Commercial Federal 10-Q 2005 Q3 Quarterly report

EXHIBIT 32.1

CERTIFICATE PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q for the three months ended September 30, 2005, of Commercial Federal Corporation as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 that, to my knowledge:

(i) the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(ii) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of Commercial Federal Corporation.

Date: November 9, 2005
	By:	/s/ William A. Fitzgerald
		William A. Fitzgerald
		Chairman of the Board and Chief Executive Officer
		/s/ David S. Fisher
		David S. Fisher
		Executive Vice President and Chief Financial Officer