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FOR IMMEDIATE RELEASE
OLD POINT FINANCIAL CORPORATION QUARTERLY
DIVIDEND PAYMENT ANNOUNCED
November 16, 2004
Hampton, VA: Old Point Financial Corporation(Nasdaq “OPOF”) has declared a quarterly dividend of $0.16 per share of common capital stock. The dividend will be paid on December 31, 2004, to shareholders of record as of November 30, 2004.
Old Point Financial Corporation, (Nasdaq Small Cap: "OPOF"), with $692 million in assets, is the parent company ofThe Old Point National Bank andOld Point Trust and Financial Services, N.A.The Old Point National Bank is an independent, locally managed community bank serving Hampton Roads with 16 branches.Old Point Trust and Financial Services, N.A. is a Hampton Roads wealth management services provider.
For more information contact: Lani Chisman Davis, Marketing Director, 757-728-1286