CNB Financial (CCNE) 10-Q 2 Nov 22 2022 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2022	Nov. 02, 2022
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	001-39472
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	25-1450605
Entity Address, Address Line One	1 South Second Street
Entity Address, Address Line Two	P.O. Box 42
Entity Address, City or Town	Clearfield
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	16830
City Area Code	814
Local Phone Number	765-9621
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		21,120,346
Amendment Flag	false
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Entity Registrant Name	CNB FINANCIAL CORP/PA
Entity Central Index Key	0000736772
Current Fiscal Year End Date	--12-31
Common Stock
Document Information [Line Items]
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	CCNE
Security Exchange Name	NASDAQ
Series A Preferred Stock
Document Information [Line Items]
Title of 12(b) Security	Depositary Shares (each representing a 1/40th interest in a share of 7.125% Series A Non-Cumulative, perpetual preferred stock)
Trading Symbol	CCNEP
Security Exchange Name	NASDAQ

CONDENSED CONSOLIDATED BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 51,178	$ 42,440
Interest-bearing deposits with Federal Reserve	153,156	684,306
Interest-bearing deposits with other financial institutions	5,462	5,452
Total cash and cash equivalents	209,796	732,198
Debt securities available-for-sale, at fair value (amortized cost of $443,516 and $698,085, respectively)	378,236	697,191
Debt securities held-to-maturity, at amortized cost (fair value $369,102 and $0, respectively)	408,209	0
Equity securities	9,235	10,366
Loans held for sale	624	849
Loans receivable	4,024,665	3,634,792
Less: allowance for credit losses	(41,269)	(37,588)
Net loans receivable	3,983,396	3,597,204
FHLB and other restricted stock holdings and investments	23,923	23,276
Premises and equipment, net	65,961	61,659
Operating lease right-of-use assets	28,004	19,928
Bank owned life insurance	101,974	99,719
Mortgage servicing rights	1,860	1,664
Goodwill	43,749	43,749
Core deposit intangible, net	386	460
Accrued interest receivable and other assets	61,993	40,676
Total Assets	5,317,346	5,328,939
LIABILITIES AND SHAREHOLDERS’ EQUITY
Noninterest-bearing demand deposits	867,662	792,086
Interest-bearing demand deposits	1,055,367	1,079,336
Savings	2,376,694	2,457,745
Certificates of deposit	324,088	386,452
Total deposits	4,623,811	4,715,619
Subordinated debentures	20,620	20,620
Subordinated notes, net of unamortized issuance costs	83,888	83,661
Operating lease liabilities	29,366	21,159
Accrued interest payable and other liabilities	43,533	45,033
Total liabilities	4,801,218	4,886,092
Commitments and contingent liabilities
Preferred stock, Series A non-cumulative perpetual, $0 par value; $1,000 liquidation preference; shares authorized 60,375; Shares issued 60,375 at September 30, 2022 and December 31, 2021	57,785	57,785
Common stock, no par value; 50,000,000 shares authorized; Shares issued 21,235,503 at September 30, 2022 and 16,978,057 at December 31, 2021	0	0
Additional paid in capital	221,326	127,351
Retained earnings	295,803	260,582
Treasury stock, at cost (114,919 shares at September 30, 2022 and 122,995 shares December 31, 2021)	(2,975)	(2,477)
Accumulated other comprehensive loss	(55,811)	(394)
Total shareholders’ equity	516,128	442,847
Total Liabilities and Shareholders’ Equity	5,317,346	5,328,939
PPP loans, net of deferred processing fees
ASSETS
Loans receivable	462	45,203
Syndicated loans
ASSETS
Loans receivable	152,783	125,761
Loans
ASSETS
Loans receivable	$ 3,871,420	$ 3,463,828

CONDENSED CONSOLIDATED BALANC_2

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Debt securities, available-for-sale, amortized cost	$ 443,516,000	$ 698,085,000
Debt securities held-to-maturity	$ 369,102,000	$ 0
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized (in shares)	60,375	60,375
Preferred stock, shares issued (in shares)	60,375	60,375
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	21,235,503	21,235,503
Common stock, shares outstanding (in shares)	16,978,057	16,978,057
Treasury stock, shares (in shares)	114,919	122,995

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable	$ 50,552	$ 39,573	$ 136,368	$ 116,876
Processing fees on PPP loans	74	2,447	1,870	6,817
Securities:
Taxable	4,413	3,125	12,281	8,465
Tax-exempt	219	268	665	889
Dividends	40	35	109	224
Total interest and dividend income	55,298	45,448	151,293	133,271
INTEREST EXPENSE:
Deposits	4,408	3,433	9,601	11,785
Finance lease liabilities	5	6	15	18
Subordinated notes and debentures (includes $26, $73, $144 and $204 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)	977	1,714	2,851	3,747
Total interest expense	5,390	5,153	12,467	15,550
NET INTEREST INCOME	49,908	40,295	138,826	117,721
PROVISION FOR CREDIT LOSS EXPENSE	1,091	1,100	5,639	5,189
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	48,817	39,195	133,187	112,532
NON-INTEREST INCOME:
Service charges on deposit accounts	1,872	1,595	5,400	4,389
Other service charges and fees	814	614	2,253	1,705
Wealth and asset management fees	1,870	1,734	5,456	5,021
Net realized gains on available-for-sale securities (includes $0, $0, $651 and $0 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities, respectively)	0	0	651	0
Net realized and unrealized gains (losses) on equity securities	(398)	7	(1,433)	477
Mortgage banking	298	844	1,065	2,615
Bank owned life insurance	694	558	2,778	2,002
Card processing and interchange income	1,975	1,958	5,776	5,871
Other non-interest income	834	1,104	3,813	2,430
Total non-interest income	7,959	8,414	25,759	24,510
NON-INTEREST EXPENSES:
Compensation and benefits	18,901	15,351	52,660	43,442
Net occupancy expense	3,375	2,950	9,940	9,154
Technology expense	4,552	2,894	11,948	8,452
State and local taxes	1,036	1,050	3,121	3,096
Legal, professional, and examination fees	1,019	735	3,032	2,785
Advertising	709	488	1,866	1,318
FDIC insurance premiums	709	647	2,142	1,820
Dues and subscriptions	476	602	1,610	1,501
Card processing and interchange expenses	1,201	728	3,486	2,816
Other non-interest expenses	4,122	3,754	10,796	9,584
Total non-interest expenses	36,100	29,199	100,601	83,968
INCOME BEFORE INCOME TAXES	20,676	18,410	58,345	53,074
INCOME TAX EXPENSE (includes $(7), $(15), $106 and $(43) income tax expense from reclassification items, respectively)	4,051	3,503	11,037	9,996
NET INCOME	16,625	14,907	47,308	43,078
PREFERRED STOCK DIVIDENDS	1,076	1,076	3,226	3,226
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 15,549	$ 13,831	$ 44,082	$ 39,852
PER COMMON SHARE DATA:
Basic (in dollars per share)	$ 0.90	$ 0.82	$ 2.59	$ 2.36
Diluted (in dollars per share)	0.90	0.82	2.59	2.36
Cash dividends per share (in dollars per share)	$ 0.175	$ 0.170	$ 0.525	$ 0.510

CONDENSED CONSOLIDATED STATEM_2

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Statement [Abstract]
Accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements	$ 26	$ 73	$ 144	$ 204
Accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities	0	0	651	0
Income tax expense from reclassification	$ (7)	$ (15)	$ 106	$ (43)

CONDENSED CONSOLIDATED STATEM_3

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
NET INCOME	$ 16,625	$ 14,907	$ 47,308	$ 43,078
Net change in fair value of derivative instruments:
Unrealized gain (loss) on interest rate swaps, net of tax $(19), $1, $(79) and $(7), respectively	69	(5)	297	26
Reclassification adjustment for losses recognized in earnings, net of tax $(7), $(15), $(31) and $(43), respectively	19	58	113	161
Net change in fair value of interest rate swap agreements designated as cash flow hedges	88	53	410	187
Net change in debt securities:
Unrealized holding losses on available-for-sale securities arising during the period, net of tax of $3,945, $970, $14,881 and $2,903, respectively	(14,838)	(3,660)	(55,984)	(10,924)
Amortization of unrealized gains from held-to-maturity securities, net of tax of $(80), $0, $(178) and $0, respectively	300	0	671	0
Reclassification adjustment for realized losses included in net income, net of tax of $0, $0, $137 and $0, respectively	0	0	(514)	0
Unrealized gain on other securities available-for-sale	(14,538)	(3,660)	(55,827)	(10,924)
Other comprehensive income (loss)	(14,450)	(3,607)	(55,417)	(10,737)
COMPREHENSIVE INCOME (LOSS)	$ 2,175	$ 11,300	$ (8,109)	$ 32,341

CONDENSED CONSOLIDATED STATEM_4

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Unrealized gain (loss) on interest rate swaps, tax	$ (19)	$ 1	$ (79)	$ (7)
Reclassification adjustment for losses recognized in earnings, tax	(7)	(15)	(31)	(43)
Unrealized (losses) gains on other securities available for sale arising during the period, tax	3,945	970	14,881	2,903
Amortization of unrealized gains from held-to-maturity securities, tax	(80)	0	(178)	0
Reclassification adjustment for realized gains included in net income, tax	$ 0	$ 0	$ 137	$ 0

CONDENSED CONSOLIDATED STATEM_5

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (unaudited) - USD ($) $ in Thousands	Total	Preferred Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (Loss)	Restricted Stock	Restricted Stock Treasury Stock	Performance Based Restricted Stock Awards	Performance Based Restricted Stock Awards Treasury Stock
Beginning balance at Dec. 31, 2020	$ 416,137	$ 57,785	$ 127,518	$ 218,727	$ (2,967)	$ 15,074
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	43,078			43,078
Other comprehensive loss	(10,737)					(10,737)
Forfeiture of restricted stock award grants	0		35		(35)
Restricted stock award grants	0		(1,285)		1,285
Performance based restricted stock award grants	0		(262)		262
Stock-based compensation expense	1,124		1,124
Contribution of treasury stock	0		(81)		81
Stock-based contribution expense	75		75
Purchase of treasury stock for the purpose of tax withholding							$ (141)	$ (141)	$ (20)	$ (20)
Preferred cash dividend declared	(3,226)			(3,226)
Cash dividends declared	(8,601)			(8,601)
Ending balance at Sep. 30, 2021	437,689	57,785	127,124	249,978	(1,535)	4,337
Beginning balance at Jun. 30, 2021	429,949	57,785	126,875	239,017	(1,672)	7,944
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	14,907			14,907
Other comprehensive loss	(3,607)					(3,607)
Restricted stock award grants	0		(57)		57
Stock-based compensation expense	312		312
Contribution of treasury stock	0		(81)		81
Stock-based contribution expense	75		75
Purchase of treasury stock for the purpose of tax withholding							(1)	(1)
Preferred cash dividend declared	(1,076)			(1,076)
Cash dividends declared	(2,870)			(2,870)
Ending balance at Sep. 30, 2021	437,689	57,785	127,124	249,978	(1,535)	4,337
Beginning balance at Dec. 31, 2021	442,847	57,785	127,351	260,582	(2,477)	(394)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	47,308			47,308
Other comprehensive loss	(55,417)					(55,417)
Forfeiture of restricted stock award grants	0		30		(30)
Restricted stock award grants	0		(986)		986
Performance based restricted stock award grants	0		(173)		173
Stock-based compensation expense	1,013		1,013
Issuance of common stock, net of issuance costs	94,051		94,051
Contribution of treasury stock	0		(44)		44
Stock-based contribution expense	84		84
Purchase of treasury stock	(1,342)				(1,342)
Purchase of treasury stock for the purpose of tax withholding							$ (203)	$ (203)	$ (126)	$ (126)
Preferred cash dividend declared	(3,226)			(3,226)
Cash dividends declared	(8,861)			(8,861)
Ending balance at Sep. 30, 2022	516,128	57,785	221,326	295,803	(2,975)	(55,811)
Beginning balance at Jun. 30, 2022	423,588	57,785	126,986	283,204	(3,026)	(41,361)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	16,625			16,625
Other comprehensive loss	(14,450)					(14,450)
Forfeiture of restricted stock award grants	0		3		(3)
Restricted stock award grants	0		(10)		10
Stock-based compensation expense	256		256
Issuance of common stock, net of issuance costs	94,051		94,051
Contribution of treasury stock	0		(44)		44
Stock-based contribution expense	84		84
Preferred cash dividend declared	(1,076)			(1,076)
Cash dividends declared	(2,950)			(2,950)
Ending balance at Sep. 30, 2022	$ 516,128	$ 57,785	$ 221,326	$ 295,803	$ (2,975)	$ (55,811)

CONDENSED CONSOLIDATED STATEM_6

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (unaudited) (Parenthetical) - $ / shares	3 Months Ended			9 Months Ended
	Sep. 30, 2022	Mar. 31, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Forfeiture of restricted stock award grants (in shares)	112			1,202	1,578
Restricted stock award grants (in shares)	664		2,203	56,823	52,309
Performance-based restricted stock award (in shares)				11,895	10,587
Contribution of treasury stocks (in shares)		3,000	3,000	3,000	3,000
Issuance of common stock, net of issuance costs (in shares)	4,257,446			4,257,446
Purchase of treasury stock (in shares)				50,166
Cash dividends declared (in dollars per share)	$ 0.175		$ 0.170	$ 0.525	$ 0.51
Restricted Stock
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting (in shares)			28	7,568	6,691
Performance Based Restricted Stock Awards
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting (in shares)				4,706	941

CONDENSED CONSOLIDATED STATEM_7

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 47,308	$ 43,078
Adjustments to reconcile net income to net cash provided by operations:
Provision for credit loss expense	5,639	5,189
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights	5,256	5,075
Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income	(2,246)	(1,251)
Net amortization of deferred costs on borrowings	227	101
Accretion of deferred PPP processing fees	(1,870)	(6,817)
Net realized gains on sales of available-for-sale securities	(651)	0
Net realized and unrealized (gains) losses on equity securities	1,433	(477)
Gain on sale of loans held for sale	(1,176)	(2,315)
Net losses on dispositions of premises and equipment and foreclosed assets	40	245
Proceeds from sale of loans receivable	25,435	67,739
Origination of loans held for sale	(30,838)	(69,311)
Income on bank owned life insurance	(1,895)	(1,548)
Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value)	(883)	(454)
Restricted stock compensation expense	1,013	1,124
Stock-based contribution expense	84	75
Increase in accrued interest receivable and other assets	(20,953)	(2,870)
Increase in accrued interest payable, lease liabilities, and other liabilities	12,359	1,070
NET CASH PROVIDED BY OPERATING ACTIVITIES	38,282	38,653
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, prepayments and calls of available-for-sale securities	59,673	124,140
Proceeds from sales of available-for-sale securities	22,164	0
Purchase of available-for-sale securities	(48,383)	(290,130)
Proceeds from maturities, prepayments and calls of held-to-maturity securities	20,235	0
Purchases of held-to-maturity securities	(213,853)	0
Purchase of equity securities	(302)	(292)
Proceeds from loans held for sale previously classified as portfolio loans	0	1,627
Net increase in loans receivable	(380,348)	(126,411)
Purchase of bank owned life insurance	(2,750)	(22,000)
Proceeds from death benefit of bank owned life insurance policies	3,273	1,390
Purchase of FHLB, other equity, and restricted equity interests	(647)	(1,241)
Purchase of premises and equipment	(8,278)	(5,358)
Proceeds from the sale of premises and equipment and foreclosed assets	47	591
NET CASH USED BY INVESTING ACTIVITIES	(549,169)	(317,684)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in checking, money market and savings accounts	(29,444)	451,405
Net decrease in certificates of deposit	(62,364)	(39,521)
Purchase of treasury stock	(1,671)	(161)
Cash dividends paid, common stock	(8,861)	(8,601)
Cash dividends paid, preferred stock	(3,226)	(3,226)
Proceeds from common stock offering, net of issuance costs	94,051	0
Proceeds from issuance of subordinated notes, net of issuance costs	0	83,491
NET CASH PROVIDED (USED) BY FINANCING ACTIVITIES	(11,515)	483,387
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(522,402)	204,356
CASH AND CASH EQUIVALENTS, Beginning	732,198	532,694
CASH AND CASH EQUIVALENTS, Ending	209,796	737,050
Cash paid during the period for:
Interest	13,878	15,296
Income taxes	12,743	9,846
SUPPLEMENTAL NONCASH DISCLOSURES:
Transfers to other real estate owned	520	1,450
Transfers from loans held for sale to loans held for investment	6,352	9,335
Transfers from loans held for investment to loans held for sale	0	2,484
Transfers from available-for-sale to held-to-maturity	220,757	0
Grant of restricted stock awards from treasury stock	986	1,285
Grant of performance based restricted stock awards from treasury stock	173	262
Restricted stock forfeiture	30	0
Contribution of stock from treasury stock	0	0
Lease liabilities arising from obtaining right-of-use assets	9,066	0
Treasury Stock
SUPPLEMENTAL NONCASH DISCLOSURES:
Contribution of stock from treasury stock	$ 44	$ 81

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations CNB Financial Corporation (the "Corporation") is headquartered in Clearfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, CNB Bank (the "Bank"). In addition, the Bank provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans as well as a full range of wealth management services. The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services. In addition to the Bank, the Corporation also operates a consumer discount loan and finance business through its wholly owned subsidiary, Holiday Financial Services Corporation ("Holiday"). The Corporation and its other subsidiaries are subject to examination by federal and state regulators. The Corporation’s market area is primarily concentrated in the Central and Northwest regions of the Commonwealth of Pennsylvania, the Central and Northeast regions of the state of Ohio, Western New York and Southwest Virginia. Basis of Presentation The accompanying condensed consolidated financial statements have been prepared pursuant to rules and regulations of the SEC and in compliance with U.S. generally accepted accounting principles ("GAAP"). Because this report is based on an interim period, certain information and footnote disclosures normally included in the consolidated financial statements prepared in accordance with GAAP have been condensed or omitted. In the opinion of management of the registrant, the accompanying condensed consolidated financial statements as of September 30, 2022 and for the three and nine months ended September 30, 2022 and 2021 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the periods presented. The financial performance reported for the Corporation for the three and nine months ended September 30, 2022 is not necessarily indicative of the results to be expected for the full year. This information should be read in conjunction with the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2021 (the "2021 Form 10-K"). Certain amounts appearing in the condensed consolidated financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassifications had no effect on net income or shareholders’ equity as previously reported. Dollar amounts in tables are stated in thousands, except for per share amounts. Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided and future results could differ. Operating Segments While the Corporation monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Debt Securities Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the settlement date and determined using the specific identification method. The Corporation has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in accrued interest receivable and other assets in the condensed consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the three and nine months ended September 30, 2022 and 2021.

RECENT ACCOUNTING PRONOUNCEMENT

RECENT ACCOUNTING PRONOUNCEMENTS	9 Months Ended
	Sep. 30, 2022
Accounting Changes and Error Corrections [Abstract]
RECENT ACCOUNTING PRONOUNCEMENTS	RECENT ACCOUNTING PRONOUNCEMENTS Accounting Standards Adopted in 2021 In August 2018, the FASB issued ASU 2018-14, "Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans." ASU 2018-14 amends ASC 715-20, "Compensation - Retirement Benefits - Defined Benefit Plans - General." The amended guidance modifies the disclosure requirements for employers that sponsor defined benefit pension or other post-retirement plans by removing and adding certain disclosures for these plans. The eliminated disclosures include (a) the amounts in accumulated Other Comprehensive Income expected to be recognized in net periodic benefit costs over the next fiscal year, and (b) the effects of a one percentage point change in assumed health care cost trend rates on the net periodic benefit costs and the benefit obligation for post-retirement health care benefits. Additional disclosures include descriptions of significant gains and losses affecting the benefit obligation for the period. ASU 2018-14 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In December 2019, the FASB issued ASU 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." These amendments remove specific exceptions to the general principles in Topic 740 in GAAP. It eliminates the need for an organization to analyze whether the following apply in a given period: exception to the incremental approach for intraperiod tax allocation; exceptions to accounting for basis differences where there are ownership changes in foreign investments; and exception in interim period income tax accounting for year-to-date losses that exceed anticipated losses. It also improves financial statement preparers' application of income tax- related guidance and simplifies GAAP for: franchise taxes that are partially based on income; transactions with a government that result in a step up in the tax basis of goodwill; separate financial statements of legal entities that are not subject to tax; and enacts changes in tax laws in interim periods. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. Early adoption is permitted. ASU 2019-12 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In January 2020, the FASB issued ASU 2020-01, "Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815." ASU 2020-01 represents changes to clarify certain interactions between the guidance to account for certain equity securities under Topic 321, the guidance to account for investments under the equity method of accounting in Topic 323, and the guidance in Topic 815. These amendments improve current U.S. GAAP by reducing diversity in practice and increasing comparability of the accounting for these transactions. ASU 2020-01 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In October 2020, the FASB issued ASU 2020-08, "Codification Improvements to Subtopic 310-20, Receivables - Nonrefundable Fees and Other Costs." ASU 2020-08 clarifies that an entity should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. ASU 2020-08 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In August 2021, FASB issued ASU 2021-06, "Presentation of Financial Statements (Topic 205), Financial Services—Depository and Lending (Topic 942), and Financial Services—Investment Companies (Topic 946)." ASU 2021-06 updates the codification to align with SEC Final Rule Releases No. 33-10786 and No. 33-10835. Specific to financial institutions, these SEC releases updated required annual statistical disclosures. The amendments in ASU 2021-06 were effective immediately. The updates to the statistical disclosures are reflected in the Corporation's Annual Report on Form 10-K for the year ended December 31, 2021, to align with this guidance. Accounting Pronouncements Pending Adoption In March 2020, the FASB issued ASU 2020-04, "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." ASU 2020-04 provides optional expedients and exceptions for accounting related to contracts, hedging relationships and other transactions affected by reference rate reform if certain criteria are met. ASU 2020-04 applies only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform and do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, that an entity has elected certain optional expedients for and that are retained through the end of the hedging relationship. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the effect of the reference rate reform on its consolidated financial statements. In January 2021, the FASB issued ASU 2021-01, "Reference Rate Reform (Topic 848)." ASU 2021-01 expands and clarifies the scope of ASU No. 2020-04 to include derivatives affected by changes in interest rates used for margining, discounting, or contract price alignment, commonly referred to as the “discounting transaction.” Derivatives impacted by the discounting transaction will be eligible for certain optional expedients and exceptions related to contract modifications and hedge accounting as defined in Topic 848. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the effect of the reference rate reform on its consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDR guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. This guidance is effective for the Corporation for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-02 will have on its consolidated financial statements and related disclosures. In June 2022, FASB issued ASU No. 2022-03, "Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions." In this ASU, a contractual restriction on the sale of an equity security is not considered in measuring the security's fair value. The ASU also requires certain disclosures for equity securities that are subject to contractual restrictions. This guidance is effective for the Corporation for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-03 will have on its consolidated financial statements and related disclosures.

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES Debt securities available-for-sale ("AFS") at September 30, 2022 and December 31, 2021 are as follows: September 30, 2022 December 31, 2021 Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Government sponsored entities $ 3,166 $ 0 $ (88) $ 3,078 $ 110,788 $ 2,728 $ (1,768) $ 111,748 State & political subdivisions 114,082 24 (18,124) 95,982 103,232 2,162 (1,682) 103,712 Residential & multi-family mortgage 263,957 2 (41,163) 222,796 437,021 4,127 (6,513) 434,635 Corporate notes & bonds 47,103 0 (4,649) 42,454 28,257 250 (443) 28,064 Pooled SBA 15,208 0 (1,282) 13,926 18,787 283 (38) 19,032 Total $ 443,516 $ 26 $ (65,306) $ 378,236 $ 698,085 $ 9,550 $ (10,444) $ 697,191 Debt securities held-to-maturity ("HTM") at September 30, 2022 and December 31, 2021 are as follows: September 30, 2022 December 31, 2021 Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Government sponsored entities $ 307,672 $ 0 $ (28,325) $ 279,347 $ 0 $ 0 $ 0 $ 0 Residential & multi-family mortgage 100,537 0 (10,782) 89,755 0 0 0 0 Total $ 408,209 $ 0 $ (39,107) $ 369,102 $ 0 $ 0 $ 0 $ 0 The Corporation elected to transfer 23 AFS securities with an aggregate fair value of $101.1 million to a classification of HTM on January 1, 2022. In accordance with FASB ASC 320-10-55-24, the transfer from AFS to HTM must be recorded at the fair value of the AFS securities at the time of transfer. The net unrealized holding gain of $373 thousand, net of tax, at the date of transfer was retained in accumulated other comprehensive income (loss), with the associated pre-tax amount retained in the carrying value of the HTM securities. Such amounts will be amortized to comprehensive income over the remaining life of the securities. The Corporation elected to transfer 51 AFS securities with an aggregate fair value of $112.6 million to a classification of HTM on April 1, 2022. The net unrealized holding loss of $6.0 million, net of tax, at the date of transfer was retained in accumulated other comprehensive income (loss), with the associated pre-tax amount retained in the carrying value of the HTM securities. Such amounts will be amortized to comprehensive income over the remaining life of the securities. Information pertaining to security sales on AFS securities is as follows: Proceeds Gross Gross Three months ended September 30, 2022 $ 0 $ 0 $ 0 Three months ended September 30, 2021 0 0 0 Nine months ended September 30, 2022 22,164 651 0 Nine months ended September 30, 2021 0 0 0 The tax provision related to these net realized gains was zero and $137 thousand for the three and nine months ended September 30, 2022 and zero during the three and nine months ended September 30, 2021, respectively. The table below illustrates the maturity distribution of debt securities at amortized cost and fair value as of September 30, 2022: Available-for-sale Held-to-maturity Amortized Fair Amortized Fair 1 year or less $ 4,744 $ 4,722 $ 5,092 $ 4,972 1 year – 5 years 40,445 38,367 242,851 224,129 5 years – 10 years 91,164 77,651 54,242 45,773 After 10 years 27,998 20,774 5,487 4,473 164,351 141,514 307,672 279,347 Residential & multi-family mortgage 263,957 222,796 100,537 89,755 Pooled SBA 15,208 13,926 0 0 Total debt securities $ 443,516 $ 378,236 $ 408,209 $ 369,102 Mortgage securities and pooled SBA securities are not due at a single date; periodic payments are received based on the payment patterns of the underlying collateral. On September 30, 2022 and December 31, 2021, securities carried at $561.2 million and $461.5 million, respectively, were pledged to secure public deposits and for other purposes as provided by law. At September 30, 2022 and December 31, 2021, there were no holdings of securities of any one issuer, other than the U.S. Government sponsored entities, in an amount greater than 10% of shareholders’ equity. The Corporation’s residential and multi-family mortgage securities are issued by government sponsored entities. AFS debt securities with unrealized losses at September 30, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: September 30, 2022 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 3,078 $ (88) $ 0 $ 0 $ 3,078 $ (88) State & political subdivisions 44,052 (5,329) 45,418 (12,795) 89,470 (18,124) Residential & multi-family mortgage 78,017 (7,116) 144,421 (34,047) 222,438 (41,163) Corporate notes & bonds 34,567 (3,750) 6,887 (899) 41,454 (4,649) Pooled SBA 11,334 (955) 2,592 (327) 13,926 (1,282) $ 171,048 $ (17,238) $ 199,318 $ (48,068) $ 370,366 $ (65,306) December 31, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 23,733 $ (553) $ 37,911 $ (1,215) $ 61,644 $ (1,768) State & political subdivisions 55,636 (1,399) 5,026 (283) 60,662 (1,682) Residential & multi-family mortgage 248,690 (4,837) 45,185 (1,676) 293,875 (6,513) Corporate notes & bonds 6,466 (249) 3,806 (194) 10,272 (443) Pooled SBA 4,394 (37) 127 (1) 4,521 (38) $ 338,919 $ (7,075) $ 92,055 $ (3,369) $ 430,974 $ (10,444) HTM debt securities with unrealized losses at September 30, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: September 30, 2022 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 225,598 $ (20,668) $ 53,749 $ (7,657) $ 279,347 $ (28,325) Residential & multi-family mortgage 45,766 (4,417) 43,989 (6,365) 89,755 (10,782) $ 271,364 $ (25,085) $ 97,738 $ (14,022) $ 369,102 $ (39,107) December 31, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Residential & multi-family mortgage 0 0 0 0 0 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 At September 30, 2022 and December 31, 2021, management performed an assessment for possible impairment related to credit losses of the Corporation’s debt securities, relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. Based on the results of the assessment, management believes there is no credit related impairment of these debt securities at September 30, 2022 and December 31, 2021. For the securities that comprise corporate notes and bonds and the securities that are issued by state and political subdivisions, management monitors publicly available financial information, such as filings with the Securities and Exchange Commission, in order to evaluate the securities for potential credit impairment. For financial institution issuers, management monitors information from quarterly “call” report filings that are used to generate Uniform Bank Performance Reports. All other securities that were in an unrealized loss position at the balance sheet date were reviewed by management, and issuer-specific documents were reviewed as appropriate given the following considerations; the financial condition and near-term prospects of the issuer and whether downgrades by bond rating agencies have occurred, the length of time and extent to which fair value has been less than cost, and whether management does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. As of September 30, 2022 and December 31, 2021, management concluded the debt securities described in the previous paragraphs were not impaired for reasons due to credit quality for the following reasons: • There is no indication of any significant deterioration of the creditworthiness of the institutions that issued the securities. • All contractual interest payments on the securities have been received as scheduled, and no information has come to management’s attention through the processes previously described which would lead to a conclusion that future contractual payments will not be timely received. • The unrealized losses were deemed to be temporary changes in value related to market movements in interest yields. The Corporation does not intend to sell and it is not more likely than not that it will be required to sell the securities in an unrealized loss position before recovery of its amortized cost basis. Equity securities at September 30, 2022 and December 31, 2021 are as follows: September 30, 2022 December 31, 2021 Corporate equity securities $ 5,995 $ 6,715 Mutual funds 2,582 2,566 Certificates of deposit 0 506 Corporate notes and bonds 658 579 Total $ 9,235 $ 10,366

LOANS RECEIVABLE AND ALLOWANCE

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES	LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES Total net loans receivable at September 30, 2022 and December 31, 2021 are summarized as follows: September 30, 2022 Percentage December 31, 2021 Percentage Farmland $ 30,738 0.8 % $ 23,768 0.7 % Owner-occupied, nonfarm nonresidential properties 461,709 11.5 % 434,672 12.0 % Agricultural production and other loans to farmers 1,097 0.0 % 1,379 0.0 % Commercial and Industrial 1 760,975 18.9 % 708,989 19.5 % Obligations (other than securities and leases) of states and political subdivisions 147,956 3.7 % 140,887 3.9 % Other loans 13,654 0.3 % 13,979 0.4 % Other construction loans and all land development and other land loans 349,286 8.7 % 298,869 8.2 % Multifamily (5 or more) residential properties 248,694 6.2 % 216,143 5.9 % Non-owner occupied, nonfarm nonresidential properties 742,214 18.4 % 663,062 18.2 % 1-4 Family Construction 40,426 1.0 % 37,822 1.0 % Home equity lines of credit 124,022 3.1 % 104,517 2.9 % Residential Mortgages secured by first liens 921,180 22.9 % 826,729 22.7 % Residential Mortgages secured by junior liens 68,494 1.7 % 56,689 1.6 % Other revolving credit plans 29,374 0.7 % 26,536 0.7 % Automobile 21,041 0.5 % 20,862 0.6 % Other consumer 52,653 1.3 % 49,676 1.4 % Credit cards 10,916 0.3 % 9,935 0.3 % Overdrafts 236 0.0 % 278 0.0 % Total loans receivable $ 4,024,665 100.0 % $ 3,634,792 100.0 % Less: Allowance for credit losses (41,269) (37,588) Loans receivable, net $ 3,983,396 $ 3,597,204 Net deferred loan origination fees included in the above table $ 4,393 $ 5,667 1 PPP loans, net of deferred PPP processing fees, both those disbursed in 2020 and those disbursed in 2021, are included in the Commercial and Industrial classification. The Corporation’s outstanding loans receivable and related unfunded commitments are primarily concentrated within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York and Southwest Virginia. The Bank attempts to limit concentrations within specific industries by utilizing dollar limitations to single industries or customers, and by entering into participation agreements with third parties. Collateral requirements are established based on management’s assessment of the customer. The Corporation maintains lending policies to control the quality of the loan portfolio. These policies delegate the authority to extend loans under specific guidelines and underwriting standards. These policies are prepared by the Corporation’s management and reviewed and approved annually by the Corporation’s Board of Directors. During the second quarter of 2020, the Corporation began originating loans to qualified small businesses under the Paycheck Protection Program ("PPP") administered by the Small Business Administration (“SBA”) under the provisions of the Coronavirus Aid, Relief, and Economic Security Act. PPP loans, both those disbursed in 2020 and those disbursed in 2021, are included in the commercial and industrial classification and, as the PPP loans are fully guaranteed by the SBA, no allowance for credit losses was required to be recorded against the PPP loans, net of deferred PPP processing fees, outstanding of $462 thousand and $45.2 million as of September 30, 2022 and December 31, 2021, respectively. Syndicated loans, net of deferred fees and costs, are included in the commercial and industrial classification and totaled $152.8 million and $125.8 million as of September 30, 2022 and December 31, 2021, respectively. Transactions in the allowance for credit losses for the three months ended September 30, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 191 $ 0 $ 0 $ (8) $ 183 Owner-occupied, nonfarm nonresidential properties 3,714 0 3 (272) 3,445 Agricultural production and other loans to farmers 7 0 0 (2) 5 Commercial and Industrial 9,555 0 32 (21) 9,566 Obligations (other than securities and leases) of states and political subdivisions 1,665 0 0 97 1,762 Other loans 167 0 0 (2) 165 Other construction loans and all land development and other land loans 2,328 0 0 208 2,536 Multifamily (5 or more) residential properties 2,277 0 0 (171) 2,106 Non-owner occupied, nonfarm nonresidential properties 6,748 (169) 336 215 7,130 1-4 Family Construction 236 0 0 (56) 180 Home equity lines of credit 1,353 0 1 26 1,380 Residential Mortgages secured by first liens 7,664 (4) 1 198 7,859 Residential Mortgages secured by junior liens 628 0 0 338 966 Other revolving credit plans 598 (28) 12 58 640 Automobile 242 (7) 2 27 264 Other consumer 2,704 (404) 22 437 2,759 Credit cards 110 (15) 25 (33) 87 Overdrafts 356 (152) 35 (3) 236 Total $ 40,543 $ (779) $ 469 $ 1,036 $ 41,269 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the nine months ended September 30, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 151 $ 0 $ 0 $ 32 $ 183 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 12 115 3,445 Agricultural production and other loans to farmers 9 0 0 (4) 5 Commercial and Industrial 8,837 (85) 123 691 9,566 Obligations (other than securities and leases) of states and political subdivisions 1,649 0 0 113 1,762 Other loans 149 0 0 16 165 Other construction loans and all land development and other land loans 2,198 0 0 338 2,536 Multifamily (5 or more) residential properties 2,289 0 0 (183) 2,106 Non-owner occupied, nonfarm nonresidential properties 6,481 (169) 336 482 7,130 1-4 Family Construction 158 0 0 22 180 Home equity lines of credit 1,169 0 11 200 1,380 Residential Mortgages secured by first liens 6,943 (51) 13 954 7,859 Residential Mortgages secured by junior liens 546 0 0 420 966 Other revolving credit plans 528 (73) 46 139 640 Automobile 263 (20) 2 19 264 Other consumer 2,546 (1,174) 63 1,324 2,759 Credit cards 92 (74) 33 36 87 Overdrafts 241 (398) 109 284 236 Total $ 37,588 $ (2,065) $ 748 $ 4,998 $ 41,269 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended September 30, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 124 $ 0 $ 0 $ (26) $ 98 Owner-occupied, nonfarm nonresidential properties 2,880 0 3 154 3,037 Agricultural production and other loans to farmers 12 0 0 (5) 7 Commercial and Industrial 7,312 (23) 52 989 8,330 Obligations (other than securities and leases) of states and political subdivisions 2,325 (157) 0 (289) 1,879 Other loans 117 0 0 (15) 102 Other construction loans and all land development and other land loans 2,364 (282) 0 287 2,369 Multifamily (5 or more) residential properties 2,314 0 0 (219) 2,095 Non-owner occupied, nonfarm nonresidential properties 10,162 (18) 0 (2,865) 7,279 1-4 Family Construction 110 0 0 116 226 Home equity lines of credit 1,029 (7) 1 197 1,220 Residential Mortgages secured by first liens 4,398 (5) 2 2,030 6,425 Residential Mortgages secured by junior liens 408 (3) 0 144 549 Other revolving credit plans 459 (5) 4 70 528 Automobile 241 (12) 0 49 278 Other consumer 2,402 (268) 25 331 2,490 Credit cards 68 (5) 6 43 112 Overdrafts 183 (127) 41 109 206 Total $ 36,908 $ (912) $ 134 $ 1,100 $ 37,230 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the nine months ended September 30, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 221 $ 0 $ 0 $ (123) $ 98 Owner-occupied, nonfarm nonresidential properties 3,700 (531) 8 (140) 3,037 Agricultural production and other loans to farmers 24 0 0 (17) 7 Commercial and Industrial 6,233 (93) 72 2,118 8,330 Obligations (other than securities and leases) of states and political subdivisions 998 (407) 0 1,288 1,879 Other loans 68 0 0 34 102 Other construction loans and all land development and other land loans 1,956 (282) 0 695 2,369 Multifamily (5 or more) residential properties 2,724 0 0 (629) 2,095 Non-owner occupied, nonfarm nonresidential properties 8,658 (18) 0 (1,361) 7,279 1-4 Family Construction 82 0 0 144 226 Home equity lines of credit 985 (7) 3 239 1,220 Residential Mortgages secured by first liens 4,539 (75) 34 1,927 6,425 Residential Mortgages secured by junior liens 241 (3) 0 311 549 Other revolving credit plans 507 (28) 9 40 528 Automobile 132 (17) 3 160 278 Other consumer 2,962 (829) 120 237 2,490 Credit cards 66 (77) 17 106 112 Overdrafts 244 (318) 120 160 206 Total $ 34,340 $ (2,685) $ 386 $ 5,189 $ 37,230 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. The Corporation's allowance for credit losses is influenced by loan volumes, risk rating migration, delinquency status and other conditions influencing loss expectations, such as reasonable and supportable forecasts of economic conditions. For the three and nine months ended September 30, 2022, the allowance for credit losses increased due to the growth in the Corporation's loan portfolio, including growth in new market areas. This was partially offset by improvements in the Corporation's historical loss rates, as well as the impact of net charge-offs. There is still a significant amount of uncertainty related to the domestic and global economy, continued supply chain challenges, persistent inflation and the COVID-19 pandemic. Management will continue to proactively evaluate its estimate of expected credit losses as new information becomes available. Provision for credit losses was $1.1 million and $5.6 million for the three and nine months ended September 30, 2022, respectively, compared to $1.1 million and $5.2 million for the three and nine months ended September 30, 2021. The increase in provision for the nine months ended September 30, 2022 was primarily due to the growth in commercial loans. Included in the provision for credit losses for the three and nine months ended September 30, 2022 was $55 thousand and $641 thousand, respectively, related to the allowance for unfunded commitments compared to no accrual towards the allowance for unfunded commitments for the nine months ended September 30, 2021. The following tables presents the amortized cost basis of loans receivable on nonaccrual status and loans receivable past due over 89 days still accruing as of September 30, 2022 and December 31, 2021, respectively: September 30, 2022 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 1,043 $ 1,043 $ 995 Owner-occupied, nonfarm nonresidential properties 1,665 1,593 0 Commercial and Industrial 6,101 2,882 0 Other construction loans and all land development and other land loans 68 68 0 Multifamily (5 or more) residential properties 1,085 435 0 Non-owner occupied, nonfarm nonresidential properties 3,828 2,610 0 Home equity lines of credit 486 194 0 Residential Mortgages secured by first liens 4,311 3,565 0 Residential Mortgages secured by junior liens 114 114 0 Other revolving credit plans 34 34 0 Automobile 22 22 0 Other consumer 751 751 0 Credit cards 0 0 56 Total $ 19,508 $ 13,311 $ 1,051 December 31, 2021 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 965 $ 965 $ 0 Owner-occupied, nonfarm nonresidential properties 850 762 0 Commercial and Industrial 7,060 1,653 8 Other construction loans and all land development and other land loans 516 77 0 Multifamily (5 or more) residential properties 1,270 5 0 Non-owner occupied, nonfarm nonresidential properties 3,771 2,143 0 Home equity lines of credit 824 824 0 Residential Mortgages secured by first liens 3,410 3,410 137 Residential Mortgages secured by junior liens 147 147 0 Other revolving credit plans 13 13 0 Automobile 36 36 0 Other consumer 558 558 0 Credit cards 0 0 23 Total $ 19,420 $ 10,593 $ 168 All payments received while on nonaccrual status are applied against the principal balance of the loan. The Corporation does not recognize interest income while a loan is on nonaccrual status. The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of September 30, 2022: Real Estate Collateral Non-Real Estate Collateral Farmland $ 854 $ 0 Owner-occupied, nonfarm nonresidential properties 1,332 6 Commercial and Industrial 91 2,018 Multifamily (5 or more) residential properties 1,085 0 Non-owner occupied, nonfarm nonresidential properties 5,264 0 Home equity lines of credit 341 0 Residential Mortgages secured by first liens 1,167 0 Total $ 10,134 $ 2,024 The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of December 31, 2021: Real Estate Collateral Non-Real Estate Collateral Farmland $ 920 $ 0 Owner-occupied, nonfarm nonresidential properties 194 9 Commercial and Industrial 1,488 2,351 Other construction loans and all land development and other land loans 438 0 Multifamily (5 or more) residential properties 1,265 0 Non-owner occupied, nonfarm nonresidential properties 3,378 0 Residential Mortgages secured by first liens 435 0 Total $ 8,118 $ 2,360 The following table presents the aging of the amortized cost basis in past-due loans receivable as of September 30, 2022 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ 0 $ 0 $ 1,142 $ 1,142 $ 29,596 $ 30,738 Owner-occupied, nonfarm nonresidential properties 230 99 334 663 461,046 461,709 Agricultural production and other loans to farmers 0 0 0 0 1,097 1,097 Commercial and Industrial 117 230 715 1,062 759,913 760,975 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 147,956 147,956 Other loans 0 0 0 0 13,654 13,654 Other construction loans and all land development and other land loans 0 68 0 68 349,218 349,286 Multifamily (5 or more) residential properties 0 0 90 90 248,604 248,694 Non-owner occupied, nonfarm nonresidential properties 114 0 1,037 1,151 741,063 742,214 1-4 Family Construction 0 0 0 0 40,426 40,426 Home equity lines of credit 113 50 49 212 123,810 124,022 Residential Mortgages secured by first liens 698 239 1,590 2,527 918,653 921,180 Residential Mortgages secured by junior liens 11 0 52 63 68,431 68,494 Other revolving credit plans 14 24 4 42 29,332 29,374 Automobile 19 0 1 20 21,021 21,041 Other consumer 416 230 351 997 51,656 52,653 Credit cards 54 22 56 132 10,784 10,916 Overdrafts 0 0 0 0 236 236 Total $ 1,786 $ 962 $ 5,421 $ 8,169 $ 4,016,496 $ 4,024,665 The following table presents the aging of the amortized cost basis in past-due loans receivable as of December 31, 2021 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ 348 $ 0 $ 0 $ 348 $ 23,420 $ 23,768 Owner-occupied, nonfarm nonresidential properties 278 18 414 710 433,962 434,672 Agricultural production and other loans to farmers 0 0 0 0 1,379 1,379 Commercial and Industrial 377 13 333 723 708,266 708,989 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 140,887 140,887 Other loans 0 0 0 0 13,979 13,979 Other construction loans and all land development and other land loans 0 0 77 77 298,792 298,869 Multifamily (5 or more) residential properties 0 10 209 219 215,924 216,143 Non-owner occupied, nonfarm nonresidential properties 0 0 1,792 1,792 661,270 663,062 1-4 Family Construction 0 0 0 0 37,822 37,822 Home equity lines of credit 506 50 172 728 103,789 104,517 Residential Mortgages secured by first liens 1,286 1,145 1,647 4,078 822,651 826,729 Residential Mortgages secured by junior liens 32 24 1 57 56,632 56,689 Other revolving credit plans 56 17 4 77 26,459 26,536 Automobile 45 3 23 71 20,791 20,862 Other consumer 283 158 295 736 48,940 49,676 Credit cards 26 12 23 61 9,874 9,935 Overdrafts 0 0 0 0 278 278 Total $ 3,237 $ 1,450 $ 4,990 $ 9,677 $ 3,625,115 $ 3,634,792 Troubled Debt Restructurings In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without a loan modification. This evaluation is performed using the Corporation’s internal underwriting policies. The Corporation has no further loan commitments to customers whose loan receivables are classified as a TDR. As of September 30, 2022 and December 31, 2021, the terms of certain loans were modified as TDRs. The modification of the terms of such loans included either or both of the following: a reduction of the stated interest rate of the loan; or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. The Corporation had an amortized cost in TDRs of $13.5 million and $16.6 million as of September 30, 2022 and December 31, 2021, respectively. The Corporation has allocated $2.2 million and $2.6 million of allowance for those loans as of September 30, 2022 and December 31, 2021, respectively. There was one loan modified as TDRs during the three months ended September 30, 2022. Three Months Ended September 30, 2022 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 96 $ 96 Extend Amortization Total 1 $ 96 $ 96 There were two loans modified as a TDR during the nine months ended September 30, 2022: Nine Months Ended September 30, 2022 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 96 $ 96 Extend Amortization Non-owner occupied, nonfarm nonresidential properties 1 1,784 1,784 Modify Rate and Extend Amortization Total 2 $ 1,880 $ 1,880 There were no loans modified as TDRs during the three months ended September 30, 2021. There were three loans modified as TDRs during the nine months ended September 30, 2021. Nine Months Ended September 30, 2021 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 578 $ 578 Modify Payment Multifamily (5 or more) residential properties 1 717 717 Modify Payment Non-owner occupied, nonfarm nonresidential properties 1 1,604 1,604 Modify Payment Total 3 $ 2,899 $ 2,899 The TDRs described above increased the allowance for credit losses by an immaterial amount for the three and nine months ended September 30, 2022 and 2021, respectively. A loan receivable is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no loans modified as TDRs for which there was a payment default within a twelve-month cycle following the modification during the three and nine months ended September 30, 2022 and 2021, respectively. There were no principal balances forgiven in connection with the loans restructurings. Generally, nonperforming TDRs are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Credit Quality Indicators The Corporation categorizes loans receivable into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually to classify the loans as to credit risk. The Corporation uses the following definitions for risk ratings: Special Mention: A loan classified as special mention has a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Corporation’s credit position at some future date. Substandard: A loan classified as substandard is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. The loan has a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Doubtful: A loan classified as doubtful has all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The following tables represent the Corporation's commercial credit risk profile by risk rating. Loans receivable not rated as special mention, substandard, or doubtful are considered to be pass rated loans. September 30, 2022 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 28,245 $ 1,450 $ 1,043 $ 0 $ 2,493 $ 30,738 Owner-occupied, nonfarm nonresidential properties 448,691 5,877 7,141 0 13,018 461,709 Agricultural production and other loans to farmers 1,097 0 0 0 0 1,097 Commercial and Industrial 742,819 6,376 10,443 1,337 18,156 760,975 Obligations (other than securities and leases) of states and political subdivisions 147,956 0 0 0 0 147,956 Other loans 13,654 0 0 0 0 13,654 Other construction loans and all land development and other land loans 347,704 1,514 68 0 1,582 349,286 Multifamily (5 or more) residential properties 247,609 0 1,085 0 1,085 248,694 Non-owner occupied, nonfarm nonresidential properties 716,589 2,625 23,000 0 25,625 742,214 Total $ 2,694,364 $ 17,842 $ 42,780 $ 1,337 $ 61,959 $ 2,756,323 December 31, 2021 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 21,286 $ 1,514 $ 968 $ 0 $ 2,482 $ 23,768 Owner-occupied, nonfarm nonresidential properties 419,368 6,723 8,581 0 15,304 434,672 Agricultural production and other loans to farmers 1,379 0 0 0 0 1,379 Commercial and Industrial 687,010 7,946 12,654 1,379 21,979 708,989 Obligations (other than securities and leases) of states and political subdivisions 140,887 0 0 0 0 140,887 Other loans 13,979 0 0 0 0 13,979 Other construction loans and all land development and other land loans 294,103 4,221 545 0 4,766 298,869 Multifamily (5 or more) residential properties 214,772 100 1,271 0 1,371 216,143 Non-owner occupied, nonfarm nonresidential properties 631,534 9,628 21,900 0 31,528 663,062 Total $ 2,424,318 $ 30,132 $ 45,919 $ 1,379 $ 77,430 $ 2,501,748 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of September 30, 2022. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,744 $ 7,732 $ 1,583 $ 2,733 $ 3,328 $ 3,736 $ 389 $ 0 $ 28,245 Special mention 0 0 0 0 0 1,450 0 0 1,450 Substandard 0 347 0 0 147 549 0 0 1,043 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,744 $ 8,079 $ 1,583 $ 2,733 $ 3,475 $ 5,735 $ 389 $ 0 $ 30,738 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 97,380 $ 115,207 $ 67,363 $ 56,604 $ 25,856 $ 65,843 $ 20,438 $ 0 $ 448,691 Special mention 0 0 0 880 4,146 841 10 0 5,877 Substandard 0 0 371 2,393 400 3,977 0 0 7,141 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 97,380 $ 115,207 $ 67,734 $ 59,877 $ 30,402 $ 70,661 $ 20,448 $ 0 $ 461,709 Agricultural production and other loans to farmers Risk rating Pass $ 149 $ 145 $ 88 $ 51 $ 182 $ 0 $ 482 $ 0 $ 1,097 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 149 $ 145 $ 88 $ 51 $ 182 $ 0 $ 482 $ 0 $ 1,097 Commercial and Industrial Risk rating Pass $ 159,525 $ 226,900 $ 63,413 $ 18,933 $ 10,118 $ 21,378 $ 242,552 $ 0 $ 742,819 Special mention 0 0 149 296 325 60 5,546 0 6,376 Substandard 313 1,894 712 408 341 1,002 5,773 0 10,443 Doubtful (1) 0 1,337 0 0 0 0 0 0 1,337 Total $ 159,838 $ 230,131 $ 64,274 $ 19,637 $ 10,784 $ 22,440 $ 253,871 $ 0 $ 760,975 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 17,175 $ 36,577 $ 15,983 $ 4,680 $ 13,647 $ 55,089 $ 4,805 $ 0 $ 147,956 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 17,175 $ 36,577 $ 15,983 $ 4,680 $ 13,647 $ 55,089 $ 4,805 $ 0 $ 147,956 Other loans Risk rating Pass $ 2,204 $ 5,411 $ 2,395 $ 377 $ 0 $ 0 $ 3,267 $ 0 $ 13,654 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 2,204 $ 5,411 $ 2,395 $ 377 $ 0 $ 0 $ 3,267 $ 0 $ 13,654 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 162,843 $ 87,702 $ 69,273 $ 7,154 $ 9,103 $ 969 $ 10,660 $ 0 $ 347,704 Special mention 0 1,514 0 0 0 0 0 0 1,514 Substandard 0 0 0 0 0 0 68 0 68 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 162,843 $ 89,216 $ 69,273 $ 7,154 $ 9,103 $ 969 $ 10,728 $ 0 $ 349,286 Multifamily (5 or more) residential properties Risk rating Pass $ 99,684 $ 51,694 $ 48,900 $ 11,976 $ 6,815 $ 25,770 $ 2,770 $ 0 $ 247,609 Special mention 0 0 0 0 0 0 0 0 0 Substandard 650 0 0 0 345 90 0 0 1,085 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 100,334 $ 51,694 $ 48,900 $ 11,976 $ 7,160 $ 25,860 $ 2,770 $ 0 $ 248,694 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 258,817 $ 157,824 $ 53,483 $ 70,548 $ 45,859 $ 121,425 $ 8,633 $ 0 $ 716,589 Special mention 0 0 0 370 508 1,299 448 0 2,625 Substandard 2,270 805 0 1,789 1,646 14,414 2,076 0 23,000 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 261,087 $ 158,629 $ 53,483 $ 72,707 $ 48,013 $ 137,138 $ 11,157 $ 0 $ 742,214 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,203 $ 1,690 $ 3,276 $ 3,547 $ 564 $ 3,545 $ 461 $ 0 $ 21,286 Special mention 0 0 0 0 394 1,120 0 0 1,514 Substandard 388 0 0 0 48 532 0 0 968 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,591 $ 1,690 $ 3,276 $ 3,547 $ 1,006 $ 5,197 $ 461 $ 0 $ 23,768 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 135,095 $ 78,068 $ 78,621 $ 29,100 $ 40,677 $ 50,079 $ 7,728 $ 0 $ 419,368 Special mention 243 0 903 4,287 135 1,145 10 0 6,723 Substandard 687 416 2,190 868 250 4,152 18 0 8,581 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 136,025 $ 78,484 $ 81,714 $ 34,255 $ 41,062 $ 55,376 $ 7,756 $ 0 $ 434,672 Agricultural production and other loans to farmers Risk rating Pass $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Commercial and Industrial Risk rating Pass $ 313,983 $ 84,815 $ 31,375 $ 16,577 $ 12,389 $ 6,777 $ 221,094 $ 0 $ 687,010 Special mention 0 363 793 381 82 844 5,483 0 7,946 Substandard 1,991 800 1,862 452 29 2,016 5,504 0 12,654 Doubtful (1) 1,379 0 0 0 0 0 0 0 1,379 Total $ 317,353 $ 85,978 $ 34,030 $ 17,410 $ 12,500 $ 9,637 $ 232,081 $ 0 $ 708,989 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Other loans Risk rating Pass $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 98,406 $ 168,372 $ 8,752 $ 11,141 $ 853 $ 898 $ 5,681 $ 0 $ 294,103 Special mention 1,500 0 650 0 2,071 0 0 0 4,221 Substandard 0 0 0 29 439 0 77 0 545 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 99,906 $ 168,372 $ 9,402 $ 11,170 $ 3,363 $ 898 $ 5,758 $ 0 $ 298,869 Multifamily (5 or more) residential properties Risk rating Pass $ 74,687 $ 55,663 $ 33,436 $ 7,937 $ 27,729 $ 12,882 $ 2,438 $ 0 $ 214,772 Special mention 0 0 0 0 0 100 0 0 100 Substandard 0 6 682 379 204 0 0 0 1,271 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 74,687 $ 55,669 $ 34,118 $ 8,316 $ 27,933 $ 12,982 $ 2,438 $ 0 $ 216,143 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 194,800 $ 125,039 $ 84,943 $ 52,233 $ 42,714 $ 123,021 $ 8,784 $ 0 $ 631,534 Special mention 0 0 428 1,004 189 5,556 2,451 0 9,628 Substandard 826 0 2,305 1,662 4,638 12,134 335 0 21,900 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 195,626 $ 125,039 $ 87,676 $ 54,899 $ 47,541 $ 140,711 $ 11,570 $ 0 $ 663,062 The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation evaluates credit quality based on the performance status of the loan, which was previously presented, and by payment activity. Nonperforming loans include loans receivable on nonaccrual status and loans receivable past due over 89 days and still accruing interest. September 30, 2022 December 31, 2021 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 40,426 $ 0 $ 40,426 $ 37,822 $ 0 $ 37,822 Home equity lines of credit 123,536 486 124,022 103,693 824 104,517 Residential Mortgages secured by first liens 916,869 4,311 921,180 823,182 3,547 826,729 Residential Mortgages secured by junior liens 68,380 114 68,494 56,542 147 56,689 Other revolving credit plans 29,340 34 29,374 26,523 13 26,536 Automobile 21,019 22 21,041 20,826 36 20,862 Other consumer 51,902 751 52,653 49,118 558 49,676 Total $ 1,251,472 $ 5,718 $ 1,257,190 $ 1,117,706 $ 5,125 $ 1,122,831 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of September 30, 2022. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Am

LEASES

LEASES	9 Months Ended
	Sep. 30, 2022
Leases [Abstract]
LEASES	LEASES Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent our obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents our incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the condensed consolidated statements of income. The Corporation leases certain full-service branch offices, land and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification September 30, 2022 December 31, 2021 Assets: Operating lease assets Operating lease assets $ 28,004 $ 19,928 Finance lease assets Premises and equipment, net (1) 304 358 Total leased assets $ 28,308 $ 20,286 Liabilities: Operating lease liabilities Operating lease liabilities $ 29,366 $ 21,159 Finance lease liabilities Accrued interest payable and other liabilities 405 469 Total leased liabilities $ 29,771 $ 21,628 (1) Finance lease assets are recorded net of accumulated amortization of $912 thousand as of September 30, 2022 and $858 thousand as of December 31, 2021. The components of the Corporation's net lease expense for the three and nine months ended September 30, 2022 and 2021, respectively, were as follows: Three Months Ended September 30, Nine Months Ended September 30, Lease Cost Classification 2022 2021 2022 2021 Operating lease cost Net occupancy expense $ 577 $ 451 $ 1,635 $ 1,328 Variable lease cost Net occupancy expense 14 10 44 45 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 54 54 Interest on lease liabilities Interest expense - borrowed funds 5 6 15 18 Sublease income (1) Net occupancy expense (23) (17) (56) (55) Net lease cost $ 591 $ 468 $ 1,692 $ 1,390 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of September 30, 2022: Maturity of Lease Liabilities as of September 30, 2022 Operating Leases (1) Finance Leases Total 2022 $ 546 $ 26 $ 572 2023 2,115 105 2,220 2024 2,044 105 2,149 2025 2,037 105 2,142 2026 2,008 105 2,113 After 2026 35,512 0 35,512 Total lease payments 44,262 446 44,708 Less: Interest 14,896 41 14,937 Present value of lease liabilities $ 29,366 $ 405 $ 29,771 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.3 million of legally binding minimum lease payments for leases signed, but not yet commenced. Lease terms and discount rates related to the Corporation's lease liabilities as of September 30, 2022 and December 31, 2021 were as follows: Lease Term and Discount Rate September 30, 2022 December 31, 2021 Weighted-average remaining lease term (years) Operating leases 22.7 18.8 Finance leases 4.3 5.0 Weighted-average discount rate Operating leases 3.53 % 3.42 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of September 30, 2022 and 2021, respectively, was as follows: Other Information September 30, 2022 September 30, 2021 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 888 $ 699
LEASES	LEASES Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent our obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents our incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the condensed consolidated statements of income. The Corporation leases certain full-service branch offices, land and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification September 30, 2022 December 31, 2021 Assets: Operating lease assets Operating lease assets $ 28,004 $ 19,928 Finance lease assets Premises and equipment, net (1) 304 358 Total leased assets $ 28,308 $ 20,286 Liabilities: Operating lease liabilities Operating lease liabilities $ 29,366 $ 21,159 Finance lease liabilities Accrued interest payable and other liabilities 405 469 Total leased liabilities $ 29,771 $ 21,628 (1) Finance lease assets are recorded net of accumulated amortization of $912 thousand as of September 30, 2022 and $858 thousand as of December 31, 2021. The components of the Corporation's net lease expense for the three and nine months ended September 30, 2022 and 2021, respectively, were as follows: Three Months Ended September 30, Nine Months Ended September 30, Lease Cost Classification 2022 2021 2022 2021 Operating lease cost Net occupancy expense $ 577 $ 451 $ 1,635 $ 1,328 Variable lease cost Net occupancy expense 14 10 44 45 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 54 54 Interest on lease liabilities Interest expense - borrowed funds 5 6 15 18 Sublease income (1) Net occupancy expense (23) (17) (56) (55) Net lease cost $ 591 $ 468 $ 1,692 $ 1,390 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of September 30, 2022: Maturity of Lease Liabilities as of September 30, 2022 Operating Leases (1) Finance Leases Total 2022 $ 546 $ 26 $ 572 2023 2,115 105 2,220 2024 2,044 105 2,149 2025 2,037 105 2,142 2026 2,008 105 2,113 After 2026 35,512 0 35,512 Total lease payments 44,262 446 44,708 Less: Interest 14,896 41 14,937 Present value of lease liabilities $ 29,366 $ 405 $ 29,771 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.3 million of legally binding minimum lease payments for leases signed, but not yet commenced. Lease terms and discount rates related to the Corporation's lease liabilities as of September 30, 2022 and December 31, 2021 were as follows: Lease Term and Discount Rate September 30, 2022 December 31, 2021 Weighted-average remaining lease term (years) Operating leases 22.7 18.8 Finance leases 4.3 5.0 Weighted-average discount rate Operating leases 3.53 % 3.42 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of September 30, 2022 and 2021, respectively, was as follows: Other Information September 30, 2022 September 30, 2021 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 888 $ 699

DEPOSITS

DEPOSITS	9 Months Ended
	Sep. 30, 2022
Deposits [Abstract]
DEPOSITS	DEPOSITS The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at September 30, 2022: Time deposits maturing: 2022 $ 87,496 2023 74,332 2024 98,188 2025 41,480 2026 10,428 Thereafter 12,164 $ 324,088 Certificates of deposits of $250 thousand or more totaled $100.1 million and $116.6 million at September 30, 2022 and December 31, 2021, respectively. The Corporation had $7.8 million and $52.9 million in reciprocal deposits at September 30, 2022 and December 31, 2021, respectively.

BORROWINGS

BORROWINGS	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
BORROWINGS	BORROWINGS At September 30, 2022 and December 31, 2021, the Corporation had available one $10.0 million unsecured line of credit with an unaffiliated institution. Borrowings under the line of credit bear interest at a variable rate equal to SOFR plus 2.85%. There were no borrowings under the line of credit at September 30, 2022 and December 31, 2021. FHLB Borrowings The Bank has the ability to borrow funds from the Federal Home Loan Bank ("FHLB"). The Bank maintains a $150.0 million line-of-credit (Open Repo Plus) with the FHLB which is a revolving term commitment available on an overnight basis. The term of this commitment may not exceed 364 days and it reprices daily at market rates. Under terms of a blanket collateral agreement with the FHLB, the line-of-credit and long term advances are secured by FHLB stock and the Bank pledges its single-family residential mortgage loan portfolio, certain commercial real estate loans, and certain agriculture real estate loans as security for any advances. Total loans receivable pledged to the FHLB at September 30, 2022, and December 31, 2021, were $1.5 billion and $1.3 billion, respectively. The Bank could obtain advances of up to approximately $951.0 million from the FHLB at September 30, 2022 and $932.7 million at December 31, 2021. At September 30, 2022 and December 31, 2021, the Bank had no advances from the FHLB. At September 30, 2022 and December 31, 2021, municipal deposit letters of credit issued by the FHLB on behalf of the Bank naming applicable municipalities as beneficiaries were $15.0 million and $10.4 million, respectively. The letters of credit were utilized in place of securities pledged to the municipalities for their deposits maintained at the Bank. Other Borrowings At September 30, 2022 and December 31, 2021, the Bank had no outstanding borrowings from unaffiliated institutions under overnight borrowing agreements. Subordinated Debentures In 2007, the Corporation issued two $10.0 million floating rate trust preferred securities as part of a pooled offering of such securities. The interest rate on each offering is determined quarterly and floats based on the three-month LIBOR plus 1.55%. The all-in rate was 4.84% at September 30, 2022 and 1.75% at December 31, 2021. The Corporation issued subordinated debentures to the trusts in exchange for the proceeds of the offerings, which debentures represent the sole assets of the trusts. The subordinated debentures must be redeemed no later than 2037. The Corporation may redeem the debentures, in whole or in part, at face value at any time. The Corporation has the option to defer interest payments from time to time for a period not to exceed five Subordinated Notes In June 2021, the Corporation sold $85.0 million aggregate principal amount of its fixed-to-floating rate subordinated notes to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act and the provisions of Rule 506 of Regulation D thereunder. The notes will mature in June 2031, and initially bear interest at a fixed rate of 3.25% per annum, payable semi-annually in arrears, to, but excluding, June 15, 2026, and thereafter to, but excluding, the maturity date or earlier redemption, the interest rate will reset quarterly to an interest rate per annum equal to the then current three-month average Secured Overnight Financing Rate plus 2.58%. The net proceeds from the sale were approximately $83.5 million, after deducting offering expenses. These subordinated notes were designed to qualify as Tier 2 capital under the Federal Reserve’s capital guidelines and were given an investment grade rating of BBB- by Kroll Bond Rating Agency. The unamortized debt issuance costs were $1.1 million and $1.3 million as of September 30, 2022 and December 31, 2021, respectively.

OFF-BALANCE SHEET COMMITMENTS A

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES Financial Instruments with Off-Balance Sheet Risk Loan commitments are made to accommodate the financial needs of the Corporation’s customers commitments that result in market risk. Standby letters of credit commit the Corporation to make payments on behalf of customers when certain specified future events occur. They are primarily issued to facilitate customers’ trade transactions. Both arrangements have credit risk, essentially the same as that involved in extending loans to customers, and are subject to the Corporation’s normal credit policies. Collateral is obtained based on a credit assessment of the customer. The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of September 30, 2022 and December 31, 2021 were as follows: September 30, 2022 December 31, 2021 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 120,947 $ 506,251 $ 94,924 $ 323,013 Unused lines of credit 17,341 710,809 13,265 663,903 Standby letters of credit 16,091 1,641 15,063 1,623 Commitments to make loans are generally made for periods of 60 days or less. Other Off-Balance Sheet Commitments The Corporation makes investments in limited partnerships, including certain small business investment corporations and low income housing partnerships. Capital contributions for investments in small business companies ("SBIC") and other limited partnerships, reported in FHLB and other restricted stock holdings and investments on the condensed consolidated balance sheet, as of September 30, 2022 and December 31, 2021 were $16.4 million and $14.5 million, respectively. Unfunded capital commitments in investments in SBIC's and other limited partnerships totaled $6.1 million and $8.0 million as of September 30, 2022 and December 31, 2021, respectively. These investments are accounted for under the equity method of accounting. The carrying value of investments in the low income housing partnerships, reported in FHLB and other restricted stock holdings and investments on the consolidated balance sheet, as of September 30, 2022 and December 31, 2021 were $4.7 million and $5.3 million, respectively. The related amortization for the three and nine months ended September 30, 2022 were $198 thousand and $593 thousand, respectively, and for the three and nine months ended September 30, 2021 were $189 thousand and $568 thousand, respectively. Unfunded commitments, reported in accrued interest payable and other liabilities on the condensed consolidated balance sheets, as of September 30, 2022 and December 31, 2021 were $1.0 million and $2.1 million, respectively. Allowance for Credit Losses on Unfunded Loan Commitments The Corporation maintains an allowance for credit losses on unfunded commercial lending commitments and letters of credit to provide for the risk of loss inherent in these arrangements. The allowance is computed using a methodology similar to that used to determine the allowance for credit losses for loans receivable, modified to take into account the probability of a draw-down on the commitment. The provision for credit losses on unfunded loan commitments is included in the provision for credit losses on the Corporation's condensed consolidated statements of income. The allowance for unfunded commitments is included in other liabilities in the condensed consolidated balance sheets. Note 4, "Loans Receivable and Allowance for Credit Losses," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to the loan portfolio of the Corporation. The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three and nine months ended September 30, 2022 and 2021, respectively: Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Beginning balance $ 586 $ 0 $ 0 $ 0 Provision for credit losses on unfunded loan commitments (1) 55 0 641 0 Ending balance $ 641 $ 0 $ 641 $ 0 (1) Excludes provision for credit losses related to the loan portfolio. Litigation The Corporation is subject to claims and lawsuits that arise primarily in the ordinary course of business. It is the opinion of management the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Corporation.

STOCK COMPENSATION

STOCK COMPENSATION	9 Months Ended
	Sep. 30, 2022
Share-Based Payment Arrangement [Abstract]
STOCK COMPENSATION	STOCK COMPENSATION The Corporation has a stock incentive plan, which is administered by a committee of the Board of Directors and which permits the Corporation to provide various types of stock-based compensation to its key employees, directors, and/or consultants, including time-based and performance-based shares of restricted stock. The Corporation maintains the CNB Financial Corporation 2019 Omnibus Incentive Plan (the "2019 Stock Incentive Plan"), which was approved by the Corporation’s shareholders and became effective on April 16, 2019. The 2019 Stock Incentive Plan provides for up to 507,671 shares of common stock to be awarded in the form of nonqualified options or restricted stock. For key employees, the vesting of time-based restricted stock is one-third, one-fourth, or one-fifth of the granted restricted shares per year, beginning one year after the grant date, with 100% vesting on the third, fourth or fifth anniversary of the grant date, respectively. Prior to 2018, for non-employee directors, the vesting schedule was one-third of the granted restricted shares per year, beginning one year after the grant date, with 100% vested on the third anniversary of the grant date. Beginning in 2018, stock compensation received by non-employee directors vests immediately. At September 30, 2022, there was no unrecognized compensation cost related to stock-based compensation awarded under this plan and, except for the time-based and performance-based restricted stock awards disclosed below and in previous filings, no other stock-based compensation was granted during the three and nine month period ended September 30, 2022 and 2021. Compensation expense for the restricted stock awards is recognized over the requisite service period based on the fair value of the shares at the date of grant on a straight-line basis. Non-vested restricted stock awards are recorded as a reduction of additional paid-in-capital in shareholders’ equity until earned. Compensation expense resulting from time-based, performance-based and director restricted stock awards was $256 thousand and $1.0 million for the three and nine months ended September 30, 2022, respectively, and $312 thousand and $1.1 million for the three and nine months ended September 30, 2021, respectively. The total income tax benefit related to the recognized compensation cost of vested restricted stock awards was $54 thousand and $213 thousand for the three and nine months ended September 30, 2022, respectively, and $65 thousand and $236 thousand for the three and nine months ended September 30, 2021, respectively. A summary of changes in time-based unvested restricted stock awards for the three months ended September 30, 2022 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 87,712 $ 25.26 Granted 664 24.14 Forfeited (112) 26.71 Vested (1,197) 24.00 Unvested at end of period 87,067 $ 25.26 A summary of changes in time-based unvested restricted stock awards for the nine months ended September 30, 2022 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 69,643 $ 24.18 Granted 45,033 26.67 Forfeited (1,202) 25.22 Vested (26,407) 24.75 Unvested at end of period 87,067 $ 25.26 The above tables exclude 11,790 shares in restricted stock awards that were granted at a weighted average fair value of $26.71 and immediately vested. As of September 30, 2022 and December 31, 2021, there was $1.7 million and $1.1 million of total unrecognized compensation cost related to unvested restricted stock awards, respectively. The fair value of shares vested was $31 thousand and $1.0 million during the three and nine months ended September 30, 2022 and $9 thousand and $814 thousand during the three and nine months ended September 30, 2021. In addition to the time-based restricted stock disclosed above, the Corporation’s Board of Directors grants performance-based restricted stock awards (“PBRSAs”) to key employees. The number of PBRSAs will depend on certain performance conditions earned over a three year period and are also subject to service-based vesting. In 2022, awards with a maximum of 13,761 shares in aggregate were granted to key employees. In 2021, awards with a maximum of 18,210 shares in aggregate were granted to key employees. In 2020, awards with a maximum of 18,100 shares in aggregate were granted to key employees. In 2021, the 2019 PBRSAs were fully earned and in 2022, 11,895 shares were fully distributed. The fair value of the shares distributed in 2022 was $318 thousand.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE	EARNINGS PER COMMON SHARE Basic earnings per common share is computed by dividing net income, excluding net earnings allocated to participating securities, by the weighted average number of shares outstanding during the applicable period, excluding outstanding participating securities. Diluted earnings per common share is computed using the weighted average number of shares determined for the basic computation plus the dilutive effect of potential common shares issuable under certain stock compensation plans. For the three and nine months ended September 30, 2022 and 2021, there were no outstanding stock options to include in the diluted earnings per common share calculations. Unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per common share pursuant to the two-class method. The Corporation has determined that its outstanding unvested time-based stock awards are participating securities. The computation of basic and diluted earnings per common share is shown below: Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Basic earnings per common share computation: Net income per condensed consolidated statements of income $ 15,549 $ 13,831 $ 44,082 $ 39,852 Net earnings allocated to participating securities (66) (47) (198) (139) Net earnings allocated to common stock $ 15,483 $ 13,784 $ 43,884 $ 39,713 Distributed earnings allocated to common stock $ 2,936 $ 2,859 $ 8,815 $ 8,577 Undistributed earnings allocated to common stock 12,547 10,925 35,069 31,136 Net earnings allocated to common stock $ 15,483 $ 13,784 $ 43,884 $ 39,713 Weighted average common shares outstanding, including shares considered participating securities 17,324 16,887 17,024 16,875 Less: Average participating securities (70) (54) (73) (56) Weighted average shares 17,254 16,833 16,951 16,819 Basic earnings per common share $ 0.90 $ 0.82 $ 2.59 $ 2.36 Diluted earnings per common share computation: Net earnings allocated to common stock $ 15,483 $ 13,784 $ 43,884 $ 39,713 Weighted average common shares outstanding for basic earnings per common share 17,254 16,833 16,951 16,819 Add: Dilutive effects of performance based-shares 33 0 33 0 Weighted average shares and dilutive potential common shares 17,287 16,833 16,984 16,819 Diluted earnings per common share $ 0.90 $ 0.82 $ 2.59 $ 2.36

DERIVATIVE INSTRUMENTS

DERIVATIVE INSTRUMENTS	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVE INSTRUMENTS	DERIVATIVE INSTRUMENTS On September 7, 2018, the Corporation executed an interest rate swap agreement with a 5-year term and an effective date of September 15, 2018 in order to hedge cash flows associated with $10.0 million of a subordinated trust preferred security that was issued by the Corporation during 2007 and elected cash flow hedge accounting for the agreement. The Corporation’s objective in using this derivative is to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2018 to September 15, 2023 without the exchange of the underlying notional amount. At September 30, 2022, the variable rate on the subordinated trust preferred security was 4.84% (LIBOR plus 155 basis points) and the Corporation was paying 4.53% (2.98% fixed rate plus 155 basis points). As of September 30, 2022 and December 31, 2021, no derivatives were designated as fair value hedges or hedges of net investments in foreign operations. Additionally, the Corporation does not use derivatives for trading or speculative purposes and currently does not have any derivatives that are not designated as hedges. The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s condensed consolidated balance sheets and statements of income as of September 30, 2022 and December 31, 2021 and for the three and nine months ended September 30, 2022 and 2021: Fair value as of Balance Sheet September 30, 2022 December 31, 2021 Interest rate contracts Accrued interest receivable (payable) and $ 132 $ (388) For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 88 Interest expense – $ (26) Other $ 0 For the Nine Months (a) (b) (c) (d) (e) Interest rate contracts $ 410 Interest expense – $ (144) Other $ 0 For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 53 Interest expense – $ (73) Other $ 0 For the Nine Months (a) (b) (c) (d) (e) Interest rate contracts $ 187 Interest expense – $ (204) Other $ 0 (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) Amounts reported in accumulated other comprehensive income (loss) related to the interest rate swap will be reclassified to interest income as interest payments are made on the subordinated notes and debentures. Such amounts reclassified from accumulated other comprehensive income (loss) to interest income in the next twelve months are expected to be $31 thousand. As of September 30, 2022 and December 31, 2021, a cash collateral balance in the amount of $200 thousand and $1.1 million, respectively, was maintained with a counterparty to the interest rate swaps. These balances are included in interest-bearing deposits with other banks on the condensed consolidated balance sheets. The Corporation entered into certain interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Corporation enters into an interest rate swap with a customer while at the same time entering into an offsetting interest rate swap with another financial institution. In connection with each swap transaction, the Corporation agrees to pay interest to the customer on a notional amount at a variable interest rate and receive interest from the customer on a similar notional amount at a fixed interest rate. Concurrently, the Corporation agrees to pay another financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. The transaction allows the Corporation’s customers to effectively convert a variable rate loan to a fixed rate. Because the Corporation acts as an intermediary for its customer, changes in the fair value of the underlying derivative contracts offset each other and do not impact the Corporation’s results of operations. The Corporation pledged cash collateral to another financial institution with a balance $373 thousand as of September 30, 2022 and $3.4 million as of December 31, 2021. This balance is included in interest-bearing deposits with other banks on the condensed consolidated balance sheets. The Corporation may require its customers to post cash or securities as collateral on its program of back-to-back swaps depending upon the specific facts and circumstances surrounding each loan and individual swap. In addition, certain language is included in the International Swaps and Derivatives Association agreement and loan documents where, in default situations, the Corporation is permitted to access collateral supporting the loan relationship to recover any losses suffered on the derivative asset or liability. The Corporation may be required to post additional collateral to swap counterparties in the future in proportion to potential increases in unrealized loss positions. The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s condensed consolidated balance sheet as of September 30, 2022 and December 31, 2021: Notional Weighted Weighted Weighted Average Fair September 30, 2022 3rd Party interest rate swaps $ 31,758 5.19 4.12 % 1 month LIBOR + 2.26% $ 1,768 (a) Customer interest rate swaps (31,758) 5.19 4.12 % 1 month LIBOR + 2.26% (1,768) (b) December 31, 2021 3rd Party interest rate swaps $ 32,768 5.8 4.12 % 1 month LIBOR + 2.27% $ 2,124 (a) Customer interest rate swaps (32,768) 5.8 4.12 % 1 month LIBOR + 2.27% (2,124) (b) (a) Reported in accrued interest receivable and other assets within the condensed consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets

FAIR VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE Fair Value Measurement Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The following three levels of inputs are used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Corporation used the following methods and significant assumptions to estimate fair value: Investment Securities : The fair values of most equity securities and debt securities AFS are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather relying on the securities’ relationship to other benchmark quoted securities (Level 2). These models utilize the market approach with standard inputs that include, but are not limited to benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data. For certain securities that observable inputs about the specific issuer are not available, fair values are estimated using observable data from other securities presumed to be similar or other market data on other similar securities (Level 3). Loans Held for Sale : Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a loan-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Derivatives : The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). The Corporation's derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including brokers, market transactions and third-party pricing services. Individually Evaluated Loans : The fair value of individually evaluated loans with specific allocations of the allowance for credit losses is generally based on recent real estate appraisals prepared by third-parties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also adjusts appraised values based on the length of time that has passed since the appraisal date and other factors. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, resulting in a Level 3 fair value classification. Individually evaluated loans are evaluated on a quarterly basis for additional impairment and adjusted in accordance with the allowance policy. Assets and liabilities measured at fair value on a recurring basis are as follows at September 30, 2022 and December 31, 2021: Fair Value Measurements at September 30, 2022 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 3,078 $ 0 $ 3,078 $ 0 States and political subdivisions 95,982 0 95,982 0 Residential and multi-family mortgage 222,796 0 222,796 0 Corporate notes and bonds 42,454 0 42,454 0 Pooled SBA 13,926 0 13,926 0 Total Securities Available-For-Sale $ 378,236 $ 0 $ 378,236 $ 0 Interest Rate swaps $ 1,900 $ 0 $ 1,900 $ 0 Equity Securities: Corporate equity securities $ 5,995 $ 5,995 $ 0 $ 0 Mutual funds 2,582 2,582 0 0 Corporate notes and bonds 658 658 0 0 Total Equity Securities $ 9,235 $ 9,235 $ 0 $ 0 Liabilities: Interest Rate Swaps $ (1,768) $ 0 $ (1,768) $ 0 Fair Value Measurements at December 31, 2021 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 111,748 $ 0 $ 111,748 $ 0 States and political subdivisions 103,712 0 103,712 0 Residential and multi-family mortgage 434,635 4,995 429,640 0 Corporate notes and bonds 28,064 0 28,064 0 Pooled SBA 19,032 0 19,032 0 Total Securities Available-For-Sale $ 697,191 $ 4,995 $ 692,196 $ 0 Interest Rate swaps $ 2,124 $ 0 $ 2,124 $ 0 Equity Securities: Corporate equity securities $ 6,715 $ 6,715 $ 0 $ 0 Mutual funds 2,566 2,566 0 0 Certificates of deposit 506 506 0 0 Corporate notes and bonds 579 579 0 0 Total Equity Securities $ 10,366 $ 10,366 $ 0 $ 0 Liabilities: Interest Rate Swaps $ (2,512) $ 0 $ (2,512) $ 0 The table below presents a reconciliation of the fair value of securities AFS measured on a recurring basis using significant unobservable inputs (Level 3) for the three months ended September 30, 2021: Corporate Notes and Bonds Balance, July 1, 2021 $ 9,826 Purchases 0 Total gains or (losses): Included in other comprehensive income (loss) (76) Settlements 0 Transfers into Level 3 0 Transfers out of Level 3 (9,750) Balance, September 30, 2021 $ 0 The Corporation's corporate notes and bonds with a fair value of $9.8 million for the three months ended September 30, 2021 were transferred out of Level 3 and into Level 2 because of available observable market data for these investments. The table below presents a reconciliation of the fair value of securities AFS measured on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2021: States and Political Subdivisions Corporate Notes and Bonds Balance, January 1, 2021 $ 64 $ 0 Purchases 0 8,250 Total gains or (losses): Included in other comprehensive income (loss) 0 0 Settlements (64) 0 Transfers into Level 3 0 0 Transfers out of Level 3 0 (8,250) Balance, September 30, 2021 $ 0 $ 0 The Corporation's corporate notes and bonds with a fair value of $8.3 million for the nine months ended September 30, 2021 were transferred out of Level 3 and into Level 2 because of available observable market data for these investments. Assets and liabilities measured at fair value on a non-recurring basis are as follows at September 30, 2022 and December 31, 2021: Fair Value Measurements at September 30, 2022 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 854 $ 0 $ 0 $ 854 Owner-occupied, nonfarm nonresidential properties 1,103 0 0 1,103 Commercial and industrial 1,778 0 0 1,778 Multifamily (5 or more) residential properties 632 0 0 632 Non-owner occupied, nonfarm nonresidential 3,203 0 0 3,203 Home equity lines of credit 236 0 0 236 Residential Mortgages secured by first liens 827 0 0 827 Fair Value Measurements at December 31, 2021 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 920 $ 0 $ 0 $ 920 Owner-occupied, nonfarm nonresidential properties 194 0 0 194 Commercial and industrial 3,102 0 0 3,102 Other construction loans and all land development loans and other land loans 248 0 0 248 Multifamily (5 or more) residential properties 627 0 0 627 Non-owner occupied, nonfarm nonresidential 2,889 0 0 2,889 A loan is considered to be a collateral dependent loan when, based on current information and events, the Corporation expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Corporation has determined that the borrower is experiencing financial difficulty as of the measurement date. The allowance for credit losses is measured by estimating the fair value of the loan based on the present value of expected cash flows, the market price of the loan, or the underlying fair value of the loan’s collateral. For real estate loans, fair value of the loan’s collateral is determined by third-party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Corporation reviews the third-party appraisal for appropriateness and may adjust the value downward to consider selling and closing costs. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2022: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 854 Valuation of third party appraisal on underlying collateral Loss severity rates 20% (20%) Owner-occupied, nonfarm nonresidential properties 1,103 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-100% (29%) Commercial and industrial 1,778 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-100% (33%) Multifamily (5 or more) residential properties 632 Valuation of third party appraisal on underlying collateral Loss severity rates 19%-25% (23%) Non-owner occupied, nonfarm nonresidential 3,203 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-26% (25%) Home equity lines of credit 236 Valuation of third party appraisal on underlying collateral Loss severity rates 52%-55% (55%) Residential Mortgages secured by first liens 827 Valuation of third party appraisal on underlying collateral Loss severity rates 19%-52% (30%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2021: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 920 Valuation of third party appraisal on underlying collateral Loss severity rates 60% (60%) Owner-occupied, nonfarm nonresidential properties 194 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (57%) Commercial and industrial 3,102 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-59% (42%) Other construction loans and all land development loans and other land loans 248 Valuation of third party appraisal on underlying collateral Loss severity rates 25% (25%) Multifamily (5 or more) residential properties 627 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-57% (26%) Non-owner occupied, nonfarm nonresidential 2,889 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-60% (34%) Fair Value of Financial Instruments The following table presents the carrying amount and fair value of financial instruments at September 30, 2022: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 209,796 $ 209,796 $ 0 $ 0 $ 209,796 Debt securities available-for-sale 378,236 0 378,236 0 378,236 Debt securities held-to-maturity 408,209 0 369,102 0 369,102 Equity securities 9,235 9,235 0 0 9,235 Loans held for sale 624 0 626 0 626 Net loans receivable 3,983,396 0 0 3,974,986 3,974,986 FHLB and other restricted stock holdings and investments 23,923 n/a n/a n/a n/a Interest rate swaps 1,900 0 1,900 0 1,900 Accrued interest receivable 17,871 0 2,999 14,872 17,871 LIABILITIES Deposits $ (4,623,811) $ (4,299,723) $ (326,305) $ 0 $ (4,626,028) Subordinated debentures (20,620) 0 (14,684) 0 (14,684) Subordinated notes, net of unamortized issuance costs (83,888) 0 (93,140) 0 (93,140) Interest rate swaps (1,768) 0 (1,768) 0 (1,768) Accrued interest payable (525) 0 (525) 0 (525) The following table presents the carrying amount and fair value of financial instruments at December 31, 2021: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 732,198 $ 732,198 $ 0 $ 0 $ 732,198 Debt securities available-for-sale 697,191 4,995 692,196 0 697,191 Equity securities 10,366 10,366 0 0 10,366 Loans held for sale 849 0 858 0 858 Net loans receivable 3,597,204 0 0 3,613,452 3,613,452 FHLB and other restricted stock holdings and investments 23,276 n/a n/a n/a n/a Interest rate swaps 2,124 0 2,124 0 2,124 Accrued interest receivable 15,516 16 2,171 13,329 15,516 LIABILITIES Deposits $ (4,715,619) $ (4,329,167) $ (391,850) $ 0 $ (4,721,017) Subordinated notes, net of unamortized issuance costs (104,281) 0 (92,675) 0 (92,675) Interest rate swaps (2,512) 0 (2,512) 0 (2,512) Accrued interest payable (886) 0 (886) 0 (886) While estimates of fair value are based on management’s judgment of the most appropriate factors as of the balance sheet dates, there is no assurance that the estimated fair values would have been realized if the assets had been disposed of or the liabilities settled at that date, since market values may differ depending on various circumstances. The estimated fair values would also not apply to subsequent dates. The fair value of other equity interests is based on the net asset values provided by the underlying investment partnership. ASU 2015-7 removes the requirement to categorize within the fair value hierarchy all investments measured using the net asset value per share practical expedient and related disclosures. In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the disclosures. Also, non-financial assets such as, among other things, the estimated earnings power of core deposits, the earnings potential of trust accounts, the trained workforce, and customer goodwill, which typically are not recognized on the balance sheet, may have value but are not included in the fair value disclosures.

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	9 Months Ended
	Sep. 30, 2022
Revenue from Contract with Customer [Abstract]
REVENUE FROM CONTRACTS WITH CUSTOMERS	REVENUE FROM CONTRACTS WITH CUSTOMERS All of the Corporation’s revenue from contracts with customers in the scope of ASC 606 is recognized within Non-Interest Income. The following table presents the Corporation's Non-Interest Income by revenue stream and reportable segment for the three and nine months ended September 30, 2022 and 2021. Items outside the scope of ASC 606 are noted as such. Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Non-interest Income Service charges on deposit accounts $ 1,872 $ 1,595 $ 5,400 $ 4,389 Wealth and asset management fees 1,870 1,734 5,456 5,021 Mortgage banking (1) 298 844 1,065 2,615 Card processing and interchange income 1,975 1,958 5,776 5,871 Net gains (losses) on sales of securities (1) 0 0 651 0 Other income 1,944 2,283 7,411 6,614 Total non-interest income $ 7,959 $ 8,414 $ 25,759 $ 24,510 (1) Not within scope of ASU 2014-9 Management determined that the primary sources of revenue emanating from interest and dividend income on loans receivable and investment securities along with non-interest revenue resulting from security gains, loan servicing, gains on the sale of loans receivable, commitment fees, fees from financial guarantees, certain credit card fees, gains (losses) on sale of other real estate owned not financed by the Corporation, is not within the scope of ASU 2014-9. The types of non-interest income within the scope of the standard that are material to the condensed consolidated financial statements are services charges on deposit accounts, wealth and asset management fee income, card processing and interchange income, and other income. Service charges on deposit accounts : The Corporation earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed, as that is the point in time the Corporation fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Corporation satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Services charges on deposits are withdrawn from the customer’s account balance. Wealth and asset management fees : The Corporation earns wealth and asset management fees from its contracts with trust and brokerage customers to manage assets for investment, and/or to transact on their accounts. These fees are primarily earned over time as the Corporation provides the contracted monthly or quarterly services and are generally assessed based on a tiered scale of the market value of assets under management at month end. Fees for these services are billed to customers on a monthly or quarterly basis and are recorded as revenue at the end of the period for which the wealth and asset management services have been performed. Other performance obligations, such as the delivery of account statements to customers, are generally considered immaterial to the overall transaction price. Card processing and interchange income : The Corporation earns interchange fees from check card and credit card transactions conducted through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Other income : The Corporation's other income includes sources such as bank owned life insurance, changes in fair value and realized gains on sales of trading securities, certain service fees, gains (losses) on sales of fixed assets, and gains (losses) on sale of other real estate owned. The service fees are recognized in the same manner as the service charges mentioned above. While gains (losses) on the sale of other real estate owned are within the scope of ASU 2014-9 if financed by the Corporation, the Corporation does not finance the sale of transactions. The revenue on the sale is recorded upon the transfer of control of the property to the buyer and the other real estate owned asset is derecognized.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying condensed consolidated financial statements have been prepared pursuant to rules and regulations of the SEC and in compliance with U.S. generally accepted accounting principles ("GAAP"). Because this report is based on an interim period, certain information and footnote disclosures normally included in the consolidated financial statements prepared in accordance with GAAP have been condensed or omitted.
Use of Estimates	Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided and future results could differ.
Operating Segments	Operating Segments While the Corporation monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Debt Securities	Debt Securities Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on the settlement date and determined using the specific identification method. The Corporation has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in accrued interest receivable and other assets in the condensed consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the three and nine months ended September 30, 2022 and 2021.
Accounting Pronouncements Adopted in 2021 and Accounting Pronouncements Pending Adoption	Accounting Standards Adopted in 2021 In August 2018, the FASB issued ASU 2018-14, "Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans." ASU 2018-14 amends ASC 715-20, "Compensation - Retirement Benefits - Defined Benefit Plans - General." The amended guidance modifies the disclosure requirements for employers that sponsor defined benefit pension or other post-retirement plans by removing and adding certain disclosures for these plans. The eliminated disclosures include (a) the amounts in accumulated Other Comprehensive Income expected to be recognized in net periodic benefit costs over the next fiscal year, and (b) the effects of a one percentage point change in assumed health care cost trend rates on the net periodic benefit costs and the benefit obligation for post-retirement health care benefits. Additional disclosures include descriptions of significant gains and losses affecting the benefit obligation for the period. ASU 2018-14 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In December 2019, the FASB issued ASU 2019-12, "Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes." These amendments remove specific exceptions to the general principles in Topic 740 in GAAP. It eliminates the need for an organization to analyze whether the following apply in a given period: exception to the incremental approach for intraperiod tax allocation; exceptions to accounting for basis differences where there are ownership changes in foreign investments; and exception in interim period income tax accounting for year-to-date losses that exceed anticipated losses. It also improves financial statement preparers' application of income tax- related guidance and simplifies GAAP for: franchise taxes that are partially based on income; transactions with a government that result in a step up in the tax basis of goodwill; separate financial statements of legal entities that are not subject to tax; and enacts changes in tax laws in interim periods. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. Early adoption is permitted. ASU 2019-12 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In January 2020, the FASB issued ASU 2020-01, "Investments - Equity Securities (Topic 321), Investments - Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) - Clarifying the Interactions between Topic 321, Topic 323, and Topic 815." ASU 2020-01 represents changes to clarify certain interactions between the guidance to account for certain equity securities under Topic 321, the guidance to account for investments under the equity method of accounting in Topic 323, and the guidance in Topic 815. These amendments improve current U.S. GAAP by reducing diversity in practice and increasing comparability of the accounting for these transactions. ASU 2020-01 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In October 2020, the FASB issued ASU 2020-08, "Codification Improvements to Subtopic 310-20, Receivables - Nonrefundable Fees and Other Costs." ASU 2020-08 clarifies that an entity should reevaluate whether a callable debt security is within the scope of paragraph 310-20-35-33 for each reporting period. ASU 2020-08 was effective for the Corporation on January 1, 2021 and did not have a material impact on its consolidated financial statements and related disclosures. In August 2021, FASB issued ASU 2021-06, "Presentation of Financial Statements (Topic 205), Financial Services—Depository and Lending (Topic 942), and Financial Services—Investment Companies (Topic 946)." ASU 2021-06 updates the codification to align with SEC Final Rule Releases No. 33-10786 and No. 33-10835. Specific to financial institutions, these SEC releases updated required annual statistical disclosures. The amendments in ASU 2021-06 were effective immediately. The updates to the statistical disclosures are reflected in the Corporation's Annual Report on Form 10-K for the year ended December 31, 2021, to align with this guidance. Accounting Pronouncements Pending Adoption In March 2020, the FASB issued ASU 2020-04, "Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." ASU 2020-04 provides optional expedients and exceptions for accounting related to contracts, hedging relationships and other transactions affected by reference rate reform if certain criteria are met. ASU 2020-04 applies only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform and do not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, that an entity has elected certain optional expedients for and that are retained through the end of the hedging relationship. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the effect of the reference rate reform on its consolidated financial statements. In January 2021, the FASB issued ASU 2021-01, "Reference Rate Reform (Topic 848)." ASU 2021-01 expands and clarifies the scope of ASU No. 2020-04 to include derivatives affected by changes in interest rates used for margining, discounting, or contract price alignment, commonly referred to as the “discounting transaction.” Derivatives impacted by the discounting transaction will be eligible for certain optional expedients and exceptions related to contract modifications and hedge accounting as defined in Topic 848. The amendments in this update are effective for all entities as of March 12, 2020 through December 31, 2022. The Corporation is currently evaluating the effect of the reference rate reform on its consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDR guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. This guidance is effective for the Corporation for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-02 will have on its consolidated financial statements and related disclosures. In June 2022, FASB issued ASU No. 2022-03, "Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions." In this ASU, a contractual restriction on the sale of an equity security is not considered in measuring the security's fair value. The ASU also requires certain disclosures for equity securities that are subject to contractual restrictions. This guidance is effective for the Corporation for fiscal years beginning after December 15, 2023, including interim periods within those fiscal years, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-03 will have on its consolidated financial statements and related disclosures.

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	Debt securities available-for-sale ("AFS") at September 30, 2022 and December 31, 2021 are as follows: September 30, 2022 December 31, 2021 Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Government sponsored entities $ 3,166 $ 0 $ (88) $ 3,078 $ 110,788 $ 2,728 $ (1,768) $ 111,748 State & political subdivisions 114,082 24 (18,124) 95,982 103,232 2,162 (1,682) 103,712 Residential & multi-family mortgage 263,957 2 (41,163) 222,796 437,021 4,127 (6,513) 434,635 Corporate notes & bonds 47,103 0 (4,649) 42,454 28,257 250 (443) 28,064 Pooled SBA 15,208 0 (1,282) 13,926 18,787 283 (38) 19,032 Total $ 443,516 $ 26 $ (65,306) $ 378,236 $ 698,085 $ 9,550 $ (10,444) $ 697,191 Information pertaining to security sales on AFS securities is as follows: Proceeds Gross Gross Three months ended September 30, 2022 $ 0 $ 0 $ 0 Three months ended September 30, 2021 0 0 0 Nine months ended September 30, 2022 22,164 651 0 Nine months ended September 30, 2021 0 0 0
Schedule of Debt Securities Held-to-maturities	Debt securities held-to-maturity ("HTM") at September 30, 2022 and December 31, 2021 are as follows: September 30, 2022 December 31, 2021 Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains Losses Value Cost Gains Losses Value U.S. Government sponsored entities $ 307,672 $ 0 $ (28,325) $ 279,347 $ 0 $ 0 $ 0 $ 0 Residential & multi-family mortgage 100,537 0 (10,782) 89,755 0 0 0 0 Total $ 408,209 $ 0 $ (39,107) $ 369,102 $ 0 $ 0 $ 0 $ 0 HTM debt securities with unrealized losses at September 30, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: September 30, 2022 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 225,598 $ (20,668) $ 53,749 $ (7,657) $ 279,347 $ (28,325) Residential & multi-family mortgage 45,766 (4,417) 43,989 (6,365) 89,755 (10,782) $ 271,364 $ (25,085) $ 97,738 $ (14,022) $ 369,102 $ (39,107) December 31, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Residential & multi-family mortgage 0 0 0 0 0 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0
Schedule of Maturity Distribution of Debt Securities at Amortized Cost and Fair Value	The table below illustrates the maturity distribution of debt securities at amortized cost and fair value as of September 30, 2022: Available-for-sale Held-to-maturity Amortized Fair Amortized Fair 1 year or less $ 4,744 $ 4,722 $ 5,092 $ 4,972 1 year – 5 years 40,445 38,367 242,851 224,129 5 years – 10 years 91,164 77,651 54,242 45,773 After 10 years 27,998 20,774 5,487 4,473 164,351 141,514 307,672 279,347 Residential & multi-family mortgage 263,957 222,796 100,537 89,755 Pooled SBA 15,208 13,926 0 0 Total debt securities $ 443,516 $ 378,236 $ 408,209 $ 369,102
Available-for-sale Securities with Unrealized Loss Position	AFS debt securities with unrealized losses at September 30, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: September 30, 2022 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 3,078 $ (88) $ 0 $ 0 $ 3,078 $ (88) State & political subdivisions 44,052 (5,329) 45,418 (12,795) 89,470 (18,124) Residential & multi-family mortgage 78,017 (7,116) 144,421 (34,047) 222,438 (41,163) Corporate notes & bonds 34,567 (3,750) 6,887 (899) 41,454 (4,649) Pooled SBA 11,334 (955) 2,592 (327) 13,926 (1,282) $ 171,048 $ (17,238) $ 199,318 $ (48,068) $ 370,366 $ (65,306) December 31, 2021 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 23,733 $ (553) $ 37,911 $ (1,215) $ 61,644 $ (1,768) State & political subdivisions 55,636 (1,399) 5,026 (283) 60,662 (1,682) Residential & multi-family mortgage 248,690 (4,837) 45,185 (1,676) 293,875 (6,513) Corporate notes & bonds 6,466 (249) 3,806 (194) 10,272 (443) Pooled SBA 4,394 (37) 127 (1) 4,521 (38) $ 338,919 $ (7,075) $ 92,055 $ (3,369) $ 430,974 $ (10,444)
Trading Securities	Equity securities at September 30, 2022 and December 31, 2021 are as follows: September 30, 2022 December 31, 2021 Corporate equity securities $ 5,995 $ 6,715 Mutual funds 2,582 2,566 Certificates of deposit 0 506 Corporate notes and bonds 658 579 Total $ 9,235 $ 10,366

LOANS RECEIVABLE AND ALLOWANC_2

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Schedule of Net Loans	Total net loans receivable at September 30, 2022 and December 31, 2021 are summarized as follows: September 30, 2022 Percentage December 31, 2021 Percentage Farmland $ 30,738 0.8 % $ 23,768 0.7 % Owner-occupied, nonfarm nonresidential properties 461,709 11.5 % 434,672 12.0 % Agricultural production and other loans to farmers 1,097 0.0 % 1,379 0.0 % Commercial and Industrial 1 760,975 18.9 % 708,989 19.5 % Obligations (other than securities and leases) of states and political subdivisions 147,956 3.7 % 140,887 3.9 % Other loans 13,654 0.3 % 13,979 0.4 % Other construction loans and all land development and other land loans 349,286 8.7 % 298,869 8.2 % Multifamily (5 or more) residential properties 248,694 6.2 % 216,143 5.9 % Non-owner occupied, nonfarm nonresidential properties 742,214 18.4 % 663,062 18.2 % 1-4 Family Construction 40,426 1.0 % 37,822 1.0 % Home equity lines of credit 124,022 3.1 % 104,517 2.9 % Residential Mortgages secured by first liens 921,180 22.9 % 826,729 22.7 % Residential Mortgages secured by junior liens 68,494 1.7 % 56,689 1.6 % Other revolving credit plans 29,374 0.7 % 26,536 0.7 % Automobile 21,041 0.5 % 20,862 0.6 % Other consumer 52,653 1.3 % 49,676 1.4 % Credit cards 10,916 0.3 % 9,935 0.3 % Overdrafts 236 0.0 % 278 0.0 % Total loans receivable $ 4,024,665 100.0 % $ 3,634,792 100.0 % Less: Allowance for credit losses (41,269) (37,588) Loans receivable, net $ 3,983,396 $ 3,597,204 Net deferred loan origination fees included in the above table $ 4,393 $ 5,667 1 PPP loans, net of deferred PPP processing fees, both those disbursed in 2020 and those disbursed in 2021, are included in the Commercial and Industrial classification.
Allowance for Loan Losses	Transactions in the allowance for credit losses for the three months ended September 30, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 191 $ 0 $ 0 $ (8) $ 183 Owner-occupied, nonfarm nonresidential properties 3,714 0 3 (272) 3,445 Agricultural production and other loans to farmers 7 0 0 (2) 5 Commercial and Industrial 9,555 0 32 (21) 9,566 Obligations (other than securities and leases) of states and political subdivisions 1,665 0 0 97 1,762 Other loans 167 0 0 (2) 165 Other construction loans and all land development and other land loans 2,328 0 0 208 2,536 Multifamily (5 or more) residential properties 2,277 0 0 (171) 2,106 Non-owner occupied, nonfarm nonresidential properties 6,748 (169) 336 215 7,130 1-4 Family Construction 236 0 0 (56) 180 Home equity lines of credit 1,353 0 1 26 1,380 Residential Mortgages secured by first liens 7,664 (4) 1 198 7,859 Residential Mortgages secured by junior liens 628 0 0 338 966 Other revolving credit plans 598 (28) 12 58 640 Automobile 242 (7) 2 27 264 Other consumer 2,704 (404) 22 437 2,759 Credit cards 110 (15) 25 (33) 87 Overdrafts 356 (152) 35 (3) 236 Total $ 40,543 $ (779) $ 469 $ 1,036 $ 41,269 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the nine months ended September 30, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 151 $ 0 $ 0 $ 32 $ 183 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 12 115 3,445 Agricultural production and other loans to farmers 9 0 0 (4) 5 Commercial and Industrial 8,837 (85) 123 691 9,566 Obligations (other than securities and leases) of states and political subdivisions 1,649 0 0 113 1,762 Other loans 149 0 0 16 165 Other construction loans and all land development and other land loans 2,198 0 0 338 2,536 Multifamily (5 or more) residential properties 2,289 0 0 (183) 2,106 Non-owner occupied, nonfarm nonresidential properties 6,481 (169) 336 482 7,130 1-4 Family Construction 158 0 0 22 180 Home equity lines of credit 1,169 0 11 200 1,380 Residential Mortgages secured by first liens 6,943 (51) 13 954 7,859 Residential Mortgages secured by junior liens 546 0 0 420 966 Other revolving credit plans 528 (73) 46 139 640 Automobile 263 (20) 2 19 264 Other consumer 2,546 (1,174) 63 1,324 2,759 Credit cards 92 (74) 33 36 87 Overdrafts 241 (398) 109 284 236 Total $ 37,588 $ (2,065) $ 748 $ 4,998 $ 41,269 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended September 30, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 124 $ 0 $ 0 $ (26) $ 98 Owner-occupied, nonfarm nonresidential properties 2,880 0 3 154 3,037 Agricultural production and other loans to farmers 12 0 0 (5) 7 Commercial and Industrial 7,312 (23) 52 989 8,330 Obligations (other than securities and leases) of states and political subdivisions 2,325 (157) 0 (289) 1,879 Other loans 117 0 0 (15) 102 Other construction loans and all land development and other land loans 2,364 (282) 0 287 2,369 Multifamily (5 or more) residential properties 2,314 0 0 (219) 2,095 Non-owner occupied, nonfarm nonresidential properties 10,162 (18) 0 (2,865) 7,279 1-4 Family Construction 110 0 0 116 226 Home equity lines of credit 1,029 (7) 1 197 1,220 Residential Mortgages secured by first liens 4,398 (5) 2 2,030 6,425 Residential Mortgages secured by junior liens 408 (3) 0 144 549 Other revolving credit plans 459 (5) 4 70 528 Automobile 241 (12) 0 49 278 Other consumer 2,402 (268) 25 331 2,490 Credit cards 68 (5) 6 43 112 Overdrafts 183 (127) 41 109 206 Total $ 36,908 $ (912) $ 134 $ 1,100 $ 37,230 (1) Excludes provision for credit losses related to unfunded commitments. Note 8, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the nine months ended September 30, 2021 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 221 $ 0 $ 0 $ (123) $ 98 Owner-occupied, nonfarm nonresidential properties 3,700 (531) 8 (140) 3,037 Agricultural production and other loans to farmers 24 0 0 (17) 7 Commercial and Industrial 6,233 (93) 72 2,118 8,330 Obligations (other than securities and leases) of states and political subdivisions 998 (407) 0 1,288 1,879 Other loans 68 0 0 34 102 Other construction loans and all land development and other land loans 1,956 (282) 0 695 2,369 Multifamily (5 or more) residential properties 2,724 0 0 (629) 2,095 Non-owner occupied, nonfarm nonresidential properties 8,658 (18) 0 (1,361) 7,279 1-4 Family Construction 82 0 0 144 226 Home equity lines of credit 985 (7) 3 239 1,220 Residential Mortgages secured by first liens 4,539 (75) 34 1,927 6,425 Residential Mortgages secured by junior liens 241 (3) 0 311 549 Other revolving credit plans 507 (28) 9 40 528 Automobile 132 (17) 3 160 278 Other consumer 2,962 (829) 120 237 2,490 Credit cards 66 (77) 17 106 112 Overdrafts 244 (318) 120 160 206 Total $ 34,340 $ (2,685) $ 386 $ 5,189 $ 37,230
Nonaccrual Loans and Loans Receivable Past Due over 90 Days Still Accruing Interest by Class of Loans	The following tables presents the amortized cost basis of loans receivable on nonaccrual status and loans receivable past due over 89 days still accruing as of September 30, 2022 and December 31, 2021, respectively: September 30, 2022 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 1,043 $ 1,043 $ 995 Owner-occupied, nonfarm nonresidential properties 1,665 1,593 0 Commercial and Industrial 6,101 2,882 0 Other construction loans and all land development and other land loans 68 68 0 Multifamily (5 or more) residential properties 1,085 435 0 Non-owner occupied, nonfarm nonresidential properties 3,828 2,610 0 Home equity lines of credit 486 194 0 Residential Mortgages secured by first liens 4,311 3,565 0 Residential Mortgages secured by junior liens 114 114 0 Other revolving credit plans 34 34 0 Automobile 22 22 0 Other consumer 751 751 0 Credit cards 0 0 56 Total $ 19,508 $ 13,311 $ 1,051 December 31, 2021 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 965 $ 965 $ 0 Owner-occupied, nonfarm nonresidential properties 850 762 0 Commercial and Industrial 7,060 1,653 8 Other construction loans and all land development and other land loans 516 77 0 Multifamily (5 or more) residential properties 1,270 5 0 Non-owner occupied, nonfarm nonresidential properties 3,771 2,143 0 Home equity lines of credit 824 824 0 Residential Mortgages secured by first liens 3,410 3,410 137 Residential Mortgages secured by junior liens 147 147 0 Other revolving credit plans 13 13 0 Automobile 36 36 0 Other consumer 558 558 0 Credit cards 0 0 23 Total $ 19,420 $ 10,593 $ 168
Aging of Recorded Investment in Past Due Loans	The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of September 30, 2022: Real Estate Collateral Non-Real Estate Collateral Farmland $ 854 $ 0 Owner-occupied, nonfarm nonresidential properties 1,332 6 Commercial and Industrial 91 2,018 Multifamily (5 or more) residential properties 1,085 0 Non-owner occupied, nonfarm nonresidential properties 5,264 0 Home equity lines of credit 341 0 Residential Mortgages secured by first liens 1,167 0 Total $ 10,134 $ 2,024 The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of December 31, 2021: Real Estate Collateral Non-Real Estate Collateral Farmland $ 920 $ 0 Owner-occupied, nonfarm nonresidential properties 194 9 Commercial and Industrial 1,488 2,351 Other construction loans and all land development and other land loans 438 0 Multifamily (5 or more) residential properties 1,265 0 Non-owner occupied, nonfarm nonresidential properties 3,378 0 Residential Mortgages secured by first liens 435 0 Total $ 8,118 $ 2,360 The following table presents the aging of the amortized cost basis in past-due loans receivable as of September 30, 2022 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ 0 $ 0 $ 1,142 $ 1,142 $ 29,596 $ 30,738 Owner-occupied, nonfarm nonresidential properties 230 99 334 663 461,046 461,709 Agricultural production and other loans to farmers 0 0 0 0 1,097 1,097 Commercial and Industrial 117 230 715 1,062 759,913 760,975 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 147,956 147,956 Other loans 0 0 0 0 13,654 13,654 Other construction loans and all land development and other land loans 0 68 0 68 349,218 349,286 Multifamily (5 or more) residential properties 0 0 90 90 248,604 248,694 Non-owner occupied, nonfarm nonresidential properties 114 0 1,037 1,151 741,063 742,214 1-4 Family Construction 0 0 0 0 40,426 40,426 Home equity lines of credit 113 50 49 212 123,810 124,022 Residential Mortgages secured by first liens 698 239 1,590 2,527 918,653 921,180 Residential Mortgages secured by junior liens 11 0 52 63 68,431 68,494 Other revolving credit plans 14 24 4 42 29,332 29,374 Automobile 19 0 1 20 21,021 21,041 Other consumer 416 230 351 997 51,656 52,653 Credit cards 54 22 56 132 10,784 10,916 Overdrafts 0 0 0 0 236 236 Total $ 1,786 $ 962 $ 5,421 $ 8,169 $ 4,016,496 $ 4,024,665 The following table presents the aging of the amortized cost basis in past-due loans receivable as of December 31, 2021 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ 348 $ 0 $ 0 $ 348 $ 23,420 $ 23,768 Owner-occupied, nonfarm nonresidential properties 278 18 414 710 433,962 434,672 Agricultural production and other loans to farmers 0 0 0 0 1,379 1,379 Commercial and Industrial 377 13 333 723 708,266 708,989 Obligations (other than securities and leases) of states and political subdivisions 0 0 0 0 140,887 140,887 Other loans 0 0 0 0 13,979 13,979 Other construction loans and all land development and other land loans 0 0 77 77 298,792 298,869 Multifamily (5 or more) residential properties 0 10 209 219 215,924 216,143 Non-owner occupied, nonfarm nonresidential properties 0 0 1,792 1,792 661,270 663,062 1-4 Family Construction 0 0 0 0 37,822 37,822 Home equity lines of credit 506 50 172 728 103,789 104,517 Residential Mortgages secured by first liens 1,286 1,145 1,647 4,078 822,651 826,729 Residential Mortgages secured by junior liens 32 24 1 57 56,632 56,689 Other revolving credit plans 56 17 4 77 26,459 26,536 Automobile 45 3 23 71 20,791 20,862 Other consumer 283 158 295 736 48,940 49,676 Credit cards 26 12 23 61 9,874 9,935 Overdrafts 0 0 0 0 278 278 Total $ 3,237 $ 1,450 $ 4,990 $ 9,677 $ 3,625,115 $ 3,634,792
Restructured in Troubled Debt	There was one loan modified as TDRs during the three months ended September 30, 2022. Three Months Ended September 30, 2022 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 96 $ 96 Extend Amortization Total 1 $ 96 $ 96 There were two loans modified as a TDR during the nine months ended September 30, 2022: Nine Months Ended September 30, 2022 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 96 $ 96 Extend Amortization Non-owner occupied, nonfarm nonresidential properties 1 1,784 1,784 Modify Rate and Extend Amortization Total 2 $ 1,880 $ 1,880 There were no loans modified as TDRs during the three months ended September 30, 2021. There were three loans modified as TDRs during the nine months ended September 30, 2021. Nine Months Ended September 30, 2021 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 578 $ 578 Modify Payment Multifamily (5 or more) residential properties 1 717 717 Modify Payment Non-owner occupied, nonfarm nonresidential properties 1 1,604 1,604 Modify Payment Total 3 $ 2,899 $ 2,899
Schedule of Credit Risk Profile by Risk Rating	The following tables represent the Corporation's commercial credit risk profile by risk rating. Loans receivable not rated as special mention, substandard, or doubtful are considered to be pass rated loans. September 30, 2022 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 28,245 $ 1,450 $ 1,043 $ 0 $ 2,493 $ 30,738 Owner-occupied, nonfarm nonresidential properties 448,691 5,877 7,141 0 13,018 461,709 Agricultural production and other loans to farmers 1,097 0 0 0 0 1,097 Commercial and Industrial 742,819 6,376 10,443 1,337 18,156 760,975 Obligations (other than securities and leases) of states and political subdivisions 147,956 0 0 0 0 147,956 Other loans 13,654 0 0 0 0 13,654 Other construction loans and all land development and other land loans 347,704 1,514 68 0 1,582 349,286 Multifamily (5 or more) residential properties 247,609 0 1,085 0 1,085 248,694 Non-owner occupied, nonfarm nonresidential properties 716,589 2,625 23,000 0 25,625 742,214 Total $ 2,694,364 $ 17,842 $ 42,780 $ 1,337 $ 61,959 $ 2,756,323 December 31, 2021 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 21,286 $ 1,514 $ 968 $ 0 $ 2,482 $ 23,768 Owner-occupied, nonfarm nonresidential properties 419,368 6,723 8,581 0 15,304 434,672 Agricultural production and other loans to farmers 1,379 0 0 0 0 1,379 Commercial and Industrial 687,010 7,946 12,654 1,379 21,979 708,989 Obligations (other than securities and leases) of states and political subdivisions 140,887 0 0 0 0 140,887 Other loans 13,979 0 0 0 0 13,979 Other construction loans and all land development and other land loans 294,103 4,221 545 0 4,766 298,869 Multifamily (5 or more) residential properties 214,772 100 1,271 0 1,371 216,143 Non-owner occupied, nonfarm nonresidential properties 631,534 9,628 21,900 0 31,528 663,062 Total $ 2,424,318 $ 30,132 $ 45,919 $ 1,379 $ 77,430 $ 2,501,748
Amortized Cost of Loans, by Year of Origination	The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of September 30, 2022. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,744 $ 7,732 $ 1,583 $ 2,733 $ 3,328 $ 3,736 $ 389 $ 0 $ 28,245 Special mention 0 0 0 0 0 1,450 0 0 1,450 Substandard 0 347 0 0 147 549 0 0 1,043 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,744 $ 8,079 $ 1,583 $ 2,733 $ 3,475 $ 5,735 $ 389 $ 0 $ 30,738 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 97,380 $ 115,207 $ 67,363 $ 56,604 $ 25,856 $ 65,843 $ 20,438 $ 0 $ 448,691 Special mention 0 0 0 880 4,146 841 10 0 5,877 Substandard 0 0 371 2,393 400 3,977 0 0 7,141 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 97,380 $ 115,207 $ 67,734 $ 59,877 $ 30,402 $ 70,661 $ 20,448 $ 0 $ 461,709 Agricultural production and other loans to farmers Risk rating Pass $ 149 $ 145 $ 88 $ 51 $ 182 $ 0 $ 482 $ 0 $ 1,097 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 149 $ 145 $ 88 $ 51 $ 182 $ 0 $ 482 $ 0 $ 1,097 Commercial and Industrial Risk rating Pass $ 159,525 $ 226,900 $ 63,413 $ 18,933 $ 10,118 $ 21,378 $ 242,552 $ 0 $ 742,819 Special mention 0 0 149 296 325 60 5,546 0 6,376 Substandard 313 1,894 712 408 341 1,002 5,773 0 10,443 Doubtful (1) 0 1,337 0 0 0 0 0 0 1,337 Total $ 159,838 $ 230,131 $ 64,274 $ 19,637 $ 10,784 $ 22,440 $ 253,871 $ 0 $ 760,975 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 17,175 $ 36,577 $ 15,983 $ 4,680 $ 13,647 $ 55,089 $ 4,805 $ 0 $ 147,956 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 17,175 $ 36,577 $ 15,983 $ 4,680 $ 13,647 $ 55,089 $ 4,805 $ 0 $ 147,956 Other loans Risk rating Pass $ 2,204 $ 5,411 $ 2,395 $ 377 $ 0 $ 0 $ 3,267 $ 0 $ 13,654 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 2,204 $ 5,411 $ 2,395 $ 377 $ 0 $ 0 $ 3,267 $ 0 $ 13,654 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 162,843 $ 87,702 $ 69,273 $ 7,154 $ 9,103 $ 969 $ 10,660 $ 0 $ 347,704 Special mention 0 1,514 0 0 0 0 0 0 1,514 Substandard 0 0 0 0 0 0 68 0 68 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 162,843 $ 89,216 $ 69,273 $ 7,154 $ 9,103 $ 969 $ 10,728 $ 0 $ 349,286 Multifamily (5 or more) residential properties Risk rating Pass $ 99,684 $ 51,694 $ 48,900 $ 11,976 $ 6,815 $ 25,770 $ 2,770 $ 0 $ 247,609 Special mention 0 0 0 0 0 0 0 0 0 Substandard 650 0 0 0 345 90 0 0 1,085 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 100,334 $ 51,694 $ 48,900 $ 11,976 $ 7,160 $ 25,860 $ 2,770 $ 0 $ 248,694 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 258,817 $ 157,824 $ 53,483 $ 70,548 $ 45,859 $ 121,425 $ 8,633 $ 0 $ 716,589 Special mention 0 0 0 370 508 1,299 448 0 2,625 Substandard 2,270 805 0 1,789 1,646 14,414 2,076 0 23,000 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 261,087 $ 158,629 $ 53,483 $ 72,707 $ 48,013 $ 137,138 $ 11,157 $ 0 $ 742,214 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 8,203 $ 1,690 $ 3,276 $ 3,547 $ 564 $ 3,545 $ 461 $ 0 $ 21,286 Special mention 0 0 0 0 394 1,120 0 0 1,514 Substandard 388 0 0 0 48 532 0 0 968 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 8,591 $ 1,690 $ 3,276 $ 3,547 $ 1,006 $ 5,197 $ 461 $ 0 $ 23,768 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 135,095 $ 78,068 $ 78,621 $ 29,100 $ 40,677 $ 50,079 $ 7,728 $ 0 $ 419,368 Special mention 243 0 903 4,287 135 1,145 10 0 6,723 Substandard 687 416 2,190 868 250 4,152 18 0 8,581 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 136,025 $ 78,484 $ 81,714 $ 34,255 $ 41,062 $ 55,376 $ 7,756 $ 0 $ 434,672 Agricultural production and other loans to farmers Risk rating Pass $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 211 $ 103 $ 76 $ 198 $ 0 $ 0 $ 791 $ 0 $ 1,379 Commercial and Industrial Risk rating Pass $ 313,983 $ 84,815 $ 31,375 $ 16,577 $ 12,389 $ 6,777 $ 221,094 $ 0 $ 687,010 Special mention 0 363 793 381 82 844 5,483 0 7,946 Substandard 1,991 800 1,862 452 29 2,016 5,504 0 12,654 Doubtful (1) 1,379 0 0 0 0 0 0 0 1,379 Total $ 317,353 $ 85,978 $ 34,030 $ 17,410 $ 12,500 $ 9,637 $ 232,081 $ 0 $ 708,989 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 36,853 $ 16,688 $ 8,774 $ 16,957 $ 20,071 $ 36,764 $ 4,780 $ 0 $ 140,887 Other loans Risk rating Pass $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 Special mention 0 0 0 0 0 0 0 0 0 Substandard 0 0 0 0 0 0 0 0 0 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 5,851 $ 5,305 $ 552 $ 3 $ 0 $ 0 $ 2,268 $ 0 $ 13,979 (1) Consists of one loan relationship that was originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during the current period. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 98,406 $ 168,372 $ 8,752 $ 11,141 $ 853 $ 898 $ 5,681 $ 0 $ 294,103 Special mention 1,500 0 650 0 2,071 0 0 0 4,221 Substandard 0 0 0 29 439 0 77 0 545 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 99,906 $ 168,372 $ 9,402 $ 11,170 $ 3,363 $ 898 $ 5,758 $ 0 $ 298,869 Multifamily (5 or more) residential properties Risk rating Pass $ 74,687 $ 55,663 $ 33,436 $ 7,937 $ 27,729 $ 12,882 $ 2,438 $ 0 $ 214,772 Special mention 0 0 0 0 0 100 0 0 100 Substandard 0 6 682 379 204 0 0 0 1,271 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 74,687 $ 55,669 $ 34,118 $ 8,316 $ 27,933 $ 12,982 $ 2,438 $ 0 $ 216,143 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 194,800 $ 125,039 $ 84,943 $ 52,233 $ 42,714 $ 123,021 $ 8,784 $ 0 $ 631,534 Special mention 0 0 428 1,004 189 5,556 2,451 0 9,628 Substandard 826 0 2,305 1,662 4,638 12,134 335 0 21,900 Doubtful 0 0 0 0 0 0 0 0 0 Total $ 195,626 $ 125,039 $ 87,676 $ 54,899 $ 47,541 $ 140,711 $ 11,570 $ 0 $ 663,062 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of September 30, 2022. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 19,306 $ 16,873 $ 2,926 $ 725 $ 63 $ 0 $ 533 $ 0 $ 40,426 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 19,306 $ 16,873 $ 2,926 $ 725 $ 63 $ 0 $ 533 $ 0 $ 40,426 Home equity lines of credit Payment performance Performing $ 30,024 $ 15,182 $ 12,949 $ 9,192 $ 8,682 $ 38,806 $ 8,701 $ 0 $ 123,536 Nonperforming 0 0 0 10 0 476 0 0 486 Total $ 30,024 $ 15,182 $ 12,949 $ 9,202 $ 8,682 $ 39,282 $ 8,701 $ 0 $ 124,022 Residential mortgages secured by first lien Payment performance Performing $ 186,664 $ 227,676 $ 163,921 $ 93,549 $ 51,249 $ 190,091 $ 3,719 $ 0 $ 916,869 Nonperforming 0 782 323 409 421 2,188 188 0 4,311 Total $ 186,664 $ 228,458 $ 164,244 $ 93,958 $ 51,670 $ 192,279 $ 3,907 $ 0 $ 921,180 Residential mortgages secured by junior liens Payment performance Performing $ 23,532 $ 17,958 $ 8,619 $ 5,336 $ 3,260 $ 9,017 $ 658 $ 0 $ 68,380 Nonperforming 0 0 0 2 0 68 44 0 114 Total $ 23,532 $ 17,958 $ 8,619 $ 5,338 $ 3,260 $ 9,085 $ 702 $ 0 $ 68,494 Other revolving credit plans Payment performance Performing $ 5,690 $ 3,304 $ 4,498 $ 2,915 $ 2,284 $ 10,649 $ 0 $ 0 $ 29,340 Nonperforming 0 0 0 8 15 11 0 0 34 Total $ 5,690 $ 3,304 $ 4,498 $ 2,923 $ 2,299 $ 10,660 $ 0 $ 0 $ 29,374 Automobile Payment performance Performing $ 7,520 $ 5,120 $ 3,528 $ 2,749 $ 1,416 $ 686 $ 0 $ 0 $ 21,019 Nonperforming 0 0 11 8 3 0 0 0 22 Total $ 7,520 $ 5,120 $ 3,539 $ 2,757 $ 1,419 $ 686 $ 0 $ 0 $ 21,041 Other consumer Payment performance Performing $ 22,387 $ 18,395 $ 6,355 $ 2,548 $ 861 $ 1,356 $ 0 $ 0 $ 51,902 Nonperforming 287 291 77 34 7 55 0 0 751 Total $ 22,674 $ 18,686 $ 6,432 $ 2,582 $ 868 $ 1,411 $ 0 $ 0 $ 52,653 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of December 31, 2021. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Nonperforming 0 0 0 0 0 0 0 0 0 Total $ 27,539 $ 9,137 $ 857 $ 66 $ 0 $ 0 $ 223 $ 0 $ 37,822 Home equity lines of credit Payment performance Performing $ 14,383 $ 14,621 $ 9,564 $ 10,584 $ 6,863 $ 39,527 $ 8,151 $ 0 $ 103,693 Nonperforming 0 0 9 10 377 428 0 0 824 Total $ 14,383 $ 14,621 $ 9,573 $ 10,594 $ 7,240 $ 39,955 $ 8,151 $ 0 $ 104,517 Residential mortgages secured by first lien Payment performance Performing $ 232,606 $ 178,380 $ 111,333 $ 62,850 $ 74,136 $ 160,402 $ 3,475 $ 0 $ 823,182 Nonperforming 79 259 227 151 258 2,379 194 0 3,547 Total $ 232,685 $ 178,639 $ 111,560 $ 63,001 $ 74,394 $ 162,781 $ 3,669 $ 0 $ 826,729 Residential mortgages secured by junior liens Payment performance Performing $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,508 $ 9,095 $ 420 $ 0 $ 56,542 Nonperforming 0 0 0 0 84 63 0 0 147 Total $ 20,617 $ 11,256 $ 7,239 $ 4,407 $ 3,592 $ 9,158 $ 420 $ 0 $ 56,689 Other revolving credit plans Payment performance Performing $ 5,313 $ 3,596 $ 3,090 $ 2,592 $ 2,977 $ 8,955 $ 0 $ 0 $ 26,523 Nonperforming 0 0 4 4 0 5 0 0 13 Total $ 5,313 $ 3,596 $ 3,094 $ 2,596 $ 2,977 $ 8,960 $ 0 $ 0 $ 26,536 Automobile Payment performance Performing $ 7,047 $ 5,448 $ 4,668 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,826 Nonperforming 11 13 12 0 0 0 0 0 36 Total $ 7,058 $ 5,461 $ 4,680 $ 2,457 $ 682 $ 524 $ 0 $ 0 $ 20,862 Other consumer Payment performance Performing $ 30,423 $ 11,017 $ 4,537 $ 1,451 $ 316 $ 1,374 $ 0 $ 0 $ 49,118 Nonperforming 204 170 96 25 3 60 0 0 558 Total $ 30,627 $ 11,187 $ 4,633 $ 1,476 $ 319 $ 1,434 $ 0 $ 0 $ 49,676 September 30, 2022 December 31, 2021 Credit card Payment performance Performing $ 10,860 $ 9,912 Nonperforming 56 23 Total $ 10,916 $ 9,935
Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity	The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation evaluates credit quality based on the performance status of the loan, which was previously presented, and by payment activity. Nonperforming loans include loans receivable on nonaccrual status and loans receivable past due over 89 days and still accruing interest. September 30, 2022 December 31, 2021 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 40,426 $ 0 $ 40,426 $ 37,822 $ 0 $ 37,822 Home equity lines of credit 123,536 486 124,022 103,693 824 104,517 Residential Mortgages secured by first liens 916,869 4,311 921,180 823,182 3,547 826,729 Residential Mortgages secured by junior liens 68,380 114 68,494 56,542 147 56,689 Other revolving credit plans 29,340 34 29,374 26,523 13 26,536 Automobile 21,019 22 21,041 20,826 36 20,862 Other consumer 51,902 751 52,653 49,118 558 49,676 Total $ 1,251,472 $ 5,718 $ 1,257,190 $ 1,117,706 $ 5,125 $ 1,122,831
Schedule of Holiday's Loan Portfolio Included in Consumer and Residential Loans	Holiday’s loan portfolio, included in other consumer loans above, is summarized as follows at September 30, 2022 and December 31, 2021: September 30, 2022 December 31, 2021 Gross other consumer $ 30,660 $ 29,227 Less: other consumer unearned discounts (5,790) (5,716) Total other consumer loans, net of unearned discounts $ 24,870 $ 23,511

LEASES (Tables)

LEASES (Tables)	9 Months Ended
	Sep. 30, 2022
Leases [Abstract]
Schedule Of Operating And Finance Lease Liabilities	Leases Classification September 30, 2022 December 31, 2021 Assets: Operating lease assets Operating lease assets $ 28,004 $ 19,928 Finance lease assets Premises and equipment, net (1) 304 358 Total leased assets $ 28,308 $ 20,286 Liabilities: Operating lease liabilities Operating lease liabilities $ 29,366 $ 21,159 Finance lease liabilities Accrued interest payable and other liabilities 405 469 Total leased liabilities $ 29,771 $ 21,628 (1) Finance lease assets are recorded net of accumulated amortization of $912 thousand as of September 30, 2022 and $858 thousand as of December 31, 2021.
Schedule Of Lease Cost	The components of the Corporation's net lease expense for the three and nine months ended September 30, 2022 and 2021, respectively, were as follows: Three Months Ended September 30, Nine Months Ended September 30, Lease Cost Classification 2022 2021 2022 2021 Operating lease cost Net occupancy expense $ 577 $ 451 $ 1,635 $ 1,328 Variable lease cost Net occupancy expense 14 10 44 45 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 54 54 Interest on lease liabilities Interest expense - borrowed funds 5 6 15 18 Sublease income (1) Net occupancy expense (23) (17) (56) (55) Net lease cost $ 591 $ 468 $ 1,692 $ 1,390 (1) Sublease income excludes rental income from owned properties.
Finance Lease, Liability, Maturity	The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of September 30, 2022: Maturity of Lease Liabilities as of September 30, 2022 Operating Leases (1) Finance Leases Total 2022 $ 546 $ 26 $ 572 2023 2,115 105 2,220 2024 2,044 105 2,149 2025 2,037 105 2,142 2026 2,008 105 2,113 After 2026 35,512 0 35,512 Total lease payments 44,262 446 44,708 Less: Interest 14,896 41 14,937 Present value of lease liabilities $ 29,366 $ 405 $ 29,771 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.3 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Summary of Minimum Annual Rental Commitments Under Operating Lease	The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of September 30, 2022: Maturity of Lease Liabilities as of September 30, 2022 Operating Leases (1) Finance Leases Total 2022 $ 546 $ 26 $ 572 2023 2,115 105 2,220 2024 2,044 105 2,149 2025 2,037 105 2,142 2026 2,008 105 2,113 After 2026 35,512 0 35,512 Total lease payments 44,262 446 44,708 Less: Interest 14,896 41 14,937 Present value of lease liabilities $ 29,366 $ 405 $ 29,771 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.3 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Schedule of Weighted Average Lease Term and Discount Rate	Lease terms and discount rates related to the Corporation's lease liabilities as of September 30, 2022 and December 31, 2021 were as follows: Lease Term and Discount Rate September 30, 2022 December 31, 2021 Weighted-average remaining lease term (years) Operating leases 22.7 18.8 Finance leases 4.3 5.0 Weighted-average discount rate Operating leases 3.53 % 3.42 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of September 30, 2022 and 2021, respectively, was as follows: Other Information September 30, 2022 September 30, 2021 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 888 $ 699

DEPOSITS (Tables)

DEPOSITS (Tables)	9 Months Ended
	Sep. 30, 2022
Deposits [Abstract]
Summary of Time Certificates of Deposit Accounts Included in Total Deposits and Their Remaining Maturities	The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at September 30, 2022: Time deposits maturing: 2022 $ 87,496 2023 74,332 2024 98,188 2025 41,480 2026 10,428 Thereafter 12,164 $ 324,088

OFF-BALANCE SHEET COMMITMENTS_2

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Schedule of Off-Balance Sheet Risks	The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of September 30, 2022 and December 31, 2021 were as follows: September 30, 2022 December 31, 2021 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 120,947 $ 506,251 $ 94,924 $ 323,013 Unused lines of credit 17,341 710,809 13,265 663,903 Standby letters of credit 16,091 1,641 15,063 1,623
Allowance For Credit Losses	The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three and nine months ended September 30, 2022 and 2021, respectively: Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Beginning balance $ 586 $ 0 $ 0 $ 0 Provision for credit losses on unfunded loan commitments (1) 55 0 641 0 Ending balance $ 641 $ 0 $ 641 $ 0 (1) Excludes provision for credit losses related to the loan portfolio.

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2022
Share-Based Payment Arrangement [Abstract]
Summary of Changes in Unvested Restricted Stock Awards	A summary of changes in time-based unvested restricted stock awards for the three months ended September 30, 2022 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 87,712 $ 25.26 Granted 664 24.14 Forfeited (112) 26.71 Vested (1,197) 24.00 Unvested at end of period 87,067 $ 25.26 A summary of changes in time-based unvested restricted stock awards for the nine months ended September 30, 2022 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 69,643 $ 24.18 Granted 45,033 26.67 Forfeited (1,202) 25.22 Vested (26,407) 24.75 Unvested at end of period 87,067 $ 25.26

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The computation of basic and diluted earnings per common share is shown below: Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Basic earnings per common share computation: Net income per condensed consolidated statements of income $ 15,549 $ 13,831 $ 44,082 $ 39,852 Net earnings allocated to participating securities (66) (47) (198) (139) Net earnings allocated to common stock $ 15,483 $ 13,784 $ 43,884 $ 39,713 Distributed earnings allocated to common stock $ 2,936 $ 2,859 $ 8,815 $ 8,577 Undistributed earnings allocated to common stock 12,547 10,925 35,069 31,136 Net earnings allocated to common stock $ 15,483 $ 13,784 $ 43,884 $ 39,713 Weighted average common shares outstanding, including shares considered participating securities 17,324 16,887 17,024 16,875 Less: Average participating securities (70) (54) (73) (56) Weighted average shares 17,254 16,833 16,951 16,819 Basic earnings per common share $ 0.90 $ 0.82 $ 2.59 $ 2.36 Diluted earnings per common share computation: Net earnings allocated to common stock $ 15,483 $ 13,784 $ 43,884 $ 39,713 Weighted average common shares outstanding for basic earnings per common share 17,254 16,833 16,951 16,819 Add: Dilutive effects of performance based-shares 33 0 33 0 Weighted average shares and dilutive potential common shares 17,287 16,833 16,984 16,819 Diluted earnings per common share $ 0.90 $ 0.82 $ 2.59 $ 2.36

DERIVATIVE INSTRUMENTS (Tables)

DERIVATIVE INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges Within Corporation's Consolidated Balance Sheet and Statement of Income	The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s condensed consolidated balance sheets and statements of income as of September 30, 2022 and December 31, 2021 and for the three and nine months ended September 30, 2022 and 2021: Fair value as of Balance Sheet September 30, 2022 December 31, 2021 Interest rate contracts Accrued interest receivable (payable) and $ 132 $ (388) For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 88 Interest expense – $ (26) Other $ 0 For the Nine Months (a) (b) (c) (d) (e) Interest rate contracts $ 410 Interest expense – $ (144) Other $ 0 For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 53 Interest expense – $ (73) Other $ 0 For the Nine Months (a) (b) (c) (d) (e) Interest rate contracts $ 187 Interest expense – $ (204) Other $ 0 (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)
Amounts and Locations of Activity Related to Back-to-back Interest Rate Swaps Within Corporation's Consolidated Balance Sheet	The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s condensed consolidated balance sheet as of September 30, 2022 and December 31, 2021: Notional Weighted Weighted Weighted Average Fair September 30, 2022 3rd Party interest rate swaps $ 31,758 5.19 4.12 % 1 month LIBOR + 2.26% $ 1,768 (a) Customer interest rate swaps (31,758) 5.19 4.12 % 1 month LIBOR + 2.26% (1,768) (b) December 31, 2021 3rd Party interest rate swaps $ 32,768 5.8 4.12 % 1 month LIBOR + 2.27% $ 2,124 (a) Customer interest rate swaps (32,768) 5.8 4.12 % 1 month LIBOR + 2.27% (2,124) (b) (a) Reported in accrued interest receivable and other assets within the condensed consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets

FAIR VALUE (Tables)

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are as follows at September 30, 2022 and December 31, 2021: Fair Value Measurements at September 30, 2022 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 3,078 $ 0 $ 3,078 $ 0 States and political subdivisions 95,982 0 95,982 0 Residential and multi-family mortgage 222,796 0 222,796 0 Corporate notes and bonds 42,454 0 42,454 0 Pooled SBA 13,926 0 13,926 0 Total Securities Available-For-Sale $ 378,236 $ 0 $ 378,236 $ 0 Interest Rate swaps $ 1,900 $ 0 $ 1,900 $ 0 Equity Securities: Corporate equity securities $ 5,995 $ 5,995 $ 0 $ 0 Mutual funds 2,582 2,582 0 0 Corporate notes and bonds 658 658 0 0 Total Equity Securities $ 9,235 $ 9,235 $ 0 $ 0 Liabilities: Interest Rate Swaps $ (1,768) $ 0 $ (1,768) $ 0 Fair Value Measurements at December 31, 2021 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 111,748 $ 0 $ 111,748 $ 0 States and political subdivisions 103,712 0 103,712 0 Residential and multi-family mortgage 434,635 4,995 429,640 0 Corporate notes and bonds 28,064 0 28,064 0 Pooled SBA 19,032 0 19,032 0 Total Securities Available-For-Sale $ 697,191 $ 4,995 $ 692,196 $ 0 Interest Rate swaps $ 2,124 $ 0 $ 2,124 $ 0 Equity Securities: Corporate equity securities $ 6,715 $ 6,715 $ 0 $ 0 Mutual funds 2,566 2,566 0 0 Certificates of deposit 506 506 0 0 Corporate notes and bonds 579 579 0 0 Total Equity Securities $ 10,366 $ 10,366 $ 0 $ 0 Liabilities: Interest Rate Swaps $ (2,512) $ 0 $ (2,512) $ 0
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The table below presents a reconciliation of the fair value of securities AFS measured on a recurring basis using significant unobservable inputs (Level 3) for the three months ended September 30, 2021: Corporate Notes and Bonds Balance, July 1, 2021 $ 9,826 Purchases 0 Total gains or (losses): Included in other comprehensive income (loss) (76) Settlements 0 Transfers into Level 3 0 Transfers out of Level 3 (9,750) Balance, September 30, 2021 $ 0 The table below presents a reconciliation of the fair value of securities AFS measured on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended September 30, 2021: States and Political Subdivisions Corporate Notes and Bonds Balance, January 1, 2021 $ 64 $ 0 Purchases 0 8,250 Total gains or (losses): Included in other comprehensive income (loss) 0 0 Settlements (64) 0 Transfers into Level 3 0 0 Transfers out of Level 3 0 (8,250) Balance, September 30, 2021 $ 0 $ 0
Assets and Liabilities Measured at Fair Value on Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are as follows at September 30, 2022 and December 31, 2021: Fair Value Measurements at September 30, 2022 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 854 $ 0 $ 0 $ 854 Owner-occupied, nonfarm nonresidential properties 1,103 0 0 1,103 Commercial and industrial 1,778 0 0 1,778 Multifamily (5 or more) residential properties 632 0 0 632 Non-owner occupied, nonfarm nonresidential 3,203 0 0 3,203 Home equity lines of credit 236 0 0 236 Residential Mortgages secured by first liens 827 0 0 827 Fair Value Measurements at December 31, 2021 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 920 $ 0 $ 0 $ 920 Owner-occupied, nonfarm nonresidential properties 194 0 0 194 Commercial and industrial 3,102 0 0 3,102 Other construction loans and all land development loans and other land loans 248 0 0 248 Multifamily (5 or more) residential properties 627 0 0 627 Non-owner occupied, nonfarm nonresidential 2,889 0 0 2,889
Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2022: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 854 Valuation of third party appraisal on underlying collateral Loss severity rates 20% (20%) Owner-occupied, nonfarm nonresidential properties 1,103 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-100% (29%) Commercial and industrial 1,778 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-100% (33%) Multifamily (5 or more) residential properties 632 Valuation of third party appraisal on underlying collateral Loss severity rates 19%-25% (23%) Non-owner occupied, nonfarm nonresidential 3,203 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-26% (25%) Home equity lines of credit 236 Valuation of third party appraisal on underlying collateral Loss severity rates 52%-55% (55%) Residential Mortgages secured by first liens 827 Valuation of third party appraisal on underlying collateral Loss severity rates 19%-52% (30%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2021: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 920 Valuation of third party appraisal on underlying collateral Loss severity rates 60% (60%) Owner-occupied, nonfarm nonresidential properties 194 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-60% (57%) Commercial and industrial 3,102 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-59% (42%) Other construction loans and all land development loans and other land loans 248 Valuation of third party appraisal on underlying collateral Loss severity rates 25% (25%) Multifamily (5 or more) residential properties 627 Valuation of third party appraisal on underlying collateral Loss severity rates 0%-57% (26%) Non-owner occupied, nonfarm nonresidential 2,889 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-60% (34%)
Carrying Amount and Fair Value of Financial Instruments	The following table presents the carrying amount and fair value of financial instruments at September 30, 2022: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 209,796 $ 209,796 $ 0 $ 0 $ 209,796 Debt securities available-for-sale 378,236 0 378,236 0 378,236 Debt securities held-to-maturity 408,209 0 369,102 0 369,102 Equity securities 9,235 9,235 0 0 9,235 Loans held for sale 624 0 626 0 626 Net loans receivable 3,983,396 0 0 3,974,986 3,974,986 FHLB and other restricted stock holdings and investments 23,923 n/a n/a n/a n/a Interest rate swaps 1,900 0 1,900 0 1,900 Accrued interest receivable 17,871 0 2,999 14,872 17,871 LIABILITIES Deposits $ (4,623,811) $ (4,299,723) $ (326,305) $ 0 $ (4,626,028) Subordinated debentures (20,620) 0 (14,684) 0 (14,684) Subordinated notes, net of unamortized issuance costs (83,888) 0 (93,140) 0 (93,140) Interest rate swaps (1,768) 0 (1,768) 0 (1,768) Accrued interest payable (525) 0 (525) 0 (525) The following table presents the carrying amount and fair value of financial instruments at December 31, 2021: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 732,198 $ 732,198 $ 0 $ 0 $ 732,198 Debt securities available-for-sale 697,191 4,995 692,196 0 697,191 Equity securities 10,366 10,366 0 0 10,366 Loans held for sale 849 0 858 0 858 Net loans receivable 3,597,204 0 0 3,613,452 3,613,452 FHLB and other restricted stock holdings and investments 23,276 n/a n/a n/a n/a Interest rate swaps 2,124 0 2,124 0 2,124 Accrued interest receivable 15,516 16 2,171 13,329 15,516 LIABILITIES Deposits $ (4,715,619) $ (4,329,167) $ (391,850) $ 0 $ (4,721,017) Subordinated notes, net of unamortized issuance costs (104,281) 0 (92,675) 0 (92,675) Interest rate swaps (2,512) 0 (2,512) 0 (2,512) Accrued interest payable (886) 0 (886) 0 (886)

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	9 Months Ended
	Sep. 30, 2022
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue Derived From Contracts With Customers	The following table presents the Corporation's Non-Interest Income by revenue stream and reportable segment for the three and nine months ended September 30, 2022 and 2021. Items outside the scope of ASC 606 are noted as such. Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Non-interest Income Service charges on deposit accounts $ 1,872 $ 1,595 $ 5,400 $ 4,389 Wealth and asset management fees 1,870 1,734 5,456 5,021 Mortgage banking (1) 298 844 1,065 2,615 Card processing and interchange income 1,975 1,958 5,776 5,871 Net gains (losses) on sales of securities (1) 0 0 651 0 Other income 1,944 2,283 7,411 6,614 Total non-interest income $ 7,959 $ 8,414 $ 25,759 $ 24,510 (1) Not within scope of ASU 2014-9

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	9 Months Ended
	Sep. 30, 2022 segment
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of reportable segments	1

SECURITIES - Securities Availab

SECURITIES - Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Total debt securities	$ 443,516	$ 698,085
Unrealized Gains	26	9,550
Unrealized Losses	(65,306)	(10,444)
Debt securities available-for-sale	378,236	697,191
U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total debt securities	3,166	110,788
Unrealized Gains	0	2,728
Unrealized Losses	(88)	(1,768)
Debt securities available-for-sale	3,078	111,748
States and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total debt securities	114,082	103,232
Unrealized Gains	24	2,162
Unrealized Losses	(18,124)	(1,682)
Debt securities available-for-sale	95,982	103,712
Residential & multi-family mortgage
Debt Securities, Available-for-sale [Line Items]
Total debt securities	263,957	437,021
Unrealized Gains	2	4,127
Unrealized Losses	(41,163)	(6,513)
Debt securities available-for-sale	222,796	434,635
Corporate notes and bonds
Debt Securities, Available-for-sale [Line Items]
Total debt securities	47,103	28,257
Unrealized Gains	0	250
Unrealized Losses	(4,649)	(443)
Debt securities available-for-sale	42,454	28,064
Pooled SBA
Debt Securities, Available-for-sale [Line Items]
Total debt securities	15,208	18,787
Unrealized Gains	0	283
Unrealized Losses	(1,282)	(38)
Debt securities available-for-sale	$ 13,926	$ 19,032

SECURITIES - Securities Held-to

SECURITIES - Securities Held-to-Maturities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Schedule of Held-to-maturity Securities [Line Items]
Total debt securities	$ 408,209	$ 0
Unrealized Gains	0	0
Unrealized Losses	(39,107)	0
Debt securities held-to-maturity	369,102	0
U.S. Government sponsored entities
Schedule of Held-to-maturity Securities [Line Items]
Total debt securities	307,672	0
Unrealized Gains	0	0
Unrealized Losses	(28,325)	0
Debt securities held-to-maturity	279,347	0
Residential & multi-family mortgage
Schedule of Held-to-maturity Securities [Line Items]
Total debt securities	100,537	0
Unrealized Gains	0	0
Unrealized Losses	(10,782)	0
Debt securities held-to-maturity	$ 89,755	$ 0

SECURITIES - Additional Informa

SECURITIES - Additional Information (Details) $ in Thousands			3 Months Ended		9 Months Ended
	Apr. 01, 2022 USD ($) security	Jan. 01, 2022 USD ($) security	Sep. 30, 2022 USD ($) security	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) security	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($) security
Debt and Equity Securities, FV-NI [Line Items]
Number of securities transferred | security	51	23
Transfer of debt securities, fair value	$ 112,600	$ 101,100
Net unrealized holding gain (loss)	$ (6,000)	$ 373
Reclassification adjustment for realized gains included in net income, tax			$ 0	$ 0	$ 137	$ 0
Number of securities holdings | security			0		0		0
Shareholders equity, percentage			10%		10%		10%
Collateral Pledged
Debt and Equity Securities, FV-NI [Line Items]
Securities pledged to public deposits			$ 561,200		$ 561,200		$ 461,500

SECURITIES - Information Pertai

SECURITIES - Information Pertaining to Security Sales (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 0	$ 0	$ 22,164	$ 0
Gross Gains	0	0	651	0
Gross Losses	$ 0	$ 0	$ 0	$ 0

SECURITIES - Schedule of Contra

SECURITIES - Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized Cost
1 year or less	$ 4,744
1 year – 5 years	40,445
5 years – 10 years	91,164
After 10 years	27,998
Total, Amortized Cost	164,351
Total debt securities	443,516
Fair Value
1 year or less	4,722
1 year – 5 years	38,367
5 years – 10 years	77,651
After 10 years	20,774
Total, Fair Value	141,514
Total debt securities	378,236	$ 697,191
Amortized Cost
1 year or less	5,092
1 year – 5 years	242,851
5 years – 10 years	54,242
After 10 years	5,487
Total, Amortized Cost	307,672
Total debt securities	408,209	0
Fair Value
1 year or less	4,972
1 year – 5 years	224,129
5 years – 10 years	45,773
After 10 years	4,473
Total, Fair Value	279,347
Total debt securities	369,102	0
Residential & multi-family mortgage
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	263,957
Fair Value
Mortgage & asset backed securities, Fair Value	222,796
Total debt securities	222,796	434,635
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	100,537
Fair Value
Mortgage & asset backed securities, Fair Value	89,755
Total debt securities	89,755	0
Pooled SBA
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	15,208
Fair Value
Mortgage & asset backed securities, Fair Value	13,926
Total debt securities	13,926	$ 19,032
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	0
Fair Value
Mortgage & asset backed securities, Fair Value	$ 0

SECURITIES - Securities with Un

SECURITIES - Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Less than 12 Months
Fair Value	$ 171,048	$ 338,919
Unrealized Loss	(17,238)	(7,075)
12 Months or More
Fair Value	199,318	92,055
Unrealized Loss	(48,068)	(3,369)
Fair Value	370,366	430,974
Unrealized Loss	(65,306)	(10,444)
U.S. Government sponsored entities
Less than 12 Months
Fair Value	3,078	23,733
Unrealized Loss	(88)	(553)
12 Months or More
Fair Value	0	37,911
Unrealized Loss	0	(1,215)
Fair Value	3,078	61,644
Unrealized Loss	(88)	(1,768)
States and political subdivisions
Less than 12 Months
Fair Value	44,052	55,636
Unrealized Loss	(5,329)	(1,399)
12 Months or More
Fair Value	45,418	5,026
Unrealized Loss	(12,795)	(283)
Fair Value	89,470	60,662
Unrealized Loss	(18,124)	(1,682)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	78,017	248,690
Unrealized Loss	(7,116)	(4,837)
12 Months or More
Fair Value	144,421	45,185
Unrealized Loss	(34,047)	(1,676)
Fair Value	222,438	293,875
Unrealized Loss	(41,163)	(6,513)
Corporate notes and bonds
Less than 12 Months
Fair Value	34,567	6,466
Unrealized Loss	(3,750)	(249)
12 Months or More
Fair Value	6,887	3,806
Unrealized Loss	(899)	(194)
Fair Value	41,454	10,272
Unrealized Loss	(4,649)	(443)
Pooled SBA
Less than 12 Months
Fair Value	11,334	4,394
Unrealized Loss	(955)	(37)
12 Months or More
Fair Value	2,592	127
Unrealized Loss	(327)	(1)
Fair Value	13,926	4,521
Unrealized Loss	$ (1,282)	$ (38)

SECURITIES - Held-to-maturity D

SECURITIES - Held-to-maturity Debt Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Less than 12 Months
Fair Value	$ 271,364	$ 0
Unrealized Loss	(25,085)	0
12 Months or More
Fair Value	97,738	0
Unrealized Loss	(14,022)	0
Fair Value	369,102	0
Unrealized Loss	(39,107)	0
U.S. Government sponsored entities
Less than 12 Months
Fair Value	225,598	0
Unrealized Loss	(20,668)	0
12 Months or More
Fair Value	53,749	0
Unrealized Loss	(7,657)	0
Fair Value	279,347	0
Unrealized Loss	(28,325)	0
Residential & multi-family mortgage
Less than 12 Months
Fair Value	45,766	0
Unrealized Loss	(4,417)	0
12 Months or More
Fair Value	43,989	0
Unrealized Loss	(6,365)	0
Fair Value	89,755	0
Unrealized Loss	$ (10,782)	$ 0

SECURITIES - Trading Securities

SECURITIES - Trading Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 9,235	$ 10,366
Corporate equity securities
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	5,995	6,715
Mutual funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	2,582	2,566
Certificates of deposit
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	0	506
Corporate notes and bonds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 658	$ 579

LOANS RECEIVABLE AND ALLOWANC_3

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Net Loans (Details) $ in Thousands	Sep. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)	Sep. 30, 2021 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2020 USD ($)
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 4,024,665		$ 3,634,792
Less: allowance for credit losses	(41,269)	$ (40,543)	(37,588)	$ (37,230)	$ (36,908)	$ (34,340)
Net loans receivable	3,983,396		3,597,204
Net deferred loan origination fees included in the above table	$ 4,393		$ 5,667
Percentage of Total	1		1
Farmland
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 30,738		$ 23,768
Less: allowance for credit losses	$ (183)	(191)	$ (151)	(98)	(124)	(221)
Percentage of Total	0.008		0.007
Owner-occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 461,709		$ 434,672
Less: allowance for credit losses	$ (3,445)	(3,714)	$ (3,339)	(3,037)	(2,880)	(3,700)
Percentage of Total	0.115		0.120
Agricultural production and other loans to farmers
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 1,097		$ 1,379
Less: allowance for credit losses	$ (5)	(7)	$ (9)	(7)	(12)	(24)
Percentage of Total	0		0
Commercial and Industrial
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 760,975		$ 708,989
Less: allowance for credit losses	$ (9,566)	(9,555)	$ (8,837)	(8,330)	(7,312)	(6,233)
Percentage of Total	0.189		0.195
Obligations (other than securities and leases) of states and political subdivisions
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 147,956		$ 140,887
Less: allowance for credit losses	$ (1,762)	(1,665)	$ (1,649)	(1,879)	(2,325)	(998)
Percentage of Total	0.037		0.039
Other loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 13,654		$ 13,979
Less: allowance for credit losses	$ (165)	(167)	$ (149)	(102)	(117)	(68)
Percentage of Total	0.003		0.004
Other construction loans and all land development and other land loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 349,286		$ 298,869
Less: allowance for credit losses	$ (2,536)	(2,328)	$ (2,198)	(2,369)	(2,364)	(1,956)
Percentage of Total	0.087		0.082
Multifamily (5 or more) residential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 248,694		$ 216,143
Less: allowance for credit losses	$ (2,106)	(2,277)	$ (2,289)	(2,095)	(2,314)	(2,724)
Percentage of Total	0.062		0.059
Non-owner occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 742,214		$ 663,062
Less: allowance for credit losses	$ (7,130)	(6,748)	$ (6,481)	(7,279)	(10,162)	(8,658)
Percentage of Total	0.184		0.182
1-4 Family Construction
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 40,426		$ 37,822
Less: allowance for credit losses	$ (180)	(236)	$ (158)	(226)	(110)	(82)
Percentage of Total	0.010		0.010
Home equity lines of credit
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 124,022		$ 104,517
Less: allowance for credit losses	$ (1,380)	(1,353)	$ (1,169)	(1,220)	(1,029)	(985)
Percentage of Total	0.031		0.029
Residential Mortgages secured by first liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 921,180		$ 826,729
Less: allowance for credit losses	$ (7,859)	(7,664)	$ (6,943)	(6,425)	(4,398)	(4,539)
Percentage of Total	0.229		0.227
Residential Mortgages secured by junior liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 68,494		$ 56,689
Less: allowance for credit losses	$ (966)	(628)	$ (546)	(549)	(408)	(241)
Percentage of Total	0.017		0.016
Other revolving credit plans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 29,374		$ 26,536
Less: allowance for credit losses	$ (640)	(598)	$ (528)	(528)	(459)	(507)
Percentage of Total	0.007		0.007
Automobile
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 21,041		$ 20,862
Less: allowance for credit losses	$ (264)	(242)	$ (263)	(278)	(241)	(132)
Percentage of Total	0.005		0.006
Other consumer
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 52,653		$ 49,676
Less: allowance for credit losses	$ (2,759)	(2,704)	$ (2,546)	(2,490)	(2,402)	(2,962)
Percentage of Total	0.013		0.014
Credit cards
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 10,916		$ 9,935
Less: allowance for credit losses	$ (87)	(110)	$ (92)	(112)	(68)	(66)
Percentage of Total	0.003		0.003
Overdrafts
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 236		$ 278
Less: allowance for credit losses	$ (236)	$ (356)	$ (241)	$ (206)	$ (183)	$ (244)
Percentage of Total	0		0

LOANS RECEIVABLE AND ALLOWANC_4

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2020 USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	$ 41,269,000	$ 37,230,000	$ 41,269,000	$ 37,230,000	$ 40,543,000	$ 37,588,000	$ 36,908,000	$ 34,340,000
Loans receivable	4,024,665,000		4,024,665,000			3,634,792,000
Provision for credit loss expense	1,091,000	1,100,000	5,639,000	5,189,000
Allowance for unfunded commitments	55,000	$ 0	641,000	$ 0
Amortized cost in troubled debt restructurings	13,500,000		13,500,000			16,600,000
Financing receivable, troubled debt restructuring, allowance for loans	$ 2,200,000		$ 2,200,000			2,600,000
Financing receivable, modifications, number of contracts | loan	1	0	2	3
Minimum period to be considered for loan to have defaulted			90 days
Loans modified as troubled debt restructuring with subsequent defaults | loan	0	0	0	0
Principal balances forgiven in connection with loan restructuring	$ 0	$ 0	$ 0	$ 0
PPP loans, net of deferred processing fees
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	462,000		462,000			45,203,000
Syndicated loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	152,783,000		152,783,000			125,761,000
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	9,566,000	$ 8,330,000	9,566,000	$ 8,330,000	$ 9,555,000	8,837,000	$ 7,312,000	$ 6,233,000
Loans receivable	$ 760,975,000		$ 760,975,000			708,989,000
Financing receivable, modifications, number of contracts | loan	1		1	1
Commercial and Industrial | PPP loans, net of deferred processing fees
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit loss	$ 0		$ 0			0
Loans receivable	462,000		462,000			45,200,000
Commercial and Industrial | Syndicated loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	$ 152,800,000		$ 152,800,000			$ 125,800,000

LOANS RECEIVABLE AND ALLOWANC_5

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	$ 40,543	$ 36,908	$ 37,588	$ 34,340
(Charge-offs)	(779)	(912)	(2,065)	(2,685)
Recoveries	469	134	748	386
PROVISION FOR CREDIT LOSS EXPENSE	1,036	1,100	4,998	5,189
Ending Allowance	41,269	37,230	41,269	37,230
Farmland
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	191	124	151	221
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
PROVISION FOR CREDIT LOSS EXPENSE	(8)	(26)	32	(123)
Ending Allowance	183	98	183	98
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	3,714	2,880	3,339	3,700
(Charge-offs)	0	0	(21)	(531)
Recoveries	3	3	12	8
PROVISION FOR CREDIT LOSS EXPENSE	(272)	154	115	(140)
Ending Allowance	3,445	3,037	3,445	3,037
Agricultural production and other loans to farmers
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	7	12	9	24
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
PROVISION FOR CREDIT LOSS EXPENSE	(2)	(5)	(4)	(17)
Ending Allowance	5	7	5	7
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	9,555	7,312	8,837	6,233
(Charge-offs)	0	(23)	(85)	(93)
Recoveries	32	52	123	72
PROVISION FOR CREDIT LOSS EXPENSE	(21)	989	691	2,118
Ending Allowance	9,566	8,330	9,566	8,330
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,665	2,325	1,649	998
(Charge-offs)	0	(157)	0	(407)
Recoveries	0	0	0	0
PROVISION FOR CREDIT LOSS EXPENSE	97	(289)	113	1,288
Ending Allowance	1,762	1,879	1,762	1,879
Other loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	167	117	149	68
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
PROVISION FOR CREDIT LOSS EXPENSE	(2)	(15)	16	34
Ending Allowance	165	102	165	102
Other construction loans and all land development and other land loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,328	2,364	2,198	1,956
(Charge-offs)	0	(282)	0	(282)
Recoveries	0	0	0	0
PROVISION FOR CREDIT LOSS EXPENSE	208	287	338	695
Ending Allowance	2,536	2,369	2,536	2,369
Multifamily (5 or more) residential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,277	2,314	2,289	2,724
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
PROVISION FOR CREDIT LOSS EXPENSE	(171)	(219)	(183)	(629)
Ending Allowance	2,106	2,095	2,106	2,095
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	6,748	10,162	6,481	8,658
(Charge-offs)	(169)	(18)	(169)	(18)
Recoveries	336	0	336	0
PROVISION FOR CREDIT LOSS EXPENSE	215	(2,865)	482	(1,361)
Ending Allowance	7,130	7,279	7,130	7,279
1-4 Family Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	236	110	158	82
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
PROVISION FOR CREDIT LOSS EXPENSE	(56)	116	22	144
Ending Allowance	180	226	180	226
Home equity lines of credit
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,353	1,029	1,169	985
(Charge-offs)	0	(7)	0	(7)
Recoveries	1	1	11	3
PROVISION FOR CREDIT LOSS EXPENSE	26	197	200	239
Ending Allowance	1,380	1,220	1,380	1,220
Residential Mortgages secured by first liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	7,664	4,398	6,943	4,539
(Charge-offs)	(4)	(5)	(51)	(75)
Recoveries	1	2	13	34
PROVISION FOR CREDIT LOSS EXPENSE	198	2,030	954	1,927
Ending Allowance	7,859	6,425	7,859	6,425
Residential Mortgages secured by junior liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	628	408	546	241
(Charge-offs)	0	(3)	0	(3)
Recoveries	0	0	0	0
PROVISION FOR CREDIT LOSS EXPENSE	338	144	420	311
Ending Allowance	966	549	966	549
Other revolving credit plans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	598	459	528	507
(Charge-offs)	(28)	(5)	(73)	(28)
Recoveries	12	4	46	9
PROVISION FOR CREDIT LOSS EXPENSE	58	70	139	40
Ending Allowance	640	528	640	528
Automobile
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	242	241	263	132
(Charge-offs)	(7)	(12)	(20)	(17)
Recoveries	2	0	2	3
PROVISION FOR CREDIT LOSS EXPENSE	27	49	19	160
Ending Allowance	264	278	264	278
Other consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,704	2,402	2,546	2,962
(Charge-offs)	(404)	(268)	(1,174)	(829)
Recoveries	22	25	63	120
PROVISION FOR CREDIT LOSS EXPENSE	437	331	1,324	237
Ending Allowance	2,759	2,490	2,759	2,490
Credit cards
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	110	68	92	66
(Charge-offs)	(15)	(5)	(74)	(77)
Recoveries	25	6	33	17
PROVISION FOR CREDIT LOSS EXPENSE	(33)	43	36	106
Ending Allowance	87	112	87	112
Overdrafts
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	356	183	241	244
(Charge-offs)	(152)	(127)	(398)	(318)
Recoveries	35	41	109	120
PROVISION FOR CREDIT LOSS EXPENSE	(3)	109	284	160
Ending Allowance	$ 236	$ 206	$ 236	$ 206

LOANS RECEIVABLE AND ALLOWANC_6

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Nonaccrual Loans and Loans Receivable Past Due over 89 Days Still Accruing Interest by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Nonaccrual	$ 19,508	$ 19,420
Nonaccrual With No Allowance for Credit Loss	13,311	10,593
Loans Receivable Past Due over 89 Days Still Accruing	1,051	168
Farmland
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,043	965
Nonaccrual With No Allowance for Credit Loss	1,043	965
Loans Receivable Past Due over 89 Days Still Accruing	995	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,665	850
Nonaccrual With No Allowance for Credit Loss	1,593	762
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Nonaccrual	6,101	7,060
Nonaccrual With No Allowance for Credit Loss	2,882	1,653
Loans Receivable Past Due over 89 Days Still Accruing	0	8
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Nonaccrual	68	516
Nonaccrual With No Allowance for Credit Loss	68	77
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,085	1,270
Nonaccrual With No Allowance for Credit Loss	435	5
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	3,828	3,771
Nonaccrual With No Allowance for Credit Loss	2,610	2,143
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Nonaccrual	486	824
Nonaccrual With No Allowance for Credit Loss	194	824
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	4,311	3,410
Nonaccrual With No Allowance for Credit Loss	3,565	3,410
Loans Receivable Past Due over 89 Days Still Accruing	0	137
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	114	147
Nonaccrual With No Allowance for Credit Loss	114	147
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Nonaccrual	34	13
Nonaccrual With No Allowance for Credit Loss	34	13
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Automobile
Financing Receivable, Past Due [Line Items]
Nonaccrual	22	36
Nonaccrual With No Allowance for Credit Loss	22	36
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Other consumer
Financing Receivable, Past Due [Line Items]
Nonaccrual	751	558
Nonaccrual With No Allowance for Credit Loss	751	558
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Credit cards
Financing Receivable, Past Due [Line Items]
Nonaccrual	0	0
Nonaccrual With No Allowance for Credit Loss	0	0
Loans Receivable Past Due over 89 Days Still Accruing	$ 56	$ 23

LOANS RECEIVABLE AND ALLOWANC_7

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Amortized Cost Basis of Collateral-Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 10,134	$ 8,118
Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	2,024	2,360
Farmland | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	854	920
Farmland | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Owner-occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,332	194
Owner-occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	6	9
Commercial and Industrial | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	91	1,488
Commercial and Industrial | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	2,018	2,351
Other construction loans and all land development and other land loans | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans		438
Other construction loans and all land development and other land loans | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans		0
Multifamily (5 or more) residential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,085	1,265
Multifamily (5 or more) residential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Non-owner occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	5,264	3,378
Non-owner occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Home equity lines of credit | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	341
Home equity lines of credit | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0
Residential Mortgages secured by first liens | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,167	435
Residential Mortgages secured by first liens | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 0	$ 0

LOANS RECEIVABLE AND ALLOWANC_8

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Aging of Recorded Investment in Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 4,024,665	$ 3,634,792
30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,786	3,237
60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	962	1,450
Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	5,421	4,990
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	8,169	9,677
Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	4,016,496	3,625,115
Farmland
Financing Receivable, Past Due [Line Items]
Loans receivable	30,738	23,768
Farmland | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	348
Farmland | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Farmland | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,142	0
Farmland | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,142	348
Farmland | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	29,596	23,420
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	461,709	434,672
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	230	278
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	99	18
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	334	414
Owner-occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	663	710
Owner-occupied, nonfarm nonresidential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	461,046	433,962
Agricultural production and other loans to farmers
Financing Receivable, Past Due [Line Items]
Loans receivable	1,097	1,379
Agricultural production and other loans to farmers | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,097	1,379
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Loans receivable	760,975	708,989
Commercial and Industrial | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	117	377
Commercial and Industrial | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	230	13
Commercial and Industrial | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	715	333
Commercial and Industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,062	723
Commercial and Industrial | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	759,913	708,266
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Past Due [Line Items]
Loans receivable	147,956	140,887
Obligations (other than securities and leases) of states and political subdivisions | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	147,956	140,887
Other loans
Financing Receivable, Past Due [Line Items]
Loans receivable	13,654	13,979
Other loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	13,654	13,979
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Loans receivable	349,286	298,869
Other construction loans and all land development and other land loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other construction loans and all land development and other land loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	68	0
Other construction loans and all land development and other land loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	77
Other construction loans and all land development and other land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	68	77
Other construction loans and all land development and other land loans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	349,218	298,792
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	248,694	216,143
Multifamily (5 or more) residential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Multifamily (5 or more) residential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	10
Multifamily (5 or more) residential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	90	209
Multifamily (5 or more) residential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	90	219
Multifamily (5 or more) residential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	248,604	215,924
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	742,214	663,062
Non-owner occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	114	0
Non-owner occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Non-owner occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,037	1,792
Non-owner occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,151	1,792
Non-owner occupied, nonfarm nonresidential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	741,063	661,270
1-4 Family Construction
Financing Receivable, Past Due [Line Items]
Loans receivable	40,426	37,822
1-4 Family Construction | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	40,426	37,822
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Loans receivable	124,022	104,517
Home equity lines of credit | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	113	506
Home equity lines of credit | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	50	50
Home equity lines of credit | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	49	172
Home equity lines of credit | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	212	728
Home equity lines of credit | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	123,810	103,789
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Loans receivable	921,180	826,729
Residential Mortgages secured by first liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	698	1,286
Residential Mortgages secured by first liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	239	1,145
Residential Mortgages secured by first liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,590	1,647
Residential Mortgages secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	2,527	4,078
Residential Mortgages secured by first liens | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	918,653	822,651
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Loans receivable	68,494	56,689
Residential Mortgages secured by junior liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	11	32
Residential Mortgages secured by junior liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	24
Residential Mortgages secured by junior liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	52	1
Residential Mortgages secured by junior liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	63	57
Residential Mortgages secured by junior liens | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	68,431	56,632
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Loans receivable	29,374	26,536
Other revolving credit plans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	14	56
Other revolving credit plans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	24	17
Other revolving credit plans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	4	4
Other revolving credit plans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	42	77
Other revolving credit plans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	29,332	26,459
Automobile
Financing Receivable, Past Due [Line Items]
Loans receivable	21,041	20,862
Automobile | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	19	45
Automobile | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	3
Automobile | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1	23
Automobile | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	20	71
Automobile | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	21,021	20,791
Other consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	52,653	49,676
Other consumer | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	416	283
Other consumer | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	230	158
Other consumer | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	351	295
Other consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	997	736
Other consumer | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	51,656	48,940
Credit cards
Financing Receivable, Past Due [Line Items]
Loans receivable	10,916	9,935
Credit cards | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	54	26
Credit cards | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	22	12
Credit cards | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	56	23
Credit cards | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	132	61
Credit cards | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	10,784	9,874
Overdrafts
Financing Receivable, Past Due [Line Items]
Loans receivable	236	278
Overdrafts | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 236	$ 278

LOANS RECEIVABLE AND ALLOWANC_9

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Restructured in Troubled Debt (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 loan	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	1	0	2	3
Pre-Modification Outstanding Recorded Investment	$ 96		$ 1,880	$ 2,899
Post-Modification Outstanding Recorded Investment	$ 96		$ 1,880	$ 2,899
Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	1		1	1
Pre-Modification Outstanding Recorded Investment	$ 96		$ 96	$ 578
Post-Modification Outstanding Recorded Investment	$ 96		$ 96	$ 578
Multifamily (5 or more) residential properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan				1
Pre-Modification Outstanding Recorded Investment				$ 717
Post-Modification Outstanding Recorded Investment				$ 717
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan			1	1
Pre-Modification Outstanding Recorded Investment			$ 1,784	$ 1,604
Post-Modification Outstanding Recorded Investment			$ 1,784	$ 1,604

LOANS RECEIVABLE AND ALLOWAN_10

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Credit Risk Profile By Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 4,024,665	$ 3,634,792
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,694,364	2,424,318
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	17,842	30,132
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	42,780	45,919
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,337	1,379
Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	61,959	77,430
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,756,323	2,501,748
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	30,738	23,768
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	28,245	21,286
Farmland | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,450	1,514
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,043	968
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Farmland | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,493	2,482
Farmland | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	30,738	23,768
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	461,709	434,672
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	448,691	419,368
Owner-occupied, nonfarm nonresidential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	5,877	6,723
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	7,141	8,581
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Owner-occupied, nonfarm nonresidential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	13,018	15,304
Owner-occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	461,709	434,672
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,097	1,379
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,097	1,379
Agricultural production and other loans to farmers | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,097	1,379
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	760,975	708,989
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	742,819	687,010
Commercial and Industrial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	6,376	7,946
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	10,443	12,654
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,337	1,379
Commercial and Industrial | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	18,156	21,979
Commercial and Industrial | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	760,975	708,989
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	147,956	140,887
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	147,956	140,887
Obligations (other than securities and leases) of states and political subdivisions | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	147,956	140,887
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	13,654	13,979
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	13,654	13,979
Other loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	13,654	13,979
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	349,286	298,869
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	347,704	294,103
Other construction loans and all land development and other land loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,514	4,221
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	68	545
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other construction loans and all land development and other land loans | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,582	4,766
Other construction loans and all land development and other land loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	349,286	298,869
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	248,694	216,143
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	247,609	214,772
Multifamily (5 or more) residential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	100
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,085	1,271
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Multifamily (5 or more) residential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,085	1,371
Multifamily (5 or more) residential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	248,694	216,143
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	742,214	663,062
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	716,589	631,534
Non-owner occupied, nonfarm nonresidential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,625	9,628
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	23,000	21,900
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Non-owner occupied, nonfarm nonresidential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	25,625	31,528
Non-owner occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 742,214	$ 663,062

LOANS RECEIVABLE AND ALLOWAN_11

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,024,665	$ 3,634,792
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	2,694,364	2,424,318
Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	17,842	30,132
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	42,780	45,919
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,337	1,379
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	8,744	8,591
One fiscal year before current year	8,079	1,690
Two fiscal years before current year	1,583	3,276
Three fiscal years before current year	2,733	3,547
Four fiscal years before current year	3,475	1,006
More than four fiscal years before current year	5,735	5,197
Revolving Loans Amortized Cost Basis	389	461
Revolving Loans Converted to Term	0	0
Total	30,738	23,768
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	8,744	8,203
One fiscal year before current year	7,732	1,690
Two fiscal years before current year	1,583	3,276
Three fiscal years before current year	2,733	3,547
Four fiscal years before current year	3,328	564
More than four fiscal years before current year	3,736	3,545
Revolving Loans Amortized Cost Basis	389	461
Revolving Loans Converted to Term	0	0
Total	28,245	21,286
Farmland | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	394
More than four fiscal years before current year	1,450	1,120
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,450	1,514
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	388
One fiscal year before current year	347	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	147	48
More than four fiscal years before current year	549	532
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,043	968
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	97,380	136,025
One fiscal year before current year	115,207	78,484
Two fiscal years before current year	67,734	81,714
Three fiscal years before current year	59,877	34,255
Four fiscal years before current year	30,402	41,062
More than four fiscal years before current year	70,661	55,376
Revolving Loans Amortized Cost Basis	20,448	7,756
Revolving Loans Converted to Term	0	0
Total	461,709	434,672
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	97,380	135,095
One fiscal year before current year	115,207	78,068
Two fiscal years before current year	67,363	78,621
Three fiscal years before current year	56,604	29,100
Four fiscal years before current year	25,856	40,677
More than four fiscal years before current year	65,843	50,079
Revolving Loans Amortized Cost Basis	20,438	7,728
Revolving Loans Converted to Term	0	0
Total	448,691	419,368
Owner-occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	243
One fiscal year before current year	0	0
Two fiscal years before current year	0	903
Three fiscal years before current year	880	4,287
Four fiscal years before current year	4,146	135
More than four fiscal years before current year	841	1,145
Revolving Loans Amortized Cost Basis	10	10
Revolving Loans Converted to Term	0	0
Total	5,877	6,723
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	687
One fiscal year before current year	0	416
Two fiscal years before current year	371	2,190
Three fiscal years before current year	2,393	868
Four fiscal years before current year	400	250
More than four fiscal years before current year	3,977	4,152
Revolving Loans Amortized Cost Basis	0	18
Revolving Loans Converted to Term	0	0
Total	7,141	8,581
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	149	211
One fiscal year before current year	145	103
Two fiscal years before current year	88	76
Three fiscal years before current year	51	198
Four fiscal years before current year	182	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	482	791
Revolving Loans Converted to Term	0	0
Total	1,097	1,379
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	149	211
One fiscal year before current year	145	103
Two fiscal years before current year	88	76
Three fiscal years before current year	51	198
Four fiscal years before current year	182	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	482	791
Revolving Loans Converted to Term	0	0
Total	1,097	1,379
Agricultural production and other loans to farmers | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	159,838	317,353
One fiscal year before current year	230,131	85,978
Two fiscal years before current year	64,274	34,030
Three fiscal years before current year	19,637	17,410
Four fiscal years before current year	10,784	12,500
More than four fiscal years before current year	22,440	9,637
Revolving Loans Amortized Cost Basis	253,871	232,081
Revolving Loans Converted to Term	0	0
Total	760,975	708,989
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	159,525	313,983
One fiscal year before current year	226,900	84,815
Two fiscal years before current year	63,413	31,375
Three fiscal years before current year	18,933	16,577
Four fiscal years before current year	10,118	12,389
More than four fiscal years before current year	21,378	6,777
Revolving Loans Amortized Cost Basis	242,552	221,094
Revolving Loans Converted to Term	0	0
Total	742,819	687,010
Commercial and Industrial | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	363
Two fiscal years before current year	149	793
Three fiscal years before current year	296	381
Four fiscal years before current year	325	82
More than four fiscal years before current year	60	844
Revolving Loans Amortized Cost Basis	5,546	5,483
Revolving Loans Converted to Term	0	0
Total	6,376	7,946
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	313	1,991
One fiscal year before current year	1,894	800
Two fiscal years before current year	712	1,862
Three fiscal years before current year	408	452
Four fiscal years before current year	341	29
More than four fiscal years before current year	1,002	2,016
Revolving Loans Amortized Cost Basis	5,773	5,504
Revolving Loans Converted to Term	0	0
Total	10,443	12,654
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	1,379
One fiscal year before current year	1,337	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,337	1,379
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	17,175	36,853
One fiscal year before current year	36,577	16,688
Two fiscal years before current year	15,983	8,774
Three fiscal years before current year	4,680	16,957
Four fiscal years before current year	13,647	20,071
More than four fiscal years before current year	55,089	36,764
Revolving Loans Amortized Cost Basis	4,805	4,780
Revolving Loans Converted to Term	0	0
Total	147,956	140,887
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	17,175	36,853
One fiscal year before current year	36,577	16,688
Two fiscal years before current year	15,983	8,774
Three fiscal years before current year	4,680	16,957
Four fiscal years before current year	13,647	20,071
More than four fiscal years before current year	55,089	36,764
Revolving Loans Amortized Cost Basis	4,805	4,780
Revolving Loans Converted to Term	0	0
Total	147,956	140,887
Obligations (other than securities and leases) of states and political subdivisions | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	2,204	5,851
One fiscal year before current year	5,411	5,305
Two fiscal years before current year	2,395	552
Three fiscal years before current year	377	3
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	3,267	2,268
Revolving Loans Converted to Term	0	0
Total	13,654	13,979
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	2,204	5,851
One fiscal year before current year	5,411	5,305
Two fiscal years before current year	2,395	552
Three fiscal years before current year	377	3
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	3,267	2,268
Revolving Loans Converted to Term	0	0
Total	13,654	13,979
Other loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	162,843	99,906
One fiscal year before current year	89,216	168,372
Two fiscal years before current year	69,273	9,402
Three fiscal years before current year	7,154	11,170
Four fiscal years before current year	9,103	3,363
More than four fiscal years before current year	969	898
Revolving Loans Amortized Cost Basis	10,728	5,758
Revolving Loans Converted to Term	0	0
Total	349,286	298,869
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	162,843	98,406
One fiscal year before current year	87,702	168,372
Two fiscal years before current year	69,273	8,752
Three fiscal years before current year	7,154	11,141
Four fiscal years before current year	9,103	853
More than four fiscal years before current year	969	898
Revolving Loans Amortized Cost Basis	10,660	5,681
Revolving Loans Converted to Term	0	0
Total	347,704	294,103
Other construction loans and all land development and other land loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	1,500
One fiscal year before current year	1,514	0
Two fiscal years before current year	0	650
Three fiscal years before current year	0	0
Four fiscal years before current year	0	2,071
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,514	4,221
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	29
Four fiscal years before current year	0	439
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	68	77
Revolving Loans Converted to Term	0	0
Total	68	545
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	100,334	74,687
One fiscal year before current year	51,694	55,669
Two fiscal years before current year	48,900	34,118
Three fiscal years before current year	11,976	8,316
Four fiscal years before current year	7,160	27,933
More than four fiscal years before current year	25,860	12,982
Revolving Loans Amortized Cost Basis	2,770	2,438
Revolving Loans Converted to Term	0	0
Total	248,694	216,143
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	99,684	74,687
One fiscal year before current year	51,694	55,663
Two fiscal years before current year	48,900	33,436
Three fiscal years before current year	11,976	7,937
Four fiscal years before current year	6,815	27,729
More than four fiscal years before current year	25,770	12,882
Revolving Loans Amortized Cost Basis	2,770	2,438
Revolving Loans Converted to Term	0	0
Total	247,609	214,772
Multifamily (5 or more) residential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	100
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	100
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	650	0
One fiscal year before current year	0	6
Two fiscal years before current year	0	682
Three fiscal years before current year	0	379
Four fiscal years before current year	345	204
More than four fiscal years before current year	90	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,085	1,271
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	261,087	195,626
One fiscal year before current year	158,629	125,039
Two fiscal years before current year	53,483	87,676
Three fiscal years before current year	72,707	54,899
Four fiscal years before current year	48,013	47,541
More than four fiscal years before current year	137,138	140,711
Revolving Loans Amortized Cost Basis	11,157	11,570
Revolving Loans Converted to Term	0	0
Total	742,214	663,062
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	258,817	194,800
One fiscal year before current year	157,824	125,039
Two fiscal years before current year	53,483	84,943
Three fiscal years before current year	70,548	52,233
Four fiscal years before current year	45,859	42,714
More than four fiscal years before current year	121,425	123,021
Revolving Loans Amortized Cost Basis	8,633	8,784
Revolving Loans Converted to Term	0	0
Total	716,589	631,534
Non-owner occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	428
Three fiscal years before current year	370	1,004
Four fiscal years before current year	508	189
More than four fiscal years before current year	1,299	5,556
Revolving Loans Amortized Cost Basis	448	2,451
Revolving Loans Converted to Term	0	0
Total	2,625	9,628
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	2,270	826
One fiscal year before current year	805	0
Two fiscal years before current year	0	2,305
Three fiscal years before current year	1,789	1,662
Four fiscal years before current year	1,646	4,638
More than four fiscal years before current year	14,414	12,134
Revolving Loans Amortized Cost Basis	2,076	335
Revolving Loans Converted to Term	0	0
Total	23,000	21,900
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 0	$ 0

LOANS RECEIVABLE AND ALLOWAN_12

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 3,983,396	$ 3,597,204
Loans receivable	4,024,665	3,634,792
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	40,426	37,822
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	124,022	104,517
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	921,180	826,729
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	68,494	56,689
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	29,374	26,536
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	21,041	20,862
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	52,653	49,676
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,251,472	1,117,706
Loans receivable	1,251,472	1,117,706
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		37,822
Loans receivable	40,426	37,822
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		103,693
Loans receivable	123,536	103,693
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		823,182
Loans receivable	916,869	823,182
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		56,542
Loans receivable	68,380	56,542
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		26,523
Loans receivable	29,340	26,523
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		20,826
Loans receivable	21,019	20,826
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		49,118
Loans receivable	51,902	49,118
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	5,718	5,125
Loans receivable	5,718	5,125
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		0
Loans receivable	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		824
Loans receivable	486	824
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		3,547
Loans receivable	4,311	3,547
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		147
Loans receivable	114	147
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		13
Loans receivable	34	13
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		36
Loans receivable	22	36
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		558
Loans receivable	751	558
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,257,190	1,122,831
Loans receivable	1,257,190	1,122,831
Total | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	40,426	37,822
Loans receivable	40,426	37,822
Total | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	124,022	104,517
Loans receivable	124,022	104,517
Total | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	921,180	826,729
Loans receivable	921,180	826,729
Total | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	68,494	56,689
Loans receivable	68,494	56,689
Total | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	29,374	26,536
Loans receivable	29,374	26,536
Total | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	21,041	20,862
Loans receivable	21,041	20,862
Total | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	52,653	49,676
Loans receivable	$ 52,653	$ 49,676

LOANS RECEIVABLE AND ALLOWAN_13

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Nonperforming Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,024,665	$ 3,634,792
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	19,306	27,539
One fiscal year before current year	16,873	9,137
Two fiscal years before current year	2,926	857
Three fiscal years before current year	725	66
Four fiscal years before current year	63	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	533	223
Revolving Loans Converted to Term	0	0
Total	40,426	37,822
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	30,024	14,383
One fiscal year before current year	15,182	14,621
Two fiscal years before current year	12,949	9,573
Three fiscal years before current year	9,202	10,594
Four fiscal years before current year	8,682	7,240
More than four fiscal years before current year	39,282	39,955
Revolving Loans Amortized Cost Basis	8,701	8,151
Revolving Loans Converted to Term	0	0
Total	124,022	104,517
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	186,664	232,685
One fiscal year before current year	228,458	178,639
Two fiscal years before current year	164,244	111,560
Three fiscal years before current year	93,958	63,001
Four fiscal years before current year	51,670	74,394
More than four fiscal years before current year	192,279	162,781
Revolving Loans Amortized Cost Basis	3,907	3,669
Revolving Loans Converted to Term	0	0
Total	921,180	826,729
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	23,532	20,617
One fiscal year before current year	17,958	11,256
Two fiscal years before current year	8,619	7,239
Three fiscal years before current year	5,338	4,407
Four fiscal years before current year	3,260	3,592
More than four fiscal years before current year	9,085	9,158
Revolving Loans Amortized Cost Basis	702	420
Revolving Loans Converted to Term	0	0
Total	68,494	56,689
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	5,690	5,313
One fiscal year before current year	3,304	3,596
Two fiscal years before current year	4,498	3,094
Three fiscal years before current year	2,923	2,596
Four fiscal years before current year	2,299	2,977
More than four fiscal years before current year	10,660	8,960
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	29,374	26,536
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	7,520	7,058
One fiscal year before current year	5,120	5,461
Two fiscal years before current year	3,539	4,680
Three fiscal years before current year	2,757	2,457
Four fiscal years before current year	1,419	682
More than four fiscal years before current year	686	524
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	21,041	20,862
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	22,674	30,627
One fiscal year before current year	18,686	11,187
Two fiscal years before current year	6,432	4,633
Three fiscal years before current year	2,582	1,476
Four fiscal years before current year	868	319
More than four fiscal years before current year	1,411	1,434
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	52,653	49,676
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,251,472	1,117,706
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	19,306	27,539
One fiscal year before current year	16,873	9,137
Two fiscal years before current year	2,926	857
Three fiscal years before current year	725	66
Four fiscal years before current year	63	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	533	223
Revolving Loans Converted to Term	0	0
Total	40,426	37,822
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	30,024	14,383
One fiscal year before current year	15,182	14,621
Two fiscal years before current year	12,949	9,564
Three fiscal years before current year	9,192	10,584
Four fiscal years before current year	8,682	6,863
More than four fiscal years before current year	38,806	39,527
Revolving Loans Amortized Cost Basis	8,701	8,151
Revolving Loans Converted to Term	0	0
Total	123,536	103,693
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	186,664	232,606
One fiscal year before current year	227,676	178,380
Two fiscal years before current year	163,921	111,333
Three fiscal years before current year	93,549	62,850
Four fiscal years before current year	51,249	74,136
More than four fiscal years before current year	190,091	160,402
Revolving Loans Amortized Cost Basis	3,719	3,475
Revolving Loans Converted to Term	0	0
Total	916,869	823,182
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	23,532	20,617
One fiscal year before current year	17,958	11,256
Two fiscal years before current year	8,619	7,239
Three fiscal years before current year	5,336	4,407
Four fiscal years before current year	3,260	3,508
More than four fiscal years before current year	9,017	9,095
Revolving Loans Amortized Cost Basis	658	420
Revolving Loans Converted to Term	0	0
Total	68,380	56,542
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	5,690	5,313
One fiscal year before current year	3,304	3,596
Two fiscal years before current year	4,498	3,090
Three fiscal years before current year	2,915	2,592
Four fiscal years before current year	2,284	2,977
More than four fiscal years before current year	10,649	8,955
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	29,340	26,523
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	7,520	7,047
One fiscal year before current year	5,120	5,448
Two fiscal years before current year	3,528	4,668
Three fiscal years before current year	2,749	2,457
Four fiscal years before current year	1,416	682
More than four fiscal years before current year	686	524
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	21,019	20,826
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	22,387	30,423
One fiscal year before current year	18,395	11,017
Two fiscal years before current year	6,355	4,537
Three fiscal years before current year	2,548	1,451
Four fiscal years before current year	861	316
More than four fiscal years before current year	1,356	1,374
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	51,902	49,118
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Total	5,718	5,125
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	9
Three fiscal years before current year	10	10
Four fiscal years before current year	0	377
More than four fiscal years before current year	476	428
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	486	824
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	79
One fiscal year before current year	782	259
Two fiscal years before current year	323	227
Three fiscal years before current year	409	151
Four fiscal years before current year	421	258
More than four fiscal years before current year	2,188	2,379
Revolving Loans Amortized Cost Basis	188	194
Revolving Loans Converted to Term	0	0
Total	4,311	3,547
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	2	0
Four fiscal years before current year	0	84
More than four fiscal years before current year	68	63
Revolving Loans Amortized Cost Basis	44	0
Revolving Loans Converted to Term	0	0
Total	114	147
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	4
Three fiscal years before current year	8	4
Four fiscal years before current year	15	0
More than four fiscal years before current year	11	5
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	34	13
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	11
One fiscal year before current year	0	13
Two fiscal years before current year	11	12
Three fiscal years before current year	8	0
Four fiscal years before current year	3	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	22	36
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	287	204
One fiscal year before current year	291	170
Two fiscal years before current year	77	96
Three fiscal years before current year	34	25
Four fiscal years before current year	7	3
More than four fiscal years before current year	55	60
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 751	$ 558

LOANS RECEIVABLE AND ALLOWAN_14

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 3,983,396	$ 3,597,204
Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	10,916	9,935
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,251,472	1,117,706
Performing | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	10,860	9,912
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	5,718	5,125
Nonperforming | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 56	$ 23

LOANS RECEIVABLE AND ALLOWAN_15

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Holiday's Loan Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 4,024,665	$ 3,634,792
Net loans receivable	3,983,396	3,597,204
Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	52,653	49,676
Holiday Financial Services Corporation | Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	30,660	29,227
Less: other consumer unearned discounts	(5,790)	(5,716)
Net loans receivable	$ 24,870	$ 23,511

LEASES - Additional Information

LEASES - Additional Information (Details)	Sep. 30, 2022 renewal
Leases [Abstract]
Number of renewal options (at least)	1

LEASES - Schedule of Operating

LEASES - Schedule of Operating and Finance Lease Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets:
Operating lease assets	$ 28,004	$ 19,928
Finance lease assets	304	358
Total leased assets	28,308	20,286
Liabilities:
Operating lease liabilities	29,366	21,159
Finance lease liabilities	405	469
Total leased liabilities	$ 29,771	$ 21,628
Premises and equipment, net	Premises and equipment, net	Premises and equipment, net
Accrued interest payable and other liabilities	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities
Finance lease, net of accumulated amortization	$ 912	$ 858

LEASES - Schedule of Lease Cost

LEASES - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Leases [Abstract]
Operating lease cost	$ 577	$ 451	$ 1,635	$ 1,328
Variable lease cost	14	10	44	45
Finance lease cost:
Amortization of leased assets	18	18	54	54
Finance lease liabilities	5	6	15	18
Sublease income	(23)	(17)	(56)	(55)
Net lease cost	$ 591	$ 468	$ 1,692	$ 1,390

LEASES - Schedule of Maturity o

LEASES - Schedule of Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Operating Leases
2022	$ 546
2023	2,115
2024	2,044
2025	2,037
2026	2,008
After 2026	35,512
Total lease payments	44,262
Less: Interest	14,896
Operating lease liabilities	29,366	$ 21,159
Finance Leases
2022	26
2023	105
2024	105
2025	105
2026	105
After 2026	0
Total lease payments	446
Less: Interest	41
Present value of lease liabilities	405	$ 469
Total
2022	572
2023	2,220
2024	2,149
2025	2,142
2026	2,113
After 2026	35,512
Total lease payments	44,708
Less: Interest	14,937
Present value of lease liabilities	29,771
Minimum payments lease	$ 5,300

LEASES - Schedule of Weighted A

LEASES - Schedule of Weighted Average Lease Term and Discount Rate (Details)	Sep. 30, 2022	Dec. 31, 2021
Weighted-average remaining lease term (years)
Operating leases	22 years 8 months 12 days	18 years 9 months 18 days
Finance leases	4 years 3 months 18 days	5 years
Weighted-average discount rate
Operating leases	3.53%	3.42%
Finance leases	4.49%	4.49%

LEASES - Other Information (Det

LEASES - Other Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Leases [Abstract]
Operating cash flows from operating leases	$ 888	$ 699

DEPOSITS - Schedule of Deposit

DEPOSITS - Schedule of Deposit Maturities (Details) $ in Thousands	Sep. 30, 2022 USD ($)
Deposits [Abstract]
2022	$ 87,496
2023	74,332
2024	98,188
2025	41,480
2026	10,428
Thereafter	12,164
Total	$ 324,088

DEPOSITS - Additional Informati

DEPOSITS - Additional Information (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Deposits [Abstract]
Certificates of deposit of $250 thousand or more	$ 100.1	$ 116.6
Brokered deposits	$ 7.8	$ 52.9

BORROWINGS (Details)

BORROWINGS (Details)	1 Months Ended	9 Months Ended	12 Months Ended
	Jun. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) agreement	Dec. 31, 2021 USD ($) agreement	Dec. 31, 2007 USD ($) security
Debt Instrument [Line Items]
Federal home loan balance		$ 150,000,000
Prepayments of the FHLB borrowings		1,500,000,000	$ 1,300,000,000
Remaining borrowing capacity		951,000,000	932,700,000
Advances from the FHLB		0	0
Naming applicable municipalities as beneficiaries		15,000,000	10,400,000
Unamortized debt issuance costs		$ 1,100,000	$ 1,300,000
Subordinated Debt
Debt Instrument [Line Items]
Number of preferred trust securities | security				2
Floating rate trust preferred securities				$ 10,000,000
Effective percentage		4.84%	1.75%
Trust preferred securities, interest payment deferment period		5 years
Subordinated Debt | LIBOR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		1.55%
Notes Maturing In June 2031 | Subordinated Debt
Debt Instrument [Line Items]
Floating rate trust preferred securities	$ 85,000,000
Interest rate, percentage	3.25%
Proceeds from issuance of subordinated notes, net of issuance costs	$ 83,500,000
Notes Maturing In June 2031 | Subordinated Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.58%
Line of Credit | Unsecured Debt
Debt Instrument [Line Items]
Number of unsecured lines of credit issued | agreement		1	1
Pledge on certain loan amount		$ 10,000,000	$ 10,000,000
Line of credit, outstanding amount		$ 0	0
Line of Credit | Unsecured Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.85%
Line of Credit | Overnight Borrowing Agreements
Debt Instrument [Line Items]
Line of credit, outstanding amount		$ 0	$ 0

OFF-BALANCE SHEET COMMITMENTS_3

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Schedule of Off-Balance Sheet Risks (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Commitments to make loans | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 120,947	$ 94,924
Commitments to make loans | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	506,251	323,013
Unused lines of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	17,341	13,265
Unused lines of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	710,809	663,903
Standby letters of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	16,091	15,063
Standby letters of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 1,641	$ 1,623

OFF-BALANCE SHEET COMMITMENTS_4

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Amortization	$ 198	$ 189	$ 593	$ 568
Capital Contributions, Small Business Investment Corporation
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions			16,400		$ 14,500
Small Business Investment Corporations
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions			6,100		8,000
Capital Contributions, Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions			4,700		5,300
Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions			$ 1,000		$ 2,100

OFF-BALANCE SHEET COMMITMENTS_5

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Allowance for Credit Losses (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]
Beginning balance	$ 586,000	$ 0	$ 0	$ 0
Provision for credit losses on unfunded loan commitments	55,000	0	641,000	0
Ending balance	$ 641,000	$ 0	$ 641,000	$ 0

STOCK COMPENSATION - Additional

STOCK COMPENSATION - Additional Information (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of nonqualified options or restricted stock for key employees and independent director (in shares)	507,671		507,671
Unrecognized compensation cost related to nonvested stock options granted	$ 0		$ 0
Shares, granted (in shares)	0	0	0	0
Compensation expense	$ 256,000	$ 312,000	$ 1,000,000	$ 1,100,000
Fair value of shares vesting during period	31,000	9,000	$ 1,000,000	814,000
Tranche One
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year			33%
Tranche Two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year			25%
Tranche Three
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year			20%
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Income tax benefit from share-based compensation	$ 54,000	$ 65,000	$ 213,000	$ 236,000
Granted (in shares)	664		45,033
Weighted average grant (in dollars per share)	$ 24.14		$ 26.67
Unrecognized compensation cost related to nonvested restricted stock	$ 1,700,000		$ 1,700,000		$ 1,100,000
Shares vested (in shares)	1,197		26,407
Performance Based Restricted Stock Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair value of shares vesting during period			$ 318,000
Shares vested (in shares)			11,895
Performance Based Restricted Stock Awards | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares, granted (in shares)			13,761		18,210	18,100
Award vesting period			3 years
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)			11,790
Weighted average grant (in dollars per share)			$ 26.71
Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award			1 year
Aggregate percentage of stock based awards to be matured			100%
Independent Directors
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award			1 year
Aggregate percentage of stock based awards to be matured			100%

STOCK COMPENSATION - Schedule o

STOCK COMPENSATION - Schedule of Changes in Unvested Restricted Stock Awards (Details) - Restricted Stock Units (RSUs) - $ / shares	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Shares
Unvested at beginning of period (in shares)	87,712	69,643
Granted (in shares)	664	45,033
Forfeited (in shares)	(112)	(1,202)
Vested (in shares)	(1,197)	(26,407)
Unvested at end of period (in shares)	87,067	87,067
Per Share Weighted Average Grant Date Fair Value
Unvested at beginning of period (in dollars per share)	$ 25.26	$ 24.18
Granted (in dollars per share)	24.14	26.67
Forfeited (in dollars per shares)	26.71	25.22
Vested (in dollars per share)	24	24.75
Unvested at end of period (in dollars per share)	$ 25.26	$ 25.26

EARNINGS PER COMMON SHARE - Add

EARNINGS PER COMMON SHARE - Additional Information (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share [Abstract]
Antidilutive shares excluded from the diluted earnings per share calculations (in shares)	0	0	0	0

EARNINGS PER COMMON SHARE - Com

EARNINGS PER COMMON SHARE - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Basic earnings per common share computation:
Net income per condensed consolidated statements of income	$ 15,549	$ 13,831	$ 44,082	$ 39,852
Net earnings allocated to participating securities	(66)	(47)	(198)	(139)
Net earnings allocated to common stock	$ 15,483	$ 13,784	$ 43,884	$ 39,713
Weighted average common shares outstanding, including shares considered participating securities (in shares)	17,324	16,887	17,024	16,875
Less: Average participating securities (in shares)	(70)	(54)	(73)	(56)
Weighted average shares (in shares)	17,254	16,833	16,951	16,819
Basic earnings per common share (in dollar per share)	$ 0.90	$ 0.82	$ 2.59	$ 2.36
Diluted earnings per common share computation:
Net earnings allocated to common stock	$ 15,483	$ 13,784	$ 43,884	$ 39,713
Weighted average common shares outstanding for basic earnings per common share (in shares)	17,254	16,833	16,951	16,819
Add: Dilutive effects of performance based-shares (in shares)	33	0	33	0
Weighted average shares and dilutive potential common shares (in shares)	17,287	16,833	16,984	16,819
Diluted earnings per common share (in dollar per share)	$ 0.90	$ 0.82	$ 2.59	$ 2.36
Distributed earnings allocated to common stock
Basic earnings per common share computation:
Net earnings allocated to common stock	$ 2,936	$ 2,859	$ 8,815	$ 8,577
Undistributed earnings allocated to common stock
Basic earnings per common share computation:
Net earnings allocated to common stock	$ 12,547	$ 10,925	$ 35,069	$ 31,136

DERIVATIVE INSTRUMENTS - Additi

DERIVATIVE INSTRUMENTS - Additional Information (Details) - USD ($)		9 Months Ended
	Sep. 07, 2018	Sep. 30, 2022	Dec. 31, 2021
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivatives designated as fair value hedges		$ 0	$ 0
Accumulated other comprehensive loss estimated		31,000
Collateral amount for counterparty interest rate swap		$ 200,000	1,100,000
2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Interest rate being paid by the corporation		4.53%
Interest Rate Swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Cash collateral pledged		$ 373,000	$ 3,400,000
Unsecured Debt
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Term of contract	5 years
Cash flow hedges	$ 10,000,000
Unsecured Debt | LIBOR Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Variable interest rate on subordinate debt		4.84%
Unsecured Debt | 2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Weighted average fixed Rate		2.98%
Unsecured Debt | LIBOR | LIBOR Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate		1.55%
Unsecured Debt | LIBOR | 2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate		1.55%

DERIVATIVE INSTRUMENTS - Amount

DERIVATIVE INSTRUMENTS - Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges within Corporation's Consolidated Balance Sheet and Statement of Income (Details) - Interest Rate Swaps - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Derivative [Line Items]
Interest rate contracts	$ 88	$ 53	$ 410	$ 187
Interest expense – subordinated notes and debentures
Derivative [Line Items]
Other income	(26)	(73)	(144)	(204)
Other income
Derivative [Line Items]
Other income	0	$ 0	0	$ 0
Accrued interest receivable (payable) and other assets ( liabilities)
Derivative [Line Items]
Accrued interest receivable (payable) and other assets ( liabilities)	$ 132		$ 132		$ (388)

DERIVATIVE INSTRUMENTS - Amou_2

DERIVATIVE INSTRUMENTS - Amounts and Locations of Activity Related to Back-to-Back Interest Rate Swaps within Corporation's Consolidated Balance Sheet (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional Amount	$ 31,758	$ 32,768
Weighted Average Maturity (in years)	5 years 2 months 8 days	5 years 9 months 18 days
Weighted Average Fixed Rate	4.12%	4.12%
Fair Value	$ 1,768	$ 2,124
Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative Liability, Notional Amount	$ (31,758)	$ (32,768)
Weighted Average Maturity (in years)	5 years 2 months 8 days	5 years 9 months 18 days
Weighted Average Fixed Rate	4.12%	4.12%
Fair Value	$ (1,768)	$ (2,124)
LIBOR | 3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate	2.26%	2.27%
LIBOR | Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate	2.26%	2.27%

FAIR VALUE - Assets and Liabili

FAIR VALUE - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Securities Available-For-Sale:
Total Securities Available-For-Sale	$ 378,236	$ 697,191
Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	378,236	697,191
Interest Rate swaps	1,900	2,124
Equity Securities:
Total Equity Securities	9,235	10,366
Liabilities:
Interest Rate Swaps	(1,768)	(2,512)
Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	4,995
Interest Rate swaps	0	0
Equity Securities:
Total Equity Securities	9,235	10,366
Liabilities:
Interest Rate Swaps	0	0
Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	378,236	692,196
Interest Rate swaps	1,900	2,124
Equity Securities:
Total Equity Securities	0	0
Liabilities:
Interest Rate Swaps	(1,768)	(2,512)
Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Interest Rate swaps	0	0
Equity Securities:
Total Equity Securities	0	0
Liabilities:
Interest Rate Swaps	0	0
U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	3,078	111,748
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	3,078	111,748
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	3,078	111,748
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
States and political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	95,982	103,712
States and political subdivisions | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	95,982	103,712
States and political subdivisions | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
States and political subdivisions | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	95,982	103,712
States and political subdivisions | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Residential and multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	222,796	434,635
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	222,796	434,635
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	4,995
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	222,796	429,640
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate notes and bonds | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	42,454	28,064
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	42,454	28,064
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	13,926	19,032
Pooled SBA | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	13,926	19,032
Pooled SBA | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Pooled SBA | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	13,926	19,032
Pooled SBA | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate equity securities | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	5,995	6,715
Corporate equity securities | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	5,995	6,715
Corporate equity securities | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Corporate equity securities | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	0	0
Mutual funds | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	2,582	2,566
Mutual funds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	2,582	2,566
Mutual funds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Mutual funds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	0	0
Certificates of deposit | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities		506
Certificates of deposit | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities		506
Certificates of deposit | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities		0
Certificates of deposit | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities		0
Corporate notes and bonds
Securities Available-For-Sale:
Total Securities Available-For-Sale	42,454	28,064
Corporate notes and bonds | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	658	579
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	658	579
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	$ 0	$ 0

FAIR VALUE - Securities Availab

FAIR VALUE - Securities Available for Sale Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2021
States and Political Subdivisions
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance		$ 64
Purchases		0
Total gains or (losses):
Included in other comprehensive income (loss)		0
Settlements		(64)
Transfers into Level 3		0
Transfers out of Level 3		0
Ending Balance	$ 0	0
Corporate Notes and Bonds
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	9,826	0
Purchases	0	8,250
Total gains or (losses):
Included in other comprehensive income (loss)	(76)	0
Settlements	0	0
Transfers into Level 3	0	0
Transfers out of Level 3	(9,750)	(8,250)
Ending Balance	$ 0	$ 0

FAIR VALUE - Assets and Liabi_2

FAIR VALUE - Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Farmland
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		$ 920
Farmland | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	$ 0	0
Farmland | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Farmland | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	854	920
Owner-occupied, nonfarm nonresidential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		194
Owner-occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	1,103	194
Commercial and Industrial
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		3,102
Commercial and Industrial | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	1,778	3,102
Other construction loans and all land development and other land loans
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		248
Other construction loans and all land development and other land loans | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		0
Other construction loans and all land development and other land loans | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		0
Other construction loans and all land development and other land loans | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		248
Multifamily (5 or more) residential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		627
Multifamily (5 or more) residential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	632	627
Non-owner occupied, nonfarm nonresidential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		2,889
Non-owner occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	3,203	$ 2,889
Home equity lines of credit | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0
Home equity lines of credit | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0
Home equity lines of credit | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	236
Residential Mortgages secured by first liens | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0
Residential Mortgages secured by first liens | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0
Residential Mortgages secured by first liens | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	$ 827

FAIR VALUE - Quantitative Infor

FAIR VALUE - Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis (Details) - Fair Value, Measurements, Nonrecurring - Significant Unobservable Inputs (Level 3) $ in Thousands	Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Farmland
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 854	$ 920
Farmland | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.60
Farmland | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.20
Farmland | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.20	0.60
Owner-occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 1,103	$ 194
Owner-occupied, nonfarm nonresidential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25	0
Owner-occupied, nonfarm nonresidential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	1	0.60
Owner-occupied, nonfarm nonresidential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.29	0.57
Commercial and Industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 1,778	$ 3,102
Commercial and Industrial | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.03	0
Commercial and Industrial | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	1	0.59
Commercial and Industrial | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.33	0.42
Other construction loans and all land development and other land loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value		$ 248
Other construction loans and all land development and other land loans | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.25
Other construction loans and all land development and other land loans | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.25
Multifamily (5 or more) residential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 632	$ 627
Multifamily (5 or more) residential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.19	0
Multifamily (5 or more) residential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25	0.57
Multifamily (5 or more) residential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.23	0.26
Non-owner occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 3,203	$ 2,889
Non-owner occupied, nonfarm nonresidential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25	0.25
Non-owner occupied, nonfarm nonresidential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.26	0.60
Non-owner occupied, nonfarm nonresidential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25	0.34
Home equity lines of credit | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.52
Home equity lines of credit | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.55
Home equity lines of credit | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.55
Residential Mortgages secured by first liens
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 827
Residential Mortgages secured by first liens | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.19
Residential Mortgages secured by first liens | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.52
Residential Mortgages secured by first liens | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.30

FAIR VALUE - Carrying Amount an

FAIR VALUE - Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Debt securities available-for-sale	$ 378,236	$ 697,191
Debt securities held-to-maturity	369,102	0
Carrying Amount
ASSETS
Cash and cash equivalents	209,796	732,198
Debt securities available-for-sale	378,236	697,191
Debt securities held-to-maturity	408,209
Equity securities	9,235	10,366
Loans held for sale	624	849
Net loans receivable	3,983,396	3,597,204
FHLB and other restricted stock holdings and investments	23,923	23,276
Interest rate swaps	1,900	2,124
Accrued interest receivable	17,871	15,516
LIABILITIES
Deposits	(4,623,811)	(4,715,619)
Subordinated debentures	(20,620)
Subordinated notes, net of unamortized issuance costs	(83,888)	(104,281)
Interest rate swaps	(1,768)	(2,512)
Accrued interest payable	(525)	(886)
Total Fair Value
ASSETS
Cash and cash equivalents	209,796	732,198
Debt securities available-for-sale	378,236	697,191
Debt securities held-to-maturity	369,102
Equity securities	9,235	10,366
Loans held for sale	626	858
Net loans receivable	3,974,986	3,613,452
Interest rate swaps	1,900	2,124
Accrued interest receivable	17,871	15,516
LIABILITIES
Deposits	(4,626,028)	(4,721,017)
Subordinated debentures	(14,684)
Subordinated notes, net of unamortized issuance costs	(93,140)	(92,675)
Interest rate swaps	(1,768)	(2,512)
Accrued interest payable	(525)	(886)
Quoted Prices in Active Markets for Identical Assets (Level 1) | Total Fair Value
ASSETS
Cash and cash equivalents	209,796	732,198
Debt securities available-for-sale	0	4,995
Debt securities held-to-maturity	0
Equity securities	9,235	10,366
Loans held for sale	0	0
Net loans receivable	0	0
Interest rate swaps	0	0
Accrued interest receivable	0	16
LIABILITIES
Deposits	(4,299,723)	(4,329,167)
Subordinated debentures	0
Subordinated notes, net of unamortized issuance costs	0	0
Interest rate swaps	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2) | Total Fair Value
ASSETS
Cash and cash equivalents	0	0
Debt securities available-for-sale	378,236	692,196
Debt securities held-to-maturity	369,102
Equity securities	0	0
Loans held for sale	626	858
Net loans receivable	0	0
Interest rate swaps	1,900	2,124
Accrued interest receivable	2,999	2,171
LIABILITIES
Deposits	(326,305)	(391,850)
Subordinated debentures	(14,684)
Subordinated notes, net of unamortized issuance costs	(93,140)	(92,675)
Interest rate swaps	(1,768)	(2,512)
Accrued interest payable	(525)	(886)
Significant Unobservable Inputs (Level 3) | Total Fair Value
ASSETS
Cash and cash equivalents	0	0
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0
Equity securities	0	0
Loans held for sale	0	0
Net loans receivable	3,974,986	3,613,452
Interest rate swaps	0	0
Accrued interest receivable	14,872	13,329
LIABILITIES
Deposits	0	0
Subordinated debentures	0
Subordinated notes, net of unamortized issuance costs	0	0
Interest rate swaps	0	0
Accrued interest payable	$ 0	$ 0

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS - Schedule of Disaggregation of Revenue (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Non-interest Income
Service charges on deposit accounts	$ 1,872	$ 1,595	$ 5,400	$ 4,389
Wealth and asset management fees	1,870	1,734	5,456	5,021
Mortgage banking	298	844	1,065	2,615
Card processing and interchange income	1,975	1,958	5,776	5,871
Net gains (losses) on sales of securities	0	0	651	0
Other income	1,944	2,283	7,411	6,614
Total non-interest income	$ 7,959	$ 8,414	$ 25,759	$ 24,510