Old Point Financial (OPOF) 10-Q 10 May 18 2018 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2018	Apr. 30, 2018
Document and Entity Information [Abstract]
Entity Registrant Name	OLD POINT FINANCIAL CORP
Entity Central Index Key	740,971
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	No
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		5,095,069
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2018

Consolidated Balance Sheets (un

Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017
Assets
Cash and due from banks		$ 37,019	$ 13,420
Interest-bearing due from banks		3,866	908
Federal funds sold		2,552	84
Cash and cash equivalents		43,437	14,412
Securities available-for-sale, at fair value		145,857	157,121
Restricted securities, at cost		4,023	3,846
Loans held for sale		715	779
Loans, net	[1]	723,144	729,092
Premises and equipment, net		36,754	37,197
Bank-owned life insurance		26,190	25,981
Goodwill		621	621
Other real estate owned, net		203	0
Other assets		12,829	12,777
Total assets		993,773	981,826
Deposits:
Noninterest-bearing deposits		231,345	225,716
Savings deposits		349,881	345,053
Time deposits		207,801	212,825
Total deposits		789,027	783,594
Federal funds purchased		0	10,000
Overnight repurchase agreements		36,141	20,693
Federal Home Loan Bank advances		70,000	67,500
Accrued expenses and other liabilities		3,607	3,651
Total liabilities		898,775	885,438
Commitments and contingencies
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,020,784 and 5,019,703 shares outstanding (includes 2,245 shares of nonvested restricted stock)		25,093	25,087
Additional paid-in capital		17,298	17,270
Retained earnings		55,344	54,738
Accumulated other comprehensive loss, net		(2,737)	(707)
Total stockholders' equity		94,998	96,388
Total liabilities and stockholders' equity		$ 993,773	$ 981,826
[1]	Net deferred loan fees totaled $906 thousand and $916 thousand at March 31, 2018 and December 31, 2017, respectively.

Consolidated Balance Sheets (u3

Consolidated Balance Sheets (unaudited) (Parenthetical) - $ / shares	Mar. 31, 2018	Dec. 31, 2017
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares outstanding (in shares)	5,020,784	5,019,703
Restricted Shares [Member]
Nonvested restricted stock (in shares)	2,245	2,245

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Interest and Dividend Income:
Interest and fees on loans	$ 7,895	$ 6,780
Interest on due from banks	4	5
Interest on federal funds sold	2	3
Interest on securities:
Taxable	494	496
Tax-exempt	344	427
Dividends and interest on all other securities	60	14
Total interest and dividend income	8,799	7,725
Interest Expense:
Interest on savings deposits	104	64
Interest on time deposits	616	519
Interest on federal funds purchased, securities sold under agreements to repurchase and other borrowings	10	5
Interest on Federal Home Loan Bank advances	324	0
Total interest expense	1,054	588
Net interest income	7,745	7,137
Provision for loan losses	525	650
Net interest income, after provision for loan losses	7,220	6,487
Noninterest Income:
Fiduciary and asset management fees	983	966
Service charges on deposit accounts	870	927
Other service charges, commissions and fees	1,067	1,016
Bank-owned life insurance income	209	198
Mortgage banking income	141	6
Gain on sale of available-for-sale securities, net	80	0
Other operating income	5	50
Total noninterest income	3,355	3,163
Noninterest Expense:
Salaries and employee benefits	5,477	5,097
Occupancy and equipment	1,477	1,449
Data processing	516	414
FDIC insurance	191	96
Customer development	182	144
Professional services	488	373
Employee professional development	192	236
Loan related expenses	126	60
Other taxes	170	143
ATM and other losses	97	177
Merger expenses	205	0
Other operating expenses	508	517
Total noninterest expense	9,629	8,706
Income before income taxes	946	944
Income tax expense	4	2
Net income	$ 942	$ 942
Basic earnings per share:
Weighted average shares outstanding (in shares)	5,020,075	4,977,267
Net income per share of common stock (in dollars per share)	$ 0.19	$ 0.19
Diluted earnings per share:
Weighted average shares outstanding (in shares)	5,020,146	4,991,864
Net income per share of common stock (in dollars per share)	$ 0.19	$ 0.19

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Consolidated Statements of Comprehensive Income (Loss) (Unaudited) [Abstract]
Net income	$ 942	$ 942
Other comprehensive income (loss), net of tax
Net unrealized gain (loss) on available-for-sale securities	(1,751)	428
Reclassification for (gain) loss included in net income	(63)	0
Other comprehensive income (loss), net of tax	(1,814)	428
Comprehensive income (loss)	$ (872)	$ 1,370

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Beginning Balance at Dec. 31, 2016	$ 24,806	$ 16,427	$ 56,965	$ (4,208)	$ 93,990
Beginning Balance (in shares) at Dec. 31, 2016	4,961,258
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 0	0	942	0	942
Other comprehensive income (loss), net of tax	0	0	0	428	428
Exercise of stock options	$ 90	271	0	0	361
Exercise of stock options (in shares)	18,006
Employee Stock Purchase Plan share issuance	$ 4	17	0	0	21
Employee Stock Purchase Plan share issuance (in shares)	773
Repurchase and retirement of common stock	$ (14)	(60)	0	0	(74)
Repurchase and retirement of common stock (in shares)	(2,770)
Cash dividends	$ 0	0	(547)	0	(547)
Ending Balance at Mar. 31, 2017	$ 24,886	16,655	57,360	(3,780)	95,121
Ending Balance (in shares) at Mar. 31, 2017	4,977,267
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI | ASU 2018-02 [Member]	$ 0	0	139	(139)	0
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 | ASU 2016-01 [Member]	0	0	77	(77)	0
Beginning Balance at Dec. 31, 2017	$ 25,087	17,270	54,738	(707)	$ 96,388
Beginning Balance (in shares) at Dec. 31, 2017	5,017,458				5,019,703
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 0	0	942	0	$ 942
Other comprehensive income (loss), net of tax	0	0	0	(1,814)	(1,814)
Employee Stock Purchase Plan share issuance	$ 6	20	0	0	26
Employee Stock Purchase Plan share issuance (in shares)	1,081
Stock-based compensation expense	$ 0	8	0	0	8
Cash dividends	0	0	(552)	0	(552)
Ending Balance at Mar. 31, 2018	$ 25,093	$ 17,298	$ 55,344	$ (2,737)	$ 94,998
Ending Balance (in shares) at Mar. 31, 2018	5,018,539				5,020,784

Consolidated Statements of Cha7

Consolidated Statements of Changes in Stockholders' Equity (unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Consolidated Statements of Changes in Stockholders' Equity (unaudited) [Abstract]
Cash dividends (in dollars per share)	$ 0.11	$ 0.11

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 942	$ 942
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	620	698
Provision for loan losses	525	650
Net gain on sale of available-for-sale securities	(80)	0
Net amortization of securities	493	602
Loans originated and held for sale	(2,268)	0
Proceeds from sale of loans held for sale	2,370	0
Gain on sale of loans held for sale	(38)	0
Net loss on disposal of premises and equipment	11	0
Income from bank owned life insurance	(209)	(198)
Stock compensation expense	8	0
Decrease in other assets	633	365
Increase (decrease) in other liabilities	(45)	365
Net cash provided by operating activities	2,962	3,424
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of available-for-sale securities	(1,467)	(21,650)
Cash used in purchases of restricted securities, net	(177)	(7)
Proceeds from maturities and calls of available-for-sale securities	4,655	22,400
Proceeds from sales of available-for-sale securities	2,730	1,000
Paydowns on available-for-sale securities	2,437	2,464
Proceeds from sale of loans held for investment	8,746	0
Net increase in loans held for investment	(3,527)	(30,800)
Purchases of premises and equipment	(189)	(250)
Net cash provided by (used in) investing activities	13,208	(26,843)
CASH FLOWS FROM FINANCING ACTIVITIES
Increase in noninterest-bearing deposits	5,629	4,999
Increase in savings deposits	4,828	11,723
Decrease in time deposits	(5,024)	(7,832)
Increase in federal funds purchased and repurchase agreements, net	5,448	9,424
Increase in Federal Home Loan Bank advances	58,000	0
Repayment of Federal Home Loan Bank advances	(55,500)	0
Proceeds from exercise of stock options and ESPP issuance	26	382
Repurchase and retirement of common stock	0	(74)
Cash dividends paid on common stock	(552)	(547)
Net cash provided by financing activities	12,855	18,075
Net increase (decrease) in cash and cash equivalents	29,025	(5,344)
Cash and cash equivalents at beginning of period	14,412	25,854
Cash and cash equivalents at end of period	43,437	20,510
Cash payments for:
Interest	1,050	595
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS
Unrealized gain (loss) on securities available-for-sale	(2,297)	648
Loans transferred to other real estate owned	$ 203	$ 0

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2018
Basis of Presentation [Abstract]
Basis of Presentation	Note 1. Basis of Presentation The accompanying unaudited consolidated financial statements of Old Point Financial Corporation (NASDAQ: OPOF) (the Company) and its subsidiaries have been prepared in accordance with U.S. GAAP for interim financial information. All significant intercompany balances and transactions have been eliminated. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments and reclassifications of a normal and recurring nature considered necessary to present fairly the financial positions at March 31, 2018 and December 31, 2017 and the statements of income, comprehensive income, changes in stockholders' equity and cash flows for the three months ended March 31, 2018 and 2017. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's 2017 annual report on Form 10-K. Certain previously reported amounts have been reclassified to conform to current period presentation, none of which were material in nature. PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services N.A. (Trust). All significant intercompany balances and transactions have been eliminated in consolidation. NATURE OF OPERATIONS Old Point Financial Corporation is a holding company that conducts substantially all of its operations through two subsidiaries, the Bank and Trust. The Bank serves individual and commercial customers, the majority of which are in Hampton Roads, Virginia. As of March 31, 2018, the Bank had 18 branch offices. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through its Old Point Mortgage (OPM) division. Trust offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. SUBSEQUENT EVENTS In accordance with ASC 855-10, "Subsequent Events," the Company evaluates subsequent events that have occurred after the balance sheet date but before the financial statements are issued. There are two types of subsequent events: (1) recognized, or those that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements, and (2) nonrecognized, or those that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. On April 1, 2018, the Company completed The Company's first quarter results do not include the financial results of Citizens because it was acquired after the close of the first quarter. As of March 31, 2018 Citizens had total assets of $49.8 million, total loans of $43.5 million, and total deposits of $43.8 million. RECENT ACCOUNTING PRONOUNCEMENTS In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)." Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee's obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee's right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The Company is currently assessing the impact that ASU 2016-02 will have on its consolidated financial statements. As the Company owns the majority of its buildings, management does not anticipate that the ASU will have a material impact. In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements and has formed a committee to oversee the adoption of the new standard. The ALLL model currently in use by the Company already provides it with the ability to archive prior period information and contains loan balance and charge-off information beginning with September 30, 2011. The committee has reviewed the data included in each monthly archive file and has added fields to enhance its data analysis capabilities under the new standard. In January 2017, the FASB issued ASU No. 2017-04, "Intangibles—Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment." The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit's goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are SEC filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. During March 2017, the FASB issued ASU No. 2017 ‐ ‐ ‐ In August 2017, the FASB issued ASU 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities." The amendments in this ASU modify the designation and measurement guidance for hedge accounting as well as provide for increased transparency regarding the presentation of economic results on both the financial statements and related footnotes. Certain aspects of hedge effectiveness assessments will also be simplified upon implementation of this update. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2018. Early adoption is permitted, including adoption in any interim period. The Company does not expect the adoption of ASU 2017-12 to have a material impact on its consolidated financial statements. In February 2018, the FASB issued ASU 2018-03, "Technical Corrections and Improvements to Financial Instruments-Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities." The amendments provide targeted improvements to address certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. Specifically, the amendments include clarifications related to: measurement elections, transition requirements, and adjustments associated with equity securities without readily determinable fair values; fair value measurement requirements for forward contracts and purchased options on equity securities; presentation requirements for hybrid financial liabilities for which the fair value option has been elected; and measurement requirements for liabilities denominated in a foreign currency for which the fair value option has been elected. The amendments are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years beginning after June 15, 2018. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-03 to have a material impact on its consolidated financial statements. ACCOUNTING STANDARDS ADOPTED IN 2018 In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities." This ASU requires an entity to, among other things: (i) measure equity investments at fair value through net income, with certain exceptions; (ii) present in OCI the changes in instrument-specific credit risk for financial liabilities measured using the fair value option; (iii) present financial assets and financial liabilities by measurement category and form of financial asset; (iv) calculate the fair value of financial instruments for disclosure purposes based on an exit price and; (v) assess a valuation allowance on deferred tax assets related to unrealized losses of AFS debt securities in combination with other deferred tax assets. The ASU provides an election to subsequently measure certain nonmarketable equity investments at cost less any impairment and adjusted for certain observable price changes. The ASU also requires a qualitative impairment assessment of such equity investments and amends certain fair value disclosure requirements. This ASU is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is only permitted for the provision related to instrument-specific credit risk. The adoption of ASU No. 2016-01 on January 1, 2018 did not have a material effect on the Company's Consolidated Financial Statements. The Company began measuring its equity investments at fair value through net income and reclassified $77 thousand of AOCI to retained earnings in the first quarter of 2018 . The Company also measured the fair value of its loan portfolio and time deposits at March 31, 2018 using an exit price notion (see Note 9. Fair Value Measurements). In February 2018, the FASB issued ASU 2018-02, "Income Statement – Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income." The amendments provide financial statement preparers with an option to reclassify stranded tax effects within accumulated other comprehensive income (AOCI) to retained earnings in each period in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act (or portion thereof) is recorded. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. Organizations should apply the proposed amendments either in the period of adoption or retrospectively to each period (or periods) in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act is recognized. The Company has elected to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act in the consolidated financial statements for the period ending March 31, 2018. The reclassification decreased AOCI and increased retained earnings by $139 thousand, with no effect on total stockholders' equity. On January 1, 2018 the Company adopted ASU 2014-09 "Revenue from Contracts with Customers" and all subsequent amendments to the ASU (collectively, "ASC 606"). The majority of the Company's revenues are associated with financial instruments, including loans and securities, to which ASC 606 does not apply. ASC 606 is applicable to certain noninterest revenues including services charges on deposit accouts, interchange fees, merchant services income, trust and asset management income, and the sale of other real estate owned. However, the recognition of these revenue streams did not change upon adoption of ASC 606. Substantially all of the Company's revenue is generated from contracts with customers. Noninterest revenue streams in-scope of ASC 606 are discussed below. Fiduciary and Asset Management Fees Fiduciary and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company's performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the applicable fee schedule or contract terms. Payment is generally received immediately or in the following month. The Company does not earn performance-based incentives. Additional services such as tax return preparation services are transactional-based, and the performance obligation is generally satisfied, and related revenue recognized, as incurred. Payment is received shortly after services are rendered. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, and other deposit account related fees. The Company's performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Other deposit account related fees are largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers' accounts. Other Service Charges, Commissions and Fees Other service charges, commissions and fees are primarily comprised of debit card income, ATM fees, merchant services income, investment services income, and other service charges. Debit card income is primarily comprised of interchange fees earned whenever the Company's debit and credit cards are processed through card payment networks. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Investment services income relates to commissions earned on brokered trades of investment securities. Other service charges include revenue from processing wire transfers, safe deposit box rentals, cashier's checks, and other services. The Company's performance obligation for other service charges, commission and fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Operating Income Other operating income mainly consists of check sales to customers and fees charged for the early redemption of time deposits. Other operating income is largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment is generally received immediately.

Securities

Securities	3 Months Ended
	Mar. 31, 2018
Securities [Abstract]
Securities	Note 2. Securities Amortized costs and fair values of securities available-for-sale as of the dates indicated are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) March 31, 2018 Obligations of U.S. Government agencies $ 9,440 $ 25 $ (128 ) $ 9,337 Obligations of state and political subdivisions 59,924 150 (805 ) 59,269 Mortgage-backed securities 73,699 - (2,758 ) 70,941 Money market investments 1,612 - - 1,612 Corporate bonds and other securities 4,650 64 (16 ) 4,698 Total $ 149,325 $ 239 $ (3,707 ) $ 145,857 December 31, 2017 Obligations of U.S. Government agencies $ 9,530 $ 27 $ (122 ) $ 9,435 Obligations of state and political subdivisions 64,413 489 (137 ) 64,765 Mortgage-backed securities 75,906 - (1,610 ) 74,296 Money market investments 1,194 - - 1,194 Corporate bonds and other securities 7,049 195 (10 ) 7,234 Other marketable equity securities 100 97 - 197 Total $ 158,192 $ 808 $ (1,879 ) $ 157,121 The Company has a process in place to identify debt securities that could potentially have a credit or interest-rate related impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts, and cash flow projections as indicators of credit issues. On a quarterly basis, management reviews all securities to determine whether an other-than-temporary decline in value exists and whether losses should be recognized. Management considers relevant facts and circumstances in evaluating whether a credit or interest-rate related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (a) the extent and length of time the fair value has been below cost; (b) the reasons for the decline in value; (c) the financial position and access to capital of the issuer, including the current and future impact of any specific events; and (d) for fixed maturity securities, the Company's intent to sell a security or whether it is more-likely-than-not the Company will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity, and for equity securities, the Company's ability and intent to hold the security for a period of time that allows for the recovery in value. The Company has not recorded impairment charges through income on securities for the three months ended March 31, 2018 or the year ended December 31, 2017. The following table summarizes gross realized gains and losses on the sale of investment securities during the periods indicated: Three Months Ended March 31, 2018 2017 (in thousands) Securities Available-for-sale Realized gains on sales of securities $ 80 $ - Realized losses on sales of securities - - Net realized gain (loss) $ 80 $ - The following table shows the gross unrealized losses and fair value of the Company's investments with unrealized losses that are not deemed to be other-than-temporarily impaired as of March 31, 2018 and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated: March 31, 2018 Less Than Twelve Months More Than Twelve Months Total March 31, 2018 Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale Obligations of U.S. Government agencies $ 7 $ 1,492 $ 121 $ 3,283 $ 128 $ 4,775 Obligations of state and political subdivisions 405 22,103 400 10,658 805 32,761 Mortgage-backed securities 136 6,810 2,622 64,131 2,758 70,941 Corporate bonds 5 1,095 11 789 16 1,884 Total securities available-for-sale $ 553 $ 31,500 $ 3,154 $ 78,861 $ 3,707 $ 110,361 December 31, 2017 Less Than Twelve Months More Than Twelve Months Total December 31, 2017 Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale Obligations of U.S. Government agencies $ 11 $ 3,189 $ 111 $ 3,089 $ 122 $ 6,278 Obligations of state and political subdivisions 32 11,141 105 10,999 137 22,140 Mortgage-backed securities 67 9,742 1,543 64,554 1,610 74,296 Corporate bonds 2 1,098 8 792 10 1,890 Total securities available-for-sale $ 112 $ 25,170 $ 1,767 $ 79,434 $ 1,879 $ 104,604 The number of investments at an unrealized loss position as of March 31, 2018 and December 31, 2017 were 100 and 77, respectively. Certain investments within the Company's portfolio had unrealized losses for more than twelve months at March 31, 2018 and December 31, 2017, as shown in the tables above. The unrealized losses were caused by increases in market interest rates. Because the Company does not intend to sell the investments and management believes it is unlikely that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider the investments to be other-than-temporarily impaired at March 31, 2018 or December 31, 2017. Restricted Securities The restricted security category is comprised of stock in the Federal Home Loan Bank of Atlanta (FHLB) and the Federal Reserve Bank (FRB). These stocks are classified as restricted securities because their ownership is restricted to certain types of entities and the securities lack a market. Therefore, FHLB and FRB stock is carried at cost and evaluated for impairment. When evaluating these stocks for impairment, their value is determined based on the ultimate recoverability of the par value rather than by recognizing temporary declines in value. Restricted stock is viewed as a long-term investment and management believes that the Company has the ability and the intent to hold this stock until its value is recovered.

Loans and the Allowance for Loa

Loans and the Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2018
Loans and the Allowance for Loan Losses [Abstract]
Loans and the Allowance for Loan Losses	Note 3. Loans and the Allowance for Loan Losses The following is a summary of the balances in each class of the Company's loan portfolio as of the dates indicated: March 31, 2018 December 31, 2017 (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 102,428 $ 101,021 Commercial 287,395 289,682 Construction 29,054 27,489 Second mortgages 18,721 17,918 Equity lines of credit 54,907 56,610 Total mortgage loans on real estate 492,505 492,720 Commercial and industrial loans 57,019 60,398 Consumer automobile loans 120,360 119,251 Other consumer loans 52,661 54,974 Other 10,330 11,197 Total loans, net of deferred fees (1) 732,875 738,540 Less: Allowance for loan losses (9,731 ) (9,448 ) Loans, net of allowance and deferred fees and costs (1) $ 723,144 $ 729,092 (1) Net deferred loan fees totaled $906 thousand and $916 thousand at March 31, 2018 and December 31, 2017, respectively. Overdrawn deposit accounts are reclassified as loans and included in the Other category in the table above. Overdrawn deposit accounts totaled $662 thousand and $594 thousand at March 31, 2018 and December 31, 2017, respectively. CREDIT QUALITY INFORMATION The Company uses internally-assigned risk grades to estimate the capability of borrowers to repay the contractual obligations of their loan agreements as scheduled or at all. The Company's internal risk grade system is based on experiences with similarly graded loans. Credit risk grades are updated at least quarterly as additional information becomes available, at which time management analyzes the resulting scores to track loan performance. The Company's internally assigned risk grades are as follows:  Pass:  Other Assets Especially Mentioned (OAEM):  Substandard:  Doubtful:  Loss: The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated: Credit Quality Information As of March 31, 2018 (in thousands) Pass OAEM Substandard Doubtful Total Mortgage loans on real estate: Residential 1-4 family $ 100,314 $ 450 $ 1,664 $ - $ 102,428 Commercial 259,935 13,770 13,690 - 287,395 Construction 28,259 73 722 - 29,054 Second mortgages 18,000 538 183 - 18,721 Equity lines of credit 54,597 - 310 - 54,907 Total mortgage loans on real estate 461,105 14,831 16,569 - 492,505 Commercial and industrial loans 54,598 1,833 588 - 57,019 Consumer automobile loans 119,930 - 430 - 120,360 Other consumer loans 52,446 - 215 - 52,661 Other 10,330 - - - 10,330 Total $ 698,409 $ 16,664 $ 17,802 $ - $ 732,875 Credit Quality Information As of December 31, 2017 (in thousands) Pass OAEM Substandard Doubtful Total Mortgage loans on real estate: Residential 1-4 family $ 98,656 $ - $ 2,365 $ - $ 101,021 Commercial 264,275 10,526 14,881 - 289,682 Construction 26,694 74 721 - 27,489 Second mortgages 17,211 431 276 - 17,918 Equity lines of credit 56,318 - 292 - 56,610 Total mortgage loans on real estate 463,154 11,031 18,535 - 492,720 Commercial and industrial loans 58,091 1,469 838 - 60,398 Consumer automobile loans 119,211 - 40 - 119,251 Other consumer loans 54,926 - 48 - 54,974 Other 11,197 - - - 11,197 Total $ 706,579 $ 12,500 $ 19,461 $ - $ 738,540 AGE ANALYSIS OF PAST DUE LOANS BY CLASS All classes of loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Interest and fees continue to accrue on past due loans until the date the loan is placed in nonaccrual status, if applicable. The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below. Age Analysis of Past Due Loans as of March 31, 2018 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 554 $ - $ 347 $ 901 $ 101,527 $ 102,428 $ - Commercial 315 588 386 1,289 286,106 287,395 - Construction - - 721 721 28,333 29,054 - Second mortgages 53 - 45 98 18,623 18,721 45 Equity lines of credit 454 - 53 507 54,400 54,907 - Total mortgage loans on real estate 1,376 588 1,552 3,516 488,989 492,505 45 Commercial loans 145 3 590 738 56,281 57,019 - Consumer automobile loans 572 94 142 808 119,552 120,360 142 Other consumer loans 642 472 1,963 3,077 49,584 52,661 1,962 Other 51 9 16 76 10,254 10,330 17 Total $ 2,786 $ 1,166 $ 4,263 $ 8,215 $ 724,660 $ 732,875 $ 2,166 (1) In the table above, the other consumer loans category includes student loans with principal and interest amounts that are 97 - 98% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $2.8 million at March 31, 2018. Age Analysis of Past Due Loans as of December 31, 2017 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 229 $ 153 $ 1,278 $ 1,660 $ 99,361 $ 101,021 $ 261 Commercial 194 771 1,753 2,718 286,964 289,682 - Construction - - 721 721 26,768 27,489 - Second mortgages 15 - 163 178 17,740 17,918 45 Equity lines of credit 75 19 53 147 56,463 56,610 - Total mortgage loans on real estate 513 943 3,968 5,424 487,296 492,720 306 Commercial loans 709 - 1,060 1,769 58,629 60,398 471 Consumer automobile loans 517 122 41 680 118,571 119,251 41 Other consumer loans 2,222 544 2,360 5,126 49,848 54,974 2,360 Other 84 9 4 97 11,100 11,197 4 Total $ 4,045 $ 1,618 $ 7,433 $ 13,096 $ 725,444 $ 738,540 $ 3,182 (1) In the table above, the other consumer loans category includes student loans with principal and interest amounts that are 97 - 98% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $4.2 million at December 31, 2017. Although the portion of the student loan portfolio that is 90 days or more past due would normally be considered impaired, the Company does not include these loans in its impairment analysis. Because the federal government has provided guarantees of repayment of these student loans in an amount ranging from 97% to 98% NONACCRUAL LOANS The Company generally places commercial loans (including construction loans and commercial loans secured and not secured by real estate) in nonaccrual status when the full and timely collection of interest or principal becomes uncertain, part of the principal balance has been charged off and no restructuring has occurred or the loan reaches 90 days past due, unless the credit is well-secured and in the process of collection. Under regulatory rules, consumer loans, which are loans to individuals for household, family and other personal expenditures, and consumer loans secured by real estate (including residential 1 - 4 family mortgages, second mortgages, and equity lines of credit) are not required to be placed in nonaccrual status. Although consumer loans and consumer loans secured by real estate are not required to be placed in nonaccrual status, the Company may elect to place these loans in nonaccrual status, if necessary to avoid a material overstatement of interest income. Generally, consumer loans secured by real estate are placed in nonaccrual status only when payments are 120 days past due. Generally, consumer loans not secured by real estate are placed in nonaccrual status only when part of the principal has been charged off. If a charge-off has not occurred sooner for other reasons, a consumer loan not secured by real estate will generally be placed in nonaccrual status when payments are 120 days past due. These loans are charged off or written down to the net realizable value of the collateral when deemed uncollectible, when classified as a "loss," when repayment is unreasonably protracted, when bankruptcy has been initiated, or when the loan is 120 days or more past due unless the credit is well-secured and in the process of collection. When management places a loan in nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and the loan is accounted for by the cash basis or cost recovery method, until it qualifies for return to accrual status or is charged off. Generally, loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured, or when the borrower has resumed paying the full amount of the scheduled contractual interest and principal payments for at least six months. The following table presents loans in nonaccrual status by class of loan as of the dates indicated: Nonaccrual Loans by Class March 31, 2018 December 31, 2017 (in thousands) Mortgage loans on real estate Residential 1-4 family $ 1,226 $ 1,447 Commercial 10,924 9,468 Construction 722 721 Second mortgages 118 118 Equity lines of credit 311 292 Total mortgage loans on real estate 13,301 12,046 Commercial loans 830 836 Total $ 14,131 $ 12,882 The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented: Three Months Ended March 31, 2018 2017 (in thousands) Interest income that would have been recorded under original loan terms $ 130 $ 117 Actual interest income recorded for the period 80 87 Reduction in interest income on nonaccrual loans $ 50 $ 30 TROUBLED DEBT RESTRUCTURINGS The Company's loan portfolio includes certain loans that have been modified in a troubled debt restructuring (TDR), where economic concessions have been granted to borrowers who are experiencing financial difficulties. These concessions typically result from the Company's loss mitigation activities and could include reduction in the interest rate below current market rates for borrowers with similar risk profiles, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The Company defines a TDR as nonperforming if the TDR is in nonaccrual status or is 90 days or more past due and still accruing interest at the report date. When the Company modifies a loan, management evaluates any possible impairment as stated in the impaired loan section below. The following tables present TDRs during the periods indicated, by class of loan. There were no troubled debt restructurings originated in the three months ended March 31, 2018. Troubled Debt Restructurings by Class For the Three Months Ended March 31, 2017 Number of Modifications Recorded Investment Prior to Modification Recorded Investment After Modification Current Investment on March 31, 2017 (dollars in thousands) Mortgage loans on real estate: Residential 1-4 family 1 $ 142 $ 142 $ 142 The one loan restructured in the first three months ended March 31, 2017 was given below-market rates for debt with similar risk characteristics . In the first quarters of 2018 and 2017, there were no defaulting TDRs where the default occurred within twelve months of restructuring. The Company considers a TDR in default when any of the following occurs: the loan, as restructured, becomes 90 days or more past due; the loan is moved to nonaccrual status following the restructure; the loan is restructured again under terms that would qualify it as a TDR if it were not already so classified; or any portion of the loan is charged off. All TDRs are factored into the determination of the allowance for loan losses and included in the impaired loan analysis, as discussed below. IMPAIRED LOANS A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts when due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans and loans modified in a TDR. When management identifies a loan as impaired, the impairment is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, except when the sole or remaining source of repayment for the loan is the operation or liquidation of the collateral. In these cases, management uses the current fair value of the collateral, less selling costs, when foreclosure is probable, instead of the discounted cash flows. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through a specific allocation in the allowance or a charge-off to the allowance. When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in the loan is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. When the ultimate collectability of the total principal of the impaired loan is not in doubt and the loan is in nonaccrual status, contractual interest is credited to interest income when received under the cash-basis method. The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances. Impaired Loans by Class As of March 31, 2018 For the three months ended March 31, 2018 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,059 $ 1,944 $ 94 $ 49 $ 2,042 $ 16 Commercial 16,290 14,245 436 164 15,596 93 Construction 813 722 91 17 814 1 Second mortgages 469 315 134 14 471 4 Equity lines of credit 312 53 258 29 312 - Total mortgage loans on real estate $ 19,943 $ 17,279 $ 1,013 $ 273 $ 19,235 $ 114 Commercial loans 1,109 830 - - 836 - Other consumer loans 170 - 168 68 169 4 Total $ 21,222 $ 18,109 $ 1,181 $ 341 $ 20,240 $ 118 Impaired Loans by Class As of December 31, 2017 For the Year Ended December 31, 2017 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,873 $ 2,499 $ 316 $ 52 $ 2,525 $ 90 Commercial 15,262 11,622 1,644 1 13,541 579 Construction 814 721 92 18 406 23 Second mortgages 473 318 135 14 464 20 Equity lines of credit 293 53 239 10 261 - Total mortgage loans on real estate $ 19,715 $ 15,213 $ 2,426 $ 95 $ 17,197 $ 712 Commercial loans 1,115 836 - - 1,388 30 Other consumer loans - - - - 41 - Total $ 20,830 $ 16,049 $ 2,426 $ 95 $ 18,626 $ 742 MONITORING OF LOANS AND EFFECT OF MONITORING FOR THE ALLOWANCE FOR LOAN LOSSES Loan officers are responsible for continual portfolio analysis and prompt identification and reporting of problem loans, which includes assigning a risk grade to each applicable loan at its origination and revising such grade as the situation dictates. Loan officers maintain frequent contact with borrowers, which should enable the loan officer to identify potential problems before other personnel. In addition, meetings with loan officers and upper management are held to discuss problem loans and review risk grades. Nonetheless, in order to avoid over-reliance upon loan officers for problem loan identification, the Company's loan review system provides for review of loans and risk grades by individuals who are independent of the loan approval process. Risk grades and historical loss rates (determined by migration analysis) by risk grades are used as a component of the calculation of the allowance for loan losses. ALLOWANCE FOR LOAN LOSSES Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and probable losses inherent in the loan portfolio. The Company segments the loan portfolio into categories as defined by Schedule RC-C of the Federal Financial Institutions Examination Council Consolidated Reports of Condition and Income Form 041 (Call Report). Loans are segmented into the following pools: commercial, real estate-construction, real estate-mortgage, consumer and other loans. The Company also sub-segments the real estate-mortgage segment into four classes: residential 1-4 family, commercial real estate, second mortgages and equity lines of credit. The Company uses an internally developed risk evaluation model in the estimation of the credit risk process. The model and assumptions used to determine the allowance are independently validated and reviewed to ensure that the theoretical foundation, assumptions, data integrity, computational processes and reporting practices are appropriate and properly documented. Each portfolio segment has risk characteristics as follows: · Commercial: · Real estate-construction: · Real estate-mortgage: · Consumer loans: · Other loans: Each segment of the portfolio is pooled by risk grade or by days past due. Consumer loans not secured by real estate and made to individuals for household, family and other personal expenditures are segmented into pools based on days past due, while all other loans, including loans to consumers that are secured by real estate, are segmented by risk grades. A historical loss percentage is then calculated by migration analysis and applied to each pool. The migration analysis applied to all pools is able to track the risk grading and historical performance of individual loans throughout a number of periods set by management, which provides management with information regarding trends (or migrations) in a particular loan segment. At March 31, 2018 and December 31, 2017 m anagement used eight twelve-quarter migration periods. Management also provides an allocated component of the allowance for loans that are specifically identified Based on credit risk assessments and management's analysis of qualitative factors, additional loss factors are applied to loan balances. These additional qualitative factors include: economic conditions, trends in growth, loan concentrations, changes in certain loans, changes in underwriting, changes in management and changes in the legal and regulatory environment. ALLOWANCE FOR LOAN LOSSES BY SEGMENT The total allowance reflects management's estimate of losses inherent in the loan portfolio at the balance sheet date. The Company considers the allowance for loan losses of $9.7 million adequate to cover probable loan losses inherent in the loan portfolio at March 31, 2018. The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS (in thousands) For the Three Months Ended March 31, 2018 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer (2) Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Charge-offs (78 ) - (125 ) (125 ) (79 ) (407 ) Recoveries 18 - 71 52 24 165 Provision for loan losses 190 (131 ) 310 90 66 525 Ending balance $ 2,019 $ 410 $ 5,473 $ 1,661 $ 168 $ 9,731 Ending balance individually evaluated for impairment $ - $ 17 $ 256 $ 68 $ - $ 341 Ending balance collectively evaluated for impairment 2,019 393 5,217 1,593 168 9,390 Ending balance $ 2,019 $ 410 $ 5,473 $ 1,661 $ 168 $ 9,731 Loan Balances: Ending balance individually evaluated for impairment $ 830 $ 813 $ 17,479 $ 168 $ - $ 19,290 Ending balance collectively evaluated for impairment 56,189 28,241 445,972 172,853 10,330 713,585 Ending balance $ 57,019 $ 29,054 $ 463,451 $ 173,021 $ 10,330 $ 732,875 For the Year Ended December 31, 2017 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,493 $ 846 $ 5,267 $ 455 $ 184 $ 8,245 Charge-offs (807 ) - (1,934 ) (279 ) (267 ) (3,287 ) Recoveries 37 104 45 56 88 330 Provision for loan losses 1,166 (409 ) 1,839 1,412 152 4,160 Ending balance $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Ending balance individually evaluated for impairment $ - $ 18 $ 77 $ - $ - $ 95 Ending balance collectively evaluated for impairment 1,889 523 5,140 1,644 157 9,353 Ending balance $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Loan Balances: Ending balance individually evaluated for impairment $ 836 $ 813 $ 16,826 $ 0 $ - $ 18,475 Ending balance collectively evaluated for impairment 59,562 26,676 448,405 174,225 11,197 720,065 Ending balance $ 60,398 $ 27,489 $ 465,231 $ 174,225 $ 11,197 $ 738,540 (1) (2)

Low-Income Housing Tax Credits

Low-Income Housing Tax Credits	3 Months Ended
	Mar. 31, 2018
Low-Income Housing Tax Credits [Abstract]
Low-Income Housing Tax Credits	Note 4. Low-Income Housing Tax Credits The Company was invested in four separate housing equity funds at both March 31, 2018 and December 31, 2017. The general purpose of these funds is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia; develop and implement strategies to maintain projects as low-income housing; deliver Federal Low Income Housing Credits to investors; allocate tax losses and other possible tax benefits to investors; and preserve and protect project assets. The investments in these funds were recorded as other assets on the consolidated balance sheets and were $3.6 million and $3.5 million at March 31, 2018 and December 31, 2017, respectively. The expected terms of these investments and the related tax benefits run through 2033. Total projected tax credits to be received for 2018 are $442 thousand, which is based on the most recent quarterly estimates received from the funds. Additional capital calls expected for the funds totaled $1.1 million at both March 31, 2018 and December 31, 2017 and are recorded in accrued expenses and other liabilities on the corresponding consolidated balance sheet. There were no impairments losses related to these investments at March 31, 2018 and 2017. Three Months Ended March 31, Affected Line Item on 2018 2017 Consolidated Statement of Income (in thousands) Tax credits and other tax benefits Amortization of operating losses $ 80 $ 80 ATM and other losses Tax benefit of operating losses* $ 17 $ 27 Income tax expense Tax credits 124 95 Income tax expense Total tax benefits $ 141 $ 122 * Computed using a 21% tax rate for the first three months of 2018 and a 34% tax rate for the first three months of 2017

Borrowings

Borrowings	3 Months Ended
	Mar. 31, 2018
Borrowings [Abstract]
Borrowings	Note 5. Borrowings The Company classifies all borrowings that will mature within a year from the date on which the Company enters into them as short-term borrowings. Short-term borrowings sources consist of federal funds purchased, overnight repurchase agreements (which are secured transactions with customers that generally mature within one to four days), and advances from the FHLB. The Company maintains federal funds lines with several correspondent banks to address short-term borrowing needs. At March 31, 2018 and December 31, 2017 the remaining credit available from these lines totaled $55.0 million and $45.0 million, respectively. The Company has a collateral dependent line of credit with the FHLB with remaining credit availability of $223.0 million and $217.0 as of March 31, 2018 and December 31, 2017, respectively. The following table presents total short-term borrowings as of the dates indicated: March 31, 2018 December 31, 2017 (in thousands) Federal funds purchased $ - $ 10,000 Overnight repurchase agreements 36,141 20,693 FHLB advances 50,000 47,500 Total short-term borrowings $ 86,141 $ 78,193 Maximum month-end outstanding balance $ 99,898 $ 79,819 Average outstanding balance during the period $ 88,686 $ 53,165 Average interest rate (year-to-date) 1.14 % 0.72 % Average interest rate at end of period 0.99 % 1.27 % The Company had long-term FHLB advances totaling $20.0 million with $10.0 million $10.0 million scheduled to mature on The interest rates on these advances range from 1.54% to 1.90%.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2018
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 6. Commitments and Contingencies CREDIT-RELATED FINANCIAL INSTRUMENTS The Company is a party to credit-related financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Company's exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making such commitments as it does for on-balance-sheet instruments. The following financial instruments whose contract amounts represent credit risk were outstanding at March 31, 2018 and December 31, 2017: March 31, 2018 December 31, 2017 (in thousands) Commitments to extend credit: Home equity lines of credit $ 61,946 $ 56,486 Commercial real estate, construction and development loans committed but not funded 16,636 19,526 Other lines of credit (principally commercial) 71,172 68,101 Total $ 149,754 $ 144,113 Letters of credit $ 3,744 $ 3,331

Share-Based Compensation

Share-Based Compensation	3 Months Ended
	Mar. 31, 2018
Share-Based Compensation [Abstract]
Share-Based Compensation	Note 7. Share-Based Compensation The Company has adopted an employee stock purchase plan and offers share-based compensation through its equity compensation plan. Share-based compensation arrangements may include stock options, restricted and unrestricted stock awards, restricted stock units, performance units and stock appreciation rights. Accounting standards require all share-based payments to employees to be valued using a fair value method on the date of grant and to be expensed based on that fair value over the applicable vesting period. The Company accounts for forfeitures during the vesting period as they occur. The 2016 Incentive Stock Plan (the Incentive Stock Plan) permits the issuance of up to 300,000 shares of common stock for awards to key employees and non-employee directors of the Company and its subsidiaries in the form of stock options, restricted stock, restricted stock units, stock appreciation rights, stock awards and performance units. The Company did not award any equity compensation under the Incentive Stock Plan during the three months ended March 31, 2018. Restricted stock activity for the three months ended March 31, 2018 is summarized below: Shares Weighted Average Grant Date Fair Value Nonvested, January 1, 2018 2,245 $ 33.60 Issued - - Vested - - Forfeited - - Nonvested, March 31, 2018 2,245 $ 33.60 The weighted average period over which nonvested awards are expected to be recognized is 1.50 years. No restricted stock was granted during the three months ended March 31, 2018 or 2017. The remaining unrecognized compensation expense for non-vested restricted stock shares totaled $50 thousand as of March 31, 2018. Stock-based compensation expense was $8 thousand for the three months ended March 31, 2018. There was no stock compensation expense for the three months ended March 31, 2017. Under the Company's Employee Stock Purchase Plan (ESPP), substantially all employees of the Company and its subsidiaries can authorize a specific payroll deduction from their base compensation for the periodic purchase of the Company's common stock. Shares of stock are issued quarterly at a discount to the market price of the Company's stock on the day of purchase, which can range from 0-15% and was set at 5% for 2017 and for the first three months of 2018. 1,081 shares were purchased under the ESPP during the three months ended March 31, 2018. At March 31, 2018, the Company had 244,372 remaining shares reserved for issuance under this plan.

Stockholders' Equity and Earnin

Stockholders' Equity and Earnings per Share	3 Months Ended
	Mar. 31, 2018
Stockholders' Equity and Earnings per Share [Abstract]
Stockholders' Equity and Earnings per Share	Note 8. Stockholders' Equity and Earnings per Share STOCKHOLDERS' EQUITY – Accumulated Other Comprehensive Loss The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated: Three Months Ended March 31, Affected Line Item on 2018 2017 Consolidated Statement of Income Available-for-sale securities (in thousands) Realized gains on sales of securities $ 80 $ - Gain on sale of available-for-sale securities, net Tax effect 17 $ - Income tax expense $ 63 $ - The following table presents the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated: Unrealized Gains (Losses) on Available-for-Sale Securities Defined Benefit Pension Plans Accumulated Other Comprehensive Loss (in thousands) Three Months Ended March 31, 2018 Balance at beginning of period $ (707 ) $ - $ (707 ) Net other comprehensive loss (1,814 ) - (1,814 ) Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI (139 ) - (139 ) Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 (77 ) - (77 ) Balance at end of period $ (2,737 ) $ - $ (2,737 ) Three Months Ended March 31, 2017 Balance at beginning of period $ (1,739 ) $ (2,469 ) $ (4,208 ) Net other comprehensive income 428 - 428 Balance at end of period $ (1,311 ) $ (2,469 ) $ (3,780 ) The following table presents the change in each component of accumulated other comprehensive loss on a pre-tax and after-tax basis for the periods indicated. Three Months Ended March 31, 2018 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (2,217 ) $ (466 ) $ (1,751 ) Reclassification adjustment for gains recognized in income (80 ) (17 ) (63 ) Total change in accumulated other comprehensive loss, net $ (2,297 ) $ (483 ) $ (1,814 ) Three Months Ended March 31, 2017 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 648 $ 220 $ 428 Reclassification adjustment for gains recognized in income - - - Total change in accumulated other comprehensive loss, net $ 648 $ 220 $ 428 EARNINGS PER COMMON SHARE Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is computed using the weighted average number of common shares outstanding during the period, including the effect of dilutive potential common shares attributable to outstanding stock options. The following is a reconciliation of the denominators of the basic and diluted EPS computations for the three months ended March 31, 2018 and 2017: Net Income Available to Common Shareholders (Numerator) Weighted Average Common Shares (Denominator) Per Share Amount (in thousands except per share data) Three Months Ended March 31, 2018 Net income, basic $ 942 5,020 $ 0.19 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 942 5,020 $ 0.19 Three Months Ended March 31, 2017 Net income, basic $ 942 4,977 $ 0.19 Potentially dilutive common shares - stock options - 15 - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 942 4,992 $ 0.19 The Company had no antidilutive shares in the first three months of 2018 or 2017. Non-vested restricted common shares, which carry all rights and privileges of a common share with respect to the stock, including the right to vote, were included in the basic and diluted per common share calculations.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2018
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 9. Fair Value Measurements The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the "Fair Value Measurements and Disclosures" topics of FASB ASU 2010-06, FASB ASU 2011-04, and FASB ASU 2016-01, the fair value of a financial instrument is the price that would be received in the sale of an asset or transfer of a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimate of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value can be a reasonable point within a range that is most representative of fair value under current market conditions. In estimating the fair value of assets and liabilities, the Company relies mainly on two models. The first model, used by the Company's bond accounting service provider, determines the fair value of securities. Securities are priced based on an evaluation of observable market data, including benchmark yield curves, reported trades, broker/dealer quotes, and issuer spreads. Pricing is also impacted by credit information about the issuer, perceived market movements, and current news events impacting the individual sectors. For assets other than securities and for all liabilities, fair value is determined using the Company's asset/liability modeling software. The software uses current yields, anticipated yield changes, and estimated duration of assets and liabilities to calculate fair value. In accordance with ASC 820, "Fair Value Measurements and Disclosures," the Company groups its financial assets and financial liabilities generally measured at fair value into three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.  Level 1:  Level 2:  Level 3: An instrument's categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. ASSETS MEASURED AT FAIR VALUE ON A RECURRING BASIS Debt securities with readily determinable fair values that are classified as "available-for-sale" are recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2). In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company's available-for-sale securities are considered to be Level 2 securities. The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated: Fair Value Measurements at March 31, 2018 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 9,337 $ - $ 9,337 $ - Obligations of state and political subdivisions 59,269 - 59,269 - Mortgage-backed securities 70,941 - 70,941 - Money market investments 1,612 - 1,612 - Corporate bonds 4,698 - 4,698 - Total available-for-sale securities $ 145,857 $ - $ 145,857 $ - Fair Value Measurements at December 31, 2017 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 9,435 $ - $ 9,435 $ - Obligations of state and political subdivisions 64,765 - 64,765 - Mortgage-backed securities 74,296 - 74,296 - Money market investments 1,194 - 1,194 - Corporate bonds 7,234 - 7,234 - Other marketable equity securities 197 - 197 - Total available-for-sale securities $ 157,121 $ - $ 157,121 $ - ASSETS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS Under certain circumstances, adjustments are made to the fair value for assets and liabilities although they are not measured at fair value on an ongoing basis. Impaired loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts when due from the borrower in accordance with the contractual terms of the loan agreement. The measurement of fair value and loss associated with impaired loans can be based on the observable market price of the loan, the fair value of the collateral securing the loan, or the present value of the loan's expected future cash flows . Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable, with the vast majority of the collateral in real estate. The value of real estate collateral is determined utilizing an income, market, or cost valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company. In the case of loans with lower balances, the Company may obtain a real estate evaluation instead of an appraisal. Evaluations utilize many of the same techniques as appraisals, and are typically performed by independent appraisers. Once received, appraisals and evaluations are reviewed by trained staff independent of the lending function to verify consistency and reasonability. Appraisals and evaluations are based on significant unobservable inputs, including but not limited to: adjustments made to comparable properties, judgments about the condition of the subject property, the availability and suitability of comparable properties, capitalization rates, projected income of the subject or comparable properties, vacancy rates, projected depreciation rates, and the state of the local and regional economy. The Company may also elect to make additional reductions in the collateral value based on management's best judgment, which represents another source of unobservable inputs. Because of the subjective nature of collateral valuation, impaired loans are considered Level 3. Impaired loans may be secured by collateral other than real estate. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business' financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivable collateral are based on financial statement balances or aging reports (Level 3). If a loan is not collateral-dependent, its impairment may be measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate. Because the loan is discounted at its effective rate of interest, rather than at a market rate, the loan is not considered to be held at fair value and is not included in the tables below. Collateral-dependent impaired loans allocated to the allowance for loan losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as part of the provision for loan losses on the Consolidated Statements of Income. Other Real Estate Owned (OREO) Loans are transferred to OREO when the collateral securing them is foreclosed on. The measurement of gain or loss associated with OREOs is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. If there is a contract for the sale of a property, and management reasonably believes the transaction will be consummated in accordance with the terms of the contract, fair value is based on the sale price in that contract (Level 1). If management has recent information about the sale of identical properties, such as when selling multiple condominium units on the same property, the remaining units would be valued based on the observed market data (Level 2). Lacking either a contract or such recent data, management would obtain an appraisal or evaluation of the value of the collateral as discussed above under Impaired Loans (Level 3). After the asset has been booked, a new appraisal or evaluation is obtained when management has reason to believe the fair value of the property may have changed and no later than two years after the last appraisal or evaluation was received. Any fair value adjustments to OREOs below the original book value are recorded in the period incurred and expensed against current earnings. Loans Held For Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). Gains and losses on the sale of loans are recorded within the mortgage segment and are reported on a separate line item on the Company's Consolidated Statements of Income. The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan's expected future cash flows, discounted at the loan's effective interest rate rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below. Carrying Value at March 31, 2018 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 45 $ - $ - $ 45 Commercial 272 - - 272 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total mortgage loans on real estate $ 620 $ - $ - $ 620 Consumer loans 100 - - 100 Total $ 720 $ - $ - $ 720 Loans Loans held for sale $ 715 $ - $ 715 $ - Other real estate owned Commercial real estate $ 203 $ - $ - $ 203 Carrying Value at December 31, 2017 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 264 $ - $ - $ 264 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total $ 567 $ - $ - $ 567 Loans Loans held for sale $ 779 $ - $ 779 $ - The following table displays quantitative information about Level 3 Fair Value Measurements as of the dates indicated: Quantitative Information About Level 3 Fair Value Measurements Fair Value at March 31, 2018 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 45 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Commercial real estate $ 272 Market comparables Selling costs 7.78 % Liquidation discount 4.70 % Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 6.70 % Liquidation discount 3.70 % Consumer $ 100 Market comparables Selling costs 0.00 % Liquidation discount 0.00 % Other real estate owned Commercial real estate $ 203 Market comparables Selling costs 7.25 % Liquidation discount 10.00 % Quantitative Information About Level 3 Fair Value Measurements Fair Value at December 31, 2017 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 264 Market comparables Selling costs 7.25 % Liquidation discount 0.00% - 4.00% (2.91 %) Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows: Fair Value Measurements at March 31, 2018 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 43,437 $ 43,437 $ - $ - Securities available-for-sale 145,857 - 145,857 - Restricted securities 4,023 - 4,023 - Loans held for sale 715 - 715 - Loans, net of allowances for loan losses * 723,144 - - 705,413 Bank-owned life insurance 26,190 - 26,190 - Accrued interest receivable 2,787 - 2,787 - Liabilities Deposits $ 789,027 $ - $ 790,246 $ - Overnight repurchase agreements 36,141 - 36,141 - Federal Home Loan Bank advances 70,000 - 69,716 - Accrued interest payable 364 - 364 - Fair Value Measurements at December 31, 2017 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 14,412 $ 14,412 $ - $ - Securities available-for-sale 157,121 - 157,121 - Restricted securities 3,846 - 3,846 - Loans held for sale 779 - 779 - Loans, net of allowances for loan losses * 729,092 - - 722,464 Bank-owned life insurance 25,981 - 25,981 - Accrued interest receivable 3,254 - 3,254 - Liabilities Deposits $ 783,594 $ - $ 782,539 $ - Federal funds purchased 10,000 - 10,000 - Overnight repurchase agreements 20,693 - 20,693 - Federal Home Loan Bank advances 67,500 - 67,329 - Accrued interest payable 360 - 360 - * In accordance with the adoption of ASU 2016-01, the fair values of loans held for investment and time deposits as of March 31, 2018 were measured using an exit price notion. The fair values of loans held for investment and time deposits as of December 31, 2017 were measured using an entry price notion.

Segment Reporting

Segment Reporting	3 Months Ended
	Mar. 31, 2018
Segment Reporting [Abstract]
Segment Reporting	Note 10. Segment Reporting The Company operates in a decentralized fashion in three principal business segments: The Old Point National Bank of Phoebus (the Bank), Old Point Trust & Financial Services, N. A. (Trust), and the Company as a separate segment (for purposes of this Note, the Parent). Revenues from the Bank's operations consist primarily of interest earned on loans and investment securities and service charges on deposit accounts. Trust's operating revenues consist principally of income from fiduciary activities. The Parent's revenues are mainly fees and dividends received from the Bank and Trust companies. The Company has no other segments. The Company's reportable segments are strategic business units that offer different products and services. They are managed separately because each segment appeals to different markets and, accordingly, requires different technologies and marketing strategies. Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three months ended March 31, 2018 and 2017 follows: Three Months Ended March 31, 2018 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 8,778 $ 21 $ 1,288 $ (1,288 ) $ 8,799 Income from fiduciary activities - 983 - - 983 Other income 2,127 260 50 (65 ) 2,372 Total operating income 10,905 1,264 1,338 (1,353 ) 12,154 Expenses Interest expense 1,054 - - - 1,054 Provision for loan losses 525 - - - 525 Salaries and employee benefits 4,625 745 107 - 5,477 Other expenses 3,639 264 314 (65 ) 4,152 Total operating expenses 9,843 1,009 421 (65 ) 11,208 Income before taxes 1,062 255 917 (1,288 ) 946 Income tax expense (benefit) (25 ) 54 (25 ) - 4 Net income $ 1,087 $ 201 $ 942 $ (1,288 ) $ 942 Capital expenditures $ 189 $ - $ - $ - $ 189 Total assets $ 987,507 $ 6,098 $ 94,998 $ (94,830 ) $ 993,773 Three Months Ended March 31, 2017 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 7,708 $ 17 $ 1,041 $ (1,041 ) $ 7,725 Income from fiduciary activities - 966 - - 966 Other income 1,955 257 50 (65 ) 2,197 Total operating income 9,663 1,240 1,091 (1,106 ) 10,888 Expenses Interest expense 588 - - - 588 Provision for loan losses 650 - - - 650 Salaries and employee benefits 4,255 727 115 - 5,097 Other expenses 3,325 264 85 (65 ) 3,609 Total operating expenses 8,818 991 200 (65 ) 9,944 Income before taxes 845 249 891 (1,041 ) 944 Income tax expense (benefit) (32 ) 85 (51 ) - 2 Net income $ 877 $ 164 $ 942 $ (1,041 ) $ 942 Capital expenditures $ 250 $ - $ - $ - $ 250 Total assets $ 917,101 $ 5,880 $ 95,127 $ (95,332 ) $ 922,776 The accounting policies of the segments are the same as those described in the summary of significant accounting policies reported in the Company's 2017 annual report on Form 10-K. The Company evaluates performance based on profit or loss from operations before income taxes, not including nonrecurring gains or losses. Both the Parent and the Trust companies maintain deposit accounts with the Bank, on terms substantially similar to those available to other customers. These transactions are eliminated to reach consolidated totals. The Company operates in one geographical area and does not have a single external customer from which it derives 10 percent or more of its revenues.

Basis of Presentation (Policies

Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2018
Basis of Presentation [Abstract]
PRINCIPLES OF CONSOLIDATION	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services N.A. (Trust). All significant intercompany balances and transactions have been eliminated in consolidation.
NATURE OF OPERATIONS	NATURE OF OPERATIONS Old Point Financial Corporation is a holding company that conducts substantially all of its operations through two subsidiaries, the Bank and Trust. The Bank serves individual and commercial customers, the majority of which are in Hampton Roads, Virginia. As of March 31, 2018, the Bank had 18 branch offices. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through its Old Point Mortgage (OPM) division. Trust offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services.
SUBSEQUENT EVENTS	SUBSEQUENT EVENTS In accordance with ASC 855-10, "Subsequent Events," the Company evaluates subsequent events that have occurred after the balance sheet date but before the financial statements are issued. There are two types of subsequent events: (1) recognized, or those that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements, and (2) nonrecognized, or those that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. On April 1, 2018, the Company completed The Company's first quarter results do not include the financial results of Citizens because it was acquired after the close of the first quarter. As of March 31, 2018 Citizens had total assets of $49.8 million, total loans of $43.5 million, and total deposits of $43.8 million.
RECENT ACCOUNTING PRONOUNCEMENTS	RECENT ACCOUNTING PRONOUNCEMENTS In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)." Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee's obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee's right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The Company is currently assessing the impact that ASU 2016-02 will have on its consolidated financial statements. As the Company owns the majority of its buildings, management does not anticipate that the ASU will have a material impact. In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements and has formed a committee to oversee the adoption of the new standard. The ALLL model currently in use by the Company already provides it with the ability to archive prior period information and contains loan balance and charge-off information beginning with September 30, 2011. The committee has reviewed the data included in each monthly archive file and has added fields to enhance its data analysis capabilities under the new standard. In January 2017, the FASB issued ASU No. 2017-04, "Intangibles—Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment." The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit's goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are SEC filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. During March 2017, the FASB issued ASU No. 2017 ‐ ‐ ‐ In August 2017, the FASB issued ASU 2017-12, "Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities." The amendments in this ASU modify the designation and measurement guidance for hedge accounting as well as provide for increased transparency regarding the presentation of economic results on both the financial statements and related footnotes. Certain aspects of hedge effectiveness assessments will also be simplified upon implementation of this update. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2018. Early adoption is permitted, including adoption in any interim period. The Company does not expect the adoption of ASU 2017-12 to have a material impact on its consolidated financial statements. In February 2018, the FASB issued ASU 2018-03, "Technical Corrections and Improvements to Financial Instruments-Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities." The amendments provide targeted improvements to address certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. Specifically, the amendments include clarifications related to: measurement elections, transition requirements, and adjustments associated with equity securities without readily determinable fair values; fair value measurement requirements for forward contracts and purchased options on equity securities; presentation requirements for hybrid financial liabilities for which the fair value option has been elected; and measurement requirements for liabilities denominated in a foreign currency for which the fair value option has been elected. The amendments are effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years beginning after June 15, 2018. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-03 to have a material impact on its consolidated financial statements. ACCOUNTING STANDARDS ADOPTED IN 2018 In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities." This ASU requires an entity to, among other things: (i) measure equity investments at fair value through net income, with certain exceptions; (ii) present in OCI the changes in instrument-specific credit risk for financial liabilities measured using the fair value option; (iii) present financial assets and financial liabilities by measurement category and form of financial asset; (iv) calculate the fair value of financial instruments for disclosure purposes based on an exit price and; (v) assess a valuation allowance on deferred tax assets related to unrealized losses of AFS debt securities in combination with other deferred tax assets. The ASU provides an election to subsequently measure certain nonmarketable equity investments at cost less any impairment and adjusted for certain observable price changes. The ASU also requires a qualitative impairment assessment of such equity investments and amends certain fair value disclosure requirements. This ASU is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. Early adoption is only permitted for the provision related to instrument-specific credit risk. The adoption of ASU No. 2016-01 on January 1, 2018 did not have a material effect on the Company's Consolidated Financial Statements. The Company began measuring its equity investments at fair value through net income and reclassified $77 thousand of AOCI to retained earnings in the first quarter of 2018 . The Company also measured the fair value of its loan portfolio and time deposits at March 31, 2018 using an exit price notion (see Note 9. Fair Value Measurements). In February 2018, the FASB issued ASU 2018-02, "Income Statement – Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income." The amendments provide financial statement preparers with an option to reclassify stranded tax effects within accumulated other comprehensive income (AOCI) to retained earnings in each period in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act (or portion thereof) is recorded. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. Organizations should apply the proposed amendments either in the period of adoption or retrospectively to each period (or periods) in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act is recognized. The Company has elected to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act in the consolidated financial statements for the period ending March 31, 2018. The reclassification decreased AOCI and increased retained earnings by $139 thousand, with no effect on total stockholders' equity. On January 1, 2018 the Company adopted ASU 2014-09 "Revenue from Contracts with Customers" and all subsequent amendments to the ASU (collectively, "ASC 606"). The majority of the Company's revenues are associated with financial instruments, including loans and securities, to which ASC 606 does not apply. ASC 606 is applicable to certain noninterest revenues including services charges on deposit accouts, interchange fees, merchant services income, trust and asset management income, and the sale of other real estate owned. However, the recognition of these revenue streams did not change upon adoption of ASC 606. Substantially all of the Company's revenue is generated from contracts with customers. Noninterest revenue streams in-scope of ASC 606 are discussed below. Fiduciary and Asset Management Fees Fiduciary and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company's performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the applicable fee schedule or contract terms. Payment is generally received immediately or in the following month. The Company does not earn performance-based incentives. Additional services such as tax return preparation services are transactional-based, and the performance obligation is generally satisfied, and related revenue recognized, as incurred. Payment is received shortly after services are rendered. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, and other deposit account related fees. The Company's performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Other deposit account related fees are largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers' accounts. Other Service Charges, Commissions and Fees Other service charges, commissions and fees are primarily comprised of debit card income, ATM fees, merchant services income, investment services income, and other service charges. Debit card income is primarily comprised of interchange fees earned whenever the Company's debit and credit cards are processed through card payment networks. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Investment services income relates to commissions earned on brokered trades of investment securities. Other service charges include revenue from processing wire transfers, safe deposit box rentals, cashier's checks, and other services. The Company's performance obligation for other service charges, commission and fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Operating Income Other operating income mainly consists of check sales to customers and fees charged for the early redemption of time deposits. Other operating income is largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment is generally received immediately.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2018
Securities [Abstract]
Amortized Costs and Fair Value of Securities Available-for-Sale	Amortized costs and fair values of securities available-for-sale as of the dates indicated are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) March 31, 2018 Obligations of U.S. Government agencies $ 9,440 $ 25 $ (128 ) $ 9,337 Obligations of state and political subdivisions 59,924 150 (805 ) 59,269 Mortgage-backed securities 73,699 - (2,758 ) 70,941 Money market investments 1,612 - - 1,612 Corporate bonds and other securities 4,650 64 (16 ) 4,698 Total $ 149,325 $ 239 $ (3,707 ) $ 145,857 December 31, 2017 Obligations of U.S. Government agencies $ 9,530 $ 27 $ (122 ) $ 9,435 Obligations of state and political subdivisions 64,413 489 (137 ) 64,765 Mortgage-backed securities 75,906 - (1,610 ) 74,296 Money market investments 1,194 - - 1,194 Corporate bonds and other securities 7,049 195 (10 ) 7,234 Other marketable equity securities 100 97 - 197 Total $ 158,192 $ 808 $ (1,879 ) $ 157,121
Gross Realized Gains and (Losses) on Sale of Investments	The following table summarizes gross realized gains and losses on the sale of investment securities during the periods indicated: Three Months Ended March 31, 2018 2017 (in thousands) Securities Available-for-sale Realized gains on sales of securities $ 80 $ - Realized losses on sales of securities - - Net realized gain (loss) $ 80 $ -
Available-for-Sale Securities and Held-to-Maturity Securities, Continuous Unrealized Loss Position	The following table shows the gross unrealized losses and fair value of the Company's investments with unrealized losses that are not deemed to be other-than-temporarily impaired as of March 31, 2018 and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated: March 31, 2018 Less Than Twelve Months More Than Twelve Months Total March 31, 2018 Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale Obligations of U.S. Government agencies $ 7 $ 1,492 $ 121 $ 3,283 $ 128 $ 4,775 Obligations of state and political subdivisions 405 22,103 400 10,658 805 32,761 Mortgage-backed securities 136 6,810 2,622 64,131 2,758 70,941 Corporate bonds 5 1,095 11 789 16 1,884 Total securities available-for-sale $ 553 $ 31,500 $ 3,154 $ 78,861 $ 3,707 $ 110,361 December 31, 2017 Less Than Twelve Months More Than Twelve Months Total December 31, 2017 Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale Obligations of U.S. Government agencies $ 11 $ 3,189 $ 111 $ 3,089 $ 122 $ 6,278 Obligations of state and political subdivisions 32 11,141 105 10,999 137 22,140 Mortgage-backed securities 67 9,742 1,543 64,554 1,610 74,296 Corporate bonds 2 1,098 8 792 10 1,890 Total securities available-for-sale $ 112 $ 25,170 $ 1,767 $ 79,434 $ 1,879 $ 104,604

Loans and the Allowance for L21

Loans and the Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2018
Loans and the Allowance for Loan Losses [Abstract]
Outstanding Loans By Segment Type	The following is a summary of the balances in each class of the Company's loan portfolio as of the dates indicated: March 31, 2018 December 31, 2017 (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 102,428 $ 101,021 Commercial 287,395 289,682 Construction 29,054 27,489 Second mortgages 18,721 17,918 Equity lines of credit 54,907 56,610 Total mortgage loans on real estate 492,505 492,720 Commercial and industrial loans 57,019 60,398 Consumer automobile loans 120,360 119,251 Other consumer loans 52,661 54,974 Other 10,330 11,197 Total loans, net of deferred fees (1) 732,875 738,540 Less: Allowance for loan losses (9,731 ) (9,448 ) Loans, net of allowance and deferred fees and costs (1) $ 723,144 $ 729,092 (1) Net deferred loan fees totaled $906 thousand and $916 thousand at March 31, 2018 and December 31, 2017, respectively.
Credit Quality Information	The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated: Credit Quality Information As of March 31, 2018 (in thousands) Pass OAEM Substandard Doubtful Total Mortgage loans on real estate: Residential 1-4 family $ 100,314 $ 450 $ 1,664 $ - $ 102,428 Commercial 259,935 13,770 13,690 - 287,395 Construction 28,259 73 722 - 29,054 Second mortgages 18,000 538 183 - 18,721 Equity lines of credit 54,597 - 310 - 54,907 Total mortgage loans on real estate 461,105 14,831 16,569 - 492,505 Commercial and industrial loans 54,598 1,833 588 - 57,019 Consumer automobile loans 119,930 - 430 - 120,360 Other consumer loans 52,446 - 215 - 52,661 Other 10,330 - - - 10,330 Total $ 698,409 $ 16,664 $ 17,802 $ - $ 732,875 Credit Quality Information As of December 31, 2017 (in thousands) Pass OAEM Substandard Doubtful Total Mortgage loans on real estate: Residential 1-4 family $ 98,656 $ - $ 2,365 $ - $ 101,021 Commercial 264,275 10,526 14,881 - 289,682 Construction 26,694 74 721 - 27,489 Second mortgages 17,211 431 276 - 17,918 Equity lines of credit 56,318 - 292 - 56,610 Total mortgage loans on real estate 463,154 11,031 18,535 - 492,720 Commercial and industrial loans 58,091 1,469 838 - 60,398 Consumer automobile loans 119,211 - 40 - 119,251 Other consumer loans 54,926 - 48 - 54,974 Other 11,197 - - - 11,197 Total $ 706,579 $ 12,500 $ 19,461 $ - $ 738,540
Past Due Loans	The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below. Age Analysis of Past Due Loans as of March 31, 2018 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 554 $ - $ 347 $ 901 $ 101,527 $ 102,428 $ - Commercial 315 588 386 1,289 286,106 287,395 - Construction - - 721 721 28,333 29,054 - Second mortgages 53 - 45 98 18,623 18,721 45 Equity lines of credit 454 - 53 507 54,400 54,907 - Total mortgage loans on real estate 1,376 588 1,552 3,516 488,989 492,505 45 Commercial loans 145 3 590 738 56,281 57,019 - Consumer automobile loans 572 94 142 808 119,552 120,360 142 Other consumer loans 642 472 1,963 3,077 49,584 52,661 1,962 Other 51 9 16 76 10,254 10,330 17 Total $ 2,786 $ 1,166 $ 4,263 $ 8,215 $ 724,660 $ 732,875 $ 2,166 (1) In the table above, the other consumer loans category includes student loans with principal and interest amounts that are 97 - 98% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $2.8 million at March 31, 2018. Age Analysis of Past Due Loans as of December 31, 2017 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 229 $ 153 $ 1,278 $ 1,660 $ 99,361 $ 101,021 $ 261 Commercial 194 771 1,753 2,718 286,964 289,682 - Construction - - 721 721 26,768 27,489 - Second mortgages 15 - 163 178 17,740 17,918 45 Equity lines of credit 75 19 53 147 56,463 56,610 - Total mortgage loans on real estate 513 943 3,968 5,424 487,296 492,720 306 Commercial loans 709 - 1,060 1,769 58,629 60,398 471 Consumer automobile loans 517 122 41 680 118,571 119,251 41 Other consumer loans 2,222 544 2,360 5,126 49,848 54,974 2,360 Other 84 9 4 97 11,100 11,197 4 Total $ 4,045 $ 1,618 $ 7,433 $ 13,096 $ 725,444 $ 738,540 $ 3,182 (1)
Nonaccrual Loans	The following table presents loans in nonaccrual status by class of loan as of the dates indicated: Nonaccrual Loans by Class March 31, 2018 December 31, 2017 (in thousands) Mortgage loans on real estate Residential 1-4 family $ 1,226 $ 1,447 Commercial 10,924 9,468 Construction 722 721 Second mortgages 118 118 Equity lines of credit 311 292 Total mortgage loans on real estate 13,301 12,046 Commercial loans 830 836 Total $ 14,131 $ 12,882
Interest Income to be Earned Under Original Terms and Actual Interest Recorded	The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented: Three Months Ended March 31, 2018 2017 (in thousands) Interest income that would have been recorded under original loan terms $ 130 $ 117 Actual interest income recorded for the period 80 87 Reduction in interest income on nonaccrual loans $ 50 $ 30
Troubled Debt Restructurings by Class	The following tables present TDRs during the periods indicated, by class of loan. There were no troubled debt restructurings originated in the three months ended March 31, 2018. Troubled Debt Restructurings by Class For the Three Months Ended March 31, 2017 Number of Modifications Recorded Investment Prior to Modification Recorded Investment After Modification Current Investment on March 31, 2017 (dollars in thousands) Mortgage loans on real estate: Residential 1-4 family 1 $ 142 $ 142 $ 142
Impaired Loans by Class	The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances. Impaired Loans by Class As of March 31, 2018 For the three months ended March 31, 2018 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,059 $ 1,944 $ 94 $ 49 $ 2,042 $ 16 Commercial 16,290 14,245 436 164 15,596 93 Construction 813 722 91 17 814 1 Second mortgages 469 315 134 14 471 4 Equity lines of credit 312 53 258 29 312 - Total mortgage loans on real estate $ 19,943 $ 17,279 $ 1,013 $ 273 $ 19,235 $ 114 Commercial loans 1,109 830 - - 836 - Other consumer loans 170 - 168 68 169 4 Total $ 21,222 $ 18,109 $ 1,181 $ 341 $ 20,240 $ 118 Impaired Loans by Class As of December 31, 2017 For the Year Ended December 31, 2017 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,873 $ 2,499 $ 316 $ 52 $ 2,525 $ 90 Commercial 15,262 11,622 1,644 1 13,541 579 Construction 814 721 92 18 406 23 Second mortgages 473 318 135 14 464 20 Equity lines of credit 293 53 239 10 261 - Total mortgage loans on real estate $ 19,715 $ 15,213 $ 2,426 $ 95 $ 17,197 $ 712 Commercial loans 1,115 836 - - 1,388 30 Other consumer loans - - - - 41 - Total $ 20,830 $ 16,049 $ 2,426 $ 95 $ 18,626 $ 742
Allowance for Loan Losses by Segment	The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS (in thousands) For the Three Months Ended March 31, 2018 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer (2) Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Charge-offs (78 ) - (125 ) (125 ) (79 ) (407 ) Recoveries 18 - 71 52 24 165 Provision for loan losses 190 (131 ) 310 90 66 525 Ending balance $ 2,019 $ 410 $ 5,473 $ 1,661 $ 168 $ 9,731 Ending balance individually evaluated for impairment $ - $ 17 $ 256 $ 68 $ - $ 341 Ending balance collectively evaluated for impairment 2,019 393 5,217 1,593 168 9,390 Ending balance $ 2,019 $ 410 $ 5,473 $ 1,661 $ 168 $ 9,731 Loan Balances: Ending balance individually evaluated for impairment $ 830 $ 813 $ 17,479 $ 168 $ - $ 19,290 Ending balance collectively evaluated for impairment 56,189 28,241 445,972 172,853 10,330 713,585 Ending balance $ 57,019 $ 29,054 $ 463,451 $ 173,021 $ 10,330 $ 732,875 For the Year Ended December 31, 2017 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,493 $ 846 $ 5,267 $ 455 $ 184 $ 8,245 Charge-offs (807 ) - (1,934 ) (279 ) (267 ) (3,287 ) Recoveries 37 104 45 56 88 330 Provision for loan losses 1,166 (409 ) 1,839 1,412 152 4,160 Ending balance $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Ending balance individually evaluated for impairment $ - $ 18 $ 77 $ - $ - $ 95 Ending balance collectively evaluated for impairment 1,889 523 5,140 1,644 157 9,353 Ending balance $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Loan Balances: Ending balance individually evaluated for impairment $ 836 $ 813 $ 16,826 $ 0 $ - $ 18,475 Ending balance collectively evaluated for impairment 59,562 26,676 448,405 174,225 11,197 720,065 Ending balance $ 60,398 $ 27,489 $ 465,231 $ 174,225 $ 11,197 $ 738,540 (1) (2)

Low-Income Housing Tax Credits

Low-Income Housing Tax Credits (Tables)	3 Months Ended
	Mar. 31, 2018
Low-Income Housing Tax Credits [Abstract]
Schedule of Tax Credits and Other Tax Benefits Recognized Related to Investments	Three Months Ended March 31, Affected Line Item on 2018 2017 Consolidated Statement of Income (in thousands) Tax credits and other tax benefits Amortization of operating losses $ 80 $ 80 ATM and other losses Tax benefit of operating losses* $ 17 $ 27 Income tax expense Tax credits 124 95 Income tax expense Total tax benefits $ 141 $ 122 * Computed using a 21% tax rate for the first three months of 2018 and a 34% tax rate for the first three months of 2017

Borrowings (Tables)

Borrowings (Tables)	3 Months Ended
	Mar. 31, 2018
Borrowings [Abstract]
Short-Term Borrowings	The following table presents total short-term borrowings as of the dates indicated: March 31, 2018 December 31, 2017 (in thousands) Federal funds purchased $ - $ 10,000 Overnight repurchase agreements 36,141 20,693 FHLB advances 50,000 47,500 Total short-term borrowings $ 86,141 $ 78,193 Maximum month-end outstanding balance $ 99,898 $ 79,819 Average outstanding balance during the period $ 88,686 $ 53,165 Average interest rate (year-to-date) 1.14 % 0.72 % Average interest rate at end of period 0.99 % 1.27 %

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2018
Commitments and Contingencies [Abstract]
Financial Instruments whose Contract Amounts Represent Credit Risk	The following financial instruments whose contract amounts represent credit risk were outstanding at March 31, 2018 and December 31, 2017: March 31, 2018 December 31, 2017 (in thousands) Commitments to extend credit: Home equity lines of credit $ 61,946 $ 56,486 Commercial real estate, construction and development loans committed but not funded 16,636 19,526 Other lines of credit (principally commercial) 71,172 68,101 Total $ 149,754 $ 144,113 Letters of credit $ 3,744 $ 3,331

Share-Based Compensation (Table

Share-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2018
Share-Based Compensation [Abstract]
Restricted Stock Activity	Restricted stock activity for the three months ended March 31, 2018 is summarized below: Shares Weighted Average Grant Date Fair Value Nonvested, January 1, 2018 2,245 $ 33.60 Issued - - Vested - - Forfeited - - Nonvested, March 31, 2018 2,245 $ 33.60

Stockholders' Equity and Earn26

Stockholders' Equity and Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2018
Stockholders' Equity and Earnings per Share [Abstract]
Amounts Reclassified Out of Accumulated Other Comprehensive Loss, by Category	The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated: Three Months Ended March 31, Affected Line Item on 2018 2017 Consolidated Statement of Income Available-for-sale securities (in thousands) Realized gains on sales of securities $ 80 $ - Gain on sale of available-for-sale securities, net Tax effect 17 $ - Income tax expense $ 63 $ -
Changes in Accumulated Other Comprehensive Loss, by Category	The following table presents the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated: Unrealized Gains (Losses) on Available-for-Sale Securities Defined Benefit Pension Plans Accumulated Other Comprehensive Loss (in thousands) Three Months Ended March 31, 2018 Balance at beginning of period $ (707 ) $ - $ (707 ) Net other comprehensive loss (1,814 ) - (1,814 ) Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI (139 ) - (139 ) Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 (77 ) - (77 ) Balance at end of period $ (2,737 ) $ - $ (2,737 ) Three Months Ended March 31, 2017 Balance at beginning of period $ (1,739 ) $ (2,469 ) $ (4,208 ) Net other comprehensive income 428 - 428 Balance at end of period $ (1,311 ) $ (2,469 ) $ (3,780 )
Components of Other Comprehensive Income, Net of Tax on Pre-Tax and After-Tax	The following table presents the change in each component of accumulated other comprehensive loss on a pre-tax and after-tax basis for the periods indicated. Three Months Ended March 31, 2018 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (2,217 ) $ (466 ) $ (1,751 ) Reclassification adjustment for gains recognized in income (80 ) (17 ) (63 ) Total change in accumulated other comprehensive loss, net $ (2,297 ) $ (483 ) $ (1,814 ) Three Months Ended March 31, 2017 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 648 $ 220 $ 428 Reclassification adjustment for gains recognized in income - - - Total change in accumulated other comprehensive loss, net $ 648 $ 220 $ 428
Computation of Earnings Per Share	The following is a reconciliation of the denominators of the basic and diluted EPS computations for the three months ended March 31, 2018 and 2017: Net Income Available to Common Shareholders (Numerator) Weighted Average Common Shares (Denominator) Per Share Amount (in thousands except per share data) Three Months Ended March 31, 2018 Net income, basic $ 942 5,020 $ 0.19 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 942 5,020 $ 0.19 Three Months Ended March 31, 2017 Net income, basic $ 942 4,977 $ 0.19 Potentially dilutive common shares - stock options - 15 - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 942 4,992 $ 0.19

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Value Measurements [Abstract]
Assets Measured at Fair Value on Recurring Basis	The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated: Fair Value Measurements at March 31, 2018 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 9,337 $ - $ 9,337 $ - Obligations of state and political subdivisions 59,269 - 59,269 - Mortgage-backed securities 70,941 - 70,941 - Money market investments 1,612 - 1,612 - Corporate bonds 4,698 - 4,698 - Total available-for-sale securities $ 145,857 $ - $ 145,857 $ - Fair Value Measurements at December 31, 2017 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 9,435 $ - $ 9,435 $ - Obligations of state and political subdivisions 64,765 - 64,765 - Mortgage-backed securities 74,296 - 74,296 - Money market investments 1,194 - 1,194 - Corporate bonds 7,234 - 7,234 - Other marketable equity securities 197 - 197 - Total available-for-sale securities $ 157,121 $ - $ 157,121 $ -
Assets Measured at Fair Value on Nonrecurring Basis	The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan's expected future cash flows, discounted at the loan's effective interest rate rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below. Carrying Value at March 31, 2018 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 45 $ - $ - $ 45 Commercial 272 - - 272 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total mortgage loans on real estate $ 620 $ - $ - $ 620 Consumer loans 100 - - 100 Total $ 720 $ - $ - $ 720 Loans Loans held for sale $ 715 $ - $ 715 $ - Other real estate owned Commercial real estate $ 203 $ - $ - $ 203 Carrying Value at December 31, 2017 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 264 $ - $ - $ 264 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total $ 567 $ - $ - $ 567 Loans Loans held for sale $ 779 $ - $ 779 $ -
Fair Value Inputs, Assets, Quantitative Information	The following table displays quantitative information about Level 3 Fair Value Measurements as of the dates indicated: Quantitative Information About Level 3 Fair Value Measurements Fair Value at March 31, 2018 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 45 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Commercial real estate $ 272 Market comparables Selling costs 7.78 % Liquidation discount 4.70 % Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 6.70 % Liquidation discount 3.70 % Consumer $ 100 Market comparables Selling costs 0.00 % Liquidation discount 0.00 % Other real estate owned Commercial real estate $ 203 Market comparables Selling costs 7.25 % Liquidation discount 10.00 % Quantitative Information About Level 3 Fair Value Measurements Fair Value at December 31, 2017 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 264 Market comparables Selling costs 7.25 % Liquidation discount 0.00% - 4.00% (2.91 %) Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 7.25 % Liquidation discount 4.00 %
Estimated Fair Values and Related Carrying or Notional Amounts of Financial Instruments	The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows: Fair Value Measurements at March 31, 2018 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 43,437 $ 43,437 $ - $ - Securities available-for-sale 145,857 - 145,857 - Restricted securities 4,023 - 4,023 - Loans held for sale 715 - 715 - Loans, net of allowances for loan losses * 723,144 - - 705,413 Bank-owned life insurance 26,190 - 26,190 - Accrued interest receivable 2,787 - 2,787 - Liabilities Deposits $ 789,027 $ - $ 790,246 $ - Overnight repurchase agreements 36,141 - 36,141 - Federal Home Loan Bank advances 70,000 - 69,716 - Accrued interest payable 364 - 364 - Fair Value Measurements at December 31, 2017 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 14,412 $ 14,412 $ - $ - Securities available-for-sale 157,121 - 157,121 - Restricted securities 3,846 - 3,846 - Loans held for sale 779 - 779 - Loans, net of allowances for loan losses * 729,092 - - 722,464 Bank-owned life insurance 25,981 - 25,981 - Accrued interest receivable 3,254 - 3,254 - Liabilities Deposits $ 783,594 $ - $ 782,539 $ - Federal funds purchased 10,000 - 10,000 - Overnight repurchase agreements 20,693 - 20,693 - Federal Home Loan Bank advances 67,500 - 67,329 - Accrued interest payable 360 - 360 - * In accordance with the adoption of ASU 2016-01, the fair values of loans held for investment and time deposits as of March 31, 2018 were measured using an exit price notion. The fair values of loans held for investment and time deposits as of December 31, 2017 were measured using an entry price notion.

Segment Reporting (Tables)

Segment Reporting (Tables)	3 Months Ended
	Mar. 31, 2018
Segment Reporting [Abstract]
Reconciliation of Assets and Revenues from Segment to Consolidated	Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three months ended March 31, 2018 and 2017 follows: Three Months Ended March 31, 2018 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 8,778 $ 21 $ 1,288 $ (1,288 ) $ 8,799 Income from fiduciary activities - 983 - - 983 Other income 2,127 260 50 (65 ) 2,372 Total operating income 10,905 1,264 1,338 (1,353 ) 12,154 Expenses Interest expense 1,054 - - - 1,054 Provision for loan losses 525 - - - 525 Salaries and employee benefits 4,625 745 107 - 5,477 Other expenses 3,639 264 314 (65 ) 4,152 Total operating expenses 9,843 1,009 421 (65 ) 11,208 Income before taxes 1,062 255 917 (1,288 ) 946 Income tax expense (benefit) (25 ) 54 (25 ) - 4 Net income $ 1,087 $ 201 $ 942 $ (1,288 ) $ 942 Capital expenditures $ 189 $ - $ - $ - $ 189 Total assets $ 987,507 $ 6,098 $ 94,998 $ (94,830 ) $ 993,773 Three Months Ended March 31, 2017 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 7,708 $ 17 $ 1,041 $ (1,041 ) $ 7,725 Income from fiduciary activities - 966 - - 966 Other income 1,955 257 50 (65 ) 2,197 Total operating income 9,663 1,240 1,091 (1,106 ) 10,888 Expenses Interest expense 588 - - - 588 Provision for loan losses 650 - - - 650 Salaries and employee benefits 4,255 727 115 - 5,097 Other expenses 3,325 264 85 (65 ) 3,609 Total operating expenses 8,818 991 200 (65 ) 9,944 Income before taxes 845 249 891 (1,041 ) 944 Income tax expense (benefit) (32 ) 85 (51 ) - 2 Net income $ 877 $ 164 $ 942 $ (1,041 ) $ 942 Capital expenditures $ 250 $ - $ - $ - $ 250 Total assets $ 917,101 $ 5,880 $ 95,127 $ (95,332 ) $ 922,776

Basis of Presentation (Details)

Basis of Presentation (Details) $ / shares in Units, $ in Thousands	Apr. 01, 2018USD ($)$ / sharesshares	Mar. 31, 2018USD ($)SubsidiaryBranch	Dec. 31, 2017USD ($)
Basis of Presentation [Abstract]
Number of subsidiaries | Subsidiary		2
Number of branch offices | Branch		18
Citizens National Bank [Member]
ACQUISITIONS [Abstract]
Total assets		$ 49,800
Total loans		43,500
Total deposits		$ 43,800
Citizens National Bank [Member] | Subsequent Event [Member]
ACQUISITIONS [Abstract]
Purchase price	$ 7,100
Shares issued per acquired share | shares	0.1041
Cash paid per acquired share (in dollars per share) | $ / shares	$ 2.19
Shares issued for acquisition | shares	149,980
ASU 2018-02 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI			$ 0
ASU 2018-02 [Member] | Accumulated Other Comprehensive Loss [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI			(139)
ASU 2018-02 [Member] | Retained Earnings [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI			139
ASU 2016-01 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01			0
ASU 2016-01 [Member] | Accumulated Other Comprehensive Loss [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01			(77)
ASU 2016-01 [Member] | Retained Earnings [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01			$ 77

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)Security	Mar. 31, 2017USD ($)	Dec. 31, 2017USD ($)Security
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized cost	$ 149,325		$ 158,192
Gross unrealized gains	239		808
Gross unrealized losses	(3,707)		(1,879)
Fair value	145,857		157,121
Available-for-sale Securities, Realized Gains (Losses) [Abstract]
Realized gains on sales of securities	80	$ 0
Realized losses on sales of securities	0	0
Net realized gain (loss)	80	$ 0
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	553		112
More Than Twelve Months	3,154		1,767
Gross Unrealized Losses	3,707		1,879
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	31,500		25,170
More Than Twelve Months	78,861		79,434
Total	$ 110,361		$ 104,604
Unrealized loss position, Number of securities | Security	100		77
Obligations of U.S. Government Agencies [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized cost	$ 9,440		$ 9,530
Gross unrealized gains	25		27
Gross unrealized losses	(128)		(122)
Fair value	9,337		9,435
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	7		11
More Than Twelve Months	121		111
Gross Unrealized Losses	128		122
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	1,492		3,189
More Than Twelve Months	3,283		3,089
Total	4,775		6,278
Obligations of States and Political Subdivisions [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized cost	59,924		64,413
Gross unrealized gains	150		489
Gross unrealized losses	(805)		(137)
Fair value	59,269		64,765
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	405		32
More Than Twelve Months	400		105
Gross Unrealized Losses	805		137
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	22,103		11,141
More Than Twelve Months	10,658		10,999
Total	32,761		22,140
Mortgage-backed Securities [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized cost	73,699		75,906
Gross unrealized gains	0		0
Gross unrealized losses	(2,758)		(1,610)
Fair value	70,941		74,296
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	136		67
More Than Twelve Months	2,622		1,543
Gross Unrealized Losses	2,758		1,610
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	6,810		9,742
More Than Twelve Months	64,131		64,554
Total	70,941		74,296
Money Market Investments [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized cost	1,612		1,194
Gross unrealized gains	0		0
Gross unrealized losses	0		0
Fair value	1,612		1,194
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Gross Unrealized Losses	0		0
Corporate Bond and Other Securities [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized cost	4,650		7,049
Gross unrealized gains	64		195
Gross unrealized losses	(16)		(10)
Fair value	4,698		7,234
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	5		2
More Than Twelve Months	11		8
Gross Unrealized Losses	16		10
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	1,095		1,098
More Than Twelve Months	789		792
Total	$ 1,884		1,890
Other Marketable Equity Securities [Member]
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized cost			100
Gross unrealized gains			97
Gross unrealized losses			0
Fair value			197
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Gross Unrealized Losses			$ 0

Loans and the Allowance for L31

Loans and the Allowance for Loan Losses (Details) - USD ($) $ in Thousands		Mar. 31, 2018		Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees	[1]	$ 732,875		$ 738,540
Less: Allowance for loan losses		(9,731)		(9,448)
Loans, net of allowance and deferred fees and costs	[1]	723,144		729,092
Net deferred loan fees		906		916
Overdrawn deposit accounts		662		594
Mortgage Loans on Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		492,505		492,720
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		102,428		101,021
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		287,395		289,682
Mortgage Loans on Real Estate [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		29,054		27,489
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		18,721		17,918
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		54,907		56,610
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		57,019		60,398
Commercial [Member] | Commercial and Industrial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		57,019		60,398
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		173,021	[2]	174,225
Consumer [Member] | Consumer Automobile Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		120,360		119,251
Consumer [Member] | Other Consumer Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		52,661		54,974
Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of deferred fees		$ 10,330		$ 11,197
[1]	Net deferred loan fees totaled $906 thousand and $916 thousand at March 31, 2018 and December 31, 2017, respectively.
[2]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L32

Loans and the Allowance for Loan Losses, Credit Quality (Details) - USD ($) $ in Thousands		Mar. 31, 2018		Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables	[1]	$ 732,875		$ 738,540
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		698,409		706,579
OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		16,664		12,500
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		17,802		19,461
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		492,505		492,720
Mortgage Loans on Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		461,105		463,154
Mortgage Loans on Real Estate [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		14,831		11,031
Mortgage Loans on Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		16,569		18,535
Mortgage Loans on Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		102,428		101,021
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		100,314		98,656
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		450		0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		1,664		2,365
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		287,395		289,682
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		259,935		264,275
Mortgage Loans on Real Estate [Member] | Commercial [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		13,770		10,526
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		13,690		14,881
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		29,054		27,489
Mortgage Loans on Real Estate [Member] | Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		28,259		26,694
Mortgage Loans on Real Estate [Member] | Construction [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		73		74
Mortgage Loans on Real Estate [Member] | Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		722		721
Mortgage Loans on Real Estate [Member] | Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		18,721		17,918
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		18,000		17,211
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		538		431
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		183		276
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		54,907		56,610
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		54,597		56,318
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		310		292
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		57,019		60,398
Commercial [Member] | Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		57,019		60,398
Commercial [Member] | Commercial and Industrial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		54,598		58,091
Commercial [Member] | Commercial and Industrial Loans [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		1,833		1,469
Commercial [Member] | Commercial and Industrial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		588		838
Commercial [Member] | Commercial and Industrial Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		173,021	[2]	174,225
Consumer [Member] | Consumer Automobile Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		120,360		119,251
Consumer [Member] | Consumer Automobile Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		119,930		119,211
Consumer [Member] | Consumer Automobile Loans [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Consumer [Member] | Consumer Automobile Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		430		40
Consumer [Member] | Consumer Automobile Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Consumer [Member] | Other Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		52,661		54,974
Consumer [Member] | Other Consumer Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		52,446		54,926
Consumer [Member] | Other Consumer Loans [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Consumer [Member] | Other Consumer Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		215		48
Consumer [Member] | Other Consumer Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		10,330		11,197
Other [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		10,330		11,197
Other [Member] | OAEM [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Other [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		0		0
Other [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan receivables		$ 0		$ 0
[1]	Net deferred loan fees totaled $906 thousand and $916 thousand at March 31, 2018 and December 31, 2017, respectively.
[2]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L33

Loans and the Allowance for Loan Losses, Past Due (Details) - USD ($) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2018		Mar. 31, 2017	Dec. 31, 2017
Loans, Aging [Abstract]
Total Past Due		$ 8,215			$ 13,096
Total Current Loans	[1]	724,660			725,444
Total Loans	[2]	732,875			738,540
Recorded Investment > 90 Days Past Due and Accruing		2,166			3,182
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		14,131			12,882
Interest income that would have been recorded under original loan terms [Abstract]
Interest income that would have been recorded under original loan terms		130		$ 117
Actual interest income recorded for the period		80		87
Reduction in interest income on non accrual loans		50		$ 30
30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		2,786			4,045
60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		1,166			1,618
90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		4,263			7,433
Guaranteed Student Loans [Member]
Loans, Aging [Abstract]
Total Past Due		$ 2,800			$ 4,200
Guaranteed Student Loans [Member] | Minimum [Member]
Loans, Aging [Abstract]
Percentage of student loans guaranteed by federal government		97.00%			97.00%
Guaranteed Student Loans [Member] | Maximum [Member]
Loans, Aging [Abstract]
Percentage of student loans guaranteed by federal government		98.00%			98.00%
Mortgage Loans on Real Estate [Member]
Loans, Aging [Abstract]
Total Past Due		$ 3,516			$ 5,424
Total Current Loans	[1]	488,989			487,296
Total Loans		492,505			492,720
Recorded Investment > 90 Days Past Due and Accruing		45			306
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		13,301			12,046
Mortgage Loans on Real Estate [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		1,376			513
Mortgage Loans on Real Estate [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		588			943
Mortgage Loans on Real Estate [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		1,552			3,968
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Loans, Aging [Abstract]
Total Past Due		901			1,660
Total Current Loans	[1]	101,527			99,361
Total Loans		102,428			101,021
Recorded Investment > 90 Days Past Due and Accruing		0			261
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		1,226			1,447
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		554			229
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		0			153
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		347			1,278
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Loans, Aging [Abstract]
Total Past Due		1,289			2,718
Total Current Loans	[1]	286,106			286,964
Total Loans		287,395			289,682
Recorded Investment > 90 Days Past Due and Accruing		0			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		10,924			9,468
Mortgage Loans on Real Estate [Member] | Commercial [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		315			194
Mortgage Loans on Real Estate [Member] | Commercial [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		588			771
Mortgage Loans on Real Estate [Member] | Commercial [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		386			1,753
Mortgage Loans on Real Estate [Member] | Construction [Member]
Loans, Aging [Abstract]
Total Past Due		721			721
Total Current Loans	[1]	28,333			26,768
Total Loans		29,054			27,489
Recorded Investment > 90 Days Past Due and Accruing		0			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		722			721
Mortgage Loans on Real Estate [Member] | Construction [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		0			0
Mortgage Loans on Real Estate [Member] | Construction [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		0			0
Mortgage Loans on Real Estate [Member] | Construction [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		721			721
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Loans, Aging [Abstract]
Total Past Due		98			178
Total Current Loans	[1]	18,623			17,740
Total Loans		18,721			17,918
Recorded Investment > 90 Days Past Due and Accruing		45			45
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		118			118
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		53			15
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		0			0
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		45			163
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Loans, Aging [Abstract]
Total Past Due		507			147
Total Current Loans	[1]	54,400			56,463
Total Loans		54,907			56,610
Recorded Investment > 90 Days Past Due and Accruing		0			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		311			292
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		454			75
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		0			19
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		53			53
Commercial [Member]
Loans, Aging [Abstract]
Total Loans		57,019			60,398
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		830			836
Commercial [Member] | Commercial and Industrial Loans [Member]
Loans, Aging [Abstract]
Total Loans		57,019			60,398
Commercial [Member] | Commercial Loan [Member]
Loans, Aging [Abstract]
Total Past Due		738			1,769
Total Current Loans	[1]	56,281			58,629
Total Loans		57,019			60,398
Recorded Investment > 90 Days Past Due and Accruing		0			471
Commercial [Member] | Commercial Loan [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		145			709
Commercial [Member] | Commercial Loan [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		3			0
Commercial [Member] | Commercial Loan [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		590			1,060
Consumer [Member]
Loans, Aging [Abstract]
Total Loans		173,021	[3]		174,225
Consumer [Member] | Consumer Automobile Loans [Member]
Loans, Aging [Abstract]
Total Past Due		808			680
Total Current Loans	[1]	119,552			118,571
Total Loans		120,360			119,251
Recorded Investment > 90 Days Past Due and Accruing		142			41
Consumer [Member] | Consumer Automobile Loans [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		572			517
Consumer [Member] | Consumer Automobile Loans [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		94			122
Consumer [Member] | Consumer Automobile Loans [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		142			41
Consumer [Member] | Other Consumer Loans [Member]
Loans, Aging [Abstract]
Total Past Due		3,077			5,126
Total Current Loans	[1]	49,584			49,848
Total Loans		52,661			54,974
Recorded Investment > 90 Days Past Due and Accruing		1,962			2,360
Consumer [Member] | Other Consumer Loans [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		642			2,222
Consumer [Member] | Other Consumer Loans [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		472			544
Consumer [Member] | Other Consumer Loans [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		1,963			2,360
Other [Member]
Loans, Aging [Abstract]
Total Past Due		76			97
Total Current Loans	[1]	10,254			11,100
Total Loans		10,330			11,197
Recorded Investment > 90 Days Past Due and Accruing		17			4
Other [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		51			84
Other [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		9			9
Other [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Total Past Due		$ 16			$ 4
[1]	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.
[2]	Net deferred loan fees totaled $906 thousand and $916 thousand at March 31, 2018 and December 31, 2017, respectively.
[3]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L34

Loans and the Allowance for Loan Losses, Troubled Debt Restructuring (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)	Mar. 31, 2017USD ($)ModificationContract	Dec. 31, 2017USD ($)
Financing Receivable, Modifications [Line Items]
Outstanding commitments on TDR's	$ 0		$ 0
Defaulting TDR's within twelve months of restructuring	0	$ 0
Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | Contract		1
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Financing Receivable, Modifications [Line Items]
Number of Modifications | Modification		1
Recorded Investment Prior to Modification		$ 142
Recorded Investment After Modification		142
Current Investment		$ 142
Loans in process for foreclosure	$ 204		$ 77

Loans and the Allowance for L35

Loans and the Allowance for Loan Losses, Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$ 21,222	$ 20,830
Recorded Investment, Without Valuation Allowance	18,109	16,049
Recorded Investment, With Valuation Allowance	1,181	2,426
Associated Allowance	341	95
Average Recorded Investment	20,240	18,626
Interest Income Recognized	118	742
Mortgage Loans on Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	19,943	19,715
Recorded Investment, Without Valuation Allowance	17,279	15,213
Recorded Investment, With Valuation Allowance	1,013	2,426
Associated Allowance	273	95
Average Recorded Investment	19,235	17,197
Interest Income Recognized	114	712
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,059	2,873
Recorded Investment, Without Valuation Allowance	1,944	2,499
Recorded Investment, With Valuation Allowance	94	316
Associated Allowance	49	52
Average Recorded Investment	2,042	2,525
Interest Income Recognized	16	90
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	16,290	15,262
Recorded Investment, Without Valuation Allowance	14,245	11,622
Recorded Investment, With Valuation Allowance	436	1,644
Associated Allowance	164	1
Average Recorded Investment	15,596	13,541
Interest Income Recognized	93	579
Mortgage Loans on Real Estate [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	813	814
Recorded Investment, Without Valuation Allowance	722	721
Recorded Investment, With Valuation Allowance	91	92
Associated Allowance	17	18
Average Recorded Investment	814	406
Interest Income Recognized	1	23
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	469	473
Recorded Investment, Without Valuation Allowance	315	318
Recorded Investment, With Valuation Allowance	134	135
Associated Allowance	14	14
Average Recorded Investment	471	464
Interest Income Recognized	4	20
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	312	293
Recorded Investment, Without Valuation Allowance	53	53
Recorded Investment, With Valuation Allowance	258	239
Associated Allowance	29	10
Average Recorded Investment	312	261
Interest Income Recognized	0	0
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,109	1,115
Recorded Investment, Without Valuation Allowance	830	836
Recorded Investment, With Valuation Allowance	0	0
Associated Allowance	0	0
Average Recorded Investment	836	1,388
Interest Income Recognized	0	30
Consumer [Member] | Other Consumer Loans [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	170	0
Recorded Investment, Without Valuation Allowance	0	0
Recorded Investment, With Valuation Allowance	168	0
Associated Allowance	68	0
Average Recorded Investment	169	41
Interest Income Recognized	$ 4	$ 0

Loans and the Allowance for L36

Loans and the Allowance for Loan Losses, Activity In Period (Details) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2018USD ($)Period		Mar. 31, 2017USD ($)	Dec. 31, 2017USD ($)Period		Mar. 31, 2018USD ($)qtr		Dec. 31, 2017USD ($)
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		$ 9,448		$ 8,245	$ 8,245
Charges-offs		(407)			(3,287)
Recoveries		165			330
Provision for loan losses		525		650	4,160
Ending balance		9,731			9,448
Ending balances individually evaluated for impairment							$ 341		$ 95
Ending balances collectively evaluated for impairment							9,390		9,353
Ending balance		$ 9,448		8,245	$ 9,448		9,731		9,448
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							19,290		18,475
Ending balance collectively evaluated for impairment							713,585		720,065
Ending balance	[1]						$ 732,875		738,540
Changes in Accounting Methodology [Abstract]
Number of migration periods | Period		8			8
Number of quarters remains on each migration period | qtr							12
Commercial [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		$ 1,889		1,493	$ 1,493
Charges-offs		(78)			(807)
Recoveries		18			37
Provision for loan losses		190			1,166
Ending balance		2,019			1,889
Ending balances individually evaluated for impairment							$ 0		0
Ending balances collectively evaluated for impairment							2,019		1,889
Ending balance		1,889		1,493	1,493		2,019		1,889
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							830		836
Ending balance collectively evaluated for impairment							56,189		59,562
Ending balance							57,019		60,398
Real Estate [Member]
Loan Balances [Abstract]
Ending balance							492,505		492,720
Real Estate [Member] | Construction [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		541		846	846
Charges-offs		0			0
Recoveries		0			104
Provision for loan losses		(131)			(409)
Ending balance		410			541
Ending balances individually evaluated for impairment							17		18
Ending balances collectively evaluated for impairment							393		523
Ending balance		541		846	541		410		541
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							813		813
Ending balance collectively evaluated for impairment							28,241		26,676
Ending balance							29,054		27,489
Real Estate [Member] | Mortgage [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance	[2]	5,217		5,267	5,267
Charges-offs	[2]	(125)			(1,934)
Recoveries	[2]	71			45
Provision for loan losses	[2]	310			1,839
Ending balance	[2]	5,473			5,217
Ending balances individually evaluated for impairment	[2]						256		77
Ending balances collectively evaluated for impairment	[2]						5,217		5,140
Ending balance	[2]	5,217		5,267	5,217		5,473		5,217
Loan Balances [Abstract]
Ending balance individually evaluated for impairment	[2]						17,479		16,826
Ending balance collectively evaluated for impairment	[2]						445,972		448,405
Ending balance	[2]						463,451		465,231
Consumer [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		1,644	[3]	455	455
Charges-offs		(125)	[3]		(279)
Recoveries		52	[3]		56
Provision for loan losses		90	[3]		1,412
Ending balance	[3]	1,661			1,644
Ending balances individually evaluated for impairment							68	[3]	0
Ending balances collectively evaluated for impairment							1,593	[3]	1,644
Ending balance		1,644	[3]	455	1,644	[3]	1,661	[3]	1,644	[3]
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							168	[3]	0
Ending balance collectively evaluated for impairment							172,853	[3]	174,225
Ending balance							173,021	[3]	174,225
Other [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		157		184	184
Charges-offs		(79)			(267)
Recoveries		24			88
Provision for loan losses		66			152
Ending balance		168			157
Ending balances individually evaluated for impairment							0		0
Ending balances collectively evaluated for impairment							168		157
Ending balance		$ 157		$ 184	$ 157		168		157
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							0		0
Ending balance collectively evaluated for impairment							10,330		11,197
Ending balance							$ 10,330		$ 11,197
[1]	Net deferred loan fees totaled $906 thousand and $916 thousand at March 31, 2018 and December 31, 2017, respectively.
[2]	The real estate-mortgage segment includes residential 1 - 4 family, commercial real estate, second mortgages and equity lines of credit.
[3]	The consumer segment includes consumer automobile loans.

Low-Income Housing Tax Credit37

Low-Income Housing Tax Credits (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2018USD ($)Fund	Mar. 31, 2017USD ($)	Dec. 31, 2017USD ($)Fund
Low-Income Housing Tax Credits [Abstract]
Number of housing equity funds | Fund		4		4
Low-income housing investment		$ 3,600		$ 3,500
Expected affordable housing tax credits		442
Additional committed capital calls expected		1,100		$ 1,100
Impairment loss on investments		0	$ 0
Tax credits and other tax benefits [Abstract]
Amortization of operating losses		80	80
Tax benefit of operating losses	[1]	17	27
Tax credits		124	95
Total tax benefits		$ 141	$ 122
Effective income tax rate		21.00%	34.00%
[1]	Computed using a 21% tax rate for the first three months of 2018 and a 34% tax rate for the first three months of 2017.

Borrowings (Details)

Borrowings (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Borrowings and FHLB Advances [Abstract]
Available federal funds lines	$ 55,000	$ 45,000
Available credit with FHLB	223,000	217,000
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal funds purchased	0	10,000
Overnight repurchase agreements	36,141	20,693
FHLB advances	50,000	47,500
Total short-term borrowings	86,141	78,193
Maximum month-end outstanding balance	99,898	79,819
Average outstanding balance during the period	$ 88,686	$ 53,165
Average interest rate (year-to-date)	1.14%	0.72%
Average interest rate at end of period	0.99%	1.27%
FHLB advances outstanding	$ 20,000
Minimum [Member]
Borrowings and FHLB Advances [Abstract]
Overnight repurchase agreements maturity period	1 day
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB interest rate	1.54%
Maximum [Member]
Borrowings and FHLB Advances [Abstract]
Overnight repurchase agreements maturity period	4 days
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB interest rate	1.90%
Advance One [Member]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB advances outstanding	$ 10,000
FHLB advance maturity date	Feb. 28, 2019
Advance Two [Member]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB advances outstanding		$ 10,000
FHLB advance maturity date	Nov. 15, 2019

Commitments and Contingencies39

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 149,754	$ 144,113
Home Equity Lines of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	61,946	56,486
Commercial Real Estate, Construction and Development Loans Committed but not Funded [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	16,636	19,526
Other Lines of Credit (Principally Commercial) [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	71,172	68,101
Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Commitments to extend credit	$ 3,744	$ 3,331

Share-Based Compensation (Detai

Share-Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Weighted Average Grant Date Fair Value [Abstract]
Stock-based compensation expense	$ 8	$ 0
Restricted Stock [Member]
Shares [Roll Forward]
Nonvested balance at beginning of period (in shares)	2,245
Issued (in shares)	0		0
Vested (in shares)	0
Forfeited (in shares)	0
Nonvested balance at end of period (in shares)	2,245		2,245
Weighted Average Grant Date Fair Value [Abstract]
Non-vested balance at beginning of period (in dollars per share)	$ 33.60
Issued (in dollars per share)	0
Vested (in dollars per share)	0
Forfeited (in dollars per share)	0
Non-vested balance at end of period (in dollars per share)	$ 33.60		$ 33.60
Weighted-average remaining vesting period for recognition	1 year 6 months
Unrecognized stock-based compensation expense	$ 50
2016 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant (in shares)	300,000
ESPP [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase	5.00%		5.00%
Total stock purchases under the plan (in shares)	1,081
Shares reserved for issuance (in shares)	244,372
ESPP [Member] | Minimum [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase	0.00%
ESPP [Member] | Maximum [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase	15.00%

Stockholders' Equity and Earn41

Stockholders' Equity and Earnings per Share, Amounts Reclassified Out of Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Available-for-sale securities [Abstract]
Realized gains on sales of securities	$ 80	$ 0
Tax effect	17	0
Total	$ 63	$ 0

Stockholders' Equity and Earn42

Stockholders' Equity and Earnings per Share, Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ 96,388	$ 93,990
Ending Balance	94,998	95,121
Other comprehensive income, pretax [Abstract]
Unrealized holding gains (losses) arising during the period, pretax	(2,217)	648
Reclassification adjustment for gains recognized in income, pretax	(80)	0
Total change in accumulated other comprehensive loss, net, pretax	(2,297)	648
Other Comprehensive Income, Tax Effect [Abstract]
Unrealized holding gains (losses) arising during the period, tax effect	(466)	220
Reclassification adjustment for gains recognized in income, tax effect	(17)	0
Total change in accumulated other comprehensive loss, net, tax effect	(483)	220
Other Comprehensive Income, Net of Tax [Abstract]
Unrealized holding gains (losses) arising during the period, net of tax	(1,751)	428
Reclassification adjustment for gains recognized in income, net of tax	(63)	0
Other comprehensive income (loss), net of tax	(1,814)	428
ASU 2018-02 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI			$ 0
ASU 2016-01 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Cumulative Effect of New Accounting Principle in Period of Adoption			0
Unrealized Gains (Losses) on Available-for-Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(707)	(1,739)
Net other comprehensive income (loss)	(1,814)	428
Ending Balance	(2,737)	(1,311)
Unrealized Gains (Losses) on Available-for-Sale Securities [Member] | ASU 2018-02 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI			(139)
Unrealized Gains (Losses) on Available-for-Sale Securities [Member] | ASU 2016-01 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Cumulative Effect of New Accounting Principle in Period of Adoption			(77)
Defined Benefit Pension Plans [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	0	(2,469)
Net other comprehensive income (loss)	0	0
Ending Balance	0	(2,469)
Defined Benefit Pension Plans [Member] | ASU 2018-02 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI			0
Defined Benefit Pension Plans [Member] | ASU 2016-01 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Cumulative Effect of New Accounting Principle in Period of Adoption			0
Accumulated Other Comprehensive Loss [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(707)	(4,208)
Net other comprehensive income (loss)	(1,814)	428
Ending Balance	(2,737)	(3,780)
Other Comprehensive Income, Net of Tax [Abstract]
Other comprehensive income (loss), net of tax	$ (1,814)	$ 428
Accumulated Other Comprehensive Loss [Member] | ASU 2018-02 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI			(139)
Accumulated Other Comprehensive Loss [Member] | ASU 2016-01 [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Cumulative Effect of New Accounting Principle in Period of Adoption			$ (77)

Stockholders' Equity and Earn43

Stockholders' Equity and Earnings per Share, OCI by Component, Anti-Dilutive Securities (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Computation of earnings per share [Abstract]
Net Income Available to Common Shareholders, Basic	$ 942	$ 942
Net Income Available to Common Stockholders, Diluted	$ 942	$ 942
Weighted Average Common Shares, Basic (in shares)	5,020,075	4,977,267
Potentially dilutive common shares - stock options (in shares)	0	15,000
Potentially dilutive common shares - employee stock purchase program (in shares)	0	0
Weighted Average Common Shares, Diluted (in shares)	5,020,146	4,991,864
Earnings Per Share, Basic (in dollars per share)	$ 0.19	$ 0.19
Earnings Per Share, Diluted (in dollars per share)	$ 0.19	$ 0.19
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share (in shares)	0	0

Fair Value Measurements, Recurr

Fair Value Measurements, Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		$ 145,857	$ 157,121
Loans, net of allowances for loan losses	[1]	723,144	729,092
Loans held for sale		715	779
Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		9,337	9,435
Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		59,269	64,765
Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		70,941	74,296
Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		1,612	1,194
Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale			197
Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		145,857	157,121
Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		9,337	9,435
Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		59,269	64,765
Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		70,941	74,296
Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		1,612	1,194
Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		4,698	7,234
Recurring [Member] | Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale			197
Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		720
Loans held for sale		715	779
Nonrecurring [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		203
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		620	567
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		45	264
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		272
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		74	74
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		229	229
Nonrecurring [Member] | Consumer [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		100
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Loans, net of allowances for loan losses	[1]	0	0
Loans held for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale			0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Loans held for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Consumer [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		145,857	157,121
Loans, net of allowances for loan losses	[1]	0	0
Loans held for sale		715	779
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		145,857	157,121
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		9,337	9,435
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		59,269	64,765
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		70,941	74,296
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		1,612	1,194
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		4,698	7,234
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale			197
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Loans held for sale		715	779
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Consumer [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Loans, net of allowances for loan losses	[1]	705,413	722,464
Loans held for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale			0
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		720
Loans held for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		203
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		620	567
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		45	264
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		272
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		74	74
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		229	$ 229
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Consumer [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		$ 100
[1]	In accordance with the adoption of ASU 2016-01, the fair values of loans held for investment and time deposits as of March 31, 2018 were measured using an exit price notion. The fair values of loans held for investment and time deposits as of December 31, 2017 were measured using an entry price notion.

Fair Value Measurements, Quanti

Fair Value Measurements, Quantitative Information (Details) - Market Comparables [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 45	$ 264
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Liquidation discount		0.00%
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Liquidation discount		4.00%
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling costs	7.25%	7.25%
Liquidation discount	4.00%	2.91%
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 272
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling costs	7.78%
Liquidation discount	4.70%
Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 74	$ 74
Mortgage Loans on Real Estate [Member] | Construction [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling costs	7.25%	7.25%
Liquidation discount	4.00%	4.00%
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 229	$ 229
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling costs	6.70%	7.25%
Liquidation discount	3.70%	4.00%
Consumer [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 100
Consumer [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling costs	0.00%
Liquidation discount	0.00%
Other Real Estate [Member] | Commercial [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 203
Other Real Estate [Member] | Commercial [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Selling costs	7.25%
Liquidation discount	10.00%

Fair Value Measurements, Estima

Fair Value Measurements, Estimated Fair Values and Related Carrying or Notional Amounts (Details) - USD ($) $ in Thousands		Mar. 31, 2018	Dec. 31, 2017
Assets [Abstract]
Cash and cash equivalents		$ 43,437	$ 14,412
Securities available-for-sale		145,857	157,121
Restricted securities		4,023	3,846
Loans held for sale		715	779
Loans, net of allowances for loan losses	[1]	723,144	729,092
Bank owned life insurance		26,190	25,981
Accrued interest receivable		2,787	3,254
Liabilities [Abstract]
Deposits		789,027	783,594
Federal funds purchased			10,000
Overnight repurchase agreements		36,141	20,693
Federal Home Loan Bank advances		70,000	67,500
Accrued interest payable		364	360
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and cash equivalents		43,437	14,412
Securities available-for-sale		0	0
Restricted securities		0	0
Loans held for sale		0	0
Loans, net of allowances for loan losses	[1]	0	0
Bank owned life insurance		0	0
Accrued interest receivable		0	0
Liabilities [Abstract]
Deposits		0	0
Federal funds purchased			0
Overnight repurchase agreements		0	0
Federal Home Loan Bank advances		0	0
Accrued interest payable		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and cash equivalents		0	0
Securities available-for-sale		145,857	157,121
Restricted securities		4,023	3,846
Loans held for sale		715	779
Loans, net of allowances for loan losses	[1]	0	0
Bank owned life insurance		26,190	25,981
Accrued interest receivable		2,787	3,254
Liabilities [Abstract]
Deposits		790,246	782,539
Federal funds purchased			10,000
Overnight repurchase agreements		36,141	20,693
Federal Home Loan Bank advances		69,716	67,329
Accrued interest payable		364	360
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and cash equivalents		0	0
Securities available-for-sale		0	0
Restricted securities		0	0
Loans held for sale		0	0
Loans, net of allowances for loan losses	[1]	705,413	722,464
Bank owned life insurance		0	0
Accrued interest receivable		0	0
Liabilities [Abstract]
Deposits		0	0
Federal funds purchased			0
Overnight repurchase agreements		0	0
Federal Home Loan Bank advances		0	0
Accrued interest payable		$ 0	$ 0
[1]	In accordance with the adoption of ASU 2016-01, the fair values of loans held for investment and time deposits as of March 31, 2018 were measured using an exit price notion. The fair values of loans held for investment and time deposits as of December 31, 2017 were measured using an entry price notion.

Segment Reporting (Details)

Segment Reporting (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2018USD ($)SegmentArea	Mar. 31, 2017USD ($)	Dec. 31, 2017USD ($)
Segment Reporting [Abstract]
Number of principal business segments | Segment	3
Number of geographical areas in which an entity operates | Area	1
Revenue benchmark no single customer equals of exceeds	10.00%
Revenues [Abstract]
Interest and dividend income	$ 8,799	$ 7,725
Income from fiduciary activities	983	966
Other income	2,372	2,197
Total operating income	12,154	10,888
Expenses [Abstract]
Interest expense	1,054	588
Provision for loan losses	525	650	$ 4,160
Salaries and employee benefits	5,477	5,097
Other expenses	4,152	3,609
Total operating expenses	11,208	9,944
Income before income taxes	946	944
Income tax expense (benefit)	4	2
Net income	942	942
Capital expenditures	189	250
Total assets	993,773	922,776	$ 981,826
Operating Segments [Member] | Bank [Member]
Revenues [Abstract]
Interest and dividend income	8,778	7,708
Income from fiduciary activities	0	0
Other income	2,127	1,955
Total operating income	10,905	9,663
Expenses [Abstract]
Interest expense	1,054	588
Provision for loan losses	525	650
Salaries and employee benefits	4,625	4,255
Other expenses	3,639	3,325
Total operating expenses	9,843	8,818
Income before income taxes	1,062	845
Income tax expense (benefit)	(25)	(32)
Net income	1,087	877
Capital expenditures	189	250
Total assets	987,507	917,101
Operating Segments [Member] | Trust [Member]
Revenues [Abstract]
Interest and dividend income	21	17
Income from fiduciary activities	983	966
Other income	260	257
Total operating income	1,264	1,240
Expenses [Abstract]
Interest expense	0	0
Provision for loan losses	0	0
Salaries and employee benefits	745	727
Other expenses	264	264
Total operating expenses	1,009	991
Income before income taxes	255	249
Income tax expense (benefit)	54	85
Net income	201	164
Capital expenditures	0	0
Total assets	6,098	5,880
Operating Segments [Member] | Unconsolidated Parent [Member]
Revenues [Abstract]
Interest and dividend income	1,288	1,041
Income from fiduciary activities	0	0
Other income	50	50
Total operating income	1,338	1,091
Expenses [Abstract]
Interest expense	0	0
Provision for loan losses	0	0
Salaries and employee benefits	107	115
Other expenses	314	85
Total operating expenses	421	200
Income before income taxes	917	891
Income tax expense (benefit)	(25)	(51)
Net income	942	942
Capital expenditures	0	0
Total assets	94,998	95,127
Eliminations [Member]
Revenues [Abstract]
Interest and dividend income	(1,288)	(1,041)
Income from fiduciary activities	0	0
Other income	(65)	(65)
Total operating income	(1,353)	(1,106)
Expenses [Abstract]
Interest expense	0	0
Provision for loan losses	0	0
Salaries and employee benefits	0	0
Other expenses	(65)	(65)
Total operating expenses	(65)	(65)
Income before income taxes	(1,288)	(1,041)
Income tax expense (benefit)	0	0
Net income	(1,288)	(1,041)
Capital expenditures	0	0
Total assets	$ (94,830)	$ (95,332)