Midsouth Bancorp (MSL) 10-Q 6 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 06, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	MIDSOUTH BANCORP INC
Entity Central Index Key	745,981
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		11,362,149
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks, including required reserves of $8,782 and $10,019, respectively	$ 38,386	$ 45,142
Interest-bearing deposits in banks	82,538	39,031
Federal funds sold	4,513	2,699
Securities available-for-sale, at fair value (cost of $281,885 at September 30, 2015 and $272,588 at December 31, 2014)	285,485	276,984
Securities held-to-maturity (fair value of $122,488 at September 30, 2015 and $141,593 at December 31, 2014)	121,043	141,201
Other investments	12,063	9,990
Loans	1,301,452	1,284,431
Allowance for loan losses	(18,939)	(11,226)
Loans, net	1,282,513	1,273,205
Bank premises and equipment, net	68,718	69,958
Accrued interest receivable	6,655	6,635
Goodwill	42,171	42,171
Intangibles	6,004	6,834
Cash surrender value of life insurance	13,548	13,659
Other real estate	4,661	4,234
Other assets	6,010	4,997
Total assets	1,974,308	1,936,740
Deposits:
Non-interest-bearing	406,118	390,863
Interest-bearing	1,137,303	1,194,371
Total deposits	1,543,421	1,585,234
Securities sold under agreements to repurchase	92,085	62,098
Short-term Federal Home Loan Bank advances	70,000	25,000
Long-term Federal Home Loan Bank advances	25,958	26,277
Junior subordinated debentures	22,167	22,167
Other liabilities	6,713	6,952
Total liabilities	$ 1,760,344	$ 1,727,728
Commitments and contingencies
Shareholders’ equity:
Common stock, $0.10 par value; 30,000,000 shares authorized, 11,361,839 and 11,340,736 shares issued and outstanding, respectively	$ 1,136	$ 1,149
Additional paid-in capital	110,482	112,744
Unearned ESOP shares	(1,155)	(250)
Accumulated other comprehensive income	2,340	2,857
Treasury stock – 0 and 150,967 shares at September 30, 2015 and December 31, 2014, respectively	0	(3,295)
Retained earnings	60,035	54,439
Total shareholders’ equity	213,964	209,012
Total liabilities and shareholders’ equity	1,974,308	1,936,740
Series B Preferred Stock
Shareholders’ equity:
Preferred stock	32,000	32,000
Series C Preferred stock
Shareholders’ equity:
Preferred stock	$ 9,126	$ 9,368

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks, reserves	$ 8,782	$ 10,019
Securities available-for-sale, at cost	281,885	272,588
Securities held-to-maturity, at fair value	$ 122,488	$ 141,593
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common stock, authorized (in shares)	30,000,000	30,000,000
Common stock, issued (in shares)	11,361,839	11,340,736
Common stock, outstanding (in shares)	11,361,839	11,340,736
Treasury stock (in shares)	0	150,967
Series B Preferred Stock
Stockholders' equity:
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, authorized (in shares)	5,000,000	5,000,000
Preferred stock, issued (in shares)	32,000	32,000
Preferred stock, outstanding (in shares)	32,000	32,000
Series C Preferred stock
Stockholders' equity:
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, authorized (in shares)	100,000	100,000
Preferred stock, issued (in shares)	91,256	93,680
Preferred stock, outstanding (in shares)	91,256	93,680

Consolidated Statements of Earn

Consolidated Statements of Earnings - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income:
Loans, including fees	$ 17,992	$ 18,273	$ 54,314	$ 53,525
Securities and other investments:
Taxable	1,850	1,965	5,628	6,164
Nontaxable	536	652	1,679	2,007
Federal funds sold	1	2	5	4
Time and interest bearing deposits in other banks	40	15	112	42
Other investments	113	109	273	268
Total interest income	20,532	21,016	62,011	62,010
Interest expense:
Deposits	883	859	2,751	2,588
Securities sold under agreements to repurchase	249	210	721	588
Other borrowings and payables	109	108	309	320
Junior subordinated debentures	150	327	451	994
Total interest expense	1,391	1,504	4,232	4,490
Net interest income	19,141	19,512	57,779	57,520
Provision for loan losses	3,800	1,175	10,900	2,925
Net interest income after provision for loan losses	15,341	18,337	46,879	54,595
Non-interest income:
Service charges on deposits	2,231	2,556	6,488	7,385
Gain on sale of securities, net	0	0	1,243	128
ATM and debit card income	1,823	1,808	5,529	5,375
Income from death benefit on BOLI/executive officer life insurance	0	0	160	3,000
Other charges and fees	786	1,830	2,553	3,484
Total non-interest income	4,840	6,194	15,973	19,372
Non-interest expenses:
Salaries and employee benefits	7,653	8,287	23,792	25,588
Occupancy expense	3,815	3,834	11,365	11,314
FDIC insurance	391	269	1,003	783
Other	4,705	5,467	13,696	14,997
Total non-interest expenses	16,564	17,857	49,856	52,682
Income before income taxes	3,617	6,674	12,996	21,285
Income tax expense	1,028	2,202	3,817	5,839
Net earnings	2,589	4,472	9,179	15,446
Dividends on preferred stock	172	174	517	524
Net earnings available to common shareholders	$ 2,417	$ 4,298	$ 8,662	$ 14,922
Earnings per share:
Basic (in dollars per share)	$ 0.22	$ 0.38	$ 0.77	$ 1.32
Diluted (in dollars per share)	$ 0.21	$ 0.37	$ 0.75	$ 1.28
Weighted average number of shares outstanding:
Basic (in shares)	11,312	11,314	11,321	11,283
Diluted (in shares)	11,831	11,955	11,848	11,904
Dividends declared per common share (in dollars per share)	$ 0.09	$ 0.09	$ 0.27	$ 0.26

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Net earnings	$ 2,589	$ 4,472	$ 9,179	$ 15,446
Unrealized gains (losses) on securities available-for-sale:
Unrealized holding gains (losses) arising during the year	1,717	(405)	447	4,116
Less: reclassification adjustment for gains on sales of securities available-for-sale	0	0	(1,243)	(128)
Total other comprehensive income (loss), before tax	1,717	(405)	(796)	3,988
Income tax effect related to items of other comprehensive income (loss)	(601)	142	279	(1,396)
Total other comprehensive income (loss), net of tax	1,116	(263)	(517)	2,592
Total comprehensive income	$ 3,705	$ 4,209	$ 8,662	$ 18,038

Consolidated Statement of Share

Consolidated Statement of Shareholders' Equity - 9 months ended Sep. 30, 2015 - USD ($) $ in Thousands		Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Unearned ESOP Shares	Accumulated Other Comprehensive Income	Treasury Stock	Retained Earnings
Beginning balance at Dec. 31, 2014		$ 209,012	$ 41,368	$ 1,149	$ 112,744	$ (250)	$ 2,857	$ (3,295)	$ 54,439
Beginning balance (in shares) at Dec. 31, 2014			125,680	11,491,703
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net earnings		9,179							9,179
Dividends on Series B and Series C preferred stock		(517)							(517)
Dividends on common stock, $0.27 per share		(3,066)							(3,066)
Conversion of Series C preferred stock to common stock			$ (242)	$ 1	241
Conversion of Series C preferred stock to common stock (in shares)			(2,424)	13,448
Reclassification of treasury stock per the LBCA	[1]			$ (15)	(3,280)			3,295
Reclassification of treasury stock per the LBCA (in shares)	[1]			(150,967)
Increase in ESOP obligation, net of repayments		(905)				(905)
Exercise of stock options		99		$ 1	98
Exercise of stock options (in shares)				7,655
Tax benefit resulting from distribution from Directors Deferred Compensation Plan		420			420
Stock option and restricted stock compensation expense		259			259
Change in accumulated other comprehensive income		(517)					(517)
Ending balance at Sep. 30, 2015		$ 213,964	$ 41,126	$ 1,136	$ 110,482	$ (1,155)	$ 2,340	$ 0	$ 60,035
Ending balance (in shares) at Sep. 30, 2015			123,256	11,361,839
[1]	(1) See Note 1 for an explanation of the elimination of treasury stock under the Louisiana Business Corporation Act.

Consolidated Statement of Shar7

Consolidated Statement of Shareholders' Equity (Parenthetical) - $ / shares	Jul. 15, 2015	Apr. 15, 2015	Jan. 21, 2015	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement of Stockholders' Equity [Abstract]
Dividends on common stock (in dollars per share)	$ 0.09	$ 0.09	$ 0.09	$ 0.09	$ 0.09	$ 0.27	$ 0.26

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities:
Net earnings	$ 9,179	$ 15,446
Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation	4,652	4,518
Accretion of purchase accounting adjustments	(1,003)	(1,924)
Provision for loan losses	10,900	2,925
Deferred tax (benefit) expense	(1,633)	2,034
Amortization of premiums on securities, net	2,141	2,432
(Accretion) amortization of other investments	(1)	4
Stock option expense	253	355
Restricted stock expense	6	0
Net gain on sale of investment securities	(1,243)	(128)
Net gain on sale of other real estate owned	(13)	(1,081)
Net write down of other real estate owned	111	31
Net (gain) loss on sale/disposal of premises and equipment	(8)	232
Income recognized from death benefit on bank owned life insurance	(160)	0
Change in accrued interest receivable	(20)	45
Change in accrued interest payable	(48)	(240)
Change in other assets & other liabilities, net	481	(2,006)
Net cash provided by operating activities	23,594	22,643
Cash flows from investing activities:
Proceeds from maturities and calls of securities available-for-sale	55,874	33,466
Proceeds from maturities and calls of securities held-to-maturity	19,299	10,778
Proceeds from sale of securities available-for-sale	40,277	22,153
Purchases of securities available-for-sale	(105,486)	0
Purchases of securities held-to-maturity	0	(1,104)
Proceeds from redemptions of other investments	0	150
Redemption of Capital Securities related to MidSouth Statutory Trust I	0	217
Proceeds from sale of other investments	898	0
Purchases of other investments	(2,970)	(567)
Net change in loans	(20,669)	(111,329)
Proceeds from bank owned life insurance death benefit	498	0
Purchases of premises and equipment	(3,439)	(4,265)
Proceeds from sale of premises and equipment	35	743
Proceeds from sale of other real estate owned	857	3,315
Purchase of other real estate owned	(351)	0
Net cash used in investing activities	(15,177)	(46,443)
Cash flows from financing activities:
Change in deposits	(41,728)	2,244
Change in securities sold under agreements to repurchase	29,987	17,048
Borrowings on Federal Home Loan Bank advances	150,000	10,000
Repayments of Federal Home Loan Bank advances	(105,047)	(45)
Redemption of MidSouth Statutory Trust I	0	(7,217)
Repayments of notes payable	0	(1,000)
Purchase of treasury stock	0	(9)
Proceeds and tax benefit from exercise of stock options	99	611
Tax benefit resulting from distribution from Directors Deferred Compensation Plan	420	0
Payment of dividends on preferred stock	(519)	(530)
Payment of dividends on common stock	(3,064)	(2,818)
Net cash provided by financing activities	30,148	18,284
Net increase (decrease) in cash and cash equivalents	38,565	(5,516)
Cash and cash equivalents, beginning of period	86,872	59,731
Cash and cash equivalents, end of period	125,437	54,215
Supplemental cash flow information:
Interest paid	4,280	4,730
Income taxes paid	5,180	5,815
Noncash investing and financing activities:
Transfer of loans to other real estate	1,031	317
Change in accrued common stock dividends	3	121
Change in accrued preferred stock dividends	(2)	(6)
Financed sales of other real estate	0	84
Net change in loan to ESOP	$ (905)	$ (267)

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements and notes thereto contain all adjustments, consisting only of normal recurring adjustments, necessary to present fairly, in accordance with accounting principles generally accepted in the United States of America (“GAAP”), the financial position of MidSouth Bancorp, Inc. (the “Company”) and its subsidiaries as of September 30, 2015 and the results of their operations and their cash flows for the periods presented. The interim financial information should be read in conjunction with the annual consolidated financial statements and the notes thereto included in the Company’s 2014 Annual Report on Form 10-K. The results of operations for the nine -month period ended September 30, 2015 are not necessarily indicative of the results to be expected for the entire year. Use of Estimates — The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates. Summary of Significant Accounting Policies — The accounting and reporting policies of the Company conform with GAAP and general practices within the banking industry. There have been no material changes or developments in the application of accounting principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies and Estimates as disclosed in our 2014 Annual Report on Form 10-K. Recent Accounting Pronouncements — ASU 2015-01, Income Statement - Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items was issued as part of the FASB's simplification initiative. ASU 2015-01 eliminates the concept of extraordinary items. The effective date of this Update is for fiscal years beginning on or after December 15, 2015 and interim periods within those annual periods. Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements. ASU 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs was also issued as part of the FASB's simplification initiative. The amendments in this ASU require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. Currently, debt issuance costs are presented as an asset on the balance sheet. The FASB notes within the ASU, capitalized debt issuance costs do not meet the definition of an asset and are more akin to a debt discount, thereby reducing the carrying amount of the proceeds received. The effective date of this Update is for fiscal years beginning on or after December 15, 2015 and interim periods within those annual periods. Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements. Louisiana Business Corporation Act — Effective January 1, 2015, companies incorporated under Louisiana law became subject to the Louisiana Business Corporation Act. Provisions of the Louisiana Business Corporation Act eliminate the concept of treasury stock. Rather, shares purchased by the Company constitute authorized but unissued shares. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The Company's consolidated financial statements as of September 30, 2015 reflect this change. The cost of shares purchased by the Company has been allocated to common stock and additional paid-in capital balances.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The portfolio of investment securities consisted of the following (in thousands): September 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: Obligations of state and political subdivisions $ 36,500 $ 979 $ 48 $ 37,431 GSE mortgage-backed securities 88,813 2,981 55 91,739 Collateralized mortgage obligations: residential 148,819 690 927 148,582 Collateralized mortgage obligations: commercial 5,653 9 45 5,617 Mutual funds 2,100 16 — 2,116 $ 281,885 $ 4,675 $ 1,075 $ 285,485 December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: U.S. Government sponsored enterprises $ 10,339 $ — $ 112 $ 10,227 Obligations of state and political subdivisions 43,079 1,555 29 44,605 GSE mortgage-backed securities 106,208 3,183 288 109,103 Collateralized mortgage obligations: residential 62,093 266 1,520 60,839 Collateralized mortgage obligations: commercial 24,462 190 107 24,545 Other asset-backed securities 24,041 321 19 24,343 Collateralized debt obligation 266 952 — 1,218 Mutual funds 2,100 4 — 2,104 $ 272,588 $ 6,471 $ 2,075 $ 276,984 September 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Held-to-maturity: Obligations of state and political subdivisions $ 43,933 $ 552 $ 38 $ 44,447 GSE mortgage-backed securities 58,420 1,212 82 59,550 Collateralized mortgage obligations: residential 11,284 — 250 11,034 Collateralized mortgage obligations: commercial 7,406 51 — 7,457 $ 121,043 $ 1,815 $ 370 $ 122,488 December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Held-to-maturity: Obligations of state and political subdivisions $ 45,914 $ 267 $ 192 $ 45,989 GSE mortgage-backed securities 67,268 1,080 164 68,184 Collateralized mortgage obligations: residential 12,709 — 479 12,230 Collateralized mortgage obligations: commercial 15,310 53 173 15,190 $ 141,201 $ 1,400 $ 1,008 $ 141,593 With the exception of two private-label collateralized mortgage obligations (“CMOs”) with a combined balance remaining of $34,000 at September 30, 2015 , all of the Company’s CMOs are government-sponsored enterprise (“GSE”) securities. The amortized cost and fair value of debt securities at September 30, 2015 by contractual maturity are shown in the following table (in thousands) with the exception of other asset-backed securities, mortgage-backed securities, CMOs, and the collateralized debt obligation. Expected maturities may differ from contractual maturities for mortgage-backed securities and CMOs because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available-for-sale: Due in one year or less $ 5,074 $ 5,114 Due after one year through five years 19,498 20,120 Due after five years through ten years 9,540 9,832 Due after ten years 2,388 2,365 Mortgage-backed securities and collateralized mortgage obligations: Residential 237,632 240,321 Commercial 5,653 5,617 Mutual funds 2,100 2,116 $ 281,885 $ 285,485 Amortized Cost Fair Value Held-to-maturity: Due in one year or less $ 473 $ 475 Due after one year through five years 2,923 2,960 Due after five years through ten years 11,105 11,273 Due after ten years 29,432 29,739 Mortgage-backed securities and collateralized mortgage obligations: Residential 69,704 70,584 Commercial 7,406 7,457 $ 121,043 $ 122,488 Details concerning investment securities with unrealized losses are as follows (in thousands): September 30, 2015 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Available-for-sale: Obligations of state and political subdivisions $ 3,190 $ 48 $ — $ — $ 3,190 $ 48 GSE mortgage-backed securities 15,860 45 3,754 10 19,614 55 Collateralized mortgage obligations: residential 33,689 128 31,772 799 65,461 927 Collateralized mortgage obligations: commercial — — 3,073 45 3,073 45 $ 52,739 $ 221 $ 38,599 $ 854 $ 91,338 $ 1,075 December 31, 2014 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Available-for-sale: U.S. Government sponsored enterprises $ 4,973 $ 32 $ 5,254 $ 80 $ 10,227 $ 112 Obligations of state and political subdivisions 2,029 29 — — 2,029 29 GSE mortgage-backed securities 6,668 25 21,538 263 28,206 288 Collateralized mortgage obligations: residential 9,366 53 37,997 1,467 47,363 1,520 Collateralized mortgage obligations: commercial — — 3,747 107 3,747 107 Other asset-backed securities 6,401 19 — — 6,401 19 $ 29,437 $ 158 $ 68,536 $ 1,917 $ 97,973 $ 2,075 September 30, 2015 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Held-to-maturity: Obligations of state and political subdivisions $ 6,544 $ 19 $ 1,302 $ 19 $ 7,846 $ 38 GSE mortgage-backed securities — — 7,309 82 7,309 82 Collateralized mortgage obligations: residential — — 11,034 250 11,034 250 $ 6,544 $ 19 $ 19,645 $ 351 $ 26,189 $ 370 December 31, 2014 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Held-to-maturity: Obligations of state and political subdivisions $ 11,761 $ 35 $ 13,263 $ 157 $ 25,024 $ 192 GSE mortgage-backed securities — — 8,142 164 8,142 164 Collateralized mortgage obligations: residential — — 12,230 479 12,230 479 Collateralized mortgage obligations: commercial 7,599 173 — — 7,599 173 $ 19,360 $ 208 $ 33,635 $ 800 $ 52,995 $ 1,008 Management evaluates each quarter whether unrealized losses on securities represent impairment that is other than temporary. For debt securities, the Company considers its intent to sell the securities or if it is more likely than not the Company will be required to sell the securities. If such impairment is identified, based upon the intent to sell or the more likely than not threshold, the carrying amount of the security is reduced to fair value with a charge to earnings. Upon the result of the aforementioned review, management then reviews for potential other than temporary impairment based upon other qualitative factors. In making this evaluation, management considers changes in market rates relative to those available when the security was acquired, changes in market expectations about the timing of cash flows from securities that can be prepaid, performance of the debt security, and changes in the market’s perception of the issuer’s financial health and the security’s credit quality. If determined that a debt security has incurred other than temporary impairment, then the amount of the credit related impairment is determined. If a credit loss is evident, the amount of the credit loss is charged to earnings and the non-credit related impairment is recognized through other comprehensive income. As of September 30, 2015 , 42 securities had unrealized losses totaling 1.21% of the individual securities’ amortized cost basis and 0.36% of the Company’s total amortized cost basis. Of the 42 securities, 20 had been in an unrealized loss position for over twelve months at September 30, 2015 . These 20 securities had an amortized cost basis and unrealized loss of $59.4 million and $1.2 million , respectively. The unrealized losses on debt securities at September 30, 2015 resulted from changing market interest rates over the yields available at the time the underlying securities were purchased. Management identified no impairment related to credit quality. At September 30, 2015 , management had the intent and ability to hold impaired securities and no impairment was evaluated as other than temporary. As a result, no other than temporary impairment losses were recognized during the three months ended September 30, 2015 . During the nine months ended September 30, 2015 , the Company sold 21 securities classified as available-for-sale at a net gain of $1.2 million . Of the 21 securities sold, 11 were sold with gains totaling $1.4 million and 10 securities were sold at a loss of $135,000 . During the nine months ended September 30, 2014 , the Company sold 4 securities classified as available-for-sale at a net gain of $128,000 . All of the securities were sold at a gain. Securities with an aggregate carrying value of approximately $287.2 million and $279.8 million at September 30, 2015 and December 31, 2014 , respectively, were pledged to secure public funds on deposit and for other purposes required or permitted by law.

Credit Quality of Loans and All

Credit Quality of Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Credit Quality of Loans and Allowance for Loan Losses	Credit Quality of Loans and Allowance for Loan Losses The loan portfolio consisted of the following (in thousands): September 30, 2015 December 31, 2014 Commercial, financial and agricultural $ 482,452 $ 467,147 Real estate - construction 74,279 68,577 Real estate – commercial 473,319 467,172 Real estate – residential 151,667 154,602 Installment loans to individuals 113,199 119,328 Lease financing receivable 4,790 4,857 Other 1,746 2,748 1,301,452 1,284,431 Less allowance for loan losses (18,939 ) (11,226 ) $ 1,282,513 $ 1,273,205 The Company monitors loan concentrations and evaluates individual customer and aggregate industry leverage, profitability, risk rating distributions, and liquidity for each major standard industry classification segment. At September 30, 2015 , one industry segment concentration, the oil and gas industry, constituted more than 10% of the loan portfolio. The Company’s exposure in the oil and gas industry, including related service and manufacturing industries, totaled approximately $295.6 million , or 22.7% of total loans. Additionally, the Company’s exposure to loans secured by commercial real estate is monitored. At September 30, 2015 , loans secured by commercial real estate (including commercial construction, farmland and multifamily loans) totaled approximately $529.0 million . Of the $529.0 million , $473.3 million represent CRE loans, 53% of which are secured by owner-occupied commercial properties. Of the $529.0 million in loans secured by commercial real estate, $20.0 million , or 3.8% , were on nonaccrual status at September 30, 2015 . Allowance for Loan Losses The allowance for loan losses is a valuation account available to absorb probable losses on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance for loan losses at the time of recovery. Quarterly, the probable level of losses in the existing portfolio is estimated through consideration of various factors. Based on these estimates, the allowance for loan losses is increased by charges to earnings and decreased by charge‑offs (net of recoveries). The allowance is composed of general reserves and specific reserves. General reserves are determined by applying loss percentages to segments of the portfolio. The loss percentages are based on each segment’s historical loss experience, generally over the past twelve to eighteen months, and adjustment factors derived from conditions in the Company’s internal and external environment. All loans considered to be impaired are evaluated on an individual basis to determine specific reserve allocations in accordance with GAAP. Loans for which specific reserves are provided are excluded from the calculation of general reserves. Loans acquired in business combinations are initially recorded at fair value, which includes an estimate of credit losses expected to be realized over the remaining lives of the loans, and therefore no corresponding allowance for loan losses is recorded for these loans at acquisition. Methods utilized to estimate any subsequently required allowance for loan losses for acquired loans not deemed credit-impaired at acquisition are similar to originated loans; however, the estimate of loss is based on the unpaid principal balance and then compared to any remaining unaccreted purchase discount. To the extent that the calculated loss is greater than the remaining unaccreted purchase discount, an allowance is recorded for such difference. The Company has an internal loan review department that is independent of the lending function to challenge and corroborate the loan grade assigned by the lender and to provide additional analysis in determining the adequacy of the allowance for loan losses. A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the nine months ended September 30, 2015 and 2014 is as follows (in thousands): September 30, 2015 Real Estate Coml, Fin, and Agric Constru-ction Commercial Residential Installment loans to individuals Lease financing receivable Other Total Allowance for loan losses: Beginning balance $ 5,729 $ 954 $ 2,402 $ 810 $ 1,311 $ 16 $ 4 $ 11,226 Charge-offs (2,310 ) (76 ) (169 ) (45 ) (883 ) — — (3,483 ) Recoveries 185 1 20 10 80 — — 296 Provision 8,016 (62 ) 2,107 (104 ) 923 13 7 10,900 Ending balance $ 11,620 $ 817 $ 4,360 $ 671 $ 1,431 $ 29 $ 11 $ 18,939 Ending balance: individually evaluated for impairment $ 2,569 $ 26 $ 1,739 $ 147 $ 216 $ — $ — $ 4,697 Ending balance: collectively evaluated for impairment $ 9,051 $ 791 $ 2,621 $ 524 $ 1,215 $ 29 $ 11 $ 14,242 Loans: Ending balance $ 482,452 $ 74,279 $ 473,319 $ 151,667 $ 113,199 $ 4,790 $ 1,746 $ 1,301,452 Ending balance: individually evaluated for impairment $ 29,185 $ 212 $ 19,928 $ 1,796 $ 386 $ — $ — $ 51,507 Ending balance: collectively evaluated for impairment $ 453,267 $ 74,067 $ 452,758 $ 149,788 $ 112,813 $ 4,790 $ 1,746 $ 1,249,229 Ending balance: loans acquired with deteriorated credit quality $ — $ — $ 633 $ 83 $ — $ — $ — $ 716 September 30, 2014 Real Estate Coml, Fin, and Agric Constr-uction Commercial Residential Installment loans to individuals Lease financing receivable Other Total Allowance for loan losses: Beginning balance $ 3,906 $ 1,046 $ 1,389 $ 1,141 $ 1,273 $ 21 $ 3 $ 8,779 Charge-offs (2,084 ) (1 ) (93 ) (188 ) (566 ) — — (2,932 ) Recoveries 101 — 398 44 110 — — 653 Provision 2,731 103 (345 ) (8 ) 450 (6 ) — 2,925 Ending balance $ 4,654 $ 1,148 $ 1,349 $ 989 $ 1,267 $ 15 $ 3 $ 9,425 Ending balance: individually evaluated for impairment $ 853 $ 3 $ 55 $ 87 $ 140 $ — $ — $ 1,138 Ending balance: collectively evaluated for impairment $ 3,801 $ 1,145 $ 1,294 $ 902 $ 1,127 $ 15 $ 3 $ 8,287 Loans: Ending balance $ 452,065 $ 86,315 $ 430,930 $ 153,915 $ 116,340 $ 5,285 $ 3,523 $ 1,248,373 Ending balance: individually evaluated for impairment $ 2,662 $ 106 $ 3,312 $ 1,073 $ 426 $ — $ — $ 7,579 Ending balance: collectively evaluated for impairment $ 449,403 $ 86,209 $ 426,942 $ 152,742 $ 115,914 $ 5,285 $ 3,523 $ 1,240,018 Ending balance: loans acquired with deteriorated credit quality $ — $ — $ 676 $ 100 $ — $ — $ — $ 776 Non-Accrual and Past Due Loans Loans are considered past due if the required principal and interest payment have not been received as of the date such payments were due. Loans are placed on non-accrual status when, in management’s opinion, the probability of collection of interest is deemed insufficient to warrant further accrual. For loans placed on non-accrual status, the accrual of interest is discontinued and subsequent payments received are applied to the principal balance. Interest income is recorded after principal has been satisfied and as payments are received. Non-accrual loans may be returned to accrual status if all principal and interest amounts contractually owed are reasonably assured of repayment within a reasonable period and there is a period of at least six months to one year of repayment performance by the borrower depending on the contractual payment terms. An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands): September 30, 2015 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 days and Accruing Commercial, financial, and agricultural $ 4,065 $ 3,124 $ 3,879 $ 11,068 $ 471,384 $ 482,452 $ 23 Commercial real estate - construction 93 99 12 204 55,484 55,688 — Commercial real estate - other 7,252 2,745 16,999 26,996 446,323 473,319 — Residential - construction — — 172 172 18,419 18,591 — Residential - prime 1,383 264 1,378 3,025 148,642 151,667 — Consumer - credit card 38 11 27 76 5,683 5,759 27 Consumer - other 1,228 162 329 1,719 105,721 107,440 32 Lease financing receivable — — — — 4,790 4,790 — Other loans 148 — — 148 1,598 1,746 — $ 14,207 $ 6,405 $ 22,796 $ 43,408 $ 1,258,044 $ 1,301,452 $ 82 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 days and Accruing Commercial, financial, and agricultural $ 2,179 $ 654 $ 2,556 $ 5,389 $ 461,758 $ 467,147 $ 26 Commercial real estate - construction 15 — 105 120 43,390 43,510 97 Commercial real estate - other 4,989 270 2,464 7,723 459,449 467,172 — Residential - construction 431 — — 431 24,636 25,067 — Residential - prime 1,843 523 704 3,070 151,532 154,602 — Consumer - credit card 5 19 18 42 5,970 6,012 18 Consumer - other 671 392 107 1,170 112,146 113,316 46 Lease financing receivable — — — — 4,857 4,857 — Other loans 134 — — 134 2,614 2,748 — $ 10,267 $ 1,858 $ 5,954 $ 18,079 $ 1,266,352 $ 1,284,431 $ 187 Non-accrual loans are as follows (in thousands): September 30, 2015 December 31, 2014 Commercial, financial, and agricultural $ 29,171 $ 2,642 Commercial real estate – construction 39 54 Commercial real estate - other 19,952 6,429 Residential - construction 172 — Residential - prime 1,896 1,194 Consumer - credit card — — Consumer - other 386 382 Lease financing receivable — — Other — — $ 51,616 $ 10,701 The amount of interest that would have been recorded on non-accrual loans, had the loans not been classified as non-accrual, totaled approximately $1.3 million and $392,000 for the nine months ended September 30, 2015 and 2014 , respectively. Interest actually received on non-accrual loans subsequent to their transfer to non-accrual status totaled at September 30, 2015 and 2014 was $19,000 and $93,000 , respectively. Impaired Loans Loans are considered impaired when, based upon current information, it is probable the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans classified as special mention, substandard, or doubtful, based on credit risk rating factors, are reviewed to determine whether impairment testing is appropriate. An allowance for each impaired loan is calculated based on the present value of expected future cash flows discounted at the loan’s effective interest rate or at the loan’s observable market price or the fair value of the collateral if the loan is collaterally dependent. All impaired loans are reviewed, at a minimum, on a quarterly basis. Existing valuations are reviewed to determine if additional discounts or new appraisals are required. After this review, when comparing the resulting collateral valuation to the outstanding loan balance, if the discounted collateral value exceeds the loan balance no specific allocation is reserved. Acquired impaired loans are generally not subject to individual evaluation for impairment and are not reported with impaired loans or troubled debt restructurings, even if they would otherwise qualify for such treatment. Loans that are individually evaluated for impairment are as follows (in thousands): September 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial, financial, and agricultural $ 22,149 $ 22,412 $ — $ 21,863 $ 703 Commercial real estate – construction 39 39 — 40 — Commercial real estate – other 5,440 5,440 — 6,244 47 Residential – prime 1,144 1,164 — 1,211 11 Residential – construction 55 55 — 273 1 Consumer – other 30 30 — 33 — Subtotal: 28,857 29,140 — 29,664 762 With an allowance recorded: Commercial, financial, and agricultural 7,036 7,036 2,569 4,604 159 Commercial real estate – other 14,488 14,488 1,739 12,932 33 Residential – prime 652 652 147 599 5 Residential – construction 118 118 26 59 — Consumer – other 356 371 216 322 4 Subtotal: 22,650 22,665 4,697 18,516 201 Totals: Commercial 49,152 49,415 4,308 45,683 942 Residential 1,969 1,989 173 2,142 17 Consumer 386 401 216 355 4 Grand total: $ 51,507 $ 51,805 $ 4,697 $ 48,180 $ 963 December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial, financial, and agricultural $ 438 $ 521 $ — $ 554 $ — Commercial real estate – construction 54 54 — 58 — Commercial real estate – other 1,921 1,921 — 1,885 17 Residential – prime 543 543 — 534 15 Consumer – other 78 78 — 72 — Subtotal: 3,034 3,117 — 3,103 32 With an allowance recorded: Commercial, financial, and agricultural 2,218 2,333 1,010 1,394 35 Commercial real estate – construction — — — 19 — Commercial real estate – other 4,467 4,467 1,484 2,416 220 Residential – prime 529 548 68 452 3 Consumer – other 299 313 179 252 4 Subtotal: 7,513 7,661 2,741 4,533 262 Totals: Commercial 9,098 9,296 2,494 6,326 272 Residential 1,072 1,091 68 986 18 Consumer 377 391 179 324 4 Grand total: $ 10,547 $ 10,778 $ 2,741 $ 7,636 $ 294 Credit Quality The Company manages credit risk by observing written underwriting standards and lending policy established by the Board of Directors and management to govern all lending activities. The risk management program requires that each individual loan officer review his or her portfolio on a quarterly basis and assign recommended credit ratings on each loan. These efforts are supplemented by independent reviews performed by a loan review officer and other validations performed by the internal audit department. The results of the reviews are reported directly to the Audit Committee of the Board of Directors. Loans can be classified into the following three risk rating grades: pass, special mention, and substandard/doubtful. Factors considered in determining a risk rating grade include debt service capacity, capital structure/liquidity, management, collateral quality, industry risk, company trends/operating performance, repayment source, revenue diversification/customer concentration, quality of financial information, and financing alternatives. Pass grade signifies the highest quality of loans to loans with reasonable credit risk, which may include borrowers with marginally adequate financial performance, but have the ability to repay the debt. Special mention loans have potential weaknesses that warrant extra attention from the loan officer and other management personnel, but still have the ability to repay the debt. Substandard classification includes loans with well-defined weaknesses with risk of potential loss. Loans classified as doubtful are considered to have little recovery value and are charged off. The following tables present the classes of loans by risk rating (in thousands): September 30, 2015 Commercial Credit Exposure Credit Risk Profile by Creditworthiness Category Commercial, financial, and agricultural Commercial real estate - construction Commercial real estate - other Total % of Total Pass $ 417,600 $ 55,525 $ 417,095 $ 890,220 88.02 % Special mention 23,104 34 20,277 43,415 4.29 % Substandard 41,521 129 35,947 77,597 7.67 % Doubtful 227 — — 227 0.02 % $ 482,452 $ 55,688 $ 473,319 $ 1,011,459 100.00 % Residential Credit Exposure Credit Risk Profile by Creditworthiness Category Residential - construction Residential - prime Total % of Total Pass $ 18,419 $ 147,721 $ 166,140 97.58 % Special mention — 1,326 1,326 0.78 % Substandard 172 2,620 2,792 1.64 % $ 18,591 $ 151,667 $ 170,258 100.00 % Consumer and Commercial Credit Exposure Credit Risk Profile Based on Payment Activity Consumer - credit card Consumer - other Lease financing receivable Other Total % of Total Performing $ 5,721 $ 107,022 $ 4,790 $ 1,746 $ 119,279 99.62 % Nonperforming 38 418 — — 456 0.38 % $ 5,759 $ 107,440 $ 4,790 $ 1,746 $ 119,735 100.00 % December 31, 2014 Commercial Credit Exposure Credit Risk Profile by Creditworthiness Category Commercial, financial, and agricultural Commercial real estate - construction Commercial real estate - other Total % of Total Pass $ 456,221 $ 43,320 $ 440,281 $ 939,822 96.11 % Special mention 4,861 132 7,120 12,113 1.24 % Substandard 5,541 58 19,771 25,370 2.60 % Doubtful 524 — — 524 0.05 % $ 467,147 $ 43,510 $ 467,172 $ 977,829 100.00 % Residential Credit Exposure Credit Risk Profile by Creditworthiness Category Residential - construction Residential - prime Total % of Total Pass $ 25,067 $ 150,664 $ 175,731 97.81 % Special mention — 1,184 1,184 0.66 % Substandard — 2,754 2,754 1.53 % $ 25,067 $ 154,602 $ 179,669 100.00 % Consumer and Commercial Credit Exposure Credit Risk Profile Based on Payment Activity Consumer - credit card Consumer - other Lease financing receivable Other Total % of Total Performing $ 5,995 $ 112,893 $ 4,857 $ 2,748 $ 126,493 99.65 % Nonperforming 17 423 — — 440 0.35 % $ 6,012 $ 113,316 $ 4,857 $ 2,748 $ 126,933 100.00 % Troubled Debt Restructurings A troubled debt restructuring (“TDR”) is a restructuring of a debt made by the Company to a debtor for economic or legal reasons related to the debtor’s financial difficulties that it would not otherwise consider. The Company grants the concession in an attempt to protect as much of its investment as possible. Information about the Company’s TDRs is as follows (in thousands): September 30, 2015 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial, financial and agricultural $ 18 $ — $ 21,324 $ 21,342 Real estate - commercial — 150 — 150 $ 18 $ 150 $ 21,324 $ 21,492 December 31, 2014 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial, financial and agricultural $ 21 $ — $ 234 $ 255 Real estate - commercial 155 — — 155 $ 176 $ — $ 234 $ 410 During the three months ended September 30, 2015 , there were no loans identified as a TDR. There was one TDR totaling $21.1 million that defaulted on the modified terms during the three months ended September 31, 2015. During the three months ended September 30, 2014 , there were no loans identified as a TDR, and there were no defaults on any loans that were modified as TDRs during the preceding twelve months. During the nine months ended September 30, 2015 , there was one loan relationship with a pre-modification balance of $21.4 million identified as a TDR after conversion of the loans to interest only for a limited amount of time. There was one TDR totaling $21.1 million that defaulted on the modified terms during the nine months ended September 31, 2015. During the nine months ended September 30, 2014 , there was one loan relationship with a pre-modification balance of $1.2 million identified as a TDR through a modification of the original loan terms, and there were no defaults on any loans that were modified as TDRs during the preceding twelve months. For purposes of the determination of an allowance for loan losses on these TDRs, as an identified TDR, the Company considers a loss probable on the loan and, as a result is reviewed for specific impairment in accordance with the Company’s allowance for loan loss methodology. If it is determined losses are probable on such TDRs, either because of delinquency or other credit quality indicator, the Company establishes specific reserves for these loans. As of September 30, 2015 , there were no commitments to lend additional funds to debtors owing sums to the Company whose terms have been modified in TDRs.

Intangibles

Intangibles	9 Months Ended
	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Intangibles	Intangibles A summary of core deposit intangible assets as of September 30, 2015 and December 31, 2014 is as follows (in thousands): September 30, 2015 December 31, 2014 Gross carrying amount $ 11,674 $ 11,674 Less accumulated amortization (5,670 ) (4,840 ) Net carrying amount $ 6,004 $ 6,834

Other Comprehensive Income

Other Comprehensive Income	9 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Other Comprehensive Income	Other Comprehensive Income The following is a summary of the tax effects allocated to each component of other comprehensive income (loss) (in thousands): Three Months Ended September 30, 2015 2014 Before Tax Amount Tax Effect Net of Tax Amount Before Tax Amount Tax Effect Net of Tax Amount Other comprehensive income (loss): Securities available-for-sale: Change in unrealized gains (losses) during period $ 1,717 $ (601 ) $ 1,116 $ (405 ) $ 142 $ (263 ) Reclassification adjustment for gains included in net income — — — — — — Total other comprehensive income (loss) $ 1,717 $ (601 ) $ 1,116 $ (405 ) $ 142 $ (263 ) Nine Months Ended September 30, 2015 2014 Before Tax Amount Tax Effect Net of Tax Amount Before Tax Amount Tax Effect Net of Tax Amount Other comprehensive (loss) income: Securities available-for-sale: Change in unrealized gains during period $ 447 $ (156 ) $ 291 $ 4,116 $ (1,441 ) $ 2,675 Reclassification adjustment for gains included in net income (1,243 ) 435 (808 ) (128 ) 45 (83 ) Total other comprehensive (loss) income $ (796 ) $ 279 $ (517 ) $ 3,988 $ (1,396 ) $ 2,592 The reclassifications out of accumulated other comprehensive income into net income are presented below (in thousands): Three Months Ended September 30, 2015 2014 Details about Accumulated Other Comprehensive Income Components Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Unrealized gains and losses on securities available-for-sale: $ — Gain on sale of securities, net $ — Gain on sale of securities, net — Tax expense — Tax expense $ — Net of tax $ — Net of tax Nine Months Ended September 30, 2015 2014 Details about Accumulated Other Comprehensive Income Components Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Unrealized gains and losses on securities available-for-sale: $ (1,243 ) Gain on sale of securities, net $ (128 ) Gain on sale of securities, net 435 Tax expense 45 Tax expense $ (808 ) Net of tax $ (83 ) Net of tax

Declaration of Dividends

Declaration of Dividends	9 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Declaration of Dividends	Declaration of Dividends A first quarter dividend of $0.09 per share for holders of common stock of record on March 13, 2015 was declared on January 21, 2015 , and was paid on April 1, 2015 . On January 21, 2015 , the Company also declared a 1.00% dividend for holders of its Series C preferred stock of record on April 1, 2015 , which was paid on April 15, 2015 . On April 15, 2015 , the Company declared a second quarter dividend of $0.09 per share for holders of common stock of record on June 15, 2015 , and was paid on July 1, 2015 . On April 15, 2015 , the Company also declared a 1.00% dividend for holders of its Series C preferred stock of record on July 1, 2015 , which was paid on July 15, 2015 . On July 15, 2015 , the Company declared a third quarter dividend of $0.09 per share for holders of common stock of record on September 15, 2015 to be paid on October 1, 2015 . On July 15, 2015 , the Company also declared a 1.00% dividend for holders of its Series C preferred stock of record on October 1, 2015 to be paid on October 15, 2015 . On October 21, 2015, the Company declared a fourth quarter dividend of $0.09 per share for holders of common stock of record on December 15, 2015 to be paid on January 4, 2016. On October 21, 2015, the Company also declared a 1.00% dividend for holders of its Series C preferred stock of record on January 4, 2016 to be paid on January 15, 2016.

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Common Share	Earnings Per Common Share Following is a summary of the information used in the computation of earnings per common share (in thousands): Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 Net earnings available to common shareholders $ 2,417 $ 4,298 $ 8,662 $ 14,922 Dividends on Series C preferred stock 92 94 277 284 Adjusted net earnings available to common shareholders $ 2,509 $ 4,392 $ 8,939 $ 15,206 Weighted average number of common shares outstanding used in computation of basic earnings per common share 11,312 11,314 11,321 11,283 Effect of dilutive securities: Stock options 12 92 20 77 Convertible preferred stock and warrants 507 549 507 544 Weighted average number of common shares outstanding plus effect of dilutive securities – used in computation of diluted earnings per share 11,831 11,955 11,848 11,904 Options and warrants on 234,206 shares of common stock and 11,250 shares of restricted stock were not included in computing diluted earnings per share for the quarter and nine months ended September 30, 2015 because the effects of these shares were anti-dilutive as a result of the exercise price of such options. Options to acquire 7,355 and 24,855 shares of common stock were not included in computing diluted earnings per share for the quarter and nine months ended September 30, 2014 , respectively, because the effects of these shares were anti-dilutive as a result of the exercise price of such options.

Fair Value Measurement

Fair Value Measurement	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurement	Fair Value Measurement The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 – Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2 – Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 – Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. Following is a description of valuation methodologies used for assets and liabilities which are either recorded or disclosed at fair value. Cash and Due From Banks, Interest-Bearing Deposits in Banks and Federal Funds Sold —The carrying value of these short-term instruments is a reasonable estimate of fair value. Securities Available-for-Sale —Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange and U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter market funds. Securities are classified as Level 2 within the valuation hierarchy when the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the bond’s terms and conditions, among other things. Level 2 inputs are used to value U.S. Agency securities, mortgage-backed securities, asset-backed securities, municipal securities, single issue trust preferred securities, certain pooled trust preferred securities, collateralized debt obligations and certain equity securities that are not actively traded. Securities Held-to-Maturity —The fair value of securities held-to-maturity is estimated using the same measurement techniques as securities available-for-sale. Other Investments —The carrying value of other investments is a reasonable estimate of fair value. Loans —For disclosure purposes, the fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings. For variable rate loans, the carrying amount is a reasonable estimate of fair value. The Company does not record loans at fair value on a recurring basis. No adjustment to fair value is taken related to illiquidity discounts. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management uses one of three methods to measure impairment, which, include collateral value, market value of similar debt, and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Impaired loans where an allowance is established based on the fair value of collateral or where the loan balance has been charged down to fair value require classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the impaired loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. For non-performing loans, collateral valuations currently in file are reviewed for acceptability in terms of timeliness and applicability. Although each determination is made based on the facts and circumstances of each credit, generally valuations are no longer considered acceptable when there has been physical deterioration of the property from when it was last appraised, or there has been a significant change in the underlying assumptions of the appraisal. If the valuation is deemed to be unacceptable, a new appraisal is ordered. New appraisals are typically received within 4-6 weeks. While awaiting new appraisals, the valuation in the file is utilized, net of discounts. Discounts are derived from available relevant market data, selling costs, taxes, and insurance. Any perceived collateral deficiency utilizing the discounted value is specifically reserved (as required by ASC Topic 310) until the new appraisal is received or charged off. Thus, provisions or charge-offs are recognized in the period the credit is identified as non-performing. The following sources are utilized to set appropriate discounts: in-market real estate agents, current local sales data, bank history for devaluation of similar property, Sheriff’s valuations and buy/sell contracts. If a real estate agent is used to market and sell the property, values are discounted 10% for selling costs. Additional discounts may be applied if research from the above sources indicates a discount is appropriate given devaluation of similar property from the time of the initial valuation. Other Real Estate —Other real estate (“ORE”) properties are adjusted to fair value upon transfer of the loans to other real estate, and annually thereafter to insure other real estate assets are carried at the lower of carrying value or fair value. Exceptions to obtaining initial appraisals are properties where a buy/sell agreement exists for the loan value or greater, or where a Sheriff’s valuation has been received for properties liquidated through a Sheriff sale. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the ORE as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market prices, the Company records the ORE asset as nonrecurring Level 3. Cash Surrender Value of Life Insurance Policies —Fair value for life insurance cash surrender value is based on cash surrender values indicated by the insurance companies. Deposits —The fair value of demand deposits, savings accounts, NOW accounts, and money market deposits is the amount payable on demand at the reporting date. The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. The estimated fair value does not include customer related intangibles. Securities Sold Under Agreements to Repurchase —The fair value approximates the carrying value of securities sold under agreements to repurchase due to their short-term nature. Short-term Federal Home Loan Bank Advances —The fair value approximates the carrying value of short-term FHLB advances due to their short-term nature. Long-term Federal Home Loan Bank Advances —The fair value of long-term FHLB advances is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings with similar terms. Junior Subordinated Debentures —For junior subordinated debentures that bear interest on a floating basis, the carrying amount approximates fair value. For junior subordinated debentures that bear interest on a fixed rate basis, the fair value is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings. Commitments to Extend Credit, Standby Letters of Credit and Credit Card Guarantees —Because commitments to extend credit and standby letters of credit are generally short-term and made using variable rates, the carrying value and estimated fair value associated with these instruments are immaterial. Assets Recorded at Fair Value The table below presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands): Assets / Liabilities Measured at Fair Value at Fair Value Measurements at September 30, 2015 Description September 30, 2015 Level 1 Level 2 Level 3 Available-for-sale securities: Obligations of state and political subdivisions $ 37,431 $ — $ 37,431 $ — GSE mortgage-backed securities 91,739 — 91,739 — Collateralized mortgage obligations: residential 148,582 — 148,582 — Collateralized mortgage obligations: commercial 5,617 — 5,617 — Mutual funds 2,116 2,116 — — Assets / Liabilities Measured at Fair Value at Fair Value Measurements at December 31, 2014 Description December 31, 2014 Level 1 Level 2 Level 3 Available-for-sale securities: U.S. Government sponsored enterprises $ 10,227 $ — $ 10,227 $ — Obligations of state and political subdivisions 44,605 — 44,605 — GSE mortgage-backed securities 109,103 — 109,103 — Collateralized mortgage obligations: residential 60,839 — 60,839 — Collateralized mortgage obligations: commercial 24,545 — 24,545 — Other asset-backed securities 24,343 — 24,343 — Collateralized debt obligation 1,218 — 1,218 — Mutual funds 2,104 2,104 — — Certain assets and liabilities are measured at fair value on a nonrecurring basis and are included in the table below (in thousands). Impaired loans are Level 2 assets measured using appraisals from external parties of the collateral less any prior liens. Other real estate properties are also Level 2 assets measured using appraisals from external parties. Assets / Liabilities Measured at Fair Value at Fair Value Measurements at September 30, 2015 Description September 30, 2015 Level 1 Level 2 Level 3 Impaired loans $ 14,966 $ — $ 14,966 $ — Other real estate 4,661 — 4,661 — Assets / Liabilities Measured at Fair Value at Fair Value Measurements at December 31, 2014 Description December 31, 2014 Level 1 Level 2 Level 3 Impaired loans $ 5,051 $ — $ 5,051 $ — Other real estate 4,234 — 4,234 — Limitations Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on many judgments. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not considered financial instruments include deferred income taxes and premises and equipment. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates. The carrying amounts and estimated fair values of the Company’s financial instruments are as follows at September 30, 2015 and December 31, 2014 (in thousands): Fair Value Measurements at September 30, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Financial assets: Cash and due from banks, interest-bearing deposits in banks and federal funds sold $ 125,437 $ 125,437 $ — $ — Securities available-for-sale 285,485 2,116 283,369 — Securities held-to-maturity 121,043 — 122,488 — Other investments 12,063 12,063 — — Loans, net 1,282,513 — 14,966 1,282,506 Cash surrender value of life insurance policies 13,548 — 13,548 — Financial liabilities: Non-interest-bearing deposits 406,118 — 406,118 — Interest-bearing deposits 1,137,303 — 918,792 218,328 Securities sold under agreements to repurchase 92,085 92,085 — — Short-term Federal Home Loan Bank advances 70,000 — 70,000 — Long-term Federal Home Loan Bank advances 25,958 — — 26,956 Junior subordinated debentures 22,167 — 22,167 — Fair Value Measurements at December 31, 2014 Using: Carrying Value Level 1 Level 2 Level 3 Financial assets: Cash and due from banks, interest-bearing deposits in banks and federal funds sold $ 86,872 $ 86,872 $ — $ — Securities available-for-sale 276,984 2,104 274,880 — Securities held-to-maturity 141,201 — 141,593 — Other investments 9,990 9,990 — — Loans, net 1,273,205 — 5,051 1,277,882 Cash surrender value of life insurance policies 13,659 — 13,659 — Financial liabilities: Non-interest-bearing deposits 390,863 — 390,863 — Interest-bearing deposits 1,194,371 — 943,255 251,291 Securities sold under agreements to repurchase 62,098 62,098 — — Short-term Federal Home Loan Bank advances 25,000 — 25,000 — Long-term Federal Home Loan Bank advances 26,277 — — 27,193 Junior subordinated debentures 22,167 — 22,167 —

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Use of Estimates	Use of Estimates — The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates.
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies — The accounting and reporting policies of the Company conform with GAAP and general practices within the banking industry. There have been no material changes or developments in the application of accounting principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies and Estimates as disclosed in our 2014 Annual Report on Form 10-K.
Recent Accounting Pronouncements	Recent Accounting Pronouncements — ASU 2015-01, Income Statement - Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items was issued as part of the FASB's simplification initiative. ASU 2015-01 eliminates the concept of extraordinary items. The effective date of this Update is for fiscal years beginning on or after December 15, 2015 and interim periods within those annual periods. Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements. ASU 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs was also issued as part of the FASB's simplification initiative. The amendments in this ASU require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. Currently, debt issuance costs are presented as an asset on the balance sheet. The FASB notes within the ASU, capitalized debt issuance costs do not meet the definition of an asset and are more akin to a debt discount, thereby reducing the carrying amount of the proceeds received. The effective date of this Update is for fiscal years beginning on or after December 15, 2015 and interim periods within those annual periods. Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-Sale Investment Securities	The portfolio of investment securities consisted of the following (in thousands): September 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: Obligations of state and political subdivisions $ 36,500 $ 979 $ 48 $ 37,431 GSE mortgage-backed securities 88,813 2,981 55 91,739 Collateralized mortgage obligations: residential 148,819 690 927 148,582 Collateralized mortgage obligations: commercial 5,653 9 45 5,617 Mutual funds 2,100 16 — 2,116 $ 281,885 $ 4,675 $ 1,075 $ 285,485 December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: U.S. Government sponsored enterprises $ 10,339 $ — $ 112 $ 10,227 Obligations of state and political subdivisions 43,079 1,555 29 44,605 GSE mortgage-backed securities 106,208 3,183 288 109,103 Collateralized mortgage obligations: residential 62,093 266 1,520 60,839 Collateralized mortgage obligations: commercial 24,462 190 107 24,545 Other asset-backed securities 24,041 321 19 24,343 Collateralized debt obligation 266 952 — 1,218 Mutual funds 2,100 4 — 2,104 $ 272,588 $ 6,471 $ 2,075 $ 276,984
Schedule of Held-to-Maturity Securities	September 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Held-to-maturity: Obligations of state and political subdivisions $ 43,933 $ 552 $ 38 $ 44,447 GSE mortgage-backed securities 58,420 1,212 82 59,550 Collateralized mortgage obligations: residential 11,284 — 250 11,034 Collateralized mortgage obligations: commercial 7,406 51 — 7,457 $ 121,043 $ 1,815 $ 370 $ 122,488 December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Held-to-maturity: Obligations of state and political subdivisions $ 45,914 $ 267 $ 192 $ 45,989 GSE mortgage-backed securities 67,268 1,080 164 68,184 Collateralized mortgage obligations: residential 12,709 — 479 12,230 Collateralized mortgage obligations: commercial 15,310 53 173 15,190 $ 141,201 $ 1,400 $ 1,008 $ 141,593
Summary of Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities at September 30, 2015 by contractual maturity are shown in the following table (in thousands) with the exception of other asset-backed securities, mortgage-backed securities, CMOs, and the collateralized debt obligation. Expected maturities may differ from contractual maturities for mortgage-backed securities and CMOs because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available-for-sale: Due in one year or less $ 5,074 $ 5,114 Due after one year through five years 19,498 20,120 Due after five years through ten years 9,540 9,832 Due after ten years 2,388 2,365 Mortgage-backed securities and collateralized mortgage obligations: Residential 237,632 240,321 Commercial 5,653 5,617 Mutual funds 2,100 2,116 $ 281,885 $ 285,485 Amortized Cost Fair Value Held-to-maturity: Due in one year or less $ 473 $ 475 Due after one year through five years 2,923 2,960 Due after five years through ten years 11,105 11,273 Due after ten years 29,432 29,739 Mortgage-backed securities and collateralized mortgage obligations: Residential 69,704 70,584 Commercial 7,406 7,457 $ 121,043 $ 122,488
Schedule of Investment Securities with Unrealized Losses	Details concerning investment securities with unrealized losses are as follows (in thousands): September 30, 2015 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Available-for-sale: Obligations of state and political subdivisions $ 3,190 $ 48 $ — $ — $ 3,190 $ 48 GSE mortgage-backed securities 15,860 45 3,754 10 19,614 55 Collateralized mortgage obligations: residential 33,689 128 31,772 799 65,461 927 Collateralized mortgage obligations: commercial — — 3,073 45 3,073 45 $ 52,739 $ 221 $ 38,599 $ 854 $ 91,338 $ 1,075 December 31, 2014 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Available-for-sale: U.S. Government sponsored enterprises $ 4,973 $ 32 $ 5,254 $ 80 $ 10,227 $ 112 Obligations of state and political subdivisions 2,029 29 — — 2,029 29 GSE mortgage-backed securities 6,668 25 21,538 263 28,206 288 Collateralized mortgage obligations: residential 9,366 53 37,997 1,467 47,363 1,520 Collateralized mortgage obligations: commercial — — 3,747 107 3,747 107 Other asset-backed securities 6,401 19 — — 6,401 19 $ 29,437 $ 158 $ 68,536 $ 1,917 $ 97,973 $ 2,075 September 30, 2015 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Held-to-maturity: Obligations of state and political subdivisions $ 6,544 $ 19 $ 1,302 $ 19 $ 7,846 $ 38 GSE mortgage-backed securities — — 7,309 82 7,309 82 Collateralized mortgage obligations: residential — — 11,034 250 11,034 250 $ 6,544 $ 19 $ 19,645 $ 351 $ 26,189 $ 370 December 31, 2014 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Held-to-maturity: Obligations of state and political subdivisions $ 11,761 $ 35 $ 13,263 $ 157 $ 25,024 $ 192 GSE mortgage-backed securities — — 8,142 164 8,142 164 Collateralized mortgage obligations: residential — — 12,230 479 12,230 479 Collateralized mortgage obligations: commercial 7,599 173 — — 7,599 173 $ 19,360 $ 208 $ 33,635 $ 800 $ 52,995 $ 1,008

Credit Quality of Loans and A19

Credit Quality of Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Components of Loans Receivable	The loan portfolio consisted of the following (in thousands): September 30, 2015 December 31, 2014 Commercial, financial and agricultural $ 482,452 $ 467,147 Real estate - construction 74,279 68,577 Real estate – commercial 473,319 467,172 Real estate – residential 151,667 154,602 Installment loans to individuals 113,199 119,328 Lease financing receivable 4,790 4,857 Other 1,746 2,748 1,301,452 1,284,431 Less allowance for loan losses (18,939 ) (11,226 ) $ 1,282,513 $ 1,273,205
Roll Forward of Activity in Allowance for Loan Losses	A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the nine months ended September 30, 2015 and 2014 is as follows (in thousands): September 30, 2015 Real Estate Coml, Fin, and Agric Constru-ction Commercial Residential Installment loans to individuals Lease financing receivable Other Total Allowance for loan losses: Beginning balance $ 5,729 $ 954 $ 2,402 $ 810 $ 1,311 $ 16 $ 4 $ 11,226 Charge-offs (2,310 ) (76 ) (169 ) (45 ) (883 ) — — (3,483 ) Recoveries 185 1 20 10 80 — — 296 Provision 8,016 (62 ) 2,107 (104 ) 923 13 7 10,900 Ending balance $ 11,620 $ 817 $ 4,360 $ 671 $ 1,431 $ 29 $ 11 $ 18,939 Ending balance: individually evaluated for impairment $ 2,569 $ 26 $ 1,739 $ 147 $ 216 $ — $ — $ 4,697 Ending balance: collectively evaluated for impairment $ 9,051 $ 791 $ 2,621 $ 524 $ 1,215 $ 29 $ 11 $ 14,242 Loans: Ending balance $ 482,452 $ 74,279 $ 473,319 $ 151,667 $ 113,199 $ 4,790 $ 1,746 $ 1,301,452 Ending balance: individually evaluated for impairment $ 29,185 $ 212 $ 19,928 $ 1,796 $ 386 $ — $ — $ 51,507 Ending balance: collectively evaluated for impairment $ 453,267 $ 74,067 $ 452,758 $ 149,788 $ 112,813 $ 4,790 $ 1,746 $ 1,249,229 Ending balance: loans acquired with deteriorated credit quality $ — $ — $ 633 $ 83 $ — $ — $ — $ 716 September 30, 2014 Real Estate Coml, Fin, and Agric Constr-uction Commercial Residential Installment loans to individuals Lease financing receivable Other Total Allowance for loan losses: Beginning balance $ 3,906 $ 1,046 $ 1,389 $ 1,141 $ 1,273 $ 21 $ 3 $ 8,779 Charge-offs (2,084 ) (1 ) (93 ) (188 ) (566 ) — — (2,932 ) Recoveries 101 — 398 44 110 — — 653 Provision 2,731 103 (345 ) (8 ) 450 (6 ) — 2,925 Ending balance $ 4,654 $ 1,148 $ 1,349 $ 989 $ 1,267 $ 15 $ 3 $ 9,425 Ending balance: individually evaluated for impairment $ 853 $ 3 $ 55 $ 87 $ 140 $ — $ — $ 1,138 Ending balance: collectively evaluated for impairment $ 3,801 $ 1,145 $ 1,294 $ 902 $ 1,127 $ 15 $ 3 $ 8,287 Loans: Ending balance $ 452,065 $ 86,315 $ 430,930 $ 153,915 $ 116,340 $ 5,285 $ 3,523 $ 1,248,373 Ending balance: individually evaluated for impairment $ 2,662 $ 106 $ 3,312 $ 1,073 $ 426 $ — $ — $ 7,579 Ending balance: collectively evaluated for impairment $ 449,403 $ 86,209 $ 426,942 $ 152,742 $ 115,914 $ 5,285 $ 3,523 $ 1,240,018 Ending balance: loans acquired with deteriorated credit quality $ — $ — $ 676 $ 100 $ — $ — $ — $ 776
Age Analysis of Past Due Loans by Class of Loans	An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands): September 30, 2015 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 days and Accruing Commercial, financial, and agricultural $ 4,065 $ 3,124 $ 3,879 $ 11,068 $ 471,384 $ 482,452 $ 23 Commercial real estate - construction 93 99 12 204 55,484 55,688 — Commercial real estate - other 7,252 2,745 16,999 26,996 446,323 473,319 — Residential - construction — — 172 172 18,419 18,591 — Residential - prime 1,383 264 1,378 3,025 148,642 151,667 — Consumer - credit card 38 11 27 76 5,683 5,759 27 Consumer - other 1,228 162 329 1,719 105,721 107,440 32 Lease financing receivable — — — — 4,790 4,790 — Other loans 148 — — 148 1,598 1,746 — $ 14,207 $ 6,405 $ 22,796 $ 43,408 $ 1,258,044 $ 1,301,452 $ 82 December 31, 2014 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 days and Accruing Commercial, financial, and agricultural $ 2,179 $ 654 $ 2,556 $ 5,389 $ 461,758 $ 467,147 $ 26 Commercial real estate - construction 15 — 105 120 43,390 43,510 97 Commercial real estate - other 4,989 270 2,464 7,723 459,449 467,172 — Residential - construction 431 — — 431 24,636 25,067 — Residential - prime 1,843 523 704 3,070 151,532 154,602 — Consumer - credit card 5 19 18 42 5,970 6,012 18 Consumer - other 671 392 107 1,170 112,146 113,316 46 Lease financing receivable — — — — 4,857 4,857 — Other loans 134 — — 134 2,614 2,748 — $ 10,267 $ 1,858 $ 5,954 $ 18,079 $ 1,266,352 $ 1,284,431 $ 187
Schedule of Loans on Nonaccrual Status	Non-accrual loans are as follows (in thousands): September 30, 2015 December 31, 2014 Commercial, financial, and agricultural $ 29,171 $ 2,642 Commercial real estate – construction 39 54 Commercial real estate - other 19,952 6,429 Residential - construction 172 — Residential - prime 1,896 1,194 Consumer - credit card — — Consumer - other 386 382 Lease financing receivable — — Other — — $ 51,616 $ 10,701
Schedule of Loans Evaluated for Impairment	Loans that are individually evaluated for impairment are as follows (in thousands): September 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial, financial, and agricultural $ 22,149 $ 22,412 $ — $ 21,863 $ 703 Commercial real estate – construction 39 39 — 40 — Commercial real estate – other 5,440 5,440 — 6,244 47 Residential – prime 1,144 1,164 — 1,211 11 Residential – construction 55 55 — 273 1 Consumer – other 30 30 — 33 — Subtotal: 28,857 29,140 — 29,664 762 With an allowance recorded: Commercial, financial, and agricultural 7,036 7,036 2,569 4,604 159 Commercial real estate – other 14,488 14,488 1,739 12,932 33 Residential – prime 652 652 147 599 5 Residential – construction 118 118 26 59 — Consumer – other 356 371 216 322 4 Subtotal: 22,650 22,665 4,697 18,516 201 Totals: Commercial 49,152 49,415 4,308 45,683 942 Residential 1,969 1,989 173 2,142 17 Consumer 386 401 216 355 4 Grand total: $ 51,507 $ 51,805 $ 4,697 $ 48,180 $ 963 December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial, financial, and agricultural $ 438 $ 521 $ — $ 554 $ — Commercial real estate – construction 54 54 — 58 — Commercial real estate – other 1,921 1,921 — 1,885 17 Residential – prime 543 543 — 534 15 Consumer – other 78 78 — 72 — Subtotal: 3,034 3,117 — 3,103 32 With an allowance recorded: Commercial, financial, and agricultural 2,218 2,333 1,010 1,394 35 Commercial real estate – construction — — — 19 — Commercial real estate – other 4,467 4,467 1,484 2,416 220 Residential – prime 529 548 68 452 3 Consumer – other 299 313 179 252 4 Subtotal: 7,513 7,661 2,741 4,533 262 Totals: Commercial 9,098 9,296 2,494 6,326 272 Residential 1,072 1,091 68 986 18 Consumer 377 391 179 324 4 Grand total: $ 10,547 $ 10,778 $ 2,741 $ 7,636 $ 294
Credit Quality Indicators by Class of Loans	The following tables present the classes of loans by risk rating (in thousands): September 30, 2015 Commercial Credit Exposure Credit Risk Profile by Creditworthiness Category Commercial, financial, and agricultural Commercial real estate - construction Commercial real estate - other Total % of Total Pass $ 417,600 $ 55,525 $ 417,095 $ 890,220 88.02 % Special mention 23,104 34 20,277 43,415 4.29 % Substandard 41,521 129 35,947 77,597 7.67 % Doubtful 227 — — 227 0.02 % $ 482,452 $ 55,688 $ 473,319 $ 1,011,459 100.00 % Residential Credit Exposure Credit Risk Profile by Creditworthiness Category Residential - construction Residential - prime Total % of Total Pass $ 18,419 $ 147,721 $ 166,140 97.58 % Special mention — 1,326 1,326 0.78 % Substandard 172 2,620 2,792 1.64 % $ 18,591 $ 151,667 $ 170,258 100.00 % Consumer and Commercial Credit Exposure Credit Risk Profile Based on Payment Activity Consumer - credit card Consumer - other Lease financing receivable Other Total % of Total Performing $ 5,721 $ 107,022 $ 4,790 $ 1,746 $ 119,279 99.62 % Nonperforming 38 418 — — 456 0.38 % $ 5,759 $ 107,440 $ 4,790 $ 1,746 $ 119,735 100.00 % December 31, 2014 Commercial Credit Exposure Credit Risk Profile by Creditworthiness Category Commercial, financial, and agricultural Commercial real estate - construction Commercial real estate - other Total % of Total Pass $ 456,221 $ 43,320 $ 440,281 $ 939,822 96.11 % Special mention 4,861 132 7,120 12,113 1.24 % Substandard 5,541 58 19,771 25,370 2.60 % Doubtful 524 — — 524 0.05 % $ 467,147 $ 43,510 $ 467,172 $ 977,829 100.00 % Residential Credit Exposure Credit Risk Profile by Creditworthiness Category Residential - construction Residential - prime Total % of Total Pass $ 25,067 $ 150,664 $ 175,731 97.81 % Special mention — 1,184 1,184 0.66 % Substandard — 2,754 2,754 1.53 % $ 25,067 $ 154,602 $ 179,669 100.00 % Consumer and Commercial Credit Exposure Credit Risk Profile Based on Payment Activity Consumer - credit card Consumer - other Lease financing receivable Other Total % of Total Performing $ 5,995 $ 112,893 $ 4,857 $ 2,748 $ 126,493 99.65 % Nonperforming 17 423 — — 440 0.35 % $ 6,012 $ 113,316 $ 4,857 $ 2,748 $ 126,933 100.00 %
Summary of Troubled Debt Restructurings	Information about the Company’s TDRs is as follows (in thousands): September 30, 2015 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial, financial and agricultural $ 18 $ — $ 21,324 $ 21,342 Real estate - commercial — 150 — 150 $ 18 $ 150 $ 21,324 $ 21,492 December 31, 2014 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial, financial and agricultural $ 21 $ — $ 234 $ 255 Real estate - commercial 155 — — 155 $ 176 $ — $ 234 $ 410

Intangibles (Tables)

Intangibles (Tables)	9 Months Ended
	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Summary of Core Deposit Intangible Assets	A summary of core deposit intangible assets as of September 30, 2015 and December 31, 2014 is as follows (in thousands): September 30, 2015 December 31, 2014 Gross carrying amount $ 11,674 $ 11,674 Less accumulated amortization (5,670 ) (4,840 ) Net carrying amount $ 6,004 $ 6,834

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Summary of Tax Effects	The following is a summary of the tax effects allocated to each component of other comprehensive income (loss) (in thousands): Three Months Ended September 30, 2015 2014 Before Tax Amount Tax Effect Net of Tax Amount Before Tax Amount Tax Effect Net of Tax Amount Other comprehensive income (loss): Securities available-for-sale: Change in unrealized gains (losses) during period $ 1,717 $ (601 ) $ 1,116 $ (405 ) $ 142 $ (263 ) Reclassification adjustment for gains included in net income — — — — — — Total other comprehensive income (loss) $ 1,717 $ (601 ) $ 1,116 $ (405 ) $ 142 $ (263 ) Nine Months Ended September 30, 2015 2014 Before Tax Amount Tax Effect Net of Tax Amount Before Tax Amount Tax Effect Net of Tax Amount Other comprehensive (loss) income: Securities available-for-sale: Change in unrealized gains during period $ 447 $ (156 ) $ 291 $ 4,116 $ (1,441 ) $ 2,675 Reclassification adjustment for gains included in net income (1,243 ) 435 (808 ) (128 ) 45 (83 ) Total other comprehensive (loss) income $ (796 ) $ 279 $ (517 ) $ 3,988 $ (1,396 ) $ 2,592
Reclassification Out of Accumulated Other Comprehensive Income	The reclassifications out of accumulated other comprehensive income into net income are presented below (in thousands): Three Months Ended September 30, 2015 2014 Details about Accumulated Other Comprehensive Income Components Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Unrealized gains and losses on securities available-for-sale: $ — Gain on sale of securities, net $ — Gain on sale of securities, net — Tax expense — Tax expense $ — Net of tax $ — Net of tax Nine Months Ended September 30, 2015 2014 Details about Accumulated Other Comprehensive Income Components Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Unrealized gains and losses on securities available-for-sale: $ (1,243 ) Gain on sale of securities, net $ (128 ) Gain on sale of securities, net 435 Tax expense 45 Tax expense $ (808 ) Net of tax $ (83 ) Net of tax

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Components of Earnings per Common Share	Following is a summary of the information used in the computation of earnings per common share (in thousands): Three Months Ended September 30, Nine Months Ended September 30, 2015 2014 2015 2014 Net earnings available to common shareholders $ 2,417 $ 4,298 $ 8,662 $ 14,922 Dividends on Series C preferred stock 92 94 277 284 Adjusted net earnings available to common shareholders $ 2,509 $ 4,392 $ 8,939 $ 15,206 Weighted average number of common shares outstanding used in computation of basic earnings per common share 11,312 11,314 11,321 11,283 Effect of dilutive securities: Stock options 12 92 20 77 Convertible preferred stock and warrants 507 549 507 544 Weighted average number of common shares outstanding plus effect of dilutive securities – used in computation of diluted earnings per share 11,831 11,955 11,848 11,904

Fair Value Measurement (Tables)

Fair Value Measurement (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis	The table below presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands): Assets / Liabilities Measured at Fair Value at Fair Value Measurements at September 30, 2015 Description September 30, 2015 Level 1 Level 2 Level 3 Available-for-sale securities: Obligations of state and political subdivisions $ 37,431 $ — $ 37,431 $ — GSE mortgage-backed securities 91,739 — 91,739 — Collateralized mortgage obligations: residential 148,582 — 148,582 — Collateralized mortgage obligations: commercial 5,617 — 5,617 — Mutual funds 2,116 2,116 — — Assets / Liabilities Measured at Fair Value at Fair Value Measurements at December 31, 2014 Description December 31, 2014 Level 1 Level 2 Level 3 Available-for-sale securities: U.S. Government sponsored enterprises $ 10,227 $ — $ 10,227 $ — Obligations of state and political subdivisions 44,605 — 44,605 — GSE mortgage-backed securities 109,103 — 109,103 — Collateralized mortgage obligations: residential 60,839 — 60,839 — Collateralized mortgage obligations: commercial 24,545 — 24,545 — Other asset-backed securities 24,343 — 24,343 — Collateralized debt obligation 1,218 — 1,218 — Mutual funds 2,104 2,104 — —
Schedule of Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis	Certain assets and liabilities are measured at fair value on a nonrecurring basis and are included in the table below (in thousands). Impaired loans are Level 2 assets measured using appraisals from external parties of the collateral less any prior liens. Other real estate properties are also Level 2 assets measured using appraisals from external parties. Assets / Liabilities Measured at Fair Value at Fair Value Measurements at September 30, 2015 Description September 30, 2015 Level 1 Level 2 Level 3 Impaired loans $ 14,966 $ — $ 14,966 $ — Other real estate 4,661 — 4,661 — Assets / Liabilities Measured at Fair Value at Fair Value Measurements at December 31, 2014 Description December 31, 2014 Level 1 Level 2 Level 3 Impaired loans $ 5,051 $ — $ 5,051 $ — Other real estate 4,234 — 4,234 —
Schedule of Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of the Company’s financial instruments are as follows at September 30, 2015 and December 31, 2014 (in thousands): Fair Value Measurements at September 30, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Financial assets: Cash and due from banks, interest-bearing deposits in banks and federal funds sold $ 125,437 $ 125,437 $ — $ — Securities available-for-sale 285,485 2,116 283,369 — Securities held-to-maturity 121,043 — 122,488 — Other investments 12,063 12,063 — — Loans, net 1,282,513 — 14,966 1,282,506 Cash surrender value of life insurance policies 13,548 — 13,548 — Financial liabilities: Non-interest-bearing deposits 406,118 — 406,118 — Interest-bearing deposits 1,137,303 — 918,792 218,328 Securities sold under agreements to repurchase 92,085 92,085 — — Short-term Federal Home Loan Bank advances 70,000 — 70,000 — Long-term Federal Home Loan Bank advances 25,958 — — 26,956 Junior subordinated debentures 22,167 — 22,167 — Fair Value Measurements at December 31, 2014 Using: Carrying Value Level 1 Level 2 Level 3 Financial assets: Cash and due from banks, interest-bearing deposits in banks and federal funds sold $ 86,872 $ 86,872 $ — $ — Securities available-for-sale 276,984 2,104 274,880 — Securities held-to-maturity 141,201 — 141,593 — Other investments 9,990 9,990 — — Loans, net 1,273,205 — 5,051 1,277,882 Cash surrender value of life insurance policies 13,659 — 13,659 — Financial liabilities: Non-interest-bearing deposits 390,863 — 390,863 — Interest-bearing deposits 1,194,371 — 943,255 251,291 Securities sold under agreements to repurchase 62,098 62,098 — — Short-term Federal Home Loan Bank advances 25,000 — 25,000 — Long-term Federal Home Loan Bank advances 26,277 — — 27,193 Junior subordinated debentures 22,167 — 22,167 —

Investment Securities - Portfol

Investment Securities - Portfolio of Available-for-Sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	$ 281,885	$ 272,588
Gross Unrealized Gains	4,675	6,471
Gross Unrealized Losses	1,075	2,075
Fair Value	285,485	276,984
Obligations of state and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	36,500	43,079
Gross Unrealized Gains	979	1,555
Gross Unrealized Losses	48	29
Fair Value	37,431	44,605
GSE mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	88,813	106,208
Gross Unrealized Gains	2,981	3,183
Gross Unrealized Losses	55	288
Fair Value	91,739	109,103
Collateralized mortgage obligations: residential
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	148,819	62,093
Gross Unrealized Gains	690	266
Gross Unrealized Losses	927	1,520
Fair Value	148,582	60,839
Collateralized mortgage obligations: commercial
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	5,653	24,462
Gross Unrealized Gains	9	190
Gross Unrealized Losses	45	107
Fair Value	5,617	24,545
Mutual funds
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	2,100	2,100
Gross Unrealized Gains	16	4
Gross Unrealized Losses	0	0
Fair Value	$ 2,116	2,104
U.S. Government sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost		10,339
Gross Unrealized Gains		0
Gross Unrealized Losses		112
Fair Value		10,227
Other asset-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost		24,041
Gross Unrealized Gains		321
Gross Unrealized Losses		19
Fair Value		24,343
Collateralized debt obligation
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost		266
Gross Unrealized Gains		952
Gross Unrealized Losses		0
Fair Value		$ 1,218

Investment Securities - Portf25

Investment Securities - Portfolio of Held-to-Maturity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	$ 121,043	$ 141,201
Gross Unrealized Gains	1,815	1,400
Gross Unrealized Losses	370	1,008
Fair Value	122,488	141,593
Obligations of state and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	43,933	45,914
Gross Unrealized Gains	552	267
Gross Unrealized Losses	38	192
Fair Value	44,447	45,989
GSE mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	58,420	67,268
Gross Unrealized Gains	1,212	1,080
Gross Unrealized Losses	82	164
Fair Value	59,550	68,184
Collateralized mortgage obligations: residential
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	11,284	12,709
Gross Unrealized Gains	0	0
Gross Unrealized Losses	250	479
Fair Value	11,034	12,230
Collateralized mortgage obligations: commercial
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	7,406	15,310
Gross Unrealized Gains	51	53
Gross Unrealized Losses	0	173
Fair Value	$ 7,457	$ 15,190

Investment Securities - Summary

Investment Securities - Summary of Amortized Cost and Fair Value by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Amortized Cost
Available-for-sale: Due in one year or less	$ 5,074
Available-for-sale: Due after one year through five years	19,498
Available-for-sale: Due after five years through ten years	9,540
Available-for-sale: Due after ten years	2,388
Mortgage-backed securities and collateralized mortgage obligations: Residential	237,632
Mortgage-backed securities and collateralized mortgage obligations: Commercial	5,653
Mutual funds	2,100
Available-for-sale, Amortized Cost	281,885	$ 272,588
Fair Value
Available-for-sale: Due in one year or less	5,114
Available-for-sale: Due after one year through five years	20,120
Available-for-sale: Due after five years through ten years	9,832
Available-for-sale: Due after ten years	2,365
Mortgage-backed securities and collateralized mortgage obligations: Residential	240,321
Mortgage-backed securities and collateralized mortgage obligations: Commercial	5,617
Mutual funds	2,116
Available-for-sale, Fair Value	285,485	276,984
Amortized Cost
Held-to-maturity: Due in one year or less	473
Held-to-maturity: Due after one year through five years	2,923
Held-to-maturity: Due after five years through ten years	11,105
Held-to-maturity: Due after ten years	29,432
Mortgage-backed securities and collateralized mortgage obligations: Residential	69,704
Mortgage-backed securities and collateralized mortgage obligations: Commercial	7,406
Held-to-maturity, Amortized Cost	121,043	141,201
Fair Value
Held-to-maturity: Due in one year or less	475
Held-to-maturity: Due after one year through five years	2,960
Held-to-maturity: Due after five years through ten years	11,273
Held-to-maturity: Due after ten years	29,739
Mortgage-backed securities and collateralized mortgage obligations: Residential	70,584
Mortgage-backed securities and collateralized mortgage obligations: Commercial	7,457
Held-to-maturity, Fair Value	$ 122,488	$ 141,593

Investment Securities - Summa27

Investment Securities - Summary of Unrealized Losses of Available-for-Sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	$ 52,739	$ 29,437
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	221	158
Available-for-sale, Securities with losses over 12 months, Fair Value	38,599	68,536
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	854	1,917
Available-for-sale, Total, Fair Value	91,338	97,973
Available-for-sale, Total, Gross Unrealized Loss	1,075	2,075
Obligations of state and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	3,190	2,029
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	48	29
Available-for-sale, Securities with losses over 12 months, Fair Value	0	0
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	0	0
Available-for-sale, Total, Fair Value	3,190	2,029
Available-for-sale, Total, Gross Unrealized Loss	48	29
GSE mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	15,860	6,668
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	45	25
Available-for-sale, Securities with losses over 12 months, Fair Value	3,754	21,538
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	10	263
Available-for-sale, Total, Fair Value	19,614	28,206
Available-for-sale, Total, Gross Unrealized Loss	55	288
Collateralized mortgage obligations: residential
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	33,689	9,366
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	128	53
Available-for-sale, Securities with losses over 12 months, Fair Value	31,772	37,997
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	799	1,467
Available-for-sale, Total, Fair Value	65,461	47,363
Available-for-sale, Total, Gross Unrealized Loss	927	1,520
Collateralized mortgage obligations: commercial
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	0	0
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	0	0
Available-for-sale, Securities with losses over 12 months, Fair Value	3,073	3,747
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	45	107
Available-for-sale, Total, Fair Value	3,073	3,747
Available-for-sale, Total, Gross Unrealized Loss	$ 45	107
U.S. Government sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value		4,973
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss		32
Available-for-sale, Securities with losses over 12 months, Fair Value		5,254
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss		80
Available-for-sale, Total, Fair Value		10,227
Available-for-sale, Total, Gross Unrealized Loss		112
Other asset-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value		6,401
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss		19
Available-for-sale, Securities with losses over 12 months, Fair Value		0
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss		0
Available-for-sale, Total, Fair Value		6,401
Available-for-sale, Total, Gross Unrealized Loss		$ 19

Investment Securities - Summa28

Investment Securities - Summary of Unrealized Losses of Held-to-Maturity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value	$ 6,544	$ 19,360
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss	19	208
Held-to-maturity, Securities with losses over 12 months, Fair Value	19,645	33,635
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss	351	800
Held-to-maturity, Total, Fair Value	26,189	52,995
Held-to-maturity, Total, Gross Unrealized Loss	370	1,008
Obligations of state and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value	6,544	11,761
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss	19	35
Held-to-maturity, Securities with losses over 12 months, Fair Value	1,302	13,263
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss	19	157
Held-to-maturity, Total, Fair Value	7,846	25,024
Held-to-maturity, Total, Gross Unrealized Loss	38	192
GSE mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value	0	0
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss	0	0
Held-to-maturity, Securities with losses over 12 months, Fair Value	7,309	8,142
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss	82	164
Held-to-maturity, Total, Fair Value	7,309	8,142
Held-to-maturity, Total, Gross Unrealized Loss	82	164
Collateralized mortgage obligations: residential
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value	0	0
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss	0	0
Held-to-maturity, Securities with losses over 12 months, Fair Value	11,034	12,230
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss	250	479
Held-to-maturity, Total, Fair Value	11,034	12,230
Held-to-maturity, Total, Gross Unrealized Loss	$ 250	479
Collateralized mortgage obligations: commercial
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value		7,599
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss		173
Held-to-maturity, Securities with losses over 12 months, Fair Value		0
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss		0
Held-to-maturity, Total, Fair Value		7,599
Held-to-maturity, Total, Gross Unrealized Loss		$ 173

Investment Securities - Narrati

Investment Securities - Narrative (Details)	9 Months Ended
	Sep. 30, 2015USD ($)security	Sep. 30, 2014USD ($)security	Dec. 31, 2014USD ($)
Investments, Debt and Equity Securities [Abstract]
Number of private-label collateralized mortgage obligations | security	2
Combined balance of private-label collateralized mortgage obligations	$ 34,000
AFS and HTM securities in unrealized loss positions qualitative disclosure number of positions | security	42
Unrealized losses as a percentage of individual securities amortized cost basis	1.21%
Unrealized losses as percentage of Company's total amortized cost basis	0.36%
Number of securities in an unrealized loss position for over 12 months | security	20
Unamortized cost basis of securities in a continuous loss position	$ 59,400,000
Unrealized loss on securities in a continuous loss position	1,200,000
Impairment related to credit quality	$ 0
Securities sold, classified as available-for-sale | security	21	4
Available-for-sale securities, realized gain (loss)	$ 1,200,000	$ 128,000
Number of available-for-sale securities sold with gains | security	11
Available-for-sale securities, gross realized gains	$ 1,400,000
Number of available-for-sale securities sold with losses | security	10
Available-for-sale securities, gross realized losses	$ 135,000
Securities pledged as collateral for public funding	$ 287,200,000		$ 279,800,000

Credit Quality of Loans and A30

Credit Quality of Loans and Allowance for Loan Losses - Loan Portfolio and Concentrations (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)industry_concentration	Dec. 31, 2014USD ($)	Sep. 30, 2014USD ($)
Loan portfolio [Abstract]
Loans	$ 1,301,452	$ 1,284,431	$ 1,248,373
Less allowance for loan losses	(18,939)	(11,226)
Loans, net	$ 1,282,513	1,273,205
Number of industry segment concentration above threshold limit | industry_concentration	1
Concentration risk, percentage	10.00%
Loans exposure in oil and gas industry	$ 295,600
Exposure in the oil and gas industry specified as percentage of total loans	22.70%
Loans with exposure in commercial real estate	$ 529,000
Loans on nonaccrual status	51,616	10,701
Commercial, financial and agricultural
Loan portfolio [Abstract]
Loans	482,452	467,147	452,065
Loans on nonaccrual status	29,171	2,642
Real estate - construction
Loan portfolio [Abstract]
Loans	74,279	68,577	86,315
Real estate – commercial
Loan portfolio [Abstract]
Loans	$ 473,319	467,172	430,930
Percentage of CRE loans secured by owner-occupied commercial properties	53.00%
Loans on nonaccrual status	$ 20,000
Nonaccrual status of loans specified as percentage of total CRE loans	3.80%
Real estate – residential
Loan portfolio [Abstract]
Loans	$ 151,667	154,602	153,915
Installment loans to individuals
Loan portfolio [Abstract]
Loans	113,199	119,328	116,340
Lease financing receivable
Loan portfolio [Abstract]
Loans	4,790	4,857	5,285
Loans on nonaccrual status	0	0
Other
Loan portfolio [Abstract]
Loans	1,746	2,748	$ 3,523
Loans on nonaccrual status	$ 0	$ 0

Credit Quality of Loans and A31

Credit Quality of Loans and Allowance for Loan Losses - Roll Forward of Activity In Allowance for Loan Losses (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 11,226	$ 8,779
Charge-offs	(3,483)	(2,932)
Recoveries	296	653
Provision	10,900	2,925
Ending balance	18,939	9,425
Ending balance: individually evaluated for impairment	4,697	1,138
Ending balance: collectively evaluated for impairment	14,242	8,287
Loans:
Ending balance	1,301,452	1,248,373	$ 1,284,431
Ending balance: individually evaluated for impairment	51,507	7,579
Ending balance: collectively evaluated for impairment	1,249,229	1,240,018
Ending balance: loans acquired with deteriorated credit quality	716	776
Commercial, financial and agricultural
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	5,729	3,906
Charge-offs	(2,310)	(2,084)
Recoveries	185	101
Provision	8,016	2,731
Ending balance	11,620	4,654
Ending balance: individually evaluated for impairment	2,569	853
Ending balance: collectively evaluated for impairment	9,051	3,801
Loans:
Ending balance	482,452	452,065	467,147
Ending balance: individually evaluated for impairment	29,185	2,662
Ending balance: collectively evaluated for impairment	453,267	449,403
Ending balance: loans acquired with deteriorated credit quality	0	0
Real estate - construction
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	954	1,046
Charge-offs	(76)	(1)
Recoveries	1	0
Provision	(62)	103
Ending balance	817	1,148
Ending balance: individually evaluated for impairment	26	3
Ending balance: collectively evaluated for impairment	791	1,145
Loans:
Ending balance	74,279	86,315	68,577
Ending balance: individually evaluated for impairment	212	106
Ending balance: collectively evaluated for impairment	74,067	86,209
Ending balance: loans acquired with deteriorated credit quality	0	0
Real estate – commercial
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	2,402	1,389
Charge-offs	(169)	(93)
Recoveries	20	398
Provision	2,107	(345)
Ending balance	4,360	1,349
Ending balance: individually evaluated for impairment	1,739	55
Ending balance: collectively evaluated for impairment	2,621	1,294
Loans:
Ending balance	473,319	430,930	467,172
Ending balance: individually evaluated for impairment	19,928	3,312
Ending balance: collectively evaluated for impairment	452,758	426,942
Ending balance: loans acquired with deteriorated credit quality	633	676
Real estate – residential
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	810	1,141
Charge-offs	(45)	(188)
Recoveries	10	44
Provision	(104)	(8)
Ending balance	671	989
Ending balance: individually evaluated for impairment	147	87
Ending balance: collectively evaluated for impairment	524	902
Loans:
Ending balance	151,667	153,915	154,602
Ending balance: individually evaluated for impairment	1,796	1,073
Ending balance: collectively evaluated for impairment	149,788	152,742
Ending balance: loans acquired with deteriorated credit quality	83	100
Installment loans to individuals
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	1,311	1,273
Charge-offs	(883)	(566)
Recoveries	80	110
Provision	923	450
Ending balance	1,431	1,267
Ending balance: individually evaluated for impairment	216	140
Ending balance: collectively evaluated for impairment	1,215	1,127
Loans:
Ending balance	113,199	116,340	119,328
Ending balance: individually evaluated for impairment	386	426
Ending balance: collectively evaluated for impairment	112,813	115,914
Ending balance: loans acquired with deteriorated credit quality	0	0
Lease financing receivable
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	16	21
Charge-offs	0	0
Recoveries	0	0
Provision	13	(6)
Ending balance	29	15
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	29	15
Loans:
Ending balance	4,790	5,285	4,857
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	4,790	5,285
Ending balance: loans acquired with deteriorated credit quality	0	0
Other
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	4	3
Charge-offs	0	0
Recoveries	0	0
Provision	7	0
Ending balance	11	3
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	11	3
Loans:
Ending balance	1,746	3,523	$ 2,748
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	1,746	3,523
Ending balance: loans acquired with deteriorated credit quality	$ 0	$ 0

Credit Quality of Loans and A32

Credit Quality of Loans and Allowance for Loan Losses - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	$ 14,207	$ 10,267
60-89 Days Past Due	6,405	1,858
Greater than 90 Days Past Due	22,796	5,954
Total Past Due	43,408	18,079
Current	1,258,044	1,266,352
Total Loans	1,301,452	1,284,431
Recorded Investment, 90 days past due and Accruing	82	187
Commercial, financial and agricultural
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	4,065	2,179
60-89 Days Past Due	3,124	654
Greater than 90 Days Past Due	3,879	2,556
Total Past Due	11,068	5,389
Current	471,384	461,758
Total Loans	482,452	467,147
Recorded Investment, 90 days past due and Accruing	23	26
Commercial real estate - construction
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	93	15
60-89 Days Past Due	99	0
Greater than 90 Days Past Due	12	105
Total Past Due	204	120
Current	55,484	43,390
Total Loans	55,688	43,510
Recorded Investment, 90 days past due and Accruing	0	97
Commercial real estate - other
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	7,252	4,989
60-89 Days Past Due	2,745	270
Greater than 90 Days Past Due	16,999	2,464
Total Past Due	26,996	7,723
Current	446,323	459,449
Total Loans	473,319	467,172
Recorded Investment, 90 days past due and Accruing	0	0
Residential - construction
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	0	431
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	172	0
Total Past Due	172	431
Current	18,419	24,636
Total Loans	18,591	25,067
Recorded Investment, 90 days past due and Accruing	0	0
Residential - prime
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	1,383	1,843
60-89 Days Past Due	264	523
Greater than 90 Days Past Due	1,378	704
Total Past Due	3,025	3,070
Current	148,642	151,532
Total Loans	151,667	154,602
Recorded Investment, 90 days past due and Accruing	0	0
Consumer - credit card
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	38	5
60-89 Days Past Due	11	19
Greater than 90 Days Past Due	27	18
Total Past Due	76	42
Current	5,683	5,970
Total Loans	5,759	6,012
Recorded Investment, 90 days past due and Accruing	27	18
Consumer - other
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	1,228	671
60-89 Days Past Due	162	392
Greater than 90 Days Past Due	329	107
Total Past Due	1,719	1,170
Current	105,721	112,146
Total Loans	107,440	113,316
Recorded Investment, 90 days past due and Accruing	32	46
Lease financing receivable
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	4,790	4,857
Total Loans	4,790	4,857
Recorded Investment, 90 days past due and Accruing	0	0
Other loans
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	148	134
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	148	134
Current	1,598	2,614
Total Loans	1,746	2,748
Recorded Investment, 90 days past due and Accruing	$ 0	$ 0

Credit Quality of Loans and A33

Credit Quality of Loans and Allowance for Loan Losses - Nonaccrual Loans (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	$ 51,616		$ 10,701
Interest lost on nonaccrual loans	1,300	$ 392
Interest received on nonaccrual loans	19	$ 93
Commercial, financial and agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	29,171		2,642
Commercial real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	39		54
Commercial real estate - other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	19,952		6,429
Residential - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	172		0
Residential - prime
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	1,896		1,194
Consumer - credit card
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	0		0
Consumer - other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	386		382
Lease financing receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	0		0
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	$ 0		$ 0

Credit Quality of Loans and A34

Credit Quality of Loans and Allowance for Loan Losses - Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
With no related allowance recorded [Abstract]
Recorded Investment	$ 28,857	$ 3,034
Unpaid Principal Balance	29,140	3,117
Average Recorded Investment	29,664	3,103
Interest Income Recognized	762	32
With an allowance recorded [Abstract]
Recorded Investment	22,650	7,513
Unpaid Principal Balance	22,665	7,661
Related Allowance	4,697	2,741
Average Recorded Investment	18,516	4,533
Interest Income Recognized	201	262
Totals [Abstract]
Recorded Investment	51,507	10,547
Unpaid Principal Balance	51,805	10,778
Related Allowance	4,697	2,741
Average Recorded Investment	48,180	7,636
Interest Income Recognized	963	294
Commercial, financial and agricultural
With no related allowance recorded [Abstract]
Recorded Investment	22,149	438
Unpaid Principal Balance	22,412	521
Average Recorded Investment	21,863	554
Interest Income Recognized	703	0
With an allowance recorded [Abstract]
Recorded Investment	7,036	2,218
Unpaid Principal Balance	7,036	2,333
Related Allowance	2,569	1,010
Average Recorded Investment	4,604	1,394
Interest Income Recognized	159	35
Totals [Abstract]
Related Allowance	2,569	1,010
Commercial real estate - construction
With no related allowance recorded [Abstract]
Recorded Investment	39	54
Unpaid Principal Balance	39	54
Average Recorded Investment	40	58
Interest Income Recognized	0	0
With an allowance recorded [Abstract]
Recorded Investment		0
Unpaid Principal Balance		0
Related Allowance		0
Average Recorded Investment		19
Interest Income Recognized		0
Totals [Abstract]
Related Allowance		0
Commercial real estate - other
With no related allowance recorded [Abstract]
Recorded Investment	5,440	1,921
Unpaid Principal Balance	5,440	1,921
Average Recorded Investment	6,244	1,885
Interest Income Recognized	47	17
With an allowance recorded [Abstract]
Recorded Investment	14,488	4,467
Unpaid Principal Balance	14,488	4,467
Related Allowance	1,739	1,484
Average Recorded Investment	12,932	2,416
Interest Income Recognized	33	220
Totals [Abstract]
Related Allowance	1,739	1,484
Residential - prime
With no related allowance recorded [Abstract]
Recorded Investment	1,144	543
Unpaid Principal Balance	1,164	543
Average Recorded Investment	1,211	534
Interest Income Recognized	11	15
With an allowance recorded [Abstract]
Recorded Investment	652	529
Unpaid Principal Balance	652	548
Related Allowance	147	68
Average Recorded Investment	599	452
Interest Income Recognized	5	3
Totals [Abstract]
Related Allowance	147	68
Residential - construction
With no related allowance recorded [Abstract]
Recorded Investment	55
Unpaid Principal Balance	55
Average Recorded Investment	273
Interest Income Recognized	1
With an allowance recorded [Abstract]
Recorded Investment	118
Unpaid Principal Balance	118
Related Allowance	26
Average Recorded Investment	59
Interest Income Recognized	0
Totals [Abstract]
Related Allowance	26
Consumer - other
With no related allowance recorded [Abstract]
Recorded Investment	30	78
Unpaid Principal Balance	30	78
Average Recorded Investment	33	72
Interest Income Recognized	0	0
With an allowance recorded [Abstract]
Recorded Investment	356	299
Unpaid Principal Balance	371	313
Related Allowance	216	179
Average Recorded Investment	322	252
Interest Income Recognized	4	4
Totals [Abstract]
Related Allowance	216	179
Total: Commercial
With an allowance recorded [Abstract]
Related Allowance	4,308	2,494
Totals [Abstract]
Recorded Investment	49,152	9,098
Unpaid Principal Balance	49,415	9,296
Related Allowance	4,308	2,494
Average Recorded Investment	45,683	6,326
Interest Income Recognized	942	272
Total: Residential
With an allowance recorded [Abstract]
Related Allowance	173	68
Totals [Abstract]
Recorded Investment	1,969	1,072
Unpaid Principal Balance	1,989	1,091
Related Allowance	173	68
Average Recorded Investment	2,142	986
Interest Income Recognized	17	18
Total: Consumer
With an allowance recorded [Abstract]
Related Allowance	216	179
Totals [Abstract]
Recorded Investment	386	377
Unpaid Principal Balance	401	391
Related Allowance	216	179
Average Recorded Investment	355	324
Interest Income Recognized	$ 4	$ 4

Credit Quality of Loans and A35

Credit Quality of Loans and Allowance for Loan Losses - Classes of Loans by Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 1,301,452	$ 1,284,431	$ 1,248,373
Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	482,452	467,147	452,065
Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	55,688	43,510
Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	473,319	467,172
Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 1,011,459	$ 977,829
Percentage of Total Loans	100.00%	100.00%
Residential - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 18,591	$ 25,067
Residential - prime
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	151,667	154,602
Residential, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 170,258	$ 179,669
Percentage of Total Loans	100.00%	100.00%
Consumer - credit card
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 5,759	$ 6,012
Consumer - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	107,440	113,316
Lease financing receivable
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	4,790	4,857	5,285
Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,746	2,748	$ 3,523
Consumer, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 119,735	$ 126,933
Percentage of Total Loans	100.00%	100.00%
Pass | Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 417,600	$ 456,221
Pass | Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	55,525	43,320
Pass | Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	417,095	440,281
Pass | Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 890,220	$ 939,822
Percentage of Total Loans	88.02%	96.11%
Pass | Residential - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 18,419	$ 25,067
Pass | Residential - prime
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	147,721	150,664
Pass | Residential, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 166,140	$ 175,731
Percentage of Total Loans	97.58%	97.81%
Special mention | Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 23,104	$ 4,861
Special mention | Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	34	132
Special mention | Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	20,277	7,120
Special mention | Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 43,415	$ 12,113
Percentage of Total Loans	4.29%	1.24%
Special mention | Residential - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 0	$ 0
Special mention | Residential - prime
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,326	1,184
Special mention | Residential, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 1,326	$ 1,184
Percentage of Total Loans	0.78%	0.66%
Substandard | Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 41,521	$ 5,541
Substandard | Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	129	58
Substandard | Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	35,947	19,771
Substandard | Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 77,597	$ 25,370
Percentage of Total Loans	7.67%	2.60%
Substandard | Residential - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 172	$ 0
Substandard | Residential - prime
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	2,620	2,754
Substandard | Residential, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 2,792	$ 2,754
Percentage of Total Loans	1.64%	1.53%
Doubtful | Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 227	$ 524
Doubtful | Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	0	0
Doubtful | Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	0	0
Doubtful | Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 227	$ 524
Percentage of Total Loans	0.02%	0.05%
Performing | Consumer - credit card
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 5,721	$ 5,995
Performing | Consumer - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	107,022	112,893
Performing | Lease financing receivable
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	4,790	4,857
Performing | Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,746	2,748
Performing | Consumer, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 119,279	$ 126,493
Percentage of Total Loans	99.62%	99.65%
Nonperforming | Consumer - credit card
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 38	$ 17
Nonperforming | Consumer - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	418	423
Nonperforming | Lease financing receivable
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	0	0
Nonperforming | Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	0	0
Nonperforming | Consumer, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 456	$ 440
Percentage of Total Loans	0.38%	0.35%

Credit Quality of Loans and A36

Credit Quality of Loans and Allowance for Loan Losses - Troubled Debt Restructurings (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)contract	Sep. 30, 2014contract	Sep. 30, 2015USD ($)contract	Sep. 30, 2014USD ($)contract	Dec. 31, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Current	$ 18,000		$ 18,000		$ 176,000
Past Due Greater Than 30 Days	150,000		150,000		0
Nonaccrual TDRs	21,324,000		21,324,000		234,000
Total TDRs	$ 21,492,000		$ 21,492,000		410,000
Pre-modified contracts identified as TDRs (contracts) | contract	0	0	1	1
Number of TDR defaulted (contracts) | contract	1	0	1	0
TDRs defaulted, amount	$ 21,100,000		$ 21,100,000
Pre-modification balance identified as TDR			21,400,000	$ 1,200,000
Commitments to lend additional funds	0		0
Commercial, financial and agricultural
Financing Receivable, Modifications [Line Items]
Current	18,000		18,000		21,000
Past Due Greater Than 30 Days	0		0		0
Nonaccrual TDRs	21,324,000		21,324,000		234,000
Total TDRs	21,342,000		21,342,000		255,000
Real estate – commercial
Financing Receivable, Modifications [Line Items]
Current	0		0		155,000
Past Due Greater Than 30 Days	150,000		150,000		0
Nonaccrual TDRs	0		0		0
Total TDRs	$ 150,000		$ 150,000		$ 155,000

Intangibles (Details)

Intangibles (Details) - Core Deposit Intangible Assets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Gross carrying amount	$ 11,674	$ 11,674
Less accumulated amortization	(5,670)	(4,840)
Net carrying amount	$ 6,004	$ 6,834

Other Comprehensive Income - Su

Other Comprehensive Income - Summary of the Tax Effects (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Other comprehensive income (loss): Securities available-for-sale: Before Tax Amount
Change in unrealized gains (losses) during period	$ 1,717	$ (405)	$ 447	$ 4,116
Reclassification adjustment for gains included in net income	0	0	(1,243)	(128)
Total other comprehensive income (loss), before tax	1,717	(405)	(796)	3,988
Other comprehensive income (loss): Securities available-for-sale: Tax Effect
Change in unrealized gains (losses) during period	(601)	142	(156)	(1,441)
Reclassification adjustment for gains included in net income	0	0	435	45
Total other comprehensive income (loss)	(601)	142	279	(1,396)
Other comprehensive income (loss): Securities available-for-sale: Net of Tax Amount
Change in unrealized gains (losses) during period	1,116	(263)	291	2,675
Reclassification adjustment for gains included in net income	0	0	(808)	(83)
Total other comprehensive income (loss), net of tax	$ 1,116	$ (263)	$ (517)	$ 2,592

Other Comprehensive Income - Re

Other Comprehensive Income - Reclassifications (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gain on sale of securities, net	$ 0	$ 0	$ (1,243)	$ (128)
Tax expense	0	0	435	45
Reclassifications Out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gain on sale of securities, net	0	0	(1,243)	(128)
Tax expense	0	0	435	45
Net earnings	$ 0	$ 0	$ (808)	$ (83)

Declaration of Dividends (Detai

Declaration of Dividends (Details) - $ / shares	Oct. 21, 2015	Jul. 15, 2015	Apr. 15, 2015	Jan. 21, 2015	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Dividends Payable [Line Items]
Dividends on common stock (in dollars per share)		$ 0.09	$ 0.09	$ 0.09	$ 0.09	$ 0.09	$ 0.27	$ 0.26
Subsequent Event [Member]
Dividends Payable [Line Items]
Dividends on common stock (in dollars per share)	$ 0.09
Series C Preferred stock
Dividends Payable [Line Items]
Preferred stock dividend rate		1.00%	1.00%	1.00%
Series C Preferred stock | Subsequent Event [Member]
Dividends Payable [Line Items]
Preferred stock dividend rate	1.00%

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share [Abstract]
Net earnings available to common shareholders	$ 2,417	$ 4,298	$ 8,662	$ 14,922
Dividends on Series C preferred stock	92	94	277	284
Adjusted net earnings available to common shareholders	$ 2,509	$ 4,392	$ 8,939	$ 15,206
Weighted average number of common shares outstanding used in computation of basic earnings per common share	11,312,000	11,314,000	11,321,000	11,283,000
Effect of dilutive securities:
Stock options (in shares)	12,000	92,000	20,000	77,000
Convertible preferred stock and warrants (in shares)	507,000	549,000	507,000	544,000
Weighted average number of common shares outstanding plus effect of dilutive securities - used in computation of diluted earnings per common share (in shares)	11,831,000	11,955,000	11,848,000	11,904,000
Stock Options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computing diluted earnings per share (in shares)	234,206	7,355	11,250	24,855

Fair Value Measurement - Assets

Fair Value Measurement - Assets Recorded at Fair Value and Narrative (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount for selling costs	10.00%
Fair Value	$ 285,485	$ 285,485	$ 276,984
Recurring | Level 1
Available-for-sale securities:
Obligations of state and political subdivisions	0	0	0
GSE mortgage-backed securities	0	0	0
Collateralized mortgage obligations: residential	0	0	0
Collateralized mortgage obligations: commercial	0	0	0
Mutual funds	2,116	2,116	2,104
U.S. Government sponsored enterprises			0
Other asset-backed securities			0
Collateralized debt obligation			0
Recurring | Level 2
Available-for-sale securities:
Obligations of state and political subdivisions	37,431	37,431	44,605
GSE mortgage-backed securities	91,739	91,739	109,103
Collateralized mortgage obligations: residential	148,582	148,582	60,839
Collateralized mortgage obligations: commercial	5,617	5,617	24,545
Mutual funds	0	0	0
U.S. Government sponsored enterprises			10,227
Other asset-backed securities			24,343
Collateralized debt obligation			1,218
Recurring | Level 3
Available-for-sale securities:
Obligations of state and political subdivisions	0	0	0
GSE mortgage-backed securities	0	0	0
Collateralized mortgage obligations: residential	0	0	0
Collateralized mortgage obligations: commercial	0	0	0
Mutual funds	0	0	0
U.S. Government sponsored enterprises			0
Other asset-backed securities			0
Collateralized debt obligation			0
Nonrecurring
Assets and Liabilities Measured on Nonrecurring Basis
Impaired loans	14,966	14,966	5,051
Other real estate	4,661	4,661	4,234
Nonrecurring | Level 1
Assets and Liabilities Measured on Nonrecurring Basis
Impaired loans	0	0	0
Other real estate	0	0	0
Nonrecurring | Level 2
Assets and Liabilities Measured on Nonrecurring Basis
Impaired loans	14,966	14,966	5,051
Other real estate	4,661	4,661	4,234
Nonrecurring | Level 3
Assets and Liabilities Measured on Nonrecurring Basis
Impaired loans	0	0	0
Other real estate	0	0	0
Obligations of state and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	37,431	37,431	44,605
Obligations of state and political subdivisions | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	37,431	37,431	44,605
GSE mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	91,739	91,739	109,103
GSE mortgage-backed securities | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	91,739	91,739	109,103
Collateralized mortgage obligations: residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	148,582	148,582	60,839
Collateralized mortgage obligations: residential | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	148,582	148,582	60,839
Collateralized mortgage obligations: commercial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	5,617	5,617	24,545
Collateralized mortgage obligations: commercial | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	5,617	5,617	24,545
Mutual funds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,116	2,116	2,104
Mutual funds | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,116	$ 2,116	2,104
U.S. Government sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value			10,227
U.S. Government sponsored enterprises | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value			10,227
Other asset-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value			24,343
Other asset-backed securities | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value			24,343
Collateralized debt obligation
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value			1,218
Collateralized debt obligation | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value			$ 1,218
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Period when new appraisals are received		28 days
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Period when new appraisals are received		42 days

Fair Value Measurement - Limita

Fair Value Measurement - Limitations (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financial assets [Abstract]
Securities available-for-sale	$ 285,485	$ 276,984
Securities held-to-maturity	122,488	141,593
Financial liabilities [Abstract]
Long-term Federal Home Loan Bank advances	25,958	26,277
Carrying Value
Financial assets [Abstract]
Cash and due from banks, interest-bearing deposits in banks and federal funds sold	125,437	86,872
Securities available-for-sale	285,485	276,984
Securities held-to-maturity	121,043	141,201
Other investments	12,063	9,990
Loans, net	1,282,513	1,273,205
Cash surrender value of life insurance policies	13,548	13,659
Financial liabilities [Abstract]
Non-interest-bearing deposits	406,118	390,863
Interest-bearing deposits	1,137,303	1,194,371
Securities sold under agreements to repurchase	92,085	62,098
Short-term Federal Home Loan Bank advances	70,000	25,000
Long-term Federal Home Loan Bank advances	25,958	26,277
Junior subordinated debentures	22,167	22,167
Fair Value | Level 1
Financial assets [Abstract]
Cash and due from banks, interest-bearing deposits in banks and federal funds sold	125,437	86,872
Securities available-for-sale	2,116	2,104
Securities held-to-maturity	0	0
Other investments	12,063	9,990
Loans, net	0	0
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]
Non-interest-bearing deposits	0	0
Interest-bearing deposits	0	0
Securities sold under agreements to repurchase	92,085	62,098
Short-term Federal Home Loan Bank advances	0	0
Long-term Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Fair Value | Level 2
Financial assets [Abstract]
Cash and due from banks, interest-bearing deposits in banks and federal funds sold	0	0
Securities available-for-sale	283,369	274,880
Securities held-to-maturity	122,488	141,593
Other investments	0	0
Loans, net	14,966	5,051
Cash surrender value of life insurance policies	13,548	13,659
Financial liabilities [Abstract]
Non-interest-bearing deposits	406,118	390,863
Interest-bearing deposits	918,792	943,255
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances	70,000	25,000
Long-term Federal Home Loan Bank advances	0	0
Junior subordinated debentures	22,167	22,167
Fair Value | Level 3
Financial assets [Abstract]
Cash and due from banks, interest-bearing deposits in banks and federal funds sold	0	0
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Other investments	0	0
Loans, net	1,282,506	1,277,882
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]
Non-interest-bearing deposits	0	0
Interest-bearing deposits	218,328	251,291
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances	0	0
Long-term Federal Home Loan Bank advances	26,956	27,193
Junior subordinated debentures	$ 0	$ 0