Citizens Financial Services (CZFS) 10-K 6 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Jun. 30, 2013	Feb. 28, 2013
Document and Entity Information [Abstract]	'	'	'
Entity Registrant Name	'CITIZENS FINANCIAL SERVICES INC	'	'
Entity Central Index Key	'0000739421	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Accelerated Filer	'	'
Entity Public Float	'	$132,608,894	'
Entity Common Stock, Shares Outstanding	'	'	2,893,595
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'

Consolidated_Balance_Sheet

Consolidated Balance Sheet (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Cash and cash equivalents:	'	'
Noninterest-bearing	$8,899	$12,307
Interest-bearing	1,184	14,026
Total cash and cash equivalents	10,083	26,333
Interest bearing time deposits with other banks	2,480	0
Available-for-sale securities	317,301	310,252
Loans held for sale	278	1,458
Loans (net of allowance for loan losses: 2013, $7,098; 2012, $6,784)	533,514	495,679
Premises and equipment	11,105	11,521
Accrued interest receivable	3,728	3,816
Goodwill	10,256	10,256
Bank owned life insurance	14,679	14,177
Other assets	11,510	8,935
TOTAL ASSETS	914,934	882,427
Deposits:	'	'
Noninterest-bearing	85,585	89,494
Interest-bearing	662,731	647,602
Total deposits	748,316	737,096
Borrowed funds	66,932	46,126
Accrued interest payable	895	1,143
Other liabilities	6,735	8,587
TOTAL LIABILITIES	822,878	792,952
STOCKHOLDERS' EQUITY:	'	'
Preferred Stock $1.00 par value; authorized 3,000,000 shares 2013 and 2012; none issued in 2013 or 2012	0	0
Common Stock $1.00 par value; authorized 15,000,000 shares 2013 and 2012; issued 3,305,517 and 3,161,324 shares in 2013 and 2012, respectively	3,306	3,161
Additional paid-in capital	23,562	16,468
Retained earnings	74,325	71,813
Accumulated other comprehensive (loss) income	-1,225	4,631
Treasury stock, at cost: 290,468 and 262,921 shares for 2013 and 2012, respectively	-7,912	-6,598
TOTAL STOCKHOLDERS' EQUITY	92,056	89,475
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$914,934	$882,427

Consolidated_Balance_Sheet_Par

Consolidated Balance Sheet (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
ASSETS:	'	'
Loans, allowance for loan losses	$7,098	$6,784
STOCKHOLDERS' EQUITY:	'	'
Preferred Stock , par value (in dollars per share)	$1	$1
Preferred Stock , authorized (in shares)	3,000,000	3,000,000
Preferred Stock , issued (in shares)	0	0
Common Stock, par value (in dollars per share)	$1	$1
Common Stock, authorized (in shares)	15,000,000	15,000,000
Common Stock, issued (in shares)	3,305,517	3,161,324
Treasury stock, shares (in shares)	290,468	262,921

Consolidated_Statement_of_Inco

Consolidated Statement of Income (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
INTEREST AND DIVIDEND INCOME:	'	'	'
Interest and fees on loans	$28,982,000	$29,770,000	$29,916,000
Interest-bearing deposits with banks	40,000	21,000	81,000
Investment securities:	'	'	'
Taxable	3,721,000	4,521,000	4,575,000
Nontaxable	3,405,000	3,702,000	3,666,000
Dividends	86,000	71,000	55,000
TOTAL INTEREST AND DIVIDEND INCOME	36,234,000	38,085,000	38,293,000
INTEREST EXPENSE:	'	'	'
Deposits	5,107,000	6,113,000	7,944,000
Borrowed funds	1,208,000	1,546,000	1,739,000
TOTAL INTEREST EXPENSE	6,315,000	7,659,000	9,683,000
NET INTEREST INCOME	29,919,000	30,426,000	28,610,000
Provision for loan losses	405,000	420,000	675,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	29,514,000	30,006,000	27,935,000
NON-INTEREST INCOME:	'	'	'
Service charges	4,299,000	4,475,000	4,380,000
Trust	694,000	644,000	665,000
Brokerage and insurance	444,000	392,000	352,000
Investment securities gains, net	441,000	604,000	334,000
Gains on loans sold	443,000	759,000	208,000
Earnings on bank owned life insurance	502,000	507,000	498,000
Other	446,000	456,000	479,000
TOTAL NON-INTEREST INCOME	7,269,000	7,837,000	6,916,000
NON-INTEREST EXPENSES:	'	'	'
Salaries and employee benefits	11,392,000	11,018,000	9,996,000
Occupancy	1,271,000	1,265,000	1,331,000
Furniture and equipment	492,000	411,000	449,000
Professional fees	781,000	891,000	744,000
Federal depository insurance	450,000	468,000	592,000
Pennsylvania shares tax	640,000	602,000	541,000
Other	4,630,000	4,642,000	4,756,000
TOTAL NON-INTEREST EXPENSES	19,656,000	19,297,000	18,409,000
Income before provision for income taxes	17,127,000	18,546,000	16,442,000
Provision for income taxes	3,752,000	4,331,000	3,610,000
NET INCOME	$13,375,000	$14,215,000	$12,832,000
PER COMMON SHARE DATA:	'	'	'
NET INCOME - BASIC (in dollars per share)	$4.42	$4.65	$4.16
NET INCOME - DILUTED (in dollars per share)	$4.42	$4.65	$4.16
CASH DIVIDENDS PER SHARE (in dollars per share)	$1.22	$1.51	$1.09
Number of shares used in computation - basic (in shares)	3,025,315	3,056,078	3,087,221
Number of shares used in computation - diluted (in shares)	3,026,485	3,057,720	3,087,221

Consolidated_Statement_of_Chan

Consolidated Statement of Changes in Comprehensive Income (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statement of Changes in Comprehensive Income [Abstract]	'	'	'
Net income	$13,375,000	$14,215,000	$12,832,000
Securities available for sale	'	'	'
Change in net unrealized gain/loss during the period	-9,955,000	821,000	7,114,000
Income tax expense (benefit)	-3,384,000	278,000	2,419,000
Securities available for sale	-6,571,000	543,000	4,695,000
Reclassification adjustment for gains included in income	-441,000	-604,000	-334,000
Income tax benefit	-150,000	-205,000	-114,000
Reclassification	-291,000	-399,000	-220,000
Change in unrealized loss on interest rate swap	200,000	148,000	61,000
Income tax expense	68,000	50,000	21,000
Interest rate swap	132,000	98,000	40,000
Change in unrecognized pension costs	1,325,000	-848,000	-939,000
Income tax expense (benefit)	451,000	-288,000	-319,000
Pension costs	874,000	-560,000	-620,000
Net other comprehensive income (loss)	-5,856,000	-318,000	3,895,000
Comprehensive income	$7,519,000	$13,897,000	$16,727,000

Consolidated_Statement_of_Chan1

Consolidated Statement of Changes in Stockholders' Equity (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2010	$3,104,000	$14,235,000	$54,932,000	$1,054,000	($4,635,000)	$68,690,000
Balance (in shares) at Dec. 31, 2010	3,104,434	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	12,832,000	'	'	12,832,000
Net other comprehensive loss	'	'	'	3,895,000	'	3,895,000
Stock dividend	29,000	1,023,000	-1,052,000	'	'	0
Stock dividend (in shares)	28,432	'	'	'	'	'
Purchase of treasury stock	'	'	'	'	-851,000	-851,000
Restricted stock and Board of Director awards	'	-159,000	'	'	'	-159,000
Restricted stock vesting	'	209,000	'	'	'	209,000
Cash dividend reinvestment paid from treasury stock	'	5,000	-227,000	'	222,000	0
Cash dividends	'	'	-3,148,000	'	'	-3,148,000
Balance at Dec. 31, 2011	3,133,000	15,313,000	63,337,000	4,949,000	-5,264,000	81,468,000
Balance (in shares) at Dec. 31, 2011	3,132,866	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	14,215,000	'	'	14,215,000
Net other comprehensive loss	'	'	'	-318,000	'	-318,000
Stock dividend	28,000	1,110,000	-1,138,000	'	'	0
Stock dividend (in shares)	28,458	'	'	'	'	'
Purchase of treasury stock	'	'	'	'	-1,348,000	-1,348,000
Restricted stock and Board of Director awards	'	-156,000	'	'	14,000	-142,000
Restricted stock vesting	'	201,000	'	'	'	201,000
Cash dividends	'	'	-4,601,000	'	'	-4,601,000
Balance at Dec. 31, 2012	3,161,000	16,468,000	71,813,000	4,631,000	-6,598,000	89,475,000
Balance (in shares) at Dec. 31, 2012	3,161,324	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Net income	'	'	13,375,000	'	'	13,375,000
Net other comprehensive loss	'	'	'	-5,856,000	'	-5,856,000
Stock dividend	145,000	7,022,000	-7,167,000	'	'	0
Stock dividend (in shares)	144,193	'	'	'	'	'
Purchase of treasury stock	'	'	'	'	-1,483,000	-1,483,000
Restricted stock and Board of Director awards	'	-149,000	'	'	34,000	-115,000
Restricted stock vesting	'	218,000	'	'	'	218,000
Forfeited restricted stock	'	2,000	'	'	-2,000	0
Cash dividend reinvestment paid from treasury stock	'	1,000	-138,000	'	137,000	0
Cash dividends	'	'	-3,558,000	'	'	-3,558,000
Balance at Dec. 31, 2013	$3,306,000	$23,562,000	$74,325,000	($1,225,000)	($7,912,000)	$92,056,000
Balance (in shares) at Dec. 31, 2013	3,305,517	'	'	'	'	'

Consolidated_Statement_of_Chan2

Consolidated Statement of Changes in Stockholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statement of Changes in Stockholders' Equity [Abstract]	'	'	'
Purchase of treasury stock (in shares)	31,092	33,042	24,247
Cash dividends (in dollars per share)	$1.22	$1.51	$1.09

Consolidated_Statement_of_Cash

Consolidated Statement of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash Flows from Operating Activities:	'	'	'
Net income	$13,375,000	$14,215,000	$12,832,000
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Provision for loan losses	405,000	420,000	675,000
Depreciation and amortization	428,000	420,000	469,000
Amortization and accretion on investment securities	2,427,000	2,364,000	1,932,000
Deferred income taxes	670,000	-58,000	98,000
Investment securities gains, net	-441,000	-604,000	-334,000
Earnings on bank owned life insurance	-502,000	-507,000	-498,000
Stock awards	218,000	201,000	209,000
Originations of loans held for sale	-20,239,000	-37,398,000	-9,583,000
Proceeds from sales of loans held for sale	21,862,000	36,699,000	9,791,000
Realized gains on loans sold	-443,000	-759,000	-208,000
Decrease (increase) in accrued interest receivable	88,000	-195,000	-166,000
Decrease in prepaid federal depository insurance	1,010,000	415,000	531,000
Decrease in accrued interest payable	-248,000	-369,000	-267,000
Other, net	-793,000	-33,000	83,000
Net cash provided by operating activities	17,817,000	14,811,000	15,564,000
Available-for-sale securities:	'	'	'
Proceeds from sales of available-for-sale securities	25,461,000	20,619,000	10,264,000
Proceeds from maturity and principal repayments of securities	78,596,000	117,375,000	89,645,000
Purchase of securities	-123,488,000	-130,966,000	-162,247,000
Proceeds from redemption of Regulatory Stock	1,634,000	1,141,000	472,000
Purchase of Regulatory Stock	-1,997,000	-1,405,000	0
Net increase in loans	-38,620,000	-15,230,000	-14,551,000
Purchase of interest bearing time deposits	-2,480,000	0	0
Purchase of premises, equipment and software	-328,000	-438,000	-140,000
Proceeds from sale of premises and equipment	0	0	590,000
Proceeds from sale of foreclosed assets held for sale	285,000	738,000	372,000
Property purchased for future expansion	0	0	-542,000
Net cash used in investing activities	-60,937,000	-8,166,000	-76,137,000
Cash Flows from Financing Activities:	'	'	'
Net increase in deposits	11,220,000	3,103,000	53,282,000
Proceeds from long-term borrowings	0	0	3,018,000
Repayments of long-term borrowings	-20,781,000	-5,590,000	-7,000,000
Net increase (decrease) in short-term borrowed funds	41,587,000	-2,166,000	1,868,000
Purchase of treasury stock	-1,483,000	-1,348,000	-851,000
Purchase of restricted stock	-115,000	-142,000	-159,000
Dividends paid	-3,558,000	-4,601,000	-3,148,000
Net cash provided by (used in) financing activities	26,870,000	-10,744,000	47,010,000
Net decrease in cash and cash equivalents	-16,250,000	-4,099,000	-13,563,000
Cash and Cash Equivalents at Beginning of Year	26,333,000	30,432,000	43,995,000
Cash and Cash Equivalents at End of Year	10,083,000	26,333,000	30,432,000
Supplemental Disclosures of Cash Flow Information:	'	'	'
Interest paid	6,563,000	8,028,000	9,950,000
Income taxes paid	3,245,000	4,345,000	3,215,000
Non-cash activities:	'	'	'
Real estate acquired in settlement of loans	$1,051,000	$374,000	$684,000

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Business and Organization
	Citizens Financial Services, Inc. (individually and collectively, the “Company”), is headquartered in Mansfield, Pennsylvania, and provides a full range of banking and related services through its wholly owned subsidiary, First Citizens Community  Bank (the “Bank”), and its wholly owned subsidiary, First Citizens Insurance Agency, Inc.  During 2012, the Bank converted form a national bank to a Pennsylvania state chartered bank and trust company, which resulted in a name change from First Citizens National Bank. As of December 31, 2013, the Bank operates seventeen full-service banking braches in Potter, Tioga and Bradford counties, Pennsylvania and Allegany County, New York and loan production offices in Clinton and Luzerne Counties in Pennsylvania.  The Bank also provides trust services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, along with a brokerage division that provides a comprehensive menu of investment services.  The Bank serves individual and corporate customers and is subject to competition from other financial institutions and intermediaries with respect to these services.  The Company and Bank are supervised by the Board of Governors of the Federal Reserve System, while the Bank is subject to additional regulation and supervision by the Pennsylvania Department of Banking.
	A summary of significant accounting and reporting policies applied in the presentation of the accompanying financial statements follows:
	Basis of Presentation
	The financial statements are consolidated to include the accounts of the Company and its subsidiary, First Citizens Community Bank, and its subsidiary, First Citizens Insurance Agency, Inc.  These statements have been prepared in accordance with U.S. generally accepted accounting principles.  All significant inter-company accounts and transactions have been eliminated in the consolidated financial statements.
	In preparing the financial statements, management makes estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses for the period.  Actual results could differ significantly from those estimates.  Material estimates that are particularly susceptible to significant change relate to determination of the allowance for loan losses and deferred tax assets and liabilities.
	Operating Segments
	An operating segment is defined as a component of an enterprise that engages in business activities that generates revenue and incurs expense, and the operating results of which are reviewed by the chief operating decision maker in the determination of resource allocation and performance.  While the Company’s chief decision makers monitor the revenue streams of the various Company’s products and services, operations are managed and financial performance is evaluated on a Company-wide basis.  Consistent with our internal reporting, the Company’s business activities are reported as one segment, which is community banking.
	Cash and Cash Equivalents
	Cash equivalents include cash on hand, deposits in banks and interest-earning deposits.  Interest-earning deposits with original maturities of 90 or less are considered cash equivalents. Net cash flows are reported for loan, deposits and short term borrowing transactions.
	Interest bearing time deposits with other banks are not included with cash and cash equivalents as the original maturities were greater than 90 days.
	Investment Securities
	Investment securities at the time of purchase are classified as one of the three following types:
	Held-to-Maturity Securities - Includes securities that the Company has the positive intent and ability to hold to maturity. These securities are reported at amortized cost. The Company had no held-to-maturity securities as of December 31, 2013 and 2012.
	Trading Securities - Includes debt and equity securities bought and held principally for the purpose of selling them in the near term. Such securities are reported at fair value with unrealized holding gains and losses included in earnings. The Company had no trading securities as of December 31, 2013 and 2012.
	Available-for-Sale Securities - Includes debt and equity securities not classified as held-to-maturity or trading securities that will be held for indefinite periods of time. These securities may be sold in response to changes in market interest or prepayment rates, needs for liquidity and changes in the availability of and yield of alternative investments.  Such securities are reported at fair value, with unrealized holding gains and losses excluded from earnings and reported as a separate component of stockholders’ equity, net of estimated income tax effect.
	The amortized cost of investment in debt securities is adjusted for amortization of premiums and accretion of discounts, computed by a method that results in a level yield. Gains and losses on the sale of investment securities are computed on the basis of specific identification of the adjusted cost of each security.
	Securities are periodically reviewed for other-than-temporary impairment. For debt securities, management considers whether the present value of future cash flows expected to be collected are less than the security’s amortized cost basis (the difference defined as the credit loss), the magnitude and duration of the decline, the reasons underlying the decline and the Company’s intent to sell the security or whether it is more likely than not that the Company would be required to sell the security before its anticipated recovery in market value, to determine whether the loss in value is other than temporary. Once a decline in value is determined to be other than temporary, if the Company does not intend to sell the security, and it is more-likely-than-not that it will not be required to sell the security, before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. For equity securities where the fair value has been significantly below cost for one year, the Company’s policy is to recognize an impairment loss unless sufficient evidence is available that the decline is not other than temporary and a recovery period can be predicted. A decline in value that is considered to be other-than-temporary is recorded as a loss within non-interest income in the consolidated statement of income.
	Common stock of the Federal Reserve Bank, Federal Home Loan Bank and correspondent banks represent ownership in institutions which are wholly owned by other financial institutions. These equity securities are accounted for at cost and are classified as other assets.
	The fair value of investments, except certain state and municipal securities, is based on bid prices published in financial newspapers or bid quotations received from securities dealers. The fair value of certain state and municipal securities is not readily available through market sources other than dealer quotations, so fair value is based on quoted market prices of similar instruments, adjusted for differences between the quoted instruments and the instruments being valued.
	Loans
	Interest on all loans is recognized on the accrual basis based upon the principal amount outstanding. The accrual of interest income on loans is discontinued when, in the opinion of management, doubt exists as to the ability to collect such interest. Payments received on non-accrual loans are applied to the outstanding principal balance or recorded as interest income, depending upon our assessment of our ultimate ability to collect principal and interest.  Loans are returned to the accrual status when factors indicating doubtful collectability cease to exist.
	The Company recognizes nonrefundable loan origination fees and certain direct loan origination costs over the life of the related loan as an adjustment of loan yield using the interest method.
	Allowance For Loan Losses
	The allowance for loan losses represents the amount which management estimates is adequate to provide for probable losses inherent in its loan portfolio. The allowance method is used in providing for loan losses. Accordingly, all loan losses are charged to the allowance and all recoveries are credited to it. The allowance for loan losses is established through a provision for loan losses which is charged to operations. The provision is based upon management’s periodic evaluation of individual loans, the overall risk characteristics of the various portfolio segments, past experience with losses, the impact of economic conditions on borrowers, and other relevant factors. The estimates used in determining the adequacy of the allowance for loan losses are particularly susceptible to significant change in the near term.
	Impaired loans are commercial, municipal, agricultural, commercial real estate loans and certain residential mortgages cross collateralized with commercial relationships for which it is probable that the Company will not be able to collect all amounts due according to the contractual terms of the loan agreement. The Company individually evaluates such loans for impairment and does not aggregate loans by major risk classifications. The definition of “impaired loans” is not the same as the definition of “non-accrual loans,” although the two categories overlap. The Company may choose to place a loan on non-accrual status due to payment delinquency or uncertain collectability, while not classifying the loan as impaired if the loan is not a commercial, agricultural, municipal or commercial real estate loan. Factors considered by management in determining impairment include payment status and collateral value. The amount of impairment for these types of impaired loans is determined by the difference between the present value of the expected cash flows related to the loan, using the original interest rate, and its recorded value; or, as a practical expedient in the case of a collateral dependent loan, the difference between the fair value of the collateral and the recorded amount of the loans.
	Mortgage loans on one to four family properties and all consumer loans are large groups of smaller balance homogeneous loans and are measured for impairment collectively. Loans that experience insignificant payment delays, which is defined as 90 days or less, generally are not classified as impaired. Management determines the significance of payment delays on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the borrower’s prior payment record, and the amount of shortfall in relation to the principal and interest owed.
	The Company allocates the allowance based on the factors described below, which conform to the Company’s loan classification policy. In reviewing risk within the Bank’s loan portfolio, management has determined there to be several different risk categories within the loan portfolio. The allowance for loan losses consists of amounts applicable to: (i) residential real estate loans; (ii) commercial and agricultural real estate loans; (iii) construction; (iv) consumer loans; (v) commercial and other loans and (vi) state and political subdivision loans. Factors considered in this process include general loan terms, collateral, and availability of historical data to support the analysis. Historical loss percentages for each risk category are calculated and used as the basis for calculating allowance allocations. Certain qualitative factors are evaluated to determine additional inherent risks in the loan portfolio, which are not necessarily reflected in the historical loss percentages. These factors are then added to the historical allocation percentage to get the adjusted factor to be applied to non classified loans. The following qualitative factors are analyzed:
	·	Level of and trends in delinquencies, impaired/classified loans
	▪	Change in volume and severity of past due loans
	▪	Volume of non-accrual loans
	▪	Volume and severity of classified, adversely or graded loans
	·	Level of and trends in charge-offs and recoveries
	·	Trends in volume, terms and nature of the loan portfolio
	·	Effects of any changes in risk selection and underwriting standards and any other changes in lending and recovery policies, procedures and practices
	·	Changes in the quality of the Bank’s loan review system
	·	Experience, ability and depth of lending management and other relevant staff
	·	National, state, regional and local economic trends and business conditions
	▪	General economic conditions
	▪	Unemployment rates
	▪	Inflation / CPI
	▪	Changes in values of underlying collateral for collateral-dependent loans
	·	Industry conditions including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses.
	·	Existence and effect of any credit concentrations, and changes in the level of such concentrations
	·	Any change in the level of board oversight
	The company also maintains an unallocated allowance to account for any factors or conditions that may cause a potential loss but are not specifically addressed in the process described above. The Company analyzes its loan portfolio each quarter to determine the appropriateness of its allowance for loan losses.
	Loan Charge-off Policies
	Consumer loans are generally fully or partially charged down to the fair value of collateral securing the asset when the loan is 180 days past due for open-end loans or 120 days past due for closed-end loans unless the loan is well secured and in the process of collection. All other loans are generally charged down to the net realizable value when the loan is 90 days past due.
	Troubled Debt Restructurings
	In situations where, for economic or legal reasons related to a borrower's financial difficulties, management may grant a concession for other than an insignificant period of time to the borrower that would not otherwise be considered, the related loan is classified as a Troubled Debt Restructuring (TDR). Management strives to identify borrowers in financial difficulty early and work with them to modify more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases where borrowers are granted new terms that provide for a reduction of either interest or principal, management measures any impairment on the restructuring as noted above for impaired loans. In addition to the allowance for the pooled portfolios, management has developed a separate allowance for loans that are identified as impaired through a TDR. These loans are excluded from pooled loss forecasts and a separate reserve is provided under the accounting guidance for loan impairment.
	Foreclosed Assets Held For Sale
	Foreclosed assets acquired in settlement of loans are carried at fair value less estimated costs to sell. Prior to foreclosure, the value of the underlying loan is written down to fair market value of the real estate or other assets to be acquired by a charge to the allowance for loan losses, if necessary. Any subsequent write-downs are charged against operating expenses. Operating expenses of such properties, net of related income and losses on disposition, are included in other expenses and gains and losses are included in other non-interest income or other non-interest expense.
	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation. Depreciation expense is computed on straight line and accelerated methods over the estimated useful lives of the assets, which range from 3 to 15 years for furniture, fixtures and equipment and 5 to 40 years for building premises. Repair and maintenance expenditures which extend the useful life of an asset are capitalized and other repair expenditures are expensed as incurred.
	When premises or equipment are retired or sold, the remaining cost and accumulated depreciation are removed from the accounts and any gain or loss is credited to income or charged to expense, respectively.
	Intangible Assets
	Intangible assets include core deposit intangibles, which are a measure of the value of consumer demand and savings deposits acquired in business combinations accounted for as purchases. The core deposit intangibles are being amortized from 3 to 5 ½ year life on a straight-line basis depending on the acquisition and are included in other assets. The recoverability of the carrying value of intangible assets is evaluated on an ongoing basis, and permanent declines in value, if any, are charged to expense. As of December 31, 2013 and 2012, these core deposit intangibles were fully amortized. Amortization expense amounted to $15,000 and $17,000 for 2012 and 2011. There was no amortization expense in 2013.
	Goodwill
	The Company utilizes a two-step process for testing the impairment of goodwill on at least an annual basis.  This approach could cause more volatility in the Company’s reported net income because impairment losses, if any, could occur irregularly and in varying amounts.  The Company performs an annual impairment analysis of goodwill.  Based on the fair value of the reporting unit, no impairment of goodwill was recognized in 2013, 2012 or 2011.
	Bank Owned Life Insurance
	The Company has purchased life insurance policies on certain officers, and is the sole beneficiary on those policies.  Bank owned life insurance is recorded at its cash surrender value, or the amount that can be realized.  Increases in the cash surrender value are recognized as other non-interest income.
	Income Taxes
The Company and the Bank file a consolidated federal income tax return.  Deferred tax assets and liabilities are computed based on the difference between the financial statement basis and income tax basis of assets and liabilities using the enacted marginal tax rates.  Deferred income tax expenses or benefits are based on the changes in the net deferred tax asset or liability from period to period.
Employee Benefit Plans
The Company has a noncontributory defined benefit pension plan covering employees hired before January 1, 2007. It is the Company’s policy to fund pension costs on a current basis to the extent deductible under existing tax regulations. Such contributions are intended to provide not only for benefits attributed to service to date, but also for those expected to be earned in the future.
The Company has a defined contribution, 401(k) plan covering eligible employees. The employee may also contribute to the plan on a voluntary basis, up to a maximum percentage allowable not to exceed the limits of Code Sections 401(k).   Under the plan, the Company also makes contributions on behalf of eligible employees, which vest immediately. For employees hired after January 1, 2007, in lieu of the pension plan, an additional annual discretionary 401(k) plan contribution equal to a percentage of an employee’s base compensation.
The Company also has a profit-sharing plan for employees which provide tax-deferred salary savings to plan participants.  The Company has a deferred compensation plan for directors who have elected to defer all or portions of their fees until their retirement or termination from service.
The Company has a restricted stock plan which covers eligible employees and non-employee corporate directors.  Under the plan, awards are granted based upon performance related requirements and are subject to certain vesting criteria.  Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period.
The Company maintains a non-qualified supplemental executive retirement plan (“SERP”) for certain executives to compensate those executive participants in the Company’s noncontributory defined benefit pension plan whose benefits are limited by compensation limitations under current tax law.  The SERP is considered an unfunded plan for tax and ERISA purposes and all obligations arising under the SERP are payable from the general assets of the Company.  Expenses under the SERP are recognized as earned over the expected years of service.
Mortgage Servicing Rights (MSR’s)
The Company originates certain loans for the express purpose of selling such loans in the secondary market.  The Company maintains all servicing rights for these loans.  The loans held for sale are carried at lower of cost or market.  Originated MSR’s are recorded by allocating total costs incurred between the loan and servicing rights based on their relative fair values.  MSR’s are amortized in proportion to the estimated servicing income over the estimated life of the servicing portfolio and measured for impairment.
Derivative Financial Instruments
The Company entered into an interest rate swap derivative to convert floating-rate debt to fixed-rate debt. This derivative matured in 2013 and was not replaced. The Company's interest rate swap agreement involved an agreement to pay a fixed rate and receive a floating rate, at specified intervals, calculated on an agreed-upon notional amount. The Company's objective in entering into this interest rate financial instrument was to mitigate its exposure to significant unplanned fluctuations in earnings caused by volatility in interest rates. As of December 31, 2012, the derivative instrument entered into was designated as a hedge of underlying exposures. The Company did not use this instrument for trading or speculative purposes.  Derivative instruments used by the Company involve, to varying degrees, elements of credit risk, in the event a counter party should default, and market risk, as the instruments are subject to interest rate fluctuations. Credit risk is managed through the use of counterparty diversification and monitoring of counterparty financial condition.
All derivatives are recognized on the balance sheet at their fair value. The derivative entered into by the Company qualified for and was designated as a cash flow hedge. Changes in the fair value of a derivative that is highly effective, and that is designated and qualifies as a cash flow hedge to the extent that the hedge is effective, are recorded in other comprehensive income (loss) until earnings are affected by the variability of cash flows of the hedged transaction (e.g. until periodic settlements of a variable asset or liability are recorded in earnings). Any hedge ineffectiveness (which represents the amount by which the changes in the fair value of the derivative exceed the variability in the cash flows of the forecasted transaction) is recorded in current-period earnings. There was no net gain or loss recognized in earnings related to our derivative instruments during the years ended December 31, 2013, 2012 and 2011.
Comprehensive Income
The Company is required to present comprehensive income in a full set of general purpose financial statements for all periods presented. Other comprehensive income (loss) is comprised of unrealized holding gains (losses) on the available-for-sale securities portfolio, unrecognized pension costs, and unrealized gain (loss) on interest rate swap.
Recent Accounting Pronouncements
In February 2013, the FASB issued ASU 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation is Fixed at the Reporting Date. The ASU requires the measurement of obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date as the sum of the amount the reporting entity agreed to pay on the basis of its arrangement with its co-obligors as well as any additional amount that the entity expects to pay on behalf of its co-obligors. The new standard is effective retrospectively for fiscal years and interim periods within those years, beginning after December 15, 2013, and early adoption is permitted. This ASU is not expected to have a significant impact on the Company’s financial statements.
In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013.  The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.  This ASU is not expected to have a significant impact on the Company’s financial statements.
In January 2014, FASB issued ASU 2014-01, Investments – Equity Method and Join Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. The amendments in this Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit).  The amendments in this Update should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this Update are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014.  Early adoption is permitted. The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial position or results of operations.
In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial position or results of operations.
Treasury Stock
The purchase of the Company’s common stock is recorded at cost.  At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on a last-in-first-out basis.
Cash Flows
The Company utilizes the net reporting of cash receipts and cash payments for deposit, short-term borrowing and lending activities.  The Company considers amounts due from banks and interest-bearing deposits in banks as cash equivalents.
Trust Assets and Income
Assets held by the Company in a fiduciary or agency capacity for its customers are not included in the consolidated financial statements since such items are not assets of the Company.  In accordance with industry practice, fees are recorded on the cash basis and approximate the fees which would have been recognized on the accrual basis.
Earnings Per Share
The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.
	2013	2012	2011
Basic earnings per share computation:
Net income applicable to common stock	$13,375,000	$14,215,000	$12,832,000
Weighted average common shares outstanding	3,025,315	3,056,078	3,087,221
Earnings per share – basic	$4.42	$4.65	$4.16
Diluted earnings per share computation:
Net income applicable to common stock	$13,375,000	$14,215,000	$12,832,000
Weighted average common shares outstanding for basic earnings per share	3,025,315	3,056,078	3,087,221
Add: Dilutive effects of restricted stock	1,170	1,642	-
Weighted average common shares outstanding for dilutive earnings per share	3,026,485	3,057,720	3,087,221
Earnings per share – dilutive	$4.42	$4.65	$4.16
Nonvested shares of restricted stock totaling, 2,555, 2,621 and 9,921 were outstanding during 2013, 2012 and 2011, respectively, but were not included in the computation of diluted earnings per common share because to do so would be anti-dilutive. These anti-dilutive shares had prices ranging from $34.70-$44.50, $26.80-$37.35 and $18.50-$37.35 for 2013, 2012 and 2011, respectively.
Reclassification
Certain of the prior year amounts have been reclassified to conform to the current year presentation. Such reclassifications had no effect on net income or stockholders’ equity.

RESTRICTIONS_ON_CASH_AND_DUE_F

RESTRICTIONS ON CASH AND DUE FROM BANKS	12 Months Ended
	Dec. 31, 2013
RESTRICTIONS ON CASH AND DUE FROM BANKS [Abstract]	'
RESTRICTIONS ON CASH AND DUE FROM BANKS	'
	2. RESTRICTIONS ON CASH AND DUE FROM BANKS
	The Bank is required to maintain reserves, in the form of cash balances with the Federal Reserve Bank, against its deposit liabilities.  The amount of such reserves was $1,447,000 and $1,468,000 at December 31, 2013 and 2012, respectively.
	Non-retirement account deposits with one financial institution are insured up to $250,000. At times, the Company maintains cash and cash equivalents with other financial institutions in excess of the insured amount.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Dec. 31, 2013
INVESTMENT SECURITIES [Abstract]	'
INVESTMENT SECURITIES	'
	3. INVESTMENT SECURITIES
	The amortized cost and fair value of investment securities at December 31, 2013 and 2012 were as follows (in thousands):
			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
	2013	Cost	Gains	Losses	Value
	Available-for-sale securities:
	U.S. agency securities	$   153,896	$             702	$      (2,409)	$        152,189
	U.S. Treasuries	11,856	-	(547)	11,309
	Obligations of state and
	political subdivisions	94,113	2,146	(1,254)	95,005
	Corporate obligations	16,651	341	(190)	16,802
	Mortgage-backed securities in
	government sponsored entities	40,405	566	(300)	40,671
	Equity securities in financial institutions	542	783	-	1,325
	Total available-for-sale securities	$   317,463	$          4,538	$      (4,700)	$        317,301
	2012
	Available-for-sale securities:
	U.S. agency securities	$   125,125	$          2,150	$           (41)	$        127,234
	U.S. Treasuries	4,922	25	-	4,947
	Obligations of state and
	political subdivisions	95,288	5,721	(134)	100,875
	Corporate obligations	21,699	452	(42)	22,109
	Mortgage-backed securities in
	government sponsored entities	52,072	1,728	(127)	53,673
	Equity securities in financial institutions	912	502	-	1,414
	Total available-for-sale securities	$   300,018	$        10,578	$         (344)	$        310,252
	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time, that the individual securities have been in a continuous unrealized loss position, at December 31, 2013 and 2012 (in thousands).  As of December 31, 2013, the Company owned 98 securities whose fair value was less than their cost basis.
			Less than Twelve Months		Twelve Months or Greater		Total
				Gross		Gross		Gross
			Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	2013		Value	Losses	Value	Losses	Value	Losses
	U.S. agency securities		$         98,356	$        (2,212)	$          2,825	$            (197)	$      101,181	$       (2,409)
	U.S. Treasuries		11,309	(547)	-	-	11,309	(547)
	Obligations of states and
	political subdivisions		24,201	(865)	6,491	(389)	30,692	(1,254)
	Corporate obligations		6,103	(124)	2,251	(66)	8,354	(190)
	Mortgage-backed securities in
	government sponsored entities		23,920	(266)	1,164	(34)	25,084	(300)
	Total securities		$       163,889	$        (4,014)	$        12,731	$            (686)	$      176,620	$       (4,700)
	2012
	U.S. agency securities		$           6,016	$             (41)	$                 -	$                  -	$          6,016	$            (41)
	Obligations of states and
	political subdivisions		7,981	(134)	-	-	7,981	(134)
	Corporate obligations		10,972	(42)	-	-	10,972	(42)
	Mortgage-backed securities in
	government sponsored entities		8,651	(127)	-	-	8,651	(127)
	Total securities		$         33,620	$           (344)	$                 -	$                  -	$        33,620	$          (344)
	As of December 31, 2013, the Company’s investment securities portfolio contains unrealized losses on agency securities issued or backed by the full faith and credit of the United States government or are generally viewed as having the implied guarantee of the U.S. government, U.S treasury notes, obligations of states and political subdivisions, corporate obligations and mortgage backed securities in government sponsored entities. For fixed maturity investments management considers whether the present value of cash flows expected to be collected are less than the security’s amortized cost basis (the difference defined as the credit loss), the magnitude and duration of the decline, the reasons underlying the decline and the Company’s intent to sell the security or whether it is more likely than not that the Company would be required to sell the security before its anticipated recovery in market value, to determine whether the loss in value is other than temporary. Once a decline in value is determined to be other than temporary, if the Company does not intend to sell the security, and it is more-likely-than-not that it will not be required to sell the security, before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. For equity securities where the fair value has been significantly below cost for one year, the Company’s policy is to recognize an impairment loss unless sufficient evidence is available that the decline is not other than temporary and a recovery period can be predicted.  As of December 31, 2013 and 2012, the Company has concluded that any impairment of its investment securities portfolio outlined in the above table is not other than temporary and is the result of interest rate changes, sector credit rating changes, or company-specific rating changes that are not expected to result in the non-collection of principal and interest during the period. During 2011, an impairment loss was determined to be other than temporary for an equity security in a financial institution. As a result a $54,000 loss was recognized on the Consolidated Statement of Income.
	Proceeds from sales of securities available-for-sale during 2013, 2012, and 2011 were $25,461,000, $20,619,000 and $10,264,000, respectively. The gross gains realized during 2013 consisted of realized gains of $86,000, $356,000, $296,000, $87,000 and $2,000 from the sale of seven agency securities, nine mortgage backed securities, portions of three equity securities, four municipal securities and one corporate security, respectively. The gross losses incurred during 2013 were made up of realized losses of $246,000 and $140,000 from the sale of a corporate security and two mortgage backed securities, respectively. The gross gains realized during 2012 consisted of realized gains of $50,000, $392,000, $58,000, $95,000 and $9,000 from the sale of four agency securities, twelve mortgage backed securities, portions of an equity security, two U.S. Treasuries and one municipal security, respectively. There were no losses incurred during 2012. The gross gains realized during 2011 consisted of realized gains of $115,000, $254,000, $68,000 and $24,000 from the sale of three agency securities, thirteen mortgage backed securities, portions of two equity securities and one municipal security, respectively. The gross losses incurred during 2011 were made up of realized losses of $4,000, $6,000, and $63,000 from the sale of an equity security, one mortgage backed security, and three municipal securities and an impairment charge related to an equity security in a financial institution in the amount of $54,000. Gross gains and gross losses were realized as follows (in thousands):
		2013	2012	2011
	Gross gains	$          827	$           604	$              461
	Gross losses	386	-	127
	Net gains	$          441	$           604	$              334
	Investment securities with an approximate carrying value of $194,659,000 and $193,332,000 at December 31, 2013 and 2012, respectively, were pledged to secure public funds and certain other deposits as provided by law and certain borrowing arrangements of the Company.
	Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.   The amortized cost and fair value of debt securities at December 31, 2013, by contractual maturity, are shown below (in thousands):
		Amortized
		Cost	Fair Value
	Available-for-sale securities:
	Due in one year or less	$     13,040	$                   13,156
	Due after one year through five years	102,983	102,959
	Due after five years through ten years	88,629	87,077
	Due after ten years	112,269	112,784
	Total	$   316,921	$                 315,976

LOANS_AND_RELATED_ALLOWANCE_FO

LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Dec. 31, 2013
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES [Abstract]	'
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES	'
	4. LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES
	The Company grants commercial, industrial, agricultural, residential, and consumer loans primarily to customers throughout North central Pennsylvania and Southern New York.  Although the Company has a diversified loan portfolio at December 31, 2013 and 2012, a substantial portion of its debtors’ ability to honor their contracts is dependent on the economic conditions within these regions. The following table summarizes the primary segments of the loan portfolio, as well as how those segments are analyzed within the allowance for loan losses as of December 31, 2013 and 2012 (in thousands):
	2013		Total Loans		Individually			Collectively
					evaluated for			evaluated for
					impairment			impairment
	Real estate loans:
	Residential		$	187,101	$	342		$	186,759
	Commercial and agricultural			215,088		8,310			206,778
	Construction			8,937		-			8,937
	Consumer			9,563		15			9,548
	Other commercial and agricultural loans			54,029		1,733			52,296
	State and political subdivision loans			65,894		-			65,894
	Total			540,612	$	10,400		$	530,212
	Allowance for loan losses			7,098
	Net loans		$	533,514
	2012		Total Loans		Individually evaluated			Collectively
					for impairment			evaluated for
								impairment
	Real estate loans:
	Residential		$	178,080	$	424		$	177,656
	Commercial and agricultural			194,725		9,093			185,632
	Construction			12,011		-			12,011
	Consumer			10,559		-			10,559
	Other commercial and agricultural loans			47,880		901			46,979
	State and political subdivision loans			59,208		-			59,208
	Total			502,463	$	10,418		$	492,045
	Allowance for loan losses			6,784
	Net loans		$	495,679
	Real estate loans serviced for Freddie Mac and Fannie Mae, which are not included in the consolidated balance sheet, totaled $82,618,000 and $73,813,000 at December 31, 2013 and 2012, respectively.
	As of December 31, 2013 and 2012, net unamortized loan fees and costs of $1,187,000 and $1,354,000, respectively, were included in the carrying value of loans.
	The segments of the Bank’s loan portfolio are disaggregated into classes to a level that allows management to monitor risk and performance. Residential real estate mortgages consists of 15 to 30 year first mortgages on residential real estate, while residential real estate home equities are consumer purpose installment loans or lines of credit  secured by a mortgage which is often a second lien on residential real estate with terms of 15 years or less. Commercial real estate are business purpose loans secured by a mortgage on commercial real estate. Agricultural real estate are loans secured by a mortgage on real estate used in agriculture production. Construction real estate are loans secured by residential or commercial real estate used during the construction phase of residential and commercial projects. Consumer loans are typically unsecured or primarily secured by something other than real estate and overdraft lines of credit connected with customer deposit accounts. Other commercial loans are loans for commercial purposes primarily secured by non-real estate collateral. Other agricultural loans are loans for agricultural purposes primarily secured by non real estate collateral. State and political subdivisions are loans for state and local municipalities for capital and operating expenses or tax free loans used to finance commercial development
	Management considers commercial and other loans, commercial and agricultural real estate loans and state and political subdivision loans which are 90 days or more past due to be impaired. Certain residential mortgages, home equity and consumer loans that are cross collateralized with commercial relationships determined to be impaired maybe classified as impaired as well. These loans are analyzed to determine if it is probable that all amounts will not be collected according to the contractual terms of the loan agreement. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.
	The following table includes the recorded investment and unpaid principal balances for impaired loans by class, with the associated allowance amount as of December 31, 2013 and 2012, if applicable (in thousands):
					Recorded			Recorded
			Unpaid		Investment			Investment		Total
			Principal		With No			With		Recorded			Related
			Balance		Allowance			Allowance		Investment			Allowance
	2013
	Real estate loans:
	Mortgages		$	232	$	138		$	70	$	208		$	14
	Home Equity			134		65			69		134			13
	Commercial			9,901		6,335			1,975		8,310			305
	Agricultural			-		-			-		-			-
	Construction			-		-			-		-			-
	Consumer			15		15			-		15			-
	Other commercial loans			1,794		1,679			54		1,733			1
	Other agricultural loans			-		-			-		-			-
	State and political subdivision loans			-		-			-		-			-
	Total		$	12,076	$	8,232		$	2,168	$	10,400		$	333
	2012
	Real estate loans:
	Mortgages		$	309	$	150		$	136	$	286		$	8
	Home Equity			138		-			138		138			14
	Commercial			10,669		6,476			2,617		9,093			559
	Agricultural			-		-			-		-			-
	Construction			-		-			-		-			-
	Consumer			-		-			-		-			-
	Other commercial loans			950		592			309		901			1
	Other agricultural loans			-		-			-		-			-
	State and political subdivision loans			-		-			-		-			-
	Total		$	12,066	$	7,218		$	3,200	$	10,418		$	582
	The following table includes the average investment in impaired loans and the income recognized on impaired loans for 2013, 2012 and 2011 (in thousands):
								Interest
		Average		Interest			Income
		Recorded		Income			Recognized
2013		Investment		Recognized			Cash Basis
Real estate loans:
Mortgages		$	327	$	7		$	-
Home Equity			136		4			-
Commercial			8,499		457			377
Agricultural			-		-			-
Construction			-		-			-
Consumer			5		-			-
Other commercial loans			1,761		79			-
Other agricultural loans			-		-			-
State and political subdivision loans			-		-			-
Total		$	10,728	$	547		$	377
2012
Real estate loans:
Mortgages		$	170	$	2		$	2
Home Equity			112		4			4
Commercial			7,882		117			117
Agricultural			-		-			-
Construction			-		-			-
Consumer			-		-			-
Other commercial loans			461		-			-
Other agricultural loans			-		-			-
State and political subdivision loans			-		-			-
Total		$	8,625	$	123		$	123
2011
Real estate loans:
Mortgages		$	-	$	-		$	-
Home Equity			39		1			1
Commercial			8,584		65			65
Agricultural			370		37			37
Construction			-		-			-
Consumer			-		-			-
Other commercial loans			501		-			-
Other agricultural loans			159		20			20
State and political subdivision loans			-		-			-
Total		$	9,653	$	123		$	123
Credit Quality Information
For commercial real estate, agricultural real estate, construction, other commercial, other agricultural loans and state and political subdivision loans, management uses a nine point internal risk rating system to monitor the credit quality. The first five categories are considered not criticized and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The definitions of each rating are defined below:
	·	Pass (Grades 1-5) – These loans are to customers with credit quality ranging from an acceptable to very high quality and are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral.
	·	Special Mention (Grade 6) – This loan grade is in accordance with regulatory guidance and includes loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected.
	·	Substandard (Grade 7) – This loan grade is in accordance with regulatory guidance and includes loans that have a well-defined weakness based on objective evidence and be characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
	·	Doubtful (Grade 8) – This loan grade is in accordance with regulatory guidance and includes loans that have all the weaknesses inherent in a substandard asset.  In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances.
	·	Loss (Grade 9) – This loan grade is in accordance with regulatory guidance and includes loans that are considered uncollectible, or of such value that continuance as an asset is not warranted.
To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay loan as agreed, the Bank’s loan rating process includes several layers of internal and external oversight. The Company’s loan officers are responsible for the timely and accurate risk rating of the loans in each of their portfolios at origination and on an ongoing basis under the supervision of management.  All commercial and agricultural loans are reviewed annually to ensure the appropriateness of the loan grade. In addition, the Bank engages an external consultant on at least an annual basis. The external consultant is engaged to 1) review a minimum of 55% (60% during 2012) of the dollar volume of the commercial loan portfolio on an annual basis, 2) review a sample of new commercial/agricultural loans originated in the last year, 3) review all relationships in aggregate over $500,000, 4) review all aggregate loan relationships over $100,000 which are over 90 days past due, classified Special Mention, Substandard, Doubtful, or Loss, and 5) such other loans which management or the consultant deems appropriate.
The following tables represent credit exposures by internally assigned grades as of December 31, 2013 and 2012 (in thousands):
2013		Pass		Special Mention			Substandard		Doubtful			Loss		Ending Balance
Real estate loans:
Commercial		$	166,956	$	4,645		$	21,284	$	202		$	-	$	193,087
Agricultural			15,923		1,910			4,168		-			-		22,001
Construction			8,937		-			-		-			-		8,937
Other commercial loans			40,798		1,747			1,938		5			-		44,488
Other agricultural loans			7,431		153			1,957		-			-		9,541
State and political subdivision loans			65,894		-			-		-			-		65,894
Total		$	305,939	$	8,455		$	29,347	$	207		$	-	$	343,948
2012		Pass		Special Mention			Substandard		Doubtful			Loss		Ending Balance
Real estate loans:
Commercial		$	149,892	$	7,616		$	19,127	$	75		$	-	$	176,710
Agricultural			13,690		2,386			1,939		-			-		18,015
Construction			12,011		-			-		-			-		12,011
Other commercial loans			39,239		826			1,555		-			-		41,620
Other agricultural loans			4,833		589			838		-			-		6,260
State and political subdivision loans			58,120		-			1,088		-			-		59,208
Total		$	277,785	$	11,417		$	24,547	$	75		$	-	$	313,824
For residential real estate mortgages, home equities and consumer loans, credit quality is monitored based on whether the loan is performing or non-performing, which is typically based on the aging status of the loan and payment activity, unless a specific action, such as bankruptcy, repossession, death or significant delay in payment occurs to raise awareness of a possible credit event. Non-performing loans include those loans that are considered nonaccrual, described in more detail below and all loans past due 90 or more days. The following table presents the recorded investment in those loan classes based on payment activity as of December 31, 2013 and 2012 (in thousands):
2013		Performing		Non-performing			Total
Real estate loans:
Mortgages		$	119,075	$	809		$	119,884
Home Equity			66,989		228			67,217
Consumer			9,547		16			9,563
Total		$	195,611	$	1,053		$	196,664
2012		Performing		Non-performing			Total
Real estate loans:
Mortgages		$	105,822	$	726		$	106,548
Home Equity			71,263		269			71,532
Consumer			10,555		4			10,559
Total		$	187,640	$	999		$	188,639
Age Analysis of Past Due Loans by Class
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table includes an aging analysis of the recorded investment of past due loans as of December 31, 2013 and 2012, (in thousands):
		30-59 Days		60-89 Days			90 Days		Total Past					Total Financing		90 Days and
2013		Past Due		Past Due			Or Greater		Due			Current		Receivables		Accruing
Real estate loans:
Mortgages		$	362	$	40		$	739	$	1,141		$	118,743	$	119,884	$	301
Home Equity			632		2			229		863			66,354		67,217		51
Commercial			88		319			3,091		3,498			189,589		193,087		344
Agricultural			-		-			-		-			22,001		22,001		-
Construction			-		-			-		-			8,937		8,937		-
Consumer			96		36			16		148			9,415		9,563		1
Other commercial loans			29		28			49		106			44,382		44,488		-
Other agricultural loans			-		-			-		-			9,541		9,541		-
State and political subdivision loans			-		-			-		-			65,894		65,894		-
Total		$	1,207	$	425		$	4,124	$	5,756		$	534,856	$	540,612	$	697
Loans considered non-accrual		$	98	$	164		$	3,427	$	3,689		$	4,408	$	8,097
Loans still accruing			1,109		261			697		2,067			530,448		532,515
Total		$	1,207	$	425		$	4,124	$	5,756		$	534,856	$	540,612
		30-59 Days		60-89 Days			90 Days		Total Past					Total Financing		90 Days and
2012		Past Due		Past Due			Or Greater		Due			Current		Receivables		Accruing
Real estate loans:
Mortgages		$	636	$	294		$	493	$	1,423		$	105,125	$	106,548	$	244
Home Equity			267		17			222		506			71,026		71,532		88
Commercial			602		-			2,149		2,751			173,959		176,710		152
Agricultural			54		-			-		54			17,961		18,015		-
Construction			-		-			-		-			12,011		12,011		-
Consumer			45		43			4		92			10,467		10,559		4
Other commercial loans			962		-			317		1,279			40,341		41,620		18
Other agricultural loans			-		-			-		-			6,260		6,260		-
State and political subdivision loans			-		-			-		-			59,208		59,208		-
Total		$	2,566	$	354		$	3,185	$	6,105		$	496,358	$	502,463	$	506
Loans considered non-accrual		$	73	$	69		$	2,679	$	2,821		$	5,246	$	8,067
Loans still accruing			2,493		285			506		3,284			491,112		494,396
Total		$	2,566	$	354		$	3,185	$	6,105		$	496,358	$	502,463
Nonaccrual Loans
Loans are considered for nonaccrual status upon reaching 90 days delinquency, unless the loan is well secured and in the process of collection, although the Company may be receiving partial payments of interest and partial repayments of principal on such loans or if full payment of principal and interest is not expected.
The following table reflects the loans on nonaccrual status as of December 31, 2013 and 2012, respectively. The balances are presented by class of loan (in thousands):
		2013		2012
Real estate loans:
Mortgages		$	508	$	482
Home Equity			177		181
Commercial			7,247		7,042
Agricultural			-		-
Construction			-		-
Consumer			15		-
Other commercial loans			150		362
Other agricultural loans			-		-
State and political subdivision			-		-
		$	8,097	$	8,067
Interest income on loans would have increased by approximately $632,000, $531,000, and $625,000 and during 2013, 2012 and 2011, respectively, if these loans had performed in accordance with their terms.
Troubled Debt Restructurings
In situations where, for economic or legal reasons related to a borrower's financial difficulties, management may grant a concession for other than an insignificant period of time to the borrower that would not otherwise be considered, the related loan is classified as a Troubled Debt Restructuring (TDR). Management strives to identify borrowers in financial difficulty early and work with them to modify more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases where borrowers are granted new terms that provide for a reduction of either interest or principal, management measures any impairment on the restructuring by calculating the present value of the revised loan terms and comparing this balance to the Company’s investment in the loan prior to the restructuring. As these loans are individually evaluated, they are excluded from pooled portfolios when calculating the allowance for loan and lease losses and a separate allocation within the allowance for loan and lease losses is provided. Management continually evaluates loans that are considered TDRs, including payment history under the modified loan terms, the borrower’s ability to continue to repay the loan based on continued evaluation of their operating results and cash flows from operations.  Based on this evaluation management would no longer consider a loan to be a TDR when the relevant facts support such a conclusion. As of December 31, 2013, 2012 and 2011, included within the allowance for loan losses are reserves of $28,000, $14,000 and $14,000, respectively, that are associated with loans modified as TDRs.
Loan modifications that are considered TDR’s completed during the years ended December 31, 2013 and 2012 were as follows (dollars in thousands):
		Number of contracts					Pre-modification Outstanding					Post-Modification
							Recorded Investment					Outstanding Recorded
												Investment
		Interest		Term			Interest		Term			Interest		Term
		Modification		Modification			Modification		Modification			Modification		Modification
2013
Real estate loans:
Mortgages			1		-		$	72	$	-		$	72	$	-
Commercial			-		2			-		1,365			-		1,365
Other commercial loans			-		2			-		1,530			-		1,530
Total			1		4		$	72	$	2,895		$	72	$	2,895
2012
Real estate loans:
Mortgages			1		1		$	48	$	71		$	48	$	71
Commercial			-		3			-		160			-		160
Other commercial loans			-		1			-		25			-		25
Total			1		5		$	48	$	256		$	48	$	256
2011
Real estate loans:
Residential			2		-		$	76	$	-		$	76	$	-
Commercial			5		1			5,912		47			5,912		47
Other commercial loans			1		-			15		-			15		-
Total			8		1		$	6,003	$	47		$	6,003	$	47
Recidivism, or the borrower defaulting on its obligation pursuant to a modified loan, results in the loan once again becoming a non-accrual loan. Recidivism occurs at a notably higher rate than do defaults on new origination loans, so modified loans present a higher risk of loss than do new origination loans. The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2013 and 2012, respectively, and that subsequently defaulted during these reporting periods (dollars in thousands):
		2013					2012					2011
		Number of		Recorded			Number of		Recorded			Number of		Recorded
		contracts		investment			contracts		investment			contracts		investment
Real estate loans:
Commercial			1	$	55			1	$	50			3	$	150
Other commercial loans			1		6			-		-			-		-
Total recidivism			2	$	61			1	$	50			3	$	150
Allowance for Loan Losses
The following tables roll forward the balance of the allowance for loan and lease losses for the years ended December 31, 2013, 2012 and 2011 and is segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of December 31, 2013, 2012 and 2011 (in thousands):
		Balance at		Charge-offs			Recoveries		Provision			Balance at		Individually		Collectively
		December										December		evaluated		evaluated for
		31, 2012										31, 2013		for		impairment
														impairment
Real estate loans:
Residential		$	875	$	(17	)	$	5	$	83		$	946	$	27	$	919
Commercial and agricultural			4,437		(62	)		5		178			4,558		305		4,253
Construction			38		-			-		12			50		-		50
Consumer			119		(54	)		33		7			105		-		105
Other commercial and agricultural loans			728		(1	)		-		215			942		1		941
State and political subdivision loans			271		-			-		59			330		-		330
Unallocated			316		-			-		(149	)		167		-		167
Total		$	6,784	$	(134	)	$	43	$	405		$	7,098	$	333	$	6,765
		Balance at		Charge-offs			Recoveries		Provision			Balance at		Individually		Collectively
		December										December		evaluated		evaluated for
		31, 2011										31, 2012		for		impairment
														impairment
Real estate loans:
Residential		$	805	$	(95	)	$	-	$	165		$	875	$	22	$	853
Commercial and agricultural			4,132		(2	)		9		298			4,437		559		3,878
Construction			15		-			-		23			38		-		38
Consumer			111		(54	)		33		29			119		-		119
Other commercial and agricultural loans			674		(21	)		7		68			728		1		727
State and political subdivision loans			235		-			-		36			271		-		271
Unallocated			515		-			-		(199	)		316		-		316
Total		$	6,487	$	(172	)	$	49	$	420		$	6,784	$	582	$	6,202
		Balance at		Charge-offs			Recoveries		Provision			Balance at		Individually		Collectively
		December										December		evaluated		evaluated for
		31, 2010										31, 2011		for		impairment
														impairment
Real estate loans:
Residential		$	969	$	(101	)	$	-	$	(63	)	$	805	$	13	$	792
Commercial and agricultural			3,380		(29	)		15		766			4,132		433		3,699
Construction			22		-			-		(7	)		15		-		15
Consumer			108		(71	)		57		17			111		-		111
Other commercial and agricultural loans			983		(6	)		32		(335	)		674		48		626
State and political subdivision loans			137		-			-		98			235		-		235
Unallocated			316		-			-		199			515		-		515
Total		$	5,915	$	(207	)	$	104	$	675		$	6,487	$	494	$	5,993
As discussed in Footnote 1, management evaluates various qualitative factors on a quarterly basis. The following are factors that experienced changes:
2013
	·	The qualitative factor for national, state, regional and local economic trends and business conditions was increased for all loan categories due to rising unemployment rates in the local economy as a result of the slowdown in Marcellus shale natural gas exploration activities.
	·	The qualitative factor for trends in volume, terms and nature of the loan portfolio was increased for commercial and agricultural real estate, other commercial and agricultural loans and state and political subdivision loan categories due to the increase of the number of loans that are participations that were purchased from other banks and therefore subject to different underwriting standards.
2012
	·	The qualitative factors for changes in levels of and trends in delinquencies and impaired/classified loans were increased for residential real estate loans and other commercial loans due to increases in the amount of loans past due.
	·	The qualitative factor for changes in the quality of the loan review system was increased for all portfolio types due to personnel changes.
	·	The qualitative factor for changes in values of underlying collateral was decreased for residential and commercial real estate loans as flooding experienced in our primary market area of north central Pennsylvania at the end of 2011  was not as severe as estimated for the year ended December 31, 2011.
	·	The qualitative factor for changes in unemployment rates was increased for all loan types due to rising unemployment rates in the Bank’s primary market during 2012.
	·	The qualitative factor for the existence and effect of any credit concentrations and changes in the level of such concentrations was increased for commercial real estate loans and other commercial loans due to the increased size of these loans in regards to the Company’s loan portfolio.
2011:00:00
	·	Separate factors were created for special mention, substandard and doubtful loans for each qualitative factor reviewed to more accurately reflect the risks inherent in the Bank’s loan portfolio.
	·	The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were decreased for all loans portfolio types due to the decreases in nonaccrual loans and total past due loans.
	·	The qualitative factors for changes in the trends of charge-offs and recoveries were decreased for residential, consumer loans, commercial and agricultural loans due to reduced net charge-offs in 2011.
	·	The qualitative factors for changes in portfolio volumes were reduced for agricultural loans due to the decreased size of the portfolio in relation to the total portfolio.
	·	The qualitative factor for changes in values of underlying collateral was increased for residential and commercial real estate loans due to flooding that occurred in our primary market area of north central Pennsylvania. The Company is continuing to monitor the impact, if any, this will have on the loan portfolio.
	·	The qualitative factor for the existence and effect of any credit concentrations and changes in the level of such concentrations was increased for municipal loans and commercial loans due to the increased size of these loans in regards to the Company’s loan portfolio, while this factor was reduced for agricultural loans.
The negative provision associated with commercial and other loans of $335,000 for 2011 was primarily driven by the $2,857,000 or 6.1% decrease in the loan portfolio balance from December 31, 2010 and the $1,164,000 decrease in commercial and other loans, including other agricultural loans classified as special mention or substandard. These items resulted in certain qualitative factors being reduced, which resulted the negative provision for 2011.

PREMISES_EQUIPMENT

PREMISES & EQUIPMENT	12 Months Ended
	Dec. 31, 2013
PREMISES & EQUIPMENT [Abstract]	'
PREMISES & EQUIPMENT	'
	5. PREMISES & EQUIPMENT
	Premises and equipment at December 31, 2013 and 2012 are summarized as follows (in thousands):
		December 31,
		2013	2012
	Land	$           3,295	$           3,278
	Buildings	12,448	12,448
	Furniture, fixtures and equipment	6,204	6,374
	Construction in process	104	64
		22,051	22,164
	Less: accumulated depreciation	10,946	10,643
	Premises and equipment, net	$         11,105	$         11,521
	Depreciation expense amounted to $598,000, $606,000 and $649,000 for 2013, 2012 and 2011, respectively.

GOODWILL

GOODWILL	12 Months Ended
	Dec. 31, 2013
GOODWILL [Abstract]	'
GOODWILL	'
	6. GOODWILL
	As of December 31, 2013 and 2012, the Company had goodwill of $10,256,000, which is tested for impairment on an annual basis. Based on the fair value of the reporting unit, no goodwill impairment loss was recognized in 2013, 2012 or, 2011.

FEDERAL_HOME_LOAN_BANK_FHLB_ST

FEDERAL HOME LOAN BANK (FHLB) STOCK	12 Months Ended
	Dec. 31, 2013
FEDERAL HOME LOAN BANK (FHLB) STOCK [Abstract]	'
FEDERAL HOME LOAN BANK (FHLB) STOCK	'
	7. FEDERAL HOME LOAN BANK (FHLB) STOCK
	The Bank is a member of the FHLB of Pittsburgh and as such, is required to maintain a minimum investment in stock of the FHLB that varies with the level of advances outstanding with the FHLB. As of December 31, 2013 and December 31, 2012, the Bank holds $3,652,100 and $3,290,000, respectively. The stock is bought from and sold to the FHLB based upon its $100 par value.  The stock does not have a readily determinable fair value and as such is classified as restricted stock, carried at cost and evaluated by management.  The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) A significant decline in net assets of the FHLB as compared to the capital stock amount and the length of time this situation has persisted (b) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance (c) the impact of legislative and regulatory changes on the customer base of the FHLB and (d) the liquidity position of the FHLB. Management evaluated the stock and concluded that the stock was not impaired for the periods presented herein.  Management considered that the FHLB’s regulatory capital ratios have improved in the most recent quarters, liquidity appears adequate, new shares of FHLB stock continue to exchange hands at the $100 par value and the FHLB has repurchased shares of excess capital stock from its members during 2012 and 2013 and has reinstituted the dividend.

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
DEPOSITS	'
	8. DEPOSITS
	The following table shows the breakdown of deposits as of December 31, 2013 and 2012, by deposit type (dollars in thousands):
		2013	2012
	Non-interest-bearing deposits	$             85,585	$       89,494
	NOW accounts	215,656	201,804
	Savings deposits	95,678	87,836
	Money market deposit accounts	85,038	83,423
	Certificates of deposit	266,359	274,539
	Total	$           748,316	$     737,096
	Certificates of deposit of $100,000 or more amounted to $117,942,000 and $113,479,000 at December 31, 2013 and 2012, respectively. Interest expense on certificates of deposit of $100,000 or more amounted to $1,516,000, $1,819,000 and $2,496,000, for the years ended December 31, 2013, 2012, and 2011, respectively.
	Following are maturities of certificates of deposit as of December 31, 2013 (in thousands):
		2014		$         133,491
		2015		55,317
		2016		36,051
		2017		19,955
		2018		16,323
		Thereafter		5,222
		Total certificates of deposit		$         266,359

BORROWED_FUNDS

BORROWED FUNDS	12 Months Ended
	Dec. 31, 2013
BORROWED FUNDS [Abstract]	'
BORROWED FUNDS	'
	9. BORROWED FUNDS
	The following table shows the breakdown of borrowed funds as of December 31, 2013 and 2012, by deposit type (dollars in thousands):
		Securities
		Sold Under						Total
		Agreements to	FHLB	Federal Funds	FRB	Notes	Term	Borrowed
		Repurchase(a)	Advances(b)	Line (c)	BIC Line (d)	Payable(e,f)	Loans(g)	Funds
	2013
	Balance at December 31	$           7,278	$        42,954	$                  -	$                  -	$       7,500	$      9,200	$    66,932
	Highest balance at any month-end	8,923	42,954	-	-	7,500	30,000	89,377
	Average balance	7,821	4,871	-	-	7,500	22,022	42,214
	Weighted average interest rate:
	Paid during the year	0.88%	0.25%	0.73%	0.75%	5.82%	3.13%	2.86%
	As of year-end	0.87%	0.25%	0.00%	0.00%	3.04%	2.78%	0.96%
	2012
	Balance at December 31	$           8,626	$                 -	$                  -	$                  -	$       7,500	$    30,000	$    46,126
	Highest balance at any month-end	11,382	19,338	-	-	7,500	35,000	73,220
	Average balance	9,765	3,135	-	1	7,500	32,077	52,478
	Weighted average interest rate:
	Paid during the year	0.84%	0.25%	0.51%	0.75%	5.87%	3.14%	2.95%
	As of year-end	0.87%	0.00%	0.00%	0.00%	5.87%	3.06%	3.10%
	(a) Securities sold under agreements to repurchase mature within 5 years. As of December 31, 2013 and 2012, repurchase agreements with original maturities of less than one year totaled $6,069,000 and $7,436,000, respectively. As of December 31, 2013 and 2012, repurchase agreements with original maturities greater than one year totaled $1,209,000 and $1,190,000, respectively. The carrying value of the underlying securities pledged at December 31, 2013 and 2012 was $12,416,000 and $13,177,000, respectively.
	(b) FHLB Advances consist of an “Open RepoPlus” agreement with the Federal Home Loan Bank of Pittsburgh. FHLB “Open RepoPlus” advances are short-term borrowings that bear interest based on the Federal Home Loan Bank discount rate or Federal Funds rate, whichever is higher.  The Company has a borrowing limit of $250,777,000, inclusive of any outstanding advances. FHLB advances are secured by a blanket security agreement that includes the Company’s FHLB stock, as well as certain investment and mortgage-backed securities held in safekeeping at the FHLB and certain residential and commercial mortgage loans.  At December 31, 2013 and 2012, the approximate carrying value of the securities collateral was $4,514,000 and $8,092,000, respectively.
	(c) The federal funds line consists of an unsecured line from a third party bank at market rates.  The Company has a borrowing limit of $10,000,000, inclusive of any outstanding balances.  No specific collateral is required to be pledged for these borrowings.
	(d) The Federal Reserve Bank Borrower in Custody (FRB BIC) Line consists of a borrower in custody in agreement open in January 2010 with the Federal Reserve Bank of Philadelphia secured by municipal loans maintained in the Company's possession.    As of December 31, 2013, the Company has a borrowing limit of $13,602,000, inclusive of any outstanding advances. The approximate carrying value of the municipal loan collateral was $16,600,000 and $16,814,000 as of December 31, 2013 and 2012, respectively.
	(e) In December 2003, the Company formed a special purpose entity (“Entity”) to issue $7,500,000 of floating rate obligated mandatory redeemable securities as part of a pooled offering.  The rate was determined quarterly and floated based on the 3 month LIBOR plus 2.80.   The Entity may redeem them, in whole or in part, at face value after December 17, 2008, and on a quarterly basis thereafter.  The Company borrowed the proceeds of the issuance from the Entity in December 2003 in the form of a $7,500,000 note payable.  Debt issue costs of $75,000 have been capitalized and fully amortized as of December 31, 2008.  Under current accounting rules, the Company’s minority interest in the Entity was recorded at the initial investment amount and is included in the other assets section of the balance sheet.  The Entity is not consolidated as part of the Company’s consolidated financial statements.
	(f) In December, 2008, the Company entered into an interest rate swap agreement to convert floating-rate debt to fixed rate debt on a notional amount of $7,500,000. The interest rate swap instrument involves an agreement to receive a floating rate and pay a fixed rate, at specified intervals, calculated on the agreed-upon notional amount. The differentials paid or received on interest rate swap agreements are recognized as adjustments to interest expense in the period. The interest rate swap agreement was entered into on December 17, 2008 and matured December 17, 2013.  The fair value of the interest rate swap at December 31, 2012 was a liability of $200,000, and was included within other liabilities on the consolidated balance sheets.
	(g) Term Loans consist of separate loans with a third party bank and the Federal Home Loan Bank of Pittsburgh as follows (in thousands):
				December 31,	December 31,
		Interest Rate	Maturity	2013	2012
		Fixed:
		2.72%	31-Mar-13		1,150
		2.58%	28-Apr-13		2,000
		2.37%	5-May-13		2,000
		3.75%	6-May-13		2,000
		3.55%	9-May-13		2,000
		2.26%	15-May-13		1,650
		3.42%	2-Dec-13		5,000
		3.52%	5-Dec-13		5,000
		2.31%	January 27,2014	1,000	1,000
		2.80%	17-Apr-14	3,200	3,200
		2.29%	2-Oct-17	2,000	2,000
		2.72%	12-Jul-18	1,000	1,000
		3.52%	12-Jul-21	2,000	2,000
		Total term loans		$          9,200	$        30,000
	Following are maturities of borrowed funds as of December 31, 2013 (in thousands):
	2014		$                 60,723
	2015		675
	2016		534
	2017		2,000
	2018		1,000
	Thereafter		2,000
	Total borrowed funds		$                 66,932

EMPLOYEE_BENEFIT_PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2013
EMPLOYEE BENEFIT PLANS [Abstract]	'
EMPLOYEE BENEFIT PLANS	'
	10. EMPLOYEE BENEFIT PLANS
	Noncontributory Defined Benefit Pension Plan
	The Bank sponsors a trusteed, noncontributory defined benefit pension plan covering substantially all employees and officers.  The pension plan calls for benefits to be paid to eligible employees at retirement based primarily upon years of service with the Bank and compensation rates near retirement. The Bank’s funding policy is to make annual contributions, if needed, based upon the funding formula developed by the pension plan’s actuary. For the years ended December 31, 2013 and 2012, contributions to the pension plan totaled $1,000,000 and $750,000, respectively.
	The pension plan was amended to cease eligibility for employees with a hire date of January 1, 2007 or later.  In lieu of the pension plan, employees with a hire date of January 1, 2007 or later are eligible to receive, after meeting length of service requirements, an annual discretionary 401(k) plan contribution from the Bank equal to a percentage of an employee’s base compensation.  The contribution amount will be placed in a separate account within the 401(k) plan and will be subject to a vesting requirement. Contributions by the Company totaled $40,000, $30,000 and $18,000 for 2013, 2012 and 2011, respectively.
	The pension plan was also amended, effective January 1, 2008, for employees who are still eligible to participate.  The amended pension plan calls for benefits to be paid to eligible employees based primarily upon years of service with the Bank and compensation rates during employment.  Upon retirement or other termination of employment, employees can elect either an annuity benefit or a lump sum distribution of vested benefits in the pension plan.
	The following table sets forth the obligation and funded status as of December 31 (in thousands):
				2013		2012
	Change in benefit obligation
	Benefit obligation at beginning of year		$	10,017	$	8,387
	Service cost			342		330
	Interest cost			363		344
	Actuarial (Gain) / Loss			(380)		1,207
	Benefits paid			(603)		(251)
	Benefit obligation at end of year			9,739		10,017
	Change in plan assets
	Fair value of plan assets at beginning of year			8,761		7,472
	Actual return on plan assets			1,361		790
	Employer contribution			1,000		750
	Benefits paid			(603)		(251)
	Fair value of plan assets at end of year			10,519		8,761
	Funded status		$	780	$	(1,256)
	Amounts not yet recognized as a component of net periodic pension cost (in thousands):
	Amounts recognized in accumulated other
	comprehensive loss consists of:
		Net loss	$	2,008	$	3,375
		Prior service cost		(315)		(357)
	Total		$	1,693	$	3,018
	The accumulated benefit obligation for the defined benefit pension plan was $9,739,000 and $10,017,000 at December 31, 2013 and 2012, respectively.
	The components of net periodic benefit costs for the periods ending December 31 are as follows (in thousands):
				2013		2012		2011
	Service cost		$	342	$	330	$	328
	Interest cost			363		344		402
	Expected return on plan assets			(673)		(565)		(595)
	Net amortization and deferral			257		135		46
	Net periodic benefit cost		$	289	$	244	$	181
	The estimated net loss and prior service cost (benefit) that will be amortized from accumulated other comprehensive loss into the net periodic benefit cost in 2014 is $93,000 and $(45,000), respectively.
	The weighted-average assumptions used to determine benefit obligations at December 31:
				2013		2012
	Discount rate			4.30%		3.30%
	Rate of compensation increase			3.00%		3.00%
	The weighted-average assumptions used to determine net periodic benefit cost for the year ended December 31:
				2013		2012		2011
	Discount rate			3.30%		4.00%		5.25%
	Expected long-term return on plan assets			7.50%		7.50%		8.00%
	Rate of compensation increase			3.00%		3.00%		3.00%
	The long-term rate of return on plan assets gives consideration to returns currently being earned on plan assets as well as future rates expected to be earned.  The investment objective is to maximize total return consistent with the interests of the participants and beneficiaries, and prudent investment management.  The allocation of the pension plan assets is determined on the basis of sound economic principles and is continually reviewed in light of changes in market conditions.  Asset allocation favors equity securities, with a target allocation of 50-70%.  The target allocation for debt securities is 30-50%.  At December 31, 2013, the pension plan had a sufficient cash and money market position in order to re-allocate the equity portfolio for diversification purposes and reduce risk in the total portfolio.  The following table sets forth by level, within the fair value hierarchy as defined in footnote 17, the Plan’s assets at fair value as of December 31, 2013 and 2012 (in thousands):
	2013			Level I		Level II		Level III	Total	Allocation
	Assets
	Cash and cash equivalents			$            648		$                -		$             -	$                    648	6.20%
	Equity Securities
	U.S. Companies			3,879		-		-	3,879	36.80%
	Mutual Funds and ETF's (a)			3,903		-		-	3,903	37.10%
	Corporate Bonds			-		1,525		-	1,525	14.50%
	U.S. Agency Securities			-		564		-	564	5.40%
	Total			$         8,430		$         2,089		$             -	$               10,519	100.00%
	2012			Level I		Level II		Level III	Total	Allocation
	Assets
	Cash and cash equivalents			$            525		$                -		$             -	$                    525	6.00%
	Equity Securities
	U.S. Companies			3,121		-		-	3,121	35.60%
	Mutual Funds and ETF's (a)			3,058		-		-	3,058	34.90%
	Corporate Bonds			-		1,149		-	1,149	13.10%
	U.S. Agency Securities			-		908		-	908	10.40%
Total			$         6,704		$         2,057		$             -	$                 8,761	100.00%
(a)	This category comprises mutual funds investing in domestic large-cap, mid-caps, small caps, international large cap, emerging markets and commodities.
Equity securities include the Company’s common stock in the amounts of $575,000 (5.5% of total plan assets) and $436,000 (5.0% of total plan assets) at December 31, 2013 and 2012, respectively.
The Bank expects to contribute $500,000 to its pension plan in 2014.  Expected future benefit payments that the Bank estimates from its pension plan are as follows (in thousands):
2014		$            373
2015		257
2016		376
2017		495
2018		428
2019 - 2023		5,506
77
Defined Contribution Plan
The Company sponsors a voluntary 401(k) savings plan which eligible employees can elect to contribute up to the maximum amount allowable not to exceed the limits of IRS Code Sections 401(k).  Under the plan, the Company also makes required contributions on behalf of the eligible employees.  The Company’s contributions vest immediately.  Contributions by the Company totaled $255,000, $245,000 and $230,000 for 2013, 2012 and 2011, respectively.
Directors’ Deferred Compensation Plan
The Company’s directors may elect to defer all or portions of their fees until their retirement or termination from service.  Amounts deferred under the deferred compensation plan earn interest based upon the highest current rate offered to certificate of deposit customers.  Amounts deferred under the deferred compensation plan are not guaranteed and represent a general liability of the Company.  As of December 31, 2013 and 2012, an obligation of $981,000 and $1,001,000, respectively, was included in other liabilities for this plan in the consolidated balance sheet. Amounts included in interest expense on the deferred amounts totaled $16,000, $16,000 and $22,000 for the years ended December 31, 2013, 2012 and 2011, respectively.
Restricted Stock Plan
The Company maintains a Restricted Stock Plan (the Plan) whereby employees and non-employee corporate directors are eligible to receive awards of restricted stock based upon performance related requirements.  Awards granted under the Plan are in the form of the Company’s common stock and are subject to certain vesting requirements including in the case of employees, continuous employment or service with the Company.  In total, 100,000 shares of the Company’s common stock have been authorized under the Plan, which terminates April 18, 2016. As of December 31, 2013, 67,756 shares remain available to be issued under the Plan. The Plan assists the Company in attracting, retaining and motivating employees to make substantial contributions to the success of the Company and to increase the emphasis on the use of equity as a key component of compensation.
The following table details the vesting, awarding and forfeiting of restricted shares during 2013:
	2013
		Weighted
		Average
	Shares	Market Price
Outstanding, beginning of year	8,646	$          35.51
Granted	3,027	48.21
Forfeited	(55)	37.10
Vested	(4,446)	33.62
Outstanding, end of year	7,172	$          42.02
Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period.  Compensation expense related to restricted stock was $155,000, $141,000 and $145,000 for the years ended December 31, 2013, 2012 and 2011, respectively. The weighted-average grant-date fair value of restricted shares granted during 2013, 2012 and 2011 was $48.21, $37.68 and $37.16.  At December 31, 2013 the total compensation cost related to nonvested awards that has not yet been recognized was $301,000, which is expected to be recognized over the next 2.25 years.
Supplemental Executive Retirement Plan
The Company maintains a non-qualified supplemental executive retirement plan (“SERP”) for certain executives to compensate those executive participants in the Company’s noncontributory defined benefit pension plan whose benefits are limited by compensation limitations under current tax law.  At December 31, 2013 and 2012, an obligation of $1,046,000 and $901,000, respectively, was included in other liabilities for this plan in the consolidated balance sheet.  Expenses related to this plan totaled $145,000, $92,000 and $62,000 for the years ended December 31, 2013, 2012 and 2011.
.

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2013
INCOME TAXES [Abstract]	'
INCOME TAXES	'
	11. INCOME TAXES
	The provision for income taxes consists of the following (in thousands):
		Year Ended December 31,
		2013	2012	2011
	Currently payable	$          3,082	$          4,389	$          3,512
	Deferred tax liability (asset)	670	(58)	98
	Provision for income taxes	$          3,752	$          4,331	$          3,610
	The following temporary differences gave rise to the net deferred tax liabilities at December 31, 2013 and 2012 (in thousands):
		2013	2012
	Deferred tax assets:
	Allowance for loan losses	$          2,413	$          2,307
	Deferred compensation	528	544
	Merger & acquisition costs	29	34
	Allowance for losses on available-for-sale securities	523	784
	Pension and other retirement obligation	90	733
	Unrealized loss on interest rate swap	-	68
	Interest on non-accrual loans	793	720
	Incentive plan accruals	330	323
	Other real estate owned expenses	72	84
	Unrealized losses on available-for-sale securities	55	-
	Other	95	96
	Total	$          4,928	$          5,693
	Deferred tax liabilities:
	Premises and equipment	$            (348)	$            (358)
	Investment securities accretion	(310)	(302)
	Loan fees and costs	(184)	(110)
	Goodwill and core deposit intangibles	(2,431)	(2,126)
	Low income housing tax credits	-	(20)
	Mortgage servicing rights	(180)	(167)
	Unrealized gains on available-for-sale securities	-	(3,480)
	Total	(3,453)	(6,563)
	Deferred tax (liability) asset, net	$          1,475	$            (870)
	No valuation allowance was established at December 31, 2013 and 2012, in view of the Company’s ability to carryback to taxes paid in previous years and certain tax strategies, coupled with the anticipated future taxable income as evidenced by the Company’s earnings potential.
	The total provision for income taxes is different from that computed at the statutory rates due to the following items (in thousands):
		Year Ended December 31,
		2013	2012	2011
	Provision at statutory rates on
	pre-tax income	$          5,823	$          6,306	$          5,590
	Effect of tax-exempt income	(1,752)	(1,853)	(1,844)
	Low income housing tax credits	(198)	(57)	(96)
	Bank owned life insurance	(171)	(172)	(169)
	Nondeductible interest	70	87	107
	Other items	(20)	20	22
	Provision for income taxes	$          3,752	$          4,331	$          3,610
	Statutory tax rates	34%	34%	34%
	Effective tax rates	21.90%	23.40%	22.00%
	The Company prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. Benefits from tax positions should be recognized in the financial statements only when it is more likely than not that the tax position will be sustained upon examination by the appropriate taxing authority that would have full knowledge of all relevant information. A tax position that meets the more-likely-than-not recognition threshold is measured at the largest amount of benefit that is greater than 50 percent likely of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not recognition threshold should be recognized in the first subsequent financial reporting period in which that threshold is met. Previously recognized tax positions that no longer meet the more-likely-than-not recognition threshold should be derecognized in the first subsequent financial reporting period in which that threshold is no longer met. There is currently no liability for uncertain tax positions and no known unrecognized tax benefits. With limited exception, the Company’s federal and state income tax returns for taxable years through 2008 have been closed for purposes of examination by the federal and state taxing jurisdictions.

OTHER_COMPREHENSIVE_INCOME

OTHER COMPREHENSIVE INCOME	12 Months Ended
	Dec. 31, 2013
OTHER COMPREHENSIVE INCOME [Abstract]	'
OTHER COMPREHENSIVE INCOME	'
	12. OTHER COMPREHENSIVE INCOME
	The components of accumulated other comprehensive income (loss), net of tax, as of December 31, were as follows (in thousands):
		2013	2012
	Net unrealized (loss) gain on securities available for sale	$                (162)	$      10,234
	Tax effect	-54	3,480
	Net -of-tax amount	-108	6,754
	Unrealized loss on interest rate swap	-	-200
	Tax effect	-	-68
	Net -of-tax amount	-	-132
	Unrecognized pension costs	-1,693	-3,018
	Tax effect	-576	-1,027
	Net -of-tax amount	-1,117	-1,991
	Total accumulated other comprehensive (loss) income	$             (1,225)	$        4,631
	The following tables present the changes in accumulated other comprehensive (loss) income by component net of tax for the year ended December 31, 2013 (in thousands):
		Unrealized gain (loss)	Unrealized gain	Defined Benefit	Total
		on available for sale	(loss) on interest	Pension Items (a)
		securities (a)	rate swap (a)
	Balance as of December 31, 2012	$              6,754	$         (132)	$         (1,991)	$        4,631
	Other comprehensive income (loss) before reclassifications (net of tax)	(6,571)	132	-	(6,439)
	Amounts reclassified from accumulated other
	comprehensive income (loss) (net of tax)	(291)	-	874	583
	Net current period other comprehensive income (loss)	(6,862)	132	874	(5,856)
	Balance as of December 31, 2013	$                (107)	$                 -	$         (1,118)	$      (1,225)
	(a) Amounts in parentheses indicate debits
	The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the year ended December 31, 2013:
	Details about accumulated other comprehensive income (loss)	Amount		Affected line item in the
		reclassified from		statement where net Income is
		accumulated comprehensive		presented
		income (loss) (a)
	Unrealized gains and losses on available for sale securities
		$                 441		Investment securities gains, net
		(150)		Provision for income taxes
		291		Net of tax
	Defined benefit pension items
		$             (1,325)		Salaries and employee benefits
		451		Provision for income taxes
		(874)		Net of tax
	Total reclassifications	$                (583)
	(a) Amounts in parentheses indicate debits to profit/loss

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2013
RELATED PARTY TRANSACTIONS [Abstract]	'
RELATED PARTY TRANSACTIONS	'
	13. RELATED PARTY TRANSACTIONS
	Certain executive officers, corporate directors or companies in which they have 10 percent or more beneficial ownership were indebted to the Bank.  Such loans were made in the ordinary course of business at the Bank’s normal credit terms and do not present more than a normal risk of collection.  A summary of loan activity for the years ended December 31, 2013 and 2012 with officers, directors, stockholders and associates of such persons is listed below (in thousands):
		Year Ended December 31,
		2013	2012
	Balance, beginning of year	$            4,349	$            4,056
	New loans	2,119	2,420
	Repayments	(2,205)	(2,127)
	Balance, end of year	$            4,263	$            4,349

REGULATORY_MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2013
REGULATORY MATTERS [Abstract]	'
REGULATORY MATTERS	'
	14. REGULATORY MATTERS
	Dividend Restrictions:
	The approval of the Federal Reserve Board is required for a bank to pay dividends up to the Company if the total of all dividends declared in any calendar year exceeds the Bank’s net income (as defined) for that year combined with its retained net income for the preceding two calendar years. Under this formula, the Bank can declare dividends in 2014 without approval of the FRB or PDB of approximately $19,309,000, plus the Bank’s net income for 2014.
	Loans:
	The Bank is subject to regulatory restrictions which limit its ability to loan funds to the Company.  At December 31, 2013, the regulatory lending limit amounted to approximately $14,702,000.
	Regulatory Capital Requirements:
	Federal regulations require the Company and the Bank to maintain minimum amounts of capital. Specifically, each is required to maintain certain minimum dollar amounts and ratios of Total and Tier I capital to risk-weighted assets and of Tier I capital to average total assets.
	In addition to the capital requirements, the Federal Deposit Insurance Corporation Improvement Act (FDICIA) established five capital categories ranging from “well capitalized” to “critically under-capitalized.” Should any institution fail to meet the requirements to be considered “adequately capitalized”, it would become subject to a series of increasingly restrictive regulatory actions.
	As of December 31, 2013 and 2012, the FRB categorized the Company and the Bank as well capitalized, under the regulatory framework for prompt corrective action.  To be categorized as a well capitalized financial institution, Total risk-based, Tier I risk-based and Tier I leverage capital ratios must be at least 10%, 6% and 5%, respectively.
	The following table reflects the Company’s capital ratios at December 31 (dollars in thousands):
		2013		2012
	Total capital (to risk-weighted assets)	Amount	Ratio	Amount	Ratio
	Company	$      100,320	17.75%	$        90,889	17.50%
	For capital adequacy purposes	45,211	8.00%	41,546	8.00%
	To be well capitalized	56,514	10.00%	51,932	10.00%
	Tier I capital (to risk-weighted assets)
	Company	$        92,902	16.44%	$        84,166	16.21%
	For capital adequacy purposes	22,606	4.00%	20,773	4.00%
	To be well capitalized	33,908	6.00%	31,159	6.00%
	Tier I capital (to average assets)
	Company	$        92,902	10.42%	$        84,166	9.70%
	For capital adequacy purposes	35,669	4.00%	34,692	4.00%
	To be well capitalized	44,587	5.00%	43,366	5.00%
	The following table reflects the Bank’s capital ratios at December 31 (dollars in thousands):
		2013		2012
	Total capital (to risk-weighted assets)	Amount	Ratio	Amount	Ratio
	Bank	$        97,863	17.35%	$        87,215	16.84%
	For capital adequacy purposes	45,135	8.00%	41,425	8.00%
	To be well capitalized	56,418	10.00%	51,781	10.00%
	Tier I capital (to risk-weighted assets)
	Bank	$        90,639	16.07%	$        80,702	15.59%
	For capital adequacy purposes	22,567	4.00%	20,713	4.00%
	To be well capitalized	33,851	6.00%	31,069	6.00%
	Tier I capital (to average assets)
	Bank	$        90,639	10.18%	$        80,702	9.32%
	For capital adequacy purposes	35,615	4.00%	34,634	4.00%
	To be well capitalized	44,519	5.00%	43,293	5.00%
	This annual report has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation.

COMMITMENTS_AND_CONTINGENT_LIA

COMMITMENTS AND CONTINGENT LIABILITIES	12 Months Ended
	Dec. 31, 2013
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract]	'
COMMITMENTS AND CONTINGENT LIABILITIES	'
	15. COMMITMENTS AND CONTINGENT LIABILITIES
	The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate or liquidity risk in excess of the amount recognized in the consolidated balance sheet.
	Credit Extension Commitments
	The Company’s exposure to credit loss from nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Financial instruments, whose contract amounts represent credit risk at December 31, 2013 and 2012, are as follows (in thousands):
		2013	2012
	Commitments to extend credit	$89,847	$82,645
	Standby letters of credit	12,014	5,208
	Commitments to extend credit are legally binding agreements to lend to customers. Commitments generally have fixed expiration dates or other termination clauses and may require payment of fees. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future liquidity requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained if deemed necessary by the Company on extension of credit is based on management’s credit assessment of the counter party.
	Standby letters of credit are conditional commitments issued by the Company to guarantee a financial agreement between a customer and a third party.  Performance letters of credit represent conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.  These instruments are issued primarily to support bid or performance related contracts.  The coverage period for these instruments is typically a one-year period with an annual renewal option subject to prior approval by management.  Fees earned from the issuance of these letters are recognized during the coverage period.  For secured letters of credit, the collateral is typically Bank deposit instruments or customer business assets.
	We also offer limited overdraft protection as a non-contractual courtesy which is available to demand deposit accounts in good standing for business, personal or household use.  The non-contractual amount of financial instruments with off-balance sheet risk at December 31, 2013 was $12,450,000.  The Company reserves the right to discontinue this service without prior notice.
	Litigation Matters
	The Company is subject to lawsuits and claims arising out its business. There are no legal proceedings or claims currently pending or threatened other than those encountered during the normal course of business, which include various foreclosure proceedings. As a result of these proceedings, it is not unusual for customers to countersue the Bank, which are vigorously challenged by the Bank’s Counsel.

OPERATING_LEASES

OPERATING LEASES	12 Months Ended
	Dec. 31, 2013
OPERATING LEASES [Abstract]	'
OPERATING LEASES	'
	16. OPERATING LEASES
	The following schedule shows future minimum rental payments under operating leases with noncancellable terms in excess of one year as of December 31, 2013 (in thousands):
	2014	$               80
	2015	61
	2016	39
	2017	39
	2018	39
	Thereafter	266
	Total	$             524
	The Company’s operating lease obligations represent short and long-term lease and rental payments for facilities. Total rental expense for all operating leases for the years ended December 31, 2013, 2012 and 2011 were $162,000, $152,000 and $159,000, respectively.

FAIR_VALUE_OF_FINANCIAL_INSTRU

FAIR VALUE OF FINANCIAL INSTRUMENTS	12 Months Ended
	Dec. 31, 2013
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]	'
FAIR VALUE OF FINANCIAL INSTRUMENTS	'
	17. FAIR VALUE OF FINANCIAL INSTRUMENTS
	The Company established a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by this hierarchy are as follows:
	Level I:	Quoted prices are available in active markets for identical assets or liabilities as of the reported date.
	Level II:	Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed.
	Level III:	Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.
	A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.
	In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, the Company's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company’s monthly and/or quarterly valuation process.
	Financial Instruments Recorded at Fair Value on a Recurring Basis
	The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level 1. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities and classified as Level 2. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. In cases where significant credit valuation adjustments are incorporated into the estimation of fair value, reported amounts are classified as Level 3 inputs.
	For all of 2012 and 2011 and the majority of 2013, the Company used an interest rate swap, which is a derivative, to manage our interest rate risk related to the trust preferred security. The valuation of this instrument was determined using widely accepted valuation techniques including discounted cash flow analysis on the expected cash flows of each derivative and classified as Level 2. This analysis reflected the contractual terms of the derivatives, including the period to maturity, and used observable market-based inputs, including LIBOR rate curves. We also obtained dealer quotations for these derivatives for comparative purposes to assess the reasonableness of the model valuations.
	The following tables present the assets reported on the consolidated balance sheet at their fair value on a recurring basis as of December 31, 2013 and 2012 (in thousands) by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.
	2013		Level I		Level II		Level III	Total
	Fair value measurements on a recurring basis:
	Securities available for sale:
	U.S. agency securities		$                  -		$           152,189		$               -	$         152,189
	U.S. treasuries		-		11,309		-	11,309
	Obligations of state and
	political subdivisions		-		95,005		-	95,005
	Corporate obligations		-		16,802		-	16,802
	Mortgage-backed securities in
	government sponsored entities		-		40,671		-	40,671
	Equity securities in financial institutions		1,325					1,325
	2012		Level I		Level II		Level III	Total
	Fair value measurements on a recurring basis:
	Securities available for sale:
	U.S. agency securities		$                  -		$           127,234		$               -	$           127,234
	U.S. treasuries		-		4,947		-	4,947
	Obligations of state and
	political subdivisions		-		100,875		-	100,875
	Corporate obligations		-		22,109		-	22,109
	Mortgage-backed securities in
	government sponsored entities		-		53,673		-	53,673
	Equity securities in financial institutions		1,414		-		-	1,414
	Trust Preferred Interest Rate Swap		-		(200)		-	(200)
	Financial Instruments, Non-Financial Assets and Non-Financial Liabilities Recorded at Fair Value on a Nonrecurring Basis
	The Company may be required, from time to time, to measure certain financial assets, financial liabilities, non-financial assets and non-financial liabilities at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period. Certain non-financial assets measured at fair value on a non-recurring basis include foreclosed assets (upon initial recognition or subsequent impairment), non-financial assets and non-financial liabilities measured at fair value in the second step of a goodwill impairment test, and intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. Non-financial assets measured at fair value on a non-recurring basis during 2013 and 2012 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for possible loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in other non-interest expense.
	·	Impaired Loans - Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Collateral values are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. For a majority of impaired real estate related loans, the Company obtains a current external appraisal. Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information.
	·	Other Real Estate owned – Other real estate owned, which is obtained through the Bank’s foreclosure process is valued utilizing the appraised collateral value. Collateral values are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. At the time, the foreclosure is completed, the Company obtains a current external appraisal.
	Assets measured at fair value on a nonrecurring basis as of December 31, 2013 and 2012 (in thousands) are included in the table below:
			31-Dec-13
			Level I		Level II		Level III	Total
	Impaired Loans		$                  -		$                      -		$     10,067	$             10,067
	Other real estate owned		-		-		1,360	1,360
			31-Dec-12
			Level I		Level II		Level III	Total
	Impaired Loans		$                  -		$                      -		$       9,836	$               9,836
	Other real estate owned		-		-		616	616
	The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques.
		Fair Value at	Fair Value at		Valuation Technique(s)	Unobservable input	Range
		December 31,	December 31,
		2013	2012
	Impaired Loans	$         263	$      4,882		Discounted Cash Flows	Probability of Default	0%
						Change in interest rates	0-7%
		9,804	4,954		Appraised Collateral Values	Discount for time since appraisal	0-30%
						Selling costs	4%-10%
						Holding period	0 - 18 months
	Other real estate owned	1,360	616		Appraised Collateral Values	Discount for time since appraisal	0-20%
						Selling costs	4%-10%
						Holding period	0 - 18 months
	The fair values of the Company’s financial instruments are as follows (in thousands):
		Carrying
	31-Dec-13	Amount	Fair Value	Level I	Level II	Level III
	Financial assets:
Cash and due from banks	$    10,083	$    10,083	$    10,083	$              -	$             -
Interest bearing time deposits with other banks	2,480	2,474	-	-	2,474
Available-for-sale securities	317,301	317,301	1,325	315,976	-
Loans held for sale	278	278	278	-	-
Net loans	533,514	547,405	-	-	547,405
Bank owned life insurance	14,679	14,679	14,679	-	-
Regulatory stock	3,926	3,926	3,926	-	-
Accrued interest receivable	3,728	3,728	3,728	-	-
Financial liabilities:
Deposits	$  748,316	$  750,172	$  481,957	$              -	$ 268,215
Borrowed funds	66,932	63,500	-	63,500	-
Accrued interest payable	895	895	895	-	-
	Carrying
31-Dec-12	Amount	Fair Value	Level I	Level II	Level III
Financial assets:
Cash and due from banks	$    26,333	$    26,333	$    26,333	$              -	$              -
Available-for-sale securities	310,252	310,252	1,414	308,838	-
Loans held for sale	1,458	1,458	1,458
Net loans	495,679	522,502	-	-	522,502
Bank owned life insurance	14,177	14,177	14,177	-	-
Regulatory stock	3,565	3,565	3,565	-	-
Accrued interest receivable	3,816	3,816	3,816	-	-
Financial liabilities:
Deposits	$  737,096	$  742,422	$  462,557	$              -	$  279,865
Borrowed funds	46,126	43,403	-	43,403	-
Trust preferred interest rate swap	200	200	-	200	-
Accrued interest payable	1,143	1,143	1,143	-	-
Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions can significantly affect the estimates.
Estimated fair values have been determined by the Company using historical data, as generally provided in the Company’s regulatory reports, and an estimation methodology suitable for each category of financial instruments. The Company’s fair value estimates, methods and assumptions are set forth below for the Company’s other financial instruments.
Cash and Cash Equivalents:
The carrying amounts for cash and due from banks approximate fair value because they have original maturities of 90 days or less and do not present unanticipated credit concerns.
Accrued Interest Receivable and Payable:
The carrying amounts for accrued interest receivable and payable approximate fair value because they are generally received or paid in 90 days or less and do not present unanticipated credit concerns.
Interest bearing time deposits with other banks:
The fair value of interest bearing time deposits with other banks is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
Available-For-Sale Securities:
The fair values of available-for-sale securities are based on quoted market prices as of the balance sheet date.  For certain instruments, fair value is estimated by obtaining quotes from independent dealers.
Loans:
Fair values are estimated for portfolios of loans with similar financial characteristics.  The fair value of performing loans has been estimated by discounting expected future cash flows. The discount rate used in these calculations is derived from the Treasury yield curve adjusted for credit quality, operating expense and prepayment option price, and is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit and interest rate risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for each loan classification, modified as required by an estimate of the effect of current economic and lending conditions.
Fair value for significant nonperforming loans is based on recent external appraisals. If appraisals are not available, estimated cash flows are discounted using a rate commensurate with the risk associated with the estimated cash flows. Assumptions regarding credit risk, cash flows, and discount rates are judgmentally determined using available market information and specific borrower information.
Bank Owned Life Insurance:
The carrying value of bank owned life insurance approximates fair value based on applicable redemption provisions.
Regulatory Stock:
The carrying value of regulatory stock approximates fair value based on applicable redemption provisions.
Deposits:
The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings and NOW accounts, and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
The deposits’ fair value estimates do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market, commonly referred to as the core deposit intangible.
Borrowed Funds:
The fair value of borrowed funds is based on the discounted value of contractual cash flows. The discount rate is the rates available to the Company for borrowed funds with similar terms and remaining maturities.
Trust Preferred Interest Rate Swap:
The fair value of the trust preferred interest rate swap is based on a pricing model that utilizes a yield curve and information contained in the swap agreement.

CONDENSED_FINANCIAL_INFORMATIO

CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY	12 Months Ended
	Dec. 31, 2013
CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY [Abstract]	'
CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY	'
	18. CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY
	CITIZENS FINANCIAL SERVICES, INC.
	CONDENSED  BALANCE SHEET
		December 31,
	(in thousands)	2013	2012
	Assets:
	Cash	$           1,611	$          2,366
	Available-for-sale securities	914	1,286
	Investment in subsidiary:
	First Citizens Community Bank	97,024	93,363
	Other assets	459	520
	Total assets	$       100,008	$        97,535
	Liabilities:
	Other liabilities	$              452	$             560
	Borrowed funds	7,500	7,500
	Total liabilities	7,952	8,060
	Stockholders' equity	92,056	89,475
	Total liabilities and stockholders' equity	$       100,008	$        97,535
	CITIZENS FINANCIAL SERVICES, INC.
	CONDENSED  STATEMENT OF INCOME
		Year Ended December 31,
	(in thousands)	2013	2012	2011
	Dividends from:
	Bank subsidiary	$           4,142	$          5,045	$             3,823
	Available-for-sale securities	51	51	42
	Total income	4,193	5,096	3,865
	Realized securities gains (losses)	183	58	(38)
	Expenses	638	611	488
	Income before equity
	in undistributed earnings
	of subsidiary	3,738	4,543	3,339
	Equity in undistributed
	earnings - First Citizens Community Bank	9,637	9,672	9,493
	Net income	$         13,375	$        14,215	$           12,832
	Comprehensive income	$           7,519	$        13,897	$           16,727
	CITIZENS FINANCIAL SERVICES, INC.
	STATEMENT OF CASH FLOWS
		Year Ended December 31,
	(in thousands)	2013	2012	2011
	Cash flows from operating activities:
	Net income	$         13,375	$        14,215	$           12,832
	Adjustments to reconcile net income to net
	cash provided by operating activities:
	Equity in undistributed earnings of subsidiaries	(9,637)	(9,672)	(9,493)
	Investment securities (gains) losses, net	(183)	(58)	38
	Other, net	309	394	125
	Net cash provided by operating activities	3,864	4,879	3,502
	Cash flows from investing activities:
	Purchases of available-for-sale securities	(1)	(141)	(147)
	Proceeds from the sale of available-for-sale securities	538	110	184
	Net cash provided by (used in) investing activities	537	(31)	37
	Cash flows from financing activities:
	Cash dividends paid	(3,558)	(4,601)	(3,148)
	Purchase of treasury stock	(1,483)	(1,348)	(851)
	Purchase of restricted stock	(115)	(142)	(159)
	Net cash used in financing activities	(5,156)	(6,091)	(4,158)
	Net decrease in cash	(755)	(1,243)	(619)
	Cash at beginning of year	2,366	3,609	4,228
	Cash at end of year	$           1,611	$          2,366	$             3,609

CONSOLIDATED_CONDENSED_QUARTER

CONSOLIDATED CONDENSED QUARTERLY DATA (UNAUDITED)	12 Months Ended
	Dec. 31, 2013
CONSOLIDATED CONDENSED QUARTERLY DATA (UNAUDITED) [Abstract]	'
CONSOLIDATED CONDENSED QUARTERLY DATA (UNAUDITED)	'
	19. CONSOLIDATED CONDENSED QUARTERLY DATA (UNAUDITED)
	(in thousands, except share data)		Three Months Ended,
	2013	Mar 31	June 30	Sep 30	Dec 31
	Interest income	$             8,999	$             8,948	$             9,307	$             8,980
	Interest expense	1,686	1,597	1,562	1,470
	Net interest income	7,313	7,351	7,745	7,510
	Provision for loan losses	150	75	90	90
	Non-interest income	1,656	1,645	1,715	1,812
	Investment securities gains, net	196	98	91	56
	Non-interest expenses	4,822	4,832	4,920	5,082
	Income before provision for income taxes	4,193	4,187	4,541	4,206
	Provision for income taxes	906	907	1,029	910
	Net income	$             3,287	$             3,280	$             3,512	$             3,296
	Earnings Per Share Basic	$               1.08	$               1.08	$               1.16	$               1.10
	Earnings Per Share Diluted	$               1.08	$               1.08	$               1.16	$               1.10
			Three Months Ended,
	2012	Mar 31	June 30	Sep 30	Dec 31
	Interest income	$             9,637	$             9,613	$             9,474	$             9,361
	Interest expense	2,079	1,948	1,859	1,773
	Net interest income	7,558	7,665	7,615	7,588
	Provision for loan losses	105	105	105	105
	Non-interest income	1,735	1,716	1,679	2,103
	Investment securities gains, net	108	213	240	43
	Non-interest expenses	4,855	4,565	4,932	4,945
	Income before provision for income taxes	4,441	4,924	4,497	4,684
	Provision for income taxes	992	1,171	1,033	1,135
	Net income	$             3,449	$             3,753	$             3,464	$             3,549
	Earnings Per Share Basic	$               1.12	$               1.23	$               1.13	$               1.17
	Earnings Per Share Diluted	$               1.12	$               1.23	$               1.13	$               1.17

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Basis of Presentation	'
	Basis of Presentation
	The financial statements are consolidated to include the accounts of the Company and its subsidiary, First Citizens Community Bank, and its subsidiary, First Citizens Insurance Agency, Inc.  These statements have been prepared in accordance with U.S. generally accepted accounting principles.  All significant inter-company accounts and transactions have been eliminated in the consolidated financial statements.
	In preparing the financial statements, management makes estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses for the period.  Actual results could differ significantly from those estimates.  Material estimates that are particularly susceptible to significant change relate to determination of the allowance for loan losses and deferred tax assets and liabilities.
Operating Segments	'
	Operating Segments
	An operating segment is defined as a component of an enterprise that engages in business activities that generates revenue and incurs expense, and the operating results of which are reviewed by the chief operating decision maker in the determination of resource allocation and performance.  While the Company’s chief decision makers monitor the revenue streams of the various Company’s products and services, operations are managed and financial performance is evaluated on a Company-wide basis.  Consistent with our internal reporting, the Company’s business activities are reported as one segment, which is community banking.
Cash and Cash Equivalents	'
	Cash and Cash Equivalents
	Cash equivalents include cash on hand, deposits in banks and interest-earning deposits.  Interest-earning deposits with original maturities of 90 or less are considered cash equivalents. Net cash flows are reported for loan, deposits and short term borrowing transactions.
	Interest bearing time deposits with other banks are not included with cash and cash equivalents as the original maturities were greater than 90 days.
Investment Securities	'
	Investment Securities
	Investment securities at the time of purchase are classified as one of the three following types:
	Held-to-Maturity Securities - Includes securities that the Company has the positive intent and ability to hold to maturity. These securities are reported at amortized cost. The Company had no held-to-maturity securities as of December 31, 2013 and 2012.
	Trading Securities - Includes debt and equity securities bought and held principally for the purpose of selling them in the near term. Such securities are reported at fair value with unrealized holding gains and losses included in earnings. The Company had no trading securities as of December 31, 2013 and 2012.
	Available-for-Sale Securities - Includes debt and equity securities not classified as held-to-maturity or trading securities that will be held for indefinite periods of time. These securities may be sold in response to changes in market interest or prepayment rates, needs for liquidity and changes in the availability of and yield of alternative investments.  Such securities are reported at fair value, with unrealized holding gains and losses excluded from earnings and reported as a separate component of stockholders’ equity, net of estimated income tax effect.
	The amortized cost of investment in debt securities is adjusted for amortization of premiums and accretion of discounts, computed by a method that results in a level yield. Gains and losses on the sale of investment securities are computed on the basis of specific identification of the adjusted cost of each security.
	Securities are periodically reviewed for other-than-temporary impairment. For debt securities, management considers whether the present value of future cash flows expected to be collected are less than the security’s amortized cost basis (the difference defined as the credit loss), the magnitude and duration of the decline, the reasons underlying the decline and the Company’s intent to sell the security or whether it is more likely than not that the Company would be required to sell the security before its anticipated recovery in market value, to determine whether the loss in value is other than temporary. Once a decline in value is determined to be other than temporary, if the Company does not intend to sell the security, and it is more-likely-than-not that it will not be required to sell the security, before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. For equity securities where the fair value has been significantly below cost for one year, the Company’s policy is to recognize an impairment loss unless sufficient evidence is available that the decline is not other than temporary and a recovery period can be predicted. A decline in value that is considered to be other-than-temporary is recorded as a loss within non-interest income in the consolidated statement of income.
	Common stock of the Federal Reserve Bank, Federal Home Loan Bank and correspondent banks represent ownership in institutions which are wholly owned by other financial institutions. These equity securities are accounted for at cost and are classified as other assets.
	The fair value of investments, except certain state and municipal securities, is based on bid prices published in financial newspapers or bid quotations received from securities dealers. The fair value of certain state and municipal securities is not readily available through market sources other than dealer quotations, so fair value is based on quoted market prices of similar instruments, adjusted for differences between the quoted instruments and the instruments being valued.
Loans	'
	Loans
	Interest on all loans is recognized on the accrual basis based upon the principal amount outstanding. The accrual of interest income on loans is discontinued when, in the opinion of management, doubt exists as to the ability to collect such interest. Payments received on non-accrual loans are applied to the outstanding principal balance or recorded as interest income, depending upon our assessment of our ultimate ability to collect principal and interest.  Loans are returned to the accrual status when factors indicating doubtful collectability cease to exist.
	The Company recognizes nonrefundable loan origination fees and certain direct loan origination costs over the life of the related loan as an adjustment of loan yield using the interest method.
Allowance For Loan Losses	'
	Allowance For Loan Losses
	The allowance for loan losses represents the amount which management estimates is adequate to provide for probable losses inherent in its loan portfolio. The allowance method is used in providing for loan losses. Accordingly, all loan losses are charged to the allowance and all recoveries are credited to it. The allowance for loan losses is established through a provision for loan losses which is charged to operations. The provision is based upon management’s periodic evaluation of individual loans, the overall risk characteristics of the various portfolio segments, past experience with losses, the impact of economic conditions on borrowers, and other relevant factors. The estimates used in determining the adequacy of the allowance for loan losses are particularly susceptible to significant change in the near term.
	Impaired loans are commercial, municipal, agricultural, commercial real estate loans and certain residential mortgages cross collateralized with commercial relationships for which it is probable that the Company will not be able to collect all amounts due according to the contractual terms of the loan agreement. The Company individually evaluates such loans for impairment and does not aggregate loans by major risk classifications. The definition of “impaired loans” is not the same as the definition of “non-accrual loans,” although the two categories overlap. The Company may choose to place a loan on non-accrual status due to payment delinquency or uncertain collectability, while not classifying the loan as impaired if the loan is not a commercial, agricultural, municipal or commercial real estate loan. Factors considered by management in determining impairment include payment status and collateral value. The amount of impairment for these types of impaired loans is determined by the difference between the present value of the expected cash flows related to the loan, using the original interest rate, and its recorded value; or, as a practical expedient in the case of a collateral dependent loan, the difference between the fair value of the collateral and the recorded amount of the loans.
	Mortgage loans on one to four family properties and all consumer loans are large groups of smaller balance homogeneous loans and are measured for impairment collectively. Loans that experience insignificant payment delays, which is defined as 90 days or less, generally are not classified as impaired. Management determines the significance of payment delays on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the borrower’s prior payment record, and the amount of shortfall in relation to the principal and interest owed.
	The Company allocates the allowance based on the factors described below, which conform to the Company’s loan classification policy. In reviewing risk within the Bank’s loan portfolio, management has determined there to be several different risk categories within the loan portfolio. The allowance for loan losses consists of amounts applicable to: (i) residential real estate loans; (ii) commercial and agricultural real estate loans; (iii) construction; (iv) consumer loans; (v) commercial and other loans and (vi) state and political subdivision loans. Factors considered in this process include general loan terms, collateral, and availability of historical data to support the analysis. Historical loss percentages for each risk category are calculated and used as the basis for calculating allowance allocations. Certain qualitative factors are evaluated to determine additional inherent risks in the loan portfolio, which are not necessarily reflected in the historical loss percentages. These factors are then added to the historical allocation percentage to get the adjusted factor to be applied to non classified loans. The following qualitative factors are analyzed:
	·	Level of and trends in delinquencies, impaired/classified loans
	▪	Change in volume and severity of past due loans
	▪	Volume of non-accrual loans
	▪	Volume and severity of classified, adversely or graded loans
	·	Level of and trends in charge-offs and recoveries
	·	Trends in volume, terms and nature of the loan portfolio
	·	Effects of any changes in risk selection and underwriting standards and any other changes in lending and recovery policies, procedures and practices
	·	Changes in the quality of the Bank’s loan review system
	·	Experience, ability and depth of lending management and other relevant staff
	·	National, state, regional and local economic trends and business conditions
	▪	General economic conditions
	▪	Unemployment rates
	▪	Inflation / CPI
	▪	Changes in values of underlying collateral for collateral-dependent loans
	·	Industry conditions including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses.
	·	Existence and effect of any credit concentrations, and changes in the level of such concentrations
	·	Any change in the level of board oversight
	The company also maintains an unallocated allowance to account for any factors or conditions that may cause a potential loss but are not specifically addressed in the process described above. The Company analyzes its loan portfolio each quarter to determine the appropriateness of its allowance for loan losses.
Loan Charge-off Policies	'
	Loan Charge-off Policies
	Consumer loans are generally fully or partially charged down to the fair value of collateral securing the asset when the loan is 180 days past due for open-end loans or 120 days past due for closed-end loans unless the loan is well secured and in the process of collection. All other loans are generally charged down to the net realizable value when the loan is 90 days past due.
Troubled Debt Restructurings	'
	Troubled Debt Restructurings
	In situations where, for economic or legal reasons related to a borrower's financial difficulties, management may grant a concession for other than an insignificant period of time to the borrower that would not otherwise be considered, the related loan is classified as a Troubled Debt Restructuring (TDR). Management strives to identify borrowers in financial difficulty early and work with them to modify more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases where borrowers are granted new terms that provide for a reduction of either interest or principal, management measures any impairment on the restructuring as noted above for impaired loans. In addition to the allowance for the pooled portfolios, management has developed a separate allowance for loans that are identified as impaired through a TDR. These loans are excluded from pooled loss forecasts and a separate reserve is provided under the accounting guidance for loan impairment.
Foreclosed Assets Held For Sale	'
	Foreclosed Assets Held For Sale
	Foreclosed assets acquired in settlement of loans are carried at fair value less estimated costs to sell. Prior to foreclosure, the value of the underlying loan is written down to fair market value of the real estate or other assets to be acquired by a charge to the allowance for loan losses, if necessary. Any subsequent write-downs are charged against operating expenses. Operating expenses of such properties, net of related income and losses on disposition, are included in other expenses and gains and losses are included in other non-interest income or other non-interest expense.
Premises and Equipment	'
	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation. Depreciation expense is computed on straight line and accelerated methods over the estimated useful lives of the assets, which range from 3 to 15 years for furniture, fixtures and equipment and 5 to 40 years for building premises. Repair and maintenance expenditures which extend the useful life of an asset are capitalized and other repair expenditures are expensed as incurred.
	When premises or equipment are retired or sold, the remaining cost and accumulated depreciation are removed from the accounts and any gain or loss is credited to income or charged to expense, respectively.
Intangible Assets	'
	Intangible Assets
	Intangible assets include core deposit intangibles, which are a measure of the value of consumer demand and savings deposits acquired in business combinations accounted for as purchases. The core deposit intangibles are being amortized from 3 to 5 ½ year life on a straight-line basis depending on the acquisition and are included in other assets. The recoverability of the carrying value of intangible assets is evaluated on an ongoing basis, and permanent declines in value, if any, are charged to expense. As of December 31, 2013 and 2012, these core deposit intangibles were fully amortized. Amortization expense amounted to $15,000 and $17,000 for 2012 and 2011. There was no amortization expense in 2013.
Goodwill	'
	Goodwill
	The Company utilizes a two-step process for testing the impairment of goodwill on at least an annual basis.  This approach could cause more volatility in the Company’s reported net income because impairment losses, if any, could occur irregularly and in varying amounts.  The Company performs an annual impairment analysis of goodwill.  Based on the fair value of the reporting unit, no impairment of goodwill was recognized in 2013, 2012 or 2011.
Bank Owned Life Insurance	'
	Bank Owned Life Insurance
	The Company has purchased life insurance policies on certain officers, and is the sole beneficiary on those policies.  Bank owned life insurance is recorded at its cash surrender value, or the amount that can be realized.  Increases in the cash surrender value are recognized as other non-interest income.
Income Taxes	'
	Income Taxes
	The Company and the Bank file a consolidated federal income tax return.  Deferred tax assets and liabilities are computed based on the difference between the financial statement basis and income tax basis of assets and liabilities using the enacted marginal tax rates.  Deferred income tax expenses or benefits are based on the changes in the net deferred tax asset or liability from period to period.
Employee Benefit Plans	'
	Employee Benefit Plans
	The Company has a noncontributory defined benefit pension plan covering employees hired before January 1, 2007. It is the Company’s policy to fund pension costs on a current basis to the extent deductible under existing tax regulations. Such contributions are intended to provide not only for benefits attributed to service to date, but also for those expected to be earned in the future.
	The Company has a defined contribution, 401(k) plan covering eligible employees. The employee may also contribute to the plan on a voluntary basis, up to a maximum percentage allowable not to exceed the limits of Code Sections 401(k).   Under the plan, the Company also makes contributions on behalf of eligible employees, which vest immediately. For employees hired after January 1, 2007, in lieu of the pension plan, an additional annual discretionary 401(k) plan contribution equal to a percentage of an employee’s base compensation.
	The Company also has a profit-sharing plan for employees which provide tax-deferred salary savings to plan participants.  The Company has a deferred compensation plan for directors who have elected to defer all or portions of their fees until their retirement or termination from service.
	The Company has a restricted stock plan which covers eligible employees and non-employee corporate directors.  Under the plan, awards are granted based upon performance related requirements and are subject to certain vesting criteria.  Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period.
	The Company maintains a non-qualified supplemental executive retirement plan (“SERP”) for certain executives to compensate those executive participants in the Company’s noncontributory defined benefit pension plan whose benefits are limited by compensation limitations under current tax law.  The SERP is considered an unfunded plan for tax and ERISA purposes and all obligations arising under the SERP are payable from the general assets of the Company.  Expenses under the SERP are recognized as earned over the expected years of service.
Mortgage Servicing Rights (MSR's)	'
	Mortgage Servicing Rights (MSR’s)
	The Company originates certain loans for the express purpose of selling such loans in the secondary market.  The Company maintains all servicing rights for these loans.  The loans held for sale are carried at lower of cost or market.  Originated MSR’s are recorded by allocating total costs incurred between the loan and servicing rights based on their relative fair values.  MSR’s are amortized in proportion to the estimated servicing income over the estimated life of the servicing portfolio and measured for impairment.
Derivative Financial Instruments	'
	Derivative Financial Instruments
	The Company entered into an interest rate swap derivative to convert floating-rate debt to fixed-rate debt. This derivative matured in 2013 and was not replaced. The Company's interest rate swap agreement involved an agreement to pay a fixed rate and receive a floating rate, at specified intervals, calculated on an agreed-upon notional amount. The Company's objective in entering into this interest rate financial instrument was to mitigate its exposure to significant unplanned fluctuations in earnings caused by volatility in interest rates. As of December 31, 2012, the derivative instrument entered into was designated as a hedge of underlying exposures. The Company did not use this instrument for trading or speculative purposes.  Derivative instruments used by the Company involve, to varying degrees, elements of credit risk, in the event a counter party should default, and market risk, as the instruments are subject to interest rate fluctuations. Credit risk is managed through the use of counterparty diversification and monitoring of counterparty financial condition.
	All derivatives are recognized on the balance sheet at their fair value. The derivative entered into by the Company qualified for and was designated as a cash flow hedge. Changes in the fair value of a derivative that is highly effective, and that is designated and qualifies as a cash flow hedge to the extent that the hedge is effective, are recorded in other comprehensive income (loss) until earnings are affected by the variability of cash flows of the hedged transaction (e.g. until periodic settlements of a variable asset or liability are recorded in earnings). Any hedge ineffectiveness (which represents the amount by which the changes in the fair value of the derivative exceed the variability in the cash flows of the forecasted transaction) is recorded in current-period earnings. There was no net gain or loss recognized in earnings related to our derivative instruments during the years ended December 31, 2013, 2012 and 2011.
Comprehensive Income	'
	Comprehensive Income
	The Company is required to present comprehensive income in a full set of general purpose financial statements for all periods presented. Other comprehensive income (loss) is comprised of unrealized holding gains (losses) on the available-for-sale securities portfolio, unrecognized pension costs, and unrealized gain (loss) on interest rate swap.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements
	In February 2013, the FASB issued ASU 2013-04, Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation is Fixed at the Reporting Date. The ASU requires the measurement of obligations resulting from joint and several liability arrangements for which the total amount of the obligation is fixed at the reporting date as the sum of the amount the reporting entity agreed to pay on the basis of its arrangement with its co-obligors as well as any additional amount that the entity expects to pay on behalf of its co-obligors. The new standard is effective retrospectively for fiscal years and interim periods within those years, beginning after December 15, 2013, and early adoption is permitted. This ASU is not expected to have a significant impact on the Company’s financial statements.
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists. This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013.  The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.  This ASU is not expected to have a significant impact on the Company’s financial statements.
	In January 2014, FASB issued ASU 2014-01, Investments – Equity Method and Join Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects. The amendments in this Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit).  The amendments in this Update should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this Update are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014.  Early adoption is permitted. The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial position or results of operations.
	In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial position or results of operations.
Treasury Stock	'
	Treasury Stock
	The purchase of the Company’s common stock is recorded at cost.  At the date of subsequent reissue, the treasury stock account is reduced by the cost of such stock on a last-in-first-out basis.
Cash Flows	'
	Cash Flows
	The Company utilizes the net reporting of cash receipts and cash payments for deposit, short-term borrowing and lending activities.  The Company considers amounts due from banks and interest-bearing deposits in banks as cash equivalents.
Trust Assets and Income	'
	Trust Assets and Income
	Assets held by the Company in a fiduciary or agency capacity for its customers are not included in the consolidated financial statements since such items are not assets of the Company.  In accordance with industry practice, fees are recorded on the cash basis and approximate the fees which would have been recognized on the accrual basis.
Earnings Per Share	'
	Earnings Per Share
	The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.
		2013	2012	2011
	Basic earnings per share computation:
	Net income applicable to common stock	$13,375,000	$14,215,000	$12,832,000
	Weighted average common shares outstanding	3,025,315	3,056,078	3,087,221
	Earnings per share – basic	$4.42	$4.65	$4.16
	Diluted earnings per share computation:
	Net income applicable to common stock	$13,375,000	$14,215,000	$12,832,000
	Weighted average common shares outstanding for basic earnings per share	3,025,315	3,056,078	3,087,221
	Add: Dilutive effects of restricted stock	1,170	1,642	-
	Weighted average common shares outstanding for dilutive earnings per share	3,026,485	3,057,720	3,087,221
	Earnings per share – dilutive	$4.42	$4.65	$4.16
	Nonvested shares of restricted stock totaling, 2,555, 2,621 and 9,921 were outstanding during 2013, 2012 and 2011, respectively, but were not included in the computation of diluted earnings per common share because to do so would be anti-dilutive. These anti-dilutive shares had prices ranging from $34.70-$44.50, $26.80-$37.35 and $18.50-$37.35 for 2013, 2012 and 2011, respectively.
Reclassification	'
	Reclassification
	Certain of the prior year amounts have been reclassified to conform to the current year presentation. Such reclassifications had no effect on net income or stockholders’ equity.

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Computation of earnings per share	'
	The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.
		2013	2012	2011
	Basic earnings per share computation:
	Net income applicable to common stock	$13,375,000	$14,215,000	$12,832,000
	Weighted average common shares outstanding	3,025,315	3,056,078	3,087,221
	Earnings per share – basic	$4.42	$4.65	$4.16
	Diluted earnings per share computation:
	Net income applicable to common stock	$13,375,000	$14,215,000	$12,832,000
	Weighted average common shares outstanding for basic earnings per share	3,025,315	3,056,078	3,087,221
	Add: Dilutive effects of restricted stock	1,170	1,642	-
	Weighted average common shares outstanding for dilutive earnings per share	3,026,485	3,057,720	3,087,221
	Earnings per share – dilutive	$4.42	$4.65	$4.16

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2013
INVESTMENT SECURITIES [Abstract]	'
Summary of amortized cost and fair value of investment securities	'
	The amortized cost and fair value of investment securities at December 31, 2013 and 2012 were as follows (in thousands):
			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
	2013	Cost	Gains	Losses	Value
	Available-for-sale securities:
	U.S. agency securities	$   153,896	$             702	$      (2,409)	$        152,189
	U.S. Treasuries	11,856	-	(547)	11,309
	Obligations of state and
	political subdivisions	94,113	2,146	(1,254)	95,005
	Corporate obligations	16,651	341	(190)	16,802
	Mortgage-backed securities in
	government sponsored entities	40,405	566	(300)	40,671
	Equity securities in financial institutions	542	783	-	1,325
	Total available-for-sale securities	$   317,463	$          4,538	$      (4,700)	$        317,301
	2012
	Available-for-sale securities:
	U.S. agency securities	$   125,125	$          2,150	$           (41)	$        127,234
	U.S. Treasuries	4,922	25	-	4,947
	Obligations of state and
	political subdivisions	95,288	5,721	(134)	100,875
	Corporate obligations	21,699	452	(42)	22,109
	Mortgage-backed securities in
	government sponsored entities	52,072	1,728	(127)	53,673
	Equity securities in financial institutions	912	502	-	1,414
	Total available-for-sale securities	$   300,018	$        10,578	$         (344)	$        310,252
Unrealized losses and fair value of investments	'
	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time, that the individual securities have been in a continuous unrealized loss position, at December 31, 2013 and 2012 (in thousands).  As of December 31, 2013, the Company owned 98 securities whose fair value was less than their cost basis.
			Less than Twelve Months		Twelve Months or Greater		Total
				Gross		Gross		Gross
			Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	2013		Value	Losses	Value	Losses	Value	Losses
	U.S. agency securities		$         98,356	$        (2,212)	$          2,825	$            (197)	$      101,181	$       (2,409)
	U.S. Treasuries		11,309	(547)	-	-	11,309	(547)
	Obligations of states and
	political subdivisions		24,201	(865)	6,491	(389)	30,692	(1,254)
	Corporate obligations		6,103	(124)	2,251	(66)	8,354	(190)
	Mortgage-backed securities in
	government sponsored entities		23,920	(266)	1,164	(34)	25,084	(300)
	Total securities		$       163,889	$        (4,014)	$        12,731	$            (686)	$      176,620	$       (4,700)
	2012
	U.S. agency securities		$           6,016	$             (41)	$                 -	$                  -	$          6,016	$            (41)
	Obligations of states and
	political subdivisions		7,981	(134)	-	-	7,981	(134)
	Corporate obligations		10,972	(42)	-	-	10,972	(42)
	Mortgage-backed securities in
	government sponsored entities		8,651	(127)	-	-	8,651	(127)
	Total securities		$         33,620	$           (344)	$                 -	$                  -	$        33,620	$          (344)
Gross gains and losses on available-for-sale securities	'
	Gross gains and gross losses were realized as follows (in thousands):
		2013	2012	2011
	Gross gains	$          827	$           604	$              461
	Gross losses	386	-	127
	Net gains	$          441	$           604	$              334
Summary of amortized cost and fair value of debt securities by contractual maturity	'
	Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.   The amortized cost and fair value of debt securities at December 31, 2013, by contractual maturity, are shown below (in thousands):
		Amortized
		Cost	Fair Value
	Available-for-sale securities:
	Due in one year or less	$     13,040	$                   13,156
	Due after one year through five years	102,983	102,959
	Due after five years through ten years	88,629	87,077
	Due after ten years	112,269	112,784
	Total	$   316,921	$                 315,976

LOANS_AND_RELATED_ALLOWANCE_FO1

LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Dec. 31, 2013
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES [Abstract]	'
Summary of loan portfolio and allowance for loan losses	'
	The following table summarizes the primary segments of the loan portfolio, as well as how those segments are analyzed within the allowance for loan losses as of December 31, 2013 and 2012 (in thousands):
	2013	Total Loans	Individually	Collectively
			evaluated for	evaluated for
			impairment	impairment
	Real estate loans:
	Residential	$                 187,101	$                        342	$                 186,759
	Commercial and agricultural	215,088	8,310	206,778
	Construction	8,937	-	8,937
	Consumer	9,563	15	9,548
	Other commercial and agricultural loans	54,029	1,733	52,296
	State and political subdivision loans	65,894	-	65,894
	Total	540,612	$                   10,400	$                 530,212
	Allowance for loan losses	7,098
	Net loans	$                 533,514
	2012	Total Loans	Individually	Collectively
			evaluated for	evaluated for
			impairment	impairment
	Real estate loans:
	Residential	$                 178,080	$                        424	$                 177,656
	Commercial and agricultural	194,725	9,093	185,632
	Construction	12,011	-	12,011
	Consumer	10,559	-	10,559
	Other commercial and agricultural loans	47,880	901	46,979
	State and political subdivision loans	59,208	-	59,208
	Total	502,463	$                   10,418	$                 492,045
	Allowance for loan losses	6,784
	Net loans	$                 495,679
Impaired financing receivables with associated allowance amount	'
	The following table includes the recorded investment and unpaid principal balances for impaired loans by class, with the associated allowance amount as of December 31, 2013 and 2012, if applicable (in thousands):
					Recorded			Recorded
		Unpaid			Investment			Investment		Total
		Principal			With No			With		Recorded			Related
		Balance			Allowance			Allowance		Investment			Allowance
	2013
	Real estate loans:
	Mortgages	$	232		$	138		$	70	$	208		$	14
	Home Equity		134			65			69		134			13
	Commercial		9,901			6,335			1,975		8,310			305
	Agricultural		-			-			-		-			-
	Construction		-			-			-		-			-
	Consumer		15			15			-		15			-
	Other commercial loans		1,794			1,679			54		1,733			1
	Other agricultural loans		-			-			-		-			-
	State and political subdivision loans		-			-			-		-			-
	Total	$	12,076		$	8,232		$	2,168	$	10,400		$	333
	2012
	Real estate loans:
	Mortgages	$	309		$	150		$	136	$	286		$	8
	Home Equity		138			-			138		138			14
	Commercial		10,669			6,476			2,617		9,093			559
	Agricultural		-			-			-		-			-
	Construction		-			-			-		-			-
	Consumer		-			-			-		-			-
	Other commercial loans		950			592			309		901			1
	Other agricultural loans		-			-			-		-			-
	State and political subdivision loans		-			-			-		-			-
	Total	$	12,066		$	7,218		$	3,200	$	10,418		$	582
	The following table includes the average investment in impaired loans and the income recognized on impaired loans for 2013, 2012 and 2011 (in thousands):
								Interest
		Average			Interest			Income
		Recorded			Income			Recognized
	2013	Investment			Recognized			Cash Basis
	Real estate loans:
	Mortgages	$	327		$	7		$	-
	Home Equity		136			4			-
	Commercial		8,499			457			377
	Agricultural		-			-			-
	Construction		-			-			-
	Consumer		5			-			-
	Other commercial loans		1,761			79			-
	Other agricultural loans		-			-			-
	State and political subdivision loans		-			-			-
	Total	$	10,728		$	547		$	377
	2012
	Real estate loans:
	Mortgages	$	170		$	2		$	2
	Home Equity		112			4			4
	Commercial		7,882			117			117
	Agricultural		-			-			-
	Construction		-			-			-
	Consumer		-			-			-
	Other commercial loans		461			-			-
	Other agricultural loans		-			-			-
	State and political subdivision loans		-			-			-
	Total	$	8,625		$	123		$	123
	2011
	Real estate loans:
	Mortgages	$	-		$	-		$	-
	Home Equity		39			1			1
	Commercial		8,584			65			65
	Agricultural		370			37			37
Construction		-			-			-
Consumer		-			-			-
Other commercial loans		501			-			-
Other agricultural loans		159			20			20
State and political subdivision loans		-			-			-
Total	$	9,653		$	123		$	123
Summary of financing receivable credit exposures by internally assigned grades	'
	The following tables represent credit exposures by internally assigned grades as of December 31, 2013 and 2012 (in thousands):
	2013	Pass			Special Mention			Substandard		Doubtful			Loss		Ending Balance
	Real estate loans:
	Commercial	$	166,956		$	4,645		$	21,284	$	202		$	-	$	193,087
	Agricultural		15,923			1,910			4,168		-			-		22,001
	Construction		8,937			-			-		-			-		8,937
	Other commercial loans		40,798			1,747			1,938		5			-		44,488
	Other agricultural loans		7,431			153			1,957		-			-		9,541
	State and political subdivision loans		65,894			-			-		-			-		65,894
	Total	$	305,939		$	8,455		$	29,347	$	207		$	-	$	343,948
	2012	Pass			Special Mention			Substandard		Doubtful			Loss		Ending Balance
	Real estate loans:
	Commercial	$	149,892		$	7,616		$	19,127	$	75		$	-	$	176,710
	Agricultural		13,690			2,386			1,939		-			-		18,015
	Construction		12,011			-			-		-			-		12,011
	Other commercial loans		39,239			826			1,555		-			-		41,620
	Other agricultural loans		4,833			589			838		-			-		6,260
	State and political subdivision loans		58,120			-			1,088		-			-		59,208
	Total	$	277,785		$	11,417		$	24,547	$	75		$	-	$	313,824
	The following table presents the recorded investment in those loan classes based on payment activity as of December 31, 2013 and 2012 (in thousands):
	2013	Performing			Non-performing			Total
	Real estate loans:
	Mortgages	$	119,075		$	809		$	119,884
	Home Equity		66,989			228			67,217
	Consumer		9,547			16			9,563
	Total	$	195,611		$	1,053		$	196,664
	2012	Performing			Non-performing			Total
	Real estate loans:
	Mortgages	$	105,822		$	726		$	106,548
	Home Equity		71,263			269			71,532
	Consumer		10,555			4			10,559
	Total	$	187,640		$	999		$	188,639
Age analysis of past due financing receivables	'
	Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table includes an aging analysis of the recorded investment of past due loans as of December 31, 2013 and 2012, (in thousands):
		30-59 Days			60-89 Days			90 Days		Total Past					Total Financing		90 Days and
	2013	Past Due			Past Due			Or Greater		Due			Current		Receivables		Accruing
	Real estate loans:
	Mortgages	$	362		$	40		$	739	$	1,141		$	118,743	$	119,884	$	301
	Home Equity		632			2			229		863			66,354		67,217		51
	Commercial		88			319			3,091		3,498			189,589		193,087		344
	Agricultural		-			-			-		-			22,001		22,001		-
	Construction		-			-			-		-			8,937		8,937		-
	Consumer		96			36			16		148			9,415		9,563		1
	Other commercial loans		29			28			49		106			44,382		44,488		-
	Other agricultural loans		-			-			-		-			9,541		9,541		-
	State and political subdivision loans		-			-			-		-			65,894		65,894		-
	Total	$	1,207		$	425		$	4,124	$	5,756		$	534,856	$	540,612	$	697
	Loans considered non-accrual	$	98		$	164		$	3,427	$	3,689		$	4,408	$	8,097
	Loans still accruing		1,109			261			697		2,067			530,448		532,515
	Total	$	1,207		$	425		$	4,124	$	5,756		$	534,856	$	540,612
		30-59 Days			60-89 Days			90 Days		Total Past					Total Financing		90 Days and
	2012	Past Due			Past Due			Or Greater		Due			Current		Receivables		Accruing
	Real estate loans:
	Mortgages	$	636		$	294		$	493	$	1,423		$	105,125	$	106,548	$	244
	Home Equity		267			17			222		506			71,026		71,532		88
	Commercial		602			-			2,149		2,751			173,959		176,710		152
	Agricultural		54			-			-		54			17,961		18,015		-
	Construction		-			-			-		-			12,011		12,011		-
	Consumer		45			43			4		92			10,467		10,559		4
	Other commercial loans		962			-			317		1,279			40,341		41,620		18
	Other agricultural loans		-			-			-		-			6,260		6,260		-
	State and political subdivision loans		-			-			-		-			59,208		59,208		-
	Total	$	2,566		$	354		$	3,185	$	6,105		$	496,358	$	502,463	$	506
	Loans considered non-accrual	$	73		$	69		$	2,679	$	2,821		$	5,246	$	8,067
	Loans still accruing		2,493			285			506		3,284			491,112		494,396
	Total	$	2,566		$	354		$	3,185	$	6,105		$	496,358	$	502,463
Summary of financing receivables on nonaccrual status	'
	The following table reflects the loans on nonaccrual status as of December 31, 2013 and 2012, respectively. The balances are presented by class of loan (in thousands):
		2013			2012
	Real estate loans:
	Mortgages	$	508		$	482
	Home Equity		177			181
	Commercial		7,247			7,042
	Agricultural		-			-
	Construction		-			-
	Consumer		15			-
	Other commercial loans		150			362
	Other agricultural loans		-			-
	State and political subdivision		-			-
		$	8,097		$	8,067
Summary of troubled debt restructurings on financing receivables	'
	Loan modifications that are considered TDR’s completed during the years ended December 31, 2013 and 2012 were as follows (dollars in thousands):
		Number of contracts						Pre-modification Outstanding					Post-Modification
								Recorded Investment					Outstanding Recorded
													Investment
		Interest			Term			Interest		Term			Interest		Term
		Modification			Modification			Modification		Modification			Modification		Modification
	2013
	Real estate loans:
	Mortgages		1			-		$	72	$	-		$	72	$	-
	Commercial		-			2			-		1,365			-		1,365
	Other commercial loans		-			2			-		1,530			-		1,530
	Total		1			4		$	72	$	2,895		$	72	$	2,895
	2012
	Real estate loans:
	Mortgages		1			1		$	48	$	71		$	48	$	71
	Commercial		-			3			-		160			-		160
	Other commercial loans		-			1			-		25			-		25
	Total		1			5		$	48	$	256		$	48	$	256
	2011
	Real estate loans:
	Residential		2			-		$	76	$	-		$	76	$	-
	Commercial		5			1			5,912		47			5,912		47
	Other commercial loans		1			-			15		-			15		-
	Total		8			1		$	6,003	$	47		$	6,003	$	47
	The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2013 and 2012, respectively, and that subsequently defaulted during these reporting periods (dollars in thousands):
		2013						2012					2011
		Number of			Recorded			Number of		Recorded			Number of		Recorded
		contracts			investment			contracts		investment			contracts		investment
	Real estate loans:
	Commercial		1		$	55			1	$	50			3	$	150
	Other commercial loans		1			6			-		-			-		-
	Total recidivism		2		$	61			1	$	50			3	$	150
Roll forward of allowance for loan losses by portfolio segment	'
	The following tables roll forward the balance of the allowance for loan and lease losses for the years ended December 31, 2013, 2012 and 2011 and is segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of December 31, 2013, 2012 and 2011 (in thousands):
		Balance at			Charge-offs			Recoveries		Provision			Balance at		Individually		Collectively
		December											December		evaluated		evaluated for
		31, 2012											31, 2013		for		impairment
															impairment
	Real estate loans:
	Residential	$	875		$	(17	)	$	5	$	83		$	946	$	27	$	919
	Commercial and agricultural		4,437			(62	)		5		178			4,558		305		4,253
	Construction		38			-			-		12			50		-		50
	Consumer		119			(54	)		33		7			105		-		105
	Other commercial and agricultural loans		728			(1	)		-		215			942		1		941
	State and political subdivision loans		271			-			-		59			330		-		330
	Unallocated		316			-			-		(149	)		167		-		167
	Total	$	6,784		$	(134	)	$	43	$	405		$	7,098	$	333	$	6,765
		Balance at			Charge-offs			Recoveries		Provision			Balance at		Individually		Collectively
		December											December		evaluated		evaluated for
		31, 2011											31, 2012		for		impairment
															impairment
	Real estate loans:
	Residential	$	805		$	(95	)	$	-	$	165		$	875	$	22	$	853
	Commercial and agricultural		4,132			(2	)		9		298			4,437		559		3,878
	Construction		15			-			-		23			38		-		38
	Consumer		111			(54	)		33		29			119		-		119
	Other commercial and agricultural loans		674			(21	)		7		68			728		1		727
	State and political subdivision loans		235			-			-		36			271		-		271
	Unallocated		515			-			-		(199	)		316		-		316
	Total	$	6,487		$	(172	)	$	49	$	420		$	6,784	$	582	$	6,202
		Balance at			Charge-offs			Recoveries		Provision			Balance at		Individually		Collectively
		December											December		evaluated		evaluated for
		31, 2010											31, 2011		for		impairment
															impairment
	Real estate loans:
	Residential	$	969		$	(101	)	$	-	$	(63	)	$	805	$	13	$	792
	Commercial and agricultural		3,380			(29	)		15		766			4,132		433		3,699
	Construction		22			-			-		(7	)		15		-		15
	Consumer		108			(71	)		57		17			111		-		111
	Other commercial and agricultural loans		983			(6	)		32		(335	)		674		48		626
	State and political subdivision loans		137			-			-		98			235		-		235
	Unallocated		316			-			-		199			515		-		515
	Total	$	5,915		$	(207	)	$	104	$	675		$	6,487	$	494	$	5,993

PREMISES_EQUIPMENT_Tables

PREMISES & EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2013
PREMISES & EQUIPMENT [Abstract]	'
Summary of Premises and Equipment	'
	Premises and equipment at December 31, 2013 and 2012 are summarized as follows (in thousands):
		December 31,
		2013	2012
	Land	$           3,295	$           3,278
	Buildings	12,448	12,448
	Furniture, fixtures and equipment	6,204	6,374
	Construction in process	104	64
		22,051	22,164
	Less: accumulated depreciation	10,946	10,643
	Premises and equipment, net	$         11,105	$         11,521

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
Summary of deposits	'
	The following table shows the breakdown of deposits as of December 31, 2013 and 2012, by deposit type (dollars in thousands):
		2013	2012
	Non-interest-bearing deposits	$             85,585	$       89,494
	NOW accounts	215,656	201,804
	Savings deposits	95,678	87,836
	Money market deposit accounts	85,038	83,423
	Certificates of deposit	266,359	274,539
	Total	$           748,316	$     737,096
Maturities of certificates of deposit	'
	Following are maturities of certificates of deposit as of December 31, 2013 (in thousands):
		2014		$         133,491
		2015		55,317
		2016		36,051
		2017		19,955
		2018		16,323
		Thereafter		5,222
		Total certificates of deposit		$         266,359

BORROWED_FUNDS_Tables

BORROWED FUNDS (Tables)	12 Months Ended
	Dec. 31, 2013
BORROWED FUNDS [Abstract]	'
Borrowed funds	'
	The following table shows the breakdown of borrowed funds as of December 31, 2013 and 2012, by deposit type (dollars in thousands):
		Securities
		Sold Under						Total
		Agreements to	FHLB	Federal Funds	FRB	Notes	Term	Borrowed
		Repurchase(a)	Advances(b)	Line (c)	BIC Line (d)	Payable(e,f)	Loans(g)	Funds
	2013
	Balance at December 31	$           7,278	$        42,954	$                  -	$                  -	$       7,500	$      9,200	$    66,932
	Highest balance at any month-end	8,923	42,954	-	-	7,500	30,000	89,377
	Average balance	7,821	4,871	-	-	7,500	22,022	42,214
	Weighted average interest rate:
	Paid during the year	0.88%	0.25%	0.73%	0.75%	5.82%	3.13%	2.86%
	As of year-end	0.87%	0.25%	0.00%	0.00%	3.04%	2.78%	0.96%
	2012
	Balance at December 31	$           8,626	$                 -	$                  -	$                  -	$       7,500	$    30,000	$    46,126
	Highest balance at any month-end	11,382	19,338	-	-	7,500	35,000	73,220
	Average balance	9,765	3,135	-	1	7,500	32,077	52,478
	Weighted average interest rate:
	Paid during the year	0.84%	0.25%	0.51%	0.75%	5.87%	3.14%	2.95%
	As of year-end	0.87%	0.00%	0.00%	0.00%	5.87%	3.06%	3.10%
	(a) Securities sold under agreements to repurchase mature within 5 years. As of December 31, 2013 and 2012, repurchase agreements with original maturities of less than one year totaled $6,069,000 and $7,436,000, respectively. As of December 31, 2013 and 2012, repurchase agreements with original maturities greater than one year totaled $1,209,000 and $1,190,000, respectively. The carrying value of the underlying securities pledged at December 31, 2013 and 2012 was $12,416,000 and $13,177,000, respectively.
	(b) FHLB Advances consist of an “Open RepoPlus” agreement with the Federal Home Loan Bank of Pittsburgh. FHLB “Open RepoPlus” advances are short-term borrowings that bear interest based on the Federal Home Loan Bank discount rate or Federal Funds rate, whichever is higher.  The Company has a borrowing limit of $250,777,000, inclusive of any outstanding advances. FHLB advances are secured by a blanket security agreement that includes the Company’s FHLB stock, as well as certain investment and mortgage-backed securities held in safekeeping at the FHLB and certain residential and commercial mortgage loans.  At December 31, 2013 and 2012, the approximate carrying value of the securities collateral was $4,514,000 and $8,092,000, respectively.
	(c) The federal funds line consists of an unsecured line from a third party bank at market rates.  The Company has a borrowing limit of $10,000,000, inclusive of any outstanding balances.  No specific collateral is required to be pledged for these borrowings.
	(d) The Federal Reserve Bank Borrower in Custody (FRB BIC) Line consists of a borrower in custody in agreement open in January 2010 with the Federal Reserve Bank of Philadelphia secured by municipal loans maintained in the Company's possession.    As of December 31, 2013, the Company has a borrowing limit of $13,602,000, inclusive of any outstanding advances. The approximate carrying value of the municipal loan collateral was $16,600,000 and $16,814,000 as of December 31, 2013 and 2012, respectively.
	(e) In December 2003, the Company formed a special purpose entity (“Entity”) to issue $7,500,000 of floating rate obligated mandatory redeemable securities as part of a pooled offering.  The rate was determined quarterly and floated based on the 3 month LIBOR plus 2.80.   The Entity may redeem them, in whole or in part, at face value after December 17, 2008, and on a quarterly basis thereafter.  The Company borrowed the proceeds of the issuance from the Entity in December 2003 in the form of a $7,500,000 note payable.  Debt issue costs of $75,000 have been capitalized and fully amortized as of December 31, 2008.  Under current accounting rules, the Company’s minority interest in the Entity was recorded at the initial investment amount and is included in the other assets section of the balance sheet.  The Entity is not consolidated as part of the Company’s consolidated financial statements.
	(f) In December, 2008, the Company entered into an interest rate swap agreement to convert floating-rate debt to fixed rate debt on a notional amount of $7,500,000. The interest rate swap instrument involves an agreement to receive a floating rate and pay a fixed rate, at specified intervals, calculated on the agreed-upon notional amount. The differentials paid or received on interest rate swap agreements are recognized as adjustments to interest expense in the period. The interest rate swap agreement was entered into on December 17, 2008 and matured December 17, 2013.  The fair value of the interest rate swap at December 31, 2012 was a liability of $200,000, and was included within other liabilities on the consolidated balance sheets.
	(g) Term Loans consist of separate loans with a third party bank and the Federal Home Loan Bank of Pittsburgh as follows (in thousands):
				December 31,	December 31,
		Interest Rate	Maturity	2013	2012
		Fixed:
		2.72%	31-Mar-13		1,150
		2.58%	28-Apr-13		2,000
		2.37%	5-May-13		2,000
		3.75%	6-May-13		2,000
		3.55%	9-May-13		2,000
		2.26%	15-May-13		1,650
		3.42%	2-Dec-13		5,000
		3.52%	5-Dec-13		5,000
		2.31%	January 27,2014	1,000	1,000
		2.80%	17-Apr-14	3,200	3,200
		2.29%	2-Oct-17	2,000	2,000
		2.72%	12-Jul-18	1,000	1,000
		3.52%	12-Jul-21	2,000	2,000
		Total term loans		$          9,200	$        30,000
Maturities of borrowed funds	'
	Following are maturities of borrowed funds as of December 31, 2013 (in thousands):
	2014		$                 60,723
	2015		675
	2016		534
	2017		2,000
	2018		1,000
	Thereafter		2,000
	Total borrowed funds		$                 66,932

EMPLOYEE_BENEFIT_PLANS_Tables

EMPLOYEE BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2013
EMPLOYEE BENEFIT PLANS [Abstract]	'
Obligation and net funded status	'
	The following table sets forth the obligation and funded status as of December 31 (in thousands):
				2013		2012
	Change in benefit obligation
	Benefit obligation at beginning of year		$	10,017	$	8,387
	Service cost			342		330
	Interest cost			363		344
	Actuarial (Gain) / Loss			(380)		1,207
	Benefits paid			(603)		(251)
	Benefit obligation at end of year			9,739		10,017
	Change in plan assets
	Fair value of plan assets at beginning of year			8,761		7,472
	Actual return on plan assets			1,361		790
	Employer contribution			1,000		750
	Benefits paid			(603)		(251)
	Fair value of plan assets at end of year			10,519		8,761
	Funded status		$	780	$	(1,256)
	Amounts not yet recognized as a component of net periodic pension cost (in thousands):
	Amounts recognized in accumulated other
	comprehensive loss consists of:
		Net loss	$	2,008	$	3,375
		Prior service cost		(315)		(357)
	Total		$	1,693	$	3,018
Components of net periodic benefit costs	'
	The components of net periodic benefit costs for the periods ending December 31 are as follows (in thousands):
				2013		2012		2011
	Service cost		$	342	$	330	$	328
	Interest cost			363		344		402
	Expected return on plan assets			(673)		(565)		(595)
	Net amortization and deferral			257		135		46
	Net periodic benefit cost		$	289	$	244	$	181
Weighted-average assumptions used to determine benefit obligations and net periodic benefit cost	'
	The weighted-average assumptions used to determine benefit obligations at December 31:
				2013		2012
	Discount rate			4.30%		3.30%
	Rate of compensation increase			3.00%		3.00%
	The weighted-average assumptions used to determine net periodic benefit cost for the year ended December 31:
				2013		2012		2011
	Discount rate			3.30%		4.00%		5.25%
	Expected long-term return on plan assets			7.50%		7.50%		8.00%
	Rate of compensation increase			3.00%		3.00%		3.00%
Fair value of plan assets	'
	The following table sets forth by level, within the fair value hierarchy as defined in footnote 17, the Plan’s assets at fair value as of December 31, 2013 and 2012 (in thousands):
	2013			Level I		Level II		Level III	Total	Allocation
	Assets
	Cash and cash equivalents			$            648		$                -		$             -	$                    648	6.20%
	Equity Securities
	U.S. Companies			3,879		-		-	3,879	36.80%
	Mutual Funds and ETF's (a)			3,903		-		-	3,903	37.10%
	Corporate Bonds			-		1,525		-	1,525	14.50%
	U.S. Agency Securities			-		564		-	564	5.40%
	Total			$         8,430		$         2,089		$             -	$               10,519	100.00%
	2012			Level I		Level II		Level III	Total	Allocation
	Assets
	Cash and cash equivalents			$            525		$                -		$             -	$                    525	6.00%
	Equity Securities
	U.S. Companies			3,121		-		-	3,121	35.60%
	Mutual Funds and ETF's (a)			3,058		-		-	3,058	34.90%
	Corporate Bonds			-		1,149		-	1,149	13.10%
	U.S. Agency Securities			-		908		-	908	10.40%
	Total			$         6,704		$         2,057		$             -	$                 8,761	100.00%
	(a)	This category comprises mutual funds investing in domestic large-cap, mid-caps, small caps, international large cap, emerging markets and commodities.
Expected future benefit payments	'
	The Bank expects to contribute $500,000 to its pension plan in 2014.  Expected future benefit payments that the Bank estimates from its pension plan are as follows (in thousands):
	2014		$            373
	2015		257
	2016		376
	2017		495
	2018		428
	2019 - 2023		5,506
Schedule of vesting, awarding and forfeiting of restricted shares	'
	The following table details the vesting, awarding and forfeiting of restricted shares during 2013:
		2013
			Weighted
			Average
		Shares	Market Price
	Outstanding, beginning of year	8,646	$          35.51
	Granted	3,027	48.21
	Forfeited	(55)	37.10
	Vested	(4,446)	33.62
	Outstanding, end of year	7,172	$          42.02

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2013
INCOME TAXES [Abstract]	'
Provision for income taxes (benefit)	'
	The provision for income taxes consists of the following (in thousands):
		Year Ended December 31,
		2013	2012	2011
	Currently payable	$          3,082	$          4,389	$          3,512
	Deferred tax liability (asset)	670	(58)	98
	Provision for income taxes	$          3,752	$          4,331	$          3,610
Deferred tax assets	'
	The following temporary differences gave rise to the net deferred tax liabilities at December 31, 2013 and 2012 (in thousands):
		2013	2012
	Deferred tax assets:
	Allowance for loan losses	$          2,413	$          2,307
	Deferred compensation	528	544
	Merger & acquisition costs	29	34
	Allowance for losses on available-for-sale securities	523	784
	Pension and other retirement obligation	90	733
	Unrealized loss on interest rate swap	-	68
	Interest on non-accrual loans	793	720
	Incentive plan accruals	330	323
	Other real estate owned expenses	72	84
	Unrealized losses on available-for-sale securities	55	-
	Other	95	96
	Total	$          4,928	$          5,693
	Deferred tax liabilities:
	Premises and equipment	$            (348)	$            (358)
	Investment securities accretion	(310)	(302)
	Loan fees and costs	(184)	(110)
	Goodwill and core deposit intangibles	(2,431)	(2,126)
	Low income housing tax credits	-	(20)
	Mortgage servicing rights	(180)	(167)
	Unrealized gains on available-for-sale securities	-	(3,480)
	Total	(3,453)	(6,563)
	Deferred tax (liability) asset, net	$          1,475	$            (870)
Reconciliation of statutory tax rates to effective tax rates	'
	The total provision for income taxes is different from that computed at the statutory rates due to the following items (in thousands):
		Year Ended December 31,
		2013	2012	2011
	Provision at statutory rates on
	pre-tax income	$          5,823	$          6,306	$          5,590
	Effect of tax-exempt income	(1,752)	(1,853)	(1,844)
	Low income housing tax credits	(198)	(57)	(96)
	Bank owned life insurance	(171)	(172)	(169)
	Nondeductible interest	70	87	107
	Other items	(20)	20	22
	Provision for income taxes	$          3,752	$          4,331	$          3,610
	Statutory tax rates	34%	34%	34%
	Effective tax rates	21.90%	23.40%	22.00%

OTHER_COMPREHENSIVE_INCOME_Tab

OTHER COMPREHENSIVE INCOME (Tables)	12 Months Ended
	Dec. 31, 2013
OTHER COMPREHENSIVE INCOME [Abstract]	'
Components of accumulated other comprehensive income (loss), net of tax	'
	The components of accumulated other comprehensive income (loss), net of tax, as of December 31, were as follows (in thousands):
		2013	2012
	Net unrealized (loss) gain on securities available for sale	$                (162)	$      10,234
	Tax effect	-54	3,480
	Net -of-tax amount	-108	6,754
	Unrealized loss on interest rate swap	-	-200
	Tax effect	-	-68
	Net -of-tax amount	-	-132
	Unrecognized pension costs	-1,693	-3,018
	Tax effect	-576	-1,027
	Net -of-tax amount	-1,117	-1,991
	Total accumulated other comprehensive (loss) income	$             (1,225)	$        4,631
	The following tables present the changes in accumulated other comprehensive (loss) income by component net of tax for the year ended December 31, 2013 (in thousands):
		Unrealized gain (loss)	Unrealized gain	Defined Benefit	Total
		on available for sale	(loss) on interest	Pension Items (a)
		securities (a)	rate swap (a)
	Balance as of December 31, 2012	$              6,754	$         (132)	$         (1,991)	$        4,631
	Other comprehensive income (loss) before reclassifications (net of tax)	(6,571)	132	-	(6,439)
	Amounts reclassified from accumulated other
	comprehensive income (loss) (net of tax)	(291)	-	874	583
	Net current period other comprehensive income (loss)	(6,862)	132	874	(5,856)
	Balance as of December 31, 2013	$                (107)	$                 -	$         (1,118)	$      (1,225)
	(a) Amounts in parentheses indicate debits
Schedule of the significant amounts reclassified out of each component of accumulated other comprehensive income	'
	The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income (loss) for the year ended December 31, 2013:
	Details about accumulated other comprehensive income (loss)	Amount		Affected line item in the
		reclassified from		statement where net Income is
		accumulated comprehensive		presented
		income (loss) (a)
	Unrealized gains and losses on available for sale securities
		$                 441		Investment securities gains, net
		(150)		Provision for income taxes
		291		Net of tax
	Defined benefit pension items
		$             (1,325)		Salaries and employee benefits
		451		Provision for income taxes
		(874)		Net of tax
	Total reclassifications	$                (583)
	(a) Amounts in parentheses indicate debits to profit/loss

RELATED_PARTY_TRANSACTIONS_Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2013
RELATED PARTY TRANSACTIONS [Abstract]	'
Summary of Loan Activity with Officers, Directors, Stockholders and Associates	'
	A summary of loan activity for the years ended December 31, 2013 and 2012 with officers, directors, stockholders and associates of such persons is listed below (in thousands):
		Year Ended December 31,
		2013	2012
	Balance, beginning of year	$            4,349	$            4,056
	New loans	2,119	2,420
	Repayments	(2,205)	(2,127)
	Balance, end of year	$            4,263	$            4,349

REGULATORY_MATTERS_Tables

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2013
REGULATORY MATTERS [Abstract]	'
Capital ratios under banking regulations	'
	The following table reflects the Company’s capital ratios at December 31 (dollars in thousands):
		2013		2012
	Total capital (to risk-weighted assets)	Amount	Ratio	Amount	Ratio
	Company	$      100,320	17.75%	$        90,889	17.50%
	For capital adequacy purposes	45,211	8.00%	41,546	8.00%
	To be well capitalized	56,514	10.00%	51,932	10.00%
	Tier I capital (to risk-weighted assets)
	Company	$        92,902	16.44%	$        84,166	16.21%
	For capital adequacy purposes	22,606	4.00%	20,773	4.00%
	To be well capitalized	33,908	6.00%	31,159	6.00%
	Tier I capital (to average assets)
	Company	$        92,902	10.42%	$        84,166	9.70%
	For capital adequacy purposes	35,669	4.00%	34,692	4.00%
	To be well capitalized	44,587	5.00%	43,366	5.00%
	The following table reflects the Bank’s capital ratios at December 31 (dollars in thousands):
		2013		2012
	Total capital (to risk-weighted assets)	Amount	Ratio	Amount	Ratio
	Bank	$        97,863	17.35%	$        87,215	16.84%
	For capital adequacy purposes	45,135	8.00%	41,425	8.00%
	To be well capitalized	56,418	10.00%	51,781	10.00%
	Tier I capital (to risk-weighted assets)
	Bank	$        90,639	16.07%	$        80,702	15.59%
	For capital adequacy purposes	22,567	4.00%	20,713	4.00%
	To be well capitalized	33,851	6.00%	31,069	6.00%
	Tier I capital (to average assets)
	Bank	$        90,639	10.18%	$        80,702	9.32%
	For capital adequacy purposes	35,615	4.00%	34,634	4.00%
	To be well capitalized	44,519	5.00%	43,293	5.00%

COMMITMENTS_AND_CONTINGENT_LIA1

COMMITMENTS AND CONTINGENT LIABILITIES (Tables)	12 Months Ended
	Dec. 31, 2013
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract]	'
Financial instruments whose contract amounts represent credit risk	'
	Financial instruments, whose contract amounts represent credit risk at December 31, 2013 and 2012, are as follows (in thousands):
		2013	2012
	Commitments to extend credit	$89,847	$82,645
	Standby letters of credit	12,014	5,208

OPERATING_LEASES_Tables

OPERATING LEASES (Tables)	12 Months Ended
	Dec. 31, 2013
OPERATING LEASES [Abstract]	'
Future minimum rental payments under operating leases	'
	The following schedule shows future minimum rental payments under operating leases with noncancellable terms in excess of one year as of December 31, 2013 (in thousands):
	2014	$               80
	2015	61
	2016	39
	2017	39
	2018	39
	Thereafter	266
	Total	$             524

FAIR_VALUE_OF_FINANCIAL_INSTRU1

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2013
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]	'
Summary of Assets Measured at Fair Value on a Recurring Basis	'
	The following tables present the assets reported on the consolidated balance sheet at their fair value on a recurring basis as of December 31, 2013 and 2012 (in thousands) by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.
	2013		Level I		Level II		Level III	Total
	Fair value measurements on a recurring basis:
	Securities available for sale:
	U.S. agency securities		$                  -		$           152,189		$               -	$         152,189
	U.S. treasuries		-		11,309		-	11,309
	Obligations of state and
	political subdivisions		-		95,005		-	95,005
	Corporate obligations		-		16,802		-	16,802
	Mortgage-backed securities in
	government sponsored entities		-		40,671		-	40,671
	Equity securities in financial institutions		1,325					1,325
	2012		Level I		Level II		Level III	Total
	Fair value measurements on a recurring basis:
	Securities available for sale:
	U.S. agency securities		$                  -		$           127,234		$               -	$           127,234
	U.S. treasuries		-		4,947		-	4,947
	Obligations of state and
	political subdivisions		-		100,875		-	100,875
	Corporate obligations		-		22,109		-	22,109
	Mortgage-backed securities in
	government sponsored entities		-		53,673		-	53,673
	Equity securities in financial institutions		1,414		-		-	1,414
	Trust Preferred Interest Rate Swap		-		(200)		-	(200)
Summary of Assets Measured at Fair Value on Non-recurring Basis	'
	Assets measured at fair value on a nonrecurring basis as of December 31, 2013 and 2012 (in thousands) are included in the table below:
			31-Dec-13
			Level I		Level II		Level III	Total
	Impaired Loans		$                  -		$                      -		$     10,067	$             10,067
	Other real estate owned		-		-		1,360	1,360
			31-Dec-12
			Level I		Level II		Level III	Total
	Impaired Loans		$                  -		$                      -		$       9,836	$               9,836
	Other real estate owned		-		-		616	616
Significant Unobservable Inputs Used in Fair Value Measurement Process	'
	The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques.
		Fair Value at	Fair Value at		Valuation Technique(s)	Unobservable input	Range
		December 31,	December 31,
		2013	2012
	Impaired Loans	$         263	$      4,882		Discounted Cash Flows	Probability of Default	0%
						Change in interest rates	0-7%
		9,804	4,954		Appraised Collateral Values	Discount for time since appraisal	0-30%
						Selling costs	4%-10%
						Holding period	0 - 18 months
	Other real estate owned	1,360	616		Appraised Collateral Values	Discount for time since appraisal	0-20%
						Selling costs	4%-10%
						Holding period	0 - 18 months
Fair Value of Financial Instruments	'
	The fair values of the Company’s financial instruments are as follows (in thousands):
		Carrying
	31-Dec-13	Amount	Fair Value	Level I	Level II	Level III
	Financial assets:
	Cash and due from banks	$    10,083	$    10,083	$    10,083	$              -	$             -
	Interest bearing time deposits with other banks	2,480	2,474	-	-	2,474
	Available-for-sale securities	317,301	317,301	1,325	315,976	-
	Loans held for sale	278	278	278	-	-
	Net loans	533,514	547,405	-	-	547,405
	Bank owned life insurance	14,679	14,679	14,679	-	-
	Regulatory stock	3,926	3,926	3,926	-	-
	Accrued interest receivable	3,728	3,728	3,728	-	-
	Financial liabilities:
	Deposits	$  748,316	$  750,172	$  481,957	$              -	$ 268,215
	Borrowed funds	66,932	63,500	-	63,500	-
	Accrued interest payable	895	895	895	-	-
		Carrying
	31-Dec-12	Amount	Fair Value	Level I	Level II	Level III
	Financial assets:
	Cash and due from banks	$    26,333	$    26,333	$    26,333	$              -	$              -
	Available-for-sale securities	310,252	310,252	1,414	308,838	-
	Loans held for sale	1,458	1,458	1,458
	Net loans	495,679	522,502	-	-	522,502
	Bank owned life insurance	14,177	14,177	14,177	-	-
	Regulatory stock	3,565	3,565	3,565	-	-
	Accrued interest receivable	3,816	3,816	3,816	-	-
	Financial liabilities:
	Deposits	$  737,096	$  742,422	$  462,557	$              -	$  279,865
	Borrowed funds	46,126	43,403	-	43,403	-
	Trust preferred interest rate swap	200	200	-	200	-
	Accrued interest payable	1,143	1,143	1,143	-	-

CONDENSED_FINANCIAL_INFORMATIO1

CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY (Tables)	12 Months Ended
	Dec. 31, 2013
CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY [Abstract]	'
Condensed financial information	'
	CITIZENS FINANCIAL SERVICES, INC.
	CONDENSED  BALANCE SHEET
		December 31,
	(in thousands)	2013	2012
	Assets:
	Cash	$           1,611	$          2,366
	Available-for-sale securities	914	1,286
	Investment in subsidiary:
	First Citizens Community Bank	97,024	93,363
	Other assets	459	520
	Total assets	$       100,008	$        97,535
	Liabilities:
	Other liabilities	$              452	$             560
	Borrowed funds	7,500	7,500
	Total liabilities	7,952	8,060
	Stockholders' equity	92,056	89,475
	Total liabilities and stockholders' equity	$       100,008	$        97,535
	CITIZENS FINANCIAL SERVICES, INC.
	CONDENSED  STATEMENT OF INCOME
		Year Ended December 31,
	(in thousands)	2013	2012	2011
	Dividends from:
	Bank subsidiary	$           4,142	$          5,045	$             3,823
	Available-for-sale securities	51	51	42
	Total income	4,193	5,096	3,865
	Realized securities gains (losses)	183	58	(38)
	Expenses	638	611	488
	Income before equity
	in undistributed earnings
	of subsidiary	3,738	4,543	3,339
	Equity in undistributed
	earnings - First Citizens Community Bank	9,637	9,672	9,493
	Net income	$         13,375	$        14,215	$           12,832
	Comprehensive income	$           7,519	$        13,897	$           16,727
	CITIZENS FINANCIAL SERVICES, INC.
	STATEMENT OF CASH FLOWS
		Year Ended December 31,
	(in thousands)	2013	2012	2011
	Cash flows from operating activities:
	Net income	$         13,375	$        14,215	$           12,832
	Adjustments to reconcile net income to net
	cash provided by operating activities:
	Equity in undistributed earnings of subsidiaries	(9,637)	(9,672)	(9,493)
	Investment securities (gains) losses, net	(183)	(58)	38
	Other, net	309	394	125
	Net cash provided by operating activities	3,864	4,879	3,502
	Cash flows from investing activities:
	Purchases of available-for-sale securities	(1)	(141)	(147)
	Proceeds from the sale of available-for-sale securities	538	110	184
	Net cash provided by (used in) investing activities	537	(31)	37
	Cash flows from financing activities:
	Cash dividends paid	(3,558)	(4,601)	(3,148)
	Purchase of treasury stock	(1,483)	(1,348)	(851)
	Purchase of restricted stock	(115)	(142)	(159)
	Net cash used in financing activities	(5,156)	(6,091)	(4,158)
	Net decrease in cash	(755)	(1,243)	(619)
	Cash at beginning of year	2,366	3,609	4,228
	Cash at end of year	$           1,611	$          2,366	$             3,609

CONSOLIDATED_CONDENSED_QUARTER1

CONSOLIDATED CONDENSED QUARTERLY DATA (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2013
CONSOLIDATED CONDENSED QUARTERLY DATA (UNAUDITED) [Abstract]	'
Consolidated condensed quarterly data	'
	(in thousands, except share data)		Three Months Ended,
	2013	Mar 31	June 30	Sep 30	Dec 31
	Interest income	$             8,999	$             8,948	$             9,307	$             8,980
	Interest expense	1,686	1,597	1,562	1,470
	Net interest income	7,313	7,351	7,745	7,510
	Provision for loan losses	150	75	90	90
	Non-interest income	1,656	1,645	1,715	1,812
	Investment securities gains, net	196	98	91	56
	Non-interest expenses	4,822	4,832	4,920	5,082
	Income before provision for income taxes	4,193	4,187	4,541	4,206
	Provision for income taxes	906	907	1,029	910
	Net income	$             3,287	$             3,280	$             3,512	$             3,296
	Earnings Per Share Basic	$               1.08	$               1.08	$               1.16	$               1.10
	Earnings Per Share Diluted	$               1.08	$               1.08	$               1.16	$               1.10
			Three Months Ended,
	2012	Mar 31	June 30	Sep 30	Dec 31
	Interest income	$             9,637	$             9,613	$             9,474	$             9,361
	Interest expense	2,079	1,948	1,859	1,773
	Net interest income	7,558	7,665	7,615	7,588
	Provision for loan losses	105	105	105	105
	Non-interest income	1,735	1,716	1,679	2,103
	Investment securities gains, net	108	213	240	43
	Non-interest expenses	4,855	4,565	4,932	4,945
	Income before provision for income taxes	4,441	4,924	4,497	4,684
	Provision for income taxes	992	1,171	1,033	1,135
	Net income	$             3,449	$             3,753	$             3,464	$             3,549
	Earnings Per Share Basic	$               1.12	$               1.23	$               1.13	$               1.17
	Earnings Per Share Diluted	$               1.12	$               1.23	$               1.13	$               1.17

SUMMARY_OF_SIGNIFICANT_ACCOUNT3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Security								Office
									Property
									Segment
									Security
Business and Organization [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Number of full service banking offices	'	'	'	'	'	'	'	'	17	'	'
Operating Segments [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Number of operating segments	'	'	'	'	'	'	'	'	1	'	'
Cash and Cash Equivalents [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Interest earning deposits maturity, Maximum for inclusion as cash equivalents	'	'	'	'	'	'	'	'	'90 days	'	'
Investment Securities [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Number of classifications of investment securities	3	'	'	'	'	'	'	'	3	'	'
Held-to-maturity securities	$0	'	'	'	$0	'	'	'	$0	$0	'
Trading securities	0	'	'	'	0	'	'	'	0	0	'
Number of years significantly below cost to recognize an impairment	'	'	'	'	'	'	'	'	'1 year	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Size of family properties, minimum	'	'	'	'	'	'	'	'	1	'	'
Size of family properties, maximum	'	'	'	'	'	'	'	'	4	'	'
Number of days past for loan to be considered impaired, Maximum	'	'	'	'	'	'	'	'	'90 days	'	'
Goodwill [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Goodwill impairment loss	'	'	'	'	'	'	'	'	0	0	0
Derivative Financial Instruments [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Net gain or loss recognized in earnings	'	'	'	'	'	'	'	'	0	0	0
Basic earnings per share computation [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Net income applicable to common stock	3,296,000	3,512,000	3,280,000	3,287,000	3,549,000	3,464,000	3,753,000	3,449,000	13,375,000	14,215,000	12,832,000
Weighted average common shares outstanding (in shares)	'	'	'	'	'	'	'	'	3,025,315	3,056,078	3,087,221
Earnings per share - basic (in dollars per share)	$1.10	$1.16	$1.08	$1.08	$1.17	$1.13	$1.23	$1.12	$4.42	$4.65	$4.16
Diluted earnings per share computation [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Net income applicable to common stock	3,296,000	3,512,000	3,280,000	3,287,000	3,549,000	3,464,000	3,753,000	3,449,000	13,375,000	14,215,000	12,832,000
Weighted average common shares outstanding for basic earnings per share (in shares)	'	'	'	'	'	'	'	'	3,025,315	3,056,078	3,087,221
Add: Dilutive effects of restricted stock (in shares)	'	'	'	'	'	'	'	'	1,170	1,642	0
Weighted average common shares outstanding for dilutive earnings per share (in shares)	'	'	'	'	'	'	'	'	3,026,485	3,057,720	3,087,221
Earnings per share - dilutive (in dollars per share)	$1.10	$1.16	$1.08	$1.08	$1.17	$1.13	$1.23	$1.12	$4.42	$4.65	$4.16
Restricted Stock [Member]	'	'	'	'	'	'	'	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Antidilutive restricted stock excluded from net income per share calculations (in shares)	'	'	'	'	'	'	'	'	2,555	2,621	9,921
Exercise price, lower range (in dollars per share)	'	'	'	'	'	'	'	'	$34.70	$26.80	$18.50
Exercise price, upper range (in dollars per share)	'	'	'	'	'	'	'	'	$44.50	$37.35	$37.35
Core Deposits [Member]	'	'	'	'	'	'	'	'	'	'	'
Finite-Lived Intangible Assets [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Amortization expense	'	'	'	'	'	'	'	'	$0	$15,000	$17,000
Minimum [Member]	'	'	'	'	'	'	'	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Number of days past for loan to be considered impaired, Maximum	'	'	'	'	'	'	'	'	'90 days	'	'
Minimum [Member] | Core Deposits [Member]	'	'	'	'	'	'	'	'	'	'	'
Finite-Lived Intangible Assets [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful Life	'	'	'	'	'	'	'	'	'3 years	'	'
Maximum [Member] | Core Deposits [Member]	'	'	'	'	'	'	'	'	'	'	'
Finite-Lived Intangible Assets [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful Life	'	'	'	'	'	'	'	'	'5 years 6 months	'	'
Furniture, Fixtures and Equipment [Member] | Minimum [Member]	'	'	'	'	'	'	'	'	'	'	'
Premises and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful life	'	'	'	'	'	'	'	'	'3 years	'	'
Furniture, Fixtures and Equipment [Member] | Maximum [Member]	'	'	'	'	'	'	'	'	'	'	'
Premises and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful life	'	'	'	'	'	'	'	'	'15 years	'	'
Building Premises [Member] | Minimum [Member]	'	'	'	'	'	'	'	'	'	'	'
Premises and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful life	'	'	'	'	'	'	'	'	'5 years	'	'
Building Premises [Member] | Maximum [Member]	'	'	'	'	'	'	'	'	'	'	'
Premises and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful life	'	'	'	'	'	'	'	'	'40 years	'	'
Open End Loans [Member]	'	'	'	'	'	'	'	'	'	'	'
Loans to be Charged Off [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Number of days past due before charge-off	'	'	'	'	'	'	'	'	'180 days	'	'
Closed End Loans [Member]	'	'	'	'	'	'	'	'	'	'	'
Loans to be Charged Off [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Number of days past due before charge-off	'	'	'	'	'	'	'	'	'120 days	'	'
All Other Loans [Member]	'	'	'	'	'	'	'	'	'	'	'
Loans to be Charged Off [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Number of days past due before charge-off	'	'	'	'	'	'	'	'	'90 days	'	'

RESTRICTIONS_ON_CASH_AND_DUE_F1

RESTRICTIONS ON CASH AND DUE FROM BANKS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
RESTRICTIONS ON CASH AND DUE FROM BANKS [Abstract]	'	'
Cash reserves at the Federal Reserve Bank	$1,447,000	$1,468,000
Cash FDIC insured amount, maximum	$250,000	'

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Security
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]	'	'	'
Amortized Cost	$317,463,000	$300,018,000	'
Gross Unrealized Gains	4,538,000	10,578,000	'
Gross Unrealized Losses	-4,700,000	-344,000	'
Fair Value	317,301,000	310,252,000	'
Number of securities owned with fair value than cost	98	'	'
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]	'	'	'
Less than Twelve Months, Fair Value	163,889,000	33,620,000	'
Twelve Months or Greater, Fair Value	12,731,000	0	'
Total, Fair Value	176,620,000	33,620,000	'
Less than Twelve Months, Gross Unrealized Losses	-4,014,000	-344,000	'
Twelve Months or Greater, Gross Unrealized Losses	-686,000	0	'
Total, Gross Unrealized Losses	-4,700,000	-344,000	'
Duration securities impaired, Minimum	'1 year	'	'
Other than temporary impairment losses recognized in earnings	54,000	'	'
Proceeds from sale of securities available-for-sale	25,461,000	20,619,000	10,264,000
Realized investment gains (losses) [Abstract]	'	'	'
Gross gains	827,000	604,000	461,000
Gross losses	386,000	0	127,000
Net gains	441,000	604,000	334,000
Investment securities pledged as collateral	194,659,000	193,332,000	'
Amortized Cost [Abstract]	'	'	'
Due in one year or less	13,040,000	'	'
Due after one year through five years	102,983,000	'	'
Due after five years through ten years	88,629,000	'	'
Due after ten years	112,269,000	'	'
Total	316,921,000	'	'
Fair Value [Abstract]	'	'	'
Due in one year or less	13,156,000	'	'
Due after one year through five years	102,959,000	'	'
Due after five years through ten years	87,077,000	'	'
Due after ten years	112,784,000	'	'
Total	315,976,000	'	'
U.S. Agency Securities [Member]	'	'	'
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]	'	'	'
Amortized Cost	153,896,000	125,125,000	'
Gross Unrealized Gains	702,000	2,150,000	'
Gross Unrealized Losses	-2,409,000	-41,000	'
Fair Value	152,189,000	127,234,000	'
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]	'	'	'
Less than Twelve Months, Fair Value	98,356,000	6,016,000	'
Twelve Months or Greater, Fair Value	2,825,000	0	'
Total, Fair Value	101,181,000	6,016,000	'
Less than Twelve Months, Gross Unrealized Losses	-2,212,000	-41,000	'
Twelve Months or Greater, Gross Unrealized Losses	-197,000	0	'
Total, Gross Unrealized Losses	-2,409,000	-41,000	'
Realized investment gains (losses) [Abstract]	'	'	'
Gross gains	86,000	50,000	115,000
Available-for-sale securities sold at a gross gain	7	4	3
U.S. Treasuries [Member]	'	'	'
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]	'	'	'
Amortized Cost	11,856,000	4,922,000	'
Gross Unrealized Gains	0	25,000	'
Gross Unrealized Losses	-547,000	0	'
Fair Value	11,309,000	4,947,000	'
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]	'	'	'
Less than Twelve Months, Fair Value	11,309,000	'	'
Twelve Months or Greater, Fair Value	0	'	'
Total, Fair Value	11,309,000	'	'
Less than Twelve Months, Gross Unrealized Losses	-547,000	'	'
Twelve Months or Greater, Gross Unrealized Losses	0	'	'
Total, Gross Unrealized Losses	-547,000	'	'
Realized investment gains (losses) [Abstract]	'	'	'
Gross gains	'	95,000	'
Available-for-sale securities sold at a gross gain	'	2	'
Obligations of State and Political Subdivisions [Member]	'	'	'
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]	'	'	'
Amortized Cost	94,113,000	95,288,000	'
Gross Unrealized Gains	2,146,000	5,721,000	'
Gross Unrealized Losses	-1,254,000	-134,000	'
Fair Value	95,005,000	100,875,000	'
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]	'	'	'
Less than Twelve Months, Fair Value	24,201,000	7,981,000	'
Twelve Months or Greater, Fair Value	6,491,000	0	'
Total, Fair Value	30,692,000	7,981,000	'
Less than Twelve Months, Gross Unrealized Losses	-865,000	-134,000	'
Twelve Months or Greater, Gross Unrealized Losses	-389,000	0	'
Total, Gross Unrealized Losses	-1,254,000	-134,000	'
Realized investment gains (losses) [Abstract]	'	'	'
Gross gains	87,000	9,000	24,000
Gross losses	'	'	63,000
Available-for-sale securities sold at a gross gain	4	1	1
Available-for-sale securities sold at a gross loss	'	'	3
Corporate Obligations [Member]	'	'	'
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]	'	'	'
Amortized Cost	16,651,000	21,699,000	'
Gross Unrealized Gains	341,000	452,000	'
Gross Unrealized Losses	-190,000	-42,000	'
Fair Value	16,802,000	22,109,000	'
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]	'	'	'
Less than Twelve Months, Fair Value	6,103,000	10,972,000	'
Twelve Months or Greater, Fair Value	2,251,000	0	'
Total, Fair Value	8,354,000	10,972,000	'
Less than Twelve Months, Gross Unrealized Losses	-124,000	-42,000	'
Twelve Months or Greater, Gross Unrealized Losses	-66,000	0	'
Total, Gross Unrealized Losses	-190,000	-42,000	'
Realized investment gains (losses) [Abstract]	'	'	'
Gross gains	2,000	'	'
Gross losses	246,000	'	'
Available-for-sale securities sold at a gross gain	1	'	'
Mortgage-backed Securities in Government Sponsored Entities [Member]	'	'	'
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]	'	'	'
Amortized Cost	40,405,000	52,072,000	'
Gross Unrealized Gains	566,000	1,728,000	'
Gross Unrealized Losses	-300,000	-127,000	'
Fair Value	40,671,000	53,673,000	'
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]	'	'	'
Less than Twelve Months, Fair Value	23,920,000	8,651,000	'
Twelve Months or Greater, Fair Value	1,164,000	0	'
Total, Fair Value	25,084,000	8,651,000	'
Less than Twelve Months, Gross Unrealized Losses	-266,000	-127,000	'
Twelve Months or Greater, Gross Unrealized Losses	-34,000	0	'
Total, Gross Unrealized Losses	-300,000	-127,000	'
Realized investment gains (losses) [Abstract]	'	'	'
Gross gains	356,000	392,000	254,000
Gross losses	140,000	'	6,000
Available-for-sale securities sold at a gross gain	9	12	13
Available-for-sale securities sold at a gross loss	2	'	1
Equity Securities in Financial Institutions [Member]	'	'	'
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]	'	'	'
Amortized Cost	542,000	912,000	'
Gross Unrealized Gains	783,000	502,000	'
Gross Unrealized Losses	0	0	'
Fair Value	1,325,000	1,414,000	'
Realized investment gains (losses) [Abstract]	'	'	'
Gross gains	296,000	58,000	68,000
Gross losses	'	'	$4,000
Available-for-sale securities sold at a gross gain	3	'	2

LOANS_AND_RELATED_ALLOWANCE_FO2

LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	$540,612,000	$502,463,000	'
Allowance for loan losses	7,098,000	6,784,000	'
Net loans	533,514,000	495,679,000	'
Individually evaluated for impairment	10,400,000	10,418,000	'
Collectively evaluated for impairment	530,212,000	492,045,000	'
Real estate loans serviced for Freddie Mac and Fannie Mae	82,618,000	73,813,000	'
Net unamortized loan fees and costs	1,187,000	1,354,000	'
Number of days past for loan to be considered impaired, Minimum	'90 days	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance at beginning of period	6,784,000	6,487,000	5,915,000
Charge-offs	-134,000	-172,000	-207,000
Recoveries	43,000	49,000	104,000
Provision	405,000	420,000	675,000
Balance at end of period	7,098,000	6,784,000	6,487,000
Individually evaluated for impairment	333,000	582,000	494,000
Collectively evaluated for impairment	6,765,000	6,202,000	5,993,000
Minimum [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Number of days past for loan to be considered impaired, Minimum	'90 days	'	'
First Mortgage [Member] | Minimum [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Period of mortgage on real estate	'15 years	'	'
First Mortgage [Member] | Maximum [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Period of mortgage on real estate	'30 years	'	'
Second Mortgage [Member] | Maximum [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Period of mortgage on real estate	'15 years	'	'
Commercial and Agricultural [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Change in loan portfolio	'	'	1,164,000
Real Estate Loans [Member] | Residential [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	187,101,000	178,080,000	'
Individually evaluated for impairment	342,000	424,000	'
Collectively evaluated for impairment	186,759,000	177,656,000	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance at beginning of period	875,000	805,000	969,000
Charge-offs	-17,000	-95,000	-101,000
Recoveries	5,000	0	0
Provision	83,000	165,000	-63,000
Balance at end of period	946,000	875,000	805,000
Individually evaluated for impairment	27,000	22,000	13,000
Collectively evaluated for impairment	919,000	853,000	792,000
Real Estate Loans [Member] | Commercial and Agricultural [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	215,088,000	194,725,000	'
Individually evaluated for impairment	8,310,000	9,093,000	'
Collectively evaluated for impairment	206,778,000	185,632,000	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance at beginning of period	4,437,000	4,132,000	3,380,000
Charge-offs	-62,000	-2,000	-29,000
Recoveries	5,000	9,000	15,000
Provision	178,000	298,000	766,000
Balance at end of period	4,558,000	4,437,000	4,132,000
Individually evaluated for impairment	305,000	559,000	433,000
Collectively evaluated for impairment	4,253,000	3,878,000	3,699,000
Real Estate Loans [Member] | Residential Mortgages [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	119,884,000	106,548,000	'
Real Estate Loans [Member] | Home Equity [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	67,217,000	71,532,000	'
Real Estate Loans [Member] | Commercial [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	193,087,000	176,710,000	'
Real Estate Loans [Member] | Agricultural [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	22,001,000	18,015,000	'
Real Estate Loans [Member] | Construction [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	8,937,000	12,011,000	'
Individually evaluated for impairment	0	0	'
Collectively evaluated for impairment	8,937,000	12,011,000	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance at beginning of period	38,000	15,000	22,000
Charge-offs	0	0	0
Recoveries	0	0	0
Provision	12,000	23,000	-7,000
Balance at end of period	50,000	38,000	15,000
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	50,000	38,000	15,000
Other Commercial and Agricultural Loans [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	54,029,000	47,880,000	'
Individually evaluated for impairment	1,733,000	901,000	'
Collectively evaluated for impairment	52,296,000	46,979,000	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance at beginning of period	728,000	674,000	983,000
Charge-offs	-1,000	-21,000	-6,000
Recoveries	0	7,000	32,000
Provision	215,000	68,000	-335,000
Balance at end of period	942,000	728,000	674,000
Individually evaluated for impairment	1,000	1,000	48,000
Collectively evaluated for impairment	941,000	727,000	626,000
Consumer [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	9,563,000	10,559,000	'
Individually evaluated for impairment	15,000	0	'
Collectively evaluated for impairment	9,548,000	10,559,000	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance at beginning of period	119,000	111,000	108,000
Charge-offs	-54,000	-54,000	-71,000
Recoveries	33,000	33,000	57,000
Provision	7,000	29,000	17,000
Balance at end of period	105,000	119,000	111,000
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	105,000	119,000	111,000
Commercial and Other Loans [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	44,488,000	41,620,000	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Change in loan portfolio	'	'	2,857,000
Change in loan portfolio (in hundredths)	'	'	-6.10%
State and Political Subdivision Loans [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	65,894,000	59,208,000	'
Individually evaluated for impairment	0	0	'
Collectively evaluated for impairment	65,894,000	59,208,000	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance at beginning of period	271,000	235,000	137,000
Charge-offs	0	0	0
Recoveries	0	0	0
Provision	59,000	36,000	98,000
Balance at end of period	330,000	271,000	235,000
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	330,000	271,000	235,000
Other Agricultural Loans [Member]	'	'	'
Segments of loan portfolio and allowance for loan losses [Abstract]	'	'	'
Total Loans	9,541,000	6,260,000	'
Unallocated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance at beginning of period	316,000	515,000	316,000
Charge-offs	0	0	0
Recoveries	0	0	0
Provision	-149,000	-199,000	199,000
Balance at end of period	167,000	316,000	515,000
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	$167,000	$316,000	$515,000

LOANS_AND_RELATED_ALLOWANCE_FO3

LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES IMPAIRED FINANCING RECEIVABLE (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	$12,076	$12,066	'
Recorded Investment With No Allowance	8,232	7,218	'
Recorded Investment With Allowance	2,168	3,200	'
Total Recorded Investment	10,400	10,418	'
Related Allowance	333	582	'
Average Recorded Investment	10,728	8,625	9,653
Interest Income Recognized	547	123	123
Interest Income Recognized Cash Basis	377	123	123
Real Estate Loans [Member] | Mortgages [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	232	309	'
Recorded Investment With No Allowance	138	150	'
Recorded Investment With Allowance	70	136	'
Total Recorded Investment	208	286	'
Related Allowance	14	8	'
Average Recorded Investment	327	170	0
Interest Income Recognized	7	2	0
Interest Income Recognized Cash Basis	0	2	0
Real Estate Loans [Member] | Home Equity [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	134	138	'
Recorded Investment With No Allowance	65	0	'
Recorded Investment With Allowance	69	138	'
Total Recorded Investment	134	138	'
Related Allowance	13	14	'
Average Recorded Investment	136	112	39
Interest Income Recognized	4	4	1
Interest Income Recognized Cash Basis	0	4	1
Real Estate Loans [Member] | Commercial [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	9,901	10,669	'
Recorded Investment With No Allowance	6,335	6,476	'
Recorded Investment With Allowance	1,975	2,617	'
Total Recorded Investment	8,310	9,093	'
Related Allowance	305	559	'
Average Recorded Investment	8,499	7,882	8,584
Interest Income Recognized	457	117	65
Interest Income Recognized Cash Basis	377	117	65
Real Estate Loans [Member] | Agricultural [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	0	0	'
Recorded Investment With No Allowance	0	0	'
Recorded Investment With Allowance	0	0	'
Total Recorded Investment	0	0	'
Related Allowance	0	0	'
Average Recorded Investment	0	0	370
Interest Income Recognized	0	0	37
Interest Income Recognized Cash Basis	0	0	37
Real Estate Loans [Member] | Construction [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	0	0	'
Recorded Investment With No Allowance	0	0	'
Recorded Investment With Allowance	0	0	'
Total Recorded Investment	0	0	'
Related Allowance	0	0	'
Average Recorded Investment	0	0	0
Interest Income Recognized	0	0	0
Interest Income Recognized Cash Basis	0	0	0
Consumer [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	15	0	'
Recorded Investment With No Allowance	15	0	'
Recorded Investment With Allowance	0	0	'
Total Recorded Investment	15	0	'
Related Allowance	0	0	'
Average Recorded Investment	5	0	0
Interest Income Recognized	0	0	0
Interest Income Recognized Cash Basis	0	0	0
Other Commercial Loans [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	1,794	950	'
Recorded Investment With No Allowance	1,679	592	'
Recorded Investment With Allowance	54	309	'
Total Recorded Investment	1,733	901	'
Related Allowance	1	1	'
Average Recorded Investment	1,761	461	501
Interest Income Recognized	79	0	0
Interest Income Recognized Cash Basis	0	0	0
Other Agricultural Loans [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	0	0	'
Recorded Investment With No Allowance	0	0	'
Recorded Investment With Allowance	0	0	'
Total Recorded Investment	0	0	'
Related Allowance	0	0	'
Average Recorded Investment	0	0	159
Interest Income Recognized	0	0	20
Interest Income Recognized Cash Basis	0	0	20
State and Political Subdivision Loans [Member]	'	'	'
Impaired Financing Receivable [Abstract]	'	'	'
Unpaid Principal Balance	0	0	'
Recorded Investment With No Allowance	0	0	'
Recorded Investment With Allowance	0	0	'
Total Recorded Investment	0	0	'
Related Allowance	0	0	'
Average Recorded Investment	0	0	0
Interest Income Recognized	0	0	0
Interest Income Recognized Cash Basis	$0	$0	$0

LOANS_AND_RELATED_ALLOWANCE_FO4

LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES CREDIT QUALITY INDICATOR (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable by credit exposure [Abstract]	'	'
Total	$196,664,000	188,639,000
Minimum [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Percentage of dollar volume of commercial loan portfolio to be reviewed, minimum (in hundredths)	55.00%	60.00%
Amount over which all relationships to be reviewed, minimum	500,000	'
Amount which is 90 days past due to be reviewed for all aggregate loan relationships, minimum	100,000	'
Real Estate Loans [Member] | Mortgages [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	119,884,000	106,548,000
Real Estate Loans [Member] | Home Equity [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	67,217,000	71,532,000
Consumer [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	9,563,000	10,559,000
Pass [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	305,939,000	277,785,000
Pass [Member] | Real Estate Loans [Member] | Commercial [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	166,956,000	149,892,000
Pass [Member] | Real Estate Loans [Member] | Agricultural [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	15,923,000	13,690,000
Pass [Member] | Real Estate Loans [Member] | Construction [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	8,937,000	12,011,000
Pass [Member] | Other Commercial Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	40,798,000	39,239,000
Pass [Member] | Other Agricultural Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	7,431,000	4,833,000
Pass [Member] | State and Political Subdivision Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	65,894,000	58,120,000
Special Mention [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	8,455,000	11,417,000
Special Mention [Member] | Real Estate Loans [Member] | Commercial [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	4,645,000	7,616,000
Special Mention [Member] | Real Estate Loans [Member] | Agricultural [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	1,910,000	2,386,000
Special Mention [Member] | Real Estate Loans [Member] | Construction [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Special Mention [Member] | Other Commercial Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	1,747,000	826,000
Special Mention [Member] | Other Agricultural Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	153,000	589,000
Special Mention [Member] | State and Political Subdivision Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Substandard [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	29,347,000	24,547,000
Substandard [Member] | Real Estate Loans [Member] | Commercial [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	21,284,000	19,127,000
Substandard [Member] | Real Estate Loans [Member] | Agricultural [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	4,168,000	1,939,000
Substandard [Member] | Real Estate Loans [Member] | Construction [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Substandard [Member] | Other Commercial Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	1,938,000	1,555,000
Substandard [Member] | Other Agricultural Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	1,957,000	838,000
Substandard [Member] | State and Political Subdivision Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	1,088,000
Doubtful [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	207,000	75,000
Doubtful [Member] | Real Estate Loans [Member] | Commercial [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	202,000	75,000
Doubtful [Member] | Real Estate Loans [Member] | Agricultural [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Doubtful [Member] | Real Estate Loans [Member] | Construction [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Doubtful [Member] | Other Commercial Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	5,000	0
Doubtful [Member] | Other Agricultural Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Doubtful [Member] | State and Political Subdivision Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Loss [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Loss [Member] | Real Estate Loans [Member] | Commercial [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Loss [Member] | Real Estate Loans [Member] | Agricultural [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Loss [Member] | Real Estate Loans [Member] | Construction [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Loss [Member] | Other Commercial Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Loss [Member] | Other Agricultural Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Loss [Member] | State and Political Subdivision Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	0	0
Internally Assigned Grade [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	343,948,000	313,824,000
Internally Assigned Grade [Member] | Real Estate Loans [Member] | Commercial [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	193,087,000	176,710,000
Internally Assigned Grade [Member] | Real Estate Loans [Member] | Agricultural [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	22,001,000	18,015,000
Internally Assigned Grade [Member] | Real Estate Loans [Member] | Construction [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	8,937,000	12,011,000
Internally Assigned Grade [Member] | Other Commercial Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	44,488,000	41,620,000
Internally Assigned Grade [Member] | Other Agricultural Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	9,541,000	6,260,000
Internally Assigned Grade [Member] | State and Political Subdivision Loans [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	65,894,000	59,208,000
Performing [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	195,611,000	187,640,000
Performing [Member] | Real Estate Loans [Member] | Mortgages [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	119,075,000	105,822,000
Performing [Member] | Real Estate Loans [Member] | Home Equity [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	66,989,000	71,263,000
Performing [Member] | Consumer [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	9,547,000	10,555,000
Nonperforming [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	1,053,000	999,000
Nonperforming [Member] | Real Estate Loans [Member] | Mortgages [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	809,000	726,000
Nonperforming [Member] | Real Estate Loans [Member] | Home Equity [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	228,000	269,000
Nonperforming [Member] | Consumer [Member]	'	'
Financing Receivable by credit exposure [Abstract]	'	'
Total	$16,000	4,000

LOANS_AND_RELATED_ALLOWANCE_FO5

LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES PAST DUE (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	$1,207,000	$2,566,000	'
60 to 89 Days Past Due	425,000	354,000	'
90 Days Or Greater	4,124,000	3,185,000	'
Total Past Due	5,756,000	6,105,000	'
Current	534,856,000	496,358,000	'
Total Loans	540,612,000	502,463,000	'
90 Days and Accruing	697,000	506,000	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	8,097,000	8,067,000	'
Foregone interest income	632,000	531,000	625,000
Minimum [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
Period of past due after which loans considered as non accrual	'90 days	'	'
Loans Considered Non-Accrual [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	98,000	73,000	'
60 to 89 Days Past Due	164,000	69,000	'
90 Days Or Greater	3,427,000	2,679,000	'
Total Past Due	3,689,000	2,821,000	'
Current	4,408,000	5,246,000	'
Total Loans	8,097,000	8,067,000	'
Loans Still Accruing [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	1,109,000	2,493,000	'
60 to 89 Days Past Due	261,000	285,000	'
90 Days Or Greater	697,000	506,000	'
Total Past Due	2,067,000	3,284,000	'
Current	530,448,000	491,112,000	'
Total Loans	532,515,000	494,396,000	'
Real Estate Loans [Member] | Residential [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
Total Loans	187,101,000	178,080,000	'
Real Estate Loans [Member] | Commercial and Agricultural [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
Total Loans	215,088,000	194,725,000	'
Real Estate Loans [Member] | Mortgages [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	362,000	636,000	'
60 to 89 Days Past Due	40,000	294,000	'
90 Days Or Greater	739,000	493,000	'
Total Past Due	1,141,000	1,423,000	'
Current	118,743,000	105,125,000	'
Total Loans	119,884,000	106,548,000	'
90 Days and Accruing	301,000	244,000	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	508,000	482,000	'
Real Estate Loans [Member] | Home Equity [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	632,000	267,000	'
60 to 89 Days Past Due	2,000	17,000	'
90 Days Or Greater	229,000	222,000	'
Total Past Due	863,000	506,000	'
Current	66,354,000	71,026,000	'
Total Loans	67,217,000	71,532,000	'
90 Days and Accruing	51,000	88,000	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	177,000	181,000	'
Real Estate Loans [Member] | Commercial [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	88,000	602,000	'
60 to 89 Days Past Due	319,000	0	'
90 Days Or Greater	3,091,000	2,149,000	'
Total Past Due	3,498,000	2,751,000	'
Current	189,589,000	173,959,000	'
Total Loans	193,087,000	176,710,000	'
90 Days and Accruing	344,000	152,000	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	7,247,000	7,042,000	'
Real Estate Loans [Member] | Agricultural [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	0	54,000	'
60 to 89 Days Past Due	0	0	'
90 Days Or Greater	0	0	'
Total Past Due	0	54,000	'
Current	22,001,000	17,961,000	'
Total Loans	22,001,000	18,015,000	'
90 Days and Accruing	0	0	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	0	0	'
Real Estate Loans [Member] | Construction [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	0	0	'
60 to 89 Days Past Due	0	0	'
90 Days Or Greater	0	0	'
Total Past Due	0	0	'
Current	8,937,000	12,011,000	'
Total Loans	8,937,000	12,011,000	'
90 Days and Accruing	0	0	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	0	0	'
Commercial and Other Loans [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
Total Loans	54,029,000	47,880,000	'
Consumer [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	96,000	45,000	'
60 to 89 Days Past Due	36,000	43,000	'
90 Days Or Greater	16,000	4,000	'
Total Past Due	148,000	92,000	'
Current	9,415,000	10,467,000	'
Total Loans	9,563,000	10,559,000	'
90 Days and Accruing	1,000	4,000	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	15,000	0	'
Other Commercial Loans [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	29,000	962,000	'
60 to 89 Days Past Due	28,000	0	'
90 Days Or Greater	49,000	317,000	'
Total Past Due	106,000	1,279,000	'
Current	44,382,000	40,341,000	'
Total Loans	44,488,000	41,620,000	'
90 Days and Accruing	0	18,000	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	150,000	362,000	'
Other Agricultural Loans [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	0	0	'
60 to 89 Days Past Due	0	0	'
90 Days Or Greater	0	0	'
Total Past Due	0	0	'
Current	9,541,000	6,260,000	'
Total Loans	9,541,000	6,260,000	'
90 Days and Accruing	0	0	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	0	0	'
State and Political Subdivision Loans [Member]	'	'	'
Recorded investment of past due [Abstract]	'	'	'
30 to 59 Days Past Due	0	0	'
60 to 89 Days Past Due	0	0	'
90 Days Or Greater	0	0	'
Total Past Due	0	0	'
Current	65,894,000	59,208,000	'
Total Loans	65,894,000	59,208,000	'
90 Days and Accruing	0	0	'
Financing receivables on nonaccrual status [Abstract]	'	'	'
Financing receivable nonaccrual status	$0	$0	'

LOANS_AND_RELATED_ALLOWANCE_FO6

LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES TDR (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Contract	Contract	Contract
LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES [Abstract]	'	'	'
Reserves of allowance for loan losses	$28,000	$14,000	$14,000
Recidivism receivables [Abstract]	'	'	'
Total recidivism, Number of contracts	2	1	3
Total recidivism, Recorded investment	61,000	50,000	150,000
Interest Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	1	1	8
Pre-modification Outstanding Recorded Investment	72,000	48,000	6,003,000
Post-Modification Outstanding Recorded Investment	72,000	48,000	6,003,000
Term Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	4	5	1
Pre-modification Outstanding Recorded Investment	2,895,000	256,000	47,000
Post-Modification Outstanding Recorded Investment	2,895,000	256,000	47,000
Real Estate Loans [Member] | Residential Mortgages [Member] | Interest Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	1	'	'
Pre-modification Outstanding Recorded Investment	72,000	'	'
Post-Modification Outstanding Recorded Investment	72,000	'	'
Real Estate Loans [Member] | Residential Mortgages [Member] | Term Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	0	'	'
Pre-modification Outstanding Recorded Investment	0	'	'
Post-Modification Outstanding Recorded Investment	0	'	'
Real Estate Loans [Member] | Residential [Member] | Interest Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	'	1	2
Pre-modification Outstanding Recorded Investment	'	48,000	76,000
Post-Modification Outstanding Recorded Investment	'	48,000	76,000
Real Estate Loans [Member] | Residential [Member] | Term Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	'	1	0
Pre-modification Outstanding Recorded Investment	'	71,000	0
Post-Modification Outstanding Recorded Investment	'	71,000	0
Real Estate Loans [Member] | Commercial [Member]	'	'	'
Recidivism receivables [Abstract]	'	'	'
Total recidivism, Number of contracts	1	1	3
Total recidivism, Recorded investment	55,000	50,000	150,000
Real Estate Loans [Member] | Commercial [Member] | Interest Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	0	0	5
Pre-modification Outstanding Recorded Investment	0	0	5,912,000
Post-Modification Outstanding Recorded Investment	0	0	5,912,000
Real Estate Loans [Member] | Commercial [Member] | Term Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	2	3	1
Pre-modification Outstanding Recorded Investment	1,365,000	160,000	47,000
Post-Modification Outstanding Recorded Investment	1,365,000	160,000	47,000
Other Commercial Loans [Member]	'	'	'
Recidivism receivables [Abstract]	'	'	'
Total recidivism, Number of contracts	1	0	0
Total recidivism, Recorded investment	6,000	0	0
Other Commercial Loans [Member] | Interest Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	0	0	1
Pre-modification Outstanding Recorded Investment	0	0	15,000
Post-Modification Outstanding Recorded Investment	0	0	15,000
Other Commercial Loans [Member] | Term Modification [Member]	'	'	'
Financing receivable modifications [Abstract]	'	'	'
Number of contracts	2	1	0
Pre-modification Outstanding Recorded Investment	1,530,000	25,000	0
Post-Modification Outstanding Recorded Investment	$1,530,000	$25,000	$0

PREMISES_EQUIPMENT_Details

PREMISES & EQUIPMENT (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Premises and Equipment [Line Items]	'	'	'
Premises and equipment, gross	$22,051,000	$22,164,000	'
Less: accumulated depreciation	10,946,000	10,643,000	'
Premises and equipment, net	11,105,000	11,521,000	'
Depreciation expense	598,000	606,000	649,000
Land [Member]	'	'	'
Premises and Equipment [Line Items]	'	'	'
Premises and equipment, gross	3,295,000	3,278,000	'
Buildings [Member]	'	'	'
Premises and Equipment [Line Items]	'	'	'
Premises and equipment, gross	12,448,000	12,448,000	'
Furniture, Fixtures and Equipment [Member]	'	'	'
Premises and Equipment [Line Items]	'	'	'
Premises and equipment, gross	6,204,000	6,374,000	'
Construction in Process [Member]	'	'	'
Premises and Equipment [Line Items]	'	'	'
Premises and equipment, gross	$104,000	$64,000	'

GOODWILL_Details

GOODWILL (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
GOODWILL [Abstract]	'	'	'
Goodwill	$10,256,000	$10,256,000	'
Goodwill impairment loss	$0	$0	$0

FEDERAL_HOME_LOAN_BANK_FHLB_ST1

FEDERAL HOME LOAN BANK (FHLB) STOCK (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
FEDERAL HOME LOAN BANK (FHLB) STOCK [Abstract]	'	'
Federal home loan bank stock	$3,652,100	$3,290,000
FHLB Stock, at par value (in dollars per share)	$100	'

DEPOSITS_Details

DEPOSITS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
DEPOSITS [Abstract]	'	'	'
Non-interest-bearing deposits	$85,585,000	$89,494,000	'
NOW accounts	215,656,000	201,804,000	'
Savings deposits	95,678,000	87,836,000	'
Money market deposit accounts	85,038,000	83,423,000	'
Certificates of deposit	266,359,000	274,539,000	'
Total deposits	748,316,000	737,096,000	'
Certificates of deposit of $100,000 or more [Abstract]	'	'	'
Certificates of deposit of $100,000 or more	117,942,000	113,479,000	'
Interest expense on certificates of deposit of $100,000 or more	1,516,000	1,819,000	2,496,000
Maturities of certificates of deposit [Abstract]	'	'	'
2014	133,491,000	'	'
2015	55,317,000	'	'
2016	36,051,000	'	'
2017	19,955,000	'	'
2018	16,323,000	'	'
Thereafter	5,222,000	'	'
Total certificates of deposit	$266,359,000	'	'

BORROWED_FUNDS_Details

BORROWED FUNDS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012
Debt Instrument [Line Items]	'		'
Borrowed funds	$66,932,000		$46,126,000
Highest balance at any month-end	89,377,000		73,220,000
Average balance	42,214,000		52,478,000
Weighted average interest rate paid during the year (in hundredths)	2.86%		2.95%
Weighted average interest rate as of year end (in hundredths)	0.96%		3.10%
Maturities of Borrowed Funds [Abstract]	'		'
2014	60,723,000		'
2015	675,000		'
2016	534,000		'
2017	2,000,000		'
2018	1,000,000		'
Thereafter	2,000,000		'
Total borrowed funds	66,932,000		46,126,000
Securities Sold Under Agreements to Repurchase [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	7,278,000	[1]	8,626,000	[1]
Highest balance at any month-end	8,923,000	[1]	11,382,000	[1]
Average balance	7,821,000	[1]	9,765,000	[1]
Weighted average interest rate paid during the year (in hundredths)	0.88%	[1]	0.84%	[1]
Weighted average interest rate as of year end (in hundredths)	0.87%	[1]	0.87%	[1]
Maturity term, Maximum	'5 years		'
Securities sold under agreements to repurchase due in less than one year	6,069,000		7,436,000
Securities sold under agreements to repurchase due in greater than one year	1,209,000		1,190,000
Carrying value of the underlying securities pledged and sold under agreements to repurchase	12,416,000		13,177,000
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	7,278,000	[1]	8,626,000	[1]
FHLB Advances [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	42,954,000	[2]	0	[2]
Federal Home Loan Bank, advances, highest balance at any month-end	42,954,000	[2]	19,338,000	[2]
Federal Home Loan Bank, advances, average balance	4,871,000	[2]	3,135,000	[2]
Federal Home Loan Bank, advances, weighted average interest rate paid during the year (in hundredths)	0.25%	[2]	0.25%	[2]
Federal Home Loan Bank, advances, weighted average interest rate as of year-end (in hundredths)	0.25%	[2]	0.00%	[2]
Maximum borrowing limit	250,777,000		'
Carrying value of securities pledged as collateral	4,514,000		8,092,000
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	42,954,000	[2]	0	[2]
Federal Funds Line [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	0	[3]	0	[3]
Highest balance at any month-end	0	[3]	0	[3]
Average balance	0	[3]	0	[3]
Weighted average interest rate paid during the year (in hundredths)	0.73%	[3]	0.51%	[3]
Weighted average interest rate as of year end (in hundredths)	0.00%	[3]	0.00%	[3]
Maximum borrowing limit	10,000,000		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	0	[3]	0	[3]
FRB BIC Line [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	0	[4]	0	[4]
Highest balance at any month-end	0	[4]	0	[4]
Average balance	0	[4]	1,000	[4]
Weighted average interest rate paid during the year (in hundredths)	0.75%	[4]	0.75%	[4]
Weighted average interest rate as of year end (in hundredths)	0.00%	[4]	0.00%	[4]
Maximum borrowing limit	13,602,000		'
Carrying value of securities pledged as collateral	16,600,000		16,814,000
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	0	[4]	0	[4]
Notes Payable [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	7,500,000	[5],[6]	7,500,000	[5],[6]
Highest balance at any month-end	7,500,000	[5],[6]	7,500,000	[5],[6]
Average balance	7,500,000	[5],[6]	7,500,000	[5],[6]
Weighted average interest rate paid during the year (in hundredths)	5.82%	[5],[6]	5.87%	[5],[6]
Weighted average interest rate as of year end (in hundredths)	3.04%	[5],[6]	5.87%	[5],[6]
Face amount of debt	7,500,000		'
Variable rate basis	'3 month LIBOR		'
Basis spread on variable rate (in hundredths)	2.80%		'
Unamortized debt issuance costs	75,000		'
Notional amount of derivative liability	7,500,000		'
Fair value of derivative liability	'		200,000
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	7,500,000	[5],[6]	7,500,000	[5],[6]
Term Loans [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	9,200,000	[7]	30,000,000	[7]
Highest balance at any month-end	30,000,000	[7]	35,000,000	[7]
Average balance	22,022,000	[7]	32,077,000	[7]
Weighted average interest rate paid during the year (in hundredths)	3.13%	[7]	3.14%	[7]
Weighted average interest rate as of year end (in hundredths)	2.78%	[7]	3.06%	[7]
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	9,200,000	[7]	30,000,000	[7]
Term Loans [Member] | March 31, 2013 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	'		1,150,000
Stated interest rate (in hundredths)	2.72%		'
Maturity date	31-Mar-13		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	'		1,150,000
Term Loans [Member] | April 28, 2013 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	'		2,000,000
Stated interest rate (in hundredths)	2.58%		'
Maturity date	28-Apr-13		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	'		2,000,000
Term Loans [Member] | May 5, 2013 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	'		2,000,000
Stated interest rate (in hundredths)	2.37%		'
Maturity date	5-May-13		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	'		2,000,000
Term Loans [Member] | May 6, 2013 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	'		2,000,000
Stated interest rate (in hundredths)	3.75%		'
Maturity date	6-May-13		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	'		2,000,000
Term Loans [Member] | May 9, 2013 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	'		2,000,000
Stated interest rate (in hundredths)	3.55%		'
Maturity date	9-May-13		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	'		2,000,000
Term Loans [Member] | May 15, 2013 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	'		1,650,000
Stated interest rate (in hundredths)	2.26%		'
Maturity date	15-May-13		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	'		1,650,000
Term Loans [Member] | December 2, 2013 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	'		5,000,000
Stated interest rate (in hundredths)	3.42%		'
Maturity date	2-Dec-13		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	'		5,000,000
Term Loans [Member] | December 5, 2013 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	'		5,000,000
Stated interest rate (in hundredths)	3.52%		'
Maturity date	5-Dec-13		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	'		5,000,000
Term Loans [Member] | January 27, 2014 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	1,000,000		1,000,000
Stated interest rate (in hundredths)	2.31%		'
Maturity date	27-Jan-14		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	1,000,000		1,000,000
Term Loans [Member] | April 17, 2014 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	3,200,000		3,200,000
Stated interest rate (in hundredths)	2.80%		'
Maturity date	17-Apr-14		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	3,200,000		3,200,000
Term Loans [Member] | October 2, 2017 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	2,000,000		2,000,000
Stated interest rate (in hundredths)	2.29%		'
Maturity date	2-Oct-17		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	2,000,000		2,000,000
Term Loans [Member] | July 12, 2018 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	1,000,000		1,000,000
Stated interest rate (in hundredths)	2.72%		'
Maturity date	12-Jul-18		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	1,000,000		1,000,000
Term Loans [Member] | July 12, 2021 [Member]	'		'
Debt Instrument [Line Items]	'		'
Borrowed funds	2,000,000		2,000,000
Stated interest rate (in hundredths)	3.52%		'
Maturity date	12-Jul-21		'
Maturities of Borrowed Funds [Abstract]	'		'
Total borrowed funds	$2,000,000		$2,000,000
[1]	Securities sold under agreements to repurchase mature within 5 years. As of December 31, 2013 and 2012, repurchase agreements with original maturities of less than one year totaled $6,069,000 and $7,436,000, respectively. As of December 31, 2013 and 2012, repurchase agreements with original maturities greater than one year totaled $1,209,000 and $1,190,000, respectively. The carrying value of the underlying securities pledged at December 31, 2013 and 2012 was $12,416,000 and $13,177,000, respectively.
[2]	FHLB Advances consist of an bOpen RepoPlusb agreement with the Federal Home Loan Bank of Pittsburgh. FHLB bOpen RepoPlusb advances are short-term borrowings that bear interest based on the Federal Home Loan Bank discount rate or Federal Funds rate, whichever is higher. The Company has a borrowing limit of $250,777,000, inclusive of any outstanding advances. FHLB advances are secured by a blanket security agreement that includes the Companybs FHLB stock, as well as certain investment and mortgage-backed securities held in safekeeping at the FHLB and certain residential and commercial mortgage loans. At December 31, 2013 and 2012, the approximate carrying value of the securities collateral was $4,514,000 and $8,092,000, respectively.
[3]	The federal funds line consists of an unsecured line from a third party bank at market rates. The Company has a borrowing limit of $10,000,000, inclusive of any outstanding balances. No specific collateral is required to be pledged for these borrowings.
[4]	The Federal Reserve Bank Borrower in Custody (FRB BIC) Line consists of a borrower in custody in agreement open in January 2010 with the Federal Reserve Bank of Philadelphia secured by municipal loans maintained in the Company's possession. As of December 31, 2013, the Company has a borrowing limit of $13,602,000, inclusive of any outstanding advances. The approximate carrying value of the municipal loan collateral was $16,600,000 and $16,814,000 as of December 31, 2013 and 2012, respectively.
[5]	In December 2003, the Company formed a special purpose entity (bEntityb) to issue $7,500,000 of floating rate obligated mandatory redeemable securities as part of a pooled offering. The rate was determined quarterly and floated based on the 3 month LIBOR plus 2.80. The Entity may redeem them, in whole or in part, at face value after December 17, 2008, and on a quarterly basis thereafter. The Company borrowed the proceeds of the issuance from the Entity in December 2003 in the form of a $7,500,000 note payable. Debt issue costs of $75,000 have been capitalized and fully amortized as of December 31, 2008. Under current accounting rules, the Companybs minority interest in the Entity was recorded at the initial investment amount and is included in the other assets section of the balance sheet. The Entity is not consolidated as part of the Companybs consolidated financial statements.
[6]	In December, 2008, the Company entered into an interest rate swap agreement to convert floating-rate debt to fixed rate debt on a notional amount of $7,500,000. The interest rate swap instrument involves an agreement to receive a floating rate and pay a fixed rate, at specified intervals, calculated on the agreed-upon notional amount. The differentials paid or received on interest rate swap agreements are recognized as adjustments to interest expense in the period. The interest rate swap agreement was entered into on December 17, 2008 and matured December 17, 2013. The fair value of the interest rate swap at December 31, 2012 was a liability of $200,000, and was included within other liabilities on the consolidated balance sheets.
[7]	Term Loans consist of separate loans with a third party bank and the Federal Home Loan Bank of Pittsburgh as follows (in thousands): December 31, December 31, Interest Rate Maturity 2013 2012 Fixed: 2.72% March 31, 2013 1,150 2.58% April 28, 2013 2,000 2.37% May 5, 2013 2,000 3.75% May 6, 2013 2,000 3.55% May 9, 2013 2,000 2.26% May 15, 2013 1,650 3.42% December 2, 2013 5,000 3.52% December 5, 2013 5,000 2.31% January 27,2014 1,000 1,000 2.80% April 17, 2014 3,200 3,200 2.29% October 2, 2017 2,000 2,000 2.72% July 12, 2018 1,000 1,000 3.52% July 12, 2021 2,000 2,000 Total term loans $ 9,200 $ 30,000

EMPLOYEE_BENEFIT_PLANS_Details

EMPLOYEE BENEFIT PLANS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
EMPLOYEE BENEFIT PLANS [Abstract]	'		'		'
Employer discretionary contribution to 401 (k) plan	$40,000		$30,000		$18,000
Amounts recognized in accumulated other comprehensive loss consists of [Abstract]	'		'		'
Total	874,000		-560,000		-620,000
Expected future benefit payments [Abstract]	'		'		'
Employer contribution to 401 (k) defined contribution plan	255,000		245,000		230,000
Weighted Average Market Price [Roll Forward]	'		'		'
Share-based compensation expense	218,000		201,000		209,000
Restricted Stock [Member]	'		'		'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'		'		'
Number of shares authorized (in shares)	100,000		'		'
Number of shares available for grant (in shares)	67,756		'		'
Shares [Roll Forward]	'		'		'
Outstanding, beginning of year (in shares)	8,646		'		'
Granted (in shares)	3,027		'		'
Forfeited (in shares)	-55		'		'
Vested (in shares)	-4,446		'		'
Outstanding, end of year (in shares)	7,172		8,646		'
Weighted Average Market Price [Roll Forward]	'		'		'
Outstanding, beginning of year (in dollars per share)	$35.51		'		'
Granted (in dollars per share)	$48.21		$37.68		$37.16
Forfeited (in dollars per share)	$37.10		'		'
Vested (in dollars per share)	$33.62		'		'
Outstanding, end of year (in dollars per share)	$42.02		$35.51		'
Share-based compensation expense	155,000		141,000		145,000
Compensation cost related to nonvested awards that has not yet recognized	301,000		'		'
Period over which compensation cost is expected to be recognized	'2 years 3 months		'		'
Directors [Member]	'		'		'
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]	'		'		'
Deferred interest expense	16,000		16,000		22,000
Pension Plan [Member]	'		'		'
Change in benefit obligation [Roll Forward]	'		'		'
Benefit obligation at beginning of year	10,017,000		8,387,000		'
Service cost	342,000		330,000		328,000
Interest cost	363,000		344,000		402,000
Actuarial (Gain) / Loss	-380,000		1,207,000		'
Benefits paid	-603,000		-251,000		'
Benefit obligation at end of period	9,739,000		10,017,000		8,387,000
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at beginning of period	8,761,000		7,472,000		'
Actual return on plan assets	1,361,000		790,000		'
Employer contributions	1,000,000		750,000		'
Benefits paid	-603,000		-251,000		'
Fair value of plan assets at end of period	10,519,000		8,761,000		7,472,000
Funded status	780,000		-1,256,000		'
Amounts recognized in accumulated other comprehensive loss consists of [Abstract]	'		'		'
Net loss	2,008,000		3,375,000		'
Prior service cost	-315,000		-357,000		'
Total	1,693,000		3,018,000		'
Components of net periodic benefit cost [Abstract]	'		'		'
Service cost	342,000		330,000		328,000
Interest cost	363,000		344,000		402,000
Expected return on plan assets	-673,000		-565,000		-595,000
Net amortization and deferral	257,000		135,000		46,000
Net periodic benefit cost	289,000		244,000		181,000
Amounts that will be amortized from accumulated other comprehensive loss into the net periodic benefit cost in 2014, related to estimated net loss	93,000		'		'
Amounts that will be amortized from accumulated other comprehensive loss into the net periodic benefit cost in 2014 related to prior service cost (benefit)	-45,000		'		'
Weighted-average assumptions used to determine benefit obligations [Abstract]	'		'		'
Discount rate (in hundredths)	4.30%		3.30%		'
Rate of compensation increase (in hundredths)	3.00%		3.00%		'
Weighted-average assumptions used to determine net periodic benefit cost [Abstract]	'		'		'
Discount rate (in hundredths)	3.30%		4.00%		5.25%
Expected long-term return on plan assets (in hundredths)	7.50%		7.50%		8.00%
Rate of compensation increase (in hundredths)	3.00%		3.00%		3.00%
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	10,519,000		8,761,000		7,472,000
Allocation (in hundredths)	100.00%		100.00%		'
Expected employer contribution to pension plan	500,000		'		'
Expected future benefit payments [Abstract]	'		'		'
2014	373,000		'		'
2015	257,000		'		'
2016	376,000		'		'
2017	495,000		'		'
2018	428,000		'		'
2019-2023	5,506,000		'		'
Pension Plan [Member] | Level I [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	8,430,000		6,704,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	8,430,000		6,704,000		'
Pension Plan [Member] | Level II [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	2,089,000		2,057,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	2,089,000		2,057,000		'
Pension Plan [Member] | Level III [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | Cash and Cash Equivalents [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	648,000		525,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	648,000		525,000		'
Allocation (in hundredths)	6.20%		6.00%		'
Pension Plan [Member] | Cash and Cash Equivalents [Member] | Level I [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	648,000		525,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	648,000		525,000		'
Pension Plan [Member] | Cash and Cash Equivalents [Member] | Level II [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | Cash and Cash Equivalents [Member] | Level III [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | Equity Securities U.S. Companies [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at beginning of period	3,121,000		'		'
Fair value of plan assets at end of period	3,879,000		'		'
Target Allocations of Assets [Abstract]	'		'		'
Target plan asset allocations range minimum (in hundredths)	50.00%		'		'
Target plan asset allocations range maximum (in hundredths)	70.00%		'		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	3,879,000		'		'
Allocation (in hundredths)	36.80%		35.60%		'
Pension Plan [Member] | Equity Securities U.S. Companies [Member] | Level I [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	3,879,000		3,121,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	3,879,000		3,121,000		'
Pension Plan [Member] | Equity Securities U.S. Companies [Member] | Level II [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | Equity Securities U.S. Companies [Member] | Level III [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | Mutual Funds and ETF's [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	3,903,000	[1]	3,058,000	[1]	'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	3,903,000	[1]	3,058,000	[1]	'
Allocation (in hundredths)	37.10%	[1]	34.90%	[1]	'
Pension Plan [Member] | Mutual Funds and ETF's [Member] | Level I [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	3,903,000	[1]	3,058,000	[1]	'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	3,903,000	[1]	3,058,000	[1]	'
Pension Plan [Member] | Mutual Funds and ETF's [Member] | Level II [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0	[1]	0	[1]	'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0	[1]	0	[1]	'
Pension Plan [Member] | Mutual Funds and ETF's [Member] | Level III [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0	[1]	0	[1]	'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0	[1]	0	[1]	'
Pension Plan [Member] | Corporate Bonds [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at beginning of period	1,149,000		'		'
Fair value of plan assets at end of period	1,525,000		'		'
Target Allocations of Assets [Abstract]	'		'		'
Target plan asset allocations range minimum (in hundredths)	30.00%		'		'
Target plan asset allocations range maximum (in hundredths)	50.00%		'		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	1,525,000		'		'
Allocation (in hundredths)	14.50%		13.10%		'
Pension Plan [Member] | Corporate Bonds [Member] | Level I [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | Corporate Bonds [Member] | Level II [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	1,525,000		1,149,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	1,525,000		1,149,000		'
Pension Plan [Member] | Corporate Bonds [Member] | Level III [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | U.S. Agency securities [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	564,000		908,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	564,000		908,000		'
Allocation (in hundredths)	5.40%		10.40%		'
Pension Plan [Member] | U.S. Agency securities [Member] | Level I [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | U.S. Agency securities [Member] | Level II [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	564,000		908,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	564,000		908,000		'
Pension Plan [Member] | U.S. Agency securities [Member] | Level III [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	0		0		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	0		0		'
Pension Plan [Member] | Common Stock [Member]	'		'		'
Change in plan assets [Roll Forward]	'		'		'
Fair value of plan assets at end of period	575,000		436,000		'
Plan assets at fair value [Abstract]	'		'		'
Fair value of plan assets	575,000		436,000		'
Allocation (in hundredths)	5.50%		5.00%		'
Supplemental Executive Retirement Plans [Member]	'		'		'
Expected future benefit payments [Abstract]	'		'		'
Obligation included in other liabilities	1,046,000		901,000		'
Cost recognized	145,000		92,000		62,000
Deferred Compensation Plan [Member]	'		'		'
Expected future benefit payments [Abstract]	'		'		'
Obligation included in other liabilities	$981,000		$1,001,000		'
[1]	This category comprises mutual funds investing in domestic large-cap, mid-caps, small caps, international large cap, emerging markets and commodities.

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Provision for income taxes [Abstract]	'	'	'
Currently payable	$3,082,000	$4,389,000	$3,512,000
Deferred tax liability (asset)	670,000	-58,000	98,000
Provision for income taxes	3,752,000	4,331,000	3,610,000
Deferred tax assets [Abstract]	'	'	'
Allowance for loan losses	2,413,000	2,307,000	'
Deferred compensation	528,000	544,000	'
Merger & acquisition costs	29,000	34,000	'
Allowance for losses on available-for-sale securities	523,000	784,000	'
Pensions and other retirement obligation	90,000	733,000	'
Unrealized loss on interest rate swap	0	68,000	'
Interest on non-accrual loans	793,000	720,000	'
Incentive plan accruals	330,000	323,000	'
Other real estate owned expenses	72,000	84,000	'
Unrealized losses on available-for-sale securities	55,000	0	'
Other	95,000	96,000	'
Total	4,928,000	5,693,000	'
Deferred tax liabilities [Abstract]	'	'	'
Premises and equipment	-348,000	-358,000	'
Investment securities accretion	-310,000	-302,000	'
Loan fees and costs	-184,000	-110,000	'
Goodwill and core deposit intangibles	-2,431,000	-2,126,000	'
Low income housing tax credits	0	-20,000	'
Mortgage servicing rights	-180,000	-167,000	'
Unrealized gains on available-for-sale securities	0	-3,480,000	'
Total	-3,453,000	-6,563,000	'
Deferred tax (liability) asset, net	1,475,000	-870,000	'
Valuation allowance	0	0	'
Total provision for income taxes reconciliation [Abstract]	'	'	'
Provision at statutory rates on pre-tax income	5,823,000	6,306,000	5,590,000
Effect of tax-exempt income	-1,752,000	-1,853,000	-1,844,000
Low income housing tax credits	-198,000	-57,000	-96,000
Bank owned life insurance	-171,000	-172,000	-169,000
Nondeductible interest	70,000	87,000	107,000
Other items	-20,000	20,000	22,000
Provision for income taxes	3,752,000	4,331,000	3,610,000
Statutory tax rates (in hundredths)	34.00%	34.00%	34.00%
Effective tax rates (in hundredths)	21.90%	23.40%	22.00%
Minimum percentages of tax position liable to be realized upon ultimate settlement (in hundredths)	50.00%	'	'
Liability for uncertain tax positions	0	0	'
Unrecognized tax benefits	$0	$0	'

OTHER_COMPREHENSIVE_INCOME_Det

OTHER COMPREHENSIVE INCOME (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Components of accumulated other comprehensive income (loss), net of tax [Abstract]	'	'
Net unrealized (loss) gain on securities available for sale	($162)	$10,234
Tax effect	-54	3,480
Net -of-tax amount	-108	6,754
Unrealized loss on interest rate swap	0	-200
Tax effect	0	-68
Net -of-tax amount	0	-132
Unrecognized pension costs	-1,693	-3,018
Tax effect	-576	-1,027
Net -of-tax amount	-1,117	-1,991
Total accumulated other comprehensive (loss) income	-1,225	'
Accumulated Other Comprehensive Income Loss [Line Items]	'	'
Beginning Balance	4,631	'
Other comprehensive income (loss) before reclassifications (net of tax)	-6,439	'
Amounts reclassified from accumulated other comprehensive (loss) income (net of tax)	583	'
Net current period other comprehensive income	-5,856	'
Ending Balance	-1,225	'
Unrealized Gains (Loss) on Available For Sale Securities [Member]	'	'
Components of accumulated other comprehensive income (loss), net of tax [Abstract]	'	'
Total accumulated other comprehensive (loss) income	-108	'
Accumulated Other Comprehensive Income Loss [Line Items]	'	'
Beginning Balance	6,754	'
Other comprehensive income (loss) before reclassifications (net of tax)	-6,571	'
Amounts reclassified from accumulated other comprehensive (loss) income (net of tax)	-291	'
Net current period other comprehensive income	-6,862	'
Ending Balance	-108	'
Unrealized Gain (Loss) on Interest Rate Swap [Member]	'	'
Components of accumulated other comprehensive income (loss), net of tax [Abstract]	'	'
Total accumulated other comprehensive (loss) income	0	'
Accumulated Other Comprehensive Income Loss [Line Items]	'	'
Beginning Balance	-132	'
Other comprehensive income (loss) before reclassifications (net of tax)	132	'
Amounts reclassified from accumulated other comprehensive (loss) income (net of tax)	0	'
Net current period other comprehensive income	132	'
Ending Balance	0	'
Defined Benefit Pension Items [Member]	'	'
Components of accumulated other comprehensive income (loss), net of tax [Abstract]	'	'
Total accumulated other comprehensive (loss) income	-1,117	'
Accumulated Other Comprehensive Income Loss [Line Items]	'	'
Beginning Balance	-1,991	'
Other comprehensive income (loss) before reclassifications (net of tax)	0	'
Amounts reclassified from accumulated other comprehensive (loss) income (net of tax)	874	'
Net current period other comprehensive income	874	'
Ending Balance	($1,117)	'

OTHER_COMPREHENSIVE_INCOME_REC

OTHER COMPREHENSIVE INCOME, RECLASSIFICATION (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Investment securities gains, net	$56,000	$91,000	$98,000	$196,000	$43,000	$240,000	$213,000	$108,000	$441,000	$604,000	$334,000
Salaries and employee benefits	'	'	'	'	'	'	'	'	-11,392,000	-11,018,000	-9,996,000
Provision for income taxes	-910,000	-1,029,000	-907,000	-906,000	-1,135,000	-1,033,000	-1,171,000	-992,000	-3,752,000	-4,331,000	-3,610,000
NET INCOME	3,296,000	3,512,000	3,280,000	3,287,000	3,549,000	3,464,000	3,753,000	3,449,000	13,375,000	14,215,000	12,832,000
Reclassification out of Accumulated Other Comprehensive Income [Member]	'	'	'	'	'	'	'	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Total reclassifications	'	'	'	'	'	'	'	'	-583,000	'	'
Unrealized Gains (Loss) on Available For Sale Securities [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'	'	'	'	'	'	'	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Investment securities gains, net	'	'	'	'	'	'	'	'	441,000	'	'
Provision for income taxes	'	'	'	'	'	'	'	'	-150,000	'	'
NET INCOME	'	'	'	'	'	'	'	'	291,000	'	'
Defined Benefit Pension Items [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'	'	'	'	'	'	'	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Salaries and employee benefits	'	'	'	'	'	'	'	'	-1,325,000	'	'
Provision for income taxes	'	'	'	'	'	'	'	'	451,000	'	'
NET INCOME	'	'	'	'	'	'	'	'	($874,000)	'	'

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Details) (Officers, Directors, Stockholders and Associates [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Officers, Directors, Stockholders and Associates [Member]	'	'
Loans to Related Parties [Roll Forward]	'	'
Balance, beginning of year	$4,349	$4,056
New loans	2,119	2,420
Repayments	-2,205	-2,127
Balance, end of year	$4,263	$4,349

REGULATORY_MATTERS_Details

REGULATORY MATTERS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
	Category	Bank [Member]	Bank [Member]	Company [Member]	Company [Member]
Dividend Restrictions [Abstract]	'	'	'	'	'
Number of preceding years retained net income used for restrictions on dividend declaration	'2 years	'	'	'	'
Dividends that can be declared without the approval of the Comptroller of the Currency	$19,309,000	'	'	'	'
Loans [Abstract]	'	'	'	'	'
Regulatory lending limit	14,702,000	'	'	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'	'	'	'
Number of capital categories	5	'	'	'	'
Total risk-based capital to average assets to be considered well capitalized, Minimum (in hundredths)	10.00%	'	'	'	'
Tier 1 risk-based capital to average assets ratio to be considered well capitalized, Minimum (in hundredths)	6.00%	'	'	'	'
Tier 1 leverage capital to average assets to be considered well capitalized, Minimum (in hundredths)	5.00%	'	'	'	'
Actual Amount [Abstract]	'	'	'	'	'
Total capital (to risk-weighted assets)	'	97,863,000	87,215,000	100,320,000	90,889,000
Tier 1 capital (to risk-weighted assets)	'	90,639,000	80,702,000	92,902,000	84,166,000
Tier 1 capital (to average assets)	'	90,639,000	80,702,000	92,902,000	84,166,000
Actual Ratio [Abstract]	'	'	'	'	'
Total capital (to risk-weighted assets) (in hundredths)	'	17.35%	16.84%	17.75%	17.50%
Tier 1 capital (to risk-weighted assets) (in hundredths)	'	16.07%	15.59%	16.44%	16.21%
Tier 1 capital (to average assets) (in hundredths)	'	10.18%	9.32%	10.42%	9.70%
For Capital Adequacy Purposes Amount [Abstract]	'	'	'	'	'
Total capital (to risk-weighted assets)	'	45,135,000	41,425,000	45,211,000	41,546,000
Tier 1 capital (to risk-weighted assets)	'	22,567,000	20,713,000	22,606,000	20,773,000
Tier 1 capital (to average assets)	'	35,615,000	34,634,000	35,669,000	34,692,000
For Capital Adequacy Purposes Ratio [Abstract]	'	'	'	'	'
Total capital (to risk-weighted assets) (in hundredths)	'	8.00%	8.00%	8.00%	8.00%
Tier 1 capital (to risk-weighted assets) (in hundredths)	'	4.00%	4.00%	4.00%	4.00%
Tier 1 capital (to average assets) (in hundredths)	'	4.00%	4.00%	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions Amount [Abstract]	'	'	'	'	'
Total capital (to risk-weighted assets)	'	56,418,000	51,781,000	56,514,000	51,932,000
Tier 1 capital (to risk-weighted assets)	'	33,851,000	31,069,000	33,908,000	31,159,000
Tier 1 capital (to average assets)	'	$44,519,000	$43,293,000	$44,587,000	$43,366,000
To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio [Abstract]	'	'	'	'	'
Total capital (to risk-weighted assets) (in hundredths)	'	10.00%	10.00%	10.00%	10.00%
Tier 1 capital (to risk-weighted assets) (in hundredths)	'	6.00%	6.00%	6.00%	6.00%
Tier 1 capital (to average assets) (in hundredths)	'	5.00%	5.00%	5.00%	5.00%

COMMITMENTS_AND_CONTINGENT_LIA2

COMMITMENTS AND CONTINGENT LIABILITIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
	Claim	Commitments to Extend Credit [Member]	Commitments to Extend Credit [Member]	Standby Letter of Credit [Member]	Standby Letter of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'	'	'	'
Contractual obligation	'	$89,847,000	$82,645,000	$12,014,000	$5,208,000
Coverage period for instruments	'1 year	'	'	'	'
Non-contractual obligation	$12,450,000	'	'	'	'
Number of claims pending	0	'	'	'	'

OPERATING_LEASES_Details

OPERATING LEASES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Future minimum rental payments under operating leases [Abstract]	'	'	'
2014	$80,000	'	'
2015	61,000	'	'
2016	39,000	'	'
2017	39,000	'	'
2018	39,000	'	'
Thereafter	266,000	'	'
Total	524,000	'	'
Total rental expense	$162,000	$152,000	$159,000

FAIR_VALUE_OF_FINANCIAL_INSTRU2

FAIR VALUE OF FINANCIAL INSTRUMENTS MEASURED ON A RECURRING AND NONRECURRING BASIS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Securities available for sale [Abstract]	'	'
Securities available for sale	$317,301	$310,252
Fair value assets and liabilities measured on non-recurring basis [Abstract]	'	'
Impaired Loans	10,400	10,418
U.S. Agency Securities [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	152,189	127,234
US Treasury Securities [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	11,309	4,947
Obligations of State and Political Subdivisions [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	95,005	100,875
Corporate Obligations [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	16,802	22,109
Mortgage-Backed Securities in Government Sponsored Entities [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	40,671	53,673
Equity Securities in Financial Institutions [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	1,325	1,414
Recurring [Member] | U.S. Agency Securities [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	152,189	127,234
Recurring [Member] | U.S. Agency Securities [Member] | Level I [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | U.S. Agency Securities [Member] | Level II [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	152,189	127,234
Recurring [Member] | U.S. Agency Securities [Member] | Level III [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | US Treasury Securities [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	11,309	4,947
Recurring [Member] | US Treasury Securities [Member] | Level I [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | US Treasury Securities [Member] | Level II [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	11,309	4,947
Recurring [Member] | US Treasury Securities [Member] | Level III [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Obligations of State and Political Subdivisions [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	95,005	100,875
Recurring [Member] | Obligations of State and Political Subdivisions [Member] | Level I [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Obligations of State and Political Subdivisions [Member] | Level II [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	95,005	100,875
Recurring [Member] | Obligations of State and Political Subdivisions [Member] | Level III [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Corporate Obligations [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	16,802	22,109
Recurring [Member] | Corporate Obligations [Member] | Level I [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Corporate Obligations [Member] | Level II [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	16,802	22,109
Recurring [Member] | Corporate Obligations [Member] | Level III [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Mortgage-Backed Securities in Government Sponsored Entities [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	40,671	53,673
Recurring [Member] | Mortgage-Backed Securities in Government Sponsored Entities [Member] | Level I [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Mortgage-Backed Securities in Government Sponsored Entities [Member] | Level II [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	40,671	53,673
Recurring [Member] | Mortgage-Backed Securities in Government Sponsored Entities [Member] | Level III [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Equity Securities in Financial Institutions [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	1,325	1,414
Recurring [Member] | Equity Securities in Financial Institutions [Member] | Level I [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	1,325	1,414
Recurring [Member] | Equity Securities in Financial Institutions [Member] | Level II [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Equity Securities in Financial Institutions [Member] | Level III [Member]	'	'
Securities available for sale [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Trust Preferred Interest Rate Swap [Member]	'	'
Securities available for sale [Abstract]	'	'
Trust Preferred Interest Rate Swap	'	-200
Recurring [Member] | Trust Preferred Interest Rate Swap [Member] | Level I [Member]	'	'
Securities available for sale [Abstract]	'	'
Trust Preferred Interest Rate Swap	'	0
Recurring [Member] | Trust Preferred Interest Rate Swap [Member] | Level II [Member]	'	'
Securities available for sale [Abstract]	'	'
Trust Preferred Interest Rate Swap	'	-200
Recurring [Member] | Trust Preferred Interest Rate Swap [Member] | Level III [Member]	'	'
Securities available for sale [Abstract]	'	'
Trust Preferred Interest Rate Swap	'	0
Nonrecurring [Member]	'	'
Fair value assets and liabilities measured on non-recurring basis [Abstract]	'	'
Impaired Loans	10,067	9,836
Other real estate owned	1,360	616
Nonrecurring [Member] | Level I [Member]	'	'
Fair value assets and liabilities measured on non-recurring basis [Abstract]	'	'
Impaired Loans	0	0
Other real estate owned	0	0
Nonrecurring [Member] | Level II [Member]	'	'
Fair value assets and liabilities measured on non-recurring basis [Abstract]	'	'
Impaired Loans	0	0
Other real estate owned	0	0
Nonrecurring [Member] | Level III [Member]	'	'
Fair value assets and liabilities measured on non-recurring basis [Abstract]	'	'
Impaired Loans	10,067	9,836
Other real estate owned	$1,360	$616

FAIR_VALUE_OF_FINANCIAL_INSTRU3

FAIR VALUE OF FINANCIAL INSTRUMENTS, QUANTITATIVE INFORMATION (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Impaired Loans [Member] | Discounted Cash Flows [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	$263	$4,882
Valuation Technique(s)	'Discounted Cash Flows	'
Probability of Default (in hundredths)	0.00%	'
Impaired Loans [Member] | Discounted Cash Flows [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Change in interest rates (in hundredths)	0.00%	'
Impaired Loans [Member] | Discounted Cash Flows [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Change in interest rates (in hundredths)	7.00%	'
Impaired Loans [Member] | Appraised Collateral Values [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	9,804	4,954
Valuation Technique(s)	'Appraised Collateral Values	'
Impaired Loans [Member] | Appraised Collateral Values [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Discount for time since appraisal	0.00%	'
Selling costs (in hundredths)	4.00%	'
Holding period	'0 months	'
Impaired Loans [Member] | Appraised Collateral Values [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Discount for time since appraisal	30.00%	'
Selling costs (in hundredths)	10.00%	'
Holding period	'18 months	'
Other Real Estate Owned [Member] | Appraised Collateral Values [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	$1,360	$616
Valuation Technique(s)	'Appraised Collateral Values	'
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Discount for time since appraisal	0.00%	'
Selling costs (in hundredths)	4.00%	'
Holding period	'0 months	'
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Discount for time since appraisal	20.00%	'
Selling costs (in hundredths)	10.00%	'
Holding period	'18 months	'

FAIR_VALUE_OF_FINANCIAL_INSTRU4

FAIR VALUE OF FINANCIAL INSTRUMENTS BY BALANCE SHEET GROUPING (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financial Assets [Abstract]	'	'
Available-for-sale securities	$317,301	$310,252
Financial Liabilities [Abstract]	'	'
Consideration period for recognition of cash and due from banks	'90 days	'
Consideration period for recognition of accrued interest receivable and payable	'90 days	'
Carrying Amount [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	10,083	26,333
Interest bearing time deposits with other banks	2,480	'
Available-for-sale securities	317,301	310,252
Loans held for sale	278	1,458
Net loans	533,514	495,679
Bank owned life insurance	14,679	14,177
Regulatory stock	3,926	3,565
Accrued interest receivable	3,728	3,816
Financial Liabilities [Abstract]	'	'
Deposits	748,316	737,096
Borrowed funds	66,932	46,126
Trust preferred interest rate swap	'	200
Accrued interest payable	895	1,143
Fair Value [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	10,083	26,333
Interest bearing time deposits with other banks	2,474	'
Available-for-sale securities	317,301	310,252
Loans held for sale	278	1,458
Net loans	547,405	522,502
Bank owned life insurance	14,679	14,177
Regulatory stock	3,926	3,565
Accrued interest receivable	3,728	3,816
Financial Liabilities [Abstract]	'	'
Deposits	750,172	742,422
Borrowed funds	63,500	43,403
Trust preferred interest rate swap	'	200
Accrued interest payable	895	1,143
Level I [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	10,083	26,333
Interest bearing time deposits with other banks	0	'
Available-for-sale securities	1,325	1,414
Loans held for sale	278	1,458
Net loans	0	0
Bank owned life insurance	14,679	14,177
Regulatory stock	3,926	3,565
Accrued interest receivable	3,728	3,816
Financial Liabilities [Abstract]	'	'
Deposits	481,957	462,557
Borrowed funds	0	0
Trust preferred interest rate swap	'	0
Accrued interest payable	895	1,143
Level II [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	0	0
Interest bearing time deposits with other banks	0	'
Available-for-sale securities	315,976	308,838
Loans held for sale	0	'
Net loans	0	0
Bank owned life insurance	0	0
Regulatory stock	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]	'	'
Deposits	0	0
Borrowed funds	63,500	43,403
Trust preferred interest rate swap	'	200
Accrued interest payable	0	0
Level III [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	0	0
Interest bearing time deposits with other banks	2,474	'
Available-for-sale securities	0	0
Loans held for sale	0	'
Net loans	547,405	522,502
Bank owned life insurance	0	0
Regulatory stock	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]	'	'
Deposits	268,215	279,865
Borrowed funds	0	0
Trust preferred interest rate swap	'	0
Accrued interest payable	$0	$0

CONDENSED_FINANCIAL_INFORMATIO2

CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY (Details) (USD $)

3 Months Ended

12 Months Ended

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2010

Assets [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Cash

$8,899,000

'

'

'

$12,307,000

'

'

'

$8,899,000

$12,307,000

'

'

Available-for-sale securities

317,301,000

'

'

'

310,252,000

'

'

'

317,301,000

310,252,000

'

'

Investments in subsidiary [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Other assets

11,510,000

'

'

'

8,935,000

'

'

'

11,510,000

8,935,000

'

'

TOTAL ASSETS

914,934,000

'

'

'

882,427,000

'

'

'

914,934,000

882,427,000

'

'

Liabilities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Other liabilities

6,735,000

'

'

'

8,587,000

'

'

'

6,735,000

8,587,000

'

'

Borrowed funds

66,932,000

'

'

'

46,126,000

'

'

'

66,932,000

46,126,000

'

'

TOTAL LIABILITIES

822,878,000

'

'

'

792,952,000

'

'

'

822,878,000

792,952,000

'

'

Stockholders' equity

92,056,000

'

'

'

89,475,000

'

'

'

92,056,000

89,475,000

81,468,000

68,690,000

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY

914,934,000

'

'

'

882,427,000

'

'

'

914,934,000

882,427,000

'

'

Dividends from [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

TOTAL INTEREST AND DIVIDEND INCOME

8,980,000

9,307,000

8,948,000

8,999,000

9,361,000

9,474,000

9,613,000

9,637,000

36,234,000

38,085,000

38,293,000

'

Realized securities gains (losses)

56,000

91,000

98,000

196,000

43,000

240,000

213,000

108,000

441,000

604,000

334,000

'

Expenses

'

'

'

'

'

'

'

'

4,630,000

4,642,000

4,756,000

'

NET INCOME

3,296,000

3,512,000

3,280,000

3,287,000

3,549,000

3,464,000

3,753,000

3,449,000

13,375,000

14,215,000

12,832,000

'

Comprehensive income

'

'

'

'

'

'

'

'

7,519,000

13,897,000

16,727,000

'

Cash flows from operating activities:

'

'

'

'

'

'

'

'

'

'

'

'

Net income

3,296,000

3,512,000

3,280,000

3,287,000

3,549,000

3,464,000

3,753,000

3,449,000

13,375,000

14,215,000

12,832,000

'

Adjustments to reconcile net income to net cash provided by operating activities:

'

'

'

'

'

'

'

'

'

'

'

'

Investment securities (gains) losses, net

-56,000

-91,000

-98,000

-196,000

-43,000

-240,000

-213,000

-108,000

-441,000

-604,000

-334,000

'

Other, net

'

'

'

'

'

'

'

'

-793,000

-33,000

83,000

'

Net cash provided by operating activities

'

'

'

'

'

'

'

'

17,817,000

14,811,000

15,564,000

'

Cash flows from investing activities:

'

'

'

'

'

'

'

'

'

'

'

'

Purchases of available-for-sale securities

'

'

'

'

'

'

'

'

-123,488,000

-130,966,000

-162,247,000

'

Proceeds from the sale of available-for-sale securities

'

'

'

'

'

'

'

'

25,461,000

20,619,000

10,264,000

'

Net cash used in investing activities

'

'

'

'

'

'

'

'

-60,937,000

-8,166,000

-76,137,000

'

Cash flows from financing activities:

'

'

'

'

'

'

'

'

'

'

'

'

Cash dividends paid

'

'

'

'

'

'

'

'

-3,558,000

-4,601,000

-3,148,000

'

Purchase of treasury stock

'

'

'

'

'

'

'

'

-1,483,000

-1,348,000

-851,000

'

Purchase of restricted stock

'

'

'

'

'

'

'

'

-115,000

-142,000

-159,000

'

Net cash provided by (used in) financing activities

'

'

'

'

'

'

'

'

26,870,000

-10,744,000

47,010,000

'

Net decrease in cash and cash equivalents

'

'

'

'

'

'

'

'

-16,250,000

-4,099,000

-13,563,000

'

Cash and Cash Equivalents at Beginning of Year

'

'

'

26,333,000

'

'

'

30,432,000

26,333,000

30,432,000

43,995,000

'

Cash and Cash Equivalents at End of Year

10,083,000

'

'

'

26,333,000

'

'

'

10,083,000

26,333,000

30,432,000

'

Company [Member]

'

'

'

'

'

'

'

'

'

'

'

'

Assets [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Cash

1,611,000

'

'

'

2,366,000

'

'

'

1,611,000

2,366,000

'

'

Available-for-sale securities

914,000

'

'

'

1,286,000

'

'

'

914,000

1,286,000

'

'

Investments in subsidiary [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

First Citizens Community Bank

97,024,000

'

'

'

93,363,000

'

'

'

97,024,000

93,363,000

'

'

Other assets

459,000

'

'

'

520,000

'

'

'

459,000

520,000

'

'

TOTAL ASSETS

100,008,000

'

'

'

97,535,000

'

'

'

100,008,000

97,535,000

'

'

Liabilities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Other liabilities

452,000

'

'

'

560,000

'

'

'

452,000

560,000

'

'

Borrowed funds

7,500,000

'

'

'

7,500,000

'

'

'

7,500,000

7,500,000

'

'

TOTAL LIABILITIES

7,952,000

'

'

'

8,060,000

'

'

'

7,952,000

8,060,000

'

'

Stockholders' equity

92,056,000

'

'

'

89,475,000

'

'

'

92,056,000

89,475,000

'

'

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY

100,008,000

'

'

'

97,535,000

'

'

'

100,008,000

97,535,000

'

'

Dividends from [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Bank subsidiary

'

'

'

'

'

'

'

'

4,142,000

5,045,000

3,823,000

'

Available-for-sale securities

'

'

'

'

'

'

'

'

51,000

51,000

42,000

'

TOTAL INTEREST AND DIVIDEND INCOME

'

'

'

'

'

'

'

'

4,193,000

5,096,000

3,865,000

'

Realized securities gains (losses)

'

'

'

'

'

'

'

'

183,000

58,000

-38,000

'

Expenses

'

'

'

'

'

'

'

'

638,000

611,000

488,000

'

Income before equity in undistributed earnings of subsidiary

'

'

'

'

'

'

'

'

3,738,000

4,543,000

3,339,000

'

Equity in undistributed earnings - First Citizens Community Bank

'

'

'

'

'

'

'

'

9,637,000

9,672,000

9,493,000

'

NET INCOME

'

'

'

'

'

'

'

'

13,375,000

14,215,000

12,832,000

'

Comprehensive income

'

'

'

'

'

'

'

'

7,519,000

13,897,000

16,727,000

'

Cash flows from operating activities:

'

'

'

'

'

'

'

'

'

'

'

'

Net income

'

'

'

'

'

'

'

'

13,375,000

14,215,000

12,832,000

'

Adjustments to reconcile net income to net cash provided by operating activities:

'

'

'

'

'

'

'

'

'

'

'

'

Equity in undistributed earnings of subsidiaries

'

'

'

'

'

'

'

'

-9,637,000

-9,672,000

-9,493,000

'

Investment securities (gains) losses, net

'

'

'

'

'

'

'

'

-183,000

-58,000

38,000

'

Other, net

'

'

'

'

'

'

'

'

309,000

394,000

125,000

'

Net cash provided by operating activities

'

'

'

'

'

'

'

'

3,864,000

4,879,000

3,502,000

'

Cash flows from investing activities:

'

'

'

'

'

'

'

'

'

'

'

'

Purchases of available-for-sale securities

'

'

'

'

'

'

'

'

-1,000

-141,000

-147,000

'

Proceeds from the sale of available-for-sale securities

'

'

'

'

'

'

'

'

538,000

110,000

184,000

'

Net cash used in investing activities

'

'

'

'

'

'

'

'

537,000

-31,000

37,000

'

Cash flows from financing activities:

'

'

'

'

'

'

'

'

'

'

'

'

Cash dividends paid

'

'

'

'

'

'

'

'

-3,558,000

-4,601,000

-3,148,000

'

Purchase of treasury stock

'

'

'

'

'

'

'

'

-1,483,000

-1,348,000

-851,000

'

Purchase of restricted stock

'

'

'

'

'

'

'

'

-115,000

-142,000

-159,000

'

Net cash provided by (used in) financing activities

'

'

'

'

'

'

'

'

-5,156,000

-6,091,000

-4,158,000

'

Net decrease in cash and cash equivalents

'

'

'

'

'

'

'

'

-755,000

-1,243,000

-619,000

'

Cash and Cash Equivalents at Beginning of Year

'

'

'

2,366,000

'

'

'

3,609,000

2,366,000

3,609,000

4,228,000

'

Cash and Cash Equivalents at End of Year

$1,611,000

'

'

'

$2,366,000

'

'

'

$1,611,000

$2,366,000

$3,609,000

'

CONSOLIDATED_CONDENSED_QUARTER2

CONSOLIDATED CONDENSED QUARTERLY DATA (UNAUDITED) (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
CONSOLIDATED CONDENSED QUARTERLY DATA (UNAUDITED) [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Interest income	$8,980,000	$9,307,000	$8,948,000	$8,999,000	$9,361,000	$9,474,000	$9,613,000	$9,637,000	$36,234,000	$38,085,000	$38,293,000
Interest expense	1,470,000	1,562,000	1,597,000	1,686,000	1,773,000	1,859,000	1,948,000	2,079,000	6,315,000	7,659,000	9,683,000
NET INTEREST INCOME	7,510,000	7,745,000	7,351,000	7,313,000	7,588,000	7,615,000	7,665,000	7,558,000	29,919,000	30,426,000	28,610,000
Provision for loan losses	90,000	90,000	75,000	150,000	105,000	105,000	105,000	105,000	405,000	420,000	675,000
Non-interest income	1,812,000	1,715,000	1,645,000	1,656,000	2,103,000	1,679,000	1,716,000	1,735,000	7,269,000	7,837,000	6,916,000
Investment securities gains, net	56,000	91,000	98,000	196,000	43,000	240,000	213,000	108,000	441,000	604,000	334,000
Non-interest expenses	5,082,000	4,920,000	4,832,000	4,822,000	4,945,000	4,932,000	4,565,000	4,855,000	19,656,000	19,297,000	18,409,000
Income before provision for income taxes	4,206,000	4,541,000	4,187,000	4,193,000	4,684,000	4,497,000	4,924,000	4,441,000	17,127,000	18,546,000	16,442,000
Provision for income taxes	910,000	1,029,000	907,000	906,000	1,135,000	1,033,000	1,171,000	992,000	3,752,000	4,331,000	3,610,000
NET INCOME	$3,296,000	$3,512,000	$3,280,000	$3,287,000	$3,549,000	$3,464,000	$3,753,000	$3,449,000	$13,375,000	$14,215,000	$12,832,000
Earnings Per Share Basic (in dollars per share)	$1.10	$1.16	$1.08	$1.08	$1.17	$1.13	$1.23	$1.12	$4.42	$4.65	$4.16
Earnings Per Share Diluted (in dollars per share)	$1.10	$1.16	$1.08	$1.08	$1.17	$1.13	$1.23	$1.12	$4.42	$4.65	$4.16