Old Point Financial (OPOF) 10-Q 10 May 19 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2019	Apr. 24, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	OLD POINT FINANCIAL CORP
Entity Central Index Key	0000740971
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		5,201,812
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets (un

Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks		$ 16,993	$ 19,915
Interest-bearing due from banks		15,128	20,000
Federal funds sold		678	2,302
Cash and cash equivalents		32,799	42,217
Securities available-for-sale, at fair value		157,819	148,247
Restricted securities, at cost		3,691	3,853
Loans held for sale		649	479
Loans, net	[1]	752,799	763,898
Premises and equipment, net		36,677	36,738
Bank-owned life insurance		26,955	26,763
Other real estate owned, net		0	83
Goodwill		1,650	1,650
Core deposit intangible, net		396	407
Other assets		13,445	13,848
Total assets		1,026,880	1,038,183
Deposits:
Noninterest-bearing deposits		232,954	246,265
Savings deposits		372,189	367,915
Time deposits		231,034	228,964
Total deposits		836,177	843,144
Overnight repurchase agreements		24,643	25,775
Federal Home Loan Bank advances		55,000	60,000
Other borrowings		2,400	2,550
Accrued expenses and other liabilities		3,641	4,708
Total liabilities		921,861	936,177
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,201,812 and 5,184,289 shares outstanding (includes 30,350 and 13,689 shares of nonvested restricted stock, respectively)		25,857	25,853
Additional paid-in capital		20,763	20,698
Retained earnings		59,015	57,611
Accumulated other comprehensive loss, net		(616)	(2,156)
Total stockholders' equity		105,019	102,006
Total liabilities and stockholders' equity		$ 1,026,880	$ 1,038,183
[1]	Net deferred loan fees totaled $789 thousand and $864 thousand at March 31, 2019 and December 31, 2018, respectively.

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (unaudited) (Parenthetical) - $ / shares	Mar. 31, 2019	Dec. 31, 2018
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares outstanding (in shares)	5,201,812	5,184,289
Restricted Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Nonvested restricted stock (in shares)	30,350	13,689

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest and Dividend Income:
Loans, including fees	$ 8,862	$ 7,895
Due from banks	57	4
Federal funds sold	7	2
Securities:
Taxable	620	494
Tax-exempt	266	344
Dividends and interest on all other securities	64	60
Total interest and dividend income	9,876	8,799
Interest Expense:
Checking and savings deposits	251	104
Time deposits	870	616
Federal funds purchased, securities sold under agreement to repurchase and other borrowings	37	10
Federal Home Loan Bank advances	359	324
Total interest expense	1,517	1,054
Net interest income	8,359	7,745
Provision for loan losses	226	525
Net interest income, after provision for loan losses	8,133	7,220
Noninterest Income:
Bank-owned life insurance income	192	209
Mortgage banking income	216	141
Gain on sale of available-for-sale securities, net	26	80
Total noninterest income	3,416	3,142
Noninterest Expense:
Salaries and employee benefits	5,699	5,477
Occupancy and equipment	1,393	1,477
Data processing	363	302
FDIC insurance	127	191
Customer development	162	182
Professional services	514	488
Employee professional development	186	192
Other taxes	150	170
ATM and other losses	62	97
Gain on other real estate owned	(2)	0
Merger expenses	0	205
Other operating expenses	637	635
Total noninterest expense	9,291	9,416
Income before income taxes	2,258	946
Income tax expense	231	4
Net income	$ 2,027	$ 942
Basic earnings (loss) per share:
Weighted average shares outstanding (in shares)	5,186,807	5,020,075
Net income per share of common stock (in dollars per share)	$ 0.39	$ 0.19
Diluted earnings (loss) per share:
Weighted average shares outstanding (in shares)	5,186,907	5,020,146
Net income per share of common stock (in dollars per share)	$ 0.39	$ 0.19
Fiduciary and Asset Management Fees [Member]
Noninterest Income:
Noninterest revenue	$ 959	$ 983
Service Charges on Deposit Accounts [Member]
Noninterest Income:
Noninterest revenue	1,053	870
Other Service Charges, Commissions and Fees [Member]
Noninterest Income:
Noninterest revenue	925	854
Other Operating Income [Member]
Noninterest Income:
Noninterest revenue	$ 45	$ 5

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements of Comprehensive Income (Loss) (unaudited) [Abstract]
Net income	$ 2,027	$ 942
Other comprehensive income (loss), net of tax
Net unrealized gain (loss) on available-for-sale securities	1,561	(1,751)
Reclassification for gain included in net income	(21)	(63)
Other comprehensive income (loss), net of tax	1,540	(1,814)
Comprehensive income (loss)	$ 3,567	$ (872)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Reclassification of the stranded income tax effects of the Tax Cuts and Jobs Act from AOCI | ASU 2018-02 [Member]	$ 0	$ 0	$ 139	$ (139)	$ 0
Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 | ASU 2016-01 [Member]	0	0	77	(77)	0
Beginning Balance at Dec. 31, 2017	$ 25,087	17,270	54,738	(707)	96,388
Beginning Balance (in shares) at Dec. 31, 2017	5,017,458
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 0	0	942	0	942
Other comprehensive income (loss), net of tax	0	0	0	(1,814)	(1,814)
Employee Stock Purchase Plan share issuance	$ 6	20	0	0	26
Employee Stock Purchase Plan share issuance (in shares)	1,081
Stock-based compensation expense	$ 0	8	0	0	8
Cash dividends	0	0	(552)	0	(552)
Ending Balance at Mar. 31, 2018	$ 25,093	17,298	55,344	(2,737)	94,998
Ending Balance (in shares) at Mar. 31, 2018	5,018,539
Beginning Balance at Dec. 31, 2018	$ 25,853	20,698	57,611	(2,156)	$ 102,006
Beginning Balance (in shares) at Dec. 31, 2018	5,170,600				5,184,289
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 0	0	2,027	0	$ 2,027
Other comprehensive income (loss), net of tax	0	0	0	1,540	1,540
Employee Stock Purchase Plan share issuance	$ 4	15	0	0	19
Employee Stock Purchase Plan share issuance (in shares)	862
Stock-based compensation expense	$ 0	50	0	0	50
Cash dividends	0	0	(623)	0	(623)
Ending Balance at Mar. 31, 2019	$ 25,857	$ 20,763	$ 59,015	$ (616)	$ 105,019
Ending Balance (in shares) at Mar. 31, 2019	5,171,462				5,201,812

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements of Changes in Stockholders' Equity (unaudited) [Abstract]
Cash dividends (in dollars per share)	$ 0.12	$ 0.11

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 2,027	$ 942
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation and amortization	559	620
Accretion related to acquisition, net	(81)	0
Provision for loan losses	226	525	$ 2,861
Gain on sale of securities, net	(26)	(80)
Net amortization of securities	335	493
(Increase) decrease in loans held for sale, net	(170)	64
Net (gain) loss on disposal of premises and equipment	0	11
Net (gain) loss on write-down/sale of other real estate owned	(2)	0
Income from bank owned life insurance	(192)	(209)
Stock compensation expense	50	8
Deferred tax benefit	589	0
(Increase) decrease in other assets	(595)	633
Increase (decrease) in accrued expenses and other liabilities	(1,067)	(45)
Net cash provided by operating activities	1,653	2,962
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of available-for-sale securities	(19,141)	(1,467)
Proceeds from redemption (cash used in purchases) of restricted securities, net	162	(177)
Proceeds from maturities and calls of available-for-sale securities	2,150	4,655
Proceeds from sales of available-for-sale securities	6,476	2,730
Paydowns on available-for-sale securities	2,583	2,437
Proceeds from sale of loans held for investment	0	8,746
Net (increase) decrease in loans held for investment	10,926	(3,527)
Proceeds from sales of other real estate owned	85	0
Purchases of premises and equipment	(498)	(189)
Net cash provided by (used in) investing activities	2,743	13,208
CASH FLOWS FROM FINANCING ACTIVITIES
Increase (decrease) in noninterest-bearing deposits	(13,311)	5,629
Increase in savings deposits	4,274	4,828
Increase (decrease) in time deposits	2,109	(5,024)
Increase (decrease) in federal funds purchased, repurchase agreements and other borrowings, net	(1,282)	5,448
Increase in Federal Home Loan Bank advances	5,000	58,000
Repayment of Federal Home Loan Bank advances	(10,000)	(55,500)
Proceeds from ESPP issuance	19	26
Cash dividends paid on common stock	(623)	(552)
Net cash provided by (used in) financing activities	(13,814)	12,855
Net increase (decrease) in cash and cash equivalents	(9,418)	29,025
Cash and cash equivalents at beginning of period	42,217	14,412	14,412
Cash and cash equivalents at end of period	32,799	43,437	$ 42,217
Cash payments for:
Interest	1,486	1,050
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS
Unrealized gain (loss) on securities available-for-sale	1,949	(2,297)
Loans transferred to other real estate owned	0	203
Right of use lease asset and liability	$ 751	$ 0

Accounting Policies

Accounting Policies	3 Months Ended
	Mar. 31, 2019
Accounting Policies [Abstract]
Accounting Policies	Note 1. Accounting Policies The accompanying unaudited consolidated financial statements of Old Point Financial Corporation (NASDAQ: OPOF) (the Company) and its subsidiaries have been prepared in accordance with U.S. GAAP for interim financial information. All significant intercompany balances and transactions have been eliminated. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments and reclassifications of a normal and recurring nature considered necessary to present fairly the financial positions at March 31, 2019 and December 31, 2018 and the statements of income, comprehensive income, changes in stockholders’ equity and cash flows for the three months ended March 31, 2019 and 2018. The results of operations for the interim periods are not necessarily indicative of the results that may be expected for the full year. These consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's 2018 Annual Report on Form 10-K. Certain previously reported amounts have been reclassified to conform to current period presentation, none of which were material in nature. PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services N.A. (Trust). All significant intercompany balances and transactions have been eliminated in consolidation. BUSINESS COMBINATIONS On April 1, 2018, the Company acquired Citizens National Bank (Citizens) based in Windsor, Virginia. Refer to Note 2 for further discussion. NATURE OF OPERATIONS Old Point Financial Corporation is a holding company that conducts substantially all of its operations through two subsidiaries, the Bank and Trust. The Bank serves individual and commercial customers, the majority of which are in Hampton Roads, Virginia. As of March 31, 2019, the Bank had 19 branch offices. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. Trust offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services. RECENT ACCOUNTING PRONOUNCEMENTS In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company has formed a committee to oversee the adoption of the new standard, has engaged a third party to assist with implementation, has performed data fit gap and loss driver analysis, intends to run parallel models beginning with second quarter data, and is continuing to evaluate the impact that ASU 2016-13 will have on its consolidated financial statements. This ASU contains significant differences from existing GAAP, and the implementation of this ASU may result in increases to the Company’s reserves for credit losses for financial instruments; however, the Company is still finalizing its estimate of the quantitative impact of this standard. In January 2017, the FASB issued ASU No. 2017-04, “Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment”. The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are U.S. Securities and Exchange Commission (SEC) filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement.” The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. ACCOUNTING STANDARDS ADOPTED IN 2019 In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)." Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee's obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee's right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The FASB made subsequent amendments to Topic 842 in July 2018 through ASU 2018-10 ("Codification Improvements to Topic 842, Leases") and ASU 2018-11 ("Leases (Topic 842): Targeted Improvements"). Among these amendments is the provision in ASU 2018-11 that provides entities with an additional (and optional) transition method to adopt the new leases standard. Under this new transition method, an entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity's reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP (Topic 840, Leases). The Company adopted ASU 2018-11 on January 1, 2019 using the optional transition method. As the Company owns the majority of its buildings, the adoption of this ASU did not have a material impact on its consolidated financial statements. Refer to Note 5 for further discussion. In March 2017, the FASB issued ASU No. 2017 ‐ 08, "Receivables—Nonrefundable Fees and Other Costs (Subtopic 310‐20), Premium Amortization on Purchased Callable Debt Securities." The amendments in this ASU shorten the amortization period for certain callable debt securities purchased at a premium. Upon adoption of the standard, premiums on these qualifying callable debt securities will be amortized to the earliest call date. Discounts on purchased debt securities will continue to be accreted to maturity. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. Upon transition, entities should apply the guidance on a modified retrospective basis, with a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption and provide the disclosures required for a change in accounting principle. Adoption of this standard did not have a material impact to the consolidation financial statements, and as a result, a cumulative effects adjustment was not necessary.

Acquisitions

Acquisitions	3 Months Ended
	Mar. 31, 2019
Acquisitions [Abstract]
Acquisitions	Note 2. Acquisitions On April 1, 2018, the Company acquired Citizens. Under the terms of the merger agreement, Citizens stockholders received 0.1041 shares of the Company's common stock and $2.19 in cash for each share of Citizens common stock, resulting in the Company issuing 149,625 shares of the Company's common stock at a fair value of $3.9 million, for a total purchase price of $7.1 million. The transaction was accounted for using the acquisition method of accounting and, accordingly, assets acquired, liabilities assumed, and consideration exchanged were recorded at estimated fair values on the acquisition date. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition, in accordance with ASC 350, Intangibles-Goodwill and Other As Recorded by Citizens Fair Value Adjustments As Recorded by the Company Consideration paid: Cash $ 3,164 Company common stock 3,947 Total purchase price 7,111 Identifiable assets acquired: Cash and cash equivalents $ 2,304 $ - $ 2,304 Securities available for sale 1,959 - 1,959 Restricted securities, at cost 278 - 278 Loans, net 42,824 (34 ) 42,790 Premises and equipment 1,070 450 1,520 Other real estate owned 237 (61 ) 176 Core deposit intangibles - 440 440 Other assets 1,055 (116 ) 939 Total assets $ 49,727 $ 679 $ 50,406 Identifiable liabilities assumed: Deposits $ 43,754 $ 246 $ 44,000 Other liabilities 324 - 324 Total liabilities $ 44,078 $ 246 $ 44,324 Net assets acquired $ 6,082 Goodwill $ 1,029 Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exists that indicate that a goodwill impairment test should be performed. Purchased intangible assets subject to amortization, such as the core deposit intangible asset, are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. Recoverability of assets to be held and used is measured by a comparison of the carrying amount of an asset to estimated undiscounted future cash flows expected to be generated by the asset. If the carrying amount of an asset exceeds its estimated future cash flows, an impairment charge is recognized in the amount by which the carrying amount of the asset exceeds the fair value of the asset. The acquired loans were recorded at fair value at the acquisition date without carryover of Citizens' allowance for loan losses. The acquired loans were divided into loans with evidence of credit quality deterioration which are accounted for under ASC 310-30, Receivables - Loans and Debt Securities Acquired with Deteriorated Credit Quality Receivables - Nonrefundable Fees and Other Costs The following table presents the purchased credit-impaired loans receivable at the acquisition date (dollars in thousands): Contractually required principal and interest payments $ 1,031 Nonaccretable difference (211 ) Cash flows expected to be collected 820 Accretable yield (110 ) Fair value of purchased credit-impaired loans $ 710 The amortization and accretion of premiums and discounts associated with the Company's acquisition accounting adjustments related to the Citizens acquisition had the following impact on the Consolidated Statements of Income during the three months ended March 31, 2019 (dollars in thousands). The acquisition occurred on April 1, 2018, therefore the comparative 2018 period had no impact. Three Months Ended March 31, 2019 Purchased performing loans $ 56 Purchased credit-impaired loans (3 ) Certificate of deposit valuation 39 Amortization of core deposit intangible (11 ) Net impact to income before taxes $ 81

Securities

Securities	3 Months Ended
	Mar. 31, 2019
Securities [Abstract]
Securities	Note 3. Securities Amortized costs and fair values, with gross unrealized gains and losses, of securities available-for-sale as of the dates indicated are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) March 31, 2019 U.S. Treasury securities $ 22,350 $ 39 $ (2 ) $ 22,387 Obligations of U.S. Government agencies 13,163 7 (125 ) 13,045 Obligations of state and political subdivisions 41,832 388 (78 ) 42,142 Mortgage-backed securities 74,876 261 (1,314 ) 73,823 Money market investments 2,636 - - 2,636 Corporate bonds and other securities 3,742 53 (9 ) 3,786 Total $ 158,599 $ 748 $ (1,528 ) $ 157,819 December 31, 2018 U.S. Treasury securities $ 12,323 $ 6 $ (1 ) $ 12,328 Obligations of U.S. Government agencies 10,868 2 (156 ) 10,714 Obligations of state and political subdivisions 49,194 155 (512 ) 48,837 Mortgage-backed securities 73,444 93 (2,346 ) 71,191 Money market investments 1,897 - - 1,897 Corporate bonds and other securities 3,250 42 (12 ) 3,280 Total $ 150,976 $ 298 $ (3,027 ) $ 148,247 The Company has a process in place to identify debt securities that could potentially have a credit or interest-rate related impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts, and cash flow projections as indicators of credit issues. On a quarterly basis, management reviews all securities to determine whether an other-than-temporary decline in value exists and whether losses should be recognized. Management considers relevant facts and circumstances in evaluating whether a credit or interest-rate related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (a) the extent and length of time the fair value has been below cost; (b) the reasons for the decline in value; (c) the financial position and access to capital of the issuer, including the current and future impact of any specific events; and (d) for fixed maturity securities, the Company’s intent to sell a security or whether it is more-likely-than-not the Company will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity. The Company has not recorded impairment charges through income on securities for the three months ended March 31, 2019 or the year ended December 31, 2018. The following table summarizes gross realized gains and losses on the sale of investment securities during the periods indicated: Three Months Ended March 31, 2019 2018 (in thousands) Securities Available-for-sale Realized gains on sales of securities $ 36 $ 80 Realized losses on sales of securities (10 ) - Net realized gain $ 26 $ 80 The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired as of March 31, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated: March 31, 2019 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale U.S. Treasury securities $ 2 $ 9,998 $ - $ - $ 2 $ 9,998 Obligations of U.S. Government agencies 33 5,756 92 4,707 125 10,463 Obligations of state and political subdivisions - - 78 14,070 78 14,070 Mortgage-backed securities - - 1,314 62,822 1,314 62,822 Corporate bonds and other securities - - 9 392 9 392 Total securities available-for-sale $ 35 $ 15,754 $ 1,493 $ 81,991 $ 1,528 $ 97,745 December 31, 2018 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale U.S. Treasury securities $ 1 $ 2,484 $ - $ - $ 1 $ 2,484 Obligations of U.S. Government agencies 47 6,014 109 3,206 156 9,220 Obligations of state and political subdivisions 10 5,829 502 23,727 512 29,556 Mortgage-backed securities - - 2,346 63,930 2,346 63,930 Corporate bonds and other securities 1 100 11 389 12 489 Total securities available-for-sale $ 59 $ 14,427 $ 2,968 $ 91,252 $ 3,027 $ 105,679 The number of investments at an unrealized loss position as of March 31, 2019 and December 31, 2018 were 57 and 88, respectively. Certain investments within the Company’s portfolio had unrealized losses for more than twelve months at March 31, 2019 and December 31, 2018, as shown in the tables above. The unrealized losses were caused by increases in market interest rates. Because the Company does not intend to sell the investments and management believes it is unlikely that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be maturity, the Company does not consider the investments to be other-than-temporarily impaired at March 31, 2019 or December 31, 2018. Restricted Securities The restricted security category is comprised of stock in the Federal Home Loan Bank of Atlanta (FHLB), the Federal Reserve Bank (FRB), and Community Bankers' Bank (CBB). These stocks are classified as restricted securities because their ownership is restricted to certain types of entities and the securities lack a market. Therefore, FHLB, FRB, and CBB stock are carried at cost and evaluated for impairment. When evaluating these stocks for impairment, their value is determined based on the ultimate recoverability of the par value rather than by recognizing temporary declines in value. Restricted stock is viewed as a long-term investment and management believes that the Company has the ability and the intent to hold this stock until its value is recovered.

Loans and the Allowance for Loa

Loans and the Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2019
Loans and the Allowance for Loan Losses [Abstract]
Loans and the Allowance for Loan Losses	Note 4. Loans and the Allowance for Loan Losses The following is a summary of the balances in each class of the Company’s portfolio of loans held for investment as of the dates indicated: March 31, 2019 December 31, 2018 (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 111,809 $ 110,009 Commercial - owner occupied 150,457 155,245 Commercial - non-owner occupied 129,632 131,287 Multifamily 28,744 28,954 Construction 36,700 32,383 Second mortgages 15,496 17,297 Equity lines of credit 54,133 57,649 Total mortgage loans on real estate 526,971 532,824 Commercial and industrial loans 63,753 63,398 Consumer automobile loans 116,997 120,796 Other consumer loans 47,417 48,342 Other 7,749 8,649 Total loans, net of deferred fees (1) 762,887 774,009 Less: Allowance for loan losses (10,088 ) (10,111 ) Loans, net of allowance and deferred fees and costs (1) $ 752,799 $ 763,898 (1) Net deferred loan fees totaled $789 thousand and $864 thousand at March 31, 2019 and December 31, 2018, respectively. Overdrawn deposit accounts are reclassified as loans and included in the Other category in the table above. Overdrawn deposit accounts, excluding internal use accounts, totaled $515 thousand and $628 thousand at March 31, 2019 and December 31, 2018, respectively. Acquired Loans The outstanding principal balance and the carrying amount of total acquired loans included in the consolidated balance sheet as of March 31, 2019 and December 31, 2018 are as follows: March 31, 2019 December 31, 2018 (in thousands) Outstanding principal balance $ 29,254 $ 31,940 Carrying amount 28,864 31,497 The outstanding principal balance and related carrying amount of purchased credit-impaired loans, for which the Company applies FASB ASC 310-30 to account for interest earned, as of March 31, 2019 and December 31, 2018 are as follows: March 31, 2019 December 31, 2018 (in thousands) Outstanding principal balance $ 241 $ 246 Carrying amount 84 91 The following table presents changes in the accretable yield on purchased credit-impaired loans, for which the Company applies FASB ASC 310-30, at March 31, 2019: March 31, 2019 (in thousands) Balance at January 1, 2019 $ 12 Accretion (1 ) Balance at end of period $ 11 CREDIT QUALITY INFORMATION The Company uses internally-assigned risk grades to estimate the capability of borrowers to repay the contractual obligations of their loan agreements as scheduled or at all. The Company’s internal risk grade system is based on experiences with similarly graded loans. Credit risk grades are updated at least quarterly as additional information becomes available, at which time management analyzes the resulting scores to track loan performance. The Company’s internally assigned risk grades are as follows: Pass: Other Assets Especially Mentioned (OAEM): Substandard: Doubtful: Loss: The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated: Credit Quality Information As of March 31, 2019 (in thousands) Pass OAEM Substandard Total Mortgage loans on real estate: Residential 1-4 family $ 109,736 $ - $ 2,073 $ 111,809 Commercial - owner occupied 136,427 4,715 9,315 150,457 Commercial - non-owner occupied 121,697 4,058 3,877 129,632 Multifamily 28,744 - - 28,744 Construction 36,276 70 354 36,700 Second mortgages 15,343 - 153 15,496 Equity lines of credit 53,457 - 676 54,133 Total mortgage loans on real estate 501,680 8,843 16,448 526,971 Commercial and industrial loans 61,296 2,028 429 63,753 Consumer automobile loans 116,631 - 366 116,997 Other consumer loans 47,374 - 43 47,417 Other 7,749 - - 7,749 Total $ 734,730 $ 10,871 $ 17,286 $ 762,887 Credit Quality Information As of December 31, 2018 (in thousands) Pass OAEM Substandard Total Mortgage loans on real estate: Residential 1-4 family $ 108,274 $ - $ 1,735 $ 110,009 Commercial - owner occupied 140,664 4,067 10,514 155,245 Commercial - non-owner occupied 121,523 3,937 5,827 131,287 Multifamily 28,954 - - 28,954 Construction 31,896 71 416 32,383 Second mortgages 17,007 - 290 17,297 Equity lines of credit 56,893 - 756 57,649 Total mortgage loans on real estate 505,211 8,075 19,538 532,824 Commercial and industrial loans 60,967 1,987 444 63,398 Consumer automobile loans 120,365 - 431 120,796 Other consumer loans 48,298 - 44 48,342 Other 8,649 - - 8,649 Total $ 743,490 $ 10,062 $ 20,457 $ 774,009 AGE ANALYSIS OF PAST DUE LOANS BY CLASS All classes of loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Interest and fees continue to accrue on past due loans until the date the loan is placed in nonaccrual status, if applicable. The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below. Age Analysis of Past Due Loans as of March 31, 2019 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Purchased Credit- impaired Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 1,323 $ 169 $ 484 $ - $ 109,833 $ 111,809 $ 135 Commercial - owner occupied 840 915 2,582 84 146,036 150,457 - Commercial - non-owner occupied 170 - 2,300 - 127,162 129,632 - Multifamily - - - - 28,744 28,744 - Construction - - 354 - 36,346 36,700 - Second mortgages 36 - 48 - 15,412 15,496 - Equity lines of credit 10 302 - - 53,821 54,133 - Total mortgage loans on real estate 2,379 1,386 5,768 84 517,354 526,971 135 Commercial loans 537 174 - - 63,042 63,753 - Consumer automobile loans 1,220 284 96 - 115,397 116,997 96 Other consumer loans 1,673 302 1,418 - 44,024 47,417 1,418 Other 86 32 29 - 7,602 7,749 29 Total $ 5,895 $ 2,178 $ 7,311 $ 84 $ 747,419 $ 762,887 $ 1,678 (1) In the table above, the past due totals include student loans and small business loans with principal and interest amounts that are 97 - 100% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $3.1 million at March 31, 2019. While the past due totals increased from December 31, 2018 to March 31, 2019, the increase is primarily related to ongoing resolution of a large non-accrual credit which is anticipated to close during the second quarter of 2019 with no additional loss to the Company. Age Analysis of Past Due Loans as of December 31, 2018 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Purchased Credit- impaired Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 1,165 $ 553 $ 536 $ - $ 107,755 $ 110,009 $ 179 Commercial - owner occupied 1,059 83 - 91 154,012 155,245 - Commercial - non-owner occupied - - 2,970 - 128,317 131,287 - Multifamily - - - - 28,954 28,954 - Construction - - 622 - 31,761 32,383 205 Second mortgages 65 - 135 - 17,097 17,297 136 Equity lines of credit 60 - - - 57,589 57,649 - Total mortgage loans on real estate 2,349 636 4,263 91 525,485 532,824 520 Commercial loans 1,595 - - - 61,803 63,398 - Consumer automobile loans 1,645 291 114 - 118,746 120,796 113 Other consumer loans 1,333 621 1,852 - 44,536 48,342 1,852 Other 133 8 12 - 8,496 8,649 12 Total $ 7,055 $ 1,556 $ 6,241 $ 91 $ 759,066 $ 774,009 $ 2,497 (1) In the table above, the other consumer loans category includes student and small business loans with principal and interest amounts that are 97 - 100% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $4.0 million at December 31, 2018. Although the portions of the student and small business loan portfolios that are 90 days or more past due would normally be considered impaired, the Company does not include these loans in its impairment analysis. Because the federal government has provided guarantees of repayment of these student and small business loans in an amount ranging from 97% to 100% NONACCRUAL LOANS The Company generally places commercial loans (including construction loans and commercial loans secured and not secured by real estate) in nonaccrual status when the full and timely collection of interest or principal becomes uncertain, part of the principal balance has been charged off and no restructuring has occurred or the loan reaches 90 days past due, unless the credit is well-secured and in the process of collection. Under regulatory rules, consumer loans, which are loans to individuals for household, family and other personal expenditures, and consumer loans secured by real estate (including residential 1 - 4 family mortgages, second mortgages, and equity lines of credit) are not required to be placed in nonaccrual status. Although consumer loans and consumer loans secured by real estate are not required to be placed in nonaccrual status, the Company may elect to place these loans in nonaccrual status, if necessary to avoid a material overstatement of interest income. Generally, consumer loans secured by real estate are placed in nonaccrual status only when payments are 120 days past due. Generally, consumer loans not secured by real estate are placed in nonaccrual status only when part of the principal has been charged off. If a charge-off has not occurred sooner for other reasons, a consumer loan not secured by real estate will generally be placed in nonaccrual status when payments are 120 days past due. These loans are charged off or written down to the net realizable value of the collateral when deemed uncollectible, when classified as a “loss,” when repayment is unreasonably protracted, when bankruptcy has been initiated, or when the loan is 120 days or more past due unless the credit is well-secured and in the process of collection. When management places a loan in nonaccrual status, the accrued unpaid interest receivable is reversed against interest income and the loan is accounted for by the cost recovery method, until it qualifies for return to accrual status or is charged off. Generally, loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured, or when the borrower has resumed paying the full amount of the scheduled contractual interest and principal payments for at least six months. The following table presents loans in nonaccrual status by class of loan as of the dates indicated: Nonaccrual Loans by Class March 31, 2019 December 31, 2018 (in thousands) Mortgage loans on real estate Residential 1-4 family $ 1,365 $ 1,386 Commercial - owner occupied 4,979 5,283 Commercial - non-owner occupied 3,877 4,371 Construction 354 417 Second mortgages 152 155 Equity lines of credit 231 231 Total mortgage loans on real estate 10,958 11,843 Commercial loans 287 298 Total $ 11,245 $ 12,141 No purchased credit-impaired loans were on nonaccrual status at March 31, 2019. The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented: Three Months Ended March 31, 2019 2018 (in thousands) Interest income that would have been recorded under original loan terms $ 64 $ 130 Actual interest income recorded for the period - 80 Reduction in interest income on nonaccrual loans $ 64 $ 50 TROUBLED DEBT RESTRUCTURINGS The Company’s loan portfolio includes certain loans that have been modified in a troubled debt restructuring (TDR), where economic concessions have been granted to borrowers who are experiencing financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reduction in the interest rate below current market rates for borrowers with similar risk profiles, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The Company defines a TDR as nonperforming if the TDR is in nonaccrual status or is 90 days or more past due and still accruing interest at the report date. When the Company modifies a loan, management evaluates any possible impairment as stated in the impaired loan section below. There were no troubled debt restructurings in the three months ended March 31, 2019 or March 31, 2018. At March 31, 2019 and December 31, 2018, the Company had no outstanding commitments to disburse additional funds on any TDR. The Company had 1 loan totaling $32 thousand secured by residential 1 - 4 family real estate that was in the process of foreclosure at March 31, 2019, and no loans secured by residential 1 - 4 family real estate in the process of foreclosure at December 31, 2018. In the first quarters of 2019 and 2018, there were no defaulting TDRs where the default occurred within twelve months of restructuring. The Company considers a TDR in default when any of the following occurs: the loan, as restructured, becomes 90 days or more past due; the loan is moved to nonaccrual status following the restructure; the loan is restructured again under terms that would qualify it as a TDR if it were not already so classified; or any portion of the loan is charged off. All TDRs are factored into the determination of the allowance for loan losses and included in the impaired loan analysis, as discussed below. IMPAIRED LOANS A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts when due from the borrower in accordance with the contractual terms of the loan. Impaired loans include nonperforming loans and loans modified in a TDR. When management identifies a loan as impaired, the impairment is measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, except when the sole or remaining source of repayment for the loan is the operation or liquidation of the collateral. In these cases, management uses the current fair value of the collateral, less selling costs, when foreclosure is probable, instead of the discounted cash flows. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through a specific allocation in the allowance or a charge-off to the allowance. When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in the loan is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans, exclusive of purchased credit-impaired loans, with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances. Impaired Loans by Class As of March 31, 2019 For the three months ended March 31, 2019 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 1,877 $ 1,788 $ 89 $ 44 $ 1,934 $ - Commercial 11,861 11,861 - - 12,683 - Construction 445 354 91 17 487 1 Second mortgages 355 208 147 32 309 2 Equity lines of credit 232 - 232 3 232 - Total mortgage loans on real estate 14,770 14,211 559 96 15,645 3 Commercial loans 287 212 75 8 292 - Other consumer loans - - - - - - Total $ 15,057 $ 14,423 $ 634 $ 104 $ 15,937 $ 3 Impaired Loans by Class As of December 31, 2018 For the Year Ended December 31, 2018 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,057 $ 1,686 $ 239 $ 51 $ 2,073 $ 66 Commercial 15,254 12,721 - - 14,232 455 Construction 509 417 92 18 665 7 Second mortgages 496 347 148 33 508 15 Equity lines of credit 232 - 232 3 301 1 Total mortgage loans on real estate 18,548 15,171 711 105 17,779 544 Commercial loans 384 78 220 11 446 5 Other consumer loans 38 - - - 43 - Total $ 18,970 $ 15,249 $ 931 $ 116 $ 18,268 $ 549 ALLOWANCE FOR LOAN LOSSES Management has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and probable losses inherent in the loan portfolio. The Company segments the loan portfolio into categories as defined by Schedule RC-C of the Federal Financial Institutions Examination Council Consolidated Reports of Condition and Income Form 041 (Call Report). Loans are segmented into the following pools: commercial, real estate-construction, real estate-mortgage, consumer and other loans. The Company also sub-segments the real estate-mortgage segment into six classes: residential 1-4 family, commercial real estate - owner occupied, commercial real estate - non-owner occupied, multifamily, second mortgages and equity lines of credit. The Company uses an internally developed risk evaluation model in the estimation of the credit risk process. The model and assumptions used to determine the allowance are independently validated and reviewed to ensure that the theoretical foundation, assumptions, data integrity, computational processes and reporting practices are appropriate and properly documented. Each portfolio segment has risk characteristics as follows: · Commercial: · Real estate-construction: · Real estate-mortgage: · Consumer loans: · Other loans: Each segment of the portfolio is pooled by risk grade or by days past due. Consumer loans not secured by real estate and made to individuals for household, family and other personal expenditures are segmented into pools based on days past due, while all other loans, including loans to consumers that are secured by real estate, are segmented by risk grades. A historical loss percentage is then calculated by migration analysis and applied to each pool. The migration analysis applied to all pools is able to track the risk grading and historical performance of individual loans throughout a number of periods set by management, which provides management with information regarding trends (or migrations) in a particular loan segment. At March 31, 2019 and December 31, 2018 m anagement used eight twelve-quarter migration periods. Management also provides an allocated component of the allowance for loans that are specifically identified Based on credit risk assessments and management’s analysis of qualitative factors, additional loss factors are applied to loan balances. These additional qualitative factors include: economic conditions, trends in growth, loan concentrations, changes in certain loans, changes in underwriting, changes in management and changes in the legal and regulatory environment. Acquired loans are recorded at their fair value at acquisition date without carryover of the acquiree’s previously established ALL, as credit discounts are included in the determination of fair value. The fair value of the loans is determined using market participant assumptions in estimating the amount and timing of both principal and interest cash flows expected to be collected on the loans and then applying a market-based discount rate to those cash flows. During evaluation upon acquisition, acquired loans are also classified as either purchased credit-impaired or purchased performing. Purchased credit-impaired loans reflect credit quality deterioration since origination, as it is probable at acquisition that the Company will not be able to collect all contractually required payments. These purchased credit-impaired loans are accounted for under ASC 310-30, Receivables – Loans and Debt Securities Acquired with Deteriorated Credit Quality Purchased performing loans are accounted for under ASC 310-20, Receivables – Nonrefundable Fees and Other Costs ALLOWANCE FOR LOAN LOSSES BY SEGMENT The total allowance reflects management’s estimate of losses inherent in the loan portfolio at the balance sheet date. The Company considers the allowance for loan losses of $10.1 million adequate to cover probable loan losses inherent in the loan portfolio at March 31, 2019. The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS (in thousands) For the Three Months Ended March 31, 2019 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer (2) Other Total Allowance for Loan Losses: Balance at the beginning of period $ 2,340 $ 156 $ 5,956 $ 1,354 $ 305 $ 10,111 Charge-offs - - (90 ) (212 ) (133 ) (435 ) Recoveries 2 - 75 91 18 186 Provision for loan losses (203 ) 42 (25 ) 202 210 226 Ending balance $ 2,139 $ 198 $ 5,916 $ 1,435 $ 400 $ 10,088 Ending balance individually evaluated for impairment $ 8 $ 17 $ 79 $ - $ - $ 104 Ending balance collectively evaluated for impairment 2,131 181 5,837 1,435 400 9,984 Ending balance purchased credit-impaired loans - - - - - - Ending balance $ 2,139 $ 198 $ 5,916 $ 1,435 $ 400 $ 10,088 Loan Balances: Ending balance individually evaluated for impairment $ 287 $ 445 $ 14,325 $ - $ - $ 15,057 Ending balance collectively evaluated for impairment 63,382 36,255 475,946 164,414 7,749 747,746 Ending balance purchased credit-impaired loans 84 - - - - 84 Ending balance $ 63,753 $ 36,700 $ 490,271 $ 164,414 $ 7,749 $ 762,887 For the Year Ended December 31, 2018 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Charge-offs (81 ) - (1,625 ) (769 ) (367 ) (2,842 ) Recoveries 140 - 158 262 84 644 Provision for loan losses 392 (385 ) 2,206 217 431 2,861 Ending balance $ 2,340 $ 156 $ 5,956 $ 1,354 $ 305 $ 10,111 Ending balance individually evaluated for impairment $ 11 $ 18 $ 87 $ - $ - $ 116 Ending balance collectively evaluated for impairment 2,329 138 5,869 1,354 305 9,995 Ending balance purchased credit-impaired loans - - - - - - Ending balance $ 2,340 $ 156 $ 5,956 $ 1,354 $ 305 $ 10,111 Loan Balances: Ending balance individually evaluated for impairment $ 298 $ 509 $ 15,373 $ - $ - $ 16,180 Ending balance collectively evaluated for impairment 63,009 31,874 485,068 169,138 8,649 757,738 Ending balance purchased credit-impaired loans 91 - - - - 91 Ending balance $ 63,398 $ 32,383 $ 500,441 $ 169,138 $ 8,649 $ 774,009 (1) (2)

Leases

Leases	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Leases	Note 5. Leases On January 1, 2019, the Company adopted ASU No. 2016-02 “Leases (Topic 842)” Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. The Company’s long-term lease agreements are classified as operating leases. Certain of these leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably assured of being exercised. The lease agreements do not provide for residual value guarantees and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. The following tables present information about the Company’s leases: (Dollars in thousands) March 31, 2019 Lease liabilities $ 672 Right of use assets $ 671 Weighted average remaining lease term 2.63 years Weighted average discount rate 2.77 % Lease cost Three Months Ended March 31, 2019 Operating lease cost $ 85 Total lease cost $ 85 Cash paid for amounts included in the measurement of lease liabilities $ 84 A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows: Lease payments due As of March 31, 2019 Nine months ending December 31, 2019 $ 247 Twelve months ending December 31, 2020 256 Twelve months ending December 31, 2021 111 Twelve months ending December 31, 2022 83 Total undiscounted cash flows $ 697 Discount (25 ) Lease liabilities $ 672

Low-Income Housing Tax Credits

Low-Income Housing Tax Credits	3 Months Ended
	Mar. 31, 2019
Low-Income Housing Tax Credits [Abstract]
Low-Income Housing Tax Credits	Note 6. Low-Income Housing Tax Credits The Company was invested in four separate housing equity funds at both March 31, 2019 and December 31, 2018. The general purpose of these funds is to encourage and assist participants in investing in low-income residential rental properties located in the Commonwealth of Virginia; develop and implement strategies to maintain projects as low-income housing; deliver Federal Low Income Housing Credits to investors; allocate tax losses and other possible tax benefits to investors; and preserve and protect project assets. The investments in these funds were recorded as other assets on the consolidated balance sheets and were $3.1 million and $3.2 million at March 31, 2019 and December 31, 2018, respectively. The expected terms of these investments and the related tax benefits run through 2033. Total projected tax credits to be received for 2019 are $440 thousand, which is based on the most recent quarterly estimates received from the funds. Additional capital calls expected for the funds totaled $140 thousand at March 31, 2019 and $248 thousand at December 31, 2018 and are recorded in accrued expenses and other liabilities on the corresponding consolidated balance sheet. There were no impairments losses related to these investments at March 31, 2019 and 2018. Three Months Ended March 31, Affected Line Item on 2019 2018 Consolidated Statement of Income (in thousands) Tax credits and other tax benefits Amortization of operating losses $ 80 $ 80 ATM and other losses Tax benefit of operating losses* $ 17 $ 17 Income tax expense (benefit) Tax credits 124 124 Income tax expense (benefit) Total tax benefits $ 141 $ 141 * Computed using a 21% tax rate

Borrowings

Borrowings	3 Months Ended
	Mar. 31, 2019
Borrowings [Abstract]
Borrowings	Note 7. Borrowings The Company classifies all borrowings that will mature within a year from the date on which the Company enters into them as short-term borrowings. Short-term borrowings sources consist of federal funds purchased, overnight repurchase agreements (which are secured transactions with customers that generally mature within one to four days), and advances from the FHLB. The Company maintains federal funds lines with several correspondent banks to address short-term borrowing needs. At March 31, 2019 and December 31, 2018 the remaining credit available from these lines totaled $55.0 million. The Company has a collateral dependent line of credit with the FHLB with remaining credit availability of $248.0 million and $245.9 as of March 31, 2019 and December 31, 2018, respectively. SHORT-TERM BORROWINGS The following table presents total short-term borrowings as of the dates indicated: March 31, 2019 December 31, 2018 (in thousands) Overnight repurchase agreements $ 24,643 $ 25,775 FHLB advances 13,000 13,000 Total short-term borrowings $ 37,643 $ 38,775 Maximum month-end outstanding balance $ 44,181 $ 99,898 Average outstanding balance during the period $ 43,245 $ 62,887 Average interest rate (year-to-date) 1.09 % 1.11 % Average interest rate at end of period 0.95 % 0.93 % LONG-TERM BORROWINGS The Company had long-term FHLB advances totaling $42.0 million outstanding at March 31, 2019 and $47.0 million outstanding at December 31, 2018. Scheduled maturity dates of the advances at March 31, 2019 range from November 15, 2019 to August 27, 2021, and the interest rates range from 1.90% to 2.92%. The Company also obtained a loan maturing on April 1, 2023 from a correspondent bank during the second quarter of 2018 to provide partial funding for the Citizens acquisition. The terms of the loan include a LIBOR based interest rate that adjusts monthly and quarterly principal curtailments. At March 31, 2019 the outstanding balance was $2.4 million, and the then-current interest rate was 4.76%. The loan agreement with the lender contains financial covenants including minimum return on average asset ratio and Bank capital leverage ratio, maintenance of a well-capitalized position as defined by regulatory guidance and a maximum level of non-performing assets as a percentage of capital plus the allowance for loan losses. The Company was in compliance with each covenant at March 31, 2019.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2019
Commitments and Contingencies [Abstract]
Commitments and Contingencies	Note 8. Commitments and Contingencies CREDIT-RELATED FINANCIAL INSTRUMENTS The Company is a party to credit-related financial instruments with off-balance-sheet risk in the normal course of business in order to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and commercial letters of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Company's exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making such commitments as it does for on-balance-sheet instruments. The following financial instruments whose contract amounts represent credit risk were outstanding at March 31, 2019 and December 31, 2018: March 31, 2019 December 31, 2018 (in thousands) Commitments to extend credit: Home equity lines of credit $ 63,386 $ 61,014 Commercial real estate, construction and development loans committed but not funded 16,932 12,165 Other lines of credit (principally commercial) 76,550 74,058 Total $ 156,868 $ 147,237 Letters of credit $ 8,232 $ 8,230

Share-Based Compensation

Share-Based Compensation	3 Months Ended
	Mar. 31, 2019
Share-Based Compensation [Abstract]
Share-Based Compensation	Note 9. Share-Based Compensation The Company has adopted an employee stock purchase plan and offers share-based compensation through its equity compensation plan. Share-based compensation arrangements may include stock options, restricted and unrestricted stock awards, restricted stock units, performance units and stock appreciation rights. Accounting standards require all share-based payments to employees to be valued using a fair value method on the date of grant and to be expensed based on that fair value over the applicable vesting period. The Company accounts for forfeitures during the vesting period as they occur. The 2016 Incentive Stock Plan (the Incentive Stock Plan) permits the issuance of up to 300,000 shares of common stock for awards to key employees and non-employee directors of the Company and its subsidiaries in the form of stock options, restricted stock, restricted stock units, stock appreciation rights, stock awards and performance units. As of March 31, 2019 only restricted stock has been granted under the Incentive Stock Plan. Restricted stock activity for the three months ended March 31, 2019 is summarized below: Shares Weighted Average Grant Date Fair Value Nonvested, January 1, 2019 13,689 $ 27.51 Issued 16,661 21.68 Vested - - Forfeited - - Nonvested, March 31, 2019 30,350 $ 24.31 The weighted average period over which nonvested awards are expected to be recognized is 1.73 years. The fair value of restricted stock granted during the three months ended March 31, 2019 was $361 thousand. The remaining unrecognized compensation expense for nonvested restricted stock shares totaled $501 thousand as of March 31, 2019. Stock-based compensation expense was $50 thousand and $8 thousand for the three months ended March 31, 2019 and 2018, respectively. Under the Company's Employee Stock Purchase Plan (ESPP), substantially all employees of the Company and its subsidiaries can authorize a specific payroll deduction from their base compensation for the periodic purchase of the Company's common stock. Shares of stock are issued quarterly at a discount to the market price of the Company's stock on the day of purchase, which can range from 0-15% and was set at 5% for 2018 and for the first three months of 2019. 862 shares were purchased under the ESPP during the three months ended March 31, 2019. At March 31, 2019, the Company had 241,074 remaining shares reserved for issuance under this plan.

Stockholders' Equity and Earnin

Stockholders' Equity and Earnings per Share	3 Months Ended
	Mar. 31, 2019
Stockholders' Equity and Earnings per Share [Abstract]
Stockholders' Equity and Earnings per Share	Note 10. Stockholders’ Equity and Earnings per Share STOCKHOLDERS’ EQUITY – Accumulated Other Comprehensive Loss The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated: Three Months Ended March 31, Affected Line Item on 2019 2018 Consolidated Statement of Income Available-for-sale securities (in thousands) Realized gains on sales of securities $ 26 $ 80 Gain on sale of securities, net Tax effect 5 $ 17 Income tax expense (benefit) $ 21 $ 63 The following tables present the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated: Unrealized Gains (Losses) on Available-for-Sale Securities Accumulated Other Comprehensive Loss (in thousands) Three Months Ended March 31, 2019 Balance at beginning of period $ (2,156 ) $ (2,156 ) Net other comprehensive income 1,540 1,540 Balance at end of period $ (616 ) $ (616 ) Three Months Ended March 31, 2018 Balance at beginning of period $ (707 ) $ (707 ) Net other comprehensive loss (1,814 ) (1,814 ) Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI (139 ) (139 ) Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 (77 ) (77 ) Balance at end of period $ (2,737 ) $ (2,737 ) The following tables present the change in each component of accumulated other comprehensive loss on a pre-tax and after-tax basis for the periods indicated. Three Months Ended March 31, 2019 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 1,975 $ 414 $ 1,561 Reclassification adjustment for gains recognized in income (26 ) (5 ) (21 ) Total change in accumulated other comprehensive loss, net $ 1,949 $ 409 $ 1,540 Three Months Ended March 31, 2018 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (2,217 ) $ (466 ) $ (1,751 ) Reclassification adjustment for gains recognized in income (80 ) (17 ) (63 ) Total change in accumulated other comprehensive loss, net $ (2,297 ) $ (483 ) $ (1,814 ) EARNINGS PER COMMON SHARE Basic earnings per share is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share is computed using the weighted average number of common shares outstanding during the period, including the effect of dilutive potential common shares attributable to the employee stock purchase plan. The following is a reconciliation of the denominators of the basic and diluted EPS computations for the three months ended March 31, 2019 and 2018: Net Income Available to Common Stockholders (Numerator) Weighted Average Common Shares (Denominator) Per Share Amount (in thousands except per share data) Three Months Ended March 31, 2019 Net income, basic $ 2,027 5,187 $ 0.39 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 2,027 5,187 $ 0.39 Three Months Ended March 31, 2018 Net income, basic $ 942 5,020 $ 0.19 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 942 5,020 $ 0.19 The Company had 100 and 71 antidilutive shares in the first three months of 2019 and 2018, respectively. Non-vested restricted common shares, which carry all rights and privileges of a common share with respect to the stock, including the right to vote, were included in the basic and diluted per common share calculations.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2019
Fair Value Measurements [Abstract]
Fair Value Measurements	Note 11. Fair Value Measurements The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the “Fair Value Measurements and Disclosures” topics of FASB ASU 2010-06, FASB ASU 2011-04, and FASB ASU 2016-01, the fair value of a financial instrument is the price that would be received in the sale of an asset or transfer of a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimate of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires the use of significant judgment. The fair value can be a reasonable point within a range that is most representative of fair value under current market conditions. In estimating the fair value of assets and liabilities, the Company relies mainly on two sources source is which uses a model to determine The second source is a third party vendor the Company utilizes to provide fair value exit pricing for loans and interest bearing deposits in accordance with guidance In accordance with ASC 820, “Fair Value Measurements and Disclosures,” the Company groups its financial assets and financial liabilities generally measured at fair value into three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Level 1: Level 2: Level 3: An instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. ASSETS MEASURED AT FAIR VALUE ON A RECURRING BASIS Debt securities with readily determinable fair values that are classified as “available-for-sale” are recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income. Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2). In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. Currently, all of the Company’s available-for-sale securities are considered to be Level 2 securities. The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated: Fair Value Measurements at March 31, 2019 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities U.S. Treasury securities $ 22,387 $ - $ 22,387 $ - Obligations of U.S. Government agencies 13,045 - 13,045 - Obligations of state and political subdivisions 42,142 - 42,142 - Mortgage-backed securities 73,823 - 73,823 - Money market investments 2,636 - 2,636 - Corporate bonds and other securities 3,786 - 3,786 - Total available-for-sale securities $ 157,819 $ - $ 157,819 $ - Fair Value Measurements at December 31, 2018 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities U.S. Treasury securities $ 12,328 $ - $ 12,328 $ - Obligations of U.S. Government agencies 10,714 - 10,714 - Obligations of state and political subdivisions 48,837 - 48,837 - Mortgage-backed securities 71,191 - 71,191 - Money market investments 1,897 - 1,897 - Corporate bonds and other securities 3,280 - 3,280 - Total available-for-sale securities $ 148,247 $ - $ 148,247 $ - ASSETS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS Under certain circumstances, adjustments are made to the fair value for assets and liabilities although they are not measured at fair value on an ongoing basis. Impaired loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts when due from the borrower in accordance with the contractual terms of the loan agreement. The measurement of fair value and loss associated with impaired loans can be based on the observable market price of the loan, the fair value of the collateral securing the loan, or the present value of the loan’s expected future cash flows . Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable, with the vast majority of the collateral in real estate. The value of real estate collateral is determined utilizing an income, market, or cost valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company. In the case of loans with lower balances, the Company may obtain a real estate evaluation instead of an appraisal. Evaluations utilize many of the same techniques as appraisals, and are typically performed by independent appraisers. Once received, appraisals and evaluations are reviewed by trained staff independent of the lending function to verify consistency and reasonability. Appraisals and evaluations are based on significant unobservable inputs, including but not limited to: adjustments made to comparable properties, judgments about the condition of the subject property, the availability and suitability of comparable properties, capitalization rates, projected income of the subject or comparable properties, vacancy rates, projected depreciation rates, and the state of the local and regional economy. The Company may also elect to make additional reductions in the collateral value based on management’s best judgment, which represents another source of unobservable inputs. Because of the subjective nature of collateral valuation, impaired loans are considered Level 3. Impaired loans may be secured by collateral other than real estate. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business’ financial statements if not considered significant using observable market data. Likewise, values for inventory and accounts receivable collateral are based on financial statement balances or aging reports (Level 3). If a loan is not collateral-dependent, its impairment may be measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate. Because the loan is discounted at its effective rate of interest, rather than at a market rate, the loan is not considered to be held at fair value and is not included in the tables below. Collateral-dependent impaired loans allocated to the allowance for loan losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as part of the provision for loan losses on the Consolidated Statements of Income. Other Real Estate Owned (OREO) Loans are transferred to OREO when the collateral securing them is foreclosed on. The measurement of gain or loss associated with OREO is based on the fair value of the collateral compared to the unpaid loan balance and anticipated costs to sell the property. If there is a contract for the sale of a property, and management reasonably believes the transaction will be consummated in accordance with the terms of the contract, fair value is based on the sale price in that contract (Level 1). If management has recent information about the sale of identical properties, such as when selling multiple condominium units on the same property, the remaining units would be valued based on the observed market data (Level 2). Lacking either a contract or such recent data, management would obtain an appraisal or evaluation of the value of the collateral as discussed above under Impaired Loans (Level 3). After the asset has been booked, a new appraisal or evaluation is obtained when management has reason to believe the fair value of the property may have changed and no later than two years after the last appraisal or evaluation was received. Any fair value adjustments to OREO below the original book value are recorded in the period incurred and expensed against current earnings. Loans Held For Sale Loans held for sale are carried at the lower of cost or fair value. These loans currently consist of residential loans originated for sale in the secondary market. Fair value is based on the price secondary markets are currently offering for similar loans using observable market data which is not materially different than cost due to the short duration between origination and sale (Level 2). Gains and losses on the sale of loans are reported on a separate line item on the Company’s Consolidated Statements of Income. The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan’s expected future cash flows, discounted at the loan’s effective interest rate rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below. Carrying Value at March 31, 2019 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 207 $ - $ - $ 207 Construction 76 - - 76 Equity lines of credit 229 - - 229 Total $ 512 $ - $ - $ 512 Loans Loans held for sale $ 649 $ - $ 649 $ - Carrying Value at December 31, 2018 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 188 $ - $ - $ 188 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total $ 491 $ - $ - $ 491 Loans Loans held for sale $ 479 $ - $ 479 $ - Other Real Estate Owned Construction $ 83 $ - $ - $ 83 Total $ 83 $ - $ - $ 83 The following table displays quantitative information about Level 3 Fair Value Measurements as of the dates indicated: Quantitative Information About Level 3 Fair Value Measurements Fair Value at March 31, 2019 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 207 Market comparables Selling costs 0.00% - 7.25% (5.92 %) Liquidation discount 0.00% - 4.00% (3.27 %) Construction $ 76 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 7 % Liquidation discount 4 % Quantitative Information About Level 3 Fair Value Measurements Fair Value at December 31, 2018 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 188 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Other real estate owned Construction $ 83 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows: Fair Value Measurements at March 31, 2019 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 32,799 $ 32,799 $ - $ - Securities available-for-sale 157,819 - 157,819 - Restricted securities 3,691 - 3,691 - Loans held for sale 649 - 649 - Loans, net of allowances for loan losses 752,799 - - 740,253 Bank-owned life insurance 26,955 - 26,955 - Accrued interest receivable 3,054 - 3,054 - Liabilities Deposits $ 836,177 $ - $ 839,182 $ - Overnight repurchase agreements 24,643 - 24,643 - Federal Home Loan Bank advances 55,000 - 55,109 - Other borrowings 2,400 - 2,400 - Accrued interest payable 625 - 625 - Fair Value Measurements at December 31, 2018 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 42,217 $ 42,217 $ - $ - Securities available-for-sale 148,247 - 148,247 - Restricted securities 3,853 - 3,853 - Loans held for sale 479 - 479 - Loans, net of allowances for loan losses 763,898 - - 749,848 Bank-owned life insurance 26,763 - 26,763 - Accrued interest receivable 3,095 - 3,095 - Liabilities Deposits $ 843,144 $ - $ 843,818 $ - Overnight repurchase agreements 25,775 - 25,775 - Federal Home Loan Bank advances 60,000 - 59,975 - Other borrowings 2,550 - 2,550 - Accrued interest payable 594 - 594 -

Segment Reporting

Segment Reporting	3 Months Ended
	Mar. 31, 2019
Segment Reporting [Abstract]
Segment Reporting	Note 12. Segment Reporting The Company operates in a decentralized fashion in three principal business segments: The Old Point National Bank of Phoebus (the Bank), Old Point Trust & Financial Services, N. A. (Trust), and the Company as a separate segment (for purposes of this Note, the Parent). Revenues from the Bank’s operations consist primarily of interest earned on loans and investment securities and service charges on deposit accounts. Trust’s operating revenues consist principally of income from fiduciary activities. The Parent’s revenues are mainly fees and dividends received from the Bank and Trust companies. The Company has no other segments. The Company’s reportable segments are strategic business units that offer different products and services. They are managed separately because each segment appeals to different markets and, accordingly, requires different technologies and marketing strategies. Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three months ended March 31, 2019 and 2018 follows: Three Months Ended March 31, 2019 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 9,847 $ 29 $ 725 $ (725 ) $ 9,876 Income from fiduciary activities - 959 - - 959 Other income 2,188 284 50 (65 ) 2,457 Total operating income 12,035 1,272 775 (790 ) 13,292 Expenses Interest expense 1,486 - 31 - 1,517 Provision for loan losses 226 - - - 226 Salaries and employee benefits 4,818 767 114 - 5,699 Other expenses 3,348 249 60 (65 ) 3,592 Total operating expenses 9,878 1,016 205 (65 ) 11,034 Income before taxes 2,157 256 570 (725 ) 2,258 Income tax expense (benefit) 209 55 (33 ) - 231 Net income $ 1,948 $ 201 $ 603 $ (725 ) $ 2,027 Capital expenditures $ 498 $ - $ - $ - $ 498 Total assets $ 1,021,007 $ 6,310 $ 107,427 $ (107,864 ) $ 1,026,880 Three Months Ended March 31, 2018 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 8,778 $ 21 $ 1,288 $ (1,288 ) $ 8,799 Income from fiduciary activities - 983 - - 983 Other income 1,914 260 50 (65 ) 2,159 Total operating income 10,692 1,264 1,338 (1,353 ) 11,941 Expenses Interest expense 1,054 - - - 1,054 Provision for loan losses 525 - - - 525 Salaries and employee benefits 4,625 745 107 - 5,477 Other expenses 3,426 264 314 (65 ) 3,939 Total operating expenses 9,630 1,009 421 (65 ) 10,995 Income before taxes 1,062 255 917 (1,288 ) 946 Income tax expense (benefit) (25 ) 54 (25 ) - 4 Net income $ 1,087 $ 201 $ 942 $ (1,288 ) $ 942 Capital expenditures $ 189 $ - $ - $ - $ 189 Total assets $ 987,507 $ 6,098 $ 94,998 $ (94,830 ) $ 993,773 The accounting policies of the segments are the same as those described in the summary of significant accounting policies reported in the Company’s 2018 annual report on Form 10-K. The Company evaluates performance based on profit or loss from operations before income taxes, not including nonrecurring gains or losses. Both the Parent and the Trust companies maintain deposit accounts with the Bank, on terms substantially similar to those available to other customers. These transactions are eliminated to reach consolidated totals. The Company operates in one geographical area and does not have a single external customer from which it derives 10 percent or more of its revenues.

Accounting Policies (Policies)

Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2019
Accounting Policies [Abstract]
PRINCIPLES OF CONSOLIDATION	PRINCIPLES OF CONSOLIDATION The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries, The Old Point National Bank of Phoebus (the Bank) and Old Point Trust & Financial Services N.A. (Trust). All significant intercompany balances and transactions have been eliminated in consolidation.
BUSINESS COMBINATIONS	BUSINESS COMBINATIONS On April 1, 2018, the Company acquired Citizens National Bank (Citizens) based in Windsor, Virginia. Refer to Note 2 for further discussion.
NATURE OF OPERATIONS	NATURE OF OPERATIONS Old Point Financial Corporation is a holding company that conducts substantially all of its operations through two subsidiaries, the Bank and Trust. The Bank serves individual and commercial customers, the majority of which are in Hampton Roads, Virginia. As of March 31, 2019, the Bank had 19 branch offices. The Bank offers a full range of deposit and loan products to its retail and commercial customers, including mortgage loan products offered through Old Point Mortgage. Trust offers a full range of services for individuals and businesses. Products and services include retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax services and investment management services.
RECENT ACCOUNTING PRONOUNCEMENTS	RECENT ACCOUNTING PRONOUNCEMENTS In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The amendments in this ASU are effective for Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The Company has formed a committee to oversee the adoption of the new standard, has engaged a third party to assist with implementation, has performed data fit gap and loss driver analysis, intends to run parallel models beginning with second quarter data, and is continuing to evaluate the impact that ASU 2016-13 will have on its consolidated financial statements. This ASU contains significant differences from existing GAAP, and the implementation of this ASU may result in increases to the Company’s reserves for credit losses for financial instruments; however, the Company is still finalizing its estimate of the quantitative impact of this standard. In January 2017, the FASB issued ASU No. 2017-04, “Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment”. The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are U.S. Securities and Exchange Commission (SEC) filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement.” The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption is permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. ACCOUNTING STANDARDS ADOPTED IN 2019 In February 2016, the FASB issued ASU No. 2016-02, "Leases (Topic 842)." Among other things, in the amendments in ASU 2016-02, lessees will be required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: (1) A lease liability, which is a lessee's obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee's right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. Certain targeted improvements were made to align, where necessary, lessor accounting with the lessee accounting model and Topic 606, Revenue from Contracts with Customers. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Lessees (for capital and operating leases) and lessors (for sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements. The modified retrospective approach would not require any transition accounting for leases that expired before the earliest comparative period presented. Lessees and lessors may not apply a full retrospective transition approach. The FASB made subsequent amendments to Topic 842 in July 2018 through ASU 2018-10 ("Codification Improvements to Topic 842, Leases") and ASU 2018-11 ("Leases (Topic 842): Targeted Improvements"). Among these amendments is the provision in ASU 2018-11 that provides entities with an additional (and optional) transition method to adopt the new leases standard. Under this new transition method, an entity initially applies the new leases standard at the adoption date and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption. Consequently, an entity's reporting for the comparative periods presented in the financial statements in which it adopts the new leases standard will continue to be in accordance with current GAAP (Topic 840, Leases). The Company adopted ASU 2018-11 on January 1, 2019 using the optional transition method. As the Company owns the majority of its buildings, the adoption of this ASU did not have a material impact on its consolidated financial statements. Refer to Note 5 for further discussion. In March 2017, the FASB issued ASU No. 2017 ‐ 08, "Receivables—Nonrefundable Fees and Other Costs (Subtopic 310‐20), Premium Amortization on Purchased Callable Debt Securities." The amendments in this ASU shorten the amortization period for certain callable debt securities purchased at a premium. Upon adoption of the standard, premiums on these qualifying callable debt securities will be amortized to the earliest call date. Discounts on purchased debt securities will continue to be accreted to maturity. The amendments are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. Upon transition, entities should apply the guidance on a modified retrospective basis, with a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption and provide the disclosures required for a change in accounting principle. Adoption of this standard did not have a material impact to the consolidation financial statements, and as a result, a cumulative effects adjustment was not necessary.

Acquisitions (Tables)

Acquisitions (Tables)	3 Months Ended
	Mar. 31, 2019
Acquisitions [Abstract]
Consideration Transferred, Assets Acquired, and Liabilities Assumed	The following table provides a preliminary assessment of the consideration transferred, assets acquired, and liabilities assumed as of the date of the acquisition (dollars in thousands): As Recorded by Citizens Fair Value Adjustments As Recorded by the Company Consideration paid: Cash $ 3,164 Company common stock 3,947 Total purchase price 7,111 Identifiable assets acquired: Cash and cash equivalents $ 2,304 $ - $ 2,304 Securities available for sale 1,959 - 1,959 Restricted securities, at cost 278 - 278 Loans, net 42,824 (34 ) 42,790 Premises and equipment 1,070 450 1,520 Other real estate owned 237 (61 ) 176 Core deposit intangibles - 440 440 Other assets 1,055 (116 ) 939 Total assets $ 49,727 $ 679 $ 50,406 Identifiable liabilities assumed: Deposits $ 43,754 $ 246 $ 44,000 Other liabilities 324 - 324 Total liabilities $ 44,078 $ 246 $ 44,324 Net assets acquired $ 6,082 Goodwill $ 1,029
Purchased Credit-impaired Loans Receivable	The following table presents the purchased credit-impaired loans receivable at the acquisition date (dollars in thousands): Contractually required principal and interest payments $ 1,031 Nonaccretable difference (211 ) Cash flows expected to be collected 820 Accretable yield (110 ) Fair value of purchased credit-impaired loans $ 710
Amortization and Accretion of Premiums and Discounts	The amortization and accretion of premiums and discounts associated with the Company's acquisition accounting adjustments related to the Citizens acquisition had the following impact on the Consolidated Statements of Income during the three months ended March 31, 2019 (dollars in thousands). The acquisition occurred on April 1, 2018, therefore the comparative 2018 period had no impact. Three Months Ended March 31, 2019 Purchased performing loans $ 56 Purchased credit-impaired loans (3 ) Certificate of deposit valuation 39 Amortization of core deposit intangible (11 ) Net impact to income before taxes $ 81

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Securities [Abstract]
Amortized Cost and Fair Value, with Gross Unrealized Gains and Losses of Securities Available-for-Sale	Amortized costs and fair values, with gross unrealized gains and losses, of securities available-for-sale as of the dates indicated are as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (in thousands) March 31, 2019 U.S. Treasury securities $ 22,350 $ 39 $ (2 ) $ 22,387 Obligations of U.S. Government agencies 13,163 7 (125 ) 13,045 Obligations of state and political subdivisions 41,832 388 (78 ) 42,142 Mortgage-backed securities 74,876 261 (1,314 ) 73,823 Money market investments 2,636 - - 2,636 Corporate bonds and other securities 3,742 53 (9 ) 3,786 Total $ 158,599 $ 748 $ (1,528 ) $ 157,819 December 31, 2018 U.S. Treasury securities $ 12,323 $ 6 $ (1 ) $ 12,328 Obligations of U.S. Government agencies 10,868 2 (156 ) 10,714 Obligations of state and political subdivisions 49,194 155 (512 ) 48,837 Mortgage-backed securities 73,444 93 (2,346 ) 71,191 Money market investments 1,897 - - 1,897 Corporate bonds and other securities 3,250 42 (12 ) 3,280 Total $ 150,976 $ 298 $ (3,027 ) $ 148,247
Net Realized Gains and (Losses) on Sale of Investments	The following table summarizes gross realized gains and losses on the sale of investment securities during the periods indicated: Three Months Ended March 31, 2019 2018 (in thousands) Securities Available-for-sale Realized gains on sales of securities $ 36 $ 80 Realized losses on sales of securities (10 ) - Net realized gain $ 26 $ 80
Available-for-Sale Securities, Continuous Unrealized Loss Position	The following table shows the gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired as of March 31, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of the dates indicated: March 31, 2019 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale U.S. Treasury securities $ 2 $ 9,998 $ - $ - $ 2 $ 9,998 Obligations of U.S. Government agencies 33 5,756 92 4,707 125 10,463 Obligations of state and political subdivisions - - 78 14,070 78 14,070 Mortgage-backed securities - - 1,314 62,822 1,314 62,822 Corporate bonds and other securities - - 9 392 9 392 Total securities available-for-sale $ 35 $ 15,754 $ 1,493 $ 81,991 $ 1,528 $ 97,745 December 31, 2018 Less Than Twelve Months More Than Twelve Months Total Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value (dollars in thousands) Securities Available-for-Sale U.S. Treasury securities $ 1 $ 2,484 $ - $ - $ 1 $ 2,484 Obligations of U.S. Government agencies 47 6,014 109 3,206 156 9,220 Obligations of state and political subdivisions 10 5,829 502 23,727 512 29,556 Mortgage-backed securities - - 2,346 63,930 2,346 63,930 Corporate bonds and other securities 1 100 11 389 12 489 Total securities available-for-sale $ 59 $ 14,427 $ 2,968 $ 91,252 $ 3,027 $ 105,679

Loans and the Allowance for L_2

Loans and the Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2019
Loans and the Allowance for Loan Losses [Abstract]
Outstanding Loans By Segment Type	The following is a summary of the balances in each class of the Company’s portfolio of loans held for investment as of the dates indicated: March 31, 2019 December 31, 2018 (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 111,809 $ 110,009 Commercial - owner occupied 150,457 155,245 Commercial - non-owner occupied 129,632 131,287 Multifamily 28,744 28,954 Construction 36,700 32,383 Second mortgages 15,496 17,297 Equity lines of credit 54,133 57,649 Total mortgage loans on real estate 526,971 532,824 Commercial and industrial loans 63,753 63,398 Consumer automobile loans 116,997 120,796 Other consumer loans 47,417 48,342 Other 7,749 8,649 Total loans, net of deferred fees (1) 762,887 774,009 Less: Allowance for loan losses (10,088 ) (10,111 ) Loans, net of allowance and deferred fees and costs (1) $ 752,799 $ 763,898 (1) Net deferred loan fees totaled $789 thousand and $864 thousand at March 31, 2019 and December 31, 2018, respectively.
Acquired Loans	The outstanding principal balance and the carrying amount of total acquired loans included in the consolidated balance sheet as of March 31, 2019 and December 31, 2018 are as follows: March 31, 2019 December 31, 2018 (in thousands) Outstanding principal balance $ 29,254 $ 31,940 Carrying amount 28,864 31,497 The outstanding principal balance and related carrying amount of purchased credit-impaired loans, for which the Company applies FASB ASC 310-30 to account for interest earned, as of March 31, 2019 and December 31, 2018 are as follows: March 31, 2019 December 31, 2018 (in thousands) Outstanding principal balance $ 241 $ 246 Carrying amount 84 91 The following table presents changes in the accretable yield on purchased credit-impaired loans, for which the Company applies FASB ASC 310-30, at March 31, 2019: March 31, 2019 (in thousands) Balance at January 1, 2019 $ 12 Accretion (1 ) Balance at end of period $ 11
Credit Quality Information	The following table presents credit quality exposures by internally assigned risk ratings as of the dates indicated: Credit Quality Information As of March 31, 2019 (in thousands) Pass OAEM Substandard Total Mortgage loans on real estate: Residential 1-4 family $ 109,736 $ - $ 2,073 $ 111,809 Commercial - owner occupied 136,427 4,715 9,315 150,457 Commercial - non-owner occupied 121,697 4,058 3,877 129,632 Multifamily 28,744 - - 28,744 Construction 36,276 70 354 36,700 Second mortgages 15,343 - 153 15,496 Equity lines of credit 53,457 - 676 54,133 Total mortgage loans on real estate 501,680 8,843 16,448 526,971 Commercial and industrial loans 61,296 2,028 429 63,753 Consumer automobile loans 116,631 - 366 116,997 Other consumer loans 47,374 - 43 47,417 Other 7,749 - - 7,749 Total $ 734,730 $ 10,871 $ 17,286 $ 762,887 Credit Quality Information As of December 31, 2018 (in thousands) Pass OAEM Substandard Total Mortgage loans on real estate: Residential 1-4 family $ 108,274 $ - $ 1,735 $ 110,009 Commercial - owner occupied 140,664 4,067 10,514 155,245 Commercial - non-owner occupied 121,523 3,937 5,827 131,287 Multifamily 28,954 - - 28,954 Construction 31,896 71 416 32,383 Second mortgages 17,007 - 290 17,297 Equity lines of credit 56,893 - 756 57,649 Total mortgage loans on real estate 505,211 8,075 19,538 532,824 Commercial and industrial loans 60,967 1,987 444 63,398 Consumer automobile loans 120,365 - 431 120,796 Other consumer loans 48,298 - 44 48,342 Other 8,649 - - 8,649 Total $ 743,490 $ 10,062 $ 20,457 $ 774,009
Past Due Loans	The following table includes an aging analysis of the recorded investment in past due loans as of the dates indicated. Also included in the table below are loans that are 90 days or more past due as to interest and principal and still accruing interest, because they are well-secured and in the process of collection. Loans in nonaccrual status that are also past due are included in the aging categories in the table below. Age Analysis of Past Due Loans as of March 31, 2019 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Purchased Credit- impaired Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 1,323 $ 169 $ 484 $ - $ 109,833 $ 111,809 $ 135 Commercial - owner occupied 840 915 2,582 84 146,036 150,457 - Commercial - non-owner occupied 170 - 2,300 - 127,162 129,632 - Multifamily - - - - 28,744 28,744 - Construction - - 354 - 36,346 36,700 - Second mortgages 36 - 48 - 15,412 15,496 - Equity lines of credit 10 302 - - 53,821 54,133 - Total mortgage loans on real estate 2,379 1,386 5,768 84 517,354 526,971 135 Commercial loans 537 174 - - 63,042 63,753 - Consumer automobile loans 1,220 284 96 - 115,397 116,997 96 Other consumer loans 1,673 302 1,418 - 44,024 47,417 1,418 Other 86 32 29 - 7,602 7,749 29 Total $ 5,895 $ 2,178 $ 7,311 $ 84 $ 747,419 $ 762,887 $ 1,678 (1) In the table above, the past due totals include student loans and small business loans with principal and interest amounts that are 97 - 100% guaranteed by the federal government. The past due principal portion of these guaranteed loans totaled $3.1 million at March 31, 2019. While the past due totals increased from December 31, 2018 to March 31, 2019, the increase is primarily related to ongoing resolution of a large non-accrual credit which is anticipated to close during the second quarter of 2019 with no additional loss to the Company. Age Analysis of Past Due Loans as of December 31, 2018 30 - 59 Days Past Due 60 - 89 Days Past Due 90 or More Days Past Due Purchased Credit- impaired Total Current Loans (1) Total Loans Recorded Investment > 90 Days Past Due and Accruing (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 1,165 $ 553 $ 536 $ - $ 107,755 $ 110,009 $ 179 Commercial - owner occupied 1,059 83 - 91 154,012 155,245 - Commercial - non-owner occupied - - 2,970 - 128,317 131,287 - Multifamily - - - - 28,954 28,954 - Construction - - 622 - 31,761 32,383 205 Second mortgages 65 - 135 - 17,097 17,297 136 Equity lines of credit 60 - - - 57,589 57,649 - Total mortgage loans on real estate 2,349 636 4,263 91 525,485 532,824 520 Commercial loans 1,595 - - - 61,803 63,398 - Consumer automobile loans 1,645 291 114 - 118,746 120,796 113 Other consumer loans 1,333 621 1,852 - 44,536 48,342 1,852 Other 133 8 12 - 8,496 8,649 12 Total $ 7,055 $ 1,556 $ 6,241 $ 91 $ 759,066 $ 774,009 $ 2,497 (1)
Nonaccrual Loans	The following table presents loans in nonaccrual status by class of loan as of the dates indicated: Nonaccrual Loans by Class March 31, 2019 December 31, 2018 (in thousands) Mortgage loans on real estate Residential 1-4 family $ 1,365 $ 1,386 Commercial - owner occupied 4,979 5,283 Commercial - non-owner occupied 3,877 4,371 Construction 354 417 Second mortgages 152 155 Equity lines of credit 231 231 Total mortgage loans on real estate 10,958 11,843 Commercial loans 287 298 Total $ 11,245 $ 12,141
Interest Income to be Earned Under Original Terms and Actual Interest Recorded	The following table presents the interest income that the Company would have earned under the original terms of its nonaccrual loans and the actual interest recorded by the Company on nonaccrual loans for the periods presented: Three Months Ended March 31, 2019 2018 (in thousands) Interest income that would have been recorded under original loan terms $ 64 $ 130 Actual interest income recorded for the period - 80 Reduction in interest income on nonaccrual loans $ 64 $ 50
Impaired Loans by Class	The following table includes the recorded investment and unpaid principal balances (a portion of which may have been charged off) for impaired loans, exclusive of purchased credit-impaired loans, with the associated allowance amount, if applicable, as of the dates presented. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized for the periods presented. The average balances are calculated based on daily average balances. Impaired Loans by Class As of March 31, 2019 For the three months ended March 31, 2019 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 1,877 $ 1,788 $ 89 $ 44 $ 1,934 $ - Commercial 11,861 11,861 - - 12,683 - Construction 445 354 91 17 487 1 Second mortgages 355 208 147 32 309 2 Equity lines of credit 232 - 232 3 232 - Total mortgage loans on real estate 14,770 14,211 559 96 15,645 3 Commercial loans 287 212 75 8 292 - Other consumer loans - - - - - - Total $ 15,057 $ 14,423 $ 634 $ 104 $ 15,937 $ 3 Impaired Loans by Class As of December 31, 2018 For the Year Ended December 31, 2018 Recorded Investment Unpaid Principal Balance Without Valuation Allowance With Valuation Allowance Associated Allowance Average Recorded Investment Interest Income Recognized (in thousands) Mortgage loans on real estate: Residential 1-4 family $ 2,057 $ 1,686 $ 239 $ 51 $ 2,073 $ 66 Commercial 15,254 12,721 - - 14,232 455 Construction 509 417 92 18 665 7 Second mortgages 496 347 148 33 508 15 Equity lines of credit 232 - 232 3 301 1 Total mortgage loans on real estate 18,548 15,171 711 105 17,779 544 Commercial loans 384 78 220 11 446 5 Other consumer loans 38 - - - 43 - Total $ 18,970 $ 15,249 $ 931 $ 116 $ 18,268 $ 549
Allowance for Loan Losses by Segment	The following table presents, by portfolio segment, the changes in the allowance for loan losses and the recorded investment in loans for the periods presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT IN LOANS (in thousands) For the Three Months Ended March 31, 2019 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer (2) Other Total Allowance for Loan Losses: Balance at the beginning of period $ 2,340 $ 156 $ 5,956 $ 1,354 $ 305 $ 10,111 Charge-offs - - (90 ) (212 ) (133 ) (435 ) Recoveries 2 - 75 91 18 186 Provision for loan losses (203 ) 42 (25 ) 202 210 226 Ending balance $ 2,139 $ 198 $ 5,916 $ 1,435 $ 400 $ 10,088 Ending balance individually evaluated for impairment $ 8 $ 17 $ 79 $ - $ - $ 104 Ending balance collectively evaluated for impairment 2,131 181 5,837 1,435 400 9,984 Ending balance purchased credit-impaired loans - - - - - - Ending balance $ 2,139 $ 198 $ 5,916 $ 1,435 $ 400 $ 10,088 Loan Balances: Ending balance individually evaluated for impairment $ 287 $ 445 $ 14,325 $ - $ - $ 15,057 Ending balance collectively evaluated for impairment 63,382 36,255 475,946 164,414 7,749 747,746 Ending balance purchased credit-impaired loans 84 - - - - 84 Ending balance $ 63,753 $ 36,700 $ 490,271 $ 164,414 $ 7,749 $ 762,887 For the Year Ended December 31, 2018 Commercial Real Estate - Construction Real Estate - Mortgage (1) Consumer Other Total Allowance for Loan Losses: Balance at the beginning of period $ 1,889 $ 541 $ 5,217 $ 1,644 $ 157 $ 9,448 Charge-offs (81 ) - (1,625 ) (769 ) (367 ) (2,842 ) Recoveries 140 - 158 262 84 644 Provision for loan losses 392 (385 ) 2,206 217 431 2,861 Ending balance $ 2,340 $ 156 $ 5,956 $ 1,354 $ 305 $ 10,111 Ending balance individually evaluated for impairment $ 11 $ 18 $ 87 $ - $ - $ 116 Ending balance collectively evaluated for impairment 2,329 138 5,869 1,354 305 9,995 Ending balance purchased credit-impaired loans - - - - - - Ending balance $ 2,340 $ 156 $ 5,956 $ 1,354 $ 305 $ 10,111 Loan Balances: Ending balance individually evaluated for impairment $ 298 $ 509 $ 15,373 $ - $ - $ 16,180 Ending balance collectively evaluated for impairment 63,009 31,874 485,068 169,138 8,649 757,738 Ending balance purchased credit-impaired loans 91 - - - - 91 Ending balance $ 63,398 $ 32,383 $ 500,441 $ 169,138 $ 8,649 $ 774,009 (1) (2)

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Information about Leases	The following tables present information about the Company’s leases: (Dollars in thousands) March 31, 2019 Lease liabilities $ 672 Right of use assets $ 671 Weighted average remaining lease term 2.63 years Weighted average discount rate 2.77 %
Lease Cost	Lease cost Three Months Ended March 31, 2019 Operating lease cost $ 85 Total lease cost $ 85 Cash paid for amounts included in the measurement of lease liabilities $ 84
Maturity of Operating Lease Liabilities	A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows: Lease payments due As of March 31, 2019 Nine months ending December 31, 2019 $ 247 Twelve months ending December 31, 2020 256 Twelve months ending December 31, 2021 111 Twelve months ending December 31, 2022 83 Total undiscounted cash flows $ 697 Discount (25 ) Lease liabilities $ 672

Low-Income Housing Tax Credits

Low-Income Housing Tax Credits (Tables)	3 Months Ended
	Mar. 31, 2019
Low-Income Housing Tax Credits [Abstract]
Tax Credits and Other Tax Benefits Recognized Related to Investments	Three Months Ended March 31, Affected Line Item on 2019 2018 Consolidated Statement of Income (in thousands) Tax credits and other tax benefits Amortization of operating losses $ 80 $ 80 ATM and other losses Tax benefit of operating losses* $ 17 $ 17 Income tax expense (benefit) Tax credits 124 124 Income tax expense (benefit) Total tax benefits $ 141 $ 141 * Computed using a 21% tax rate

Borrowings (Tables)

Borrowings (Tables)	3 Months Ended
	Mar. 31, 2019
Borrowings [Abstract]
Short-Term Borrowings	The following table presents total short-term borrowings as of the dates indicated: March 31, 2019 December 31, 2018 (in thousands) Overnight repurchase agreements $ 24,643 $ 25,775 FHLB advances 13,000 13,000 Total short-term borrowings $ 37,643 $ 38,775 Maximum month-end outstanding balance $ 44,181 $ 99,898 Average outstanding balance during the period $ 43,245 $ 62,887 Average interest rate (year-to-date) 1.09 % 1.11 % Average interest rate at end of period 0.95 % 0.93 %

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2019
Commitments and Contingencies [Abstract]
Financial Instruments whose Contract Amounts Represent Credit Risk	The following financial instruments whose contract amounts represent credit risk were outstanding at March 31, 2019 and December 31, 2018: March 31, 2019 December 31, 2018 (in thousands) Commitments to extend credit: Home equity lines of credit $ 63,386 $ 61,014 Commercial real estate, construction and development loans committed but not funded 16,932 12,165 Other lines of credit (principally commercial) 76,550 74,058 Total $ 156,868 $ 147,237 Letters of credit $ 8,232 $ 8,230

Share-Based Compensation (Table

Share-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2019
Share-Based Compensation [Abstract]
Restricted Stock Activity	Restricted stock activity for the three months ended March 31, 2019 is summarized below: Shares Weighted Average Grant Date Fair Value Nonvested, January 1, 2019 13,689 $ 27.51 Issued 16,661 21.68 Vested - - Forfeited - - Nonvested, March 31, 2019 30,350 $ 24.31

Stockholders' Equity and Earn_2

Stockholders' Equity and Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2019
Stockholders' Equity and Earnings per Share [Abstract]
Amounts Reclassified Out of Accumulated Other Comprehensive Loss, by Category	The following table presents information on amounts reclassified out of accumulated other comprehensive loss, by category, during the periods indicated: Three Months Ended March 31, Affected Line Item on 2019 2018 Consolidated Statement of Income Available-for-sale securities (in thousands) Realized gains on sales of securities $ 26 $ 80 Gain on sale of securities, net Tax effect 5 $ 17 Income tax expense (benefit) $ 21 $ 63
Changes in Accumulated Other Comprehensive Loss, by Category	The following tables present the changes in accumulated other comprehensive loss, by category, net of tax, for the periods indicated: Unrealized Gains (Losses) on Available-for-Sale Securities Accumulated Other Comprehensive Loss (in thousands) Three Months Ended March 31, 2019 Balance at beginning of period $ (2,156 ) $ (2,156 ) Net other comprehensive income 1,540 1,540 Balance at end of period $ (616 ) $ (616 ) Three Months Ended March 31, 2018 Balance at beginning of period $ (707 ) $ (707 ) Net other comprehensive loss (1,814 ) (1,814 ) Reclassification of the income tax effects of the Tax Cuts and Jobs Act from AOCI (139 ) (139 ) Reclassification of net unrealized gains on equity securities from AOCI per ASU 2016-01 (77 ) (77 ) Balance at end of period $ (2,737 ) $ (2,737 )
Component of Accumulated Other Comprehensive Loss on Pre-Tax and After-Tax	The following tables present the change in each component of accumulated other comprehensive loss on a pre-tax and after-tax basis for the periods indicated. Three Months Ended March 31, 2019 Pretax Tax Net-of-Tax (in thousands) Unrealized gains on available-for-sale securities: Unrealized holding gains arising during the period $ 1,975 $ 414 $ 1,561 Reclassification adjustment for gains recognized in income (26 ) (5 ) (21 ) Total change in accumulated other comprehensive loss, net $ 1,949 $ 409 $ 1,540 Three Months Ended March 31, 2018 Pretax Tax Net-of-Tax (in thousands) Unrealized losses on available-for-sale securities: Unrealized holding losses arising during the period $ (2,217 ) $ (466 ) $ (1,751 ) Reclassification adjustment for gains recognized in income (80 ) (17 ) (63 ) Total change in accumulated other comprehensive loss, net $ (2,297 ) $ (483 ) $ (1,814 )
Computation of Earnings Per Share	The following is a reconciliation of the denominators of the basic and diluted EPS computations for the three months ended March 31, 2019 and 2018: Net Income Available to Common Stockholders (Numerator) Weighted Average Common Shares (Denominator) Per Share Amount (in thousands except per share data) Three Months Ended March 31, 2019 Net income, basic $ 2,027 5,187 $ 0.39 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 2,027 5,187 $ 0.39 Three Months Ended March 31, 2018 Net income, basic $ 942 5,020 $ 0.19 Potentially dilutive common shares - stock options - - - Potentially dilutive common shares - employee stock purchase program - - - Diluted $ 942 5,020 $ 0.19

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Value Measurements [Abstract]
Assets Measured at Fair Value on Recurring Basis	The following table presents the balances of certain assets measured at fair value on a recurring basis as of the dates indicated: Fair Value Measurements at March 31, 2019 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities U.S. Treasury securities $ 22,387 $ - $ 22,387 $ - Obligations of U.S. Government agencies 13,045 - 13,045 - Obligations of state and political subdivisions 42,142 - 42,142 - Mortgage-backed securities 73,823 - 73,823 - Money market investments 2,636 - 2,636 - Corporate bonds and other securities 3,786 - 3,786 - Total available-for-sale securities $ 157,819 $ - $ 157,819 $ - Fair Value Measurements at December 31, 2018 Using Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Available-for-sale securities U.S. Treasury securities $ 12,328 $ - $ 12,328 $ - Obligations of U.S. Government agencies 10,714 - 10,714 - Obligations of state and political subdivisions 48,837 - 48,837 - Mortgage-backed securities 71,191 - 71,191 - Money market investments 1,897 - 1,897 - Corporate bonds and other securities 3,280 - 3,280 - Total available-for-sale securities $ 148,247 $ - $ 148,247 $ -
Assets Measured at Fair Value on Nonrecurring Basis	The following table presents the assets carried on the consolidated balance sheets for which a nonrecurring change in fair value has been recorded. Assets are shown by class of loan and by level in the fair value hierarchy, as of the dates indicated. Certain impaired loans are valued by the present value of the loan’s expected future cash flows, discounted at the loan’s effective interest rate rather than at a market rate. These loans are not carried on the consolidated balance sheets at fair value and, as such, are not included in the table below. Carrying Value at March 31, 2019 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 207 $ - $ - $ 207 Construction 76 - - 76 Equity lines of credit 229 - - 229 Total $ 512 $ - $ - $ 512 Loans Loans held for sale $ 649 $ - $ 649 $ - Carrying Value at December 31, 2018 Using Fair Value Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (in thousands) Impaired loans Mortgage loans on real estate: Residential 1-4 family $ 188 $ - $ - $ 188 Construction 74 - - 74 Equity lines of credit 229 - - 229 Total $ 491 $ - $ - $ 491 Loans Loans held for sale $ 479 $ - $ 479 $ - Other Real Estate Owned Construction $ 83 $ - $ - $ 83 Total $ 83 $ - $ - $ 83
Fair Value Inputs, Assets, Quantitative Information	The following table displays quantitative information about Level 3 Fair Value Measurements as of the dates indicated: Quantitative Information About Level 3 Fair Value Measurements Fair Value at March 31, 2019 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 207 Market comparables Selling costs 0.00% - 7.25% (5.92 %) Liquidation discount 0.00% - 4.00% (3.27 %) Construction $ 76 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 7 % Liquidation discount 4 % Quantitative Information About Level 3 Fair Value Measurements Fair Value at December 31, 2018 (dollars in thousands) Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans Residential 1-4 family real estate $ 188 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Construction $ 74 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Equity lines of credit $ 229 Market comparables Selling costs 7.25 % Liquidation discount 4.00 % Other real estate owned Construction $ 83 Market comparables Selling costs 7.25 % Liquidation discount 4.00 %
Estimated Fair Values and Related Carrying or Notional Amounts of Financial Instruments	The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments as of the dates indicated are as follows: Fair Value Measurements at March 31, 2019 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 32,799 $ 32,799 $ - $ - Securities available-for-sale 157,819 - 157,819 - Restricted securities 3,691 - 3,691 - Loans held for sale 649 - 649 - Loans, net of allowances for loan losses 752,799 - - 740,253 Bank-owned life insurance 26,955 - 26,955 - Accrued interest receivable 3,054 - 3,054 - Liabilities Deposits $ 836,177 $ - $ 839,182 $ - Overnight repurchase agreements 24,643 - 24,643 - Federal Home Loan Bank advances 55,000 - 55,109 - Other borrowings 2,400 - 2,400 - Accrued interest payable 625 - 625 - Fair Value Measurements at December 31, 2018 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (in thousands) Assets Cash and cash equivalents $ 42,217 $ 42,217 $ - $ - Securities available-for-sale 148,247 - 148,247 - Restricted securities 3,853 - 3,853 - Loans held for sale 479 - 479 - Loans, net of allowances for loan losses 763,898 - - 749,848 Bank-owned life insurance 26,763 - 26,763 - Accrued interest receivable 3,095 - 3,095 - Liabilities Deposits $ 843,144 $ - $ 843,818 $ - Overnight repurchase agreements 25,775 - 25,775 - Federal Home Loan Bank advances 60,000 - 59,975 - Other borrowings 2,550 - 2,550 - Accrued interest payable 594 - 594 -

Segment Reporting (Tables)

Segment Reporting (Tables)	3 Months Ended
	Mar. 31, 2019
Segment Reporting [Abstract]
Reconciliation of Assets and Revenues from Segment to Consolidated	Information about reportable segments, and reconciliation of such information to the consolidated financial statements as of and for the three months ended March 31, 2019 and 2018 follows: Three Months Ended March 31, 2019 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 9,847 $ 29 $ 725 $ (725 ) $ 9,876 Income from fiduciary activities - 959 - - 959 Other income 2,188 284 50 (65 ) 2,457 Total operating income 12,035 1,272 775 (790 ) 13,292 Expenses Interest expense 1,486 - 31 - 1,517 Provision for loan losses 226 - - - 226 Salaries and employee benefits 4,818 767 114 - 5,699 Other expenses 3,348 249 60 (65 ) 3,592 Total operating expenses 9,878 1,016 205 (65 ) 11,034 Income before taxes 2,157 256 570 (725 ) 2,258 Income tax expense (benefit) 209 55 (33 ) - 231 Net income $ 1,948 $ 201 $ 603 $ (725 ) $ 2,027 Capital expenditures $ 498 $ - $ - $ - $ 498 Total assets $ 1,021,007 $ 6,310 $ 107,427 $ (107,864 ) $ 1,026,880 Three Months Ended March 31, 2018 Bank Trust Parent Eliminations Consolidated (in thousands) Revenues Interest and dividend income $ 8,778 $ 21 $ 1,288 $ (1,288 ) $ 8,799 Income from fiduciary activities - 983 - - 983 Other income 1,914 260 50 (65 ) 2,159 Total operating income 10,692 1,264 1,338 (1,353 ) 11,941 Expenses Interest expense 1,054 - - - 1,054 Provision for loan losses 525 - - - 525 Salaries and employee benefits 4,625 745 107 - 5,477 Other expenses 3,426 264 314 (65 ) 3,939 Total operating expenses 9,630 1,009 421 (65 ) 10,995 Income before taxes 1,062 255 917 (1,288 ) 946 Income tax expense (benefit) (25 ) 54 (25 ) - 4 Net income $ 1,087 $ 201 $ 942 $ (1,288 ) $ 942 Capital expenditures $ 189 $ - $ - $ - $ 189 Total assets $ 987,507 $ 6,098 $ 94,998 $ (94,830 ) $ 993,773

Accounting Policies (Details)

Accounting Policies (Details)	Mar. 31, 2019SubsidiaryBranch
Accounting Policies [Abstract]
Number of subsidiaries | Subsidiary	2
Number of branch offices | Branch	19

Acquisitions (Details)

Acquisitions (Details) - USD ($) $ / shares in Units, $ in Thousands	Apr. 01, 2018	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Consideration paid [Abstract]
Cash	$ 3,164
Company common stock	3,947
Total purchase price	$ 7,111
Identifiable assets acquired [Abstract]
Cash and cash equivalents			$ 2,304
Securities available for sale			1,959
Restricted securities, at cost			278
Loans, net			42,790
Premises and equipment			1,520
Other real estate owned			176
Core deposit intangibles			440
Other assets			939
Total assets			50,406
Identifiable liabilities assumed [Abstract]
Deposits			44,000
Other liabilities			324
Total liabilities			44,324
Net assets acquired			6,082
Goodwill		$ 1,650	1,029	$ 1,650
Amortization and Accretion of Premiums and Discounts [Abstract]
Net impact to income before income taxes		(81)	0
Fair Value Adjustment [Member]
Identifiable assets acquired [Abstract]
Cash and cash equivalents			0
Securities available for sale			0
Restricted securities, at cost			0
Loans, net			(34)
Premises and equipment			450
Other real estate owned			(61)
Core deposit intangibles			440
Other assets			(116)
Total assets			679
Identifiable liabilities assumed [Abstract]
Deposits			246
Other liabilities			0
Total liabilities			$ 246
Citizens National Bank [Member]
Business Combination, Description [Abstract]
Shares issued per acquired share (in shares)	0.1041
Cash paid per acquired share (in dollars per share)			$ 2.19
Shares issued for acquisition (in shares)	149,625
Identifiable assets acquired [Abstract]
Cash and cash equivalents			$ 2,304
Securities available for sale			1,959
Restricted securities, at cost			278
Loans, net			42,824
Premises and equipment			1,070
Other real estate owned			237
Core deposit intangibles			0
Other assets			1,055
Total assets			49,727
Identifiable liabilities assumed [Abstract]
Deposits			43,754
Other liabilities			324
Total liabilities			44,078
Purchased Credit-impaired Loans Receivable [Abstract]
Contractually required principal and interest payments			1,031
Nonaccretable difference			(211)
Cash flows expected to be collected			820
Accretable yield			(110)
Fair value of purchased credit-impaired loans			710
Fair value of purchased performing loans			$ 42,100
Amortization and Accretion of Premiums and Discounts [Abstract]
Purchased performing loans		56
Purchased credit-impaired loans		(3)
Certificate of deposit valuation		39
Amortization of core deposit intangible		(11)
Net impact to income before income taxes		$ 81

Securities (Details)

Securities (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Security	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)Security
Debt Securities, Available-for-sale [Abstract]
Amortized cost	$ 158,599		$ 150,976
Gross unrealized gains	748		298
Gross unrealized loss	(1,528)		(3,027)
Fair value	157,819		148,247
Securities Available-for-sale [Abstract]
Realized gains on sales of securities	36	$ 80
Realized losses on sales of securities	(10)	0
Net realized gain	26	$ 80
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	35		59
More Than Twelve Months	1,493		2,968
Total	1,528		3,027
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	15,754		14,427
More Than Twelve Months	81,991		91,252
Total	$ 97,745		$ 105,679
Unrealized loss position, Number of securities | Security	57		88
U.S. Treasury Securities [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	$ 22,350		$ 12,323
Gross unrealized gains	39		6
Gross unrealized loss	(2)		(1)
Fair value	22,387		12,328
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	2		1
More Than Twelve Months	0		0
Total	2		1
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	9,998		2,484
More Than Twelve Months	0		0
Total	9,998		2,484
Obligations of U.S. Government Agencies [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	13,163		10,868
Gross unrealized gains	7		2
Gross unrealized loss	(125)		(156)
Fair value	13,045		10,714
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	33		47
More Than Twelve Months	92		109
Total	125		156
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	5,756		6,014
More Than Twelve Months	4,707		3,206
Total	10,463		9,220
Obligations of States and Political Subdivisions [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	41,832		49,194
Gross unrealized gains	388		155
Gross unrealized loss	(78)		(512)
Fair value	42,142		48,837
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	0		10
More Than Twelve Months	78		502
Total	78		512
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	0		5,829
More Than Twelve Months	14,070		23,727
Total	14,070		29,556
Mortgage-backed Securities [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	74,876		73,444
Gross unrealized gains	261		93
Gross unrealized loss	(1,314)		(2,346)
Fair value	73,823		71,191
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	0		0
More Than Twelve Months	1,314		2,346
Total	1,314		2,346
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	0		0
More Than Twelve Months	62,822		63,930
Total	62,822		63,930
Money Market Investments [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	2,636		1,897
Gross unrealized gains	0		0
Gross unrealized loss	0		0
Fair value	2,636		1,897
Corporate Bonds and Other Securities [Member]
Debt Securities, Available-for-sale [Abstract]
Amortized cost	3,742		3,250
Gross unrealized gains	53		42
Gross unrealized loss	(9)		(12)
Fair value	3,786		3,280
Securities Available-for-Sale, Gross Unrealized Losses [Abstract]
Less Than Twelve Months	0		1
More Than Twelve Months	9		11
Total	9		12
Securities Available-for-Sale, Fair Value [Abstract]
Less than Twelve Months	0		100
More Than Twelve Months	392		389
Total	$ 392		$ 489

Loans and the Allowance for L_3

Loans and the Allowance for Loan Losses (Details) - USD ($) $ in Thousands		Mar. 31, 2019		Dec. 31, 2018
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees	[1]	$ 762,887		$ 774,009
Less: Allowance for loan losses		(10,088)		(10,111)
Loans, net of allowance and deferred fees and costs	[1]	752,799		763,898
Net deferred loan fees		789		864
Overdrawn deposit accounts, excluding internal use accounts		515		628
Mortgage Loans on Real Estate [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		526,971		532,824
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		111,809		110,009
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		150,457		155,245
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		129,632		131,287
Mortgage Loans on Real Estate [Member] | Multifamily [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		28,744		28,954
Mortgage Loans on Real Estate [Member] | Construction [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		36,700		32,383
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		15,496		17,297
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		54,133		57,649
Commercial [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		63,753		63,398
Commercial [Member] | Commercial and Industrial Loans [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		63,753		63,398
Consumer [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		164,414	[2]	169,138
Consumer [Member] | Consumer Automobile Loans [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		116,997		120,796
Consumer [Member] | Other Consumer Loans [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		47,417		48,342
Other [Member]
Allowance for Doubtful Accounts Receivable [Roll Forward]
Total loans, net of deferred fees		$ 7,749		$ 8,649
[1]	Net deferred loan fees totaled $789 thousand and $864 thousand at March 31, 2019 and December 31, 2018, respectively.
[2]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L_4

Loans and the Allowance for Loan Losses, Acquired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Certain Loans Acquired in Transfer Accounted for as Debt Securities [Abstract]
Outstanding principal balance	$ 29,254	$ 31,940
Carrying amount	28,864	31,497
Carrying amount	84	91
ASC 310-30 [Member]
Certain Loans Acquired in Transfer Accounted for as Debt Securities [Abstract]
Outstanding principal balance	241	246
Carrying amount	84	$ 91
Changes in Accretable Yield on Acquired Impaired Loans [Roll Forward]
Balance at beginning of period	12
Accretion	(1)
Balance at end of period	$ 11

Loans and the Allowance for L_5

Loans and the Allowance for Loan Losses, Credit Quality (Details) - USD ($) $ in Thousands		Mar. 31, 2019		Dec. 31, 2018
Receivables [Abstract]
Gross loan receivables	[1]	$ 762,887		$ 774,009
Pass [Member]
Receivables [Abstract]
Gross loan receivables		734,730		743,490
OAEM [Member]
Receivables [Abstract]
Gross loan receivables		10,871		10,062
Substandard [Member]
Receivables [Abstract]
Gross loan receivables		17,286		20,457
Mortgage Loans on Real Estate [Member]
Receivables [Abstract]
Gross loan receivables		526,971		532,824
Mortgage Loans on Real Estate [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		501,680		505,211
Mortgage Loans on Real Estate [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		8,843		8,075
Mortgage Loans on Real Estate [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		16,448		19,538
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Receivables [Abstract]
Gross loan receivables		111,809		110,009
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		109,736		108,274
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		2,073		1,735
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member]
Receivables [Abstract]
Gross loan receivables		150,457		155,245
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		136,427		140,664
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		4,715		4,067
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		9,315		10,514
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member]
Receivables [Abstract]
Gross loan receivables		129,632		131,287
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		121,697		121,523
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		4,058		3,937
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		3,877		5,827
Mortgage Loans on Real Estate [Member] | Multifamily [Member]
Receivables [Abstract]
Gross loan receivables		28,744		28,954
Mortgage Loans on Real Estate [Member] | Multifamily [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		28,744		28,954
Mortgage Loans on Real Estate [Member] | Multifamily [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Multifamily [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Construction [Member]
Receivables [Abstract]
Gross loan receivables		36,700		32,383
Mortgage Loans on Real Estate [Member] | Construction [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		36,276		31,896
Mortgage Loans on Real Estate [Member] | Construction [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		70		71
Mortgage Loans on Real Estate [Member] | Construction [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		354		416
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Receivables [Abstract]
Gross loan receivables		15,496		17,297
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		15,343		17,007
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		153		290
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Receivables [Abstract]
Gross loan receivables		54,133		57,649
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		53,457		56,893
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		676		756
Commercial [Member]
Receivables [Abstract]
Gross loan receivables		63,753		63,398
Commercial [Member] | Commercial and Industrial Loans [Member]
Receivables [Abstract]
Gross loan receivables		63,753		63,398
Commercial [Member] | Commercial and Industrial Loans [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		61,296		60,967
Commercial [Member] | Commercial and Industrial Loans [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		2,028		1,987
Commercial [Member] | Commercial and Industrial Loans [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		429		444
Consumer [Member]
Receivables [Abstract]
Gross loan receivables		164,414	[2]	169,138
Consumer [Member] | Consumer Automobile Loans [Member]
Receivables [Abstract]
Gross loan receivables		116,997		120,796
Consumer [Member] | Consumer Automobile Loans [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		116,631		120,365
Consumer [Member] | Consumer Automobile Loans [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Consumer [Member] | Consumer Automobile Loans [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		366		431
Consumer [Member] | Other Consumer Loans [Member]
Receivables [Abstract]
Gross loan receivables		47,417		48,342
Consumer [Member] | Other Consumer Loans [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		47,374		48,298
Consumer [Member] | Other Consumer Loans [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Consumer [Member] | Other Consumer Loans [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		43		44
Other [Member]
Receivables [Abstract]
Gross loan receivables		7,749		8,649
Other [Member] | Pass [Member]
Receivables [Abstract]
Gross loan receivables		7,749		8,649
Other [Member] | OAEM [Member]
Receivables [Abstract]
Gross loan receivables		0		0
Other [Member] | Substandard [Member]
Receivables [Abstract]
Gross loan receivables		$ 0		$ 0
[1]	Net deferred loan fees totaled $789 thousand and $864 thousand at March 31, 2019 and December 31, 2018, respectively.
[2]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L_6

Loans and the Allowance for Loan Losses, Past Due (Details) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2019USD ($)Loan		Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Loans, Aging [Abstract]
Purchased Credit-impaired		$ 84			$ 91
Total Current Loans	[1]	747,419			759,066
Total Loans	[2]	762,887			774,009
Recorded Investment > 90 Days Past Due and Accruing		1,678			2,497
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		$ 11,245			12,141
Number of loans acquired on nonaccural status | Loan		0
Interest income that would have been recorded under original loan terms [Abstract]
Interest income that would have been recorded under original loan terms		$ 64		$ 130
Actual interest income recorded for the period		0		80
Reduction in interest income on non accrual loans		64		$ 50
30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		5,895			7,055
60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		2,178			1,556
90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		7,311			6,241
Guaranteed Student Loans [Member]
Loans, Aging [Abstract]
Past Due		$ 3,100			$ 4,000
Guaranteed Student Loans [Member] | Minimum [Member]
Loans, Aging [Abstract]
Percentage of student loans guaranteed by federal government		97.00%			97.00%
Guaranteed Student Loans [Member] | Maximum [Member]
Loans, Aging [Abstract]
Percentage of student loans guaranteed by federal government		100.00%			100.00%
Mortgage Loans on Real Estate [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		$ 84			$ 91
Total Current Loans	[1]	517,354			525,485
Total Loans		526,971			532,824
Recorded Investment > 90 Days Past Due and Accruing		135			520
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		10,958			11,843
Mortgage Loans on Real Estate [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		2,379			2,349
Mortgage Loans on Real Estate [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,386			636
Mortgage Loans on Real Estate [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		5,768			4,263
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	109,833			107,755
Total Loans		111,809			110,009
Recorded Investment > 90 Days Past Due and Accruing		135			179
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		1,365			1,386
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,323			1,165
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		169			553
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		484			536
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		84			91
Total Current Loans	[1]	146,036			154,012
Total Loans		150,457			155,245
Recorded Investment > 90 Days Past Due and Accruing		0			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		4,979			5,283
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		840			1,059
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		915			83
Mortgage Loans on Real Estate [Member] | Commercial - Owner Occupied [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		2,582			0
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	127,162			128,317
Total Loans		129,632			131,287
Recorded Investment > 90 Days Past Due and Accruing		0			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		3,877			4,371
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		170			0
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Commercial - Non-Owner Occupied [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		2,300			2,970
Mortgage Loans on Real Estate [Member] | Multifamily [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	28,744			28,954
Total Loans		28,744			28,954
Recorded Investment > 90 Days Past Due and Accruing		0			0
Mortgage Loans on Real Estate [Member] | Multifamily [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Multifamily [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Multifamily [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Construction [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	36,346			31,761
Total Loans		36,700			32,383
Recorded Investment > 90 Days Past Due and Accruing		0			205
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		354			417
Mortgage Loans on Real Estate [Member] | Construction [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Construction [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Construction [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		354			622
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	15,412			17,097
Total Loans		15,496			17,297
Recorded Investment > 90 Days Past Due and Accruing		0			136
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		152			155
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		36			65
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		48			135
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	53,821			57,589
Total Loans		54,133			57,649
Recorded Investment > 90 Days Past Due and Accruing		0			0
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		231			231
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		10			60
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		302			0
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Commercial [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		84			91
Total Loans		63,753			63,398
Loans in nonaccrual status by class of loan [Abstract]
Loans in nonaccrual status		287			298
Commercial [Member] | Commercial and Industrial Loans [Member]
Loans, Aging [Abstract]
Total Loans		63,753			63,398
Commercial [Member] | Commercial Loan [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	63,042			61,803
Total Loans		63,753			63,398
Recorded Investment > 90 Days Past Due and Accruing		0			0
Commercial [Member] | Commercial Loan [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		537			1,595
Commercial [Member] | Commercial Loan [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		174			0
Commercial [Member] | Commercial Loan [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		0			0
Consumer [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0	[3]		0
Total Loans		164,414	[3]		169,138
Consumer [Member] | Consumer Automobile Loans [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	115,397			118,746
Total Loans		116,997			120,796
Recorded Investment > 90 Days Past Due and Accruing		96			113
Consumer [Member] | Consumer Automobile Loans [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,220			1,645
Consumer [Member] | Consumer Automobile Loans [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		284			291
Consumer [Member] | Consumer Automobile Loans [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		96			114
Consumer [Member] | Other Consumer Loans [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	44,024			44,536
Total Loans		47,417			48,342
Recorded Investment > 90 Days Past Due and Accruing		1,418			1,852
Consumer [Member] | Other Consumer Loans [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,673			1,333
Consumer [Member] | Other Consumer Loans [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		302			621
Consumer [Member] | Other Consumer Loans [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		1,418			1,852
Other [Member]
Loans, Aging [Abstract]
Purchased Credit-impaired		0			0
Total Current Loans	[1]	7,602			8,496
Total Loans		7,749			8,649
Recorded Investment > 90 Days Past Due and Accruing		29			12
Other [Member] | 30 - 59 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		86			133
Other [Member] | 60 - 89 Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		32			8
Other [Member] | 90 or More Days Past Due [Member]
Loans, Aging [Abstract]
Past Due		$ 29			$ 12
[1]	For purposes of this table, Total Current Loans includes loans that are 1 - 29 days past due.
[2]	Net deferred loan fees totaled $789 thousand and $864 thousand at March 31, 2019 and December 31, 2018, respectively.
[3]	The consumer segment includes consumer automobile loans.

Loans and the Allowance for L_7

Loans and the Allowance for Loan Losses, Troubled Debt Restructuring (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Loan	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)Loan
Receivables [Abstract]
Troubled debt restructurings	$ 0	$ 0
Outstanding commitments on TDR's	0		$ 0
Defaulting TDR's within twelve months of restructuring	$ 0	$ 0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Receivables [Abstract]
Number of loans in process for disclosure | Loan	1		0
Loans in process for foreclosure	$ 32

Loans and the Allowance for L_8

Loans and the Allowance for Loan Losses, Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Receivables [Abstract]
Unpaid Principal Balance	$ 15,057	$ 18,970
Recorded Investment, Without Valuation Allowance	14,423	15,249
Recorded Investment, With Valuation Allowance	634	931
Associated Allowance	104	116
Average Recorded Investment	15,937	18,268
Interest Income Recognized	3	549
Mortgage Loans on Real Estate [Member]
Receivables [Abstract]
Unpaid Principal Balance	14,770	18,548
Recorded Investment, Without Valuation Allowance	14,211	15,171
Recorded Investment, With Valuation Allowance	559	711
Associated Allowance	96	105
Average Recorded Investment	15,645	17,779
Interest Income Recognized	3	544
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Receivables [Abstract]
Unpaid Principal Balance	1,877	2,057
Recorded Investment, Without Valuation Allowance	1,788	1,686
Recorded Investment, With Valuation Allowance	89	239
Associated Allowance	44	51
Average Recorded Investment	1,934	2,073
Interest Income Recognized	0	66
Mortgage Loans on Real Estate [Member] | Commercial [Member]
Receivables [Abstract]
Unpaid Principal Balance	11,861	15,254
Recorded Investment, Without Valuation Allowance	11,861	12,721
Recorded Investment, With Valuation Allowance	0	0
Associated Allowance	0	0
Average Recorded Investment	12,683	14,232
Interest Income Recognized	0	455
Mortgage Loans on Real Estate [Member] | Construction [Member]
Receivables [Abstract]
Unpaid Principal Balance	445	509
Recorded Investment, Without Valuation Allowance	354	417
Recorded Investment, With Valuation Allowance	91	92
Associated Allowance	17	18
Average Recorded Investment	487	665
Interest Income Recognized	1	7
Mortgage Loans on Real Estate [Member] | Second Mortgages [Member]
Receivables [Abstract]
Unpaid Principal Balance	355	496
Recorded Investment, Without Valuation Allowance	208	347
Recorded Investment, With Valuation Allowance	147	148
Associated Allowance	32	33
Average Recorded Investment	309	508
Interest Income Recognized	2	15
Mortgage Loans on Real Estate [Member] | Equity Line of Credit [Member]
Receivables [Abstract]
Unpaid Principal Balance	232	232
Recorded Investment, Without Valuation Allowance	0	0
Recorded Investment, With Valuation Allowance	232	232
Associated Allowance	3	3
Average Recorded Investment	232	301
Interest Income Recognized	0	1
Commercial [Member]
Receivables [Abstract]
Unpaid Principal Balance	287	384
Recorded Investment, Without Valuation Allowance	212	78
Recorded Investment, With Valuation Allowance	75	220
Associated Allowance	8	11
Average Recorded Investment	292	446
Interest Income Recognized	0	5
Consumer [Member] | Other Consumer Loans [Member]
Receivables [Abstract]
Unpaid Principal Balance	0	38
Recorded Investment, Without Valuation Allowance	0	0
Recorded Investment, With Valuation Allowance	0	0
Associated Allowance	0	0
Average Recorded Investment	0	43
Interest Income Recognized	$ 0	$ 0

Loans and the Allowance for L_9

Loans and the Allowance for Loan Losses, Activity In Period (Details) $ in Thousands		3 Months Ended			12 Months Ended
		Mar. 31, 2019USD ($)Period		Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)Period		Mar. 31, 2019USD ($)qtr		Dec. 31, 2018USD ($)
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		$ 10,111		$ 9,448	$ 9,448
Charges-offs		(435)			(2,842)
Recoveries		186			644
Provision for loan losses		226		525	2,861
Ending balance		10,088			10,111
Ending balance individually evaluated for impairment							$ 104		$ 116
Ending balance collectively evaluated for impairment							9,984		9,995
Ending balance purchased credit-impaired loans							0		0
Ending balance		$ 10,111		9,448	$ 10,111		10,088		10,111
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							15,057		16,180
Ending balance collectively evaluated for impairment							747,746		757,738
Ending balance purchased credit-impaired loans							84		91
Ending balance	[1]						$ 762,887		774,009
Changes in Accounting Methodology [Abstract]
Number of migration periods | Period		8			8
Number of quarters remains on each migration period | qtr							12
Commercial [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		$ 2,340		1,889	$ 1,889
Charges-offs		0			(81)
Recoveries		2			140
Provision for loan losses		(203)			392
Ending balance		2,139			2,340
Ending balance individually evaluated for impairment							$ 8		11
Ending balance collectively evaluated for impairment							2,131		2,329
Ending balance purchased credit-impaired loans							0		0
Ending balance		2,340		1,889	2,340		2,139		2,340
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							287		298
Ending balance collectively evaluated for impairment							63,382		63,009
Ending balance purchased credit-impaired loans							84		91
Ending balance							63,753		63,398
Real Estate [Member]
Loan Balances [Abstract]
Ending balance purchased credit-impaired loans							84		91
Ending balance							526,971		532,824
Real Estate [Member] | Construction [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		156		541	541
Charges-offs		0			0
Recoveries		0			0
Provision for loan losses		42			(385)
Ending balance		198			156
Ending balance individually evaluated for impairment							17		18
Ending balance collectively evaluated for impairment							181		138
Ending balance purchased credit-impaired loans							0		0
Ending balance		156		541	156		198		156
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							445		509
Ending balance collectively evaluated for impairment							36,255		31,874
Ending balance purchased credit-impaired loans							0		0
Ending balance							36,700		32,383
Real Estate [Member] | Mortgage [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance	[2]	5,956		5,217	5,217
Charges-offs	[2]	(90)			(1,625)
Recoveries	[2]	75			158
Provision for loan losses	[2]	(25)			2,206
Ending balance	[2]	5,916			5,956
Ending balance individually evaluated for impairment	[2]						79		87
Ending balance collectively evaluated for impairment	[2]						5,837		5,869
Ending balance purchased credit-impaired loans	[2]						0		0
Ending balance	[2]	5,956		5,217	5,217		5,916		5,956
Loan Balances [Abstract]
Ending balance individually evaluated for impairment	[2]						14,325		15,373
Ending balance collectively evaluated for impairment	[2]						475,946		485,068
Ending balance purchased credit-impaired loans	[2]						0		0
Ending balance	[2]						490,271		500,441
Consumer [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		1,354	[3]	1,644	1,644
Charges-offs		(212)	[3]		(769)
Recoveries		91	[3]		262
Provision for loan losses		202	[3]		217
Ending balance	[3]	1,435			1,354
Ending balance individually evaluated for impairment							0	[3]	0
Ending balance collectively evaluated for impairment							1,435	[3]	1,354
Ending balance purchased credit-impaired loans							0	[3]	0
Ending balance		1,354	[3]	1,644	1,354	[3]	1,435	[3]	1,354	[3]
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							0	[3]	0
Ending balance collectively evaluated for impairment							164,414	[3]	169,138
Ending balance purchased credit-impaired loans							0	[3]	0
Ending balance							164,414	[3]	169,138
Other [Member]
Allowance for loan losses by segment [Roll Forward]
Beginning Balance		305		157	157
Charges-offs		(133)			(367)
Recoveries		18			84
Provision for loan losses		210			431
Ending balance		400			305
Ending balance individually evaluated for impairment							0		0
Ending balance collectively evaluated for impairment							400		305
Ending balance purchased credit-impaired loans							0		0
Ending balance		$ 305		$ 157	$ 157		400		305
Loan Balances [Abstract]
Ending balance individually evaluated for impairment							0		0
Ending balance collectively evaluated for impairment							7,749		8,649
Ending balance purchased credit-impaired loans							0		0
Ending balance							$ 7,749		$ 8,649
[1]	Net deferred loan fees totaled $789 thousand and $864 thousand at March 31, 2019 and December 31, 2018, respectively.
[2]	The real estate-mortgage segment includes residential 1 - 4 family, commercial real estate, second mortgages and equity lines of credit.
[3]	The consumer segment includes consumer automobile loans.

Leases, Adoption ASU No. 2016-0

Leases, Adoption ASU No. 2016-02 (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Assets and Liabilities, Lessee [Abstract]
Right-of-use asset	$ 671
Operating Lease, Liability	$ 672
ASU 2016-02 [Member]
Assets and Liabilities, Lessee [Abstract]
Right-of-use asset		$ 751
Operating Lease, Liability		$ 751

Leases, Long-term Lease Agreeme

Leases, Long-term Lease Agreements Calssified as Operating Leases (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Information about Leases [Abstract]
Lease liabilities	$ 672
Right of use assets	$ 671
Weighted average remaining lease term	2 years 7 months 17 days
Weighted average discount rate	2.77%
Lease Cost [Abstract]
Operating lease cost	$ 85
Total lease cost	85
Cash paid for amounts included in the measurement of lease liabilities	84
Lease payments due [Abstract]
Nine months ending December 31, 2019	247
Twelve months ending December 31, 2020	256
Twelve months ending December 31, 2021	111
Twelve months ending December 31, 2022	83
Total undiscounted cash flows	697
Discount	(25)
Lease liabilities	$ 672

Low-Income Housing Tax Credit_2

Low-Income Housing Tax Credits (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2019USD ($)Fund	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)Fund
Low-Income Housing Tax Credits [Abstract]
Number of housing equity funds | Fund		4		4
Low-income housing investment		$ 3,100		$ 3,200
Expected affordable housing tax credits		440
Additional committed capital calls expected		140		$ 248
Tax credits and other tax benefits [Abstract]
Amortization of operating losses		80	$ 80
Tax benefit of operating losses	[1]	17	17
Tax credits		124	124
Total tax benefits		141	141
Impairment loss on investments		$ 0	$ 0
Effective income tax rate		21.00%
[1]	Computed using a 21% tax rate.

Borrowings (Details)

Borrowings (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Borrowings and FHLB Advances [Abstract]
Available federal funds lines	$ 55,000	$ 55,000
Available credit with FHLB	248,000	245,900
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Overnight repurchase agreements	24,643	25,775
FHLB advances	13,000	13,000
Total short-term borrowings	37,643	38,775
Maximum month-end outstanding balance	44,181	99,898
Average outstanding balance during the period	$ 43,245	$ 62,887
Average interest rate (year-to-date)	1.09%	1.11%
Average interest rate at end of period	0.95%	0.93%
FHLB advances outstanding	$ 42,000	$ 47,000
Minimum [Member]
Borrowings and FHLB Advances [Abstract]
Overnight repurchase agreements maturity period	1 day
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB interest rate	1.90%
Maximum [Member]
Borrowings and FHLB Advances [Abstract]
Overnight repurchase agreements maturity period	4 days
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB interest rate	2.92%
Advance One [Member]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB advance maturity date	Nov. 15, 2019
Advance Two [Member]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
FHLB advance maturity date	Aug. 27, 2021
Citizens Acquisition [Member]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Loan maturity date	Apr. 1, 2023
Loans outstanding	$ 2,400
Interest rate	4.76%

Commitments and Contingencies_2

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	$ 156,868	$ 147,237
Home Equity Lines of Credit [Member]
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	63,386	61,014
Commercial Real Estate, Construction and Development Loans Committed but not Funded [Member]
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	16,932	12,165
Other Lines of Credit (Principally Commercial) [Member]
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	76,550	74,058
Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks [Abstract]
Commitments to extend credit	$ 8,232	$ 8,230

Share-Based Compensation (Detai

Share-Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Weighted Average Grant Date Fair Value [Abstract]
Stock-based compensation expense	$ 50	$ 8
Restricted Stock [Member]
Shares [Roll Forward]
Nonvested balance at beginning of period (in shares)	13,689
Issued (in shares)	16,661
Vested (in shares)	0
Forfeited (in shares)	0
Nonvested balance at end of period (in shares)	30,350		13,689
Weighted Average Grant Date Fair Value [Abstract]
Non-vested balance at beginning of period (in dollars per share)	$ 27.51
Issued (in dollars per share)	21.68
Vested (in dollars per share)	0
Forfeited (in dollars per share)	0
Non-vested balance at end of period (in dollars per share)	$ 24.31		$ 27.51
Weighted-average remaining vesting period for recognition	1 year 8 months 23 days
Fair value of restricted stock granted	$ 361
Unrecognized stock-based compensation expense	$ 501
2016 Stock Incentive Plan [Member]
Stock option plan activity [Abstract]
Shares available for grant (in shares)	300,000
ESPP [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase	5.00%		5.00%
Total stock purchases under the plan (in shares)	862
Shares reserved for issuance (in shares)	241,074
ESPP [Member] | Minimum [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase	0.00%
ESPP [Member] | Maximum [Member]
Weighted Average Grant Date Fair Value [Abstract]
Discount from market price at date of purchase	15.00%

Stockholders' Equity and Earn_3

Stockholders' Equity and Earnings per Share, Amounts Reclassified Out of Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Available-for-sale securities [Abstract]
Realized gains on sales of securities	$ 26	$ 80
Tax effect	5	17
Total	$ 21	$ 63

Stockholders' Equity and Earn_4

Stockholders' Equity and Earnings per Share, Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2017
Stockholders Equity Note [Abstract]
Beginning Balance	$ 102,006	$ 96,388
Ending Balance	105,019	94,998
Other comprehensive income, pretax [Abstract]
Unrealized holding gains (losses) arising during the period, pretax	1,975	(2,217)
Reclassification adjustment for gains recognized in income, pretax	(26)	(80)
Total change in accumulated other comprehensive loss, net, pretax	1,949	(2,297)
Other Comprehensive Income, Tax Effect [Abstract]
Unrealized holding gains (losses) arising during the period, tax effect	414	(466)
Reclassification adjustment for gains recognized in income, tax effect	(5)	(17)
Total change in accumulated other comprehensive loss, net, tax effect	409	(483)
Other Comprehensive Income, Net of Tax [Abstract]
Unrealized holding gains (losses) arising during the period, net of tax	1,561	(1,751)
Reclassification adjustment for gains recognized in income, net of tax	(21)	(63)
Other comprehensive income (loss), net of tax	1,540	(1,814)
ASU 2018-02 [Member]
Stockholders Equity Note [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act			$ 0
ASU 2016-01 [Member]
Stockholders Equity Note [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI			0
Unrealized Gains (Losses) on Available-for-Sale Securities [Member]
Stockholders Equity Note [Abstract]
Beginning Balance	(2,156)	(707)
Net other comprehensive income (loss)	1,540	(1,814)
Ending Balance	(616)	(2,737)
Unrealized Gains (Losses) on Available-for-Sale Securities [Member] | ASU 2018-02 [Member]
Stockholders Equity Note [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act			(139)
Unrealized Gains (Losses) on Available-for-Sale Securities [Member] | ASU 2016-01 [Member]
Stockholders Equity Note [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI			(77)
Accumulated Other Comprehensive Loss [Member]
Stockholders Equity Note [Abstract]
Beginning Balance	(2,156)	(707)
Net other comprehensive income (loss)	1,540	(1,814)
Ending Balance	(616)	(2,737)
Other Comprehensive Income, Net of Tax [Abstract]
Other comprehensive income (loss), net of tax	$ 1,540	$ (1,814)
Accumulated Other Comprehensive Loss [Member] | ASU 2018-02 [Member]
Stockholders Equity Note [Abstract]
Reclassification of the income tax effects of the Tax Cuts and Jobs Act			(139)
Accumulated Other Comprehensive Loss [Member] | ASU 2016-01 [Member]
Stockholders Equity Note [Abstract]
Reclassification of net unrealized gains on equity securities from AOCI			$ (77)

Stockholders' Equity and Earn_5

Stockholders' Equity and Earnings per Share, OCI by Component, Anti-Dilutive Securities (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Computation of earnings per share [Abstract]
Net Income (loss) Available to Common Stockholders, Basic	$ 2,027	$ 942
Net Income Available to Common Stockholders, Diluted	$ 2,027	$ 942
Weighted Average Common Shares, Basic (in shares)	5,186,807	5,020,075
Potentially dilutive common shares - stock options (in shares)	0	0
Potentially dilutive common shares - employee stock purchase program (in shares)	0	0
Weighted Average Common Shares, Diluted (in shares)	5,186,907	5,020,146
Earnings Per Share, Basic (in dollars per share)	$ 0.39	$ 0.19
Earnings Per Share, Diluted (in dollars per share)	$ 0.39	$ 0.19
Stock Options [Member]
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share (in shares)	100	71

Fair Value Measurements, Recurr

Fair Value Measurements, Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	$ 157,819	$ 148,247
Loans, net of allowances for loan losses	752,799	763,898
Loans held for sale	649	479
US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	22,387	12,328
Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	13,045	10,714
Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	42,142	48,837
Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	73,823	71,191
Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	2,636	1,897
Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	157,819	148,247
Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	22,387	12,328
Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	13,045	10,714
Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	42,142	48,837
Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	73,823	71,191
Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	2,636	1,897
Recurring [Member] | Corporate Bonds and Other Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	3,786	3,280
Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans held for sale	649	479
Other real estate owned		83
Nonrecurring [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		83
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	512	491
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	207	188
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	76	74
Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	229	229
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Loans held for sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Recurring [Member] | Corporate Bonds and Other Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans held for sale	0	0
Other real estate owned		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Loans held for sale	649	479
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	157,819	148,247
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	22,387	12,328
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	13,045	10,714
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	42,142	48,837
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	73,823	71,191
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	2,636	1,897
Significant Other Observable Inputs (Level 2) [Member] | Recurring [Member] | Corporate Bonds and Other Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	3,786	3,280
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans held for sale	649	479
Other real estate owned		0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Other Observable Inputs (Level 2) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	0	0
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	740,253	749,848
Loans held for sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | US Treasury Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Obligations of U.S. Government Agencies [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Obligations of State and Political Subdivisions [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Money Market Investments [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Recurring [Member] | Corporate Bonds and Other Securities [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Debt securities, available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans held for sale	0	0
Other real estate owned		83
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Other real estate owned		83
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	512	491
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	207	188
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Construction [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	76	74
Significant Unobservable Inputs (Level 3) [Member] | Nonrecurring [Member] | Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis, Alternative [Abstract]
Loans, net of allowances for loan losses	$ 229	$ 229

Fair Value Measurements, Quanti

Fair Value Measurements, Quantitative Information (Details) - Market Comparables [Member] $ in Thousands	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value	$ 207	$ 188
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Selling Costs [Member] | Minimum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Selling Costs [Member] | Maximum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0725
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0592	0.0725
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Liquidation Discount [Member] | Minimum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Liquidation Discount [Member] | Maximum [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0400
Mortgage Loans on Real Estate [Member] | Residential 1-4 Family [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0327	0.0400
Mortgage Loans on Real Estate [Member] | Construction [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value	$ 76	$ 74
Mortgage Loans on Real Estate [Member] | Construction [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0725	0.0725
Mortgage Loans on Real Estate [Member] | Construction [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0400	0.0400
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value	$ 229	$ 229
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0700	0.0725
Mortgage Loans on Real Estate [Member] | Equity Lines of Credit [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement	0.0400	0.0400
Other Real Estate [Member] | Construction [Member]
Investments, Fair Value Disclosure [Abstract]
Fair Value		$ 83
Other Real Estate [Member] | Construction [Member] | Selling Costs [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement		0.0725
Other Real Estate [Member] | Construction [Member] | Liquidation Discount [Member] | Weighted Average [Member]
Investments, Fair Value Disclosure [Abstract]
Fair value measurement		0

Fair Value Measurements, Estima

Fair Value Measurements, Estimated Fair Values and Related Carrying or Notional Amounts (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Assets [Abstract]
Cash and cash equivalents	$ 32,799	$ 42,217
Securities available-for-sale	157,819	148,247
Restricted securities	3,691	3,853
Loans held for sale	649	479
Loans, net of allowances for loan losses	752,799	763,898
Bank owned life insurance	26,955	26,763
Accrued interest receivable	3,054	3,095
Liabilities [Abstract]
Deposits	836,177	843,144
Overnight repurchase agreements	24,643	25,775
Federal Home Loan Bank advances	55,000	60,000
Other borrowings	2,400	2,550
Accrued interest payable	625	594
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and cash equivalents	32,799	42,217
Securities available-for-sale	0	0
Restricted securities	0	0
Loans held for sale	0	0
Loans, net of allowances for loan losses	0	0
Bank owned life insurance	0	0
Accrued interest receivable	0	0
Liabilities [Abstract]
Deposits	0	0
Overnight repurchase agreements	0	0
Federal Home Loan Bank advances	0	0
Other borrowings	0	0
Accrued interest payable	0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and cash equivalents	0	0
Securities available-for-sale	157,819	148,247
Restricted securities	3,691	3,853
Loans held for sale	649	479
Loans, net of allowances for loan losses	0	0
Bank owned life insurance	26,955	26,763
Accrued interest receivable	3,054	3,095
Liabilities [Abstract]
Deposits	839,182	843,818
Overnight repurchase agreements	24,643	25,775
Federal Home Loan Bank advances	55,109	59,975
Other borrowings	2,400	2,550
Accrued interest payable	625	594
Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and cash equivalents	0	0
Securities available-for-sale	0	0
Restricted securities	0	0
Loans held for sale	0	0
Loans, net of allowances for loan losses	740,253	749,848
Bank owned life insurance	0	0
Accrued interest receivable	0	0
Liabilities [Abstract]
Deposits	0	0
Overnight repurchase agreements	0	0
Federal Home Loan Bank advances	0	0
Other borrowings	0	0
Accrued interest payable	$ 0	$ 0

Segment Reporting (Details)

Segment Reporting (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019USD ($)SegmentArea	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Revenues [Abstract]
Interest and dividend income	$ 9,876	$ 8,799
Total operating income	13,292	11,941
Expenses [Abstract]
Interest expense	1,517	1,054
Provision for loan losses	226	525	$ 2,861
Salaries and employee benefits	5,699	5,477
Other expenses	3,592	3,939
Total operating expenses	11,034	10,995
Income before income taxes	2,258	946
Income tax expense (benefit)	231	4
Net income	2,027	942
Capital expenditures	498	189
Total assets	$ 1,026,880	993,773	$ 1,038,183
Number of principal business segments | Segment	3
Number of geographical areas in which an entity operates | Area	1
Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	$ 959	983
Other Income [Member]
Revenues [Abstract]
Noninterest revenue	2,457	2,159
Operating Segments [Member] | Bank [Member]
Revenues [Abstract]
Interest and dividend income	9,847	8,778
Total operating income	12,035	10,692
Expenses [Abstract]
Interest expense	1,486	1,054
Provision for loan losses	226	525
Salaries and employee benefits	4,818	4,625
Other expenses	3,348	3,426
Total operating expenses	9,878	9,630
Income before income taxes	2,157	1,062
Income tax expense (benefit)	209	(25)
Net income	1,948	1,087
Capital expenditures	498	189
Total assets	1,021,007	987,507
Operating Segments [Member] | Bank [Member] | Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	0	0
Operating Segments [Member] | Bank [Member] | Other Income [Member]
Revenues [Abstract]
Noninterest revenue	2,188	1,914
Operating Segments [Member] | Trust [Member]
Revenues [Abstract]
Interest and dividend income	29	21
Total operating income	1,272	1,264
Expenses [Abstract]
Interest expense	0	0
Provision for loan losses	0	0
Salaries and employee benefits	767	745
Other expenses	249	264
Total operating expenses	1,016	1,009
Income before income taxes	256	255
Income tax expense (benefit)	55	54
Net income	201	201
Capital expenditures	0	0
Total assets	6,310	6,098
Operating Segments [Member] | Trust [Member] | Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	959	983
Operating Segments [Member] | Trust [Member] | Other Income [Member]
Revenues [Abstract]
Noninterest revenue	284	260
Operating Segments [Member] | Unconsolidated Parent [Member]
Revenues [Abstract]
Interest and dividend income	725	1,288
Total operating income	775	1,338
Expenses [Abstract]
Interest expense	31	0
Provision for loan losses	0	0
Salaries and employee benefits	114	107
Other expenses	60	314
Total operating expenses	205	421
Income before income taxes	570	917
Income tax expense (benefit)	(33)	(25)
Net income	603	942
Capital expenditures	0	0
Total assets	107,427	94,998
Operating Segments [Member] | Unconsolidated Parent [Member] | Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	0	0
Operating Segments [Member] | Unconsolidated Parent [Member] | Other Income [Member]
Revenues [Abstract]
Noninterest revenue	50	50
Eliminations [Member]
Revenues [Abstract]
Interest and dividend income	(725)	(1,288)
Total operating income	(790)	(1,353)
Expenses [Abstract]
Interest expense	0	0
Provision for loan losses	0	0
Salaries and employee benefits	0	0
Other expenses	(65)	(65)
Total operating expenses	(65)	(65)
Income before income taxes	(725)	(1,288)
Income tax expense (benefit)	0	0
Net income	(725)	(1,288)
Capital expenditures	0	0
Total assets	(107,864)	(94,830)
Eliminations [Member] | Income from Fiduciary Activities [Member]
Revenues [Abstract]
Noninterest revenue	0	0
Eliminations [Member] | Other Income [Member]
Revenues [Abstract]
Noninterest revenue	$ (65)	$ (65)