Citizens Financial Services (CZFS) 10-Q 7 May 15 2015 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2015	Oct. 28, 2014
Document and Entity Information [Abstract]
Entity Registrant Name	CITIZENS FINANCIAL SERVICES INC
Entity Central Index Key	739421
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		3,020,532
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15

CONSOLIDATED_BALANCE_SHEET_UNA

CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Cash and due from banks:
Noninterest-bearing	$10,901	$10,091
Interest-bearing	7,882	1,332
Total cash and cash equivalents	18,783	11,423
Interest bearing time deposits with other banks	5,960	5,960
Available-for-sale securities	291,904	306,146
Loans held for sale	1,029	497
Loans (net of allowance for loan losses: 2015, $6,922 and 2014, $6,815)	558,257	547,290
Premises and equipment	12,619	12,357
Accrued interest receivable	3,636	3,644
Goodwill	10,256	10,256
Bank owned life insurance	20,461	20,309
Other assets	7,067	7,166
TOTAL ASSETS	929,972	925,048
Deposits:
Noninterest-bearing	100,263	95,526
Interest-bearing	688,513	678,407
Total deposits	788,776	773,933
Borrowed funds	29,388	41,799
Accrued interest payable	691	756
Other liabilities	8,828	8,032
TOTAL LIABILITIES	827,683	824,520
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares; none issued in 2015 or 2014 March 31, 2015 and December 31, 2014;	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,335,236 at March 31, 2015 and December 31, 2014	3,335	3,335
Additional paid-in capital	25,148	25,150
Retained earnings	81,409	79,512
Accumulated other comprehensive income	1,603	767
Treasury stock, at cost: 314,704 shares at March 31, 2015 and 296,280 shares at December 31, 2014	-9,206	-8,236
TOTAL STOCKHOLDERS' EQUITY	102,289	100,528
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$929,972	$925,048

CONSOLIDATED_BALANCE_SHEET_UNA1

CONSOLIDATED BALANCE SHEET (UNAUDITED) (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
ASSETS:
Loans, allowance for loan losses	$6,922	$6,815
STOCKHOLDERS' EQUITY:
Preferred Stock, par value (in dollars per share)	$1	$1
Preferred Stock, authorized (in shares)	3,000,000	3,000,000
Preferred Stock, issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$1	$1
Common Stock, authorized (in shares)	15,000,000	15,000,000
Common Stock, issued (in shares)	3,335,236	3,335,236
Treasury stock, shares (in shares)	314,704	296,280

CONSOLIDATED_STATEMENT_OF_INCO

CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
INTEREST INCOME:
Interest and fees on loans	$7,039	$6,988
Interest-bearing deposits with banks	31	13
Investment securities:
Taxable	754	888
Nontaxable	848	842
Dividends	99	50
TOTAL INTEREST INCOME	8,771	8,781
INTEREST EXPENSE:
Deposits	1,009	1,105
Borrowed funds	175	164
TOTAL INTEREST EXPENSE	1,184	1,269
NET INTEREST INCOME	7,587	7,512
Provision for loan losses	120	180
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,467	7,332
NON-INTEREST INCOME:
Service charges	976	1,039
Trust	194	191
Brokerage and insurance	127	120
Investment securities gains, net	126	171
Gains on loans sold	38	40
Earnings on bank owned life insurance	152	121
Other	115	105
TOTAL NON-INTEREST INCOME	1,728	1,787
NON-INTEREST EXPENSES:
Salaries and employee benefits	3,056	2,917
Occupancy	369	350
Furniture and equipment	128	100
Professional fees	232	234
FDIC insurance	116	113
Pennsylvania shares tax	201	193
Other	1,233	1,184
TOTAL NON-INTEREST EXPENSES	5,335	5,091
Income before provision for income taxes	3,860	4,028
Provision for income taxes	740	852
NET INCOME	$3,120	$3,176
PER COMMON SHARE DATA:
Net Income - Basic (in dollars per share)	$1.03	$1.04
Net Income - Diluted (in dollars per share)	$1.03	$1.04
Cash Dividends Paid (in dollars per share)	$0.41	$0.38
Number of shares used in computation - basic (in shares)	3,026,265	3,041,923
Number of shares used in computation - diluted (in shares)	3,026,265	3,042,117

CONSOLIDATED_STATEMENT_OF_COMP

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (UNAUDITED) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (UNAUDITED) [Abstract]
Net income	$3,120	$3,176
Other comprehensive income:
Change in unrealized gain on available for sale securities	1,345	2,249
Income tax effect	-458	-764
Income tax effect	0	0
Reclassification adjustment for change in unrecognized pension cost	48	12
Income tax effect	-16	-5
Reclassification adjustment for gain included in net income	-126	-171
Income tax effect	43	58
Other comprehensive income, net of tax	836	1,379
Comprehensive income	$3,956	$4,555

CONSOLIDATED_STATEMENT_OF_CASH

CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$3,120	$3,176
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	120	180
Depreciation and amortization	125	127
Amortization and accretion on investment securities	516	575
Deferred income taxes	-128	-49
Investment securities gains, net	-126	-171
Earnings on bank owned life insurance	-152	-121
Originations of loans held for sale	-3,155	-2,785
Proceeds from sales of loans held for sale	2,661	2,861
Realized gains on loans sold	-38	-40
Decrease (increase) in accrued interest receivable	8	-43
Decrease in accrued interest payable	-65	-121
Other, net	207	-32
Net cash provided by operating activities	3,093	3,557
Available-for-sale securities:
Proceeds from sales	14,623	5,556
Proceeds from maturity and principal repayments	13,521	19,528
Purchase of securities	-13,074	-18,562
Proceeds from redemption of regulatory stock	1,271	1,269
Purchase of regulatory stock	-864	-375
Net (increase) decrease in loans	-11,054	7,345
Purchase of premises and equipment	-403	-28
Proceeds from sale of foreclosed assets held for sale	17	9
Net cash provided by investing activities	4,037	14,742
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	14,843	5,327
Proceeds from long-term borrowings	4,730	4,005
Repayments of long-term borrowings	0	-1,000
Net decrease in short-term borrowed funds	-17,141	-24,209
Purchase of treasury and restricted stock	-979	-120
Dividends paid	-1,223	-976
Net cash provided by (used) in financing activities	230	-16,973
Net increase in cash and cash equivalents	7,360	1,326
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	11,423	10,083
CASH AND CASH EQUIVALENTS AT END OF PERIOD	18,783	11,409
Supplemental Disclosures of Cash Flow Information:
Interest paid	1,249	1,390
Income taxes paid	600	650
Loans transferred to foreclosed property	0	22
Investments sold and not settled included in other assets	$0	$1,469

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2015
Basis of Presentation [Abstract]
Basis of Presentation	Note 1 - Basis of Presentation
	Citizens Financial Services, Inc. (individually and collectively with its direct and indirect subsidiaries, the “Company”) is a Pennsylvania corporation organized as the holding company of its wholly owned subsidiary, First Citizens Community Bank (the “Bank”), and the Bank’s subsidiary, First Citizens Insurance Agency, Inc. (“First Citizens Insurance”).
	The accompanying consolidated financial statements have been prepared pursuant to rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with U.S. generally accepted accounting principles.  Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. generally accepted accounting principles have been condensed or omitted.  Certain of the prior year amounts have been reclassified to conform with the current year presentation.  Such reclassifications had no effect on net income or stockholders’ equity.  All material inter-company balances and transactions have been eliminated in consolidation.
	In the opinion of management of the Company, the accompanying interim financial statements for the periods ended March 31, 2015 and 2014 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the period.  In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and of revenues and expenses for the period. The results of operations reported for the Company for the three month period ended March 31, 2015 are not necessarily indicative of the results to be expected for the full year.  This information should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.

Earnings_per_Share

Earnings per Share	3 Months Ended
	Mar. 31, 2015
Earnings per Share [Abstract]
Earnings per Share	Note 2 - Earnings per Share
	The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.
		Three Months Ended
		March 31,
		2015	2014
	Net income applicable to common stock	$3,120,000	$3,176,000
	Basic earnings per share computation
	Weighted average common shares outstanding	3,026,265	3,041,923
	Earnings per share - basic	$1.03	$1.04
	Diluted earnings per share computation
	Weighted average common shares outstanding for basic earnings per share	3,026,265	3,041,923
	Add: Dilutive effects of restricted stock	-	194
	Weighted average common shares outstanding for dilutive earnings per share	3,026,265	3,042,117
	Earnings per share - dilutive	$1.03	$1.04
	For the three months ended March 31, 2015 and 2014, there were 4,082 and 2,581 shares, respectively, related to the restricted stock program that were excluded from the diluted earnings per share calculations since they were anti-dilutive. These anti-dilutive shares had prices ranging from $37.10 to $53.50 for the three month period ended March 31, 2015 and prices ranging from $37.35 to $50.15 for the three month period ended March 31, 2014.

Income_Tax_Expense

Income Tax Expense	3 Months Ended
	Mar. 31, 2015
Income Tax Expense [Abstract]
Income Tax Expense	Note 3 - Income Tax Expense
	Income tax expense is less than the amount calculated using the statutory tax rate, primarily as a result of tax-exempt income earned from state and municipal securities and loans and investments in tax credits.
	Investments in Qualified Affordable Housing Projects
	As of March 31, 2015 and December 31, 2014, the Company was invested in four partnerships that provide affordable housing. The balance of the investments, which is included within other assets in the Consolidated Balance Sheet, was $1,153,000 and $1,218,000 as of March 31, 2015 and December 31, 2014, respectively. Investments purchased prior to January 1, 2015, are accounted for utilizing the effective yield method. As of March 31, 2015, the Company has $1,193,000 of tax credits remaining that will be recognized over nine years. Tax credits of $50,000 were recognized as a reduction of tax expense during the three months ended March 31, 2015.

Investments

Investments	3 Months Ended
	Mar. 31, 2015
Investments [Abstract]
Investments	Note 4 – Investments
	The amortized cost and fair value of investment securities at March 31, 2015 and December 31, 2014 were as follows (in thousands):
			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
	31-Mar-15	Cost	Gains	Losses	Value
	Available-for-sale securities:
	U.S. agency securities	$    142,719	$               1,185	$              (65)	$       143,839
	Obligations of state and
	political subdivisions	101,686	3,825	(75)	105,436
	Corporate obligations	12,783	177	(25)	12,935
	Mortgage-backed securities in
	government sponsored entities	27,673	431	(27)	28,077
	Equity securities in financial
	institutions	1,137	480	-	1,617
	Total available-for-sale securities	$    285,998	$               6,098	$            (192)	$       291,904
	31-Dec-14
	Available-for-sale securities:
	U.S. agency securities	$    150,847	$                  638	$            (600)	$       150,885
	U.S. treasury securities	4,944	-	(95)	4,849
	Obligations of state and
	political subdivisions	101,281	3,854	(99)	105,036
	Corporate obligations	13,853	190	(85)	13,958
	Mortgage-backed securities in
	government sponsored entities	29,397	368	(37)	29,728
	Equity securities in financial institutions	1,137	553	-	1,690
	Total available-for-sale securities	$    301,459	$               5,603	$            (916)	$       306,146
	The following table shows the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, which individual securities have been in a continuous unrealized loss position, at March 31, 2015 and December 31, 2014 (in thousands). As of March 31, 2015, the Company owned 25 securities whose fair value was less than their cost basis.
	31-Mar-15		Less than Twelve Months		Twelve Months or Greater		Total
				Gross		Gross		Gross
			Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
			Value	Losses	Value	Losses	Value	Losses
	U.S. agency securities		$          5,365	$               (4)	$        22,029	$             (61)	$        27,394	$             (65)
	Obligations of state and
	political subdivisions		2,243	-28	5,773	(47)	8,016	-75
	Corporate obligations		-	-	4,484	(25)	4,484	-25
	Mortgage-backed securities in
	government sponsored entities		1,107	-15	279	(12)	1,386	-27
	Total securities		$          8,715	$             (47)	$        32,565	$           (145)	$        41,280	$           (192)
	31-Dec-14
	U.S. agency securities		$        27,382	$           (110)	$        43,642	$           (490)	$        71,024	$           (600)
	U.S. treasury securities		-	-	4,849	(95)	4,849	(95)
	Obligations of states and
	political subdivisions		3,596	(19)	8,584	(80)	12,180	(99)
	Corporate obligations		505	(1)	7,707	(84)	8,212	(85)
	Mortgage-backed securities in
	government sponsored entities		5,025	(4)	2,229	(33)	7,254	(37)
	Total securities		$        36,508	$           (134)	$        67,011	$           (782)	$      103,519	$           (916)
	As of March 31, 2015, the Company’s investment securities portfolio contained unrealized losses on agency securities issued or backed by the full faith and credit of the United States government or are generally viewed as having the implied guarantee of the U.S. government, obligations of states and political subdivisions, corporate obligations and  mortgage backed securities in government sponsored entities. For fixed maturity investments management considers whether the present value of cash flows expected to be collected are less than the security’s amortized cost basis (the difference defined as the credit loss), the magnitude and duration of the decline, the reasons underlying the decline and the Company’s intent to sell the security or whether it is more likely than not that the Company would be required to sell the security before its anticipated recovery in market value, to determine whether the loss in value is other than temporary. Once a decline in value is determined to be other than temporary, if the Company does not intend to sell the security, and it is more likely than not that it will not be required to sell the security before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. For equity securities where the fair value has been significantly below cost for one year, the Company’s policy is to recognize an impairment loss unless sufficient evidence is available that the decline is not other than temporary and a recovery period can be predicted.  The Company has concluded that any impairment of its investment securities portfolio outlined in the above table is not other than temporary and is the result of interest rate changes, sector credit rating changes, or issuer-specific rating changes that are not expected to result in the non-collection of principal and interest during the period.
	Proceeds from sales of securities available-for-sale for the three months ended March 31, 2015 and 2014 were $14,623,000 and $5,556,000, respectively. The gross gains and losses were as follows (in thousands):
		Three Months Ended
		March 31,
		2015	2014
	Gross gains	$           137	$                  171
	Gross losses	(11)	-
	Net gains	$           126	$                  171
	Investment securities with an approximate carrying value of $164.0 million and $186.4 million at March 31, 2015 and December 31, 2014, respectively, were pledged to secure public funds and certain other deposits.
	Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.   The amortized cost and fair value of debt securities at March 31, 2015, by contractual maturity, are shown below (in thousands):
		Amortized
		Cost	Fair Value
	Available-for-sale debt securities:
	Due in one year or less	$        7,878	$               7,980
	Due after one year through five years	142,286	143,869
	Due after five years through ten years	41,437	42,645
	Due after ten years	93,260	95,793
Total	$    284,861	$           290,287

Loans

Loans	3 Months Ended
	Mar. 31, 2015
Loans [Abstract]
Loans	Note 5 – Loans
	The Company grants loans primarily to customers throughout North Central Pennsylvania and Southern New York.  Although the Company had a diversified loan portfolio at March 31, 2015 and December 31, 2014, a substantial portion of its debtors’ ability to honor their contracts is dependent on the economic conditions within these regions. The following table summarizes the primary segments of the loan portfolio and how those segments are analyzed within the allowance for loan losses as of March 31, 2015 and December 31, 2014 (in thousands):
	31-Mar-15		Total Loans	Individually evaluated for impairment	Collectively evaluated for impairment
	Real estate loans:
	Residential		$                 183,838	$                        310	$                 183,528
	Commercial and agricultural		218,392	6,010	212,382
	Construction		6,036	-	6,036
	Consumer		8,171	-	8,171
	Other commercial and agricultural loans		63,386	2,890	60,496
	State and political subdivision loans		85,356	-	85,356
	Total		565,179	$                     9,210	$                 555,969
	Allowance for loan losses		6,922
	Net loans		$                 558,257
	31-Dec-14		Total Loans	Individually evaluated for impairment	Collectively evaluated for impairment
	Real estate loans:
	Residential		$                 185,438	$                        316	$                 185,122
	Commercial and agricultural		215,584	6,112	209,472
	Construction		6,353	-	6,353
	Consumer		8,497	-	8,497
	Other commercial and agricultural loans		58,516	2,394	56,122
	State and political subdivision loans		79,717	-	79,717
	Total		554,105	$                     8,822	$                 545,283
	Allowance for loan losses		6,815
	Net loans		$                 547,290
	The segments of the Company’s loan portfolio are disaggregated into classes to a level that allows management to monitor risk and performance. Residential real estate mortgages consists primarily of 15 to 30 year first mortgages on residential real estate, while residential real estate home equity loans are consumer purpose installment loans or lines of credit secured by a mortgage which is often a second lien on residential real estate with terms of 15 years or less. Commercial real estate loans are business purpose loans secured by a mortgage on commercial real estate. Agricultural real estate loans are loans secured by a mortgage on real estate used in agriculture production. Construction real estate loans are loans secured by residential or commercial real estate used during the construction phase of residential and commercial projects. Consumer loans are typically unsecured or primarily secured by assets other than real estate and overdraft lines of credit are typically secured by customer deposit accounts. Other commercial loans are loans for commercial purposes primarily secured by non-real estate collateral. Other agricultural loans are loans for agricultural purposes primarily secured by non-real estate collateral. State and political subdivision loans are loans to  state and local municipalities for capital and operating expenses or tax free loans used to finance commercial development.
	Management considers commercial loans, other agricultural loans, state and political subdivision loans, commercial real estate loans and agricultural real estate loans which are 90 days or more past due to be impaired. Management will also consider a loan impaired based on other factors it becomes aware of, including the customer’s results of operations and cash flows or if the loan is modified in a troubled debt restructuring. In addition, certain residential mortgages, home equity and consumer loans that are cross collateralized with commercial relationships that are determined to be impaired may also be classified as impaired. Impaired loans are analyzed to determine if it is probable that all amounts will not be collected according to the contractual terms of the loan agreement. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allocation of the allowance for loan losses or a charge-off to the allowance for loan losses.
	The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands):
			Recorded	Recorded
		Unpaid	Investment	Investment	Total
		Principal	With No	With	Recorded	Related
	31-Mar-15	Balance	Allowance	Allowance	Investment	Allowance
	Real estate loans:
	Mortgages	$       218	$          121	$            66	$          187	$          13
	Home Equity	129	59	64	123	12
	Commercial	8,398	5,851	159	6,010	72
	Other commercial loans	2,988	2,431	459	2,890	91
	Total	$  11,733	$       8,462	$          748	$       9,210	$        188
	31-Dec-14
	Real estate loans:
	Mortgages	$       222	$          125	$            66	$          191	$          13
	Home Equity	130	60	65	125	12
	Commercial	8,433	5,708	404	6,112	72
	Other commercial loans	2,480	2,346	48	2,394	1
	Total	$  11,265	$       8,239	$          583	$       8,822	$          98
	The following tables includes the average balance of impaired financing receivables by class and the income recognized on impaired loans for the three month periods ended March 31, 2015 and 2014(in thousands):
		31-Mar-15			31-Mar-14
				Interest			Interest
		Average	Interest	Income	Average	Interest	Income
		Recorded	Income	Recognized	Recorded	Income	Recognized
		Investment	Recognized	Cash Basis	Investment	Recognized	Cash Basis
	Real estate loans:
	Mortgages	$       188	$              2	$               -	$          205	$            2	$               -
	Home Equity	124	1	-	133	1	-
	Commercial	6,023	13	-	8,533	26	-
	Consumer	-	-	-	15	-	-
	Other commercial loans	2,729	25	1	1,893	33	-
	Total	$    9,064	$            41	$              1	$     10,779	$          62	$               -
	Credit Quality Information
	For commercial real estate, agricultural real estate, construction, other commercial, other agricultural and state and political subdivision loans, management uses a nine point internal risk rating system to monitor credit quality. The first five categories are considered not criticized and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The definitions of each rating are defined below:
	·	Pass (Grades 1-5) – These loans are to customers with credit quality ranging from an acceptable to very high quality and are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral.
	·	Special Mention (Grade 6) – This loan grade is in accordance with regulatory guidance and includes loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected.
	·	Substandard (Grade 7) – This loan grade is in accordance with regulatory guidance and includes loans that have a well-defined weakness based on objective evidence and be characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
	·	Doubtful (Grade 8) – This loan grade is in accordance with regulatory guidance and includes loans that have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances.
	·	Loss (Grade 9) – This loan grade is in accordance with regulatory guidance and includes loans that are considered uncollectible, or of such value that continuance as an asset is not warranted.
To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay the loan as agreed, the Company’s loan rating process includes several layers of internal and external oversight. The Company’s loan officers are responsible for the timely and accurate risk rating of the loans in each of their portfolios at origination and on an ongoing basis under the supervision of management.  All commercial and agricultural loans are reviewed annually to ensure the appropriateness of the loan grade. In addition, the Company engages an external consultant on at least an annual basis. The external consultant is engaged to 1) review a minimum of 55% of the dollar volume of the commercial loan portfolio on an annual basis, 2) review new loans originated for over $1.0 million in the last years, 3) review a majority of borrowers with commitments greater than or equal to $1.0 million,  4) review selected loan relationships over $750,000 which are over 30 days past due, classified Special Mention, Substandard, Doubtful, or Loss, and 5) such other loans which management or the consultant deems appropriate.
The following tables represent credit exposures by internally assigned grades as of March 31, 2015 and December 31, 2014 (in thousands):
31-Mar-15	Pass	Special Mention	Substandard	Doubtful	Ending Balance
Real estate loans:
Commercial	$          175,890	$           4,912	$                  11,855	$                44	$          192,701
Agricultural	20,695	3,361	1,635	-	25,691
Construction	6,036	-	-	-	6,036
Other commercial loans	46,267	4,109	2,082	148	52,606
Other agricultural loans	9,000	675	1,105	-	10,780
State and political
subdivision loans	85,356	-	-	-	85,356
Total	$          343,244	$         13,057	$                  16,677	$              192	$          373,170
31-Dec-14	Pass	Special Mention	Substandard	Doubtful	Ending Balance
Real estate loans:
Commercial	$          169,383	$           8,948	$                  12,614	$                   -	$          190,945
Agricultural	19,575	3,394	1,670	-	24,639
Construction	6,353	-	-	-	6,353
Other commercial loans	40,683	4,413	2,355	-	47,451
Other agricultural loans	9,221	727	1,117	-	11,065
State and political
subdivision loans	79,717	-	-	-	79,717
Total	$          324,932	$         17,482	$                  17,756	$                   -	$          360,170
For residential real estate mortgages, home equity and consumer loans, credit quality is monitored based on whether the loan is performing or non-performing, which is typically based on the aging status of the loan and payment activity, unless a specific action, such as bankruptcy, repossession, death or significant delay in payment occurs to raise awareness of a possible credit event. Non-performing loans include those loans that are considered nonaccrual, described in more detail below, and all loans past due 90 or more days and still accruing. The following table presents the recorded investment in those loan classes based on payment activity as of March 31, 2015 and December 31, 2014 (in thousands):
31-Mar-15	Performing	Non-	Total
		performing
Real estate loans:
Mortgages	$          122,090	$           1,021	$                123,111
Home Equity	60,458	269	60,727
Consumer	8,113	58	8,171
Total	$          190,661	$           1,348	$                192,009
31-Dec-14	Performing	Non-performing	Total
Real estate loans:
Mortgages	$          121,968	$              890	$                122,858
Home Equity	62,296	284	62,580
Consumer	8,444	53	8,497
Total	$          192,708	$           1,227	$                193,935
Aging Analysis of Past Due Financing Receivables
Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table includes an aging analysis of the recorded investment of past due financing receivables as of March 31, 2015 and December 31, 2014 (in thousands):
		30-59 Days	60-89 Days	90 Days	Total Past		Total Financing	90 Days and
March 31,2015		Past Due	Past Due	Or Greater	Due	Current	Receivables	Accruing
Real estate loans:
Mortgages		$        438	$        432	$        708	$     1,578	$   121,533	$           123,111	$            212
Home Equity		333	76	254	663	60,064	60,727	128
Commercial		1,111	-	1,257	2,368	190,333	192,701	44
Agricultural		210	-	-	210	25,481	25,691	-
Construction		-	-	-	-	6,036	6,036	-
Consumer		34	32	12	78	8,093	8,171	1
Other commercial loans		333	158	335	826	51,780	52,606	18
Other agricultural loans		53	-	-	53	10,727	10,780	-
State and political
subdivision loans		-	-	-	-	85,356	85,356	-
	Total	$     2,512	$        698	$     2,566	$     5,776	$   559,403	$           565,179	$            403
Loans considered non-accrual		$        579	$        171	$     2,163	$     2,913	$       4,236	$               7,149
Loans still accruing		1,933	527	403	2,863	555,167	558,030
	Total	$     2,512	$        698	$     2,566	$     5,776	$   559,403	$           565,179
31-Dec-14
Real estate loans:
Mortgages		$        318	$        230	$        675	$     1,223	$   121,635	$           122,858	$            214
Home Equity		442	99	260	801	61,779	62,580	132
Commercial		97	231	1,432	1,760	189,185	190,945	310
Agricultural		-	-	-	-	24,639	24,639	-
Construction		-	-	-	-	6,353	6,353	-
Consumer		119	4	7	130	8,367	8,497	6
Other commercial loans		503	258	476	1,237	46,214	47,451	174
Other agricultural loans		-	-	-	-	11,065	11,065	-
State and political
subdivision loans		-	-	-	-	79,717	79,717	-
	Total	$     1,479	$        822	$     2,850	$     5,151	$   548,954	$           554,105	$            836
Loans considered non-accrual		$          48	$        181	$     2,014	$     2,243	$       4,356	$               6,599
Loans still accruing		1,431	641	836	2,908	544,598	547,506
	Total	$     1,479	$        822	$     2,850	$     5,151	$   548,954	$           554,105
Nonaccrual Loans
Loans are considered for non-accrual status upon reaching 90 days delinquency, although the Company may be receiving partial payments of interest and partial repayments of principal on such loans or if full payment of principal and interest is not expected. Additionally, if management is made aware of other information, including bankruptcy, repossession, death, or legal proceedings, the loan may be placed on non-accrual status. If a loan is 90 days or more past due and is well secured and in the process of collection, it may still be considered accruing.
The following table reflects the financing receivables on non-accrual status as of March 31, 2015 and December 31, 2014, respectively. The balances are presented by class of financing receivable (in thousands):
		31-Mar-15		31-Dec-14
Real estate loans:
Mortgages		$                809		$                   676
Home Equity		141		152
Commercial		5,030		5,010
Consumer		57		47
Other commercial loans		1,112		714
		$             7,149		$                6,599
Troubled Debt Restructurings
In situations where, for economic or legal reasons related to a borrower's financial difficulties, management may grant a concession for other than an insignificant period of time to the borrower that would not otherwise be considered, the related loan is classified as a Troubled Debt Restructuring (TDR). Management strives to identify borrowers in financial difficulty early and work with them to modify more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases where borrowers are granted new terms that provide for a reduction of interest or principal, or both, management measures any impairment on the restructuring by calculating the present value of the revised loan terms and comparing this balance to the Company’s investment in the loan prior to the restructuring. As these loans are individually evaluated, they are excluded from pooled portfolios when calculating the allowance for loan and lease losses and a separate allocation within the allowance for loan and lease losses is provided. Management continually evaluates loans that are considered TDRs, including payment history under the modified loan terms, the borrower’s ability to continue to repay the loan based on continued evaluation of their operating results and cash flows from operations.  Based on this evaluation management would no longer consider a loan to be a TDR when the relevant facts support such a conclusion. As of March 31, 2015 and December 31, 2014, included within the allowance for loan losses are reserves of $25,000 and $26,000 respectively, that are associated with loans modified as TDRs.
Loan modifications that are considered TDRs completed during the three months ended March 31, 2015 and 2014 were as follows (dollars in thousands):
	For the Three Months Ended March 31, 2015
	Number of contracts		Pre-modification Outstanding		Post-Modification Outstanding
			Recorded Investment		Recorded Investment
	Interest	Term	Interest	Term	Interest	Term
	Modification	Modification	Modification	Modification	Modification	Modification
Real estate loans:
Mortgages	1	-	$               71	-	$               71	-
Total	1	-	$               71	$                     -	$               71	$                  -
	For the Three Months Ended March 31, 2014
	Number of contracts		Pre-modification Outstanding		Post-Modification Outstanding
			Recorded Investment		Recorded Investment
	Interest	Term	Interest	Term	Interest	Term
	Modification	Modification	Modification	Modification	Modification	Modification
Real estate loans:
Commercial	-	1	$                   -	$                125	$                  -	$             125
Total	-	1	$                   -	$                125	$                  -	$             125
Recidivism, or the borrower defaulting on its obligation pursuant to a modified loan, results in the loan once again becoming a non-accrual loan. Recidivism occurs at a notably higher rate than do defaults on new origination loans, so modified loans present a higher risk of loss than do new origination loans. The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2015 and 2014, respectively, and that subsequently defaulted during these reporting periods (dollars in thousands):
	For the Three Months Ended
	31-Mar-15		31-Mar-14
	Number of	Recorded	Number of	Recorded
	contracts	investment	contracts	investment
Real estate loans:
Commercial	1	$              124	1	$              483
Total recidivism	1	$              124	1	$              483
Allowance for Loan Losses
The following table segregates the allowance for loan losses (ALLL) into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of March 31, 2015 and December 31, 2014, respectively (in thousands):
	31-Mar-15				December 31, 2014
	Individually	Collectively	Total		Individually evaluated for impairment	Collectively	Total
	evaluated for impairment	evaluated for impairment				evaluated for impairment
Real estate loans:
Residential	$           25	$         898	$         923		$           25	$           853	$             878
Commercial and agricultural	72	3,627	3,699		72	3,798	3,870
Construction	-	11	11		-	26	26
Consumer	-	82	82		-	84	84
Other commercial and agricultural loans	91	1,195	1,286		1	1,223	1,224
State and political
subdivision loans	-	572	572		-	545	545
Unallocated	-	349	349		-	188	188
Total	$         188	$      6,734	$      6,922		$           98	$        6,717	$          6,815
The following tables roll forward the balance of the ALLL by portfolio segment for the three month periods ended March 31, 2015 and 2014, respectively (in thousands):
	Balance at	Charge-offs	Recoveries	Provision	Balance at
	31-Dec-14				31-Mar-15
Real estate loans:
Residential	$         878	$          (17)	$              -	$         62	$         923
Commercial and agricultural	3,870	-	4	(175)	3,699
Construction	26	-	-	(15)	11
Consumer	84	(7)	8	(3)	82
Other commercial and agricultural loans	1,224	(1)	-	63	1,286
State and political				-
subdivision loans	545	-	-	27	572
Unallocated	188	-	-	161	349
Total	$      6,815	$          (25)	$           12	$       120	$      6,922
	Balance at	Charge-offs	Recoveries	Provision	Balance at
	31-Dec-13				31-Mar-14
Real estate loans:
Residential	$         946	$          (38)	$              -	$       (22)	$         886
Commercial and agricultural	4,558	(10)	2	(20)	4,530
Construction	50	-	-	(42)	8
Consumer	105	(8)	9	(23)	83
Other commercial and agricultural loans	942	-	-	231	1,173
State and political				-
subdivision loans	330	-	-	66	396
Unallocated	167	-	-	(10)	157
Total	$      7,098	$          (56)	$           11	$       180	$      7,233
The Company allocates the ALLL based on the factors described below, which conform to the Company’s loan classification policy and credit quality measurements. In reviewing risk within the Company’s loan portfolio, management has determined there to be several different risk categories within the loan portfolio. The ALLL consists of amounts applicable to: (i) residential real estate loans; (ii) residential real estate home equity loans; (iii) commercial real estate loans; (iv) agricultural real estate loans; (v) real estate construction loans; (vi) other commercial and agricultural loans; (vii) consumer loans; (viii) other agricultural loans and (ix) state and political subdivision loans. Factors considered in this process include general loan terms, collateral, and availability of historical data to support the analysis. Historical loss percentages are calculated and used as the basis for calculating allowance allocations. Certain qualitative factors are evaluated to determine additional inherent risks in the loan portfolio, which are not necessarily reflected in the historical loss percentages. These factors are then added to the historical allocation percentage to get the adjusted factor to be applied to non-classified loans. The following qualitative factors are analyzed:
·	Level of and trends in delinquencies, impaired/classified loans
	Change in volume and severity of past due loans
	Volume of non-accrual loans
	Volume and severity of classified, adversely or graded loans;
·	Level of and trends in charge-offs and recoveries;
·	Trends in volume, terms and nature of the loan portfolio;
·	Effects of any changes in risk selection and underwriting standards and any other changes in lending and recovery policies, procedures and practices;
·	Changes in the quality of the Company’s loan review system;
·	Experience, ability and depth of lending management and other relevant staff;
·	National, state, regional and local economic trends and business conditions
	General economic conditions
	Unemployment rates
	Inflation / Consumer Price Index
	Changes in values of underlying collateral for collateral-dependent loans;
·	Industry conditions including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses; and
·	Existence and effect of any credit concentrations, and changes in the level of such concentrations; and
·	Any change in the level of board oversight.
The Company also maintains an unallocated allowance to account for any factors or conditions that may cause a potential loss but are not specifically addressed in the process described above. The Company analyzes its loan portfolio each quarter to determine the appropriateness of its allowance for loan losses.
Loans determined to be TDRs are impaired and for purposes of estimating the ALLL must be individually evaluated for impairment. In calculating the impairment, the Company calculates the present value utilizing an analysis of discounted cash flows. If the present value calculated is below the recorded investment of the loan, impairment is recognized by a charge to the provision for loan and lease losses and a credit to the ALLL.
We continually review the model utilized in calculating the required allowance. The following qualitative factors experienced changes during the three months ended March 31, 2015:
·	The qualitative factor for national, state, regional and local economic trends and business conditions was increased for all loan categories due to an increase in the unemployment rates in the local economy during the first quarter of 2015.
·	The qualitative factor for industry conditions, including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses was increased for agricultural related loans due to the decrease in the price received for product sold and the increase in feed costs, which negatively affected customer earnings that occurred in the first quarter of 2015.
·	The qualitative factor for levels of and trends in charge-offs and recoveries was increased for residential real estate loans due to the increase in charge-offs compared to historical norms for the Company.
·	The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans was decreased for other commercial loans due to the decrease in the amount of classified loans as of March 31, 2015.
·	The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans was increased for residential mortgages due to increases in the amount of delinquent loans as of March 31, 2015.
·	The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans was increased for agricultural related loans due to increases in the amount of loans past due as of March 31, 2015.
The primary factor that resulted in negative provision for commercial and agricultural loans was the reduction in the amount of special mention and substandard loans for the period ended March 31, 2015.
The following qualitative factors experienced changes during the first three months of 2014:
·	The qualitative factor for national, state, regional and local economic trends and business conditions was decreased for all loan categories due to a decrease in the unemployment rates in the local economy.
·	The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were decreased for commercial real estate due to the decrease in the Company’s classified loans to its lowest level in three years.
·	The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were increased for other commercial loans due to an increase in classified loans during the quarter.
The primary factor that resulted in a negative provisions for the first quarter of 2014 for residential real estate, commercial and agricultural real estate loans, construction and consumer loans was the decrease in loan balances from December 31, 2013 and the decrease in the qualitative factor associated with the improvement in unemployment rates noted above.
Foreclosed Assets Held For Sale
Foreclosed assets acquired in settlement of loans are carried at fair value, less estimated costs to sell, and are included in other assets on the Consolidated Balance Sheet. As of March 31, 2015 and December 31, 2014 included with other assets are $1,773,000 and 1,792,000, respectively, of foreclosed assets. As of March 31, 2015, included within the foreclosed assets is $321,000 of consumer residential mortgages that were foreclosed on or received via a deed in lieu transaction prior to the period end. As of March 31, 2015, the Company has initiated formal foreclosure proceeds on $1,411,000 of consumer residential mortgages, which have not yet been transferred into foreclosed assets.

Federal_Home_Loan_Bank_Stock

Federal Home Loan Bank Stock	3 Months Ended
	Mar. 31, 2015
Federal Home Loan Bank Stock [Abstract]
Federal Home Loan Bank Stock	Note 6 – Federal Home Loan Bank Stock
	The Bank is a member of the FHLB of Pittsburgh and as such, is required to maintain a minimum investment in stock of the FHLB that varies with the level of advances outstanding with the FHLB. As of March 31, 2015 and December 31, 2014, the Bank’s investment in FHLB stock was $1,353,000 and $1,761,000, respectively. The stock does not have a readily determinable fair value and as such is classified as restricted stock, carried at cost and evaluated by management.  The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) a significant decline in net assets of the FHLB as compared to the capital stock amount and the length of time this situation has persisted (b) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance (c) the impact of legislative and regulatory changes on the customer base of the FHLB and (d) the liquidity position of the FHLB. Management evaluated the stock and concluded that the stock was not impaired for the periods presented herein.  Management considered that the FHLB’s regulatory capital ratios have improved, liquidity appears adequate, new shares of FHLB stock continue to exchange hands at the $100 par value and the FHLB has repurchased shares of excess capital stock from its members and has paid a quarterly cash dividend.

Employee_Benefit_Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2015
Employee Benefit Plans [Abstract]
Employee Benefit Plans	Note 7 - Employee Benefit Plans
	For additional detailed disclosure on the Company's pension and employee benefits plans, please refer to Note 10 of the Company's Consolidated Financial Statements included in the 2014 Annual Report on Form 10-K.
	Noncontributory Defined Benefit Pension Plan
	The Company sponsors a noncontributory defined benefit pension plan (“Pension Plan”) covering substantially all employees and officers.  The Company’s funding policy is to make annual contributions, if needed, based upon the funding formula developed by the plan’s actuary. Any employee with a hire date of January 1, 2007 or later is not eligible to participate in the Pension Plan. In lieu of the Pension Plan, employees with a hire date of January 1, 2007 or later are eligible to receive, after meeting certain length of service requirements, an annual discretionary 401(k) plan contribution from the Company equal to a percentage of an employee’s base compensation.  The contribution amount, if any, is placed in a separate account within the 401(k) plan and is subject to a vesting requirement.
	For employees who are eligible to participate in the Pension Plan, the Pension Plan requires benefits to be paid to eligible employees based primarily upon age and compensation rates during employment.  Upon retirement or other termination of employment, employees can elect either an annuity benefit or a lump sum distribution of vested benefits in the Pension Plan.
	The following sets forth the components of net periodic benefit costs of the Pension Plan for the three months ended March 31, 2015 and 2014, respectively (in thousands):
		Three Months Ended
		March 31,
		2015	2014
	Service cost	$               86	$   90
	Interest cost	102	96
	Expected return on plan assets	(207)	(122)
	Net amortization and deferral	48	12
	Net periodic benefit cost	$               29	$   76
	The Company expects to contribute $500,000 to the Pension Plan in 2015.
	Defined Contribution Plan
	The Company sponsors a voluntary 401(k) savings plan which eligible employees can elect to contribute up to the maximum amount allowable not to exceed the limits of IRS Code Sections 401(k).  Under the plan, the Company also makes required contributions on behalf of the eligible employees.  The Company’s contributions vest immediately. Contributions by the Company totaled $62,000 and $57,000 for the three months ended March 31, 2015 and 2014, respectively.
	Directors’ Deferred Compensation Plan
	The Company’s directors may elect to defer all or portions of their fees until their retirement or termination from service.  Amounts deferred under the plan earn interest based upon the highest current rate offered to certificate of deposit customers.  Amounts deferred under the plan are not guaranteed and represent a general liability of the Company.  At March 31, 2015 and December 31, 2014, an obligation of $938,000 and $969,000, respectively, was included in other liabilities for this plan in the Consolidated Balance Sheet. Amounts included in interest expense on the deferred amounts totaled $7,000 and $5,000 for each of the three months ended March 31, 2015 and 2014, respectively.
	Restricted Stock Plan
	The Company maintains a Restricted Stock Plan (the “Plan”) whereby employees and non-employee corporate directors are eligible to receive awards of restricted stock based upon performance related requirements.  Awards granted under the Plan are in the form of the Company’s common stock and are subject to certain vesting requirements including continuous employment or service with the Company.  A total of 100,000 shares of the Company’s common stock have been authorized under the Plan, which terminates in April 2016. As of March 31, 2015, 64,002 shares remain available to be issued under the Plan.  The Plan assists the Company in attracting, retaining and motivating employees to make substantial contributions to the success of the Company and to increase the emphasis on the use of equity as a key component of compensation.
	The following table details the vesting, awarding and forfeiting of restricted shares during 2015 and 2014:
		Three months ended March 31,
		2015		2014
			Weighted		Weighted
		Unvested	Average	Unvested	Average
		Shares	Market Price	Shares	Market Price
	Outstanding, beginning of period	6,971	$          48.55	7,172	$       42.02
	Granted	156	53.15	392	50.50
	Forfeited	-	-	-	-
	Vested	(129)	50.50	(1,324)	37.35
	Outstanding, end of period	6,998	$          48.61	6,240	$       43.55
	Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period. Compensation expense related to restricted stock was $42,000 and $36,000 for the three months ended March 31, 2015 and 2014, respectively.
	Supplemental Executive Retirement Plan
	The Company maintains a non-qualified supplemental executive retirement plan (“SERP”) for certain executives to compensate those executive participants in the Company’s noncontributory defined benefit pension plan whose benefits are limited by compensation limitations under current tax law. At March 31, 2015 and December 31, 2014, an obligation of $1,233,000 and $1,198,000, respectively, was included in other liabilities for this plan in the Consolidated Balance Sheet. Expenses related to this plan totaled $35,000 and $38,000 for the three months ended March 31, 2015 and 2014, respectively.

Accumulated_Comprehensive_Inco

Accumulated Comprehensive Income	3 Months Ended
	Mar. 31, 2015
Accumulated Comprehensive Income [Abstract]
Accumulated Comprehensive Income	Note 8 – Accumulated Comprehensive Income
	The following tables present the changes in accumulated other comprehensive (loss) income by component net of tax for the three months ended March 31, 2015 and 2014 (in thousands):
		Three months ended March 31, 2015
		Unrealized gain	Defined Benefit	Total
		(loss) on available	Pension Items
		for sale securities	(a)
		(a)
	Balance as of December 31, 2014	$                     3,093	$             (2,326)	$         767
	Other comprehensive income before reclassifications (net of tax)	887	-	887
	Amounts reclassified from accumulated other
	comprehensive income (net of tax)	(83)	32	(51)
	Net current period other comprehensive income	804	32	836
	Balance as of March 31, 2015	$                     3,897	$             (2,294)	$      1,603
		Three months ended March 31, 2014
	Balance as of December 31, 2013	$                      (108)	$             (1,117)	$     (1,225)
	Other comprehensive income before reclassifications (net of tax)	1,485	-	1,485
	Amounts reclassified from accumulated other
	comprehensive income (net of tax)	(113)	7	(106)
	Net current period other comprehensive income	1,372	7	1,379
	Balance as of March 31, 2014	$                     1,264	$             (1,110)	$         154
	(a) Amounts in parentheses indicate debits
	The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income for the three months ended March 31, 2015 and 2014 (in thousands):
	Details about accumulated other comprehensive income (loss)	Amount reclassified from accumulated			Affected line item in the statement
		comprehensive income (loss) (a)			where net Income is presented
		Three Months Ended  March 31,
		2015	2014
	Unrealized gains and losses on available for sale securities
		$                          126	$                    171		Investment securities gains, net
		(43)	(58)		Provision for income taxes
		$                            83	$                    113		Net of tax
	Defined benefit pension items
		$                          (48)	$                    (12)		Salaries and employee benefits
		16	5		Provision for income taxes
		$                          (32)	$                      (7)		Net of tax
	(a) Amounts in parentheses indicate debits to profit/loss

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2015
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 9 – Fair Value Measurements
	The Company established a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by this hierarchy are as follows:
	Level I:	Quoted prices are available in active markets for identical assets or liabilities as of the reported date.
	Level II:	Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed.
	Level III:	Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.
	A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.
	In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, the Company's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company’s monthly and/or quarterly valuation process.
	Financial Instruments Recorded at Fair Value on a Recurring Basis
	The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level I. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities and classified as Level II. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things.
	The following tables present the assets and liabilities reported on the Consolidated Balance Sheet at their fair value on a recurring basis as of March 31, 2015 and December 31, 2014 by level within the fair value hierarchy (in thousands). Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.
	31-Mar-15		Level I		Level II		Level III	Total
	Assets
	Securities available for sale:
	U.S. agency securities		$                -		$             143,839		$                    -	$             143,839
	Obligations of state and
	political subdivisions		-		105,436		-	105,436
	Corporate obligations		-		12,935		-	12,935
	Mortgage-backed securities in
	government sponsored entities		-		28,077		-	28,077
	Equity securities in financial
	institutions		1,617		-		-	1,617
	31-Dec-14		Level I		Level II		Level III	Total
	Securities available for sale:
	U.S. agency securities		$                -		$             150,885		$                    -	$             150,885
	U.S. treasuries securities		-		4,849		-	4,849
	Obligations of state and
	political subdivisions		-		105,036		-	105,036
	Corporate obligations		-		13,958		-	13,958
	Mortgage-backed securities in
	government sponsored entities		-		29,728		-	29,728
	Equity securities in financial institutions		1,690		-		-	1,690
	Financial Instruments, Non-Financial Assets and Non-Financial Liabilities Recorded at Fair Value on a Nonrecurring Basis
	The Company may be required, from time to time, to measure certain financial assets, financial liabilities, non-financial assets and non-financial liabilities at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period. Certain non-financial assets measured at fair value on a non-recurring basis include foreclosed assets (upon initial recognition or subsequent impairment), non-financial assets and non-financial liabilities measured at fair value in the second step of a goodwill impairment test, and intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. Non-financial assets measured at fair value on a non-recurring basis during 2015 and 2014 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for possible loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in other non-interest expense.
	·	Impaired Loans - Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Collateral values are estimated using Level II inputs based on observable market data and Level III inputs based on customized discounting criteria. For a majority of impaired real estate related loans, the Company obtains a current external appraisal. Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information.
	·	Other Real Estate owned – Other real estate owned, which is obtained through the Bank’s foreclosure process is valued utilizing the appraised collateral value. Collateral values are estimated using Level II inputs based on observable market data and Level III inputs based on customized discounting criteria. At the time the foreclosure is completed, the Company obtains an updated external appraisal.
	Assets measured at fair value on a nonrecurring basis as of March 31, 2015 and December 31, 2014 are included in the table below (in thousands):
	31-Mar-15		Level I		Level II		Level III	Total
	Impaired Loans		$                -		$                         -		$            9,022	$                 9,022
	Other real estate owned		-		-		1,773	1,773
	31-Dec-14
	Impaired Loans		$                -		$                         -		$            8,724	$                 8,724
	Other real estate owned		-		-		1,792	1,792
	The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques.
	31-Mar-15	Fair Value		Valuation Technique(s)	Unobservable input	Range	Weighted average
	Impaired Loans	$  488		Discounted Cash Flows	Probability of Default	0%	0.00%
					Change in interest rates	0-5.5%	0.98%
		8,534		Appraised Collateral Values	Discount for time since appraisal	0-30%	22.00%
					Selling costs	4%-10%	9.07%
					Holding period	0 - 18 months	12 months
	Other real estate owned	1,773		Appraised Collateral Values	Discount for time since appraisal	0-20%	20%
					Selling costs	4%-10%	9%
					Holding period	0 - 18 months	12
	31-Dec-14	Fair Value		Valuation Technique(s)	Unobservable input	Range
	Impaired Loans	$  230		Discounted Cash Flows	Probability of Default	0%	0.00%
					Change in interest rates	0-5.5%	1.99%
		8,494		Appraised Collateral Values	Discount for time since appraisal	0-30%	22.00%
					Selling costs	4%-10%	8.55%
					Holding period	0 - 18 months	15 months
	Other real estate owned	1,792		Appraised Collateral Values	Discount for time since appraisal	0-20%	20%
					Selling costs	4%-10%	9%
					Holding period	0 - 18 months	12
	The fair values of the Company’s financial instruments are as follows (in thousands):
		Carrying
	31-Mar-15	Amount	Fair Value	Level I	Level II	Level III
Financial assets:
Cash and due from banks	$   18,783	$   18,783	$   18,783	$          -	$             -
Interest bearing time deposits with other banks	5,960	5,969			5,969
Available-for-sale securities	291,904	291,904	1,617	290,287
Loans held for sale	1,029	1,029	1,029
Net loans	558,257	579,059	-	-	579,059
Bank owned life insurance	20,461	20,461	20,461	-	-
Regulatory stock	1,628	1,628	1,628	-	-
Accrued interest receivable	3,636	3,636	3,636	-	-
Financial liabilities:
Deposits	$ 788,776	$ 790,052	$ 535,856	$          -	$ 254,196
Borrowed funds	29,388	26,946	-	-	26,946
Accrued interest payable	691	691	691	-	-
	Carrying
31-Dec-14	Amount	Fair Value	Level I	Level II	Level III
Financial assets:
Cash and due from banks	$   11,423	$   11,423	$   11,423	$          -	$             -
Interest bearing time deposits with other banks	5,960	5,969	-	-	5,969
Available-for-sale securities	306,146	306,146	1,690	304,456	-
Loans held for sale	497	497	497
Net loans	547,290	564,944	-	-	564,944
Bank owned life insurance	20,309	20,309	20,309	-	-
Regulatory stock	2,035	2,035	2,035	-	-
Accrued interest receivable	3,644	3,644	3,644	-	-
Financial liabilities:
Deposits	$ 773,933	$ 774,387	$ 525,166	$          -	$ 249,221
Borrowed funds	41,799	38,219	16,593	-	21,626
Accrued interest payable	756	756	756	-	-
Fair value is determined, based on relevant market information and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions can significantly affect the estimates.
Fair values have been determined by the Company using historical data, as generally provided in the Company’s regulatory reports, and an estimation methodology suitable for each category of financial instruments. The Company’s fair value estimates, methods and assumptions are set forth below for the Company’s other financial instruments.
Cash and Cash Equivalents:
The carrying amounts for cash and cash equivalents approximate fair value because they have original maturities of 90 days or less and do not present unanticipated credit concerns.
Accrued Interest Receivable and Payable:
The carrying amounts for accrued interest receivable and payable approximate fair value because they are generally received or paid in 90 days or less and do not present unanticipated credit concerns.
Interest bearing time deposits with other banks:
The fair value of interest bearing time deposits with other banks is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
Available-For-Sale Securities:
The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level I. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities and classified as Level II. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things.
Loans held for sale
The carrying amount for loans held for sale approximates fair value as the loans are only held for less than a week from origination.
Loans:
Fair values are estimated for portfolios of loans with similar financial characteristics.  The fair value of performing loans has been estimated by discounting expected future cash flows. The discount rate used in these calculations is derived from the Treasury yield curve adjusted for credit quality, operating expense and prepayment option price, and is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit and interest rate risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for each loan classification, modified as required by an estimate of the effect of current economic and lending conditions.
Bank Owned Life Insurance:
The carrying value of bank owned life insurance approximates fair value based on applicable redemption provisions.
Regulatory Stock:
The carrying value of regulatory stock approximates fair value based on applicable redemption provisions.
Deposits:
The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings and NOW accounts, and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
The deposits’ fair value estimates do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market, commonly referred to as the core deposit intangible.
Borrowed Funds:
Rates available to the Company for borrowed funds with similar terms and remaining maturities are used to estimate the fair value of borrowed funds.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2015
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 10 – Recent Accounting Pronouncements
	In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard). The Update’s core principle is that a company will recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In addition, this update specifies the accounting for certain costs to obtain or fulfill a contract with a customer and expands disclosure requirements for revenue recognition. This Update is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. The Company is evaluating the effect of adopting this new accounting Update.
	In June 2014, the FASB issued ASU 2014-10, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.  The amendments in this Update change the accounting for repurchase-to-maturity transactions to secured borrowing accounting.  For repurchase financing arrangements, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which will result in secured borrowing accounting for the repurchase agreement.  The amendments also require enhanced disclosures. The accounting changes in this Update are effective for the first interim or annual period beginning after December 15, 2014.  An entity is required to present changes in accounting for transactions outstanding on the effective date as a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption. Earlier application is prohibited.  The disclosure for certain transactions accounted for as a sale is required to be presented for interim and annual periods beginning after December 15, 2014, and the disclosure for repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. The disclosures are not required to be presented for comparative periods before the effective date.  This Update did not have a significant impact on the Company’s financial statements.
	In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments when the Terms of an Award Provide that a Performance Target Could Be Achieved After the Requisite Service Period.  The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The amendments in this Update are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Earlier adoption is permitted. Entities may apply the amendments in this Update either (a) prospectively to all awards granted or modified after the effective date or (b) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. If retrospective transition is adopted, the cumulative effect of applying this Update as of the beginning of the earliest annual period presented in the financial statements should be recognized as an adjustment to the opening retained earnings balance at that date. Additionally, if retrospective transition is adopted, an entity may use hindsight in measuring and recognizing the compensation cost.  This Update is not expected to have a significant impact on the Company’s financial statements.
	In August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements -Going Concern (Subtopic 205-40).  The amendments in this Update provide guidance in accounting principles generally accepted in the United States of America about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures.  The amendments in this Update are effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. Early application is permitted.  This Update is not expected to have a significant impact on the Company’s financial statements.
	In November 2014, the FASB issued ASU 2014-16, Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity (a consensus of the FASB Emerging Issues Task Force).  This ASU clarifies how current U.S. GAAP should be interpreted in subjectively evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Public business entities are required to implement the new requirements in fiscal years and interim periods within those fiscal years beginning after December 15, 2015. The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial statements.
	In January 2015, the FASB issued ASU 2015-01, Income Statement –Extraordinary and Unusual Items, as part of its initiative to reduce complexity in accounting standards.  This Update eliminates from GAAP the concept of extraordinary items.  The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity also may apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. This Update is not expected to have a significant impact on the Company’s financial statements.
	In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810). The amendments in this Update affect reporting entities that are required to evaluate whether they should consolidate certain legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Specifically, the amendments (1) Modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (VIEs) or voting interest entities; (2) Eliminate the presumption that a general partner should consolidate a limited partnership; (3) Affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships; (4) Provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds.  The amendments in this Update are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2015.  For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and for interim periods within fiscal years beginning after December 15, 2017.  This Update is not expected to have a significant impact on the Company’s financial statements.
	In April 2015, the FASB issued ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30), as part of its initiative to reduce complexity in accounting standards.  To simplify presentation of debt issuance costs, the amendments in this Update require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this Update.  For public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years.  For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within fiscal years beginning after December 15, 2016.  An entity should apply the new guidance on a retrospective basis, wherein the balance sheet of each individual period presented should be adjusted to reflect the period-specific effects of applying the new guidance. This Update is not expected to have a significant impact on the Company’s financial statements.
	In April 2015, the FASB issued ASU 2015-04, Compensation-Retirement Benefits (Topic 715), as part of its initiative to reduce complexity in accounting standards.  For an entity with a fiscal year-end that does not coincide with a month-end, the amendments in this Update provide a practical expedient that permits the entity to measure defined benefit plan assets and obligations using the month-end that is closest to the entity's fiscal year-end and apply that practical expedient consistently from year to year. The practical expedient should be applied consistently to all plans if an entity has more than one plan. The amendments in this Update are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. Earlier application is permitted. This Update is not expected to have a significant impact on the Company’s financial statements.
	In April 2015, the FASB issued ASU 2015-05, Intangible – Goodwill and Other Internal Use Software (Topic 350-40), as part of its initiative to reduce complexity in accounting standards. This guidance  will help entities evaluate the accounting for fees paid by a customer in a cloud computing arrangement. The amendments in this Update provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract.  For public business entities, the Board decided that the amendments will be effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. For all other entities, the amendments will be effective for annual periods beginning after December 15, 2015, and interim periods in annual periods beginning after December 15, 2016. Early adoption is permitted for all entities. This Update is not expected to have a significant impact on the Company’s financial statements.

Earnings_per_Share_Tables

Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings per Share [Abstract]
Computation of earnings per share	The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.
		Three Months Ended
		March 31,
		2015	2014
	Net income applicable to common stock	$3,120,000	$3,176,000
	Basic earnings per share computation
	Weighted average common shares outstanding	3,026,265	3,041,923
	Earnings per share - basic	$1.03	$1.04
	Diluted earnings per share computation
	Weighted average common shares outstanding for basic earnings per share	3,026,265	3,041,923
	Add: Dilutive effects of restricted stock	-	194
	Weighted average common shares outstanding for dilutive earnings per share	3,026,265	3,042,117
	Earnings per share - dilutive	$1.03	$1.04

Investments_Tables

Investments (Tables)	3 Months Ended
	Mar. 31, 2015
Investments [Abstract]
Summary of amortized cost and fair value of investment securities	The amortized cost and fair value of investment securities at March 31, 2015 and December 31, 2014 were as follows (in thousands):
			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
	31-Mar-15	Cost	Gains	Losses	Value
	Available-for-sale securities:
	U.S. agency securities	$    142,719	$               1,185	$              (65)	$       143,839
	Obligations of state and
	political subdivisions	101,686	3,825	(75)	105,436
	Corporate obligations	12,783	177	(25)	12,935
	Mortgage-backed securities in
	government sponsored entities	27,673	431	(27)	28,077
	Equity securities in financial
	institutions	1,137	480	-	1,617
	Total available-for-sale securities	$    285,998	$               6,098	$            (192)	$       291,904
	31-Dec-14
	Available-for-sale securities:
	U.S. agency securities	$    150,847	$                  638	$            (600)	$       150,885
	U.S. treasury securities	4,944	-	(95)	4,849
	Obligations of state and
	political subdivisions	101,281	3,854	(99)	105,036
	Corporate obligations	13,853	190	(85)	13,958
	Mortgage-backed securities in
	government sponsored entities	29,397	368	(37)	29,728
	Equity securities in financial institutions	1,137	553	-	1,690
	Total available-for-sale securities	$    301,459	$               5,603	$            (916)	$       306,146
Unrealized losses and fair value of investments	The following table shows the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, which individual securities have been in a continuous unrealized loss position, at March 31, 2015 and December 31, 2014 (in thousands). As of March 31, 2015, the Company owned 25 securities whose fair value was less than their cost basis.
	31-Mar-15		Less than Twelve Months		Twelve Months or Greater		Total
				Gross		Gross		Gross
			Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
			Value	Losses	Value	Losses	Value	Losses
	U.S. agency securities		$          5,365	$               (4)	$        22,029	$             (61)	$        27,394	$             (65)
	Obligations of state and
	political subdivisions		2,243	-28	5,773	(47)	8,016	-75
	Corporate obligations		-	-	4,484	(25)	4,484	-25
	Mortgage-backed securities in
	government sponsored entities		1,107	-15	279	(12)	1,386	-27
	Total securities		$          8,715	$             (47)	$        32,565	$           (145)	$        41,280	$           (192)
	31-Dec-14
	U.S. agency securities		$        27,382	$           (110)	$        43,642	$           (490)	$        71,024	$           (600)
	U.S. treasury securities		-	-	4,849	(95)	4,849	(95)
	Obligations of states and
	political subdivisions		3,596	(19)	8,584	(80)	12,180	(99)
	Corporate obligations		505	(1)	7,707	(84)	8,212	(85)
	Mortgage-backed securities in
	government sponsored entities		5,025	(4)	2,229	(33)	7,254	(37)
	Total securities		$        36,508	$           (134)	$        67,011	$           (782)	$      103,519	$           (916)
Gross gains and losses on available-for-sale securities	The gross gains and losses were as follows (in thousands):
		Three Months Ended
		March 31,
		2015	2014
	Gross gains	$           137	$                  171
	Gross losses	(11)	-
	Net gains	$           126	$                  171
Summary of amortized cost and fair value of debt securities by contractual maturity	The amortized cost and fair value of debt securities at March 31, 2015, by contractual maturity, are shown below (in thousands):
		Amortized
		Cost	Fair Value
	Available-for-sale debt securities:
	Due in one year or less	$        7,878	$               7,980
	Due after one year through five years	142,286	143,869
	Due after five years through ten years	41,437	42,645
	Due after ten years	93,260	95,793
	Total	$    284,861	$           290,287

Loans_Tables

Loans (Tables)	3 Months Ended
	Mar. 31, 2015
Loans [Abstract]
Summary of loan portfolio and allowance for loan losses	The following table summarizes the primary segments of the loan portfolio and how those segments are analyzed within the allowance for loan losses as of March 31, 2015 and December 31, 2014 (in thousands):
	31-Mar-15		Total Loans	Individually evaluated for impairment	Collectively evaluated for impairment
	Real estate loans:
	Residential		$                 183,838	$                        310	$                 183,528
	Commercial and agricultural		218,392	6,010	212,382
	Construction		6,036	-	6,036
	Consumer		8,171	-	8,171
	Other commercial and agricultural loans		63,386	2,890	60,496
	State and political subdivision loans		85,356	-	85,356
	Total		565,179	$                     9,210	$                 555,969
	Allowance for loan losses		6,922
	Net loans		$                 558,257
	31-Dec-14		Total Loans	Individually evaluated for impairment	Collectively evaluated for impairment
	Real estate loans:
	Residential		$                 185,438	$                        316	$                 185,122
	Commercial and agricultural		215,584	6,112	209,472
	Construction		6,353	-	6,353
	Consumer		8,497	-	8,497
	Other commercial and agricultural loans		58,516	2,394	56,122
	State and political subdivision loans		79,717	-	79,717
	Total		554,105	$                     8,822	$                 545,283
	Allowance for loan losses		6,815
	Net loans		$                 547,290
Impaired financing receivables with associated allowance amount	The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands):
			Recorded	Recorded
		Unpaid	Investment	Investment	Total
		Principal	With No	With	Recorded	Related
	31-Mar-15	Balance	Allowance	Allowance	Investment	Allowance
	Real estate loans:
	Mortgages	$       218	$          121	$            66	$          187	$          13
	Home Equity	129	59	64	123	12
	Commercial	8,398	5,851	159	6,010	72
	Other commercial loans	2,988	2,431	459	2,890	91
	Total	$  11,733	$       8,462	$          748	$       9,210	$        188
	31-Dec-14
	Real estate loans:
	Mortgages	$       222	$          125	$            66	$          191	$          13
	Home Equity	130	60	65	125	12
	Commercial	8,433	5,708	404	6,112	72
	Other commercial loans	2,480	2,346	48	2,394	1
	Total	$  11,265	$       8,239	$          583	$       8,822	$          98
	The following tables includes the average balance of impaired financing receivables by class and the income recognized on impaired loans for the three month periods ended March 31, 2015 and 2014(in thousands):
		31-Mar-15			31-Mar-14
				Interest			Interest
		Average	Interest	Income	Average	Interest	Income
		Recorded	Income	Recognized	Recorded	Income	Recognized
		Investment	Recognized	Cash Basis	Investment	Recognized	Cash Basis
	Real estate loans:
	Mortgages	$       188	$              2	$               -	$          205	$            2	$               -
	Home Equity	124	1	-	133	1	-
	Commercial	6,023	13	-	8,533	26	-
	Consumer	-	-	-	15	-	-
	Other commercial loans	2,729	25	1	1,893	33	-
	Total	$    9,064	$            41	$              1	$     10,779	$          62	$               -
Summary of financing receivable credit exposures by internally assigned grades	The following table presents the recorded investment in those loan classes based on payment activity as of March 31, 2015 and December 31, 2014 (in thousands):
	31-Mar-15	Performing	Non-	Total
			performing
	Real estate loans:
	Mortgages	$          122,090	$           1,021	$                123,111
	Home Equity	60,458	269	60,727
	Consumer	8,113	58	8,171
	Total	$          190,661	$           1,348	$                192,009
	31-Dec-14	Performing	Non-performing	Total
	Real estate loans:
	Mortgages	$          121,968	$              890	$                122,858
	Home Equity	62,296	284	62,580
	Consumer	8,444	53	8,497
	Total	$          192,708	$           1,227	$                193,935
Age analysis of past due financing receivables	The following table includes an aging analysis of the recorded investment of past due financing receivables as of March 31, 2015 and December 31, 2014 (in thousands):
			30-59 Days	60-89 Days	90 Days	Total Past		Total Financing	90 Days and
	March 31,2015		Past Due	Past Due	Or Greater	Due	Current	Receivables	Accruing
	Real estate loans:
	Mortgages		$        438	$        432	$        708	$     1,578	$   121,533	$           123,111	$            212
	Home Equity		333	76	254	663	60,064	60,727	128
	Commercial		1,111	-	1,257	2,368	190,333	192,701	44
	Agricultural		210	-	-	210	25,481	25,691	-
	Construction		-	-	-	-	6,036	6,036	-
	Consumer		34	32	12	78	8,093	8,171	1
	Other commercial loans		333	158	335	826	51,780	52,606	18
	Other agricultural loans		53	-	-	53	10,727	10,780	-
	State and political
	subdivision loans		-	-	-	-	85,356	85,356	-
		Total	$     2,512	$        698	$     2,566	$     5,776	$   559,403	$           565,179	$            403
	Loans considered non-accrual		$        579	$        171	$     2,163	$     2,913	$       4,236	$               7,149
	Loans still accruing		1,933	527	403	2,863	555,167	558,030
		Total	$     2,512	$        698	$     2,566	$     5,776	$   559,403	$           565,179
	31-Dec-14
	Real estate loans:
	Mortgages		$        318	$        230	$        675	$     1,223	$   121,635	$           122,858	$            214
	Home Equity		442	99	260	801	61,779	62,580	132
	Commercial		97	231	1,432	1,760	189,185	190,945	310
	Agricultural		-	-	-	-	24,639	24,639	-
	Construction		-	-	-	-	6,353	6,353	-
	Consumer		119	4	7	130	8,367	8,497	6
	Other commercial loans		503	258	476	1,237	46,214	47,451	174
	Other agricultural loans		-	-	-	-	11,065	11,065	-
	State and political
	subdivision loans		-	-	-	-	79,717	79,717	-
		Total	$     1,479	$        822	$     2,850	$     5,151	$   548,954	$           554,105	$            836
	Loans considered non-accrual		$          48	$        181	$     2,014	$     2,243	$       4,356	$               6,599
	Loans still accruing		1,431	641	836	2,908	544,598	547,506
		Total	$     1,479	$        822	$     2,850	$     5,151	$   548,954	$           554,105
Summary of financing receivables on nonaccrual status	The following table reflects the financing receivables on non-accrual status as of March 31, 2015 and December 31, 2014, respectively. The balances are presented by class of financing receivable (in thousands):
			31-Mar-15		31-Dec-14
	Real estate loans:
	Mortgages		$                809		$                   676
	Home Equity		141		152
	Commercial		5,030		5,010
	Consumer		57		47
	Other commercial loans		1,112		714
			$             7,149		$                6,599
Summary of troubled debt restructurings on financing receivables	Loan modifications that are considered TDRs completed during the three months ended March 31, 2015 and 2014 were as follows (dollars in thousands):
		For the Three Months Ended March 31, 2015
		Number of contracts		Pre-modification Outstanding		Post-Modification Outstanding
				Recorded Investment		Recorded Investment
		Interest	Term	Interest	Term	Interest	Term
		Modification	Modification	Modification	Modification	Modification	Modification
	Real estate loans:
	Mortgages	1	-	$               71	-	$               71	-
	Total	1	-	$               71	$                     -	$               71	$                  -
		For the Three Months Ended March 31, 2014
		Number of contracts		Pre-modification Outstanding		Post-Modification Outstanding
				Recorded Investment		Recorded Investment
		Interest	Term	Interest	Term	Interest	Term
		Modification	Modification	Modification	Modification	Modification	Modification
	Real estate loans:
	Commercial	-	1	$                   -	$                125	$                  -	$             125
	Total	-	1	$                   -	$                125	$                  -	$             125
	The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2015 and 2014, respectively, and that subsequently defaulted during these reporting periods (dollars in thousands):
		For the Three Months Ended
		31-Mar-15		31-Mar-14
		Number of	Recorded	Number of	Recorded
		contracts	investment	contracts	investment
	Real estate loans:
	Commercial	1	$              124	1	$              483
	Total recidivism	1	$              124	1	$              483
Allowance for loan losses by impairment method	The following table segregates the allowance for loan losses (ALLL) into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of March 31, 2015 and December 31, 2014, respectively (in thousands):
		31-Mar-15				December 31, 2014
		Individually	Collectively	Total		Individually evaluated for impairment	Collectively	Total
		evaluated for impairment	evaluated for impairment				evaluated for impairment
	Real estate loans:
	Residential	$           25	$         898	$         923		$           25	$           853	$             878
	Commercial and agricultural	72	3,627	3,699		72	3,798	3,870
	Construction	-	11	11		-	26	26
	Consumer	-	82	82		-	84	84
	Other commercial and agricultural loans	91	1,195	1,286		1	1,223	1,224
	State and political
	subdivision loans	-	572	572		-	545	545
	Unallocated	-	349	349		-	188	188
	Total	$         188	$      6,734	$      6,922		$           98	$        6,717	$          6,815
Roll forward of allowance for loan losses by portfolio segment	The following tables roll forward the balance of the ALLL by portfolio segment for the three month periods ended March 31, 2015 and 2014, respectively (in thousands):
		Balance at	Charge-offs	Recoveries	Provision	Balance at
		31-Dec-14				31-Mar-15
	Real estate loans:
	Residential	$         878	$          (17)	$              -	$         62	$         923
	Commercial and agricultural	3,870	-	4	(175)	3,699
	Construction	26	-	-	(15)	11
	Consumer	84	(7)	8	(3)	82
	Other commercial and agricultural loans	1,224	(1)	-	63	1,286
	State and political				-
	subdivision loans	545	-	-	27	572
	Unallocated	188	-	-	161	349
	Total	$      6,815	$          (25)	$           12	$       120	$      6,922
		Balance at	Charge-offs	Recoveries	Provision	Balance at
		31-Dec-13				31-Mar-14
	Real estate loans:
	Residential	$         946	$          (38)	$              -	$       (22)	$         886
	Commercial and agricultural	4,558	(10)	2	(20)	4,530
	Construction	50	-	-	(42)	8
	Consumer	105	(8)	9	(23)	83
	Other commercial and agricultural loans	942	-	-	231	1,173
	State and political				-
	subdivision loans	330	-	-	66	396
	Unallocated	167	-	-	(10)	157
	Total	$      7,098	$          (56)	$           11	$       180	$      7,233

Employee_Benefit_Plans_Tables

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2015
Employee Benefit Plans [Abstract]
Components of net periodic benefit costs	The following sets forth the components of net periodic benefit costs of the Pension Plan for the three months ended March 31, 2015 and 2014, respectively (in thousands):
		Three Months Ended
		March 31,
		2015	2014
	Service cost	$               86	$   90
	Interest cost	102	96
	Expected return on plan assets	(207)	(122)
	Net amortization and deferral	48	12
	Net periodic benefit cost	$               29	$   76
Schedule of restricted stock activity	The following table details the vesting, awarding and forfeiting of restricted shares during 2015 and 2014:
		Three months ended March 31,
		2015		2014
			Weighted		Weighted
		Unvested	Average	Unvested	Average
		Shares	Market Price	Shares	Market Price
	Outstanding, beginning of period	6,971	$          48.55	7,172	$       42.02
	Granted	156	53.15	392	50.50
	Forfeited	-	-	-	-
	Vested	(129)	50.50	(1,324)	37.35
	Outstanding, end of period	6,998	$          48.61	6,240	$       43.55

Accumulated_Comprehensive_Inco1

Accumulated Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2015
Accumulated Comprehensive Income [Abstract]
Schedule of the changes accumulated other comprehensive income by component net of tax	The following tables present the changes in accumulated other comprehensive (loss) income by component net of tax for the three months ended March 31, 2015 and 2014 (in thousands):
		Three months ended March 31, 2015
		Unrealized gain	Defined Benefit	Total
		(loss) on available	Pension Items
		for sale securities	(a)
		(a)
	Balance as of December 31, 2014	$                     3,093	$             (2,326)	$         767
	Other comprehensive income before reclassifications (net of tax)	887	-	887
	Amounts reclassified from accumulated other
	comprehensive income (net of tax)	(83)	32	(51)
	Net current period other comprehensive income	804	32	836
	Balance as of March 31, 2015	$                     3,897	$             (2,294)	$      1,603
		Three months ended March 31, 2014
	Balance as of December 31, 2013	$                      (108)	$             (1,117)	$     (1,225)
	Other comprehensive income before reclassifications (net of tax)	1,485	-	1,485
	Amounts reclassified from accumulated other
	comprehensive income (net of tax)	(113)	7	(106)
	Net current period other comprehensive income	1,372	7	1,379
	Balance as of March 31, 2014	$                     1,264	$             (1,110)	$         154
	(a) Amounts in parentheses indicate debits
Schedule of the significant amounts reclassified out of each component of accumulated other comprehensive income	The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income for the three months ended March 31, 2015 and 2014 (in thousands):
	Details about accumulated other comprehensive income (loss)	Amount reclassified from accumulated			Affected line item in the statement
		comprehensive income (loss) (a)			where net Income is presented
		Three Months Ended  March 31,
		2015	2014
	Unrealized gains and losses on available for sale securities
		$                          126	$                    171		Investment securities gains, net
		(43)	(58)		Provision for income taxes
		$                            83	$                    113		Net of tax
	Defined benefit pension items
		$                          (48)	$                    (12)		Salaries and employee benefits
		16	5		Provision for income taxes
		$                          (32)	$                      (7)		Net of tax
	(a) Amounts in parentheses indicate debits to profit/loss

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Measurements [Abstract]
Summary of Assets Measured at Fair Value on a Recurring Basis	The following tables present the assets and liabilities reported on the Consolidated Balance Sheet at their fair value on a recurring basis as of March 31, 2015 and December 31, 2014 by level within the fair value hierarchy (in thousands). Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.
	31-Mar-15		Level I		Level II		Level III	Total
	Assets
	Securities available for sale:
	U.S. agency securities		$                -		$             143,839		$                    -	$             143,839
	Obligations of state and
	political subdivisions		-		105,436		-	105,436
	Corporate obligations		-		12,935		-	12,935
	Mortgage-backed securities in
	government sponsored entities		-		28,077		-	28,077
	Equity securities in financial
	institutions		1,617		-		-	1,617
	31-Dec-14		Level I		Level II		Level III	Total
	Securities available for sale:
	U.S. agency securities		$                -		$             150,885		$                    -	$             150,885
	U.S. treasuries securities		-		4,849		-	4,849
	Obligations of state and
	political subdivisions		-		105,036		-	105,036
	Corporate obligations		-		13,958		-	13,958
	Mortgage-backed securities in
	government sponsored entities		-		29,728		-	29,728
	Equity securities in financial institutions		1,690		-		-	1,690
Summary of Assets Measured at Fair Value on Non-recurring Basis	Assets measured at fair value on a nonrecurring basis as of March 31, 2015 and December 31, 2014 are included in the table below (in thousands):
	31-Mar-15		Level I		Level II		Level III	Total
	Impaired Loans		$                -		$                         -		$            9,022	$                 9,022
	Other real estate owned		-		-		1,773	1,773
	31-Dec-14
	Impaired Loans		$                -		$                         -		$            8,724	$                 8,724
	Other real estate owned		-		-		1,792	1,792
Significant Unobservable Inputs Used in Fair Value Measurement Process	The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques.
	31-Mar-15	Fair Value		Valuation Technique(s)	Unobservable input	Range	Weighted average
	Impaired Loans	$  488		Discounted Cash Flows	Probability of Default	0%	0.00%
					Change in interest rates	0-5.5%	0.98%
		8,534		Appraised Collateral Values	Discount for time since appraisal	0-30%	22.00%
					Selling costs	4%-10%	9.07%
					Holding period	0 - 18 months	12 months
	Other real estate owned	1,773		Appraised Collateral Values	Discount for time since appraisal	0-20%	20%
					Selling costs	4%-10%	9%
					Holding period	0 - 18 months	12
	31-Dec-14	Fair Value		Valuation Technique(s)	Unobservable input	Range
	Impaired Loans	$  230		Discounted Cash Flows	Probability of Default	0%	0.00%
					Change in interest rates	0-5.5%	1.99%
		8,494		Appraised Collateral Values	Discount for time since appraisal	0-30%	22.00%
					Selling costs	4%-10%	8.55%
					Holding period	0 - 18 months	15 months
	Other real estate owned	1,792		Appraised Collateral Values	Discount for time since appraisal	0-20%	20%
					Selling costs	4%-10%	9%
					Holding period	0 - 18 months	12
Fair Value of Financial Instruments	The fair values of the Company’s financial instruments are as follows (in thousands):
		Carrying
	31-Mar-15	Amount	Fair Value	Level I	Level II	Level III
	Financial assets:
	Cash and due from banks	$   18,783	$   18,783	$   18,783	$          -	$             -
	Interest bearing time deposits with other banks	5,960	5,969			5,969
	Available-for-sale securities	291,904	291,904	1,617	290,287
	Loans held for sale	1,029	1,029	1,029
	Net loans	558,257	579,059	-	-	579,059
	Bank owned life insurance	20,461	20,461	20,461	-	-
	Regulatory stock	1,628	1,628	1,628	-	-
	Accrued interest receivable	3,636	3,636	3,636	-	-
	Financial liabilities:
	Deposits	$ 788,776	$ 790,052	$ 535,856	$          -	$ 254,196
	Borrowed funds	29,388	26,946	-	-	26,946
	Accrued interest payable	691	691	691	-	-
		Carrying
	31-Dec-14	Amount	Fair Value	Level I	Level II	Level III
	Financial assets:
	Cash and due from banks	$   11,423	$   11,423	$   11,423	$          -	$             -
	Interest bearing time deposits with other banks	5,960	5,969	-	-	5,969
	Available-for-sale securities	306,146	306,146	1,690	304,456	-
	Loans held for sale	497	497	497
	Net loans	547,290	564,944	-	-	564,944
	Bank owned life insurance	20,309	20,309	20,309	-	-
	Regulatory stock	2,035	2,035	2,035	-	-
	Accrued interest receivable	3,644	3,644	3,644	-	-
	Financial liabilities:
	Deposits	$ 773,933	$ 774,387	$ 525,166	$          -	$ 249,221
	Borrowed funds	41,799	38,219	16,593	-	21,626
	Accrued interest payable	756	756	756	-	-

Earnings_per_Share_Details

Earnings per Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Basic earnings per share computation [Abstract]
Net income applicable to common stock	$3,120	$3,176
Weighted average common shares outstanding (in shares)	3,026,265	3,041,923
Earnings per share - basic (in dollars per share)	$1.03	$1.04
Diluted earnings per share computation [Abstract]
Weighted average common shares outstanding for basic earnings per share (in shares)	3,026,265	3,041,923
Add: Dilutive effects of restricted stock (in shares)	0	194
Weighted average common shares outstanding for dilutive earnings per share (in shares)	3,026,265	3,042,117
Earnings per share - dilutive (in dollars per share)	$1.03	$1.04
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive restricted stock excluded from net income per share calculations (in shares)	4,082	2,581
Restricted Stock [Member] | Minimum [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive stock share price range (in dollars per share)	$37.10	$37.35
Restricted Stock [Member] | Maximum [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive stock share price range (in dollars per share)	$53.50	$50.15

Income_Tax_Expense_Details

Income Tax Expense (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
	Partnerships
Income Tax Expense [Abstract]
Investments in number of partnerships	4
Investment amount in partnerships	$1,153,000	$1,218,000
Tax Credit Carryforward [Line Items]
Investment tax credits	1,193,000
Investment Tax Credit Carryforward [Member]
Tax Credit Carryforward [Line Items]
Tax credits recognition period	9 years
Tax credits recognized as reduction of tax expense amount	$50,000

Investments_Details

Investments (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	Security
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]
Amortized Cost	$285,998,000		$301,459,000
Gross Unrealized Gains	6,098,000		5,603,000
Gross Unrealized Losses	-192,000		-916,000
Fair Value	291,904,000		306,146,000
Number of securities owned with fair value than cost	25
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	8,715,000		36,508,000
Twelve Months or Greater, Fair Value	32,565,000		67,011,000
Total, Fair Value	41,280,000		103,519,000
Less than Twelve Months, Gross Unrealized Losses	-47,000		-134,000
Twelve Months or Greater, Gross Unrealized Losses	-145,000		-782,000
Total, Gross Unrealized Losses	-192,000		-916,000
Duration securities impaired, Minimum	1 year
Proceeds from sale of securities available-for-sale	14,623,000	5,556,000
Realized investment gains (losses) [Abstract]
Gross gains	137,000	171,000
Gross losses	-11,000	0
Net gains	126,000	171,000
Investment securities pledged as collateral	164,000,000		186,400,000
Amortized Cost [Abstract]
Due in one year or less	7,878,000
Due after one year through five years	142,286,000
Due after five years through ten years	41,437,000
Due after ten years	93,260,000
Total	284,861,000
Fair Value [Abstract]
Due in one year or less	7,980,000
Due after one year through five years	143,869,000
Due after five years through ten years	42,645,000
Due after ten years	95,793,000
Total	290,287,000
U.S. Agency Securities [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]
Amortized Cost	142,719,000		150,847,000
Gross Unrealized Gains	1,185,000		638,000
Gross Unrealized Losses	-65,000		-600,000
Fair Value	143,839,000		150,885,000
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	5,365,000		27,382,000
Twelve Months or Greater, Fair Value	22,029,000		43,642,000
Total, Fair Value	27,394,000		71,024,000
Less than Twelve Months, Gross Unrealized Losses	-4,000		-110,000
Twelve Months or Greater, Gross Unrealized Losses	-61,000		-490,000
Total, Gross Unrealized Losses	-65,000		-600,000
US Treasury Securities [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]
Amortized Cost			4,944,000
Gross Unrealized Gains			0
Gross Unrealized Losses			-95,000
Fair Value			4,849,000
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	0		0
Twelve Months or Greater, Fair Value	0		4,849,000
Total, Fair Value	0		4,849,000
Less than Twelve Months, Gross Unrealized Losses	0		0
Twelve Months or Greater, Gross Unrealized Losses	0		-95,000
Total, Gross Unrealized Losses	0		-95,000
Obligations of State and Political Subdivisions [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]
Amortized Cost	101,686,000		101,281,000
Gross Unrealized Gains	3,825,000		3,854,000
Gross Unrealized Losses	-75,000		-99,000
Fair Value	105,436,000		105,036,000
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	2,243,000		3,596,000
Twelve Months or Greater, Fair Value	5,773,000		8,584,000
Total, Fair Value	8,016,000		12,180,000
Less than Twelve Months, Gross Unrealized Losses	-28,000		-19,000
Twelve Months or Greater, Gross Unrealized Losses	-47,000		-80,000
Total, Gross Unrealized Losses	-75,000		-99,000
Corporate Obligations [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]
Amortized Cost	12,783,000		13,853,000
Gross Unrealized Gains	177,000		190,000
Gross Unrealized Losses	-25,000		-85,000
Fair Value	12,935,000		13,958,000
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	0		505,000
Twelve Months or Greater, Fair Value	4,484,000		7,707,000
Total, Fair Value	4,484,000		8,212,000
Less than Twelve Months, Gross Unrealized Losses	0		-1,000
Twelve Months or Greater, Gross Unrealized Losses	-25,000		-84,000
Total, Gross Unrealized Losses	-25,000		-85,000
Mortgage-backed Securities in Government Sponsored Entities [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]
Amortized Cost	27,673,000		29,397,000
Gross Unrealized Gains	431,000		368,000
Gross Unrealized Losses	-27,000		-37,000
Fair Value	28,077,000		29,728,000
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	1,107,000		5,025,000
Twelve Months or Greater, Fair Value	279,000		2,229,000
Total, Fair Value	1,386,000		7,254,000
Less than Twelve Months, Gross Unrealized Losses	-15,000		-4,000
Twelve Months or Greater, Gross Unrealized Losses	-12,000		-33,000
Total, Gross Unrealized Losses	-27,000		-37,000
Equity Securities in Financial Institutions [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains or Losses and Fair Value [Abstract]
Amortized Cost	1,137,000		1,137,000
Gross Unrealized Gains	480,000		553,000
Gross Unrealized Losses	0		0
Fair Value	$1,617,000		$1,690,000

Loans_Details

Loans (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	$565,179		$554,105
Allowance for loan losses	6,922		6,815
Net loans	558,257		547,290
Individually evaluated for impairment	9,210		8,822
Collectively evaluated for impairment	555,969		545,283
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	188		98
Collectively evaluated for impairment	6,734		6,717
Total	6,922	7,233
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	6,815	7,098
Charge-offs	-25	-56
Recoveries	12	11
Provision	120	180
Balance at end of period	6,922	7,233
Minimum [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Number of days past for loan to be considered impaired, Minimum	90 days
First Mortgage [Member] | Minimum [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Period of mortgage on real estate	15 years
First Mortgage [Member] | Maximum [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Period of mortgage on real estate	30 years
Second Mortgage [Member] | Maximum [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Period of mortgage on real estate	15 years
Residential [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	183,838		185,438
Individually evaluated for impairment	310		316
Collectively evaluated for impairment	183,528		185,122
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	25		25
Collectively evaluated for impairment	898		853
Total	923	886
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	878	946
Charge-offs	-17	-38
Recoveries	0	0
Provision	62	-22
Balance at end of period	923	886
Commercial and Agricultural [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	218,392		215,584
Individually evaluated for impairment	6,010		6,112
Collectively evaluated for impairment	212,382		209,472
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	72		72
Collectively evaluated for impairment	3,627		3,798
Total	3,699	4,530
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	3,870	4,558
Charge-offs	0	-10
Recoveries	4	2
Provision	-175	-20
Balance at end of period	3,699	4,530
Construction [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	6,036		6,353
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	6,036		6,353
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	11		26
Total	11	8
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	26	50
Charge-offs	0	0
Recoveries	0	0
Provision	-15	-42
Balance at end of period	11	8
Home Equity [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	60,727		62,580
Commercial [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	192,701		190,945
Agricultural [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	25,691		24,639
Consumer [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	8,171		8,497
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	8,171		8,497
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	82		84
Total	82	83
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	84	105
Charge-offs	-7	-8
Recoveries	8	9
Provision	-3	-23
Balance at end of period	82	83
Other Commercial and Agricultural Loans [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	63,386		58,516
Individually evaluated for impairment	2,890		2,394
Collectively evaluated for impairment	60,496		56,122
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	91		1
Collectively evaluated for impairment	1,195		1,223
Total	1,286	1,173
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	1,224	942
Charge-offs	-1	0
Recoveries	0	0
Provision	63	231
Balance at end of period	1,286	1,173
Other Agricultural Loans [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	10,780		11,065
State and Political Subdivision Loans [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	85,356		79,717
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	85,356		79,717
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	572		545
Total	572	396
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	545	330
Charge-offs	0	0
Recoveries	0	0
Provision	27	66
Balance at end of period	572	396
Residential Mortgages [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	123,111		122,858
Unallocated [Member]
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	349		188
Total	349	157
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	188	167
Charge-offs	0	0
Recoveries	0	0
Provision	161	-10
Balance at end of period	$349	$157

Loans_Impaired_Financing_Recei

Loans, Impaired Financing Receivable (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	$11,733		$11,265
Recorded Investment With No Allowance	8,462		8,239
Recorded Investment With Allowance	748		583
Total Recorded Investment	9,210		8,822
Related Allowance	188		98
Average Recorded Investment	9,064	10,779
Interest Income Recognized	41	62
Interest Income Recognized Cash Basis	1	0
Mortgages [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	218		222
Recorded Investment With No Allowance	121		125
Recorded Investment With Allowance	66		66
Total Recorded Investment	187		191
Related Allowance	13		13
Average Recorded Investment	188	205
Interest Income Recognized	2	2
Interest Income Recognized Cash Basis	0	0
Home Equity [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	129		130
Recorded Investment With No Allowance	59		60
Recorded Investment With Allowance	64		65
Total Recorded Investment	123		125
Related Allowance	12		12
Average Recorded Investment	124	133
Interest Income Recognized	1	1
Interest Income Recognized Cash Basis	0	0
Commercial [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	8,398		8,433
Recorded Investment With No Allowance	5,851		5,708
Recorded Investment With Allowance	159		404
Total Recorded Investment	6,010		6,112
Related Allowance	72		72
Average Recorded Investment	6,023	8,533
Interest Income Recognized	13	26
Interest Income Recognized Cash Basis	0	0
Consumer [Member]
Impaired Financing Receivable [Abstract]
Average Recorded Investment	0	15
Interest Income Recognized	0	0
Interest Income Recognized Cash Basis	0	0
Other Commercial Loans [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	2,988		2,480
Recorded Investment With No Allowance	2,431		2,346
Recorded Investment With Allowance	459		48
Total Recorded Investment	2,890		2,394
Related Allowance	91		1
Average Recorded Investment	2,729	1,893
Interest Income Recognized	25	33
Interest Income Recognized Cash Basis	$1	$0

Loans_Credit_Quality_Indicator

Loans, Credit Quality Indicator (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2013	Dec. 31, 2014
Financing Receivable by credit exposure [Abstract]
Total	$192,009,000		$193,935,000
Minimum [Member]
Financing Receivable, Recorded Investment [Line Items]
Percentage of dollar volume of commercial loan portfolio to be reviewed (in hundredths)	55.00%	60.00%
Amount over which all new loans to be reviewed, minimum	1,000,000
Amount over which all relationships to be reviewed, minimum	1,000,000
Amount which is 30 days past due to be reviewed for all aggregate loan relationships	750,000
Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	6,036,000		6,353,000
Mortgages [Member]
Financing Receivable by credit exposure [Abstract]
Total	123,111,000		122,858,000
Home Equity [Member]
Financing Receivable by credit exposure [Abstract]
Total	60,727,000		62,580,000
Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	192,701,000		190,945,000
Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	25,691,000		24,639,000
Consumer [Member]
Financing Receivable by credit exposure [Abstract]
Total	8,171,000		8,497,000
Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	52,606,000		47,451,000
Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	10,780,000		11,065,000
State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	85,356,000		79,717,000
Pass [Member]
Financing Receivable by credit exposure [Abstract]
Total	343,244,000		324,932,000
Pass [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	6,036,000		6,353,000
Pass [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	175,890,000		169,383,000
Pass [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	20,695,000		19,575,000
Pass [Member] | Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	46,267,000		40,683,000
Pass [Member] | Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	9,000,000		9,221,000
Pass [Member] | State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	85,356,000		79,717,000
Special Mention [Member]
Financing Receivable by credit exposure [Abstract]
Total	13,057,000		17,482,000
Special Mention [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	0		0
Special Mention [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	4,912,000		8,948,000
Special Mention [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	3,361,000		3,394,000
Special Mention [Member] | Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	4,109,000		4,413,000
Special Mention [Member] | Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	675,000		727,000
Special Mention [Member] | State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0		0
Substandard [Member]
Financing Receivable by credit exposure [Abstract]
Total	16,677,000		17,756,000
Substandard [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	0		0
Substandard [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	11,855,000		12,614,000
Substandard [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	1,635,000		1,670,000
Substandard [Member] | Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	2,082,000		2,355,000
Substandard [Member] | Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	1,105,000		1,117,000
Substandard [Member] | State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0		0
Doubtful [Member]
Financing Receivable by credit exposure [Abstract]
Total	192,000		0
Doubtful [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	0		0
Doubtful [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	44,000		0
Doubtful [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	0		0
Doubtful [Member] | Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	148,000		0
Doubtful [Member] | Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0		0
Doubtful [Member] | State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0		0
Internally Assigned Grade [Member]
Financing Receivable by credit exposure [Abstract]
Total	373,170,000		360,170,000
Performing [Member]
Financing Receivable by credit exposure [Abstract]
Total	190,661,000		192,708,000
Performing [Member] | Mortgages [Member]
Financing Receivable by credit exposure [Abstract]
Total	122,090,000		121,968,000
Performing [Member] | Home Equity [Member]
Financing Receivable by credit exposure [Abstract]
Total	60,458,000		62,296,000
Performing [Member] | Consumer [Member]
Financing Receivable by credit exposure [Abstract]
Total	8,113,000		8,444,000
Nonperforming [Member]
Financing Receivable by credit exposure [Abstract]
Total	1,348,000		1,227,000
Nonperforming [Member] | Mortgages [Member]
Financing Receivable by credit exposure [Abstract]
Total	1,021,000		890,000
Nonperforming [Member] | Home Equity [Member]
Financing Receivable by credit exposure [Abstract]
Total	269,000		284,000
Nonperforming [Member] | Consumer [Member]
Financing Receivable by credit exposure [Abstract]
Total	$58,000		$53,000

Loans_Past_Due_Details

Loans, Past Due (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	2,512	$1,479
60 to 89 Days Past Due	698	822
90 Days Or Greater	2,566	2,850
Total Past Due	5,776	5,151
Current	559,403	548,954
Total Loans	565,179	554,105
90 Days and Accruing	403	836
Financing receivables on nonaccrual status [Abstract]
30 To 59 Days Past Due And Non-accrual	579	48
60 To 89 Days Past Due And Non-accrual	171	181
90 Days or more Past Due And Non-accrual	2,163	2,014
Total Past Due And Non-accrual	2,913	2,243
Current And Non-accrual	4,236	4,356
Financing receivable nonaccrual status	7,149	6,599
Financing receivables on accrual status [Abstract]
30 to 59 Days Past Due And Still Accruing	1,933	1,431
60 to 89 Days Past Due And Still Accruing	527	641
Total Past Due And Still Accruing	2,863	2,908
Current And Still Accruing	555,167	544,598
Total Financing Receivables And Still Accruing	558,030	547,506
Minimum [Member]
Financing receivables on nonaccrual status [Abstract]
Period of past due after which loans considered as non accrual	90 days
Mortgages [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	438	318
60 to 89 Days Past Due	432	230
90 Days Or Greater	708	675
Total Past Due	1,578	1,223
Current	121,533	121,635
Total Loans	123,111	122,858
90 Days and Accruing	212	214
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	809	676
Home Equity [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	333	442
60 to 89 Days Past Due	76	99
90 Days Or Greater	254	260
Total Past Due	663	801
Current	60,064	61,779
Total Loans	60,727	62,580
90 Days and Accruing	128	132
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	141	152
Commercial [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	1,111	97
60 to 89 Days Past Due	0	231
90 Days Or Greater	1,257	1,432
Total Past Due	2,368	1,760
Current	190,333	189,185
Total Loans	192,701	190,945
90 Days and Accruing	44	310
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	5,030	5,010
Agricultural [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	210	0
60 to 89 Days Past Due	0	0
90 Days Or Greater	0	0
Total Past Due	210	0
Current	25,481	24,639
Total Loans	25,691	24,639
90 Days and Accruing	0	0
Construction [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
90 Days Or Greater	0	0
Total Past Due	0	0
Current	6,036	6,353
Total Loans	6,036	6,353
90 Days and Accruing	0	0
Residential [Member]
Recorded investment of past due [Abstract]
Total Loans	183,838	185,438
Commercial and Agricultural [Member]
Recorded investment of past due [Abstract]
Total Loans	218,392	215,584
Consumer [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	34	119
60 to 89 Days Past Due	32	4
90 Days Or Greater	12	7
Total Past Due	78	130
Current	8,093	8,367
Total Loans	8,171	8,497
90 Days and Accruing	1	6
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	57	47
Other Commercial Loans [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	333	503
60 to 89 Days Past Due	158	258
90 Days Or Greater	335	476
Total Past Due	826	1,237
Current	51,780	46,214
Total Loans	52,606	47,451
90 Days and Accruing	18	174
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	1,112	714
Other Agricultural Loans [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	53	0
60 to 89 Days Past Due	0	0
90 Days Or Greater	0	0
Total Past Due	53	0
Current	10,727	11,065
Total Loans	10,780	11,065
90 Days and Accruing	0	0
State and Political Subdivision Loans [Member]
Recorded investment of past due [Abstract]
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
90 Days Or Greater	0	0
Total Past Due	0	0
Current	85,356	79,717
Total Loans	85,356	79,717
90 Days and Accruing	0	0
Commercial and Other Loans [Member]
Recorded investment of past due [Abstract]
Total Loans	63,386	$58,516

Loans_Trouble_Debt_Restructuri

Loans, Trouble Debt Restructuring (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	Contract	Contract
Loans [Abstract]
Reserves of allowance for loan losses	$25,000		$26,000
Recidivism receivables [Abstract]
Total recidivism, Number of contracts	1	1
Total recidivism, Recorded investment	124,000	483,000
Foreclosed assets held for sale [Abstract]
Foreclosed assets held for sale	1,773,000		1,792,000
Interest Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts	1	0
Pre-modification Outstanding Recorded Investment	71,000	0
Post-Modification Outstanding Recorded Investment	71,000	0
Term Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts	0	1
Pre-modification Outstanding Recorded Investment	0	125,000
Post-Modification Outstanding Recorded Investment	0	125,000
Mortgages [Member] | Interest Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts	1
Pre-modification Outstanding Recorded Investment	71,000
Post-Modification Outstanding Recorded Investment	71,000
Mortgages [Member] | Term Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts	0
Pre-modification Outstanding Recorded Investment	0
Post-Modification Outstanding Recorded Investment	0
Commercial [Member]
Recidivism receivables [Abstract]
Total recidivism, Number of contracts	1	1
Total recidivism, Recorded investment	124,000	483,000
Commercial [Member] | Interest Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts		0
Pre-modification Outstanding Recorded Investment		0
Post-Modification Outstanding Recorded Investment		0
Commercial [Member] | Term Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts		1
Pre-modification Outstanding Recorded Investment		125,000
Post-Modification Outstanding Recorded Investment		125,000
Consumer Residential Mortgages [Member]
Foreclosed assets held for sale [Abstract]
Foreclosed assets held for sale	321,000
Formal foreclosure proceedings on potential foreclosure assets	$1,411,000

Federal_Home_Loan_Bank_Stock_D

Federal Home Loan Bank Stock (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank Stock [Abstract]
Federal home loan bank stock	$1,353,000	$1,761,000
FHLB Stock, at par value (in dollars per share)	$100

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Components of net periodic benefit cost [Abstract]
Employer contribution to 401 (k) defined contribution plan	$62,000	$57,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized (in shares)	100,000
Number of shares available for grant (in shares)	64,002
Restricted stock activity [Roll Forward]
Outstanding, beginning of period (in shares)	6,971	7,172
Granted (in shares)	156	392
Forfeited (in shares)	0	0
Vested (in shares)	-129	-1,324
Outstanding, end of period (in shares)	6,998	6,240
Weighted average market price [Roll Forward]
Outstanding, beginning of period (in dollars per share)	$48.55	$42.02
Granted (in dollars per share)	$53.15	$50.50
Forfeited (in dollars per share)	$0	$0
Vested (in dollars per share)	$50.50	$37.35
Outstanding, end of period (in dollars per share)	$48.61	$43.55
Share-based compensation expense	42,000	36,000
Directors [Member]
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Deferred interest expense	7,000	5,000
Pension Plan [Member]
Components of net periodic benefit cost [Abstract]
Service cost	86,000	90,000
Interest cost	102,000	96,000
Expected return on plan assets	-207,000	-122,000
Net amortization and deferral	48,000	12,000
Net periodic benefit cost (return)	29,000	76,000
Employer contribution to pension plan	500,000
Supplemental Executive Retirement Plans [Member]
Components of net periodic benefit cost [Abstract]
Obligation included in other liabilities	1,233,000		1,198,000
Cost recognized	35,000	38,000
Deferred Compensation Plan [Member]
Components of net periodic benefit cost [Abstract]
Obligation included in other liabilities	$938,000		$969,000

Accumulated_Comprehensive_Inco2

Accumulated Comprehensive Income (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning Balance	$767		($1,225)
Other comprehensive income before reclassifications (net of tax)	887		1,485
Amounts reclassified from accumulated other comprehensive income (net of tax)	-51		-106
Net current period other comprehensive income	836		1,379
Ending Balance	1,603		154
Unrealized Gains (Loss) On Available For Sale Securities [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning Balance	3,093	[1]	-108	[1]
Other comprehensive income before reclassifications (net of tax)	887	[1]	1,485	[1]
Amounts reclassified from accumulated other comprehensive income (net of tax)	-83	[1]	-113	[1]
Net current period other comprehensive income	804	[1]	1,372	[1]
Ending Balance	3,897	[1]	1,264	[1]
Defined Benefit Pension Items [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning Balance	-2,326	[1]	-1,117	[1]
Other comprehensive income before reclassifications (net of tax)	0	[1]	0	[1]
Amounts reclassified from accumulated other comprehensive income (net of tax)	32	[1]	7	[1]
Net current period other comprehensive income	32	[1]	7	[1]
Ending Balance	($2,294)	[1]	($1,110)	[1]
[1]	Amounts in parentheses indicate debits

Accumulated_Comprehensive_Inco3

Accumulated Comprehensive Income, Reclassification (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Investment securities gains, net	$126		$171
Provision for income taxes	-740		-852
Salaries and employee benefits	-3,056		-2,917
NET INCOME	3,120		3,176
Unrealized Gains (Loss) On Available For Sale Securities [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Investment securities gains, net	126	[1]	171	[1]
Provision for income taxes	-43	[1]	-58	[1]
NET INCOME	83	[1]	113	[1]
Defined Benefit Pension Items [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Provision for income taxes	16	[1]	5	[1]
Salaries and employee benefits	-48	[1]	-12	[1]
NET INCOME	($32)	[1]	($7)	[1]
[1]	Amounts in parentheses indicate debits to profit/loss

Fair_Value_Measurements_Measur

Fair Value Measurements, Measured On A Recurring And Nonrecurring Basis (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	$9,210	$8,822
Recurring [Member]
Securities available for sale [Abstract]
U.S. agency securities	143,839	150,885
U.S. treasuries securities		4,849
Obligations of state and political subdivisions fair value disclosure	105,436	105,036
Corporate obligations	12,935	13,958
Mortgage-backed securities in government sponsored entities	28,077	29,728
Equity securities in financial institutions	1,617	1,690
Recurring [Member] | Level I [Member]
Securities available for sale [Abstract]
U.S. agency securities	0	0
U.S. treasuries securities		0
Obligations of state and political subdivisions fair value disclosure	0	0
Corporate obligations	0	0
Mortgage-backed securities in government sponsored entities	0	0
Equity securities in financial institutions	1,617	1,690
Recurring [Member] | Level II [Member]
Securities available for sale [Abstract]
U.S. agency securities	143,839	150,885
U.S. treasuries securities		4,849
Obligations of state and political subdivisions fair value disclosure	105,436	105,036
Corporate obligations	12,935	13,958
Mortgage-backed securities in government sponsored entities	28,077	29,728
Equity securities in financial institutions	0	0
Recurring [Member] | Level III [Member]
Securities available for sale [Abstract]
U.S. agency securities	0	0
U.S. treasuries securities		0
Obligations of state and political subdivisions fair value disclosure	0	0
Corporate obligations	0	0
Mortgage-backed securities in government sponsored entities	0	0
Equity securities in financial institutions	0	0
Nonrecurring [Member]
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	9,022	8,724
Other real estate owned	1,773	1,792
Nonrecurring [Member] | Level I [Member]
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	0	0
Other real estate owned	0	0
Nonrecurring [Member] | Level II [Member]
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	0	0
Other real estate owned	0	0
Nonrecurring [Member] | Level III [Member]
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	9,022	8,724
Other real estate owned	$1,773	$1,792

Fair_Value_Measurements_Quanti

Fair Value Measurements, Quantitative Information (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Impaired Loans [Member] | Discounted Cash Flows [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$488	$230
Valuation Technique(s)	Discounted Cash Flows	Discounted Cash Flows
Probability of Default (in hundredths)	0.00%	0.00%
Impaired Loans [Member] | Discounted Cash Flows [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Change in interest rates (in hundredths)	0.00%	0.00%
Impaired Loans [Member] | Discounted Cash Flows [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Change in interest rates (in hundredths)	5.50%	5.50%
Impaired Loans [Member] | Discounted Cash Flows [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Probability of Default (in hundredths)	0.00%	0.00%
Change in interest rates (in hundredths)	0.98%	1.99%
Impaired Loans [Member] | Appraised Collateral Values [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	8,534	8,494
Valuation Technique(s)	Appraised Collateral Values	Appraised Collateral Values
Impaired Loans [Member] | Appraised Collateral Values [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	0.00%	0.00%
Selling costs (in hundredths)	4.00%	4.00%
Holding period	0 months	0 months
Impaired Loans [Member] | Appraised Collateral Values [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	30.00%	30.00%
Selling costs (in hundredths)	10.00%	10.00%
Holding period	18 months	18 months
Impaired Loans [Member] | Appraised Collateral Values [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	22.00%	22.00%
Selling costs (in hundredths)	9.07%	8.55%
Holding period	12 months	15 months
Other Real Estate Owned [Member] | Appraised Collateral Values [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$1,773	$1,792
Valuation Technique(s)	Appraised Collateral Values	Appraised Collateral Values
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	0.00%	0.00%
Selling costs (in hundredths)	4.00%	4.00%
Holding period	0 months	0 months
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	20.00%	20.00%
Selling costs (in hundredths)	10.00%	10.00%
Holding period	18 months	18 months
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	20.00%	20.00%
Selling costs (in hundredths)	9.00%	9.00%
Holding period	12 months	12 months

Fair_Value_Measurements_By_Bal

Fair Value Measurements, By Balance Sheet Grouping (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financial Assets [Abstract]
Available-for-sale securities	$291,904	$306,146
Financial Liabilities [Abstract]
Consideration period for recognition of cash and due from banks	90 days
Consideration period for recognition of accrued interest receivable and payable	90 days
Level I [Member]
Financial Assets [Abstract]
Cash and due from banks	18,783	11,423
Interest bearing time deposits with other banks		0
Available-for-sale securities	1,617	1,690
Loans held for sale	1,029	497
Net loans	0	0
Bank owned life insurance	20,461	20,309
Regulatory stock	1,628	2,035
Accrued interest receivable	3,636	3,644
Financial Liabilities [Abstract]
Deposits	535,856	525,166
Borrowed funds	0	16,593
Accrued interest payable	691	756
Level II [Member]
Financial Assets [Abstract]
Cash and due from banks	0	0
Interest bearing time deposits with other banks		0
Available-for-sale securities	290,287	304,456
Net loans	0	0
Bank owned life insurance	0	0
Regulatory stock	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]
Deposits	0	0
Borrowed funds	0	0
Accrued interest payable	0	0
Level III [Member]
Financial Assets [Abstract]
Cash and due from banks	0	0
Interest bearing time deposits with other banks	5,969	5,969
Available-for-sale securities		0
Net loans	579,059	564,944
Bank owned life insurance	0	0
Regulatory stock	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]
Deposits	254,196	249,221
Borrowed funds	26,946	21,626
Accrued interest payable	0	0
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from banks	18,783	11,423
Interest bearing time deposits with other banks	5,960	5,960
Available-for-sale securities	291,904	306,146
Loans held for sale	1,029	497
Net loans	558,257	547,290
Bank owned life insurance	20,461	20,309
Regulatory stock	1,628	2,035
Accrued interest receivable	3,636	3,644
Financial Liabilities [Abstract]
Deposits	788,776	773,933
Borrowed funds	29,388	41,799
Accrued interest payable	691	756
Fair Value [Member]
Financial Assets [Abstract]
Cash and due from banks	18,783	11,423
Interest bearing time deposits with other banks	5,969	5,969
Available-for-sale securities	291,904	306,146
Loans held for sale	1,029	497
Net loans	579,059	564,944
Bank owned life insurance	20,461	20,309
Regulatory stock	1,628	2,035
Accrued interest receivable	3,636	3,644
Financial Liabilities [Abstract]
Deposits	790,052	774,387
Borrowed funds	26,946	38,219
Accrued interest payable	$691	$756