Old Point Financial (OPOF) 10-Q 8 Nov 18 2018 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2018	Oct. 24, 2018
Document and Entity Information [Abstract]
Entity Registrant Name	OLD POINT FINANCIAL CORP
Entity Central Index Key	740,971
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		5,183,416
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets (un

Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands		Sep. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks		$ 15,539	$ 13,420
Interest-bearing due from banks		12,519	908
Federal funds sold		561	84
Cash and cash equivalents		28,619	14,412
Securities available-for-sale, at fair value		142,288	157,121
Restricted securities, at cost		3,869	3,846
Loans held for sale		1,033	779
Loans, net	[1]	769,204	729,092
Premises and equipment, net		37,278	37,197
Bank-owned life insurance		26,567	25,981
Goodwill		1,611	621
Other real estate owned, net		133	0
Core deposit intangible, net		418	0
Other assets		14,420	12,777
Total assets		1,025,440	981,826
Deposits:
Noninterest-bearing deposits		240,528	225,716
Savings deposits		367,085	345,053
Time deposits		233,698	212,825
Total deposits		841,311	783,594
Federal funds purchased		0	10,000
Overnight repurchase agreements		18,116	20,693
Federal Home Loan Bank advances		60,000	67,500
Other borrowings		2,850	0
Accrued expenses and other liabilities		3,588	3,651
Total liabilities		925,865	885,438
Commitments and contingencies
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,183,416 and 5,019,703 shares outstanding (includes 13,689 and 2,245 shares of nonvested restricted stock, respectively)		25,849	25,087
Additional paid-in capital		20,624	17,270
Retained earnings		56,794	54,738
Accumulated other comprehensive loss, net		(3,692)	(707)
Total stockholders' equity		99,575	96,388
Total liabilities and stockholders' equity		$ 1,025,440	$ 981,826
[1]	Net deferred loan fees totaled $849 thousand and $916 thousand at September 30, 2018 and December 31, 2017, respectively.

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (unaudited) (Parenthetical) - $ / shares	Sep. 30, 2018	Dec. 31, 2017
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares outstanding (in shares)	5,183,416	5,019,703
Restricted Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Nonvested restricted stock (in shares)	13,689	2,245

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Interest and Dividend Income:
Loans, including fees	$ 8,865	$ 7,642	$ 25,448	$ 21,532
Due from banks	68	4	94	12
Federal funds sold	5	1	15	6
Securities:
Taxable	510	487	1,503	1,474
Tax-exempt	291	385	937	1,232
Dividends and interest on all other securities	75	49	210	98
Total interest and dividend income	9,814	8,568	28,207	24,354
Interest Expense:
Savings deposits	164	103	409	240
Time deposits	774	560	2,088	1,599
Federal funds purchased, securities sold under agreements to repurchase and other borrowings	41	13	93	26
Federal Home Loan Bank advances	320	161	931	233
Total interest expense	1,299	837	3,521	2,098
Net interest income	8,515	7,731	24,686	22,256
Provision for loan losses	749	1,275	1,849	2,925
Net interest income, after provision for loan losses	7,766	6,456	22,837	19,331
Noninterest Income:
Bank-owned life insurance	202	198	584	595
Mortgage banking	240	172	617	462
Gain on sale of securities, net	0	2	120	89
Gain on acquisition of Old Point Mortgage	0	0	0	550
Total noninterest income	3,373	3,154	9,939	10,036
Noninterest Expense:
Salaries and employee benefits	5,608	5,104	17,020	15,650
Occupancy and equipment	1,557	1,444	4,521	4,347
Data processing	317	266	993	749
FDIC insurance	160	128	537	322
Customer development	143	153	460	451
Professional services	482	508	1,507	1,401
Employee professional development	195	196	595	651
Other taxes	134	141	446	422
ATM and other losses	103	103	357	435
Loss (gain) on other real estate owned	0	0	86	(18)
Merger expenses	48	0	644	0
Other operating expenses	680	866	1,895	2,103
Total noninterest expense	9,427	8,909	29,061	26,513
Income before income taxes	1,712	701	3,715	2,854
Income tax expense (benefit)	115	(56)	184	(6)
Net income	$ 1,597	$ 757	$ 3,531	$ 2,860
Basic earnings per share:
Weighted average shares outstanding (in shares)	5,182,181	4,993,805	5,127,090	4,985,135
Net income per share of common stock (in dollars per share)	$ 0.31	$ 0.15	$ 0.69	$ 0.57
Diluted earnings per share:
Weighted average shares outstanding (in shares)	5,182,181	5,003,785	5,127,113	4,997,231
Net income per share of common stock (in dollars per share)	$ 0.31	$ 0.15	$ 0.69	$ 0.57
Fiduciary and Asset Management Fees [Member]
Noninterest Income:
Noninterest revenue	$ 904	$ 903	$ 2,803	$ 2,820
Service Charges on Deposit Accounts [Member]
Noninterest Income:
Noninterest revenue	1,095	1,001	3,043	2,844
Other Service Charges, Commissions and Fees [Member]
Noninterest Income:
Noninterest revenue	873	843	2,668	2,562
Other Operating Income [Member]
Noninterest Income:
Noninterest revenue	$ 59	$ 35	$ 104	$ 114

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Consolidated Statements of Comprehensive Income (Unaudited) [Abstract]
Net income	$ 1,597	$ 757	$ 3,531	$ 2,860
Other comprehensive income (loss), net of tax
Net unrealized gain (loss) on available-for-sale securities	(803)	59	(2,674)	1,580
Reclassification for gain included in net income	0	(2)	(95)	(59)
Other comprehensive income (loss), net of tax	(803)	57	(2,769)	1,521
Comprehensive income	$ 794	$ 814	$ 762	$ 4,381

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Beginning Balance at Dec. 31, 2016	$ 24,806	$ 16,427	$ 56,965	$ (4,208)	$ 93,990
Beginning Balance (in shares) at Dec. 31, 2016	4,961,258
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 0	0	2,860	0	2,860
Other comprehensive income (loss), net of tax	0	0	0	1,521	1,521
Issuance of common stock related to acquisition					0
Exercise of stock options	$ 241	727	0	0	968
Exercise of stock options (in shares)	48,287
Employee Stock Purchase Plan share issuance	$ 13	58	0	0	71
Employee Stock Purchase Plan share issuance (in shares)	2,523
Repurchase and retirement of common stock	$ (23)	(109)	0	0	(132)
Repurchase and retirement of common stock (in shares)	(4,683)
Stock-based compensation expense	$ 0	9	0	0	9
Cash dividends	0	0	(1,646)	0	(1,646)
Ending Balance at Sep. 30, 2017	$ 25,037	17,112	58,179	(2,687)	97,641
Ending Balance (in shares) at Sep. 30, 2017	5,007,385
Beginning Balance at Jun. 30, 2017				(2,744)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income					757
Other comprehensive income (loss), net of tax					57
Ending Balance at Sep. 30, 2017	$ 25,037	17,112	58,179	(2,687)	97,641
Ending Balance (in shares) at Sep. 30, 2017	5,007,385
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Reclassification of the stranded income tax effects of the Tax Cuts and Jobs Act from AOCI | ASU 2018-02 [Member]	$ 0	0	139	(139)	0
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 | ASU 2016-01 [Member]	0	0	77	(77)	0
Beginning Balance at Dec. 31, 2017	$ 25,087	17,270	54,738	(707)	$ 96,388
Beginning Balance (in shares) at Dec. 31, 2017	5,017,458				5,019,703
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 0	0	3,531	0	$ 3,531
Other comprehensive income (loss), net of tax	0	0	0	(2,769)	(2,769)
Issuance of common stock related to acquisition	$ 748	3,199	0	0	3,947
Issuance of common stock related to acquisition (in shares)	149,625
Employee Stock Purchase Plan share issuance	$ 14	52	0	0	66
Employee Stock Purchase Plan share issuance (in shares)	2,644
Stock-based compensation expense	$ 0	103	0	0	103
Cash dividends	0	0	(1,691)	0	(1,691)
Ending Balance at Sep. 30, 2018	$ 25,849	20,624	56,794	(3,692)	$ 99,575
Ending Balance (in shares) at Sep. 30, 2018	5,169,727				5,183,416
Beginning Balance at Jun. 30, 2018				(2,889)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income					$ 1,597
Other comprehensive income (loss), net of tax					(803)
Ending Balance at Sep. 30, 2018	$ 25,849	$ 20,624	$ 56,794	$ (3,692)	$ 99,575
Ending Balance (in shares) at Sep. 30, 2018	5,169,727				5,183,416

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (unaudited) (Parenthetical) - $ / shares	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Consolidated Statements of Changes in Stockholders' Equity (unaudited) [Abstract]
Cash dividends (in dollars per share)	$ 0.33	$ 0.33

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 3,531	$ 2,860
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,870	2,081
Accretion related to acquisition, net	(199)	0
Provision for loan losses	1,849	2,925
Gain on sale of securities, net	(120)	(89)
Net amortization of securities	1,331	1,727
Increase in loans held for sale, net	(254)	(981)
Net loss on disposal of premises and equipment	9	4
Net (gain) loss on write-down/sale of other real estate owned	86	(18)
Income from bank owned life insurance	(584)	(595)
Stock compensation expense	103	9
Deferred tax benefit	0	(171)
(Increase) decrease in other assets	182	(552)
Decrease in accrued expenses and other liabilities	(387)	(244)
Net cash provided by operating activities	7,417	6,956
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of available-for-sale securities	(16,582)	(25,220)
Proceeds from redemption (cash used in purchases) of restricted securities, net	254	(1,920)
Proceeds from maturities and calls of available-for-sale securities	8,750	46,625
Proceeds from sales of available-for-sale securities	12,139	7,030
Paydowns on available-for-sale securities	7,672	7,484
Proceeds from sale of loans held for investment	8,930	0
Net increase in loans held for investment	(8,228)	(99,333)
Proceeds from sales of other real estate owned	211	1,084
Purchases of premises and equipment	(439)	(510)
Cash paid in acquisition	(3,164)	0
Cash acquired in acquisition	2,304	0
Net cash provided by (used in) investing activities	11,847	(64,760)
CASH FLOWS FROM FINANCING ACTIVITIES
Increase (decrease) in noninterest-bearing deposits	8,499	(5,199)
Increase in savings deposits	14,657	202
Increase (decrease) in time deposits	(9,361)	2,940
Increase (decrease) in federal funds purchased, repurchase agreements and other borrowings, net	(9,727)	5,181
Increase in Federal Home Loan Bank advances	88,000	120,000
Repayment of Federal Home Loan Bank advances	(95,500)	(75,000)
Proceeds from exercise of stock options and ESPP issuance	66	1,039
Repurchase and retirement of common stock	0	(132)
Cash dividends paid on common stock	(1,691)	(1,646)
Net cash provided by (used in) financing activities	(5,057)	47,385
Net increase (decrease) in cash and cash equivalents	14,207	(10,419)
Cash and cash equivalents at beginning of period	14,412	25,854
Cash and cash equivalents at end of period	28,619	15,435
Cash payments for:
Interest	3,332	2,029
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS
Unrealized gain (loss) on securities available-for-sale	(3,603)	2,305
Loans transferred to other real estate owned	203	0
TRANSACTIONS RELATED TO ACQUISITIONS
Assets acquired	50,446	0
Liabilities assumed	44,324	0
Common stock issued in acquisition	$ 3,947	$ 0

Accounting Policies

Accounting Policies	9 Months Ended
	Sep. 30, 2018
Accounting Policies [Abstract]
Accounting Policies	Note 1. Accounting Policies The accompanying unaudited consolidated financial statements of Old Point Financial Corporation (NASDAQ: OPOF) (the Company) and its subsidiaries have been prepared in accordance with U.S. GAAP for interim financial information. All significant intercompany balances and transactions have been eliminated. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments and reclassifications of a normal and recurring nature considered necessary to present fairly the financial position at September 30, 2018 and December 31, 2017, the statements of income and comprehensive income for the three and nine months ended September 30, 2018 and 2017, and the statements of changes in stockholders' equity and cash flows for the nine months ended September 30, 2018 and 2017. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's 2017 Annual Report on Form 10-K. Certain previously reported amounts have been reclassified to conform to current period presentation, none of which were material in nature. PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services N.A. (Trust). All significant intercompany balances and transactions have been eliminated in consolidation. BUSINESS COMBINATIONS On April 1, 2018, the Company acquired Citizens National Bank (Citizens) based in Windsor, Virginia. Refer to Note 2 for further discussion. NATURE OF OPERATIONS Old Point Financial Corporation is a holding company that conducts substantially all of its operations through two subsidiaries, the Bank and Trust. The Bank serves individual and commercial customers, the majority of which are in Hampton Roads, Virginia. As of September 30, 2018, the Bank had 19 branch offices. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. Trust offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. RECENT ACCOUNTING PRONOUNCEMENTS In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)." Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee's obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee's right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. . In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements and has formed a committee to oversee the adoption of the new standard. The ALLL model currently in use by the Company already provides it with the ability to archive prior period information and contains loan balance and charge-off information beginning with September 30, 2011. The committee has reviewed the data included in each monthly archive file and has added fields to enhance its data analysis capabilities under the new standard. In January 2017, the FASB issued ASU No. 2017-04, "Intangibles—Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment." The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit's goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are SEC filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. In March 2017, the FASB issued ASU No. 2017 ‐ ‐ does not expect the adoption of ASU 2017-08 to have a material impact on its consolidated financial statements. In June 2018, the FASB issued ASU 2018-07, "Compensation- Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting." The amendments expand the scope of Topic 718 to include share-based payments issued to non-employees for goods or services, which were previously excluded. The amendments will align the accounting for share-based payments to non-employees and employees more similarly. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-07 to have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement." The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. ACCOUNTING STANDARDS ADOPTED IN 2018 In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities." This ASU requires an entity to, among other things: (i) measure equity investments at fair value through net income, with certain exceptions; (ii) present in OCI the changes in instrument-specific credit risk for financial liabilities measured using the fair value option; (iii) present financial assets and financial liabilities by measurement category and form of financial asset; (iv) calculate the fair value of financial instruments for disclosure purposes based on an exit price and; (v) assess a valuation allowance on deferred tax assets related to unrealized losses of AFS debt securities in combination with other deferred tax assets. The ASU provides an election to subsequently measure certain nonmarketable equity investments at cost less any impairment and adjusted for certain observable price changes. The ASU also requires a qualitative impairment assessment of such equity investments and amends certain fair value disclosure requirements. This ASU is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. The Company adopted ASU No. 2016-01 on January 1, 2018, and during the first quarter of 2018, measured its equity investments at fair value through net income and reclassified $77 thousand of AOCI to retained earnings . During the second quarter of 2018, the Company sold the equity investments, recognizing an additional gain on sale of $24 thousand, net of tax. The Company also measured the fair value of its loan portfolio and time deposits at September 30, 2018 using an exit price notion (see Note 10. Fair Value Measurements). In February 2018, the FASB issued ASU 2018-02, "Income Statement – Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income." The amendments provide financial statement preparers with an option to reclassify stranded tax effects within accumulated other comprehensive income (AOCI) to retained earnings in each period in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act (or portion thereof) is recorded. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. Organizations should apply the proposed amendments either in the period of adoption or retrospectively to each period (or periods) in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act is recognized. The Company has elected to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act in the consolidated financial statements for the period ending March 31, 2018. The reclassification decreased AOCI and increased retained earnings by $139 thousand, with no effect on total stockholders' equity. On January 1, 2018 the Company adopted ASU 2014-09 "Revenue from Contracts with Customers" and all subsequent amendments to the ASU (collectively, "ASC 606"). The majority of the Company's revenues are associated with financial instruments, including loans and securities, to which ASC 606 does not apply. ASC 606 is applicable to certain noninterest revenues including services charges on deposit accounts, interchange fees, merchant services income, trust and asset management income, and the sale of other real estate owned. However, the recognition of these revenue streams did not change upon adoption of ASC 606. Substantially all of the Company's revenue is generated from contracts with customers. Noninterest revenue streams in-scope of ASC 606 are discussed below. Fiduciary and Asset Management Fees Fiduciary and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company's performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the applicable fee schedule or contract terms. Payment is generally received immediately or in the following month. The Company does not earn performance-based incentives. Additional services such as tax return preparation services are transactional-based, and the performance obligation is generally satisfied, and related revenue recognized, as incurred. Payment is received shortly after services are rendered. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, and other deposit account related fees. The Company's performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Other deposit account related fees are largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers' accounts. Other Service Charges, Commissions and Fees Other service charges, commissions and fees are primarily comprised of debit card income, ATM fees, merchant services income, investment services income, and other service charges. Debit card income is primarily comprised of interchange fees earned whenever the Company's debit and credit cards are processed through card payment networks. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Investment services income relates to commissions earned on brokered trades of investment securities. Other service charges include revenue from processing wire transfers, safe deposit box rentals, cashier's checks, and other services. The Company's performance obligation for other service charges, commission and fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Operating Income Other operating income mainly consists of check sales to customers and fees charged for the early redemption of time deposits. Other operating income is largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment is generally received immediately.

Acquisitions

Acquisitions	9 Months Ended
	Sep. 30, 2018
Acquisitions [Abstract]
Acquisitions	Note 2. Acquisitions On April 1, 2018, the Company acquired Citizens. Under the terms of the merger agreement, Citizens stockholders received 0.1041 shares of the Company's common stock and $2.19 in cash for each share of Citizens common stock, resulting in the Company issuing 149,625 shares of the Company's common stock at a fair value of $3.9 million, for a total purchase price of $7.1 million. The transaction was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed, and consideration exchanged were recorded at estimated fair values on the acquisition date. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition, in accordance with ASC 350, Intangibles-Goodwill and Other As Recorded by Citizens Fair Value Adjustments As Recorded by the Company Consideration paid: Cash $ 3,164 Company common stock 3,947 Total purchase price 7,111 Identifiable assets acquired: Cash and cash equivalents $ 2,304 $ - $ 2,304 Securities available for sale 1,959 - 1,959 Restricted securities, at cost 278 - 278 Loans, net 42,824 (34 ) 42,790 Premises and equipment 1,070 450 1,520 Other real estate owned 237 (11 ) 226 Core deposit intangibles - 440 440 Other assets 1,055 (126 ) 929 Total assets $ 49,727 $ 719 $ 50,446 Identifiable liabilities assumed: Deposits $ 43,754 $ 246 $ 44,000 Other liabilities 324 - 324 Total liabilities $ 44,078 $ 246 $ 44,324 Net assets acquired $ 6,122 Preliminary goodwill $ 989 Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exists that indicate that a goodwill impairment test should be performed. Purchased intangible assets subject to amortization, such as the core deposit intangible asset, are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. Recoverability of assets to be held and used is measured by a comparison of the carrying amount of an asset to estimated undiscounted future cash flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an impairment charge is recognized in the amount by which the carrying amount of the asset exceeds the fair value of the asset. The acquired loans were recorded at fair value at the acquisition date without carryover of Citizens' allowance for loan losses. The acquired loans were divided into loans with evidence of credit quality deterioration which are accounted for under ASC 310-30, Receivables - Loans and Debt Securities Acquired with Deteriorated Credit Quality Receivables - Nonrefundable Fees and Other Costs The following table presents the acquired impaired loans receivable at the acquisition date (dollars in thousands): Contractually required principal and interest payments $ 1,031 Nonaccretable difference (211 ) Cash flows expected to be collected 820 Accretable yield (110 ) Fair value of loans acquired impaired loans $ 710 The amortization and accretion of premiums and discounts associated with the Company's acquisition accounting adjustments related to the Citizens acquisition had the following impact on the Consolidated Statements of Income during the three and nine months ended September 30, 2018 (dollars in thousands). The acquisition occurred on April 1, 2018, therefore the comparative 2017 periods had no impact. Three Months Ended Nine Months Ended September 30, 2018 September 30, 2018 Acquired performing loans $ 52 $ 144 Acquired impaired loans (2 ) (1 ) Certificate of deposit valuation 39 78 Amortization of core deposit intangible (11 ) (22 ) Net impact to income before taxes $ 78 $ 199

Securities

Securities	9 Months Ended
	Sep. 30, 2018
Securities [Abstract]
Securities	Note 3. Securities Amortized costs and fair values of securities available-for-sale as of the dates indicated are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) September 30, 2018 U.S. Treasury securities $ 9,338 $ - $ (74 ) $ 9,264 Obligations of U.S. Government agencies 11,278 - (240 ) 11,038 Obligations of state and political subdivisions 50,101 50 (1,121 ) 49,030 Mortgage-backed securities 71,090 - (3,280 ) 67,810 Money market investments 1,205 - - 1,205 Corporate bonds and other securities 3,950 10 (19 ) 3,941 Total $ 146,962 $ 60 $ (4,734 ) $ 142,288 December 31, 2017 Obligations of U.S. Government agencies $ 9,530 $ 27 $ (122 ) $ 9,435 Obligations of state and political subdivisions 64,413 489 (137 ) 64,765 Mortgage-backed securities 75,906 - (1,610 ) 74,296 Money market investments 1,194 - - 1,194 Corporate bonds and other securities 7,049 195 (10 ) 7,234 Other marketable equity securities 100 97 - 197 Total $ 158,192 $ 808 $ (1,879 ) $ 157,121 The Company has a process in place to identify debt securities that could potentially have a credit or interest-rate related impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts, and cash flow projections as indicators of credit issues. On a quarterly basis, management reviews all securities to determine whether an other-than-temporary decline in value exists and whether losses should be recognized. Management considers relevant facts and circumstances in evaluating whether a credit or interest-rate related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (a) the extent and length of time the fair value has been below cost; (b) the reasons for the decline in value; (c) the financial position and access to capital of the issuer, including the current and future impact of any specific events; and (d) for fixed maturity securities, the Company's intent to sell a security or whether it is more-likely-than-not the Company will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity, and for equity securities, the Company's ability and intent to hold the security for a period of time that allows for the recovery in value. The Company has not recorded impairment charges through income on securities for the three or nine months ended September 30, 2018 or the year ended December 31, 2017. The following table summarizes net realized gains and losses on the sale of investment securities during the periods indicated (dollars in thousands): Three Months Ended Nine Months Ended September 30, September 30, 2018 2017 2018 2017 Securities Available-for-sale Realized gains on sales of securities $ - $ 2 $ 131 $ 89 Realized losses on sales of securities - - (11 ) - Net realized gain $ - $ 2 $ 120 $ 89 The following table shows the gross unrealized losses and fair value of the Company's investments with unrealized losses that are not deemed to be other-than-temporarily impaired as of September 30, 2018 and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated: September 30, 2018 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale U.S. Treasury securities $ 74 $ 9,264 $ - $ - $ 74 $ 9,264 Obligations of U.S. Government agencies 59 7,302 181 3,736 240 11,038 Obligations of state and political subdivisions 441 28,333 680 13,945 1,121 42,278 Mortgage-backed securities 35 2,362 3,245 65,448 3,280 67,810 Corporate bonds 6 2,644 13 287 19 2,931 Total securities available-for-sale $ 615 $ 49,905 $ 4,119 $ 83,416 $ 4,734 $ 133,321 December 31, 2017 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale Obligations of U.S. Government agencies $ 11 $ 3,189 $ 111 $ 3,089 $ 122 $ 6,278 Obligations of state and political subdivisions 32 11,141 105 10,999 137 22,140 Mortgage-backed securities 67 9,742 1,543 64,554 1,610 74,296 Corporate bonds 2 1,098 8 792 10 1,890 Total securities available-for-sale $ 112 $ 25,170 $ 1,767 $ 79,434 $ 1,879 $ 104,604 The number of investments at an unrealized loss position as of September 30, 2018 and December 31, 2017 were 127 and 77, respectively. Certain investments within the Company's portfolio had unrealized losses for more than twelve months at September 30, 2018 and December 31, 2017, as shown in the tables above. The unrealized losses were caused by increases in market interest rates. Because the Company does not intend to sell the investments and management believes it is unlikely that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider the investments to be other-than-temporarily impaired at September 30, 2018 or December 31, 2017. Restricted Securities The restricted security category is comprised of stock in the Federal Home Loan Bank of Atlanta (FHLB), the Federal Reserve Bank (FRB), and Community Bankers' Bank (CBB). These stocks are classified as restricted securities because their ownership is restricted to certain types of entities and the securities lack a market. Therefore, FHLB, FRB, and CBB stock are carried at cost and evaluated for impairment. When evaluating these stocks for impairment, their value is determined based on the ultimate recoverability of the par value rather than by recognizing temporary declines in value. Restricted stock is viewed as a long-term investment and management believes that the Company has the ability and the intent to hold this stock until its value is recovered.

Loans and the Allowance for Loa

Loans and the Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2018
Loans and the Allowance for Loan Losses [Abstract]
Loans and the Allowance for Loan Losses	Note 4. Loans and the Allowance for Loan Losses The following is a summary of the balances in each class of the Company's portfolio of loans held for investment as of the dates indicated: September 30, 2018 December 31, 2017 (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 110,133 $ 101,021 Commercial 312,079 289,682 Construction 32,898 27,489 Second mortgages 17,874 17,918 Equity lines of credit 57,069 56,610 Total mortgage loans on real estate 530,053 492,720 Commercial and industrial loans 67,772 60,398 Consumer automobile loans 125,166 119,251 Other consumer loans 45,732 54,974 Other 10,712 11,197 Total loans, net of deferred fees (1) 779,435 738,540 Less: Allowance for loan losses (10,231 ) (9,448 ) Loans, net of allowance and deferred fees and costs (1) $ 769,204 $ 729,092 (1) Net deferred loan fees totaled $849 thousand and $916 thousand at September 30, 2018 and December 31, 2017, respectively. Overdrawn deposit accounts are reclassified as loans and included in the Other category in the table above. Overdrawn deposit accounts, excluding internal use accounts, totaled $605 thousand and $424 thousand at September 30, 2018 and December 31, 2017, respectively. Acquired Loans The Company had no acquired loans as of December 31, 2017. The outstanding principal balance and the carrying amount of total acquired loans included in the consolidated balance sheet as of September 30, 2018 are as follows: September 30, 2018 (in thousands) Outstanding principal balance $ 30,595 Carrying amount 30,038 The outstanding principal balance and related carrying amount of acquired impaired loans, for which the Company applies FASB ASC 310-30 to account for interest earned, as of September 30, 2018 are as follows: September 30, 2018 (in thousands) Outstanding principal balance $ 679 Carrying amount 448 The following table presents changes in the accretable yield on acquired impaired loans, for which the Company applies FASB ASC 310-30, at September 30, 2018: September 30, 2018 (in thousands) Balance at January 1, 2018 $ - Additions from acquisition of Citizens 110 Accretion (18 ) Other changes, net - Balance at end of period $ 92 CREDIT QUALITY INFORMATION The Company uses internally-assigned risk grades to estimate the capability of borrowers to repay the contractual obligations of their loan agreements as scheduled or at all. The Company's internal risk grade system is based on experiences with similarly graded loans. Credit risk grades are updated at least quarterly as additional information becomes available, at which time management analyzes the resulting scores to track loan performance. The Company's internally assigned risk grades are as follows:  Pass:  Other Assets Especially Mentioned (OAEM):  Substandard:  Doubtful:  Loss: The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated: Credit Quality Information As of September 30, 2018 (in thousands) Pass OAEM Substandard Doubtful Total Mortgage loans on real estate: Residential 1-4 family $ 108,270 $ - $ 1,863 $ - $ 110,133 Commercial 284,698 8,144 19,237 - 312,079 Construction 32,409 71 418 - 32,898 Second mortgages 17,535 - 339 - 17,874 Equity lines of credit 56,770 - 299 - 57,069 Total mortgage loans on real estate 499,682 8,215 22,156 - 530,053 Commercial and industrial loans 65,170 2,143 459 - 67,772 Consumer automobile loans 124,765 - 401 - 125,166 Other consumer loans 45,597 - 135 - 45,732 Other 10,712 - - - 10,712 Total $ 745,926 $ 10,358 $ 23,151 $ - $ 779,435 Credit Quality Information As of December 31, 2017 (in thousands) Pass OAEM Substandard Doubtful Total Mortgage loans on real estate: Residential 1-4 family $ 98,656 $ - $ 2,365 $ - $ 101,021 Commercial 264,275 10,526 14,881 - 289,682 Construction 26,694 74 721 - 27,489 Second mortgages 17,211 431 276 - 17,918 Equity lines of credit 56,318 - 292 - 56,610 Total mortgage loans on real estate 463,154 11,031 18,535 - 492,720 Commercial and industrial loans 58,091 1,469 838 - 60,398 Consumer automobile loans 119,211 - 40 - 119,251 Other consumer loans 54,926 - 48 - 54,974 Other 11,197 - - - 11,197 Total $ 706,579 $ 12,500 $ 19,461 $ - $ 738,540 AGE ANALYSIS OF PAST DUE LOANS BY CLASS All classes of loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Interest and fees continue to accrue on past due loans until the date the loan is placed in nonaccrual status, if applicable. The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below. Age Analysis of Past Due Loans as of September 30, 2018 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Acquired Impaired Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 460 $ 655 $ 860 $ 347 $ 107,811 $ 110,133 $ 429 Commercial 445 710 4,707 101 306,116 312,079 149 Construction - - 418 - 32,480 32,898 - Second mortgages 119 149 189 - 17,417 17,874 96 Equity lines of credit 790 91 1,011 - 55,177 57,069 962 Total mortgage loans on real estate 1,814 1,605 7,185 448 519,001 530,053 1,636 Commercial loans 214 600 559 - 66,399 67,772 419 Consumer automobile loans 1,221 196 52 - 123,697 125,166 51 Other consumer loans 778 886 2,198 - 41,870 45,732 2,198 Other 76 10 10 - 10,616 10,712 10 Total $ 4,103 $ 3,297 $ 10,004 $ 448 $ 761,583 $ 779,435 $ 4,314 (1) In the table above, the past due totals include student loans and small business loans with principal and interest amounts that are 97 - 100% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $3.9 million at September 30, 2018. Age Analysis of Past Due Loans as of December 31, 2017 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 229 $ 153 $ 1,278 $ 99,361 $ 101,021 $ 261 Commercial 194 771 1,753 286,964 289,682 - Construction - - 721 26,768 27,489 - Second mortgages 15 - 163 17,740 17,918 45 Equity lines of credit 75 19 53 56,463 56,610 - Total mortgage loans on real estate 513 943 3,968 487,296 492,720 306 Commercial loans 709 - 1,060 58,629 60,398 471 Consumer automobile loans 517 122 41 118,571 119,251 41 Other consumer loans 2,222 544 2,360 49,848 54,974 2,360 Other 84 9 4 11,100 11,197 4 Total $ 4,045 $ 1,618 $ 7,433 $ 725,444 $ 738,540 $ 3,182 (1) In the table above, the other consumer loans category includes student loans with principal and interest amounts that are 97 - 98% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $4.2 million at December 31, 2017. Although the portions of the student and small business loan portfolios that are 90 days or more past due would normally be considered impaired, the Company does not include these loans in its impairment analysis. Because the federal government has provided guarantees of repayment of these student and small business loans in an amount ranging from 97% to 100% NONACCRUAL LOANS The Company generally places commercial loans (including construction loans and commercial loans secured and not secured by real estate) in nonaccrual status when the full and timely collection of interest or principal becomes uncertain, part of the principal balance has been charged off and no restructuring has occurred or the loan reaches 90 days past due, unless the credit is well-secured and in the process of collection. Under regulatory rules, consumer loans, which are loans to individuals for household, family and other personal expenditures, and consumer loans secured by real estate (including residential 1 - 4 family mortgages, second mortgages, and equity lines of credit) are not required to be placed in nonaccrual status. Although consumer loans and consumer loans secured by real estate are not required to be placed in nonaccrual status, the Company may elect to place these loans in nonaccrual status, if necessary to avoid a material overstatement of interest income. Generally, consumer loans secured by real estate are placed in nonaccrual status only when payments are 120 days past due. Generally, consumer loans not secured by real estate are placed in nonaccrual status only when part of the principal has been charged off. If a charge-off has not occurred sooner for other reasons, a consumer loan not secured by real estate will generally be placed in nonaccrual status when payments are 120 days past due. These loans are charged off or written down to the net realizable value of the collateral when deemed uncollectible, when classified as a "loss," when repayment is unreasonably protracted, when bankruptcy has been initiated, or when the loan is 120 days or more past due unless the credit is well-secured and in the process of collection. When management places a loan in nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and the loan is accounted for by the cash basis or cost recovery method, until it qualifies for return to accrual status or is charged off. Generally, loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured, or when the borrower has resumed paying the full amount of the scheduled contractual interest and principal payments for at least six months. The following table presents loans in nonaccrual status by class of loan as of the dates indicated: Nonaccrual Loans by Class September 30, 2018 December 31, 2017 (in thousands) Mortgage loans on real estate Residential 1-4 family $ 1,283 $ 1,447 Commercial 10,498 9,468 Construction 418 721 Second mortgages 203 118 Equity lines of credit 299 292 Total mortgage loans on real estate 12,701 12,046 Commercial loans 308 836 Total $ 13,009 $ 12,882 No acquired impaired loans were on nonaccrual status at September 30, 2018. The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented: Nine Months Ended September 30, 2018 2017 (in thousands) Interest income that would have been recorded under original loan terms $ 388 $ 311 Actual interest income recorded for the period 249 179 Reduction in interest income on nonaccrual loans $ 139 $ 132 TROUBLED DEBT RESTRUCTURINGS The Company's loan portfolio includes certain loans that have been modified in a troubled debt restructuring (TDR), where economic concessions have been granted to borrowers who are experiencing financial difficulties. These concessions typically result from the Company's loss mitigation activities and could include reduction in the interest rate below current market rates for borrowers with similar risk profiles, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The Company defines a TDR as nonperforming if the TDR is in nonaccrual status or is 90 days or more past due and still accruing interest at the report date. When the Company modifies a loan, management evaluates any possible impairment as stated in the impaired loan section below. The following table presents TDRs during the periods indicated, by class of loan. There were no troubled debt restructurings in the three or nine months ended September 30, 2018 or the three months ended September 30, 2017. Troubled Debt Restructurings by Class For the Nine Months Ended September 30, 2017 Number of Modifications Recorded Investment Prior to Modification Recorded Investment After Modification Current Investment on September 30, 2017 (dollars in thousands) Mortgage loans on real estate: Residential 1-4 family 1 $ 142 $ 142 $ 141 Commercial 2 3,663 3,663 3,653 Total 3 $ 3,805 $ 3,805 $ 3,794 Of the loans restructured in the nine months ended September 30, 2017 one was given a below-market rate for debt with similar risk characteristics and two were granted terms that the Company would not otherwise extend to borrowers with similar risk characteristics In the three and nine months ended September 30, 2018 and 2017, there were no defaulting TDRs where the default occurred within twelve months of restructuring. The Company considers a TDR in default when any of the following occurs: the loan, as restructured, becomes 90 days or more past due; the loan is moved to nonaccrual status following the restructure; the loan is restructured again under terms that would qualify it as a TDR if it were not already so classified; or any portion of the loan is charged off. All TDRs are factored into the determination of the allowance for loan losses and included in the impaired loan analysis, as discussed below. IMPAIRED LOANS A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts when due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans and loans modified in a TDR. When management identifies a loan as impaired, the impairment is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, except when the sole or remaining source of repayment for the loan is the operation or liquidation of the collateral. In these cases, management uses the current fair value of the collateral, less selling costs, when foreclosure is probable, instead of the discounted cash flows. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through a specific allocation in the allowance or a charge-off to the allowance. When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in the loan is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. When the ultimate collectability of the total principal of the impaired loan is not in doubt and the loan is in nonaccrual status, contractual interest is credited to interest income when received under the cash-basis method. The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans, exclusive of acquired impaired loans, with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances. Impaired Loans by Class As of September 30, 2018 For the nine months ended September 30, 2018 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,139 $ 1,924 $ 93 $ 47 $ 2,123 $ 63 Commercial 15,099 12,921 607 113 14,471 403 Construction 511 418 93 19 718 6 Second mortgages 547 397 131 14 510 11 Equity lines of credit 300 49 250 22 324 1 Total mortgage loans on real estate 18,596 15,709 1,174 215 18,146 484 Commercial loans 396 80 228 14 493 6 Other consumer loans 45 - - - 58 1 Total $ 19,037 $ 15,789 $ 1,402 $ 229 $ 18,697 $ 491 Impaired Loans by Class As of December 31, 2017 For the Year Ended December 31, 2017 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,873 $ 2,499 $ 316 $ 52 $ 2,525 $ 90 Commercial 15,262 11,622 1,644 1 13,541 579 Construction 814 721 92 18 406 23 Second mortgages 473 318 135 14 464 20 Equity lines of credit 293 53 239 10 261 - Total mortgage loans on real estate 19,715 15,213 2,426 95 17,197 712 Commercial loans 1,115 836 - - 1,388 30 Other consumer loans - - - - 41 - Total $ 20,830 $ 16,049 $ 2,426 $ 95 $ 18,626 $ 742 MONITORING OF LOANS AND EFFECT OF MONITORING FOR THE ALLOWANCE FOR LOAN LOSSES Loan officers are responsible for continual portfolio analysis and prompt identification and reporting of problem loans, which includes assigning a risk grade to each applicable loan at its origination and revising such grade as the situation dictates. Loan officers maintain frequent contact with borrowers, which should enable the loan officer to identify potential problems before other personnel. In addition, meetings with loan officers and upper management are held to discuss problem loans and review risk grades. Nonetheless, in order to avoid over-reliance upon loan officers for problem loan identification, the Company's loan review system provides for review of loans and risk grades by individuals who are independent of the loan approval process. Risk grades and historical loss rates (determined by migration analysis) by risk grades are used as a component of the calculation of the allowance for loan losses. ALLOWANCE FOR LOAN LOSSES Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and probable losses inherent in the loan portfolio. The Company segments the loan portfolio into categories as defined by Schedule RC-C of the Federal Financial Institutions Examination Council Consolidated Reports of Condition and Income Form 041 (Call Report). Loans are segmented into the following pools: commercial, real estate-construction, real estate-mortgage, consumer and other loans. The Company also sub-segments the real estate-mortgage segment into four classes: residential 1-4 family, commercial real estate, second mortgages and equity lines of credit. The Company uses an internally developed risk evaluation model in the estimation of the credit risk process. The model and assumptions used to determine the allowance are independently validated and reviewed to ensure that the theoretical foundation, assumptions, data integrity, computational processes and reporting practices are appropriate and properly documented. Each portfolio segment has risk characteristics as follows: · Commercial: · Real estate-construction: · Real estate-mortgage: · Consumer loans: · Other loans: Each segment of the portfolio is pooled by risk grade or by days past due. Consumer loans not secured by real estate and made to individuals for household, family and other personal expenditures are segmented into pools based on days past due, while all other loans, including loans to consumers that are secured by real estate, are segmented by risk grades. A historical loss percentage is then calculated by migration analysis and applied to each pool. The migration analysis applied to all pools is able to track the risk grading and historical performance of individual loans throughout a number of periods set by management, which provides management with information regarding trends (or migrations) in a particular loan segment. At September 30, 2018 and December 31, 2017 m anagement used eight twelve-quarter migration periods. Management also provides an allocated component of the allowance for loans that are specifically identified Based on credit risk assessments and management's analysis of qualitative factors, additional loss factors are applied to loan balances. These additional qualitative factors include: economic conditions, trends in growth, loan concentrations, changes in certain loans, changes in underwriting, changes in management and changes in the legal and regulatory environment. Acquired loans are recorded at their fair value at acquisition date without carryover of the acquiree's previously established ALL, as credit discounts are included in the determination of fair value. The fair value of the loans is determined using market participant assumptions in estimating the amount and timing of both principal and interest cash flows expected to be collected on the loans and then applying a market-based discount rate to those cash flows. During evaluation upon acquisition, acquired loans are also classified as either acquired impaired or acquired performing. Acquired impaired loans reflect credit quality deterioration since origination, as it is probable at acquisition that the Company will not be able to collect all contractually required payments. These acquired impaired loans are accounted for under ASC 310-30, Receivables – Loans and Debt Securities Acquired with Deteriorated Credit Quality cquired impaired Acquired performing loans are accounted for under ASC 310-20, Receivables – Nonrefundable Fees and Other Costs ALLOWANCE FOR LOAN LOSSES BY SEGMENT The total allowance reflects management's estimate of losses inherent in the loan portfolio at the balance sheet date. The Company considers the allowance for loan losses of $10.2 million adequate to cover probable loan losses inherent in the loan portfolio at September 30, 2018. The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS (in thousands) For the Nine Months Ended September 30, 2018 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer (2) Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Charge-offs (81 ) - (729 ) (502 ) (267 ) (1,579 ) Recoveries 136 - 127 189 61 513 Provision for loan losses 405 (401 ) 1,336 214 295 1,849 Ending balance $ 2,349 $ 140 $ 5,951 $ 1,545 $ 246 $ 10,231 Ending balance individually evaluated for impairment $ 14 $ 19 $ 196 $ - $ - $ 229 Ending balance collectively evaluated for impairment 2,335 121 5,755 1,545 246 10,002 Ending balance acquired impaired loans - - - - - - Ending balance $ 2,349 $ 140 $ 5,951 $ 1,545 $ 246 $ 10,231 Loan Balances: Ending balance individually evaluated for impairment $ 308 $ 511 $ 16,372 $ - $ - $ 17,191 Ending balance collectively evaluated for impairment 67,363 32,387 480,436 170,898 10,712 761,796 Ending balance acquired impaired loans 101 - 347 - - 448 Ending balance $ 67,772 $ 32,898 $ 497,155 $ 170,898 $ 10,712 $ 779,435 For the Year Ended December 31, 2017 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,493 $ 846 $ 5,267 $ 455 $ 184 $ 8,245 Charge-offs (807 ) - (1,934 ) (279 ) (267 ) (3,287 ) Recoveries 37 104 45 56 88 330 Provision for loan losses 1,166 (409 ) 1,839 1,412 152 4,160 Ending balance $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Ending balance individually evaluated for impairment $ - $ 18 $ 77 $ - $ - $ 95 Ending balance collectively evaluated for impairment 1,889 523 5,140 1,644 157 9,353 Ending balance $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Loan Balances: Ending balance individually evaluated for impairment $ 836 $ 813 $ 16,826 $ - $ - $ 18,475 Ending balance collectively evaluated for impairment 59,562 26,676 448,405 174,225 11,197 720,065 Ending balance $ 60,398 $ 27,489 $ 465,231 $ 174,225 $ 11,197 $ 738,540 (1) (2)

Low-Income Housing Tax Credits

Low-Income Housing Tax Credits	9 Months Ended
	Sep. 30, 2018
Low-Income Housing Tax Credits [Abstract]
Low-Income Housing Tax Credits	Note 5. Low-Income Housing Tax Credits The Company was invested in 4 separate housing equity funds at both September 30, 2018 and December 31, 2017. The general purpose of these funds is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia; develop and implement strategies to maintain projects as low-income housing; deliver Federal Low Income Housing Credits to investors; allocate tax losses and other possible tax benefits to investors; and preserve and protect project assets. The investments in these funds were recorded as other assets on the consolidated balance sheets and were $3.3 million and $3.5 million at September 30, 2018 and December 31, 2017, respectively. The expected terms of these investments and the related tax benefits run through 2033. Total projected tax credits to be received for 2018 are $494 thousand, which is based on the most recent quarterly estimates received from the funds. Additional capital calls expected for the funds totaled $248 thousand at September 30, 2018 and $1.1 million at December 31, 2017, respectively, and are recorded in accrued expenses and other liabilities on the corresponding consolidated balance sheet. Three Months Ended September 30, Nine Months Ended September 30, 2018 2017 2018 2017 Affected Line Item on Consolidated Statements of Income (in thousands) Tax credits and other tax benefits Amortization of operating losses $ 80 $ 77 $ 240 $ 255 Other operating expenses Tax benefit of operating losses* 17 26 50 87 Income tax expense (benefit) Tax credits 137 113 384 346 Income tax expense (benefit) Total tax benefits $ 154 $ 139 $ 434 $ 433 * Computed using a 21% tax rate for 2018 and a 34% tax rate for 2017

Borrowings

Borrowings	9 Months Ended
	Sep. 30, 2018
Borrowings [Abstract]
Borrowings	Note 6. Borrowings The Company classifies all borrowings that will mature within a year from the date on which the Company enters into them as short-term borrowings. Short-term borrowings sources consist of federal funds purchased, overnight repurchase agreements (which are secured transactions with customers that generally mature within one to four days), and advances from the FHLB. The Company maintains federal funds lines with several correspondent banks to address short-term borrowing needs. At September 30, 2018 and December 31, 2017 the remaining credit available from these lines totaled $55.0 million and $45.0 million, respectively. The Company has a collateral dependent line of credit with the FHLB with remaining credit availability of $248.0 million and $217.0 as of September 30, 2018 and December 31, 2017, respectively. SHORT-TERM BORROWINGS The following table presents total short-term borrowings as of the dates indicated: September 30, 2018 December 31, 2017 (in thousands) Federal funds purchased $ - $ 10,000 Overnight repurchase agreements 18,116 20,693 FHLB advances 23,000 47,500 Total short-term borrowings $ 41,116 $ 78,193 Maximum month-end outstanding balance $ 99,898 $ 79,819 Average outstanding balance during the period $ 72,371 $ 53,165 Average interest rate (year-to-date) 1.11 % 0.72 % Average interest rate at end of period 1.32 % 1.27 % LONG-TERM BORROWINGS The Company had long-term FHLB advances totaling $37.0 million outstanding at September 30, 2018 and $20.0 million outstanding at December 31, 2017. Scheduled maturity dates of the advances at September 30, 2018 range from February 28, 2019 to August 27, 2021, and the interest rates range from 1.54% to 2.89%. The Company also obtained a loan maturing on April 1, 2023 from a correspondent bank during the second quarter of 2018 to provide partial funding for the Citizens acquisition. The terms of the loan include a LIBOR based interest rate that adjusts monthly and quarterly principal curtailments. At September 30, 2018 the outstanding balance was $2.9 million, and the then-current interest rate was 4.58%. The loan agreement with the lender contains financial covenants including minimum return on average asset ratio and Bank capital leverage ratio, maintenance of a well-capitalized position as defined by regulatory guidance and a maximum level of non-performing assets as a percentage of capital plus the allowance for loan losses. The Company was in compliance with each covenant at September 30, 2018.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2018
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 7. Commitments and Contingencies CREDIT-RELATED FINANCIAL INSTRUMENTS The Company is a party to credit-related financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Company's exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making such commitments as it does for on-balance-sheet instruments. The following financial instruments whose contract amounts represent credit risk were outstanding at September 30, 2018 and December 31, 2017: September 30, 2018 December 31, 2017 (in thousands) Commitments to extend credit: Home equity lines of credit $ 71,545 $ 56,486 Commercial real estate, construction and development loans committed but not funded 33,166 19,526 Other lines of credit (principally commercial) 88,797 68,101 Total $ 193,508 $ 144,113 Letters of credit $ 3,831 $ 3,331

Share-Based Compensation

Share-Based Compensation	9 Months Ended
	Sep. 30, 2018
Share-Based Compensation [Abstract]
Share-Based Compensation	Note 8. Share-Based Compensation The Company has adopted an employee stock purchase plan and offers share-based compensation through its equity compensation plan. Share-based compensation arrangements may include stock options, restricted and unrestricted stock awards, restricted stock units, performance units and stock appreciation rights. Accounting standards require all share-based payments to employees to be valued using a fair value method on the date of grant and to be expensed based on that fair value over the applicable vesting period. The Company accounts for forfeitures during the vesting period as they occur. The 2016 Incentive Stock Plan (the Incentive Stock Plan) permits the issuance of up to 300,000 shares of common stock for awards to key employees and non-employee directors of the Company and its subsidiaries in the form of stock options, restricted stock, restricted stock units, stock appreciation rights, stock awards and performance units. As of September 30, 2018 only restricted stock has been granted under the Incentive Stock Plan. Restricted stock activity for the nine months ended September 30, 2018 is summarized below: Shares Weighted Average Grant Date Fair Value Nonvested, January 1, 2018 2,245 $ 33.60 Issued 11,444 26.32 Vested - - Forfeited - - Nonvested, September 30, 2018 13,689 $ 27.51 The weighted average period over which nonvested awards are expected to be recognized is 1.50 years. The fair value of restricted stock granted during the nine months ended September 30, 2018 was $301 thousand. The remaining unrecognized compensation expense for nonvested restricted stock shares totaled $257 thousand as of September 30, 2018. Stock-based compensation expense was $50 thousand and $103 thousand for the three and nine months ended September 30, 2018, respectively. Stock-based compensation expense for the three and nine months ended September 30, 2017 was $9 thousand. Under the Company's Employee Stock Purchase Plan (ESPP), substantially all employees of the Company and its subsidiaries can authorize a specific payroll deduction from their base compensation for the periodic purchase of the Company's common stock. Shares of stock are issued quarterly at a discount to the market price of the Company's stock on the day of purchase, which can range from 0-15% and was set at 5% for 2017 and for the first nine months of 2018. 2,644 shares were purchased under the ESPP during the nine months ended September 30, 2018. At September 30, 2018, the Company had 242,809 remaining shares reserved for issuance under this plan.

Stockholders' Equity and Earnin

Stockholders' Equity and Earnings per Share	9 Months Ended
	Sep. 30, 2018
Stockholders' Equity and Earnings per Share [Abstract]
Stockholders' Equity and Earnings per Share	Note 9. Stockholders' Equity and Earnings per Share STOCKHOLDERS' EQUITY – Accumulated Other Comprehensive Loss The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated: Three Months Ended September 30, Nine Months Ended September 30, 2018 2017 2018 2017 Affected Line Item on Consolidated Statements of Income (in thousands) Available-for-sale securities Realized gains on sales of securities $ - $ 2 $ 120 $ 89 Gain on sale of securities, net Tax effect - - 25 30 Income tax expense (benefit) $ - $ 2 $ 95 $ 59 The following tables present the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated: Unrealized Gains (Losses) on Available-for-Sale Securities Defined Benefit Pension Plans Accumulated Other Comprehensive Loss (in thousands) Three Months Ended September 30, 2018 Balance at beginning of period $ (2,889 ) $ - $ (2,889 ) Net other comprehensive loss (803 ) $ - (803 ) Balance at end of period $ (3,692 ) $ - $ (3,692 ) Three Months Ended September 30, 2017 Balance at beginning of period $ (275 ) $ (2,469 ) $ (2,744 ) Net other comprehensive income 57 - 57 Balance at end of period $ (218 ) $ (2,469 ) $ (2,687 ) Unrealized Gains (Losses) on Available-for-Sale Securities Defined Benefit Pension Plans Accumulated Other Comprehensive Loss (in thousands) Nine Months Ended September 30, 2018 Balance at beginning of period $ (707 ) $ - $ (707 ) Net other comprehensive loss (2,769 ) - (2,769 ) Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI (139 ) - (139 ) Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 (77 ) - (77 ) Balance at end of period $ (3,692 ) $ - $ (3,692 ) Nine Months Ended September 30, 2017 Balance at beginning of period $ (1,739 ) $ (2,469 ) $ (4,208 ) Net other comprehensive income 1,521 - 1,521 Balance at end of period $ (218 ) $ (2,469 ) $ (2,687 ) The following tables present the change in each component of accumulated other comprehensive loss on a pre-tax and after-tax basis for the periods indicated. Three Months Ended September 30, 2018 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (1,017 ) $ (214 ) $ (803 ) Reclassification adjustment for gains recognized in income - - - Total change in accumulated other comprehensive loss, net $ (1,017 ) $ (214 ) $ (803 ) Three Months Ended September 30, 2017 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 89 $ 30 $ 59 Reclassification adjustment for gains recognized in income (2 ) - (2 ) Total change in accumulated other comprehensive loss, net $ 87 $ 30 $ 57 Nine Months Ended September 30, 2018 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (3,385 ) $ (711 ) $ (2,674 ) Reclassification adjustment for gains recognized in income (120 ) (25 ) (95 ) Total change in accumulated other comprehensive loss, net $ (3,505 ) $ (736 ) $ (2,769 ) Nine Months Ended September 30, 2017 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 2,394 $ 814 $ 1,580 Reclassification adjustment for gains recognized in income (89 ) (30 ) (59 ) Total change in accumulated other comprehensive loss, net $ 2,305 $ 784 $ 1,521 EARNINGS PER COMMON SHARE Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is computed using the weighted average number of common shares outstanding during the period, including the effect of dilutive potential common shares attributable to outstanding stock options. The following is a reconciliation of the denominators of the basic and diluted EPS computations for the three and nine months ended September 30, 2018 and 2017: Net Income Available to Common Stockholders (Numerator) Weighted Average Common Shares (Denominator) Per Share Amount (in thousands except per share data) Three Months Ended September 30, 2018 Net income, basic $ 1,597 5,182 $ 0.31 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 1,597 5,182 $ 0.31 Three Months Ended September 30, 2017 Net income, basic $ 757 4,994 $ 0.15 Potentially dilutive common shares - stock options - 10 - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 757 5,004 $ 0.15 Nine Months Ended September 30, 2018 Net income, basic $ 3,531 5,127 $ 0.69 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 3,531 5,127 $ 0.69 Nine Months Ended September 30, 2017 Net income, basic $ 2,860 4,985 $ 0.57 Potentially dilutive common shares - stock options - 12 - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 2,860 4,997 $ 0.57 The Company had no antidilutive shares outstanding in the nine months ended September 30, 2018 and 2017. Nonvested restricted common shares, which carry all rights and privileges of a common share with respect to the stock, including the right to vote, were included in the basic and diluted per common share calculations.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2018
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 10. Fair Value Measurements The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the "Fair Value Measurements and Disclosures" topics of FASB ASU 2010-06, FASB ASU 2011-04, and FASB ASU 2016-01, the fair value of a financial instrument is the price that would be received in the sale of an asset or transfer of a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimate of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value can be a reasonable point within a range that is most representative of fair value under current market conditions. In estimating the fair value of assets and liabilities, the Company relies mainly on two models. The first model, used by the Company's bond accounting service provider, determines the fair value of securities. Securities are priced based on an evaluation of observable market data, including benchmark yield curves, reported trades, broker/dealer quotes, and issuer spreads. Pricing is also impacted by credit information about the issuer, perceived market movements, and current news events impacting the individual sectors. For assets other than securities and for all liabilities, fair value is determined using the Company's asset/liability modeling software. The software uses current yields, anticipated yield changes, and estimated duration of assets and liabilities to calculate fair value. In accordance with ASC 820, "Fair Value Measurements and Disclosures," the Company groups its financial assets and financial liabilities generally measured at fair value into three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.  Level 1:  Level 2:  Level 3: An instrument's categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. ASSETS MEASURED AT FAIR VALUE ON A RECURRING BASIS Debt securities with readily determinable fair values that are classified as "available-for-sale" are recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2). In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company's available-for-sale securities are considered to be Level 2 securities. The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated: Fair Value Measurements at September 30, 2018 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities U.S. Treasury securities $ 9,264 $ - $ 9,264 $ - Obligations of U.S. Government agencies 11,038 - 11,038 - Obligations of state and political subdivisions 49,030 - 49,030 - Mortgage-backed securities 67,810 - 67,810 - Money market investments 1,205 - 1,205 - Corporate bonds 3,941 - 3,941 - Total available-for-sale securities $ 142,288 $ - $ 142,288 $ - Fair Value Measurements at December 31, 2017 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 9,435 $ - $ 9,435 $ - Obligations of state and political subdivisions 64,765 - 64,765 - Mortgage-backed securities 74,296 - 74,296 - Money market investments 1,194 - 1,194 - Corporate bonds 7,234 - 7,234 - Other marketable equity securities 197 - 197 - Total available-for-sale securities $ 157,121 $ - $ 157,121 $ - ASSETS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS Under certain circumstances, adjustments are made to the fair value for assets and liabilities although they are not measured at fair value on an ongoing basis. Impaired loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts when due from the borrower in accordance with the contractual terms of the loan agreement. The measurement of fair value and loss associated with impaired loans can be based on the observable market price of the loan, the fair value of the collateral securing the loan, or the present value of the loan's expected future cash flows . Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable, with the vast majority of the collateral in real estate. The value of real estate collateral is determined utilizing an income, market, or cost valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company. In the case of loans with lower balances, the Company may obtain a real estate evaluation instead of an appraisal. Evaluations utilize many of the same techniques as appraisals, and are typically performed by independent appraisers. Once received, appraisals and evaluations are reviewed by trained staff independent of the lending function to verify consistency and reasonability. Appraisals and evaluations are based on significant unobservable inputs, including but not limited to: adjustments made to comparable properties, judgments about the condition of the subject property, the availability and suitability of comparable properties, capitalization rates, projected income of the subject or comparable properties, vacancy rates, projected depreciation rates, and the state of the local and regional economy. The Company may also elect to make additional reductions in the collateral value based on management's best judgment, which represents another source of unobservable inputs. Because of the subjective nature of collateral valuation, impaired loans are considered Level 3. Impaired loans may be secured by collateral other than real estate. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business' financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivable collateral are based on financial statement balances or aging reports (Level 3). If a loan is not collateral-dependent, its impairment may be measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate. Because the loan is discounted at its effective rate of interest, rather than at a market rate, the loan is not considered to be held at fair value and is not included in the tables below. Collateral-dependent impaired loans allocated to the allowance for loan losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as part of the provision for loan losses on the Consolidated Statements of Income. Other Real Estate Owned (OREO) Loans are transferred to OREO when the collateral securing them is foreclosed on. The measurement of gain or loss associated with OREOs is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. If there is a contract for the sale of a property, and management reasonably believes the transaction will be consummated in accordance with the terms of the contract, fair value is based on the sale price in that contract (Level 1). If management has recent information about the sale of identical properties, such as when selling multiple condominium units on the same property, the remaining units would be valued based on the observed market data (Level 2). Lacking either a contract or such recent data, management would obtain an appraisal or evaluation of the value of the collateral as discussed above under Impaired Loans (Level 3). After the asset has been booked, a new appraisal or evaluation is obtained when management has reason to believe the fair value of the property may have changed and no later than two years after the last appraisal or evaluation was received. Any fair value adjustments to OREOs below the original book value are recorded in the period incurred and expensed against current earnings. Loans Held For Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). Gains and losses on the sale of loans are recorded within the mortgage segment and are reported on a separate line item on the Company's Consolidated Statements of Income. The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan's expected future cash flows, discounted at the loan's effective interest rate rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below. Carrying Value at September 30, 2018 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 45 $ - $ - $ 45 Commercial 326 - - 326 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total $ 674 $ - $ - $ 674 Loans Loans held for sale $ 1,033 $ - $ 1,033 $ - Other real estate owned Commercial real estate $ - $ - $ - $ - Construction 133 - - 133 Total $ 133 $ - $ - $ 133 Carrying Value at December 31, 2017 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 264 $ - $ - $ 264 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total $ 567 $ - $ - $ 567 Loans Loans held for sale $ 779 $ - $ 779 $ - The following table displays quantitative information about Level 3 Fair Value Measurements as of the dates indicated: Quantitative Information About Level 3 Fair Value Measurements Fair Value at September 30, 2018 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 45 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Commercial real estate $ 326 Market comparables Selling costs 7.73 % Liquidation discount 7.64 % Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 0.00% - 7.25% (6.70 %) Liquidation discount 0.00% - 4.00% (3.70 %) Other real estate owned Construction $ 133 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Quantitative Information About Level 3 Fair Value Measurements Fair Value at December 31, 2017 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 264 Market comparables Selling costs 7.25 % Liquidation discount 0.00% - 4.00% (2.91 %) Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows: Fair Value Measurements at September 30, 2018 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 28,619 $ 28,619 $ - $ - Securities available-for-sale 142,288 - 142,288 - Restricted securities 3,869 - 3,869 - Loans held for sale 1,033 - 1,033 - Loans, net of allowances for loan losses * 769,204 - - 747,054 Bank-owned life insurance 26,567 - 26,567 - Accrued interest receivable 3,096 - 3,096 - Liabilities Deposits $ 841,311 $ - $ 843,118 $ - Overnight repurchase agreements 18,116 - 18,116 - Federal Home Loan Bank advances 60,000 - 59,732 - Accrued interest payable 550 - 550 - Fair Value Measurements at December 31, 2017 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 14,412 $ 14,412 $ - $ - Securities available-for-sale 157,121 - 157,121 - Restricted securities 3,846 - 3,846 - Loans held for sale 779 - 779 - Loans, net of allowances for loan losses * 729,092 - - 722,464 Bank-owned life insurance 25,981 - 25,981 - Accrued interest receivable 3,254 - 3,254 - Liabilities Deposits $ 783,594 $ - $ 782,539 $ - Federal funds purchased 10,000 - 10,000 - Overnight repurchase agreements 20,693 - 20,693 - Federal Home Loan Bank advances 67,500 - 67,329 - Accrued interest payable 360 - 360 - * In accordance with the adoption of ASU 2016-01, the fair values of loans held for investment and time deposits as of September 30, 2018 were measured using an exit price notion. The fair values of loans held for investment and time deposits as of December 31, 2017 were measured using an entry price notion.

Segment Reporting

Segment Reporting	9 Months Ended
	Sep. 30, 2018
Segment Reporting [Abstract]
Segment Reporting	Note 11. Segment Reporting The Company operates in a decentralized fashion in three principal business segments: The Old Point National Bank of Phoebus (the Bank), Old Point Trust & Financial Services, N. A. (Trust), and the Company as a separate segment (for purposes of this Note, the Parent). Revenues from the Bank's operations consist primarily of interest earned on loans and investment securities and service charges on deposit accounts. Trust's operating revenues consist principally of income from fiduciary activities. The Parent's revenues are mainly fees and dividends received from the Bank and Trust companies. The Company has no other segments. The Company's reportable segments are strategic business units that offer different products and services. They are managed separately because each segment appeals to different markets and, accordingly, requires different technologies and marketing strategies. Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three and nine months ended September 30, 2018 and 2017 follows: Three Months Ended September 30, 2018 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 9,788 $ 26 $ 1,767 $ (1,767 ) $ 9,814 Income from fiduciary activities - 904 - - 904 Other income 2,258 226 50 (65 ) 2,469 Total operating income 12,046 1,156 1,817 (1,832 ) 13,187 Expenses Interest expense 1,265 - 34 - 1,299 Provision for loan losses 749 - - - 749 Salaries and employee benefits 4,754 747 107 - 5,608 Other expenses 3,485 287 112 (65 ) 3,819 Total operating expenses 10,253 1,034 253 (65 ) 11,475 Income before taxes 1,793 122 1,564 (1,767 ) 1,712 Income tax expense (benefit) 122 26 (33 ) - 115 Net income $ 1,671 $ 96 $ 1,597 $ (1,767 ) $ 1,597 Capital expenditures $ 123 $ (1 ) $ - $ - $ 122 Total assets $ 1,019,780 $ 6,084 $ 102,459 $ (102,883 ) $ 1,025,440 Three Months Ended September 30, 2017 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 8,550 $ 18 $ 898 $ (898 ) $ 8,568 Income from fiduciary activities - 903 - - 903 Other income 2,068 198 50 (65 ) 2,251 Total operating income 10,618 1,119 948 (963 ) 11,722 Expenses Interest expense 837 - - - 837 Provision for loan losses 1,275 - - - 1,275 Salaries and employee benefits 4,343 657 104 - 5,104 Other expenses 3,457 253 160 (65 ) 3,805 Total operating expenses 9,912 910 264 (65 ) 11,021 Income before taxes 706 209 684 (898 ) 701 Income tax expense (benefit) (55 ) 72 (73 ) - (56 ) Net income $ 761 $ 137 $ 757 $ (898 ) $ 757 Capital expenditures $ 60 $ 6 $ - $ - $ 66 Total assets $ 948,377 $ 6,141 $ 97,645 $ (97,666 ) $ 954,497 Nine Months Ended September 30, 2018 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 28,136 $ 69 $ 4,578 $ (4,576 ) $ 28,207 Income from fiduciary activities - 2,803 - - 2,803 Other income 6,404 748 180 (196 ) 7,136 Total operating income 34,540 3,620 4,758 (4,772 ) 38,146 Expenses Interest expense 3,455 - 66 - 3,521 Provision for loan losses 1,849 - - - 1,849 Salaries and employee benefits 14,455 2,242 323 - 17,020 Other expenses 10,470 822 945 (196 ) 12,041 Total operating expenses 30,229 3,064 1,334 (196 ) 34,431 Income before taxes 4,311 556 3,424 (4,576 ) 3,715 Income tax expense (benefit) 173 118 (107 ) - 184 Net income $ 4,138 $ 438 $ 3,531 $ (4,576 ) $ 3,531 Capital expenditures $ 439 $ - $ - $ - $ 439 Total assets $ 1,019,780 $ 6,084 $ 102,459 $ (102,883 ) $ 1,025,440 Nine Months Ended September 30, 2017 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 24,300 $ 52 $ 3,251 $ (3,249 ) $ 24,354 Income from fiduciary activities - 2,820 - - 2,820 Other income 6,554 708 150 (196 ) 7,216 Total operating income 30,854 3,580 3,401 (3,445 ) 34,390 Expenses Interest expense 2,097 - - 1 2,098 Provision for loan losses 2,925 - - - 2,925 Salaries and employee benefits 13,252 2,068 330 - 15,650 Other expenses 9,881 766 412 (196 ) 10,863 Total operating expenses 28,155 2,834 742 (195 ) 31,536 Income before taxes 2,699 746 2,659 (3,250 ) 2,854 Income tax expense (benefit) (60 ) 255 (201 ) - (6 ) Net income $ 2,759 $ 491 $ 2,860 $ (3,250 ) $ 2,860 Capital expenditures $ 504 $ 6 $ - $ - $ 510 Total assets $ 948,377 $ 6,141 $ 97,645 $ (97,666 ) $ 954,497 The accounting policies of the segments are the same as those described in the summary of significant accounting policies reported in the Company's 2017 Annual Report on Form 10-K. The Company evaluates performance based on profit or loss from operations before income taxes, not including nonrecurring gains or losses.

Accounting Policies (Policies)

Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2018
Accounting Policies [Abstract]
PRINCIPLES OF CONSOLIDATION	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services N.A. (Trust). All significant intercompany balances and transactions have been eliminated in consolidation.
BUSINESS COMBINATIONS	BUSINESS COMBINATIONS On April 1, 2018, the Company acquired Citizens National Bank (Citizens) based in Windsor, Virginia. Refer to Note 2 for further discussion.
NATURE OF OPERATIONS	NATURE OF OPERATIONS Old Point Financial Corporation is a holding company that conducts substantially all of its operations through two subsidiaries, the Bank and Trust. The Bank serves individual and commercial customers, the majority of which are in Hampton Roads, Virginia. As of September 30, 2018, the Bank had 19 branch offices. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. Trust offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services.
RECENT ACCOUNTING PRONOUNCEMENTS	RECENT ACCOUNTING PRONOUNCEMENTS In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)." Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee's obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee's right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early application is permitted upon issuance. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. . In June 2016, the FASB issued ASU No. 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements and has formed a committee to oversee the adoption of the new standard. The ALLL model currently in use by the Company already provides it with the ability to archive prior period information and contains loan balance and charge-off information beginning with September 30, 2011. The committee has reviewed the data included in each monthly archive file and has added fields to enhance its data analysis capabilities under the new standard. In January 2017, the FASB issued ASU No. 2017-04, "Intangibles—Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment." The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit's goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are SEC filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. In March 2017, the FASB issued ASU No. 2017 ‐ ‐ does not expect the adoption of ASU 2017-08 to have a material impact on its consolidated financial statements. In June 2018, the FASB issued ASU 2018-07, "Compensation- Stock Compensation (Topic 718): Improvements to Nonemployee Share-Based Payment Accounting." The amendments expand the scope of Topic 718 to include share-based payments issued to non-employees for goods or services, which were previously excluded. The amendments will align the accounting for share-based payments to non-employees and employees more similarly. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-07 to have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, "Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement." The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. ACCOUNTING STANDARDS ADOPTED IN 2018 In January 2016, the FASB issued ASU No. 2016-01, "Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities." This ASU requires an entity to, among other things: (i) measure equity investments at fair value through net income, with certain exceptions; (ii) present in OCI the changes in instrument-specific credit risk for financial liabilities measured using the fair value option; (iii) present financial assets and financial liabilities by measurement category and form of financial asset; (iv) calculate the fair value of financial instruments for disclosure purposes based on an exit price and; (v) assess a valuation allowance on deferred tax assets related to unrealized losses of AFS debt securities in combination with other deferred tax assets. The ASU provides an election to subsequently measure certain nonmarketable equity investments at cost less any impairment and adjusted for certain observable price changes. The ASU also requires a qualitative impairment assessment of such equity investments and amends certain fair value disclosure requirements. This ASU is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2017. The Company adopted ASU No. 2016-01 on January 1, 2018, and during the first quarter of 2018, measured its equity investments at fair value through net income and reclassified $77 thousand of AOCI to retained earnings . During the second quarter of 2018, the Company sold the equity investments, recognizing an additional gain on sale of $24 thousand, net of tax. The Company also measured the fair value of its loan portfolio and time deposits at September 30, 2018 using an exit price notion (see Note 10. Fair Value Measurements). In February 2018, the FASB issued ASU 2018-02, "Income Statement – Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income." The amendments provide financial statement preparers with an option to reclassify stranded tax effects within accumulated other comprehensive income (AOCI) to retained earnings in each period in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act (or portion thereof) is recorded. The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted. Organizations should apply the proposed amendments either in the period of adoption or retrospectively to each period (or periods) in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act is recognized. The Company has elected to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act in the consolidated financial statements for the period ending March 31, 2018. The reclassification decreased AOCI and increased retained earnings by $139 thousand, with no effect on total stockholders' equity. On January 1, 2018 the Company adopted ASU 2014-09 "Revenue from Contracts with Customers" and all subsequent amendments to the ASU (collectively, "ASC 606"). The majority of the Company's revenues are associated with financial instruments, including loans and securities, to which ASC 606 does not apply. ASC 606 is applicable to certain noninterest revenues including services charges on deposit accounts, interchange fees, merchant services income, trust and asset management income, and the sale of other real estate owned. However, the recognition of these revenue streams did not change upon adoption of ASC 606. Substantially all of the Company's revenue is generated from contracts with customers. Noninterest revenue streams in-scope of ASC 606 are discussed below. Fiduciary and Asset Management Fees Fiduciary and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company's performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the applicable fee schedule or contract terms. Payment is generally received immediately or in the following month. The Company does not earn performance-based incentives. Additional services such as tax return preparation services are transactional-based, and the performance obligation is generally satisfied, and related revenue recognized, as incurred. Payment is received shortly after services are rendered. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, and other deposit account related fees. The Company's performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Other deposit account related fees are largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers' accounts. Other Service Charges, Commissions and Fees Other service charges, commissions and fees are primarily comprised of debit card income, ATM fees, merchant services income, investment services income, and other service charges. Debit card income is primarily comprised of interchange fees earned whenever the Company's debit and credit cards are processed through card payment networks. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Investment services income relates to commissions earned on brokered trades of investment securities. Other service charges include revenue from processing wire transfers, safe deposit box rentals, cashier's checks, and other services. The Company's performance obligation for other service charges, commission and fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other Operating Income Other operating income mainly consists of check sales to customers and fees charged for the early redemption of time deposits. Other operating income is largely transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment is generally received immediately.

Acquisitions (Tables)

Acquisitions (Tables)	9 Months Ended
	Sep. 30, 2018
Acquisitions [Abstract]
Consideration Transferred, Assets Acquired, and Liabilities Assumed	The following table provides a preliminary assessment of the consideration transferred, assets acquired, and liabilities assumed as of the date of the acquisition (dollars in thousands): As Recorded by Citizens Fair Value Adjustments As Recorded by the Company Consideration paid: Cash $ 3,164 Company common stock 3,947 Total purchase price 7,111 Identifiable assets acquired: Cash and cash equivalents $ 2,304 $ - $ 2,304 Securities available for sale 1,959 - 1,959 Restricted securities, at cost 278 - 278 Loans, net 42,824 (34 ) 42,790 Premises and equipment 1,070 450 1,520 Other real estate owned 237 (11 ) 226 Core deposit intangibles - 440 440 Other assets 1,055 (126 ) 929 Total assets $ 49,727 $ 719 $ 50,446 Identifiable liabilities assumed: Deposits $ 43,754 $ 246 $ 44,000 Other liabilities 324 - 324 Total liabilities $ 44,078 $ 246 $ 44,324 Net assets acquired $ 6,122 Preliminary goodwill $ 989
Acquired Impaired Loans Receivable	The following table presents the acquired impaired loans receivable at the acquisition date (dollars in thousands): Contractually required principal and interest payments $ 1,031 Nonaccretable difference (211 ) Cash flows expected to be collected 820 Accretable yield (110 ) Fair value of loans acquired impaired loans $ 710
Amortization and Accretion of Premiums and Discounts	The amortization and accretion of premiums and discounts associated with the Company's acquisition accounting adjustments related to the Citizens acquisition had the following impact on the Consolidated Statements of Income during the three and nine months ended September 30, 2018 (dollars in thousands). The acquisition occurred on April 1, 2018, therefore the comparative 2017 periods had no impact. Three Months Ended Nine Months Ended September 30, 2018 September 30, 2018 Acquired performing loans $ 52 $ 144 Acquired impaired loans (2 ) (1 ) Certificate of deposit valuation 39 78 Amortization of core deposit intangible (11 ) (22 ) Net impact to income before taxes $ 78 $ 199

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2018
Securities [Abstract]
Amortized Costs and Fair Value of Securities Available-for-Sale	Amortized costs and fair values of securities available-for-sale as of the dates indicated are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) September 30, 2018 U.S. Treasury securities $ 9,338 $ - $ (74 ) $ 9,264 Obligations of U.S. Government agencies 11,278 - (240 ) 11,038 Obligations of state and political subdivisions 50,101 50 (1,121 ) 49,030 Mortgage-backed securities 71,090 - (3,280 ) 67,810 Money market investments 1,205 - - 1,205 Corporate bonds and other securities 3,950 10 (19 ) 3,941 Total $ 146,962 $ 60 $ (4,734 ) $ 142,288 December 31, 2017 Obligations of U.S. Government agencies $ 9,530 $ 27 $ (122 ) $ 9,435 Obligations of state and political subdivisions 64,413 489 (137 ) 64,765 Mortgage-backed securities 75,906 - (1,610 ) 74,296 Money market investments 1,194 - - 1,194 Corporate bonds and other securities 7,049 195 (10 ) 7,234 Other marketable equity securities 100 97 - 197 Total $ 158,192 $ 808 $ (1,879 ) $ 157,121
Net Realized Gains and (Losses) on Sale of Investments	The following table summarizes net realized gains and losses on the sale of investment securities during the periods indicated (dollars in thousands): Three Months Ended Nine Months Ended September 30, September 30, 2018 2017 2018 2017 Securities Available-for-sale Realized gains on sales of securities $ - $ 2 $ 131 $ 89 Realized losses on sales of securities - - (11 ) - Net realized gain $ - $ 2 $ 120 $ 89
Available-for-Sale Securities and Held-to-Maturity Securities, Continuous Unrealized Loss Position	The following table shows the gross unrealized losses and fair value of the Company's investments with unrealized losses that are not deemed to be other-than-temporarily impaired as of September 30, 2018 and December 31, 2017, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated: September 30, 2018 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale U.S. Treasury securities $ 74 $ 9,264 $ - $ - $ 74 $ 9,264 Obligations of U.S. Government agencies 59 7,302 181 3,736 240 11,038 Obligations of state and political subdivisions 441 28,333 680 13,945 1,121 42,278 Mortgage-backed securities 35 2,362 3,245 65,448 3,280 67,810 Corporate bonds 6 2,644 13 287 19 2,931 Total securities available-for-sale $ 615 $ 49,905 $ 4,119 $ 83,416 $ 4,734 $ 133,321 December 31, 2017 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale Obligations of U.S. Government agencies $ 11 $ 3,189 $ 111 $ 3,089 $ 122 $ 6,278 Obligations of state and political subdivisions 32 11,141 105 10,999 137 22,140 Mortgage-backed securities 67 9,742 1,543 64,554 1,610 74,296 Corporate bonds 2 1,098 8 792 10 1,890 Total securities available-for-sale $ 112 $ 25,170 $ 1,767 $ 79,434 $ 1,879 $ 104,604

Loans and the Allowance for L_2

Loans and the Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2018
Loans and the Allowance for Loan Losses [Abstract]
Outstanding Loans By Segment Type	The following is a summary of the balances in each class of the Company's portfolio of loans held for investment as of the dates indicated: September 30, 2018 December 31, 2017 (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 110,133 $ 101,021 Commercial 312,079 289,682 Construction 32,898 27,489 Second mortgages 17,874 17,918 Equity lines of credit 57,069 56,610 Total mortgage loans on real estate 530,053 492,720 Commercial and industrial loans 67,772 60,398 Consumer automobile loans 125,166 119,251 Other consumer loans 45,732 54,974 Other 10,712 11,197 Total loans, net of deferred fees (1) 779,435 738,540 Less: Allowance for loan losses (10,231 ) (9,448 ) Loans, net of allowance and deferred fees and costs (1) $ 769,204 $ 729,092 (1) Net deferred loan fees totaled $849 thousand and $916 thousand at September 30, 2018 and December 31, 2017, respectively.
Acquired Loans	The outstanding principal balance and the carrying amount of total acquired loans included in the consolidated balance sheet as of September 30, 2018 are as follows: September 30, 2018 (in thousands) Outstanding principal balance $ 30,595 Carrying amount 30,038 The outstanding principal balance and related carrying amount of acquired impaired loans, for which the Company applies FASB ASC 310-30 to account for interest earned, as of September 30, 2018 are as follows: September 30, 2018 (in thousands) Outstanding principal balance $ 679 Carrying amount 448 The following table presents changes in the accretable yield on acquired impaired loans, for which the Company applies FASB ASC 310-30, at September 30, 2018: September 30, 2018 (in thousands) Balance at January 1, 2018 $ - Additions from acquisition of Citizens 110 Accretion (18 ) Other changes, net - Balance at end of period $ 92
Credit Quality Information	The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated: Credit Quality Information As of September 30, 2018 (in thousands) Pass OAEM Substandard Doubtful Total Mortgage loans on real estate: Residential 1-4 family $ 108,270 $ - $ 1,863 $ - $ 110,133 Commercial 284,698 8,144 19,237 - 312,079 Construction 32,409 71 418 - 32,898 Second mortgages 17,535 - 339 - 17,874 Equity lines of credit 56,770 - 299 - 57,069 Total mortgage loans on real estate 499,682 8,215 22,156 - 530,053 Commercial and industrial loans 65,170 2,143 459 - 67,772 Consumer automobile loans 124,765 - 401 - 125,166 Other consumer loans 45,597 - 135 - 45,732 Other 10,712 - - - 10,712 Total $ 745,926 $ 10,358 $ 23,151 $ - $ 779,435 Credit Quality Information As of December 31, 2017 (in thousands) Pass OAEM Substandard Doubtful Total Mortgage loans on real estate: Residential 1-4 family $ 98,656 $ - $ 2,365 $ - $ 101,021 Commercial 264,275 10,526 14,881 - 289,682 Construction 26,694 74 721 - 27,489 Second mortgages 17,211 431 276 - 17,918 Equity lines of credit 56,318 - 292 - 56,610 Total mortgage loans on real estate 463,154 11,031 18,535 - 492,720 Commercial and industrial loans 58,091 1,469 838 - 60,398 Consumer automobile loans 119,211 - 40 - 119,251 Other consumer loans 54,926 - 48 - 54,974 Other 11,197 - - - 11,197 Total $ 706,579 $ 12,500 $ 19,461 $ - $ 738,540
Past Due Loans	The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below. Age Analysis of Past Due Loans as of September 30, 2018 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Acquired Impaired Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 460 $ 655 $ 860 $ 347 $ 107,811 $ 110,133 $ 429 Commercial 445 710 4,707 101 306,116 312,079 149 Construction - - 418 - 32,480 32,898 - Second mortgages 119 149 189 - 17,417 17,874 96 Equity lines of credit 790 91 1,011 - 55,177 57,069 962 Total mortgage loans on real estate 1,814 1,605 7,185 448 519,001 530,053 1,636 Commercial loans 214 600 559 - 66,399 67,772 419 Consumer automobile loans 1,221 196 52 - 123,697 125,166 51 Other consumer loans 778 886 2,198 - 41,870 45,732 2,198 Other 76 10 10 - 10,616 10,712 10 Total $ 4,103 $ 3,297 $ 10,004 $ 448 $ 761,583 $ 779,435 $ 4,314 (1) In the table above, the past due totals include student loans and small business loans with principal and interest amounts that are 97 - 100% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $3.9 million at September 30, 2018. Age Analysis of Past Due Loans as of December 31, 2017 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 229 $ 153 $ 1,278 $ 99,361 $ 101,021 $ 261 Commercial 194 771 1,753 286,964 289,682 - Construction - - 721 26,768 27,489 - Second mortgages 15 - 163 17,740 17,918 45 Equity lines of credit 75 19 53 56,463 56,610 - Total mortgage loans on real estate 513 943 3,968 487,296 492,720 306 Commercial loans 709 - 1,060 58,629 60,398 471 Consumer automobile loans 517 122 41 118,571 119,251 41 Other consumer loans 2,222 544 2,360 49,848 54,974 2,360 Other 84 9 4 11,100 11,197 4 Total $ 4,045 $ 1,618 $ 7,433 $ 725,444 $ 738,540 $ 3,182 (1)
Nonaccrual Loans	The following table presents loans in nonaccrual status by class of loan as of the dates indicated: Nonaccrual Loans by Class September 30, 2018 December 31, 2017 (in thousands) Mortgage loans on real estate Residential 1-4 family $ 1,283 $ 1,447 Commercial 10,498 9,468 Construction 418 721 Second mortgages 203 118 Equity lines of credit 299 292 Total mortgage loans on real estate 12,701 12,046 Commercial loans 308 836 Total $ 13,009 $ 12,882
Interest Income to be Earned Under Original Terms and Actual Interest Recorded	The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented: Nine Months Ended September 30, 2018 2017 (in thousands) Interest income that would have been recorded under original loan terms $ 388 $ 311 Actual interest income recorded for the period 249 179 Reduction in interest income on nonaccrual loans $ 139 $ 132
Troubled Debt Restructurings by Class	The following table presents TDRs during the periods indicated, by class of loan. There were no troubled debt restructurings in the three or nine months ended September 30, 2018 or the three months ended September 30, 2017. Troubled Debt Restructurings by Class For the Nine Months Ended September 30, 2017 Number of Modifications Recorded Investment Prior to Modification Recorded Investment After Modification Current Investment on September 30, 2017 (dollars in thousands) Mortgage loans on real estate: Residential 1-4 family 1 $ 142 $ 142 $ 141 Commercial 2 3,663 3,663 3,653 Total 3 $ 3,805 $ 3,805 $ 3,794
Impaired Loans by Class	The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans, exclusive of acquired impaired loans, with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances. Impaired Loans by Class As of September 30, 2018 For the nine months ended September 30, 2018 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,139 $ 1,924 $ 93 $ 47 $ 2,123 $ 63 Commercial 15,099 12,921 607 113 14,471 403 Construction 511 418 93 19 718 6 Second mortgages 547 397 131 14 510 11 Equity lines of credit 300 49 250 22 324 1 Total mortgage loans on real estate 18,596 15,709 1,174 215 18,146 484 Commercial loans 396 80 228 14 493 6 Other consumer loans 45 - - - 58 1 Total $ 19,037 $ 15,789 $ 1,402 $ 229 $ 18,697 $ 491 Impaired Loans by Class As of December 31, 2017 For the Year Ended December 31, 2017 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,873 $ 2,499 $ 316 $ 52 $ 2,525 $ 90 Commercial 15,262 11,622 1,644 1 13,541 579 Construction 814 721 92 18 406 23 Second mortgages 473 318 135 14 464 20 Equity lines of credit 293 53 239 10 261 - Total mortgage loans on real estate 19,715 15,213 2,426 95 17,197 712 Commercial loans 1,115 836 - - 1,388 30 Other consumer loans - - - - 41 - Total $ 20,830 $ 16,049 $ 2,426 $ 95 $ 18,626 $ 742
Allowance for Loan Losses by Segment	The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS (in thousands) For the Nine Months Ended September 30, 2018 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer (2) Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Charge-offs (81 ) - (729 ) (502 ) (267 ) (1,579 ) Recoveries 136 - 127 189 61 513 Provision for loan losses 405 (401 ) 1,336 214 295 1,849 Ending balance $ 2,349 $ 140 $ 5,951 $ 1,545 $ 246 $ 10,231 Ending balance individually evaluated for impairment $ 14 $ 19 $ 196 $ - $ - $ 229 Ending balance collectively evaluated for impairment 2,335 121 5,755 1,545 246 10,002 Ending balance acquired impaired loans - - - - - - Ending balance $ 2,349 $ 140 $ 5,951 $ 1,545 $ 246 $ 10,231 Loan Balances: Ending balance individually evaluated for impairment $ 308 $ 511 $ 16,372 $ - $ - $ 17,191 Ending balance collectively evaluated for impairment 67,363 32,387 480,436 170,898 10,712 761,796 Ending balance acquired impaired loans 101 - 347 - - 448 Ending balance $ 67,772 $ 32,898 $ 497,155 $ 170,898 $ 10,712 $ 779,435 For the Year Ended December 31, 2017 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,493 $ 846 $ 5,267 $ 455 $ 184 $ 8,245 Charge-offs (807 ) - (1,934 ) (279 ) (267 ) (3,287 ) Recoveries 37 104 45 56 88 330 Provision for loan losses 1,166 (409 ) 1,839 1,412 152 4,160 Ending balance $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Ending balance individually evaluated for impairment $ - $ 18 $ 77 $ - $ - $ 95 Ending balance collectively evaluated for impairment 1,889 523 5,140 1,644 157 9,353 Ending balance $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Loan Balances: Ending balance individually evaluated for impairment $ 836 $ 813 $ 16,826 $ - $ - $ 18,475 Ending balance collectively evaluated for impairment 59,562 26,676 448,405 174,225 11,197 720,065 Ending balance $ 60,398 $ 27,489 $ 465,231 $ 174,225 $ 11,197 $ 738,540 (1) (2)

Low-Income Housing Tax Credits

Low-Income Housing Tax Credits (Tables)	9 Months Ended
	Sep. 30, 2018
Low-Income Housing Tax Credits [Abstract]
Tax Credits and Other Tax Benefits Recognized Related to Investments	Three Months Ended September 30, Nine Months Ended September 30, 2018 2017 2018 2017 Affected Line Item on Consolidated Statements of Income (in thousands) Tax credits and other tax benefits Amortization of operating losses $ 80 $ 77 $ 240 $ 255 Other operating expenses Tax benefit of operating losses* 17 26 50 87 Income tax expense (benefit) Tax credits 137 113 384 346 Income tax expense (benefit) Total tax benefits $ 154 $ 139 $ 434 $ 433 * Computed using a 21% tax rate for 2018 and a 34% tax rate for 2017

Borrowings (Tables)

Borrowings (Tables)	9 Months Ended
	Sep. 30, 2018
Borrowings [Abstract]
Short-Term Borrowings	The following table presents total short-term borrowings as of the dates indicated: September 30, 2018 December 31, 2017 (in thousands) Federal funds purchased $ - $ 10,000 Overnight repurchase agreements 18,116 20,693 FHLB advances 23,000 47,500 Total short-term borrowings $ 41,116 $ 78,193 Maximum month-end outstanding balance $ 99,898 $ 79,819 Average outstanding balance during the period $ 72,371 $ 53,165 Average interest rate (year-to-date) 1.11 % 0.72 % Average interest rate at end of period 1.32 % 1.27 %

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2018
Commitments and Contingencies [Abstract]
Financial Instruments whose Contract Amounts Represent Credit Risk	The following financial instruments whose contract amounts represent credit risk were outstanding at September 30, 2018 and December 31, 2017: September 30, 2018 December 31, 2017 (in thousands) Commitments to extend credit: Home equity lines of credit $ 71,545 $ 56,486 Commercial real estate, construction and development loans committed but not funded 33,166 19,526 Other lines of credit (principally commercial) 88,797 68,101 Total $ 193,508 $ 144,113 Letters of credit $ 3,831 $ 3,331

Share-Based Compensation (Table

Share-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2018
Share-Based Compensation [Abstract]
Restricted Stock Activity	Restricted stock activity for the nine months ended September 30, 2018 is summarized below: Shares Weighted Average Grant Date Fair Value Nonvested, January 1, 2018 2,245 $ 33.60 Issued 11,444 26.32 Vested - - Forfeited - - Nonvested, September 30, 2018 13,689 $ 27.51

Stockholders' Equity and Earn_2

Stockholders' Equity and Earnings per Share (Tables)	9 Months Ended
	Sep. 30, 2018
Stockholders' Equity and Earnings per Share [Abstract]
Amounts Reclassified Out of Accumulated Other Comprehensive Loss, by Category	The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated: Three Months Ended September 30, Nine Months Ended September 30, 2018 2017 2018 2017 Affected Line Item on Consolidated Statements of Income (in thousands) Available-for-sale securities Realized gains on sales of securities $ - $ 2 $ 120 $ 89 Gain on sale of securities, net Tax effect - - 25 30 Income tax expense (benefit) $ - $ 2 $ 95 $ 59
Changes in Accumulated Other Comprehensive Loss, by Category	The following tables present the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated: Unrealized Gains (Losses) on Available-for-Sale Securities Defined Benefit Pension Plans Accumulated Other Comprehensive Loss (in thousands) Three Months Ended September 30, 2018 Balance at beginning of period $ (2,889 ) $ - $ (2,889 ) Net other comprehensive loss (803 ) $ - (803 ) Balance at end of period $ (3,692 ) $ - $ (3,692 ) Three Months Ended September 30, 2017 Balance at beginning of period $ (275 ) $ (2,469 ) $ (2,744 ) Net other comprehensive income 57 - 57 Balance at end of period $ (218 ) $ (2,469 ) $ (2,687 ) Unrealized Gains (Losses) on Available-for-Sale Securities Defined Benefit Pension Plans Accumulated Other Comprehensive Loss (in thousands) Nine Months Ended September 30, 2018 Balance at beginning of period $ (707 ) $ - $ (707 ) Net other comprehensive loss (2,769 ) - (2,769 ) Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI (139 ) - (139 ) Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 (77 ) - (77 ) Balance at end of period $ (3,692 ) $ - $ (3,692 ) Nine Months Ended September 30, 2017 Balance at beginning of period $ (1,739 ) $ (2,469 ) $ (4,208 ) Net other comprehensive income 1,521 - 1,521 Balance at end of period $ (218 ) $ (2,469 ) $ (2,687 )
Components of Other Comprehensive Income, Net of Tax on Pre-Tax and After-Tax	The following tables present the change in each component of accumulated other comprehensive loss on a pre-tax and after-tax basis for the periods indicated. Three Months Ended September 30, 2018 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (1,017 ) $ (214 ) $ (803 ) Reclassification adjustment for gains recognized in income - - - Total change in accumulated other comprehensive loss, net $ (1,017 ) $ (214 ) $ (803 ) Three Months Ended September 30, 2017 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 89 $ 30 $ 59 Reclassification adjustment for gains recognized in income (2 ) - (2 ) Total change in accumulated other comprehensive loss, net $ 87 $ 30 $ 57 Nine Months Ended September 30, 2018 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (3,385 ) $ (711 ) $ (2,674 ) Reclassification adjustment for gains recognized in income (120 ) (25 ) (95 ) Total change in accumulated other comprehensive loss, net $ (3,505 ) $ (736 ) $ (2,769 ) Nine Months Ended September 30, 2017 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 2,394 $ 814 $ 1,580 Reclassification adjustment for gains recognized in income (89 ) (30 ) (59 ) Total change in accumulated other comprehensive loss, net $ 2,305 $ 784 $ 1,521
Computation of Earnings Per Share	The following is a reconciliation of the denominators of the basic and diluted EPS computations for the three and nine months ended September 30, 2018 and 2017: Net Income Available to Common Stockholders (Numerator) Weighted Average Common Shares (Denominator) Per Share Amount (in thousands except per share data) Three Months Ended September 30, 2018 Net income, basic $ 1,597 5,182 $ 0.31 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 1,597 5,182 $ 0.31 Three Months Ended September 30, 2017 Net income, basic $ 757 4,994 $ 0.15 Potentially dilutive common shares - stock options - 10 - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 757 5,004 $ 0.15 Nine Months Ended September 30, 2018 Net income, basic $ 3,531 5,127 $ 0.69 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 3,531 5,127 $ 0.69 Nine Months Ended September 30, 2017 Net income, basic $ 2,860 4,985 $ 0.57 Potentially dilutive common shares - stock options - 12 - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 2,860 4,997 $ 0.57

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2018
Fair Value Measurements [Abstract]
Assets Measured at Fair Value on Recurring Basis	The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated: Fair Value Measurements at September 30, 2018 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities U.S. Treasury securities $ 9,264 $ - $ 9,264 $ - Obligations of U.S. Government agencies 11,038 - 11,038 - Obligations of state and political subdivisions 49,030 - 49,030 - Mortgage-backed securities 67,810 - 67,810 - Money market investments 1,205 - 1,205 - Corporate bonds 3,941 - 3,941 - Total available-for-sale securities $ 142,288 $ - $ 142,288 $ - Fair Value Measurements at December 31, 2017 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities Obligations of U.S. Government agencies $ 9,435 $ - $ 9,435 $ - Obligations of state and political subdivisions 64,765 - 64,765 - Mortgage-backed securities 74,296 - 74,296 - Money market investments 1,194 - 1,194 - Corporate bonds 7,234 - 7,234 - Other marketable equity securities 197 - 197 - Total available-for-sale securities $ 157,121 $ - $ 157,121 $ -
Assets Measured at Fair Value on Nonrecurring Basis	The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan's expected future cash flows, discounted at the loan's effective interest rate rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below. Carrying Value at September 30, 2018 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 45 $ - $ - $ 45 Commercial 326 - - 326 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total $ 674 $ - $ - $ 674 Loans Loans held for sale $ 1,033 $ - $ 1,033 $ - Other real estate owned Commercial real estate $ - $ - $ - $ - Construction 133 - - 133 Total $ 133 $ - $ - $ 133 Carrying Value at December 31, 2017 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 264 $ - $ - $ 264 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total $ 567 $ - $ - $ 567 Loans Loans held for sale $ 779 $ - $ 779 $ -
Fair Value Inputs, Assets, Quantitative Information	The following table displays quantitative information about Level 3 Fair Value Measurements as of the dates indicated: Quantitative Information About Level 3 Fair Value Measurements Fair Value at September 30, 2018 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 45 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Commercial real estate $ 326 Market comparables Selling costs 7.73 % Liquidation discount 7.64 % Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 0.00% - 7.25% (6.70 %) Liquidation discount 0.00% - 4.00% (3.70 %) Other real estate owned Construction $ 133 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Quantitative Information About Level 3 Fair Value Measurements Fair Value at December 31, 2017 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 264 Market comparables Selling costs 7.25 % Liquidation discount 0.00% - 4.00% (2.91 %) Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 7.25 % Liquidation discount 4.00 %
Estimated Fair Values and Related Carrying or Notional Amounts of Financial Instruments	The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows: Fair Value Measurements at September 30, 2018 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 28,619 $ 28,619 $ - $ - Securities available-for-sale 142,288 - 142,288 - Restricted securities 3,869 - 3,869 - Loans held for sale 1,033 - 1,033 - Loans, net of allowances for loan losses * 769,204 - - 747,054 Bank-owned life insurance 26,567 - 26,567 - Accrued interest receivable 3,096 - 3,096 - Liabilities Deposits $ 841,311 $ - $ 843,118 $ - Overnight repurchase agreements 18,116 - 18,116 - Federal Home Loan Bank advances 60,000 - 59,732 - Accrued interest payable 550 - 550 - Fair Value Measurements at December 31, 2017 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 14,412 $ 14,412 $ - $ - Securities available-for-sale 157,121 - 157,121 - Restricted securities 3,846 - 3,846 - Loans held for sale 779 - 779 - Loans, net of allowances for loan losses * 729,092 - - 722,464 Bank-owned life insurance 25,981 - 25,981 - Accrued interest receivable 3,254 - 3,254 - Liabilities Deposits $ 783,594 $ - $ 782,539 $ - Federal funds purchased 10,000 - 10,000 - Overnight repurchase agreements 20,693 - 20,693 - Federal Home Loan Bank advances 67,500 - 67,329 - Accrued interest payable 360 - 360 - * In accordance with the adoption of ASU 2016-01, the fair values of loans held for investment and time deposits as of September 30, 2018 were measured using an exit price notion. The fair values of loans held for investment and time deposits as of December 31, 2017 were measured using an entry price notion.

Segment Reporting (Tables)

Segment Reporting (Tables)	9 Months Ended
	Sep. 30, 2018
Segment Reporting [Abstract]
Reconciliation of Assets and Revenues from Segment to Consolidated	Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three and nine months ended September 30, 2018 and 2017 follows: Three Months Ended September 30, 2018 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 9,788 $ 26 $ 1,767 $ (1,767 ) $ 9,814 Income from fiduciary activities - 904 - - 904 Other income 2,258 226 50 (65 ) 2,469 Total operating income 12,046 1,156 1,817 (1,832 ) 13,187 Expenses Interest expense 1,265 - 34 - 1,299 Provision for loan losses 749 - - - 749 Salaries and employee benefits 4,754 747 107 - 5,608 Other expenses 3,485 287 112 (65 ) 3,819 Total operating expenses 10,253 1,034 253 (65 ) 11,475 Income before taxes 1,793 122 1,564 (1,767 ) 1,712 Income tax expense (benefit) 122 26 (33 ) - 115 Net income $ 1,671 $ 96 $ 1,597 $ (1,767 ) $ 1,597 Capital expenditures $ 123 $ (1 ) $ - $ - $ 122 Total assets $ 1,019,780 $ 6,084 $ 102,459 $ (102,883 ) $ 1,025,440 Three Months Ended September 30, 2017 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 8,550 $ 18 $ 898 $ (898 ) $ 8,568 Income from fiduciary activities - 903 - - 903 Other income 2,068 198 50 (65 ) 2,251 Total operating income 10,618 1,119 948 (963 ) 11,722 Expenses Interest expense 837 - - - 837 Provision for loan losses 1,275 - - - 1,275 Salaries and employee benefits 4,343 657 104 - 5,104 Other expenses 3,457 253 160 (65 ) 3,805 Total operating expenses 9,912 910 264 (65 ) 11,021 Income before taxes 706 209 684 (898 ) 701 Income tax expense (benefit) (55 ) 72 (73 ) - (56 ) Net income $ 761 $ 137 $ 757 $ (898 ) $ 757 Capital expenditures $ 60 $ 6 $ - $ - $ 66 Total assets $ 948,377 $ 6,141 $ 97,645 $ (97,666 ) $ 954,497 Nine Months Ended September 30, 2018 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 28,136 $ 69 $ 4,578 $ (4,576 ) $ 28,207 Income from fiduciary activities - 2,803 - - 2,803 Other income 6,404 748 180 (196 ) 7,136 Total operating income 34,540 3,620 4,758 (4,772 ) 38,146 Expenses Interest expense 3,455 - 66 - 3,521 Provision for loan losses 1,849 - - - 1,849 Salaries and employee benefits 14,455 2,242 323 - 17,020 Other expenses 10,470 822 945 (196 ) 12,041 Total operating expenses 30,229 3,064 1,334 (196 ) 34,431 Income before taxes 4,311 556 3,424 (4,576 ) 3,715 Income tax expense (benefit) 173 118 (107 ) - 184 Net income $ 4,138 $ 438 $ 3,531 $ (4,576 ) $ 3,531 Capital expenditures $ 439 $ - $ - $ - $ 439 Total assets $ 1,019,780 $ 6,084 $ 102,459 $ (102,883 ) $ 1,025,440 Nine Months Ended September 30, 2017 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 24,300 $ 52 $ 3,251 $ (3,249 ) $ 24,354 Income from fiduciary activities - 2,820 - - 2,820 Other income 6,554 708 150 (196 ) 7,216 Total operating income 30,854 3,580 3,401 (3,445 ) 34,390 Expenses Interest expense 2,097 - - 1 2,098 Provision for loan losses 2,925 - - - 2,925 Salaries and employee benefits 13,252 2,068 330 - 15,650 Other expenses 9,881 766 412 (196 ) 10,863 Total operating expenses 28,155 2,834 742 (195 ) 31,536 Income before taxes 2,699 746 2,659 (3,250 ) 2,854 Income tax expense (benefit) (60 ) 255 (201 ) - (6 ) Net income $ 2,759 $ 491 $ 2,860 $ (3,250 ) $ 2,860 Capital expenditures $ 504 $ 6 $ - $ - $ 510 Total assets $ 948,377 $ 6,141 $ 97,645 $ (97,666 ) $ 954,497

Accounting Policies (Details)

Accounting Policies (Details) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2018USD ($)SubsidiaryBranch	Jun. 30, 2018USD ($)	Sep. 30, 2017USD ($)	Sep. 30, 2018USD ($)SubsidiaryBranch	Sep. 30, 2017USD ($)	Dec. 31, 2017USD ($)
Accounting Policies [Abstract]
Number of subsidiaries | Subsidiary	2			2
Number of branch offices | Branch	19			19
ASU 2018-02 [Member]
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI						$ 0
Reclassification of debit card expense for the net presentation of debit card revenue	$ (274)		$ (207)	$ (711)	$ (579)
Reclassification of debit card revenue for the net presentation of debit card revenue	$ 274		$ 207	$ 711	$ 579
ASU 2018-02 [Member] | Accumulated Other Comprehensive Loss [Member]
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI						(139)
ASU 2018-02 [Member] | Retained Earnings [Member]
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI						139
ASU 2016-01 [Member]
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01						0
Gain on sale of equity investments		$ 24
ASU 2016-01 [Member] | Accumulated Other Comprehensive Loss [Member]
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01						(77)
ASU 2016-01 [Member] | Retained Earnings [Member]
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01						$ 77

Acquisitions (Details)

Acquisitions (Details) - USD ($) $ / shares in Units, $ in Thousands	Apr. 01, 2018	Sep. 30, 2018	Sep. 30, 2018	Sep. 30, 2017	Mar. 31, 2018	Dec. 31, 2017
Consideration paid: [Abstract]
Cash	$ 3,164		$ 3,164	$ 0
Company common stock	3,947		3,947	0
Total purchase price	$ 7,111
Identifiable assets acquired:
Cash and cash equivalents					$ 2,304
Securities available for sale					1,959
Restricted securities, at cost					278
Loans, net					42,790
Premises and equipment					1,520
Other real estate owned					226
Core deposit intangibles					440
Other assets					929
Total assets					50,446
Identifiable liabilities assumed:
Deposits					44,000
Other liabilities					324
Total liabilities					44,324
Net assets acquired					6,122
Preliminary goodwill		$ 1,611	1,611		989	$ 621
Amortization and Accretion of Premiums and Discounts [Abstract]
Net impact to income before taxes			(199)	$ 0
Fair Value Adjustment [Member]
Identifiable assets acquired:
Cash and cash equivalents					0
Securities available for sale					0
Restricted securities, at cost					0
Loans, net					(34)
Premises and equipment					450
Other real estate owned					(11)
Core deposit intangibles					440
Other assets					(126)
Total assets					719
Identifiable liabilities assumed:
Deposits					246
Other liabilities					0
Total liabilities					$ 246
Citizens National Bank [Member]
Business Combination, Description [Abstract]
Shares issued per acquired share (in shares)	0.1041
Cash paid per acquired share (in dollars per share)					$ 2.19
Shares issued for acquisition (in shares)	149,625
Identifiable assets acquired:
Cash and cash equivalents					$ 2,304
Securities available for sale					1,959
Restricted securities, at cost					278
Loans, net					42,824
Premises and equipment					1,070
Other real estate owned					237
Core deposit intangibles					0
Other assets					1,055
Total assets					49,727
Identifiable liabilities assumed:
Deposits					43,754
Other liabilities					324
Total liabilities					44,078
Amortization and Accretion of Premiums and Discounts [Abstract]
Acquired performing loans		52	144
Acquired impaired loans		(2)	(1)
Certificate of deposit valuation		39	78
Amortization of core deposit intangible		(11)	(22)
Net impact to income before taxes		$ 78	$ 199
Citizens National Bank [Member] | Acquired Performing Loans [Member]
Acquired Impaired Loans Receivable [Abstract]
Fair value of loans acquired impaired loans					42,100
Citizens National Bank [Member] | Acquired Impaired Loans [Member]
Acquired Impaired Loans Receivable [Abstract]
Contractually required principal and interest payments					1,031
Nonaccretable difference					(211)
Cash flows expected to be collected					820
Accretable yield					(110)
Fair value of loans acquired impaired loans					$ 710

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018USD ($)Security	Sep. 30, 2017USD ($)	Sep. 30, 2018USD ($)Security	Sep. 30, 2017USD ($)	Dec. 31, 2017USD ($)Security
Debt Securities, Available-for-sale [Abstract]
Amortized cost	$ 146,962		$ 146,962
Gross unrealized gains	60		60
Gross unrealized loss	(4,734)		(4,734)
Fair value	142,288		142,288
Equity Securities, Available-for-sale [Abstract]
Amortized cost					$ 100
Gross unrealized gains					97
Gross unrealized loss					0
Fair value					197
Amortized cost and fair value of securities available-for-sale [Abstract]
Amortized cost					158,192
Gross unrealized gains					808
Gross unrealized losses					(1,879)
Fair value	142,288		142,288		157,121
Available-for-sale securities, realized gains (losses) [Abstract]
Realized gains on sales of securities	0	$ 2	131	$ 89
Realized losses on sales of securities	0	0	(11)	0
Net realized gain	0	$ 2	120	$ 89
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	615		615		112
More Than Twelve Months	4,119		4,119		1,767
Gross Unrealized Losses	4,734		4,734		1,879
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	49,905		49,905		25,170
More Than Twelve Months	83,416		83,416		79,434
Total	$ 133,321		$ 133,321		$ 104,604
Unrealized loss position, Number of securities | Security	127		127		77
U.S. Treasury Securities [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	$ 9,338		$ 9,338
Gross unrealized gains	0		0
Gross unrealized loss	(74)		(74)
Fair value	9,264		9,264
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	74		74
More Than Twelve Months	0		0
Gross Unrealized Losses	74		74
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	9,264		9,264
More Than Twelve Months	0		0
Total	9,264		9,264
Obligations of U.S. Government Agencies [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	11,278		11,278		$ 9,530
Gross unrealized gains	0		0		27
Gross unrealized loss	(240)		(240)		(122)
Fair value	11,038		11,038		9,435
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	59		59		11
More Than Twelve Months	181		181		111
Gross Unrealized Losses	240		240		122
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	7,302		7,302		3,189
More Than Twelve Months	3,736		3,736		3,089
Total	11,038		11,038		6,278
Obligations of States and Political Subdivisions [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	50,101		50,101		64,413
Gross unrealized gains	50		50		489
Gross unrealized loss	(1,121)		(1,121)		(137)
Fair value	49,030		49,030		64,765
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	441		441		32
More Than Twelve Months	680		680		105
Gross Unrealized Losses	1,121		1,121		137
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	28,333		28,333		11,141
More Than Twelve Months	13,945		13,945		10,999
Total	42,278		42,278		22,140
Mortgage-backed Securities [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	71,090		71,090		75,906
Gross unrealized gains	0		0		0
Gross unrealized loss	(3,280)		(3,280)		(1,610)
Fair value	67,810		67,810		74,296
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	35		35		67
More Than Twelve Months	3,245		3,245		1,543
Gross Unrealized Losses	3,280		3,280		1,610
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	2,362		2,362		9,742
More Than Twelve Months	65,448		65,448		64,554
Total	67,810		67,810		74,296
Money Market Investments [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	1,205		1,205		1,194
Gross unrealized gains	0		0		0
Gross unrealized loss	0		0		0
Fair value	1,205		1,205		1,194
Corporate Bonds [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	3,950		3,950		7,049
Gross unrealized gains	10		10		195
Gross unrealized loss	(19)		(19)		(10)
Fair value	3,941		3,941		7,234
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	6		6		2
More Than Twelve Months	13		13		8
Gross Unrealized Losses	19		19		10
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	2,644		2,644		1,098
More Than Twelve Months	287		287		792
Total	$ 2,931		$ 2,931		$ 1,890

Loans and the Allowance for L_3

Loans and the Allowance for Loan Losses (Details) - USD ($) $ in Thousands		Sep. 30, 2018		Dec. 31, 2017
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees	[1]	$ 779,435		$ 738,540
Less: Allowance for loan losses		(10,231)		(9,448)
Loans, net of allowance and deferred fees and costs	[1]	769,204		729,092
Net deferred loan fees		849		916
Overdrawn deposit accounts, excluding internal use accounts		605		424
Mortgage Loans on Real Estate [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		530,053		492,720
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		110,133		101,021
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		312,079		289,682
Mortgage Loans on Real Estate [Member] | Construction [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		32,898		27,489
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		17,874		17,918
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		57,069		56,610
Commercial [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		67,772		60,398
Commercial [Member] | Commercial and Industrial Loans [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		67,772		60,398
Consumer [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		170,898	[2]	174,225
Consumer [Member] | Consumer Automobile Loans [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		125,166		119,251
Consumer [Member] | Other Consumer Loans [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		45,732		54,974
Other [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		$ 10,712		$ 11,197
[1]	Net deferred loan fees totaled $849 thousand and $916 thousand at September 30, 2018 and December 31, 2017, respectively.
[2]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L_4

Loans and the Allowance for Loan Losses, Acquired Loans (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2018USD ($)	Dec. 31, 2017USD ($)Loan
Certain Loans Acquired in Transfer Accounted for as Debt Securities [Abstract]
Number of acquired loans | Loan		0
Outstanding principal balance	$ 36,369
Carrying amount	35,811
Carrying amount	448
ASC 310-30 [Member]
Certain Loans Acquired in Transfer Accounted for as Debt Securities [Abstract]
Outstanding principal balance	679
Carrying amount	448
Changes in Accretable Yield on Acquired Impaired Loans [Roll Forward]
Balance at beginning of period	0
Additions from acquisition of Citizens	110
Accretion	(18)
Other changes, net	0
Balance at end of period	$ 92	$ 0

Loans and the Allowance for L_5

Loans and the Allowance for Loan Losses, Credit Quality (Details) - USD ($) $ in Thousands		Sep. 30, 2018		Dec. 31, 2017
Receivables [Abstract]
Gross loan receivables	[1]	$ 779,435		$ 738,540
Pass [Member]
Receivables [Abstract]
Gross loan receivables		745,926		706,579
OAEM [Member]
Receivables [Abstract]
Gross loan receivables		10,358		12,500
Substandard [Member]
Receivables [Abstract]
Gross loan receivables		23,151		19,461
Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member]
Receivables [Abstract]
Gross loan receivables		530,053		492,720
Mortgage Loans on Real Estate [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		499,682		463,154
Mortgage Loans on Real Estate [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		8,215		11,031
Mortgage Loans on Real Estate [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		22,156		18,535
Mortgage Loans on Real Estate [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Receivables [Abstract]
Gross loan receivables		110,133		101,021
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		108,270		98,656
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		1,863		2,365
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Receivables [Abstract]
Gross loan receivables		312,079		289,682
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		284,698		264,275
Mortgage Loans on Real Estate [Member] | Commercial [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		8,144		10,526
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		19,237		14,881
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Construction [Member]
Receivables [Abstract]
Gross loan receivables		32,898		27,489
Mortgage Loans on Real Estate [Member] | Construction [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		32,409		26,694
Mortgage Loans on Real Estate [Member] | Construction [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		71		74
Mortgage Loans on Real Estate [Member] | Construction [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		418		721
Mortgage Loans on Real Estate [Member] | Construction [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Receivables [Abstract]
Gross loan receivables		17,874		17,918
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		17,535		17,211
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		431
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		339		276
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Receivables [Abstract]
Gross loan receivables		57,069		56,610
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		56,770		56,318
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		299		292
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Commercial [Member]
Receivables [Abstract]
Gross loan receivables		67,772		60,398
Commercial [Member] | Commercial and Industrial Loans [Member]
Receivables [Abstract]
Gross loan receivables		67,772		60,398
Commercial [Member] | Commercial and Industrial Loans [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		65,170		58,091
Commercial [Member] | Commercial and Industrial Loans [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		2,143		1,469
Commercial [Member] | Commercial and Industrial Loans [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		459		838
Commercial [Member] | Commercial and Industrial Loans [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Consumer [Member]
Receivables [Abstract]
Gross loan receivables		170,898	[2]	174,225
Consumer [Member] | Consumer Automobile Loans [Member]
Receivables [Abstract]
Gross loan receivables		125,166		119,251
Consumer [Member] | Consumer Automobile Loans [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		124,765		119,211
Consumer [Member] | Consumer Automobile Loans [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Consumer [Member] | Consumer Automobile Loans [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		401		40
Consumer [Member] | Consumer Automobile Loans [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Consumer [Member] | Other Consumer Loans [Member]
Receivables [Abstract]
Gross loan receivables		45,732		54,974
Consumer [Member] | Other Consumer Loans [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		45,597		54,926
Consumer [Member] | Other Consumer Loans [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Consumer [Member] | Other Consumer Loans [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		135		48
Consumer [Member] | Other Consumer Loans [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Other [Member]
Receivables [Abstract]
Gross loan receivables		10,712		11,197
Other [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		10,712		11,197
Other [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Other [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Other [Member] | Doubtful [Member]
Receivables [Abstract]
Gross loan receivables		$ 0		$ 0
[1]	Net deferred loan fees totaled $849 thousand and $916 thousand at September 30, 2018 and December 31, 2017, respectively.
[2]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L_6

Loans and the Allowance for Loan Losses, Past Due (Details) $ in Thousands		9 Months Ended			12 Months Ended
		Sep. 30, 2018USD ($)Loan		Sep. 30, 2017USD ($)	Dec. 31, 2017USD ($)
Loans, Aging [Abstract]
Acquired Impaired		$ 448
Total Current Loans	[1]	761,583			$ 725,444
Total Loans	[2]	779,435			738,540
Recorded Investment > 90 Days Past Due and Accruing		4,314			3,182
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		$ 13,009			12,882
Number of loans acquired on nonaccural status | Loan		0
Interest income that would have been recorded under original loan terms [Abstract]
Interest income that would have been recorded under original loan terms		$ 388		$ 311
Actual interest income recorded for the period		249		179
Reduction in interest income on non accrual loans		139		$ 132
30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		4,103			4,045
60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		3,297			1,618
90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		10,004			7,433
Guaranteed Student Loans [Member]
Loans, Aging [Abstract]
Past Due		$ 3,900			$ 4,200
Guaranteed Student Loans [Member] | Minimum [Member]
Loans, Aging [Abstract]
Percentage of student loans guaranteed by federal government		97.00%			97.00%
Guaranteed Student Loans [Member] | Maximum [Member]
Loans, Aging [Abstract]
Percentage of student loans guaranteed by federal government		100.00%			98.00%
Mortgage Loans on Real Estate [Member]
Loans, Aging [Abstract]
Acquired Impaired		$ 448
Total Current Loans	[1]	519,001			$ 487,296
Total Loans		530,053			492,720
Recorded Investment > 90 Days Past Due and Accruing		1,636			306
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		12,701			12,046
Mortgage Loans on Real Estate [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,814			513
Mortgage Loans on Real Estate [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,605			943
Mortgage Loans on Real Estate [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		7,185			3,968
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Loans, Aging [Abstract]
Acquired Impaired		347
Total Current Loans	[1]	107,811			99,361
Total Loans		110,133			101,021
Recorded Investment > 90 Days Past Due and Accruing		429			261
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		1,283			1,447
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		460			229
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		655			153
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		860			1,278
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Loans, Aging [Abstract]
Acquired Impaired		101
Total Current Loans	[1]	306,116			286,964
Total Loans		312,079			289,682
Recorded Investment > 90 Days Past Due and Accruing		149			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		10,498			9,468
Mortgage Loans on Real Estate [Member] | Commercial [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		445			194
Mortgage Loans on Real Estate [Member] | Commercial [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		710			771
Mortgage Loans on Real Estate [Member] | Commercial [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		4,707			1,753
Mortgage Loans on Real Estate [Member] | Construction [Member]
Loans, Aging [Abstract]
Acquired Impaired		0
Total Current Loans	[1]	32,480			26,768
Total Loans		32,898			27,489
Recorded Investment > 90 Days Past Due and Accruing		0			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		418			721
Mortgage Loans on Real Estate [Member] | Construction [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Construction [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Construction [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		418			721
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Loans, Aging [Abstract]
Acquired Impaired		0
Total Current Loans	[1]	17,417			17,740
Total Loans		17,874			17,918
Recorded Investment > 90 Days Past Due and Accruing		96			45
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		203			118
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		119			15
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		149			0
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		189			163
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Loans, Aging [Abstract]
Acquired Impaired		0
Total Current Loans	[1]	55,177			56,463
Total Loans		57,069			56,610
Recorded Investment > 90 Days Past Due and Accruing		962			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		299			292
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		790			75
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		91			19
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,011			53
Commercial [Member]
Loans, Aging [Abstract]
Acquired Impaired		101
Total Loans		67,772			60,398
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		308			836
Commercial [Member] | Commercial and Industrial Loans [Member]
Loans, Aging [Abstract]
Total Loans		67,772			60,398
Commercial [Member] | Commercial Loan [Member]
Loans, Aging [Abstract]
Acquired Impaired		0
Total Current Loans	[1]	66,399			58,629
Total Loans		67,772			60,398
Recorded Investment > 90 Days Past Due and Accruing		419			471
Commercial [Member] | Commercial Loan [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		214			709
Commercial [Member] | Commercial Loan [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		600			0
Commercial [Member] | Commercial Loan [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		559			1,060
Consumer [Member]
Loans, Aging [Abstract]
Acquired Impaired	[3]	0
Total Loans		170,898	[3]		174,225
Consumer [Member] | Consumer Automobile Loans [Member]
Loans, Aging [Abstract]
Acquired Impaired		0
Total Current Loans	[1]	123,697			118,571
Total Loans		125,166			119,251
Recorded Investment > 90 Days Past Due and Accruing		51			41
Consumer [Member] | Consumer Automobile Loans [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,221			517
Consumer [Member] | Consumer Automobile Loans [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		196			122
Consumer [Member] | Consumer Automobile Loans [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		52			41
Consumer [Member] | Other Consumer Loans [Member]
Loans, Aging [Abstract]
Acquired Impaired		0
Total Current Loans	[1]	41,870			49,848
Total Loans		45,732			54,974
Recorded Investment > 90 Days Past Due and Accruing		2,198			2,360
Consumer [Member] | Other Consumer Loans [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		778			2,222
Consumer [Member] | Other Consumer Loans [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		886			544
Consumer [Member] | Other Consumer Loans [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		2,198			2,360
Other [Member]
Loans, Aging [Abstract]
Acquired Impaired		0
Total Current Loans	[1]	10,616			11,100
Total Loans		10,712			11,197
Recorded Investment > 90 Days Past Due and Accruing		10			4
Other [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		76			84
Other [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		10			9
Other [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		$ 10			$ 4
[1]	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.
[2]	Net deferred loan fees totaled $849 thousand and $916 thousand at September 30, 2018 and December 31, 2017, respectively.
[3]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L_7

Loans and the Allowance for Loan Losses, Troubled Debt Restructuring (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018USD ($)	Sep. 30, 2017USD ($)	Sep. 30, 2018USD ($)	Sep. 30, 2017USD ($)ModificationContract	Dec. 31, 2017USD ($)
Receivables [Abstract]
Outstanding commitments on TDR's	$ 0		$ 0		$ 0
Defaulting TDR's within twelve months of restructuring	0	$ 0	0	$ 0
Interest Rate Below Market Reduction [Member]
Receivables [Abstract]
Number of Modifications | Contract				1
Terms Not Otherwise Available [Member]
Receivables [Abstract]
Number of Modifications | Contract				2
Mortgage Loans on Real Estate [Member]
Receivables [Abstract]
Number of Modifications | Modification				3
Recorded Investment Prior to Modification				$ 3,805
Recorded Investment After Modification				3,805
Current Investment		3,794		$ 3,794
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Receivables [Abstract]
Number of Modifications | Modification				1
Recorded Investment Prior to Modification				$ 142
Recorded Investment After Modification				142
Current Investment		141		$ 141
Loans in process for foreclosure	$ 0		$ 0		$ 77
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Receivables [Abstract]
Number of Modifications | Modification				2
Recorded Investment Prior to Modification				$ 3,663
Recorded Investment After Modification				3,663
Current Investment		$ 3,653		$ 3,653

Loans and the Allowance for L_8

Loans and the Allowance for Loan Losses, Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2018	Dec. 31, 2017
Receivables [Abstract]
Unpaid Principal Balance	$ 19,037	$ 20,830
Recorded Investment, Without Valuation Allowance	15,789	16,049
Recorded Investment, With Valuation Allowance	1,402	2,426
Associated Allowance	229	95
Average Recorded Investment	18,697	18,626
Interest Income Recognized	491	742
Mortgage Loans on Real Estate [Member]
Receivables [Abstract]
Unpaid Principal Balance	18,596	19,715
Recorded Investment, Without Valuation Allowance	15,709	15,213
Recorded Investment, With Valuation Allowance	1,174	2,426
Associated Allowance	215	95
Average Recorded Investment	18,146	17,197
Interest Income Recognized	484	712
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Receivables [Abstract]
Unpaid Principal Balance	2,139	2,873
Recorded Investment, Without Valuation Allowance	1,924	2,499
Recorded Investment, With Valuation Allowance	93	316
Associated Allowance	47	52
Average Recorded Investment	2,123	2,525
Interest Income Recognized	63	90
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Receivables [Abstract]
Unpaid Principal Balance	15,099	15,262
Recorded Investment, Without Valuation Allowance	12,921	11,622
Recorded Investment, With Valuation Allowance	607	1,644
Associated Allowance	113	1
Average Recorded Investment	14,471	13,541
Interest Income Recognized	403	579
Mortgage Loans on Real Estate [Member] | Construction [Member]
Receivables [Abstract]
Unpaid Principal Balance	511	814
Recorded Investment, Without Valuation Allowance	418	721
Recorded Investment, With Valuation Allowance	93	92
Associated Allowance	19	18
Average Recorded Investment	718	406
Interest Income Recognized	6	23
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Receivables [Abstract]
Unpaid Principal Balance	547	473
Recorded Investment, Without Valuation Allowance	397	318
Recorded Investment, With Valuation Allowance	131	135
Associated Allowance	14	14
Average Recorded Investment	510	464
Interest Income Recognized	11	20
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Receivables [Abstract]
Unpaid Principal Balance	300	293
Recorded Investment, Without Valuation Allowance	49	53
Recorded Investment, With Valuation Allowance	250	239
Associated Allowance	22	10
Average Recorded Investment	324	261
Interest Income Recognized	1	0
Commercial [Member]
Receivables [Abstract]
Unpaid Principal Balance	396	1,115
Recorded Investment, Without Valuation Allowance	80	836
Recorded Investment, With Valuation Allowance	228	0
Associated Allowance	14	0
Average Recorded Investment	493	1,388
Interest Income Recognized	6	30
Consumer [Member] | Other Consumer Loans [Member]
Receivables [Abstract]
Unpaid Principal Balance	45	0
Recorded Investment, Without Valuation Allowance	0	0
Recorded Investment, With Valuation Allowance	0	0
Associated Allowance	0	0
Average Recorded Investment	58	41
Interest Income Recognized	$ 1	$ 0

Loans and the Allowance for L_9

Loans and the Allowance for Loan Losses, Activity In Period (Details) $ in Thousands		3 Months Ended			9 Months Ended			12 Months Ended
		Sep. 30, 2018USD ($)		Sep. 30, 2017USD ($)	Sep. 30, 2018USD ($)Period		Sep. 30, 2017USD ($)	Dec. 31, 2017USD ($)Period		Sep. 30, 2018USD ($)qtr		Dec. 31, 2017USD ($)
Allowance for loan losses by segment [Roll Forward]
Beginning Balance					$ 9,448		$ 8,245	$ 8,245
Charges-offs					(1,579)			(3,287)
Recoveries					513			330
Provision for loan losses		$ 749		$ 1,275	1,849		2,925	4,160
Ending balance		10,231			10,231			9,448
Ending balances individually evaluated for impairment										$ 229		$ 95
Ending balances collectively evaluated for impairment										10,002		9,353
Ending balance acquired impaired loans										0
Ending balance		10,231			$ 9,448		8,245	$ 9,448		10,231		9,448
Loan Balances [Abstract]
Ending balance individually evaluated for impairment										17,191		18,475
Ending balance collectively evaluated for impairment										761,796		720,065
Ending balance acquired impaired loans										448
Ending balance	[1]									$ 779,435		738,540
Changes in Accounting Methodology [Abstract]
Number of migration periods | Period					8			8
Number of quarters remains on each migration period | qtr										12
Commercial [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance					$ 1,889		1,493	$ 1,493
Charges-offs					(81)			(807)
Recoveries					136			37
Provision for loan losses					405			1,166
Ending balance		2,349			2,349			1,889
Ending balances individually evaluated for impairment										$ 14		0
Ending balances collectively evaluated for impairment										2,335		1,889
Ending balance acquired impaired loans										0
Ending balance		2,349			1,889		1,493	1,889		2,349		1,889
Loan Balances [Abstract]
Ending balance individually evaluated for impairment										308		836
Ending balance collectively evaluated for impairment										67,363		59,562
Ending balance acquired impaired loans										101
Ending balance										67,772		60,398
Real Estate [Member]
Loan Balances [Abstract]
Ending balance acquired impaired loans										448
Ending balance										530,053		492,720
Real Estate [Member] | Construction [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance					541		846	846
Charges-offs					0			0
Recoveries					0			104
Provision for loan losses					(401)			(409)
Ending balance		140			140			541
Ending balances individually evaluated for impairment										19		18
Ending balances collectively evaluated for impairment										121		523
Ending balance acquired impaired loans										0
Ending balance		140			541		846	541		140		541
Loan Balances [Abstract]
Ending balance individually evaluated for impairment										511		813
Ending balance collectively evaluated for impairment										32,387		26,676
Ending balance acquired impaired loans										0
Ending balance										32,898		27,489
Real Estate [Member] | Mortgage [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance	[2]				5,217		5,267	5,267
Charges-offs	[2]				(729)			(1,934)
Recoveries	[2]				127			45
Provision for loan losses	[2]				1,336			1,839
Ending balance	[2]	5,951			5,951			5,217
Ending balances individually evaluated for impairment	[2]									196		77
Ending balances collectively evaluated for impairment	[2]									5,755		5,140
Ending balance acquired impaired loans	[2]									0
Ending balance	[2]	5,951			5,217		5,267	5,217		5,951		5,217
Loan Balances [Abstract]
Ending balance individually evaluated for impairment	[2]									16,372		16,826
Ending balance collectively evaluated for impairment	[2]									480,436		448,405
Ending balance acquired impaired loans	[2]									347
Ending balance	[2]									497,155		465,231
Consumer [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance					1,644	[3]	455	455
Charges-offs					(502)	[3]		(279)
Recoveries					189	[3]		56
Provision for loan losses					214	[3]		1,412
Ending balance	[3]	1,545			1,545			1,644
Ending balances individually evaluated for impairment										0	[3]	0
Ending balances collectively evaluated for impairment										1,545	[3]	1,644
Ending balance acquired impaired loans	[3]									0
Ending balance		1,545	[3]		1,644	[3]	455	1,644	[3]	1,545	[3]	1,644	[3]
Loan Balances [Abstract]
Ending balance individually evaluated for impairment										0	[3]	0
Ending balance collectively evaluated for impairment										170,898	[3]	174,225
Ending balance acquired impaired loans	[3]									0
Ending balance										170,898	[3]	174,225
Other [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance					157		184	184
Charges-offs					(267)			(267)
Recoveries					61			88
Provision for loan losses					295			152
Ending balance		246			246			157
Ending balances individually evaluated for impairment										0		0
Ending balances collectively evaluated for impairment										246		157
Ending balance acquired impaired loans										0
Ending balance		$ 246			$ 157		$ 184	$ 184		246		157
Loan Balances [Abstract]
Ending balance individually evaluated for impairment										0		0
Ending balance collectively evaluated for impairment										10,712		11,197
Ending balance acquired impaired loans										0
Ending balance										$ 10,712		$ 11,197
[1]	Net deferred loan fees totaled $849 thousand and $916 thousand at September 30, 2018 and December 31, 2017, respectively.
[2]	The real estate-mortgage segment includes residential 1 - 4 family, commercial real estate, second mortgages and equity lines of credit.
[3]	The consumer segment includes consumer automobile loans.

Low-Income Housing Tax Credit_2

Low-Income Housing Tax Credits (Details) $ in Thousands		3 Months Ended		9 Months Ended		12 Months Ended
		Sep. 30, 2018USD ($)Fund	Sep. 30, 2017USD ($)	Sep. 30, 2018USD ($)Fund	Sep. 30, 2017USD ($)	Dec. 31, 2017USD ($)Fund
Low-Income Housing Tax Credits [Abstract]
Number of housing equity funds | Fund		4		4		4
Low-income housing investment		$ 3,300		$ 3,300		$ 3,500
Expected affordable housing tax credits				494
Additional committed capital calls expected		248		248		$ 1,100
Tax credits and other tax benefits [Abstract]
Amortization of operating losses		80	$ 77	240	$ 255
Tax benefit of operating losses	[1]	17	26	50	87
Tax credits		137	113	384	346
Total tax benefits		$ 154	$ 139	$ 434	$ 433
Effective income tax rate				21.00%		34.00%
[1]	Computed using a 21% tax rate for 2018 and a 34% tax rate for 2017

Borrowings (Details)

Borrowings (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2018	Dec. 31, 2017
Borrowings and FHLB Advances [Abstract]
Available federal funds lines	$ 55,000	$ 45,000
Available credit with FHLB	248,000	217,000
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal funds purchased	0	10,000
Overnight repurchase agreements	18,116	20,693
FHLB advances	23,000	47,500
Total short-term borrowings	41,116	78,193
Maximum month-end outstanding balance	99,898	79,819
Average outstanding balance during the period	$ 72,371	$ 53,165
Average interest rate (year-to-date)	1.11%	0.72%
Average interest rate at end of period	1.32%	1.27%
FHLB advances outstanding	$ 37,000	$ 20,000
Loan maturity date	Apr. 1, 2023
Loans outstanding	$ 2,900
Interest rate	4.58%
Minimum [Member]
Borrowings and FHLB Advances [Abstract]
Overnight repurchase agreements maturity period	1 day
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB interest rate	1.54%
Maximum [Member]
Borrowings and FHLB Advances [Abstract]
Overnight repurchase agreements maturity period	4 days
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB interest rate	2.89%
Advance One [Member]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB advance maturity date	Feb. 28, 2019
Advance Two [Member]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB advance maturity date	Aug. 27, 2021

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	$ 193,508	$ 144,113
Home Equity Lines of Credit [Member]
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	71,545	56,486
Commercial Real Estate, Construction and Development Loans Committed but not Funded [Member]
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	33,166	19,526
Other Lines of Credit (Principally Commercial) [Member]
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	88,797	68,101
Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	$ 3,831	$ 3,331

Share-Based Compensation (Detai

Share-Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Weighted Average Grant Date Fair Value [Abstract]
Stock-based compensation expense	$ 50	$ 9	$ 103	$ 9
Restricted Stock [Member]
Shares [Roll Forward]
Nonvested balance at beginning of period (in shares)			2,245
Issued (in shares)			11,444
Vested (in shares)			0
Forfeited (in shares)			0
Nonvested balance at end of period (in shares)	13,689		13,689		2,245
Weighted Average Grant Date Fair Value [Abstract]
Non-vested balance at beginning of period (in dollars per share)			$ 33.60
Issued (in dollars per share)			26.32
Vested (in dollars per share)			0
Forfeited (in dollars per share)			0
Non-vested balance at end of period (in dollars per share)	$ 27.51		$ 27.51		$ 33.60
Weighted-average remaining vesting period for recognition			1 year 6 months
Fair value of restricted stock granted			$ 301
Unrecognized stock-based compensation expense	$ 257		$ 257
2016 Stock Incentive Plan [Member]
Employee Service Share-based Compensation [Abstract]
Shares available for grant (in shares)	300,000		300,000
ESPP [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase			5.00%		5.00%
Total stock purchases under the plan (in shares)			2,644
Shares reserved for issuance (in shares)	242,809		242,809
ESPP [Member] | Minimum [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase			0.00%
ESPP [Member] | Maximum [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase			15.00%

Stockholders' Equity and Earn_3

Stockholders' Equity and Earnings per Share, Amounts Reclassified Out of Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Available-for-sale securities [Abstract]
Realized gains on sales of securities	$ 0	$ 2	$ 120	$ 89
Tax effect	0	0	25	30
Total	$ 0	$ 2	$ 95	$ 59

Stockholders' Equity and Earn_4

Stockholders' Equity and Earnings per Share, Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017	Dec. 31, 2017
Stockholders Equity Note [Abstract]
Beginning Balance			$ 96,388	$ 93,990
Ending Balance	$ 99,575	$ 97,641	99,575	97,641
Other comprehensive income, pretax [Abstract]
Unrealized holding gains (losses) arising during the period, pretax	(1,017)	89	(3,385)	2,394
Reclassification adjustment for gains recognized in income, pretax	0	(2)	(120)	(89)
Total change in accumulated other comprehensive loss, net, pretax	(1,017)	87	(3,505)	2,305
Other Comprehensive Income, Tax Effect [Abstract]
Unrealized holding gains (losses) arising during the period, tax effect	(214)	30	(711)	814
Reclassification adjustment for gains recognized in income, tax effect	0	0	(25)	(30)
Total change in accumulated other comprehensive loss, net, tax effect	(214)	30	(736)	784
Other Comprehensive Income, Net of Tax [Abstract]
Unrealized holding gains (losses) arising during the period, net of tax	(803)	59	(2,674)	1,580
Reclassification adjustment for gains recognized in income, net of tax	0	(2)	(95)	(59)
Other comprehensive income (loss), net of tax	(803)	57	(2,769)	1,521
ASU 2018-02 [Member]
Stockholders Equity Note [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI					$ 0
ASU 2016-01 [Member]
Stockholders Equity Note [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI					0
Unrealized Gains (Losses) on Available-for-Sale Securities [Member]
Stockholders Equity Note [Abstract]
Beginning Balance	(2,889)	(275)	(707)	(1,739)
Net other comprehensive income (loss)	(803)	57	(2,769)	1,521
Ending Balance	(3,692)	(218)	(3,692)	(218)
Unrealized Gains (Losses) on Available-for-Sale Securities [Member] | ASU 2018-02 [Member]
Stockholders Equity Note [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI					(139)
Unrealized Gains (Losses) on Available-for-Sale Securities [Member] | ASU 2016-01 [Member]
Stockholders Equity Note [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI					(77)
Defined Benefit Pension Plans [Member]
Stockholders Equity Note [Abstract]
Beginning Balance	0	(2,469)	0	(2,469)
Net other comprehensive income (loss)	0	0	0	0
Ending Balance	0	(2,469)	0	(2,469)
Defined Benefit Pension Plans [Member] | ASU 2018-02 [Member]
Stockholders Equity Note [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI					0
Defined Benefit Pension Plans [Member] | ASU 2016-01 [Member]
Stockholders Equity Note [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI					0
Accumulated Other Comprehensive Loss [Member]
Stockholders Equity Note [Abstract]
Beginning Balance	(2,889)	(2,744)	(707)	(4,208)
Net other comprehensive income (loss)	(803)	57	(2,769)	1,521
Ending Balance	$ (3,692)	$ (2,687)	(3,692)	(2,687)
Other Comprehensive Income, Net of Tax [Abstract]
Other comprehensive income (loss), net of tax			$ (2,769)	$ 1,521
Accumulated Other Comprehensive Loss [Member] | ASU 2018-02 [Member]
Stockholders Equity Note [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI					(139)
Accumulated Other Comprehensive Loss [Member] | ASU 2016-01 [Member]
Stockholders Equity Note [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI					$ (77)

Stockholders' Equity and Earn_5

Stockholders' Equity and Earnings per Share, OCI by Component, Anti-Dilutive Securities (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017	Sep. 30, 2018	Sep. 30, 2017
Computation of earnings per share [Abstract]
Net Income Available to Common Shareholders, Basic	$ 1,597	$ 757	$ 3,531	$ 2,860
Net Income Available to Common Stockholders, Diluted	$ 1,597	$ 757	$ 3,531	$ 2,860
Weighted Average Common Shares, Basic (in shares)	5,182,181	4,993,805	5,127,090	4,985,135
Potentially dilutive common shares - stock options (in shares)	0	10,000	0	12,000
Potentially dilutive common shares - employee stock purchase program (in shares)	0	0	0	0
Weighted Average Common Shares, Diluted (in shares)	5,182,181	5,003,785	5,127,113	4,997,231
Earnings Per Share, Basic (in dollars per share)	$ 0.31	$ 0.15	$ 0.69	$ 0.57
Earnings Per Share, Diluted (in dollars per share)	$ 0.31	$ 0.15	$ 0.69	$ 0.57
Stock Options [Member]
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)			0	0

Fair Value Measurements, Recurr

Fair Value Measurements, Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands		Sep. 30, 2018	Dec. 31, 2017
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		$ 142,288
Securities available-for-sale		142,288	$ 157,121
Loans, net of allowances for loan losses	[1]	769,204	729,092
Loans held for sale		1,033	779
US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		9,264
Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		11,038	9,435
Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		49,030	64,765
Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		67,810	74,296
Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		1,205	1,194
Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		3,941	7,234
Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		142,288
Securities available-for-sale			157,121
Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		9,264
Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		11,038	9,435
Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		49,030	64,765
Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		67,810	74,296
Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		1,205	1,194
Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		3,941	7,234
Recurring [Member] | Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Equity securities, available-for-sale			197
Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		674
Loans held for sale		1,033	779
Other real estate owned		133
Nonrecurring [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Nonrecurring [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		133
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses			567
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		45	264
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		326
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		74	74
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		229	229
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Loans, net of allowances for loan losses	[1]	0	0
Loans held for sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0
Securities available-for-sale			0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Equity securities, available-for-sale			0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Loans held for sale		0	0
Other real estate owned		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses			0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		142,288	157,121
Loans, net of allowances for loan losses	[1]	0	0
Loans held for sale		1,033	779
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		142,288
Securities available-for-sale			157,121
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		9,264
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		11,038	9,435
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		49,030	64,765
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		67,810	74,296
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		1,205	1,194
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		3,941	7,234
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Equity securities, available-for-sale			197
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Loans held for sale		1,033	779
Other real estate owned		0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses			0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		0	0
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Securities available-for-sale		0	0
Loans, net of allowances for loan losses	[1]	747,054	722,464
Loans held for sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0
Securities available-for-sale			0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale		0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Other Marketable Equity Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Equity securities, available-for-sale			0
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		674
Loans held for sale		0	0
Other real estate owned		133
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		133
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses			567
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		45	264
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Commercial [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		326
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		74	74
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses		$ 229	$ 229
[1]	In accordance with the adoption of ASU 2016-01, the fair values of loans held for investment and time deposits as of September 30, 2018 were measured using an exit price notion. The fair values of loans held for investment and time deposits as of December 31, 2017 were measured using an entry price notion.

Fair Value Measurements, Quanti

Fair Value Measurements, Quantitative Information (Details) - Market Comparables [Member] $ in Thousands	Sep. 30, 2018USD ($)	Dec. 31, 2017USD ($)
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value	$ 45	$ 264
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0725	0.0725
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Liquidation Discount [Member] | Minimum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement		0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Liquidation Discount [Member] | Maximum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement		0.0400
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0400	0.0291
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value	$ 326
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0773
Mortgage Loans on Real Estate [Member] | Commercial [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0764
Mortgage Loans on Real Estate [Member] | Construction [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value	$ 74	$ 74
Mortgage Loans on Real Estate [Member] | Construction [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0725	0.0725
Mortgage Loans on Real Estate [Member] | Construction [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0400	0.0400
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value	$ 229	$ 229
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Selling Costs [Member] | Minimum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Selling Costs [Member] | Maximum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0725
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0670	0.0725
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Liquidation Discount [Member] | Minimum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Liquidation Discount [Member] | Maximum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0400
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0370	0.0400
Other Real Estate [Member] | Construction [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value	$ 133
Other Real Estate [Member] | Construction [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0725
Other Real Estate [Member] | Construction [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0400

Fair Value Measurements, Estima

Fair Value Measurements, Estimated Fair Values and Related Carrying or Notional Amounts (Details) - USD ($) $ in Thousands		Sep. 30, 2018	Dec. 31, 2017
Assets [Abstract]
Cash and cash equivalents		$ 28,619	$ 14,412
Securities available-for-sale		142,288	157,121
Restricted securities		3,869	3,846
Loans held for sale		1,033	779
Loans, net of allowances for loan losses	[1]	769,204	729,092
Bank owned life insurance		26,567	25,981
Accrued interest receivable		3,096	3,254
Liabilities [Abstract]
Deposits		841,311	783,594
Federal funds purchased			10,000
Overnight repurchase agreements		18,116	20,693
Federal Home Loan Bank advances		60,000	67,500
Accrued interest payable		550	360
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and cash equivalents		28,619	14,412
Securities available-for-sale		0	0
Restricted securities		0	0
Loans held for sale		0	0
Loans, net of allowances for loan losses	[1]	0	0
Bank owned life insurance		0	0
Accrued interest receivable		0	0
Liabilities [Abstract]
Deposits		0	0
Federal funds purchased			0
Overnight repurchase agreements		0	0
Federal Home Loan Bank advances		0	0
Accrued interest payable		0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and cash equivalents		0	0
Securities available-for-sale		142,288	157,121
Restricted securities		3,869	3,846
Loans held for sale		1,033	779
Loans, net of allowances for loan losses	[1]	0	0
Bank owned life insurance		26,567	25,981
Accrued interest receivable		3,096	3,254
Liabilities [Abstract]
Deposits		843,118	782,539
Federal funds purchased			10,000
Overnight repurchase agreements		18,116	20,693
Federal Home Loan Bank advances		59,732	67,329
Accrued interest payable		550	360
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and cash equivalents		0	0
Securities available-for-sale		0	0
Restricted securities		0	0
Loans held for sale		0	0
Loans, net of allowances for loan losses	[1]	747,054	722,464
Bank owned life insurance		0	0
Accrued interest receivable		0	0
Liabilities [Abstract]
Deposits		0	0
Federal funds purchased			0
Overnight repurchase agreements		0	0
Federal Home Loan Bank advances		0	0
Accrued interest payable		$ 0	$ 0
[1]	In accordance with the adoption of ASU 2016-01, the fair values of loans held for investment and time deposits as of September 30, 2018 were measured using an exit price notion. The fair values of loans held for investment and time deposits as of December 31, 2017 were measured using an entry price notion.

Segment Reporting (Details)

Segment Reporting (Details) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2018USD ($)	Sep. 30, 2017USD ($)	Sep. 30, 2018USD ($)Segment	Sep. 30, 2017USD ($)	Dec. 31, 2017USD ($)
Segment Reporting [Abstract]
Number of principal business segments | Segment			3
Revenues [Abstract]
Interest and dividend income	$ 9,814	$ 8,568	$ 28,207	$ 24,354
Total operating income	13,187	11,722	38,146	34,390
Expenses [Abstract]
Interest expense	1,299	837	3,521	2,098
Provision for loan losses	749	1,275	1,849	2,925	$ 4,160
Salaries and employee benefits	5,608	5,104	17,020	15,650
Other expenses	3,819	3,805	12,041	10,863
Total operating expenses	11,475	11,021	34,431	31,536
Income before income taxes	1,712	701	3,715	2,854
Income tax expense (benefit)	115	(56)	184	(6)
Net income	1,597	757	3,531	2,860
Capital expenditures	122	66	439	510
Total assets	1,025,440	954,497	1,025,440	954,497	$ 981,826
Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	904	903	2,803	2,820
Other Income [Member]
Revenues [Abstract]
Noninterest revenue	2,469	2,251	7,136	7,216
Operating Segments [Member] | Bank [Member]
Revenues [Abstract]
Interest and dividend income	9,788	8,550	28,136	24,300
Total operating income	12,046	10,618	34,540	30,854
Expenses [Abstract]
Interest expense	1,265	837	3,455	2,097
Provision for loan losses	749	1,275	1,849	2,925
Salaries and employee benefits	4,754	4,343	14,455	13,252
Other expenses	3,485	3,457	10,470	9,881
Total operating expenses	10,253	9,912	30,229	28,155
Income before income taxes	1,793	706	4,311	2,699
Income tax expense (benefit)	122	(55)	173	(60)
Net income	1,671	761	4,138	2,759
Capital expenditures	123	60	439	504
Total assets	1,019,780	948,377	1,019,780	948,377
Operating Segments [Member] | Bank [Member] | Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	0	0	0	0
Operating Segments [Member] | Bank [Member] | Other Income [Member]
Revenues [Abstract]
Noninterest revenue	2,258	2,068	6,404	6,554
Operating Segments [Member] | Trust [Member]
Revenues [Abstract]
Interest and dividend income	26	18	69	52
Total operating income	1,156	1,119	3,620	3,580
Expenses [Abstract]
Interest expense	0	0	0	0
Provision for loan losses	0	0	0	0
Salaries and employee benefits	747	657	2,242	2,068
Other expenses	287	253	822	766
Total operating expenses	1,034	910	3,064	2,834
Income before income taxes	122	209	556	746
Income tax expense (benefit)	26	72	118	255
Net income	96	137	438	491
Capital expenditures	(1)	6	0	6
Total assets	6,084	6,141	6,084	6,141
Operating Segments [Member] | Trust [Member] | Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	904	903	2,803	2,820
Operating Segments [Member] | Trust [Member] | Other Income [Member]
Revenues [Abstract]
Noninterest revenue	226	198	748	708
Operating Segments [Member] | Unconsolidated Parent [Member]
Revenues [Abstract]
Interest and dividend income	1,767	898	4,578	3,251
Total operating income	1,817	948	4,758	3,401
Expenses [Abstract]
Interest expense	34	0	66	0
Provision for loan losses	0	0	0	0
Salaries and employee benefits	107	104	323	330
Other expenses	112	160	945	412
Total operating expenses	253	264	1,334	742
Income before income taxes	1,564	684	3,424	2,659
Income tax expense (benefit)	(33)	(73)	(107)	(201)
Net income	1,597	757	3,531	2,860
Capital expenditures	0	0	0	0
Total assets	102,459	97,645	102,459	97,645
Operating Segments [Member] | Unconsolidated Parent [Member] | Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	0	0	0	0
Operating Segments [Member] | Unconsolidated Parent [Member] | Other Income [Member]
Revenues [Abstract]
Noninterest revenue	50	50	180	150
Eliminations [Member]
Revenues [Abstract]
Interest and dividend income	(1,767)	(898)	(4,576)	(3,249)
Total operating income	(1,832)	(963)	(4,772)	(3,445)
Expenses [Abstract]
Interest expense	0	0	0	1
Provision for loan losses	0	0	0	0
Salaries and employee benefits	0	0	0	0
Other expenses	(65)	(65)	(196)	(196)
Total operating expenses	(65)	(65)	(196)	(195)
Income before income taxes	(1,767)	(898)	(4,576)	(3,250)
Income tax expense (benefit)	0	0	0	0
Net income	(1,767)	(898)	(4,576)	(3,250)
Capital expenditures	0	0	0	0
Total assets	(102,883)	(97,666)	(102,883)	(97,666)
Eliminations [Member] | Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	0	0	0	0
Eliminations [Member] | Other Income [Member]
Revenues [Abstract]
Noninterest revenue	$ (65)	$ (65)	$ (196)	$ (196)