Bar Harbor Bankshares (BHB) 10-Q8 May 202020 Q1 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
Document and Entity Information - shares	Mar. 31, 2020	Apr. 30, 2020
Document and Entity Information
Document Type	10-Q
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Mar. 31, 2020
Entity File Number	001-13349
Entity Registrant Name	BAR HARBOR BANKSHARES
Entity Incorporation, State or Country Code	ME
Entity Tax Identification Number	01-0393663
Entity Address, Address Line One	82 Main Street
Entity Address, City or Town	Bar Harbor
Entity Address, State or Province	ME
Entity Address, Postal Zip Code	04609-0400
City Area Code	207
Local Phone Number	288-3314
Title of 12(b) Security	Common Stock
Trading Symbol	BHB
Security Exchange Name	NYSEAMER
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		15,533,659
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Entity Central Index Key	0000743367
Amendment Flag	false
Entity Address, Country	US

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 68,481	$ 37,261
Interest-bearing deposit with the Federal Reserve Bank	17,174	19,649
Total cash and cash equivalents	85,655	56,910
Securities:
Securities available for sale, at fair value	626,341	663,230
Federal Home Loan Bank stock	19,897	20,679
Total securities	646,238	683,909
Loans:
Loans	2,634,983	2,641,092
Less: Allowance for loan losses	(15,297)	(15,353)
Net loans	2,619,686	2,625,739
Premises and equipment, net	49,978	51,205
Other real estate owned	2,205	2,236
Goodwill	119,477	118,649
Other intangible assets	8,398	8,641
Cash surrender value of bank-owned life insurance	76,400	75,863
Deferred tax assets, net	3,166	3,865
Other assets	66,139	42,111
Total assets	3,677,342	3,669,128
Deposits:
Demand	400,410	414,534
NOW	578,320	575,809
Savings	423,345	388,683
Money market	404,385	384,090
Time	844,097	932,635
Total deposits	2,650,557	2,695,751
Borrowings:
Senior	497,580	471,396
Subordinated	59,849	59,920
Total borrowings	557,429	531,316
Other liabilities	65,601	45,654
Total liabilities	3,273,587	3,272,721
Shareholders' equity
Capital stock, par value $2.00; authorized 20,000,000 shares; issued 16,428,388 shares at March 31, 2020 and December 31, 2019	32,857	32,857
Additional paid-in capital	189,314	188,536
Retained earnings	180,072	175,780
Accumulated other comprehensive income (loss)	6,190	3,911
Less: 841,029 and 870,257 shares of treasury stock at March 31, 2020 and December 31, 2019, respectively	(4,678)	(4,677)
Total shareholders' equity	403,755	396,407
Total liabilities and shareholders' equity	3,677,342	3,669,128
Commercial real estate
Loans:
Loans	948,178	930,661
Commercial and industrial
Loans:
Loans	426,357	423,291
Residential real estate
Loans:
Loans	1,132,328	1,151,857
Consumer
Loans:
Loans	$ 128,120	$ 135,283

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Mar. 31, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Common stock, par value (in dollars per share)	$ 2	$ 2
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	16,428,388	16,428,388
Treasury stock (in shares)	841,029	870,257

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Mar. 31, 2020	Mar. 31, 2019
Interest and dividend income
Loans	$ 27,987	$ 26,864
Securities and other	5,507	6,363
Total interest and dividend income	33,494	33,227
Interest expense
Deposits	6,020	6,307
Borrowings	2,911	5,155
Total interest expense	8,931	11,462
Net interest income	24,563	21,765
Provision for loan losses	1,111	324
Net interest income after provision for loan losses	23,452	21,441
Non-interest income
Trust and investment management fee income	3,369	2,757
Customer service fees	3,112	2,165
Gain on sales of securities, net	135	0
Bank-owned life insurance income	537	542
Customer derivative income	588	0
Other income	680	703
Total non-interest income	8,421	6,167
Non-interest expense
Salaries and employee benefits	11,884	10,519
Occupancy and equipment	4,420	3,386
Loss on premises and equipment, net	92	0
Outside services	534	411
Professional services	672	544
Communication	289	235
Marketing	388	295
Amortization of intangible assets	256	207
Acquisition, restructuring and other expenses	103	0
Other expenses	3,721	3,027
Total non-interest expense	22,359	18,624
Income before income taxes	9,514	8,984
Income tax expense	1,793	1,703
Net income	$ 7,721	$ 7,281
Earnings per share:
Basic (in dollars per share)	$ 0.50	$ 0.47
Diluted (in dollars per share)	$ 0.50	$ 0.47
Weighted average common shares outstanding:
Basic (in shares)	15,558,132	15,523,423
Diluted (in shares)	15,592,595	15,586,649

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 7,721	$ 7,281
Other comprehensive income, before tax:
Changes in unrealized gain on securities available-for-sale	5,357	8,900
Changes in unrealized loss on cash flow hedging derivatives	(2,382)	(845)
Changes in unrealized loss on pension	0	0
Income taxes related to other comprehensive income:
Changes in unrealized gain on securities available-for-sale	(1,346)	(2,079)
Changes in unrealized loss on cash flow hedging derivatives	650	198
Changes in unrealized loss on pension	0	0
Total other comprehensive income	2,279	6,174
Total comprehensive income	$ 10,000	$ 13,455

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Common stock amount	Additional paid-in capital	Retained earnings	Accumulated other comprehensive income (loss)	Treasury stock	Total
Balance at beginning of period at Dec. 31, 2018	$ 32,857	$ 187,653	$ 166,526	$ (11,802)	$ (4,655)	$ 370,579
Increase (Decrease) in Stockholders' Equity
Net income	0	0	7,281	0	0	7,281
Other comprehensive income (loss)	0	0	0	6,174	0	6,174
Cash dividends declared	0	0	(3,105)	0	0	(3,105)
Net issuance to employee stock plans, including related tax effects	0	(173)	0	0	4	(169)
Recognition of stock based compensation	0	263	0	0	0	263
Balance at end of period at Mar. 31, 2019	32,857	187,743	170,702	(5,628)	(4,651)	381,023
Balance at beginning of period at Dec. 31, 2019	32,857	188,536	175,780	3,911	(4,677)	396,407
Increase (Decrease) in Stockholders' Equity
Net income	0	0	7,721	0	0	7,721
Other comprehensive income (loss)	0	0	0	2,279	0	2,279
Cash dividends declared	0	0	(3,429)	0	0	(3,429)
Treasury stock purchased	0	0	0	0	(130)	(130)
Net issuance to employee stock plans, including related tax effects	0	660	0	0	129	789
Recognition of stock based compensation	0	118	0	0	0	118
Balance at end of period at Mar. 31, 2020	$ 32,857	$ 189,314	$ 180,072	$ 6,190	$ (4,678)	$ 403,755

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares shares in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Stockholders' Equity [Abstract]
Cash dividends declared (in dollars per share)	$ 0.22	$ 0.20
Treasury stock purchased (in shares)	5,586
Net issuance (in shares)	(23,010)	(441)

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash flows from operating activities:
Net income	$ 7,721	$ 7,281
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,111	324
Net amortization of securities	686	693
Change in unamortized net loan costs and premiums	(132)	(85)
Premises and equipment depreciation	1,182	952
Stock-based compensation expense	118	90
Accretion of purchase accounting entries, net	(1,489)	(886)
Amortization of other intangibles	256	207
Income from cash surrender value of bank-owned life insurance policies	(537)	(542)
Gain on sales of securities, net	(135)
Loss on other real estate owned	31
Loss on premises and equipment, net	92
Net change in other assets and liabilities	(5,900)	(3,757)
Net cash provided by operating activities	3,004	4,277
Cash flows from investing activities:
Proceeds from sales of securities available for sale	32,017
Proceeds from maturities, calls and prepayments of securities available for sale	24,899	21,709
Purchases of securities available for sale	(15,739)	(35,290)
Net change in loans	6,300	(36,209)
Purchase of FHLB stock	(3,161)	(5,567)
Proceeds from sale of FHLB stock	3,943	6,119
Purchase of premises and equipment, net	(628)	(1,809)
Acquisitions, net of cash acquired	(340)
Proceeds from sale of other real estate owned	51
Net cash provided by (used in) investing activities	47,342	(51,047)
Cash flows from financing activities:
Net increase (decrease) in deposits	(44,959)	(17,260)
Net change in short-term FHLB borrowings	(160,970)	59,716
Net change in short-term FRB borrowings	62,000
Proceeds from long-term borrowings from the FHLB	139,000
Repayments of long-term borrowings from the FHLB		(35,705)
Net change in short-term other borrowings	(13,831)	(1,531)
Repayments of subordinated debt	(32)
Payments of subordinated debt issuance costs	(39)
Exercise of stock options	789	4
Purchase of treasury stock	(130)
Cash dividends paid on common stock	(3,429)	(3,105)
Net cash (used in) provided by financing activities	(21,601)	2,119
Net change in cash and cash equivalents	28,745	(44,651)
Cash and cash equivalents at beginning of year	56,910	98,754
Cash and cash equivalents at end of year	85,655	54,103
Supplemental cash flow information:
Interest paid	8,455	11,490
Income taxes paid, net	1,205	$ 1,506
Other non-cash changes:
Assets acquired	1,171
Liabilities acquired	$ (343)

BASIS OF PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
BASIS OF PRESENTATION	Mar. 31, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION	NOTE 1. BASIS OF PRESENTATION The consolidated financial statements (the “financial statements”) of Bar Harbor Bankshares and its subsidiaries (the “Company” or “Bar Harbor”) have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”). Bar Harbor Bankshares is a Maine Financial Institution Holding Company for the purposes of the laws of the state of Maine, and as such is subject to the jurisdiction of the Superintendent of the Maine Bureau of Financial Institutions. These financial statements include the accounts of the Company, its wholly owned subsidiary Bar Harbor Bank & Trust (the "Bank") and the Bank’s consolidated subsidiaries. The results of operations of companies or assets acquired are included only from the dates of acquisition. All material wholly owned and majority owned subsidiaries are consolidated unless GAAP requires otherwise. In addition, these interim financial statements have been prepared in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X, and accordingly, certain information and footnote disclosures normally included in financial statements prepared according to GAAP have been omitted. The results for any interim period are not necessarily indicative of results for the full year. These consolidated financial statements should be read in conjunction with the audited financial statements and note disclosures for the Company's Annual Report on Form 10-K for the year ended December 31, 2019 previously filed with the Securities and Exchange Commission (the "SEC"). In management's opinion, all adjustments necessary for a fair statement are reflected in the interim periods presented. Reclassifications: Summary of Significant Accounting Policies The disclosures below supplement the accounting policies in previously disclosed in NOTE 1 – Summary of Significant Accounting Policies Operating, Accounting and Reporting Considerations related to COVID-19: The COVID-19 pandemic has negatively impacted the global economy. In response to this crisis, the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act was passed by Congress and signed into law on March 27, 2020. The CARES Act provides an estimated $2.2 trillion to fight the COVID-19 pandemic and stimulate the economy by supporting individuals and businesses through loans, grants, tax changes, and other types of relief. Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - The CARES Act provides that a financial institution may elect to suspend (1) the requirements under GAAP for certain loan modifications that would otherwise be categorized as a TDR and (2) any determination that such loan modifications would be considered a TDR, including the related impairment for accounting purposes. • Paycheck Protection Program - The CARES Act established the Paycheck Protection Program (“PPP”), an expansion of the Small Business Administration’s 7(a) loan program and the Economic Injury Disaster Loan Program (“EIDL”), administered directly by the SBA. • Mortgage Forbearance - Under the CARES Act, through the earlier of December 31, 2020, or the termination date of the COVID-19 national emergency, a borrower with a federally backed mortgage loan that is experiencing financial hardship due to COVID-19 may request a forbearance. A multifamily borrower with a federally backed multifamily mortgage loan that was current as of February 1, 2020, and is experiencing financial hardship due to COVID-19 may request forbearance on the loan for up to 30 days, with up to two additional 30-day periods at the borrower’s request. Also in response to the COVID-19 pandemic, the Board of Governors of the Federal Reserve System (“FRB”), the Federal Deposit Insurance Corporation (“FDIC”), the National Credit Union Administration (“NCUA”), the Office of the Comptroller of the Currency (“OCC”), and the Consumer Financial Protection Bureau (“CFPB”), in consultation with the state financial regulators (collectively, the “agencies”) issued a joint interagency statement (issued March 22, 2020; revised statement issued April 7, 2020). Some of the provisions applicable to the Company include, but are not limited to: • Accounting for Loan Modifications - Loan modifications that do not meet the conditions of the CARES Act may still qualify as a modification that does not need to be accounted for as a TDR. The agencies confirmed with FASB staff that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or insignificant delays in payment. • Past Due Reporting - With regard to loans not otherwise reportable as past due, financial institutions are not expected to designate loans with deferrals granted due to COVID-19 as past due because of the deferral. A loan’s payment date is governed by the due date stipulated in the legal agreement. If a financial institution agrees to a payment deferral, these loans would not be considered past due during the period of the deferral. • Nonaccrual Status and Risk Rating - During short-term COVID-19 modifications, these loans generally should not be reported as nonaccrual or as having a classified risk rating. Recent Accounting Pronouncements The following table provides a brief description of recent accounting standards updates ("ASU") that could have a material impact to the Company’s consolidated financial statements upon adoption: Standard Description Required Date of Adoption Effect on financial statements Standards Adopted in 2020 ASU 2017-04, Simplifying the Test for Goodwill Impairment This ASU amends Topic 350, Intangibles-Goodwill and Other, and eliminates Step 2 from the goodwill impairment test. The Company still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary January 1, 2020 The Company has adopted ASU 2017-04 effective January 1, 2020, as required, and the ASU did not have a material impact on its financial statements. Goodwill testing is normally scheduled to be completed during the fourth quarter, but was evaluated in the first quarter in light of the economic impacts of COVID-19. The Company recognized no impairments to goodwill in the first quarter of 2020. See management’s discussion and analysis for further details. Early adoption is permitted ASU 2018-13 Changes to Disclosure Requirements Fair Value Measurement, Topic 820 This ASU eliminates, adds and modifies certain disclosure requirements for fair value measurements. Among the changes, entities will no longer be required to disclose the amount and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, but will be required to disclose the range and weighted average used to develop significant unobservable inputs for Level 3 fair value measurements. January 1, 2020 The Company has adopted ASU 2018-13, as of January 1, 2020, as required, and the ASU did not have a material impact to the disclosures as a result of the adoption. Early adoption is permitted. Standards Not Yet Adopted ASU 2016-13, Measurement of Credit Losses on Financial Instruments ASU 2018-19, Codification Improvements to ASU 2016-13 This ASU amends Topic 326, Financial Instruments- Credit Losses to replace the current incurred loss accounting model with a current expected credit loss approach (CECL) for financial instruments measured at amortized cost and other commitments to extend credit. The amendments require entities to consider all available relevant information when estimating current expected credit losses, including details about past events, current conditions, and reasonable and supportable forecasts. The resulting allowance for credit losses is to reflect the portion of the amortized cost basis that the entity does not expect to collect. The amendments also eliminate the current accounting model for purchased credit impaired loans and certain off-balance sheet exposures. Additional quantitative and qualitative disclosures are required upon adoption. While the CECL model does not apply to available for sale debt securities, the ASU does require entities to record an allowance when recognizing credit losses for available for sale securities with unrealized losses, rather than reduce the amortized cost of the securities by direct write-offs. The guidance will require companies to recognize improvements to estimated credit losses immediately in earnings rather than interest income over time. The ASU should be adopted on a modified retrospective basis. Entities that have loans accounted for under ASC 310-30 at the time of adoption should prospectively apply the guidance in this amendment for purchase credit deteriorated assets. January 1, 2020 Adoption of this ASU is expected to primarily change how the Company estimates credit losses with the application of the expected credit loss model. The Company will apply the standard's provisions as a cumulative effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach). The Company's CECL implementation efforts in the first quarter focused on model validation, developing new disclosures, establishing formal policies and procedures and other governance and control documentation. Certain elements of the calculation were finalized in the first quarter, including refinement of the model assumptions, the qualitative framework, internal control design, model validation, and the operational control framework to support the new process. Furthermore, changes to the economic forecasts within the model could positively or negatively impact the actual results. The ASU was effective for the Company beginning in the first quarter of 2020; however, the CARES Act, issued in 2020, provided temporary relief related to the implementation of this accounting guidance until the earlier of the date on which the national emergency concerning the COVID-19 virus terminates or December 31, 2020. The Company has elected to utilize this relief and has calculated the allowance for loan losses and the resulting provision for loan losses using the prior incurred loss method at March 31, 2020. Early adoption is permitted. ASU 2018-14 Compensation- Disclosure Requirements for Defined Pension Plans Topic 715-20 This ASU makes minor changes to the disclosure requirements for employers that sponsor defined benefit pension and/or other post-retirement benefit plans. January 1, 2021 Adoption of this ASU is not expected to have a material impact on the Company's consolidated financial statements. Early adoption is permitted. Standard Description Required Date of Adoption Effect on financial statements Standards Not Yet Adopted ASU 2020-04 Facilitation of the Effects of Reference Rate Reform, Topic 848 This ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as SOFR. For instance, companies can (1) elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. A company that makes this election would not have to re-measure the contracts at the modification date or reassess a previous accounting determination. Companies, can also (2) elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. Finally, companies can (3) make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. May be elected between March 12, 2020 through December 31, 2022. The Company is currently evaluating all of its contracts, hedging relationships and other transactions that will be effected by reference rates that are being discontinued and determining which elections that need to be made.

SECURITIES AVAILABLE FOR SALE

SECURITIES AVAILABLE FOR SALE	3 Months Ended
SECURITIES AVAILABLE FOR SALE	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
SECURITIES AVAILABLE FOR SALE	NOTE 2. SECURITIES AVAILABLE FOR SALE The following is a summary of securities available for sale: Gross Gross Unrealized Unrealized (in thousands) Amortized Cost Gains Losses Fair Value March 31, 2020 Debt securities: Mortgage-backed securities: US Government-sponsored enterprises $ 284,925 $ 11,349 $ (617) $ 295,657 US Government agency 98,059 3,801 (191) 101,669 Private label 20,209 62 (1,772) 18,499 Obligations of states and political subdivisions thereof 134,258 3,636 (315) 137,579 Corporate bonds 76,191 1,497 (4,751) 72,937 Total securities available for sale $ 613,642 $ 20,345 $ (7,646) $ 626,341 Gross Gross Unrealized Unrealized (in thousands) Amortized Cost Gains Losses Fair Value December 31, 2019 Debt securities: Mortgage-backed securities: US Government-sponsored enterprises $ 319,064 $ 4,985 $ (2,080) $ 321,969 US Government agency 98,568 1,640 (547) 99,661 Private label 20,212 68 (747) 19,533 Obligations of states and political subdivisions thereof 139,240 3,034 (268) 142,006 Corporate bonds 78,804 1,478 (221) 80,061 Total securities available for sale $ 655,888 $ 11,205 $ (3,863) $ 663,230 The amortized cost and estimated fair value of available for sale (“AFS”) securities segregated by contractual maturity at March 31, 2020 are presented below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Mortgage-backed securities are shown in total, as their maturities are highly variable. Available for sale (in thousands) Amortized Cost Fair Value Within 1 year $ — $ — Over 1 year to 5 years 30,554 31,547 Over 5 years to 10 years 56,401 52,656 Over 10 years 123,494 126,313 Total bonds and obligations 210,449 210,516 Mortgage-backed securities 403,193 415,825 Total securities available for sale $ 613,642 $ 626,341 Securities with unrealized losses, segregated by the duration of their continuous unrealized loss positions, are summarized as follows: Less Than Twelve Months Over Twelve Months Total Gross Gross Gross Unrealized Fair Unrealized Fair Unrealized Fair (In thousands) Losses Value Losses Value Losses Value March 31, 2020 Debt securities: Mortgage-backed securities: US Government-sponsored enterprises $ 165 $ 9,548 $ 452 $ 6,608 $ 617 $ 16,156 US Government agency 180 11,899 11 4,122 191 16,021 Private label 10 124 1,762 18,234 1,772 18,358 Obligations of states and political subdivisions thereof 315 17,862 — — 315 17,862 Corporate bonds 3,831 29,977 920 5,330 4,751 35,307 Total securities available for sale $ 4,501 $ 69,410 $ 3,145 $ 34,294 $ 7,646 $ 103,704 Less Than Twelve Months Over Twelve Months Total Gross Gross Gross Unrealized Fair Unrealized Fair Unrealized Fair (In thousands) Losses Value Losses Value Losses Value December 31, 2019 Debt securities: Mortgage-backed securities: US Government-sponsored enterprises $ 1,074 $ 43,429 $ 1,006 $ 49,712 $ 2,080 $ 93,141 US Government agency 432 19,717 115 9,120 547 28,837 Private label 380 9,843 367 9,411 747 19,254 Obligations of states and political subdivisions thereof 137 29,355 131 1,682 268 31,037 Corporate bonds 142 9,888 79 12,276 221 22,164 Total securities available for sale $ 2,165 $ 112,232 $ 1,698 $ 82,201 $ 3,863 $ 194,433 Securities Impairment: The following table presents the changes in estimated credit losses recognized by the Company for the periods presented: Three Months Ended March 31, 2020 2019 Estimated credit losses as of prior year-end $ 1,697 $ 1,697 Reductions for securities paid off during the period — — Estimated credit losses at end of the period $ 1,697 $ 1,697 The Company expects to recover its amortized cost basis on all securities in its AFS portfolio. Furthermore, the Company does not intend to sell nor does it anticipate that it will be required to sell any of its securities in an unrealized loss position as of March 31, 2020, prior to this recovery. The Company’s ability and intent to hold these securities until recovery is supported by the Company’s strong capital and liquidity positions as well as its historically low portfolio turnover. The following summarizes, by investment security type, the basis for the conclusion that securities in an unrealized loss position were not other-than-temporarily impaired at March 31, 2020: US Government-sponsored enterprises 43 out of the total 675 securities in the Company’s portfolios of AFS US Government-sponsored enterprises were in unrealized loss positions. Aggregate unrealized losses represented 3.83% of the amortized cost of securities in unrealized loss positions. The FNMA and FHLMC guarantee the contractual cash flows of all of the Company’s US Government-sponsored enterprises. The securities are investment grade rated and there were no material underlying credit downgrades during the quarter. All securities are performing. US Government agency 22 out of the total 179 securities in the Company’s portfolios of AFS US Government agency securities were in unrealized loss positions. Aggregate unrealized losses represented 1.18% of the amortized cost of securities in unrealized loss positions. The Government National Mortgage Association (“GNMA”) guarantees the contractual cash flows of all of the Company’s US Government agency securities. The securities are investment grade rated and there were no material underlying credit downgrades during the quarter. All securities are performing. Private label 12 of the total 19 securities in the Company’s portfolio of AFS private label mortgage-backed securities were in unrealized loss positions. Aggregate unrealized losses represented 8.80% of the amortized cost of securities in unrealized loss positions. Based upon the expectation that the Company will receive all of the future contractual cash flows related to the amortized cost on these securities, the Company does not consider there to be any additional other-than-temporary impairment with respect to these securities. Obligations of states and political subdivisions thereof 10 of the total 210 securities in the Company’s portfolio of AFS municipal bonds and obligations were in unrealized loss positions. Aggregate unrealized losses represented 0.91% of the amortized cost of securities in unrealized loss positions. The Company continually monitors the municipal bond sector of the market carefully and periodically evaluates the appropriate level of exposure to the market. At this time, the Company feels the bonds in this portfolio carry minimal risk of default and the Company is appropriately compensated for the risk. There were no material underlying credit downgrades during the quarter. All securities are performing. Corporate bonds 12 out of the total 27 securities in the Company’s portfolio of AFS corporate bonds were in an unrealized loss position. The aggregate unrealized loss represents 12.13% of the amortized cost of bonds in unrealized loss positions. The Company reviews the financial strength of all of these bonds and has concluded that the amortized cost remains supported by the expected future cash flows of these securities.

LOANS

LOANS	3 Months Ended
LOANS	Mar. 31, 2020
Receivables [Abstract]
LOANS	NOTE 3. LOANS The Company’s loan portfolio is comprised of the following segments: commercial real estate, commercial and industrial, residential real estate, and consumer loans. Commercial real estate loans include multi-family, commercial construction and land development, and other commercial real estate classes. Commercial and industrial loans include loans to commercial and agricultural businesses and tax exempt entities. Residential real estate loans consist of mortgages for 1-to-4 family housing. Consumer loans include home equity loans, auto and other installment loans. The Company’s lending activities are principally conducted in Maine, New Hampshire, and Vermont. Total loans include business activity loans and acquired loans. Acquired loans are those loans previously acquired from other institutions. The following is a summary of total loans: March 31, 2020 December 31, 2019 Business Business Activities Acquired Activities Acquired (in thousands) Loans Loans Total Loans Loans Total Commercial real estate: Construction and land development $ 49,157 $ 2,422 $ 51,579 $ 31,387 $ 2,903 $ 34,290 Other commercial real estate 680,578 216,021 896,599 666,051 230,320 896,371 Total commercial real estate 729,735 218,443 948,178 697,438 233,223 930,661 Commercial and industrial: Commercial 288,082 52,713 340,795 239,692 59,072 298,764 Agricultural 18,597 200 18,797 20,018 206 20,224 Tax exempt 55,694 11,071 66,765 66,860 37,443 104,303 Total commercial and industrial 362,373 63,984 426,357 326,570 96,721 423,291 Total commercial loans 1,092,108 282,427 1,374,535 1,024,008 329,944 1,353,952 Residential real estate: Residential mortgages 742,710 389,618 1,132,328 740,687 411,170 1,151,857 Total residential real estate 742,710 389,618 1,132,328 740,687 411,170 1,151,857 Consumer: Home equity 64,514 53,030 117,544 59,368 63,033 122,401 Other consumer 9,226 1,350 10,576 11,167 1,715 12,882 Total consumer 73,740 54,380 128,120 70,535 64,748 135,283 Total loans $ 1,908,558 $ 726,425 $ 2,634,983 $ 1,835,230 $ 805,862 $ 2,641,092 The carrying amount of the acquired loans at March 31, 2020 totaled $726.4 million. A subset of these loans was determined to have evidence of credit deterioration at acquisition date, which is accounted for in accordance with ASC 310-30, Accounting for Certain Loans or Debt Securities Acquired in a Transfer The following table summarizes activity in the accretable yield for the acquired loan portfolio that falls under the purview of ASC 310-30, Accounting for Certain Loans or Debt Securities Acquired in a Transfer: Three Months Ended March 31, (in thousands) 2020 2019 Balance at beginning of period $ 7,367 $ 3,509 Reclassification from nonaccretable difference for loans with improved cash flows — 2,031 Accretion (528) (1,063) Balance at end of period $ 6,839 $ 4,477 The following is a summary of past due loans at March 31, 2020 and December 31, 2019: Business Activities Loans 90 Days or Past Due > 30-59 Days 60-89 Days Greater Total Past 90 days and (in thousands) Past Due Past Due Past Due Due Current Total Loans Accruing March 31, 2020 Commercial real estate: Construction and land development $ 142 $ — $ 276 $ 418 $ 48,739 $ 49,157 $ — Other commercial real estate 1,521 533 1,010 3,064 677,514 680,578 — Total commercial real estate 1,663 533 1,286 3,482 726,253 729,735 — Commercial and industrial: Commercial 1,108 1,515 1,251 3,874 284,208 288,082 381 Agricultural 38 — 169 207 18,390 18,597 51 Tax exempt — — — — 55,694 55,694 — Total commercial and industrial 1,146 1,515 1,420 4,081 358,292 362,373 432 Total commercial loans 2,809 2,048 2,706 7,563 1,084,545 1,092,108 432 Residential real estate: Residential mortgages 8,824 69 1,207 10,100 732,610 742,710 293 Total residential real estate 8,824 69 1,207 10,100 732,610 742,710 293 Consumer: Home equity 471 20 412 903 63,611 64,514 221 Other consumer 19 5 2 26 9,200 9,226 — Total consumer 490 25 414 929 72,811 73,740 221 Total loans $ 12,123 $ 2,142 $ 4,327 $ 18,592 $ 1,889,966 $ 1,908,558 $ 946 Acquired Loans 90 Days or Acquired Past Due > 30-59 Days 60-89 Days Greater Total Past Credit 90 days and (in thousands) Past Due Past Due Past Due Due Impaired Total Loans Accruing March 31, 2020 Commercial real estate: Construction and land development $ — $ — $ — $ — $ 245 $ 2,422 $ — Other commercial real estate 1,843 256 1,024 3,123 7,275 216,021 737 Total commercial real estate 1,843 256 1,024 3,123 7,520 218,443 737 Commercial and industrial: Commercial 97 — — 97 1,752 52,713 — Agricultural — — — — 200 200 — Tax exempt — — — — — 11,071 — Total commercial and industrial 97 — — 97 1,952 63,984 — Total commercial loans 1,940 256 1,024 3,220 9,472 282,427 737 Residential real estate: Residential mortgages 5,043 99 834 5,976 4,856 389,618 401 Total residential real estate 5,043 99 834 5,976 4,856 389,618 401 Consumer: Home equity 626 — 199 825 789 53,030 43 Other consumer 1 — — 1 58 1,350 — Total consumer 627 — 199 826 847 54,380 43 Total loans $ 7,610 $ 355 $ 2,057 $ 10,022 $ 15,175 $ 726,425 $ 1,181 Business Activities Loans 90 Days or Past Due > 30-59 Days 60-89 Days Greater Total Past 90 days and (in thousands) Past Due Past Due Past Due Due Current Total Loans Accruing December 31, 2019 Commercial real estate: Construction and land development $ 205 $ 53 $ — $ 258 $ 31,129 $ 31,387 $ — Other commercial real estate 40 1,534 1,810 3,384 662,667 666,051 — Total commercial real estate 245 1,587 1,810 3,642 693,796 697,438 — Commercial and industrial: Commercial 452 50 894 1,396 238,296 239,692 — Agricultural 62 34 96 192 19,826 20,018 — Tax exempt — — — — 66,860 66,860 — Total commercial and industrial 514 84 990 1,588 324,982 326,570 — Total commercial loans 759 1,671 2,800 5,230 1,018,778 1,024,008 — Residential real estate: Residential mortgages 7,293 1,243 668 9,204 731,483 740,687 — Total residential real estate 7,293 1,243 668 9,204 731,483 740,687 — Consumer: Home equity 597 43 429 1,069 58,299 59,368 50 Other consumer 36 12 — 48 11,119 11,167 — Total consumer 633 55 429 1,117 69,418 70,535 50 Total loans $ 8,685 $ 2,969 $ 3,897 $ 15,551 $ 1,819,679 $ 1,835,230 $ 50 Acquired Loans 90 Days or Acquired Past Due > 30-59 Days 60-89 Days Greater Total Past Credit 90 days and (in thousands) Past Due Past Due Past Due Due Impaired Total Loans Accruing December 31, 2019 Commercial real estate: Construction and land development $ — $ 12 $ — $ 12 $ 384 $ 2,903 $ — Other commercial real estate 2,029 245 231 2,505 8,289 230,320 — Total commercial real estate 2,029 257 231 2,517 8,673 233,223 — Commercial and industrial: Commercial 440 335 140 915 2,723 59,072 — Agricultural — — — — 173 206 — Tax exempt — — — — 36 37,443 — Total commercial and industrial 440 335 140 915 2,932 96,721 — Total commercial loans 2,469 592 371 3,432 11,605 329,944 — Residential real estate: Residential mortgages 3,185 864 1,015 5,064 5,591 411,170 — Total residential real estate 3,185 864 1,015 5,064 5,591 411,170 — Consumer: Home equity 208 548 217 973 1,291 63,033 217 Other consumer 2 9 — 11 66 1,715 — Total consumer 210 557 217 984 1,357 64,748 217 Total loans $ 5,864 $ 2,013 $ 1,603 $ 9,480 $ 18,553 $ 805,862 $ 217 Non-Accrual Loans The following is summary information pertaining to non-accrual loans at March 31, 2020 and December 31, 2019: March 31, 2020 December 31, 2019 Business Business Activities Acquired Activities Acquired (in thousands) Loans Loans Total Loans Loans Total Commercial real estate: Construction and land development $ 276 $ — $ 276 $ 258 $ — $ 258 Other commercial real estate 1,664 287 1,951 2,888 343 3,231 Total commercial real estate 1,940 287 2,227 3,146 343 3,489 Commercial and industrial: Commercial 1,282 89 1,371 932 626 1,558 Agricultural 625 — 625 278 — 278 Tax exempt — — — — — — Total commercial and industrial 1,907 89 1,996 1,210 626 1,836 Total commercial loans 3,847 376 4,223 4,356 969 5,325 Residential real estate: Residential mortgages 4,077 1,012 5,089 3,362 1,973 5,335 Total residential real estate 4,077 1,012 5,089 3,362 1,973 5,335 Consumer: Home equity 440 284 724 615 254 869 Other consumer 20 — 20 21 — 21 Total consumer 460 284 744 636 254 890 Total loans $ 8,384 $ 1,672 $ 10,056 $ 8,354 $ 3,196 $ 11,550 Loans evaluated for impairment as of March 31, 2020 and December 31, 2019 are, as follows: Business Activities Loans Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total March 31, 2020 Balance at end of period Individually evaluated for impairment $ 2,638 $ 1,733 $ 3,586 $ 13 $ 7,970 Collectively evaluated 727,097 360,640 739,124 73,727 1,900,588 Total $ 729,735 $ 362,373 $ 742,710 $ 73,740 $ 1,908,558 Acquired Loans Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total March 31, 2020 Balance at end of period Individually evaluated for impairment $ 70 $ — $ 296 $ — $ 366 Purchased credit impaired 7,520 1,952 4,856 847 15,175 Collectively evaluated 210,853 62,032 384,466 53,533 710,884 Total $ 218,443 $ 63,984 $ 389,618 $ 54,380 $ 726,425 Business Activities Loans Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total December 31, 2019 Balance at end of period Individually evaluated for impairment $ 3,964 $ 1,353 $ 2,620 $ 13 $ 7,950 Collectively evaluated 693,474 325,217 738,067 70,522 1,827,280 Total $ 697,438 $ 326,570 $ 740,687 $ 70,535 $ 1,835,230 Acquired Loans Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total December 31, 2019 Balance at end of period Individually evaluated for impairment $ 258 $ 385 $ 1,032 $ — $ 1,675 Purchased credit impaired 8,673 2,932 5,591 1,357 18,553 Collectively evaluated 224,292 93,404 404,547 63,391 785,634 Total $ 233,223 $ 96,721 $ 411,170 $ 64,748 $ 805,862 The following is a summary of impaired loans at March 31, 2020 and December 31, 2019: Business Activities Loans March 31, 2020 Recorded Unpaid Principal Related (in thousands) Investment Balance Allowance With no related allowance: Construction and land development $ — $ — $ — Other commercial real estate 1,341 2,060 — Commercial 1,075 1,242 — Agricultural 67 68 — Tax exempt loans — — — Residential real estate 2,603 2,794 — Home equity — — — Other consumer — — — With an allowance recorded: Construction and land development 265 266 213 Other commercial real estate 1,032 1,082 462 Commercial 230 236 47 Agricultural 361 361 91 Tax exempt loans — — — Residential real estate 983 1,111 126 Home equity 13 13 — Other consumer — — — Total Commercial real estate 2,638 3,408 675 Commercial and industrial 1,733 1,907 138 Residential real estate 3,586 3,905 126 Consumer 13 13 — Total impaired loans $ 7,970 $ 9,233 $ 939 Acquired Loans March 31, 2020 Recorded Unpaid Principal Related (in thousands) Investment Balance Allowance With no related allowance: Construction and land development $ — $ — $ — Other commercial real estate — — — Commercial — — — Agricultural — — — Tax exempt loans — — — Residential real estate 134 308 — Home equity — — — Other consumer — — — With an allowance recorded: Construction and land development — — — Other commercial real estate 70 71 13 Commercial — — — Agricultural — — — Tax exempt loans — — — Residential real estate 162 185 14 Home equity — — — Other consumer — — — Total Commercial real estate 70 71 13 Commercial and industrial — — — Residential real estate 296 493 14 Consumer — — — Total impaired loans $ 366 $ 564 $ 27 Business Activities Loans December 31, 2019 Recorded Unpaid Principal Related (in thousands) Investment Balance Allowance With no related allowance: Construction and land development $ — $ — $ — Other commercial real estate 1,911 1,957 — Commercial 710 773 — Agricultural 361 261 — Tax exempt loans — — — Residential real estate 2,067 2,227 — Home equity — — — Other consumer — — — With an allowance recorded: Construction and land development 258 258 205 Other commercial real estate 1,795 1,940 1,026 Commercial 282 289 164 Agricultural — — — Tax exempt loans — — — Residential real estate 553 590 57 Home equity 13 13 — Other consumer — — — Total Commercial real estate 3,964 4,155 1,231 Commercial and industrial 1,353 1,423 164 Residential real estate 2,620 2,817 57 Consumer 13 13 — Total impaired loans $ 7,950 $ 8,408 $ 1,452 Acquired Loans December 31, 2019 Recorded Unpaid Principal Related (in thousands) Investment Balance Allowance With no related allowance: Construction and land development $ — $ — $ — Other commercial real estate 90 90 — Commercial 385 481 — Agricultural — — — Tax exempt — — — Residential mortgages 678 938 — Home equity — — — Other consumer — — — With an allowance recorded: Construction and land development — — — Other commercial real estate 168 168 12 Commercial — — — Agricultural — — — Tax exempt — — — Residential mortgages 354 376 49 Home equity — — — Other consumer — — — Total Commercial real estate 258 258 12 Commercial and industrial 385 481 — Residential real estate 1,032 1,314 49 Consumer — — — Total impaired loans $ 1,675 $ 2,053 $ 61 The following is a summary of the average recorded investment and interest income recognized on impaired loans for the three months ended March 31, 2020 and 2019: Business Activities Loans Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Average Recorded Interest Average Recorded Interest (in thousands) Investment Income Recognized Investment Income Recognized With no related allowance: Construction and land development $ — $ — $ — $ — Other commercial real estate 1,728 3 7,773 26 Commercial 1,071 1 527 2 Agricultural — — — — Tax exempt loans — — — — Residential real estate 2,589 17 1,965 15 Home equity — — — — Other consumer — — — — With an allowance recorded: Construction and land development 261 1 5 — Other commercial real estate 1,021 — 1,203 — Commercial 233 — 890 — Agricultural — — — — Tax exempt loans — — — — Residential real estate 979 2 652 2 Home equity 12 — 13 — Other consumer — — — — Total Commercial real estate 3,010 4 8,981 26 Commercial and industrial 1,304 1 1,417 2 Residential real estate 3,568 19 2,617 17 Consumer 12 — 13 — Total impaired loans $ 7,894 $ 24 $ 13,028 $ 45 Acquired Loans Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Average Recorded Interest Average Recorded Interest (in thousands) Investment Income Recognized Investment Income Recognized With no related allowance: Construction and land development $ — $ — $ — $ — Other commercial real estate — — 90 — Commercial — — 479 — Agricultural — — — — Tax exempt loans — — — — Residential real estate 195 — 436 — Home equity — — — — Other consumer — — — — With an allowance recorded: Construction and land development — — — — Other commercial real estate 70 — 36 — Commercial — — — — Agricultural — — — — Tax exempt loans — — — — Residential real estate 163 — 367 — Home equity — — — — Other consumer — — — — Total Commercial real estate 70 — 126 — Commercial and industrial — — 479 — Residential real estate 358 — 803 — Consumer — — — — Total impaired loans $ 428 $ — $ 1,408 $ — Troubled Debt Restructuring Loans The Company’s loan portfolio also includes certain loans that have been modified in a Troubled Debt Restructuring ("TDR"), where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Company’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance, or other actions. Certain TDRs are classified as non-performing at the time of restructure and may only be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period, generally six months. TDRs are evaluated individually for impairment and may result in a specific allowance amount allocated to an individual loan. The following tables include the recorded investment and number of modifications identified during the three months ended March 31, 2020 and 2019, respectively. The table includes the recorded investment in the loans prior to a modification and also the recorded investment in the loans after the loans were restructured. Modifications may include adjustments to interest rates, payment amounts, extensions of maturity, court ordered concessions or other actions intended to minimize economic loss and avoid foreclosure or repossession of collateral. Three Months Ended March 31, 2020 Pre-Modification Post-Modification Number of Outstanding Recorded Outstanding Recorded (in thousands) Modifications Investment Investment Troubled Debt Restructurings Other commercial real estate 1 $ 54 $ 259 Other commercial 3 41 208 Home equity 1 26 25 Other consumer 1 9 9 Total 6 $ 130 $ 501 Three Months Ended March 31, 2019 Pre-Modification Post-Modification Number of Outstanding Recorded Outstanding Recorded (in thousands) Modifications Investment Investment Troubled Debt Restructurings Other commercial real estate 3 $ 113 $ 113 Other commercial 2 31 31 Residential mortgages 6 530 527 Total 11 $ 674 $ 671 The following tables summarize the types of loan concessions made for the periods presented: Three Months Ended March 31, 2020 2019 Post-Modification Post-Modification Outstanding outstanding Number of Recorded Number of Recorded (in thousands, except modifications) Modifications Investment Modifications Investment Troubled Debt Restructurings Interest rate and maturity concession — $ — 2 $ 12 Interest rate, forbearance and maturity concession 4 467 — — Amortization and maturity concession — — 5 314 Amortization concession — — 1 156 Amortization, interest rate and maturity concession — — 1 77 Forbearance and interest only payments 1 25 2 112 Maturity concession 1 9 — — Total 6 $ 501 11 $ 671 For the three months ended March 31, 2020, there were no loans that were restructured that had subsequently defaulted during the period. The evaluation of certain loans individually for specific impairment includes loans that were previously classified as TDRs or continue to be classified as TDRs. Modifications in response to COVID-19 The Company began offering short-term loan modifications to assist borrowers during the COVID-19 national emergency. The CARES Act along with a joint agency statement issued by banking agencies, provides that short-term modifications made in response to COVID-19 do not need to be accounted for as a TDR. Accordingly, the Company does not account for such loan modifications as TDRs. See Note 1 - Basis of Presentation Foreclosure As of March 31, 2020 and December 31, 2019, the Company maintained bank-owned residential real estate with a fair value of $2.2 million. Additionally, residential mortgage loans collateralized by real estate that are in the process of foreclosure as of March 31, 2020 and December 31, 2019 totaled $931 thousand and $810 thousand, respectively. Mortgage Banking Total residential loans included held for sale loans of $11.7 million and $6.5 million at March 31, 2020 and December 31, 2019, respectively.

ALLOWANCE FOR LOAN LOSSES

ALLOWANCE FOR LOAN LOSSES	3 Months Ended
ALLOWANCE FOR LOAN LOSSES	Mar. 31, 2020
Receivables [Abstract]
ALLOWANCE FOR LOAN LOSSES	NOTE 4. ALLOWANCE FOR LOAN LOSSES The allowance for loan losses is maintained at a level considered adequate to provide for an estimate of probable credit losses inherent in the loan portfolio. The allowance is increased by the provision charged to operating expense and reduced by net charge-offs. Loans are charged against the allowance for loan losses when the Company believes collectability has declined to a point where there is a distinct possibility of some loss of principal and interest. While the Company uses the best information available to make the evaluation, future adjustments may be necessary if there are significant changes in conditions. The allowance is comprised of four distinct reserve components: (1) specific reserves related to loans individually evaluated; (2) quantitative reserves related to loans collectively evaluated; (3) qualitative reserves related to loans collectively evaluated; and (4) a temporal estimate is made for incurred loss emergence period for each loan category within the collectively evaluated pools. A summary of the methodology employed on a quarterly basis with respect to each of these components in order to evaluate the overall adequacy of the Company's allowance for loan losses is as follows: Specific Reserve for Loans Individually Evaluated First, the Company identifies loan relationships having aggregate balances in excess of $150 thousand with potential credit weaknesses. Such loan relationships are identified primarily through the Company's analysis of internal loan evaluations, past due loan reports, TDRs and loans adversely classified. Each loan so identified is then individually evaluated for impairment. Loans are considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the original loan agreement. Substantially all impaired loans have historically been collateral dependent, meaning repayment of the loan is expected or is considered to be provided solely from the sale of the loan's underlying collateral. For such loans, the Company measures impairment based on the fair value of the loan's collateral, which is generally determined utilizing current appraisals. A specific reserve is established in an amount equal to the excess, if any, of the recorded investment in each impaired loan over the fair value of its underlying collateral, less estimated costs to sell. The Company's policy is to re-evaluate the fair value of collateral dependent loans at least every twelve months unless there is a known deterioration in the collateral's value, in which case a new appraisal is obtained. Purchase credit impaired (“PCI”) loans are collectively evaluated, but are not included in the general reserve as described below. The evaluation of the PCI loans requires continued quarterly assessment of key assumptions and estimates similar to the initial fair value estimate, including changes in the severity of loss, timing and speed of payments, collateral value changes, expected cash flows and other relevant factors. The quarterly assessment is compared to the initial fair value estimate and a determination is made if an adjustment to the allowance for loan loss is deemed necessary. Quantitative Reserve for Loans Collectively Evaluated Second, the Company stratifies the loan portfolio into two general business loan pools: substandard (7 risk-rated) and pass-rated (0 to 6 risk-rated) by loan type. Substandard rated loans are subject to higher credit loss rates in the allowance for loan loss calculation. The Company utilizes historical loss rates for commercial real estate and commercial and industrial loans assessed by internal risk rating. Historical loss rates on residential real estate and consumer loans are not risk graded. Residential real estate and consumer loans are considered as part of the pass-rated portfolio unless removed due to specific reserve evaluation based on past due status and/or other indications of credit deterioration. Quantitative reserves relative to each loan pool are established as follows: for all loan segments an allocation equaling 100% of the respective pool's average 3-year historical net loan charge-off rate (determined based upon the most recent 12 quarters) is applied to the aggregate recorded investment in the pool of loans. Purchased performing loans are collectively evaluated as their own separate category within each loan pool. Qualitative Reserve for Loans Collectively Evaluated Third, the Company considers the necessity to adjust the average historical net loan charge-off rates relative to each of the above two loan pools for potential risks factors that could result in actual losses deviating from prior loss experience. Such qualitative risk factors considered are: (1) lending policies and procedures, (2) business conditions, (3) volume and nature of the loan portfolio, (4) experience, ability and depth of lending management, (5) problem loan trends, (6) quality of the Company’s loan review system, (7) concentrations in the loan portfolio, (8) competition, legal, and regulatory environment and (9) collateral coverage and loan-to-value. Loss Emergence Period for Loans Collectively Evaluated Fourth, the general allowance related to loans collectively evaluated includes an estimate of incurred losses over an estimated loss emergence period ("LEP"). The LEP is generated utilizing a charge-off look-back analysis, which evaluates the time from the first indication of elevated risk of repayment (or other early event indicating a problem) to eventual charge-off to support the LEP considered in the allowance calculation. This reserving methodology establishes the approximate number of months of LEP that represents incurred losses for each loan portfolio within each portfolio segment in addition to the qualitative reserves. Activity in the allowance for loan losses for the three months ended March 31, 2020 and 2019 are, as follows: Business Activities Loans At or for the Three Months Ended March 31, 2020 Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total Balance at beginning of period $ 7,668 $ 3,608 $ 3,402 $ 379 $ 15,057 Charged-off loans (770) (150) — (148) (1,068) Recoveries on charged-off loans 25 1 — 3 29 Provision for loan losses 738 84 111 150 1,083 Balance at end of period $ 7,661 $ 3,543 $ 3,513 $ 384 $ 15,101 Individually evaluated for impairment 675 138 126 — 939 Collectively evaluated 6,986 3,405 3,387 384 14,162 Total $ 7,661 $ 3,543 $ 3,513 $ 384 $ 15,101 Acquired Loans At or for the Three Months Ended March 31, 2020 Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total Balance at beginning of period $ 147 $ 6 $ 143 $ — $ 296 Charged-off loans (101) (29) (8) (5) (143) Recoveries on charged-off loans — 9 6 — 15 (Releases) provision for loan losses 18 17 (12) 5 28 Balance at end of period $ 64 $ 3 $ 129 $ — $ 196 Individually evaluated for impairment 13 — 14 — 27 Collectively evaluated 51 3 115 — 169 Total $ 64 $ 3 $ 129 $ — $ 196 Business Activities Loans At or for the Three Months Ended March 31, 2019 Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total Balance at beginning of period $ 6,811 $ 2,380 $ 3,982 $ 408 $ 13,581 Charged-off loans (57) — — (53) (110) Recoveries on charged-off loans 16 1 18 3 38 (Releases) provision for loan losses (195) 397 (47) 38 193 Balance at end of period $ 6,575 $ 2,778 $ 3,953 $ 396 $ 13,702 Individually evaluated for impairment 396 53 83 1 533 Collectively evaluated 6,179 2,725 3,870 395 13,169 Total $ 6,575 $ 2,778 $ 3,953 $ 396 $ 13,702 Acquired Loans At or for the Three Months Ended March 31, 2019 Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total Balance at beginning of period $ 173 $ 35 $ 77 $ — $ 285 Charged-off loans — (16) (104) (1) (121) Recoveries on charged-off loans — — — — — Provision (releases) for loan losses (12) 10 132 1 131 Balance at end of period $ 161 $ 29 $ 105 $ — $ 295 Individually evaluated for impairment 16 — 22 — 38 Collectively evaluated 145 29 83 — 257 Total $ 161 $ 29 $ 105 $ — $ 295 Loan Origination/Risk Management: Credit Quality Indicators/Classified Loans: The following are the definitions of the Company’s credit quality indicators: Pass: Special Mention: where the liquidation is jeopardized may be included in this classification. Special mention loans are not adversely classified and do not expose the Company to sufficient risks to warrant classification. Substandard: Doubtful: Loss: The following tables present the Company’s loans by risk rating at March 31, 2020 and December 31, 2019: Business Activities Loans Commercial Real Estate Commercial construction and land development Commercial real estate other Total commercial real estate (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Grade: Pass $ 48,881 $ 31,057 $ 659,494 $ 646,886 $ 708,375 $ 677,943 Special mention — — 8,133 5,483 8,133 5,483 Substandard 11 330 11,824 11,974 11,835 12,304 Doubtful 265 — 1,127 1,708 1,392 1,708 Total $ 49,157 $ 31,387 $ 680,578 $ 666,051 $ 729,735 $ 697,438 Acquired Loans Commercial Real Estate Commercial construction and land development Commercial real estate other Total commercial real estate (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Grade: Pass $ 2,083 $ 2,412 $ 205,309 $ 218,491 $ 207,392 $ 220,903 Special mention — 12 1,742 2,261 1,742 2,273 Substandard 339 479 8,900 9,400 9,239 9,879 Doubtful — — 70 168 70 168 Total $ 2,422 $ 2,903 $ 216,021 $ 230,320 $ 218,443 $ 233,223 Business Activities Loans Commercial and Industrial Commercial Agricultural Tax exempt loans Total commercial (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Grade: Pass $ 268,287 $ 221,329 $ 17,559 $ 18,940 $ 55,694 $ 66,860 $ 341,540 $ 307,129 Special mention 3,641 2,744 221 298 — — 3,862 3,042 Substandard 15,195 14,866 456 780 — — 15,651 15,646 Doubtful 959 753 361 — — — 1,320 753 Total $ 288,082 $ 239,692 $ 18,597 $ 20,018 $ 55,694 $ 66,860 $ 362,373 $ 326,570 Acquired Loans Commercial and Industrial Commercial Agricultural Tax exempt loans Total commercial (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Grade: Pass $ 50,663 $ 51,184 $ 200 $ 58 $ 11,071 $ 37,407 $ 61,934 $ 88,649 Special mention 882 5,432 — — — — 882 5,432 Substandard 944 2,115 — 148 — 36 944 2,299 Doubtful 224 341 — — — — 224 341 Total $ 52,713 $ 59,072 $ 200 $ 206 $ 11,071 $ 37,443 $ 63,984 $ 96,721 Business Activities Loans Residential Real Estate and Consumer Loans Residential real estate Home equity Other consumer Total residential real estate and consumer (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Performing $ 738,633 $ 737,325 $ 64,074 $ 58,753 $ 9,206 $ 11,146 $ 811,913 $ 807,224 Nonperforming 4,077 3,362 440 615 20 21 4,537 3,998 Total $ 742,710 $ 740,687 $ 64,514 $ 59,368 $ 9,226 $ 11,167 $ 816,450 $ 811,222 Acquired Loans Residential Real Estate and Consumer Loans Residential real estate Home equity Other consumer Total residential real estate and consumer (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Performing $ 387,304 $ 407,811 $ 52,619 $ 62,504 $ 1,343 $ 1,707 $ 441,266 $ 472,022 Nonperforming 2,314 3,359 411 529 7 8 2,732 3,896 Total $ 389,618 $ 411,170 $ 53,030 $ 63,033 $ 1,350 $ 1,715 $ 443,998 $ 475,918 The following table summarizes total classified and criticized loans as of March 31, 2020 and December 31, 2019: March 31, 2020 December 31, 2019 Business Business (in thousands) Activities Loans Acquired Loans Total Activities Loans Acquired Loans Total Non-accrual $ 8,384 $ 1,672 $ 10,056 $ 8,354 $ 3,196 $ 11,550 Substandard accruing 26,351 11,537 37,888 26,055 13,387 39,442 Total classified 34,735 13,209 47,944 34,409 16,583 50,992 Special mention 11,995 2,624 14,619 8,525 7,705 16,230 Total Criticized $ 46,730 $ 15,833 $ 62,563 $ 42,934 $ 24,288 $ 67,222

BORROWED FUNDS

BORROWED FUNDS	3 Months Ended
BORROWED FUNDS	Mar. 31, 2020
Debt Disclosure [Abstract]
BORROWED FUNDS	NOTE 5. BORROWED FUNDS Borrowed funds at March 31, 2020 and December 31, 2019 are summarized, as follows: March 31, 2020 December 31, 2019 (dollars in thousands) Carrying Value Weighted Average Rate Carrying Value Weighted Average Rate Short-term borrowings Advances from the FHLB $ 172,643 1.27 % $ 303,286 1.83 % Advances from the FRB 62,000 0.25 — — Other borrowings 31,001 1.21 44,832 0.99 Total short-term borrowings 265,644 1.03 348,118 1.73 Long-term borrowings Advances from the FHLB 231,936 1.80 123,278 1.93 Subordinated borrowings 59,849 4.97 59,920 5.53 Total long-term borrowings 291,785 2.45 183,198 2.87 Total $ 557,429 1.77 % $ 531,316 2.11 % Short-term debt includes Federal Home Loan Bank of Boston (“FHLB”) advances with a maturity of less than one year. The Company also maintains a $1.0 million secured line of credit with the FHLB that bears a daily adjustable rate calculated by the FHLB. There was no outstanding balance on the FHLB line of credit for the periods ended March 31, 2020 and December 31, 2019. The Company has the capacity to borrow funds on a secured basis utilizing the Borrower in Custody program and the Discount Window at the Federal Reserve Bank of Boston (the “FRB”). At March 31, 2020, the Company’s available secured line of credit at the FRB was $142.1 million. The Company has pledged certain loans and securities to the FRB to support this arrangement. There were $62.0 million of outstanding advances with the FRB for the period ended March 31, 2020 and no borrowings with the FRB as of December 31, 2019. The Company maintains, with a correspondent bank, an unused unsecured federal funds line of credit that has an aggregate overnight borrowing capacity of $50.0 million as of March 31, 2020 and December 31, 2019. There was no outstanding balance on the line of credit as of March 31, 2020 and December 31, 2019. Long-term FHLB advances consist of advances with a maturity of more than one year. The advances outstanding at March 31, 2020 and December 31, 2019 include no callable advances and $314 thousand of amortizing advances. All FHLB borrowings, including the line of credit, are secured by a blanket security agreement on certain qualified collateral, principally all residential first mortgage loans and certain securities. A summary of maturities of FHLB advances as of March 31, 2020 is, as follows: March 31, 2020 Weighted Average (in thousands, except rates) Carrying Value Rate Fixed rate advances maturing: 2020 $ 142,300 1.19 % 2021 50,665 1.77 2022 104,000 1.97 2023 80,000 1.77 2024 7,300 1.16 2025 and thereafter 20,314 1.22 Total FHLB advances $ 404,579 1.58 % On November 26, 2019, the Company executed a Subordinated Note Purchase Agreement with an aggregate of $40.0 million of subordinated notes (the "Notes") to accredited investors. The Notes have a maturity date of December 1, 2029 and bear a fixed interest rate of 4.625% through December 1, 2024 payable semi-annually in arrears. From December 1, 2024 and thereafter the interest rate shall be reset quarterly to an interest rate per annum equal to the then current three-month SOFR plus 3.27%. The Company has the option beginning with the interest payment date of December 1, 2024, and on any scheduled payment date thereafter, to redeem the Notes, in whole or in part upon prior approval of the Federal Reserve. Netted with subordinated borrowings is amortized subordinated debt issuance costs of $739 thousand. The Company also has $20.6 million in floating Junior Subordinated Deferrable Interest Debentures ("Debentures") issued by NHTB Capital Trust II ("Trust II") and NHTB Capital Trust III ("Trust III"), which are both Connecticut statutory trusts. The Debentures were issued on March 30, 2004, carry a variable interest rate of 3-month LIBOR plus 2.79%, and mature in 2034. The debt is callable by the Company at the time when any interest payment is made. Trust II and Trust III are considered variable interest entities for which the Company is not the primary beneficiary. Accordingly, Trust II and Trust III are not consolidated into the Company’s financial statements.

DEPOSITS

DEPOSITS	3 Months Ended
DEPOSITS	Mar. 31, 2020
Deposits [Abstract]
DEPOSITS	NOTE 6. DEPOSITS A summary of time deposits is, as follows: (in thousands) March 31, 2020 December 31, 2019 Time less than $100,000 $ 559,255 $ 600,747 Time $100,000 through $250,000 173,305 225,505 Time $250,000 or more 111,537 106,383 Total time deposits $ 844,097 $ 932,635 At March 31, 2020 and December 31, 2019, the scheduled maturities by year for time deposits are, as follows: (in thousands) March 31, 2020 December 31, 2019 Within 1 year $ 479,983 $ 555,074 Over 1 year to 2 years 295,939 287,934 Over 2 years to 3 years 31,909 51,444 Over 3 years to 4 years 27,811 31,262 Over 4 years to 5 years 8,438 6,883 Over 5 years 17 38 Total $ 844,097 $ 932,635 Included in time deposits are brokered deposits of $378.7 million and $526.9 million at March 31, 2020 and December 31, 2019, respectively. Also included in time deposits are reciprocal deposits of $79.3 million and $64.1 million at March 31, 2020 and December 31, 2019, respectively.

CAPITAL RATIOS AND SHAREHOLDERS

CAPITAL RATIOS AND SHAREHOLDERS' EQUITY	3 Months Ended
CAPITAL RATIOS AND SHAREHOLDERS' EQUITY	Mar. 31, 2020
Stockholders' Equity Note [Abstract]
CAPITAL RATIOS AND SHAREHOLDERS' EQUITY	NOTE 7. CAPITAL RATIOS AND SHAREHOLDERS’ EQUITY The actual and required capital ratios are, as follows: Regulatory Regulatory March 31, Minimum to be December 31, Minimum to be 2020 "Well Capitalized" 2019 "Well Capitalized" Company (consolidated) Total capital to risk-weighted assets 13.61 % 10.50 % 13.61 % 10.50 % Common equity tier 1 capital to risk-weighted assets 10.61 7.00 10.57 7.00 Tier 1 capital to risk-weighted assets 11.42 8.50 11.39 8.50 Tier 1 capital to average assets 8.25 5.00 8.13 5.00 Bank Total capital to risk-weighted assets 12.58 % 10.50 % 12.42 % 10.50 % Common equity tier 1 capital to risk-weighted assets 11.96 7.00 11.79 7.00 Tier 1 capital to risk-weighted assets 11.96 8.50 11.79 8.50 Tier 1 capital to average assets 8.64 5.00 8.39 5.00 At each date shown, the Company and the Bank met the conditions to be classified as “well-capitalized” under the relevant regulatory framework. To be categorized as "well-capitalized," an institution must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table above. The Company and the Bank are subject to the Basel III rule that requires the Company and the Bank to assess their Common equity tier 1 capital to risk-weighted assets and the Company and the Bank each exceed the minimum to be "well-capitalized." Effective January 1, 2019 all banking organizations must maintain a minimum Common equity tier 1 risk-based capital ratio of 7.0%, a minimum Tier 1 risk-based capital ratio of 8.5% and a minimum Total risk-based capital ratio of 10.5%. At March 31, 2020, the capital levels of both the Company and the Bank exceeded all regulatory capital requirements and their regulatory capital ratios were above the minimum levels required to be considered "well-capitalized" for regulatory purposes. Accumulated other comprehensive income (loss) Components of accumulated other comprehensive income is, as follows: (in thousands) March 31, 2020 December 31, 2019 Other accumulated comprehensive income, before tax: Net unrealized gain on AFS securities $ 12,699 $ 7,342 Net unrealized loss on hedging derivatives (3,099) (718) Net unrealized loss on post-retirement plans (1,512) (1,512) Income taxes related to items of accumulated other comprehensive income: Net unrealized gain on AFS securities (3,139) (1,793) Net unrealized loss on hedging derivatives 886 237 Net unrealized loss on post-retirement plans 355 355 Accumulated other comprehensive income $ 6,190 $ 3,911 The following table presents the components of other comprehensive income (loss) for the three months ended March 31, 2020 and 2019: (in thousands) Before Tax Tax Effect Net of Tax Three Months Ended March 31, 2020 Net unrealized gain on AFS securities: Net unrealized gain arising during the period $ 5,492 $ (1,378) $ 4,114 Less: reclassification adjustment for gains (losses) realized in net income 135 (32) 103 Net unrealized gain on AFS securities 5,357 (1,346) 4,011 Net unrealized loss on derivative hedges: Net unrealized loss arising during the period (2,382) 650 (1,732) Less: reclassification adjustment for gains (losses) realized in net income — — — Net unrealized loss on derivative hedges (2,382) 650 (1,732) Net unrealized gain on post-retirement plans: Net unrealized gain arising during the period — — — Less: reclassification adjustment for gains (losses) realized in net income — — — Net unrealized gain on post-retirement plans — — — Other comprehensive income $ 2,975 $ (696) $ 2,279 Three Months Ended March 31, 2019 Net unrealized gain on AFS securities: Net unrealized gain arising during the period $ 8,900 $ (2,079) $ 6,821 Less: reclassification adjustment for gains realized in net income — — — Net unrealized gain on AFS securities 8,900 (2,079) 6,821 Net unrealized loss on cash flow hedging derivatives: Net unrealized loss arising during the period (845) 198 (647) Less: reclassification adjustment for gains (losses) realized in net income — — — Net unrealized gain on cash flow hedging derivatives (845) 198 (647) Net unrealized gain on post-retirement plans: Net unrealized gain arising during the period — — — Less: reclassification adjustment for gains (losses) realized in net income — — — Net unrealized gain on post-retirement plans — — — Other comprehensive income $ 8,055 $ (1,881) $ 6,174 The following table presents the changes in each component of accumulated other comprehensive income (loss), net of tax impacts, for the three months ended March 31, 2020 and 2019: Net unrealized Net loss on Net unrealized gain (loss) effective cash loss on AFS flow hedging on pension (in thousands) Securities derivatives plans Total Three Months Ended March 31, 2020 Balance at beginning of period $ 5,549 $ (481) $ (1,157) $ 3,911 Other comprehensive gain (loss) before reclassifications 4,114 (1,732) — 2,382 Less: amounts reclassified from accumulated other comprehensive income 103 — — 103 Total other comprehensive income (loss) 4,011 (1,732) — 2,279 Balance at end of period $ 9,560 $ (2,213) $ (1,157) $ 6,190 Three Months Ended March 31, 2019 Balance at beginning of period $ (8,665) $ (2,249) $ (888) $ (11,802) Other comprehensive gain (loss) before reclassifications 6,821 (647) — 6,174 Less: amounts reclassified from accumulated other comprehensive income — — — — Total other comprehensive income (loss) 6,821 (647) — 6,174 Balance at end of period $ (1,844) $ (2,896) $ (888) $ (5,628) The following tables presents the amounts reclassified out of each component of accumulated other comprehensive income for the three months ended March 31, 2020 and 2019: Three Months Ended March 31, Affected Line Item where (in thousands) 2020 2019 Net Income is Presented Net realized gains on AFS securities: Before tax (1) $ 135 $ — Non-interest income Tax effect (32) — Tax expense Total reclassifications for the period $ 103 $ — Net of tax (1) Net realized gains before tax include gross realized gains $146 thousand and realized losses of $11 thousand. ..

EARNINGS PER SHARE

EARNINGS PER SHARE	3 Months Ended
EARNINGS PER SHARE	Mar. 31, 2020
Earnings Per Share [Abstract]
EARNINGS PER SHARE	NOTE 8. EARNINGS PER SHARE The following table presents the calculation of earnings per share: Three Months Ended March 31, (in thousands, except per share and share data) 2020 2019 Net income $ 7,721 $ 7,281 Average number of basic common shares outstanding 15,558,132 15,523,423 Plus: dilutive effect of stock options and awards outstanding (1) 34,463 63,226 Average number of diluted common shares outstanding (1) 15,592,595 15,586,649 Anti-dilutive options excluded from earnings calculation — — Earnings per share: Basic $ 0.50 $ 0.47 Diluted $ 0.50 $ 0.47 (1) Average diluted shares outstanding are computed using the treasury stock method. ..

DERIVATIVE FINANCIAL INSTRUMENT

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	3 Months Ended
DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES	NOTE 9. DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES As part of its overall asset and liability management strategy, the Company uses derivative instruments to minimize fluctuations in earnings and cash flows caused by interest rate volatility. The Company’s interest rate risk management strategy involves modifying the re-pricing characteristics of certain assets or liabilities so the changes in interest rates do not have a significant effect on net interest income. Thus, all of the Company's derivative contracts are considered to be interest rate contracts. The Company recognizes its derivative instruments on the consolidated balance sheet at fair value. On the date the derivative instrument is entered into, the Company designates whether the derivative is part of a hedging relationship (i.e., cash flow or fair value hedge). The Company formally documents relationships between hedging instruments and hedged items, as well as its risk management objective and strategy for undertaking hedge transactions. The Company also assesses, both at the hedge’s inception and on an ongoing basis, whether the derivatives used in hedging transactions are highly effective in offsetting the changes in cash flows or fair values of hedged items. Changes in fair value of derivative instruments that are highly effective and qualify as cash flow hedges are recorded in other comprehensive income or loss. The Company offers derivative products in the form of interest rate swaps, to commercial loan customers to facilitate their risk management strategies. These instruments are executed through Master Netting Arrangements ("MNA") with financial institution counterparties or Risk Participation Agreements ("RPA") with commercial bank counterparties, for which the Company assumes a pro rata share of the credit exposure associated with a borrower's performance related to the derivative contract with the counterparty. The following tables present information about derivative assets and liabilities at March 31, 2020 and December 31, 2019: March 31, 2020 Weighted Location Fair Notional Average Fair Value Value Asset Amount Maturity Asset (Liability) (Liability) (in thousands) (in years) (in thousands) Cash flow hedges: Interest rate swap on wholesale funding $ 100,000 4.3 $ (6,467) Other liabilities Total cash flow hedges 100,000 4.3 (6,467) Fair value hedges: Interest rate swap on securities 37,190 9.3 3,368 Other liabilities Total fair value hedges 37,190 3,368 Economic hedges: Forward sale commitments 53,751 0.2 (73) Other liabilities Customer Loan Swaps-MNA Counterparty 150,490 7.8 (15,463) Other liabilities (1) Customer Loan Swaps-RPA Counterparty 78,505 8.7 (9,470) Other liabilities (1) Customer Loan Swaps-Customer 228,995 8.1 24,933 Other liabilities (1) Total economic hedges 511,741 (73) Non-hedging derivatives: Interest rate lock commitments 23,146 0.1 93 Other assets Total non-hedging derivatives 23,146 93 Total $ 672,077 $ (3,079) (1) Customer loan derivatives are subject to MNA or RPA arrangements with financial institution counterparties. December 31, 2019 Weighted Location Fair Notional Average Fair Value Value Asset Amount Maturity Asset (Liability) (Liability) (in thousands) (in years) (in thousands) Cash flow hedges: Interest rate swap on wholesale funding $ 100,000 4.6 $ (1,311) Other liabilities Total cash flow hedges 100,000 (1,311) Fair value hedges: Interest rate swap on securities 37,190 9.6 593 Other liabilities Total fair value hedges 37,190 593 Economic hedges: Forward sale commitments 11,228 0.1 (84) Other liabilities Customer Loan Swaps-MNA Counterparty 135,598 7.5 (4,669) (1) Customer Loan Swaps-RPA Counterparty 69,505 8.8 (3,377) (1) Customer Loan Swaps-Customer 205,103 8.1 8,046 (1) Total economic hedges 421,434 (84) Non-hedging derivatives: Interest rate lock commitments 21,748 0.1 59 Other assets Total non-hedging derivatives 21,748 59 Total $ 580,372 $ (743) (1) Customer loan derivatives are subject to MNA or RPA arrangements with financial institution counterparties, thus assets and liabilities with the counterparty are netted for financial statement presentation. As March 31, 2020 and Cumulative Amount of Fair Location of Hedged Item on Carrying Amount of Hedged Value Hedging Adjustment in Balance Sheet Assets (Liabilities) Carrying Amount March 31, 2020 Fair value hedges: Interest rate swap on securities Securities Available for Sale $ 38,710 $ 207 December 31, 2019 Fair value hedges: Interest rate swap on securities Securities Available for Sale $ 39,026 $ 523 Information about derivative assets and liabilities for March 31, 2020 and December 31, 2019, follows: Three Months Ended March 31, 2020 Amount of Amount of Gain (Loss) Gain (Loss) Recognized in Reclassified Location of Amount of Other Location of Gain (Loss) from Other Gain (Loss) Gain (Loss) Comprehensive Reclassified from Other Comprehensive Recognized in Recognized (in thousands) Income Comprehensive Income Income (1) Income in Income Cash flow hedges: Interest rate swap on wholesale funding $ 4,949 Other income $ — Interest expense $ 1 Total cash flow hedges 4,949 — 1 Fair value hedges: Interest rate swap on securities (2,736) Interest income — Interest income 13 Total fair value hedges (2,736) — 13 Economic hedges: Forward commitments — Other income — Other income 11 Total economic hedges — — 11 Non-hedging derivatives: Interest rate lock commitments — Other Income — Other Income 34 Total non-hedging derivatives — — 34 Total $ 2,213 $ — $ 59 (1) As of March 31, 2020 the Company does not expect any gains or losses from accumulated other comprehensive income into earnings within the next 12 months. Three Months Ended March 31, 2019 Amount of Amount of Gain (Loss) Gain (Loss) Amount of Recognized in Reclassified Location of Gain (Loss) Other Location of Gain (Loss) from Other Gain (Loss) Recognized Comprehensive Reclassified from Other Comprehensive Recognized in Recognized (in thousands) Income Comprehensive Income Income (1) Income in Income Cash flow hedges: Interest rate swap on wholesale funding $ 402 Other income $ — Interest expense $ — Interest rate cap agreements 2,494 Acquisition, restructuring, and other expenses Interest expense 163 Total cash flow hedges 2,896 — — Economic hedges: Forward commitments — Other income — Other income (65) Total economic hedges — — — Non-hedging derivatives: Interest rate lock commitments — Other income — Other Income 6 Total non-hedging derivatives — — 6 Total $ 2,896 $ — $ 6 (1) As of March 31, 2019 the Company does not expect any gains or losses from accumulated other comprehensive income into earnings within the next 12 months. Cash flow hedges Interest rate cap agreements In 2014, interest rate cap agreements were purchased to limit the Company’s exposure to rising interest rates on four rolling, three-month borrowings indexed to three-month LIBOR. Under the terms of the agreements, the Company paid total premiums of $4.6 million for the right to receive cash flow payments if three-month LIBOR rises above the caps of 3.00%, thus effectively ensuring interest expense on the borrowings at maximum rates of 3.00% for the duration of the agreements. The interest rate cap agreements were designated as cash flow hedges, however the caps were terminated in the fourth quarter of 2019, with $3.2 million recognized in acquisition, restructuring and other expenses. The caps were terminated because it was probable that the original forecasted transaction would not occur by the end of the original specified period. Interest rate swap on deposits In March and November 2019, the Company entered into interest rate swaps on brokered deposits (the "SWAPS") to limit its exposure to rising interest rates over a five year term. Under the terms of the agreement, the Company has two swaps each with a $50.0 million notional amount and pays a fixed interest rate of 2.46% and 1.55% respectively, and the financial institution counterparty pays the Company interest on the three-month LIBOR rate. The Company designated the swap as a cash flow hedge. Economic hedges Forward sale commitments The Company utilizes forward sale commitments on residential mortgage loans to hedge interest rate risk and the associated effects on the fair value of interest rate lock commitments and loans originated for sale. The forward sale commitments are accounted for as derivatives. The Company typically uses a combination of best efforts and mandatory delivery contracts. The contracts are loan sale agreements where the Company commits to deliver a certain principal amount of mortgage loans to an investor at a specified price on or before a specified date. Generally, the Company may enter into contracts just prior to the loan closing with a customer. Customer loan derivatives The Company enters into customer loan derivatives to facilitate the risk management strategies for commercial banking customers. The Company mitigates this risk by entering into equal and offsetting loan swap agreements with highly rated third-party financial institutions. The loan swap agreements are free-standing derivatives and are recorded at fair value in the Company's consolidated balance sheet. The Company is party to master netting arrangements with its financial institutional counterparties; however, the Company does not offset assets and liabilities under these arrangements for financial statement presentation purposes. The master netting arrangements provide for a single net settlement of all loan swap agreements, as well as collateral or cash funds, in the event of default on, or termination of, any one contract. Collateral is provided by cash or securities received or posted by the counterparty with net liability positions, respectively, in accordance with contract thresholds. Currently, the Company has posted cash of $26.2 million with counterparties. Gross Amounts Offset in the Consolidated Balance Sheet Derivative Cash Collateral (in thousands) Liabilities Derivative Assets Pledged Net Amount As of March 31, 2020 Customer Loan Derivatives: MNA counterparty $ (15,463) $ 15,463 $ 26,200 $ — RPA counterparty (9,470) 9,470 — — Total $ (24,933) $ 24,933 $ 26,200 $ — Gross Amounts Offset in the Consolidated Balance Sheet Derivative Cash Collateral (in thousands) Liabilities Derivative Assets Pledged Net Amount As of December 31, 2019 Customer Loan Derivatives: MNA counterparty $ (4,669) $ 4,669 $ 10,700 $ — RPA counterparty (3,377) 3,377 — — Total $ (8,046) $ 8,046 $ 10,700 $ — Non-hedging derivatives Interest rate lock commitments The Company enters into interest rate lock commitments (“IRLCs”) for residential mortgage loans, which commit the Company to lend funds to a potential borrower at a specific interest rate and within a specified period of time. IRLCs relate to the origination of residential mortgage loans that are held for sale are considered derivative financial instruments under applicable accounting guidance. Outstanding IRLCs expose the Company to the risk that the price of the mortgage loans underlying the commitments may decline due to increases in mortgage interest rates from inception of the rate lock to the funding of the loan. The IRLCs are free-standing derivatives which are carried at fair value with changes recorded in non-interest income in the Company’s Consolidated Statements of Income. Changes in the fair value of IRLCs subsequent to inception are based on; (i) changes in the fair value of the underlying loan resulting from the fulfillment of the commitment and (ii) changes in the probability when the loan will fund within the terms of the commitment, which is affected primarily by changes in interest rates and the passage of time.

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	3 Months Ended
FAIR VALUE MEASUREMENTS	Mar. 31, 2020
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	NOTE 10. FAIR VALUE MEASUREMENTS A description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s financial assets and financial liabilities that are carried at fair value. Recurring Fair Value Measurements The following table summarizes financial assets and financial liabilities measured at fair value on a recurring basis as of March 31, 2020 and December 31, 2019, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: March 31, 2020 Level 1 Level 2 Level 3 Total (in thousands) Inputs Inputs Inputs Fair Value Available for sale securities: Mortgage-backed securities: US Government-sponsored enterprises $ — $ 295,657 $ — $ 295,657 US Government agency — 101,669 — 101,669 Private label — 18,499 — 18,499 Obligations of states and political subdivisions thereof — 137,579 — 137,579 Corporate bonds — 72,937 — 72,937 Derivative assets — 24,933 93 25,026 Derivative liabilities — (28,032) (73) (28,105) December 31, 2019 Level 1 Level 2 Level 3 Total (in thousands) Inputs Inputs Inputs Fair Value Available for sale securities: Mortgage-backed securities: US Government-sponsored enterprises $ — $ 321,969 $ — $ 321,969 US Government agency — 99,661 — 99,661 Private label — 19,533 — 19,533 Obligations of states and political subdivisions thereof — 142,006 — 142,006 Corporate bonds — 80,061 — 80,061 Derivative assets — 6,791 59 6,850 Derivative liabilities — (8,102) (84) (8,186) Securities Available for Sale: Derivative Assets and Liabilities Cash Flow and Fair Value Hedges. Interest Rate Lock Commitments. fair value of commitments to originate residential mortgage loans for sale is based on quoted prices for similar loans in active markets. However, this value is adjusted by a factor which considers the likelihood of a loan in a lock position will ultimately close. The closing ratio is derived from the Company’s internal data and is adjusted using significant management judgment. As such, IRLCs are classified as Level 3 measurements. Forward Sale Commitments Customer Loan Derivatives. Although the Company has determined that the majority of the inputs used to value its customer loan derivatives fall within Level 2 of the fair value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by itself and its counterparties. However, as of March 31, 2020, the Company assessed the significance of the impact of the credit valuation adjustments on the overall valuation of its derivative positions and determined that the credit valuation adjustments are not significant to the overall valuation of its derivatives. As a result, the Company determined that its derivative valuations in their entirety are classified in Level 2 of the fair value hierarchy. The table below presents the changes in Level 3 assets and liabilities that were measured at fair value on a recurring basis for the three months ended March 31, 2020: Assets (Liabilities) Interest Rate Lock Forward (in thousands) Commitments Commitments Three Months Ended March 31, 2020 Balance at beginning of period $ 59 $ (84) Realized gain recognized in non-interest income 34 11 Balance at end of period $ 93 $ (73) Three Months Ended March 31, 2019 Balance at beginning of period $ 8 $ — Realized gain recognized in non-interest income 6 (65) Balance at end of period $ 14 $ (65) Quantitative information about the significant unobservable inputs within Level 3 recurring assets and liabilities is, as follows: Fair Value Fair Value March 31, December 31, Valuation Unobservable Unobservable (in thousands, except ratios) 2020 2019 Techniques Inputs Input Value Assets (Liabilities) Interest Rate Lock Commitment $ 93 $ 59 Historical trend Closing Ratio 90 % Pricing Model Origination Costs, per loan $ 1.7 Forward Commitments (73) (84) Quoted prices for similar loans in active markets. Freddie Mac pricing system Pair-off contract price Total $ 20 $ (25) Non-Recurring Fair Value Measurements The Company is required, on a non-recurring basis, to adjust the carrying value or provide valuation allowances for certain assets using fair value measurements in accordance with GAAP. The following is a summary of applicable non-recurring fair value measurements: Fair Value Three Months Ended Measurement Date as of March 31, 2020 December 31, 2019 March 31, 2020 March 31, 2020 Level 3 Level 3 Total Level 3 (in thousands) Inputs Inputs Gains (Losses) Inputs Assets Impaired loans $ 8,335 $ 9,625 $ 1,290 March 2020 Capitalized servicing rights 3,897 4,301 — March 2020 Other real estate owned 2,205 2,236 (31) August 2019 Premises held for sale 1,764 1,764 — September 2019 Total $ 16,201 $ 17,926 $ 1,259 There are no liabilities measured at fair value on a non-recurring basis in 2020 and 2019. Quantitative information about the significant unobservable inputs within Level 3 non-recurring assets is, as follows: Fair Value Range (in thousands, except ratios) March 31, 2020 Valuation Techniques Unobservable Inputs (Weighted Average) (a) Assets Impaired loans $ 4,947 Fair value of collateral -appraised value Loss severity 0% to 70% Appraised value $0 to $975 Impaired loans 3,388 Discount cash flow Discount rate 3.50% to 9.50% Cash flows $21 to $1,002 Capitalized servicing rights 3,897 Discounted cash flow Constant prepayment rate (CPR) 11.91 % Discount rate 11.33 % Other real estate owned 2,205 Fair value of collateral less selling costs Appraised value $ 2,695 Selling Costs 6% to 10% Premises held for sale (b) 1,764 Fair value of asset less selling costs Appraised value $136 to $527 Selling Costs 6 % Total $ 16,201 (a) Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individual properties. (b) The carrying value of premises held for sale was $1.8 million as of March 31, 2020. Fair Value Range (in thousands, except ratios) December 31, 2019 Valuation Techniques Unobservable Inputs (Weighted Average) (a) Assets Impaired loans $ 6,137 Fair value of collateral -appraised value Loss severity 0% to 55.00% Appraised value $0 to $6,915 Impaired loans 3,488 Discount cash flow Discount rate 2.88% to 9.50% Cash flows $22 to $1,002 Capitalized servicing rights 4,301 Discounted cash flow Constant prepayment rate (CPR) 9.95 % Discount rate 10.07 % Other real estate owned 2,236 Fair value of collateral less selling costs Appraised value $ 2,695 Selling Costs 10% to 20% Premises held for sale (b) 1,764 Fair value of asset less selling costs Appraised value $ $136 to $527 Selling Costs 6.00 % Total $ 17,926 (a) Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individual properties. (b) The carrying value of premises held for sale was $1.8 million as of December 31, 2019. There were no Level 1 or Level 2 non-recurring fair value measurements for the periods ended March 31, 2020 and December 31, 2019. Impaired loans. Capitalized loan servicing rights . Other real estate owned (“OREO”). estimated sales costs. Thereafter, OREO properties are recorded at the lower of cost or fair value less the estimated sales costs. OREO fair values are primarily determined based on Level 3 data including sales comparables and appraisals. Premises held for sale. Summary of Estimated Fair Values of Financial Instruments The estimated fair values, and related carrying amounts, of the Company’s financial instruments are included in the table below. Certain financial instruments and all non-financial instruments are excluded from disclosure requirements. Accordingly, the aggregate fair value amounts presented herein may not necessarily represent the underlying fair value of the Company. March 31, 2020 Carrying Fair (in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets Cash and cash equivalents $ 85,655 $ 85,655 $ 85,655 $ — $ — Securities available for sale 626,341 626,341 — 626,341 — FHLB stock 19,897 19,897 — 19,897 — Net loans 2,619,686 2,604,406 — — 2,604,406 Accrued interest receivable 3,268 3,268 — 3,268 — Cash surrender value of bank-owned life insurance policies 76,400 76,400 — 76,400 — Derivative assets 25,026 25,026 — 24,933 93 Financial Liabilities Non-maturity deposits $ 1,806,460 $ 1,861,960 $ — $ 1,861,960 $ — Time deposits 844,097 852,346 — 852,346 — Short-term other borrowings 31,001 31,000 — 31,000 — FHLB advances 404,579 410,065 — 410,065 — FRB advances 62,000 62,000 — 62,000 — Subordinated borrowings 59,849 59,849 — 59,849 — Derivative liabilities 28,105 28,105 — 28,032 73 December 31, 2019 Carrying Fair (in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets Cash and cash equivalents $ 56,910 $ 56,910 $ 56,910 $ — $ — Securities available for sale 663,230 663,230 — 663,230 — FHLB stock 20,679 20,679 — 20,679 — Net loans 2,625,739 2,634,147 — — 2,634,147 Accrued interest receivable 3,294 3,294 — 3,294 — Cash surrender value of bank-owned life insurance policies 75,863 75,863 — 75,863 — Derivative assets 6,850 6,850 — 6,791 59 Financial Liabilities Non-maturity deposits $ 1,763,116 $ 1,751,481 $ — $ 1,751,481 $ — Time deposits 932,635 932,886 — 932,886 — Short-term other borrowings 44,832 44,831 — 44,831 — FHLB advances 426,564 425,989 — 425,989 — Subordinated borrowings 59,920 59,920 — 59,920 — Derivative liabilities 8,186 8,186 — 8,102 84 Other than as discussed above, the following methods and assumptions were used by management to estimate the fair value of significant classes of financial instruments for which the estimate of fair value goes beyond the carrying value approximating fair value. Loans, net. Deposits. Borrowed funds. Subordinated borrowings. Off-balance-sheet financial instruments.

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	3 Months Ended
REVENUE FROM CONTRACTS WITH CUSTOMERS	Mar. 31, 2020
Revenue from Contract with Customer [Abstract]
REVENUE FROM CONTRACTS WITH CUSTOMERS	NOTE 11. REVENUE FROM CONTRACTS WITH CUSTOMER The Company has accounted for the various non-interest revenue streams and related contracts under ASC 606. Disaggregation of Revenue The following tables present disaggregation of the Company’s non-interest revenue by major business line and timing of revenue recognition for the transfer of products or services: Three Months Ended March 31, (in thousands) 2020 2019 Major Products/Service Lines Trust management fees $ 3,046 $ 2,525 Financial services fees 323 233 Interchange fees 1,738 1,031 Customer deposit fees 1,110 907 Other customer service fees 264 226 Total $ 6,481 $ 4,922 Three Months Ended March 31, (in thousands) 2020 2019 Timing of Revenue Recognition Products and services transferred at a point in time $ 3,273 $ 2,267 Products and services transferred over time 3,208 2,655 Total $ 6,481 $ 4,922 Trust Management Fees. The trust management business generates revenue through a range of fiduciary services including trust and estate administration, wealth advisory, and investment management to individuals, businesses, not-for-profit organizations, and municipalities. Revenue from these services are generally recognized over time and is typically based on a time elapsed measure of service. Certain fees, such as bill paying fees, distribution fees, real estate sale fees, and supplemental tax service fees, are recorded as revenue at a point in time upon the completion of the service. Financial Services Fees. Bar Harbor Financial Services is a branch office of Infinex, an independent registered broker dealer offering securities and insurance products not affiliated with the Company or its subsidiaries. The Company has a revenue sharing agreement with Infinex for any financial service fee income generated. Financial services fees are recognized at a point in time upon the completion of service requirements. Interchange Fees. The Company earns interchange fees from transaction fees that merchants pay whenever a customer uses a debit card to make a purchase from their store. The fees are paid to the card-issuing bank to cover handling costs, fraud, bad debt costs and the risk involved in approving the payment. Interchange fees are generally recognized as revenue at a point in time upon the completion of a debit card transaction. Customer Deposit Fees. The Customer Deposit business offers a variety of deposit accounts with a range of interest rates, fee schedules and other terms, which are designed to meet the customer's financial needs. Additional depositor-related services provided to customers include ATM, bank-by-phone, internet banking, internet bill pay, mobile banking, and other cash management services which include remote deposit capture, ACH origination, and wire transfers. These customer deposit fees are generally recognized by the Company at a point in time upon the completion of the service. Other Customer Service Fees. The Company has certain incentive and referral fee arrangements with independent third parties in which fees are earned for new account activity, product sales, or transaction volume generated for the respective third parties. The Company also earns a percentage of the fees generated from third-party credit card plans promoted through the Bank. Revenue from these incentive and referral fee arrangements are recognized over time using the right to invoice measure of progress. Contract Balances from Contracts with Customers The following table provides information about contract assets or receivables and contract liabilities or deferred revenues from contracts with customers: Balance at Balance at (in thousands) March 31, 2020 December 31, 2019 Balances from contracts with customers only: Other Assets $ 1,336 $ 1,703 Other Liabilities 3,014 3,114 The timing of revenue recognition, billings and cash collections results in contract assets or receivables and contract liabilities or deferred revenue on the consolidated balance sheets. For most customer contracts, fees are deducted directly from customer accounts and, therefore, there is no associated impact on the accounts receivable balance. For certain types of service contracts, the Company has an unconditional right to consideration under the service contract and an accounts receivable balance is recorded for services completed. When consideration is received, or such consideration is unconditionally due, from a customer prior to transferring goods or services to the customer under the terms of a contract, a contract liability is recorded. Contract liabilities are recognized as revenue after control of the products or services is transferred to the customer and all revenue recognition criteria have been met. Costs to Obtain and Fulfill a Contract The Company currently expenses contract costs for processing and administrative fees for debit card transactions. The Company also expenses custody fees and transactional costs associated with securities transactions as well as third party tax preparation fees. The Company has elected the practical expedient in ASC 340-40-25-4, whereby the Company recognizes the incremental costs of obtaining contracts as an expense when incurred if the amortization period of the assets the Company otherwise would have recognized is one year

LEASES

LEASES	3 Months Ended
LEASES	Mar. 31, 2020
Leases [Abstract]
LEASES	NOTE 12. LEASES A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. On January 1, 2019, the Company adopted ASU No. 2016-02 “Leases” The Company elected the following practical expedients in conjunction with implementation of ASC 842 as follows: ● Package of practical expedients : o Lease classification as an operating lease under the prior standards is grandfathered. o Re-evaluation of embedded leases evaluated under the prior standards is not required. o No re-assessment of previously recorded initial direct lease costs. ● Election to exclude short-term leases (i.e., leases with initial terms of twelve months or less), from capitalization on the consolidated balance sheets. The following table presents the consolidated statements of condition classification of the Company’s ROU assets and lease liabilities as of March 31, 2020: (in thousands) March 31, 2020 December 31, 2019 Lease Right-of-Use Assets Classification Operating lease right-of-use assets Other assets $ 10,129 $ 9,623 Lease Liabilities Operating lease liabilities Other liabilities 10,205 9,651 The calculated amount of the ROU assets and lease liabilities in the table above are impacted by the length of the lease term and the discount rate used for the present value of the minimum lease payments. The Company’s lease agreements often include one or more options to renew at the Company’s discretion. If at lease inception, the Company considers the exercising of a renewal option to be reasonably certain, the Company will include the extended term in the calculation of the ROU asset and lease liability. If there are multiple renewals typically only the next lease renewal is considered. Regarding the discount rate, ASC 842 requires the use of the rate implicit in the lease whenever this rate is readily determinable. As this rate is rarely determinable, the Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. The following table presents the weighted average lease term and discount rate of the Company’s leases: March 31, 2020 December 31, 2019 Weighted-average remaining lease term (in years) Operating leases 9.52 8.96 Weighted-average discount rate Operating leases 3.30 % 3.27 % The following table represents lease costs and other lease information. As the Company elected, for all classes of underlying assets, not to separate lease and non-lease components and instead to account for them as a single lease component, the variable lease cost primarily represents variable payments such as real estate taxes, common area maintenance and utilities. Three Months Ended Three Months Ended (in thousands) March 31, 2020 March 31, 2019 Lease Costs Operating lease cost $ 234 $ 231 Variable lease cost 144 124 Total lease cost $ 378 $ 355 Future minimum payments for operating leases with initial or remaining terms of one year or more as of March 31, 2020 are, as follows: (in thousands) Operating Leases Twelve Months Ended: March 31, 2021 $ 1,285 March 31, 2022 1,300 March 31, 2023 1,319 March 31, 2024 1,323 March 31, 2025 1,240 Thereafter 6,495 Total future minimum lease payments 12,962 Amounts representing interest (2,757) Present value of net future minimum lease payments $ 10,205

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	3 Months Ended
SUBSEQUENT EVENTS	Mar. 31, 2020
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 13. SUBSEQUENT EVENTS There were no significant subsequent events between March 31, 2020 and through the date the financial statements are available to be issued.

BASIS OF PRESENTATION (Policies

BASIS OF PRESENTATION (Policies)	3 Months Ended
BASIS OF PRESENTATION (Policies)	Mar. 31, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	The consolidated financial statements (the “financial statements”) of Bar Harbor Bankshares and its subsidiaries (the “Company” or “Bar Harbor”) have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”). Bar Harbor Bankshares is a Maine Financial Institution Holding Company for the purposes of the laws of the state of Maine, and as such is subject to the jurisdiction of the Superintendent of the Maine Bureau of Financial Institutions. These financial statements include the accounts of the Company, its wholly owned subsidiary Bar Harbor Bank & Trust (the "Bank") and the Bank’s consolidated subsidiaries. The results of operations of companies or assets acquired are included only from the dates of acquisition. All material wholly owned and majority owned subsidiaries are consolidated unless GAAP requires otherwise.
Reclassifications	Reclassifications:
Recent Accounting Pronouncements	The following table provides a brief description of recent accounting standards updates ("ASU") that could have a material impact to the Company’s consolidated financial statements upon adoption: Standard Description Required Date of Adoption Effect on financial statements Standards Adopted in 2020 ASU 2017-04, Simplifying the Test for Goodwill Impairment This ASU amends Topic 350, Intangibles-Goodwill and Other, and eliminates Step 2 from the goodwill impairment test. The Company still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary January 1, 2020 The Company has adopted ASU 2017-04 effective January 1, 2020, as required, and the ASU did not have a material impact on its financial statements. Goodwill testing is normally scheduled to be completed during the fourth quarter, but was evaluated in the first quarter in light of the economic impacts of COVID-19. The Company recognized no impairments to goodwill in the first quarter of 2020. See management’s discussion and analysis for further details. Early adoption is permitted ASU 2018-13 Changes to Disclosure Requirements Fair Value Measurement, Topic 820 This ASU eliminates, adds and modifies certain disclosure requirements for fair value measurements. Among the changes, entities will no longer be required to disclose the amount and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, but will be required to disclose the range and weighted average used to develop significant unobservable inputs for Level 3 fair value measurements. January 1, 2020 The Company has adopted ASU 2018-13, as of January 1, 2020, as required, and the ASU did not have a material impact to the disclosures as a result of the adoption. Early adoption is permitted. Standards Not Yet Adopted ASU 2016-13, Measurement of Credit Losses on Financial Instruments ASU 2018-19, Codification Improvements to ASU 2016-13 This ASU amends Topic 326, Financial Instruments- Credit Losses to replace the current incurred loss accounting model with a current expected credit loss approach (CECL) for financial instruments measured at amortized cost and other commitments to extend credit. The amendments require entities to consider all available relevant information when estimating current expected credit losses, including details about past events, current conditions, and reasonable and supportable forecasts. The resulting allowance for credit losses is to reflect the portion of the amortized cost basis that the entity does not expect to collect. The amendments also eliminate the current accounting model for purchased credit impaired loans and certain off-balance sheet exposures. Additional quantitative and qualitative disclosures are required upon adoption. While the CECL model does not apply to available for sale debt securities, the ASU does require entities to record an allowance when recognizing credit losses for available for sale securities with unrealized losses, rather than reduce the amortized cost of the securities by direct write-offs. The guidance will require companies to recognize improvements to estimated credit losses immediately in earnings rather than interest income over time. The ASU should be adopted on a modified retrospective basis. Entities that have loans accounted for under ASC 310-30 at the time of adoption should prospectively apply the guidance in this amendment for purchase credit deteriorated assets. January 1, 2020 Adoption of this ASU is expected to primarily change how the Company estimates credit losses with the application of the expected credit loss model. The Company will apply the standard's provisions as a cumulative effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach). The Company's CECL implementation efforts in the first quarter focused on model validation, developing new disclosures, establishing formal policies and procedures and other governance and control documentation. Certain elements of the calculation were finalized in the first quarter, including refinement of the model assumptions, the qualitative framework, internal control design, model validation, and the operational control framework to support the new process. Furthermore, changes to the economic forecasts within the model could positively or negatively impact the actual results. The ASU was effective for the Company beginning in the first quarter of 2020; however, the CARES Act, issued in 2020, provided temporary relief related to the implementation of this accounting guidance until the earlier of the date on which the national emergency concerning the COVID-19 virus terminates or December 31, 2020. The Company has elected to utilize this relief and has calculated the allowance for loan losses and the resulting provision for loan losses using the prior incurred loss method at March 31, 2020. Early adoption is permitted. ASU 2018-14 Compensation- Disclosure Requirements for Defined Pension Plans Topic 715-20 This ASU makes minor changes to the disclosure requirements for employers that sponsor defined benefit pension and/or other post-retirement benefit plans. January 1, 2021 Adoption of this ASU is not expected to have a material impact on the Company's consolidated financial statements. Early adoption is permitted. Standard Description Required Date of Adoption Effect on financial statements Standards Not Yet Adopted ASU 2020-04 Facilitation of the Effects of Reference Rate Reform, Topic 848 This ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as SOFR. For instance, companies can (1) elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. A company that makes this election would not have to re-measure the contracts at the modification date or reassess a previous accounting determination. Companies, can also (2) elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. Finally, companies can (3) make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. May be elected between March 12, 2020 through December 31, 2022. The Company is currently evaluating all of its contracts, hedging relationships and other transactions that will be effected by reference rates that are being discontinued and determining which elections that need to be made.

BASIS OF PRESENTATION (Tables)

BASIS OF PRESENTATION (Tables)	3 Months Ended
BASIS OF PRESENTATION (Tables)	Mar. 31, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Schedule of New Accounting Pronouncements and Changes in Accounting Principles	Standard Description Required Date of Adoption Effect on financial statements Standards Adopted in 2020 ASU 2017-04, Simplifying the Test for Goodwill Impairment This ASU amends Topic 350, Intangibles-Goodwill and Other, and eliminates Step 2 from the goodwill impairment test. The Company still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary January 1, 2020 The Company has adopted ASU 2017-04 effective January 1, 2020, as required, and the ASU did not have a material impact on its financial statements. Goodwill testing is normally scheduled to be completed during the fourth quarter, but was evaluated in the first quarter in light of the economic impacts of COVID-19. The Company recognized no impairments to goodwill in the first quarter of 2020. See management’s discussion and analysis for further details. Early adoption is permitted ASU 2018-13 Changes to Disclosure Requirements Fair Value Measurement, Topic 820 This ASU eliminates, adds and modifies certain disclosure requirements for fair value measurements. Among the changes, entities will no longer be required to disclose the amount and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, but will be required to disclose the range and weighted average used to develop significant unobservable inputs for Level 3 fair value measurements. January 1, 2020 The Company has adopted ASU 2018-13, as of January 1, 2020, as required, and the ASU did not have a material impact to the disclosures as a result of the adoption. Early adoption is permitted. Standards Not Yet Adopted ASU 2016-13, Measurement of Credit Losses on Financial Instruments ASU 2018-19, Codification Improvements to ASU 2016-13 This ASU amends Topic 326, Financial Instruments- Credit Losses to replace the current incurred loss accounting model with a current expected credit loss approach (CECL) for financial instruments measured at amortized cost and other commitments to extend credit. The amendments require entities to consider all available relevant information when estimating current expected credit losses, including details about past events, current conditions, and reasonable and supportable forecasts. The resulting allowance for credit losses is to reflect the portion of the amortized cost basis that the entity does not expect to collect. The amendments also eliminate the current accounting model for purchased credit impaired loans and certain off-balance sheet exposures. Additional quantitative and qualitative disclosures are required upon adoption. While the CECL model does not apply to available for sale debt securities, the ASU does require entities to record an allowance when recognizing credit losses for available for sale securities with unrealized losses, rather than reduce the amortized cost of the securities by direct write-offs. The guidance will require companies to recognize improvements to estimated credit losses immediately in earnings rather than interest income over time. The ASU should be adopted on a modified retrospective basis. Entities that have loans accounted for under ASC 310-30 at the time of adoption should prospectively apply the guidance in this amendment for purchase credit deteriorated assets. January 1, 2020 Adoption of this ASU is expected to primarily change how the Company estimates credit losses with the application of the expected credit loss model. The Company will apply the standard's provisions as a cumulative effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (i.e., modified retrospective approach). The Company's CECL implementation efforts in the first quarter focused on model validation, developing new disclosures, establishing formal policies and procedures and other governance and control documentation. Certain elements of the calculation were finalized in the first quarter, including refinement of the model assumptions, the qualitative framework, internal control design, model validation, and the operational control framework to support the new process. Furthermore, changes to the economic forecasts within the model could positively or negatively impact the actual results. The ASU was effective for the Company beginning in the first quarter of 2020; however, the CARES Act, issued in 2020, provided temporary relief related to the implementation of this accounting guidance until the earlier of the date on which the national emergency concerning the COVID-19 virus terminates or December 31, 2020. The Company has elected to utilize this relief and has calculated the allowance for loan losses and the resulting provision for loan losses using the prior incurred loss method at March 31, 2020. Early adoption is permitted. ASU 2018-14 Compensation- Disclosure Requirements for Defined Pension Plans Topic 715-20 This ASU makes minor changes to the disclosure requirements for employers that sponsor defined benefit pension and/or other post-retirement benefit plans. January 1, 2021 Adoption of this ASU is not expected to have a material impact on the Company's consolidated financial statements. Early adoption is permitted. Standard Description Required Date of Adoption Effect on financial statements Standards Not Yet Adopted ASU 2020-04 Facilitation of the Effects of Reference Rate Reform, Topic 848 This ASU provides temporary optional expedients and exceptions to GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as SOFR. For instance, companies can (1) elect not to apply certain modification accounting requirements to contracts affected by reference rate reform, if certain criteria are met. A company that makes this election would not have to re-measure the contracts at the modification date or reassess a previous accounting determination. Companies, can also (2) elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform, if certain criteria are met. Finally, companies can (3) make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. May be elected between March 12, 2020 through December 31, 2022. The Company is currently evaluating all of its contracts, hedging relationships and other transactions that will be effected by reference rates that are being discontinued and determining which elections that need to be made.

SECURITIES AVAILABLE FOR SALE (

SECURITIES AVAILABLE FOR SALE (Tables)	3 Months Ended
SECURITIES AVAILABLE FOR SALE (Tables)	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Summary of Securities Available for Sale	Gross Gross Unrealized Unrealized (in thousands) Amortized Cost Gains Losses Fair Value March 31, 2020 Debt securities: Mortgage-backed securities: US Government-sponsored enterprises $ 284,925 $ 11,349 $ (617) $ 295,657 US Government agency 98,059 3,801 (191) 101,669 Private label 20,209 62 (1,772) 18,499 Obligations of states and political subdivisions thereof 134,258 3,636 (315) 137,579 Corporate bonds 76,191 1,497 (4,751) 72,937 Total securities available for sale $ 613,642 $ 20,345 $ (7,646) $ 626,341 Gross Gross Unrealized Unrealized (in thousands) Amortized Cost Gains Losses Fair Value December 31, 2019 Debt securities: Mortgage-backed securities: US Government-sponsored enterprises $ 319,064 $ 4,985 $ (2,080) $ 321,969 US Government agency 98,568 1,640 (547) 99,661 Private label 20,212 68 (747) 19,533 Obligations of states and political subdivisions thereof 139,240 3,034 (268) 142,006 Corporate bonds 78,804 1,478 (221) 80,061 Total securities available for sale $ 655,888 $ 11,205 $ (3,863) $ 663,230
Schedule of Amortized Cost and Estimated Fair Value of Available for Sale (AFS) Securities, Segregated by Contractual Maturity	Available for sale (in thousands) Amortized Cost Fair Value Within 1 year $ — $ — Over 1 year to 5 years 30,554 31,547 Over 5 years to 10 years 56,401 52,656 Over 10 years 123,494 126,313 Total bonds and obligations 210,449 210,516 Mortgage-backed securities 403,193 415,825 Total securities available for sale $ 613,642 $ 626,341
Schedule of Securities with Unrealized Losses, Segregated by the Duration of Continuous Unrealized Loss Positions	Less Than Twelve Months Over Twelve Months Total Gross Gross Gross Unrealized Fair Unrealized Fair Unrealized Fair (In thousands) Losses Value Losses Value Losses Value March 31, 2020 Debt securities: Mortgage-backed securities: US Government-sponsored enterprises $ 165 $ 9,548 $ 452 $ 6,608 $ 617 $ 16,156 US Government agency 180 11,899 11 4,122 191 16,021 Private label 10 124 1,762 18,234 1,772 18,358 Obligations of states and political subdivisions thereof 315 17,862 — — 315 17,862 Corporate bonds 3,831 29,977 920 5,330 4,751 35,307 Total securities available for sale $ 4,501 $ 69,410 $ 3,145 $ 34,294 $ 7,646 $ 103,704 Less Than Twelve Months Over Twelve Months Total Gross Gross Gross Unrealized Fair Unrealized Fair Unrealized Fair (In thousands) Losses Value Losses Value Losses Value December 31, 2019 Debt securities: Mortgage-backed securities: US Government-sponsored enterprises $ 1,074 $ 43,429 $ 1,006 $ 49,712 $ 2,080 $ 93,141 US Government agency 432 19,717 115 9,120 547 28,837 Private label 380 9,843 367 9,411 747 19,254 Obligations of states and political subdivisions thereof 137 29,355 131 1,682 268 31,037 Corporate bonds 142 9,888 79 12,276 221 22,164 Total securities available for sale $ 2,165 $ 112,232 $ 1,698 $ 82,201 $ 3,863 $ 194,433
Schedule of Other Than Temporary Impairment Losses	Three Months Ended March 31, 2020 2019 Estimated credit losses as of prior year-end $ 1,697 $ 1,697 Reductions for securities paid off during the period — — Estimated credit losses at end of the period $ 1,697 $ 1,697

LOANS (Tables)

LOANS (Tables)	3 Months Ended
LOANS (Tables)	Mar. 31, 2020
Receivables [Abstract]
Schedule of Loans	March 31, 2020 December 31, 2019 Business Business Activities Acquired Activities Acquired (in thousands) Loans Loans Total Loans Loans Total Commercial real estate: Construction and land development $ 49,157 $ 2,422 $ 51,579 $ 31,387 $ 2,903 $ 34,290 Other commercial real estate 680,578 216,021 896,599 666,051 230,320 896,371 Total commercial real estate 729,735 218,443 948,178 697,438 233,223 930,661 Commercial and industrial: Commercial 288,082 52,713 340,795 239,692 59,072 298,764 Agricultural 18,597 200 18,797 20,018 206 20,224 Tax exempt 55,694 11,071 66,765 66,860 37,443 104,303 Total commercial and industrial 362,373 63,984 426,357 326,570 96,721 423,291 Total commercial loans 1,092,108 282,427 1,374,535 1,024,008 329,944 1,353,952 Residential real estate: Residential mortgages 742,710 389,618 1,132,328 740,687 411,170 1,151,857 Total residential real estate 742,710 389,618 1,132,328 740,687 411,170 1,151,857 Consumer: Home equity 64,514 53,030 117,544 59,368 63,033 122,401 Other consumer 9,226 1,350 10,576 11,167 1,715 12,882 Total consumer 73,740 54,380 128,120 70,535 64,748 135,283 Total loans $ 1,908,558 $ 726,425 $ 2,634,983 $ 1,835,230 $ 805,862 $ 2,641,092
Schedule of Activity in the Accretable Yield for the Acquired Loan Portfolio that Falls Under the Review of ASC 310-30, Accounting for Certain Loans or Debt Securities Acquired in a Transfer	Three Months Ended March 31, (in thousands) 2020 2019 Balance at beginning of period $ 7,367 $ 3,509 Reclassification from nonaccretable difference for loans with improved cash flows — 2,031 Accretion (528) (1,063) Balance at end of period $ 6,839 $ 4,477
Summary of Past Due Loans	Business Activities Loans 90 Days or Past Due > 30-59 Days 60-89 Days Greater Total Past 90 days and (in thousands) Past Due Past Due Past Due Due Current Total Loans Accruing March 31, 2020 Commercial real estate: Construction and land development $ 142 $ — $ 276 $ 418 $ 48,739 $ 49,157 $ — Other commercial real estate 1,521 533 1,010 3,064 677,514 680,578 — Total commercial real estate 1,663 533 1,286 3,482 726,253 729,735 — Commercial and industrial: Commercial 1,108 1,515 1,251 3,874 284,208 288,082 381 Agricultural 38 — 169 207 18,390 18,597 51 Tax exempt — — — — 55,694 55,694 — Total commercial and industrial 1,146 1,515 1,420 4,081 358,292 362,373 432 Total commercial loans 2,809 2,048 2,706 7,563 1,084,545 1,092,108 432 Residential real estate: Residential mortgages 8,824 69 1,207 10,100 732,610 742,710 293 Total residential real estate 8,824 69 1,207 10,100 732,610 742,710 293 Consumer: Home equity 471 20 412 903 63,611 64,514 221 Other consumer 19 5 2 26 9,200 9,226 — Total consumer 490 25 414 929 72,811 73,740 221 Total loans $ 12,123 $ 2,142 $ 4,327 $ 18,592 $ 1,889,966 $ 1,908,558 $ 946 Acquired Loans 90 Days or Acquired Past Due > 30-59 Days 60-89 Days Greater Total Past Credit 90 days and (in thousands) Past Due Past Due Past Due Due Impaired Total Loans Accruing March 31, 2020 Commercial real estate: Construction and land development $ — $ — $ — $ — $ 245 $ 2,422 $ — Other commercial real estate 1,843 256 1,024 3,123 7,275 216,021 737 Total commercial real estate 1,843 256 1,024 3,123 7,520 218,443 737 Commercial and industrial: Commercial 97 — — 97 1,752 52,713 — Agricultural — — — — 200 200 — Tax exempt — — — — — 11,071 — Total commercial and industrial 97 — — 97 1,952 63,984 — Total commercial loans 1,940 256 1,024 3,220 9,472 282,427 737 Residential real estate: Residential mortgages 5,043 99 834 5,976 4,856 389,618 401 Total residential real estate 5,043 99 834 5,976 4,856 389,618 401 Consumer: Home equity 626 — 199 825 789 53,030 43 Other consumer 1 — — 1 58 1,350 — Total consumer 627 — 199 826 847 54,380 43 Total loans $ 7,610 $ 355 $ 2,057 $ 10,022 $ 15,175 $ 726,425 $ 1,181 Business Activities Loans 90 Days or Past Due > 30-59 Days 60-89 Days Greater Total Past 90 days and (in thousands) Past Due Past Due Past Due Due Current Total Loans Accruing December 31, 2019 Commercial real estate: Construction and land development $ 205 $ 53 $ — $ 258 $ 31,129 $ 31,387 $ — Other commercial real estate 40 1,534 1,810 3,384 662,667 666,051 — Total commercial real estate 245 1,587 1,810 3,642 693,796 697,438 — Commercial and industrial: Commercial 452 50 894 1,396 238,296 239,692 — Agricultural 62 34 96 192 19,826 20,018 — Tax exempt — — — — 66,860 66,860 — Total commercial and industrial 514 84 990 1,588 324,982 326,570 — Total commercial loans 759 1,671 2,800 5,230 1,018,778 1,024,008 — Residential real estate: Residential mortgages 7,293 1,243 668 9,204 731,483 740,687 — Total residential real estate 7,293 1,243 668 9,204 731,483 740,687 — Consumer: Home equity 597 43 429 1,069 58,299 59,368 50 Other consumer 36 12 — 48 11,119 11,167 — Total consumer 633 55 429 1,117 69,418 70,535 50 Total loans $ 8,685 $ 2,969 $ 3,897 $ 15,551 $ 1,819,679 $ 1,835,230 $ 50 Acquired Loans 90 Days or Acquired Past Due > 30-59 Days 60-89 Days Greater Total Past Credit 90 days and (in thousands) Past Due Past Due Past Due Due Impaired Total Loans Accruing December 31, 2019 Commercial real estate: Construction and land development $ — $ 12 $ — $ 12 $ 384 $ 2,903 $ — Other commercial real estate 2,029 245 231 2,505 8,289 230,320 — Total commercial real estate 2,029 257 231 2,517 8,673 233,223 — Commercial and industrial: Commercial 440 335 140 915 2,723 59,072 — Agricultural — — — — 173 206 — Tax exempt — — — — 36 37,443 — Total commercial and industrial 440 335 140 915 2,932 96,721 — Total commercial loans 2,469 592 371 3,432 11,605 329,944 — Residential real estate: Residential mortgages 3,185 864 1,015 5,064 5,591 411,170 — Total residential real estate 3,185 864 1,015 5,064 5,591 411,170 — Consumer: Home equity 208 548 217 973 1,291 63,033 217 Other consumer 2 9 — 11 66 1,715 — Total consumer 210 557 217 984 1,357 64,748 217 Total loans $ 5,864 $ 2,013 $ 1,603 $ 9,480 $ 18,553 $ 805,862 $ 217
Summary of Information Pertaining to Non-Accrual Loans	March 31, 2020 December 31, 2019 Business Business Activities Acquired Activities Acquired (in thousands) Loans Loans Total Loans Loans Total Commercial real estate: Construction and land development $ 276 $ — $ 276 $ 258 $ — $ 258 Other commercial real estate 1,664 287 1,951 2,888 343 3,231 Total commercial real estate 1,940 287 2,227 3,146 343 3,489 Commercial and industrial: Commercial 1,282 89 1,371 932 626 1,558 Agricultural 625 — 625 278 — 278 Tax exempt — — — — — — Total commercial and industrial 1,907 89 1,996 1,210 626 1,836 Total commercial loans 3,847 376 4,223 4,356 969 5,325 Residential real estate: Residential mortgages 4,077 1,012 5,089 3,362 1,973 5,335 Total residential real estate 4,077 1,012 5,089 3,362 1,973 5,335 Consumer: Home equity 440 284 724 615 254 869 Other consumer 20 — 20 21 — 21 Total consumer 460 284 744 636 254 890 Total loans $ 8,384 $ 1,672 $ 10,056 $ 8,354 $ 3,196 $ 11,550
Schedule of Loans Evaluated for Impairment	Business Activities Loans Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total March 31, 2020 Balance at end of period Individually evaluated for impairment $ 2,638 $ 1,733 $ 3,586 $ 13 $ 7,970 Collectively evaluated 727,097 360,640 739,124 73,727 1,900,588 Total $ 729,735 $ 362,373 $ 742,710 $ 73,740 $ 1,908,558 Acquired Loans Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total March 31, 2020 Balance at end of period Individually evaluated for impairment $ 70 $ — $ 296 $ — $ 366 Purchased credit impaired 7,520 1,952 4,856 847 15,175 Collectively evaluated 210,853 62,032 384,466 53,533 710,884 Total $ 218,443 $ 63,984 $ 389,618 $ 54,380 $ 726,425 Business Activities Loans Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total December 31, 2019 Balance at end of period Individually evaluated for impairment $ 3,964 $ 1,353 $ 2,620 $ 13 $ 7,950 Collectively evaluated 693,474 325,217 738,067 70,522 1,827,280 Total $ 697,438 $ 326,570 $ 740,687 $ 70,535 $ 1,835,230 Acquired Loans Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total December 31, 2019 Balance at end of period Individually evaluated for impairment $ 258 $ 385 $ 1,032 $ — $ 1,675 Purchased credit impaired 8,673 2,932 5,591 1,357 18,553 Collectively evaluated 224,292 93,404 404,547 63,391 785,634 Total $ 233,223 $ 96,721 $ 411,170 $ 64,748 $ 805,862
Summary of Impaired Loans	Business Activities Loans March 31, 2020 Recorded Unpaid Principal Related (in thousands) Investment Balance Allowance With no related allowance: Construction and land development $ — $ — $ — Other commercial real estate 1,341 2,060 — Commercial 1,075 1,242 — Agricultural 67 68 — Tax exempt loans — — — Residential real estate 2,603 2,794 — Home equity — — — Other consumer — — — With an allowance recorded: Construction and land development 265 266 213 Other commercial real estate 1,032 1,082 462 Commercial 230 236 47 Agricultural 361 361 91 Tax exempt loans — — — Residential real estate 983 1,111 126 Home equity 13 13 — Other consumer — — — Total Commercial real estate 2,638 3,408 675 Commercial and industrial 1,733 1,907 138 Residential real estate 3,586 3,905 126 Consumer 13 13 — Total impaired loans $ 7,970 $ 9,233 $ 939 Acquired Loans March 31, 2020 Recorded Unpaid Principal Related (in thousands) Investment Balance Allowance With no related allowance: Construction and land development $ — $ — $ — Other commercial real estate — — — Commercial — — — Agricultural — — — Tax exempt loans — — — Residential real estate 134 308 — Home equity — — — Other consumer — — — With an allowance recorded: Construction and land development — — — Other commercial real estate 70 71 13 Commercial — — — Agricultural — — — Tax exempt loans — — — Residential real estate 162 185 14 Home equity — — — Other consumer — — — Total Commercial real estate 70 71 13 Commercial and industrial — — — Residential real estate 296 493 14 Consumer — — — Total impaired loans $ 366 $ 564 $ 27 Business Activities Loans December 31, 2019 Recorded Unpaid Principal Related (in thousands) Investment Balance Allowance With no related allowance: Construction and land development $ — $ — $ — Other commercial real estate 1,911 1,957 — Commercial 710 773 — Agricultural 361 261 — Tax exempt loans — — — Residential real estate 2,067 2,227 — Home equity — — — Other consumer — — — With an allowance recorded: Construction and land development 258 258 205 Other commercial real estate 1,795 1,940 1,026 Commercial 282 289 164 Agricultural — — — Tax exempt loans — — — Residential real estate 553 590 57 Home equity 13 13 — Other consumer — — — Total Commercial real estate 3,964 4,155 1,231 Commercial and industrial 1,353 1,423 164 Residential real estate 2,620 2,817 57 Consumer 13 13 — Total impaired loans $ 7,950 $ 8,408 $ 1,452 Acquired Loans December 31, 2019 Recorded Unpaid Principal Related (in thousands) Investment Balance Allowance With no related allowance: Construction and land development $ — $ — $ — Other commercial real estate 90 90 — Commercial 385 481 — Agricultural — — — Tax exempt — — — Residential mortgages 678 938 — Home equity — — — Other consumer — — — With an allowance recorded: Construction and land development — — — Other commercial real estate 168 168 12 Commercial — — — Agricultural — — — Tax exempt — — — Residential mortgages 354 376 49 Home equity — — — Other consumer — — — Total Commercial real estate 258 258 12 Commercial and industrial 385 481 — Residential real estate 1,032 1,314 49 Consumer — — — Total impaired loans $ 1,675 $ 2,053 $ 61
Summary of the Average Recorded Investment and Interest Income Recognized on Impaired Loans	Business Activities Loans Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Average Recorded Interest Average Recorded Interest (in thousands) Investment Income Recognized Investment Income Recognized With no related allowance: Construction and land development $ — $ — $ — $ — Other commercial real estate 1,728 3 7,773 26 Commercial 1,071 1 527 2 Agricultural — — — — Tax exempt loans — — — — Residential real estate 2,589 17 1,965 15 Home equity — — — — Other consumer — — — — With an allowance recorded: Construction and land development 261 1 5 — Other commercial real estate 1,021 — 1,203 — Commercial 233 — 890 — Agricultural — — — — Tax exempt loans — — — — Residential real estate 979 2 652 2 Home equity 12 — 13 — Other consumer — — — — Total Commercial real estate 3,010 4 8,981 26 Commercial and industrial 1,304 1 1,417 2 Residential real estate 3,568 19 2,617 17 Consumer 12 — 13 — Total impaired loans $ 7,894 $ 24 $ 13,028 $ 45 Acquired Loans Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Average Recorded Interest Average Recorded Interest (in thousands) Investment Income Recognized Investment Income Recognized With no related allowance: Construction and land development $ — $ — $ — $ — Other commercial real estate — — 90 — Commercial — — 479 — Agricultural — — — — Tax exempt loans — — — — Residential real estate 195 — 436 — Home equity — — — — Other consumer — — — — With an allowance recorded: Construction and land development — — — — Other commercial real estate 70 — 36 — Commercial — — — — Agricultural — — — — Tax exempt loans — — — — Residential real estate 163 — 367 — Home equity — — — — Other consumer — — — — Total Commercial real estate 70 — 126 — Commercial and industrial — — 479 — Residential real estate 358 — 803 — Consumer — — — — Total impaired loans $ 428 $ — $ 1,408 $ —
Schedule of Recorded Investment and Number of Modifications for TDRs Identified During the Period	Three Months Ended March 31, 2020 Pre-Modification Post-Modification Number of Outstanding Recorded Outstanding Recorded (in thousands) Modifications Investment Investment Troubled Debt Restructurings Other commercial real estate 1 $ 54 $ 259 Other commercial 3 41 208 Home equity 1 26 25 Other consumer 1 9 9 Total 6 $ 130 $ 501 Three Months Ended March 31, 2019 Pre-Modification Post-Modification Number of Outstanding Recorded Outstanding Recorded (in thousands) Modifications Investment Investment Troubled Debt Restructurings Other commercial real estate 3 $ 113 $ 113 Other commercial 2 31 31 Residential mortgages 6 530 527 Total 11 $ 674 $ 671 Three Months Ended March 31, 2020 2019 Post-Modification Post-Modification Outstanding outstanding Number of Recorded Number of Recorded (in thousands, except modifications) Modifications Investment Modifications Investment Troubled Debt Restructurings Interest rate and maturity concession — $ — 2 $ 12 Interest rate, forbearance and maturity concession 4 467 — — Amortization and maturity concession — — 5 314 Amortization concession — — 1 156 Amortization, interest rate and maturity concession — — 1 77 Forbearance and interest only payments 1 25 2 112 Maturity concession 1 9 — — Total 6 $ 501 11 $ 671

ALLOWANCE FOR LOAN LOSSES (Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	3 Months Ended
ALLOWANCE FOR LOAN LOSSES (Tables)	Mar. 31, 2020
Receivables [Abstract]
Schedule of Activity in the Allowance for Loan Losses	Business Activities Loans At or for the Three Months Ended March 31, 2020 Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total Balance at beginning of period $ 7,668 $ 3,608 $ 3,402 $ 379 $ 15,057 Charged-off loans (770) (150) — (148) (1,068) Recoveries on charged-off loans 25 1 — 3 29 Provision for loan losses 738 84 111 150 1,083 Balance at end of period $ 7,661 $ 3,543 $ 3,513 $ 384 $ 15,101 Individually evaluated for impairment 675 138 126 — 939 Collectively evaluated 6,986 3,405 3,387 384 14,162 Total $ 7,661 $ 3,543 $ 3,513 $ 384 $ 15,101 Acquired Loans At or for the Three Months Ended March 31, 2020 Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total Balance at beginning of period $ 147 $ 6 $ 143 $ — $ 296 Charged-off loans (101) (29) (8) (5) (143) Recoveries on charged-off loans — 9 6 — 15 (Releases) provision for loan losses 18 17 (12) 5 28 Balance at end of period $ 64 $ 3 $ 129 $ — $ 196 Individually evaluated for impairment 13 — 14 — 27 Collectively evaluated 51 3 115 — 169 Total $ 64 $ 3 $ 129 $ — $ 196 Business Activities Loans At or for the Three Months Ended March 31, 2019 Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total Balance at beginning of period $ 6,811 $ 2,380 $ 3,982 $ 408 $ 13,581 Charged-off loans (57) — — (53) (110) Recoveries on charged-off loans 16 1 18 3 38 (Releases) provision for loan losses (195) 397 (47) 38 193 Balance at end of period $ 6,575 $ 2,778 $ 3,953 $ 396 $ 13,702 Individually evaluated for impairment 396 53 83 1 533 Collectively evaluated 6,179 2,725 3,870 395 13,169 Total $ 6,575 $ 2,778 $ 3,953 $ 396 $ 13,702 Acquired Loans At or for the Three Months Ended March 31, 2019 Commercial Commercial Residential (in thousands) real estate and industrial real estate Consumer Total Balance at beginning of period $ 173 $ 35 $ 77 $ — $ 285 Charged-off loans — (16) (104) (1) (121) Recoveries on charged-off loans — — — — — Provision (releases) for loan losses (12) 10 132 1 131 Balance at end of period $ 161 $ 29 $ 105 $ — $ 295 Individually evaluated for impairment 16 — 22 — 38 Collectively evaluated 145 29 83 — 257 Total $ 161 $ 29 $ 105 $ — $ 295
Schedule of Loans by Risk Rating	Business Activities Loans Commercial Real Estate Commercial construction and land development Commercial real estate other Total commercial real estate (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Grade: Pass $ 48,881 $ 31,057 $ 659,494 $ 646,886 $ 708,375 $ 677,943 Special mention — — 8,133 5,483 8,133 5,483 Substandard 11 330 11,824 11,974 11,835 12,304 Doubtful 265 — 1,127 1,708 1,392 1,708 Total $ 49,157 $ 31,387 $ 680,578 $ 666,051 $ 729,735 $ 697,438 Acquired Loans Commercial Real Estate Commercial construction and land development Commercial real estate other Total commercial real estate (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Grade: Pass $ 2,083 $ 2,412 $ 205,309 $ 218,491 $ 207,392 $ 220,903 Special mention — 12 1,742 2,261 1,742 2,273 Substandard 339 479 8,900 9,400 9,239 9,879 Doubtful — — 70 168 70 168 Total $ 2,422 $ 2,903 $ 216,021 $ 230,320 $ 218,443 $ 233,223 Business Activities Loans Commercial and Industrial Commercial Agricultural Tax exempt loans Total commercial (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Grade: Pass $ 268,287 $ 221,329 $ 17,559 $ 18,940 $ 55,694 $ 66,860 $ 341,540 $ 307,129 Special mention 3,641 2,744 221 298 — — 3,862 3,042 Substandard 15,195 14,866 456 780 — — 15,651 15,646 Doubtful 959 753 361 — — — 1,320 753 Total $ 288,082 $ 239,692 $ 18,597 $ 20,018 $ 55,694 $ 66,860 $ 362,373 $ 326,570 Acquired Loans Commercial and Industrial Commercial Agricultural Tax exempt loans Total commercial (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Grade: Pass $ 50,663 $ 51,184 $ 200 $ 58 $ 11,071 $ 37,407 $ 61,934 $ 88,649 Special mention 882 5,432 — — — — 882 5,432 Substandard 944 2,115 — 148 — 36 944 2,299 Doubtful 224 341 — — — — 224 341 Total $ 52,713 $ 59,072 $ 200 $ 206 $ 11,071 $ 37,443 $ 63,984 $ 96,721 Business Activities Loans Residential Real Estate and Consumer Loans Residential real estate Home equity Other consumer Total residential real estate and consumer (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Performing $ 738,633 $ 737,325 $ 64,074 $ 58,753 $ 9,206 $ 11,146 $ 811,913 $ 807,224 Nonperforming 4,077 3,362 440 615 20 21 4,537 3,998 Total $ 742,710 $ 740,687 $ 64,514 $ 59,368 $ 9,226 $ 11,167 $ 816,450 $ 811,222 Acquired Loans Residential Real Estate and Consumer Loans Residential real estate Home equity Other consumer Total residential real estate and consumer (in thousands) Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Mar 31, 2020 Dec 31, 2019 Performing $ 387,304 $ 407,811 $ 52,619 $ 62,504 $ 1,343 $ 1,707 $ 441,266 $ 472,022 Nonperforming 2,314 3,359 411 529 7 8 2,732 3,896 Total $ 389,618 $ 411,170 $ 53,030 $ 63,033 $ 1,350 $ 1,715 $ 443,998 $ 475,918
Summary of Information About Total Loans Rated Special Mention or Lower	March 31, 2020 December 31, 2019 Business Business (in thousands) Activities Loans Acquired Loans Total Activities Loans Acquired Loans Total Non-accrual $ 8,384 $ 1,672 $ 10,056 $ 8,354 $ 3,196 $ 11,550 Substandard accruing 26,351 11,537 37,888 26,055 13,387 39,442 Total classified 34,735 13,209 47,944 34,409 16,583 50,992 Special mention 11,995 2,624 14,619 8,525 7,705 16,230 Total Criticized $ 46,730 $ 15,833 $ 62,563 $ 42,934 $ 24,288 $ 67,222

BORROWED FUNDS (Tables)

BORROWED FUNDS (Tables)	3 Months Ended
BORROWED FUNDS (Tables)	Mar. 31, 2020
Debt Disclosure [Abstract]
Schedule of Borrowed Funds	March 31, 2020 December 31, 2019 (dollars in thousands) Carrying Value Weighted Average Rate Carrying Value Weighted Average Rate Short-term borrowings Advances from the FHLB $ 172,643 1.27 % $ 303,286 1.83 % Advances from the FRB 62,000 0.25 — — Other borrowings 31,001 1.21 44,832 0.99 Total short-term borrowings 265,644 1.03 348,118 1.73 Long-term borrowings Advances from the FHLB 231,936 1.80 123,278 1.93 Subordinated borrowings 59,849 4.97 59,920 5.53 Total long-term borrowings 291,785 2.45 183,198 2.87 Total $ 557,429 1.77 % $ 531,316 2.11 %
Summary of Maturities of FHLB Advances	March 31, 2020 Weighted Average (in thousands, except rates) Carrying Value Rate Fixed rate advances maturing: 2020 $ 142,300 1.19 % 2021 50,665 1.77 2022 104,000 1.97 2023 80,000 1.77 2024 7,300 1.16 2025 and thereafter 20,314 1.22 Total FHLB advances $ 404,579 1.58 %

DEPOSITS (Tables)

DEPOSITS (Tables)	3 Months Ended
DEPOSITS (Tables)	Mar. 31, 2020
Deposits [Abstract]
Summary of Time Deposits	(in thousands) March 31, 2020 December 31, 2019 Time less than $100,000 $ 559,255 $ 600,747 Time $100,000 through $250,000 173,305 225,505 Time $250,000 or more 111,537 106,383 Total time deposits $ 844,097 $ 932,635
Time Deposit Maturities	(in thousands) March 31, 2020 December 31, 2019 Within 1 year $ 479,983 $ 555,074 Over 1 year to 2 years 295,939 287,934 Over 2 years to 3 years 31,909 51,444 Over 3 years to 4 years 27,811 31,262 Over 4 years to 5 years 8,438 6,883 Over 5 years 17 38 Total $ 844,097 $ 932,635

CAPITAL RATIOS AND SHAREHOLDE_2

CAPITAL RATIOS AND SHAREHOLDERS' EQUITY (Tables)	3 Months Ended
CAPITAL RATIOS AND SHAREHOLDERS' EQUITY (Tables)	Mar. 31, 2020
Stockholders' Equity Note [Abstract]
Schedule of Actual and Required Capital Ratios	Regulatory Regulatory March 31, Minimum to be December 31, Minimum to be 2020 "Well Capitalized" 2019 "Well Capitalized" Company (consolidated) Total capital to risk-weighted assets 13.61 % 10.50 % 13.61 % 10.50 % Common equity tier 1 capital to risk-weighted assets 10.61 7.00 10.57 7.00 Tier 1 capital to risk-weighted assets 11.42 8.50 11.39 8.50 Tier 1 capital to average assets 8.25 5.00 8.13 5.00 Bank Total capital to risk-weighted assets 12.58 % 10.50 % 12.42 % 10.50 % Common equity tier 1 capital to risk-weighted assets 11.96 7.00 11.79 7.00 Tier 1 capital to risk-weighted assets 11.96 8.50 11.79 8.50 Tier 1 capital to average assets 8.64 5.00 8.39 5.00
Schedule of Components of Accumulated Other Comprehensive Income	(in thousands) March 31, 2020 December 31, 2019 Other accumulated comprehensive income, before tax: Net unrealized gain on AFS securities $ 12,699 $ 7,342 Net unrealized loss on hedging derivatives (3,099) (718) Net unrealized loss on post-retirement plans (1,512) (1,512) Income taxes related to items of accumulated other comprehensive income: Net unrealized gain on AFS securities (3,139) (1,793) Net unrealized loss on hedging derivatives 886 237 Net unrealized loss on post-retirement plans 355 355 Accumulated other comprehensive income $ 6,190 $ 3,911
Schedule of Components of Other Comprehensive Income (Loss)	(in thousands) Before Tax Tax Effect Net of Tax Three Months Ended March 31, 2020 Net unrealized gain on AFS securities: Net unrealized gain arising during the period $ 5,492 $ (1,378) $ 4,114 Less: reclassification adjustment for gains (losses) realized in net income 135 (32) 103 Net unrealized gain on AFS securities 5,357 (1,346) 4,011 Net unrealized loss on derivative hedges: Net unrealized loss arising during the period (2,382) 650 (1,732) Less: reclassification adjustment for gains (losses) realized in net income — — — Net unrealized loss on derivative hedges (2,382) 650 (1,732) Net unrealized gain on post-retirement plans: Net unrealized gain arising during the period — — — Less: reclassification adjustment for gains (losses) realized in net income — — — Net unrealized gain on post-retirement plans — — — Other comprehensive income $ 2,975 $ (696) $ 2,279 Three Months Ended March 31, 2019 Net unrealized gain on AFS securities: Net unrealized gain arising during the period $ 8,900 $ (2,079) $ 6,821 Less: reclassification adjustment for gains realized in net income — — — Net unrealized gain on AFS securities 8,900 (2,079) 6,821 Net unrealized loss on cash flow hedging derivatives: Net unrealized loss arising during the period (845) 198 (647) Less: reclassification adjustment for gains (losses) realized in net income — — — Net unrealized gain on cash flow hedging derivatives (845) 198 (647) Net unrealized gain on post-retirement plans: Net unrealized gain arising during the period — — — Less: reclassification adjustment for gains (losses) realized in net income — — — Net unrealized gain on post-retirement plans — — — Other comprehensive income $ 8,055 $ (1,881) $ 6,174
Schedule of Changes in Components of Accumulated Other Comprehensive Income	Net unrealized Net loss on Net unrealized gain (loss) effective cash loss on AFS flow hedging on pension (in thousands) Securities derivatives plans Total Three Months Ended March 31, 2020 Balance at beginning of period $ 5,549 $ (481) $ (1,157) $ 3,911 Other comprehensive gain (loss) before reclassifications 4,114 (1,732) — 2,382 Less: amounts reclassified from accumulated other comprehensive income 103 — — 103 Total other comprehensive income (loss) 4,011 (1,732) — 2,279 Balance at end of period $ 9,560 $ (2,213) $ (1,157) $ 6,190 Three Months Ended March 31, 2019 Balance at beginning of period $ (8,665) $ (2,249) $ (888) $ (11,802) Other comprehensive gain (loss) before reclassifications 6,821 (647) — 6,174 Less: amounts reclassified from accumulated other comprehensive income — — — — Total other comprehensive income (loss) 6,821 (647) — 6,174 Balance at end of period $ (1,844) $ (2,896) $ (888) $ (5,628)
Reclassification out of Accumulated Other Comprehensive Income	Three Months Ended March 31, Affected Line Item where (in thousands) 2020 2019 Net Income is Presented Net realized gains on AFS securities: Before tax (1) $ 135 $ — Non-interest income Tax effect (32) — Tax expense Total reclassifications for the period $ 103 $ — Net of tax (1) Net realized gains before tax include gross realized gains $146 thousand and realized losses of $11 thousand.

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	3 Months Ended
EARNINGS PER SHARE (Tables)	Mar. 31, 2020
Earnings Per Share [Abstract]
Schedule of Earnings Per Share	Three Months Ended March 31, (in thousands, except per share and share data) 2020 2019 Net income $ 7,721 $ 7,281 Average number of basic common shares outstanding 15,558,132 15,523,423 Plus: dilutive effect of stock options and awards outstanding (1) 34,463 63,226 Average number of diluted common shares outstanding (1) 15,592,595 15,586,649 Anti-dilutive options excluded from earnings calculation — — Earnings per share: Basic $ 0.50 $ 0.47 Diluted $ 0.50 $ 0.47 (1) Average diluted shares outstanding are computed using the treasury stock method.

DERIVATIVE FINANCIAL INSTRUME_2

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Tables)	3 Months Ended
	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Information About Derivative Assets and Liabilities	March 31, 2020 Weighted Location Fair Notional Average Fair Value Value Asset Amount Maturity Asset (Liability) (Liability) (in thousands) (in years) (in thousands) Cash flow hedges: Interest rate swap on wholesale funding $ 100,000 4.3 $ (6,467) Other liabilities Total cash flow hedges 100,000 4.3 (6,467) Fair value hedges: Interest rate swap on securities 37,190 9.3 3,368 Other liabilities Total fair value hedges 37,190 3,368 Economic hedges: Forward sale commitments 53,751 0.2 (73) Other liabilities Customer Loan Swaps-MNA Counterparty 150,490 7.8 (15,463) Other liabilities (1) Customer Loan Swaps-RPA Counterparty 78,505 8.7 (9,470) Other liabilities (1) Customer Loan Swaps-Customer 228,995 8.1 24,933 Other liabilities (1) Total economic hedges 511,741 (73) Non-hedging derivatives: Interest rate lock commitments 23,146 0.1 93 Other assets Total non-hedging derivatives 23,146 93 Total $ 672,077 $ (3,079) (1) Customer loan derivatives are subject to MNA or RPA arrangements with financial institution counterparties. December 31, 2019 Weighted Location Fair Notional Average Fair Value Value Asset Amount Maturity Asset (Liability) (Liability) (in thousands) (in years) (in thousands) Cash flow hedges: Interest rate swap on wholesale funding $ 100,000 4.6 $ (1,311) Other liabilities Total cash flow hedges 100,000 (1,311) Fair value hedges: Interest rate swap on securities 37,190 9.6 593 Other liabilities Total fair value hedges 37,190 593 Economic hedges: Forward sale commitments 11,228 0.1 (84) Other liabilities Customer Loan Swaps-MNA Counterparty 135,598 7.5 (4,669) (1) Customer Loan Swaps-RPA Counterparty 69,505 8.8 (3,377) (1) Customer Loan Swaps-Customer 205,103 8.1 8,046 (1) Total economic hedges 421,434 (84) Non-hedging derivatives: Interest rate lock commitments 21,748 0.1 59 Other assets Total non-hedging derivatives 21,748 59 Total $ 580,372 $ (743) (1) Customer loan derivatives are subject to MNA or RPA arrangements with financial institution counterparties, thus assets and liabilities with the counterparty are netted for financial statement presentation.
Schedule of Amounts Recorded On The Balance Sheet	Cumulative Amount of Fair Location of Hedged Item on Carrying Amount of Hedged Value Hedging Adjustment in Balance Sheet Assets (Liabilities) Carrying Amount March 31, 2020 Fair value hedges: Interest rate swap on securities Securities Available for Sale $ 38,710 $ 207 December 31, 2019 Fair value hedges: Interest rate swap on securities Securities Available for Sale $ 39,026 $ 523
Schedule of Derivative Instruments Gain (Loss)	Three Months Ended March 31, 2020 Amount of Amount of Gain (Loss) Gain (Loss) Recognized in Reclassified Location of Amount of Other Location of Gain (Loss) from Other Gain (Loss) Gain (Loss) Comprehensive Reclassified from Other Comprehensive Recognized in Recognized (in thousands) Income Comprehensive Income Income (1) Income in Income Cash flow hedges: Interest rate swap on wholesale funding $ 4,949 Other income $ — Interest expense $ 1 Total cash flow hedges 4,949 — 1 Fair value hedges: Interest rate swap on securities (2,736) Interest income — Interest income 13 Total fair value hedges (2,736) — 13 Economic hedges: Forward commitments — Other income — Other income 11 Total economic hedges — — 11 Non-hedging derivatives: Interest rate lock commitments — Other Income — Other Income 34 Total non-hedging derivatives — — 34 Total $ 2,213 $ — $ 59 (1) As of March 31, 2020 the Company does not expect any gains or losses from accumulated other comprehensive income into earnings within the next 12 months. Three Months Ended March 31, 2019 Amount of Amount of Gain (Loss) Gain (Loss) Amount of Recognized in Reclassified Location of Gain (Loss) Other Location of Gain (Loss) from Other Gain (Loss) Recognized Comprehensive Reclassified from Other Comprehensive Recognized in Recognized (in thousands) Income Comprehensive Income Income (1) Income in Income Cash flow hedges: Interest rate swap on wholesale funding $ 402 Other income $ — Interest expense $ — Interest rate cap agreements 2,494 Acquisition, restructuring, and other expenses Interest expense 163 Total cash flow hedges 2,896 — — Economic hedges: Forward commitments — Other income — Other income (65) Total economic hedges — — — Non-hedging derivatives: Interest rate lock commitments — Other income — Other Income 6 Total non-hedging derivatives — — 6 Total $ 2,896 $ — $ 6 (1) As of March 31, 2019 the Company does not expect any gains or losses from accumulated other comprehensive income into earnings within the next 12 months.
Schedule of Offsetting Liabilities	Gross Amounts Offset in the Consolidated Balance Sheet Derivative Cash Collateral (in thousands) Liabilities Derivative Assets Pledged Net Amount As of March 31, 2020 Customer Loan Derivatives: MNA counterparty $ (15,463) $ 15,463 $ 26,200 $ — RPA counterparty (9,470) 9,470 — — Total $ (24,933) $ 24,933 $ 26,200 $ — Gross Amounts Offset in the Consolidated Balance Sheet Derivative Cash Collateral (in thousands) Liabilities Derivative Assets Pledged Net Amount As of December 31, 2019 Customer Loan Derivatives: MNA counterparty $ (4,669) $ 4,669 $ 10,700 $ — RPA counterparty (3,377) 3,377 — — Total $ (8,046) $ 8,046 $ 10,700 $ —

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	3 Months Ended
FAIR VALUE MEASUREMENTS (Tables)	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	March 31, 2020 Level 1 Level 2 Level 3 Total (in thousands) Inputs Inputs Inputs Fair Value Available for sale securities: Mortgage-backed securities: US Government-sponsored enterprises $ — $ 295,657 $ — $ 295,657 US Government agency — 101,669 — 101,669 Private label — 18,499 — 18,499 Obligations of states and political subdivisions thereof — 137,579 — 137,579 Corporate bonds — 72,937 — 72,937 Derivative assets — 24,933 93 25,026 Derivative liabilities — (28,032) (73) (28,105) December 31, 2019 Level 1 Level 2 Level 3 Total (in thousands) Inputs Inputs Inputs Fair Value Available for sale securities: Mortgage-backed securities: US Government-sponsored enterprises $ — $ 321,969 $ — $ 321,969 US Government agency — 99,661 — 99,661 Private label — 19,533 — 19,533 Obligations of states and political subdivisions thereof — 142,006 — 142,006 Corporate bonds — 80,061 — 80,061 Derivative assets — 6,791 59 6,850 Derivative liabilities — (8,102) (84) (8,186)
Schedule of Changes in Level 3 Assets Measured on a Recurring Basis	Assets (Liabilities) Interest Rate Lock Forward (in thousands) Commitments Commitments Three Months Ended March 31, 2020 Balance at beginning of period $ 59 $ (84) Realized gain recognized in non-interest income 34 11 Balance at end of period $ 93 $ (73) Three Months Ended March 31, 2019 Balance at beginning of period $ 8 $ — Realized gain recognized in non-interest income 6 (65) Balance at end of period $ 14 $ (65)
Schedule of Changes in Level 3 Liabilities Measured on a Recurring Basis	Assets (Liabilities) Interest Rate Lock Forward (in thousands) Commitments Commitments Three Months Ended March 31, 2020 Balance at beginning of period $ 59 $ (84) Realized gain recognized in non-interest income 34 11 Balance at end of period $ 93 $ (73) Three Months Ended March 31, 2019 Balance at beginning of period $ 8 $ — Realized gain recognized in non-interest income 6 (65) Balance at end of period $ 14 $ (65)
Schedule of Quantitative Information, Valuation, Recurring	Fair Value Fair Value March 31, December 31, Valuation Unobservable Unobservable (in thousands, except ratios) 2020 2019 Techniques Inputs Input Value Assets (Liabilities) Interest Rate Lock Commitment $ 93 $ 59 Historical trend Closing Ratio 90 % Pricing Model Origination Costs, per loan $ 1.7 Forward Commitments (73) (84) Quoted prices for similar loans in active markets. Freddie Mac pricing system Pair-off contract price Total $ 20 $ (25)
Summary of Applicable Non-Recurring Fair Value Measurements	Fair Value Three Months Ended Measurement Date as of March 31, 2020 December 31, 2019 March 31, 2020 March 31, 2020 Level 3 Level 3 Total Level 3 (in thousands) Inputs Inputs Gains (Losses) Inputs Assets Impaired loans $ 8,335 $ 9,625 $ 1,290 March 2020 Capitalized servicing rights 3,897 4,301 — March 2020 Other real estate owned 2,205 2,236 (31) August 2019 Premises held for sale 1,764 1,764 — September 2019 Total $ 16,201 $ 17,926 $ 1,259
Schedule of Quantitative Information, Valuation, Non-recurring	Fair Value Range (in thousands, except ratios) March 31, 2020 Valuation Techniques Unobservable Inputs (Weighted Average) (a) Assets Impaired loans $ 4,947 Fair value of collateral -appraised value Loss severity 0% to 70% Appraised value $0 to $975 Impaired loans 3,388 Discount cash flow Discount rate 3.50% to 9.50% Cash flows $21 to $1,002 Capitalized servicing rights 3,897 Discounted cash flow Constant prepayment rate (CPR) 11.91 % Discount rate 11.33 % Other real estate owned 2,205 Fair value of collateral less selling costs Appraised value $ 2,695 Selling Costs 6% to 10% Premises held for sale (b) 1,764 Fair value of asset less selling costs Appraised value $136 to $527 Selling Costs 6 % Total $ 16,201 (a) Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individual properties. (b) The carrying value of premises held for sale was $1.8 million as of March 31, 2020. Fair Value Range (in thousands, except ratios) December 31, 2019 Valuation Techniques Unobservable Inputs (Weighted Average) (a) Assets Impaired loans $ 6,137 Fair value of collateral -appraised value Loss severity 0% to 55.00% Appraised value $0 to $6,915 Impaired loans 3,488 Discount cash flow Discount rate 2.88% to 9.50% Cash flows $22 to $1,002 Capitalized servicing rights 4,301 Discounted cash flow Constant prepayment rate (CPR) 9.95 % Discount rate 10.07 % Other real estate owned 2,236 Fair value of collateral less selling costs Appraised value $ 2,695 Selling Costs 10% to 20% Premises held for sale (b) 1,764 Fair value of asset less selling costs Appraised value $ $136 to $527 Selling Costs 6.00 % Total $ 17,926 (a) Where dollar amounts are disclosed, the amounts represent the lowest and highest fair value of the respective assets in the population except for adjustments for market/property conditions, which represents the range of adjustments to individual properties. (b) The carrying value of premises held for sale was $1.8 million as of December 31, 2019.
Summary of Estimated Fair Values, and Related Carrying Amounts, of Financial Instruments	March 31, 2020 Carrying Fair (in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets Cash and cash equivalents $ 85,655 $ 85,655 $ 85,655 $ — $ — Securities available for sale 626,341 626,341 — 626,341 — FHLB stock 19,897 19,897 — 19,897 — Net loans 2,619,686 2,604,406 — — 2,604,406 Accrued interest receivable 3,268 3,268 — 3,268 — Cash surrender value of bank-owned life insurance policies 76,400 76,400 — 76,400 — Derivative assets 25,026 25,026 — 24,933 93 Financial Liabilities Non-maturity deposits $ 1,806,460 $ 1,861,960 $ — $ 1,861,960 $ — Time deposits 844,097 852,346 — 852,346 — Short-term other borrowings 31,001 31,000 — 31,000 — FHLB advances 404,579 410,065 — 410,065 — FRB advances 62,000 62,000 — 62,000 — Subordinated borrowings 59,849 59,849 — 59,849 — Derivative liabilities 28,105 28,105 — 28,032 73 December 31, 2019 Carrying Fair (in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets Cash and cash equivalents $ 56,910 $ 56,910 $ 56,910 $ — $ — Securities available for sale 663,230 663,230 — 663,230 — FHLB stock 20,679 20,679 — 20,679 — Net loans 2,625,739 2,634,147 — — 2,634,147 Accrued interest receivable 3,294 3,294 — 3,294 — Cash surrender value of bank-owned life insurance policies 75,863 75,863 — 75,863 — Derivative assets 6,850 6,850 — 6,791 59 Financial Liabilities Non-maturity deposits $ 1,763,116 $ 1,751,481 $ — $ 1,751,481 $ — Time deposits 932,635 932,886 — 932,886 — Short-term other borrowings 44,832 44,831 — 44,831 — FHLB advances 426,564 425,989 — 425,989 — Subordinated borrowings 59,920 59,920 — 59,920 — Derivative liabilities 8,186 8,186 — 8,102 84

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	3 Months Ended
REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	Mar. 31, 2020
Revenue from Contract with Customer [Abstract]
Disaggregation of Revenue	Three Months Ended March 31, (in thousands) 2020 2019 Major Products/Service Lines Trust management fees $ 3,046 $ 2,525 Financial services fees 323 233 Interchange fees 1,738 1,031 Customer deposit fees 1,110 907 Other customer service fees 264 226 Total $ 6,481 $ 4,922 Three Months Ended March 31, (in thousands) 2020 2019 Timing of Revenue Recognition Products and services transferred at a point in time $ 3,273 $ 2,267 Products and services transferred over time 3,208 2,655 Total $ 6,481 $ 4,922
Contract Balances from Contracts with Customers	Balance at Balance at (in thousands) March 31, 2020 December 31, 2019 Balances from contracts with customers only: Other Assets $ 1,336 $ 1,703 Other Liabilities 3,014 3,114

LEASES (Tables)

LEASES (Tables)	3 Months Ended
LEASES (Tables)	Mar. 31, 2020
Leases [Abstract]
ROU Assets and Liabilities	(in thousands) March 31, 2020 December 31, 2019 Lease Right-of-Use Assets Classification Operating lease right-of-use assets Other assets $ 10,129 $ 9,623 Lease Liabilities Operating lease liabilities Other liabilities 10,205 9,651
Additional Information Regarding Leases	March 31, 2020 December 31, 2019 Weighted-average remaining lease term (in years) Operating leases 9.52 8.96 Weighted-average discount rate Operating leases 3.30 % 3.27 % Three Months Ended Three Months Ended (in thousands) March 31, 2020 March 31, 2019 Lease Costs Operating lease cost $ 234 $ 231 Variable lease cost 144 124 Total lease cost $ 378 $ 355
Future Minimum Payments for Leases	(in thousands) Operating Leases Twelve Months Ended: March 31, 2021 $ 1,285 March 31, 2022 1,300 March 31, 2023 1,319 March 31, 2024 1,323 March 31, 2025 1,240 Thereafter 6,495 Total future minimum lease payments 12,962 Amounts representing interest (2,757) Present value of net future minimum lease payments $ 10,205

SECURITIES AVAILABLE FOR SALE -

SECURITIES AVAILABLE FOR SALE - Summary of Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Investment Holdings [Line Items]
Amortized Cost	$ 613,642	$ 655,888
Gross Unrealized Gains	20,345	11,205
Gross Unrealized Losses	(7,646)	(3,863)
Available for sale securities	626,341	663,230
US Government-sponsored enterprises
Investment Holdings [Line Items]
Amortized Cost	284,925	319,064
Gross Unrealized Gains	11,349	4,985
Gross Unrealized Losses	(617)	(2,080)
Available for sale securities	295,657	321,969
US Government agency
Investment Holdings [Line Items]
Amortized Cost	98,059	98,568
Gross Unrealized Gains	3,801	1,640
Gross Unrealized Losses	(191)	(547)
Available for sale securities	101,669	99,661
Private label
Investment Holdings [Line Items]
Amortized Cost	20,209	20,212
Gross Unrealized Gains	62	68
Gross Unrealized Losses	(1,772)	(747)
Available for sale securities	18,499	19,533
Obligations of states and political subdivisions thereof
Investment Holdings [Line Items]
Amortized Cost	134,258	139,240
Gross Unrealized Gains	3,636	3,034
Gross Unrealized Losses	(315)	(268)
Available for sale securities	137,579	142,006
Corporate bonds
Investment Holdings [Line Items]
Amortized Cost	76,191	78,804
Gross Unrealized Gains	1,497	1,478
Gross Unrealized Losses	(4,751)	(221)
Available for sale securities	$ 72,937	$ 80,061

SECURITIES AVAILABLE FOR SALE_2

SECURITIES AVAILABLE FOR SALE - Schedule of Maturity of Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Amortized Cost
Over 1 year to 5 years	$ 30,554
Over 5 years to 10 years	56,401
Over 10 years	123,494
Total bonds and obligations	210,449
Mortgage-backed securities	403,193
Amortized Cost	613,642	$ 655,888
Fair Value
Over 1 year to 5 years	31,547
Over 5 years to 10 years	52,656
Over 10 years	126,313
Total bonds and obligations	210,516
Mortgage-backed securities	415,825
Total securities available for sale	$ 626,341	$ 663,230

SECURITIES AVAILABLE FOR SALE_3

SECURITIES AVAILABLE FOR SALE - Summary of Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Gross Unrealized Losses
Less Than Twelve Months	$ 4,501	$ 2,165
Over Twelve Months	3,145	1,698
Total	7,646	3,863
Fair Value
Less Than Twelve Months	69,410	112,232
Over Twelve Months	34,294	82,201
Total	103,704	194,433
US Government-sponsored enterprises
Gross Unrealized Losses
Less Than Twelve Months	165	1,074
Over Twelve Months	452	1,006
Total	617	2,080
Fair Value
Less Than Twelve Months	9,548	43,429
Over Twelve Months	6,608	49,712
Total	16,156	93,141
US Government agency
Gross Unrealized Losses
Less Than Twelve Months	180	432
Over Twelve Months	11	115
Total	191	547
Fair Value
Less Than Twelve Months	11,899	19,717
Over Twelve Months	4,122	9,120
Total	16,021	28,837
Private label
Gross Unrealized Losses
Less Than Twelve Months	10	380
Over Twelve Months	1,762	367
Total	1,772	747
Fair Value
Less Than Twelve Months	124	9,843
Over Twelve Months	18,234	9,411
Total	18,358	19,254
Obligations of states and political subdivisions thereof
Gross Unrealized Losses
Less Than Twelve Months	315	137
Over Twelve Months		131
Total	315	268
Fair Value
Less Than Twelve Months	17,862	29,355
Over Twelve Months		1,682
Total	17,862	31,037
Corporate bonds
Gross Unrealized Losses
Less Than Twelve Months	3,831	142
Over Twelve Months	920	79
Total	4,751	221
Fair Value
Less Than Twelve Months	29,977	9,888
Over Twelve Months	5,330	12,276
Total	$ 35,307	$ 22,164

SECURITIES AVAILABLE FOR SALE_4

SECURITIES AVAILABLE FOR SALE - Securities Impairment (Details) - Available-for-sale Securities - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Other than Temporary Impairment, Credit Losses Recognized in Earnings
Estimated credit losses as of prior year-end	$ 1,697	$ 1,697
Reductions for securities paid off during the period	0	0
Estimated credit losses at end of the period	$ 1,697	$ 1,697

SECURITIES AVAILABLE FOR SALE_5

SECURITIES AVAILABLE FOR SALE - Narrative (Details)	3 Months Ended
SECURITIES AVAILABLE FOR SALE - Narrative (Details)	Mar. 31, 2020security
US Government-sponsored enterprises
Investment Holdings [Line Items]
Available-for-sale, securities in unrealized loss positions (security)	43
Available for sale securities portfolio, number of securities (security)	675
Available for sale and held to maturity securities, continuous unrealized loss position, aggregate losses (percentage)	3.83%
US Government agency
Investment Holdings [Line Items]
Available-for-sale, securities in unrealized loss positions (security)	22
Available for sale securities portfolio, number of securities (security)	179
Available for sale and held to maturity securities, continuous unrealized loss position, aggregate losses (percentage)	1.18%
Private label
Investment Holdings [Line Items]
Available-for-sale, securities in unrealized loss positions (security)	12
Available for sale securities portfolio, number of securities (security)	19
Available for sale and held to maturity securities, continuous unrealized loss position, aggregate losses (percentage)	8.80%
Obligations of states and political subdivisions thereof
Investment Holdings [Line Items]
Available-for-sale, securities in unrealized loss positions (security)	10
Available for sale securities portfolio, number of securities (security)	210
Available for sale and held to maturity securities, continuous unrealized loss position, aggregate losses (percentage)	0.91%
Corporate bonds
Investment Holdings [Line Items]
Available-for-sale, securities in unrealized loss positions (security)	12
Available for sale securities portfolio, number of securities (security)	27
Available for sale and held to maturity securities, continuous unrealized loss position, aggregate losses (percentage)	12.13%

LOANS - Summary of Total Loans

LOANS - Summary of Total Loans (Details) $ in Thousands	3 Months Ended
LOANS - Summary of Total Loans (Details) $ in Thousands	Mar. 31, 2020USD ($)item	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 2,634,983	$ 2,641,092
Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,908,558	1,835,230
Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	726,425	805,862
Acquired Loans \| Financial Asset Acquired with Credit Deterioration [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	15,200
Total note balance	19,300
Acquired Loans \| Financial Asset Acquired and No Credit Deterioration [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	711,200
Total commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,374,535	1,353,952
Total commercial loans \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,092,108	1,024,008
Total commercial loans \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	282,427	329,944
Total commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	948,178	930,661
Total commercial real estate \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	729,735	697,438
Total commercial real estate \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	218,443	233,223
Total commercial real estate \| Construction and land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	51,579	34,290
Total commercial real estate \| Construction and land development \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	49,157	31,387
Total commercial real estate \| Construction and land development \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	2,422	2,903
Total commercial real estate \| Other commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	896,599	896,371
Total commercial real estate \| Other commercial real estate \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	680,578	666,051
Total commercial real estate \| Other commercial real estate \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	216,021	230,320
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	426,357	423,291
Commercial and industrial \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	362,373	326,570
Commercial and industrial \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	63,984	96,721
Commercial and industrial \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	340,795	298,764
Commercial and industrial \| Commercial \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	288,082	239,692
Commercial and industrial \| Commercial \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	52,713	59,072
Commercial and industrial \| Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	18,797	20,224
Commercial and industrial \| Agricultural \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	18,597	20,018
Commercial and industrial \| Agricultural \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	200	206
Commercial and industrial \| Tax exempt
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	66,765	104,303
Commercial and industrial \| Tax exempt \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	55,694	66,860
Commercial and industrial \| Tax exempt \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	11,071	37,443
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,132,328	1,151,857
Residential real estate \| Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of families \| item	4
Residential real estate \| Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of families \| item	1
Residential real estate \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 742,710	740,687
Residential real estate \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	389,618	411,170
Residential real estate \| Residential mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,132,328	1,151,857
Residential real estate \| Residential mortgages \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	742,710	740,687
Residential real estate \| Residential mortgages \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	389,618	411,170
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	128,120	135,283
Consumer \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	73,740	70,535
Consumer \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	54,380	64,748
Consumer \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	117,544	122,401
Consumer \| Home equity \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	64,514	59,368
Consumer \| Home equity \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	53,030	63,033
Consumer \| Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	10,576	12,882
Consumer \| Other consumer \| Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	9,226	11,167
Consumer \| Other consumer \| Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 1,350	$ 1,715

LOANS - Accretable Yield Activi

LOANS - Accretable Yield Activity (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule
Balance at beginning of period	$ 7,367	$ 3,509
Reclassification from non-accretable difference for loans with (decreased) improved cash flows		2,031
Accretion	(528)	(1,063)
Balance at end of period	$ 6,839	$ 4,477

LOANS - Summary of Past Due Loa

LOANS - Summary of Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Past Due [Line Items]
Total loans	$ 2,634,983	$ 2,641,092
Total commercial loans
Financing Receivable, Past Due [Line Items]
Total loans	1,374,535	1,353,952
Total commercial real estate
Financing Receivable, Past Due [Line Items]
Total loans	948,178	930,661
Total commercial real estate \| Construction and land development
Financing Receivable, Past Due [Line Items]
Total loans	51,579	34,290
Total commercial real estate \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total loans	896,599	896,371
Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total loans	426,357	423,291
Commercial and industrial \| Commercial
Financing Receivable, Past Due [Line Items]
Total loans	340,795	298,764
Commercial and industrial \| Agricultural
Financing Receivable, Past Due [Line Items]
Total loans	18,797	20,224
Commercial and industrial \| Tax exempt
Financing Receivable, Past Due [Line Items]
Total loans	66,765	104,303
Residential real estate
Financing Receivable, Past Due [Line Items]
Total loans	1,132,328	1,151,857
Residential real estate \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total loans	1,132,328	1,151,857
Consumer
Financing Receivable, Past Due [Line Items]
Total loans	128,120	135,283
Consumer \| Home equity
Financing Receivable, Past Due [Line Items]
Total loans	117,544	122,401
Consumer \| Other consumer
Financing Receivable, Past Due [Line Items]
Total loans	10,576	12,882
Business Activities Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	18,592	15,551
Current	1,889,966	1,819,679
Total loans	1,908,558	1,835,230
Past Due More Than 90 days and Accruing	946	50
Business Activities Loans \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	12,123	8,685
Business Activities Loans \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	2,142	2,969
Business Activities Loans \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	4,327	3,897
Business Activities Loans \| Total commercial loans
Financing Receivable, Past Due [Line Items]
Total Past Due	7,563	5,230
Current	1,084,545	1,018,778
Total loans	1,092,108	1,024,008
Past Due More Than 90 days and Accruing	432	0
Business Activities Loans \| Total commercial loans \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	2,809	759
Business Activities Loans \| Total commercial loans \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	2,048	1,671
Business Activities Loans \| Total commercial loans \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	2,706	2,800
Business Activities Loans \| Total commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	3,482	3,642
Current	726,253	693,796
Total loans	729,735	697,438
Past Due More Than 90 days and Accruing	0	0
Business Activities Loans \| Total commercial real estate \| Construction and land development
Financing Receivable, Past Due [Line Items]
Total Past Due	418	258
Current	48,739	31,129
Total loans	49,157	31,387
Past Due More Than 90 days and Accruing	0	0
Business Activities Loans \| Total commercial real estate \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	3,064	3,384
Current	677,514	662,667
Total loans	680,578	666,051
Past Due More Than 90 days and Accruing	0	0
Business Activities Loans \| Total commercial real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,663	245
Business Activities Loans \| Total commercial real estate \| 30-59 Days Past Due \| Construction and land development
Financing Receivable, Past Due [Line Items]
Total Past Due	142	205
Business Activities Loans \| Total commercial real estate \| 30-59 Days Past Due \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	1,521	40
Business Activities Loans \| Total commercial real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	533	1,587
Business Activities Loans \| Total commercial real estate \| 60-89 Days Past Due \| Construction and land development
Financing Receivable, Past Due [Line Items]
Total Past Due	0	53
Business Activities Loans \| Total commercial real estate \| 60-89 Days Past Due \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	533	1,534
Business Activities Loans \| Total commercial real estate \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,286	1,810
Business Activities Loans \| Total commercial real estate \| 90 Days or Greater Past Due \| Construction and land development
Financing Receivable, Past Due [Line Items]
Total Past Due	276	0
Business Activities Loans \| Total commercial real estate \| 90 Days or Greater Past Due \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	1,010	1,810
Business Activities Loans \| Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total Past Due	4,081	1,588
Current	358,292	324,982
Total loans	362,373	326,570
Past Due More Than 90 days and Accruing	432	0
Business Activities Loans \| Commercial and industrial \| Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	3,874	1,396
Current	284,208	238,296
Total loans	288,082	239,692
Past Due More Than 90 days and Accruing	381	0
Business Activities Loans \| Commercial and industrial \| Agricultural
Financing Receivable, Past Due [Line Items]
Total Past Due	207	192
Current	18,390	19,826
Total loans	18,597	20,018
Past Due More Than 90 days and Accruing	51	0
Business Activities Loans \| Commercial and industrial \| Tax exempt
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Current	55,694	66,860
Total loans	55,694	66,860
Past Due More Than 90 days and Accruing	0	0
Business Activities Loans \| Commercial and industrial \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,146	514
Business Activities Loans \| Commercial and industrial \| 30-59 Days Past Due \| Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	1,108	452
Business Activities Loans \| Commercial and industrial \| 30-59 Days Past Due \| Agricultural
Financing Receivable, Past Due [Line Items]
Total Past Due	38	62
Business Activities Loans \| Commercial and industrial \| 30-59 Days Past Due \| Tax exempt
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Business Activities Loans \| Commercial and industrial \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,515	84
Business Activities Loans \| Commercial and industrial \| 60-89 Days Past Due \| Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	1,515	50
Business Activities Loans \| Commercial and industrial \| 60-89 Days Past Due \| Agricultural
Financing Receivable, Past Due [Line Items]
Total Past Due	0	34
Business Activities Loans \| Commercial and industrial \| 60-89 Days Past Due \| Tax exempt
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Business Activities Loans \| Commercial and industrial \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,420	990
Business Activities Loans \| Commercial and industrial \| 90 Days or Greater Past Due \| Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	1,251	894
Business Activities Loans \| Commercial and industrial \| 90 Days or Greater Past Due \| Agricultural
Financing Receivable, Past Due [Line Items]
Total Past Due	169	96
Business Activities Loans \| Commercial and industrial \| 90 Days or Greater Past Due \| Tax exempt
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Business Activities Loans \| Residential real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	10,100	9,204
Current	732,610	731,483
Total loans	742,710	740,687
Past Due More Than 90 days and Accruing	293	0
Business Activities Loans \| Residential real estate \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total Past Due	10,100	9,204
Current	732,610	731,483
Total loans	742,710	740,687
Past Due More Than 90 days and Accruing	293	0
Business Activities Loans \| Residential real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	8,824	7,293
Business Activities Loans \| Residential real estate \| 30-59 Days Past Due \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total Past Due	8,824	7,293
Business Activities Loans \| Residential real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	69	1,243
Business Activities Loans \| Residential real estate \| 60-89 Days Past Due \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total Past Due	69	1,243
Business Activities Loans \| Residential real estate \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,207	668
Business Activities Loans \| Residential real estate \| 90 Days or Greater Past Due \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total Past Due	1,207	668
Business Activities Loans \| Consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	929	1,117
Current	72,811	69,418
Total loans	73,740	70,535
Past Due More Than 90 days and Accruing	221	50
Business Activities Loans \| Consumer \| Home equity
Financing Receivable, Past Due [Line Items]
Total Past Due	903	1,069
Current	63,611	58,299
Total loans	64,514	59,368
Past Due More Than 90 days and Accruing	221	50
Business Activities Loans \| Consumer \| Other consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	26	48
Current	9,200	11,119
Total loans	9,226	11,167
Past Due More Than 90 days and Accruing	0	0
Business Activities Loans \| Consumer \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	490	633
Business Activities Loans \| Consumer \| 30-59 Days Past Due \| Home equity
Financing Receivable, Past Due [Line Items]
Total Past Due	471	597
Business Activities Loans \| Consumer \| 30-59 Days Past Due \| Other consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	19	36
Business Activities Loans \| Consumer \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	25	55
Business Activities Loans \| Consumer \| 60-89 Days Past Due \| Home equity
Financing Receivable, Past Due [Line Items]
Total Past Due	20	43
Business Activities Loans \| Consumer \| 60-89 Days Past Due \| Other consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	5	12
Business Activities Loans \| Consumer \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	414	429
Business Activities Loans \| Consumer \| 90 Days or Greater Past Due \| Home equity
Financing Receivable, Past Due [Line Items]
Total Past Due	412	429
Business Activities Loans \| Consumer \| 90 Days or Greater Past Due \| Other consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	2	0
Acquired Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	10,022	9,480
Acquired Credit Impaired	15,175	18,553
Total loans	726,425	805,862
Past Due More Than 90 days and Accruing	1,181	217
Acquired Loans \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	7,610	5,864
Acquired Loans \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	355	2,013
Acquired Loans \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	2,057	1,603
Acquired Loans \| Total commercial loans
Financing Receivable, Past Due [Line Items]
Total Past Due	3,220	3,432
Acquired Credit Impaired	9,472	11,605
Total loans	282,427	329,944
Past Due More Than 90 days and Accruing	737
Acquired Loans \| Total commercial loans \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,940	2,469
Acquired Loans \| Total commercial loans \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	256	592
Acquired Loans \| Total commercial loans \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,024	371
Acquired Loans \| Total commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	3,123	2,517
Acquired Credit Impaired	7,520	8,673
Total loans	218,443	233,223
Past Due More Than 90 days and Accruing	737
Acquired Loans \| Total commercial real estate \| Construction and land development
Financing Receivable, Past Due [Line Items]
Total Past Due		12
Acquired Credit Impaired	245	384
Total loans	2,422	2,903
Acquired Loans \| Total commercial real estate \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	3,123	2,505
Acquired Credit Impaired	7,275	8,289
Total loans	216,021	230,320
Past Due More Than 90 days and Accruing	737
Acquired Loans \| Total commercial real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,843	2,029
Acquired Loans \| Total commercial real estate \| 30-59 Days Past Due \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	1,843	2,029
Acquired Loans \| Total commercial real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	256	257
Acquired Loans \| Total commercial real estate \| 60-89 Days Past Due \| Construction and land development
Financing Receivable, Past Due [Line Items]
Total Past Due		12
Acquired Loans \| Total commercial real estate \| 60-89 Days Past Due \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	256	245
Acquired Loans \| Total commercial real estate \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,024	231
Acquired Loans \| Total commercial real estate \| 90 Days or Greater Past Due \| Other commercial real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	1,024	231
Acquired Loans \| Commercial and industrial
Financing Receivable, Past Due [Line Items]
Total Past Due	97	915
Acquired Credit Impaired	1,952	2,932
Total loans	63,984	96,721
Acquired Loans \| Commercial and industrial \| Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	97	915
Acquired Credit Impaired	1,752	2,723
Total loans	52,713	59,072
Acquired Loans \| Commercial and industrial \| Agricultural
Financing Receivable, Past Due [Line Items]
Acquired Credit Impaired	200	173
Total loans	200	206
Acquired Loans \| Commercial and industrial \| Tax exempt
Financing Receivable, Past Due [Line Items]
Acquired Credit Impaired		36
Total loans	11,071	37,443
Acquired Loans \| Commercial and industrial \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	97	440
Acquired Loans \| Commercial and industrial \| 30-59 Days Past Due \| Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	97	440
Acquired Loans \| Commercial and industrial \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due		335
Acquired Loans \| Commercial and industrial \| 60-89 Days Past Due \| Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due		335
Acquired Loans \| Commercial and industrial \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due		140
Acquired Loans \| Commercial and industrial \| 90 Days or Greater Past Due \| Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due		140
Acquired Loans \| Residential real estate
Financing Receivable, Past Due [Line Items]
Total Past Due	5,976	5,064
Acquired Credit Impaired	4,856	5,591
Total loans	389,618	411,170
Past Due More Than 90 days and Accruing	401
Acquired Loans \| Residential real estate \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total Past Due	5,976	5,064
Acquired Credit Impaired	4,856	5,591
Total loans	389,618	411,170
Past Due More Than 90 days and Accruing	401
Acquired Loans \| Residential real estate \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	5,043	3,185
Acquired Loans \| Residential real estate \| 30-59 Days Past Due \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total Past Due	5,043	3,185
Acquired Loans \| Residential real estate \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	99	864
Acquired Loans \| Residential real estate \| 60-89 Days Past Due \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total Past Due	99	864
Acquired Loans \| Residential real estate \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	834	1,015
Acquired Loans \| Residential real estate \| 90 Days or Greater Past Due \| Residential mortgages
Financing Receivable, Past Due [Line Items]
Total Past Due	834	1,015
Acquired Loans \| Consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	826	984
Acquired Credit Impaired	847	1,357
Total loans	54,380	64,748
Past Due More Than 90 days and Accruing	43	217
Acquired Loans \| Consumer \| Home equity
Financing Receivable, Past Due [Line Items]
Total Past Due	825	973
Acquired Credit Impaired	789	1,291
Total loans	53,030	63,033
Past Due More Than 90 days and Accruing	43	217
Acquired Loans \| Consumer \| Other consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	1	11
Acquired Credit Impaired	58	66
Total loans	1,350	1,715
Acquired Loans \| Consumer \| 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	627	210
Acquired Loans \| Consumer \| 30-59 Days Past Due \| Home equity
Financing Receivable, Past Due [Line Items]
Total Past Due	626	208
Acquired Loans \| Consumer \| 30-59 Days Past Due \| Other consumer
Financing Receivable, Past Due [Line Items]
Total Past Due	1	2
Acquired Loans \| Consumer \| 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due		557
Acquired Loans \| Consumer \| 60-89 Days Past Due \| Home equity
Financing Receivable, Past Due [Line Items]
Total Past Due		548
Acquired Loans \| Consumer \| 60-89 Days Past Due \| Other consumer
Financing Receivable, Past Due [Line Items]
Total Past Due		9
Acquired Loans \| Consumer \| 90 Days or Greater Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	199	217
Acquired Loans \| Consumer \| 90 Days or Greater Past Due \| Home equity
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 199	$ 217

LOANS - Non-accrual Loans (Deta

LOANS - Non-accrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Non-accrual loans
Total loans	$ 10,056	$ 11,550
Business Activities Loans
Non-accrual loans
Total loans	8,384	8,354
Acquired Loans
Non-accrual loans
Total loans	1,672	3,196
Total commercial loans
Non-accrual loans
Total loans	4,223	5,325
Total commercial loans \| Business Activities Loans
Non-accrual loans
Total loans	3,847	4,356
Total commercial loans \| Acquired Loans
Non-accrual loans
Total loans	376	969
Total commercial real estate
Non-accrual loans
Total loans	2,227	3,489
Total commercial real estate \| Business Activities Loans
Non-accrual loans
Total loans	1,940	3,146
Total commercial real estate \| Acquired Loans
Non-accrual loans
Total loans	287	343
Total commercial real estate \| Construction and land development
Non-accrual loans
Total loans	276	258
Total commercial real estate \| Construction and land development \| Business Activities Loans
Non-accrual loans
Total loans	276	258
Total commercial real estate \| Construction and land development \| Acquired Loans
Non-accrual loans
Total loans	0	0
Total commercial real estate \| Other commercial real estate
Non-accrual loans
Total loans	1,951	3,231
Total commercial real estate \| Other commercial real estate \| Business Activities Loans
Non-accrual loans
Total loans	1,664	2,888
Total commercial real estate \| Other commercial real estate \| Acquired Loans
Non-accrual loans
Total loans	287	343
Commercial and industrial
Non-accrual loans
Total loans	1,996	1,836
Commercial and industrial \| Business Activities Loans
Non-accrual loans
Total loans	1,907	1,210
Commercial and industrial \| Acquired Loans
Non-accrual loans
Total loans	89	626
Commercial and industrial \| Commercial
Non-accrual loans
Total loans	1,371	1,558
Commercial and industrial \| Commercial \| Business Activities Loans
Non-accrual loans
Total loans	1,282	932
Commercial and industrial \| Commercial \| Acquired Loans
Non-accrual loans
Total loans	89	626
Commercial and industrial \| Agricultural
Non-accrual loans
Total loans	625	278
Commercial and industrial \| Agricultural \| Business Activities Loans
Non-accrual loans
Total loans	625	278
Commercial and industrial \| Agricultural \| Acquired Loans
Non-accrual loans
Total loans	0	0
Commercial and industrial \| Tax exempt
Non-accrual loans
Total loans	0	0
Commercial and industrial \| Tax exempt \| Business Activities Loans
Non-accrual loans
Total loans	0	0
Commercial and industrial \| Tax exempt \| Acquired Loans
Non-accrual loans
Total loans	0	0
Residential real estate
Non-accrual loans
Total loans	5,089	5,335
Residential real estate \| Business Activities Loans
Non-accrual loans
Total loans	4,077	3,362
Residential real estate \| Acquired Loans
Non-accrual loans
Total loans	1,012	1,973
Residential real estate \| Residential mortgages
Non-accrual loans
Total loans	5,089	5,335
Residential real estate \| Residential mortgages \| Business Activities Loans
Non-accrual loans
Total loans	4,077	3,362
Residential real estate \| Residential mortgages \| Acquired Loans
Non-accrual loans
Total loans	1,012	1,973
Consumer
Non-accrual loans
Total loans	744	890
Consumer \| Business Activities Loans
Non-accrual loans
Total loans	460	636
Consumer \| Acquired Loans
Non-accrual loans
Total loans	284	254
Consumer \| Home equity
Non-accrual loans
Total loans	724	869
Consumer \| Home equity \| Business Activities Loans
Non-accrual loans
Total loans	440	615
Consumer \| Home equity \| Acquired Loans
Non-accrual loans
Total loans	284	254
Consumer \| Other consumer
Non-accrual loans
Total loans	20	21
Consumer \| Other consumer \| Business Activities Loans
Non-accrual loans
Total loans	20	21
Consumer \| Other consumer \| Acquired Loans
Non-accrual loans
Total loans	$ 0	$ 0

LOANS - Loans Evaluated for Imp

LOANS - Loans Evaluated for Impairment (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Allowance for loan losses
Total loans	$ 2,634,983	$ 2,641,092
Total commercial real estate
Allowance for loan losses
Total loans	948,178	930,661
Commercial and industrial
Allowance for loan losses
Total loans	426,357	423,291
Residential real estate
Allowance for loan losses
Total loans	1,132,328	1,151,857
Consumer
Allowance for loan losses
Total loans	128,120	135,283
Business Activities Loans
Allowance for loan losses
Individually evaluated for impairment	7,970	7,950
Collectively evaluated	1,900,588	1,827,280
Total loans	1,908,558	1,835,230
Business Activities Loans \| Total commercial real estate
Allowance for loan losses
Individually evaluated for impairment	2,638	3,964
Collectively evaluated	727,097	693,474
Total loans	729,735	697,438
Business Activities Loans \| Commercial and industrial
Allowance for loan losses
Individually evaluated for impairment	1,733	1,353
Collectively evaluated	360,640	325,217
Total loans	362,373	326,570
Business Activities Loans \| Residential real estate
Allowance for loan losses
Individually evaluated for impairment	3,586	2,620
Collectively evaluated	739,124	738,067
Total loans	742,710	740,687
Business Activities Loans \| Consumer
Allowance for loan losses
Individually evaluated for impairment	13	13
Collectively evaluated	73,727	70,522
Total loans	73,740	70,535
Acquired Loans
Allowance for loan losses
Individually evaluated for impairment	366	1,675
Purchased credit impaired	15,175	18,553
Collectively evaluated	710,884	785,634
Total loans	726,425	805,862
Acquired Loans \| Total commercial real estate
Allowance for loan losses
Individually evaluated for impairment	70	258
Purchased credit impaired	7,520	8,673
Collectively evaluated	210,853	224,292
Total loans	218,443	233,223
Acquired Loans \| Commercial and industrial
Allowance for loan losses
Individually evaluated for impairment		385
Purchased credit impaired	1,952	2,932
Collectively evaluated	62,032	93,404
Total loans	63,984	96,721
Acquired Loans \| Residential real estate
Allowance for loan losses
Individually evaluated for impairment	296	1,032
Purchased credit impaired	4,856	5,591
Collectively evaluated	384,466	404,547
Total loans	389,618	411,170
Acquired Loans \| Consumer
Allowance for loan losses
Purchased credit impaired	847	1,357
Collectively evaluated	53,533	63,391
Total loans	$ 54,380	$ 64,748

LOANS - Impaired Loans (Details

LOANS - Impaired Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Construction and land development
Recorded Investment
With an allowance recorded	$ 265
Commercial
Recorded Investment
With no related allowance	1,075
With an allowance recorded	230
Agricultural
Recorded Investment
With no related allowance	67
With an allowance recorded	361
Tax exempt
Recorded Investment
With no related allowance	0
With an allowance recorded	0
Residential mortgages
Recorded Investment
With no related allowance	2,603
With an allowance recorded	983
Home equity
Recorded Investment
With no related allowance	0
With an allowance recorded	13
Other consumer
Recorded Investment
With no related allowance	0
With an allowance recorded	0
Total commercial real estate
Recorded Investment
Total	2,638
Total commercial real estate \| Construction and land development
Recorded Investment
With no related allowance	0
Total commercial real estate \| Other commercial real estate
Recorded Investment
With no related allowance	1,341
With an allowance recorded	1,032
Commercial and industrial
Recorded Investment
Total	1,733
Residential real estate
Recorded Investment
Total	3,586
Consumer
Recorded Investment
Total	13
Business Activities Loans
Recorded Investment
Total	7,970	$ 7,950
Unpaid Principal Balance
Total	9,233	8,408
Related Allowance
With an allowance recorded	939	1,452
Business Activities Loans \| Construction and land development
Unpaid Principal Balance
With an allowance recorded	266
Related Allowance
With an allowance recorded	213
Business Activities Loans \| Commercial
Unpaid Principal Balance
With no related allowance	1,242
With an allowance recorded	236
Related Allowance
Impaired Financing Receivable No Allowance	0
With an allowance recorded	47
Business Activities Loans \| Agricultural
Unpaid Principal Balance
With no related allowance	68
With an allowance recorded	361
Related Allowance
Impaired Financing Receivable No Allowance	0
With an allowance recorded	91
Business Activities Loans \| Tax exempt
Unpaid Principal Balance
With no related allowance	0
With an allowance recorded	0
Related Allowance
Impaired Financing Receivable No Allowance	0
With an allowance recorded	0
Business Activities Loans \| Residential mortgages
Unpaid Principal Balance
With no related allowance	2,794
With an allowance recorded	1,111
Related Allowance
Impaired Financing Receivable No Allowance	0
With an allowance recorded	126
Business Activities Loans \| Home equity
Unpaid Principal Balance
With no related allowance	0
With an allowance recorded	13
Related Allowance
Impaired Financing Receivable No Allowance	0
With an allowance recorded	0
Business Activities Loans \| Other consumer
Unpaid Principal Balance
With no related allowance	0
With an allowance recorded	0
Related Allowance
Impaired Financing Receivable No Allowance	0
With an allowance recorded	0
Business Activities Loans \| Total commercial real estate
Recorded Investment
Total		3,964
Unpaid Principal Balance
Total	3,408	4,155
Related Allowance
With an allowance recorded	675	1,231
Business Activities Loans \| Total commercial real estate \| Construction and land development
Unpaid Principal Balance
With no related allowance	0
Related Allowance
Impaired Financing Receivable No Allowance	0
Business Activities Loans \| Total commercial real estate \| Other commercial real estate
Recorded Investment
With no related allowance		1,911
Unpaid Principal Balance
With no related allowance	2,060	1,957
With an allowance recorded	1,082
Related Allowance
Impaired Financing Receivable No Allowance	0
With an allowance recorded	462
Business Activities Loans \| Total commercial real estate \| Commercial
Recorded Investment
With no related allowance		710
Unpaid Principal Balance
With no related allowance		773
Business Activities Loans \| Total commercial real estate \| Agricultural
Recorded Investment
With no related allowance		361
Unpaid Principal Balance
With no related allowance		261
Business Activities Loans \| Total commercial real estate \| Residential mortgages
Recorded Investment
With no related allowance		2,067
Unpaid Principal Balance
With no related allowance		2,227
Business Activities Loans \| Commercial and industrial
Recorded Investment
Total		1,353
Unpaid Principal Balance
Total	1,907	1,423
Related Allowance
With an allowance recorded	138	164
Business Activities Loans \| Commercial and industrial \| Construction and land development
Recorded Investment
With an allowance recorded		258
Unpaid Principal Balance
With an allowance recorded		258
Related Allowance
With an allowance recorded		205
Business Activities Loans \| Commercial and industrial \| Other commercial real estate
Recorded Investment
With an allowance recorded		1,795
Unpaid Principal Balance
With an allowance recorded		1,940
Related Allowance
With an allowance recorded		1,026
Business Activities Loans \| Commercial and industrial \| Commercial
Recorded Investment
With an allowance recorded		282
Unpaid Principal Balance
With an allowance recorded		289
Related Allowance
With an allowance recorded		164
Business Activities Loans \| Residential real estate
Recorded Investment
Total		2,620
Unpaid Principal Balance
Total	3,905	2,817
Related Allowance
With an allowance recorded	126	57
Business Activities Loans \| Residential real estate \| Residential mortgages
Recorded Investment
With an allowance recorded		553
Unpaid Principal Balance
With an allowance recorded		590
Related Allowance
With an allowance recorded		57
Business Activities Loans \| Consumer
Recorded Investment
Total		13
Unpaid Principal Balance
Total	13	13
Related Allowance
With an allowance recorded	0
Business Activities Loans \| Consumer \| Home equity
Recorded Investment
With an allowance recorded		13
Unpaid Principal Balance
With an allowance recorded		13
Acquired Loans
Recorded Investment
Total	366	1,675
Unpaid Principal Balance
Total	564	2,053
Related Allowance
With an allowance recorded	27	61
Acquired Loans \| Other commercial real estate
Recorded Investment
With an allowance recorded	70	168
Unpaid Principal Balance
With an allowance recorded	71	168
Related Allowance
With an allowance recorded	13	12
Acquired Loans \| Residential mortgages
Recorded Investment
With an allowance recorded	162	354
Unpaid Principal Balance
With an allowance recorded	185	376
Related Allowance
With an allowance recorded	14	49
Acquired Loans \| Total commercial real estate
Recorded Investment
Total	70	258
Unpaid Principal Balance
Total	71	258
Related Allowance
With an allowance recorded	13	12
Acquired Loans \| Total commercial real estate \| Other commercial real estate
Recorded Investment
With no related allowance		90
Unpaid Principal Balance
With no related allowance		90
Acquired Loans \| Commercial and industrial
Recorded Investment
Total		385
Unpaid Principal Balance
Total		481
Acquired Loans \| Commercial and industrial \| Commercial
Recorded Investment
With no related allowance		385
Unpaid Principal Balance
With no related allowance		481
Acquired Loans \| Residential real estate
Recorded Investment
Total	296	1,032
Unpaid Principal Balance
Total	493	1,314
Related Allowance
With an allowance recorded	14	49
Acquired Loans \| Residential real estate \| Residential mortgages
Recorded Investment
With no related allowance	134	678
Unpaid Principal Balance
With no related allowance	$ 308	$ 938

LOANS - Average Recorded Invest

LOANS - Average Recorded Investment and Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Business Activities Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	$ 7,894	$ 13,028
Interest Income Recognized	24	45
Business Activities Loans \| Total commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	3,010	8,981
Interest Income Recognized	4	26
Business Activities Loans \| Total commercial real estate \| Construction and land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average recorded investment, with related allowance	261	5
Interest income recognized, with related allowance	1
Business Activities Loans \| Total commercial real estate \| Other commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average recorded investment, with no related allowance	1,728	7,773
Interest income recognized, with no related allowance	3	26
Average recorded investment, with related allowance	1,021	1,203
Business Activities Loans \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	1,304	1,417
Interest Income Recognized	1	2
Business Activities Loans \| Commercial and industrial \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average recorded investment, with no related allowance	1,071	527
Interest income recognized, with no related allowance	1	2
Average recorded investment, with related allowance	233	890
Business Activities Loans \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	3,568	2,617
Interest Income Recognized	19	17
Business Activities Loans \| Residential real estate \| Residential mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average recorded investment, with no related allowance	2,589	1,965
Interest income recognized, with no related allowance	17	15
Average recorded investment, with related allowance	979	652
Interest income recognized, with related allowance	2	2
Business Activities Loans \| Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	12	13
Business Activities Loans \| Consumer \| Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average recorded investment, with related allowance	12	13
Acquired Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	428	1,408
Acquired Loans \| Total commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	70	126
Acquired Loans \| Total commercial real estate \| Other commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average recorded investment, with no related allowance		90
Average recorded investment, with related allowance	70	36
Acquired Loans \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment		479
Acquired Loans \| Commercial and industrial \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average recorded investment, with no related allowance		479
Acquired Loans \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	358	803
Acquired Loans \| Residential real estate \| Residential mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average recorded investment, with no related allowance	195	436
Average recorded investment, with related allowance	$ 163	$ 367

LOANS - TDR, Recorded Investmen

LOANS - TDR, Recorded Investment and Number of Modifications (Details) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020USD ($)item	Mar. 31, 2019USD ($)item	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Borrower's sustained repayment performance period			6 months
Number of Modifications (modification)	6	11
Pre-Modification Outstanding Recorded Investment	$ 130	$ 674
Post-Modification Outstanding Recorded Investment	$ 501	$ 671
Number of modifications which subsequently defaulted \| item	0
Interest rate and maturity concession
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification)	0	2
Post-Modification Outstanding Recorded Investment	$ 0	$ 12
Interest Rate, Forbearance And Maturity Concession [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification)	4	0
Post-Modification Outstanding Recorded Investment	$ 467	$ 0
Amortization and maturity concession
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification)	0	5
Post-Modification Outstanding Recorded Investment	$ 0	$ 314
Amortization Concession [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification)	0	1
Post-Modification Outstanding Recorded Investment	$ 0	$ 156
Amortization, interest rate and maturity concession
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification)	0	1
Post-Modification Outstanding Recorded Investment	$ 0	$ 77
Forbearance and interest only payments
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification)	1	2
Post-Modification Outstanding Recorded Investment	$ 25	$ 112
Maturity concession
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification)	1	0
Post-Modification Outstanding Recorded Investment	$ 9	$ 0
Other commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification) \| item	1	3
Pre-Modification Outstanding Recorded Investment	$ 54	$ 113
Post-Modification Outstanding Recorded Investment	$ 259	$ 113
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification) \| item	3	2
Pre-Modification Outstanding Recorded Investment	$ 41	$ 31
Post-Modification Outstanding Recorded Investment	$ 208	$ 31
Residential mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification) \| item		6
Pre-Modification Outstanding Recorded Investment		$ 530
Post-Modification Outstanding Recorded Investment		$ 527
Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification) \| item	1
Pre-Modification Outstanding Recorded Investment	$ 26
Post-Modification Outstanding Recorded Investment	$ 25
Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Modifications (modification) \| item	1
Pre-Modification Outstanding Recorded Investment	$ 9
Post-Modification Outstanding Recorded Investment	9
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fair value of bank-owned residential real estate property	2,200		$ 2,200
Total residential loans included in held for sale loans	11,700		6,500
Residential real estate \| Residential mortgages
Accounts, Notes, Loans and Financing Receivable [Line Items]
Residential mortgage loans collateralized by real estate property in the process of foreclosure	$ 931		$ 810

ALLOWANCE FOR LOAN LOSSES - Nar

ALLOWANCE FOR LOAN LOSSES - Narrative (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)item
Receivables [Abstract]
Number of reserve components	4
Specific reserve for loans individually evaluated, threshold \| $	$ 150
Number of business pools	2
Quantitative reserve, percent of historical charge-off rate	100.00%

ALLOWANCE FOR LOAN LOSSES - All

ALLOWANCE FOR LOAN LOSSES - Allowance Activity (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
Activity in the allowance for loan losses
Balance at beginning of period	$ 15,353
Provision (releases) for loan losses	1,111	$ 324
Balance at end of period	15,297
Allowance For Loan Losses
Total	15,353		$ 15,297
Business Activities Loans
Activity in the allowance for loan losses
Balance at beginning of period	15,057	13,581
Charged-off loans	(1,068)	(110)
Recoveries on charged-off loans	29	38
Provision (releases) for loan losses	1,083	193
Balance at end of period	15,101	13,702
Allowance For Loan Losses
Individually evaluated for impairment			939	$ 533
Collectively evaluated			14,162	13,169
Total	15,101	13,702	15,101	13,702
Business Activities Loans \| Total commercial real estate
Activity in the allowance for loan losses
Balance at beginning of period	7,668	6,811
Charged-off loans	(770)	(57)
Recoveries on charged-off loans	25	16
Provision (releases) for loan losses	738	(195)
Balance at end of period	7,661	6,575
Allowance For Loan Losses
Individually evaluated for impairment			675	396
Collectively evaluated			6,986	6,179
Total	7,661	6,575	7,661	6,575
Business Activities Loans \| Commercial and industrial
Activity in the allowance for loan losses
Balance at beginning of period	3,608	2,380
Charged-off loans	(150)
Recoveries on charged-off loans	1	1
Provision (releases) for loan losses	84	397
Balance at end of period	3,543	2,778
Allowance For Loan Losses
Individually evaluated for impairment			138	53
Collectively evaluated			3,405	2,725
Total	3,543	2,778	3,543	2,778
Business Activities Loans \| Residential real estate
Activity in the allowance for loan losses
Balance at beginning of period	3,402	3,982
Recoveries on charged-off loans		18
Provision (releases) for loan losses	111	(47)
Balance at end of period	3,513	3,953
Allowance For Loan Losses
Individually evaluated for impairment			126	83
Collectively evaluated			3,387	3,870
Total	3,513	3,953	3,513	3,953
Business Activities Loans \| Consumer
Activity in the allowance for loan losses
Balance at beginning of period	379	408
Charged-off loans	(148)	(53)
Recoveries on charged-off loans	3	3
Provision (releases) for loan losses	150	38
Balance at end of period	384	396
Allowance For Loan Losses
Individually evaluated for impairment				1
Collectively evaluated			384	395
Total	384	396	384	396
Acquired Loans
Activity in the allowance for loan losses
Balance at beginning of period	296	285
Charged-off loans	(143)	(121)
Recoveries on charged-off loans	15
Provision (releases) for loan losses	28	131
Balance at end of period	196	295
Allowance For Loan Losses
Individually evaluated for impairment			27	38
Collectively evaluated			169	257
Total	196	295	196	295
Acquired Loans \| Total commercial real estate
Activity in the allowance for loan losses
Balance at beginning of period	147	173
Charged-off loans	(101)
Provision (releases) for loan losses	18	(12)
Balance at end of period	64	161
Allowance For Loan Losses
Individually evaluated for impairment			13	16
Collectively evaluated			51	145
Total	64	161	64	161
Acquired Loans \| Commercial and industrial
Activity in the allowance for loan losses
Balance at beginning of period	6	35
Charged-off loans	(29)	(16)
Recoveries on charged-off loans	9
Provision (releases) for loan losses	17	10
Balance at end of period	3	29
Allowance For Loan Losses
Collectively evaluated			3	29
Total	3	29	3	29
Acquired Loans \| Residential real estate
Activity in the allowance for loan losses
Balance at beginning of period	143	77
Charged-off loans	(8)	(104)
Recoveries on charged-off loans	6
Provision (releases) for loan losses	(12)	132
Balance at end of period	129	105
Allowance For Loan Losses
Individually evaluated for impairment			14	22
Collectively evaluated			115	83
Total	129	105	$ 129	$ 105
Acquired Loans \| Consumer
Activity in the allowance for loan losses
Charged-off loans	(5)	(1)
Provision (releases) for loan losses	$ 5	$ 1

ALLOWANCE FOR LOAN LOSSES - Loa

ALLOWANCE FOR LOAN LOSSES - Loans by Credit Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Credit quality information
Loans	$ 2,634,983	$ 2,641,092
Total commercial real estate
Credit quality information
Loans	948,178	930,661
Total commercial real estate \| Construction and land development
Credit quality information
Loans	51,579	34,290
Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	896,599	896,371
Commercial and industrial
Credit quality information
Loans	426,357	423,291
Commercial and industrial \| Commercial
Credit quality information
Loans	340,795	298,764
Commercial and industrial \| Agricultural
Credit quality information
Loans	18,797	20,224
Commercial and industrial \| Tax exempt
Credit quality information
Loans	66,765	104,303
Special mention
Credit quality information
Loans	14,619	16,230
Substandard
Credit quality information
Loans	37,888	39,442
Non-accrual
Credit quality information
Loans	10,056	11,550
Total classified
Credit quality information
Loans	47,944	50,992
Total Criticized
Credit quality information
Loans	62,563	67,222
Business Activities Loans
Credit quality information
Loans	1,908,558	1,835,230
Business Activities Loans \| Total commercial real estate
Credit quality information
Loans	729,735	697,438
Business Activities Loans \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	49,157	31,387
Business Activities Loans \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	680,578	666,051
Business Activities Loans \| Commercial and industrial
Credit quality information
Loans	362,373	326,570
Business Activities Loans \| Commercial and industrial \| Commercial
Credit quality information
Loans	288,082	239,692
Business Activities Loans \| Commercial and industrial \| Agricultural
Credit quality information
Loans	18,597	20,018
Business Activities Loans \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	55,694	66,860
Business Activities Loans \| Residential real estate and consumer
Credit quality information
Loans	816,450	811,222
Business Activities Loans \| Residential real estate and consumer \| Residential mortgages
Credit quality information
Loans	742,710	740,687
Business Activities Loans \| Residential real estate and consumer \| Home equity
Credit quality information
Loans	64,514	59,368
Business Activities Loans \| Residential real estate and consumer \| Other consumer
Credit quality information
Loans	9,226	11,167
Business Activities Loans \| Performing \| Residential real estate and consumer
Credit quality information
Loans	811,913	807,224
Business Activities Loans \| Performing \| Residential real estate and consumer \| Residential mortgages
Credit quality information
Loans	738,633	737,325
Business Activities Loans \| Performing \| Residential real estate and consumer \| Home equity
Credit quality information
Loans	64,074	58,753
Business Activities Loans \| Performing \| Residential real estate and consumer \| Other consumer
Credit quality information
Loans	9,206	11,146
Business Activities Loans \| Nonperforming \| Residential real estate and consumer
Credit quality information
Loans	4,537	3,998
Business Activities Loans \| Nonperforming \| Residential real estate and consumer \| Residential mortgages
Credit quality information
Loans	4,077	3,362
Business Activities Loans \| Nonperforming \| Residential real estate and consumer \| Home equity
Credit quality information
Loans	440	615
Business Activities Loans \| Nonperforming \| Residential real estate and consumer \| Other consumer
Credit quality information
Loans	20	21
Business Activities Loans \| Pass \| Total commercial real estate
Credit quality information
Loans	708,375	677,943
Business Activities Loans \| Pass \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	48,881	31,057
Business Activities Loans \| Pass \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	659,494	646,886
Business Activities Loans \| Pass \| Commercial and industrial
Credit quality information
Loans	341,540	307,129
Business Activities Loans \| Pass \| Commercial and industrial \| Commercial
Credit quality information
Loans	268,287	221,329
Business Activities Loans \| Pass \| Commercial and industrial \| Agricultural
Credit quality information
Loans	17,559	18,940
Business Activities Loans \| Pass \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	55,694	66,860
Business Activities Loans \| Special mention
Credit quality information
Loans	11,995	8,525
Business Activities Loans \| Special mention \| Total commercial real estate
Credit quality information
Loans	8,133	5,483
Business Activities Loans \| Special mention \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	0	0
Business Activities Loans \| Special mention \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	8,133	5,483
Business Activities Loans \| Special mention \| Commercial and industrial
Credit quality information
Loans	3,862	3,042
Business Activities Loans \| Special mention \| Commercial and industrial \| Commercial
Credit quality information
Loans	3,641	2,744
Business Activities Loans \| Special mention \| Commercial and industrial \| Agricultural
Credit quality information
Loans	221	298
Business Activities Loans \| Special mention \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	0	0
Business Activities Loans \| Substandard
Credit quality information
Loans	26,351	26,055
Business Activities Loans \| Substandard \| Total commercial real estate
Credit quality information
Loans	11,835	12,304
Business Activities Loans \| Substandard \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	11	330
Business Activities Loans \| Substandard \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	11,824	11,974
Business Activities Loans \| Substandard \| Commercial and industrial
Credit quality information
Loans	15,651	15,646
Business Activities Loans \| Substandard \| Commercial and industrial \| Commercial
Credit quality information
Loans	15,195	14,866
Business Activities Loans \| Substandard \| Commercial and industrial \| Agricultural
Credit quality information
Loans	456	780
Business Activities Loans \| Substandard \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	0	0
Business Activities Loans \| Doubtful \| Total commercial real estate
Credit quality information
Loans	1,392	1,708
Business Activities Loans \| Doubtful \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	265	0
Business Activities Loans \| Doubtful \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	1,127	1,708
Business Activities Loans \| Doubtful \| Commercial and industrial
Credit quality information
Loans	1,320	753
Business Activities Loans \| Doubtful \| Commercial and industrial \| Commercial
Credit quality information
Loans	959	753
Business Activities Loans \| Doubtful \| Commercial and industrial \| Agricultural
Credit quality information
Loans	361	0
Business Activities Loans \| Doubtful \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	0	0
Business Activities Loans \| Non-accrual
Credit quality information
Loans	8,384	8,354
Business Activities Loans \| Total classified
Credit quality information
Loans	34,735	34,409
Business Activities Loans \| Total classified \| Commercial and industrial
Credit quality information
Loans	362,373	326,570
Business Activities Loans \| Total classified \| Commercial and industrial \| Commercial
Credit quality information
Loans	288,082	239,692
Business Activities Loans \| Total classified \| Commercial and industrial \| Agricultural
Credit quality information
Loans	18,597	20,018
Business Activities Loans \| Total classified \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	55,694	66,860
Business Activities Loans \| Total Criticized
Credit quality information
Loans	46,730	42,934
Business Activities Loans \| Total Criticized \| Total commercial real estate
Credit quality information
Loans	729,735	697,438
Business Activities Loans \| Total Criticized \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	49,157	31,387
Business Activities Loans \| Total Criticized \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	680,578	666,051
Acquired Loans
Credit quality information
Loans	726,425	805,862
Acquired Loans \| Total commercial real estate
Credit quality information
Loans	218,443	233,223
Acquired Loans \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	2,422	2,903
Acquired Loans \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	216,021	230,320
Acquired Loans \| Commercial and industrial
Credit quality information
Loans	63,984	96,721
Acquired Loans \| Commercial and industrial \| Commercial
Credit quality information
Loans	52,713	59,072
Acquired Loans \| Commercial and industrial \| Agricultural
Credit quality information
Loans	200	206
Acquired Loans \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	11,071	37,443
Acquired Loans \| Residential real estate and consumer
Credit quality information
Loans	443,998	475,918
Acquired Loans \| Consumer \| Home equity
Credit quality information
Loans	53,030	63,033
Acquired Loans \| Consumer \| Other consumer
Credit quality information
Loans	1,350	1,715
Acquired Loans \| Residential real estate \| Residential mortgages
Credit quality information
Loans	389,618	411,170
Acquired Loans \| Performing \| Residential real estate and consumer
Credit quality information
Loans	441,266	472,022
Acquired Loans \| Performing \| Consumer \| Home equity
Credit quality information
Loans	52,619	62,504
Acquired Loans \| Performing \| Consumer \| Other consumer
Credit quality information
Loans	1,343	1,707
Acquired Loans \| Performing \| Residential real estate \| Residential mortgages
Credit quality information
Loans	387,304	407,811
Acquired Loans \| Nonperforming \| Residential real estate and consumer
Credit quality information
Loans	2,732	3,896
Acquired Loans \| Nonperforming \| Consumer \| Home equity
Credit quality information
Loans	411	529
Acquired Loans \| Nonperforming \| Consumer \| Other consumer
Credit quality information
Loans	7	8
Acquired Loans \| Nonperforming \| Residential real estate \| Residential mortgages
Credit quality information
Loans	2,314	3,359
Acquired Loans \| Pass \| Total commercial real estate
Credit quality information
Loans	207,392	220,903
Acquired Loans \| Pass \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	2,083	2,412
Acquired Loans \| Pass \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	205,309	218,491
Acquired Loans \| Pass \| Commercial and industrial
Credit quality information
Loans	61,934	88,649
Acquired Loans \| Pass \| Commercial and industrial \| Commercial
Credit quality information
Loans	50,663	51,184
Acquired Loans \| Pass \| Commercial and industrial \| Agricultural
Credit quality information
Loans	200	58
Acquired Loans \| Pass \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	11,071	37,407
Acquired Loans \| Special mention
Credit quality information
Loans	2,624	7,705
Acquired Loans \| Special mention \| Total commercial real estate
Credit quality information
Loans	1,742	2,273
Acquired Loans \| Special mention \| Total commercial real estate \| Construction and land development
Credit quality information
Loans		12
Acquired Loans \| Special mention \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	1,742	2,261
Acquired Loans \| Special mention \| Commercial and industrial
Credit quality information
Loans	882	5,432
Acquired Loans \| Special mention \| Commercial and industrial \| Commercial
Credit quality information
Loans	882	5,432
Acquired Loans \| Substandard
Credit quality information
Loans	11,537	13,387
Acquired Loans \| Substandard \| Total commercial real estate
Credit quality information
Loans	9,239	9,879
Acquired Loans \| Substandard \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	339	479
Acquired Loans \| Substandard \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	8,900	9,400
Acquired Loans \| Substandard \| Commercial and industrial
Credit quality information
Loans	944	2,299
Acquired Loans \| Substandard \| Commercial and industrial \| Commercial
Credit quality information
Loans	944	2,115
Acquired Loans \| Substandard \| Commercial and industrial \| Agricultural
Credit quality information
Loans		148
Acquired Loans \| Substandard \| Commercial and industrial \| Tax exempt
Credit quality information
Loans		36
Acquired Loans \| Doubtful \| Total commercial real estate
Credit quality information
Loans	70	168
Acquired Loans \| Doubtful \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	70	168
Acquired Loans \| Doubtful \| Commercial and industrial
Credit quality information
Loans	224	341
Acquired Loans \| Doubtful \| Commercial and industrial \| Commercial
Credit quality information
Loans	224	341
Acquired Loans \| Non-accrual
Credit quality information
Loans	1,672	3,196
Acquired Loans \| Total classified
Credit quality information
Loans	13,209	16,583
Acquired Loans \| Total classified \| Total commercial real estate
Credit quality information
Loans	218,443	233,223
Acquired Loans \| Total classified \| Total commercial real estate \| Construction and land development
Credit quality information
Loans	2,422	2,903
Acquired Loans \| Total classified \| Total commercial real estate \| Other commercial real estate
Credit quality information
Loans	216,021	230,320
Acquired Loans \| Total classified \| Commercial and industrial
Credit quality information
Loans	63,984	96,721
Acquired Loans \| Total classified \| Commercial and industrial \| Commercial
Credit quality information
Loans	52,713	59,072
Acquired Loans \| Total classified \| Commercial and industrial \| Agricultural
Credit quality information
Loans	200	206
Acquired Loans \| Total classified \| Commercial and industrial \| Tax exempt
Credit quality information
Loans	11,071	37,443
Acquired Loans \| Total Criticized
Credit quality information
Loans	$ 15,833	$ 24,288

BORROWED FUNDS - Summary of Bor

BORROWED FUNDS - Summary of Borrowed Funds (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Short-term borrowings
Carrying Value	$ 265,644	$ 348,118
Weighted Average Rate	1.03%	1.73%
Long-term borrowings
Carrying Value	$ 291,785	$ 183,198
Weighted Average Rate	2.45%	2.87%
Total borrowings	$ 557,429	$ 531,316
Weighted Average Rate	1.77%	2.11%
Advances from the FHLB
Short-term borrowings
Carrying Value	$ 172,643	$ 303,286
Weighted Average Rate	1.27%	1.83%
Long-term borrowings
Carrying Value	$ 231,936	$ 123,278
Weighted Average Rate	1.80%	1.93%
Federal Reserve Bank Advances
Short-term borrowings
Carrying Value	$ 62,000	$ 0
Weighted Average Rate	0.25%
Other borrowings
Short-term borrowings
Carrying Value	$ 31,001	$ 44,832
Weighted Average Rate	1.21%	0.99%
Subordinated borrowings
Long-term borrowings
Carrying Value	$ 59,849	$ 59,920
Weighted Average Rate	4.97%	5.53%

BORROWED FUNDS - Narrative (Det

BORROWED FUNDS - Narrative (Details) - USD ($)	3 Months Ended
BORROWED FUNDS - Narrative (Details) - USD ($)	Mar. 31, 2020	Dec. 31, 2019	Nov. 26, 2019
Debt Instrument [Line Items]
Borrowings with the FRB	$ 265,644,000	$ 348,118,000
Callable advances	291,785,000	183,198,000
Financial Guarantee \| NHTB Capital Trust II and NHTB Capital Trust III
Debt Instrument [Line Items]
Debentures issued by variable interest entities	$ 20,600,000
LIBOR \| Financial Guarantee
Debt Instrument [Line Items]
Interest rate margin	2.79%
Advances from the FHLB
Debt Instrument [Line Items]
Secured line of credit maintained	$ 1,000,000
Outstanding balance on the FHLB line of credit	0	0
Borrowings with the FRB	172,643,000	303,286,000
Callable advances	231,936,000	123,278,000
Federal Reserve Bank Advances
Debt Instrument [Line Items]
Secured line of credit maintained	142,100,000
Borrowings with the FRB	62,000,000	0
Federal Reserve Bank Advances \| Unsecured Debt
Debt Instrument [Line Items]
Secured line of credit maintained	50,000,000	50,000,000
Outstanding balance on unused unsecured federal funds line of credit	0	0
Federal Home Loan Bank Certificates and Obligations FHLB Callable Advances
Debt Instrument [Line Items]
Callable advances	0	0
Federal Home Loan Bank Certificates and Obligations FHLB Amortizing Advances
Debt Instrument [Line Items]
Callable advances	314,000	314,000
Subordinated borrowings
Debt Instrument [Line Items]
Callable advances	$ 59,849,000	$ 59,920,000
Principal amount of debt issued			$ 40,000,000
Fixed interest rate			4.625%

BORROWED FUNDS - Summary of Mat

BORROWED FUNDS - Summary of Maturities of FHLB (Details) - Fixed rate advances $ in Thousands	Mar. 31, 2020USD ($)
Carrying Value
2020	$ 142,300
2021	50,665
2022	104,000
2023	80,000
2024	7,300
2025 and thereafter	20,314
Total FHLB advances	$ 404,579
Weighted Average Rate
2020	1.19%
2021	1.77%
2022	1.97%
2023	1.77%
2024	1.16%
2025 and thereafter	1.22%
Total FHLB advances	1.58%

BORROWED FUNDS - Additional inf

BORROWED FUNDS - Additional information (Details) - USD ($)	3 Months Ended
BORROWED FUNDS - Additional information (Details) - USD ($)	Mar. 31, 2020	Dec. 31, 2019	Nov. 26, 2019
Debt Instrument [Line Items]
Borrowings with the FRB	$ 265,644,000	$ 348,118,000
Callable advances	291,785,000	183,198,000
Financial Guarantee \| NHTB Capital Trust II and NHTB Capital Trust III
Debt Instrument [Line Items]
Debentures issued by variable interest entities	$ 20,600,000
LIBOR \| Financial Guarantee
Debt Instrument [Line Items]
Interest rate margin	2.79%
Advances from the FHLB
Debt Instrument [Line Items]
Secured line of credit maintained	$ 1,000,000
Outstanding balance on the FHLB line of credit	0	0
Borrowings with the FRB	172,643,000	303,286,000
Callable advances	231,936,000	123,278,000
Federal Reserve Bank Advances
Debt Instrument [Line Items]
Secured line of credit maintained	142,100,000
Borrowings with the FRB	62,000,000	0
Federal Reserve Bank Advances \| Unsecured Debt
Debt Instrument [Line Items]
Secured line of credit maintained	50,000,000	50,000,000
Outstanding balance on unused unsecured federal funds line of credit	0	0
Federal Home Loan Bank Certificates and Obligations FHLB Callable Advances
Debt Instrument [Line Items]
Callable advances	0	0
Federal Home Loan Bank Certificates and Obligations FHLB Amortizing Advances
Debt Instrument [Line Items]
Callable advances	314,000	314,000
Subordinated borrowings
Debt Instrument [Line Items]
Callable advances	59,849,000	$ 59,920,000
Principal amount of debt issued			$ 40,000,000
Fixed interest rate			4.625%
Debt Issuance Costs, Net	$ 739,000
Subordinated borrowings \| SOFR
Debt Instrument [Line Items]
Interest rate margin	3.27%

DEPOSITS - Schedule of Time Dep

DEPOSITS - Schedule of Time Deposits (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Deposits [Abstract]
Time less than $100,000	$ 559,255	$ 600,747
Time $100,000 through $250,000	173,305	225,505
Time $250,000 or more	111,537	106,383
Total time deposits	$ 844,097	$ 932,635

DEPOSITS - Maturities by Year (

DEPOSITS - Maturities by Year (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Deposits [Abstract]
Within 1 year	$ 479,983	$ 555,074
Over 1 year to 2 years	295,939	287,934
Over 2 years to 3 years	31,909	51,444
Over 3 years to 4 years	27,811	31,262
Over 4 years to 5 years	8,438	6,883
Over 5 years	17	38
Total time deposits	$ 844,097	$ 932,635

DEPOSITS - Narrative (Details)

DEPOSITS - Narrative (Details) - USD ($) $ in Millions	Mar. 31, 2020	Dec. 31, 2019
Deposits [Abstract]
Brokered deposits	$ 378.7	$ 526.9
Reciprocal deposits	$ 79.3	$ 64.1

CAPITAL RATIOS AND SHAREHOLDE_3

CAPITAL RATIOS AND SHAREHOLDERS' EQUITY - Actual and Required Capital Ratios (Details)	Mar. 31, 2020	Dec. 31, 2019
Tier 1 capital to risk-weighted assets
Total capital to risk-weighted assets	13.61%	13.61%
Common equity tier 1 capital to risk-weighted assets	10.61%	10.57%
Tier 1 capital to risk-weighted assets	11.42%	11.39%
Tier 1 capital to average assets	8.25%	8.13%
Regulatory minimum to be well capitalized, Total capital to risk-weighted assets	10.50%	10.50%
Regulatory minimum to be well capitalized, Common equity tier 1 capital to risk-weighted assets	7.00%	7.00%
Regulatory minimum to be well capitalized, Tier 1 capital to risk-weighted assets	8.50%	8.50%
Regulatory minimum to be well capitalized, Tier 1 capital to average assets	5.00%	5.00%
Bank
Tier 1 capital to risk-weighted assets
Total capital to risk-weighted assets	12.58%	12.42%
Common equity tier 1 capital to risk-weighted assets	11.96%	11.79%
Tier 1 capital to risk-weighted assets	11.96%	11.79%
Tier 1 capital to average assets	8.64%	8.39%
Regulatory minimum to be well capitalized, Total capital to risk-weighted assets	10.50%	10.50%
Regulatory minimum to be well capitalized, Common equity tier 1 capital to risk-weighted assets	7.00%	7.00%
Regulatory minimum to be well capitalized, Tier 1 capital to risk-weighted assets	8.50%	8.50%
Regulatory minimum to be well capitalized, Tier 1 capital to average assets	5.00%	5.00%

CAPITAL RATIOS AND SHAREHOLDE_4

CAPITAL RATIOS AND SHAREHOLDERS' EQUITY - Components of AOCI (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss)	$ 6,190	$ 3,911
Net unrealized gain on AFS securities
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other accumulated comprehensive income (loss), before tax:	12,699	7,342
Income taxes related to items of accumulated other comprehensive (income) loss:	(3,139)	(1,793)
Net unrealized loss on effective hedging derivatives
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other accumulated comprehensive income (loss), before tax:	(3,099)	(718)
Income taxes related to items of accumulated other comprehensive (income) loss:	886	237
Net unrealized loss on post retirement
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other accumulated comprehensive income (loss), before tax:	(1,512)	(1,512)
Income taxes related to items of accumulated other comprehensive (income) loss:	$ 355	$ 355

CAPITAL RATIOS AND SHAREHOLDE_5

CAPITAL RATIOS AND SHAREHOLDERS' EQUITY - Components of OCI (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Net unrealized gain (loss) arising during the period
Before Tax	$ 2,213	$ 2,896
Net of Tax	2,382	6,174
Less: reclassification adjustment for gains (losses) realized in net income
Net of Tax	103	0
Other comprehensive income (loss)
Before Tax	2,975	8,055
Tax Effect	(696)	(1,881)
Total other comprehensive income	2,279	6,174
Net unrealized gain on AFS securities
Net unrealized gain (loss) arising during the period
Before Tax	5,492	8,900
Tax Effect	(1,378)	(2,079)
Net of Tax	4,114	6,821
Less: reclassification adjustment for gains (losses) realized in net income
Before Tax	135
Tax Effect	(32)
Net of Tax	103	0
Other comprehensive income (loss)
Before Tax	5,357	8,900
Tax Effect	(1,346)	(2,079)
Total other comprehensive income	4,011	6,821
Net unrealized loss on effective hedging derivatives
Net unrealized gain (loss) arising during the period
Before Tax	(2,382)	(845)
Tax Effect	650	198
Net of Tax	(1,732)	(647)
Less: reclassification adjustment for gains (losses) realized in net income
Net of Tax	0	0
Other comprehensive income (loss)
Before Tax	(2,382)	(845)
Tax Effect	650	198
Total other comprehensive income	(1,732)	(647)
Net unrealized loss on post retirement
Net unrealized gain (loss) arising during the period
Net of Tax	0	0
Less: reclassification adjustment for gains (losses) realized in net income
Net of Tax	0	0
Other comprehensive income (loss)
Total other comprehensive income	$ 0	$ 0

CAPITAL RATIOS AND SHAREHOLDE_6

CAPITAL RATIOS AND SHAREHOLDERS' EQUITY - Changes in AOCI (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Accumulated Other Comprehensive Income (Loss), Net of Tax
Balance at beginning of period	$ 396,407	$ 370,579
Other comprehensive gain (loss) before reclassifications	2,382	6,174
Less: amounts reclassified from accumulated other comprehensive income	103	0
Total other comprehensive income	2,279	6,174
Balance at end of period	403,755	381,023
Net unrealized gain on AFS securities
Accumulated Other Comprehensive Income (Loss), Net of Tax
Balance at beginning of period	5,549	(8,665)
Other comprehensive gain (loss) before reclassifications	4,114	6,821
Less: amounts reclassified from accumulated other comprehensive income	103	0
Total other comprehensive income	4,011	6,821
Balance at end of period	9,560	(1,844)
Net unrealized loss on effective hedging derivatives
Accumulated Other Comprehensive Income (Loss), Net of Tax
Balance at beginning of period	(481)	(2,249)
Other comprehensive gain (loss) before reclassifications	(1,732)	(647)
Less: amounts reclassified from accumulated other comprehensive income	0	0
Total other comprehensive income	(1,732)	(647)
Balance at end of period	(2,213)	(2,896)
Net unrealized loss on post retirement
Accumulated Other Comprehensive Income (Loss), Net of Tax
Balance at beginning of period	(1,157)	(888)
Other comprehensive gain (loss) before reclassifications	0	0
Less: amounts reclassified from accumulated other comprehensive income	0	0
Total other comprehensive income	0	0
Balance at end of period	(1,157)	(888)
Accumulated other comprehensive income (loss)
Accumulated Other Comprehensive Income (Loss), Net of Tax
Balance at beginning of period	3,911	(11,802)
Total other comprehensive income	2,279	6,174
Balance at end of period	$ 6,190	$ (5,628)

CAPITAL RATIOS AND SHAREHOLDE_7

CAPITAL RATIOS AND SHAREHOLDERS' EQUITY - Reclassification out of AOCI (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Non-interest income	$ 8,421	$ 6,167
Tax expense	1,793	1,703
Net of tax	7,721	7,281
Available-for-sale Securities, Gross Realized Gains		146
Available-for-sale Securities, Gross Realized Losses		11
Reclassification out of AOCI
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Non-interest income	135	0
Tax expense	(32)	0
Net of tax	$ 103	$ 0

EARNINGS PER SHARE (Details)

EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Earnings Per Share [Abstract]
Net income	$ 7,721	$ 7,281
Average number of basic common shares outstanding (in shares)	15,558,132	15,523,423
Plus: dilutive effect of stock options and awards outstanding (in shares)	34,463	63,226
Average number of diluted common shares outstanding (in shares)	15,592,595	15,586,649
Anti-dilutive options excluded from earnings calculation (in shares)	0	0
Earnings per share:
Basic (in dollars per share)	$ 0.50	$ 0.47
Diluted (in dollars per share)	$ 0.50	$ 0.47

DERIVATIVE FINANCIAL INSTRUME_3

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Derivative [Line Items]
Notional Amount	$ 672,077	$ 580,372
Estimated Fair Value Asset (Liability)	(3,079)	(743)
Interest rate swap
Derivative [Line Items]
Notional Amount		50,000
Designated as hedging instrument \| Cash flow hedges
Derivative [Line Items]
Notional Amount	$ 100,000	100,000
Weighted Average Maturity (in years)	4 years 3 months 18 days
Estimated Fair Value Asset (Liability)	$ (6,467)	(1,311)
Designated as hedging instrument \| Cash flow hedges \| Interest rate cap agreements
Derivative [Line Items]
Notional Amount	$ 100,000	$ 100,000
Weighted Average Maturity (in years)	4 years 3 months 18 days	4 years 7 months 6 days
Estimated Fair Value Asset (Liability)	$ (6,467)	$ (1,311)
Designated as hedging instrument \| Fair value hedges
Derivative [Line Items]
Notional Amount	37,190	37,190
Estimated Fair Value Asset (Liability)	3,368	593
Designated as hedging instrument \| Fair value hedges \| Interest rate swap
Derivative [Line Items]
Notional Amount	$ 37,190	$ 37,190
Weighted Average Maturity (in years)	9 years 3 months 18 days	9 years 7 months 6 days
Estimated Fair Value Asset (Liability)	$ 3,368	$ 593
Hedged Asset, Fair Value Hedge	38,710	39,026
Cumulative amount of fair value hedging adjustment in carrying amount	207	523
Designated as hedging instrument \| Economic hedges
Derivative [Line Items]
Notional Amount	$ 511,741	421,434
Weighted Average Maturity (in years)
Estimated Fair Value Asset (Liability)	$ (73)	(84)
Designated as hedging instrument \| Economic hedges \| Forward sale commitments
Derivative [Line Items]
Notional Amount	$ 53,751	$ 11,228
Weighted Average Maturity (in years)	2 months 12 days	1 month 6 days
Estimated Fair Value Asset (Liability)	$ (73)	$ (84)
Designated as hedging instrument \| Economic hedges \| Customer loan derivative liability \| MNA counterparty
Derivative [Line Items]
Notional Amount	$ 150,490	$ 135,598
Weighted Average Maturity (in years)	7 years 9 months 18 days	7 years 6 months
Estimated Fair Value Asset (Liability)	$ (15,463)	$ (4,669)
Designated as hedging instrument \| Economic hedges \| Customer loan derivative liability \| RPA counterparty
Derivative [Line Items]
Notional Amount	$ 78,505	$ 69,505
Weighted Average Maturity (in years)	8 years 8 months 12 days	8 years 9 months 18 days
Estimated Fair Value Asset (Liability)	$ (9,470)	$ (3,377)
Designated as hedging instrument \| Economic hedges \| Customer loan derivative liability \| Customer
Derivative [Line Items]
Notional Amount	$ 228,995	$ 205,103
Weighted Average Maturity (in years)	8 years 1 month 6 days	8 years 1 month 6 days
Estimated Fair Value Asset (Liability)	$ 24,933	$ 8,046
Not designated as hedging instrument
Derivative [Line Items]
Notional Amount	23,146	21,748
Estimated Fair Value Asset (Liability)	93	59
Not designated as hedging instrument \| Interest rate lock commitments
Derivative [Line Items]
Notional Amount	$ 23,146	$ 21,748
Weighted Average Maturity (in years)	1 month 6 days	1 month 6 days
Estimated Fair Value Asset (Liability)	$ 93	$ 59

DERIVATIVE FINANCIAL INSTRUME_4

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES - Amount of Gain (Loss) recognized in Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Other Comprehensive Income	$ 2,213	$ 2,896
Amount of Gain (Loss) Recognized in Income	59	6
Designated as hedging instrument \| Cash flow hedges
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Other Comprehensive Income	4,949	2,896
Amount of Gain (Loss) Recognized in Income	1
Designated as hedging instrument \| Cash flow hedges \| Interest rate swap
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Other Comprehensive Income	4,949	402
Amount of Gain (Loss) Recognized in Income	1
Designated as hedging instrument \| Cash flow hedges \| Interest rate cap agreements
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Other Comprehensive Income		2,494
Amount of Gain (Loss) Recognized in Income		163
Designated as hedging instrument \| Fair value hedges
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Other Comprehensive Income	(2,736)
Amount of Gain (Loss) Recognized in Income	13
Designated as hedging instrument \| Fair value hedges \| Interest rate swap
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Other Comprehensive Income	(2,736)
Amount of Gain (Loss) Recognized in Income	13
Designated as hedging instrument \| Economic hedges
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Income	11
Designated as hedging instrument \| Economic hedges \| Forward sale commitments
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Income	11	(65)
Not designated as hedging instrument
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Income	34	6
Not designated as hedging instrument \| Interest rate lock commitments
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain (Loss) Recognized in Income	$ 34	$ 6

DERIVATIVE FINANCIAL INSTRUME_5

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES - Additional information (Details) $ in Thousands	3 Months Ended			12 Months Ended
	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)item	Mar. 31, 2019USD ($)	Dec. 31, 2019USD ($)item	Nov. 30, 2019	Dec. 31, 2014USD ($)item
Derivative [Line Items]
Acquisition, restructuring and other expenses	$ 103		$ 0
Notional amount of interest rate swap	672,077	$ 580,372		$ 580,372
Interest rate cap agreements
Derivative [Line Items]
Derivative, Number of Instruments Held \| item						4
Premiums paid						$ 4,600
Cap interest rate						3.00%
Effective percentage interest rate, maximum						3.00%
Acquisition, restructuring and other expenses		$ 3,200
Interest rate swap
Derivative [Line Items]
Derivative, Number of Instruments Held \| item		2		2
Term of interest rate swap				5 years
Fixed rate of interest rate swap			2.46%		1.55%
Notional amount of interest rate swap		$ 50,000		$ 50,000
Designated as hedging instrument \| Cash flow hedges
Derivative [Line Items]
Notional amount of interest rate swap	100,000	100,000		100,000
Designated as hedging instrument \| Cash flow hedges \| Interest rate cap agreements
Derivative [Line Items]
Notional amount of interest rate swap	$ 100,000	$ 100,000		$ 100,000

DERIVATIVE FINANCIAL INSTRUME_6

DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES - Offsetting Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Derivative [Line Items]
Cash Collateral Pledged	$ 26,200	$ 10,700
MNA counterparty
Derivative [Line Items]
Cash Collateral Pledged	26,200	10,700
Customer loan derivative liability
Derivative [Line Items]
Derivative liabilities	(24,933)	(8,046)
Customer loan derivative liability \| MNA counterparty
Derivative [Line Items]
Derivative liabilities	(15,463)	(4,669)
Customer loan derivative liability \| RPA counterparty
Derivative [Line Items]
Derivative liabilities	(9,470)	(3,377)
Customer loan derivative asset
Derivative [Line Items]
Derivative Assets	24,933	8,046
Customer loan derivative asset \| MNA counterparty
Derivative [Line Items]
Derivative Assets	15,463	4,669
Customer loan derivative asset \| RPA counterparty
Derivative [Line Items]
Derivative Assets	$ 9,470	$ 3,377

FAIR VALUE MEASUREMENTS - Measu

FAIR VALUE MEASUREMENTS - Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	$ 626,341	$ 663,230
US Government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	295,657	321,969
US Government agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	101,669	99,661
Private label
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	18,499	19,533
Obligations of states and political subdivisions thereof
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	137,579	142,006
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	72,937	80,061
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0
Derivative assets	0
Derivative liabilities	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	626,341	663,230
Derivative assets	24,933	6,791
Derivative liabilities	(28,032)	(8,102)
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0
Derivative assets	93	59
Derivative liabilities	(73)	(84)
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	25,026	6,850
Derivative liabilities	(28,105)	(8,186)
Recurring \| US Government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	295,657	321,969
Recurring \| US Government agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	101,669	99,661
Recurring \| Private label
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	18,499	19,533
Recurring \| Obligations of states and political subdivisions thereof
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	137,579	142,006
Recurring \| Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	72,937	80,061
Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0
Derivative liabilities	0
Recurring \| Level 1 \| US Government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	0
Recurring \| Level 1 \| US Government agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	0
Recurring \| Level 1 \| Private label
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	0
Recurring \| Level 1 \| Obligations of states and political subdivisions thereof
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0
Recurring \| Level 1 \| Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0
Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	24,933	6,791
Derivative liabilities	(28,032)	(8,102)
Recurring \| Level 2 \| US Government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	295,657	321,969
Recurring \| Level 2 \| US Government agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	101,669	99,661
Recurring \| Level 2 \| Private label
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	18,499	19,533
Recurring \| Level 2 \| Obligations of states and political subdivisions thereof
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	137,579	142,006
Recurring \| Level 2 \| Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	72,937	80,061
Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	93	59
Derivative liabilities	(73)	$ (84)
Recurring \| Level 3 \| US Government-sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	0
Recurring \| Level 3 \| US Government agency
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	0
Recurring \| Level 3 \| Private label
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage-backed securities available for sale	0
Recurring \| Level 3 \| Obligations of states and political subdivisions thereof
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0
Recurring \| Level 3 \| Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	$ 0

FAIR VALUE MEASUREMENTS - Chang

FAIR VALUE MEASUREMENTS - Changes in Level 3 (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation
Fair Value, Recurring Basis, Unobservable Input Reconciliation, Net Derivative Asset (Liability), Gain (Loss), Statement of Income [Extensible List]	Noninterest Income	Noninterest Income
Interest rate lock commitments
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation
Beginning balance	$ 59	$ 8
Realized gain recognized in non-interest income	34	6
Ending balance	93	14
Forward Commitments
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation
Beginning balance	(84)	0
Realized gain recognized in non-interest income	11	(65)
Ending balance	$ (73)	$ (65)

FAIR VALUE MEASUREMENTS - Unobs

FAIR VALUE MEASUREMENTS - Unobservable Inputs Recurring (Details) - USD ($)	3 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Derivative asset (liability), fair value	$ (3,079,000)	$ (743,000)
Recurring \| Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Total	20,000	(25,000)
Recurring \| Level 3 \| Interest rate lock commitments
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Derivative asset (liability), fair value	$ 93,000	59,000
Closing Ratio	90.00%
Origination Costs, per loan	$ 1,700
Recurring \| Level 3 \| Forward Commitments
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Derivative asset (liability), fair value	$ (73,000)	$ (84,000)

FAIR VALUE MEASUREMENTS - Mea_2

FAIR VALUE MEASUREMENTS - Measured on Non-recurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Assets
Other real estate owned	$ 2,205	$ 2,236
Non-recurring \| Level 1
Assets
Total	0	0
Non-recurring \| Level 2
Assets
Total	0	0
Non-recurring \| Level 3
Assets
Impaired loans	8,335	9,625
Capitalized servicing rights	3,897	4,301
Other real estate owned	2,205	2,236
Premises held for sale	1,764	1,764
Total	16,201	17,926
Total Gains (Losses)	1,259
Non-recurring \| Level 3 \| Impaired loans
Assets
Total Gains (Losses)	1,290
Non-recurring \| Level 3 \| Capitalized servicing rights
Assets
Total Gains (Losses)	0
Non-recurring \| Level 3 \| Other real estate owned
Assets
Total Gains (Losses)	(31)
Non-recurring \| Level 3 \| Assets held for sale
Assets
Premises held for sale	1,764	$ 1,764
Total Gains (Losses)	$ 0

FAIR VALUE MEASUREMENTS - Uno_2

FAIR VALUE MEASUREMENTS - Unobservable Inputs Non-recurring (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Other real estate owned	$ 2,205	$ 2,236
Non-recurring \| Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Impaired loans	8,335	9,625
Capitalized servicing rights	3,897	4,301
Other real estate owned	2,205	2,236
Carrying value of assets held for sale	1,764	1,764
Total	16,201	17,926
Non-recurring \| Level 3 \| Fair value of collateral -appraised value
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Impaired loans	4,947	6,137
Non-recurring \| Level 3 \| Discount cash flow
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Impaired loans	$ 3,388	$ 3,488
Non-recurring \| Level 3 \| Impaired loans \| Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Loss severity	0.00%	0.00%
Appraised value	$ 0	$ 0
Cash flows	$ 21	$ 22
Discount rate	3.50%	2.88%
Non-recurring \| Level 3 \| Impaired loans \| Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Loss severity	70.00%	55.00%
Appraised value	$ 975	$ 6,915
Cash flows	$ 1,002	$ 1,002
Discount rate	9.50%	9.50%
Non-recurring \| Level 3 \| Capitalized servicing rights
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Constant prepayment rate (CPR)	11.91%	9.95%
Discount rate	11.33%	10.07%
Non-recurring \| Level 3 \| Other real estate owned
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Appraised value	$ 2,695	$ 2,695
Non-recurring \| Level 3 \| Other real estate owned \| Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Selling Costs	6.00%	10.00%
Non-recurring \| Level 3 \| Other real estate owned \| Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Selling Costs	10.00%	20.00%
Non-recurring \| Level 3 \| Assets held for sale
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Carrying value of assets held for sale	$ 1,764	$ 1,764
Selling Costs	6.00%	6.00%
Non-recurring \| Level 3 \| Assets held for sale \| Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Appraised value	$ 136	$ 136
Non-recurring \| Level 3 \| Assets held for sale \| Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items}
Appraised value	$ 527	$ 527

FAIR VALUE MEASUREMENTS - Fair

FAIR VALUE MEASUREMENTS - Fair Values and Carrying Amounts (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financial Assets
Securities available for sale	$ 626,341	$ 663,230
Financial Liabilities
Borrowings with the FRB	265,644	348,118
Level 1
Financial Assets
Cash and cash equivalents	85,655	56,910
Securities available for sale	0
FHLB stock	0
Net loans	0
Accrued interest receivable	0
Cash surrender value of bank-owned life insurance policies	0
Derivative assets	0
Financial Liabilities
Short-term other borrowings	0
FHLB advances	0
Derivative liabilities	0
Level 1 \| Bank Non-maturity Deposits [Member]
Financial Liabilities
Deposits	0
Level 1 \| Bank Time Deposits [Member]
Financial Liabilities
Deposits	0
Level 1 \| Federal Reserve Bank Advances
Financial Liabilities
Borrowings with the FRB	0
Level 1 \| Subordinated borrowings
Financial Liabilities
Subordinated borrowings	0
Level 2
Financial Assets
Cash and cash equivalents	0
Securities available for sale	626,341	663,230
FHLB stock	19,897	20,679
Net loans	0
Accrued interest receivable	3,268	3,294
Cash surrender value of bank-owned life insurance policies	76,400	75,863
Derivative assets	24,933	6,791
Financial Liabilities
Short-term other borrowings	31,000	44,831
FHLB advances	410,065	425,989
Derivative liabilities	28,032	8,102
Level 2 \| Bank Non-maturity Deposits [Member]
Financial Liabilities
Deposits	1,861,960	1,751,481
Level 2 \| Bank Time Deposits [Member]
Financial Liabilities
Deposits	852,346	932,886
Level 2 \| Federal Reserve Bank Advances
Financial Liabilities
Borrowings with the FRB	62,000
Level 2 \| Subordinated borrowings
Financial Liabilities
Subordinated borrowings	59,849	59,920
Level 3
Financial Assets
Cash and cash equivalents	0
Securities available for sale	0
FHLB stock	0
Net loans	2,604,406	2,634,147
Accrued interest receivable	0
Cash surrender value of bank-owned life insurance policies	0
Derivative assets	93	59
Financial Liabilities
Short-term other borrowings	0
FHLB advances	0
Derivative liabilities	73	84
Level 3 \| Bank Non-maturity Deposits [Member]
Financial Liabilities
Deposits	0
Level 3 \| Bank Time Deposits [Member]
Financial Liabilities
Deposits	0
Level 3 \| Federal Reserve Bank Advances
Financial Liabilities
Borrowings with the FRB	0
Level 3 \| Subordinated borrowings
Financial Liabilities
Subordinated borrowings	0
Carrying Amount
Financial Assets
Cash and cash equivalents	85,655	56,910
Securities available for sale	626,341	663,230
FHLB stock	19,897	20,679
Net loans	2,619,686	2,625,739
Accrued interest receivable	3,268	3,294
Cash surrender value of bank-owned life insurance policies	76,400	75,863
Derivative assets	25,026	6,850
Financial Liabilities
Short-term other borrowings	31,001	44,832
FHLB advances	404,579	426,564
Derivative liabilities	28,105	8,186
Carrying Amount \| Bank Non-maturity Deposits [Member]
Financial Liabilities
Deposits	1,806,460	1,763,116
Carrying Amount \| Bank Time Deposits [Member]
Financial Liabilities
Deposits	844,097	932,635
Carrying Amount \| Federal Reserve Bank Advances
Financial Liabilities
Borrowings with the FRB	62,000
Carrying Amount \| Subordinated borrowings
Financial Liabilities
Subordinated borrowings	59,849	59,920
Fair Value
Financial Assets
Cash and cash equivalents	85,655	56,910
Securities available for sale	626,341	663,230
FHLB stock	19,897	20,679
Net loans	2,604,406	2,634,147
Accrued interest receivable	3,268	3,294
Cash surrender value of bank-owned life insurance policies	76,400	75,863
Derivative assets	25,026	6,850
Financial Liabilities
Short-term other borrowings	31,000	44,831
FHLB advances	410,065	425,989
Derivative liabilities	28,105	8,186
Fair Value \| Bank Non-maturity Deposits [Member]
Financial Liabilities
Deposits	1,861,960	1,751,481
Fair Value \| Bank Time Deposits [Member]
Financial Liabilities
Deposits	852,346	932,886
Fair Value \| Federal Reserve Bank Advances
Financial Liabilities
Borrowings with the FRB	62,000
Fair Value \| Subordinated borrowings
Financial Liabilities
Subordinated borrowings	$ 59,849	$ 59,920

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS - Disaggregation of Revenue (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Disaggregation of Revenue [Line Items]
Revenue	$ 6,481	$ 4,922
Trust management fees
Disaggregation of Revenue [Line Items]
Revenue	3,046	2,525
Financial services fees
Disaggregation of Revenue [Line Items]
Revenue	323	233
Interchange fees
Disaggregation of Revenue [Line Items]
Revenue	1,738	1,031
Customer deposit fees
Disaggregation of Revenue [Line Items]
Revenue	1,110	907
Other customer service fees
Disaggregation of Revenue [Line Items]
Revenue	$ 264	$ 226

REVENUE FROM CONTRACTS WITH C_4

REVENUE FROM CONTRACTS WITH CUSTOMERS - Timing of Revenue Recognition (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Disaggregation of Revenue [Line Items]
Revenue	$ 6,481	$ 4,922
Products and services transferred at a point in time
Disaggregation of Revenue [Line Items]
Revenue	3,273	2,267
Products and services transferred over time
Disaggregation of Revenue [Line Items]
Revenue	$ 3,208	$ 2,655

REVENUE FROM CONTRACTS WITH C_5

REVENUE FROM CONTRACTS WITH CUSTOMERS - Contract Balances from Contracts with Customers (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Balances from contracts with customers only:
Other Assets	$ 1,336	$ 1,703
Other Liabilities	$ 3,014	$ 3,114
Revenue, Practical Expedient, Incremental Cost of Obtaining Contract [true false]	true

LEASES - Assets and liabilities

LEASES - Assets and liabilities (Details) - USD ($) $ in Thousands	Jan. 01, 2019	Mar. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Operating lease right-of-use assets		$ 10,129	$ 9,623
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]		Other Assets
Operating lease liabilities		$ 10,205	$ 9,651
Operating Lease, Liability, Statement of Financial Position [Extensible List]		Other Liabilities
Lease, Practical Expedients, Package [true false]	true

LEASES - Additional Lease Infor

LEASES - Additional Lease Information (Details)	Mar. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Weighted-average remaining lease term (in years)	9 years 6 months 7 days	8 years 11 months 15 days
Weighted-average discount rate	3.30%	3.27%

LEASES - Lease Cost (Details)

LEASES - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended
LEASES - Lease Cost (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Mar. 31, 2019
Leases [Abstract]
Operating lease cost	$ 234	$ 231
Variable lease cost	144	124
Total lease cost	$ 378	$ 355

LEASES - Future Minimum Payment

LEASES - Future Minimum Payments for Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Leases [Abstract]
March 31, 2021	$ 1,285
March 31, 2022	1,300
March 31, 2023	1,319
March 31, 2024	1,323
March 31, 2025	1,240
Thereafter	6,495
Total future minimum lease payments	12,962
Amounts representing interest	(2,757)
Present value of net future minimum lease payments	$ 10,205	$ 9,651