Citizens Financial Services (CZFS) 10-Q 6 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 28, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	CITIZENS FINANCIAL SERVICES INC
Entity Central Index Key	739,421
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		3,028,676
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015

CONSOLIDATED BALANCE SHEET (UNA

CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Cash and due from banks:
Noninterest-bearing	$ 9,910	$ 10,091
Interest-bearing	1,002	1,332
Total cash and cash equivalents	10,912	11,423
Interest bearing time deposits with other banks	5,960	5,960
Available-for-sale securities	304,792	306,146
Loans held for sale	1,152	497
Loans (net of allowance for loan losses: 2015, $6,959 and 2014, $6,815)	564,692	547,290
Premises and equipment	12,582	12,357
Accrued interest receivable	3,584	3,644
Goodwill	10,256	10,256
Bank owned life insurance	20,615	20,309
Other assets	7,934	7,166
TOTAL ASSETS	942,479	925,048
Deposits:
Noninterest-bearing	100,469	95,526
Interest-bearing	691,418	678,407
Total deposits	791,887	773,933
Borrowed funds	39,194	41,799
Accrued interest payable	674	756
Other liabilities	7,499	8,032
TOTAL LIABILITIES	839,254	824,520
STOCKHOLDERS' EQUITY:
Preferred Stock $1.00 par value; authorized 3,000,000 shares: none issued or outstanding at June 30, 2015 and December 31, 2014;	0	0
Common stock $1.00 par value; authorized 15,000,000 shares; issued 3,335,236 at June 30, 2015 and December 31, 2014;	3,335	3,335
Additional paid-in capital	25,124	25,150
Retained earnings	83,371	79,512
Accumulated other comprehensive income	171	767
Treasury stock, at cost: 306,560 shares at June 30, 2015 and 296,280 shares at December 31, 2014	(8,776)	(8,236)
TOTAL STOCKHOLDERS' EQUITY	103,225	100,528
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 942,479	$ 925,048

CONSOLIDATED BALANCE SHEET (UN3

CONSOLIDATED BALANCE SHEET (UNAUDITED) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS:
Loans, allowance for loan losses	$ 6,959	$ 6,815
STOCKHOLDERS' EQUITY:
Preferred Stock, par value (in dollars per share)	$ 1	$ 1
Preferred Stock, authorized (in shares)	3,000,000	3,000,000
Preferred Stock, issued (in shares)	0	0
Preferred Stock, shares outstanding (in shares)	0	0
Common Stock, par value (in dollars per share)	$ 1	$ 1
Common Stock, authorized (in shares)	15,000,000	15,000,000
Common Stock, issued (in shares)	3,335,236	3,335,236
Treasury stock, shares (in shares)	306,560	296,280

CONSOLIDATED STATEMENT OF INCOM

CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME:
Interest and fees on loans	$ 7,129	$ 7,118	$ 14,168	$ 14,106
Interest-bearing deposits with banks	39	13	70	26
Investment securities:
Taxable	765	849	1,519	1,737
Nontaxable	801	840	1,649	1,682
Dividends	34	69	133	119
TOTAL INTEREST INCOME	8,768	8,889	17,539	17,670
INTEREST EXPENSE:
Deposits	1,035	1,094	2,044	2,199
Borrowed funds	172	145	347	309
TOTAL INTEREST EXPENSE	1,207	1,239	2,391	2,508
NET INTEREST INCOME	7,561	7,650	15,148	15,162
Provision for loan losses	120	150	240	330
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,441	7,500	14,908	14,832
NON-INTEREST INCOME:
Service charges	1,028	1,102	2,004	2,141
Trust	180	186	374	377
Brokerage and insurance	255	137	382	257
Gains on loans sold	60	30	98	70
Investment securities gains, net	175	75	301	246
Earnings on bank owned life insurance	154	121	306	242
Other	103	104	218	209
TOTAL NON-INTEREST INCOME	1,955	1,755	3,683	3,542
NON-INTEREST EXPENSES:
Salaries and employee benefits	2,993	2,893	6,049	5,810
Occupancy	348	304	717	654
Furniture and equipment	87	94	215	194
Professional fees	180	208	412	442
FDIC insurance	116	116	232	229
Pennsylvania shares tax	200	191	401	384
Other	1,504	1,194	2,737	2,378
TOTAL NON-INTEREST EXPENSES	5,428	5,000	10,763	10,091
Income before provision for income taxes	3,968	4,255	7,828	8,283
Provision for income taxes	779	890	1,519	1,742
NET INCOME	$ 3,189	$ 3,365	$ 6,309	$ 6,541
PER COMMON SHARE DATA:
Net Income - Basic (in dollars per share)	$ 1.06	$ 1.11	$ 2.09	$ 2.15
Net Income - Diluted (in dollars per share)	1.06	1.11	2.09	2.15
Cash Dividends Paid (in dollars per share)	$ 0.405	$ 0.385	$ 0.810	$ 0.770
Number of shares used in computation - basic (in shares)	3,019,661	3,039,734	3,022,945	3,040,822
Number of shares used in computation - diluted (in shares)	3,020,725	3,040,661	3,023,479	3,041,227

CONSOLIDATED STATEMENT OF COMPR

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (UNAUDITED) [Abstract]
Net income	$ 3,189	$ 3,365	$ 6,309	$ 6,541
Other comprehensive income (loss):
Change in unrealized gains on available for sale securities	(2,049)	1,494	(704)	3,743
Income tax effect	698	(508)	240	(1,272)
Change in unrecognized pension cost	54	13	102	25
Income tax effect	(19)	(4)	(35)	(9)
Less: Reclassification adjustment for investment security gains included in net income	(175)	(75)	(301)	(246)
Income tax effect	59	26	102	84
Other comprehensive income (loss), net of tax	(1,432)	946	(596)	2,325
Comprehensive income	$ 1,757	$ 4,311	$ 5,713	$ 8,866

CONSOLIDATED STATEMENT OF CASH

CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,309	$ 6,541
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	240	330
Depreciation and amortization	236	233
Amortization and accretion of investment securities	992	1,100
Deferred income taxes	112	498
Investment securities gains, net	(301)	(246)
Earnings on bank owned life insurance	(306)	(242)
Originations of loans held for sale	(7,479)	(5,286)
Proceeds from sales of loans held for sale	6,922	5,089
Realized gains on loans sold	(98)	(70)
Increase in accrued interest receivable	60	171
Decrease in accrued interest payable	(81)	(160)
Other, net	(1,158)	(1,107)
Net cash provided by operating activities	5,448	6,851
Available-for-sale securities:
Proceeds from sales	18,393	12,151
Proceeds from maturity and principal repayments	31,163	29,294
Purchase of securities	(49,579)	(33,822)
Proceeds from redemption of regulatory stock	1,513	2,216
Purchase of regulatory stock	(1,342)	(1,484)
Net increase in loans	(17,792)	(113)
Purchase of premises and equipment	(514)	(145)
Proceeds from sale of foreclosed assets held for sale	100	296
Net cash (used) provided by investing activities	(18,058)	8,393
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	17,954	17,140
Proceeds from long-term borrowings	5,286	4,010
Repayments of long-term borrowings	(551)	(4,200)
Net decrease in short-term borrowed funds	(7,340)	(23,667)
Purchase of treasury and restricted stock	(997)	(733)
Dividends paid	(2,253)	(2,137)
Net cash provided (used) by financing activities	12,099	(9,587)
Net (decrease) increase in cash and cash equivalents	(511)	5,657
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	11,423	10,083
CASH AND CASH EQUIVALENTS AT END OF PERIOD	10,912	15,740
Supplemental Disclosures of Cash Flow Information:
Interest paid	2,472	2,668
Income taxes paid	2,025	1,885
Loans transferred to foreclosed property	241	239
Premises and equipment transferred from other assets	0	549
Investments purchased and not settled	$ 319	$ 0

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Basis of Presentation [Abstract]
Basis of Presentation	Note 1 - Basis of Presentation Citizens Financial Services, Inc. (individually and collectively with its direct and indirect subsidiaries, the “Company”) is a Pennsylvania corporation organized as the holding company of its wholly owned subsidiary, First Citizens Community Bank (the “Bank”), and the Bank’s wholly owned subsidiary, First Citizens Insurance Agency, Inc. (“First Citizens Insurance”). The accompanying consolidated financial statements have been prepared pursuant to rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with U.S. generally accepted accounting principles. Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. generally accepted accounting principles have been condensed or omitted. Certain of the prior year amounts have been reclassified to conform with the current year presentation. Such reclassifications had no effect on net income or stockholders’ equity. All material inter-company balances and transactions have been eliminated in consolidation. In the opinion of management of the Company, the accompanying interim financial statements at June 30, 2015 and for the periods ended June 30, 2015 and 2014 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the period. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. The financial performance reported for the Company for the six month period ended June 30, 2015 is not necessarily indicative of the results to be expected for the full year. This information should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.

Earnings per Share

Earnings per Share	6 Months Ended
	Jun. 30, 2015
Earnings per Share [Abstract]
Earnings per Share	Note 2 - Earnings per Share The following table sets forth the computation of earnings per share. Earnings per share calculations give retroactive effect to stock dividends declared by the Company. Net income applicable to common stock $3,189,000 $3,365,000 $6,309,000 $6,541,000 Basic earnings per share computation Weighted average common shares outstanding 3,019,661 3,039,734 3,022,945 3,040,822 Earnings per share - basic $1.06 $1.11 $2.09 $2.15 Diluted earnings per share computation Weighted average common shares outstanding for basic earnings per share 3,019,661 3,039,734 3,022,945 3,040,822 Add: Dilutive effects of restricted stock 1,064 927 534 405 Weighted average common shares outstanding for dilutive earnings per share 3,020,725 3,040,661 3,023,479 3,041,227 Earnings per share - diluted $1.06 $1.11 $2.09 $2.15 For the three months ended June 30, 2015 and 2014, there were 3,287 and 2,188 shares, respectively, related to the restricted stock plan that were excluded from the diluted earnings per share calculations since they were anti-dilutive. These anti-dilutive shares had prices ranging from $44.50-$53.15 for the three month period ended June 30, 2015 and prices ranging from $50.15-$50.50 for the three month period ended June 30, 2014. For the six months ended June 30, 2015 and 2014, 3,287 and 2,409 shares, respectively, related to the restricted stock plan were excluded from the diluted earnings per share calculations since they were anti-dilutive. These anti-dilutive shares had prices ranging from $44.50-$53.15 for the six month period ended June 30, 2015 and prices ranging from $34.70-$50.50 for the six month period ended June 30, 2014.

Income Tax Expense

Income Tax Expense	6 Months Ended
	Jun. 30, 2015
Income Tax Expense [Abstract]
Income Tax Expense	Note 3 - Income Tax Expense Income tax expense is less than the amount calculated using the statutory tax rate, primarily as a result of tax-exempt income earned from state and municipal securities and loans and investments in tax credits. Investments in Qualified Affordable Housing Projects As of June 30, 2015 and December 31, 2014, the Company was invested in four partnerships that provide affordable housing. The balance of the investments, which is included within other assets in the Consolidated Balance Sheet, was $1,088,000 and $1,218,000 as of June 30, 2015 and December 31, 2014, respectively. Investments purchased prior to January 1, 2015, are accounted for utilizing the effective yield method. As of June 30, 2015, the Company has $1,143,000 of tax credits remaining that will be recognized over seven years. Tax credits of $49,000 and $99,000 were recognized as a reduction of tax expense during the three and six months ended June 30, 2015, respectively.

Investments

Investments	6 Months Ended
	Jun. 30, 2015
Investments [Abstract]
Investments	Note 4 – Investments The amortized cost, gross unrealized gains and losses, and fair value of investment securities at June 30, 2015 and December 31, 2014 were as follows (in thousands): June 30, 2015 Available-for-sale securities: U.S. agency securities $ 167,187 $ 778 $ (385) $ 167,580 Obligations of state and political subdivisions 93,796 2,829 (343) 96,282 Corporate obligations 12,713 141 (49) 12,805 Mortgage-backed securities in government sponsored entities 26,096 287 (33) 26,350 Equity securities in financial institutions 1,318 457 - 1,775 Total available-for-sale securities $ 301,110 $ 4,492 $ (810) $ 304,792 December 31, 2014 Available-for-sale securities: U.S. agency securities $ 150,847 $ 638 $ (600) $ 150,885 U.S. treasury securities 4,944 - (95) 4,849 Obligations of state and political subdivisions 101,281 3,854 (99) 105,036 Corporate obligations 13,853 190 (85) 13,958 Mortgage-backed securities in government sponsored entities 29,397 368 (37) 29,728 Equity securities in financial institutions 1,137 553 - 1,690 Total available-for-sale securities $ 301,459 $ 5,603 $ (916) $ 306,146 The following table shows the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, which individual securities have been in a continuous unrealized loss position, at June 30, 2015 and December 31, 2014 (in thousands). As of June 30, 2015, the Company owned 72 securities whose fair value was less than their cost basis. June 30, 2015 U.S. agency securities $ 60,908 $ (302) $ 10,910 $ (83) $ 71,818 $ (385) Obligations of state and political subdivisions 23,486 (263) 5,212 (80) 28,698 (343) Corporate obligations 5,434 (31) 2,184 (18) 7,618 (49) Mortgage-backed securities in government sponsored entities 4,616 (21) 273 (12) 4,889 (33) Total securities $ 94,444 $ (617) $ 18,579 $ (193) $ 113,023 $ (810) December 31, 2014 U.S. agency securities $ 27,382 $ (110) $ 43,642 $ (490) $ 71,024 $ (600) U.S. treasury securities - - 4,849 (95) 4,849 (95) Obligations of states and political subdivisions 3,596 (19) 8,584 (80) 12,180 (99) Corporate obligations 505 (1) 7,707 (84) 8,212 (85) Mortgage-backed securities in government sponsored entities 5,025 (4) 2,229 (33) 7,254 (37) Total securities $ 36,508 $ (134) $ 67,011 $ (782) $ 103,519 $ (916) As of June 30, 2015, the Company’s investment securities portfolio contained unrealized losses on agency securities issued or backed by the full faith and credit of the United States government or are generally viewed as having the implied guarantee of the U.S. government, obligations of states and political subdivisions, corporate obligations and mortgage backed securities issued by government sponsored entities. For fixed maturity investments management considers whether the present value of cash flows expected to be collected are less than the security’s amortized cost basis (the difference defined as the credit loss), the magnitude and duration of the decline, the reasons underlying the decline and the Company’s intent to sell the security or whether it is more likely than not that the Company would be required to sell the security before its anticipated recovery in market value, to determine whether the loss in value is other than temporary. Once a decline in value is determined to be other than temporary, if the Company does not intend to sell the security, and it is more likely than not that it will not be required to sell the security before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. For equity securities where the fair value has been significantly below cost for one year, the Company’s policy is to recognize an impairment loss unless sufficient evidence is available that the decline is not other than temporary and a recovery period can be predicted. The Company has concluded that any impairment of its investment securities portfolio outlined in the above table is not other than temporary and is the result of interest rate changes, sector credit rating changes, or issuer-specific rating changes that are not expected to result in the non-collection of principal and interest during the period. Proceeds from sales of securities available-for-sale for the six months ended June 30, 2015 and 2014 were $18,393,000 and $12,151,000, respectively. For the three months ended June 30, 2015 and 2014, there were sales of $3,770,000 and $6,595,000, respectively, of available-for-sale securities. The gross gains and losses were as follows (in thousands): Gross gains $ 175 $ 75 $ 312 $ 246 Gross losses - - (11) - Net gains $ 175 $ 75 $ 301 $ 246 Investment securities with an approximate carrying value of $170.9 million and $186.4 million at June 30, 2015 and December 31, 2014, respectively, were pledged to secure public funds and certain other deposits. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. The amortized cost and fair value of debt securities at June 30, 2015, by contractual maturity, are shown below (in thousands): Available-for-sale debt securities: Due in one year or less $ 3,420 $ 3,459 Due after one year through five years 166,695 167,737 Due after five years through ten years 44,355 45,146 Due after ten years 85,322 86,675 Total $ 299,792 $ 303,017

Loans

Loans	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Loans	Note 5 – Loans The Company grants loans primarily to customers throughout North Central Pennsylvania and Southern New York. Although the Company had a diversified loan portfolio at June 30, 2015 and December 31, 2014, a substantial portion of its debtors’ ability to honor their contracts is dependent on the economic conditions within these regions. The following table summarizes the primary segments of the loan portfolio and how those segments are analyzed within the allowance for loan losses as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Individually evaluated for impairment Collectively evaluated for impairment Real estate loans: Residential $ 181,566 $ 333 $ 181,233 Commercial and agricultural 224,450 5,578 218,872 Construction 8,025 - 8,025 Consumer 8,374 - 8,374 Other commercial and agricultural loans 64,506 2,248 62,258 State and political subdivision loans 84,730 - 84,730 Total 571,651 $ 8,159 $ 563,492 Allowance for loan losses 6,959 Net loans $ 564,692 December 31, 2014 Real estate loans: Residential $ 185,438 $ 316 $ 185,122 Commercial and agricultural 215,584 6,112 209,472 Construction 6,353 - 6,353 Consumer 8,497 - 8,497 Other commercial and agricultural loans 58,516 2,394 56,122 State and political subdivision loans 79,717 - 79,717 Total 554,105 $ 8,822 $ 545,283 Allowance for loan losses 6,815 Net loans $ 547,290 The segments of the Company’s loan portfolio are disaggregated into classes to a level that allows management to monitor risk and performance. Residential real estate mortgages consists primarily of 15 to 30 year first mortgages on residential real estate, while residential real estate home equity loans are consumer purpose installment loans or lines of credit secured by a mortgage which is often a second lien on residential real estate with terms of 15 years or less. Commercial real estate loans are business purpose loans secured by a mortgage on commercial real estate. Agricultural real estate loans are loans secured by a mortgage on real estate used in agriculture production. Construction real estate loans are loans secured by residential or commercial real estate used during the construction phase of residential and commercial projects. Consumer loans are typically unsecured or primarily secured by assets other than real estate and overdraft lines of credit are typically secured by customer deposit accounts. Other commercial loans are loans for commercial purposes primarily secured by non-real estate collateral. Other agricultural loans are loans for agricultural purposes primarily secured by non-real estate collateral. State and political subdivision loans are loans to state and local municipalities for capital and operating expenses or tax free loans used to finance commercial development. Management considers commercial loans, other agricultural loans, state and political subdivision loans, commercial real estate loans and agricultural real estate loans which are 90 days or more past due to be impaired. Management will also consider a loan impaired based on other factors it becomes aware of, including the customer’s results of operations and cash flows or if the loan is modified in a troubled debt restructuring. In addition, certain residential mortgages, home equity and consumer loans that are cross collateralized with commercial relationships that are determined to be impaired may also be classified as impaired. Impaired loans are analyzed to determine if it is probable that all amounts will not be collected according to the contractual terms of the loan agreement. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allocation of the allowance for loan losses or a charge-off to the allowance for loan losses. The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands): Recorded Recorded Unpaid Investment Investment Total Principal With No With Recorded Related June 30, 2015 Balance Allowance Allowance Investment Allowance Real estate loans: Mortgages $ 305 $ 118 $ 152 $ 270 $ 29 Home Equity 63 - 63 63 12 Commercial 8,051 5,469 109 5,578 48 Agricultural - - - - - Construction - - - - - Consumer - - - - - Other commercial loans 2,354 1,164 1,084 2,248 185 Other agricultural loans - - - - - State and political subdivision loans - - - - - Total $ 10,773 $ 6,751 $ 1,408 $ 8,159 $ 274 December 31, 2014 Real estate loans: Mortgages $ 222 $ 125 $ 66 $ 191 $ 13 Home Equity 130 60 65 125 12 Commercial 8,433 5,708 404 6,112 72 Agricultural - - - - - Construction - - - - - Consumer - - - - - Other commercial loans 2,480 2,346 48 2,394 1 Other agricultural loans - - - - - State and political subdivision loans - - - - - Total $ 11,265 $ 8,239 $ 583 $ 8,822 $ 98 The following tables includes the average balance of impaired financing receivables by class and the income recognized on impaired loans for the three and six month periods ended June 30, 2015 and 2014(in thousands): For the Six Months ended June 30, 2015 June 30, 2014 Interest Interest Average Interest Income Average Interest Income Recorded Income Recognized Recorded Income Recognized Investment Recognized Cash Basis Investment Recognized Cash Basis Real estate loans: Mortgages $ 224 $ 4 $ 5 $ 202 $ 4 $ - Home Equity 114 2 - 132 2 - Commercial 5,862 32 - 8,039 44 - Agricultural - - - - - - Construction - - - - - - Consumer - - - 15 - - Other commercial loans 2,678 49 3 2,000 46 - Other agricultural loans - - - - - - State and political subdivision loans - - - - - - Total $ 8,878 $ 87 $ 8 $ 10,388 $ 96 $ - For the Three Months Ended June 30, 2015 June 30, 2014 Real estate loans: Mortgages $ 259 $ 2 $ 5 $ 200 $ 2 $ - Home Equity 103 1 - 131 1 - Commercial 5,700 19 - 7,544 18 - Agricultural - - - - - - Construction - - - - - - Consumer - - - 15 - - Other commercial loans 2,629 24 2 2,108 13 - Other agricultural loans - - - - - - State and political subdivision loans - - - - - - Total $ 8,691 $ 46 $ 7 $ 9,998 $ 34 $ - Credit Quality Information For commercial real estate, agricultural real estate, construction, other commercial, other agricultural and state and political subdivision loans, management uses a nine grade internal risk rating system to monitor credit quality. The first five categories are considered not criticized and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The definitions of each rating are defined below: · Pass (Grades 1-5) – These loans are to customers with credit quality ranging from an acceptable to very high quality and are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral. · Special Mention (Grade 6) – This loan grade is in accordance with regulatory guidance and includes loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected. · Substandard (Grade 7) – This loan grade is in accordance with regulatory guidance and includes loans that have a well-defined weakness based on objective evidence and be characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. · Doubtful (Grade 8) – This loan grade is in accordance with regulatory guidance and includes loans that have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances. · Loss (Grade 9) – This loan grade is in accordance with regulatory guidance and includes loans that are considered uncollectible, or of such value that continuance as an asset is not warranted. To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay the loan as agreed, the Company’s loan rating process includes several layers of internal and external oversight. The Company’s loan officers are responsible for the timely and accurate risk rating of the loans in each of their portfolios at origination and on an ongoing basis under the supervision of management. All commercial and agricultural loans are reviewed annually to ensure the appropriateness of the loan grade. In addition, the Company engages an external consultant on at least an annual basis to 1) review a minimum of 55% of the dollar volume of the commercial loan portfolio on an annual basis, 2) review new loans originated for over $1.0 million in the last year, 3) review a majority of borrowers with commitments greater than or equal to $1.0 million, 4) review selected loan relationships over $750,000 which are over 30 days past due, classified Special Mention, Substandard, Doubtful, or Loss, and 5) such other loans which management or the consultant deems appropriate. The following tables represent credit exposures by internally assigned grades as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Pass Special Mention Substandard Doubtful Loss Ending Balance Real estate loans: Commercial $ 177,073 $ 4,390 $ 12,220 $ 44 $ - $ 193,727 Agricultural 27,638 2,600 485 - - 30,723 Construction 8,025 - - - - 8,025 Other commercial loans 45,715 817 5,443 145 - 52,120 Other agricultural loans 11,989 397 - - - 12,386 State and political subdivision loans 84,730 - - - - 84,730 Total $ 355,170 $ 8,204 $ 18,148 $ 189 $ - $ 381,711 December 31, 2014 Real estate loans: Commercial $ 169,383 $ 8,948 $ 12,614 $ - $ - $ 190,945 Agricultural 19,575 3,394 1,670 - - 24,639 Construction 6,353 - - - - 6,353 Other commercial loans 40,683 4,413 2,355 - - 47,451 Other agricultural loans 9,221 727 1,117 - - 11,065 State and political subdivision loans 79,717 - - - - 79,717 Total $ 324,932 $ 17,482 $ 17,756 $ - $ - $ 360,170 For residential real estate mortgages, home equity and consumer loans, credit quality is monitored based on whether the loan is performing or non-performing, which is typically based on the aging status of the loan and payment activity, unless a specific action, such as bankruptcy, repossession, death or significant delay in payment occurs to raise awareness of a possible credit event. Non-performing loans include those loans that are considered nonaccrual, described in more detail below and all loans past due 90 or more days and still accruing. The following table presents the recorded investment in those loan classes based on payment activity as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Performing Non-performing Total Real estate loans: Mortgages $ 119,649 $ 1,160 $ 120,809 Home Equity 60,608 149 60,757 Consumer 8,320 54 8,374 Total $ 188,577 $ 1,363 $ 189,940 December 31, 2014 Real estate loans: Mortgages $ 121,968 $ 890 $ 122,858 Home Equity 62,296 284 62,580 Consumer 8,444 53 8,497 Total $ 192,708 $ 1,227 $ 193,935 Aging Analysis of Past Due Financing Receivables Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table includes an aging analysis of the recorded investment of past due financing receivables as of June 30, 2015 and December 31, 2014 (in thousands): 90 Days or 30-59 Days 60-89 Days 90 Days Total Past Total Financing Greater and June 30, 2015 Past Due Past Due Or Greater Due Current Receivables Accruing Real estate loans: Mortgages $ 502 $ 154 $ 866 $ 1,522 $ 119,287 $ 120,809 $ 380 Home Equity 395 84 136 615 60,142 60,757 80 Commercial 114 524 4,034 4,672 189,055 193,727 104 Agricultural 39 170 - 209 30,514 30,723 - Construction - - - - 8,025 8,025 - Consumer 38 30 12 80 8,294 8,374 1 Other commercial loans 526 56 919 1,501 50,619 52,120 261 Other agricultural loans - 97 - 97 12,289 12,386 - State and political subdivision loans - - - - 84,730 84,730 - Total $ 1,614 $ 1,115 $ 5,967 $ 8,696 $ 562,955 $ 571,651 $ 826 Loans considered non-accrual $ 524 $ 496 $ 5,141 $ 6,161 $ 406 $ 6,567 Loans still accruing 1,090 619 826 2,535 562,549 565,084 Total $ 1,614 $ 1,115 $ 5,967 $ 8,696 $ 562,955 $ 571,651 December 31, 2014 Real estate loans: Mortgages $ 318 $ 230 $ 675 $ 1,223 $ 121,635 $ 122,858 $ 214 Home Equity 442 99 260 801 61,779 62,580 132 Commercial 97 231 1,432 1,760 189,185 190,945 310 Agricultural - - - - 24,639 24,639 - Construction - - - - 6,353 6,353 - Consumer 119 4 7 130 8,367 8,497 6 Other commercial loans 503 258 476 1,237 46,214 47,451 174 Other agricultural loans - - - - 11,065 11,065 - State and political subdivision loans - - - - 79,717 79,717 - Total $ 1,479 $ 822 $ 2,850 $ 5,151 $ 548,954 $ 554,105 $ 836 Loans considered non-accrual $ 48 $ 181 $ 2,014 $ 2,243 $ 4,356 $ 6,599 Loans still accruing 1,431 641 836 2,908 544,598 547,506 Total $ 1,479 $ 822 $ 2,850 $ 5,151 $ 548,954 $ 554,105 Nonaccrual Loans Loans are considered for non-accrual status upon reaching 90 days delinquency, although the Company may be receiving partial payments of interest and partial repayments of principal on such loans or if full payment of principal and interest is not expected. Additionally, if management is made aware of other information including bankruptcy, repossession, death, or legal proceedings, the loan may be placed on non-accrual status. If a loan is 90 days or more past due and is well secured and in the process of collection, it may still be considered accruing. The following table reflects the financing receivables on non-accrual status as of June 30, 2015 and December 31, 2014, respectively. The balances are presented by class of financing receivable (in thousands): Real estate loans: Mortgages $ 780 $ 676 Home Equity 69 152 Commercial 4,547 5,010 Agricultural - - Construction - - Consumer 53 47 Other commercial loans 1,118 714 Other agricultural loans - - State and political subdivision loans - - $ 6,567 $ 6,599 Troubled Debt Restructurings In situations where, for economic or legal reasons related to a borrower's financial difficulties, management may grant a concession for other than an insignificant period of time to the borrower that would not otherwise be considered, the related loan is classified as a Troubled Debt Restructuring (TDR). Management strives to identify borrowers in financial difficulty early and work with them to modify more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases where borrowers are granted new terms that provide for a reduction of interest or principal, or both, management measures any impairment on the restructuring by calculating the present value of the revised loan terms and comparing this balance to the Company’s investment in the loan prior to the restructuring. As these loans are individually evaluated, they are excluded from pooled portfolios when calculating the allowance for loan and lease losses and a separate allocation within the allowance for loan and lease losses is provided. Management continually evaluates loans that are considered TDRs, including payment history under the modified loan terms, the borrower’s ability to continue to repay the loan based on continued evaluation of their operating results and cash flows from operations. Based on this evaluation management would no longer consider a loan to be a TDR when the relevant facts support such a conclusion. As of June 30, 2015 and December 31, 2014, included within the allowance for loan losses are reserves of $41,000 and $26,000 respectively, that are associated with loans modified as TDRs. Loan modifications that are considered TDRs completed during the three and six months ended June 30, 2015 and 2014 were as follows (dollars in thousands): For the Three Months Ended June 30, 2015 Number of contracts Pre-modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Interest Modification Term Modification Interest Modification Term Modification Interest Modification Term Modification Real estate loans: Mortgages - 1 $ - $ 19 $ - $ 19 Total - 1 $ - $ 19 $ - $ 19 For the Six Months Ended June 30, 2015 Number of contracts Pre-modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Interest Modification Term Modification Interest Modification Term Modification Interest Modification Term Modification Real estate loans: Mortgages 1 1 $ 71 $ 19 $ 71 $ 19 Total 1 1 $ 71 $ 19 $ 71 $ 19 For the Three Months Ended June 30, 2014 Number of contracts Pre-modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Interest Modification Term Modification Interest Modification Term Modification Interest Modification Term Modification Real estate loans: Commercial - 1 $ - $ 28 $ - $ 28 Total - 1 $ - $ 28 $ - $ 28 For the Six Months Ended June 30, 2014 Number of contracts Pre-modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Interest Modification Term Modification Interest Modification Term Modification Interest Modification Term Modification Real estate loans: Commercial - 2 $ - $ 153 $ - $ 153 Total - 2 $ - $ 153 $ - $ 153 Recidivism, or the borrower defaulting on its obligation pursuant to a modified loan, results in the loan once again becoming a non-accrual loan. Recidivism occurs at a notably higher rate than do defaults on new origination loans, so modified loans present a higher risk of loss than do new origination loans. The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2015 and 2014 (six month periods) and April 1, 2015 and 2014 (3 month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands): For the Three Months Ended For the Six Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Number of contracts Recorded investment Number of contracts Recorded investment Number of contracts Recorded investment Number of contracts Recorded investment Real estate loans: Commercial - $ - - $ - - $ - 1 $ 483 Total recidivism - $ - - $ - - $ - 1 $ 483 Allowance for Loan Losses The following table segregates the allowance for loan losses (ALLL) into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of June 30,2015 and December 31, 2014, respectively (in thousands): June 30, 2015 December 31, 2014 Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total Real estate loans: Residential $ 41 $ 890 $ 931 $ 25 $ 853 $ 878 Commercial and agricultural 48 3,631 3,679 72 3,798 3,870 Construction - 14 14 - 26 26 Consumer - 89 89 - 84 84 Other commercial and agricultural loans 185 1,317 1,502 1 1,223 1,224 State and political subdivision loans - 568 568 - 545 545 Unallocated - 176 176 - 188 188 Total $ 274 $ 6,685 $ 6,959 $ 98 $ 6,717 $ 6,815 The following tables roll forward the balance of the ALLL by portfolio segment for the three and six month periods ended June 30, 2015 and 2014, respectively (in thousands): Balance at March 31, 2015 Charge-offs Recoveries Provision Balance at June 30, 2015 Real estate loans: Residential $ 923 $ (17) $ - $ 25 $ 931 Commercial and agricultural 3,699 (56) 3 33 3,679 Construction 11 - - 3 14 Consumer 82 (17) 4 20 89 Other commercial and agricultural loans 1,286 - - 216 1,502 State and political subdivision loans 572 - - (4) 568 Unallocated 349 - - (173) 176 Total $ 6,922 $ (90) $ 7 $ 120 $ 6,959 Balance at December 31, 2014 Charge-offs Recoveries Provision Balance at June 30, 2015 Real estate loans: Residential $ 878 $ (34) $ - $ 87 $ 931 Commercial and agricultural 3,870 (56) 7 (142) 3,679 Construction 26 - - (12) 14 Consumer 84 (24) 12 17 89 Other commercial and agricultural loans 1,224 (1) - 279 1,502 State and political subdivision loans 545 - - 23 568 Unallocated 188 - - (12) 176 Total $ 6,815 $ (115) $ 19 $ 240 $ 6,959 Balance at March 31, 2014 Charge-offs Recoveries Provision Balance at June 30, 2014 Real estate loans: Residential $ 886 $ (7) $ - $ - $ 879 Commercial and agricultural 4,530 (465) 3 (259) 3,809 Construction 8 - - 5 13 Consumer 83 (6) 6 3 86 Commercial and other loans 1,173 (163) - 141 1,151 State and political subdivision loans 396 - - 59 455 Unallocated 157 - - 201 358 Total $ 7,233 $ (641) $ 9 $ 150 $ 6,751 Balance at December 31, 2013 Charge-offs Recoveries Provision Balance at June 30, 2014 Real estate loans: Residential $ 946 $ (45) $ - $ (22) $ 879 Commercial and agricultural 4,558 (475) 5 (279) 3,809 Construction 50 - - (37) 13 Consumer 105 (14) 15 (20) 86 Commercial and other loans 942 (163) - 372 1,151 State and political subdivision loans 330 - - 125 455 Unallocated 167 - - 191 358 Total $ 7,098 $ (697) $ 20 $ 330 $ 6,751 The Company allocates the ALLL based on the factors described below, which conform to the Company’s loan classification policy and credit quality measurements. In reviewing risk within the Company’s loan portfolio, management has determined there to be several different risk categories within the loan portfolio. The ALLL consists of amounts applicable to: (i) residential real estate loans; (ii) residential real estate home equity loans; (iii) commercial real estate loans; (iv) agricultural real estate loans; (v) real estate construction loans; (vi) other commercial and agricultural loans; (vii) consumer loans; (viii) other agricultural loans and (ix) state and political subdivision loans. Factors considered in this process include general loan terms, collateral, and availability of historical data to support the analysis. Historical loss percentages are calculated and used as the basis for calculating allowance allocations. Certain qualitative factors are evaluated to determine additional inherent risks in the loan portfolio, which are not necessarily reflected in the historical loss percentages. These factors are then added to the historical allocation percentage to get the adjusted factor to be applied to non-classified loans. The following qualitative factors are analyzed: · Level of and trends in delinquencies, impaired/classified loans Change in volume and severity of past due loans Volume of non-accrual loans Volume and severity of classified, adversely or graded loans; · Level of and trends in charge-offs and recoveries; · Trends in volume, terms and nature of the loan portfolio; · Effects of any changes in risk selection and underwriting standards and any other changes in lending and recovery policies, procedures and practices; · Changes in the quality of the Company’s loan review system; · Experience, ability and depth of lending management and other relevant staff; · National, state, regional and local economic trends and business conditions General economic conditions Unemployment rates Inflation rate/ Consumer Price Index Changes in values of underlying collateral for collateral-dependent loans; · Industry conditions including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses; and · Existence and effect of any credit concentrations, and changes in the level of such concentrations; and · Any change in the level of board oversight. The Company also maintains an unallocated allowance to account for any factors or conditions that may cause a potential loss but are not specifically addressed in the process described above. The Company analyzes its loan portfolio each quarter to determine the appropriateness of its ALLL. Loans determined to be TDRs are impaired and for purposes of estimating the ALLL must be individually evaluated for impairment. In calculating the impairment, the Company calculates the present value utilizing an analysis of discounted cash flows. If the present value calculated is below the recorded investment of the loan, impairment is recognized by a charge to the provision for loan and lease losses and a credit to the ALLL. We continually review the model utilized in calculating the required ALLL. The following qualitative factors experienced changes during the first six months of 2015: · The qualitative factor for national, state, regional and local economic trends and business conditions was increased for all loan categories due to an increase in the unemployment rates in the local economy during the first six months of 2015. · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were decreased for commercial and agricultural real estate due to the decrease in the amount of loans classified as substandard. · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were increased for other commercial and agricultural loans due to an increase in the amount of loans classified as substandard. · The qualitative factor for levels of and trends in charge-offs and recoveries was decreased for commercial and agricultural real estate and other commercial and agricultural loans due to the decrease in charge-offs compared to the prior year as charge-offs returned to historical levels for the Bank. · The qualitative factor for experience, ability and depth of lending management and other relevant staff was decreased for commercial real estate, agricultural real estate, other commercial and other agricultural loans due to the length of time employees involved throughout the loan process have been in their positions. · The qualitative factor for industry conditions, including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses was increased for commercial and agricultural related loans due to the decrease in the price received for product sold and the increase in feed costs that has occurred in 2015, which negatively affected customer earnings. · The qualitative factor for levels of and trends in charge-offs and recoveries was increased for residential real estate loans due to the increase in charge-offs compared to historical norms for the Company. · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans was increased for residential mortgages due to increases in the amount of delinquent loans. The following qualitative factors experienced changes during the three months ended June 30, 2015: · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were decreased for commercial and agricultural real estate due to the decrease in the amount of loans classified as substandard. · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were increased for other commercial and agricultural loans due to an increase in the amount of loans classified as substandard. · The qualitative factor for levels of and trends in charge-offs and recoveries was decreased for commercial and agricultural real estate and other commercial and agricultural loans due to the decrease in charge-offs compared to the prior year as charge-offs returned to historical levels for the Bank. · The qualitative factor for experience, ability and depth of lending management and other relevant staff was decreased for all commercial real estate, agricultural real estate, other commercial and other agricultural loans due to the length of time employees involved throughout the loan process have been in their positions. The primary factor that resulted in negative provision for commercial and agricultural loans for the six month period ended June 30, 2015 was the reduction in the amount of special mention and substandard loans since December 31, 2014. The following qualitative factors experienced changes during the first six months of 2014: · The qualitative factor for national, state, regional and local economic trends and business conditions was decreased for all loan categories due to a decrease in the unemployment rates in the local economy. · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were decreased for commercial and agricultural real estate due to the decrease in the Company’s classified loans to its lowest level in three years. · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were increased for other commercial and agricultural loans due to an increase in classified loans during the quarter. · The qualitative factor for levels of and trends in charge-offs and recoveries was increased for commercial and agricultural real estate and other commercial and agricultural loans due to the increase in charge-offs compared to historical norms for the Bank. · The qualitative factor for experience, ability and depth of lending management and other relevant staff was decreased for all loan categories due to the length of time employees involved throughout the loan process have been in their positions. The following qualitative factors experienced changes during the three months ended June 30, 2014: · The qualitative factor for national, state, regional and local economic trends and business conditions was decreased for all loan categories due to a decrease in the unemployment rates in the local economy. · The qualitative factor for levels of and trends in charge-offs and recoveries was increased for commercial and agricultural real estate and other commercial and agricultural loans due to the increase in charge-offs compared to historical norms for the Bank. · The qualitative factor for experience, ability and depth of lending management and other relevant staff was decreased for all loan categories due to the length of time employees involved throughout the loan process have been in their positions. · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were decreased for commercial and agricultural real estate due to the decrease in the Company’s classified loans. · The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were increased for other commercial and agricultural loans due to an increase in classified loans during the quarter. The primary factor that resulted in negative provisions for certain portfolio segments for the three and six month periods ended June 30, 2014 was due to decreases in the outstanding balances for certain portfolio segments compared to December 31, 2013, a reduction in the amount of substandard loans and the decrease in the qualitative factor associated with the improvement in unemployment rates noted above. Foreclosed Assets Held For Sale Foreclosed assets acquired in settlement of loans are carried at fair value, less estimated costs to sell, and are included in other assets on the Consolidated Balance Sheet. As of June 30, 2015 and December 31, 2014 included with other assets are $1,815,000 and 1,792,000, respectively, of foreclosed assets. As of June 30, 2015, included within the foreclosed assets is $422,000 of consumer residential mortgages that were foreclosed on or received via a deed in lieu transaction prior to the period end. As of June 30, 2015, the Company has initiated formal foreclosure proceeds on $1,329,000 of consumer residential mortgages, which have not yet been transferred into foreclosed assets.

Federal Home Loan Bank Stock

Federal Home Loan Bank Stock	6 Months Ended
	Jun. 30, 2015
Federal Home Loan Bank Stock [Abstract]
Federal Home Loan Bank Stock	Note 6 – Federal Home Loan Bank Stock The Bank is a member of the FHLB of Pittsburgh and, as such, is required to maintain a minimum investment in stock of the FHLB that varies with the level of advances outstanding with the FHLB. As of June 30, 2015 and December 31, 2014, the Bank’s investment in FHLB stock was $1,590,000 and $1,761,000, respectively. The stock does not have a readily determinable fair value and as such is classified as restricted stock, carried at cost and evaluated by management. The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) a significant decline in net assets of the FHLB as compared to the capital stock amount and the length of time this situation has persisted (b) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance (c) the impact of legislative and regulatory changes on the customer base of the FHLB and (d) the liquidity position of the FHLB. Management evaluated the stock and concluded that the stock was not impaired for the periods presented herein. Management considered that the FHLB’s regulatory capital ratios have improved, liquidity appears adequate, new shares of FHLB stock continue to exchange hands at the $100 par value and the FHLB has repurchased shares of excess capital stock from its members and has paid a quarterly cash dividend.

Employee Benefit Plans

Employee Benefit Plans	6 Months Ended
	Jun. 30, 2015
Employee Benefit Plans [Abstract]
Employee Benefit Plans	Note 7 - Employee Benefit Plans For additional detailed disclosure on the Company's pension and employee benefits plans, please refer to Note 11 of the Company's Consolidated Financial Statements included in the 2014 Annual Report on Form 10-K. Noncontributory Defined Benefit Pension Plan The Bank sponsors a noncontributory defined benefit pension plan (“Pension Plan”) covering substantially all employees and officers that were hired prior to January 1, 2007. The Bank’s funding policy is to make annual contributions, if needed, based upon the funding formula developed by the plan’s actuary. Any employee with a hire date of January 1, 2007 or later is not eligible to participate in the Pension Plan. In lieu of the Pension Plan, employees with a hire date of January 1, 2007 or later are eligible to receive, after meeting certain length of service requirements, an annual discretionary 401(k) plan contribution from the Bank equal to a percentage of an employee’s base compensation. The contribution amount, if any, is placed in a separate account within the 401(k) plan and is subject to a vesting requirement. For employees who are eligible to participate in the Pension Plan, the Pension Plan requires benefits to be paid to eligible employees based primarily upon age and compensation rates during employment. Upon retirement or other termination of employment, employees can elect either an annuity benefit or a lump sum distribution of vested benefits in the Pension Plan. The following sets forth the components of net periodic benefit costs of the Pension Plan for the three and six months ended June 30, 2015 and 2014, respectively (in thousands): Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Service cost $ 78 $ 63 $ 132 $ 153 Interest cost 90 111 153 207 Expected return on plan assets (172) (215) (290) (393) Net amortization and deferral 45 (43) 76 25 Net periodic cost (benefit) $ 41 $ (84) $ 71 $ (8) The Company expects to contribute $400,000 to the Pension Plan in 2015. Defined Contribution Plan The Company sponsors a voluntary 401(k) savings plan which eligible employees can elect to contribute up to the maximum amount allowable not to exceed the limits of IRS Code Sections 401(k). Under the plan, the Company also makes required contributions on behalf of the eligible employees. The Company’s contributions vest immediately. Contributions by the Company totaled $155,000 and $146,000 for the six months ended June 30, 2015 and 2014, respectively. For the three months ended June 30, 2015 and 2014, contributions by the Company totaled $93,000 and $88,000, respectively. Directors’ Deferred Compensation Plan The Company’s directors may elect to defer all or portions of their fees until their retirement or termination from service. Amounts deferred under the plan earn interest based upon the highest current rate offered to certificate of deposit customers. Amounts deferred under the plan are not guaranteed and represent a general liability of the Company. At June 30, 2015 and December 31, 2014, an obligation of $945,000 and $969,000, respectively, was included in other liabilities for this plan in the Consolidated Balance Sheet. Amounts included in interest expense on the deferred amounts totaled $5,000 and $6,000 for each of the three months ended June 30, 2015 and 2014. For the six months ended June 30, 2015 and 2014, amounts included in interest expense on the deferred amounts totaled $12,000 and $11,000, respectively. Restricted Stock Plan The Company maintains a Restricted Stock Plan (the “Plan”) whereby employees and non-employee corporate directors are eligible to receive awards of restricted stock based upon performance related requirements. Awards granted under the Plan are in the form of the Company’s common stock and are subject to certain vesting requirements including continuous employment or service with the Company. A total of 100,000 shares of the Company’s common stock have been authorized under the Plan, which terminates in April 2016. As of June 30, 2015, 60,662 shares remain available to be issued under the Plan. The Plan assists the Company in attracting, retaining and motivating employees to make substantial contributions to the success of the Company and to increase the emphasis on the use of equity as a key component of compensation. The following table details the vesting, awarding and forfeiting of restricted shares during 2015 and 2014: Three months ended June 30, Six months ended June 30, 2015 2014 2015 2014 Weighted Weighted Weighted Weighted Unvested Average Unvested Average Unvested Average Unvested Average Shares Market Price Shares Market Price Shares Market Price Shares Market Price Outstanding, beginning of period 6,998 $ 48.61 6,240 $ 43.55 6,971 $ 48.55 7,172 $ 42.02 Granted 3,340 49.87 3,206 53.10 3,496 50.02 3,598 52.82 Forfeited - - - - - - - - Vested (3,320) 45.62 (2,259) 42.06 (3,449) 45.80 (3,583) 40.30 Outstanding, end of period 7,018 $ 50.63 7,187 $ 48.28 7,018 $ 50.63 7,187 $ 48.28 Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period. Compensation expense related to restricted stock was $85,000 and $73,000 for the six months ended June 30, 2015 and 2014, respectively. For the three months ended June 30, 2015 and 2014, compensation expense totaled $43,000 and $37,000, respectively. At June 30, 2015 the total compensation cost related to nonvested awards that has not yet been recognized was $355,000, which is expected to be recognized over the next 2.83 years. Supplemental Executive Retirement Plan The Company maintains a non-qualified supplemental executive retirement plan (“SERP”) for certain executives to compensate those executive participants in the Company’s noncontributory defined benefit pension plan whose benefits are limited by compensation limitations under current tax law. At June 30, 2015 and December 31, 2014, an obligation of $1,269,000 and $1,198,000, respectively, was included in other liabilities for this plan in the Consolidated Balance Sheet. Expenses related to this plan totaled $71,000 and $76,000 for the six months ended June 30, 2015 and 2014, respectively. For the three months ended June 30, 2015 and 2014, expenses totaled $36,000 and $38,000, respectively.

Accumulated Comprehensive Incom

Accumulated Comprehensive Income	6 Months Ended
	Jun. 30, 2015
Accumulated Comprehensive Income [Abstract]
Accumulated Comprehensive Income	Note 8 – Accumulated Comprehensive Income The following tables present the changes in accumulated other comprehensive income by component net of tax for the three and six months ended June 30, 2015 and 2014 (in thousands): Three months ended June 30, 2015 Unrealized gain (loss) on available for sale securities (a) Defined Benefit Pension Items (a) Total Balance as of March 31, 2015 $ 3,897 $ (2,294) $ 1,603 Other comprehensive income (loss) before reclassifications (net of tax) (1,351) - (1,351) Amounts reclassified from accumulated other comprehensive income (net of tax) (116) 35 (81) Net current period other comprehensive income (loss) (1,467) 35 (1,432) Balance as of June 30, 2015 $ 2,430 $ (2,259) $ 171 Six months ended June 30, 2015 Unrealized gain (loss) on available for sale securities (a) Defined Benefit Pension Items (a) Total Balance as of December 31, 2014 $ 3,093 $ (2,326) $ 767 Other comprehensive income (loss) before reclassifications (net of tax) (464) - (464) Amounts reclassified from accumulated other comprehensive income (net of tax) (199) 67 (132) Net current period other comprehensive income (loss) (663) 67 (596) Balance as of June 30, 2015 $ 2,430 $ (2,259) $ 171 Three months ended June 30, 2014 Unrealized gain (loss) on available for sale securities (a) Defined Benefit Pension Items (a) Total Balance as of March 31, 2014 $ 1,264 $ (1,110) $ 154 Other comprehensive income (loss) before reclassifications (net of tax) 986 - 986 Amounts reclassified from accumulated other comprehensive income (net of tax) (49) 9 (40) Net current period other comprehensive income (loss) 937 9 946 Balance as of June 30, 2014 $ 2,201 $ (1,101) $ 1,100 Six months ended June 30, 2014 Unrealized gain (loss) on available for sale securities (a) Defined Benefit Pension Items (a) Total Balance as of December 31, 2013 $ (108) $ (1,117) $ (1,225) Other comprehensive income (loss) before reclassifications (net of tax) 2,471 - 2,471 Amounts reclassified from accumulated other comprehensive income (net of tax) (162) 16 (146) Net current period other comprehensive income (loss) 2,309 16 2,325 Balance as of June 30, 2014 $ 2,201 $ (1,101) $ 1,100 (a) Amounts in parentheses indicate debits to the Consolidated Balance Sheet The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income for the three and six months ended June 30, 2015 and 2014 (in thousands): Details about accumulated other comprehensive income Amount reclassified from accumulated comprehensive income (a) Affected line item in the statement where net Income is presented Three Months Ended June 30, 2015 2014 Unrealized gains and losses on available for sale securities $ 175 $ 75 Investment securities gains, net (59) (26) Provision for income taxes $ 116 $ 49 Net of tax Defined benefit pension items $ (54) $ (13) Salaries and employee benefits 19 4 Provision for income taxes $ (35) $ (9) Net of tax Total reclassifications $ 81 $ 40 Six Months Ended June 30, 2015 2014 Unrealized gains and losses on available for sale securities $ 301 $ 246 Investment securities gains, net (102) (84) Provision for income taxes $ 199 $ 162 Net of tax Defined benefit pension items $ (102) $ (25) Salaries and employee benefits 35 9 Provision for income taxes $ (67) $ (16) Net of tax Total reclassifications $ 132 $ 146 (a) Amounts in parentheses indicate expenses and other amounts indicate income on the Consolidated Statement of Income

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 9 – Fair Value Measurements The Company established a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by this hierarchy are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, the Company's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company’s monthly and/or quarterly valuation process. Financial Instruments Recorded at Fair Value on a Recurring Basis The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level I. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities and classified as Level II. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The following tables present the assets and liabilities reported on the Consolidated Balance Sheet at their fair value on a recurring basis as of June 30, 2015 and December 31, 2014 by level within the fair value hierarchy (in thousands). Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. June 30, 2015 Level I Level II Level III Total Assets Securities available for sale: U.S. Agency securities $ - $ 167,580 $ - $ 167,580 Obligations of state and political subdivisions - 96,282 - 96,282 Corporate obligations - 12,805 - 12,805 Mortgage-backed securities in government sponsored entities - 26,350 - 26,350 Equity securities in financial institutions 1,775 - - 1,775 December 31, 2014 Level I Level II Level III Total Securities available for sale: U.S. agency securities $ - $ 150,885 $ - $ 150,885 U.S. treasuries securities - 4,849 - 4,849 Obligations of state and political subdivisions - 105,036 - 105,036 Corporate obligations - 13,958 - 13,958 Mortgage-backed securities in government sponsored entities - 29,728 - 29,728 Equity securities in financial institutions 1,690 - - 1,690 Financial Instruments, Non-Financial Assets and Non-Financial Liabilities Recorded at Fair Value on a Nonrecurring Basis The Company may be required, from time to time, to measure certain financial assets, financial liabilities, non-financial assets and non-financial liabilities at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period. Certain non-financial assets measured at fair value on a non-recurring basis include foreclosed assets (upon initial recognition or subsequent impairment). Non-financial assets measured at fair value on a non-recurring basis during 2015 and 2014 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for possible loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in other non-interest expense. · Impaired Loans - · Other Real Estate owned – June 30, 2015 Level I Level II Level III Total Impaired Loans $ - $ - $ 7,885 $ 7,885 Other real estate owned - - 1,815 1,815 December 31, 2014 Impaired Loans $ - $ - $ 8,724 $ 8,724 Other real estate owned - - 1,792 1,792 The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques. Quantitative Information about Level 3 Fair Value Measurements June 30, 2015 Fair Value Valuation Technique(s) Unobservable input Range Weighted average Impaired Loans $ 206 Discounted Cash Flows Change in interest rates 0-5.5% 3.21% 7,679 Appraised Collateral Values Discount for time since appraisal 0-30% 17.09% Selling costs 5%-10% 9.28% Holding period 0 - 18 months 12 months Other real estate owned 1,815 Appraised Collateral Values Discount for time since appraisal 0-20% 20% Selling costs 4%-10% 9% Holding period 0 - 18 months 12 December 31, 2014 Fair Value Valuation Technique(s) Unobservable input Range Impaired Loans $ 230 Discounted Cash Flows Change in interest rates 0-5.5% 1.99% 8,494 Appraised Collateral Values Discount for time since appraisal 0-30% 22.00% Selling costs 4%-10% 8.55% Holding period 0 - 18 months 15 months Other real estate owned 1,792 Appraised Collateral Values Discount for time since appraisal 0-20% 20% Selling costs 4%-10% 9% Holding period 0 - 18 months 12 The fair values of the Company’s financial instruments are as follows (in thousands): Carrying June 30, 2015 Amount Fair Value Level I Level II Level III Financial assets: Cash and due from banks $ 10,912 $ 10,912 $ 10,912 $ - $ - Interest bearing time deposits with other banks 5,960 5,969 5,969 Available-for-sale securities 304,792 304,792 1,775 303,017 Loans held for sale 1,152 1,152 1,152 Net loans 564,692 580,732 - - 580,732 Bank owned life insurance 20,615 20,615 20,615 - - Regulatory stock 1,864 1,864 1,864 - - Accrued interest receivable 3,584 3,584 3,584 - - Financial liabilities: Deposits $ 791,887 $ 792,477 $ 544,830 $ - $ 247,647 Borrowed funds 39,194 36,080 6,287 - 29,793 Accrued interest payable 674 674 674 - - Carrying December 31, 2014 Amount Fair Value Level I Level II Level III Financial assets: Cash and due from banks $ 11,423 $ 11,423 $ 11,423 $ - $ - Interest bearing time deposits with other banks 5,960 5,969 - - 5,969 Available-for-sale securities 306,146 306,146 1,690 304,456 - Loans held for sale 497 497 497 Net loans 547,290 564,944 - - 564,944 Bank owned life insurance 20,309 20,309 20,309 - - Regulatory stock 2,035 2,035 2,035 - - Accrued interest receivable 3,644 3,644 3,644 - - Financial liabilities: Deposits $ 773,933 $ 774,387 $ 525,166 $ - $ 249,221 Borrowed funds 41,799 38,219 16,593 - 21,626 Accrued interest payable 756 756 756 - - Fair value is determined based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions can significantly affect the estimates. Fair values have been determined by the Company using historical data, as generally provided in the Company’s regulatory reports, and an estimation methodology suitable for each category of financial instruments. The Company’s fair value estimates, methods and assumptions are set forth below for the Company’s other financial instruments. Cash and Cash Equivalents: The carrying amounts for cash and cash equivalents approximate fair value because they have original maturities of 90 days or less and do not present unanticipated credit concerns. Accrued Interest Receivable and Payable: The carrying amounts for accrued interest receivable and payable approximate fair value because they are generally received or paid in 90 days or less and do not present unanticipated credit concerns. Interest bearing time deposits with other banks: The fair value of interest bearing time deposits with other banks is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. Available-For-Sale Securities: The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level I. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities and classified as Level II. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. Loans held for sale: The carrying amount for loans held for sale approximates fair value as the loans are only held for less than a week from origination. Loans: Fair values are estimated for portfolios of loans with similar financial characteristics. The fair value of performing loans has been estimated by discounting expected future cash flows. The discount rate used in these calculations is derived from the Treasury yield curve adjusted for credit quality, operating expense and prepayment option price, and is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit and interest rate risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for each loan classification, modified as required by an estimate of the effect of current economic and lending conditions. Bank Owned Life Insurance: The carrying value of bank owned life insurance approximates fair value based on applicable redemption provisions. Regulatory Stock: The carrying value of regulatory stock approximates fair value based on applicable redemption provisions. Deposits: The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings and NOW accounts, and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. The deposits’ fair value estimates do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market, commonly referred to as the core deposit intangible. Borrowed Funds: Rates available to the Company for borrowed funds with similar terms and remaining maturities are used to estimate the fair value of borrowed funds.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 10 – Recent Accounting Pronouncements In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers In June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures In August 2014, the FASB issued ASU 2014-15, Presentation of Financial Statements -Going Concern (Subtopic In November 2014, the FASB issued ASU 2014-17, Business Combinations (Topic 805): Pushdown Accounting. In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) In April 2015, the FASB issued ASU 2015-03, Interest-Imputation of Interest (Subtopic 835-30) In May 2015, the FASB issued ASU 2015-08 , Business Combinations - Pushdown Accounting - Amendment to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115 In June 2015, the FASB issued ASU 2015-10, Technical Corrections and Improvements

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings per Share [Abstract]
Computation of earnings per share	The following table sets forth the computation of earnings per share. Earnings per share calculations give retroactive effect to stock dividends declared by the Company. Net income applicable to common stock $3,189,000 $3,365,000 $6,309,000 $6,541,000 Basic earnings per share computation Weighted average common shares outstanding 3,019,661 3,039,734 3,022,945 3,040,822 Earnings per share - basic $1.06 $1.11 $2.09 $2.15 Diluted earnings per share computation Weighted average common shares outstanding for basic earnings per share 3,019,661 3,039,734 3,022,945 3,040,822 Add: Dilutive effects of restricted stock 1,064 927 534 405 Weighted average common shares outstanding for dilutive earnings per share 3,020,725 3,040,661 3,023,479 3,041,227 Earnings per share - diluted $1.06 $1.11 $2.09 $2.15

Investments (Tables)

Investments (Tables)	6 Months Ended
	Jun. 30, 2015
Investments [Abstract]
Summary of amortized cost, gross unrealized gains and losses, and fair value of investment securities	The amortized cost, gross unrealized gains and losses, and fair value of investment securities at June 30, 2015 and December 31, 2014 were as follows (in thousands): June 30, 2015 Available-for-sale securities: U.S. agency securities $ 167,187 $ 778 $ (385) $ 167,580 Obligations of state and political subdivisions 93,796 2,829 (343) 96,282 Corporate obligations 12,713 141 (49) 12,805 Mortgage-backed securities in government sponsored entities 26,096 287 (33) 26,350 Equity securities in financial institutions 1,318 457 - 1,775 Total available-for-sale securities $ 301,110 $ 4,492 $ (810) $ 304,792 December 31, 2014 Available-for-sale securities: U.S. agency securities $ 150,847 $ 638 $ (600) $ 150,885 U.S. treasury securities 4,944 - (95) 4,849 Obligations of state and political subdivisions 101,281 3,854 (99) 105,036 Corporate obligations 13,853 190 (85) 13,958 Mortgage-backed securities in government sponsored entities 29,397 368 (37) 29,728 Equity securities in financial institutions 1,137 553 - 1,690 Total available-for-sale securities $ 301,459 $ 5,603 $ (916) $ 306,146
Unrealized losses and fair value of investments	The following table shows the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, which individual securities have been in a continuous unrealized loss position, at June 30, 2015 and December 31, 2014 (in thousands). As of June 30, 2015, the Company owned 72 securities whose fair value was less than their cost basis. June 30, 2015 U.S. agency securities $ 60,908 $ (302) $ 10,910 $ (83) $ 71,818 $ (385) Obligations of state and political subdivisions 23,486 (263) 5,212 (80) 28,698 (343) Corporate obligations 5,434 (31) 2,184 (18) 7,618 (49) Mortgage-backed securities in government sponsored entities 4,616 (21) 273 (12) 4,889 (33) Total securities $ 94,444 $ (617) $ 18,579 $ (193) $ 113,023 $ (810) December 31, 2014 U.S. agency securities $ 27,382 $ (110) $ 43,642 $ (490) $ 71,024 $ (600) U.S. treasury securities - - 4,849 (95) 4,849 (95) Obligations of states and political subdivisions 3,596 (19) 8,584 (80) 12,180 (99) Corporate obligations 505 (1) 7,707 (84) 8,212 (85) Mortgage-backed securities in government sponsored entities 5,025 (4) 2,229 (33) 7,254 (37) Total securities $ 36,508 $ (134) $ 67,011 $ (782) $ 103,519 $ (916)
Gross gains and losses on available-for-sale securities	The gross gains and losses were as follows (in thousands): Gross gains $ 175 $ 75 $ 312 $ 246 Gross losses - - (11) - Net gains $ 175 $ 75 $ 301 $ 246
Summary of amortized cost and fair value of debt securities by contractual maturity	The amortized cost and fair value of debt securities at June 30, 2015, by contractual maturity, are shown below (in thousands): Available-for-sale debt securities: Due in one year or less $ 3,420 $ 3,459 Due after one year through five years 166,695 167,737 Due after five years through ten years 44,355 45,146 Due after ten years 85,322 86,675 Total $ 299,792 $ 303,017

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Summary of loan portfolio and allowance for loan losses	The following table summarizes the primary segments of the loan portfolio and how those segments are analyzed within the allowance for loan losses as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Individually evaluated for impairment Collectively evaluated for impairment Real estate loans: Residential $ 181,566 $ 333 $ 181,233 Commercial and agricultural 224,450 5,578 218,872 Construction 8,025 - 8,025 Consumer 8,374 - 8,374 Other commercial and agricultural loans 64,506 2,248 62,258 State and political subdivision loans 84,730 - 84,730 Total 571,651 $ 8,159 $ 563,492 Allowance for loan losses 6,959 Net loans $ 564,692 December 31, 2014 Real estate loans: Residential $ 185,438 $ 316 $ 185,122 Commercial and agricultural 215,584 6,112 209,472 Construction 6,353 - 6,353 Consumer 8,497 - 8,497 Other commercial and agricultural loans 58,516 2,394 56,122 State and political subdivision loans 79,717 - 79,717 Total 554,105 $ 8,822 $ 545,283 Allowance for loan losses 6,815 Net loans $ 547,290
Impaired financing receivables with associated allowance amount	The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands): Recorded Recorded Unpaid Investment Investment Total Principal With No With Recorded Related June 30, 2015 Balance Allowance Allowance Investment Allowance Real estate loans: Mortgages $ 305 $ 118 $ 152 $ 270 $ 29 Home Equity 63 - 63 63 12 Commercial 8,051 5,469 109 5,578 48 Agricultural - - - - - Construction - - - - - Consumer - - - - - Other commercial loans 2,354 1,164 1,084 2,248 185 Other agricultural loans - - - - - State and political subdivision loans - - - - - Total $ 10,773 $ 6,751 $ 1,408 $ 8,159 $ 274 December 31, 2014 Real estate loans: Mortgages $ 222 $ 125 $ 66 $ 191 $ 13 Home Equity 130 60 65 125 12 Commercial 8,433 5,708 404 6,112 72 Agricultural - - - - - Construction - - - - - Consumer - - - - - Other commercial loans 2,480 2,346 48 2,394 1 Other agricultural loans - - - - - State and political subdivision loans - - - - - Total $ 11,265 $ 8,239 $ 583 $ 8,822 $ 98 The following tables includes the average balance of impaired financing receivables by class and the income recognized on impaired loans for the three and six month periods ended June 30, 2015 and 2014(in thousands): For the Six Months ended June 30, 2015 June 30, 2014 Interest Interest Average Interest Income Average Interest Income Recorded Income Recognized Recorded Income Recognized Investment Recognized Cash Basis Investment Recognized Cash Basis Real estate loans: Mortgages $ 224 $ 4 $ 5 $ 202 $ 4 $ - Home Equity 114 2 - 132 2 - Commercial 5,862 32 - 8,039 44 - Agricultural - - - - - - Construction - - - - - - Consumer - - - 15 - - Other commercial loans 2,678 49 3 2,000 46 - Other agricultural loans - - - - - - State and political subdivision loans - - - - - - Total $ 8,878 $ 87 $ 8 $ 10,388 $ 96 $ - For the Three Months Ended June 30, 2015 June 30, 2014 Real estate loans: Mortgages $ 259 $ 2 $ 5 $ 200 $ 2 $ - Home Equity 103 1 - 131 1 - Commercial 5,700 19 - 7,544 18 - Agricultural - - - - - - Construction - - - - - - Consumer - - - 15 - - Other commercial loans 2,629 24 2 2,108 13 - Other agricultural loans - - - - - - State and political subdivision loans - - - - - - Total $ 8,691 $ 46 $ 7 $ 9,998 $ 34 $ -
Summary of financing receivable credit exposures by internally assigned grades	The following tables represent credit exposures by internally assigned grades as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Pass Special Mention Substandard Doubtful Loss Ending Balance Real estate loans: Commercial $ 177,073 $ 4,390 $ 12,220 $ 44 $ - $ 193,727 Agricultural 27,638 2,600 485 - - 30,723 Construction 8,025 - - - - 8,025 Other commercial loans 45,715 817 5,443 145 - 52,120 Other agricultural loans 11,989 397 - - - 12,386 State and political subdivision loans 84,730 - - - - 84,730 Total $ 355,170 $ 8,204 $ 18,148 $ 189 $ - $ 381,711 December 31, 2014 Real estate loans: Commercial $ 169,383 $ 8,948 $ 12,614 $ - $ - $ 190,945 Agricultural 19,575 3,394 1,670 - - 24,639 Construction 6,353 - - - - 6,353 Other commercial loans 40,683 4,413 2,355 - - 47,451 Other agricultural loans 9,221 727 1,117 - - 11,065 State and political subdivision loans 79,717 - - - - 79,717 Total $ 324,932 $ 17,482 $ 17,756 $ - $ - $ 360,170 The following table presents the recorded investment in those loan classes based on payment activity as of June 30, 2015 and December 31, 2014 (in thousands): June 30, 2015 Performing Non-performing Total Real estate loans: Mortgages $ 119,649 $ 1,160 $ 120,809 Home Equity 60,608 149 60,757 Consumer 8,320 54 8,374 Total $ 188,577 $ 1,363 $ 189,940 December 31, 2014 Real estate loans: Mortgages $ 121,968 $ 890 $ 122,858 Home Equity 62,296 284 62,580 Consumer 8,444 53 8,497 Total $ 192,708 $ 1,227 $ 193,935
Aging analysis of past due financing receivables	The following table includes an aging analysis of the recorded investment of past due financing receivables as of June 30, 2015 and December 31, 2014 (in thousands): 90 Days or 30-59 Days 60-89 Days 90 Days Total Past Total Financing Greater and June 30, 2015 Past Due Past Due Or Greater Due Current Receivables Accruing Real estate loans: Mortgages $ 502 $ 154 $ 866 $ 1,522 $ 119,287 $ 120,809 $ 380 Home Equity 395 84 136 615 60,142 60,757 80 Commercial 114 524 4,034 4,672 189,055 193,727 104 Agricultural 39 170 - 209 30,514 30,723 - Construction - - - - 8,025 8,025 - Consumer 38 30 12 80 8,294 8,374 1 Other commercial loans 526 56 919 1,501 50,619 52,120 261 Other agricultural loans - 97 - 97 12,289 12,386 - State and political subdivision loans - - - - 84,730 84,730 - Total $ 1,614 $ 1,115 $ 5,967 $ 8,696 $ 562,955 $ 571,651 $ 826 Loans considered non-accrual $ 524 $ 496 $ 5,141 $ 6,161 $ 406 $ 6,567 Loans still accruing 1,090 619 826 2,535 562,549 565,084 Total $ 1,614 $ 1,115 $ 5,967 $ 8,696 $ 562,955 $ 571,651 December 31, 2014 Real estate loans: Mortgages $ 318 $ 230 $ 675 $ 1,223 $ 121,635 $ 122,858 $ 214 Home Equity 442 99 260 801 61,779 62,580 132 Commercial 97 231 1,432 1,760 189,185 190,945 310 Agricultural - - - - 24,639 24,639 - Construction - - - - 6,353 6,353 - Consumer 119 4 7 130 8,367 8,497 6 Other commercial loans 503 258 476 1,237 46,214 47,451 174 Other agricultural loans - - - - 11,065 11,065 - State and political subdivision loans - - - - 79,717 79,717 - Total $ 1,479 $ 822 $ 2,850 $ 5,151 $ 548,954 $ 554,105 $ 836 Loans considered non-accrual $ 48 $ 181 $ 2,014 $ 2,243 $ 4,356 $ 6,599 Loans still accruing 1,431 641 836 2,908 544,598 547,506 Total $ 1,479 $ 822 $ 2,850 $ 5,151 $ 548,954 $ 554,105
Summary of financing receivables on nonaccrual status	The following table reflects the financing receivables on non-accrual status as of June 30, 2015 and December 31, 2014, respectively. The balances are presented by class of financing receivable (in thousands): Real estate loans: Mortgages $ 780 $ 676 Home Equity 69 152 Commercial 4,547 5,010 Agricultural - - Construction - - Consumer 53 47 Other commercial loans 1,118 714 Other agricultural loans - - State and political subdivision loans - - $ 6,567 $ 6,599
Summary of troubled debt restructurings on financing receivables	Loan modifications that are considered TDRs completed during the three and six months ended June 30, 2015 and 2014 were as follows (dollars in thousands): For the Three Months Ended June 30, 2015 Number of contracts Pre-modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Interest Modification Term Modification Interest Modification Term Modification Interest Modification Term Modification Real estate loans: Mortgages - 1 $ - $ 19 $ - $ 19 Total - 1 $ - $ 19 $ - $ 19 For the Six Months Ended June 30, 2015 Number of contracts Pre-modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Interest Modification Term Modification Interest Modification Term Modification Interest Modification Term Modification Real estate loans: Mortgages 1 1 $ 71 $ 19 $ 71 $ 19 Total 1 1 $ 71 $ 19 $ 71 $ 19 For the Three Months Ended June 30, 2014 Number of contracts Pre-modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Interest Modification Term Modification Interest Modification Term Modification Interest Modification Term Modification Real estate loans: Commercial - 1 $ - $ 28 $ - $ 28 Total - 1 $ - $ 28 $ - $ 28 For the Six Months Ended June 30, 2014 Number of contracts Pre-modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Interest Modification Term Modification Interest Modification Term Modification Interest Modification Term Modification Real estate loans: Commercial - 2 $ - $ 153 $ - $ 153 Total - 2 $ - $ 153 $ - $ 153 The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2015 and 2014 (six month periods) and April 1, 2015 and 2014 (3 month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands): For the Three Months Ended For the Six Months Ended June 30, 2015 June 30, 2014 June 30, 2015 June 30, 2014 Number of contracts Recorded investment Number of contracts Recorded investment Number of contracts Recorded investment Number of contracts Recorded investment Real estate loans: Commercial - $ - - $ - - $ - 1 $ 483 Total recidivism - $ - - $ - - $ - 1 $ 483
Allowance for loan losses by impairment method	The following table segregates the allowance for loan losses (ALLL) into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of June 30,2015 and December 31, 2014, respectively (in thousands): June 30, 2015 December 31, 2014 Individually evaluated for impairment Collectively evaluated for impairment Total Individually evaluated for impairment Collectively evaluated for impairment Total Real estate loans: Residential $ 41 $ 890 $ 931 $ 25 $ 853 $ 878 Commercial and agricultural 48 3,631 3,679 72 3,798 3,870 Construction - 14 14 - 26 26 Consumer - 89 89 - 84 84 Other commercial and agricultural loans 185 1,317 1,502 1 1,223 1,224 State and political subdivision loans - 568 568 - 545 545 Unallocated - 176 176 - 188 188 Total $ 274 $ 6,685 $ 6,959 $ 98 $ 6,717 $ 6,815
Roll forward of allowance for loan losses by portfolio segment	The following tables roll forward the balance of the ALLL by portfolio segment for the three and six month periods ended June 30, 2015 and 2014, respectively (in thousands): Balance at March 31, 2015 Charge-offs Recoveries Provision Balance at June 30, 2015 Real estate loans: Residential $ 923 $ (17) $ - $ 25 $ 931 Commercial and agricultural 3,699 (56) 3 33 3,679 Construction 11 - - 3 14 Consumer 82 (17) 4 20 89 Other commercial and agricultural loans 1,286 - - 216 1,502 State and political subdivision loans 572 - - (4) 568 Unallocated 349 - - (173) 176 Total $ 6,922 $ (90) $ 7 $ 120 $ 6,959 Balance at December 31, 2014 Charge-offs Recoveries Provision Balance at June 30, 2015 Real estate loans: Residential $ 878 $ (34) $ - $ 87 $ 931 Commercial and agricultural 3,870 (56) 7 (142) 3,679 Construction 26 - - (12) 14 Consumer 84 (24) 12 17 89 Other commercial and agricultural loans 1,224 (1) - 279 1,502 State and political subdivision loans 545 - - 23 568 Unallocated 188 - - (12) 176 Total $ 6,815 $ (115) $ 19 $ 240 $ 6,959 Balance at March 31, 2014 Charge-offs Recoveries Provision Balance at June 30, 2014 Real estate loans: Residential $ 886 $ (7) $ - $ - $ 879 Commercial and agricultural 4,530 (465) 3 (259) 3,809 Construction 8 - - 5 13 Consumer 83 (6) 6 3 86 Commercial and other loans 1,173 (163) - 141 1,151 State and political subdivision loans 396 - - 59 455 Unallocated 157 - - 201 358 Total $ 7,233 $ (641) $ 9 $ 150 $ 6,751 Balance at December 31, 2013 Charge-offs Recoveries Provision Balance at June 30, 2014 Real estate loans: Residential $ 946 $ (45) $ - $ (22) $ 879 Commercial and agricultural 4,558 (475) 5 (279) 3,809 Construction 50 - - (37) 13 Consumer 105 (14) 15 (20) 86 Commercial and other loans 942 (163) - 372 1,151 State and political subdivision loans 330 - - 125 455 Unallocated 167 - - 191 358 Total $ 7,098 $ (697) $ 20 $ 330 $ 6,751

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	6 Months Ended
	Jun. 30, 2015
Employee Benefit Plans [Abstract]
Components of net periodic benefit costs	The following sets forth the components of net periodic benefit costs of the Pension Plan for the three and six months ended June 30, 2015 and 2014, respectively (in thousands): Three Months Ended Six Months Ended June 30, June 30, 2015 2014 2015 2014 Service cost $ 78 $ 63 $ 132 $ 153 Interest cost 90 111 153 207 Expected return on plan assets (172) (215) (290) (393) Net amortization and deferral 45 (43) 76 25 Net periodic cost (benefit) $ 41 $ (84) $ 71 $ (8)
Schedule of restricted stock activity	The following table details the vesting, awarding and forfeiting of restricted shares during 2015 and 2014: Three months ended June 30, Six months ended June 30, 2015 2014 2015 2014 Weighted Weighted Weighted Weighted Unvested Average Unvested Average Unvested Average Unvested Average Shares Market Price Shares Market Price Shares Market Price Shares Market Price Outstanding, beginning of period 6,998 $ 48.61 6,240 $ 43.55 6,971 $ 48.55 7,172 $ 42.02 Granted 3,340 49.87 3,206 53.10 3,496 50.02 3,598 52.82 Forfeited - - - - - - - - Vested (3,320) 45.62 (2,259) 42.06 (3,449) 45.80 (3,583) 40.30 Outstanding, end of period 7,018 $ 50.63 7,187 $ 48.28 7,018 $ 50.63 7,187 $ 48.28

Accumulated Comprehensive Inc21

Accumulated Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Accumulated Comprehensive Income [Abstract]
Schedule of changes in accumulated other comprehensive income by component net of tax	The following tables present the changes in accumulated other comprehensive income by component net of tax for the three and six months ended June 30, 2015 and 2014 (in thousands): Three months ended June 30, 2015 Unrealized gain (loss) on available for sale securities (a) Defined Benefit Pension Items (a) Total Balance as of March 31, 2015 $ 3,897 $ (2,294) $ 1,603 Other comprehensive income (loss) before reclassifications (net of tax) (1,351) - (1,351) Amounts reclassified from accumulated other comprehensive income (net of tax) (116) 35 (81) Net current period other comprehensive income (loss) (1,467) 35 (1,432) Balance as of June 30, 2015 $ 2,430 $ (2,259) $ 171 Six months ended June 30, 2015 Unrealized gain (loss) on available for sale securities (a) Defined Benefit Pension Items (a) Total Balance as of December 31, 2014 $ 3,093 $ (2,326) $ 767 Other comprehensive income (loss) before reclassifications (net of tax) (464) - (464) Amounts reclassified from accumulated other comprehensive income (net of tax) (199) 67 (132) Net current period other comprehensive income (loss) (663) 67 (596) Balance as of June 30, 2015 $ 2,430 $ (2,259) $ 171 Three months ended June 30, 2014 Unrealized gain (loss) on available for sale securities (a) Defined Benefit Pension Items (a) Total Balance as of March 31, 2014 $ 1,264 $ (1,110) $ 154 Other comprehensive income (loss) before reclassifications (net of tax) 986 - 986 Amounts reclassified from accumulated other comprehensive income (net of tax) (49) 9 (40) Net current period other comprehensive income (loss) 937 9 946 Balance as of June 30, 2014 $ 2,201 $ (1,101) $ 1,100 Six months ended June 30, 2014 Unrealized gain (loss) on available for sale securities (a) Defined Benefit Pension Items (a) Total Balance as of December 31, 2013 $ (108) $ (1,117) $ (1,225) Other comprehensive income (loss) before reclassifications (net of tax) 2,471 - 2,471 Amounts reclassified from accumulated other comprehensive income (net of tax) (162) 16 (146) Net current period other comprehensive income (loss) 2,309 16 2,325 Balance as of June 30, 2014 $ 2,201 $ (1,101) $ 1,100 (a) Amounts in parentheses indicate debits to the Consolidated Balance Sheet
Schedule of the significant amounts reclassified out of each component of accumulated other comprehensive income	The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income for the three and six months ended June 30, 2015 and 2014 (in thousands): Details about accumulated other comprehensive income Amount reclassified from accumulated comprehensive income (a) Affected line item in the statement where net Income is presented Three Months Ended June 30, 2015 2014 Unrealized gains and losses on available for sale securities $ 175 $ 75 Investment securities gains, net (59) (26) Provision for income taxes $ 116 $ 49 Net of tax Defined benefit pension items $ (54) $ (13) Salaries and employee benefits 19 4 Provision for income taxes $ (35) $ (9) Net of tax Total reclassifications $ 81 $ 40 Six Months Ended June 30, 2015 2014 Unrealized gains and losses on available for sale securities $ 301 $ 246 Investment securities gains, net (102) (84) Provision for income taxes $ 199 $ 162 Net of tax Defined benefit pension items $ (102) $ (25) Salaries and employee benefits 35 9 Provision for income taxes $ (67) $ (16) Net of tax Total reclassifications $ 132 $ 146 (a) Amounts in parentheses indicate expenses and other amounts indicate income on the Consolidated Statement of Income

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Summary of Assets Measured at Fair Value on a Recurring Basis	Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. June 30, 2015 Level I Level II Level III Total Assets Securities available for sale: U.S. Agency securities $ - $ 167,580 $ - $ 167,580 Obligations of state and political subdivisions - 96,282 - 96,282 Corporate obligations - 12,805 - 12,805 Mortgage-backed securities in government sponsored entities - 26,350 - 26,350 Equity securities in financial institutions 1,775 - - 1,775 December 31, 2014 Level I Level II Level III Total Securities available for sale: U.S. agency securities $ - $ 150,885 $ - $ 150,885 U.S. treasuries securities - 4,849 - 4,849 Obligations of state and political subdivisions - 105,036 - 105,036 Corporate obligations - 13,958 - 13,958 Mortgage-backed securities in government sponsored entities - 29,728 - 29,728 Equity securities in financial institutions 1,690 - - 1,690
Summary of Assets Measured at Fair Value on Non-recurring Basis	Assets measured at fair value on a nonrecurring basis as of June 30, 2015 and December 31, 2014 are included in the table below (in thousands): June 30, 2015 Level I Level II Level III Total Impaired Loans $ - $ - $ 7,885 $ 7,885 Other real estate owned - - 1,815 1,815 December 31, 2014 Impaired Loans $ - $ - $ 8,724 $ 8,724 Other real estate owned - - 1,792 1,792
Significant Unobservable Inputs Used in Fair Value Measurement Process	The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques. Quantitative Information about Level 3 Fair Value Measurements June 30, 2015 Fair Value Valuation Technique(s) Unobservable input Range Weighted average Impaired Loans $ 206 Discounted Cash Flows Change in interest rates 0-5.5% 3.21% 7,679 Appraised Collateral Values Discount for time since appraisal 0-30% 17.09% Selling costs 5%-10% 9.28% Holding period 0 - 18 months 12 months Other real estate owned 1,815 Appraised Collateral Values Discount for time since appraisal 0-20% 20% Selling costs 4%-10% 9% Holding period 0 - 18 months 12 December 31, 2014 Fair Value Valuation Technique(s) Unobservable input Range Impaired Loans $ 230 Discounted Cash Flows Change in interest rates 0-5.5% 1.99% 8,494 Appraised Collateral Values Discount for time since appraisal 0-30% 22.00% Selling costs 4%-10% 8.55% Holding period 0 - 18 months 15 months Other real estate owned 1,792 Appraised Collateral Values Discount for time since appraisal 0-20% 20% Selling costs 4%-10% 9% Holding period 0 - 18 months 12
Fair Value of Financial Instruments	The fair values of the Company’s financial instruments are as follows (in thousands): Carrying June 30, 2015 Amount Fair Value Level I Level II Level III Financial assets: Cash and due from banks $ 10,912 $ 10,912 $ 10,912 $ - $ - Interest bearing time deposits with other banks 5,960 5,969 5,969 Available-for-sale securities 304,792 304,792 1,775 303,017 Loans held for sale 1,152 1,152 1,152 Net loans 564,692 580,732 - - 580,732 Bank owned life insurance 20,615 20,615 20,615 - - Regulatory stock 1,864 1,864 1,864 - - Accrued interest receivable 3,584 3,584 3,584 - - Financial liabilities: Deposits $ 791,887 $ 792,477 $ 544,830 $ - $ 247,647 Borrowed funds 39,194 36,080 6,287 - 29,793 Accrued interest payable 674 674 674 - - Carrying December 31, 2014 Amount Fair Value Level I Level II Level III Financial assets: Cash and due from banks $ 11,423 $ 11,423 $ 11,423 $ - $ - Interest bearing time deposits with other banks 5,960 5,969 - - 5,969 Available-for-sale securities 306,146 306,146 1,690 304,456 - Loans held for sale 497 497 497 Net loans 547,290 564,944 - - 564,944 Bank owned life insurance 20,309 20,309 20,309 - - Regulatory stock 2,035 2,035 2,035 - - Accrued interest receivable 3,644 3,644 3,644 - - Financial liabilities: Deposits $ 773,933 $ 774,387 $ 525,166 $ - $ 249,221 Borrowed funds 41,799 38,219 16,593 - 21,626 Accrued interest payable 756 756 756 - -

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Basic earnings per share computation [Abstract]
Net income applicable to common stock	$ 3,189	$ 3,365	$ 6,309	$ 6,541
Weighted average common shares outstanding (in shares)	3,019,661	3,039,734	3,022,945	3,040,822
Earnings per share - basic (in dollars per share)	$ 1.06	$ 1.11	$ 2.09	$ 2.15
Diluted earnings per share computation [Abstract]
Weighted average common shares outstanding for basic earnings per share (in shares)	3,019,661	3,039,734	3,022,945	3,040,822
Add: Dilutive effects of restricted stock (in shares)	1,064	927	534	405
Weighted average common shares outstanding for dilutive earnings per share (in shares)	3,020,725	3,040,661	3,023,479	3,041,227
Earnings per share - diluted (in dollars per share)	$ 1.06	$ 1.11	$ 2.09	$ 2.15
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive restricted stock excluded from net income per share calculations (in shares)	3,287	2,188	3,287	2,409
Restricted Stock [Member] | Minimum [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive stock share price range (in dollars per share)	$ 44.50	$ 50.15	$ 44.50	$ 34.70
Restricted Stock [Member] | Maximum [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive stock share price range (in dollars per share)	$ 53.15	$ 50.50	$ 53.15	$ 50.50

Income Tax Expense (Details)

Income Tax Expense (Details)	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)Partnership	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)Partnership
Income Tax Expense [Abstract]
Investments in number of partnerships | Partnership	4		4
Investment amount in partnerships	$ 1,088,000	$ 1,088,000	$ 1,218,000
Tax Credit Carryforward [Line Items]
Investment tax credits	$ 1,143,000	1,143,000
Investment Tax Credit Carryforward [Member]
Tax Credit Carryforward [Line Items]
Tax credits recognition period	7 years
Tax credits recognized as reduction of tax expense amount	$ 49,000	$ 99,000

Investments (Details)

Investments (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Security	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)Security	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Available for Sale Securities Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value [Abstract]
Amortized Cost	$ 301,110		$ 301,110		$ 301,459
Gross Unrealized Gains	4,492		4,492		5,603
Gross Unrealized Losses	(810)		(810)		(916)
Fair Value	$ 304,792		$ 304,792		306,146
Number of securities owned with fair value than cost | Security	72		72
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	$ 94,444		$ 94,444		36,508
Twelve Months or Greater, Fair Value	18,579		18,579		67,011
Total, Fair Value	113,023		113,023		103,519
Less than Twelve Months, Gross Unrealized Losses	(617)		(617)		(134)
Twelve Months or Greater, Gross Unrealized Losses	(193)		(193)		(782)
Total, Gross Unrealized Losses	$ (810)		(810)		(916)
Duration securities impaired, Minimum	1 year
Proceeds from sale of securities available-for-sale	$ 3,770	$ 6,595	18,393	$ 12,151
Realized investment gains (losses) [Abstract]
Gross gains	175	75	312	246
Gross losses	0	0	(11)	0
Net gains	175	$ 75	301	$ 246
Investment securities pledged as collateral	170,900		170,900		186,400
Amortized Cost [Abstract]
Due in one year or less	3,420		3,420
Due after one year through five years	166,695		166,695
Due after five years through ten years	44,355		44,355
Due after ten years	85,322		85,322
Total	299,792		299,792
Fair Value [Abstract]
Due in one year or less	3,459		3,459
Due after one year through five years	167,737		167,737
Due after five years through ten years	45,146		45,146
Due after ten years	86,675		86,675
Total	303,017		303,017
U.S. Agency Securities [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value [Abstract]
Amortized Cost	167,187		167,187		150,847
Gross Unrealized Gains	778		778		638
Gross Unrealized Losses	(385)		(385)		(600)
Fair Value	167,580		167,580		150,885
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	60,908		60,908		27,382
Twelve Months or Greater, Fair Value	10,910		10,910		43,642
Total, Fair Value	71,818		71,818		71,024
Less than Twelve Months, Gross Unrealized Losses	(302)		(302)		(110)
Twelve Months or Greater, Gross Unrealized Losses	(83)		(83)		(490)
Total, Gross Unrealized Losses	(385)		(385)		(600)
US Treasury Securities [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value [Abstract]
Amortized Cost					4,944
Gross Unrealized Gains					0
Gross Unrealized Losses					(95)
Fair Value					4,849
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value					0
Twelve Months or Greater, Fair Value					4,849
Total, Fair Value					4,849
Less than Twelve Months, Gross Unrealized Losses					0
Twelve Months or Greater, Gross Unrealized Losses					(95)
Total, Gross Unrealized Losses					(95)
Obligations of State and Political Subdivisions [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value [Abstract]
Amortized Cost	93,796		93,796		101,281
Gross Unrealized Gains	2,829		2,829		3,854
Gross Unrealized Losses	(343)		(343)		(99)
Fair Value	96,282		96,282		105,036
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	23,486		23,486		3,596
Twelve Months or Greater, Fair Value	5,212		5,212		8,584
Total, Fair Value	28,698		28,698		12,180
Less than Twelve Months, Gross Unrealized Losses	(263)		(263)		(19)
Twelve Months or Greater, Gross Unrealized Losses	(80)		(80)		(80)
Total, Gross Unrealized Losses	(343)		(343)		(99)
Corporate Obligations [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value [Abstract]
Amortized Cost	12,713		12,713		13,853
Gross Unrealized Gains	141		141		190
Gross Unrealized Losses	(49)		(49)		(85)
Fair Value	12,805		12,805		13,958
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	5,434		5,434		505
Twelve Months or Greater, Fair Value	2,184		2,184		7,707
Total, Fair Value	7,618		7,618		8,212
Less than Twelve Months, Gross Unrealized Losses	(31)		(31)		(1)
Twelve Months or Greater, Gross Unrealized Losses	(18)		(18)		(84)
Total, Gross Unrealized Losses	(49)		(49)		(85)
Mortgage-backed Securities in Government Sponsored Entities [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value [Abstract]
Amortized Cost	26,096		26,096		29,397
Gross Unrealized Gains	287		287		368
Gross Unrealized Losses	(33)		(33)		(37)
Fair Value	26,350		26,350		29,728
Available-For-Sale Securities, Fair Value and Gross Unrealized Losses [Abstract]
Less than Twelve Months, Fair Value	4,616		4,616		5,025
Twelve Months or Greater, Fair Value	273		273		2,229
Total, Fair Value	4,889		4,889		7,254
Less than Twelve Months, Gross Unrealized Losses	(21)		(21)		(4)
Twelve Months or Greater, Gross Unrealized Losses	(12)		(12)		(33)
Total, Gross Unrealized Losses	(33)		(33)		(37)
Equity Securities in Financial Institutions [Member]
Available for Sale Securities Amortized Cost, Gross Unrealized Gains and Losses, and Fair Value [Abstract]
Amortized Cost	1,318		1,318		1,137
Gross Unrealized Gains	457		457		553
Gross Unrealized Losses	0		0		0
Fair Value	$ 1,775		$ 1,775		$ 1,690

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	$ 571,651				$ 554,105
Allowance for loan losses	6,959				6,815
Net loans	564,692				547,290
Individually evaluated for impairment	8,159				8,822
Collectively evaluated for impairment	563,492				545,283
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	274				98
Collectively evaluated for impairment	6,685				6,717
Total	6,959	$ 7,233	$ 6,815	$ 7,098	6,815
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	6,922	7,233	6,815	7,098
Charge-offs	(90)	(641)	(115)	(697)
Recoveries	7	9	19	20
Provision	120	150	240	330
Balance at end of period	6,959	6,751	$ 6,959	6,751
Minimum [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Number of days past for loan to be considered impaired, Minimum			90 days
First Mortgage [Member] | Minimum [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Period of mortgage on real estate			15 years
First Mortgage [Member] | Maximum [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Period of mortgage on real estate			30 years
Second Mortgage [Member] | Maximum [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Period of mortgage on real estate			15 years
Residential Real Estate Loans [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	181,566				185,438
Individually evaluated for impairment	333				316
Collectively evaluated for impairment	181,233				185,122
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	41				25
Collectively evaluated for impairment	890				853
Total	931	886	$ 931	946	878
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	923	886	878	946
Charge-offs	(17)	(7)	(34)	(45)
Recoveries	0	0	0	0
Provision	25	0	87	(22)
Balance at end of period	931	879	931	879
Commercial and Agricultural Real Estate Loans [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	224,450				215,584
Individually evaluated for impairment	5,578				6,112
Collectively evaluated for impairment	218,872				209,472
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	48				72
Collectively evaluated for impairment	3,631				3,798
Total	3,679	4,530	3,870	4,558	3,870
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	3,699	4,530	3,870	4,558
Charge-offs	(56)	(465)	(56)	(475)
Recoveries	3	3	7	5
Provision	33	(259)	(142)	(279)
Balance at end of period	3,679	3,809	3,679	3,809
Construction Real Estate Loans [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	8,025				6,353
Individually evaluated for impairment	0				0
Collectively evaluated for impairment	8,025				6,353
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	0				0
Collectively evaluated for impairment	14				26
Total	14	8	14	50	26
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	11	8	26	50
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	3	5	(12)	(37)
Balance at end of period	14	13	14	13
Consumer [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	8,374				8,497
Individually evaluated for impairment	0				0
Collectively evaluated for impairment	8,374				8,497
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	0				0
Collectively evaluated for impairment	89				84
Total	89	83	89	105	84
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	82	83	84	105
Charge-offs	(17)	(6)	(24)	(14)
Recoveries	4	6	12	15
Provision	20	3	17	(20)
Balance at end of period	89	86	89	86
Other Commercial and Agricultural Loans [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	64,506				58,516
Individually evaluated for impairment	2,248				2,394
Collectively evaluated for impairment	62,258				56,122
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	185				1
Collectively evaluated for impairment	1,317				1,223
Total	1,502	1,173	1,224	942	1,224
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	1,286	1,173	1,224	942
Charge-offs	0	(163)	(1)	(163)
Recoveries	0	0	0	0
Provision	216	141	279	372
Balance at end of period	1,502	1,151	1,502	1,151
State and Political Subdivision Loans [Member]
Segments of loan portfolio and allowance for loan losses [Abstract]
Total Loans	84,730				79,717
Individually evaluated for impairment	0				0
Collectively evaluated for impairment	84,730				79,717
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	0				0
Collectively evaluated for impairment	568				545
Total	568	396	545	330	545
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	572	396	545	330
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(4)	59	23	125
Balance at end of period	568	455	568	455
Unallocated [Member]
Summary of allowance for loan losses into amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment [Abstract]
Individually evaluated for impairment	0				0
Collectively evaluated for impairment	176				188
Total	176	157	176	167	$ 188
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance at beginning of period	349	157	188	167
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(173)	201	(12)	191
Balance at end of period	$ 176	$ 358	$ 176	$ 358

Loans, Impaired Financing Recei

Loans, Impaired Financing Receivable (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	$ 10,773		$ 10,773		$ 11,265
Recorded Investment With No Allowance	6,751		6,751		8,239
Recorded Investment With Allowance	1,408		1,408		583
Total Recorded Investment	8,159		8,159		8,822
Related Allowance	274		274		98
Average Recorded Investment	8,691	$ 9,998	8,878	$ 10,388
Interest Income Recognized	46	34	87	96
Interest Income Recognized Cash Basis	7	0	8	0
Real Estate Loans [Member] | Mortgages [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	305		305		222
Recorded Investment With No Allowance	118		118		125
Recorded Investment With Allowance	152		152		66
Total Recorded Investment	270		270		191
Related Allowance	29		29		13
Average Recorded Investment	259	200	224	202
Interest Income Recognized	2	2	4	4
Interest Income Recognized Cash Basis	5	0	5	0
Real Estate Loans [Member] | Home Equity [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	63		63		130
Recorded Investment With No Allowance	0		0		60
Recorded Investment With Allowance	63		63		65
Total Recorded Investment	63		63		125
Related Allowance	12		12		12
Average Recorded Investment	103	131	114	132
Interest Income Recognized	1	1	2	2
Interest Income Recognized Cash Basis	0	0	0	0
Real Estate Loans [Member] | Commercial [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	8,051		8,051		8,433
Recorded Investment With No Allowance	5,469		5,469		5,708
Recorded Investment With Allowance	109		109		404
Total Recorded Investment	5,578		5,578		6,112
Related Allowance	48		48		72
Average Recorded Investment	5,700	7,544	5,862	8,039
Interest Income Recognized	19	18	32	44
Interest Income Recognized Cash Basis	0	0	0	0
Real Estate Loans [Member] | Agricultural [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	0		0		0
Recorded Investment With No Allowance	0		0		0
Recorded Investment With Allowance	0		0		0
Total Recorded Investment	0		0		0
Related Allowance	0		0		0
Average Recorded Investment			0	0
Interest Income Recognized			0	0
Interest Income Recognized Cash Basis			0	0
Real Estate Loans [Member] | Construction [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	0		0		0
Recorded Investment With No Allowance	0		0		0
Recorded Investment With Allowance	0		0		0
Total Recorded Investment	0		0		0
Related Allowance	0		0		0
Average Recorded Investment			0	0
Interest Income Recognized			0	0
Interest Income Recognized Cash Basis			0	0
Consumer [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	0		0		0
Recorded Investment With No Allowance	0		0		0
Recorded Investment With Allowance	0		0		0
Total Recorded Investment	0		0		0
Related Allowance	0		0		0
Average Recorded Investment	0	15	0	15
Interest Income Recognized	0	0	0	0
Interest Income Recognized Cash Basis	0	0	0	0
Other Commercial Loans [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	2,354		2,354		2,480
Recorded Investment With No Allowance	1,164		1,164		2,346
Recorded Investment With Allowance	1,084		1,084		48
Total Recorded Investment	2,248		2,248		2,394
Related Allowance	185		185		1
Average Recorded Investment	2,629	2,108	2,678	2,000
Interest Income Recognized	24	13	49	46
Interest Income Recognized Cash Basis	2	0	3	0
Other Commercial Loans [Member] | Agricultural [Member]
Impaired Financing Receivable [Abstract]
Average Recorded Investment	0	0
Interest Income Recognized	0	0
Interest Income Recognized Cash Basis	0	0
Other Commercial Loans [Member] | Construction [Member]
Impaired Financing Receivable [Abstract]
Average Recorded Investment	0	0
Interest Income Recognized	0	0
Interest Income Recognized Cash Basis	0	0
Other Agricultural Loans [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	0		0		0
Recorded Investment With No Allowance	0		0		0
Recorded Investment With Allowance	0		0		0
Total Recorded Investment	0		0		0
Related Allowance	0		0		0
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Interest Income Recognized Cash Basis	0	0	0	0
State and Political Subdivision Loans [Member]
Impaired Financing Receivable [Abstract]
Unpaid Principal Balance	0		0		0
Recorded Investment With No Allowance	0		0		0
Recorded Investment With Allowance	0		0		0
Total Recorded Investment	0		0		0
Related Allowance	0		0		$ 0
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Interest Income Recognized Cash Basis	$ 0	$ 0	$ 0	$ 0

Loans, Credit Quality Indicator

Loans, Credit Quality Indicator (Details) - USD ($)	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable by credit exposure [Abstract]
Total	$ 189,940,000	$ 193,935,000
Minimum [Member]
Financing Receivable, Recorded Investment [Line Items]
Percentage of dollar volume of commercial loan portfolio to be reviewed (in hundredths)	55.00%
Amount over which all new loans to be reviewed, minimum	$ 1,000,000
Amount over which all relationships to be reviewed, minimum	1,000,000
Amount which is 30 days past due to be reviewed for all aggregate loan relationships	750,000
Real Estate Loans [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	193,727,000	190,945,000
Real Estate Loans [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	30,723,000	24,639,000
Real Estate Loans [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	8,025,000	6,353,000
Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable by credit exposure [Abstract]
Total	120,809,000	122,858,000
Real Estate Loans [Member] | Home Equity [Member]
Financing Receivable by credit exposure [Abstract]
Total	60,757,000	62,580,000
Consumer [Member]
Financing Receivable by credit exposure [Abstract]
Total	8,374,000	8,497,000
Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	52,120,000	47,451,000
Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	12,386,000	11,065,000
State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	84,730,000	79,717,000
Pass [Member]
Financing Receivable by credit exposure [Abstract]
Total	355,170,000	324,932,000
Pass [Member] | Real Estate Loans [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	177,073,000	169,383,000
Pass [Member] | Real Estate Loans [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	27,638,000	19,575,000
Pass [Member] | Real Estate Loans [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	8,025,000	6,353,000
Pass [Member] | Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	45,715,000	40,683,000
Pass [Member] | Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	11,989,000	9,221,000
Pass [Member] | State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	84,730,000	79,717,000
Special Mention [Member]
Financing Receivable by credit exposure [Abstract]
Total	8,204,000	17,482,000
Special Mention [Member] | Real Estate Loans [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	4,390,000	8,948,000
Special Mention [Member] | Real Estate Loans [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	2,600,000	3,394,000
Special Mention [Member] | Real Estate Loans [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	0
Special Mention [Member] | Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	817,000	4,413,000
Special Mention [Member] | Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	397,000	727,000
Special Mention [Member] | State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	0
Substandard [Member]
Financing Receivable by credit exposure [Abstract]
Total	18,148,000	17,756,000
Substandard [Member] | Real Estate Loans [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	12,220,000	12,614,000
Substandard [Member] | Real Estate Loans [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	485,000	1,670,000
Substandard [Member] | Real Estate Loans [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	0
Substandard [Member] | Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	5,443,000	2,355,000
Substandard [Member] | Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	1,117,000
Substandard [Member] | State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	0
Doubtful [Member]
Financing Receivable by credit exposure [Abstract]
Total	189,000	0
Doubtful [Member] | Real Estate Loans [Member] | Commercial [Member]
Financing Receivable by credit exposure [Abstract]
Total	44,000	0
Doubtful [Member] | Real Estate Loans [Member] | Agricultural [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	0
Doubtful [Member] | Real Estate Loans [Member] | Construction [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	0
Doubtful [Member] | Other Commercial Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	145,000	0
Doubtful [Member] | Other Agricultural Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	0
Doubtful [Member] | State and Political Subdivision Loans [Member]
Financing Receivable by credit exposure [Abstract]
Total	0	0
Internally Assigned Grade [Member]
Financing Receivable by credit exposure [Abstract]
Total	381,711,000	360,170,000
Performing [Member]
Financing Receivable by credit exposure [Abstract]
Total	188,577,000	192,708,000
Performing [Member] | Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable by credit exposure [Abstract]
Total	119,649,000	121,968,000
Performing [Member] | Real Estate Loans [Member] | Home Equity [Member]
Financing Receivable by credit exposure [Abstract]
Total	60,608,000	62,296,000
Performing [Member] | Consumer [Member]
Financing Receivable by credit exposure [Abstract]
Total	8,320,000	8,444,000
Nonperforming [Member]
Financing Receivable by credit exposure [Abstract]
Total	1,363,000	1,227,000
Nonperforming [Member] | Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable by credit exposure [Abstract]
Total	1,160,000	890,000
Nonperforming [Member] | Real Estate Loans [Member] | Home Equity [Member]
Financing Receivable by credit exposure [Abstract]
Total	149,000	284,000
Nonperforming [Member] | Consumer [Member]
Financing Receivable by credit exposure [Abstract]
Total	$ 54,000	$ 53,000

Loans, Past Due (Details)

Loans, Past Due (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Recorded investment of past due [Abstract]
Total Past Due	$ 8,696	$ 5,151
Current	562,955	548,954
Total Loans	571,651	554,105
90 Days or Greater and Accruing	826	836
Financing receivables on nonaccrual status [Abstract]
Total Past Due And Non-accrual	6,161	2,243
Current And Non-accrual	406	4,356
Financing receivable nonaccrual status	6,567	6,599
Financing receivables on accrual status [Abstract]
Total Past Due And Still Accruing	2,535	2,908
Current And Still Accruing	562,549	544,598
Total Financing Receivables And Still Accruing	$ 565,084	547,506
Minimum [Member]
Financing receivables on nonaccrual status [Abstract]
Period of past due after which loans considered as non accrual	90 days
30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	$ 1,614	1,479
Financing receivables on nonaccrual status [Abstract]
Total Past Due And Non-accrual	524	48
Financing receivables on accrual status [Abstract]
Total Past Due And Still Accruing	1,090	1,431
60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	1,115	822
Financing receivables on nonaccrual status [Abstract]
Total Past Due And Non-accrual	496	181
Financing receivables on accrual status [Abstract]
Total Past Due And Still Accruing	619	641
90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	5,967	2,850
Financing receivables on nonaccrual status [Abstract]
Total Past Due And Non-accrual	5,141	2,014
Financing receivables on accrual status [Abstract]
Total Past Due And Still Accruing	826	836
Real Estate Loans [Member] | Mortgages [Member]
Recorded investment of past due [Abstract]
Total Past Due	1,522	1,223
Current	119,287	121,635
Total Loans	120,809	122,858
90 Days or Greater and Accruing	380	214
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	780	676
Real Estate Loans [Member] | Mortgages [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	502	318
Real Estate Loans [Member] | Mortgages [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	154	230
Real Estate Loans [Member] | Mortgages [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	866	675
Real Estate Loans [Member] | Home Equity [Member]
Recorded investment of past due [Abstract]
Total Past Due	615	801
Current	60,142	61,779
Total Loans	60,757	62,580
90 Days or Greater and Accruing	80	132
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	69	152
Real Estate Loans [Member] | Home Equity [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	395	442
Real Estate Loans [Member] | Home Equity [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	84	99
Real Estate Loans [Member] | Home Equity [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	136	260
Real Estate Loans [Member] | Commercial [Member]
Recorded investment of past due [Abstract]
Total Past Due	4,672	1,760
Current	189,055	189,185
Total Loans	193,727	190,945
90 Days or Greater and Accruing	104	310
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	4,547	5,010
Real Estate Loans [Member] | Commercial [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	114	97
Real Estate Loans [Member] | Commercial [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	524	231
Real Estate Loans [Member] | Commercial [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	4,034	1,432
Real Estate Loans [Member] | Agricultural [Member]
Recorded investment of past due [Abstract]
Total Past Due	209	0
Current	30,514	24,639
Total Loans	30,723	24,639
90 Days or Greater and Accruing	0	0
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	0	0
Real Estate Loans [Member] | Agricultural [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	39	0
Real Estate Loans [Member] | Agricultural [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	170	0
Real Estate Loans [Member] | Agricultural [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Construction [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
Current	8,025	6,353
Total Loans	8,025	6,353
90 Days or Greater and Accruing	0	0
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	0	0
Real Estate Loans [Member] | Construction [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Construction [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
Real Estate Loans [Member] | Construction [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
Consumer [Member]
Recorded investment of past due [Abstract]
Total Past Due	80	130
Current	8,294	8,367
Total Loans	8,374	8,497
90 Days or Greater and Accruing	1	6
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	53	47
Consumer [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	38	119
Consumer [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	30	4
Consumer [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	12	7
Other Commercial Loans [Member]
Recorded investment of past due [Abstract]
Total Past Due	1,501	1,237
Current	50,619	46,214
Total Loans	52,120	47,451
90 Days or Greater and Accruing	261	174
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	1,118	714
Other Commercial Loans [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	526	503
Other Commercial Loans [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	56	258
Other Commercial Loans [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	919	476
Other Agricultural Loans [Member]
Recorded investment of past due [Abstract]
Total Past Due	97	0
Current	12,289	11,065
Total Loans	12,386	11,065
90 Days or Greater and Accruing	0	0
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	0	0
Other Agricultural Loans [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
Other Agricultural Loans [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	97	0
Other Agricultural Loans [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
State and Political Subdivision Loans [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
Current	84,730	79,717
Total Loans	84,730	79,717
90 Days or Greater and Accruing	0	0
Financing receivables on nonaccrual status [Abstract]
Financing receivable nonaccrual status	0	0
State and Political Subdivision Loans [Member] | 30 to 59 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
State and Political Subdivision Loans [Member] | 60 to 89 Days Past Due [Member]
Recorded investment of past due [Abstract]
Total Past Due	0	0
State and Political Subdivision Loans [Member] | 90 Days Or Greater [Member]
Recorded investment of past due [Abstract]
Total Past Due	$ 0	$ 0

Loans, Trouble Debt Restructuri

Loans, Trouble Debt Restructuring (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)Contract	Jun. 30, 2014USD ($)Contract	Jun. 30, 2015USD ($)Contract	Jun. 30, 2014USD ($)Contract	Dec. 31, 2014USD ($)
Loans [Abstract]
Reserves of allowance for loan losses	$ 41,000		$ 41,000		$ 26,000
Recidivism receivables [Abstract]
Total recidivism, Number of contracts | Contract	0	0	0	1
Total recidivism, Recorded investment	$ 0	$ 0	$ 0	$ 483,000
Foreclosed assets held for sale [Abstract]
Foreclosed assets held for sale	$ 1,815,000		$ 1,815,000		$ 1,792,000
Interest Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts | Contract	0	0	1	0
Pre-modification Outstanding Recorded Investment	$ 0	$ 0	$ 71,000	$ 0
Post-Modification Outstanding Recorded Investment	$ 0	$ 0	$ 71,000	$ 0
Term Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts | Contract	1	1	1	2
Pre-modification Outstanding Recorded Investment	$ 19,000	$ 28,000	$ 19,000	$ 153,000
Post-Modification Outstanding Recorded Investment	$ 19,000	$ 28,000	$ 19,000	$ 153,000
Real Estate Loans [Member] | Mortgages [Member] | Interest Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts | Contract	0		1
Pre-modification Outstanding Recorded Investment	$ 0		$ 71,000
Post-Modification Outstanding Recorded Investment	$ 0		$ 71,000
Real Estate Loans [Member] | Mortgages [Member] | Term Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts | Contract	1		1
Pre-modification Outstanding Recorded Investment	$ 19,000		$ 19,000
Post-Modification Outstanding Recorded Investment	$ 19,000		$ 19,000
Real Estate Loans [Member] | Commercial [Member]
Recidivism receivables [Abstract]
Total recidivism, Number of contracts | Contract	0	0	0	1
Total recidivism, Recorded investment	$ 0	$ 0	$ 0	$ 483,000
Real Estate Loans [Member] | Commercial [Member] | Interest Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts | Contract		0	0	0
Pre-modification Outstanding Recorded Investment		$ 0	$ 0	$ 0
Post-Modification Outstanding Recorded Investment		$ 0	$ 0	$ 0
Real Estate Loans [Member] | Commercial [Member] | Term Modification [Member]
Financing receivable modifications [Abstract]
Number of contracts | Contract		1	2	2
Pre-modification Outstanding Recorded Investment		$ 28,000	$ 153,000	$ 153,000
Post-Modification Outstanding Recorded Investment		$ 28,000	153,000	$ 153,000
Consumer Residential Mortgages [Member]
Foreclosed assets held for sale [Abstract]
Foreclosed assets held for sale	422,000		422,000
Formal foreclosure proceedings on potential foreclosure assets	$ 1,329,000		$ 1,329,000

Federal Home Loan Bank Stock (D

Federal Home Loan Bank Stock (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Federal Home Loan Bank Stock [Abstract]
Federal home loan bank stock	$ 1,590,000	$ 1,761,000
FHLB Stock, at par value (in dollars per share)	$ 100

Employee Benefit Plans (Details

Employee Benefit Plans (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Components of net periodic benefit cost [Abstract]
Employer contribution to 401 (k) defined contribution plan	$ 93,000	$ 88,000	$ 155,000	$ 146,000
Directors [Member]
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Deferred interest expense	5,000	6,000	12,000	11,000
Pension Plan [Member]
Components of net periodic benefit cost [Abstract]
Service cost	78,000	63,000	132,000	153,000
Interest cost	90,000	111,000	153,000	207,000
Expected return on plan assets	(172,000)	(215,000)	(290,000)	(393,000)
Net amortization and deferral	45,000	(43,000)	76,000	25,000
Net periodic cost (benefit)	41,000	(84,000)	71,000	(8,000)
Employer contribution to pension plan			400,000
Supplemental Executive Retirement Plans [Member]
Components of net periodic benefit cost [Abstract]
Obligation included in other liabilities	1,269,000		1,269,000		$ 1,198,000
Cost recognized	36,000	$ 38,000	71,000	$ 76,000
Deferred Compensation Plan [Member]
Components of net periodic benefit cost [Abstract]
Obligation included in other liabilities	$ 945,000		$ 945,000		$ 969,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized (in shares)	100,000		100,000
Number of shares available for grant (in shares)	60,662		60,662
Restricted stock activity [Roll Forward]
Outstanding, beginning of period (in shares)	6,998	6,240	6,971	7,172
Granted (in shares)	3,340	3,206	3,496	3,598
Forfeited (in shares)	0	0	0	0
Vested (in shares)	(3,320)	(2,259)	(3,449)	(3,583)
Outstanding, end of period (in shares)	7,018	7,187	7,018	7,187
Weighted average market price [Roll Forward]
Outstanding, beginning of period (in dollars per share)	$ 48.61	$ 43.55	$ 48.55	$ 42.02
Granted (in dollars per share)	49.87	53.10	50.02	52.82
Forfeited (in dollars per share)	0	0	0	0
Vested (in dollars per share)	45.62	42.06	45.80	40.30
Outstanding, end of period (in dollars per share)	$ 50.63	$ 48.28	$ 50.63	$ 48.28
Share-based compensation expense	$ 43,000	$ 37,000	$ 85,000	$ 73,000
Compensation cost related to nonvested awards that has not yet been recognized	$ 355,000		$ 355,000
Compensation cost related to nonvested awards, period to be recognized			2 years 9 months 29 days

Accumulated Comprehensive Inc33

Accumulated Comprehensive Income (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning Balance		$ 1,603	$ 154	$ 767	$ (1,225)
Other comprehensive income (loss) before reclassifications (net of tax)		(1,351)	986	(464)	2,471
Amounts reclassified from accumulated other comprehensive income (net of tax)		(81)	(40)	(132)	(146)
Net current period other comprehensive income (loss)		(1,432)	946	(596)	2,325
Ending Balance		171	1,100	171	1,100
Unrealized Gains (Loss) On Available For Sale Securities [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning Balance	[1]	3,897	1,264	3,093	(108)
Other comprehensive income (loss) before reclassifications (net of tax)	[1]	(1,351)	986	(464)	2,471
Amounts reclassified from accumulated other comprehensive income (net of tax)	[1]	(116)	(49)	(199)	(162)
Net current period other comprehensive income (loss)	[1]	(1,467)	937	(663)	2,309
Ending Balance	[1]	2,430	2,201	2,430	2,201
Defined Benefit Pension Items [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Beginning Balance	[1]	(2,294)	(1,110)	(2,326)	(1,117)
Other comprehensive income (loss) before reclassifications (net of tax)	[1]	0	0	0	0
Amounts reclassified from accumulated other comprehensive income (net of tax)	[1]	35	9	67	16
Net current period other comprehensive income (loss)	[1]	35	9	67	16
Ending Balance	[1]	$ (2,259)	$ (1,101)	$ (2,259)	$ (1,101)
[1]	Amounts in parentheses indicate debits to the Consolidated Balance Sheet

Accumulated Comprehensive Inc34

Accumulated Comprehensive Income, Reclassification (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Investment securities gains, net		$ 175	$ 75	$ 301	$ 246
Provision for income taxes		(779)	(890)	(1,519)	(1,742)
Salaries and employee benefits		(2,993)	(2,893)	(6,049)	(5,810)
NET INCOME		3,189	3,365	6,309	6,541
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
NET INCOME	[1]	81	40	132	146
Unrealized Gains (Loss) On Available For Sale Securities [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Investment securities gains, net	[1]	175	75	301	246
Provision for income taxes	[1]	(59)	(26)	(102)	(84)
NET INCOME	[1]	116	49	199	162
Defined Benefit Pension Items [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Provision for income taxes	[1]	19	4	35	9
Salaries and employee benefits	[1]	(54)	(13)	(102)	(25)
NET INCOME	[1]	$ (35)	$ (9)	$ (67)	$ (16)
[1]	Amounts in parentheses indicate expenses and other amounts indicate income on the Consolidated Statement of Income

Fair Value Measurements, Measur

Fair Value Measurements, Measured On A Recurring And Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	$ 8,159	$ 8,822
Recurring [Member]
Securities available for sale [Abstract]
U.S. agency securities	167,580	150,885
U.S. treasuries securities		4,849
Obligations of state and political subdivisions	96,282	105,036
Corporate obligations	12,805	13,958
Mortgage-backed securities in government sponsored entities	26,350	29,728
Equity securities in financial institutions	1,775	1,690
Recurring [Member] | Level I [Member]
Securities available for sale [Abstract]
U.S. agency securities	0	0
U.S. treasuries securities		0
Obligations of state and political subdivisions	0	0
Corporate obligations	0	0
Mortgage-backed securities in government sponsored entities	0	0
Equity securities in financial institutions	1,775	1,690
Recurring [Member] | Level II [Member]
Securities available for sale [Abstract]
U.S. agency securities	167,580	150,885
U.S. treasuries securities		4,849
Obligations of state and political subdivisions	96,282	105,036
Corporate obligations	12,805	13,958
Mortgage-backed securities in government sponsored entities	26,350	29,728
Equity securities in financial institutions	0	0
Recurring [Member] | Level III [Member]
Securities available for sale [Abstract]
U.S. agency securities	0	0
U.S. treasuries securities		0
Obligations of state and political subdivisions	0	0
Corporate obligations	0	0
Mortgage-backed securities in government sponsored entities	0	0
Equity securities in financial institutions	0	0
Nonrecurring [Member]
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	7,885	8,724
Other real estate owned	1,815	1,792
Nonrecurring [Member] | Level I [Member]
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	0	0
Other real estate owned	0	0
Nonrecurring [Member] | Level II [Member]
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	0	0
Other real estate owned	0	0
Nonrecurring [Member] | Level III [Member]
Fair value assets and liabilities measured on non-recurring basis [Abstract]
Impaired Loans	7,885	8,724
Other real estate owned	$ 1,815	$ 1,792

Fair Value Measurements, Quanti

Fair Value Measurements, Quantitative Information (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Impaired Loans [Member] | Discounted Cash Flows [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 206	$ 230
Valuation Technique(s)	Discounted Cash Flows	Discounted Cash Flows
Impaired Loans [Member] | Discounted Cash Flows [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Change in interest rates (in hundredths)	0.00%	0.00%
Impaired Loans [Member] | Discounted Cash Flows [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Change in interest rates (in hundredths)	5.50%	5.50%
Impaired Loans [Member] | Discounted Cash Flows [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Change in interest rates (in hundredths)	3.21%	1.99%
Impaired Loans [Member] | Appraised Collateral Values [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 7,679	$ 8,494
Valuation Technique(s)	Appraised Collateral Values	Appraised Collateral Values
Impaired Loans [Member] | Appraised Collateral Values [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	0.00%	0.00%
Selling costs (in hundredths)	5.00%	4.00%
Holding period
Impaired Loans [Member] | Appraised Collateral Values [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	30.00%	30.00%
Selling costs (in hundredths)	10.00%	10.00%
Holding period	18 months	18 months
Impaired Loans [Member] | Appraised Collateral Values [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	17.09%	22.00%
Selling costs (in hundredths)	9.28%	8.55%
Holding period	12 months	15 months
Other Real Estate Owned [Member] | Appraised Collateral Values [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 1,815	$ 1,792
Valuation Technique(s)	Appraised Collateral Values	Appraised Collateral Values
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	0.00%	0.00%
Selling costs (in hundredths)	4.00%	4.00%
Holding period
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	20.00%	20.00%
Selling costs (in hundredths)	10.00%	10.00%
Holding period	18 months	18 months
Other Real Estate Owned [Member] | Appraised Collateral Values [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount for time since appraisal (in hundredths)	20.00%	20.00%
Selling costs (in hundredths)	9.00%	9.00%
Holding period	12 months	12 months

Fair Value Measurements, By Bal

Fair Value Measurements, By Balance Sheet Grouping (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Financial Assets [Abstract]
Available-for-sale securities	$ 304,792	$ 306,146
Financial Liabilities [Abstract]
Consideration period for recognition of cash and due from banks	90 days
Consideration period for recognition of accrued interest receivable and payable	90 days
Level I [Member]
Financial Assets [Abstract]
Cash and due from banks	$ 10,912	11,423
Interest bearing time deposits with other banks		0
Available-for-sale securities	1,775	1,690
Loans held for sale	1,152	497
Net loans	0	0
Bank owned life insurance	20,615	20,309
Regulatory stock	1,864	2,035
Accrued interest receivable	3,584	3,644
Financial Liabilities [Abstract]
Deposits	544,830	525,166
Borrowed funds	6,287	16,593
Accrued interest payable	674	756
Level II [Member]
Financial Assets [Abstract]
Cash and due from banks	0	0
Interest bearing time deposits with other banks		0
Available-for-sale securities	303,017	304,456
Net loans	0	0
Bank owned life insurance	0	0
Regulatory stock	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]
Deposits	0	0
Borrowed funds	0	0
Accrued interest payable	0	0
Level III [Member]
Financial Assets [Abstract]
Cash and due from banks	0	0
Interest bearing time deposits with other banks	5,969	5,969
Available-for-sale securities		0
Net loans	580,732	564,944
Bank owned life insurance	0	0
Regulatory stock	0	0
Accrued interest receivable	0	0
Financial Liabilities [Abstract]
Deposits	247,647	249,221
Borrowed funds	29,793	21,626
Accrued interest payable	0	0
Carrying Amount [Member]
Financial Assets [Abstract]
Cash and due from banks	10,912	11,423
Interest bearing time deposits with other banks	5,960	5,960
Available-for-sale securities	304,792	306,146
Loans held for sale	1,152	497
Net loans	564,692	547,290
Bank owned life insurance	20,615	20,309
Regulatory stock	1,864	2,035
Accrued interest receivable	3,584	3,644
Financial Liabilities [Abstract]
Deposits	791,887	773,933
Borrowed funds	39,194	41,799
Accrued interest payable	674	756
Fair Value [Member]
Financial Assets [Abstract]
Cash and due from banks	10,912	11,423
Interest bearing time deposits with other banks	5,969	5,969
Available-for-sale securities	304,792	306,146
Loans held for sale	1,152	497
Net loans	580,732	564,944
Bank owned life insurance	20,615	20,309
Regulatory stock	1,864	2,035
Accrued interest receivable	3,584	3,644
Financial Liabilities [Abstract]
Deposits	792,477	774,387
Borrowed funds	36,080	38,219
Accrued interest payable	$ 674	$ 756