The First of Long Island Corporation (FLIC) 10-Q 12 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	Apr. 30, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'FIRST OF LONG ISLAND CORP	'
Entity Central Index Key	'0000740663	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	9,193,451
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'

CONSOLIDATED_BALANCE_SHEETS_UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Assets:	'	'
Cash and due from banks	$47,133,000	$35,034,000
Temporary investments	547,000	463,000
Cash and cash equivalents	47,680,000	35,497,000
Investment securities:	'	'
Held-to-maturity, at amortized cost (fair value of $29,865 and $33,548)	28,559,000	32,104,000
Available-for-sale, at fair value	776,701,000	784,793,000
Total investment securities	805,260,000	816,897,000
Loan held-for-sale	400,000	900,000
Loans:	'	'
Commercial and industrial	69,700,000	71,818,000
Secured by real estate:	'	'
Commercial mortgages	713,088,000	716,011,000
Residential mortgages	621,813,000	605,343,000
Home equity lines	77,610,000	77,581,000
Consumer	6,472,000	7,184,000
Total Loans, net reported amount	1,488,683,000	1,477,937,000
Allowance for loan losses	-20,555,000	-20,848,000
Total loans, net reported amount	1,468,128,000	1,457,089,000
Restricted stock, at cost	15,819,000	19,869,000
Bank premises and equipment, net	25,328,000	24,463,000
Bank-owned life insurance	14,316,000	14,185,000
Pension plan assets, net	18,653,000	18,532,000
Other assets	11,531,000	12,460,000
Total assets	2,407,115,000	2,399,892,000
Deposits:	'	'
Checking	632,839,000	599,114,000
Savings, NOW and money market	933,514,000	917,974,000
Time, $100,000 and over	192,464,000	173,379,000
Time, other	109,187,000	91,661,000
Total deposits	1,868,004,000	1,782,128,000
Short-term borrowings	9,778,000	110,463,000
Long-term debt	295,000,000	285,000,000
Accrued expenses and other liabilities	9,592,000	13,141,000
Deferred income taxes payable	6,679,000	2,604,000
Total liabilities	2,189,053,000	2,193,336,000
Stockholders' Equity:	'	'
Common stock, par value $.10 per share: Authorized, 20,000,000 shares; Issued and outstanding, 9,193,251 and 9,141,767 shares	919,000	914,000
Surplus	48,772,000	46,873,000
Retained Earnings	160,678,000	157,107,000
Stockholders' Equity	210,369,000	204,894,000
Accumulated other comprehensive income, net of tax	7,693,000	1,662,000
Total stockholders' equity	218,062,000	206,556,000
Total stockholders' equity and liabilities	$2,407,115,000	$2,399,892,000

CONSOLIDATED_BALANCE_SHEETS_UN1

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Investment securities:	'	'
Held-to-maturity, at fair value	$29,865	$33,548
Stockholders' Equity:	'	'
Common stock, par value (in dollars per share)	$0.10	$0.10
Common stock, authorized (in shares)	20,000,000	20,000,000
Common stock, issued (in shares)	9,193,251	9,141,767
Common stock, outstanding (in shares)	9,193,251	9,141,767

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest and dividend income:	'	'
Loans	$14,059	$12,332
Investment securities:	'	'
Taxable	2,372	2,629
Nontaxable	3,261	3,158
Total interest and dividend income	19,692	18,119
Interest expense:	'	'
Savings, NOW and money market deposits	493	609
Time deposits	1,417	1,282
Short-term borrowings	50	67
Long-term debt	1,637	991
Total interest expense	3,597	2,949
Net interest income	16,095	15,170
Provision for loan losses (credit)	-59	-192
Net interest income after provision for loan losses (credit)	16,154	15,362
Noninterest income:	'	'
Investment Management Division income	500	411
Service charges on deposit accounts	803	709
Net gains on sales of securities	69	4
Other	475	550
Total noninterest income	1,847	1,674
Noninterest expense:	'	'
Salaries	4,430	4,201
Employee benefits	1,213	1,412
Occupancy and equipment	2,237	1,998
Other	2,310	2,169
Total noninterest expense	10,190	9,780
Income before income taxes	7,811	7,256
Income tax expense	1,854	1,617
Net income	$5,957	$5,639
Weighted average:	'	'
Common shares (in shares)	9,167,351	9,039,035
Dilutive stock options and restricted stock units (in shares)	96,155	69,301
Weighted average number of shares (in shares)	9,263,506	9,108,336
Earnings per share:	'	'
Basic (in dollars per share)	$0.65	$0.62
Diluted (in dollars per share)	$0.64	$0.62
Cash dividends declared per share (in dollars per share)	$0.26	$0.25

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) [Abstract]	'	'
Net income	$5,957	$5,639
Other comprehensive income (loss):	'	'
Change in net unrealized holding gains on available-for-sale securities	10,193	-7,403
Change in funded status of pension plan	4	163
Other comprehensive income (loss) before income taxes	10,197	-7,240
Income tax expense (benefit)	4,166	-2,874
Other comprehensive income (loss)	6,031	-4,366
Comprehensive income	$11,988	$1,273

CONSOLIDATED_STATEMENT_OF_CHAN

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (USD $)	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2012	$900	$42,643	$145,087	$16,740	$205,370
Balance (in shares) at Dec. 31, 2012	9,001,686	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	'	'	5,639	'	5,639
Other comprehensive income (loss)	'	'	'	-4,366	-4,366
Repurchase of common stock	'	-95	'	'	-95
Repurchase of common stock (in shares)	-3,211	'	'	'	'
Common stock issued under stock compensation plans, including tax benefit	4	716	'	'	720
Common stock issued under stock compensation plans, including tax benefit (in shares)	40,838	'	'	'	'
Common stock issued under dividend reinvestment and stock purchase plan	4	1,005	'	'	1,009
Common stock issued under dividend reinvestment and stock purchase plan (in shares)	36,240	'	'	'	'
Stock-based compensation	'	136	'	'	136
Cash dividends declared	'	'	-2,264	'	-2,264
Balance at Mar. 31, 2013	908	44,405	148,462	12,374	206,149
Balance (in shares) at Mar. 31, 2013	9,075,553	'	'	'	'
Balance at Dec. 31, 2013	914	46,873	157,107	1,662	206,556
Balance (in shares) at Dec. 31, 2013	9,141,767	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	'	'	5,957	'	5,957
Other comprehensive income (loss)	'	'	'	6,031	6,031
Repurchase of common stock	0	-121	'	'	-121
Repurchase of common stock (in shares)	-2,902	'	'	'	'
Common stock issued under stock compensation plans, including tax benefit	2	557	'	'	559
Common stock issued under stock compensation plans, including tax benefit (in shares)	26,150	'	'	'	'
Common stock issued under dividend reinvestment and stock purchase plan	3	1,114	'	'	1,117
Common stock issued under dividend reinvestment and stock purchase plan (in shares)	28,236	'	'	'	'
Stock-based compensation	'	349	'	'	349
Cash dividends declared	'	'	-2,386	'	-2,386
Balance at Mar. 31, 2014	$919	$48,772	$160,678	$7,693	$218,062
Balance (in shares) at Mar. 31, 2014	9,193,251	'	'	'	'

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash Flows From Operating Activities:	'	'
Net income	$5,957	$5,639
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses (credit)	-59	-192
Deferred income tax provision	-91	187
Depreciation and amortization	746	711
Premium amortization on investment securities, net	1,836	2,233
Net gains on sales of securities	-69	-4
Stock-based compensation expense	349	136
Accretion of cash surrender value on bank owned life insurance	-131	-129
Decrease in prepaid FDIC assessment	0	238
Pension expense (credit)	-117	106
Decrease in other assets	929	949
Increase (decrease) in accrued expenses and other liabilities	-1,173	15
Net cash provided by operating activities	8,177	9,889
Cash Flows From Investing Activities:	'	'
Proceeds from sales of held-to-maturity securities	1,227	722
Proceeds from sales of available-for-sale securities	2,653	1,376
Proceeds from maturities and redemptions of investment securities:	'	'
Held-to-maturity	2,496	2,456
Available-for-sale	23,787	36,868
Purchase of investment securities:	'	'
Held-to-maturity	-100	-273
Available-for-sale	-10,000	-81,887
Proceeds from sale of loan held-for-sale	900	0
Net increase in loans	-11,380	-17,298
Net decrease in restricted stock	4,050	90
Purchases of premises and equipment, net	-1,611	-770
Net cash provided by (used in) investing activities	12,022	-58,716
Cash Flows From Financing Activities:	'	'
Net increase in deposits	85,876	32,428
Net increase (decrease) in short-term borrowings	-100,685	1,846
Proceeds from long-term debt	10,000	0
Proceeds from issuance of common stock under dividend reinvestment and stock purchase plan	1,117	1,009
Proceeds from exercise of stock options	416	669
Tax benefit from stock compensation plans	143	51
Repurchase and retirement of common stock	-121	-95
Cash dividends paid	-4,762	-2,264
Net cash provided by (used in) financing activities	-8,016	33,644
Net increase (decrease) in cash and cash equivalents	12,183	-15,183
Cash and cash equivalents, beginning of year	35,497	42,191
Cash and cash equivalents, end of period	47,680	27,008
Cash paid for:	'	'
Interest	4,419	2,522
Income taxes	444	124
Noncash investing and financing activities:	'	'
Loans transferred from portfolio to other real estate owned and held-for-sale	$400	$425

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2014
BASIS OF PRESENTATION [Abstract]	'
BASIS OF PRESENTATION	'
	1 - BASIS OF PRESENTATION
	The accounting and reporting policies of The First of Long Island Corporation reflect banking industry practice and conform to generally accepted accounting principles in the United States.  In preparing the consolidated financial statements, management is required to make estimates, such as the allowance for loan losses, and assumptions that affect the reported asset and liability balances and revenue and expense amounts and the disclosure of contingent assets and liabilities.  Actual results could differ significantly from those estimates.
	The consolidated financial statements include the accounts of The First of Long Island Corporation and its wholly-owned subsidiary, The First National Bank of Long Island.  The Bank has two wholly owned subsidiaries: FNY Service Corp., an investment company, and The First of Long Island Agency, Inc., an insurance agency licensed under the laws of the State of New York.  The Bank and FNY Service Corp. jointly own another subsidiary, The First of Long Island REIT, Inc., a real estate investment trust.  The consolidated entity is referred to as the “Corporation” and the Bank and its subsidiaries are collectively referred to as the “Bank.”  All intercompany balances and amounts have been eliminated.  For further information refer to the consolidated financial statements and notes thereto included in the Corporation's Annual Report on Form 10-K for the year ended December 31, 2013.
	The consolidated financial information included herein as of and for the periods ended March 31, 2014 and 2013 is unaudited.  However, such information reflects all adjustments which are, in the opinion of management, necessary for a fair statement of results for the interim periods.  The December 31, 2013 consolidated balance sheet was derived from the Corporation's December 31, 2013 audited consolidated financial statements.  When appropriate, items in the prior year financial statements are reclassified to conform to the current period presentation.

COMPREHENSIVE_INCOME

COMPREHENSIVE INCOME	3 Months Ended
	Mar. 31, 2014
COMPREHENSIVE INCOME [Abstract]	'
COMPREHENSIVE INCOME	'
	2 - COMPREHENSIVE INCOME
	Comprehensive income includes net income and other comprehensive income or loss.  Other comprehensive income or loss includes revenues, expenses, gains and losses that under generally accepted accounting principles are included in comprehensive income but excluded from net income.  Other comprehensive income or loss for the Corporation consists of unrealized holding gains or losses on available-for-sale securities and changes in the funded status of the Bank’s defined benefit pension plan.  Accumulated other comprehensive income (loss) is recognized as a separate component of stockholders’ equity.
	The components of other comprehensive income or loss and the related tax effects are as follows:
		Three Months Ended March 31,
		2014			2013
		(in thousands)
	Change in net unrealized holding gains on available-for-sale securities:
	Change arising during period	$	10,196		$	(7,416	)
	Reclassification adjustment for (gains) losses included in net income (1)		(3	)		13
	Change in net unrealized gains on available-for-sale securities		10,193			(7,403	)
	Tax effect		4,180			(2,939	)
			6,013			(4,464	)
	Change in funded status of pension plan:
	Amortization of prior service cost included in pension expense (2)		4			6
	Amortization of net actuarial loss included in pension expense (2)		-			157
			4			163
	Tax effect		(14	)		65
			18			98
	Other comprehensive income (loss)	$	6,031		$	(4,366	)
	(1) Reclassification adjustment represents net realized gains or losses arising from the sale of available-for-sale securities. The net realized gains or losses are included in the consolidated statements of income in the line item, “Net gains on sales of securities.”  See “Note 3 – Investment Securities” for the income tax expense (benefit) related to the net realized gains or losses.
	(2) Represents the amortization into expense of prior service cost and net actuarial loss relating to the Corporation’s defined benefit pension plan.  These items are included in net periodic pension cost (see Note 7) and in the consolidated statements of income in the line item, “Employee benefits.”
	The income tax expense relating to these costs is included in the consolidated statements of income in the line item, “Income tax expense.”
	The following sets forth the components of accumulated other comprehensive income, net of tax:
					Current
		Balance			Period			Balance
		12/31/13			Change			3/31/14
		(in thousands)
	Unrealized holding gains on available-for-sale securities	$	2,783		$	6,013		$	8,796
	Unrealized actuarial loss and prior service cost on pension plan		(1,121	)		18			(1,103	)
	Accumulated other comprehensive income, net of tax	$	1,662		$	6,031		$	7,693

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	3 Months Ended
	Mar. 31, 2014
INVESTMENT SECURITIES [Abstract]	'
INVESTMENT SECURITIES	'
	3 - INVESTMENT SECURITIES
	The following tables set forth the amortized cost and estimated fair values of the Bank’s investment securities.
		31-Mar-14
					Gross			Gross
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
	Held-to-Maturity Securities:	(in thousands)
	State and municipals	$	25,845		$	1,060		$	-		$	26,905
	Pass-through mortgage securities		1,327			137			-			1,464
	Collateralized mortgage obligations		1,387			109			-			1,496
		$	28,559		$	1,306		$	-		$	29,865
	Available-for-Sale Securities:
	State and municipals	$	360,783		$	12,798		$	(2,170	)	$	371,411
	Pass-through mortgage securities		148,495			1,262			(2,695	)		147,062
	Collateralized mortgage obligations		252,613			6,380			(765	)		258,228
		$	761,891		$	20,440		$	(5,630	)	$	776,701
		31-Dec-13
					Gross			Gross
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
	Held-to-Maturity Securities:	(in thousands)
	State and municipals	$	27,968		$	1,087		$	-		$	29,055
	Pass-through mortgage securities		1,878			181			-			2,059
	Collateralized mortgage obligations		2,258			176			-			2,434
		$	32,104		$	1,444		$	-		$	33,548
	Available-for-Sale Securities:
	State and municipals	$	353,333		$	8,250		$	(5,030	)	$	356,553
	Pass-through mortgage securities		154,760			1,040			(3,982	)		151,818
	Collateralized mortgage obligations		272,083			6,190			(1,851	)		276,422
		$	780,176		$	15,480		$	(10,863	)	$	784,793
	At March 31, 2014 and December 31, 2013, investment securities with a carrying value of $280,968,000 and $281,444,000, respectively, were pledged as collateral to secure public deposits and borrowed funds.
	There were no holdings of any one issuer, other than the U.S. Government and its agencies, in an amount greater than 10% of stockholders’ equity at March 31, 2014 and December 31, 2013.
	Securities With Unrealized Losses.  The following tables set forth securities with unrealized losses presented by the length of time the securities have been in a continuous unrealized loss position.
		31-Mar-14
		Less than						12 Months						Total
		12 Months						or More
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Loss			Value			Loss			Value		Loss
		(in thousands)
	State and municipals	$	66,786		$	(1,663	)	$	12,276		$	(507	)	$	79,062	$	(2,170	)
	Pass-through mortgage securities		86,212			(1,562	)		37,561			(1,133	)		123,773		(2,695	)
	Collateralized mortgage obligations		29,731			(322	)		17,712			(443	)		47,443		(765	)
	Total temporarily impaired	$	182,729		$	(3,547	)	$	67,549		$	(2,083	)	$	250,278	$	(5,630	)
		31-Dec-13
		Less than						12 Months						Total
		12 Months						or More
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Loss			Value			Loss			Value		Loss
		(in thousands)
	State and municipals	$	103,010		$	(4,549	)	$	7,729		$	(481	)	$	110,739	$	(5,030	)
	Pass-through mortgage securities		89,092			(2,279	)		38,237			(1,703	)		127,329		(3,982	)
	Collateralized mortgage obligations		36,652			(652	)		54,660			(1,199	)		91,312		(1,851	)
	Total temporarily impaired	$	228,754		$	(7,480	)	$	100,626		$	(3,383	)	$	329,380	$	(10,863	)
	Because the unrealized losses reflected in the preceding tables are deemed by management to be attributable to changes in interest rates and not credit losses, and because management does not have the intent to sell these securities and it is not more likely than not that it will be required to sell these securities before their anticipated recovery, the Bank does not consider these securities to be other-than-temporarily impaired at March 31, 2014.
	Sales of Available-for-Sale Securities.  Sales of available-for-sale securities were as follows:
		Three Months Ended
		March 31,
		2014			2013
		(in thousands)
	Proceeds	$	2,653		$	1,376
	Gross gains	$	19		$	36
	Gross losses		(16	)		(49	)
	Net gain (loss)	$	3		$	(13	)
The income tax expense (benefit) related to the net realized gain (loss) was $1,000 and $(5,000) for three months ended March 31, 2014 and 2013, respectively.
Sales of Held-to-Maturity Securities.  During the first quarter of 2014, the Bank sold certain mortgage-backed securities that were classified as held-to-maturity securities.  The sales occurred after the Bank collected 85% or more of the principal outstanding at acquisition of each security.  The securities sold had a carrying value of $1.2 million at the time of sale and the Bank realized a gain upon sale of $66,000.
During the first quarter of 2013, the Bank sold municipal securities of two issuers that were classified as held-to-maturity securities. These sales were in response to a significant deterioration in the creditworthiness of the issuers.  The securities sold had a carrying value of $705,000 at the time of sale and the Bank realized a gain upon sale of $17,000.
Maturities.  The following table sets forth by maturity the amortized cost and fair value of the Bank’s state and municipal securities at March 31, 2014 based on the earlier of their stated maturity or, if applicable, their pre-refunded date.  The remaining securities in the Bank’s investment securities portfolio are mortgage-backed securities, consisting of pass-through securities and collateralized mortgage obligations.  Although these securities are expected to have substantial periodic repayments they are reflected in the table below in aggregate amounts.
	Amortized Cost			Fair Value
Held-to-Maturity Securities:	(in thousands)
Within one year	$	4,238		$	4,289
After 1 through 5 years		12,514			13,087
After 5 through 10 years		8,260			8,660
After 10 years		833			869
Mortgage-backed securities		2,714			2,960
	$	28,559		$	29,865
Available-for-Sale Securities:
Within one year	$	6,531		$	6,688
After 1 through 5 years		10,370			10,660
After 5 through 10 years		87,316			87,834
After 10 years		256,566			266,229
Mortgage-backed securities		401,108			405,290
	$	761,891		$	776,701

LOANS

LOANS	3 Months Ended
	Mar. 31, 2014
LOANS [Abstract]	'
LOANS	'
	4 – LOANS
	The following tables set forth by class of loans as of March 31, 2014 and December 31, 2013: (1) the amount of loans individually evaluated for impairment and the portion of the allowance for loan losses allocable to such loans; and (2) the amount of loans collectively evaluated for impairment and the portion of the allowance for loan losses allocable to such loans.  The tables also set forth by class of loans the activity in the allowance for loan losses for the three months ended March 31, 2014 and 2013.  Construction and land development loans are included with commercial mortgages in the following tables and small business credit scored loans are included with commercial and industrial loans.
			2014
						Commercial Mortgages									Residential Mortgages
																		Revolving
			Commercial									Owner			Closed			Home
			& Industrial			Multifamily			Other			Occupied			End			Equity		Consumer			Total
			(in thousands)
	Loans:
	Individually evaluated for impairment		$	30		$	340		$	38		$	655		$	1,146		$	-	$	-		$	2,209
	Collectively evaluated for impairment			69,670			452,827			155,163			104,065			620,667			77,610		6,472			1,486,474
			$	69,700		$	453,167		$	155,201		$	104,720		$	621,813		$	77,610	$	6,472		$	1,488,683
	Allocation of allowance for loan losses:
	Individually evaluated for impairment		$	1		$	-		$	-		$	47		$	78		$	-	$	-		$	126
	Collectively evaluated for impairment			760			6,938			1,492			1,269			8,639			1,203		128			20,429
			$	761		$	6,938		$	1,492		$	1,316		$	8,717		$	1,203	$	128		$	20,555
	Activity in allowance for loan losses:
	Beginning balance at 1/1/14		$	808		$	7,348		$	1,501		$	1,191		$	8,607		$	1,240	$	153		$	20,848
	Chargeoffs			-			-			-			-			121			114		-			235
	Recoveries			-			-			-			-			-			-		1			1
	Provision for loan losses (credit)			(47	)		(410	)		(9	)		125			231			77		(26	)		(59	)
	Ending balance at 3/31/14		$	761		$	6,938		$	1,492		$	1,316		$	8,717		$	1,203	$	128		$	20,555
				2013
	Loans:
	Individually evaluated for impairment		$	34		$	347		$	3,037		$	657		$	1,539		$	211	$	-		$	5,825
	Collectively evaluated for impairment			71,784			469,139			159,837			82,994			603,804			77,370		7,184			1,472,112
			$	71,818		$	469,486		$	162,874		$	83,651		$	605,343		$	77,581	$	7,184		$	1,477,937
	Allocation of allowance for loan losses:
	Individually evaluated for impairment		$	1		$	-		$	-		$	127		$	149		$	-	$	-		$	277
	Collectively evaluated for impairment			807			7,348			1,501			1,064			8,458			1,240		153			20,571
			$	808		$	7,348		$	1,501		$	1,191		$	8,607		$	1,240	$	153		$	20,848
	Activity in allowance for loan losses:
	Beginning balance at 1/1/13		$	834		$	5,342		$	1,978		$	1,163		$	7,729		$	1,453	$	125		$	18,624
	Chargeoffs			-			-			-			-			-			-		3			3
	Recoveries			18			-			113			-			-			-		4			135
	Provision for loan losses (credit)			89			140			(324	)		(11	)		(298	)		187		25			(192	)
	Ending balance at 3/31/13		$	941		$	5,482		$	1,767		$	1,152		$	7,431		$	1,640	$	151		$	18,564
	For individually impaired loans, the following tables set forth by class of loans at March 31, 2014 and December 31, 2013 the recorded investment, unpaid principal balance and related allowance. The tables also set forth the average recorded investment of individually impaired loans and interest income recognized while the loans were impaired during the three months ended March 31, 2014 and 2013.  The recorded investment is the unpaid principal balance of the loans less any interest payments applied to principal and any direct chargeoffs plus or minus net deferred loan costs and fees.
												Three Months Ended
			31-Mar-14									31-Mar-14
						Unpaid						Average			Interest
			Recorded			Principal			Related			Recorded			Income
			Investment			Balance			Allowance			Investment			Recognized
			(in thousands)
	With no related allowance recorded:
	Commercial mortgages:
	Multifamily		$	340		$	400		$	-		$	342		$	-
	Other			38			38			-			38			1
	Owner-occupied			406			411			-			407			-
	Residential mortgages - closed end			240			283			-			243			-
	With an allowance recorded:
	Commercial and industrial			30			30			1			32			-
	Commercial mortgages - owner-occupied			249			254			47			249			-
	Residential mortgages - closed end			906			917			78			912			6
	Total:
	Commercial and industrial			30			30			1			32			-
	Commercial mortgages:
	Multifamily			340			400			-			342			-
	Other			38			38			-			38			1
	Owner-occupied			655			665			47			656			-
	Residential mortgages - closed end			1,146			1,200			78			1,155			6
			$	2,209		$	2,333		$	126		$	2,223		$	7
												Three Months Ended
		31-Dec-13									31-Mar-13
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
		Investment			Balance			Allowance			Investment			Recognized
		(in thousands)
With no related allowance recorded:
Commercial and industrial		$	-		$	-		$	-		$	46		$	1
Commercial mortgages:
Multifamily			347			400			-			1,101			10
Other			3,037			3,084			-			1,764			25
Owner-occupied			-			-			-			174			-
Residential mortgages:
Closed end			580			617			-			577			-
Revolving home equity			211			213			-			380			-
With an allowance recorded:
Commercial and industrial			34			34			1			-			-
Commercial mortgages - owner-occupied			657			666			127			-			-
Residential mortgages - closed end			959			969			149			3,840			21
Total:
Commercial and industrial			34			34			1			46			1
Commercial mortgages:
Multifamily			347			400			-			1,101			10
Other			3,037			3,084			-			1,764			25
Owner-occupied			657			666			127			174			-
Residential mortgages:
Closed end			1,539			1,586			149			4,417			21
Revolving home equity			211			213			-			380			-
		$	5,825		$	5,983		$	277		$	7,882		$	57
Any principal and interest payments received on nonaccrual impaired loans are applied to the recorded investment in the loans.  The Bank recognizes interest income on other impaired loans using the accrual method of accounting.
Aging of Loans.  The following tables present the aging of the recorded investment in loans by class of loans.
		31-Mar-14
								Past Due						Total Past
								90 Days or						Due Loans &
		30-59 Days			60-89 Days			More and			Nonaccrual			Nonaccrual					Total
		Past Due			Past Due			Still Accruing			Loans			Loans			Current		Loans
		(in thousands)
Commercial and industrial		$	-		$	-		$	-		$	-		$	-		$	69,700	$	69,700
Commercial mortgages:
Multifamily			-			-			-			339			339			452,828		453,167
Other			-			-			-			-			-			155,201		155,201
Owner-occupied			-			-			-			655			655			104,065		104,720
Residential mortgages:
Closed end			1,243			-			-			683			1,926			619,887		621,813
Revolving home equity			380			-			-			-			380			77,230		77,610
Consumer			-			-			-			-			-			6,472		6,472
		$	1,623		$	-		$	-		$	1,677		$	3,300		$	1,485,383	$	1,488,683
		31-Dec-13
								Past Due						Total Past
								90 Days or						Due Loans &
		30-59 Days			60-89 Days			More and			Nonaccrual			Nonaccrual					Total
		Past Due			Past Due			Still Accruing			Loans			Loans			Current		Loans
		(in thousands)
Commercial and industrial		$	-		$	-		$	-		$	-		$	-		$	71,818	$	71,818
Commercial mortgages:
Multifamily			-			-			-			347			347			469,139		469,486
Other			-			-			-			1,311			1,311			161,563		162,874
Owner-occupied			-			-			-			657			657			82,994		83,651
Residential mortgages:
Closed end			67			-			-			1,070			1,137			604,206		605,343
Revolving home equity			112			-			-			211			323			77,258		77,581
Consumer			5			-			-			-			5			7,179		7,184
		$	184		$	-		$	-		$	3,596		$	3,780		$	1,474,157	$	1,477,937
Troubled Debt Restructurings.  A restructuring constitutes a troubled debt restructuring when it includes a concession by the Bank and the borrower is experiencing financial difficulty.  In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification.  The Bank performs the evaluation under its internal underwriting policy.
During the three months ended March 31, 2014 and 2013, the Bank did not modify any loans in troubled debt restructurings.
At March 31, 2014 and December 31, 2013, the Bank had an allowance for loan losses of $126,000 and $208,000, respectively, allocated to specific troubled debt restructurings.  The Bank had no commitments to lend additional amounts to loans that were classified as troubled debt restructurings.
There were no troubled debt restructurings for which there was a payment default during the three months ended March 31, 2014 and 2013 that were modified during the twelve-month period prior to default.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
Loans Held-for-Sale.  The March 31, 2014 consolidated balance sheet includes three loans held-for-sale at their estimated fair value of $400,000.  During the first quarter of 2014, the Bank charged-off $235,000 against the allowance for loan losses upon transfer of the loans to held-for-sale.
The December 31, 2013 consolidated balance sheet includes a loan held-for-sale at its estimated fair value of $900,000.  This loan was sold in January 2014 for its carrying value.
Risk Characteristics.  Credit risk within the Bank’s loan portfolio primarily stems from factors such as borrower size, geographic concentration, industry concentration, real estate values, local and national economic conditions and environmental impairment of properties securing mortgage loans.  The Bank’s commercial loans, including those secured by mortgages, are primarily made to small and medium-sized businesses.  Such loans sometimes involve a higher degree of risk than those to larger companies because such businesses may have shorter operating histories, higher debt-to-equity ratios and may lack sophistication in internal record keeping and financial and operational controls.  In addition, most of the Bank’s loans are made to businesses and consumers on Long Island and in the boroughs of New York City, and a large percentage of these loans are mortgage loans secured by properties located in those areas.  The primary source of repayment for multifamily loans is cash flows from the underlying properties, a substantial portion of which are rent stabilized or rent controlled.  Such cash flows are dependent on the strength of the local economy.
Credit Quality Indicators.  The Corporation categorizes loans into risk categories based on relevant information about the borrower’s ability to service their debt including, but not limited to, current financial information for the borrower and any guarantors, payment experience, credit documentation, public records and current economic trends.
Commercial and industrial loans and commercial mortgage loans, including construction and land development loans, are risk rated utilizing a ten point rating system.  Small business credit scored loans are risk rated utilizing the same three point rating system used for residential mortgages, home equity lines and other consumer loans.  The ten and three point risk rating systems are described hereinafter.
Internally
Assigned
Risk Rating
1 – 2	Cash flow is of high quality and stable.  Borrower has very good liquidity and ready access to traditional sources of credit.  This category also includes loans to borrowers secured by cash and/or marketable securities within approved margin requirements.
3 – 4	Cash flow quality is strong, but shows some variability.  Borrower has good liquidity and asset quality.  Borrower has access to traditional sources of credit with minimal restrictions.
5 – 6	Cash flow quality is acceptable but shows some variability.  Liquidity varies with operating cycle and assets provide an adequate margin of protection.  Borrower has access to traditional sources of credit, but generally on a secured basis.
7	Watch - Cash flow has a high degree of variability and subject to economic downturns.  Liquidity is strained and the ability of the borrower to access traditional sources of credit is diminished.
8	Special Mention - The borrower has potential weaknesses that deserve management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s credit position at some future date.  Special mention assets are not adversely classified and do not expose the Bank to risk sufficient to warrant adverse classification.
9	Substandard - Loans are inadequately protected by the current sound worth and paying capacity of the borrower or the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
10	Doubtful - Loans have all the inherent weaknesses of those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
Risk ratings on commercial and industrial loans and commercial mortgages are initially assigned by the lending officer together with any necessary approval authority.  The ratings are periodically reviewed and evaluated through one or more of the following: (1) borrower contact; (2) credit department review; and (3) independent loan review.  All commercial and industrial loans and commercial mortgages over $750,000 are generally reviewed by the credit department no less often than annually.  The frequency of the review of other loans is determined by the Bank’s ongoing assessments of the borrower’s condition.
Residential mortgage loans, revolving home equity lines and other consumer loans are risk rated utilizing a three point rating system.  In most cases, the borrower’s credit score dictates the risk rating.  However, regardless of credit score, loans that are on management’s watch list or have been criticized or classified by management are assigned a risk rating of 3.  In the risk rating tables that follow, watch, criticized and classified loans are shown separately from other loans assigned a risk rating of 3.  A credit score is a tool used in the Bank’s loan approval process, and a minimum score of 680 is generally required for new loans.  Credit scores for each borrower are updated at least annually.  The risk ratings along with their definitions are as follows:
Internally
Assigned
Risk Rating
1	Credit score is equal to or greater than 680.
2	Credit score is 635 to 679.
3	Credit score is below 635 or the loan has been classified, criticized or placed on watch.
The following tables present the recorded investment in commercial and industrial loans and commercial real estate loans by class of loans and risk rating.
		31-Mar-14
		Internally Assigned Risk Rating
														Special
		2-Jan			4-Mar			6-May			Watch			Mention			Substandard		Doubtful			Total
		(in thousands)
Commercial and industrial		$	4,283		$	2,261		$	61,927		$	722		$	477		$	30	$	-		$	69,700
Commercial mortgages:
Multifamily			-			30,599			412,000			10,229			-			339		-			453,167
Other			-			7,617			143,428			1,157			2,961			38					155,201
Owner-occupied			-			3,650			93,071			5,029			-			2,970		-			104,720
		$	4,283		$	44,127		$	710,426		$	17,137		$	3,438		$	3,377	$	-		$	782,788
		31-Dec-13
		Internally Assigned Risk Rating
														Special
		2-Jan			4-Mar			6-May			Watch			Mention			Substandard		Doubtful			Total
		(in thousands)
Commercial and industrial		$	6,021		$	6,208		$	58,120		$	280		$	1,155		$	34	$	-		$	71,818
Commercial mortgages:
Multifamily			-			31,211			428,459			9,470			-			346		-			469,486
Other			-			10,424			148,812			601			-			3,037		-			162,874
Owner-occupied			-			3,871			71,810			4,161			837			2,972		-			83,651
		$	6,021		$	51,714		$	707,201		$	14,512		$	1,992		$	6,389	$	-		$	787,829
The following tables present the recorded investment in residential mortgages, home equity lines, and other consumer loans by class of loans and risk rating.
		31-Mar-14
		Internally Assigned Risk Rating
														Special
		1			2			3			Watch			Mention			Substandard		Doubtful			Total
		(in thousands)
Residential mortgages:
Closed end		$	567,103		$	35,098		$	16,710		$	1,756		$	-		$	1,146	$	-		$	621,813
Revolving home equity			64,388			7,642			5,580			-			-			-		-			77,610
Consumer			5,411			551			197			-			-			-		-			6,159
		$	636,902		$	43,291		$	22,487		$	1,756		$	-		$	1,146	$	-		$	705,582
		31-Dec-13
		Internally Assigned Risk Rating
														Special
		1			2			3			Watch			Mention			Substandard		Doubtful			Total
		(in thousands)
Residential mortgages:
Closed end		$	554,579		$	30,530		$	16,916		$	1,779		$	-		$	1,539	$	-		$	605,343
Revolving home equity			64,135			7,324			5,559			352			-			211		-			77,581
Consumer			5,068			520			214			-			-			-		-			5,802
		$	623,782		$	38,374		$	22,689		$	2,131		$	-		$	1,750	$	-		$	688,726
Deposit account overdrafts were $313,000 and $1,382,000 at March 31, 2014 and December 31, 2013, respectively.  Overdrafts are not assigned a risk-rating and are therefore excluded from consumer loans in the above tables.

OTHER_ASSETS

OTHER ASSETS	3 Months Ended
	Mar. 31, 2014
OTHER ASSETS [Abstract]	'
OTHER ASSETS	'
	5 – OTHER ASSETS
	The Bank is seeking to sell the land and building of one of its branch banking offices.  The carrying value of the assets to be sold was $278,000 and $280,000 at March 31, 2014 and December 31, 2013, respectively, and is included in Other Assets on the Corporation’s consolidated balance sheets.

STOCKBASED_COMPENSATION

STOCK-BASED COMPENSATION	3 Months Ended
	Mar. 31, 2014
STOCK-BASED COMPENSATION [Abstract]	'
STOCK-BASED COMPENSATION	'
	6 - STOCK-BASED COMPENSATION
	On April 22, 2014, the stockholders of the Corporation approved the 2014 Equity Incentive Plan (“2014 Plan”).  Awards may be granted under the 2014 plan as incentive and non-qualified stock options (“NQSOs”), stock appreciation rights, restricted stock awards, restricted stock units (“RSUs”), or any combination thereof, any of which may be subject to performance-based vesting conditions.  One million (1,000,000) shares of the Corporation’s common stock are reserved for issuance of awards under the 2014 Plan.  All of the 1,000,000 shares may be issued pursuant to the exercise of stock options or stock appreciation rights.  The maximum number of shares that may be issued as restricted stock awards or restricted stock units is 350,000 shares.  The 2014 Plan is administered by the members of the Compensation Committee of the Board of Directors, and no further awards can be made under the 2006 Plan.  Outstanding awards under the 2006 Plan that expire or are forfeited will be added to the number of shares of common stock reserved for issuance of awards under the 2014 Plan.
	The Corporation’s 2006 Stock Compensation Plan (“2006 Plan”) permitted the granting of stock options, stock appreciation rights, restricted stock, and RSUs to employees and non-employee directors for up to 600,000 shares of common stock.  Through December 31, 2011, equity grants to executive officers and directors under the 2006 Plan consisted of a combination of NQSOs and RSUs, while equity grants to other officers consisted solely of NQSOs.  Beginning with the January 2012 grant, equity compensation for all officers and directors consisted solely of RSUs.
	Fair Value of Stock Option Awards. The grant date fair value of option awards is estimated on the date of grant using the Black-Scholes option pricing model.  There were no stock options granted by the Corporation’s Board of Directors during 2013 or the three months ended March 31, 2014.
	Fair Value of Restricted Stock Units.  The grant date fair value of restricted stock units is based on the market price of the shares underlying the awards on the grant date, discounted for dividends which are not paid on restricted stock units.
	Compensation Expense.  Compensation expense for stock options is recognized ratably over a five-year vesting period or the period from the grant date to the participant’s eligible retirement date, whichever is shorter.
	Compensation expense for performance-based RSUs awarded through March 31, 2014 is recognized over a three-year performance period and adjusted periodically to reflect the estimated number of shares of the Corporation’s common stock into which the RSUs will ultimately be convertible.  However, if the period between the grant date and the grantee’s eligible retirement date is less than three years, compensation expense is recognized ratably over this shorter period.
	The Corporation’s Board of Directors granted 25,419 performance-based RSUs in the first quarter of 2014.  In addition, the Board of Directors granted 8,005 RSUs for which compensation expense will be recognized over a two to three year service-based vesting period.
	In determining compensation expense for stock options and RSUs outstanding and not yet vested, the Corporation assumes, based on prior experience, that no forfeitures will occur.  The Corporation recorded compensation expense for share-based payments of $349,000 and $136,000 and recognized related income tax benefits of $142,000 and $54,000 in the first three months of 2014 and 2013, respectively.
	Stock Option Activity.  The following table presents a summary of options outstanding under the Corporation’s stock-based compensation plans as of March 31, 2014, and changes during the three-month period then ended.
							Weighted-
					Weighted-		Average		Aggregate
					Average		Remaining		Intrinsic
		Number of			Exercise		Contractual		Value
		Options			Price		Term (yrs.)		(in thousands)
	Outstanding at January 1, 2014		232,534		$	23.46
	Exercised		(17,874	)		23.25
	Forfeited or expired		-			-
	Outstanding at March 31, 2014		214,660		$	23.48		4.34	$	3,677
	Exercisable at March 31, 2014		188,064		$	22.88		4.04	$	3,335
	All options outstanding at March 31, 2014 are either fully vested or expected to vest.  The total intrinsic value of options exercised during the first three months of 2014 and 2013 was $313,000 and $213,000, respectively.
	RSU Activity.  The following table presents a summary of RSUs outstanding under the Corporation’s 2006 Plan as of March 31, 2014 and changes during the three-month period then ended.
							Weighted-
					Weighted-		Average		Aggregate
					Average		Remaining		Intrinsic
		Number of			Grant-Date		Contractual		Value
		RSUs			Fair Value		Term (yrs.)		(in thousands)
	Outstanding at January 1, 2014		64,610		$	25.54
	Granted		33,424			39.16
	Converted		(8,276	)		26.4
	Forfeited		-			-
	Outstanding at March 31, 2014		89,758		$	30.53		2.1	$	3,645
	Vested and Convertible at March 31, 2014		-		$	-		-	$	-
	The number of RSUs in the table represents the maximum number of shares of the Corporation’s common stock into which the RSUs can be converted.  RSUs outstanding at March 31, 2014 include 82,485 that are expected to vest and become convertible in the future.  The total intrinsic value of RSUs converted during the first three months of 2014 and 2013 was $348,000 and $325,000, respectively.
	Unrecognized Compensation Cost.  As of March 31, 2014, there was $1,790,000 of total unrecognized compensation cost related to non-vested equity awards comprised of $201,000 for options and $1,589,000 for RSUs.  The total cost is expected to be recognized over a weighted-average period of 1.9 years which is based on weighted-average periods of 1.5 years and 2.1 years for options and RSUs, respectively.
	Cash Received and Tax Benefits Realized.  Cash received from option exercises for the three months ended March 31, 2014 and 2013 was $416,000 and $669,000, respectively.  The actual tax benefits realized for the tax deductions from option exercises for the three months ended March 31, 2014 and 2013 were $110,000 and $69,000, respectively.
	Other.  No cash was used to settle stock options during the first three months of 2014 or 2013.  The Corporation uses newly issued shares to settle stock option exercises and for the conversion of RSUs.

DEFINED_BENEFIT_PENSION_PLAN

DEFINED BENEFIT PENSION PLAN	3 Months Ended
	Mar. 31, 2014
DEFINED BENEFIT PENSION PLAN [Abstract]	'
DEFINED BENEFIT PENSION PLAN	'
	7 - DEFINED BENEFIT PENSION PLAN
	The following table sets forth the components of net periodic pension cost.
		Three Months Ended
		March 31,
		2014			2013
		(in thousands)
	Service cost, net of plan participant contributions	$	279		$	303
	Interest cost		352			304
	Expected return on plan assets		(752	)		(664	)
	Amortization of prior service cost		4			6
	Amortization of net actuarial loss		-			157
	Net pension cost	$	(117	)	$	106
	The Bank makes cash contributions to the pension plan (“Plan”) which comply with the funding requirements of applicable Federal laws and regulations.  For funding purposes, the laws and regulations set forth both minimum required and maximum tax-deductible contributions.  The Bank has no minimum required pension contribution for the Plan year ending September 30, 2014 and its maximum tax-deductible contribution is $1,177,000.  Management has not yet determined whether the Bank will make a contribution to the Plan in 2014.

FAIR_VALUE_OF_FINANCIAL_INSTRU

FAIR VALUE OF FINANCIAL INSTRUMENTS	3 Months Ended
	Mar. 31, 2014
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]	'
FAIR VALUE OF FINANCIAL INSTRUMENTS	'
	8 - FAIR VALUE OF FINANCIAL INSTRUMENTS
	Financial Instruments Recorded at Fair Value.  When measuring fair value, the Corporation uses a fair value hierarchy, which is designed to maximize the use of observable inputs and minimize the use of unobservable inputs.  The hierarchy involves three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs other than quoted prices that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect the Corporation’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	The Corporation deems transfers between levels of the fair value hierarchy to have occurred on the date of the event or change in circumstance that caused the transfer.  There were no transfers between levels of the fair value hierarchy during the three months ended March 31, 2014 or 2013.
	The fair values of the Corporation’s investment securities designated as available-for-sale at March 31, 2014 and December 31, 2013 are set forth in the tables that follow.  These values are determined on a recurring basis using matrix pricing (Level 2 inputs).  Matrix pricing, which is a mathematical technique widely used in the industry to value debt securities, does not rely exclusively on quoted prices for the specific securities but rather on the relationship of such securities to other benchmark quoted securities.
						Fair Value Measurements at March 31, 2014 Using:
							Quoted Prices			Significant
							in Active			Other			Significant
							Markets for			Observable			Unobservable
							Identical Assets			Inputs			Inputs
			Total				(Level 1)			(Level 2)			(Level 3)
	Available-for-Sale Securities:		(in thousands)
	State and municipals		$	371,411			$	-		$	371,411		$	-
	Pass-through mortgage securities			147,062				-			147,062			-
	Collateralized mortgage obligations			258,228				-			258,228			-
			$	776,701			$	-		$	776,701		$	-
						Fair Value Measurements at December 31, 2013 Using:
							Quoted Prices			Significant
							in Active			Other			Significant
							Markets for			Observable			Unobservable
							Identical Assets			Inputs			Inputs
			Total				(Level 1)			(Level 2)			(Level 3)
	Available-for-Sale Securities:		(in thousands)
	State and municipals		$	356,553			$	-		$	356,553		$	-
	Pass-through mortgage securities			151,818				-			151,818			-
	Collateralized mortgage obligations			276,422				-			276,422			-
			$	784,793			$	-		$	784,793		$	-
	Assets measured at fair value on a nonrecurring basis at March 31, 2014 and December 31, 2013, are set forth in the table that follows.  Real estate appraisals utilized in measuring the fair value of impaired loans may employ a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available.  In arriving at fair value, the Corporation adjusts the value set forth in the appraisal by deducting costs to sell and a distressed sale adjustment. The adjustments made by the appraisers and the Corporation are deemed to be significant unobservable inputs and therefore result in a Level 3 classification of the inputs used for determining the fair value of impaired loans.  Because the Corporation has a small amount of impaired loans measured at fair value, the impact of unobservable inputs on the Corporation’s financial statements is not material.
							Fair Value Measurements Using:
							Quoted Prices			Significant
							in Active			Other			Significant
							Markets for			Observable			Unobservable
							Identical Assets			Inputs			Inputs
			Total				(Level 1)			(Level 2)			(Level 3)
			(in thousands)
	March 31, 2014:
	Residential mortgages held-for-sale:
	Closed end		$	305			$	-		$	-		$	305
	Revolving home equity			95				-			-			95
			$	400			$	-		$	-		$	400
	Impaired loans:
	Commercial mortgages - owner-occupied		$	202			$	-		$	-		$	202
	Residential mortgages - closed end			176				-			-			176
			$	378			$	-		$	-		$	378
	December 31, 2013:
	Residential mortgages held-for-sale:
	Closed end		$	900			$	-		$	-		$	900
	Impaired loans:
	Commercial mortgages - owner-occupied		$	530			$	-		$	-		$	530
	Residential mortgages - closed end			278				-			-			278
			$	808			$	-		$	-		$	808
	The impaired loans set forth in the preceding table had principal balances of $442,000 and $1,024,000 at March 31, 2014 and December 31, 2013, respectively, and valuation allowances of $64,000 and $216,000, respectively.  During the three months ended March 31, 2014, the Corporation recorded a credit provision for loan losses of $25,000 for impaired loans measured at fair value.  During the three months ended March 31, 2013, the Corporation recorded a provision for loan losses of $188,000 for impaired loans measured at fair value.
	Financial Instruments Not Recorded at Fair Value.  Fair value estimates are made at a specific point in time.  Such estimates are generally subjective in nature and dependent upon a number of significant assumptions associated with each financial instrument or group of similar financial instruments, including estimates of discount rates, risks associated with specific financial instruments, estimates of future cash flows, and relevant available market information.  Changes in assumptions could significantly affect the estimates.  In addition, fair value estimates do not reflect the value of anticipated future business, premiums or discounts that could result from offering for sale at one time the Corporation’s entire holdings of a particular financial instrument, or the tax consequences of realizing gains or losses on the sale of financial instruments.
	The following table sets forth the carrying amounts and estimated fair values of financial instruments that are not recorded at fair value in the Corporation’s financial statements at March 31, 2014 and December 31, 2013.
		Level of		31-Mar-14							31-Dec-13
		Fair Value		Carrying							Carrying
		Hierarchy		Amount				Fair Value			Amount			Fair Value
				(in thousands)
	Financial Assets:
	Cash and cash equivalents	Level 1		$	47,680			$	47,680		$	35,497		$	35,497
	Held-to-maturity securities	Level 2			27,943				29,249			31,315			32,759
Held-to-maturity securities	Level 3			616				616			789			789
Loans	Level 3			1,467,750				1,456,582			1,456,281			1,447,199
Restricted stock	Level 1			15,819				15,819			19,869			19,869
Accrued interest receivable:
Investment securities	Level 2			4,941				4,941			4,766			4,766
Loans	Level 3			3,905				3,905			3,819			3,819
Financial Liabilities:
Checking deposits	Level 1			632,839				632,839			599,114			599,114
Savings, NOW and money market deposits	Level 1			933,514				933,514			917,974			917,974
Time deposits	Level 2			301,651				307,088			265,040			270,545
Short-term borrowings	Level 1			9,778				9,778			110,463			110,463
Long-term debt	Level 2			295,000				295,196			285,000			285,502
Accrued interest payable:
Checking, savings, NOW and money market deposits	Level 1			26				26			33			33
Time deposits	Level 2			4,959				4,959			5,802			5,802
Short-term borrowings	Level 1			-				-			1			1
Long-term debt	Level 2			600				600			571			571
The following methods and assumptions are used by the Corporation in measuring the fair value of financial instruments disclosed in the preceding table.
Cash and cash equivalents.  The recorded book value of cash and cash equivalents is their fair value.
Investment securities.  Fair values are based on quoted prices for similar assets in active markets or derived principally from observable market data.
Loans.  The total loan portfolio is divided into three segments: (1) residential mortgages; (2) commercial mortgages and commercial loans; and (3) and consumer loans.  Each segment is further divided into pools of loans with similar financial characteristics (i.e. product type, fixed versus variable rate, time to rate reset, length of term, conforming versus nonconforming).  Cash flows for each pool, including estimated prepayments if applicable, are discounted utilizing market or internal benchmarks which management believes are reflective of current market rates for similar loan products.  The discounted value of the cash flows is reduced by the related allowance for loan losses to arrive at an estimate of fair value.
Restricted stock.  The recorded book value of Federal Home Loan Bank stock and Federal Reserve Bank stock is their fair value because the stock is redeemable at cost.
Deposit liabilities.  The fair value of deposits with no stated maturity, such as checking deposits, money market deposits, NOW accounts and savings deposits, is equal to their recorded book value.  The fair value of time deposits is based on the discounted value of contractual cash flows.  The discount rate is equivalent to the rate at which the Bank could currently replace these deposits with wholesale borrowings from the Federal Home Loan Bank.
Borrowed funds.  For short-term borrowings maturing within ninety days, the recorded book value is a reasonable estimate of fair value.  The fair value of long-term debt is based on the discounted value of contractual cash flows.  The discount rate is equivalent to the rate at which the Bank could currently replace these borrowings with wholesale borrowings from the Federal Home Loan Bank.
Accrued interest receivable and payable.  For these short-term instruments, the recorded book value is a reasonable estimate of fair value.
Off-balance-sheet Items.  The fair value of off-balance sheet items is not considered to be material.

IMPACT_OF_ISSUED_BUT_NOT_YET_E

IMPACT OF ISSUED BUT NOT YET EFFECTIVE ACCOUNTING STANDARDS	3 Months Ended
	Mar. 31, 2014
IMPACT OF ISSUED BUT NOT YET EFFECTIVE ACCOUNTING STANDARDS [Abstract]	'
IMPACT OF ISSUED BUT NOT YET EFFECTIVE ACCOUNTING STANDARDS	'
	9 - IMPACT OF ISSUED BUT NOT YET EFFECTIVE ACCOUNTING STANDARDS
	The pronouncements discussed in this section are not intended to be an all-inclusive list, but rather only those pronouncements that could potentially have an impact on the Corporation’s financial position, results of operations or disclosures.
	In January 2014, the FASB issued ASU 2014-04 “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure.”  The amendments in ASU 2014-04 are intended to reduce diversity in practice by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor such as the Bank should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate property recognized.  Additionally, the amendments in ASU 2014-04 require interim and annual disclosure of both the amount of foreclosed residential real estate property held by a creditor and the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  For public entities such as the Corporation, the amendments are effective for interim and annual reporting periods beginning after December 15, 2014.  Early adoption in 2014 is permitted.  ASU 2014-04 is not expected to have a material impact on the Corporation’s financial position, results of operations or disclosures.

COMPREHENSIVE_INCOME_Tables

COMPREHENSIVE INCOME (Tables)	3 Months Ended
	Mar. 31, 2014
COMPREHENSIVE INCOME [Abstract]	'
Schedule of Other Comprehensive Income (Loss)	'
	The components of other comprehensive income or loss and the related tax effects are as follows:
		Three Months Ended March 31,
		2014			2013
		(in thousands)
	Change in net unrealized holding gains on available-for-sale securities:
	Change arising during period	$	10,196		$	(7,416	)
	Reclassification adjustment for (gains) losses included in net income (1)		(3	)		13
	Change in net unrealized gains on available-for-sale securities		10,193			(7,403	)
	Tax effect		4,180			(2,939	)
			6,013			(4,464	)
	Change in funded status of pension plan:
	Amortization of prior service cost included in pension expense (2)		4			6
	Amortization of net actuarial loss included in pension expense (2)		-			157
			4			163
	Tax effect		(14	)		65
			18			98
	Other comprehensive income (loss)	$	6,031		$	(4,366	)
	(1) Reclassification adjustment represents net realized gains or losses arising from the sale of available-for-sale securities. The net realized gains or losses are included in the consolidated statements of income in the line item, “Net gains on sales of securities.”  See “Note 3 – Investment Securities” for the income tax expense (benefit) related to the net realized gains or losses.
	(2) Represents the amortization into expense of prior service cost and net actuarial loss relating to the Corporation’s defined benefit pension plan.  These items are included in net periodic pension cost (see Note 7) and in the consolidated statements of income in the line item, “Employee benefits.”
Components of Accumulated Other Comprehensive Income, Net of Tax	'
	The following sets forth the components of accumulated other comprehensive income, net of tax:
					Current
		Balance			Period			Balance
		12/31/13			Change			3/31/14
		(in thousands)
	Unrealized holding gains on available-for-sale securities	$	2,783		$	6,013		$	8,796
	Unrealized actuarial loss and prior service cost on pension plan		(1,121	)		18			(1,103	)
	Accumulated other comprehensive income, net of tax	$	1,662		$	6,031		$	7,693

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2014
INVESTMENT SECURITIES [Abstract]	'
Amortized Cost and Estimated Fair Value	'
	The following tables set forth the amortized cost and estimated fair values of the Bank’s investment securities.
		31-Mar-14
					Gross			Gross
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
	Held-to-Maturity Securities:	(in thousands)
	State and municipals	$	25,845		$	1,060		$	-		$	26,905
	Pass-through mortgage securities		1,327			137			-			1,464
	Collateralized mortgage obligations		1,387			109			-			1,496
		$	28,559		$	1,306		$	-		$	29,865
	Available-for-Sale Securities:
	State and municipals	$	360,783		$	12,798		$	(2,170	)	$	371,411
	Pass-through mortgage securities		148,495			1,262			(2,695	)		147,062
	Collateralized mortgage obligations		252,613			6,380			(765	)		258,228
		$	761,891		$	20,440		$	(5,630	)	$	776,701
		31-Dec-13
					Gross			Gross
		Amortized			Unrealized			Unrealized			Fair
		Cost			Gains			Losses			Value
	Held-to-Maturity Securities:	(in thousands)
	State and municipals	$	27,968		$	1,087		$	-		$	29,055
	Pass-through mortgage securities		1,878			181			-			2,059
	Collateralized mortgage obligations		2,258			176			-			2,434
		$	32,104		$	1,444		$	-		$	33,548
	Available-for-Sale Securities:
	State and municipals	$	353,333		$	8,250		$	(5,030	)	$	356,553
	Pass-through mortgage securities		154,760			1,040			(3,982	)		151,818
	Collateralized mortgage obligations		272,083			6,190			(1,851	)		276,422
		$	780,176		$	15,480		$	(10,863	)	$	784,793
Securities with Unrealized Losses	'
	Securities With Unrealized Losses.  The following tables set forth securities with unrealized losses presented by the length of time the securities have been in a continuous unrealized loss position.
		31-Mar-14
		Less than						12 Months						Total
		12 Months						or More
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Loss			Value			Loss			Value		Loss
		(in thousands)
	State and municipals	$	66,786		$	(1,663	)	$	12,276		$	(507	)	$	79,062	$	(2,170	)
	Pass-through mortgage securities		86,212			(1,562	)		37,561			(1,133	)		123,773		(2,695	)
	Collateralized mortgage obligations		29,731			(322	)		17,712			(443	)		47,443		(765	)
	Total temporarily impaired	$	182,729		$	(3,547	)	$	67,549		$	(2,083	)	$	250,278	$	(5,630	)
		31-Dec-13
		Less than						12 Months						Total
		12 Months						or More
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
		Value			Loss			Value			Loss			Value		Loss
		(in thousands)
	State and municipals	$	103,010		$	(4,549	)	$	7,729		$	(481	)	$	110,739	$	(5,030	)
	Pass-through mortgage securities		89,092			(2,279	)		38,237			(1,703	)		127,329		(3,982	)
	Collateralized mortgage obligations		36,652			(652	)		54,660			(1,199	)		91,312		(1,851	)
	Total temporarily impaired	$	228,754		$	(7,480	)	$	100,626		$	(3,383	)	$	329,380	$	(10,863	)
Sale of Available for Sale Securities	'
	Sales of Available-for-Sale Securities.  Sales of available-for-sale securities were as follows:
		Three Months Ended
		March 31,
		2014			2013
		(in thousands)
	Proceeds	$	2,653		$	1,376
	Gross gains	$	19		$	36
	Gross losses		(16	)		(49	)
	Net gain (loss)	$	3		$	(13	)
Maturities	'
	Maturities.  The following table sets forth by maturity the amortized cost and fair value of the Bank’s state and municipal securities at March 31, 2014 based on the earlier of their stated maturity or, if applicable, their pre-refunded date.  The remaining securities in the Bank’s investment securities portfolio are mortgage-backed securities, consisting of pass-through securities and collateralized mortgage obligations.  Although these securities are expected to have substantial periodic repayments they are reflected in the table below in aggregate amounts.
		Amortized Cost			Fair Value
	Held-to-Maturity Securities:	(in thousands)
	Within one year	$	4,238		$	4,289
	After 1 through 5 years		12,514			13,087
	After 5 through 10 years		8,260			8,660
	After 10 years		833			869
	Mortgage-backed securities		2,714			2,960
		$	28,559		$	29,865
	Available-for-Sale Securities:
	Within one year	$	6,531		$	6,688
	After 1 through 5 years		10,370			10,660
	After 5 through 10 years		87,316			87,834
	After 10 years		256,566			266,229
	Mortgage-backed securities		401,108			405,290
		$	761,891		$	776,701

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2014
LOANS [Abstract]	'
Summary of Loans Evaluated on an Individual and Collective Basis for Impairment and the Related Allowance for Loan Losses	'
	The following tables set forth by class of loans as of March 31, 2014 and December 31, 2013: (1) the amount of loans individually evaluated for impairment and the portion of the allowance for loan losses allocable to such loans; and (2) the amount of loans collectively evaluated for impairment and the portion of the allowance for loan losses allocable to such loans.  The tables also set forth by class of loans the activity in the allowance for loan losses for the three months ended March 31, 2014 and 2013.  Construction and land development loans are included with commercial mortgages in the following tables and small business credit scored loans are included with commercial and industrial loans.
		2014
					Commercial Mortgages									Residential Mortgages
																	Revolving
		Commercial									Owner			Closed			Home
		& Industrial			Multifamily			Other			Occupied			End			Equity		Consumer			Total
		(in thousands)
	Loans:
	Individually evaluated for impairment	$	30		$	340		$	38		$	655		$	1,146		$	-	$	-		$	2,209
	Collectively evaluated for impairment		69,670			452,827			155,163			104,065			620,667			77,610		6,472			1,486,474
		$	69,700		$	453,167		$	155,201		$	104,720		$	621,813		$	77,610	$	6,472		$	1,488,683
	Allocation of allowance for loan losses:
	Individually evaluated for impairment	$	1		$	-		$	-		$	47		$	78		$	-	$	-		$	126
	Collectively evaluated for impairment		760			6,938			1,492			1,269			8,639			1,203		128			20,429
		$	761		$	6,938		$	1,492		$	1,316		$	8,717		$	1,203	$	128		$	20,555
	Activity in allowance for loan losses:
	Beginning balance at 1/1/14	$	808		$	7,348		$	1,501		$	1,191		$	8,607		$	1,240	$	153		$	20,848
	Chargeoffs		-			-			-			-			121			114		-			235
	Recoveries		-			-			-			-			-			-		1			1
	Provision for loan losses (credit)		(47	)		(410	)		(9	)		125			231			77		(26	)		(59	)
	Ending balance at 3/31/14	$	761		$	6,938		$	1,492		$	1,316		$	8,717		$	1,203	$	128		$	20,555
			2013
	Loans:
	Individually evaluated for impairment	$	34		$	347		$	3,037		$	657		$	1,539		$	211	$	-		$	5,825
	Collectively evaluated for impairment		71,784			469,139			159,837			82,994			603,804			77,370		7,184			1,472,112
		$	71,818		$	469,486		$	162,874		$	83,651		$	605,343		$	77,581	$	7,184		$	1,477,937
	Allocation of allowance for loan losses:
	Individually evaluated for impairment	$	1		$	-		$	-		$	127		$	149		$	-	$	-		$	277
	Collectively evaluated for impairment		807			7,348			1,501			1,064			8,458			1,240		153			20,571
		$	808		$	7,348		$	1,501		$	1,191		$	8,607		$	1,240	$	153		$	20,848
	Activity in allowance for loan losses:
	Beginning balance at 1/1/13	$	834		$	5,342		$	1,978		$	1,163		$	7,729		$	1,453	$	125		$	18,624
	Chargeoffs		-			-			-			-			-			-		3			3
	Recoveries		18			-			113			-			-			-		4			135
	Provision for loan losses (credit)		89			140			(324	)		(11	)		(298	)		187		25			(192	)
	Ending balance at 3/31/13	$	941		$	5,482		$	1,767		$	1,152		$	7,431		$	1,640	$	151		$	18,564
Impaired Financing Receivables	'
	For individually impaired loans, the following tables set forth by class of loans at March 31, 2014 and December 31, 2013 the recorded investment, unpaid principal balance and related allowance. The tables also set forth the average recorded investment of individually impaired loans and interest income recognized while the loans were impaired during the three months ended March 31, 2014 and 2013.  The recorded investment is the unpaid principal balance of the loans less any interest payments applied to principal and any direct chargeoffs plus or minus net deferred loan costs and fees.
											Three Months Ended
		31-Mar-14									31-Mar-14
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
		Investment			Balance			Allowance			Investment			Recognized
		(in thousands)
	With no related allowance recorded:
	Commercial mortgages:
	Multifamily	$	340		$	400		$	-		$	342		$	-
	Other		38			38			-			38			1
	Owner-occupied		406			411			-			407			-
	Residential mortgages - closed end		240			283			-			243			-
	With an allowance recorded:
	Commercial and industrial		30			30			1			32			-
	Commercial mortgages - owner-occupied		249			254			47			249			-
	Residential mortgages - closed end		906			917			78			912			6
	Total:
	Commercial and industrial		30			30			1			32			-
	Commercial mortgages:
	Multifamily		340			400			-			342			-
	Other		38			38			-			38			1
	Owner-occupied		655			665			47			656			-
	Residential mortgages - closed end		1,146			1,200			78			1,155			6
		$	2,209		$	2,333		$	126		$	2,223		$	7
											Three Months Ended
		31-Dec-13									31-Mar-13
					Unpaid						Average			Interest
		Recorded			Principal			Related			Recorded			Income
		Investment			Balance			Allowance			Investment			Recognized
		(in thousands)
	With no related allowance recorded:
	Commercial and industrial	$	-		$	-		$	-		$	46		$	1
	Commercial mortgages:
	Multifamily		347			400			-			1,101			10
	Other		3,037			3,084			-			1,764			25
	Owner-occupied		-			-			-			174			-
	Residential mortgages:
	Closed end		580			617			-			577			-
	Revolving home equity		211			213			-			380			-
	With an allowance recorded:
	Commercial and industrial		34			34			1			-			-
	Commercial mortgages - owner-occupied		657			666			127			-			-
	Residential mortgages - closed end		959			969			149			3,840			21
	Total:
	Commercial and industrial		34			34			1			46			1
	Commercial mortgages:
	Multifamily		347			400			-			1,101			10
	Other		3,037			3,084			-			1,764			25
	Owner-occupied		657			666			127			174			-
	Residential mortgages:
	Closed end		1,539			1,586			149			4,417			21
	Revolving home equity		211			213			-			380			-
		$	5,825		$	5,983		$	277		$	7,882		$	57
Aging of Loans	'
	Aging of Loans.  The following tables present the aging of the recorded investment in loans by class of loans.
		31-Mar-14
								Past Due						Total Past
								90 Days or						Due Loans &
		30-59 Days			60-89 Days			More and			Nonaccrual			Nonaccrual					Total
		Past Due			Past Due			Still Accruing			Loans			Loans			Current		Loans
		(in thousands)
	Commercial and industrial	$	-		$	-		$	-		$	-		$	-		$	69,700	$	69,700
	Commercial mortgages:
	Multifamily		-			-			-			339			339			452,828		453,167
	Other		-			-			-			-			-			155,201		155,201
	Owner-occupied		-			-			-			655			655			104,065		104,720
	Residential mortgages:
	Closed end		1,243			-			-			683			1,926			619,887		621,813
	Revolving home equity		380			-			-			-			380			77,230		77,610
	Consumer		-			-			-			-			-			6,472		6,472
		$	1,623		$	-		$	-		$	1,677		$	3,300		$	1,485,383	$	1,488,683
		31-Dec-13
								Past Due						Total Past
								90 Days or						Due Loans &
		30-59 Days			60-89 Days			More and			Nonaccrual			Nonaccrual					Total
		Past Due			Past Due			Still Accruing			Loans			Loans			Current		Loans
		(in thousands)
	Commercial and industrial	$	-		$	-		$	-		$	-		$	-		$	71,818	$	71,818
	Commercial mortgages:
	Multifamily		-			-			-			347			347			469,139		469,486
	Other		-			-			-			1,311			1,311			161,563		162,874
	Owner-occupied		-			-			-			657			657			82,994		83,651
	Residential mortgages:
	Closed end		67			-			-			1,070			1,137			604,206		605,343
	Revolving home equity		112			-			-			211			323			77,258		77,581
	Consumer		5			-			-			-			5			7,179		7,184
		$	184		$	-		$	-		$	3,596		$	3,780		$	1,474,157	$	1,477,937
Recorded Investment by Class and Credit Quality Indicators	'
	The following tables present the recorded investment in commercial and industrial loans and commercial real estate loans by class of loans and risk rating.
		31-Mar-14
		Internally Assigned Risk Rating
														Special
		2-Jan			4-Mar			6-May			Watch			Mention			Substandard		Doubtful			Total
		(in thousands)
	Commercial and industrial	$	4,283		$	2,261		$	61,927		$	722		$	477		$	30	$	-		$	69,700
	Commercial mortgages:
	Multifamily		-			30,599			412,000			10,229			-			339		-			453,167
	Other		-			7,617			143,428			1,157			2,961			38					155,201
	Owner-occupied		-			3,650			93,071			5,029			-			2,970		-			104,720
		$	4,283		$	44,127		$	710,426		$	17,137		$	3,438		$	3,377	$	-		$	782,788
		31-Dec-13
		Internally Assigned Risk Rating
														Special
		2-Jan			4-Mar			6-May			Watch			Mention			Substandard		Doubtful			Total
		(in thousands)
	Commercial and industrial	$	6,021		$	6,208		$	58,120		$	280		$	1,155		$	34	$	-		$	71,818
	Commercial mortgages:
	Multifamily		-			31,211			428,459			9,470			-			346		-			469,486
	Other		-			10,424			148,812			601			-			3,037		-			162,874
	Owner-occupied		-			3,871			71,810			4,161			837			2,972		-			83,651
		$	6,021		$	51,714		$	707,201		$	14,512		$	1,992		$	6,389	$	-		$	787,829
	The following tables present the recorded investment in residential mortgages, home equity lines, and other consumer loans by class of loans and risk rating.
		31-Mar-14
		Internally Assigned Risk Rating
														Special
		1			2			3			Watch			Mention			Substandard		Doubtful			Total
		(in thousands)
	Residential mortgages:
	Closed end	$	567,103		$	35,098		$	16,710		$	1,756		$	-		$	1,146	$	-		$	621,813
	Revolving home equity		64,388			7,642			5,580			-			-			-		-			77,610
	Consumer		5,411			551			197			-			-			-		-			6,159
		$	636,902		$	43,291		$	22,487		$	1,756		$	-		$	1,146	$	-		$	705,582
		31-Dec-13
		Internally Assigned Risk Rating
														Special
		1			2			3			Watch			Mention			Substandard		Doubtful			Total
		(in thousands)
	Residential mortgages:
	Closed end	$	554,579		$	30,530		$	16,916		$	1,779		$	-		$	1,539	$	-		$	605,343
	Revolving home equity		64,135			7,324			5,559			352			-			211		-			77,581
	Consumer		5,068			520			214			-			-			-		-			5,802
		$	623,782		$	38,374		$	22,689		$	2,131		$	-		$	1,750	$	-		$	688,726

STOCKBASED_COMPENSATION_Tables

STOCK-BASED COMPENSATION (Tables)	3 Months Ended
	Mar. 31, 2014
STOCK-BASED COMPENSATION [Abstract]	'
Summary of Options Outstanding	'
	Stock Option Activity.  The following table presents a summary of options outstanding under the Corporation’s stock-based compensation plans as of March 31, 2014, and changes during the three-month period then ended.
							Weighted-
					Weighted-		Average		Aggregate
					Average		Remaining		Intrinsic
		Number of			Exercise		Contractual		Value
		Options			Price		Term (yrs.)		(in thousands)
	Outstanding at January 1, 2014		232,534		$	23.46
	Exercised		(17,874	)		23.25
	Forfeited or expired		-			-
	Outstanding at March 31, 2014		214,660		$	23.48		4.34	$	3,677
	Exercisable at March 31, 2014		188,064		$	22.88		4.04	$	3,335
Summary of Restricted Stock Units	'
	RSU Activity.  The following table presents a summary of RSUs outstanding under the Corporation’s 2006 Plan as of March 31, 2014 and changes during the three-month period then ended.
							Weighted-
					Weighted-		Average		Aggregate
					Average		Remaining		Intrinsic
		Number of			Grant-Date		Contractual		Value
		RSUs			Fair Value		Term (yrs.)		(in thousands)
	Outstanding at January 1, 2014		64,610		$	25.54
	Granted		33,424			39.16
	Converted		(8,276	)		26.4
	Forfeited		-			-
	Outstanding at March 31, 2014		89,758		$	30.53		2.1	$	3,645
	Vested and Convertible at March 31, 2014		-		$	-		-	$	-

DEFINED_BENEFIT_PENSION_PLAN_T

DEFINED BENEFIT PENSION PLAN (Tables)	3 Months Ended
	Mar. 31, 2014
DEFINED BENEFIT PENSION PLAN [Abstract]	'
Summary of the Components of the Net Periodic Pension Cost	'
	The following table sets forth the components of net periodic pension cost.
		Three Months Ended
		March 31,
		2014			2013
		(in thousands)
	Service cost, net of plan participant contributions	$	279		$	303
	Interest cost		352			304
	Expected return on plan assets		(752	)		(664	)
	Amortization of prior service cost		4			6
	Amortization of net actuarial loss		-			157
	Net pension cost	$	(117	)	$	106

FAIR_VALUE_OF_FINANCIAL_INSTRU1

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	3 Months Ended
	Mar. 31, 2014
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]	'
Fair Value of Available-for-sale Securities Measured on Recurring Basis	'
	The fair values of the Corporation’s investment securities designated as available-for-sale at March 31, 2014 and December 31, 2013 are set forth in the tables that follow.  These values are determined on a recurring basis using matrix pricing (Level 2 inputs).  Matrix pricing, which is a mathematical technique widely used in the industry to value debt securities, does not rely exclusively on quoted prices for the specific securities but rather on the relationship of such securities to other benchmark quoted securities.
						Fair Value Measurements at March 31, 2014 Using:
							Quoted Prices			Significant
							in Active			Other			Significant
							Markets for			Observable			Unobservable
							Identical Assets			Inputs			Inputs
			Total				(Level 1)			(Level 2)			(Level 3)
	Available-for-Sale Securities:		(in thousands)
	State and municipals		$	371,411			$	-		$	371,411		$	-
	Pass-through mortgage securities			147,062				-			147,062			-
	Collateralized mortgage obligations			258,228				-			258,228			-
			$	776,701			$	-		$	776,701		$	-
						Fair Value Measurements at December 31, 2013 Using:
							Quoted Prices			Significant
							in Active			Other			Significant
							Markets for			Observable			Unobservable
							Identical Assets			Inputs			Inputs
			Total				(Level 1)			(Level 2)			(Level 3)
	Available-for-Sale Securities:		(in thousands)
	State and municipals		$	356,553			$	-		$	356,553		$	-
	Pass-through mortgage securities			151,818				-			151,818			-
	Collateralized mortgage obligations			276,422				-			276,422			-
			$	784,793			$	-		$	784,793		$	-
Fair Value of Loan Held for Sale and Impaired Loans Measured on a Nonrecurring Basis	'
	Assets measured at fair value on a nonrecurring basis at March 31, 2014 and December 31, 2013, are set forth in the table that follows.  Real estate appraisals utilized in measuring the fair value of impaired loans may employ a single valuation approach or a combination of approaches including comparable sales and the income approach.  Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available.  In arriving at fair value, the Corporation adjusts the value set forth in the appraisal by deducting costs to sell and a distressed sale adjustment. The adjustments made by the appraisers and the Corporation are deemed to be significant unobservable inputs and therefore result in a Level 3 classification of the inputs used for determining the fair value of impaired loans.  Because the Corporation has a small amount of impaired loans measured at fair value, the impact of unobservable inputs on the Corporation’s financial statements is not material.
							Fair Value Measurements Using:
							Quoted Prices			Significant
							in Active			Other			Significant
							Markets for			Observable			Unobservable
							Identical Assets			Inputs			Inputs
			Total				(Level 1)			(Level 2)			(Level 3)
			(in thousands)
	March 31, 2014:
	Residential mortgages held-for-sale:
	Closed end		$	305			$	-		$	-		$	305
	Revolving home equity			95				-			-			95
			$	400			$	-		$	-		$	400
	Impaired loans:
	Commercial mortgages - owner-occupied		$	202			$	-		$	-		$	202
	Residential mortgages - closed end			176				-			-			176
			$	378			$	-		$	-		$	378
	December 31, 2013:
	Residential mortgages held-for-sale:
	Closed end		$	900			$	-		$	-		$	900
	Impaired loans:
	Commercial mortgages - owner-occupied		$	530			$	-		$	-		$	530
	Residential mortgages - closed end			278				-			-			278
			$	808			$	-		$	-		$	808
Summary of the Carrying Amounts and Fair Value of Assets and Liabilities of Financial Instruments that are not Recorded at Fair Value	'
	The following table sets forth the carrying amounts and estimated fair values of financial instruments that are not recorded at fair value in the Corporation’s financial statements at March 31, 2014 and December 31, 2013.
		Level of		31-Mar-14							31-Dec-13
		Fair Value		Carrying							Carrying
		Hierarchy		Amount				Fair Value			Amount			Fair Value
				(in thousands)
	Financial Assets:
	Cash and cash equivalents	Level 1		$	47,680			$	47,680		$	35,497		$	35,497
	Held-to-maturity securities	Level 2			27,943				29,249			31,315			32,759
	Held-to-maturity securities	Level 3			616				616			789			789
	Loans	Level 3			1,467,750				1,456,582			1,456,281			1,447,199
	Restricted stock	Level 1			15,819				15,819			19,869			19,869
	Accrued interest receivable:
	Investment securities	Level 2			4,941				4,941			4,766			4,766
	Loans	Level 3			3,905				3,905			3,819			3,819
	Financial Liabilities:
	Checking deposits	Level 1			632,839				632,839			599,114			599,114
	Savings, NOW and money market deposits	Level 1			933,514				933,514			917,974			917,974
	Time deposits	Level 2			301,651				307,088			265,040			270,545
	Short-term borrowings	Level 1			9,778				9,778			110,463			110,463
	Long-term debt	Level 2			295,000				295,196			285,000			285,502
	Accrued interest payable:
	Checking, savings, NOW and money market deposits	Level 1			26				26			33			33
	Time deposits	Level 2			4,959				4,959			5,802			5,802
	Short-term borrowings	Level 1			-				-			1			1
	Long-term debt	Level 2			600				600			571			571

BASIS_OF_PRESENTATION_Details

BASIS OF PRESENTATION (Details)	3 Months Ended
	Mar. 31, 2014
	Subsidiary
BASIS OF PRESENTATION [Abstract]	'
Number of wholly owned subsidiaries	2

COMPREHENSIVE_INCOME_Details

COMPREHENSIVE INCOME (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Change in net unrealized holding gains on available-for-sale securities [Abstract]	'		'
Change arising during period	$10,196		($7,416)
Reclassification adjustment for (gains) losses included in net income	-3	[1]	13	[1]
Change in net unrealized gains on available-for-sale securities	10,193		-7,403
Tax effect	4,180		-2,939
Total unrealized holding gains (losses) on available-for-sale securities	6,013		-4,464
Change in funded status of pension plan [Abstract]	'		'
Amortization of prior service cost included in pension expense	4	[2]	6	[2]
Amortization of net actuarial loss included in pension expense	0	[2]	157	[2]
Total amortization included in net periodic pension cost	4		163
Tax effect	-14		65
Total amortization included in net periodic pension cost after taxes	18		98
Other comprehensive income (loss)	6,031		-4,366
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income, net of tax, beginning of period	1,662		'
Current Period Change	6,031		-4,366
Accumulated other comprehensive income, net of tax, end of period	7,693		'
Unrealized Holding Gains on Available-for-sale Securities [Member]	'		'
Change in funded status of pension plan [Abstract]	'		'
Other comprehensive income (loss)	6,013		'
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income, net of tax, beginning of period	2,783		'
Current Period Change	6,013		'
Accumulated other comprehensive income, net of tax, end of period	8,796		'
Unrealized Actuarial Loss and Prior Service Cost on Pension Plan [Member]	'		'
Change in funded status of pension plan [Abstract]	'		'
Other comprehensive income (loss)	18		'
Accumulated Other Comprehensive Income Loss [Line Items]	'		'
Accumulated other comprehensive income, net of tax, beginning of period	-1,121		'
Current Period Change	18		'
Accumulated other comprehensive income, net of tax, end of period	($1,103)		'
[1]	Reclassification adjustment represents net realized gains or losses arising from the sale of available-for-sale securities. The net realized gains or losses are included in the consolidated statements of income in the line item, bNet gains on sales of securities.b See bNote 3 b Investment Securitiesb for the income tax expense (benefit) related to the net realized gains or losses.
[2]	Represents the amortization into expense of prior service cost and net actuarial loss relating to the Corporationbs defined benefit pension plan. These items are included in net periodic pension cost (see Note 7) and in the consolidated statements of income in the line item, bEmployee benefits.b The income tax expense relating to these costs is included in the consolidated statements of income in the line item, bIncome tax expense.b

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	Security	Issuer	Security
Held to Maturity Securities: [Abstract]	'	'	'
Amortized Cost of Held-to-maturity Securities	$28,559,000	'	$32,104,000
Gross Unrealized Gains on Held-to-maturity Securities	1,306,000	'	1,444,000
Gross Unrealized Loss on Held-to-maturity Securities	0	'	0
Fair Value of Held-to-maturity Securities	29,865,000	'	33,548,000
Available-for-Sale Securities: [Abstract]	'	'	'
Amortized Cost of Available-for-sale Securities,	761,891,000	'	780,176,000
Gross Unrealized Gains on Available-for-sale Securities	20,440,000	'	15,480,000
Gross Unrealized Losses on Available-for-sale Securities	-5,630,000	'	-10,863,000
Fair Value of Available-for-sale Securities	776,701,000	'	784,793,000
Investment securities pledged as collateral	280,968,000	'	281,444,000
Number of holdings of securities of any one issuer, other than the US Government and its agencies, greater than ten percent of stockholders' equity	0	'	0
Holdings of securities as percentage of share holders equity (in hundredths)	10.00%	'	10.00%
Securities With Unrealized Losses [Abstract]	'	'	'
Less than twelve months temporarily impaired Fair Value	182,729,000	'	228,754,000
Less than twelve months temporarily impaired Unrealized Loss	-3,547,000	'	-7,480,000
12 Months or More temporarily impaired Fair Value	67,549,000	'	100,626,000
12 Months or More temporarily impaired Unrealized Loss	-2,083,000	'	-3,383,000
Total temporarily impaired Fair Value	250,278,000	'	329,380,000
Total temporarily impaired Unrealized Loss	-5,630,000	'	-10,863,000
Sales of Available-for-Sale Securities [Abstract]	'	'	'
Proceeds	2,653,000	1,376,000	'
Gross gains	19,000	36,000	'
Gross losses	-16,000	-49,000	'
Net gain (loss)	3,000	-13,000	'
Tax provision related to the net realized gain on the sale of available for sale securities	1,000	-5,000	'
The sales occurred after the Bank collected 85% or more of the principal outstanding at acquisition of each security	85.00%	'	'
Number of Held-to-Maturity issuers whose securities were sold	'	2	'
Carrying value of Held-to-Maturity securities sold	1,200,000	705,000	'
Gain on sale of Held-to-Maturity securities	66,000	17,000	'
Held-to-maturity Securities Amortized Cost [Abstract]	'	'	'
Held-to-maturity Amortized Cost Securities Within one year	4,238,000	'	'
Held-to-maturity Amortized Cost Securities After 1 through 5 years	12,514,000	'	'
Held-to-maturity Amortized Cost Securities After 5 through 10 years	8,260,000	'	'
Held-to-maturity Amortized Cost Securities After 10 years	833,000	'	'
Held-to-maturity Amortized Cost Securities Mortgage-backed securities	2,714,000	'	'
Total Held-to-maturity Amortized Cost Securities	28,559,000	'	'
Held-to-maturity Securities Fair Value [Abstract]	'	'	'
Held-to-maturity Fair Value Securities Within one year	4,289,000	'	'
Held-to-maturity Fair Value After 1 through 5 years	13,087,000	'	'
Held-to-maturity Fair Value After 5 through 10 years	8,660,000	'	'
Held-to-maturity Fair Value After 10 years	869,000	'	'
Held-to-maturity Fair Value Mortgage-backed securities	2,960,000	'	'
Total Held-to-maturity Fair Value	29,865,000	'	'
Available-for-Sale Securities Amortized Cost [Abstract]	'	'	'
Available-for-Sale Securities Amortized Cost Within one year	6,531,000	'	'
Available-for-Sale Securities Amortized Cost After 1 through 5 years	10,370,000	'	'
Available-for-Sale Securities Amortized Cost After 5 through 10 years	87,316,000	'	'
Available-for-Sale Securities Amortized Cost After 10 years	256,566,000	'	'
Available-for-Sale Securities Amortized Cost Mortgage-backed securities	401,108,000	'	'
Total Available-for-Sale Securities Amortized Cost	761,891,000	'	'
Available-for-Sale Securities Fair Value [Abstract]	'	'	'
Available-for-Sale Securities Fair Value Within one year	6,688,000	'	'
Available-for-Sale Securities Fair Value After 1 through 5 years	10,660,000	'	'
Available-for-Sale Securities Fair Value After 5 through 10 years	87,834,000	'	'
Available-for-Sale Securities Fair Value After 10 years	266,229,000	'	'
Available-for-Sale Securities Fair Value Mortgage-backed securities	405,290,000	'	'
Fair Value of Available-for-sale Securities	776,701,000	'	784,793,000
State and Municipals [Member]	'	'	'
Available-for-Sale Securities: [Abstract]	'	'	'
Amortized Cost of Available-for-sale Securities,	360,783,000	'	353,333,000
Gross Unrealized Gains on Available-for-sale Securities	12,798,000	'	8,250,000
Gross Unrealized Losses on Available-for-sale Securities	-2,170,000	'	-5,030,000
Fair Value of Available-for-sale Securities	371,411,000	'	356,553,000
Securities With Unrealized Losses [Abstract]	'	'	'
Less than twelve months temporarily impaired Fair Value	66,786,000	'	103,010,000
Less than twelve months temporarily impaired Unrealized Loss	-1,663,000	'	-4,549,000
12 Months or More temporarily impaired Fair Value	12,276,000	'	7,729,000
12 Months or More temporarily impaired Unrealized Loss	-507,000	'	-481,000
Total temporarily impaired Fair Value	79,062,000	'	110,739,000
Total temporarily impaired Unrealized Loss	-2,170,000	'	-5,030,000
Available-for-Sale Securities Fair Value [Abstract]	'	'	'
Fair Value of Available-for-sale Securities	371,411,000	'	356,553,000
Pass-Through Mortgage Securities [Member]	'	'	'
Available-for-Sale Securities: [Abstract]	'	'	'
Amortized Cost of Available-for-sale Securities,	148,495,000	'	154,760,000
Gross Unrealized Gains on Available-for-sale Securities	1,262,000	'	1,040,000
Gross Unrealized Losses on Available-for-sale Securities	-2,695,000	'	-3,982,000
Fair Value of Available-for-sale Securities	147,062,000	'	151,818,000
Securities With Unrealized Losses [Abstract]	'	'	'
Less than twelve months temporarily impaired Fair Value	86,212,000	'	89,092,000
Less than twelve months temporarily impaired Unrealized Loss	-1,562,000	'	-2,279,000
12 Months or More temporarily impaired Fair Value	37,561,000	'	38,237,000
12 Months or More temporarily impaired Unrealized Loss	-1,133,000	'	-1,703,000
Total temporarily impaired Fair Value	123,773,000	'	127,329,000
Total temporarily impaired Unrealized Loss	-2,695,000	'	-3,982,000
Available-for-Sale Securities Fair Value [Abstract]	'	'	'
Fair Value of Available-for-sale Securities	147,062,000	'	151,818,000
Collateralized Mortgage Obligations [Member]	'	'	'
Available-for-Sale Securities: [Abstract]	'	'	'
Amortized Cost of Available-for-sale Securities,	252,613,000	'	272,083,000
Gross Unrealized Gains on Available-for-sale Securities	6,380,000	'	6,190,000
Gross Unrealized Losses on Available-for-sale Securities	-765,000	'	-1,851,000
Fair Value of Available-for-sale Securities	258,228,000	'	276,422,000
Securities With Unrealized Losses [Abstract]	'	'	'
Less than twelve months temporarily impaired Fair Value	29,731,000	'	36,652,000
Less than twelve months temporarily impaired Unrealized Loss	-322,000	'	-652,000
12 Months or More temporarily impaired Fair Value	17,712,000	'	54,660,000
12 Months or More temporarily impaired Unrealized Loss	-443,000	'	-1,199,000
Total temporarily impaired Fair Value	47,443,000	'	91,312,000
Total temporarily impaired Unrealized Loss	-765,000	'	-1,851,000
Available-for-Sale Securities Fair Value [Abstract]	'	'	'
Fair Value of Available-for-sale Securities	258,228,000	'	276,422,000
State and Municipals [Member]	'	'	'
Held to Maturity Securities: [Abstract]	'	'	'
Amortized Cost of Held-to-maturity Securities	25,845,000	'	27,968,000
Gross Unrealized Gains on Held-to-maturity Securities	1,060,000	'	1,087,000
Gross Unrealized Loss on Held-to-maturity Securities	0	'	0
Fair Value of Held-to-maturity Securities	26,905,000	'	29,055,000
Pass-Through Mortgage Securities [Member]	'	'	'
Held to Maturity Securities: [Abstract]	'	'	'
Amortized Cost of Held-to-maturity Securities	1,327,000	'	1,878,000
Gross Unrealized Gains on Held-to-maturity Securities	137,000	'	181,000
Gross Unrealized Loss on Held-to-maturity Securities	0	'	0
Fair Value of Held-to-maturity Securities	1,464,000	'	2,059,000
Collateralized Mortgage Obligations [Member]	'	'	'
Held to Maturity Securities: [Abstract]	'	'	'
Amortized Cost of Held-to-maturity Securities	1,387,000	'	2,258,000
Gross Unrealized Gains on Held-to-maturity Securities	109,000	'	176,000
Gross Unrealized Loss on Held-to-maturity Securities	0	'	0
Fair Value of Held-to-maturity Securities	$1,496,000	'	$2,434,000

LOANS_Details

LOANS (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Loans [Abstract]	'	'	'
Individually evaluated for impairment	$2,209	'	$5,825
Collectively evaluated for impairment	1,486,474	'	1,472,112
Total Loans, net reported amount	1,488,683	'	1,477,937
Allocation of allowance for loan losses: [Abstract]	'	'	'
Individually evaluated for impairment	126	'	277
Collectively evaluated for impairment	20,429	'	20,571
Total allocation of allowance for loan losses evaluated for impairment	20,555	'	20,848
Activity in allowance for loan losses: [Roll Forward]	'	'	'
Beginning balance	20,848	18,624	'
Chargeoffs	235	3	'
Recoveries	1	135	'
Provision for loan losses (credit)	-59	-192	'
Ending balance	20,555	18,564	'
Commercial & Industrial [Member]	'	'	'
Loans [Abstract]	'	'	'
Individually evaluated for impairment	30	'	34
Collectively evaluated for impairment	69,670	'	71,784
Total Loans, net reported amount	69,700	'	71,818
Allocation of allowance for loan losses: [Abstract]	'	'	'
Individually evaluated for impairment	1	'	1
Collectively evaluated for impairment	760	'	807
Total allocation of allowance for loan losses evaluated for impairment	761	'	808
Activity in allowance for loan losses: [Roll Forward]	'	'	'
Beginning balance	808	834	'
Chargeoffs	0	0	'
Recoveries	0	18	'
Provision for loan losses (credit)	-47	89	'
Ending balance	761	941	'
Commercial Mortgages Multifamily [Member]	'	'	'
Loans [Abstract]	'	'	'
Individually evaluated for impairment	340	'	347
Collectively evaluated for impairment	452,827	'	469,139
Total Loans, net reported amount	453,167	'	469,486
Allocation of allowance for loan losses: [Abstract]	'	'	'
Individually evaluated for impairment	0	'	0
Collectively evaluated for impairment	6,938	'	7,348
Total allocation of allowance for loan losses evaluated for impairment	6,938	'	7,348
Activity in allowance for loan losses: [Roll Forward]	'	'	'
Beginning balance	7,348	5,342	'
Chargeoffs	0	0	'
Recoveries	0	0	'
Provision for loan losses (credit)	-410	140	'
Ending balance	6,938	5,482	'
Commercial Mortgages Other [Member]	'	'	'
Loans [Abstract]	'	'	'
Individually evaluated for impairment	38	'	3,037
Collectively evaluated for impairment	155,163	'	159,837
Total Loans, net reported amount	155,201	'	162,874
Allocation of allowance for loan losses: [Abstract]	'	'	'
Individually evaluated for impairment	0	'	0
Collectively evaluated for impairment	1,492	'	1,501
Total allocation of allowance for loan losses evaluated for impairment	1,492	'	1,501
Activity in allowance for loan losses: [Roll Forward]	'	'	'
Beginning balance	1,501	1,978	'
Chargeoffs	0	0	'
Recoveries	0	113	'
Provision for loan losses (credit)	-9	-324	'
Ending balance	1,492	1,767	'
Commercial Mortgages Owner-Occupied [Member]	'	'	'
Loans [Abstract]	'	'	'
Individually evaluated for impairment	655	'	657
Collectively evaluated for impairment	104,065	'	82,994
Total Loans, net reported amount	104,720	'	83,651
Allocation of allowance for loan losses: [Abstract]	'	'	'
Individually evaluated for impairment	47	'	127
Collectively evaluated for impairment	1,269	'	1,064
Total allocation of allowance for loan losses evaluated for impairment	1,316	'	1,191
Activity in allowance for loan losses: [Roll Forward]	'	'	'
Beginning balance	1,191	1,163	'
Chargeoffs	0	0	'
Recoveries	0	0	'
Provision for loan losses (credit)	125	-11	'
Ending balance	1,316	1,152	'
Residential Mortgages - Closed End [Member]	'	'	'
Loans [Abstract]	'	'	'
Individually evaluated for impairment	1,146	'	1,539
Collectively evaluated for impairment	620,667	'	603,804
Total Loans, net reported amount	621,813	'	605,343
Allocation of allowance for loan losses: [Abstract]	'	'	'
Individually evaluated for impairment	78	'	149
Collectively evaluated for impairment	8,639	'	8,458
Total allocation of allowance for loan losses evaluated for impairment	8,717	'	8,607
Activity in allowance for loan losses: [Roll Forward]	'	'	'
Beginning balance	8,607	7,729	'
Chargeoffs	121	0	'
Recoveries	0	0	'
Provision for loan losses (credit)	231	-298	'
Ending balance	8,717	7,431	'
Residential Mortgages Revolving Home Equity [Member]	'	'	'
Loans [Abstract]	'	'	'
Individually evaluated for impairment	0	'	211
Collectively evaluated for impairment	77,610	'	77,370
Total Loans, net reported amount	77,610	'	77,581
Allocation of allowance for loan losses: [Abstract]	'	'	'
Individually evaluated for impairment	0	'	0
Collectively evaluated for impairment	1,203	'	1,240
Total allocation of allowance for loan losses evaluated for impairment	1,203	'	1,240
Activity in allowance for loan losses: [Roll Forward]	'	'	'
Beginning balance	1,240	1,453	'
Chargeoffs	114	0	'
Recoveries	0	0	'
Provision for loan losses (credit)	77	187	'
Ending balance	1,203	1,640	'
Consumer [Member]	'	'	'
Loans [Abstract]	'	'	'
Individually evaluated for impairment	0	'	0
Collectively evaluated for impairment	6,472	'	7,184
Total Loans, net reported amount	6,472	'	7,184
Allocation of allowance for loan losses: [Abstract]	'	'	'
Individually evaluated for impairment	0	'	0
Collectively evaluated for impairment	128	'	153
Total allocation of allowance for loan losses evaluated for impairment	128	'	153
Activity in allowance for loan losses: [Roll Forward]	'	'	'
Beginning balance	153	125	'
Chargeoffs	0	3	'
Recoveries	1	4	'
Provision for loan losses (credit)	-26	25	'
Ending balance	$128	$151	'

LOANS_Impaired_Receivables_Det

LOANS, Impaired Receivables (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Sep. 30, 2013	Mar. 31, 2013	Dec. 31, 2013
With an allowance recorded [Abstract]	'	'	'	'
Related Allowance	$126,000	'	'	$277,000
Total [Abstract]	'	'	'	'
Recorded Investment, Total	2,209,000	'	'	5,825,000
Unpaid Principal Balance, Total	2,333,000	'	'	5,983,000
Related Allowance, Total	126,000	'	'	277,000
Average Recorded Investment, Total	2,223,000	'	7,882,000	'
Interest Income Recognized, Total	7,000	'	57,000	'
Commercial and Industrial [Member]	'	'	'	'
With no related allowance recorded [Abstract]	'	'	'	'
Recorded Investment	'	'	'	0
Unpaid Principal Balance	'	'	'	0
Average Recorded Investment	'	'	46,000	'
Interest Income Recognized	'	'	1,000	'
With an allowance recorded [Abstract]	'	'	'	'
Recorded Investment	30,000	'	'	34,000
Unpaid Principal Balance	30,000	'	'	34,000
Related Allowance	1,000	'	'	1,000
Average Recorded Investment	32,000	'	0	'
Interest Income Recognized	0	'	0	'
Total [Abstract]	'	'	'	'
Recorded Investment, Total	30,000	'	'	34,000
Unpaid Principal Balance, Total	30,000	'	'	34,000
Related Allowance, Total	1,000	'	'	1,000
Average Recorded Investment, Total	32,000	'	46,000	'
Interest Income Recognized, Total	0	'	1,000	'
Commercial Mortgages Multifamily [Member]	'	'	'	'
With no related allowance recorded [Abstract]	'	'	'	'
Recorded Investment	340,000	'	'	347,000
Unpaid Principal Balance	400,000	'	'	400,000
Average Recorded Investment	342,000	'	1,101,000	'
Interest Income Recognized	'	0	10,000	'
With an allowance recorded [Abstract]	'	'	'	'
Related Allowance	0	'	'	0
Total [Abstract]	'	'	'	'
Recorded Investment, Total	340,000	'	'	347,000
Unpaid Principal Balance, Total	400,000	'	'	400,000
Related Allowance, Total	0	'	'	0
Average Recorded Investment, Total	342,000	'	1,101,000	'
Interest Income Recognized, Total	0	'	10,000	'
Commercial Mortgages Other [Member]	'	'	'	'
With no related allowance recorded [Abstract]	'	'	'	'
Recorded Investment	38,000	'	'	3,037,000
Unpaid Principal Balance	38,000	'	'	3,084,000
Average Recorded Investment	38,000	'	1,764,000	'
Interest Income Recognized	1,000	'	25,000	'
With an allowance recorded [Abstract]	'	'	'	'
Related Allowance	0	'	'	0
Total [Abstract]	'	'	'	'
Recorded Investment, Total	38,000	'	'	3,037,000
Unpaid Principal Balance, Total	38,000	'	'	3,084,000
Related Allowance, Total	0	'	'	0
Average Recorded Investment, Total	38,000	'	1,764,000	'
Interest Income Recognized, Total	1,000	'	25,000	'
Commercial Mortgages Owner-Occupied [Member]	'	'	'	'
With no related allowance recorded [Abstract]	'	'	'	'
Recorded Investment	406,000	'	'	0
Unpaid Principal Balance	411,000	'	'	0
Average Recorded Investment	407,000	'	174,000	'
Interest Income Recognized	'	0	0	'
With an allowance recorded [Abstract]	'	'	'	'
Recorded Investment	249,000	'	'	657,000
Unpaid Principal Balance	254,000	'	'	666,000
Related Allowance	47,000	'	'	127,000
Average Recorded Investment	249,000	'	0	'
Interest Income Recognized	0	'	0	'
Total [Abstract]	'	'	'	'
Recorded Investment, Total	655,000	'	'	657,000
Unpaid Principal Balance, Total	665,000	'	'	666,000
Related Allowance, Total	47,000	'	'	127,000
Average Recorded Investment, Total	656,000	'	174,000	'
Interest Income Recognized, Total	0	'	0	'
Residential Mortgages - Closed End [Member]	'	'	'	'
With no related allowance recorded [Abstract]	'	'	'	'
Recorded Investment	240,000	'	'	580,000
Unpaid Principal Balance	283,000	'	'	617,000
Average Recorded Investment	243,000	'	577,000	'
Interest Income Recognized	0	'	0	'
With an allowance recorded [Abstract]	'	'	'	'
Recorded Investment	906,000	'	'	959,000
Unpaid Principal Balance	917,000	'	'	969,000
Related Allowance	78,000	'	'	149,000
Average Recorded Investment	912,000	'	3,840,000	'
Interest Income Recognized	6,000	'	21,000	'
Total [Abstract]	'	'	'	'
Recorded Investment, Total	1,146,000	'	'	1,539,000
Unpaid Principal Balance, Total	1,200,000	'	'	1,586,000
Related Allowance, Total	78,000	'	'	149,000
Average Recorded Investment, Total	1,155,000	'	4,417,000	'
Interest Income Recognized, Total	6,000	'	21,000	'
Residential Mortgages Revolving Home Equity [Member]	'	'	'	'
With no related allowance recorded [Abstract]	'	'	'	'
Recorded Investment	'	'	'	211,000
Unpaid Principal Balance	'	'	'	213,000
Average Recorded Investment	'	'	380,000	'
Interest Income Recognized	'	'	0	'
With an allowance recorded [Abstract]	'	'	'	'
Related Allowance	'	'	'	0
Total [Abstract]	'	'	'	'
Recorded Investment, Total	'	'	'	211,000
Unpaid Principal Balance, Total	'	'	'	213,000
Related Allowance, Total	'	'	'	0
Average Recorded Investment, Total	'	'	380,000	'
Interest Income Recognized, Total	'	'	$0	'

LOANS_Receivables_Aging_Detail

LOANS, Receivables Aging (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 Days Past Due	$1,623	$184
60 to 89 Days Past Due	0	0
Past Due 90 Days or More and Still Accruing	0	0
Nonaccrual Loans	1,677	3,596
Total Past Due Loan & Nonaccrual Loans	3,300	3,780
Current	1,485,383	1,474,157
Total Loans, net reported amount	1,488,683	1,477,937
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
Past Due 90 Days or More and Still Accruing	0	0
Nonaccrual Loans	0	0
Total Past Due Loan & Nonaccrual Loans	0	0
Current	69,700	71,818
Total Loans, net reported amount	69,700	71,818
Commercial Mortgages Multifamily [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
Past Due 90 Days or More and Still Accruing	0	0
Nonaccrual Loans	339	347
Total Past Due Loan & Nonaccrual Loans	339	347
Current	452,828	469,139
Total Loans, net reported amount	453,167	469,486
Commercial Mortgages Other [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
Past Due 90 Days or More and Still Accruing	0	0
Nonaccrual Loans	0	1,311
Total Past Due Loan & Nonaccrual Loans	0	1,311
Current	155,201	161,563
Total Loans, net reported amount	155,201	162,874
Commercial Mortgages Owner-Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 Days Past Due	0	0
60 to 89 Days Past Due	0	0
Past Due 90 Days or More and Still Accruing	0	0
Nonaccrual Loans	655	657
Total Past Due Loan & Nonaccrual Loans	655	657
Current	104,065	82,994
Total Loans, net reported amount	104,720	83,651
Residential Mortgages - Closed End [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 Days Past Due	1,243	67
60 to 89 Days Past Due	0	0
Past Due 90 Days or More and Still Accruing	0	0
Nonaccrual Loans	683	1,070
Total Past Due Loan & Nonaccrual Loans	1,926	1,137
Current	619,887	604,206
Total Loans, net reported amount	621,813	605,343
Residential Mortgages Revolving Home Equity [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 Days Past Due	380	112
60 to 89 Days Past Due	0	0
Past Due 90 Days or More and Still Accruing	0	0
Nonaccrual Loans	0	211
Total Past Due Loan & Nonaccrual Loans	380	323
Current	77,230	77,258
Total Loans, net reported amount	77,610	77,581
Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Aging [Abstract]	'	'
30 to 59 Days Past Due	0	5
60 to 89 Days Past Due	0	0
Past Due 90 Days or More and Still Accruing	0	0
Nonaccrual Loans	0	0
Total Past Due Loan & Nonaccrual Loans	0	5
Current	6,472	7,179
Total Loans, net reported amount	$6,472	$7,184

LOANS_Modified_in_Troubled_Deb

LOANS, Modified in Troubled Debt Restructurings (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'	'
Number of restructured loans	0	0	'
Bank allowance for loan losses	$126,000	'	$208,000
Payment defaults	0	0	'
Number of days past due to be considered in default	'90 days	'	'
Number of loans held-for-sale	3	'	'
Loan held-for-sale	400,000	'	900,000
Charge-offs	$235,000	'	'

LOANS_Credit_Quality_Indicator

LOANS, Credit Quality Indicators (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
	Point
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial loans and mortgage point rating system (in points)	10	'
Loan threshold for annual review	$750,000	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Residential mortgage and home equity point rating system (in points)	3	'
Minimum FICO score requirement	680	'
Deposit account overdrafts	313,000	1,382,000
Minimum [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Internally Assigned Risk Rating 1 FICO requirement	680	'
Internally Assigned Risk Rating 2 FICO requirement	635	'
Maximum [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Internally Assigned Risk Rating 2 FICO requirement	679	'
Internally Assigned Risk Rating 3 FICO requirement	635	'
Commercial and Industrial Loans and Commercial Real Estate Loans [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	782,788,000	787,829,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Commercial and Industrial [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	69,700,000	71,818,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Commercial Mortgages Multifamily [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	453,167,000	469,486,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Commercial Mortgages Other [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	155,201,000	162,874,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Commercial Mortgages Owner-occupied [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	104,720,000	83,651,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	17,137,000	14,512,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member] | Commercial and Industrial [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	722,000	280,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member] | Commercial Mortgages Multifamily [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	10,229,000	9,470,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member] | Commercial Mortgages Other [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	1,157,000	601,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Watch [Member] | Commercial Mortgages Owner-occupied [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	5,029,000	4,161,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	3,438,000	1,992,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member] | Commercial and Industrial [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	477,000	1,155,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member] | Commercial Mortgages Multifamily [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member] | Commercial Mortgages Other [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	2,961,000	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Special Mention [Member] | Commercial Mortgages Owner-occupied [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	837,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	3,377,000	6,389,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member] | Commercial and Industrial [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	30,000	34,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member] | Commercial Mortgages Multifamily [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	339,000	346,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member] | Commercial Mortgages Other [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	38,000	3,037,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Substandard [Member] | Commercial Mortgages Owner-occupied [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	2,970,000	2,972,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member] | Commercial and Industrial [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member] | Commercial Mortgages Multifamily [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member] | Commercial Mortgages Other [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	'	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Doubtful [Member] | Commercial Mortgages Owner-occupied [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 1 - 2 [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	4,283,000	6,021,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 1 - 2 [Member] | Commercial and Industrial [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	4,283,000	6,021,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 1 - 2 [Member] | Commercial Mortgages Multifamily [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 1 - 2 [Member] | Commercial Mortgages Other [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 1 - 2 [Member] | Commercial Mortgages Owner-occupied [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 3 - 4 [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	44,127,000	51,714,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 3 - 4 [Member] | Commercial and Industrial [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	2,261,000	6,208,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 3 - 4 [Member] | Commercial Mortgages Multifamily [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	30,599,000	31,211,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 3 - 4 [Member] | Commercial Mortgages Other [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	7,617,000	10,424,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 3 - 4 [Member] | Commercial Mortgages Owner-occupied [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	3,650,000	3,871,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 5 - 6 [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	710,426,000	707,201,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 5 - 6 [Member] | Commercial and Industrial [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	61,927,000	58,120,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 5 - 6 [Member] | Commercial Mortgages Multifamily [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	412,000,000	428,459,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 5 - 6 [Member] | Commercial Mortgages Other [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	143,428,000	148,812,000
Commercial and Industrial Loans and Commercial Real Estate Loans [Member] | Risk Rating 5 - 6 [Member] | Commercial Mortgages Owner-occupied [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	93,071,000	71,810,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	705,582,000	688,726,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Residential Mortgages - Closed End [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	621,813,000	605,343,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Residential Mortgages Revolving Home Equity [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	77,610,000	77,581,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Consumer [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	6,159,000	5,802,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Watch [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	1,756,000	2,131,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Watch [Member] | Residential Mortgages - Closed End [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	1,756,000	1,779,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Watch [Member] | Residential Mortgages Revolving Home Equity [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	352,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Watch [Member] | Consumer [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Special Mention [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Special Mention [Member] | Residential Mortgages - Closed End [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Special Mention [Member] | Residential Mortgages Revolving Home Equity [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Special Mention [Member] | Consumer [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Substandard [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	1,146,000	1,750,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Substandard [Member] | Residential Mortgages - Closed End [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	1,146,000	1,539,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Substandard [Member] | Residential Mortgages Revolving Home Equity [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	211,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Substandard [Member] | Consumer [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Doubtful [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Doubtful [Member] | Residential Mortgages - Closed End [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Doubtful [Member] | Residential Mortgages Revolving Home Equity [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Doubtful [Member] | Consumer [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	0	0
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 1 [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	636,902,000	623,782,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 1 [Member] | Residential Mortgages - Closed End [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	567,103,000	554,579,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 1 [Member] | Residential Mortgages Revolving Home Equity [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	64,388,000	64,135,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 1 [Member] | Consumer [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	5,411,000	5,068,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 2 [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	43,291,000	38,374,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 2 [Member] | Residential Mortgages - Closed End [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	35,098,000	30,530,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 2 [Member] | Residential Mortgages Revolving Home Equity [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	7,642,000	7,324,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 2 [Member] | Consumer [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	551,000	520,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 3 [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	22,487,000	22,689,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 3 [Member] | Residential Mortgages - Closed End [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	16,710,000	16,916,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 3 [Member] | Residential Mortgages Revolving Home Equity [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	5,580,000	5,559,000
Residential Mortgages, Home Equity Lines, and Other Consumer Loans [Member] | Risk Rating 3 [Member] | Consumer [Member]	'	'
Recorded investment in loans by class of loans and credit quality indicator [Abstract]	'	'
Financing Receivable, Net	$197,000	$214,000

OTHER_ASSETS_Details

OTHER ASSETS (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
OTHER ASSETS [Abstract]	'	'
Carrying value of other assets	$278,000	$280,000

STOCKBASED_COMPENSATION_Detail

STOCK-BASED COMPENSATION (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Stock option granted (in shares)	0	0
Compensation expense for share based awards	$349,000	$136,000
Share based compensation, tax benefit	142,000	54,000
Number of Options [Roll Forward]	'	'
Outstanding at beginning of period (in shares)	232,534	'
Exercised (in shares)	-17,874	'
Forfeited or expired (in shares)	0	'
Outstanding at end of period (in shares)	214,660	'
Exercisable at end of period (in shares)	188,064	'
Weighted Average Exercise Price [Roll Forward]	'	'
Outstanding at beginning of period (in dollars per share)	$23.46	'
Exercised (in dollars per share)	$23.25	'
Forfeited or expired (in dollars per share)	$0	'
Outstanding at end of period (in dollars per share)	$23.48	'
Exercisable, at end of period (in dollars per share)	$22.88	'
Weighted Average Remaining Contractual Term/ Aggregate Intrinsic Value [Abstract]	'	'
Weighted Average Remaining Contractual Term, Outstanding at end of period	'4 years 4 months 2 days	'
Weighted Average Remaining Contractual Term, Exercisable at end of period	'4 years 0 months 14 days	'
Aggregate Intrinsic Value, Outstanding at end of period	3,677,000	'
Aggregate Intrinsic Value Exercisable at end of period	3,335,000	'
Total intrinsic value of options exercised during the period	313,000	213,000
Restricted Stock Units [Roll Forward]	'	'
Nonvested at beginning of period (in shares)	64,610	'
Granted (in shares)	33,424	'
Converted (in shares)	-8,276	'
Forfeited (in shares)	0	'
Nonvested at end of period (in shares)	89,758	'
Vested and Convertible at end of period (in shares)	0	'
Weighted-Average Grant-Date Fair Value [Roll Forward]	'	'
Nonvested, beginning of period (in dollars per share)	$25.54	'
Granted (in dollars per share)	$39.16	'
Converted (in dollars per share)	$26.40	'
Forfeited (in dollars per share)	$0	'
Nonvested, ending of period (in dollars per share)	$30.53	'
Vested and Convertible at end of period (in dollars per share)	$0	'
Weighted-Average Remaining Contractual Term/ Aggregate Intrinsic Value [Abstract]	'	'
Weighted-Average Remaining Contractual Term, Outstanding at end of period	'2 years 1 month 6 days	'
Weighted-Average Remaining Contractual Term, Vested and Convertible at end of period	'0 years	'
Aggregate Intrinsic Value, Outstanding at end of period	3,645,000	'
Aggregate Intrinsic Value, Vested and Convertible at end of period	0	'
Total intrinsic value of RSUs converted	348,000	325,000
Unrecognized Compensation Cost [Abstract]	'	'
Unrecognized compensation cost related to nonvested equity awards	1,790,000	'
Weighted average period for recognition	'1 year 10 months 24 days	'
Cash Received and Tax Benefits Realized [Abstract]	'	'
Cash received from option exercises	416,000	669,000
Actual tax benefit realized for the tax deductions from option exercises	110,000	69,000
Cash used to settle stock options	0	0
Stock Options [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Vesting period	'5 years	'
Unrecognized Compensation Cost [Abstract]	'	'
Unrecognized compensation cost related to nonvested equity awards	201,000	'
Weighted average period for recognition	'1 year 6 months	'
Restricted Stock Units (RSUs) [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Vesting period	'2 years	'
Unrecognized Compensation Cost [Abstract]	'	'
Unrecognized compensation cost related to nonvested equity awards	1,589,000	'
Weighted average period for recognition	'2 years 1 month 6 days	'
2006 Compensation Plan [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Shares authorized (in shares)	600,000	'
2006 Compensation Plan [Member] | Restricted Stock Units (RSUs) [Member]	'	'
Restricted Stock Units [Roll Forward]	'	'
Granted (in shares)	25,419	'
Expected to vest and convertible in the future (in shares)	82,485	'
Unrecognized Compensation Cost [Abstract]	'	'
Unrecognized compensation cost related to nonvested equity awards	$8,005	'
Weighted average period for recognition	'2 years	'
2014 Plan [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Common Stock, Capital Shares Reserved for Future Issuance	1,000,000	'
2014 Plan [Member] | Restricted Stock Units (RSUs) [Member]	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'
Shares available for grant (in shares)	350,000	'

DEFINED_BENEFIT_PENSION_PLAN_D

DEFINED BENEFIT PENSION PLAN (Details) (Pension Plans, Defined Benefit [Member], USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Pension Plans, Defined Benefit [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Service cost, net of plan participant contributions	$279,000	$303,000
Interest cost	352,000	304,000
Expected return on plan assets	-752,000	-664,000
Amortization of prior service cost	4,000	6,000
Amortization of net actuarial loss	0	157,000
Net pension cost	-117,000	106,000
Minimum required pension contribution	$1,177,000	'

FAIR_VALUE_OF_FINANCIAL_INSTRU2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Fair Value of Available-for-sale Securities	$776,701,000	'	$784,793,000
Loans Held-for-sale	400,000	'	900,000
Impaired Loans	2,209,000	'	5,825,000
Impaired loan discussion [Abstract]	'	'	'
Principal balance	2,333,000	'	5,983,000
Valuation allowance	126,000	'	277,000
Recorded provisions for loan losses	-25,000	188,000	'
Fair Value, Measurements, Recurring [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
State and municipals	371,411,000	'	356,553,000
Pass-through mortgage securities	147,062,000	'	151,818,000
Collateralized mortgage obligations	258,228,000	'	276,422,000
Fair Value of Available-for-sale Securities	776,701,000	'	784,793,000
Fair Value, Measurements, Recurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
State and municipals	0	'	0
Pass-through mortgage securities	0	'	0
Collateralized mortgage obligations	0	'	0
Fair Value of Available-for-sale Securities	0	'	0
Fair Value, Measurements, Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
State and municipals	371,411,000	'	356,553,000
Pass-through mortgage securities	147,062,000	'	151,818,000
Collateralized mortgage obligations	258,228,000	'	276,422,000
Fair Value of Available-for-sale Securities	776,701,000	'	784,793,000
Fair Value, Measurements, Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
State and municipals	0	'	0
Pass-through mortgage securities	0	'	0
Collateralized mortgage obligations	0	'	0
Fair Value of Available-for-sale Securities	0	'	0
Fair Value, Measurements, Nonrecurring [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	400,000	'	'
Impaired Loans	378,000	'	808,000
Impaired loan discussion [Abstract]	'	'	'
Principal balance	442,000	'	1,024,000
Valuation allowance	64,000	'	216,000
Fair Value, Measurements, Nonrecurring [Member] | Residential Mortgages - Closed End [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	305,000	'	900,000
Impaired Loans	176,000	'	278,000
Fair Value, Measurements, Nonrecurring [Member] | Residential Mortgages - Revolving Home Equity [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	95,000	'	'
Fair Value, Measurements, Nonrecurring [Member] | Commercial Mortgages Owner-Occupied [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Impaired Loans	202,000	'	530,000
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	0	'	'
Impaired Loans	0	'	0
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member] | Residential Mortgages - Closed End [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	0	'	0
Impaired Loans	0	'	0
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member] | Residential Mortgages - Revolving Home Equity [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	0	'	'
Fair Value, Measurements, Nonrecurring [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member] | Commercial Mortgages Owner-Occupied [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Impaired Loans	0	'	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	0	'	'
Impaired Loans	0	'	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Residential Mortgages - Closed End [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	0	'	0
Impaired Loans	0	'	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Residential Mortgages - Revolving Home Equity [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	0	'	'
Fair Value, Measurements, Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member] | Commercial Mortgages Owner-Occupied [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Impaired Loans	0	'	0
Fair Value, Measurements, Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	400,000	'	'
Impaired Loans	378,000	'	808,000
Fair Value, Measurements, Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Residential Mortgages - Closed End [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	305,000	'	900,000
Impaired Loans	176,000	'	278,000
Fair Value, Measurements, Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Residential Mortgages - Revolving Home Equity [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Loans Held-for-sale	95,000	'	'
Fair Value, Measurements, Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Commercial Mortgages Owner-Occupied [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Impaired Loans	$202,000	'	$530,000

FAIR_VALUE_OF_FINANCIAL_INSTRU3

FAIR VALUE OF FINANCIAL INSTRUMENTS, Carrying Amounts and Estimated Fair Value of Financil Instruments Not Recorded at Fair Value (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Liabilities [Abstract]	'	'
Checking deposits	$632,839	$599,114
Savings, NOW and money market deposits	933,514	917,974
Carrying Amount [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	47,680	35,497
Restricted stock	15,819	19,869
Financial Liabilities [Abstract]	'	'
Checking deposits	632,839	599,114
Savings, NOW and money market deposits	933,514	917,974
Short-term borrowings	9,778	110,463
Accrued interest payable [Abstract]	'	'
Checking, savings, NOW and money market deposits	26	33
Short term borrowings	0	1
Carrying Amount [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Financial Assets [Abstract]	'	'
Held-to-maturity securities	27,943	31,315
Accrued interest receivable [Abstract]	'	'
Investment securities	4,941	4,766
Financial Liabilities [Abstract]	'	'
Time deposits	301,651	265,040
Long-term debt	295,000	285,000
Accrued interest payable [Abstract]	'	'
Time deposits	4,959	5,802
Long term debt	600	571
Carrying Amount [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Financial Assets [Abstract]	'	'
Held-to-maturity securities	616	789
Loans	1,467,750	1,456,281
Accrued interest receivable [Abstract]	'	'
Loans	3,905	3,819
Fair Value [Member] | Quoted Prices in Active Market for Identical Assets (Level 1) [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	47,680	35,497
Restricted stock	15,819	19,869
Financial Liabilities [Abstract]	'	'
Checking deposits	632,839	599,114
Savings, NOW and money market deposits	933,514	917,974
Short-term borrowings	9,778	110,463
Accrued interest payable [Abstract]	'	'
Checking, savings, NOW and money market deposits	26	33
Short term borrowings	0	1
Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Financial Assets [Abstract]	'	'
Held-to-maturity securities	29,249	32,759
Accrued interest receivable [Abstract]	'	'
Investment securities	4,941	4,766
Financial Liabilities [Abstract]	'	'
Time deposits	307,088	270,545
Long-term debt	295,196	285,502
Accrued interest payable [Abstract]	'	'
Time deposits	4,959	5,802
Long term debt	600	571
Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Financial Assets [Abstract]	'	'
Held-to-maturity securities	616	789
Loans	1,436,027	1,447,199
Accrued interest receivable [Abstract]	'	'
Loans	$3,905	$3,819