(1) | The registrant previously registered the offer and sale of certain securities, including its common stock, no par value per share, preferred stock, no par value per share, preferred stock represented by depositary receipts, and unsecured debt securities, consisting of senior debt securities and/or subordinated debt securities, having a proposed maximum aggregate offering price of $150,000,000 pursuant to a Registration Statement on Form S-3 (File No. 333-236018) (the “Prior Registration Statement”), which was initially filed on January 22, 2020 and declared effective by the Securities and Exchange Commission on June 25, 2020. As of the date hereof, a balance of $89,625,000 of such securities remains unsold under the Prior Registration Statement. In accordance with Rule 462(b) under the Securities Act of 1933, as amended, and General Instruction IV.A of Form S-3, the registrant is hereby registering the offer and sale of an additional $17,925,000 of its common stock, no par value per share, preferred stock, no par value per share, preferred stock represented by depositary receipts and unsecured debt securities, consisting of senior debt securities and/or subordinated debt securities. The additional amount of securities that is being registered for offer and sale represents no more than 20% of the maximum aggregate offering price of the remaining securities available to be sold under the Prior Registration Statement. |