Exhibit 32
CERTIFICATE
As required by 18 U.S.C. 1350, the undersigned certify that this Report on Form 10-Q fully complies with the requirements of section 13a-14(a) and 15d-14(a) of the Securities Exchange Act of 1934, as amended, and that the information contained in the Report on From 10-Q fairly presents, in all material respects, the financial condition and results of operations of the registrant.
| /s/ WILLIAM F. FALGER | |
| William F. Falger | |
| President and Director | |
| (Principal Executive Officer) |
Dated: August 7, 2003
CERTIFICATE
As required by 18 U.S.C. 1350, the undersigned certify that this Report on Form 10-Q fully complies with the requirements of section 13a-14(a) and 15d-14(a) of the Securities Exchange Act of 1934, as amended, and that the information contained in this Report on From 10-Q fairly presents, in all material respects, the financial condition and results of operations of the registrant.
| /s/ JOSEPH B. BOWER, Jr. | |
| Joseph B. Bower, Jr. | |
| Treasurer | |
| (Principal Financial Officer) | |
| (Principal Accounting Officer) |
Dated: August 7, 2003
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