The First of Long Island Corporation (FLIC) 10-K 11 Mar 22 2021 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Mar. 04, 2022	Jun. 30, 2021
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Dec. 31, 2021
Entity File Number	001-32964
Entity Registrant Name	THE FIRST OF LONG ISLAND CORPORATION
Entity Incorporation, State or Country Code	NY
Entity Tax Identification Number	11-2672906
Entity Address, Address Line One	10 Glen Head Road
Entity Address, City or Town	Glen Head
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	11545
City Area Code	516
Local Phone Number	671-4900
Title of 12(b) Security	Common stock, $0.10 par value per share
Trading Symbol	FLIC
Security Exchange Name	NASDAQ
Entity Central Index Key	0000740663
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Current Fiscal Year End Date	--12-31
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Public Float			$ 483.9
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Emerging Growth Company	false
Entity Small Business	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		23,120,290
Documents Incorporated by Reference	DOCUMENTS INCORPORATED BY REFERENCE Portions of the Registrant’s Proxy Statement for the Annual Meeting of Stockholders to be held April 19, 2022 are incorporated by reference into Part III.
Auditor Firm ID	173
Auditor Name	Crowe LLP
Auditor Location	New York, New York

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets:
Cash and cash equivalents	$ 43,675	$ 211,182
Investment securities available-for-sale, at fair value	734,318	662,722
Loans:
Loans	3,105,036	3,033,454
Allowance for credit losses	(29,831)	(33,037)
Total	3,075,205	3,000,417
Restricted stock, at cost	21,524	20,814
Bank premises and equipment, net	37,523	38,830
Right-of-use asset - operating leases	8,438	12,212
Bank-owned life insurance	107,831	85,432
Pension plan assets, net	19,097	20,109
Deferred income tax benefit	3,987	1,375
Other assets	17,191	16,048
Total assets	4,068,789	4,069,141
Deposits:
Checking	1,400,998	1,208,073
Savings, NOW and money market	1,685,410	1,679,161
Time	228,837	434,354
Total	3,315,245	3,321,588
Short-term borrowings	125,000	60,095
Long-term debt	186,322	246,002
Operating lease liability	11,259	13,046
Accrued expenses and other liabilities	17,151	21,292
Total liabilities	3,654,977	3,662,023
Stockholders' Equity:
Common stock, par value $0.10 per share: Authorized, 80,000,000 shares; Issued and outstanding, 23,240,596 and 23,790,589 shares	2,324	2,379
Surplus	93,480	105,547
Retained earnings	320,321	295,622
Total	416,125	403,548
Accumulated other comprehensive income (loss), net of tax	(2,313)	3,570
Total Stock Holders' Equity	413,812	407,118
Total Liabilities and Equity	4,068,789	4,069,141
Commercial And Industrial [Member]
Loans:
Loans	90,386	100,015
Allowance for credit losses	(888)	(1,416)
SBA Paycheck Protection Program [Member]
Loans:
Loans	30,534	139,487
Allowance for credit losses	(46)	(209)
Commercial Mortgages [Member]
Loans:
Loans	1,736,612	1,421,071
Consumer And Other [Member]
Loans:
Loans	991	2,149
Allowance for credit losses	(3)	(7)
Closed-end [Member] | Residential Mortgages [Member]
Loans:
Loans	1,202,374	1,316,727
Allowance for credit losses	(11,298)	(14,706)
Revolving Home Equity [Member] | Residential Mortgages [Member]
Loans:
Loans	44,139	54,005
Allowance for credit losses	$ (449)	$ (407)

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2021	Dec. 31, 2020
Consolidated Balance Sheets [Abstract]
Common stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common stock, shares authorized (in shares)	80,000,000	80,000,000
Common stock, shares issued (in shares)	23,240,596	23,790,589
Common stock, shares outstanding (in shares)	23,240,596	23,790,589

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest and dividend income:
Loans	$ 106,266	$ 109,492	$ 117,171
Investment securities:
Taxable	8,162	11,873	15,212
Nontaxable	8,531	9,851	11,467
Total interest and dividend income	122,959	131,216	143,850
Interest expense:
Savings, NOW and money market deposits	4,414	9,097	18,563
Time deposits	5,712	10,977	14,494
Short-term borrowings	1,427	1,574	3,261
Long-term debt	4,599	7,540	7,363
Total interest expense	16,152	29,188	43,681
Net interest income	106,807	102,028	100,169
Provision (credit) for credit losses	(2,573)	3,006	33
Net interest income after provision (credit) for credit losses	109,380	99,022	100,136
Noninterest income:
Investment services income	1,222	2,180	2,010
Service charges on deposit accounts	2,925	2,962	3,214
Net gains on sales of securities	1,104	2,556	14
Other	7,323	6,388	5,373
Total noninterest income	12,574	14,086	10,611
Noninterest expense:
Salaries and employee benefits	39,753	37,288	37,111
Occupancy and equipment	15,338	12,370	11,904
Debt extinguishment	1,021	2,559
Other	12,535	11,364	11,949
Total noninterest expense	68,647	63,581	60,964
Income before income taxes	53,307	49,527	49,783
Income tax expense	10,218	8,324	8,228
Net income	$ 43,089	$ 41,203	$ 41,555
Weighted average:
Common shares	23,655,635	23,859,119	24,663,726
Dilutive stock options and restricted stock units	107,348	53,915	184,800
Total weighted average	23,762,983	23,913,034	24,848,526
Earnings per share:
Basic	$ 1.82	$ 1.73	$ 1.68
Diluted	1.81	1.72	1.67
Cash dividends declared per share	$ 0.78	$ 0.74	$ 0.70

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Consolidated Statements Of Comprehensive Income [Abstract]
Net income	$ 43,089	$ 41,203	$ 41,555
Other comprehensive income (loss):
Change in net unrealized holding gains (losses) on available-for-sale securities	(10,633)	3,543	14,142
Change in funded status of pension plan	(1,341)	1,571	3,525
Change in net unrealized loss on derivative instruments	3,535	(867)	(3,289)
Other comprehensive income (loss) before income taxes	(8,439)	4,247	14,378
Income tax expense (benefit)	(2,556)	1,272	4,343
Other comprehensive income (loss)	(5,883)	2,975	10,035
Comprehensive income	$ 37,206	$ 44,178	$ 51,590

Consolidated Statement Of Chang

Consolidated Statement Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Common Stock [Member]	Surplus [Member]Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Surplus [Member]	Retained Earnings [Member]Cumulative Effect, Period of Adoption, Adjustment [Member]	Retained Earnings [Member]Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Total
Balance (in shares) at Dec. 31, 2018		25,422,740
Balance at Dec. 31, 2018		$ 2,542		$ 145,163			$ 249,922		$ (9,440)			$ 388,187
Net income							41,555					41,555
Other comprehensive income (loss)									10,035			10,035
Repurchase of common stock (in shares)		(1,686,100)
Repurchase of common stock		$ (169)		(38,002)								(38,171)
Shares withheld upon the vesting and conversion of RSUs (in shares)		(41,018)
Shares withheld upon the vesting and conversion of RSUs		$ (4)		(850)								(854)
Common stock issued under stock compensation plans (in shares)		150,988
Common stock issued under stock compensation plans		$ 15		570								585
Common stock issued under dividend reinvestment and stock purchase plan (in shares)		88,022
Common stock issued under dividend reinvestment and stock purchase plan		$ 9		1,813								1,822
Stock-based compensation				3,050								3,050
Cash dividends declared							(17,101)					(17,101)
Balance (in shares) at Dec. 31, 2019	23,934,632	23,934,632
Balance at Dec. 31, 2019	$ 2,393	$ 2,393	$ 111,744	111,744	$ (2,325)	$ 272,051	274,376	$ 595	595	$ (2,325)	$ 386,783	389,108
Net income							41,203					41,203
Other comprehensive income (loss)									2,975			2,975
Repurchase of common stock (in shares)		(377,200)
Repurchase of common stock		$ (38)		(7,897)								(7,935)
Shares withheld upon the vesting and conversion of RSUs (in shares)		(66,142)
Shares withheld upon the vesting and conversion of RSUs		$ (6)		(1,521)								(1,527)
Common stock issued under stock compensation plans (in shares)		249,414
Common stock issued under stock compensation plans		$ 25		625								650
Common stock issued under dividend reinvestment and stock purchase plan (in shares)		49,885
Common stock issued under dividend reinvestment and stock purchase plan		$ 5		808								813
Stock-based compensation				1,788								1,788
Cash dividends declared							(17,632)					(17,632)
Balance (in shares) at Dec. 31, 2020		23,790,589
Balance at Dec. 31, 2020		$ 2,379		105,547			295,622		3,570			407,118
Net income							43,089					43,089
Other comprehensive income (loss)									(5,883)			(5,883)
Repurchase of common stock (in shares)		(679,873)
Repurchase of common stock		$ (68)		(14,433)								(14,501)
Shares withheld upon the vesting and conversion of RSUs (in shares)		(18,822)
Shares withheld upon the vesting and conversion of RSUs		$ (2)		(359)								(361)
Common stock issued under stock compensation plans (in shares)		105,674
Common stock issued under stock compensation plans		$ 11		259								270
Common stock issued under dividend reinvestment and stock purchase plan (in shares)		43,028
Common stock issued under dividend reinvestment and stock purchase plan		$ 4		831								835
Stock-based compensation				1,635								1,635
Cash dividends declared							(18,390)					(18,390)
Balance (in shares) at Dec. 31, 2021		23,240,596
Balance at Dec. 31, 2021		$ 2,324		$ 93,480			$ 320,321		$ (2,313)			$ 413,812

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash Flows From Operating Activities:
Net income	$ 43,089	$ 41,203	$ 41,555
Adjustments to reconcile net income to net cash provided by operating activities:
Provision (credit) for credit losses	(2,573)	3,006	33
Credit provision for deferred income taxes	(56)	(1,331)	(1,212)
Depreciation and amortization of premises and equipment	4,905	4,195	4,078
Amortization of right-of-use asset - operating leases	3,774	2,177	2,140
Premium amortization on investment securities, net	2,247	1,852	1,264
Net gains on sales of securities	(1,104)	(2,556)	(14)
Loss on debt extinguishment	1,021	2,559
Stock-based compensation expense	1,635	1,788	3,050
Accretion of cash surrender value on bank-owned life insurance	(2,399)	(2,313)	(2,194)
Pension expense (credit)	(329)	(263)	404
Decrease in other liabilities	(2,522)	(3,751)	(38)
Other decreases (increases)	3,093	(531)	921
Net cash provided by operating activities	50,781	46,035	49,987
Available-for-sale securities:
Proceeds from sales	71,695	64,453	21,983
Proceeds from maturities and redemptions	113,736	146,063	151,214
Purchases	(268,803)	(171,447)	(95,905)
Held-to-maturity securities:
Proceeds from maturities and redemptions			3,184
Purchases			(1,609)
Net decrease (increase) in loans	(72,215)	152,649	73,568
Net decrease (increase) in restricted stock	(710)	10,085	9,787
Purchases of bank-owned life insurance	(20,000)
Purchases of premises and equipment, net	(7,697)	(3,008)	(2,875)
Net cash provided by (used in) investing activities	(183,994)	198,795	159,347
Cash Flows From Financing Activities:
Net increase (decrease) in deposits	(6,343)	177,572	59,044
Net increase (decrease) in short-term borrowings	64,905	(130,615)	(198,213)
Proceeds from long-term debt		120,000	48,945
Repayment of long-term debt	(60,701)	(214,029)	(73,500)
Proceeds from issuance of common stock, net of shares withheld	607	(188)	1,420
Repurchase of common stock	(14,501)	(7,935)	(38,171)
Cash dividends paid	(18,261)	(17,421)	(17,249)
Net cash used in financing activities	(34,294)	(72,616)	(217,724)
Net (decrease) increase in cash and cash equivalents	(167,507)	172,214	(8,390)
Cash and cash equivalents, beginning of year	211,182	38,968	47,358
Cash and cash equivalents, end of period	43,675	211,182	38,968
Supplemental Cash Flow Disclosures:
Cash paid for interest	16,713	29,500	43,520
Cash paid for income taxes	11,650	7,582	8,867
Operating cash flows from operating leases	2,475	2,796	2,547
Noncash investing and financing activities:
Right-of-use assets obtained in exchange for operating lease liabilities		923	16,483
Cash dividends payable	4,648	$ 4,519	4,308
Bank premises transferred to held-for-sale	$ 3,796
Held-to-maturity securities transferred to available-for-sale			$ 3,949

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	NOTE A – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The consolidated financial statements include the accounts of The First of Long Island Corporation and its wholly-owned subsidiary, The First National Bank of Long Island, and subsidiaries wholly-owned by the Bank, either directly or indirectly: The First of Long Island Agency, Inc.; FNY Service Corp.; and The First of Long Island REIT, Inc. (“REIT”). The Corporation’s financial condition and operating results principally reflect those of the Bank and its subsidiaries. The consolidated entity is referred to as the “Corporation,” and the Bank and its subsidiaries are collectively referred to as the “Bank.” All intercompany balances have been eliminated. The accounting and reporting policies of the Corporation reflect banking industry practice and conform to generally accepted accounting principles (“GAAP”) in the United States. The following is a summary of the Corporation’s significant accounting policies. In preparing the consolidated financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported asset and liability balances, revenue and expense amounts, and the disclosures provided, including disclosure of contingent assets and liabilities, based on available information. Actual results could differ significantly from those estimates. Information available which could affect these judgements include, but are not limited to, changes in interest rates, changes in the performance of the economy including the economic impact of the COVID-19 pandemic (“pandemic”) on both the allowance and provision for credit losses, and changes in the financial condition of borrowers. Adoption of New Accounting Standards In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13 “Measurement of Credit Losses on Financial Instruments (Topic 326)” (“CECL”). This standard changes the methodology used to determine the allowance for loan losses from an incurred loss model to a current expected credit loss model. The CECL model requires the Bank to maintain at each periodic reporting date an allowance for credit losses (“ACL” or “allowance”) in an amount that is equal to its estimate of expected lifetime credit losses on all financial assets measured at amortized cost, including loan receivables, held-to-maturity debt securities and certain off-balance sheet credit exposures. Management adopted ASU 2016-13, as amended, on January 1, 2020 using the modified retrospective approach for all financial assets measured at amortized cost and off-balance sheet credit commitments. Results for reporting periods beginning on or after January 1, 2020 are presented under Accounting Standards Codification (“ASC”) 326 while prior period amounts continue to be reported in accordance with previously applicable GAAP. On January 1, 2020, the Corporation recorded a net decrease to retained earnings of $2,325,000, net of tax effect of $993,000, for the implementation of ASC 326, with offsetting increases of $2,888,000 and $430,000 to the ACL on loans and off-balance sheet credit exposures, respectively. The following table illustrates the impact of ASC 326. January 1, 2020 Impact of As Reported Pre-ASC 326 ASC 326(in thousands) Under ASC 326 Adoption AdoptionAssets: Allowance for credit losses on loans: Commercial and industrial $ 1,249 $ 1,493 $ (244)Commercial mortgages: Multifamily 8,210 7,151 1,059Other 3,451 3,498 (47)Owner-occupied 1,699 921 778Residential mortgages: Closed end 17,054 15,698 1,356Revolving home equity 509 515 (6)Consumer and other 5 13 (8) $ 32,177 $ 29,289 $ 2,888Liabilities: Allowance for credit losses on off-balance sheet credit exposures $ 605 $ 175 $ 430 In August 2018, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards update (“ASU”) 2018-14 “Changes to the Disclosure Requirements for Defined Benefit Plans.” The ASU modifies certain disclosure requirements pertaining to defined benefit plans as part of the FASB’s disclosure framework project intended to improve the effectiveness of disclosures in the notes to financial statements. ASU 2018-14 is effective for fiscal years ending after December 15, 2020. The adoption of the ASU on January 1, 2021 modified the Corporation’s disclosures but did not impact its financial position or results of operations. Cash and Cash Equivalents Cash and cash equivalents include cash and deposits with other financial institutions that generally mature within 90 days. Investment Securities Current accounting standards require that investment securities be classified as held-to-maturity (“HTM”), available-for-sale (“AFS”) or trading. The trading category is not applicable to any securities in the Bank's portfolio because the Bank does not buy or hold debt or equity securities principally for the purpose of selling in the near term. HTM securities, or debt securities which the Bank has the intent and ability to hold to maturity, are reported at amortized cost. AFS securities, or debt securities which are neither HTM securities nor trading securities, are reported at fair value, with unrealized gains and losses, net of the related income tax effect, included in other comprehensive income (loss) (“OCI”). Equity securities, if any, are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Interest income includes amortization or accretion of purchase premium or discount. Premiums and discounts on securities are amortized or accreted using the level-yield method. Prepayments are anticipated for mortgage-backed securities. Premiums on municipal securities are amortized to the earlier of the stated maturity date or the first call date, while discounts on municipal securities are accreted to the stated maturity date. Realized gains and losses on the sale of securities are determined using the specific identification method. Management measures expected credit losses on HTM debt securities, if any, on a collective basis by major security type. Accrued interest receivable on HTM debt securities is excluded from the estimate of credit losses. For AFS securities in an unrealized loss position, management first evaluates whether the decline in fair value has resulted from an actual or estimated credit loss event. Management considers the extent to which fair value is less than amortized cost, changes to the rating of the security, and adverse conditions specifically related to the security. If this assessment indicates that a credit loss is likely, management then assesses whether it has the intent to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost and determines the present value of cash flows expected to be collected from the security as compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, an allowance is recorded for the estimated credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance is recognized in OCI. Accrued interest receivable on AFS securities is excluded from the estimate of credit losses. Loans Held-for-Sale Loans held-for-sale are carried at the lower of cost or fair value. Any subsequent declines in fair value below the initial carrying value are recorded as a valuation allowance established through a charge to noninterest income. Loans and Allowance for Credit Losses Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost, net of the ACL. Amortized cost is the principal balance outstanding plus or minus net deferred loan costs and fees. Accrued interest receivable is reported in “Other assets” on the consolidated balance sheets and is excluded from the estimate of credit losses. Interest on loans is credited to income based on the principal amount outstanding. Direct loan origination costs, net of loan origination fees, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. The past due status of a loan is based on the contractual terms in the loan agreement. Unless a loan is well secured and in the process of collection, the accrual of interest income is discontinued when a loan becomes 90 days past due as to principal or interest payments. The accrual of interest income on a loan is also discontinued when it is determined that the borrower will not be able to make principal and interest payments according to the contractual terms of the current loan agreement. When the accrual of interest income is discontinued on a loan, any accrued but unpaid interest is reversed against current period income. Interest received on nonaccrual loans is applied to the outstanding principal balance until the loans qualify for return to an accrual status, if ever. Return to an accrual status occurs when all the principal and interest amounts contractually past due are brought current and all future payments are reasonably assured. The ACL is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the Bank’s loan portfolio. The ACL is established through provisions for credit losses charged against income. When available information confirms that specific loans, or portions thereof, are uncollectible, these amounts are charged against the ACL, and subsequent recoveries, if any, are credited to the ACL. Management identifies loans in the Bank’s portfolio that must be individually evaluated for loss due to disparate risk characteristics or information suggesting that the Bank will be unable to collect all the principal and interest due. For loans individually evaluated, a specific reserve is estimated based on either the fair value of collateral or the discounted value of expected future cash flows. In estimating the fair value of real estate collateral, management utilizes appraisals or evaluations adjusted for costs to dispose and a distressed sale adjustment, if needed. Estimating the fair value of collateral other than real estate is also subjective in nature and sometimes requires difficult and complex judgements. Determining expected future cash flows can be more subjective than determining fair values. Expected future cash flows could differ significantly, both in timing and amount, from the cash flows actually received over the loan’s remaining life. Individually evaluated loans are excluded from the estimation of credit losses for the pooled portfolio. Troubled debt restructurings (“TDRs”) are individually evaluated for loss and generally reported at the present value of estimated future cash flows using the loan’s effective rate at inception. However, if a TDR is considered to be a collateral dependent loan, the loan is reported at the fair value of the collateral. For loans collectively evaluated for credit loss, management segregates its loan portfolio into distinct pools, certain of which are combined in reporting loans outstanding by class of loans: (1) commercial and industrial; (2) small business credit scored; (3) multifamily; (4) owner-occupied; (5) other commercial real estate; (6) construction and land development; (7) closed end residential mortgage; (8) revolving home equity; (9) consumer; (10) municipal loans; and (11) Small Business Administration (“SBA”) Paycheck Protection Program (“PPP”) loans. Historical loss information from the Bank’s own loan portfolio from December 31, 2007 to present provides a basis for management’s assessment of expected credit losses. The choice of a historical look-back period that begins in 2007 covers an entire economic cycle and impacts the average historical loss rates used to calculate the final ACL. Due to the extensive loss data available, management selected the vintage approach to measure the historical loss component of credit losses for most of its loan pools. For the revolving home equity and small business credit scored pools, the migration approach was selected to measure historical losses. No historical loss method was applied to the SBA PPP loan pool which is 100% guaranteed by the federal government. Management believes that the methods selected fairly reflect the historical loss component of expected losses inherent in the Bank’s loan portfolio. However, since future losses could vary significantly from those experienced in the past, on a quarterly basis management adjusts its historical loss experience to reflect current and forecasted conditions. In doing so, management considers a variety of general qualitative and quantitative factors (“Q-factors”) and then subjectively determines the weight to assign to each in estimating losses. Qualitative characteristics include differences in underwriting standards, policies, lending staff and environmental risks. Management also considers whether further adjustments to historical loss information are needed to reflect the extent to which current conditions and reasonable and supportable forecasts over a one year to two year forecasting horizon differ from the conditions that existed during the historical loss period. These quantitative adjustments reflect changes to relevant data such as changes in unemployment rates, GDP, vacancies, average growth in pools of loans, delinquencies or other factors associated with the financial assets. The allowance for SBA PPP loans represents an estimate of potential loss due to documentation and processing deficiencies. The immediate reversion method is applied for periods beyond the forecasting horizon. The Bank’s ACL allocable to pools of loans that are collectively evaluated for credit loss results primarily from these qualitative and quantitative adjustments to historical loss experience. Because of the nature of the Q-factors and the degree of judgement involved in assessing their impact, management’s resulting estimate of losses may not accurately reflect current and future losses in the portfolio. The ACL is an amount that management currently believes will be adequate to absorb current expected credit losses in the Bank’s loan portfolio. The process for estimating credit losses and determining the ACL as of any balance sheet date is subjective in nature and requires material estimates. Actual results could differ significantly from those estimates. Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Corporation, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Bank Premises and Equipment and Operating Leases Land is carried at cost. Other bank premises and equipment are carried at cost less accumulated depreciation and amortization. Buildings are depreciated using the straight-line method over their estimated useful lives, which range from 31 to 40 years. Building and leasehold improvements are depreciated using the straight-line method over the remaining lives of the buildings or leases, as applicable, or their estimated useful lives, whichever is shorter. The lives of the respective leases range from five years to fifteen years. Furniture, fixtures and equipment are depreciated using the straight-line method over their estimated useful lives, which range from three years to ten years. Premises and equipment held-for-sale, if any, is included in “other assets” on the Corporation’s consolidated balance sheets and carried at the lower of cost or fair value. The Bank determines if an arrangement is a lease at inception and recognizes a right-of-use (“ROU”) asset and lease liability at the commencement date based on the present value of lease payments over the lease term. As most of the Bank’s leases do not provide an implicit interest rate, the Bank uses its incremental borrowing rate to determine the present value of the lease payments. The Bank’s ROU asset and lease liability may include options to extend the lease when it is reasonably certain that the Bank will exercise that option. Lease expense is recognized on a straight-line basis over the lease term.Bank-owned Life Insurance The Bank is the owner and beneficiary of insurance policies on the lives of certain officers. Bank-owned life insurance (“BOLI”) is recorded at the amount that can be realized under the contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement, if any. Restricted Stock The Bank is a member of and is required to own stock in the Federal Home Loan Bank of New York (“FHLBNY”) and the Federal Reserve Bank of New York (“FRBNY”). The amount of FHLBNY stock held is based on membership and the level of FHLBNY advances. The amount of FRBNY stock held is based on the Bank’s capital and surplus balances. These stocks do not have a readily determinable fair value, are carried at cost, classified as restricted stock and periodically evaluated for impairment based on the prospects for the ultimate recovery of cost. Cash dividends, if any, are reported as interest income on taxable investment securities. Other Real Estate Owned Real estate acquired through foreclosure or by deed-in-lieu of foreclosure is initially recorded at the lower of cost or fair value, less estimated selling costs and is included in other assets on the consolidated balance sheets. Chargeoffs recorded at the time of acquisition are charged to the ACL. Subsequently, decreases in the property’s estimated fair value are charged to earnings and credited to a valuation allowance and recoveries in fair value are credited to earnings and charged to the valuation allowance. Such adjustments to earnings are included in other noninterest expense along with any additional property maintenance costs incurred in owning the property. Rental income received from tenants of other real estate owned is included in other noninterest income. Long-term Assets Premises and equipment, intangible assets, BOLI and other long-term assets, if any, are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans, commercial letters of credit and standby letters of credit. The face amount of these items represents the exposure to loss, before considering collateral held or ability to repay. The Bank estimates credit losses on off-balance sheet credit exposures by considering the likelihood of an outstanding commitment converting into an outstanding loan and applying historical loss factors used on similar portfolio segments, unless the obligation is unconditionally cancellable by the Bank. The ACL on off-balance sheet credit exposures is recorded in the line item “Accrued expenses and other liabilities” in the consolidated balance sheets and totaled $492,000 and $410,000, respectively, at December 31, 2021 and 2020. The ACL is adjusted through a provision (credit) for credit loss expense which is included in the line item “other noninterest expense” in the consolidated statements of income and amounted to $82,000, ($195,000) and $29,000 in 2021, 2020 and 2019, respectively. Off-balance sheet credit instruments are recorded on the balance sheet when they are funded or drawn down. Derivatives The Corporation records cash flow hedges at the inception of a derivative contract based on management’s intentions and belief as to the likely effectiveness of the hedge. Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability. For a cash flow hedge, the gain or loss on the derivative is recorded in OCI and is reclassified into earnings in the same period during which the hedged transaction affects earnings. The changes in the fair value of a derivative that is not highly effective in hedging the expected cash flows of the hedged item are recognized immediately as interest expense in the consolidated statements of income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income or noninterest expense. Cash flows from hedges are classified in the consolidated statements of cash flows in the same manner as the items being hedged. The Corporation formally documents the relationship between derivatives and hedged items, as well as the risk management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Corporation also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in cash flows of the hedged item. The Corporation discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in cash flows of the hedged item, the derivative is settled or terminated, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as interest expense. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in OCI are amortized into earnings over the same periods which the hedged transactions will affect earnings. Income Taxes A current tax liability or asset is recognized for the estimated taxes payable or refundable on tax returns for the current year. A deferred tax liability or asset is recognized for the estimated future tax effects attributable to temporary differences and carryforwards. The measurement of deferred tax assets is reduced, if necessary, by the amount of any tax benefits that, based on available evidence, are not expected to be realized. The measurement of current and deferred tax liabilities and assets is based on provisions of the enacted tax law. The effects of future changes in tax laws or rates are not considered. The Corporation recognizes interest and/or penalties related to income tax matters in noninterest income or noninterest expense as appropriate. Retirement Plans Pension expense is the sum of service cost, interest cost, amortization of actuarial gains and losses and plan expenses, net of the expected return on plan assets and participant contributions. The service cost component of pension expense is included in salaries and employee benefits on the consolidated statements of income. All other components of pension expense are included in other noninterest income. Employee 401(k) plan expense is equal to the amount of the Corporation’s matching contributions and is included in salaries and employee benefits in the consolidated statements of income. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Operating Segments While management monitors the revenue streams of the Bank’s various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a company-wide basis. Accordingly, all of the financial operations of the Bank are aggregated in one reportable operating segment. Investment Services Assets held in a fiduciary capacity are not assets of the Corporation and, accordingly, are not included in the accompanying consolidated financial statements. The Bank records investment services fees on the accrual basis. Reclassifications When appropriate, items in the prior year financial statements are reclassified to conform to the current period presentation. Earnings Per Share The Corporation calculates basic and diluted earnings per share (“EPS”) using the treasury stock method. Basic EPS excludes the dilutive effect of outstanding stock options and restricted stock units (“RSUs”) and is computed by dividing net income by the weighted average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if outstanding stock options and RSUs were converted into shares of common stock that then shared in the earnings of the Corporation. Diluted EPS is computed by dividing net income by the weighted average number of common shares and dilutive stock options and RSUs. 25,519 RSUs were excluded from the calculation of EPS at December 31, 2020, because their inclusion would be anti-dilutive. There were no anti-dilutive stock options or RSUs at December 31, 2021 or 2019. Other than the stock options and RSUs described in “Note I – Stock-Based Compensation,” the Corporation has no securities that could be converted into common stock nor does the Corporation have any contracts that could result in the issuance of common stock. Stock-based Compensation  The Corporation’s stock-based compensation plans are described in “Note I – Stock-Based Compensation.” Compensation cost is determined for stock options and RSUs issued to employees and non-employee directors based on the grant date fair value of the award. Compensation expense for RSUs is recognized over the applicable performance or service period, which is usually the vesting period. Compensation expense is adjusted at the end of the performance period, if applicable, to reflect the actual number of shares of the Corporation’s common stock into which the RSUs will be converted. Compensation expense for stock options, if any, is recognized over the five year vesting period. The Corporation accounts for forfeitures as they occur. Comprehensive Income Comprehensive income includes net income and OCI. OCI includes revenues, expenses, gains and losses that under GAAP are included in comprehensive income but excluded from net income. OCI for the Corporation consists of net unrealized holding gains or losses on AFS securities and derivative instruments and changes in the funded status of the Bank’s defined benefit pension plan, all net of related income taxes. Accumulated OCI is recognized as a separate component of stockholders’ equity. The following sets forth the components of accumulated OCI, net of tax: Current Period Change due to Other Balance Comprehensive Balance(in thousands) 12/31/20 Income (Loss) 12/31/21Unrealized holding gains on AFS securities $ 9,425 $ (7,470) $ 1,955Unrealized actuarial losses on pension plan (2,153) (903) (3,056)Unrealized loss on derivative instruments (3,702) 2,490 (1,212) Accumulated other comprehensive income (loss), net of tax $ 3,570 $ (5,883) $ (2,313) The components of OCI and the related tax effects are as follows: (in thousands) 2021 2020 2019Change in net unrealized holding gains (losses) on AFS securities: Change arising during the period $ (9,529) $ 6,099 $ 14,156Reclassification adjustment for gains included in net income (1) (1,104) (2,556) (14) (10,633) 3,543 14,142Tax effect (3,163) 1,063 4,242 (7,470) 2,480 9,900Change in funded status of pension plan: Unrecognized net gain (loss) arising during the period (1,341) 1,571 3,173Amortization of net actuarial loss included in pension expense (2) — — 352 (1,341) 1,571 3,525Tax effect (438) 470 1,083 (903) 1,101 2,442Change in unrealized loss on derivative instruments: Amount of gain (loss) recognized during the period 668 (4,835) (4,116)Reclassification adjustment for net interest expense included in net income (3) 2,867 3,968 827 3,535 (867) (3,289)Tax effect 1,045 (261) (982) 2,490 (606) (2,307)Other comprehensive income (loss) $ (5,883) $ 2,975 $ 10,035 (1) Represents net realized gains arising from the sale of AFS securities, included in the consolidated statements of income in the line item “Net gains on sales of securities.” See “Note B – Investment Securities” for the income tax expense related to these net realized gains, included in the consolidated statements of income in the line item “Income tax expense.” (2) Represents the amortization of net actuarial loss relating to the Corporation’s defined benefit pension plan. This item is a component of net periodic pension cost (see “Note J – Retirement Plans”) and included in the consolidated statements of income in the line item “Other noninterest income.” (3) Represents the net interest expense recorded from derivative transactions and included in the consolidated statements of income under “Interest expense.” Impact of Issued But Not Yet Effective Accounting Standards There were no issued but not yet effective pronouncements at December 31, 2021 that could materially impact the Corporation’s financial position, results of operations or disclosures.

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2021
Investment Securities [Abstract]
Investment Securities	NOTE B – INVESTMENT SECURITIES The following tables set forth the amortized cost and estimated fair values of the Bank’s AFS investment securities at December 31, 2021 and 2020. 2021(in thousands) Amortized‎Cost Gross‎Unrealized‎Gains Gross ‎Unrealized‎Losses Fair‎ValueState and municipals $ 315,747 $ 11,600 $ (176) $ 327,171Pass-through mortgage securities 187,494 54 (4,591) 182,957Collateralized mortgage obligations 109,254 67 (3,239) 106,082Corporate bonds 119,000 — (892) 118,108 $ 731,495 $ 11,721 $ (8,898) $ 734,318 2020State and municipals $ 348,260 $ 15,951 $ — $ 364,211Pass-through mortgage securities 128,843 2,881 (4) 131,720Collateralized mortgage obligations 53,163 599 (51) 53,711Corporate bonds 119,000 — (5,920) 113,080 $ 649,266 $ 19,431 $ (5,975) $ 662,722 At December 31, 2021 and 2020, investment securities with a carrying value of $425.0 million and $380.7 million, respectively, were pledged as collateral to secure public deposits and borrowed funds. There were no holdings of securities of any one issuer, other than the U.S. government and its agencies, in an amount greater than 10% of stockholders’ equity at December 31, 2021 and 2020. Securities With Unrealized Losses. The following tables set forth securities with unrealized losses at December 31, 2021 and 2020 presented by length of time the securities had been in a continuous unrealized loss position. 2021 Less than‎12 Months 12 Months‎or More Total(in thousands) Fair‎Value Unrealized‎Loss Fair‎Value Unrealized‎Loss Fair‎Value Unrealized‎LossState and municipals $ 18,429 $ (176) $ — $ — $ 18,429 $ (176)Pass-through mortgage securities 179,575 (4,529) 1,641 (62) 181,216 (4,591)Collateralized mortgage obligations 99,305 (3,239) — — 99,305 (3,239)Corporate bonds 87,620 (380) 30,488 (512) 118,108 (892)Total temporarily impaired $ 384,929 $ (8,324) $ 32,129 $ (574) $ 417,058 $ (8,898) 2020Pass-through mortgage securities $ 1,871 $ (4) $ — $ — $ 1,871 $ (4)Collateralized mortgage obligations 24,970 (51) — — 24,970 (51)Corporate bonds — — 113,080 (5,920) 113,080 (5,920)Total temporarily impaired $ 26,841 $ (55) $ 113,080 $ (5,920) $ 139,921 $ (5,975) Following is a discussion of unrealized losses by type of security, none of which are considered impaired at December 31, 2021. State and Municipals At December 31, 2021, approximately $18.4 million of state and municipal bonds had an unrealized loss of $176,000. Each of the state and municipal bonds are considered high investment grade and rated Aa2/AA- or higher. The unrealized loss is attributable to changes in interest rates and illiquidity and not credit quality. The issuers continue to make timely principal and interest payments on the bonds. The Bank does not intend to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. The fair value is expected to recover as the bonds approach maturity. Pass-through Mortgage Securities At December 31, 2021, pass-through mortgage securities of approximately $181.2 million had an unrealized loss of $4.6 million. These securities were issued by a U.S. government-sponsored agency and are considered high investment grade. The unrealized loss is attributable to changes in interest rates and not credit quality. The issuer continues to make timely principal and interest payments on the bonds. The Bank does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. The fair value is expected to recover as the bonds approach maturity. Collateralized Mortgage Obligations At December 31, 2021, collateralized mortgage obligations of approximately $99.3 million had an unrealized loss of $3.2 million. These securities were issued by U.S. government and government-sponsored agencies and are considered high investment grade. The unrealized loss is attributable to changes in interest rates and not credit quality. The issuers continue to make timely principal and interest payments on the bonds. The Bank does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. The fair value is expected to recover as the bonds approach maturity. Corporate Bonds At December 31, 2021, approximately $118.1 million of corporate bonds had an unrealized loss of $892,000. The corporate bonds represent senior unsecured debt obligations of six of the largest U.S. based financial institutions, including JPMorgan Chase, Bank of America, Citigroup, Goldman Sachs, Morgan Stanley, and Wells Fargo. Each of the corporate bonds has a stated maturity of ten years and matures in 2028. The bonds provided a fixed interest rate for a period of two years or three years and now reprice quarterly based on the ten year constant maturity swap rate. Each of the financial institutions is considered upper medium investment grade and rated A3 or higher. The unrealized loss is attributable to changes in credit spreads and interest rates and the illiquid nature of the securities. The Bank does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. Each of these financial institutions has diversified revenue streams, is well capitalized and continues to make timely interest payments. Management evaluates the quarterly financial statements of each company to determine if full payment of principal and interest is in doubt and does not believe there is any impairment at December 31, 2021. Sales of AFS Securities. Sales of AFS securities were as follows:  (in thousands) 2021 2020 2019Proceeds $ 71,695 $ 64,453 $ 21,983 Gains $ 1,120 $ 2,556 $ 138Losses (16) — (124)Net gains $ 1,104 $ 2,556 $ 14 The income tax expense related to these net realized gains was $340,000, $766,000 and $4,000 in 2021, 2020 and 2019, respectively, and is included in the consolidated statements of income in the line item “Income tax expense.” Sales of HTM Securities. The Bank did not have any securities classified as HTM in 2021 and 2020. During 2019, the Bank did not sell any securities that were classified as HTM. Maturities. The following table sets forth by maturity the amortized cost and fair value of the Bank’s state and municipal securities and corporate bonds at December 31, 2021 based on the earlier of their stated maturity or, if applicable, their pre-refunded date. The remaining securities in the Bank’s investment securities portfolio are mortgage-backed securities, consisting of pass-through mortgage securities and collateralized mortgage obligations. Although these securities are expected to have substantial periodic repayments they are reflected in the table below in aggregate amounts. (in thousands) Amortized‎Cost Fair ValueWithin one year $ 2,536 $ 2,541After 1 through 5 years 90,502 92,919After 5 through 10 years 213,617 216,295After 10 years 128,092 133,524Mortgage-backed securities 296,748 289,039 $ 731,495 $ 734,318

Loans

Loans	12 Months Ended
	Dec. 31, 2021
Loans [Abstract]
Loans	NOTE C – LOANS The following table sets forth the loans outstanding by class of loans for the periods indicated. December 31,(in thousands) 2021 2020Commercial and industrial $ 90,386 $ 100,015SBA PPP 30,534 139,487Commercial mortgages: Multifamily 864,207 776,976Other 700,872 513,176Owner-occupied 171,533 130,919Residential mortgages: Closed end 1,202,374 1,316,727Revolving home equity 44,139 54,005Consumer and other 991 2,149 $ 3,105,036 $ 3,033,454 The following tables present the activity in the ACL for the years ended December 31, 2021, 2020 and 2019. (in thousands) Balance at‎1/1/2021 Chargeoffs Recoveries Provision‎(Credit) for‎Credit Losses Balance at‎12/31/2021Commercial and industrial $ 1,416 $ 307 $ 205 $ (426) $ 888SBA PPP 209 — — (163) 46Commercial mortgages: Multifamily 9,474 544 — (776) 8,154Other 4,913 — — 1,565 6,478Owner-occupied 1,905 165 91 684 2,515Residential mortgages: Closed end 14,706 189 22 (3,241) 11,298Revolving home equity 407 — 254 (212) 449Consumer and other 7 1 1 (4) 3 $ 33,037 $ 1,206 $ 573 $ (2,573) $ 29,831 (in thousands) Balance at‎1/1/2020 Impact of‎ASC 326‎Adoption Chargeoffs Recoveries Provision‎(Credit) for‎Loan Losses Balance at‎12/31/2020Commercial and industrial $ 1,493 $ (244) $ 1,283 $ 519 $ 931 $ 1,416SBA PPP — — — — 209 209Commercial mortgages: Multifamily 7,151 1,059 298 — 1,562 9,474Other 3,498 (47) 502 1 1,963 4,913Owner-occupied 921 778 — — 206 1,905Residential mortgages: Closed end 15,698 1,356 558 32 (1,822) 14,706Revolving home equity 515 (6) 86 30 (46) 407Consumer and other 13 (8) 3 2 3 7 $ 29,289 $ 2,888 $ 2,730 $ 584 $ 3,006 $ 33,037 (in thousands) Balance at‎1/1/2019 Chargeoffs Recoveries Provision‎(Credit) for‎Loan Losses Balance at‎12/31/2019Commercial and industrial $ 1,158 $ 841 $ 39 $ 1,137 $ 1,493Commercial mortgages: Multifamily 5,851 — — 1,300 7,151Other 3,783 — — (285) 3,498Owner-occupied 743 — — 178 921Residential mortgages: Closed end 18,844 433 1 (2,714) 15,698Revolving home equity 410 358 — 463 515Consumer and other 49 1 11 (46) 13 $ 30,838 $ 1,633 $ 51 $ 33 $ 29,289 The credit provision recorded in 2021 was mainly due to improvements in economic conditions, asset quality and other portfolio metrics, partially offset by an increase in outstanding commercial mortgage loans and net charge-offs. The provision recorded in 2020 was mainly due to the effects of the pandemic. Aging of Loans. The following tables present the aging of loans past due and loans in nonaccrual status by class of loans. December 31, 2021 Past Due Nonaccrual With an With No Total Past 90 Days or Allowance Allowance Due Loans & More and for Credit for Credit Nonaccrual Total(in thousands) 30-59 Days 60-89 Days Still Accruing Loss Loss Loans Current LoansCommercial and industrial $ 128  $ — $ — $ — $ — $ 128  $ 90,258  $ 90,386 SBA PPP 259  — — — — 259  30,275  30,534 Commercial mortgages: Multifamily — — — — — — 864,207  864,207 Other — — — — — — 700,872  700,872 Owner-occupied — — — — — — 171,533  171,533 Residential mortgages: Closed end — — — — 1,235  1,235  1,201,139  1,202,374 Revolving home equity — — — — — — 44,139  44,139 Consumer and other 73  — — — — 73  918  991  $ 460  $ — $ — $ — $ 1,235  $ 1,695  $ 3,103,341  $ 3,105,036  December 31, 2020Commercial and industrial $ 65  $ — $ — $ — $ — $ 65  $ 99,950  $ 100,015 SBA PPP — — — — — — 139,487  139,487 Commercial mortgages: Multifamily — — — — — — 776,976  776,976 Other — — — — — — 513,176  513,176 Owner-occupied — — — — 494  494  130,425  130,919 Residential mortgages: Closed end 1,357  — — — 261  1,618  1,315,109  1,316,727 Revolving home equity — — — — 367  367  53,638  54,005 Consumer and other — — — — — — 2,149  2,149  $ 1,422  $ — $ — $ — $ 1,122  $ 2,544  $ 3,030,910  $ 3,033,454  There were no loans in the process of foreclosure nor did the Bank hold any foreclosed residential real estate property at December 31, 2021, 2020 or 2019. Accrued interest receivable from loans totaled $8.0 million and $9.7 million at December 31, 2021 and 2020, respectively, and is included in the line item “Other assets” on the consolidated balance sheets. Loans to Directors and Executive Officers. At December 31, 2021 and 2020, there were no outstanding loans to directors, including their immediate families and companies in which they are principal owners or executive officers. Troubled Debt Restructurings. A restructuring constitutes a TDR when it includes a concession by the Bank and the borrower is experiencing financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. The Bank performs the evaluation under its internal underwriting policy. The Bank did not modify any loans in TDRs during 2021, 2020 or 2019. At December 31, 2019, the Bank had a reserve of $14,000 allocated to specific TDRs. No ACL was allocated to specific troubled debt restructurings at December 31, 2021 or 2020. The Bank had no commitments to lend additional amounts to loans that were classified as troubled debt restructurings. There were no TDRs for which there was a payment default during 2021, 2020 and 2019 that were modified during the 12 month period prior to default. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Risk Characteristics. Credit risk within the Bank’s loan portfolio primarily stems from factors such as changes in the borrower’s financial condition, credit concentrations, changes in collateral values, economic conditions including those arising from the pandemic, rent regulation and environmental contamination of properties securing mortgage loans. The Bank’s commercial loans, including those secured by real estate mortgages, are primarily made to small and medium-sized businesses. Such loans sometimes involve a higher degree of risk than those to larger companies because such businesses may have shorter operating histories, higher debt-to-equity ratios and may lack sophistication in internal record keeping and financial and operational controls. In addition, most of the Bank’s loans are made to businesses and consumers on Long Island and in the boroughs of New York City (“NYC”), and a large percentage of these loans are mortgage loans secured by properties located in those areas. The primary sources of repayment for residential and commercial mortgage loans include employment and other income of the borrowers, the businesses of the borrowers and cash flows from the underlying properties. In the case of multifamily mortgage loans, a substantial portion of the underlying properties are rent stabilized or rent controlled. These sources of repayment are dependent on the strength of the local economy. In addition, the pandemic continues to present substantial challenges for the Bank and its customers. These challenges may result in a deterioration in collateral values and higher past due and nonaccrual loans, TDRs and credit losses. Credit Quality Indicators. The Bank categorizes loans into risk categories based on relevant information about the borrower’s ability to service their debt including, but not limited to, current financial information for the borrower and any guarantors, payment experience, credit underwriting documentation, public records, due diligence checks and current economic trends. Management analyzes loans individually and classifies them using risk rating matrices consistent with regulatory guidance as follows. Watch: The borrower’s cash flow has a high degree of variability and subject to economic downturns. Liquidity is strained and the ability of the borrower to access traditional sources of credit is diminished. Special Mention: The borrower has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s credit position at some future date. Special mention assets are not adversely classified and do not expose the Bank to risk sufficient to warrant adverse classification. Substandard: Loans are inadequately protected by the current sound worth and paying capacity of the borrower or the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. Doubtful: Loans have all the inherent weaknesses of those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Risk ratings on commercial and industrial loans and commercial mortgages are initially assigned during the underwriting process and affirmed as part of the approval process. The ratings are periodically reviewed and evaluated based on borrower contact, credit department review or independent loan review. The Bank's loan risk rating and review policy establishes requirements for the annual review of commercial real estate and commercial and industrial loans. The requirements include details of the scope of coverage and selection process based on loan-type and risk rating. The Bank reviews at least 80% of its commercial real estate loan portfolio on an annual basis. Lines of credit are also reviewed annually at each proposed reaffirmation. The frequency of the review of other loans is determined by minimum principal balance thresholds and the Bank’s ongoing assessments of the borrower’s condition. Residential mortgage loans, revolving home equity lines and other consumer loans are initially evaluated utilizing the borrower’s credit score. A credit score is a tool used in the Bank’s loan approval process, and a minimum score of 680 is generally required for new loans. Credit scores for each borrower are updated at least annually. However, regardless of credit score, loans may be classified, criticized or placed on management’s watch list if relevant information comes to light. ‎ The following table presents the amortized cost basis of loans by class of loans and risk rating. Loans shown as Pass are all loans other than those risk rated Watch, Special Mention, Substandard or Doubtful. December 31, 2021 Term Loans by Origination Year Revolving (in thousands) 2021 2020 2019 2018 2017 Prior Loans (1) TotalCommercial and industrial: Pass $ 31,934  $ 20,652  $ 8,156  $ 5,399  $ 1,653  $ 3,905  $ 18,425  $ 90,124  Watch — 262  — — — — — 262  Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — $ 31,934  $ 20,914  $ 8,156  $ 5,399  $ 1,653  $ 3,905  $ 18,425  $ 90,386 SBA PPP: Pass $ 30,270  $ 264  $ — $ — $ — $ — $ — $ 30,534  Watch — — — — — — — — Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — $ 30,270  $ 264  $ — $ — $ — $ — $ — $ 30,534 Commercial mortgages – multifamily: Pass $ 184,201  $ 40,535  $ 144,587  $ 151,581  $ 132,986  $ 202,313  $ 307  $ 856,510  Watch — — — — — 1,260  — 1,260  Special Mention — — — — — — — — Substandard — — — — 6,437  — — 6,437  Doubtful — — — — — — — — $ 184,201  $ 40,535  $ 144,587  $ 151,581  $ 139,423  $ 203,573  $ 307  $ 864,207 Commercial mortgages – other: Pass $ 232,990  $ 119,712  $ 39,638  $ 47,253  $ 38,322  $ 217,050  $ 75  $ 695,040  Watch — — — — — — — — Special Mention — — — — — — — — Substandard — — — — — 5,832  — 5,832  Doubtful — — — — — — — — $ 232,990  $ 119,712  $ 39,638  $ 47,253  $ 38,322  $ 222,882  $ 75  $ 700,872 Commercial mortgages – owner-occupied: Pass $ 63,810  $ 20,576  $ 42,661  $ 2,995  $ 7,563  $ 33,870  $ 58  $ 171,533  Watch — — — — — — — — Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — $ 63,810  $ 20,576  $ 42,661  $ 2,995  $ 7,563  $ 33,870  $ 58  $ 171,533 Residential mortgages: Pass $ 182,933  $ 39,417  $ 18,421  $ 210,889  $ 267,922  $ 480,417  $ 44,139  $ 1,244,138  Watch — — — — — 488  — 488  Special Mention — — — — — — — — Substandard — — — 920  — 967  — 1,887  Doubtful — — — — — — — — $ 182,933  $ 39,417  $ 18,421  $ 211,809  $ 267,922  $ 481,872  $ 44,139  $ 1,246,513 Consumer and other: Pass $ 29  $ — $ 113  $ — $ 13  $ 144  $ 591  $ 890  Watch — — — — — — — — Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Not Rated — — — — — — 101  101  $ 29  $ — $ 113  $ — $ 13  $ 144  $ 692  $ 991  Total Loans $ 726,167  $ 241,418  $ 253,576  $ 419,037  $ 454,896  $ 946,246  $ 63,696  $ 3,105,036  (1)Includes commercial and industrial and residential mortgage lines converted to term of $4.5 million and $8.8 million, respectively.

Premises And Equipment And Oper

Premises And Equipment And Operating Leases	12 Months Ended
	Dec. 31, 2021
Premises And Equipment And Operating Leases [Abstract]
Premises And Equipment And Operating Leases	NOTE D – PREMISES AND EQUIPMENT AND OPERATING LEASES Premises and equipment. Bank premises and equipment consist of the following: December 31,(in thousands) 2021 2020Land $ 8,459 $ 9,308Buildings and improvements 28,838 32,020Leasehold improvements 11,421 15,141Furniture and equipment 34,782 35,827Construction in process 493 237 83,993 92,533Accumulated depreciation and amortization (46,470) (53,703) $ 37,523 $ 38,830 In December 2021, the Bank transferred certain premises and facilities located in Glen Head to held-for-sale as part of the corporate office consolidation plan. The fair values of land and buildings held-for-sale of $848,000 and $2.9 million, respectively, are included in the line item “Other assets” in the consolidated balance sheets. A lower-of-cost-or-market charge of $250,000 is included in “other noninterest expense” in the consolidated income statements. Operating Leases. The Bank leases certain branch and back-office locations under long-term, non-cancelable operating lease agreements. The leases expire at various dates through 2028 and had a weighted average remaining term of 5.81 and 6.39 years at December 31, 2021 and 2020, respectively. Many of the Bank’s leases include renewal options of up to ten years. The exercise of lease renewal options is at the Bank’s sole discretion. The weighted average discount rate for leases in place at December 31, 2021 and 2020 was 2.93% and 3.00%, respectively. Leases with an initial term of 12 months or less are not recorded on the balance sheet. There were no short-term leases in 2021. The Bank had two such leases during 2020 and recognized rent expense for these leases on a straight-line basis over the lease term. During 2021, the Bank recorded rent, depreciation and asset disposal charges of $3.1 million related to the closing of eight branches under its branch optimization strategy. During 2020, the Bank closed three leased branches and recorded $148,000 in termination charges. The 2021 and 2020 branch closing charges are included in “occupancy and equipment expense” in the consolidated statements of income. Rental payments required by the Bank’s lease agreements may increase over time based on certain variable components such as real estate taxes and common area maintenance charges. The components of rent expense were as follows: December 31,(in thousands) 2021 2020 2019Operating lease cost $4,462 $2,605 $2,632Variable lease cost 405 608 455Short-term lease cost — 103 3 $4,867 $3,316 $3,090 The following is a maturity analysis of the operating lease liability. Year (dollars in thousands) December 31, 20212022 $ 2,4702023 2,1932024 2,0372025 1,7932026 1,503Thereafter 2,239Total lease payments 12,235Less: interest 976 $ 11,259

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Deposits	NOTE E – DEPOSITS The following table sets forth the remaining maturities of the Bank’s time deposits at December 31, 2021. Year (dollars in thousands) Total2022 $ 96,5992023 40,9282024 29,4762025 14,7062026 14,499Thereafter 32,629 $ 228,837 Time deposits that meet or exceed the FDIC insurance limit of $250,000 totaled $54.0 million and $118.0 million at December 31, 2021 and 2020, respectively. Deposits from executive officers, directors and their affiliates at December 31, 2021 and 2020 were approximately $9.1 million and $12.2 million, respectively.

Borrowed Funds

Borrowed Funds	12 Months Ended
	Dec. 31, 2021
Borrowed Funds [Abstract]
Borrowed Funds	NOTE F – BORROWED FUNDS The following table summarizes borrowed funds. December 31,(in thousands) 2021 2020Short-term borrowings: Securities sold under repurchase agreements $ — $ 10,095Federal Home Loan Bank advances 125,000 50,000 125,000 60,095Long-term debt: Federal Home Loan Bank advances 186,322 246,002 $ 311,322 $ 306,097 Accrued interest payable on borrowed funds is included in “accrued expenses and other liabilities” in the consolidated balance sheets and amounted to $336,000 and $458,000 at December 31, 2021 and 2020, respectively. Securities Sold Under Repurchase Agreements. Securities sold under repurchase agreements are short-term, fixed rate financing arrangements. The following table sets forth information concerning securities sold under repurchase agreements. (dollars in thousands) 2021 2020Average daily balance during the year $ 3,918 $ 9,944 Average interest rate during the year 0.06% 0.05%Maximum month-end balance during the year $ 9,900 $ 13,362 Weighted average interest rate at year end — 0.05% There were no securities sold under repurchase agreements outstanding at December 31, 2021. Federal Home Loan Bank Advances. FHLB advances are collateralized by a blanket lien on residential and commercial mortgage loans with a lendable value of $2.2 billion and $2.1 billion at December 31, 2021 and 2020, respectively. Each advance is non-amortizing and, for those advances with a term greater than one day, subject to a prepayment penalty. The following table sets forth information concerning FHLB advances. (dollars in thousands) 2021 2020Average daily balance during the year $ 277,274 $ 447,981 Average interest rate during the year 1.72% 1.84%Maximum month-end balance during the year $ 311,322 $ 547,472 Weighted average interest rate at year end 1.27% 1.74% The following table sets forth as of December 31, 2021 the contractual maturities and weighted average interest rates of FHLB advances for each of the next five years. There are no FHLB advances with contractual maturities beyond five years at December 31, 2021. Contractual Maturity (dollars in thousands) Amount Weighted‎Average‎RateOvernight $ 75,000 0.34%2022 $ 125,322 1.43%2023 58,500 1.70 2024 42,500 1.63 2025 — — 2026 10,000 2.12 236,322 1.56% $ 311,322 1.27%

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Taxes [Abstract]
Income Taxes	NOTE G – INCOME TAXES The Corporation, the Bank and the Bank’s subsidiaries, except for the REIT, file a consolidated federal income tax return. Income taxes charged to earnings in 2021, 2020 and 2019 had effective tax rates of 19.2%, 16.8% and 16.5%, respectively. The following table sets forth a reconciliation of the statutory federal income tax rate to the Corporation’s effective tax rate. Year Ended December 31, 2021 2020 2019 Statutory federal income tax rate 21.0% 21.0% 21.0%State and local income taxes, net of federal income tax benefit 2.1 0.7 0.5 Tax-exempt income, net of disallowed cost of funding (3.3) (4.0) (4.6) BOLI income (0.9) (1.0) (0.9) Excess tax benefit of stock-based compensation 0.1 — (0.1) Non-deductible officer compensation — — 0.5 Other 0.2 0.1 0.1 19.2% 16.8% 16.5% Provision for Income Taxes. The following table sets forth the components of the provision for income taxes. Year Ended December 31,(in thousands) 2021 2020 2019Current: Federal $ 8,807 $ 8,703 $ 8,799State and local 1,467 952 641 10,274 9,655 9,440Deferred: Federal (76) (747) (876)State and local 20 (584) (336) (56) (1,331) (1,212) $ 10,218 $ 8,324 $ 8,228 Net Deferred Tax Asset. The following table sets forth the components of the Corporation’s net deferred tax asset. December 31,(in thousands) 2021 2020Deferred tax assets: Allowance for credit losses and off-balance sheet credit exposure $ 9,323 $ 10,278Operating lease liability 3,469 4,015Accrued bonuses and severance 1,262 893Stock-based compensation 689 779Unrealized loss on interest rate swaps 538 1,583Contract incentive 339 543Net operating loss carryforwards 54 132Asset writedown 51 51Retirement expense 44 45Interest on nonperforming loans 38 20 15,807 18,339Valuation allowance — — 15,807 18,339Deferred tax liabilities: Prepaid pension 5,874 6,203Right-of-use asset 2,599 3,758Deferred loan costs 1,529 1,958Unrealized gains on AFS securities 868 4,031Depreciation 791 989Prepaid expenses 159 25 11,820 16,964Net deferred tax asset $ 3,987 $ 1,375 The Corporation had no material unrecognized tax benefits at December 31, 2021, 2020 or 2019. The Corporation has not taken any tax positions for which it is reasonably possible that unrecognized tax benefits will significantly increase within the next 12 months. The Corporation is subject to Federal, New York State, NYC, New Jersey and Connecticut income taxes. The Corporation did not incur any amounts for interest and penalties due taxing authorities for calendar years 2021, 2020 or 2019. During 2020, the New York State Department of Taxation and Finance completed an examination of the Corporation’s 2016, 2017, and 2018 state income tax returns with a de minimis amount due relating to 2016. The tax years 2019, 2020 and 2021 remain open to examination by New York State. The tax years 2018 through 2021 remain open to examination by the Internal Revenue Service, NYC, New Jersey and Connecticut.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Regulatory Matters [Abstract]
Regulatory Matters	NOTE H – REGULATORY MATTERS Minimum Regulatory Capital Requirements. The Corporation and the Bank are subject to the Basel III regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action (“PCA”) regulations, involve quantitative measures of assets, liabilities and certain off-balance sheet items calculated under regulatory accounting practices. Failure to meet the minimum capital requirements can result in certain mandatory and possibly additional discretionary actions by the regulators that, if undertaken, could have a direct material effect on the financial statements of the Corporation and Bank. The most recent regulatory notifications categorized the Bank as well capitalized under the PCA provisions and there are no conditions or events since that notification that management believes have changed that category. In accordance with the Economic Growth, Regulatory Relief, and Consumer Protection Act, the federal banking agencies adopted, effective January 1, 2020, a final rule whereby financial institutions and financial institution holding companies that have less than $10 billion in total consolidated assets and meet other qualifying criteria, including a leverage ratio of greater than 9% (“qualifying community banking organizations”), are eligible to opt into a community bank leverage ratio (“CBLR”) framework. Qualifying community banking organizations that elect to use the CBLR framework and that maintain a leverage ratio of greater than 9% are considered to have satisfied the generally applicable risk-based and leverage capital requirements in the agencies’ capital rules and will be considered to have met the well capitalized ratio requirements under the PCA statutes. The agencies reserved the authority to disallow the use of the CBLR framework by a financial institution or holding company, based on the risk profile of the organization. The Corporation and the Bank elected to adopt the CBLR framework. As a qualifying community banking organization, the Corporation and the Bank may opt out of the CBLR framework in any subsequent quarter by completing its regulatory agency reporting using the traditional capital rules. In April 2020, the federal banking agencies issued interim final rules pursuant to section 4012 of the CARES Act, temporarily lowering the CBLR requirement to 8.00% through the end of 2020, 8.50% for calendar year 2021 and 9.00% in 2022. The CARES Act also provides that, during the same time period, if a qualifying community banking organization falls no more than 1% below the CBLR, it will have a two-quarter grace period to satisfy the CBLR. The Corporation and the Bank exclude accumulated OCI components from Tier 1 and Total regulatory capital. During 2020, the Corporation and the Bank elected the optional five-year transition period provided by the federal banking agencies for recognizing the regulatory capital impact of the implementation of CECL. The Corporation’s and the Bank’s actual and required capital amounts and ratios under the CBLR rules at December 31, 2021 and 2020 are presented in the tables below. 2021 Actual Capital To Be Well Capitalized Under CBLR Framework(dollars in thousands) Amount Ratio Amount RatioTier 1 capital to average assets: Consolidated $ 417,615 10.23% $ 346,965 8.50%Bank 417,258 10.23 346,751 8.50 2020 Actual Capital To Be Well Capitalized Under CBLR Framework(dollars in thousands) Amount Ratio Amount RatioTier 1 capital to average assets: Consolidated $ 405,819 9.97% $ 325,634 8.00%Bank 406,038 9.98 325,511 8.00 Other Matters. A source of funds for dividend payments to shareholders is dividends received from the Bank. Banking regulations limit the amount of dividends that may be paid by the Bank without prior approval of regulatory agencies. Under these regulations, the amount of dividends that the Bank may pay in any calendar year is limited to the current year’s net profits, combined with the retained net profits of the preceding two years, subject to the minimum capital requirements described above. During 2022, the Bank could, without prior approval, declare dividends of approximately $29.7 million plus any 2022 net profits retained to the date of the dividend declaration. Regulation D of the Board of Governors of The Federal Reserve System may require banks to maintain reserves against certain deposit balances. The Bank’s average reserve requirement for 2020 was approximately $7.4 million. There was no reserve requirement in 2021.

Stock-based Compensation

Stock-based Compensation	12 Months Ended
	Dec. 31, 2021
Stock-based Compensation [Abstract]
Stock-based Compensation	NOTE I – STOCK-BASED COMPENSATION On April 20, 2021, the stockholders of the Corporation approved the 2021 Equity Incentive Plan (“2021 Plan”). Upon approval of the 2021 Plan, no further awards could be made under the 2014 Equity Incentive Plan (“2014 Plan”). 2021 Plan. Under the 2021 Plan, awards may be granted to employees and non-employee directors as stock options, restricted stock awards or RSUs, with a one year minimum vesting period for at least 95% of the awards granted. All awards granted under the 2021 Plan will immediately vest upon an involuntary termination following a change in control, total and permanent disability, as defined, or death. 2014 Plan. Under the 2014 Plan, awards were granted to employees and non-employee directors as non-qualified stock options, restricted stock awards, and RSUs. Substantially all of the awards granted under the 2014 Plan were RSUs. All awards granted under the 2014 Plan will immediately vest upon an involuntary termination following a change in control, total and permanent disability, as defined, or death, and with certain exceptions, will immediately vest in the event of retirement, as defined. The Corporation has 750,000 shares of common stock reserved for awards under the 2021 Plan, plus 23,167 shares that remained available for grant as full value RSUs or restricted stock awards under the 2014 Plan. RSUs granted under the 2014 Plan that expire or are forfeited after April 20, 2021 will be added to the number of shares of common stock reserved for issuance of awards under the 2021 Plan. At December 31, 2021, 765,862 equity awards remain available to be granted under the 2021 Plan. Details of RSUs. The following table summarizes the vesting schedule of RSUs outstanding at December 31, 2021. TotalNumber of RSUs: Vested and convertible at December 31, 2021 52,226Scheduled to vest during: 2022 80,3842023 29,4892024 43,7602025 1,500 207,359 The RSUs in the table above include performance-based RSUs with vesting based on the financial performance of the Corporation in 2021 and 2022 and service-based RSUs with various service-based vesting periods. The grant date fair value of RSUs is equal to the market price of the shares underlying the awards on the grant date, discounted for dividends that are not paid on these RSUs. The fair values of awards made in 2021, 2020 and 2019, as well as the assumptions utilized in determining such values, is presented below. 2021 Performance-Based Service-Based Vesting VestingGrant date fair value $15.31 $15.31to$20.54Market price on grant date $16.83 $16.83to$21.58Expected annual dividend $0.76 $0.76to$0.80Expected term (in years) 2.0 1.0to3.0Risk-free interest rate 0.13% 0.08%to0.52% 2020Grant date fair value $21.30 $14.32to$21.30Market price on grant date $23.10 $16.46to$23.10Expected annual dividend $0.72 $0.72to$0.76Expected term (in years) 2.0 2.0to5.0Risk-free interest rate 1.41% 0.23%to1.41% 2019Grant date fair value $19.48to$22.00 $19.40to$22.00Market price on grant date $20.85to$22.71 $20.85to$22.71Expected annual dividend $0.68to$0.72 $0.68to$0.72Expected term (in years) 2.0 2.0to5.0Risk-free interest rate 1.43%to2.56% 1.43%to2.56% In January 2022, 117,114 RSUs were awarded under the 2021 Plan, including 66,968 performance-based RSUs and 50,146 service-based RSUs. The following table presents a summary of RSUs outstanding at December 31, 2021 and changes during the year then ended. Weighted- Weighted- Average Aggregate Average Remaining Intrinsic Number of Grant-Date Contractual Value RSUs Fair Value Term (yrs.) (in thousands) Outstanding at January 1, 2021 164,996 $ 20.95 Granted 147,313 16.20 Converted (81,959) 21.40 Forfeited (22,991) 18.16 Outstanding at December 31, 2021 207,359 $ 17.70 0.85 $ 4,477 Vested and Convertible at December 31, 2021 52,226 $ 18.37 — $ 1,116 The performance-based RSUs granted in 2021 and 2020 have a maximum payout potential of 1.50 shares of the Corporation’s common stock for each RSU awarded. All other RSUs outstanding at December 31, 2021 have a maximum payout potential of one share of the Corporation’s common stock for each RSU awarded. RSUs outstanding at December 31, 2021 include 52,226 RSUs that were vested and convertible into common stock at year end and 155,133 RSUs that are currently expected to vest and become convertible in the future. The total intrinsic value of RSUs converted in 2021, 2020 and 2019 was $1.6 million, $3.6 million and $2.2 million, respectively. Fair Value of Stock Options. The grant date fair value of options was estimated on the date of grant using the Black-Scholes option pricing model. All outstanding stock options were expensed in prior years. Stock Option Activity. The following table presents a summary of options outstanding at December 31, 2021 and changes during the year then ended. Weighted- Weighted- Average Aggregate Average Remaining Intrinsic Number of Exercise Contractual Value Options Price Term (yrs.) (in thousands) Outstanding at January 1, 2021 11,031 $ 13.18 Exercised (10,281) 12.90 Outstanding and exercisable at December 31, 2021 750 $ 17.06 3.43 $ 3 All options outstanding at December 31, 2021 are fully vested. The total intrinsic value of options exercised in 2021, 2020 and 2019 was $55,000, $329,000 and $453,000, respectively. Cash received from option exercises in 2021, 2020 and 2019, was $133,000, $526,000 and $452,000, respectively. Tax benefits from stock option exercises were $17,000, $99,000 and $136,000 in 2021, 2020 and 2019, respectively. Compensation Expense. The Corporation recorded compensation expense for share-based payments of $1.6 million, $1.8 million and $3.1 million in 2021, 2020 and 2019, respectively, and related income tax benefits of $420,000, $536,000 and $913,000, respectively. Unrecognized Compensation Cost. As of December 31, 2021, there was $1.5 million of total unrecognized compensation cost related to non-vested RSUs. The total cost is expected to be recognized over a weighted-average period of 1.26 years. Other. No cash was used to settle stock options in 2021, 2020 or 2019. The Corporation uses newly issued shares to settle stock option exercises and for the conversion of RSUs. During 2021, 2020 and 2019, 6,580, 7,785 and 5,884 shares, respectively, of the Corporation’s common stock were issued to members of the Board of Directors in payment of director fees. In April 2020, the Corporation awarded 38,064 shares of common stock to its Directors under the 2014 Plan with immediate vesting and a total grant date fair value of $547,000.

Retirement Plans

Retirement Plans	12 Months Ended
	Dec. 31, 2021
Retirement Plans [Abstract]
Retirement Plans	NOTE J – RETIREMENT PLANS The Bank has a 401(k) plan and a defined benefit pension plan (“Pension Plan” or “Plan”). Employees are immediately eligible to participate in the 401(k) plan provided they are at least 18 years of age. Participants may elect to contribute, on a tax-deferred basis, up to 100% of gross compensation, as defined, subject to the limitations of Section 401(k) of the Internal Revenue Code. The Bank may, at its sole discretion, make matching contributions to each participant's account based on the amount of the participant's tax deferred contributions. Participants are fully vested in their elective contributions and, after five years of participation in the 401(k) plan, are fully vested (20% vesting per year) in the matching contributions, if any, made by the Bank. The Bank’s expense for matching contributions was $519,000, $524,000 and $459,000 for 2021, 2020 and 2019, respectively.An internal management committee (the “Committee”) oversees the affairs of the Pension Plan and acts as named fiduciary. The Committee has retained Vanguard Group, Inc., including its subsidiaries and affiliates (“Vanguard”), to act as discretionary investment agent, trustee and custodian for the Plan. Vanguard has formulated investment recommendations customized to meet the Committee’s objectives and, after approval by the Committee, such investment recommendations are incorporated into the investment guidelines and policies contained in the investment management agreement between the Bank and Vanguard (the “Investment Management Agreement”). The Committee utilizes a formal Investment Policy Statement which includes the investment guidelines and policies contained in the Investment Management Agreement. The Investment Policy Statement is periodically revised by the Committee as deemed appropriate. Employees are eligible to participate in the Pension Plan after attaining 21 years of age and completing 12 full months of service. Pension benefits are generally based on a percentage of average annual compensation during the period of creditable service. The Bank makes contributions to the Pension Plan which, when taken together with participant contributions equal to 2% of their compensation, will be sufficient to fund these benefits. The Bank’s funding method, the unit credit actuarial cost method, is consistent with the funding requirements of applicable federal laws and regulations which set forth both minimum required and maximum tax deductible contributions. Employees become fully vested after four years of participation in the Pension Plan (no vesting occurs during the four year period). Significant Actuarial Assumptions. The following table sets forth the significant actuarial assumptions used to determine the benefit obligation at December 31, 2021, 2020 and 2019 and the benefit cost for each of the Plan years then ended. 2021 2020 2019Weighted average assumptions used to determine the   benefit obligation at year end: Discount rate 2.97% 2.67% 3.55%Rate of increase in compensation levels 3.50% 3.50% 3.50% Weighted average assumptions used to determine net pension cost: Discount rate 2.67% 3.55% 4.53%Rate of increase in compensation levels 3.50% 3.50% 3.50%Expected long-term rate of return on plan assets 5.25% 5.50% 5.50% The increase in the discount rate from 2.67% in 2020 to 2.97% in 2021 decreased the projected benefit obligation at December 31, 2021 by approximately $2.4 million. In calculating the benefit obligation at December 31, 2021, the mortality table previously utilized, RP-2014 Healthy Annuitant/Employee Mortality Table with Projection Scale MP-2020, was adjusted to reflect Scale MP-2021. The updated mortality table increased the projected benefit obligation at December 31, 2021 by approximately $177,000. The decrease in the discount rate from 3.55% in 2019 to 2.67% in 2020 increased the projected benefit obligation at December 31, 2020 by approximately $6.1 million. In calculating the benefit obligation at December 31, 2020, the mortality table previously utilized, RP-2014 Healthy Annuitant/Employee Mortality Table with Projection Scale MP-2019, was adjusted to reflect Scale MP-2020. The updated mortality table decreased the projected benefit obligation at December 31, 2020 by approximately $350,000. Net Pension Cost. The following table sets forth the components of net periodic pension cost. (in thousands) 2021 2020 2019Service cost plus expected expenses and net of expected plan participant contributions $ 2,131 $ 1,647 $ 1,268Interest cost 1,454 1,647 1,785Expected return on plan assets (3,914) (3,557) (3,001)Amortization of net actuarial loss — — 352Net pension cost (credit) $ (329) $ (263) $ 404 The components of net pension credit other than the service cost component were included in the line item “Other noninterest income” in the consolidated statements of income. The service cost component was included in the line item “Salaries and employee benefits” in the consolidated statements of income. Funded Status of the Plan. The following table sets forth the change in the projected benefit obligation and Plan assets for each year and, as of the end of each year, the funded status of the Plan and accumulated benefit obligation. (in thousands) 2021 2020 2019Change in projected benefit obligation: Projected benefit obligation at beginning of year $ 55,642 $ 47,471 $ 40,470Service cost 2,340 1,844 1,447Interest cost 1,454 1,647 1,785Benefits paid (2,264) (1,919) (1,985)Assumption changes (2,173) 5,771 5,200Experience loss and other 1,588 828 554Projected benefit obligation at end of year 56,587 55,642 47,471 Change in fair value of plan assets: Fair value of plan assets at beginning of year 75,751 65,746 55,624Actual return on plan assets 1,906 11,657 11,854Employer contributions — — —Plan participant contributions 413 383 356Benefits paid (2,264) (1,919) (1,985)Expenses (122) (116) (103)Fair value of plan assets at end of year 75,684 75,751 65,746Funded status at end of year $ 19,097 $ 20,109 $ 18,275Accumulated benefit obligation $ 52,362 $ 51,541 $ 44,544 During 2021, the Bank did not make a contribution to the Plan and the Bank has no minimum required pension contribution for the Plan year ending September 30, 2022. Its maximum tax-deductible contribution for the tax year beginning January 1, 2022 is $11.1 million. The Bank does not expect to make a contribution in 2022. Plan Assets. The objective for the Plan’s assets is to generate long-term investment returns from both income and capital appreciation which outpaces the rate of inflation, while maintaining sufficient liquidity to ensure the Plan’s ability to pay all anticipated benefit and expense obligations when due. The Plan will maintain a de minimis amount of cash equivalents, with the remaining assets allocated across two broadly-defined financial asset categories: (1) equity, both domestic and international; and (2) fixed income of various durations and issuer type. The goal of the equity allocation is to supplement the Bank’s contributions to the Plan when the Plan is underfunded and increase surplus when the Plan is overfunded. The fixed income component will include longer-duration bonds designed to match and hedge the characteristics of the Plan’s liabilities. Cash equivalents, under normal circumstances, will be temporary holdings for the purpose of paying expenses and monthly benefits. For fixed income investments: (1) the minimum average credit quality shall be investment grade (Standard & Poor’s BBB or Moody’s Baa) or higher; and (2) no more than 5% of the portfolio may be invested in securities with ratings below investment grade, and none may be rated below investment grade at the time of purchase. Reasonable precautions are taken to avoid excessive concentrations to protect the portfolio against unfavorable outcomes within an asset class. Specifically, the following guidelines are in place:With the exception of fixed income investments explicitly guaranteed by the U.S. government, no single investment security shall represent more than 5% of total Plan assets; andWith the exception of passively managed investment vehicles seeking to match the returns of broadly diversified market indices or diversified investment vehicles chosen specifically to hedge the interest rate risk embedded in Plan liabilities, no single investment pool or investment company (mutual fund) shall comprise more than 10% of total plan assets. The portfolio will be rebalanced to the target asset allocation, if needed, no less often than quarterly. Unless expressly authorized in writing by the Committee, the following investing activities are prohibited:Purchasing securities on margin;Pledging or hypothecating securities, except for loans of securities that are fully collateralized;Purchasing or selling derivative securities for speculation or leverage; andEngaging in investment strategies that have the potential to amplify or distort the risk of loss beyond a level that is reasonably expected given the objectives of the portfolio. The Plan’s actual asset allocations, target allocations and expected long-term rates of return by asset category are set forth in the following tables. December 31, 2021 Target‎Allocation Percentage of‎Plan Assets Weighted ‎Average Expected‎Long-term‎Rates of ReturnCash equivalents 0% - 1% 0.3% <1.00%Equity mutual funds 20% - 30% 28.2% 5.3% to 7.7%Fixed income mutual funds 70% - 80% 71.5% 2.5% to 3.7% 100.0% 3.3% to 4.8% December 31, 2020Cash equivalents 0% - 1% 0.2% <1.00%Equity mutual funds 20% - 30% 26.5% 6.2% to 8.6%Fixed income mutual funds 70% - 80% 73.3% 2.1% to 3.3% 100.0% 3.2% to 4.7% The ranges for the weighted average expected long-term rates of return for equity funds, bond funds and total plan assets set forth in the preceding table represent expected 25th to 75th percentile returns provided by Vanguard. For these purposes Vanguard utilizes a proprietary capital markets model (the “model”) developed and maintained by Vanguard’s primary investment research and advice teams. The model forecasts distributions of future returns for a wide array of broad asset classes. The theoretical and empirical foundation of the model is that the returns of various asset classes reflect the compensation investors require for bearing different types of systematic risk. At the core of the model are estimates of the dynamic statistical relationship between risk factors and asset returns, obtained from statistical analysis based on available historical monthly financial and economic data. At December 31, 2021, the equity and fixed income components of Plan assets consist of the following Vanguard institutional funds: EquityVanguard Total Stock Market Index Fund (VITSX). This fund seeks to track the performance of the Center for Research in Security Prices (CRSP) U.S. Total Market Index. The fund is passively managed using index sampling and consists of large, small and mid-cap equity securities diversified across growth and value styles.Vanguard Total International Stock Index Fund (VTSNX). This fund seeks to track the performance of the Financial Times Stock Exchange (FTSE) Global All Cap ex U.S. Index. The fund is passively managed and includes broad exposure across developed and emerging non-U.S. equity markets. Fixed IncomeVanguard Long-Term Investment-Grade Fund (VWETX). This fund seeks high and sustainable current income. Investments are selected using a fundamental, bottom-up credit selection process and consist of long-term, high-quality bonds broadly diversified by issuer and industry sector.Vanguard Long-Term Treasury Index Fund (VLGIX). This fund seeks to track the performance of the Bloomberg Barclays U.S. Long Treasury Bond Index. The fund is passively managed using index sampling and includes long-term, fixed income securities issued by the U.S. Treasury. Fair Value of Plan Assets. The fair value of Plan assets at December 31, 2021 and 2020 is summarized below. Fair Value Measurements Using:(in thousands) Total Quoted Prices‎in Active‎Markets for‎Identical Assets‎(Level 1) Significant‎Other‎Observable‎Inputs‎(Level 2) Significant‎Unobservable‎Inputs‎(Level 3)December 31, 2021: Cash equivalents: Vanguard Prime Money Market Mutual Fund $ 195 $ — $ 195 $ —Total cash equivalents 195 — 195 —Equity mutual funds: Vanguard Total Stock Market Index Fund (VITSX) 12,792 12,792 — —Vanguard Total International Stock Index Fund (VTSNX) 8,560 8,560 — —Total equity mutual funds 21,352 21,352 — —Fixed income mutual funds: Vanguard Long-Term Investment Grade Fund (VWETX) 40,183 40,183 — —Vanguard Long-Term Treasury Index Fund (VLGIX) 13,954 13,954 — —Total fixed income mutual funds 54,137 54,137 — —Total Plan Assets $ 75,684 $ 75,489 $ 195 $ — December 31, 2020: Cash equivalents: Vanguard Prime Money Market Mutual Fund $ 160 $ — $ 160 $ —Total cash equivalents 160 — 160 —Equity mutual funds: Vanguard Total Stock Market Index Fund (VITSX) 11,964 11,964 — —Vanguard Total International Stock Index Fund (VTSNX) 8,128 8,128 — —Total equity mutual funds 20,092 20,092 — —Fixed income mutual funds: Vanguard Long-Term Investment Grade Fund (VWETX) 41,244 41,244 — —Vanguard Long-Term Treasury Index Fund (VLGIX) 14,255 14,255 — —Total fixed income mutual funds 55,499 55,499 — —Total Plan Assets $ 75,751 $ 75,591 $ 160 $ — The fair values of the Vanguard mutual funds represent their net asset values (“NAV”) at December 31, 2021 and 2020. On an ongoing basis, the Plan has the ability to readily redeem its investments in these funds at their NAV per share with no advance notification. An explanation of matrix pricing and the definitions of Level 1, 2 and 3 fair value measurements are included in “Note M – Fair Value of Financial Instruments” to these consolidated financial statements. At December 31, 2021 and 2020, the Plan’s cash and cash equivalents amounted to 0.3% and 0.2%, respectively, of the Plan’s total assets and represented investments in the Vanguard Prime Money Market Mutual Fund. Estimated Future Benefit Payments. The following benefit payments, which reflect expected future service as appropriate, are expected to be made by the Plan. Year (dollars in thousands) Amount 2022 $ 2,478 2023 2,717 2024 2,895 2025 3,005 2026 3,095 2027 - 2031 16,700 Retirement plan expense for the discontinued Supplemental Executive Retirement Plan was $157,000 in 2020 and was de minimis in 2019.

Other Operating Expenses

Other Operating Expenses	12 Months Ended
	Dec. 31, 2021
Other Operating Expenses [Abstract]
Other Operating Expenses	NOTE K – OTHER OPERATING EXPENSES Expenses included in other operating expenses that exceed one percent of the aggregate of total interest income and noninterest income in one or more of the years shown are as follows. Certain prior year amounts have been reclassified to conform to the current presentation. (in thousands) 2021 2020 2019Computer services $ 1,646 $ 1,619 $ 1,155Telecommunications 1,658 1,564 1,367Director Fees 1,375 1,262 699

Commitments And Contingent Liab

Commitments And Contingent Liabilities	12 Months Ended
	Dec. 31, 2021
Commitments And Contingent Liabilities [Abstract]
Commitments And Contingent Liabilities	NOTE L – COMMITMENTS AND CONTINGENT LIABILITIES Financial Instruments With Off-Balance-Sheet Risk. In the normal course of business, the Bank enters into various types of off-balance-sheet arrangements to meet the financing needs of its customers. These off-balance-sheet financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit. These instruments involve varying degrees of credit risk in excess of the amount recognized in the consolidated balance sheets and expose the Bank to credit loss in the event of nonperformance by the Bank’s customers. The Bank's exposure to credit loss is represented by the contractual notional amount of these instruments. The Bank uses the same credit policies in making commitments to extend credit, and generally uses the same credit policies for letters of credit, as it does for on-balance sheet instruments such as loans. Financial instruments whose contract amounts represent credit risk are as follows: 2021 2020(in thousands) Fixed‎Rate Variable‎Rate Fixed‎Rate Variable‎RateCommitments to extend credit $ 52,414 $ 239,924 $ 37,085 $ 215,581Standby letters of credit 3,933 — 4,246 — A commitment to extend credit is a legally binding agreement to lend to a customer as long as there is no violation of any condition established in the contract. Unused home equity, small business and commercial lines of credit are a large component of the Bank’s variable rate loan commitments. Since some of the commitments to extend credit and letters of credit are expected to expire without being drawn upon and, with respect to unused lines of credit, can be frozen, reduced or terminated by the Bank based on the financial condition of the borrower, the total commitment amounts do not necessarily represent future cash requirements. Home equity lines generally expire ten years from their date of origination and small business lines generally have a three year term. Other real estate loan commitments generally expire within 60 to 90 days and commercial line commitments generally expire within one year. At December 31, 2021, the Bank’s fixed rate loan commitments are to make loans with interest rates ranging from 2.25% to 3.85% and maturities of ten years or more. The amount of collateral obtained, if any, by the Bank upon extension of credit is based on management’s credit evaluation of the borrower. Collateral held varies but may include mortgages on commercial and residential real estate, securities, deposit accounts with the Bank or other financial institutions and security interests in business assets and equipment. Standby letters of credit are conditional commitments issued by the Bank to assure the performance or financial obligations of a customer to a third party. The Bank's standby letters of credit extend through September 2031. The credit risk involved in issuing standby letters of credit is essentially the same as that involved in extending loans to customers. The Bank generally holds collateral and/or obtains personal guarantees supporting these commitments. The extent of collateral held for these commitments at December 31, 2021 varied from 84% to 100% of the contractual notional amount of each instrument, with the average amount of collateral totaling 98% of the aggregate outstanding notional amount. Standby letters of credit are considered financial guarantees and are recorded at fair value. Employment Agreements. At December 31, 2021, the Corporation’s chief executive officer and executive vice presidents, collectively referred to as the senior executives, have employment agreements with the Corporation under which they are entitled to severance compensation in the event that their employment is terminated without cause or they terminate their employment following an event constituting Good Reason, as defined. The chief executive officer’s employment agreement has a term of three years beginning January 1, 2020. Each of the other senior executives has an employment agreement with a term of two years and various effective dates. These two year and three year employment agreements automatically renew for an additional period of one year on January 1 of each year unless the Corporation gives written notice of non-renewal at least 30 days prior to such date. Notwithstanding the foregoing, each of these employment agreements expire on December 31 of the calendar year in which the executive attains normal retirement age (“Retirement Age Termination Date”), which for these purposes is age 65. At the appropriate time and at its option, the Corporation can extend the employment agreements for two years beyond their retirement age termination dates. The current aggregate annual salaries provided for in these employment agreements is $2.5 million. Litigation. From time to time the Corporation may be a named defendant in legal actions incidental to the business. For some of these actions there is always a possibility that the Corporation will sustain a financial loss. There was no outstanding litigation at December 31, 2021.

Fair Value Of Financial Instrum

Fair Value Of Financial Instruments	12 Months Ended
	Dec. 31, 2021
Fair Value Of Financial Instruments [Abstract]
Fair Value Of Financial Instruments	NOTE M – FAIR VALUE OF FINANCIAL INSTRUMENTS Financial Instruments Recorded at Fair Value. When measuring fair value, the Corporation uses a fair value hierarchy, which is designed to maximize the use of observable inputs and minimize the use of unobservable inputs. The hierarchy involves three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs other than quoted prices that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect the Corporation’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Corporation deems transfers between levels of the fair value hierarchy to have occurred on the date of the event or change in circumstance that caused the transfer. There were no transfers between levels of the fair value hierarchy in either 2021or 2020. The fair values of the Corporation’s financial assets and liabilities measured at fair value on a recurring basis are set forth in the table that follows. The fair values of AFS securities are determined on a recurring basis using matrix pricing (Level 2 inputs). Matrix pricing, which is a mathematical technique widely used in the industry to value debt securities, does not rely exclusively on quoted prices for the specific securities but rather on the relationship of such securities to other benchmark quoted securities. Where no significant other observable inputs were available, Level 3 inputs were used. The fair values of interest rate swaps are based on valuation models using observable market data as of the measurement date resulting in a Level 2 classification. Fair Value Measurements Using:(in thousands) Total Quoted Prices‎in Active‎Markets for‎Identical Assets‎(Level 1) Significant‎Other‎Observable‎Inputs‎(Level 2) Significant‎Unobservable‎Inputs‎(Level 3)December 31, 2021: Financial Assets: AFS Securities: State and municipals $ 327,171 $ — $ 326,201 $ 970Pass-through mortgage securities 182,957 — 182,957 —Collateralized mortgage obligations 106,082 — 106,082 —Corporate bonds 118,108 — 118,108 — $ 734,318 $ — $ 733,348 $ 970Financial Liabilities: Derivative - interest rate swaps $ 1,750 $ — $ 1,750 $ — December 31, 2020: Financial Assets: AFS Securities: State and municipals $ 364,211 $ — $ 362,776 $ 1,435Pass-through mortgage securities 131,720 — 131,720 —Collateralized mortgage obligations 53,711 — 53,711 —Corporate bonds 113,080 — 113,080 — $ 662,722 $ — $ 661,287 $ 1,435Financial Liabilities: Derivative - interest rate swap $ 5,285 $ — $ 5,285 $ — State and municipal available-for-sale securities measured using Level 3 inputs. The Bank held six non-rated bond anticipation notes with a book value of $1.0 million at December 31, 2021. These bonds have a one year maturity and are issued by local municipalities that are customers of the Bank. Due to the short duration of the bonds, book value approximates fair value at December 31, 2021. There were no assets measured at fair value on a nonrecurring basis at December 31, 2021 and 2020. Financial Instruments Not Recorded at Fair Value. Fair value estimates are made at a specific point in time. Such estimates are generally subjective in nature and dependent upon a number of significant assumptions associated with each financial instrument or group of similar financial instruments, including estimates of discount rates, liquidity, risks associated with specific financial instruments, estimates of future cash flows, and relevant available market information. Changes in assumptions could significantly affect the estimates. In addition, fair value estimates do not reflect the value of anticipated future business, premiums or discounts that could result from offering for sale at one time the Corporation’s entire holdings of a particular financial instrument, or the income tax consequences of realizing gains or losses on the sale of financial instruments. The following table sets forth the carrying amounts and estimated fair values of financial instruments that are not recorded at fair value in the Corporation’s financial statements at December 31, 2021 and 2020. December 31, 2021 December 31, 2020(in thousands) Level of‎Fair Value‎Hierarchy Carrying‎Amount Fair Value Carrying‎Amount Fair ValueFinancial Assets: Cash and cash equivalents Level 1 $ 43,675 $ 43,675 $ 211,182 $ 211,182Loans Level 3 3,075,205 3,048,791 3,000,417 2,998,325Restricted stock n/a 21,524 n/a 20,814 n/a Financial Liabilities: Checking deposits Level 1 1,400,998 1,400,998 1,208,073 1,208,073Savings, NOW and money market deposits Level 1 1,685,410 1,685,410 1,679,161 1,679,161Time deposits Level 2 228,837 232,973 434,354 444,155Short-term borrowings Level 1 125,000 125,000 60,095 60,095Long-term debt Level 2 186,322 188,413 246,002 253,617

Revenue From Contracts With Cus

Revenue From Contracts With Customers	12 Months Ended
	Dec. 31, 2021
Revenue From Contracts With Customers [Abstract]
Revenue From Contracts With Customers	NOTE N – REVENUE FROM CONTRACTS WITH CUSTOMERS The noninterest income section of the consolidated statements of income includes the following types of revenues earned from the Bank's contracts with customers. Investment Services Revenues. Customer assets are held in a fiduciary capacity and the Bank provides various services to those customers as it transitions its remaining accounts to the LPL Financial platform. The services are performed for customers over time, requiring a time-based measure of progress. Fees are assessed based on market values of customer assets held or under management as of a certain point in time, and income cannot be estimated prior to the end of the measurement period. Volatility in equity and other market values will impact the amount of revenue that will be earned. Fees are generally earned and collected on a monthly or quarterly basis, accrued to income as earned and included in the consolidated statements of income in the line item "Investment services income." Deposit Account Revenues. Fees are earned and collected on a monthly basis for account maintenance and activity-based service charges on deposit accounts. The services are performed for customers over time, requiring a time-based measure of progress. Customers may be required to maintain minimum balances and average balances. Additional fees may also be earned for overdrafts, replacement of debit cards, bill payment, lockbox services and ACH services and are earned and collected as transactions take place. All deposit account fees are accrued to income as earned, either monthly or at the point of sale, and included in the consolidated statements of income in the line item "Service charges on deposit accounts." Transaction and Branch Service Fees. The following revenue streams are components of “Other noninterest income” on the consolidated statements of income. These components totaled $2.6 million, $2.0 million and $2.1 million for the years ended December 31, 2021, 2020 and 2019, respectively. Other items included in “Other noninterest income,” such as BOLI income, non-service components of net pension cost, real estate tax refunds and gains on sales of fixed assets are outside of the scope of ASC 606. Debit/Credit Card Revenues. The Bank earns a fee when its customers use their debit or credit cards in point-of-sale transactions. These fees are generally known as interchange fees. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recorded daily, concurrently with the transaction processing services provided to the cardholder. Branch Services Revenues. The Bank charges fees for safe deposit box rentals, wire transfers, money orders, checkbook printing, official checks and ATM usage. Fees are earned, collected and generally recorded as revenue when the service is provided. Investment Advisory Services. The Bank provides branch space to a third party who sells financial products to the Bank’s customers and pays commissions to the Bank based on the products sold. Commissions are variable and based on the market values of financial assets sold. Commissions are accrued to income as earned and collected.

Derivatives

Derivatives	12 Months Ended
	Dec. 31, 2021
Derivatives [Abstract]
Derivatives	NOTE O – DERIVATIVES As part of its asset liability management activities, the Corporation utilizes interest rate swaps to help manage its interest rate risk position. The notional amount of an interest rate swap does not represent the amount exchanged by the parties. The exchange of cash flows is determined by reference to the notional amount and the other terms of the interest rate swap agreements. The Bank entered into a five year interest rate swap with a notional amount totaling $50 million on January 17, 2019, which was designated as a cash flow hedge of certain FHLB advances and included in short-term borrowings on the consolidated balance sheets. The swap was determined to be fully effective during the periods presented and therefore no amount of ineffectiveness has been included in net income. The aggregate fair value of the swap is recorded in other liabilities, with changes in fair value net of related income taxes recorded in OCI. The amount included in accumulated OCI would be reclassified to current earnings should the hedge no longer be considered effective. The Corporation expects the hedge to remain fully effective during the remaining term of the swap. On May 22, 2021 a second interest rate swap with a notional amount totaling $150 million expired and the Bank paid off $150 million of brokered certificates of deposit (“CDs”) used in the cash flow hedge. The following table summarizes information about the interest rate swaps designated as cash flow hedges. December 31, 2021 December 31, 2020Notional amount $50 million $200 millionWeighted average fixed pay rate 2.62% 2.83%Weighted average 3-month LIBOR receive rate 0.13% 0.22%Weighted average maturity 2.05 Years 1.06 Years Interest expense recorded on the swap transactions, which totaled $2.9 million, $4.0 million and $827,000 for 2021, 2020 and 2019, respectively, is recorded as a component of interest expense in the consolidated statements of income. Amounts reported in accumulated OCI related to the swaps will be reclassified to interest expense as interest payments are made on the Bank’s variable rate liabilities. During 2021, 2020 and 2019, the Corporation had $2.9 million, $4.0 million and $827,000, respectively, of reclassifications to interest expense. During the next 12 months, the Corporation estimates that $734,000 will be reclassified as an increase to interest expense. The following table presents the net gains (losses) recorded in the consolidated statements of income and the consolidated statements of comprehensive income relating to the interest rate swaps for the years indicated. Year Ended December 31, (in thousands) 2021 2020 2019 Interest rate contracts: Amount of gain (loss) recognized in OCI (effective portion) $668 $(4,835) $(4,116) Amount of loss reclassified from OCI to interest expense 2,867 3,968 827 Amount of loss recognized in other noninterest income (ineffective portion) — — — The following table reflects the amounts relating to interest rate swaps included in the consolidated balance sheets. December 31, 2021 December 31, 2020 Notional Fair Value Notional Fair Value (in thousands) Amount Asset Liability Amount Asset Liability Included in other assets or other liabilities $ — $ 1,750 $ — $ 5,285 Interest rate swap hedging brokered CDs $ — $ 150,000 Interest rate swap hedging FHLB advances $ 50,000 $ 50,000 Credit Risk Related Contingent Features. The Bank’s agreement with its interest rate swap counterparty sets forth minimum collateral posting thresholds. If the termination value of the swaps is a net asset position, the counterparty may be required to post collateral against its obligations to the Bank under the agreement. However, if the termination value of the swaps is a net liability position, the Bank may be required to post collateral to the counterparty. At December 31, 2021, the Bank was in compliance with the collateral posting provisions to its counterparty. The total amount of collateral posted was approximately $4.0 million. If the Bank had breached any of these provisions at December 31, 2021, it could have been required to settle its obligations under the agreement at the termination value.

Parent Company Financial Inform

Parent Company Financial Information	12 Months Ended
	Dec. 31, 2021
Parent Company Financial Information [Abstract]
Parent Company Financial Information	NOTE P – PARENT COMPANY FINANCIAL INFORMATION Condensed financial information for the Corporation (parent company only) is as follows: CONDENSED BALANCE SHEETS  December 31, (in thousands) 2021 2020Assets: Cash and due from banks $ 987 $ 997Investment in subsidiary bank, at equity 413,455 407,337Prepaid income taxes 3,120 1,871Deferred income tax benefits 889 1,422Other assets 24 24 $ 418,475 $ 411,651Liabilities: Other liabilities $ 15 $ 14Cash dividends payable 4,648 4,519 4,663 4,533Stockholders' equity: Common stock 2,324 2,379Surplus 93,480 105,547Retained earnings 320,321 295,622 416,125 403,548Accumulated other comprehensive income (loss), net of tax (2,313) 3,570 413,812 407,118 $ 418,475 $ 411,651 CONDENSED STATEMENTS OF INCOME  Year Ended December 31,(in thousands) 2021 2020 2019Income: Dividends from subsidiary bank $ 33,200 $ 25,100 $ 55,750Interest on deposits with subsidiary bank 3 3 — 33,203 25,103 55,750 Expenses: Salaries 1,365 1,241 3,050Other operating expenses 661 951 442 2,026 2,192 3,492 Income before income taxes 31,177 22,911 52,258Income tax expense (benefit) 89 (570) (755)Income before undistributed earnings of subsidiary bank 31,088 23,481 53,013Equity in undistributed earnings 12,001 17,722 (11,458)Net income $ 43,089 $ 41,203 $ 41,555 Comprehensive income $ 37,206 $ 44,178 $ 51,590 ‎ CONDENSED STATEMENTS OF CASH FLOWS Year Ended December 31,(in thousands) 2021 2020 2019Cash Flows From Operating Activities: Net income $ 43,089 $ 41,203 $ 41,555Adjustments to reconcile net income to net cash‎  provided by operating activities: Dividends in excess of earnings of subsidiary bank — — 11,458Undistributed earnings of subsidiary bank (12,001) (17,722) —Deferred income tax provision 533 495 7Stock-based compensation expense 1,635 1,788 3,050Increase (decrease) in other liabilities 1 (1) (119)Other increases (1,112) (941) (815)Net cash provided by operating activities 32,145 24,822 55,136 Cash Flows From Investing Activities: Capital contributions to Bank subsidiary — — — Cash Flows From Financing Activities: Repurchase of common stock (14,501) (7,935) (38,171)Proceeds from issuance of common stock, net of shares withheld 607 (188) 1,420Cash dividends paid (18,261) (17,421) (17,249)Net cash provided by (used in) financing activities (32,155) (25,544) (54,000)Net increase (decrease) in cash and cash equivalents* (10) (722) 1,136Cash and cash equivalents, beginning of year 997 1,719 583Cash and cash equivalents, end of year $ 987 $ 997 $ 1,719 Supplemental Schedule of Noncash Financing Activities: Cash dividends payable $ 4,648 $ 4,519 $ 4,308 * Cash and cash equivalents is defined as cash and due from banks and includes the checking and money market accounts with the Corporation’s wholly-owned bank subsidiary. ‎

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Basis Of Presentation	The consolidated financial statements include the accounts of The First of Long Island Corporation and its wholly-owned subsidiary, The First National Bank of Long Island, and subsidiaries wholly-owned by the Bank, either directly or indirectly: The First of Long Island Agency, Inc.; FNY Service Corp.; and The First of Long Island REIT, Inc. (“REIT”). The Corporation’s financial condition and operating results principally reflect those of the Bank and its subsidiaries. The consolidated entity is referred to as the “Corporation,” and the Bank and its subsidiaries are collectively referred to as the “Bank.” All intercompany balances have been eliminated. The accounting and reporting policies of the Corporation reflect banking industry practice and conform to generally accepted accounting principles (“GAAP”) in the United States. The following is a summary of the Corporation’s significant accounting policies. In preparing the consolidated financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported asset and liability balances, revenue and expense amounts, and the disclosures provided, including disclosure of contingent assets and liabilities, based on available information. Actual results could differ significantly from those estimates. Information available which could affect these judgements include, but are not limited to, changes in interest rates, changes in the performance of the economy including the economic impact of the COVID-19 pandemic (“pandemic”) on both the allowance and provision for credit losses, and changes in the financial condition of borrowers.
Adoption Of New Accounting Standards	Adoption of New Accounting Standards In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13 “Measurement of Credit Losses on Financial Instruments (Topic 326)” (“CECL”). This standard changes the methodology used to determine the allowance for loan losses from an incurred loss model to a current expected credit loss model. The CECL model requires the Bank to maintain at each periodic reporting date an allowance for credit losses (“ACL” or “allowance”) in an amount that is equal to its estimate of expected lifetime credit losses on all financial assets measured at amortized cost, including loan receivables, held-to-maturity debt securities and certain off-balance sheet credit exposures. Management adopted ASU 2016-13, as amended, on January 1, 2020 using the modified retrospective approach for all financial assets measured at amortized cost and off-balance sheet credit commitments. Results for reporting periods beginning on or after January 1, 2020 are presented under Accounting Standards Codification (“ASC”) 326 while prior period amounts continue to be reported in accordance with previously applicable GAAP. On January 1, 2020, the Corporation recorded a net decrease to retained earnings of $2,325,000, net of tax effect of $993,000, for the implementation of ASC 326, with offsetting increases of $2,888,000 and $430,000 to the ACL on loans and off-balance sheet credit exposures, respectively. The following table illustrates the impact of ASC 326. January 1, 2020 Impact of As Reported Pre-ASC 326 ASC 326(in thousands) Under ASC 326 Adoption AdoptionAssets: Allowance for credit losses on loans: Commercial and industrial $ 1,249 $ 1,493 $ (244)Commercial mortgages: Multifamily 8,210 7,151 1,059Other 3,451 3,498 (47)Owner-occupied 1,699 921 778Residential mortgages: Closed end 17,054 15,698 1,356Revolving home equity 509 515 (6)Consumer and other 5 13 (8) $ 32,177 $ 29,289 $ 2,888Liabilities: Allowance for credit losses on off-balance sheet credit exposures $ 605 $ 175 $ 430 In August 2018, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards update (“ASU”) 2018-14 “Changes to the Disclosure Requirements for Defined Benefit Plans.” The ASU modifies certain disclosure requirements pertaining to defined benefit plans as part of the FASB’s disclosure framework project intended to improve the effectiveness of disclosures in the notes to financial statements. ASU 2018-14 is effective for fiscal years ending after December 15, 2020. The adoption of the ASU on January 1, 2021 modified the Corporation’s disclosures but did not impact its financial position or results of operations.
Cash And Cash Equivalents	Cash and Cash Equivalents Cash and cash equivalents include cash and deposits with other financial institutions that generally mature within 90 days.
Investment Securities	Investment Securities Current accounting standards require that investment securities be classified as held-to-maturity (“HTM”), available-for-sale (“AFS”) or trading. The trading category is not applicable to any securities in the Bank's portfolio because the Bank does not buy or hold debt or equity securities principally for the purpose of selling in the near term. HTM securities, or debt securities which the Bank has the intent and ability to hold to maturity, are reported at amortized cost. AFS securities, or debt securities which are neither HTM securities nor trading securities, are reported at fair value, with unrealized gains and losses, net of the related income tax effect, included in other comprehensive income (loss) (“OCI”). Equity securities, if any, are carried at fair value, with changes in fair value reported in net income. Equity securities without readily determinable fair values are carried at cost, minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment. Interest income includes amortization or accretion of purchase premium or discount. Premiums and discounts on securities are amortized or accreted using the level-yield method. Prepayments are anticipated for mortgage-backed securities. Premiums on municipal securities are amortized to the earlier of the stated maturity date or the first call date, while discounts on municipal securities are accreted to the stated maturity date. Realized gains and losses on the sale of securities are determined using the specific identification method. Management measures expected credit losses on HTM debt securities, if any, on a collective basis by major security type. Accrued interest receivable on HTM debt securities is excluded from the estimate of credit losses. For AFS securities in an unrealized loss position, management first evaluates whether the decline in fair value has resulted from an actual or estimated credit loss event. Management considers the extent to which fair value is less than amortized cost, changes to the rating of the security, and adverse conditions specifically related to the security. If this assessment indicates that a credit loss is likely, management then assesses whether it has the intent to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost and determines the present value of cash flows expected to be collected from the security as compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, an allowance is recorded for the estimated credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance is recognized in OCI. Accrued interest receivable on AFS securities is excluded from the estimate of credit losses.
Loans Held-For-Sale	Loans Held-for-Sale Loans held-for-sale are carried at the lower of cost or fair value. Any subsequent declines in fair value below the initial carrying value are recorded as a valuation allowance established through a charge to noninterest income.
Loans And Allowance For Credit Losses	Loans and Allowance for Credit Losses Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost, net of the ACL. Amortized cost is the principal balance outstanding plus or minus net deferred loan costs and fees. Accrued interest receivable is reported in “Other assets” on the consolidated balance sheets and is excluded from the estimate of credit losses. Interest on loans is credited to income based on the principal amount outstanding. Direct loan origination costs, net of loan origination fees, are deferred and recognized in interest income using the level-yield method without anticipating prepayments. The past due status of a loan is based on the contractual terms in the loan agreement. Unless a loan is well secured and in the process of collection, the accrual of interest income is discontinued when a loan becomes 90 days past due as to principal or interest payments. The accrual of interest income on a loan is also discontinued when it is determined that the borrower will not be able to make principal and interest payments according to the contractual terms of the current loan agreement. When the accrual of interest income is discontinued on a loan, any accrued but unpaid interest is reversed against current period income. Interest received on nonaccrual loans is applied to the outstanding principal balance until the loans qualify for return to an accrual status, if ever. Return to an accrual status occurs when all the principal and interest amounts contractually past due are brought current and all future payments are reasonably assured. The ACL is a valuation account that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the Bank’s loan portfolio. The ACL is established through provisions for credit losses charged against income. When available information confirms that specific loans, or portions thereof, are uncollectible, these amounts are charged against the ACL, and subsequent recoveries, if any, are credited to the ACL. Management identifies loans in the Bank’s portfolio that must be individually evaluated for loss due to disparate risk characteristics or information suggesting that the Bank will be unable to collect all the principal and interest due. For loans individually evaluated, a specific reserve is estimated based on either the fair value of collateral or the discounted value of expected future cash flows. In estimating the fair value of real estate collateral, management utilizes appraisals or evaluations adjusted for costs to dispose and a distressed sale adjustment, if needed. Estimating the fair value of collateral other than real estate is also subjective in nature and sometimes requires difficult and complex judgements. Determining expected future cash flows can be more subjective than determining fair values. Expected future cash flows could differ significantly, both in timing and amount, from the cash flows actually received over the loan’s remaining life. Individually evaluated loans are excluded from the estimation of credit losses for the pooled portfolio. Troubled debt restructurings (“TDRs”) are individually evaluated for loss and generally reported at the present value of estimated future cash flows using the loan’s effective rate at inception. However, if a TDR is considered to be a collateral dependent loan, the loan is reported at the fair value of the collateral. For loans collectively evaluated for credit loss, management segregates its loan portfolio into distinct pools, certain of which are combined in reporting loans outstanding by class of loans: (1) commercial and industrial; (2) small business credit scored; (3) multifamily; (4) owner-occupied; (5) other commercial real estate; (6) construction and land development; (7) closed end residential mortgage; (8) revolving home equity; (9) consumer; (10) municipal loans; and (11) Small Business Administration (“SBA”) Paycheck Protection Program (“PPP”) loans. Historical loss information from the Bank’s own loan portfolio from December 31, 2007 to present provides a basis for management’s assessment of expected credit losses. The choice of a historical look-back period that begins in 2007 covers an entire economic cycle and impacts the average historical loss rates used to calculate the final ACL. Due to the extensive loss data available, management selected the vintage approach to measure the historical loss component of credit losses for most of its loan pools. For the revolving home equity and small business credit scored pools, the migration approach was selected to measure historical losses. No historical loss method was applied to the SBA PPP loan pool which is 100% guaranteed by the federal government. Management believes that the methods selected fairly reflect the historical loss component of expected losses inherent in the Bank’s loan portfolio. However, since future losses could vary significantly from those experienced in the past, on a quarterly basis management adjusts its historical loss experience to reflect current and forecasted conditions. In doing so, management considers a variety of general qualitative and quantitative factors (“Q-factors”) and then subjectively determines the weight to assign to each in estimating losses. Qualitative characteristics include differences in underwriting standards, policies, lending staff and environmental risks. Management also considers whether further adjustments to historical loss information are needed to reflect the extent to which current conditions and reasonable and supportable forecasts over a one year to two year forecasting horizon differ from the conditions that existed during the historical loss period. These quantitative adjustments reflect changes to relevant data such as changes in unemployment rates, GDP, vacancies, average growth in pools of loans, delinquencies or other factors associated with the financial assets. The allowance for SBA PPP loans represents an estimate of potential loss due to documentation and processing deficiencies. The immediate reversion method is applied for periods beyond the forecasting horizon. The Bank’s ACL allocable to pools of loans that are collectively evaluated for credit loss results primarily from these qualitative and quantitative adjustments to historical loss experience. Because of the nature of the Q-factors and the degree of judgement involved in assessing their impact, management’s resulting estimate of losses may not accurately reflect current and future losses in the portfolio. The ACL is an amount that management currently believes will be adequate to absorb current expected credit losses in the Bank’s loan portfolio. The process for estimating credit losses and determining the ACL as of any balance sheet date is subjective in nature and requires material estimates. Actual results could differ significantly from those estimates.
Transfers Of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Corporation, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Bank Premises And Equipment And Operating Leases	Bank Premises and Equipment and Operating Leases Land is carried at cost. Other bank premises and equipment are carried at cost less accumulated depreciation and amortization. Buildings are depreciated using the straight-line method over their estimated useful lives, which range from 31 to 40 years. Building and leasehold improvements are depreciated using the straight-line method over the remaining lives of the buildings or leases, as applicable, or their estimated useful lives, whichever is shorter. The lives of the respective leases range from five years to fifteen years. Furniture, fixtures and equipment are depreciated using the straight-line method over their estimated useful lives, which range from three years to ten years. Premises and equipment held-for-sale, if any, is included in “other assets” on the Corporation’s consolidated balance sheets and carried at the lower of cost or fair value. The Bank determines if an arrangement is a lease at inception and recognizes a right-of-use (“ROU”) asset and lease liability at the commencement date based on the present value of lease payments over the lease term. As most of the Bank’s leases do not provide an implicit interest rate, the Bank uses its incremental borrowing rate to determine the present value of the lease payments. The Bank’s ROU asset and lease liability may include options to extend the lease when it is reasonably certain that the Bank will exercise that option. Lease expense is recognized on a straight-line basis over the lease term.
Bank-Owned Life Insurance	Bank-owned Life Insurance The Bank is the owner and beneficiary of insurance policies on the lives of certain officers. Bank-owned life insurance (“BOLI”) is recorded at the amount that can be realized under the contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement, if any.
Restricted Stock	Restricted Stock The Bank is a member of and is required to own stock in the Federal Home Loan Bank of New York (“FHLBNY”) and the Federal Reserve Bank of New York (“FRBNY”). The amount of FHLBNY stock held is based on membership and the level of FHLBNY advances. The amount of FRBNY stock held is based on the Bank’s capital and surplus balances. These stocks do not have a readily determinable fair value, are carried at cost, classified as restricted stock and periodically evaluated for impairment based on the prospects for the ultimate recovery of cost. Cash dividends, if any, are reported as interest income on taxable investment securities.
Other Real Estate Owned	Other Real Estate Owned Real estate acquired through foreclosure or by deed-in-lieu of foreclosure is initially recorded at the lower of cost or fair value, less estimated selling costs and is included in other assets on the consolidated balance sheets. Chargeoffs recorded at the time of acquisition are charged to the ACL. Subsequently, decreases in the property’s estimated fair value are charged to earnings and credited to a valuation allowance and recoveries in fair value are credited to earnings and charged to the valuation allowance. Such adjustments to earnings are included in other noninterest expense along with any additional property maintenance costs incurred in owning the property. Rental income received from tenants of other real estate owned is included in other noninterest income.
Long-term Assets	Long-term Assets Premises and equipment, intangible assets, BOLI and other long-term assets, if any, are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Loan Commitments And Related Financial Instruments	Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans, commercial letters of credit and standby letters of credit. The face amount of these items represents the exposure to loss, before considering collateral held or ability to repay. The Bank estimates credit losses on off-balance sheet credit exposures by considering the likelihood of an outstanding commitment converting into an outstanding loan and applying historical loss factors used on similar portfolio segments, unless the obligation is unconditionally cancellable by the Bank. The ACL on off-balance sheet credit exposures is recorded in the line item “Accrued expenses and other liabilities” in the consolidated balance sheets and totaled $492,000 and $410,000, respectively, at December 31, 2021 and 2020. The ACL is adjusted through a provision (credit) for credit loss expense which is included in the line item “other noninterest expense” in the consolidated statements of income and amounted to $82,000, ($195,000) and $29,000 in 2021, 2020 and 2019, respectively. Off-balance sheet credit instruments are recorded on the balance sheet when they are funded or drawn down.
Derivatives	Derivatives The Corporation records cash flow hedges at the inception of a derivative contract based on management’s intentions and belief as to the likely effectiveness of the hedge. Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability. For a cash flow hedge, the gain or loss on the derivative is recorded in OCI and is reclassified into earnings in the same period during which the hedged transaction affects earnings. The changes in the fair value of a derivative that is not highly effective in hedging the expected cash flows of the hedged item are recognized immediately as interest expense in the consolidated statements of income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income or noninterest expense. Cash flows from hedges are classified in the consolidated statements of cash flows in the same manner as the items being hedged. The Corporation formally documents the relationship between derivatives and hedged items, as well as the risk management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Corporation also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in cash flows of the hedged item. The Corporation discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in cash flows of the hedged item, the derivative is settled or terminated, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as interest expense. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in OCI are amortized into earnings over the same periods which the hedged transactions will affect earnings.
Income Taxes	Income Taxes A current tax liability or asset is recognized for the estimated taxes payable or refundable on tax returns for the current year. A deferred tax liability or asset is recognized for the estimated future tax effects attributable to temporary differences and carryforwards. The measurement of deferred tax assets is reduced, if necessary, by the amount of any tax benefits that, based on available evidence, are not expected to be realized. The measurement of current and deferred tax liabilities and assets is based on provisions of the enacted tax law. The effects of future changes in tax laws or rates are not considered. The Corporation recognizes interest and/or penalties related to income tax matters in noninterest income or noninterest expense as appropriate.
Retirement Plans	Retirement Plans Pension expense is the sum of service cost, interest cost, amortization of actuarial gains and losses and plan expenses, net of the expected return on plan assets and participant contributions. The service cost component of pension expense is included in salaries and employee benefits on the consolidated statements of income. All other components of pension expense are included in other noninterest income. Employee 401(k) plan expense is equal to the amount of the Corporation’s matching contributions and is included in salaries and employee benefits in the consolidated statements of income.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Operating Segments	Operating Segments While management monitors the revenue streams of the Bank’s various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a company-wide basis. Accordingly, all of the financial operations of the Bank are aggregated in one reportable operating segment.
Investment Services	Investment Services Assets held in a fiduciary capacity are not assets of the Corporation and, accordingly, are not included in the accompanying consolidated financial statements. The Bank records investment services fees on the accrual basis.
Reclassifications	Reclassifications When appropriate, items in the prior year financial statements are reclassified to conform to the current period presentation.
Earnings Per Share	Earnings Per Share The Corporation calculates basic and diluted earnings per share (“EPS”) using the treasury stock method. Basic EPS excludes the dilutive effect of outstanding stock options and restricted stock units (“RSUs”) and is computed by dividing net income by the weighted average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if outstanding stock options and RSUs were converted into shares of common stock that then shared in the earnings of the Corporation. Diluted EPS is computed by dividing net income by the weighted average number of common shares and dilutive stock options and RSUs. 25,519 RSUs were excluded from the calculation of EPS at December 31, 2020, because their inclusion would be anti-dilutive. There were no anti-dilutive stock options or RSUs at December 31, 2021 or 2019. Other than the stock options and RSUs described in “Note I – Stock-Based Compensation,” the Corporation has no securities that could be converted into common stock nor does the Corporation have any contracts that could result in the issuance of common stock.
Stock-based Compensation	Stock-based Compensation  The Corporation’s stock-based compensation plans are described in “Note I – Stock-Based Compensation.” Compensation cost is determined for stock options and RSUs issued to employees and non-employee directors based on the grant date fair value of the award. Compensation expense for RSUs is recognized over the applicable performance or service period, which is usually the vesting period. Compensation expense is adjusted at the end of the performance period, if applicable, to reflect the actual number of shares of the Corporation’s common stock into which the RSUs will be converted. Compensation expense for stock options, if any, is recognized over the five year vesting period. The Corporation accounts for forfeitures as they occur.
Comprehensive Income	Comprehensive Income Comprehensive income includes net income and OCI. OCI includes revenues, expenses, gains and losses that under GAAP are included in comprehensive income but excluded from net income. OCI for the Corporation consists of net unrealized holding gains or losses on AFS securities and derivative instruments and changes in the funded status of the Bank’s defined benefit pension plan, all net of related income taxes. Accumulated OCI is recognized as a separate component of stockholders’ equity. The following sets forth the components of accumulated OCI, net of tax: Current Period Change due to Other Balance Comprehensive Balance(in thousands) 12/31/20 Income (Loss) 12/31/21Unrealized holding gains on AFS securities $ 9,425 $ (7,470) $ 1,955Unrealized actuarial losses on pension plan (2,153) (903) (3,056)Unrealized loss on derivative instruments (3,702) 2,490 (1,212) Accumulated other comprehensive income (loss), net of tax $ 3,570 $ (5,883) $ (2,313) The components of OCI and the related tax effects are as follows: (in thousands) 2021 2020 2019Change in net unrealized holding gains (losses) on AFS securities: Change arising during the period $ (9,529) $ 6,099 $ 14,156Reclassification adjustment for gains included in net income (1) (1,104) (2,556) (14) (10,633) 3,543 14,142Tax effect (3,163) 1,063 4,242 (7,470) 2,480 9,900Change in funded status of pension plan: Unrecognized net gain (loss) arising during the period (1,341) 1,571 3,173Amortization of net actuarial loss included in pension expense (2) — — 352 (1,341) 1,571 3,525Tax effect (438) 470 1,083 (903) 1,101 2,442Change in unrealized loss on derivative instruments: Amount of gain (loss) recognized during the period 668 (4,835) (4,116)Reclassification adjustment for net interest expense included in net income (3) 2,867 3,968 827 3,535 (867) (3,289)Tax effect 1,045 (261) (982) 2,490 (606) (2,307)Other comprehensive income (loss) $ (5,883) $ 2,975 $ 10,035 (1) Represents net realized gains arising from the sale of AFS securities, included in the consolidated statements of income in the line item “Net gains on sales of securities.” See “Note B – Investment Securities” for the income tax expense related to these net realized gains, included in the consolidated statements of income in the line item “Income tax expense.” (2) Represents the amortization of net actuarial loss relating to the Corporation’s defined benefit pension plan. This item is a component of net periodic pension cost (see “Note J – Retirement Plans”) and included in the consolidated statements of income in the line item “Other noninterest income.” (3) Represents the net interest expense recorded from derivative transactions and included in the consolidated statements of income under “Interest expense.”
Impact Of Issued But Not Yet Effective Accounting Standards	Impact of Issued But Not Yet Effective Accounting Standards There were no issued but not yet effective pronouncements at December 31, 2021 that could materially impact the Corporation’s financial position, results of operations or disclosures.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Schedule Of Impact Of ASC 326	January 1, 2020 Impact of As Reported Pre-ASC 326 ASC 326(in thousands) Under ASC 326 Adoption AdoptionAssets: Allowance for credit losses on loans: Commercial and industrial $ 1,249 $ 1,493 $ (244)Commercial mortgages: Multifamily 8,210 7,151 1,059Other 3,451 3,498 (47)Owner-occupied 1,699 921 778Residential mortgages: Closed end 17,054 15,698 1,356Revolving home equity 509 515 (6)Consumer and other 5 13 (8) $ 32,177 $ 29,289 $ 2,888Liabilities: Allowance for credit losses on off-balance sheet credit exposures $ 605 $ 175 $ 430
Components Of Accumulated OCI, Net Of Tax	Current Period Change due to Other Balance Comprehensive Balance(in thousands) 12/31/20 Income (Loss) 12/31/21Unrealized holding gains on AFS securities $ 9,425 $ (7,470) $ 1,955Unrealized actuarial losses on pension plan (2,153) (903) (3,056)Unrealized loss on derivative instruments (3,702) 2,490 (1,212) Accumulated other comprehensive income (loss), net of tax $ 3,570 $ (5,883) $ (2,313)
Components Of OCI And Related Tax Effects	(in thousands) 2021 2020 2019Change in net unrealized holding gains (losses) on AFS securities: Change arising during the period $ (9,529) $ 6,099 $ 14,156Reclassification adjustment for gains included in net income (1) (1,104) (2,556) (14) (10,633) 3,543 14,142Tax effect (3,163) 1,063 4,242 (7,470) 2,480 9,900Change in funded status of pension plan: Unrecognized net gain (loss) arising during the period (1,341) 1,571 3,173Amortization of net actuarial loss included in pension expense (2) — — 352 (1,341) 1,571 3,525Tax effect (438) 470 1,083 (903) 1,101 2,442Change in unrealized loss on derivative instruments: Amount of gain (loss) recognized during the period 668 (4,835) (4,116)Reclassification adjustment for net interest expense included in net income (3) 2,867 3,968 827 3,535 (867) (3,289)Tax effect 1,045 (261) (982) 2,490 (606) (2,307)Other comprehensive income (loss) $ (5,883) $ 2,975 $ 10,035 (1) Represents net realized gains arising from the sale of AFS securities, included in the consolidated statements of income in the line item “Net gains on sales of securities.” See “Note B – Investment Securities” for the income tax expense related to these net realized gains, included in the consolidated statements of income in the line item “Income tax expense.” (2) Represents the amortization of net actuarial loss relating to the Corporation’s defined benefit pension plan. This item is a component of net periodic pension cost (see “Note J – Retirement Plans”) and included in the consolidated statements of income in the line item “Other noninterest income.” (3) Represents the net interest expense recorded from derivative transactions and included in the consolidated statements of income under “Interest expense.”

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Investment Securities [Abstract]
Amortized Cost And Estimated Fair Values Of AFS Investment Securities	2021(in thousands) Amortized‎Cost Gross‎Unrealized‎Gains Gross ‎Unrealized‎Losses Fair‎ValueState and municipals $ 315,747 $ 11,600 $ (176) $ 327,171Pass-through mortgage securities 187,494 54 (4,591) 182,957Collateralized mortgage obligations 109,254 67 (3,239) 106,082Corporate bonds 119,000 — (892) 118,108 $ 731,495 $ 11,721 $ (8,898) $ 734,318 2020State and municipals $ 348,260 $ 15,951 $ — $ 364,211Pass-through mortgage securities 128,843 2,881 (4) 131,720Collateralized mortgage obligations 53,163 599 (51) 53,711Corporate bonds 119,000 — (5,920) 113,080 $ 649,266 $ 19,431 $ (5,975) $ 662,722
Securities With A Continuous Unrealized Loss Position	2021 Less than‎12 Months 12 Months‎or More Total(in thousands) Fair‎Value Unrealized‎Loss Fair‎Value Unrealized‎Loss Fair‎Value Unrealized‎LossState and municipals $ 18,429 $ (176) $ — $ — $ 18,429 $ (176)Pass-through mortgage securities 179,575 (4,529) 1,641 (62) 181,216 (4,591)Collateralized mortgage obligations 99,305 (3,239) — — 99,305 (3,239)Corporate bonds 87,620 (380) 30,488 (512) 118,108 (892)Total temporarily impaired $ 384,929 $ (8,324) $ 32,129 $ (574) $ 417,058 $ (8,898) 2020Pass-through mortgage securities $ 1,871 $ (4) $ — $ — $ 1,871 $ (4)Collateralized mortgage obligations 24,970 (51) — — 24,970 (51)Corporate bonds — — 113,080 (5,920) 113,080 (5,920)Total temporarily impaired $ 26,841 $ (55) $ 113,080 $ (5,920) $ 139,921 $ (5,975)
Sales Of Available-For-Sale Securities	(in thousands) 2021 2020 2019Proceeds $ 71,695 $ 64,453 $ 21,983 Gains $ 1,120 $ 2,556 $ 138Losses (16) — (124)Net gains $ 1,104 $ 2,556 $ 14
Maturities	(in thousands) Amortized‎Cost Fair ValueWithin one year $ 2,536 $ 2,541After 1 through 5 years 90,502 92,919After 5 through 10 years 213,617 216,295After 10 years 128,092 133,524Mortgage-backed securities 296,748 289,039 $ 731,495 $ 734,318

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Loans [Abstract]
Loans Outstanding By Class Of Loans	December 31,(in thousands) 2021 2020Commercial and industrial $ 90,386 $ 100,015SBA PPP 30,534 139,487Commercial mortgages: Multifamily 864,207 776,976Other 700,872 513,176Owner-occupied 171,533 130,919Residential mortgages: Closed end 1,202,374 1,316,727Revolving home equity 44,139 54,005Consumer and other 991 2,149 $ 3,105,036 $ 3,033,454
Allowance For Loan Losses	(in thousands) Balance at‎1/1/2021 Chargeoffs Recoveries Provision‎(Credit) for‎Credit Losses Balance at‎12/31/2021Commercial and industrial $ 1,416 $ 307 $ 205 $ (426) $ 888SBA PPP 209 — — (163) 46Commercial mortgages: Multifamily 9,474 544 — (776) 8,154Other 4,913 — — 1,565 6,478Owner-occupied 1,905 165 91 684 2,515Residential mortgages: Closed end 14,706 189 22 (3,241) 11,298Revolving home equity 407 — 254 (212) 449Consumer and other 7 1 1 (4) 3 $ 33,037 $ 1,206 $ 573 $ (2,573) $ 29,831 (in thousands) Balance at‎1/1/2020 Impact of‎ASC 326‎Adoption Chargeoffs Recoveries Provision‎(Credit) for‎Loan Losses Balance at‎12/31/2020Commercial and industrial $ 1,493 $ (244) $ 1,283 $ 519 $ 931 $ 1,416SBA PPP — — — — 209 209Commercial mortgages: Multifamily 7,151 1,059 298 — 1,562 9,474Other 3,498 (47) 502 1 1,963 4,913Owner-occupied 921 778 — — 206 1,905Residential mortgages: Closed end 15,698 1,356 558 32 (1,822) 14,706Revolving home equity 515 (6) 86 30 (46) 407Consumer and other 13 (8) 3 2 3 7 $ 29,289 $ 2,888 $ 2,730 $ 584 $ 3,006 $ 33,037 (in thousands) Balance at‎1/1/2019 Chargeoffs Recoveries Provision‎(Credit) for‎Loan Losses Balance at‎12/31/2019Commercial and industrial $ 1,158 $ 841 $ 39 $ 1,137 $ 1,493Commercial mortgages: Multifamily 5,851 — — 1,300 7,151Other 3,783 — — (285) 3,498Owner-occupied 743 — — 178 921Residential mortgages: Closed end 18,844 433 1 (2,714) 15,698Revolving home equity 410 358 — 463 515Consumer and other 49 1 11 (46) 13 $ 30,838 $ 1,633 $ 51 $ 33 $ 29,289
Aging Of The Recorded Investment In Loans	December 31, 2021 Past Due Nonaccrual With an With No Total Past 90 Days or Allowance Allowance Due Loans & More and for Credit for Credit Nonaccrual Total(in thousands) 30-59 Days 60-89 Days Still Accruing Loss Loss Loans Current LoansCommercial and industrial $ 128  $ — $ — $ — $ — $ 128  $ 90,258  $ 90,386 SBA PPP 259  — — — — 259  30,275  30,534 Commercial mortgages: Multifamily — — — — — — 864,207  864,207 Other — — — — — — 700,872  700,872 Owner-occupied — — — — — — 171,533  171,533 Residential mortgages: Closed end — — — — 1,235  1,235  1,201,139  1,202,374 Revolving home equity — — — — — — 44,139  44,139 Consumer and other 73  — — — — 73  918  991  $ 460  $ — $ — $ — $ 1,235  $ 1,695  $ 3,103,341  $ 3,105,036  December 31, 2020Commercial and industrial $ 65  $ — $ — $ — $ — $ 65  $ 99,950  $ 100,015 SBA PPP — — — — — — 139,487  139,487 Commercial mortgages: Multifamily — — — — — — 776,976  776,976 Other — — — — — — 513,176  513,176 Owner-occupied — — — — 494  494  130,425  130,919 Residential mortgages: Closed end 1,357  — — — 261  1,618  1,315,109  1,316,727 Revolving home equity — — — — 367  367  53,638  54,005 Consumer and other — — — — — — 2,149  2,149  $ 1,422  $ — $ — $ — $ 1,122  $ 2,544  $ 3,030,910  $ 3,033,454
Amortized Cost Basis of Loans by Class of Loans, Vintage and Risk Rating	December 31, 2021 Term Loans by Origination Year Revolving (in thousands) 2021 2020 2019 2018 2017 Prior Loans (1) TotalCommercial and industrial: Pass $ 31,934  $ 20,652  $ 8,156  $ 5,399  $ 1,653  $ 3,905  $ 18,425  $ 90,124  Watch — 262  — — — — — 262  Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — $ 31,934  $ 20,914  $ 8,156  $ 5,399  $ 1,653  $ 3,905  $ 18,425  $ 90,386 SBA PPP: Pass $ 30,270  $ 264  $ — $ — $ — $ — $ — $ 30,534  Watch — — — — — — — — Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — $ 30,270  $ 264  $ — $ — $ — $ — $ — $ 30,534 Commercial mortgages – multifamily: Pass $ 184,201  $ 40,535  $ 144,587  $ 151,581  $ 132,986  $ 202,313  $ 307  $ 856,510  Watch — — — — — 1,260  — 1,260  Special Mention — — — — — — — — Substandard — — — — 6,437  — — 6,437  Doubtful — — — — — — — — $ 184,201  $ 40,535  $ 144,587  $ 151,581  $ 139,423  $ 203,573  $ 307  $ 864,207 Commercial mortgages – other: Pass $ 232,990  $ 119,712  $ 39,638  $ 47,253  $ 38,322  $ 217,050  $ 75  $ 695,040  Watch — — — — — — — — Special Mention — — — — — — — — Substandard — — — — — 5,832  — 5,832  Doubtful — — — — — — — — $ 232,990  $ 119,712  $ 39,638  $ 47,253  $ 38,322  $ 222,882  $ 75  $ 700,872 Commercial mortgages – owner-occupied: Pass $ 63,810  $ 20,576  $ 42,661  $ 2,995  $ 7,563  $ 33,870  $ 58  $ 171,533  Watch — — — — — — — — Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — $ 63,810  $ 20,576  $ 42,661  $ 2,995  $ 7,563  $ 33,870  $ 58  $ 171,533 Residential mortgages: Pass $ 182,933  $ 39,417  $ 18,421  $ 210,889  $ 267,922  $ 480,417  $ 44,139  $ 1,244,138  Watch — — — — — 488  — 488  Special Mention — — — — — — — — Substandard — — — 920  — 967  — 1,887  Doubtful — — — — — — — — $ 182,933  $ 39,417  $ 18,421  $ 211,809  $ 267,922  $ 481,872  $ 44,139  $ 1,246,513 Consumer and other: Pass $ 29  $ — $ 113  $ — $ 13  $ 144  $ 591  $ 890  Watch — — — — — — — — Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Not Rated — — — — — — 101  101  $ 29  $ — $ 113  $ — $ 13  $ 144  $ 692  $ 991  Total Loans $ 726,167  $ 241,418  $ 253,576  $ 419,037  $ 454,896  $ 946,246  $ 63,696  $ 3,105,036  (1)Includes commercial and industrial and residential mortgage lines converted to term of $4.5 million and $8.8 million, respectively.

Premises And Equipment And Op_2

Premises And Equipment And Operating Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Premises And Equipment And Operating Leases [Abstract]
Components Of Premises And Equipment	December 31,(in thousands) 2021 2020Land $ 8,459 $ 9,308Buildings and improvements 28,838 32,020Leasehold improvements 11,421 15,141Furniture and equipment 34,782 35,827Construction in process 493 237 83,993 92,533Accumulated depreciation and amortization (46,470) (53,703) $ 37,523 $ 38,830
Components Of Lease Cost	December 31,(in thousands) 2021 2020 2019Operating lease cost $4,462 $2,605 $2,632Variable lease cost 405 608 455Short-term lease cost — 103 3 $4,867 $3,316 $3,090
Maturity Analysis For Operating Lease Liability	Year (dollars in thousands) December 31, 20212022 $ 2,4702023 2,1932024 2,0372025 1,7932026 1,503Thereafter 2,239Total lease payments 12,235Less: interest 976 $ 11,259

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Schedule Of Remaining Maturities Of Banks Time Deposits	Year (dollars in thousands) Total2022 $ 96,5992023 40,9282024 29,4762025 14,7062026 14,499Thereafter 32,629 $ 228,837

Borrowed Funds (Tables)

Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2021
Borrowed Funds [Abstract]
Summary Of Borrowed Funds	December 31,(in thousands) 2021 2020Short-term borrowings: Securities sold under repurchase agreements $ — $ 10,095Federal Home Loan Bank advances 125,000 50,000 125,000 60,095Long-term debt: Federal Home Loan Bank advances 186,322 246,002 $ 311,322 $ 306,097
Securities Sold Under Repurchase Agreements	(dollars in thousands) 2021 2020Average daily balance during the year $ 3,918 $ 9,944 Average interest rate during the year 0.06% 0.05%Maximum month-end balance during the year $ 9,900 $ 13,362 Weighted average interest rate at year end — 0.05%
Federal Home Loan Advances	(dollars in thousands) 2021 2020Average daily balance during the year $ 277,274 $ 447,981 Average interest rate during the year 1.72% 1.84%Maximum month-end balance during the year $ 311,322 $ 547,472 Weighted average interest rate at year end 1.27% 1.74%
Contractual Maturity And Weighted Average Interest Rates On FHLB Advances	Contractual Maturity (dollars in thousands) Amount Weighted‎Average‎RateOvernight $ 75,000 0.34%2022 $ 125,322 1.43%2023 58,500 1.70 2024 42,500 1.63 2025 — — 2026 10,000 2.12 236,322 1.56% $ 311,322 1.27%

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Taxes [Abstract]
Reconciliation Of Statutory Federal Income Tax Rate	Year Ended December 31, 2021 2020 2019 Statutory federal income tax rate 21.0% 21.0% 21.0%State and local income taxes, net of federal income tax benefit 2.1 0.7 0.5 Tax-exempt income, net of disallowed cost of funding (3.3) (4.0) (4.6) BOLI income (0.9) (1.0) (0.9) Excess tax benefit of stock-based compensation 0.1 — (0.1) Non-deductible officer compensation — — 0.5 Other 0.2 0.1 0.1 19.2% 16.8% 16.5%
Provision For Income Taxes	Year Ended December 31,(in thousands) 2021 2020 2019Current: Federal $ 8,807 $ 8,703 $ 8,799State and local 1,467 952 641 10,274 9,655 9,440Deferred: Federal (76) (747) (876)State and local 20 (584) (336) (56) (1,331) (1,212) $ 10,218 $ 8,324 $ 8,228
Net Deferred Tax Asset (Liability)	December 31,(in thousands) 2021 2020Deferred tax assets: Allowance for credit losses and off-balance sheet credit exposure $ 9,323 $ 10,278Operating lease liability 3,469 4,015Accrued bonuses and severance 1,262 893Stock-based compensation 689 779Unrealized loss on interest rate swaps 538 1,583Contract incentive 339 543Net operating loss carryforwards 54 132Asset writedown 51 51Retirement expense 44 45Interest on nonperforming loans 38 20 15,807 18,339Valuation allowance — — 15,807 18,339Deferred tax liabilities: Prepaid pension 5,874 6,203Right-of-use asset 2,599 3,758Deferred loan costs 1,529 1,958Unrealized gains on AFS securities 868 4,031Depreciation 791 989Prepaid expenses 159 25 11,820 16,964Net deferred tax asset $ 3,987 $ 1,375

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Regulatory Matters [Abstract]
Schedule Of Capital Amounts And Ratios	2021 Actual Capital To Be Well Capitalized Under CBLR Framework(dollars in thousands) Amount Ratio Amount RatioTier 1 capital to average assets: Consolidated $ 417,615 10.23% $ 346,965 8.50%Bank 417,258 10.23 346,751 8.50 2020 Actual Capital To Be Well Capitalized Under CBLR Framework(dollars in thousands) Amount Ratio Amount RatioTier 1 capital to average assets: Consolidated $ 405,819 9.97% $ 325,634 8.00%Bank 406,038 9.98 325,511 8.00

Stock-based Compensation (Table

Stock-based Compensation (Tables)	12 Months Ended
	Dec. 31, 2021
Stock-based Compensation [Abstract]
Summary Of RSU Vested And Expected To Vest	TotalNumber of RSUs: Vested and convertible at December 31, 2021 52,226Scheduled to vest during: 2022 80,3842023 29,4892024 43,7602025 1,500 207,359
Schedule Of Share-based Payment Award Equity Instruments Other Than Options Valuation Assumptions	2021 Performance-Based Service-Based Vesting VestingGrant date fair value $15.31 $15.31to$20.54Market price on grant date $16.83 $16.83to$21.58Expected annual dividend $0.76 $0.76to$0.80Expected term (in years) 2.0 1.0to3.0Risk-free interest rate 0.13% 0.08%to0.52% 2020Grant date fair value $21.30 $14.32to$21.30Market price on grant date $23.10 $16.46to$23.10Expected annual dividend $0.72 $0.72to$0.76Expected term (in years) 2.0 2.0to5.0Risk-free interest rate 1.41% 0.23%to1.41% 2019Grant date fair value $19.48to$22.00 $19.40to$22.00Market price on grant date $20.85to$22.71 $20.85to$22.71Expected annual dividend $0.68to$0.72 $0.68to$0.72Expected term (in years) 2.0 2.0to5.0Risk-free interest rate 1.43%to2.56% 1.43%to2.56%
RSU Activity	Weighted- Weighted- Average Aggregate Average Remaining Intrinsic Number of Grant-Date Contractual Value RSUs Fair Value Term (yrs.) (in thousands) Outstanding at January 1, 2021 164,996 $ 20.95 Granted 147,313 16.20 Converted (81,959) 21.40 Forfeited (22,991) 18.16 Outstanding at December 31, 2021 207,359 $ 17.70 0.85 $ 4,477 Vested and Convertible at December 31, 2021 52,226 $ 18.37 — $ 1,116
Stock Option Activity	Weighted- Weighted- Average Aggregate Average Remaining Intrinsic Number of Exercise Contractual Value Options Price Term (yrs.) (in thousands) Outstanding at January 1, 2021 11,031 $ 13.18 Exercised (10,281) 12.90 Outstanding and exercisable at December 31, 2021 750 $ 17.06 3.43 $ 3

Retirement Plans (Tables)

Retirement Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Retirement Plans [Abstract]
Projected Benefit Obligation	2021 2020 2019Weighted average assumptions used to determine the   benefit obligation at year end: Discount rate 2.97% 2.67% 3.55%Rate of increase in compensation levels 3.50% 3.50% 3.50% Weighted average assumptions used to determine net pension cost: Discount rate 2.67% 3.55% 4.53%Rate of increase in compensation levels 3.50% 3.50% 3.50%Expected long-term rate of return on plan assets 5.25% 5.50% 5.50%
Net Pension Cost (Credit)	(in thousands) 2021 2020 2019Service cost plus expected expenses and net of expected plan participant contributions $ 2,131 $ 1,647 $ 1,268Interest cost 1,454 1,647 1,785Expected return on plan assets (3,914) (3,557) (3,001)Amortization of net actuarial loss — — 352Net pension cost (credit) $ (329) $ (263) $ 404
Schedule Of Net Funded Status And Accumulated Benefit Obligation	(in thousands) 2021 2020 2019Change in projected benefit obligation: Projected benefit obligation at beginning of year $ 55,642 $ 47,471 $ 40,470Service cost 2,340 1,844 1,447Interest cost 1,454 1,647 1,785Benefits paid (2,264) (1,919) (1,985)Assumption changes (2,173) 5,771 5,200Experience loss and other 1,588 828 554Projected benefit obligation at end of year 56,587 55,642 47,471 Change in fair value of plan assets: Fair value of plan assets at beginning of year 75,751 65,746 55,624Actual return on plan assets 1,906 11,657 11,854Employer contributions — — —Plan participant contributions 413 383 356Benefits paid (2,264) (1,919) (1,985)Expenses (122) (116) (103)Fair value of plan assets at end of year 75,684 75,751 65,746Funded status at end of year $ 19,097 $ 20,109 $ 18,275Accumulated benefit obligation $ 52,362 $ 51,541 $ 44,544
Schedule Of Allocation Of Plan Assets	December 31, 2021 Target‎Allocation Percentage of‎Plan Assets Weighted ‎Average Expected‎Long-term‎Rates of ReturnCash equivalents 0% - 1% 0.3% <1.00%Equity mutual funds 20% - 30% 28.2% 5.3% to 7.7%Fixed income mutual funds 70% - 80% 71.5% 2.5% to 3.7% 100.0% 3.3% to 4.8% December 31, 2020Cash equivalents 0% - 1% 0.2% <1.00%Equity mutual funds 20% - 30% 26.5% 6.2% to 8.6%Fixed income mutual funds 70% - 80% 73.3% 2.1% to 3.3% 100.0% 3.2% to 4.7%
Schedule Of Fair Value Of Plan Assets	Fair Value Measurements Using:(in thousands) Total Quoted Prices‎in Active‎Markets for‎Identical Assets‎(Level 1) Significant‎Other‎Observable‎Inputs‎(Level 2) Significant‎Unobservable‎Inputs‎(Level 3)December 31, 2021: Cash equivalents: Vanguard Prime Money Market Mutual Fund $ 195 $ — $ 195 $ —Total cash equivalents 195 — 195 —Equity mutual funds: Vanguard Total Stock Market Index Fund (VITSX) 12,792 12,792 — —Vanguard Total International Stock Index Fund (VTSNX) 8,560 8,560 — —Total equity mutual funds 21,352 21,352 — —Fixed income mutual funds: Vanguard Long-Term Investment Grade Fund (VWETX) 40,183 40,183 — —Vanguard Long-Term Treasury Index Fund (VLGIX) 13,954 13,954 — —Total fixed income mutual funds 54,137 54,137 — —Total Plan Assets $ 75,684 $ 75,489 $ 195 $ — December 31, 2020: Cash equivalents: Vanguard Prime Money Market Mutual Fund $ 160 $ — $ 160 $ —Total cash equivalents 160 — 160 —Equity mutual funds: Vanguard Total Stock Market Index Fund (VITSX) 11,964 11,964 — —Vanguard Total International Stock Index Fund (VTSNX) 8,128 8,128 — —Total equity mutual funds 20,092 20,092 — —Fixed income mutual funds: Vanguard Long-Term Investment Grade Fund (VWETX) 41,244 41,244 — —Vanguard Long-Term Treasury Index Fund (VLGIX) 14,255 14,255 — —Total fixed income mutual funds 55,499 55,499 — —Total Plan Assets $ 75,751 $ 75,591 $ 160 $ —
Schedule Of Estimated Future Benefit Payments	Year (dollars in thousands) Amount 2022 $ 2,478 2023 2,717 2024 2,895 2025 3,005 2026 3,095 2027 - 2031 16,700

Other Operating Expenses (Table

Other Operating Expenses (Tables)	12 Months Ended
	Dec. 31, 2021
Other Operating Expenses [Abstract]
Schedule Of Other Operating Expenses	(in thousands) 2021 2020 2019Computer services $ 1,646 $ 1,619 $ 1,155Telecommunications 1,658 1,564 1,367Director Fees 1,375 1,262 699

Commitments and Contingent Li_2

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2021
Commitments And Contingent Liabilities [Abstract]
Off-Balance Sheet Risks	2021 2020(in thousands) Fixed‎Rate Variable‎Rate Fixed‎Rate Variable‎RateCommitments to extend credit $ 52,414 $ 239,924 $ 37,085 $ 215,581Standby letters of credit 3,933 — 4,246 —

Fair Value Of Financial Instr_2

Fair Value Of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Of Financial Instruments [Abstract]
Assets Measured On Recurring Basis	Fair Value Measurements Using:(in thousands) Total Quoted Prices‎in Active‎Markets for‎Identical Assets‎(Level 1) Significant‎Other‎Observable‎Inputs‎(Level 2) Significant‎Unobservable‎Inputs‎(Level 3)December 31, 2021: Financial Assets: AFS Securities: State and municipals $ 327,171 $ — $ 326,201 $ 970Pass-through mortgage securities 182,957 — 182,957 —Collateralized mortgage obligations 106,082 — 106,082 —Corporate bonds 118,108 — 118,108 — $ 734,318 $ — $ 733,348 $ 970Financial Liabilities: Derivative - interest rate swaps $ 1,750 $ — $ 1,750 $ — December 31, 2020: Financial Assets: AFS Securities: State and municipals $ 364,211 $ — $ 362,776 $ 1,435Pass-through mortgage securities 131,720 — 131,720 —Collateralized mortgage obligations 53,711 — 53,711 —Corporate bonds 113,080 — 113,080 — $ 662,722 $ — $ 661,287 $ 1,435Financial Liabilities: Derivative - interest rate swap $ 5,285 $ — $ 5,285 $ —
Financial Instruments	December 31, 2021 December 31, 2020(in thousands) Level of‎Fair Value‎Hierarchy Carrying‎Amount Fair Value Carrying‎Amount Fair ValueFinancial Assets: Cash and cash equivalents Level 1 $ 43,675 $ 43,675 $ 211,182 $ 211,182Loans Level 3 3,075,205 3,048,791 3,000,417 2,998,325Restricted stock n/a 21,524 n/a 20,814 n/a Financial Liabilities: Checking deposits Level 1 1,400,998 1,400,998 1,208,073 1,208,073Savings, NOW and money market deposits Level 1 1,685,410 1,685,410 1,679,161 1,679,161Time deposits Level 2 228,837 232,973 434,354 444,155Short-term borrowings Level 1 125,000 125,000 60,095 60,095Long-term debt Level 2 186,322 188,413 246,002 253,617

Derivatives (Tables)

Derivatives (Tables) - Cash Flow Hedging [Member]	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Schedule Of Interest Rate Swaps	December 31, 2021 December 31, 2020Notional amount $50 million $200 millionWeighted average fixed pay rate 2.62% 2.83%Weighted average 3-month LIBOR receive rate 0.13% 0.22%Weighted average maturity 2.05 Years 1.06 Years
Schedule Of Losses Recorded In The Consolidated Statements Of Income And The Consolidated Statements Of Comprehensive Income	Year Ended December 31, (in thousands) 2021 2020 2019 Interest rate contracts: Amount of gain (loss) recognized in OCI (effective portion) $668 $(4,835) $(4,116) Amount of loss reclassified from OCI to interest expense 2,867 3,968 827 Amount of loss recognized in other noninterest income (ineffective portion) — — —
Schedule Of Cash Flow Hedges Included In The Consolidated Balance Sheets	December 31, 2021 December 31, 2020 Notional Fair Value Notional Fair Value (in thousands) Amount Asset Liability Amount Asset Liability Included in other assets or other liabilities $ — $ 1,750 $ — $ 5,285 Interest rate swap hedging brokered CDs $ — $ 150,000 Interest rate swap hedging FHLB advances $ 50,000 $ 50,000

Parent Company Financial Info_2

Parent Company Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Parent Company Financial Information [Abstract]
Condensed Balance Sheets	December 31, (in thousands) 2021 2020Assets: Cash and due from banks $ 987 $ 997Investment in subsidiary bank, at equity 413,455 407,337Prepaid income taxes 3,120 1,871Deferred income tax benefits 889 1,422Other assets 24 24 $ 418,475 $ 411,651Liabilities: Other liabilities $ 15 $ 14Cash dividends payable 4,648 4,519 4,663 4,533Stockholders' equity: Common stock 2,324 2,379Surplus 93,480 105,547Retained earnings 320,321 295,622 416,125 403,548Accumulated other comprehensive income (loss), net of tax (2,313) 3,570 413,812 407,118 $ 418,475 $ 411,651
Condensed Statements Of Income	Year Ended December 31,(in thousands) 2021 2020 2019Income: Dividends from subsidiary bank $ 33,200 $ 25,100 $ 55,750Interest on deposits with subsidiary bank 3 3 — 33,203 25,103 55,750 Expenses: Salaries 1,365 1,241 3,050Other operating expenses 661 951 442 2,026 2,192 3,492 Income before income taxes 31,177 22,911 52,258Income tax expense (benefit) 89 (570) (755)Income before undistributed earnings of subsidiary bank 31,088 23,481 53,013Equity in undistributed earnings 12,001 17,722 (11,458)Net income $ 43,089 $ 41,203 $ 41,555 Comprehensive income $ 37,206 $ 44,178 $ 51,590
Condensed Statements Of Cash Flows	Year Ended December 31,(in thousands) 2021 2020 2019Cash Flows From Operating Activities: Net income $ 43,089 $ 41,203 $ 41,555Adjustments to reconcile net income to net cash‎  provided by operating activities: Dividends in excess of earnings of subsidiary bank — — 11,458Undistributed earnings of subsidiary bank (12,001) (17,722) —Deferred income tax provision 533 495 7Stock-based compensation expense 1,635 1,788 3,050Increase (decrease) in other liabilities 1 (1) (119)Other increases (1,112) (941) (815)Net cash provided by operating activities 32,145 24,822 55,136 Cash Flows From Investing Activities: Capital contributions to Bank subsidiary — — — Cash Flows From Financing Activities: Repurchase of common stock (14,501) (7,935) (38,171)Proceeds from issuance of common stock, net of shares withheld 607 (188) 1,420Cash dividends paid (18,261) (17,421) (17,249)Net cash provided by (used in) financing activities (32,155) (25,544) (54,000)Net increase (decrease) in cash and cash equivalents* (10) (722) 1,136Cash and cash equivalents, beginning of year 997 1,719 583Cash and cash equivalents, end of year $ 987 $ 997 $ 1,719 Supplemental Schedule of Noncash Financing Activities: Cash dividends payable $ 4,648 $ 4,519 $ 4,308 * Cash and cash equivalents is defined as cash and due from banks and includes the checking and money market accounts with the Corporation’s wholly-owned bank subsidiary. ‎

Summary Of Significant Accoun_4

Summary Of Significant Accounting Policies (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)segmentshares	Dec. 31, 2020USD ($)shares	Dec. 31, 2019USD ($)shares	Dec. 31, 2018USD ($)
Summary Of Significant Accounting Policies [Line Items]
Retained earnings	$ 320,321	$ 295,622
Allowance for credit losses on loans	29,831	33,037	$ 29,289	$ 30,838
ACL provision (credit) for credit loss expense	82	(195)	29
ACL off-balance sheet credit exposures	$ 492	$ 410	$ 175
Number of reportable segments | segment	1
RSUs [Member]
Summary Of Significant Accounting Policies [Line Items]
Anti-dilutive securities | shares	0	25,519	0
Employee Stock Option [Member]
Summary Of Significant Accounting Policies [Line Items]
Anti-dilutive securities | shares	0		0
Award minimum vesting period	5 years
Building [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	31 years
Building [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	40 years
Leasehold Improvements [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	5 years
Leasehold Improvements [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	15 years
Furniture, Fixtures and Equipment [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	3 years
Furniture, Fixtures and Equipment [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	10 years
Cumulative Effect, Period of Adoption, Adjustment [Member]
Summary Of Significant Accounting Policies [Line Items]
Retained earnings			$ (2,325)
Net tax effect			993
Allowance for credit losses on loans			2,888
ACL off-balance sheet credit exposures			$ 430

Summary Of Significant Accoun_5

Summary Of Significant Accounting Policies (Schedule Of Impact Of ASC 326) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Allowance for credit losses on loans	$ 29,831	$ 33,037	$ 29,289	$ 30,838
ACL off-balance sheet credit exposures	492	410	175
Commercial And Industrial [Member]
Allowance for credit losses on loans	888	1,416	1,493	1,158
Consumer And Other [Member]
Allowance for credit losses on loans	3	7	13	49
Multifamily Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans	8,154	9,474	7,151	5,851
Other Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans	6,478	4,913	3,498	3,783
Owner-occupied Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans	2,515	1,905	921	743
Closed-end [Member] | Residential Mortgages [Member]
Allowance for credit losses on loans	11,298	14,706	15,698	18,844
Revolving Home Equity [Member] | Residential Mortgages [Member]
Allowance for credit losses on loans	$ 449	$ 407	515	$ 410
Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses on loans			2,888
ACL off-balance sheet credit exposures			430
Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial And Industrial [Member]
Allowance for credit losses on loans			(244)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Consumer And Other [Member]
Allowance for credit losses on loans			(8)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Multifamily Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans			1,059
Cumulative Effect, Period of Adoption, Adjustment [Member] | Other Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans			(47)
Cumulative Effect, Period of Adoption, Adjustment [Member] | Owner-occupied Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans			778
Cumulative Effect, Period of Adoption, Adjustment [Member] | Closed-end [Member] | Residential Mortgages [Member]
Allowance for credit losses on loans			1,356
Cumulative Effect, Period of Adoption, Adjustment [Member] | Revolving Home Equity [Member] | Residential Mortgages [Member]
Allowance for credit losses on loans			(6)
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses on loans			32,177
ACL off-balance sheet credit exposures			605
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Commercial And Industrial [Member]
Allowance for credit losses on loans			1,249
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Consumer And Other [Member]
Allowance for credit losses on loans			5
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Multifamily Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans			8,210
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Other Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans			3,451
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Owner-occupied Loan [Member] | Commercial Mortgages [Member]
Allowance for credit losses on loans			1,699
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Closed-end [Member] | Residential Mortgages [Member]
Allowance for credit losses on loans			17,054
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Revolving Home Equity [Member] | Residential Mortgages [Member]
Allowance for credit losses on loans			$ 509

Summary Of Significant Accoun_6

Summary Of Significant Accounting Policies (Components Of Accumulated OCI, Net Of Tax) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	$ 407,118	$ 389,108	$ 388,187
Current Period Change due to Other Comprehensive Income (Loss)	(5,883)	2,975	10,035
Balance	413,812	407,118	389,108
Unrealized Holding Gains On Available-For-Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	9,425
Current Period Change due to Other Comprehensive Income (Loss)	(7,470)
Balance	1,955	9,425
Unrealized Actuarial Losses On Pension Plan [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(2,153)
Current Period Change due to Other Comprehensive Income (Loss)	(903)
Balance	(3,056)	(2,153)
Unrealized Loss On Derivative Instruments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(3,702)
Current Period Change due to Other Comprehensive Income (Loss)	2,490
Balance	(1,212)	(3,702)
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	3,570	595	(9,440)
Current Period Change due to Other Comprehensive Income (Loss)	(5,883)	2,975	10,035
Balance	$ (2,313)	$ 3,570	$ 595

Summary Of Significant Accoun_7

Summary Of Significant Accounting Policies (Components Of OCI And Related Tax Effects) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Change in net unrealized holding gains (losses) on available-for-sale securities:
Change arising during the period		$ (9,529)	$ 6,099	$ 14,156
Reclassification adjustment for gains included in net income	[1]	(1,104)	(2,556)	(14)
Change in net unrealized holding gains (losses) on available-for-sale securities		(10,633)	3,543	14,142
Tax effect		(3,163)	1,063	4,242
Total		(7,470)	2,480	9,900
Change in funded status of pension plan:
Unrecognized net gain (loss) arising during the period		(1,341)	1,571	3,173
Amortization of net actuarial loss included in pension expense	[2]			352
Change in funded states of pension plan		1,341	(1,571)	(3,525)
Tax effect		(438)	470	1,083
Total		(903)	1,101	2,442
Change in unrealized loss on derivative instruments:
Amount of gain (loss) during the period		668	(4,835)	(4,116)
Reclassification adjustment for net interest expense included in net income	[3]	2,867	3,968	827
Change in unrealized loss on derivative instruments		3,535	(867)	(3,289)
Tax effect		1,045	(261)	(982)
Total		2,490	(606)	(2,307)
Other comprehensive income (loss)		$ (5,883)	$ 2,975	$ 10,035
[1]	Represents net realized gains arising from the sale of AFS securities, included in the consolidated statements of income in the line item “Net gains on sales of securities.” See “Note B – Investment Securities” for the income tax expense related to these net realized gains, included in the consolidated statements of income in the line item “Income tax expense.”
[2]	Represents the amortization of net actuarial loss relating to the Corporation’s defined benefit pension plan. This item is a component of net periodic pension cost (see “Note J – Retirement Plans”) and included in the consolidated statements of income in the line item “Other noninterest income.”
[3]	Represents the net interest expense recorded from derivative transactions and included in the consolidated statements of income under “Interest expense.”

Investment Securities (Narrativ

Investment Securities (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021USD ($)securityitem	Dec. 31, 2020USD ($)securityitem	Dec. 31, 2019USD ($)security
Investment Securities [Line Items]
Number of holdings greater than 10 percent of stockholders equity | item	0	0
Income tax expense (benefit) related to net realized gains (losses)	$ 340,000	$ 766,000	$ 4,000
Held-to-maturity, number of securities | security	0	0
Held-to-maturity securities, number of sales | security			0
Restricted investment securities	$ 425,000,000	$ 380,700,000
Security impairments	0
Fair Value	417,058,000	139,921,000
Unrealized Loss	8,898,000	5,975,000
Corporate Bonds [Member]
Investment Securities [Line Items]
Fair Value	118,108,000	113,080,000
Unrealized Loss	$ 892,000	5,920,000
Number of institutions | item	6
Maturity period	10 years
State And Municipals [Member]
Investment Securities [Line Items]
Fair Value	$ 18,429,000
Unrealized Loss	176,000
Pass-Through Mortgage Securities [Member]
Investment Securities [Line Items]
Fair Value	181,216,000	1,871,000
Unrealized Loss	4,591,000	4,000
Collateralized Mortgage Obligations [Member]
Investment Securities [Line Items]
Fair Value	99,305,000	24,970,000
Unrealized Loss	$ 3,239,000	$ 51,000
Minimum [Member] | Corporate Bonds [Member]
Investment Securities [Line Items]
Fixed interest rate period	2 years
Maximum [Member] | Corporate Bonds [Member]
Investment Securities [Line Items]
Fixed interest rate period	3 years

Investment Securities (Amortize

Investment Securities (Amortized Cost And Estimated Fair Values Of AFS Investment Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule Of Amortized Cost And Estimated Fair Values [Line Items]
Amortized Cost	$ 731,495	$ 649,266
Available-for-Sale Securities, Gross Unrealized Gains	11,721	19,431
Available-for-Sale Securities, Gross Unrealized Losses	(8,898)	(5,975)
Available-for-Sale Securities, Fair value	734,318	662,722
Corporate Bonds [Member]
Schedule Of Amortized Cost And Estimated Fair Values [Line Items]
Amortized Cost	119,000	119,000
Available-for-Sale Securities, Gross Unrealized Losses	(892)	(5,920)
Available-for-Sale Securities, Fair value	118,108	113,080
State And Municipals [Member]
Schedule Of Amortized Cost And Estimated Fair Values [Line Items]
Amortized Cost	315,747	348,260
Available-for-Sale Securities, Gross Unrealized Gains	11,600	15,951
Available-for-Sale Securities, Gross Unrealized Losses	(176)
Available-for-Sale Securities, Fair value	327,171	364,211
Pass-Through Mortgage Securities [Member]
Schedule Of Amortized Cost And Estimated Fair Values [Line Items]
Amortized Cost	187,494	128,843
Available-for-Sale Securities, Gross Unrealized Gains	54	2,881
Available-for-Sale Securities, Gross Unrealized Losses	(4,591)	(4)
Available-for-Sale Securities, Fair value	182,957	131,720
Collateralized Mortgage Obligations [Member]
Schedule Of Amortized Cost And Estimated Fair Values [Line Items]
Amortized Cost	109,254	53,163
Available-for-Sale Securities, Gross Unrealized Gains	67	599
Available-for-Sale Securities, Gross Unrealized Losses	(3,239)	(51)
Available-for-Sale Securities, Fair value	$ 106,082	$ 53,711

Investment Securities (Securiti

Investment Securities (Securities With A Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	$ 384,929	$ 26,841
Less than 12 Months, Unrealized Loss	(8,324)	(55)
12 Months or More, Fair Value	32,129	113,080
12 Months or More, Unrealized Loss	(574)	(5,920)
Total, Fair Value	417,058	139,921
Total, Unrealized Loss	(8,898)	(5,975)
State And Municipals [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	18,429
Less than 12 Months, Unrealized Loss	(176)
Total, Fair Value	18,429
Total, Unrealized Loss	(176)
Pass-Through Mortgage Securities [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	179,575	1,871
Less than 12 Months, Unrealized Loss	(4,529)	(4)
12 Months or More, Fair Value	1,641
12 Months or More, Unrealized Loss	(62)
Total, Fair Value	181,216	1,871
Total, Unrealized Loss	(4,591)	(4)
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	99,305	24,970
Less than 12 Months, Unrealized Loss	(3,239)	(51)
Total, Fair Value	99,305	24,970
Total, Unrealized Loss	(3,239)	(51)
Corporate Bonds [Member]
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months, Fair Value	87,620
Less than 12 Months, Unrealized Loss	(380)
12 Months or More, Fair Value	30,488	113,080
12 Months or More, Unrealized Loss	(512)	(5,920)
Total, Fair Value	118,108	113,080
Total, Unrealized Loss	$ (892)	$ (5,920)

Investment Securities (Sales Of

Investment Securities (Sales Of Available-For-Sale Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Investment Securities [Abstract]
Proceeds	$ 71,695	$ 64,453	$ 21,983
Gains	1,120	2,556	138
Losses	(16)		(124)
Net gains	$ 1,104	$ 2,556	$ 14

Investment Securities (Maturiti

Investment Securities (Maturities) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investment Securities [Abstract]
Amortized Cost, Within one year	$ 2,536
Amortized Cost, After 1 through 5 years	90,502
Amortized Cost, After 5 through 10 years	213,617
Amortized Cost, After 10 years	128,092
Amortized Cost, Mortgage-backed securities	296,748
Amortized Cost	731,495	$ 649,266
Fair Value, Within one year	2,541
Fair Value, After 1 through 5 years	92,919
Fair Value, After 5 through 10 years	216,295
Fair Value, After 10 years	133,524
Fair Value, Mortgage-backed securities	289,039
Fair Value	$ 734,318	$ 662,722

Loans (Narrative) (Details)

Loans (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021USD ($)contractloanitem	Dec. 31, 2020USD ($)contractloanitem	Dec. 31, 2019USD ($)itemloancontract
Financing Receivable, Past Due [Line Items]
Allowance for loan losses, TDR	$ 0	$ 0	$ 14,000
Number of days past due to be considered default	90 days
Number of contracts with payment default | contract	0	0	0
Number of commitments to lend | item	0	0	0
Number of loans in the process of foreclosure | loan	0	0	0
Accrued interest receivable	$ 8,000,000	$ 9,700,000
Directors and Executive Officers [Member]
Financing Receivable, Past Due [Line Items]
Number of outstanding loans | loan	0	0
Residential Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Real estate acquired through foreclosure	$ 0	$ 0	$ 0

Loans (Loans Outstanding By Cla

Loans (Loans Outstanding By Class Of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	$ 3,105,036	$ 3,033,454
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	90,386	100,015
SBA Paycheck Protection Program [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	30,534	139,487
Commercial Mortgages [Member] | Multifamily Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	864,207	776,976
Commercial Mortgages [Member] | Other Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	700,872	513,176
Commercial Mortgages [Member] | Owner-occupied Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	171,533	130,919
Residential Mortgages [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	1,246,513
Residential Mortgages [Member] | Closed-end [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	1,202,374	1,316,727
Residential Mortgages [Member] | Revolving Home Equity [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	44,139	54,005
Consumer And Other [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans outstanding	$ 991	$ 2,149

Loans (Allowance For Loan Losse

Loans (Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	$ 33,037	$ 29,289	$ 30,838
Impact of ASC 326 Adoption		2,888
Chargeoffs	1,206	2,730	1,633
Recoveries	573	584	51
Provision (Credit) for Credit Losses	(2,573)	3,006	33
Allowance for credit losses, ending balance	29,831	33,037	29,289
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	1,416	1,493	1,158
Impact of ASC 326 Adoption		(244)
Chargeoffs	307	1,283	841
Recoveries	205	519	39
Provision (Credit) for Credit Losses	(426)	931	1,137
Allowance for credit losses, ending balance	888	1,416	1,493
SBA Paycheck Protection Program [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	209
Provision (Credit) for Credit Losses	(163)	209
Allowance for credit losses, ending balance	46	209
Commercial Mortgages [Member] | Multifamily Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	9,474	7,151	5,851
Impact of ASC 326 Adoption		1,059
Chargeoffs	544	298
Provision (Credit) for Credit Losses	(776)	1,562	1,300
Allowance for credit losses, ending balance	8,154	9,474	7,151
Commercial Mortgages [Member] | Other Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	4,913	3,498	3,783
Impact of ASC 326 Adoption		(47)
Chargeoffs		502
Recoveries		1
Provision (Credit) for Credit Losses	1,565	1,963	(285)
Allowance for credit losses, ending balance	6,478	4,913	3,498
Commercial Mortgages [Member] | Owner-occupied Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	1,905	921	743
Impact of ASC 326 Adoption		778
Chargeoffs	165
Recoveries	91
Provision (Credit) for Credit Losses	684	206	178
Allowance for credit losses, ending balance	2,515	1,905	921
Residential Mortgages [Member] | Closed-end [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	14,706	15,698	18,844
Impact of ASC 326 Adoption		1,356
Chargeoffs	189	558	433
Recoveries	22	32	1
Provision (Credit) for Credit Losses	(3,241)	(1,822)	(2,714)
Allowance for credit losses, ending balance	11,298	14,706	15,698
Residential Mortgages [Member] | Revolving Home Equity [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	407	515	410
Impact of ASC 326 Adoption		(6)
Chargeoffs		86	358
Recoveries	254	30
Provision (Credit) for Credit Losses	(212)	(46)	463
Allowance for credit losses, ending balance	449	407	515
Consumer And Other [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	7	13	49
Impact of ASC 326 Adoption		(8)
Chargeoffs	1	3	1
Recoveries	1	2	11
Provision (Credit) for Credit Losses	(4)	3	(46)
Allowance for credit losses, ending balance	$ 3	7	13
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance		32,177
Allowance for credit losses, ending balance			32,177
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance		1,249
Allowance for credit losses, ending balance			1,249
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Commercial Mortgages [Member] | Multifamily Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance		8,210
Allowance for credit losses, ending balance			8,210
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Commercial Mortgages [Member] | Other Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance		3,451
Allowance for credit losses, ending balance			3,451
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Commercial Mortgages [Member] | Owner-occupied Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance		1,699
Allowance for credit losses, ending balance			1,699
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Residential Mortgages [Member] | Closed-end [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance		17,054
Allowance for credit losses, ending balance			17,054
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Residential Mortgages [Member] | Revolving Home Equity [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance		509
Allowance for credit losses, ending balance			509
Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Consumer And Other [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance		$ 5
Allowance for credit losses, ending balance			$ 5

Loans (Aging Of The Recorded In

Loans (Aging Of The Recorded Investment In Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Past Due [Line Items]
Loans	$ 3,105,036	$ 3,033,454
Nonaccrual - With No Allowance for Credit Loss	1,235	1,122
Total Past Due Loans & Nonaccrual Loans	1,695	2,544
Current	3,103,341	3,030,910
Total Loans	3,105,036	3,033,454
Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
Loans	90,386	100,015
Total Past Due Loans & Nonaccrual Loans	128	65
Current	90,258	99,950
Total Loans	90,386	100,015
SBA Paycheck Protection Program [Member]
Financing Receivable, Past Due [Line Items]
Loans	30,534	139,487
Total Past Due Loans & Nonaccrual Loans	259
Current	30,275	139,487
Total Loans	30,534	139,487
Commercial Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Total Loans	1,736,612	1,421,071
Commercial Mortgages [Member] | Multifamily Loan [Member]
Financing Receivable, Past Due [Line Items]
Loans	864,207	776,976
Current	864,207	776,976
Total Loans	864,207	776,976
Commercial Mortgages [Member] | Other Loan [Member]
Financing Receivable, Past Due [Line Items]
Loans	700,872	513,176
Current	700,872	513,176
Total Loans	700,872	513,176
Commercial Mortgages [Member] | Owner-occupied Loan [Member]
Financing Receivable, Past Due [Line Items]
Loans	171,533	130,919
Nonaccrual - With No Allowance for Credit Loss		494
Total Past Due Loans & Nonaccrual Loans		494
Current	171,533	130,425
Total Loans	171,533	130,919
Residential Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Loans	1,246,513
Residential Mortgages [Member] | Closed-end [Member]
Financing Receivable, Past Due [Line Items]
Loans	1,202,374	1,316,727
Nonaccrual - With No Allowance for Credit Loss	1,235	261
Total Past Due Loans & Nonaccrual Loans	1,235	1,618
Current	1,201,139	1,315,109
Total Loans	1,202,374	1,316,727
Residential Mortgages [Member] | Revolving Home Equity [Member]
Financing Receivable, Past Due [Line Items]
Loans	44,139	54,005
Nonaccrual - With No Allowance for Credit Loss		367
Total Past Due Loans & Nonaccrual Loans		367
Current	44,139	53,638
Total Loans	44,139	54,005
Consumer And Other [Member]
Financing Receivable, Past Due [Line Items]
Loans	991	2,149
Total Past Due Loans & Nonaccrual Loans	73
Current	918	2,149
Total Loans	991	2,149
30 to 59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Loans	460	1,422
30 to 59 Days Past Due [Member] | Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
Loans	128	65
30 to 59 Days Past Due [Member] | SBA Paycheck Protection Program [Member]
Financing Receivable, Past Due [Line Items]
Loans	259
30 to 59 Days Past Due [Member] | Residential Mortgages [Member] | Closed-end [Member]
Financing Receivable, Past Due [Line Items]
Loans		$ 1,357
30 to 59 Days Past Due [Member] | Consumer And Other [Member]
Financing Receivable, Past Due [Line Items]
Loans	$ 73

Loans (Amortized Cost Basis of

Loans (Amortized Cost Basis of Loans by Class of Loans, Vintage and Risk Rating) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	$ 726,167
Year one	241,418
Year two	253,576
Year three	419,037
Year four	454,896
Prior	946,246
Revolving Loans	63,696
Total Loans	3,105,036	$ 3,033,454
Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	31,934
Year one	20,914
Year two	8,156
Year three	5,399
Year four	1,653
Prior	3,905
Revolving Loans	18,425
Total Loans	90,386	100,015
Receivables converted to term loan	4,500
Commercial And Industrial [Member] | Pass [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	31,934
Year one	20,652
Year two	8,156
Year three	5,399
Year four	1,653
Prior	3,905
Revolving Loans	18,425
Total Loans	90,124
Commercial And Industrial [Member] | Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Year one	262
Total Loans	262
SBA Paycheck Protection Program [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	30,270
Year one	264
Total Loans	30,534	139,487
SBA Paycheck Protection Program [Member] | Pass [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	30,270
Year one	264
Total Loans	30,534
Commercial Mortgages [Member] | Multifamily Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	184,201
Year one	40,535
Year two	144,587
Year three	151,581
Year four	139,423
Prior	203,573
Revolving Loans	307
Total Loans	864,207	776,976
Commercial Mortgages [Member] | Other Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	232,990
Year one	119,712
Year two	39,638
Year three	47,253
Year four	38,322
Prior	222,882
Revolving Loans	75
Total Loans	700,872	513,176
Commercial Mortgages [Member] | Owner-occupied Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	63,810
Year one	20,576
Year two	42,661
Year three	2,995
Year four	7,563
Prior	33,870
Revolving Loans	58
Total Loans	171,533	130,919
Commercial Mortgages [Member] | Pass [Member] | Multifamily Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	184,201
Year one	40,535
Year two	144,587
Year three	151,581
Year four	132,986
Prior	202,313
Revolving Loans	307
Total Loans	856,510
Commercial Mortgages [Member] | Pass [Member] | Other Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	232,990
Year one	119,712
Year two	39,638
Year three	47,253
Year four	38,322
Prior	217,050
Revolving Loans	75
Total Loans	695,040
Commercial Mortgages [Member] | Pass [Member] | Owner-occupied Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	63,810
Year one	20,576
Year two	42,661
Year three	2,995
Year four	7,563
Prior	33,870
Revolving Loans	58
Total Loans	171,533
Commercial Mortgages [Member] | Watch [Member] | Multifamily Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Prior	1,260
Total Loans	1,260
Commercial Mortgages [Member] | Substandard [Member] | Multifamily Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Year four	6,437
Total Loans	6,437
Commercial Mortgages [Member] | Substandard [Member] | Other Loan [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Prior	5,832
Total Loans	5,832
Residential Mortgages [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	182,933
Year one	39,417
Year two	18,421
Year three	211,809
Year four	267,922
Prior	481,872
Revolving Loans	44,139
Total Loans	1,246,513
Receivables converted to term loan	8,800
Residential Mortgages [Member] | Closed-end [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	1,202,374	1,316,727
Residential Mortgages [Member] | Revolving Home Equity [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Total Loans	44,139	54,005
Residential Mortgages [Member] | Pass [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	182,933
Year one	39,417
Year two	18,421
Year three	210,889
Year four	267,922
Prior	480,417
Revolving Loans	44,139
Total Loans	1,244,138
Residential Mortgages [Member] | Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Prior	488
Total Loans	488
Residential Mortgages [Member] | Substandard [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Year three	920
Prior	967
Total Loans	1,887
Consumer And Other [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	29
Year two	113
Year four	13
Prior	144
Revolving Loans	692
Total Loans	991	$ 2,149
Consumer And Other [Member] | Pass [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	29
Year two	113
Year four	13
Prior	144
Revolving Loans	591
Total Loans	890
Consumer And Other [Member] | Not Rated [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Loans	101
Total Loans	$ 101

Premises And Equipment And Op_3

Premises And Equipment And Operating Leases (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021USD ($)item	Dec. 31, 2020USD ($)item
Number of short-term leases | item	0	2
Weighted-average remaining lease term	5 years 9 months 21 days	6 years 4 months 20 days
Rent, depreciation and asset disposal charges	$ 3,100,000
Number of branches closed | item	8	3
Termination charges		$ 148,000
Weighted-average discount rate	2.93%	3.00%
Land [Member]
Premise and equipment, fair value	$ 848,000
Building [Member]
Premise and equipment, fair value	2,900,000
Land and Building [Member]
Lower-of-cost-or-market charge	$ 250,000
Maximum [Member]
Renewal term	10 years

Premises And Equipment And Op_4

Premises And Equipment And Operating Leases (Components Of Premises And Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 83,993	$ 92,533
Accumulated depreciation and amortization	(46,470)	(53,703)
Total	37,523	38,830
Land [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	8,459	9,308
Building And Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	28,838	32,020
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	11,421	15,141
Furniture And Equipment [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	34,782	35,827
Construction In Process [Member]
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 493	$ 237

Premises And Equipment And Op_5

Premises And Equipment And Operating Leases (Components Of Lease Cost) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Operating lease cost	$ 4,462	$ 2,605	$ 2,632
Variable lease cost	405	608	455
Short-term lease cost		103	3
Total lease expense	$ 4,867	$ 3,316	$ 3,090

Premises And Equipment And Op_6

Premises And Equipment And Operating Leases (Maturity Analysis For Operating Lease Liability) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
2022	$ 2,470
2023	2,193
2024	2,037
2025	1,793
2026	1,503
Thereafter	2,239
Total lease payments	12,235
Less: interest	976
Present value of lease payments	$ 11,259	$ 13,046

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Time deposits, meet or exceed the FDIC insurance limit	$ 54	$ 118
Related party deposit	$ 9.1	$ 12.2

Deposits (Schedule Of Remaining

Deposits (Schedule Of Remaining Maturities Of Banks Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
2022	$ 96,599
2023	40,928
2024	29,476
2025	14,706
2026	14,499
Thereafter	32,629
Total time deposits	$ 228,837	$ 434,354

Borrowed Funds (Narrative) (Det

Borrowed Funds (Narrative) (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Borrowed Funds [Abstract]
Interest payable	$ 336,000	$ 458,000
Federal home loan bank advances	$ 2,200,000,000	$ 2,100,000,000

Borrowed Funds (Summary Of Borr

Borrowed Funds (Summary Of Borrowed Funds) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Short-term borrowings:
Short-term borrowings	$ 125,000	$ 60,095
Long-term debt:
Long-term debt	186,322	246,002
Total	311,322	306,097
Securities Sold Under Repurchase Agreements [Member]
Short-term borrowings:
Short-term borrowings		10,095
Federal Home Loan Bank Advances [Member]
Short-term borrowings:
Short-term borrowings	125,000	50,000
Federal Home Loan Bank Advances [Member]
Long-term debt:
Long-term debt	$ 186,322	$ 246,002

Borrowed Funds (Securities Sold

Borrowed Funds (Securities Sold Under Repurchase Agreements) (Details) - Securities Sold Under Repurchase Agreements [Member] - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Average daily balance during the year	$ 3,918,000	$ 9,944,000
Average interest rate during the year	0.06%	0.05%
Maximum month-end balance during the year	$ 9,900,000	$ 13,362,000
Weighted average interest rate at year-end		0.05%

Borrowed Funds (Federal Home Lo

Borrowed Funds (Federal Home Loan Advances) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Borrowed Funds [Abstract]
Average daily balance during the year	$ 277,274	$ 447,981
Average interest rate during the year	1.72%	1.84%
Maximum month-end balance during the year	$ 311,322	$ 547,472
Weighted average interest rate at year-end	1.27%	1.74%

Borrowed Funds (Contractual Mat

Borrowed Funds (Contractual Maturity And Weighted Average Interest Rates On FHLB Advances) (Details) $ in Thousands	Dec. 31, 2021USD ($)
Borrowed Funds [Abstract]
Amount, Overnight	$ 75,000
Amount, 2022	125,322
Amount, 2023	58,500
Amount, 2024	42,500
Amount, 2025
Amount, 2026	10,000
Amount, Long-term	236,322
Amount	$ 311,322
Weighted Average Rate, Overnight	0.34%
Weighted Average Rate, 2022	1.43%
Weighted Average Rate, 2023	1.70%
Weighted Average Rate, 2024	1.63%
Weighted Average Rate, 2025
Weighted Average Rate, 2026	2.12%
Weighted Average Rate, Long-term	1.56%
Weighted Average Rate	1.27%

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Taxes [Abstract]
Effective tax rate	19.20%	16.80%	16.50%
Unrecognized tax benefits	$ 0	$ 0	$ 0
Tax interest and penalties expense	$ 0	$ 0	$ 0

Income Taxes (Reconciliation Of

Income Taxes (Reconciliation Of Statutory Federal Income Tax Rate) (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income Taxes [Abstract]
Statutory federal income tax rate	21.00%	21.00%	21.00%
State and local income taxes, net of federal income tax benefit	2.10%	0.70%	0.50%
Tax-exempt income, net of disallowed cost of funding	(3.30%)	(4.00%)	(4.60%)
BOLI income	(0.90%)	(1.00%)	(0.90%)
Excess tax benefit of share-based compensation	0.10%		(0.10%)
Non-deductible officer compensation			0.50%
Other	0.20%	0.10%	0.10%
Total	19.20%	16.80%	16.50%

Income Taxes (Provision For Inc

Income Taxes (Provision For Income Taxes) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Current:
Federal	$ 8,807	$ 8,703	$ 8,799
State and local	1,467	952	641
Total	10,274	9,655	9,440
Deferred:
Federal	(76)	(747)	(876)
State and local	20	(584)	(336)
Total deferred income tax expense (benefit)	(56)	(1,331)	(1,212)
Total income tax expense (benefit)	$ 10,218	$ 8,324	$ 8,228

Income Taxes (Net Deferred Tax

Income Taxes (Net Deferred Tax Asset (Liability)) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets:
Allowance for credit losses and off-balance-sheet credit exposure	$ 9,323	$ 10,278
Operating lease liability	3,469	4,015
Accrued bonuses and severance	1,262	893
Stock-based compensation	689	779
Unrealized loss on interest rate swaps	538	1,583
Contract incentive	339	543
Net operating loss carryforwards	54	132
Asset writedown	51	51
Retirement expense	44	45
Interest on nonperforming loans	38	20
Total deferred tax assets gross	15,807	18,339
Valuation allowance
Total deferred tax assets net	15,807	18,339
Deferred tax liabilities:
Prepaid pension	5,874	6,203
Right-of-use asset	2,599	3,758
Deferred loan costs	1,529	1,958
Unrealized gains on AFS securities	868	4,031
Depreciation	791	989
Prepaid expenses	159	25
Total deferred income tax liabilities	11,820	16,964
Net deferred tax asset	$ 3,987	$ 1,375

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2022	Dec. 31, 2020
Number of preceding years of retained net profits	2 years
Average reserve requirement			$ 7.4
Forecast [Member]
Dividends declared without prior approval		$ 29.7

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Capital Amounts And Ratios) (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Tier 1 Capital to Average Assets:
Tier 1 Capital to Average Assets, Actual Capital, Amount	$ 417,615	$ 405,819
Tier 1 Capital to Average Assets, Actual Capital, Ratio	0.1023	0.0997
Tier 1 Capital to Average Assets, Minimum Capital Adequacy Requirement, Amount	$ 346,965	$ 325,634
Tier 1 Capital to Average Assets, Minimum Capital Adequacy Requirement, Ratio	0.0850	0.0800
Bank [Member]
Tier 1 Capital to Average Assets:
Tier 1 Capital to Average Assets, Actual Capital, Amount	$ 417,258	$ 406,038
Tier 1 Capital to Average Assets, Actual Capital, Ratio	0.1023	0.0998
Tier 1 Capital to Average Assets, Minimum Capital Adequacy Requirement, Amount	$ 346,751	$ 325,511
Tier 1 Capital to Average Assets, Minimum Capital Adequacy Requirement, Ratio	0.0850	0.0800

Stock-based Compensation (Narra

Stock-based Compensation (Narrative) (Details)	1 Months Ended		12 Months Ended
	Jan. 31, 2022shares	Apr. 30, 2020USD ($)shares	Dec. 31, 2021USD ($)shares	Dec. 31, 2020USD ($)shares	Dec. 31, 2019USD ($)shares	Apr. 20, 2021shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense for share-based payments | $			$ 1,600,000	$ 1,800,000	$ 3,100,000
Income tax benefits | $			420,000	536,000	913,000
Intrinsic value | $			55,000	329,000	453,000
Unrecognized compensation cost | $			$ 1,500,000
Weighted average period expected to be recognized			1 year 3 months 3 days
Proceeds from exercise of stock options | $			$ 133,000	526,000	452,000
Tax benefit from stock option exercised | $			$ 17,000	$ 99,000	$ 136,000
Shares issued			6,580	7,785	5,884
Number of shares awarded		38,064
Total grant date fair value | $		$ 547,000
RSUs [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of RSU granted			147,313
Number of RSUs vested and convertible			52,226
Number of RSUs expected to vest and to become convertible			155,133
Total intrinsic value of RSUs converted | $			$ 1,600,000	$ 3,600,000	$ 2,200,000
Conversion rate of RSUs to common stock			1
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award minimum vesting period			5 years
Cash used to settle stock options | $			$ 0	$ 0	$ 0
RSUs Performance-Based Vesting [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Conversion rate of RSUs to common stock			1.50	1.50
Equity Incentive Plan 2014 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for issuance			23,167			0
Equity Incentive Plan 2014 [Member] | RSUs [Member] | Awarded In 2021 [Member] | Subsequent Event [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of RSU granted	117,114
Equity Incentive Plan 2014 [Member] | RSUs Performance-Based Vesting [Member] | Awarded In 2021 [Member] | Subsequent Event [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of RSU granted	66,968
Equity Incentive Plan 2014 [Member] | RSUs Service-Based Vesting [Member] | Awarded In 2021 [Member] | Subsequent Event [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of RSU granted	50,146
Equity Incentive Plan 2021 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized			750,000
Number of shares available for issuance			765,862
Equity Incentive Plan 2021 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award minimum vesting period			1 year
Percentage of award with one year vesting period			95.00%

Stock-based Compensation (Summa

Stock-based Compensation (Summary Of RSU Vested And Expected To Vest) (Details) - RSUs [Member] - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of RSU granted	147,313
Number of RSUs outstanding	207,359	164,996
Equity Incentive Plan 2014 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Scheduled to vest	207,359
Equity Incentive Plan 2014 [Member] | December 31, 2021[Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vested and convertible at December 31, 2021	52,226
Equity Incentive Plan 2014 [Member] | December 31, 2022 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Scheduled to vest	80,384
Equity Incentive Plan 2014 [Member] | December 31, 2023 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Scheduled to vest	29,489
Equity Incentive Plan 2014 [Member] | December 31, 2024 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Scheduled to vest	43,760
Equity Incentive Plan 2014 [Member] | December 31, 2025 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Scheduled to vest	1,500

Stock-based Compensation (Sched

Stock-based Compensation (Schedule Of Share-based Payment Award Equity Instruments Other Than Options Valuation Assumptions) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
RSUs Performance-Based Vesting [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant date fair value	$ 15.31	$ 21.30
Market price on grant date	16.83	23.10
Expected annual dividend	$ 0.76	$ 0.72
Expected term (in years)	2 years	2 years	2 years
Risk-free interest rate	0.13%	1.41%
RSUs Performance-Based Vesting [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant date fair value			$ 19.48
Market price on grant date			20.85
Expected annual dividend			$ 0.68
Risk-free interest rate			1.43%
RSUs Performance-Based Vesting [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant date fair value			$ 22
Market price on grant date			22.71
Expected annual dividend			$ 0.72
Risk-free interest rate			2.56%
RSUs Service-Based Vesting [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant date fair value	$ 15.31	$ 14.32	$ 19.40
Market price on grant date	16.83	16.46	20.85
Expected annual dividend	$ 0.76	$ 0.72	$ 0.68
Expected term (in years)	1 year	2 years	2 years
Risk-free interest rate	0.08%	0.23%	1.43%
RSUs Service-Based Vesting [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant date fair value	$ 20.54	$ 21.30	$ 22
Market price on grant date	21.58	23.10	22.71
Expected annual dividend	$ 0.80	$ 0.76	$ 0.72
Expected term (in years)	3 years	5 years	5 years
Risk-free interest rate	0.52%	1.41%	2.56%

Stock-based Compensation (RSU A

Stock-based Compensation (RSU Activity) (Details) - RSUs [Member]	12 Months Ended
	Dec. 31, 2021USD ($)$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding, Number of RSUs | shares	164,996
Outstanding, Weighted-Average Grant-Date Fair Value | $ / shares	$ 20.95
Granted, Number of RSUs | shares	147,313
Granted, Weighted-Average Grant-Date Fair Value | $ / shares	$ 16.20
Converted, Number of RSUs | shares	(81,959)
Converted, Weighted-Average Grant-Date Fair Value | $ / shares	$ 21.40
Forfeited, Number of RSUs | shares	(22,991)
Forfeited, Weighted-Average Grant-Date Fair Value | $ / shares	$ 18.16
Outstanding, Number of RSUs | shares	207,359
Outstanding, Weighted-Average Grant-Date Fair Value | $ / shares	$ 17.70
Outstanding, Weighted Average Remaining Contractual Term	10 months 6 days
Outstanding, Aggregate Intrinsic Value | $	$ 4,477,000
Number of RSUs vested and convertible | shares	52,226
Vested and Convertible, Weighted-Average Grant Date Fair Value | $ / shares	$ 18.37
Vested and Convertible, Aggregate Intrinsic Value | $	$ 1,116,000

Stock-based Compensation (Stock

Stock-based Compensation (Stock Option Activity) (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)$ / sharesshares
Stock-based Compensation [Abstract]
Outstanding, Number of Options | shares	11,031
Outstanding, Weighted-Average Exercise Price | $ / shares	$ 13.18
Exercised, Number of Options | shares	(10,281)
Exercised, Weighted-Average Exercise Price | $ / shares	$ 12.90
Outstanding, Number of Options | shares	750
Outstanding, Weighted-Average Exercise Price | $ / shares	$ 17.06
Outstanding, Weighted-Average Remaining Contractual Term	3 years 5 months 4 days
Outstanding, Aggregate Intrinsic Value | $	$ 3

Retirement Plans (Narrative) (D

Retirement Plans (Narrative) (Details) - USD ($)	1 Months Ended	12 Months Ended
	Jan. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Contribution Plan Disclosure [Line Items]
Discount rate		2.97%	2.67%	3.55%
Amount of defined benefit plan from discounted rate change		$ 2,400,000	$ 6,100,000
Amount of defined benefit plan from change in mortality assumption		$ 177,000	$ 350,000
Percentage of portfolio that may be invested in securities with ratings below investment grade		5.00%
Percentage investment in single security, Maximum		5.00%
Maximum percentage of single investment pool or investment company of total plan assets		10.00%
Percentage of plan assets		100.00%	100.00%
Employer contributions
401(k) Plan [Member]
Defined Contribution Plan Disclosure [Line Items]
Requisite service period		5 years
Annual vesting percentage		20.00%
Cost for contribution plan		$ 519,000	$ 524,000	$ 459,000
401(k) Plan [Member] | Minimum [Member]
Defined Contribution Plan Disclosure [Line Items]
Age of employees eligible to participate in retirement plan		18 years
Pension Plan [Member]
Defined Contribution Plan Disclosure [Line Items]
Age of employees eligible to participate in retirement plan		21 years
Requisite service period and vested period		4 years
Requisite service for plan eligibility		12 months
Employee matching contribution, percent		2.00%
Pension benefit vested, Prior to meeting the vesting requirements		0
Estimated minimum pension contribution		$ 0
Employer contributions		$ 0
Pension Plan [Member] | Cash and Cash Equivalents [Member]
Defined Contribution Plan Disclosure [Line Items]
Percentage of plan assets		0.30%	0.20%
Supplemental Executive Retirement Plan [Member]
Defined Contribution Plan Disclosure [Line Items]
Pension and other postretirement benefits expense			$ 157,000
Subsequent Event [Member] | Pension Plan [Member]
Defined Contribution Plan Disclosure [Line Items]
Maximum annual contributions	$ 11,100,000

Retirement Plans (Projected Ben

Retirement Plans (Projected Benefit Obligation) (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Weighted average assumptions used to determine the benefit obligation at year end:
Discount rate	2.97%	2.67%	3.55%
Rate of increase in compensation levels	3.50%	3.50%	3.50%
Weighted average assumptions used to determine net pension cost:
Discount rate	2.67%	3.55%	4.53%
Rate of increase in compensation levels	3.50%	3.50%	3.50%
Expected long-term rate of return on plan assets	5.25%	5.50%	5.50%

Retirement Plans (Net Pension C

Retirement Plans (Net Pension Cost (Credit)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Retirement Plans [Abstract]
Service cost plus expected expenses and net of expected plan participant contributions	$ 2,131	$ 1,647	$ 1,268
Interest cost	1,454	1,647	1,785
Expected return on plan assets	(3,914)	(3,557)	(3,001)
Amortization of net actuarial loss			352
Net pension cost (credit)	$ (329)	$ (263)	$ 404

Retirement Plans (Schedule Of N

Retirement Plans (Schedule Of Net Funded Status And Accumulated Benefit Obligation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Retirement Plans [Abstract]
Projected benefit obligation at beginning of year	$ 55,642	$ 47,471	$ 40,470
Service cost	2,340	1,844	1,447
Interest cost	1,454	1,647	1,785
Benefits paid	(2,264)	(1,919)	(1,985)
Assumption changes	(2,173)	5,771	5,200
Experience loss and other	1,588	828	554
Projected benefit obligation at end of year	56,587	55,642	47,471
Fair value of plan assets at beginning of year	75,751	65,746	55,624
Actual return on plan assets	1,906	11,657	11,854
Employer contributions
Plan participant contributions	413	383	356
Benefits paid	(2,264)	(1,919)	(1,985)
Expenses	(122)	(116)	(103)
Fair value of plan assets at end of year	75,684	75,751	65,746
Funded status at end of year	19,097	20,109	18,275
Accumulated benefit obligation	$ 52,362	$ 51,541	$ 44,544

Retirement Plans (Schedule Of A

Retirement Plans (Schedule Of Allocation Of Plan Assets) (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	100.00%	100.00%
Weighted Average Expected Long-term Rates of Return	5.25%	5.50%	5.50%
Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Weighted Average Expected Long-term Rates of Return	3.30%	3.20%
Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Weighted Average Expected Long-term Rates of Return	4.80%	4.70%
Defined Benefit Plan, Cash [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	0.30%	0.20%
Defined Benefit Plan, Cash [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	0.00%	0.00%
Defined Benefit Plan, Cash [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	1.00%	1.00%
Equity Mutual Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	28.20%	26.50%
Equity Mutual Funds [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	20.00%	20.00%
Weighted Average Expected Long-term Rates of Return	5.30%	6.20%
Equity Mutual Funds [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	30.00%	30.00%
Weighted Average Expected Long-term Rates of Return	7.70%	8.60%
Fixed Income Mutual Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	71.50%	73.30%
Fixed Income Mutual Funds [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	70.00%	70.00%
Weighted Average Expected Long-term Rates of Return	2.50%	2.10%
Fixed Income Mutual Funds [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	80.00%	80.00%
Weighted Average Expected Long-term Rates of Return	3.70%	3.30%

Retirement Plans (Schedule Of F

Retirement Plans (Schedule Of Fair Value Of Plan Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 75,684	$ 75,751	$ 65,746	$ 55,624
Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	75,489	75,591
Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	195	160
Defined Benefit Plan, Cash [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	195	160
Defined Benefit Plan, Cash [Member] | Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	195	160
Vanguard Prime Money Market Mutual Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	195	160
Vanguard Prime Money Market Mutual Fund [Member] | Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	195	160
Equity Mutual Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	21,352	20,092
Equity Mutual Funds [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	21,352	20,092
Vanguard Total Stock Market Index Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	12,792	11,964
Vanguard Total Stock Market Index Fund [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	12,792	11,964
Vanguard Total International Stock Index Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	8,560	8,128
Vanguard Total International Stock Index Fund [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	8,560	8,128
Fixed Income Mutual Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	54,137	55,499
Fixed Income Mutual Funds [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	54,137	55,499
Vanguard Long-Term Investment Grade Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	40,183	41,244
Vanguard Long-Term Investment Grade Fund [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	40,183	41,244
Vanguard Long-Term Treasury Index Fund [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	13,954	14,255
Vanguard Long-Term Treasury Index Fund [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 13,954	$ 14,255

Retirement Plans (Schedule Of E

Retirement Plans (Schedule Of Estimated Future Benefit Payments) (Details) $ in Thousands	Dec. 31, 2021USD ($)
Retirement Plans [Abstract]
2022	$ 2,478
2023	2,717
2024	2,895
2025	3,005
2026	3,095
2027 - 2031	$ 16,700

Other Operating Expenses (Sched

Other Operating Expenses (Schedule Of Other Operating Expenses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Other Operating Expenses [Abstract]
Computer services	$ 1,646	$ 1,619	$ 1,155
Telecommunications	1,658	1,564	1,367
Director Fees	$ 1,375	$ 1,262	$ 699

Commitments and Contingent Li_3

Commitments and Contingent Liabilities (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021USD ($)
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed Rate, Maturity period	3 years
Terms of employment contract, Lower range	2 years
Terms of employment contract, Upper range	3 years
Salaries provided for employment contracts	$ 2,500,000
Outstanding litigation	$ 0
Chief Executive Officer [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Employment contract term	3 years
Other Senior Executives [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Automatic contract renewal	1 year
Days to submit written notice of non-renewal	30 days
Home Equity Line of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off balance sheet risks, Expiration period	10 years
Other Real Estate Loan [Member] | Minimum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off balance sheet risks, Expiration period	60 days
Other Real Estate Loan [Member] | Maximum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off balance sheet risks, Expiration period	90 days
Commercial Loan Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off balance sheet risks, Expiration period	1 year
Residential And Commercial Mortgage [Member] | Minimum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed rate loan, Percentage rate	2.25%
Residential And Commercial Mortgage [Member] | Maximum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fixed rate loan, Percentage rate	3.85%
Fixed Rate, Maturity period	10 years
Unused Lines of Credit [Member] | Minimum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Percentage of collateral held for commitments	84.00%
Unused Lines of Credit [Member] | Maximum [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Percentage of collateral held for commitments	100.00%
Unused Lines of Credit [Member] | Weighted Average [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Percentage of collateral held for commitments	98.00%

Commitments and Contingent Li_4

Commitments and Contingent Liabilities (Off-Balance Sheet Risks) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fixed Rate [Member] | Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Amounts commitments to extend credit	$ 3,933	$ 4,246
Commitments to Extend Credit [Member] | Fixed Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Amounts commitments to extend credit	52,414	37,085
Commitments to Extend Credit [Member] | Variable Rate [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Amounts commitments to extend credit	$ 239,924	$ 215,581

Fair Value Of Financial Instr_3

Fair Value Of Financial Instruments (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021USD ($)item	Dec. 31, 2020USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value, Transfers between levels	$ 0	$ 0
Available-for-Sale Securities, Fair value	734,318,000	662,722,000
State And Municipals [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities, Fair value	327,171,000	364,211,000
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities, Fair value	734,318,000	662,722,000
Fair Value, Measurements, Recurring [Member] | State And Municipals [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities, Fair value	327,171,000	364,211,000
Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities, Fair value	970,000	1,435,000
Fair Value, Measurements, Recurring [Member] | Level 3 [Member] | State And Municipals [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities, Fair value	$ 970,000	$ 1,435,000
Number of non-rated bond anticipation notes | item	6
Maturity period	1 year

Fair Value Of Financial Instr_4

Fair Value Of Financial Instruments (Assets Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 734,318	$ 662,722
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	734,318	662,722
Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	733,348	661,287
Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	970	1,435
Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	118,108	113,080
Corporate Bonds [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	118,108	113,080
Corporate Bonds [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	118,108	113,080
State And Municipals [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	327,171	364,211
State And Municipals [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	327,171	364,211
State And Municipals [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	326,201	362,776
State And Municipals [Member] | Fair Value, Measurements, Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	970	1,435
Pass-Through Mortgage Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	182,957	131,720
Pass-Through Mortgage Securities [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	182,957	131,720
Pass-Through Mortgage Securities [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	182,957	131,720
Collateralized Mortgage Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	106,082	53,711
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	106,082	53,711
Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	106,082	53,711
Interest Rate Swaps [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative - interest rate swaps	1,750	5,285
Interest Rate Swaps [Member] | Fair Value, Measurements, Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative - interest rate swaps	$ 1,750	$ 5,285

Fair Value Of Financial Instr_5

Fair Value Of Financial Instruments (Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financial Assets:
Restricted stock	$ 21,524	$ 20,814
Financial Liabilities:
Checking deposits	1,400,998	1,208,073
Savings, NOW and money market deposits	1,685,410	1,679,161
Time deposits	228,837	434,354
Carrying Amount [Member] | Level 1 [Member]
Financial Assets:
Cash and cash equivalents	43,675	211,182
Restricted stock	21,524	20,814
Financial Liabilities:
Checking deposits	1,400,998	1,208,073
Savings, NOW and money market deposits	1,685,410	1,679,161
Short-term borrowings	125,000	60,095
Carrying Amount [Member] | Level 2 [Member]
Financial Liabilities:
Time deposits	228,837	434,354
Long-term debt	186,322	246,002
Carrying Amount [Member] | Level 3 [Member]
Financial Assets:
Loans	3,075,205	3,000,417
Fair Value [Member] | Level 1 [Member]
Financial Assets:
Cash and cash equivalents	43,675	211,182
Financial Liabilities:
Checking deposits	1,400,998	1,208,073
Savings, NOW and money market deposits	1,685,410	1,679,161
Short-term borrowings	125,000	60,095
Fair Value [Member] | Level 2 [Member]
Financial Liabilities:
Time deposits	232,973	444,155
Long-term debt	188,413	253,617
Fair Value [Member] | Level 3 [Member]
Financial Assets:
Loans	$ 3,048,791	$ 2,998,325

Revenue From Contracts With C_2

Revenue From Contracts With Customers (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Transaction And Service [Member]
Disaggregation of Revenue [Line Items]
Revenue	$ 2.6	$ 2	$ 2.1

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - USD ($) $ in Thousands	May 22, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Jan. 17, 2019
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest expense			$ 16,152	$ 29,188	$ 43,681
Collateral posted			4,000
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Gain (Loss), Cash Flow Hedge [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest expense			2,900	4,000	827
Forecast [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Gain (Loss), Cash Flow Hedge [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest expense		$ 734
FHLB [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest expense			2,900	4,000	$ 827
Cash Flow Hedging [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Notional amount	$ 150,000		$ 50,000	$ 200,000		$ 50,000
Payment for Brokered certificates of deposit	$ 150,000

Derivatives (Schedule Of Intere

Derivatives (Schedule Of Interest Rate Swaps) (Details) - Cash Flow Hedging [Member] - USD ($) $ in Millions	Jan. 17, 2019	Dec. 31, 2021	Dec. 31, 2020	May 22, 2021
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Derivative term	5 years
Notional amount	$ 50	$ 50	$ 200	$ 150
Weighted average fixed pay rate		2.62%	2.83%
Weighted average 3-month LIBOR receive rate		0.13%	0.22%
Weighted average maturity		2 years 18 days	1 year 21 days

Derivatives (Schedule Of Losses

Derivatives (Schedule Of Losses Recorded In The Consolidated Statements Of Income And The Consolidated Statements Of Comprehensive Income) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized in OCI (effective portion)		$ 668	$ (4,835)	$ (4,116)
Amount of loss reclassified from OCI to interest expense	[1]	2,867	3,968	827
Cash Flow Hedging [Member] | Interest Rate Contracts [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of gain (loss) recognized in OCI (effective portion)		668	(4,835)	(4,116)
Amount of loss reclassified from OCI to interest expense		$ 2,867	$ 3,968	$ 827
[1]	Represents the net interest expense recorded from derivative transactions and included in the consolidated statements of income under “Interest expense.”

Derivatives (Schedule Of Cash F

Derivatives (Schedule Of Cash Flow Hedges Included In The Consolidated Balance Sheets) (Details) - Cash Flow Hedging [Member] - USD ($) $ in Thousands	Dec. 31, 2021	May 22, 2021	Dec. 31, 2020	Jan. 17, 2019
Derivatives, Fair Value [Line Items]
Notional amount	$ 50,000	$ 150,000	$ 200,000	$ 50,000
Interest Rate Swaps [Member] | Brokered CDs [Member]
Derivatives, Fair Value [Line Items]
Notional amount			150,000
Interest Rate Swaps [Member] | FHLB [Member]
Derivatives, Fair Value [Line Items]
Notional amount	50,000		50,000
Interest Rate Swaps [Member] | Other Assets Or Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Fair Value Liability	$ 1,750		$ 5,285

Parent Company Financial Info_3

Parent Company Financial Information (Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Assets:
Deferred income tax benefit	$ 3,987	$ 1,375
Other assets	17,191	16,048
Total assets	4,068,789	4,069,141
Liabilities:
Cash dividends payable	4,648	4,519	$ 4,308
Total liabilities	3,654,977	3,662,023
Stockholders' Equity:
Common stock	2,324	2,379
Surplus	93,480	105,547
Retained earnings	320,321	295,622
Total	416,125	403,548
Accumulated other comprehensive income (loss), net of tax	(2,313)	3,570
Total Stock Holders' Equity	413,812	407,118	389,108	$ 388,187
Total Liabilities and Equity	4,068,789	4,069,141
Parent Company [Member]
Assets:
Cash and due from banks	987	997
Investment in subsidiary bank, at equity	413,455	407,337
Prepaid income taxes	3,120	1,871
Deferred income tax benefit	889	1,422
Other assets	24	24
Total assets	418,475	411,651
Liabilities:
Other liabilities	15	14
Cash dividends payable	4,648	4,519	$ 4,308
Total liabilities	4,663	4,533
Stockholders' Equity:
Common stock	2,324	2,379
Surplus	93,480	105,547
Retained earnings	320,321	295,622
Total	416,125	403,548
Accumulated other comprehensive income (loss), net of tax	(2,313)	3,570
Total Stock Holders' Equity	413,812	407,118
Total Liabilities and Equity	$ 418,475	$ 411,651

Parent Company Financial Info_4

Parent Company Financial Information (Condensed Statements Of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income:
Total interest and dividend income	$ 122,959	$ 131,216	$ 143,850
Expenses:
Salaries	2,500
Other operating expenses	12,535	11,364	11,949
Total noninterest expense	68,647	63,581	60,964
Income tax expense (benefit)	10,218	8,324	8,228
Net income	43,089	41,203	41,555
Comprehensive income	37,206	44,178	51,590
Parent Company [Member]
Income:
Dividends from subsidiary bank	33,200	25,100	55,750
Interest on deposits with subsidiary bank	3	3
Total interest and dividend income	33,203	25,103	55,750
Expenses:
Salaries	1,365	1,241	3,050
Other operating expenses	661	951	442
Total noninterest expense	2,026	2,192	3,492
Income before income taxes	31,177	22,911	52,258
Income tax expense (benefit)	89	(570)	(755)
Income before undistributed earnings of subsidiary bank	31,088	23,481	53,013
Equity in undistributed earnings	12,001	17,722	(11,458)
Net income	43,089	41,203	41,555
Comprehensive income	$ 37,206	$ 44,178	$ 51,590

Parent Company Financial Info_5

Parent Company Financial Information (Condensed Statements Of Cash Flows) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash Flows From Operating Activities:
Net income		$ 43,089	$ 41,203	$ 41,555
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred income tax provision		(56)	(1,331)	(1,212)
Stock-based compensation expense		1,635	1,788	3,050
Other increases		3,093	(531)	921
Net cash provided by operating activities		50,781	46,035	49,987
Cash Flows From Financing Activities:
Repurchase of common stock		(14,501)	(7,935)	(38,171)
Proceeds from exercise of stock options		133	526	452
Proceeds from issuance of common stock, net of shares withheld		607	(188)	1,420
Cash dividends paid		(18,261)	(17,421)	(17,249)
Net cash used in financing activities		(34,294)	(72,616)	(217,724)
Net (decrease) increase in cash and cash equivalents		(167,507)	172,214	(8,390)
Cash and cash equivalents, beginning of year		211,182	38,968	47,358
Cash and cash equivalents, end of period		43,675	211,182	38,968
Supplemental Schedule of Noncash Financing Activities:
Cash dividends payable		4,648	4,519	4,308
Parent Company [Member]
Cash Flows From Operating Activities:
Net income		43,089	41,203	41,555
Adjustments to reconcile net income to net cash provided by operating activities:
Dividends in excess of earnings of subsidiary bank				11,458
Undistributed earnings of subsidiary bank		(12,001)	(17,722)	11,458
Deferred income tax provision		533	495	7
Stock-based compensation expense		1,635	1,788	3,050
Increase (decrease) in other liabilities		1	(1)	(119)
Other increases		(1,112)	(941)	(815)
Net cash provided by operating activities		32,145	24,822	55,136
Cash Flows From Investing Activities:
Capital contributions to Bank subsidiary
Cash Flows From Financing Activities:
Repurchase of common stock		(14,501)	(7,935)	(38,171)
Proceeds from issuance of common stock, net of shares withheld		607	(188)	1,420
Cash dividends paid		(18,261)	(17,421)	(17,249)
Net cash used in financing activities		(32,155)	(25,544)	(54,000)
Net (decrease) increase in cash and cash equivalents	[1]	(10)	(722)	1,136
Cash and cash equivalents, beginning of year		997	1,719	583
Cash and cash equivalents, end of period		987	997	1,719
Supplemental Schedule of Noncash Financing Activities:
Cash dividends payable		$ 4,648	$ 4,519	$ 4,308
[1]	Cash and cash equivalents is defined as cash and due from banks and includes the checking and money market accounts with the Corporation’s wholly-owned bank subsidiary.