Old Point Financial (OPOF) 10-Q 13 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Jul. 31, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Old Point Financial Corporation	'
Entity Central Index Key	'0000740971	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	4,959,009
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'

Consolidated_Balance_Sheets_un

Consolidated Balance Sheets (unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Assets	'	'
Cash and due from banks	$15,527,275	$15,982,070
Interest-bearing due from banks	49,255,719	24,732,329
Federal funds sold	1,930,976	1,602,847
Cash and cash equivalents	66,713,970	42,317,246
Securities available-for-sale, at fair value	158,147,372	329,455,812
Securities held-to-maturity	93,819,137	570,000
Restricted securities	2,378,100	2,561,900
Loans, net of allowance for loan losses	473,187,156	463,808,457
Premises and equipment, net	38,463,873	32,528,350
Bank-owned life insurance	22,471,938	21,824,197
Foreclosed assets, net of valuation allowance	6,888,213	6,573,398
Other assets	14,486,743	7,859,344
Total assets	876,556,502	907,498,704
Deposits:	'	'
Noninterest-bearing deposits	180,462,289	176,740,312
Savings deposits	279,577,902	268,252,782
Time deposits	270,783,394	308,822,642
Total deposits	730,823,585	753,815,736
Overnight repurchase agreements	37,019,654	35,945,800
Term repurchase agreements	411,065	1,279,574
Federal Home Loan Bank advances	25,000,000	25,000,000
Accrued expenses and other liabilities	3,145,411	2,157,558
Total liabilities	796,399,715	818,198,668
Commitments and contingencies	'	'
Stockholders' equity:	'	'
Common stock, $5 par value, 10,000,000 shares authorized; 4,959,009 shares issued and outstanding	24,795,045	24,795,045
Additional paid-in capital	16,391,845	16,391,845
Retained earnings	50,464,644	48,304,609
Accumulated other comprehensive loss, net	-11,494,747	-191,463
Total stockholders' equity	80,156,787	89,300,036
Total liabilities and stockholders' equity	$876,556,502	$907,498,704

Consolidated_Balance_Sheets_un1

Consolidated Balance Sheets (unaudited) (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Assets	'	'
Securities held-to-maturity, fair value	$94,838,359	$573,500
Allowance for loan losses	6,979,663	7,324,310
Foreclosed assets, valuation allowance	$1,716,858	$1,870,285
Stockholders' equity:	'	'
Common stock, par value (in dollars per share)	$5	$5
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	4,959,009	4,959,009
Common stock, shares outstanding (in shares)	4,959,009	4,959,009

Consolidated_Statements_of_Inc

Consolidated Statements of Income (unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and Dividend Income:	'	'	'	'
Interest and fees on loans	$5,883,652	$6,494,629	$17,782,921	$20,313,095
Interest on due from banks	35,694	16,871	68,501	43,151
Interest on federal funds sold	161	401	912	1,164
Interest on securities:	'	'	'	'
Taxable	949,535	1,229,293	3,526,071	3,830,193
Tax-exempt	369,008	201,758	920,990	443,967
Dividends and interest on all other securities	25,283	15,275	69,401	60,467
Total interest and dividend income	7,263,333	7,958,227	22,368,796	24,692,037
Interest Expense:	'	'	'	'
Interest on savings deposits	71,252	95,052	227,107	283,291
Interest on time deposits	757,102	971,078	2,406,837	2,910,056
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	7,120	10,415	26,561	42,438
Interest on Federal Home Loan Bank advances	308,584	337,550	915,688	1,187,642
Total interest expense	1,144,058	1,414,095	3,576,193	4,423,427
Net interest income	6,119,275	6,544,132	18,792,603	20,268,610
Provision for loan losses	300,000	750,000	800,000	1,950,000
Net interest income, after provision for loan losses	5,819,275	5,794,132	17,992,603	18,318,610
Noninterest Income:	'	'	'	'
Income from fiduciary activities	868,598	776,615	2,634,092	2,396,266
Service charges on deposit accounts	1,081,896	1,050,152	3,114,761	3,153,461
Other service charges, commissions and fees	880,544	853,989	2,651,134	2,531,050
Income from bank-owned life insurance	215,307	693,745	647,133	1,142,626
Income from Old Point Mortgage	99,150	51,168	403,474	176,466
Gain (loss) on sale of available-for-sale securities, net	-5,185	619,936	-25,717	1,703,805
Other operating income	56,525	60,027	169,460	150,691
Total noninterest income	3,196,835	4,105,632	9,594,337	11,254,365
Noninterest Expense:	'	'	'	'
Salaries and employee benefits	4,554,101	5,259,880	14,280,611	15,440,042
Occupancy and equipment	1,098,172	1,110,635	3,289,055	3,273,568
Data processing	412,555	448,854	1,247,015	1,222,757
FDIC insurance	172,382	284,042	529,357	851,194
Customer development	186,030	189,037	597,508	595,925
Legal and audit expense	155,900	174,672	390,561	582,784
Other outside service fees	112,795	135,881	321,683	429,248
Employee professional development	142,651	125,844	455,432	455,828
Postage and courier expense	119,773	118,179	362,804	361,490
Advertising	52,863	138,733	300,233	430,345
Stationery and supplies	111,188	116,733	326,911	334,572
Bad checks and other losses	107,525	103,070	246,745	240,517
Capital stock tax	104,808	61,404	296,999	185,114
Loss on write-down/sale of foreclosed assets	65,234	99,960	268,910	736,594
Other operating expense	380,172	385,306	1,136,902	1,108,340
Total noninterest expense	7,776,149	8,752,230	24,050,726	26,248,318
Income before income taxes	1,239,961	1,147,534	3,536,214	3,324,657
Income tax expense	202,617	73,346	582,738	533,961
Net income	$1,037,344	$1,074,188	$2,953,476	$2,790,696
Basic Earnings per Share:	'	'	'	'
Average shares outstanding (in shares)	4,959,009	4,959,009	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$0.21	$0.22	$0.60	$0.56
Diluted Earnings per Share:	'	'	'	'
Average shares outstanding (in shares)	4,959,009	4,959,009	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$0.21	$0.22	$0.60	$0.56

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements of Comprehensive Income (Loss) (unaudited) [Abstract]	'	'	'	'
Net income	$1,037,344	$1,074,188	$2,953,476	$2,790,696
Other comprehensive (loss), net of tax:	'	'	'	'
Unrealized gains (losses) on securities, net of reclassification adjustment	-3,125,290	2,153,604	-11,348,274	2,403,011
Amortization of unrealized losses on securities transferred to held-to-maturity, net of tax	44,990	0	44,990	0
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	-3,080,300	2,153,604	-11,303,284	2,403,011
Comprehensive income (loss)	($2,042,956)	$3,227,792	($8,349,808)	$5,193,707

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2011	$24,795,045	$16,309,983	$45,109,268	($349,581)	$85,864,715
Balance (in shares) at Dec. 31, 2011	4,959,009	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	0	0	2,790,696	0	2,790,696
Other comprehensive loss, net of tax	0	0	0	2,403,011	2,403,011
Stock compensation expense	0	81,060	0	0	81,060
Cash dividends	0	0	-743,851	0	-743,851
Balance at Sep. 30, 2012	24,795,045	16,391,043	47,156,113	2,053,430	90,395,631
Balance (in shares) at Sep. 30, 2012	4,959,009	'	'	'	'
Balance at Dec. 31, 2012	24,795,045	16,391,845	48,304,609	-191,463	89,300,036
Balance (in shares) at Dec. 31, 2012	4,959,009	'	'	'	4,959,009
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	0	0	2,953,476	0	2,953,476
Other comprehensive loss, net of tax	0	0	0	-11,303,284	-11,303,284
Cash dividends	0	0	-793,441	0	-793,441
Balance at Sep. 30, 2013	$24,795,045	$16,391,845	$50,464,644	($11,494,747)	$80,156,787
Balance (in shares) at Sep. 30, 2013	4,959,009	'	'	'	4,959,009

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (unaudited) (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements of Changes in Stockholders' Equity (unaudited) [Abstract]	'	'
Cash dividends (in dollars per share)	$0.16	$0.15

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (unaudited) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$2,953,476	$2,790,696
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	1,471,114	1,411,040
Provision for loan losses	800,000	1,950,000
Net (gain) loss on sale of available-for-sale securities	25,717	-1,703,805
Net amortization of securities	1,947,709	1,142,043
Net loss on disposal of premises and equipment	22,666	396
Net loss on write-down/sale of foreclosed assets	268,910	736,594
Income from bank owned life insurance	-647,133	-1,142,626
Stock compensation expense	0	81,060
Deferred tax (benefit) expense	-59,203	110,235
(Increase) decrease in other assets	-777,574	1,653,149
Increase in other liabilities	987,853	993,695
Net cash provided by operating activities	6,993,535	8,022,477
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Purchases of available-for-sale securities	-12,742,008	-277,741,641
Purchases of held-to-maturity securities	-25,770,691	0
Proceeds from sales of restricted securities	183,800	889,100
Proceeds from maturities and calls of securities	35,340,464	59,843,643
Proceeds from sale of available-for-sale securities	62,131,923	147,178,925
Decrease in loans made to customers	-11,610,600	53,071,871
Proceeds from sales of foreclosed assets	1,386,147	2,461,219
Proceeds from payout on bank-owned life insurance policy	0	1,109,296
Purchases of premises and equipment	-7,935,599	-2,226,964
Net cash provided by (used in) investing activities	40,983,436	-15,414,551
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Increase in noninterest-bearing deposits	3,721,977	12,551,450
Increase in savings deposits	11,325,120	15,417,220
Increase (decrease) in time deposits	-38,039,248	12,826,761
Decrease in federal funds purchased, repurchase agreements and other borrowings	205,345	2,062,241
Decrease in Federal Home Loan Bank advances	0	-10,000,000
Cash dividends paid on common stock	-793,441	-743,851
Net cash provided by (used in) financing activities	-23,580,247	32,113,821
Net increase in cash and cash equivalents	24,396,724	24,721,747
Cash and cash equivalents at beginning of period	42,317,246	24,854,656
Cash and cash equivalents at end of period	66,713,970	49,576,403
Cash payments for:	'	'
Interest	3,664,860	4,526,922
Income tax	550,000	600,000
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS	'	'
Unrealized gain (loss) on securities available-for-sale	-10,962,474	3,640,925
Loans transferred to foreclosed assets	1,431,901	564,480
Former branch site transferred to foreclosed assets	506,296	0
Securities transferred from available-for-sale to held-to-maturity	68,015,458	0
Unrealized Gain or Loss on AFS to HTM Transfers	-6,231,880	0
Amortization of Unrealized Gain or Loss on Securities Transferred from AFS to HTM	$68,166	$0

General

General	9 Months Ended
	Sep. 30, 2013
General [Abstract]	'
General	'
	Note 1. General
	The accompanying unaudited consolidated financial statements of Old Point Financial Corporation (the Company) and its subsidiaries have been prepared in accordance with U.S. generally accepted accounting principles (GAAP) for interim financial information. All significant intercompany balances and transactions have been eliminated. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments and reclassifications of a normal and recurring nature considered necessary to present fairly the financial positions at June 30, 2013 and December 31, 2012, the results of operations and statements of comprehensive income for the three and six months ended June 30, 2013 and 2012, and the statements of changes in stockholders’ equity and statements of cash flows for the six months ended June 30, 2013 and 2012. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year.
	These financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's 2012 annual report on Form 10-K. Certain previously reported amounts have been reclassified to conform to current period presentation.
	AVAILABLE INFORMATION
	The Company maintains a website on the Internet at www.oldpoint.com. The Company makes available free of charge, on or through its website, its proxy statements, annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and any amendments to those reports as soon as reasonably practicable after such material is electronically filed with the Securities and Exchange Commission (SEC). The information available on the Company’s Internet website is not part of this Form 10-Q or any other report filed by the Company with the SEC. The public may read and copy any documents the Company files at the SEC’s Public Reference Room at 100 F Street, N.E., Washington, D.C. 20549. The public may obtain information on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330. The Company’s SEC filings can also be obtained on the SEC’s website on the Internet at www.sec.gov.
	SUBSEQUENT EVENTS
	In accordance with ASC 855-10, “Subsequent Events,” the Company evaluates subsequent events that have occurred after the balance sheet date but before the financial statements are issued. There are two types of subsequent events: (1) recognized, or those that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements, and (2) nonrecognized, or those that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.
	The Company is expanding the building of a current branch office. The Company signed a contract with a general contractor on April 19, 2012. The contract entitles the contractor to $2.1 million for Phase I of the construction, which includes site work and construction of the building shell. The Company signed an amendment to the contract with the general contractor on October 16, 2012 for the remainder of the construction. The revised contract entitles the contractor to $12.2 million for the construction of the building. As of the writing of this quarterly report on Form 10-Q, $6.5 million had been disbursed to the contractor. The Company anticipates that the total project will likely cost between $13.0 million and $15.0 million and be completed in the next nine months.
	Other than those discussed above, the Company did not identify any recognized or nonrecognized subsequent events that would have required adjustment to or disclosure in the financial statements.

Securities

Securities	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]	'
Securities	'
	Note 2. Securities
	Amortized costs and fair values of securities held-to-maturity as of the dates indicated are as follows:
		Amortized		Gross		Gross			Fair
		Cost		Unrealized		Unrealized			Value
				Gains		Losses
		(in thousands)
	30-Jun-13
	Obligations of  U.S. Government agencies	$	570	$	3	$	(3	)	$	570
	Obligations of state and political subdivisions		10,843		9		(19	)		10,833
	Total	$	11,413	$	12	$	(22	)	$	11,403
	31-Dec-12
	Obligations of  U.S. Government agencies	$	570	$	4	$	0		$	574
	Amortized costs and fair values of securities available-for-sale as of the dates indicated are as follows:
		Amortized		Gross		Gross			Fair
		Cost		Unrealized		Unrealized			Value
				Gains		Losses
		(in thousands)
	30-Jun-13
	Obligations of  U.S. Government agencies	$	25,372	$	551	$	(118	)	$	25,805
	Obligations of state and political subdivisions		50,997		160		(2,393	)		48,764
	Mortgage-backed securities		189,456		0		(7,613	)		181,843
	Money market investments		801		0		0			801
	Corporate bonds		1,399		0		(29	)		1,370
	Total	$	268,025	$	711	$	(10,153	)	$	258,583
	31-Dec-12
	Obligations of  U.S. Government agencies	$	35,787	$	1,314	$	(13	)	$	37,088
	Obligations of state and political subdivisions		43,276		712		(214	)		43,774
	Mortgage-backed securities		246,132		1,966		(743	)		247,355
	Money market investments		541		0		0			541
	Corporate bonds and other securities		700		0		(2	)		698
	Total	$	326,436	$	3,992	$	(972	)	$	329,456
	OTHER-THAN-TEMPORARILY IMPAIRED SECURITIES
	Management assesses whether the Company intends to sell or it is more-likely-than-not that the Company will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired and that the Company does not intend to sell and will not be required to sell prior to recovery of the amortized cost basis, the Company separates the amount of the impairment into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and is recognized in other comprehensive income.
	The present value of expected future cash flows is determined using the best-estimate cash flows discounted at the effective interest rate implicit to the security at the date of purchase or the current yield to accrete an asset-backed or floating rate security. The methodology and assumptions for establishing the best-estimate cash flows vary depending on the type of security. The asset-backed securities cash flow estimates are based on bond specific facts and circumstances that may include collateral characteristics, expectations of delinquency and default rates, loss severity and prepayment speeds, and structural support, including subordination and guarantees.
	The Company has a process in place to identify debt securities that could potentially have a credit or interest-rate related impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts, and cash flow projections as indicators of credit issues. On a quarterly basis, management reviews all securities to determine whether an other-than-temporary decline in value exists and whether losses should be recognized. Management considers relevant facts and circumstances in evaluating whether a credit or interest rate-related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (a) the extent and length of time the fair value has been below cost; (b) the reasons for the decline in value; (c) the financial position and access to capital of the issuer, including the current and future impact of any specific events; and (d) for fixed maturity securities, the Company’s intent to sell a security or whether it is more-likely-than-not the Company will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity and for equity securities, the Company’s ability and intent to hold the security for a period of time that allows for the recovery in value.
	The Company has not recorded impairment charges through income on securities for the three or six months ended June 30, 2013 or the year ended December 31, 2012.
	TEMPORARILY IMPAIRED SECURITIES
	The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses that are deemed to be temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated. The Company had no held-to-maturity securities with unrealized losses at December 31, 2012.
		30-Jun-13
		Less Than Twelve Months				More Than Twelve Months					Total
		Gross		Fair		Gross			Fair		Gross		Fair		Number
		Unrealized		Value		Unrealized			Value		Unrealized		Value		of
		Losses				Losses					Losses				Securities
		(in thousands)
	Securities Available-for-Sale
	Debt securities:
	Obligations of U.S. Government agencies	$	118	$	4,890	$	0		$	0	$	118	$	4,890		1
	Obligations of state and political subdivisions		2,393		37,905		0			0		2,393		37,905		69
	Mortgage-backed securities		7,613		181,843		0			0		7,613		181,843		19
	Corporate bonds		29		1,370		0			0		29		1,370		11
	Total securities available-for-sale	$	10,153	$	226,008	$	0		$	0	$	10,153	$	226,008		100
	Securities Held-to-Maturity
	Obligations of U.S. Government agencies	$	3	$	97	$	0		$	0	$	3	$	97		1
	Obligations of state and political subdivisions		19		857		0			0		19		857		1
	Total securities held-to-maturity	$	22	$	954	$	0		$	0	$	22	$	954		2
		31-Dec-12
		Less Than Twelve Months				More Than Twelve Months					Total
		Gross		Fair		Gross			Fair		Gross		Fair		Number
		Unrealized		Value		Unrealized			Value		Unrealized		Value		of
		Losses				Losses					Losses				Securities
		(in thousands)
	Securities Available-for-Sale
	Debt securities:
Obligations of U. S. Government agencies	$	13	$	5,103	$	0		$	0	$	13	$	5,103		1
Obligations of state and political subdivisions		214		9,535		0			0		214		9,535		24
Mortgage-backed securities		743		104,066		0			0		743		104,066		9
Corporate bonds and other securities		2		700		0			0		2		700		2
Total securities available-for-sale	$	972	$	119,404	$	0		$	0	$	972	$	119,404		36
Certain investments within the Company’s portfolio had unrealized losses at June 30, 2013 and December 31, 2012, as shown in the tables above. The unrealized losses were caused by increases in market interest rates. Because the Company does not intend to sell the investments and management believes it is unlikely that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider the investments to be other-than-temporarily impaired at June 30, 2013 or December 31, 2012.
Restricted Securities
The restricted security category is comprised of stock in the Federal Home Loan Bank of Atlanta (FHLB) and the Federal Reserve Bank (FRB). These stocks are classified as restricted securities because their ownership is restricted to certain types of entities and the securities lack a market. Therefore, FHLB and FRB stock is carried at cost and evaluated for impairment. When evaluating these stocks for impairment, their value is determined based on the ultimate recoverability of the par value rather than by recognizing temporary declines in value. Restricted stock is viewed as a long-term investment and management believes that the Company has the ability and the intent to hold this stock until its value is recovered.

Loans_and_the_Allowance_for_Lo

Loans and the Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2013
Loans and the Allowance for Loan Losses [Abstract]	'
Loans and the Allowance for Loan Losses	'
	Note 3. Loans and the Allowance for Loan Losses
	The following is a summary of the balances in each class of the Company’s loan portfolio as of the dates indicated:
			June 30,			December 31,
			2013			2012
			(in thousands)
	Mortgage loans on real estate:
	Residential 1-4 family		$	80,553		$	77,267
	Commercial			273,498			274,613
	Construction			13,493			12,005
	Second mortgages			12,242			14,315
	Equity lines of credit			31,201			32,327
	Total mortgage loans on real estate			410,987			410,527
	Commercial loans			28,687			25,341
	Consumer loans			10,985			13,146
	Other			18,849			22,119
	Total loans			469,508			471,133
	Less: Allowance for loan losses			(7,296	)		(7,324	)
	Loans, net of allowance and deferred fees		$	462,212		$	463,809
	Overdrawn deposit accounts are reclassified as loans and included in the Other category in the table above. Overdrawn deposit accounts totaled $587 thousand and $1.6 million at June 30, 2013 and December 31, 2012, respectively.
	CREDIT QUALITY INFORMATION
	The Company uses internally-assigned risk grades to estimate the capability of borrowers to repay the contractual obligations of their loan agreements as scheduled or at all. The Company’s internal risk grade system is based on experiences with similarly graded loans. Credit risk grades are updated at least quarterly as additional information becomes available, at which time management analyzes the resulting scores to track loan performance.
	The Company’s internally assigned risk grades are as follows:
		·	Pass: Loans are of acceptable risk.
		·	Other Assets Especially Mentioned (OAEM): Loans have potential weaknesses that deserve management’s close attention.
		·	Substandard: Loans reflect significant deficiencies due to several adverse trends of a financial, economic or managerial nature.
		·	Doubtful: Loans have all the weaknesses inherent in a substandard loan with added characteristics that make collection or liquidation in full based on currently existing facts, conditions and values highly questionable or improbable.
		·	Loss: Loans have been charged off because they are considered uncollectible and of such little value that their continuance as bankable assets is not warranted.
	The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated:
	Credit Quality Information
	As of June 30, 2013
	(in thousands)
			Pass			OAEM			Substandard			Total
	Mortgage loans on real estate:
	Residential 1-4 family		$	73,496		$	1,746		$	5,311		$	80,553
	Commercial			256,142			7,708			9,648			273,498
	Construction			10,374			239			2,880			13,493
	Second mortgages			11,895			238			109			12,242
	Equity lines of credit			30,598			0			603			31,201
	Total mortgage loans on real estate			382,505			9,931			18,551			410,987
	Commercial loans			27,533			112			1,042			28,687
	Consumer loans			10,956			0			29			10,985
	Other			18,849			0			0			18,849
	Total		$	439,843		$	10,043		$	19,622		$	469,508
	Credit Quality Information
	As of December 31, 2012
	(in thousands)
			Pass			OAEM			Substandard			Total
	Mortgage loans on real estate:
	Residential 1-4 family		$	70,961		$	1,711		$	4,595		$	77,267
	Commercial			258,195			6,781			9,637			274,613
	Construction			8,651			254			3,100			12,005
	Second mortgages			13,488			242			585			14,315
	Equity lines of credit			31,704			239			384			32,327
	Total mortgage loans on real estate			382,999			9,227			18,301			410,527
	Commercial loans			23,997			209			1,135			25,341
	Consumer loans			13,042			0			104			13,146
	Other			22,119			0			0			22,119
	Total		$	442,157		$	9,436		$	19,540		$	471,133
	As of June 30, 2013 and December 31, 2012 the Company did not have any loans internally classified as Loss or Doubtful.
	AGE ANALYSIS OF PAST DUE LOANS BY CLASS
	All classes of loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Interest and fees continue to accrue on past due loans until the date the loan is placed in nonaccrual status, if applicable. The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below.
	Age Analysis of Past Due Loans as of June 30, 2013
			30 - 59			60 - 89			90 or More			Total Past			Total			Total			Recorded
Days Past			Days Past			Days Past			Due			Current			Loans			Investment
Due			Due			Due						Loans (1)						> 90 Days
																		Past Due
																		and
																		Accruing
		(in thousands)
Mortgage loans on real estate:
Residential 1-4 family		$	1,752		$	38		$	3,306		$	5,096		$	75,457		$	80,553		$	258
Commercial			0			200			716			916			272,582			273,498			0
Construction			404			0			2,880			3,284			10,209			13,493			0
Second mortgages			46			35			20			101			12,141			12,242			20
Equity lines of credit			175			75			0			250			30,951			31,201			0
Total mortgage loans on real estate			2,377			348			6,922			9,647			401,340			410,987			278
Commercial loans			54			49			0			103			28,584			28,687			0
Consumer loans			80			40			13			133			10,852			10,985			13
Other			65			9			5			79			18,770			18,849			5
Total		$	2,576		$	446		$	6,940		$	9,962		$	459,546		$	469,508		$	296
	-1	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.
Age Analysis of Past Due Loans as of December 31, 2012
		30 - 59			60 - 89			90 or More			Total Past			Total			Total			Recorded
		Days Past			Days Past			Days Past			Due			Current			Loans			Investment
		Due			Due			Due						Loans (1)						> 90 Days
																				Past Due
																				and
																				Accruing
		(in thousands)
Mortgage loans on real estate:
Residential 1-4 family		$	1,115		$	0		$	3,783		$	4,898		$	72,369		$	77,267		$	348
Commercial			207			0			724			931			273,682			274,613			0
Construction			140			0			2,925			3,065			8,940			12,005			0
Second mortgages			113			0			544			657			13,658			14,315			60
Equity lines of credit			90			0			287			377			31,950			32,327			0
Total mortgage loans on real estate			1,665			0			8,263			9,928			400,599			410,527			408
Commercial loans			275			13			122			410			24,931			25,341			25
Consumer loans			85			22			11			118			13,028			13,146			11
Other			54			7			3			64			22,055			22,119			3
Total		$	2,079		$	42		$	8,399		$	10,520		$	460,613		$	471,133		$	447
	-1	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.
NONACCRUAL LOANS
The Company generally places non-consumer loans in nonaccrual status when the full and timely collection of interest or principal becomes uncertain, part of the principal balance has been charged off and no restructuring has occurred or the loan reaches 90 days past due, unless the credit is well-secured and in the process of collection. Under regulatory rules, consumer loans, which are loans to individuals for household, family and other personal expenditures, and loans secured by 1-4 family residential properties are not required to be placed in nonaccrual status. Although consumer loans and loans secured by 1-4 family residential property are not required to be placed in nonaccrual status, the Company may place a consumer loan or loan secured by 1-4 family residential property in nonaccrual status, if necessary to avoid a material overstatement of interest income.
Generally, consumer loans not secured by real estate are placed in nonaccrual status only when part of the principal has been charged off. These loans are charged off or written down to the net realizable value of the collateral when deemed uncollectible, due to bankruptcy or other factors, or when they are past due based on loan product, industry practice, terms and other factors.
When management places a loan in nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and the loan is accounted for by the cash or cost recovery method, until it qualifies for return to accrual status or is charged off. Generally, management returns a loan to accrual status if (a) all delinquent interest and principal payments become current under the terms of the loan agreement or (b) the loan is both well-secured and in the process of collection and collectability is no longer doubtful.
The following table presents loans in nonaccrual status by class of loan as of the dates indicated:
Nonaccrual Loans by Class
		30-Jun-13			31-Dec-12
		(in thousands)
Mortgage loans on real estate:
Residential 1-4 family		$	3,363		$	3,663
Commercial			2,965			3,037
Construction			2,880			3,065
Second mortgages			35			484
Equity lines of credit			0			286
Total mortgage loans on real estate			9,243			10,535
Commercial loans			0			97
Consumer loans			0			0
Total		$	9,243		$	10,632
The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented:
		Six Months Ended June 30,
		2013			2012
		(in thousands)
Interest income that would have been recorded under original loan terms		$	275		$	275
Actual interest income recorded for the period			51			32
Reduction in interest income on nonaccrual loans		$	224		$	243
TROUBLED DEBT RESTRUCTURINGS
The Company’s loan portfolio includes certain loans that have been modified in a troubled debt restructuring (TDR), where economic concessions have been granted to borrowers who are experiencing financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reduction in the interest rate below current market rates for borrowers with similar risk profiles, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The Company defines a TDR as nonperforming if the TDR is in nonaccrual status or 90 days or more past due and still accruing interest at the report date.
When the Company modifies a loan, management evaluates any possible impairment as stated in the impaired loan section below.
The following table presents TDRs during the period indicated, by class of loan:
Troubled Debt Restructurings by Class
For the Six Months Ended June 30, 2013
(dollars in thousands)
		Number of			Recorded			Recorded			Current
		Modifications			Investment			Investment			Investment on
					Prior to			After			30-Jun-13
					Modification			Modification
Mortgage loans on real estate:
Residential 1-4 family			3		$	676		$	676		$	673
Commercial			1			207			207			203
Total			4		$	883		$	883		$	876
Troubled Debt Restructurings by Class
For the Six Months Ended June 30, 2012
(dollars in thousands)
		Number of			Recorded			Recorded			Current
		Modifications			Investment			Investment			Investment on
					Prior to			After			30-Jun-12
					Modification			Modification
Mortgage loans on real estate:
Commercial			2		$	3,019		$	2,461		$	2,373
Second mortgages			1			111			145			140
Total			3		$	3,130		$	2,606		$	2,513
The four loans restructured in the first six months of 2013 were all given below-market rates for debt with similar risk characteristics. The restructurings during the first six months of 2012 were given principal reductions, with the principal forgiveness on all loans in the table totaling $525 thousand. One loan restructured during the first six months of 2012 was also given a below-market rate for debt with similar risk characteristics.
As of June 30, 2013 and June 30, 2012, there were no TDRs for which there was a payment default where the default occurred within twelve months of restructuring.  A TDR is considered in default when it is 90 days or more past due or has been charged off.
The TDRs in the tables above are factored into the determination of the allowance for loan losses as of the periods indicated. These loans are included in the impaired loan analysis, as discussed below.
IMPAIRED LOANS
A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming commercial loans and loans modified in a TDR. When management identifies a loan as impaired, the impairment is measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, except when the sole or remaining source of repayment for the loan is the operation or liquidation of the collateral. In these cases, management uses the current fair value of the collateral, less selling costs, when foreclosure is probable, instead of the discounted cash flows. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.
When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in the loan is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. When the ultimate collectability of the total principal of the impaired loan is not in doubt and the loan is in nonaccrual status, contractual interest is credited to interest income when received under the cash-basis method.
The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances.
Impaired Loans by Class
(in thousands)
		As of June 30, 2013												For the six months ended
														30-Jun-13
					Recorded Investment
		Unpaid			Without			With			Associated			Average			Interest
		Principal			Valuation			Valuation			Allowance			Recorded			Income
		Balance			Allowance			Allowance						Investment			Recognized
Mortgage loans on real estate:
Residential 1-4 family		$	4,546		$	872		$	3,415		$	237		$	4,738		$	16
Commercial			13,702			3,683			7,082			1,261			10,910			269
Construction			3,639			0			2,880			360			2,891			0
Second mortgages			183			43			136			47			745			4
Equity lines of credit			50			50			0			0			193			1
Total mortgage loans on real estate		$	22,120		$	4,648		$	13,513		$	1,905		$	19,477		$	290
Commercial loans			0			0			0			0			12			0
Consumer loans			16			16			0			0			18			1
Total		$	22,136		$	4,664		$	13,513		$	1,905		$	19,507		$	291
Impaired Loans by Class
(in thousands)
		As of December 31, 2012												For the year ended
														31-Dec-12
					Recorded Investment
		Unpaid			Without			With			Associated			Average			Interest
		Principal			Valuation			Valuation			Allowance			Recorded			Income
		Balance			Allowance			Allowance						Investment			Recognized
Mortgage loans on real estate:
Residential 1-4 family		$	4,100		$	681		$	3,235		$	226		$	2,354		$	136
Commercial			12,459			3,741			5,817			180			10,151			242
Construction			3,782			3,064			0			0			3,320			(9	)
Second mortgages			695			583			47			5			542			12
Equity lines of credit			370			286			0			0			391			(2	)
Total mortgage loans on real estate		$	21,406		$	8,355		$	9,099		$	411		$	16,758		$	379
Commercial loans			117			0			97			33			104			(14	)
Consumer loans			17			17			0			0			26			1
Total		$	21,540		$	8,372		$	9,196		$	444		$	16,888		$	366
MONITORING OF LOANS AND EFFECT OF MONITORING FOR THE ALLOWANCE FOR LOAN LOSSES
Loan officers are responsible for continual portfolio analysis and prompt identification and reporting of problem loans, which includes assigning a risk grade to each applicable loan at its origination and revising such grade as the situation dictates. Loan officers maintain frequent contact with borrowers, which should enable the loan officer to identify potential problems before other personnel. In addition, meetings with loan officers and upper management are held to discuss problem loans and review risk grades. Nonetheless, in order to avoid over-reliance upon loan officers for problem loan identification, the Company’s loan review system provides for review of loans and risk grades by individuals who are independent of the loan approval process. Risk grades and historical loss rates by risk grades are used as a component of the calculation of the allowance for loan losses.
ALLOWANCE FOR LOAN LOSSES
Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Company has segmented certain loans in the portfolio by product type. Loans are segmented into the following pools: commercial, real estate-construction, real estate-mortgage, consumer and other loans. The Company also sub-segments the real estate-mortgage segment into four classes: residential 1-4 family, commercial real estate, second mortgages and equity lines of credit. The Company uses an internally developed risk evaluation model in the estimation of the credit risk process. The model and assumptions used to determine the allowance are independently validated and reviewed to ensure that the theoretical foundation, assumptions, data integrity, computational processes and reporting practices are appropriate and properly documented.
Each portfolio segment has risk characteristics as follows:
	·	Commercial: Commercial loans carry risks associated with the successful operation of a business or project, in addition to other risks associated with the ownership of a business. The repayment of these loans may be dependent upon the profitability and cash flows of the business. In addition, there is risk associated with the value of collateral other than real estate which may depreciate over time and cannot be appraised with as much precision.
	·	Real estate-construction: Construction loans carry risks that the project will not be finished according to schedule, the project will not be finished according to budget and the value of the collateral may at any point in time be less than the principal amount of the loan. Construction loans also bear the risk that the general contractor, who may or may not be the loan customer, may be unable to finish the construction project as planned because of financial pressure unrelated to the project.
	·	Real estate-mortgage: Residential mortgage loans and equity lines of credit carry risks associated with the continued credit-worthiness of the borrower and changes in the value of the collateral. Commercial real estate loans carry risks associated with the successful operation of a business if owner occupied. If non-owner occupied, the repayment of these loans may be dependent upon the profitability and cash flow from rent receipts.
	·	Consumer loans: Consumer loans carry risks associated with the continued credit-worthiness of the borrowers and the value of the collateral. Consumer loans are more likely than real estate loans to be immediately adversely affected by job loss, divorce, illness or personal bankruptcy.
	·	Other loans: Other loans are loans to mortgage companies, loans for purchasing or carrying securities, and loans to insurance, investment and finance companies. These loans carry risks associated with the successful operation of a business. In addition, there is risk associated with the value of collateral other than real estate which may depreciate over time, depend on interest rates or fluctuate in active trading markets.
To determine the balance of the allowance account for each segment of the loan portfolio, management pools each segment by risk grade individually and applies a historical loss percentage. At June 30, 2013 and December 31, 2012, the historical loss percentage was based on losses sustained in each segment of the portfolio over the previous eight quarters.
Management also provides an allocated component of the allowance for loans that are classified as impaired. An allocated allowance is established when the discounted value of future cash flows from the impaired loan (or the collateral value or observable market price of the impaired loan) is lower than the carrying value of that loan.
Based on credit risk assessments and management’s analysis of qualitative factors, additional loss factors are applied to loan balances. These additional qualitative factors include: economic conditions, trends in growth, loan concentrations, changes in certain loans, changes in underwriting, changes in management and changes in the legal and regulatory environment.
THE COMPANY’S ESTIMATION PROCESS
The allowance for loan losses is the accumulation of various components that are calculated based on independent methodologies. Management’s estimate is based on certain observable, historical data that management believes are most reflective of the underlying credit losses being estimated. In addition, impaired loans are separately identified for evaluation and are measured based on the present value of expected future cash flows, the observable market price of the loans or the fair value of the collateral. Also, various qualitative factors are applied to each segment of the loan portfolio.
ALLOWANCE FOR LOAN LOSSES BY SEGMENT
The total allowance reflects management’s estimate of loan losses inherent in the loan portfolio at the balance sheet date. The Company considers the allowance for loan losses of $7.3 million adequate to cover loan losses inherent in the loan portfolio at June 30, 2013.
The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS
		(in thousands)
For the Six Months Ended June 30, 2013		Commercial			Real Estate -			Real Estate -			Consumer			Other			Total
					Construction			Mortgage
Allowance for Loan Losses:
Balance at the beginning of period		$	677		$	187		$	6,179		$	204		$	77		$	7,324
Charge-offs			(106	)		(100	)		(413	)		(66	)		(79	)		(764	)
Recoveries			43			3			121			34			35			236
Provision for loan losses			(339	)		429			421			(22	)		11			500
Ending balance		$	275		$	519		$	6,308		$	150		$	44		$	7,296
Ending balance individually evaluated for impairment		$	0		$	360		$	1,545		$	0		$	0		$	1,905
Ending balance collectively evaluated for impairment			275			159			4,763			150			44			5,391
Ending balance		$	275		$	519		$	6,308		$	150		$	44		$	7,296
Loan Balances:
Ending balance individually evaluated for impairment		$	0		$	2,880		$	15,281		$	16		$	0		$	18,177
Ending balance collectively evaluated for impairment			28,687			10,613			382,213			10,969			18,849			451,331
Ending balance		$	28,687		$	13,493		$	397,494		$	10,985		$	18,849		$	469,508
For the Year Ended		Commercial			Real Estate -			Real Estate -			Consumer			Other			Total
31-Dec-12					Construction			Mortgage
Allowance for Loan Losses:
Balance at the beginning of period		$	1,011		$	323		$	6,735		$	300		$	129		$	8,498
Charge-offs			(138	)		(831	)		(2,554	)		(259	)		(187	)		(3,969	)
Recoveries			67			30			162			70			66			395
Provision for loan losses			(263	)		665			1,836			93			69			2,400
Ending balance		$	677		$	187		$	6,179		$	204		$	77		$	7,324
Ending balance individually evaluated for impairment		$	33		$	0		$	411		$	0		$	0		$	444
Ending balance collectively evaluated for impairment			644			187			5,768			204			77			6,880
Ending balance		$	677		$	187		$	6,179		$	204		$	77		$	7,324
Loan Balances:
Ending balance individually evaluated for impairment		$	97		$	3,064		$	14,390		$	17		$	0		$	17,568
Ending balance collectively evaluated for impairment			25,244			8,941			384,132			13,129			22,119			453,565
Ending balance		$	25,341		$	12,005		$	398,522		$	13,146		$	22,119		$	471,133
CHANGES IN ACCOUNTING METHODOLOGY
There were no changes in the Company’s accounting methodology for the allowance for loan losses in the first six months of 2013.

ShareBased_Compensation

Share-Based Compensation	9 Months Ended
	Sep. 30, 2013
Share-Based Compensation [Abstract]	'
Share-Based Compensation	'
	Note 4. Share-Based Compensation
	Share-based compensation arrangements include stock options, restricted stock awards, performance-based awards, stock appreciation rights and employee stock purchase plans. Accounting standards require all share-based payments to employees to be valued using a fair value method on the date of grant and to be expensed based on that fair value over the applicable vesting period.
	Historically, the Company has only granted share-based compensation in the form of stock options. There were no options granted in the first six months of 2013.
	On March 9, 2008, the Company’s 1998 Stock Option Plan expired. Options to purchase 154,460 shares of common stock were outstanding under the Company’s 1998 Stock Option Plan at June 30, 2013. The exercise price of each option equals the market price of the Company’s common stock on the date of the grant and each option’s maximum term is ten years.
	Stock option activity for the six months ended June 30, 2013 is summarized below:
		Shares			Weighted		Weighted		Aggregate
					Average		Average		Intrinsic
					Exercise		Remaining		Value
					Price		Contractual		(in thousands)
							Life
							(in years)
	Options outstanding, January 1, 2013		156,960		$	21.63
	Granted		0			0
	Exercised		0			0
	Canceled or expired		(2,500	)		21.94
	Options outstanding, June 30, 2013		154,460		$	21.63		2.96	$	0
	Options exercisable, June 30, 2013		154,460		$	21.63		2.96	$	0
	The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options on June 30, 2013. This amount changes based on changes in the market value of the Company’s common stock. As of June 30, 2013, the outstanding options had no intrinsic value because the exercise prices of all outstanding options were above the market value of a share of the Company’s common stock.
	No options were exercised during the six months ended June 30, 2013.
	As of June 30, 2013, all outstanding stock options were fully vested and there was no unrecognized stock-based compensation expense.

Pension_Plan

Pension Plan	9 Months Ended
	Sep. 30, 2013
Pension Plan [Abstract]	'
Pension Plan	'
	Note 5. Pension Plan
	The Company provides pension benefits for eligible participants through a non-contributory defined benefit pension plan. The plan was frozen effective September 30, 2006; therefore, no additional participants will be added to the plan. The components of net periodic pension plan cost are as follows for the periods indicated:
	Three months ended June 30,	2013			2012
		Pension Benefits
	Interest cost	$	62,983		$	71,750
	Expected return on plan assets		(88,399	)		(97,500	)
	Amortization of net loss		74,524			56,250
	Net periodic pension plan cost	$	49,108		$	30,500
	Six months ended June 30,		2013			2012
		Pension Benefits
	Interest cost	$	125,966		$	143,500
	Expected return on plan assets		(176,798	)		(195,000	)
	Amortization of net loss		149,048			112,500
	Net periodic pension plan cost	$	98,216		$	61,000
	At June 30, 2013, management had not yet determined the amount, if any, that the Company will contribute to the plan in the year ending December 31, 2013.

Stockholders_Equity_and_Earnin

Stockholders' Equity and Earnings per Common Share	9 Months Ended
	Sep. 30, 2013
Stockholders' Equity and Earnings Per Common Share [Abstract]	'
Stockholders' Equity and Earnings Per Common Share	'
	Note 6. Stockholders’ Equity and Earnings per Share
	STOCKHOLDERS’ EQUITY – OTHER COMPREHENSIVE LOSS
	The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated:
		Three Months Ended						Six Months Ended					Affected Line Item on
		June 30,						June 30,
		2013			2012			2013			2012		Consolidated Statement of Income
		(in thousands)
	Available-for-sale securities
	Realized gains (losses) on sales of securities	$	(21	)	$	769		$	(21	)	$	1,084	Gain (loss) on sale of available-for-sale securities, net
	Tax effect		(7	)		262			(7	)		369	Income tax expense
		$	(14	)	$	507		$	(14	)	$	715	Net of tax
	The following table presents the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated:
		Unrealized			Defined			Accumulated
		Gains			Benefit			Other
		(Losses) on			Pension			Comprehensive
		Securities			Plans			Loss
		(in thousands)
	SIX MONTHS ENDED JUNE 30, 2013
	Balance at beginning of period	$	1,993		$	(2,184	)	$	(191	)
	Net change for the period		(8,223	)		0			(8,223	)
	Balance at end of period	$	(6,230	)	$	(2,184	)	$	(8,414	)
		Unrealized			Defined			Accumulated
		Gains			Benefit			Other
		(Losses) on			Pension			Comprehensive
		Securities			Plans			Loss
		(in thousands)
	SIX MONTHS ENDED JUNE 30, 2012
	Balance at beginning of period	$	1,526		$	(1,875	)	$	(349	)
	Net change for the period		249			0			249
	Balance at end of period	$	1,775		$	(1,875	)	$	(100	)
	The following table presents the change in each component of other comprehensive income on a pre-tax and after-tax basis for the periods indicated.
		Six Months Ended June 30, 2013
		Pretax			Tax Expense			Net-of-Tax
					(Benefit)
		(in thousands)
	Unrealized losses on securities
	Unrealized holding losses arising during the period	$	(12,480	)	$	(4,243	)	$	(8,237	)
	Less reclassification adjustment for losses recognized in income		(21	)		(7	)		(14	)
	Net unrealized losses on securities		(12,459	)		(4,236	)		(8,223	)
	Total decrease in other comprehensive loss	$	(12,459	)	$	(4,236	)	$	(8,223	)
		Six Months Ended June 30, 2012
		Pretax			Tax Expense			Net-of-Tax
					(Benefit)
		(in thousands)
	Unrealized gains on securities
	Unrealized holding gains arising during the period	$	1,461		$	497		$	964
	Less reclassification adjustment for gains recognized in income		1,084			369			715
	Net unrealized gains on securities		377			128			249
	Total increase in other comprehensive loss	$	377		$	128		$	249
	EARNINGS PER COMMON SHARE
	Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is computed using the weighted average number of common shares outstanding during the period, including the effect of dilutive potential common shares attributable to outstanding stock options.
	The Company did not include an average of 156 thousand potential common shares attributable to outstanding stock options in the diluted earnings per share calculation for the first six months of 2013 because they were antidilutive.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2013
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'
	Note 7. Recent Accounting Pronouncements
	In February 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2013-02, “Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.” The amendments in this ASU require an entity to present (either on the face of the statement where net income is presented or in the notes) the effects on the line items of net income of significant amounts reclassified out of accumulated other comprehensive income. In addition, the amendments require a cross-reference to other disclosures currently required for other reclassification items to be reclassified directly to net income in their entirety in the same reporting period. Public companies should apply these amendments for fiscal years, and interim periods within those years, beginning on or after December 15, 2012. The Company has included the required disclosures from ASU 2013-02 in its consolidated financial statements.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	Note 8. Fair Value Measurements
	The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the “Fair Value Measurements and Disclosures” topics of FASB ASU 2010-06 and FASB ASU 2011-04, the fair value of a financial instrument is the price that would be received in the sale of an asset or transfer of a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimate of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.
	The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value can be a reasonable point within a range that is most representative of fair value under current market conditions.
	In estimating the fair value of assets and liabilities, the Company relies mainly on two models. The first model, used by the Company’s bond accounting company, determines the fair value of securities. Securities are priced based on an evaluation of observable market data, including benchmark yield curves, reported trades, broker/dealer quotes, and issuer spreads. Pricing is also impacted by credit information about the issuer, perceived market movements, and current news events impacting the individual sectors. For assets other than securities and for all liabilities, fair value is determined using the Company’s asset/liability modeling software. The software uses current yields, anticipated yield changes, and estimated duration of assets and liabilities to calculate fair value.
	In accordance with ASC 820, “Fair Value Measurements and Disclosures,” the Company groups its financial assets and financial liabilities generally measured at fair value into three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.
		Level 1 –	Valuation is based on quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 1 assets and liabilities generally include debt and equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
		Level 2 –	Valuation is based on inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. The valuation may be based on quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the asset or liability.
		Level 3 –	Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which determination of fair value requires significant management judgment or estimation.
	An instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement.
	ASSETS MEASURED AT FAIR VALUE ON A RECURRING BASIS
	Debt and equity securities with readily determinable fair values that are classified as “available-for-sale” are recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2). In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company’s available-for-sale securities are considered to be Level 2 securities.
	The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated:
						Fair Value Measurements at June 30, 2013 Using
						(in thousands)
	Description		Balance			Quoted Prices in			Significant		Significant
						Active Markets			Other		Unobservable
						for Identical			Observable		Inputs
						Assets			Inputs		(Level 3)
						(Level 1)			(Level 2)
	Available-for-sale securities
	Obligations of  U.S. Government agencies		$	25,805		$	0		$	25,805	$	0
	Obligations of state and political subdivisions			48,764			0			48,764		0
	Mortgage-backed securities			181,843			0			181,843		0
	Money market investments			801			0			801		0
	Corporate bonds			1,370			0			1,370		0
	Total available-for-sale securities		$	258,583		$	0		$	258,583	$	0
						Fair Value Measurements at December 31, 2012 Using
						(in thousands)
	Description		Balance			Quoted Prices in			Significant		Significant
						Active Markets			Other		Unobservable
						for Identical			Observable		Inputs
						Assets			Inputs		(Level 3)
						(Level 1)			(Level 2)
	Available-for-sale securities
	Obligations of  U.S. Government agencies			37,088			0			37,088		0
	Obligations of state and political subdivisions			43,774			0			43,774		0
	Mortgage-backed securities			247,355			0			247,355		0
	Money market investments			541			0			541		0
	Corporate bonds			698			0			698		0
	Total available-for-sale securities		$	329,456		$	0		$	329,456	$	0
	ASSETS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS
	Under certain circumstances, adjustments are made to the fair value for assets and liabilities although they are not measured at fair value on an ongoing basis.
	Impaired loans
	Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected. The measurement of fair value and loss associated with impaired loans can be based on the observable market price of the loan, the fair value of the collateral securing the loan, or the present value of the loan’s expected future cash flows. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable, with the vast majority of the collateral in real estate.
	The value of real estate collateral is determined utilizing an income, market, or cost valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company. In the case of loans with lower balances, the Company may obtain a real estate evaluation instead of an appraisal. Evaluations utilize many of the same techniques as appraisals, and are typically performed by independent appraisers. Once received, appraisals and evaluations are reviewed by trained staff independent of the lending function to verify consistency and reasonability. Appraisals and evaluations are based on significant unobservable inputs, including but not limited to: adjustments made to comparable properties, judgments about the condition of the subject property, the availability and suitability of comparable properties, capitalization rates, projected income of the subject or comparable properties, vacancy rates, projected depreciation rates, and the state of the local and regional economy. The Company may also elect to make additional reductions in the collateral value based on management’s best judgment, which represents another source of unobservable inputs. Because of the subjective nature of collateral valuation, impaired loans are considered Level 3.
	Impaired loans may be secured by collateral other than real estate. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business’ financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivable collateral are based on financial statement balances or aging reports (Level 3). If a loan is not collateral-dependent, its impairment may be measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate. Because the loan is discounted at its effective rate of interest, rather than at a market rate, the loan is not considered to be held at fair value and is not included in the tables below. Collateral-dependent impaired loans allocated to the allowance for loan losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as part of the provision for loan losses on the Consolidated Statements of Income.
	Foreclosed assets
	Loans are transferred to foreclosed assets when the collateral securing them is foreclosed on. The measurement of loss associated with foreclosed assets is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. If there is a contract for the sale of a property, and management reasonably believes the transaction will be consummated in accordance with the terms of the contract, fair value is based on the sale price in that contract (Level 1). If management has recent information about the sale of identical properties, such as when selling multiple condominium units on the same property, the remaining units would be valued based on the observed market data (Level 2). Lacking either a contract or such recent data, management would obtain an appraisal or evaluation of the value of the collateral as discussed above under Impaired Loans (Level 3). After the asset has been booked, a new appraisal or evaluation is obtained when management has reason to believe the fair value of the property may have changed and no later than two years after the last appraisal or evaluation was received. Any fair value adjustments to foreclosed assets below the original book value are recorded in the period incurred and expensed against current earnings.
	The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan’s expected future cash flows, discounted at the interest rate of the loan rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below.
						Carrying Value at June 30, 2013 Using
						(in thousands)
			Fair Value			Quoted Prices in			Significant		Significant
						Active Markets			Other		Unobservable
						for Identical			Observable		Inputs
						Assets			Inputs		(Level 3)
						(Level 1)			(Level 2)
	Impaired loans
	Mortgage loans on real estate:
	Residential 1-4 family		$	3,006		$	0		$	0	$	3,006
	Commercial			2,776			0			0		2,776
	Construction			2,520			0			0		2,520
	Second mortgages			88			0			0		88
	Total		$	8,390		$	0		$	0	$	8,390
Foreclosed assets
Residential 1-4 family		$	521		$	0		$	0	$	521
Commercial			2,286			0			0		2,286
Construction			3,752			0			0		3,752
Total		$	6,559		$	0		$	0	$	6,559
					Carrying Value at December 31, 2012 Using
					(in thousands)
Description		Fair Value			Quoted Prices in			Significant		Significant
					Active Markets for			Other		Unobservable
					Identical			Observable		Inputs
					Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)
Assets:
Impaired loans
Mortgage loans on real estate:
Residential 1-4 family		$	3,009		$	0		$	0	$	3,009
Commercial			2,271			0			0		2,271
Second mortgages			42			0			0		42
Total mortgage loans on real estate		$	5,322		$	0		$	0	$	5,322
Commercial loans			64			0			0		64
Total		$	5,386		$	0		$	0	$	5,386
Foreclosed assets
Residential 1-4 family		$	676		$	0		$	0	$	676
Commercial			2,094			0			0		2,094
Construction			3,804			0			0		3,804
Total		$	6,574		$	0		$	0	$	6,574
The following table displays quantitative information about Level 3 Fair Value Measurements as of the date indicated (dollars in thousands):
				Quantitative Information About Level 3 Fair Value Measurements
Description		Fair Value at		Valuation Techniques		Unobservable Input	Range (Average)
		30-Jun-13
		(in thousands)
Impaired loans
Residential 1-4 family real estate			3,006	Market comparables		Selling costs		5% - 6% (5%)
						Liquidation discount		1.25%
Commercial real estate			2,776	Market comparables		Selling costs		6% - 20% (10%)
						Age of appraisal		46%
Construction			2,520	Market comparables		Selling costs		20%
						Liquidation discount		1.25%
Second mortgages			88	Market comparables		Selling costs		6%
						Liquidation discount		1.25%
Foreclosed assets
Residential 1-4 family			521	Market comparables		Selling costs		6% - 10% (6%)
Commercial			2,286	Market comparables		Selling costs		6% - 10% (6%)
Construction			3,752	Market comparables		Selling costs		6% - 10% (6%)
				Quantitative Information About Level 3 Fair Value Measurements
Description		Fair Value at		Valuation Techniques		Unobservable Input	Range (Average)
		31-Dec-12
		(in thousands)
Impaired loans
Residential 1-4 family real estate			3,009	Market comparables		Differences in comparables		0% - 5% (5%)
						Selling costs		4.75% - 6% (6%)
Commercial real estate			2,271	Market comparables		Selling costs		0% - 6% (4%)
Second mortgages			42	Market comparables		Selling costs		6%
Commercial loans			64	Market comparables		Differences in comparables		25%
Foreclosed assets
Residential 1-4 family			676	Market comparables		Selling costs		6% - 10% (6%)
Commercial			2,094	Market comparables		Selling costs		6% - 10% (6%)
Construction			3,804	Market comparables		Selling costs		6% - 10% (6%)
ASC 825, “Financial Instruments,” requires disclosure about fair value of financial instruments for interim periods and excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company’s assets.
The following methods and assumptions were used by the Company in estimating fair value disclosures for financial instruments:
CASH AND CASH EQUIVALENTS
The carrying amounts of cash and short-term instruments, including interest-bearing due from banks, approximate fair values.
RESTRICTED SECURITIES
The restricted security category is comprised of FHLB and Federal Reserve Bank stock. These stocks are classified as restricted securities because their ownership is restricted to certain types of entities and they lack a market. When the FHLB or Federal Reserve Bank repurchases stock, they repurchase at the stock’s book value. Therefore, the carrying amounts of restricted securities approximate fair value.
LOANS RECEIVABLE
The fair value of a loan is based on its interest rate in relation to its risk profile, in comparison to what an investor could earn on a different investment with a similar risk profile. Variations in risk tolerance between lenders, and thus in risk pricing, can result in the same loan being priced differently at different institutions. A bank’s experience with the type of lending (such as commercial real estate) can also impact its assessment of the riskiness of a loan. A comprehensive picture of competitors’ rates in relation to borrower risk profiles is not available. Since the rate and risk profile are the primary factors in determining the fair value of a loan, both of which are unobservable in the market, the Company classifies loans as Level 3 in the fair value hierarchy. Instead, the Company uses a model which estimates market value based on the loan’s interest rate (regardless of its risk level) and rates for debt of similar maturities where market data is available. Fair values for non-performing loans are estimated as described above.
BANK-OWNED LIFE INSURANCE
Bank-owned life insurance represents insurance policies on certain current and former officers of the Company. The cash value of the policies is estimated using information provided by the insurance carrier. The insurance carrier uses actuarial data to estimate the value of each policy, based on the age and health of the insured relative to other individuals about whom the carrier has information. Health information can be broken down into quantitative, observable inputs, such as smoking habits, blood pressure, and weight, which, along with the insured’s age, can be compared to observable data the insurance carrier has available. The carrier can then estimate the cash value of each policy. Since the cash value represents the amount of cash the Company would receive when the policies are paid, the cash value closely approximates the fair value of the policies. Accordingly, bank-owned life insurance is classified as Level 2.
DEPOSIT LIABILITIES
The fair value of demand deposits, savings and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposits is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. Information about the rates paid by other institutions for deposits of similar terms is readily available, and rates are mainly influenced by the term of the deposit itself. As a result, fair value calculations are based on observable inputs, and are classified as Level 2.
SHORT-TERM BORROWINGS
The carrying amounts of federal funds purchased, overnight repurchase agreements, and other short-term borrowings maturing within 90 days approximate their fair values. Since the contractual terms of these borrowings provide all information necessary to calculate the amounts that will be due at maturity, these liabilities are classified as Level 2.
LONG-TERM BORROWINGS
The fair values of the Company's long-term borrowings are estimated based on the current cost to repay the debt in full, discounted to current values and including any prepayment penalties that may apply. As the contractual terms of the borrowing provide all the necessary inputs for this calculation, long-term borrowings are classified as Level 2.
ACCRUED INTEREST
The calculation of accrued interest is based on readily observable information, such as the rate and term of the underlying asset or liability. Since these amounts are expected to be realized quickly (generally within 30 to 90 days), the carrying value approximates fair value and is classified as Level 2.
COMMITMENTS TO EXTEND CREDIT AND IRREVOCABLE LETTERS OF CREDIT
The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present credit-worthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date. At June 30, 2013 and December 31, 2012, the fair value of fees charged for loan commitments and irrevocable letters of credit was immaterial.
The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows:
					Fair Value Measurements at June 30, 2013 Using
					(in thousands)
		Carrying Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
Assets
Cash and cash equivalents		$	55,171		$	55,171		$	0	$	0
Securities available-for-sale			258,583			0			258,583		0
Securities held-to-maturity			11,413			0			11,403		0
Restricted securities			2,378			0			2,378		0
Loans, net of allowances for loan losses			462,212			0			0		467,676
Bank owned life insurance			22,257			0			22,257		0
Accrued interest receivable			2,593			0			2,593		0
Liabilities
Deposits		$	730,368		$	0		$	734,412	$	0
Overnight repurchase agreements			25,642			0			25,642		0
Term repurchase agreements			411			0			411		0
Federal Home Loan Bank advances			25,000			0			27,992		0
Accrued interest payable			366			0			366		0
					Fair Value Measurements at December 31, 2012 Using
					(in thousands)
		Carrying			Quoted Prices in			Significant		Significant
		Value			Active Markets			Other		Unobservable
					for Identical			Observable		Inputs
					Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)
Assets
Cash and cash equivalents		$	42,317		$	42,317		$	0	$	0
Securities available-for-sale			329,456			0			329,456		0
Securities held-to-maturity			570			0			574		0
Restricted securities			2,562			0			2,562		0
Loans, net of allowances for loan losses			463,809			0			0		466,492
Bank owned life insurance			21,824			0			21,824		0
Accrued interest receivable			2,420			0			2,420		0
Liabilities
Deposits		$	753,816		$	0		$	757,923	$	0
Overnight repurchase agreements			35,946			0			35,946		0
Term repurchase agreements			1,280			0			1,282		0
Federal Home Loan Bank advances			25,000			0			28,681		0
Accrued interest payable			439			0			439		0

Segment_Reporting

Segment Reporting	9 Months Ended
	Sep. 30, 2013
Segment Reporting [Abstract]	'
Segment Reporting	'
	Note 9. Segment Reporting
	The Company operates in a decentralized fashion in three principal business segments: The Old Point National Bank of Phoebus (the Bank), Old Point Trust & Financial Services, N. A. (Trust), and the Company as a separate segment (for purposes of this Note, the Parent). Revenues from the Bank’s operations consist primarily of interest earned on loans and investment securities and service charges on deposit accounts. Trust’s operating revenues consist principally of income from fiduciary activities. The Parent’s revenues are mainly interest and dividends received from the Bank and Trust companies. The Company has no other segments.
	The Company’s reportable segments are strategic business units that offer different products and services. They are managed separately because each segment appeals to different markets and, accordingly, requires different technologies and marketing strategies.
	Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three and six months ended June 30, 2013 and 2012 follows:
		Three Months Ended June 30, 2013
		Bank		Trust		Unconsolidated			Eliminations			Consolidated
						Parent
	Revenues
	Interest and dividend income	$	7,466,917	$	9,933	$	1,095,279		$	(1,095,582	)	$	7,476,547
	Income from fiduciary activities		0		865,689		0			0			865,689
	Other income		2,299,848		133,972		50,100			(65,376	)		2,418,544
	Total operating income		9,766,765		1,009,594		1,145,379			(1,160,958	)		10,760,780
	Expenses
	Interest expense		1,177,919		0		0			(303	)		1,177,616
	Provision for loan losses		300,000		0		0			0			300,000
	Salaries and employee benefits		4,144,898		552,616		108,070			0			4,805,584
	Other expenses		3,018,514		226,099		63,954			(65,376	)		3,243,191
	Total operating expenses		8,641,331		778,715		172,024			(65,679	)		9,526,391
	Income before taxes		1,125,434		230,879		973,355			(1,095,279	)		1,234,389
	Income tax expense (benefit)		182,701		78,333		(41,460	)		0			219,574
	Net income	$	942,733	$	152,546	$	1,014,815		$	(1,095,279	)	$	1,014,815
	Total assets	$	862,066,454	$	5,502,315	$	82,499,916		$	(83,187,334	)	$	866,881,351
		Three Months Ended June 30, 2012
		Bank		Trust		Unconsolidated			Eliminations			Consolidated
						Parent
	Revenues
	Interest and dividend income	$	8,301,983	$	9,368	$	668,104		$	(667,837	)	$	8,311,618
	Income from fiduciary activities		0		793,005		0			0			793,005
	Other income		2,943,305		160,014		165,000			(180,476	)		3,087,843
	Total operating income		11,245,288		962,387		833,104			(848,313	)		12,192,466
	Expenses
	Interest expense		1,498,747		0		1,567			(1,908	)		1,498,406
	Provision for loan losses		1,000,000		0		0			0			1,000,000
	Salaries and employee benefits		4,524,216		563,640		132,029			0			5,219,885
	Other expenses		3,602,522		239,708		65,011			(180,476	)		3,726,765
	Total operating expenses		10,625,485		803,348		198,607			(182,384	)		11,445,056
	Income before taxes		619,803		159,039		634,497			(665,929	)		747,410
	Income tax expense (benefit)		59,007		53,906		(3,710	)		0			109,203
	Net income	$	560,796	$	105,133	$	638,207		$	(665,929	)	$	638,207
	Total assets	$	868,035,982	$	5,229,142	$	87,516,934		$	(88,463,223	)	$	872,318,835
		Six Months Ended June 30, 2013
		Bank		Trust		Unconsolidated			Eliminations			Consolidated
						Parent
	Revenues
	Interest and dividend income	$	15,086,945	$	19,210	$	2,056,841		$	(2,057,533	)	$	15,105,463
	Income from fiduciary activities		0		1,765,494		0			0			1,765,494
	Other income		4,417,970		244,740		100,200			(130,902	)		4,632,008
	Total operating income		19,504,915		2,029,444		2,157,041			(2,188,435	)		21,502,965
	Expenses
	Interest expense		2,432,827		0		0			(692	)		2,432,135
	Provision for loan losses		500,000		0		0			0			500,000
	Salaries and employee benefits		8,438,820		1,068,666		219,024			0			9,726,510
	Other expenses		6,140,976		443,618		94,375			(130,902	)		6,548,067
	Total operating expenses		17,512,623		1,512,284		313,399			(131,594	)		19,206,712
	Income before taxes		1,992,292		517,160		1,843,642			(2,056,841	)		2,296,253
	Income tax expense (benefit)		277,109		175,502		(72,490	)		0			380,121
	Net income	$	1,715,183	$	341,658	$	1,916,132		$	(2,056,841	)	$	1,916,132
	Total assets	$	862,066,454	$	5,502,315	$	82,499,916		$	(83,187,334	)	$	866,881,351
		Six Months Ended June 30, 2012
		Bank		Trust		Unconsolidated			Eliminations			Consolidated
						Parent
	Revenues
	Interest and dividend income	$	16,714,277	$	18,952	$	1,760,508		$	(1,759,927	)	$	16,733,810
Income from fiduciary activities		0		1,619,651		0			0			1,619,651
Other income		5,295,982		264,352		330,000			(361,252	)		5,529,082
Total operating income		22,010,259		1,902,955		2,090,508			(2,121,179	)		23,882,543
Expenses
Interest expense		3,009,967		0		3,134			(3,769	)		3,009,332
Provision for loan losses		1,200,000		0		0			0			1,200,000
Salaries and employee benefits		8,812,752		1,100,653		266,757			0			10,180,162
Other expenses		7,088,935		485,024		103,219			(361,252	)		7,315,926
Total operating expenses		20,111,654		1,585,677		373,110			(365,021	)		21,705,420
Income before taxes		1,898,605		317,278		1,717,398			(1,756,158	)		2,177,123
Income tax expense (benefit)		352,186		107,539		890			0			460,615
Net income	$	1,546,419	$	209,739	$	1,716,508		$	(1,756,158	)	$	1,716,508
Total assets	$	868,035,982	$	5,229,142	$	87,516,934		$	(88,463,223	)	$	872,318,835
The accounting policies of the segments are the same as those described in the summary of significant accounting policies reported in the Company’s 2012 annual report on Form 10-K. The Company evaluates performance based on profit or loss from operations before income taxes, not including nonrecurring gains or losses.
Both the Parent and the Trust companies maintain deposit accounts with the Bank, on terms substantially similar to those available to other customers. These transactions are eliminated to reach consolidated totals.

Commitments_and_Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2013
Commitments and Contingencies [Abstract]	'
Commitments and Contingencies	'
	Note 10. Commitments and Contingencies
	There have been no material changes in the Company’s commitments and contingencies from those disclosed in the Company’s 2012 annual report on Form 10-K. For a discussion of the Company’s branch office expansion, see Note 1 of the Notes to the Consolidated Financial Statements included in this quarterly report on Form 10-Q.

Securities_Tables

Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]	'
Amortized costs and fair value of securities held-to-maturity	'
	Amortized costs and fair values of securities held-to-maturity as of the dates indicated are as follows:
		Amortized		Gross		Gross			Fair
		Cost		Unrealized		Unrealized			Value
				Gains		Losses
		(in thousands)
	30-Jun-13
	Obligations of  U.S. Government agencies	$	570	$	3	$	(3	)	$	570
	Obligations of state and political subdivisions		10,843		9		(19	)		10,833
	Total	$	11,413	$	12	$	(22	)	$	11,403
	31-Dec-12
	Obligations of  U.S. Government agencies	$	570	$	4	$	0		$	574
Amortized costs and fair value of securities available-for-sale	'
	Amortized costs and fair values of securities available-for-sale as of the dates indicated are as follows:
		Amortized		Gross		Gross			Fair
		Cost		Unrealized		Unrealized			Value
				Gains		Losses
		(in thousands)
	30-Jun-13
	Obligations of  U.S. Government agencies	$	25,372	$	551	$	(118	)	$	25,805
	Obligations of state and political subdivisions		50,997		160		(2,393	)		48,764
	Mortgage-backed securities		189,456		0		(7,613	)		181,843
	Money market investments		801		0		0			801
	Corporate bonds		1,399		0		(29	)		1,370
	Total	$	268,025	$	711	$	(10,153	)	$	258,583
	31-Dec-12
	Obligations of  U.S. Government agencies	$	35,787	$	1,314	$	(13	)	$	37,088
	Obligations of state and political subdivisions		43,276		712		(214	)		43,774
	Mortgage-backed securities		246,132		1,966		(743	)		247,355
	Money market investments		541		0		0			541
	Corporate bonds and other securities		700		0		(2	)		698
	Total	$	326,436	$	3,992	$	(972	)	$	329,456
Available-for-sale securities and Held-to-maturity securities, continuous unrealized loss position	'
	The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses that are deemed to be temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated. The Company had no held-to-maturity securities with unrealized losses at December 31, 2012.
		30-Jun-13
		Less Than Twelve Months				More Than Twelve Months					Total
		Gross		Fair		Gross			Fair		Gross		Fair		Number
		Unrealized		Value		Unrealized			Value		Unrealized		Value		of
		Losses				Losses					Losses				Securities
		(in thousands)
	Securities Available-for-Sale
	Debt securities:
	Obligations of U.S. Government agencies	$	118	$	4,890	$	0		$	0	$	118	$	4,890		1
	Obligations of state and political subdivisions		2,393		37,905		0			0		2,393		37,905		69
	Mortgage-backed securities		7,613		181,843		0			0		7,613		181,843		19
	Corporate bonds		29		1,370		0			0		29		1,370		11
	Total securities available-for-sale	$	10,153	$	226,008	$	0		$	0	$	10,153	$	226,008		100
	Securities Held-to-Maturity
	Obligations of U.S. Government agencies	$	3	$	97	$	0		$	0	$	3	$	97		1
	Obligations of state and political subdivisions		19		857		0			0		19		857		1
	Total securities held-to-maturity	$	22	$	954	$	0		$	0	$	22	$	954		2
		31-Dec-12
		Less Than Twelve Months				More Than Twelve Months					Total
		Gross		Fair		Gross			Fair		Gross		Fair		Number
		Unrealized		Value		Unrealized			Value		Unrealized		Value		of
		Losses				Losses					Losses				Securities
		(in thousands)
	Securities Available-for-Sale
	Debt securities:
	Obligations of U. S. Government agencies	$	13	$	5,103	$	0		$	0	$	13	$	5,103		1
	Obligations of state and political subdivisions		214		9,535		0			0		214		9,535		24
	Mortgage-backed securities		743		104,066		0			0		743		104,066		9
	Corporate bonds and other securities		2		700		0			0		2		700		2
	Total securities available-for-sale	$	972	$	119,404	$	0		$	0	$	972	$	119,404		36

Loans_and_the_Allowance_for_Lo1

Loans and the Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2013
Loans and the Allowance for Loan Losses [Abstract]	'
Outstanding Loans By Segment Type	'
	The following is a summary of the balances in each class of the Company’s loan portfolio as of the dates indicated:
			June 30,			December 31,
			2013			2012
			(in thousands)
	Mortgage loans on real estate:
	Residential 1-4 family		$	80,553		$	77,267
	Commercial			273,498			274,613
	Construction			13,493			12,005
	Second mortgages			12,242			14,315
	Equity lines of credit			31,201			32,327
	Total mortgage loans on real estate			410,987			410,527
	Commercial loans			28,687			25,341
	Consumer loans			10,985			13,146
	Other			18,849			22,119
	Total loans			469,508			471,133
	Less: Allowance for loan losses			(7,296	)		(7,324	)
	Loans, net of allowance and deferred fees		$	462,212		$	463,809
Credit Quality Information	'
	The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated:
	Credit Quality Information
	As of June 30, 2013
	(in thousands)
			Pass			OAEM			Substandard			Total
	Mortgage loans on real estate:
	Residential 1-4 family		$	73,496		$	1,746		$	5,311		$	80,553
	Commercial			256,142			7,708			9,648			273,498
	Construction			10,374			239			2,880			13,493
	Second mortgages			11,895			238			109			12,242
	Equity lines of credit			30,598			0			603			31,201
	Total mortgage loans on real estate			382,505			9,931			18,551			410,987
	Commercial loans			27,533			112			1,042			28,687
	Consumer loans			10,956			0			29			10,985
	Other			18,849			0			0			18,849
	Total		$	439,843		$	10,043		$	19,622		$	469,508
	Credit Quality Information
	As of December 31, 2012
	(in thousands)
			Pass			OAEM			Substandard			Total
	Mortgage loans on real estate:
	Residential 1-4 family		$	70,961		$	1,711		$	4,595		$	77,267
	Commercial			258,195			6,781			9,637			274,613
	Construction			8,651			254			3,100			12,005
	Second mortgages			13,488			242			585			14,315
	Equity lines of credit			31,704			239			384			32,327
	Total mortgage loans on real estate			382,999			9,227			18,301			410,527
	Commercial loans			23,997			209			1,135			25,341
	Consumer loans			13,042			0			104			13,146
	Other			22,119			0			0			22,119
	Total		$	442,157		$	9,436		$	19,540		$	471,133
Past Due Loans	'
	Loans in nonaccrual status that are also past due are included in the aging categories in the table below.
	Age Analysis of Past Due Loans as of June 30, 2013
			30 - 59			60 - 89			90 or More			Total Past			Total			Total			Recorded
			Days Past			Days Past			Days Past			Due			Current			Loans			Investment
			Due			Due			Due						Loans (1)						> 90 Days
																					Past Due
																					and
																					Accruing
			(in thousands)
	Mortgage loans on real estate:
	Residential 1-4 family		$	1,752		$	38		$	3,306		$	5,096		$	75,457		$	80,553		$	258
	Commercial			0			200			716			916			272,582			273,498			0
	Construction			404			0			2,880			3,284			10,209			13,493			0
	Second mortgages			46			35			20			101			12,141			12,242			20
	Equity lines of credit			175			75			0			250			30,951			31,201			0
	Total mortgage loans on real estate			2,377			348			6,922			9,647			401,340			410,987			278
	Commercial loans			54			49			0			103			28,584			28,687			0
	Consumer loans			80			40			13			133			10,852			10,985			13
	Other			65			9			5			79			18,770			18,849			5
	Total		$	2,576		$	446		$	6,940		$	9,962		$	459,546		$	469,508		$	296
		-1	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.
	Age Analysis of Past Due Loans as of December 31, 2012
			30 - 59			60 - 89			90 or More			Total Past			Total			Total			Recorded
			Days Past			Days Past			Days Past			Due			Current			Loans			Investment
			Due			Due			Due						Loans (1)						> 90 Days
																					Past Due
																					and
																					Accruing
			(in thousands)
	Mortgage loans on real estate:
	Residential 1-4 family		$	1,115		$	0		$	3,783		$	4,898		$	72,369		$	77,267		$	348
	Commercial			207			0			724			931			273,682			274,613			0
	Construction			140			0			2,925			3,065			8,940			12,005			0
	Second mortgages			113			0			544			657			13,658			14,315			60
	Equity lines of credit			90			0			287			377			31,950			32,327			0
	Total mortgage loans on real estate			1,665			0			8,263			9,928			400,599			410,527			408
	Commercial loans			275			13			122			410			24,931			25,341			25
	Consumer loans			85			22			11			118			13,028			13,146			11
	Other			54			7			3			64			22,055			22,119			3
	Total		$	2,079		$	42		$	8,399		$	10,520		$	460,613		$	471,133		$	447
		-1	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.
Nonaccrual Loans	'
	The following table presents loans in nonaccrual status by class of loan as of the dates indicated:
	Nonaccrual Loans by Class
			30-Jun-13			31-Dec-12
			(in thousands)
	Mortgage loans on real estate:
	Residential 1-4 family		$	3,363		$	3,663
	Commercial			2,965			3,037
	Construction			2,880			3,065
	Second mortgages			35			484
	Equity lines of credit			0			286
	Total mortgage loans on real estate			9,243			10,535
	Commercial loans			0			97
	Consumer loans			0			0
	Total		$	9,243		$	10,632
Interest income that would have been recorded under original loan terms	'
	The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented:
			Six Months Ended June 30,
			2013			2012
			(in thousands)
	Interest income that would have been recorded under original loan terms		$	275		$	275
	Actual interest income recorded for the period			51			32
	Reduction in interest income on nonaccrual loans		$	224		$	243
Troubled Debt Restructurings by Class	'
	The following table presents TDRs during the period indicated, by class of loan:
	Troubled Debt Restructurings by Class
	For the Six Months Ended June 30, 2013
	(dollars in thousands)
			Number of			Recorded			Recorded			Current
			Modifications			Investment			Investment			Investment on
						Prior to			After			30-Jun-13
						Modification			Modification
	Mortgage loans on real estate:
	Residential 1-4 family			3		$	676		$	676		$	673
	Commercial			1			207			207			203
	Total			4		$	883		$	883		$	876
	Troubled Debt Restructurings by Class
	For the Six Months Ended June 30, 2012
	(dollars in thousands)
			Number of			Recorded			Recorded			Current
			Modifications			Investment			Investment			Investment on
						Prior to			After			30-Jun-12
						Modification			Modification
	Mortgage loans on real estate:
	Commercial			2		$	3,019		$	2,461		$	2,373
	Second mortgages			1			111			145			140
	Total			3		$	3,130		$	2,606		$	2,513
Restructurings that Subsequently Defaulted [Table Text Block]	'
	The following table presents TDRs for the three and nine months ended September 30, 2013 for which there was a payment default where the default occurred within twelve months of restructuring.
	Restructurings that Subsequently Defaulted
	As of September 30, 2013
	(in thousands)
		Recorded Investment in Defaulting Loans
	Mortgage loans on real estate		$
	Residential 1 - 4 family			79,000
	Commercial			1,829,000
	Total		$	1,908,000
	During the three and nine months ended September 30, 2012, there were no TDRs for which there was a payment default where the default occurred within twelve months of restructuring.  A TDR is considered in default when it is 90 days or more past due or has been charged off.
Impaired Loans by Class	'
	The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances.
	Impaired Loans by Class
	(in thousands)
			As of June 30, 2013												For the six months ended
															30-Jun-13
						Recorded Investment
			Unpaid			Without			With			Associated			Average			Interest
			Principal			Valuation			Valuation			Allowance			Recorded			Income
			Balance			Allowance			Allowance						Investment			Recognized
	Mortgage loans on real estate:
	Residential 1-4 family		$	4,546		$	872		$	3,415		$	237		$	4,738		$	16
	Commercial			13,702			3,683			7,082			1,261			10,910			269
	Construction			3,639			0			2,880			360			2,891			0
	Second mortgages			183			43			136			47			745			4
	Equity lines of credit			50			50			0			0			193			1
	Total mortgage loans on real estate		$	22,120		$	4,648		$	13,513		$	1,905		$	19,477		$	290
	Commercial loans			0			0			0			0			12			0
	Consumer loans			16			16			0			0			18			1
	Total		$	22,136		$	4,664		$	13,513		$	1,905		$	19,507		$	291
	Impaired Loans by Class
	(in thousands)
			As of December 31, 2012												For the year ended
															31-Dec-12
						Recorded Investment
			Unpaid			Without			With			Associated			Average			Interest
			Principal			Valuation			Valuation			Allowance			Recorded			Income
			Balance			Allowance			Allowance						Investment			Recognized
	Mortgage loans on real estate:
	Residential 1-4 family		$	4,100		$	681		$	3,235		$	226		$	2,354		$	136
	Commercial			12,459			3,741			5,817			180			10,151			242
	Construction			3,782			3,064			0			0			3,320			(9	)
	Second mortgages			695			583			47			5			542			12
	Equity lines of credit			370			286			0			0			391			(2	)
	Total mortgage loans on real estate		$	21,406		$	8,355		$	9,099		$	411		$	16,758		$	379
	Commercial loans			117			0			97			33			104			(14	)
	Consumer loans			17			17			0			0			26			1
	Total		$	21,540		$	8,372		$	9,196		$	444		$	16,888		$	366
Allowance for loan losses by segment	'
	The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
	ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS
			(in thousands)
	For the Six Months Ended June 30, 2013		Commercial			Real Estate -			Real Estate -			Consumer			Other			Total
						Construction			Mortgage
	Allowance for Loan Losses:
	Balance at the beginning of period		$	677		$	187		$	6,179		$	204		$	77		$	7,324
	Charge-offs			(106	)		(100	)		(413	)		(66	)		(79	)		(764	)
	Recoveries			43			3			121			34			35			236
	Provision for loan losses			(339	)		429			421			(22	)		11			500
	Ending balance		$	275		$	519		$	6,308		$	150		$	44		$	7,296
	Ending balance individually evaluated for impairment		$	0		$	360		$	1,545		$	0		$	0		$	1,905
	Ending balance collectively evaluated for impairment			275			159			4,763			150			44			5,391
	Ending balance		$	275		$	519		$	6,308		$	150		$	44		$	7,296
	Loan Balances:
	Ending balance individually evaluated for impairment		$	0		$	2,880		$	15,281		$	16		$	0		$	18,177
	Ending balance collectively evaluated for impairment			28,687			10,613			382,213			10,969			18,849			451,331
	Ending balance		$	28,687		$	13,493		$	397,494		$	10,985		$	18,849		$	469,508
	For the Year Ended		Commercial			Real Estate -			Real Estate -			Consumer			Other			Total
	31-Dec-12					Construction			Mortgage
	Allowance for Loan Losses:
	Balance at the beginning of period		$	1,011		$	323		$	6,735		$	300		$	129		$	8,498
	Charge-offs			(138	)		(831	)		(2,554	)		(259	)		(187	)		(3,969	)
	Recoveries			67			30			162			70			66			395
	Provision for loan losses			(263	)		665			1,836			93			69			2,400
	Ending balance		$	677		$	187		$	6,179		$	204		$	77		$	7,324
	Ending balance individually evaluated for impairment		$	33		$	0		$	411		$	0		$	0		$	444
	Ending balance collectively evaluated for impairment			644			187			5,768			204			77			6,880
	Ending balance		$	677		$	187		$	6,179		$	204		$	77		$	7,324
	Loan Balances:
	Ending balance individually evaluated for impairment		$	97		$	3,064		$	14,390		$	17		$	0		$	17,568
	Ending balance collectively evaluated for impairment			25,244			8,941			384,132			13,129			22,119			453,565
	Ending balance		$	25,341		$	12,005		$	398,522		$	13,146		$	22,119		$	471,133
Change in Allowance Methodology [Text Block]	'
	The following table represents the effect on the loan loss provision for the nine months ended September 30, 2013 as a result of the changes to the methodology from that used in prior periods.
			Calculated Provision Based on Current Quarter Methodology			Calculated Provision Based on Prior Quarter Methodology			Difference
			(in thousands)
	Portfolio Segment:
	Commercial		$	(368	)	$	(346	)	$	(22	)
	Real estate - construction			516			371			145
	Real estate - mortgage			504			859			(355	)
	Consumer loans			(13	)		(64	)		51
	Other			161			36			125
	Total		$	800		$	856		$	(56	)
	Under the previous method, the provisions for real estate – construction and real estate – mortgage were calculated on the same pool of loans, with loss rates for that aggregated pool applied to the loan balances in those segments, even though the two segments have different risk characteristics and performance history.  Under the current method, the historical loss rate on construction loans is calculated separately from other real estate loans, providing a more precise estimate of the Company's true historical losses.
	The other loans segment in the table above includes overdrafts on deposit accounts.  The new method allows management to perform a more granular analysis of overdrawn accounts.

ShareBased_Compensation_Tables

Share-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2013
Share-Based Compensation [Abstract]	'
Stock option plan activity	'
	Stock option activity for the six months ended June 30, 2013 is summarized below:
		Shares			Weighted		Weighted		Aggregate
					Average		Average		Intrinsic
					Exercise		Remaining		Value
					Price		Contractual		(in thousands)
							Life
							(in years)
	Options outstanding, January 1, 2013		156,960		$	21.63
	Granted		0			0
	Exercised		0			0
	Canceled or expired		(2,500	)		21.94
	Options outstanding, June 30, 2013		154,460		$	21.63		2.96	$	0
	Options exercisable, June 30, 2013		154,460		$	21.63		2.96	$	0

Pension_Plan_Tables

Pension Plan (Tables)	9 Months Ended
	Sep. 30, 2013
Pension Plan [Abstract]	'
Components of net periodic plan cost	'
	The components of net periodic pension plan cost are as follows for the periods indicated:
	Three months ended June 30,	2013			2012
		Pension Benefits
	Interest cost	$	62,983		$	71,750
	Expected return on plan assets		(88,399	)		(97,500	)
	Amortization of net loss		74,524			56,250
	Net periodic pension plan cost	$	49,108		$	30,500
	Six months ended June 30,		2013			2012
		Pension Benefits
	Interest cost	$	125,966		$	143,500
	Expected return on plan assets		(176,798	)		(195,000	)
	Amortization of net loss		149,048			112,500
	Net periodic pension plan cost	$	98,216		$	61,000

Stockholders_Equity_and_Earnin1

Stockholders' Equity and Earnings per Common Share (Tables)	9 Months Ended
	Sep. 30, 2013
Stockholders' Equity and Earnings Per Common Share [Abstract]	'
Amounts reclassified out of accumulated other comprehensive income (loss), by category	'
	The following table presents information on amounts reclassified out of accumulated other comprehensive income (loss), by category, during the periods indicated:
		Three Months Ended								Nine Months Ended								Affected Line Item on
		September 30,								September 30,
		2013				2012				2013				2012				Consolidated Statement of Income
	Available-for-sale securities
	Realized gains (losses) on sales of securities		$	(5	)		$	620			$	(26	)		$	1,704		Gain (loss) on sale of available-for-sale securities, net
	Tax effect			(2	)			211				(9	)			579		Income tax expense
			$	(3	)		$	409			$	(17	)		$	1,125		Net of tax
Other Comprehensive Income	'
	The following table presents the changes in accumulated other comprehensive income (loss), by category, net of tax, for the periods indicated:
		Unrealized Gains (Losses) on Securities				Other Comprehensive Income - AFS to HTM				Defined				Accumulated Other Comprehensive Loss
										Benefit
										Pension
										Plans
		(in thousands)
	Nine Months Ended September 30, 2013
	Balance at beginning of period		$	1,992			$	-			$	(2,184	)		$	0
	Net change for the period			(7,235	)			(4,068	)			-				(11	)
	Balance at end of period		$	(5,243	)		$	(4,068	)		$	(2,184	)		$	(11	)
			Unrealized Gains (Losses) on Securities			Other Comprehensive Income - AFS to HTM				Defined				Accumulated Other Comprehensive Loss
										Benefit
										Pension
										Plans
						(in thousands)
	Nine Months Ended September 30, 2012
	Balance at beginning of period		$	1,525			$	-			$	(1,875	)		$	(1,875	)
	Net change for the period			2,403				-			$	-				0
	Balance at end of period		$	3,928			$	-				(1,875	)		$	2
Component of other comprehensive income on a pre-tax and after-tax	'
	The following table presents the change in each component of other comprehensive income (loss) on a pre-tax and after-tax basis for the periods indicated.
			Nine Months Ended September 30, 2013
			Pretax				Tax Expense (Benefit)				Net-of-Tax
			(in thousands)
	Unrealized losses on securities
	Unrealized holding losses arising during the period		$	(10,988	)		$	(3,736	)		$	(7,252	)
	Less reclassification adjustment for losses recognized in income			(26	)			(9	)			(17	)
	Net unrealized losses on securities			(10,962	)			(3,727	)			(7,235	)
	Market adjustment on securities transferred to held-to-maturity
	Unrealized loss transferred			(6,232	)			(2,119	)			(4,113	)
	Amortization			68				23				45
	Net effect of market adjustment on securities transferred to held-to-maturity			(6,164	)			(2,096	)			(4,068	)
	Total decrease in other comprehensive loss		$	(17,126	)		$	(5,823	)		$	(11,303	)
		Nine Months Ended September 30, 2012
		Pretax				Tax Expense				Net-of-Tax
						(Benefit)
		(in thousands)
	Unrealized gains on securities
	Unrealized holding gains arising during the period		$	5,345			$	1,817			$	3,528
	Less reclassification adjustment for gains recognized in income			1,704				579				1,125
	Net unrealized gains on securities			3,641				1,238				2,403,000
	Total increase in other comprehensive loss		$	3,641			$	1,238			$	2,403

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Assets measured at fair value on a recurring basis	'
	The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated:
					Fair Value Measurements at June 30, 2013 Using
					(in thousands)
	Description	Balance			Quoted Prices in			Significant		Significant
					Active Markets			Other		Unobservable
					for Identical			Observable		Inputs
					Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)
	Available-for-sale securities
	Obligations of  U.S. Government agencies	$	25,805		$	0		$	25,805	$	0
	Obligations of state and political subdivisions		48,764			0			48,764		0
	Mortgage-backed securities		181,843			0			181,843		0
	Money market investments		801			0			801		0
	Corporate bonds		1,370			0			1,370		0
	Total available-for-sale securities	$	258,583		$	0		$	258,583	$	0
					Fair Value Measurements at December 31, 2012 Using
					(in thousands)
	Description	Balance			Quoted Prices in			Significant		Significant
					Active Markets			Other		Unobservable
					for Identical			Observable		Inputs
					Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)
	Available-for-sale securities
	Obligations of  U.S. Government agencies		37,088			0			37,088		0
	Obligations of state and political subdivisions		43,774			0			43,774		0
	Mortgage-backed securities		247,355			0			247,355		0
	Money market investments		541			0			541		0
	Corporate bonds		698			0			698		0
	Total available-for-sale securities	$	329,456		$	0		$	329,456	$	0
Assets measured at fair value on a nonrecurring basis	'
	The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan’s expected future cash flows, discounted at the interest rate of the loan rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below.
					Carrying Value at June 30, 2013 Using
					(in thousands)
		Fair Value			Quoted Prices in			Significant		Significant
					Active Markets			Other		Unobservable
					for Identical			Observable		Inputs
					Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)
	Impaired loans
	Mortgage loans on real estate:
	Residential 1-4 family	$	3,006		$	0		$	0	$	3,006
	Commercial		2,776			0			0		2,776
	Construction		2,520			0			0		2,520
	Second mortgages		88			0			0		88
	Total	$	8,390		$	0		$	0	$	8,390
	Foreclosed assets
	Residential 1-4 family	$	521		$	0		$	0	$	521
	Commercial		2,286			0			0		2,286
	Construction		3,752			0			0		3,752
	Total	$	6,559		$	0		$	0	$	6,559
					Carrying Value at December 31, 2012 Using
					(in thousands)
	Description	Fair Value			Quoted Prices in			Significant		Significant
					Active Markets for			Other		Unobservable
					Identical			Observable		Inputs
					Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)
	Assets:
	Impaired loans
	Mortgage loans on real estate:
	Residential 1-4 family	$	3,009		$	0		$	0	$	3,009
	Commercial		2,271			0			0		2,271
	Second mortgages		42			0			0		42
	Total mortgage loans on real estate	$	5,322		$	0		$	0	$	5,322
	Commercial loans		64			0			0		64
	Total	$	5,386		$	0		$	0	$	5,386
	Foreclosed assets
	Residential 1-4 family	$	676		$	0		$	0	$	676
	Commercial		2,094			0			0		2,094
	Construction		3,804			0			0		3,804
	Total	$	6,574		$	0		$	0	$	6,574
Fair Value Inputs, Assets, Quantitative Information	'
	The following table displays quantitative information about Level 3 Fair Value Measurements as of the date indicated (dollars in thousands):
				Quantitative Information About Level 3 Fair Value Measurements
	Description	Fair Value at		Valuation Techniques		Unobservable Input	Range (Average)
		30-Jun-13
		(in thousands)
	Impaired loans
	Residential 1-4 family real estate		3,006	Market comparables		Selling costs		5% - 6% (5%)
						Liquidation discount		1.25%
	Commercial real estate		2,776	Market comparables		Selling costs		6% - 20% (10%)
						Age of appraisal		46%
	Construction		2,520	Market comparables		Selling costs		20%
						Liquidation discount		1.25%
	Second mortgages		88	Market comparables		Selling costs		6%
						Liquidation discount		1.25%
	Foreclosed assets
	Residential 1-4 family		521	Market comparables		Selling costs		6% - 10% (6%)
	Commercial		2,286	Market comparables		Selling costs		6% - 10% (6%)
	Construction		3,752	Market comparables		Selling costs		6% - 10% (6%)
				Quantitative Information About Level 3 Fair Value Measurements
	Description	Fair Value at		Valuation Techniques		Unobservable Input	Range (Average)
		31-Dec-12
		(in thousands)
	Impaired loans
	Residential 1-4 family real estate		3,009	Market comparables		Differences in comparables		0% - 5% (5%)
						Selling costs		4.75% - 6% (6%)
	Commercial real estate		2,271	Market comparables		Selling costs		0% - 6% (4%)
	Second mortgages		42	Market comparables		Selling costs		6%
	Commercial loans		64	Market comparables		Differences in comparables		25%
	Foreclosed assets
	Residential 1-4 family		676	Market comparables		Selling costs		6% - 10% (6%)
	Commercial		2,094	Market comparables		Selling costs		6% - 10% (6%)
	Construction		3,804	Market comparables		Selling costs		6% - 10% (6%)
Estimated fair values and related carrying or notional amounts of financial instruments	'
	The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows:
					Fair Value Measurements at June 30, 2013 Using
					(in thousands)
		Carrying Value			Quoted Prices in Active Markets for Identical Assets			Significant Other Observable Inputs		Significant Unobservable Inputs
					(Level 1)			(Level 2)		(Level 3)
	Assets
	Cash and cash equivalents	$	55,171		$	55,171		$	0	$	0
	Securities available-for-sale		258,583			0			258,583		0
	Securities held-to-maturity		11,413			0			11,403		0
	Restricted securities		2,378			0			2,378		0
	Loans, net of allowances for loan losses		462,212			0			0		467,676
	Bank owned life insurance		22,257			0			22,257		0
	Accrued interest receivable		2,593			0			2,593		0
	Liabilities
	Deposits	$	730,368		$	0		$	734,412	$	0
	Overnight repurchase agreements		25,642			0			25,642		0
	Term repurchase agreements		411			0			411		0
	Federal Home Loan Bank advances		25,000			0			27,992		0
	Accrued interest payable		366			0			366		0
					Fair Value Measurements at December 31, 2012 Using
					(in thousands)
		Carrying			Quoted Prices in			Significant		Significant
		Value			Active Markets			Other		Unobservable
					for Identical			Observable		Inputs
					Assets			Inputs		(Level 3)
					(Level 1)			(Level 2)
	Assets
	Cash and cash equivalents	$	42,317		$	42,317		$	0	$	0
	Securities available-for-sale		329,456			0			329,456		0
	Securities held-to-maturity		570			0			574		0
	Restricted securities		2,562			0			2,562		0
	Loans, net of allowances for loan losses		463,809			0			0		466,492
	Bank owned life insurance		21,824			0			21,824		0
	Accrued interest receivable		2,420			0			2,420		0
	Liabilities
	Deposits	$	753,816		$	0		$	757,923	$	0
	Overnight repurchase agreements		35,946			0			35,946		0
	Term repurchase agreements		1,280			0			1,282		0
	Federal Home Loan Bank advances		25,000			0			28,681		0
	Accrued interest payable		439			0			439		0

Segment_Reporting_Tables

Segment Reporting (Tables)	9 Months Ended
	Sep. 30, 2013
Segment Reporting [Abstract]	'
Reconciliation of assets and revenues from segment to consolidated	'
	Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three and six months ended June 30, 2013 and 2012 follows:
		Three Months Ended June 30, 2013
		Bank		Trust		Unconsolidated			Eliminations			Consolidated
						Parent
	Revenues
	Interest and dividend income	$	7,466,917	$	9,933	$	1,095,279		$	(1,095,582	)	$	7,476,547
	Income from fiduciary activities		0		865,689		0			0			865,689
	Other income		2,299,848		133,972		50,100			(65,376	)		2,418,544
	Total operating income		9,766,765		1,009,594		1,145,379			(1,160,958	)		10,760,780
	Expenses
	Interest expense		1,177,919		0		0			(303	)		1,177,616
	Provision for loan losses		300,000		0		0			0			300,000
	Salaries and employee benefits		4,144,898		552,616		108,070			0			4,805,584
	Other expenses		3,018,514		226,099		63,954			(65,376	)		3,243,191
	Total operating expenses		8,641,331		778,715		172,024			(65,679	)		9,526,391
	Income before taxes		1,125,434		230,879		973,355			(1,095,279	)		1,234,389
	Income tax expense (benefit)		182,701		78,333		(41,460	)		0			219,574
	Net income	$	942,733	$	152,546	$	1,014,815		$	(1,095,279	)	$	1,014,815
	Total assets	$	862,066,454	$	5,502,315	$	82,499,916		$	(83,187,334	)	$	866,881,351
		Three Months Ended June 30, 2012
		Bank		Trust		Unconsolidated			Eliminations			Consolidated
						Parent
	Revenues
	Interest and dividend income	$	8,301,983	$	9,368	$	668,104		$	(667,837	)	$	8,311,618
	Income from fiduciary activities		0		793,005		0			0			793,005
	Other income		2,943,305		160,014		165,000			(180,476	)		3,087,843
	Total operating income		11,245,288		962,387		833,104			(848,313	)		12,192,466
	Expenses
	Interest expense		1,498,747		0		1,567			(1,908	)		1,498,406
	Provision for loan losses		1,000,000		0		0			0			1,000,000
	Salaries and employee benefits		4,524,216		563,640		132,029			0			5,219,885
	Other expenses		3,602,522		239,708		65,011			(180,476	)		3,726,765
	Total operating expenses		10,625,485		803,348		198,607			(182,384	)		11,445,056
	Income before taxes		619,803		159,039		634,497			(665,929	)		747,410
	Income tax expense (benefit)		59,007		53,906		(3,710	)		0			109,203
	Net income	$	560,796	$	105,133	$	638,207		$	(665,929	)	$	638,207
	Total assets	$	868,035,982	$	5,229,142	$	87,516,934		$	(88,463,223	)	$	872,318,835
		Six Months Ended June 30, 2013
		Bank		Trust		Unconsolidated			Eliminations			Consolidated
						Parent
	Revenues
	Interest and dividend income	$	15,086,945	$	19,210	$	2,056,841		$	(2,057,533	)	$	15,105,463
	Income from fiduciary activities		0		1,765,494		0			0			1,765,494
	Other income		4,417,970		244,740		100,200			(130,902	)		4,632,008
	Total operating income		19,504,915		2,029,444		2,157,041			(2,188,435	)		21,502,965
	Expenses
	Interest expense		2,432,827		0		0			(692	)		2,432,135
	Provision for loan losses		500,000		0		0			0			500,000
	Salaries and employee benefits		8,438,820		1,068,666		219,024			0			9,726,510
	Other expenses		6,140,976		443,618		94,375			(130,902	)		6,548,067
	Total operating expenses		17,512,623		1,512,284		313,399			(131,594	)		19,206,712
	Income before taxes		1,992,292		517,160		1,843,642			(2,056,841	)		2,296,253
	Income tax expense (benefit)		277,109		175,502		(72,490	)		0			380,121
	Net income	$	1,715,183	$	341,658	$	1,916,132		$	(2,056,841	)	$	1,916,132
	Total assets	$	862,066,454	$	5,502,315	$	82,499,916		$	(83,187,334	)	$	866,881,351
		Six Months Ended June 30, 2012
		Bank		Trust		Unconsolidated			Eliminations			Consolidated
						Parent
	Revenues
	Interest and dividend income	$	16,714,277	$	18,952	$	1,760,508		$	(1,759,927	)	$	16,733,810
	Income from fiduciary activities		0		1,619,651		0			0			1,619,651
	Other income		5,295,982		264,352		330,000			(361,252	)		5,529,082
	Total operating income		22,010,259		1,902,955		2,090,508			(2,121,179	)		23,882,543
Expenses
Interest expense		3,009,967		0		3,134			(3,769	)		3,009,332
Provision for loan losses		1,200,000		0		0			0			1,200,000
Salaries and employee benefits		8,812,752		1,100,653		266,757			0			10,180,162
Other expenses		7,088,935		485,024		103,219			(361,252	)		7,315,926
Total operating expenses		20,111,654		1,585,677		373,110			(365,021	)		21,705,420
Income before taxes		1,898,605		317,278		1,717,398			(1,756,158	)		2,177,123
Income tax expense (benefit)		352,186		107,539		890			0			460,615
Net income	$	1,546,419	$	209,739	$	1,716,508		$	(1,756,158	)	$	1,716,508
Total assets	$	868,035,982	$	5,229,142	$	87,516,934		$	(88,463,223	)	$	872,318,835

General_Details

General (Details) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Oct. 16, 2012	Apr. 19, 2012
Subsequent Event [Line Items]	'	'	'	'	'
Contractor contract fees	'	'	'	$12,200,000	$2,100,000
Contractor fees paid	9,300,000	9,300,000	'	'	'
Number of branches consolidated	4	'	'	'	'
Un-depreciated value of furniture and equipment to be disposed	6,000	6,000	'	'	'
Un-depreciated value of furniture and equipment to be redeployed	8,000	8,000	'	'	'
Real Estate Transferred to Other Real Estate	379,000	506,296	0	'	'
New General Contractor Contract [Member]	'	'	'	'	'
Subsequent Event [Line Items]	'	'	'	'	'
Subsequent Event, Description	'	'The Company is expanding the building of a current branch office.	'	'	'
Contract, Date	'	19-Apr-12	'	'	'
Lower range of the expected cost of the project for next one to two years	'	13,000,000	'	'	'
Higher range of the expected cost of the project over the next one or two years	'	$15,000,000	'	'	'

Securities_Details

Securities (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	Segment		Segment
Amortized cost and fair value of securities held-to-maturity [Abstract]	'	'	'
Amortized Cost	$93,819,000	'	'
Gross Unrealized Gains	1,740,000	'	'
Gross Unrealized Losses	-721,000	'	'
Fair Value	94,838,000	'	'
Amortized cost and fair value of securities available-for-sale [Abstract]	'	'	'
Amortized Cost	166,091,000	'	326,436,000
Gross Unrealized Gains	326,000	'	3,992,000
Gross Unrealized Losses	-8,270,000	'	-972,000
Fair Value	158,147,000	'	329,456,000
Securities transferred from available-for-sale to held-to-maturity	68,015,458	0	'
Unrealized Gain or Loss on AFS to HTM Transfers	-6,231,880	0	'
Securities transferred from available-for-sale to held-to-maturity, amortized cost	74,247,338	'	'
Amortization of Unrealized Gain or Loss on Securities Transferred from AFS to HTM	68,166	0	'
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]	'	'	'
Less Than Twelve Months	7,516,000	'	972,000
More Than Twelve Months	754,000	'	0
Total	8,270,000	'	972,000
Securities Available-for-Sale, Fair Value [Abstract]	'	'	'
Less than Twelve Months	130,802,000	'	119,404,000
More Than Twelve Months	11,324,000	'	0
Total	142,126,000	'	119,404,000
Securities Held-to-Maturity, Gross Unrealized Loss [Abstract]	'	'	'
Less Than Twelve Months	721,000	'	'
More Than Twelve Months	0	'	'
Total	721,000	'	'
Securities Held-to-Maturity, Fair Value [Abstract]	'	'	'
Less than Twelve Months	20,730,000	'	'
More Than Twelve Months	0	'	'
Total	20,730,000	'	'
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]	'	'	'
Cause	'caused by increases in market interest rates.	'	'
Number of Securities	106	'	36
Held-to-maturity securities with continuous unrealized loss position, number of securities [Abstract]	'	'	'
Number of Securities	43	'	'
Obligations of U.S. Government agencies [Member]	'	'	'
Amortized cost and fair value of securities available-for-sale [Abstract]	'	'	'
Amortized Cost	15,193,000	'	35,787,000
Gross Unrealized Gains	249,000	'	1,314,000
Gross Unrealized Losses	-378,000	'	-13,000
Fair Value	15,064,000	'	37,088,000
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]	'	'	'
Less Than Twelve Months	378,000	'	13,000
More Than Twelve Months	0	'	0
Total	378,000	'	13,000
Securities Available-for-Sale, Fair Value [Abstract]	'	'	'
Less than Twelve Months	4,454,000	'	5,103,000
More Than Twelve Months	0	'	0
Total	4,454,000	'	5,103,000
Securities Held-to-Maturity, Gross Unrealized Loss [Abstract]	'	'	'
Less Than Twelve Months	5,000	'	'
More Than Twelve Months	0	'	'
Total	5,000	'	'
Securities Held-to-Maturity, Fair Value [Abstract]	'	'	'
Less than Twelve Months	95,000	'	'
More Than Twelve Months	0	'	'
Total	95,000	'	'
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]	'	'	'
Number of Securities	1	'	1
Held-to-maturity securities with continuous unrealized loss position, number of securities [Abstract]	'	'	'
Number of Securities	1	'	'
Obligations of states and political subdivisions [Member]	'	'	'
Amortized cost and fair value of securities available-for-sale [Abstract]	'	'	'
Amortized Cost	51,362,000	'	43,276,000
Gross Unrealized Gains	77,000	'	712,000
Gross Unrealized Losses	-4,389,000	'	-214,000
Fair Value	47,050,000	'	43,774,000
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]	'	'	'
Less Than Twelve Months	4,251,000	'	214,000
More Than Twelve Months	138,000	'	0
Total	4,389,000	'	214,000
Securities Available-for-Sale, Fair Value [Abstract]	'	'	'
Less than Twelve Months	40,686,000	'	9,535,000
More Than Twelve Months	1,944,000	'	0
Total	42,630,000	'	9,535,000
Securities Held-to-Maturity, Gross Unrealized Loss [Abstract]	'	'	'
Less Than Twelve Months	716,000	'	'
More Than Twelve Months	0	'	'
Total	716,000	'	'
Securities Held-to-Maturity, Fair Value [Abstract]	'	'	'
Less than Twelve Months	20,635,000	'	'
More Than Twelve Months	0	'	'
Total	20,635,000	'	'
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]	'	'	'
Number of Securities	83	'	24
Held-to-maturity securities with continuous unrealized loss position, number of securities [Abstract]	'	'	'
Number of Securities	42	'	'
Mortgage-backed securities [Member]	'	'	'
Amortized cost and fair value of securities available-for-sale [Abstract]	'	'	'
Amortized Cost	97,245,000	'	246,132,000
Gross Unrealized Gains	0	'	1,966,000
Gross Unrealized Losses	-3,477,000	'	-743,000
Fair Value	93,768,000	'	247,355,000
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]	'	'	'
Less Than Twelve Months	2,863,000	'	743,000
More Than Twelve Months	614,000	'	0
Total	3,477,000	'	743,000
Securities Available-for-Sale, Fair Value [Abstract]	'	'	'
Less than Twelve Months	84,487,000	'	104,066,000
More Than Twelve Months	9,282,000	'	0
Total	93,769,000	'	104,066,000
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]	'	'	'
Number of Securities	12	'	9
Money market investments [Member]	'	'	'
Amortized cost and fair value of securities available-for-sale [Abstract]	'	'	'
Amortized Cost	892,000	'	541,000
Gross Unrealized Gains	0	'	0
Gross Unrealized Losses	0	'	0
Fair Value	892,000	'	541,000
Corporate bond and other securities [Member]	'	'	'
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]	'	'	'
Less Than Twelve Months	24,000	'	2,000
More Than Twelve Months	2,000	'	0
Total	26,000	'	2,000
Securities Available-for-Sale, Fair Value [Abstract]	'	'	'
Less than Twelve Months	1,175,000	'	700,000
More Than Twelve Months	98,000	'	0
Total	1,273,000	'	700,000
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]	'	'	'
Number of Securities	10	'	2
Corporate Bonds [Member]	'	'	'
Amortized cost and fair value of securities available-for-sale [Abstract]	'	'	'
Amortized Cost	1,399,000	'	700,000
Gross Unrealized Gains	0	'	0
Gross Unrealized Losses	-26,000	'	-2,000
Fair Value	1,373,000	'	698,000
Obligations of U.S. Government agencies [Member]	'	'	'
Amortized cost and fair value of securities held-to-maturity [Abstract]	'	'	'
Amortized Cost	570,000	'	570,000
Gross Unrealized Gains	2,000	'	4,000
Gross Unrealized Losses	-5,000	'	0
Fair Value	567,000	'	574,000
Obligations of states and political subdivisions [Member]	'	'	'
Amortized cost and fair value of securities held-to-maturity [Abstract]	'	'	'
Amortized Cost	25,669,000	'	'
Gross Unrealized Gains	3,000	'	'
Gross Unrealized Losses	-716,000	'	'
Fair Value	24,956,000	'	'
Collateralized Mortgage Backed Securities [Member]	'	'	'
Amortized cost and fair value of securities held-to-maturity [Abstract]	'	'	'
Amortized Cost	67,580,000	'	'
Gross Unrealized Gains	1,735,000	'	'
Gross Unrealized Losses	0	'	'
Fair Value	$69,315,000	'	'

Loans_and_the_Allowance_for_Lo2

Loans and the Allowance for Loan Losses (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	$480,167,000	$471,133,000
Allowance for loan losses	6,979,663	7,324,310
Loans, net of allowance for loan losses	473,187,156	463,808,457
Bank overdrafts	780,000	1,600,000
Residential 1-4 Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	81,982,000	77,267,000
Commercial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	285,811,000	274,613,000
Construction [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	12,624,000	12,005,000
Second Mortgages [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	12,976,000	14,315,000
Equity Line of Credit [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	31,155,000	32,327,000
Total Mortgage Loans on Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	424,548,000	410,527,000
Commercial Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	29,880,000	25,341,000
Consumer Loans [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	10,260,000	13,146,000
Other [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total Loans	$15,479,000	$22,119,000

Loans_and_the_Allowance_for_Lo3

Loans and the Allowance for Loan Losses, Credit Quality (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	$480,167	$471,133
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	454,741	442,157
OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	7,692	9,436
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	17,734	19,540
Residential 1-4 Family [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	81,982	77,267
Residential 1-4 Family [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	75,763	70,961
Residential 1-4 Family [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	1,175	1,711
Residential 1-4 Family [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	5,044	4,595
Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	285,811	274,613
Commercial [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	271,020	258,195
Commercial [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	6,245	6,781
Commercial [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	8,546	9,637
Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	12,624	12,005
Construction [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	9,916	8,651
Construction [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	162	254
Construction [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	2,546	3,100
Second Mortgages [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	12,976	14,315
Second Mortgages [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	12,905	13,488
Second Mortgages [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	0	242
Second Mortgages [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	71	585
Equity Line of Credit [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	31,155	32,327
Equity Line of Credit [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	30,679	31,704
Equity Line of Credit [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	0	239
Equity Line of Credit [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	476	384
Total Mortgage Loans on Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	424,548	410,527
Total Mortgage Loans on Real Estate [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	400,283	382,999
Total Mortgage Loans on Real Estate [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	7,582	9,227
Total Mortgage Loans on Real Estate [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	16,683	18,301
Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	29,880	25,341
Commercial Loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	28,750	23,997
Commercial Loans [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	110	209
Commercial Loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	1,020	1,135
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	10,260	13,146
Consumer Loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	10,229	13,042
Consumer Loans [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	0	0
Consumer Loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	31	104
Other [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	15,479	22,119
Other [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	15,479	22,119
Other [Member] | OAEM [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	0	0
Other [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loan receivables, gross carrying amount	$0	$0

Loans_and_the_Allowance_for_Lo4

Loans and the Allowance for Loan Losses, Past Due (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012	Dec. 31, 2012
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	$2,214		'	$2,079
60 to 89 Days Past Due	1,642		'	42
90 or More Days Past Due	9,269		'	8,399
Total Past Due	13,125		'	10,520
Total Current Loans	467,042	[1]	'	460,613	[1]
Ending balance	480,167		'	471,133
Recorded Investment > 90 Days Past Due and Accruing	18		'	447
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	9,901		'	10,632
Interest income that would have been recorded under original loan terms [Abstract]	'		'	'
Interest income that would have been recorded under original loan terms	482		823	'
Actual interest income recorded for the period	95		235	'
Reduction in interest income on non accrual loans	387		588	'
Residential 1-4 Family [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	649		'	1,115
60 to 89 Days Past Due	174		'	0
90 or More Days Past Due	4,098		'	3,783
Total Past Due	4,921		'	4,898
Total Current Loans	77,061	[1]	'	72,369	[1]
Ending balance	81,982		'	77,267
Recorded Investment > 90 Days Past Due and Accruing	0		'	348
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	4,350		'	3,663
Commercial [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	1,263		'	207
60 to 89 Days Past Due	0		'	0
90 or More Days Past Due	2,608		'	724
Total Past Due	3,871		'	931
Total Current Loans	281,940	[1]	'	273,682	[1]
Ending balance	285,811		'	274,613
Recorded Investment > 90 Days Past Due and Accruing	0		'	0
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	3,005		'	3,037
Construction [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	0		'	140
60 to 89 Days Past Due	402		'	0
90 or More Days Past Due	2,545		'	2,925
Total Past Due	2,947		'	3,065
Total Current Loans	9,677	[1]	'	8,940	[1]
Ending balance	12,624		'	12,005
Recorded Investment > 90 Days Past Due and Accruing	0		'	0
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	2,546		'	3,065
Second Mortgages [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	29		'	113
60 to 89 Days Past Due	0		'	0
90 or More Days Past Due	0		'	544
Total Past Due	29		'	657
Total Current Loans	12,947	[1]	'	13,658	[1]
Ending balance	12,976		'	14,315
Recorded Investment > 90 Days Past Due and Accruing	0		'	60
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	0		'	484
Equity Line of Credit [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	121		'	90
60 to 89 Days Past Due	0		'	0
90 or More Days Past Due	0		'	287
Total Past Due	121		'	377
Total Current Loans	31,034	[1]	'	31,950	[1]
Ending balance	31,155		'	32,327
Recorded Investment > 90 Days Past Due and Accruing	0		'	0
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	0		'	286
Total Mortgage Loans on Real Estate [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	2,062		'	1,665
60 to 89 Days Past Due	576		'	0
90 or More Days Past Due	9,251		'	8,263
Total Past Due	11,889		'	9,928
Total Current Loans	412,659	[1]	'	400,599	[1]
Ending balance	424,548		'	410,527
Recorded Investment > 90 Days Past Due and Accruing	0		'	408
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	9,901		'	10,535
Commercial Loans [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	35		'	275
60 to 89 Days Past Due	1,025		'	13
90 or More Days Past Due	0		'	122
Total Past Due	1,060		'	410
Total Current Loans	28,820	[1]	'	24,931	[1]
Ending balance	29,880		'	25,341
Recorded Investment > 90 Days Past Due and Accruing	0		'	25
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	0		'	97
Consumer Loans [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	55		'	85
60 to 89 Days Past Due	24		'	22
90 or More Days Past Due	13		'	11
Total Past Due	92		'	118
Total Current Loans	10,168	[1]	'	13,028	[1]
Ending balance	10,260		'	13,146
Recorded Investment > 90 Days Past Due and Accruing	13		'	11
Loans in nonaccrual status by class of loan [Abstract]	'		'	'
Loans in nonaccrual status	0		'	0
Other [Member]	'		'	'
Loans, Aging [Abstract]	'		'	'
30 to 59 Days Past Due	62		'	54
60 to 89 Days Past Due	17		'	7
90 or More Days Past Due	5		'	3
Total Past Due	84		'	64
Total Current Loans	15,395	[1]	'	22,055	[1]
Ending balance	15,479		'	22,119
Recorded Investment > 90 Days Past Due and Accruing	$5		'	$3
[1]	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.

Loans_and_the_Allowance_for_Lo5

Loans and the Allowance for Loan Losses, Troubled Debt Restructuring (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	Contract	Contract	Contract	Contract
Financing Receivable, Modifications [Line Items]	'	'	'	'
Loans restructured and given below market rates	'	'	7	2
Principal forgiveness on all loans	'	'	$0	$530
Loans restructured given principal reductions	'	'	0	2
Loans restructured given principal reductions and below market rate	'	'	0	1
Recorded investment in defaulting TDRs	'	'	1,908	0
Residential 1-4 Family [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Recorded investment in defaulting TDRs	'	'	79	0
Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Recorded investment in defaulting TDRs	'	'	1,829	0
Total Mortgage Loans on Real Estate [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Modifications	3	2	7	5
Recorded Investment Prior to Modification	488	560	1,371	3,690
Recorded Investment After Modification	488	554	1,371	3,160
Current Investment	487	496	1,358	2,993
Recorded investment in defaulting TDRs	'	'	1,908	0
Total Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Modifications	3	1	6	1
Recorded Investment Prior to Modification	488	93	1,164	93
Recorded Investment After Modification	488	87	1,164	87
Current Investment	487	71	1,158	72
Total Mortgage Loans on Real Estate [Member] | Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Modifications	0	1	1	3
Recorded Investment Prior to Modification	0	467	207	3,486
Recorded Investment After Modification	0	467	207	2,928
Current Investment	0	425	200	2,782
Total Mortgage Loans on Real Estate [Member] | Second Mortgage [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Modifications	'	0	'	1
Recorded Investment Prior to Modification	'	0	'	111
Recorded Investment After Modification	'	0	'	145
Current Investment	'	$0	'	$139

Loans_and_the_Allowance_for_Lo6

Loans and the Allowance for Loan Losses, Impaired Loans (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	$21,974	$21,540
Without Valuation Allowance	4,922	8,372
With Valuation Allowance	13,089	9,196
Associated Allowance	1,920	444
Average Recorded Investment	19,111	16,888
Interest Income Recognized	394	366
Residential 1-4 Family [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	5,943	4,100
Without Valuation Allowance	1,443	681
With Valuation Allowance	4,236	3,235
Associated Allowance	1,065	226
Average Recorded Investment	5,053	2,354
Interest Income Recognized	71	136
Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	12,563	12,459
Without Valuation Allowance	3,472	3,741
With Valuation Allowance	6,156	5,817
Associated Allowance	571	180
Average Recorded Investment	10,414	10,151
Interest Income Recognized	317	242
Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	3,305	3,782
Without Valuation Allowance	0	3,064
With Valuation Allowance	2,546	0
Associated Allowance	149	0
Average Recorded Investment	2,880	3,320
Interest Income Recognized	0	-9
Second Mortgages [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	147	695
Without Valuation Allowance	7	583
With Valuation Allowance	135	47
Associated Allowance	135	5
Average Recorded Investment	546	542
Interest Income Recognized	5	12
Equity Line of Credit [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	0	370
Without Valuation Allowance	0	286
With Valuation Allowance	0	0
Associated Allowance	0	0
Average Recorded Investment	193	391
Interest Income Recognized	0	-2
Total Mortgage Loans on Real Estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	21,958	21,406
Without Valuation Allowance	4,922	8,355
With Valuation Allowance	13,073	9,099
Associated Allowance	1,920	411
Average Recorded Investment	19,086	16,758
Interest Income Recognized	393	379
Commercial Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	0	117
Without Valuation Allowance	0	0
With Valuation Allowance	0	97
Associated Allowance	0	33
Average Recorded Investment	8	104
Interest Income Recognized	0	-14
Consumer Loans [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Unpaid Principal Balance	16	17
Without Valuation Allowance	0	17
With Valuation Allowance	16	0
Associated Allowance	0	0
Average Recorded Investment	17	26
Interest Income Recognized	$1	$1

Loans_and_the_Allowance_for_Lo7

Loans and the Allowance for Loan Losses, Activity In Period (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Allowance for loan losses by segment [Roll Forward]	'	'
Beginning Balance	$7,324	$8,498
Charges-offs	-1,462	-3,969
Recoveries	318	395
Provision for loan losses	800	2,400
Ending balance	6,980	7,324
Ending balances individually evaluated for impairment	1,920	444
Ending balances collectively evaluated for impairment	5,060	6,880
Ending balance	6,980	7,324
Loan Balances [Abstract]	'	'
Ending balance individually evaluated for impairment	18,011	17,568
Ending balance collectively evaluated for impairment	462,156	453,565
Ending balance	480,167	471,133
Calculated provision based on prior methodology	856	'
Changes for allowance for loan losses	-56	'
Commercial [Member]	'	'
Allowance for loan losses by segment [Roll Forward]	'	'
Beginning Balance	677	1,011
Charges-offs	-120	-138
Recoveries	67	67
Provision for loan losses	-368	-263
Ending balance	256	677
Ending balances individually evaluated for impairment	0	33
Ending balances collectively evaluated for impairment	256	644
Ending balance	256	677
Loan Balances [Abstract]	'	'
Ending balance individually evaluated for impairment	0	97
Ending balance collectively evaluated for impairment	29,880	25,244
Ending balance	29,880	25,341
Calculated provision based on prior methodology	-346	'
Changes for allowance for loan losses	-22	'
Real Estate - Construction [Member]	'	'
Allowance for loan losses by segment [Roll Forward]	'	'
Beginning Balance	187	323
Charges-offs	-99	-831
Recoveries	4	30
Provision for loan losses	516	665
Ending balance	608	187
Ending balances individually evaluated for impairment	149	0
Ending balances collectively evaluated for impairment	459	187
Ending balance	608	187
Loan Balances [Abstract]	'	'
Ending balance individually evaluated for impairment	2,546	3,064
Ending balance collectively evaluated for impairment	10,078	8,941
Ending balance	12,624	12,005
Calculated provision based on prior methodology	371	'
Changes for allowance for loan losses	145	'
Real Estate - Mortgage [Member]	'	'
Allowance for loan losses by segment [Roll Forward]	'	'
Beginning Balance	6,179	6,735
Charges-offs	-1,037	-2,554
Recoveries	137	162
Provision for loan losses	504	1,836
Ending balance	5,783	6,179
Ending balances individually evaluated for impairment	1,771	411
Ending balances collectively evaluated for impairment	4,012	5,768
Ending balance	5,783	6,179
Loan Balances [Abstract]	'	'
Ending balance individually evaluated for impairment	15,449	14,390
Ending balance collectively evaluated for impairment	396,475	384,132
Ending balance	411,924	398,522
Calculated provision based on prior methodology	859	'
Changes for allowance for loan losses	-355	'
Consumer [Member]	'	'
Allowance for loan losses by segment [Roll Forward]	'	'
Beginning Balance	204	300
Charges-offs	-83	-259
Recoveries	60	70
Provision for loan losses	-13	93
Ending balance	168	204
Ending balances individually evaluated for impairment	0	0
Ending balances collectively evaluated for impairment	168	204
Ending balance	168	204
Loan Balances [Abstract]	'	'
Ending balance individually evaluated for impairment	16	17
Ending balance collectively evaluated for impairment	10,244	13,129
Ending balance	10,260	13,146
Calculated provision based on prior methodology	-64	'
Changes for allowance for loan losses	51	'
Other [Member]	'	'
Allowance for loan losses by segment [Roll Forward]	'	'
Beginning Balance	77	129
Charges-offs	-123	-187
Recoveries	50	66
Provision for loan losses	161	69
Ending balance	165	77
Ending balances individually evaluated for impairment	0	0
Ending balances collectively evaluated for impairment	165	77
Ending balance	165	77
Loan Balances [Abstract]	'	'
Ending balance individually evaluated for impairment	0	0
Ending balance collectively evaluated for impairment	15,479	22,119
Ending balance	15,479	22,119
Calculated provision based on prior methodology	36	'
Changes for allowance for loan losses	$125	'

ShareBased_Compensation_Detail

Share-Based Compensation (Details) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013
Share-Based Compensation [Abstract]	'	'
Options maximum term period	'	'10 years
Shares [Roll Forward]	'	'
Options outstanding, beginning of period (in shares)	'	156,960
Granted (in shares)	0	'
Exercised (in shares)	0	'
Canceled or expired (in shares)	-2,500	'
Options outstanding, end of period (in shares)	154,460	154,460
Options exercisable, end of period (in shares)	154,460	154,460
Weighted Average Exercise Price [Roll Forward]	'	'
Options outstanding, beginning of period (in dollars per share)	'	$21.63
Granted (in dollars per share)	$0	'
Exercised (in dollars per share)	$0	'
Canceled or expired (in dollars per share)	$21.94	'
Options outstanding, end of period (in dollars per share)	$21.63	$21.63
Options exercisable, end of period (in dollars per share)	$21.63	$21.63
Weighted Average Remaining Contractual Life (in years) [Abstract]	'	'
Options outstanding, end of period	'2 years 8 months 16 days	'
Options exercisable, end of period	'2 years 8 months 16 days	'
Aggregate Intrinsic Value [Abstract]	'	'
Options outstanding, end of period	$0	$0
Options exercisable, end of period	0	0
Unrecognized compensation expense related to nonvested options	$0	$0

Pension_Plan_Details

Pension Plan (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Components of net periodic pension cost [Abstract]	'	'	'	'
Interest cost	$63,178	$72,889	$189,144	$216,389
Expected return on plan assets	-87,165	-82,743	-263,963	-277,743
Loss related to early retirement plan	0	291,829	0	291,829
Amortization of net loss	76,771	84,330	225,819	196,830
Net Periodic Pension Plan Cost	$52,784	$366,305	$151,000	$427,305

Stockholders_Equity_and_Earnin2

Stockholders' Equity and Earnings per Common Share (Details) (USD $)	3 Months Ended		9 Months Ended
Share data in Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Available-for-sale securities [Abstract]	'	'	'	'
Realized gains on sales of securities	'	'	$26,000	($1,704,000)
Tax effect	'	'	9,000	-579,000
Available-for-sale Securities	'	'	17,000	-1,125,000
Unrealized Gains (Losses) on Securities [Abstract]	'	'	'	'
Balance at beginning of the period	'	'	1,992,000	1,525,000
Net change for the year	'	'	-7,235,000	2,403,000
Balance at end of the period	-5,243,000	3,928,000	-5,243,000	3,928,000
Other Comprehensive Income -- AFS to HTM [Abstract]	'	'	'	'
Balance at beginning of period	'	'	0	0
Net change for the quarter	'	'	-4,068,000	0
Balance at end of period	-4,068,000	0	-4,068,000	0
Defined Benefit Pension Plans [Abstract]	'	'	'	'
Balance at beginning of the period	'	'	-2,184,000	-1,875,000
Net change for the year	'	'	0	0
Balance at end of the period	-2,184,000	-1,875,000	-2,184,000	-1,875,000
Accumulated Other Comprehensive Income (Loss) [Abstract]	'	'	'	'
Balance at beginning of the period	'	'	-191,463	-349,581
Net change for the year	-3,080,300	2,153,604	-11,303,284	2,403,011
Balance at end of the period	-11,494,747	2,053,430	-11,494,747	2,053,430
Other comprehensive income, pretax [Abstract]	'	'	'	'
Unrealized holding losses arising during the period	'	'	-10,988,000	5,345,000
Realized gains on sales of securities	'	'	-26,000	1,704,000
Net unrealized losses on securities	'	'	-10,962,000	3,641,000
Unrealized loss transferred	'	'	-6,232,000	'
Amortization	'	'	68,000	'
Net effect of market adjustment on securities transferred to held-to-maturity	'	'	-6,164,000	'
Total decrease in other comprehensive loss	'	'	-17,126,000	3,641,000
Other comprehensive income tax expense (benefit) [Abstract]	'	'	'	'
Unrealized holding losses arising during the period	'	'	-3,736,000	1,817,000
Less reclassification adjustment for losses recognized in income	'	'	-9,000	579,000
Net unrealized losses on securities	'	'	-3,727,000	1,238,000
Unrealized loss transferred tax	'	'	-2,119,000	'
Amortization tax	'	'	23,000	'
Net effect of market adjustment on securities transferred to held-to-maturity	'	'	-2,096,000	'
Total decrease in other comprehensive loss	'	'	-5,823,000	1,238,000
Other comprehensive income, net-of-tax [Abstract]	'	'	'	'
Unrealized holding losses arising during the period	'	'	-7,252,000	3,528,000
Less reclassification adjustment for losses recognized in income	'	'	-17,000	1,125,000
Unrealized gains (losses) on securities, net of all adjustments	'	'	-7,235,000	2,403,000
Unrealized loss transferred net	'	'	-4,113,000	'
Amortization net of tax	'	'	45,000	'
Net effect of market adjustment on securities transferred to held-to-maturity	'	'	-4,068,000	'
Total decrease in other comprehensive loss	'	'	-11,303,000	2,403,000
Stock Options [Member]	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'
Antidilutive securities excluded from computation of earnings per share (in shares)	'	'	155	'
Gain on sale of available-for-sale securities, net [Member]	'	'	'	'
Available-for-sale securities [Abstract]	'	'	'	'
Realized gains on sales of securities	-5,000	620,000	-26,000	1,704,000
Other comprehensive income, pretax [Abstract]	'	'	'	'
Realized gains on sales of securities	5,000	-620,000	26,000	-1,704,000
Income tax expense [Member]	'	'	'	'
Available-for-sale securities [Abstract]	'	'	'	'
Tax effect	-2,000	211,000	-9,000	579,000
Other comprehensive income tax expense (benefit) [Abstract]	'	'	'	'
Less reclassification adjustment for losses recognized in income	2,000	-211,000	9,000	-579,000
Net of tax [Member]	'	'	'	'
Available-for-sale securities [Abstract]	'	'	'	'
Available-for-sale Securities	-3,000	409,000	-17,000	1,125,000
Other comprehensive income, net-of-tax [Abstract]	'	'	'	'
Less reclassification adjustment for losses recognized in income	$3,000	($409,000)	$17,000	($1,125,000)

Fair_Value_Measurements_Recurr

Fair Value Measurements, Recurring and Nonrecurring Basis (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Available-for-sale securities [Abstract]	'	'
Fair Value	$158,147	$329,456
Recurring [Member]	'	'
Available-for-sale securities [Abstract]	'	'
Obligations of U.S. Government agencies	15,064	37,088
Obligations of state and political subdivisions	47,050	43,774
Mortgage-backed securities	93,768	247,355
Money market investments	892	541
Corporate Bonds	1,373	698
Fair Value	158,147	329,456
Nonrecurring [Member]	'	'
Mortgage loans on real estate: [Abstract]	'	'
Residential 1-4 family	3,001	3,009
Commercial	2,201	2,271
Construction	2,396	'
Second mortgages	0	42
Total mortgage loans on real estate	7,598	5,322
Commercial loans	'	64
Total	'	5,386
Foreclosed assets [Abstract]	'	'
Residential 1-4 family	216	676
Commercial	2,444	2,094
Construction	3,722	3,804
Total	6,382	6,574
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member]	'	'
Available-for-sale securities [Abstract]	'	'
Obligations of U.S. Government agencies	0	0
Obligations of state and political subdivisions	0	0
Mortgage-backed securities	0	0
Money market investments	0	0
Corporate Bonds	0	0
Fair Value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member]	'	'
Mortgage loans on real estate: [Abstract]	'	'
Residential 1-4 family	0	0
Commercial	0	0
Construction	0	'
Second mortgages	0	0
Total mortgage loans on real estate	0	0
Commercial loans	'	0
Total	'	0
Foreclosed assets [Abstract]	'	'
Residential 1-4 family	0	0
Commercial	0	0
Construction	0	0
Total	0	0
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member]	'	'
Available-for-sale securities [Abstract]	'	'
Obligations of U.S. Government agencies	15,064	37,088
Obligations of state and political subdivisions	47,050	43,774
Mortgage-backed securities	93,768	247,355
Money market investments	892	541
Corporate Bonds	1,373	698
Fair Value	158,147	329,456
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member]	'	'
Mortgage loans on real estate: [Abstract]	'	'
Residential 1-4 family	0	0
Commercial	0	0
Construction	0	'
Second mortgages	0	0
Total mortgage loans on real estate	0	0
Commercial loans	'	0
Total	'	0
Foreclosed assets [Abstract]	'	'
Residential 1-4 family	0	0
Commercial	0	0
Construction	0	0
Total	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member]	'	'
Available-for-sale securities [Abstract]	'	'
Obligations of U.S. Government agencies	0	0
Obligations of state and political subdivisions	0	0
Mortgage-backed securities	0	0
Money market investments	0	0
Corporate Bonds	0	0
Fair Value	0	0
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member]	'	'
Mortgage loans on real estate: [Abstract]	'	'
Residential 1-4 family	3,001	3,009
Commercial	2,201	2,271
Construction	2,396	'
Second mortgages	0	42
Total mortgage loans on real estate	7,598	5,322
Commercial loans	'	64
Total	'	5,386
Foreclosed assets [Abstract]	'	'
Residential 1-4 family	216	676
Commercial	2,444	2,094
Construction	3,722	3,804
Total	$6,382	$6,574

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financial assets [Abstract]	'	'
Securities available-for-sale	158,147	329,456
Securities held-to-maturity	94,838	'
Carrying Value [Member]	'	'
Financial assets [Abstract]	'	'
Cash and Cash Equivalents	66,714	42,317
Securities available-for-sale	158,147	329,456
Securities held-to-maturity	93,819	570
Restricted securities	2,378	2,562
Loans, net of allowances for loan losses	473,187	463,809
Bank owned life insurance	22,472	21,824
Accrued Interest Receivable	2,340	2,420
Financial liabilities [Abstract]	'	'
Deposits	730,824	753,816
Federal Funds Purchased	0	0
Overnight repurchase agreements	37,020	35,946
Term repurchase agreements	411	1,280
Federal Home Loan Bank advances	25,000	25,000
Accrued interest payable	350	439
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Financial assets [Abstract]	'	'
Cash and Cash Equivalents	66,714	42,317
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Restricted securities	0	0
Loans, net of allowances for loan losses	0	0
Bank owned life insurance	0	0
Accrued Interest Receivable	0	0
Financial liabilities [Abstract]	'	'
Deposits	0	0
Federal Funds Purchased	0	0
Overnight repurchase agreements	0	0
Term repurchase agreements	0	0
Federal Home Loan Bank advances	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2) [Member]	'	'
Financial assets [Abstract]	'	'
Cash and Cash Equivalents	0	0
Securities available-for-sale	158,147	329,456
Securities held-to-maturity	94,838	574
Restricted securities	2,378	2,562
Loans, net of allowances for loan losses	0	0
Bank owned life insurance	22,472	21,824
Accrued Interest Receivable	2,340	2,420
Financial liabilities [Abstract]	'	'
Deposits	734,017	757,923
Federal Funds Purchased	0	0
Overnight repurchase agreements	37,020	35,946
Term repurchase agreements	411	1,282
Federal Home Loan Bank advances	27,814	28,681
Accrued interest payable	350	439
Significant Unobservable Inputs (Level 3) [Member]	'	'
Financial assets [Abstract]	'	'
Cash and Cash Equivalents	0	0
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Restricted securities	0	0
Loans, net of allowances for loan losses	475,990	466,492
Bank owned life insurance	0	0
Accrued Interest Receivable	0	0
Financial liabilities [Abstract]	'	'
Deposits	0	0
Federal Funds Purchased	0	0
Overnight repurchase agreements	0	0
Term repurchase agreements	0	0
Federal Home Loan Bank advances	0	0
Accrued interest payable	0	0
Impaired Loans, Residential 1-4 Family Real Estate [Member] | Market Comparables [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	3,001	3,009
Impaired Loans, Residential 1-4 Family Real Estate [Member] | Market Comparables [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	13.00%	4.75%
Liquidation Discount	6.50%	0.00%
Impaired Loans, Residential 1-4 Family Real Estate [Member] | Market Comparables [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	14.00%	6.00%
Liquidation Discount	6.50%	5.00%
Impaired Loans, Residential 1-4 Family Real Estate [Member] | Market Comparables [Member] | Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	13.00%	6.00%
Liquidation Discount	6.50%	5.00%
Impaired Loans, Commercial Real Estate [Member] | Market Comparables [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	2,201	2,271
Impaired Loans, Commercial Real Estate [Member] | Market Comparables [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	5.00%	0.00%
Liquidation Discount	10.00%	'
Impaired Loans, Commercial Real Estate [Member] | Market Comparables [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	14.00%	6.00%
Liquidation Discount	10.00%	'
Impaired Loans, Commercial Real Estate [Member] | Market Comparables [Member] | Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	10.00%	4.00%
Liquidation Discount	10.00%	'
Impaired Loans, Construction Loans [Member] | Market Comparables [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	2,396	'
Impaired Loans, Construction Loans [Member] | Market Comparables [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	10.00%	'
Liquidation Discount	15.50%	'
Impaired Loans, Construction Loans [Member] | Market Comparables [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	10.00%	'
Liquidation Discount	15.50%	'
Impaired Loans, Construction Loans [Member] | Market Comparables [Member] | Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	10.00%	'
Liquidation Discount	15.50%	'
Impaired Loans, Second Mortgages [Member] | Market Comparables [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	0	42
Impaired Loans, Second Mortgages [Member] | Market Comparables [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	0.00%	'
Liquidation Discount	0.00%	'
Impaired Loans, Second Mortgages [Member] | Market Comparables [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	0.00%	'
Liquidation Discount	0.00%	'
Impaired Loans, Second Mortgages [Member] | Market Comparables [Member] | Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	0.00%	'
Liquidation Discount	0.00%	'
Impaired Loans, Commercial Loans [Member] | Market Comparables [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	'	64
Foreclosed Assets, Residential 1-4 Family [Member] | Market Comparables [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	216	676
Foreclosed Assets, Residential 1-4 Family [Member] | Market Comparables [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	6.00%	6.00%
Foreclosed Assets, Residential 1-4 Family [Member] | Market Comparables [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	10.00%	10.00%
Foreclosed Assets, Residential 1-4 Family [Member] | Market Comparables [Member] | Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	6.00%	6.00%
Foreclosed Assets, Commercial [Member] | Market Comparables [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	2,444	2,094
Foreclosed Assets, Commercial [Member] | Market Comparables [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	6.00%	6.00%
Foreclosed Assets, Commercial [Member] | Market Comparables [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	10.00%	10.00%
Foreclosed Assets, Commercial [Member] | Market Comparables [Member] | Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	6.00%	6.00%
Foreclosed Assets, Construction [Member] | Market Comparables [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair Value	3,722	3,804
Foreclosed Assets, Construction [Member] | Market Comparables [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	6.00%	6.00%
Foreclosed Assets, Construction [Member] | Market Comparables [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	10.00%	10.00%
Foreclosed Assets, Construction [Member] | Market Comparables [Member] | Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Selling costs (in hundredths)	6.00%	6.00%

Segment_Reporting_Details

Segment Reporting (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
			Segment
Segment Reporting [Abstract]	'	'	'	'	'
Number of operating segments	'	'	3	'	'
Description of operating segments	'	'	'The Company's reportable segments are strategic business units that offer different products and services. They are managed separately because each segment appeals to different markets and, accordingly, requires different technologies and marketing strategies.	'	'
Revenues	'	'	'	'	'
Interest and dividend income	$7,263,333	$7,958,227	$22,368,796	$24,692,037	'
Income from fiduciary activities	868,598	776,615	2,634,092	2,396,266	'
Other income	2,328,237	3,329,017	6,960,245	8,858,099	'
Total operating income	10,460,168	12,063,859	31,963,133	35,946,402	'
Expenses	'	'	'	'	'
Interest expense	1,144,058	1,414,095	3,576,193	4,423,427	'
Provision for loan losses	300,000	750,000	800,000	1,950,000	'
Salaries and employee benefits	4,554,101	5,259,880	14,280,611	15,440,042	'
Other expenses	3,222,048	3,492,350	9,770,115	10,808,276	'
Total operating expenses	9,220,207	10,916,325	28,426,919	32,621,745	'
Income before income taxes	1,239,961	1,147,534	3,536,214	3,324,657	'
Income tax expense (benefit)	202,617	73,346	582,738	533,961	'
Net income	1,037,344	1,074,188	2,953,476	2,790,696	'
Total assets	876,556,502	887,885,878	876,556,502	887,885,878	907,498,704
Bank [Member]	'	'	'	'	'
Revenues	'	'	'	'	'
Interest and dividend income	7,252,616	7,950,468	22,339,561	24,664,745	'
Income from fiduciary activities	0	0	0	0	'
Other income	2,229,311	3,224,829	6,647,281	8,520,811	'
Total operating income	9,481,927	11,175,297	28,986,842	33,185,556	'
Expenses	'	'	'	'	'
Interest expense	1,144,196	1,414,414	3,577,023	4,424,381	'
Provision for loan losses	300,000	750,000	800,000	1,950,000	'
Salaries and employee benefits	3,895,967	4,600,299	12,334,787	13,413,051	'
Other expenses	2,976,347	3,356,522	9,117,323	10,445,457	'
Total operating expenses	8,316,510	10,121,235	25,829,133	30,232,889	'
Income before income taxes	1,165,417	1,054,062	3,157,709	2,952,667	'
Income tax expense (benefit)	177,434	35,348	454,543	387,534	'
Net income	987,983	1,018,714	2,703,166	2,565,133	'
Total assets	871,935,454	883,610,555	871,935,454	883,610,555	'
Trust [Member]	'	'	'	'	'
Revenues	'	'	'	'	'
Interest and dividend income	10,855	7,488	30,065	26,440	'
Income from fiduciary activities	868,598	776,615	2,634,092	2,396,266	'
Other income	114,202	119,464	358,942	383,816	'
Total operating income	993,655	903,567	3,023,099	2,806,522	'
Expenses	'	'	'	'	'
Interest expense	0	0	0	0	'
Provision for loan losses	0	0	0	0	'
Salaries and employee benefits	552,542	531,492	1,621,208	1,632,145	'
Other expenses	233,674	243,821	677,292	728,845	'
Total operating expenses	786,216	775,313	2,298,500	2,360,990	'
Income before income taxes	207,439	128,254	724,599	445,532	'
Income tax expense (benefit)	70,363	43,438	245,865	150,977	'
Net income	137,076	84,816	478,734	294,555	'
Total assets	5,585,758	5,335,378	5,585,758	5,335,378	'
Unconsolidated Parent [Member]	'	'	'	'	'
Revenues	'	'	'	'	'
Interest and dividend income	1,125,059	1,105,705	3,181,900	2,866,213	'
Income from fiduciary activities	0	0	0	0	'
Other income	50,100	165,000	150,300	495,000	'
Total operating income	1,175,159	1,270,705	3,332,200	3,361,213	'
Expenses	'	'	'	'	'
Interest expense	0	1,585	0	4,719	'
Provision for loan losses	0	0	0	0	'
Salaries and employee benefits	105,592	128,089	324,616	394,846	'
Other expenses	77,403	72,283	171,778	175,502	'
Total operating expenses	182,995	201,957	496,394	575,067	'
Income before income taxes	992,164	1,068,748	2,835,806	2,786,146	'
Income tax expense (benefit)	-45,180	-5,440	-117,670	-4,550	'
Net income	1,037,344	1,074,188	2,953,476	2,790,696	'
Total assets	80,160,864	90,524,865	80,160,864	90,524,865	'
Eliminations [Member]	'	'	'	'	'
Revenues	'	'	'	'	'
Interest and dividend income	-1,125,197	-1,105,434	-3,182,730	-2,865,361	'
Income from fiduciary activities	0	0	0	0	'
Other income	-65,376	-180,276	-196,278	-541,528	'
Total operating income	-1,190,573	-1,285,710	-3,379,008	-3,406,889	'
Expenses	'	'	'	'	'
Interest expense	-138	-1,904	-830	-5,673	'
Provision for loan losses	0	0	0	0	'
Salaries and employee benefits	0	0	0	0	'
Other expenses	-65,376	-180,276	-196,278	-541,528	'
Total operating expenses	-65,514	-182,180	-197,108	-547,201	'
Income before income taxes	-1,125,059	-1,103,530	-3,181,900	-2,859,688	'
Income tax expense (benefit)	0	0	0	0	'
Net income	-1,125,059	-1,103,530	-3,181,900	-2,859,688	'
Total assets	($81,125,574)	($91,584,920)	($81,125,574)	($91,584,920)	'