CNB Financial (CCNE) 10-K 6 Mar 25 2024 FY Annual report Financial data

Cover

Cover - USD ($)	12 Months Ended
	Dec. 31, 2024	Mar. 05, 2025	Jun. 30, 2024
Document Information [Line Items]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2024
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-39472
Entity Registrant Name	CNB FINANCIAL CORP/PA
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	25-1450605
Entity Address, Address Line One	1 South Second Street
Entity Address, Address Line Two	P.O. Box 42
Entity Address, City or Town	Clearfield
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	16830
City Area Code	814
Local Phone Number	765-9621
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Document Financial Statement Error Correction [Flag]	true
Document Financial Statement Restatement Recovery Analysis [Flag]	true
Entity Shell Company	false
Entity Public Float			$ 405,810,805
Entity Common Stock, Shares Outstanding (in shares)		20,980,333
Documents Incorporated by Reference	Portions of our Registration Statement on Form S-4, as amended, which is deemed to be a definitive proxy statement under Section 14a-6 of the Securities Exchange Act of 1934, filed with the SEC on March 3, 2025 are incorporated by reference into Part III of this report.
Amendment Flag	false
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	FY
Entity Central Index Key	0000736772
Common Stock
Document Information [Line Items]
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	CCNE
Security Exchange Name	NASDAQ
Series A Preferred Stock
Document Information [Line Items]
Title of 12(b) Security	Depositary Shares (each representing a 1/40th interest in a share of 7.125% Series A Non-Cumulative, perpetual preferred stock)
Trading Symbol	CCNEP
Security Exchange Name	NASDAQ

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Audit Information [Abstract]
Auditor Name	Forvis Mazars, LLP	Forvis Mazars, LLP
Auditor Location	Indianapolis, IN	Indianapolis, IN
Auditor Firm ID	686	686

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 63,771	$ 54,789
Interest-bearing deposits with Federal Reserve	375,009	164,385
Interest-bearing deposits with other financial institutions	4,255	2,872
Total cash and cash equivalents	443,035	222,046
Debt securities available-for-sale, at fair value (amortized cost of $520,223 as of December 31, 2024 and $395,803 as of December 31, 2023)	468,546	341,955
Debt securities held-to-maturity, at amortized cost (fair value $282,970 as of December 31, 2024 and $360,570, as of December 31, 2023)	306,081	388,968
Equity securities	10,456	9,301
Loans held for sale	762	675
Loans receivable	4,608,956	4,468,476
Less: allowance for credit losses	(47,357)	(45,832)
Net loans receivable	4,561,599	4,422,644
FHLB and other restricted stock holdings and investments	40,702	30,011
Premises and equipment, net	76,011	73,700
Operating & finance lease right-of-use assets	52,715	35,699
Bank owned life insurance	117,579	114,468
Mortgage servicing rights	1,251	1,554
Goodwill and other intangible assets	43,874	43,874
Core deposit intangible, net	206	280
Accrued interest receivable and other assets	69,193	67,782
Total Assets	6,192,010	5,752,957
LIABILITIES AND SHAREHOLDERS’ EQUITY
Noninterest-bearing demand deposits	819,680	728,881
Interest-bearing demand deposits	706,796	803,093
Savings	3,122,028	2,960,282
Certificates of deposit	722,860	506,494
Total deposits	5,371,364	4,998,750
Subordinated debentures	20,620	20,620
Subordinated notes, net of unamortized issuance costs	84,570	84,267
Operating lease liabilities	40,315	37,650
Accrued interest payable and other liabilities	64,446	40,423
Total liabilities	5,581,315	5,181,710
Commitments and contingent liabilities
Preferred stock, Series A non-cumulative perpetual, No par value; $1,000 liquidation preference; shares authorized 60,375; Shares issued 60,375 at December 31, 2024 and 2023	57,785	57,785
Common stock, no par value; 50,000,000 shares authorized; Shares issued 21,235,503 shares at December 31, 2024 and 2023	0	0
Additional paid in capital	219,876	220,495
Retained earnings	381,296	345,935
Treasury stock, at cost (247,511 shares at December 31, 2024 and 339,064 shares at December 31, 2023)	(4,689)	(6,890)
Accumulated other comprehensive loss	(43,573)	(46,078)
Total shareholders’ equity	610,695	571,247
Total Liabilities and Shareholders’ Equity	$ 6,192,010	$ 5,752,957
Preferred stock, shares issued (in shares)	60,375	60,375
Common stock, shares issued (in shares)	21,235,503	21,235,503
Syndicated loans
ASSETS
Loans receivable	$ 79,882	$ 108,710
Loans
ASSETS
Loans receivable	$ 4,529,074	$ 4,359,766

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)	Dec. 31, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Debt securities, available-for-sale, amortized cost	$ 520,223,000	$ 395,803,000
Debt securities held-to-maturity	$ 282,970,000	$ 360,570,000
Preferred Stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, liquidation preference	$ 1,000	$ 1,000
Preferred stock, shares authorized (in shares)	60,375	60,375
Preferred stock, shares issued (in shares)	60,375	60,375
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	21,235,503	21,235,503
Treasury stock, shares (in shares)	247,511	339,064

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans	$ 293,544	$ 273,220	$ 194,149
Processing fees on PPP loans	0	3	1,889
Securities and cash and cash equivalents:
Taxable	30,915	19,279	16,672
Tax-exempt	636	724	871
Dividends	375	470	157
Total interest and dividend income	325,470	293,696	213,738
INTEREST EXPENSE:
Deposits	133,493	97,770	19,833
Borrowed funds and finance lease liabilities	11	1,802	389
Subordinated debentures (includes $0, $(151), and $127 accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements, respectively)	4,497	4,295	3,857
Total interest expense	138,001	103,867	24,079
NET INTEREST INCOME	187,469	189,829	189,659
PROVISION FOR CREDIT LOSS EXPENSE	9,222	5,993	8,589
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	178,247	183,836	181,070
NON-INTEREST INCOME:
Service charges on deposit accounts	6,990	7,372	7,206
Other service charges and fees	2,973	3,010	3,196
Wealth and asset management fees	7,845	7,251	7,172
Net realized gains on available-for-sale securities (includes $74, $52, and $651 accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities, respectively)	74	52	651
Net realized gains on equity securities	0	22	0
Net unrealized gains (losses) on equity securities	754	(409)	(1,149)
Mortgage banking	673	676	1,237
Bank owned life insurance	3,110	2,945	3,433
Card processing and interchange income	8,666	8,301	7,797
Other non-interest income	8,029	4,115	5,223
Total non-interest income	39,114	33,335	34,766
NON-INTEREST EXPENSES:
Compensation and benefits (includes $(168), $(174), and $(113) accumulated other comprehensive income reclassifications for net amortization of actuarial (gains) losses, respectively)	74,536	71,062	71,460
Net occupancy expense	14,737	14,509	13,298
Technology expense	21,805	20,202	17,041
State and local taxes	4,726	4,126	4,078
Legal, professional and examination fees	4,217	4,414	4,173
Advertising	2,545	3,133	2,887
FDIC insurance	3,718	3,879	2,796
Card processing and interchange expenses	4,575	5,025	4,801
Other non-interest expenses	19,143	18,992	17,088
Total non-interest expenses	150,002	145,342	137,622
INCOME BEFORE INCOME TAXES	67,359	71,829	78,214
INCOME TAX EXPENSE (includes $51, $79, and $134 income tax expense reclassification items, respectively)	12,784	13,809	15,026
NET INCOME	54,575	58,020	63,188
PREFERRED STOCK DIVIDENDS	4,302	4,302	4,302
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 50,273	$ 53,718	$ 58,886
PER COMMON SHARE DATA:
Basic Earnings Per Common Share (in dollars per share)	$ 2.39	$ 2.56	$ 3.26
Diluted Earnings Per Common Share (in dollars per share)	2.39	2.55	3.26
Cash dividends declared (in dollars per share)	$ 0.710	$ 0.700	$ 0.700
OTHER COMPREHENSIVE INCOME (LOSS):
Net change in unrealized gains (losses) on available-for-sale securities, net of reclassification and tax	$ 1,715	$ 6,109	$ (53,576)
Amortization of unrealized gains from held-to-maturity securities, net of tax	545	591	875
Change in actuarial gains (losses), for post-employment health care plan, net of amortization and tax	245	(139)	150
Change in fair value of interest rate swap agreements designated as a cash flow hedge, net of interest and tax	0	(119)	425
Total other comprehensive income (loss)	2,505	6,442	(52,126)
COMPREHENSIVE INCOME	$ 57,080	$ 64,462	$ 11,062

CONSOLIDATED STATEMENTS OF IN_2

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Statement [Abstract]
Accumulated other comprehensive income reclassification for change in fair value of interest rate swap agreements	$ 0	$ (151)	$ 127
Accumulated other comprehensive income reclassifications for net realized gains on available-for-sale securities	74	52	651
Accumulated other comprehensive income reclassifications on employee benefits	(168)	(174)	(113)
Income tax expense	$ 51	$ 79	$ 134

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY - USD ($) $ in Thousands	Total	Preferred Stock	Additional Paid-In Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (Loss)	Restricted Stock	Restricted Stock Additional Paid-In Capital	Restricted Stock Treasury Stock	Performance Based Restricted Stock Awards	Performance Based Restricted Stock Awards Additional Paid-In Capital	Performance Based Restricted Stock Awards Treasury Stock
Beginning balance at Dec. 31, 2021	$ 442,847	$ 57,785	$ 127,351	$ 260,582	$ (2,477)	$ (394)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	63,188			63,188
Other comprehensive (loss) income	(52,126)					(52,126)
Forfeiture of restricted stock award grants	0		36		(36)
Stock Issued During Period, Value, Restricted Stock Award, Gross							$ 0	$ (1,000)	$ 1,000	$ 0	$ (173)	$ 173
Stock-based compensation expense	1,248		1,248
Contribution of stock from treasury stock	0		(44)		44
Stock-based contribution expense	84		84
Issuance of common stock, net of issuance costs	94,051		94,051
Purchase of treasury stock	(1,342)				(1,342)
Purchase of treasury stock for the purpose of tax withholding							(203)		(203)	(126)		(126)
Preferred cash dividend declared	(4,302)			(4,302)
Common cash dividends declared	(12,557)			(12,557)
Ending balance at Dec. 31, 2022	530,762	57,785	221,553	306,911	(2,967)	(52,520)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	58,020			58,020
Other comprehensive (loss) income	6,442					6,442
Forfeiture of restricted stock award grants	0		134		(134)
Stock Issued During Period, Value, Restricted Stock Award, Gross							0	(2,743)	2,743	0	(111)	111
Stock-based compensation expense	1,688		1,688
Contribution of stock from treasury stock	0		(81)		81
Stock-based contribution expense	55		55
Purchase of treasury stock	(6,621)				(6,621)
Purchase of treasury stock for the purpose of tax withholding							(89)		(89)	(14)		(14)
Preferred cash dividend declared	(4,302)			(4,302)
Common cash dividends declared	(14,694)			(14,694)
Ending balance at Dec. 31, 2023	571,247	57,785	220,495	345,935	(6,890)	(46,078)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	54,575			54,575
Other comprehensive (loss) income	2,505					2,505
Forfeiture of restricted stock award grants	0		360		(360)
Stock Issued During Period, Value, Restricted Stock Award, Gross							0	$ (3,025)	3,025	0	$ (179)	179
Stock-based compensation expense	2,225		2,225
Purchase of treasury stock	(441)				(441)
Purchase of treasury stock for the purpose of tax withholding							$ (148)		$ (148)	$ (54)		$ (54)
Preferred cash dividend declared	(4,302)			(4,302)
Common cash dividends declared	(14,912)			(14,912)
Ending balance at Dec. 31, 2024	$ 610,695	$ 57,785	$ 219,876	$ 381,296	$ (4,689)	$ (43,573)

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Forfeiture of restricted stock award grants (in shares)	15,044	6,391	1,440
Contribution of treasury stock (in shares)		3,000	3,000
Issuance of common stock, net of issuance costs (in shares)			4,257,446
Purchase of treasury stock (in shares)	23,988	326,459	50,166
Cash dividends declared (in dollars per share)	$ 0.710	$ 0.700	$ 0.700
Restricted Stock
Restricted stock award grants and Performance-based restricted stock award grants (in shares)	130,857	105,185	57,823
Purchase of treasury stock for the purpose of tax withholding related to restricted and performance based stock award vesting (in shares)	7,421	3,776	7,568
Performance Based Restricted Stock Awards
Restricted stock award grants and Performance-based restricted stock award grants (in shares)	9,667	4,118	11,895
Purchase of treasury stock for the purpose of tax withholding related to restricted and performance based stock award vesting (in shares)	2,518	584	4,706

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 54,575	$ 58,020	$ 63,188
Adjustments to reconcile net income to net cash provided by operations:
Provision for credit loss expense	9,222	5,993	8,589
Depreciation and amortization of premises and equipment, operating leases assets, core deposit intangible, and mortgage servicing rights	8,269	7,739	6,573
Accretion of securities, deferred loan fees and costs, net yield and credit mark on acquired loans, and unearned income	(4,585)	(3,155)	(3,316)
Net amortization of deferred costs on borrowings	303	303	303
Accretion of deferred PPP processing fees	0	(3)	(1,889)
Deferred tax (benefit) expense	(1,183)	1,111	(1,814)
Net realized gains on sales of available-for-sale securities	(74)	(52)	(651)
Net realized and unrealized losses (gains) on equity securities	(754)	387	1,149
Gain on sale of loans held for sale	(770)	(447)	(1,285)
Net losses (gains) on dispositions of premises and equipment and foreclosed assets	53	27	(170)
Proceeds from sale of loans receivable	27,934	16,263	29,151
Origination of loans held for sale	(28,451)	(17,874)	(34,181)
Income on bank owned life insurance	(3,110)	(2,945)	(2,550)
Gain on bank owned life insurance (death benefit proceeds in excess of cash surrender value)	0	0	(883)
Restricted stock compensation expense	2,225	1,688	1,248
Stock-based contribution expense	0	55	84
Changes in:
Accrued interest receivable and other assets	389	(5,894)	(19,065)
Accrued interest payable, lease liabilities, and other liabilities	7,469	(14,193)	19,572
NET CASH PROVIDED BY OPERATING ACTIVITIES	71,512	47,023	64,053
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities, prepayments and calls of available-for-sale securities	65,457	42,726	70,033
Proceeds from sales of available-for-sale securities	806	13,151	22,164
Proceeds from sale of equity securities	0	296	0
Purchase of available-for-sale securities	(190,849)	(19,253)	(48,433)
Proceeds from maturities, prepayments and calls of held-to-maturity securities	83,883	16,806	23,995
Purchases of held-to-maturity securities	0	0	(213,853)
Purchase of equity securities	(401)	(369)	(398)
Proceeds from loans held for sale previously classified as portfolio loans	11,182	4,994	0
Net increase in loans receivable	(155,115)	(197,594)	(630,605)
Purchase of bank owned life insurance	0	0	(11,644)
Proceeds from death benefit of bank owned life insurance policies	0	0	3,273
Redemption (purchase) of FHLB, other equity, and restricted equity interests	(10,691)	704	(7,439)
Purchase of premises and equipment	(16,284)	(10,847)	(12,290)
Proceeds from the sale of premises and equipment and foreclosed assets	8,732	52	496
Purchase of other intangibles	0	(125)	0
NET CASH USED BY INVESTING ACTIVITIES	(203,280)	(149,459)	(804,701)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in checking, money market and savings accounts	156,248	316,280	(153,191)
Net increase in certificates of deposit	216,366	60,033	60,009
Purchase of treasury stock	(643)	(6,724)	(1,671)
Proceeds from common stock offering, net of issuance costs	0	0	94,051
Cash dividends paid, common stock	(14,912)	(14,694)	(12,557)
Cash dividends paid, preferred stock	(4,302)	(4,302)	(4,302)
Net change in short-term borrowings	0	(132,396)	132,396
NET CASH PROVIDED BY FINANCING ACTIVITIES	352,757	218,197	114,735
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	220,989	115,761	(625,913)
CASH AND CASH EQUIVALENTS, Beginning	222,046	106,285	732,198
CASH AND CASH EQUIVALENTS, Ending	443,035	222,046	106,285
Cash paid during the period for:
Interest	134,399	102,156	26,804
Income taxes	12,908	12,006	17,423
SUPPLEMENTAL NONCASH DISCLOSURES:
Transfers to other real estate owned	1,453	874	785
Transfers from loans held for sale to loans held for investment	1,394	1,666	6,448
Transfers from loans held for investment to loans held for sale	438	166	0
Transfer of securities from available-for-sale to held-to-maturity	0	0	220,757
Grant of restricted stock awards from treasury stock	3,025	2,743	1,000
Grant of performance based restricted stock awards from treasury stock	179	111	173
Restricted stock forfeiture	360	134	36
Contribution of stock from treasury stock	0	81	44
Lease liabilities arising from obtaining operating right-of-use assets	4,084	5,001	13,371
Lease liabilities arising from obtaining finance right-of-use assets	$ 14,951	$ 0	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2024
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Unless otherwise indicated, dollar amounts in tables are stated in thousands, except for per share amounts. Business and Organization CNB Financial Corporation (the "Corporation") is headquartered in Clearfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, CNB Bank (the "Bank"). In addition, the Bank provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans as well as a full range of wealth management services. The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services. In addition to the Bank, the Corporation also operates a consumer discount loan and finance business through its wholly owned subsidiary, Holiday Financial Services Corporation ("Holiday"). The Corporation and its other subsidiaries are subject to examination by federal and state regulators. The Corporation’s market area is primarily concentrated in the Central and Northwest regions of the Commonwealth of Pennsylvania, the Central and Northeast regions of the State of Ohio, Western region of the State of New York and the Southwest region of the Commonwealth of Virginia. Basis of Financial Presentation The financial statements are consolidated to include the accounts of the Corporation, the Bank, CNB Securities Corporation, Holiday, CNB Risk Management, Inc. and CNB Insurance Agency. All significant intercompany accounts and transactions have been eliminated in the consolidated financial statements. Subsequent Events The Corporation has evaluated subsequent events for recognition and disclosure through the date these consolidated financial statements were issued. Use of Estimates To prepare financial statements in conformity with U.S. generally accepted accounting principles ("GAAP"), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The allowance for credit losses on loans receivable and off-balance-sheet credit exposures, the fair values of financial instruments, goodwill and the status of contingencies are particularly subject to change. Cash and Cash Equivalents For purposes of the consolidated statement of cash flows, the Corporation defines cash and cash equivalents as cash and due from banks and interest bearing deposits with the Federal Reserve and other financial institutions. Net cash flows are reported for customer loan and deposit transactions, interest bearing time deposits with other financial institutions and borrowings with original maturities of 90 days or less. Interest-Bearing Deposits in Other Financial Institutions Interest-bearing deposits in other financial institutions are carried at cost. Restrictions on Cash Note 17, "Derivative Instruments," to the consolidated financial statements discloses the cash collateral balances required to be maintained in connection with the Corporation’s interest rate swaps. Debt Securities Debt securities are classified as held-to-maturity ("HTM") and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available-for-sale ("AFS") when they might be sold before maturity. AFS debt securities are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Premiums on callable debt securities are amortized to their earliest call date. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. The Corporation has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in accrued interest receivable and other assets in the consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the years ended December 31, 2024 and 2023, respectively. Allowance for Credit Losses (AFS Debt Securities) For AFS debt securities in an unrealized loss position, the Corporation first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For AFS debt securities that do not meet the aforementioned criteria, the Corporation evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management confirms that an AFS security is uncollectable or when either of the criteria regarding intent or requirement to sell is met. As of December 31, 2024 and December 31, 2023, the Corporation determined that the unrealized loss positions in AFS debt securities were not the result of credit losses, and therefore, an allowance for credit losses was not recorded. See Note 2, "Securities," and Note 4, "Fair Value," for more information about AFS debt securities. Accrued interest receivable on AFS debt securities Allowance for Credit Losses (HTM Debt Securities) Management measures expected credit losses on HTM debt securities on a collective basis by major security type. Accrued interest receivable on HTM debt securities Management classifies the HTM portfolio into the following major security types: U.S. government sponsored entities and residential & multi-family mortgages. All of the residential & multi-family mortgages held by the Corporation are issued by U.S. government entities and agencies. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. Equity Securities Equity securities are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Loans Held for Sale Loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of the mortgage loan sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. Accrued interest receivable totaled $21.6 million and $21.6 million at December 31, 2024 and December 31, 2023, respectively, and was reported in accrued interest receivable and other assets on the consolidated balance sheets and is excluded from the estimate of credit losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income on mortgage, consumer and commercial loans is discontinued and placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Past-due status is based on the contractual terms of the loan. Loans, including loans modified in a troubled debt restructuring, are placed on nonaccrual or recorded as charge-offs at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not received on loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Under the cash-basis method, interest income is recorded when the payment is received in cash. For all portfolio segments, loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Purchased Credit Deteriorated ("PCD") Loans The Corporation has purchased loans, some of which have experienced more than insignificant credit deterioration since origination. PCD loans are recorded at the amount paid. An allowance for credit losses is determined using the same methodology as other loans held for investment. The initial allowance for credit losses determined on a collective basis is allocated to individual loans. The sum of the loan's purchase price and allowance for credit losses becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized into interest income over the life of the loan. Subsequent changes to the allowance for credit losses are recorded through provision expense. Concentration of Credit Risk Most of the Corporation’s business activity is with customers located within the Commonwealth of Pennsylvania and the states of Ohio, New York and Virginia. Therefore, the Corporation’s exposure to credit risk is significantly affected by changes in the economies of Pennsylvania, Ohio, New York and Virginia. At December 31, 2024 no industry concentration existed which exceeded 10% of the total loan portfolio. Allowance for Credit Losses - Loans The allowance for credit losses on loans represents management’s estimate of expected credit losses over the estimated life of our existing portfolio of loans. The allowance for credit losses is a valuation account that is deducted from the loan's amortized cost basis to present the net amount expected to be collected on the loans. The expense for credit loss recorded through earnings is the amount necessary to maintain the allowance for credit losses on loans at the amount of expected credit losses inherent within the loan portfolio. Loans are recorded as charge-offs against the allowance when management confirms a loan balance is uncollectable. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts, and other significant qualitative and quantitative factors. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, changes in environmental conditions, delinquency level, segment growth rates and changes in duration within new markets, or other relevant factors. For further information on the allowance for credit losses on loans, see Note 3, "Loans Receivable and Allowance for Credit Losses," for additional detail. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Corporation has segregated its portfolio segments based on federal call report codes which classify loans based on the primary collateral supporting the loan. The following are the Corporation's segmented portfolios: 1-4 Family Construction : The Bank originates construction loans to finance 1-4 family residential buildings. Construction loans include not only construction of new structures, but also additions or alterations to existing structures and the demolition of existing structures to make way for new structures. Construction loans are generally secured by real estate. The primary risk characteristics are specific to the uncertainty on whether the construction will be completed according to the specifications and schedules. Factors that may influence the completion of construction may be customer specific, or related to changes in general economic conditions. Other construction loans and all land development and other land loans : The Bank originates construction loans to finance land development preparatory to erecting new structures or the on-site construction of industrial, commercial, or multi-family buildings. Construction loans include not only construction of new structures, but also additions or alterations to existing structures and the demolition of existing structures to make way for new structures. Construction loans are generally secured by real estate. The primary risk characteristics are specific to the uncertainty on whether the construction will be completed according to the specifications and schedules. Factors that may influence the completion of construction may be customer specific, such as the quality and depth of property management, or related to changes in general economic conditions. Farmland (including farm residential and other improvements) : The Bank originates loans secured by farmland and improvements thereon, secured by mortgages. Farmland includes all land known to be used or usable for agricultural purposes, such as crop and livestock production. Farmland also includes grazing or pasture land, whether tillable or not and whether wooded or not. The primary risk characteristics are specific to the uncertainty on production, market, financial, environmental and human resources. Home equity lines of credit : The primary risk characteristics associated with home equity lines of credit typically involve changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as major medical expenses, catastrophic events, divorce and death. Home equity lines of credit are typically originated with variable or floating interest rates, which could expose the borrower to higher payments in a rising interest rate environment. Real estate values could decrease and cause the value of the underlying property to fall below the loan amount, creating additional potential loss exposure for the Bank. Residential Mortgages secured by first liens : The Bank originates one-to-four family residential mortgage loans primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. These loans are secured by first liens on a primary residence or investment property. The primary risk characteristics associated with residential mortgage loans typically involve major changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as major medical expenses, catastrophic events, divorce or death. Residential mortgage loans that have adjustable rates could expose the borrower to higher payments in a rising interest rate environment. Real estate values could decrease and cause the value of the underlying property to fall below the loan amount, creating additional potential loss exposure for the Bank. Residential Mortgages secured by junior liens : The Bank originates loans secured by junior liens against one to four family properties primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. Loans secured by junior liens are primarily in the form of an amortizing home equity loan. These loans are subordinate to a first mortgage which may be from another lending institution. The primary risk characteristics associated with loans secured by junior liens typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Real estate values could decrease and cause the value of the property to fall below the loan amount, creating additional potential loss exposure for the Bank. Multifamily (5 or more) residential properties : The Bank originates mortgage loans for multifamily properties primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. Multifamily loans are expected to be repaid from the cash flows of the underlying property so the collective amount of rents must be sufficient to cover all operating expenses, property management and maintenance, taxes and debt service. Increases in vacancy rates, interest rates or other changes in general economic conditions can have an impact on the borrower and its ability to repay the loan. Owner-occupied, nonfarm nonresidential properties : The Bank originates mortgage loans to operating companies primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. Owner-occupied real estate properties primarily include retail buildings, medical buildings and industrial/warehouse space. Owner-occupied loans are typically repaid first by the cash flows generated by the borrower’s business operations. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and positive cash flow. Factors that may influence a borrower's ability to repay their loan include demand for the business’ products or services, the quality and depth of management, the degree of competition, regulatory changes, and general economic conditions. Non-owner occupied, nonfarm nonresidential properties : The Bank originates mortgage loans for commercial real estate that is managed as an investment property primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. Commercial real estate properties primarily include retail buildings/shopping centers, hotels, office/medical buildings and industrial/warehouse space. Increases in vacancy rates, interest rates or other changes in general economic conditions can have an impact on the borrower and its ability to repay the loan. Commercial real estate loans are generally considered to have a higher degree of credit risk as they may be dependent on the ongoing success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of exposure to economic conditions. Agricultural production and other loans to farmers : The Bank originates loans secured or unsecured to farm owners and operators (including tenants) or to nonfarmers for the purpose of financing agricultural production, including the growing and storing of crops, the marketing or carrying of agricultural products by the growers thereof, and the breeding, raising, fattening, or marketing of livestock, and for purchases of farm machinery, equipment, and implements. The primary risk characteristics are specific to the uncertainty on production, market, financial, environmental and human resources. Commercial and Industrial : The Bank originates lines of credit and term loans to operating companies for business purposes. The loans are generally secured by business assets such as accounts receivable, inventory, business vehicles and equipment as well as the stock of a company, if privately held. Commercial and Industrial loans are typically repaid first by the cash flows generated by the borrower’s business operations. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and positive cash flow. Factors that may influence a borrower's ability to repay their loan include demand for the business’ products or services, the quality and depth of management, the degree of competition, regulatory changes, and general economic conditions. The ability of the Bank to foreclose and realize sufficient value from business assets securing these loans is often uncertain. To mitigate the risk characteristics of commercial and industrial loans, commercial real estate may be included as a secondary source of collateral. The Bank will often require more frequent reporting requirements from the borrower in order to better monitor its business performance. Credit cards : The Bank originates credit cards offered to individuals and businesses for household, family, other personal and business expenditures. Credit cards generally are floating rate loans and include both unsecured and secured lines. Credit card loans generally do not have stated maturities and are unconditionally cancellable. The primary risk characteristics associated with credit cards typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Other revolving credit plans : The Bank originates lines of credit to individuals for household, family, and other personal expenditures. Consumer loans generally have higher interest rates and shorter terms than residential loans but tend to have higher credit risk due to the type of collateral securing the loan or in some cases the absence of collateral. The primary risk characteristics associated with other revolving loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Automobile : The Bank originates consumer loans extended for the purpose of purchasing new and used passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use. The primary risk characteristics associated with automobile loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Other consumer : The Bank originates loans to individuals for household, family, and other personal expenditures. This also represents all other loans that cannot be categorized in any of the previous mentioned consumer loan segments. Consumer loans generally have higher interest rates and shorter terms than residential loans but tend to have higher credit risk due to the type of collateral securing the loan or in some cases the absence of collateral. The primary risk characteristics associated with other consumer loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Obligations (other than securities and leases) of states and political subdivisions : The Bank originates various types of loans made directly to municipalities. These loans are repaid through general cash flows or through specific revenue streams, such as water and sewer fees. The primary risk characteristics associated with municipal loans are the municipality's ability to manage cash flow, balance the fiscal budget, fixed asset and infrastructure requirements. Additional risks include changes in demographics, as well as social and political conditions. Other loans : The Bank originates other loans, such as loans to nonprofit organizations, including churches, hospitals, educational and charitable institutions, clubs, and similar associations. The primary risk characteristics associated with these types of loans are repayment, demographic, social, political and reputation risks. Overdrafts : The Bank reports overdrawn customer deposit balances as loans. Methods utilized by management to estimate expected credit losses include a discounted cash flow ("DCF") model that discounts instrument-level contractual cash flows, adjusted for prepayments and curtailments, incorporating loss expectations, and a weighted average remaining maturity ("WARM") model which contemplates expected losses at a pool-level, utilizing historic loss information. Under both models, management estimates the allowance for credit losses on loans using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. After the end of the reasonable and supportable forecast period, the loss rates revert to the mean loss rate over a period of eight quarters. Historical credit loss experience, including examination of loss experience at representative peer institutions when the Corporation’s loss history does not result in estimations that are meaningful to users of the Corporation’s Consolidated Financial Statements, provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, changes in environmental conditions, delinquency level, segment growth rates and changes in duration within new markets, or other relevant factors. The DCF model uses inputs of current and forecasted macroeconomic indicators to predict future loss rates. The current macroeconomic indicator utilized by the Corporation is the Federal unemployment rate and the S&P/Case-Shiller U.S. National Home Price Index for select collective residential related pools. In building the current expected credit loss methodology utilized in the DCF model, a correlation between this indicator and historic loss levels was developed, enabling a prediction of future loss rates related to future Federal unemployment rates and S&P/Case-Shiller U.S. National Home Price Index. The portfolio segments utilizing the DCF methodology comprised 91.3% and 85.9% of the amortized cost of loans as of December 31, 2024 and December 31, 2023, respectively, and included: • Farmland • Home equity lines of credit • Residential Mortgages secured by first liens • Residential Mortgages secured by junior liens • Multifamily (5 or more) residential properties • Owner-occupied, nonfarm nonresidential properties • Non-owner occupied, nonfarm nonresidential properties • Agricultural production and other loans to farmers • Commercial and Industrial • Automobile • Obligations (other than securities and leases) of states and political subdivisions • Other loans The WARM model uses combined historic loss rates for the Corporation and peer institutions, if necessary, gathered from call report filings. The selected period for which historic loss rates are used is dependent on management's evaluation of current conditions and expectations of future loss conditions. The portfolio segments utilizing the WARM methodology comprised 8.7% and 14.1% of the amortized cost of loans as of December 31, 2024 and December 31, 2023, respectively, and included: • 1-4 Family Construction • Other construction loans and all land development and other land loans • Credit cards • Other revolving credit plans • Other consumer Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not also included in the collective evaluation and typically represent collateral dependent loans but may also include other nonperforming loans or borrowers experiencing financial difficulty. The Corporation uses the practical expedient to measure individually evaluated loans as collateral dependent and/or when repayment is expected to be provided substantially through the operation or sale of the collateral. Expected credit losses are based on the fair value at the reporting date, adjusted for selling costs as appropriate. For collateral dependent loans, credit loss is measured as the difference between the amortized cost basis in the loan and the fair value of the underlying collateral. The fair value of the collateral is adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Management estimates expected credit losses over the contractual period in which the Corporation is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Corporation. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Management estimates the amount of expected losses by calculating a commitment usage factor over the contractual period for exposures that are not unconditionally cancellable by the Bank and applying the loss factors used in the allowance for credit losses on loans methodology to the results of the usage calculation to estimate the liability for credit losses related to unfunded commitments for each loan segment. The estimate of credit losses on OBS credit exposures is $944 thousand and $759 thousand at December 31, 2024 and 2023, respectively, and was reported in accrued interest payable and other liabilities on the consolidated balance sheets. Mortgage Servicing Rights When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in mortgage banking income. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Corporation compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate,

Securities

Securities	12 Months Ended
	Dec. 31, 2024
Investments, Debt and Equity Securities [Abstract]
Securities	Securities AFS debt securities at December 31, 2024 and 2023 were as follows: December 31, 2024 Amortized Gross Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Gov’t sponsored entities $ 14,795 $ 17 $ (2) $ — $ 14,810 State & political subdivisions 104,025 11 (13,080) — 90,956 Residential & multi-family mortgage 352,983 60 (34,133) — 318,910 Corporate notes & bonds 39,022 — (3,812) — 35,210 Pooled SBA 9,398 — (738) — 8,660 Total $ 520,223 $ 88 $ (51,765) $ — $ 468,546 December 31, 2023 Amortized Gross Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Gov’t sponsored entities $ 5,024 $ — $ (36) $ — $ 4,988 State & political subdivisions 105,102 22 (13,315) — 91,809 Residential & multi-family mortgage 225,871 1 (34,353) — 191,519 Corporate notes & bonds 48,459 13 (5,333) — 43,139 Pooled SBA 11,347 — (847) — 10,500 Total $ 395,803 $ 36 $ (53,884) $ — $ 341,955 HTM debt securities at December 31, 2024 and 2023 are as follows: December 31, 2024 Amortized Gross Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Gov’t sponsored entities $ 229,504 $ — $ (13,354) $ — $ 216,150 Residential & multi-family mortgage 76,577 — (9,757) — 66,820 Total $ 306,081 $ — $ (23,111) $ — $ 282,970 December 31, 2023 Amortized Gross Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Gov’t sponsored entities $ 302,945 $ — $ (19,038) $ — $ 283,907 Residential & multi-family mortgage 86,023 — (9,360) — 76,663 Total $ 388,968 $ — $ (28,398) $ — $ 360,570 The Corporation elected to transfer 74 AFS debt securities with an aggregate fair value of $213.7 million to a classification of HTM during the year ended December 31, 2022. In accordance with FASB ASC 320-10-55-24, the transfer from AFS to HTM must be recorded at the fair value of the AFS debt securities at the time of transfer. The net unrealized holding loss of $5.6 million, net of tax, at the date of transfer was retained in accumulated other comprehensive income (loss), with the associated pre-tax amount retained in the carrying value of the HTM debt securities. Such amounts will be amortized to comprehensive income over the remaining life of the securities. Information pertaining to AFS security sales is as follows: Year ended December 31 Proceeds Gross Gains Gross Losses 2024 $ 806 $ 83 $ 9 2023 13,151 52 — 2022 22,164 651 — The tax provision related to these net realized gains at December 31, 2024, 2023, and 2022 were $16 thousand, $11 thousand, and $137 thousand, respectively. The following is a schedule of the contractual maturity of AFS and HTM debt securities, excluding equity securities, at December 31, 2024: Available-for-sale Held-to-maturity Amortized Cost Fair Value Amortized Cost Fair Value 1 year or less $ 23,840 $ 23,789 $ 52,148 $ 51,496 1 year – 5 years 47,805 44,781 158,625 148,881 5 years – 10 years 65,830 57,461 18,731 15,773 After 10 years 20,367 14,945 — — 157,842 140,976 229,504 216,150 Residential and multi-family mortgage 352,983 318,910 76,577 66,820 Pooled SBA 9,398 8,660 — — Total debt securities $ 520,223 $ 468,546 $ 306,081 $ 282,970 Mortgage securities and pooled SBA securities are not due at a single date; periodic payments are received based on the payment patterns of the underlying collateral. On December 31, 2024 and 2023, securities carried at $443.9 million and $489.0 million, respectively, were pledged to secure public deposits and for other purposes as provided by law. At December 31, 2024 and 2023, there were no holdings of securities by any one issuer, other than U.S. Government sponsored entities, in an amount greater than 10% of shareholders’ equity. AFS debt securities with unrealized losses at December 31, 2024 and 2023, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: December 31, 2024 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ 249 $ (1) $ 3,340 $ (1) $ 3,589 $ (2) State & political subdivisions 6,519 (90) 80,172 (12,990) 86,691 (13,080) Residential & multi-family mortgage 118,057 (810) 159,576 (33,323) 277,633 (34,133) Corporate notes & bonds 987 (13) 34,224 (3,799) 35,211 (3,812) Pooled SBA 410 (2) 8,250 (736) 8,660 (738) Total $ 126,222 $ (916) $ 285,562 $ (50,849) $ 411,784 $ (51,765) December 31, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ 2,487 $ (1) $ 1,956 $ (35) $ 4,443 $ (36) State & political subdivisions 749 — 84,828 (13,315) 85,577 (13,315) Residential and multi-family mortgage — — 191,436 (34,353) 191,436 (34,353) Corporate notes & bonds 978 (22) 41,488 (5,311) 42,466 (5,333) Pooled SBA — — 10,409 (847) 10,409 (847) Total $ 4,214 $ (23) $ 330,117 $ (53,861) $ 334,331 $ (53,884) HTM debt securities with unrealized losses at December 31, 2024 and 2023, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: December 31, 2024 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ — $ — $ 216,150 $ (13,354) $ 216,150 $ (13,354) Residential & multi-family mortgage — — 66,820 (9,757) 66,820 (9,757) Total $ — $ — $ 282,970 $ (23,111) $ 282,970 $ (23,111) December 31, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ — $ — $ 283,907 $ (19,038) $ 283,907 $ (19,038) State & political subdivisions — — 76,663 (9,360) 76,663 (9,360) Total $ — $ — $ 360,570 $ (28,398) $ 360,570 $ (28,398) The Corporation evaluates securities for possible credit allowance on a quarterly basis, or more frequently when economic or market conditions warrant such an evaluation. As of December 31, 2024 and 2023, management performed an assessment for allowance for credit losses on the Corporation’s AFS debt securities in an unrealized loss position and as of December 31, 2024 management performed an assessment for allowance for credit losses on the Corporation's HTM debt securities. First an assessment was performed to determine if the Corporation intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost. Management determined it does not intend to sell and will not be required to sell any of the securities before recovery of its amortized cost. Next, management performed an evaluation relying on information obtained from various sources, including publicly available financial data, ratings by external agencies, brokers and other sources. For the securities that comprise corporate notes and bonds and the securities that are issued by state and political subdivisions, management monitors publicly available financial information, such as filings with the Securities and Exchange Commission, in order to evaluate the securities credit quality and ability to repay its debt obligations. For financial institution issuers, management monitors information from quarterly "call" report filings that are used to generate Uniform Bank Performance Reports. All other securities that were in an unrealized loss position at the balance sheet date were reviewed by management, and issuer-specific documents were reviewed as appropriate given the following considerations; the financial condition and near-term prospects of the issuer and whether downgrades by bond rating agencies have occurred. Based on the results of the assessment, management believes the decline in fair value is not the result of credit losses. As a result no credit allowance is required as of December 31, 2024. As of December 31, 2024 and 2023 management concluded that the securities described in the previous paragraph did not decline in fair value due to credit factors for the following reasons: • There is no indication of any significant deterioration of the creditworthiness of the institutions that issued the securities. • All contractual interest payments on the securities have been received as scheduled, and no information has come to management’s attention through the processes previously described which would lead to a conclusion that future contractual payments will not be timely received. In addition, the rise in interest rates is the primary driver of the decline in fair value below amortized cost as of December 31, 2024. Equity securities at December 31, 2024 and 2023 were as follows: December 31, 2024 December 31, 2023 Corporate equity securities $ 6,542 $ 5,341 Mutual funds 1,936 2,223 Money market 287 1,103 Corporate notes 1,691 634 Total $ 10,456 $ 9,301 During the year ended December 31, 2024, 2023, and 2022, the proceeds from sold equity securities were zero in 2024, $296 thousand in 2023 and zero in 2022, resulting in net realized gains of zero in 2024, $22 thousand in 2023, and zero in 2022.

Loans Receivable and Allowance

Loans Receivable and Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2024
Receivables [Abstract]
Loans Receivable and Allowance for Credit Losses	Loans Receivable and Allowance for Credit Losses Total net loans receivable at December 31, 2024 and 2023 are summarized as follows: 2024 Percentage 2023 (1) Percentage Farmland $ 31,099 0.67 % $ 33,485 0.76 % Owner-occupied, nonfarm nonresidential properties 515,208 11.18 511,910 11.46 Agricultural production and other loans to farmers 6,492 0.14 1,652 0.04 Commercial and Industrial 718,775 15.60 726,442 16.26 Obligations (other than securities and leases) of states and political subdivisions 140,430 3.05 152,201 3.41 Other loans 28,110 0.61 25,507 0.57 Other construction loans and all land development and other land loans 282,912 6.14 340,358 7.62 Multifamily (5 or more) residential properties 411,146 8.92 305,697 6.84 Non-owner occupied, nonfarm nonresidential properties 1,033,541 22.42 984,033 22.02 1-4 Family Construction 26,431 0.57 28,055 0.63 Home equity lines of credit 166,327 3.61 130,700 2.92 Residential Mortgages secured by first liens 1,012,746 21.97 1,005,335 22.50 Residential Mortgages secured by junior liens 106,462 2.31 91,240 2.04 Other revolving credit plans 41,095 0.89 42,877 0.96 Automobile 20,961 0.45 25,315 0.57 Other consumer 53,821 1.17 51,592 1.14 Credit cards 13,143 0.29 11,785 0.26 Overdrafts 257 0.01 292 0.01 Total loans $ 4,608,956 100.00 % $ 4,468,476 100.00 % Less: Allowance for credit losses (47,357) (45,832) Loans, net $ 4,561,599 $ 4,422,644 Net deferred loan origination fees (costs) included in the above loan table $ 49 $ 2,448 (1) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the total loans disclosure at December 31, 2023, to reflect adjustments for the applicable portfolio segments, which revisions are reflected in the above table. The Corporation’s outstanding loans receivable and related unfunded commitments are primarily concentrated within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York and Southwest Virginia. The Bank attempts to limit concentrations within specific industries by utilizing dollar limitations to single industries or customers, and by entering into participation agreements with third parties. Collateral requirements are established based on management’s assessment of the customer. The Corporation maintains lending policies to control the quality of the loan portfolio. These policies delegate the authority to extend loans under specific guidelines and underwriting standards. These policies are prepared by the Corporation’s management and reviewed and approved annually by the Corporation’s Board of Directors. Syndicated loans, net of deferred fees and costs, are included in the commercial and industrial classification and totaled $79.9 million and $108.7 million as of December 31, 2024 and 2023, respectively. Transactions in the allowance for credit losses for the year ended December 31, 2024 were as follows: Beginning Allowance (1) (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1)(2) Ending Farmland $ 138 $ — $ — $ 29 $ 167 Owner-occupied, nonfarm nonresidential properties 4,131 (1,448) 55 2,958 5,696 Agricultural production and other loans to farmers 7 — — 30 37 Commercial and Industrial 9,500 (2,425) 56 628 7,759 Obligations (other than securities and leases) of states and political subdivisions 2,627 — — (1,258) 1,369 Other loans 389 — — (60) 329 Other construction loans and all land development and other land loans 2,830 (11) — (248) 2,571 Multifamily (5 or more) residential properties 1,251 — — 1,718 2,969 Non-owner occupied, nonfarm nonresidential properties 9,783 (974) 53 1,248 10,110 1-4 Family Construction 191 — — 7 198 Home equity lines of credit 844 — 5 491 1,340 Residential Mortgages secured by first liens 8,274 (79) — 763 8,958 Residential Mortgages secured by junior liens 1,487 — — (144) 1,343 Other revolving credit plans 977 (156) 30 109 960 Automobile 360 (146) 6 55 275 Other consumer 2,656 (2,094) 192 2,138 2,892 Credit cards 95 (143) 17 158 127 Overdrafts 292 (544) 94 415 257 Total loans $ 45,832 $ (8,020) $ 508 $ 9,037 $ 47,357 (1) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the beginning allowance column disclosure as of December 31, 2023, to reflect the revisions for the applicable portfolio segments. (2) Excludes provision for credit losses related to unfunded commitments. Note 18, "Off-Balance Sheet Commitments and Contingencies," in the consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the year ended December 31, 2023 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1)(2) Ending Allowance (2) Farmland $ 159 $ — $ — $ (21) $ 138 Owner-occupied, nonfarm nonresidential properties 2,905 (26) 29 1,223 4,131 Agricultural production and other loans to farmers 6 — — 1 7 Commercial and Industrial 9,766 (392) 438 (312) 9,500 Obligations (other than securities and leases) of states and political subdivisions 1,863 — — 764 2,627 Other loans 456 — — (67) 389 Other construction loans and all land development and other land loans 3,253 — — (423) 2,830 Multifamily (5 or more) residential properties 2,353 (65) 6 (1,043) 1,251 Non-owner occupied, nonfarm nonresidential properties 7,653 (694) 10 2,814 9,783 1-4 Family Construction 327 — — (136) 191 Home equity lines of credit 1,173 (10) 5 (324) 844 Residential Mortgages secured by first liens 8,484 (117) 3 (96) 8,274 Residential Mortgages secured by junior liens 1,035 — — 452 1,487 Other revolving credit plans 722 (119) 30 344 977 Automobile 271 (56) 1 144 360 Other consumer 2,665 (1,982) 134 1,839 2,656 Credit cards 67 (189) 18 199 95 Overdrafts 278 (604) 139 479 292 Total loans $ 43,436 $ (4,254) $ 813 $ 5,837 $ 45,832 (1) Excludes provision for credit losses related to unfunded commitments. Note 18, "Off-Balance Sheet Commitments and Contingencies," in the consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. (2) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the provision (benefit) for credit losses on loans receivable column and ending allowance column disclosures as of December 31, 2023, to reflect the revisions for the applicable portfolio segments. Transactions in the allowance for credit losses for the year ended December 31, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 151 $ — $ — $ 8 $ 159 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 15 (428) 2,905 Agricultural production and other loans to farmers 9 — — (3) 6 Commercial and Industrial 8,837 (175) 139 965 9,766 Obligations (other than securities and leases) of states and political subdivisions 1,649 — — 214 1,863 Other loans 149 — — 307 456 Other construction loans and all land development and other land loans 2,198 — — 1,055 3,253 Multifamily (5 or more) residential properties 2,289 — — 64 2,353 Non-owner occupied, nonfarm nonresidential properties 6,481 (335) 336 1,171 7,653 1-4 Family Construction 158 — — 169 327 Home equity lines of credit 1,169 — 12 (8) 1,173 Residential Mortgages secured by first liens 6,943 (51) 28 1,564 8,484 Residential Mortgages secured by junior liens 546 — — 489 1,035 Other revolving credit plans 528 (92) 50 236 722 Automobile 263 (28) 2 34 271 Other consumer 2,546 (1,623) 89 1,653 2,665 Credit cards 92 (99) 38 36 67 Overdrafts 241 (561) 138 460 278 Total loans $ 37,588 $ (2,985) $ 847 $ 7,986 $ 43,436 (1) Excludes provision for credit losses related to unfunded commitments. Note 18, "Off-Balance Sheet Commitments and Contingencies," in the consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. The Corporation's allowance for credit losses is influenced by loan volumes, risk rating migration, delinquency status and other conditions influencing loss expectations, such as reasonable and supportable forecasts of economic conditions. For the year ended December 31, 2024, the allowance for credit losses increased primarily due to the growth in the Corporation's loan portfolio in new market areas, partially offset by improvements in the Corporation's historical loss rates, annual updates to the Corporation's loss drivers and assumptions, as well as the impact of net charge-offs. Significant uncertainty persists regarding the domestic and global economy due to persistent inflation in certain segments of the U.S. economy, elevated interest rates, fluctuating levels of consumer confidence, and geopolitical conflicts. Management will continue to proactively evaluate its estimate of expected credit losses as new information becomes available. Provision for credit losses was $9.2 million for the year ended December 31, 2024, compared to $6.0 million and $8.6 million for the years ended December 31, 2023 and 2022, respectively. Included in the provision for credit losses for the year ended December 31, 2024 was $185 thousand related to the allowance for unfunded commitments compared to $156 thousand and $603 thousand provision towards the allowance for unfunded commitments for the years ended December 31, 2023 and 2022, respectively. The following tables present the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of December 31, 2024 and 2023, respectively: December 31, 2024 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 522 $ 522 $ — Owner-occupied, nonfarm nonresidential properties 5,896 1,392 — Commercial and Industrial 10,682 10,111 — Other construction loans and all land development and other land loans 1,482 36 — Multifamily (5 or more) residential properties 20,658 266 491 Non-owner occupied, nonfarm nonresidential properties 5,913 5,913 — Home equity lines of credit 837 837 — Residential Mortgages secured by first liens 9,093 8,311 — Residential Mortgages secured by junior liens 271 271 — Other revolving credit plans 154 154 — Automobile 66 66 — Other consumer 749 749 — Credit cards — — 162 Total loans $ 56,323 $ 28,628 $ 653 December 31, 2023 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 1,083 $ 1,083 $ — Owner-occupied, nonfarm nonresidential properties 2,673 1,488 — Commercial and Industrial 7,512 4,389 — Other construction loans and all land development and other land loans 1,653 104 — Multifamily (5 or more) residential properties 305 305 — Non-owner occupied, nonfarm nonresidential properties 9,076 6,716 — Home equity lines of credit 940 940 — Residential Mortgages secured by first liens 5,316 4,902 23 Residential Mortgages secured by junior liens 123 123 — Other revolving credit plans 81 81 — Automobile 79 79 — Other consumer 798 798 — Credit cards — — 32 Total loans $ 29,639 $ 21,008 $ 55 All payments received while on nonaccrual status are applied against the principal balance of the loan. The Corporation does not recognize interest income while loans are on nonaccrual status. The following tables present the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of December 31, 2024 and 2023, respectively: December 31, 2024 Real Estate Collateral Non-Real Estate Collateral Farmland $ 352 $ — Owner-occupied, nonfarm nonresidential properties 4,503 — Commercial and Industrial 258 2,553 Other construction loans and all land development and other land loans 1,446 — Multifamily (5 or more) residential properties 20,658 — Non-owner occupied, nonfarm nonresidential properties 5,224 — Home equity lines of credit 290 — Residential Mortgages secured by first liens 1,411 — Total loans $ 34,142 $ 2,553 December 31, 2023 Real Estate Collateral Non-Real Estate Collateral Farmland $ 736 $ — Owner-occupied, nonfarm nonresidential properties 6,890 4 Commercial and Industrial 5,489 4,291 Other construction loans and all land development and other land loans 1,549 — Multifamily (5 or more) residential properties 305 — Non-owner occupied, nonfarm nonresidential properties 8,291 — Home equity lines of credit 308 — Residential Mortgages secured by first liens 1,070 — Total loans $ 24,638 $ 4,295 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2024 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ — $ — $ — $ — $ 31,099 $ 31,099 Owner-occupied, nonfarm nonresidential properties 77 1,479 5,030 6,586 508,622 515,208 Agricultural production and other loans to farmers — — — — 6,492 6,492 Commercial and Industrial 704 185 6,632 7,521 711,254 718,775 Obligations (other than securities and leases) of states and political subdivisions — — — — 140,430 140,430 Other loans — — — — 28,110 28,110 Other construction loans and all land development and other land loans — — 1,482 1,482 281,430 282,912 Multifamily (5 or more) residential properties — 20,392 757 21,149 389,997 411,146 Non-owner occupied, nonfarm nonresidential properties — — — — 1,033,541 1,033,541 1-4 Family Construction 216 — — 216 26,215 26,431 Home equity lines of credit 1,006 387 323 1,716 164,611 166,327 Residential Mortgages secured by first liens 2,908 1,910 5,795 10,613 1,002,133 1,012,746 Residential Mortgages secured by junior liens 224 35 64 323 106,139 106,462 Other revolving credit plans 351 4 100 455 40,640 41,095 Automobile 135 3 — 138 20,823 20,961 Other consumer 601 271 358 1,230 52,591 53,821 Credit cards 97 115 162 374 12,769 13,143 Overdrafts — — — — 257 257 Total loans $ 6,319 $ 24,781 $ 20,703 $ 51,803 $ 4,557,153 $ 4,608,956 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2023 by class of loans. 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due (1) Total (1) Farmland $ — $ 182 $ 129 $ 311 $ 33,174 $ 33,485 Owner-occupied, nonfarm nonresidential properties 120 — 1,390 1,510 510,400 511,910 Agricultural production and other loans to farmers — — — — 1,652 1,652 Commercial and Industrial 64 379 314 757 725,685 726,442 Obligations (other than securities and leases) of states and political subdivisions — — — — 152,201 152,201 Other loans — — — — 25,507 25,507 Other construction loans and all land development and other land loans — 41 1,612 1,653 338,705 340,358 Multifamily (5 or more) residential properties — — 305 305 305,392 305,697 Non-owner occupied, nonfarm nonresidential properties 95 299 2,031 2,425 981,608 984,033 1-4 Family Construction — — — — 28,055 28,055 Home equity lines of credit 582 682 339 1,603 129,097 130,700 Residential Mortgages secured by first liens 2,360 1,094 1,651 5,105 1,000,230 1,005,335 Residential Mortgages secured by junior liens 21 38 60 119 91,121 91,240 Other revolving credit plans 114 41 14 169 42,708 42,877 Automobile 62 5 67 134 25,181 25,315 Other consumer 452 453 354 1,259 50,333 51,592 Credit cards 110 17 32 159 11,626 11,785 Overdrafts — — — — 292 292 Total loans $ 3,980 $ 3,231 $ 8,298 $ 15,509 $ 4,452,967 $ 4,468,476 (1) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the loans receivable not past due and total columns disclosure as of December 31, 2023, to reflect the revisions for the applicable portfolio segments. Loan Modifications The Corporation adopted ASU 2022-02, Financial Instruments—Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures effective January 1, 2023. The amendments in ASU 2022-02 eliminated the recognition and measure of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty. Occasionally, the Corporation modifies loans to borrowers in financial distress by providing principal forgiveness, term extension, an other-than-insignificant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. In some cases, the Corporation provides multiple types of concessions on one loan. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. For the loans included in the "combination" columns below, multiple types of modifications have been made on the same loan within the current reporting period. The combination is at least two of the following: a term extension, principal forgiveness, an other-than-insignificant payment delay and/or an interest rate reduction. The following table presents the amortized cost basis of loans at December 31, 2024 that were both experiencing financial difficulty and modified during the year ended December 31, 2024, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Farmland $ — $ 1,040 $ — $ — $ — 3.34 % Owner-occupied, nonfarm nonresidential properties — 696 — — — 0.14 Commercial and Industrial — — 410 — — 0.06 Non-owner occupied, nonfarm nonresidential properties — 5,225 — — — 0.51 Total $ — $ 6,961 $ 410 $ — $ — 0.16 % The following table presents the amortized cost basis of loans at December 31, 2023 that were both experiencing financial difficulty and modified during the year ended December 31, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Owner-occupied, nonfarm nonresidential properties $ — $ 5,934 $ — $ — $ — 1.20 % Commercial and Industrial — 7,794 524 320 — 1.19 Non-owner occupied, nonfarm nonresidential properties — 5,911 — — 785 0.75 Residential Mortgages secured by first liens — — 414 — — 0.04 Residential Mortgages secured by junior liens — — 29 — — 0.03 Total $ — $ 19,639 $ 967 $ 320 $ 785 0.49 % The Corporation has zero in unfunded available credit to customers whose loan receivables are included in the previous tables. The Corporation closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified during the year ended December 31, 2024: Current 30 - 59 60 - 89 Greater Than 89 Total Past Due Farmland $ 1,040 $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties 696 — — — — Commercial and Industrial 410 — — — — Non-owner occupied, nonfarm nonresidential properties 5,225 — — — — Total $ 7,371 $ — $ — $ — $ — The following table presents the performance of such loans that have been modified during the year ended December 31, 2023: Current 30 - 59 60 - 89 Greater Than 89 Total Past Due Owner-occupied, nonfarm nonresidential properties $ 5,934 $ — $ — $ — $ — Commercial and Industrial 8,638 — — — — Non-owner occupied, nonfarm nonresidential properties 6,696 — — — — Residential Mortgages secured by first liens 414 — — — — Residential Mortgages secured by junior liens 29 — — — — Total $ 21,711 $ — $ — $ — $ — The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the year ended December 31, 2024: Principal Forgiveness Weighted Average Weighted Average Commercial and Industrial $ — 1.00 — % Total $ — 1.00 — % The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the year ended December 31, 2023: Principal Forgiveness Weighted Average Weighted Average Commercial and Industrial $ — 1.00 0.50 % Non-owner occupied, nonfarm nonresidential properties — 0.75 — Residential Mortgages secured by first liens — 0.50 — Residential Mortgages secured by junior liens — 0.50 — Total $ — 0.76 0.50 % There were no loans that had a payment default during the year ended December 31, 2024 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty. The following table presents the amortized cost basis of loans that had a payment default during the year ended December 31, 2023 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Other construction loans and all land development and other land loans $ — $ 1,549 $ — $ — $ — Non-owner occupied, nonfarm nonresidential properties — — 1,523 — — Total $ — $ 1,549 $ 1,523 $ — $ — If the Corporation determines that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off and the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. Credit Quality Indicators The Corporation categorizes loans receivable into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually to classify the loans as to credit risk. The Corporation uses the following definitions for risk ratings: Special Mention : A loan classified as special mention has a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Corporation’s credit position at some future date. Substandard : A loan classified as substandard is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. The loan has a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected. Doubtful : A loan classified as doubtful has all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The following tables represent the Corporation's commercial credit risk profile by risk rating. Loans receivable not rated as special mention, substandard, or doubtful are considered to be pass rated loans. December 31, 2024 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 25,171 $ 5,267 $ 661 $ — $ 5,928 $ 31,099 Owner-occupied, nonfarm nonresidential properties 491,798 1,289 22,121 — 23,410 515,208 Agricultural production and other loans to farmers 6,492 — — — — 6,492 Commercial and Industrial 654,139 4,321 60,315 — 64,636 718,775 Obligations (other than securities and leases) of states and political subdivisions 140,430 — — — — 140,430 Other loans 28,110 — — — — 28,110 Other construction loans and all land development and other land loans 281,466 — 1,446 — 1,446 282,912 Multifamily (5 or more) residential properties 385,946 — 25,200 — 25,200 411,146 Non-owner occupied, nonfarm nonresidential properties 1,008,507 4,947 20,087 — 25,034 1,033,541 Total loans $ 3,022,059 $ 15,824 $ 129,830 $ — $ 145,654 $ 3,167,713 December 31, 2023 (1) Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 32,402 $ — $ 1,083 $ — $ 1,083 $ 33,485 Owner-occupied, nonfarm nonresidential properties 475,093 25,484 11,333 — 36,817 511,910 Agricultural production and other loans to farmers 1,652 — — — — 1,652 Commercial and Industrial 653,981 52,030 20,431 — 72,461 726,442 Obligations (other than securities and leases) of states and political subdivisions 139,014 13,187 — — 13,187 152,201 Other loans 25,507 — — — — 25,507 Other construction loans and all land development and other land loans 338,746 — 1,612 — 1,612 340,358 Multifamily (5 or more) residential properties 303,554 1,346 797 — 2,143 305,697 Non-owner occupied, nonfarm nonresidential properties 957,254 3,008 23,771 — 26,779 984,033 Total loans $ 2,927,203 $ 95,055 $ 59,027 $ — $ 154,082 $ 3,081,285 (1) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the pass, special mention, total non-pass and total columns disclosure as of December 31, 2023, to reflect the revisions for the applicable portfolio segments. The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2024. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 265 $ 3,165 $ 6,756 $ 6,477 $ 1,436 $ 6,662 $ 410 $ — $ 25,171 Special mention — — 5,267 — — — — — 5,267 Substandard 170 — — — — 491 — — 661 Total $ 435 $ 3,165 $ 12,023 $ 6,477 $ 1,436 $ 7,153 $ 410 $ — $ 31,099 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 74,692 $ 62,609 $ 114,980 $ 98,469 $ 39,931 $ 90,249 $ 10,868 $ — $ 491,798 Special mention — — — 254 — 527 508 — 1,289 Substandard 14,181 1,114 4,370 696 — 1,507 253 — 22,121 Total $ 88,873 $ 63,723 $ 119,350 $ 99,419 $ 39,931 $ 92,283 $ 11,629 $ — $ 515,208 Current period gross write offs $ — $ — $ 750 $ — $ — $ 698 $ — $ — $ 1,448 Agricultural production and other loans to farmers Risk rating Pass $ 5,072 $ 473 $ 18 $ 26 $ 40 $ 148 $ 715 $ — $ 6,492 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 5,072 $ 473 $ 18 $ 26 $ 40 $ 148 $ 715 $ — $ 6,492 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and Industrial Risk rating Pass $ 148,569 $ 44,080 $ 104,613 $ 63,646 $ 24,511 $ 18,771 $ 249,949 $ — $ 654,139 Special mention 7 55 139 424 61 32 3,603 — 4,321 Substandard 845 5,145 10,988 1,461 49 1,935 39,892 — 60,315 Total $ 149,421 $ 49,280 $ 115,740 $ 65,531 $ 24,621 $ 20,738 $ 293,444 $ — $ 718,775 Current period gross write offs $ — $ 301 $ 116 $ 537 $ 1 $ 43 $ 1,428 $ — $ 2,426 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 7,999 $ 24,754 $ 15,756 $ 30,419 $ 11,411 $ 45,882 $ 4,209 $ — $ 140,430 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 7,999 $ 24,754 $ 15,756 $ 30,419 $ 11,411 $ 45,882 $ 4,209 $ — $ 140,430 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other loans Risk rating Pass $ 2,134 $ 3,382 $ 12,291 $ 4,602 $ 1,341 $ 274 $ 4,086 $ — $ 28,110 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 2,134 $ 3,382 $ 12,291 $ 4,602 $ 1,341 $ 274 $ 4,086 $ — $ 28,110 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 112,919 $ 58,596 $ 99,268 $ 3,141 $ 749 $ 1,875 $ 4,918 $ — $ 281,466 Special mention — — — — — — — — — Substandard — — — — — 1,446 — — 1,446 Total $ 112,919 $ 58,596 $ 99,268 $ 3,141 $ 749 $ 3,321 $ 4,918 $ — $ 282,912 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ 11 $ 11 Multifamily (5 or more) residential properties Risk rating Pass $ 46,905 $ 49,880 $ 173,994 $ 67,500 $ 20,706 $ 25,037 $ 1,924 $ — $ 385,946 Special mention — — — — — — — — — Substandard — 2,107 20,392 — 2,701 — — — 25,200 Total $ 46,905 $ 51,987 $ 194,386 $ 67,500 $ 23,407 $ 25,037 $ 1,924 $ — $ 411,146 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 141,083 $ 190,123 $ 320,047 $ 183,621 $ 38,309 $ 127,515 $ 7,809 $ — $ 1,008,507 Special mention 1,962 — 212 2,003 — 349 421 — 4,947 Substandard 11,469 762 689 — 5,225 1,942 — — 20,087 Total $ 154,514 $ 190,885 $ 320,948 $ 185,624 $ 43,534 $ 129,806 $ 8,230 $ — $ 1,033,541 Current period gross write offs $ — $ — $ 33 $ 296 $ — $ 625 $ 20 $ — $ 974 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2023. Current period originations may include modifications. As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the vintage loan disclosure at December 31, 2023, to reflect the revisions for the applicable portfolio segments. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 3,250 $ 12,897 $ 6,845 $ 1,465 $ 815 $ 6,828 $ 302 $ — $ 32,402 Special mention — — — — — — — — — Substandard — — 306 — — 777 — — 1,083 Total $ 3,250 $ 12,897 $ 7,151 $ 1,465 $ 815 $ 7,605 $ 302 $ — $ 33,485 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 64,237 $ 125,894 $ 107,740 $ 44,286 $ 49,366 $ 73,649 $ 9,921 $ — $ 475,093 Special mention 320 6,611 1,180 13,623 407 210 3,133 — 25,484 Substandard 848 — 696 292 6,738 2,593 166 — 11,333 Total $ 65,405 $ 132,505 $ 109,616 $ 58,201 $ 56,511 $ 76,452 $ 13,220 $ — $ 511,910 Current period gross write offs $ — $ — $ — $ — $ — $ 26 $ — $ — $ 26 Agricultural production and other loans to farmers Risk rating Pass $ 703 $ 34 $ 89 $ 60 $ 5 $ 159 $ 602 $ — $ 1,652 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 703 $ 34 $ 89 $ 60 $ 5 $ 159 $ 602 $ — $ 1,652 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and Industrial Risk rating Pass $ 78,325 $ 140,178 $ 141,439 $ 33,475 $ 6,662 $ 14,709 $ 239,193 $ — $ 653,981 Special mention 7,718 7,803 2,795 65 139 21 33,489 — 52,030 Substandard — 385 4,281 396 3,476 1,655 10,238 — 20,431 Total $ 86,043 $ 148,366 $ 148,515 $ 33,936 $ 10,277 $ 16,385 $ 282,920 $ — $ 726,442 Current period gross write offs $ 50 $ — $ — $ 191 $ — $ — $ 151 $ — $ 392 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 24,964 $ 16,791 $ 31,768 $ 12,399 $ 4,190 $ 45,331 $ 3,571 $ — $ 139,014 Special mention — — — — — 13,187 — — 13,187 Substandard — — — — — — — — — Total $ 24,964 $ 16,791 $ 31,768 $ 12,399 $ 4,190 $ 58,518 $ 3,571 $ — $ 152,201 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other loans Risk rating Pass $ 3,649 $ 12,211 $ 5,289 $ 1,809 $ 288 $ — $ 2,261 $ — $ 25,507 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 3,649 $ 12,211 $ 5,289 $ 1,809 $ 288 $ — $ 2,261 $ — $ 25,507 Curren

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2024
Fair Value Disclosures [Abstract]
Fair Value	Fair Value Fair Value Measurement Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The following three levels of inputs are used to measure fair value: Level 1 : Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 : Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 : Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Corporation used the following methods and significant assumptions to estimate fair value: Investment Securities : The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2), using matrix pricing. Matrix pricing is a mathematical technique commonly used to price debt securities that are not actively traded, values debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Loans Held for Sale : Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a loan-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Derivatives : The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). The Corporation's derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices, and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including brokers, market transactions, and third-party pricing services. Individually Evaluated Loans : The fair value of individually evaluated loans with specific allocations of the allowance for credit losses is generally based on recent real estate appraisals prepared by third-parties. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Management also adjusts appraised values based on the length of time that has passed since the appraisal date and other factors. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports, adjusted or discounted based on management's historical knowledge, changes in market conditions from the time of the valuation, and management's expertise and knowledge of the client and client's business, resulting in a Level 3 fair value classification. Individually evaluated loans are evaluated on a quarterly basis for additional impairment and adjusted in accordance with the allowance policy. Assets and liabilities measured at fair value on a recurring basis were as follows at December 31, 2024 and 2023: Fair Value Measurements at December 31, 2024 Using Description Total Quoted Prices in Significant Other Significant Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 14,810 $ 14,810 $ — $ — States and political subdivisions 90,956 — 90,956 — Residential and multi-family mortgage 318,910 — 318,910 — Corporate notes and bonds 35,210 — 35,210 — Pooled SBA 8,660 — 8,660 — Total Securities Available-For-Sale $ 468,546 $ 14,810 $ 453,736 $ — Interest rate swaps $ 423 $ — $ 423 $ — Equity Securities: Corporate equity securities $ 6,542 $ 6,542 $ — $ — Mutual funds 1,936 1,936 — — Money market 287 287 — — Corporate notes 1,691 — 1,691 — Total Equity Securities $ 10,456 $ 8,765 $ 1,691 $ — Liabilities Interest rate swaps $ (423) $ — $ (423) $ — Fair Value Measurements at December 31, 2023 Using Description Total Quoted Prices in Significant Other Significant Assets: Securities Available-For-Sale: U.S. Government sponsored entities (1) $ 4,988 $ 4,988 $ — $ — States and political subdivisions 91,809 — 91,809 — Residential and multi-family mortgage 191,519 — 191,519 — Corporate notes and bonds 43,139 — 43,139 — Pooled SBA 10,500 — 10,500 — Total Securities Available-For-Sale $ 341,955 $ 4,988 $ 336,967 $ — Interest rate swaps $ 1,013 $ — $ 1,013 $ — Equity Securities: Corporate equity securities $ 5,341 $ 5,341 $ — $ — Mutual funds 2,223 2,223 — — Money market 1,103 1,103 — — Corporate notes 634 634 — Total Equity Securities $ 9,301 $ 8,667 $ 634 $ — Liabilities Interest rate swaps $ (1,013) $ — $ (1,013) $ — (1) In 2023, the Corporation transitioned to a new pricing provider, leading to the reclassification of United States Treasury investments as Level 1 pricing instruments. Assets and liabilities measured at fair value on a non-recurring basis are as follows at December 31, 2024 and 2023: Fair Value Measurements at December 31, 2024 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 352 $ — $ — $ 352 Owner-occupied, nonfarm nonresidential properties 2,531 — — 2,531 Commercial and industrial 2,334 — — 2,334 Other construction loans and all land development loans and other land loans 1,196 — — 1,196 Multifamily (5 or more) residential properties 19,773 — — 19,773 Non-owner occupied, nonfarm nonresidential 5,225 — — 5,225 Home equity lines of credit 290 — — 290 Residential mortgages secured by first liens 1,173 — — 1,173 Fair Value Measurements at December 31, 2023 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 736 $ — $ — $ 736 Owner-occupied, nonfarm nonresidential properties 5,589 — — 5,589 Commercial and industrial 7,425 — — 7,425 Other construction loans and all land development loans and other land loans 1,299 — — 1,299 Multifamily (5 or more) residential properties 305 — — 305 Non-owner occupied, nonfarm nonresidential 7,216 — — 7,216 Home equity lines of credit 308 — — 308 Residential mortgages secured by first liens 871 — — 871 A loan is considered to be a collateral dependent loan when, based on current information and events, the Corporation expects repayment of the financial assets to be provided substantially through the operation or sale of the collateral and the Corporation has determined that the borrower is experiencing financial difficulty as of the measurement date. The allowance for credit losses is measured by estimating the fair value of the loan based on the present value of expected cash flows, the market price of the loan, or the underlying fair value of the loan’s collateral. For real estate loans, fair value of the loan’s collateral is determined by third-party appraisals, which are then adjusted for the estimated selling and closing costs related to liquidation of the collateral. For this asset class, the actual valuation methods (income, sales comparable, or cost) vary based on the status of the project or property. For example, land is generally based on the sales comparable method while construction is based on the income and/or sales comparable methods. The unobservable inputs may vary depending on the individual assets with no one of the three methods being the predominant approach. The Corporation reviews the third-party appraisal for appropriateness and may adjust the value downward to consider selling and closing costs. For non-real estate loans, fair value of the loan’s collateral may be determined using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2024: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 352 Valuation of third party appraisal on underlying collateral Loss severity rates 37% (37%) Owner-occupied, nonfarm nonresidential properties 2,531 Valuation of third party appraisal on underlying collateral Loss severity rates 22%-44% (25%) Commercial and industrial 2,334 Valuation of third party appraisal on underlying collateral Loss severity rates 9%-100% (31%) Other construction loans and all land development loans and other land loans 1,196 Valuation of third party appraisal on underlying collateral Loss severity rates 38% (38%) Multifamily (5 or more) residential properties 19,773 Valuation of third party appraisal on underlying collateral Loss severity rates 10% (10%) Non-owner occupied, nonfarm nonresidential 5,225 Valuation of third party appraisal on underlying collateral Loss severity rates 51% (51%) Home equity lines of credit 290 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-29% (28%) Residential mortgages secured by first liens 1,173 Valuation of third party appraisal on underlying collateral Loss severity rates 22%-51% (34%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2023: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 736 Valuation of third party appraisal on underlying collateral Loss severity rates 29%-31% (30%) Owner-occupied, nonfarm nonresidential properties 5,589 Valuation of third party appraisal on underlying collateral Loss severity rates 9%-100% (14%) Commercial and industrial 7,425 Valuation of third party appraisal on underlying collateral Loss severity rates 8%-75% (31%) Other construction loans and all land development loans and other land loans 1,299 Valuation of third party appraisal on underlying collateral Loss severity rates 32% (32%) Multifamily (5 or more) residential properties 305 Valuation of third party appraisal on underlying collateral Loss severity rates 28% (28%) Non-owner occupied, nonfarm nonresidential 7,216 Valuation of third party appraisal on underlying collateral Loss severity rates 32%-48% (43%) Home equity lines of credit 308 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-17% (15%) Residential mortgages secured by first liens 871 Valuation of third party appraisal on underlying collateral Loss severity rates 17%-42% (31%) Fair Value of Financial Instruments The following table presents the carrying amount and fair value of financial instruments at December 31, 2024: Carrying Fair Value Measurement Using: Total Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 443,035 $ 443,035 $ — $ — $ 443,035 Debt securities available-for-sale 468,546 14,810 453,736 — 468,546 Debt securities held-to-maturity 306,081 71,323 211,647 — 282,970 Equity securities 10,456 8,765 1,691 — 10,456 Loans held for sale 762 — 766 — 766 Net loans receivable 4,561,599 — — 4,495,097 4,495,097 FHLB and other restricted stock holdings and investments 40,702 n/a n/a n/a n/a Interest rate swaps 423 — 423 — 423 Accrued interest receivable 24,739 385 2,766 21,588 24,739 Liabilities: Deposits $ (5,371,364) $ (4,648,504) $ (718,328) $ — $ (5,366,832) Subordinated debentures (105,190) — (124,515) — (124,515) Interest rate swaps (423) — (423) — (423) Accrued interest payable (7,152) — (7,152) — (7,152) The following table presents the carrying amount and fair value of financial instruments at December 31, 2023: Carrying Fair Value Measurement Using: Total Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 222,046 $ 222,046 $ — $ — $ 222,046 Debt securities available-for-sale (1) 341,955 4,988 336,967 — 341,955 Debt securities held-to-maturity (1) 388,968 104,141 256,429 — 360,570 Equity securities 9,301 8,667 634 — 9,301 Loans held for sale 675 — 677 — 677 Net loans 4,422,644 — — 4,323,476 4,323,476 FHLB and other restricted stock holdings and investments 30,011 n/a n/a n/a n/a Interest rate swaps 1,013 — 1,013 — 1,013 Accrued interest receivable 24,318 410 2,319 21,589 24,318 Liabilities: Deposits $ (4,998,750) $ (4,492,256) $ (508,181) $ — $ (5,000,437) Subordinated debentures (104,887) — (134,298) — (134,298) Interest rate swaps (1,013) — (1,013) — (1,013) Accrued interest payable (3,550) — (3,550) — (3,550) (1) In 2023, the Corporation transitioned to a new pricing provider, leading to the reclassification of United States Treasury investments as Level 1 pricing instruments. While estimates of fair value are based on management’s judgment of the most appropriate factors as of the balance sheet dates, there is no assurance that the estimated fair values would have been realized if the assets had been disposed of or the liabilities settled at that date, since market values may differ depending on various circumstances. The estimated fair values would also not apply to subsequent dates. The fair value of other equity interests is based on the net asset values provided by the underlying investment partnership. ASU 2015-7 removes the requirement to categorize within the fair value hierarchy all investments measured using the net asset value per share practical expedient and related disclosures. In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the disclosures. Also, non-financial assets such as, among other things, the estimated earnings power of core deposits, the earnings potential of trust accounts, the trained workforce, and customer goodwill, which typically are not recognized on the balance sheet, may have value but are not included in the fair value disclosures.

Secondary Market Mortgage Activ

Secondary Market Mortgage Activities	12 Months Ended
	Dec. 31, 2024
Mortgage Banking [Abstract]
Secondary Market Mortgage Activities	Secondary Market Mortgage Activities Total loans serviced for others were $264.1 million and $258.5 million for the years ended December 31, 2024 and 2023, respectively. The following summarizes secondary market mortgage activities for the years ended December 31, 2024, 2023, and 2022: December 31, 2024 December 31, 2023 December 31, 2022 Loans originated for resale $ 28,451 $ 17,874 $ 34,181 Proceeds from sales of loans held for sale 27,934 16,263 29,151 Net gains on sales of loans held for sale 770 447 1,285 Loan servicing fees 719 744 781 The following summarizes activity for capitalized mortgage servicing rights for the years ended December 31, 2024, 2023, and 2022: December 31, 2024 December 31, 2023 December 31, 2022 Balance, beginning of year $ 1,554 $ 1,804 $ 1,664 Additions 244 114 232 Servicing rights acquired — — — Amortization (547) (364) (92) Balance, end of year $ 1,251 $ 1,554 $ 1,804 The fair value of mortgage servicing rights is based on market prices for comparable mortgage servicing contracts, when available, or alternatively based on a valuation model that calculates the present value of estimated future net servicing income. The fair value of mortgage servicing rights was not materially different than amortized cost at December 31, 2024 and 2023, respectively. No valuation allowance was deemed necessary at December 31, 2024, 2023, and 2022. The fair value of interest rate lock commitments and forward commitments to sell loans were not material at December 31, 2024 or 2023.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2024
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment The following summarizes premises and equipment at December 31, 2024 and 2023: December 31, 2024 December 31, 2023 Land $ 9,043 $ 9,043 Premises and leasehold improvements 92,269 87,591 Furniture and equipment 48,833 45,703 Construction in process 1,965 2,047 152,110 144,384 Less: accumulated depreciation 76,099 70,684 Premises and equipment, net $ 76,011 $ 73,700 Depreciation on premises and equipment amounted to $5.8 million in 2024, $5.7 million in 2023 and $5.3 million in 2022.

Leases

Leases	12 Months Ended
	Dec. 31, 2024
Leases [Abstract]
Leases	Leases Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent the Corporation's obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Corporation's incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the consolidated statements of income. The Corporation leases certain full-service branch offices, land and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification December 31, 2024 December 31, 2023 Assets: Operating lease assets Operating lease right-of-use assets $ 37,764 $ 35,699 Finance lease assets Finance lease right-of-use assets 14,951 — Finance lease assets Premises and equipment, net (1) 143 215 Total leased assets $ 52,858 $ 35,914 Liabilities: Operating lease liabilities Operating lease liabilities $ 40,315 $ 37,650 Finance lease liabilities Accrued interest payable and other liabilities 15,151 294 Total leased liabilities $ 55,466 $ 37,944 (1) Finance lease assets are recorded net of accumulated amortization of $1.1 million and $1.0 million as of December 31, 2024 and 2023, respectively. The components of the Corporation's net lease expense for the years ended December 31, 2024, 2023, and 2022 were as follows: Lease Cost Classification December 31, 2024 December 31, 2023 December 31, 2022 Operating lease cost Net occupancy expense $ 3,066 $ 2,963 $ 2,264 Variable lease cost Net occupancy expense 103 92 59 Finance lease cost: Amortization of leased assets Net occupancy expense 72 72 72 Interest on lease liabilities Interest expense - borrowed funds 11 15 19 Sublease income (1) Net occupancy expense (96) (93) (79) Gain on sale-leaseback transactions Noninterest income - other (63) — — Net lease cost $ 3,093 $ 3,049 $ 2,335 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancelable leases with terms in excess of one year as of December 31, 2024: Maturity of Lease Liabilities as of December 31, 2024 Operating Leases (1) Finance Leases Total 2025 $ 2,755 $ 843 $ 3,598 2026 2,737 843 3,580 2027 2,759 738 3,497 2028 2,827 783 3,610 2029 2,862 783 3,645 After 2029 51,757 32,228 83,985 Total lease payments 65,697 36,218 101,915 Less: Interest 25,382 21,067 46,449 Present value of lease liabilities $ 40,315 $ 15,151 $ 55,466 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.6 million of legally binding minimum lease payments for leases signed, but not yet commenced. Other information related to the Corporation's lease liabilities as of December 31, 2024 and 2023 was as follows: Lease Term and Discount Rate December 31, 2024 December 31, 2023 Weighted-average remaining lease term (years) Operating leases 22.8 23.0 Finance leases 34.6 3.0 Weighted-average discount rate Operating leases 4.22 % 4.05 % Finance leases 5.24 % 4.49 % Other information related to the Corporation's lease liabilities as of December 31, 2024 and 2023 was as follows: Other Information December 31, 2024 December 31, 2023 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows used by operating leases $ 1,052 $ 1,134
Leases	Leases Operating lease assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent the Corporation's obligation to make lease payments arising from the lease. Operating lease assets and liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Corporation's incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the operating lease asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the consolidated statements of income. The Corporation leases certain full-service branch offices, land and equipment. Leases with an initial term of twelve months or less are not recorded on the balance sheet. Most leases include one or more options to renew and the exercise of the lease renewal options are at the Corporation's sole discretion. The Corporation includes lease extension and termination options in the lease term if, after considering relevant economic factors, it is reasonably certain the Corporation will exercise the option. Certain lease agreements of the Corporation include rental payments adjusted periodically for changes in the consumer price index. Leases Classification December 31, 2024 December 31, 2023 Assets: Operating lease assets Operating lease right-of-use assets $ 37,764 $ 35,699 Finance lease assets Finance lease right-of-use assets 14,951 — Finance lease assets Premises and equipment, net (1) 143 215 Total leased assets $ 52,858 $ 35,914 Liabilities: Operating lease liabilities Operating lease liabilities $ 40,315 $ 37,650 Finance lease liabilities Accrued interest payable and other liabilities 15,151 294 Total leased liabilities $ 55,466 $ 37,944 (1) Finance lease assets are recorded net of accumulated amortization of $1.1 million and $1.0 million as of December 31, 2024 and 2023, respectively. The components of the Corporation's net lease expense for the years ended December 31, 2024, 2023, and 2022 were as follows: Lease Cost Classification December 31, 2024 December 31, 2023 December 31, 2022 Operating lease cost Net occupancy expense $ 3,066 $ 2,963 $ 2,264 Variable lease cost Net occupancy expense 103 92 59 Finance lease cost: Amortization of leased assets Net occupancy expense 72 72 72 Interest on lease liabilities Interest expense - borrowed funds 11 15 19 Sublease income (1) Net occupancy expense (96) (93) (79) Gain on sale-leaseback transactions Noninterest income - other (63) — — Net lease cost $ 3,093 $ 3,049 $ 2,335 (1) Sublease income excludes rental income from owned properties. The following table sets forth future minimum rental payments under noncancelable leases with terms in excess of one year as of December 31, 2024: Maturity of Lease Liabilities as of December 31, 2024 Operating Leases (1) Finance Leases Total 2025 $ 2,755 $ 843 $ 3,598 2026 2,737 843 3,580 2027 2,759 738 3,497 2028 2,827 783 3,610 2029 2,862 783 3,645 After 2029 51,757 32,228 83,985 Total lease payments 65,697 36,218 101,915 Less: Interest 25,382 21,067 46,449 Present value of lease liabilities $ 40,315 $ 15,151 $ 55,466 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.6 million of legally binding minimum lease payments for leases signed, but not yet commenced. Other information related to the Corporation's lease liabilities as of December 31, 2024 and 2023 was as follows: Lease Term and Discount Rate December 31, 2024 December 31, 2023 Weighted-average remaining lease term (years) Operating leases 22.8 23.0 Finance leases 34.6 3.0 Weighted-average discount rate Operating leases 4.22 % 4.05 % Finance leases 5.24 % 4.49 % Other information related to the Corporation's lease liabilities as of December 31, 2024 and 2023 was as follows: Other Information December 31, 2024 December 31, 2023 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows used by operating leases $ 1,052 $ 1,134

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	Goodwill and Intangible Assets Goodwill The change in the carrying amount of goodwill for the years ended December 31, 2024 and 2023 was as follows: December 31, 2024 December 31, 2023 Balance, beginning of year $ 43,749 $ 43,749 Acquired during the year — — Balance, end of year $ 43,749 $ 43,749 Impairment exists when the carrying value of goodwill exceeds its fair value. The Corporation completed its annual goodwill impairment test as of December 31, 2024 and concluded that no impairment charges were required as of that date. During the fourth quarter of 2023, the Corporation elected to change the timing of its annual goodwill impairment test from December 31 to November 30. The selection of November 30 as the annual testing date for the impairment of goodwill is intended to move the testing to a time period outside of the Corporation's annual financial reporting process to allow the Corporation additional time to complete the analysis. The Corporation believes that this change is preferable under the circumstances, and that this change does not accelerate, delay or avoid an impairment charge. The Corporation has also determined that a change in the annual testing date did not result in adjustments to the consolidated financial statements when applied retrospectively. At November 30, 2024, the Corporation elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. Intangible Assets In connection with its acquisition of Bank of Akron in 2020, the Corporation recorded a core deposit intangible asset of $613 thousand. During the year ended December 31, 2024, 2023, and 2022, the Corporation recorded amortization expense of $73 thousand, $84 thousand, and $96 thousand, respectively. The net carrying value at December 31, 2024 and 2023 was $206 thousand and $280 thousand, respectively. No other intangible assets were required to be recorded in connection with the acquisition of Bank of Akron. Estimated amortization expense of core deposit intangible assets for each of the next five years is as follows: 2025 $ 62 2026 51 2027 40 2028 29 2029 18 Thereafter 6 Total $ 206 In connection with the formation of Ridge View Bank, a division of the Bank, the Corporation recorded an intangible asset related to naming rights in 2023. The naming rights have an indefinite useful life. The Corporation does not amortize intangible assets with indefinite lives but assesses them for impairment annually or more frequently if events or changes in circumstances indicate potential impairment. As of December 31, 2024, the carrying amount of naming rights intangible assets was $125 thousand and no impairment indicators were identified during the year ended December 31, 2024. Management evaluates events or changes in circumstances that may impact the indefinite useful life assessment of the naming rights intangible asset. If impairment indicators are identified, the Corporation will perform a qualitative or quantitative impairment test, as applicable.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2024
Deposits [Abstract]
Deposits	Deposits The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at December 31, 2024: Time deposits maturing: 2025 $ 615,026 2026 93,785 2027 8,128 2028 3,308 2029 1,854 Thereafter 759 Total $ 722,860 Certificates of deposit of $250 thousand or more totaled $131.1 million and $100.2 million at December 31, 2024 and 2023, respectively.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2024
Debt Disclosure [Abstract]
Borrowings	Borrowings At December 31, 2024 and 2023, the Corporation had available one $10 million unsecured line of credit with an unaffiliated institution. Borrowings under the line of credit bear interest at a variable rate equal to the Secured Overnight Finance Rate ("SOFR") plus 2.85%. There were no borrowings on the line of credit at December 31, 2024 and 2023. FHLB Borrowings The Bank has the ability to borrow funds from the FHLB. The Bank maintains a $250.0 million line-of-credit (Open Repo Plus) with the FHLB which is a revolving term commitment available on an overnight basis. The term of this commitment may not exceed 364 days and it reprices daily at market rates. Under terms of a blanket collateral agreement with the FHLB, the line-of-credit and long term advances are secured by FHLB stock and the Bank pledges its single-family residential mortgage loan portfolio, certain commercial real estate loans, and certain agriculture real estate loans as security for any advances. Total loans pledged to the FHLB at December 31, 2024, and 2023, were $2.1 billion and $1.8 billion, respectively. The Bank could obtain advances of up to approximately $1.2 billion from the FHLB at December 31, 2024, and $993.8 million at December 31, 2023. At December 31, 2024, and December 31, 2023, outstanding advances from the FHLB were as follows: 2024 2023 Open Repo borrowing at an interest rate of 4.71% and 5.68% at December 31, 2024 and December 31, 2023. The maximum amount of the Open Repo borrowing available is $250,000. $ — $ — Total $ — $ — At December 31, 2024 and 2023, municipal deposit letters of credit issued by the FHLB on behalf of the Bank naming applicable municipalities as beneficiaries were $157.7 million and $155.7 million, respectively. The letters of credit were utilized in place of securities pledged to the municipalities for their deposits maintained at the Bank. Federal Reserve Borrowings In June 2023, the Bank was approved by the Federal Reserve Bank of Philadelphia (the "Federal Reserve") for its Borrower-in-Custody ("BIC") program. At December 31, 2024, the Bank had borrowing capacity through the Federal Reserve BIC program of $211.0 million. Borrowings under the BIC program are overnight advances with interest chargeable at the discount window ("primary credit") borrowing rate. At December 31, 2024, the Bank has pledged certain qualifying loans with an unpaid principal balance of $209.0 million and securities with a carrying value of $77.9 million as collateral. Other Borrowings At December 31, 2024 and 2023, the Bank had no outstanding borrowings from unaffiliated institutions under overnight borrowing agreements. Subordinated Debentures In 2007, the Corporation issued two $10.0 million floating rate trust preferred securities as part of a pooled offering of such securities. The interest rate on each offering was determined quarterly and floated based on the three-month LIBOR plus 1.55%. Effective September 15, 2023, the interest rate calculation method was revised. The interest rate is now determined quarterly, and floats based on the three-month SOFR plus a credit spread adjustment of 0.26161% plus 1.55%. This change reflects the transition from LIBOR to SOFR as the reference rate. The all-in rate was 6.17% at December 31, 2024 and 7.20% at December 31, 2023. The Corporation issued subordinated debentures to the trusts in exchange for the proceeds of the offerings, which debentures represent the sole assets of the trusts. The subordinated debentures must be redeemed no later than 2037. The Corporation may redeem the debentures, in whole or in part, at face value at any time. The Corporation has the option to defer interest payments from time to time for a period not to exceed five Subordinated Notes

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2024
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The Corporation sponsors a contributory defined contribution Section 401(k) plan. The plan permits eligible employees to make pre-tax and Roth contributions up to 70% of salary. Employees 21 years of age or over with a minimum of 90 days of service are eligible for matching contributions by the Corporation at 100% of elective contributions not to exceed 5% of plan salary. The Corporation’s matching contribution and related expenses were $2.4 million, $1.8 million, and $1.6 million for the years ended December 31, 2024, 2023, and 2022, respectively. A profit sharing discretionary non-contributory pension plan component is in place for employees 21 years of age or over with a minimum of one-year with 1,000 hours of service and allows employer contributions in an amount equal to a percentage of eligible compensation plus 5.7% of the compensation in excess of $169 thousand, subject to a $345 thousand salary limit. The Corporation recognized profit sharing expense of $1.4 million, $3.6 million, and $2.9 million for the years ended December 31, 2024, 2023, and 2022 respectively. The Corporation has adopted a non-qualified supplemental executive retirement plan ("SERP") for certain executives to compensate those executive participants in the Corporation’s retirement plan whose benefits are limited by compensation limitations under current tax law. Additionally, on December 31, 2021, the Corporation adopted a Defined Contribution Plan for several employees (the "DCP"), pursuant to which the Corporation will make certain annual contributions to the DCP on the employee's behalf, which will be paid to the employee following their termination of employment from the Corporation or, if earlier, upon the employee becoming disabled. The DCP became effective as of January 2, 2022. The SERP and DCP are considered an unfunded plan for tax and ERISA purposes and all obligations arising under the SERP and DCP are payable from the general assets of the Corporation. At December 31, 2024 and 2023, obligations of $10.5 million and $10.0 million, respectively, were included in other liabilities for the SERP and DCP. Expenses related to the SERP and DCP were $866 thousand for the year ended December 31, 2024, $565 thousand for the year ended December 31, 2023, and $1.3 million for the year ended December 31, 2022. The Corporation has established a Survivor Benefit Plan for the benefit of outside directors. The purpose of the plan is to provide life insurance benefits to beneficiaries of the Corporation’s directors who at the time of their death are participants in the plan. The plan is considered an unfunded plan for tax and ERISA purposes and all obligations arising under the plan are payable from the general assets of the Corporation. At December 31, 2024 and 2023, obligations of $1.3 million and $1.3 million, respectively, were included in other liabilities for this plan. Expenses (benefits) related to this plan were $(17) thousand for the year ended December 31, 2024, $(213) thousand for the year ended December 31, 2023, and $81 thousand for the year ended December 31, 2022.

Deferred Compensation Plans

Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2024
Postemployment Benefits [Abstract]
Deferred Compensation Plans	Deferred Compensation Plans Deferred compensation plans cover all directors and certain officers. Under the plans, the Corporation pays each participant, or their beneficiary, the value of the participant’s account over a maximum period of 10 years, beginning with the individual’s termination of service. A liability is accrued for the obligation under these plans. A summary of changes in the deferred compensation plan liability follows: December 31, 2024 December 31, 2023 December 31, 2022 Balance, beginning of year $ 4,108 $ 3,650 $ 3,675 Deferrals, dividends, and changes in fair value 845 638 (2) Deferred compensation payments (241) (180) (23) Balance, end of year $ 4,712 $ 4,108 $ 3,650

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2024
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The following is a summary of income tax expense for the years ended December 31, 2024, 2023, and 2022: December 31, 2024 December 31, 2023 December 31, 2022 Current – federal $ 12,863 $ 11,446 $ 15,494 Current – state 1,104 1,252 1,346 Deferred – federal (1,124) 1,110 (1,618) Deferred – state (59) 1 (196) Income tax expense $ 12,784 $ 13,809 $ 15,026 The reconciliation of income tax attributable to pre-tax income at the federal statutory tax rates to income tax expense is as follows: December 31, 2024 % December 31, 2023 % December 31, 2022 % Tax at statutory rate $ 14,146 21.0 % $ 15,084 21.0 % $ 16,425 21.0 % Tax exempt income, net (1,139) (1.7) (1,090) (1.5) (1,036) (1.3) Bank owned life insurance (653) (1.0) (619) (0.9) (721) (0.9) Tax credits, net of amortization (160) (0.2) (173) (0.3) (193) (0.3) Effect of state tax 826 1.2 990 1.4 908 1.2 Other (236) (0.4) (383) (0.5) (357) (0.5) Income tax expense $ 12,784 18.9 % $ 13,809 19.2 % $ 15,026 19.2 % The following table sets forth deferred taxes as of December 31, 2024 and 2023: December 31, 2024 December 31, 2023 Deferred tax assets: Allowance for credit losses $ 10,895 $ 10,515 Fair value adjustments – business combination 685 771 Deferred compensation 4,026 3,693 Net operating loss carryover 493 516 Post-retirement benefits 509 605 Unrealized loss on equity securities 197 129 Nonaccrual loan interest 563 476 Accrued expenses 609 579 Deferred fees and costs 25 557 Unrealized loss on securities available-for-sale 10,852 11,308 Unrealized loss on securities held-to-maturity 963 1,108 Lease liability 12,360 8,509 Other 547 453 42,724 39,219 Deferred tax liabilities: Premises and equipment 3,054 3,761 Intangibles – section 197 2,475 2,487 Mortgage servicing rights 278 345 Lease asset 11,839 8,128 Other 633 571 18,279 15,292 Net deferred tax asset $ 24,445 $ 23,927 At December 31, 2024 and 2023, the Corporation had no unrecognized tax benefits. The Corporation does not expect the total amount of unrecognized tax benefits to significantly increase in the next twelve months. At December 31, 2024, the Corporation had state net operating loss carryforwards of $14.8 million related to the acquisition of Bank of Akron, which will expire at various dates from 2034 to 2039. The Corporation's ability to utilize carryforwards is limited to $363 thousand per year. Due to this limitation, management has determined it is more likely than not that approximately $9.5 million of net operating loss carryforwards will expire unutilized. The Corporation recognizes interest and/or penalties related to income tax matters as part of income tax expense. At December 31, 2024, 2023, and 2022, there were no amounts accrued for interest and/or penalties and no amounts recorded as expense for the years ending December 31, 2024, 2023, and 2022. The Corporation and its subsidiaries are subject to U.S. federal income tax, as well as filing various state returns. The Corporation is no longer subject to U.S. federal income tax examinations by the taxing authorities for years prior to 2021. Tax years 2021 through 2024 are open to examination.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2024
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions Loans to principal officers, directors, and their affiliates during 2024 were as follows: Beginning balance $ 40,129 New loans and advances 5,492 Effect of changes in composition of related parties 2,859 Repayments (16,791) Ending balance $ 31,689 Deposits from principal officers, directors, and their affiliates were $12.1 million and $11.4 million at December 31, 2024 and 2023, respectively.

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2024
Share-Based Payment Arrangement [Abstract]
Stock-Based Compensation	Stock-Based Compensation The Corporation has a stock incentive plan, which is administered by a committee of the Board of Directors and which permits the Corporation to provide various types of stock-based compensation to its key employees, directors, and/or consultants, including time-based and performance-based shares of restricted stock. The Corporation previously maintained the CNB Financial Corporation 2009 Stock Incentive Plan, which terminated in accordance with its terms on February 10, 2019, and currently maintains the CNB Financial Corporation 2019 Omnibus Incentive Plan (the "2019 Stock Incentive Plan"), which was approved by the Corporation’s shareholders and became effective on April 16, 2019. The Corporation does not have a policy or practice on the timing of awards of options in relation to the disclosure of material nonpublic information because the Corporation does not issue nor does it have any outstanding options. The Executive Compensation and Personnel Committee generally grants equity awards annually at a regularly scheduled meeting in connection with its annual compensation review process in the first quarter of the fiscal year. On occasion, the Executive Compensation and Personnel Committee may grant equity awards outside of its annual grant cycle for new hires, promotions, recognition, retention, or other purposes. The Executive Compensation and Personnel Committee does not have a practice or policy of granting equity awards in anticipation of the release of material nonpublic information and, in any event, we do not time the release of material non-public information in coordination with grants of equity awards for the purpose of affecting the value of executive compensation. The 2019 Stock Incentive Plan provides for up to 507,671 shares of common stock to be awarded in the form of nonqualified options or restricted stock. For key employees, the vesting of time-based restricted stock is one-third, one-fourth, or one-fifth of the granted restricted shares per year, beginning one year after the grant date, with 100% vesting on the third, fourth or fifth anniversary of the grant date, respectively. Prior to 2018, for non-employee directors, the vesting schedule was one-third of the granted restricted shares per year, beginning one year after the grant date, with 100% vested on the third anniversary of the grant date. Beginning in 2018, stock compensation received by non-employee directors vests immediately. All stock-based compensation grants during the years ending December 31, 2024, 2023, and 2022 and outstanding at December 31, 2024, 2023, and 2022 were time-based and performance-based restricted stock. During the years ended December 31, 2024, 2023, and 2022, the Executive Compensation and Personnel Committee of the Corporation's Board of Directors granted a total of 130,857, 105,185, and 57,823 shares, respectively, of time-based restricted common stock to certain key employees and all independent directors of the Corporation. Compensation expense for the restricted stock awards is recognized over the requisite service period based on the fair value of the shares at the date of grant on a straight-line basis. Non-vested restricted stock awards are recorded as a reduction of additional paid-in-capital in shareholders’ equity until earned. Compensation expense resulting from time-based, performance-based and director restricted stock awards was $2.2 million, $1.7 million, and $1.2 million for the years ended December 31, 2024, 2023, and 2022, respectively. The total income tax benefit related to the recognized compensation cost of vested restricted stock awards was $467 thousand, $354 thousand, and $262 thousand for the years ended December 31, 2024, 2023, and 2022, respectively. A summary of changes in time-based unvested restricted stock awards follows: Shares Weighted-average Non-vested at January 1, 2024 124,934 $ 24.09 Granted 112,828 21.26 Forfeited (15,044) 22.98 Vested (44,162) 24.17 Non-vested at December 31, 2024 178,556 $ 22.37 The above table excludes 18,029 shares in restricted stock awards that were granted to the Corporation’s Board of Directors at a weighted average fair value of $21.35 and immediately vested. As of December 31, 2024 and 2023, there was $2.7 million and $2.1 million, respectively, of total unrecognized compensation cost related to non-vested shares granted under the 2019 Stock Incentive Plan. The fair value of shares vesting during the year end December 31, 2024, 2023, and 2022 was $1.4 million, $1.0 million, and $1.4 million, respectively. As of December 31, 2024, there were zero outstanding unvested restricted stock awards granted to the Corporation's Board of Directors. In addition to the time-based restricted stock disclosed above, the Corporation’s Board of Directors grants performance-based restricted stock awards ("PBRSAs") to key employees. The number of PBRSAs will depend on certain performance conditions earned over a three year period and are also subject to service-based vesting. Awards with a maximum of 44,988 shares, 35,129 shares, and 13,761 shares in aggregate were granted to key employees in 2024, 2023, and 2022, respectively. As of December 31, 2024, there were a maximum 85,785 shares outstanding related to PBRSAs. Total compensation expense related to the PBRSAs and included in the above compensation expense total was $431 thousand, $235 thousand and $91 thousand for 2024, 2023, and 2022, respectively. Estimated remaining unearned compensation related to PBRSAs at December 31, 2024 was $562 thousand. In 2023, the 2021 PBRSAs were fully earned and in 2024, 9,667 shares were fully distributed. The fair value of the 9,667 shares distributed in 2024 was $206 thousand. In 2022, the 2020 PBRSAs were fully earned and in 2023, 4,118 shares were fully distributed. The fair value of the 4,118 shares distributed in 2023 was $99 thousand. The number of authorized stock-based awards still available for grant as of December 31, 2024 was 26,728.

Regulatory Capital Matters

Regulatory Capital Matters	12 Months Ended
	Dec. 31, 2024
Banking and Thrift, Other Disclosure [Abstract]
Regulatory Capital Matters	Regulatory Capital Matters Banks and financial holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, for the Bank, prompt corrective action ("PCA") regulations involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can result in regulatory enforcement actions. The net unrealized gain or loss on AFS debt securities is excluded from computing regulatory capital. Management believes as of December 31, 2024 the Corporation and the Bank meet all capital adequacy requirements to which they are subject. The PCA regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms alone do not represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion; brokered deposits may not be accepted, renewed or rolled over; and capital restoration plans are required. As of December 31, 2024 and 2023, the most recent regulatory notifications categorized the Bank as well capitalized under the PCA. There are no events or conditions since this notification that management believes have changed the Bank’s capital category. Actual and required capital amounts and ratios are presented below as of December 31, 2024 and 2023. The capital adequacy ratio includes the capital conservation buffer. Actual For Capital Adequacy Purposes (1) To Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio December 31, 2024 Total Capital to Risk Weighted Assets Consolidated $ 764,161 16.16 % $ 496,541 10.50 % N/A N/A Bank 639,971 13.59 494,609 10.50 $ 471,057 10.00 % Tier 1 (Core) Capital to Risk Weighted Assets Consolidated 634,131 13.41 401,962 8.50 N/A N/A Bank 596,615 12.67 400,398 8.50 376,845 8.00 Common equity Tier 1 to Risk Weighted Assets Consolidated 556,346 11.76 331,028 7.00 N/A N/A Bank 589,236 12.51 329,740 7.00 306,187 6.50 Tier 1 (Core) Capital to Average Assets Consolidated 634,131 10.43 243,290 4.00 N/A N/A Bank 596,615 9.84 242,432 4.00 303,040 5.00 December 31, 2023 Total Capital to Risk Weighted Assets Consolidated $ 725,091 15.99 % $ 476,235 10.50 % N/A N/A Bank 603,409 13.36 474,339 10.50 $ 451,751 10.00 % Tier 1 (Core) Capital to Risk Weighted Assets Consolidated 598,785 13.20 385,523 8.50 N/A N/A Bank 563,412 12.47 383,989 8.50 361,401 8.00 Common equity Tier 1 to Risk Weighted Assets Consolidated 521,000 11.49 317,490 7.00 N/A N/A Bank 556,033 12.31 316,226 7.00 293,638 6.50 Tier 1 (Core) Capital to Average Assets Consolidated 598,785 10.54 227,231 4.00 N/A N/A Bank 563,412 9.86 228,573 4.00 285,716 5.00 (1) The minimum amounts and ratios as of December 31, 2024 and 2023 include the full phase in of the capital conservation buffer of 2.5 percent required by the Basel III framework. Certain restrictions exist regarding the ability of the Bank to transfer funds to the Corporation in the form of cash dividends, loans or advances. During 2024, $704.5 million of accumulated net earnings of the Bank included in consolidated shareholders’ equity, plus any 2025 net profits retained to the date of the dividend declared, is available for distribution to the Corporation as dividends without prior regulatory approval, subject to regulatory capital requirements described above.

Derivative Instruments

Derivative Instruments	12 Months Ended
	Dec. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments On September 7, 2018, the Corporation executed an interest rate swap agreement with a 5-year term and an effective date of September 15, 2018 in order to hedge cash flows associated with $10.0 million of a subordinated note that was issued by the Corporation during 2007 and elected cash flow hedge accounting for the agreement. The Corporation’s objective in using this derivative is to add stability to interest expense and to manage its exposure to interest rate risk. The interest rate swap involves the receipt of variable-rate amounts in exchange for fixed-rate payments from September 15, 2018 to September 15, 2023 without the exchange of the underlying notional amount. The swap that expired on September 15, 2023 was not renewed. As of December 31, 2024 and 2023, no derivatives were designated as fair value hedges or hedges of net investments in foreign operations. Additionally, the Corporation does not use derivatives for trading or speculative purposes and currently does not have any derivatives that are not designated as hedges. The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s consolidated balance sheet and statement of income as of December 31, 2024 and 2023 and for the years ended December 31, 2024, 2023, and 2022: Liability Derivative Balance Sheet Fair value Location December 31, 2024 December 31, 2023 Interest rate contract Accrued interest receivable (payable) and other assets (liabilities) $— $— For the Year Ended December 31, 2024 (a) (b) (c) (d) (e) Interest rate contract $— Interest expense – subordinated debentures $— Other $— For the Year Ended December 31, 2023 Interest rate contract (119) Interest expense – subordinated debentures 151 Other — For the Year Ended December 31, 2022 Interest rate contract 425 Interest expense – subordinated debentures (127) Other — (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) Derivatives on Behalf of Customers The Corporation entered into certain interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Corporation enters into an interest rate swap with a customer while at the same time entering into an offsetting interest rate swap with another financial institution. In connection with each swap transaction, the Corporation agrees to pay interest to the customer on a notional amount at a variable interest rate and receive interest from the customer on a similar notional amount at a fixed interest rate. Concurrently, the Corporation agrees to pay another financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. The transaction allows the Corporation’s customers to effectively convert a variable rate loan to a fixed rate. Because the Corporation acts as an intermediary for its customer, changes in the fair value of the underlying derivative contracts offset each other and do not impact the Corporation’s results of operations. The Corporation pledged cash collateral to another financial institution with a balance $173 thousand as of December 31, 2024 and $173 thousand as of December 31, 2023. This balance is included in cash and due from banks on the consolidated balance sheets. The Corporation may require its customers to post cash or securities as collateral on its program of back-to-back swaps depending upon the specific facts and circumstances surrounding each loan and individual swap. In addition, certain language is included in the International Swaps and Derivatives Association agreement and loan documents where, in default situations, the Corporation is permitted to access collateral supporting the loan relationship to recover any losses suffered on the derivative asset or liability. The Corporation may be required to post additional collateral to swap counterparties in the future in proportion to potential increases in unrealized loss positions. Effective on September 30, 2023, the Corporation amended all of the back-to-back swap contracts to reference the 1-month SOFR plus a credit spread adjustment of 11.448 basis points "Fallback SOFR." The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s consolidated balance sheet as of December 31, 2024 and 2023: Fair Value Notional Asset Liability December 31, 2024 $ 65,629 $ 423 (a) $ 423 (b) December 31, 2023 $ 21,302 $ 1,013 (a) $ 1,013 (b) (a) Reported in accrued interest receivable and other assets within the consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the consolidated balance sheets Risk Participation Agreements The Corporation’s existing credit derivatives result from participation in or out of interest rate swaps provided by or to external lenders as part of loan participation arrangements, and therefore, are not used to manage interest rate risk in the Corporation’s assets or liabilities. Derivatives not designated as hedges are not speculative and result from a service the Corporation provides to certain lenders which participate in loans. The Corporation entered into Risk Participation Agreement ("RPA") swaps with other financial institutions related to loans in which the Corporation is a participant in. The RPA provides credit protection to the financial institution should the borrower fail to perform on its interest rate derivative contract with the financial institution. The notional amount of this contingent agreement is $21.3 million as of December 31, 2024 and $21.7 million as of December 31, 2023. The Corporation entered into RPA swaps with other financial institutions related to loans in which the Corporation is a participant out. The RPA provides credit protection to the Corporation should the borrower fail to perform on its interest rate derivative contract with the financial institution. The notional amount of this contingent agreement is $25.5 million as of December 31, 2024 and zero as of December 31, 2023. The fair value of the RPA swaps was $11 thousand and $49 thousand as of December 31, 2024 and December 31, 2023, respectively, and is reported in accrued interest payable and other liabilities within the condensed consolidated balance sheets.

Off-Balance Sheet Commitments a

Off-Balance Sheet Commitments and Contingencies	12 Months Ended
	Dec. 31, 2024
Fair Value Disclosures [Abstract]
Off-Balance Sheet Commitments and Contingencies	Off-Balance Sheet Commitments and Contingencies Financial Instruments with Off-Balance Sheet Risk The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financial needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Corporation's exposure to credit loss in the event of nonperformance by the other party of the financial instrument for commitments to extend credit and standby letters of credit is represented by the contract or notional amount of those instruments. The Corporation uses the same credit policies for underwriting all loans, including these commitments and conditional obligations. As of December 31, 2024 and 2023, the Corporation did not own or trade other financial instruments with significant off-balance sheet risk including derivatives such as futures, forwards, option contracts and the like, although such instruments may be appropriate to use in the future to manage interest rate risk. See Note 12, "Derivative Instruments," for a description of interest rate derivatives entered into by the Corporation. Standby letters of credit are conditional commitments issued by the Corporation to guarantee the performance of a customer to a third party. The contract or notional amount of these instruments reflects the maximum amount of future payments that the Corporation could be required to pay under the guarantees if there were a total default by the guaranteed parties, without consideration for possible recoveries under recourse provisions or from collateral held or pledged. In addition, many of these commitments are expected to expire without being drawn upon; therefore, the total commitment amounts do not necessarily represent future cash requirements. The Corporation's maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding as of December 31, 2024 and 2023 were as follows: December 31, 2024 December 31, 2023 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 130,087 $ 321,677 $ 111,526 $ 370,437 Unused lines of credit 24,037 851,846 11,219 789,534 Standby letters of credit 19,301 2,797 18,649 2,480 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Corporation evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Corporation upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral that is held varies but may include securities, accounts receivable, inventory, property, plant and equipment, and residential and income-producing commercial properties. Allowance for Credit Losses on Unfunded Loan Commitments The Corporation maintains an allowance for credit losses on unfunded commercial lending commitments and letters of credit to provide for the risk of loss inherent in these arrangements. The allowance is computed using a methodology similar to that used to determine the allowance for credit losses for loans receivable, modified to take into account the probability of a draw-down on the commitment. The provision for credit losses on unfunded loan commitments is included in the provision for credit losses on the Corporation's consolidated statements of income. The allowance for unfunded commitments is included in other liabilities in the consolidated balance sheets. Note 3, "Loans Receivable and Allowance for Credit Losses," in the consolidated financial statements provides more detail concerning the provision for credit losses related to the loan portfolio of the Corporation. The following table presents activity in the allowance for credit losses on unfunded loan commitments for the years ended December 31, 2024, 2023, and 2022, respectively: Year ended December 31, 2024 2023 2022 Beginning balance $ 759 $ 603 $ — Provision for credit losses on unfunded loan commitments (1) 185 156 603 Ending balance $ 944 $ 759 $ 603 (1) Excludes provision for credit losses related to the loan portfolio. Investments in Small Business Investment Corporation and Community Development Entities The Corporation makes investments in limited partnerships, including certain small business investment corporations ("SBICs") and community development entities ("CDEs"). Capital contributions for investments in SBICs and CDEs, reported in FHLB and other restricted stock holdings and investment on the consolidated balance sheet, as of December 31, 2024 and 2023, were $23.5 million and $21.7 million, respectively. Unfunded capital commitments in investments in SBIC's and other limited partnerships totaled $8.0 million and $6.8 million as of December 31, 2024 and 2023, respectively. These investments are accounted for under the equity method of accounting. Investments in Qualified Affordable Housing Project Investments The carrying value of investments in the low-income housing partnerships, reported in FHLB and other restricted stock holdings and investments on the consolidated balance sheet, as of December 31, 2024 and 2023 were $7.3 million and $3.8 million, respectively. The related amortization for the years ended December 31, 2024 2023, and 2022 were $711 thousand, $747 thousand, and $803 thousand, respectively. Unfunded commitments, reported in accrued interest payable and other liabilities on the consolidated balance sheet, as of December 31, 2024 and 2023, were $3.7 million and $796 thousand, respectively. Investments in Federal and State Rehabilitation/Historic Tax Credit From time to time, the Corporation invests in certain limited partnerships that were formed to provide certain federal and state rehabilitation/historic tax credits. The carrying value of these investments, reported in FHLB and other restricted stock holdings and investments on the consolidated balance sheet, as of December 31, 2024 and 2023 were $4.1 million and zero, respectively. The investments do not have any related amortization for the years ended December 31, 2024, 2023, and 2022, respectively. Unfunded commitments, reported in accrued interest payable and other liabilities on the consolidated balance sheets, as of December 31, 2024 and December 31, 2023, were $3.2 million and zero, respectively. Litigation The Corporation is subject to claims and lawsuits that arise primarily in the ordinary course of business. It is the opinion of management the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Corporation.

Parent Company Only Financial I

Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2024
Condensed Financial Information Disclosure [Abstract]
Parent Company Only Financial Information	Parent Company Only Financial Information CONDENSED BALANCE SHEETS December 31, 2024 2023 Assets Cash $ 100,702 $ 100,427 Equity securities 1,525 1,795 Investment in bank subsidiary 585,725 548,493 Investment in non-bank subsidiaries 25,216 23,262 Deferred assets and current receivables 2,021 1,894 Other assets 956 925 Total assets $ 716,145 $ 676,796 Liabilities Subordinated notes and debentures $ 105,190 $ 104,887 Other liabilities 260 662 Total liabilities 105,450 105,549 Stockholders' equity 610,695 571,247 Total liabilities and stockholders' equity $ 716,145 $ 676,796 CONDENSED STATEMENTS OF INCOME Year Ended December 31, Income: 2024 2023 2022 Dividends from: Bank subsidiary $ 22,185 $ 22,295 $ 21,225 Non-bank subsidiaries 1,320 1,325 1,431 Other 201 240 198 Total income 23,706 23,860 22,854 Expenses (7,035) (7,084) (6,112) Income before income taxes and equity in undistributed net income of subsidiaries: 16,671 16,776 16,742 Change in net unrealized holdings (losses) on equity securities not held for trading (290) (722) (132) Income tax benefit 1,513 1,606 1,422 Equity in undistributed net income of bank subsidiary 34,755 38,702 43,846 Equity in undistributed (distributions in excess) of net income of non-bank subsidiaries 1,926 1,658 1,310 Net income 54,575 58,020 63,188 Dividends on preferred stock (4,302) (4,302) (4,302) Net income available to common stockholders $ 50,273 $ 53,718 $ 58,886 Comprehensive income attributable to the parent $ 54,575 $ 58,020 $ 63,613 CONDENSED STATEMENTS OF CASH FLOWS Year Ended December 31, 2024 2023 2022 Net income Adjustments to reconcile net income to net cash provided by $ 54,575 $ 58,020 $ 63,188 Operating activities: Equity in undistributed net income of bank subsidiary (34,755) (38,702) (43,846) (Equity in undistributed) distributions in excess of net income of non–bank subsidiaries (1,926) (1,658) (1,310) Net realized and unrealized (gains) losses on equity securities (290) 700 132 Increase (decrease) in other assets 174 (230) 609 Increase in other liabilities 2,734 2,064 1,571 Net cash provided by operating activities 20,512 20,194 20,344 Cash flows from investing activities: Purchase of equity securities (20) (41) (32) Sales and maturities of equity securities with readily determinable fair value — 296 — Investment in bank subsidiaries — (37,000) — Net cash used in investing activities (20) (36,745) (32) Cash flows from financing activities: Dividends paid on common stock (14,912) (14,694) (12,557) Dividends paid on preferred stock (4,302) (4,302) (4,302) Purchase of treasury stock (1,003) (6,858) (1,707) Net proceeds from issuance of common stock — — 94,051 Net cash provided by financing activities (20,217) (25,854) 75,485 Net (decrease) increase in cash 275 (42,405) 95,797 Cash beginning of year 100,427 142,832 47,035 Cash end of year $ 100,702 $ 100,427 $ 142,832

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2024
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The computation of basic and diluted earnings per common share is shown below. There were no anti-dilutive stock options for the years ended December 31, 2024, 2023, and 2022. Years Ended December 31, 2024 2023 2022 Basic earnings per common share computation Net income per consolidated statements of income $ 50,273 $ 53,718 $ 58,886 Net earnings allocated to participating securities (388) (283) (229) Net earnings allocated to common stock $ 49,885 $ 53,435 $ 58,657 Distributed earnings allocated to common stock $ 14,785 $ 14,607 $ 12,508 Undistributed earnings allocated to common stock 35,100 38,828 46,149 Net earnings allocated to common stock $ 49,885 $ 53,435 $ 58,657 Weighted average common shares outstanding, including shares considered participating securities 20,993 21,010 18,057 Less: Average participating securities (155) (106) (70) Weighted average shares 20,838 20,904 17,987 Basic earnings per common share $ 2.39 $ 2.56 $ 3.26 Diluted earnings per common share computation Net earnings allocated to common stock $ 49,885 $ 53,435 $ 58,657 Weighted average common shares outstanding for basic earnings per common share 20,838 20,904 17,987 Add: Dilutive effects of performance based-shares 62 40 33 Weighted average shares and dilutive potential common shares 20,900 20,944 18,020 Diluted earnings per common share $ 2.39 $ 2.55 $ 3.26

Other Comprehensive Income

Other Comprehensive Income	12 Months Ended
	Dec. 31, 2024
Equity [Abstract]
Other Comprehensive Income	Other Comprehensive Income Other comprehensive income components and related tax effects were as follows for the years ended December 31, 2024, 2023, and 2022: December 31, 2024 December 31, 2023 December 31, 2022 Unrealized holding gains (losses) on available-for-sale securities $ 2,245 $ 7,785 $ (67,167) Less reclassification adjustment for gains recognized in earnings (74) (52) (651) Net unrealized gains (losses) 2,171 7,733 (67,818) Tax effect (456) (1,624) 14,242 Net-of-tax amount 1,715 6,109 (53,576) Amortization of unrealized gains from held-to-maturity securities 690 748 1,107 Tax effect (145) (157) (232) Net-of-tax amount 545 591 875 Actuarial gains (losses) on postemployment health care plan 478 (2) 303 Net amortization of transition obligation and actuarial gain (168) (174) (113) Net unrealized gains (losses) on postemployment health care plan 310 (176) 190 Tax effect (65) 37 (40) Net-of-tax amount 245 (139) 150 Unrealized gains on interest rate swap — — 411 Less reclassification adjustment for gains (losses) recognized in earnings — (151) 127 Net unrealized gains (losses) — (151) 538 Tax effect — 32 (113) Net-of-tax amount — (119) 425 Other comprehensive income (loss) $ 2,505 $ 6,442 $ (52,126) The following is a summary of the change in the accumulated other comprehensive income (loss) balance, net of tax, for the years ended December 31, 2024, 2023, and 2022. Balance Comprehensive Balance Unrealized gains on securities available-for-sale $ (48,173) $ 1,715 $ (46,458) Amortization of unrealized gains from held-to-maturity securities 1,466 545 2,011 Unrealized gains on postretirement benefits plan 629 245 874 Total $ (46,078) $ 2,505 $ (43,573) Balance Comprehensive Balance Unrealized gains on securities available-for-sale $ (54,282) $ 6,109 $ (48,173) Amortization of unrealized gains from held-to-maturity securities 875 591 1,466 Unrealized losses on postretirement benefits plan 768 (139) 629 Unrealized losses on interest rate swap 119 (119) — Total $ (52,520) $ 6,442 $ (46,078) Balance Comprehensive Balance Unrealized losses on securities available-for-sale $ (706) $ (53,576) $ (54,282) Amortization of unrealized gains from held-to-maturity securities — 875 875 Unrealized gains on postretirement benefits plan 618 150 768 Unrealized gains on interest rate swap (306) 425 119 Total $ (394) $ (52,126) $ (52,520)

Segment Reporting

Segment Reporting	12 Months Ended
	Dec. 31, 2024
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting The Corporation generates revenue through the operation of a full-service bank and manages the business activities on a consolidated basis. The nature of the products and services offered, and the types of customers served are similar across the geographic footprint the Bank operates in. The banking segment derives its revenue primarily through the operations as a full-service bank engaging in a full range of banking activities and services, including trust and wealth management services, for individual, business, governmental, and institutional customers. There are branch offices located in Pennsylvania, Ohio, New York and Virginia. The accounting policies of the banking segment are the same as those described in the summary of significant accounting policies. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. The Corporation’s CODM is the Chief Executive Officer, Michael D. Peduzzi. The CODM assesses performance for the banking segment and decides how to allocate resources based on consolidated net income as reported on the income statement. The measure of segment assets is reported on the balance sheet as total consolidated assets. The CODM uses net income to evaluate overall financial performance and profitability, and it is utilized as a key metric in evaluating the achievement of the corporation’s strategic plan. Net income is used to monitor budget versus actual results. The comparison of budgeted versus actual net income results are used in assessing the banking segment’s performance and in establishing management’s compensation. Information reported internally for performance assessment by the CODM follows, including reconciliation to the financial statements. Year ended December 31, 2024 2023 2022 Interest and Dividend Income: Loans including fees Interest and fees on loans $ 293,544 $ 273,220 $ 194,149 PPP fees — 3 1,889 Investment Securities 31,926 20,473 17,700 Total interest and dividend income 325,470 293,696 213,738 Interest Expense: Deposits 133,493 97,770 19,833 Borrowed funds 4,508 6,097 4,246 Total interest expense 138,001 103,867 24,079 NET INTEREST INCOME 187,469 189,829 189,659 PROVISION FOR CREDIT LOSS EXPENSE 9,222 5,993 8,589 NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE 178,247 183,836 181,070 NON-INTEREST INCOME: Service charges on deposit accounts 6,990 7,372 7,206 Other service charges and fees 2,973 3,010 3,196 Wealth and asset management fees 7,845 7,251 7,172 Security gains (losses), net 828 (335) (498) Mortgage banking 673 676 1,237 Bank owned life insurance 3,110 2,945 3,433 Card processing and interchange income 8,666 8,301 7,797 Other non-interest income 8,029 4,115 5,223 Total non-interest income 39,114 33,335 34,766 NON-INTEREST EXPENSES: Salaries 54,089 50,871 44,495 Incentive 2,465 2,847 9,875 Benefits 17,982 17,344 17,090 Net occupancy expense 14,737 14,509 13,298 Technology expense 21,805 20,202 17,041 State and local taxes 4,726 4,126 4,078 Legal, professional and examination fees 4,217 4,414 4,173 Advertising 2,545 3,133 2,887 FDIC insurance 3,718 3,879 2,796 Card processing and interchange expenses 4,575 5,025 4,801 Other non-interest expenses 19,143 18,992 17,088 Total non-interest expenses 150,002 145,342 137,622 INCOME BEFORE INCOME TAXES 67,359 71,829 78,214 INCOME TAX EXPENSE 12,784 13,809 15,026 SEGMENT NET INCOME $ 54,575 $ 58,020 $ 63,188 Reconciliation of profit or loss Adjustments and reconciling items — — — CONSOLIDATED NET INCOME $ 54,575 $ 58,020 $ 63,188 Reconciliation of assets Adjustments and reconciling items — — TOTAL CONSOLIDATED ASSETS $ 6,192,010 $ 5,752,957

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2024
Subsequent Events [Abstract]
Subsequent Events	Subsequent Events On January 9, 2025, the Corporation and CNB Bank entered into a definitive merger agreement (the “Merger Agreement”) with ESSA Bancorp, Inc. (“ESSA”) and its subsidiary bank, ESSA Bank & Trust Company (“ESSA Bank”), pursuant to which the Corporation will acquire ESSA in an all-stock transaction. Subject to the terms and conditions of the Merger Agreement, which has been approved by the boards of directors of each party, ESSA will merge with and into the Corporation, with the Corporation as the surviving entity, and immediately thereafter, ESSA Bank will merge with and into the Bank, with the Bank as the surviving bank (the “Merger”). Under the terms of the Merger Agreement, each outstanding share of ESSA common stock will be converted into the right to receive 0.8547 shares of the Corporation’s common stock. The transaction is currently expected to close in the third quarter of 2025, subject to customary closing conditions, including the receipt of regulatory approvals and approvals by the shareholders of ESSA and the Corporation.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Pay vs Performance Disclosure
Net income	$ 54,575	$ 58,020	$ 63,188

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Insider Trading Policies and Pr

Insider Trading Policies and Procedures	12 Months Ended
	Dec. 31, 2024
Insider Trading Policies and Procedures [Line Items]
Insider Trading Policies and Procedures Adopted	true

Cybersecurity Risk Management a

Cybersecurity Risk Management and Strategy Disclosure	12 Months Ended
	Dec. 31, 2024
Cybersecurity Risk Management, Strategy, and Governance [Line Items]
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]	Risk Management and Strategy The Corporation maintains robust processes for assessing, identifying, and managing material risks from cybersecurity threats. The Corporation’s cybersecurity program is based on the Federal Financial Institutions Examination Council (“FFIEC”) framework which tailors the National Institute of Standards and Technology (“NIST”) Cybersecurity Framework to be more financial services focused. The risk of cybersecurity threats is integrated into the Corporation’s Enterprise Risk Management (“ERM”) program, led by the Corporation’s Chief Risk Officer. The ERM program includes an annual risk prioritization process to identify key enterprise risks. Each key risk is assigned a risk owner to establish action plans and implement risk mitigation strategies. The Corporation’s cybersecurity threat risk action plan is managed at the enterprise level by the Chief Information Technology & Security Officer (the “CITSO”), the VP of Information Technology, and the VP of Information Security. Risk owners regularly monitor cybersecurity risks and the evolving threat landscape and review and update the cybersecurity threat risk action plan in response to newly identified threats or risk mitigation actions. To oversee and identify cybersecurity threat risks on a day-to-day basis, including from third party service providers, the Corporation maintains a third-party security operations center with round-the-clock monitoring, and the CITSO receives regular reports on industry activity. Management also assesses the cybersecurity proficiency of potential third-party suppliers before utilizing their services. The assessment identifies cybersecurity-related risks and makes recommendations to enhance the security of all new computing services. Management reassesses all suppliers on a regular interval. The Corporation maintains a Cybersecurity Incident Response Plan (the “CSIRP”), which establishes an organizational framework and guidelines intended to facilitate an effective response and handling of cybersecurity incidents that could jeopardize the availability, integrity, or confidentiality of the Corporation’s assets. Pursuant to the CSIRP and its escalation protocols, designated personnel are responsible for assessing the severity of the incident and associated threat, containing the threat, remediating the threat, including recovery of data and access to systems, analyzing the reporting and disclosure obligations associated with the incident, and performing post-incident analysis and program improvements. While the particular personnel assigned to an incident response team will depend on the particular facts and circumstances, the CITSO and the VP of Information Security primarily lead these efforts.
Cybersecurity Risk Management Processes Integrated [Flag]	true
Cybersecurity Risk Management Processes Integrated [Text Block]	The Corporation maintains robust processes for assessing, identifying, and managing material risks from cybersecurity threats. The Corporation’s cybersecurity program is based on the Federal Financial Institutions Examination Council (“FFIEC”) framework which tailors the National Institute of Standards and Technology (“NIST”) Cybersecurity Framework to be more financial services focused. The risk of cybersecurity threats is integrated into the Corporation’s Enterprise Risk Management (“ERM”) program, led by the Corporation’s Chief Risk Officer.
Cybersecurity Risk Management Third Party Engaged [Flag]	true
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]	true
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]	false
Cybersecurity Risk Board of Directors Oversight [Text Block]	The Board of Directors is responsible for overseeing the assessment and management of enterprise-level risks that may impact the Corporation. The Audit Committee has primary responsibility for overseeing risk management, including oversight of risks from cybersecurity threats. The boards of directors of the Corporation and the Bank have also established an IT Committee, consisting of at least three independent directors, along with non-voting members from management, including the President and CEO, the Chief Financial Officer, the CITSO, the SVP of Operations, the VP of Information Technology, and the VP of Information Security. The IT Committee assists the boards of directors of the Corporation and CNB Bank in fulfilling their respective governance responsibilities for CNB’s information technology and related data security infrastructure under relevant regulatory safety and soundness requirements. Management, including the CITSO, reports on cybersecurity matters regularly to the Board, primarily through the Audit Committee and IT Committee, including an annual report regarding specific risks and mitigation efforts within the Bank and a 3-year cybersecurity threat assessment conducted by third party experts. Management provides benchmarking information and updates on key operational and compliance metrics to the Board of Directors. In addition, cybersecurity training is provided to the full Board of Directors to educate directors on the current cyber threat environment and measures companies can take to mitigate risk and impact of cyber attacks. Several members of the Board of Directors, including the Chairperson of the Audit Committee, also have cybersecurity experience. As described above, management is actively involved in assessing and managing the Bank’s material cybersecurity risks. The Corporation's incident response plan provides clear communication protocols, including with respect to members of senior management, which may include the CEO, the CFO, the Board of Directors, the Audit Committee and external legal counsel. In addition, the incident response plan considers communications and reporting to customers, regulators and law enforcement. The CITSO, who reports directly to the CEO, is responsible for the oversight of the Corporation’s IT operation, including the cybersecurity program, and holds a Bachelor of Science degree in Information Technology and Security and a Master of Science in Information Security and Assurance. He also holds 20 industry recognized Technology and Security certifications. The VP of Information Security reports directly to the CITSO and has responsibility for leadership of the Bank’s cybersecurity program. He holds a bachelor’s degree in mathematics and computer science, as well as several industry recognized information security certifications. The VP of Information Technology reports directly to the CITSO and has responsibility for leadership of the Bank’s Information Technology program. He holds a bachelor’s degree in information technology and has worked in the technology field for 29 years with 17 of those years in a financial institution in various technology management, security, and audit roles.
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]	The Board of Directors is responsible for overseeing the assessment and management of enterprise-level risks that may impact the Corporation. The Audit Committee has primary responsibility for overseeing risk management, including oversight of risks from cybersecurity threats. The boards of directors of the Corporation and the Bank have also established an IT Committee, consisting of at least three independent directors, along with non-voting members from management, including the President and CEO, the Chief Financial Officer, the CITSO, the SVP of Operations, the VP of Information Technology, and the VP of Information Security. The IT Committee assists the boards of directors of the Corporation and CNB Bank in fulfilling their respective governance responsibilities for CNB’s information technology and related data security infrastructure under relevant regulatory safety and soundness requirements. Management, including the CITSO, reports on cybersecurity matters regularly to the Board, primarily through the Audit Committee and IT Committee, including an annual report regarding specific risks and mitigation efforts within the Bank and a 3-year cybersecurity threat assessment conducted by third party experts.
Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]	The Board of Directors is responsible for overseeing the assessment and management of enterprise-level risks that may impact the Corporation. The Audit Committee has primary responsibility for overseeing risk management, including oversight of risks from cybersecurity threats. The boards of directors of the Corporation and the Bank have also established an IT Committee, consisting of at least three independent directors, along with non-voting members from management, including the President and CEO, the Chief Financial Officer, the CITSO, the SVP of Operations, the VP of Information Technology, and the VP of Information Security. The IT Committee assists the boards of directors of the Corporation and CNB Bank in fulfilling their respective governance responsibilities for CNB’s information technology and related data security infrastructure under relevant regulatory safety and soundness requirements. Management, including the CITSO, reports on cybersecurity matters regularly to the Board, primarily through the Audit Committee and IT Committee, including an annual report regarding specific risks and mitigation efforts within the Bank and a 3-year cybersecurity threat assessment conducted by third party experts. Management provides benchmarking information and updates on key operational and compliance metrics to the Board of Directors. In addition, cybersecurity training is provided to the full Board of Directors to educate directors on the current cyber threat environment and measures companies can take to mitigate risk and impact of cyber attacks. Several members of the Board of Directors, including the Chairperson of the Audit Committee, also have cybersecurity experience.
Cybersecurity Risk Role of Management [Text Block]	As described above, management is actively involved in assessing and managing the Bank’s material cybersecurity risks. The Corporation's incident response plan provides clear communication protocols, including with respect to members of senior management, which may include the CEO, the CFO, the Board of Directors, the Audit Committee and external legal counsel. In addition, the incident response plan considers communications and reporting to customers, regulators and law enforcement. The CITSO, who reports directly to the CEO, is responsible for the oversight of the Corporation’s IT operation, including the cybersecurity program, and holds a Bachelor of Science degree in Information Technology and Security and a Master of Science in Information Security and Assurance. He also holds 20 industry recognized Technology and Security certifications. The VP of Information Security reports directly to the CITSO and has responsibility for leadership of the Bank’s cybersecurity program. He holds a bachelor’s degree in mathematics and computer science, as well as several industry recognized information security certifications. The VP of Information Technology reports directly to the CITSO and has responsibility for leadership of the Bank’s Information Technology program. He holds a bachelor’s degree in information technology and has worked in the technology field for 29 years with 17 of those years in a financial institution in various technology management, security, and audit roles.
Cybersecurity Risk Management Positions or Committees Responsible [Flag]	true
Cybersecurity Risk Management Positions or Committees Responsible [Text Block]	The IT Committee assists the boards of directors of the Corporation and CNB Bank in fulfilling their respective governance responsibilities for CNB’s information technology and related data security infrastructure under relevant regulatory safety and soundness requirements. Management, including the CITSO, reports on cybersecurity matters regularly to the Board, primarily through the Audit Committee and IT Committee, including an annual report regarding specific risks and mitigation efforts within the Bank and a 3-year cybersecurity threat assessment conducted by third party experts.
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]	The CITSO, who reports directly to the CEO, is responsible for the oversight of the Corporation’s IT operation, including the cybersecurity program, and holds a Bachelor of Science degree in Information Technology and Security and a Master of Science in Information Security and Assurance. He also holds 20 industry recognized Technology and Security certifications. The VP of Information Security reports directly to the CITSO and has responsibility for leadership of the Bank’s cybersecurity program. He holds a bachelor’s degree in mathematics and computer science, as well as several industry recognized information security certifications.
Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]	As described above, management is actively involved in assessing and managing the Bank’s material cybersecurity risks. The Corporation's incident response plan provides clear communication protocols, including with respect to members of senior management, which may include the CEO, the CFO, the Board of Directors, the Audit Committee and external legal counsel. In addition, the incident response plan considers communications and reporting to customers, regulators and law enforcement.
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]	true

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2024
Accounting Policies [Abstract]
Business and Organization	Business and Organization CNB Financial Corporation (the "Corporation") is headquartered in Clearfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, CNB Bank (the "Bank"). In addition, the Bank provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans as well as a full range of wealth management services. The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services. In addition to the Bank, the Corporation also operates a consumer discount loan and finance business through its wholly owned subsidiary, Holiday Financial Services Corporation ("Holiday"). The Corporation and its other subsidiaries are subject to examination by federal and state regulators. The Corporation’s market area is primarily concentrated in the Central and Northwest regions of the Commonwealth of Pennsylvania, the Central and Northeast regions of the State of Ohio, Western region of the State of New York and the Southwest region of the Commonwealth of Virginia.
Basis of Financial Presentation	Basis of Financial Presentation The financial statements are consolidated to include the accounts of the Corporation, the Bank, CNB Securities Corporation, Holiday, CNB Risk Management, Inc. and CNB Insurance Agency. All significant intercompany accounts and transactions have been eliminated in the consolidated financial statements.
Subsequent Events	Subsequent Events The Corporation has evaluated subsequent events for recognition and disclosure through the date these consolidated financial statements were issued.
Use of Estimates	Use of Estimates To prepare financial statements in conformity with U.S. generally accepted accounting principles ("GAAP"), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The allowance for credit losses on loans receivable and off-balance-sheet credit exposures, the fair values of financial instruments, goodwill and the status of contingencies are particularly subject to change.
Cash and Cash Equivalents and Interest-Bearing Deposits in Other Financial Institutions	Cash and Cash Equivalents For purposes of the consolidated statement of cash flows, the Corporation defines cash and cash equivalents as cash and due from banks and interest bearing deposits with the Federal Reserve and other financial institutions. Net cash flows are reported for customer loan and deposit transactions, interest bearing time deposits with other financial institutions and borrowings with original maturities of 90 days or less. Interest-Bearing Deposits in Other Financial Institutions Interest-bearing deposits in other financial institutions are carried at cost.
Restrictions on Cash	Restrictions on Cash Note 17, "Derivative Instruments," to the consolidated financial statements discloses the cash collateral balances required to be maintained in connection with the Corporation’s interest rate swaps.
Debt Securities	Debt Securities Debt securities are classified as held-to-maturity ("HTM") and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Debt securities are classified as available-for-sale ("AFS") when they might be sold before maturity. AFS debt securities are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Premiums on callable debt securities are amortized to their earliest call date. Gains and losses on sales are recorded on the trade date and determined using the specific identification method. The Corporation has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and report accrued interest separately in accrued interest receivable and other assets in the consolidated balance sheets. A debt security is placed on nonaccrual status at the time any principal or interest payments become more than 90 days delinquent or if full collection of interest or principal becomes uncertain. Accrued interest for a security placed on nonaccrual is reversed against interest income. There was no accrued interest related to debt securities reversed against interest income for the years ended December 31, 2024 and 2023, respectively.
Allowance for Credit Losses (AFS, HTM Debt Securities and Loans)	Allowance for Credit Losses (AFS Debt Securities) For AFS debt securities in an unrealized loss position, the Corporation first assesses whether it intends to sell, or it is more likely than not that it will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For AFS debt securities that do not meet the aforementioned criteria, the Corporation evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management confirms that an AFS security is uncollectable or when either of the criteria regarding intent or requirement to sell is met. As of December 31, 2024 and December 31, 2023, the Corporation determined that the unrealized loss positions in AFS debt securities were not the result of credit losses, and therefore, an allowance for credit losses was not recorded. See Note 2, "Securities," and Note 4, "Fair Value," for more information about AFS debt securities. Accrued interest receivable on AFS debt securities Allowance for Credit Losses (HTM Debt Securities) Management measures expected credit losses on HTM debt securities on a collective basis by major security type. Accrued interest receivable on HTM debt securities Management classifies the HTM portfolio into the following major security types: U.S. government sponsored entities and residential & multi-family mortgages. All of the residential & multi-family mortgages held by the Corporation are issued by U.S. government entities and agencies. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. Allowance for Credit Losses - Loans The allowance for credit losses on loans represents management’s estimate of expected credit losses over the estimated life of our existing portfolio of loans. The allowance for credit losses is a valuation account that is deducted from the loan's amortized cost basis to present the net amount expected to be collected on the loans. The expense for credit loss recorded through earnings is the amount necessary to maintain the allowance for credit losses on loans at the amount of expected credit losses inherent within the loan portfolio. Loans are recorded as charge-offs against the allowance when management confirms a loan balance is uncollectable. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts, and other significant qualitative and quantitative factors. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, changes in environmental conditions, delinquency level, segment growth rates and changes in duration within new markets, or other relevant factors. For further information on the allowance for credit losses on loans, see Note 3, "Loans Receivable and Allowance for Credit Losses," for additional detail. The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Corporation has segregated its portfolio segments based on federal call report codes which classify loans based on the primary collateral supporting the loan. The following are the Corporation's segmented portfolios: 1-4 Family Construction : The Bank originates construction loans to finance 1-4 family residential buildings. Construction loans include not only construction of new structures, but also additions or alterations to existing structures and the demolition of existing structures to make way for new structures. Construction loans are generally secured by real estate. The primary risk characteristics are specific to the uncertainty on whether the construction will be completed according to the specifications and schedules. Factors that may influence the completion of construction may be customer specific, or related to changes in general economic conditions. Other construction loans and all land development and other land loans : The Bank originates construction loans to finance land development preparatory to erecting new structures or the on-site construction of industrial, commercial, or multi-family buildings. Construction loans include not only construction of new structures, but also additions or alterations to existing structures and the demolition of existing structures to make way for new structures. Construction loans are generally secured by real estate. The primary risk characteristics are specific to the uncertainty on whether the construction will be completed according to the specifications and schedules. Factors that may influence the completion of construction may be customer specific, such as the quality and depth of property management, or related to changes in general economic conditions. Farmland (including farm residential and other improvements) : The Bank originates loans secured by farmland and improvements thereon, secured by mortgages. Farmland includes all land known to be used or usable for agricultural purposes, such as crop and livestock production. Farmland also includes grazing or pasture land, whether tillable or not and whether wooded or not. The primary risk characteristics are specific to the uncertainty on production, market, financial, environmental and human resources. Home equity lines of credit : The primary risk characteristics associated with home equity lines of credit typically involve changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as major medical expenses, catastrophic events, divorce and death. Home equity lines of credit are typically originated with variable or floating interest rates, which could expose the borrower to higher payments in a rising interest rate environment. Real estate values could decrease and cause the value of the underlying property to fall below the loan amount, creating additional potential loss exposure for the Bank. Residential Mortgages secured by first liens : The Bank originates one-to-four family residential mortgage loans primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. These loans are secured by first liens on a primary residence or investment property. The primary risk characteristics associated with residential mortgage loans typically involve major changes to the borrower, including unemployment or other loss of income; unexpected significant expenses, such as major medical expenses, catastrophic events, divorce or death. Residential mortgage loans that have adjustable rates could expose the borrower to higher payments in a rising interest rate environment. Real estate values could decrease and cause the value of the underlying property to fall below the loan amount, creating additional potential loss exposure for the Bank. Residential Mortgages secured by junior liens : The Bank originates loans secured by junior liens against one to four family properties primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. Loans secured by junior liens are primarily in the form of an amortizing home equity loan. These loans are subordinate to a first mortgage which may be from another lending institution. The primary risk characteristics associated with loans secured by junior liens typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Real estate values could decrease and cause the value of the property to fall below the loan amount, creating additional potential loss exposure for the Bank. Multifamily (5 or more) residential properties : The Bank originates mortgage loans for multifamily properties primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. Multifamily loans are expected to be repaid from the cash flows of the underlying property so the collective amount of rents must be sufficient to cover all operating expenses, property management and maintenance, taxes and debt service. Increases in vacancy rates, interest rates or other changes in general economic conditions can have an impact on the borrower and its ability to repay the loan. Owner-occupied, nonfarm nonresidential properties : The Bank originates mortgage loans to operating companies primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. Owner-occupied real estate properties primarily include retail buildings, medical buildings and industrial/warehouse space. Owner-occupied loans are typically repaid first by the cash flows generated by the borrower’s business operations. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and positive cash flow. Factors that may influence a borrower's ability to repay their loan include demand for the business’ products or services, the quality and depth of management, the degree of competition, regulatory changes, and general economic conditions. Non-owner occupied, nonfarm nonresidential properties : The Bank originates mortgage loans for commercial real estate that is managed as an investment property primarily within Central and Northwest Pennsylvania, Central and Northeast Ohio, Western New York, and Southwest Virginia market. Commercial real estate properties primarily include retail buildings/shopping centers, hotels, office/medical buildings and industrial/warehouse space. Increases in vacancy rates, interest rates or other changes in general economic conditions can have an impact on the borrower and its ability to repay the loan. Commercial real estate loans are generally considered to have a higher degree of credit risk as they may be dependent on the ongoing success and operating viability of a fewer number of tenants who are occupying the property and who may have a greater degree of exposure to economic conditions. Agricultural production and other loans to farmers : The Bank originates loans secured or unsecured to farm owners and operators (including tenants) or to nonfarmers for the purpose of financing agricultural production, including the growing and storing of crops, the marketing or carrying of agricultural products by the growers thereof, and the breeding, raising, fattening, or marketing of livestock, and for purchases of farm machinery, equipment, and implements. The primary risk characteristics are specific to the uncertainty on production, market, financial, environmental and human resources. Commercial and Industrial : The Bank originates lines of credit and term loans to operating companies for business purposes. The loans are generally secured by business assets such as accounts receivable, inventory, business vehicles and equipment as well as the stock of a company, if privately held. Commercial and Industrial loans are typically repaid first by the cash flows generated by the borrower’s business operations. The primary risk characteristics are specific to the underlying business and its ability to generate sustainable profitability and positive cash flow. Factors that may influence a borrower's ability to repay their loan include demand for the business’ products or services, the quality and depth of management, the degree of competition, regulatory changes, and general economic conditions. The ability of the Bank to foreclose and realize sufficient value from business assets securing these loans is often uncertain. To mitigate the risk characteristics of commercial and industrial loans, commercial real estate may be included as a secondary source of collateral. The Bank will often require more frequent reporting requirements from the borrower in order to better monitor its business performance. Credit cards : The Bank originates credit cards offered to individuals and businesses for household, family, other personal and business expenditures. Credit cards generally are floating rate loans and include both unsecured and secured lines. Credit card loans generally do not have stated maturities and are unconditionally cancellable. The primary risk characteristics associated with credit cards typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Other revolving credit plans : The Bank originates lines of credit to individuals for household, family, and other personal expenditures. Consumer loans generally have higher interest rates and shorter terms than residential loans but tend to have higher credit risk due to the type of collateral securing the loan or in some cases the absence of collateral. The primary risk characteristics associated with other revolving loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Automobile : The Bank originates consumer loans extended for the purpose of purchasing new and used passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use. The primary risk characteristics associated with automobile loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Other consumer : The Bank originates loans to individuals for household, family, and other personal expenditures. This also represents all other loans that cannot be categorized in any of the previous mentioned consumer loan segments. Consumer loans generally have higher interest rates and shorter terms than residential loans but tend to have higher credit risk due to the type of collateral securing the loan or in some cases the absence of collateral. The primary risk characteristics associated with other consumer loans typically involve major changes to the borrower, including unemployment or other loss of income, unexpected significant expenses, such as for major medical expenses, catastrophic events, divorce or death. Obligations (other than securities and leases) of states and political subdivisions : The Bank originates various types of loans made directly to municipalities. These loans are repaid through general cash flows or through specific revenue streams, such as water and sewer fees. The primary risk characteristics associated with municipal loans are the municipality's ability to manage cash flow, balance the fiscal budget, fixed asset and infrastructure requirements. Additional risks include changes in demographics, as well as social and political conditions. Other loans : The Bank originates other loans, such as loans to nonprofit organizations, including churches, hospitals, educational and charitable institutions, clubs, and similar associations. The primary risk characteristics associated with these types of loans are repayment, demographic, social, political and reputation risks. Overdrafts : The Bank reports overdrawn customer deposit balances as loans. Methods utilized by management to estimate expected credit losses include a discounted cash flow ("DCF") model that discounts instrument-level contractual cash flows, adjusted for prepayments and curtailments, incorporating loss expectations, and a weighted average remaining maturity ("WARM") model which contemplates expected losses at a pool-level, utilizing historic loss information. Under both models, management estimates the allowance for credit losses on loans using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. After the end of the reasonable and supportable forecast period, the loss rates revert to the mean loss rate over a period of eight quarters. Historical credit loss experience, including examination of loss experience at representative peer institutions when the Corporation’s loss history does not result in estimations that are meaningful to users of the Corporation’s Consolidated Financial Statements, provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, changes in environmental conditions, delinquency level, segment growth rates and changes in duration within new markets, or other relevant factors. The DCF model uses inputs of current and forecasted macroeconomic indicators to predict future loss rates. The current macroeconomic indicator utilized by the Corporation is the Federal unemployment rate and the S&P/Case-Shiller U.S. National Home Price Index for select collective residential related pools. In building the current expected credit loss methodology utilized in the DCF model, a correlation between this indicator and historic loss levels was developed, enabling a prediction of future loss rates related to future Federal unemployment rates and S&P/Case-Shiller U.S. National Home Price Index. The portfolio segments utilizing the DCF methodology comprised 91.3% and 85.9% of the amortized cost of loans as of December 31, 2024 and December 31, 2023, respectively, and included: • Farmland • Home equity lines of credit • Residential Mortgages secured by first liens • Residential Mortgages secured by junior liens • Multifamily (5 or more) residential properties • Owner-occupied, nonfarm nonresidential properties • Non-owner occupied, nonfarm nonresidential properties • Agricultural production and other loans to farmers • Commercial and Industrial • Automobile • Obligations (other than securities and leases) of states and political subdivisions • Other loans The WARM model uses combined historic loss rates for the Corporation and peer institutions, if necessary, gathered from call report filings. The selected period for which historic loss rates are used is dependent on management's evaluation of current conditions and expectations of future loss conditions. The portfolio segments utilizing the WARM methodology comprised 8.7% and 14.1% of the amortized cost of loans as of December 31, 2024 and December 31, 2023, respectively, and included: • 1-4 Family Construction • Other construction loans and all land development and other land loans • Credit cards • Other revolving credit plans • Other consumer Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not also included in the collective evaluation and typically represent collateral dependent loans but may also include other nonperforming loans or borrowers experiencing financial difficulty. The Corporation uses the practical expedient to measure individually evaluated loans as collateral dependent and/or when repayment is expected to be provided substantially through the operation or sale of the collateral. Expected credit losses are based on the fair value at the reporting date, adjusted for selling costs as appropriate. For collateral dependent loans, credit loss is measured as the difference between the amortized cost basis in the loan and the fair value of the underlying collateral. The fair value of the collateral is adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures Management estimates expected credit losses over the contractual period in which the Corporation is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Corporation. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Management estimates the amount of expected losses by calculating a commitment usage factor over the contractual period for exposures that are not unconditionally cancellable by the Bank and applying the loss factors used in the allowance for credit losses on loans methodology to the results of the usage calculation to estimate the liability for credit losses related to unfunded commitments for each loan segment. The estimate of credit losses on OBS credit exposures is $944 thousand and $759 thousand at December 31, 2024 and 2023, respectively, and was reported in accrued interest payable and other liabilities on the consolidated balance sheets.
Equity Securities	Equity Securities Equity securities are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment.
Loans Held for Sale	Loans Held for Sale Loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or fair value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of the mortgage loan sold is reduced by the amount allocated to the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans and Purchased Credit Deteriorated ("PCD") Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. Accrued interest receivable totaled $21.6 million and $21.6 million at December 31, 2024 and December 31, 2023, respectively, and was reported in accrued interest receivable and other assets on the consolidated balance sheets and is excluded from the estimate of credit losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Interest income on mortgage, consumer and commercial loans is discontinued and placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection. Past-due status is based on the contractual terms of the loan. Loans, including loans modified in a troubled debt restructuring, are placed on nonaccrual or recorded as charge-offs at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not received on loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Under the cost-recovery method, interest income is not recognized until the loan balance is reduced to zero. Under the cash-basis method, interest income is recorded when the payment is received in cash. For all portfolio segments, loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Purchased Credit Deteriorated ("PCD") Loans The Corporation has purchased loans, some of which have experienced more than insignificant credit deterioration since origination. PCD loans are recorded at the amount paid. An allowance for credit losses is determined using the same methodology as other loans held for investment. The initial allowance for credit losses determined on a collective basis is allocated to individual loans. The sum of the loan's purchase price and allowance for credit losses becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized into interest income over the life of the loan. Subsequent changes to the allowance for credit losses are recorded through provision expense. All payments received while on nonaccrual status are applied against the principal balance of the loan. The Corporation does not recognize interest income while loans are on nonaccrual status.
Concentration of Credit Risk	Concentration of Credit Risk Most of the Corporation’s business activity is with customers located within the Commonwealth of Pennsylvania and the states of Ohio, New York and Virginia. Therefore, the Corporation’s exposure to credit risk is significantly affected by changes in the economies of Pennsylvania, Ohio, New York and Virginia. At December 31, 2024 no industry concentration existed which exceeded 10% of the total loan portfolio.
Mortgage Servicing Rights	Mortgage Servicing Rights When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in mortgage banking income. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Corporation compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance, to the extent that fair value is less than the carrying amount. If the Corporation later determines that all or a portion of the impairment no longer exists, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported with mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement as mortgage banking income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Late fees and ancillary fees related to loan servicing are not material.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Corporation, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Corporation does not maintain effective control over the transferred assets.
Foreclosed Assets	Foreclosed Assets
Premises and Equipment	Premises and Equipment Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation of premises and equipment is computed principally by the straight line method. In general, useful lives range from 3 to 39 years with lives for furniture, fixtures and equipment ranging from 3 to 10 years and lives of buildings and building improvements ranging from 15 to 39 years. Amortization of leasehold improvements is computed using the straight-line method over useful lives of the leasehold improvements or the term of the lease, whichever is shorter. Maintenance, repairs and minor renewals are charged to expense as incurred.
Leases	Leases The Corporation leases real estate property for branches and certain equipment. The Corporation determines if an arrangement is a lease at inception and if the lease is an operating lease or a finance lease. Operating lease right-of-use assets represent the Corporation's right to use an underlying asset during the lease term and operating lease liabilities represent the Corporation's obligation to make lease payments arising from the lease. The period over which the right-of-use asset is amortized is generally the lesser of the expected remaining term or the remaining useful life of the leased asset. The lease liability is decreased as periodic lease payments are made. The Corporation performs impairment assessments for right-of-use assets when events or changes in circumstances indicate that their carrying values may not be recoverable. The calculated amounts of the right-of-use assets and lease liabilities are impacted by the length of the lease term and the discount rate used to calculate the present value of the minimum remaining lease payments. The Corporation's lease agreements often include one or more options to renew at the Corporation's discretion. If, at lease inception, the Corporation considers the exercising of a renewal option to be reasonably certain, the Corporation includes the extended term in the calculation of the right-of-use asset and lease liability. Generally, the Corporation cannot practically determine the interest rate implicit in the lease so the Corporation's incremental borrowing rate is used as the discount rate for the lease. The Corporation uses Federal Home Loan Bank ("FHLB") of Pittsburgh advance interest rates, which have been deemed as the Corporation's incremental borrowing rate, at lease inception based upon the term of the lease. The Corporation's lease agreements do not contain any material residual value guarantees or material restrictive covenants. Lease expense, variable lease expense and short-term lease expense are included in occupancy expense in the Corporation's consolidated statements of income. For facility-related leases, the Corporation elected, by lease class, to not separate lease and non-lease components. Lease expense is recognized on a straight-line basis over the lease term. Variable lease expense primarily represents payments such as common area maintenance, real estate taxes, and utilities and are recognized as expense in the period when those payments are incurred. Short-term lease expense relates to leases with an initial term of 12 months or less. The Corporation has elected to not record a right-of-use asset or lease liability for short-term leases.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock As a member of the FHLB of Pittsburgh, the Corporation is required to purchase and hold stock in the FHLB to satisfy membership and borrowing requirements. This stock is restricted in that it can only be sold to the FHLB or to another member institution, and all sales of FHLB stock must be at par. As a result of these restrictions, FHLB stock is unlike other investment securities insofar as there is no trading market for FHLB stock and the transfer price is determined by FHLB membership rules and not by market participants. FHLB stock is held as a long-term investment, is valued at its cost basis and is analyzed for impairment based on the ultimate recoverability of the par value. The Corporation evaluates impairment quarterly. The decision of whether impairment exists is a matter of judgment that reflects our view of the FHLB’s long-term performance, which includes factors such as the following: • its operating performance; • the severity and duration of declines in the fair value of its net assets related to its capital stock amount; • its commitment to make payments required by law or regulation and the level of such payments in relation to its operating performance; • the impact of legislative and regulatory changes on the FHLB, and accordingly, on the members of FHLB; and • its liquidity and funding position.
Qualified Affordable Housing Project Investments	Qualified Affordable Housing Project Investments The Corporation has investments in various real estate limited partnerships that acquire, develop, own and operate low and moderate-income housing. These investments are made directly in Low Income Housing Tax Credit ("LIHTC") partnerships formed by third parties. As a limited partner in these operating partnerships, the Corporation receives tax credits and tax deductions for losses incurred by the underlying properties. The Corporation accounts for its ownership interest in LIHTC partnerships in accordance with Accounting Standards Update ("ASU") 2023-02, "Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." The standard allows the Corporation to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. There were no impairment losses during the year resulting from the forfeiture or ineligibility of tax credits related to qualified affordable housing project investments.
Bank Owned Life Insurance	Bank Owned Life Insurance The Corporation has purchased life insurance policies on certain key employees. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill resulting from business combinations after January 1, 2009 is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interest in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exists that indicate that a goodwill impairment test should be performed. The Corporation has no intangible assets with an indefinite useful life. During the fourth quarter of 2023, the Corporation elected to change the timing of its annual goodwill impairment test from December 31 to November 30. The selection of November 30 as the annual testing date for the impairment of goodwill is intended to move the testing to a time period outside of the Corporation's annual financial reporting process to allow the Corporation additional time to complete the analysis. The Corporation believes that this change is preferable under the circumstances, and that this change does not accelerate, delay or avoid an impairment charge. The Corporation has also determined that a change in the annual testing date did not result in adjustments to the consolidated financial statements when applied retrospectively. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is an intangible asset with an indefinite life on the Corporation’s balance sheet. Other intangible assets consist of core deposit intangible assets arising from the acquisition of Bank of Akron in 2020 and naming rights associated with the formation of Ridge View Bank, a division of the Bank in 2023. The core deposit intangible assets from these acquisitions are amortized using an accelerated method over their estimated useful lives, which range from four years to ten years, respectively. The naming rights have an indefinite useful life.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Derivatives	Derivatives Derivative financial instruments are recognized as assets or liabilities at fair value. The Corporation has interest rate swap agreements which are used as part of its asset liability management to help manage interest rate risk. The Corporation does not use derivatives for trading purposes. At the inception of a derivative contract, the Corporation designates the derivative as one of three types based on the Corporation's intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment ("fair value hedge"), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability ("cash flow hedge"), or (3) an instrument with no hedging designation ("stand-alone derivative"). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item attributable to the hedged risk, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income (loss) and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as non-interest income. Accrued settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Accrued settlements on derivatives not designated or that do not qualify for hedge accounting are reported in non-interest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Corporation formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions, at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Corporation also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Corporation discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as non-interest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.
Stock-Based Compensation	Stock-Based Compensation Compensation cost is recognized for restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. The market price of the Corporation’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. Certain of the restricted stock awards are performance based and costs are recognized based upon certain performance conditions. The Corporation's accounting policy is to recognize forfeitures as they occur.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Corporation recognizes interest and/or penalties, if any, related to income tax matters in income tax expense.
Retirement Plans	Retirement Plans Post retirement obligation expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. The Corporation’s expense associated with its 401(k) plan is determined under the provisions of the plan document and includes both matching and profit sharing components. Deferred compensation and supplemental retirement plan expenses allocate the benefits over years of service.
Earnings Per Common Share	Earnings Per Common Share Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the applicable period, excluding outstanding participating securities. Diluted earnings per common share is computed using the weighted average number of common shares determined for the basic computation plus the dilutive effect of potential common shares issuable under certain stock compensation plans. Unvested share-based payment awards that contain nonforfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per share pursuant to the two-class method. The Corporation has determined that its outstanding non-vested time-based restricted stock awards are participating securities.
Comprehensive Income	Comprehensive Income The Corporation presents comprehensive income as part of the Consolidated Statements of Income and Comprehensive Income. Other comprehensive income and loss consists of unrealized holding gains and losses on the AFS debt securities portfolio, amortization of AFS debt securities transferred to HTM, changes in the unrecognized actuarial gain and transition obligation related to the Corporation’s post retirement benefits plans, and changes in the fair value of the Corporation’s interest rate swaps, net of tax.
Loss Contingencies	Loss Contingencies
Treasury Stock	Treasury Stock The purchase of the Corporation’s common stock is recorded at cost. Purchases of the stock are made in the open market based on market prices. At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on a first-in-first-out basis.
Dividend Restriction	Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders.
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Revenue Recognition	Revenue Recognition The Corporation recognizes revenues when earned based upon (i) contractual terms as transactions occur, or (ii) as related services are provided and collectability is reasonably assured. The largest source of revenue for the Corporation is interest income, which is primarily recognized on an accrual basis according to a written contract, such as loan and lease agreements or investment securities contracts. The Corporation earns non-interest income through a variety of financial and transactional services such as security gains, loan servicing, gains on the sale of loans, commitment fees, fees from financial guarantees, certain credit card fees, gains (losses) on sale of other real estate owned not financed by the Corporation, is not within the scope of ASU 2014-9. The types of non-interest income within the scope of the standard that are material to the consolidated financial statements are services charges on deposit accounts, wealth and asset management fee income, card processing and interchange income, and other income and are discussed in greater detail below: Service charges on deposit accounts : The Corporation earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as ATM use fees, stop payment charges, statement rendering, and ACH fees, are recognized at the time the transaction is executed, as that is the point in time the Corporation fulfills the customer’s request. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Corporation satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Services charges on deposits are withdrawn from the customer’s account balance. Wealth and asset management fees : The Corporation earns wealth and asset management fees from its contracts with trust and brokerage customers to manage assets for investment, and/or to transact on their accounts. These fees are primarily earned over time as the Corporation provides the contracted monthly or quarterly services and are generally assessed based on a tiered scale of the market value of assets under management at month end. Fees for these services are billed to customers on a monthly or quarterly basis and are recorded as revenue at the end of the period for which the wealth and asset management services have been performed. Other performance obligations, such as the delivery of account statements to customers, are generally considered immaterial to the overall transaction price. Card processing and interchange income : The Corporation earns interchange fees from check card and credit card transactions conducted through the Visa payment network. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Other income : The Corporation's other income includes sources such as bank owned life insurance, changes in fair value and realized gains on sales of equity securities, certain service fees, gains (losses) on sales of fixed assets, and gains (losses) on sale of other real estate owned. The service fees are recognized in the same manner as the service charges mentioned above. While gains (losses) on the sale of other real estate owned are within the scope of ASU 2014-9 if financed by the Corporation, the Corporation does not finance the sale of transactions. The revenue on the sale is recorded upon the transfer of control of the property to the buyer and the other real estate owned asset is derecognized. The Corporation does not exercise significant judgements in the recognition of income, as typically income is not recognized until the performance obligation has been satisfied. The Corporation has not recognized any assets from the costs to obtain or fulfill a contract with customers for revenue streams that fall within the guidance of Topic 606.
Adoption of New Accounting Standards and Effects of Newly Issued But Not Yet Effective Accounting Standards	Adoption of New Accounting Standards Accounting Standards Adopted in 2022 In December 2022, FASB issued ASU 2022-06 - Reference Rate Reform (Topic 848). ASU 2022-06 extends the period of time preparers can utilize the reference rate reform relief guidance provided by ASU 2020-04 and ASU 2021-01, which are discussed above. ASU 2022-06, which was effective upon issuance, defers the sunset date of this prior guidance from December 31, 2022, to December 31, 2024 after which entities will no longer be permitted to apply the relief guidance in Topic 848. ASU 2022-06 did not have a material impact on the Corporation's financial statements and related disclosures. Accounting Standards Adopted in 2023 In October 2021, the FASB issued ASU 2021-08, "Business Combinations (Topic 805), Accounting for Contract Assets and Contract Liabilities from Contracts with Customers." This ASU requires that an acquirer recognize and measure contract assets and contract liabilities acquired in a business combination in accordance with Topic 606, "Revenue from Contracts with Customers." ASU 2021-08 was effective for the Corporation on January 1, 2023 and did not have a material impact on its consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU 2022-01, "Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method." Under prior guidance, entities can apply the last-of-layer hedging method to hedge the exposure of a closed portfolio of prepayable financial assets to fair value changes due to changes in interest rates for a portion of the portfolio that is not expected to be affected by prepayments, defaults, and other events affecting the timing and amount of cash flows. ASU 2022-01 expands the last-of-layer method, which permits only one hedge layer, to allow multiple hedged layers of a single closed portfolio. To reflect that expansion, the last-of-layer method is renamed the portfolio layer method. ASU 2022-01 also (i) expands the scope of the portfolio layer method to include non-prepayable financial assets, (ii) specifies eligible hedging instruments in a single-layer hedge, (iii) provides additional guidance on the accounting for and disclosure of hedge basis adjustments under the portfolio layer method and (iv) specifies how hedge basis adjustments should be considered when determining credit losses for the assets included in the closed portfolio. ASU 2022-01 was effective for the Corporation on January 1, 2023 and did not have a material impact on its consolidated financial statements and related disclosures. In March 2022, the FASB issued ASU 2022-02, "Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures." This ASU eliminates the separate recognition and measurement guidance for Troubled Debt Restructurings ("TDRs") by creditors. The elimination of the TDRs guidance may be adopted prospectively for loan modifications after adoption or on a modified retrospective basis, which would also apply to loans previously modified, resulting in a cumulative effect adjustment to retained earnings in the period of adoption for changes in the allowance for credit losses. ASU 2022-02 was effective for the Corporation on January 1, 2023 and did not have a material impact on its consolidated financial statements and related disclosures. In July 2023, FASB issued ASU 2023-03, "Presentation of Financial Statements (Topic 205), Income Statement - Reporting Comprehensive Income (Topic 220), Distinguishing Liabilities from Equity (Topic 480), Equity (Topic 505), and Compensation - Stock Compensation (Topic 718): Amendments to SEC Paragraphs Pursuant to SEC Staff Accounting Bulletin No. 120, SEC Staff Announcement at the March 24, 2022 Emerging Issues Task Force ("EITF") Meeting, and Staff Accounting Bulletin Topic 6.B, Accounting Series Release 280 - General Revision of Regulation S-X: Income or Loss Applicable to Common Stock." This ASU amends the FASB Accounting Standards Codification for SEC updates pursuant to SEC Staff Accounting Bulletin No. 120; SEC Staff Announcement at the March 24, 2022 EITF Meeting; and Staff Accounting Bulletin Topic 6.B, Accounting Series Release 280 - General Revision of Regulation S-X: Income or Loss Applicable to Common Stock. The updates were effective immediately. These updates did not have a material impact on the Corporation's consolidated financial statements and related disclosures. Accounting Standards Adopted in 2024 In June 2022, FASB issued ASU 2022-03, "Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions." In this ASU, a contractual restriction on the sale of an equity security is not considered in measuring the security's fair value. The ASU also requires certain disclosures for equity securities that are subject to contractual restrictions. This guidance was effective for the Corporation on January 1, 2024. The update did not have a material impact on the Corporation's consolidated financial statements and related disclosures. In March 2023, FASB issued ASU 2023-01, "Leases (Topic 842): Common Control Arrangements." This ASU requires the Corporation to amortize leasehold improvements associated with common control leases over the useful life to the common control group. This guidance is effective for the Corporation on January 1, 2024. The update did not have a material impact on the Corporation's consolidated financial statements and related disclosures. In March 2023, FASB issued ASU 2023-02, "Investments—Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method." In this ASU, these amendments allow the Corporation to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for the Corporation on January 1, 2024. The update did not have a material impact on the Corporation's consolidated financial statements and related disclosures. In November 2023, FASB issued ASU 2023-07, "Improvements to Reportable Segment Disclosures (Topic 280)." This ASU updates reportable segment disclosure requirements by requiring disclosures of significant reportable segment expenses that are regularly provided to the Chief Operating Decision Maker ("CODM") and included within each reported measure of a segment's profit or loss. This ASU also requires disclosure of the title and position of the individual identified as the CODM and an explanation of how the CODM uses the reported measures of a segment’s profit or loss in assessing segment performance and deciding how to allocate resources. The ASU was effective for the Corporation on December 15, 2024. Adoption of the ASU should be applied retrospectively to all prior periods presented in the financial statements. The update did not have a material impact on the Corporation's consolidated financial statements and related disclosures. Effects of Newly Issued But Not Yet Effective Accounting Standards In August 2023, FASB issued ASU 2023-05, "Business Combinations—Joint Venture Formations (Subtopic 805-60): Recognition and Initial Measurement." ASU 2023-05 requires certain joint ventures to apply a new basis of accounting upon formation by recognizing and initially measuring most of their assets and liabilities at fair value. The objectives of the amendments are to provide decision-useful information to investors and other allocators of capital in a joint venture’s financial statements and also to reduce diversity in practice. ASU 2023-05 should be applied prospectively and is effective for all newly formed joint venture entities with a formation date on or after January 1, 2025. Early adoption is permitted, and joint ventures formed prior to the adoption date may elect to apply the new guidance retrospectively back to their original formation date. The Corporation is evaluating the effect that ASU 2023-05 will have on its consolidated financial statements and related disclosures. In October 2023, FASB issued ASU 2023-06, "Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative." The ASU amends the ASC to incorporate certain disclosure requirements from SEC Release No. 33-10532, "Disclosure Update and Simplification" that was issued in 2018. The effective date for each amendment will be the date on which the SEC’s removal of that related disclosure from Regulation S-X or Regulation S-K becomes effective, with early adoption prohibited. The Corporation is evaluating the effect that ASU 2023-06 will have on its consolidated financial statements and related disclosures. In December 2023, the FASB issued ASU 2023-09, "Improvements to Income Tax Disclosures (Topic 740)." The ASU requires disaggregated information about a reporting entity’s effective tax rate reconciliation as well as additional information on income taxes paid. The ASU is effective on a prospective basis for annual periods beginning after December 15, 2024. Early adoption is also permitted for annual financial statements that have not yet been issued or made available for issuance. The Corporation is evaluating the effect that ASU 2023-09 will have on its condensed consolidated financial statements and related disclosures. In March 2024, the FASB issued ASU 2024-01, "Compensation - Stock Compensation (Topic 718)." The ASU adds an illustrative example to demonstrate how an entity should apply the scope guidance in paragraph 718-10-15-3 to determine whether profits interest and similar awards ("profits interest awards") should be accounted for in accordance with Topic 718, Compensation—Stock Compensation. The amendment in this ASU should be applied either (1) retrospectively to all prior periods presented in the financial statements or (2) prospectively to profits interest and similar awards granted or modified on or after the date at which the entity first applies the amendments. If the amendments are applied retrospectively, an entity is required to provide the disclosures in paragraphs 250-10-50-1 through 50-3 in the period of adoption. If the amendment is applied prospectively, an entity is required to disclose the nature of and reason for the change in accounting principle. The ASU is effective for annual periods beginning after December 15, 2024, and interim periods within those annual periods. Early adoption is also permitted for interim and annual financial statements that have not yet been issued or made available for issuance. If an entity adopts the amendments in an interim period, it should adopt the amendment as of the beginning of the annual period that includes that interim period. The Corporation is evaluating the effect that ASU 2024-01 will have on its condensed consolidated financial statements and related disclosures. In March 2024, the FASB issued ASU 2024-02, "Codification Improvements—Amendments to Remove References to the Concepts Statements." The ASU contains amendments to the FASB Accounting Standards Codification that remove references to various Concepts Statements. In most instances, the references are extraneous and not required to understand or apply the guidance. In other instances, the references were used in prior Concept Statements to provide guidance in certain topical areas. The amendment in this ASU should be applied using one of the following transition methods: (1) prospectively to all new transactions recognized on or after the date that the entity first applies the amendments; or (2) retrospectively to the beginning of the earliest comparative period presented in which the amendments were first applied. An entity should adjust the opening balance of retained earnings (or other appropriate components of equity or net assets in the statement of financial position) as of the beginning of the earliest comparative period presented. The ASU is effective for annual periods beginning after December 15, 2024, and interim periods within those annual periods. Early application of the amendment is permitted for any fiscal year or interim period for which financial statements have not yet been issued, or made available for issuance. If an entity adopts the amendment in an interim period, it must adopt the amendment as of the beginning of the fiscal year that includes that interim period. The Corporation is evaluating the effect that ASU 2024-02 will have on its consolidated financial statements and related disclosures. In November 2024, the FASB issued ASU 2024-03, "Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures." The ASU requires disclosure about the types of costs and expenses included in certain expense captions presented on the income statement. The ASU is effective for annual periods beginning after December 15, 2026, and interim report periods beginning after December 15, 2027. Early application of the amendment is permitted. The ASU should be applied either (1) prospectively to financial statements issued for reporting periods after the effective date of this ASU or (2) retrospectively to any or all prior periods presented in the financial statements. The Corporation is evaluating the effect that ASU 2024-03 will have on its consolidated financial statements and related disclosures. In November 2024, the FASB issued ASU 2024-04, "Debt—Debt with Conversion and Other Options (Subtopic 470-20)." The ASU will improve the relevance and consistency in application of the induced conversion guidance. The ASU is effective for annual periods beginning after December 15, 2025, and interim report periods and interim reporting periods within those annual reporting periods. Early adoption is permitted for all entities that have adopted the amendments in Update 2020-06. The Corporation is evaluating the effect that ASU 2024-04 will have on its consolidated financial statements and related disclosures. In January 2025, the FASB issued ASU 2025-01, "Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40)." The amendment in this ASU amends the effective date of ASU 2024-03 to clarify that all public business entities are required to adopt the guidance in annual reporting periods beginning after December 15, 2026, and interim periods within annual reporting periods beginning after December 15, 2027. Early adoption of ASU 2024-03 is permitted. The Corporation is evaluating the effect that ASU 2024-04 will have on its consolidated financial statements and related disclosures.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2024
Accounting Policies [Abstract]
Schedule of Net Loans	The following table presents the revisions to total loans disclosure at December 31, 2023 to reflect the adjustment for the applicable portfolio segments: As Reported As Revised Adjustment December 31, 2023 Percentage December 31, 2023 Percentage December 31, 2023 Percentage Farmland $ 31,869 0.7 % $ 33,485 0.8 % $ 1,616 0.1 % Owner-occupied, nonfarm nonresidential properties 493,064 11.0 511,910 11.5 18,846 0.5 Other construction loans and all land development and other land loans 491,539 11.0 340,358 7.6 (151,181) (3.4) Multifamily (5 or more) residential properties 254,342 5.7 305,697 6.8 51,355 1.1 Non-owner occupied, nonfarm nonresidential properties 896,043 20.1 984,033 22.0 87,990 1.9 1-4 Family Construction 51,207 1.1 28,055 0.6 (23,152) (0.5) Residential Mortgages secured by first liens 990,986 22.2 1,005,335 22.5 14,349 0.3 Residential Mortgages secured by junior liens 91,063 2.0 91,240 2.0 177 — Total $ 3,300,113 73.8 % $ 3,300,113 73.8 % $ — — %

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Available for Sale Debt Securities	AFS debt securities at December 31, 2024 and 2023 were as follows: December 31, 2024 Amortized Gross Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Gov’t sponsored entities $ 14,795 $ 17 $ (2) $ — $ 14,810 State & political subdivisions 104,025 11 (13,080) — 90,956 Residential & multi-family mortgage 352,983 60 (34,133) — 318,910 Corporate notes & bonds 39,022 — (3,812) — 35,210 Pooled SBA 9,398 — (738) — 8,660 Total $ 520,223 $ 88 $ (51,765) $ — $ 468,546 December 31, 2023 Amortized Gross Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Gov’t sponsored entities $ 5,024 $ — $ (36) $ — $ 4,988 State & political subdivisions 105,102 22 (13,315) — 91,809 Residential & multi-family mortgage 225,871 1 (34,353) — 191,519 Corporate notes & bonds 48,459 13 (5,333) — 43,139 Pooled SBA 11,347 — (847) — 10,500 Total $ 395,803 $ 36 $ (53,884) $ — $ 341,955 Information pertaining to AFS security sales is as follows: Year ended December 31 Proceeds Gross Gains Gross Losses 2024 $ 806 $ 83 $ 9 2023 13,151 52 — 2022 22,164 651 —
Schedule of Held-To-Maturity Debt Securities	HTM debt securities at December 31, 2024 and 2023 are as follows: December 31, 2024 Amortized Gross Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Gov’t sponsored entities $ 229,504 $ — $ (13,354) $ — $ 216,150 Residential & multi-family mortgage 76,577 — (9,757) — 66,820 Total $ 306,081 $ — $ (23,111) $ — $ 282,970 December 31, 2023 Amortized Gross Unrealized Allowance For Fair Cost Gains Losses Credit Losses Value U.S. Gov’t sponsored entities $ 302,945 $ — $ (19,038) $ — $ 283,907 Residential & multi-family mortgage 86,023 — (9,360) — 76,663 Total $ 388,968 $ — $ (28,398) $ — $ 360,570 HTM debt securities with unrealized losses at December 31, 2024 and 2023, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: December 31, 2024 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ — $ — $ 216,150 $ (13,354) $ 216,150 $ (13,354) Residential & multi-family mortgage — — 66,820 (9,757) 66,820 (9,757) Total $ — $ — $ 282,970 $ (23,111) $ 282,970 $ (23,111) December 31, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ — $ — $ 283,907 $ (19,038) $ 283,907 $ (19,038) State & political subdivisions — — 76,663 (9,360) 76,663 (9,360) Total $ — $ — $ 360,570 $ (28,398) $ 360,570 $ (28,398)
Schedule of Contractual Maturity of Securities Available for Sale and Held-To-Maturity, Excluding Equity Securities	The following is a schedule of the contractual maturity of AFS and HTM debt securities, excluding equity securities, at December 31, 2024: Available-for-sale Held-to-maturity Amortized Cost Fair Value Amortized Cost Fair Value 1 year or less $ 23,840 $ 23,789 $ 52,148 $ 51,496 1 year – 5 years 47,805 44,781 158,625 148,881 5 years – 10 years 65,830 57,461 18,731 15,773 After 10 years 20,367 14,945 — — 157,842 140,976 229,504 216,150 Residential and multi-family mortgage 352,983 318,910 76,577 66,820 Pooled SBA 9,398 8,660 — — Total debt securities $ 520,223 $ 468,546 $ 306,081 $ 282,970
Schedule of AFS with Unrealized Loss Position	AFS debt securities with unrealized losses at December 31, 2024 and 2023, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows: December 31, 2024 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ 249 $ (1) $ 3,340 $ (1) $ 3,589 $ (2) State & political subdivisions 6,519 (90) 80,172 (12,990) 86,691 (13,080) Residential & multi-family mortgage 118,057 (810) 159,576 (33,323) 277,633 (34,133) Corporate notes & bonds 987 (13) 34,224 (3,799) 35,211 (3,812) Pooled SBA 410 (2) 8,250 (736) 8,660 (738) Total $ 126,222 $ (916) $ 285,562 $ (50,849) $ 411,784 $ (51,765) December 31, 2023 Less than 12 Months 12 Months or More Total Description of Securities Fair Unrealized Fair Unrealized Fair Unrealized U.S. Gov’t sponsored entities $ 2,487 $ (1) $ 1,956 $ (35) $ 4,443 $ (36) State & political subdivisions 749 — 84,828 (13,315) 85,577 (13,315) Residential and multi-family mortgage — — 191,436 (34,353) 191,436 (34,353) Corporate notes & bonds 978 (22) 41,488 (5,311) 42,466 (5,333) Pooled SBA — — 10,409 (847) 10,409 (847) Total $ 4,214 $ (23) $ 330,117 $ (53,861) $ 334,331 $ (53,884)
Schedule of Trading Securities	Equity securities at December 31, 2024 and 2023 were as follows: December 31, 2024 December 31, 2023 Corporate equity securities $ 6,542 $ 5,341 Mutual funds 1,936 2,223 Money market 287 1,103 Corporate notes 1,691 634 Total $ 10,456 $ 9,301

Loans Receivable and Allowanc_2

Loans Receivable and Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2024
Receivables [Abstract]
Schedule of Net Loans	Total net loans receivable at December 31, 2024 and 2023 are summarized as follows: 2024 Percentage 2023 (1) Percentage Farmland $ 31,099 0.67 % $ 33,485 0.76 % Owner-occupied, nonfarm nonresidential properties 515,208 11.18 511,910 11.46 Agricultural production and other loans to farmers 6,492 0.14 1,652 0.04 Commercial and Industrial 718,775 15.60 726,442 16.26 Obligations (other than securities and leases) of states and political subdivisions 140,430 3.05 152,201 3.41 Other loans 28,110 0.61 25,507 0.57 Other construction loans and all land development and other land loans 282,912 6.14 340,358 7.62 Multifamily (5 or more) residential properties 411,146 8.92 305,697 6.84 Non-owner occupied, nonfarm nonresidential properties 1,033,541 22.42 984,033 22.02 1-4 Family Construction 26,431 0.57 28,055 0.63 Home equity lines of credit 166,327 3.61 130,700 2.92 Residential Mortgages secured by first liens 1,012,746 21.97 1,005,335 22.50 Residential Mortgages secured by junior liens 106,462 2.31 91,240 2.04 Other revolving credit plans 41,095 0.89 42,877 0.96 Automobile 20,961 0.45 25,315 0.57 Other consumer 53,821 1.17 51,592 1.14 Credit cards 13,143 0.29 11,785 0.26 Overdrafts 257 0.01 292 0.01 Total loans $ 4,608,956 100.00 % $ 4,468,476 100.00 % Less: Allowance for credit losses (47,357) (45,832) Loans, net $ 4,561,599 $ 4,422,644 Net deferred loan origination fees (costs) included in the above loan table $ 49 $ 2,448 (1)
Schedule of Allowance for Loan Losses	Transactions in the allowance for credit losses for the year ended December 31, 2024 were as follows: Beginning Allowance (1) (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1)(2) Ending Farmland $ 138 $ — $ — $ 29 $ 167 Owner-occupied, nonfarm nonresidential properties 4,131 (1,448) 55 2,958 5,696 Agricultural production and other loans to farmers 7 — — 30 37 Commercial and Industrial 9,500 (2,425) 56 628 7,759 Obligations (other than securities and leases) of states and political subdivisions 2,627 — — (1,258) 1,369 Other loans 389 — — (60) 329 Other construction loans and all land development and other land loans 2,830 (11) — (248) 2,571 Multifamily (5 or more) residential properties 1,251 — — 1,718 2,969 Non-owner occupied, nonfarm nonresidential properties 9,783 (974) 53 1,248 10,110 1-4 Family Construction 191 — — 7 198 Home equity lines of credit 844 — 5 491 1,340 Residential Mortgages secured by first liens 8,274 (79) — 763 8,958 Residential Mortgages secured by junior liens 1,487 — — (144) 1,343 Other revolving credit plans 977 (156) 30 109 960 Automobile 360 (146) 6 55 275 Other consumer 2,656 (2,094) 192 2,138 2,892 Credit cards 95 (143) 17 158 127 Overdrafts 292 (544) 94 415 257 Total loans $ 45,832 $ (8,020) $ 508 $ 9,037 $ 47,357 (1) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the beginning allowance column disclosure as of December 31, 2023, to reflect the revisions for the applicable portfolio segments. (2) Excludes provision for credit losses related to unfunded commitments. Note 18, "Off-Balance Sheet Commitments and Contingencies," in the consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. Transactions in the allowance for credit losses for the year ended December 31, 2023 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1)(2) Ending Allowance (2) Farmland $ 159 $ — $ — $ (21) $ 138 Owner-occupied, nonfarm nonresidential properties 2,905 (26) 29 1,223 4,131 Agricultural production and other loans to farmers 6 — — 1 7 Commercial and Industrial 9,766 (392) 438 (312) 9,500 Obligations (other than securities and leases) of states and political subdivisions 1,863 — — 764 2,627 Other loans 456 — — (67) 389 Other construction loans and all land development and other land loans 3,253 — — (423) 2,830 Multifamily (5 or more) residential properties 2,353 (65) 6 (1,043) 1,251 Non-owner occupied, nonfarm nonresidential properties 7,653 (694) 10 2,814 9,783 1-4 Family Construction 327 — — (136) 191 Home equity lines of credit 1,173 (10) 5 (324) 844 Residential Mortgages secured by first liens 8,484 (117) 3 (96) 8,274 Residential Mortgages secured by junior liens 1,035 — — 452 1,487 Other revolving credit plans 722 (119) 30 344 977 Automobile 271 (56) 1 144 360 Other consumer 2,665 (1,982) 134 1,839 2,656 Credit cards 67 (189) 18 199 95 Overdrafts 278 (604) 139 479 292 Total loans $ 43,436 $ (4,254) $ 813 $ 5,837 $ 45,832 (1) Excludes provision for credit losses related to unfunded commitments. Note 18, "Off-Balance Sheet Commitments and Contingencies," in the consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation. (2) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the provision (benefit) for credit losses on loans receivable column and ending allowance column disclosures as of December 31, 2023, to reflect the revisions for the applicable portfolio segments. Transactions in the allowance for credit losses for the year ended December 31, 2022 were as follows: Beginning (Charge-offs) Recoveries Provision (Benefit) for Credit Losses on Loans Receivable (1) Ending Allowance Farmland $ 151 $ — $ — $ 8 $ 159 Owner-occupied, nonfarm nonresidential properties 3,339 (21) 15 (428) 2,905 Agricultural production and other loans to farmers 9 — — (3) 6 Commercial and Industrial 8,837 (175) 139 965 9,766 Obligations (other than securities and leases) of states and political subdivisions 1,649 — — 214 1,863 Other loans 149 — — 307 456 Other construction loans and all land development and other land loans 2,198 — — 1,055 3,253 Multifamily (5 or more) residential properties 2,289 — — 64 2,353 Non-owner occupied, nonfarm nonresidential properties 6,481 (335) 336 1,171 7,653 1-4 Family Construction 158 — — 169 327 Home equity lines of credit 1,169 — 12 (8) 1,173 Residential Mortgages secured by first liens 6,943 (51) 28 1,564 8,484 Residential Mortgages secured by junior liens 546 — — 489 1,035 Other revolving credit plans 528 (92) 50 236 722 Automobile 263 (28) 2 34 271 Other consumer 2,546 (1,623) 89 1,653 2,665 Credit cards 92 (99) 38 36 67 Overdrafts 241 (561) 138 460 278 Total loans $ 37,588 $ (2,985) $ 847 $ 7,986 $ 43,436 (1) Excludes provision for credit losses related to unfunded commitments. Note 18, "Off-Balance Sheet Commitments and Contingencies," in the consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.
Schedule of Nonaccrual Loans and Loans Past Due over 90 Days Still Accruing Interest by Class of Loans	The following tables present the amortized cost basis of loans on nonaccrual status and loans past due over 89 days still accruing as of December 31, 2024 and 2023, respectively: December 31, 2024 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 522 $ 522 $ — Owner-occupied, nonfarm nonresidential properties 5,896 1,392 — Commercial and Industrial 10,682 10,111 — Other construction loans and all land development and other land loans 1,482 36 — Multifamily (5 or more) residential properties 20,658 266 491 Non-owner occupied, nonfarm nonresidential properties 5,913 5,913 — Home equity lines of credit 837 837 — Residential Mortgages secured by first liens 9,093 8,311 — Residential Mortgages secured by junior liens 271 271 — Other revolving credit plans 154 154 — Automobile 66 66 — Other consumer 749 749 — Credit cards — — 162 Total loans $ 56,323 $ 28,628 $ 653 December 31, 2023 Nonaccrual Nonaccrual With No Allowance for Credit Loss Loans Past Due over 89 Days Still Accruing Farmland $ 1,083 $ 1,083 $ — Owner-occupied, nonfarm nonresidential properties 2,673 1,488 — Commercial and Industrial 7,512 4,389 — Other construction loans and all land development and other land loans 1,653 104 — Multifamily (5 or more) residential properties 305 305 — Non-owner occupied, nonfarm nonresidential properties 9,076 6,716 — Home equity lines of credit 940 940 — Residential Mortgages secured by first liens 5,316 4,902 23 Residential Mortgages secured by junior liens 123 123 — Other revolving credit plans 81 81 — Automobile 79 79 — Other consumer 798 798 — Credit cards — — 32 Total loans $ 29,639 $ 21,008 $ 55
Schedule of Aging of Recorded Investment in Past Due Loans	The following tables present the amortized cost basis of loans receivable that are individually evaluated and collateral-dependent by class of loans as of December 31, 2024 and 2023, respectively: December 31, 2024 Real Estate Collateral Non-Real Estate Collateral Farmland $ 352 $ — Owner-occupied, nonfarm nonresidential properties 4,503 — Commercial and Industrial 258 2,553 Other construction loans and all land development and other land loans 1,446 — Multifamily (5 or more) residential properties 20,658 — Non-owner occupied, nonfarm nonresidential properties 5,224 — Home equity lines of credit 290 — Residential Mortgages secured by first liens 1,411 — Total loans $ 34,142 $ 2,553 December 31, 2023 Real Estate Collateral Non-Real Estate Collateral Farmland $ 736 $ — Owner-occupied, nonfarm nonresidential properties 6,890 4 Commercial and Industrial 5,489 4,291 Other construction loans and all land development and other land loans 1,549 — Multifamily (5 or more) residential properties 305 — Non-owner occupied, nonfarm nonresidential properties 8,291 — Home equity lines of credit 308 — Residential Mortgages secured by first liens 1,070 — Total loans $ 24,638 $ 4,295 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2024 by class of loans: 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due Total Farmland $ — $ — $ — $ — $ 31,099 $ 31,099 Owner-occupied, nonfarm nonresidential properties 77 1,479 5,030 6,586 508,622 515,208 Agricultural production and other loans to farmers — — — — 6,492 6,492 Commercial and Industrial 704 185 6,632 7,521 711,254 718,775 Obligations (other than securities and leases) of states and political subdivisions — — — — 140,430 140,430 Other loans — — — — 28,110 28,110 Other construction loans and all land development and other land loans — — 1,482 1,482 281,430 282,912 Multifamily (5 or more) residential properties — 20,392 757 21,149 389,997 411,146 Non-owner occupied, nonfarm nonresidential properties — — — — 1,033,541 1,033,541 1-4 Family Construction 216 — — 216 26,215 26,431 Home equity lines of credit 1,006 387 323 1,716 164,611 166,327 Residential Mortgages secured by first liens 2,908 1,910 5,795 10,613 1,002,133 1,012,746 Residential Mortgages secured by junior liens 224 35 64 323 106,139 106,462 Other revolving credit plans 351 4 100 455 40,640 41,095 Automobile 135 3 — 138 20,823 20,961 Other consumer 601 271 358 1,230 52,591 53,821 Credit cards 97 115 162 374 12,769 13,143 Overdrafts — — — — 257 257 Total loans $ 6,319 $ 24,781 $ 20,703 $ 51,803 $ 4,557,153 $ 4,608,956 The following table presents the aging of the amortized cost basis in past-due loans as of December 31, 2023 by class of loans. 30 - 59 60 - 89 Greater Than 89 Total Past Due Loans Not Past Due (1) Total (1) Farmland $ — $ 182 $ 129 $ 311 $ 33,174 $ 33,485 Owner-occupied, nonfarm nonresidential properties 120 — 1,390 1,510 510,400 511,910 Agricultural production and other loans to farmers — — — — 1,652 1,652 Commercial and Industrial 64 379 314 757 725,685 726,442 Obligations (other than securities and leases) of states and political subdivisions — — — — 152,201 152,201 Other loans — — — — 25,507 25,507 Other construction loans and all land development and other land loans — 41 1,612 1,653 338,705 340,358 Multifamily (5 or more) residential properties — — 305 305 305,392 305,697 Non-owner occupied, nonfarm nonresidential properties 95 299 2,031 2,425 981,608 984,033 1-4 Family Construction — — — — 28,055 28,055 Home equity lines of credit 582 682 339 1,603 129,097 130,700 Residential Mortgages secured by first liens 2,360 1,094 1,651 5,105 1,000,230 1,005,335 Residential Mortgages secured by junior liens 21 38 60 119 91,121 91,240 Other revolving credit plans 114 41 14 169 42,708 42,877 Automobile 62 5 67 134 25,181 25,315 Other consumer 452 453 354 1,259 50,333 51,592 Credit cards 110 17 32 159 11,626 11,785 Overdrafts — — — — 292 292 Total loans $ 3,980 $ 3,231 $ 8,298 $ 15,509 $ 4,452,967 $ 4,468,476 (1) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the loans receivable not past due and total columns disclosure as of December 31, 2023, to reflect the revisions for the applicable portfolio segments.
Schedule of Restructured in Troubled Debt	The following table presents the amortized cost basis of loans at December 31, 2024 that were both experiencing financial difficulty and modified during the year ended December 31, 2024, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Farmland $ — $ 1,040 $ — $ — $ — 3.34 % Owner-occupied, nonfarm nonresidential properties — 696 — — — 0.14 Commercial and Industrial — — 410 — — 0.06 Non-owner occupied, nonfarm nonresidential properties — 5,225 — — — 0.51 Total $ — $ 6,961 $ 410 $ — $ — 0.16 % The following table presents the amortized cost basis of loans at December 31, 2023 that were both experiencing financial difficulty and modified during the year ended December 31, 2023, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Total Class of Financing Receivable Owner-occupied, nonfarm nonresidential properties $ — $ 5,934 $ — $ — $ — 1.20 % Commercial and Industrial — 7,794 524 320 — 1.19 Non-owner occupied, nonfarm nonresidential properties — 5,911 — — 785 0.75 Residential Mortgages secured by first liens — — 414 — — 0.04 Residential Mortgages secured by junior liens — — 29 — — 0.03 Total $ — $ 19,639 $ 967 $ 320 $ 785 0.49 % The following table presents the performance of such loans that have been modified during the year ended December 31, 2024: Current 30 - 59 60 - 89 Greater Than 89 Total Past Due Farmland $ 1,040 $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties 696 — — — — Commercial and Industrial 410 — — — — Non-owner occupied, nonfarm nonresidential properties 5,225 — — — — Total $ 7,371 $ — $ — $ — $ — The following table presents the performance of such loans that have been modified during the year ended December 31, 2023: Current 30 - 59 60 - 89 Greater Than 89 Total Past Due Owner-occupied, nonfarm nonresidential properties $ 5,934 $ — $ — $ — $ — Commercial and Industrial 8,638 — — — — Non-owner occupied, nonfarm nonresidential properties 6,696 — — — — Residential Mortgages secured by first liens 414 — — — — Residential Mortgages secured by junior liens 29 — — — — Total $ 21,711 $ — $ — $ — $ — The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the year ended December 31, 2024: Principal Forgiveness Weighted Average Weighted Average Commercial and Industrial $ — 1.00 — % Total $ — 1.00 — % The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the year ended December 31, 2023: Principal Forgiveness Weighted Average Weighted Average Commercial and Industrial $ — 1.00 0.50 % Non-owner occupied, nonfarm nonresidential properties — 0.75 — Residential Mortgages secured by first liens — 0.50 — Residential Mortgages secured by junior liens — 0.50 — Total $ — 0.76 0.50 % There were no loans that had a payment default during the year ended December 31, 2024 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty. The following table presents the amortized cost basis of loans that had a payment default during the year ended December 31, 2023 and were modified in the twelve months prior to that default to borrowers experiencing financial difficulty: Principal Forgiveness Payment Delay Term Extension Interest Rate Reduction Combination Payment Delay and Term Extension Other construction loans and all land development and other land loans $ — $ 1,549 $ — $ — $ — Non-owner occupied, nonfarm nonresidential properties — — 1,523 — — Total $ — $ 1,549 $ 1,523 $ — $ —
Schedule of Loan Assigned Risk Rating within 12 Months of Balance Sheet Date	December 31, 2024 Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 25,171 $ 5,267 $ 661 $ — $ 5,928 $ 31,099 Owner-occupied, nonfarm nonresidential properties 491,798 1,289 22,121 — 23,410 515,208 Agricultural production and other loans to farmers 6,492 — — — — 6,492 Commercial and Industrial 654,139 4,321 60,315 — 64,636 718,775 Obligations (other than securities and leases) of states and political subdivisions 140,430 — — — — 140,430 Other loans 28,110 — — — — 28,110 Other construction loans and all land development and other land loans 281,466 — 1,446 — 1,446 282,912 Multifamily (5 or more) residential properties 385,946 — 25,200 — 25,200 411,146 Non-owner occupied, nonfarm nonresidential properties 1,008,507 4,947 20,087 — 25,034 1,033,541 Total loans $ 3,022,059 $ 15,824 $ 129,830 $ — $ 145,654 $ 3,167,713 December 31, 2023 (1) Non-Pass Rated Pass Special Mention Substandard Doubtful Total Non-Pass Total Farmland $ 32,402 $ — $ 1,083 $ — $ 1,083 $ 33,485 Owner-occupied, nonfarm nonresidential properties 475,093 25,484 11,333 — 36,817 511,910 Agricultural production and other loans to farmers 1,652 — — — — 1,652 Commercial and Industrial 653,981 52,030 20,431 — 72,461 726,442 Obligations (other than securities and leases) of states and political subdivisions 139,014 13,187 — — 13,187 152,201 Other loans 25,507 — — — — 25,507 Other construction loans and all land development and other land loans 338,746 — 1,612 — 1,612 340,358 Multifamily (5 or more) residential properties 303,554 1,346 797 — 2,143 305,697 Non-owner occupied, nonfarm nonresidential properties 957,254 3,008 23,771 — 26,779 984,033 Total loans $ 2,927,203 $ 95,055 $ 59,027 $ — $ 154,082 $ 3,081,285 (1) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the pass, special mention, total non-pass and total columns disclosure as of December 31, 2023, to reflect the revisions for the applicable portfolio segments.
Schedule of Amortized Cost of Loans, by Year of Origination	The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by risk grade within each portfolio segment as of December 31, 2024. Current period originations may include modifications. Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Farmland Risk rating Pass $ 265 $ 3,165 $ 6,756 $ 6,477 $ 1,436 $ 6,662 $ 410 $ — $ 25,171 Special mention — — 5,267 — — — — — 5,267 Substandard 170 — — — — 491 — — 661 Total $ 435 $ 3,165 $ 12,023 $ 6,477 $ 1,436 $ 7,153 $ 410 $ — $ 31,099 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Owner-occupied, nonfarm nonresidential properties Risk rating Pass $ 74,692 $ 62,609 $ 114,980 $ 98,469 $ 39,931 $ 90,249 $ 10,868 $ — $ 491,798 Special mention — — — 254 — 527 508 — 1,289 Substandard 14,181 1,114 4,370 696 — 1,507 253 — 22,121 Total $ 88,873 $ 63,723 $ 119,350 $ 99,419 $ 39,931 $ 92,283 $ 11,629 $ — $ 515,208 Current period gross write offs $ — $ — $ 750 $ — $ — $ 698 $ — $ — $ 1,448 Agricultural production and other loans to farmers Risk rating Pass $ 5,072 $ 473 $ 18 $ 26 $ 40 $ 148 $ 715 $ — $ 6,492 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 5,072 $ 473 $ 18 $ 26 $ 40 $ 148 $ 715 $ — $ 6,492 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial and Industrial Risk rating Pass $ 148,569 $ 44,080 $ 104,613 $ 63,646 $ 24,511 $ 18,771 $ 249,949 $ — $ 654,139 Special mention 7 55 139 424 61 32 3,603 — 4,321 Substandard 845 5,145 10,988 1,461 49 1,935 39,892 — 60,315 Total $ 149,421 $ 49,280 $ 115,740 $ 65,531 $ 24,621 $ 20,738 $ 293,444 $ — $ 718,775 Current period gross write offs $ — $ 301 $ 116 $ 537 $ 1 $ 43 $ 1,428 $ — $ 2,426 Obligations (other than securities and leases) of states and political subdivisions Risk rating Pass $ 7,999 $ 24,754 $ 15,756 $ 30,419 $ 11,411 $ 45,882 $ 4,209 $ — $ 140,430 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 7,999 $ 24,754 $ 15,756 $ 30,419 $ 11,411 $ 45,882 $ 4,209 $ — $ 140,430 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other loans Risk rating Pass $ 2,134 $ 3,382 $ 12,291 $ 4,602 $ 1,341 $ 274 $ 4,086 $ — $ 28,110 Special mention — — — — — — — — — Substandard — — — — — — — — — Total $ 2,134 $ 3,382 $ 12,291 $ 4,602 $ 1,341 $ 274 $ 4,086 $ — $ 28,110 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 112,919 $ 58,596 $ 99,268 $ 3,141 $ 749 $ 1,875 $ 4,918 $ — $ 281,466 Special mention — — — — — — — — — Substandard — — — — — 1,446 — — 1,446 Total $ 112,919 $ 58,596 $ 99,268 $ 3,141 $ 749 $ 3,321 $ 4,918 $ — $ 282,912 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ 11 $ 11 Multifamily (5 or more) residential properties Risk rating Pass $ 46,905 $ 49,880 $ 173,994 $ 67,500 $ 20,706 $ 25,037 $ 1,924 $ — $ 385,946 Special mention — — — — — — — — — Substandard — 2,107 20,392 — 2,701 — — — 25,200 Total $ 46,905 $ 51,987 $ 194,386 $ 67,500 $ 23,407 $ 25,037 $ 1,924 $ — $ 411,146 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 141,083 $ 190,123 $ 320,047 $ 183,621 $ 38,309 $ 127,515 $ 7,809 $ — $ 1,008,507 Special mention 1,962 — 212 2,003 — 349 421 — 4,947 Substandard 11,469 762 689 — 5,225 1,942 — — 20,087 Total $ 154,514 $ 190,885 $ 320,948 $ 185,624 $ 43,534 $ 129,806 $ 8,230 $ — $ 1,033,541 Current period gross write offs $ — $ — $ 33 $ 296 $ — $ 625 $ 20 $ — $ 974 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total Other construction loans and all land development and other land loans Risk rating Pass $ 92,321 $ 197,166 $ 23,484 $ 15,540 $ 1,706 $ 1,129 $ 7,400 $ — $ 338,746 Special mention — — — — — — — — — Substandard — — — — 1,549 — 63 — 1,612 Total $ 92,321 $ 197,166 $ 23,484 $ 15,540 $ 3,255 $ 1,129 $ 7,463 $ — $ 340,358 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Multifamily (5 or more) residential properties Risk rating Pass $ 49,566 $ 127,027 $ 70,261 $ 25,232 $ 10,928 $ 19,786 $ 754 $ — $ 303,554 Special mention 1,346 — — — — — — — 1,346 Substandard 797 — — — — — — — 797 Total $ 51,709 $ 127,027 $ 70,261 $ 25,232 $ 10,928 $ 19,786 $ 754 $ — $ 305,697 Current period gross write offs $ — $ — $ — $ — $ — $ 65 $ — $ — $ 65 Non-owner occupied, nonfarm nonresidential properties Risk rating Pass $ 198,343 $ 332,733 $ 195,106 $ 42,216 $ 55,150 $ 125,532 $ 8,174 $ — $ 957,254 Special mention — — — 1,887 — 688 433 — 3,008 Substandard 778 1,134 488 5,911 3,266 10,484 1,710 — 23,771 Total $ 199,121 $ 333,867 $ 195,594 $ 50,014 $ 58,416 $ 136,704 $ 10,317 $ — $ 984,033 Current period gross write offs $ — $ 358 $ — $ — $ 88 $ — $ 248 $ — $ 694 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of December 31, 2024. The current period originations may include modifications, extensions and renewals. Term Loans Amortized Cost Basis by Origination Year 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 21,411 $ 3,717 $ 1,254 $ — $ — $ 49 $ — $ — $ 26,431 Nonperforming — — — — — — — — — Total $ 21,411 $ 3,717 $ 1,254 $ — $ — $ 49 $ — $ — $ 26,431 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity lines of credit Payment performance Performing $ 44,573 $ 28,211 $ 30,557 $ 9,440 $ 8,106 $ 30,649 $ 7,993 $ 5,961 $ 165,490 Nonperforming — 50 — — — — — 787 837 Total $ 44,573 $ 28,261 $ 30,557 $ 9,440 $ 8,106 $ 30,649 $ 7,993 $ 6,748 $ 166,327 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential mortgages secured by first lien Payment performance Performing $ 106,278 $ 135,898 $ 224,633 $ 177,756 $ 128,924 $ 226,926 $ 3,238 $ — $ 1,003,653 Nonperforming 363 2,494 1,657 1,305 839 2,435 — — 9,093 Total $ 106,641 $ 138,392 $ 226,290 $ 179,061 $ 129,763 $ 229,361 $ 3,238 $ — $ 1,012,746 Current period gross write offs $ — $ — $ — $ — $ — $ 79 $ — $ — $ 79 Residential mortgages secured by junior liens Payment performance Performing $ 32,777 $ 22,256 $ 22,931 $ 11,769 $ 5,695 $ 9,465 $ 1,298 $ — $ 106,191 Nonperforming 19 40 34 123 — 16 39 — 271 Total $ 32,796 $ 22,296 $ 22,965 $ 11,892 $ 5,695 $ 9,481 $ 1,337 $ — $ 106,462 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other revolving credit plans Payment performance Performing $ 10,454 $ 5,556 $ 6,898 $ 2,163 $ 5,366 $ 10,504 $ — $ — $ 40,941 Nonperforming — — 27 6 — 121 — — 154 Total $ 10,454 $ 5,556 $ 6,925 $ 2,169 $ 5,366 $ 10,625 $ — $ — $ 41,095 Current period gross write offs $ — $ 9 $ — $ 41 $ 25 $ 81 $ — $ — $ 156 Automobile Payment performance Performing $ 5,794 $ 8,504 $ 3,975 $ 1,149 $ 664 $ 809 $ — $ — $ 20,895 Nonperforming — 15 47 — 4 — — — 66 Total $ 5,794 $ 8,519 $ 4,022 $ 1,149 $ 668 $ 809 $ — $ — $ 20,961 Current period gross write offs $ 22 $ 93 $ 7 $ 14 $ 6 $ 4 $ — $ — $ 146 Other consumer Payment performance Performing $ 27,727 $ 13,090 $ 5,344 $ 2,432 $ 2,162 $ 2,317 $ — $ — $ 53,072 Nonperforming 219 368 82 67 8 5 — — 749 Total $ 27,946 $ 13,458 $ 5,426 $ 2,499 $ 2,170 $ 2,322 $ — $ — $ 53,821 Current period gross write offs $ 133 $ 1,141 $ 630 $ 154 $ 24 $ 12 $ — $ — $ 2,094 The following tables detail the amortized cost of loans receivable, by year of origination (for term loans) and by payment activity within each portfolio segment as of December 31, 2023. Current period originations may include modifications. As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the vintage loan disclosure at December 31, 2023, to reflect the revisions for the applicable portfolio segments. Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total 1-4 Family Construction Payment performance Performing $ 16,968 $ 9,977 $ 251 $ — $ 59 $ 1 $ 799 $ — $ 28,055 Nonperforming — — — — — — — — — Total $ 16,968 $ 9,977 $ 251 $ — $ 59 $ 1 $ 799 $ — $ 28,055 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity lines of credit Payment performance Performing $ 27,110 $ 32,027 $ 11,437 $ 9,844 $ 6,781 $ 30,467 $ 7,479 $ 4,615 $ 129,760 Nonperforming — — — — — 14 — 926 940 Total $ 27,110 $ 32,027 $ 11,437 $ 9,844 $ 6,781 $ 30,481 $ 7,479 $ 5,541 $ 130,700 Current period gross write offs $ — $ — $ — $ — $ 10 $ — $ — $ — $ 10 Residential mortgages secured by first lien Payment performance Performing $ 141,019 $ 238,242 $ 200,794 $ 144,676 $ 77,919 $ 194,185 $ 3,161 $ — $ 999,996 Nonperforming 497 174 787 615 492 2,736 38 — 5,339 Total $ 141,516 $ 238,416 $ 201,581 $ 145,291 $ 78,411 $ 196,921 $ 3,199 $ — $ 1,005,335 Current period gross write offs $ — $ — $ — $ — $ — $ 22 $ 95 $ — $ 117 Residential mortgages secured by junior liens Payment performance Performing $ 28,685 $ 27,032 $ 14,204 $ 7,102 $ 3,888 $ 8,833 $ 1,373 $ — $ 91,117 Nonperforming — 38 — — — 42 43 — 123 Total $ 28,685 $ 27,070 $ 14,204 $ 7,102 $ 3,888 $ 8,875 $ 1,416 $ — $ 91,240 Current period gross write offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Other revolving credit plans Payment performance Performing $ 8,684 $ 8,027 $ 2,732 $ 11,274 $ 1,634 $ 10,445 $ — $ — $ 42,796 Nonperforming — 29 5 — — 47 — — 81 Total $ 8,684 $ 8,056 $ 2,737 $ 11,274 $ 1,634 $ 10,492 $ — $ — $ 42,877 Current period gross write offs $ — $ — $ 50 $ 4 $ 16 $ 49 $ — $ — $ 119 Automobile Payment performance Performing $ 12,545 $ 6,800 $ 2,597 $ 1,472 $ 1,025 $ 797 $ — $ — $ 25,236 Nonperforming 16 51 — 7 5 — — — 79 Total $ 12,561 $ 6,851 $ 2,597 $ 1,479 $ 1,030 $ 797 $ — $ — $ 25,315 Current period gross write offs $ 18 $ 23 $ — $ 8 $ 7 $ — $ — $ — $ 56 Other consumer Payment performance Performing $ 27,202 $ 12,261 $ 5,255 $ 3,107 $ 1,471 $ 1,498 $ — $ — $ 50,794 Nonperforming 283 330 116 12 6 51 — — 798 Total $ 27,485 $ 12,591 $ 5,371 $ 3,119 $ 1,477 $ 1,549 $ — $ — $ 51,592 Current period gross write offs $ 210 $ 1,164 $ 467 $ 96 $ 33 $ 12 $ — $ — $ 1,982
Schedule of Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity	December 31, 2024 December 31, 2023 (1) Performing Nonperforming Total Performing Nonperforming Total 1-4 Family Construction $ 26,431 $ — $ 26,431 $ 28,055 $ — $ 28,055 Home equity lines of credit 165,490 837 166,327 129,760 940 130,700 Residential Mortgages secured by first liens 1,003,653 9,093 1,012,746 999,996 5,339 1,005,335 Residential Mortgages secured by junior liens 106,191 271 106,462 91,117 123 91,240 Other revolving credit plans 40,941 154 41,095 42,796 81 42,877 Automobile 20,895 66 20,961 25,236 79 25,315 Other consumer 53,072 749 53,821 50,794 798 51,592 Total loans $ 1,416,673 $ 11,170 $ 1,427,843 $ 1,367,754 $ 7,360 $ 1,375,114 (1) As previously disclosed in the Corporation’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2024, and Note 1, "Summary of Significant Accounting Policies," immaterial revisions were made to the performing and total columns at December 31, 2023, to reflect the revisions for the applicable portfolio segments. December 31, 2024 December 31, 2023 Credit card Payment performance Performing $ 12,981 $ 11,753 Nonperforming 162 32 Total $ 13,143 $ 11,785 Current period gross write offs $ 143 $ 189
Schedule of Holiday's Loan Portfolio Included in Consumer and Residential Loans	Holiday’s loan portfolio, included in other consumer loans above, is summarized as follows at December 31, 2024 and 2023: December 31, 2024 December 31, 2023 Gross consumer loans $ 27,261 $ 31,242 Less: unearned discounts (4,772) (5,696) Total consumer loans, net of unearned discounts $ 22,489 $ 25,546

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2024
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis were as follows at December 31, 2024 and 2023: Fair Value Measurements at December 31, 2024 Using Description Total Quoted Prices in Significant Other Significant Assets: Securities Available-For-Sale: U.S. Government sponsored entities $ 14,810 $ 14,810 $ — $ — States and political subdivisions 90,956 — 90,956 — Residential and multi-family mortgage 318,910 — 318,910 — Corporate notes and bonds 35,210 — 35,210 — Pooled SBA 8,660 — 8,660 — Total Securities Available-For-Sale $ 468,546 $ 14,810 $ 453,736 $ — Interest rate swaps $ 423 $ — $ 423 $ — Equity Securities: Corporate equity securities $ 6,542 $ 6,542 $ — $ — Mutual funds 1,936 1,936 — — Money market 287 287 — — Corporate notes 1,691 — 1,691 — Total Equity Securities $ 10,456 $ 8,765 $ 1,691 $ — Liabilities Interest rate swaps $ (423) $ — $ (423) $ — Fair Value Measurements at December 31, 2023 Using Description Total Quoted Prices in Significant Other Significant Assets: Securities Available-For-Sale: U.S. Government sponsored entities (1) $ 4,988 $ 4,988 $ — $ — States and political subdivisions 91,809 — 91,809 — Residential and multi-family mortgage 191,519 — 191,519 — Corporate notes and bonds 43,139 — 43,139 — Pooled SBA 10,500 — 10,500 — Total Securities Available-For-Sale $ 341,955 $ 4,988 $ 336,967 $ — Interest rate swaps $ 1,013 $ — $ 1,013 $ — Equity Securities: Corporate equity securities $ 5,341 $ 5,341 $ — $ — Mutual funds 2,223 2,223 — — Money market 1,103 1,103 — — Corporate notes 634 634 — Total Equity Securities $ 9,301 $ 8,667 $ 634 $ — Liabilities Interest rate swaps $ (1,013) $ — $ (1,013) $ — (1) In 2023, the Corporation transitioned to a new pricing provider, leading to the reclassification of United States Treasury investments as Level 1 pricing instruments.
Schedule of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are as follows at December 31, 2024 and 2023: Fair Value Measurements at December 31, 2024 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 352 $ — $ — $ 352 Owner-occupied, nonfarm nonresidential properties 2,531 — — 2,531 Commercial and industrial 2,334 — — 2,334 Other construction loans and all land development loans and other land loans 1,196 — — 1,196 Multifamily (5 or more) residential properties 19,773 — — 19,773 Non-owner occupied, nonfarm nonresidential 5,225 — — 5,225 Home equity lines of credit 290 — — 290 Residential mortgages secured by first liens 1,173 — — 1,173 Fair Value Measurements at December 31, 2023 Using Description Total Quoted Prices in Significant Other Significant Assets: Collateral-dependent loans: Farmland $ 736 $ — $ — $ 736 Owner-occupied, nonfarm nonresidential properties 5,589 — — 5,589 Commercial and industrial 7,425 — — 7,425 Other construction loans and all land development loans and other land loans 1,299 — — 1,299 Multifamily (5 or more) residential properties 305 — — 305 Non-owner occupied, nonfarm nonresidential 7,216 — — 7,216 Home equity lines of credit 308 — — 308 Residential mortgages secured by first liens 871 — — 871
Schedule of Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2024: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 352 Valuation of third party appraisal on underlying collateral Loss severity rates 37% (37%) Owner-occupied, nonfarm nonresidential properties 2,531 Valuation of third party appraisal on underlying collateral Loss severity rates 22%-44% (25%) Commercial and industrial 2,334 Valuation of third party appraisal on underlying collateral Loss severity rates 9%-100% (31%) Other construction loans and all land development loans and other land loans 1,196 Valuation of third party appraisal on underlying collateral Loss severity rates 38% (38%) Multifamily (5 or more) residential properties 19,773 Valuation of third party appraisal on underlying collateral Loss severity rates 10% (10%) Non-owner occupied, nonfarm nonresidential 5,225 Valuation of third party appraisal on underlying collateral Loss severity rates 51% (51%) Home equity lines of credit 290 Valuation of third party appraisal on underlying collateral Loss severity rates 25%-29% (28%) Residential mortgages secured by first liens 1,173 Valuation of third party appraisal on underlying collateral Loss severity rates 22%-51% (34%) The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2023: Fair Valuation Unobservable Inputs Range Collateral-dependent loans receivable: Farmland $ 736 Valuation of third party appraisal on underlying collateral Loss severity rates 29%-31% (30%) Owner-occupied, nonfarm nonresidential properties 5,589 Valuation of third party appraisal on underlying collateral Loss severity rates 9%-100% (14%) Commercial and industrial 7,425 Valuation of third party appraisal on underlying collateral Loss severity rates 8%-75% (31%) Other construction loans and all land development loans and other land loans 1,299 Valuation of third party appraisal on underlying collateral Loss severity rates 32% (32%) Multifamily (5 or more) residential properties 305 Valuation of third party appraisal on underlying collateral Loss severity rates 28% (28%) Non-owner occupied, nonfarm nonresidential 7,216 Valuation of third party appraisal on underlying collateral Loss severity rates 32%-48% (43%) Home equity lines of credit 308 Valuation of third party appraisal on underlying collateral Loss severity rates 15%-17% (15%) Residential mortgages secured by first liens 871 Valuation of third party appraisal on underlying collateral Loss severity rates 17%-42% (31%)
Schedule of Carrying Amount and Fair Value of Financial Instruments	The following table presents the carrying amount and fair value of financial instruments at December 31, 2024: Carrying Fair Value Measurement Using: Total Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 443,035 $ 443,035 $ — $ — $ 443,035 Debt securities available-for-sale 468,546 14,810 453,736 — 468,546 Debt securities held-to-maturity 306,081 71,323 211,647 — 282,970 Equity securities 10,456 8,765 1,691 — 10,456 Loans held for sale 762 — 766 — 766 Net loans receivable 4,561,599 — — 4,495,097 4,495,097 FHLB and other restricted stock holdings and investments 40,702 n/a n/a n/a n/a Interest rate swaps 423 — 423 — 423 Accrued interest receivable 24,739 385 2,766 21,588 24,739 Liabilities: Deposits $ (5,371,364) $ (4,648,504) $ (718,328) $ — $ (5,366,832) Subordinated debentures (105,190) — (124,515) — (124,515) Interest rate swaps (423) — (423) — (423) Accrued interest payable (7,152) — (7,152) — (7,152) The following table presents the carrying amount and fair value of financial instruments at December 31, 2023: Carrying Fair Value Measurement Using: Total Level 1 Level 2 Level 3 Assets: Cash and cash equivalents $ 222,046 $ 222,046 $ — $ — $ 222,046 Debt securities available-for-sale (1) 341,955 4,988 336,967 — 341,955 Debt securities held-to-maturity (1) 388,968 104,141 256,429 — 360,570 Equity securities 9,301 8,667 634 — 9,301 Loans held for sale 675 — 677 — 677 Net loans 4,422,644 — — 4,323,476 4,323,476 FHLB and other restricted stock holdings and investments 30,011 n/a n/a n/a n/a Interest rate swaps 1,013 — 1,013 — 1,013 Accrued interest receivable 24,318 410 2,319 21,589 24,318 Liabilities: Deposits $ (4,998,750) $ (4,492,256) $ (508,181) $ — $ (5,000,437) Subordinated debentures (104,887) — (134,298) — (134,298) Interest rate swaps (1,013) — (1,013) — (1,013) Accrued interest payable (3,550) — (3,550) — (3,550) (1) In 2023, the Corporation transitioned to a new pricing provider, leading to the reclassification of United States Treasury investments as Level 1 pricing instruments.

Secondary Market Mortgage Act_2

Secondary Market Mortgage Activities (Tables)	12 Months Ended
	Dec. 31, 2024
Mortgage Banking [Abstract]
Schedule of Secondary Market Mortgage Activities	The following summarizes secondary market mortgage activities for the years ended December 31, 2024, 2023, and 2022: December 31, 2024 December 31, 2023 December 31, 2022 Loans originated for resale $ 28,451 $ 17,874 $ 34,181 Proceeds from sales of loans held for sale 27,934 16,263 29,151 Net gains on sales of loans held for sale 770 447 1,285 Loan servicing fees 719 744 781
Schedule of Activity for Capitalized Mortgage Servicing Rights	The following summarizes activity for capitalized mortgage servicing rights for the years ended December 31, 2024, 2023, and 2022: December 31, 2024 December 31, 2023 December 31, 2022 Balance, beginning of year $ 1,554 $ 1,804 $ 1,664 Additions 244 114 232 Servicing rights acquired — — — Amortization (547) (364) (92) Balance, end of year $ 1,251 $ 1,554 $ 1,804

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2024
Property, Plant and Equipment [Abstract]
Schedule of Premises and Equipment	The following summarizes premises and equipment at December 31, 2024 and 2023: December 31, 2024 December 31, 2023 Land $ 9,043 $ 9,043 Premises and leasehold improvements 92,269 87,591 Furniture and equipment 48,833 45,703 Construction in process 1,965 2,047 152,110 144,384 Less: accumulated depreciation 76,099 70,684 Premises and equipment, net $ 76,011 $ 73,700

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2024
Leases [Abstract]
Schedule Of Operating And Finance Lease Liabilities	Leases Classification December 31, 2024 December 31, 2023 Assets: Operating lease assets Operating lease right-of-use assets $ 37,764 $ 35,699 Finance lease assets Finance lease right-of-use assets 14,951 — Finance lease assets Premises and equipment, net (1) 143 215 Total leased assets $ 52,858 $ 35,914 Liabilities: Operating lease liabilities Operating lease liabilities $ 40,315 $ 37,650 Finance lease liabilities Accrued interest payable and other liabilities 15,151 294 Total leased liabilities $ 55,466 $ 37,944 (1) Finance lease assets are recorded net of accumulated amortization of $1.1 million and $1.0 million as of December 31, 2024 and 2023, respectively.
Schedule Of Lease Cost	The components of the Corporation's net lease expense for the years ended December 31, 2024, 2023, and 2022 were as follows: Lease Cost Classification December 31, 2024 December 31, 2023 December 31, 2022 Operating lease cost Net occupancy expense $ 3,066 $ 2,963 $ 2,264 Variable lease cost Net occupancy expense 103 92 59 Finance lease cost: Amortization of leased assets Net occupancy expense 72 72 72 Interest on lease liabilities Interest expense - borrowed funds 11 15 19 Sublease income (1) Net occupancy expense (96) (93) (79) Gain on sale-leaseback transactions Noninterest income - other (63) — — Net lease cost $ 3,093 $ 3,049 $ 2,335 (1) Sublease income excludes rental income from owned properties.
Schedule of Finance Lease, Liability, Maturity	The following table sets forth future minimum rental payments under noncancelable leases with terms in excess of one year as of December 31, 2024: Maturity of Lease Liabilities as of December 31, 2024 Operating Leases (1) Finance Leases Total 2025 $ 2,755 $ 843 $ 3,598 2026 2,737 843 3,580 2027 2,759 738 3,497 2028 2,827 783 3,610 2029 2,862 783 3,645 After 2029 51,757 32,228 83,985 Total lease payments 65,697 36,218 101,915 Less: Interest 25,382 21,067 46,449 Present value of lease liabilities $ 40,315 $ 15,151 $ 55,466 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.6 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Schedule of Minimum Annual Rental Commitments Under Operating Lease	The following table sets forth future minimum rental payments under noncancelable leases with terms in excess of one year as of December 31, 2024: Maturity of Lease Liabilities as of December 31, 2024 Operating Leases (1) Finance Leases Total 2025 $ 2,755 $ 843 $ 3,598 2026 2,737 843 3,580 2027 2,759 738 3,497 2028 2,827 783 3,610 2029 2,862 783 3,645 After 2029 51,757 32,228 83,985 Total lease payments 65,697 36,218 101,915 Less: Interest 25,382 21,067 46,449 Present value of lease liabilities $ 40,315 $ 15,151 $ 55,466 (1) Operating lease payments include payments related to options to extend lease terms that are reasonably certain of being exercised and exclude $5.6 million of legally binding minimum lease payments for leases signed, but not yet commenced.
Schedule of Weighted Average Lease Term and Discount Rate	Other information related to the Corporation's lease liabilities as of December 31, 2024 and 2023 was as follows: Lease Term and Discount Rate December 31, 2024 December 31, 2023 Weighted-average remaining lease term (years) Operating leases 22.8 23.0 Finance leases 34.6 3.0 Weighted-average discount rate Operating leases 4.22 % 4.05 % Finance leases 5.24 % 4.49 % Other information related to the Corporation's lease liabilities as of December 31, 2024 and 2023 was as follows: Other Information December 31, 2024 December 31, 2023 Cash paid for amounts included in the measurement of lease liabilities Operating cash flows used by operating leases $ 1,052 $ 1,134

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Change in Carrying Amount of Goodwill	The change in the carrying amount of goodwill for the years ended December 31, 2024 and 2023 was as follows: December 31, 2024 December 31, 2023 Balance, beginning of year $ 43,749 $ 43,749 Acquired during the year — — Balance, end of year $ 43,749 $ 43,749
Schedule of Estimated Amortization Expense of Core Deposit Intangible Assets	Estimated amortization expense of core deposit intangible assets for each of the next five years is as follows: 2025 $ 62 2026 51 2027 40 2028 29 2029 18 Thereafter 6 Total $ 206

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2024
Deposits [Abstract]
Schedule of Time Certificates of Deposit Accounts Included in Total Deposits and Their Remaining Maturities	The following table reflects time certificates of deposit accounts included in total deposits and their remaining maturities at December 31, 2024: Time deposits maturing: 2025 $ 615,026 2026 93,785 2027 8,128 2028 3,308 2029 1,854 Thereafter 759 Total $ 722,860

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2024
Debt Disclosure [Abstract]
Schedule of Advances From Federal Home Loan Banks	At December 31, 2024, and December 31, 2023, outstanding advances from the FHLB were as follows: 2024 2023 Open Repo borrowing at an interest rate of 4.71% and 5.68% at December 31, 2024 and December 31, 2023. The maximum amount of the Open Repo borrowing available is $250,000. $ — $ — Total $ — $ —

Deferred Compensation Plans (Ta

Deferred Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2024
Postemployment Benefits [Abstract]
Schedule of Changes in Deferred Compensation Plan Liability	A summary of changes in the deferred compensation plan liability follows: December 31, 2024 December 31, 2023 December 31, 2022 Balance, beginning of year $ 4,108 $ 3,650 $ 3,675 Deferrals, dividends, and changes in fair value 845 638 (2) Deferred compensation payments (241) (180) (23) Balance, end of year $ 4,712 $ 4,108 $ 3,650

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2024
Income Tax Disclosure [Abstract]
Schedule of Income Tax Expense	The following is a summary of income tax expense for the years ended December 31, 2024, 2023, and 2022: December 31, 2024 December 31, 2023 December 31, 2022 Current – federal $ 12,863 $ 11,446 $ 15,494 Current – state 1,104 1,252 1,346 Deferred – federal (1,124) 1,110 (1,618) Deferred – state (59) 1 (196) Income tax expense $ 12,784 $ 13,809 $ 15,026
Schedule of Reconciliation of Income Tax Attributable to Pre-Tax Income at Federal Statutory Tax Rates to Income Tax Expense	The reconciliation of income tax attributable to pre-tax income at the federal statutory tax rates to income tax expense is as follows: December 31, 2024 % December 31, 2023 % December 31, 2022 % Tax at statutory rate $ 14,146 21.0 % $ 15,084 21.0 % $ 16,425 21.0 % Tax exempt income, net (1,139) (1.7) (1,090) (1.5) (1,036) (1.3) Bank owned life insurance (653) (1.0) (619) (0.9) (721) (0.9) Tax credits, net of amortization (160) (0.2) (173) (0.3) (193) (0.3) Effect of state tax 826 1.2 990 1.4 908 1.2 Other (236) (0.4) (383) (0.5) (357) (0.5) Income tax expense $ 12,784 18.9 % $ 13,809 19.2 % $ 15,026 19.2 %
Schedule of Components of Net Deferred Tax Asset	The following table sets forth deferred taxes as of December 31, 2024 and 2023: December 31, 2024 December 31, 2023 Deferred tax assets: Allowance for credit losses $ 10,895 $ 10,515 Fair value adjustments – business combination 685 771 Deferred compensation 4,026 3,693 Net operating loss carryover 493 516 Post-retirement benefits 509 605 Unrealized loss on equity securities 197 129 Nonaccrual loan interest 563 476 Accrued expenses 609 579 Deferred fees and costs 25 557 Unrealized loss on securities available-for-sale 10,852 11,308 Unrealized loss on securities held-to-maturity 963 1,108 Lease liability 12,360 8,509 Other 547 453 42,724 39,219 Deferred tax liabilities: Premises and equipment 3,054 3,761 Intangibles – section 197 2,475 2,487 Mortgage servicing rights 278 345 Lease asset 11,839 8,128 Other 633 571 18,279 15,292 Net deferred tax asset $ 24,445 $ 23,927

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2024
Related Party Transactions [Abstract]
Schedule of Related Party Transactions	Loans to principal officers, directors, and their affiliates during 2024 were as follows: Beginning balance $ 40,129 New loans and advances 5,492 Effect of changes in composition of related parties 2,859 Repayments (16,791) Ending balance $ 31,689

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2024
Share-Based Payment Arrangement [Abstract]
Schedule of Changes in Nonvested Restricted Stock Awards	A summary of changes in time-based unvested restricted stock awards follows: Shares Weighted-average Non-vested at January 1, 2024 124,934 $ 24.09 Granted 112,828 21.26 Forfeited (15,044) 22.98 Vested (44,162) 24.17 Non-vested at December 31, 2024 178,556 $ 22.37

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	12 Months Ended
	Dec. 31, 2024
Banking and Thrift, Other Disclosure [Abstract]
Schedule of Actual and Required Capital Amounts and Ratios	Actual and required capital amounts and ratios are presented below as of December 31, 2024 and 2023. The capital adequacy ratio includes the capital conservation buffer. Actual For Capital Adequacy Purposes (1) To Be Well Capitalized Amount Ratio Amount Ratio Amount Ratio December 31, 2024 Total Capital to Risk Weighted Assets Consolidated $ 764,161 16.16 % $ 496,541 10.50 % N/A N/A Bank 639,971 13.59 494,609 10.50 $ 471,057 10.00 % Tier 1 (Core) Capital to Risk Weighted Assets Consolidated 634,131 13.41 401,962 8.50 N/A N/A Bank 596,615 12.67 400,398 8.50 376,845 8.00 Common equity Tier 1 to Risk Weighted Assets Consolidated 556,346 11.76 331,028 7.00 N/A N/A Bank 589,236 12.51 329,740 7.00 306,187 6.50 Tier 1 (Core) Capital to Average Assets Consolidated 634,131 10.43 243,290 4.00 N/A N/A Bank 596,615 9.84 242,432 4.00 303,040 5.00 December 31, 2023 Total Capital to Risk Weighted Assets Consolidated $ 725,091 15.99 % $ 476,235 10.50 % N/A N/A Bank 603,409 13.36 474,339 10.50 $ 451,751 10.00 % Tier 1 (Core) Capital to Risk Weighted Assets Consolidated 598,785 13.20 385,523 8.50 N/A N/A Bank 563,412 12.47 383,989 8.50 361,401 8.00 Common equity Tier 1 to Risk Weighted Assets Consolidated 521,000 11.49 317,490 7.00 N/A N/A Bank 556,033 12.31 316,226 7.00 293,638 6.50 Tier 1 (Core) Capital to Average Assets Consolidated 598,785 10.54 227,231 4.00 N/A N/A Bank 563,412 9.86 228,573 4.00 285,716 5.00 (1) The minimum amounts and ratios as of December 31, 2024 and 2023 include the full phase in of the capital conservation buffer of 2.5 percent required by the Basel III framework.

Derivative Instruments (Tables)

Derivative Instruments (Tables)	12 Months Ended
	Dec. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Amounts and Locations of Activity Related to Interest Rate Swaps	The following tables provide information about the amounts and locations of activity related to the interest rate swaps designated as cash flow hedges within the Corporation’s consolidated balance sheet and statement of income as of December 31, 2024 and 2023 and for the years ended December 31, 2024, 2023, and 2022: Liability Derivative Balance Sheet Fair value Location December 31, 2024 December 31, 2023 Interest rate contract Accrued interest receivable (payable) and other assets (liabilities) $— $— For the Year Ended December 31, 2024 (a) (b) (c) (d) (e) Interest rate contract $— Interest expense – subordinated debentures $— Other $— For the Year Ended December 31, 2023 Interest rate contract (119) Interest expense – subordinated debentures 151 Other — For the Year Ended December 31, 2022 Interest rate contract 425 Interest expense – subordinated debentures (127) Other — (a) Amount of Gain or (Loss) Recognized in Other Comprehensive Loss on Derivative (Effective Portion), net of tax (b) Location of Gain or (Loss) Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (c) Amount of Loss Reclassified from Accumulated Other Comprehensive Loss into Income (Effective Portion) (d) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing) (e) Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)
Schedule of Amounts and Locations of Activity Related to Back-to-Back Interest Rate Swaps	The following table provides information about the amounts and locations of activity related to the back-to-back interest rate swaps within the Corporation’s consolidated balance sheet as of December 31, 2024 and 2023: Fair Value Notional Asset Liability December 31, 2024 $ 65,629 $ 423 (a) $ 423 (b) December 31, 2023 $ 21,302 $ 1,013 (a) $ 1,013 (b) (a) Reported in accrued interest receivable and other assets within the consolidated balance sheets (b) Reported in accrued interest payable and other liabilities within the consolidated balance sheets

Off-Balance Sheet Commitments_2

Off-Balance Sheet Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2024
Fair Value Disclosures [Abstract]
Schedule of Off-Balance Sheet Risks	December 31, 2024 and 2023 were as follows: December 31, 2024 December 31, 2023 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 130,087 $ 321,677 $ 111,526 $ 370,437 Unused lines of credit 24,037 851,846 11,219 789,534 Standby letters of credit 19,301 2,797 18,649 2,480
Schedule of Allowance for Credit Losses on Unfunded Loan Commitments	for the years ended December 31, 2024, 2023, and 2022, respectively: Year ended December 31, 2024 2023 2022 Beginning balance $ 759 $ 603 $ — Provision for credit losses on unfunded loan commitments (1) 185 156 603 Ending balance $ 944 $ 759 $ 603 (1) Excludes provision for credit losses related to the loan portfolio.

Parent Company Only Financial_2

Parent Company Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2024
Condensed Financial Information Disclosure [Abstract]
Schedule of Condensed Balance Sheets	CONDENSED BALANCE SHEETS December 31, 2024 2023 Assets Cash $ 100,702 $ 100,427 Equity securities 1,525 1,795 Investment in bank subsidiary 585,725 548,493 Investment in non-bank subsidiaries 25,216 23,262 Deferred assets and current receivables 2,021 1,894 Other assets 956 925 Total assets $ 716,145 $ 676,796 Liabilities Subordinated notes and debentures $ 105,190 $ 104,887 Other liabilities 260 662 Total liabilities 105,450 105,549 Stockholders' equity 610,695 571,247 Total liabilities and stockholders' equity $ 716,145 $ 676,796
Schedule of Condensed Statements of Income	CONDENSED STATEMENTS OF INCOME Year Ended December 31, Income: 2024 2023 2022 Dividends from: Bank subsidiary $ 22,185 $ 22,295 $ 21,225 Non-bank subsidiaries 1,320 1,325 1,431 Other 201 240 198 Total income 23,706 23,860 22,854 Expenses (7,035) (7,084) (6,112) Income before income taxes and equity in undistributed net income of subsidiaries: 16,671 16,776 16,742 Change in net unrealized holdings (losses) on equity securities not held for trading (290) (722) (132) Income tax benefit 1,513 1,606 1,422 Equity in undistributed net income of bank subsidiary 34,755 38,702 43,846 Equity in undistributed (distributions in excess) of net income of non-bank subsidiaries 1,926 1,658 1,310 Net income 54,575 58,020 63,188 Dividends on preferred stock (4,302) (4,302) (4,302) Net income available to common stockholders $ 50,273 $ 53,718 $ 58,886 Comprehensive income attributable to the parent $ 54,575 $ 58,020 $ 63,613
Schedule of Condensed Statements of Cash Flows	CONDENSED STATEMENTS OF CASH FLOWS Year Ended December 31, 2024 2023 2022 Net income Adjustments to reconcile net income to net cash provided by $ 54,575 $ 58,020 $ 63,188 Operating activities: Equity in undistributed net income of bank subsidiary (34,755) (38,702) (43,846) (Equity in undistributed) distributions in excess of net income of non–bank subsidiaries (1,926) (1,658) (1,310) Net realized and unrealized (gains) losses on equity securities (290) 700 132 Increase (decrease) in other assets 174 (230) 609 Increase in other liabilities 2,734 2,064 1,571 Net cash provided by operating activities 20,512 20,194 20,344 Cash flows from investing activities: Purchase of equity securities (20) (41) (32) Sales and maturities of equity securities with readily determinable fair value — 296 — Investment in bank subsidiaries — (37,000) — Net cash used in investing activities (20) (36,745) (32) Cash flows from financing activities: Dividends paid on common stock (14,912) (14,694) (12,557) Dividends paid on preferred stock (4,302) (4,302) (4,302) Purchase of treasury stock (1,003) (6,858) (1,707) Net proceeds from issuance of common stock — — 94,051 Net cash provided by financing activities (20,217) (25,854) 75,485 Net (decrease) increase in cash 275 (42,405) 95,797 Cash beginning of year 100,427 142,832 47,035 Cash end of year $ 100,702 $ 100,427 $ 142,832

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2024
Earnings Per Share [Abstract]
Schedule of Computation of Basic and Diluted Earnings Per Share	The computation of basic and diluted earnings per common share is shown below. There were no anti-dilutive stock options for the years ended December 31, 2024, 2023, and 2022. Years Ended December 31, 2024 2023 2022 Basic earnings per common share computation Net income per consolidated statements of income $ 50,273 $ 53,718 $ 58,886 Net earnings allocated to participating securities (388) (283) (229) Net earnings allocated to common stock $ 49,885 $ 53,435 $ 58,657 Distributed earnings allocated to common stock $ 14,785 $ 14,607 $ 12,508 Undistributed earnings allocated to common stock 35,100 38,828 46,149 Net earnings allocated to common stock $ 49,885 $ 53,435 $ 58,657 Weighted average common shares outstanding, including shares considered participating securities 20,993 21,010 18,057 Less: Average participating securities (155) (106) (70) Weighted average shares 20,838 20,904 17,987 Basic earnings per common share $ 2.39 $ 2.56 $ 3.26 Diluted earnings per common share computation Net earnings allocated to common stock $ 49,885 $ 53,435 $ 58,657 Weighted average common shares outstanding for basic earnings per common share 20,838 20,904 17,987 Add: Dilutive effects of performance based-shares 62 40 33 Weighted average shares and dilutive potential common shares 20,900 20,944 18,020 Diluted earnings per common share $ 2.39 $ 2.55 $ 3.26

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2024
Equity [Abstract]
Schedule of Components of Other Comprehensive Income and Related Tax Effects	Other comprehensive income components and related tax effects were as follows for the years ended December 31, 2024, 2023, and 2022: December 31, 2024 December 31, 2023 December 31, 2022 Unrealized holding gains (losses) on available-for-sale securities $ 2,245 $ 7,785 $ (67,167) Less reclassification adjustment for gains recognized in earnings (74) (52) (651) Net unrealized gains (losses) 2,171 7,733 (67,818) Tax effect (456) (1,624) 14,242 Net-of-tax amount 1,715 6,109 (53,576) Amortization of unrealized gains from held-to-maturity securities 690 748 1,107 Tax effect (145) (157) (232) Net-of-tax amount 545 591 875 Actuarial gains (losses) on postemployment health care plan 478 (2) 303 Net amortization of transition obligation and actuarial gain (168) (174) (113) Net unrealized gains (losses) on postemployment health care plan 310 (176) 190 Tax effect (65) 37 (40) Net-of-tax amount 245 (139) 150 Unrealized gains on interest rate swap — — 411 Less reclassification adjustment for gains (losses) recognized in earnings — (151) 127 Net unrealized gains (losses) — (151) 538 Tax effect — 32 (113) Net-of-tax amount — (119) 425 Other comprehensive income (loss) $ 2,505 $ 6,442 $ (52,126)
Schedule of Change in Accumulated Other Comprehensive Income (Loss)	The following is a summary of the change in the accumulated other comprehensive income (loss) balance, net of tax, for the years ended December 31, 2024, 2023, and 2022. Balance Comprehensive Balance Unrealized gains on securities available-for-sale $ (48,173) $ 1,715 $ (46,458) Amortization of unrealized gains from held-to-maturity securities 1,466 545 2,011 Unrealized gains on postretirement benefits plan 629 245 874 Total $ (46,078) $ 2,505 $ (43,573) Balance Comprehensive Balance Unrealized gains on securities available-for-sale $ (54,282) $ 6,109 $ (48,173) Amortization of unrealized gains from held-to-maturity securities 875 591 1,466 Unrealized losses on postretirement benefits plan 768 (139) 629 Unrealized losses on interest rate swap 119 (119) — Total $ (52,520) $ 6,442 $ (46,078) Balance Comprehensive Balance Unrealized losses on securities available-for-sale $ (706) $ (53,576) $ (54,282) Amortization of unrealized gains from held-to-maturity securities — 875 875 Unrealized gains on postretirement benefits plan 618 150 768 Unrealized gains on interest rate swap (306) 425 119 Total $ (394) $ (52,126) $ (52,520)

Segment Reporting (Tables)

Segment Reporting (Tables)	12 Months Ended
	Dec. 31, 2024
Segment Reporting [Abstract]
Schedule of Segment Information	Information reported internally for performance assessment by the CODM follows, including reconciliation to the financial statements. Year ended December 31, 2024 2023 2022 Interest and Dividend Income: Loans including fees Interest and fees on loans $ 293,544 $ 273,220 $ 194,149 PPP fees — 3 1,889 Investment Securities 31,926 20,473 17,700 Total interest and dividend income 325,470 293,696 213,738 Interest Expense: Deposits 133,493 97,770 19,833 Borrowed funds 4,508 6,097 4,246 Total interest expense 138,001 103,867 24,079 NET INTEREST INCOME 187,469 189,829 189,659 PROVISION FOR CREDIT LOSS EXPENSE 9,222 5,993 8,589 NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE 178,247 183,836 181,070 NON-INTEREST INCOME: Service charges on deposit accounts 6,990 7,372 7,206 Other service charges and fees 2,973 3,010 3,196 Wealth and asset management fees 7,845 7,251 7,172 Security gains (losses), net 828 (335) (498) Mortgage banking 673 676 1,237 Bank owned life insurance 3,110 2,945 3,433 Card processing and interchange income 8,666 8,301 7,797 Other non-interest income 8,029 4,115 5,223 Total non-interest income 39,114 33,335 34,766 NON-INTEREST EXPENSES: Salaries 54,089 50,871 44,495 Incentive 2,465 2,847 9,875 Benefits 17,982 17,344 17,090 Net occupancy expense 14,737 14,509 13,298 Technology expense 21,805 20,202 17,041 State and local taxes 4,726 4,126 4,078 Legal, professional and examination fees 4,217 4,414 4,173 Advertising 2,545 3,133 2,887 FDIC insurance 3,718 3,879 2,796 Card processing and interchange expenses 4,575 5,025 4,801 Other non-interest expenses 19,143 18,992 17,088 Total non-interest expenses 150,002 145,342 137,622 INCOME BEFORE INCOME TAXES 67,359 71,829 78,214 INCOME TAX EXPENSE 12,784 13,809 15,026 SEGMENT NET INCOME $ 54,575 $ 58,020 $ 63,188 Reconciliation of profit or loss Adjustments and reconciling items — — — CONSOLIDATED NET INCOME $ 54,575 $ 58,020 $ 63,188 Reconciliation of assets Adjustments and reconciling items — — TOTAL CONSOLIDATED ASSETS $ 6,192,010 $ 5,752,957

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Narrative (Details)	12 Months Ended
	Dec. 31, 2024 USD ($) qtr renewal_option	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Summary Of Significant Accounting Policies [Line Items]
Accrued interest reversed against interest income	$ 0	$ 0
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Accrued interest receivable and other assets	Accrued interest receivable and other assets
Accrued interest receivable on available-for-sale debt securities	$ 2,100,000	$ 1,400,000
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Accrued interest receivable and other assets	Accrued interest receivable and other assets
Accrued interest receivable on held-to-maturity debt securities	$ 1,100,000	$ 1,300,000
Accrued interest receivable	$ 21,600,000	$ 21,600,000
Period of delinquent loan	90 days
Number of quarters used in the mean loss calculation | qtr	8
DCF methodology, percentage (in percent)	91.30%	85.90%
WARM methodology, percentage (in percent)	8.70%	14.10%
Credit losses on OBS credit exposures	$ 944,000	$ 759,000	$ 603,000	$ 0
Number of options to renew | renewal_option	1
Premises and Equipment | Minimum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment	3 years
Premises and Equipment | Maximum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment	39 years
Furniture, Fixtures and Equipment | Minimum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment	3 years
Furniture, Fixtures and Equipment | Maximum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment	10 years
Buildings and Building Improvements | Minimum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment	15 years
Buildings and Building Improvements | Maximum
Summary Of Significant Accounting Policies [Line Items]
Useful lives of premises and equipment	39 years
Core Deposit | FC Banc Corp
Summary Of Significant Accounting Policies [Line Items]
Amortization of intangible assets	4 years
Core Deposit | Lake National Bank
Summary Of Significant Accounting Policies [Line Items]
Amortization of intangible assets	10 years

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Schedule of Net Loans (Details) $ in Thousands	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 4,608,956	$ 4,468,476
Percentage of Total (percent)	1	1
Farmland
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 31,099	$ 33,485
Percentage of Total (percent)	0.0067	0.0076
Farmland | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 31,869
Percentage of Total (percent)		0.007
Farmland | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 1,616
Percentage of Total (percent)		0.001
Owner-occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 515,208	$ 511,910
Percentage of Total (percent)	0.1118	0.1146
Owner-occupied, nonfarm nonresidential properties | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 493,064
Percentage of Total (percent)		0.110
Owner-occupied, nonfarm nonresidential properties | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 18,846
Percentage of Total (percent)		0.005
Other construction loans and all land development and other land loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 282,912	$ 340,358
Percentage of Total (percent)	0.0614	0.0762
Other construction loans and all land development and other land loans | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 491,539
Percentage of Total (percent)		0.110
Other construction loans and all land development and other land loans | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ (151,181)
Percentage of Total (percent)		(0.034)
Multifamily (5 or more) residential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 411,146	$ 305,697
Percentage of Total (percent)	0.0892	0.0684
Multifamily (5 or more) residential properties | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 254,342
Percentage of Total (percent)		0.057
Multifamily (5 or more) residential properties | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 51,355
Percentage of Total (percent)		0.011
Non-owner occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 1,033,541	$ 984,033
Percentage of Total (percent)	0.2242	0.2202
Non-owner occupied, nonfarm nonresidential properties | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 896,043
Percentage of Total (percent)		0.201
Non-owner occupied, nonfarm nonresidential properties | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 87,990
Percentage of Total (percent)		0.019
1-4 Family Construction
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 26,431	$ 28,055
Percentage of Total (percent)	0.0057	0.0063
1-4 Family Construction | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 51,207
Percentage of Total (percent)		0.011
1-4 Family Construction | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ (23,152)
Percentage of Total (percent)		(0.005)
Residential Mortgages secured by first liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 1,012,746	$ 1,005,335
Percentage of Total (percent)	0.2197	0.2250
Residential Mortgages secured by first liens | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 990,986
Percentage of Total (percent)		0.222
Residential Mortgages secured by first liens | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 14,349
Percentage of Total (percent)		0.003
Residential Mortgages secured by junior liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 106,462	$ 91,240
Percentage of Total (percent)	0.0231	0.0204
Residential Mortgages secured by junior liens | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 91,063
Percentage of Total (percent)		0.020
Residential Mortgages secured by junior liens | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 177
Percentage of Total (percent)		0
2023 Loan Portfolio Adjusted
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 3,300,113
Percentage of Total (percent)		0.738
2023 Loan Portfolio Adjusted | As Reported
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 3,300,113
Percentage of Total (percent)		0.738
2023 Loan Portfolio Adjusted | Adjustment
Loan Portfolio By Loan Grade [Line Items]
Loans receivable		$ 0
Percentage of Total (percent)		0

Securities - Schedule of Securi

Securities - Schedule of Securities Available for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Debt Securities, Available-for-sale [Line Items]
Total debt securities	$ 520,223	$ 395,803
Gross Unrealized Gains	88	36
Gross Unrealized Losses	(51,765)	(53,884)
Allowance for Credit Losses	0	0
Debt securities available-for-sale	468,546	341,955
U.S. Gov’t sponsored entities
Debt Securities, Available-for-sale [Line Items]
Total debt securities	14,795	5,024
Gross Unrealized Gains	17	0
Gross Unrealized Losses	(2)	(36)
Allowance for Credit Losses	0	0
Debt securities available-for-sale	14,810	4,988
State & political subdivisions
Debt Securities, Available-for-sale [Line Items]
Total debt securities	104,025	105,102
Gross Unrealized Gains	11	22
Gross Unrealized Losses	(13,080)	(13,315)
Allowance for Credit Losses	0	0
Debt securities available-for-sale	90,956	91,809
Residential & multi-family mortgage
Debt Securities, Available-for-sale [Line Items]
Total debt securities	352,983	225,871
Gross Unrealized Gains	60	1
Gross Unrealized Losses	(34,133)	(34,353)
Allowance for Credit Losses	0	0
Debt securities available-for-sale	318,910	191,519
Corporate notes and bonds
Debt Securities, Available-for-sale [Line Items]
Total debt securities	39,022	48,459
Gross Unrealized Gains	0	13
Gross Unrealized Losses	(3,812)	(5,333)
Allowance for Credit Losses	0	0
Debt securities available-for-sale	35,210	43,139
Pooled SBA
Debt Securities, Available-for-sale [Line Items]
Total debt securities	9,398	11,347
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(738)	(847)
Allowance for Credit Losses	0	0
Debt securities available-for-sale	$ 8,660	$ 10,500

Securities - Schedule of Secu_2

Securities - Schedule of Securities Held-To-Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Schedule of Held-to-Maturity Securities [Line Items]
Amortized Cost	$ 306,081	$ 388,968
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(23,111)	(28,398)
Allowance for Credit Losses	0	0
Fair Value	282,970	360,570
U.S. Government sponsored entities
Schedule of Held-to-Maturity Securities [Line Items]
Amortized Cost	229,504	302,945
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(13,354)	(19,038)
Allowance for Credit Losses	0	0
Fair Value	216,150	283,907
Residential & multi-family mortgage
Schedule of Held-to-Maturity Securities [Line Items]
Amortized Cost	76,577	86,023
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(9,757)	(9,360)
Allowance for Credit Losses	0	0
Fair Value	$ 66,820	$ 76,663

Securities - Narrative (Details

Securities - Narrative (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2024 USD ($) security	Dec. 31, 2023 USD ($) security	Dec. 31, 2022 USD ($) security
Debt Securities, Available-for-sale [Line Items]
Number of securities transferred | security			74
Transfer of debt securities, fair value			$ 213,700
Net unrealized holding loss			5,600
Tax provision related to net realized gains	$ 16	$ 11	137
Number of securities holdings | security	0	0
Shareholders equity, percentage	10%	10%
Proceeds from sale of securities, operating activities	$ 0	$ 296	0
Net realized gains (losses) on trading securities	0	22	$ 0
Collateral Pledged
Debt Securities, Available-for-sale [Line Items]
Securities pledged to public deposits	$ 443,900	$ 489,000

Securities - Schedule of Inform

Securities - Schedule of Information Pertaining to Security Sales (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 806	$ 13,151	$ 22,164
Gross Gains	83	52	651
Gross Losses	$ 9	$ 0	$ 0

Securities - Schedule of Contra

Securities - Schedule of Contractual Maturity of Securities Available for Sale, Excluding Equity Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Amortized Cost
1 year or less	$ 23,840
1 year – 5 years	47,805
5 years – 10 years	65,830
After 10 years	20,367
Total, Amortized Cost	157,842
Total debt securities	520,223	$ 395,803
Fair Value
1 year or less	23,789
1 year – 5 years	44,781
5 years – 10 years	57,461
After 10 years	14,945
Total, Fair Value	140,976
Total debt securities	468,546	341,955
Amortized Cost
1 year or less	52,148
1 year – 5 years	158,625
5 years – 10 years	18,731
After 10 years	0
Total, Amortized Cost	229,504
Total debt securities	306,081	388,968
Fair Value
1 year or less	51,496
1 year – 5 years	148,881
5 years – 10 years	15,773
After 10 years	0
Total, Fair Value	216,150
Total debt securities	282,970	360,570
Residential & multi-family mortgage
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	352,983
Total debt securities	352,983	225,871
Fair Value
Mortgage & asset backed securities, Fair Value	318,910
Total debt securities	318,910	191,519
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	76,577
Fair Value
Mortgage & asset backed securities, Fair Value	66,820
Total debt securities	66,820	76,663
Pooled SBA
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	9,398
Total debt securities	9,398	11,347
Fair Value
Mortgage & asset backed securities, Fair Value	8,660
Total debt securities	8,660	$ 10,500
Amortized Cost
Mortgage & asset backed securities, Amortized Cost	0
Fair Value
Mortgage & asset backed securities, Fair Value	$ 0

Securities - Schedule of AFS wi

Securities - Schedule of AFS with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Less than 12 Months
Fair Value	$ 126,222	$ 4,214
Unrealized Loss	(916)	(23)
12 Months or More
Fair Value	285,562	330,117
Unrealized Loss	(50,849)	(53,861)
Fair Value	411,784	334,331
Unrealized Loss	(51,765)	(53,884)
U.S. Gov’t sponsored entities
Less than 12 Months
Fair Value	249	2,487
Unrealized Loss	(1)	(1)
12 Months or More
Fair Value	3,340	1,956
Unrealized Loss	(1)	(35)
Fair Value	3,589	4,443
Unrealized Loss	(2)	(36)
State & political subdivisions
Less than 12 Months
Fair Value	6,519	749
Unrealized Loss	(90)	0
12 Months or More
Fair Value	80,172	84,828
Unrealized Loss	(12,990)	(13,315)
Fair Value	86,691	85,577
Unrealized Loss	(13,080)	(13,315)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	118,057	0
Unrealized Loss	(810)	0
12 Months or More
Fair Value	159,576	191,436
Unrealized Loss	(33,323)	(34,353)
Fair Value	277,633	191,436
Unrealized Loss	(34,133)	(34,353)
Corporate notes and bonds
Less than 12 Months
Fair Value	987	978
Unrealized Loss	(13)	(22)
12 Months or More
Fair Value	34,224	41,488
Unrealized Loss	(3,799)	(5,311)
Fair Value	35,211	42,466
Unrealized Loss	(3,812)	(5,333)
Pooled SBA
Less than 12 Months
Fair Value	410	0
Unrealized Loss	(2)	0
12 Months or More
Fair Value	8,250	10,409
Unrealized Loss	(736)	(847)
Fair Value	8,660	10,409
Unrealized Loss	$ (738)	$ (847)

Securities - Schedule of HTM wi

Securities - Schedule of HTM with Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Less than 12 Months
Fair Value	$ 0	$ 0
Unrealized Loss	0	0
12 Months or More
Fair Value	282,970	360,570
Unrealized Loss	(23,111)	(28,398)
Fair Value	282,970	360,570
Unrealized Loss	(23,111)	(28,398)
U.S. Government sponsored entities
Less than 12 Months
Fair Value	0	0
Unrealized Loss	0	0
12 Months or More
Fair Value	216,150	283,907
Unrealized Loss	(13,354)	(19,038)
Fair Value	216,150	283,907
Unrealized Loss	(13,354)	(19,038)
Residential & multi-family mortgage
Less than 12 Months
Fair Value	0	0
Unrealized Loss	0	0
12 Months or More
Fair Value	66,820	76,663
Unrealized Loss	(9,757)	(9,360)
Fair Value	66,820	76,663
Unrealized Loss	$ (9,757)	$ (9,360)

Securities - Schedule of Tradin

Securities - Schedule of Trading Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 10,456	$ 9,301
Corporate equity securities
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	6,542	5,341
Mutual funds
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	1,936	2,223
Money market
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	287	1,103
Corporate notes
Debt and Equity Securities, FV-NI [Line Items]
Equity securities	$ 1,691	$ 634

Loans Receivable and Allowanc_3

Loans Receivable and Allowance for Credit Losses - Schedule of Net Loans (Details) $ in Thousands	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 4,608,956	$ 4,468,476
Percentage of Total	1	1
Less: Allowance for credit losses	$ (47,357)	$ (45,832)	$ (43,436)	$ (37,588)
Net loans receivable	4,561,599	4,422,644
Net deferred loan origination fees (costs) included in the above loan table	49	2,448
Farmland
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 31,099	$ 33,485
Percentage of Total	0.0067	0.0076
Less: Allowance for credit losses	$ (167)	$ (138)	(159)	(151)
Owner-occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 515,208	$ 511,910
Percentage of Total	0.1118	0.1146
Less: Allowance for credit losses	$ (5,696)	$ (4,131)	(2,905)	(3,339)
Agricultural production and other loans to farmers
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 6,492	$ 1,652
Percentage of Total	0.0014	0.0004
Less: Allowance for credit losses	$ (37)	$ (7)	(6)	(9)
Commercial and Industrial
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 718,775	$ 726,442
Percentage of Total	0.1560	0.1626
Less: Allowance for credit losses	$ (7,759)	$ (9,500)	(9,766)	(8,837)
Obligations (other than securities and leases) of states and political subdivisions
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 140,430	$ 152,201
Percentage of Total	0.0305	0.0341
Less: Allowance for credit losses	$ (1,369)	$ (2,627)	(1,863)	(1,649)
Other loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 28,110	$ 25,507
Percentage of Total	0.0061	0.0057
Less: Allowance for credit losses	$ (329)	$ (389)	(456)	(149)
Other construction loans and all land development and other land loans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 282,912	$ 340,358
Percentage of Total	0.0614	0.0762
Less: Allowance for credit losses	$ (2,571)	$ (2,830)	(3,253)	(2,198)
Multifamily (5 or more) residential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 411,146	$ 305,697
Percentage of Total	0.0892	0.0684
Less: Allowance for credit losses	$ (2,969)	$ (1,251)	(2,353)	(2,289)
Non-owner occupied, nonfarm nonresidential properties
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 1,033,541	$ 984,033
Percentage of Total	0.2242	0.2202
Less: Allowance for credit losses	$ (10,110)	$ (9,783)	(7,653)	(6,481)
1-4 Family Construction
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 26,431	$ 28,055
Percentage of Total	0.0057	0.0063
Less: Allowance for credit losses	$ (198)	$ (191)	(327)	(158)
Home equity lines of credit
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 166,327	$ 130,700
Percentage of Total	0.0361	0.0292
Less: Allowance for credit losses	$ (1,340)	$ (844)	(1,173)	(1,169)
Residential Mortgages secured by first liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 1,012,746	$ 1,005,335
Percentage of Total	0.2197	0.2250
Less: Allowance for credit losses	$ (8,958)	$ (8,274)	(8,484)	(6,943)
Residential Mortgages secured by junior liens
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 106,462	$ 91,240
Percentage of Total	0.0231	0.0204
Less: Allowance for credit losses	$ (1,343)	$ (1,487)	(1,035)	(546)
Other revolving credit plans
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 41,095	$ 42,877
Percentage of Total	0.0089	0.0096
Less: Allowance for credit losses	$ (960)	$ (977)	(722)	(528)
Automobile
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 20,961	$ 25,315
Percentage of Total	0.0045	0.0057
Less: Allowance for credit losses	$ (275)	$ (360)	(271)	(263)
Other consumer
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 53,821	$ 51,592
Percentage of Total	0.0117	0.0114
Less: Allowance for credit losses	$ (2,892)	$ (2,656)	(2,665)	(2,546)
Credit cards
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 13,143	$ 11,785
Percentage of Total	0.0029	0.0026
Less: Allowance for credit losses	$ (127)	$ (95)	(67)	(92)
Overdrafts
Loan Portfolio By Loan Grade [Line Items]
Loans receivable	$ 257	$ 292
Percentage of Total	0.0001	0.0001
Less: Allowance for credit losses	$ (257)	$ (292)	$ (278)	$ (241)

Loans Receivable and Allowanc_4

Loans Receivable and Allowance for Credit Losses - Narrative (Details) - USD ($)	3 Months Ended	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	$ 4,608,956,000	$ 4,608,956,000	$ 4,468,476,000
Provision for credit loss expense		9,222,000	5,993,000	$ 8,589,000
Provision for credit losses on unfunded loan commitments		185,000	156,000	$ 603,000
Previously modified loans with a subsequent default	0
Syndicated loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	79,882,000	79,882,000	108,710,000
Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	718,775,000	718,775,000	726,442,000
Commercial and Industrial | Syndicated loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans receivable	$ 79,900,000	$ 79,900,000	$ 108,700,000

Loans Receivable and Allowanc_5

Loans Receivable and Allowance for Credit Losses - Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	$ 45,832	$ 43,436	$ 37,588
(Charge-offs)	(8,020)	(4,254)	(2,985)
Recoveries	508	813	847
Provision (Benefit) for Credit Losses on Loans Receivable	9,037	5,837	7,986
Allowance for loan losses, Ending Balance	47,357	45,832	43,436
Farmland
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	138	159	151
(Charge-offs)	0	0	0
Recoveries	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	29	(21)	8
Allowance for loan losses, Ending Balance	167	138	159
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	4,131	2,905	3,339
(Charge-offs)	(1,448)	(26)	(21)
Recoveries	55	29	15
Provision (Benefit) for Credit Losses on Loans Receivable	2,958	1,223	(428)
Allowance for loan losses, Ending Balance	5,696	4,131	2,905
Agricultural production and other loans to farmers
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	7	6	9
(Charge-offs)	0	0	0
Recoveries	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	30	1	(3)
Allowance for loan losses, Ending Balance	37	7	6
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	9,500	9,766	8,837
(Charge-offs)	(2,425)	(392)	(175)
Recoveries	56	438	139
Provision (Benefit) for Credit Losses on Loans Receivable	628	(312)	965
Allowance for loan losses, Ending Balance	7,759	9,500	9,766
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	2,627	1,863	1,649
(Charge-offs)	0	0	0
Recoveries	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(1,258)	764	214
Allowance for loan losses, Ending Balance	1,369	2,627	1,863
Other loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	389	456	149
(Charge-offs)	0	0	0
Recoveries	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(60)	(67)	307
Allowance for loan losses, Ending Balance	329	389	456
Other construction loans and all land development and other land loans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	2,830	3,253	2,198
(Charge-offs)	(11)	0	0
Recoveries	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(248)	(423)	1,055
Allowance for loan losses, Ending Balance	2,571	2,830	3,253
Multifamily (5 or more) residential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	1,251	2,353	2,289
(Charge-offs)	0	(65)	0
Recoveries	0	6	0
Provision (Benefit) for Credit Losses on Loans Receivable	1,718	(1,043)	64
Allowance for loan losses, Ending Balance	2,969	1,251	2,353
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	9,783	7,653	6,481
(Charge-offs)	(974)	(694)	(335)
Recoveries	53	10	336
Provision (Benefit) for Credit Losses on Loans Receivable	1,248	2,814	1,171
Allowance for loan losses, Ending Balance	10,110	9,783	7,653
1-4 Family Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	191	327	158
(Charge-offs)	0	0	0
Recoveries	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	7	(136)	169
Allowance for loan losses, Ending Balance	198	191	327
Home equity lines of credit
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	844	1,173	1,169
(Charge-offs)	0	(10)	0
Recoveries	5	5	12
Provision (Benefit) for Credit Losses on Loans Receivable	491	(324)	(8)
Allowance for loan losses, Ending Balance	1,340	844	1,173
Residential Mortgages secured by first liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	8,274	8,484	6,943
(Charge-offs)	(79)	(117)	(51)
Recoveries	0	3	28
Provision (Benefit) for Credit Losses on Loans Receivable	763	(96)	1,564
Allowance for loan losses, Ending Balance	8,958	8,274	8,484
Residential Mortgages secured by junior liens
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	1,487	1,035	546
(Charge-offs)	0	0	0
Recoveries	0	0	0
Provision (Benefit) for Credit Losses on Loans Receivable	(144)	452	489
Allowance for loan losses, Ending Balance	1,343	1,487	1,035
Other revolving credit plans
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	977	722	528
(Charge-offs)	(156)	(119)	(92)
Recoveries	30	30	50
Provision (Benefit) for Credit Losses on Loans Receivable	109	344	236
Allowance for loan losses, Ending Balance	960	977	722
Automobile
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	360	271	263
(Charge-offs)	(146)	(56)	(28)
Recoveries	6	1	2
Provision (Benefit) for Credit Losses on Loans Receivable	55	144	34
Allowance for loan losses, Ending Balance	275	360	271
Other consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	2,656	2,665	2,546
(Charge-offs)	(2,094)	(1,982)	(1,623)
Recoveries	192	134	89
Provision (Benefit) for Credit Losses on Loans Receivable	2,138	1,839	1,653
Allowance for loan losses, Ending Balance	2,892	2,656	2,665
Credit cards
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	95	67	92
(Charge-offs)	(143)	(189)	(99)
Recoveries	17	18	38
Provision (Benefit) for Credit Losses on Loans Receivable	158	199	36
Allowance for loan losses, Ending Balance	127	95	67
Overdrafts
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Allowance for loan losses, Beginning Balance	292	278	241
(Charge-offs)	(544)	(604)	(561)
Recoveries	94	139	138
Provision (Benefit) for Credit Losses on Loans Receivable	415	479	460
Allowance for loan losses, Ending Balance	$ 257	$ 292	$ 278

Loans Receivable and Allowanc_6

Loans Receivable and Allowance for Credit Losses - Schedule of Nonaccrual Loans and Loans Past Due over 89 Days Still Accruing Interest by Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Nonaccrual	$ 56,323	$ 29,639
Nonaccrual With No Allowance for Credit Loss	28,628	21,008
Loans Past Due over 89 Days Still Accruing	653	55
Farmland
Financing Receivable, Past Due [Line Items]
Nonaccrual	522	1,083
Nonaccrual With No Allowance for Credit Loss	522	1,083
Loans Past Due over 89 Days Still Accruing	0	0
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	5,896	2,673
Nonaccrual With No Allowance for Credit Loss	1,392	1,488
Loans Past Due over 89 Days Still Accruing	0	0
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Nonaccrual	10,682	7,512
Nonaccrual With No Allowance for Credit Loss	10,111	4,389
Loans Past Due over 89 Days Still Accruing	0	0
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,482	1,653
Nonaccrual With No Allowance for Credit Loss	36	104
Loans Past Due over 89 Days Still Accruing	0	0
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	20,658	305
Nonaccrual With No Allowance for Credit Loss	266	305
Loans Past Due over 89 Days Still Accruing	491	0
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Nonaccrual	5,913	9,076
Nonaccrual With No Allowance for Credit Loss	5,913	6,716
Loans Past Due over 89 Days Still Accruing	0	0
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Nonaccrual	837	940
Nonaccrual With No Allowance for Credit Loss	837	940
Loans Past Due over 89 Days Still Accruing	0	0
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	9,093	5,316
Nonaccrual With No Allowance for Credit Loss	8,311	4,902
Loans Past Due over 89 Days Still Accruing	0	23
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Nonaccrual	271	123
Nonaccrual With No Allowance for Credit Loss	271	123
Loans Past Due over 89 Days Still Accruing	0	0
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Nonaccrual	154	81
Nonaccrual With No Allowance for Credit Loss	154	81
Loans Past Due over 89 Days Still Accruing	0	0
Automobile
Financing Receivable, Past Due [Line Items]
Nonaccrual	66	79
Nonaccrual With No Allowance for Credit Loss	66	79
Loans Past Due over 89 Days Still Accruing	0	0
Other consumer
Financing Receivable, Past Due [Line Items]
Nonaccrual	749	798
Nonaccrual With No Allowance for Credit Loss	749	798
Loans Past Due over 89 Days Still Accruing	0	0
Credit cards
Financing Receivable, Past Due [Line Items]
Nonaccrual	0	0
Nonaccrual With No Allowance for Credit Loss	0	0
Loans Past Due over 89 Days Still Accruing	$ 162	$ 32

Loans Receivable and Allowanc_7

Loans Receivable and Allowance for Credit Losses - Schedule of Amortized Cost Basis of Collateral-Dependent Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 34,142	$ 24,638
Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	2,553	4,295
Farmland | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	352	736
Farmland | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Owner-occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	4,503	6,890
Owner-occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	4
Commercial and Industrial | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	258	5,489
Commercial and Industrial | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	2,553	4,291
Other construction loans and all land development and other land loans | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,446	1,549
Other construction loans and all land development and other land loans | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Multifamily (5 or more) residential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	20,658	305
Multifamily (5 or more) residential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Non-owner occupied, nonfarm nonresidential properties | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	5,224	8,291
Non-owner occupied, nonfarm nonresidential properties | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Home equity lines of credit | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	290	308
Home equity lines of credit | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	0	0
Residential Mortgages secured by first liens | Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	1,411	1,070
Residential Mortgages secured by first liens | Non-Real Estate Collateral
Financing Receivable, Credit Quality Indicator [Line Items]
Amortized cost basis of collateral-dependent loans	$ 0	$ 0

Loans Receivable and Allowanc_8

Loans Receivable and Allowance for Credit Losses - Schedule of Aging of Recorded Investment in Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 4,608,956	$ 4,468,476
30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	6,319	3,980
60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	24,781	3,231
Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	20,703	8,298
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	51,803	15,509
Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	4,557,153	4,452,967
Farmland
Financing Receivable, Past Due [Line Items]
Loans receivable	31,099	33,485
Farmland | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Farmland | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	182
Farmland | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	129
Farmland | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	311
Farmland | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	31,099	33,174
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	515,208	511,910
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	77	120
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,479	0
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	5,030	1,390
Owner-occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	6,586	1,510
Owner-occupied, nonfarm nonresidential properties | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	508,622	510,400
Agricultural production and other loans to farmers
Financing Receivable, Past Due [Line Items]
Loans receivable	6,492	1,652
Agricultural production and other loans to farmers | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	6,492	1,652
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Loans receivable	718,775	726,442
Commercial and Industrial | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	704	64
Commercial and Industrial | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	185	379
Commercial and Industrial | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	6,632	314
Commercial and Industrial | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	7,521	757
Commercial and Industrial | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	711,254	725,685
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Past Due [Line Items]
Loans receivable	140,430	152,201
Obligations (other than securities and leases) of states and political subdivisions | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	140,430	152,201
Other loans
Financing Receivable, Past Due [Line Items]
Loans receivable	28,110	25,507
Other loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	28,110	25,507
Other construction loans and all land development and other land loans
Financing Receivable, Past Due [Line Items]
Loans receivable	282,912	340,358
Other construction loans and all land development and other land loans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Other construction loans and all land development and other land loans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	41
Other construction loans and all land development and other land loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,482	1,612
Other construction loans and all land development and other land loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,482	1,653
Other construction loans and all land development and other land loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	281,430	338,705
Multifamily (5 or more) residential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	411,146	305,697
Multifamily (5 or more) residential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Multifamily (5 or more) residential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	20,392	0
Multifamily (5 or more) residential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	757	305
Multifamily (5 or more) residential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	21,149	305
Multifamily (5 or more) residential properties | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	389,997	305,392
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Past Due [Line Items]
Loans receivable	1,033,541	984,033
Non-owner occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	95
Non-owner occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	299
Non-owner occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	2,031
Non-owner occupied, nonfarm nonresidential properties | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	2,425
Non-owner occupied, nonfarm nonresidential properties | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,033,541	981,608
1-4 Family Construction
Financing Receivable, Past Due [Line Items]
Loans receivable	26,431	28,055
1-4 Family Construction | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	216	0
1-4 Family Construction | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
1-4 Family Construction | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	216	0
1-4 Family Construction | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	26,215	28,055
Home equity lines of credit
Financing Receivable, Past Due [Line Items]
Loans receivable	166,327	130,700
Home equity lines of credit | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,006	582
Home equity lines of credit | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	387	682
Home equity lines of credit | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	323	339
Home equity lines of credit | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,716	1,603
Home equity lines of credit | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	164,611	129,097
Residential Mortgages secured by first liens
Financing Receivable, Past Due [Line Items]
Loans receivable	1,012,746	1,005,335
Residential Mortgages secured by first liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	2,908	2,360
Residential Mortgages secured by first liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,910	1,094
Residential Mortgages secured by first liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	5,795	1,651
Residential Mortgages secured by first liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	10,613	5,105
Residential Mortgages secured by first liens | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,002,133	1,000,230
Residential Mortgages secured by junior liens
Financing Receivable, Past Due [Line Items]
Loans receivable	106,462	91,240
Residential Mortgages secured by junior liens | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	224	21
Residential Mortgages secured by junior liens | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	35	38
Residential Mortgages secured by junior liens | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	64	60
Residential Mortgages secured by junior liens | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	323	119
Residential Mortgages secured by junior liens | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	106,139	91,121
Other revolving credit plans
Financing Receivable, Past Due [Line Items]
Loans receivable	41,095	42,877
Other revolving credit plans | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	351	114
Other revolving credit plans | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	4	41
Other revolving credit plans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	100	14
Other revolving credit plans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	455	169
Other revolving credit plans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	40,640	42,708
Automobile
Financing Receivable, Past Due [Line Items]
Loans receivable	20,961	25,315
Automobile | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	135	62
Automobile | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	3	5
Automobile | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	67
Automobile | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	138	134
Automobile | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	20,823	25,181
Other consumer
Financing Receivable, Past Due [Line Items]
Loans receivable	53,821	51,592
Other consumer | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	601	452
Other consumer | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	271	453
Other consumer | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	358	354
Other consumer | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	1,230	1,259
Other consumer | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	52,591	50,333
Credit cards
Financing Receivable, Past Due [Line Items]
Loans receivable	13,143	11,785
Credit cards | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	97	110
Credit cards | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	115	17
Credit cards | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	162	32
Credit cards | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	374	159
Credit cards | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	12,769	11,626
Overdrafts
Financing Receivable, Past Due [Line Items]
Loans receivable	257	292
Overdrafts | 30 - 59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | 60 - 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	0	0
Overdrafts | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans receivable	$ 257	$ 292

Loans Receivable and Allowanc_9

Loans Receivable and Allowance for Credit Losses - Amortized Cost Basis (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.16%	0.49%
Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 7,371	$ 21,711
30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Total amortized cost basis of loans that had a payment default	0
Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	6,961	19,639
Total amortized cost basis of loans that had a payment default	1,549
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	410	967
Total amortized cost basis of loans that had a payment default	1,523
Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0	$ 320
Financing receivable, interest rate reduction (in percent)	0%	0.50%
Total amortized cost basis of loans that had a payment default	$ 0
Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	$ 785
Total amortized cost basis of loans that had a payment default	$ 0
Owner-occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.14%	1.20%
Owner-occupied, nonfarm nonresidential properties | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 696	$ 5,934
Owner-occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	696	5,934
Owner-occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Owner-occupied, nonfarm nonresidential properties | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0	$ 0
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.06%	1.19%
Commercial and Industrial | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 410	$ 8,638
Commercial and Industrial | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Commercial and Industrial | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Commercial and Industrial | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Commercial and Industrial | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Commercial and Industrial | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Commercial and Industrial | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	7,794
Commercial and Industrial | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	410	524
Commercial and Industrial | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0	$ 320
Financing receivable, interest rate reduction (in percent)	0%	0.50%
Commercial and Industrial | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0	$ 0
Non-owner occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.51%	0.75%
Non-owner occupied, nonfarm nonresidential properties | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 5,225	$ 6,696
Non-owner occupied, nonfarm nonresidential properties | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Non-owner occupied, nonfarm nonresidential properties | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Non-owner occupied, nonfarm nonresidential properties | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Non-owner occupied, nonfarm nonresidential properties | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Non-owner occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Total amortized cost basis of loans that had a payment default	0
Non-owner occupied, nonfarm nonresidential properties | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	5,225	5,911
Total amortized cost basis of loans that had a payment default	0
Non-owner occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	0
Total amortized cost basis of loans that had a payment default	1,523
Non-owner occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	$ 0
Financing receivable, interest rate reduction (in percent)		0%
Total amortized cost basis of loans that had a payment default	0
Non-owner occupied, nonfarm nonresidential properties | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0	$ 785
Total amortized cost basis of loans that had a payment default	0
Residential Mortgages secured by first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		0.04%
Residential Mortgages secured by first liens | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 414
Residential Mortgages secured by first liens | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by first liens | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by first liens | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by first liens | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by first liens | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by first liens | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by first liens | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		414
Residential Mortgages secured by first liens | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 0
Financing receivable, interest rate reduction (in percent)		0%
Residential Mortgages secured by first liens | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 0
Residential Mortgages secured by junior liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		0.03%
Residential Mortgages secured by junior liens | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 29
Residential Mortgages secured by junior liens | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by junior liens | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by junior liens | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by junior liens | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by junior liens | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by junior liens | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		0
Residential Mortgages secured by junior liens | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		29
Residential Mortgages secured by junior liens | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 0
Financing receivable, interest rate reduction (in percent)		0%
Residential Mortgages secured by junior liens | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated		$ 0
Other construction loans and all land development and other land loans | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	0
Other construction loans and all land development and other land loans | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	1,549
Other construction loans and all land development and other land loans | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	0
Other construction loans and all land development and other land loans | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	0
Other construction loans and all land development and other land loans | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total amortized cost basis of loans that had a payment default	$ 0
Farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	3.34%
Farmland | Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 1,040
Farmland | 30 - 59 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Farmland | 60 - 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Farmland | Greater Than 89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Farmland | Total Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Farmland | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Farmland | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	1,040
Farmland | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Farmland | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	0
Farmland | Combination Payment Delay and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified accumulated	$ 0

Loans Receivable and Allowan_10

Loans Receivable and Allowance for Credit Losses- Financial Effect Of Loan Modifications (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.16%	0.49%
Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification	$ 0	$ 0
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)	1 year	9 months 3 days
Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0%	0.50%
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.06%	1.19%
Commercial and Industrial | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification	$ 0	$ 0
Commercial and Industrial | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)	1 year	1 year
Commercial and Industrial | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0%	0.50%
Non-owner occupied, nonfarm nonresidential properties
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)	0.51%	0.75%
Non-owner occupied, nonfarm nonresidential properties | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification		$ 0
Non-owner occupied, nonfarm nonresidential properties | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)		9 months
Non-owner occupied, nonfarm nonresidential properties | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		0%
Residential Mortgages secured by first liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		0.04%
Residential Mortgages secured by first liens | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification		$ 0
Residential Mortgages secured by first liens | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)		6 months
Residential Mortgages secured by first liens | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		0%
Residential Mortgages secured by junior liens
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		0.03%
Residential Mortgages secured by junior liens | Principal Forgiveness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable excluding accrued interest modified increase decrease from modification		$ 0
Residential Mortgages secured by junior liens | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, modified, weighted average term extension (in years)		6 months
Residential Mortgages secured by junior liens | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, interest rate reduction (in percent)		0%

Loans Receivable and Allowan_11

Loans Receivable and Allowance for Credit Losses - Schedule of Credit Risk Profile By Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 4,608,956	$ 4,468,476
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	3,022,059	2,927,203
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	15,824	95,055
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	129,830	59,027
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	145,654	154,082
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	3,167,713	3,081,285
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	31,099	33,485
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	25,171	32,402
Farmland | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	5,267	0
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	661	1,083
Farmland | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Farmland | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	5,928	1,083
Farmland | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	31,099	33,485
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	515,208	511,910
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	491,798	475,093
Owner-occupied, nonfarm nonresidential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,289	25,484
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	22,121	11,333
Owner-occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Owner-occupied, nonfarm nonresidential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	23,410	36,817
Owner-occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	515,208	511,910
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	6,492	1,652
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	6,492	1,652
Agricultural production and other loans to farmers | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Agricultural production and other loans to farmers | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	6,492	1,652
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	718,775	726,442
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	654,139	653,981
Commercial and Industrial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	4,321	52,030
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	60,315	20,431
Commercial and Industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Commercial and Industrial | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	64,636	72,461
Commercial and Industrial | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	718,775	726,442
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	140,430	152,201
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	140,430	139,014
Obligations (other than securities and leases) of states and political subdivisions | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	13,187
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Obligations (other than securities and leases) of states and political subdivisions | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	13,187
Obligations (other than securities and leases) of states and political subdivisions | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	140,430	152,201
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	28,110	25,507
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	28,110	25,507
Other loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	28,110	25,507
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	282,912	340,358
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	281,466	338,746
Other construction loans and all land development and other land loans | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,446	1,612
Other construction loans and all land development and other land loans | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Other construction loans and all land development and other land loans | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,446	1,612
Other construction loans and all land development and other land loans | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	282,912	340,358
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	411,146	305,697
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	385,946	303,554
Multifamily (5 or more) residential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	1,346
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	25,200	797
Multifamily (5 or more) residential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Multifamily (5 or more) residential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	25,200	2,143
Multifamily (5 or more) residential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	411,146	305,697
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,033,541	984,033
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,008,507	957,254
Non-owner occupied, nonfarm nonresidential properties | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	4,947	3,008
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	20,087	23,771
Non-owner occupied, nonfarm nonresidential properties | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Non-owner occupied, nonfarm nonresidential properties | Total Non-Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	25,034	26,779
Non-owner occupied, nonfarm nonresidential properties | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 1,033,541	$ 984,033

Loans Receivable and Allowan_12

Loans Receivable and Allowance for Credit Losses - Schedule of Risk Rating (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,608,956	$ 4,468,476
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total	3,022,059	2,927,203
Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total	15,824	95,055
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total	129,830	59,027
Farmland
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	435	3,250
2023/2022	3,165	12,897
2022/2021	12,023	7,151
2021/2020	6,477	1,465
2020/2019	1,436	815
Prior	7,153	7,605
Revolving Loans Amortized Cost Basis	410	302
Revolving Loans Converted to Term	0	0
Total	31,099	33,485
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Farmland | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	265	3,250
2023/2022	3,165	12,897
2022/2021	6,756	6,845
2021/2020	6,477	1,465
2020/2019	1,436	815
Prior	6,662	6,828
Revolving Loans Amortized Cost Basis	410	302
Revolving Loans Converted to Term	0	0
Total	25,171	32,402
Farmland | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	5,267	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	5,267	0
Farmland | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	170	0
2023/2022	0	0
2022/2021	0	306
2021/2020	0	0
2020/2019	0	0
Prior	491	777
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	661	1,083
Owner-occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	88,873	65,405
2023/2022	63,723	132,505
2022/2021	119,350	109,616
2021/2020	99,419	58,201
2020/2019	39,931	56,511
Prior	92,283	76,452
Revolving Loans Amortized Cost Basis	11,629	13,220
Revolving Loans Converted to Term	0	0
Total	515,208	511,910
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	0
2023/2022	0	0
2022/2021	750	0
2021/2020	0	0
2020/2019	0	0
Prior	698	26
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	1,448	26
Owner-occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	74,692	64,237
2023/2022	62,609	125,894
2022/2021	114,980	107,740
2021/2020	98,469	44,286
2020/2019	39,931	49,366
Prior	90,249	73,649
Revolving Loans Amortized Cost Basis	10,868	9,921
Revolving Loans Converted to Term	0	0
Total	491,798	475,093
Owner-occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	320
2023/2022	0	6,611
2022/2021	0	1,180
2021/2020	254	13,623
2020/2019	0	407
Prior	527	210
Revolving Loans Amortized Cost Basis	508	3,133
Revolving Loans Converted to Term	0	0
Total	1,289	25,484
Owner-occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	14,181	848
2023/2022	1,114	0
2022/2021	4,370	696
2021/2020	696	292
2020/2019	0	6,738
Prior	1,507	2,593
Revolving Loans Amortized Cost Basis	253	166
Revolving Loans Converted to Term	0	0
Total	22,121	11,333
Agricultural production and other loans to farmers
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,072	703
2023/2022	473	34
2022/2021	18	89
2021/2020	26	60
2020/2019	40	5
Prior	148	159
Revolving Loans Amortized Cost Basis	715	602
Revolving Loans Converted to Term	0	0
Total	6,492	1,652
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,072	703
2023/2022	473	34
2022/2021	18	89
2021/2020	26	60
2020/2019	40	5
Prior	148	159
Revolving Loans Amortized Cost Basis	715	602
Revolving Loans Converted to Term	0	0
Total	6,492	1,652
Agricultural production and other loans to farmers | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Agricultural production and other loans to farmers | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Commercial and Industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	149,421	86,043
2023/2022	49,280	148,366
2022/2021	115,740	148,515
2021/2020	65,531	33,936
2020/2019	24,621	10,277
Prior	20,738	16,385
Revolving Loans Amortized Cost Basis	293,444	282,920
Revolving Loans Converted to Term	0	0
Total	718,775	726,442
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	50
2023/2022	301	0
2022/2021	116	0
2021/2020	537	191
2020/2019	1	0
Prior	43	0
Revolving Loans Amortized Cost Basis	1,428	151
Revolving Loans Converted to Term	0	0
Total	2,426	392
Commercial and Industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	148,569	78,325
2023/2022	44,080	140,178
2022/2021	104,613	141,439
2021/2020	63,646	33,475
2020/2019	24,511	6,662
Prior	18,771	14,709
Revolving Loans Amortized Cost Basis	249,949	239,193
Revolving Loans Converted to Term	0	0
Total	654,139	653,981
Commercial and Industrial | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	7	7,718
2023/2022	55	7,803
2022/2021	139	2,795
2021/2020	424	65
2020/2019	61	139
Prior	32	21
Revolving Loans Amortized Cost Basis	3,603	33,489
Revolving Loans Converted to Term	0	0
Total	4,321	52,030
Commercial and Industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	845	0
2023/2022	5,145	385
2022/2021	10,988	4,281
2021/2020	1,461	396
2020/2019	49	3,476
Prior	1,935	1,655
Revolving Loans Amortized Cost Basis	39,892	10,238
Revolving Loans Converted to Term	0	0
Total	60,315	20,431
Obligations (other than securities and leases) of states and political subdivisions
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	7,999	24,964
2023/2022	24,754	16,791
2022/2021	15,756	31,768
2021/2020	30,419	12,399
2020/2019	11,411	4,190
Prior	45,882	58,518
Revolving Loans Amortized Cost Basis	4,209	3,571
Revolving Loans Converted to Term	0	0
Total	140,430	152,201
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Obligations (other than securities and leases) of states and political subdivisions | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	7,999	24,964
2023/2022	24,754	16,791
2022/2021	15,756	31,768
2021/2020	30,419	12,399
2020/2019	11,411	4,190
Prior	45,882	45,331
Revolving Loans Amortized Cost Basis	4,209	3,571
Revolving Loans Converted to Term	0	0
Total	140,430	139,014
Obligations (other than securities and leases) of states and political subdivisions | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	13,187
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	13,187
Obligations (other than securities and leases) of states and political subdivisions | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	2,134	3,649
2023/2022	3,382	12,211
2022/2021	12,291	5,289
2021/2020	4,602	1,809
2020/2019	1,341	288
Prior	274	0
Revolving Loans Amortized Cost Basis	4,086	2,261
Revolving Loans Converted to Term	0	0
Total	28,110	25,507
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	2,134	3,649
2023/2022	3,382	12,211
2022/2021	12,291	5,289
2021/2020	4,602	1,809
2020/2019	1,341	288
Prior	274	0
Revolving Loans Amortized Cost Basis	4,086	2,261
Revolving Loans Converted to Term	0	0
Total	28,110	25,507
Other loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other construction loans and all land development and other land loans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	112,919	92,321
2023/2022	58,596	197,166
2022/2021	99,268	23,484
2021/2020	3,141	15,540
2020/2019	749	3,255
Prior	3,321	1,129
Revolving Loans Amortized Cost Basis	4,918	7,463
Revolving Loans Converted to Term	0	0
Total	282,912	340,358
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	11	0
Total	11	0
Other construction loans and all land development and other land loans | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	112,919	92,321
2023/2022	58,596	197,166
2022/2021	99,268	23,484
2021/2020	3,141	15,540
2020/2019	749	1,706
Prior	1,875	1,129
Revolving Loans Amortized Cost Basis	4,918	7,400
Revolving Loans Converted to Term	0	0
Total	281,466	338,746
Other construction loans and all land development and other land loans | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other construction loans and all land development and other land loans | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	1,549
Prior	1,446	0
Revolving Loans Amortized Cost Basis	0	63
Revolving Loans Converted to Term	0	0
Total	1,446	1,612
Multifamily (5 or more) residential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	46,905	51,709
2023/2022	51,987	127,027
2022/2021	194,386	70,261
2021/2020	67,500	25,232
2020/2019	23,407	10,928
Prior	25,037	19,786
Revolving Loans Amortized Cost Basis	1,924	754
Revolving Loans Converted to Term	0	0
Total	411,146	305,697
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	65
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	65
Multifamily (5 or more) residential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	46,905	49,566
2023/2022	49,880	127,027
2022/2021	173,994	70,261
2021/2020	67,500	25,232
2020/2019	20,706	10,928
Prior	25,037	19,786
Revolving Loans Amortized Cost Basis	1,924	754
Revolving Loans Converted to Term	0	0
Total	385,946	303,554
Multifamily (5 or more) residential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	1,346
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	1,346
Multifamily (5 or more) residential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	797
2023/2022	2,107	0
2022/2021	20,392	0
2021/2020	0	0
2020/2019	2,701	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	25,200	797
Non-owner occupied, nonfarm nonresidential properties
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	154,514	199,121
2023/2022	190,885	333,867
2022/2021	320,948	195,594
2021/2020	185,624	50,014
2020/2019	43,534	58,416
Prior	129,806	136,704
Revolving Loans Amortized Cost Basis	8,230	10,317
Revolving Loans Converted to Term	0	0
Total	1,033,541	984,033
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
2024/2023	0	0
2023/2022	0	358
2022/2021	33	0
2021/2020	296	0
2020/2019	0	88
Prior	625	0
Revolving Loans Amortized Cost Basis	20	248
Revolving Loans Converted to Term	0	0
Total	974	694
Non-owner occupied, nonfarm nonresidential properties | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	141,083	198,343
2023/2022	190,123	332,733
2022/2021	320,047	195,106
2021/2020	183,621	42,216
2020/2019	38,309	55,150
Prior	127,515	125,532
Revolving Loans Amortized Cost Basis	7,809	8,174
Revolving Loans Converted to Term	0	0
Total	1,008,507	957,254
Non-owner occupied, nonfarm nonresidential properties | Special mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	1,962	0
2023/2022	0	0
2022/2021	212	0
2021/2020	2,003	1,887
2020/2019	0	0
Prior	349	688
Revolving Loans Amortized Cost Basis	421	433
Revolving Loans Converted to Term	0	0
Total	4,947	3,008
Non-owner occupied, nonfarm nonresidential properties | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	11,469	778
2023/2022	762	1,134
2022/2021	689	488
2021/2020	0	5,911
2020/2019	5,225	3,266
Prior	1,942	10,484
Revolving Loans Amortized Cost Basis	0	1,710
Revolving Loans Converted to Term	0	0
Total	$ 20,087	$ 23,771

Loans Receivable and Allowan_13

Loans Receivable and Allowance for Credit Losses - Schedule of Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 4,608,956	$ 4,468,476
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	26,431	28,055
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	166,327	130,700
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,012,746	1,005,335
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	106,462	91,240
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	41,095	42,877
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	20,961	25,315
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	53,821	51,592
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,416,673	1,367,754
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	26,431	28,055
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	165,490	129,760
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,003,653	999,996
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	106,191	91,117
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	40,941	42,796
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	20,895	25,236
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	53,072	50,794
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	11,170	7,360
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	837	940
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	9,093	5,339
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	271	123
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	154	81
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	66	79
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	749	798
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,427,843	1,375,114
Total | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	26,431	28,055
Total | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	166,327	130,700
Total | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	1,012,746	1,005,335
Total | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	106,462	91,240
Total | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	41,095	42,877
Total | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	20,961	25,315
Total | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans receivable	$ 53,821	$ 51,592

Loans Receivable and Allowan_14

Loans Receivable and Allowance for Credit Losses - Schedule of Nonperforming Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 4,608,956	$ 4,468,476
1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	21,411	16,968
2023/2022	3,717	9,977
2022/2021	1,254	251
2021/2020	0	0
2020/2019	0	59
Prior	49	1
Revolving Loans Amortized Cost Basis	0	799
Revolving Loans Converted to Term	0	0
Total	26,431	28,055
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	44,573	27,110
2023/2022	28,261	32,027
2022/2021	30,557	11,437
2021/2020	9,440	9,844
2020/2019	8,106	6,781
Prior	30,649	30,481
Revolving Loans Amortized Cost Basis	7,993	7,479
Revolving Loans Converted to Term	6,748	5,541
Total	166,327	130,700
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	10
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	10
Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	106,641	141,516
2023/2022	138,392	238,416
2022/2021	226,290	201,581
2021/2020	179,061	145,291
2020/2019	129,763	78,411
Prior	229,361	196,921
Revolving Loans Amortized Cost Basis	3,238	3,199
Revolving Loans Converted to Term	0	0
Total	1,012,746	1,005,335
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	79	22
Revolving Loans Amortized Cost Basis	0	95
Revolving Loans Converted to Term	0	0
Total	79	117
Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	32,796	28,685
2023/2022	22,296	27,070
2022/2021	22,965	14,204
2021/2020	11,892	7,102
2020/2019	5,695	3,888
Prior	9,481	8,875
Revolving Loans Amortized Cost Basis	1,337	1,416
Revolving Loans Converted to Term	0	0
Total	106,462	91,240
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	10,454	8,684
2023/2022	5,556	8,056
2022/2021	6,925	2,737
2021/2020	2,169	11,274
2020/2019	5,366	1,634
Prior	10,625	10,492
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	41,095	42,877
2024/2023	0	0
2023/2022	9	0
2022/2021	0	50
2021/2020	41	4
2020/2019	25	16
Prior	81	49
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	156	119
Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,794	12,561
2023/2022	8,519	6,851
2022/2021	4,022	2,597
2021/2020	1,149	1,479
2020/2019	668	1,030
Prior	809	797
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	20,961	25,315
2024/2023	22	18
2023/2022	93	23
2022/2021	7	0
2021/2020	14	8
2020/2019	6	7
Prior	4	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	146	56
Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	27,946	27,485
2023/2022	13,458	12,591
2022/2021	5,426	5,371
2021/2020	2,499	3,119
2020/2019	2,170	1,477
Prior	2,322	1,549
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	53,821	51,592
2024/2023	133	210
2023/2022	1,141	1,164
2022/2021	630	467
2021/2020	154	96
2020/2019	24	33
Prior	12	12
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	2,094	1,982
Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,416,673	1,367,754
Performing | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	21,411	16,968
2023/2022	3,717	9,977
2022/2021	1,254	251
2021/2020	0	0
2020/2019	0	59
Prior	49	1
Revolving Loans Amortized Cost Basis	0	799
Revolving Loans Converted to Term	0	0
Total	26,431	28,055
Performing | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	44,573	27,110
2023/2022	28,211	32,027
2022/2021	30,557	11,437
2021/2020	9,440	9,844
2020/2019	8,106	6,781
Prior	30,649	30,467
Revolving Loans Amortized Cost Basis	7,993	7,479
Revolving Loans Converted to Term	5,961	4,615
Total	165,490	129,760
Performing | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	106,278	141,019
2023/2022	135,898	238,242
2022/2021	224,633	200,794
2021/2020	177,756	144,676
2020/2019	128,924	77,919
Prior	226,926	194,185
Revolving Loans Amortized Cost Basis	3,238	3,161
Revolving Loans Converted to Term	0	0
Total	1,003,653	999,996
Performing | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	32,777	28,685
2023/2022	22,256	27,032
2022/2021	22,931	14,204
2021/2020	11,769	7,102
2020/2019	5,695	3,888
Prior	9,465	8,833
Revolving Loans Amortized Cost Basis	1,298	1,373
Revolving Loans Converted to Term	0	0
Total	106,191	91,117
Performing | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	10,454	8,684
2023/2022	5,556	8,027
2022/2021	6,898	2,732
2021/2020	2,163	11,274
2020/2019	5,366	1,634
Prior	10,504	10,445
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	40,941	42,796
Performing | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,794	12,545
2023/2022	8,504	6,800
2022/2021	3,975	2,597
2021/2020	1,149	1,472
2020/2019	664	1,025
Prior	809	797
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	20,895	25,236
Performing | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	27,727	27,202
2023/2022	13,090	12,261
2022/2021	5,344	5,255
2021/2020	2,432	3,107
2020/2019	2,162	1,471
Prior	2,317	1,498
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	53,072	50,794
Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Total	11,170	7,360
Nonperforming | 1-4 Family Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	0	0
Nonperforming | Home equity lines of credit
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	50	0
2022/2021	0	0
2021/2020	0	0
2020/2019	0	0
Prior	0	14
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	787	926
Total	837	940
Nonperforming | Residential Mortgages secured by first liens
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	363	497
2023/2022	2,494	174
2022/2021	1,657	787
2021/2020	1,305	615
2020/2019	839	492
Prior	2,435	2,736
Revolving Loans Amortized Cost Basis	0	38
Revolving Loans Converted to Term	0	0
Total	9,093	5,339
Nonperforming | Residential Mortgages secured by junior liens
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	19	0
2023/2022	40	38
2022/2021	34	0
2021/2020	123	0
2020/2019	0	0
Prior	16	42
Revolving Loans Amortized Cost Basis	39	43
Revolving Loans Converted to Term	0	0
Total	271	123
Nonperforming | Other revolving credit plans
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	0
2023/2022	0	29
2022/2021	27	5
2021/2020	6	0
2020/2019	0	0
Prior	121	47
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	154	81
Nonperforming | Automobile
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	0	16
2023/2022	15	51
2022/2021	47	0
2021/2020	0	7
2020/2019	4	5
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	66	79
Nonperforming | Other consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	219	283
2023/2022	368	330
2022/2021	82	116
2021/2020	67	12
2020/2019	8	6
Prior	5	51
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term	0	0
Total	$ 749	$ 798

Loans Receivable and Allowan_15

Loans Receivable and Allowance for Credit Losses - Schedule of Recorded Investment in Residential, Consumer and Credit Card Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	$ 4,561,599	$ 4,422,644
Current period gross write offs	8,020	4,254	$ 2,985
Credit Card, Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	13,143	11,785
Current period gross write offs	143	189
Performing | Credit Card, Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	12,981	11,753
Nonperforming | Credit Card, Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Amount of recorded investment	$ 162	$ 32

Loans Receivable and Allowan_16

Loans Receivable and Allowance for Credit Losses - Schedule of Holiday's Loan Portfolio (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	$ 4,608,956	$ 4,468,476
Net loans receivable	4,561,599	4,422,644
Current period gross write offs	8,020	4,254	$ 2,985
Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	53,821	51,592
Current period gross write offs	2,094	1,982	$ 1,623
Credit Card, Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net loans receivable	13,143	11,785
Current period gross write offs	143	189
Holiday Financial Services Corporation | Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans receivable	27,261	31,242
Less: unearned discount	(4,772)	(5,696)
Net loans receivable	$ 22,489	$ 25,546

Fair Value - Schedule of Assets

Fair Value - Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Securities Available-For-Sale:
Total Securities Available-For-Sale	$ 468,546	$ 341,955
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Accrued interest receivable and other assets	Accrued interest receivable and other assets
Liabilities:
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities
U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	$ 14,810	$ 4,988
State & political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	90,956	91,809
Residential & multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	318,910	191,519
Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	8,660	10,500
Corporate notes
Securities Available-For-Sale:
Total Securities Available-For-Sale	35,210	43,139
Fair Value, Measurements, Recurring
Securities Available-For-Sale:
Total Securities Available-For-Sale	468,546	341,955
Interest rate swaps	423	1,013
Equity Securities:
Equity securities	10,456	9,301
Liabilities:
Interest rate swaps	(423)	(1,013)
Fair Value, Measurements, Recurring | U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	14,810	4,988
Fair Value, Measurements, Recurring | State & political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	90,956	91,809
Fair Value, Measurements, Recurring | Residential & multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	318,910	191,519
Fair Value, Measurements, Recurring | Corporate notes and bonds
Securities Available-For-Sale:
Total Securities Available-For-Sale	35,210	43,139
Fair Value, Measurements, Recurring | Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	8,660	10,500
Fair Value, Measurements, Recurring | Corporate equity securities
Equity Securities:
Equity securities	6,542	5,341
Fair Value, Measurements, Recurring | Mutual funds
Equity Securities:
Equity securities	1,936	2,223
Fair Value, Measurements, Recurring | Money market
Equity Securities:
Equity securities	287	1,103
Fair Value, Measurements, Recurring | Corporate notes
Equity Securities:
Equity securities	1,691	634
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Securities Available-For-Sale:
Total Securities Available-For-Sale	14,810	4,988
Interest rate swaps	0	0
Equity Securities:
Equity securities	8,765	8,667
Liabilities:
Interest rate swaps	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	14,810	4,988
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | State & political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential & multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate notes and bonds
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate equity securities
Equity Securities:
Equity securities	6,542	5,341
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mutual funds
Equity Securities:
Equity securities	1,936	2,223
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Money market
Equity Securities:
Equity securities	287	1,103
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate notes
Equity Securities:
Equity securities	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Securities Available-For-Sale:
Total Securities Available-For-Sale	453,736	336,967
Interest rate swaps	423	1,013
Equity Securities:
Equity securities	1,691	634
Liabilities:
Interest rate swaps	(423)	(1,013)
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | State & political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	90,956	91,809
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Residential & multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	318,910	191,519
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Corporate notes and bonds
Securities Available-For-Sale:
Total Securities Available-For-Sale	35,210	43,139
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	8,660	10,500
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Corporate equity securities
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Mutual funds
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Money market
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Corporate notes
Equity Securities:
Equity securities	1,691	634
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Interest rate swaps	0	0
Equity Securities:
Equity securities	0	0
Liabilities:
Interest rate swaps	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | U.S. Government sponsored entities
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | State & political subdivisions
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Residential & multi-family mortgage
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Corporate notes and bonds
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Pooled SBA
Securities Available-For-Sale:
Total Securities Available-For-Sale	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Corporate equity securities
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Mutual funds
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Money market
Equity Securities:
Equity securities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Corporate notes
Equity Securities:
Equity securities	$ 0	$ 0

Fair Value - Schedule of Asse_2

Fair Value - Schedule of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Fair Value, Measurements, Non Recurring - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Farmland
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions		$ 736
Farmland | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	$ 0	0
Farmland | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Farmland | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	352	736
Owner-occupied, nonfarm nonresidential properties
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions		5,589
Owner-occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Owner-occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	2,531	5,589
Commercial and Industrial
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions		7,425
Commercial and Industrial | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Commercial and Industrial | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	2,334	7,425
Other construction loans and all land development and other land loans
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions		1,299
Other construction loans and all land development and other land loans | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Other construction loans and all land development and other land loans | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Other construction loans and all land development and other land loans | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	1,196	1,299
Multifamily (5 or more) residential properties
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions		305
Multifamily (5 or more) residential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Multifamily (5 or more) residential properties | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	19,773	305
Non-owner occupied, nonfarm nonresidential properties
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions		7,216
Non-owner occupied, nonfarm nonresidential properties | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Non-owner occupied, nonfarm nonresidential properties | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	5,225	7,216
Home equity lines of credit | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Home equity lines of credit | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Home equity lines of credit | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	290	308
Residential Mortgages secured by first liens | Quoted Prices in Active Markets for Identical Assets (Level 1)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Residential Mortgages secured by first liens | Significant Other Observable Inputs (Level 2)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	0	0
Residential Mortgages secured by first liens | Significant Unobservable Inputs (Level 3)
Collateral-dependent/Impaired loans:
Obligations (other than securities and leases) of states and political subdivisions	$ 1,173	$ 871

Fair Value - Schedule of Quanti

Fair Value - Schedule of Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on Non Recurring Basis (Details) - Fair Value, Measurements, Non Recurring - Significant Unobservable Inputs (Level 3) - Measurement Input, Loss Severity $ in Thousands	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Farmland
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 352	$ 736
Farmland | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.37	0.29
Farmland | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.31
Farmland | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.37	0.30
Owner-occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 2,531	$ 5,589
Owner-occupied, nonfarm nonresidential properties | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.22	0.09
Owner-occupied, nonfarm nonresidential properties | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.44	1
Owner-occupied, nonfarm nonresidential properties | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25	0.14
Commercial and Industrial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 2,334	$ 7,425
Commercial and Industrial | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.09	0.08
Commercial and Industrial | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	1	0.75
Commercial and Industrial | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.31	0.31
Other construction loans and all land development and other land loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 1,196	$ 1,299
Other construction loans and all land development and other land loans | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.38	0.32
Other construction loans and all land development and other land loans | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.38	0.32
Multifamily (5 or more) residential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 19,773	$ 305
Multifamily (5 or more) residential properties | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.10	0.28
Multifamily (5 or more) residential properties | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.10	0.28
Non-owner occupied, nonfarm nonresidential properties
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 5,225	$ 7,216
Non-owner occupied, nonfarm nonresidential properties | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.51	0.32
Non-owner occupied, nonfarm nonresidential properties | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique		0.48
Non-owner occupied, nonfarm nonresidential properties | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.51	0.43
Home equity lines of credit
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 290	$ 308
Home equity lines of credit | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.25	0.15
Home equity lines of credit | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.29	0.17
Home equity lines of credit | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.28	0.15
Residential mortgages secured by first liens
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 1,173	$ 871
Residential mortgages secured by first liens | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.22	0.17
Residential mortgages secured by first liens | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.51	0.42
Residential mortgages secured by first liens | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Valuation technique	0.34	0.31

Fair Value - Schedule of Carryi

Fair Value - Schedule of Carrying Amount and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Debt securities available-for-sale	$ 468,546	$ 341,955
Debt securities held-to-maturity	282,970	360,570
Carrying Amount
Assets
Cash and cash equivalents	443,035	222,046
Debt securities available-for-sale	468,546	341,955
Debt securities held-to-maturity	306,081	388,968
Equity securities	10,456	9,301
Loans held for sale	762	675
Net loans receivable	4,561,599	4,422,644
FHLB and other restricted stock holdings and investments	40,702
FHLB and other restricted stock holdings and investments		30,011
Interest rate swaps	423	1,013
Accrued interest receivable	24,739	24,318
Liabilities:
Deposits	(5,371,364)	(4,998,750)
Subordinated debentures	(105,190)	(104,887)
Interest rate swaps	(423)	(1,013)
Accrued interest payable	(7,152)	(3,550)
Fair Value
Assets
Cash and cash equivalents	443,035	222,046
Debt securities available-for-sale	468,546	341,955
Debt securities held-to-maturity	282,970	360,570
Equity securities	10,456	9,301
Loans held for sale	766	677
Net loans receivable	4,495,097	4,323,476
Interest rate swaps	423	1,013
Accrued interest receivable	24,739	24,318
Liabilities:
Deposits	(5,366,832)	(5,000,437)
Subordinated debentures	(124,515)	(134,298)
Interest rate swaps	(423)	(1,013)
Accrued interest payable	(7,152)	(3,550)
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair Value
Assets
Cash and cash equivalents	443,035	222,046
Debt securities available-for-sale	14,810	4,988
Debt securities held-to-maturity	71,323	104,141
Equity securities	8,765	8,667
Loans held for sale	0	0
Net loans receivable	0	0
Interest rate swaps	0	0
Accrued interest receivable	385	410
Liabilities:
Deposits	(4,648,504)	(4,492,256)
Subordinated debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2) | Fair Value
Assets
Cash and cash equivalents	0	0
Debt securities available-for-sale	453,736	336,967
Debt securities held-to-maturity	211,647	256,429
Equity securities	1,691	634
Loans held for sale	766	677
Net loans receivable	0	0
Interest rate swaps	423	1,013
Accrued interest receivable	2,766	2,319
Liabilities:
Deposits	(718,328)	(508,181)
Subordinated debentures	(124,515)	(134,298)
Interest rate swaps	(423)	(1,013)
Accrued interest payable	(7,152)	(3,550)
Significant Unobservable Inputs (Level 3) | Fair Value
Assets
Cash and cash equivalents	0	0
Debt securities available-for-sale	0	0
Debt securities held-to-maturity	0	0
Equity securities	0	0
Loans held for sale	0	0
Net loans receivable	4,495,097	4,323,476
Interest rate swaps	0	0
Accrued interest receivable	21,588	21,589
Liabilities:
Deposits	0	0
Subordinated debentures	0	0
Interest rate swaps	0	0
Accrued interest payable	$ 0	$ 0

Secondary Market Mortgage Act_3

Secondary Market Mortgage Activities - Narrative (Details) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Mortgage Banking [Abstract]
Total loans serviced to others	$ 264,100,000	$ 258,500,000
Valuation allowance	$ 0	$ 0	$ 0

Secondary Market Mortgage Act_4

Secondary Market Mortgage Activities - Schedule of Secondary Market Mortgage Activities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Mortgage Banking [Abstract]
Loans originated for resale	$ 28,451	$ 17,874	$ 34,181
Proceeds from sales of loans held for sale	27,934	16,263	29,151
Net gains on sales of loans held for sale	770	447	1,285
Loan servicing fees	$ 719	$ 744	$ 781

Secondary Market Mortgage Act_5

Secondary Market Mortgage Activities - Schedule of Activity for Capital Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Summary Of Activity For Capitalized Mortgage Servicing Rights [Roll Forward]
Balance, beginning of year	$ 1,554	$ 1,804	$ 1,664
Additions	244	114	232
Servicing rights acquired	0	0	0
Amortization	(547)	(364)	(92)
Balance, end of year	$ 1,251	$ 1,554	$ 1,804

Premises and Equipment - Schedu

Premises and Equipment - Schedule of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 152,110	$ 144,384
Less: accumulated depreciation	76,099	70,684
Premises and equipment, net	76,011	73,700
Land
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	9,043	9,043
Premises and leasehold improvements
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	92,269	87,591
Furniture and equipment
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	48,833	45,703
Construction in process
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 1,965	$ 2,047

Premises and Equipment - Narrat

Premises and Equipment - Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Property, Plant and Equipment [Abstract]
Depreciation on premises and equipment	$ 5.8	$ 5.7	$ 5.3

Leases - Narrative (Details)

Leases - Narrative (Details)	Dec. 31, 2024 loan
Leases [Abstract]
Number of renewal options (at least)	1

Leases - Schedule of Operating

Leases - Schedule of Operating and Finance Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets:
Operating lease assets	$ 37,764	$ 35,699
Finance lease assets	14,951	0
Finance lease assets	143	215
Total leased assets	52,858	35,914
Liabilities:
Operating lease liabilities	40,315	37,650
Finance lease liabilities	15,151	294
Total leased liabilities	$ 55,466	$ 37,944
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Operating & finance lease right-of-use assets	Operating & finance lease right-of-use assets
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Operating Lease, Right-Of-Use Asset And Finance Lease, Right-of-Use Asset, After Accumulated Amortization	Operating Lease, Right-Of-Use Asset And Finance Lease, Right-of-Use Asset, After Accumulated Amortization
Accrued interest payable and other liabilities	Accrued interest payable and other liabilities	Accrued interest payable and other liabilities
Finance lease, net of accumulated amortization	$ 1,100	$ 1,000

Leases - Schedule of Lease Cost

Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Operating lease cost	$ 3,066	$ 2,963	$ 2,264
Variable lease cost	103	92	59
Finance lease cost:
Amortization of leased assets	72	72	72
Interest on lease liabilities	11	15	19
Sublease income	(96)	(93)	(79)
Gain on sale-leaseback transactions	(63)	0	0
Net lease cost	$ 3,093	$ 3,049	$ 2,335

Leases - Schedule of Maturity o

Leases - Schedule of Maturity of Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Operating Leases
2025	$ 2,755
2026	2,737
2027	2,759
2028	2,827
2029	2,862
After 2029	51,757
Total lease payments	65,697
Less: Interest	25,382
Present value of lease liabilities	40,315	$ 37,650
Finance Leases
2025	843
2026	843
2027	738
2028	783
2029	783
After 2029	32,228
Total lease payments	36,218
Less: Interest	21,067
Present value of lease liabilities	15,151	$ 294
Total
2025	3,598
2026	3,580
2027	3,497
2028	3,610
2029	3,645
After 2029	83,985
Total lease payments	101,915
Less: Interest	46,449
Present value of lease liabilities	55,466
Minimum lease payments	$ 5,600

Leases - Schedule of Weighted A

Leases - Schedule of Weighted Average Lease Term and Discount Rate (Details)	Dec. 31, 2024	Dec. 31, 2023
Weighted-average remaining lease term (years)
Operating leases	22 years 9 months 18 days	23 years
Finance leases	34 years 7 months 6 days	3 years
Weighted-average discount rate
Operating leases	4.22%	4.05%
Finance leases	5.24%	4.49%

Leases- Schedule of Other Infor

Leases- Schedule of Other Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Leases [Abstract]
Operating cash flows used by operating leases	$ 1,052	$ 1,134

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets - Schedule of Change in the Carrying Amount of Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Goodwill [Roll Forward]
Balance, beginning of year	$ 43,749	$ 43,749
Acquired during the year	0	0
Balance, end of year	$ 43,749	$ 43,749

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets - Narrative (Details) - USD ($)		12 Months Ended
	Nov. 30, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2020
Goodwill [Line Items]
Goodwill impairment	$ 0
Net carrying value		$ 206,000
Naming Rights
Goodwill [Line Items]
Carrying amount of intangible assets		125,000
Impairment of intangible assets		0
Core Deposit | Bank of Akron
Goodwill [Line Items]
Intangible asset					$ 613,000
Amortization expense		73,000	$ 84,000	$ 96,000
Net carrying value		$ 206,000	$ 280,000

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets - Schedule of Estimated Amortization Expense of Core Deposit Intangible Assets (Details) $ in Thousands	Dec. 31, 2024 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2025	$ 62
2026	51
2027	40
2028	29
2029	18
Thereafter	6
Total	$ 206

Deposits - Schedule of Time Cer

Deposits - Schedule of Time Certificates of Deposit Accounts Included in Total Deposits and Their Remaining Maturities (Details) $ in Thousands	Dec. 31, 2024 USD ($)
Deposits [Abstract]
2025	$ 615,026
2026	93,785
2027	8,128
2028	3,308
2029	1,854
Thereafter	759
Total	$ 722,860

Deposits - Narrative (Details)

Deposits - Narrative (Details) - USD ($) $ in Millions	Dec. 31, 2024	Dec. 31, 2023
Deposits [Abstract]
Certificates of deposit of $250 thousand or more	$ 131.1	$ 100.2
Brokered deposits	185	208.3
Reciprocal deposits	$ 924.6	$ 739.3

Borrowings - Narrative (Details

Borrowings - Narrative (Details)	1 Months Ended	12 Months Ended
	Jun. 30, 2021 USD ($)	Dec. 31, 2024 USD ($) line_of_credit	Dec. 31, 2023 USD ($) line_of_credit	Dec. 31, 2007 USD ($) security
Debt Instrument [Line Items]
Federal home loan balance		$ 250,000,000
Loans pledged		2,100,000,000	$ 1,800,000,000
Remaining borrowing capacity		1,200,000,000	993,800,000
Advances from federal home loan banks		0	0
Naming applicable municipalities as beneficiaries		157,700,000	155,700,000
Unamortized debt issuance costs		$ 400,000	$ 700,000
Unsecured Debt
Debt Instrument [Line Items]
Number of unsecured lines of credit issued | line_of_credit		1	1
Pledge on certain loan amount		$ 10,000,000	$ 10,000,000
Line of credit, outstanding amount		$ 0	$ 0
Subordinated Debt
Debt Instrument [Line Items]
Number of preferred trust securities | security				2
Floating rate trust preferred securities				$ 10,000,000
Effective percentage		6.17%	7.20%
Trust preferred securities, interest payment deferment period		5 years
Subordinated Debt | LIBOR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		1.55%
Subordinated Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		1.55%
Credit spread adjustment (percent)		0.26161%
Notes Maturing In June 2031 | Subordinated Debt
Debt Instrument [Line Items]
Floating rate trust preferred securities	$ 85,000,000
Interest rate, percentage	3.25%
Proceeds from issuance of subordinated long-term debt	$ 83,500,000
Notes Maturing In June 2031 | Subordinated Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate	2.58%
Federal Reserve Borrower In Custody Program | Federal Reserve Bank Advances
Debt Instrument [Line Items]
Federal home loan balance		$ 211,000,000
Federal Reserve Borrower In Custody Program | Federal Reserve Bank Advances | Qualifying loans pledged as collateral
Debt Instrument [Line Items]
Loans pledged		209,000,000
Federal Reserve Borrower In Custody Program | Federal Reserve Bank Advances | Securities pledged as collateral
Debt Instrument [Line Items]
Loans pledged		$ 77,900,000
Line of Credit | Unsecured Debt | SOFR
Debt Instrument [Line Items]
Line of credit, basis spread on variable rate		2.85%
Line of Credit | Overnight Borrowing Agreements
Debt Instrument [Line Items]
Line of credit, outstanding amount		$ 0	$ 0

Borrowings - Schedule of Debt (

Borrowings - Schedule of Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Debt Instrument [Line Items]
Advances from federal home loan banks	$ 0	$ 0
Federal home loan balance	250,000
Open Repo borrowing at an interest rate of 4.71% and 5.68% at December 31, 2024 and December 31, 2023. The maximum amount of the Open Repo borrowing available is $250,000.
Debt Instrument [Line Items]
Advances from federal home loan banks	$ 0	$ 0
Fixed interest rate	4.71%	5.68%
Federal home loan balance	$ 250,000	$ 250,000

Employee Benefit Plans (Details

Employee Benefit Plans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2024 USD ($) hour	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Retirement Benefits [Abstract]
Employee pretax Roth contribution percentage of salary	70%
Employees age of over with one year period	21 years
Employer matching contribution, minimum employment service period	90 days
Employee pretax contribution percentage	100%
Employee contribution	5%
Corporation's matching contribution and related expenses	$ 2,400	$ 1,800	$ 1,600
Employees age minimum period	1 year
Number of service hours | hour	1,000
Compensation percentage in excess of specified amount	5.70%
Excess of compensation	$ 169
Salary limit	345
Recognized profit sharing expense	1,400	3,600	2,900
Obligations of other liabilities	10,500	10,000
Expenses related employee benefit plans	866	565	1,300
Obligations under survivor benefit plan	1,300	1,300
Other liabilities related to survivor benefit plan	$ (17)	$ (213)	$ 81

Deferred Compensation Plans - N

Deferred Compensation Plans - Narrative (Details)	12 Months Ended
	Dec. 31, 2024
Postemployment Benefits [Abstract]
Maximum period for deferred compensation plan payment after individual's termination of service	10 years

Deferred Compensation Plans - S

Deferred Compensation Plans - Schedule of Changes in Deferred Compensation Plan Liability (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Postemployment Benefits [Roll Forward]
Balance, beginning of year	$ 4,108	$ 3,650	$ 3,675
Deferrals, dividends, and changes in fair value	845	638	(2)
Deferred compensation payments	(241)	(180)	(23)
Balance, end of year	$ 4,712	$ 4,108	$ 3,650

Income Taxes - Schedule of Inco

Income Taxes - Schedule of Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Current – federal	$ 12,863	$ 11,446	$ 15,494
Current – state	1,104	1,252	1,346
Deferred – federal	(1,124)	1,110	(1,618)
Deferred – state	(59)	1	(196)
Income tax expense	$ 12,784	$ 13,809	$ 15,026

Income Taxes - Schedule of Reco

Income Taxes - Schedule of Reconciliation of Income Tax Attributable to Pre-tax Income at Federal Statutory Tax Rates to Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Tax at statutory rate	$ 14,146	$ 15,084	$ 16,425
Tax exempt income, net	(1,139)	(1,090)	(1,036)
Bank owned life insurance	(653)	(619)	(721)
Tax credits, net of amortization	(160)	(173)	(193)
Effect of state tax	826	990	908
Other	(236)	(383)	(357)
Income tax expense	$ 12,784	$ 13,809	$ 15,026
Income Tax Rate
Tax at statutory rate	21%	21%	21%
Tax exempt income, net	(1.70%)	(1.50%)	(1.30%)
Bank owned life insurance	(1.00%)	(0.90%)	(0.90%)
Tax credits, net of amortization	(0.20%)	(0.30%)	(0.30%)
Effect of state tax	1.20%	1.40%	1.20%
Other	(0.40%)	(0.50%)	(0.50%)
Income tax expense	18.90%	19.20%	19.20%

Income Taxes - Components of Ne

Income Taxes - Components of Net Deferred Tax Asset (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Deferred tax assets:
Allowance for credit losses	$ 10,895	$ 10,515
Fair value adjustments – business combination	685	771
Deferred compensation	4,026	3,693
Net operating loss carryover	493	516
Post-retirement benefits	509	605
Unrealized loss on equity securities	197	129
Nonaccrual loan interest	563	476
Accrued expenses	609	579
Deferred fees and costs	25	557
Unrealized loss on securities available-for-sale	10,852	11,308
Unrealized loss on securities held-to-maturity	963	1,108
Lease liability	12,360	8,509
Other	547	453
Deferred tax assets	42,724	39,219
Deferred tax liabilities:
Premises and equipment	3,054	3,761
Intangibles – section 197	2,475	2,487
Mortgage servicing rights	278	345
Lease asset	11,839	8,128
Other	633	571
Deferred tax liabilities	18,279	15,292
Net deferred tax asset	$ 24,445	$ 23,927

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Unrecognized tax benefit	$ 0	$ 0
Net operating loss carryforwards	14,800,000
Ability to utilize carryforwards	363,000
Net operating loss carryforwards expire	9,500,000
Income tax matters accrued interest or penalties	0	0	$ 0
Expense relate to interest and penalties	$ 0	$ 0	$ 0

Related Party Transactions (Det

Related Party Transactions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Related Party Transaction Loans To Principal Officers, Directors and Their Affiliates [Roll Forward]
Related party deposit liabilities	$ 12,100	$ 11,400
Related Party
Related Party Transaction Loans To Principal Officers, Directors and Their Affiliates [Roll Forward]
Beginning balance	40,129
New loans and advances	5,492
Effect of changes in composition of related parties	2,859
Repayments	(16,791)
Ending balance	$ 31,689

Stock-Based Compensation - Narr

Stock-Based Compensation - Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of nonqualified options or restricted stock for key employees and independent director (in shares)	507,671
Awards granted (in shares)	112,828
Weighted-average grant date fair value (in dollars per share)	$ 21.26
Unvested restricted stock awards outstanding (in shares)	178,556	124,934
Number of authorized stock-based awards available for grant (in shares)	26,728
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted (in shares)	18,029
Weighted-average grant date fair value (in dollars per share)	$ 21.35
Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award	1 year
Aggregate percentage of stock based awards to be matured	100%
Independent Directors
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Starting period of vesting of stock based award	1 year
Aggregate percentage of stock based awards to be matured	100%
Tranche One | Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	33.33%
Tranche Two | Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	25%
Tranche Three | Key Employees
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock incentive plan, vesting per year	20%
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted (in shares)	130,857	105,185	57,823
Compensation expense	$ 2,200	$ 1,700	$ 1,200
Unrecognized compensation cost related to nonvested restricted stock	2,700	2,100
Fair value of shares vesting during period	$ 1,400	1,000	1,400
Unvested restricted stock awards outstanding (in shares)	0
Compensation expense restricted stock awards	$ 2,200	1,700	1,200
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Income tax benefit from share-based compensation	$ 467	$ 354	$ 262
Performance Based Restricted Stock Awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted (in shares)	44,988	35,129	13,761
Compensation expense	$ 431	$ 235	$ 91
Unrecognized compensation cost related to nonvested restricted stock	$ 562
Shares outstanding (in shares)	85,785
Compensation expense restricted stock awards	$ 431	$ 235	$ 91
Awards distributed (in shares)	9,667	4,118
Fair value of awards distributed	$ 206	$ 99
Performance Based Restricted Stock Awards | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	3 years

Stock-Based Compensation - Sche

Stock-Based Compensation - Schedule of Changes in Nonvested Restricted Stock Awards (Details)	12 Months Ended
	Dec. 31, 2024 $ / shares shares
Shares
Non-vested at beginning of period (in shares) | shares	124,934
Granted (in shares) | shares	112,828
Forfeited (in shares) | shares	(15,044)
Vested (in shares) | shares	(44,162)
Non-vested at end of period (in shares) | shares	178,556
Weighted-average Grant Date Fair Value
Nonvested at beginning of period (in dollars per share) | $ / shares	$ 24.09
Granted (in dollars per share) | $ / shares	21.26
Forfeited (in dollars per share) | $ / shares	22.98
Vested (in dollars per share) | $ / shares	24.17
Nonvested at ending of period (in dollars per share) | $ / shares	$ 22.37

Regulatory Capital Matters - Na

Regulatory Capital Matters - Narrative (Details) $ in Millions	12 Months Ended
	Dec. 31, 2024 USD ($) event category
Banking and Thrift, Other Disclosure [Abstract]
Number of capital categories provided by PCA regulation | category	5
Number of events resulting in change in Bank's capital category | event	0
Accumulated net earnings | $	$ 704.5

Regulatory Capital Matters - Sc

Regulatory Capital Matters - Schedule of Actual and Required Capital Amounts and Ratios (Details) $ in Thousands	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Tier 1 (Core) Capital to Average Assets
Capital conservation buffer	0.025	0.025
Consolidated
Total Capital to Risk Weighted Assets
Total Capital to Risk Weighted Assets, Actual Amount	$ 764,161	$ 725,091
Total Capital to Risk Weighted Assets, Actual Ratio	0.1616	0.1599
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 496,541	$ 476,235
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	0.1050	0.1050
Tier 1 (Core) Capital to Risk Weighted Assets
Tier 1 (Core) Capital to Risk Weighted Assets, Actual Amount	$ 634,131	$ 598,785
Tier 1 (Core) Capital to Risk Weighted Assets, Actual Ratio	0.1341	0.1320
Tier 1 (Core) Capital to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 401,962	$ 385,523
Tier 1 (Core) Capital to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	0.0850	0.0850
Common equity Tier 1 to Risk Weighted Assets
Common equity Tier 1 to Risk Weighted Assets, Actual Amount	$ 556,346	$ 521,000
Common equity Tier 1 to Risk Weighted Assets, Actual Ratio	0.1176	0.1149
Common equity Tier 1 to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 331,028	$ 317,490
Common equity Tier 1 to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	7%	7%
Tier 1 (Core) Capital to Average Assets
Tier 1 (Core) Capital to Average Assets, Actual Amount	$ 634,131	$ 598,785
Tier 1 (Core) Capital to Average Assets, Actual Ratio	0.1043	0.1054
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Amount	$ 243,290	$ 227,231
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Ratio	0.0400	0.0400
Bank
Total Capital to Risk Weighted Assets
Total Capital to Risk Weighted Assets, Actual Amount	$ 639,971	$ 603,409
Total Capital to Risk Weighted Assets, Actual Ratio	0.1359	0.1336
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 494,609	$ 474,339
Total Capital to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	0.1050	0.1050
Total Capital to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 471,057	$ 451,751
Total Capital to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	0.1000	0.1000
Tier 1 (Core) Capital to Risk Weighted Assets
Tier 1 (Core) Capital to Risk Weighted Assets, Actual Amount	$ 596,615	$ 563,412
Tier 1 (Core) Capital to Risk Weighted Assets, Actual Ratio	0.1267	0.1247
Tier 1 (Core) Capital to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 400,398	$ 383,989
Tier 1 (Core) Capital to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	0.0850	0.0850
Tier 1 (Core) Capital to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 376,845	$ 361,401
Tier 1 (Core) Capital to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0800	0.0800
Common equity Tier 1 to Risk Weighted Assets
Common equity Tier 1 to Risk Weighted Assets, Actual Amount	$ 589,236	$ 556,033
Common equity Tier 1 to Risk Weighted Assets, Actual Ratio	0.1251	0.1231
Common equity Tier 1 to Risk Weighted Assets, For Capital Adequacy Purposes Amount	$ 329,740	$ 316,226
Common equity Tier 1 to Risk Weighted Assets, For Capital Adequacy Purposes Ratio	7%	7%
Common equity Tier 1 to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 306,187	$ 293,638
Common equity Tier 1 to Risk Weighted Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%	6.50%
Tier 1 (Core) Capital to Average Assets
Tier 1 (Core) Capital to Average Assets, Actual Amount	$ 596,615	$ 563,412
Tier 1 (Core) Capital to Average Assets, Actual Ratio	0.0984	0.0986
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Amount	$ 242,432	$ 228,573
Tier 1 (Core) Capital to Average Assets, For Capital Adequacy Purposes, Ratio	0.0400	0.0400
Tier 1 (Core) Capital to Average Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 303,040	$ 285,716
Tier 1 (Core) Capital to Average Assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	0.0500	0.0500

Derivative Instruments - Narrat

Derivative Instruments - Narrative (Details) - USD ($)	Sep. 07, 2018	Dec. 31, 2024	Dec. 31, 2023	Sep. 30, 2023
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivatives designated as fair value hedges		$ 0	$ 0
Interest Rate Swaps
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Cash Collateral for Borrowed Securities		$ 173,000	173,000
Basis spread on variable rate (percent)		0.11448%		0.11448%
Risk Participation Agreement
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Derivative, fair value		$ 11,000	49,000
Risk Participation Agreement | Financial Institution
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional amount		21,300,000	21,700,000
Risk Participation Agreement | Other Financial Institutions
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional amount		$ 25,500,000	$ 0
Unsecured Debt
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Term of contract	5 years
Cash flow hedges	$ 10,000,000

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Amounts and Locations of Activity Related to Interest Rate Swaps Designated as Cash Flow Hedges (Details) - Interest Rate Swaps - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Derivative [Line Items]
Interest rate contracts	$ 0	$ (119)	$ 425
Accrued interest receivable (payable) and other assets (liabilities)
Derivative [Line Items]
Interest rate contract	0	0
Interest expense – subordinated debentures
Derivative [Line Items]
Other income	0	151	(127)
Other income
Derivative [Line Items]
Other income	$ 0	$ 0	$ 0

Derivative Instruments - Sche_2

Derivative Instruments - Schedule of Amounts and Locations of Activity Related to Back-to-Back Interest Rate Swaps (Details) - Interest Rate Swaps - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Schedule Of Loans And Allowance For Loan By Class Individually And Collectively Evaluated For Impairment [Line Items]
Notional Amount	$ 65,629	$ 21,302
Asset	423	1,013
Liability	$ 423	$ 1,013

Off-Balance Sheet Commitments_3

Off-Balance Sheet Commitments and Contingencies - Schedule of Off-Balance Sheet Risks (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Commitments to make loans | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 130,087	$ 111,526
Commitments to make loans | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	321,677	370,437
Unused lines of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	24,037	11,219
Unused lines of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	851,846	789,534
Standby letters of credit | Fixed Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	19,301	18,649
Standby letters of credit | Variable Rate
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, amount, liability	$ 2,797	$ 2,480

Off-Balance Sheet Commitments_4

Off-Balance Sheet Commitments and Contingencies - Schedule of Allowance for Credit Losses on Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]
Beginning balance	$ 759	$ 603	$ 0
Provision for credit losses on unfunded loan commitments	185	156	603
Ending balance	$ 944	$ 759	$ 603

Off-Balance Sheet Commitments_5

Off-Balance Sheet Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Capital Contributions in SBICs and CDEs
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Restricted stock and investments	$ 23,500	$ 21,700
Investments in SBICs and other limited partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Restricted stock and investments	8,000	6,800
Capital Contributions, Low Income Housing Partnerships
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Restricted stock and investments	7,300	3,800
Amortization	711	747	$ 803
Capital Contributions, Low Income Housing Partnerships | Other Commitments, Unfunded Commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Accrued interest payable and accrued liabilities	3,700	796
Capital Contributions, Limited Partnerships Corporation
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Restricted stock and investments	4,100	0
Amortization	0	0	$ 0
Capital Contributions, Limited Partnerships Corporation | Other Commitments, Unfunded Commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Accrued interest payable and accrued liabilities	$ 3,200	$ 0

Parent Company Only Financial_3

Parent Company Only Financial Information - Schedule of Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Assets
Equity securities	$ 10,456	$ 9,301
Total Assets	6,192,010	5,752,957
Liabilities:
Subordinated notes and debentures	20,620	20,620
Total liabilities	5,581,315	5,181,710
Stockholders' equity	610,695	571,247	$ 530,762	$ 442,847
Total Liabilities and Shareholders’ Equity	6,192,010	5,752,957
Parent Company
Assets
Cash	100,702	100,427
Equity securities	1,525	1,795
Investment in bank subsidiary	585,725	548,493
Investment in non-bank subsidiaries	25,216	23,262
Deferred assets and current receivables	2,021	1,894
Other assets	956	925
Total Assets	716,145	676,796
Liabilities:
Subordinated notes and debentures	105,190	104,887
Other liabilities	260	662
Total liabilities	105,450	105,549
Stockholders' equity	610,695	571,247
Total Liabilities and Shareholders’ Equity	$ 716,145	$ 676,796

Parent Company Only Financial_4

Parent Company Only Financial Information - Schedule of Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Dividends from:
Income tax benefit	$ (12,784)	$ (13,809)	$ (15,026)
NET INCOME	54,575	58,020	63,188
Dividends on preferred stock	(4,302)	(4,302)	(4,302)
Net earnings allocated to common stock	50,273	53,718	58,886
Comprehensive income attributable to the parent	57,080	64,462	11,062
Parent Company
Dividends from:
Bank subsidiary	22,185	22,295	21,225
Non-bank subsidiaries	1,320	1,325	1,431
Other	201	240	198
Total income	23,706	23,860	22,854
Expenses	(7,035)	(7,084)	(6,112)
Income before income taxes and equity in undistributed net income of subsidiaries	16,671	16,776	16,742
Change in net unrealized holdings (losses) on equity securities not held for trading	(290)	(722)	(132)
Income tax benefit	1,513	1,606	1,422
Equity in undistributed net income of bank subsidiary	34,755	38,702	43,846
Equity in undistributed (distributions in excess) of net income of non-bank subsidiaries	1,926	1,658	1,310
NET INCOME	54,575	58,020	63,188
Dividends on preferred stock	(4,302)	(4,302)	(4,302)
Net earnings allocated to common stock	50,273	53,718	58,886
Comprehensive income attributable to the parent	$ 54,575	$ 58,020	$ 63,613

Parent Company Only Financial_5

Parent Company Only Financial Information - Schedule of Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Condensed Financial Statements, Captions [Line Items]
Net income	$ 54,575	$ 58,020	$ 63,188
Operating activities:
Net realized and unrealized (gains) losses on equity securities	(754)	387	1,149
Increase (decrease) in other assets	389	(5,894)	(19,065)
Increase in other liabilities	7,469	(14,193)	19,572
NET CASH PROVIDED BY OPERATING ACTIVITIES	71,512	47,023	64,053
Cash flows from investing activities:
NET CASH USED BY INVESTING ACTIVITIES	(203,280)	(149,459)	(804,701)
Cash flows from financing activities:
Dividends paid on preferred stock	(4,302)	(4,302)	(4,302)
Purchase of treasury stock	(643)	(6,724)	(1,671)
Net proceeds from issuance of common stock	0	0	94,051
NET CASH PROVIDED BY FINANCING ACTIVITIES	352,757	218,197	114,735
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	220,989	115,761	(625,913)
CASH AND CASH EQUIVALENTS, Beginning	222,046	106,285	732,198
CASH AND CASH EQUIVALENTS, Ending	443,035	222,046	106,285
Parent Company
Condensed Financial Statements, Captions [Line Items]
Net income	54,575	58,020	63,188
Operating activities:
Equity in undistributed net income of bank subsidiary	(34,755)	(38,702)	(43,846)
(Equity in undistributed) distributions in excess of net income of non–bank subsidiaries	(1,926)	(1,658)	(1,310)
Net realized and unrealized (gains) losses on equity securities	(290)	700	132
Increase (decrease) in other assets	174	(230)	609
Increase in other liabilities	2,734	2,064	1,571
NET CASH PROVIDED BY OPERATING ACTIVITIES	20,512	20,194	20,344
Cash flows from investing activities:
Purchase of equity securities	(20)	(41)	(32)
Sales and maturities of equity securities with readily determinable fair value	0	296	0
Investment in bank subsidiaries	0	(37,000)	0
NET CASH USED BY INVESTING ACTIVITIES	(20)	(36,745)	(32)
Cash flows from financing activities:
Dividends paid on common stock	(14,912)	(14,694)	(12,557)
Dividends paid on preferred stock	(4,302)	(4,302)	(4,302)
Purchase of treasury stock	(1,003)	(6,858)	(1,707)
Net proceeds from issuance of common stock	0	0	94,051
NET CASH PROVIDED BY FINANCING ACTIVITIES	(20,217)	(25,854)	75,485
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	275	(42,405)	95,797
CASH AND CASH EQUIVALENTS, Beginning	100,427	142,832	47,035
CASH AND CASH EQUIVALENTS, Ending	$ 100,702	$ 100,427	$ 142,832

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - shares	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Earnings Per Share [Abstract]
Antidilutive shares excluded from the diluted earnings per share calculations (in shares)	0	0	0

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Basic earnings per common share computation
Net income per consolidated statements of income	$ 50,273	$ 53,718	$ 58,886
Net earnings allocated to participating securities	(388)	(283)	(229)
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 49,885	$ 53,435	$ 58,657
Weighted average common shares outstanding, including shares considered participating securities (in shares)	20,993	21,010	18,057
Less: Average participating securities (in shares)	(155)	(106)	(70)
Weighted average shares (in shares)	20,838	20,904	17,987
Basic earnings per common share (in dollars per share)	$ 2.39	$ 2.56	$ 3.26
Diluted earnings per common share computation
Net earnings allocated to common stock	$ 49,885	$ 53,435	$ 58,657
Weighted average common shares outstanding for basic earnings per common share (in shares)	20,838	20,904	17,987
Add: Dilutive effects of performance based-shares (in shares)	62	40	33
Weighted average shares and dilutive potential common shares (in shares)	20,900	20,944	18,020
Diluted earnings per common share (in dollars per share)	$ 2.39	$ 2.55	$ 3.26
Distributed earnings allocated to common stock
Basic earnings per common share computation
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 14,785	$ 14,607	$ 12,508
Undistributed earnings allocated to common stock
Basic earnings per common share computation
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 35,100	$ 38,828	$ 46,149

Other Comprehensive Income - Sc

Other Comprehensive Income - Schedule of Components of Other Comprehensive Income and Related Tax Effects (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss)	$ 2,505	$ 6,442	$ (52,126)
AOCI, Gain (Loss), Debt Securities, Available-for-Sale, without Allowance for Credit Loss
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before reclassifications	2,245	7,785	(67,167)
Reclassifications	(74)	(52)	(651)
Net unrealized gains (losses)	2,171	7,733	(67,818)
Tax effect	(456)	(1,624)	14,242
Total other comprehensive income (loss)	1,715	6,109	(53,576)
AOCI, Gain (Loss), Debt Securities, Available-for-Sale, with Allowance for Credit Loss
Accumulated Other Comprehensive Income (Loss) [Line Items]
Net unrealized gains (losses)	690	748	1,107
Tax effect	(145)	(157)	(232)
Total other comprehensive income (loss)	545	591	875
Unrealized gains on postretirement benefits plan
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before reclassifications	478	(2)	303
Reclassifications	(168)	(174)	(113)
Net unrealized gains (losses)	310	(176)	190
Tax effect	(65)	37	(40)
Total other comprehensive income (loss)	245	(139)	150
Unrealized gains (losses) on interest rate swap
Accumulated Other Comprehensive Income (Loss) [Line Items]
Before reclassifications	0	0	411
Reclassifications	0	(151)	127
Net unrealized gains (losses)	0	(151)	538
Tax effect	0	32	(113)
Total other comprehensive income (loss)	$ 0	$ (119)	$ 425

Other Comprehensive Income - _2

Other Comprehensive Income - Schedule of Change in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	$ 571,247	$ 530,762	$ 442,847
Comprehensive Income (Loss)	2,505	6,442	(52,126)
Ending balance	610,695	571,247	530,762
AOCI Attributable to Parent
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(46,078)	(52,520)	(394)
Comprehensive Income (Loss)	2,505	6,442	(52,126)
Ending balance	(43,573)	(46,078)	(52,520)
Unrealized losses on securities available-for-sale
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	(48,173)	(54,282)	(706)
Comprehensive Income (Loss)	1,715	6,109	(53,576)
Ending balance	(46,458)	(48,173)	(54,282)
Amortization of unrealized gains from held-to-maturity securities
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	1,466	875	0
Comprehensive Income (Loss)	545	591	875
Ending balance	2,011	1,466	875
Unrealized gains on postretirement benefits plan
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	629	768	618
Comprehensive Income (Loss)	245	(139)	150
Ending balance	874	629	768
Unrealized gains (losses) on interest rate swap
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning balance	0	119	(306)
Comprehensive Income (Loss)	$ 0	(119)	425
Ending balance		$ 0	$ 119

Segment Reporting (Details)

Segment Reporting (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2024 USD ($) segment	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Segment Reporting [Abstract]
Number of reportable operating segment | segment	1
Interest and Dividend Income:
Interest and fees on loans	$ 293,544	$ 273,220	$ 194,149
PPP fees	0	3	1,889
Total interest and dividend income	325,470	293,696	213,738
Interest Expense:
Deposits	133,493	97,770	19,833
Total interest expense	138,001	103,867	24,079
NET INTEREST INCOME	187,469	189,829	189,659
PROVISION FOR CREDIT LOSS EXPENSE	9,222	5,993	8,589
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	178,247	183,836	181,070
NON-INTEREST INCOME:
Service charges on deposit accounts	6,990	7,372	7,206
Other service charges and fees	2,973	3,010	3,196
Wealth and asset management fees	7,845	7,251	7,172
Mortgage banking	673	676	1,237
Bank owned life insurance	3,110	2,945	3,433
Card processing and interchange income	8,666	8,301	7,797
Other non-interest income	8,029	4,115	5,223
Total non-interest income	39,114	33,335	34,766
NON-INTEREST EXPENSES:
Net occupancy expense	14,737	14,509	13,298
Technology expense	21,805	20,202	17,041
State and local taxes	4,726	4,126	4,078
Legal, professional and examination fees	4,217	4,414	4,173
Advertising	2,545	3,133	2,887
FDIC insurance	3,718	3,879	2,796
Card processing and interchange expenses	4,575	5,025	4,801
Other non-interest expenses	19,143	18,992	17,088
Total non-interest expenses	150,002	145,342	137,622
INCOME BEFORE INCOME TAXES	67,359	71,829	78,214
INCOME TAX EXPENSE	12,784	13,809	15,026
NET INCOME	54,575	58,020	63,188
TOTAL CONSOLIDATED ASSETS	6,192,010	5,752,957
Reportable Segment
Interest and Dividend Income:
Interest and fees on loans	293,544	273,220	194,149
PPP fees	0	3	1,889
Investment Securities	31,926	20,473	17,700
Total interest and dividend income	325,470	293,696	213,738
Interest Expense:
Deposits	133,493	97,770	19,833
Borrowed funds	4,508	6,097	4,246
Total interest expense	138,001	103,867	24,079
NET INTEREST INCOME	187,469	189,829	189,659
PROVISION FOR CREDIT LOSS EXPENSE	9,222	5,993	8,589
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	178,247	183,836	181,070
NON-INTEREST INCOME:
Service charges on deposit accounts	6,990	7,372	7,206
Other service charges and fees	2,973	3,010	3,196
Wealth and asset management fees	7,845	7,251	7,172
Security gains (losses), net	828	(335)	(498)
Mortgage banking	673	676	1,237
Bank owned life insurance	3,110	2,945	3,433
Card processing and interchange income	8,666	8,301	7,797
Other non-interest income	8,029	4,115	5,223
Total non-interest income	39,114	33,335	34,766
NON-INTEREST EXPENSES:
Salaries	54,089	50,871	44,495
Incentive	2,465	2,847	9,875
Benefits	17,982	17,344	17,090
Net occupancy expense	14,737	14,509	13,298
Technology expense	21,805	20,202	17,041
State and local taxes	4,726	4,126	4,078
Legal, professional and examination fees	4,217	4,414	4,173
Advertising	2,545	3,133	2,887
FDIC insurance	3,718	3,879	2,796
Card processing and interchange expenses	4,575	5,025	4,801
Other non-interest expenses	19,143	18,992	17,088
Total non-interest expenses	150,002	145,342	137,622
INCOME BEFORE INCOME TAXES	67,359	71,829	78,214
INCOME TAX EXPENSE	12,784	13,809	15,026
NET INCOME	54,575	58,020	63,188
Adjustments and reconciling items	0	0	0
CONSOLIDATED NET INCOME	54,575	58,020	$ 63,188
Adjustments and reconciling items	0	0
TOTAL CONSOLIDATED ASSETS	$ 6,192,010	$ 5,752,957

Subsequent Events (Details)

Subsequent Events (Details)	Jan. 09, 2025 shares
Subsequent Event | ESSA
Subsequent Event [Line Items]
Converted common stock	0.8547