First Keystone (FKYS) 10-Q 7 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 05, 2013
Document and Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Entity Registrant Name	'FIRST KEYSTONE CORP	'
Entity Central Index Key	'0000737875	'
Current Fiscal Year End Date	'--12-31	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	5,511,239

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2013	Dec. 31, 2012
ASSETS	'	'
Cash and due from banks	$8,331,000	$10,038,000
Interest-bearing deposits in other banks	1,358,000	10,882,000
Total cash and cash equivalents	9,689,000	20,920,000
Investment securities available-for-sale	315,275,000	296,312,000
Investment securities held-to-maturity (estimated fair value 2013- $1,560; 2012 - $2,599)	1,546,000	2,561,000
Restricted securities at cost - available-for-sale	3,480,000	4,883,000
Loans, net of unearned income	445,652,000	432,896,000
Allowance for loan losses	-6,000,000	-5,772,000
Net loans	439,652,000	427,124,000
Premises and equipment, net	21,026,000	19,363,000
Accrued interest receivable	3,868,000	4,060,000
Cash surrender value of bank owned life insurance	20,387,000	19,869,000
Investments in real estate ventures	1,334,000	1,480,000
Goodwill	19,133,000	19,133,000
Core deposit intangible, net	463,000	668,000
Prepaid FDIC insurance	0	1,002,000
Foreclosed assets held for resale	480,000	468,000
Deferred income taxes	1,271,000	5,000
Other assets	2,088,000	2,118,000
TOTAL ASSETS	839,692,000	819,966,000
Deposits:	'	'
Non-interest bearing	82,279,000	76,418,000
Interest bearing	583,804,000	532,416,000
Total deposits	666,083,000	608,834,000
Short-term borrowings	24,553,000	55,069,000
Long-term borrowings	47,453,000	44,520,000
Accrued interest and other expenses	3,511,000	2,902,000
Deferred income taxes	36,000	4,612,000
Other liabilities	563,000	699,000
TOTAL LIABILITIES	742,199,000	716,636,000
STOCKHOLDERS' EQUITY	'	'
Preferred stock, par value $2.00 per share; authorized 1,000,000 shares in 2013 and 2012; issued 0 in 2013 and 2012	0	0
Common stock, par value $2.00 per share; authorized 20,000,000 shares in 2013 and 2012; issued 5,746,388 in 2013 and 5,717,400 in 2012	11,493,000	11,435,000
Surplus	31,397,000	30,725,000
Retained earnings	58,802,000	54,532,000
Accumulated other comprehensive income	1,640,000	12,528,000
Treasury stock, at cost, 235,646 in 2013 and 237,183 in 2012	-5,839,000	-5,890,000
TOTAL STOCKHOLDERS' EQUITY	97,493,000	103,330,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$839,692,000	$819,966,000

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
CONSOLIDATED BALANCE SHEETS [Abstract]	'	'
Investment securities held-to-maturity, estimated fair value	$1,560	$2,599
Preferred stock, par or stated value per share	$2	$2
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Common stock, par value per share	$2	$2
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	5,746,388	5,717,400
Treasury stock, shares	235,646	237,183

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME	'	'	'	'
Interest and fees on loans	$5,182,000	$5,534,000	$15,488,000	$16,833,000
Interest and dividend income on investment securities	2,486,000	2,987,000	7,845,000	9,456,000
Interest on deposits in banks	0	1,000	3,000	1,000
Total interest income	7,668,000	8,522,000	23,336,000	26,290,000
INTEREST EXPENSE	'	'	'	'
Interest on deposits	920,000	1,065,000	2,716,000	3,528,000
Interest on short-term borrowings	34,000	29,000	83,000	88,000
Interest on long-term borrowings	293,000	382,000	923,000	1,482,000
Total interest expense	1,247,000	1,476,000	3,722,000	5,098,000
Net interest income	6,421,000	7,046,000	19,614,000	21,192,000
Provision for loan losses	133,000	400,000	733,000	1,200,000
Net interest income after provision for loan losses	6,288,000	6,646,000	18,881,000	19,992,000
NON-INTEREST INCOME	'	'	'	'
Trust department	213,000	193,000	625,000	561,000
Service charges and fees	353,000	313,000	1,030,000	885,000
Bank owned life insurance income	171,000	179,000	518,000	546,000
ATM fees and debit card income	258,000	239,000	744,000	730,000
Gains on sales of mortgage loans	77,000	332,000	517,000	738,000
Investment securities gains (losses) - net	264,000	477,000	2,944,000	1,484,000
Other	61,000	153,000	306,000	339,000
Total non-interest income	1,397,000	1,886,000	6,684,000	5,283,000
NON-INTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	2,822,000	2,602,000	8,250,000	7,794,000
Occupancy, net	368,000	398,000	1,145,000	1,072,000
Furniture and equipment	131,000	202,000	491,000	445,000
Computer expense	264,000	277,000	766,000	800,000
Professional services	134,000	135,000	375,000	447,000
State shares tax	204,000	193,000	612,000	564,000
FDIC insurance	108,000	120,000	317,000	375,000
ATM and debit card fees	129,000	121,000	384,000	348,000
FHLB prepayment penalties	'	'	345,000	811,000
Other	759,000	1,128,000	2,238,000	2,912,000
Total non-interest expense	4,919,000	5,176,000	14,923,000	15,568,000
Income before income tax expense	2,766,000	3,356,000	10,642,000	9,707,000
Income tax expense	611,000	592,000	2,089,000	1,709,000
NET INCOME	$2,155,000	$2,764,000	$8,553,000	$7,998,000
Net income per share:	'	'	'	'
Basic	$0.39	$0.51	$1.56	$1.47
Diluted	$0.39	$0.51	$1.56	$1.47
Cash dividends per share	$0.26	$0.25	$0.78	$0.75

CONSOLIDATED_STATEMENT_OF_CHAN

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock [Member]	Surplus [Member]	Comprehensive Income [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2011	$93,092	$11,375	$30,157	'	$49,872	$7,757	($6,069)
Balance, shares at Dec. 31, 2011	'	5,687,767	'	'	'	'	'
Comprehensive Income:	'	'	'	'	'	'	'
Net Income	7,998	'	'	7,998	7,998	'	'
Change in net unrealized gains (losses) on investment securities available-for- sale, net of reclassification adjustment and tax effects	4,715	'	'	4,715	'	4,715	'
Comprehensive Income	12,713	'	'	12,713	'	'	'
Issuance of common stock under dividend reinvestment and stock purchase plans	479	40	439	'	'	'	'
Issuance of common stock under dividend reinvestment and stock purchase plans, shares	'	19,628	'	'	'	'	'
Issuance of 1,537 and 4,028 shares of treasury stock upon exercise of employee stock options in 2013 and 2012	65	'	-70	'	'	'	135
Cash dividends - $.78 per share in 2013, $.75 per share in 2012	-4,088	'	'	'	-4,088	'	'
Balance at Sep. 30, 2012	102,261	11,415	30,526	'	53,782	12,472	-5,934
Balance, shares at Sep. 30, 2012	'	5,707,395	'	'	'	'	'
Balance at Dec. 31, 2012	103,330	11,435	30,725	'	54,532	12,528	-5,890
Balance, shares at Dec. 31, 2012	'	5,717,400	'	'	'	'	'
Comprehensive Income:	'	'	'	'	'	'	'
Net Income	8,553	'	'	8,553	8,553	'	'
Change in net unrealized gains (losses) on investment securities available-for- sale, net of reclassification adjustment and tax effects	-10,888	'	'	-10,888	'	-10,888	'
Comprehensive Income	-2,335	'	'	-2,335	'	'	'
Issuance of common stock under dividend reinvestment and stock purchase plans	82	58	690	'	-666	'	'
Issuance of common stock under dividend reinvestment and stock purchase plans, shares	'	28,988	'	'	'	'	'
Issuance of 1,537 and 4,028 shares of treasury stock upon exercise of employee stock options in 2013 and 2012	33	'	-18	'	'	'	51
Cash dividends - $.78 per share in 2013, $.75 per share in 2012	-3,617	'	'	'	-3,617	'	'
Balance at Sep. 30, 2013	$97,493	$11,493	$31,397	'	$58,802	$1,640	($5,839)
Balance, shares at Sep. 30, 2013	'	5,746,388	'	'	'	'	'

CONSOLIDATED_STATEMENT_OF_CHAN1

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY [Abstract]	'	'
Issuance of treasury stock upon exercise of employee stock options, shares	1,537	4,028
Cash dividends, per share	$0.78	$0.75

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]	'	'	'	'
Net Income	$2,155	$2,764	$8,553	$7,998
Other comprehensive income (losses):	'	'	'	'
Unrealized holding gains (losses) on available-for-sale investment securities arising during the period	-2,317	3,088	-13,512	8,651
Less reclassification adjustment for net gains (losses) realized in income	264	477	2,944	1,484
Change in unrealized gains (losses) before tax effect	-2,581	2,611	-16,456	7,167
Tax effects	867	-897	5,568	-2,452
Net change in unrealized gains (losses)	-1,714	1,714	-10,888	4,715
Comprehensive Income	$441	$4,478	($2,335)	$12,713

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
OPERATING ACTIVITIES	'	'
Net income	$8,553	$7,998
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	733	1,200
Depreciation and amortization	924	837
Premium amortization on investment securities	1,615	913
Discount accretion on investment securities	-282	-676
Core deposit discount amortization net of accretion	205	212
Deferred (benefit) income tax provision	-274	-434
(Gains) losses on sales of mortgage loans originated for resale	-517	-738
Proceeds from sales of mortgage loans originated for resale	22,737	23,301
Originations of mortgage loans originated for resale	-22,576	-24,499
(Gains) losses on sales of investment securities	-2,680	-1,484
(Gains) losses on sales of foreclosed assets held for resale	-70	195
Decrease (increase) in accrued interest receivable	192	156
(Increase) decrease in cash surrender value of bank owned life insurance	-518	-546
Losses (gains) on disposal of premises and equipment	138	'
Decrease (increase) in other assets - net	56	-327
Decrease (increase) in prepaid FDIC insurance	1,002	325
Increase (decrease) in accrued interest and other expenses	609	131
(Decrease) increase in other liabilities - net	-239	-408
NET CASH PROVIDED BY (USED IN) OPERATING ACTIVITIES	9,608	6,156
INVESTING ACTIVITIES	'	'
Proceeds from sales of investment securities available-for-sale	56,680	36,737
Proceeds from maturities and redemptions of investment securities available-for-sale	30,215	27,894
Purchases of investment securities available-for-sale	-120,964	-25,473
Proceeds from maturities and redemptions of investment securities held-to-maturity	1,012	14
Proceeds from the redemption of restricted securities	3,954	968
Purchases of restricted securities	-2,551	-206
Net (increase) decrease in loans	-13,251	-15,007
Purchases of premises and equipment	-2,540	-5,795
Proceeds from sales of foreclosed assets held for resale	468	852
NET CASH (USED IN) PROVIDED BY INVESTING ACTIVITIES	-46,977	19,984
FINANCING ACTIVITIES	'	'
Net increase (decrease) in deposits	57,249	5,883
Net (decrease) increase in short-term borrowings	-30,516	-14,118
Proceeds from long-term borrowings	10,000	10,000
Repayment of long-term borrowings	-7,067	-23,799
Proceeds from issuance of common stock	56	65
Proceeds from issuance of treasury stock	33	246
Cash dividends paid	-3,617	-3,879
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES	26,138	-25,602
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	-11,231	538
CASH AND CASH EQUIVALENTS, BEGINNING	20,920	10,179
CASH AND CASH EQUIVALENTS, ENDING	9,689	10,717
Cash paid during period for:	'	'
Cash paid during period for interest	3,819	5,355
Cash paid for income taxes	$1,086	$1,726

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	The accounting policies of First Keystone Corporation and Subsidiary (the "Corporation") are in accordance with accounting principles generally accepted in the United States of America and conform to common practices within the banking industry. The more significant accounting policies follow:
	Principles of Consolidation
	The consolidated financial statements include the accounts of First Keystone Corporation and its wholly-owned subsidiary, First Keystone Community Bank (the "Bank"). All significant inter-company balances and transactions have been eliminated in consolidation.
	Nature of Operations
	The Corporation, headquartered in Berwick, Pennsylvania, provides a full range of banking, trust and related services through its wholly-owned Bank subsidiary and is subject to competition from other financial institutions in connection with these services. The Bank serves a customer base which includes individuals, businesses, governments, and public and institutional customers primarily located in the Northeast Region of Pennsylvania. The Bank has 17 full service offices and 19 Automated Teller Machines ("ATM") located in Columbia, Luzerne, Montour and Monroe counties. The Corporation and its subsidiary must also adhere to certain federal and state banking laws and regulations and are subject to periodic examinations made by various state and federal agencies.
	Segment Reporting
	The Corporation's subsidiary acts as an independent community financial services provider, and offers traditional banking and related financial services to individual, business, government, and public and institutional customers. Through its branch and ATM network, the Bank offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans; and the providing of other financial services. The Bank also performs personal, corporate, pension and fiduciary services through its Trust Department.
	Management does not separately allocate expenses, including the cost of funding loan demand, between the commercial, retail, trust and mortgage banking operations of the Corporation. Currently, management measures the performance and allocates the resources of the Corporation as a single segment.
	Use of Estimates
	The preparation of these consolidated financial statements, in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of these consolidated financial statements and the reported amounts of income and expenses during the reporting periods. Actual results could significantly differ from those estimates.
	Material estimates that are particularly susceptible to significant changes include the assessment for impairment of certain investment securities, the allowance for loan losses, deferred tax assets and liabilities, impairment of goodwill and other intangible assets and foreclosed assets held for resale. Assumptions and factors used in the estimates are evaluated on an annual basis or whenever events or changes in circumstance indicate that the previous assumptions and factors have changed. The result of the analysis could result in adjustments to the estimates.
	Investment Securities
	The Corporation classifies its investment securities as either "Held-to-Maturity" or "Available-for-Sale" at the time of purchase. Investment securities are accounted for on a trade date basis. Debt securities are classified as Held-to-Maturity when the Corporation has the ability and positive intent to hold the securities to maturity. Investment securities classified as Held-to-Maturity are carried at cost adjusted for amortization of premium and accretion of discount to maturity.
	Debt securities not classified as Held-to-Maturity and equity securities are included in the Available-for-Sale category and are carried at fair value. The amount of any unrealized gain or loss, net of the effect of deferred income taxes, is reported as accumulated other comprehensive income (loss) in the Consolidated Statements of Changes in Stockholders' Equity and in the Consolidated Statements of Comprehensive Income. Management's decision to sell Available-for-Sale securities is based on changes in economic conditions controlling the sources and applications of funds, terms, availability of and yield of alternative investments, interest rate risk and the need for liquidity.
	The cost of debt securities classified as Held-to-Maturity or Available-for-Sale is adjusted for amortization of premiums and accretion of discounts to expected maturity. Such amortization and accretion, as well as interest and dividends, are included in interest and dividend income from investment securities. Realized gains and losses are included in net investment securities gains and losses. The cost of investment securities sold, redeemed or matured is based on the specific identification method.
	Restricted Securities
	Restricted equity securities consist of stock in Federal Home Loan Bank of Pittsburgh ("FHLB-Pittsburgh") and Atlantic Central Bankers Bank ("ACBB"). These securities do not have a readily determinable fair value because their ownership is restricted and they can be sold back only to the FHLB-Pittsburgh, ACBB or to another member institution. Therefore, these securities are classified as restricted equity investment securities, carried at cost, and evaluated for impairment. At September 30, 2013, the Corporation held $3,445,000 in stock of FHLB-Pittsburgh and $35,000 in stock of ACBB. At December 31, 2012, the Corporation held $4,848,000 in stock of FHLB-Pittsburgh and $35,000 in stock of ACBB.
	The Corporation evaluated its holding of restricted stock for impairment and deemed the stock to not be impaired due to the expected recoverability of cost, which equals the value reflected within the Corporation's consolidated financial statements. The decision was based on several items ranging from the estimated true economic losses embedded within FHLB's mortgage portfolio to the FHLB's liquidity position and credit rating. The Corporation utilizes the impairment framework outlined in GAAP to evaluate stock for impairment. The following factors were evaluated to determine the ultimate recoverability of the cost of the Corporation's restricted stock holdings; (i) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted; (ii) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB; (iii) the impact of legislative and regulatory changes on the institutions and, accordingly, on the customer base of the FHLB; (iv) the liquidity position of the FHLB; and (v) whether a decline is temporary or whether it affects the ultimate recoverability of the FHLB stock based on (a) the materiality of the carrying amount to the member institution and (b) whether an assessment of the institution's operational needs for the foreseeable future allow management to dispose of the stock. Based on the analysis of these factors, the Corporation determined that its holdings of restricted stock were not impaired at September 30, 2013 and December 31, 2012.
	Loans
	Loans are stated at their outstanding unpaid principal balances, net of deferred fees or costs, unearned income and the allowance for loan losses. Interest on loans is recognized as income over the term of each loan, generally, by the accrual method. Loan origination fees and certain direct loan origination costs have been deferred with the net amount amortized using the straight line method or the interest method over the contractual life of the related loans as an interest yield adjustment.
	Residential mortgage loans held for resale are carried at the lower of cost or market on an aggregate basis determined by independent pricing from appropriate federal or state agency investors. These loans are sold without recourse.
	Past-Due Loans - Generally, a loan is considered to be past-due when scheduled loan payments are in arrears 15 days or more. Delinquent notices are generated automatically when a loan is 15 days past-due. Collection efforts continue on past-due loans that have not been brought current, when it is believed that some chance exists for improvement in the status of the loan. Past-due loans are continually evaluated with the determination for charge-off being made when no reasonable chance remains that the status of the loan can be improved.
	Charge-Offs - Commercial real estate loans are charged off in whole or in part when they become sufficiently delinquent based upon the terms of the underlying loan contract and when a collateral deficiency exists. Because all or part of the contractual cash flows are not expected to be collected, the loan is considered to be impaired, and the Bank estimates the impairment based on its analysis of the cash flows and collateral estimated at fair value less cost to sell.
	Consumer loans are charged off when they become non-performing assets, or when the value of the underlying collateral is not sufficient to support the loan balance and a loss is expected. At that time, the amount of estimated collateral deficiency, if any, is charged off for loans secured by collateral, and all other loans are charged off in full. Loans in which the borrower is in bankruptcy are considered on a case by case basis and are either charged off by the Bank or reaffirmed by the borrower. Loans with collateral are charged down to the estimated fair value of the collateral less cost to sell.
	Non-Accrual Loans - Generally, a loan is classified as non-accrual and the accrual of interest on such a loan is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan currently is performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on non-accrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against interest income. Certain non-accrual loans may continue to perform, that is, payments are still being received. Generally, the payments are applied to principal. These loans remain under constant scrutiny and if performance continues, interest income may be recorded on a cash basis based on management's judgment as to collectability of principal.
	Impaired Loans - A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Under current accounting standards, the allowance for loan losses related to impaired loans is based on discounted cash flows using the loan's effective interest rate or the fair value of the collateral for certain collateral dependent loans. The recognition of interest income on impaired loans is the same as for non-accrual loans discussed above.
	Troubled Debt Restructurings ("TDRs") - The restructuring of a loan is considered a "troubled debt restructuring" if both the following conditions are met: (i) the borrower is experiencing financial difficulties, and (ii) the Bank has granted a concession. The most common concessions granted include one or more modifications to the terms of the debt, such as (a) a reduction in the interest rate for the remaining life of the debt, (b) an extension of the maturity date at an interest rate lower than the current market rate for new debt with similar risk, (c) a temporary period of interest-only payments, and (d) a reduction in the contractual payment amount for either a short period or remaining term of the loan. A less common concession is the forgiveness of a portion of the principal.
	The determination of whether a borrower is experiencing financial difficulties takes into account not only the current financial condition of the borrower, but also the potential financial condition of the borrower were a concession not granted. Similarly, the determination of whether a concession has been granted is very subjective in nature. For example, simply extending the term of a loan at its original interest rate or even at a higher interest rate could be interpreted as a concession unless the borrower could readily obtain similar credit terms from a different lender.
	Allowance for Loan Losses - The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses and subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is maintained at a level estimated by management to be adequate to absorb potential loan losses. Management's periodic evaluation of the adequacy of the allowance for loan losses is based on the Corporation's past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay (including the timing of future payments), the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, and other relevant factors. This evaluation is inherently subjective as it requires material estimates including the amounts and timing of future cash flows expected to be received on impaired loans that may be susceptible to significant change.
	In addition, the Corporation is subject to periodic examination by its federal and state examiners, and may be required by such regulators to recognize additions to the allowance for loan losses based on their assessment of credit information available to them at the time of their examinations.
	In addition, an allowance is provided for possible credit losses on off-balance sheet credit exposures. This allowance is estimated by management and if deemed necessary, the allowance would be classified in other liabilities on the consolidated balance sheets. As of September 30, 2013 and December 31, 2012, an allowance for possible credit losses on off-balance sheet credit exposures was not recorded.
	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. Select loans are not aggregated for collective impairment evaluation, as such; all loans are subject to individual impairment evaluation should the facts and circumstances pertinent to a particular loan suggest that such evaluation is necessary. Factors considered by management in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan's existing rate or at the fair value of collateral if repayment is expected solely from collateral. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan's effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Corporation determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.
	The general component covers all other loans not identified as impaired and is based on historical losses adjusted for current factors. The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding two years. In calculating the historical component of our allowance, we aggregate loans into one of four portfolio segments: Commercial and Industrial, Commercial real estate, Residential real estate and Consumer. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued high unemployment and reduced credit availability and lack of confidence in a sustainable recovery. Actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: the concentration of special mention, substandard and doubtful loans as a percentage of total loans, levels of loan concentration within the portfolio segment or division of a portfolio segment, broad economic conditions, delinquency trends, volume trends and terms, and policy and management changes.
	Premises and Equipment
	Premises, improvements, and equipment are stated at cost less accumulated depreciation computed principally utilizing the straight-line method over the estimated useful lives of the assets. Long-lived assets are reviewed for impairment whenever events or changes in business circumstances indicate that the carrying value may not be recovered. Maintenance and minor repairs are charged to operations as incurred. The cost and accumulated depreciation of the premises and equipment retired or sold are eliminated from the property accounts at the time of retirement or sale, and the resulting gain or loss is reflected in current operations.
	Mortgage Servicing Rights
	The Corporation originates and sells real estate loans to investors in the secondary mortgage market. After the sale, the Corporation may retain the right to service these loans. When originated mortgage loans are sold and servicing is retained, a servicing asset is capitalized based on relative fair value at the date of sale. Servicing assets are amortized as an offset to other fees in proportion to, and over the period of, estimated net servicing income. The unamortized cost is included in other assets in the consolidated balance sheets. The servicing rights are periodically evaluated for impairment based on their relative fair value.
	Foreclosed Assets Held for Resale
	Real estate properties acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value on the date of foreclosure establishing a new cost basis. After foreclosure, valuations are periodically performed and if fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. The real estate is carried at the lower of carrying amount or fair value less cost to sell and is included in other assets on the consolidated balance sheets. Revenues derived from and costs to maintain the assets and subsequent gains and losses on sales are included in non-interest income and expense on the consolidated statements of income. The total of foreclosed real estate properties amounted to $480,000 at September 30, 2013 and $468,000 at December 31, 2012.
	Bank Owned Life Insurance
	The Corporation invests in Bank Owned Life Insurance ("BOLI") with split dollar life provisions. Purchase of BOLI provides life insurance coverage on certain employees with the Corporation being owner and beneficiary of the policies.
	Investments in Real Estate Ventures
	The Bank is a limited partner in real estate ventures that own and operate affordable residential low-income housing apartment buildings for elderly and mentally challenged adult residents. The investments are accounted for under the effective yield method. Under the effective yield method, the Bank recognizes tax credits as they are allocated and amortizes the initial cost of the investment to provide a constant effective yield over the period that the tax credits are allocated to the Bank. Under this method, the tax credits allocated, net of any amortization of the investment in the limited partnerships, are recognized in the consolidated statements of income as a component of income tax expense. The amount of tax credits allocated to the Bank were $284,000 in 2013 and $277,000 in 2012, and the amortization of the investments in the limited partnerships were $146,000 for the nine months ended September 30, 2013 and $138,000 for the nine months ended September 30, 2012.
	Income Taxes
	The provision for income taxes is based on the results of operations, adjusted primarily for tax-exempt income. Certain items of income and expense are reported in different periods for financial reporting and tax return purposes. Deferred tax assets and liabilities are determined based on the differences between the consolidated financial statement and income tax bases of assets and liabilities measured by using the enacted tax rates and laws expected to be in effect when the timing differences are expected to reverse. Deferred tax expense or benefit is based on the difference between deferred tax asset or liability from period to period.
	In assessing the ultimate realization of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, the projected future taxable income and tax planning strategies in making this assessment. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.
	The Corporation and the Bank are subject to U.S. federal income tax and Commonwealth of Pennsylvania tax. The Corporation is no longer subject to examination by Federal or State taxing authorities for the years before 2008. At September 30, 2013 and December 31, 2012, the Corporation did not have any unrecognized tax benefits. The Corporation does not expect the amount of any unrecognized tax benefits to significantly increase in the next twelve months. The Corporation recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as non-interest expense. At September 30, 2013 and December 31, 2012, the Corporation does not have any amounts accrued for interest and/or penalties.
	Goodwill, Other Intangible Assets, and Premium Discount
	Goodwill resulted from the acquisition of the Pocono Community Bank in November 2007 and of certain fixed and operating assets acquired and deposit liabilities assumed of the branch of another financial institution in Danville, Pennsylvania, in January 2004. Such goodwill represents the excess cost of the acquired assets relative to the assets fair value at the dates of acquisition. During the first quarter of 2008, $152,000 of liabilities related to the Pocono acquisition were recorded as a purchase accounting adjustment resulting in an increase in the excess purchase price. The amount was comprised of the finalization of severance agreements and contract terminations related to the acquisition. In accordance with current accounting standards, goodwill is not amortized. Management performs an annual evaluation for impairment. Any impairment of goodwill results in a charge to income. The Corporation periodically assesses whether events or changes in circumstances indicate that the carrying amounts of goodwill and other intangible assets may be impaired. Goodwill is evaluated for impairment at the reporting unit level and an impairment loss is recorded to the extent that the carrying amount of goodwill exceeds its implied fair value. The Corporation has evaluated the goodwill included in its consolidated balance sheet at December 31, 2012, and has determined there was no impairment as of that date or as of September 30, 2013. No assurance can be given that future impairment tests will not result in a charge to earnings.
	Intangible assets are comprised of core deposit intangibles and premium discount (negative premium) on certificates of deposit acquired. The core deposit intangible is being amortized over the average life of the deposits acquired as determined by an independent third party. Premium discount (negative premium) on acquired certificates of deposit resulted from the valuation of certificate of deposit accounts by an independent third party. The book value of certificates of deposit acquired was greater than their fair value at the date of acquisition which resulted in a negative premium due to higher cost of the certificates of deposit compared to the cost of similar term financing. The Corporation has evaluated the core deposit intangible included in its consolidated balance sheet at December 31, 2012 and has determined there was no impairment as of that date or as of September 30, 2013. No assurance can be given that future impairment tests will not result in a charge to earnings.
	Stock Based Compensation
	The Corporation adopted a stock option incentive plan in 1998. Compensation cost is recognized for stock options to employees based on the fair value of these awards at the date of grant. A Black-Scholes Option Pricing Model is utilized to estimate the fair value of stock options. Compensation expense is recognized over the requisite service period. The Plan expired in 2008, and therefore, no stock options are available for issuance. After adjustments for the effects of stock dividends, options exercised and options forfeited, there remains 4,823 exercisable options issued and outstanding as of September 30, 2013.
	Per Share Data
	FASB ASC 260-10, Earnings Per Share, requires dual presentation of basic and fully diluted earnings per share. Basic earnings per share is calculated by dividing net income by the weighted average number of shares of common stock outstanding at the end of each period. Diluted earnings per share is calculated by increasing the denominator for the assumed conversion of all potentially dilutive securities. The Corporation's dilutive securities are limited to stock options. The most recent options issued were in December 2007.
	Cash Flow Information
	For purposes of reporting consolidated cash flows, cash and cash equivalents include cash on hand and due from banks, interest-bearing deposits in other banks, and federal funds sold. The Corporation considers cash classified as interest-bearing deposits with other banks as a cash equivalent since they are represented by cash accounts essentially on a demand basis. Federal funds are also included as a cash equivalent because they are generally purchased and sold for one-day periods.
	Treasury Stock
	The purchase of the Corporation's common stock is recorded at cost. At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on a first-in-first-out basis.
	Trust Assets and Income
	Property held by the Corporation in a fiduciary or agency capacity for its customers is not included in the accompanying consolidated financial statements since such items are not assets of the Corporation. Trust Department income is generally recognized on a cash basis and is not materially different than if it were reported on an accrual basis.
Accumulated Other Comprehensive Income (Loss)
The Corporation is required to present accumulated other comprehensive income (loss) in a full set of general-purpose financial statements for all periods presented. Accumulated other comprehensive income (loss) is comprised of net unrealized holding gains (losses) on the available-for-sale investment securities portfolio. The Corporation has elected to report these effects on the Consolidated Statements of Comprehensive Income.
Accounting Policies Recently Adopted and Pending Accounting Pronouncements
In December 2011, the FASB issued ASU 2011-11, Balance Sheet: Disclosures about Offsetting Assets and Liabilities, to increase the disclosure requirements surrounding derivative instruments that are offset within the balance sheet pursuant to the provisions of current U.S. GAAP. The objective of the update is to provide greater comparability between issuers reporting under U.S. GAAP versus IFRS and provide users the ability to evaluate the effect of netting arrangements on a company's financial statements. The ASU is effective for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods with retrospective disclosure for all comparative periods presented. The adoption of this standard did not have a material impact on the Corporation's consolidated financial statements.
In October 2012, the FASB issued ASU 2012-06, Business Combinations (Topic 805): Subsequent Accounting for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government- Assisted Acquisition of a Financial Institution. The ASU clarifies the applicable guidance for subsequently measuring an indemnification asset recognized as a result of a government-assisted (Federal Deposit Insurance Corporation) acquisition of a financial institution. The guidance was effective for fiscal years, and interim periods within those years, beginning on or after December 15, 2012, with early adoption permitted. The adoption of this standard did not have a material impact on the Corporation's consolidated financial statements.
Advertising Costs
It is the Corporation's policy to expense advertising costs in the period in which they are incurred. Advertising expense for the nine months ended September 30, 2013 and 2012, was $279,000 and $216,000, respectively.
Reclassifications
The Corporation reclassified certain immaterial amounts in the consolidated statements of income. Such reclassifications have no effect on the Corporation's consolidated financial condition or net income.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2013
INVESTMENT SECURITIES [Abstract]	'
INVESTMENT SECURITIES	'
	NOTE 2 - INVESTMENT SECURITIES
	The amortized cost, related estimated fair value, and unrealized gains and losses for investment securities classified as "Available-For-Sale" or "Held-to-Maturity" were as follows at September 30, 2013 and December 31, 2012:
		Available-for-Sale Securities
	(Amounts in thousands)				Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
	September 30, 2013:	Cost			Gains			Losses			Value
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	81,496		$	1,044		$	(1,230	)	$	81,310
	Other		23,494			228			(18	)		23,704
	Obligations of state and political subdivisions		155,574			5,100			(2,597	)		158,077
	Corporate securities		50,608			449			(1,257	)		49,800
	Marketable equity securities		1,533			851			0			2,384
	Restricted equity securities		3,480			0			0			3,480
	Total	$	316,185		$	7,672		$	(5,102	)	$	318,755
		Held-to-Maturity Securities
	(Amounts in thousands)				Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
	September 30, 2013:	Cost			Gains			Losses			Value
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	76		$	3		$	0		$	79
	Other		1,000			10			0			1,010
	Obligations of state and political subdivisions		470			1			0			471
	Total	$	1,546		$	14		$	0		$	1,560
		Available-for-Sale Securities
	(Amounts in thousands)				Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
	December 31, 2012:	Cost			Gains			Losses			Value
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	41,946		$	2,090		$	(193	)	$	43,843
	Other		29,076			159			(203	)		29,032
	Obligations of state and political subdivisions		160,829			16,163			(39	)		176,953
	Corporate securities		43,902			673			(68	)		44,507
	Marketable equity securities		1,533			454			(10	)		1,977
	Restricted equity securities		4,883			0			0			4,883
	Total	$	282,169		$	19,539		$	(513	)	$	301,195
		Held-to-Maturity Securities
	(Amounts in thousands)				Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
	December 31, 2012:	Cost			Gains			Losses			Value
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	88		$	4		$	0		$	92
	Other		2,006			24			0			2,030
	Obligations of state and political subdivisions		467			10			0			477
	Total	$	2,561		$	38		$	0		$	2,599
	Securities Available-for-Sale with an aggregate fair value of $195,467,000 at September 30, 2013 and $165,810,000 at December 31, 2012; and securities Held-to-Maturity with an aggregate book value of $1,077,000 at September 30, 2013 and $1,094,000 at December 31, 2012, were pledged to secure public funds, trust funds, securities sold under agreements to repurchase, FHLB advances and other balances of $146,427,000 at September 30, 2013 and $94,101,000 at December 31, 2012.
	The amortized cost, estimated fair value and weighted average yield of debt securities, by contractual maturity, are shown below at September 30, 2013 and December 31, 2012. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
	(Amounts in thousands)
		September 30, 2013
		U.S. Government			Obligations
		Corporations &			of State			Marketable			Restricted
		Agencies			& Political			Equity			Equity			Corporate
		Obligations1			Subdivisions2			Securities3			Securities3			Securities
	Available-For-Sale:
	Within 1 Year:
	Amortized cost	$	4,521		$	446		$	0		$	0		$	14,056
	Estimated fair value		4,554			451			0			0			14,110
	Weighted average yield		0.96	%		5.83	%		0			0			1.75	%
	1 - 5 Years:
	Amortized cost		3,561			6,025			0			0			13,074
	Estimated fair value		3,593			6,326			0			0			13,418
	Weighted average yield		0.87	%		4.39	%		0			0			2.67	%
	5 - 10 Years:
	Amortized cost		11,666			43,893			0			0			23,478
Estimated fair value		11,854			43,128			0			0			22,272
Weighted average yield		2.27	%		3.52	%		0			0			3.1	%
After 10 Years:
Amortized cost		85,242			105,210			1,533			3,480			0
Estimated fair value		85,013			108,172			2,384			3,480			0
Weighted average yield		1.98	%		6.11	%		3.85	%		0.53	%		0
Total:
Amortized cost	$	104,990		$	155,574		$	1,533		$	3,480		$	50,608
Estimated fair value		105,014			158,077			2,384			3,480			49,800
Weighted average yield		1.93	%		5.31	%		3.85	%		0.53	%		2.62	%
1Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
2Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
3Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.
(Amounts in thousands)
	September 30, 2013
	U.S. Government			Obligations
	Corporations &			of State			Marketable			Restricted
	Agencies			& Political			Equity			Equity			Corporate
	Obligations1			Subdivisions2			Securities3			Securities3			Securities
Held-To-Maturity:
Within 1 Year:
Amortized cost	$	0		$	0		$	0		$	0		$	0
Estimated fair value		0			0			0			0			0
Weighted average yield		0			0			0			0			0
1 - 5 Years:
Amortized cost		1,076			0			0			0			0
Estimated fair value		1,089			0			0			0			0
Weighted average yield		0.88	%		0			0			0			0
5 - 10 Years:
Amortized cost		0			0			0			0			0
Estimated fair value		0			0			0			0			0
Weighted average yield		0			0			0			0			0
After 10 Years:
Amortized cost		0			470			0			0			0
Estimated fair value		0			471			0			0			0
Weighted average yield		0			8.69	%		0			0			0
Total:
Amortized cost	$	1,076		$	470		$	0		$	0		$	0
Estimated fair value		1,089			471			0			0			0
Weighted average yield		0.88	%		8.69	%		0			0			0
1Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
2Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
3Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.
(Amounts in thousands)
	December 31, 2012
	U.S. Government			Obligations
	Corporations &			of State			Marketable			Restricted
	Agencies			& Political			Equity			Equity			Corporate
	Obligations1			Subdivisions2			Securities3			Securities3			Securities
Available-For-Sale:
Within 1 Year:
Amortized cost	$	0		$	200		$	0		$	0		$	17,150
Estimated fair value		0			201			0			0			17,238
Weighted average yield		0			6.83	%		0			0			3.09	%
1 - 5 Years:
Amortized cost		12,120			3,237			0			0			25,261
Estimated fair value		12,233			3,452			0			0			25,720
Weighted average yield		1.03	%		4.65	%		0			0			2.28	%
5 - 10 Years:
Amortized cost		3,677			10,948			0			0			1,491
Estimated fair value		3,954			12,279			0			0			1,549
Weighted average yield		4.66	%		5.52	%		0			0			5.76	%
After 10 Years:
Amortized cost		55,225			146,444			1,533			4,883			0
Estimated fair value		56,688			161,021			1,977			4,883			0
Weighted average yield		3.04	%		6.3	%		3.93	%		0.19	%		0
Total:
Amortized cost	$	71,022		$	160,829		$	1,533		$	4,883		$	43,902
Estimated fair value		72,875			176,953			1,977			4,883			44,507
Weighted average yield		2.78	%		6.21	%		3.93	%		0.19	%		2.72	%
1Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
2Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
3Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.
(Amounts in thousands)
	December 31, 2012
	U.S. Government			Obligations
	Corporations &			of State			Marketable			Restricted
	Agencies			& Political			Equity			Equity			Corporate
	Obligations1			Subdivisions2			Securities3			Securities3			Securities
Held-to-Maturity:
Within 1 Year:
Amortized cost	$	1,006		$	0		$	0		$	0		$	0
Estimated fair value		1,017			0			0			0			0
Weighted average yield		1.78	%		0			0			0			0
1 - 5 Years:
Amortized cost		1,088			0			0			0			0
Estimated fair value		1,105			0			0			0			0
Weighted average yield		0.93	%		0			0			0			0
5 - 10 Years:
Amortized cost		0			0			0			0			0
Estimated fair value		0			0			0			0			0
Weighted average yield		0			0			0			0			0
After 10 Years:
Amortized cost		0			467			0			0			0
Estimated fair value		0			477			0			0			0
Weighted average yield		0			7.14	%		0			0			0
Total:
Amortized cost	$	2,094		$	467		$	0		$	0		$	0
Estimated fair value		2,122			477			0			0			0
Weighted average yield		1.34	%		7.14	%		0			0			0
1Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
2Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
3Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.
There were no aggregate investments with a single issuer (excluding the U.S. Government and its agencies) which exceeded ten percent of consolidated shareholders' equity at September 30, 2013. The quality rating of the obligations of state and political subdivisions are generally investment grade, as rated by Moody's, Standard and Poor's or Fitch. The typical exceptions are local issues which are not rated, but are secured by the full faith and credit obligations of the communities that issued these securities. The state and political subdivision investments are actively traded in a liquid market.
Proceeds from sale of investments in Available-for-Sale debt and equity securities during the third quarter of 2013 and 2012 were $12,114,000 and $9,829,000, respectively. Gross gains realized on these sales were $332,000 and $477,000, respectively. Gross losses on these sales were $68,000 and $0, respectively. There were no impairment losses in 2013 and 2012.
There were no proceeds from sale of investments in Held-to-Maturity debt and equity securities during the third quarter of 2013 and 2012. There were no gains or losses realized during these periods.
Management evaluates securities for other-than-temporary impairment ("OTTI") at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Investment securities classified as available-for-sale or held-to-maturity are generally evaluated for OTTI under FASB ASC 320, Investments - Debt and Equity Securities. In determining OTTI under the FASB ASC 320 model, management considers many factors, including (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the entity has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
When other-than-temporary impairment occurs, the amount of the other-than-temporary impairment recognized in earnings depends on whether an entity intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss. If an entity intends to sell or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss, the other-than-temporary impairment shall be recognized in earnings equal to the entire difference between the investment's amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the other-than-temporary impairment shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total other-than-temporary impairment related to the other factors shall be recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the other-than-temporary impairment recognized in earnings shall become the new amortized cost basis of the investment.
The fair market value of the equity securities tends to fluctuate with the overall equity markets as well as the trends specific to each institution. The equity securities portfolio is reviewed in a similar manner as that of the debt securities with greater emphasis placed on the length of time the market value has been less than the carrying value and the financial sector outlook. The Corporation also reviews dividend payment activities, levels of non-performing assets and loan loss reserves. The starting point for the equity analysis is the length and severity of market value decline. The Corporation and its investment advisors monitor the entire portfolio monthly with particular attention given to securities in a continuous loss position of at least ten percent for over twelve months. Based on the factors described above, management did not consider any equity securities to be other-than-temporary impaired at September 30, 2013 and December 31, 2012.
In accordance with disclosures required by FASB ASC 320-10-50, Investments - Debt and Equity Securities, the summary below shows the gross unrealized losses and fair value of the Corporation's investments, aggregated by investment category, that individual securities have been in a continuous unrealized loss position for less than 12 months or 12 months or more as of September 30, 2013 and December 31, 2012:
30-Sep-13
	Less Than 12 Months						12 Months or More						Total
	Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
(Amounts in thousands)	Value			Loss			Value			Loss			Value			Loss
Direct obligations of the U.S. Government	$	5,255		$	18		$	0		$	0		$	5,255		$	18
Mortgage-backed securities		37,086			1,128			3,675			102			40,761			1,230
Municipal bonds		48,534			2,514			292			83			48,826			2,597
Corporate securities		20,729			1,257			0			0			20,729			1,257
Marketable equity securities		0			0			0			0			0			0
	$	111,604		$	4,917		$	3,967		$	185		$	115,571		$	5,102
31-Dec-12
	Less Than 12 Months						12 Months or More						Total
	Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
(Amounts in thousands)	Value			Loss			Value			Loss			Value			Loss
Direct obligations of the U.S. Government	$	12,519		$	203		$	0		$	0		$	12,519		$	203
Mortgage-backed securities		10,174			193			0			0			10,174			193
Municipal bonds		1,651			14			338			25			1,989			39
Corporate securities		1,924			48			1,480			20			3,404			68
Marketable equity securities		312			10			0			0			312			10
	$	26,580		$	468		$	1,818		$	45		$	28,398		$	513
The Corporation invests in various forms of agency debt including mortgage backed securities and callable debt. The mortgage backed securities are issued by FHLMC ("Federal Home Loan Mortgage Corporation") or FNMA ("Federal National Mortgage Association"). The municipal securities consist of general obligations and revenue bonds. The marketable equity securities consist of stocks in other bank holding companies. The fair market value of the above securities is influenced by market interest rates, prepayment speeds on mortgage securities, bid offer spreads in the market place and credit premiums for various types of agency debt. These factors change continuously and therefore the market value of these securities may be higher or lower than the Corporation's carrying value at any measurement date. Management does not believe any of their 77 securities in an unrealized loss position as of September 30, 2013 represents an other-than-temporary impairment. The Corporation has the ability to hold the remaining securities contained in the above table for a time necessary to recover the cost.
Securities with an unrealized loss that are determined to be other-than-temporary are written down to fair value, with the write-down recorded as a realized loss included in investment securities gains (losses) expense-net on the consolidated statements of income.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2013
LOANS [Abstract]	'
LOANS	'
	NOTE 3 - LOANS
	Major classifications of loans at September 30, 2013 and December 31, 2012 consisted of:
	(Amounts in thousands)
		September 30,			December 31,
		2013			2012
	Commercial and Industrial	$	26,498		$	28,714
	Tax-exempt - real estate and other		39,923			29,192
	Commercial real estate		221,204			221,338
	Residential real estate		151,273			143,002
	Real estate mortgages - Held-for-sale		511			4,009
	Consumer		5,884			6,473
	Gross loans		445,293			432,728
	Add (deduct):   Unearned discount and		(102	)		(170	)
	Net deferred loan fees and costs		461			338
	Total loans, net of unearned income	$	445,652		$	432,896
	Activity in the allowance for loan losses for the nine months ended September 30, 2013 and the year ended December 31, 2012:
	(Amounts in thousands)
		September 30,			December 31,
		2013			2012
	Balance at beginning of period	$5,772			$5,929
	Provision charged to operations		733			1,600
	Loans charged off		(538	)		(1,832	)
	Recoveries		33			75
	Balance at end of period	$	6,000		$	5,772
	The Bank utilizes a risk grading matrix as a tool for managing credit risk in the loan portfolio and assigns an Asset Quality Rating (risk grade) to all Retail, Commercial and Industrial, and Commercial Real Estate borrowing relationships. An asset quality rating is assigned using the guidance provided in the Bank's loan policy. Primary responsibility for assigning the asset quality rating rests with the lender. The asset quality rating is validated periodically by both an internal and external loan review process.
	The grading system focuses on a borrower's financial strength and performance, experience and depth of management, primary and secondary sources of repayment, the nature of the business and the outlook for the particular industry. Primary emphasis will be on the financial condition and trends. The grade also reflects current economic and industry conditions; as well as other variables such as liquidity, cash flow, revenue/earnings trends, management strengths or weaknesses, quality of financial information, and credit history.
	Risk grade characteristics are as follows:
	Risk Grade 1 - MINIMAL RISK through Risk Grade 6 - MANAGEMENT ATTENTION (Pass Grade Categories)
	Risk is evaluated via examination of several attributes including but not limited to financial trends, strengths and weaknesses, likelihood of repayment when considering both cash flow and collateral, sources of repayment, leverage position, management expertise, and repayment history.
	At the low-risk end of the rating scale, a risk grade of 1 - Minimal Risk is the grade reserved for loans with exceptional credit fundamentals and virtually no risk of default or loss. Loan grades then progress through escalating ratings of 2 through 6 based upon risk. Risk Grade 2 - Modest Risk are loans with sufficient cash flows; Risk Grade 3 - Average Risk are loans with key balance sheet ratios slightly above the borrower's peers; Risk Grade 4 - Acceptable Risk are loans with key balance sheet ratios usually near the borrower's peers, but one or more ratios may be higher; and Risk Grade 5 - Marginally Acceptable are loans with strained cash flow, increasing leverage and/or weakening markets. Risk Grade 6 - Management Attention are loans with weaknesses resulting from declining performance trends and the borrower's cash flows may be temporarily strained. Loans in this category are performing according to terms, but present some type of potential concern.
	Risk Grade 7 − SPECIAL MENTION (Non-Pass Category)
	Generally, these loans or assets are currently protected, but are "Potentially Weak". They constitute an undue and unwarranted credit risk but not to the point of justifying a classification of substandard.
	Assets in this category are currently protected but have potential weakness which may, if not checked or corrected, weaken the asset or inadequately protect the Bank's credit position at some future date. No loss of principal or interest is envisioned, however they constitute an undue credit risk that may be minor but is unwarranted in light of the circumstances surrounding a specific asset. Risk is increasing beyond that at which the loan originally would have been granted. Historically, cash flows are inconsistent; financial trends show some deterioration. Liquidity and leverage are above industry averages. Financial information could be incomplete or inadequate. A Special Mention asset has potential weaknesses that deserve management's close attention.
	Risk Grade 8 − SUBSTANDARD (Non-Pass Category)
	Generally, these assets are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have "well-defined" weaknesses that jeopardize the full liquidation of the debt. There is a distinct possibility that the Bank will sustain some loss.
	They are characterized by the distinct possibility that the Bank will sustain some loss if in the aggregate amount of substandard assets, is not fully covered by the liquidation of the collateral used as security. Substandard loans are inadequately protected by current sound net worth, paying capacity of the borrower, or pledged collateral, and have a high probability of payment default, or they have other well-defined weaknesses. Such assets require more intensive supervision by Bank Management.
	Risk Grade 9 − DOUBTFUL (Non-Pass Category)
	Generally, loans graded doubtful have all the weaknesses inherent in a substandard loan with the added factor that the weaknesses are pronounced to a point where upon analysis of current information, conditions, and values, collection or liquidation in full is highly improbable. The possibility of loss is extremely high, but because of certain important and reasonably specific pending factors that may work to strengthen the asset, its classification is deferred until, for example, a proposed merger, acquisition, liquidation procedures, capital injection, perfection of liens on additional collateral and/or refinancing plans are completed. Loans are graded doubtful if they contain weaknesses so serious that collection or liquidation in full is questionable.
	The credit quality indicators by loan segment are summarized below at September 30, 2013 and December 31, 2012:
		Commercial and						Commercial Real Estate
	(Amounts in thousands)	Industrial						Construction
		September 30,			December 31,			September 30,			December 31,
		2013			2012			2013			2012
	Grade:
	1-6  Pass	$	61,574		$	53,154		$	5,010		$	4,387
	7     Special Mention		511			617			0			0
	8     Substandard		24			299			0			0
	9     Doubtful		0			0			0			0
	Add (deduct):   Unearned discount and		0			0			0			0
	Net deferred loan fees and costs		140			116			3			(2	)
	Loans, net of unearned income	$	62,249		$	54,186		$	5,013		$	4,385
								Residential Real Estate
		Commercial Real Estate						Including Home Equity
		September 30,			December 31,			September 30,			December 31,
		2013			2012			2013			2012
	Grade:
	1-6  Pass	$	214,071		$	214,545		$	150,206		$	145,700
	7     Special Mention		2,355			2,129			287			136
	8     Substandard		4,080			4,112			1,291			1,176
	9     Doubtful		0			0			0			0
	Add (deduct):   Unearned discount and		0			0			0			0
	Net deferred loan fees and costs		(33	)		(15	)		261			156
	Loans, net of unearned income	$	220,473		$	220,771		$	152,045		$	147,168
							Loans,
	Consumer Loans						Net of Unearned Income
	September 30,			December 31,			September 30,			December 31,
	2013			2012			2013			2012
Grade:
1-6  Pass	$	5,881		$	6,458		$	436,742		$	424,244
7     Special Mention		3			2			3,156			2,884
8     Substandard		0			13			5,395			5,600
9     Doubtful		0			0			0			0
Add (deduct):   Unearned discount and		(102	)		(170	)		(102	)		(170	)
Net deferred loan fees and costs		90			83			461			338
Loans, net of unearned income	$	5,872		$	6,386		$	445,652		$	432,896
Commercial and Industrial and Commercial Real Estate include loans categorized as tax free loans.
The activity in the allowance for loan losses, by loan segment, is summarized below for the periods indicated.
(Amounts in thousands)	Commercial			Commercial			Residential
	and Industrial			Real Estate			Real Estate			Consumer			Unallocated			Total
Nine months ended September 30, 2013:
Allowance for Loan Losses:
Beginning balance	$	573		$	2,837		$	1,524		$	80		$	758		$	5,772
Charge-offs		(12	)		(175	)		(321	)		(30	)		0			(538	)
Recoveries		19			0			5			9			0			33
Provision		217			176			355			15			(30	)		733
Ending Balance		797			2,838			1,563			74			728			6,000
Ending balance: individually evaluated for impairment		0			177			15			0			0			192
Ending balance: collectively evaluated for impairment	$	797		$	2,661		$	1,548		$	74		$	728		$	5,808
Financing Receivables:
Ending Balance	$	62,249		$	225,486		$	152,045		$	5,872		$	0		$	445,652
Ending balance: individually evaluated for impairment		24			2,889			888			0			0			3,801
Ending balance: collectively evaluated for impairment	$	62,225		$	222,597		$	151,157		$	5,872		$	0		$	441,851
(Amounts in thousands)	Commercial			Commercial			Residential
	and Industrial			Real Estate			Real Estate			Consumer			Unallocated			Total
Year ended December 31, 2012:
Allowance for Loan Losses:
Beginning balance	$	489		$	3,507		$	1,228		$	137		$	568		$	5,929
Charge-offs		(264	)		(1,077	)		(404	)		(87	)		0			(1,832	)
Recoveries		23			22			1			29			0			75
Provision		325			385			699			1			190			1,600
Ending Balance		573			2,837			1,524			80			758			5,772
Ending balance: individually evaluated for impairment		0			111			112			0			0			223
Ending balance: collectively evaluated for impairment	$	573		$	2,726		$	1,412		$	80		$	758		$	5,549
Financing Receivables:
Ending Balance	$	54,186		$	225,156		$	147,168		$	6,386		$	0		$	432,896
Ending balance: individually evaluated for impairment		248			1,312			803			0			0			2,363
Ending balance: collectively evaluated for impairment	$	53,938		$	223,844		$	146,365		$	6,386		$	0		$	430,533
From time to time, the Bank may agree to modify the contractual terms of a borrower's loan. In cases where the modifications represent a concession to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring ("TDR"). Loans classified in troubled debt restructurings may or may not be placed on non-accrual status.
The outstanding balance of TDRs as of September 30, 2013 and December 31, 2012 was $4,128,000 and $0, respectively. The increase in TDRs was attributable to deterioration in the respective borrowers' financial position, and in some cases a declining collateral value, along with the Bank's proactive monitoring of the loan portfolio. As of September 30, 2013, there were no unfunded commitments on any TDRs.
During the third quarter of 2013, three loans with a combined post modification balance of $811,000 were classified as TDRs, as compared to the third quarter of 2012, when no loans were classified as TDRs. For the nine months ended September 30, 2013, twelve loans were classified as TDRs as compared to September 30, 2012 when no loans were classified as TDRs. The loan modifications for the third quarter of 2013 consisted of one term modification beyond the original stated term, one interest rate modification, and one payment modification. The loan modifications for the nine months ended September 30, 2013 consisted of three interest rate modifications, two term modifications, and seven payment modifications.
The following table presents the unpaid balance of TDRs at the dates indicated:
(Amounts in thousands)
	September 30,			September 30,
	2013			2012
TDRs included in nonperforming loans	$	1,735		$	0
TDRs in compliance with modified terms and performing		2,393			0
Total	$	4,128		$	0
The following tables present information regarding the loan modifications categorized as TDRs during the three months and nine months ended September 30, 2013 and September 30, 2012:
(Amounts in thousands, except number of contracts)
	Three Months Ended September 30, 2013									Three Months Ended September 30, 2012
				Pre-			Post-						Pre-			Post-
				Modification			Modification						Modification			Modification
	Number			Outstanding			Outstanding			Number			Outstanding			Outstanding
	of			Recorded			Recorded			of			Recorded			Recorded
	Contracts			Investment			Investment			Contracts			Investment			Investment
Commercial and Industrial		0		$	0		$	0			0		$	0		$	0
Commercial real estate		3			806			811			0			0			0
Residential real estate		0			0			0			0			0			0
Total		3		$	806		$	811			0		$	0		$	0
(Amounts in thousands, except number of contracts)
	Nine Months Ended September 30, 2013									Nine Months Ended September 30, 2012
				Pre-			Post-						Pre-			Post-
				Modification			Modification						Modification			Modification
	Number			Outstanding			Outstanding			Number			Outstanding			Outstanding
	of			Recorded			Recorded			of			Recorded			Recorded
	Contracts			Investment			Investment			Contracts			Investment			Investment
Commercial and Industrial		0		$	0		$	0			0		$	0		$	0
Commercial real estate		12			4,445			4,305			0			0			0
Residential real estate		0			0			0			0			0			0
Total		12		$	4,445		$	4,305			0		$	0		$	0
The following table provides detail regarding the types of loan modifications made for loans categorized as TDRs during the three months and nine months ended September 30, 2013 and September 30, 2012 with the total number of each type of modification performed.
	Three Months Ended September 30, 2013												Three Months Ended September 30, 2012
	Rate			Term			Payment			Number			Rate			Term			Payment		Number
	Modification			Modification			Modification			Modified			Modification			Modification			Modification		Modified
Commercial and Industrial		0			0			0			0			0			0			0		0
Commercial real estate		1			1			1			3			0			0			0		0
Residential real estate		0			0			0			0			0			0			0		0
Total		1			1			1			3			0			0			0		0
	Nine Months Ended September 30, 2013												Nine Months Ended September 30, 2012
	Rate			Term			Payment			Number			Rate			Term			Payment		Number
	Modification			Modification			Modification			Modified			Modification			Modification			Modification		Modified
Commercial and Industrial	0			0			0			0			0			0			0		0
Commercial real estate		3			2			7			12			0			0			0		0
Residential real estate		0			0			0			0			0			0			0		0
Total		3			2			7			12			0			0			0		0
Impaired loans at September 30, 2013 and December 31, 2012 were $3,801,000 and $2,363,000, respectively. The gross interest that would have been recorded if these loans had been current in accordance with their original terms and the amounts actually recorded in income were as follows:
(Amounts in thousands)
	September 30,			December 31,
	2013			2012
Gross interest due under terms to date	$	375		$	279
Amount included in income year-to-date		(21	)		(34	)
Interest income not recognized to date	$	354		$	245
The Corporation's impaired loans are summarized below for the periods ended September 30, 2013 and December 31, 2012.
(Amounts in thousands)				Unpaid						Average			Interest
	Recorded			Principal			Related			Recorded			Income
September 30, 2013:	Investment			Balance			Allowance			Investment			Recognized
With no related allowance recorded:
Commercial and Industrial	$	24		$	170		$	0		$	175		$	0
Commercial real estate		2,510			3,038			0			3,102			16
Residential real estate		825			1,154			0			1,163			1
With an allowance recorded:
Commercial and Industrial		0			0			0			0			0
Commercial real estate		379			379			177			380			4
Residential real estate		63			63			15			65			0
Total	$	3,801		$	4,804		$	192		$	4,885		$	21
Total consists of:
Commercial and Industrial	$	24		$	170		$	0		$	175		$	0
Commercial real estate	$	2,889		$	3,417		$	177		$	3,482		$	20
Residential real estate	$	888		$	1,217		$	15		$	1,228		$	1
Loans classified as TDRs on non-accrual status were included in the table on the previous page. At September 30, 2013, $1,735,000 of loans classified as TDRs were on non-accrual status with a total allocated allowance of $0.
(Amounts in thousands)				Unpaid						Average			Interest
	Recorded			Principal			Related			Recorded			Income
December 31, 2012:	Investment			Balance			Allowance			Investment			Recognized
With no related allowance recorded:
Commercial and Industrial	$	248		$	547		$	0		$	785		$	4
Commercial real estate		1,108			1,495			0			1,529			7
Residential real estate		544			737			0			748			13
With an allowance recorded:
Commercial and Industrial		0			0			0			0			0
Commercial real estate		204			322			111			322			0
Residential real estate		259			259			112			261			10
Total	$	2,363		$	3,360		$	223		$	3,645		$	34
Total consists of:
Commercial and Industrial	$	248		$	547		$	0		$	785		$	4
Commercial real estate	$	1,312		$	1,817		$	111		$	1,851		$	7
Residential real estate	$	803		$	996		$	112		$	1,009		$	23
As of December 31, 2012, there were no loans classified as TDRs.
The recorded investment represents the loan balance reflected on the consolidated balance sheets net of any charge-offs. The unpaid balance is equal to the gross amount due on the loan. The average recorded investment is calculated on the daily loan balance.
Financing receivables on non-accrual status and foreclosed assets as of September 30, 2013 and December 31, 2012 were as follows:
(Amounts in thousands)
	September 30,			December 31,
	2013			2012
Commercial and Industrial	$	24		$	248
Commercial real estate		2,889			1,312
Residential real estate		888			803
Total impaired (including non-accrual TDRs)		3,801			2,363
Loans past-due 90 days or more and still accruing		0			952
Foreclosed assets		480			468
Total non-performing assets	$	4,281		$	3,783
Total TDRs in compliance with modified terms and performing	$	2,393		$	0
Non-performing assets consist of non-accrual loans, loans past-due 90 days or more and still accruing, and foreclosed assets held for resale.
At September 30, 2013 and December 31, 2012, the recorded investment in impaired loans as defined by FASB ASC 310-10-35, Receivables Subsequent Measurements, was $3,801,000 and $2,363,000, and the impaired loans allowances were $192,000 and $223,000, respectively. The average recorded balance in impaired loans during the period ended September 30, 2013 and December 31, 2012 was approximately $4,885,000 and $3,645,000, respectively.
The following tables present the aging of past-due loans by major classification of loans at September 30, 2013 and December 31, 2012:
(Amounts in thousands)
							90 Days												Total
	30-59 Days			60-89 Days			or Greater			Total			Impaired						Financing
	Past Due			Past Due			Past Due			Past Due			Loans			Current			Receivables
September 30, 2013:
Commercial and Industrial	$	212		$	5		$	0		$	217		$	24		$	62,008		$	62,249
Commercial real estate		1,379			41			0			1,420			2,889			221,177			225,486
Residential real estate		1,713			239			0			1,952			888			149,205			152,045
Consumer		82			0			0			82			0			5,790			5,872
Total	$	3,386		$	285		$	0		$	3,671		$	3,801		$	438,180		$	445,652
(Amounts in thousands)
							90 Days												Total
	30-59 Days			60-89 Days			or Greater			Total			Impaired						Financing
	Past Due			Past Due			Past Due			Past Due			Loans			Current			Receivables
December 31, 2012:
Commercial and Industrial	$	10		$	136		$	0		$	146		$	248		$	53,792		$	54,186
Commercial real estate		760			605			952			2,317			1,312			221,527			225,156
Residential real estate		1,060			584			0			1,644			803			144,721			147,168
Consumer		56			0			0			56			0			6,330			6,386
Total	$	1,886		$	1,325		$	952		$	4,163		$	2,363		$	426,370		$	432,896
Loans past due 90 days or more and still accruing interest were $0 at September 30, 2013 and $952,000 at December 31, 2012. The decrease was the result of the payoff of the two Commercial Real Estate loans previously classified as 90 days or greater past due with a combined balance of $952,000.
At September 30, 2013 and December 31, 2012, there were no commitments to lend additional funds with respect to non-accrual and restructured loans.

SHORTTERM_BORROWINGS

SHORT-TERM BORROWINGS	9 Months Ended
	Sep. 30, 2013
SHORT-TERM BORROWINGS [Abstract]	'
SHORT-TERM BORROWINGS	'
	NOTE 4 - SHORT-TERM BORROWINGS
	Federal funds purchased, securities sold under agreements to repurchase, Federal Discount Window, and Federal Home Loan Bank advances generally represent overnight or less than 30-day borrowings.

LONGTERM_BORROWINGS

LONG-TERM BORROWINGS	9 Months Ended
	Sep. 30, 2013
LONG-TERM BORROWINGS [Abstract]	'
LONG-TERM BORROWINGS	'
	NOTE 5 - LONG-TERM BORROWINGS
	Long-term borrowings are comprised of advances from FHLB and a capital lease assumed as a result of the acquisition of Pocono Community Bank in the amount of $811,000. Under terms of a blanket agreement, collateral for the FHLB loans is certain qualifying assets of the Corporation's banking subsidiary. The principal assets are real estate mortgages and certain investment securities.

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2013
COMMITMENTS AND CONTINGENCIES [Abstract]	'
COMMITMENTS AND CONTINGENCIES	'
	NOTE 6 - COMMITMENTS AND CONTINGENCIES
	In 2011, the Bank began work to expand its main headquarters in Berwick, Pennsylvania. The renovation and construction project was completed in the second quarter of 2013.
	On July 26, 2012, the Bank acquired property consisting of a parcel of land in the amount of $423,000 in Shickshinny, Pennsylvania. This branch is expected to open in late 2013. The Bank has committed to spend $1,466,000 on this facility, of which $792,000 has been spent.
	On November 30, 2012, the Bank acquired property consisting of a parcel of land and a building in the amount of $311,000 in Dallas, Pennsylvania. The branch opened on March 18, 2013.
	In the normal course of business, there are various pending legal actions and proceedings that are not reflected in the consolidated financial statements. Management does not believe the outcome of these actions and proceedings will have a material effect on the consolidated financial position of the Corporation.

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK	9 Months Ended
	Sep. 30, 2013
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK [Abstract]	'
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK	'
	NOTE 7  -	FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK
	The Corporation is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The contract or notional amounts of those instruments reflect the extent of involvement the Corporation has in particular classes of financial instruments. The Corporation does not engage in trading activities with respect to any of its financial instruments with off-balance sheet risk.
	The Corporation's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments.
	The Corporation uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.
	The Corporation may require collateral or other security to support financial instruments with off-balance sheet credit risk.
	The contract or notional amounts at September 30, 2013 and December 31, 2012, were as follows:
	(Amounts in thousands)
			September 30,		December 31,
			2013		2012
	Financial instruments whose contract amounts represent credit risk:
	Commitments to extend credit		$	61,266	$	63,653
	Financial standby letters of credit		$	418	$	720
	Performance standby letters of credit		$	3,979	$	3,714
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses that may require payment of a fee. Since some of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Corporation evaluates each customer's creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Corporation upon extension of credit, is based on management's credit evaluation of the borrower. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment, owner-occupied income-producing commercial properties, and residential real estate.
	Standby letters of credit are conditional commitments issued by the Corporation to guarantee payment to a third party when a customer either fails to repay an obligation or fails to perform some non-financial obligation. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Corporation may hold collateral to support standby letters of credit for which collateral is deemed necessary.
	The Corporation grants commercial, agricultural, real estate mortgage and consumer loans to customers primarily in the counties of Columbia, Luzerne, Montour and Monroe, Pennsylvania. The concentrations of credit by type of loan are set forth in Note 3 - Loans. It is management's opinion that the loan portfolio was well balanced and diversified at September 30, 2013, to the extent necessary to avoid any significant concentration of credit risk. However, its debtor's ability to honor their contracts may be influenced by the region's economy.

FAIR_VALUES_OF_FINANCIAL_INSTR

FAIR VALUES OF FINANCIAL INSTRUMENTS	9 Months Ended
	Sep. 30, 2013
FAIR VALUES OF FINANCIAL INSTRUMENTS [Abstract]	'
FAIR VALUES OF FINANCIAL INSTRUMENTS	'
	NOTE 8 - FAIR VALUES OF FINANCIAL INSTRUMENTS
	Fair value is the exchange price that would be received for an asset or paid to transfer (exit price) in the principal or most advantageous market for the asset and liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value:
		A.	Level 1: Fair value is based on unadjusted quoted prices in active markets that are accessible to the Corporation for identical, unrestrictive assets. These generally provide the most reliable evidence and are used to measure fair value whenever available.
		B.	Level 2: Fair value is based on significant other observable inputs, other than Level 1 inputs, that are observable either directly or indirectly for substantially the full term of the asset through corroboration with observable market data. Level 2 inputs include quoted market prices in active markets for similar assets, quoted market prices that are not active for identical or similar assets and other observable inputs.
		C.	Level 3: Fair value is based on significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Examples of valuation methodologies that would result in Level 3 classification include option pricing models, discounted cash flows and other similar techniques.
	A financial instrument's level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Transfers of financial instruments between levels within the fair value hierarchy are recognized on the date management determines that the underlying circumstances or assumptions have changed.
	Financial Assets Measured at Fair Value on a Recurring Basis
	At September 30, 2013 and December 31, 2012, investments measured at fair value on a recurring basis and the valuation methods used are as follows:
	(Amounts in thousands)
	30-Sep-13
			Level 1		Level 2			Level 3		Total
	Available-for-Sale Securities:
	Obligations of U.S. Government Corporations and Agencies:
	Mortgaged-backed		$	0	$	81,310		$	0	$	81,310
	Other			0		23,704			0		23,704
	Obligations of state and political subdivisions			0		158,077			0		158,077
	Corporate securities			0		49,800			0		49,800
	Marketable equity securities			2,384		0			0		2,384
	Restricted equity securities			0		3,480			0		3,480
	Total		$	2,384	$	316,371		$	0	$	318,755
	(Amounts in thousands)
	31-Dec-12
			Level 1		Level 2			Level 3		Total
	Available-for-Sale Securities:
	Obligations of U.S. Government Corporations and Agencies:
	Mortgaged-backed		$	0	$	43,843		$	0	$	43,843
	Other			0		29,032			0		29,032
	Obligations of state and political subdivisions			0		176,953			0		176,953
	Corporate securities			0		44,507			0		44,507
	Marketable equity securities			1,977		0			0		1,977
	Restricted equity securities			0		4,883			0		4,883
	Total		$	1,977	$	299,218		$	0	$	301,195
	The estimated fair values of equity securities classified as Level 1 are derived from quoted market prices in active markets; these assets consist mainly of stocks held in other banks. The estimated fair values of all debt securities classified as Level 2 are obtained from nationally-recognized third-party pricing agencies. The estimated fair values are derived primarily from cash flow models, which include assumptions for interest rates, credit losses, and prepayment speeds. The significant inputs utilized in the cash flow models are based on market data obtained from sources independent of the Corporation (observable inputs), and are therefore classified as Level 2 within the fair value hierarchy. The Corporation does not have any Level 3 inputs for investments. There were no transfers between Level 1 and Level 2 during 2013 and 2012.
	Financial Assets Measured at Fair Value on a Nonrecurring Basis
	At September 30, 2013 and December 31, 2012, impaired loans measured at fair value on a non-recurring basis and the valuation methods used are as follows:
	(Amounts in thousands)
			Level 1		Level 2			Level 3		Total
	Assets at September 30, 2013
	Impaired loans:
	Commercial and Industrial		$	0	$	0		$	24	$	24
	Commercial real estate			0		0			2,889		2,889
	Residential real estate			0		0			888		888
	Total impaired loans		$	0	$	0		$	3,801	$	3,801
	(Amounts in thousands)
			Level 1		Level 2			Level 3		Total
	Assets at December 31, 2012
	Impaired loans:
	Commercial and Industrial		$	0	$	0		$	248	$	248
	Commercial real estate			0		0			1,312		1,312
	Residential real estate			0		0			803		803
	Total impaired loans		$	0	$	0		$	2,363	$	2,363
	The Bank's impaired and TDR loan valuation procedure for any loans greater than $250,000 requires an evaluation to be conducted and reviewed annually at year end. A quarterly collateral evaluation is performed which may include a site visit, property pictures and discussions with realtors and other similar business professionals to ascertain current values. For impaired and TDR loans less than $250,000 upon classification and annually at year end, the Bank completes a Certificate of Inspection, which includes an onsite inspection, insured values, tax assessed values, recent sales comparisons and a review of the previous evaluations. These assets are included as Level 3 fair values, based upon the lowest level that is significant to the fair value measurements. There were no transfers between valuation levels in 2013 and 2012.
	Nonfinancial Assets Measured at Fair Value on a Nonrecurring Basis
	At September 30, 2013 and December 31, 2012, foreclosed assets held for resale measured at fair value on a non-recurring basis and the valuation methods used are as follows:
	(Amounts in thousands)
			Level 1		Level 2			Level 3		Total
	Assets at September 30, 2013
	Other foreclosed assets held for resale:
	Commercial real estate		$	0	$	0		$	480	$	480
	Total foreclosed assets held for resale		$	0	$	0		$	480	$	480
	(Amounts in thousands)
			Level 1		Level 2			Level 3		Total
	Assets at December 31, 2012
Other foreclosed assets held for resale:
Commercial real estate		$	0	$	0		$	95	$	95
Residential real estate			0		0			373		373
Total foreclosed assets held for resale		$	0	$	0		$	468	$	468
The Bank's foreclosed asset valuation procedure requires an appraisal to be completed periodically with the exception of those cases which the Bank has obtained a sales agreement. These assets are included as Level 3 fair values, based upon the lowest level that is significant to the fair value measurements. There were no transfers between valuation levels in 2013 and 2012.
The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Bank has utilized Level 3 inputs to determine the fair value:
(Amounts in thousands)
		Quantitative Information about Level 3 Fair Value Measurements
		Fair Value
Assets at September 30, 2013		Estimate		Valuation Technique		Unobservable Input	Range
Impaired loans		$	3,801	Appraisal of collateral1,3		Appraisal adjustments2		10% - 35%
Other foreclosed assets held for sale			480	Appraisal of collateral1,3		Appraisal adjustments2		10% - 35%
1Fair value is generally determined through independent appraisals of the underlying collateral, as defined by Bank regulators.
2Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The typical range of appraisal adjustments are presented as a percent of the appraisal value.
3Includes qualitative adjustments by management and estimated liquidation expenses.
Fair Value of Financial Instruments
(Amounts in thousands)
		Carrying		Fair Value Measurements at September 30, 2013
		Amount		Level 1			Level 2		Level 3		Total
FINANCIAL ASSETS:
Cash and due from banks		$	8,331	$	8,331		$	0	$	0	$	8,331
Short-term investments			1,358		1,358			0		0		1,358
Investment securities - available-for-sale			318,755		2,384			316,371		0		318,755
Investment securities - held-to-maturity			1,546		0			1,560		0		1,560
Net loans			439,652		0			0		446,995		446,995
Mortgage servicing rights			522		0			0		522		522
Accrued interest receivable			3,868		3,868			0		0		3,868
Cash surrender value of bank owned life insurance			20,387		20,387			0		0		20,387
FINANCIAL LIABILITIES:
Deposits			666,083		416,925			0		250,093		667,018
Short-term borrowings			24,553		24,553			0		0		24,553
Long-term borrowings			47,453		0			0		48,163		48,163
Accrued interest payable			431		431			0		0		431
OFF-BALANCE SHEET FINANCIAL  INSTRUMENTS:
Commitments to extend credit												61,266
Financial standby letters of credit												418
Performance standby letters of credit												3,979
(Amounts in thousands)
		Carrying		Fair Value Measurements at December 31, 2012
		Amount		Level 1			Level 2		Level 3		Total
FINANCIAL ASSETS:
Cash and due from banks		$	10,038	$	10,038		$	0	$	0	$	10,038
Short-term investments			10,882		10,882			0		0		10,882
Investment securities - available-for-sale			301,195		1,977			299,218		0		301,195
Investment securities - held-to-maturity			2,561		0			2,599		0		2,599
Net loans			427,124		0			0		423,873		423,873
Mortgage servicing rights			478		0			0		478		478
Accrued interest receivable			4,060		4,060			0		0		4,060
Cash surrender value of bank owned life insurance			19,869		19,869			0		0		19,869
FINANCIAL LIABILITIES:
Deposits			608,834		361,071			0		250,618		611,689
Short-term borrowings			55,069		55,069			0		0		55,069
Long-term borrowings			44,520		0			0		47,696		47,696
Accrued interest payable			528		528			0		0		528
OFF-BALANCE SHEET FINANCIAL  INSTRUMENTS:
Commitments to extend credit												63,653
Financial standby letters of credit												720
Performance standby letters of credit												3,714
FASB ASC 825-10-50, Financial Instruments - Overall - Disclosure, requires disclosure of fair value information about financial instruments, whether or not required to be recognized in the consolidated balance sheets, for which it is practicable to estimate such fair value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. These techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Fair value estimates derived through these techniques cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. FASB ASC 825-10-50 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Corporation.
The following methods and assumptions were used by the Corporation in estimating its fair value disclosures for financial instruments:
Cash and Due From Banks, Short-Term Investments, Accrued Interest Receivable and Accrued Interest Payable
The fair values are equal to the current carrying values.
Investment Securities
Fair values have been individually determined based on currently quoted market prices. If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.
Loans
Fair values are estimated for categories of loans with similar financial characteristics. Loans were segregated by type such as commercial, tax-exempt, real estate mortgages and consumer. For estimation purposes, each loan category was further segmented into fixed and adjustable rate interest terms and also into performing and non-performing classifications.
The fair value of each category of performing loans is calculated by discounting future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
Fair value for non-performing loans is based on management's estimate of future cash flows discounted using a rate commensurate with the risk associated with the estimated future cash flows. The assumptions used by management are judgmentally determined using specific borrower information.
Cash Surrender Value of Bank Owned Life Insurance
Fair value is equal to the cash surrender value of life insurance policies.
Deposits
Under FASB ASC 825-10-50, the fair value of deposits with no stated maturity, such as demand deposits, savings accounts and money market accounts, is equal to the amount payable on demand at September 30, 2013 and December 31, 2012.
Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on similar term borrowings, to a schedule of aggregated expected monthly maturities on time deposits.
Short-Term and Long-Term Borrowings
The fair values of short-term borrowings are equal to the current carrying values, and long-term borrowings are estimated using discounted cash flow analyses based on the Corporation's incremental borrowing rate for similar instruments.
Commitments to Extend Credit and Standby Letters of Credit
Management estimates that there are no material differences between the notional amount and the estimated fair value of those off-balance sheet items since they are primarily composed of unfunded loan commitments which are generally priced at market at the time of approval.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Principles of Consolidation	'
	Principles of Consolidation
	The consolidated financial statements include the accounts of First Keystone Corporation and its wholly-owned subsidiary, First Keystone Community Bank (the "Bank"). All significant inter-company balances and transactions have been eliminated in consolidation.
Nature of Operations	'
	Nature of Operations
	The Corporation, headquartered in Berwick, Pennsylvania, provides a full range of banking, trust and related services through its wholly-owned Bank subsidiary and is subject to competition from other financial institutions in connection with these services. The Bank serves a customer base which includes individuals, businesses, governments, and public and institutional customers primarily located in the Northeast Region of Pennsylvania. The Bank has 17 full service offices and 19 Automated Teller Machines ("ATM") located in Columbia, Luzerne, Montour and Monroe counties. The Corporation and its subsidiary must also adhere to certain federal and state banking laws and regulations and are subject to periodic examinations made by various state and federal agencies.
Segment Reporting	'
	Segment Reporting
	The Corporation's subsidiary acts as an independent community financial services provider, and offers traditional banking and related financial services to individual, business, government, and public and institutional customers. Through its branch and ATM network, the Bank offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans; and the providing of other financial services. The Bank also performs personal, corporate, pension and fiduciary services through its Trust Department.
	Management does not separately allocate expenses, including the cost of funding loan demand, between the commercial, retail, trust and mortgage banking operations of the Corporation. Currently, management measures the performance and allocates the resources of the Corporation as a single segment.
Use of Estimates	'
	Use of Estimates
	The preparation of these consolidated financial statements, in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of these consolidated financial statements and the reported amounts of income and expenses during the reporting periods. Actual results could significantly differ from those estimates.
	Material estimates that are particularly susceptible to significant changes include the assessment for impairment of certain investment securities, the allowance for loan losses, deferred tax assets and liabilities, impairment of goodwill and other intangible assets and foreclosed assets held for resale. Assumptions and factors used in the estimates are evaluated on an annual basis or whenever events or changes in circumstance indicate that the previous assumptions and factors have changed. The result of the analysis could result in adjustments to the estimates.
Investment Securities	'
	Investment Securities
	The Corporation classifies its investment securities as either "Held-to-Maturity" or "Available-for-Sale" at the time of purchase. Investment securities are accounted for on a trade date basis. Debt securities are classified as Held-to-Maturity when the Corporation has the ability and positive intent to hold the securities to maturity. Investment securities classified as Held-to-Maturity are carried at cost adjusted for amortization of premium and accretion of discount to maturity.
	Debt securities not classified as Held-to-Maturity and equity securities are included in the Available-for-Sale category and are carried at fair value. The amount of any unrealized gain or loss, net of the effect of deferred income taxes, is reported as accumulated other comprehensive income (loss) in the Consolidated Statements of Changes in Stockholders' Equity and in the Consolidated Statements of Comprehensive Income. Management's decision to sell Available-for-Sale securities is based on changes in economic conditions controlling the sources and applications of funds, terms, availability of and yield of alternative investments, interest rate risk and the need for liquidity.
	The cost of debt securities classified as Held-to-Maturity or Available-for-Sale is adjusted for amortization of premiums and accretion of discounts to expected maturity. Such amortization and accretion, as well as interest and dividends, are included in interest and dividend income from investment securities. Realized gains and losses are included in net investment securities gains and losses. The cost of investment securities sold, redeemed or matured is based on the specific identification method.
Restricted Securities	'
	Restricted Securities
	Restricted equity securities consist of stock in Federal Home Loan Bank of Pittsburgh ("FHLB-Pittsburgh") and Atlantic Central Bankers Bank ("ACBB"). These securities do not have a readily determinable fair value because their ownership is restricted and they can be sold back only to the FHLB-Pittsburgh, ACBB or to another member institution. Therefore, these securities are classified as restricted equity investment securities, carried at cost, and evaluated for impairment. At September 30, 2013, the Corporation held $3,445,000 in stock of FHLB-Pittsburgh and $35,000 in stock of ACBB. At December 31, 2012, the Corporation held $4,848,000 in stock of FHLB-Pittsburgh and $35,000 in stock of ACBB.
	The Corporation evaluated its holding of restricted stock for impairment and deemed the stock to not be impaired due to the expected recoverability of cost, which equals the value reflected within the Corporation's consolidated financial statements. The decision was based on several items ranging from the estimated true economic losses embedded within FHLB's mortgage portfolio to the FHLB's liquidity position and credit rating. The Corporation utilizes the impairment framework outlined in GAAP to evaluate stock for impairment. The following factors were evaluated to determine the ultimate recoverability of the cost of the Corporation's restricted stock holdings; (i) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted; (ii) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB; (iii) the impact of legislative and regulatory changes on the institutions and, accordingly, on the customer base of the FHLB; (iv) the liquidity position of the FHLB; and (v) whether a decline is temporary or whether it affects the ultimate recoverability of the FHLB stock based on (a) the materiality of the carrying amount to the member institution and (b) whether an assessment of the institution's operational needs for the foreseeable future allow management to dispose of the stock. Based on the analysis of these factors, the Corporation determined that its holdings of restricted stock were not impaired at September 30, 2013 and December 31, 2012.
Loans	'
	Loans
	Loans are stated at their outstanding unpaid principal balances, net of deferred fees or costs, unearned income and the allowance for loan losses. Interest on loans is recognized as income over the term of each loan, generally, by the accrual method. Loan origination fees and certain direct loan origination costs have been deferred with the net amount amortized using the straight line method or the interest method over the contractual life of the related loans as an interest yield adjustment.
	Residential mortgage loans held for resale are carried at the lower of cost or market on an aggregate basis determined by independent pricing from appropriate federal or state agency investors. These loans are sold without recourse.
	Past-Due Loans - Generally, a loan is considered to be past-due when scheduled loan payments are in arrears 15 days or more. Delinquent notices are generated automatically when a loan is 15 days past-due. Collection efforts continue on past-due loans that have not been brought current, when it is believed that some chance exists for improvement in the status of the loan. Past-due loans are continually evaluated with the determination for charge-off being made when no reasonable chance remains that the status of the loan can be improved.
	Charge-Offs - Commercial real estate loans are charged off in whole or in part when they become sufficiently delinquent based upon the terms of the underlying loan contract and when a collateral deficiency exists. Because all or part of the contractual cash flows are not expected to be collected, the loan is considered to be impaired, and the Bank estimates the impairment based on its analysis of the cash flows and collateral estimated at fair value less cost to sell.
	Consumer loans are charged off when they become non-performing assets, or when the value of the underlying collateral is not sufficient to support the loan balance and a loss is expected. At that time, the amount of estimated collateral deficiency, if any, is charged off for loans secured by collateral, and all other loans are charged off in full. Loans in which the borrower is in bankruptcy are considered on a case by case basis and are either charged off by the Bank or reaffirmed by the borrower. Loans with collateral are charged down to the estimated fair value of the collateral less cost to sell.
	Non-Accrual Loans - Generally, a loan is classified as non-accrual and the accrual of interest on such a loan is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan currently is performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on non-accrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against interest income. Certain non-accrual loans may continue to perform, that is, payments are still being received. Generally, the payments are applied to principal. These loans remain under constant scrutiny and if performance continues, interest income may be recorded on a cash basis based on management's judgment as to collectability of principal.
	Impaired Loans - A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect all amounts due according to the contractual terms of the loan agreement. Under current accounting standards, the allowance for loan losses related to impaired loans is based on discounted cash flows using the loan's effective interest rate or the fair value of the collateral for certain collateral dependent loans. The recognition of interest income on impaired loans is the same as for non-accrual loans discussed above.
	Troubled Debt Restructurings ("TDRs") - The restructuring of a loan is considered a "troubled debt restructuring" if both the following conditions are met: (i) the borrower is experiencing financial difficulties, and (ii) the Bank has granted a concession. The most common concessions granted include one or more modifications to the terms of the debt, such as (a) a reduction in the interest rate for the remaining life of the debt, (b) an extension of the maturity date at an interest rate lower than the current market rate for new debt with similar risk, (c) a temporary period of interest-only payments, and (d) a reduction in the contractual payment amount for either a short period or remaining term of the loan. A less common concession is the forgiveness of a portion of the principal.
	The determination of whether a borrower is experiencing financial difficulties takes into account not only the current financial condition of the borrower, but also the potential financial condition of the borrower were a concession not granted. Similarly, the determination of whether a concession has been granted is very subjective in nature. For example, simply extending the term of a loan at its original interest rate or even at a higher interest rate could be interpreted as a concession unless the borrower could readily obtain similar credit terms from a different lender.
	Allowance for Loan Losses - The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses and subsequent recoveries, if any, are credited to the allowance.
	The allowance for loan losses is maintained at a level estimated by management to be adequate to absorb potential loan losses. Management's periodic evaluation of the adequacy of the allowance for loan losses is based on the Corporation's past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay (including the timing of future payments), the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, and other relevant factors. This evaluation is inherently subjective as it requires material estimates including the amounts and timing of future cash flows expected to be received on impaired loans that may be susceptible to significant change.
	In addition, the Corporation is subject to periodic examination by its federal and state examiners, and may be required by such regulators to recognize additions to the allowance for loan losses based on their assessment of credit information available to them at the time of their examinations.
	In addition, an allowance is provided for possible credit losses on off-balance sheet credit exposures. This allowance is estimated by management and if deemed necessary, the allowance would be classified in other liabilities on the consolidated balance sheets. As of September 30, 2013 and December 31, 2012, an allowance for possible credit losses on off-balance sheet credit exposures was not recorded.
	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. Select loans are not aggregated for collective impairment evaluation, as such; all loans are subject to individual impairment evaluation should the facts and circumstances pertinent to a particular loan suggest that such evaluation is necessary. Factors considered by management in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. A loan is considered impaired when, based on current information and events, it is probable that the Corporation will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan's existing rate or at the fair value of collateral if repayment is expected solely from collateral. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan's effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Corporation determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.
	The general component covers all other loans not identified as impaired and is based on historical losses adjusted for current factors. The historical loss component of the allowance is determined by losses recognized by portfolio segment over the preceding two years. In calculating the historical component of our allowance, we aggregate loans into one of four portfolio segments: Commercial and Industrial, Commercial real estate, Residential real estate and Consumer. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued high unemployment and reduced credit availability and lack of confidence in a sustainable recovery. Actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: the concentration of special mention, substandard and doubtful loans as a percentage of total loans, levels of loan concentration within the portfolio segment or division of a portfolio segment, broad economic conditions, delinquency trends, volume trends and terms, and policy and management changes.
Premises and Equipment	'
	Premises and Equipment
	Premises, improvements, and equipment are stated at cost less accumulated depreciation computed principally utilizing the straight-line method over the estimated useful lives of the assets. Long-lived assets are reviewed for impairment whenever events or changes in business circumstances indicate that the carrying value may not be recovered. Maintenance and minor repairs are charged to operations as incurred. The cost and accumulated depreciation of the premises and equipment retired or sold are eliminated from the property accounts at the time of retirement or sale, and the resulting gain or loss is reflected in current operations.
Mortgage Servicing Rights	'
	Mortgage Servicing Rights
	The Corporation originates and sells real estate loans to investors in the secondary mortgage market. After the sale, the Corporation may retain the right to service these loans. When originated mortgage loans are sold and servicing is retained, a servicing asset is capitalized based on relative fair value at the date of sale. Servicing assets are amortized as an offset to other fees in proportion to, and over the period of, estimated net servicing income. The unamortized cost is included in other assets in the consolidated balance sheets. The servicing rights are periodically evaluated for impairment based on their relative fair value.
Foreclosed Assets Held for Resale	'
	Foreclosed Assets Held for Resale
	Real estate properties acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value on the date of foreclosure establishing a new cost basis. After foreclosure, valuations are periodically performed and if fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. The real estate is carried at the lower of carrying amount or fair value less cost to sell and is included in other assets on the consolidated balance sheets. Revenues derived from and costs to maintain the assets and subsequent gains and losses on sales are included in non-interest income and expense on the consolidated statements of income. The total of foreclosed real estate properties amounted to $480,000 at September 30, 2013 and $468,000 at December 31, 2012.
Bank Owned Life Insurance	'
	Bank Owned Life Insurance
	The Corporation invests in Bank Owned Life Insurance ("BOLI") with split dollar life provisions. Purchase of BOLI provides life insurance coverage on certain employees with the Corporation being owner and beneficiary of the policies.
Investments in Real Estate Ventures	'
	Investments in Real Estate Ventures
	The Bank is a limited partner in real estate ventures that own and operate affordable residential low-income housing apartment buildings for elderly and mentally challenged adult residents. The investments are accounted for under the effective yield method. Under the effective yield method, the Bank recognizes tax credits as they are allocated and amortizes the initial cost of the investment to provide a constant effective yield over the period that the tax credits are allocated to the Bank. Under this method, the tax credits allocated, net of any amortization of the investment in the limited partnerships, are recognized in the consolidated statements of income as a component of income tax expense. The amount of tax credits allocated to the Bank were $284,000 in 2013 and $277,000 in 2012, and the amortization of the investments in the limited partnerships were $146,000 for the nine months ended September 30, 2013 and $138,000 for the nine months ended September 30, 2012.
Income Taxes	'
	Income Taxes
	The provision for income taxes is based on the results of operations, adjusted primarily for tax-exempt income. Certain items of income and expense are reported in different periods for financial reporting and tax return purposes. Deferred tax assets and liabilities are determined based on the differences between the consolidated financial statement and income tax bases of assets and liabilities measured by using the enacted tax rates and laws expected to be in effect when the timing differences are expected to reverse. Deferred tax expense or benefit is based on the difference between deferred tax asset or liability from period to period.
	In assessing the ultimate realization of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, the projected future taxable income and tax planning strategies in making this assessment. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.
	The Corporation and the Bank are subject to U.S. federal income tax and Commonwealth of Pennsylvania tax. The Corporation is no longer subject to examination by Federal or State taxing authorities for the years before 2008. At September 30, 2013 and December 31, 2012, the Corporation did not have any unrecognized tax benefits. The Corporation does not expect the amount of any unrecognized tax benefits to significantly increase in the next twelve months. The Corporation recognizes interest related to income tax matters as interest expense and penalties related to income tax matters as non-interest expense. At September 30, 2013 and December 31, 2012, the Corporation does not have any amounts accrued for interest and/or penalties.
Goodwill, Other Intangible Assets, and Premium Discount	'
	Goodwill, Other Intangible Assets, and Premium Discount
	Goodwill resulted from the acquisition of the Pocono Community Bank in November 2007 and of certain fixed and operating assets acquired and deposit liabilities assumed of the branch of another financial institution in Danville, Pennsylvania, in January 2004. Such goodwill represents the excess cost of the acquired assets relative to the assets fair value at the dates of acquisition. During the first quarter of 2008, $152,000 of liabilities related to the Pocono acquisition were recorded as a purchase accounting adjustment resulting in an increase in the excess purchase price. The amount was comprised of the finalization of severance agreements and contract terminations related to the acquisition. In accordance with current accounting standards, goodwill is not amortized. Management performs an annual evaluation for impairment. Any impairment of goodwill results in a charge to income. The Corporation periodically assesses whether events or changes in circumstances indicate that the carrying amounts of goodwill and other intangible assets may be impaired. Goodwill is evaluated for impairment at the reporting unit level and an impairment loss is recorded to the extent that the carrying amount of goodwill exceeds its implied fair value. The Corporation has evaluated the goodwill included in its consolidated balance sheet at December 31, 2012, and has determined there was no impairment as of that date or as of September 30, 2013. No assurance can be given that future impairment tests will not result in a charge to earnings.
	Intangible assets are comprised of core deposit intangibles and premium discount (negative premium) on certificates of deposit acquired. The core deposit intangible is being amortized over the average life of the deposits acquired as determined by an independent third party. Premium discount (negative premium) on acquired certificates of deposit resulted from the valuation of certificate of deposit accounts by an independent third party. The book value of certificates of deposit acquired was greater than their fair value at the date of acquisition which resulted in a negative premium due to higher cost of the certificates of deposit compared to the cost of similar term financing. The Corporation has evaluated the core deposit intangible included in its consolidated balance sheet at December 31, 2012 and has determined there was no impairment as of that date or as of September 30, 2013. No assurance can be given that future impairment tests will not result in a charge to earnings.
Stock Based Compensation	'
	Stock Based Compensation
	The Corporation adopted a stock option incentive plan in 1998. Compensation cost is recognized for stock options to employees based on the fair value of these awards at the date of grant. A Black-Scholes Option Pricing Model is utilized to estimate the fair value of stock options. Compensation expense is recognized over the requisite service period. The Plan expired in 2008, and therefore, no stock options are available for issuance. After adjustments for the effects of stock dividends, options exercised and options forfeited, there remains 4,823 exercisable options issued and outstanding as of September 30, 2013.
Per Share Data	'
	Per Share Data
	FASB ASC 260-10, Earnings Per Share, requires dual presentation of basic and fully diluted earnings per share. Basic earnings per share is calculated by dividing net income by the weighted average number of shares of common stock outstanding at the end of each period. Diluted earnings per share is calculated by increasing the denominator for the assumed conversion of all potentially dilutive securities. The Corporation's dilutive securities are limited to stock options. The most recent options issued were in December 2007.
Cash Flow Information	'
	Cash Flow Information
	For purposes of reporting consolidated cash flows, cash and cash equivalents include cash on hand and due from banks, interest-bearing deposits in other banks, and federal funds sold. The Corporation considers cash classified as interest-bearing deposits with other banks as a cash equivalent since they are represented by cash accounts essentially on a demand basis. Federal funds are also included as a cash equivalent because they are generally purchased and sold for one-day periods.
Treasury Stock	'
	Treasury Stock
	The purchase of the Corporation's common stock is recorded at cost. At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on a first-in-first-out basis.
Trust Assets and Income	'
	Trust Assets and Income
	Property held by the Corporation in a fiduciary or agency capacity for its customers is not included in the accompanying consolidated financial statements since such items are not assets of the Corporation. Trust Department income is generally recognized on a cash basis and is not materially different than if it were reported on an accrual basis.
Accumulated Other Comprehensive Income (Loss)	'
	Accumulated Other Comprehensive Income (Loss)
	The Corporation is required to present accumulated other comprehensive income (loss) in a full set of general-purpose financial statements for all periods presented. Accumulated other comprehensive income (loss) is comprised of net unrealized holding gains (losses) on the available-for-sale investment securities portfolio. The Corporation has elected to report these effects on the Consolidated Statements of Comprehensive Income.
Accounting Policies Recently Adopted and Pending Accounting Pronouncements	'
	Accounting Policies Recently Adopted and Pending Accounting Pronouncements
	In December 2011, the FASB issued ASU 2011-11, Balance Sheet: Disclosures about Offsetting Assets and Liabilities, to increase the disclosure requirements surrounding derivative instruments that are offset within the balance sheet pursuant to the provisions of current U.S. GAAP. The objective of the update is to provide greater comparability between issuers reporting under U.S. GAAP versus IFRS and provide users the ability to evaluate the effect of netting arrangements on a company's financial statements. The ASU is effective for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods with retrospective disclosure for all comparative periods presented. The adoption of this standard did not have a material impact on the Corporation's consolidated financial statements.
	In October 2012, the FASB issued ASU 2012-06, Business Combinations (Topic 805): Subsequent Accounting for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government- Assisted Acquisition of a Financial Institution. The ASU clarifies the applicable guidance for subsequently measuring an indemnification asset recognized as a result of a government-assisted (Federal Deposit Insurance Corporation) acquisition of a financial institution. The guidance was effective for fiscal years, and interim periods within those years, beginning on or after December 15, 2012, with early adoption permitted. The adoption of this standard did not have a material impact on the Corporation's consolidated financial statements.
Advertising Costs	'
	Advertising Costs
	It is the Corporation's policy to expense advertising costs in the period in which they are incurred. Advertising expense for the nine months ended September 30, 2013 and 2012, was $279,000 and $216,000, respectively.
Reclassifications	'
	Reclassifications
	The Corporation reclassified certain immaterial amounts in the consolidated statements of income. Such reclassifications have no effect on the Corporation's consolidated financial condition or net income.

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2013
INVESTMENT SECURITIES [Abstract]	'
Schedule of Amortized Cost, Related Estimated Fair Value, and Unrealized Gains and Losses for Investment Securities	'
	The amortized cost, related estimated fair value, and unrealized gains and losses for investment securities classified as "Available-For-Sale" or "Held-to-Maturity" were as follows at September 30, 2013 and December 31, 2012:
		Available-for-Sale Securities
	(Amounts in thousands)				Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
	September 30, 2013:	Cost			Gains			Losses			Value
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	81,496		$	1,044		$	(1,230	)	$	81,310
	Other		23,494			228			(18	)		23,704
	Obligations of state and political subdivisions		155,574			5,100			(2,597	)		158,077
	Corporate securities		50,608			449			(1,257	)		49,800
	Marketable equity securities		1,533			851			0			2,384
	Restricted equity securities		3,480			0			0			3,480
	Total	$	316,185		$	7,672		$	(5,102	)	$	318,755
		Held-to-Maturity Securities
	(Amounts in thousands)				Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
	September 30, 2013:	Cost			Gains			Losses			Value
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	76		$	3		$	0		$	79
	Other		1,000			10			0			1,010
	Obligations of state and political subdivisions		470			1			0			471
	Total	$	1,546		$	14		$	0		$	1,560
		Available-for-Sale Securities
	(Amounts in thousands)				Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
	December 31, 2012:	Cost			Gains			Losses			Value
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	41,946		$	2,090		$	(193	)	$	43,843
	Other		29,076			159			(203	)		29,032
	Obligations of state and political subdivisions		160,829			16,163			(39	)		176,953
	Corporate securities		43,902			673			(68	)		44,507
	Marketable equity securities		1,533			454			(10	)		1,977
	Restricted equity securities		4,883			0			0			4,883
	Total	$	282,169		$	19,539		$	(513	)	$	301,195
		Held-to-Maturity Securities
	(Amounts in thousands)				Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair
	December 31, 2012:	Cost			Gains			Losses			Value
	Obligations of U.S. Government Corporations and Agencies:
	Mortgage-backed	$	88		$	4		$	0		$	92
	Other		2,006			24			0			2,030
	Obligations of state and political subdivisions		467			10			0			477
	Total	$	2,561		$	38		$	0		$	2,599
Schedule of Amortized Cost, Estimated Fair Value and Weighted Average Yield of Debt Securities, by Contractual Maturity	'
	The amortized cost, estimated fair value and weighted average yield of debt securities, by contractual maturity, are shown below at September 30, 2013 and December 31, 2012. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
	(Amounts in thousands)
		September 30, 2013
		U.S. Government			Obligations
		Corporations &			of State			Marketable			Restricted
		Agencies			& Political			Equity			Equity			Corporate
		Obligations1			Subdivisions2			Securities3			Securities3			Securities
	Available-For-Sale:
	Within 1 Year:
	Amortized cost	$	4,521		$	446		$	0		$	0		$	14,056
	Estimated fair value		4,554			451			0			0			14,110
	Weighted average yield		0.96	%		5.83	%		0			0			1.75	%
	1 - 5 Years:
	Amortized cost		3,561			6,025			0			0			13,074
	Estimated fair value		3,593			6,326			0			0			13,418
	Weighted average yield		0.87	%		4.39	%		0			0			2.67	%
	5 - 10 Years:
	Amortized cost		11,666			43,893			0			0			23,478
	Estimated fair value		11,854			43,128			0			0			22,272
	Weighted average yield		2.27	%		3.52	%		0			0			3.1	%
	After 10 Years:
	Amortized cost		85,242			105,210			1,533			3,480			0
	Estimated fair value		85,013			108,172			2,384			3,480			0
	Weighted average yield		1.98	%		6.11	%		3.85	%		0.53	%		0
	Total:
	Amortized cost	$	104,990		$	155,574		$	1,533		$	3,480		$	50,608
	Estimated fair value		105,014			158,077			2,384			3,480			49,800
	Weighted average yield		1.93	%		5.31	%		3.85	%		0.53	%		2.62	%
	1Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
	2Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
	3Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.
	(Amounts in thousands)
		September 30, 2013
		U.S. Government			Obligations
		Corporations &			of State			Marketable			Restricted
		Agencies			& Political			Equity			Equity			Corporate
		Obligations1			Subdivisions2			Securities3			Securities3			Securities
	Held-To-Maturity:
	Within 1 Year:
	Amortized cost	$	0		$	0		$	0		$	0		$	0
	Estimated fair value		0			0			0			0			0
	Weighted average yield		0			0			0			0			0
	1 - 5 Years:
	Amortized cost		1,076			0			0			0			0
	Estimated fair value		1,089			0			0			0			0
	Weighted average yield		0.88	%		0			0			0			0
	5 - 10 Years:
	Amortized cost		0			0			0			0			0
	Estimated fair value		0			0			0			0			0
	Weighted average yield		0			0			0			0			0
	After 10 Years:
	Amortized cost		0			470			0			0			0
	Estimated fair value		0			471			0			0			0
	Weighted average yield		0			8.69	%		0			0			0
	Total:
	Amortized cost	$	1,076		$	470		$	0		$	0		$	0
	Estimated fair value		1,089			471			0			0			0
	Weighted average yield		0.88	%		8.69	%		0			0			0
	1Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
	2Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
	3Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.
	(Amounts in thousands)
		December 31, 2012
	U.S. Government			Obligations
	Corporations &			of State			Marketable			Restricted
	Agencies			& Political			Equity			Equity			Corporate
	Obligations1			Subdivisions2			Securities3			Securities3			Securities
Available-For-Sale:
Within 1 Year:
Amortized cost	$	0		$	200		$	0		$	0		$	17,150
Estimated fair value		0			201			0			0			17,238
Weighted average yield		0			6.83	%		0			0			3.09	%
1 - 5 Years:
Amortized cost		12,120			3,237			0			0			25,261
Estimated fair value		12,233			3,452			0			0			25,720
Weighted average yield		1.03	%		4.65	%		0			0			2.28	%
5 - 10 Years:
Amortized cost		3,677			10,948			0			0			1,491
Estimated fair value		3,954			12,279			0			0			1,549
Weighted average yield		4.66	%		5.52	%		0			0			5.76	%
After 10 Years:
Amortized cost		55,225			146,444			1,533			4,883			0
Estimated fair value		56,688			161,021			1,977			4,883			0
Weighted average yield		3.04	%		6.3	%		3.93	%		0.19	%		0
Total:
Amortized cost	$	71,022		$	160,829		$	1,533		$	4,883		$	43,902
Estimated fair value		72,875			176,953			1,977			4,883			44,507
Weighted average yield		2.78	%		6.21	%		3.93	%		0.19	%		2.72	%
1Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
2Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
3Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.
(Amounts in thousands)
	December 31, 2012
	U.S. Government			Obligations
	Corporations &			of State			Marketable			Restricted
	Agencies			& Political			Equity			Equity			Corporate
	Obligations1			Subdivisions2			Securities3			Securities3			Securities
Held-to-Maturity:
Within 1 Year:
Amortized cost	$	1,006		$	0		$	0		$	0		$	0
Estimated fair value		1,017			0			0			0			0
Weighted average yield		1.78	%		0			0			0			0
1 - 5 Years:
Amortized cost		1,088			0			0			0			0
Estimated fair value		1,105			0			0			0			0
Weighted average yield		0.93	%		0			0			0			0
5 - 10 Years:
Amortized cost		0			0			0			0			0
Estimated fair value		0			0			0			0			0
Weighted average yield		0			0			0			0			0
After 10 Years:
Amortized cost		0			467			0			0			0
Estimated fair value		0			477			0			0			0
Weighted average yield		0			7.14	%		0			0			0
Total:
Amortized cost	$	2,094		$	467		$	0		$	0		$	0
Estimated fair value		2,122			477			0			0			0
Weighted average yield		1.34	%		7.14	%		0			0			0
1Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
2Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
3Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.
Schedule of Investment Securities That Have Been in Continuous Unrealized Loss Position for Less Than 12 Months or More Than 12 Months	'
	In accordance with disclosures required by FASB ASC 320-10-50, Investments - Debt and Equity Securities, the summary below shows the gross unrealized losses and fair value of the Corporation's investments, aggregated by investment category, that individual securities have been in a continuous unrealized loss position for less than 12 months or 12 months or more as of September 30, 2013 and December 31, 2012:
	30-Sep-13
		Less Than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
	(Amounts in thousands)	Value			Loss			Value			Loss			Value			Loss
	Direct obligations of the U.S. Government	$	5,255		$	18		$	0		$	0		$	5,255		$	18
	Mortgage-backed securities		37,086			1,128			3,675			102			40,761			1,230
	Municipal bonds		48,534			2,514			292			83			48,826			2,597
	Corporate securities		20,729			1,257			0			0			20,729			1,257
	Marketable equity securities		0			0			0			0			0			0
		$	111,604		$	4,917		$	3,967		$	185		$	115,571		$	5,102
	31-Dec-12
		Less Than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
	(Amounts in thousands)	Value			Loss			Value			Loss			Value			Loss
	Direct obligations of the U.S. Government	$	12,519		$	203		$	0		$	0		$	12,519		$	203
	Mortgage-backed securities		10,174			193			0			0			10,174			193
	Municipal bonds		1,651			14			338			25			1,989			39
	Corporate securities		1,924			48			1,480			20			3,404			68
	Marketable equity securities		312			10			0			0			312			10
		$	26,580		$	468		$	1,818		$	45		$	28,398		$	513

LOANS_Tables

LOANS (Tables)	9 Months Ended
	Sep. 30, 2013
LOANS [Abstract]	'
Schedule of Major Classifications of Loans	'
	Major classifications of loans at September 30, 2013 and December 31, 2012 consisted of:
	(Amounts in thousands)
		September 30,			December 31,
		2013			2012
	Commercial and Industrial	$	26,498		$	28,714
	Tax-exempt - real estate and other		39,923			29,192
	Commercial real estate		221,204			221,338
	Residential real estate		151,273			143,002
	Real estate mortgages - Held-for-sale		511			4,009
	Consumer		5,884			6,473
	Gross loans		445,293			432,728
	Add (deduct):   Unearned discount and		(102	)		(170	)
	Net deferred loan fees and costs		461			338
	Total loans, net of unearned income	$	445,652		$	432,896
Schedule of Allowance for Loan Losses	'
	Activity in the allowance for loan losses for the nine months ended September 30, 2013 and the year ended December 31, 2012:
	(Amounts in thousands)
		September 30,			December 31,
		2013			2012
	Balance at beginning of period	$5,772			$5,929
	Provision charged to operations		733			1,600
	Loans charged off		(538	)		(1,832	)
	Recoveries		33			75
	Balance at end of period	$	6,000		$	5,772
Schedule of Credit Quality Indicators by Loan Segment	'
	The credit quality indicators by loan segment are summarized below at September 30, 2013 and December 31, 2012:
		Commercial and						Commercial Real Estate
	(Amounts in thousands)	Industrial						Construction
		September 30,			December 31,			September 30,			December 31,
		2013			2012			2013			2012
	Grade:
	1-6  Pass	$	61,574		$	53,154		$	5,010		$	4,387
	7     Special Mention		511			617			0			0
	8     Substandard		24			299			0			0
	9     Doubtful		0			0			0			0
	Add (deduct):   Unearned discount and		0			0			0			0
	Net deferred loan fees and costs		140			116			3			(2	)
	Loans, net of unearned income	$	62,249		$	54,186		$	5,013		$	4,385
								Residential Real Estate
		Commercial Real Estate						Including Home Equity
		September 30,			December 31,			September 30,			December 31,
		2013			2012			2013			2012
	Grade:
	1-6  Pass	$	214,071		$	214,545		$	150,206		$	145,700
	7     Special Mention		2,355			2,129			287			136
	8     Substandard		4,080			4,112			1,291			1,176
	9     Doubtful		0			0			0			0
	Add (deduct):   Unearned discount and		0			0			0			0
	Net deferred loan fees and costs		(33	)		(15	)		261			156
	Loans, net of unearned income	$	220,473		$	220,771		$	152,045		$	147,168
								Loans,
		Consumer Loans						Net of Unearned Income
		September 30,			December 31,			September 30,			December 31,
		2013			2012			2013			2012
	Grade:
	1-6  Pass	$	5,881		$	6,458		$	436,742		$	424,244
	7     Special Mention		3			2			3,156			2,884
	8     Substandard		0			13			5,395			5,600
	9     Doubtful		0			0			0			0
	Add (deduct):   Unearned discount and		(102	)		(170	)		(102	)		(170	)
	Net deferred loan fees and costs		90			83			461			338
	Loans, net of unearned income	$	5,872		$	6,386		$	445,652		$	432,896
Schedule of Allowance For Loan Losses, by Loan Segment	'
	The activity in the allowance for loan losses, by loan segment, is summarized below for the periods indicated.
	(Amounts in thousands)	Commercial			Commercial			Residential
		and Industrial			Real Estate			Real Estate			Consumer			Unallocated			Total
	Nine months ended September 30, 2013:
	Allowance for Loan Losses:
	Beginning balance	$	573		$	2,837		$	1,524		$	80		$	758		$	5,772
	Charge-offs		(12	)		(175	)		(321	)		(30	)		0			(538	)
	Recoveries		19			0			5			9			0			33
	Provision		217			176			355			15			(30	)		733
	Ending Balance		797			2,838			1,563			74			728			6,000
	Ending balance: individually evaluated for impairment		0			177			15			0			0			192
	Ending balance: collectively evaluated for impairment	$	797		$	2,661		$	1,548		$	74		$	728		$	5,808
	Financing Receivables:
	Ending Balance	$	62,249		$	225,486		$	152,045		$	5,872		$	0		$	445,652
	Ending balance: individually evaluated for impairment		24			2,889			888			0			0			3,801
	Ending balance: collectively evaluated for impairment	$	62,225		$	222,597		$	151,157		$	5,872		$	0		$	441,851
	(Amounts in thousands)	Commercial			Commercial			Residential
		and Industrial			Real Estate			Real Estate			Consumer			Unallocated			Total
	Year ended December 31, 2012:
	Allowance for Loan Losses:
	Beginning balance	$	489		$	3,507		$	1,228		$	137		$	568		$	5,929
	Charge-offs		(264	)		(1,077	)		(404	)		(87	)		0			(1,832	)
	Recoveries		23			22			1			29			0			75
	Provision		325			385			699			1			190			1,600
	Ending Balance		573			2,837			1,524			80			758			5,772
	Ending balance: individually evaluated for impairment		0			111			112			0			0			223
	Ending balance: collectively evaluated for impairment	$	573		$	2,726		$	1,412		$	80		$	758		$	5,549
	Financing Receivables:
	Ending Balance	$	54,186		$	225,156		$	147,168		$	6,386		$	0		$	432,896
	Ending balance: individually evaluated for impairment		248			1,312			803			0			0			2,363
	Ending balance: collectively evaluated for impairment	$	53,938		$	223,844		$	146,365		$	6,386		$	0		$	430,533
Schedule of Balance of TDRs	'
	The following table presents the unpaid balance of TDRs at the dates indicated:
	(Amounts in thousands)
		September 30,			September 30,
		2013			2012
	TDRs included in nonperforming loans	$	1,735		$	0
	TDRs in compliance with modified terms and performing		2,393			0
	Total	$	4,128		$	0
Schedule of Loan and Lease Modifications Categorized as Troubled Debt Restructurings	'
	The following tables present information regarding the loan modifications categorized as TDRs during the three months and nine months ended September 30, 2013 and September 30, 2012:
	(Amounts in thousands, except number of contracts)
		Three Months Ended September 30, 2013									Three Months Ended September 30, 2012
					Pre-			Post-						Pre-			Post-
					Modification			Modification						Modification			Modification
		Number			Outstanding			Outstanding			Number			Outstanding			Outstanding
		of			Recorded			Recorded			of			Recorded			Recorded
		Contracts			Investment			Investment			Contracts			Investment			Investment
	Commercial and Industrial		0		$	0		$	0			0		$	0		$	0
	Commercial real estate		3			806			811			0			0			0
	Residential real estate		0			0			0			0			0			0
	Total		3		$	806		$	811			0		$	0		$	0
	(Amounts in thousands, except number of contracts)
		Nine Months Ended September 30, 2013									Nine Months Ended September 30, 2012
					Pre-			Post-						Pre-			Post-
					Modification			Modification						Modification			Modification
		Number			Outstanding			Outstanding			Number			Outstanding			Outstanding
		of			Recorded			Recorded			of			Recorded			Recorded
		Contracts			Investment			Investment			Contracts			Investment			Investment
	Commercial and Industrial		0		$	0		$	0			0		$	0		$	0
	Commercial real estate		12			4,445			4,305			0			0			0
	Residential real estate		0			0			0			0			0			0
	Total		12		$	4,445		$	4,305			0		$	0		$	0
Schedule of Information Regarding Types of Loan Modifications	'
	The following table provides detail regarding the types of loan modifications made for loans categorized as TDRs during the three months and nine months ended September 30, 2013 and September 30, 2012 with the total number of each type of modification performed.
		Three Months Ended September 30, 2013												Three Months Ended September 30, 2012
		Rate			Term			Payment			Number			Rate			Term			Payment		Number
		Modification			Modification			Modification			Modified			Modification			Modification			Modification		Modified
	Commercial and Industrial		0			0			0			0			0			0			0		0
	Commercial real estate		1			1			1			3			0			0			0		0
	Residential real estate		0			0			0			0			0			0			0		0
	Total		1			1			1			3			0			0			0		0
		Nine Months Ended September 30, 2013												Nine Months Ended September 30, 2012
		Rate			Term			Payment			Number			Rate			Term			Payment		Number
		Modification			Modification			Modification			Modified			Modification			Modification			Modification		Modified
	Commercial and Industrial	0			0			0			0			0			0			0		0
	Commercial real estate		3			2			7			12			0			0			0		0
	Residential real estate		0			0			0			0			0			0			0		0
	Total		3			2			7			12			0			0			0		0
Schedule of Gross Interest that Would Have Been Recorded	'
	Impaired loans at September 30, 2013 and December 31, 2012 were $3,801,000 and $2,363,000, respectively. The gross interest that would have been recorded if these loans had been current in accordance with their original terms and the amounts actually recorded in income were as follows:
	(Amounts in thousands)
		September 30,			December 31,
		2013			2012
	Gross interest due under terms to date	$	375		$	279
	Amount included in income year-to-date		(21	)		(34	)
	Interest income not recognized to date	$	354		$	245
Schedule of Impaired Loans	'
	The Corporation's impaired loans are summarized below for the periods ended September 30, 2013 and December 31, 2012.
	(Amounts in thousands)				Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
	September 30, 2013:	Investment			Balance			Allowance			Investment			Recognized
	With no related allowance recorded:
	Commercial and Industrial	$	24		$	170		$	0		$	175		$	0
	Commercial real estate		2,510			3,038			0			3,102			16
	Residential real estate		825			1,154			0			1,163			1
	With an allowance recorded:
	Commercial and Industrial		0			0			0			0			0
	Commercial real estate		379			379			177			380			4
	Residential real estate		63			63			15			65			0
	Total	$	3,801		$	4,804		$	192		$	4,885		$	21
	Total consists of:
	Commercial and Industrial	$	24		$	170		$	0		$	175		$	0
	Commercial real estate	$	2,889		$	3,417		$	177		$	3,482		$	20
	Residential real estate	$	888		$	1,217		$	15		$	1,228		$	1
	Loans classified as TDRs on non-accrual status were included in the table on the previous page. At September 30, 2013, $1,735,000 of loans classified as TDRs were on non-accrual status with a total allocated allowance of $0.
	(Amounts in thousands)				Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
	December 31, 2012:	Investment			Balance			Allowance			Investment			Recognized
	With no related allowance recorded:
	Commercial and Industrial	$	248		$	547		$	0		$	785		$	4
	Commercial real estate		1,108			1,495			0			1,529			7
	Residential real estate		544			737			0			748			13
	With an allowance recorded:
	Commercial and Industrial		0			0			0			0			0
	Commercial real estate		204			322			111			322			0
	Residential real estate		259			259			112			261			10
	Total	$	2,363		$	3,360		$	223		$	3,645		$	34
	Total consists of:
	Commercial and Industrial	$	248		$	547		$	0		$	785		$	4
	Commercial real estate	$	1,312		$	1,817		$	111		$	1,851		$	7
	Residential real estate	$	803		$	996		$	112		$	1,009		$	23
Schedule of Financing Receivables on Non-Accrual Status and Foreclosed Assets	'
	Financing receivables on non-accrual status and foreclosed assets as of September 30, 2013 and December 31, 2012 were as follows:
	(Amounts in thousands)
		September 30,			December 31,
		2013			2012
	Commercial and Industrial	$	24		$	248
	Commercial real estate		2,889			1,312
	Residential real estate		888			803
	Total impaired (including non-accrual TDRs)		3,801			2,363
	Loans past-due 90 days or more and still accruing		0			952
	Foreclosed assets		480			468
	Total non-performing assets	$	4,281		$	3,783
	Total TDRs in compliance with modified terms and performing	$	2,393		$	0
Schedule of Aging of Past-due Loans by Class of Loans	'
	The following tables present the aging of past-due loans by major classification of loans at September 30, 2013 and December 31, 2012:
	(Amounts in thousands)
								90 Days												Total
		30-59 Days			60-89 Days			or Greater			Total			Impaired						Financing
		Past Due			Past Due			Past Due			Past Due			Loans			Current			Receivables
	September 30, 2013:
	Commercial and Industrial	$	212		$	5		$	0		$	217		$	24		$	62,008		$	62,249
	Commercial real estate		1,379			41			0			1,420			2,889			221,177			225,486
	Residential real estate		1,713			239			0			1,952			888			149,205			152,045
	Consumer		82			0			0			82			0			5,790			5,872
	Total	$	3,386		$	285		$	0		$	3,671		$	3,801		$	438,180		$	445,652
	(Amounts in thousands)
								90 Days												Total
		30-59 Days			60-89 Days			or Greater			Total			Impaired						Financing
		Past Due			Past Due			Past Due			Past Due			Loans			Current			Receivables
	December 31, 2012:
	Commercial and Industrial	$	10		$	136		$	0		$	146		$	248		$	53,792		$	54,186
	Commercial real estate		760			605			952			2,317			1,312			221,527			225,156
	Residential real estate		1,060			584			0			1,644			803			144,721			147,168
	Consumer		56			0			0			56			0			6,330			6,386
	Total	$	1,886		$	1,325		$	952		$	4,163		$	2,363		$	426,370		$	432,896

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK (Tables)	9 Months Ended
	Sep. 30, 2013
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK [Abstract]	'
Schedule of Contract or Notional Amounts of Financial Instruments with Off-balance Sheet Credit Risk	'
	The contract or notional amounts at September 30, 2013 and December 31, 2012, were as follows:
	(Amounts in thousands)
		September 30,		December 31,
		2013		2012
	Financial instruments whose contract amounts represent credit risk:
	Commitments to extend credit	$	61,266	$	63,653
	Financial standby letters of credit	$	418	$	720
	Performance standby letters of credit	$	3,979	$	3,714

FAIR_VALUES_OF_FINANCIAL_INSTR1

FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Sep. 30, 2013
FAIR VALUES OF FINANCIAL INSTRUMENTS [Abstract]	'
Schedule of Investments Measured at Fair Value on Recurring Basis	'
	At September 30, 2013 and December 31, 2012, investments measured at fair value on a recurring basis and the valuation methods used are as follows:
	(Amounts in thousands)
	30-Sep-13
		Level 1		Level 2			Level 3		Total
	Available-for-Sale Securities:
	Obligations of U.S. Government Corporations and Agencies:
	Mortgaged-backed	$	0	$	81,310		$	0	$	81,310
	Other		0		23,704			0		23,704
	Obligations of state and political subdivisions		0		158,077			0		158,077
	Corporate securities		0		49,800			0		49,800
	Marketable equity securities		2,384		0			0		2,384
	Restricted equity securities		0		3,480			0		3,480
	Total	$	2,384	$	316,371		$	0	$	318,755
	(Amounts in thousands)
	31-Dec-12
		Level 1		Level 2			Level 3		Total
	Available-for-Sale Securities:
	Obligations of U.S. Government Corporations and Agencies:
	Mortgaged-backed	$	0	$	43,843		$	0	$	43,843
	Other		0		29,032			0		29,032
	Obligations of state and political subdivisions		0		176,953			0		176,953
	Corporate securities		0		44,507			0		44,507
	Marketable equity securities		1,977		0			0		1,977
	Restricted equity securities		0		4,883			0		4,883
	Total	$	1,977	$	299,218		$	0	$	301,195
Schedule of Assets Measured at Fair Value on Non-Recurring Basis	'
	Financial Assets Measured at Fair Value on a Nonrecurring Basis
	At September 30, 2013 and December 31, 2012, impaired loans measured at fair value on a non-recurring basis and the valuation methods used are as follows:
	(Amounts in thousands)
		Level 1		Level 2			Level 3		Total
	Assets at September 30, 2013
	Impaired loans:
	Commercial and Industrial	$	0	$	0		$	24	$	24
	Commercial real estate		0		0			2,889		2,889
	Residential real estate		0		0			888		888
	Total impaired loans	$	0	$	0		$	3,801	$	3,801
	(Amounts in thousands)
		Level 1		Level 2			Level 3		Total
	Assets at December 31, 2012
	Impaired loans:
	Commercial and Industrial	$	0	$	0		$	248	$	248
	Commercial real estate		0		0			1,312		1,312
	Residential real estate		0		0			803		803
	Total impaired loans	$	0	$	0		$	2,363	$	2,363
	Nonfinancial Assets Measured at Fair Value on a Nonrecurring Basis
	At September 30, 2013 and December 31, 2012, foreclosed assets held for resale measured at fair value on a non-recurring basis and the valuation methods used are as follows:
	(Amounts in thousands)
		Level 1		Level 2			Level 3		Total
	Assets at September 30, 2013
	Other foreclosed assets held for resale:
	Commercial real estate	$	0	$	0		$	480	$	480
	Total foreclosed assets held for resale	$	0	$	0		$	480	$	480
	(Amounts in thousands)
		Level 1		Level 2			Level 3		Total
	Assets at December 31, 2012
	Other foreclosed assets held for resale:
	Commercial real estate	$	0	$	0		$	95	$	95
	Residential real estate		0		0			373		373
	Total foreclosed assets held for resale	$	0	$	0		$	468	$	468
Schedule of Additional Quantitative Information	'
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Bank has utilized Level 3 inputs to determine the fair value:
	(Amounts in thousands)
		Quantitative Information about Level 3 Fair Value Measurements
		Fair Value
	Assets at September 30, 2013	Estimate		Valuation Technique		Unobservable Input	Range
	Impaired loans	$	3,801	Appraisal of collateral1,3		Appraisal adjustments2		10% - 35%
	Other foreclosed assets held for sale		480	Appraisal of collateral1,3		Appraisal adjustments2		10% - 35%
	1Fair value is generally determined through independent appraisals of the underlying collateral, as defined by Bank regulators.
	2Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The typical range of appraisal adjustments are presented as a percent of the appraisal value.
	3Includes qualitative adjustments by management and estimated liquidation expenses.
Schedule of Carrying Values and Estimated Fair Values of Financial Instruments	'
	Fair Value of Financial Instruments
	(Amounts in thousands)
		Carrying		Fair Value Measurements at September 30, 2013
		Amount		Level 1			Level 2		Level 3		Total
	FINANCIAL ASSETS:
	Cash and due from banks	$	8,331	$	8,331		$	0	$	0	$	8,331
	Short-term investments		1,358		1,358			0		0		1,358
	Investment securities - available-for-sale		318,755		2,384			316,371		0		318,755
	Investment securities - held-to-maturity		1,546		0			1,560		0		1,560
	Net loans		439,652		0			0		446,995		446,995
	Mortgage servicing rights		522		0			0		522		522
	Accrued interest receivable		3,868		3,868			0		0		3,868
	Cash surrender value of bank owned life insurance		20,387		20,387			0		0		20,387
	FINANCIAL LIABILITIES:
	Deposits		666,083		416,925			0		250,093		667,018
	Short-term borrowings		24,553		24,553			0		0		24,553
	Long-term borrowings		47,453		0			0		48,163		48,163
	Accrued interest payable		431		431			0		0		431
	OFF-BALANCE SHEET FINANCIAL  INSTRUMENTS:
	Commitments to extend credit											61,266
	Financial standby letters of credit											418
	Performance standby letters of credit											3,979
	(Amounts in thousands)
		Carrying		Fair Value Measurements at December 31, 2012
		Amount		Level 1			Level 2		Level 3		Total
	FINANCIAL ASSETS:
	Cash and due from banks	$	10,038	$	10,038		$	0	$	0	$	10,038
	Short-term investments		10,882		10,882			0		0		10,882
	Investment securities - available-for-sale		301,195		1,977			299,218		0		301,195
	Investment securities - held-to-maturity		2,561		0			2,599		0		2,599
	Net loans		427,124		0			0		423,873		423,873
	Mortgage servicing rights		478		0			0		478		478
	Accrued interest receivable		4,060		4,060			0		0		4,060
	Cash surrender value of bank owned life insurance		19,869		19,869			0		0		19,869
	FINANCIAL LIABILITIES:
	Deposits		608,834		361,071			0		250,618		611,689
	Short-term borrowings		55,069		55,069			0		0		55,069
	Long-term borrowings		44,520		0			0		47,696		47,696
	Accrued interest payable		528		528			0		0		528
	OFF-BALANCE SHEET FINANCIAL  INSTRUMENTS:
	Commitments to extend credit											63,653
	Financial standby letters of credit											720
	Performance standby letters of credit											3,714

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	9 Months Ended			3 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Mar. 31, 2008	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2013
				Pocono Community Bank [Member]	Federal Home Loan Bank of Pittsburgh [Member]	Federal Home Loan Bank of Pittsburgh [Member]	Atlantic Central Bankers Bank [Member]	Atlantic Central Bankers Bank [Member]	Full Service Offices [Member]	Automated Teller Machines [Member]
									stores	stores
Significant Accounting Policies [Line Items]	'	'	'	'	'	'	'	'	'	'
Number of stores	'	'	'	'	'	'	'	'	17	19
Restricted securities at cost - available-for-sale	$3,480	'	$4,883	'	$3,445	$4,848	$35	$35	'	'
Periods loan payments should be in arrears before loans are considered past-due	'15 days	'	'	'	'	'	'	'	'	'
Periods loan payments should be in arrears before loans are classified as non-accrual	'90 days	'	'	'	'	'	'	'	'	'
Foreclosed assets held for resale	480	'	468	'	'	'	'	'	'	'
Investments in real estate ventures, allocated tax credits	284	277	'	'	'	'	'	'	'	'
Investments in real estate ventures, amortization of the investments	146	138	'	'	'	'	'	'	'	'
Liabilities recorded as a purchase accounting adjustment	'	'	'	152	'	'	'	'	'	'
Number of outstanding options	4,823	'	'	'	'	'	'	'	'	'
Advertising expense	$279	$216	'	'	'	'	'	'	'	'

INVESTMENT_SECURITIES_Schedule

INVESTMENT SECURITIES (Schedule of Amortized Cost, Related Estimated Fair Value and Unrealized Gains and Losses for Investment Securities) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Available-for-Sale Securities	'	'
Amortized Cost	$316,185,000	$282,169,000
Gross Unrealized Gains	7,672,000	19,539,000
Gross Unrealized Losses	-5,102,000	-513,000
Estimated Fair Value	318,755,000	301,195,000
Held-to-Maturity Securities	'	'
Amortized Cost	1,546,000	2,561,000
Gross Unrealized Gains	14,000	38,000
Gross Unrealized Losses	0	0
Estimated Fair Value	1,560,000	2,599,000
Obligations of U.S. Government Corporations and Agencies: Mortgage-backed [Member]	'	'
Available-for-Sale Securities	'	'
Amortized Cost	81,496,000	41,946,000
Gross Unrealized Gains	1,044,000	2,090,000
Gross Unrealized Losses	-1,230,000	-193,000
Estimated Fair Value	81,310,000	43,843,000
Held-to-Maturity Securities	'	'
Amortized Cost	76,000	88,000
Gross Unrealized Gains	3,000	4,000
Gross Unrealized Losses	0	0
Estimated Fair Value	79,000	92,000
Other Obligations of U.S. Government Corporations and Agencies [Member]	'	'
Available-for-Sale Securities	'	'
Amortized Cost	23,494,000	29,076,000
Gross Unrealized Gains	228,000	159,000
Gross Unrealized Losses	-18,000	-203,000
Estimated Fair Value	23,704,000	29,032,000
Held-to-Maturity Securities	'	'
Amortized Cost	1,000,000	2,006,000
Gross Unrealized Gains	10,000	24,000
Gross Unrealized Losses	0	0
Estimated Fair Value	1,010,000	2,030,000
Obligations of State and Political Subdivisions [Member]	'	'
Available-for-Sale Securities	'	'
Amortized Cost	155,574,000	160,829,000
Gross Unrealized Gains	5,100,000	16,163,000
Gross Unrealized Losses	-2,597,000	-39,000
Estimated Fair Value	158,077,000	176,953,000
Held-to-Maturity Securities	'	'
Amortized Cost	470,000	467,000
Gross Unrealized Gains	1,000	10,000
Gross Unrealized Losses	0	0
Estimated Fair Value	471,000	477,000
Corporate Securities [Member]	'	'
Available-for-Sale Securities	'	'
Amortized Cost	50,608,000	43,902,000
Gross Unrealized Gains	449,000	673,000
Gross Unrealized Losses	-1,257,000	-68,000
Estimated Fair Value	49,800,000	44,507,000
Marketable Equity Securities [Member]	'	'
Available-for-Sale Securities	'	'
Amortized Cost	1,533,000	1,533,000
Gross Unrealized Gains	851,000	454,000
Gross Unrealized Losses	0	-10,000
Estimated Fair Value	2,384,000	1,977,000
Restricted Equity Securities [Member]	'	'
Available-for-Sale Securities	'	'
Amortized Cost	3,480,000	4,883,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Estimated Fair Value	$3,480,000	$4,883,000

INVESTMENT_SECURITIES_Narrativ

INVESTMENT SECURITIES (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	investments		investments
INVESTMENT SECURITIES [Abstract]	'	'	'	'	'
Available-for-sale securities pledged as collateral	$195,467,000	'	$195,467,000	'	$165,810,000
Held-to-maturity securities pledged as collateral	1,077,000	'	1,077,000	'	1,094,000
Securities pledged as collateral, liabilities balance secured by the collateral	146,427,000	'	146,427,000	'	94,101,000
Proceeds from sales of investment securities available-for-sale	12,114,000	9,829,000	56,680,000	36,737,000	'
Sale of available-for-sale debt and equity securities, gross gains realized	332,000	477,000	'	'	'
Sale of available-for-sale debt and equity securities, gross losses realized	$68,000	$0	'	'	'
Number of securities in an unrealized position	77	'	77	'	'

INVESTMENT_SECURITIES_Schedule1

INVESTMENT SECURITIES (Schedule of Amortized Cost, Related Estimated Fair Value and Weighted Average Yield of Debt Securities, by Contractual Maturity) (Details) (USD $)	Sep. 30, 2013		Dec. 31, 2012
Schedule of Available for Sale and Held to Maturity Securities [Line Items]	'		'
Average yield calculation, tax-equivalent basis	34.00%		34.00%
Held-To-Maturity:	'		'
Amortized Cost	$1,546,000		$2,561,000
Estimated Fair Value	1,560,000		2,599,000
U.S. Government Agency & Corporation Obligations [Member]	'		'
Available-For-Sale:	'		'
Amortized cost	4,521,000	[1]	0	[1]
Estimated fair value	4,554,000	[1]	0	[1]
Weighted average yield	0.96%	[1]	0.00%	[1]
Amortized cost	3,561,000	[1]	12,120,000	[1]
Estimated fair value	3,593,000	[1]	12,233,000	[1]
Weighted average yield	0.87%	[1]	1.03%	[1]
Amortized cost	11,666,000	[1]	3,677,000	[1]
Estimated fair value	11,854,000	[1]	3,954,000	[1]
Weighted average yield	2.27%	[1]	4.66%	[1]
Amortized cost	85,242,000	[1]	55,225,000	[1]
Estimated fair value	85,013,000	[1]	56,688,000	[1]
Weighted average yield	1.98%	[1]	3.04%	[1]
Amortized cost	104,990,000	[1]	71,022,000	[1]
Estimated fair value	105,014,000	[1]	72,875,000	[1]
Weighted average yield	1.93%	[1]	2.78%	[1]
Held-To-Maturity:	'		'
Amortized cost	0	[1]	1,006,000	[1]
Estimated fair value	0	[1]	1,017,000	[1]
Weighted average yield	0.00%	[1]	1.78%	[1]
Amortized cost	1,076,000	[1]	1,088,000	[1]
Estimated fair value	1,089,000	[1]	1,105,000	[1]
Weighted average yield	0.88%	[1]	0.93%	[1]
Amortized cost	0	[1]	0	[1]
Estimated fair value	0	[1]	0	[1]
Weighted average yield	0.00%	[1]	0.00%	[1]
Amortized cost	0	[1]	0	[1]
Estimated fair value	0	[1]	0	[1]
Weighted average yield	0.00%	[1]	0.00%	[1]
Amortized Cost	1,076,000	[1]	2,094,000	[1]
Estimated Fair Value	1,089,000	[1]	2,122,000	[1]
Weighted average yield	0.88%	[1]	1.34%	[1]
Obligations of State and Political Subdivisions [Member]	'		'
Available-For-Sale:	'		'
Amortized cost	446,000	[2]	200,000	[2]
Estimated fair value	451,000	[2]	201,000	[2]
Weighted average yield	5.83%	[2]	6.83%	[2]
Amortized cost	6,025,000	[2]	3,237,000	[2]
Estimated fair value	6,326,000	[2]	3,452,000	[2]
Weighted average yield	4.39%	[2]	4.65%	[2]
Amortized cost	43,893,000	[2]	10,948,000	[2]
Estimated fair value	43,128,000	[2]	12,279,000	[2]
Weighted average yield	3.52%	[2]	5.52%	[2]
Amortized cost	105,210,000	[2]	146,444,000	[2]
Estimated fair value	108,172,000	[2]	161,021,000	[2]
Weighted average yield	6.11%	[2]	6.30%	[2]
Amortized cost	155,574,000	[2]	160,829,000	[2]
Estimated fair value	158,077,000	[2]	176,953,000	[2]
Weighted average yield	5.31%	[2]	6.21%	[2]
Held-To-Maturity:	'		'
Amortized cost	0	[2]	0	[2]
Estimated fair value	0	[2]	0	[2]
Weighted average yield	0.00%	[2]	0.00%	[2]
Amortized cost	0	[2]	0	[2]
Estimated fair value	0	[2]	0	[2]
Weighted average yield	0.00%	[2]	0.00%	[2]
Amortized cost	0	[2]	0	[2]
Estimated fair value	0	[2]	0	[2]
Weighted average yield	0.00%	[2]	0.00%	[2]
Amortized cost	470,000	[2]	467,000	[2]
Estimated fair value	471,000	[2]	477,000	[2]
Weighted average yield	8.69%	[2]	7.14%	[2]
Amortized Cost	470,000	[2]	467,000	[2]
Estimated Fair Value	471,000	[2]	477,000	[2]
Weighted average yield	8.69%	[2]	7.14%	[2]
Marketable Equity Securities [Member]	'		'
Available-For-Sale:	'		'
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	1,533,000	[3]	1,533,000	[3]
Estimated fair value	2,384,000	[3]	1,977,000	[3]
Weighted average yield	3.85%	[3]	3.93%	[3]
Amortized cost	1,533,000	[3]	1,533,000	[3]
Estimated fair value	2,384,000	[3]	1,977,000	[3]
Weighted average yield	3.85%	[3]	3.93%	[3]
Held-To-Maturity:	'		'
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized Cost	0	[3]	0	[3]
Estimated Fair Value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Restricted Equity Securities [Member]	'		'
Available-For-Sale:	'		'
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	3,480,000	[3]	4,883,000	[3]
Estimated fair value	3,480,000	[3]	4,883,000	[3]
Weighted average yield	0.53%	[3]	0.19%	[3]
Amortized cost	3,480,000	[3]	4,883,000	[3]
Estimated fair value	3,480,000	[3]	4,883,000	[3]
Weighted average yield	0.53%	[3]	0.19%	[3]
Held-To-Maturity:	'		'
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized cost	0	[3]	0	[3]
Estimated fair value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Amortized Cost	0	[3]	0	[3]
Estimated Fair Value	0	[3]	0	[3]
Weighted average yield	0.00%	[3]	0.00%	[3]
Corporate Securities [Member]	'		'
Available-For-Sale:	'		'
Amortized cost	14,056,000		17,150,000
Estimated fair value	14,110,000		17,238,000
Weighted average yield	1.75%		3.09%
Amortized cost	13,074,000		25,261,000
Estimated fair value	13,418,000		25,720,000
Weighted average yield	2.67%		2.28%
Amortized cost	23,478,000		1,491,000
Estimated fair value	22,272,000		1,549,000
Weighted average yield	3.10%		5.76%
Amortized cost	0		0
Estimated fair value	0		0
Weighted average yield	0.00%		0.00%
Amortized cost	50,608,000		43,902,000
Estimated fair value	49,800,000		44,507,000
Weighted average yield	2.62%		2.72%
Held-To-Maturity:	'		'
Amortized cost	0		0
Estimated fair value	0		0
Weighted average yield	0.00%		0.00%
Amortized cost	0		0
Estimated fair value	0		0
Weighted average yield	0.00%		0.00%
Amortized cost	0		0
Estimated fair value	0		0
Weighted average yield	0.00%		0.00%
Amortized cost	0		0
Estimated fair value	0		0
Weighted average yield	0.00%		0.00%
Amortized Cost	0		0
Estimated Fair Value	$0		$0
Weighted average yield	0.00%		0.00%
[1]	Mortgage-backed securities are allocated for maturity reporting at their original maturity date.
[2]	Average yields on tax-exempt obligations of state and political subdivisions have been computed on a tax-equivalent basis using a 34% tax rate.
[3]	Marketable equity securities and restricted equity securities are not considered to have defined maturities and are included in the after ten year category.

INVESTMENT_SECURITIES_Schedule2

INVESTMENT SECURITIES (Schedule of Investment Securities Which Have Been in Continuous Unrealized Loss Position for Less Than 12 Months or More Than 12 Months) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Less Than 12 Months	'	'
Fair Value	$111,604,000	$26,580,000
Unrealized Loss	4,917,000	468,000
12 Months or More	'	'
Fair Value	3,967,000	1,818,000
Unrealized Loss	185,000	45,000
Total	'	'
Fair Value	115,571,000	28,398,000
Unrealized Loss	5,102,000	513,000
U.S. Government Agency & Corporation Obligations [Member]	'	'
Less Than 12 Months	'	'
Fair Value	5,255,000	12,519,000
Unrealized Loss	18,000	203,000
12 Months or More	'	'
Fair Value	0	0
Unrealized Loss	0	0
Total	'	'
Fair Value	5,255,000	12,519,000
Unrealized Loss	18,000	203,000
Obligations of U.S. Government Corporations and Agencies: Mortgage-backed [Member]	'	'
Less Than 12 Months	'	'
Fair Value	37,086,000	10,174,000
Unrealized Loss	1,128,000	193,000
12 Months or More	'	'
Fair Value	3,675,000	0
Unrealized Loss	102,000	0
Total	'	'
Fair Value	40,761,000	10,174,000
Unrealized Loss	1,230,000	193,000
Municipal Bonds [Member]	'	'
Less Than 12 Months	'	'
Fair Value	48,534,000	1,651,000
Unrealized Loss	2,514,000	14,000
12 Months or More	'	'
Fair Value	292,000	338,000
Unrealized Loss	83,000	25,000
Total	'	'
Fair Value	48,826,000	1,989,000
Unrealized Loss	2,597,000	39,000
Corporate Securities [Member]	'	'
Less Than 12 Months	'	'
Fair Value	20,729,000	1,924,000
Unrealized Loss	1,257,000	48,000
12 Months or More	'	'
Fair Value	0	1,480,000
Unrealized Loss	0	20,000
Total	'	'
Fair Value	20,729,000	3,404,000
Unrealized Loss	1,257,000	68,000
Marketable Equity Securities [Member]	'	'
Less Than 12 Months	'	'
Fair Value	0	312,000
Unrealized Loss	0	10,000
12 Months or More	'	'
Fair Value	0	0
Unrealized Loss	0	0
Total	'	'
Fair Value	0	312,000
Unrealized Loss	$0	$10,000

LOANS_Schedule_of_Major_Classi

LOANS (Schedule of Major Classifications of Loans) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
LOANS [Abstract]	'	'
Commercial and Industrial	$26,498	$28,714
Tax-exempt - real estate and other	39,923	29,192
Commercial real estate	221,204	221,338
Residential real estate	151,273	143,002
Real estate mortgages - Held-for-sale	511	4,009
Consumer	5,884	6,473
Gross loans	445,293	432,728
Add (deduct): Unearned discount and	-102	-170
Net deferred loan fees and costs	461	338
Total loans, net of unearned income	$445,652	$432,896

LOANS_Schedule_of_Allowance_fo

LOANS (Schedule of Allowance for Loan Losses) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
LOANS [Abstract]	'	'
Balance at beginning of period	$5,772	$5,929
Provision charged to operations	733	1,600
Loans charged off	-538	-1,832
Recoveries	33	75
Balance at end of period	$6,000	$5,772

LOANS_Narrative_Details

LOANS (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	contracts	contracts	contracts	contracts
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Gross loans	$445,293,000	'	$445,293,000	'	$432,728,000
Number of Contracts	3	0	12	0	'
Restructured loans	4,128,000	0	4,128,000	0	0
Pre-modification outstanding balance	806,000	0	4,445,000	0	'
TDRs included in nonperforming loans	'	'	1,735,000	'	'
Loans classified as TDRs on non-accrual status, total allocated allowance	0	'	0	'	'
Total impaired (including non-accrual TDRs)	3,801,000	'	3,801,000	'	2,363,000
With an allowance recorded	192,000	'	192,000	'	223,000
Impaired loans, average recorded balance	'	'	4,885,000	'	3,645,000
Loans past-due 90 days or more and still accruing	$0	'	$0	'	$952,000
Interest Rate Modification [Member]	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Number of Contracts	1	0	3	0	'
Payment Modification [Member]	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Number of Contracts	1	0	7	0	'

LOANS_Schedule_of_Credit_Quali

LOANS (Schedule of Credit Quality Indicators by Loan Segment) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	$445,293,000	$432,728,000
Add (deduct): Unearned discount and	-102,000	-170,000
Net deferred loan fees and costs	461,000	338,000
Total loans, net of unearned income	445,652,000	432,896,000
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Add (deduct): Unearned discount and	0	0
Net deferred loan fees and costs	140,000	116,000
Total loans, net of unearned income	62,249,000	54,186,000
Commercial Real Estate Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Add (deduct): Unearned discount and	0	0
Net deferred loan fees and costs	3,000	-2,000
Total loans, net of unearned income	5,013,000	4,385,000
Commercial Real Estate Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Add (deduct): Unearned discount and	0	0
Net deferred loan fees and costs	-33,000	-15,000
Total loans, net of unearned income	220,473,000	220,771,000
Residential Real Estate Including Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Add (deduct): Unearned discount and	0	0
Net deferred loan fees and costs	261,000	156,000
Total loans, net of unearned income	152,045,000	147,168,000
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Add (deduct): Unearned discount and	-102,000	-170,000
Net deferred loan fees and costs	90,000	83,000
Total loans, net of unearned income	5,872,000	6,386,000
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	436,742,000	424,244,000
Pass [Member] | Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	61,574,000	53,154,000
Pass [Member] | Commercial Real Estate Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	5,010,000	4,387,000
Pass [Member] | Commercial Real Estate Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	214,071,000	214,545,000
Pass [Member] | Residential Real Estate Including Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	150,206,000	145,700,000
Pass [Member] | Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	5,881,000	6,458,000
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	3,156,000	2,884,000
Special Mention [Member] | Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	511,000	617,000
Special Mention [Member] | Commercial Real Estate Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	0	0
Special Mention [Member] | Commercial Real Estate Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	2,355,000	2,129,000
Special Mention [Member] | Residential Real Estate Including Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	287,000	136,000
Special Mention [Member] | Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	3,000	2,000
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	5,395,000	5,600,000
Substandard [Member] | Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	24,000	299,000
Substandard [Member] | Commercial Real Estate Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	0	0
Substandard [Member] | Commercial Real Estate Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	4,080,000	4,112,000
Substandard [Member] | Residential Real Estate Including Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	1,291,000	1,176,000
Substandard [Member] | Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	0	13,000
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	0	0
Doubtful [Member] | Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	0	0
Doubtful [Member] | Commercial Real Estate Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	0	0
Doubtful [Member] | Commercial Real Estate Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	0	0
Doubtful [Member] | Residential Real Estate Including Home Equity [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	0	0
Doubtful [Member] | Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Gross loans	$0	$0

LOANS_Schedule_of_Allowance_fo1

LOANS (Schedule of Allowance for Loan Losses by Loan Segment) (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Allowance for Loan Losses:	'	'
Balance at beginning of period	$5,772,000	$5,929,000
Loans charged off	-538,000	-1,832,000
Recoveries	33,000	75,000
Provision charged to operations	733,000	1,600,000
Balance at end of period	6,000,000	5,772,000
Ending balance: individually evaluated for impairment	192,000	223,000
Ending balance: collectively evaluated for impairment	5,808,000	5,549,000
Total allowance	6,000,000	5,772,000
Financing Receivables:	'	'
Ending Balance	445,652,000	432,896,000
Ending balance: individually evaluated for impairment	3,801,000	2,363,000
Ending balance: collectively evaluated for impairment	441,851,000	430,533,000
Commercial and Industrial [Member]	'	'
Allowance for Loan Losses:	'	'
Balance at beginning of period	573,000	489,000
Loans charged off	-12,000	-264,000
Recoveries	19,000	23,000
Provision charged to operations	217,000	325,000
Balance at end of period	797,000	573,000
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	797,000	573,000
Total allowance	797,000	573,000
Financing Receivables:	'	'
Ending Balance	62,249,000	54,186,000
Ending balance: individually evaluated for impairment	24,000	248,000
Ending balance: collectively evaluated for impairment	62,225,000	53,938,000
Commercial Real Estate [Member]	'	'
Allowance for Loan Losses:	'	'
Balance at beginning of period	2,837,000	3,507,000
Loans charged off	-175,000	-1,077,000
Recoveries	0	22,000
Provision charged to operations	176,000	385,000
Balance at end of period	2,838,000	2,837,000
Ending balance: individually evaluated for impairment	177,000	111,000
Ending balance: collectively evaluated for impairment	2,661,000	2,726,000
Total allowance	2,838,000	2,837,000
Financing Receivables:	'	'
Ending Balance	225,486,000	225,156,000
Ending balance: individually evaluated for impairment	2,889,000	1,312,000
Ending balance: collectively evaluated for impairment	222,597,000	223,844,000
Residential [Member]	'	'
Allowance for Loan Losses:	'	'
Balance at beginning of period	1,524,000	1,228,000
Loans charged off	-321,000	-404,000
Recoveries	5,000	1,000
Provision charged to operations	355,000	699,000
Balance at end of period	1,563,000	1,524,000
Ending balance: individually evaluated for impairment	15,000	112,000
Ending balance: collectively evaluated for impairment	1,548,000	1,412,000
Total allowance	1,563,000	1,524,000
Financing Receivables:	'	'
Ending Balance	152,045,000	147,168,000
Ending balance: individually evaluated for impairment	888,000	803,000
Ending balance: collectively evaluated for impairment	151,157,000	146,365,000
Consumer [Member]	'	'
Allowance for Loan Losses:	'	'
Balance at beginning of period	80,000	137,000
Loans charged off	-30,000	-87,000
Recoveries	9,000	29,000
Provision charged to operations	15,000	1,000
Balance at end of period	74,000	80,000
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	74,000	80,000
Total allowance	74,000	80,000
Financing Receivables:	'	'
Ending Balance	5,872,000	6,386,000
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	5,872,000	6,386,000
Unallocated [Member]	'	'
Allowance for Loan Losses:	'	'
Balance at beginning of period	758,000	568,000
Loans charged off	0	0
Recoveries	0	0
Provision charged to operations	-30,000	190,000
Balance at end of period	728,000	758,000
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	728,000	758,000
Total allowance	728,000	758,000
Financing Receivables:	'	'
Ending Balance	0	0
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	$0	$0

LOANS_Schedule_of_Balance_of_T

LOANS (Schedule of Balance of TDRs) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Outstanding balance of TDRs	$4,128,000	$0	$0
Nonperforming Financing Receivable [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Outstanding balance of TDRs	1,735,000	'	0
Performing Financing Receivable [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Outstanding balance of TDRs	$2,393,000	$0	$0

LOANS_Schedule_of_Loan_and_Lea

LOANS (Schedule of Loan and Lease Modifications Categorized as Troubled Debt Restructurings) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	contracts	contracts	contracts	contracts
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	3	0	12	0
Pre-Modification Outstanding Recorded Investment	$806,000	$0	$4,445,000	$0
Post-Modification Outstanding Recorded Investment	811,000	0	4,305,000	0
Commercial and Industrial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Pre-Modification Outstanding Recorded Investment	0	0	0	0
Post-Modification Outstanding Recorded Investment	0	0	0	0
Commercial Real Estate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	3	0	12	0
Pre-Modification Outstanding Recorded Investment	806,000	0	4,445,000	0
Post-Modification Outstanding Recorded Investment	811,000	0	4,305,000	0
Residential Real Estate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Pre-Modification Outstanding Recorded Investment	0	0	0	0
Post-Modification Outstanding Recorded Investment	$0	$0	$0	$0

LOANS_Schedule_of_Types_of_Loa

LOANS (Schedule of Types of Loan Modifications) (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	contracts	contracts	contracts	contracts
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	3	0	12	0
Interest Rate Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	0	3	0
Loan Term Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	0	2	0
Payment Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	0	7	0
Commercial and Industrial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Commercial and Industrial [Member] | Interest Rate Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Commercial and Industrial [Member] | Loan Term Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Commercial and Industrial [Member] | Payment Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Commercial Real Estate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	3	0	12	0
Commercial Real Estate [Member] | Interest Rate Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	0	3	0
Commercial Real Estate [Member] | Loan Term Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	0	2	0
Commercial Real Estate [Member] | Payment Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	0	7	0
Residential [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Residential [Member] | Interest Rate Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Residential [Member] | Loan Term Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0
Residential [Member] | Payment Modification [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	0	0	0	0

LOANS_Schedule_of_Gross_Intere

LOANS (Schedule of Gross Interest That Would Have Been Recorded) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
LOANS [Abstract]	'	'
Gross interest due under terms to date	$375	$279
Amount included in income year-to-date	-21	-34
Interest income not recognized to date	$354	$245

LOANS_Schedule_of_Impaired_Loa

LOANS (Schedule of Impaired Loans) (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Recorded Investment	'	'
Total	$3,801,000	$2,363,000
Unpaid Principal Balance	'	'
Total	4,804,000	3,360,000
Related Allowance	'	'
With an allowance recorded	192,000	223,000
Average Recorded Investment	'	'
Total	4,885,000	3,645,000
Interest Income Recognized	'	'
Total	21,000	34,000
Commercial and Industrial [Member]	'	'
Recorded Investment	'	'
With no related allowance recorded	24,000	248,000
With an allowance recorded	0	0
Total	24,000	248,000
Unpaid Principal Balance	'	'
With no related allowance recorded	170,000	547,000
With an allowance recorded	0	0
Total	170,000	547,000
Related Allowance	'	'
With no related allowance recorded	0	0
With an allowance recorded	0	0
Average Recorded Investment	'	'
With no related allowance recorded	175,000	785,000
With an allowance recorded	0	0
Total	175,000	785,000
Interest Income Recognized	'	'
With no related allowance recorded	0	4,000
With an allowance recorded	0	0
Total	0	4,000
Commercial Real Estate [Member]	'	'
Recorded Investment	'	'
With no related allowance recorded	2,510,000	1,108,000
With an allowance recorded	379,000	204,000
Total	2,889,000	1,312,000
Unpaid Principal Balance	'	'
With no related allowance recorded	3,038,000	1,495,000
With an allowance recorded	379,000	322,000
Total	3,417,000	1,817,000
Related Allowance	'	'
With no related allowance recorded	0	0
With an allowance recorded	177,000	111,000
Average Recorded Investment	'	'
With no related allowance recorded	3,102,000	1,529,000
With an allowance recorded	380,000	322,000
Total	3,482,000	1,851,000
Interest Income Recognized	'	'
With no related allowance recorded	16,000	7,000
With an allowance recorded	4,000	0
Total	20,000	7,000
Residential Real Estate [Member]	'	'
Recorded Investment	'	'
With no related allowance recorded	825,000	544,000
With an allowance recorded	63,000	259,000
Total	888,000	803,000
Unpaid Principal Balance	'	'
With no related allowance recorded	1,154,000	737,000
With an allowance recorded	63,000	259,000
Total	1,217,000	996,000
Related Allowance	'	'
With no related allowance recorded	0	0
With an allowance recorded	15,000	112,000
Average Recorded Investment	'	'
With no related allowance recorded	1,163,000	748,000
With an allowance recorded	65,000	261,000
Total	1,228,000	1,009,000
Interest Income Recognized	'	'
With no related allowance recorded	1,000	13,000
With an allowance recorded	0	10,000
Total	$1,000	$23,000

LOANS_Schedule_of_Financing_Re

LOANS (Schedule of Financing Receivables on Non-Accrual Status and Foreclosed Assets) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Total impaired (including non-accrual TDRs)	$3,801,000	$2,363,000	'
Loans past-due 90 days or more and still accruing	0	952,000	'
Foreclosed assets	480,000	468,000	'
Total non-performing assets	4,281,000	3,783,000	'
Outstanding balance of TDRs	4,128,000	0	0
Performing Financing Receivable [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Outstanding balance of TDRs	2,393,000	0	0
Commercial and Industrial [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Total impaired (including non-accrual TDRs)	24,000	248,000	'
Loans past-due 90 days or more and still accruing	0	0	'
Commercial Real Estate [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Total impaired (including non-accrual TDRs)	2,889,000	1,312,000	'
Loans past-due 90 days or more and still accruing	0	952,000	'
Residential Real Estate [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Total impaired (including non-accrual TDRs)	888,000	803,000	'
Loans past-due 90 days or more and still accruing	$0	$0	'

LOANS_Schedule_of_Aging_of_Pas

LOANS (Schedule of Aging of Past Due Loans by Class of Loans) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$3,386,000	$1,886,000
60-89 Days Past Due	285,000	1,325,000
90 Days or Greater Past Due	0	952,000
Total Past Due	3,671,000	4,163,000
Non- Performing Assets	3,801,000	2,363,000
Current	438,180,000	426,370,000
Total loans, net of unearned income	445,652,000	432,896,000
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	212,000	10,000
60-89 Days Past Due	5,000	136,000
90 Days or Greater Past Due	0	0
Total Past Due	217,000	146,000
Non- Performing Assets	24,000	248,000
Current	62,008,000	53,792,000
Total loans, net of unearned income	62,249,000	54,186,000
Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	1,379,000	760,000
60-89 Days Past Due	41,000	605,000
90 Days or Greater Past Due	0	952,000
Total Past Due	1,420,000	2,317,000
Non- Performing Assets	2,889,000	1,312,000
Current	221,177,000	221,527,000
Total loans, net of unearned income	225,486,000	225,156,000
Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	1,713,000	1,060,000
60-89 Days Past Due	239,000	584,000
90 Days or Greater Past Due	0	0
Total Past Due	1,952,000	1,644,000
Non- Performing Assets	888,000	803,000
Current	149,205,000	144,721,000
Total loans, net of unearned income	152,045,000	147,168,000
Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	82,000	56,000
60-89 Days Past Due	0	0
90 Days or Greater Past Due	0	0
Total Past Due	82,000	56,000
Non- Performing Assets	0	0
Current	5,790,000	6,330,000
Total loans, net of unearned income	$5,872,000	$6,386,000

SHORTTERM_BORROWINGS_Details

SHORT-TERM BORROWINGS (Details) (Maximum [Member])	9 Months Ended
	Sep. 30, 2013
Maximum [Member]	'
Short-term Debt [Line Items]	'
Federal funds purchased, securities sold under agreements to repurchase and Federal Home Loan Bank advances, maturity	'30 days

LONGTERM_BORROWINGS_Details

LONG-TERM BORROWINGS (Details) (Pocono Community Bank [Member], USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Pocono Community Bank [Member]	'
Debt Instrument [Line Items]	'
Federal Home Loan Bank ("FHLB") and a capital lease assumed	$811

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	0 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Jul. 26, 2012	Nov. 30, 2012	Sep. 30, 2013
	Property Acquired in Shickshinny, Pennsylvania [Member]	Property Acquired in Dallas, Pennsylvania [Member]	Capital Addition Purchase Commitments [Member]
Long-term Purchase Commitment [Line Items]	'	'	'
Property acquired, acquisition cost	$423	$311	'
Committed amount to build facility	'	'	1,466
Construction cost to build facility	'	'	$792

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND CONCENTRATIONS OF CREDIT RISK (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commitments to Extend Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial Instruments with off-balance sheet credit risk, contract or notional amounts	$61,266	$63,653
Financial Standby Letters of Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial Instruments with off-balance sheet credit risk, contract or notional amounts	418	720
Performance Standby Letters of Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial Instruments with off-balance sheet credit risk, contract or notional amounts	$3,979	$3,714

FAIR_VALUES_OF_FINANCIAL_INSTR2

FAIR VALUES OF FINANCIAL INSTRUMENTS (Schedule of Investments Measured at Fair Value on Recurring Basis) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Available-for-Sale Securities:	'	'
Available-for-sale securities	$318,755,000	$301,195,000
Obligations of U.S. Government Corporations and Agencies: Mortgage-backed [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	81,310,000	43,843,000
Other Obligations of U.S. Government Corporations and Agencies [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	23,704,000	29,032,000
Obligations of State and Political Subdivisions [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	158,077,000	176,953,000
Corporate Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	49,800,000	44,507,000
Marketable Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	2,384,000	1,977,000
Restricted Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	3,480,000	4,883,000
Level 1 [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	2,384,000	1,977,000
Level 2 [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	316,371,000	299,218,000
Level 3 [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	318,755,000	301,195,000
Fair Value, Measurements, Recurring [Member] | Obligations of U.S. Government Corporations and Agencies: Mortgage-backed [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	81,310,000	43,843,000
Fair Value, Measurements, Recurring [Member] | Other Obligations of U.S. Government Corporations and Agencies [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	23,704,000	29,032,000
Fair Value, Measurements, Recurring [Member] | Obligations of State and Political Subdivisions [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	158,077,000	176,953,000
Fair Value, Measurements, Recurring [Member] | Corporate Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	49,800,000	44,507,000
Fair Value, Measurements, Recurring [Member] | Marketable Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	2,384,000	1,977,000
Fair Value, Measurements, Recurring [Member] | Restricted Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	3,480,000	4,883,000
Fair Value, Measurements, Recurring [Member] | Level 1 [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	2,384,000	1,977,000
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Obligations of U.S. Government Corporations and Agencies: Mortgage-backed [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Other Obligations of U.S. Government Corporations and Agencies [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Obligations of State and Political Subdivisions [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Corporate Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Marketable Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	2,384,000	1,977,000
Fair Value, Measurements, Recurring [Member] | Level 1 [Member] | Restricted Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 2 [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	316,371,000	299,218,000
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Obligations of U.S. Government Corporations and Agencies: Mortgage-backed [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	81,310,000	43,843,000
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Other Obligations of U.S. Government Corporations and Agencies [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	23,704,000	29,032,000
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Obligations of State and Political Subdivisions [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	158,077,000	176,953,000
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Corporate Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	49,800,000	44,507,000
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Marketable Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 2 [Member] | Restricted Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	3,480,000	4,883,000
Fair Value, Measurements, Recurring [Member] | Level 3 [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Obligations of U.S. Government Corporations and Agencies: Mortgage-backed [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Other Obligations of U.S. Government Corporations and Agencies [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Obligations of State and Political Subdivisions [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Corporate Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Marketable Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	0	0
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | Restricted Equity Securities [Member]	'	'
Available-for-Sale Securities:	'	'
Available-for-sale securities	$0	$0

FAIR_VALUES_OF_FINANCIAL_INSTR3

FAIR VALUES OF FINANCIAL INSTRUMENTS (Schedule of Assets Measured at Fair Value on Non-Recurring Basis) (Details) (Fair Value, Measurements, Nonrecurring [Member], USD $)	Sep. 30, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$3,801,000	$2,363,000
Other foreclosed assets held for resale	480,000	468,000
Commercial and Industrial [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	24,000	248,000
Commercial Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	2,889,000	1,312,000
Other foreclosed assets held for resale	480,000	95,000
Residential [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	888,000	803,000
Other foreclosed assets held for resale	'	373,000
Level 1 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other foreclosed assets held for resale	0	0
Level 1 [Member] | Commercial and Industrial [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Level 1 [Member] | Commercial Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other foreclosed assets held for resale	0	0
Level 1 [Member] | Residential [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other foreclosed assets held for resale	'	0
Level 2 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other foreclosed assets held for resale	0	0
Level 2 [Member] | Commercial and Industrial [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Level 2 [Member] | Commercial Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other foreclosed assets held for resale	0	0
Level 2 [Member] | Residential [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	0	0
Other foreclosed assets held for resale	'	0
Level 3 [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	3,801,000	2,363,000
Other foreclosed assets held for resale	480,000	468,000
Level 3 [Member] | Commercial and Industrial [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	24,000	248,000
Level 3 [Member] | Commercial Real Estate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	2,889,000	1,312,000
Other foreclosed assets held for resale	480,000	95,000
Level 3 [Member] | Residential [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	888,000	803,000
Other foreclosed assets held for resale	'	$373,000

FAIR_VALUES_OF_FINANCIAL_INSTR4

FAIR VALUES OF FINANCIAL INSTRUMENTS (Schedule of Additional Quantitative Information) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Impaired Loans Receivable [Member] | Level 3 [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Estimate	$3,801
Valuation Technique	'Appraisal of collateral	[1],[2]
Impaired Loans Receivable [Member] | Minimum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Appraisal adjustment	10.00%	[3]
Impaired Loans Receivable [Member] | Maximum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Appraisal adjustment	35.00%	[3]
Foreclosed Assets Held for Sale [Member] | Level 3 [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair Value Estimate	$480
Valuation Technique	'Appraisal of collateral	[1],[2]
Foreclosed Assets Held for Sale [Member] | Minimum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Appraisal adjustment	10.00%	[3]
Foreclosed Assets Held for Sale [Member] | Maximum [Member]	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Appraisal adjustment	35.00%	[3]
[1]	Fair value is generally determined through independent appraisals of the underlying collateral, as defined by Bank regulators.
[2]	Includes qualitative adjustments by management and estimated liquidation expenses.
[3]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The typical range of appraisal adjustments are presented as a percent of the appraisal value.

FAIR_VALUES_OF_FINANCIAL_INSTR5

FAIR VALUES OF FINANCIAL INSTRUMENTS (Narrative) (Details) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Minimum [Member]	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Minimum impaired loan balance that requires an appraisal to be obtained and reviewed annually for impaired loan valuation procedure	$250
Maximum [Member]	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'
Maximum impaired loan balance for which the bank completes a Certificate of Inspection	$250

FAIR_VALUES_OF_FINANCIAL_INSTR6

FAIR VALUES OF FINANCIAL INSTRUMENTS (Schedule of Carrying Values and Estimated Fair Values of Financial Instruments) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
FINANCIAL ASSETS:	'	'
Investment securities - available-for-sale	$318,755,000	$301,195,000
Investment securities - held-to-maturity	1,560,000	2,599,000
Net loans	446,995,000	423,873,000
Mortgage servicing rights	522,000	478,000
Accrued interest receivable	3,868,000	4,060,000
Cash surrender value of bank owned life insurance	20,387,000	19,869,000
FINANCIAL LIABILITIES:	'	'
Deposits	667,018,000	611,689,000
Short-term borrowings	24,553,000	55,069,000
Long-term borrowings	48,163,000	47,696,000
Accrued interest payable	431,000	528,000
Carrying Amount [Member]	'	'
FINANCIAL ASSETS:	'	'
Investment securities - available-for-sale	318,755,000	301,195,000
Investment securities - held-to-maturity	1,546,000	2,561,000
Net loans	439,652,000	427,124,000
Mortgage servicing rights	522,000	478,000
Accrued interest receivable	3,868,000	4,060,000
Cash surrender value of bank owned life insurance	20,387,000	19,869,000
FINANCIAL LIABILITIES:	'	'
Deposits	666,083,000	608,834,000
Short-term borrowings	24,553,000	55,069,000
Long-term borrowings	47,453,000	44,520,000
Accrued interest payable	431,000	528,000
Carrying Amount [Member] | Cash and Due From Banks [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	8,331,000	10,038,000
Carrying Amount [Member] | Short-Term Investments [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	1,358,000	10,882,000
Cash and Due From Banks [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	8,331,000	10,038,000
Short-Term Investments [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	1,358,000	10,882,000
Commitments to Extend Credit [Member]	'	'
FINANCIAL LIABILITIES:	'	'
OFF-BALANCE SHEET FINANCIAL INSTRUMENTS	61,266,000	63,653,000
Financial Standby Letters of Credit [Member]	'	'
FINANCIAL LIABILITIES:	'	'
OFF-BALANCE SHEET FINANCIAL INSTRUMENTS	418,000	720,000
Performance Standby Letters of Credit [Member]	'	'
FINANCIAL LIABILITIES:	'	'
OFF-BALANCE SHEET FINANCIAL INSTRUMENTS	3,979,000	3,714,000
Level 1 [Member]	'	'
FINANCIAL ASSETS:	'	'
Investment securities - available-for-sale	2,384,000	1,977,000
Investment securities - held-to-maturity	0	0
Net loans	0	0
Mortgage servicing rights	0	0
Accrued interest receivable	3,868,000	4,060,000
Cash surrender value of bank owned life insurance	20,387,000	19,869,000
FINANCIAL LIABILITIES:	'	'
Deposits	416,925,000	361,071,000
Short-term borrowings	24,553,000	55,069,000
Long-term borrowings	0	0
Accrued interest payable	431,000	528,000
Level 1 [Member] | Cash and Due From Banks [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	8,331,000	10,038,000
Level 1 [Member] | Short-Term Investments [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	1,358,000	10,882,000
Level 2 [Member]	'	'
FINANCIAL ASSETS:	'	'
Investment securities - available-for-sale	316,371,000	299,218,000
Investment securities - held-to-maturity	1,560,000	2,599,000
Net loans	0	0
Mortgage servicing rights	0	0
Accrued interest receivable	0	0
Cash surrender value of bank owned life insurance	0	0
FINANCIAL LIABILITIES:	'	'
Deposits	0	0
Short-term borrowings	0	0
Long-term borrowings	0	0
Accrued interest payable	0	0
Level 2 [Member] | Cash and Due From Banks [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	0	0
Level 2 [Member] | Short-Term Investments [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	0	0
Level 3 [Member]	'	'
FINANCIAL ASSETS:	'	'
Investment securities - available-for-sale	0	0
Investment securities - held-to-maturity	0	0
Net loans	446,995,000	423,873,000
Mortgage servicing rights	522,000	478,000
Accrued interest receivable	0	0
Cash surrender value of bank owned life insurance	0	0
FINANCIAL LIABILITIES:	'	'
Deposits	250,093,000	250,618,000
Short-term borrowings	0	0
Long-term borrowings	48,163,000	47,696,000
Accrued interest payable	0	0
Level 3 [Member] | Cash and Due From Banks [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	0	0
Level 3 [Member] | Short-Term Investments [Member]	'	'
FINANCIAL ASSETS:	'	'
Cash and cash equivalents	$0	$0