Old Point Financial (OPOF) 10-Q 10 Aug 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Jul. 29, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	OLD POINT FINANCIAL CORP
Entity Central Index Key	740,971
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	No
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,959,009
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2016

Consolidated Balance Sheets (un

Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 28,974	$ 33,514
Interest-bearing due from banks	1,722	1,064
Federal funds sold	1,520	2,412
Cash and cash equivalents	32,216	36,990
Securities available-for-sale, at fair value	166,216	214,192
Restricted securities	2,882	2,016
Loans, net of allowance for loan losses	590,227	560,737
Premises and equipment, net	40,285	41,282
Bank-owned life insurance	24,843	24,411
Foreclosed assets, net of valuation allowance	1,887	2,741
Other assets	39,117	14,418
Total assets	897,673	896,787
Deposits:
Noninterest-bearing deposits	206,815	215,090
Savings deposits	311,932	321,370
Time deposits	208,254	210,011
Total deposits	727,001	746,471
Overnight repurchase agreements	23,865	25,950
Federal Home Loan Bank advances	45,000	25,000
Accrued expenses and other liabilities	5,874	6,190
Total liabilities	801,740	803,611
Stockholders' equity:
Common stock	24,795	24,795
Additional paid-in capital	16,392	16,392
Retained earnings	55,732	55,151
Accumulated other comprehensive loss, net	(986)	(3,162)
Total stockholders' equity	95,933	93,176
Total liabilities and stockholders' equity	$ 897,673	$ 896,787

Consolidated Balance Sheets (u3

Consolidated Balance Sheets (unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets
Allowance for loan losses	$ 7,934	$ 7,738
Foreclosed assets, valuation allowance	$ 2,046	$ 2,549
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	4,959,009	4,959,009
Common stock, shares outstanding (in shares)	4,959,009	4,959,009

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest and Dividend Income:
Interest and fees on loans	$ 6,560	$ 6,485	$ 12,973	$ 12,840
Interest on due from banks	1	3	5	10
Interest on federal funds sold	1	1	2	1
Interest on securities:
Taxable	471	615	1,019	1,301
Tax-exempt	376	415	760	838
Dividends and interest on all other securities	26	31	41	64
Total interest and dividend income	7,435	7,550	14,800	15,054
Interest Expense:
Interest on savings deposits	54	57	109	109
Interest on time deposits	517	544	1,034	1,072
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	8	8	14	16
Interest on Federal Home Loan Bank advances	3	309	144	614
Total interest expense	582	918	1,301	1,811
Net interest income	6,853	6,632	13,499	13,243
Provision for loan losses	1,250	25	1,400	300
Net interest income, after provision for loan losses	5,603	6,607	12,099	12,943
Noninterest Income:
Income from fiduciary activities	877	914	1,778	1,894
Service charges on deposit accounts	1,021	994	1,996	1,976
Other service charges, commissions and fees	1,033	1,058	2,051	2,063
Income from bank-owned life insurance	217	222	432	443
Income from Old Point Mortgage	80	125	89	158
Gain on sale of available-for-sale securities, net	6	0	515	0
Other operating income	52	46	90	102
Total noninterest income	3,286	3,359	6,951	6,636
Noninterest Expense:
Salaries and employee benefits	4,890	5,057	10,044	10,106
Occupancy and equipment	1,390	1,304	2,748	2,631
Data processing	435	407	857	765
FDIC insurance	156	153	321	300
Customer development	154	161	304	315
Legal and audit expense	295	160	497	274
Other outside service fees	178	195	361	309
Employee professional development	179	162	327	293
Bad checks and other losses	83	142	170	279
Capital stock tax	127	111	262	225
Prepayment fee on Federal Home Loan Bank Advance	0	0	391	0
Gain (loss) on write-down/sale of foreclosed assets	9	3	108	72
Other operating expense	589	639	1,186	1,212
Total noninterest expense	8,485	8,494	17,576	16,781
Income before income taxes	404	1,472	1,474	2,798
Income tax expense	(148)	193	(99)	314
Net income	$ 552	$ 1,279	$ 1,573	$ 2,484
Basic Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,959,009	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.11	$ 0.26	$ 0.32	$ 0.50
Diluted Earnings per Share:
Average shares outstanding (in shares)	4,959,009	4,959,009	4,959,009	4,959,009
Net income per share of common stock (in dollars per share)	$ 0.11	$ 0.26	$ 0.32	$ 0.50

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Consolidated Statements of Comprehensive Income (Loss) (unaudited) [Abstract]
Net income	$ 552	$ 1,279	$ 1,573	$ 2,484
Other comprehensive (loss), net of tax:
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	1,661	(1,002)	2,176	(911)
Net effect of market adjustment on securities transferred to available-for-sale, net	0	170	0	311
Other Comprehensive Income (Loss), Net of Tax, Total	1,661	(832)	2,176	(600)
Comprehensive income (loss)	$ 2,213	$ 447	$ 3,749	$ 1,884

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2014	$ 24,795	$ 16,392	$ 53,203	$ (5,893)	$ 88,497
Balance (in shares) at Dec. 31, 2014	4,959,009
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 0	0	2,484	0	2,484
Net change for quarter	0	0	0	(600)	(600)
Cash dividends	0	0	(793)	0	(793)
Balance at Jun. 30, 2015	$ 24,795	16,392	54,894	(6,493)	89,588
Balance (in shares) at Jun. 30, 2015	4,959,009
Balance at Dec. 31, 2015	$ 24,795	16,392	55,151	(3,162)	$ 93,176
Balance (in shares) at Dec. 31, 2015	4,959,009				4,959,009
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 0	0	1,573	0	$ 1,573
Net change for quarter	0	0	0	2,176	2,176
Cash dividends	0	0	(992)	0	(992)
Balance at Jun. 30, 2016	$ 24,795	$ 16,392	$ 55,732	$ (986)	$ 95,933
Balance (in shares) at Jun. 30, 2016	4,959,009				4,959,009

Consolidated Statements of Cha7

Consolidated Statements of Changes in Stockholders' Equity (unaudited) (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Consolidated Statements of Changes in Stockholders' Equity (unaudited) [Abstract]
Cash dividends (in dollars per share)	$ 0.20	$ 0.16

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,573	$ 2,484
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,349	1,257
Provision for loan losses	1,400	300
Available-for-sale Securities, Gross Realized Gain (Loss)	(515)	0
Net amortization of securities	1,060	1,111
Gain (Loss) on Disposition of Property Plant Equipment	(3)	1
Gain (loss) on write-down/sale of foreclosed assets	108	72
Income from bank owned life insurance	(432)	(443)
Deferred tax (benefit) expense	122	138
(Increase) decrease in other assets	(1,459)	(5,034)
Increase (decrease) in other liabilities	(316)	4,061
Net cash provided by (used in) operating activities	2,887	3,947
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of available-for-sale securities	(83,098)	(42,381)
Proceeds from redemption (cash used in purchases) of restricted securities	(866)	(573)
Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities	41,765	40,690
Proceeds from maturities and calls of held-to-maturity securities	0	300
Proceeds from sale of available-for-sale securities	61,680	2,055
Paydowns on available-for-sale securities	5,899	4,918
Paydowns on held-to-maturity securities	0	4,021
Payments to Acquire Loans and Leases Held-for-investment	0	(14,315)
(Increase) decrease in loans made to customers	(30,890)	(21,662)
Proceeds from sales of foreclosed assets	924	522
Foreclosed Assets Other Additions	(52)	0
Purchases of premises and equipment	(476)	(1,048)
Net cash provided by (used in) investing activities	(5,114)	(27,473)
CASH FLOWS FROM FINANCING ACTIVITIES
Increase (decrease) in noninterest-bearing deposits	(8,275)	(1,315)
Increase (decrease) in savings deposits	(9,438)	9,975
Increase (decrease) in time deposits	(1,757)	(1,654)
Increase (decrease) in federal funds purchased, repurchase agreements and other borrowings	(2,085)	(9,936)
Proceeds from Federal Home Loan Bank Borrowings	55,000	20,000
Repayments of Federal Home Loan Bank Borrowings	(35,000)	(5,000)
Cash dividends paid on common stock	(992)	(793)
Net cash provided by (used in) financing activities	(2,547)	11,277
Net increase (decrease) in cash and cash equivalents	(4,774)	(12,249)
Cash and cash equivalents at beginning of period	36,990	33,305
Cash and cash equivalents at end of period	32,216	21,056
Cash payments for:
Interest	1,322	1,815
Income tax	0	200
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS
Unrealized holding gains (losses) arising during the period	3,297	(1,381)
Loans transferred to foreclosed assets	0	454
Former bank building transferred from fixed assets to other real estate owned	127	0
Amortization of Unrealized Gain or Loss on Securities Transferred from AFS to HTM	0	471
Transfer from Investments	$ 24,483	$ 0

General

General	6 Months Ended
	Jun. 30, 2016
General [Abstract]
General	Note 1. General The accompanying unaudited consolidated financial statements of Old Point Financial Corporation (the Company) and its subsidiaries have been prepared in accordance with U.S. generally accepted accounting principles (GAAP) for interim financial information. All significant intercompany balances and transactions have been eliminated. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments and reclassifications of a normal and recurring nature considered necessary to present fairly the financial position at June 30, 2016 and December 31, 2015, the statements of income and comprehensive income for the three and six months ended June 30, 2016 and 2015, and the statements of changes in stockholders' equity and cash flows for the six months ended June 30, 2016 and 2015. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's 2015 annual report on Form 10-K. Certain previously reported amounts have been reclassified to conform to current period presentation, none of which were material in nature. PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services N.A. (Trust). All significant intercompany balances and transactions have been eliminated in consolidation. The Company consolidates subsidiaries in which it holds, directly or indirectly, more than 50 percent of the voting rights or where it exercises control. Entities where the Company holds 20 to 50 percent of the voting rights, or has the ability to exercise significant influence, or both, are accounted for under the equity method. As discussed below, the Company consolidates entities deemed to be variable interest entities (VIEs) when it is determined to be the primary beneficiary. NATURE OF OPERATIONS Old Point Financial Corporation is a holding company that conducts substantially all of its operations through two subsidiaries, The Old Point National Bank of Phoebus and Old Point Trust & Financial Services, N.A. The Bank serves individual and commercial customers, the majority of which are in Hampton Roads, Virginia. As of June 30, 2016, the Bank had 18 branch offices. The Bank offers a full range of deposit and loan products to its retail and commercial customers. Trust offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. VARIABLE INTEREST ENTITIES A legal entity is referred to as a VIE if any of the following conditions exist, which are outlined in the Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) variable interest accounting guidance (FASB ASC 810-10-15-14): (1) the total equity investment at risk is insufficient to permit the legal entity to finance its activities without additional subordinated financial support from other parties, or (2) the entity has equity investors that cannot make significant decisions about the entity's operations or that do not absorb their proportionate share of the expected losses or receive the expected returns of the entity.

Securities

Securities	6 Months Ended
	Jun. 30, 2016
Securities [Abstract]
Securities	Note 2. Securities Amortized costs and fair values of securities available-for-sale as of the dates indicated are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) June 30, 2016 Obligations of U.S. Government agencies $ 24,270 $ 5 $ 0 $ 24,275 Obligations of state and political subdivisions 70,669 2,065 0 72,734 Mortgage-backed securities 64,533 339 (15 ) 64,857 Money market investments 621 0 0 621 Corporate bonds and other securities 3,598 27 (1 ) 3,624 Other marketable equity securities 100 5 0 105 Total $ 163,791 $ 2,441 $ (16 ) $ 166,216 December 31, 2015 Obligations of U.S. Government agencies $ 24,353 $ 1 $ (114 ) $ 24,240 Obligations of state and political subdivisions 77,223 1,323 (113 ) 78,433 Mortgage-backed securities 109,360 0 (1,964 ) 107,396 Money market investments 631 0 0 631 Corporate bonds and other securities 3,397 4 (8 ) 3,393 Other marketable equity securities 100 0 (1 ) 99 Total $ 215,064 $ 1,328 $ (2,200 ) $ 214,192 The following table summarizes realized gains and losses on the sale of investment securities during the periods indicated: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Securities Available-for-sale Realized gains on sales of securities $ 6 $ 0 $ 554 $ 0 Realized losses on sales of securities 0 0 (39 ) 0 Net realized gain $ 6 $ 0 $ 515 $ 0 OTHER-THAN-TEMPORARILY IMPAIRED SECURITIES Management assesses whether the Company intends to sell or it is more-likely-than-not that the Company will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired and that the Company does not intend to sell and will not be required to sell prior to recovery of the amortized cost basis, the Company separates the amount of the impairment into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security's amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security's fair value and the present value of expected future cash flows is due to factors that are not credit related, which are recognized in other comprehensive income. The present value of expected future cash flows is determined using the best-estimate cash flows discounted at the effective interest rate implicit to the security at the date of purchase or the current yield to accrete an asset-backed or floating rate security. The methodology and assumptions for establishing the best-estimate cash flows vary depending on the type of security. The asset-backed securities cash flow estimates are based on bond specific facts and circumstances that may include collateral characteristics, expectations of delinquency and default rates, loss severity and prepayment speeds, and structural support, including subordination and guarantees. The Company has a process in place to identify debt securities that could potentially have a credit or interest-rate related impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts, and cash flow projections as indicators of credit issues. On a quarterly basis, management reviews all securities to determine whether an other-than-temporary decline in value exists and whether losses should be recognized. Management considers relevant facts and circumstances in evaluating whether a credit or interest-rate related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (a) the extent and length of time the fair value has been below cost; (b) the reasons for the decline in value; (c) the financial position and access to capital of the issuer, including the current and future impact of any specific events; and (d) for fixed maturity securities, the Company's intent to sell a security or whether it is more-likely-than-not the Company will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity, and for equity securities, the Company's ability and intent to hold the security for a period of time that allows for the recovery in value. The Company has not recorded impairment charges through income on securities for the three or six months ended June 30, 2016 or 2015. TEMPORARILY IMPAIRED SECURITIES The following table shows the number of securities with unrealized losses, and the gross unrealized losses and fair value of the Company's investments with unrealized losses that are deemed to be temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated: June 30, 2016 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Number of Securities (dollars in thousands) Securities Available-for-Sale Mortgage-backed securities $ 15 4,062 $ 0 $ 0 $ 15 $ 4,062 1 Corporate bonds 0 0 1 99 1 99 1 Total securities available-for-sale $ 15 $ 4,062 $ 1 $ 99 $ 16 $ 4,161 2 December 31, 2015 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Number of Securities (dollars in thousands) Securities Available-for-Sale Obligations of U.S. Government agencies $ 0 $ 0 $ 114 $ 3,940 $ 114 $ 3,940 2 Obligations of state and political subdivisions 42 4,177 71 3,545 113 7,722 13 Mortgage-backed securities 848 62,698 1,116 44,698 1,964 107,396 13 Corporate bonds 6 2,091 2 198 8 2,289 16 Other marketable equity securities 1 99 0 0 1 99 1 Total securities available-for-sale $ 897 $ 69,065 $ 1,303 $ 52,381 $ 2,200 $ 121,446 45 Certain investments within the Company's portfolio had unrealized losses at June 30, 2016 and December 31, 2015, as shown in the tables above. The unrealized losses were caused by increases in market interest rates. Because the Company does not intend to sell the investments and management believes it is unlikely that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider the investments to be other-than-temporarily impaired at June 30, 2016 or December 31, 2015. Restricted Securities The restricted security category is comprised of stock in the Federal Home Loan Bank of Atlanta (FHLB) and the Federal Reserve Bank (FRB). These stocks are classified as restricted securities because their ownership is restricted to certain types of entities and the securities lack a market. Therefore, FHLB and FRB stock is carried at cost and evaluated for impairment. When evaluating these stocks for impairment, their value is determined based on the ultimate recoverability of the par value rather than by recognizing temporary declines in value. Restricted stock is viewed as a long-term investment and management believes that the Company has the ability and the intent to hold this stock until its value is recovered.

Loans and the Allowance for Loa

Loans and the Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2016
Loans and the Allowance for Loan Losses [Abstract]
Loans and the Allowance for Loan Losses	Note 3. Loans and the Allowance for Loan Losses The following is a summary of the balances in each class of the Company's loan portfolio as of the dates indicated: June 30, 2016 December 31, 2015 (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 96,892 $ 96,997 Commercial 281,323 277,758 Construction 26,286 19,685 Second mortgages 16,673 15,148 Equity lines of credit 46,669 47,256 Total mortgage loans on real estate 467,843 456,844 Commercial loans 54,996 43,197 Consumer loans 44,112 50,427 Other 31,210 18,007 Total loans, net of deferred fees (1) 598,161 568,475 Less: Allowance for loan losses (7,934 ) (7,738 ) Loans, net of allowance and deferred fees (1) $ 590,227 $ 560,737 (1) Deferred loan fees totaled $443 thousand and $407 thousand at June 30, 2016 and December 31, 2015, respectively. Overdrawn deposit accounts are reclassified as loans and included in the Other category in the table above. Overdrawn deposit accounts totaled $617 thousand and $648 thousand at June 30, 2016 and December 31, 2015, respectively. CREDIT QUALITY INFORMATION The Company uses internally-assigned risk grades to estimate the capability of borrowers to repay the contractual obligations of their loan agreements as scheduled or at all. The Company's internal risk grade system is based on experiences with similarly graded loans. Credit risk grades are updated at least quarterly as additional information becomes available, at which time management analyzes the resulting scores to track loan performance. The Company's internally assigned risk grades are as follows: · Pass: · Other Assets Especially Mentioned (OAEM): · Substandard: · Doubtful: · Loss: The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated: Credit Quality Information As of June 30, 2016 (in thousands) Pass OAEM Substandard Total Mortgage loans on real estate: Residential 1-4 family $ 94,796 $ 0 $ 2,096 $ 96,892 Commercial 262,291 10,627 8,405 281,323 Construction 25,375 164 747 26,286 Second mortgages 16,346 0 327 16,673 Equity lines of credit 46,575 0 94 46,669 Total mortgage loans on real estate 445,383 10,791 11,669 467,843 Commercial loans 52,485 1,483 1,028 54,996 Consumer loans 44,035 0 77 44,112 Other 31,210 0 0 31,210 Total $ 573,113 $ 12,274 $ 12,774 $ 598,161 Credit Quality Information As of December 31, 2015 (in thousands) Pass OAEM Substandard Total Mortgage loans on real estate: Residential 1-4 family $ 94,576 $ 0 $ 2,421 $ 96,997 Commercial 261,749 7,394 8,615 277,758 Construction 18,931 0 754 19,685 Second mortgages 14,835 0 313 15,148 Equity lines of credit 47,161 0 95 47,256 Total mortgage loans on real estate 437,252 7,394 12,198 456,844 Commercial loans 40,268 467 2,462 43,197 Consumer loans 50,327 0 100 50,427 Other 18,007 0 0 18,007 Total $ 545,854 $ 7,861 $ 14,760 $ 568,475 As of June 30, 2016 and December 31, 2015, the Company did not have any loans internally classified as Loss or Doubtful. AGE ANALYSIS OF PAST DUE LOANS BY CLASS All classes of loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Interest and fees continue to accrue on past due loans until the date the loan is placed in nonaccrual status, if applicable. The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below. Age Analysis of Past Due Loans as of June 30, 2016 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 505 $ 309 $ 810 $ 1,624 $ 95,268 $ 96,892 $ 520 Commercial 1,582 0 129 1,711 279,612 281,323 17 Construction 0 0 0 0 26,286 26,286 0 Second mortgages 144 0 214 358 16,315 16,673 60 Equity lines of credit 28 0 51 79 46,590 46,669 51 Total mortgage loans on real estate 2,259 309 1,204 3,772 464,071 467,843 648 Commercial loans 2 16 86 104 54,892 54,996 0 Consumer loans 1,191 971 2,570 4,732 39,380 44,112 2,570 Other 49 9 4 62 31,148 31,210 4 Total $ 3,501 $ 1,305 $ 3,864 $ 8,670 $ 589,491 $ 598,161 $ 3,222 (1) In the table above, the consumer category includes student loans with principal and interest amounts that are 97 - 98% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $4.5 million at June 30, 2016. Age Analysis of Past Due Loans as of December 31, 2015 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 309 $ 1,042 $ 275 $ 1,626 $ 95,371 $ 96,997 $ 0 Commercial 1,266 31 23 1,320 276,438 277,758 23 Construction 161 0 0 161 19,524 19,685 0 Second mortgages 21 39 165 225 14,923 15,148 0 Equity lines of credit 170 0 0 170 47,086 47,256 0 Total mortgage loans on real estate 1,927 1,112 463 3,502 453,342 456,844 23 Commercial loans 500 88 232 820 42,377 43,197 164 Consumer loans 1,673 1,350 3,163 6,186 44,241 50,427 3,163 Other 64 3 6 73 17,934 18,007 6 Total $ 4,164 $ 2,553 $ 3,864 $ 10,581 $ 557,894 $ 568,475 $ 3,356 (1) In the table above, the consumer category includes student loans with principal and interest amounts that are 97 - 98% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $5.7 million at December 31, 2015. Although the portion of the student loan portfolio that is 90 days or more past due would normally be considered impaired, the Company does not include these loans in its impairment analysis. Because the federal government has provided guarantees of repayment of these student loans in an amount ranging from 97% to 98% NONACCRUAL LOANS The Company generally places commercial loans (including construction loans and commercial loans secured and not secured by real estate) in nonaccrual status when the full and timely collection of interest or principal becomes uncertain, part of the principal balance has been charged off and no restructuring has occurred or the loan reaches 90 days past due, unless the credit is well-secured and in the process of collection. Under regulatory rules, consumer loans, which are loans to individuals for household, family and other personal expenditures, and consumer loans secured by real estate (including residential 1 - 4 family mortgages, second mortgages, and equity lines of credit) are not required to be placed in nonaccrual status. Although consumer loans and consumer loans secured by real estate are not required to be placed in nonaccrual status, the Company may elect to place these loans in nonaccrual status, if necessary to avoid a material overstatement of interest income. Generally, consumer loans secured by real estate are placed in nonaccrual status only when payments are 120 days past due. Generally, consumer loans not secured by real estate are placed in nonaccrual status only when part of the principal has been charged off. If a charge-off has not occurred sooner for other reasons, a consumer loan not secured by real estate will generally be placed in nonaccrual status when payments are 120 days past due. These loans are charged off or written down to the net realizable value of the collateral when deemed uncollectible, when classified as a "loss," when repayment is unreasonably protracted, when bankruptcy has been initiated, or when the loan is 120 days or more past due unless the credit is well-secured and in the process of collection. When management places a loan in nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and the loan is accounted for by the cash basis or cost recovery method, until it qualifies for return to accrual status or is charged off. Generally, loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured, or when the borrower has resumed paying the full amount of the scheduled contractual interest and principal payments for at least six months. The following table presents loans in nonaccrual status by class of loan as of the dates indicated: Nonaccrual Loans by Class June 30, 2016 December 31, 2015 (in thousands) Mortgage loans on real estate Residential 1-4 family $ 1,058 $ 1,457 Commercial 2,501 2,623 Second mortgages 154 226 Total mortgage loans on real estate 3,713 4,306 Commercial loans 197 276 Total $ 3,910 $ 4,582 The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented: Six Months Ended June 30, 2016 2015 (in thousands) Interest income that would have been recorded under original loan terms $ 101 $ 110 Actual interest income recorded for the period 85 97 Reduction in interest income on nonaccrual loans $ 16 $ 13 TROUBLED DEBT RESTRUCTURINGS The Company's loan portfolio includes certain loans that have been modified in a troubled debt restructuring (TDR), where economic concessions have been granted to borrowers who are experiencing financial difficulties. These concessions typically result from the Company's loss mitigation activities and could include reduction in the interest rate below current market rates for borrowers with similar risk profiles, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The Company defines a TDR as nonperforming if the TDR is in nonaccrual status or is 90 days or more past due and still accruing interest at the report date. When the Company modifies a loan, management evaluates any possible impairment as stated in the impaired loan section below. The following table presents TDRs during the period indicated, by class of loan. There were no troubled debts restructured in the first six months of 2015 or in the second quarter of 2016. Troubled Debt Restructurings by Class For the Six Months Ended June 30, 2016 (dollars in thousands) Number of Modifications Recorded Investment Prior to Modification Recorded Investment After Modification Current Investment on June 30, 2016 Commercial loans 1 $ 152 $ 152 $ 110 The loan restructured in the first six months of 2016 was given a below-market rate for debt with similar risk characteristics. At June 30, 2016 and December 31, 2015, the Company had no outstanding commitments to disburse additional funds on any TDR. At December 31, 2015, the Company had $53 thousand in loans secured by residential 1 - 4 family real estate that were in the process of foreclosure. There were no loans loans secured by residential 1 - 4 family real estate in the process of foreclosure at June 30, 2016. In the three and six months ended June 30, 2016 and 2015, there were no defaulting TDRs where the default occurred within twelve months of restructuring. The Company considers a TDR in default when any of the following occurs: the loan, as restructured, becomes 90 days or more past due; the loan is moved to nonaccrual status following the restructure; the loan is restructured again under terms that would qualify it as a TDR if it were not already so classified; or any portion of the loan is charged off. All TDRs are factored into the determination of the allowance for loan losses and included in the impaired loan analysis, as discussed below. IMPAIRED LOANS A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts when due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans and loans modified in a TDR. When management identifies a loan as impaired, the impairment is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, except when the sole or remaining source of repayment for the loan is the operation or liquidation of the collateral. In these cases, management uses the current fair value of the collateral, less selling costs, when foreclosure is probable, instead of the discounted cash flows. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through a specific allocation in the allowance or a charge-off to the allowance. When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in the loan is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. When the ultimate collectability of the total principal of the impaired loan is not in doubt and the loan is in nonaccrual status, contractual interest is credited to interest income when received under the cash-basis method. The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances. Impaired Loans by Class (in thousands) As of June 30, 2016 For the six months ended June 30, 2016 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized Mortgage loans on real estate: Residential 1-4 family $ 2,721 $ 1,735 $ 640 $ 124 $ 2,642 $ 51 Commercial 10,183 6,188 3,168 463 9,353 232 Construction 633 536 97 35 366 21 Second mortgages 526 482 0 0 517 14 Total mortgage loans on real estate $ 14,063 $ 8,941 $ 3,905 $ 622 $ 12,878 $ 318 Commercial loans 1,145 197 824 137 664 41 Consumer loans 0 0 0 0 6 0 Total $ 15,208 $ 9,138 $ 4,729 $ 759 $ 13,548 $ 359 Impaired Loans by Class (in thousands) As of December 31, 2015 For the Year Ended December 31, 2015 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized Mortgage loans on real estate: Residential 1-4 family $ 2,994 $ 1,530 $ 1,261 $ 146 $ 2,267 $ 132 Commercial 10,203 6,166 3,208 608 9,305 473 Construction 99 0 99 36 465 5 Second mortgages 535 499 0 0 571 21 Total mortgage loans on real estate $ 13,831 $ 8,195 $ 4,568 $ 790 $ 12,608 $ 631 Commercial loans 330 207 68 8 952 28 Consumer loans 12 12 0 0 13 1 Total $ 14,173 $ 8,414 $ 4,636 $ 798 $ 13,573 $ 660 MONITORING OF LOANS AND EFFECT OF MONITORING FOR THE ALLOWANCE FOR LOAN LOSSES Loan officers are responsible for continual portfolio analysis and prompt identification and reporting of problem loans, which includes assigning a risk grade to each applicable loan at its origination and revising such grade as the situation dictates. Loan officers maintain frequent contact with borrowers, which should enable the loan officer to identify potential problems before other personnel. In addition, meetings with loan officers and upper management are held to discuss problem loans and review risk grades. Nonetheless, in order to avoid over-reliance upon loan officers for problem loan identification, the Company's loan review system provides for review of loans and risk grades by individuals who are independent of the loan approval process. Risk grades and historical loss rates (determined by migration analysis) by risk grades are used as a component of the calculation of the allowance for loan losses. ALLOWANCE FOR LOAN LOSSES Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and probable losses inherent in the loan portfolio. The Company segments the loan portfolio into categories as defined by Schedule RC-C of the Federal Financial Institutions Examination Council Consolidated Reports of Condition and Income Form 041 (Call Report). Loans are segmented into the following pools: commercial, real estate-construction, real estate-mortgage, consumer and other loans. The Company also sub-segments the real estate-mortgage segment into four classes: residential 1-4 family, commercial real estate, second mortgages and equity lines of credit. The Company uses an internally developed risk evaluation model in the estimation of the credit risk process. The model and assumptions used to determine the allowance are independently validated and reviewed to ensure that the theoretical foundation, assumptions, data integrity, computational processes and reporting practices are appropriate and properly documented. Each portfolio segment has risk characteristics as follows: · Commercial: Commercial loans carry risks associated with the successful operation of a business or project, in addition to other risks associated with the ownership of a business. The repayment of these loans may be dependent upon the profitability and cash flows of the business. In addition, there is risk associated with the value of collateral other than real estate which may depreciate over time and cannot be appraised with as much precision. · Real estate-construction: Construction loans carry risks that the project will not be finished according to schedule, the project will not be finished according to budget and the value of the collateral may at any point in time be less than the principal amount of the loan. Construction loans also bear the risk that the general contractor, who may or may not be the loan customer, may be unable to finish the construction project as planned because of financial pressure unrelated to the project. · Real estate-mortgage: Residential mortgage loans and equity lines of credit carry risks associated with the continued credit-worthiness of the borrower and changes in the value of the collateral. Commercial real estate loans carry risks associated with the successful operation of a business if owner occupied. If non-owner occupied, the repayment of these loans may be dependent upon the profitability and cash flow from rent receipts. · Consumer loans: Consumer loans carry risks associated with the continued credit-worthiness of the borrowers and the value of the collateral. Consumer loans are more likely than real estate loans to be immediately adversely affected by job loss, divorce, illness or personal bankruptcy. · Other loans: Other loans are loans to mortgage companies, loans for purchasing or carrying securities, and loans to insurance, investment and finance companies. These loans carry risks associated with the successful operation of a business. In addition, there is risk associated with the value of collateral other than real estate which may depreciate over time, depend on interest rates or fluctuate in active trading markets. Each segment of the portfolio is pooled by risk grade or by days past due. Consumer loans not secured by real estate and made to individuals for household, family and other personal expenditures are segmented into pools based on days past due, while all other loans, including loans to consumers that are secured by real estate, are segmented by risk grades. A historical loss percentage is then calculated by migration analysis and applied to each pool. The migration analysis applied to all pools is able to track the risk grading and historical performance of individual loans throughout a number of periods set by management, which provides management with information regarding trends (or migrations) in a particular loan segment. At December 31, 2015 and June 30, 2016, m anagement used twelve-quarter migration periods. Management also provides an allocated component of the allowance for loans that are specifically identified Based on credit risk assessments and management's analysis of qualitative factors, additional loss factors are applied to loan balances. These additional qualitative factors include: economic conditions, trends in growth, loan concentrations, changes in certain loans, changes in underwriting, changes in management and changes in the legal and regulatory environment. ALLOWANCE FOR LOAN LOSSES BY SEGMENT The total allowance reflects management's estimate of losses inherent in the loan portfolio at the balance sheet date. The Company considers the allowance for loan losses of $7.9 million adequate to cover loan losses inherent in the loan portfolio at June 30, 2016. The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS (in thousands) For the Six Months Ended June 30, 2016 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 633 $ 985 $ 5,628 $ 279 $ 213 $ 7,738 Charge-offs (858 ) 0 (268 ) (99 ) (62 ) (1,287 ) Recoveries 24 3 17 22 17 83 Provision for loan losses 1,287 297 (496 ) 198 114 1,400 Ending balance $ 1,086 $ 1,285 $ 4,881 $ 400 $ 282 $ 7,934 Ending balance individually evaluated for impairment $ 137 $ 35 $ 587 $ 0 $ 0 $ 759 Ending balance collectively evaluated for impairment 949 1,250 4,294 400 282 7,175 Ending balance $ 1,086 $ 1,285 $ 4,881 $ 400 $ 282 $ 7,934 Loan Balances: Ending balance individually evaluated for impairment $ 1,021 $ 633 $ 12,213 $ 0 $ 0 $ 13,867 Ending balance collectively evaluated for impairment 53,975 25,653 429,344 44,112 31,210 584,294 Ending balance $ 54,996 $ 26,286 $ 441,557 $ 44,112 $ 31,210 $ 598,161 For the Year Ended December 31, 2015 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 595 $ 703 $ 5,347 $ 219 $ 211 $ 7,075 Charge-offs (293 ) 0 (321 ) (92 ) (191 ) (897 ) Recoveries 50 1 393 39 52 535 Provision for loan losses 281 281 209 113 141 1,025 Ending balance $ 633 $ 985 $ 5,628 $ 279 $ 213 $ 7,738 Ending balance individually evaluated for impairment $ 8 $ 36 $ 754 $ 0 $ 0 $ 798 Ending balance collectively evaluated for impairment 625 949 4,874 279 213 6,940 Ending balance $ 633 $ 985 $ 5,628 $ 279 $ 213 $ 7,738 Loan Balances: Ending balance individually evaluated for impairment $ 275 $ 99 $ 12,664 $ 12 $ 0 $ 13,050 Ending balance collectively evaluated for impairment 42,922 19,586 424,495 50,415 18,007 555,425 Ending balance $ 43,197 $ 19,685 $ 437,159 $ 50,427 $ 18,007 $ 568,475 (1) CHANGES IN ACCOUNTING METHODOLOGY There were no changes in the Company's accounting methodology for the allowance for loan losses in the first six months of 2016.

Low-Income Housing Tax Credits

Low-Income Housing Tax Credits	6 Months Ended
	Jun. 30, 2016
Investments in Affordable Housing Projects [Abstract]
Low-Income Housing Tax Credits	Note 4. Low-Income Housing Tax Credits The Company was invested in 4 separate housing equity funds at both June 30, 2016 and December 31, 2015. The general purpose of these funds is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia; develop and implement strategies to maintain projects as low-income housing; deliver Federal Low Income Housing Credits to investors; allocate tax losses and other possible tax benefits to investors; and preserve and protect project assets. The investments in these funds were recorded as other assets on the consolidated balance sheets and were $4.0 million and $4.2 million at June 30, 2016 and December 31, 2015, respectively. The expected terms of these investments and the related tax benefits run through 2032. Total projected tax credits to be received for 2016 are $399 thousand, which is based on the most recent quarterly estimates received from the funds. Additional capital calls expected for the funds totaled $3.0 million at both June 30, 2016 and December 31, 2015, and are recorded in accrued expenses and other liabilities on the corresponding consolidated balance sheet. The table below summarizes the tax credits and other tax benefits recognized by the Company and related to these investments, as of the periods indicated: Six Months Ended June 30, 2016 2015 2016 2015 $ 96 $ 102 $ 222 $ 221

Share-Based Compensation

Share-Based Compensation	6 Months Ended
	Jun. 30, 2016
Share-Based Compensation [Abstract]
Share-Based Compensation	Note 5. Share-Based Compensation The Company has adopted an employee stock purchase plan and offers share-based compensation through its equity compensation plans. Share-based compensation arrangements include stock options, restricted and unrestricted stock awards, restricted stock units, performance-based awards and stock appreciation rights. Accounting standards require all share-based payments to employees to be valued using a fair value method on the date of grant and to be expensed based on that fair value over the applicable vesting period. Historically, the Company has only granted share-based compensation in the form of stock options. There were no options granted in the first six months of 2016. The Company's 1998 Stock Option Plan, pursuant to which stock options could be granted to key employees and non-employee directors, expired on March 9, 2008. Stock options that were outstanding on March 9, 2008 remained outstanding in accordance with their terms, but no new awards could be granted under the plan after March 9, 2008. Options to purchase 68,730 shares of common stock were outstanding under the Company's 1998 Stock Option Plan at June 30, 2016. The exercise price of each option equals the market price of the Company's common stock on the date of the grant and each option's maximum term is ten years. Stock option activity for the six months ended June 30, 2016 is summarized below: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Aggregate Intrinsic Value (in thousands) Options outstanding, January 1, 2016 74,960 $ 20.05 Granted 0 0 Exercised 0 0 Canceled or expired (6,230 ) 20.05 Options outstanding, June 30, 2016 68,730 $ 20.05 1.29 $ 0 Options exercisable, June 30, 2016 68,730 $ 20.05 1.29 $ 0 The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current fair value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options on June 30, 2016. This amount changes based on changes in the fair value of the Company's common stock. As of June 30, 2016, the outstanding options had no intrinsic value because the exercise prices of all outstanding options were above the fair value of a share of the Company's common stock. No options were exercised during the six months ended June 30, 2016. As of June 30, 2016, all outstanding stock options were fully vested and there was no unrecognized stock-based compensation expense. At the Company's 2016 Annual Meeting of Stockholders held on May 24, 2016, stockholders approved the Old Point Financial Corporation 2016 Incentive Stock Plan (Incentive Stock Plan). The Incentive Stock Plan provides for the grant to key employees and non-employee directors of awards that may include one or more of the following: stock options, restricted stock, restricted stock units, stock appreciation rights, stock awards, and performance units (collectively, the awards). No awards may be granted under the Incentive Stock Plan after May 23, 2026. Complete details of the Incentive Stock Plan are contained in Appendix A of the Proxy Statement for the Company's 2016 Annual Meeting of Stockholders. As of June 30, 2016, there were no awards outstanding under the plan. Also at the Company's 2016 Annual Meeting of Stockholders held on May 24, 2016, stockholders approved an Employee Stock Purchase Plan (ESPP). The ESPP provides a means for employees of the Company and employees of the Company's subsidiaries to authorize payroll deductions on a voluntary basis to be used for the periodic purchase of shares of the Company's common stock. Under the ESPP, eligible employees will be able to purchase shares of the Company's common stock at a price equal to at least 85% of the fair market value of the common stock at the end of the applicable offering period. The maximum number of shares that may be purchased under the ESPP is 250,000 shares. Complete details of the ESPP are contained in Appendix B of the Proxy Statement for the Company's 2016 Annual Meeting of Stockholders. The first offering period will begin on September 1, 2016; accordingly, as of June 30, 2016, no shares have been issued under the plan.

Pension Plan

Pension Plan	6 Months Ended
	Jun. 30, 2016
Pension Plan [Abstract]
Pension Plan	Note 6. Pension Plan The Company provides pension benefits for eligible participants through a non-contributory defined benefit pension plan. The plan was frozen effective September 30, 2006; therefore, no additional participants will be added to the plan. The components of net periodic pension plan cost are as follows for the periods indicated: Three months ended June 30, 2016 2015 (in thousands) Interest cost $ 70 $ 65 Expected return on plan assets (98 ) (90 ) Amortization of net loss 140 98 Net periodic pension plan cost $ 112 $ 73 Six months ended June 30, 2016 2015 (in thousands) Interest cost $ 140 $ 131 Expected return on plan assets (196 ) (179 ) Amortization of net loss 280 197 Net periodic pension plan cost $ 224 $ 149 At June 30, 2016, management had not yet determined the amount, if any, that the Company will contribute to the plan in the year ending December 31, 2016.

Stockholders' Equity and Earnin

Stockholders' Equity and Earnings per Common Share	6 Months Ended
	Jun. 30, 2016
Stockholders' Equity and Earnings Per Common Share [Abstract]
Stockholders' Equity and Earnings Per Common Share	Note 7. Stockholders' Equity and Earnings per Share STOCKHOLDERS' EQUITY – ACCUMULATED OTHER COMPREHENSIVE LOSS The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated: Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 Affected Line Item on Consolidated Statements of Income (in thousands) Available-for-sale securities Realized gains (losses) on sales of securities $ $6 $ $0 $ $515 $ $0 Gain on sale of available-for-sale securities, net Tax effect 2 0 175 0 Income tax expense $ $4 $ $0 $ $340 $ $0 The following table presents the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated: Unrealized Gains (Losses) on Securities Unrealized Losses on Securities Transferred to Held-to-Maturity Defined Benefit Pension Plans Accumulated Other Comprehensive Loss (in thousands) Six Months Ended June 30, 2016 Balance at beginning of period $ (576 ) $ 0 $ (2,586 ) $ (3,162 ) Net change for the period 2,176 0 0 2,176 Balance at end of period $ 1,600 $ 0 $ (2,586 ) $ (986 ) Six Months Ended June 30, 2015 Balance at beginning of period $ (78 ) $ (3,386 ) $ (2,429 ) $ (5,893 ) Net change for the period (911 ) 311 0 (600 ) Balance at end of period $ (989 ) $ (3,075 ) $ (2,429 ) $ (6,493 ) The following table presents the change in each component of accumulated other comprehensive loss on a pre-tax and after-tax basis for the periods indicated. Six Months Ended June 30, 2016 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 3,812 $ 1,296 $ 2,516 Reclassification adjustment for gains recognized in income (515 ) (175 ) (340 ) Net unrealized gains on securities 3,297 1,121 2,176 Total change in accumulated other comprehensive loss $ 3,297 $ 1,121 $ 2,176 Six Months Ended June 30, 2015 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (1,381 ) $ (470 ) $ (911 ) Unrealized losses on securities transferred from available-for-sale to held-to-maturity: Amortization 471 160 311 Net change $ (910 ) $ (310 ) $ (600 ) EARNINGS PER COMMON SHARE Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is computed using the weighted average number of common shares outstanding during the period, including the effect of dilutive potential common shares attributable to outstanding stock options. The Company did not include an average of 69 thousand and 77 thousand potential common shares attributable to outstanding stock options in the diluted earnings per share calculation for the first six months of 2016 and 2015, respectively, because they were antidilutive. Antidilutive shares were 69 thousand and 76 thousand for the second quarters of 2016 and 2015, respectively.

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2016
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 8. Recent Accounting Pronouncements In August 2014, the FASB issued ASU No. 2014-15, "Presentation of Financial Statements – Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity's Ability to Continue as a Going Concern". This update is intended to provide guidance about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures. Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity's ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period. If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted. The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, "Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities". The amendments in ASU 2016-01, among other things: 1) Requires equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. 2) Requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. 3) Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e., securities or loans and receivables). 4) Eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently assessing the impact that ASU 2016-01 will have on its consolidated financial statements. In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)". Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee's obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee's right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The Company is currently assessing the impact that ASU 2016-02 will have on its consolidated financial statements. During March 2016, the FASB issued ASU No. 2016-05, "Derivatives and Hedging (Topic 815): Effect of Derivative Contract Novations on Existing Hedge Accounting Relationships". The amendments in this ASU clarify that a change in the counterparty to a derivative instrument that has been designated as the hedging instrument does not, in and of itself, require dedesignation of that hedging relationship provided that all other hedge accounting criteria remain intact. The amendments are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. The Company does not expect the adoption of ASU 2016-05 to have a material impact on its consolidated financial statements. In March 2016, the FASB issued ASU No. 2016-07, "Investments – Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting". The amendments in this ASU eliminate the requirement that when an investment qualifies for use of the equity method as a result of an increase in the level of ownership interest or degree of influence, an investor must adjust the investment, results of operations, and retained earnings retroactively on a step-by-step basis as if the equity method had been in effect during all previous periods that the investment had been held. The amendments require that the equity method investor add the cost of acquiring the additional interest in the investee to the current basis of the investor's previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. Therefore, upon qualifying for the equity method of accounting, no retroactive adjustment of the investment is required. In addition, the amendments in this ASU require that an entity that has an available-for-sale equity security that becomes qualified for the equity method of accounting recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive income at the date the investment becomes qualified for use of the equity method. The amendments are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The amendments should be applied prospectively upon their effective date to increases in the level of ownership interest or degree of influence that result in the adoption of the equity method. Early Adoption is permitted. The Company does not expect the adoption of ASU 2016-07 to have a material impact on its consolidated financial statements. During March 2016, the FASB issued ASU No. 2016-09, "Compensation – Stock Compensation (Topic 718): Improvements to Employee Shares-Based Payment Accounting". The amendments in this ASU simplify several aspects of the accounting for share-based payment award transactions including: (a) income tax consequences; (b) classification of awards as either equity or liabilities; and (c) classification on the statement of cash flows. The amendments are effective for public companies for annual periods beginning after December 15, 2016, and interim periods within those annual periods. The Company is currently assessing the impact that ASU 2016-09 will have on its consolidated financial statements. During June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments". The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. For public companies that are not SEC filers, the amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2016
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 9. Fair Value Measurements The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the "Fair Value Measurements and Disclosures" topics of FASB ASU 2010-06 and FASB ASU 2011-04, the fair value of a financial instrument is the price that would be received in the sale of an asset or transfer of a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimate of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value can be a reasonable point within a range that is most representative of fair value under current market conditions. In estimating the fair value of assets and liabilities, the Company relies mainly on two models. The first model, used by the Company's bond accounting service provider, determines the fair value of securities. Securities are priced based on an evaluation of observable market data, including benchmark yield curves, reported trades, broker/dealer quotes, and issuer spreads. Pricing is also impacted by credit information about the issuer, perceived market movements, and current news events impacting the individual sectors. For assets other than securities and for all liabilities, fair value is determined using the Company's asset/liability modeling software. The software uses current yields, anticipated yield changes, and estimated duration of assets and liabilities to calculate fair value. In accordance with ASC 820, "Fair Value Measurements and Disclosures," the Company groups its financial assets and financial liabilities generally measured at fair value into three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Level 1 – Valuation is based on quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 1 assets and liabilities generally include debt and equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. Level 2 – Valuation is based on inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. The valuation may be based on quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the asset or liability. Level 3 – Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which determination of fair value requires significant management judgment or estimation. An instrument's categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. ASSETS MEASURED AT FAIR VALUE ON A RECURRING BASIS Debt and equity securities with readily determinable fair values that are classified as "available-for-sale" are recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2). In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company's available-for-sale securities are considered to be Level 2 securities. The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated: Fair Value Measurements at June 30, 2016 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 24,275 $ 0 $ 24,275 $ 0 Obligations of state and political subdivisions 72,734 0 72,734 0 Mortgage-backed securities 64,857 0 64,857 0 Money market investments 621 0 621 0 Corporate bonds 3,624 0 3,624 0 Other marketable equity securities 105 0 105 0 Total available-for-sale securities $ 166,216 $ 0 $ 166,216 $ 0 Fair Value Measurements at December 31, 2015 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 24,240 $ 0 $ 24,240 $ 0 Obligations of state and political subdivisions 78,433 0 78,433 0 Mortgage-backed securities 107,396 0 107,396 0 Money market investments 631 0 631 0 Corporate bonds 3,393 0 3,393 0 Other marketable equity securities 99 0 99 0 Total available-for-sale securities $ 214,192 $ 0 $ 214,192 $ 0 ASSETS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS Under certain circumstances, adjustments are made to the fair value for assets and liabilities although they are not measured at fair value on an ongoing basis. Impaired loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts when due from the borrower in accordance with the contractual terms of the loan. The measurement of fair value and loss associated with impaired loans can be based on the observable market price of the loan, the fair value of the collateral securing the loan, or the discounted present value of the loan's expected future cash flows. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable, with the vast majority of the collateral in real estate. The value of real estate collateral is determined utilizing an income, market, or cost valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company. In the case of loans with lower balances, the Company may obtain a real estate evaluation instead of an appraisal. Evaluations utilize many of the same techniques as appraisals, and are typically performed by independent appraisers. Once received, appraisals and evaluations are reviewed by trained staff independent of the lending function to verify consistency and reasonability. Appraisals and evaluations are based on significant unobservable inputs, including but not limited to: adjustments made to comparable properties, judgments about the condition of the subject property, the availability and suitability of comparable properties, capitalization rates, projected income of the subject or comparable properties, vacancy rates, projected depreciation rates, and the state of the local and regional economy. The Company may also elect to make additional reductions in the collateral value based on management's best judgment, which represents another source of unobservable inputs. Because of the subjective nature of collateral valuation, impaired loans are considered Level 3. Impaired loans may be secured by collateral other than real estate. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business' financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivable collateral are based on financial statement balances or aging reports (Level 3). If a loan is not collateral-dependent, its impairment may be measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate. Because the loan is discounted at its effective rate of interest, rather than at a market rate, the loan is not considered to be held at fair value and is not included in the tables below. Collateral-dependent impaired loans allocated to the allowance for loan losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as part of the provision for loan losses on the Consolidated Statements of Income. Other Real Estate Owned (OREO) Loans are transferred to OREO when the collateral securing them is foreclosed on. The measurement of gain or loss associated with OREOs is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. If there is a contract for the sale of a property, and management reasonably believes the transaction will be consummated in accordance with the terms of the contract, fair value is based on the sale price in that contract (Level 1). If management has recent information about the sale of identical properties, such as when selling multiple condominium units on the same property, the remaining units would be valued based on the observed market data (Level 2). Lacking either a contract or such recent data, management would obtain an appraisal or evaluation of the value of the collateral as discussed above under Impaired Loans (Level 3). After the asset has been booked, a new appraisal or evaluation is obtained when management has reason to believe the fair value of the property may have changed and no later than two years after the last appraisal or evaluation was received. Any fair value adjustments to OREOs below the original book value are recorded in the period incurred and expensed against current earnings. The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan's expected future cash flows, discounted at the loan's effective interest rate rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below. Carrying Value at June 30, 2016 Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 353 $ 0 $ 0 $ 353 Commercial 278 0 0 278 Construction 63 0 0 63 Total mortgage loans on real estate 694 0 0 694 Commercial loans 687 0 0 687 Total $ 1,381 $ 0 $ 0 $ 1,381 Other real estate owned Residential 1-4 family $ 299 $ 0 $ 0 $ 299 Commercial 371 0 0 371 Construction 1,090 0 0 1,090 Total $ 1,760 $ 0 $ 0 $ 1,760 Carrying Value at December 31, 2015 Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 952 $ 0 $ 0 $ 952 Commercial 267 0 0 267 Construction 62 0 0 62 Total $ 1,281 $ 0 $ 0 $ 1,281 Other real estate owned Residential 1-4 family $ 724 $ 0 $ 0 $ 724 Commercial 927 0 0 927 Construction 1,090 0 0 1,090 Total $ 2,741 $ 0 $ 0 $ 2,741 The following table displays quantitative information about Level 3 Fair Value Measurements as of the dates indicated: Quantitative Information About Level 3 Fair Value Measurements Fair Value at June 30, 2016 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 353 Market comparables Selling costs 0.00% - 7.25% (4.92 %) Liquidation discount 4.00% - 42.20% (16.30 %) Commercial real estate $ 278 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Construction $ 63 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Commercial not secured by real estate 687 Market comparables Liquidation discount 32.71 % Other real estate owned Residential 1-4 family $ 299 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Commercial $ 371 Market comparables Selling costs 7.25 % Liquidation discount 0.00 % Construction $ 1,090 Market comparables Selling costs 6.72 % Liquidation discount 33.05 % Quantitative Information About Level 3 Fair Value Measurements Fair Value at December 31, 2015 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 952 Market comparables Selling costs 7.25 % Liquidation discount 0.00% - 4.00% (3.75 %) Commercial real estate $ 267 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Construction $ 62 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Other real estate owned Residential 1-4 family $ 724 Market comparables Selling costs 7.25 % Liquidation discount 4.00% - 7.17% (4.79 %) Commercial $ 927 Market comparables Selling costs 7.25 % Liquidation discount 4.00% - 24.70% (11.77 %) Construction $ 1,090 Market comparables Selling costs 6.72 % Liquidation discount 33.05 % ASC 825, "Financial Instruments," requires disclosure about fair value of financial instruments for interim periods and excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company's assets. The following methods and assumptions were used by the Company in estimating fair value disclosures for financial instruments: CASH AND CASH EQUIVALENTS The carrying amounts of cash and short-term instruments, including interest-bearing due from banks, approximate fair values. RESTRICTED SECURITIES The restricted security category is comprised of FHLB and FRB stock. These stocks are classified as restricted securities because their ownership is restricted to certain types of entities and they lack a market. When the FHLB or FRB repurchases stock, they repurchase at the stock's book value. Therefore, the carrying amounts of restricted securities approximate fair value. LOANS RECEIVABLE The fair value of a loan is based on its interest rate in relation to its risk profile, in comparison to what an investor could earn on a different investment with a similar risk profile. Variations in risk tolerance between lenders, and thus in risk pricing, can result in the same loan being priced differently at different institutions. A bank's experience with the type of lending (such as commercial real estate) can also impact its assessment of the riskiness of a loan. A comprehensive picture of competitors' rates in relation to borrower risk profiles is not available. Instead, the Company uses a model which estimates market value based on the loan's interest rate (regardless of its risk level) and rates for debt of similar maturities where market data is available. Since the rate and risk profile are the primary factors in determining the fair value of a loan, both of which are unobservable in the market, the Company classifies loans as Level 3 in the fair value hierarchy. Fair values for non-performing loans are estimated as described above. BANK-OWNED LIFE INSURANCE Bank-owned life insurance represents insurance policies on certain current and former officers of the Company. The cash value of the policies is estimated using information provided by the insurance carrier. The insurance carrier uses actuarial data to estimate the value of each policy, based on the age and health of the insured relative to other individuals about whom the carrier has information. Health information can be broken down into quantitative, observable inputs, such as smoking habits, blood pressure, and weight, which, along with the insured's age, can be compared to observable data the insurance carrier has available. The carrier can then estimate the cash value of each policy. Since the cash value represents the amount of cash the Company would receive when the policies are paid, the cash value closely approximates the fair value of the policies. Accordingly, bank-owned life insurance is classified as Level 2. DEPOSIT LIABILITIES The fair value of demand deposits, savings and certain money market deposits is the amount payable on demand at the reporting date. The fair value of certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. Information about the rates paid by other institutions for deposits of similar terms is readily available, and rates are mainly influenced by the term of the deposit itself. As a result, fair value calculations are based on observable inputs, and are classified as Level 2. SHORT-TERM BORROWINGS The carrying amounts of federal funds purchased, overnight repurchase agreements, and other short-term borrowings maturing within 90 days approximate their fair values. Since the contractual terms of these borrowings provide all information necessary to calculate the amounts that will be due at maturity, these liabilities are classified as Level 2. LONG-TERM BORROWINGS The fair values of the Company's long-term borrowings are estimated based on the current cost to repay the debt in full, discounted to current values and including any prepayment penalties that may apply. As the contractual terms of the borrowing provide all the necessary inputs for this calculation, long-term borrowings are classified as Level 2. ACCRUED INTEREST The calculation of accrued interest is based on readily observable information, such as the rate and term of the underlying asset or liability. Since these amounts are expected to be realized quickly (generally within 30 to 90 days), the carrying value approximates fair value and is classified as Level 2. COMMITMENTS TO EXTEND CREDIT AND IRREVOCABLE LETTERS OF CREDIT The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present credit-worthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date. At June 30, 2016 and December 31, 2015, the fair value of fees charged for loan commitments and irrevocable letters of credit was immaterial. The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows: Fair Value Measurements at June 30, 2016 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 32,216 $ 32,216 $ 0 $ 0 Securities available-for-sale 166,216 0 166,216 0 Restricted securities 2,882 0 2,882 0 Loans, net of allowances for loan losses 590,227 0 0 594,046 Bank-owned life insurance 24,843 0 24,843 0 Accrued interest receivable 3,090 0 3,090 0 Liabilities Deposits $ 727,001 $ 0 $ 727,603 $ 0 Overnight repurchase agreements 23,865 0 23,865 0 Federal Home Loan Bank advances 45,000 0 45,003 0 Accrued interest payable 220 0 220 0 Fair Value Measurements at December 31, 2015 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 36,990 $ 36,990 $ 0 $ 0 Securities available-for-sale 214,192 0 214,192 0 Restricted securities 2,016 0 2,016 0 Loans, net of allowances for loan losses 560,737 0 0 559,488 Bank-owned life insurance 24,411 0 24,411 0 Accrued interest receivable 3,059 0 3,059 0 Liabilities Deposits $ 746,471 $ 0 $ 746,740 $ 0 Overnight repurchase agreements 25,950 0 25,950 0 Federal Home Loan Bank advances 25,000 0 25,501 0 Accrued interest payable 241 0 241 0

Segment Reporting

Segment Reporting	6 Months Ended
	Jun. 30, 2016
Segment Reporting [Abstract]
Segment Reporting	Note 10. Segment Reporting The Company operates in a decentralized fashion in three principal business segments: The Old Point National Bank of Phoebus (the Bank), Old Point Trust & Financial Services, N. A. (Trust), and the Company as a separate segment (for purposes of this Note, the Parent). Revenues from the Bank's operations consist primarily of interest earned on loans and investment securities and service charges on deposit accounts. Trust's operating revenues consist principally of income from fiduciary activities. The Parent's revenues are mainly fees and dividends received from the Bank and Trust companies. The Company has no other segments. The Company's reportable segments are strategic business units that offer different products and services. They are managed separately because each segment appeals to different markets and, accordingly, requires different technologies and marketing strategies. Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three and six months ended June 30, 2016 and 2015 follows: Three Months Ended June 30, 2016 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 7,420 $ 15 $ 725 $ (725 ) $ 7,435 Income from fiduciary activities 0 877 0 0 877 Other income 2,174 250 50 (65 ) 2,409 Total operating income 9,594 1,142 775 (790 ) 10,721 Expenses Interest expense 582 0 0 0 582 Provision for loan losses 1,250 0 0 0 1,250 Salaries and employee benefits 4,124 679 87 0 4,890 Other expenses 3,183 251 226 (65 ) 3,595 Total operating expenses 9,139 930 313 (65 ) 10,317 Income before taxes 455 212 462 (725 ) 404 Income tax expense (benefit) (131 ) 72 (89 ) 0 (148 ) Net income $ 586 $ 140 $ 551 $ (725 ) $ 552 Capital expenditures $ 105 $ 0 $ 0 $ 0 $ 105 Total assets $ 891,786 $ 5,814 $ 95,933 $ (95,860 ) $ 897,673 Three Months Ended June 30, 2015 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 7,537 $ 13 $ 1,375 $ (1,375 ) $ 7,550 Income from fiduciary activities 0 914 0 0 914 Other income 2,211 250 50 (66 ) 2,445 Total operating income 9,748 1,177 1,425 (1,441 ) 10,909 Expenses Interest expense 918 0 0 0 918 Provision for loan losses 25 0 0 0 25 Salaries and employee benefits 4,275 671 111 0 5,057 Other expenses 3,163 256 84 (66 ) 3,437 Total operating expenses 8,381 927 195 (66 ) 9,437 Income before taxes 1,367 250 1,230 (1,375 ) 1,472 Income tax expense (benefit) 157 85 (49 ) 0 193 Net income $ 1,210 $ 165 $ 1,279 $ (1,375 ) $ 1,279 Capital expenditures $ 73 $ 2 $ 0 $ 0 $ 75 Total assets $ 888,344 $ 5,815 $ 89,599 $ (90,256 ) $ 893,502 Six Months Ended June 30, 2016 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 14,771 $ 29 $ 1,871 $ (1,871 ) $ 14,800 Income from fiduciary activities 0 1,778 0 0 1,778 Other income 4,677 526 100 (130 ) 5,173 Total operating income 19,448 2,333 1,971 (2,001 ) 21,751 Expenses Interest expense 1,301 0 0 0 1,301 Provision for loan losses 1,400 0 0 0 1,400 Salaries and employee benefits 8,486 1,357 201 0 10,044 Other expenses 6,798 512 352 (130 ) 7,532 Total operating expenses 17,985 1,869 553 (130 ) 20,277 Income before taxes 1,463 464 1,418 (1,871 ) 1,474 Income tax expense (benefit) (103 ) 158 (154 ) 0 (99 ) Net income $ 1,566 $ 306 $ 1,572 $ (1,871 ) $ 1,573 Capital expenditures $ 472 $ 4 $ 0 $ 0 $ 476 Total assets $ 891,786 $ 5,814 $ 95,933 $ (95,860 ) $ 897,673 Six Months Ended June 30, 2015 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 15,028 $ 26 $ 2,643 $ (2,643 ) $ 15,054 Income from fiduciary activities 0 1,894 0 0 1,894 Other income 4,262 511 100 (131 ) 4,742 Total operating income 19,290 2,431 2,743 (2,774 ) 21,690 Expenses Interest expense 1,811 0 0 0 1,811 Provision for loan losses 300 0 0 0 300 Salaries and employee benefits 8,583 1,298 225 0 10,106 Other expenses 6,198 492 116 (131 ) 6,675 Total operating expenses 16,892 1,790 341 (131 ) 18,892 Income before taxes 2,398 641 2,402 (2,643 ) 2,798 Income tax expense (benefit) 178 218 (82 ) 0 314 Net income $ 2,220 $ 423 $ 2,484 $ (2,643 ) $ 2,484 Capital expenditures $ 1,028 $ 20 $ 0 $ 0 $ 1,048 Total assets $ 888,344 $ 5,815 $ 89,599 $ (90,256 ) $ 893,502 The accounting policies of the segments are the same as those described in the summary of significant accounting policies reported in the Company's 2015 annual report on Form 10-K. The Company evaluates performance based on profit or loss from operations before income taxes, not including nonrecurring gains or losses. Both the Parent and the Trust companies maintain deposit accounts with the Bank, on terms substantially similar to those available to other customers. These transactions are eliminated to reach consolidated totals.

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2016
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 11. Commitments and Contingencies There have been no material changes in the Company's commitments and contingencies from those disclosed in the Company's 2015 annual report on Form 10-K.

General (Policies)

General (Policies)	6 Months Ended
	Jun. 30, 2016
General [Abstract]
PRINCIPLES OF CONSOLIDATION	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services N.A. (Trust). All significant intercompany balances and transactions have been eliminated in consolidation. The Company consolidates subsidiaries in which it holds, directly or indirectly, more than 50 percent of the voting rights or where it exercises control. Entities where the Company holds 20 to 50 percent of the voting rights, or has the ability to exercise significant influence, or both, are accounted for under the equity method. As discussed below, the Company consolidates entities deemed to be variable interest entities (VIEs) when it is determined to be the primary beneficiary.
NATURE OF OPERATIONS	NATURE OF OPERATIONS Old Point Financial Corporation is a holding company that conducts substantially all of its operations through two subsidiaries, The Old Point National Bank of Phoebus and Old Point Trust & Financial Services, N.A. The Bank serves individual and commercial customers, the majority of which are in Hampton Roads, Virginia. As of June 30, 2016, the Bank had 18 branch offices. The Bank offers a full range of deposit and loan products to its retail and commercial customers. Trust offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services.
VARIABLE INTEREST ENTITIES	VARIABLE INTEREST ENTITIES A legal entity is referred to as a VIE if any of the following conditions exist, which are outlined in the Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) variable interest accounting guidance (FASB ASC 810-10-15-14): (1) the total equity investment at risk is insufficient to permit the legal entity to finance its activities without additional subordinated financial support from other parties, or (2) the entity has equity investors that cannot make significant decisions about the entity's operations or that do not absorb their proportionate share of the expected losses or receive the expected returns of the entity.

Recent Accounting Pronounceme21

Recent Accounting Pronouncements (Policies)	6 Months Ended
	Jun. 30, 2016
Recent Accounting Pronouncements [Abstract]
RECENT ACCOUNTING PRONOUNCEMENTS	In August 2014, the FASB issued ASU No. 2014-15, "Presentation of Financial Statements – Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity's Ability to Continue as a Going Concern". This update is intended to provide guidance about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures. Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity's ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period. If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted. The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, "Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities". The amendments in ASU 2016-01, among other things: 1) Requires equity investments (except those accounted for under the equity method of accounting, or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. 2) Requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. 3) Requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e., securities or loans and receivables). 4) Eliminates the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost. The amendments in this ASU are effective for public companies for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently assessing the impact that ASU 2016-01 will have on its consolidated financial statements. In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)". Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee's obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee's right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The Company is currently assessing the impact that ASU 2016-02 will have on its consolidated financial statements. During March 2016, the FASB issued ASU No. 2016-05, "Derivatives and Hedging (Topic 815): Effect of Derivative Contract Novations on Existing Hedge Accounting Relationships". The amendments in this ASU clarify that a change in the counterparty to a derivative instrument that has been designated as the hedging instrument does not, in and of itself, require dedesignation of that hedging relationship provided that all other hedge accounting criteria remain intact. The amendments are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2016, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. The Company does not expect the adoption of ASU 2016-05 to have a material impact on its consolidated financial statements. In March 2016, the FASB issued ASU No. 2016-07, "Investments – Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting". The amendments in this ASU eliminate the requirement that when an investment qualifies for use of the equity method as a result of an increase in the level of ownership interest or degree of influence, an investor must adjust the investment, results of operations, and retained earnings retroactively on a step-by-step basis as if the equity method had been in effect during all previous periods that the investment had been held. The amendments require that the equity method investor add the cost of acquiring the additional interest in the investee to the current basis of the investor's previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. Therefore, upon qualifying for the equity method of accounting, no retroactive adjustment of the investment is required. In addition, the amendments in this ASU require that an entity that has an available-for-sale equity security that becomes qualified for the equity method of accounting recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive income at the date the investment becomes qualified for use of the equity method. The amendments are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. The amendments should be applied prospectively upon their effective date to increases in the level of ownership interest or degree of influence that result in the adoption of the equity method. Early Adoption is permitted. The Company does not expect the adoption of ASU 2016-07 to have a material impact on its consolidated financial statements. During March 2016, the FASB issued ASU No. 2016-09, "Compensation – Stock Compensation (Topic 718): Improvements to Employee Shares-Based Payment Accounting". The amendments in this ASU simplify several aspects of the accounting for share-based payment award transactions including: (a) income tax consequences; (b) classification of awards as either equity or liabilities; and (c) classification on the statement of cash flows. The amendments are effective for public companies for annual periods beginning after December 15, 2016, and interim periods within those annual periods. The Company is currently assessing the impact that ASU 2016-09 will have on its consolidated financial statements. During June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments". The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. For public companies that are not SEC filers, the amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2016
Securities [Abstract]
Amortized Costs and Fair Value of Securities Available-for-Sale	Amortized costs and fair values of securities available-for-sale as of the dates indicated are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) June 30, 2016 Obligations of U.S. Government agencies $ 24,270 $ 5 $ 0 $ 24,275 Obligations of state and political subdivisions 70,669 2,065 0 72,734 Mortgage-backed securities 64,533 339 (15 ) 64,857 Money market investments 621 0 0 621 Corporate bonds and other securities 3,598 27 (1 ) 3,624 Other marketable equity securities 100 5 0 105 Total $ 163,791 $ 2,441 $ (16 ) $ 166,216 December 31, 2015 Obligations of U.S. Government agencies $ 24,353 $ 1 $ (114 ) $ 24,240 Obligations of state and political subdivisions 77,223 1,323 (113 ) 78,433 Mortgage-backed securities 109,360 0 (1,964 ) 107,396 Money market investments 631 0 0 631 Corporate bonds and other securities 3,397 4 (8 ) 3,393 Other marketable equity securities 100 0 (1 ) 99 Total $ 215,064 $ 1,328 $ (2,200 ) $ 214,192
Realized Gains and (Losses) on Sale of Investments	The following table summarizes realized gains and losses on the sale of investment securities during the periods indicated: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Securities Available-for-sale Realized gains on sales of securities $ 6 $ 0 $ 554 $ 0 Realized losses on sales of securities 0 0 (39 ) 0 Net realized gain $ 6 $ 0 $ 515 $ 0
Available-for-Sale Securities and Held-to-Maturity Securities, Continuous Unrealized Loss Position	The following table shows the number of securities with unrealized losses, and the gross unrealized losses and fair value of the Company's investments with unrealized losses that are deemed to be temporarily impaired, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated: June 30, 2016 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Number of Securities (dollars in thousands) Securities Available-for-Sale Mortgage-backed securities $ 15 4,062 $ 0 $ 0 $ 15 $ 4,062 1 Corporate bonds 0 0 1 99 1 99 1 Total securities available-for-sale $ 15 $ 4,062 $ 1 $ 99 $ 16 $ 4,161 2 December 31, 2015 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Number of Securities (dollars in thousands) Securities Available-for-Sale Obligations of U.S. Government agencies $ 0 $ 0 $ 114 $ 3,940 $ 114 $ 3,940 2 Obligations of state and political subdivisions 42 4,177 71 3,545 113 7,722 13 Mortgage-backed securities 848 62,698 1,116 44,698 1,964 107,396 13 Corporate bonds 6 2,091 2 198 8 2,289 16 Other marketable equity securities 1 99 0 0 1 99 1 Total securities available-for-sale $ 897 $ 69,065 $ 1,303 $ 52,381 $ 2,200 $ 121,446 45

Loans and the Allowance for L23

Loans and the Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2016
Loans and the Allowance for Loan Losses [Abstract]
Outstanding Loans By Segment Type	The following is a summary of the balances in each class of the Company's loan portfolio as of the dates indicated: June 30, 2016 December 31, 2015 (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 96,892 $ 96,997 Commercial 281,323 277,758 Construction 26,286 19,685 Second mortgages 16,673 15,148 Equity lines of credit 46,669 47,256 Total mortgage loans on real estate 467,843 456,844 Commercial loans 54,996 43,197 Consumer loans 44,112 50,427 Other 31,210 18,007 Total loans, net of deferred fees (1) 598,161 568,475 Less: Allowance for loan losses (7,934 ) (7,738 ) Loans, net of allowance and deferred fees (1) $ 590,227 $ 560,737 (1) Deferred loan fees totaled $443 thousand and $407 thousand at June 30, 2016 and December 31, 2015, respectively. Overdrawn deposit accounts are reclassified as loans and included in the Other category in the table above. Overdrawn deposit accounts totaled $617 thousand and $648 thousand at June 30, 2016 and December 31, 2015, respectively.
Credit Quality Information	The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated: Credit Quality Information As of June 30, 2016 (in thousands) Pass OAEM Substandard Total Mortgage loans on real estate: Residential 1-4 family $ 94,796 $ 0 $ 2,096 $ 96,892 Commercial 262,291 10,627 8,405 281,323 Construction 25,375 164 747 26,286 Second mortgages 16,346 0 327 16,673 Equity lines of credit 46,575 0 94 46,669 Total mortgage loans on real estate 445,383 10,791 11,669 467,843 Commercial loans 52,485 1,483 1,028 54,996 Consumer loans 44,035 0 77 44,112 Other 31,210 0 0 31,210 Total $ 573,113 $ 12,274 $ 12,774 $ 598,161 Credit Quality Information As of December 31, 2015 (in thousands) Pass OAEM Substandard Total Mortgage loans on real estate: Residential 1-4 family $ 94,576 $ 0 $ 2,421 $ 96,997 Commercial 261,749 7,394 8,615 277,758 Construction 18,931 0 754 19,685 Second mortgages 14,835 0 313 15,148 Equity lines of credit 47,161 0 95 47,256 Total mortgage loans on real estate 437,252 7,394 12,198 456,844 Commercial loans 40,268 467 2,462 43,197 Consumer loans 50,327 0 100 50,427 Other 18,007 0 0 18,007 Total $ 545,854 $ 7,861 $ 14,760 $ 568,475 As of June 30, 2016 and December 31, 2015, the Company did not have any loans internally classified as Loss or Doubtful.
Past Due Loans	All classes of loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Interest and fees continue to accrue on past due loans until the date the loan is placed in nonaccrual status, if applicable. The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below. Age Analysis of Past Due Loans as of June 30, 2016 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 505 $ 309 $ 810 $ 1,624 $ 95,268 $ 96,892 $ 520 Commercial 1,582 0 129 1,711 279,612 281,323 17 Construction 0 0 0 0 26,286 26,286 0 Second mortgages 144 0 214 358 16,315 16,673 60 Equity lines of credit 28 0 51 79 46,590 46,669 51 Total mortgage loans on real estate 2,259 309 1,204 3,772 464,071 467,843 648 Commercial loans 2 16 86 104 54,892 54,996 0 Consumer loans 1,191 971 2,570 4,732 39,380 44,112 2,570 Other 49 9 4 62 31,148 31,210 4 Total $ 3,501 $ 1,305 $ 3,864 $ 8,670 $ 589,491 $ 598,161 $ 3,222 (1) In the table above, the consumer category includes student loans with principal and interest amounts that are 97 - 98% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $4.5 million at June 30, 2016. Age Analysis of Past Due Loans as of December 31, 2015 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 309 $ 1,042 $ 275 $ 1,626 $ 95,371 $ 96,997 $ 0 Commercial 1,266 31 23 1,320 276,438 277,758 23 Construction 161 0 0 161 19,524 19,685 0 Second mortgages 21 39 165 225 14,923 15,148 0 Equity lines of credit 170 0 0 170 47,086 47,256 0 Total mortgage loans on real estate 1,927 1,112 463 3,502 453,342 456,844 23 Commercial loans 500 88 232 820 42,377 43,197 164 Consumer loans 1,673 1,350 3,163 6,186 44,241 50,427 3,163 Other 64 3 6 73 17,934 18,007 6 Total $ 4,164 $ 2,553 $ 3,864 $ 10,581 $ 557,894 $ 568,475 $ 3,356 (1) In the table above, the consumer category includes student loans with principal and interest amounts that are 97 - 98% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $5.7 million at December 31, 2015. Although the portion of the student loan portfolio that is 90 days or more past due would normally be considered impaired, the Company does not include these loans in its impairment analysis. Because the federal government has provided guarantees of repayment of these student loans in an amount ranging from 97% to 98%
Nonaccrual Loans	The following table presents loans in nonaccrual status by class of loan as of the dates indicated: Nonaccrual Loans by Class June 30, 2016 December 31, 2015 (in thousands) Mortgage loans on real estate Residential 1-4 family $ 1,058 $ 1,457 Commercial 2,501 2,623 Second mortgages 154 226 Total mortgage loans on real estate 3,713 4,306 Commercial loans 197 276 Total $ 3,910 $ 4,582
Interest Income Would Have Been Recorded Under Original Loan Terms	The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented: Six Months Ended June 30, 2016 2015 (in thousands) Interest income that would have been recorded under original loan terms $ 101 $ 110 Actual interest income recorded for the period 85 97 Reduction in interest income on nonaccrual loans $ 16 $ 13
Troubled Debt Restructurings by Class	The following table presents TDRs during the period indicated, by class of loan. There were no troubled debts restructured in the first six months of 2015 or in the second quarter of 2016. Troubled Debt Restructurings by Class For the Six Months Ended June 30, 2016 (dollars in thousands) Number of Modifications Recorded Investment Prior to Modification Recorded Investment After Modification Current Investment on June 30, 2016 Commercial loans 1 $ 152 $ 152 $ 110
Impaired Loans by Class	The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances. Impaired Loans by Class (in thousands) As of June 30, 2016 For the six months ended June 30, 2016 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized Mortgage loans on real estate: Residential 1-4 family $ 2,721 $ 1,735 $ 640 $ 124 $ 2,642 $ 51 Commercial 10,183 6,188 3,168 463 9,353 232 Construction 633 536 97 35 366 21 Second mortgages 526 482 0 0 517 14 Total mortgage loans on real estate $ 14,063 $ 8,941 $ 3,905 $ 622 $ 12,878 $ 318 Commercial loans 1,145 197 824 137 664 41 Consumer loans 0 0 0 0 6 0 Total $ 15,208 $ 9,138 $ 4,729 $ 759 $ 13,548 $ 359 Impaired Loans by Class (in thousands) As of December 31, 2015 For the Year Ended December 31, 2015 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized Mortgage loans on real estate: Residential 1-4 family $ 2,994 $ 1,530 $ 1,261 $ 146 $ 2,267 $ 132 Commercial 10,203 6,166 3,208 608 9,305 473 Construction 99 0 99 36 465 5 Second mortgages 535 499 0 0 571 21 Total mortgage loans on real estate $ 13,831 $ 8,195 $ 4,568 $ 790 $ 12,608 $ 631 Commercial loans 330 207 68 8 952 28 Consumer loans 12 12 0 0 13 1 Total $ 14,173 $ 8,414 $ 4,636 $ 798 $ 13,573 $ 660
Allowance for Loan Losses by Segment	The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS (in thousands) For the Six Months Ended June 30, 2016 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 633 $ 985 $ 5,628 $ 279 $ 213 $ 7,738 Charge-offs (858 ) 0 (268 ) (99 ) (62 ) (1,287 ) Recoveries 24 3 17 22 17 83 Provision for loan losses 1,287 297 (496 ) 198 114 1,400 Ending balance $ 1,086 $ 1,285 $ 4,881 $ 400 $ 282 $ 7,934 Ending balance individually evaluated for impairment $ 137 $ 35 $ 587 $ 0 $ 0 $ 759 Ending balance collectively evaluated for impairment 949 1,250 4,294 400 282 7,175 Ending balance $ 1,086 $ 1,285 $ 4,881 $ 400 $ 282 $ 7,934 Loan Balances: Ending balance individually evaluated for impairment $ 1,021 $ 633 $ 12,213 $ 0 $ 0 $ 13,867 Ending balance collectively evaluated for impairment 53,975 25,653 429,344 44,112 31,210 584,294 Ending balance $ 54,996 $ 26,286 $ 441,557 $ 44,112 $ 31,210 $ 598,161 For the Year Ended December 31, 2015 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 595 $ 703 $ 5,347 $ 219 $ 211 $ 7,075 Charge-offs (293 ) 0 (321 ) (92 ) (191 ) (897 ) Recoveries 50 1 393 39 52 535 Provision for loan losses 281 281 209 113 141 1,025 Ending balance $ 633 $ 985 $ 5,628 $ 279 $ 213 $ 7,738 Ending balance individually evaluated for impairment $ 8 $ 36 $ 754 $ 0 $ 0 $ 798 Ending balance collectively evaluated for impairment 625 949 4,874 279 213 6,940 Ending balance $ 633 $ 985 $ 5,628 $ 279 $ 213 $ 7,738 Loan Balances: Ending balance individually evaluated for impairment $ 275 $ 99 $ 12,664 $ 12 $ 0 $ 13,050 Ending balance collectively evaluated for impairment 42,922 19,586 424,495 50,415 18,007 555,425 Ending balance $ 43,197 $ 19,685 $ 437,159 $ 50,427 $ 18,007 $ 568,475 (1)

Share-Based Compensation (Table

Share-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2016
Share-Based Compensation [Abstract]
Stock Option Plan Activity	Stock option activity for the six months ended June 30, 2016 is summarized below: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Aggregate Intrinsic Value (in thousands) Options outstanding, January 1, 2016 74,960 $ 20.05 Granted 0 0 Exercised 0 0 Canceled or expired (6,230 ) 20.05 Options outstanding, June 30, 2016 68,730 $ 20.05 1.29 $ 0 Options exercisable, June 30, 2016 68,730 $ 20.05 1.29 $ 0

Pension Plan (Tables)

Pension Plan (Tables)	6 Months Ended
	Jun. 30, 2016
Pension Plan [Abstract]
Components of Net Periodic Plan Cost	The Company provides pension benefits for eligible participants through a non-contributory defined benefit pension plan. The plan was frozen effective September 30, 2006; therefore, no additional participants will be added to the plan. The components of net periodic pension plan cost are as follows for the periods indicated: Three months ended June 30, 2016 2015 (in thousands) Interest cost $ 70 $ 65 Expected return on plan assets (98 ) (90 ) Amortization of net loss 140 98 Net periodic pension plan cost $ 112 $ 73 Six months ended June 30, 2016 2015 (in thousands) Interest cost $ 140 $ 131 Expected return on plan assets (196 ) (179 ) Amortization of net loss 280 197 Net periodic pension plan cost $ 224 $ 149

Stockholders' Equity and Earn26

Stockholders' Equity and Earnings per Common Share (Tables)	6 Months Ended
	Jun. 30, 2016
Stockholders' Equity and Earnings Per Common Share [Abstract]
Amounts Reclassified Out of Accumulated Other Comprehensive Income (Loss), by Category	The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated: Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 Affected Line Item on Consolidated Statements of Income (in thousands) Available-for-sale securities Realized gains (losses) on sales of securities $ $6 $ $0 $ $515 $ $0 Gain on sale of available-for-sale securities, net Tax effect 2 0 175 0 Income tax expense $ $4 $ $0 $ $340 $ $0
Other Comprehensive Income	The following table presents the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated: Unrealized Gains (Losses) on Securities Unrealized Losses on Securities Transferred to Held-to-Maturity Defined Benefit Pension Plans Accumulated Other Comprehensive Loss (in thousands) Six Months Ended June 30, 2016 Balance at beginning of period $ (576 ) $ 0 $ (2,586 ) $ (3,162 ) Net change for the period 2,176 0 0 2,176 Balance at end of period $ 1,600 $ 0 $ (2,586 ) $ (986 ) Six Months Ended June 30, 2015 Balance at beginning of period $ (78 ) $ (3,386 ) $ (2,429 ) $ (5,893 ) Net change for the period (911 ) 311 0 (600 ) Balance at end of period $ (989 ) $ (3,075 ) $ (2,429 ) $ (6,493 )
Component of Other Comprehensive Income on a Pre-Tax and After-Tax	The following table presents the change in each component of accumulated other comprehensive loss on a pre-tax and after-tax basis for the periods indicated. Six Months Ended June 30, 2016 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 3,812 $ 1,296 $ 2,516 Reclassification adjustment for gains recognized in income (515 ) (175 ) (340 ) Net unrealized gains on securities 3,297 1,121 2,176 Total change in accumulated other comprehensive loss $ 3,297 $ 1,121 $ 2,176 Six Months Ended June 30, 2015 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (1,381 ) $ (470 ) $ (911 ) Unrealized losses on securities transferred from available-for-sale to held-to-maturity: Amortization 471 160 311 Net change $ (910 ) $ (310 ) $ (600 )

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value Measurements [Abstract]
Assets Measured at Fair Value on Recurring Basis	The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated: Fair Value Measurements at June 30, 2016 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 24,275 $ 0 $ 24,275 $ 0 Obligations of state and political subdivisions 72,734 0 72,734 0 Mortgage-backed securities 64,857 0 64,857 0 Money market investments 621 0 621 0 Corporate bonds 3,624 0 3,624 0 Other marketable equity securities 105 0 105 0 Total available-for-sale securities $ 166,216 $ 0 $ 166,216 $ 0 Fair Value Measurements at December 31, 2015 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 24,240 $ 0 $ 24,240 $ 0 Obligations of state and political subdivisions 78,433 0 78,433 0 Mortgage-backed securities 107,396 0 107,396 0 Money market investments 631 0 631 0 Corporate bonds 3,393 0 3,393 0 Other marketable equity securities 99 0 99 0 Total available-for-sale securities $ 214,192 $ 0 $ 214,192 $ 0
Assets Measured at Fair Value on Nonrecurring Basis	The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan's expected future cash flows, discounted at the loan's effective interest rate rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below. Carrying Value at June 30, 2016 Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 353 $ 0 $ 0 $ 353 Commercial 278 0 0 278 Construction 63 0 0 63 Total mortgage loans on real estate 694 0 0 694 Commercial loans 687 0 0 687 Total $ 1,381 $ 0 $ 0 $ 1,381 Other real estate owned Residential 1-4 family $ 299 $ 0 $ 0 $ 299 Commercial 371 0 0 371 Construction 1,090 0 0 1,090 Total $ 1,760 $ 0 $ 0 $ 1,760 Carrying Value at December 31, 2015 Using Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 952 $ 0 $ 0 $ 952 Commercial 267 0 0 267 Construction 62 0 0 62 Total $ 1,281 $ 0 $ 0 $ 1,281 Other real estate owned Residential 1-4 family $ 724 $ 0 $ 0 $ 724 Commercial 927 0 0 927 Construction 1,090 0 0 1,090 Total $ 2,741 $ 0 $ 0 $ 2,741
Fair Value Inputs, Assets, Quantitative Information	The following table displays quantitative information about Level 3 Fair Value Measurements as of the dates indicated: Quantitative Information About Level 3 Fair Value Measurements Fair Value at June 30, 2016 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 353 Market comparables Selling costs 0.00% - 7.25% (4.92 %) Liquidation discount 4.00% - 42.20% (16.30 %) Commercial real estate $ 278 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Construction $ 63 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Commercial not secured by real estate 687 Market comparables Liquidation discount 32.71 % Other real estate owned Residential 1-4 family $ 299 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Commercial $ 371 Market comparables Selling costs 7.25 % Liquidation discount 0.00 % Construction $ 1,090 Market comparables Selling costs 6.72 % Liquidation discount 33.05 % Quantitative Information About Level 3 Fair Value Measurements Fair Value at December 31, 2015 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 952 Market comparables Selling costs 7.25 % Liquidation discount 0.00% - 4.00% (3.75 %) Commercial real estate $ 267 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Construction $ 62 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Other real estate owned Residential 1-4 family $ 724 Market comparables Selling costs 7.25 % Liquidation discount 4.00% - 7.17% (4.79 %) Commercial $ 927 Market comparables Selling costs 7.25 % Liquidation discount 4.00% - 24.70% (11.77 %) Construction $ 1,090 Market comparables Selling costs 6.72 % Liquidation discount 33.05 %
Estimated Fair Values and Related Carrying or Notional Amounts of Financial Instruments	The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows: Fair Value Measurements at June 30, 2016 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 32,216 $ 32,216 $ 0 $ 0 Securities available-for-sale 166,216 0 166,216 0 Restricted securities 2,882 0 2,882 0 Loans, net of allowances for loan losses 590,227 0 0 594,046 Bank-owned life insurance 24,843 0 24,843 0 Accrued interest receivable 3,090 0 3,090 0 Liabilities Deposits $ 727,001 $ 0 $ 727,603 $ 0 Overnight repurchase agreements 23,865 0 23,865 0 Federal Home Loan Bank advances 45,000 0 45,003 0 Accrued interest payable 220 0 220 0 Fair Value Measurements at December 31, 2015 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 36,990 $ 36,990 $ 0 $ 0 Securities available-for-sale 214,192 0 214,192 0 Restricted securities 2,016 0 2,016 0 Loans, net of allowances for loan losses 560,737 0 0 559,488 Bank-owned life insurance 24,411 0 24,411 0 Accrued interest receivable 3,059 0 3,059 0 Liabilities Deposits $ 746,471 $ 0 $ 746,740 $ 0 Overnight repurchase agreements 25,950 0 25,950 0 Federal Home Loan Bank advances 25,000 0 25,501 0 Accrued interest payable 241 0 241 0

Segment Reporting (Tables)

Segment Reporting (Tables)	6 Months Ended
	Jun. 30, 2016
Segment Reporting [Abstract]
Reconciliation of Assets and Revenues from Segment to Consolidated	Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three and six months ended June 30, 2016 and 2015 follows: Three Months Ended June 30, 2016 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 7,420 $ 15 $ 725 $ (725 ) $ 7,435 Income from fiduciary activities 0 877 0 0 877 Other income 2,174 250 50 (65 ) 2,409 Total operating income 9,594 1,142 775 (790 ) 10,721 Expenses Interest expense 582 0 0 0 582 Provision for loan losses 1,250 0 0 0 1,250 Salaries and employee benefits 4,124 679 87 0 4,890 Other expenses 3,183 251 226 (65 ) 3,595 Total operating expenses 9,139 930 313 (65 ) 10,317 Income before taxes 455 212 462 (725 ) 404 Income tax expense (benefit) (131 ) 72 (89 ) 0 (148 ) Net income $ 586 $ 140 $ 551 $ (725 ) $ 552 Capital expenditures $ 105 $ 0 $ 0 $ 0 $ 105 Total assets $ 891,786 $ 5,814 $ 95,933 $ (95,860 ) $ 897,673 Three Months Ended June 30, 2015 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 7,537 $ 13 $ 1,375 $ (1,375 ) $ 7,550 Income from fiduciary activities 0 914 0 0 914 Other income 2,211 250 50 (66 ) 2,445 Total operating income 9,748 1,177 1,425 (1,441 ) 10,909 Expenses Interest expense 918 0 0 0 918 Provision for loan losses 25 0 0 0 25 Salaries and employee benefits 4,275 671 111 0 5,057 Other expenses 3,163 256 84 (66 ) 3,437 Total operating expenses 8,381 927 195 (66 ) 9,437 Income before taxes 1,367 250 1,230 (1,375 ) 1,472 Income tax expense (benefit) 157 85 (49 ) 0 193 Net income $ 1,210 $ 165 $ 1,279 $ (1,375 ) $ 1,279 Capital expenditures $ 73 $ 2 $ 0 $ 0 $ 75 Total assets $ 888,344 $ 5,815 $ 89,599 $ (90,256 ) $ 893,502 Six Months Ended June 30, 2016 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 14,771 $ 29 $ 1,871 $ (1,871 ) $ 14,800 Income from fiduciary activities 0 1,778 0 0 1,778 Other income 4,677 526 100 (130 ) 5,173 Total operating income 19,448 2,333 1,971 (2,001 ) 21,751 Expenses Interest expense 1,301 0 0 0 1,301 Provision for loan losses 1,400 0 0 0 1,400 Salaries and employee benefits 8,486 1,357 201 0 10,044 Other expenses 6,798 512 352 (130 ) 7,532 Total operating expenses 17,985 1,869 553 (130 ) 20,277 Income before taxes 1,463 464 1,418 (1,871 ) 1,474 Income tax expense (benefit) (103 ) 158 (154 ) 0 (99 ) Net income $ 1,566 $ 306 $ 1,572 $ (1,871 ) $ 1,573 Capital expenditures $ 472 $ 4 $ 0 $ 0 $ 476 Total assets $ 891,786 $ 5,814 $ 95,933 $ (95,860 ) $ 897,673 Six Months Ended June 30, 2015 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 15,028 $ 26 $ 2,643 $ (2,643 ) $ 15,054 Income from fiduciary activities 0 1,894 0 0 1,894 Other income 4,262 511 100 (131 ) 4,742 Total operating income 19,290 2,431 2,743 (2,774 ) 21,690 Expenses Interest expense 1,811 0 0 0 1,811 Provision for loan losses 300 0 0 0 300 Salaries and employee benefits 8,583 1,298 225 0 10,106 Other expenses 6,198 492 116 (131 ) 6,675 Total operating expenses 16,892 1,790 341 (131 ) 18,892 Income before taxes 2,398 641 2,402 (2,643 ) 2,798 Income tax expense (benefit) 178 218 (82 ) 0 314 Net income $ 2,220 $ 423 $ 2,484 $ (2,643 ) $ 2,484 Capital expenditures $ 1,028 $ 20 $ 0 $ 0 $ 1,048 Total assets $ 888,344 $ 5,815 $ 89,599 $ (90,256 ) $ 893,502 The accounting policies of the segments are the same as those described in the summary of significant accounting policies reported in the Company's 2015 annual report on Form 10-K. The Company evaluates performance based on profit or loss from operations before income taxes, not including nonrecurring gains or losses. Both the Parent and the Trust companies maintain deposit accounts with the Bank, on terms substantially similar to those available to other customers. These transactions are eliminated to reach consolidated totals.

General (Details)

General (Details)	Jun. 30, 2016Branch
General [Abstract]
Number of branch offices	18

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)Security	Jun. 30, 2015USD ($)	Jun. 30, 2016USD ($)Security	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)Security
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized Cost	$ 163,791		$ 163,791		$ 215,064
Gross Unrealized Gains	2,441		2,441		1,328
Gross Unrealized Losses	(16)		(16)		(2,200)
Securities available-for-sale, at fair value	166,216		166,216		214,192
Available-for-sale Securities, Realized Gains (Losses) [Abstract]
Realized gains on sales of securities	6	$ 0	554	$ 0
Realized losses on sales of securities	0	0	(39)	0
Net realized gain	6	$ 0	515	$ 0
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	15		15		897
More Than Twelve Months	1		1		1,303
Total	16		16		2,200
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	4,062		4,062		69,065
More Than Twelve Months	99		99		52,381
Total	$ 4,161		$ 4,161		$ 121,446
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]
Cause			caused by increases in market interest rates.
Number of Securities | Security	2		2		45
Obligations of U.S. Government agencies [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized Cost	$ 24,270		$ 24,270		$ 24,353
Gross Unrealized Gains	5		5		1
Gross Unrealized Losses	0		0		(114)
Securities available-for-sale, at fair value	24,275		24,275		24,240
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months					0
More Than Twelve Months					114
Total	0		0		114
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months					0
More Than Twelve Months					3,940
Total					$ 3,940
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]
Number of Securities | Security					2
Obligations of states and political subdivisions [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized Cost	70,669		70,669		$ 77,223
Gross Unrealized Gains	2,065		2,065		1,323
Gross Unrealized Losses	0		0		(113)
Securities available-for-sale, at fair value	72,734		72,734		78,433
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months					42
More Than Twelve Months					71
Total	0		0		113
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months					4,177
More Than Twelve Months					3,545
Total					$ 7,722
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]
Number of Securities | Security					13
Mortgage-backed securities [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized Cost	64,533		64,533		$ 109,360
Gross Unrealized Gains	339		339		0
Gross Unrealized Losses	(15)		(15)		(1,964)
Securities available-for-sale, at fair value	64,857		64,857		107,396
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	15		15		848
More Than Twelve Months	0		0		1,116
Total	15		15		1,964
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	4,062		4,062		62,698
More Than Twelve Months	0		0		44,698
Total	$ 4,062		$ 4,062		$ 107,396
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]
Number of Securities | Security	1		1		13
Money market investments [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized Cost	$ 621		$ 621		$ 631
Gross Unrealized Gains	0		0		0
Gross Unrealized Losses	0		0		0
Securities available-for-sale, at fair value	621		621		631
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Total	0		0		0
Corporate bonds [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized Cost	3,598		3,598		3,397
Gross Unrealized Gains	27		27		4
Gross Unrealized Losses	(1)		(1)		(8)
Securities available-for-sale, at fair value	3,624		3,624		3,393
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	0		0		6
More Than Twelve Months	1		1		2
Total	1		1		8
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	0		0		2,091
More Than Twelve Months	99		99		198
Total	$ 99		$ 99		$ 2,289
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]
Number of Securities | Security	1		1		16
Common Stock [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized Cost	$ 100		$ 100		$ 100
Gross Unrealized Gains	5		5		0
Gross Unrealized Losses	0		0		(1)
Securities available-for-sale, at fair value	105		105		99
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months					1
More Than Twelve Months					0
Total	$ 0		$ 0		1
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months					99
More Than Twelve Months					0
Total					$ 99
Available-for-sale securities with continuous unrealized loss position, number of securities [Abstract]
Number of Securities | Security					1

Loans and the Allowance for L31

Loans and the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 598,161	$ 568,475
Less: Allowance for loan losses	(7,934)	(7,738)
Loans, net of allowance and deferred fees	590,227	560,737
Bank overdrafts	617	648
Loans and Leases Receivable, Deferred Income, Total	443	407
Total Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	467,843	456,844
Residential 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	96,892	96,997
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	281,323	277,758
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	26,286	19,685
Second Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	16,673	15,148
Equity Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	46,669	47,256
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	54,996	43,197
Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	44,112	50,427
Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 31,210	$ 18,007

Loans and the Allowance for L32

Loans and the Allowance for Loan Losses, Credit Quality (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	$ 598,161	$ 568,475
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	573,113	545,854
OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	12,274	7,861
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	12,774	14,760
Total Mortgage Loans on Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	467,843	456,844
Total Mortgage Loans on Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	445,383	437,252
Total Mortgage Loans on Real Estate [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	10,791	7,394
Total Mortgage Loans on Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	11,669	12,198
Residential 1-4 Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	96,892	96,997
Residential 1-4 Family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	94,796	94,576
Residential 1-4 Family [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	0	0
Residential 1-4 Family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	2,096	2,421
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	281,323	277,758
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	262,291	261,749
Commercial [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	10,627	7,394
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	8,405	8,615
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	26,286	19,685
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	25,375	18,931
Construction [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	164	0
Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	747	754
Second Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	16,673	15,148
Second Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	16,346	14,835
Second Mortgages [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	0	0
Second Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	327	313
Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	46,669	47,256
Equity Line of Credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	46,575	47,161
Equity Line of Credit [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	0	0
Equity Line of Credit [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	94	95
Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	54,996	43,197
Commercial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	52,485	40,268
Commercial Loans [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	1,483	467
Commercial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	1,028	2,462
Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	44,112	50,427
Consumer Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	44,035	50,327
Consumer Loans [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	0	0
Consumer Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	77	100
Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	31,210	18,007
Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	31,210	18,007
Other [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	0	0
Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loan receivables, gross carrying amount	$ 0	$ 0

Loans and the Allowance for L33

Loans and the Allowance for Loan Losses, Past Due (Details) - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Loans, Aging [Abstract]
Ending balance		$ 598,161		$ 568,475
Recorded Investment > 90 Days Past Due and Accruing		3,222		3,356
Financing Receivable, Recorded Investment, Current	[1]	589,491		557,894
Financing Receivable, Recorded Investment, Past Due		8,670		10,581
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		3,910		4,582
Interest income that would have been recorded under original loan terms [Abstract]
Interest income that would have been recorded under original loan terms		101	$ 110
Actual interest income recorded for the period		85	97
Reduction in interest income on non accrual loans		16	$ 13
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		3,501		4,164
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		1,305		2,553
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		3,864		3,864
Total Mortgage Loans on Real Estate [Member]
Loans, Aging [Abstract]
Ending balance		467,843		456,844
Recorded Investment > 90 Days Past Due and Accruing		648		23
Financing Receivable, Recorded Investment, Current	[1]	464,071		453,342
Financing Receivable, Recorded Investment, Past Due		3,772		3,502
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		3,713		4,306
Total Mortgage Loans on Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		2,259		1,927
Total Mortgage Loans on Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		309		1,112
Total Mortgage Loans on Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		1,204		463
Residential 1-4 Family [Member]
Loans, Aging [Abstract]
Ending balance		96,892		96,997
Recorded Investment > 90 Days Past Due and Accruing		520		0
Financing Receivable, Recorded Investment, Current	[1]	95,268		95,371
Financing Receivable, Recorded Investment, Past Due		1,624		1,626
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		1,058		1,457
Residential 1-4 Family [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		505		309
Residential 1-4 Family [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		309		1,042
Residential 1-4 Family [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		810		275
Commercial [Member]
Loans, Aging [Abstract]
Ending balance		281,323		277,758
Recorded Investment > 90 Days Past Due and Accruing		17		23
Financing Receivable, Recorded Investment, Current	[1]	279,612		276,438
Financing Receivable, Recorded Investment, Past Due		1,711		1,320
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		2,501		2,623
Commercial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		1,582		1,266
Commercial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		0		31
Commercial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		129		23
Construction [Member]
Loans, Aging [Abstract]
Ending balance		26,286		19,685
Recorded Investment > 90 Days Past Due and Accruing		0		0
Financing Receivable, Recorded Investment, Current	[1]	26,286		19,524
Financing Receivable, Recorded Investment, Past Due		0		161
Construction [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		0		161
Construction [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		0		0
Construction [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		0		0
Second Mortgages [Member]
Loans, Aging [Abstract]
Ending balance		16,673		15,148
Recorded Investment > 90 Days Past Due and Accruing		60		0
Financing Receivable, Recorded Investment, Current	[1]	16,315		14,923
Financing Receivable, Recorded Investment, Past Due		358		225
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		154		226
Second Mortgages [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		144		21
Second Mortgages [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		0		39
Second Mortgages [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		214		165
Equity Line of Credit [Member]
Loans, Aging [Abstract]
Ending balance		46,669		47,256
Recorded Investment > 90 Days Past Due and Accruing		51		0
Financing Receivable, Recorded Investment, Current	[1]	46,590		47,086
Financing Receivable, Recorded Investment, Past Due		79		170
Equity Line of Credit [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		28		170
Equity Line of Credit [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		0		0
Equity Line of Credit [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		51		0
Commercial Loans [Member]
Loans, Aging [Abstract]
Ending balance		54,996		43,197
Recorded Investment > 90 Days Past Due and Accruing		0		164
Financing Receivable, Recorded Investment, Current	[1]	54,892		42,377
Financing Receivable, Recorded Investment, Past Due		104		820
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		197		276
Commercial Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		2		500
Commercial Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		16		88
Commercial Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		86		232
Consumer Loans [Member]
Loans, Aging [Abstract]
Ending balance		44,112		50,427
Recorded Investment > 90 Days Past Due and Accruing		2,570		3,163
Financing Receivable, Recorded Investment, Current	[1]	39,380		44,241
Financing Receivable, Recorded Investment, Past Due		4,732		6,186
Consumer Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		1,191		1,673
Consumer Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		971		1,350
Consumer Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		2,570		3,163
Other [Member]
Loans, Aging [Abstract]
Ending balance		31,210		18,007
Recorded Investment > 90 Days Past Due and Accruing		4		6
Financing Receivable, Recorded Investment, Current	[1]	31,148		17,934
Financing Receivable, Recorded Investment, Past Due		62		73
Other [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		49		64
Other [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		9		3
Other [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		4		6
Guaranteed Student Loans [Member]
Loans, Aging [Abstract]
Financing Receivable, Recorded Investment, Past Due		$ 4,468		$ 5,662
[1]	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.

Loans and the Allowance for L34

Loans and the Allowance for Loan Losses, Troubled Debt Restructuring (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)ContractModification	Jun. 30, 2015USD ($)Contract	Dec. 31, 2015USD ($)
Financing Receivable, Modifications [Line Items]
Unfunded Commitments on TDRs	$ 0	$ 0
Mortgage Loans in Foreclosure Process, Amount	$ 0		$ 53
Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | Contract	1	0
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | Modification	1
Recorded Investment Prior to Modification	$ 152
Recorded Investment After Modification	152
Current Investment	$ 110

Loans and the Allowance for L35

Loans and the Allowance for Loan Losses, Impaired Loans (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$ 15,208	$ 14,173
Without Valuation Allowance	9,138	8,414
With Valuation Allowance	4,729	4,636
Associated Allowance	759	798
Average Recorded Investment	13,548	13,573
Interest Income Recognized	359	660
Total Mortgage Loans on Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	14,063	13,831
Without Valuation Allowance	8,941	8,195
With Valuation Allowance	3,905	4,568
Associated Allowance	622	790
Average Recorded Investment	12,878	12,608
Interest Income Recognized	318	631
Residential 1-4 Family [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,721	2,994
Without Valuation Allowance	1,735	1,530
With Valuation Allowance	640	1,261
Associated Allowance	124	146
Average Recorded Investment	2,642	2,267
Interest Income Recognized	51	132
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	10,183	10,203
Without Valuation Allowance	6,188	6,166
With Valuation Allowance	3,168	3,208
Associated Allowance	463	608
Average Recorded Investment	9,353	9,305
Interest Income Recognized	232	473
Construction [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	633	99
Without Valuation Allowance	536	0
With Valuation Allowance	97	99
Associated Allowance	35	36
Average Recorded Investment	366	465
Interest Income Recognized	21	5
Second Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	526	535
Without Valuation Allowance	482	499
With Valuation Allowance	0	0
Associated Allowance	0	0
Average Recorded Investment	517	571
Interest Income Recognized	14	21
Commercial Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,145	330
Without Valuation Allowance	197	207
With Valuation Allowance	824	68
Associated Allowance	137	8
Average Recorded Investment	664	952
Interest Income Recognized	41	28
Consumer Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	12
Without Valuation Allowance	0	12
With Valuation Allowance	0	0
Associated Allowance	0	0
Average Recorded Investment	6	13
Interest Income Recognized	$ 0	$ 1

Loans and the Allowance for L36

Loans and the Allowance for Loan Losses, Activity In Period (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended		12 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015	Jun. 30, 2016	Dec. 31, 2015
Allowance for loan losses by segment [Roll Forward]
Beginning Balance				$ 7,738	$ 7,075	$ 7,075
Charges-offs				(1,287)		(897)
Recoveries				83		535
Provision for loan losses		$ 1,250	$ 25	1,400	300	1,025
Ending balance		7,934		7,934		7,738
Ending balances individually evaluated for impairment							$ 759	$ 798
Ending balances collectively evaluated for impairment							7,175	6,940
Ending balance		7,934		7,738	7,075	7,075	7,934	7,738
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							13,867	13,050
Ending balance collectively evaluated for impairment							584,294	555,425
Ending balance							598,161	568,475
Commercial [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance				633	595	595
Charges-offs				(858)		(293)
Recoveries				24		50
Provision for loan losses				1,287		281
Ending balance		1,086		1,086		633
Ending balances individually evaluated for impairment							137	8
Ending balances collectively evaluated for impairment							949	625
Ending balance		1,086		633	595	633	1,086	633
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							1,021	275
Ending balance collectively evaluated for impairment							53,975	42,922
Ending balance							54,996	43,197
Real Estate - Construction [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance				985	703	703
Charges-offs				0		0
Recoveries				3		1
Provision for loan losses				297		281
Ending balance		1,285		1,285		985
Ending balances individually evaluated for impairment							35	36
Ending balances collectively evaluated for impairment							1,250	949
Ending balance		1,285		985	703	985	1,285	985
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							633	99
Ending balance collectively evaluated for impairment							25,653	19,586
Ending balance							26,286	19,685
Real Estate - Mortgage [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance	[1]			5,628	5,347	5,347
Charges-offs	[1]			(268)		(321)
Recoveries	[1]			17		393
Provision for loan losses	[1]			(496)		209
Ending balance	[1]	4,881		4,881		5,628
Ending balances individually evaluated for impairment	[1]						587	754
Ending balances collectively evaluated for impairment	[1]						4,294	4,874
Ending balance	[1]	4,881		5,628	5,347	5,347	4,881	5,628
Loan Balances [Abstract]
Ending balance individually evaluated for impairment	[1]						12,213	12,664
Ending balance collectively evaluated for impairment	[1]						429,344	424,495
Ending balance	[1]						441,557	437,159
Consumer [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance				279	219	219
Charges-offs				(99)		(92)
Recoveries				22		39
Provision for loan losses				198		113
Ending balance		400		400		279
Ending balances individually evaluated for impairment							0	0
Ending balances collectively evaluated for impairment							400	279
Ending balance		400		279	219	219	400	279
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							0	12
Ending balance collectively evaluated for impairment							44,112	50,415
Ending balance							44,112	50,427
Other [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance				213	211	211
Charges-offs				(62)		(191)
Recoveries				17		52
Provision for loan losses				114		141
Ending balance		282		282		213
Ending balances individually evaluated for impairment							0	0
Ending balances collectively evaluated for impairment							282	213
Ending balance		$ 282		$ 213	$ 211	$ 211	282	213
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							0	0
Ending balance collectively evaluated for impairment							31,210	18,007
Ending balance							$ 31,210	$ 18,007
[1]	The real estate-mortgage segment includes residential 1 - 4 family, commercial real estate, second mortgages and equity lines of credit.

Low-Income Housing Tax Credits

Low-Income Housing Tax Credits (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)Fund	Jun. 30, 2015USD ($)	Jun. 30, 2016USD ($)Fund	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)Fund
Investments in Affordable Housing Projects [Abstract]
Affordable Housing Program, Number of Investments | Fund	4		4		4
Amortization Method Qualified Affordable Housing Project Investments	$ 4,037		$ 4,037		$ 4,185
Qualified Affordable Housing Project Investments, Commitment	2,961		$ 2,961		$ 2,961
Affordable Housing Investment Commitments, Term Expiration Year			2,032
Expected Affordable Housing Tax Credits, Amount			$ 399
Affordable Housing Tax Credits and Other Tax Benefits, Amount	$ 96	$ 102	$ 222	$ 221

Share-Based Compensation (Detai

Share-Based Compensation (Details)	6 Months Ended
	Jun. 30, 2016USD ($)$ / sharesshares
Share-Based Compensation [Abstract]
Options maximum term period	10 years
Shares [Roll Forward]
Options outstanding, beginning of period (in shares) | shares	74,960
Granted (in shares) | shares	0
Exercised (in shares) | shares	0
Canceled or expired (in shares) | shares	(6,230)
Options outstanding, end of period (in shares) | shares	68,730
Options exercisable, end of period (in shares) | shares	68,730
Weighted Average Exercise Price [Roll Forward]
Options outstanding, beginning of period (in dollars per share) | $ / shares	$ 20.05
Granted (in dollars per share) | $ / shares	0
Exercised (in dollars per share) | $ / shares	0
Canceled or expired (in dollars per share) | $ / shares	20.05
Options outstanding, end of period (in dollars per share) | $ / shares	20.05
Options exercisable, end of period (in dollars per share) | $ / shares	$ 20.05
Weighted Average Remaining Contractual Life (in years) [Abstract]
Options outstanding, end of period	1 year 3 months 14 days
Options exercisable, end of period	1 year 3 months 14 days
Aggregate Intrinsic Value [Abstract]
Options outstanding, end of period | $	$ 0
Options exercisable, end of period | $	0
Unrecognized compensation expense related to nonvested options | $	$ 0

Pension Plan (Details)

Pension Plan (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Components of net periodic pension cost [Abstract]
Interest cost	$ 70	$ 65	$ 140	$ 131
Expected return on plan assets	(98)	(90)	(196)	(179)
Amortization of net loss	140	98	280	197
Net Periodic Pension Plan Cost	$ 112	$ 73	$ 224	$ 149

Stockholders' Equity and Earn40

Stockholders' Equity and Earnings per Common Share (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Available-for-sale securities [Abstract]
Gain on sale of sale of available-for-sale securities, net	$ 6	$ 0	$ 515	$ 0
Tax benefit	2	0	175	0
Net income	4	0	340	0
Other comprehensive income, pretax [Abstract]
Unrealized holding gains (losses) arising during the period			3,812	(1,381)
Less reclassification adjustment for gains recognized in income	(6)	0	(515)	0
Net unrealized gains (losses) on securities			3,297	(1,381)
Amortization				471
Net effect of market adjustment on securities transferred to held-to-maturity				471
Total change in other comprehensive income or loss			3,297	(910)
Other comprehensive income tax expense (benefit) [Abstract]
Unrealized holding losses arising during the period			1,296	(470)
Tax effect	(2)	0	(175)	0
Net unrealized losses on securities			1,121	(470)
Amortization tax				160
Net effect of market adjustment on securities transferred to held-to-maturity				160
Other Comprehensive Income (Loss), Tax, Total			1,121	(310)
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Unrealized holding losses arising during the period			2,516	(911)
Other Comprehensive Income (Loss), Reclassification Adjustment for Sale of Securities Included in Net Income, Net of Tax	(4)	0	(340)	0
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	1,661	(1,002)	2,176	(911)
Amortization net of tax				311
Net effect of market adjustment on securities transferred to held-to-maturity	0	170	0	311
Other Comprehensive Income (Loss), Net of Tax, Total	$ 1,661	$ (832)	$ 2,176	$ (600)

Stockholders' Equity and Earn41

Stockholders' Equity and Earnings per Common Share, OCI by Component, Anti-Dilutive Securities (Details) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Unrealized Gains (Losses) on Securities [Abstract]
Accumulated Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax			$ (576)	$ (78)
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	$ 1,661	$ (1,002)	2,176	(911)
Accumulated Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	1,600	(989)	1,600	(989)
Other Comprehensive Income -- Available-for-Sale to Held-to-Maturity [Abstract]
Other Comprehensive Income -- Available-for-Sale to Held-to-Maturity Balance			0	(3,386)
Other Comprehensive Income -- Available-for-Sale to Held-to-Maturity Change			0	311
Other Comprehensive Income -- Available-for-Sale to Held-to-Maturity Balance	0	(3,075)	0	(3,075)
Defined Benefit Pension Plans [Abstract]
Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net of Tax			(2,586)	(2,429)
Other Comprehensive (Income) Loss, Pension and Other Postretirement Benefit Plans, Adjustment, before Reclassification Adjustments, Net of Tax			0	0
Accumulated Other Comprehensive Income (Loss), Pension and Other Postretirement Benefit Plans, Net of Tax	(2,586)	(2,429)	(2,586)	(2,429)
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss), Net of Tax			(3,162)	(5,893)
Other Comprehensive Income (Loss), Net of Tax	1,661	(832)	2,176	(600)
Accumulated Other Comprehensive Income (Loss), Net of Tax	$ (986)	$ (6,493)	$ (986)	$ (6,493)
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share (in shares)	69	76	69	77

Fair Value Measurements, Recurr

Fair Value Measurements, Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	$ 166,216	$ 214,192
US Government Agencies Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	24,275	24,240
US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	72,734	78,433
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	64,857	107,396
Money market investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	621	631
Corporate bond and other securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	3,624	3,393
Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	166,216	214,192
Recurring [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	24,275	24,240
Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	72,734	78,433
Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	64,857	107,396
Recurring [Member] | Money market investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	621	631
Recurring [Member] | Corporate bond and other securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	3,624	3,393
Recurring [Member] | Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	105	99
Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	1,381	1,281
Other Assets, Fair Value Disclosure	1,760	2,741
Nonrecurring [Member] | Total Mortgage Loans on real estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	694	1,281
Nonrecurring [Member] | Residential Mortgage [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	353	952
Nonrecurring [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	278	267
Nonrecurring [Member] | Construction Loans [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	63	62
Nonrecurring [Member] | Commercial Loan [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	687
Nonrecurring [Member] | Foreclosed Assets, Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	371	927
Nonrecurring [Member] | Foreclosed Assets, Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	1,090	1,090
Nonrecurring [Member] | Foreclosed Assets, Residential 1 to 4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	299	724
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Loans, net of allowances for loan losses	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Money market investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Corporate bond and other securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Other Assets, Fair Value Disclosure	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Total Mortgage Loans on real estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Residential Mortgage [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Construction Loans [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Commercial Loan [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Foreclosed Assets, Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Foreclosed Assets, Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Foreclosed Assets, Residential 1 to 4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	166,216	214,192
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	166,216	214,192
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	24,275	24,240
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	72,734	78,433
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	64,857	107,396
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Money market investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	621	631
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Corporate bond and other securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	3,624	3,393
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	105	99
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Other Assets, Fair Value Disclosure	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Total Mortgage Loans on real estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Residential Mortgage [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Construction Loans [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Commercial Loan [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Foreclosed Assets, Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Foreclosed Assets, Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Foreclosed Assets, Residential 1 to 4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	0	0
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Loans, net of allowances for loan losses	594,046	559,488
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Money market investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Corporate bond and other securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	1,381	1,281
Other Assets, Fair Value Disclosure	1,760	2,741
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Total Mortgage Loans on real estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	694	1,281
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Residential Mortgage [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	353	952
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Commercial Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	278	267
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Construction Loans [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	63	62
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Commercial Loan [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	687
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Foreclosed Assets, Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	371	927
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Foreclosed Assets, Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	1,090	1,090
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Foreclosed Assets, Residential 1 to 4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other Assets, Fair Value Disclosure	$ 299	$ 724

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Jun. 30, 2016	Dec. 31, 2015
Carrying Value [Member]
Financial assets [Abstract]
Cash and Cash Equivalents	$ 32,216	$ 32,216	$ 36,990
Securities available-for-sale, at fair value	166,216	166,216	214,192
Restricted securities	2,882	2,882	2,016
Loans, net of allowances for loan losses	590,227	590,227	560,737
Bank owned life insurance	24,843	24,843	24,411
Accrued Interest Receivable	3,090	3,090	3,059
Financial liabilities [Abstract]
Deposits	727,001	727,001	746,471
Overnight repurchase agreements	23,865	23,865	25,950
Federal Home Loan Bank advances	45,000	45,000	25,000
Accrued interest payable	220	220	241
Securities available-for-sale, at fair value	166,216	166,216	214,192
Residential Mortgage [Member] | Market Comparables [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	353	$ 353	$ 952
Residential Mortgage [Member] | Market Comparables [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		0.00%	7.25%
Liquidation Discount		4.00%	0.00%
Residential Mortgage [Member] | Market Comparables [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		7.25%	7.25%
Liquidation Discount		42.20%	4.00%
Residential Mortgage [Member] | Market Comparables [Member] | Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		4.92%	7.25%
Liquidation Discount		16.30%	3.75%
Commercial Real Estate [Member] | Market Comparables [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	278	$ 278	$ 267
Commercial Real Estate [Member] | Market Comparables [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		7.25%	7.25%
Liquidation Discount		4.00%	4.00%
Commercial Real Estate [Member] | Market Comparables [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		7.25%	7.25%
Liquidation Discount		4.00%	4.00%
Commercial Real Estate [Member] | Market Comparables [Member] | Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		7.25%	7.25%
Liquidation Discount		4.00%	4.00%
Construction Loans [Member] | Market Comparables [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	63	$ 63	$ 62
Construction Loans [Member] | Market Comparables [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		7.25%	7.25%
Liquidation Discount		4.00%	4.00%
Construction Loans [Member] | Market Comparables [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		7.25%	7.25%
Liquidation Discount		4.00%	4.00%
Construction Loans [Member] | Market Comparables [Member] | Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		7.25%	7.25%
Liquidation Discount		4.00%	4.00%
Commercial Loan [Member] | Market Comparables [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	687	$ 687
Commercial Loan [Member] | Market Comparables [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		0.00%
Liquidation Discount		32.71%
Commercial Loan [Member] | Market Comparables [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		0.00%
Liquidation Discount		32.71%
Commercial Loan [Member] | Market Comparables [Member] | Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs		0.00%
Liquidation Discount		32.71%
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets [Abstract]
Cash and Cash Equivalents	32,216	$ 32,216	$ 36,990
Securities available-for-sale, at fair value	0	0	0
Restricted securities	0	0	0
Loans, net of allowances for loan losses	0	0	0
Bank owned life insurance	0	0	0
Accrued Interest Receivable	0	0	0
Financial liabilities [Abstract]
Deposits	0	0	0
Overnight repurchase agreements	0	0	0
Federal Home Loan Bank advances	0	0	0
Accrued interest payable	0	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial assets [Abstract]
Cash and Cash Equivalents	0	0	0
Securities available-for-sale, at fair value	166,216	166,216	214,192
Restricted securities	2,882	2,882	2,016
Loans, net of allowances for loan losses	0	0	0
Bank owned life insurance	24,843	24,843	24,411
Accrued Interest Receivable	3,090	3,090	3,059
Financial liabilities [Abstract]
Deposits	727,603	727,603	746,740
Overnight repurchase agreements	23,865	23,865	25,950
Federal Home Loan Bank advances	45,003	45,003	25,501
Accrued interest payable	220	220	241
Significant Unobservable Inputs (Level 3) [Member]
Financial assets [Abstract]
Cash and Cash Equivalents	0	0	0
Securities available-for-sale, at fair value	0	0	0
Restricted securities	0	0	0
Loans, net of allowances for loan losses	594,046	594,046	559,488
Bank owned life insurance	0	0	0
Accrued Interest Receivable	0	0	0
Financial liabilities [Abstract]
Deposits	0	0	0
Overnight repurchase agreements	0	0	0
Federal Home Loan Bank advances	0	0	0
Accrued interest payable	0	0	0
Foreclosed Assets, Residential 1-4 Family [Member] | Market Comparables [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 299	299	$ 724
Foreclosed Assets, Residential 1-4 Family [Member] | Market Comparables [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	7.25%		7.25%
Liquidation Discount	4.00%		4.00%
Foreclosed Assets, Residential 1-4 Family [Member] | Market Comparables [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	7.25%		7.25%
Liquidation Discount	4.00%		7.17%
Foreclosed Assets, Residential 1-4 Family [Member] | Market Comparables [Member] | Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	7.25%		7.25%
Liquidation Discount	4.00%		4.79%
Foreclosed Assets, Commercial [Member] | Market Comparables [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 371	371	$ 927
Foreclosed Assets, Commercial [Member] | Market Comparables [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	7.25%		7.25%
Liquidation Discount	0.00%		4.00%
Foreclosed Assets, Commercial [Member] | Market Comparables [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	7.25%		7.25%
Liquidation Discount	0.00%		24.70%
Foreclosed Assets, Commercial [Member] | Market Comparables [Member] | Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	7.25%		7.25%
Liquidation Discount	0.00%		11.77%
Foreclosed Assets, Construction [Member] | Market Comparables [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 1,090	$ 1,090	$ 1,090
Foreclosed Assets, Construction [Member] | Market Comparables [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	6.72%		6.72%
Liquidation Discount	33.05%		33.05%
Foreclosed Assets, Construction [Member] | Market Comparables [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	6.72%		6.72%
Liquidation Discount	33.05%		33.05%
Foreclosed Assets, Construction [Member] | Market Comparables [Member] | Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Estimated Selling Costs	6.72%		6.72%
Liquidation Discount	33.05%		33.05%

Segment Reporting (Details)

Segment Reporting (Details) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2016USD ($)Segment	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Segment Reporting [Abstract]
Number of operating segments | Segment			3
Description of operating segments			The Company's reportable segments are strategic business units that offer different products and services. They are managed separately because each segment appeals to different markets and, accordingly, requires different technologies and marketing strategies.
Revenues
Interest and dividend income	$ 7,435	$ 7,550	$ 14,800	$ 15,054
Income from fiduciary activities	877	914	1,778	1,894
Other income	2,409	2,445	5,173	4,742
Total operating income	10,721	10,909	21,751	21,690
Expenses
Interest expense	582	918	1,301	1,811
Provision for loan losses	1,250	25	1,400	300	$ 1,025
Salaries and employee benefits	4,890	5,057	10,044	10,106
Other expenses	3,595	3,437	7,532	6,675
Total operating expenses	10,317	9,437	20,277	18,892
Income before income taxes	404	1,472	1,474	2,798
Income tax expense (benefit)	(148)	193	(99)	314
Net income	552	1,279	1,573	2,484
Property, Plant and Equipment, Additions	105	75	476	1,048
Total assets	897,673	893,502	897,673	893,502	$ 896,787
Bank [Member]
Revenues
Interest and dividend income	7,420	7,537	14,771	15,028
Income from fiduciary activities	0	0	0	0
Other income	2,174	2,211	4,677	4,262
Total operating income	9,594	9,748	19,448	19,290
Expenses
Interest expense	582	918	1,301	1,811
Provision for loan losses	1,250	25	1,400	300
Salaries and employee benefits	4,124	4,275	8,486	8,583
Other expenses	3,183	3,163	6,798	6,198
Total operating expenses	9,139	8,381	17,985	16,892
Income before income taxes	455	1,367	1,463	2,398
Income tax expense (benefit)	(131)	157	(103)	178
Net income	586	1,210	1,566	2,220
Property, Plant and Equipment, Additions	105	73	472	1,028
Total assets	891,786	888,344	891,786	888,344
Trust [Member]
Revenues
Interest and dividend income	15	13	29	26
Income from fiduciary activities	877	914	1,778	1,894
Other income	250	250	526	511
Total operating income	1,142	1,177	2,333	2,431
Expenses
Interest expense	0	0	0	0
Provision for loan losses	0	0	0	0
Salaries and employee benefits	679	671	1,357	1,298
Other expenses	251	256	512	492
Total operating expenses	930	927	1,869	1,790
Income before income taxes	212	250	464	641
Income tax expense (benefit)	72	85	158	218
Net income	140	165	306	423
Property, Plant and Equipment, Additions	0	2	4	20
Total assets	5,814	5,815	5,814	5,815
Unconsolidated Parent [Member]
Revenues
Interest and dividend income	725	1,375	1,871	2,643
Income from fiduciary activities	0	0	0	0
Other income	50	50	100	100
Total operating income	775	1,425	1,971	2,743
Expenses
Interest expense	0	0	0	0
Provision for loan losses	0	0	0	0
Salaries and employee benefits	87	111	201	225
Other expenses	226	84	352	116
Total operating expenses	313	195	553	341
Income before income taxes	462	1,230	1,418	2,402
Income tax expense (benefit)	(89)	(49)	(154)	(82)
Net income	551	1,279	1,572	2,484
Property, Plant and Equipment, Additions	0	0	0	0
Total assets	95,933	89,599	95,933	89,599
Eliminations [Member]
Revenues
Interest and dividend income	(725)	(1,375)	(1,871)	(2,643)
Income from fiduciary activities	0	0	0	0
Other income	(65)	(66)	(130)	(131)
Total operating income	(790)	(1,441)	(2,001)	(2,774)
Expenses
Interest expense	0	0	0	0
Provision for loan losses	0	0	0	0
Salaries and employee benefits	0	0	0	0
Other expenses	(65)	(66)	(130)	(131)
Total operating expenses	(65)	(66)	(130)	(131)
Income before income taxes	(725)	(1,375)	(1,871)	(2,643)
Income tax expense (benefit)	0	0	0	0
Net income	(725)	(1,375)	(1,871)	(2,643)
Property, Plant and Equipment, Additions	0	0	0	0
Total assets	$ (95,860)	$ (90,256)	$ (95,860)	$ (90,256)