Exhibit 99.3
CERTIFICATE
As required by 18 U.S.C. 1350, the undersigned certify that this Report on Form 10-Q fully complies with the requirements of section 13(a) of the Securities Exchange Act of 1934, as amended, and that the information contained in the Report on From 10-Q fairly presents, in all material respects, the financial condition and results of operations of the registrant.
| /s/ WILLIAM F. FALGER |
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| William F. Falger |
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Dated: May 14, 2003 |
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CERTIFICATE
As required by 18 U.S.C. 1350, the undersigned certify that this Report on Form 10-Q fully complies with the requirements of section 13(a) of the Securities Exchange Act of 1934, as amended, and that the information contained in this Report on From 10-Q fairly presents, in all material respects, the financial condition and results of operations of the registrant.
| /s/ JOSEPH B. BOWER, JR. |
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| Joseph B. Bower, Jr. |
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Dated: May 14, 2003 |
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