Bar Harbor Bankshares 10K 2017 Annual report | BHB Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. freshman Bad

New words: accredited, affluent, America, amid, annum, auditor, augmented, awaiting, balloon, Bedford, brand, Bulletin, carryover, catalyst, choice, Citigroup, clarification, Codification, condemnation, Connecticut, constrained, court, deepen, deliver, delivery, disciplined, diversification, division, enterprise, ERISA, error, estimatable, eventual, footprint, forestry, forward, frozen, Geography, GLBA, GOVERANCE, gradual, gradually, grew, heritage, holistic, illustrative, impractical, insufficient, Interbank, Journal, lapsed, leadership, ledger, legacy, length, LTV, medium, metric, modest, modestly, multifaceted, multifamily, necessity, NHTB, ninety, nonaccrual, Noncredit, nonrecurring, passage, passed, payoff, PCAOB, PCI, pension, prescriptive, presence, prime, proceeding, proforma, provisional, purview, rank, rata, reciprocal, recruitment, reforecasting, refund, rental, repricing, revaluation, risen, riskier, SAB, seller, shorten, Shortening, shortly, showed, silent, skill, slope, slower, smallest, SNL, sort, speed, steady, stipulated, stranded, stratify, studied, subprime, subset, substitute, suggest, superior, tab, TCJA, temporal, training, transparency, true, Turbulence, turnover, unavailable, unconsolidated, undue, unforeseen, unrealizable, unrelated

Removed: AA, AAA, ABA, absorbed, Acadia, accessed, accommodation, ACH, affordable, aforementioned, aggressive, aggressively, aging, aid, amounting, anticipation, apparent, attempting, attendant, Avenue, aware, backed, bankrupt, behalf, BIC, bid, bill, biological, Blue, blueberry, boat, boatbuilding, border, box, Brooklyn, browser, budget, calling, campaign, capture, carrier, cautionary, challenged, check, China, clarity, Clearing, club, coastal, cognizant, coin, collectibility, complement, concentrated, concentrationscontinued, concession, conclude, conservatorship, consistently, constructed, contact, conventional, convert, cooperatively, copy, county, covering, created, creditworthy, customary, dating, debtor, decision, dedicated, deep, Deer, deferment, demanded, denomination, depicted, desk, directed, disbursement, disintermediation, dispose, Dodd, doubt, downgraded, dramatic, durable, easily, easing, economically, effectuated, effort, electric, electronically, eliminating, emerged, employed, enabling, enhancement, entirety, enumerated, exhibited, experiencing, extraordinary, faith, FASB, favorably, federally, fewer, financed, FITCH, floating, floor, focused, formal, fourteen, Frank, furnished, gathered, GLB, global, good, governing, grown, guarantor, guaranty, handling, hazard, health, highlighting, Hill, house, household, identical, illiquid, implemented, includeEasy, influenced, inInternal, innovative, input, insignificant, insurer, interactive, interstate, Inthe, Isle, ix, jeopardizing, jointly, knowledgeable, label, LLC, Lubec, machinery, marine, media, messaging, Milbridge, mission, mitigated, MKT, mobile, monitored, Moody, municipality, mutual, nasdaq, nation, NE, necessitated, night, Northeast, notably, NY, OCI, offersinterest, offersRemote, ofthe, optionality, orderly, overdue, overnight, oversee, owed, page, Park, play, plummeted, predictable, predicted, predominantly, President, pressure, priced, print, printing, produce, profitably, prolonged, proximity, prudently, purport, put, quantifiable, reassessed, recession, recoverability, recreational, referenced, reflective, relation, reliable, renovation, replaced, representative, research, retroactive, Rockland, Room, safekeeping, safer, satisfaction, savvy, scale, scheme, school, season, secondarily, selection, send, Simard, soared, soft, Somesville, south, Southwest, specifically, sponsorship, staffing, Statementsin, statewide, statistical, stop, substantiated, summarize, sweep, swept, telephone, text, today, Topsham, tourist, traditionally, transact, transferring, transmit, Treasurer, turn, ultimate, unadjusted, undertaken, unemployment, unencumbered, unprecedented, unusually, updated, upper, user, vendor, verification, vi, view, vii, viii, voice, weighting, wild, wire, world



Name		State of Incorporation or Organization
Bar Harbor Bank & Trust		Maine
Bar Harbor Trust Services		Maine
NHTB Capital Trust II		Connecticut
NHTB Capital Trust III		Connecticut
Lake Sunapee Financial Services Corp.		New Hampshire
Charter Holding Corp.		New Hampshire
Charter Trust Company.		New Hampshire
Charter New England Agency		New Hampshire

Bar Harbor Bankshares (BHB) 10-K2017 FY Annual report

Content analysis