956 0 0 50 2,006 Multifamily (5 or more) residential properties 2,724 0 0 30 2,754 Non-owner occupied, nonfarm nonresidential properties 8,658 0 0 2,668 11,326 1-4 Family Construction 82 0 0 (15) 67 Home equity lines of credit 985 0 0 (142) 843 Residential Mortgages secured by first liens 4,539 (28) 31 (992) 3,550 Residential Mortgages secured by junior liens 241 0 0 (17) 224 Other revolving credit plans 507 (6) 2 24 527 Automobile 132 (5) 0 55 182 Other consumer 2,962 (315) 48 (321) 2,374 Credit cards 66 (33) 8 24 65 Overdrafts 244 (84) 55 (32) 183 Total loans $ 34,340 $ (1,058) $ 151 $ 2,122 $ 35,555 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three months ended Mach 31, 2022 and 2021, respectively: Three Months Ended March 31, 2022 2021 Beginning balance $ 0 $ 0 Provision for credit losses on unfunded loan commitments (1) 586 0 Ending balance $ 586 $ 0 (1) Excludes provision for credit losses related to the loan portfolio.
Nonaccrual Loans and Loans Past Due over 90 Days Still Accruing Interest by Class of Loans	The following tables presents the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of March 31, 2022 and December 31, 2021, respectively: March 31, 2022 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 965 $ 965 $ 0 Owner-occupied, nonfarm nonresidential properties 751 668 0 Commercial and Industrial 7,264 1,915 5 Other construction loans and all land development and other land loans 77 77 0 Multifamily (5 or more) residential properties 1,143 0 0 Non-owner occupied, nonfarm nonresidential properties 3,724 2,097 0 Home equity lines of credit 646 646 0 Residential Mortgages secured by first liens 4,133 3,668 36 Residential Mortgages secured by junior liens 139 139 0 Other revolving credit plans 31 31 0 Automobile 28 28 0 Other consumer 477 477 0 Credit cards 0 0 11 Total loans $ 19,378 $ 10,711 $ 52 December 31, 2021 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 965 $ 965 $ 0 Owner-occupied, nonfarm nonresidential properties 850 762 0 Commercial and Industrial 7,060 1,653 8 Other construction loans and all land development and other land loans 516 77 0 Multifamily (5 or more) residential properties 1,270 5 0 Non-owner occupied, nonfarm nonresidential properties 3,771 2,143 0 Home equity lines of credit 824 824 0 Residential Mortgages secured by first liens 3,410 3,410 137 Residential Mortgages secured by junior liens 147 147 0 Other revolving credit plans 13 13 0 Automobile 36 36 0 Other consumer 558 558 0 Credit cards 0 0 23 Total loans $ 19,420 $ 10,593 $ 168
Aging of Recorded Investment in Past Due Loans	The following table presents the amortized cost basis of individually evaluated collateral-dependent loans by class of loans as of March 31, 2022: Real Estate Collateral Non-Real Estate Collateral Farmland $ 920 $ 0 Owner-occupied, nonfarm nonresidential properties 185 9 Commercial and Industrial 1,438 2,279 Multifamily (5 or more) residential properties 1,143 0 Non-owner occupied, nonfarm nonresidential properties 3,293 0 Residential Mortgages secured by first liens 894 0 Total loans $ 7,873 $ 2,288 The following table presents the amortized cost basis of individually evaluated collateral-dependent loans by class of loans as of December 31, 2021: Real Estate Collateral Non-Real Estate Collateral Farmland $ 920 $ 0 Owner-occupied, nonfarm nonresidential properties 194 9 Commercial and Industrial 1,488 2,351 Other construction loans and all land development and other land loans 438 0 Multifamily (5 or more) residential properties 1,265 0 Non-owner occupied, nonfarm nonresidential properties 3,378 0 Residential Mortgages secured by first liens 435 0 Total loans $ 8,118 $ 2,360 The following table presents the aging of the amortized cost basis in past-due loans as of March 31, 2022 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ 0 $ 998 $ 0 $ 998 $ 30,301 $ 31,299 Owner-occupied, nonfarm nonresidential properties 688 0 354 1,042 447,138 448,180 Agricultural production and other loans to farmers 0 0 0 0 1,376 1,376 Commercial and Industrial 251 368 285 904 716,348 717,252 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 142,415 142,415 Other loans 0 0 0 0 13,441 13,441 Other construction loans and all land development and other land loans 0 0 77 77 319,077 319,154 Multifamily (5 or more) residential properties 0 0 90 90 228,444 228,534 Non-owner occupied, nonfarm nonresidential properties 215 0 1,680 1,895 696,679 698,574 1-4 Family Construction 0 0 0 0 41,023 41,023 Home equity lines of credit 216 11 49 276 108,948 109,224 Residential Mortgages secured by first liens 1,611 373 1,323 3,307 837,694 841,001 Residential Mortgages secured by junior liens 57 0 8 65 57,844 57,909 Other revolving credit plans 131 21 9 161 25,696 25,857 Automobile 83 6 12 101 20,315 20,416 Other consumer 380 285 259 924 48,593 49,517 Credit cards 219 19 11 249 10,688 10,937 Overdrafts 0 0 0 0 254 254 Total loans $ 3,851 $ 2,081 $ 4,157 $ 10,089 $ 3,746,274 $ 3,756,363 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2021 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ 348 $ 0 $ 0 $ 348 $ 23,420 $ 23,768 Owner-occupied, nonfarm nonresidential properties 278 18 414 710 433,962 434,672 Agricultural production and other loans to farmers 0 0 0 0 1,379 1,379 Commercial and Industrial 377 13 333 723 708,266 708,989 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 140,887 140,887 Other loans 0 0 0 0 13,979 13,979 Other construction loans and all land development and other land loans 0 0 77 77 298,792 298,869 Multifamily (5 or more) residential properties 0 10 209 219 215,924 216,143 Non-owner occupied, nonfarm nonresidential properties 0 0 1,792 1,792 661,270 663,062 1-4 Family Construction 0 0 0 0 37,822 37,822 Home equity lines of credit 506 50 172 728 103,789 104,517 Residential Mortgages secured by first liens 1,286 1,145 1,647 4,078 822,651 826,729 Residential Mortgages secured by junior liens 32 24 1 57 56,632 56,689 Other revolving credit plans 56 17 4 77 26,459 26,536 Automobile 45 3 23 71 20,791 20,862 Other consumer 283 158 295 736 48,940 49,676 Credit cards 26 12 23 61 9,874 9,935 Overdrafts 0 0 0 0 278 278 Total loans $ 3,237 $ 1,450 $ 4,990 $ 9,677 $ 3,625,115 $ 3,634,792
Restructured in Troubled Debt	There was one loan modified as troubled debt restructuring during the three months ended March 31, 2022: Three Months Ended March 31, 2022 Number of Pre-Modification Post-Modification Type of Modification Non-owner occupied, nonfarm nonresidential properties 1 $ 1,784 $ 1,784 Modify Rate and Extend Amortization Total loans 1 $ 1,784 $ 1,784 There were two loans modified as troubled debt restructurings during the three months ended March 31, 2021. Three Months Ended March 31, 2021 Number of Pre-Modification Post-Modification Type of Modification Multifamily (5 or more) residential properties 1 $ 717 $ 717 Modify Payment Non-owner occupied, nonfarm nonresidential properties 1 1,604 1,604 Modify Payment Total loans 2 $ 2,321 $ 2,321
Schedule of Credit Risk Profile by Risk Rating	The following tables represent the Corporation's credit risk profile by risk rating. Loans not rated as special mention, substandard, or doubtful are considered to be pass rated loans. March 31, 2022 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 28,832 $ 1,503 $ 964 $ 0 $ 2,467 $ 31,299 Owner-occupied, nonfarm nonresidential properties 433,189 6,711 8,280 0 14,991 448,180 Agricultural production and other loans to farmers 1,376 0 0 0 0 1,376 Commercial and Industrial 696,196 6,626 13,060 1,370 21,056 717,252 Obligations (other than securities and leases) of states and political subdivisions 142,415 0 0 0 0 142,415 Other loans 13,441 0 0 0 0 13,441 Other construction loans and all land development and other land loans 316,925 2,152 77 0 2,229 319,154 Multifamily (5 or more) residential properties 227,291 100 1,143 0 1,243 228,534 Non-owner occupied, nonfarm nonresidential properties 668,003 7,327 23,244 0 30,571 698,574 Total loans $ 2,527,668 $ 24,419 $ 46,768 $ 1,370 $ 72,557 $ 2,600,225 December 31, 2021 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 21,286 $ 1,514 $ 968 $ 0 $ 2,482 $ 23,768 Owner-occupied, nonfarm nonresidential properties 419,368 6,723 8,581 0 15,304 434,672 Agricultural production and other loans to farmers 1,379 0 0 0 0 1,379 Commercial and Industrial 687,010 7,946 12,654 1,379 21,979 708,989 Obligations (other than securities and leases) of states and political subdivisions 140,887 0 0 0 0 140,887 Other loans 13,979 0 0 0 0 13,979 Other construction loans and all land development and other land loans 294,103 4,221 545 0 4,766 298,869 Multifamily (5 or more) residential properties 214,772 100 1,271 0 1,371 216,143 Non-owner occupied, nonfarm nonresidential properties 631,534 9,628 21,900 0 31,528 663,062 Total loans $ 2,424,318 $ 30,132 $ 45,919 $ 1,379 $ 77,430 $ 2,501,748
Amortized Cost of Loans, by Year of Origination	The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of March 31, 2022. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,397 $ 7,843 $ 1,637 $ 3,174 $ 3,509 $ 3,962 $ 310 $ 0 $ 28,832 Special mention 0 0 0 0 0 1,503 0 0 1,503 Substandard 0 388 0 0 0 576 0 0 964 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,397 $ 8,231 $ 1,637 $ 3,174 $ 3,509 $ 6,041 $ 310 $ 0 $ 31,299 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 44,624 $ 117,597 $ 77,014 $ 76,674 $ 27,642 $ 75,893 $ 13,745 $ 0 $ 433,189 Special mention 0 240 0 896 4,239 1,326 10 0 6,711 Substandard 505 161 401 2,117 832 4,264 0 0 8,280 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 45,129 $ 117,998 $ 77,415 $ 79,687 $ 32,713 $ 81,483 $ 13,755 $ 0 $ 448,180 Agricultural production and other loans to farmers Risk rating Pass $ 129 $ 169 $ 99 $ 73 $ 195 $ 0 $ 711 $ 0 $ 1,376 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 129 $ 169 $ 99 $ 73 $ 195 $ 0 $ 711 $ 0 $ 1,376 Commercial and Industrial Risk rating Pass $ 68,951 $ 271,679 $ 80,410 $ 23,658 $ 13,591 $ 18,850 $ 219,057 $ 0 $ 696,196 Special mention 0 0 169 570 358 220 5,309 0 6,626 Substandard 0 2,614 1,048 1,882 436 1,320 5,760 0 13,060 Doubtful (1) 0 1,370 0 0 0 0 0 0 1,370 Total $ 68,951 $ 275,663 $ 81,627 $ 26,110 $ 14,385 $ 20,390 $ 230,126 $ 0 $ 717,252 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 8,080 $ 37,278 $ 16,379 $ 4,932 $ 14,765 $ 56,325 $ 4,656 $ 0 $ 142,415 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,080 $ 37,278 $ 16,379 $ 4,932 $ 14,765 $ 56,325 $ 4,656 $ 0 $ 142,415 Other loans Risk rating Pass $ 0 $ 5,530 $ 4,775 $ 460 $ 2 $ 0 $ 2,674 $ 0 $ 13,441 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 0 $ 5,530 $ 4,775 $ 460 $ 2 $ 0 $ 2,674 $ 0 $ 13,441 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 60,426 $ 88,849 $ 141,261 $ 7,623 $ 9,188 $ 2,930 $ 6,648 $ 0 $ 316,925 Special mention 0 1,508 0 644 0 0 0 0 2,152 Substandard 0 0 0 0 0 0 77 0 77 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 60,426 $ 90,357 $ 141,261 $ 8,267 $ 9,188 $ 2,930 $ 6,725 $ 0 $ 319,154 Multifamily (5 or more) residential properties Risk rating Pass $ 19,212 $ 73,560 $ 54,943 $ 30,179 $ 7,365 $ 39,516 $ 2,516 $ 0 $ 227,291 Special mention 0 0 0 0 0 0 100 0 100 Substandard 0 0 0 675 378 90 0 0 1,143 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 19,212 $ 73,560 $ 54,943 $ 30,854 $ 7,743 $ 39,606 $ 2,616 $ 0 $ 228,534 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 149,254 $ 175,170 $ 61,746 $ 83,158 $ 50,639 $ 139,464 $ 8,572 $ 0 $ 668,003 Special mention 0 0 0 423 992 5,462 450 0 7,327 Substandard 0 818 0 2,291 1,656 16,364 2,115 0 23,244 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 149,254 $ 175,988 $ 61,746 $ 85,872 $ 53,287 $ 161,290 $ 11,137 $ 0 $ 698,574 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,203 $ 1,690 $ 3,276 $ 3,547 $ 564 $ 3,545 $ 461 $ 0 $ 21,286 Special mention 0 0 0 0 394 1,120 0 0 1,514 Substandard 388 0 0 0 48 532 0 0 968 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,591 $ 1,690 $ 3,276 $ 3,547 $ 1,006 $ 5,197 $ 461 $ 0 $ 23,768 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 135,095 $ 78,068 $ 78,621 $ 29,100 $ 40,677 $ 50,079 $ 7,728 $ 0 $ 419,368 Special mention 243 0 903 4,287 135 1,145 10 0 6,723 Substandard 687 416 2,190 868 250 4,152 18 0 8,581 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 136,025 $ 78,484 $ 81,714 $ 34,255 $ 41,062 $ 55,376 $ 7,756 $ 0 $ 434,672 Agricultural production and other loans to farmers Risk rating Pass $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Commercial and Industrial Risk rating Pass $ 313,983 $ 84,815 $ 31,375 $ 16,577 $ 12,389 $ 6,777 $ 221,094 $ 0 $ 687,010 Special mention 0 363 793 381 82 844 5,483 0 7,946 Substandard 1,991 800 1,862 452 29 2,016 5,504 0 12,654 Doubtful (1) 1,379 0 0 0 0 0 0 0 1,379 Total $ 317,353 $ 85,978 $ 34,030 $ 17,410 $ 12,500 $ 9,637 $ 232,081 $ 0 $ 708,989 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Other loans Risk rating Pass $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 98,406 $ 168,372 $ 8,752 $ 11,141 $ 853 $ 898 $ 5,681 $ 0 $ 294,103 Special mention 1,500 0 650 0 2,071 0 0 0 4,221 Substandard 0 0 0 29 439 0 77 0 545 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 99,906 $ 168,372 $ 9,402 $ 11,170 $ 3,363 $ 898 $ 5,758 $ 0 $ 298,869 Multifamily (5 or more) residential properties Risk rating Pass $ 74,687 $ 55,663 $ 33,436 $ 7,937 $ 27,729 $ 12,882 $ 2,438 $ 0 $ 214,772 Special mention 0 0 0 0 0 100 0 0 100 Substandard 0 6 682 379 204 0 0 0 1,271 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 74,687 $ 55,669 $ 34,118 $ 8,316 $ 27,933 $ 12,982 $ 2,438 $ 0 $ 216,143 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 194,800 $ 125,039 $ 84,943 $ 52,233 $ 42,714 $ 123,021 $ 8,784 $ 0 $ 631,534 Special mention 0 0 428 1,004 189 5,556 2,451 0 9,628 Substandard 826 0 2,305 1,662 4,638 12,134 335 0 21,900 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 195,626 $ 125,039 $ 87,676 $ 54,899 $ 47,541 $ 140,711 $ 11,570 $ 0 $ 663,062 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by payment activity within each portfolio segment as of March 31, 2022. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 4,080 $ 27,925 $ 7,745 $ 835 $ 65 $ 0 $ 373 $ 0 $ 41,023 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 4,080 $ 27,925 $ 7,745 $ 835 $ 65 $ 0 $ 373 $ 0 $ 41,023 Home equity lines of credit Payment performance Performing $ 8,012 $ 15,692 $ 14,214 $ 9,175 $ 9,375 $ 43,353 $ 8,757 $ 0 $ 108,578 Nonperforming 0 0 0 10 9 627 0 0 646 Total $ 8,012 $ 15,692 $ 14,214 $ 9,185 $ 9,384 $ 43,980 $ 8,757 $ 0 $ 109,224 Residential mortgages secured by first lien Payment performance Performing $ 53,333 $ 226,195 $ 173,046 $ 105,694 $ 58,037 $ 216,969 $ 3,558 $ 0 $ 836,832 Nonperforming 0 622 287 311 131 2,627 191 0 4,169 Total $ 53,333 $ 226,817 $ 173,333 $ 106,005 $ 58,168 $ 219,596 $ 3,749 $ 0 $ 841,001 Residential mortgages secured by junior liens Payment performance Performing $ 5,156 $ 19,712 $ 10,647 $ 6,391 $ 3,897 $ 11,560 $ 407 $ 0 $ 57,770 Nonperforming 0 0 0 0 0 139 0 0 139 Total $ 5,156 $ 19,712 $ 10,647 $ 6,391 $ 3,897 $ 11,699 $ 407 $ 0 $ 57,909 Other revolving credit plans Payment performance Performing $ 1,220 $ 4,143 $ 4,069 $ 3,040 $ 2,434 $ 10,920 $ 0 $ 0 $ 25,826 Nonperforming 0 0 0 0 17 14 0 0 31 Total $ 1,220 $ 4,143 $ 4,069 $ 3,040 $ 2,451 $ 10,934 $ 0 $ 0 $ 25,857 Automobile Payment performance Performing $ 2,176 $ 6,374 $ 4,810 $ 3,942 $ 2,080 $ 1,006 $ 0 $ 0 $ 20,388 Nonperforming 0 0 12 12 4 0 0 0 28 Total $ 2,176 $ 6,374 $ 4,822 $ 3,954 $ 2,084 $ 1,006 $ 0 $ 0 $ 20,416 Other consumer Payment performance Performing $ 7,211 $ 26,170 $ 9,153 $ 3,733 $ 1,219 $ 1,554 $ 0 $ 0 $ 49,040 Nonperforming 0 257 113 35 12 60 0 0 477 Total $ 7,211 $ 26,427 $ 9,266 $ 3,768 $ 1,231 $ 1,614 $ 0 $ 0 $ 49,517 The following tables detail the amortized cost of loans, by year of origination (for term loans) and by payment activity within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Home equity lines of credit Payment performance Performing $ 14,383 $ 14,621 $ 9,564 $ 10,584 $ 6,863 $ 39,527 $ 8,151 $ 0 $ 103,693 Nonperforming 0 0 9 10 377 428 0 0 824 Total $ 14,383 $ 14,621 $ 9,573 $ 10,594 $ 7,240 $ 39,955 $ 8,151 $ 0 $ 104,517 Residential mortgages secured by first lien Payment performance Performing $ 232,606 $ 178,380 $ 111,333 $ 62,850 $ 74,136 $ 160,402 $ 3,475 $ 0 $ 823,182 Nonperforming 79 259 227 151 258 2,379 194 0 3,547 Total $ 232,685 $ 178,639 $ 111,560 $ 63,001 $ 74,394 $ 162,781 $ 3,669 $ 0 $ 826,729 Residential mortgages secured by junior liens Payment performance Performing $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,508 $ 9,095 $ 420 $ 0 $ 56,542 Nonperforming 0 0 0 0 84 63 0 0 147 Total $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,592 $ 9,158 $ 420 $ 0 $ 56,689 Other revolving credit plans Payment performance Performing $ 5,313 $ 3,596 $ 3,090 $ 2,592 $ 2,977 $ 8,955 $ 0 $ 0 $ 26,523 Nonperforming 0 0 4 4 0 5 0 0 13 Total $ 5,313 $ 3,596 $ 3,094 $ 2,596 $ 2,977 $ 8,960 $ 0 $ 0 $ 26,536 Automobile Payment performance Performing $ 7,047 $ 5,448 $ 4,668 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,826 Nonperforming 11 13 12 0 0 0 0 0 36 Total $ 7,058 $ 5,461 $ 4,680 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,862 Other consumer Payment performance Performing $ 30,423 $ 11,017 $ 4,537 $ 1,451 $ 316 $ 1,374 $ 0 $ 0 $ 49,118 Nonperforming 204 170 96 25 3 60 0 0 558 Total $ 30,627 $ 11,187 $ 4,633 $ 1,476 $ 319 $ 1,434 $ 0 $ 0 $ 49,676 March 31, 2022 December 31, 2021 Credit card Payment performance Performing $ 10,926 $ 9,912 Nonperforming 11 23 Total $ 10,937 $ 9,935
Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity	The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation evaluates credit quality based on the performance status of the loan, which was previously presented, and by payment activity. Nonperforming loans include loans on nonaccrual status and loans past due over 89 days and still accruing interest. March 31, 2022 December 31, 2021 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 41,023 $ 0 $ 41,023 $ 37,822 $ 0 $ 37,822 Home equity lines of credit 108,578 646 109,224 103,693 824 104,517 Residential Mortgages secured by first liens 836,832 4,169 841,001 823,182 3,547 826,729 Residential Mortgages secured by junior liens 57,770 139 57,909 56,542 147 56,689 Other revolving credit plans 25,826 31 25,857 26,523 13 26,536 Automobile 20,388 28 20,416 20,826 36 20,862 Other consumer 49,040 477 49,517 49,118 558 49,676 Total loans $ 1,139,457 $ 5,490 $ 1,144,947 $ 1,117,706 $ 5,125 $ 1,122,831
Summary of Holiday's Loan Portfolio Included in Consumer and Residential Loans	Holiday’s loan portfolio, included in other consumer loans above, is summarized as follows at March 31, 2022 and December 31, 2021: March 31, 2022 December 31, 2021 Gross other consumer $ 28,424 $ 29,227 Less: other consumer unearned discounts (5,390) (5,716) Total automobile and other consumer loans, net of unearned discounts $ 23,034 $ 23,511

LEASES (Tables)

LEASES (Tables)	3 Months Ended
LEASES (Tables)	Mar. 31, 2022
Leases [Abstract]
Schedule Of Operating And Finance Lease Liabilities	Leases Classification March 31, 2022 December 31, 2021 Assets: Operating lease assets Operating lease assets $ 25,698 $ 19,928 Finance lease assets Premises and equipment, net (1) 340 358 Total leased assets $ 26,038 $ 20,286 Liabilities: Operating lease liabilities Operating lease liabilities $ 26,955 $ 21,159 Finance lease liabilities Accrued interest payable and other liabilities 448 469 Total leased liabilities $ 27,403 $ 21,628 (1) Finance lease assets are recorded net of accumulated amortization of $876 thousand as of March 31, 2022 and $858 thousand as of December 31, 2021.
Schedule Of Lease Cost	The components of the Corporation's net lease expense for the three months ended March 31, 2022 and 2021, respectively, were as follows: Three months ended March 31, Lease Cost Classification 2022 2021 Operating lease cost Net occupancy expense $ 492 $ 440 Variable lease cost Net occupancy expense 13 17 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 Interest on lease liabilities Interest expense - borrowed funds 5 6 Sublease income (1) Net occupancy expense (17) (19) Net lease cost $ 511 $ 462 (1) Sublease income excludes rental income from owned properties.
Finance Lease, Liability, Maturity	The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of March 31, 2022: Maturity of Lease Liabilities as of March 31, 2022 Operating Leases (1) Finance Leases Total 2022 $ 1,487 $ 79 $ 1,566 2023 1,919 105 2,024 2024 1,880 105 1,985 2025 1,873 105 1,978 2026 1,845 105 1,950 After 2026 30,620 0 30,620 Total lease payments 39,624 499 40,123 Less: Interest 12,669 51 12,720 Present value of lease liabilities $ 26,955 $ 448 $ 27,403 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $6.6 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Summary of Minimum Annual Rental Commitments Under Operating Lease	The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of March 31, 2022: Maturity of Lease Liabilities as of March 31, 2022 Operating Leases (1) Finance Leases Total 2022 $ 1,487 $ 79 $ 1,566 2023 1,919 105 2,024 2024 1,880 105 1,985 2025 1,873 105 1,978 2026 1,845 105 1,950 After 2026 30,620 0 30,620 Total lease payments 39,624 499 40,123 Less: Interest 12,669 51 12,720 Present value of lease liabilities $ 26,955 $ 448 $ 27,403 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $6.6 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Schedule of Weighted Average Lease Term and Discount Rate	Lease terms and discount rates related to the Corporation's lease liabilities as of March 31, 2022 and December 31, 2021 were as follows: Lease Term and Discount Rate March 31, 2022 December 31, 2021 Weighted-average remaining lease term (years) Operating leases 22.3 18.8 Finance leases 4.7 5.0 Weighted-average discount rate Operating leases 3.42 % 3.42 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of March 31, 2022 and 2021 was as follows: Other Information March 31, 2022 March 31, 2021 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 283 $ 223

DEPOSITS (Tables)

DEPOSITS (Tables)	3 Months Ended
DEPOSITS (Tables)	Mar. 31, 2022
Deposits [Abstract]
Summary of Time Certificates of Deposit Accounts Included in Total Deposits and Their Remaining Maturities	The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at March 31, 2022: Time deposits maturing: 2022 $ 181,812 2023 63,261 2024 36,771 2025 33,731 2026 7,839 Thereafter 14,525 $ 337,939

OFF-BALANCE SHEET COMMITMENTS_2

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES (Tables)	3 Months Ended
OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES (Tables)	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Schedule of Off-Balance Sheet Risks	The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of March 31, 2022 and December 31, 2021 were as follows: March 31, 2022 December 31, 2021 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 88,515 $ 398,927 $ 94,924 $ 323,013 Unused lines of credit 24,222 688,489 13,265 663,903 Standby letters of credit 15,267 1,621 15,063 1,623
Allowance For Credit Losses	Transactions in the allowance for credit losses for the three months ended March 31, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans (1) Ending Allowance Farmland $ 151 $ 0 $ 0 $ 35 $ 186 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 7 270 3,595 Agricultural production and other loans to farmers 9 0 0 1 10 Commercial and Industrial 8,837 (71) 78 246 9,090 Obligations (other than securities and leases) of states and political subdivisions 1,649 0 0 179 1,828 Other loans 149 0 0 (6) 143 Other construction loans and all land development and other land loans 2,198 0 0 (148) 2,050 Multifamily (5 or more) residential properties 2,289 0 0 (53) 2,236 Non-owner occupied, nonfarm nonresidential properties 6,481 0 0 (70) 6,411 1-4 Family Construction 158 0 0 52 210 Home equity lines of credit 1,169 0 8 4 1,181 Residential Mortgages secured by first liens 6,943 (47) 12 (3) 6,905 Residential Mortgages secured by junior liens 546 0 0 6 552 Other revolving credit plans 528 (26) 6 39 547 Automobile 263 (7) 0 (2) 254 Other consumer 2,546 (401) 22 402 2,569 Credit cards 92 (14) 4 21 103 Overdrafts 241 (119) 41 84 247 Total loans $ 37,588 $ (706) $ 178 $ 1,057 $ 38,117 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended March 31, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans (1) Ending Allowance Farmland $ 221 $ 0 $ 0 $ 3 $ 224 Owner-occupied, nonfarm nonresidential properties 3,700 (531) 2 (236) 2,935 Agricultural production and other loans to farmers 24 0 0 4 28 Commercial and Industrial 6,233 (56) 5 297 6,479 Obligations (other than securities and leases) of states and political subdivisions 998 0 0 717 1,715 Other loans 68 0 0 5 73 Other construction loans and all land development and other land loans 1,956 0 0 50 2,006 Multifamily (5 or more) residential properties 2,724 0 0 30 2,754 Non-owner occupied, nonfarm nonresidential properties 8,658 0 0 2,668 11,326 1-4 Family Construction 82 0 0 (15) 67 Home equity lines of credit 985 0 0 (142) 843 Residential Mortgages secured by first liens 4,539 (28) 31 (992) 3,550 Residential Mortgages secured by junior liens 241 0 0 (17) 224 Other revolving credit plans 507 (6) 2 24 527 Automobile 132 (5) 0 55 182 Other consumer 2,962 (315) 48 (321) 2,374 Credit cards 66 (33) 8 24 65 Overdrafts 244 (84) 55 (32) 183 Total loans $ 34,340 $ (1,058) $ 151 $ 2,122 $ 35,555 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three months ended Mach 31, 2022 and 2021, respectively: Three Months Ended March 31, 2022 2021 Beginning balance $ 0 $ 0 Provision for credit losses on unfunded loan commitments (1) 586 0 Ending balance $ 586 $ 0 (1) Excludes provision for credit losses related to the loan portfolio.

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	3 Months Ended
STOCK COMPENSATION (Tables)	Mar. 31, 2022
Share-based Payment Arrangement [Abstract]
Summary of Changes in Unvested Restricted Stock Awards	A summary of changes in time-based unvested restricted stock awards for the three months ended March 31, 2022 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 69,643 $ 24.18 Granted 44,369 26.71 Vested (25,121) 24.78 Unvested at end of period 88,891 $ 20.10

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	3 Months Ended
EARNINGS PER COMMON SHARE (Tables)	Mar. 31, 2022
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The computation of basic and diluted earnings per common share is shown below: Three months ended March 31, 2022 2021 Basic earnings per common share computation: Net income per condensed consolidated statements of income $ 14,170 $ 13,106 Net earnings allocated to participating securities (63) (45) Net earnings allocated to common stock $ 14,107 $ 13,061 Distributed earnings allocated to common stock $ 2,944 $ 2,859 Undistributed earnings allocated to common stock 11,163 10,202 Net earnings allocated to common stock $ 14,107 $ 13,061 Weighted average common shares outstanding, including shares considered participating securities 16,883 16,855 Less: Average participating securities (72) (56) Weighted average shares 16,811 16,799 Basic earnings per common share $ 0.84 $ 0.78 Diluted earnings per common share computation: Net earnings allocated to common stock $ 14,107 $ 13,061 Weighted average common shares outstanding for basic earnings per common share 16,811 16,799 Add: Dilutive effects of performance based-shares 33 0 Weighted average shares and dilutive potential common shares 16,844 16,799 Diluted earnings per common share $ 0.84 $ 0.78

DERIVATIVE INSTRUMENTS (Tables)

DERIVATIVE INSTRUMENTS (Tables)	3 Months Ended
DERIVATIVE INSTRUMENTS (Tables)	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges Within Corporation's Consolidated Balance Sheet and Statement of Income	The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s condensed consolidated balance sheets and statements of income as of March 31, 2022 and December 31, 2021 and for the three months ended March 31, 2022 and 2021: Fair value as of Balance Sheet March 31, 2022 December 31, 2021 Interest rate contracts Accrued interest and $ (120) $ (388) For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 212 Interest expense – $ (67) Other $ 0 For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 84 Interest expense – $ (69) Other $ 0 (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)
Amounts and Locations of Activity Related to Back-to-back Interest Rate Swaps Within Corporation's Consolidated Balance Sheet	The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s condensed consolidated balance sheet as of March 31, 2022 and December 31, 2021: Notional Weighted Weighted Weighted Average Fair March 31, 2022 3rd Party interest rate swaps $ 32,432 5.7 4.12 % 1 month LIBOR + 2.27% $ 391 (a) Customer interest rate swaps (32,432) 5.7 4.12 % 1 month LIBOR + 2.27% (391) (b) December 31, 2021 3rd Party interest rate swaps $ 32,768 5.8 4.12 % 1 month LIBOR + 2.27% $ 2,124 (a) Customer interest rate swaps (32,768) 5.8 4.12 % 1 month LIBOR + 2.27% (2,124) (b) (a) Reported in accrued interest receivable and other assets within the condensed consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets

FAIR VALUE (Tables)

FAIR VALUE (Tables)	3 Months Ended
FAIR VALUE (Tables)	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are as follows at March 31, 2022 and December 31, 2021: Fair Value Measurements at March 31, 2022 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 1,796 $ 0 $ 1,796 $ 0 States and political subdivisions 105,864 0 105,864 0 Residential and multi-family mortgage 380,537 0 380,537 0 Corporate notes and bonds 34,154 0 34,154 0 Pooled SBA 17,211 0 17,211 0 Total Securities Available-For-Sale $ 539,562 $ 0 $ 539,562 $ 0 Interest Rate swaps $ 391 $ 0 $ 391 $ 0 Equity Securities: Corporate equity securities $ 6,484 $ 6,484 $ 0 $ 0 Mutual funds 2,383 2,383 0 0 Certificates of deposit 663 663 0 0 Corporate notes and bonds 562 562 0 0 Total Trading Securities $ 10,092 $ 10,092 $ 0 $ 0 Liabilities: Interest rate swaps $ (511) $ 0 $ (511) $ 0 Fair Value Measurements at December 31, 2021 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 111,748 $ 0 $ 111,748 $ 0 States and political subdivisions 103,712 0 103,712 0 Residential and multi-family mortgage 434,635 4,995 429,640 0 Corporate notes and bonds 28,064 0 28,064 0 Pooled SBA 19,032 0 19,032 0 Total Securities Available-For-Sale $ 697,191 $ 4,995 $ 692,196 $ 0 Interest Rate swaps $ 2,124 $ 0 $ 2,124 $ 0 Equity Securities: Corporate equity securities $ 6,715 $ 6,715 $ 0 $ 0 Mutual funds 2,566 2,566 0 0 Certificates of deposit 506 506 0 0 Corporate notes and bonds 579 579 0 0 Total Trading Securities $ 10,366 $ 10,366 $ 0 $ 0 Liabilities: Interest rate swaps $ (2,512) $ 0 $ (2,512) $ 0
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The table below presents a reconciliation of the fair value of securities AFS measured on a recurring basis using significant unobservable inputs (Level 3) for the three months ended March 31, 2021: States and Political Subdivisions Corporate Notes and Bonds Balance, January 1, 2021 $ 64 $ 0 Purchases 0 750 Total gains or (losses): Included in other comprehensive income (loss) 0 0 Settlements (64) 0 Transfers into Level 3 0 1,500 Transfers out of Level 3 $ 0 $ 0 Balance, March 31, 2021 $ 0 $ 2,250
Assets and Liabilities Measured at Fair Value on Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are as follows at March 31, 2022 and December 31, 2021: Fair Value Measurements at March 31, 2022 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 920 0 0 $ 920 Owner-occupied, nonfarm nonresidential properties 185 0 0 185 Commercial and industrial 3,008 0 0 3,008 Multifamily (5 or more) residential properties 544 0 0 544 Non-owner occupied, nonfarm nonresidential 2,792 0 0 2,792 Residential Mortgages secured by first liens 650 0 0 650 Fair Value Measurements at December 31, 2021 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 920 0 0 $ 920 Owner-occupied, nonfarm nonresidential properties 194 0 0 194 Commercial and industrial 3,102 0 0 3,102 Other construction loans and all land development loans and other land loans 248 0 0 248 Multifamily (5 or more) residential properties 627 0 0 627 Non-owner occupied, nonfarm nonresidential 2,889 0 0 2,889
Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2022: Fair Valuation Unobservable Inputs Range Collateral-dependent loans: Farmland $ 920 Valuation of third party appraisal on underlying collateral Loss severity rates 60% (60%) Owner-occupied, nonfarm nonresidential properties 185 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (57%) Commercial and industrial 3,008 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (41%) Multifamily (5 or more) residential properties 544 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-59% (23%) Non-owner occupied, nonfarm nonresidential 2,792 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-60% (35%) Residential Mortgages secured by first liens 650 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-57% (40%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2021: Fair Valuation Unobservable Inputs Range Collateral-dependent loans: Farmland $ 920 Valuation of third party appraisal on underlying collateral Loss severity rates 60% (60%) Owner-occupied, nonfarm nonresidential properties 194 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (57%) Commercial and industrial 3,102 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-59% (42%) Other construction loans and all land development loans and other land loans 248 Valuation of third party appraisal on underlying collateral Loss severity rates 25% (25%) Multifamily (5 or more) residential properties 627 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-57% (26%) Non-owner occupied, nonfarm nonresidential 2,889 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-60% (34%)
Carrying Amount and Fair Value of Financial Instruments	The following table presents the carrying amount and fair value of financial instruments at March 31, 2022: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 404,974 $ 404,974 $ 0 $ 0 $ 404,974 Debt securities available-for-sale 539,562 0 539,562 0 539,562 Debt securities held-to-maturity 307,597 0 295,688 0 295,688 Equity securities 10,092 10,092 0 0 10,092 Loans held for sale 1,563 0 1,573 0 1,573 Net loans 3,718,246 0 0 3,758,866 3,758,866 FHLB and other restricted interests 23,891 n/a n/a n/a n/a Interest rate swaps 391 0 391 0 391 Accrued interest receivable 16,405 0 2,882 13,523 16,405 LIABILITIES Deposits $ (4,690,863) $ (4,352,922) $ (341,809) $ 0 $ (4,694,731) Subordinated debentures (20,620) 0 (13,305) 0 (13,305) Subordinated notes, net of unamortized issuance costs (83,736) 0 (79,864) 0 (79,864) Interest rate swaps (511) 0 (511) 0 (511) Accrued interest payable (856) 0 (856) 0 (856) The following table presents the carrying amount and fair value of financial instruments at December 31, 2021: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 732,198 $ 732,198 $ 0 $ 0 $ 732,198 Debt securities available-for-sale 697,191 4,995 692,196 0 697,191 Equity securities 10,366 10,366 0 0 10,366 Loans held for sale 849 0 858 0 858 Net loans 3,597,204 0 0 3,613,452 3,613,452 FHLB and other restricted interests 23,276 n/a n/a n/a n/a Interest rate swaps 2,124 0 2,124 0 2,124 Accrued interest receivable 15,516 16 2,171 13,329 15,516 LIABILITIES Deposits $ (4,715,619) $ (4,329,167) $ (391,850) $ 0 $ (4,721,017) Subordinated notes, net of unamortized issuance costs (104,281) 0 (92,675) 0 (92,675) Interest rate swaps (2,512) 0 (2,512) 0 (2,512) Accrued interest payable (886) 0 (886) 0 (886)

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	3 Months Ended
REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	Mar. 31, 2022
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue Derived From Contracts With Customers	The following table presents the Corporation's Non-Interest Income by revenue stream and reportable segment for the three months ended March 31, 2022 and 2021. Items outside the scope of ASC 606 are noted as such. Three months ended March 31, 2022 2021 Non-interest Income Service charges on deposit accounts $ 1,757 $ 1,348 Wealth and asset management fees 1,783 1,522 Mortgage banking (1) 475 1,235 Card processing and interchange income 1,809 1,834 Net gains (losses) on sales of securities (1) 651 0 Other income 3,179 2,300 Total non-interest income $ 9,654 $ 8,239 (1) Not within scope of ASU 2014-9

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	3 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	Mar. 31, 2022Segment
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of reportable segments	1

SECURITIES - Securities Availab

SECURITIES - Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Total debt securities	$ 575,248	$ 698,085
Unrealized Gains	1,068	9,550
Unrealized Losses	(36,754)	(10,444)
Debt securities available-for-sale	539,562	697,191
U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total debt securities	1,831	110,788
Unrealized Gains	0	2,728
Unrealized Losses	(35)	(1,768)
Debt securities available-for-sale	1,796	111,748
States and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total debt securities	113,292	103,232
Unrealized Gains	495	2,162
Unrealized Losses	(7,923)	(1,682)
Debt securities available-for-sale	105,864	103,712
Residential & multi-family mortgage
Debt Securities, Available-for-sale [Line Items]
Total debt securities	406,532	437,021
Unrealized Gains	494	4,127
Unrealized Losses	(26,489)	(6,513)
Debt securities available-for-sale	380,537	434,635
Corporate notes and bonds
Debt Securities, Available-for-sale [Line Items]
Total debt securities	35,773	28,257
Unrealized Gains	59	250
Unrealized Losses	(1,678)	(443)
Debt securities available-for-sale	34,154	28,064
Pooled SBA
Debt Securities, Available-for-sale [Line Items]
Total debt securities	17,820	18,787
Unrealized Gains	20	283
Unrealized Losses	(629)	(38)
Debt securities available-for-sale	$ 17,211	$ 19,032

SECURITIES - Securities Held-to

SECURITIES - Securities Held-to-Maturities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Schedule of Held-to-maturity Securities [Line Items]
Amortized cost	$ 307,597	$ 0
Unrealized Gains	0	0
Unrealized Losses	(11,909)	0
Debt securities held-to-maturity	295,688	0
U.S. Government sponsored entities
Schedule of Held-to-maturity Securities [Line Items]
Amortized cost	307,597	0
Unrealized Gains	0	0
Unrealized Losses	(11,909)	0
Debt securities held-to-maturity	$ 295,688	$ 0

SECURITIES - Narrative (Details

SECURITIES - Narrative (Details) $ in Thousands	Jan. 01, 2022USD ($)security	Mar. 31, 2022USD ($)security	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)security
Debt and Equity Securities, FV-NI [Line Items]
Number of securities transferred \| security	23
Transfer of debt securities, fair value	$ 101,100
Net unrealized holding gain	$ 373
Reclassification adjustment for realized gains included in net income, tax		$ 137	$ 0
Number of securities holdings \| security		0		0
Shareholders equity, percentage		10.00%		10.00%
Collateral Pledged
Debt and Equity Securities, FV-NI [Line Items]
Securities pledged to public deposits		$ 601,500		$ 461,500

SECURITIES - Information Pertai

SECURITIES - Information Pertaining to Security Sales (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 22,164	$ 0
Gross Gains	651	0
Gross Losses	$ 0	$ 0

SECURITIES - Schedule of Contra

SECURITIES - Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized Cost
1 year or less	$ 7,343
1 year – 5 years	41,120
5 years – 10 years	94,461
After 10 years	7,972
Total, Amortized Cost	150,896
Total debt securities	575,248	$ 698,085
Fair Value
1 year or less	7,377
1 year – 5 years	40,800
5 years – 10 years	86,401
After 10 years	7,236
Total, Fair Value	141,814
Total debt securities	539,562	697,191
Amortized Cost
1 year or less	503
1 year – 5 years	232,668
5 years – 10 years	68,939
After 10 years	5,487
Total, Amortized Cost	307,597
Total debt securities	307,597	0
Fair Value
1 year or less	477
1 year – 5 years	225,357
5 years – 10 years	64,722
After 10 years	5,132
Total, Fair Value	295,688
Total debt securities	295,688	0
Residential & multi-family mortgage
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	406,532
Total debt securities	406,532	437,021
Fair Value
Mortgage & asset backed securities, Fair Value	380,537
Total debt securities	380,537	434,635
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	0
Fair Value
Mortgage & asset backed securities, Fair Value	0
Pooled SBA
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	17,820
Total debt securities	17,820	18,787
Fair Value
Mortgage & asset backed securities, Fair Value	17,211
Total debt securities	17,211	$ 19,032
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	0
Fair Value
Mortgage & asset backed securities, Fair Value	$ 0

SECURITIES - Securities with Un

SECURITIES - Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Less than 12 Months
Fair Value	$ 412,941	$ 338,919
Unrealized Loss	(26,083)	(7,075)
12 Months or More
Fair Value	120,490	92,055
Unrealized Loss	(10,671)	(3,369)
Fair Value	533,431	430,974
Unrealized Loss	(36,754)	(10,444)
U.S. Government sponsored entities
Less than 12 Months
Fair Value	1,796	23,733
Unrealized Loss	(35)	(553)
12 Months or More
Fair Value	0	37,911
Unrealized Loss	0	(1,215)
Fair Value	1,796	61,644
Unrealized Loss	(35)	(1,768)
States and political subdivisions
Less than 12 Months
Fair Value	78,991	55,636
Unrealized Loss	(6,275)	(1,399)
12 Months or More
Fair Value	14,547	5,026
Unrealized Loss	(1,648)	(283)
Fair Value	93,538	60,662
Unrealized Loss	(7,923)	(1,682)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	293,601	248,690
Unrealized Loss	(17,743)	(4,837)
12 Months or More
Fair Value	100,040	45,185
Unrealized Loss	(8,746)	(1,676)
Fair Value	393,641	293,875
Unrealized Loss	(26,489)	(6,513)
Corporate notes and bonds
Less than 12 Months
Fair Value	22,174	6,466
Unrealized Loss	(1,401)	(249)
12 Months or More
Fair Value	5,777	3,806
Unrealized Loss	(277)	(194)
Fair Value	27,951	10,272
Unrealized Loss	(1,678)	(443)
Pooled SBA
Less than 12 Months
Fair Value	16,379	4,394
Unrealized Loss	(629)	(37)
12 Months or More
Fair Value	126	127
Unrealized Loss	0	(1)
Fair Value	16,505	4,521
Unrealized Loss	$ (629)	$ (38)

SECURITIES - Held-to-maturity D

SECURITIES - Held-to-maturity Debt Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Less than 12 Months
Fair Value	$ 265,151	$ 0
Unrealized Loss	(9,108)	0
12 Months or More
Fair Value	54,355	0
Unrealized Loss	(2,801)	0
Fair Value	319,506	0
Unrealized Loss	(11,909)	0
U.S. Government sponsored entities
Less than 12 Months
Fair Value	265,151	0
Unrealized Loss	(9,108)	0
12 Months or More
Fair Value	54,355	0
Unrealized Loss	(2,801)	0
Fair Value	319,506	0
Unrealized Loss	$ (11,909)	$ 0

SECURITIES - Trading Securities

SECURITIES - Trading Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 10,092	$ 10,366
Corporate equity securities
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	6,484	6,715
Mutual funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	2,383	2,566
Certificates of deposit
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	663	506
Corporate notes and bonds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 562	$ 579

LOANS AND ALLOWANCE FOR CREDI_3

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Net Loans (Details) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 3,756,363	$ 3,634,792
Less: allowance for credit losses	(38,117)	(37,588)	$ (35,555)	$ (34,340)
Net loans	3,718,246	3,597,204
Net deferred loan origination fees (costs) included in the above loan table	$ 4,842	$ 5,667
Percentage of Total	1	1
PPP, net of deferred processing fees
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 18,416	$ 45,203
Farmland
Loan Portfolio By Loan Grade [Line Items]
Loans	31,299	23,768
Less: allowance for credit losses	$ (186)	$ (151)	(224)	(221)
Percentage of Total	0.008	0.007
Owner-occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 448,180	$ 434,672
Less: allowance for credit losses	$ (3,595)	$ (3,339)	(2,935)	(3,700)
Percentage of Total	0.119	0.120
Agricultural production and other loans to farmers
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 1,376	$ 1,379
Less: allowance for credit losses	$ (10)	$ (9)	(28)	(24)
Percentage of Total	0	0
Commercial and Industrial
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 717,252	$ 708,989
Less: allowance for credit losses	$ (9,090)	$ (8,837)	(6,479)	(6,233)
Percentage of Total	0.191	0.195
Commercial and Industrial \| PPP, net of deferred processing fees
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 18,400	$ 45,200
Less: allowance for credit losses	0		0
Obligations (other than securities and leases) of states and political subdivisions
Loan Portfolio By Loan Grade [Line Items]
Loans	142,415	140,887
Less: allowance for credit losses	$ (1,828)	$ (1,649)	(1,715)	(998)
Percentage of Total	0.038	0.039
Other loans
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 13,441	$ 13,979
Less: allowance for credit losses	$ (143)	$ (149)	(73)	(68)
Percentage of Total	0.004	0.004
Other construction loans and all land development and other land loans
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 319,154	$ 298,869
Less: allowance for credit losses	$ (2,050)	$ (2,198)	(2,006)	(1,956)
Percentage of Total	0.085	0.082
Multifamily (5 or more) residential properties
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 228,534	$ 216,143
Less: allowance for credit losses	$ (2,236)	$ (2,289)	(2,754)	(2,724)
Percentage of Total	0.061	0.059
Non-owner occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 698,574	$ 663,062
Less: allowance for credit losses	$ (6,411)	$ (6,481)	(11,326)	(8,658)
Percentage of Total	0.186	0.182
1-4 Family Construction
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 41,023	$ 37,822
Less: allowance for credit losses	$ (210)	$ (158)	(67)	(82)
Percentage of Total	0.011	0.010
Home equity lines of credit
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 109,224	$ 104,517
Less: allowance for credit losses	$ (1,181)	$ (1,169)	(843)	(985)
Percentage of Total	0.029	0.029
Residential Mortgages secured by first liens
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 841,001	$ 826,729
Less: allowance for credit losses	$ (6,905)	$ (6,943)	(3,550)	(4,539)
Percentage of Total	0.224	0.227
Residential Mortgages secured by junior liens
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 57,909	$ 56,689
Less: allowance for credit losses	$ (552)	$ (546)	(224)	(241)
Percentage of Total	0.015	0.016
Other revolving credit plans
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 25,857	$ 26,536
Less: allowance for credit losses	$ (547)	$ (528)	(527)	(507)
Percentage of Total	0.007	0.007
Automobile
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 20,416	$ 20,862
Less: allowance for credit losses	$ (254)	$ (263)	(182)	(132)
Percentage of Total	0.005	0.006
Other consumer
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 49,517	$ 49,676
Less: allowance for credit losses	$ (2,569)	$ (2,546)	(2,374)	(2,962)
Percentage of Total	0.013	0.014
Credit cards
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 10,937	$ 9,935
Less: allowance for credit losses	$ (103)	$ (92)	(65)	(66)
Percentage of Total	0.003	0.003
Overdrafts
Loan Portfolio By Loan Grade [Line Items]
Loans	$ 254	$ 278
Less: allowance for credit losses	$ (247)	$ (241)	$ (183)	$ (244)
Percentage of Total	0	0

LOANS AND ALLOWANCE FOR CREDI_4

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details)	3 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	$ 38,117,000	$ 35,555,000	$ 37,588,000	$ 34,340,000
Loans	3,756,363,000		3,634,792,000
Provision (Benefit) for Credit Losses on Loans	1,600,000	$ 2,122,000
Amortized cost in troubled debt restructurings	18,100,000		16,600,000
Financing receivable, troubled debt restructuring, allowance for loans	$ 2,600,000		2,600,000
Number of Loans \| loan	1	2
Minimum period to be considered for loan to have defaulted	90 days
Loans modified as troubled debt restructuring with subsequent defaults \| loan	0	0
Principal balances forgiven in connection with loan restructuring	$ 0	$ 0
Syndicated
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	147,085,000		125,761,000
Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Line Items]
Provision (Benefit) for Credit Losses on Loans	586,000	0
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	9,090,000	6,479,000	8,837,000	$ 6,233,000
Loans	717,252,000		708,989,000
Provision (Benefit) for Credit Losses on Loans		$ 297,000
Commercial and Industrial \| Syndicated
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans	$ 147,100,000		$ 125,800,000

LOANS AND ALLOWANCE FOR CREDI_5

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	$ 37,588	$ 34,340
(Charge-offs)	(706)	(1,058)
Recoveries	178	151
Provision (Benefit) for Credit Losses on Loans	1,057
Provision (Benefit) for Credit Losses on Loans	1,600	2,122
Ending Allowance	38,117	35,555
Farmland
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	151	221
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	35
Provision (Benefit) for Credit Losses on Loans		3
Ending Allowance	186	224
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	3,339	3,700
(Charge-offs)	(21)	(531)
Recoveries	7	2
Provision (Benefit) for Credit Losses on Loans	270
Provision (Benefit) for Credit Losses on Loans		(236)
Ending Allowance	3,595	2,935
Agricultural production and other loans to farmers
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	9	24
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	1
Provision (Benefit) for Credit Losses on Loans		4
Ending Allowance	10	28
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	8,837	6,233
(Charge-offs)	(71)	(56)
Recoveries	78	5
Provision (Benefit) for Credit Losses on Loans	246
Provision (Benefit) for Credit Losses on Loans		297
Ending Allowance	9,090	6,479
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,649	998
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	179
Provision (Benefit) for Credit Losses on Loans		717
Ending Allowance	1,828	1,715
Other loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	149	68
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	(6)
Provision (Benefit) for Credit Losses on Loans		5
Ending Allowance	143	73
Other construction loans and all land development and other land loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,198	1,956
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	(148)
Provision (Benefit) for Credit Losses on Loans		50
Ending Allowance	2,050	2,006
Multifamily (5 or more) residential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,289	2,724
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	(53)
Provision (Benefit) for Credit Losses on Loans		30
Ending Allowance	2,236	2,754
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	6,481	8,658
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	(70)
Provision (Benefit) for Credit Losses on Loans		2,668
Ending Allowance	6,411	11,326
1-4 Family Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	158	82
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	52
Provision (Benefit) for Credit Losses on Loans		(15)
Ending Allowance	210	67
Home equity lines of credit
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,169	985
(Charge-offs)	0	0
Recoveries	8	0
Provision (Benefit) for Credit Losses on Loans	4
Provision (Benefit) for Credit Losses on Loans		(142)
Ending Allowance	1,181	843
Residential Mortgages secured by first liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	6,943	4,539
(Charge-offs)	(47)	(28)
Recoveries	12	31
Provision (Benefit) for Credit Losses on Loans	(3)
Provision (Benefit) for Credit Losses on Loans		(992)
Ending Allowance	6,905	3,550
Residential Mortgages secured by junior liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	546	241
(Charge-offs)	0	0
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	6
Provision (Benefit) for Credit Losses on Loans		(17)
Ending Allowance	552	224
Other revolving credit plans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	528	507
(Charge-offs)	(26)	(6)
Recoveries	6	2
Provision (Benefit) for Credit Losses on Loans	39
Provision (Benefit) for Credit Losses on Loans		24
Ending Allowance	547	527
Automobile
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	263	132
(Charge-offs)	(7)	(5)
Recoveries	0	0
Provision (Benefit) for Credit Losses on Loans	(2)
Provision (Benefit) for Credit Losses on Loans		55
Ending Allowance	254	182
Other consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,546	2,962
(Charge-offs)	(401)	(315)
Recoveries	22	48
Provision (Benefit) for Credit Losses on Loans	402
Provision (Benefit) for Credit Losses on Loans		(321)
Ending Allowance	2,569	2,374
Credit cards
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	92	66
(Charge-offs)	(14)	(33)
Recoveries	4	8
Provision (Benefit) for Credit Losses on Loans	21
Provision (Benefit) for Credit Losses on Loans		24
Ending Allowance	103	65
Overdrafts
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	241	244
(Charge-offs)	(119)	(84)
Recoveries	41	55
Provision (Benefit) for Credit Losses on Loans	84
Provision (Benefit) for Credit Losses on Loans		(32)
Ending Allowance	$ 247	$ 183

LOANS AND ALLOWANCE FOR CREDI_6

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Nonaccrual Loans and Loans Past Due over 89 Days Still Accruing Interest by Class of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Nonaccrual	$ 19,378	$ 19,420
Nonaccrual With No Allowance for Credit Loss	10,711	10,593
Loans Past Due over 89 Days Still Accruing	52	168
Farmland
Financing Receivable, Past Due [Line Items]
Nonaccrual	965	965
Nonaccrual With No Allowance for Credit Loss	965	965
Loans Past Due over 89 Days Still Accruing	0	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	751	850
Nonaccrual With No Allowance for Credit Loss	668	762
Loans Past Due over 89 Days Still Accruing	0	0
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Nonaccrual	7,264	7,060
Nonaccrual With No Allowance for Credit Loss	1,915	1,653
Loans Past Due over 89 Days Still Accruing	5	8
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Nonaccrual	77	516
Nonaccrual With No Allowance for Credit Loss	77	77
Loans Past Due over 89 Days Still Accruing	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,143	1,270
Nonaccrual With No Allowance for Credit Loss	0	5
Loans Past Due over 89 Days Still Accruing	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	3,724	3,771
Nonaccrual With No Allowance for Credit Loss	2,097	2,143
Loans Past Due over 89 Days Still Accruing	0	0
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Nonaccrual	646	824
Nonaccrual With No Allowance for Credit Loss	646	824
Loans Past Due over 89 Days Still Accruing	0	0
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	4,133	3,410
Nonaccrual With No Allowance for Credit Loss	3,668	3,410
Loans Past Due over 89 Days Still Accruing	36	137
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	139	147
Nonaccrual With No Allowance for Credit Loss	139	147
Loans Past Due over 89 Days Still Accruing	0	0
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Nonaccrual	31	13
Nonaccrual With No Allowance for Credit Loss	31	13
Loans Past Due over 89 Days Still Accruing	0	0
Automobile
Financing Receivable, Past Due [Line Items]
Nonaccrual	28	36
Nonaccrual With No Allowance for Credit Loss	28	36
Loans Past Due over 89 Days Still Accruing	0	0
Other consumer
Financing Receivable, Past Due [Line Items]
Nonaccrual	477	558
Nonaccrual With No Allowance for Credit Loss	477	558
Loans Past Due over 89 Days Still Accruing	0	0
Credit cards
Financing Receivable, Past Due [Line Items]
Nonaccrual	0	0
Nonaccrual With No Allowance for Credit Loss	0	0
Loans Past Due over 89 Days Still Accruing	$ 11	$ 23

LOANS AND ALLOWANCE FOR CREDI_7

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Amortized Cost Basis of Collateral-Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 7,873	$ 8,118
Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	2,288	2,360
Farmland \| Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	920	920
Farmland \| Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Owner-occupied, nonfarm nonresidential properties \| Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	185	194
Owner-occupied, nonfarm nonresidential properties \| Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	9	9
Commercial and Industrial \| Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,438	1,488
Commercial and Industrial \| Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	2,279	2,351
Other construction loans and all land development and other land loans \| Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans		438
Other construction loans and all land development and other land loans \| Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans		0
Multifamily (5 or more) residential properties \| Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,143	1,265
Multifamily (5 or more) residential properties \| Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Non-owner occupied, nonfarm nonresidential properties \| Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	3,293	3,378
Non-owner occupied, nonfarm nonresidential properties \| Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Residential Mortgages secured by first liens \| Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	894	435
Residential Mortgages secured by first liens \| Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 0	$ 0

LOANS AND ALLOWANCE FOR CREDI_8

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Aging of Recorded Investment in Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Total ending loans balance	$ 3,756,363	$ 3,634,792
Loans	3,756,363	3,634,792
30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	3,851	3,237
60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	2,081	1,450
Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	4,157	4,990
Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	10,089	9,677
Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	3,746,274	3,625,115
Farmland
Financing Receivable, Past Due [Line Items]
Loans	31,299	23,768
Farmland \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	348
Farmland \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	998	0
Farmland \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Farmland \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	998	348
Farmland \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	30,301	23,420
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans	448,180	434,672
Owner-occupied, nonfarm nonresidential properties \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	688	278
Owner-occupied, nonfarm nonresidential properties \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	18
Owner-occupied, nonfarm nonresidential properties \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	354	414
Owner-occupied, nonfarm nonresidential properties \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,042	710
Owner-occupied, nonfarm nonresidential properties \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	447,138	433,962
Agricultural production and other loans to farmers
Financing Receivable, Past Due [Line Items]
Loans	1,376	1,379
Agricultural production and other loans to farmers \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Agricultural production and other loans to farmers \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Agricultural production and other loans to farmers \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Agricultural production and other loans to farmers \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Agricultural production and other loans to farmers \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,376	1,379
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Loans	717,252	708,989
Commercial and Industrial \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	251	377
Commercial and Industrial \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	368	13
Commercial and Industrial \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	285	333
Commercial and Industrial \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	904	723
Commercial and Industrial \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	716,348	708,266
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Past Due [Line Items]
Loans	142,415	140,887
Obligations (other than securities and leases) of states and political subdivisions \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Obligations (other than securities and leases) of states and political subdivisions \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Obligations (other than securities and leases) of states and political subdivisions \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Obligations (other than securities and leases) of states and political subdivisions \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Obligations (other than securities and leases) of states and political subdivisions \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	142,415	140,887
Other loans
Financing Receivable, Past Due [Line Items]
Loans	13,441	13,979
Other loans \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other loans \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other loans \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other loans \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other loans \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	13,441	13,979
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Loans	319,154	298,869
Other construction loans and all land development and other land loans \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other construction loans and all land development and other land loans \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Other construction loans and all land development and other land loans \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	77	77
Other construction loans and all land development and other land loans \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	77	77
Other construction loans and all land development and other land loans \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	319,077	298,792
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Loans	228,534	216,143
Multifamily (5 or more) residential properties \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Multifamily (5 or more) residential properties \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	10
Multifamily (5 or more) residential properties \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	90	209
Multifamily (5 or more) residential properties \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	90	219
Multifamily (5 or more) residential properties \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	228,444	215,924
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans	698,574	663,062
Non-owner occupied, nonfarm nonresidential properties \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	215	0
Non-owner occupied, nonfarm nonresidential properties \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Non-owner occupied, nonfarm nonresidential properties \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,680	1,792
Non-owner occupied, nonfarm nonresidential properties \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,895	1,792
Non-owner occupied, nonfarm nonresidential properties \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	696,679	661,270
1-4 Family Construction
Financing Receivable, Past Due [Line Items]
Total ending loans balance	41,023	37,822
Loans	41,023	37,822
1-4 Family Construction \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
1-4 Family Construction \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
1-4 Family Construction \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
1-4 Family Construction \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
1-4 Family Construction \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	41,023	37,822
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Total ending loans balance	109,224	104,517
Loans	109,224	104,517
Home equity lines of credit \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	216	506
Home equity lines of credit \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	11	50
Home equity lines of credit \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	49	172
Home equity lines of credit \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	276	728
Home equity lines of credit \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	108,948	103,789
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Total ending loans balance	841,001	826,729
Loans	841,001	826,729
Residential Mortgages secured by first liens \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,611	1,286
Residential Mortgages secured by first liens \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	373	1,145
Residential Mortgages secured by first liens \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	1,323	1,647
Residential Mortgages secured by first liens \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	3,307	4,078
Residential Mortgages secured by first liens \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	837,694	822,651
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Total ending loans balance	57,909	56,689
Loans	57,909	56,689
Residential Mortgages secured by junior liens \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	57	32
Residential Mortgages secured by junior liens \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	24
Residential Mortgages secured by junior liens \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	8	1
Residential Mortgages secured by junior liens \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	65	57
Residential Mortgages secured by junior liens \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	57,844	56,632
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Total ending loans balance	25,857	26,536
Loans	25,857	26,536
Other revolving credit plans \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	131	56
Other revolving credit plans \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	21	17
Other revolving credit plans \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	9	4
Other revolving credit plans \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	161	77
Other revolving credit plans \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	25,696	26,459
Automobile
Financing Receivable, Past Due [Line Items]
Total ending loans balance	20,416	20,862
Loans	20,416	20,862
Automobile \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	83	45
Automobile \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	6	3
Automobile \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	12	23
Automobile \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	101	71
Automobile \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	20,315	20,791
Other consumer
Financing Receivable, Past Due [Line Items]
Total ending loans balance	49,517	49,676
Loans	49,517	49,676
Other consumer \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	380	283
Other consumer \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	285	158
Other consumer \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	259	295
Other consumer \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	924	736
Other consumer \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	48,593	48,940
Credit cards
Financing Receivable, Past Due [Line Items]
Loans	10,937	9,935
Credit cards \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	219	26
Credit cards \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	19	12
Credit cards \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	11	23
Credit cards \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	249	61
Credit cards \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	10,688	9,874
Overdrafts
Financing Receivable, Past Due [Line Items]
Loans	254	278
Overdrafts \| 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Overdrafts \| 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Overdrafts \| Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Overdrafts \| Total Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	0	0
Overdrafts \| Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Total ending loans balance	$ 254	$ 278

LOANS AND ALLOWANCE FOR CREDI_9

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Restructured in Troubled Debt (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| loan	1	2
Pre-Modification Outstanding Recorded Investment	$ 1,784	$ 2,321
Post-Modification Outstanding Recorded Investment	$ 1,784	$ 2,321
Multifamily (5 or more) residential properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| loan		1
Pre-Modification Outstanding Recorded Investment		$ 717
Post-Modification Outstanding Recorded Investment		$ 717
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans \| loan	1	1
Pre-Modification Outstanding Recorded Investment	$ 1,784	$ 1,604
Post-Modification Outstanding Recorded Investment	$ 1,784	$ 1,604

LOANS AND ALLOWANCE FOR CRED_10

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Credit Risk Profile By Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	$ 2,527,668	$ 2,424,318
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	24,419	30,132
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	46,768	45,919
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,370	1,379
Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	72,557	77,430
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	2,600,225	2,501,748
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Total	31,299	23,768
Farmland \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	28,832	21,286
Net loans		21,286
Farmland \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,503	1,514
Net loans		1,514
Farmland \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	964	968
Net loans		968
Farmland \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Farmland \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	2,467	2,482
Farmland \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	31,299	23,768
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total	448,180	434,672
Owner-occupied, nonfarm nonresidential properties \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	433,189	419,368
Net loans		419,368
Owner-occupied, nonfarm nonresidential properties \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	6,711	6,723
Net loans		6,723
Owner-occupied, nonfarm nonresidential properties \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	8,280	8,581
Net loans		8,581
Owner-occupied, nonfarm nonresidential properties \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Owner-occupied, nonfarm nonresidential properties \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	14,991	15,304
Owner-occupied, nonfarm nonresidential properties \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	448,180	434,672
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,376	1,379
Agricultural production and other loans to farmers \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,376	1,379
Net loans		1,379
Agricultural production and other loans to farmers \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Agricultural production and other loans to farmers \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Agricultural production and other loans to farmers \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Agricultural production and other loans to farmers \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	0	0
Agricultural production and other loans to farmers \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,376	1,379
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Total	717,252	708,989
Commercial and Industrial \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	696,196	687,010
Net loans		687,010
Commercial and Industrial \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	6,626	7,946
Net loans		7,946
Commercial and Industrial \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	13,060	12,654
Net loans		12,654
Commercial and Industrial \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,370	1,379
Net loans		1,379
Commercial and Industrial \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	21,056	21,979
Commercial and Industrial \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	717,252	708,989
Obligations (other than securities and leases) of states and political subdivisions \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		140,887
Obligations (other than securities and leases) of states and political subdivisions \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Obligations (other than securities and leases) of states and political subdivisions \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Obligations (other than securities and leases) of states and political subdivisions \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans		0
Obligations (other than securities and leases) of states and political subdivisions \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	0	0
Obligations (other than securities and leases) of states and political subdivisions \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	142,415	140,887
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	13,441	13,979
Other loans \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	13,441	13,979
Net loans		13,979
Other loans \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Other loans \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Other loans \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Other loans \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	0	0
Other loans \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	13,441	13,979
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	319,154	298,869
Other construction loans and all land development and other land loans \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	316,925	294,103
Net loans		294,103
Other construction loans and all land development and other land loans \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	2,152	4,221
Net loans		4,221
Other construction loans and all land development and other land loans \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	77	545
Net loans		545
Other construction loans and all land development and other land loans \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Other construction loans and all land development and other land loans \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	2,229	4,766
Other construction loans and all land development and other land loans \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	319,154	298,869
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total	228,534	216,143
Multifamily (5 or more) residential properties \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	227,291	214,772
Net loans		214,772
Multifamily (5 or more) residential properties \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	100	100
Net loans		100
Multifamily (5 or more) residential properties \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,143	1,271
Net loans		1,271
Multifamily (5 or more) residential properties \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Multifamily (5 or more) residential properties \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,243	1,371
Multifamily (5 or more) residential properties \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	228,534	216,143
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Total	698,574	663,062
Non-owner occupied, nonfarm nonresidential properties \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	668,003	631,534
Net loans		631,534
Non-owner occupied, nonfarm nonresidential properties \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	7,327	9,628
Net loans		9,628
Non-owner occupied, nonfarm nonresidential properties \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	23,244	21,900
Net loans		21,900
Non-owner occupied, nonfarm nonresidential properties \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Net loans		0
Non-owner occupied, nonfarm nonresidential properties \| Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	30,571	31,528
Non-owner occupied, nonfarm nonresidential properties \| Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	698,574	663,062
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
Total	142,415	140,887
Obligations (other than securities and leases) of states and political subdivisions \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	142,415	140,887
Obligations (other than securities and leases) of states and political subdivisions \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 0	$ 0

LOANS AND ALLOWANCE FOR CRED_11

LOANS AND ALLOWANCE FOR CREDIT LOSSES- Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
2021	$ 8,397	$ 8,591
2020	8,231	1,690
2019	1,637	3,276
2018	3,174	3,547
2017	3,509	1,006
Prior	6,041	5,197
Revolving Loans Amortized Cost Basis	310	461
Revolving Loans Converted to Term	0	0
Total	31,299	23,768
Farmland \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	8,397	8,203
2020	7,843	1,690
2019	1,637	3,276
2018	3,174	3,547
2017	3,509	564
Prior	3,962	3,545
Revolving Loans Amortized Cost Basis	310	461
Revolving Loans Converted to Term	0	0
Total	28,832	21,286
Farmland \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	394
Prior	1,503	1,120
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,503	1,514
Farmland \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	388
2020	388	0
2019	0	0
2018	0	0
2017	0	48
Prior	576	532
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	964	968
Farmland \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2021	45,129	136,025
2020	117,998	78,484
2019	77,415	81,714
2018	79,687	34,255
2017	32,713	41,062
Prior	81,483	55,376
Revolving Loans Amortized Cost Basis	13,755	7,756
Revolving Loans Converted to Term	0	0
Total	448,180	434,672
Owner-occupied, nonfarm nonresidential properties \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	44,624	135,095
2020	117,597	78,068
2019	77,014	78,621
2018	76,674	29,100
2017	27,642	40,677
Prior	75,893	50,079
Revolving Loans Amortized Cost Basis	13,745	7,728
Revolving Loans Converted to Term	0	0
Total	433,189	419,368
Owner-occupied, nonfarm nonresidential properties \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	243
2020	240	0
2019	0	903
2018	896	4,287
2017	4,239	135
Prior	1,326	1,145
Revolving Loans Amortized Cost Basis	10	10
Revolving Loans Converted to Term	0	0
Total	6,711	6,723
Owner-occupied, nonfarm nonresidential properties \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	505	687
2020	161	416
2019	401	2,190
2018	2,117	868
2017	832	250
Prior	4,264	4,152
Revolving Loans Amortized Cost Basis	0	18
Revolving Loans Converted to Term	0	0
Total	8,280	8,581
Owner-occupied, nonfarm nonresidential properties \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
2021	129	211
2020	169	103
2019	99	76
2018	73	198
2017	195	0
Prior	0	0
Revolving Loans Amortized Cost Basis	711	791
Revolving Loans Converted to Term	0	0
Total	1,376	1,379
Agricultural production and other loans to farmers \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	129	211
2020	169	103
2019	99	76
2018	73	198
2017	195	0
Prior	0	0
Revolving Loans Amortized Cost Basis	711	791
Revolving Loans Converted to Term	0	0
Total	1,376	1,379
Agricultural production and other loans to farmers \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2021	68,951	317,353
2020	275,663	85,978
2019	81,627	34,030
2018	26,110	17,410
2017	14,385	12,500
Prior	20,390	9,637
Revolving Loans Amortized Cost Basis	230,126	232,081
Revolving Loans Converted to Term	0	0
Total	717,252	708,989
Commercial and Industrial \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	68,951	313,983
2020	271,679	84,815
2019	80,410	31,375
2018	23,658	16,577
2017	13,591	12,389
Prior	18,850	6,777
Revolving Loans Amortized Cost Basis	219,057	221,094
Revolving Loans Converted to Term	0	0
Total	696,196	687,010
Commercial and Industrial \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	363
2019	169	793
2018	570	381
2017	358	82
Prior	220	844
Revolving Loans Amortized Cost Basis	5,309	5,483
Revolving Loans Converted to Term	0	0
Total	6,626	7,946
Commercial and Industrial \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	1,991
2020	2,614	800
2019	1,048	1,862
2018	1,882	452
2017	436	29
Prior	1,320	2,016
Revolving Loans Amortized Cost Basis	5,760	5,504
Revolving Loans Converted to Term	0	0
Total	13,060	12,654
Commercial and Industrial \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	1,379
2020	1,370	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,370	1,379
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
2021	8,080	36,853
2020	37,278	16,688
2019	16,379	8,774
2018	4,932	16,957
2017	14,765	20,071
Prior	56,325	36,764
Revolving Loans Amortized Cost Basis	4,656	4,780
Revolving Loans Converted to Term	0	0
Total	142,415	140,887
Obligations (other than securities and leases) of states and political subdivisions \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	8,080	36,853
2020	37,278	16,688
2019	16,379	8,774
2018	4,932	16,957
2017	14,765	20,071
Prior	56,325	36,764
Revolving Loans Amortized Cost Basis	4,656	4,780
Revolving Loans Converted to Term	0	0
Total	142,415	140,887
Obligations (other than securities and leases) of states and political subdivisions \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	5,851
2020	5,530	5,305
2019	4,775	552
2018	460	3
2017	2	0
Prior	0	0
Revolving Loans Amortized Cost Basis	2,674	2,268
Revolving Loans Converted to Term	0	0
Total	13,441	13,979
Other loans \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	5,851
2020	5,530	5,305
2019	4,775	552
2018	460	3
2017	2	0
Prior	0	0
Revolving Loans Amortized Cost Basis	2,674	2,268
Revolving Loans Converted to Term	0	0
Total	13,441	13,979
Other loans \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
2021	60,426	99,906
2020	90,357	168,372
2019	141,261	9,402
2018	8,267	11,170
2017	9,188	3,363
Prior	2,930	898
Revolving Loans Amortized Cost Basis	6,725	5,758
Revolving Loans Converted to Term	0	0
Total	319,154	298,869
Other construction loans and all land development and other land loans \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	60,426	98,406
2020	88,849	168,372
2019	141,261	8,752
2018	7,623	11,141
2017	9,188	853
Prior	2,930	898
Revolving Loans Amortized Cost Basis	6,648	5,681
Revolving Loans Converted to Term	0	0
Total	316,925	294,103
Other construction loans and all land development and other land loans \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	1,500
2020	1,508	0
2019	0	650
2018	644	0
2017	0	2,071
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	2,152	4,221
Other construction loans and all land development and other land loans \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	29
2017	0	439
Prior	0	0
Revolving Loans Amortized Cost Basis	77	77
Revolving Loans Converted to Term	0	0
Total	77	545
Other construction loans and all land development and other land loans \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2021	19,212	74,687
2020	73,560	55,669
2019	54,943	34,118
2018	30,854	8,316
2017	7,743	27,933
Prior	39,606	12,982
Revolving Loans Amortized Cost Basis	2,616	2,438
Revolving Loans Converted to Term	0	0
Total	228,534	216,143
Multifamily (5 or more) residential properties \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	19,212	74,687
2020	73,560	55,663
2019	54,943	33,436
2018	30,179	7,937
2017	7,365	27,729
Prior	39,516	12,882
Revolving Loans Amortized Cost Basis	2,516	2,438
Revolving Loans Converted to Term	0	0
Total	227,291	214,772
Multifamily (5 or more) residential properties \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	100
Revolving Loans Amortized Cost Basis	100	0
Revolving Loans Converted to Term	0	0
Total	100	100
Multifamily (5 or more) residential properties \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	6
2019	0	682
2018	675	379
2017	378	204
Prior	90	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,143	1,271
Multifamily (5 or more) residential properties \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2021	149,254	195,626
2020	175,988	125,039
2019	61,746	87,676
2018	85,872	54,899
2017	53,287	47,541
Prior	161,290	140,711
Revolving Loans Amortized Cost Basis	11,137	11,570
Revolving Loans Converted to Term	0	0
Total	698,574	663,062
Non-owner occupied, nonfarm nonresidential properties \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	149,254	194,800
2020	175,170	125,039
2019	61,746	84,943
2018	83,158	52,233
2017	50,639	42,714
Prior	139,464	123,021
Revolving Loans Amortized Cost Basis	8,572	8,784
Revolving Loans Converted to Term	0	0
Total	668,003	631,534
Non-owner occupied, nonfarm nonresidential properties \| Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	428
2018	423	1,004
2017	992	189
Prior	5,462	5,556
Revolving Loans Amortized Cost Basis	450	2,451
Revolving Loans Converted to Term	0	0
Total	7,327	9,628
Non-owner occupied, nonfarm nonresidential properties \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	826
2020	818	0
2019	0	2,305
2018	2,291	1,662
2017	1,656	4,638
Prior	16,364	12,134
Revolving Loans Amortized Cost Basis	2,115	335
Revolving Loans Converted to Term	0	0
Total	23,244	21,900
Non-owner occupied, nonfarm nonresidential properties \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0	0
2020	0	0
2019	0	0
2018	0	0
2017	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 0	$ 0

LOANS AND ALLOWANCE FOR CRED_12

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	$ 3,756,363	$ 3,634,792
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	41,023	37,822
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	109,224	104,517
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	841,001	826,729
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	57,909	56,689
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	25,857	26,536
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	20,416	20,862
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	49,517	49,676
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,139,457	1,117,706
Loans	1,139,457	1,117,706
Performing \| 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	41,023	37,822
Loans	41,023	37,822
Performing \| Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	108,578	103,693
Loans	108,578	103,693
Performing \| Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	836,832	823,182
Loans	836,832	823,182
Performing \| Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	57,770	56,542
Loans	57,770	56,542
Performing \| Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	25,826	26,523
Loans	25,826	26,523
Performing \| Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	20,388	20,826
Loans	20,388	20,826
Performing \| Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	49,040	49,118
Loans	49,040	49,118
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	5,490	5,125
Loans	5,490	5,125
Nonperforming \| 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	0	0
Loans	0	0
Nonperforming \| Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	646	824
Loans	646	824
Nonperforming \| Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	4,169	3,547
Loans	4,169	3,547
Nonperforming \| Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	139	147
Loans	139	147
Nonperforming \| Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	31	13
Loans	31	13
Nonperforming \| Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	28	36
Loans	28	36
Nonperforming \| Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	477	558
Loans	477	558
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,144,947	1,122,831
Loans	1,144,947	1,122,831
Total \| 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	41,023	37,822
Loans	41,023	37,822
Total \| Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	109,224	104,517
Loans	109,224	104,517
Total \| Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	841,001	826,729
Loans	841,001	826,729
Total \| Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	57,909	56,689
Loans	57,909	56,689
Total \| Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	25,857	26,536
Loans	25,857	26,536
Total \| Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	20,416	20,862
Loans	20,416	20,862
Total \| Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	49,517	49,676
Loans	$ 49,517	$ 49,676

LOANS AND ALLOWANCE FOR CRED_13

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Nonperforming Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 3,756,363	$ 3,634,792
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2022	4,080	27,539
2021	27,925	9,137
2020	7,745	857
2019	835	66
2018	65	0
Prior	0	0
Revolving Loans Amortized Cost Basis	373	223
Revolving Loans Converted to Term	0	0
Total	41,023	37,822
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2022	8,012	14,383
2021	15,692	14,621
2020	14,214	9,573
2019	9,185	10,594
2018	9,384	7,240
Prior	43,980	39,955
Revolving Loans Amortized Cost Basis	8,757	8,151
Revolving Loans Converted to Term	0	0
Total	109,224	104,517
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2022	53,333	232,685
2021	226,817	178,639
2020	173,333	111,560
2019	106,005	63,001
2018	58,168	74,394
Prior	219,596	162,781
Revolving Loans Amortized Cost Basis	3,749	3,669
Revolving Loans Converted to Term	0	0
Total	841,001	826,729
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2022	5,156	20,617
2021	19,712	11,256
2020	10,647	7,239
2019	6,391	4,407
2018	3,897	3,592
Prior	11,699	9,158
Revolving Loans Amortized Cost Basis	407	420
Revolving Loans Converted to Term	0	0
Total	57,909	56,689
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,220	5,313
2021	4,143	3,596
2020	4,069	3,094
2019	3,040	2,596
2018	2,451	2,977
Prior	10,934	8,960
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	25,857	26,536
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,176	7,058
2021	6,374	5,461
2020	4,822	4,680
2019	3,954	2,457
2018	2,084	682
Prior	1,006	524
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	20,416	20,862
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	7,211	30,627
2021	26,427	11,187
2020	9,266	4,633
2019	3,768	1,476
2018	1,231	319
Prior	1,614	1,434
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	49,517	49,676
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,139,457	1,117,706
Net loans	1,139,457	1,117,706
Performing \| 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2022	4,080	27,539
2021	27,925	9,137
2020	7,745	857
2019	835	66
2018	65	0
Prior	0	0
Revolving Loans Amortized Cost Basis	373	223
Revolving Loans Converted to Term	0	0
Total	41,023	37,822
Net loans	41,023	37,822
Performing \| Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2022	8,012	14,383
2021	15,692	14,621
2020	14,214	9,564
2019	9,175	10,584
2018	9,375	6,863
Prior	43,353	39,527
Revolving Loans Amortized Cost Basis	8,757	8,151
Revolving Loans Converted to Term	0	0
Total	108,578	103,693
Net loans	108,578	103,693
Performing \| Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2022	53,333	232,606
2021	226,195	178,380
2020	173,046	111,333
2019	105,694	62,850
2018	58,037	74,136
Prior	216,969	160,402
Revolving Loans Amortized Cost Basis	3,558	3,475
Revolving Loans Converted to Term	0	0
Total	836,832	823,182
Net loans	836,832	823,182
Performing \| Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2022	5,156	20,617
2021	19,712	11,256
2020	10,647	7,239
2019	6,391	4,407
2018	3,897	3,508
Prior	11,560	9,095
Revolving Loans Amortized Cost Basis	407	420
Revolving Loans Converted to Term	0	0
Total	57,770	56,542
Net loans	57,770	56,542
Performing \| Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,220	5,313
2021	4,143	3,596
2020	4,069	3,090
2019	3,040	2,592
2018	2,434	2,977
Prior	10,920	8,955
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	25,826	26,523
Net loans	25,826	26,523
Performing \| Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,176	7,047
2021	6,374	5,448
2020	4,810	4,668
2019	3,942	2,457
2018	2,080	682
Prior	1,006	524
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	20,388	20,826
Net loans	20,388	20,826
Performing \| Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	7,211	30,423
2021	26,170	11,017
2020	9,153	4,537
2019	3,733	1,451
2018	1,219	316
Prior	1,554	1,374
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	49,040	49,118
Net loans	49,040	49,118
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Total	5,490	5,125
Net loans	5,490	5,125
Nonperforming \| 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Net loans	0	0
Nonperforming \| Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	9
2019	10	10
2018	9	377
Prior	627	428
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	646	824
Net loans	646	824
Nonperforming \| Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	79
2021	622	259
2020	287	227
2019	311	151
2018	131	258
Prior	2,627	2,379
Revolving Loans Amortized Cost Basis	191	194
Revolving Loans Converted to Term	0	0
Total	4,169	3,547
Net loans	4,169	3,547
Nonperforming \| Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	84
Prior	139	63
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	139	147
Net loans	139	147
Nonperforming \| Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	4
2019	0	4
2018	17	0
Prior	14	5
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	31	13
Net loans	31	13
Nonperforming \| Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	11
2021	0	13
2020	12	12
2019	12	0
2018	4	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	28	36
Net loans	28	36
Nonperforming \| Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	204
2021	257	170
2020	113	96
2019	35	25
2018	12	3
Prior	60	60
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	477	558
Net loans	$ 477	$ 558

LOANS AND ALLOWANCE FOR CRED_14

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	$ 10,937	$ 9,935
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	1,139,457	1,117,706
Performing \| Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	10,926	9,912
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	5,490	5,125
Nonperforming \| Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans	$ 11	$ 23

LOANS AND ALLOWANCE FOR CRED_15

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Summary of Holiday's Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 3,756,363	$ 3,634,792
Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	49,517	49,676
Holiday Financial Services Corporation \| Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	28,424	29,227
Less: other consumer unearned discounts	(5,390)	(5,716)
Net loans	$ 23,034	$ 23,511

LEASES - Additional Information

LEASES - Additional Information (Details)	Mar. 31, 2022renewal
Leases [Abstract]
Number of renewal options (at least)	1

LEASES - Schedule of Operating

LEASES - Schedule of Operating and Finance Lease Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets:
Operating lease assets	$ 25,698	$ 19,928
Finance lease assets	340	358
Total leased assets	26,038	20,286
Liabilities:
Operating lease liabilities	26,955	21,159
Finance lease liabilities	448	469
Total leased liabilities	27,403	21,628
Finance lease, net of accumulated amortization	$ 876	$ 858
Premises and equipment, net	Premises and equipment, net	Premises and equipment, net
Accrued interest payable and other liabilities	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities

LEASES - Schedule of Lease Cost

LEASES - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Leases [Abstract]
Operating lease cost	$ 492	$ 440
Variable lease cost	13	17
Finance lease cost:
Amortization of leased assets	18	18
Finance lease liabilities	5	6
Sublease income	(17)	(19)
Net lease cost	$ 511	$ 462

LEASES - Schedule of Maturity o

LEASES - Schedule of Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Operating Leases
2022	$ 1,487
2023	1,919
2024	1,880
2025	1,873
2026	1,845
After 2026	30,620
Total lease payments	39,624
Less: Interest	12,669
Operating lease liabilities	26,955	$ 21,159
Finance Leases
2022	79
2023	105
2024	105
2025	105
2026	105
After 2026	0
Total lease payments	499
Less: Interest	51
Present value of lease liabilities	448	$ 469
Total
2022	1,566
2023	2,024
2024	1,985
2025	1,978
2026	1,950
After 2026	30,620
Total lease payments	40,123
Less: Interest	12,720
Present value of lease liabilities	27,403
Minimum payments lease	$ 6,600

LEASES - Schedule of Weighted A

LEASES - Schedule of Weighted Average Lease Term and Discount Rate (Details)	Mar. 31, 2022	Dec. 31, 2021
Weighted-average remaining lease term (years)
Operating leases	22 years 3 months 18 days	18 years 9 months 18 days
Finance leases	4 years 8 months 12 days	5 years
Weighted-average discount rate
Operating leases	3.42%	3.42%
Finance leases	4.49%	4.49%

LEASES - Other Information (Det

LEASES - Other Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Leases [Abstract]
Operating cash flows from operating leases	$ 283	$ 223

DEPOSITS - Summary of Deposit M

DEPOSITS - Summary of Deposit Maturities (Details) $ in Thousands	Mar. 31, 2022USD ($)
Deposits [Abstract]
2022	$ 181,812
2023	63,261
2024	36,771
2025	33,731
2026	7,839
Thereafter	14,525
Total	$ 337,939

DEPOSITS - Additional Informati

DEPOSITS - Additional Information (Details) - USD ($) $ in Millions	Mar. 31, 2022	Dec. 31, 2021
Deposits [Abstract]
Certificates of deposit of $250 thousand or more	$ 102.1	$ 116.6
Brokered deposits	$ 37.2	$ 52.9

BORROWINGS (Details)

BORROWINGS (Details)	1 Months Ended	3 Months Ended	12 Months Ended
BORROWINGS (Details)	Jun. 30, 2021USD ($)	Mar. 31, 2022USD ($)agreement	Dec. 31, 2021USD ($)agreement	Dec. 31, 2007USD ($)security
Debt Instrument [Line Items]
Federal home loan balance		$ 150,000,000
Prepayments of the FHLB borrowings		1,400,000,000	$ 1,300,000,000
Remaining borrowing capacity		990,300,000	932,700,000
Advances from the FHLB		0	0
Naming applicable municipalities as beneficiaries		10,400,000	10,400,000
Unamortized debt issuance costs		$ 1,300,000	$ 1,300,000
Subordinated Debt
Debt Instrument [Line Items]
Number of preferred trust securities \| security				2
Floating rate trust preferred securities				$ 10,000,000
Effective percentage		2.38%	1.75%
Trust preferred securities, interest payment deferment period		5 years
Subordinated Debt \| LIBOR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		1.55%
Notes Maturing In June 2031 \| Subordinated Debt
Debt Instrument [Line Items]
Floating rate trust preferred securities	$ 85,000,000
Interest rate, percentage	3.25%
Proceeds from issuance of subordinated notes, net of issuance costs	$ 83,500,000
Notes Maturing In June 2031 \| Subordinated Debt \| SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.58%
Line of Credit \| Unsecured Debt
Debt Instrument [Line Items]
Number of unsecured lines of credit issued \| agreement		1	1
Pledge on certain loan amount		$ 10,000,000	$ 10,000,000
Line of credit, outstanding amount		$ 0	0
Line of Credit \| Unsecured Debt \| LIBOR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.75%
Line of Credit \| Overnight Borrowing Agreements
Debt Instrument [Line Items]
Line of credit, outstanding amount		$ 0	$ 0

OFF-BALANCE SHEET COMMITMENTS_3

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Schedule of Off-Balance Sheet Risks (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Commitments to make loans \| Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 88,515	$ 94,924
Commitments to make loans \| Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	398,927	323,013
Unused lines of credit \| Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	24,222	13,265
Unused lines of credit \| Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	688,489	663,903
Standby letters of credit \| Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	15,267	15,063
Standby letters of credit \| Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 1,621	$ 1,623

OFF-BALANCE SHEET COMMITMENTS_4

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Amortization	$ 198	$ 189
Capital Contributions, Small Business Investment Corporation
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	14,900		$ 14,500
Small Business Investment Corporations
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	7,600		8,000
Capital Contributions, Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	5,100		5,300
Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	$ 1,400		$ 2,100

OFF-BALANCE SHEET COMMITMENTS_5

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Provision for credit losses on unfunded loan commitments (1)	$ 1,600	$ 2,122
Unfunded Loan Commitment
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Beginning balance	0	0
Provision for credit losses on unfunded loan commitments (1)	586	0
Ending balance	$ 586	$ 0

STOCK COMPENSATION - Additional

STOCK COMPENSATION - Additional Information (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of nonqualified options or restricted stock for key employees and independent director (in shares)	507,671
Unrecognized compensation cost related to nonvested stock options granted	$ 0
Shares, granted (in shares)	0	0
Compensation expense	$ 501,000	$ 509,000
Fair value of shares vesting during period	$ 985,000	786,000
Tranche One
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	33.00%
Tranche Two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	25.00%
Tranche Three
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	20.00%
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Income tax benefit from share-based compensation	$ 105,000	$ 107,000
Granted (in shares)	44,369
Weighted average grant (in dollars per share)	$ 26.71
Unrecognized compensation cost related to nonvested restricted stock	$ 2,100,000		$ 1,100,000
Shares vested (in shares)	25,121
Performance Based Restricted Stock Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair value of shares vesting during period	$ 318,000
Shares vested (in shares)	11,895
Performance Based Restricted Stock Awards \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares, granted (in shares)	13,761		18,210	18,100
Award vesting period	3 years
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)	11,790
Weighted average grant (in dollars per share)	$ 26.71
Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award	1 year
Aggregate percentage of stock based awards to be matured	100.00%
Independent Directors
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award	1 year
Aggregate percentage of stock based awards to be matured	100.00%

STOCK COMPENSATION - Summary of

STOCK COMPENSATION - Summary of Changes in Unvested Restricted Stock Awards (Details) - Restricted Stock Units (RSUs)	3 Months Ended
	Mar. 31, 2022$ / sharesshares
Shares
Unvested at beginning of period (in shares) \| shares	69,643
Granted (in shares) \| shares	44,369
Vested (in shares) \| shares	(25,121)
Unvested at end of period (in shares) \| shares	88,891
Per Share Weighted Average Grant Date Fair Value
Unvested at beginning of period (in dollars per share) \| $ / shares	$ 24.18
Granted (in dollars per share) \| $ / shares	26.71
Vested (in dollars per share) \| $ / shares	24.78
Unvested at end of period (in dollars per share) \| $ / shares	$ 20.10

EARNINGS PER COMMON SHARE - Add

EARNINGS PER COMMON SHARE - Additional Information (Details) - shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Share [Abstract]
Antidilutive shares excluded from the diluted earnings per share calculations (in shares)	0	0

EARNINGS PER COMMON SHARE - Com

EARNINGS PER COMMON SHARE - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Basic earnings per common share computation:
Net income per condensed consolidated statements of income	$ 14,170	$ 13,106
Net earnings allocated to participating securities	(63)	(45)
Net earnings allocated to common stock	$ 14,107	$ 13,061
Weighted average common shares outstanding, including shares considered participating securities (in shares)	16,883	16,855
Less: Average participating securities (in shares)	(72)	(56)
Weighted average shares (in shares)	16,811	16,799
Basic earnings per common share (in dollar per share)	$ 0.84	$ 0.78
Diluted earnings per common share computation:
Net earnings allocated to common stock	$ 14,107	$ 13,061
Weighted average common shares outstanding for basic earnings per common share (in shares)	16,811	16,799
Add: Dilutive effects of performance based-shares (in shares)	33	0
Weighted average shares and dilutive potential common shares (in shares)	16,844	16,799
Diluted earnings per common share (in dollar per share)	$ 0.84	$ 0.78
Distributed earnings allocated to common stock
Basic earnings per common share computation:
Net earnings allocated to common stock	$ 2,944	$ 2,859
Undistributed earnings allocated to common stock
Basic earnings per common share computation:
Net earnings allocated to common stock	$ 11,163	$ 10,202

DERIVATIVE INSTRUMENTS - Additi

DERIVATIVE INSTRUMENTS - Additional Information (Details) - USD ($)	Sep. 07, 2018	Mar. 31, 2022	Dec. 31, 2021
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivatives designated as fair value hedges		$ 0	$ 0
Accumulated other comprehensive loss estimated		215,000
Collateral amount for counterparty interest rate swap		$ 1,100,000	1,100,000
2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Interest rate being paid by the corporation		4.53%
Interest Rate Swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Cash collateral pledged		$ 3,400,000	$ 3,400,000
Unsecured Debt
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Term of contract	5 years
Cash flow hedges	$ 10,000,000
Unsecured Debt \| LIBOR Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Variable interest rate on subordinate debt		2.38%
Unsecured Debt \| 2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Weighted average fixed Rate		2.98%
Unsecured Debt \| LIBOR \| LIBOR Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate		1.55%
Unsecured Debt \| LIBOR \| 2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate		1.55%

DERIVATIVE INSTRUMENTS - Amount

DERIVATIVE INSTRUMENTS - Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges within Corporation's Consolidated Balance Sheet and Statement of Income (Details) - Interest Rate Swaps - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Derivative [Line Items]
Interest rate contracts	$ 212	$ 84
Accrued interest and other liabilities
Derivative [Line Items]
Accrued interest and other liabilities	(120)		$ (388)
Interest expense – subordinated notes and debentures
Derivative [Line Items]
Other income	(67)	(69)
Other income
Derivative [Line Items]
Other income	$ 0	$ 0

DERIVATIVE INSTRUMENTS - Amou_2

DERIVATIVE INSTRUMENTS - Amounts and Locations of Activity Related to Back-to-Back Interest Rate Swaps within Corporation's Consolidated Balance Sheet (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional Amount	$ 32,432	$ 32,768
Weighted Average Maturity (in years)	5 years 8 months 12 days	5 years 9 months 18 days
Weighted Average Fixed Rate	4.12%	4.12%
Fair Value	$ 391	$ 2,124
Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative Liability, Notional Amount	$ (32,432)	$ (32,768)
Weighted Average Maturity (in years)	5 years 8 months 12 days	5 years 9 months 18 days
Weighted Average Fixed Rate	4.12%	4.12%
Fair Value	$ (391)	$ (2,124)
LIBOR \| 3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate	2.27%	2.27%
LIBOR \| Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate	2.27%	2.27%

FAIR VALUE - Assets and Liabili

FAIR VALUE - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities Available-For-Sale:
Total Securities Available-For-Sale	$ 539,562	$ 697,191
Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	539,562	697,191
Interest Rate swaps	391	2,124
Equity Securities:
Total Trading Securities	10,092	10,366
Liabilities:
Interest rate swaps	(511)	(2,512)
Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	4,995
Interest Rate swaps	0	0
Equity Securities:
Total Trading Securities	10,092	10,366
Liabilities:
Interest rate swaps	0	0
Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	539,562	692,196
Interest Rate swaps	391	2,124
Equity Securities:
Total Trading Securities	0	0
Liabilities:
Interest rate swaps	(511)	(2,512)
Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Interest Rate swaps	0	0
Equity Securities:
Total Trading Securities	0	0
Liabilities:
Interest rate swaps	0	0
U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	1,796	111,748
U.S. Government sponsored entities \| Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	1,796	111,748
U.S. Government sponsored entities \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
U.S. Government sponsored entities \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	1,796	111,748
U.S. Government sponsored entities \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
States and political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	105,864	103,712
States and political subdivisions \| Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	105,864	103,712
States and political subdivisions \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
States and political subdivisions \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	105,864	103,712
States and political subdivisions \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Residential and multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	380,537	434,635
Residential and multi-family mortgage \| Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	380,537	434,635
Residential and multi-family mortgage \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	4,995
Residential and multi-family mortgage \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	380,537	429,640
Residential and multi-family mortgage \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate notes and bonds \| Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	34,154	28,064
Corporate notes and bonds \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate notes and bonds \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	34,154	28,064
Corporate notes and bonds \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	17,211	19,032
Pooled SBA \| Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	17,211	19,032
Pooled SBA \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Pooled SBA \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	17,211	19,032
Pooled SBA \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate equity securities \| Fair Value Measurement on Recurring Basis
Equity Securities:
Total Trading Securities	6,484	6,715
Corporate equity securities \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Trading Securities	6,484	6,715
Corporate equity securities \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Trading Securities	0	0
Corporate equity securities \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Trading Securities	0	0
Mutual funds \| Fair Value Measurement on Recurring Basis
Equity Securities:
Total Trading Securities	2,383	2,566
Mutual funds \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Trading Securities	2,383	2,566
Mutual funds \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Trading Securities	0	0
Mutual funds \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Trading Securities	0	0
Certificates of deposit \| Fair Value Measurement on Recurring Basis
Equity Securities:
Total Trading Securities	663	506
Certificates of deposit \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Trading Securities	663	506
Certificates of deposit \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Trading Securities	0	0
Certificates of deposit \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Trading Securities	0	0
Corporate notes and bonds
Securities Available-For-Sale:
Total Securities Available-For-Sale	34,154	28,064
Corporate notes and bonds \| Fair Value Measurement on Recurring Basis
Equity Securities:
Total Trading Securities	562	579
Corporate notes and bonds \| Fair Value Measurement on Recurring Basis \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Trading Securities	562	579
Corporate notes and bonds \| Fair Value Measurement on Recurring Basis \| Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Trading Securities	0	0
Corporate notes and bonds \| Fair Value Measurement on Recurring Basis \| Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Trading Securities	$ 0	$ 0

FAIR VALUE - Securities Availab

FAIR VALUE - Securities Available for Sale Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
States and Political Subdivisions
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	$ 64
Purchases	0
Total gains or (losses):
Included in other comprehensive income (loss)	0
Settlements	(64)
Transfers into Level 3	0
Transfers out of Level 3	0
Ending Balance	0
Corporate Notes and Bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	0
Purchases	750
Total gains or (losses):
Included in other comprehensive income (loss)	0
Settlements	0
Transfers into Level 3	1,500
Transfers out of Level 3	0	$ (1,500)
Ending Balance	$ 2,250

FAIR VALUE - Assets and Liabi_2

FAIR VALUE - Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Farmland
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	$ 920	$ 920
Farmland \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Farmland \| Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Farmland \| Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	920	920
Owner-occupied, nonfarm nonresidential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	185	194
Owner-occupied, nonfarm nonresidential properties \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties \| Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties \| Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	185	194
Commercial and Industrial
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	3,008	3,102
Commercial and Industrial \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial \| Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial \| Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	3,008	3,102
Multifamily (5 or more) residential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	544	627
Multifamily (5 or more) residential properties \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties \| Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties \| Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	544	627
Non-owner occupied, nonfarm nonresidential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	2,792	2,889
Non-owner occupied, nonfarm nonresidential properties \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties \| Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties \| Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	2,792	2,889
Residential Mortgages secured by first liens
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	650
Residential Mortgages secured by first liens \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0
Residential Mortgages secured by first liens \| Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0
Residential Mortgages secured by first liens \| Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	$ 650
Other construction loans and all land development and other land loans
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		248
Other construction loans and all land development and other land loans \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		0
Other construction loans and all land development and other land loans \| Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		0
Other construction loans and all land development and other land loans \| Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		$ 248

FAIR VALUE - Quantitative Infor

FAIR VALUE - Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis (Details) - Fair Value, Measurements, Nonrecurring - Significant Unobservable Inputs (Level 3) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Farmland
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 920	$ 920
Farmland \| Minimum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.60
Farmland \| Maximum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60
Farmland \| Weighted Average \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60	0.60
Owner-occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 185	$ 194
Owner-occupied, nonfarm nonresidential properties \| Minimum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0	0
Owner-occupied, nonfarm nonresidential properties \| Maximum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60	0.60
Owner-occupied, nonfarm nonresidential properties \| Weighted Average \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.57	0.57
Commercial and Industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 3,008	$ 3,102
Commercial and Industrial \| Minimum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0	0
Commercial and Industrial \| Maximum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60	0.59
Commercial and Industrial \| Weighted Average \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.41	0.42
Multifamily (5 or more) residential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 544	$ 627
Multifamily (5 or more) residential properties \| Minimum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0	0
Multifamily (5 or more) residential properties \| Maximum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.59	0.57
Multifamily (5 or more) residential properties \| Weighted Average \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.23	0.26
Non-owner occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 2,792	$ 2,889
Non-owner occupied, nonfarm nonresidential properties \| Minimum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25	0.25
Non-owner occupied, nonfarm nonresidential properties \| Maximum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.60	0.60
Non-owner occupied, nonfarm nonresidential properties \| Weighted Average \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.35	0.34
Residential Mortgages secured by first liens
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 650
Residential Mortgages secured by first liens \| Minimum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25
Residential Mortgages secured by first liens \| Maximum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.57
Residential Mortgages secured by first liens \| Weighted Average \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.40
Other construction loans and all land development and other land loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value		$ 248
Other construction loans and all land development and other land loans \| Minimum \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.25
Other construction loans and all land development and other land loans \| Weighted Average \| Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.25

FAIR VALUE - Carrying Amount an

FAIR VALUE - Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Debt securities available-for-sale	$ 539,562	$ 697,191
Debt securities held-to-maturity	295,688	0
Carrying Amount
ASSETS
Cash and cash equivalents	404,974	732,198
Debt securities available-for-sale	539,562	697,191
Debt securities held-to-maturity	307,597
Equity securities	10,092	10,366
Loans held for sale	1,563	849
Net loans	3,718,246	3,597,204
FHLB and other restricted interests	23,891	23,276
Interest rate swaps	391	2,124
Accrued interest receivable	16,405	15,516
LIABILITIES
Deposits	(4,690,863)	(4,715,619)
Subordinated debentures	(20,620)
Subordinated notes, net of unamortized issuance costs	(83,736)	(104,281)
Interest rate swaps	(511)	(2,512)
Accrued interest payable	(856)	(886)
Total Fair Value
ASSETS
Cash and cash equivalents	404,974	732,198
Debt securities available-for-sale	539,562	697,191
Debt securities held-to-maturity	295,688
Equity securities	10,092	10,366
Loans held for sale	1,573	858
Net loans	3,758,866	3,613,452
Interest rate swaps	391	2,124
Accrued interest receivable	16,405	15,516
LIABILITIES
Deposits	(4,694,731)	(4,721,017)
Subordinated debentures	(13,305)
Subordinated notes, net of unamortized issuance costs	(79,864)	(92,675)
Interest rate swaps	(511)	(2,512)
Accrued interest payable	(856)	(886)
Quoted Prices in Active Markets for Identical Assets (Level 1) \| Total Fair Value
ASSETS
Cash and cash equivalents	404,974	732,198
Debt securities available-for-sale	0	4,995
Debt securities held-to-maturity	0
Equity securities	10,092	10,366
Loans held for sale	0	0
Net loans	0	0
Interest rate swaps	0	0
Accrued interest receivable	0	16
LIABILITIES
Deposits	(4,352,922)	(4,329,167)
Subordinated debentures	0
Subordinated notes, net of unamortized issuance costs	0	0
Interest rate swaps	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2) \| Total Fair Value
ASSETS
Cash and cash equivalents	0	0
Debt securities available-for-sale	539,562	692,196
Debt securities held-to-maturity	295,688
Equity securities	0	0
Loans held for sale	1,573	858
Net loans	0	0
Interest rate swaps	391	2,124
Accrued interest receivable	2,882	2,171
LIABILITIES
Deposits	(341,809)	(391,850)
Subordinated debentures	(13,305)
Subordinated notes, net of unamortized issuance costs	(79,864)	(92,675)
Interest rate swaps	(511)	(2,512)
Accrued interest payable	(856)	(886)
Significant Unobservable Inputs (Level 3) \| Total Fair Value
ASSETS
Cash and cash equivalents	0	0
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0
Equity securities	0	0
Loans held for sale	0	0
Net loans	3,758,866	3,613,452
Interest rate swaps	0	0
Accrued interest receivable	13,523	13,329
LIABILITIES
Deposits	0	0
Subordinated debentures	0
Subordinated notes, net of unamortized issuance costs	0	0
Interest rate swaps	0	0
Accrued interest payable	$ 0	$ 0

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS - Schedule of Disaggregation of Revenue (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Non-interest Income
Service charges on deposit accounts	$ 1,757	$ 1,348
Wealth and asset management fees	1,783	1,522
Mortgage banking	475	1,235
Card processing and interchange income	1,809	1,834
Net gains (losses) on sales of securities	651	0
Other income	3,179	2,300
Total non-interest income	$ 9,654	$ 8,239