F & M Bank 10K 2013 Annual report | FMBM Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	8th grade Avg

New words: accessed, accomplished, accredited, addressing, aggregate, approach, array, avoid, Basel, billion, bona, bottomed, breach, breached, buffer, buying, CDO, ceased, clarified, clarify, clarifying, commodity, commonly, compete, complexity, compromise, Council, County, critical, cyber, damage, damaged, deliver, department, depository, desire, desired, detrimentally, difficulty, diminished, disruption, disruptive, divest, Dramatic, drastically, duration, dwelling, EITF, Elliott, Emerging, encounter, entrance, error, exacerbate, exam, exceeding, excessive, faith, fewer, fide, final, finalized, float, Glossary, imminent, implied, inaccurate, inconsistency, inflationary, infrastructure, inhibit, iv, kind, knowledge, led, lock, locked, magnified, malfeasance, marking, Master, medium, merge, military, noncompliance, nonpayment, nonpublic, OCC, ordinary, PCC, phased, pressure, private, professional, prolonged, proprietary, protracted, prove, reassigned, reliable, reliant, retention, Rite, roll, satisfy, seek, seventeen, spreading, store, stored, strength, stringent, stronger, Task, tightening, turmoil, undivided, unrecognized, upfront, velocity, vendor, Volcker, vulnerable, walk, warehouse, weather, Welch, wider, widespread, worsening, worst

Removed: absent, aforementioned, analyst, attracting, broader, California, carefully, complying, delayed, earlier, ending, evidentiary, excluding, Exclusive, fall, holder, instructive, intense, measure, nation, outperforming, presence, prevalent, projecting, projection, rapidly, refinancing, registration, segmented, shorter, sluggish, speaking, TDR, trend, unavoidable, underperforming, variance

F & M Bank (FMBM) 10-K2013 FY Annual report

Content analysis