CNB Financial (CCNE) 10-Q 3 May 23 2023 Q1 Quarterly report Financial data

Cover

Cover - shares	3 Months Ended
	Mar. 31, 2023	May 02, 2023
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	001-39472
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	25-1450605
Entity Address, Address Line One	1 South Second Street
Entity Address, Address Line Two	P.O. Box 42
Entity Address, City or Town	Clearfield
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	16830
City Area Code	814
Local Phone Number	765-9621
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		21,062,596
Amendment Flag	false
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Entity Registrant Name	CNB FINANCIAL CORP/PA
Entity Central Index Key	0000736772
Current Fiscal Year End Date	--12-31
Common Stock
Document Information [Line Items]
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	CCNE
Security Exchange Name	NASDAQ
Series A Preferred Stock
Document Information [Line Items]
Title of 12(b) Security	Depositary Shares (each representing a 1/40th interest in a share of 7.125% Series A Non-Cumulative, perpetual preferred stock)
Trading Symbol	CCNEP
Security Exchange Name	NASDAQ

CONDENSED CONSOLIDATED BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 51,206	$ 58,884
Interest-bearing deposits with Federal Reserve	132,696	43,401
Interest-bearing deposits with other financial institutions	4,691	4,000
Total cash and cash equivalents	188,593	106,285
Debt securities available-for-sale, at fair value (amortized cost of $422,920 and $432,992, respectively)	368,607	371,409
Debt securities held-to-maturity, at amortized cost (fair value $371,735 and $367,388, respectively)	402,300	404,765
Equity securities	9,416	9,615
Loans held for sale	448	231
Loans receivable	4,301,297	4,275,178
Less: allowance for credit losses	(43,981)	(43,436)
Net loans receivable	4,257,316	4,231,742
FHLB and other restricted stock holdings and investments	31,194	30,715
Premises and equipment, net	70,572	68,535
Operating lease right-of-use assets	34,618	32,307
Bank owned life insurance	112,287	111,523
Mortgage servicing rights	1,738	1,804
Goodwill and other intangibles	43,874	43,749
Core deposit intangible, net	342	364
Accrued interest receivable and other assets	62,029	62,135
Total Assets	5,583,334	5,475,179
LIABILITIES AND SHAREHOLDERS’ EQUITY
Noninterest-bearing demand deposits	810,623	898,437
Interest-bearing demand deposits	958,756	1,007,202
Savings	2,442,903	2,270,337
Certificates of deposit	541,847	446,461
Total deposits	4,754,129	4,622,437
Short-term borrowings	102,083	132,396
Subordinated debentures	20,620	20,620
Subordinated notes, net of unamortized issuance costs	84,040	83,964
Operating lease liabilities	36,114	33,726
Accrued interest payable and other liabilities	39,921	51,274
Total liabilities	5,036,907	4,944,417
Commitments and contingent liabilities
Preferred stock, Series A non-cumulative perpetual, $0 par value; $1,000 liquidation preference; shares authorized 60,375; Shares issued 60,375 at March 31, 2023 and December 31, 2022	57,785	57,785
Common stock, no par value; 50,000,000 shares authorized; Shares issued 21,235,503 at March 31, 2023 and 21,235,503 at December 31, 2022	0	0
Additional paid in capital	219,561	221,553
Retained earnings	318,629	306,911
Treasury stock, at cost (118,575 shares at March 31, 2023 and 114,157 shares December 31, 2022)	(2,867)	(2,967)
Accumulated other comprehensive loss	(46,681)	(52,520)
Total shareholders’ equity	546,427	530,762
Total Liabilities and Shareholders’ Equity	5,583,334	5,475,179
PPP loans, net of deferred processing fees
ASSETS
Loans receivable	144	159
Syndicated loans
ASSETS
Loans receivable	148,085	156,649
Loans
ASSETS
Loans receivable	$ 4,153,068	$ 4,118,370

CONDENSED CONSOLIDATED BALANC_2

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Debt securities, available-for-sale, amortized cost	$ 422,920,000	$ 432,992,000
Debt securities held-to-maturity	$ 371,735,000	$ 367,388,000
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized (in shares)	60,375	60,375
Preferred stock, shares issued (in shares)	60,375	60,375
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	21,235,503	21,235,503
Common stock, shares outstanding (in shares)	21,235,503	21,235,503
Treasury Stock, Common, Shares	118,575	114,157

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable	$ 62,327	$ 41,150
Processing fees on PPP loans	1	1,237
Securities:
Taxable	4,030	3,614
Tax-exempt	197	219
Dividends	85	34
Total interest and dividend income	66,640	46,254
INTEREST EXPENSE:
Deposits	16,699	2,706
Borrowed funds and finance lease liabilities	1,263	5
Subordinated notes and debentures (includes $(45) and $67 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)	1,039	926
Total interest expense	19,001	3,637
NET INTEREST INCOME	47,639	42,617
PROVISION FOR CREDIT LOSS EXPENSE	1,290	1,643
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	46,349	40,974
NON-INTEREST INCOME:
Service charges on deposit accounts	1,795	1,757
Other service charges and fees	631	655
Wealth and asset management fees	1,817	1,783
Net realized gains on available-for-sale securities (includes $22 and $651 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities, respectively)	22	651
Net realized and unrealized losses on equity securities	(286)	(394)
Mortgage banking	168	475
Bank owned life insurance	764	694
Card processing and interchange income	2,059	1,809
Other non-interest income	1,072	2,224
Total non-interest income	8,042	9,654
NON-INTEREST EXPENSES:
Compensation and benefits	17,045	16,988
Net occupancy expense	3,566	3,230
Technology expense	4,258	3,372
State and local taxes	1,050	1,048
Legal, professional, and examination fees	845	837
Advertising	544	620
FDIC insurance premiums	873	723
Dues and subscriptions	506	600
Card processing and interchange expenses	1,490	1,029
Other non-interest expenses	3,813	3,445
Total non-interest expenses	33,990	31,892
INCOME BEFORE INCOME TAXES	20,401	18,736
INCOME TAX EXPENSE (includes $14 and $124 income tax expense from reclassification items, respectively)	3,912	3,491
NET INCOME	16,489	15,245
PREFERRED STOCK DIVIDENDS	1,075	1,075
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 15,414	$ 14,170
Weighted average common shares outstanding for basic earnings per common share (in shares)	21,042,579	16,810,725
Weighted average common shares outstanding for diluted earnings per common share (in shares)	21,077,531	16,844,106
PER COMMON SHARE DATA:
Basic (in dollars per share)	$ 0.73	$ 0.84
Diluted (in dollars per share)	0.73	0.84
Cash dividends per share (in dollars per share)	$ 0.175	$ 0.175

CONDENSED CONSOLIDATED STATEM_2

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Income Statement [Abstract]
Accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements	$ (45)	$ 67
Accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities	22	651
Income tax expense from reclassification	$ 14	$ 124

CONDENSED CONSOLIDATED STATEM_3

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Comprehensive Income [Abstract]
NET INCOME	$ 16,489	$ 15,245
Net change in fair value of derivative instruments:
Unrealized gain (loss) on interest rate swaps, net of tax $0 and $(42), respectively	(1)	158
Reclassification adjustment for (gains) losses recognized in earnings, net of tax $9 and $(13), respectively	(36)	54
Net change in fair value of derivative instruments	(37)	212
Net change in debt securities:
Unrealized holding gains (losses) on available-for-sale securities arising during the period, net of tax of $(1,531) and $7,070, respectively	5,760	(26,600)
Amortization of unrealized (gains) losses from held-to-maturity securities, net of tax of $(35) and $14, respectively	133	(51)
Reclassification adjustment for realized losses included in net income, net of tax of $5 and $137, respectively	(17)	(514)
Net change in debt securities	5,876	(27,165)
Other comprehensive income (loss)	5,839	(26,953)
COMPREHENSIVE INCOME (LOSS)	$ 22,328	$ (11,708)

CONDENSED CONSOLIDATED STATEM_4

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Comprehensive Income [Abstract]
Unrealized gain (loss) on interest rate swaps, tax	$ 0	$ (42)
Reclassification adjustment for (gains) losses recognized in earnings, tax	9	(13)
Unrealized gains (losses) on other securities available for sale arising during the period, tax	(1,531)	7,070
Amortization of unrealized (gains) from held-to-maturity securities, tax	(35)	14
Reclassification adjustment for realized gains included in net income, tax	$ 5	$ 137

CONDENSED CONSOLIDATED STATEM_5

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (unaudited) - USD ($) $ in Thousands	Total	Preferred Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (Loss)	Restricted Stock	Restricted Stock Treasury Stock	Performance Based Restricted Stock Awards	Performance Based Restricted Stock Awards Treasury Stock
Beginning balance at Dec. 31, 2021	$ 442,847	$ 57,785	$ 127,351	$ 260,582	$ (2,477)	$ (394)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	15,245			15,245
Other comprehensive loss	(26,953)					(26,953)
Restricted stock award grants	0		(976)		976
Performance based restricted stock award grants	0		(173)		173
Stock-based compensation expense	501		501
Purchase of treasury stock	(1,342)				(1,342)
Purchase of treasury stock for the purpose of tax withholding							$ (202)	$ (202)	$ (126)	$ (126)
Preferred cash dividend declared	(1,075)			(1,075)
Cash dividends declared	(2,960)			(2,960)
Ending balance at Mar. 31, 2022	425,935	57,785	126,703	271,792	(2,998)	(27,347)
Beginning balance at Dec. 31, 2022	530,762	57,785	221,553	306,911	(2,967)	(52,520)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	16,489			16,489
Other comprehensive loss	5,839					5,839
Forfeiture of restricted stock award grants	0		50		(50)
Restricted stock award grants	0		(2,547)		2,547
Performance based restricted stock award grants	0		(111)		111
Stock-based compensation expense	616		616
Purchase of treasury stock	(2,405)				(2,405)
Purchase of treasury stock for the purpose of tax withholding							$ (89)	$ (89)	$ (14)	$ (14)
Preferred cash dividend declared	(1,075)			(1,075)
Cash dividends declared	(3,696)			(3,696)
Ending balance at Mar. 31, 2023	$ 546,427	$ 57,785	$ 219,561	$ 318,629	$ (2,867)	$ (46,681)

CONDENSED CONSOLIDATED STATEM_6

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Forfeiture of restricted stock award grants (in shares)	2,061
Restricted stock award grants (in shares)	97,859	56,159
Performance-based restricted stock award (in shares)	4,118	11,895
Purchase of treasury stock (in shares)	100,000	50,166
Cash dividends declared (in dollars per share)	$ 0.175	$ 0.175
Restricted Stock
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting (in shares)	3,750	7,546
Performance Based Restricted Stock Awards
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting (in shares)	584	4,706

CONDENSED CONSOLIDATED STATEM_7

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 16,489	$ 15,245
Adjustments to reconcile net income to net cash provided by operations:
Provision for credit loss expense	1,290	1,643
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights	1,923	1,758
Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income	(1,334)	(985)
Net amortization of deferred costs on borrowings	76	75
Accretion of deferred PPP processing fees	(1)	(1,237)
Net realized gains on sales of available-for-sale securities	(22)	(651)
Net realized and unrealized losses on equity securities	286	394
Gain on sale of loans held for sale	(92)	(724)
Proceeds from sale of loans receivable	2,856	9,731
Origination of loans held for sale	(3,381)	(15,645)
Income on bank owned life insurance	(764)	(694)
Restricted stock compensation expense	616	501
Increase in accrued interest receivable and other assets	277	(3,102)
Increase in accrued interest payable, lease liabilities, and other liabilities	(13,405)	(2,521)
NET CASH PROVIDED BY OPERATING ACTIVITIES	4,814	3,788
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, prepayments and calls of available-for-sale securities	10,820	30,475
Proceeds from sales of available-for-sale securities	9,659	22,164
Purchase of available-for-sale securities	(10,603)	(30,181)
Proceeds from maturities, prepayments and calls of held-to-maturity securities	2,698	7,220
Purchases of held-to-maturity securities	0	(213,853)
Purchase of equity securities	(87)	(120)
Proceeds from loans classified as portfolio loans	4,994	0
Net increase in loans receivable	(30,101)	(113,804)
Purchase of FHLB, other equity, and restricted equity interests	(479)	(615)
Purchase of premises and equipment	(3,382)	(1,874)
Purchase of other intangible assets	(125)	0
Proceeds from the sale of premises and equipment and foreclosed assets	0	37
NET CASH USED BY INVESTING ACTIVITIES	(16,606)	(300,551)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in checking, money market and savings accounts	36,306	23,757
Net increase (decrease) in certificates of deposit	95,386	(48,513)
Purchase of treasury stock	(2,508)	(1,670)
Cash dividends paid, common stock	(3,696)	(2,960)
Cash dividends paid, preferred stock	(1,075)	(1,075)
Net change in short-term borrowings	(30,313)	0
NET CASH PROVIDED (USED) BY FINANCING ACTIVITIES	94,100	(30,461)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	82,308	(327,224)
CASH AND CASH EQUIVALENTS, Beginning	106,285	732,198
CASH AND CASH EQUIVALENTS, Ending	188,593	404,974
Cash paid during the period for:
Interest	17,990	3,668
Income taxes	444	1,133
SUPPLEMENTAL NONCASH DISCLOSURES:
Transfers to other real estate owned	161	0
Transfers from loans held for sale to loans held for investment	538	5,600
Transfers from loans held for investment to loans held for sale	166	0
Transfers from available-for-sale to held-to-maturity	0	101,069
Grant of restricted stock awards from treasury stock	2,547	976
Grant of performance based restricted stock awards from treasury stock	111	173
Restricted stock forfeiture	50	0
Lease liabilities arising from obtaining right-of-use assets	$ 2,773	$ 6,077

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations CNB Financial Corporation (the "Corporation") is headquartered in Clearfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, CNB Bank (the "Bank"). In addition, the Bank provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans as well as a full range of wealth management services. The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services. In addition to the Bank, the Corporation also operates a consumer discount loan and finance business through its wholly owned subsidiary, Holiday Financial Services Corporation ("Holiday"). The Corporation and its other subsidiaries are subject to examination by federal and state regulators. The Corporation’s market area is primarily concentrated in the Central and Northwest regions of the Commonwealth of Pennsylvania, the Central and Northeast regions of the State of Ohio, Western region of the State of New York and the Southwest region of the Commonwealth of Virginia. Basis of Presentation The accompanying condensed consolidated financial statements have been prepared pursuant to rules and regulations of the SEC and in compliance with U.S. generally accepted accounting principles ("GAAP"). Because this report is based on an interim period, certain information and footnote disclosures normally included in the consolidated financial statements prepared in accordance with GAAP have been condensed or omitted. In the opinion of management of the registrant, the accompanying condensed consolidated financial statements as of March 31, 2023 and for the three months ended March 31, 2023 and 2022 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the periods presented. The financial performance reported for the Corporation for the three months ended March 31, 2023 is not necessarily indicative of the results to be expected for the full year. This information should be read in conjunction with the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2022 (the "2022 Form 10-K"). Certain amounts appearing in the condensed consolidated financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassifications had no effect on net income or shareholders’ equity as previously reported. Dollar amounts in tables are stated in thousands, except for per share amounts. Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the condensed consolidated financial statements and the disclosures provided and future results could differ. Operating Segments While the Corporation's chief operating decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Goodwill Assessment The Corporation's policy is to test goodwill for impairment annually on December 31 or on an interim basis if an event triggering impairment may have occurred. During the period ended March 31, 2023, the economic uncertainty and market volatility resulting from the rising interest rate environment and the recent banking industry stresses resulted in a decrease in the Corporation's stock price and market capitalization. Management believed such a decrease was a triggering indicator requiring an interim goodwill impairment analysis. At March 31, 2023, the Corporation elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. Management will continue to evaluate the economic conditions at future reporting periods for any potential applicable changes.

RECENT ACCOUNTING PRONOUNCEMENT

RECENT ACCOUNTING PRONOUNCEMENTS	3 Months Ended
	Mar. 31, 2023
Accounting Changes and Error Corrections [Abstract]
RECENT ACCOUNTING PRONOUNCEMENTS	RECENT ACCOUNTING PRONOUNCEMENTS Accounting Standards Adopted in 2022 In December 2022, FASB issued ASU No. 2022-06 - Reference Rate Reform (Topic 848). ASU 2022-06 extends the period of time preparers can utilize the reference rate reform relief guidance provided by ASU 2020-04 and ASU 2021-01, which are discussed above. ASU 2022-06, which was effective upon issuance, defers the sunset date of this prior guidance from December 31, 2022 to December 31, 2024, after which entities will no longer be permitted to apply the relief guidance in Topic 848. ASU 2022-06 did not have a material impact on the Corporation's financial statements and related disclosures. Accounting Standards Adopted in 2023 In October 2021, the FASB issued ASU No. 2021-08, "Business Combinations (Topic 805), Accounting for Contract Assets and Contract Liabilities from Contracts with Customers." This ASU requires that an acquirer recognize and measure contract assets and contract liabilities acquired in a business combination in accordance with Topic 606, "Revenue from Contracts with Customers." ASU 2021-08 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU 2022-01, "Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method." Under prior guidance, entities can apply the last-of-layer hedging method to hedge the exposure of a closed portfolio of prepayable financial assets to fair value changes due to changes in interest rates for a portion of the portfolio that is not expected to be affected by prepayments, defaults, and other events affecting the timing and amount of cash flows. ASU 2022-01 expands the last-of-layer method, which permits only one hedge layer, to allow multiple hedged layers of a single closed portfolio. To reflect that expansion, the last-of-layer method is renamed the portfolio layer method. ASU 2022-01 also (i) expands the scope of the portfolio layer method to include non-prepayable financial assets, (ii) specifies eligible hedging instruments in a single-layer hedge, (iii) provides additional guidance on the accounting for and disclosure of hedge basis adjustments under the portfolio layer method and (iv) specifies how hedge basis adjustments should be considered when determining credit losses for the assets included in the closed portfolio. ASU 2022-01 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDRs guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. ASU 2022-02 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. Accounting Pronouncements Pending Adoption In June 2022, FASB issued ASU No. 2022-03, "Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions." In this ASU, a contractual restriction on the sale of an equity security is not considered in measuring the security's fair value. The ASU also requires certain disclosures for equity securities that are subject to contractual restrictions. This guidance is effective for the Corporation on January 1, 2024, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-03 will have on its consolidated financial statements and related disclosures. In March 2023, FASB issued ASU No. 2023-01, "Leases (Topic 842): Common Control Arrangements." This ASU requires the Corporation to amortize leasehold improvements associated with common control leases over the useful life to the common control group. This guidance is effective for the Corporation on January 1, 2024 with early adoption permitted. The Corporation is evaluating the effect that ASU 2023-01 will have on its consolidated financial statements and related disclosures. In March 2023, FASB issued ASU No. 2023-02, "Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." In this ASU, these amendments allow the Corporation to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for the Corporation on January 1, 2024 with early adoption permitted. The Corporation is evaluating the effect that ASU 2023-02 will have on its consolidated financial statements and related disclosures.

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES Debt securities available-for-sale ("AFS") at March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 2,474 $ — $ (86) $ — $ 2,388 State & political subdivisions 111,090 69 (13,921) — 97,238 Residential & multi-family mortgage 247,957 — (34,150) — 213,807 Corporate notes & bonds 48,119 19 (5,329) — 42,809 Pooled SBA 13,280 1 (916) — 12,365 Total $ 422,920 $ 89 $ (54,402) $ — $ 368,607 December 31, 2022 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 3,213 $ — $ (84) $ — $ 3,129 State & political subdivisions 112,734 24 (17,095) — 95,663 Residential & multi-family mortgage 256,111 — (38,564) — 217,547 Corporate notes & bonds 47,111 — (4,720) — 42,391 Pooled SBA 13,823 — (1,144) — 12,679 Total $ 432,992 $ 24 $ (61,607) $ — $ 371,409 Debt securities held-to-maturity ("HTM") at March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 307,750 $ — $ (22,650) $ — $ 285,100 Residential & multi-family mortgage 94,550 — (7,915) — 86,635 Total $ 402,300 $ — $ (30,565) $ — $ 371,735 December 31, 2022 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 307,711 $ — $ (27,276) $ — $ 280,435 Residential & multi-family mortgage 97,054 — (10,101) — 86,953 Total $ 404,765 $ — $ (37,377) $ — $ 367,388 The Corporation elected to transfer 74 AFS securities with an aggregate fair value of $213.7 million to a classification of HTM during the twelve months ended December 31, 2022. In accordance with FASB ASC 320-10-55-24, the transfer from AFS to HTM must be recorded at the fair value of the AFS securities at the time of transfer. The net unrealized holding loss of $5.6 million, net of tax, at the date of transfer was retained in accumulated other comprehensive income (loss), with the associated pre-tax amount retained in the carrying value of the HTM securities. Such amounts will be amortized to comprehensive income over the remaining life of the securities. Information pertaining to security sales on AFS securities is as follows: Proceeds Gross Gross Three months ended March 31, 2023 $ 9,659 $ 22 $ — Three months ended March 31, 2022 22,164 651 — The tax provision related to these net realized gains was $5 thousand for the three months ended March 31, 2023 and $137 thousand for the three months ended March 31, 2022, respectively. The table below illustrates the maturity distribution of debt securities at amortized cost and fair value as of March 31, 2023: Available-for-sale Held-to-maturity Amortized Fair Amortized Fair 1 year or less $ 4,174 $ 4,141 $ 10,010 $ 9,828 1 year – 5 years 43,399 41,298 246,949 231,452 5 years – 10 years 90,274 78,510 50,791 43,820 After 10 years 23,836 18,486 — — 161,683 142,435 307,750 285,100 Residential & multi-family mortgage 247,957 213,807 94,550 86,635 Pooled SBA 13,280 12,365 — — Total debt securities $ 422,920 $ 368,607 $ 402,300 $ 371,735 Mortgage securities and pooled SBA securities are not due at a single date; periodic payments are received based on the payment patterns of the underlying collateral. On March 31, 2023 and December 31, 2022, securities carried at $467.2 million and $561.8 million, respectively, were pledged to secure public deposits and for other purposes as provided by law. At March 31, 2023 and December 31, 2022, there were no holdings of securities of any one issuer, other than the U.S. Government sponsored entities, in an amount greater than 10% of shareholders’ equity. The Corporation’s residential and multi-family mortgage securities are issued by government sponsored entities. AFS debt securities with unrealized losses at March 31, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: March 31, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 2,388 $ (86) $ — $ — $ 2,388 $ (86) State & political subdivisions 9,958 (88) 78,035 (13,833) 87,993 (13,921) Residential & multi-family mortgage 17,227 (568) 196,478 (33,582) 213,705 (34,150) Corporate notes and bonds 24,380 (3,013) 17,410 (2,316) 41,790 (5,329) Pooled SBA 596 (6) 11,638 (910) 12,234 (916) $ 54,549 $ (3,761) $ 303,561 $ (50,641) $ 358,110 $ (54,402) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 3,129 $ (84) $ — $ — $ 3,129 $ (84) State & political subdivisions 34,667 (1,887) 54,546 (15,208) 89,213 (17,095) Residential & multi-family mortgage 48,996 (3,122) 168,551 (35,442) 217,547 (38,564) Corporate notes and bonds 31,730 (3,403) 10,661 (1,317) 42,391 (4,720) Pooled SBA 5,107 (314) 7,572 (830) 12,679 (1,144) $ 123,629 $ (8,810) $ 241,330 $ (52,797) $ 364,959 $ (61,607) HTM debt securities with unrealized losses at March 31, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: March 31, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ — $ — $ 285,100 $ (22,650) $ 285,100 $ (22,650) Residential & multi-family mortgage 1,404 (209) 85,231 (7,706) 86,635 (7,915) $ 1,404 $ (209) $ 370,331 $ (30,356) $ 371,735 $ (30,565) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 143,556 $ (10,063) $ 136,879 $ (17,213) $ 280,435 $ (27,276) Residential & multi-family mortgage 24,132 (2,253) 62,821 (7,848) 86,953 (10,101) $ 167,688 $ (12,316) $ 199,700 $ (25,061) $ 367,388 $ (37,377) At March 31, 2023 and December 31, 2022, management performed an assessment for possible impairment related to credit losses of the Corporation’s debt securities, relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. Based on the results of the assessment, management believes there is no credit related impairment of these debt securities at March 31, 2023 and December 31, 2022. For the securities that comprise corporate notes and bonds and the securities that are issued by state and political subdivisions, management monitors publicly available financial information, such as filings with the Securities and Exchange Commission, in order to evaluate the securities for potential credit impairment. For financial institution issuers, management monitors information from quarterly “call” report filings that are used to generate Uniform Bank Performance Reports. All other securities that were in an unrealized loss position at the balance sheet date were reviewed by management, and issuer-specific documents were reviewed as appropriate given the following considerations; the financial condition and near-term prospects of the issuer and whether downgrades by bond rating agencies have occurred, the length of time and extent to which fair value has been less than cost, and whether management does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. As of March 31, 2023 and December 31, 2022, management concluded the debt securities described in the previous paragraphs were not impaired for reasons due to credit quality for the following reasons: • There is no indication of any significant deterioration of the creditworthiness of the institutions that issued the securities. • All contractual interest payments on the securities have been received as scheduled, and no information has come to management’s attention through the processes previously described which would lead to a conclusion that future contractual payments will not be timely received. • The unrealized losses were deemed to be temporary changes in value related to market movements in interest yields. The Corporation does not intend to sell and it is not more likely than not that it will be required to sell the securities in an unrealized loss position before recovery of its amortized cost basis. Equity securities at March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 December 31, 2022 Corporate equity securities $ 5,843 $ 6,973 Mutual funds 2,101 1,406 Money market funds 765 479 Corporate notes 707 757 Total $ 9,416 $ 9,615

LOANS RECEIVABLE AND ALLOWANCE

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES	LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES Total net loans receivable at March 31, 2023 and December 31, 2022 are summarized as follows: March 31, 2023 Percentage December 31, 2022 Percentage Farmland $ 34,080 0.8 % $ 32,168 0.8 % Owner-occupied, nonfarm nonresidential properties 478,465 11.1 % 468,493 11.0 % Agricultural production and other loans to farmers 1,057 — % 1,198 — % Commercial and Industrial 753,437 17.5 % 791,911 18.5 % Obligations (other than securities and leases) of states and political subdivisions 138,897 3.2 % 145,345 3.4 % Other loans 22,340 0.5 % 24,710 0.6 % Other construction loans and all land development and other land loans 435,241 10.1 % 446,685 10.5 % Multifamily (5 or more) residential properties 265,034 6.2 % 257,696 6.0 % Non-owner occupied, nonfarm nonresidential properties 841,486 19.6 % 795,315 18.6 % 1-4 Family Construction 54,804 1.3 % 51,171 1.2 % Home equity lines of credit 124,308 2.9 % 124,892 2.9 % Residential Mortgages secured by first liens 949,691 22.1 % 942,531 22.0 % Residential Mortgages secured by junior liens 79,125 1.8 % 74,638 1.7 % Other revolving credit plans 38,241 0.9 % 36,372 0.9 % Automobile 24,706 0.6 % 21,806 0.5 % Other consumer 48,009 1.1 % 49,144 1.1 % Credit cards 12,122 0.3 % 10,825 0.3 % Overdrafts 254 — % 278 — % Total loans receivable $ 4,301,297 100.0 % $ 4,275,178 100.0 % Less: Allowance for credit losses (43,981) (43,436) Loans receivable, net $ 4,257,316 $ 4,231,742 Net deferred loan origination fees included in the above table $ 4,198 $ 4,463 The Corporation’s outstanding loans receivable and related unfunded commitments are primarily concentrated within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York and Southwest Virginia. The Bank attempts to limit concentrations within specific industries by utilizing dollar limitations to single industries or customers, and by entering into participation agreements with third parties. Collateral requirements are established based on management’s assessment of the customer. The Corporation maintains lending policies to control the quality of the loan portfolio. These policies delegate the authority to extend loans under specific guidelines and underwriting standards. These policies are prepared by the Corporation’s management and reviewed and approved annually by the Corporation’s Board of Directors. Syndicated loans, net of deferred fees and costs, are included in the commercial and industrial classification and totaled $148.1 million and $156.6 million as of March 31, 2023 and December 31, 2022, respectively. Transactions in the allowance for credit losses for the three months ended March 31, 2023 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 159 $ — $ — $ (30) $ 129 Owner-occupied, nonfarm nonresidential properties 2,905 (26) 8 (341) 2,546 Agricultural production and other loans to farmers 6 — — (3) 3 Commercial and Industrial 9,766 (46) 145 (922) 8,943 Obligations (other than securities and leases) of states and political subdivisions 1,863 — — (15) 1,848 Other loans 456 — — 138 594 Other construction loans and all land development and other land loans 3,253 — — 141 3,394 Multifamily (5 or more) residential properties 2,353 (65) — 247 2,535 Non-owner occupied, nonfarm nonresidential properties 7,653 — — 606 8,259 1-4 Family Construction 327 — — 71 398 Home equity lines of credit 1,173 — 1 (16) 1,158 Residential Mortgages secured by first liens 8,484 (7) — 374 8,851 Residential Mortgages secured by junior liens 1,035 — — 240 1,275 Other revolving credit plans 722 (22) 5 125 830 Automobile 271 (5) — 64 330 Other consumer 2,665 (540) 43 393 2,561 Credit cards 67 (62) 1 67 73 Overdrafts 278 (160) 44 92 254 Total $ 43,436 $ (933) $ 247 $ 1,231 $ 43,981 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended March 31, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 151 $ — $ — $ 35 $ 186 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 7 270 3,595 Agricultural production and other loans to farmers 9 — — 1 10 Commercial and Industrial 8,837 (71) 78 246 9,090 Obligations (other than securities and leases) of states and political subdivisions 1,649 — — 179 1,828 Other loans 149 — — (6) 143 Other construction loans and all land development and other land loans 2,198 — — (148) 2,050 Multifamily (5 or more) residential properties 2,289 — — (53) 2,236 Non-owner occupied, nonfarm nonresidential properties 6,481 — — (70) 6,411 1-4 Family Construction 158 — — 52 210 Home equity lines of credit 1,169 — 8 4 1,181 Residential Mortgages secured by first liens 6,943 (47) 12 (3) 6,905 Residential Mortgages secured by junior liens 546 — — 6 552 Other revolving credit plans 528 (26) 6 39 547 Automobile 263 (7) — (2) 254 Other consumer 2,546 (401) 22 402 2,569 Credit cards 92 (14) 4 21 103 Overdrafts 241 (119) 41 84 247 Total loans $ 37,588 $ (706) $ 178 $ 1,057 $ 38,117 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. The Corporation's allowance for credit losses is influenced by loan volumes, risk rating migration, delinquency status and other conditions influencing loss expectations, such as reasonable and supportable forecasts of economic conditions. For the three months ended March 31, 2023, the allowance for credit losses increased due to the growth in the Corporation's loan portfolio, including growth in new market areas. This was partially offset by improvements in the Corporation's historical loss rates, as well as the impact of net charge-offs. There is still a significant amount of uncertainty related to the domestic and global economy, continued supply chain challenges, persistent inflation and the COVID-19 pandemic. Management will continue to proactively evaluate its estimate of expected credit losses as new information becomes available. Provision for credit losses was $1.3 million for the three months ended March 31, 2023, compared to $1.6 million for the three months ended March 31, 2022. Included in the provision for credit losses for the three months ended March 31, 2023 was $59 thousand related to the allowance for unfunded commitments compared to a $586 thousand provision towards the allowance for unfunded commitments for the three months ended March 31, 2022. The following tables presents the amortized cost basis of loans receivable on nonaccrual status and loans receivable past due over 89 days still accruing as of March 31, 2023 and December 31, 2022, respectively: March 31, 2023 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 1,000 $ 1,000 $ 992 Owner-occupied, nonfarm nonresidential properties 2,215 2,153 — Commercial and Industrial 5,152 2,059 — Other construction loans and all land development and other land loans 545 545 — Multifamily (5 or more) residential properties 972 343 — Non-owner occupied, nonfarm nonresidential properties 5,481 2,633 — Home equity lines of credit 525 525 — Residential Mortgages secured by first liens 4,327 3,891 — Residential Mortgages secured by junior liens 97 97 — Other revolving credit plans 41 41 — Automobile 15 15 — Other consumer 619 619 — Credit cards — — 83 Total $ 20,989 $ 13,921 $ 1,075 December 31, 2022 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 1,011 $ 1,011 $ 994 Owner-occupied, nonfarm nonresidential properties 2,055 1,987 — Commercial and Industrial 5,485 2,366 71 Other construction loans and all land development and other land loans 567 567 — Multifamily (5 or more) residential properties 1,066 423 — Non-owner occupied, nonfarm nonresidential properties 5,081 2,665 — Home equity lines of credit 475 475 — Residential Mortgages secured by first liens 4,329 3,882 48 Residential Mortgages secured by junior liens 91 91 — Other revolving credit plans 26 26 — Automobile 19 19 — Other consumer 781 781 — Credit cards — — 8 Total $ 20,986 $ 14,293 $ 1,121 All payments received while on nonaccrual status are applied against the principal balance of the loan. The Corporation does not recognize interest income while a loan is on nonaccrual status. The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of March 31, 2023: Real Estate Collateral Non-Real Estate Collateral Farmland $ 829 — Owner-occupied, nonfarm nonresidential properties 1,053 4 Commercial and Industrial — 1,826 Other construction loans and all land development and other land loans 480 — Multifamily (5 or more) residential properties 972 — Non-owner occupied, nonfarm nonresidential properties 5,185 — Home equity lines of credit 331 — Residential Mortgages secured by first liens 1,133 — Total $ 9,983 $ 1,830 The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of December 31, 2022: Real Estate Collateral Non-Real Estate Collateral Farmland $ 829 $ — Owner-occupied, nonfarm nonresidential properties 1,296 4 Commercial and Industrial — 1,904 Other construction loans and all land development and other land loans 501 — Multifamily (5 or more) residential properties 1,066 — Non-owner occupied, nonfarm nonresidential properties 5,874 — Home equity lines of credit 335 — Residential Mortgages secured by first liens 1,150 — Total $ 11,051 $ 1,908 The following table presents the aging of the amortized cost basis in past-due loans receivable as of March 31, 2023 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ 185 $ — $ 1,124 $ 1,309 $ 32,771 $ 34,080 Owner-occupied, nonfarm nonresidential properties 1,508 24 287 1,819 476,646 478,465 Agricultural production and other loans to farmers — — — — 1,057 1,057 Commercial and Industrial — 213 230 443 752,994 753,437 Obligations (other than securities and leases) of states and political subdivisions — — — — 138,897 138,897 Other loans — — — — 22,340 22,340 Other construction loans and all land development and other land loans 171 1,538 — 1,709 433,532 435,241 Multifamily (5 or more) residential properties — — 25 25 265,009 265,034 Non-owner occupied, nonfarm nonresidential properties 222 — 685 907 840,579 841,486 1-4 Family Construction — — — — 54,804 54,804 Home equity lines of credit 217 — 89 306 124,002 124,308 Residential Mortgages secured by first liens 1,501 777 1,500 3,778 945,913 949,691 Residential Mortgages secured by junior liens — — 51 51 79,074 79,125 Other revolving credit plans 38 26 19 83 38,158 38,241 Automobile 57 — — 57 24,649 24,706 Other consumer 310 189 384 883 47,126 48,009 Credit cards 22 20 83 125 11,997 12,122 Overdrafts — — — — 254 254 Total $ 4,231 $ 2,787 $ 4,477 $ 11,495 $ 4,289,802 $ 4,301,297 The following table presents the aging of the amortized cost basis in past-due loans receivable as of December 31, 2022 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ — $ — $ 1,136 $ 1,136 $ 31,032 $ 32,168 Owner-occupied, nonfarm nonresidential properties 185 27 734 946 467,547 468,493 Agricultural production and other loans to farmers — — — — 1,198 1,198 Commercial and Industrial 246 93 611 950 790,961 791,911 Obligations (other than securities and leases) of states and political subdivisions — — — — 145,345 145,345 Other loans — — — — 24,710 24,710 Other construction loans and all land development and other land loans 1,522 — 501 2,023 444,662 446,685 Multifamily (5 or more) residential properties 706 — 90 796 256,900 257,696 Non-owner occupied, nonfarm nonresidential properties 113 60 879 1,052 794,263 795,315 1-4 Family Construction — — — — 51,171 51,171 Home equity lines of credit 203 10 49 262 124,630 124,892 Residential Mortgages secured by first liens 1,302 538 1,775 3,615 938,916 942,531 Residential Mortgages secured by junior liens 5 — 51 56 74,582 74,638 Other revolving credit plans 65 27 — 92 36,280 36,372 Automobile 36 — — 36 21,770 21,806 Other consumer 361 188 473 1,022 48,122 49,144 Credit cards 196 18 8 222 10,603 10,825 Overdrafts — — — — 278 278 Total $ 4,940 $ 961 $ 6,307 $ 12,208 $ 4,262,970 $ 4,275,178 Loan Modifications The Corporation adopted ASU 2022-02, Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures effective January 1, 2023. The amendments in ASU 2022-02 eliminated the recognition and measure of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty. Occasionally, the Corporation modifies loans to borrowers in financial distress by providing principal forgiveness, term extension, an other-than-insignificant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. In some cases, the Corporation provides multiple types of concessions on one loan. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. For the loans included in the “combination” columns below, multiple types of modifications have been made on the same loan within the current reporting period. The combination is at least two of the following: a term extension, principal forgiveness, an other-than-insignificant payment delay and/or an interest rate reduction. The following table presents the amortized cost basis of loans at March 31, 2023 that were both experiencing financial difficulty and modified during the three months ended March 31, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Owner-occupied, nonfarm nonresidential properties $ — $ 98 $ — $ — $ — — % Commercial and Industrial — 2,573 612 371 122 0.5 Other construction loans and all land development and other land loans — 1,538 — — — 0.4 Non-owner occupied, nonfarm nonresidential properties — — 1,562 — — 0.2 Total $ — $ 4,209 $ 2,174 $ 371 $ 122 0.2 % The Corporation has no further loan commitments to customers whose loan receivables are included in the previous table. The Corporation closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified during the three months ended March 31, 2023: 30 - 59 60 - 89 Greater Than 89 Total Past Due Owner-occupied, nonfarm nonresidential properties $ 98 $ — $ — $ 98 Other construction loans and all land development and other land loans — 1,538 — 1,538 Total $ 98 $ 1,538 $ — $ 1,636 The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the three months ended March 31, 2023: Principal Forgiveness Term Extension Interest Rate Reduction Commercial and Industrial $ — 0.97 0.5 % Non-owner occupied, nonfarm nonresidential properties — 0.50 — Total $ — 0.65 0.5 % There were no modified loans and leases that had a payment default during the three months ended March 31, 2023 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty. If the Corporation determines that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off and the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. Troubled Debt Restructurings Prior to the Adoption of ASU 2022-02 As of December 31, 2022, the terms of certain loans were modified as TDRs. The modification of the terms of such loans included either or both of the following: a reduction of the stated interest rate of the loan; or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. The Corporation had an amortized cost in TDRs of $12.4 million as of December 31, 2022. The Corporation has allocated $2.2 million of allowance for those loans as of December 31, 2022. There was one loan modified as a TDR during the three months ended March 31, 2022: Three Months Ended March 31, 2022 Number of Pre-Modification Post-Modification Type of Modification Non-owner occupied, nonfarm nonresidential properties 1 $ 1,784 $ 1,784 Modify Rate and Extend Amortization Total loans 1 $ 1,784 $ 1,784 The TDR described above increased the allowance for credit losses by an immaterial amount for the three months ended March 31, 2022. A loan receivable is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no loans modified as TDRs for which there was a payment default within a twelve-month cycle following the modification during the three months ended March 31, 2022. There were no principal balances forgiven in connection with the loans restructurings. As discussed above, effective for January 1, 2023, the Corporation adopted prospectively Accounting Standard Update 2022-02, which eliminated the separate recognition and measurement guidance for TDRs by creditors. Credit Quality Indicators The Corporation categorizes loans receivable into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually to classify the loans as to credit risk. The Corporation uses the following definitions for risk ratings: Special Mention: A loan classified as special mention has a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Corporation’s credit position at some future date. Substandard: A loan classified as substandard is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. The loan has a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Doubtful: A loan classified as doubtful has all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The following tables represent the Corporation's commercial credit risk profile by risk rating. Loans receivable not rated as special mention, substandard, or doubtful are considered to be pass rated loans. March 31, 2023 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 31,639 $ 1,441 $ 1,000 $ — $ 2,441 $ 34,080 Owner-occupied, nonfarm nonresidential properties 443,727 27,718 7,020 — 34,738 478,465 Agricultural production and other loans to farmers 1,057 — — — — 1,057 Commercial and Industrial 714,047 18,506 19,598 1,286 39,390 753,437 Obligations (other than securities and leases) of states and political subdivisions 138,897 — — — — 138,897 Other loans 22,340 — — — — 22,340 Other construction loans and all land development and other land loans 430,118 3,040 2,083 — 5,123 435,241 Multifamily (5 or more) residential properties 263,557 — 1,477 — 1,477 265,034 Non-owner occupied, nonfarm nonresidential properties 819,238 1,942 20,306 — 22,248 841,486 Total $ 2,864,620 $ 52,647 $ 51,484 $ 1,286 $ 105,417 $ 2,970,037 December 31, 2022 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 29,706 $ 1,450 $ 1,012 $ — $ 2,462 $ 32,168 Owner-occupied, nonfarm nonresidential properties 433,467 27,796 7,230 — 35,026 468,493 Agricultural production and other loans to farmers 1,198 — — — — 1,198 Commercial and Industrial 765,821 14,740 10,037 1,313 26,090 791,911 Obligations (other than securities and leases) of states and political subdivisions 145,345 — — — — 145,345 Other loans 24,710 — — — — 24,710 Other construction loans and all land development and other land loans 443,300 1,296 2,089 — 3,385 446,685 Multifamily (5 or more) residential properties 256,120 510 1,066 — 1,576 257,696 Non-owner occupied, nonfarm nonresidential properties 772,450 2,791 20,074 — 22,865 795,315 Total $ 2,872,117 $ 48,583 $ 41,508 $ 1,313 $ 91,404 $ 2,963,521 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of March 31, 2023. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 2,521 $ 12,052 $ 7,506 $ 1,531 $ 864 $ 6,719 $ 446 $ — $ 31,639 Special mention — — — — — 1,441 — — 1,441 Substandard — — 347 — — 653 — — 1,000 Total $ 2,521 $ 12,052 $ 7,853 $ 1,531 $ 864 $ 8,813 $ 446 $ — $ 34,080 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 25,539 $ 115,564 $ 112,643 $ 47,101 $ 53,801 $ 81,445 $ 7,634 $ — $ 443,727 Special mention — 3,826 — 15,165 863 4,785 3,079 — 27,718 Substandard — — — 340 1,803 4,877 — — 7,020 Total $ 25,539 $ 119,390 $ 112,643 $ 62,606 $ 56,467 $ 91,107 $ 10,713 $ — $ 478,465 Current period gross write offs $ — $ — $ — $ — $ — $ 26 $ — $ — $ 26 Agricultural production and other loans to farmers Risk rating Pass $ — $ 47 $ 134 $ 77 $ 37 $ 176 $ 586 $ — $ 1,057 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ — $ 47 $ 134 $ 77 $ 37 $ 176 $ 586 $ — $ 1,057 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and Industrial Risk rating Pass $ 32,586 $ 161,387 $ 195,788 $ 47,017 $ 14,068 $ 21,422 $ 241,779 $ — $ 714,047 Special mention — 418 425 6,666 248 33 10,716 — 18,506 Substandard — 7,257 4,591 662 367 1,318 5,403 — 19,598 Doubtful (1) — — 1,286 — — — — — 1,286 Total $ 32,586 $ 169,062 $ 202,090 $ 54,345 $ 14,683 $ 22,773 $ 257,898 $ — $ 753,437 Current period gross write offs $ — $ — $ — $ — $ — $ — $ 46 $ — $ 46 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 4,367 $ 18,004 $ 32,739 $ 12,923 $ 4,522 $ 61,993 $ 4,349 $ — $ 138,897 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 4,367 $ 18,004 $ 32,739 $ 12,923 $ 4,522 $ 61,993 $ 4,349 $ — $ 138,897 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other loans Risk rating Pass $ 53 $ 12,358 $ 5,342 $ 2,165 $ 349 $ — $ 2,073 $ — $ 22,340 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 53 $ 12,358 $ 5,342 $ 2,165 $ 349 $ — $ 2,073 $ — $ 22,340 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — (1) Consists of one loan relationship originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during 2021. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 28,853 $ 243,719 $ 84,462 $ 53,929 $ 6,738 $ 1,620 $ 10,797 $ — $ 430,118 Special mention — 3,040 — — — — — — 3,040 Substandard — — 480 — 1,538 — 65 — 2,083 Total $ 28,853 $ 246,759 $ 84,942 $ 53,929 $ 8,276 $ 1,620 $ 10,862 $ — $ 435,241 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily (5 or more) residential properties Risk rating Pass $ 9,491 $ 116,809 $ 47,242 $ 46,246 $ 11,454 $ 30,054 $ 2,261 $ — $ 263,557 Special mention — — — — — — — — — Substandard — 629 — — — 848 — — 1,477 Total $ 9,491 $ 117,438 $ 47,242 $ 46,246 $ 11,454 $ 30,902 $ 2,261 $ — $ 265,034 Current period gross write offs $ — $ — $ — $ — $ — $ 65 $ — $ — $ 65 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 82,060 $ 328,110 $ 150,844 $ 50,011 $ 57,170 $ 145,602 $ 5,441 $ — $ 819,238 Special mention — 355 — — 159 986 442 — 1,942 Substandard — 2,182 1,281 — 4,034 10,755 2,054 — 20,306 Total $ 82,060 $ 330,647 $ 152,125 $ 50,011 $ 61,363 $ 157,343 $ 7,937 $ — $ 841,486 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2022. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 12,321 $ 7,635 $ 1,536 $ 871 $ 3,277 $ 3,523 $ 543 $ — $ 29,706 Special mention — — — — — 1,450 — — 1,450 Substandard — 347 — — 142 523 — — 1,012 Total $ 12,321 $ 7,982 $ 1,536 $ 871 $ 3,419 $ 5,496 $ 543 $ — $ 32,168 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 116,701 $ 113,575 $ 50,226 $ 55,040 $ 25,327 $ 60,810 $ 11,788 $ — $ 433,467 Special mention 3,402 — 15,613 872 4,097 814 2,998 — 27,796 Substandard — — 355 1,864 862 4,149 — — 7,230 Total $ 120,103 $ 113,575 $ 66,194 $ 57,776 $ 30,286 $ 65,773 $ 14,786 $ — $ 468,493 Agricultural production and other loans to farmers Risk rating Pass $ 105 $ 140 $ 80 $ 42 $ 179 $ — $ 652 $ — $ 1,198 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 105 $ 140 $ 80 $ 42 $ 179 $ — $ 652 $ — $ 1,198 Commercial and Industrial Risk rating Pass $ 195,955 $ 213,433 $ 51,695 $ 16,730 $ 9,051 $ 19,116 $ 259,841 $ — $ 765,821 Special mention 241 — 6,691 273 81 45 7,409 — 14,740 Substandard 299 1,809 689 379 324 913 5,624 — 10,037 Doubtful (1) — 1,313 — — — — — — 1,313 Total $ 196,495 $ 216,555 $ 59,075 $ 17,382 $ 9,456 $ 20,074 $ 272,874 $ — $ 791,911 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 20,840 $ 37,527 $ 13,868 $ 4,584 $ 13,518 $ 50,050 $ 4,958 $ — $ 145,345 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 20,840 $ 37,527 $ 13,868 $ 4,584 $ 13,518 $ 50,050 $ 4,958 $ — $ 145,345 Other loans Risk rating Pass $ 14,248 $ 5,358 $ 2,278 $ 363 $ — $ — $ 2,463 $ — $ 24,710 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 14,248 $ 5,358 $ 2,278 $ 363 $ — $ — $ 2,463 $ — $ 24,710 (1) Consists of one loan relationship originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during 2021. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 272,118 $ 86,894 $ 56,782 $ 6,918 $ 8,644 $ 916 $ 11,028 $ — $ 443,300 Special mention 1,296 — — — — — — — 1,296 Substandard — 2,023 — — — — 66 — 2,089 Total $ 273,414 $ 88,917 $ 56,782 $ 6,918 $ 8,644 $ 916 $ 11,094 $ — $ 446,685 Multifamily (5 or more) residential properties Risk rating Pass $ 114,454 $ 49,794 $ 46,784 $ 11,854 $ 6,764 $ 23,841 $ 2,629 $ — $ 256,120 Special mention — — — — — 510 — — 510 Substandard 643 — — — 333 90 — — 1,066 Total $ 115,097 $ 49,794 $ 46,784 $ 11,854 $ 7,097 $ 24,441 $ 2,629 $ — $ 257,696 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 339,151 $ 153,613 $ 51,709 $ 66,592 $ 45,211 $ 107,988 $ 8,186 $ — $ 772,450 Special mention — 488 — 273 498 1,068 464 — 2,791 Substandard 2,227 800 — 4,090 1,314 9,587 2,056 — 20,074 Total $ 341,378 $ 154,901 $ 51,709 $ 70,955 $ 47,023 $ 118,643 $ 10,706 $ — $ 795,315 The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation evaluates credit quality based on the performance status of the loan, which was previously presented, and by payment activity. Nonperforming loans include loans receivable on nonaccrual status and loans receivable past due over 89 days and still accruing interest. March 31, 2023 December 31, 2022 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 54,804 $ — $ 54,804 $ 51,171 $ — $ 51,171 Home equity lines of credit 123,783 525 124,308 124,417 475 124,892 Residential Mortgages secured by first liens 945,364 4,327 949,691 938,154 4,377 942,531 Residential Mortgages secured by junior liens 79,028 97 79,125 74,547 91 74,638 Other revolving credit plans 38,200 41 38,241 36,346 26 36,372 Automobile 24,691 15 24,706 21,787 19 21,806 Other consumer 47,390 619 48,009 48,363 781 49,144 Total $ 1,313,260 $ 5,624 $ 1,318,884 $ 1,294,785 $ 5,769 $ 1,300,554 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of March 31, 2023. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 3,242 $ 33,078 $ 14,202 $ 2,623 $ 736 $ 61 $ 862 $ — $ 54,804 Nonperforming — — — — — — — — — Total $ 3,242 $ 33,078 $ 14,202 $ 2,623 $ 736 $ 61 $ 862 $ — $ 54,804 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity lines of credit Payment performance Performing $ 4,235 $ 34,955 $ 13,286 $ 11,614 $ 8,112 $ 38,650 $ 8,487 $ 4,444 $ 123,783 Nonperforming — — — — — 16 — 509 525 Total $ 4,235 $ 34,955 $ 13,286 $ 11,614 $ 8,112 $ 38,666 $ 8,487 $ 4,953 $ 124,308 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential mortgages secured by first lien Payment performance Performing $ 30,741 $ 227,287 $ 218,134 $ 156,198 $ 89,310 $ 220,960 $ 2,734 $ — $ 945,364 Nonperforming 70 — 840 195 568 2,465 189 — 4,327 Total $ 30,811 $ 227,287 $ 218,974 $ 156,393 $ 89,878 $ 223,425 $ 2,923 $ — $ 949,691 Current period gross write offs $ — $ — $ — $ — $ — $ 7 $ — $ — $ 7 Residential mortgages secured by junior liens Payment performance Performing $ 6,614 $ 31,176 $ 16,534 $ 8,055 $ 4,753 $ 10,715 $ 1,181 $ — $ 79,028 Nonperforming — — — — — 54 43 — 97 Total $ 6,614 $ 31,176 $ 16,534 $ 8,055 $ 4,753 $ 10,769 $ 1,224 $ — $ 79,125 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other revolving credit plans Payment performance Performing $ 2,437 $ 10,519 $ 2,683 $ 7,908 $ 2,441 $ 12,212 $ — $ — $ 38,200 Nonperforming — — 15 — 3 23 — — 41 Total $ 2,437 $ 10,519 $ 2,698 $ 7,908 $ 2,444 $ 12,235 $ — $ — $ 38,241 Current period gross write offs $ — $ — $ 5 $ — $ — $ 17 $ — $ — $ 22 Automobile Payment performance Performing $ 5,411 $ 9,363 $ 4,026 $ 2,502 $ 1,983 $ 1,406 $ — $ — $ 24,691 Nonperforming — — — 9 5 1 — — 15 Total $ 5,4

LEASES

LEASES	3 Months Ended
	Mar. 31, 2023
Leases [Abstract]
LEASES	LEASES Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent the Corporation's obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Corporation's incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the condensed consolidated statements of income. The Corporation leases certain full-service branch offices, land, and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification March 31, 2023 December 31, 2022 Assets: Operating lease assets Operating lease assets $ 34,618 $ 32,307 Finance lease assets Premises and equipment, net (1) 268 286 Total leased assets $ 34,886 $ 32,593 Liabilities: Operating lease liabilities Operating lease liabilities $ 36,114 $ 33,726 Finance lease liabilities Accrued interest payable and other liabilities 361 383 Total leased liabilities $ 36,475 $ 34,109 (1) Finance lease assets are recorded net of accumulated amortization of $948 thousand as of March 31, 2023 and $930 thousand as of December 31, 2022. The components of the Corporation's net lease expense for the three months ended March 31, 2023 and 2022, respectively, were as follows: Three Months Ended March 31, Lease Cost Classification 2023 2022 Operating lease cost Net occupancy expense $ 697 $ 492 Variable lease cost Net occupancy expense 22 13 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 Interest on lease liabilities Interest expense - borrowed funds 4 5 Sublease income (1) Net occupancy expense (23) (17) Net lease cost $ 718 $ 511 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of March 31, 2023: Maturity of Lease Liabilities as of March 31, 2023 Operating Leases (1) Finance Leases Total 2023 $ 1,873 $ 79 $ 1,952 2024 2,456 105 2,561 2025 2,458 105 2,563 2026 2,409 105 2,514 2027 2,353 — 2,353 After 2027 46,603 — 46,603 Total lease payments 58,152 394 58,546 Less: Interest 22,038 33 22,071 Present value of lease liabilities $ 36,114 $ 361 $ 36,475 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.8 million of legally binding minimum lease payments for leases signed, but not yet commenced. Lease terms and discount rates related to the Corporation's lease liabilities as of March 31, 2023 and December 31, 2022 were as follows: Lease Term and Discount Rate March 31, 2023 December 31, 2022 Weighted-average remaining lease term (years) Operating leases 23.5 23.9 Finance leases 3.7 4.0 Weighted-average discount rate Operating leases 3.94 % 3.83 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of March 31, 2023 and 2022, respectively, was as follows: Other Information March 31, 2023 March 31, 2022 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 307 $ 283
LEASES	LEASES Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent the Corporation's obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Corporation's incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the condensed consolidated statements of income. The Corporation leases certain full-service branch offices, land, and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification March 31, 2023 December 31, 2022 Assets: Operating lease assets Operating lease assets $ 34,618 $ 32,307 Finance lease assets Premises and equipment, net (1) 268 286 Total leased assets $ 34,886 $ 32,593 Liabilities: Operating lease liabilities Operating lease liabilities $ 36,114 $ 33,726 Finance lease liabilities Accrued interest payable and other liabilities 361 383 Total leased liabilities $ 36,475 $ 34,109 (1) Finance lease assets are recorded net of accumulated amortization of $948 thousand as of March 31, 2023 and $930 thousand as of December 31, 2022. The components of the Corporation's net lease expense for the three months ended March 31, 2023 and 2022, respectively, were as follows: Three Months Ended March 31, Lease Cost Classification 2023 2022 Operating lease cost Net occupancy expense $ 697 $ 492 Variable lease cost Net occupancy expense 22 13 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 Interest on lease liabilities Interest expense - borrowed funds 4 5 Sublease income (1) Net occupancy expense (23) (17) Net lease cost $ 718 $ 511 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of March 31, 2023: Maturity of Lease Liabilities as of March 31, 2023 Operating Leases (1) Finance Leases Total 2023 $ 1,873 $ 79 $ 1,952 2024 2,456 105 2,561 2025 2,458 105 2,563 2026 2,409 105 2,514 2027 2,353 — 2,353 After 2027 46,603 — 46,603 Total lease payments 58,152 394 58,546 Less: Interest 22,038 33 22,071 Present value of lease liabilities $ 36,114 $ 361 $ 36,475 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.8 million of legally binding minimum lease payments for leases signed, but not yet commenced. Lease terms and discount rates related to the Corporation's lease liabilities as of March 31, 2023 and December 31, 2022 were as follows: Lease Term and Discount Rate March 31, 2023 December 31, 2022 Weighted-average remaining lease term (years) Operating leases 23.5 23.9 Finance leases 3.7 4.0 Weighted-average discount rate Operating leases 3.94 % 3.83 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of March 31, 2023 and 2022, respectively, was as follows: Other Information March 31, 2023 March 31, 2022 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 307 $ 283

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2023
Deposits [Abstract]
DEPOSITS	DEPOSITS The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at March 31, 2023: Time deposits maturing: 2023 $ 280,848 2024 197,693 2025 43,106 2026 8,982 2027 7,238 Thereafter 3,980 $ 541,847 Certificates of deposits of $250 thousand or more totaled $143.7 million and $135.4 million at March 31, 2023 and December 31, 2022, respectively. The Corporation had $153.6 million in brokered deposits as of March 31, 2023 compared to $24.1 million at December 31, 2022. In addition, the Corporation had $193.1 million and $4.6 million in reciprocal deposits at March 31, 2023 and December 31, 2022, respectively.

BORROWINGS

BORROWINGS	3 Months Ended
	Mar. 31, 2023
Debt Disclosure [Abstract]
BORROWINGS	BORROWINGS At March 31, 2023 and December 31, 2022, the Corporation had available one $10.0 million unsecured line of credit with an unaffiliated institution. Borrowings under the line of credit bear interest at a variable rate equal to SOFR plus 2.85%. There were no borrowings under the line of credit at March 31, 2023 and December 31, 2022. FHLB Borrowings The Bank has the ability to borrow funds from the Federal Home Loan Bank ("FHLB"). The Bank maintains a $250.0 million line-of-credit (Open Repo Plus) with the FHLB which is a revolving term commitment available on an overnight basis. The term of this commitment may not exceed 364 days and it reprices daily at market rates. Under terms of a blanket collateral agreement with the FHLB, the line-of-credit and long term advances are secured by FHLB stock and the Bank pledges its single-family residential mortgage loan portfolio, certain commercial real estate loans, and certain agriculture real estate loans as security for any advances. Total loans receivable pledged to the FHLB at March 31, 2023, and December 31, 2022 was $1.6 billion. The Bank could obtain advances of up to approximately $804.9 million from the FHLB at March 31, 2023 and $757.8 million at December 31, 2022. At March 31, 2023 and December 31, 2022, outstanding advances from the FHLB were as follows. March 31, 2023 December 31, 2022 Open Repo borrowing at an interest rate of 5.15% and 4.45% at March 31, 2023 and December 31, 2022, respectfully. The maximum amount of the Open Repo borrowing available is $250,000. $ 102,083 $ 132,396 Total $ 102,083 $ 132,396 At March 31, 2023 and December 31, 2022, municipal deposit letters of credit issued by the FHLB on behalf of the Bank naming applicable municipalities as beneficiaries were $153.0 million and $75.5 million, respectively. The letters of credit were utilized in place of securities pledged to the municipalities for their deposits maintained at the Bank. Other Borrowings At March 31, 2023 and December 31, 2022, the Bank had no outstanding borrowings from unaffiliated institutions under overnight borrowing agreements. Subordinated Debentures In 2007, the Corporation issued two $10.0 million floating rate trust preferred securities as part of a pooled offering of such securities. The interest rate on each offering is determined quarterly and floats based on the three-month LIBOR plus 1.55%. The all-in rate was 6.42% at March 31, 2023 and 6.32% at December 31, 2022. The Corporation issued subordinated debentures to the trusts in exchange for the proceeds of the offerings, which debentures represent the sole assets of the trusts. The subordinated debentures must be redeemed no later than 2037. The Corporation may redeem the debentures, in whole or in part, at face value at any time. The Corporation has the option to defer interest payments from time to time for a period not to exceed five Subordinated Notes In June 2021, the Corporation sold $85.0 million aggregate principal amount of its fixed-to-floating rate subordinated notes to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act and the provisions of Rule 506 of Regulation D thereunder. The notes will mature in June 2031, and initially bear interest at a fixed rate of 3.25% per annum, payable semi-annually in arrears, to, but excluding, June 15, 2026, and thereafter to, but excluding, the maturity date or earlier redemption, the interest rate will reset quarterly to an interest rate per annum equal to the then current three-month average Secured Overnight Financing Rate plus 2.58%. The net proceeds from the sale were approximately $83.5 million, after deducting offering expenses. These subordinated notes were designed to qualify as Tier 2 capital under the Federal Reserve’s capital guidelines and were given an investment grade rating of BBB- by Kroll Bond Rating Agency. The unamortized debt issuance costs were $1.0 million and $1.0 million as of March 31, 2023 and December 31, 2022, respectively.

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	3 Months Ended
	Mar. 31, 2023
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	RELATED PARTY TRANSACTIONS Some of the Corporation's directors, executive officers, and their related interests had transactions with the Bank in the ordinary course of business. All loan and deposit transactions were made on substantially the same terms, such as interest rates and collateral, as those prevailing at the time for comparable transactions. In the opinion of management, these transactions do not involve more than the normal risk of collectability nor do they present other unfavorable features. It is anticipated that similar transactions will be entered into in the future. Loans to principal officers, directors, and their affiliates during the three months ended March 31, 2023 were as follows: Beginning balance $ 44,998 New loans and advances 2,273 Effect of changes in composition of related parties (491) Repayments (6,142) Ending balance $ 40,638 Deposits from directors, executive officers, and their affiliates were $13.8 million and $13.7 million at March 31, 2023 and December 31, 2022, respectively.

OFF-BALANCE SHEET COMMITMENTS A

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES Financial Instruments with Off-Balance Sheet Risk The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financial needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the condensed consolidated balance sheets. The Corporation's exposure to credit loss in the event of nonperformance by the other party of the financial instrument for commitments to extend credit and standby letters of credit is represented by the contract or notional amount of those instruments. The Corporation uses the same credit policies for underwriting all loans, including these commitments and conditional obligations. As of March 31, 2023 and December 31, 2022, the Corporation did not own or trade other financial instruments with significant off-balance sheet risk including derivatives such as futures, forwards, option contracts and the like, although such instruments may be appropriate to use in the future to manage interest rate risk. See Note 12, “Derivative Instruments,” for a description of interest rate derivatives entered into by the Corporation. Standby letters of credit are conditional commitments issued by the Corporation to guarantee the performance of a customer to a third party. The contract or notional amount of these instruments reflects the maximum amount of future payments that the Corporation could be required to pay under the guarantees if there were a total default by the guaranteed parties, without consideration for possible recoveries under recourse provisions or from collateral held or pledged. In addition, many of these commitments are expected to expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 December 31, 2022 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to extended credit $ 110,088 $ 488,102 $ 126,594 $ 441,008 Unused lines of credit 9,488 772,226 7,444 725,277 Standby letters of credit 16,023 3,837 16,124 1,603 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Corporation evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Corporation upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral that is held varies but may include securities, accounts receivable, inventory, property, plant and equipment, and residential and income-producing commercial properties. Allowance for Credit Losses on Unfunded Loan Commitments The Corporation maintains an allowance for credit losses on unfunded commercial lending commitments and letters of credit to provide for the risk of loss inherent in these arrangements. The allowance is computed using a methodology similar to that used to determine the allowance for credit losses for loans receivable, modified to take into account the probability of a draw-down on the commitment. The provision for credit losses on unfunded loan commitments is included in the provision for credit losses on the Corporation's condensed consolidated statements of income. The allowance for unfunded commitments is included in other liabilities in the condensed consolidated balance sheets. Note 4, "Loans Receivable and Allowance for Credit Losses," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to the loan portfolio of the Corporation. The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three months ended March 31, 2023 and 2022, respectively: Three Months Ended March 31, 2023 2022 Beginning balance $ 603 $ — Provision for credit losses on unfunded loan commitments (1) 59 586 Ending balance $ 662 $ 586 (1) Excludes provision for credit losses related to the loan portfolio. Other Off-Balance Sheet Commitments The Corporation makes investments in limited partnerships, including certain small business investment corporations and low income housing partnerships. Capital contributions for investments in small business companies ("SBIC") and other limited partnerships, reported in FHLB and other restricted stock holdings and investments on the condensed consolidated balance sheet, as of March 31, 2023 and December 31, 2022 were $18.4 million and $17.0 million, respectively. Unfunded capital commitments in investments in SBIC's and other limited partnerships totaled $7.1 million and $5.5 million as of March 31, 2023 and December 31, 2022, respectively. These investments are accounted for under the equity method of accounting. Qualified Affordable Housing Project Investments The carrying value of investments in the low income housing partnerships, reported in FHLB and other restricted stock holdings and investments on the consolidated balance sheet, as of March 31, 2023 and December 31, 2022 were $4.3 million and $4.5 million, respectively. The related amortization for the three months ended March 31, 2023 and 2022 was $186 thousand and $198 thousand, respectively. Unfunded commitments, reported in accrued interest payable and other liabilities on the condensed consolidated balance sheets, as of March 31, 2023 and December 31, 2022 were $834 thousand and $1.0 million, respectively. Litigation The Corporation is subject to claims and lawsuits that arise primarily in the ordinary course of business. It is the opinion of management the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Corporation.

STOCK COMPENSATION

STOCK COMPENSATION	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
STOCK COMPENSATION	STOCK COMPENSATION The Corporation has a stock incentive plan, which is administered by a committee of the Board of Directors and which permits the Corporation to provide various types of stock-based compensation to its key employees, directors, and/or consultants, including time-based and performance-based shares of restricted stock. The Corporation maintains the CNB Financial Corporation 2019 Omnibus Incentive Plan (the "2019 Stock Incentive Plan"), which was approved by the Corporation’s shareholders and became effective on April 16, 2019. The 2019 Stock Incentive Plan provides for up to 507,671 shares of common stock to be awarded in the form of nonqualified options or restricted stock. For key employees, the vesting of time-based restricted stock is one-third, one-fourth, or one-fifth of the granted restricted shares per year, beginning one year after the grant date, with 100% vesting on the third, fourth or fifth anniversary of the grant date, respectively. Stock compensation received by non-employee directors vests immediately. At March 31, 2023, there was no unrecognized compensation cost related to stock-based compensation awarded under this plan and, except for the time-based and performance-based restricted stock awards disclosed below and in previous filings, no other stock-based compensation was granted during the three month period ended March 31, 2023 and 2022. Compensation expense for the restricted stock awards is recognized over the requisite service period based on the fair value of the shares at the date of grant on a straight-line basis. Non-vested restricted stock awards are recorded as a reduction of additional paid-in-capital in shareholders’ equity until earned. Compensation expense resulting from time-based, performance-based and director restricted stock awards was $616 thousand for the three months ended March 31, 2023, and $501 thousand for the three months ended March 31, 2022, respectively. The total income tax benefit related to the recognized compensation cost of vested restricted stock awards was $129 thousand for the three months ended March 31, 2023, and $105 thousand for the three months ended March 31, 2022, respectively. A summary of changes in time-based unvested restricted stock awards for the three months ended March 31, 2023 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 69,746 $ 25.21 Granted 83,349 24.12 Forfeited (2,061) 24.34 Vested (24,446) 25.38 Unvested at end of period 126,588 $ 24.47 The above table excludes 14,510 shares in restricted stock awards that were granted at a weighted average fair value of $24.12 and immediately vested. As of March 31, 2023 and December 31, 2022, there was $2.9 million and $1.2 million of total unrecognized compensation cost related to unvested restricted stock awards, respectively. The fair value of shares vested was $970 thousand during the three months ended March 31, 2023 and $985 thousand during the three months ended March 31, 2022. In addition to the time-based restricted stock disclosed above, the Corporation’s Board of Directors grants performance-based restricted stock awards (“PBRSAs”) to key employees. The number of PBRSAs will depend on certain performance conditions earned over a three year period and are also subject to service-based vesting. In 2023, awards with a maximum of 17,817 shares in aggregate were granted to key employees. In 2022, awards with a maximum of 13,761 shares in aggregate were granted to key employees. In 2021, awards with a maximum of 18,210 shares in aggregate were granted to key employees. In 2022, the 2020 PBRSAs were fully earned and in 2023, 4,118 shares were fully distributed. The fair value of the shares distributed in 2023 was $99 thousand.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE	EARNINGS PER COMMON SHARE Basic earnings per common share is computed by dividing net income, excluding net earnings allocated to participating securities, by the weighted average number of shares outstanding during the applicable period, excluding outstanding participating securities. Diluted earnings per common share is computed using the weighted average number of shares determined for the basic computation plus the dilutive effect of potential common shares issuable under certain stock compensation plans. For the three months ended March 31, 2023 and 2022, there were no outstanding stock options to include in the diluted earnings per common share calculations. Unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per common share pursuant to the two-class method. The Corporation has determined that its outstanding unvested time-based stock awards are participating securities. The computation of basic and diluted earnings per common share is shown below: Three Months Ended March 31, 2023 2022 Basic earnings per common share computation: Net income per condensed consolidated statements of income $ 15,414 $ 14,170 Net earnings allocated to participating securities (78) (63) Net earnings allocated to common stock $ 15,336 $ 14,107 Distributed earnings allocated to common stock $ 3,673 $ 2,944 Undistributed earnings allocated to common stock 11,663 11,163 Net earnings allocated to common stock $ 15,336 $ 14,107 Weighted average common shares outstanding, including shares considered participating securities 21,143 16,883 Less: Average participating securities (100) (72) Weighted average shares 21,043 16,811 Basic earnings per common share $ 0.73 $ 0.84 Diluted earnings per common share computation: Net earnings allocated to common stock $ 15,336 $ 14,107 Weighted average common shares outstanding for basic earnings per common share 21,043 16,811 Add: Dilutive effect of stock compensation 35 33 Weighted average shares and dilutive potential common shares 21,078 16,844 Diluted earnings per common share $ 0.73 $ 0.84

DERIVATIVE INSTRUMENTS

DERIVATIVE INSTRUMENTS	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVE INSTRUMENTS	DERIVATIVE INSTRUMENTS On September 7, 2018, the Corporation executed an interest rate swap agreement with a 5-year term and an effective date of September 15, 2018 in order to hedge cash flows associated with $10.0 million of a subordinated trust preferred security that was issued by the Corporation during 2007 and elected cash flow hedge accounting for the agreement. The Corporation’s objective in using this derivative is to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2018 to September 15, 2023 without the exchange of the underlying notional amount. At March 31, 2023, the variable rate on the subordinated trust preferred security was 6.42% (LIBOR plus 155 basis points) and the Corporation was paying 4.53% (2.98% fixed rate plus 155 basis points). As of March 31, 2023 and December 31, 2022, no derivatives were designated as fair value hedges or hedges of net investments in foreign operations. Additionally, the Corporation does not use derivatives for trading or speculative purposes and currently does not have any derivatives that are not designated as hedges. The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s condensed consolidated balance sheets and statements of income as of March 31, 2023 and December 31, 2022 and for the three months ended March 31, 2023 and 2022: Fair value as of Balance Sheet March 31, 2023 December 31, 2022 Interest rate contracts Accrued interest receivable (payable) and $ 104 $ 150 For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ (37) Interest expense – $ (45) Other $ — For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 212 Interest expense – $ (67) Other $ — (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) Amounts reported in accumulated other comprehensive income (loss) related to the interest rate swap will be reclassified to interest income as interest payments are made on the subordinated notes and debentures. Such amounts reclassified from accumulated other comprehensive income (loss) to interest income in the next twelve months are expected to be $189 thousand. As of March 31, 2023 and December 31, 2022, a cash collateral balance in the amount of $200 thousand was maintained with a counterparty to the interest rate swaps. These balances are included in interest-bearing deposits with other banks on the condensed consolidated balance sheets. The Corporation entered into certain interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Corporation enters into an interest rate swap with a customer while at the same time entering into an offsetting interest rate swap with another financial institution. In connection with each swap transaction, the Corporation agrees to pay interest to the customer on a notional amount at a variable interest rate and receive interest from the customer on a similar notional amount at a fixed interest rate. Concurrently, the Corporation agrees to pay another financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. The transaction allows the Corporation’s customers to effectively convert a variable rate loan to a fixed rate. Because the Corporation acts as an intermediary for its customer, changes in the fair value of the underlying derivative contracts offset each other and do not impact the Corporation’s results of operations. The Corporation pledged cash collateral to another financial institution with a balance $173 thousand as of March 31, 2023 and December 31, 2022. This balance is included in interest-bearing deposits with other banks on the condensed consolidated balance sheets. The Corporation may require its customers to post cash or securities as collateral on its program of back-to-back swaps depending upon the specific facts and circumstances surrounding each loan and individual swap. In addition, certain language is included in the International Swaps and Derivatives Association agreement and loan documents where, in default situations, the Corporation is permitted to access collateral supporting the loan relationship to recover any losses suffered on the derivative asset or liability. The Corporation may be required to post additional collateral to swap counterparties in the future in proportion to potential increases in unrealized loss positions. The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s condensed consolidated balance sheet as of March 31, 2023 and December 31, 2022: Notional Weighted Weighted Weighted Average Fair March 31, 2023 3rd Party interest rate swaps $ 31,074 4.68 4.12 % 1 month LIBOR + 1.67% $ 1,234 (a) Customer interest rate swaps (31,074) 4.68 4.12 % 1 month LIBOR + 1.67% (1,234) (b) December 31, 2022 3rd Party interest rate swaps $ 31,417 4.9 4.12 % 1 month LIBOR + 1.68% $ 1,700 (a) Customer interest rate swaps (31,417) 4.9 4.12 % 1 month LIBOR + 1.68% (1,700) (b) (a) Reported in accrued interest receivable and other assets within the condensed consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets Risk Participation Agreements

FAIR VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE Fair Value Measurement Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The following three levels of inputs are used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Corporation used the following methods and significant assumptions to estimate fair value: Investment Securitie s: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2), using matrix pricing. Matrix pricing is a mathematical technique commonly used to price debt securities that are not actively traded, values debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Loans Held for Sale : Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a loan-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Derivatives : The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). The Corporation's derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices, and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including brokers, market transactions, and third-party pricing services. Individually Evaluated Loans : The fair value of individually evaluated loans with specific allocations of the allowance for credit losses is generally based on recent real estate appraisals prepared by third-parties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also adjusts appraised values based on the length of time that has passed since the appraisal date and other factors. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, resulting in a Level 3 fair value classification. Individually evaluated loans are evaluated on a quarterly basis for additional impairment and adjusted in accordance with the allowance policy. Assets and liabilities measured at fair value on a recurring basis are as follows at March 31, 2023 and December 31, 2022: Fair Value Measurements at March 31, 2023 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 2,388 $ — $ 2,388 $ — States and political subdivisions 97,238 — 97,238 — Residential and multi-family mortgage 213,807 — 213,807 — Corporate notes and bonds 42,809 — 42,809 — Pooled SBA 12,365 — 12,365 — Total Securities Available-For-Sale $ 368,607 $ — $ 368,607 $ — Interest Rate swaps $ 1,338 $ — $ 1,338 $ — Equity Securities: Corporate equity securities $ 5,843 $ 5,843 $ — $ — Mutual funds 2,101 2,101 — — Money market funds 765 765 — — Corporate notes 707 707 — — Total Equity Securities $ 9,416 $ 9,416 $ — $ — Liabilities: Interest Rate Swaps $ (1,234) $ — $ (1,234) $ — Fair Value Measurements at December 31, 2022 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 3,129 $ — $ 3,129 $ — States and political subdivisions 95,663 — 95,663 — Residential and multi-family mortgage 217,547 — 217,547 — Corporate notes and bonds 42,391 — 42,391 — Pooled SBA 12,679 — 12,679 — Total Securities Available-For-Sale $ 371,409 $ — $ 371,409 $ — Interest Rate swaps $ 1,850 $ — $ 1,850 $ — Equity Securities: Corporate equity securities $ 6,973 $ 6,973 $ — $ — Mutual funds 1,406 1,406 — — Money market funds 479 479 — — Corporate notes 757 757 — — Total Equity Securities $ 9,615 $ 9,615 $ — $ — Liabilities: Interest Rate Swaps $ (1,700) $ — $ (1,700) $ — Assets and liabilities measured at fair value on a non-recurring basis are as follows at March 31, 2023 and December 31, 2022: Fair Value Measurements at March 31, 2023 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 829 $ — $ — $ 829 Owner-occupied, nonfarm nonresidential properties 1,053 — — 1,053 Commercial and industrial 1,426 — — 1,426 Other construction loans and all land development loans and other land loans 480 — — 480 Multifamily (5 or more) residential properties 519 — — 519 Non-owner occupied, nonfarm nonresidential 4,348 — — 4,348 Home equity lines of credit 331 — — 331 Residential Mortgages secured by first liens 931 — — 931 Fair Value Measurements at December 31, 2022 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 829 $ — $ — $ 829 Owner-occupied, nonfarm nonresidential properties 1,071 — — 1,071 Commercial and industrial 1,631 — — 1,631 Other construction loans and all land development loans and other land loans 501 — — 501 Multifamily (5 or more) residential properties 613 — — 613 Non-owner occupied, nonfarm nonresidential 3,867 — — 3,867 Home equity lines of credit 335 — — 335 Residential mortgages secured by first liens 944 — — 944 A loan is considered to be a collateral dependent loan when, based on current information and events, the Corporation expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Corporation has determined that the borrower is experiencing financial difficulty as of the measurement date. The allowance for credit losses is measured by estimating the fair value of the loan based on the present value of expected cash flows, the market price of the loan, or the underlying fair value of the loan’s collateral. For real estate loans, fair value of the loan’s collateral is determined by third-party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Corporation reviews the third-party appraisal for appropriateness and may adjust the value downward to consider selling and closing costs. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2023: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 829 Valuation of third party appraisal on underlying collateral Loss severity rates 27% (27%) Owner-occupied, nonfarm nonresidential properties 1,053 Valuation of third party appraisal on underlying collateral Loss severity rates 32%-100% (36%) Commercial and industrial 1,426 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-50% (37%) Other construction loans and all land development loans and other land loans 480 Valuation of third party appraisal on underlying collateral Loss severity rates 42% (42%) Multifamily (5 or more) residential properties 519 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-35% (26%) Non-owner occupied, nonfarm nonresidential 4,348 Valuation of third party appraisal on underlying collateral Loss severity rates 32%-40% (35%) Home equity lines of credit 331 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-22% (16%) Residential Mortgages secured by first liens 931 Valuation of third party appraisal on underlying collateral Loss severity rates 22%-36% (29%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2022: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 829 Valuation of third party appraisal on underlying collateral Loss severity rates 20% (20%) Owner-occupied, nonfarm nonresidential properties 1,071 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-100% (29%) Commercial and industrial 1,631 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-49% (23%) Other construction loans and all land development loans and other land loans 501 Valuation of third party appraisal on underlying collateral Loss severity rates 33% (33%) Multifamily (5 or more) residential properties 613 Valuation of third party appraisal on underlying collateral Loss severity rates 19%-25% (23%) Non-owner occupied, nonfarm nonresidential 3,867 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-53% (35%) Home equity lines of credit 335 Valuation of third party appraisal on underlying collateral Loss severity rates 15% (15%) Residential mortgages secured by first liens 944 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-27% (21%) Fair Value of Financial Instruments The following table presents the carrying amount and fair value of financial instruments at March 31, 2023: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 188,593 $ 188,593 $ — $ — $ 188,593 Debt securities available-for-sale 368,607 — 368,607 — 368,607 Debt securities held-to-maturity 402,300 — 371,735 — 371,735 Equity securities 9,416 9,416 — — 9,416 Loans held for sale 448 — 449 — 449 Net loans receivable 4,257,316 — — 4,155,403 4,155,403 FHLB and other restricted stock holdings and investments 31,194 n/a n/a n/a n/a Interest rate swaps 1,338 — 1,338 — 1,338 Accrued interest receivable 19,691 — 2,928 16,763 19,691 LIABILITIES Deposits $ (4,754,129) $ (4,212,282) $ (542,415) $ — $ (4,754,697) Short-term borrowings (102,083) — (102,083) — (102,083) Subordinated notes and debentures (104,660) — (122,427) — (122,427) Interest rate swaps (1,234) — (1,234) — (1,234) Accrued interest payable (2,850) — (2,850) — (2,850) The following table presents the carrying amount and fair value of financial instruments at December 31, 2022: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 106,285 $ 106,285 $ — $ — $ 106,285 Debt securities available-for-sale 371,409 — 371,409 — 371,409 Debt securities held-to-maturity 404,765 — 367,388 — 367,388 Equity securities 9,615 9,615 — — 9,615 Loans held for sale 231 — 231 — 231 Net loans receivable 4,231,742 — — 4,157,843 4,157,843 FHLB and other restricted stock holdings and investments 30,715 n/a n/a n/a n/a Interest rate swaps 1,850 — 1,850 — 1,850 Accrued interest receivable 20,194 — 2,867 17,327 20,194 LIABILITIES Deposits $ (4,622,437) $ (4,175,976) $ (445,788) $ — $ (4,621,764) Short-term borrowings (132,396) — (132,396) — (132,396) Subordinated notes and debentures (104,584) — (117,378) — (117,378) Interest rate swaps (1,700) — (1,700) — (1,700) Accrued interest payable (1,839) — (1,839) — (1,839) While estimates of fair value are based on management’s judgment of the most appropriate factors as of the balance sheet dates, there is no assurance that the estimated fair values would have been realized if the assets had been disposed of or the liabilities settled at that date, since market values may differ depending on various circumstances. The estimated fair values would also not apply to subsequent dates. The fair value of other equity interests is based on the net asset values provided by the underlying investment partnership. ASU 2015-7 removes the requirement to categorize within the fair value hierarchy all investments measured using the net asset value per share practical expedient and related disclosures. In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the disclosures. Also, non-financial assets such as, among other things, the estimated earnings power of core deposits, the earnings potential of trust accounts, the trained workforce, and customer goodwill, which typically are not recognized on the balance sheet, may have value but are not included in the fair value disclosures.

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	3 Months Ended
	Mar. 31, 2023
Revenue from Contract with Customer [Abstract]
REVENUE FROM CONTRACTS WITH CUSTOMERS	REVENUE FROM CONTRACTS WITH CUSTOMERS All of the Corporation’s revenue from contracts with customers in the scope of ASC 606 is recognized within Non-Interest Income. The following table presents the Corporation's Non-Interest Income by revenue stream and reportable segment for the three months ended March 31, 2023 and 2022. Items outside the scope of ASC 606 are noted as such. Three Months Ended March 31, 2023 2022 Non-interest Income Service charges on deposit accounts $ 1,795 $ 1,757 Wealth and asset management fees 1,817 1,783 Mortgage banking (1) 168 475 Card processing and interchange income 2,059 1,809 Net gains on sales of securities (1) 22 651 Other income 2,181 3,179 Total non-interest income $ 8,042 $ 9,654 (1) Not within scope of ASU 2014-9 Management determined that the primary sources of revenue emanating from interest and dividend income on loans receivable and investment securities along with non-interest revenue resulting from security gains, loan servicing, gains on the sale of loans receivable, commitment fees, fees from financial guarantees, certain credit card fees, gains (losses) on sale of other real estate owned not financed by the Corporation, is not within the scope of ASU 2014-9. The types of non-interest income within the scope of the standard that are material to the condensed consolidated financial statements are services charges on deposit accounts, wealth and asset management fee income, card processing and interchange income, and other income. Service charges on deposit accounts : The Corporation earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed, as that is the point in time the Corporation fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Corporation satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Services charges on deposits are withdrawn from the customer’s account balance. Wealth and asset management fees : The Corporation earns wealth and asset management fees from its contracts with trust and brokerage customers to manage assets for investment, and/or to transact on their accounts. These fees are primarily earned over time as the Corporation provides the contracted monthly or quarterly services and are generally assessed based on a tiered scale of the market value of assets under management at month end. Fees for these services are billed to customers on a monthly or quarterly basis and are recorded as revenue at the end of the period for which the wealth and asset management services have been performed. Other performance obligations, such as the delivery of account statements to customers, are generally considered immaterial to the overall transaction price. Card processing and interchange income : The Corporation earns interchange fees from check card and credit card transactions conducted through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Other income : The Corporation's other income includes sources such as bank owned life insurance, changes in fair value and realized gains on sales of trading securities, certain service fees, gains (losses) on sales of fixed assets, and gains (losses) on sale of other real estate owned. The service fees are recognized in the same manner as the service charges mentioned above. While gains (losses) on the sale of other real estate owned are within the scope of ASU 2014-9 if financed by the Corporation, the Corporation does not finance the sale of transactions. The revenue on the sale is recorded upon the transfer of control of the property to the buyer and the other real estate owned asset is derecognized.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying condensed consolidated financial statements have been prepared pursuant to rules and regulations of the SEC and in compliance with U.S. generally accepted accounting principles ("GAAP"). Because this report is based on an interim period, certain information and footnote disclosures normally included in the consolidated financial statements prepared in accordance with GAAP have been condensed or omitted.
Use of Estimates	Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the condensed consolidated financial statements and the disclosures provided and future results could differ.
Operating Segments	Operating Segments While the Corporation's chief operating decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Goodwill Assessment	Goodwill Assessment The Corporation's policy is to test goodwill for impairment annually on December 31 or on an interim basis if an event triggering impairment may have occurred. During the period ended March 31, 2023, the economic uncertainty and market volatility resulting from the rising interest rate environment and the recent banking industry stresses resulted in a decrease in the Corporation's stock price and market capitalization. Management believed such a decrease was a triggering indicator requiring an interim goodwill impairment analysis. At March 31, 2023, the Corporation elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. Management will continue to evaluate the economic conditions at future reporting periods for any potential applicable changes.
Accounting Pronouncements Adopted in 2021 and Accounting Pronouncements Pending Adoption	Accounting Standards Adopted in 2022 In December 2022, FASB issued ASU No. 2022-06 - Reference Rate Reform (Topic 848). ASU 2022-06 extends the period of time preparers can utilize the reference rate reform relief guidance provided by ASU 2020-04 and ASU 2021-01, which are discussed above. ASU 2022-06, which was effective upon issuance, defers the sunset date of this prior guidance from December 31, 2022 to December 31, 2024, after which entities will no longer be permitted to apply the relief guidance in Topic 848. ASU 2022-06 did not have a material impact on the Corporation's financial statements and related disclosures. Accounting Standards Adopted in 2023 In October 2021, the FASB issued ASU No. 2021-08, "Business Combinations (Topic 805), Accounting for Contract Assets and Contract Liabilities from Contracts with Customers." This ASU requires that an acquirer recognize and measure contract assets and contract liabilities acquired in a business combination in accordance with Topic 606, "Revenue from Contracts with Customers." ASU 2021-08 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU 2022-01, "Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method." Under prior guidance, entities can apply the last-of-layer hedging method to hedge the exposure of a closed portfolio of prepayable financial assets to fair value changes due to changes in interest rates for a portion of the portfolio that is not expected to be affected by prepayments, defaults, and other events affecting the timing and amount of cash flows. ASU 2022-01 expands the last-of-layer method, which permits only one hedge layer, to allow multiple hedged layers of a single closed portfolio. To reflect that expansion, the last-of-layer method is renamed the portfolio layer method. ASU 2022-01 also (i) expands the scope of the portfolio layer method to include non-prepayable financial assets, (ii) specifies eligible hedging instruments in a single-layer hedge, (iii) provides additional guidance on the accounting for and disclosure of hedge basis adjustments under the portfolio layer method and (iv) specifies how hedge basis adjustments should be considered when determining credit losses for the assets included in the closed portfolio. ASU 2022-01 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDRs guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. ASU 2022-02 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. Accounting Pronouncements Pending Adoption In June 2022, FASB issued ASU No. 2022-03, "Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions." In this ASU, a contractual restriction on the sale of an equity security is not considered in measuring the security's fair value. The ASU also requires certain disclosures for equity securities that are subject to contractual restrictions. This guidance is effective for the Corporation on January 1, 2024, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-03 will have on its consolidated financial statements and related disclosures. In March 2023, FASB issued ASU No. 2023-01, "Leases (Topic 842): Common Control Arrangements." This ASU requires the Corporation to amortize leasehold improvements associated with common control leases over the useful life to the common control group. This guidance is effective for the Corporation on January 1, 2024 with early adoption permitted. The Corporation is evaluating the effect that ASU 2023-01 will have on its consolidated financial statements and related disclosures. In March 2023, FASB issued ASU No. 2023-02, "Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." In this ASU, these amendments allow the Corporation to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for the Corporation on January 1, 2024 with early adoption permitted. The Corporation is evaluating the effect that ASU 2023-02 will have on its consolidated financial statements and related disclosures.

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	Debt securities available-for-sale ("AFS") at March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 2,474 $ — $ (86) $ — $ 2,388 State & political subdivisions 111,090 69 (13,921) — 97,238 Residential & multi-family mortgage 247,957 — (34,150) — 213,807 Corporate notes & bonds 48,119 19 (5,329) — 42,809 Pooled SBA 13,280 1 (916) — 12,365 Total $ 422,920 $ 89 $ (54,402) $ — $ 368,607 December 31, 2022 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 3,213 $ — $ (84) $ — $ 3,129 State & political subdivisions 112,734 24 (17,095) — 95,663 Residential & multi-family mortgage 256,111 — (38,564) — 217,547 Corporate notes & bonds 47,111 — (4,720) — 42,391 Pooled SBA 13,823 — (1,144) — 12,679 Total $ 432,992 $ 24 $ (61,607) $ — $ 371,409 Information pertaining to security sales on AFS securities is as follows: Proceeds Gross Gross Three months ended March 31, 2023 $ 9,659 $ 22 $ — Three months ended March 31, 2022 22,164 651 —
Schedule of Debt Securities Held-to-maturities	Debt securities held-to-maturity ("HTM") at March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 307,750 $ — $ (22,650) $ — $ 285,100 Residential & multi-family mortgage 94,550 — (7,915) — 86,635 Total $ 402,300 $ — $ (30,565) $ — $ 371,735 December 31, 2022 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 307,711 $ — $ (27,276) $ — $ 280,435 Residential & multi-family mortgage 97,054 — (10,101) — 86,953 Total $ 404,765 $ — $ (37,377) $ — $ 367,388 HTM debt securities with unrealized losses at March 31, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: March 31, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ — $ — $ 285,100 $ (22,650) $ 285,100 $ (22,650) Residential & multi-family mortgage 1,404 (209) 85,231 (7,706) 86,635 (7,915) $ 1,404 $ (209) $ 370,331 $ (30,356) $ 371,735 $ (30,565) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 143,556 $ (10,063) $ 136,879 $ (17,213) $ 280,435 $ (27,276) Residential & multi-family mortgage 24,132 (2,253) 62,821 (7,848) 86,953 (10,101) $ 167,688 $ (12,316) $ 199,700 $ (25,061) $ 367,388 $ (37,377)
Schedule of Maturity Distribution of Debt Securities at Amortized Cost and Fair Value	The table below illustrates the maturity distribution of debt securities at amortized cost and fair value as of March 31, 2023: Available-for-sale Held-to-maturity Amortized Fair Amortized Fair 1 year or less $ 4,174 $ 4,141 $ 10,010 $ 9,828 1 year – 5 years 43,399 41,298 246,949 231,452 5 years – 10 years 90,274 78,510 50,791 43,820 After 10 years 23,836 18,486 — — 161,683 142,435 307,750 285,100 Residential & multi-family mortgage 247,957 213,807 94,550 86,635 Pooled SBA 13,280 12,365 — — Total debt securities $ 422,920 $ 368,607 $ 402,300 $ 371,735
Available-for-sale Securities with Unrealized Loss Position	AFS debt securities with unrealized losses at March 31, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: March 31, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 2,388 $ (86) $ — $ — $ 2,388 $ (86) State & political subdivisions 9,958 (88) 78,035 (13,833) 87,993 (13,921) Residential & multi-family mortgage 17,227 (568) 196,478 (33,582) 213,705 (34,150) Corporate notes and bonds 24,380 (3,013) 17,410 (2,316) 41,790 (5,329) Pooled SBA 596 (6) 11,638 (910) 12,234 (916) $ 54,549 $ (3,761) $ 303,561 $ (50,641) $ 358,110 $ (54,402) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 3,129 $ (84) $ — $ — $ 3,129 $ (84) State & political subdivisions 34,667 (1,887) 54,546 (15,208) 89,213 (17,095) Residential & multi-family mortgage 48,996 (3,122) 168,551 (35,442) 217,547 (38,564) Corporate notes and bonds 31,730 (3,403) 10,661 (1,317) 42,391 (4,720) Pooled SBA 5,107 (314) 7,572 (830) 12,679 (1,144) $ 123,629 $ (8,810) $ 241,330 $ (52,797) $ 364,959 $ (61,607)
Trading Securities	Equity securities at March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 December 31, 2022 Corporate equity securities $ 5,843 $ 6,973 Mutual funds 2,101 1,406 Money market funds 765 479 Corporate notes 707 757 Total $ 9,416 $ 9,615

LOANS RECEIVABLE AND ALLOWANC_2

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES (Tables)	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Schedule of Net Loans	Total net loans receivable at March 31, 2023 and December 31, 2022 are summarized as follows: March 31, 2023 Percentage December 31, 2022 Percentage Farmland $ 34,080 0.8 % $ 32,168 0.8 % Owner-occupied, nonfarm nonresidential properties 478,465 11.1 % 468,493 11.0 % Agricultural production and other loans to farmers 1,057 — % 1,198 — % Commercial and Industrial 753,437 17.5 % 791,911 18.5 % Obligations (other than securities and leases) of states and political subdivisions 138,897 3.2 % 145,345 3.4 % Other loans 22,340 0.5 % 24,710 0.6 % Other construction loans and all land development and other land loans 435,241 10.1 % 446,685 10.5 % Multifamily (5 or more) residential properties 265,034 6.2 % 257,696 6.0 % Non-owner occupied, nonfarm nonresidential properties 841,486 19.6 % 795,315 18.6 % 1-4 Family Construction 54,804 1.3 % 51,171 1.2 % Home equity lines of credit 124,308 2.9 % 124,892 2.9 % Residential Mortgages secured by first liens 949,691 22.1 % 942,531 22.0 % Residential Mortgages secured by junior liens 79,125 1.8 % 74,638 1.7 % Other revolving credit plans 38,241 0.9 % 36,372 0.9 % Automobile 24,706 0.6 % 21,806 0.5 % Other consumer 48,009 1.1 % 49,144 1.1 % Credit cards 12,122 0.3 % 10,825 0.3 % Overdrafts 254 — % 278 — % Total loans receivable $ 4,301,297 100.0 % $ 4,275,178 100.0 % Less: Allowance for credit losses (43,981) (43,436) Loans receivable, net $ 4,257,316 $ 4,231,742 Net deferred loan origination fees included in the above table $ 4,198 $ 4,463
Schedule of Allowance for Loan Losses	Transactions in the allowance for credit losses for the three months ended March 31, 2023 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 159 $ — $ — $ (30) $ 129 Owner-occupied, nonfarm nonresidential properties 2,905 (26) 8 (341) 2,546 Agricultural production and other loans to farmers 6 — — (3) 3 Commercial and Industrial 9,766 (46) 145 (922) 8,943 Obligations (other than securities and leases) of states and political subdivisions 1,863 — — (15) 1,848 Other loans 456 — — 138 594 Other construction loans and all land development and other land loans 3,253 — — 141 3,394 Multifamily (5 or more) residential properties 2,353 (65) — 247 2,535 Non-owner occupied, nonfarm nonresidential properties 7,653 — — 606 8,259 1-4 Family Construction 327 — — 71 398 Home equity lines of credit 1,173 — 1 (16) 1,158 Residential Mortgages secured by first liens 8,484 (7) — 374 8,851 Residential Mortgages secured by junior liens 1,035 — — 240 1,275 Other revolving credit plans 722 (22) 5 125 830 Automobile 271 (5) — 64 330 Other consumer 2,665 (540) 43 393 2,561 Credit cards 67 (62) 1 67 73 Overdrafts 278 (160) 44 92 254 Total $ 43,436 $ (933) $ 247 $ 1,231 $ 43,981 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended March 31, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 151 $ — $ — $ 35 $ 186 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 7 270 3,595 Agricultural production and other loans to farmers 9 — — 1 10 Commercial and Industrial 8,837 (71) 78 246 9,090 Obligations (other than securities and leases) of states and political subdivisions 1,649 — — 179 1,828 Other loans 149 — — (6) 143 Other construction loans and all land development and other land loans 2,198 — — (148) 2,050 Multifamily (5 or more) residential properties 2,289 — — (53) 2,236 Non-owner occupied, nonfarm nonresidential properties 6,481 — — (70) 6,411 1-4 Family Construction 158 — — 52 210 Home equity lines of credit 1,169 — 8 4 1,181 Residential Mortgages secured by first liens 6,943 (47) 12 (3) 6,905 Residential Mortgages secured by junior liens 546 — — 6 552 Other revolving credit plans 528 (26) 6 39 547 Automobile 263 (7) — (2) 254 Other consumer 2,546 (401) 22 402 2,569 Credit cards 92 (14) 4 21 103 Overdrafts 241 (119) 41 84 247 Total loans $ 37,588 $ (706) $ 178 $ 1,057 $ 38,117 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.
Schedule of Nonaccrual Loans and Loans Receivable Past Due over 90 Days Still Accruing Interest by Class of Loans	The following tables presents the amortized cost basis of loans receivable on nonaccrual status and loans receivable past due over 89 days still accruing as of March 31, 2023 and December 31, 2022, respectively: March 31, 2023 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 1,000 $ 1,000 $ 992 Owner-occupied, nonfarm nonresidential properties 2,215 2,153 — Commercial and Industrial 5,152 2,059 — Other construction loans and all land development and other land loans 545 545 — Multifamily (5 or more) residential properties 972 343 — Non-owner occupied, nonfarm nonresidential properties 5,481 2,633 — Home equity lines of credit 525 525 — Residential Mortgages secured by first liens 4,327 3,891 — Residential Mortgages secured by junior liens 97 97 — Other revolving credit plans 41 41 — Automobile 15 15 — Other consumer 619 619 — Credit cards — — 83 Total $ 20,989 $ 13,921 $ 1,075 December 31, 2022 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 1,011 $ 1,011 $ 994 Owner-occupied, nonfarm nonresidential properties 2,055 1,987 — Commercial and Industrial 5,485 2,366 71 Other construction loans and all land development and other land loans 567 567 — Multifamily (5 or more) residential properties 1,066 423 — Non-owner occupied, nonfarm nonresidential properties 5,081 2,665 — Home equity lines of credit 475 475 — Residential Mortgages secured by first liens 4,329 3,882 48 Residential Mortgages secured by junior liens 91 91 — Other revolving credit plans 26 26 — Automobile 19 19 — Other consumer 781 781 — Credit cards — — 8 Total $ 20,986 $ 14,293 $ 1,121
Schedule of Aging of Recorded Investment in Past Due Loans	The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of March 31, 2023: Real Estate Collateral Non-Real Estate Collateral Farmland $ 829 — Owner-occupied, nonfarm nonresidential properties 1,053 4 Commercial and Industrial — 1,826 Other construction loans and all land development and other land loans 480 — Multifamily (5 or more) residential properties 972 — Non-owner occupied, nonfarm nonresidential properties 5,185 — Home equity lines of credit 331 — Residential Mortgages secured by first liens 1,133 — Total $ 9,983 $ 1,830 The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of December 31, 2022: Real Estate Collateral Non-Real Estate Collateral Farmland $ 829 $ — Owner-occupied, nonfarm nonresidential properties 1,296 4 Commercial and Industrial — 1,904 Other construction loans and all land development and other land loans 501 — Multifamily (5 or more) residential properties 1,066 — Non-owner occupied, nonfarm nonresidential properties 5,874 — Home equity lines of credit 335 — Residential Mortgages secured by first liens 1,150 — Total $ 11,051 $ 1,908 The following table presents the aging of the amortized cost basis in past-due loans receivable as of March 31, 2023 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ 185 $ — $ 1,124 $ 1,309 $ 32,771 $ 34,080 Owner-occupied, nonfarm nonresidential properties 1,508 24 287 1,819 476,646 478,465 Agricultural production and other loans to farmers — — — — 1,057 1,057 Commercial and Industrial — 213 230 443 752,994 753,437 Obligations (other than securities and leases) of states and political subdivisions — — — — 138,897 138,897 Other loans — — — — 22,340 22,340 Other construction loans and all land development and other land loans 171 1,538 — 1,709 433,532 435,241 Multifamily (5 or more) residential properties — — 25 25 265,009 265,034 Non-owner occupied, nonfarm nonresidential properties 222 — 685 907 840,579 841,486 1-4 Family Construction — — — — 54,804 54,804 Home equity lines of credit 217 — 89 306 124,002 124,308 Residential Mortgages secured by first liens 1,501 777 1,500 3,778 945,913 949,691 Residential Mortgages secured by junior liens — — 51 51 79,074 79,125 Other revolving credit plans 38 26 19 83 38,158 38,241 Automobile 57 — — 57 24,649 24,706 Other consumer 310 189 384 883 47,126 48,009 Credit cards 22 20 83 125 11,997 12,122 Overdrafts — — — — 254 254 Total $ 4,231 $ 2,787 $ 4,477 $ 11,495 $ 4,289,802 $ 4,301,297 The following table presents the aging of the amortized cost basis in past-due loans receivable as of December 31, 2022 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ — $ — $ 1,136 $ 1,136 $ 31,032 $ 32,168 Owner-occupied, nonfarm nonresidential properties 185 27 734 946 467,547 468,493 Agricultural production and other loans to farmers — — — — 1,198 1,198 Commercial and Industrial 246 93 611 950 790,961 791,911 Obligations (other than securities and leases) of states and political subdivisions — — — — 145,345 145,345 Other loans — — — — 24,710 24,710 Other construction loans and all land development and other land loans 1,522 — 501 2,023 444,662 446,685 Multifamily (5 or more) residential properties 706 — 90 796 256,900 257,696 Non-owner occupied, nonfarm nonresidential properties 113 60 879 1,052 794,263 795,315 1-4 Family Construction — — — — 51,171 51,171 Home equity lines of credit 203 10 49 262 124,630 124,892 Residential Mortgages secured by first liens 1,302 538 1,775 3,615 938,916 942,531 Residential Mortgages secured by junior liens 5 — 51 56 74,582 74,638 Other revolving credit plans 65 27 — 92 36,280 36,372 Automobile 36 — — 36 21,770 21,806 Other consumer 361 188 473 1,022 48,122 49,144 Credit cards 196 18 8 222 10,603 10,825 Overdrafts — — — — 278 278 Total $ 4,940 $ 961 $ 6,307 $ 12,208 $ 4,262,970 $ 4,275,178
Schedule of Restructured in Troubled Debt	The following table presents the amortized cost basis of loans at March 31, 2023 that were both experiencing financial difficulty and modified during the three months ended March 31, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Owner-occupied, nonfarm nonresidential properties $ — $ 98 $ — $ — $ — — % Commercial and Industrial — 2,573 612 371 122 0.5 Other construction loans and all land development and other land loans — 1,538 — — — 0.4 Non-owner occupied, nonfarm nonresidential properties — — 1,562 — — 0.2 Total $ — $ 4,209 $ 2,174 $ 371 $ 122 0.2 % 30 - 59 60 - 89 Greater Than 89 Total Past Due Owner-occupied, nonfarm nonresidential properties $ 98 $ — $ — $ 98 Other construction loans and all land development and other land loans — 1,538 — 1,538 Total $ 98 $ 1,538 $ — $ 1,636 The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the three months ended March 31, 2023: Principal Forgiveness Term Extension Interest Rate Reduction Commercial and Industrial $ — 0.97 0.5 % Non-owner occupied, nonfarm nonresidential properties — 0.50 — Total $ — 0.65 0.5 % There was one loan modified as a TDR during the three months ended March 31, 2022: Three Months Ended March 31, 2022 Number of Pre-Modification Post-Modification Type of Modification Non-owner occupied, nonfarm nonresidential properties 1 $ 1,784 $ 1,784 Modify Rate and Extend Amortization Total loans 1 $ 1,784 $ 1,784
Schedule of Credit Risk Profile by Risk Rating	The following tables represent the Corporation's commercial credit risk profile by risk rating. Loans receivable not rated as special mention, substandard, or doubtful are considered to be pass rated loans. March 31, 2023 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 31,639 $ 1,441 $ 1,000 $ — $ 2,441 $ 34,080 Owner-occupied, nonfarm nonresidential properties 443,727 27,718 7,020 — 34,738 478,465 Agricultural production and other loans to farmers 1,057 — — — — 1,057 Commercial and Industrial 714,047 18,506 19,598 1,286 39,390 753,437 Obligations (other than securities and leases) of states and political subdivisions 138,897 — — — — 138,897 Other loans 22,340 — — — — 22,340 Other construction loans and all land development and other land loans 430,118 3,040 2,083 — 5,123 435,241 Multifamily (5 or more) residential properties 263,557 — 1,477 — 1,477 265,034 Non-owner occupied, nonfarm nonresidential properties 819,238 1,942 20,306 — 22,248 841,486 Total $ 2,864,620 $ 52,647 $ 51,484 $ 1,286 $ 105,417 $ 2,970,037 December 31, 2022 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 29,706 $ 1,450 $ 1,012 $ — $ 2,462 $ 32,168 Owner-occupied, nonfarm nonresidential properties 433,467 27,796 7,230 — 35,026 468,493 Agricultural production and other loans to farmers 1,198 — — — — 1,198 Commercial and Industrial 765,821 14,740 10,037 1,313 26,090 791,911 Obligations (other than securities and leases) of states and political subdivisions 145,345 — — — — 145,345 Other loans 24,710 — — — — 24,710 Other construction loans and all land development and other land loans 443,300 1,296 2,089 — 3,385 446,685 Multifamily (5 or more) residential properties 256,120 510 1,066 — 1,576 257,696 Non-owner occupied, nonfarm nonresidential properties 772,450 2,791 20,074 — 22,865 795,315 Total $ 2,872,117 $ 48,583 $ 41,508 $ 1,313 $ 91,404 $ 2,963,521
Schedule of Amortized Cost of Loans, by Year of Origination	The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of March 31, 2023. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 2,521 $ 12,052 $ 7,506 $ 1,531 $ 864 $ 6,719 $ 446 $ — $ 31,639 Special mention — — — — — 1,441 — — 1,441 Substandard — — 347 — — 653 — — 1,000 Total $ 2,521 $ 12,052 $ 7,853 $ 1,531 $ 864 $ 8,813 $ 446 $ — $ 34,080 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 25,539 $ 115,564 $ 112,643 $ 47,101 $ 53,801 $ 81,445 $ 7,634 $ — $ 443,727 Special mention — 3,826 — 15,165 863 4,785 3,079 — 27,718 Substandard — — — 340 1,803 4,877 — — 7,020 Total $ 25,539 $ 119,390 $ 112,643 $ 62,606 $ 56,467 $ 91,107 $ 10,713 $ — $ 478,465 Current period gross write offs $ — $ — $ — $ — $ — $ 26 $ — $ — $ 26 Agricultural production and other loans to farmers Risk rating Pass $ — $ 47 $ 134 $ 77 $ 37 $ 176 $ 586 $ — $ 1,057 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ — $ 47 $ 134 $ 77 $ 37 $ 176 $ 586 $ — $ 1,057 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and Industrial Risk rating Pass $ 32,586 $ 161,387 $ 195,788 $ 47,017 $ 14,068 $ 21,422 $ 241,779 $ — $ 714,047 Special mention — 418 425 6,666 248 33 10,716 — 18,506 Substandard — 7,257 4,591 662 367 1,318 5,403 — 19,598 Doubtful (1) — — 1,286 — — — — — 1,286 Total $ 32,586 $ 169,062 $ 202,090 $ 54,345 $ 14,683 $ 22,773 $ 257,898 $ — $ 753,437 Current period gross write offs $ — $ — $ — $ — $ — $ — $ 46 $ — $ 46 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 4,367 $ 18,004 $ 32,739 $ 12,923 $ 4,522 $ 61,993 $ 4,349 $ — $ 138,897 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 4,367 $ 18,004 $ 32,739 $ 12,923 $ 4,522 $ 61,993 $ 4,349 $ — $ 138,897 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other loans Risk rating Pass $ 53 $ 12,358 $ 5,342 $ 2,165 $ 349 $ — $ 2,073 $ — $ 22,340 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 53 $ 12,358 $ 5,342 $ 2,165 $ 349 $ — $ 2,073 $ — $ 22,340 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — (1) Consists of one loan relationship originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during 2021. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 28,853 $ 243,719 $ 84,462 $ 53,929 $ 6,738 $ 1,620 $ 10,797 $ — $ 430,118 Special mention — 3,040 — — — — — — 3,040 Substandard — — 480 — 1,538 — 65 — 2,083 Total $ 28,853 $ 246,759 $ 84,942 $ 53,929 $ 8,276 $ 1,620 $ 10,862 $ — $ 435,241 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily (5 or more) residential properties Risk rating Pass $ 9,491 $ 116,809 $ 47,242 $ 46,246 $ 11,454 $ 30,054 $ 2,261 $ — $ 263,557 Special mention — — — — — — — — — Substandard — 629 — — — 848 — — 1,477 Total $ 9,491 $ 117,438 $ 47,242 $ 46,246 $ 11,454 $ 30,902 $ 2,261 $ — $ 265,034 Current period gross write offs $ — $ — $ — $ — $ — $ 65 $ — $ — $ 65 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 82,060 $ 328,110 $ 150,844 $ 50,011 $ 57,170 $ 145,602 $ 5,441 $ — $ 819,238 Special mention — 355 — — 159 986 442 — 1,942 Substandard — 2,182 1,281 — 4,034 10,755 2,054 — 20,306 Total $ 82,060 $ 330,647 $ 152,125 $ 50,011 $ 61,363 $ 157,343 $ 7,937 $ — $ 841,486 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2022. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 12,321 $ 7,635 $ 1,536 $ 871 $ 3,277 $ 3,523 $ 543 $ — $ 29,706 Special mention — — — — — 1,450 — — 1,450 Substandard — 347 — — 142 523 — — 1,012 Total $ 12,321 $ 7,982 $ 1,536 $ 871 $ 3,419 $ 5,496 $ 543 $ — $ 32,168 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 116,701 $ 113,575 $ 50,226 $ 55,040 $ 25,327 $ 60,810 $ 11,788 $ — $ 433,467 Special mention 3,402 — 15,613 872 4,097 814 2,998 — 27,796 Substandard — — 355 1,864 862 4,149 — — 7,230 Total $ 120,103 $ 113,575 $ 66,194 $ 57,776 $ 30,286 $ 65,773 $ 14,786 $ — $ 468,493 Agricultural production and other loans to farmers Risk rating Pass $ 105 $ 140 $ 80 $ 42 $ 179 $ — $ 652 $ — $ 1,198 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 105 $ 140 $ 80 $ 42 $ 179 $ — $ 652 $ — $ 1,198 Commercial and Industrial Risk rating Pass $ 195,955 $ 213,433 $ 51,695 $ 16,730 $ 9,051 $ 19,116 $ 259,841 $ — $ 765,821 Special mention 241 — 6,691 273 81 45 7,409 — 14,740 Substandard 299 1,809 689 379 324 913 5,624 — 10,037 Doubtful (1) — 1,313 — — — — — — 1,313 Total $ 196,495 $ 216,555 $ 59,075 $ 17,382 $ 9,456 $ 20,074 $ 272,874 $ — $ 791,911 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 20,840 $ 37,527 $ 13,868 $ 4,584 $ 13,518 $ 50,050 $ 4,958 $ — $ 145,345 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 20,840 $ 37,527 $ 13,868 $ 4,584 $ 13,518 $ 50,050 $ 4,958 $ — $ 145,345 Other loans Risk rating Pass $ 14,248 $ 5,358 $ 2,278 $ 363 $ — $ — $ 2,463 $ — $ 24,710 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 14,248 $ 5,358 $ 2,278 $ 363 $ — $ — $ 2,463 $ — $ 24,710 (1) Consists of one loan relationship originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during 2021. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 272,118 $ 86,894 $ 56,782 $ 6,918 $ 8,644 $ 916 $ 11,028 $ — $ 443,300 Special mention 1,296 — — — — — — — 1,296 Substandard — 2,023 — — — — 66 — 2,089 Total $ 273,414 $ 88,917 $ 56,782 $ 6,918 $ 8,644 $ 916 $ 11,094 $ — $ 446,685 Multifamily (5 or more) residential properties Risk rating Pass $ 114,454 $ 49,794 $ 46,784 $ 11,854 $ 6,764 $ 23,841 $ 2,629 $ — $ 256,120 Special mention — — — — — 510 — — 510 Substandard 643 — — — 333 90 — — 1,066 Total $ 115,097 $ 49,794 $ 46,784 $ 11,854 $ 7,097 $ 24,441 $ 2,629 $ — $ 257,696 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 339,151 $ 153,613 $ 51,709 $ 66,592 $ 45,211 $ 107,988 $ 8,186 $ — $ 772,450 Special mention — 488 — 273 498 1,068 464 — 2,791 Substandard 2,227 800 — 4,090 1,314 9,587 2,056 — 20,074 Total $ 341,378 $ 154,901 $ 51,709 $ 70,955 $ 47,023 $ 118,643 $ 10,706 $ — $ 795,315 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of March 31, 2023. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 3,242 $ 33,078 $ 14,202 $ 2,623 $ 736 $ 61 $ 862 $ — $ 54,804 Nonperforming — — — — — — — — — Total $ 3,242 $ 33,078 $ 14,202 $ 2,623 $ 736 $ 61 $ 862 $ — $ 54,804 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity lines of credit Payment performance Performing $ 4,235 $ 34,955 $ 13,286 $ 11,614 $ 8,112 $ 38,650 $ 8,487 $ 4,444 $ 123,783 Nonperforming — — — — — 16 — 509 525 Total $ 4,235 $ 34,955 $ 13,286 $ 11,614 $ 8,112 $ 38,666 $ 8,487 $ 4,953 $ 124,308 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential mortgages secured by first lien Payment performance Performing $ 30,741 $ 227,287 $ 218,134 $ 156,198 $ 89,310 $ 220,960 $ 2,734 $ — $ 945,364 Nonperforming 70 — 840 195 568 2,465 189 — 4,327 Total $ 30,811 $ 227,287 $ 218,974 $ 156,393 $ 89,878 $ 223,425 $ 2,923 $ — $ 949,691 Current period gross write offs $ — $ — $ — $ — $ — $ 7 $ — $ — $ 7 Residential mortgages secured by junior liens Payment performance Performing $ 6,614 $ 31,176 $ 16,534 $ 8,055 $ 4,753 $ 10,715 $ 1,181 $ — $ 79,028 Nonperforming — — — — — 54 43 — 97 Total $ 6,614 $ 31,176 $ 16,534 $ 8,055 $ 4,753 $ 10,769 $ 1,224 $ — $ 79,125 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other revolving credit plans Payment performance Performing $ 2,437 $ 10,519 $ 2,683 $ 7,908 $ 2,441 $ 12,212 $ — $ — $ 38,200 Nonperforming — — 15 — 3 23 — — 41 Total $ 2,437 $ 10,519 $ 2,698 $ 7,908 $ 2,444 $ 12,235 $ — $ — $ 38,241 Current period gross write offs $ — $ — $ 5 $ — $ — $ 17 $ — $ — $ 22 Automobile Payment performance Performing $ 5,411 $ 9,363 $ 4,026 $ 2,502 $ 1,983 $ 1,406 $ — $ — $ 24,691 Nonperforming — — — 9 5 1 — — 15 Total $ 5,411 $ 9,363 $ 4,026 $ 2,511 $ 1,988 $ 1,407 $ — $ — $ 24,706 Current period gross write offs $ — $ 5 $ — $ — $ — $ — $ — $ — $ 5 Other consumer Payment performance Performing $ 6,186 $ 22,750 $ 10,041 $ 4,565 $ 1,961 $ 1,887 $ — $ — $ 47,390 Nonperforming — 403 112 41 14 49 — — 619 Total $ 6,186 $ 23,153 $ 10,153 $ 4,606 $ 1,975 $ 1,936 $ — $ — $ 48,009 Current period gross write offs $ — $ 279 $ 199 $ 47 $ 12 $ 3 $ — $ — $ 540 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of December 31, 2022. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 30,451 $ 16,360 $ 2,577 $ 752 $ 62 $ — $ 969 $ — $ 51,171 Nonperforming — — — — — — — — — Total $ 30,451 $ 16,360 $ 2,577 $ 752 $ 62 $ — $ 969 $ — $ 51,171 Home equity lines of credit Payment performance Performing $ 34,738 $ 13,654 $ 12,903 $ 8,587 $ 7,924 $ 38,127 $ 8,484 $ — $ 124,417 Nonperforming — — — 10 — 465 — — 475 Total $ 34,738 $ 13,654 $ 12,903 $ 8,597 $ 7,924 $ 38,592 $ 8,484 $ — $ 124,892 Residential mortgages secured by first lien Payment performance Performing $ 229,842 $ 222,522 $ 159,651 $ 91,238 $ 49,587 $ 181,939 $ 3,375 $ — $ 938,154 Nonperforming — 771 273 581 416 2,150 186 — 4,377 Total $ 229,842 $ 223,293 $ 159,924 $ 91,819 $ 50,003 $ 184,089 $ 3,561 $ — $ 942,531 Residential mortgages secured by junior liens Payment performance Performing $ 31,837 $ 17,163 $ 8,326 $ 4,956 $ 3,073 $ 8,395 $ 797 $ — $ 74,547 Nonperforming — — — — — 47 44 — 91 Total $ 31,837 $ 17,163 $ 8,326 $ 4,956 $ 3,073 $ 8,442 $ 841 $ — $ 74,638 Other revolving credit plans Payment performance Performing $ 10,778 $ 2,820 $ 7,911 $ 2,264 $ 2,265 $ 10,308 $ — $ — $ 36,346 Nonperforming — — — 4 14 8 — — 26 Total $ 10,778 $ 2,820 $ 7,911 $ 2,268 $ 2,279 $ 10,316 $ — $ — $ 36,372 Automobile Payment performance Performing $ 10,146 $ 4,637 $ 2,945 $ 2,349 $ 1,117 $ 593 $ — $ — $ 21,787 Nonperforming — — 10 7 2 — — — 19 Total $ 10,146 $ 4,637 $ 2,955 $ 2,356 $ 1,119 $ 593 $ — $ — $ 21,806 Other consumer Payment performance Performing $ 26,699 $ 12,120 $ 5,333 $ 2,176 $ 776 $ 1,259 $ — $ — $ 48,363 Nonperforming 403 220 85 22 6 45 — — 781 Total $ 27,102 $ 12,340 $ 5,418 $ 2,198 $ 782 $ 1,304 $ — $ — $ 49,144 March 31, 2023 December 31, 2022 Credit card Payment performance Performing $ 12,039 $ 10,817 Nonperforming 83 8 Total $ 12,122 $ 10,825 Current period gross write offs $ 62
Schedule of Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity	The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation evaluates credit quality based on the performance status of the loan, which was previously presented, and by payment activity. Nonperforming loans include loans receivable on nonaccrual status and loans receivable past due over 89 days and still accruing interest. March 31, 2023 December 31, 2022 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 54,804 $ — $ 54,804 $ 51,171 $ — $ 51,171 Home equity lines of credit 123,783 525 124,308 124,417 475 124,892 Residential Mortgages secured by first liens 945,364 4,327 949,691 938,154 4,377 942,531 Residential Mortgages secured by junior liens 79,028 97 79,125 74,547 91 74,638 Other revolving credit plans 38,200 41 38,241 36,346 26 36,372 Automobile 24,691 15 24,706 21,787 19 21,806 Other consumer 47,390 619 48,009 48,363 781 49,144 Total $ 1,313,260 $ 5,624 $ 1,318,884 $ 1,294,785 $ 5,769 $ 1,300,554
Schedule of Holiday's Loan Portfolio Included in Consumer and Residential Loans	Holiday’s loan portfolio, included in other consumer loans above, is summarized as follows at March 31, 2023 and December 31, 2022: March 31, 2023 December 31, 2022 Gross other consumer $ 29,908 $ 31,821 Less: other consumer unearned discounts (5,459) (5,972) Total other consumer loans, net of unearned discounts $ 24,449 $ 25,849

LEASES (Tables)

LEASES (Tables)	3 Months Ended
	Mar. 31, 2023
Leases [Abstract]
Schedule Of Operating And Finance Lease Liabilities	Leases Classification March 31, 2023 December 31, 2022 Assets: Operating lease assets Operating lease assets $ 34,618 $ 32,307 Finance lease assets Premises and equipment, net (1) 268 286 Total leased assets $ 34,886 $ 32,593 Liabilities: Operating lease liabilities Operating lease liabilities $ 36,114 $ 33,726 Finance lease liabilities Accrued interest payable and other liabilities 361 383 Total leased liabilities $ 36,475 $ 34,109 (1) Finance lease assets are recorded net of accumulated amortization of $948 thousand as of March 31, 2023 and $930 thousand as of December 31, 2022.
Schedule Of Lease Cost	The components of the Corporation's net lease expense for the three months ended March 31, 2023 and 2022, respectively, were as follows: Three Months Ended March 31, Lease Cost Classification 2023 2022 Operating lease cost Net occupancy expense $ 697 $ 492 Variable lease cost Net occupancy expense 22 13 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 Interest on lease liabilities Interest expense - borrowed funds 4 5 Sublease income (1) Net occupancy expense (23) (17) Net lease cost $ 718 $ 511 (1) Sublease income excludes rental income from owned properties.
Schedule of Finance Lease, Liability, Maturity	The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of March 31, 2023: Maturity of Lease Liabilities as of March 31, 2023 Operating Leases (1) Finance Leases Total 2023 $ 1,873 $ 79 $ 1,952 2024 2,456 105 2,561 2025 2,458 105 2,563 2026 2,409 105 2,514 2027 2,353 — 2,353 After 2027 46,603 — 46,603 Total lease payments 58,152 394 58,546 Less: Interest 22,038 33 22,071 Present value of lease liabilities $ 36,114 $ 361 $ 36,475 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.8 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Summary of Minimum Annual Rental Commitments Under Operating Lease	The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of March 31, 2023: Maturity of Lease Liabilities as of March 31, 2023 Operating Leases (1) Finance Leases Total 2023 $ 1,873 $ 79 $ 1,952 2024 2,456 105 2,561 2025 2,458 105 2,563 2026 2,409 105 2,514 2027 2,353 — 2,353 After 2027 46,603 — 46,603 Total lease payments 58,152 394 58,546 Less: Interest 22,038 33 22,071 Present value of lease liabilities $ 36,114 $ 361 $ 36,475 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.8 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Schedule of Weighted Average Lease Term and Discount Rate	Lease terms and discount rates related to the Corporation's lease liabilities as of March 31, 2023 and December 31, 2022 were as follows: Lease Term and Discount Rate March 31, 2023 December 31, 2022 Weighted-average remaining lease term (years) Operating leases 23.5 23.9 Finance leases 3.7 4.0 Weighted-average discount rate Operating leases 3.94 % 3.83 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of March 31, 2023 and 2022, respectively, was as follows: Other Information March 31, 2023 March 31, 2022 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 307 $ 283

DEPOSITS (Tables)

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2023
Deposits [Abstract]
Summary of Time Certificates of Deposit Accounts Included in Total Deposits and Their Remaining Maturities	The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at March 31, 2023: Time deposits maturing: 2023 $ 280,848 2024 197,693 2025 43,106 2026 8,982 2027 7,238 Thereafter 3,980 $ 541,847

BORROWINGS (Tables)

BORROWINGS (Tables)	3 Months Ended
	Mar. 31, 2023
Debt Disclosure [Abstract]
Schedule of Advances From Federal Home Loan Banks	At March 31, 2023 and December 31, 2022, outstanding advances from the FHLB were as follows. March 31, 2023 December 31, 2022 Open Repo borrowing at an interest rate of 5.15% and 4.45% at March 31, 2023 and December 31, 2022, respectfully. The maximum amount of the Open Repo borrowing available is $250,000. $ 102,083 $ 132,396 Total $ 102,083 $ 132,396

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	3 Months Ended
	Mar. 31, 2023
Related Party Transactions [Abstract]
Schedule of Related Party Transactions	Loans to principal officers, directors, and their affiliates during the three months ended March 31, 2023 were as follows: Beginning balance $ 44,998 New loans and advances 2,273 Effect of changes in composition of related parties (491) Repayments (6,142) Ending balance $ 40,638

OFF-BALANCE SHEET COMMITMENTS_2

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Schedule of Off-Balance Sheet Risks	The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of March 31, 2023 and December 31, 2022 were as follows: March 31, 2023 December 31, 2022 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to extended credit $ 110,088 $ 488,102 $ 126,594 $ 441,008 Unused lines of credit 9,488 772,226 7,444 725,277 Standby letters of credit 16,023 3,837 16,124 1,603
Allowance For Credit Losses	The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three months ended March 31, 2023 and 2022, respectively: Three Months Ended March 31, 2023 2022 Beginning balance $ 603 $ — Provision for credit losses on unfunded loan commitments (1) 59 586 Ending balance $ 662 $ 586 (1) Excludes provision for credit losses related to the loan portfolio.

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	3 Months Ended
	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
Schedule of Changes in Unvested Restricted Stock Awards	A summary of changes in time-based unvested restricted stock awards for the three months ended March 31, 2023 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 69,746 $ 25.21 Granted 83,349 24.12 Forfeited (2,061) 24.34 Vested (24,446) 25.38 Unvested at end of period 126,588 $ 24.47

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Schedule of Computation of Basic and Diluted Earnings Per Share	The computation of basic and diluted earnings per common share is shown below: Three Months Ended March 31, 2023 2022 Basic earnings per common share computation: Net income per condensed consolidated statements of income $ 15,414 $ 14,170 Net earnings allocated to participating securities (78) (63) Net earnings allocated to common stock $ 15,336 $ 14,107 Distributed earnings allocated to common stock $ 3,673 $ 2,944 Undistributed earnings allocated to common stock 11,663 11,163 Net earnings allocated to common stock $ 15,336 $ 14,107 Weighted average common shares outstanding, including shares considered participating securities 21,143 16,883 Less: Average participating securities (100) (72) Weighted average shares 21,043 16,811 Basic earnings per common share $ 0.73 $ 0.84 Diluted earnings per common share computation: Net earnings allocated to common stock $ 15,336 $ 14,107 Weighted average common shares outstanding for basic earnings per common share 21,043 16,811 Add: Dilutive effect of stock compensation 35 33 Weighted average shares and dilutive potential common shares 21,078 16,844 Diluted earnings per common share $ 0.73 $ 0.84

DERIVATIVE INSTRUMENTS (Tables)

DERIVATIVE INSTRUMENTS (Tables)	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges Within Corporation's Consolidated Balance Sheet and Statement of Income	The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s condensed consolidated balance sheets and statements of income as of March 31, 2023 and December 31, 2022 and for the three months ended March 31, 2023 and 2022: Fair value as of Balance Sheet March 31, 2023 December 31, 2022 Interest rate contracts Accrued interest receivable (payable) and $ 104 $ 150 For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ (37) Interest expense – $ (45) Other $ — For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 212 Interest expense – $ (67) Other $ — (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)
Schedule of Amounts and Locations of Activity Related to Back-to-back Interest Rate Swaps Within Corporation's Consolidated Balance Sheet	The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s condensed consolidated balance sheet as of March 31, 2023 and December 31, 2022: Notional Weighted Weighted Weighted Average Fair March 31, 2023 3rd Party interest rate swaps $ 31,074 4.68 4.12 % 1 month LIBOR + 1.67% $ 1,234 (a) Customer interest rate swaps (31,074) 4.68 4.12 % 1 month LIBOR + 1.67% (1,234) (b) December 31, 2022 3rd Party interest rate swaps $ 31,417 4.9 4.12 % 1 month LIBOR + 1.68% $ 1,700 (a) Customer interest rate swaps (31,417) 4.9 4.12 % 1 month LIBOR + 1.68% (1,700) (b) (a) Reported in accrued interest receivable and other assets within the condensed consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets

FAIR VALUE (Tables)

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are as follows at March 31, 2023 and December 31, 2022: Fair Value Measurements at March 31, 2023 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 2,388 $ — $ 2,388 $ — States and political subdivisions 97,238 — 97,238 — Residential and multi-family mortgage 213,807 — 213,807 — Corporate notes and bonds 42,809 — 42,809 — Pooled SBA 12,365 — 12,365 — Total Securities Available-For-Sale $ 368,607 $ — $ 368,607 $ — Interest Rate swaps $ 1,338 $ — $ 1,338 $ — Equity Securities: Corporate equity securities $ 5,843 $ 5,843 $ — $ — Mutual funds 2,101 2,101 — — Money market funds 765 765 — — Corporate notes 707 707 — — Total Equity Securities $ 9,416 $ 9,416 $ — $ — Liabilities: Interest Rate Swaps $ (1,234) $ — $ (1,234) $ — Fair Value Measurements at December 31, 2022 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 3,129 $ — $ 3,129 $ — States and political subdivisions 95,663 — 95,663 — Residential and multi-family mortgage 217,547 — 217,547 — Corporate notes and bonds 42,391 — 42,391 — Pooled SBA 12,679 — 12,679 — Total Securities Available-For-Sale $ 371,409 $ — $ 371,409 $ — Interest Rate swaps $ 1,850 $ — $ 1,850 $ — Equity Securities: Corporate equity securities $ 6,973 $ 6,973 $ — $ — Mutual funds 1,406 1,406 — — Money market funds 479 479 — — Corporate notes 757 757 — — Total Equity Securities $ 9,615 $ 9,615 $ — $ — Liabilities: Interest Rate Swaps $ (1,700) $ — $ (1,700) $ —
Schedule of Assets and Liabilities Measured at Fair Value on Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are as follows at March 31, 2023 and December 31, 2022: Fair Value Measurements at March 31, 2023 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 829 $ — $ — $ 829 Owner-occupied, nonfarm nonresidential properties 1,053 — — 1,053 Commercial and industrial 1,426 — — 1,426 Other construction loans and all land development loans and other land loans 480 — — 480 Multifamily (5 or more) residential properties 519 — — 519 Non-owner occupied, nonfarm nonresidential 4,348 — — 4,348 Home equity lines of credit 331 — — 331 Residential Mortgages secured by first liens 931 — — 931 Fair Value Measurements at December 31, 2022 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 829 $ — $ — $ 829 Owner-occupied, nonfarm nonresidential properties 1,071 — — 1,071 Commercial and industrial 1,631 — — 1,631 Other construction loans and all land development loans and other land loans 501 — — 501 Multifamily (5 or more) residential properties 613 — — 613 Non-owner occupied, nonfarm nonresidential 3,867 — — 3,867 Home equity lines of credit 335 — — 335 Residential mortgages secured by first liens 944 — — 944
Schedule of Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2023: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 829 Valuation of third party appraisal on underlying collateral Loss severity rates 27% (27%) Owner-occupied, nonfarm nonresidential properties 1,053 Valuation of third party appraisal on underlying collateral Loss severity rates 32%-100% (36%) Commercial and industrial 1,426 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-50% (37%) Other construction loans and all land development loans and other land loans 480 Valuation of third party appraisal on underlying collateral Loss severity rates 42% (42%) Multifamily (5 or more) residential properties 519 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-35% (26%) Non-owner occupied, nonfarm nonresidential 4,348 Valuation of third party appraisal on underlying collateral Loss severity rates 32%-40% (35%) Home equity lines of credit 331 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-22% (16%) Residential Mortgages secured by first liens 931 Valuation of third party appraisal on underlying collateral Loss severity rates 22%-36% (29%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2022: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 829 Valuation of third party appraisal on underlying collateral Loss severity rates 20% (20%) Owner-occupied, nonfarm nonresidential properties 1,071 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-100% (29%) Commercial and industrial 1,631 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-49% (23%) Other construction loans and all land development loans and other land loans 501 Valuation of third party appraisal on underlying collateral Loss severity rates 33% (33%) Multifamily (5 or more) residential properties 613 Valuation of third party appraisal on underlying collateral Loss severity rates 19%-25% (23%) Non-owner occupied, nonfarm nonresidential 3,867 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-53% (35%) Home equity lines of credit 335 Valuation of third party appraisal on underlying collateral Loss severity rates 15% (15%) Residential mortgages secured by first liens 944 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-27% (21%)
Schedule of Carrying Amount and Fair Value of Financial Instruments	The following table presents the carrying amount and fair value of financial instruments at March 31, 2023: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 188,593 $ 188,593 $ — $ — $ 188,593 Debt securities available-for-sale 368,607 — 368,607 — 368,607 Debt securities held-to-maturity 402,300 — 371,735 — 371,735 Equity securities 9,416 9,416 — — 9,416 Loans held for sale 448 — 449 — 449 Net loans receivable 4,257,316 — — 4,155,403 4,155,403 FHLB and other restricted stock holdings and investments 31,194 n/a n/a n/a n/a Interest rate swaps 1,338 — 1,338 — 1,338 Accrued interest receivable 19,691 — 2,928 16,763 19,691 LIABILITIES Deposits $ (4,754,129) $ (4,212,282) $ (542,415) $ — $ (4,754,697) Short-term borrowings (102,083) — (102,083) — (102,083) Subordinated notes and debentures (104,660) — (122,427) — (122,427) Interest rate swaps (1,234) — (1,234) — (1,234) Accrued interest payable (2,850) — (2,850) — (2,850) The following table presents the carrying amount and fair value of financial instruments at December 31, 2022: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 106,285 $ 106,285 $ — $ — $ 106,285 Debt securities available-for-sale 371,409 — 371,409 — 371,409 Debt securities held-to-maturity 404,765 — 367,388 — 367,388 Equity securities 9,615 9,615 — — 9,615 Loans held for sale 231 — 231 — 231 Net loans receivable 4,231,742 — — 4,157,843 4,157,843 FHLB and other restricted stock holdings and investments 30,715 n/a n/a n/a n/a Interest rate swaps 1,850 — 1,850 — 1,850 Accrued interest receivable 20,194 — 2,867 17,327 20,194 LIABILITIES Deposits $ (4,622,437) $ (4,175,976) $ (445,788) $ — $ (4,621,764) Short-term borrowings (132,396) — (132,396) — (132,396) Subordinated notes and debentures (104,584) — (117,378) — (117,378) Interest rate swaps (1,700) — (1,700) — (1,700) Accrued interest payable (1,839) — (1,839) — (1,839)

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	3 Months Ended
	Mar. 31, 2023
Revenue from Contract with Customer [Abstract]
Schedule of Disaggregation of Revenue Derived From Contracts With Customers	The following table presents the Corporation's Non-Interest Income by revenue stream and reportable segment for the three months ended March 31, 2023 and 2022. Items outside the scope of ASC 606 are noted as such. Three Months Ended March 31, 2023 2022 Non-interest Income Service charges on deposit accounts $ 1,795 $ 1,757 Wealth and asset management fees 1,817 1,783 Mortgage banking (1) 168 475 Card processing and interchange income 2,059 1,809 Net gains on sales of securities (1) 22 651 Other income 2,181 3,179 Total non-interest income $ 8,042 $ 9,654 (1) Not within scope of ASU 2014-9

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	3 Months Ended
	Mar. 31, 2023 segment
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of reportable segments	1

SECURITIES - Securities Availab

SECURITIES - Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Total debt securities	$ 422,920	$ 432,992
Unrealized Gains	89	24
Unrealized Losses	(54,402)	(61,607)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	368,607	371,409
U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total debt securities	2,474	3,213
Unrealized Gains	0	0
Unrealized Losses	(86)	(84)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	2,388	3,129
States and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total debt securities	111,090	112,734
Unrealized Gains	69	24
Unrealized Losses	(13,921)	(17,095)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	97,238	95,663
Residential & multi-family mortgage
Debt Securities, Available-for-sale [Line Items]
Total debt securities	247,957	256,111
Unrealized Gains	0	0
Unrealized Losses	(34,150)	(38,564)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	213,807	217,547
Corporate notes & bonds
Debt Securities, Available-for-sale [Line Items]
Total debt securities	48,119	47,111
Unrealized Gains	19	0
Unrealized Losses	(5,329)	(4,720)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	42,809	42,391
Pooled SBA
Debt Securities, Available-for-sale [Line Items]
Total debt securities	13,280	13,823
Unrealized Gains	1	0
Unrealized Losses	(916)	(1,144)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	$ 12,365	$ 12,679

SECURITIES - Securities Held-to

SECURITIES - Securities Held-to-Maturities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Schedule of Held-to-maturity Securities [Line Items]
Total debt securities	$ 402,300	$ 404,765
Unrealized Gains	0	0
Unrealized Losses	(30,565)	(37,377)
Allowance For Credit Losses	0	0
Debt securities held-to-maturity	371,735	367,388
U.S. Government sponsored entities
Schedule of Held-to-maturity Securities [Line Items]
Total debt securities	307,750	307,711
Unrealized Gains	0	0
Unrealized Losses	(22,650)	(27,276)
Allowance For Credit Losses	0	0
Debt securities held-to-maturity	285,100	280,435
Residential & multi-family mortgage
Schedule of Held-to-maturity Securities [Line Items]
Total debt securities	94,550	97,054
Unrealized Gains	0	0
Unrealized Losses	(7,915)	(10,101)
Allowance For Credit Losses	0	0
Debt securities held-to-maturity	$ 86,635	$ 86,953

SECURITIES - Additional Informa

SECURITIES - Additional Information (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023 USD ($) security	Mar. 31, 2022 USD ($)	Dec. 31, 2022 USD ($) security
Debt and Equity Securities, FV-NI [Line Items]
Number of securities transferred | security			74
Transfer of debt securities, fair value			$ 213,700
Net unrealized holding gain (loss)			$ 5,600
Reclassification adjustment for realized gains included in net income, tax	$ 5	$ 137
Number of securities holdings | security	0		0
Shareholders equity, percentage	10%		10%
Collateral Pledged
Debt and Equity Securities, FV-NI [Line Items]
Securities pledged to public deposits	$ 467,200		$ 561,800

SECURITIES - Information Pertai

SECURITIES - Information Pertaining to Security Sales (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 9,659	$ 22,164
Gross Gains	22	651
Gross Losses	$ 0	$ 0

SECURITIES - Schedule of Contra

SECURITIES - Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized Cost
1 year or less	$ 4,174
1 year – 5 years	43,399
5 years – 10 years	90,274
After 10 years	23,836
Total, Amortized Cost	161,683
Total debt securities	422,920
Fair Value
1 year or less	4,141
1 year – 5 years	41,298
5 years – 10 years	78,510
After 10 years	18,486
Total, Fair Value	142,435
Total debt securities	368,607	$ 371,409
Amortized Cost
1 year or less	10,010
1 year – 5 years	246,949
5 years – 10 years	50,791
After 10 years	0
Total, Amortized Cost	307,750
Total debt securities	402,300	404,765
Fair Value
1 year or less	9,828
1 year – 5 years	231,452
5 years – 10 years	43,820
After 10 years	0
Total, Fair Value	285,100
Total debt securities	371,735	367,388
Residential & multi-family mortgage
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	247,957
Fair Value
Mortgage & asset backed securities, Fair Value	213,807
Total debt securities	213,807	217,547
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	94,550
Fair Value
Mortgage & asset backed securities, Fair Value	86,635
Total debt securities	86,635	86,953
Pooled SBA
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	13,280
Fair Value
Mortgage & asset backed securities, Fair Value	12,365
Total debt securities	12,365	$ 12,679
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	0
Fair Value
Mortgage & asset backed securities, Fair Value	$ 0

SECURITIES - Securities with Un

SECURITIES - Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Less than 12 Months
Fair Value	$ 54,549	$ 123,629
Unrealized Loss	(3,761)	(8,810)
12 Months or More
Fair Value	303,561	241,330
Unrealized Loss	(50,641)	(52,797)
Fair Value	358,110	364,959
Unrealized Loss	(54,402)	(61,607)
U.S. Government sponsored entities
Less than 12 Months
Fair Value	2,388	3,129
Unrealized Loss	(86)	(84)
12 Months or More
Fair Value	0	0
Unrealized Loss	0	0
Fair Value	2,388	3,129
Unrealized Loss	(86)	(84)
States and political subdivisions
Less than 12 Months
Fair Value	9,958	34,667
Unrealized Loss	(88)	(1,887)
12 Months or More
Fair Value	78,035	54,546
Unrealized Loss	(13,833)	(15,208)
Fair Value	87,993	89,213
Unrealized Loss	(13,921)	(17,095)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	17,227	48,996
Unrealized Loss	(568)	(3,122)
12 Months or More
Fair Value	196,478	168,551
Unrealized Loss	(33,582)	(35,442)
Fair Value	213,705	217,547
Unrealized Loss	(34,150)	(38,564)
Corporate notes
Less than 12 Months
Fair Value	24,380	31,730
Unrealized Loss	(3,013)	(3,403)
12 Months or More
Fair Value	17,410	10,661
Unrealized Loss	(2,316)	(1,317)
Fair Value	41,790	42,391
Unrealized Loss	(5,329)	(4,720)
Pooled SBA
Less than 12 Months
Fair Value	596	5,107
Unrealized Loss	(6)	(314)
12 Months or More
Fair Value	11,638	7,572
Unrealized Loss	(910)	(830)
Fair Value	12,234	12,679
Unrealized Loss	$ (916)	$ (1,144)

SECURITIES - Held-to-maturity D

SECURITIES - Held-to-maturity Debt Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Less than 12 Months
Fair Value	$ 1,404	$ 167,688
Unrealized Loss	(209)	(12,316)
12 Months or More
Fair Value	370,331	199,700
Unrealized Loss	(30,356)	(25,061)
Fair Value	371,735	367,388
Unrealized Loss	(30,565)	(37,377)
U.S. Government sponsored entities
Less than 12 Months
Fair Value	0	143,556
Unrealized Loss	0	(10,063)
12 Months or More
Fair Value	285,100	136,879
Unrealized Loss	(22,650)	(17,213)
Fair Value	285,100	280,435
Unrealized Loss	(22,650)	(27,276)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	1,404	24,132
Unrealized Loss	(209)	(2,253)
12 Months or More
Fair Value	85,231	62,821
Unrealized Loss	(7,706)	(7,848)
Fair Value	86,635	86,953
Unrealized Loss	$ (7,915)	$ (10,101)

SECURITIES - Trading Securities

SECURITIES - Trading Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 9,416	$ 9,615
Corporate equity securities
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	5,843	6,973
Mutual funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	2,101	1,406
Money market funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	765	479
Corporate notes
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 707	$ 757

LOANS RECEIVABLE AND ALLOWANC_3

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Net Loans (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 4,301,297	$ 4,275,178
Less: allowance for credit losses	(43,981)	(43,436)	$ (38,117)	$ (37,588)
Net loans receivable	4,257,316	4,231,742
Net deferred loan origination fees included in the above table	$ 4,198	$ 4,463
Percentage of Total	1	1
Farmland
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 34,080	$ 32,168
Less: allowance for credit losses	$ (129)	$ (159)	(186)	(151)
Percentage of Total	0.008	0.008
Owner-occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 478,465	$ 468,493
Less: allowance for credit losses	$ (2,546)	$ (2,905)	(3,595)	(3,339)
Percentage of Total	0.111	0.110
Agricultural production and other loans to farmers
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 1,057	$ 1,198
Less: allowance for credit losses	$ (3)	$ (6)	(10)	(9)
Percentage of Total	0	0
Commercial and Industrial
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 753,437	$ 791,911
Less: allowance for credit losses	$ (8,943)	$ (9,766)	(9,090)	(8,837)
Percentage of Total	0.175	0.185
Obligations (other than securities and leases) of states and political subdivisions
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 138,897	$ 145,345
Less: allowance for credit losses	$ (1,848)	$ (1,863)	(1,828)	(1,649)
Percentage of Total	0.032	0.034
Other loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 22,340	$ 24,710
Less: allowance for credit losses	$ (594)	$ (456)	(143)	(149)
Percentage of Total	0.005	0.006
Other construction loans and all land development and other land loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 435,241	$ 446,685
Less: allowance for credit losses	$ (3,394)	$ (3,253)	(2,050)	(2,198)
Percentage of Total	0.101	0.105
Multifamily (5 or more) residential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 265,034	$ 257,696
Less: allowance for credit losses	$ (2,535)	$ (2,353)	(2,236)	(2,289)
Percentage of Total	0.062	0.060
Non-owner occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 841,486	$ 795,315
Less: allowance for credit losses	$ (8,259)	$ (7,653)	(6,411)	(6,481)
Percentage of Total	0.196	0.186
1-4 Family Construction
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 54,804	$ 51,171
Less: allowance for credit losses	$ (398)	$ (327)	(210)	(158)
Percentage of Total	0.013	0.012
Home equity lines of credit
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 124,308	$ 124,892
Less: allowance for credit losses	$ (1,158)	$ (1,173)	(1,181)	(1,169)
Percentage of Total	0.029	0.029
Residential Mortgages secured by first liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 949,691	$ 942,531
Less: allowance for credit losses	$ (8,851)	$ (8,484)	(6,905)	(6,943)
Percentage of Total	0.221	0.220
Residential Mortgages secured by junior liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 79,125	$ 74,638
Less: allowance for credit losses	$ (1,275)	$ (1,035)	(552)	(546)
Percentage of Total	0.018	0.017
Other revolving credit plans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 38,241	$ 36,372
Less: allowance for credit losses	$ (830)	$ (722)	(547)	(528)
Percentage of Total	0.009	0.009
Automobile
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 24,706	$ 21,806
Less: allowance for credit losses	$ (330)	$ (271)	(254)	(263)
Percentage of Total	0.006	0.005
Other consumer
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 48,009	$ 49,144
Less: allowance for credit losses	$ (2,561)	$ (2,665)	(2,569)	(2,546)
Percentage of Total	0.011	0.011
Credit cards
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 12,122	$ 10,825
Less: allowance for credit losses	$ (73)	$ (67)	(103)	(92)
Percentage of Total	0.003	0.003
Overdrafts
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 254	$ 278
Less: allowance for credit losses	$ (254)	$ (278)	$ (247)	$ (241)
Percentage of Total	0	0

LOANS RECEIVABLE AND ALLOWANC_4

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details)	3 Months Ended
	Mar. 31, 2023 USD ($)	Mar. 31, 2022 USD ($) loan	Dec. 31, 2022 USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	$ 4,301,297,000		$ 4,275,178,000
Provision for credit loss expense	1,290,000	$ 1,643,000
Allowance for unfunded commitments	$ 59,000	$ 586,000
Amortized cost in troubled debt restructurings			12,400,000
Financing receivable, troubled debt restructuring, allowance for loans			2,200,000
Financing receivable, modifications, number of contracts | loan		1
Minimum period to be considered for loan to have defaulted	90 days
Loans modified as troubled debt restructuring with subsequent defaults	$ 0
Loans modified as troubled debt restructuring with subsequent defaults | loan		0
Principal balances forgiven in connection with loan restructuring	0
Syndicated loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	148,085,000		156,649,000
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	753,437,000		791,911,000
Commercial and Industrial | Syndicated loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	$ 148,100,000		$ 156,600,000

LOANS RECEIVABLE AND ALLOWANC_5

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	$ 43,436	$ 37,588
(Charge-offs)	(933)	(706)
Recoveries	247	178
PROVISION FOR CREDIT LOSS EXPENSE	1,231	1,057
Ending Allowance	43,981	38,117
Farmland
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	159	151
(Charge-offs)	0	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	(30)	35
Ending Allowance	129	186
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,905	3,339
(Charge-offs)	(26)	(21)
Recoveries	8	7
PROVISION FOR CREDIT LOSS EXPENSE	(341)	270
Ending Allowance	2,546	3,595
Agricultural production and other loans to farmers
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	6	9
(Charge-offs)	0	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	(3)	1
Ending Allowance	3	10
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	9,766	8,837
(Charge-offs)	(46)	(71)
Recoveries	145	78
PROVISION FOR CREDIT LOSS EXPENSE	(922)	246
Ending Allowance	8,943	9,090
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,863	1,649
(Charge-offs)	0	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	(15)	179
Ending Allowance	1,848	1,828
Other loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	456	149
(Charge-offs)	0	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	138	(6)
Ending Allowance	594	143
Other construction loans and all land development and other land loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	3,253	2,198
(Charge-offs)	0	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	141	(148)
Ending Allowance	3,394	2,050
Multifamily (5 or more) residential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,353	2,289
(Charge-offs)	(65)	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	247	(53)
Ending Allowance	2,535	2,236
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	7,653	6,481
(Charge-offs)	0	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	606	(70)
Ending Allowance	8,259	6,411
1-4 Family Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	327	158
(Charge-offs)	0	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	71	52
Ending Allowance	398	210
Home equity lines of credit
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,173	1,169
(Charge-offs)	0	0
Recoveries	1	8
PROVISION FOR CREDIT LOSS EXPENSE	(16)	4
Ending Allowance	1,158	1,181
Residential Mortgages secured by first liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	8,484	6,943
(Charge-offs)	(7)	(47)
Recoveries	0	12
PROVISION FOR CREDIT LOSS EXPENSE	374	(3)
Ending Allowance	8,851	6,905
Residential Mortgages secured by junior liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,035	546
(Charge-offs)	0	0
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	240	6
Ending Allowance	1,275	552
Other revolving credit plans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	722	528
(Charge-offs)	(22)	(26)
Recoveries	5	6
PROVISION FOR CREDIT LOSS EXPENSE	125	39
Ending Allowance	830	547
Automobile
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	271	263
(Charge-offs)	(5)	(7)
Recoveries	0	0
PROVISION FOR CREDIT LOSS EXPENSE	64	(2)
Ending Allowance	330	254
Other consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,665	2,546
(Charge-offs)	(540)	(401)
Recoveries	43	22
PROVISION FOR CREDIT LOSS EXPENSE	393	402
Ending Allowance	2,561	2,569
Credit cards
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	67	92
(Charge-offs)	(62)	(14)
Recoveries	1	4
PROVISION FOR CREDIT LOSS EXPENSE	67	21
Ending Allowance	73	103
Overdrafts
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	278	241
(Charge-offs)	(160)	(119)
Recoveries	44	41
PROVISION FOR CREDIT LOSS EXPENSE	92	84
Ending Allowance	$ 254	$ 247

LOANS RECEIVABLE AND ALLOWANC_6

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Nonaccrual Loans and Loans Receivable Past Due over 89 Days Still Accruing Interest by Class of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Nonaccrual	$ 20,989	$ 20,986
Nonaccrual With No Allowance for Credit Loss	13,921	14,293
Loans Receivable Past Due over 89 Days Still Accruing	1,075	1,121
Farmland
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,000	1,011
Nonaccrual With No Allowance for Credit Loss	1,000	1,011
Loans Receivable Past Due over 89 Days Still Accruing	992	994
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	2,215	2,055
Nonaccrual With No Allowance for Credit Loss	2,153	1,987
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Nonaccrual	5,152	5,485
Nonaccrual With No Allowance for Credit Loss	2,059	2,366
Loans Receivable Past Due over 89 Days Still Accruing	0	71
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Nonaccrual	545	567
Nonaccrual With No Allowance for Credit Loss	545	567
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	972	1,066
Nonaccrual With No Allowance for Credit Loss	343	423
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	5,481	5,081
Nonaccrual With No Allowance for Credit Loss	2,633	2,665
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Nonaccrual	525	475
Nonaccrual With No Allowance for Credit Loss	525	475
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	4,327	4,329
Nonaccrual With No Allowance for Credit Loss	3,891	3,882
Loans Receivable Past Due over 89 Days Still Accruing	0	48
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	97	91
Nonaccrual With No Allowance for Credit Loss	97	91
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Nonaccrual	41	26
Nonaccrual With No Allowance for Credit Loss	41	26
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Automobile
Financing Receivable, Past Due [Line Items]
Nonaccrual	15	19
Nonaccrual With No Allowance for Credit Loss	15	19
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Other consumer
Financing Receivable, Past Due [Line Items]
Nonaccrual	619	781
Nonaccrual With No Allowance for Credit Loss	619	781
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Credit cards
Financing Receivable, Past Due [Line Items]
Nonaccrual	0	0
Nonaccrual With No Allowance for Credit Loss	0	0
Loans Receivable Past Due over 89 Days Still Accruing	$ 83	$ 8

LOANS RECEIVABLE AND ALLOWANC_7

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Amortized Cost Basis of Collateral-Dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 9,983	$ 11,051
Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,830	1,908
Farmland | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	829	829
Farmland | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Owner-occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,053	1,296
Owner-occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	4	4
Commercial and Industrial | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Commercial and Industrial | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,826	1,904
Other construction loans and all land development and other land loans | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	480	501
Other construction loans and all land development and other land loans | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Multifamily (5 or more) residential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	972	1,066
Multifamily (5 or more) residential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Non-owner occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	5,185	5,874
Non-owner occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Home equity lines of credit | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	331	335
Home equity lines of credit | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Residential Mortgages secured by first liens | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,133	1,150
Residential Mortgages secured by first liens | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 0	$ 0

LOANS RECEIVABLE AND ALLOWANC_8

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Aging of Recorded Investment in Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 4,301,297	$ 4,275,178
30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	4,231	4,940
60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	2,787	961
Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	4,477	6,307
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	11,495	12,208
Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	4,289,802	4,262,970
Farmland
Financing Receivable, Past Due [Line Items]
Loans receivable	34,080	32,168
Farmland | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	185	0
Farmland | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Farmland | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,124	1,136
Farmland | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,309	1,136
Farmland | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	32,771	31,032
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	478,465	468,493
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,508	185
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	24	27
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	287	734
Owner-occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,819	946
Owner-occupied, nonfarm nonresidential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	476,646	467,547
Agricultural production and other loans to farmers
Financing Receivable, Past Due [Line Items]
Loans receivable	1,057	1,198
Agricultural production and other loans to farmers | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,057	1,198
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Loans receivable	753,437	791,911
Commercial and Industrial | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	246
Commercial and Industrial | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	213	93
Commercial and Industrial | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	230	611
Commercial and Industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	443	950
Commercial and Industrial | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	752,994	790,961
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Past Due [Line Items]
Loans receivable	138,897	145,345
Obligations (other than securities and leases) of states and political subdivisions | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	138,897	145,345
Other loans
Financing Receivable, Past Due [Line Items]
Loans receivable	22,340	24,710
Other loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	22,340	24,710
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Loans receivable	435,241	446,685
Other construction loans and all land development and other land loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	171	1,522
Other construction loans and all land development and other land loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,538	0
Other construction loans and all land development and other land loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	501
Other construction loans and all land development and other land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,709	2,023
Other construction loans and all land development and other land loans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	433,532	444,662
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	265,034	257,696
Multifamily (5 or more) residential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	706
Multifamily (5 or more) residential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Multifamily (5 or more) residential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	25	90
Multifamily (5 or more) residential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	25	796
Multifamily (5 or more) residential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	265,009	256,900
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	841,486	795,315
Non-owner occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	222	113
Non-owner occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	60
Non-owner occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	685	879
Non-owner occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	907	1,052
Non-owner occupied, nonfarm nonresidential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	840,579	794,263
1-4 Family Construction
Financing Receivable, Past Due [Line Items]
Loans receivable	54,804	51,171
1-4 Family Construction | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	54,804	51,171
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Loans receivable	124,308	124,892
Home equity lines of credit | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	217	203
Home equity lines of credit | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	10
Home equity lines of credit | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	89	49
Home equity lines of credit | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	306	262
Home equity lines of credit | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	124,002	124,630
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Loans receivable	949,691	942,531
Residential Mortgages secured by first liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,501	1,302
Residential Mortgages secured by first liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	777	538
Residential Mortgages secured by first liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,500	1,775
Residential Mortgages secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	3,778	3,615
Residential Mortgages secured by first liens | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	945,913	938,916
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Loans receivable	79,125	74,638
Residential Mortgages secured by junior liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	5
Residential Mortgages secured by junior liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Residential Mortgages secured by junior liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	51	51
Residential Mortgages secured by junior liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	51	56
Residential Mortgages secured by junior liens | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	79,074	74,582
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Loans receivable	38,241	36,372
Other revolving credit plans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	38	65
Other revolving credit plans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	26	27
Other revolving credit plans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	19	0
Other revolving credit plans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	83	92
Other revolving credit plans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	38,158	36,280
Automobile
Financing Receivable, Past Due [Line Items]
Loans receivable	24,706	21,806
Automobile | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	57	36
Automobile | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Automobile | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Automobile | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	57	36
Automobile | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	24,649	21,770
Other consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	48,009	49,144
Other consumer | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	310	361
Other consumer | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	189	188
Other consumer | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	384	473
Other consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	883	1,022
Other consumer | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	47,126	48,122
Credit cards
Financing Receivable, Past Due [Line Items]
Loans receivable	12,122	10,825
Credit cards | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	22	196
Credit cards | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	20	18
Credit cards | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	83	8
Credit cards | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	125	222
Credit cards | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	11,997	10,603
Overdrafts
Financing Receivable, Past Due [Line Items]
Loans receivable	254	278
Overdrafts | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 254	$ 278

LOANS RECEIVABLE AND ALLOWANC_9

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Amortized Cost Basis (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.20%
Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0
Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	4,209
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	2,174
Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 371
Financing receivable, interest rate reduction (in percent)	0.50%
Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 122
Owner-occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0%
Owner-occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0
Owner-occupied, nonfarm nonresidential properties | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	98
Owner-occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Owner-occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Owner-occupied, nonfarm nonresidential properties | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.50%
Commercial and Industrial | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0
Commercial and Industrial | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	2,573
Commercial and Industrial | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	612
Commercial and Industrial | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 371
Financing receivable, interest rate reduction (in percent)	0.50%
Commercial and Industrial | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 122
Other construction loans and all land development and other land loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.40%
Other construction loans and all land development and other land loans | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0
Other construction loans and all land development and other land loans | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	1,538
Other construction loans and all land development and other land loans | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Other construction loans and all land development and other land loans | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Other construction loans and all land development and other land loans | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0
Non-owner occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.20%
Non-owner occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0
Non-owner occupied, nonfarm nonresidential properties | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Non-owner occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	1,562
Non-owner occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0
Financing receivable, interest rate reduction (in percent)	0%
Non-owner occupied, nonfarm nonresidential properties | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0

LOANS RECEIVABLE AND ALLOWAN_10

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Performance Of Loans Modified (Details) $ in Thousands	Mar. 31, 2023 USD ($)
30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	$ 98
60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	1,538
Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	0
Total Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	1,636
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	98
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	0
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	0
Owner-occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	98
Other construction loans and all land development and other land loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	0
Other construction loans and all land development and other land loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	1,538
Other construction loans and all land development and other land loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	0
Other construction loans and all land development and other land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	$ 1,538

LOANS RECEIVABLE AND ALLOWAN_11

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Financial Effect Of Loan Modifications (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.20%
Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification	$ 0
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)	7 months 24 days
Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.50%
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.50%
Commercial and Industrial | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification	$ 0
Commercial and Industrial | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)	11 months 19 days
Commercial and Industrial | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.50%
Non-owner occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.20%
Non-owner occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification	$ 0
Non-owner occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)	6 months
Non-owner occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0%

LOANS RECEIVABLE AND ALLOWAN_12

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Restructured in Troubled Debt (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022 USD ($) loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	1
Pre-Modification Outstanding Recorded Investment	$ 1,784
Post-Modification Outstanding Recorded Investment	$ 1,784
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	1
Pre-Modification Outstanding Recorded Investment	$ 1,784
Post-Modification Outstanding Recorded Investment	$ 1,784

LOANS RECEIVABLE AND ALLOWAN_13

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Credit Risk Profile By Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 4,301,297	$ 4,275,178
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,864,620	2,872,117
Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	52,647	48,583
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	51,484	41,508
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,286	1,313
Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	105,417	91,404
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,970,037	2,963,521
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	34,080	32,168
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	31,639	29,706
Farmland | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,441	1,450
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,000	1,012
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Farmland | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,441	2,462
Farmland | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	34,080	32,168
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	478,465	468,493
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	443,727	433,467
Owner-occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	27,718	27,796
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	7,020	7,230
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Owner-occupied, nonfarm nonresidential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	34,738	35,026
Owner-occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	478,465	468,493
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,057	1,198
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,057	1,198
Agricultural production and other loans to farmers | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,057	1,198
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	753,437	791,911
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	714,047	765,821
Commercial and Industrial | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	18,506	14,740
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	19,598	10,037
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,286	1,313
Commercial and Industrial | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	39,390	26,090
Commercial and Industrial | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	753,437	791,911
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	138,897	145,345
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	138,897	145,345
Obligations (other than securities and leases) of states and political subdivisions | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	138,897	145,345
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	22,340	24,710
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	22,340	24,710
Other loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	22,340	24,710
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	435,241	446,685
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	430,118	443,300
Other construction loans and all land development and other land loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	3,040	1,296
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,083	2,089
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other construction loans and all land development and other land loans | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	5,123	3,385
Other construction loans and all land development and other land loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	435,241	446,685
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	265,034	257,696
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	263,557	256,120
Multifamily (5 or more) residential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	510
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,477	1,066
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Multifamily (5 or more) residential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,477	1,576
Multifamily (5 or more) residential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	265,034	257,696
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	841,486	795,315
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	819,238	772,450
Non-owner occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,942	2,791
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	20,306	20,074
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Non-owner occupied, nonfarm nonresidential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	22,248	22,865
Non-owner occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 841,486	$ 795,315

LOANS RECEIVABLE AND ALLOWAN_14

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,301,297	$ 4,275,178
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	2,864,620	2,872,117
Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	52,647	48,583
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	51,484	41,508
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,286	1,313
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	2,521	12,321
One fiscal year before current year	12,052	7,982
Two fiscal years before current year	7,853	1,536
Three fiscal years before current year	1,531	871
Four fiscal years before current year	864	3,419
More than four fiscal years before current year	8,813	5,496
Revolving Loans Amortized Cost Basis	446	543
Revolving Loans Converted to Term	0	0
Total	34,080	32,168
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	2,521	12,321
One fiscal year before current year	12,052	7,635
Two fiscal years before current year	7,506	1,536
Three fiscal years before current year	1,531	871
Four fiscal years before current year	864	3,277
More than four fiscal years before current year	6,719	3,523
Revolving Loans Amortized Cost Basis	446	543
Revolving Loans Converted to Term	0	0
Total	31,639	29,706
Farmland | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	1,441	1,450
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,441	1,450
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	347
Two fiscal years before current year	347	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	142
More than four fiscal years before current year	653	523
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,000	1,012
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	25,539	120,103
One fiscal year before current year	119,390	113,575
Two fiscal years before current year	112,643	66,194
Three fiscal years before current year	62,606	57,776
Four fiscal years before current year	56,467	30,286
More than four fiscal years before current year	91,107	65,773
Revolving Loans Amortized Cost Basis	10,713	14,786
Revolving Loans Converted to Term	0	0
Total	478,465	468,493
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	26
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	26
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	25,539	116,701
One fiscal year before current year	115,564	113,575
Two fiscal years before current year	112,643	50,226
Three fiscal years before current year	47,101	55,040
Four fiscal years before current year	53,801	25,327
More than four fiscal years before current year	81,445	60,810
Revolving Loans Amortized Cost Basis	7,634	11,788
Revolving Loans Converted to Term	0	0
Total	443,727	433,467
Owner-occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	3,402
One fiscal year before current year	3,826	0
Two fiscal years before current year	0	15,613
Three fiscal years before current year	15,165	872
Four fiscal years before current year	863	4,097
More than four fiscal years before current year	4,785	814
Revolving Loans Amortized Cost Basis	3,079	2,998
Revolving Loans Converted to Term	0	0
Total	27,718	27,796
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	355
Three fiscal years before current year	340	1,864
Four fiscal years before current year	1,803	862
More than four fiscal years before current year	4,877	4,149
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	7,020	7,230
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	105
One fiscal year before current year	47	140
Two fiscal years before current year	134	80
Three fiscal years before current year	77	42
Four fiscal years before current year	37	179
More than four fiscal years before current year	176	0
Revolving Loans Amortized Cost Basis	586	652
Revolving Loans Converted to Term	0	0
Total	1,057	1,198
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	105
One fiscal year before current year	47	140
Two fiscal years before current year	134	80
Three fiscal years before current year	77	42
Four fiscal years before current year	37	179
More than four fiscal years before current year	176	0
Revolving Loans Amortized Cost Basis	586	652
Revolving Loans Converted to Term	0	0
Total	1,057	1,198
Agricultural production and other loans to farmers | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	32,586	196,495
One fiscal year before current year	169,062	216,555
Two fiscal years before current year	202,090	59,075
Three fiscal years before current year	54,345	17,382
Four fiscal years before current year	14,683	9,456
More than four fiscal years before current year	22,773	20,074
Revolving Loans Amortized Cost Basis	257,898	272,874
Revolving Loans Converted to Term	0	0
Total	753,437	791,911
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	46
Revolving Loans Converted to Term	0
Total	46
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	32,586	195,955
One fiscal year before current year	161,387	213,433
Two fiscal years before current year	195,788	51,695
Three fiscal years before current year	47,017	16,730
Four fiscal years before current year	14,068	9,051
More than four fiscal years before current year	21,422	19,116
Revolving Loans Amortized Cost Basis	241,779	259,841
Revolving Loans Converted to Term	0	0
Total	714,047	765,821
Commercial and Industrial | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	241
One fiscal year before current year	418	0
Two fiscal years before current year	425	6,691
Three fiscal years before current year	6,666	273
Four fiscal years before current year	248	81
More than four fiscal years before current year	33	45
Revolving Loans Amortized Cost Basis	10,716	7,409
Revolving Loans Converted to Term	0	0
Total	18,506	14,740
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	299
One fiscal year before current year	7,257	1,809
Two fiscal years before current year	4,591	689
Three fiscal years before current year	662	379
Four fiscal years before current year	367	324
More than four fiscal years before current year	1,318	913
Revolving Loans Amortized Cost Basis	5,403	5,624
Revolving Loans Converted to Term	0	0
Total	19,598	10,037
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	1,313
Two fiscal years before current year	1,286	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,286	1,313
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	4,367	20,840
One fiscal year before current year	18,004	37,527
Two fiscal years before current year	32,739	13,868
Three fiscal years before current year	12,923	4,584
Four fiscal years before current year	4,522	13,518
More than four fiscal years before current year	61,993	50,050
Revolving Loans Amortized Cost Basis	4,349	4,958
Revolving Loans Converted to Term	0	0
Total	138,897	145,345
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	4,367	20,840
One fiscal year before current year	18,004	37,527
Two fiscal years before current year	32,739	13,868
Three fiscal years before current year	12,923	4,584
Four fiscal years before current year	4,522	13,518
More than four fiscal years before current year	61,993	50,050
Revolving Loans Amortized Cost Basis	4,349	4,958
Revolving Loans Converted to Term	0	0
Total	138,897	145,345
Obligations (other than securities and leases) of states and political subdivisions | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	53	14,248
One fiscal year before current year	12,358	5,358
Two fiscal years before current year	5,342	2,278
Three fiscal years before current year	2,165	363
Four fiscal years before current year	349	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	2,073	2,463
Revolving Loans Converted to Term	0	0
Total	22,340	24,710
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	53	14,248
One fiscal year before current year	12,358	5,358
Two fiscal years before current year	5,342	2,278
Three fiscal years before current year	2,165	363
Four fiscal years before current year	349	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	2,073	2,463
Revolving Loans Converted to Term	0	0
Total	22,340	24,710
Other loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	28,853	273,414
One fiscal year before current year	246,759	88,917
Two fiscal years before current year	84,942	56,782
Three fiscal years before current year	53,929	6,918
Four fiscal years before current year	8,276	8,644
More than four fiscal years before current year	1,620	916
Revolving Loans Amortized Cost Basis	10,862	11,094
Revolving Loans Converted to Term	0	0
Total	435,241	446,685
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	28,853	272,118
One fiscal year before current year	243,719	86,894
Two fiscal years before current year	84,462	56,782
Three fiscal years before current year	53,929	6,918
Four fiscal years before current year	6,738	8,644
More than four fiscal years before current year	1,620	916
Revolving Loans Amortized Cost Basis	10,797	11,028
Revolving Loans Converted to Term	0	0
Total	430,118	443,300
Other construction loans and all land development and other land loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	1,296
One fiscal year before current year	3,040	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	3,040	1,296
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	2,023
Two fiscal years before current year	480	0
Three fiscal years before current year	0	0
Four fiscal years before current year	1,538	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	65	66
Revolving Loans Converted to Term	0	0
Total	2,083	2,089
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	9,491	115,097
One fiscal year before current year	117,438	49,794
Two fiscal years before current year	47,242	46,784
Three fiscal years before current year	46,246	11,854
Four fiscal years before current year	11,454	7,097
More than four fiscal years before current year	30,902	24,441
Revolving Loans Amortized Cost Basis	2,261	2,629
Revolving Loans Converted to Term	0	0
Total	265,034	257,696
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	65
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	65
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	9,491	114,454
One fiscal year before current year	116,809	49,794
Two fiscal years before current year	47,242	46,784
Three fiscal years before current year	46,246	11,854
Four fiscal years before current year	11,454	6,764
More than four fiscal years before current year	30,054	23,841
Revolving Loans Amortized Cost Basis	2,261	2,629
Revolving Loans Converted to Term	0	0
Total	263,557	256,120
Multifamily (5 or more) residential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	510
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	510
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	643
One fiscal year before current year	629	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	333
More than four fiscal years before current year	848	90
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,477	1,066
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	82,060	341,378
One fiscal year before current year	330,647	154,901
Two fiscal years before current year	152,125	51,709
Three fiscal years before current year	50,011	70,955
Four fiscal years before current year	61,363	47,023
More than four fiscal years before current year	157,343	118,643
Revolving Loans Amortized Cost Basis	7,937	10,706
Revolving Loans Converted to Term	0	0
Total	841,486	795,315
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	82,060	339,151
One fiscal year before current year	328,110	153,613
Two fiscal years before current year	150,844	51,709
Three fiscal years before current year	50,011	66,592
Four fiscal years before current year	57,170	45,211
More than four fiscal years before current year	145,602	107,988
Revolving Loans Amortized Cost Basis	5,441	8,186
Revolving Loans Converted to Term	0	0
Total	819,238	772,450
Non-owner occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	355	488
Two fiscal years before current year	0	0
Three fiscal years before current year	0	273
Four fiscal years before current year	159	498
More than four fiscal years before current year	986	1,068
Revolving Loans Amortized Cost Basis	442	464
Revolving Loans Converted to Term	0	0
Total	1,942	2,791
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	2,227
One fiscal year before current year	2,182	800
Two fiscal years before current year	1,281	0
Three fiscal years before current year	0	4,090
Four fiscal years before current year	4,034	1,314
More than four fiscal years before current year	10,755	9,587
Revolving Loans Amortized Cost Basis	2,054	2,056
Revolving Loans Converted to Term	0	0
Total	20,306	20,074
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 0	$ 0

LOANS RECEIVABLE AND ALLOWAN_15

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 4,257,316	$ 4,231,742
Loans receivable	4,301,297	4,275,178
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	54,804	51,171
Total	0
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	124,308	124,892
Total	0
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	949,691	942,531
Total	7
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	79,125	74,638
Total	0
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	38,241	36,372
Total	22
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	24,706	21,806
Total	5
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	48,009	49,144
Total	540
Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	12,122	10,825
Total	62
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,313,260	1,294,785
Loans receivable	1,313,260	1,294,785
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		51,171
Loans receivable	54,804	51,171
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		124,417
Loans receivable	123,783	124,417
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		938,154
Loans receivable	945,364	938,154
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		74,547
Loans receivable	79,028	74,547
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		36,346
Loans receivable	38,200	36,346
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		21,787
Loans receivable	24,691	21,787
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		48,363
Loans receivable	47,390	48,363
Performing | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	12,039	10,817
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	5,624	5,769
Loans receivable	5,624	5,769
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		0
Loans receivable	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		475
Loans receivable	525	475
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		4,377
Loans receivable	4,327	4,377
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		91
Loans receivable	97	91
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		26
Loans receivable	41	26
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		19
Loans receivable	15	19
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		781
Loans receivable	619	781
Nonperforming | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	83	8
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,318,884	1,300,554
Loans receivable	1,318,884	1,300,554
Total | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	54,804	51,171
Loans receivable	54,804	51,171
Total | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	124,308	124,892
Loans receivable	124,308	124,892
Total | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	949,691	942,531
Loans receivable	949,691	942,531
Total | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	79,125	74,638
Loans receivable	79,125	74,638
Total | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	38,241	36,372
Loans receivable	38,241	36,372
Total | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	24,706	21,806
Loans receivable	24,706	21,806
Total | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	48,009	49,144
Loans receivable	$ 48,009	$ 49,144

LOANS RECEIVABLE AND ALLOWAN_16

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Nonperforming Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,301,297	$ 4,275,178
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2023	3,242	30,451
2022	33,078	16,360
2021	14,202	2,577
2020	2,623	752
2019	736	62
Prior	61	0
Revolving Loans Amortized Cost Basis	862	969
Revolving Loans Converted to Term	0	0
Total	54,804	51,171
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2023	4,235	34,738
2022	34,955	13,654
2021	13,286	12,903
2020	11,614	8,597
2019	8,112	7,924
Prior	38,666	38,592
Revolving Loans Amortized Cost Basis	8,487	8,484
Revolving Loans Converted to Term	4,953	0
Total	124,308	124,892
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	30,811	229,842
2022	227,287	223,293
2021	218,974	159,924
2020	156,393	91,819
2019	89,878	50,003
Prior	223,425	184,089
Revolving Loans Amortized Cost Basis	2,923	3,561
Revolving Loans Converted to Term	0	0
Total	949,691	942,531
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	7
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	7
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	6,614	31,837
2022	31,176	17,163
2021	16,534	8,326
2020	8,055	4,956
2019	4,753	3,073
Prior	10,769	8,442
Revolving Loans Amortized Cost Basis	1,224	841
Revolving Loans Converted to Term	0	0
Total	79,125	74,638
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	2,437	10,778
2022	10,519	2,820
2021	2,698	7,911
2020	7,908	2,268
2019	2,444	2,279
Prior	12,235	10,316
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	38,241	36,372
2023	0
2022	0
2021	5
2020	0
2019	0
Prior	17
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	22
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2023	5,411	10,146
2022	9,363	4,637
2021	4,026	2,955
2020	2,511	2,356
2019	1,988	1,119
Prior	1,407	593
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	24,706	21,806
2023	0
2022	5
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	5
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2023	6,186	27,102
2022	23,153	12,340
2021	10,153	5,418
2020	4,606	2,198
2019	1,975	782
Prior	1,936	1,304
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	48,009	49,144
2023	0
2022	279
2021	199
2020	47
2019	12
Prior	3
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	540
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,313,260	1,294,785
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2023	3,242	30,451
2022	33,078	16,360
2021	14,202	2,577
2020	2,623	752
2019	736	62
Prior	61	0
Revolving Loans Amortized Cost Basis	862	969
Revolving Loans Converted to Term	0	0
Total	54,804	51,171
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2023	4,235	34,738
2022	34,955	13,654
2021	13,286	12,903
2020	11,614	8,587
2019	8,112	7,924
Prior	38,650	38,127
Revolving Loans Amortized Cost Basis	8,487	8,484
Revolving Loans Converted to Term	4,444	0
Total	123,783	124,417
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	30,741	229,842
2022	227,287	222,522
2021	218,134	159,651
2020	156,198	91,238
2019	89,310	49,587
Prior	220,960	181,939
Revolving Loans Amortized Cost Basis	2,734	3,375
Revolving Loans Converted to Term	0	0
Total	945,364	938,154
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	6,614	31,837
2022	31,176	17,163
2021	16,534	8,326
2020	8,055	4,956
2019	4,753	3,073
Prior	10,715	8,395
Revolving Loans Amortized Cost Basis	1,181	797
Revolving Loans Converted to Term	0	0
Total	79,028	74,547
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	2,437	10,778
2022	10,519	2,820
2021	2,683	7,911
2020	7,908	2,264
2019	2,441	2,265
Prior	12,212	10,308
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	38,200	36,346
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2023	5,411	10,146
2022	9,363	4,637
2021	4,026	2,945
2020	2,502	2,349
2019	1,983	1,117
Prior	1,406	593
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	24,691	21,787
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2023	6,186	26,699
2022	22,750	12,120
2021	10,041	5,333
2020	4,565	2,176
2019	1,961	776
Prior	1,887	1,259
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	47,390	48,363
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Total	5,624	5,769
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	10
2019	0	0
Prior	16	465
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	509	0
Total	525	475
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	70	0
2022	0	771
2021	840	273
2020	195	581
2019	568	416
Prior	2,465	2,150
Revolving Loans Amortized Cost Basis	189	186
Revolving Loans Converted to Term	0	0
Total	4,327	4,377
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	54	47
Revolving Loans Amortized Cost Basis	43	44
Revolving Loans Converted to Term	0	0
Total	97	91
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	15	0
2020	0	4
2019	3	14
Prior	23	8
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	41	26
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	10
2020	9	7
2019	5	2
Prior	1	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	15	19
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	403
2022	403	220
2021	112	85
2020	41	22
2019	14	6
Prior	49	45
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 619	$ 781

LOANS RECEIVABLE AND ALLOWAN_17

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 4,257,316	$ 4,231,742
Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	12,122	10,825
Total	62
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,313,260	1,294,785
Performing | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	12,039	10,817
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	5,624	5,769
Nonperforming | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 83	$ 8

LOANS RECEIVABLE AND ALLOWAN_18

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Holiday's Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 4,301,297	$ 4,275,178
Net loans receivable	4,257,316	4,231,742
Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	48,009	49,144
Holiday Financial Services Corporation | Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	29,908	31,821
Less: other consumer unearned discounts	(5,459)	(5,972)
Net loans receivable	$ 24,449	$ 25,849

LEASES - Additional Information

LEASES - Additional Information (Details)	Mar. 31, 2023 renewal
Leases [Abstract]
Number of renewal options (at least)	1

LEASES - Schedule of Operating

LEASES - Schedule of Operating and Finance Lease Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets:
Operating lease assets	$ 34,618	$ 32,307
Finance lease assets	268	286
Total leased assets	34,886	32,593
Liabilities:
Operating lease liabilities	36,114	33,726
Finance lease liabilities	361	383
Total leased liabilities	$ 36,475	$ 34,109
Premises and equipment, net	Premises and equipment, net	Premises and equipment, net
Accrued interest payable and other liabilities	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities
Finance lease, net of accumulated amortization	$ 948	$ 930

LEASES - Schedule of Lease Cost

LEASES - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Leases [Abstract]
Operating lease cost	$ 697	$ 492
Variable lease cost	22	13
Finance lease cost:
Amortization of leased assets	18	18
Borrowed funds and finance lease liabilities	4	5
Sublease income	(23)	(17)
Net lease cost	$ 718	$ 511

LEASES - Schedule of Maturity o

LEASES - Schedule of Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Operating Leases
2023	$ 1,873
2024	2,456
2025	2,458
2026	2,409
2027	2,353
After 2027	46,603
Total lease payments	58,152
Less: Interest	22,038
Operating lease liabilities	36,114	$ 33,726
Finance Leases
2023	79
2024	105
2025	105
2026	105
2027	0
After 2027	0
Total lease payments	394
Less: Interest	33
Present value of lease liabilities	361	$ 383
Total
2023	1,952
2024	2,561
2025	2,563
2026	2,514
2027	2,353
After 2027	46,603
Total lease payments	58,546
Less: Interest	22,071
Present value of lease liabilities	36,475
Minimum payments lease	$ 5,800

LEASES - Schedule of Weighted A

LEASES - Schedule of Weighted Average Lease Term and Discount Rate (Details)	Mar. 31, 2023	Dec. 31, 2022
Weighted-average remaining lease term (years)
Operating leases	23 years 6 months	23 years 10 months 24 days
Finance leases	3 years 8 months 12 days	4 years
Weighted-average discount rate
Operating leases	3.94%	3.83%
Finance leases	4.49%	4.49%

LEASES - Other Information (Det

LEASES - Other Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Leases [Abstract]
Operating cash flows from operating leases	$ 307	$ 283

DEPOSITS - Schedule of Deposit

DEPOSITS - Schedule of Deposit Maturities (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Deposits [Abstract]
2023	$ 280,848
2024	197,693
2025	43,106
2026	8,982
2027	7,238
Thereafter	3,980
Total	$ 541,847

DEPOSITS - Additional Informati

DEPOSITS - Additional Information (Details) - USD ($) $ in Millions	Mar. 31, 2023	Dec. 31, 2022
Deposits [Abstract]
Certificates of deposit of $250 thousand or more	$ 143.7	$ 135.4
Brokered deposits	153.6	24.1
Reciprocal deposits	$ 193.1	$ 4.6

BORROWINGS (Details)

BORROWINGS (Details)	1 Months Ended	3 Months Ended	12 Months Ended
	Jun. 30, 2021 USD ($)	Mar. 31, 2023 USD ($) agreement	Dec. 31, 2022 USD ($) agreement	Dec. 31, 2007 security	Mar. 31, 2007 USD ($)
Debt Instrument [Line Items]
Prepayments of the FHLB borrowings		$ 1,600,000,000	$ 1,600,000,000
Remaining borrowing capacity		804,900,000	757,800,000
Naming applicable municipalities as beneficiaries		153,000,000	75,500,000
Unamortized debt issuance costs		1,000,000	$ 1,000,000
Federal Home Loan Bank, Advances, Open Repo Borrowings
Debt Instrument [Line Items]
Federal home loan balance		$ 250,000,000
Commitment term		364 days
Subordinated Debt
Debt Instrument [Line Items]
Number of preferred trust securities | security				2
Floating rate trust preferred securities					$ 10,000,000
Effective percentage		6.42%	6.32%
Trust preferred securities, interest payment deferment period		5 years
Subordinated Debt | LIBOR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		1.55%
Notes Maturing In June 2031 | Subordinated Debt
Debt Instrument [Line Items]
Floating rate trust preferred securities	$ 85,000,000
Interest rate, percentage	3.25%
Proceeds from issuance of subordinated notes, net of issuance costs	$ 83,500,000
Notes Maturing In June 2031 | Subordinated Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.58%
Line of Credit | Unsecured Debt
Debt Instrument [Line Items]
Number of unsecured lines of credit issued | agreement		1	1
Pledge on certain loan amount		$ 10,000,000	$ 10,000,000
Line of credit, outstanding amount		$ 0	0
Line of Credit | Unsecured Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.85%
Line of Credit | Overnight Borrowing Agreements
Debt Instrument [Line Items]
Line of credit, outstanding amount		$ 0	$ 0

BORROWINGS - Schedule of Debt (

BORROWINGS - Schedule of Debt (Details) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
Advance from Federal Home Loan Bank	$ 102,083,000	$ 132,396,000
Federal Home Loan Bank, Advances, Open Repo Borrowings
Debt Instrument [Line Items]
Interest rate (percent)	5.15%	4.45%
Maximum amount of Open Repo borrowing available	$ 250,000,000
Advance from Federal Home Loan Bank	$ 102,083,000	$ 132,396,000

RELATED PARTY TRANSACTIONS (Det

RELATED PARTY TRANSACTIONS (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Related Party Transaction Loans To Principal Officers, Directors and Their Affiliates [Roll Forward]
Beginning balance	$ 40,638	$ 44,998
New loans and advances	2,273
Effect of changes in composition of related parties	(491)
Repayments	(6,142)
Ending balance	40,638
Related party deposit liabilities	$ 13,800	$ 13,700

OFF-BALANCE SHEET COMMITMENTS_3

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Schedule of Off-Balance Sheet Risks (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Commitments to extended credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 110,088	$ 126,594
Commitments to extended credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	488,102	441,008
Unused lines of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	9,488	7,444
Unused lines of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	772,226	725,277
Standby letters of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	16,023	16,124
Standby letters of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 3,837	$ 1,603

OFF-BALANCE SHEET COMMITMENTS_4

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]
Beginning balance	$ 603	$ 0
Provision for credit losses on unfunded loan commitments	59	586
Ending balance	$ 662	$ 586

OFF-BALANCE SHEET COMMITMENTS_5

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Amortization	$ 186	$ 198
Capital Contributions, Small Business Investment Corporation
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	18,400		$ 17,000
Small Business Investment Corporations
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	7,100		5,500
Capital Contributions, Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	4,300		4,500
Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions	$ 834		$ 1,000

STOCK COMPENSATION - Additional

STOCK COMPENSATION - Additional Information (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022	Dec. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of nonqualified options or restricted stock for key employees and independent director (in shares)	507,671
Unrecognized compensation cost related to nonvested stock options granted	$ 0
Shares, granted (in shares)	0	0
Compensation expense	$ 616,000	$ 501,000
Fair value of shares vesting during period	$ 970,000	985,000
Tranche One
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	33%
Tranche Two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	25%
Tranche Three
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	20%
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Income tax benefit from share-based compensation	$ 129,000	$ 105,000
Granted (in shares)	83,349
Weighted average grant (in dollars per share)	$ 24.12
Unrecognized compensation cost related to nonvested restricted stock	$ 2,900,000		$ 1,200,000
Shares vested (in shares)	24,446
Performance Based Restricted Stock Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Fair value of shares vesting during period	$ 99,000
Shares vested (in shares)	4,118
Performance Based Restricted Stock Awards | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares, granted (in shares)	17,817		13,761	18,210
Award vesting period	3 years
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)	14,510
Weighted average grant (in dollars per share)	$ 24.12
Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award	1 year
Aggregate percentage of stock based awards to be matured	100%

STOCK COMPENSATION - Schedule o

STOCK COMPENSATION - Schedule of Changes in Unvested Restricted Stock Awards (Details) - Restricted Stock Units (RSUs)	3 Months Ended
	Mar. 31, 2023 $ / shares shares
Shares
Unvested at beginning of period (in shares) | shares	69,746
Granted (in shares) | shares	83,349
Forfeited (in shares) | shares	(2,061)
Vested (in shares) | shares	(24,446)
Unvested at end of period (in shares) | shares	126,588
Per Share Weighted Average Grant Date Fair Value
Unvested at beginning of period (in dollars per share) | $ / shares	$ 25.21
Granted (in dollars per share) | $ / shares	24.12
Forfeited (in dollars per shares) | $ / shares	24.34
Vested (in dollars per share) | $ / shares	25.38
Unvested at end of period (in dollars per share) | $ / shares	$ 24.47

EARNINGS PER COMMON SHARE - Add

EARNINGS PER COMMON SHARE - Additional Information (Details) - shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Earnings Per Share [Abstract]
Antidilutive shares excluded from the diluted earnings per share calculations (in shares)	0	0

EARNINGS PER COMMON SHARE - Com

EARNINGS PER COMMON SHARE - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Basic earnings per common share computation:
Net income per condensed consolidated statements of income	$ 15,414	$ 14,170
Net earnings allocated to participating securities	(78)	(63)
Net earnings allocated to common stock	$ 15,336	$ 14,107
Weighted average common shares outstanding, including shares considered participating securities (in shares)	21,143,000	16,883,000
Less: Average participating securities (in shares)	(100,000)	(72,000)
Weighted average shares (in shares)	21,042,579	16,810,725
Basic earnings per common share (in dollar per share)	$ 0.73	$ 0.84
Diluted earnings per common share computation:
Net earnings allocated to common stock	$ 15,336	$ 14,107
Weighted average common shares outstanding for basic earnings per common share (in shares)	21,042,579	16,810,725
Add: Dilutive effects of stock compensation (in shares)	35,000	33,000
Weighted average shares and dilutive potential common shares (in shares)	21,077,531	16,844,106
Diluted earnings per common share (in dollar per share)	$ 0.73	$ 0.84
Distributed earnings allocated to common stock
Basic earnings per common share computation:
Net earnings allocated to common stock	$ 3,673	$ 2,944
Undistributed earnings allocated to common stock
Basic earnings per common share computation:
Net earnings allocated to common stock	$ 11,663	$ 11,163

DERIVATIVE INSTRUMENTS - Additi

DERIVATIVE INSTRUMENTS - Additional Information (Details) - USD ($)		3 Months Ended
	Sep. 07, 2018	Mar. 31, 2023	Dec. 31, 2022
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivatives designated as fair value hedges		$ 0	$ 0
Accumulated other comprehensive loss estimated		189,000
Collateral amount for counterparty interest rate swap		$ 200,000	200,000
2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Interest rate being paid by the corporation		4.53%
Interest Rate Swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Cash collateral pledged		$ 173,000	173,000
Risk Participation Agreement
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional amount		$ 14,000,000	$ 0
Unsecured Debt
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Term of contract	5 years
Cash flow hedges	$ 10,000,000
Unsecured Debt | LIBOR Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Variable interest rate on subordinate debt		6.42%
Unsecured Debt | 2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Weighted average fixed Rate		2.98%
Unsecured Debt | LIBOR | LIBOR Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate		1.55%
Unsecured Debt | LIBOR | 2.98% Fixed Rate Plus 155 Basis Points
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate		1.55%

DERIVATIVE INSTRUMENTS - Amount

DERIVATIVE INSTRUMENTS - Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges within Corporation's Consolidated Balance Sheet and Statement of Income (Details) - Interest Rate Swaps - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Derivative [Line Items]
Interest rate contracts	$ (37)	$ 212
Interest expense – subordinated notes and debentures
Derivative [Line Items]
Other income	(45)	(67)
Other income
Derivative [Line Items]
Other income	0	$ 0
Accrued interest receivable (payable) and other assets ( liabilities)
Derivative [Line Items]
Accrued interest receivable (payable) and other assets ( liabilities)	$ 104		$ 150

DERIVATIVE INSTRUMENTS - Amou_2

DERIVATIVE INSTRUMENTS - Amounts and Locations of Activity Related to Back-to-Back Interest Rate Swaps within Corporation's Consolidated Balance Sheet (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional Amount	$ 31,074	$ 31,417
Weighted Average Maturity (in years)	4 years 8 months 4 days	4 years 10 months 24 days
Weighted Average Fixed Rate	4.12%	4.12%
Fair Value	$ 1,234	$ 1,700
Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative Liability, Notional Amount	$ (31,074)	$ (31,417)
Weighted Average Maturity (in years)	4 years 8 months 4 days	4 years 10 months 24 days
Weighted Average Fixed Rate	4.12%	4.12%
Fair Value	$ (1,234)	$ (1,700)
LIBOR | 3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate	1.67%	1.68%
LIBOR | Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate	1.67%	1.68%

FAIR VALUE - Assets and Liabili

FAIR VALUE - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Securities Available-For-Sale:
Total Securities Available-For-Sale	$ 368,607	$ 371,409
Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	368,607	371,409
Interest Rate swaps	1,338	1,850
Equity Securities:
Total Equity Securities	9,416	9,615
Liabilities:
Interest Rate Swaps	(1,234)	(1,700)
Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Interest Rate swaps	0	0
Equity Securities:
Total Equity Securities	9,416	9,615
Liabilities:
Interest Rate Swaps	0	0
Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	368,607	371,409
Interest Rate swaps	1,338	1,850
Equity Securities:
Total Equity Securities	0	0
Liabilities:
Interest Rate Swaps	(1,234)	(1,700)
Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Interest Rate swaps	0	0
Equity Securities:
Total Equity Securities	0	0
Liabilities:
Interest Rate Swaps	0	0
U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	2,388	3,129
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	2,388	3,129
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	2,388	3,129
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
States and political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	97,238	95,663
States and political subdivisions | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	97,238	95,663
States and political subdivisions | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
States and political subdivisions | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	97,238	95,663
States and political subdivisions | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Residential and multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	213,807	217,547
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	213,807	217,547
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	213,807	217,547
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate notes and bonds | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	42,809	42,391
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	42,809	42,391
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	12,365	12,679
Pooled SBA | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	12,365	12,679
Pooled SBA | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Pooled SBA | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	12,365	12,679
Pooled SBA | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate equity securities | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	5,843	6,973
Corporate equity securities | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	5,843	6,973
Corporate equity securities | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Corporate equity securities | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	0	0
Mutual funds | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	2,101	1,406
Mutual funds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	2,101	1,406
Mutual funds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Mutual funds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	0	0
Money market funds | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	765	479
Money market funds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	765	479
Money market funds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Money market funds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	0	0
Corporate notes | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	707	757
Corporate notes | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	707	757
Corporate notes | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Corporate notes | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	$ 0	$ 0

FAIR VALUE - Assets and Liabi_2

FAIR VALUE - Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Farmland
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		$ 829
Farmland | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	$ 0	0
Farmland | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Farmland | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	829	829
Owner-occupied, nonfarm nonresidential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		1,071
Owner-occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	1,053	1,071
Commercial and Industrial
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		1,631
Commercial and Industrial | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	1,426	1,631
Other construction loans and all land development and other land loans
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	480	501
Other construction loans and all land development and other land loans | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Other construction loans and all land development and other land loans | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Other construction loans and all land development and other land loans | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	480	501
Multifamily (5 or more) residential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		613
Multifamily (5 or more) residential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	519	613
Non-owner occupied, nonfarm nonresidential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		3,867
Non-owner occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	4,348	3,867
Home equity lines of credit
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		335
Home equity lines of credit | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Home equity lines of credit | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Home equity lines of credit | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	331	335
Residential Mortgages secured by first liens
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		944
Residential Mortgages secured by first liens | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Residential Mortgages secured by first liens | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Residential Mortgages secured by first liens | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	$ 931	$ 944

FAIR VALUE - Quantitative Infor

FAIR VALUE - Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis (Details) - Fair Value, Measurements, Nonrecurring - Significant Unobservable Inputs (Level 3) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Farmland
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 829	$ 829
Farmland | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.27	0.20
Farmland | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.27	0.20
Owner-occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 1,053	$ 1,071
Owner-occupied, nonfarm nonresidential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.32	0.25
Owner-occupied, nonfarm nonresidential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	1	1
Owner-occupied, nonfarm nonresidential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.36	0.29
Commercial and Industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 1,426	$ 1,631
Commercial and Industrial | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.03	0.03
Commercial and Industrial | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.50	0.49
Commercial and Industrial | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.37	0.23
Other construction loans and all land development and other land loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 480	$ 501
Other construction loans and all land development and other land loans | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.42	0.33
Other construction loans and all land development and other land loans | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.42	0.33
Multifamily (5 or more) residential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 519	$ 613
Multifamily (5 or more) residential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25	0.19
Multifamily (5 or more) residential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.35	0.25
Multifamily (5 or more) residential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.26	0.23
Non-owner occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 4,348	$ 3,867
Non-owner occupied, nonfarm nonresidential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.32	0.15
Non-owner occupied, nonfarm nonresidential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.40	0.53
Non-owner occupied, nonfarm nonresidential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.35	0.35
Home equity lines of credit
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value		$ 335
Home equity lines of credit | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.15
Home equity lines of credit | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.22	0.15
Home equity lines of credit | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.16	0.15
Residential Mortgages secured by first liens
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 931	$ 944
Residential Mortgages secured by first liens | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.22	0.15
Residential Mortgages secured by first liens | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.36	0.27
Residential Mortgages secured by first liens | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.29	0.21

FAIR VALUE - Carrying Amount an

FAIR VALUE - Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Debt securities available-for-sale	$ 368,607	$ 371,409
Debt securities held-to-maturity	371,735	367,388
Carrying Amount
ASSETS
Cash and cash equivalents	188,593	106,285
Debt securities available-for-sale	368,607	371,409
Debt securities held-to-maturity	402,300	404,765
Equity securities	9,416	9,615
Loans held for sale	448	231
Net loans receivable	4,257,316	4,231,742
FHLB and other restricted stock holdings and investments	31,194	30,715
Interest rate swaps	1,338	1,850
Accrued interest receivable	19,691	20,194
LIABILITIES
Deposits	(4,754,129)	(4,622,437)
Short-term borrowings	(102,083)	(132,396)
Subordinated notes and debentures	(104,660)	(104,584)
Interest rate swaps	(1,234)	(1,700)
Accrued interest payable	(2,850)	(1,839)
Total Fair Value
ASSETS
Cash and cash equivalents	188,593	106,285
Debt securities available-for-sale	368,607	371,409
Debt securities held-to-maturity	371,735	367,388
Equity securities	9,416	9,615
Loans held for sale	449	231
Net loans receivable	4,155,403	4,157,843
Interest rate swaps	1,338	1,850
Accrued interest receivable	19,691	20,194
LIABILITIES
Deposits	(4,754,697)	(4,621,764)
Short-term borrowings	(102,083)	(132,396)
Subordinated notes and debentures	(122,427)	(117,378)
Interest rate swaps	(1,234)	(1,700)
Accrued interest payable	(2,850)	(1,839)
Quoted Prices in Active Markets for Identical Assets (Level 1) | Total Fair Value
ASSETS
Cash and cash equivalents	188,593	106,285
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0	0
Equity securities	9,416	9,615
Loans held for sale	0	0
Net loans receivable	0	0
Interest rate swaps	0	0
Accrued interest receivable	0	0
LIABILITIES
Deposits	(4,212,282)	(4,175,976)
Short-term borrowings	0	0
Subordinated notes and debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2) | Total Fair Value
ASSETS
Cash and cash equivalents	0	0
Debt securities available-for-sale	368,607	371,409
Debt securities held-to-maturity	371,735	367,388
Equity securities	0	0
Loans held for sale	449	231
Net loans receivable	0	0
Interest rate swaps	1,338	1,850
Accrued interest receivable	2,928	2,867
LIABILITIES
Deposits	(542,415)	(445,788)
Short-term borrowings	(102,083)	(132,396)
Subordinated notes and debentures	(122,427)	(117,378)
Interest rate swaps	(1,234)	(1,700)
Accrued interest payable	(2,850)	(1,839)
Significant Unobservable Inputs (Level 3) | Total Fair Value
ASSETS
Cash and cash equivalents	0	0
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0	0
Equity securities	0	0
Loans held for sale	0	0
Net loans receivable	4,155,403	4,157,843
Interest rate swaps	0	0
Accrued interest receivable	16,763	17,327
LIABILITIES
Deposits	0	0
Short-term borrowings	0	0
Subordinated notes and debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	$ 0	$ 0

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS - Schedule of Disaggregation of Revenue (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Non-interest Income
Service charges on deposit accounts	$ 1,795	$ 1,757
Wealth and asset management fees	1,817	1,783
Mortgage banking	168	475
Card processing and interchange income	2,059	1,809
Net gains on sales of securities	22	651
Other income	2,181	3,179
Total non-interest income	$ 8,042	$ 9,654