CNB Financial (CCNE) 10-Q 1 Nov 23 2023 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2023	Oct. 31, 2023
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	001-39472
Entity Registrant Name	CNB FINANCIAL CORP/PA
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	25-1450605
Entity Address, Address Line One	1 South Second Street
Entity Address, Address Line Two	P.O. Box 42
Entity Address, City or Town	Clearfield
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	16830
City Area Code	814
Local Phone Number	765-9621
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		20,897,806
Amendment Flag	false
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q3
Entity Central Index Key	0000736772
Current Fiscal Year End Date	--12-31
Common Stock
Document Information [Line Items]
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	CCNE
Security Exchange Name	NASDAQ
Series A Preferred Stock
Document Information [Line Items]
Title of 12(b) Security	Depositary Shares (each representing a 1/40th interest in a share of 7.125% Series A Non-Cumulative, perpetual preferred stock)
Trading Symbol	CCNEP
Security Exchange Name	NASDAQ

CONDENSED CONSOLIDATED BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents due from banks	$ 61,529	$ 58,884
Interest-bearing deposits with Federal Reserve	117,632	43,401
Interest-bearing deposits with other financial institutions	3,424	4,000
Total cash and cash equivalents	182,585	106,285
Debt securities available-for-sale, at fair value (amortized cost of $404,688 and $432,992, respectively)	335,122	371,409
Debt securities held-to-maturity, at amortized cost (fair value $352,069 and $367,388, respectively)	391,301	404,765
Equity securities	8,948	9,615
Loans held for sale	464	231
Loans receivable	4,492,174	4,275,178
Less: allowance for credit losses	(45,832)	(43,436)
Net loans receivable	4,446,342	4,231,742
FHLB and other restricted stock holdings and investments	28,329	30,715
Premises and equipment, net	73,270	68,535
Operating lease right-of-use assets	36,065	32,307
Bank owned life insurance	113,734	111,523
Mortgage servicing rights	1,631	1,804
Goodwill and other intangibles	43,874	43,749
Core deposit intangible, net	299	364
Accrued interest receivable and other assets	69,944	62,135
Total Assets	5,731,908	5,475,179
LIABILITIES AND SHAREHOLDERS’ EQUITY
Noninterest-bearing demand deposits	782,996	898,437
Interest-bearing demand deposits	781,309	1,007,202
Savings	2,883,736	2,270,337
Certificates of deposit	554,740	446,461
Total deposits	5,002,781	4,622,437
Short-term borrowings	0	132,396
Subordinated debentures	20,620	20,620
Subordinated notes, net of unamortized issuance costs	84,191	83,964
Operating lease liabilities	37,998	33,726
Accrued interest payable and other liabilities	37,106	51,274
Total liabilities	5,182,696	4,944,417
Commitments and contingent liabilities
Preferred stock, Series A non-cumulative perpetual, $0 par value; $1,000 liquidation preference; shares authorized 60,375; Shares issued 60,375 at September 30, 2023 and December 31, 2022	57,785	57,785
Common stock, no par value; 50,000,000 shares authorized; Shares issued 21,235,503 at September 30, 2023 and 21,235,503 at December 31, 2022	0	0
Additional paid in capital	220,100	221,553
Retained earnings	336,690	306,911
Treasury stock, at cost (339,869 shares at September 30, 2023 and 114,157 shares December 31, 2022)	(6,862)	(2,967)
Accumulated other comprehensive loss	(58,501)	(52,520)
Total shareholders’ equity	549,212	530,762
Total Liabilities and Shareholders’ Equity	5,731,908	5,475,179
PPP loans, net of deferred processing fees
ASSETS
Loans receivable	56	159
Syndicated loans
ASSETS
Loans receivable	123,090	156,649
Loans
ASSETS
Loans receivable	$ 4,369,028	$ 4,118,370

CONDENSED CONSOLIDATED BALANC_2

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Debt securities, available-for-sale, amortized cost	$ 404,688,000	$ 432,992,000
Debt securities held-to-maturity	$ 352,069,000	$ 367,388,000
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized (in shares)	60,375	60,375
Preferred stock, shares issued (in shares)	60,375	60,375
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	21,235,503	21,235,503
Common stock, shares outstanding (in shares)	21,235,503	21,235,503
Treasury stock, shares (in shares)	339,869	114,157

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable	$ 70,980	$ 50,552	$ 200,206	$ 136,368
Processing fees on PPP loans	0	74	3	1,870
Securities:
Taxable	4,247	4,413	13,360	12,281
Tax-exempt	176	219	553	665
Dividends	113	40	366	109
Total interest and dividend income	75,516	55,298	214,488	151,293
INTEREST EXPENSE:
Deposits	27,113	4,408	67,390	9,601
Borrowed funds and finance lease liabilities	91	5	1,799	15
Subordinated notes and debentures (includes $(55), $26, $(151), and $144 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)	1,076	977	3,164	2,851
Total interest expense	28,280	5,390	72,353	12,467
NET INTEREST INCOME	47,236	49,908	142,135	138,826
PROVISION FOR CREDIT LOSS EXPENSE	1,056	1,091	4,751	5,639
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	46,180	48,817	137,384	133,187
NON-INTEREST INCOME:
Service charges on deposit accounts	1,861	1,872	5,569	5,400
Other service charges and fees	567	814	2,283	2,253
Wealth and asset management fees	1,833	1,870	5,567	5,456
Net realized gains on available-for-sale securities (includes $0, $0, $52, and $651 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities, respectively)	0	0	52	651
Net realized and unrealized losses on equity securities	(400)	(398)	(930)	(1,433)
Mortgage banking	172	298	516	1,065
Bank owned life insurance	754	694	2,211	2,778
Card processing and interchange income	2,098	1,975	6,219	5,776
Other non-interest income	978	834	2,711	3,813
Total non-interest income	7,863	7,959	24,198	25,759
NON-INTEREST EXPENSES:
Compensation and benefits	17,758	18,901	51,862	52,660
Net occupancy expense	3,596	3,375	10,790	9,940
Technology expense	5,232	4,552	14,677	11,948
State and local taxes	1,028	1,036	3,108	3,121
Legal, professional, and examination fees	1,320	1,019	3,167	3,032
Advertising	840	709	2,085	1,866
FDIC insurance premiums	1,027	709	2,901	2,142
Dues and subscriptions	495	476	1,451	1,610
Card processing and interchange expenses	1,207	1,201	4,269	3,486
Other non-interest expenses	4,411	4,122	12,582	10,796
Total non-interest expenses	36,914	36,100	106,892	100,601
INCOME BEFORE INCOME TAXES	17,129	20,676	54,690	58,345
INCOME TAX EXPENSE (includes $12, $(7), $43 and $106 income tax expense from reclassification items, respectively)	3,402	4,051	10,647	11,037
NET INCOME	13,727	16,625	44,043	47,308
PREFERRED STOCK DIVIDENDS	1,076	1,076	3,226	3,226
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 12,651	$ 15,549	$ 40,817	$ 44,082
AVERAGE COMMON SHARES OUTSTANDING, Basic (in share)	20,859,872	17,254,389	20,939,102	16,950,577
AVERAGE COMMON SHARES OUTSTANDING, Diluted (in shares)	20,899,744	17,287,770	20,979,032	16,983,958
PER COMMON SHARE DATA:
Basic Earnings Per Common Share (in dollars per share)	$ 0.60	$ 0.90	$ 1.94	$ 2.59
Diluted Earnings Per Common Share (in dollars per share)	0.60	0.90	1.94	2.59
Cash Dividends Declared (in dollars per share)	$ 0.175	$ 0.175	$ 0.525	$ 0.525

CONDENSED CONSOLIDATED STATEM_2

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Income Statement [Abstract]
Accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements	$ (55)	$ 26	$ (151)	$ 144
Accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities	0	0	52	651
Income tax expense from reclassification	$ 12	$ (7)	$ 43	$ 106

CONDENSED CONSOLIDATED STATEM_3

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Comprehensive Income [Abstract]
NET INCOME	$ 13,727	$ 16,625	$ 44,043	$ 47,308
Net change in fair value of derivative instruments:
Unrealized gain (loss) on interest rate swaps, net of tax $2, $(19), $0, and $(79), respectively	(8)	69	0	297
Reclassification adjustment for (gains) losses recognized in earnings, net of tax $12, $(7), $32, $(31), respectively	(43)	19	(119)	113
Net change in fair value of derivative instruments	(51)	88	(119)	410
Net change in debt securities:
Unrealized holding losses on available-for-sale securities arising during the period, net of tax of $2,135, $3,945, $1,666, and $14,881, respectively	(8,032)	(14,838)	(6,267)	(55,984)
Amortization of unrealized losses from held-to-maturity securities, net of tax of $(44), $(80), $(118), and $(178), respectively	167	300	446	671
Reclassification adjustment for realized losses included in net income, net of tax of $0, $0, $11, and $137, respectively	0	0	(41)	(514)
Net change in debt securities	(7,865)	(14,538)	(5,862)	(55,827)
Other comprehensive loss	(7,916)	(14,450)	(5,981)	(55,417)
COMPREHENSIVE INCOME (LOSS)	$ 5,811	$ 2,175	$ 38,062	$ (8,109)

CONDENSED CONSOLIDATED STATEM_4

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Comprehensive Income [Abstract]
Unrealized gain (loss) on interest rate swaps, tax	$ 2	$ (19)	$ 0	$ (79)
Reclassification adjustment for (gains) losses recognized in earnings, tax	12	(7)	32	(31)
Unrealized gains (losses) on other securities available for sale arising during the period, tax	2,135	3,945	1,666	14,881
Amortization of unrealized (gains) from held-to-maturity securities, tax	(44)	(80)	(118)	(178)
Reclassification adjustment for realized gains included in net income, tax	$ 0	$ 0	$ 11	$ 137

CONDENSED CONSOLIDATED STATEM_5

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (unaudited) - USD ($) $ in Thousands	Total	Preferred Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (Loss)	Restricted Stock	Restricted Stock Treasury Stock	Performance Based Restricted Stock Awards	Performance Based Restricted Stock Awards Treasury Stock
Beginning balance at Dec. 31, 2021	$ 442,847	$ 57,785	$ 127,351	$ 260,582	$ (2,477)	$ (394)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	47,308			47,308
Other comprehensive loss	(55,417)					(55,417)
Forfeiture of restricted stock award grants	0		30		(30)
Restricted stock award grants	0		(986)		986
Performance based restricted stock award grants	0		(173)		173
Stock-based compensation expense	1,013		1,013
Contribution of treasury stock	0		(44)		44
Stock-based contribution expense	84		84
Issuance of common stock, net of issuance costs	94,051		94,051
Purchase of treasury stock	(1,342)				(1,342)
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting							$ (203)	$ (203)	$ (126)	$ (126)
Preferred cash dividend declared	(3,226)			(3,226)
Cash dividends declared	(8,861)			(8,861)
Ending balance at Sep. 30, 2022	516,128	57,785	221,326	295,803	(2,975)	(55,811)
Beginning balance at Jun. 30, 2022	423,588	57,785	126,986	283,204	(3,026)	(41,361)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	16,625			16,625
Other comprehensive loss	(14,450)					(14,450)
Forfeiture of restricted stock award grants	0		3		(3)
Restricted stock award grants	0		(10)		10
Stock-based compensation expense	256		256
Contribution of treasury stock	0		(44)		44
Stock-based contribution expense	84		84
Issuance of common stock, net of issuance costs	94,051		94,051
Preferred cash dividend declared	(1,076)			(1,076)
Cash dividends declared	(2,950)			(2,950)
Ending balance at Sep. 30, 2022	516,128	57,785	221,326	295,803	(2,975)	(55,811)
Beginning balance at Dec. 31, 2022	530,762	57,785	221,553	306,911	(2,967)	(52,520)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	44,043			44,043
Other comprehensive loss	(5,981)					(5,981)
Forfeiture of restricted stock award grants	0		90		(90)
Restricted stock award grants	0		(2,743)		2,743
Performance based restricted stock award grants	0		(111)		111
Stock-based compensation expense	1,311		1,311
Purchase of treasury stock	(6,556)				(6,556)
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting							(89)	$ (89)	$ (14)	$ (14)
Preferred cash dividend declared	(3,226)			(3,226)
Cash dividends declared	(11,038)			(11,038)
Ending balance at Sep. 30, 2023	549,212	57,785	220,100	336,690	(6,862)	(58,501)
Beginning balance at Jun. 30, 2023	549,634	57,785	219,723	327,707	(4,996)	(50,585)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	13,727			13,727
Other comprehensive loss	(7,916)					(7,916)
Forfeiture of restricted stock award grants	0		27		(27)
Stock-based compensation expense	350		350
Purchase of treasury stock	(1,839)				(1,839)
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting							$ 0
Preferred cash dividend declared	(1,076)			(1,076)
Cash dividends declared	(3,668)			(3,668)
Ending balance at Sep. 30, 2023	$ 549,212	$ 57,785	$ 220,100	$ 336,690	$ (6,862)	$ (58,501)

CONDENSED CONSOLIDATED STATEM_6

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (unaudited) (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Forfeiture of restricted stock award grants (in shares)	1,393	112	4,196	1,202
Restricted stock award grants (in shares)		664	105,185	56,823
Performance-based restricted stock award (in shares)			4,118	11,895
Purchase of treasury stock (in shares)	100,000		326,459	50,166
Cash dividends declared (in dollars per share)	$ 0.175	$ 0.175	$ 0.525	$ 0.525
Contribution of treasury stocks (in shares)		3,000		3,000
Issuance of common stock, net of issuance costs (in shares)		4,257,446		4,257,446
Restricted Stock
Purchase of treasury stock (in shares)	26
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting (in shares)			3,776	7,568
Performance Based Restricted Stock Awards
Purchase of treasury stock for the purpose of tax withholding related to restricted stock award vesting (in shares)			584	4,706

CONDENSED CONSOLIDATED STATEM_7

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 44,043	$ 47,308
Adjustments to reconcile net income to net cash provided by operations:
Provision for credit loss expense	4,751	5,639
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights	5,803	5,256
Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income	(2,968)	(2,246)
Net amortization of deferred costs on borrowings	227	227
Accretion of deferred PPP processing fees	(3)	(1,870)
Net realized gains on sales of available-for-sale securities	(52)	(651)
Net realized and unrealized losses on equity securities	930	1,433
Gain on sale of loans held for sale	(342)	(1,176)
Net losses on dispositions of premises and equipment and foreclosed assets	27	40
Proceeds from sale of loans receivable	12,390	25,435
Origination of loans held for sale	(13,730)	(30,838)
Income on bank owned life insurance	(2,211)	(1,895)
Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value)	0	(883)
Restricted stock compensation expense	1,311	1,013
Stock-based contribution expense	0	84
Change in:
Accrued interest receivable and other assets	(7,231)	(20,953)
Accrued interest payable, lease liabilities, and other liabilities	(13,640)	12,359
NET CASH PROVIDED BY OPERATING ACTIVITIES	29,305	38,282
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, prepayments and calls of available-for-sale securities	29,795	59,673
Proceeds from sales of available-for-sale securities	13,151	22,164
Purchase of available-for-sale securities	(15,103)	(48,383)
Proceeds from maturities, prepayments and calls of held-to-maturity securities	14,226	20,235
Purchases of held-to-maturity securities	0	(213,853)
Purchase of equity securities	(263)	(302)
Proceeds from loans classified as portfolio loans	4,994	0
Net increase in loans receivable	(220,188)	(380,348)
Purchase of bank owned life insurance	0	(2,750)
Proceeds from death benefit of bank owned life insurance policies	0	3,273
Redemption (purchase) of FHLB, other equity, and restricted equity interests	2,386	(647)
Purchase of premises and equipment	(8,955)	(8,278)
Purchase of other intangible assets	(125)	0
Proceeds from the sale of premises and equipment and foreclosed assets	52	47
NET CASH USED BY INVESTING ACTIVITIES	(180,030)	(549,169)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in checking, money market and savings accounts	272,065	(29,444)
Net increase (decrease) in certificates of deposit	108,279	(62,364)
Purchase of treasury stock	(6,659)	(1,671)
Cash dividends paid, common stock	(11,038)	(8,861)
Cash dividends paid, preferred stock	(3,226)	(3,226)
Proceeds from common stock offering, net of issuance costs	0	94,051
Net change in short-term borrowings	(132,396)	0
NET CASH PROVIDED (USED) BY FINANCING ACTIVITIES	227,025	(11,515)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	76,300	(522,402)
CASH AND CASH EQUIVALENTS, Beginning	106,285	732,198
CASH AND CASH EQUIVALENTS, Ending	182,585	209,796
Cash paid during the period for:
Interest	71,007	13,878
Income taxes	8,577	12,743
SUPPLEMENTAL NONCASH DISCLOSURES:
Transfers to other real estate owned	625	520
Transfers from loans held for sale to loans held for investment	1,513	6,352
Transfers from loans held for investment to loans held for sale	166	0
Transfers from available-for-sale to held-to-maturity	0	220,757
Grant of restricted stock awards from treasury stock	2,743	986
Grant of performance based restricted stock awards from treasury stock	111	173
Restricted stock forfeiture	90	30
Contribution of stock from treasury stock	0	44
Lease liabilities arising from obtaining right-of-use assets	$ 5,001	$ 9,066

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations CNB Financial Corporation (the "Corporation") is headquartered in Clearfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, CNB Bank (the "Bank"). In addition, the Bank provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans as well as a full range of wealth management services. The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services. In addition to the Bank, the Corporation also operates a consumer discount loan and finance business through its wholly owned subsidiary, Holiday Financial Services Corporation ("Holiday"). The Corporation and its other subsidiaries are subject to examination by federal and state regulators. The Corporation’s market area is primarily concentrated in the Central and Northwest regions of the Commonwealth of Pennsylvania, the Central and Northeast regions of the State of Ohio, Western region of the State of New York and the Southwest region of the Commonwealth of Virginia. Basis of Presentation The accompanying condensed consolidated financial statements have been prepared pursuant to rules and regulations of the SEC and in compliance with U.S. generally accepted accounting principles ("GAAP"). Because this report is based on an interim period, certain information and footnote disclosures normally included in the consolidated financial statements prepared in accordance with GAAP have been condensed or omitted. In the opinion of management of the registrant, the accompanying condensed consolidated financial statements as of September 30, 2023 and for the three and nine months ended September 30, 2023 and 2022 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the periods presented. The financial performance reported for the Corporation for the three and nine months ended September 30, 2023 is not necessarily indicative of the results to be expected for the full year. This information should be read in conjunction with the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2022 (the "2022 Form 10-K"). Certain amounts appearing in the condensed consolidated financial statements and notes thereto for prior periods may be reclassified to conform with the current presentation. If there are reclassifications, the reclassifications had no effect on net income or shareholders’ equity as previously reported. Dollar amounts in tables are stated in thousands, except for per share amounts. Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the condensed consolidated financial statements and the disclosures provided and future results could differ. Operating Segments While the Corporation's chief operating decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial services operations are considered by management to be aggregated in one reportable operating segment. Goodwill Assessment The Corporation's policy is to test goodwill for impairment annually on December 31 or on an interim basis if an event triggering impairment may have occurred. During the nine months ended September 30, 2023, the economic uncertainty and market volatility resulting from the rising interest rate environment and the recent banking industry stresses resulted in a decrease in the Corporation's stock price and market capitalization. Management believed such a decrease was a triggering indicator requiring an interim goodwill impairment analysis. At September 30, 2023, the Corporation elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. Management will continue to evaluate the economic conditions at future reporting periods for any potential applicable changes.

RECENT ACCOUNTING PRONOUNCEMENT

RECENT ACCOUNTING PRONOUNCEMENTS	9 Months Ended
	Sep. 30, 2023
Accounting Changes and Error Corrections [Abstract]
RECENT ACCOUNTING PRONOUNCEMENTS	RECENT ACCOUNTING PRONOUNCEMENTS Accounting Standards Adopted in 2022 In December 2022, the Financial Accounting Standards Board (the “FASB”) issued ASU No. 2022-06 - Reference Rate Reform (Topic 848). ASU 2022-06 extends the period of time preparers can utilize the reference rate reform relief guidance provided by ASU 2020-04 and ASU 2021-01, which are discussed above. ASU 2022-06, which was effective upon issuance, defers the sunset date of this prior guidance from December 31, 2022 to December 31, 2024, after which entities will no longer be permitted to apply the relief guidance in Topic 848. ASU 2022-06 did not have a material impact on the Corporation's financial statements and related disclosures. Accounting Standards Adopted in 2023 In October 2021, the FASB issued ASU No. 2021-08, "Business Combinations (Topic 805), Accounting for Contract Assets and Contract Liabilities from Contracts with Customers." This ASU requires that an acquirer recognize and measure contract assets and contract liabilities acquired in a business combination in accordance with Topic 606, "Revenue from Contracts with Customers." ASU 2021-08 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU 2022-01, "Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method." Under prior guidance, entities can apply the last-of-layer hedging method to hedge the exposure of a closed portfolio of prepayable financial assets to fair value changes due to changes in interest rates for a portion of the portfolio that is not expected to be affected by prepayments, defaults, and other events affecting the timing and amount of cash flows. ASU 2022-01 expands the last-of-layer method, which permits only one hedge layer, to allow multiple hedged layers of a single closed portfolio. To reflect that expansion, the last-of-layer method is renamed the portfolio layer method. ASU 2022-01 also (i) expands the scope of the portfolio layer method to include non-prepayable financial assets, (ii) specifies eligible hedging instruments in a single-layer hedge, (iii) provides additional guidance on the accounting for and disclosure of hedge basis adjustments under the portfolio layer method and (iv) specifies how hedge basis adjustments should be considered when determining credit losses for the assets included in the closed portfolio. ASU 2022-01 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDRs guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. ASU 2022-02 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In July 2023, FASB issued ASU No. 2023-03, "Presentation of Financial Statements (Topic 205), Income Statement - Reporting Comprehensive Income (Topic 220), Distinguishing Liabilities from Equity (Topic 480), Equity (Topic 505), and Compensation - Stock Compensation (Topic 718): Amendments to SEC Paragraphs Pursuant to SEC Staff Accounting Bulletin No. 120, SEC Staff Announcement at the March 24, 2022 EITF Meeting, and Staff Accounting Bulletin Topic 6.B, Accounting Series Release 280 - General Revision of Regulation S-X: Income or Loss Applicable to Common Stock." This ASU amends the FASB Accounting Standards Codification for SEC updates pursuant to SEC Staff Accounting Bulletin No. 120; SEC Staff Announcement at the March 24, 2022 Emerging Issues Task Force (“EITF”) Meeting; and Staff Accounting Bulletin Topic 6.B, Accounting Series Release 280 - General Revision of Regulation S-X: Income or Loss Applicable to Common Stock. The updates were effective immediately. These updates did not have a material impact on the Corporation's consolidated financial statements and related disclosures. Accounting Pronouncements Pending Adoption In June 2022, FASB issued ASU No. 2022-03, "Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions." In this ASU, a contractual restriction on the sale of an equity security is not considered in measuring the security's fair value. The ASU also requires certain disclosures for equity securities that are subject to contractual restrictions. This guidance is effective for the Corporation on January 1, 2024, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-03 will have on its consolidated financial statements and related disclosures. In March 2023, FASB issued ASU No. 2023-01, "Leases (Topic 842): Common Control Arrangements." This ASU requires the Corporation to amortize leasehold improvements associated with common control leases over the useful life to the common control group. This guidance is effective for the Corporation on January 1, 2024 with early adoption permitted. The Corporation is evaluating the effect that ASU 2023-01 will have on its consolidated financial statements and related disclosures. In March 2023, FASB issued ASU No. 2023-02, "Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." In this ASU, these amendments allow the Corporation to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for the Corporation on January 1, 2024 with early adoption permitted. The Corporation is evaluating the effect that ASU 2023-02 will have on its consolidated financial statements and related disclosures. In August 2023, FASB issued ASU No. 2023-05, "Business Combinations - Joint Venture Formations (Subtopic 805-60): Recognition and Initial Measurement." ASU 2023-05 requires certain joint ventures to apply a new basis of accounting upon formation by recognizing and initially measuring most of their assets and liabilities at fair value. The objectives of the amendments are to provide decision-useful information to investors and other allocators of capital in a joint venture’s financial statements and also to reduce diversity in practice. ASU 2023-05 should be applied prospectively and is effective for all newly formed joint venture entities with a formation date on or after January 1, 2025. Early adoption is permitted, and joint ventures formed prior to the adoption date may elect to apply the new guidance retrospectively back to their original formation date. The Corporation is evaluating the effect that ASU 2023-05 will have on its consolidated financial statements and related disclosures. In October 2023, FASB issued ASU No. 2023-06, "Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative." The ASU amends the ASC to incorporate certain disclosure requirements from SEC Release No. 33-10532 - Disclosure Update and Simplification that was issued in 2018. The effective date for each amendment will be the date on which the SEC’s removal of that related disclosure from Regulation S-X or Regulation S-K becomes effective, with early adoption prohibited. The Corporation is evaluating the effect that ASU 2023-06 will have on its consolidated financial statements and related disclosures.

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES Debt securities available-for-sale ("AFS") at September 30, 2023 and December 31, 2022 were as follows: September 30, 2023 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 3,887 $ — $ (62) $ — $ 3,825 State & political subdivisions 106,651 — (18,215) — 88,436 Residential & multi-family mortgage 233,464 — (44,355) — 189,109 Corporate notes & bonds 48,639 4 (5,737) — 42,906 Pooled SBA 12,047 — (1,201) — 10,846 Total $ 404,688 $ 4 $ (69,570) $ — $ 335,122 December 31, 2022 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 3,213 $ — $ (84) $ — $ 3,129 State & political subdivisions 112,734 24 (17,095) — 95,663 Residential & multi-family mortgage 256,111 — (38,564) — 217,547 Corporate notes & bonds 47,111 — (4,720) — 42,391 Pooled SBA 13,823 — (1,144) — 12,679 Total $ 432,992 $ 24 $ (61,607) $ — $ 371,409 Debt securities held-to-maturity ("HTM") at September 30, 2023 and December 31, 2022 were as follows: September 30, 2023 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 302,871 $ — $ (26,628) $ — $ 276,243 Residential & multi-family mortgage 88,430 — (12,604) — 75,826 Total $ 391,301 $ — $ (39,232) $ — $ 352,069 December 31, 2022 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 307,711 $ — $ (27,276) $ — $ 280,435 Residential & multi-family mortgage 97,054 — (10,101) — 86,953 Total $ 404,765 $ — $ (37,377) $ — $ 367,388 The Corporation elected to transfer 74 AFS securities with an aggregate fair value of $213.7 million to a classification of HTM during the twelve months ended December 31, 2022. In accordance with FASB ASC 320-10-55-24, the transfer from AFS to HTM must be recorded at the fair value of the AFS securities at the time of transfer. The net unrealized holding loss of $5.6 million, net of tax, at the date of transfer was retained in accumulated other comprehensive income (loss), with the associated pre-tax amount retained in the carrying value of the HTM securities. Such amounts will be amortized to comprehensive income over the remaining life of the securities. Information pertaining to security sales on AFS securities is as follows: Proceeds Gross Gross Three months ended September 30, 2023 $ — $ — $ — Three months ended September 30, 2022 — — — Nine months ended September 30, 2023 13,151 52 — Nine months ended September 30, 2022 22,164 651 — The tax provision related to these net realized gains was zero and $11 thousand for the three and nine months ended September 30, 2023 and zero and $137 thousand for the three and nine months ended September 30, 2022, respectively. The table below illustrates the maturity distribution of debt securities at amortized cost and fair value as of September 30, 2023: Available-for-sale Held-to-maturity Amortized Fair Amortized Fair 1 year or less $ 10,533 $ 10,388 $ 53,827 $ 52,288 1 year – 5 years 43,540 40,467 203,661 186,750 5 years – 10 years 82,397 68,505 45,383 37,205 After 10 years 22,707 15,807 — — 159,177 135,167 302,871 276,243 Residential & multi-family mortgage 233,464 189,109 88,430 75,826 Pooled SBA 12,047 10,846 — — Total debt securities $ 404,688 $ 335,122 $ 391,301 $ 352,069 Mortgage securities and pooled SBA securities are not due at a single date; periodic payments are received based on the payment patterns of the underlying collateral. On September 30, 2023 and December 31, 2022, securities carried at $470.9 million and $561.8 million, respectively, were pledged to secure public deposits and for other purposes as provided by law. At September 30, 2023 and December 31, 2022, there were no holdings of securities of any one issuer, other than the U.S. Government sponsored entities, in an amount greater than 10% of shareholders’ equity. The Corporation’s residential and multi-family mortgage securities are issued by government sponsored entities. AFS debt securities with unrealized losses at September 30, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: September 30, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 389 $ (5) $ 1,536 $ (57) $ 1,925 $ (62) State & political subdivisions 2,944 (20) 85,246 (18,195) 88,190 (18,215) Residential & multi-family mortgage 210 (6) 188,812 (44,349) 189,022 (44,355) Corporate notes and bonds 1,770 (230) 40,477 (5,507) 42,247 (5,737) Pooled SBA — — 10,754 (1,201) 10,754 (1,201) $ 5,313 $ (261) $ 326,825 $ (69,309) $ 332,138 $ (69,570) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 3,129 $ (84) $ — $ — $ 3,129 $ (84) State & political subdivisions 34,667 (1,887) 54,546 (15,208) 89,213 (17,095) Residential & multi-family mortgage 48,996 (3,122) 168,551 (35,442) 217,547 (38,564) Corporate notes and bonds 31,730 (3,403) 10,661 (1,317) 42,391 (4,720) Pooled SBA 5,107 (314) 7,572 (830) 12,679 (1,144) $ 123,629 $ (8,810) $ 241,330 $ (52,797) $ 364,959 $ (61,607) HTM debt securities with unrealized losses at September 30, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: September 30, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ — $ — $ 276,243 $ (26,628) $ 276,243 $ (26,628) Residential & multi-family mortgage — — 75,826 (12,604) 75,826 (12,604) $ — $ — $ 352,069 $ (39,232) $ 352,069 $ (39,232) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 143,556 $ (10,063) $ 136,879 $ (17,213) $ 280,435 $ (27,276) Residential & multi-family mortgage 24,132 (2,253) 62,821 (7,848) 86,953 (10,101) $ 167,688 $ (12,316) $ 199,700 $ (25,061) $ 367,388 $ (37,377) At September 30, 2023 and December 31, 2022, management performed an assessment for possible impairment related to credit losses of the Corporation’s debt securities, relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. Based on the results of the assessment, management believes there is no credit related impairment of these debt securities at September 30, 2023 and December 31, 2022. For the securities that comprise corporate notes and bonds and the securities that are issued by state and political subdivisions, management monitors publicly available financial information, such as filings with the Securities and Exchange Commission, in order to evaluate the securities for potential credit impairment. For financial institution issuers, management monitors information from quarterly “call” report filings that are used to generate Uniform Bank Performance Reports. All other securities that were in an unrealized loss position at the balance sheet date were reviewed by management, and issuer-specific documents were reviewed as appropriate given the following considerations; the financial condition and near-term prospects of the issuer and whether downgrades by bond rating agencies have occurred, the length of time and extent to which fair value has been less than cost, and whether management does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. As of September 30, 2023 and December 31, 2022, management concluded the debt securities described in the previous paragraphs were not impaired for reasons due to credit quality for the following reasons: • There is no indication of any significant deterioration of the creditworthiness of the institutions that issued the securities. • All contractual interest payments on the securities have been received as scheduled, and no information has come to management’s attention through the processes previously described which would lead to a conclusion that future contractual payments will not be timely received. • The unrealized losses were deemed to be temporary changes in value related to market movements in interest yields. The Corporation does not intend to sell and it is not more likely than not that it will be required to sell the securities in an unrealized loss position before recovery of its amortized cost basis. Equity securities at September 30, 2023 and December 31, 2022 were as follows: September 30, 2023 December 31, 2022 Corporate equity securities $ 5,327 $ 6,973 Mutual funds 2,086 1,406 Money market funds 865 479 Corporate notes 670 757 Total $ 8,948 $ 9,615

LOANS RECEIVABLE AND ALLOWANCE

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES	LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES Total net loans receivable at September 30, 2023 and December 31, 2022 are summarized as follows: September 30, 2023 Percentage December 31, 2022 Percentage Farmland $ 32,794 0.7 % $ 32,168 0.8 % Owner-occupied, nonfarm nonresidential properties 494,526 11.0 468,493 11.0 Agricultural production and other loans to farmers 1,118 — 1,198 — Commercial and Industrial 730,542 16.3 791,911 18.5 Obligations (other than securities and leases) of states and political subdivisions 153,722 3.4 145,345 3.4 Other loans 43,082 1.0 24,710 0.6 Other construction loans and all land development and other land loans 461,931 10.3 446,685 10.5 Multifamily (5 or more) residential properties 268,432 6.0 257,696 6.0 Non-owner occupied, nonfarm nonresidential properties 908,520 20.2 795,315 18.6 1-4 Family Construction 54,700 1.2 51,171 1.2 Home equity lines of credit 124,970 2.8 124,892 2.9 Residential Mortgages secured by first liens 992,562 22.1 942,531 22.0 Residential Mortgages secured by junior liens 91,250 2.0 74,638 1.7 Other revolving credit plans 44,476 1.0 36,372 0.9 Automobile 26,077 0.6 21,806 0.5 Other consumer 50,507 1.1 49,144 1.1 Credit cards 12,638 0.3 10,825 0.3 Overdrafts 327 — 278 — Total loans receivable $ 4,492,174 100.0 % $ 4,275,178 100.0 % Less: Allowance for credit losses (45,832) (43,436) Loans receivable, net $ 4,446,342 $ 4,231,742 Net deferred loan origination fees included in the above table $ 3,335 $ 4,463 The Corporation’s outstanding loans receivable and related unfunded commitments are primarily concentrated within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York and Southwest Virginia. The Bank attempts to limit concentrations within specific industries by utilizing dollar limitations to single industries or customers, and by entering into participation agreements with third parties. Collateral requirements are established based on management’s assessment of the customer. The Corporation maintains lending policies to control the quality of the loan portfolio. These policies delegate the authority to extend loans under specific guidelines and underwriting standards. These policies are prepared by the Corporation’s management and reviewed and approved annually by the Corporation’s Board of Directors. Syndicated loans, net of deferred fees and costs, are included in the commercial and industrial classification and totaled $123.1 million and $156.6 million as of September 30, 2023 and December 31, 2022, respectively. Transactions in the allowance for credit losses for the three months ended September 30, 2023 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 140 $ — $ — $ (15) $ 125 Owner-occupied, nonfarm nonresidential properties 3,151 — 8 789 3,948 Agricultural production and other loans to farmers 5 — — (1) 4 Commercial and Industrial 8,659 (80) 42 (1,142) 7,479 Obligations (other than securities and leases) of states and political subdivisions 2,306 — — 321 2,627 Other loans 733 — — (214) 519 Other construction loans and all land development and other land loans 3,591 — — 367 3,958 Multifamily (5 or more) residential properties 1,613 — — 537 2,150 Non-owner occupied, nonfarm nonresidential properties 8,977 (88) 6 1,006 9,901 1-4 Family Construction 408 — — (11) 397 Home equity lines of credit 969 (10) 1 (156) 804 Residential Mortgages secured by first liens 9,250 (15) — (1,241) 7,994 Residential Mortgages secured by junior liens 1,578 — — (59) 1,519 Other revolving credit plans 931 (40) 4 97 992 Automobile 376 (23) — 13 366 Other consumer 2,561 (423) 23 481 2,642 Credit cards 72 (23) 7 24 80 Overdrafts 221 (153) 32 227 327 Total $ 45,541 $ (855) $ 123 $ 1,023 $ 45,832 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the nine months ended September 30, 2023 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 159 $ — $ — $ (34) $ 125 Owner-occupied, nonfarm nonresidential properties 2,905 (26) 23 1,046 3,948 Agricultural production and other loans to farmers 6 — — (2) 4 Commercial and Industrial 9,766 (126) 187 (2,348) 7,479 Obligations (other than securities and leases) of states and political subdivisions 1,863 — — 764 2,627 Other loans 456 — — 63 519 Other construction loans and all land development and other land loans 3,253 — — 705 3,958 Multifamily (5 or more) residential properties 2,353 (65) 2 (140) 2,150 Non-owner occupied, nonfarm nonresidential properties 7,653 (336) 6 2,578 9,901 1-4 Family Construction 327 — — 70 397 Home equity lines of credit 1,173 (10) 4 (363) 804 Residential Mortgages secured by first liens 8,484 (22) 3 (471) 7,994 Residential Mortgages secured by junior liens 1,035 — — 484 1,519 Other revolving credit plans 722 (98) 21 347 992 Automobile 271 (33) — 128 366 Other consumer 2,665 (1,405) 97 1,285 2,642 Credit cards 67 (103) 14 102 80 Overdrafts 278 (451) 111 389 327 Total $ 43,436 $ (2,675) $ 468 $ 4,603 $ 45,832 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended September 30, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 191 $ — $ — $ (8) $ 183 Owner-occupied, nonfarm nonresidential properties 3,714 — 3 (272) 3,445 Agricultural production and other loans to farmers 7 — — (2) 5 Commercial and Industrial 9,555 — 32 (21) 9,566 Obligations (other than securities and leases) of states and political subdivisions 1,665 — — 97 1,762 Other loans 167 — — (2) 165 Other construction loans and all land development and other land loans 2,328 — — 208 2,536 Multifamily (5 or more) residential properties 2,277 — — (171) 2,106 Non-owner occupied, nonfarm nonresidential properties 6,748 (169) 336 215 7,130 1-4 Family Construction 236 — — (56) 180 Home equity lines of credit 1,353 — 1 26 1,380 Residential Mortgages secured by first liens 7,664 (4) 1 198 7,859 Residential Mortgages secured by junior liens 628 — — 338 966 Other revolving credit plans 598 (28) 12 58 640 Automobile 242 (7) 2 27 264 Other consumer 2,704 (404) 22 437 2,759 Credit cards 110 (15) 25 (33) 87 Overdrafts 356 (152) 35 (3) 236 Total loans $ 40,543 $ (779) $ 469 $ 1,036 $ 41,269 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the nine months ended September 30, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 151 $ — $ — $ 32 $ 183 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 12 115 3,445 Agricultural production and other loans to farmers 9 — — (4) 5 Commercial and Industrial 8,837 (85) 123 691 9,566 Obligations (other than securities and leases) of states and political subdivisions 1,649 — — 113 1,762 Other loans 149 — — 16 165 Other construction loans and all land development and other land loans 2,198 — — 338 2,536 Multifamily (5 or more) residential properties 2,289 — — (183) 2,106 Non-owner occupied, nonfarm nonresidential properties 6,481 (169) 336 482 7,130 1-4 Family Construction 158 — — 22 180 Home equity lines of credit 1,169 — 11 200 1,380 Residential Mortgages secured by first liens 6,943 (51) 13 954 7,859 Residential Mortgages secured by junior liens 546 — — 420 966 Other revolving credit plans 528 (73) 46 139 640 Automobile 263 (20) 2 19 264 Other consumer 2,546 (1,174) 63 1,324 2,759 Credit cards 92 (74) 33 36 87 Overdrafts 241 (398) 109 284 236 Total loans $ 37,588 $ (2,065) $ 748 $ 4,998 $ 41,269 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. The Corporation's allowance for credit losses is influenced by loan volumes, risk rating migration, delinquency status and other conditions influencing loss expectations, such as reasonable and supportable forecasts of economic conditions. For the three and nine months ended September 30, 2023, the allowance for credit losses increased due to the growth in the Corporation's loan portfolio, including growth in new market areas. This was partially offset by improvements in the Corporation's historical loss rates, as well as the impact of net charge-offs. There is still a significant amount of uncertainty related to the domestic and global economy, tightening credit conditions, persistent inflation, and higher interest rates. Management will continue to proactively evaluate its estimate of expected credit losses as new information becomes available. Provision for credit losses was $1.1 million and $4.8 million for the three and nine months ended September 30, 2023, respectively, compared to $1.1 million and $5.6 million for the three and nine months ended September 30, 2022, respectively. Included in the provision for credit losses for the three and nine months ended September 30, 2023 was $33 thousand and $148 thousand, respectively, related to the allowance for unfunded commitments compared to $55 thousand and $641 thousand, provision towards the allowance for unfunded commitments for the three and nine months ended September 30, 2022, respectively. The following tables presents the amortized cost basis of loans receivable on nonaccrual status and loans receivable past due over 89 days still accruing as of September 30, 2023 and December 31, 2022, respectively: September 30, 2023 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 929 $ 929 $ — Owner-occupied, nonfarm nonresidential properties 2,983 1,798 — Commercial and Industrial 5,152 4,705 — Other construction loans and all land development and other land loans 1,613 64 — Multifamily (5 or more) residential properties 305 305 — Non-owner occupied, nonfarm nonresidential properties 9,855 7,232 — Home equity lines of credit 566 566 — Residential Mortgages secured by first liens 4,717 4,297 134 Residential Mortgages secured by junior liens 128 128 — Other revolving credit plans 32 32 — Automobile 22 22 — Other consumer 763 763 — Credit cards — — 97 Total $ 27,065 $ 20,841 $ 231 December 31, 2022 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 1,011 $ 1,011 $ 994 Owner-occupied, nonfarm nonresidential properties 2,055 1,987 — Commercial and Industrial 5,485 2,366 71 Other construction loans and all land development and other land loans 567 567 — Multifamily (5 or more) residential properties 1,066 423 — Non-owner occupied, nonfarm nonresidential properties 5,081 2,665 — Home equity lines of credit 475 475 — Residential Mortgages secured by first liens 4,329 3,882 48 Residential Mortgages secured by junior liens 91 91 — Other revolving credit plans 26 26 — Automobile 19 19 — Other consumer 781 781 — Credit cards — — 8 Total $ 20,986 $ 14,293 $ 1,121 All payments received while on nonaccrual status are applied against the principal balance of the loan. The Corporation does not recognize interest income while a loan is on nonaccrual status. The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of September 30, 2023: Real Estate Collateral Non-Real Estate Collateral Farmland $ 763 $ — Owner-occupied, nonfarm nonresidential properties 6,898 4 Commercial and Industrial 5,488 1,681 Other construction loans and all land development and other land loans 1,549 — Multifamily (5 or more) residential properties 305 — Non-owner occupied, nonfarm nonresidential properties 8,858 — Home equity lines of credit 317 — Residential Mortgages secured by first liens 1,087 — Total $ 25,265 $ 1,685 The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of December 31, 2022: Real Estate Collateral Non-Real Estate Collateral Farmland $ 829 $ — Owner-occupied, nonfarm nonresidential properties 1,296 4 Commercial and Industrial — 1,904 Other construction loans and all land development and other land loans 501 — Multifamily (5 or more) residential properties 1,066 — Non-owner occupied, nonfarm nonresidential properties 5,874 — Home equity lines of credit 335 — Residential Mortgages secured by first liens 1,150 — Total $ 11,051 $ 1,908 The following table presents the aging of the amortized cost basis in past-due loans receivable as of September 30, 2023 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ 182 $ — $ 129 $ 311 $ 32,483 $ 32,794 Owner-occupied, nonfarm nonresidential properties 642 623 1,463 2,728 491,798 494,526 Agricultural production and other loans to farmers — — — — 1,118 1,118 Commercial and Industrial 341 157 334 832 729,710 730,542 Obligations (other than securities and leases) of states and political subdivisions — — — — 153,722 153,722 Other loans — — — — 43,082 43,082 Other construction loans and all land development and other land loans — 42 1,613 1,655 460,276 461,931 Multifamily (5 or more) residential properties — 305 — 305 268,127 268,432 Non-owner occupied, nonfarm nonresidential properties 219 — 8,247 8,466 900,054 908,520 1-4 Family Construction — — — — 54,700 54,700 Home equity lines of credit 926 168 20 1,114 123,856 124,970 Residential Mortgages secured by first liens 2,382 1,271 1,641 5,294 987,268 992,562 Residential Mortgages secured by junior liens 47 — 90 137 91,113 91,250 Other revolving credit plans 29 39 7 75 44,401 44,476 Automobile 106 87 11 204 25,873 26,077 Other consumer 456 227 361 1,044 49,463 50,507 Credit cards 1,255 53 97 1,405 11,233 12,638 Overdrafts — — — — 327 327 Total $ 6,585 $ 2,972 $ 14,013 $ 23,570 $ 4,468,604 $ 4,492,174 The following table presents the aging of the amortized cost basis in past-due loans receivable as of December 31, 2022 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ — $ — $ 1,136 $ 1,136 $ 31,032 $ 32,168 Owner-occupied, nonfarm nonresidential properties 185 27 734 946 467,547 468,493 Agricultural production and other loans to farmers — — — — 1,198 1,198 Commercial and Industrial 246 93 611 950 790,961 791,911 Obligations (other than securities and leases) of states and political subdivisions — — — — 145,345 145,345 Other loans — — — — 24,710 24,710 Other construction loans and all land development and other land loans 1,522 — 501 2,023 444,662 446,685 Multifamily (5 or more) residential properties 706 — 90 796 256,900 257,696 Non-owner occupied, nonfarm nonresidential properties 113 60 879 1,052 794,263 795,315 1-4 Family Construction — — — — 51,171 51,171 Home equity lines of credit 203 10 49 262 124,630 124,892 Residential Mortgages secured by first liens 1,302 538 1,775 3,615 938,916 942,531 Residential Mortgages secured by junior liens 5 — 51 56 74,582 74,638 Other revolving credit plans 65 27 — 92 36,280 36,372 Automobile 36 — — 36 21,770 21,806 Other consumer 361 188 473 1,022 48,122 49,144 Credit cards 196 18 8 222 10,603 10,825 Overdrafts — — — — 278 278 Total $ 4,940 $ 961 $ 6,307 $ 12,208 $ 4,262,970 $ 4,275,178 Loan Modifications The Corporation adopted ASU 2022-02, Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures effective January 1, 2023. The amendments in ASU 2022-02 eliminated the recognition and measure of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty. Occasionally, the Corporation modifies loans to borrowers in financial distress by providing principal forgiveness, term extension, an other-than-insignificant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. In some cases, the Corporation provides multiple types of concessions on one loan. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. For the loans included in the “combination” columns below, multiple types of modifications have been made on the same loan within the current reporting period. The combination is at least two of the following: a term extension, principal forgiveness, an other-than-insignificant payment delay and/or an interest rate reduction. The following table presents the amortized cost basis of loans at September 30, 2023 that were both experiencing financial difficulty and modified during the three months ended September 30, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Owner-occupied, nonfarm nonresidential properties $ — $ 760 $ — $ — $ — 0.2 % Non-owner occupied, nonfarm nonresidential properties — 6,215 — — 785 0.8 Total $ — $ 6,975 $ — $ — $ 785 0.2 % The following table presents the amortized cost basis of loans at September 30, 2023 that were both experiencing financial difficulty and modified during the nine months ended September 30, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Owner-occupied, nonfarm nonresidential properties $ — $ 6,010 $ — $ — $ — 1.2 % Commercial and Industrial — 7,870 554 333 113 1.2 Non-owner occupied, nonfarm nonresidential properties — 6,215 — — 785 0.8 Total $ — $ 20,095 $ 554 $ 333 $ 898 0.5 % The Corporation has approximately $167 thousand in unfunded available credit to customers whose loan receivables are included in the previous tables. The Corporation closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified during the three months ended September 30, 2023: Current 30 - 59 60 - 89 Greater Than 89 Total Past Due Owner-occupied, nonfarm nonresidential properties $ 64 $ — $ — $ 696 $ 696 Non-owner occupied, nonfarm nonresidential properties 785 — — 6,215 6,215 Total $ 849 $ — $ — $ 6,911 $ 6,911 The following table presents the performance of such loans that have been modified during the nine months ended September 30, 2023: Current 30 - 59 60 - 89 Greater Than 89 Total Past Due Owner-occupied, nonfarm nonresidential properties $ 5,314 $ — $ — $ 696 $ 696 Commercial and Industrial 8,870 — — — — Non-owner occupied, nonfarm nonresidential properties 785 — — 6,215 6,215 Total $ 14,969 $ — $ — $ 6,911 $ 6,911 The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the three months ended September 30, 2023: Principal Forgiveness Weighted Average Weighted Average Non-owner occupied, nonfarm nonresidential properties $ — 1.00 — % Total $ — 1.00 — % The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the nine months ended September 30, 2023: Principal Forgiveness Weighted Average Weighted Average Commercial and Industrial $ — 1.00 0.5 % Non-owner occupied, nonfarm nonresidential properties — 1.00 — Total $ — 1.00 0.5 % The following table presents the amortized cost basis of loans that had a payment default during the nine months ended September 30, 2023 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty. Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Other construction loans and all land development and other land loans $ — $ 1,549 $ — $ — $ — Non-owner occupied, nonfarm nonresidential properties — — 1,523 — — Total $ — $ 1,549 $ 1,523 $ — $ — If the Corporation determines that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off and the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. Troubled Debt Restructurings Prior to the Adoption of ASU 2022-02 As of December 31, 2022, the terms of certain loans were modified as TDRs. The modification of the terms of such loans included either or both of the following: a reduction of the stated interest rate of the loan; or an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk. The Corporation had an amortized cost in TDRs of $12.4 million as of December 31, 2022. The Corporation has allocated $2.2 million of allowance for those loans as of December 31, 2022. There was one loan modified as a TDR during the three months ended September 30, 2022: Three Months Ended September 30, 2022 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 96 $ 96 Extend Amortization Total 1 $ 96 $ 96 There were two loans modified as a TDR during the nine months ended September 30, 2022: Nine Months Ended September 30, 2022 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 96 $ 96 Extend Amortization Non-owner occupied, nonfarm nonresidential properties 1 1,784 1,784 Modify Rate and Extend Amortization Total 2 $ 1,880 $ 1,880 The TDRs described above increased the allowance for credit losses by an immaterial amount for the three and nine months ended September 30, 2022. A loan receivable is considered to be in payment default once it is 90 days contractually past due under the modified terms. There were no loans modified as TDRs for which there was a payment default within a twelve-month cycle following the modification during the three and nine months ended September 30, 2022. There were no principal balances forgiven in connection with the loans restructurings. As discussed above, effective for January 1, 2023, the Corporation adopted prospectively Accounting Standard Update 2022-02, which eliminated the separate recognition and measurement guidance for TDRs by creditors. Credit Quality Indicators The Corporation categorizes loans receivable into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually to classify the loans as to credit risk. The Corporation uses the following definitions for risk ratings: Special Mention: A loan classified as special mention has a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Corporation’s credit position at some future date. Substandard: A loan classified as substandard is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. The loan has a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Doubtful: A loan classified as doubtful has all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The following tables represent the Corporation's commercial credit risk profile by risk rating. Loans receivable not rated as special mention, substandard, or doubtful are considered to be pass rated loans. September 30, 2023 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 31,683 $ 182 $ 929 $ — $ 1,111 $ 32,794 Owner-occupied, nonfarm nonresidential properties 461,070 21,846 11,610 — 33,456 494,526 Agricultural production and other loans to farmers 1,118 — — — — 1,118 Commercial and Industrial 683,830 30,924 14,597 1,191 46,712 730,542 Obligations (other than securities and leases) of states and political subdivisions 140,389 13,333 — — 13,333 153,722 Other loans 43,082 — — — — 43,082 Other construction loans and all land development and other land loans 455,011 5,307 1,613 — 6,920 461,931 Multifamily (5 or more) residential properties 267,632 — 800 — 800 268,432 Non-owner occupied, nonfarm nonresidential properties 882,563 1,487 24,470 — 25,957 908,520 Total $ 2,966,378 $ 73,079 $ 54,019 $ 1,191 $ 128,289 $ 3,094,667 December 31, 2022 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 29,706 $ 1,450 $ 1,012 $ — $ 2,462 $ 32,168 Owner-occupied, nonfarm nonresidential properties 433,467 27,796 7,230 — 35,026 468,493 Agricultural production and other loans to farmers 1,198 — — — — 1,198 Commercial and Industrial 765,821 14,740 10,037 1,313 26,090 791,911 Obligations (other than securities and leases) of states and political subdivisions 145,345 — — — — 145,345 Other loans 24,710 — — — — 24,710 Other construction loans and all land development and other land loans 443,300 1,296 2,089 — 3,385 446,685 Multifamily (5 or more) residential properties 256,120 510 1,066 — 1,576 257,696 Non-owner occupied, nonfarm nonresidential properties 772,450 2,791 20,074 — 22,865 795,315 Total $ 2,872,117 $ 48,583 $ 41,508 $ 1,313 $ 91,404 $ 2,963,521 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of September 30, 2023. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 3,088 $ 11,601 $ 7,321 $ 1,474 $ 831 $ 6,928 $ 440 $ — $ 31,683 Special mention — — — — — 182 — — 182 Substandard — — 306 — — 623 — — 929 Total $ 3,088 $ 11,601 $ 7,627 $ 1,474 $ 831 $ 7,733 $ 440 $ — $ 32,794 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 54,399 $ 121,809 $ 105,563 $ 45,267 $ 46,542 $ 77,245 $ 10,245 $ — $ 461,070 Special mention — 3,108 1,191 13,620 412 334 3,181 — 21,846 Substandard — — 696 308 6,816 3,620 170 — 11,610 Total $ 54,399 $ 124,917 $ 107,450 $ 59,195 $ 53,770 $ 81,199 $ 13,596 $ — $ 494,526 Current period gross write offs $ — $ — $ — $ — $ — $ 26 $ — $ — $ 26 Agricultural production and other loans to farmers Risk rating Pass $ 81 $ 44 $ 92 $ 68 $ 5 $ 162 $ 666 $ — $ 1,118 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 81 $ 44 $ 92 $ 68 $ 5 $ 162 $ 666 $ — $ 1,118 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and Industrial Risk rating Pass $ 68,653 $ 147,302 $ 160,124 $ 37,836 $ 7,759 $ 18,437 $ 243,719 $ — $ 683,830 Special mention — 7,584 3,180 6,310 58 20 13,772 — 30,924 Substandard — 253 2,828 614 3,497 2,318 5,087 — 14,597 Doubtful (1) — — 1,191 — — — — — 1,191 Total $ 68,653 $ 155,139 $ 167,323 $ 44,760 $ 11,314 $ 20,775 $ 262,578 $ — $ 730,542 Current period gross write offs $ 50 $ — $ — $ — $ — $ — $ 76 $ — $ 126 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 23,561 $ 16,969 $ 32,123 $ 12,556 $ 4,276 $ 46,460 $ 4,444 $ — $ 140,389 Special mention — — — — — 13,333 — — 13,333 Substandard — — — — — — — — — Total $ 23,561 $ 16,969 $ 32,123 $ 12,556 $ 4,276 $ 59,793 $ 4,444 $ — $ 153,722 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other loans Risk rating Pass $ 3,065 $ 12,099 $ 5,307 $ 1,925 $ 296 $ — $ 20,390 $ — $ 43,082 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 3,065 $ 12,099 $ 5,307 $ 1,925 $ 296 $ — $ 20,390 $ — $ 43,082 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — (1) Consists of one loan relationship originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during 2021. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 81,675 $ 240,639 $ 97,364 $ 20,642 $ 6,378 $ 1,380 $ 6,933 $ — $ 455,011 Special mention — 5,307 — — — — — — 5,307 Substandard — — — — 1,549 — 64 — 1,613 Total $ 81,675 $ 245,946 $ 97,364 $ 20,642 $ 7,927 $ 1,380 $ 6,997 $ — $ 461,931 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily (5 or more) residential properties Risk rating Pass $ 40,505 $ 96,888 $ 44,058 $ 44,901 $ 11,167 $ 29,164 $ 949 $ — $ 267,632 Special mention — — — — — — — — — Substandard 305 — — — — 495 — — 800 Total $ 40,810 $ 96,888 $ 44,058 $ 44,901 $ 11,167 $ 29,659 $ 949 $ — $ 268,432 Current period gross write offs $ — $ — $ — $ — $ — $ 65 $ — $ — $ 65 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 193,128 $ 298,199 $ 156,405 $ 43,005 $ 55,259 $ 129,140 $ 7,427 $ — $ 882,563 Special mention — 351 — — — 700 436 — 1,487 Substandard 782 1,396 488 6,215 3,283 10,588 1,718 — 24,470 Total $ 193,910 $ 299,946 $ 156,893 $ 49,220 $ 58,542 $ 140,428 $ 9,581 $ — $ 908,520 Current period gross write offs $ — $ — $ — $ — $ 88 $ — $ 248 $ — $ 336 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2022. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 12,321 $ 7,635 $ 1,536 $ 871 $ 3,277 $ 3,523 $ 543 $ — $ 29,706 Special mention — — — — — 1,450 — — 1,450 Substandard — 347 — — 142 523 — — 1,012 Total $ 12,321 $ 7,982 $ 1,536 $ 871 $ 3,419 $ 5,496 $ 543 $ — $ 32,168 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 116,701 $ 113,575 $ 50,226 $ 55,040 $ 25,327 $ 60,810 $ 11,788 $ — $ 433,467 Special mention 3,402 — 15,613 872 4,097 814 2,998 — 27,796 Substandard — — 355 1,864 862 4,149 — — 7,230 Total $ 120,103 $ 113,575 $ 66,194 $ 57,776 $ 30,286 $ 65,773 $ 14,786 $ — $ 468,493 Agricultural production and other loans to farmers Risk rating Pass $ 105 $ 140 $ 80 $ 42 $ 179 $ — $ 652 $ — $ 1,198 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 105 $ 140 $ 80 $ 42 $ 179 $ — $ 652 $ — $ 1,198 Commercial and Indu

LEASES

LEASES	9 Months Ended
	Sep. 30, 2023
Leases [Abstract]
LEASES	LEASES Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent the Corporation's obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Corporation's incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the condensed consolidated statements of income. The Corporation leases certain full-service branch offices, land, and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification September 30, 2023 December 31, 2022 Assets: Operating lease assets Operating lease assets $ 36,065 $ 32,307 Finance lease assets Premises and equipment, net (1) 232 286 Total leased assets $ 36,297 $ 32,593 Liabilities: Operating lease liabilities Operating lease liabilities $ 37,998 $ 33,726 Finance lease liabilities Accrued interest payable and other liabilities 316 383 Total leased liabilities $ 38,314 $ 34,109 (1) Finance lease assets are recorded net of accumulated amortization of $984 thousand as of September 30, 2023 and $930 thousand as of December 31, 2022. The components of the Corporation's net lease expense for the three and nine months ended September 30, 2023 and 2022, respectively, were as follows: Three Months Ended September 30, Nine Months Ended September 30, Lease Cost Classification 2023 2022 2023 2022 Operating lease cost Net occupancy expense $ 745 $ 577 $ 2,224 $ 1,635 Variable lease cost Net occupancy expense 27 14 71 44 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 54 54 Interest on lease liabilities Interest expense - borrowed funds 4 5 12 15 Sublease income (1) Net occupancy expense (20) (23) (66) (56) Net lease cost $ 774 $ 591 $ 2,295 $ 1,692 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of September 30, 2023: Maturity of Lease Liabilities as of September 30, 2023 Operating Leases (1) Finance Leases Total 2023 $ 843 $ 26 $ 869 2024 2,554 105 2,659 2025 2,579 105 2,684 2026 2,567 105 2,672 2027 2,543 — 2,543 After 2027 50,239 — 50,239 Total lease payments 61,325 341 61,666 Less: Interest 23,327 25 23,352 Present value of lease liabilities $ 37,998 $ 316 $ 38,314 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $4.8 million of legally binding minimum lease payments for leases signed, but not yet commenced. Lease terms and discount rates related to the Corporation's lease liabilities as of September 30, 2023 and December 31, 2022 were as follows: Lease Term and Discount Rate September 30, 2023 December 31, 2022 Weighted-average remaining lease term (years) Operating leases 23.2 23.9 Finance leases 3.3 4.0 Weighted-average discount rate Operating leases 4.05 % 3.83 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of September 30, 2023 and 2022, respectively, was as follows: Other Information September 30, 2023 September 30, 2022 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 869 $ 888
LEASES	LEASES Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent the Corporation's obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Corporation's incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the condensed consolidated statements of income. The Corporation leases certain full-service branch offices, land, and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification September 30, 2023 December 31, 2022 Assets: Operating lease assets Operating lease assets $ 36,065 $ 32,307 Finance lease assets Premises and equipment, net (1) 232 286 Total leased assets $ 36,297 $ 32,593 Liabilities: Operating lease liabilities Operating lease liabilities $ 37,998 $ 33,726 Finance lease liabilities Accrued interest payable and other liabilities 316 383 Total leased liabilities $ 38,314 $ 34,109 (1) Finance lease assets are recorded net of accumulated amortization of $984 thousand as of September 30, 2023 and $930 thousand as of December 31, 2022. The components of the Corporation's net lease expense for the three and nine months ended September 30, 2023 and 2022, respectively, were as follows: Three Months Ended September 30, Nine Months Ended September 30, Lease Cost Classification 2023 2022 2023 2022 Operating lease cost Net occupancy expense $ 745 $ 577 $ 2,224 $ 1,635 Variable lease cost Net occupancy expense 27 14 71 44 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 54 54 Interest on lease liabilities Interest expense - borrowed funds 4 5 12 15 Sublease income (1) Net occupancy expense (20) (23) (66) (56) Net lease cost $ 774 $ 591 $ 2,295 $ 1,692 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of September 30, 2023: Maturity of Lease Liabilities as of September 30, 2023 Operating Leases (1) Finance Leases Total 2023 $ 843 $ 26 $ 869 2024 2,554 105 2,659 2025 2,579 105 2,684 2026 2,567 105 2,672 2027 2,543 — 2,543 After 2027 50,239 — 50,239 Total lease payments 61,325 341 61,666 Less: Interest 23,327 25 23,352 Present value of lease liabilities $ 37,998 $ 316 $ 38,314 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $4.8 million of legally binding minimum lease payments for leases signed, but not yet commenced. Lease terms and discount rates related to the Corporation's lease liabilities as of September 30, 2023 and December 31, 2022 were as follows: Lease Term and Discount Rate September 30, 2023 December 31, 2022 Weighted-average remaining lease term (years) Operating leases 23.2 23.9 Finance leases 3.3 4.0 Weighted-average discount rate Operating leases 4.05 % 3.83 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of September 30, 2023 and 2022, respectively, was as follows: Other Information September 30, 2023 September 30, 2022 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 869 $ 888

DEPOSITS

DEPOSITS	9 Months Ended
	Sep. 30, 2023
Deposits [Abstract]
DEPOSITS	DEPOSITS The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at September 30, 2023: Time deposits maturing: 2023 $ 82,668 2024 378,980 2025 73,075 2026 9,081 2027 6,616 Thereafter 4,320 $ 554,740 Certificates of deposits of $250 thousand or more totaled $101.2 million and $135.4 million at September 30, 2023 and December 31, 2022, respectively. The Corporation had $265.8 million in brokered deposits as of September 30, 2023 compared to $24.1 million at December 31, 2022. In addition, the Corporation had $595.7 million and $4.6 million in reciprocal deposits at September 30, 2023 and December 31, 2022, respectively.

BORROWINGS

BORROWINGS	9 Months Ended
	Sep. 30, 2023
Debt Disclosure [Abstract]
BORROWINGS	BORROWINGS At September 30, 2023 and December 31, 2022, the Corporation had available one $10.0 million unsecured line of credit with an unaffiliated institution. Borrowings under the line of credit bear interest at a variable rate equal to the Secured Overnight Finance Rate ("SOFR") plus 2.85%. There were no borrowings under the line of credit at September 30, 2023 and December 31, 2022. FHLB Borrowings The Bank has the ability to borrow funds from the Federal Home Loan Bank ("FHLB"). The Bank maintains a $250.0 million line-of-credit (Open Repo Plus) with the FHLB which is a revolving term commitment available on an overnight basis. The term of this commitment may not exceed 364 days and it reprices daily at market rates. Under terms of a blanket collateral agreement with the FHLB, the line-of-credit and long term advances are secured by FHLB stock and the Bank pledges its single-family residential mortgage loan portfolio, certain commercial real estate loans, and certain agriculture real estate loans as security for any advances. Total loans receivable pledged to the FHLB at September 30, 2023, and December 31, 2022 were $1.8 billion and $1.6 billion, respectively. The Bank could obtain advances of up to approximately $988.5 million from the FHLB at September 30, 2023 and $757.8 million at December 31, 2022. At September 30, 2023 and December 31, 2022, outstanding advances from the FHLB were as follows. September 30, 2023 December 31, 2022 Open Repo borrowing at an interest rate of 5.68% and 4.45% at September 30, 2023 and December 31, 2022, respectfully. The maximum amount of the Open Repo borrowing available is $250,000. $ — $ 132,396 Total $ — $ 132,396 At September 30, 2023 and December 31, 2022, municipal deposit letters of credit issued by the FHLB on behalf of the Bank naming applicable municipalities as beneficiaries were $155.5 million and $75.5 million, respectively. The letters of credit were utilized in place of securities pledged to the municipalities for their deposits maintained at the Bank. Federal Reserve Borrowings In June 2023, the Bank was approved by the Federal Reserve Bank of Philadelphia (the “Federal Reserve”) for its Borrower-in-Custody ("BIC") program. At September 30, 2023, the Bank had borrowing capacity through the Federal Reserve BIC program of $190.4 million. Borrowings under the BIC program are overnight advances with interest chargeable at the discount window (“primary credit”) borrowing rate. At September 30, 2023, the Bank has pledged certain qualifying loans with an unpaid principal balance of $291.7 million and securities with a carrying value of $10.0 million as collateral. At September 30, 2023 and December 31, 2022, the Bank had no borrowings from the Federal Reserve BIC program, discount window and no borrowings under the Federal Reserve’s Bank Term Facility Program (“BTFP”), which opened March 12, 2023. Other Borrowings At September 30, 2023 and December 31, 2022, the Bank had no outstanding borrowings from unaffiliated institutions under overnight borrowing agreements. Subordinated Debentures In 2007, the Corporation issued two $10.0 million floating rate trust preferred securities as part of a pooled offering of such securities. The interest rate on each offering was determined quarterly and floated based upon three-month LIBOR plus 1.55%. Effective September 15, 2023, the interest rate calculation method was revised. The interest rate is now determined quarterly, and floats based on the three-month SOFR plus a credit spread adjustment of 0.26161% plus 1.55%. This change reflects the transition from LIBOR to SOFR as the reference rate. The all-in rate was 7.22% at September 30, 2023 and 6.32% at December 31, 2022. The Corporation issued subordinated debentures to the trusts in exchange for the proceeds of the offerings, which debentures represent the sole assets of the trusts. The subordinated debentures must be redeemed no later than 2037. The Corporation may redeem the debentures, in whole or in part, at face value at any time. The Corporation has the option to defer interest payments from time to time for a period not to exceed five Subordinated Notes In June 2021, the Corporation sold $85.0 million aggregate principal amount of its fixed-to-floating rate subordinated notes to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act and the provisions of Rule 506 of Regulation D thereunder. The notes will mature in June 2031, and initially bear interest at a fixed rate of 3.25% per annum, payable semi-annually in arrears, to, but excluding, June 15, 2026, and thereafter to, but excluding, the maturity date or earlier redemption, the interest rate will reset quarterly to an interest rate per annum equal to the then current three-month average SOFR plus 2.58%. The net proceeds from the sale were approximately $83.5 million, after deducting offering expenses. These subordinated notes were designed to qualify as Tier 2 capital under the Federal Reserve’s capital guidelines and were given an investment grade rating of BBB- by Kroll Bond Rating Agency. The unamortized debt issuance costs were $0.8 million and $1.0 million as of September 30, 2023 and December 31, 2022, respectively.

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	9 Months Ended
	Sep. 30, 2023
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	RELATED PARTY TRANSACTIONS Some of the Corporation's directors, executive officers, and their related interests had transactions with the Bank in the ordinary course of business. All loan and deposit transactions were made on substantially the same terms, such as interest rates and collateral, as those prevailing at the time for comparable transactions. In the opinion of management, these transactions do not involve more than the normal risk of collectability nor do they present other unfavorable features. It is anticipated that similar transactions will be entered into in the future. Loans to principal officers, directors, and their affiliates during the three months ended September 30, 2023 were as follows: Beginning balance $ 40,519 New loans and advances 9 Effect of changes in composition of related parties — Repayments (609) Ending balance $ 39,919 Loans to principal officers, directors, and their affiliates during the nine months ended September 30, 2023 were as follows: Beginning balance $ 44,998 New loans and advances 2,716 Effect of changes in composition of related parties (491) Repayments (7,304) Ending balance $ 39,919 Deposits from directors, executive officers, and their affiliates were $9.2 million and $13.7 million at September 30, 2023 and December 31, 2022, respectively.

OFF-BALANCE SHEET COMMITMENTS A

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES	OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES Financial Instruments with Off-Balance Sheet Risk The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financial needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the condensed consolidated balance sheets. The Corporation's exposure to credit loss in the event of nonperformance by the other party of the financial instrument for commitments to extend credit and standby letters of credit is represented by the contract or notional amount of those instruments. The Corporation uses the same credit policies for underwriting all loans, including these commitments and conditional obligations. As of September 30, 2023 and December 31, 2022, the Corporation did not own or trade other financial instruments with significant off-balance sheet risk including derivatives such as futures, forwards, option contracts and the like, although such instruments may be appropriate to use in the future to manage interest rate risk. See Note 12, “Derivative Instruments,” for a description of interest rate derivatives entered into by the Corporation. Standby letters of credit are conditional commitments issued by the Corporation to guarantee the performance of a customer to a third party. The contract or notional amount of these instruments reflects the maximum amount of future payments that the Corporation could be required to pay under the guarantees if there were a total default by the guaranteed parties, without consideration for possible recoveries under recourse provisions or from collateral held or pledged. In addition, many of these commitments are expected to expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of September 30, 2023 and December 31, 2022 were as follows: September 30, 2023 December 31, 2022 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to extended credit $ 117,790 $ 429,686 $ 126,594 $ 441,008 Unused lines of credit 12,203 781,993 7,444 725,277 Standby letters of credit 17,429 1,963 16,124 1,603 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Corporation evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Corporation upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral that is held varies but may include securities, accounts receivable, inventory, property, plant and equipment, and residential and income-producing commercial properties. Allowance for Credit Losses on Unfunded Loan Commitments The Corporation maintains an allowance for credit losses on unfunded commercial lending commitments and letters of credit to provide for the risk of loss inherent in these arrangements. The allowance is computed using a methodology similar to that used to determine the allowance for credit losses for loans receivable, modified to take into account the probability of a draw-down on the commitment. The provision for credit losses on unfunded loan commitments is included in the provision for credit losses on the Corporation's condensed consolidated statements of income. The allowance for unfunded commitments is included in other liabilities in the condensed consolidated balance sheets. Note 4, "Loans Receivable and Allowance for Credit Losses," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to the loan portfolio of the Corporation. The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three and nine months ended September 30, 2023 and 2022, respectively: Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Beginning balance $ 718 $ 586 $ 603 $ 0 Provision for credit losses on unfunded loan commitments (1) 33 55 148 641 Ending balance $ 751 $ 641 $ 751 $ 641 (1) Excludes provision for credit losses related to the loan portfolio. Other Off-Balance Sheet Commitments The Corporation makes investments in limited partnerships, including certain small business investment corporations and low income housing partnerships. Capital contributions for investments in small business companies ("SBIC") and other limited partnerships, reported in FHLB and other restricted stock holdings and investments on the condensed consolidated balance sheet, as of September 30, 2023 and December 31, 2022 were $20.0 million and $17.0 million, respectively. Unfunded capital commitments in investments in SBIC's and other limited partnerships totaled $5.5 million and $5.5 million as of September 30, 2023 and December 31, 2022, respectively. These investments are accounted for under the equity method of accounting. Qualified Affordable Housing Project Investments The carrying value of investments in the low income housing partnerships, reported in FHLB and other restricted stock holdings and investments on the consolidated balance sheet, as of September 30, 2023 and December 31, 2022 were $4.0 million and $4.5 million, respectively. The related amortization for the three and nine months ended September 30, 2023 was $185 thousand and $558 thousand, respectively, and for the three and nine months ended September 30, 2022 were $198 thousand and $593 thousand, respectively. Unfunded commitments, reported in accrued interest payable and other liabilities on the condensed consolidated balance sheets, as of September 30, 2023 and December 31, 2022 were $796 thousand and $1.0 million, respectively. Litigation The Corporation is subject to claims and lawsuits that arise primarily in the ordinary course of business. It is the opinion of management the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Corporation.

STOCK COMPENSATION

STOCK COMPENSATION	9 Months Ended
	Sep. 30, 2023
Share-Based Payment Arrangement [Abstract]
STOCK COMPENSATION	STOCK COMPENSATION The Corporation has a stock incentive plan, which is administered by a committee of the Board of Directors and which permits the Corporation to provide various types of stock-based compensation to its key employees, directors, and/or consultants, including time-based and performance-based shares of restricted stock. The Corporation maintains the CNB Financial Corporation 2019 Omnibus Incentive Plan (the "2019 Stock Incentive Plan"), which was approved by the Corporation’s shareholders and became effective on April 16, 2019. The 2019 Stock Incentive Plan provides for up to 507,671 shares of common stock to be awarded in the form of nonqualified options or restricted stock. For key employees, the vesting of time-based restricted stock is one-third, one-fourth, or one-fifth of the granted restricted shares per year, beginning one year after the grant date, with 100% vesting on the third, fourth or fifth anniversary of the grant date, respectively. Stock compensation received by non-employee directors vests immediately. At September 30, 2023, there was no unrecognized compensation cost related to stock-based compensation awarded under this plan and, except for the time-based and performance-based restricted stock awards disclosed below and in previous filings, no other stock-based compensation was granted during the three and nine months ended September 30, 2023 and 2022. Compensation expense for the restricted stock awards is recognized over the requisite service period based on the fair value of the shares at the date of grant on a straight-line basis. Non-vested restricted stock awards are recorded as a reduction of additional paid-in-capital in shareholders’ equity until earned. Compensation expense resulting from time-based, performance-based and director restricted stock awards was $350 thousand and $1.3 million for the three and nine months ended September 30, 2023, respectively, and $256 thousand and $1.0 million for the three and nine months ended September 30, 2022, respectively. The total income tax benefit related to the recognized compensation cost of vested restricted stock awards was $74 thousand and $275 thousand for the three and nine months ended September 30, 2023, respectively, and $54 thousand and $213 thousand for the three and nine months ended September 30, 2022, respectively. A summary of changes in time-based unvested restricted stock awards for the three months ended September 30, 2023 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 132,972 $ 24.12 Granted — — Forfeited (1,393) 24.49 Vested (1,362) 24.02 Unvested at end of period 130,217 $ 24.11 A summary of changes in time-based unvested restricted stock awards for the nine months ended September 30, 2023 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 69,746 $ 25.21 Granted 90,675 23.63 Forfeited (4,196) 24.35 Vested (26,008) 25.30 Unvested at end of period 130,217 $ 24.11 The above table excludes 14,510 shares in restricted stock awards that were granted at a weighted average fair value of $24.12 and immediately vested. As of September 30, 2023 and December 31, 2022, there was $2.4 million and $1.2 million of total unrecognized compensation cost related to unvested restricted stock awards, respectively. The fair value of shares vested was $25 thousand and $963 thousand during the three and nine months ended September 30, 2023, respectively, and $31 thousand and $1.0 million during the three and nine months ended September 30, 2022, respectively. In addition to the time-based restricted stock disclosed above, the Corporation’s Board of Directors grants performance-based restricted stock awards (“PBRSAs”) to key employees. The number of PBRSAs will depend on certain performance conditions earned over a three year period and are also subject to service-based vesting. In 2023, awards with a maximum of 23,124 shares in aggregate were granted to key employees. In 2022, awards with a maximum of 13,761 shares in aggregate were granted to key employees. In 2021, awards with a maximum of 18,210 shares in aggregate were granted to key employees. In 2022, the 2020 PBRSAs were fully earned and in 2023, 4,118 shares were fully distributed. The fair value of the shares distributed in 2023 was $99 thousand.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	9 Months Ended
	Sep. 30, 2023
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE	EARNINGS PER COMMON SHARE Basic earnings per common share is computed by dividing net income, excluding net earnings allocated to participating securities, by the weighted average number of shares outstanding during the applicable period, excluding outstanding participating securities. Diluted earnings per common share is computed using the weighted average number of shares determined for the basic computation plus the dilutive effect of potential common shares issuable under certain stock compensation plans. For the three and nine months ended September 30, 2023 and 2022, there were no outstanding stock options to include in the diluted earnings per common share calculations. Unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per common share pursuant to the two-class method. The Corporation has determined that its outstanding unvested time-based stock awards are participating securities. The computation of basic and diluted earnings per common share is shown below: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Basic earnings per common share computation: Net income per condensed consolidated statements of income $ 12,651 $ 15,549 $ 40,817 $ 44,082 Net earnings allocated to participating securities (70) (66) (222) (198) Net earnings allocated to common stock $ 12,581 $ 15,483 $ 40,595 $ 43,884 Distributed earnings allocated to common stock $ 3,645 $ 2,936 $ 10,969 $ 8,815 Undistributed earnings allocated to common stock 8,936 12,547 29,626 35,069 Net earnings allocated to common stock $ 12,581 $ 15,483 $ 40,595 $ 43,884 Weighted average common shares outstanding, including shares considered participating securities 20,969 17,324 21,048 17,024 Less: Average participating securities (109) (70) (109) (73) Weighted average shares 20,860 17,254 20,939 16,951 Basic earnings per common share $ 0.60 $ 0.90 $ 1.94 $ 2.59 Diluted earnings per common share computation: Net earnings allocated to common stock $ 12,581 $ 15,483 $ 40,595 $ 43,884 Weighted average common shares outstanding for basic earnings per common share 20,860 17,254 20,939 16,951 Add: Dilutive effect of stock compensation 40 34 40 33 Weighted average shares and dilutive potential common shares 20,900 17,288 20,979 16,984 Diluted earnings per common share $ 0.60 $ 0.90 $ 1.94 $ 2.59

DERIVATIVE INSTRUMENTS

DERIVATIVE INSTRUMENTS	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVE INSTRUMENTS	DERIVATIVE INSTRUMENTS On September 7, 2018, the Corporation executed an interest rate swap agreement with a 5-year term and an effective date of September 15, 2018 in order to hedge cash flows associated with $10.0 million of a subordinated trust preferred security that was issued by the Corporation during 2007 and elected cash flow hedge accounting for the agreement. The Corporation’s objective in using this derivative is to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2018 to September 15, 2023 without the exchange of the underlying notional amount. The swap that expired on September 15, 2023 was not renewed. As of September 30, 2023 and December 31, 2022, no derivatives were designated as fair value hedges or hedges of net investments in foreign operations. Additionally, the Corporation does not use derivatives for trading or speculative purposes and currently does not have any derivatives that are not designated as hedges. The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s condensed consolidated balance sheets and statements of income as of September 30, 2023 and December 31, 2022 and for the three and nine months ended September 30, 2023 and 2022: Fair value as of Balance Sheet September 30, 2023 December 31, 2022 Interest rate contracts Accrued interest receivable (payable) and $ — $ 150 For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ (51) Interest expense – $ (55) Other $ — For the Nine Months (a) (b) (c) (d) (e) Interest rate contracts $ (119) Interest expense – $ (151) Other $ — For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 88 Interest expense – $ (26) Other $ — For the Nine Months (a) (b) (c) (d) (e) Interest rate contracts $ 410 Interest expense – $ (144) Other $ — (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) As of September 30, 2023 and December 31, 2022, cash collateral balances in the amount of zero and $200 thousand were maintained, respectively, with a counterparty to the interest rate swaps. These balances are included in interest-bearing deposits with other banks on the condensed consolidated balance sheets. The Corporation entered into certain interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Corporation enters into an interest rate swap with a customer while at the same time entering into an offsetting interest rate swap with another financial institution. In connection with each swap transaction, the Corporation agrees to pay interest to the customer on a notional amount at a variable interest rate and receive interest from the customer on a similar notional amount at a fixed interest rate. Concurrently, the Corporation agrees to pay another financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. The transaction allows the Corporation’s customers to effectively convert a variable rate loan to a fixed rate. Because the Corporation acts as an intermediary for its customer, changes in the fair value of the underlying derivative contracts offset each other and do not impact the Corporation’s results of operations. The Corporation pledged cash collateral to another financial institution with a balance $173 thousand as of September 30, 2023 and December 31, 2022. This balance is included in cash and cash equivalents due from banks on the condensed consolidated balance sheets. The Corporation may require its customers to post cash or securities as collateral on its program of back-to-back swaps depending upon the specific facts and circumstances surrounding each loan and individual swap. In addition, certain language is included in the International Swaps and Derivatives Association agreement and loan documents where, in default situations, the Corporation is permitted to access collateral supporting the loan relationship to recover any losses suffered on the derivative asset or liability. The Corporation may be required to post additional collateral to swap counterparties in the future in proportion to potential increases in unrealized loss positions. Effective on September 30, 2023 the Corporation amended all of the back-to-back swap contracts to reference the 1-month SOFR plus a credit spread adjustment of 11.448 basis points "Fallback SOFR." The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s condensed consolidated balance sheet as of September 30, 2023 and December 31, 2022: Notional Weighted Weighted Weighted Average Fair September 30, 2023 3rd Party interest rate swaps $ 21,572 5.12 4.19 % 1 month Fallback SOFR + 1.79% $ 1,726 (a) Customer interest rate swaps (21,572) 5.12 4.19 % 1 month Fallback SOFR + 1.79% (1,726) (b) December 31, 2022 3rd Party interest rate swaps $ 31,417 4.9 4.12 % 1 month LIBOR + 1.68% $ 1,700 (a) Customer interest rate swaps (31,417) 4.9 4.12 % 1 month LIBOR + 1.68% (1,700) (b) (a) Reported in accrued interest receivable and other assets within the condensed consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets Risk Participation Agreements

FAIR VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE Fair Value Measurement Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The following three levels of inputs are used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Corporation used the following methods and significant assumptions to estimate fair value: Investment Securitie s: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2), using matrix pricing. Matrix pricing is a mathematical technique commonly used to price debt securities that are not actively traded, values debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Loans Held for Sale : Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a loan-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Derivatives : The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). The Corporation's derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices, and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including brokers, market transactions, and third-party pricing services. Individually Evaluated Loans : The fair value of individually evaluated loans with specific allocations of the allowance for credit losses is generally based on recent real estate appraisals prepared by third-parties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also adjusts appraised values based on the length of time that has passed since the appraisal date and other factors. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, resulting in a Level 3 fair value classification. Individually evaluated loans are evaluated on a quarterly basis for additional impairment and adjusted in accordance with the allowance policy. Assets and liabilities measured at fair value on a recurring basis are as follows at September 30, 2023 and December 31, 2022: Fair Value Measurements at September 30, 2023 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 3,825 $ — $ 3,825 $ — States and political subdivisions 88,436 — 88,436 — Residential and multi-family mortgage 189,109 — 189,109 — Corporate notes and bonds 42,906 — 42,906 — Pooled SBA 10,846 — 10,846 — Total Securities Available-For-Sale $ 335,122 $ — $ 335,122 $ — Interest Rate swaps $ 1,726 $ — $ 1,726 $ — Equity Securities: Corporate equity securities $ 5,327 $ 5,327 $ — $ — Mutual funds 2,086 2,086 — — Money market funds 865 865 — — Corporate notes 670 — 670 — Total Equity Securities $ 8,948 $ 8,278 $ 670 $ — Liabilities: Interest Rate Swaps $ (1,726) $ — $ (1,726) $ — Fair Value Measurements at December 31, 2022 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 3,129 $ — $ 3,129 $ — States and political subdivisions 95,663 — 95,663 — Residential and multi-family mortgage 217,547 — 217,547 — Corporate notes and bonds 42,391 — 42,391 — Pooled SBA 12,679 — 12,679 — Total Securities Available-For-Sale $ 371,409 $ — $ 371,409 $ — Interest Rate swaps $ 1,850 $ — $ 1,850 $ — Equity Securities: Corporate equity securities $ 6,973 $ 6,973 $ — $ — Mutual funds 1,406 1,406 — — Money market funds 479 479 — — Corporate notes 757 757 — — Total Equity Securities $ 9,615 $ 9,615 $ — $ — Liabilities: Interest Rate Swaps $ (1,700) $ — $ (1,700) $ — Assets and liabilities measured at fair value on a non-recurring basis are as follows at September 30, 2023 and December 31, 2022: Fair Value Measurements at September 30, 2023 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 763 $ — $ — $ 763 Owner-occupied, nonfarm nonresidential properties 5,593 — — 5,593 Commercial and industrial 6,457 — — 6,457 Other construction loans and all land development loans and other land loans 1,299 — — 1,299 Multifamily (5 or more) residential properties 305 — — 305 Non-owner occupied, nonfarm nonresidential 7,279 — — 7,279 Home equity lines of credit 317 — — 317 Residential Mortgages secured by first liens 889 — — 889 Fair Value Measurements at December 31, 2022 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 829 $ — $ — $ 829 Owner-occupied, nonfarm nonresidential properties 1,071 — — 1,071 Commercial and industrial 1,631 — — 1,631 Other construction loans and all land development loans and other land loans 501 — — 501 Multifamily (5 or more) residential properties 613 — — 613 Non-owner occupied, nonfarm nonresidential 3,867 — — 3,867 Home equity lines of credit 335 — — 335 Residential mortgages secured by first liens 944 — — 944 A loan is considered to be a collateral dependent loan when, based on current information and events, the Corporation expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Corporation has determined that the borrower is experiencing financial difficulty as of the measurement date. The allowance for credit losses is measured by estimating the fair value of the loan based on the present value of expected cash flows, the market price of the loan, or the underlying fair value of the loan’s collateral. For real estate loans, fair value of the loan’s collateral is determined by third-party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Corporation reviews the third-party appraisal for appropriateness and may adjust the value downward to consider selling and closing costs. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2023: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 763 Valuation of third party appraisal on underlying collateral Loss severity rates 27%-29% (28%) Owner-occupied, nonfarm nonresidential properties 5,593 Valuation of third party appraisal on underlying collateral Loss severity rates 9%-100% (13%) Commercial and industrial 6,457 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-50% (14%) Other construction loans and all land development loans and other land loans 1,299 Valuation of third party appraisal on underlying collateral Loss severity rates 32% (32%) Multifamily (5 or more) residential properties 305 Valuation of third party appraisal on underlying collateral Loss severity rates 26% (26%) Non-owner occupied, nonfarm nonresidential 7,279 Valuation of third party appraisal on underlying collateral Loss severity rates 32%-34% (33%) Home equity lines of credit 317 Valuation of third party appraisal on underlying collateral Loss severity rates 15% (15%) Residential Mortgages secured by first liens 889 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-40% (29%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2022: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 829 Valuation of third party appraisal on underlying collateral Loss severity rates 20% (20%) Owner-occupied, nonfarm nonresidential properties 1,071 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-100% (29%) Commercial and industrial 1,631 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-49% (23%) Other construction loans and all land development loans and other land loans 501 Valuation of third party appraisal on underlying collateral Loss severity rates 33% (33%) Multifamily (5 or more) residential properties 613 Valuation of third party appraisal on underlying collateral Loss severity rates 19%-25% (23%) Non-owner occupied, nonfarm nonresidential 3,867 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-53% (35%) Home equity lines of credit 335 Valuation of third party appraisal on underlying collateral Loss severity rates 15% (15%) Residential mortgages secured by first liens 944 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-27% (21%) Fair Value of Financial Instruments The following table presents the carrying amount and fair value of financial instruments at September 30, 2023: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 182,585 $ 182,585 $ — $ — $ 182,585 Debt securities available-for-sale 335,122 — 335,122 — 335,122 Debt securities held-to-maturity 391,301 — 352,069 — 352,069 Equity securities 8,948 8,278 670 — 8,948 Loans held for sale 464 — 465 — 465 Net loans receivable 4,446,342 — — 4,302,890 4,302,890 FHLB and other restricted stock holdings and investments 28,329 n/a n/a n/a n/a Interest rate swaps 1,726 — 1,726 — 1,726 Accrued interest receivable 22,329 — 2,778 19,551 22,329 LIABILITIES Deposits $ (5,002,781) $ (4,448,041) $ (555,737) $ — $ (5,003,778) Subordinated notes and debentures (104,811) — (128,112) — (128,112) Interest rate swaps (1,726) — (1,726) — (1,726) Accrued interest payable (3,185) — (3,185) — (3,185) The following table presents the carrying amount and fair value of financial instruments at December 31, 2022: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 106,285 $ 106,285 $ — $ — $ 106,285 Debt securities available-for-sale 371,409 — 371,409 — 371,409 Debt securities held-to-maturity 404,765 — 367,388 — 367,388 Equity securities 9,615 9,615 — — 9,615 Loans held for sale 231 — 231 — 231 Net loans receivable 4,231,742 — — 4,157,843 4,157,843 FHLB and other restricted stock holdings and investments 30,715 n/a n/a n/a n/a Interest rate swaps 1,850 — 1,850 — 1,850 Accrued interest receivable 20,194 — 2,867 17,327 20,194 LIABILITIES Deposits $ (4,622,437) $ (4,175,976) $ (445,788) $ — $ (4,621,764) Short-term borrowings (132,396) — (132,396) — (132,396) Subordinated notes and debentures (104,584) — (117,378) — (117,378) Interest rate swaps (1,700) — (1,700) — (1,700) Accrued interest payable (1,839) — (1,839) — (1,839) While estimates of fair value are based on management’s judgment of the most appropriate factors as of the balance sheet dates, there is no assurance that the estimated fair values would have been realized if the assets had been disposed of or the liabilities settled at that date, since market values may differ depending on various circumstances. The estimated fair values would also not apply to subsequent dates. The fair value of other equity interests is based on the net asset values provided by the underlying investment partnership. ASU 2015-7 removes the requirement to categorize within the fair value hierarchy all investments measured using the net asset value per share practical expedient and related disclosures. In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the disclosures. Also, non-financial assets such as, among other things, the estimated earnings power of core deposits, the earnings potential of trust accounts, the trained workforce, and customer goodwill, which typically are not recognized on the balance sheet, may have value but are not included in the fair value disclosures.

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	9 Months Ended
	Sep. 30, 2023
Revenue from Contract with Customer [Abstract]
REVENUE FROM CONTRACTS WITH CUSTOMERS	REVENUE FROM CONTRACTS WITH CUSTOMERS All of the Corporation’s revenue from contracts with customers in the scope of ASC 606 is recognized within Non-Interest Income. The following table presents the Corporation's Non-Interest Income by revenue stream and reportable segment for the three and nine months ended September 30, 2023 and 2022. Items outside the scope of ASC 606 are noted as such. Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Non-interest Income Service charges on deposit accounts $ 1,861 $ 1,872 $ 5,569 $ 5,400 Wealth and asset management fees 1,833 1,870 5,567 5,456 Mortgage banking (1) 172 298 516 1,065 Card processing and interchange income 2,098 1,975 6,219 5,776 Net gains on sales of securities (1) — — 52 651 Other income 1,899 1,944 6,275 7,411 Total non-interest income $ 7,863 $ 7,959 $ 24,198 $ 25,759 (1) Not within scope of ASU 2014-9 Management determined that the primary sources of revenue emanating from interest and dividend income on loans receivable and investment securities along with non-interest revenue resulting from security gains, loan servicing, gains on the sale of loans receivable, commitment fees, fees from financial guarantees, certain credit card fees, gains (losses) on sale of other real estate owned not financed by the Corporation, is not within the scope of ASU 2014-9. The types of non-interest income within the scope of the standard that are material to the condensed consolidated financial statements are services charges on deposit accounts, wealth and asset management fee income, card processing and interchange income, and other income. Service charges on deposit accounts : The Corporation earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed, as that is the point in time the Corporation fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Corporation satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Services charges on deposits are withdrawn from the customer’s account balance. Wealth and asset management fees : The Corporation earns wealth and asset management fees from its contracts with trust and brokerage customers to manage assets for investment, and/or to transact on their accounts. These fees are primarily earned over time as the Corporation provides the contracted monthly or quarterly services and are generally assessed based on a tiered scale of the market value of assets under management at month end. Fees for these services are billed to customers on a monthly or quarterly basis and are recorded as revenue at the end of the period for which the wealth and asset management services have been performed. Other performance obligations, such as the delivery of account statements to customers, are generally considered immaterial to the overall transaction price. Card processing and interchange income : The Corporation earns interchange fees from check card and credit card transactions conducted through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Other income : The Corporation's other income includes sources such as bank owned life insurance, changes in fair value and realized gains on sales of trading securities, certain service fees, gains (losses) on sales of fixed assets, and gains (losses) on sale of other real estate owned. The service fees are recognized in the same manner as the service charges mentioned above. While gains (losses) on the sale of other real estate owned are within the scope of ASU 2014-9 if financed by the Corporation, the Corporation does not finance the sale of transactions. The revenue on the sale is recorded upon the transfer of control of the property to the buyer and the other real estate owned asset is derecognized.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Pay vs Performance Disclosure
NET INCOME	$ 13,727	$ 16,625	$ 44,043	$ 47,308

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2023
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying condensed consolidated financial statements have been prepared pursuant to rules and regulations of the SEC and in compliance with U.S. generally accepted accounting principles ("GAAP"). Because this report is based on an interim period, certain information and footnote disclosures normally included in the consolidated financial statements prepared in accordance with GAAP have been condensed or omitted.
Use of Estimates	Use of Estimates To prepare financial statements in conformity with GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the condensed consolidated financial statements and the disclosures provided and future results could differ.
Operating Segments	Operating Segments While the Corporation's chief operating decision makers monitor the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Corporation-wide basis, and operating segments are aggregated into one as operating results for all segments are similar. Accordingly, all of the financial services operations are considered by management to be aggregated in one reportable operating segment.
Goodwill Assessment	Goodwill Assessment The Corporation's policy is to test goodwill for impairment annually on December 31 or on an interim basis if an event triggering impairment may have occurred. During the nine months ended September 30, 2023, the economic uncertainty and market volatility resulting from the rising interest rate environment and the recent banking industry stresses resulted in a decrease in the Corporation's stock price and market capitalization. Management believed such a decrease was a triggering indicator requiring an interim goodwill impairment analysis. At September 30, 2023, the Corporation elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. Management will continue to evaluate the economic conditions at future reporting periods for any potential applicable changes.
Accounting Standards Adopted and Accounting Pronouncements Pending Adoption	Accounting Standards Adopted in 2022 In December 2022, the Financial Accounting Standards Board (the “FASB”) issued ASU No. 2022-06 - Reference Rate Reform (Topic 848). ASU 2022-06 extends the period of time preparers can utilize the reference rate reform relief guidance provided by ASU 2020-04 and ASU 2021-01, which are discussed above. ASU 2022-06, which was effective upon issuance, defers the sunset date of this prior guidance from December 31, 2022 to December 31, 2024, after which entities will no longer be permitted to apply the relief guidance in Topic 848. ASU 2022-06 did not have a material impact on the Corporation's financial statements and related disclosures. Accounting Standards Adopted in 2023 In October 2021, the FASB issued ASU No. 2021-08, "Business Combinations (Topic 805), Accounting for Contract Assets and Contract Liabilities from Contracts with Customers." This ASU requires that an acquirer recognize and measure contract assets and contract liabilities acquired in a business combination in accordance with Topic 606, "Revenue from Contracts with Customers." ASU 2021-08 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU 2022-01, "Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method." Under prior guidance, entities can apply the last-of-layer hedging method to hedge the exposure of a closed portfolio of prepayable financial assets to fair value changes due to changes in interest rates for a portion of the portfolio that is not expected to be affected by prepayments, defaults, and other events affecting the timing and amount of cash flows. ASU 2022-01 expands the last-of-layer method, which permits only one hedge layer, to allow multiple hedged layers of a single closed portfolio. To reflect that expansion, the last-of-layer method is renamed the portfolio layer method. ASU 2022-01 also (i) expands the scope of the portfolio layer method to include non-prepayable financial assets, (ii) specifies eligible hedging instruments in a single-layer hedge, (iii) provides additional guidance on the accounting for and disclosure of hedge basis adjustments under the portfolio layer method and (iv) specifies how hedge basis adjustments should be considered when determining credit losses for the assets included in the closed portfolio. ASU 2022-01 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU No. 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDRs guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. ASU 2022-02 was effective for the Corporation on January 1, 2023 and did not have a material impact on its condensed consolidated financial statements and related disclosures. In July 2023, FASB issued ASU No. 2023-03, "Presentation of Financial Statements (Topic 205), Income Statement - Reporting Comprehensive Income (Topic 220), Distinguishing Liabilities from Equity (Topic 480), Equity (Topic 505), and Compensation - Stock Compensation (Topic 718): Amendments to SEC Paragraphs Pursuant to SEC Staff Accounting Bulletin No. 120, SEC Staff Announcement at the March 24, 2022 EITF Meeting, and Staff Accounting Bulletin Topic 6.B, Accounting Series Release 280 - General Revision of Regulation S-X: Income or Loss Applicable to Common Stock." This ASU amends the FASB Accounting Standards Codification for SEC updates pursuant to SEC Staff Accounting Bulletin No. 120; SEC Staff Announcement at the March 24, 2022 Emerging Issues Task Force (“EITF”) Meeting; and Staff Accounting Bulletin Topic 6.B, Accounting Series Release 280 - General Revision of Regulation S-X: Income or Loss Applicable to Common Stock. The updates were effective immediately. These updates did not have a material impact on the Corporation's consolidated financial statements and related disclosures. Accounting Pronouncements Pending Adoption In June 2022, FASB issued ASU No. 2022-03, "Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions." In this ASU, a contractual restriction on the sale of an equity security is not considered in measuring the security's fair value. The ASU also requires certain disclosures for equity securities that are subject to contractual restrictions. This guidance is effective for the Corporation on January 1, 2024, with early adoption permitted. The Corporation is evaluating the effect that ASU 2022-03 will have on its consolidated financial statements and related disclosures. In March 2023, FASB issued ASU No. 2023-01, "Leases (Topic 842): Common Control Arrangements." This ASU requires the Corporation to amortize leasehold improvements associated with common control leases over the useful life to the common control group. This guidance is effective for the Corporation on January 1, 2024 with early adoption permitted. The Corporation is evaluating the effect that ASU 2023-01 will have on its consolidated financial statements and related disclosures. In March 2023, FASB issued ASU No. 2023-02, "Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." In this ASU, these amendments allow the Corporation to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for the Corporation on January 1, 2024 with early adoption permitted. The Corporation is evaluating the effect that ASU 2023-02 will have on its consolidated financial statements and related disclosures. In August 2023, FASB issued ASU No. 2023-05, "Business Combinations - Joint Venture Formations (Subtopic 805-60): Recognition and Initial Measurement." ASU 2023-05 requires certain joint ventures to apply a new basis of accounting upon formation by recognizing and initially measuring most of their assets and liabilities at fair value. The objectives of the amendments are to provide decision-useful information to investors and other allocators of capital in a joint venture’s financial statements and also to reduce diversity in practice. ASU 2023-05 should be applied prospectively and is effective for all newly formed joint venture entities with a formation date on or after January 1, 2025. Early adoption is permitted, and joint ventures formed prior to the adoption date may elect to apply the new guidance retrospectively back to their original formation date. The Corporation is evaluating the effect that ASU 2023-05 will have on its consolidated financial statements and related disclosures. In October 2023, FASB issued ASU No. 2023-06, "Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative." The ASU amends the ASC to incorporate certain disclosure requirements from SEC Release No. 33-10532 - Disclosure Update and Simplification that was issued in 2018. The effective date for each amendment will be the date on which the SEC’s removal of that related disclosure from Regulation S-X or Regulation S-K becomes effective, with early adoption prohibited. The Corporation is evaluating the effect that ASU 2023-06 will have on its consolidated financial statements and related disclosures.

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of Securities Available for Sale	Debt securities available-for-sale ("AFS") at September 30, 2023 and December 31, 2022 were as follows: September 30, 2023 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 3,887 $ — $ (62) $ — $ 3,825 State & political subdivisions 106,651 — (18,215) — 88,436 Residential & multi-family mortgage 233,464 — (44,355) — 189,109 Corporate notes & bonds 48,639 4 (5,737) — 42,906 Pooled SBA 12,047 — (1,201) — 10,846 Total $ 404,688 $ 4 $ (69,570) $ — $ 335,122 December 31, 2022 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 3,213 $ — $ (84) $ — $ 3,129 State & political subdivisions 112,734 24 (17,095) — 95,663 Residential & multi-family mortgage 256,111 — (38,564) — 217,547 Corporate notes & bonds 47,111 — (4,720) — 42,391 Pooled SBA 13,823 — (1,144) — 12,679 Total $ 432,992 $ 24 $ (61,607) $ — $ 371,409 Information pertaining to security sales on AFS securities is as follows: Proceeds Gross Gross Three months ended September 30, 2023 $ — $ — $ — Three months ended September 30, 2022 — — — Nine months ended September 30, 2023 13,151 52 — Nine months ended September 30, 2022 22,164 651 —
Schedule of Debt Securities Held-to-maturities	Debt securities held-to-maturity ("HTM") at September 30, 2023 and December 31, 2022 were as follows: September 30, 2023 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 302,871 $ — $ (26,628) $ — $ 276,243 Residential & multi-family mortgage 88,430 — (12,604) — 75,826 Total $ 391,301 $ — $ (39,232) $ — $ 352,069 December 31, 2022 Amortized Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Government sponsored entities $ 307,711 $ — $ (27,276) $ — $ 280,435 Residential & multi-family mortgage 97,054 — (10,101) — 86,953 Total $ 404,765 $ — $ (37,377) $ — $ 367,388 HTM debt securities with unrealized losses at September 30, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: September 30, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ — $ — $ 276,243 $ (26,628) $ 276,243 $ (26,628) Residential & multi-family mortgage — — 75,826 (12,604) 75,826 (12,604) $ — $ — $ 352,069 $ (39,232) $ 352,069 $ (39,232) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 143,556 $ (10,063) $ 136,879 $ (17,213) $ 280,435 $ (27,276) Residential & multi-family mortgage 24,132 (2,253) 62,821 (7,848) 86,953 (10,101) $ 167,688 $ (12,316) $ 199,700 $ (25,061) $ 367,388 $ (37,377)
Schedule of Maturity Distribution of Debt Securities at Amortized Cost and Fair Value	The table below illustrates the maturity distribution of debt securities at amortized cost and fair value as of September 30, 2023: Available-for-sale Held-to-maturity Amortized Fair Amortized Fair 1 year or less $ 10,533 $ 10,388 $ 53,827 $ 52,288 1 year – 5 years 43,540 40,467 203,661 186,750 5 years – 10 years 82,397 68,505 45,383 37,205 After 10 years 22,707 15,807 — — 159,177 135,167 302,871 276,243 Residential & multi-family mortgage 233,464 189,109 88,430 75,826 Pooled SBA 12,047 10,846 — — Total debt securities $ 404,688 $ 335,122 $ 391,301 $ 352,069
Available-for-sale Securities with Unrealized Loss Position	AFS debt securities with unrealized losses at September 30, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: September 30, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 389 $ (5) $ 1,536 $ (57) $ 1,925 $ (62) State & political subdivisions 2,944 (20) 85,246 (18,195) 88,190 (18,215) Residential & multi-family mortgage 210 (6) 188,812 (44,349) 189,022 (44,355) Corporate notes and bonds 1,770 (230) 40,477 (5,507) 42,247 (5,737) Pooled SBA — — 10,754 (1,201) 10,754 (1,201) $ 5,313 $ (261) $ 326,825 $ (69,309) $ 332,138 $ (69,570) December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. Government sponsored entities $ 3,129 $ (84) $ — $ — $ 3,129 $ (84) State & political subdivisions 34,667 (1,887) 54,546 (15,208) 89,213 (17,095) Residential & multi-family mortgage 48,996 (3,122) 168,551 (35,442) 217,547 (38,564) Corporate notes and bonds 31,730 (3,403) 10,661 (1,317) 42,391 (4,720) Pooled SBA 5,107 (314) 7,572 (830) 12,679 (1,144) $ 123,629 $ (8,810) $ 241,330 $ (52,797) $ 364,959 $ (61,607)
Schedule of Trading Securities	Equity securities at September 30, 2023 and December 31, 2022 were as follows: September 30, 2023 December 31, 2022 Corporate equity securities $ 5,327 $ 6,973 Mutual funds 2,086 1,406 Money market funds 865 479 Corporate notes 670 757 Total $ 8,948 $ 9,615

LOANS RECEIVABLE AND ALLOWANC_2

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES (Tables)	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Schedule of Net Loans	Total net loans receivable at September 30, 2023 and December 31, 2022 are summarized as follows: September 30, 2023 Percentage December 31, 2022 Percentage Farmland $ 32,794 0.7 % $ 32,168 0.8 % Owner-occupied, nonfarm nonresidential properties 494,526 11.0 468,493 11.0 Agricultural production and other loans to farmers 1,118 — 1,198 — Commercial and Industrial 730,542 16.3 791,911 18.5 Obligations (other than securities and leases) of states and political subdivisions 153,722 3.4 145,345 3.4 Other loans 43,082 1.0 24,710 0.6 Other construction loans and all land development and other land loans 461,931 10.3 446,685 10.5 Multifamily (5 or more) residential properties 268,432 6.0 257,696 6.0 Non-owner occupied, nonfarm nonresidential properties 908,520 20.2 795,315 18.6 1-4 Family Construction 54,700 1.2 51,171 1.2 Home equity lines of credit 124,970 2.8 124,892 2.9 Residential Mortgages secured by first liens 992,562 22.1 942,531 22.0 Residential Mortgages secured by junior liens 91,250 2.0 74,638 1.7 Other revolving credit plans 44,476 1.0 36,372 0.9 Automobile 26,077 0.6 21,806 0.5 Other consumer 50,507 1.1 49,144 1.1 Credit cards 12,638 0.3 10,825 0.3 Overdrafts 327 — 278 — Total loans receivable $ 4,492,174 100.0 % $ 4,275,178 100.0 % Less: Allowance for credit losses (45,832) (43,436) Loans receivable, net $ 4,446,342 $ 4,231,742 Net deferred loan origination fees included in the above table $ 3,335 $ 4,463
Schedule of Allowance for Loan Losses	Transactions in the allowance for credit losses for the three months ended September 30, 2023 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 140 $ — $ — $ (15) $ 125 Owner-occupied, nonfarm nonresidential properties 3,151 — 8 789 3,948 Agricultural production and other loans to farmers 5 — — (1) 4 Commercial and Industrial 8,659 (80) 42 (1,142) 7,479 Obligations (other than securities and leases) of states and political subdivisions 2,306 — — 321 2,627 Other loans 733 — — (214) 519 Other construction loans and all land development and other land loans 3,591 — — 367 3,958 Multifamily (5 or more) residential properties 1,613 — — 537 2,150 Non-owner occupied, nonfarm nonresidential properties 8,977 (88) 6 1,006 9,901 1-4 Family Construction 408 — — (11) 397 Home equity lines of credit 969 (10) 1 (156) 804 Residential Mortgages secured by first liens 9,250 (15) — (1,241) 7,994 Residential Mortgages secured by junior liens 1,578 — — (59) 1,519 Other revolving credit plans 931 (40) 4 97 992 Automobile 376 (23) — 13 366 Other consumer 2,561 (423) 23 481 2,642 Credit cards 72 (23) 7 24 80 Overdrafts 221 (153) 32 227 327 Total $ 45,541 $ (855) $ 123 $ 1,023 $ 45,832 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the nine months ended September 30, 2023 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 159 $ — $ — $ (34) $ 125 Owner-occupied, nonfarm nonresidential properties 2,905 (26) 23 1,046 3,948 Agricultural production and other loans to farmers 6 — — (2) 4 Commercial and Industrial 9,766 (126) 187 (2,348) 7,479 Obligations (other than securities and leases) of states and political subdivisions 1,863 — — 764 2,627 Other loans 456 — — 63 519 Other construction loans and all land development and other land loans 3,253 — — 705 3,958 Multifamily (5 or more) residential properties 2,353 (65) 2 (140) 2,150 Non-owner occupied, nonfarm nonresidential properties 7,653 (336) 6 2,578 9,901 1-4 Family Construction 327 — — 70 397 Home equity lines of credit 1,173 (10) 4 (363) 804 Residential Mortgages secured by first liens 8,484 (22) 3 (471) 7,994 Residential Mortgages secured by junior liens 1,035 — — 484 1,519 Other revolving credit plans 722 (98) 21 347 992 Automobile 271 (33) — 128 366 Other consumer 2,665 (1,405) 97 1,285 2,642 Credit cards 67 (103) 14 102 80 Overdrafts 278 (451) 111 389 327 Total $ 43,436 $ (2,675) $ 468 $ 4,603 $ 45,832 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the three months ended September 30, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 191 $ — $ — $ (8) $ 183 Owner-occupied, nonfarm nonresidential properties 3,714 — 3 (272) 3,445 Agricultural production and other loans to farmers 7 — — (2) 5 Commercial and Industrial 9,555 — 32 (21) 9,566 Obligations (other than securities and leases) of states and political subdivisions 1,665 — — 97 1,762 Other loans 167 — — (2) 165 Other construction loans and all land development and other land loans 2,328 — — 208 2,536 Multifamily (5 or more) residential properties 2,277 — — (171) 2,106 Non-owner occupied, nonfarm nonresidential properties 6,748 (169) 336 215 7,130 1-4 Family Construction 236 — — (56) 180 Home equity lines of credit 1,353 — 1 26 1,380 Residential Mortgages secured by first liens 7,664 (4) 1 198 7,859 Residential Mortgages secured by junior liens 628 — — 338 966 Other revolving credit plans 598 (28) 12 58 640 Automobile 242 (7) 2 27 264 Other consumer 2,704 (404) 22 437 2,759 Credit cards 110 (15) 25 (33) 87 Overdrafts 356 (152) 35 (3) 236 Total loans $ 40,543 $ (779) $ 469 $ 1,036 $ 41,269 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the nine months ended September 30, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 151 $ — $ — $ 32 $ 183 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 12 115 3,445 Agricultural production and other loans to farmers 9 — — (4) 5 Commercial and Industrial 8,837 (85) 123 691 9,566 Obligations (other than securities and leases) of states and political subdivisions 1,649 — — 113 1,762 Other loans 149 — — 16 165 Other construction loans and all land development and other land loans 2,198 — — 338 2,536 Multifamily (5 or more) residential properties 2,289 — — (183) 2,106 Non-owner occupied, nonfarm nonresidential properties 6,481 (169) 336 482 7,130 1-4 Family Construction 158 — — 22 180 Home equity lines of credit 1,169 — 11 200 1,380 Residential Mortgages secured by first liens 6,943 (51) 13 954 7,859 Residential Mortgages secured by junior liens 546 — — 420 966 Other revolving credit plans 528 (73) 46 139 640 Automobile 263 (20) 2 19 264 Other consumer 2,546 (1,174) 63 1,324 2,759 Credit cards 92 (74) 33 36 87 Overdrafts 241 (398) 109 284 236 Total loans $ 37,588 $ (2,065) $ 748 $ 4,998 $ 41,269 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," in the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.
Schedule of Nonaccrual Loans and Loans Receivable Past Due over 90 Days Still Accruing Interest by Class of Loans	The following tables presents the amortized cost basis of loans receivable on nonaccrual status and loans receivable past due over 89 days still accruing as of September 30, 2023 and December 31, 2022, respectively: September 30, 2023 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 929 $ 929 $ — Owner-occupied, nonfarm nonresidential properties 2,983 1,798 — Commercial and Industrial 5,152 4,705 — Other construction loans and all land development and other land loans 1,613 64 — Multifamily (5 or more) residential properties 305 305 — Non-owner occupied, nonfarm nonresidential properties 9,855 7,232 — Home equity lines of credit 566 566 — Residential Mortgages secured by first liens 4,717 4,297 134 Residential Mortgages secured by junior liens 128 128 — Other revolving credit plans 32 32 — Automobile 22 22 — Other consumer 763 763 — Credit cards — — 97 Total $ 27,065 $ 20,841 $ 231 December 31, 2022 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Receivable Past Due over 89 Days Still Accruing Farmland $ 1,011 $ 1,011 $ 994 Owner-occupied, nonfarm nonresidential properties 2,055 1,987 — Commercial and Industrial 5,485 2,366 71 Other construction loans and all land development and other land loans 567 567 — Multifamily (5 or more) residential properties 1,066 423 — Non-owner occupied, nonfarm nonresidential properties 5,081 2,665 — Home equity lines of credit 475 475 — Residential Mortgages secured by first liens 4,329 3,882 48 Residential Mortgages secured by junior liens 91 91 — Other revolving credit plans 26 26 — Automobile 19 19 — Other consumer 781 781 — Credit cards — — 8 Total $ 20,986 $ 14,293 $ 1,121
Schedule of Aging of Recorded Investment in Past Due Loans	The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of September 30, 2023: Real Estate Collateral Non-Real Estate Collateral Farmland $ 763 $ — Owner-occupied, nonfarm nonresidential properties 6,898 4 Commercial and Industrial 5,488 1,681 Other construction loans and all land development and other land loans 1,549 — Multifamily (5 or more) residential properties 305 — Non-owner occupied, nonfarm nonresidential properties 8,858 — Home equity lines of credit 317 — Residential Mortgages secured by first liens 1,087 — Total $ 25,265 $ 1,685 The following table presents the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of December 31, 2022: Real Estate Collateral Non-Real Estate Collateral Farmland $ 829 $ — Owner-occupied, nonfarm nonresidential properties 1,296 4 Commercial and Industrial — 1,904 Other construction loans and all land development and other land loans 501 — Multifamily (5 or more) residential properties 1,066 — Non-owner occupied, nonfarm nonresidential properties 5,874 — Home equity lines of credit 335 — Residential Mortgages secured by first liens 1,150 — Total $ 11,051 $ 1,908 The following table presents the aging of the amortized cost basis in past-due loans receivable as of September 30, 2023 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ 182 $ — $ 129 $ 311 $ 32,483 $ 32,794 Owner-occupied, nonfarm nonresidential properties 642 623 1,463 2,728 491,798 494,526 Agricultural production and other loans to farmers — — — — 1,118 1,118 Commercial and Industrial 341 157 334 832 729,710 730,542 Obligations (other than securities and leases) of states and political subdivisions — — — — 153,722 153,722 Other loans — — — — 43,082 43,082 Other construction loans and all land development and other land loans — 42 1,613 1,655 460,276 461,931 Multifamily (5 or more) residential properties — 305 — 305 268,127 268,432 Non-owner occupied, nonfarm nonresidential properties 219 — 8,247 8,466 900,054 908,520 1-4 Family Construction — — — — 54,700 54,700 Home equity lines of credit 926 168 20 1,114 123,856 124,970 Residential Mortgages secured by first liens 2,382 1,271 1,641 5,294 987,268 992,562 Residential Mortgages secured by junior liens 47 — 90 137 91,113 91,250 Other revolving credit plans 29 39 7 75 44,401 44,476 Automobile 106 87 11 204 25,873 26,077 Other consumer 456 227 361 1,044 49,463 50,507 Credit cards 1,255 53 97 1,405 11,233 12,638 Overdrafts — — — — 327 327 Total $ 6,585 $ 2,972 $ 14,013 $ 23,570 $ 4,468,604 $ 4,492,174 The following table presents the aging of the amortized cost basis in past-due loans receivable as of December 31, 2022 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Receivable Not Past Due Total Farmland $ — $ — $ 1,136 $ 1,136 $ 31,032 $ 32,168 Owner-occupied, nonfarm nonresidential properties 185 27 734 946 467,547 468,493 Agricultural production and other loans to farmers — — — — 1,198 1,198 Commercial and Industrial 246 93 611 950 790,961 791,911 Obligations (other than securities and leases) of states and political subdivisions — — — — 145,345 145,345 Other loans — — — — 24,710 24,710 Other construction loans and all land development and other land loans 1,522 — 501 2,023 444,662 446,685 Multifamily (5 or more) residential properties 706 — 90 796 256,900 257,696 Non-owner occupied, nonfarm nonresidential properties 113 60 879 1,052 794,263 795,315 1-4 Family Construction — — — — 51,171 51,171 Home equity lines of credit 203 10 49 262 124,630 124,892 Residential Mortgages secured by first liens 1,302 538 1,775 3,615 938,916 942,531 Residential Mortgages secured by junior liens 5 — 51 56 74,582 74,638 Other revolving credit plans 65 27 — 92 36,280 36,372 Automobile 36 — — 36 21,770 21,806 Other consumer 361 188 473 1,022 48,122 49,144 Credit cards 196 18 8 222 10,603 10,825 Overdrafts — — — — 278 278 Total $ 4,940 $ 961 $ 6,307 $ 12,208 $ 4,262,970 $ 4,275,178
Schedule of Restructured in Troubled Debt	The following table presents the amortized cost basis of loans at September 30, 2023 that were both experiencing financial difficulty and modified during the three months ended September 30, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Owner-occupied, nonfarm nonresidential properties $ — $ 760 $ — $ — $ — 0.2 % Non-owner occupied, nonfarm nonresidential properties — 6,215 — — 785 0.8 Total $ — $ 6,975 $ — $ — $ 785 0.2 % The following table presents the amortized cost basis of loans at September 30, 2023 that were both experiencing financial difficulty and modified during the nine months ended September 30, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Owner-occupied, nonfarm nonresidential properties $ — $ 6,010 $ — $ — $ — 1.2 % Commercial and Industrial — 7,870 554 333 113 1.2 Non-owner occupied, nonfarm nonresidential properties — 6,215 — — 785 0.8 Total $ — $ 20,095 $ 554 $ 333 $ 898 0.5 % The following table presents the performance of such loans that have been modified during the three months ended September 30, 2023: Current 30 - 59 60 - 89 Greater Than 89 Total Past Due Owner-occupied, nonfarm nonresidential properties $ 64 $ — $ — $ 696 $ 696 Non-owner occupied, nonfarm nonresidential properties 785 — — 6,215 6,215 Total $ 849 $ — $ — $ 6,911 $ 6,911 The following table presents the performance of such loans that have been modified during the nine months ended September 30, 2023: Current 30 - 59 60 - 89 Greater Than 89 Total Past Due Owner-occupied, nonfarm nonresidential properties $ 5,314 $ — $ — $ 696 $ 696 Commercial and Industrial 8,870 — — — — Non-owner occupied, nonfarm nonresidential properties 785 — — 6,215 6,215 Total $ 14,969 $ — $ — $ 6,911 $ 6,911 The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the three months ended September 30, 2023: Principal Forgiveness Weighted Average Weighted Average Non-owner occupied, nonfarm nonresidential properties $ — 1.00 — % Total $ — 1.00 — % The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the nine months ended September 30, 2023: Principal Forgiveness Weighted Average Weighted Average Commercial and Industrial $ — 1.00 0.5 % Non-owner occupied, nonfarm nonresidential properties — 1.00 — Total $ — 1.00 0.5 % The following table presents the amortized cost basis of loans that had a payment default during the nine months ended September 30, 2023 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty. Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Other construction loans and all land development and other land loans $ — $ 1,549 $ — $ — $ — Non-owner occupied, nonfarm nonresidential properties — — 1,523 — — Total $ — $ 1,549 $ 1,523 $ — $ — There was one loan modified as a TDR during the three months ended September 30, 2022: Three Months Ended September 30, 2022 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 96 $ 96 Extend Amortization Total 1 $ 96 $ 96 There were two loans modified as a TDR during the nine months ended September 30, 2022: Nine Months Ended September 30, 2022 Number of Pre-Modification Post-Modification Type of Modification Commercial and Industrial 1 $ 96 $ 96 Extend Amortization Non-owner occupied, nonfarm nonresidential properties 1 1,784 1,784 Modify Rate and Extend Amortization Total 2 $ 1,880 $ 1,880
Schedule of Holiday's Loan Portfolio Included in Consumer and Residential Loans	Holiday’s loan portfolio, included in other consumer loans above, is summarized as follows at September 30, 2023 and December 31, 2022: September 30, 2023 December 31, 2022 Gross other consumer $ 30,812 $ 31,821 Less: other consumer unearned discounts (5,667) (5,972) Total other consumer loans, net of unearned discounts $ 25,145 $ 25,849
Schedule of Credit Risk Profile by Risk Rating	The following tables represent the Corporation's commercial credit risk profile by risk rating. Loans receivable not rated as special mention, substandard, or doubtful are considered to be pass rated loans. September 30, 2023 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 31,683 $ 182 $ 929 $ — $ 1,111 $ 32,794 Owner-occupied, nonfarm nonresidential properties 461,070 21,846 11,610 — 33,456 494,526 Agricultural production and other loans to farmers 1,118 — — — — 1,118 Commercial and Industrial 683,830 30,924 14,597 1,191 46,712 730,542 Obligations (other than securities and leases) of states and political subdivisions 140,389 13,333 — — 13,333 153,722 Other loans 43,082 — — — — 43,082 Other construction loans and all land development and other land loans 455,011 5,307 1,613 — 6,920 461,931 Multifamily (5 or more) residential properties 267,632 — 800 — 800 268,432 Non-owner occupied, nonfarm nonresidential properties 882,563 1,487 24,470 — 25,957 908,520 Total $ 2,966,378 $ 73,079 $ 54,019 $ 1,191 $ 128,289 $ 3,094,667 December 31, 2022 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 29,706 $ 1,450 $ 1,012 $ — $ 2,462 $ 32,168 Owner-occupied, nonfarm nonresidential properties 433,467 27,796 7,230 — 35,026 468,493 Agricultural production and other loans to farmers 1,198 — — — — 1,198 Commercial and Industrial 765,821 14,740 10,037 1,313 26,090 791,911 Obligations (other than securities and leases) of states and political subdivisions 145,345 — — — — 145,345 Other loans 24,710 — — — — 24,710 Other construction loans and all land development and other land loans 443,300 1,296 2,089 — 3,385 446,685 Multifamily (5 or more) residential properties 256,120 510 1,066 — 1,576 257,696 Non-owner occupied, nonfarm nonresidential properties 772,450 2,791 20,074 — 22,865 795,315 Total $ 2,872,117 $ 48,583 $ 41,508 $ 1,313 $ 91,404 $ 2,963,521
Schedule of Amortized Cost of Loans, by Year of Origination	The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of September 30, 2023. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 3,088 $ 11,601 $ 7,321 $ 1,474 $ 831 $ 6,928 $ 440 $ — $ 31,683 Special mention — — — — — 182 — — 182 Substandard — — 306 — — 623 — — 929 Total $ 3,088 $ 11,601 $ 7,627 $ 1,474 $ 831 $ 7,733 $ 440 $ — $ 32,794 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 54,399 $ 121,809 $ 105,563 $ 45,267 $ 46,542 $ 77,245 $ 10,245 $ — $ 461,070 Special mention — 3,108 1,191 13,620 412 334 3,181 — 21,846 Substandard — — 696 308 6,816 3,620 170 — 11,610 Total $ 54,399 $ 124,917 $ 107,450 $ 59,195 $ 53,770 $ 81,199 $ 13,596 $ — $ 494,526 Current period gross write offs $ — $ — $ — $ — $ — $ 26 $ — $ — $ 26 Agricultural production and other loans to farmers Risk rating Pass $ 81 $ 44 $ 92 $ 68 $ 5 $ 162 $ 666 $ — $ 1,118 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 81 $ 44 $ 92 $ 68 $ 5 $ 162 $ 666 $ — $ 1,118 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and Industrial Risk rating Pass $ 68,653 $ 147,302 $ 160,124 $ 37,836 $ 7,759 $ 18,437 $ 243,719 $ — $ 683,830 Special mention — 7,584 3,180 6,310 58 20 13,772 — 30,924 Substandard — 253 2,828 614 3,497 2,318 5,087 — 14,597 Doubtful (1) — — 1,191 — — — — — 1,191 Total $ 68,653 $ 155,139 $ 167,323 $ 44,760 $ 11,314 $ 20,775 $ 262,578 $ — $ 730,542 Current period gross write offs $ 50 $ — $ — $ — $ — $ — $ 76 $ — $ 126 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 23,561 $ 16,969 $ 32,123 $ 12,556 $ 4,276 $ 46,460 $ 4,444 $ — $ 140,389 Special mention — — — — — 13,333 — — 13,333 Substandard — — — — — — — — — Total $ 23,561 $ 16,969 $ 32,123 $ 12,556 $ 4,276 $ 59,793 $ 4,444 $ — $ 153,722 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other loans Risk rating Pass $ 3,065 $ 12,099 $ 5,307 $ 1,925 $ 296 $ — $ 20,390 $ — $ 43,082 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 3,065 $ 12,099 $ 5,307 $ 1,925 $ 296 $ — $ 20,390 $ — $ 43,082 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — (1) Consists of one loan relationship originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during 2021. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 81,675 $ 240,639 $ 97,364 $ 20,642 $ 6,378 $ 1,380 $ 6,933 $ — $ 455,011 Special mention — 5,307 — — — — — — 5,307 Substandard — — — — 1,549 — 64 — 1,613 Total $ 81,675 $ 245,946 $ 97,364 $ 20,642 $ 7,927 $ 1,380 $ 6,997 $ — $ 461,931 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily (5 or more) residential properties Risk rating Pass $ 40,505 $ 96,888 $ 44,058 $ 44,901 $ 11,167 $ 29,164 $ 949 $ — $ 267,632 Special mention — — — — — — — — — Substandard 305 — — — — 495 — — 800 Total $ 40,810 $ 96,888 $ 44,058 $ 44,901 $ 11,167 $ 29,659 $ 949 $ — $ 268,432 Current period gross write offs $ — $ — $ — $ — $ — $ 65 $ — $ — $ 65 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 193,128 $ 298,199 $ 156,405 $ 43,005 $ 55,259 $ 129,140 $ 7,427 $ — $ 882,563 Special mention — 351 — — — 700 436 — 1,487 Substandard 782 1,396 488 6,215 3,283 10,588 1,718 — 24,470 Total $ 193,910 $ 299,946 $ 156,893 $ 49,220 $ 58,542 $ 140,428 $ 9,581 $ — $ 908,520 Current period gross write offs $ — $ — $ — $ — $ 88 $ — $ 248 $ — $ 336 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2022. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 12,321 $ 7,635 $ 1,536 $ 871 $ 3,277 $ 3,523 $ 543 $ — $ 29,706 Special mention — — — — — 1,450 — — 1,450 Substandard — 347 — — 142 523 — — 1,012 Total $ 12,321 $ 7,982 $ 1,536 $ 871 $ 3,419 $ 5,496 $ 543 $ — $ 32,168 Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 116,701 $ 113,575 $ 50,226 $ 55,040 $ 25,327 $ 60,810 $ 11,788 $ — $ 433,467 Special mention 3,402 — 15,613 872 4,097 814 2,998 — 27,796 Substandard — — 355 1,864 862 4,149 — — 7,230 Total $ 120,103 $ 113,575 $ 66,194 $ 57,776 $ 30,286 $ 65,773 $ 14,786 $ — $ 468,493 Agricultural production and other loans to farmers Risk rating Pass $ 105 $ 140 $ 80 $ 42 $ 179 $ — $ 652 $ — $ 1,198 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 105 $ 140 $ 80 $ 42 $ 179 $ — $ 652 $ — $ 1,198 Commercial and Industrial Risk rating Pass $ 195,955 $ 213,433 $ 51,695 $ 16,730 $ 9,051 $ 19,116 $ 259,841 $ — $ 765,821 Special mention 241 — 6,691 273 81 45 7,409 — 14,740 Substandard 299 1,809 689 379 324 913 5,624 — 10,037 Doubtful (1) — 1,313 — — — — — — 1,313 Total $ 196,495 $ 216,555 $ 59,075 $ 17,382 $ 9,456 $ 20,074 $ 272,874 $ — $ 791,911 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 20,840 $ 37,527 $ 13,868 $ 4,584 $ 13,518 $ 50,050 $ 4,958 $ — $ 145,345 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 20,840 $ 37,527 $ 13,868 $ 4,584 $ 13,518 $ 50,050 $ 4,958 $ — $ 145,345 Other loans Risk rating Pass $ 14,248 $ 5,358 $ 2,278 $ 363 $ — $ — $ 2,463 $ — $ 24,710 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 14,248 $ 5,358 $ 2,278 $ 363 $ — $ — $ 2,463 $ — $ 24,710 (1) Consists of one loan relationship originated in 2015 and modified in 2021. The modification met the requirements to disclose the loan relationship as a new loan during 2021. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 272,118 $ 86,894 $ 56,782 $ 6,918 $ 8,644 $ 916 $ 11,028 $ — $ 443,300 Special mention 1,296 — — — — — — — 1,296 Substandard — 2,023 — — — — 66 — 2,089 Total $ 273,414 $ 88,917 $ 56,782 $ 6,918 $ 8,644 $ 916 $ 11,094 $ — $ 446,685 Multifamily (5 or more) residential properties Risk rating Pass $ 114,454 $ 49,794 $ 46,784 $ 11,854 $ 6,764 $ 23,841 $ 2,629 $ — $ 256,120 Special mention — — — — — 510 — — 510 Substandard 643 — — — 333 90 — — 1,066 Total $ 115,097 $ 49,794 $ 46,784 $ 11,854 $ 7,097 $ 24,441 $ 2,629 $ — $ 257,696 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 339,151 $ 153,613 $ 51,709 $ 66,592 $ 45,211 $ 107,988 $ 8,186 $ — $ 772,450 Special mention — 488 — 273 498 1,068 464 — 2,791 Substandard 2,227 800 — 4,090 1,314 9,587 2,056 — 20,074 Total $ 341,378 $ 154,901 $ 51,709 $ 70,955 $ 47,023 $ 118,643 $ 10,706 $ — $ 795,315 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of September 30, 2023. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 18,085 $ 23,345 $ 10,499 $ 1,209 $ 705 $ 59 $ 798 $ — $ 54,700 Nonperforming — — — — — — — — — Total $ 18,085 $ 23,345 $ 10,499 $ 1,209 $ 705 $ 59 $ 798 $ — $ 54,700 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity lines of credit Payment performance Performing $ 15,085 $ 34,068 $ 12,757 $ 9,826 $ 7,537 $ 33,347 $ 7,025 $ 4,759 $ 124,404 Nonperforming — — — — — 14 — 552 566 Total $ 15,085 $ 34,068 $ 12,757 $ 9,826 $ 7,537 $ 33,361 $ 7,025 $ 5,311 $ 124,970 Current period gross write offs $ — $ — $ — $ — $ 10 $ — $ — $ — $ 10 Residential mortgages secured by first lien Payment performance Performing $ 117,554 $ 227,592 $ 206,943 $ 148,130 $ 81,920 $ 202,405 $ 3,167 $ — $ 987,711 Nonperforming 86 41 1,042 230 536 2,723 193 — 4,851 Total $ 117,640 $ 227,633 $ 207,985 $ 148,360 $ 82,456 $ 205,128 $ 3,360 $ — $ 992,562 Current period gross write offs $ — $ — $ — $ — $ — $ 22 $ — $ — $ 22 Residential mortgages secured by junior liens Payment performance Performing $ 26,611 $ 27,835 $ 14,604 $ 7,409 $ 4,039 $ 9,394 $ 1,230 $ — $ 91,122 Nonperforming — 39 — — — 46 43 — 128 Total $ 26,611 $ 27,874 $ 14,604 $ 7,409 $ 4,039 $ 9,440 $ 1,273 $ — $ 91,250 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other revolving credit plans Payment performance Performing $ 8,991 $ 7,826 $ 2,771 $ 11,352 $ 1,645 $ 11,859 $ — $ — $ 44,444 Nonperforming — — — — 5 27 — — 32 Total $ 8,991 $ 7,826 $ 2,771 $ 11,352 $ 1,650 $ 11,886 $ — $ — $ 44,476 Current period gross write offs $ — $ — $ 50 $ 4 $ 11 $ 33 $ — $ — $ 98 Automobile Payment performance Performing $ 11,413 $ 7,654 $ 3,009 $ 1,783 $ 1,273 $ 923 $ — $ — $ 26,055 Nonperforming — 7 — 7 8 — — — 22 Total $ 11,413 $ 7,661 $ 3,009 $ 1,790 $ 1,281 $ 923 $ — $ — $ 26,077 Current period gross write offs $ — $ 18 $ — $ 8 $ 7 $ — $ — $ — $ 33 Other consumer Payment performance Performing $ 20,983 $ 15,172 $ 6,925 $ 3,472 $ 1,584 $ 1,608 $ — $ — $ 49,744 Nonperforming 200 400 85 12 23 43 — — 763 Total $ 21,183 $ 15,572 $ 7,010 $ 3,484 $ 1,607 $ 1,651 $ — $ — $ 50,507 Current period gross write offs $ 37 $ 874 $ 372 $ 86 $ 24 $ 12 $ — $ — $ 1,405 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of December 31, 2022. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 30,451 $ 16,360 $ 2,577 $ 752 $ 62 $ — $ 969 $ — $ 51,171 Nonperforming — — — — — — — — — Total $ 30,451 $ 16,360 $ 2,577 $ 752 $ 62 $ — $ 969 $ — $ 51,171 Home equity lines of credit Payment performance Performing $ 34,738 $ 13,654 $ 12,903 $ 8,587 $ 7,924 $ 38,127 $ 8,484 $ — $ 124,417 Nonperforming — — — 10 — 465 — — 475 Total $ 34,738 $ 13,654 $ 12,903 $ 8,597 $ 7,924 $ 38,592 $ 8,484 $ — $ 124,892 Residential mortgages secured by first lien Payment performance Performing $ 229,842 $ 222,522 $ 159,651 $ 91,238 $ 49,587 $ 181,939 $ 3,375 $ — $ 938,154 Nonperforming — 771 273 581 416 2,150 186 — 4,377 Total $ 229,842 $ 223,293 $ 159,924 $ 91,819 $ 50,003 $ 184,089 $ 3,561 $ — $ 942,531 Residential mortgages secured by junior liens Payment performance Performing $ 31,837 $ 17,163 $ 8,326 $ 4,956 $ 3,073 $ 8,395 $ 797 $ — $ 74,547 Nonperforming — — — — — 47 44 — 91 Total $ 31,837 $ 17,163 $ 8,326 $ 4,956 $ 3,073 $ 8,442 $ 841 $ — $ 74,638 Other revolving credit plans Payment performance Performing $ 10,778 $ 2,820 $ 7,911 $ 2,264 $ 2,265 $ 10,308 $ — $ — $ 36,346 Nonperforming — — — 4 14 8 — — 26 Total $ 10,778 $ 2,820 $ 7,911 $ 2,268 $ 2,279 $ 10,316 $ — $ — $ 36,372 Automobile Payment performance Performing $ 10,146 $ 4,637 $ 2,945 $ 2,349 $ 1,117 $ 593 $ — $ — $ 21,787 Nonperforming — — 10 7 2 — — — 19 Total $ 10,146 $ 4,637 $ 2,955 $ 2,356 $ 1,119 $ 593 $ — $ — $ 21,806 Other consumer Payment performance Performing $ 26,699 $ 12,120 $ 5,333 $ 2,176 $ 776 $ 1,259 $ — $ — $ 48,363 Nonperforming 403 220 85 22 6 45 — — 781 Total $ 27,102 $ 12,340 $ 5,418 $ 2,198 $ 782 $ 1,304 $ — $ — $ 49,144 September 30, 2023 December 31, 2022 Credit card Payment performance Performing $ 12,541 $ 10,817 Nonperforming 97 8 Total $ 12,638 $ 10,825 Current period gross write offs $ 103
Schedule of Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity	The Corporation considers the performance of the loan portfolio and its impact on the allowance for credit losses. For 1-4 family construction, home equity lines of credit, residential mortgages secured by first liens, residential mortgages secured by junior liens, automobile, credit cards, other revolving credit plans and other consumer segments, the Corporation evaluates credit quality based on the performance status of the loan, which was previously presented, and by payment activity. Nonperforming loans include loans receivable on nonaccrual status and loans receivable past due over 89 days and still accruing interest. September 30, 2023 December 31, 2022 Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 54,700 $ — $ 54,700 $ 51,171 $ — $ 51,171 Home equity lines of credit 124,404 566 124,970 124,417 475 124,892 Residential Mortgages secured by first liens 987,711 4,851 992,562 938,154 4,377 942,531 Residential Mortgages secured by junior liens 91,122 128 91,250 74,547 91 74,638 Other revolving credit plans 44,444 32 44,476 36,346 26 36,372 Automobile 26,055 22 26,077 21,787 19 21,806 Other consumer 49,744 763 50,507 48,363 781 49,144 Total $ 1,378,180 $ 6,362 $ 1,384,542 $ 1,294,785 $ 5,769 $ 1,300,554

LEASES (Tables)

LEASES (Tables)	9 Months Ended
	Sep. 30, 2023
Leases [Abstract]
Schedule Of Operating And Finance Lease Liabilities	Leases Classification September 30, 2023 December 31, 2022 Assets: Operating lease assets Operating lease assets $ 36,065 $ 32,307 Finance lease assets Premises and equipment, net (1) 232 286 Total leased assets $ 36,297 $ 32,593 Liabilities: Operating lease liabilities Operating lease liabilities $ 37,998 $ 33,726 Finance lease liabilities Accrued interest payable and other liabilities 316 383 Total leased liabilities $ 38,314 $ 34,109 (1) Finance lease assets are recorded net of accumulated amortization of $984 thousand as of September 30, 2023 and $930 thousand as of December 31, 2022.
Schedule Of Lease Cost	The components of the Corporation's net lease expense for the three and nine months ended September 30, 2023 and 2022, respectively, were as follows: Three Months Ended September 30, Nine Months Ended September 30, Lease Cost Classification 2023 2022 2023 2022 Operating lease cost Net occupancy expense $ 745 $ 577 $ 2,224 $ 1,635 Variable lease cost Net occupancy expense 27 14 71 44 Finance lease cost: Amortization of leased assets Net occupancy expense 18 18 54 54 Interest on lease liabilities Interest expense - borrowed funds 4 5 12 15 Sublease income (1) Net occupancy expense (20) (23) (66) (56) Net lease cost $ 774 $ 591 $ 2,295 $ 1,692 (1) Sublease income excludes rental income from owned properties.
Schedule of Finance Lease, Liability, Maturity	The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of September 30, 2023: Maturity of Lease Liabilities as of September 30, 2023 Operating Leases (1) Finance Leases Total 2023 $ 843 $ 26 $ 869 2024 2,554 105 2,659 2025 2,579 105 2,684 2026 2,567 105 2,672 2027 2,543 — 2,543 After 2027 50,239 — 50,239 Total lease payments 61,325 341 61,666 Less: Interest 23,327 25 23,352 Present value of lease liabilities $ 37,998 $ 316 $ 38,314 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $4.8 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Schedule of Minimum Annual Rental Commitments Under Operating Lease	The following table sets forth future minimum rental payments under noncancellable leases with initial terms in excess of one year as of September 30, 2023: Maturity of Lease Liabilities as of September 30, 2023 Operating Leases (1) Finance Leases Total 2023 $ 843 $ 26 $ 869 2024 2,554 105 2,659 2025 2,579 105 2,684 2026 2,567 105 2,672 2027 2,543 — 2,543 After 2027 50,239 — 50,239 Total lease payments 61,325 341 61,666 Less: Interest 23,327 25 23,352 Present value of lease liabilities $ 37,998 $ 316 $ 38,314 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $4.8 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Schedule of Weighted Average Lease Term and Discount Rate	Lease terms and discount rates related to the Corporation's lease liabilities as of September 30, 2023 and December 31, 2022 were as follows: Lease Term and Discount Rate September 30, 2023 December 31, 2022 Weighted-average remaining lease term (years) Operating leases 23.2 23.9 Finance leases 3.3 4.0 Weighted-average discount rate Operating leases 4.05 % 3.83 % Finance leases 4.49 % 4.49 % Other information related to the Corporation's lease liabilities as of September 30, 2023 and 2022, respectively, was as follows: Other Information September 30, 2023 September 30, 2022 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows from operating leases $ 869 $ 888

DEPOSITS (Tables)

DEPOSITS (Tables)	9 Months Ended
	Sep. 30, 2023
Deposits [Abstract]
Schedule of Time Certificates of Deposit Accounts Included in Total Deposits and Their Remaining Maturities	The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at September 30, 2023: Time deposits maturing: 2023 $ 82,668 2024 378,980 2025 73,075 2026 9,081 2027 6,616 Thereafter 4,320 $ 554,740

BORROWINGS (Tables)

BORROWINGS (Tables)	9 Months Ended
	Sep. 30, 2023
Debt Disclosure [Abstract]
Schedule of Advances From Federal Home Loan Banks	At September 30, 2023 and December 31, 2022, outstanding advances from the FHLB were as follows. September 30, 2023 December 31, 2022 Open Repo borrowing at an interest rate of 5.68% and 4.45% at September 30, 2023 and December 31, 2022, respectfully. The maximum amount of the Open Repo borrowing available is $250,000. $ — $ 132,396 Total $ — $ 132,396

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	9 Months Ended
	Sep. 30, 2023
Related Party Transactions [Abstract]
Schedule of Related Party Transactions	Loans to principal officers, directors, and their affiliates during the three months ended September 30, 2023 were as follows: Beginning balance $ 40,519 New loans and advances 9 Effect of changes in composition of related parties — Repayments (609) Ending balance $ 39,919 Loans to principal officers, directors, and their affiliates during the nine months ended September 30, 2023 were as follows: Beginning balance $ 44,998 New loans and advances 2,716 Effect of changes in composition of related parties (491) Repayments (7,304) Ending balance $ 39,919

OFF-BALANCE SHEET COMMITMENTS_2

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Off-Balance Sheet Risks	The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of September 30, 2023 and December 31, 2022 were as follows: September 30, 2023 December 31, 2022 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to extended credit $ 117,790 $ 429,686 $ 126,594 $ 441,008 Unused lines of credit 12,203 781,993 7,444 725,277 Standby letters of credit 17,429 1,963 16,124 1,603
Schedule of Allowance For Credit Losses	The following table presents activity in the allowance for credit losses on unfunded loan commitments for the three and nine months ended September 30, 2023 and 2022, respectively: Three Months Ended Nine Months Ended September 30, September 30, 2023 2022 2023 2022 Beginning balance $ 718 $ 586 $ 603 $ 0 Provision for credit losses on unfunded loan commitments (1) 33 55 148 641 Ending balance $ 751 $ 641 $ 751 $ 641 (1) Excludes provision for credit losses related to the loan portfolio.

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2023
Share-Based Payment Arrangement [Abstract]
Schedule of Changes in Unvested Restricted Stock Awards	A summary of changes in time-based unvested restricted stock awards for the three months ended September 30, 2023 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 132,972 $ 24.12 Granted — — Forfeited (1,393) 24.49 Vested (1,362) 24.02 Unvested at end of period 130,217 $ 24.11 A summary of changes in time-based unvested restricted stock awards for the nine months ended September 30, 2023 follows: Shares Per Share Weighted Average Grant Date Fair Value Unvested at beginning of period 69,746 $ 25.21 Granted 90,675 23.63 Forfeited (4,196) 24.35 Vested (26,008) 25.30 Unvested at end of period 130,217 $ 24.11

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	9 Months Ended
	Sep. 30, 2023
Earnings Per Share [Abstract]
Schedule of Computation of Basic and Diluted Earnings Per Share	The computation of basic and diluted earnings per common share is shown below: Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Basic earnings per common share computation: Net income per condensed consolidated statements of income $ 12,651 $ 15,549 $ 40,817 $ 44,082 Net earnings allocated to participating securities (70) (66) (222) (198) Net earnings allocated to common stock $ 12,581 $ 15,483 $ 40,595 $ 43,884 Distributed earnings allocated to common stock $ 3,645 $ 2,936 $ 10,969 $ 8,815 Undistributed earnings allocated to common stock 8,936 12,547 29,626 35,069 Net earnings allocated to common stock $ 12,581 $ 15,483 $ 40,595 $ 43,884 Weighted average common shares outstanding, including shares considered participating securities 20,969 17,324 21,048 17,024 Less: Average participating securities (109) (70) (109) (73) Weighted average shares 20,860 17,254 20,939 16,951 Basic earnings per common share $ 0.60 $ 0.90 $ 1.94 $ 2.59 Diluted earnings per common share computation: Net earnings allocated to common stock $ 12,581 $ 15,483 $ 40,595 $ 43,884 Weighted average common shares outstanding for basic earnings per common share 20,860 17,254 20,939 16,951 Add: Dilutive effect of stock compensation 40 34 40 33 Weighted average shares and dilutive potential common shares 20,900 17,288 20,979 16,984 Diluted earnings per common share $ 0.60 $ 0.90 $ 1.94 $ 2.59

DERIVATIVE INSTRUMENTS (Tables)

DERIVATIVE INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges Within Corporation's Consolidated Balance Sheet and Statement of Income	The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s condensed consolidated balance sheets and statements of income as of September 30, 2023 and December 31, 2022 and for the three and nine months ended September 30, 2023 and 2022: Fair value as of Balance Sheet September 30, 2023 December 31, 2022 Interest rate contracts Accrued interest receivable (payable) and $ — $ 150 For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ (51) Interest expense – $ (55) Other $ — For the Nine Months (a) (b) (c) (d) (e) Interest rate contracts $ (119) Interest expense – $ (151) Other $ — For the Three Months (a) (b) (c) (d) (e) Interest rate contracts $ 88 Interest expense – $ (26) Other $ — For the Nine Months (a) (b) (c) (d) (e) Interest rate contracts $ 410 Interest expense – $ (144) Other $ — (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)
Schedule of Amounts and Locations of Activity Related to Back-to-back Interest Rate Swaps Within Corporation's Consolidated Balance Sheet	The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s condensed consolidated balance sheet as of September 30, 2023 and December 31, 2022: Notional Weighted Weighted Weighted Average Fair September 30, 2023 3rd Party interest rate swaps $ 21,572 5.12 4.19 % 1 month Fallback SOFR + 1.79% $ 1,726 (a) Customer interest rate swaps (21,572) 5.12 4.19 % 1 month Fallback SOFR + 1.79% (1,726) (b) December 31, 2022 3rd Party interest rate swaps $ 31,417 4.9 4.12 % 1 month LIBOR + 1.68% $ 1,700 (a) Customer interest rate swaps (31,417) 4.9 4.12 % 1 month LIBOR + 1.68% (1,700) (b) (a) Reported in accrued interest receivable and other assets within the condensed consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets

FAIR VALUE (Tables)

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are as follows at September 30, 2023 and December 31, 2022: Fair Value Measurements at September 30, 2023 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 3,825 $ — $ 3,825 $ — States and political subdivisions 88,436 — 88,436 — Residential and multi-family mortgage 189,109 — 189,109 — Corporate notes and bonds 42,906 — 42,906 — Pooled SBA 10,846 — 10,846 — Total Securities Available-For-Sale $ 335,122 $ — $ 335,122 $ — Interest Rate swaps $ 1,726 $ — $ 1,726 $ — Equity Securities: Corporate equity securities $ 5,327 $ 5,327 $ — $ — Mutual funds 2,086 2,086 — — Money market funds 865 865 — — Corporate notes 670 — 670 — Total Equity Securities $ 8,948 $ 8,278 $ 670 $ — Liabilities: Interest Rate Swaps $ (1,726) $ — $ (1,726) $ — Fair Value Measurements at December 31, 2022 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Description Total (Level 1) (Level 2) (Level 3) Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 3,129 $ — $ 3,129 $ — States and political subdivisions 95,663 — 95,663 — Residential and multi-family mortgage 217,547 — 217,547 — Corporate notes and bonds 42,391 — 42,391 — Pooled SBA 12,679 — 12,679 — Total Securities Available-For-Sale $ 371,409 $ — $ 371,409 $ — Interest Rate swaps $ 1,850 $ — $ 1,850 $ — Equity Securities: Corporate equity securities $ 6,973 $ 6,973 $ — $ — Mutual funds 1,406 1,406 — — Money market funds 479 479 — — Corporate notes 757 757 — — Total Equity Securities $ 9,615 $ 9,615 $ — $ — Liabilities: Interest Rate Swaps $ (1,700) $ — $ (1,700) $ —
Schedule of Assets and Liabilities Measured at Fair Value on Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are as follows at September 30, 2023 and December 31, 2022: Fair Value Measurements at September 30, 2023 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 763 $ — $ — $ 763 Owner-occupied, nonfarm nonresidential properties 5,593 — — 5,593 Commercial and industrial 6,457 — — 6,457 Other construction loans and all land development loans and other land loans 1,299 — — 1,299 Multifamily (5 or more) residential properties 305 — — 305 Non-owner occupied, nonfarm nonresidential 7,279 — — 7,279 Home equity lines of credit 317 — — 317 Residential Mortgages secured by first liens 889 — — 889 Fair Value Measurements at December 31, 2022 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans receivable: Farmland $ 829 $ — $ — $ 829 Owner-occupied, nonfarm nonresidential properties 1,071 — — 1,071 Commercial and industrial 1,631 — — 1,631 Other construction loans and all land development loans and other land loans 501 — — 501 Multifamily (5 or more) residential properties 613 — — 613 Non-owner occupied, nonfarm nonresidential 3,867 — — 3,867 Home equity lines of credit 335 — — 335 Residential mortgages secured by first liens 944 — — 944
Schedule of Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at September 30, 2023: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 763 Valuation of third party appraisal on underlying collateral Loss severity rates 27%-29% (28%) Owner-occupied, nonfarm nonresidential properties 5,593 Valuation of third party appraisal on underlying collateral Loss severity rates 9%-100% (13%) Commercial and industrial 6,457 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-50% (14%) Other construction loans and all land development loans and other land loans 1,299 Valuation of third party appraisal on underlying collateral Loss severity rates 32% (32%) Multifamily (5 or more) residential properties 305 Valuation of third party appraisal on underlying collateral Loss severity rates 26% (26%) Non-owner occupied, nonfarm nonresidential 7,279 Valuation of third party appraisal on underlying collateral Loss severity rates 32%-34% (33%) Home equity lines of credit 317 Valuation of third party appraisal on underlying collateral Loss severity rates 15% (15%) Residential Mortgages secured by first liens 889 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-40% (29%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2022: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 829 Valuation of third party appraisal on underlying collateral Loss severity rates 20% (20%) Owner-occupied, nonfarm nonresidential properties 1,071 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-100% (29%) Commercial and industrial 1,631 Valuation of third party appraisal on underlying collateral Loss severity rates 3%-49% (23%) Other construction loans and all land development loans and other land loans 501 Valuation of third party appraisal on underlying collateral Loss severity rates 33% (33%) Multifamily (5 or more) residential properties 613 Valuation of third party appraisal on underlying collateral Loss severity rates 19%-25% (23%) Non-owner occupied, nonfarm nonresidential 3,867 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-53% (35%) Home equity lines of credit 335 Valuation of third party appraisal on underlying collateral Loss severity rates 15% (15%) Residential mortgages secured by first liens 944 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-27% (21%)
Schedule of Carrying Amount and Fair Value of Financial Instruments	The following table presents the carrying amount and fair value of financial instruments at September 30, 2023: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 182,585 $ 182,585 $ — $ — $ 182,585 Debt securities available-for-sale 335,122 — 335,122 — 335,122 Debt securities held-to-maturity 391,301 — 352,069 — 352,069 Equity securities 8,948 8,278 670 — 8,948 Loans held for sale 464 — 465 — 465 Net loans receivable 4,446,342 — — 4,302,890 4,302,890 FHLB and other restricted stock holdings and investments 28,329 n/a n/a n/a n/a Interest rate swaps 1,726 — 1,726 — 1,726 Accrued interest receivable 22,329 — 2,778 19,551 22,329 LIABILITIES Deposits $ (5,002,781) $ (4,448,041) $ (555,737) $ — $ (5,003,778) Subordinated notes and debentures (104,811) — (128,112) — (128,112) Interest rate swaps (1,726) — (1,726) — (1,726) Accrued interest payable (3,185) — (3,185) — (3,185) The following table presents the carrying amount and fair value of financial instruments at December 31, 2022: Carrying Fair Value Measurement Using: Total Amount Level 1 Level 2 Level 3 Fair Value ASSETS Cash and cash equivalents $ 106,285 $ 106,285 $ — $ — $ 106,285 Debt securities available-for-sale 371,409 — 371,409 — 371,409 Debt securities held-to-maturity 404,765 — 367,388 — 367,388 Equity securities 9,615 9,615 — — 9,615 Loans held for sale 231 — 231 — 231 Net loans receivable 4,231,742 — — 4,157,843 4,157,843 FHLB and other restricted stock holdings and investments 30,715 n/a n/a n/a n/a Interest rate swaps 1,850 — 1,850 — 1,850 Accrued interest receivable 20,194 — 2,867 17,327 20,194 LIABILITIES Deposits $ (4,622,437) $ (4,175,976) $ (445,788) $ — $ (4,621,764) Short-term borrowings (132,396) — (132,396) — (132,396) Subordinated notes and debentures (104,584) — (117,378) — (117,378) Interest rate swaps (1,700) — (1,700) — (1,700) Accrued interest payable (1,839) — (1,839) — (1,839)

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	9 Months Ended
	Sep. 30, 2023
Revenue from Contract with Customer [Abstract]
Schedule of Disaggregation of Revenue Derived From Contracts With Customers	The following table presents the Corporation's Non-Interest Income by revenue stream and reportable segment for the three and nine months ended September 30, 2023 and 2022. Items outside the scope of ASC 606 are noted as such. Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 2023 2022 Non-interest Income Service charges on deposit accounts $ 1,861 $ 1,872 $ 5,569 $ 5,400 Wealth and asset management fees 1,833 1,870 5,567 5,456 Mortgage banking (1) 172 298 516 1,065 Card processing and interchange income 2,098 1,975 6,219 5,776 Net gains on sales of securities (1) — — 52 651 Other income 1,899 1,944 6,275 7,411 Total non-interest income $ 7,863 $ 7,959 $ 24,198 $ 25,759 (1) Not within scope of ASU 2014-9

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	9 Months Ended
	Sep. 30, 2023 segment
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Number of reportable segments	1

SECURITIES - Securities Availab

SECURITIES - Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Total debt securities	$ 404,688	$ 432,992
Unrealized Gains	4	24
Unrealized Losses	(69,570)	(61,607)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	335,122	371,409
U.S. Government sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total debt securities	3,887	3,213
Unrealized Gains	0	0
Unrealized Losses	(62)	(84)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	3,825	3,129
States and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total debt securities	106,651	112,734
Unrealized Gains	0	24
Unrealized Losses	(18,215)	(17,095)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	88,436	95,663
Residential & multi-family mortgage
Debt Securities, Available-for-sale [Line Items]
Total debt securities	233,464	256,111
Unrealized Gains	0	0
Unrealized Losses	(44,355)	(38,564)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	189,109	217,547
Corporate notes & bonds
Debt Securities, Available-for-sale [Line Items]
Total debt securities	48,639	47,111
Unrealized Gains	4	0
Unrealized Losses	(5,737)	(4,720)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	42,906	42,391
Pooled SBA
Debt Securities, Available-for-sale [Line Items]
Total debt securities	12,047	13,823
Unrealized Gains	0	0
Unrealized Losses	(1,201)	(1,144)
Allowance For Credit Losses	0	0
Debt securities available-for-sale	$ 10,846	$ 12,679

SECURITIES - Securities Held-to

SECURITIES - Securities Held-to-Maturities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 391,301	$ 404,765
Unrealized Gains	0	0
Unrealized Losses	(39,232)	(37,377)
Allowance For Credit Losses	0	0
Debt securities held-to-maturity	352,069	367,388
U.S. Government sponsored entities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	302,871	307,711
Unrealized Gains	0	0
Unrealized Losses	(26,628)	(27,276)
Allowance For Credit Losses	0	0
Debt securities held-to-maturity	276,243	280,435
Residential & multi-family mortgage
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	88,430	97,054
Unrealized Gains	0	0
Unrealized Losses	(12,604)	(10,101)
Allowance For Credit Losses	0	0
Debt securities held-to-maturity	$ 75,826	$ 86,953

SECURITIES - Additional Informa

SECURITIES - Additional Information (Details) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023 USD ($) security	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($) security	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($) security
Debt and Equity Securities, FV-NI [Line Items]
Number of securities transferred | security					74
Transfer of debt securities, fair value					$ 213,700
Net unrealized holding gain (loss)					$ 5,600
Reclassification adjustment for realized gains included in net income, tax	$ 0	$ 0	$ 11	$ 137
Number of securities holdings | security	0		0		0
Shareholders equity, percentage	10%		10%		10%
Collateral Pledged
Debt and Equity Securities, FV-NI [Line Items]
Securities pledged to public deposits	$ 470,900		$ 470,900		$ 561,800

SECURITIES - Information Pertai

SECURITIES - Information Pertaining to Security Sales (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 0	$ 0	$ 13,151	$ 22,164
Gross Gains	0	0	52	651
Gross Losses	$ 0	$ 0	$ 0	$ 0

SECURITIES - Schedule of Contra

SECURITIES - Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Amortized Cost
1 year or less	$ 10,533
1 year – 5 years	43,540
5 years – 10 years	82,397
After 10 years	22,707
Total, Amortized Cost	159,177
Total debt securities	404,688
Fair Value
1 year or less	10,388
1 year – 5 years	40,467
5 years – 10 years	68,505
After 10 years	15,807
Total, Fair Value	135,167
Total debt securities	335,122	$ 371,409
Amortized Cost
1 year or less	53,827
1 year – 5 years	203,661
5 years – 10 years	45,383
After 10 years	0
Total, Amortized Cost	302,871
Total debt securities	391,301	404,765
Fair Value
1 year or less	52,288
1 year – 5 years	186,750
5 years – 10 years	37,205
After 10 years	0
Total, Fair Value	276,243
Total debt securities	352,069	367,388
Residential & multi-family mortgage
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	233,464
Fair Value
Mortgage & asset backed securities, Fair Value	189,109
Total debt securities	189,109	217,547
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	88,430
Fair Value
Mortgage & asset backed securities, Fair Value	75,826
Total debt securities	75,826	86,953
Pooled SBA
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	12,047
Fair Value
Mortgage & asset backed securities, Fair Value	10,846
Total debt securities	10,846	$ 12,679
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	0
Fair Value
Mortgage & asset backed securities, Fair Value	$ 0

SECURITIES - Securities with Un

SECURITIES - Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Less than 12 Months
Fair Value	$ 5,313	$ 123,629
Unrealized Loss	(261)	(8,810)
12 Months or More
Fair Value	326,825	241,330
Unrealized Loss	(69,309)	(52,797)
Fair Value	332,138	364,959
Unrealized Loss	(69,570)	(61,607)
U.S. Government sponsored entities
Less than 12 Months
Fair Value	389	3,129
Unrealized Loss	(5)	(84)
12 Months or More
Fair Value	1,536	0
Unrealized Loss	(57)	0
Fair Value	1,925	3,129
Unrealized Loss	(62)	(84)
States and political subdivisions
Less than 12 Months
Fair Value	2,944	34,667
Unrealized Loss	(20)	(1,887)
12 Months or More
Fair Value	85,246	54,546
Unrealized Loss	(18,195)	(15,208)
Fair Value	88,190	89,213
Unrealized Loss	(18,215)	(17,095)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	210	48,996
Unrealized Loss	(6)	(3,122)
12 Months or More
Fair Value	188,812	168,551
Unrealized Loss	(44,349)	(35,442)
Fair Value	189,022	217,547
Unrealized Loss	(44,355)	(38,564)
Corporate notes
Less than 12 Months
Fair Value	1,770	31,730
Unrealized Loss	(230)	(3,403)
12 Months or More
Fair Value	40,477	10,661
Unrealized Loss	(5,507)	(1,317)
Fair Value	42,247	42,391
Unrealized Loss	(5,737)	(4,720)
Pooled SBA
Less than 12 Months
Fair Value	0	5,107
Unrealized Loss	0	(314)
12 Months or More
Fair Value	10,754	7,572
Unrealized Loss	(1,201)	(830)
Fair Value	10,754	12,679
Unrealized Loss	$ (1,201)	$ (1,144)

SECURITIES - Held-to-maturity D

SECURITIES - Held-to-maturity Debt Securities with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Less than 12 Months
Fair Value	$ 0	$ 167,688
Unrealized Loss	0	(12,316)
12 Months or More
Fair Value	352,069	199,700
Unrealized Loss	(39,232)	(25,061)
Fair Value	352,069	367,388
Unrealized Loss	(39,232)	(37,377)
Credit related impairment	0	0
U.S. Government sponsored entities
Less than 12 Months
Fair Value	0	143,556
Unrealized Loss	0	(10,063)
12 Months or More
Fair Value	276,243	136,879
Unrealized Loss	(26,628)	(17,213)
Fair Value	276,243	280,435
Unrealized Loss	(26,628)	(27,276)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	0	24,132
Unrealized Loss	0	(2,253)
12 Months or More
Fair Value	75,826	62,821
Unrealized Loss	(12,604)	(7,848)
Fair Value	75,826	86,953
Unrealized Loss	$ (12,604)	$ (10,101)

SECURITIES - Trading Securities

SECURITIES - Trading Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 8,948	$ 9,615
Corporate equity securities
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	5,327	6,973
Mutual funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	2,086	1,406
Money market funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	865	479
Corporate notes
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 670	$ 757

LOANS RECEIVABLE AND ALLOWANC_3

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Net Loans (Details) $ in Thousands	Sep. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)	Sep. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 4,492,174		$ 4,275,178
Percentage of Total	1		1
Less: allowance for credit losses	$ (45,832)	$ (45,541)	$ (43,436)	$ (41,269)	$ (40,543)	$ (37,588)
Net loans receivable	4,446,342		4,231,742
Net deferred loan origination fees included in the above table	3,335		4,463
Farmland
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 32,794		$ 32,168
Percentage of Total	0.007		0.008
Less: allowance for credit losses	$ (125)	(140)	$ (159)	(183)	(191)	(151)
Owner-occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 494,526		$ 468,493
Percentage of Total	0.110		0.110
Less: allowance for credit losses	$ (3,948)	(3,151)	$ (2,905)	(3,445)	(3,714)	(3,339)
Agricultural production and other loans to farmers
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 1,118		$ 1,198
Percentage of Total	0		0
Less: allowance for credit losses	$ (4)	(5)	$ (6)	(5)	(7)	(9)
Commercial and Industrial
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 730,542		$ 791,911
Percentage of Total	0.163		0.185
Less: allowance for credit losses	$ (7,479)	(8,659)	$ (9,766)	(9,566)	(9,555)	(8,837)
Obligations (other than securities and leases) of states and political subdivisions
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 153,722		$ 145,345
Percentage of Total	0.034		0.034
Less: allowance for credit losses	$ (2,627)	(2,306)	$ (1,863)	(1,762)	(1,665)	(1,649)
Other loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 43,082		$ 24,710
Percentage of Total	0.010		0.006
Less: allowance for credit losses	$ (519)	(733)	$ (456)	(165)	(167)	(149)
Other construction loans and all land development and other land loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 461,931		$ 446,685
Percentage of Total	0.103		0.105
Less: allowance for credit losses	$ (3,958)	(3,591)	$ (3,253)	(2,536)	(2,328)	(2,198)
Multifamily (5 or more) residential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 268,432		$ 257,696
Percentage of Total	0.060		0.060
Less: allowance for credit losses	$ (2,150)	(1,613)	$ (2,353)	(2,106)	(2,277)	(2,289)
Non-owner occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 908,520		$ 795,315
Percentage of Total	0.202		0.186
Less: allowance for credit losses	$ (9,901)	(8,977)	$ (7,653)	(7,130)	(6,748)	(6,481)
1-4 Family Construction
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 54,700		$ 51,171
Percentage of Total	0.012		0.012
Less: allowance for credit losses	$ (397)	(408)	$ (327)	(180)	(236)	(158)
Home equity lines of credit
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 124,970		$ 124,892
Percentage of Total	0.028		0.029
Less: allowance for credit losses	$ (804)	(969)	$ (1,173)	(1,380)	(1,353)	(1,169)
Residential Mortgages secured by first liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 992,562		$ 942,531
Percentage of Total	0.221		0.220
Less: allowance for credit losses	$ (7,994)	(9,250)	$ (8,484)	(7,859)	(7,664)	(6,943)
Residential Mortgages secured by junior liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 91,250		$ 74,638
Percentage of Total	0.020		0.017
Less: allowance for credit losses	$ (1,519)	(1,578)	$ (1,035)	(966)	(628)	(546)
Other revolving credit plans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 44,476		$ 36,372
Percentage of Total	0.010		0.009
Less: allowance for credit losses	$ (992)	(931)	$ (722)	(640)	(598)	(528)
Automobile
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 26,077		$ 21,806
Percentage of Total	0.006		0.005
Less: allowance for credit losses	$ (366)	(376)	$ (271)	(264)	(242)	(263)
Other consumer
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 50,507		$ 49,144
Percentage of Total	0.011		0.011
Less: allowance for credit losses	$ (2,642)	(2,561)	$ (2,665)	(2,759)	(2,704)	(2,546)
Credit cards
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 12,638		$ 10,825
Percentage of Total	0.003		0.003
Less: allowance for credit losses	$ (80)	(72)	$ (67)	(87)	(110)	(92)
Overdrafts
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 327		$ 278
Percentage of Total	0		0
Less: allowance for credit losses	$ (327)	$ (221)	$ (278)	$ (236)	$ (356)	$ (241)

LOANS RECEIVABLE AND ALLOWANC_4

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($) loan	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($) loan	Dec. 31, 2022 USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	$ 4,492,174,000		$ 4,492,174,000		$ 4,275,178,000
Provision for credit loss expense	1,056,000	$ 1,091,000	4,751,000	$ 5,639,000
Allowance for unfunded commitments	33,000	$ 55,000	148,000	$ 641,000
Amortized cost in troubled debt restructurings					12,400,000
Financing receivable, troubled debt restructuring, allowance for loans					2,200,000
Financing receivable, modifications, number of contracts | loan		1		2
Minimum period to be considered for loan to have defaulted				90 days
Loans modified as troubled debt restructuring with subsequent defaults | loan		0		0
Principal balances forgiven in connection with loan restructuring		$ 0		$ 0
Syndicated loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	123,090,000		123,090,000		156,649,000
Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable excluding accrued interest modified accumulated			167,000
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	730,542,000		730,542,000		791,911,000
Financing receivable, modifications, number of contracts | loan		1		1
Commercial and Industrial | Syndicated loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	$ 123,100,000		$ 123,100,000		$ 156,600,000

LOANS RECEIVABLE AND ALLOWANC_5

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	$ 45,541	$ 40,543	$ 43,436	$ 37,588
(Charge-offs)	(855)	(779)	(2,675)	(2,065)
Recoveries	123	469	468	748
Provision (Benefit) for Credit Losses on Loans Receivable	1,023	1,036	4,603	4,998
Ending Allowance	45,832	41,269	45,832	41,269
Farmland
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	140	191	159	151
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(15)	(8)	(34)	32
Ending Allowance	125	183	125	183
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	3,151	3,714	2,905	3,339
(Charge-offs)	0	0	(26)	(21)
Recoveries	8	3	23	12
Provision (Benefit) for Credit Losses on Loans Receivable	789	(272)	1,046	115
Ending Allowance	3,948	3,445	3,948	3,445
Agricultural production and other loans to farmers
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	5	7	6	9
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(1)	(2)	(2)	(4)
Ending Allowance	4	5	4	5
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	8,659	9,555	9,766	8,837
(Charge-offs)	(80)	0	(126)	(85)
Recoveries	42	32	187	123
Provision (Benefit) for Credit Losses on Loans Receivable	(1,142)	(21)	(2,348)	691
Ending Allowance	7,479	9,566	7,479	9,566
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,306	1,665	1,863	1,649
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	321	97	764	113
Ending Allowance	2,627	1,762	2,627	1,762
Other loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	733	167	456	149
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(214)	(2)	63	16
Ending Allowance	519	165	519	165
Other construction loans and all land development and other land loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	3,591	2,328	3,253	2,198
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	367	208	705	338
Ending Allowance	3,958	2,536	3,958	2,536
Multifamily (5 or more) residential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,613	2,277	2,353	2,289
(Charge-offs)	0	0	(65)	0
Recoveries	0	0	2	0
Provision (Benefit) for Credit Losses on Loans Receivable	537	(171)	(140)	(183)
Ending Allowance	2,150	2,106	2,150	2,106
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	8,977	6,748	7,653	6,481
(Charge-offs)	(88)	(169)	(336)	(169)
Recoveries	6	336	6	336
Provision (Benefit) for Credit Losses on Loans Receivable	1,006	215	2,578	482
Ending Allowance	9,901	7,130	9,901	7,130
1-4 Family Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	408	236	327	158
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(11)	(56)	70	22
Ending Allowance	397	180	397	180
Home equity lines of credit
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	969	1,353	1,173	1,169
(Charge-offs)	(10)	0	(10)	0
Recoveries	1	1	4	11
Provision (Benefit) for Credit Losses on Loans Receivable	(156)	26	(363)	200
Ending Allowance	804	1,380	804	1,380
Residential Mortgages secured by first liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	9,250	7,664	8,484	6,943
(Charge-offs)	(15)	(4)	(22)	(51)
Recoveries	0	1	3	13
Provision (Benefit) for Credit Losses on Loans Receivable	(1,241)	198	(471)	954
Ending Allowance	7,994	7,859	7,994	7,859
Residential Mortgages secured by junior liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	1,578	628	1,035	546
(Charge-offs)	0	0	0	0
Recoveries	0	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(59)	338	484	420
Ending Allowance	1,519	966	1,519	966
Other revolving credit plans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	931	598	722	528
(Charge-offs)	(40)	(28)	(98)	(73)
Recoveries	4	12	21	46
Provision (Benefit) for Credit Losses on Loans Receivable	97	58	347	139
Ending Allowance	992	640	992	640
Automobile
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	376	242	271	263
(Charge-offs)	(23)	(7)	(33)	(20)
Recoveries	0	2	0	2
Provision (Benefit) for Credit Losses on Loans Receivable	13	27	128	19
Ending Allowance	366	264	366	264
Other consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	2,561	2,704	2,665	2,546
(Charge-offs)	(423)	(404)	(1,405)	(1,174)
Recoveries	23	22	97	63
Provision (Benefit) for Credit Losses on Loans Receivable	481	437	1,285	1,324
Ending Allowance	2,642	2,759	2,642	2,759
Credit cards
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	72	110	67	92
(Charge-offs)	(23)	(15)	(103)	(74)
Recoveries	7	25	14	33
Provision (Benefit) for Credit Losses on Loans Receivable	24	(33)	102	36
Ending Allowance	80	87	80	87
Overdrafts
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning Allowance	221	356	278	241
(Charge-offs)	(153)	(152)	(451)	(398)
Recoveries	32	35	111	109
Provision (Benefit) for Credit Losses on Loans Receivable	227	(3)	389	284
Ending Allowance	$ 327	$ 236	$ 327	$ 236

LOANS RECEIVABLE AND ALLOWANC_6

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Nonaccrual Loans and Loans Receivable Past Due over 89 Days Still Accruing Interest by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Nonaccrual	$ 27,065	$ 20,986
Nonaccrual With No Allowance for Credit Loss	20,841	14,293
Loans Receivable Past Due over 89 Days Still Accruing	231	1,121
Farmland
Financing Receivable, Past Due [Line Items]
Nonaccrual	929	1,011
Nonaccrual With No Allowance for Credit Loss	929	1,011
Loans Receivable Past Due over 89 Days Still Accruing	0	994
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	2,983	2,055
Nonaccrual With No Allowance for Credit Loss	1,798	1,987
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Nonaccrual	5,152	5,485
Nonaccrual With No Allowance for Credit Loss	4,705	2,366
Loans Receivable Past Due over 89 Days Still Accruing	0	71
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,613	567
Nonaccrual With No Allowance for Credit Loss	64	567
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	305	1,066
Nonaccrual With No Allowance for Credit Loss	305	423
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	9,855	5,081
Nonaccrual With No Allowance for Credit Loss	7,232	2,665
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Nonaccrual	566	475
Nonaccrual With No Allowance for Credit Loss	566	475
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	4,717	4,329
Nonaccrual With No Allowance for Credit Loss	4,297	3,882
Loans Receivable Past Due over 89 Days Still Accruing	134	48
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	128	91
Nonaccrual With No Allowance for Credit Loss	128	91
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Nonaccrual	32	26
Nonaccrual With No Allowance for Credit Loss	32	26
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Automobile
Financing Receivable, Past Due [Line Items]
Nonaccrual	22	19
Nonaccrual With No Allowance for Credit Loss	22	19
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Other consumer
Financing Receivable, Past Due [Line Items]
Nonaccrual	763	781
Nonaccrual With No Allowance for Credit Loss	763	781
Loans Receivable Past Due over 89 Days Still Accruing	0	0
Credit cards
Financing Receivable, Past Due [Line Items]
Nonaccrual	0	0
Nonaccrual With No Allowance for Credit Loss	0	0
Loans Receivable Past Due over 89 Days Still Accruing	$ 97	$ 8

LOANS RECEIVABLE AND ALLOWANC_7

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Amortized Cost Basis of Collateral-Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 25,265	$ 11,051
Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,685	1,908
Farmland | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	763	829
Farmland | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Owner-occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	6,898	1,296
Owner-occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	4	4
Commercial and Industrial | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	5,488	0
Commercial and Industrial | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,681	1,904
Other construction loans and all land development and other land loans | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,549	501
Other construction loans and all land development and other land loans | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Multifamily (5 or more) residential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	305	1,066
Multifamily (5 or more) residential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Non-owner occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	8,858	5,874
Non-owner occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Home equity lines of credit | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	317	335
Home equity lines of credit | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Residential Mortgages secured by first liens | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,087	1,150
Residential Mortgages secured by first liens | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 0	$ 0

LOANS RECEIVABLE AND ALLOWANC_8

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Aging of Recorded Investment in Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 4,492,174	$ 4,275,178
30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	6,585	4,940
60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	2,972	961
Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	14,013	6,307
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	23,570	12,208
Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	4,468,604	4,262,970
Farmland
Financing Receivable, Past Due [Line Items]
Loans receivable	32,794	32,168
Farmland | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	182	0
Farmland | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Farmland | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	129	1,136
Farmland | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	311	1,136
Farmland | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	32,483	31,032
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	494,526	468,493
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	642	185
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	623	27
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,463	734
Owner-occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	2,728	946
Owner-occupied, nonfarm nonresidential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	491,798	467,547
Agricultural production and other loans to farmers
Financing Receivable, Past Due [Line Items]
Loans receivable	1,118	1,198
Agricultural production and other loans to farmers | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,118	1,198
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Loans receivable	730,542	791,911
Commercial and Industrial | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	341	246
Commercial and Industrial | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	157	93
Commercial and Industrial | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	334	611
Commercial and Industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	832	950
Commercial and Industrial | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	729,710	790,961
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Past Due [Line Items]
Loans receivable	153,722	145,345
Obligations (other than securities and leases) of states and political subdivisions | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	153,722	145,345
Other loans
Financing Receivable, Past Due [Line Items]
Loans receivable	43,082	24,710
Other loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	43,082	24,710
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Loans receivable	461,931	446,685
Other construction loans and all land development and other land loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	1,522
Other construction loans and all land development and other land loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	42	0
Other construction loans and all land development and other land loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,613	501
Other construction loans and all land development and other land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,655	2,023
Other construction loans and all land development and other land loans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	460,276	444,662
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	268,432	257,696
Multifamily (5 or more) residential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	706
Multifamily (5 or more) residential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	305	0
Multifamily (5 or more) residential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	90
Multifamily (5 or more) residential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	305	796
Multifamily (5 or more) residential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	268,127	256,900
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	908,520	795,315
Non-owner occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	219	113
Non-owner occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	60
Non-owner occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	8,247	879
Non-owner occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	8,466	1,052
Non-owner occupied, nonfarm nonresidential properties | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	900,054	794,263
1-4 Family Construction
Financing Receivable, Past Due [Line Items]
Loans receivable	54,700	51,171
1-4 Family Construction | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	54,700	51,171
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Loans receivable	124,970	124,892
Home equity lines of credit | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	926	203
Home equity lines of credit | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	168	10
Home equity lines of credit | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	20	49
Home equity lines of credit | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,114	262
Home equity lines of credit | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	123,856	124,630
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Loans receivable	992,562	942,531
Residential Mortgages secured by first liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	2,382	1,302
Residential Mortgages secured by first liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,271	538
Residential Mortgages secured by first liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,641	1,775
Residential Mortgages secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	5,294	3,615
Residential Mortgages secured by first liens | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	987,268	938,916
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Loans receivable	91,250	74,638
Residential Mortgages secured by junior liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	47	5
Residential Mortgages secured by junior liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Residential Mortgages secured by junior liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	90	51
Residential Mortgages secured by junior liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	137	56
Residential Mortgages secured by junior liens | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	91,113	74,582
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Loans receivable	44,476	36,372
Other revolving credit plans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	29	65
Other revolving credit plans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	39	27
Other revolving credit plans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	7	0
Other revolving credit plans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	75	92
Other revolving credit plans | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	44,401	36,280
Automobile
Financing Receivable, Past Due [Line Items]
Loans receivable	26,077	21,806
Automobile | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	106	36
Automobile | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	87	0
Automobile | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	11	0
Automobile | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	204	36
Automobile | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	25,873	21,770
Other consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	50,507	49,144
Other consumer | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	456	361
Other consumer | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	227	188
Other consumer | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	361	473
Other consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,044	1,022
Other consumer | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	49,463	48,122
Credit cards
Financing Receivable, Past Due [Line Items]
Loans receivable	12,638	10,825
Credit cards | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,255	196
Credit cards | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	53	18
Credit cards | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	97	8
Credit cards | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,405	222
Credit cards | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	11,233	10,603
Overdrafts
Financing Receivable, Past Due [Line Items]
Loans receivable	327	278
Overdrafts | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Loans Receivable Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 327	$ 278

LOANS RECEIVABLE AND ALLOWANC_9

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Amortized Cost Basis (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2023 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.20%	0.50%
Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 849	$ 14,969
30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	6,911	6,911
Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	6,911	6,911
Unfunded Loan Commitment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		167
Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Total amortized cost basis of loans that had a payment default	0	0
Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	6,975	20,095
Total amortized cost basis of loans that had a payment default	1,549	1,549
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	554
Total amortized cost basis of loans that had a payment default	1,523	1,523
Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0	$ 333
Financing receivable, interest rate reduction (in percent)	0%	0.50%
Total amortized cost basis of loans that had a payment default	$ 0	$ 0
Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	785	898
Total amortized cost basis of loans that had a payment default	$ 0	$ 0
Owner-occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.20%	1.20%
Owner-occupied, nonfarm nonresidential properties | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 64	$ 5,314
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	696	696
Owner-occupied, nonfarm nonresidential properties | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	696	696
Owner-occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	760	6,010
Owner-occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	$ 0
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		1.20%
Commercial and Industrial | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 8,870
Commercial and Industrial | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Commercial and Industrial | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Commercial and Industrial | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Commercial and Industrial | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Commercial and Industrial | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Commercial and Industrial | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		7,870
Commercial and Industrial | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		554
Commercial and Industrial | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 333
Financing receivable, interest rate reduction (in percent)		0.50%
Commercial and Industrial | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 113
Other construction loans and all land development and other land loans | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	0	0
Other construction loans and all land development and other land loans | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	1,549	1,549
Other construction loans and all land development and other land loans | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	0	0
Other construction loans and all land development and other land loans | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	0	0
Other construction loans and all land development and other land loans | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	$ 0	$ 0
Non-owner occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.80%	0.80%
Non-owner occupied, nonfarm nonresidential properties | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 785	$ 785
Non-owner occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Non-owner occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Non-owner occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	6,215	6,215
Non-owner occupied, nonfarm nonresidential properties | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	6,215	6,215
Non-owner occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Total amortized cost basis of loans that had a payment default	0	0
Non-owner occupied, nonfarm nonresidential properties | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	6,215	6,215
Total amortized cost basis of loans that had a payment default	0	0
Non-owner occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Total amortized cost basis of loans that had a payment default	1,523	1,523
Non-owner occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0	$ 0
Financing receivable, interest rate reduction (in percent)	0%	0%
Total amortized cost basis of loans that had a payment default	$ 0	$ 0
Non-owner occupied, nonfarm nonresidential properties | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	785	785
Total amortized cost basis of loans that had a payment default	$ 0	$ 0

LOANS RECEIVABLE AND ALLOWAN_10

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Financial Effect Of Loan Modifications (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.20%	0.50%
Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification	$ 0	$ 0
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)	1 year	1 year
Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0%	0.50%
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		1.20%
Commercial and Industrial | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification		$ 0
Commercial and Industrial | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)		1 year
Commercial and Industrial | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		0.50%
Non-owner occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.80%	0.80%
Non-owner occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification	$ 0	$ 0
Non-owner occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)	1 year	1 year
Non-owner occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0%	0%

LOANS RECEIVABLE AND ALLOWAN_11

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Restructured in Troubled Debt (Details)	3 Months Ended	9 Months Ended
	Sep. 30, 2022 USD ($) loan	Sep. 30, 2022 USD ($) loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	1	2
Pre-Modification Outstanding Recorded Investment	$ 96,000	$ 1,880,000
Post-Modification Outstanding Recorded Investment	$ 96,000	$ 1,880,000
Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	1	1
Pre-Modification Outstanding Recorded Investment	$ 96,000	$ 96,000
Post-Modification Outstanding Recorded Investment	$ 96,000	$ 96,000
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan		1
Pre-Modification Outstanding Recorded Investment		$ 1,784,000
Post-Modification Outstanding Recorded Investment		$ 1,784,000

LOANS RECEIVABLE AND ALLOWAN_12

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Credit Risk Profile By Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 4,492,174	$ 4,275,178
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	2,966,378	2,872,117
Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	73,079	48,583
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	54,019	41,508
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,191	1,313
Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	128,289	91,404
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	3,094,667	2,963,521
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	32,794	32,168
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	31,683	29,706
Farmland | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	182	1,450
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	929	1,012
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Farmland | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,111	2,462
Farmland | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	32,794	32,168
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	494,526	468,493
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	461,070	433,467
Owner-occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	21,846	27,796
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	11,610	7,230
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Owner-occupied, nonfarm nonresidential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	33,456	35,026
Owner-occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	494,526	468,493
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,118	1,198
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,118	1,198
Agricultural production and other loans to farmers | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,118	1,198
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	730,542	791,911
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	683,830	765,821
Commercial and Industrial | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	30,924	14,740
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	14,597	10,037
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,191	1,313
Commercial and Industrial | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	46,712	26,090
Commercial and Industrial | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	730,542	791,911
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	153,722	145,345
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	140,389	145,345
Obligations (other than securities and leases) of states and political subdivisions | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	13,333	0
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	13,333	0
Obligations (other than securities and leases) of states and political subdivisions | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	153,722	145,345
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	43,082	24,710
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	43,082	24,710
Other loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	43,082	24,710
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	461,931	446,685
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	455,011	443,300
Other construction loans and all land development and other land loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	5,307	1,296
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,613	2,089
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other construction loans and all land development and other land loans | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	6,920	3,385
Other construction loans and all land development and other land loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	461,931	446,685
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	268,432	257,696
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	267,632	256,120
Multifamily (5 or more) residential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	510
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	800	1,066
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Multifamily (5 or more) residential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	800	1,576
Multifamily (5 or more) residential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	268,432	257,696
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	908,520	795,315
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	882,563	772,450
Non-owner occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,487	2,791
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	24,470	20,074
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Non-owner occupied, nonfarm nonresidential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	25,957	22,865
Non-owner occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 908,520	$ 795,315

LOANS RECEIVABLE AND ALLOWAN_13

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Risk Rating (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,492,174	$ 4,275,178
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	2,966,378	2,872,117
Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	73,079	48,583
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	54,019	41,508
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,191	1,313
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	3,088	12,321
One fiscal year before current year	11,601	7,982
Two fiscal years before current year	7,627	1,536
Three fiscal years before current year	1,474	871
Four fiscal years before current year	831	3,419
More than four fiscal years before current year	7,733	5,496
Revolving Loans Amortized Cost Basis	440	543
Revolving Loans Converted to Term	0	0
Total	32,794	32,168
Current period gross write offs
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	3,088	12,321
One fiscal year before current year	11,601	7,635
Two fiscal years before current year	7,321	1,536
Three fiscal years before current year	1,474	871
Four fiscal years before current year	831	3,277
More than four fiscal years before current year	6,928	3,523
Revolving Loans Amortized Cost Basis	440	543
Revolving Loans Converted to Term	0	0
Total	31,683	29,706
Farmland | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	182	1,450
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	182	1,450
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	347
Two fiscal years before current year	306	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	142
More than four fiscal years before current year	623	523
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	929	1,012
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	54,399	120,103
One fiscal year before current year	124,917	113,575
Two fiscal years before current year	107,450	66,194
Three fiscal years before current year	59,195	57,776
Four fiscal years before current year	53,770	30,286
More than four fiscal years before current year	81,199	65,773
Revolving Loans Amortized Cost Basis	13,596	14,786
Revolving Loans Converted to Term	0	0
Total	494,526	468,493
Current period gross write offs
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	26
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	26
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	54,399	116,701
One fiscal year before current year	121,809	113,575
Two fiscal years before current year	105,563	50,226
Three fiscal years before current year	45,267	55,040
Four fiscal years before current year	46,542	25,327
More than four fiscal years before current year	77,245	60,810
Revolving Loans Amortized Cost Basis	10,245	11,788
Revolving Loans Converted to Term	0	0
Total	461,070	433,467
Owner-occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	3,402
One fiscal year before current year	3,108	0
Two fiscal years before current year	1,191	15,613
Three fiscal years before current year	13,620	872
Four fiscal years before current year	412	4,097
More than four fiscal years before current year	334	814
Revolving Loans Amortized Cost Basis	3,181	2,998
Revolving Loans Converted to Term	0	0
Total	21,846	27,796
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	696	355
Three fiscal years before current year	308	1,864
Four fiscal years before current year	6,816	862
More than four fiscal years before current year	3,620	4,149
Revolving Loans Amortized Cost Basis	170	0
Revolving Loans Converted to Term	0	0
Total	11,610	7,230
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	81	105
One fiscal year before current year	44	140
Two fiscal years before current year	92	80
Three fiscal years before current year	68	42
Four fiscal years before current year	5	179
More than four fiscal years before current year	162	0
Revolving Loans Amortized Cost Basis	666	652
Revolving Loans Converted to Term	0	0
Total	1,118	1,198
Current period gross write offs
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	81	105
One fiscal year before current year	44	140
Two fiscal years before current year	92	80
Three fiscal years before current year	68	42
Four fiscal years before current year	5	179
More than four fiscal years before current year	162	0
Revolving Loans Amortized Cost Basis	666	652
Revolving Loans Converted to Term	0	0
Total	1,118	1,198
Agricultural production and other loans to farmers | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	68,653	196,495
One fiscal year before current year	155,139	216,555
Two fiscal years before current year	167,323	59,075
Three fiscal years before current year	44,760	17,382
Four fiscal years before current year	11,314	9,456
More than four fiscal years before current year	20,775	20,074
Revolving Loans Amortized Cost Basis	262,578	272,874
Revolving Loans Converted to Term	0	0
Total	730,542	791,911
Current period gross write offs
2023	50
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	76
Revolving Loans Converted to Term	0
Total	126
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	68,653	195,955
One fiscal year before current year	147,302	213,433
Two fiscal years before current year	160,124	51,695
Three fiscal years before current year	37,836	16,730
Four fiscal years before current year	7,759	9,051
More than four fiscal years before current year	18,437	19,116
Revolving Loans Amortized Cost Basis	243,719	259,841
Revolving Loans Converted to Term	0	0
Total	683,830	765,821
Commercial and Industrial | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	241
One fiscal year before current year	7,584	0
Two fiscal years before current year	3,180	6,691
Three fiscal years before current year	6,310	273
Four fiscal years before current year	58	81
More than four fiscal years before current year	20	45
Revolving Loans Amortized Cost Basis	13,772	7,409
Revolving Loans Converted to Term	0	0
Total	30,924	14,740
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	299
One fiscal year before current year	253	1,809
Two fiscal years before current year	2,828	689
Three fiscal years before current year	614	379
Four fiscal years before current year	3,497	324
More than four fiscal years before current year	2,318	913
Revolving Loans Amortized Cost Basis	5,087	5,624
Revolving Loans Converted to Term	0	0
Total	14,597	10,037
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	1,313
Two fiscal years before current year	1,191	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,191	1,313
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	23,561	20,840
One fiscal year before current year	16,969	37,527
Two fiscal years before current year	32,123	13,868
Three fiscal years before current year	12,556	4,584
Four fiscal years before current year	4,276	13,518
More than four fiscal years before current year	59,793	50,050
Revolving Loans Amortized Cost Basis	4,444	4,958
Revolving Loans Converted to Term	0	0
Total	153,722	145,345
Current period gross write offs
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	23,561	20,840
One fiscal year before current year	16,969	37,527
Two fiscal years before current year	32,123	13,868
Three fiscal years before current year	12,556	4,584
Four fiscal years before current year	4,276	13,518
More than four fiscal years before current year	46,460	50,050
Revolving Loans Amortized Cost Basis	4,444	4,958
Revolving Loans Converted to Term	0	0
Total	140,389	145,345
Obligations (other than securities and leases) of states and political subdivisions | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	13,333	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	13,333	0
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	3,065	14,248
One fiscal year before current year	12,099	5,358
Two fiscal years before current year	5,307	2,278
Three fiscal years before current year	1,925	363
Four fiscal years before current year	296	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	20,390	2,463
Revolving Loans Converted to Term	0	0
Total	43,082	24,710
Current period gross write offs
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	3,065	14,248
One fiscal year before current year	12,099	5,358
Two fiscal years before current year	5,307	2,278
Three fiscal years before current year	1,925	363
Four fiscal years before current year	296	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	20,390	2,463
Revolving Loans Converted to Term	0	0
Total	43,082	24,710
Other loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	81,675	273,414
One fiscal year before current year	245,946	88,917
Two fiscal years before current year	97,364	56,782
Three fiscal years before current year	20,642	6,918
Four fiscal years before current year	7,927	8,644
More than four fiscal years before current year	1,380	916
Revolving Loans Amortized Cost Basis	6,997	11,094
Revolving Loans Converted to Term	0	0
Total	461,931	446,685
Current period gross write offs
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	81,675	272,118
One fiscal year before current year	240,639	86,894
Two fiscal years before current year	97,364	56,782
Three fiscal years before current year	20,642	6,918
Four fiscal years before current year	6,378	8,644
More than four fiscal years before current year	1,380	916
Revolving Loans Amortized Cost Basis	6,933	11,028
Revolving Loans Converted to Term	0	0
Total	455,011	443,300
Other construction loans and all land development and other land loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	1,296
One fiscal year before current year	5,307	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	5,307	1,296
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	2,023
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	1,549	0
More than four fiscal years before current year	0	0
Revolving Loans Amortized Cost Basis	64	66
Revolving Loans Converted to Term	0	0
Total	1,613	2,089
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	40,810	115,097
One fiscal year before current year	96,888	49,794
Two fiscal years before current year	44,058	46,784
Three fiscal years before current year	44,901	11,854
Four fiscal years before current year	11,167	7,097
More than four fiscal years before current year	29,659	24,441
Revolving Loans Amortized Cost Basis	949	2,629
Revolving Loans Converted to Term	0	0
Total	268,432	257,696
Current period gross write offs
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	65
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	65
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	40,505	114,454
One fiscal year before current year	96,888	49,794
Two fiscal years before current year	44,058	46,784
Three fiscal years before current year	44,901	11,854
Four fiscal years before current year	11,167	6,764
More than four fiscal years before current year	29,164	23,841
Revolving Loans Amortized Cost Basis	949	2,629
Revolving Loans Converted to Term	0	0
Total	267,632	256,120
Multifamily (5 or more) residential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	0
More than four fiscal years before current year	0	510
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	510
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	305	643
One fiscal year before current year	0	0
Two fiscal years before current year	0	0
Three fiscal years before current year	0	0
Four fiscal years before current year	0	333
More than four fiscal years before current year	495	90
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	800	1,066
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	193,910	341,378
One fiscal year before current year	299,946	154,901
Two fiscal years before current year	156,893	51,709
Three fiscal years before current year	49,220	70,955
Four fiscal years before current year	58,542	47,023
More than four fiscal years before current year	140,428	118,643
Revolving Loans Amortized Cost Basis	9,581	10,706
Revolving Loans Converted to Term	0	0
Total	908,520	795,315
Current period gross write offs
2023	0
2022	0
2021	0
2020	0
2019	88
Prior	0
Revolving Loans Amortized Cost Basis	248
Revolving Loans Converted to Term	0
Total	336
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	193,128	339,151
One fiscal year before current year	298,199	153,613
Two fiscal years before current year	156,405	51,709
Three fiscal years before current year	43,005	66,592
Four fiscal years before current year	55,259	45,211
More than four fiscal years before current year	129,140	107,988
Revolving Loans Amortized Cost Basis	7,427	8,186
Revolving Loans Converted to Term	0	0
Total	882,563	772,450
Non-owner occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One fiscal year before current year	351	488
Two fiscal years before current year	0	0
Three fiscal years before current year	0	273
Four fiscal years before current year	0	498
More than four fiscal years before current year	700	1,068
Revolving Loans Amortized Cost Basis	436	464
Revolving Loans Converted to Term	0	0
Total	1,487	2,791
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	782	2,227
One fiscal year before current year	1,396	800
Two fiscal years before current year	488	0
Three fiscal years before current year	6,215	4,090
Four fiscal years before current year	3,283	1,314
More than four fiscal years before current year	10,588	9,587
Revolving Loans Amortized Cost Basis	1,718	2,056
Revolving Loans Converted to Term	0	0
Total	24,470	20,074
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 0	$ 0

LOANS RECEIVABLE AND ALLOWAN_14

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 4,446,342	$ 4,231,742
Loans receivable	4,492,174	4,275,178
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	54,700	51,171
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	124,970	124,892
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	992,562	942,531
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	91,250	74,638
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	44,476	36,372
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	26,077	21,806
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	50,507	49,144
Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	12,638	10,825
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,378,180	1,294,785
Loans receivable	1,378,180	1,294,785
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		51,171
Loans receivable	54,700	51,171
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		124,417
Loans receivable	124,404	124,417
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		938,154
Loans receivable	987,711	938,154
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		74,547
Loans receivable	91,122	74,547
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		36,346
Loans receivable	44,444	36,346
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		21,787
Loans receivable	26,055	21,787
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		48,363
Loans receivable	49,744	48,363
Performing | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	12,541	10,817
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	6,362	5,769
Loans receivable	6,362	5,769
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		0
Loans receivable	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		475
Loans receivable	566	475
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		4,377
Loans receivable	4,851	4,377
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		91
Loans receivable	128	91
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		26
Loans receivable	32	26
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		19
Loans receivable	22	19
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable		781
Loans receivable	763	781
Nonperforming | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	97	8
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,384,542	1,300,554
Loans receivable	1,384,542	1,300,554
Total | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	54,700	51,171
Loans receivable	54,700	51,171
Total | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	124,970	124,892
Loans receivable	124,970	124,892
Total | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	992,562	942,531
Loans receivable	992,562	942,531
Total | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	91,250	74,638
Loans receivable	91,250	74,638
Total | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	44,476	36,372
Loans receivable	44,476	36,372
Total | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	26,077	21,806
Loans receivable	26,077	21,806
Total | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	50,507	49,144
Loans receivable	$ 50,507	$ 49,144

LOANS RECEIVABLE AND ALLOWAN_15

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Nonperforming Loans (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,492,174	$ 4,275,178
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2023	18,085	30,451
2022	23,345	16,360
2021	10,499	2,577
2020	1,209	752
2019	705	62
Prior	59	0
Revolving Loans Amortized Cost Basis	798	969
Revolving Loans Converted to Term	0	0
Total	54,700	51,171
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2023	15,085	34,738
2022	34,068	13,654
2021	12,757	12,903
2020	9,826	8,597
2019	7,537	7,924
Prior	33,361	38,592
Revolving Loans Amortized Cost Basis	7,025	8,484
Revolving Loans Converted to Term	5,311	0
Total	124,970	124,892
2023	0
2022	0
2021	0
2020	0
2019	10
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	10
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	117,640	229,842
2022	227,633	223,293
2021	207,985	159,924
2020	148,360	91,819
2019	82,456	50,003
Prior	205,128	184,089
Revolving Loans Amortized Cost Basis	3,360	3,561
Revolving Loans Converted to Term	0	0
Total	992,562	942,531
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	22
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	22
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	26,611	31,837
2022	27,874	17,163
2021	14,604	8,326
2020	7,409	4,956
2019	4,039	3,073
Prior	9,440	8,442
Revolving Loans Amortized Cost Basis	1,273	841
Revolving Loans Converted to Term	0	0
Total	91,250	74,638
2023	0
2022	0
2021	0
2020	0
2019	0
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	0
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	8,991	10,778
2022	7,826	2,820
2021	2,771	7,911
2020	11,352	2,268
2019	1,650	2,279
Prior	11,886	10,316
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	44,476	36,372
2023	0
2022	0
2021	50
2020	4
2019	11
Prior	33
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	98
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2023	11,413	10,146
2022	7,661	4,637
2021	3,009	2,955
2020	1,790	2,356
2019	1,281	1,119
Prior	923	593
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	26,077	21,806
2023	0
2022	18
2021	0
2020	8
2019	7
Prior	0
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	33
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2023	21,183	27,102
2022	15,572	12,340
2021	7,010	5,418
2020	3,484	2,198
2019	1,607	782
Prior	1,651	1,304
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	50,507	49,144
2023	37
2022	874
2021	372
2020	86
2019	24
Prior	12
Revolving Loans Amortized Cost Basis	0
Revolving Loans Converted to Term	0
Total	1,405
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,378,180	1,294,785
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2023	18,085	30,451
2022	23,345	16,360
2021	10,499	2,577
2020	1,209	752
2019	705	62
Prior	59	0
Revolving Loans Amortized Cost Basis	798	969
Revolving Loans Converted to Term	0	0
Total	54,700	51,171
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2023	15,085	34,738
2022	34,068	13,654
2021	12,757	12,903
2020	9,826	8,587
2019	7,537	7,924
Prior	33,347	38,127
Revolving Loans Amortized Cost Basis	7,025	8,484
Revolving Loans Converted to Term	4,759	0
Total	124,404	124,417
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	117,554	229,842
2022	227,592	222,522
2021	206,943	159,651
2020	148,130	91,238
2019	81,920	49,587
Prior	202,405	181,939
Revolving Loans Amortized Cost Basis	3,167	3,375
Revolving Loans Converted to Term	0	0
Total	987,711	938,154
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	26,611	31,837
2022	27,835	17,163
2021	14,604	8,326
2020	7,409	4,956
2019	4,039	3,073
Prior	9,394	8,395
Revolving Loans Amortized Cost Basis	1,230	797
Revolving Loans Converted to Term	0	0
Total	91,122	74,547
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	8,991	10,778
2022	7,826	2,820
2021	2,771	7,911
2020	11,352	2,264
2019	1,645	2,265
Prior	11,859	10,308
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	44,444	36,346
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2023	11,413	10,146
2022	7,654	4,637
2021	3,009	2,945
2020	1,783	2,349
2019	1,273	1,117
Prior	923	593
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	26,055	21,787
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2023	20,983	26,699
2022	15,172	12,120
2021	6,925	5,333
2020	3,472	2,176
2019	1,584	776
Prior	1,608	1,259
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	49,744	48,363
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Total	6,362	5,769
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	10
2019	0	0
Prior	14	465
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	552	0
Total	566	475
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	86	0
2022	41	771
2021	1,042	273
2020	230	581
2019	536	416
Prior	2,723	2,150
Revolving Loans Amortized Cost Basis	193	186
Revolving Loans Converted to Term	0	0
Total	4,851	4,377
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	39	0
2021	0	0
2020	0	0
2019	0	0
Prior	46	47
Revolving Loans Amortized Cost Basis	43	44
Revolving Loans Converted to Term	0	0
Total	128	91
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	4
2019	5	14
Prior	27	8
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	32	26
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0	0
2022	7	0
2021	0	10
2020	7	7
2019	8	2
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	22	19
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2023	200	403
2022	400	220
2021	85	85
2020	12	22
2019	23	6
Prior	43	45
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 763	$ 781

LOANS RECEIVABLE AND ALLOWAN_16

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 4,446,342	$ 4,231,742
Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	12,638	10,825
Total	103
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	1,378,180	1,294,785
Performing | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	12,541	10,817
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	6,362	5,769
Nonperforming | Credit Card Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Net loans receivable	$ 97	$ 8

LOANS RECEIVABLE AND ALLOWAN_17

LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Holiday's Loan Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross other consumer	$ 4,492,174	$ 4,275,178
Net loans receivable	4,446,342	4,231,742
Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross other consumer	50,507	49,144
Holiday Financial Services Corporation | Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross other consumer	30,812	31,821
Less: other consumer unearned discounts	(5,667)	(5,972)
Net loans receivable	$ 25,145	$ 25,849

LEASES - Additional Information

LEASES - Additional Information (Details)	Sep. 30, 2023 renewal
Leases [Abstract]
Number of renewal options (at least)	1

LEASES - Schedule of Operating

LEASES - Schedule of Operating and Finance Lease Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets:
Operating lease assets	$ 36,065	$ 32,307
Finance lease assets	232	286
Total leased assets	36,297	32,593
Liabilities:
Operating lease liabilities	37,998	33,726
Finance lease liabilities	316	383
Total leased liabilities	$ 38,314	$ 34,109
Premises and equipment, net	Premises and equipment, net	Premises and equipment, net
Accrued interest payable and other liabilities	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities
Finance lease, net of accumulated amortization	$ 984	$ 930

LEASES - Schedule of Lease Cost

LEASES - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Leases [Abstract]
Operating lease cost	$ 745	$ 577	$ 2,224	$ 1,635
Variable lease cost	27	14	71	44
Finance lease cost:
Amortization of leased assets	18	18	54	54
Borrowed funds and finance lease liabilities	4	5	12	15
Sublease income	(20)	(23)	(66)	(56)
Net lease cost	$ 774	$ 591	$ 2,295	$ 1,692

LEASES - Schedule of Maturity o

LEASES - Schedule of Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Operating Leases
2023	$ 843
2024	2,554
2025	2,579
2026	2,567
2027	2,543
After 2027	50,239
Total lease payments	61,325
Less: Interest	23,327
Present value of lease liabilities	37,998	$ 33,726
Finance Leases
2023	26
2024	105
2025	105
2026	105
2027	0
After 2027	0
Total lease payments	341
Less: Interest	25
Present value of lease liabilities	316	$ 383
Total
2023	869
2024	2,659
2025	2,684
2026	2,672
2027	2,543
After 2027	50,239
Total lease payments	61,666
Less: Interest	23,352
Present value of lease liabilities	38,314
Minimum payments lease	$ 4,800

LEASES - Schedule of Weighted A

LEASES - Schedule of Weighted Average Lease Term and Discount Rate (Details)	Sep. 30, 2023	Dec. 31, 2022
Weighted-average remaining lease term (years)
Operating leases	23 years 2 months 12 days	23 years 10 months 24 days
Finance leases	3 years 3 months 18 days	4 years
Weighted-average discount rate
Operating leases	4.05%	3.83%
Finance leases	4.49%	4.49%

LEASES - Other Information (Det

LEASES - Other Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Leases [Abstract]
Operating cash flows from operating leases	$ 869	$ 888

DEPOSITS - Schedule of Deposit

DEPOSITS - Schedule of Deposit Maturities (Details) $ in Thousands	Sep. 30, 2023 USD ($)
Deposits [Abstract]
2023	$ 82,668
2024	378,980
2025	73,075
2026	9,081
2027	6,616
Thereafter	4,320
Total	$ 554,740

DEPOSITS - Additional Informati

DEPOSITS - Additional Information (Details) - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
Deposits [Abstract]
Certificates of deposit of $250 thousand or more	$ 101.2	$ 135.4
Brokered deposits	265.8	24.1
Reciprocal deposits	$ 595.7	$ 4.6

BORROWINGS - Additional Informa

BORROWINGS - Additional Information (Details)	1 Months Ended	9 Months Ended	12 Months Ended
	Jun. 30, 2021 USD ($)	Sep. 30, 2023 USD ($) agreement	Dec. 31, 2022 USD ($) agreement	Dec. 31, 2007 USD ($) security
Debt Instrument [Line Items]
Prepayments of the FHLB borrowings		$ 1,800,000,000	$ 1,600,000,000
Remaining borrowing capacity		988,500,000	757,800,000
Naming applicable municipalities as beneficiaries		155,500,000	75,500,000
Loans receivable		4,492,174,000	4,275,178,000
Maximum amount of Open Repo borrowing available		0	132,396,000
Unamortized debt issuance costs		800,000	1,000,000
Federal Home Loan Bank, Advances, Open Repo Borrowings
Debt Instrument [Line Items]
Federal home loan balance		$ 250,000,000
Commitment term		364 days
Maximum amount of Open Repo borrowing available		$ 0	$ 132,396,000
Subordinated Debt
Debt Instrument [Line Items]
Number of preferred trust securities | security				2
Floating rate trust preferred securities				$ 10,000,000
Effective percentage		7.22%	6.32%
Trust preferred securities, interest payment deferment period		5 years
Subordinated Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		1.55%
Credit spread adjustment (percent)		0.26161%
Subordinated Debt | LIBOR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate				1.55%
Federal Reserve BIC Program | Federal Reserve Bank Advances
Debt Instrument [Line Items]
Federal home loan balance		$ 190,400,000
Prepayments of the FHLB borrowings		10,000,000
Loans receivable		291,700,000
Maximum amount of Open Repo borrowing available		0	$ 0
Federal Reserve's BTFP | Federal Reserve Bank Advances
Debt Instrument [Line Items]
Maximum amount of Open Repo borrowing available		$ 0	$ 0
Notes Maturing In June 2031 | Subordinated Debt
Debt Instrument [Line Items]
Floating rate trust preferred securities	$ 85,000,000
Interest rate, percentage	3.25%
Proceeds from issuance of subordinated notes, net of issuance costs	$ 83,500,000
Notes Maturing In June 2031 | Subordinated Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.58%
Line of Credit | Unsecured Debt
Debt Instrument [Line Items]
Number of unsecured lines of credit issued | agreement		1	1
Pledge on certain loan amount		$ 10,000,000	$ 10,000,000
Line of credit, outstanding amount		$ 0	0
Line of Credit | Unsecured Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.85%
Line of Credit | Overnight Borrowing Agreements
Debt Instrument [Line Items]
Line of credit, outstanding amount		$ 0	$ 0

BORROWINGS - Schedule of Debt (

BORROWINGS - Schedule of Debt (Details) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
Advance from Federal Home Loan Bank	$ 0	$ 132,396,000
Federal Home Loan Bank, Advances, Open Repo Borrowings
Debt Instrument [Line Items]
Interest rate (percent)	5.68%	4.45%
Maximum amount of Open Repo borrowing available	$ 250,000,000
Advance from Federal Home Loan Bank	$ 0	$ 132,396,000

RELATED PARTY TRANSACTIONS (Det

RELATED PARTY TRANSACTIONS (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023	Dec. 31, 2022
Related Party Transaction Loans To Principal Officers, Directors and Their Affiliates [Roll Forward]
Beginning balance		$ 51,274
Ending balance	$ 37,106	37,106
Related party deposit liabilities	9,200	9,200	$ 13,700
Related Party
Related Party Transaction Loans To Principal Officers, Directors and Their Affiliates [Roll Forward]
Beginning balance	40,519	44,998
New loans and advances	9	2,716
Effect of changes in composition of related parties	0	(491)
Repayments	(609)	(7,304)
Ending balance	$ 39,919	$ 39,919

OFF-BALANCE SHEET COMMITMENTS_3

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Schedule of Off-Balance Sheet Risks (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Commitments to extended credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 117,790	$ 126,594
Commitments to extended credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	429,686	441,008
Unused lines of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	12,203	7,444
Unused lines of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	781,993	725,277
Standby letters of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	17,429	16,124
Standby letters of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 1,963	$ 1,603

OFF-BALANCE SHEET COMMITMENTS_4

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]
Beginning balance	$ 718	$ 586	$ 603	$ 0
Provision for credit losses on unfunded loan commitments	33	55	148	641
Ending balance	$ 751	$ 641	$ 751	$ 641

OFF-BALANCE SHEET COMMITMENTS_5

OFF-BALANCE SHEET COMMITMENTS AND CONTINGENCIES - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Amortization	$ 185	$ 198	$ 558	$ 593
Capital Contributions, Small Business Investment Corporation
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions			20,000		$ 17,000
Small Business Investment Corporations
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions			5,500		5,500
Capital Contributions, Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions			4,000		4,500
Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Capital contributions			$ 796		$ 1,000

STOCK COMPENSATION - Additional

STOCK COMPENSATION - Additional Information (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022	Dec. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of nonqualified options or restricted stock for key employees and independent director (in shares)	507,671		507,671
Unrecognized compensation cost related to nonvested stock options granted	$ 0		$ 0
Shares granted (up to) (in shares)	0	0	0	0
Compensation expense	$ 350,000	$ 256,000	$ 1,300,000	$ 1,000,000
Fair value of shares vesting during period	25,000	31,000	$ 963,000	1,000,000
Tranche One
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year			33%
Tranche Two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year			25%
Tranche Three
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year			20%
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Income tax benefit from share-based compensation	$ 74,000	$ 54,000	$ 275,000	$ 213,000
Granted (in shares)	0		90,675
Weighted average grant (in dollars per share)	$ 0		$ 23.63
Unrecognized compensation cost related to nonvested restricted stock	$ 2,400,000		$ 2,400,000		$ 1,200,000
Shares vested (in shares)	1,362		26,008
Performance Based Restricted Stock Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted (up to) (in shares)			23,124		13,761	18,210
Fair value of shares vesting during period					$ 99,000
Shares vested (in shares)					4,118
Shares distributed in period (shares)			4,118
Fair value of shares distributed			$ 99,000
Performance Based Restricted Stock Awards | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period			3 years
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)			14,510
Weighted average grant (in dollars per share)			$ 24.12
Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award			1 year
Aggregate percentage of stock based awards to be matured			100%

STOCK COMPENSATION - Schedule o

STOCK COMPENSATION - Schedule of Changes in Unvested Restricted Stock Awards (Details) - Restricted Stock Units (RSUs) - $ / shares	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023
Shares
Unvested at beginning of period (in shares)	132,972	69,746
Granted (in shares)	0	90,675
Forfeited (in shares)	(1,393)	(4,196)
Vested (in shares)	(1,362)	(26,008)
Unvested at end of period (in shares)	130,217	130,217
Per Share Weighted Average Grant Date Fair Value
Unvested at beginning of period (in dollars per share)	$ 24.12	$ 25.21
Granted (in dollars per share)	0	23.63
Forfeited (in dollars per shares)	24.49	24.35
Vested (in dollars per share)	24.02	25.30
Unvested at end of period (in dollars per share)	$ 24.11	$ 24.11

EARNINGS PER COMMON SHARE - Add

EARNINGS PER COMMON SHARE - Additional Information (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Earnings Per Share [Abstract]
Antidilutive shares excluded from the diluted earnings per share calculations (in shares)	0	0	0	0

EARNINGS PER COMMON SHARE - Com

EARNINGS PER COMMON SHARE - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Basic earnings per common share computation:
Net income per condensed consolidated statements of income	$ 12,651	$ 15,549	$ 40,817	$ 44,082
Net earnings allocated to participating securities	(70)	(66)	(222)	(198)
Net earnings allocated to common stock	$ 12,581	$ 15,483	$ 40,595	$ 43,884
Weighted average common shares outstanding, including shares considered participating securities (in shares)	20,969,000	17,324,000	21,048,000	17,024,000
Less: Average participating securities (in shares)	(109,000)	(70,000)	(109,000)	(73,000)
Weighted average shares (in shares)	20,859,872	17,254,389	20,939,102	16,950,577
Basic earnings per common share (in dollar per share)	$ 0.60	$ 0.90	$ 1.94	$ 2.59
Diluted earnings per common share computation:
Net earnings allocated to common stock	$ 12,581	$ 15,483	$ 40,595	$ 43,884
Weighted average common shares outstanding for basic earnings per common share (in shares)	20,859,872	17,254,389	20,939,102	16,950,577
Add: Dilutive effects of stock compensation (in shares)	40,000	34,000	40,000	33,000
Weighted average shares and dilutive potential common shares (in shares)	20,899,744	17,287,770	20,979,032	16,983,958
Diluted earnings per common share (in dollar per share)	$ 0.60	$ 0.90	$ 1.94	$ 2.59
Distributed earnings allocated to common stock
Basic earnings per common share computation:
Net earnings allocated to common stock	$ 3,645	$ 2,936	$ 10,969	$ 8,815
Undistributed earnings allocated to common stock
Basic earnings per common share computation:
Net earnings allocated to common stock	$ 8,936	$ 12,547	$ 29,626	$ 35,069

DERIVATIVE INSTRUMENTS - Additi

DERIVATIVE INSTRUMENTS - Additional Information (Details) - USD ($)	Sep. 07, 2018	Sep. 30, 2023	Dec. 31, 2022
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivatives designated as fair value hedges		$ 0	$ 0
Collateral amount for counterparty interest rate swap		0	200,000
Interest Rate Swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Cash collateral pledged		173,000	173,000
Risk Participation Agreement
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional amount		$ 14,000,000	$ 0
SOFR | Interest Rate Swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate		0.11448%
Unsecured Debt
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Term of contract	5 years
Cash flow hedges	$ 10,000,000

DERIVATIVE INSTRUMENTS - Amount

DERIVATIVE INSTRUMENTS - Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges within Corporation's Consolidated Balance Sheet and Statement of Income (Details) - Interest Rate Swaps - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Derivative [Line Items]
Interest rate contracts	$ (51)	$ 88	$ (119)	$ 410
Interest expense – subordinated notes and debentures
Derivative [Line Items]
Other income	(55)	(26)	(151)	(144)
Other income
Derivative [Line Items]
Other income	0	$ 0	0	$ 0
Accrued interest receivable (payable) and other assets ( liabilities)
Derivative [Line Items]
Accrued interest receivable (payable) and other assets ( liabilities)	$ 0		$ 0		$ 150

DERIVATIVE INSTRUMENTS - Amou_2

DERIVATIVE INSTRUMENTS - Amounts and Locations of Activity Related to Back-to-Back Interest Rate Swaps within Corporation's Consolidated Balance Sheet (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional Amount	$ 21,572	$ 31,417
Weighted Average Maturity (in years)	5 years 1 month 13 days	4 years 10 months 24 days
Weighted Average Fixed Rate	4.19%	4.12%
Fair Value	$ 1,726	$ 1,700
Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative Liability, Notional Amount	$ (21,572)	$ (31,417)
Weighted Average Maturity (in years)	5 years 1 month 13 days	4 years 10 months 24 days
Weighted Average Fixed Rate	4.19%	4.12%
Fair Value	$ (1,726)	$ (1,700)
LIBOR | 3rd Party interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate	1.79%	1.68%
LIBOR | Customer interest rate swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Basis spread on variable rate	1.79%	1.68%

FAIR VALUE - Assets and Liabili

FAIR VALUE - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Securities Available-For-Sale:
Total Securities Available-For-Sale	$ 335,122	$ 371,409
Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	335,122	371,409
Interest Rate swaps	1,726	1,850
Equity Securities:
Total Equity Securities	8,948	9,615
Liabilities:
Interest Rate Swaps	(1,726)	(1,700)
Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Interest Rate swaps	0	0
Equity Securities:
Total Equity Securities	8,278	9,615
Liabilities:
Interest Rate Swaps	0	0
Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	335,122	371,409
Interest Rate swaps	1,726	1,850
Equity Securities:
Total Equity Securities	670	0
Liabilities:
Interest Rate Swaps	(1,726)	(1,700)
Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Interest Rate swaps	0	0
Equity Securities:
Total Equity Securities	0	0
Liabilities:
Interest Rate Swaps	0	0
U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	3,825	3,129
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	3,825	3,129
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	3,825	3,129
U.S. Government sponsored entities | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
States and political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	88,436	95,663
States and political subdivisions | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	88,436	95,663
States and political subdivisions | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
States and political subdivisions | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	88,436	95,663
States and political subdivisions | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Residential and multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	189,109	217,547
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	189,109	217,547
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	189,109	217,547
Residential and multi-family mortgage | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate notes and bonds | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	42,906	42,391
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	42,906	42,391
Corporate notes and bonds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	10,846	12,679
Pooled SBA | Fair Value Measurement on Recurring Basis
Securities Available-For-Sale:
Total Securities Available-For-Sale	10,846	12,679
Pooled SBA | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Pooled SBA | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	10,846	12,679
Pooled SBA | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Corporate equity securities | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	5,327	6,973
Corporate equity securities | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	5,327	6,973
Corporate equity securities | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Corporate equity securities | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	0	0
Mutual funds | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	2,086	1,406
Mutual funds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	2,086	1,406
Mutual funds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Mutual funds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	0	0
Money market funds | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	865	479
Money market funds | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	865	479
Money market funds | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	0	0
Money market funds | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	0	0
Corporate notes | Fair Value Measurement on Recurring Basis
Equity Securities:
Total Equity Securities	670	757
Corporate notes | Fair Value Measurement on Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Equity Securities:
Total Equity Securities	0	757
Corporate notes | Fair Value Measurement on Recurring Basis | Significant Other Observable Inputs (Level 2)
Equity Securities:
Total Equity Securities	670	0
Corporate notes | Fair Value Measurement on Recurring Basis | Significant Unobservable Inputs (Level 3)
Equity Securities:
Total Equity Securities	$ 0	$ 0

FAIR VALUE - Assets and Liabi_2

FAIR VALUE - Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Farmland
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		$ 829
Farmland | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	$ 0	0
Farmland | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Farmland | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	763	829
Fair value	763	829
Owner-occupied, nonfarm nonresidential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		1,071
Owner-occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	5,593	1,071
Fair value	5,593	1,071
Commercial and Industrial
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		1,631
Commercial and Industrial | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	6,457	1,631
Fair value	6,457	1,631
Other construction loans and all land development and other land loans
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	1,299	501
Other construction loans and all land development and other land loans | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Other construction loans and all land development and other land loans | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Other construction loans and all land development and other land loans | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	1,299	501
Fair value	1,299	501
Multifamily (5 or more) residential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		613
Multifamily (5 or more) residential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	305	613
Fair value	305	613
Non-owner occupied, nonfarm nonresidential properties
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		3,867
Non-owner occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	7,279	3,867
Fair value	7,279	3,867
Home equity lines of credit
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		335
Home equity lines of credit | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Home equity lines of credit | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Home equity lines of credit | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	317	335
Fair value	317	335
Residential Mortgages secured by first liens
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions		944
Residential Mortgages secured by first liens | Quoted Prices in Active Markets for Identical Assets (Level 1)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Residential Mortgages secured by first liens | Significant Other Observable Inputs (Level 2)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	0	0
Residential Mortgages secured by first liens | Significant Unobservable Inputs (Level 3)
Impaired Loans [Abstract]
Obligations (other than securities and leases) of states and political subdivisions	889	944
Fair value	$ 889	$ 944

FAIR VALUE - Quantitative Infor

FAIR VALUE - Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis (Details) - Fair Value, Measurements, Nonrecurring - Significant Unobservable Inputs (Level 3) $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Farmland
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 763	$ 829
Farmland | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.27	0.20
Farmland | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.29	0.20
Farmland | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.28	0.20
Owner-occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 5,593	$ 1,071
Owner-occupied, nonfarm nonresidential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.09	0.25
Owner-occupied, nonfarm nonresidential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	1	1
Owner-occupied, nonfarm nonresidential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.13	0.29
Commercial and Industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 6,457	$ 1,631
Commercial and Industrial | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.03	0.03
Commercial and Industrial | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.50	0.49
Commercial and Industrial | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.14	0.23
Other construction loans and all land development and other land loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 1,299	$ 501
Other construction loans and all land development and other land loans | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.32	0.33
Other construction loans and all land development and other land loans | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.32	0.33
Other construction loans and all land development and other land loans | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.32	0.33
Multifamily (5 or more) residential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 305	$ 613
Multifamily (5 or more) residential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)		0.19
Multifamily (5 or more) residential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.26	0.25
Multifamily (5 or more) residential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.26	0.23
Non-owner occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 7,279	$ 3,867
Non-owner occupied, nonfarm nonresidential properties | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.32	0.15
Non-owner occupied, nonfarm nonresidential properties | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.34	0.53
Non-owner occupied, nonfarm nonresidential properties | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.33	0.35
Home equity lines of credit
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 317	$ 335
Home equity lines of credit | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)		0.15
Home equity lines of credit | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.15	0.15
Home equity lines of credit | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.15	0.15
Residential Mortgages secured by first liens
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 889	$ 944
Residential Mortgages secured by first liens | Minimum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.15	0.15
Residential Mortgages secured by first liens | Maximum | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.40	0.27
Residential Mortgages secured by first liens | Weighted Average | Measurement Input, Loss Severity
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Range (Weighted Average)	0.29	0.21

FAIR VALUE - Carrying Amount an

FAIR VALUE - Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Debt securities available-for-sale	$ 335,122	$ 371,409
Debt securities held-to-maturity	352,069	367,388
Carrying Amount
ASSETS
Cash and cash equivalents	182,585	106,285
Debt securities available-for-sale	335,122	371,409
Debt securities held-to-maturity	391,301	404,765
Equity securities	8,948	9,615
Loans held for sale	464	231
Net loans receivable	4,446,342	4,231,742
FHLB and other restricted stock holdings and investments	28,329	30,715
Interest rate swaps	1,726	1,850
Accrued interest receivable	22,329	20,194
LIABILITIES
Deposits	(5,002,781)	(4,622,437)
Short-term borrowings		(132,396)
Subordinated notes and debentures	(104,811)	(104,584)
Interest rate swaps	(1,726)	(1,700)
Accrued interest payable	(3,185)	(1,839)
Total Fair Value
ASSETS
Cash and cash equivalents	182,585	106,285
Debt securities available-for-sale	335,122	371,409
Debt securities held-to-maturity	352,069	367,388
Equity securities	8,948	9,615
Loans held for sale	465	231
Net loans receivable	4,302,890	4,157,843
Interest rate swaps	1,726	1,850
Accrued interest receivable	22,329	20,194
LIABILITIES
Deposits	(5,003,778)	(4,621,764)
Short-term borrowings		(132,396)
Subordinated notes and debentures	(128,112)	(117,378)
Interest rate swaps	(1,726)	(1,700)
Accrued interest payable	(3,185)	(1,839)
Quoted Prices in Active Markets for Identical Assets (Level 1) | Total Fair Value
ASSETS
Cash and cash equivalents	182,585	106,285
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0	0
Equity securities	8,278	9,615
Loans held for sale	0	0
Net loans receivable	0	0
Interest rate swaps	0	0
Accrued interest receivable	0	0
LIABILITIES
Deposits	(4,448,041)	(4,175,976)
Short-term borrowings		0
Subordinated notes and debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2) | Total Fair Value
ASSETS
Cash and cash equivalents	0	0
Debt securities available-for-sale	335,122	371,409
Debt securities held-to-maturity	352,069	367,388
Equity securities	670	0
Loans held for sale	465	231
Net loans receivable	0	0
Interest rate swaps	1,726	1,850
Accrued interest receivable	2,778	2,867
LIABILITIES
Deposits	(555,737)	(445,788)
Short-term borrowings		(132,396)
Subordinated notes and debentures	(128,112)	(117,378)
Interest rate swaps	(1,726)	(1,700)
Accrued interest payable	(3,185)	(1,839)
Significant Unobservable Inputs (Level 3) | Total Fair Value
ASSETS
Cash and cash equivalents	0	0
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0	0
Equity securities	0	0
Loans held for sale	0	0
Net loans receivable	4,302,890	4,157,843
Interest rate swaps	0	0
Accrued interest receivable	19,551	17,327
LIABILITIES
Deposits	0	0
Short-term borrowings		0
Subordinated notes and debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	$ 0	$ 0

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Non-interest Income
Service charges on deposit accounts	$ 1,861	$ 1,872	$ 5,569	$ 5,400
Wealth and asset management fees	1,833	1,870	5,567	5,456
Mortgage banking	172	298	516	1,065
Card processing and interchange income	2,098	1,975	6,219	5,776
Net gains on sales of securities	0	0	52	651
Other income	1,899	1,944	6,275	7,411
Total non-interest income	$ 7,863	$ 7,959	$ 24,198	$ 25,759