Midsouth Bancorp (MSL) 10-Q 10 May 16 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2016	May. 10, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	MIDSOUTH BANCORP INC
Entity Central Index Key	745,981
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		11,362,150
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2016

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks, including required reserves of $7,155 and $8,522, respectively	$ 32,942	$ 37,170
Interest-bearing deposits in banks	77,043	48,331
Federal funds sold	2,425	3,700
Securities available-for-sale, at fair value (cost of $298,564 at March 31, 2016 and $317,375 at December 31, 2015)	302,151	318,159
Securities held-to-maturity (fair value of $115,631 at March 31, 2016 and $117,698 at December 31, 2015)	113,623	116,792
Other investments	11,195	11,188
Loans	1,250,049	1,263,645
Allowance for loan losses	(20,347)	(19,011)
Loans, net	1,229,702	1,244,634
Bank premises and equipment, net	68,482	69,105
Accrued interest receivable	6,729	6,594
Goodwill	42,171	42,171
Intangibles	5,451	5,728
Cash surrender value of life insurance	13,690	13,622
Other real estate	3,908	4,187
Other assets	7,039	6,352
Total assets	1,916,551	1,927,733
Deposits:
Non-interest-bearing	383,684	374,261
Interest-bearing	1,174,519	1,176,589
Total deposits	1,558,203	1,550,850
Securities sold under agreements to repurchase	87,879	85,957
Short-term Federal Home Loan Bank advances	0	25,000
Long-term Federal Home Loan Bank advances	25,744	25,851
Junior subordinated debentures	22,167	22,167
Other liabilities	6,704	4,771
Total liabilities	$ 1,700,697	$ 1,714,596
Commitments and contingencies
Shareholders’ equity:
Common stock, $0.10 par value; 30,000,000 shares authorized, 11,362,150 shares issued and outstanding at March 31, 2016 and December 31, 2015	$ 1,136	$ 1,136
Additional paid-in capital	110,958	110,771
Unearned ESOP shares	(1,284)	(1,093)
Accumulated other comprehensive income	2,331	509
Retained earnings	61,593	60,694
Total shareholders’ equity	215,854	213,137
Total liabilities and shareholders’ equity	1,916,551	1,927,733
Series B Preferred Stock
Shareholders’ equity:
Preferred stock	32,000	32,000
Series C Preferred stock
Shareholders’ equity:
Preferred stock	$ 9,120	$ 9,120

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks, reserves	$ 7,155	$ 8,522
Securities available-for-sale, at cost	298,564	317,375
Securities held-to-maturity, at fair value	$ 115,631	$ 117,698
Stockholders' equity:
Common stock, par value (in dollars per share)	$ 0.10	$ 0.10
Common stock, authorized (in shares)	30,000,000	30,000,000
Common stock, issued (in shares)	11,362,150	11,362,150
Common stock, outstanding (in shares)	11,362,150	11,362,150
Series B Preferred Stock
Stockholders' equity:
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, authorized (in shares)	5,000,000	5,000,000
Preferred stock, issued (in shares)	32,000	32,000
Preferred stock, outstanding (in shares)	32,000	32,000
Series C Preferred stock
Stockholders' equity:
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, authorized (in shares)	100,000	100,000
Preferred stock, issued (in shares)	91,200	91,200
Preferred stock, outstanding (in shares)	91,200	91,200

Consolidated Statements of Earn

Consolidated Statements of Earnings - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest income:
Loans, including fees	$ 17,123	$ 18,054
Securities and other investments:
Taxable	2,036	1,925
Nontaxable	458	584
Federal funds sold	5	2
Time and interest bearing deposits in other banks	94	37
Other investments	88	79
Total interest income	19,804	20,681
Interest expense:
Deposits	907	947
Securities sold under agreements to repurchase	233	230
Other borrowings and payables	113	97
Junior subordinated debentures	167	150
Total interest expense	1,420	1,424
Net interest income	18,384	19,257
Provision for loan losses	2,800	6,000
Net interest income after provision for loan losses	15,584	13,257
Non-interest income:
Service charges on deposits	2,313	2,332
Gain on sale of securities, net	0	115
ATM and debit card income	1,609	1,629
Other charges and fees	565	765
Total non-interest income	4,487	4,841
Non-interest expenses:
Salaries and employee benefits	7,990	7,942
Occupancy expense	3,597	3,685
ATM and debit card expense	785	663
Information Technology and Data Processing	458	457
FDIC insurance	429	281
Professional Fees	383	345
Other	3,117	2,788
Total non-interest expenses	16,759	16,161
Income before income taxes	3,312	1,937
Income tax expense	963	446
Net earnings	2,349	1,491
Dividends on preferred stock	427	173
Net earnings available to common shareholders	$ 1,922	$ 1,318
Earnings per share:
Basic (in dollars per share)	$ 0.17	$ 0.12
Diluted (in dollars per share)	$ 0.17	$ 0.12
Weighted average number of shares outstanding:
Basic (in shares)	11,262	11,318
Diluted (in shares)	11,262	11,351
Dividends declared per common share (in dollars per share)	$ 0.09	$ 0.09

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Statement of Comprehensive Income [Abstract]
Net earnings	$ 2,349	$ 1,491
Unrealized gains (losses) on securities available-for-sale:
Unrealized holding gains (losses) arising during the year	2,802	1,701
Less: reclassification adjustment for gains on sales of securities available-for-sale	0	(115)
Total other comprehensive income (loss), before tax	2,802	1,586
Income tax effect related to items of other comprehensive income (loss)	(980)	(555)
Total other comprehensive income (loss), net of tax	1,822	1,031
Total comprehensive income	$ 4,171	$ 2,522

Consolidated Statement of Share

Consolidated Statement of Shareholders' Equity - 3 months ended Mar. 31, 2016 - USD ($) $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Unearned ESOP Shares	Accumulated Other Comprehensive Income	Retained Earnings
Beginning balance at Dec. 31, 2015	$ 213,137	$ 41,120	$ 1,136	$ 110,771	$ (1,093)	$ 509	$ 60,694
Beginning balance (in shares) at Dec. 31, 2015		123,200	11,362,150
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net earnings	2,349						2,349
Dividends on Series B and Series C preferred stock	(427)						(427)
Dividends on common stock, $0.09 per share	(1,023)						(1,023)
Increase in ESOP obligation, net of repayments	(191)				(191)
Tax benefit resulting from distribution from Directors Deferred Compensation Plan	39			39
Stock option and restricted stock compensation expense	97			97
ESOP compensation expense	(36)			(36)
Tax benefit for dividends paid to the ESOP	87			87
Change in accumulated other comprehensive income	1,822					1,822
Ending balance at Mar. 31, 2016	$ 215,854	$ 41,120	$ 1,136	$ 110,958	$ (1,284)	$ 2,331	$ 61,593
Ending balance (in shares) at Mar. 31, 2016		123,200	11,362,150

Consolidated Statement of Shar7

Consolidated Statement of Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Statement of Stockholders' Equity [Abstract]
Dividends on common stock (in dollars per share)	$ 0.09	$ 0.09

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net earnings	$ 2,349	$ 1,491
Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation	1,512	1,555
Accretion of purchase accounting adjustments	(288)	(189)
Provision for loan losses	2,800	6,000
Deferred tax benefit	(503)	(1,951)
Amortization of premiums on securities, net	681	633
Stock option expense	84	85
Restricted stock expense	13	0
ExcessOfBookValueoverMarketValueofESOPSharesReleased	(36)	0
Net gain on sale of investment securities	0	(115)
Net (loss) gain on sale of other real estate owned	24	(50)
Net write down of other real estate owned	120	29
Net gain on sale/disposal of premises and equipment	(14)	(1)
Change in accrued interest receivable	(135)	(106)
Change in accrued interest payable	(9)	(4)
Change in other assets & other liabilities, net	454	1,684
Net cash provided by operating activities	7,052	9,061
Cash flows from investing activities:
Proceeds from maturities and calls of securities available-for-sale	18,379	17,988
Proceeds from maturities and calls of securities held-to-maturity	2,919	3,326
Proceeds from sale of securities available-for-sale	0	34,509
Purchases of securities available-for-sale	0	(73,853)
Proceeds from sale of other investments	0	349
Purchases of other investments	(7)	(3)
Net change in loans	12,293	(28,461)
Purchases of premises and equipment	(915)	(1,362)
Proceeds from sale of premises and equipment	40	4
Proceeds from sale of other real estate owned	245	532
Net cash provided by (used in) investing activities	32,954	(46,971)
Cash flows from financing activities:
Change in deposits	7,366	30,901
Change in securities sold under agreements to repurchase	1,922	25,248
Borrowings on Federal Home Loan Bank advances	25,000	25,000
Repayments of Federal Home Loan Bank advances	(50,017)	(25,015)
Proceeds and tax benefit from exercise of stock options	0	80
Tax benefit resulting from distribution from Directors Deferred Compensation Plan	39	420
ExcessTaxBenefitFromDividendsPaidtoESOP	87	0
Payment of dividends on preferred stock	(171)	(174)
Payment of dividends on common stock	(1,023)	(1,020)
Net cash (used in) provided by financing activities	(16,797)	55,440
Net increase in cash and cash equivalents	23,209	17,530
Cash and cash equivalents, beginning of period	89,201	86,872
Cash and cash equivalents, end of period	112,410	104,402
Supplemental cash flow information:
Interest paid	1,429	1,427
Noncash investing and financing activities:
Transfer of loans to other real estate	110	866
Change in accrued common stock dividends	0	1
Change in accrued preferred stock dividends	256	0
Net change in loan to ESOP	$ (191)	$ (268)

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited consolidated financial statements and notes thereto contain all adjustments, consisting only of normal recurring adjustments, necessary to present fairly, in accordance with accounting principles generally accepted in the United States of America (“GAAP”), the financial position of MidSouth Bancorp, Inc. (the “Company”) and its subsidiaries as of March 31, 2016 and the results of their operations and their cash flows for the periods presented. The interim financial information should be read in conjunction with the annual consolidated financial statements and the notes thereto included in the Company’s 2015 Annual Report on Form 10-K. The results of operations for the three -month period ended March 31, 2016 are not necessarily indicative of the results to be expected for the entire year. Use of Estimates — The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates. Summary of Significant Accounting Policies — The accounting and reporting policies of the Company conform with GAAP and general practices within the banking industry. There have been no material changes or developments in the application of accounting principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies and Estimates as disclosed in our 2015 Annual Report on Form 10-K. Recent Accounting Pronouncements — ASU 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities is the first ASU issued under the FASB's financial instruments project. ASU 2016-01 primarily affects the accounting for equity investments, financial liabilities under the fair value option, and the presentation and disclosure requirements for financial instruments. The guidance in this ASU requires all equity securities with readily determinable fair values to be measured at fair value on the balance sheet, with changes in fair value recorded through earnings. For financial liabilities that are measured at fair value in accordance with the fair value option, the guidance requires changes in the fair value of a financial liabilities attributable to a change in instrument-specific credit risk to be recorded separately in other comprehensive income. This ASU eliminates the requirement to disclose the methods and significant assumptions used to estimate fair value. It does require public entities to use the exit price when measuring the fair value of financial instruments measured at amortized cost for disclosure purposes In addition, the new guidance requires financial assets and financial liabilities to be presented separately in the notes to the financial statements, grouped by measurement category and form of financial asset. The effective date of this Update is for fiscal years beginning on or after December 15, 2017. The Company is evaluating the impact, if any, that ASU 2016-01 will have on its financial position, results of operations, and its financial statement disclosures. ASU 2016-02, Leases (Topic 842) was issued with the intention of improving financial reporting about leasing transactions. Under the new guidance, a lessee will be required to recognize assets and liabilities for leases with lease terms of more than 12 months. Consistent with current GAAP, the recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee primarily will depend on its classification as a finance or operating lease. However, unlike current GAAP - which requires only capital leases to be recognized on the balance sheet - the guidance in the ASU will require both types of leases to be recognized on the balance sheet. The ASU also will require disclosures to help investors and other financial statement users better understand the amount, timing, and uncertainty of cash flows arising from leases. These disclosures include qualitative and quantitative requirements, providing additional information about the amounts recorded in the financial statements. The effective date of this Update is for fiscal years beginning on or after December 15, 2018. The Company is evaluating the impact that ASU 2016-02 will have on its financial position, results of operations, and its financial statement disclosures. ASU 2016-09, Compensation - Stock Compensation (Topic 718) was issued as part of the FASB's simplification initiative. Under the new guidance, several aspects of the accounting for share-based payment award transactions are simplified, including: (a) income tax consequences; (b) classification of awards as either equity or liabilities; and (c) classification on the statement of cash flows. The effective date of this Update is for fiscal years beginning on or after December 15, 2016. The Company is evaluating the impact that ASU 2016-09 will have on its financial position, results of operations, and its financial statement disclosures.

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The portfolio of investment securities consisted of the following (in thousands): March 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: Obligations of state and political subdivisions $ 23,624 $ 625 $ 10 $ 24,239 GSE mortgage-backed securities 81,030 2,890 24 83,896 Collateralized mortgage obligations: residential 187,859 871 744 187,986 Collateralized mortgage obligations: commercial 3,951 — 43 3,908 Mutual funds 2,100 22 — 2,122 $ 298,564 $ 4,408 $ 821 $ 302,151 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: Obligations of state and political subdivisions $ 30,750 $ 770 $ 27 $ 31,493 GSE mortgage-backed securities 84,946 2,321 229 87,038 Collateralized mortgage obligations: residential 194,067 297 2,276 192,088 Collateralized mortgage obligations: commercial 5,512 1 65 5,448 Mutual funds 2,100 — 8 2,092 $ 317,375 $ 3,389 $ 2,605 $ 318,159 March 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Held-to-maturity: Obligations of state and political subdivisions $ 43,430 $ 935 $ 4 $ 44,361 GSE mortgage-backed securities 53,423 1,256 12 54,667 Collateralized mortgage obligations: residential 10,429 — 193 10,236 Collateralized mortgage obligations: commercial 6,341 26 — 6,367 $ 113,623 $ 2,217 $ 209 $ 115,631 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Held-to-maturity: Obligations of state and political subdivisions $ 43,737 $ 697 $ 6 $ 44,428 GSE mortgage-backed securities 55,696 705 131 56,270 Collateralized mortgage obligations: residential 10,803 — 361 10,442 Collateralized mortgage obligations: commercial 6,556 2 — 6,558 $ 116,792 $ 1,404 $ 498 $ 117,698 With the exception of two private-label collateralized mortgage obligations (“CMOs”) with a combined balance remaining of $23,000 at March 31, 2016 , all of the Company’s CMOs are government-sponsored enterprise (“GSE”) securities. The amortized cost and fair value of debt securities at March 31, 2016 by contractual maturity are shown in the following table (in thousands) with the exception of other asset-backed securities, mortgage-backed securities, CMOs, and the collateralized debt obligation. Expected maturities may differ from contractual maturities for mortgage-backed securities and CMOs because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available-for-sale: Due in one year or less $ 2,249 $ 2,276 Due after one year through five years 17,887 18,379 Due after five years through ten years 2,871 2,973 Due after ten years 617 611 Mortgage-backed securities and collateralized mortgage obligations: Residential 268,889 271,882 Commercial 3,951 3,908 Mutual funds 2,100 2,122 $ 298,564 $ 302,151 Amortized Cost Fair Value Held-to-maturity: Due in one year or less $ 479 $ 479 Due after one year through five years 3,454 3,501 Due after five years through ten years 11,390 11,691 Due after ten years 28,107 28,690 Mortgage-backed securities and collateralized mortgage obligations: Residential 63,852 64,903 Commercial 6,341 6,367 $ 113,623 $ 115,631 Details concerning investment securities with unrealized losses are as follows (in thousands): March 31, 2016 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Available-for-sale: Obligations of state and political subdivisions $ 597 $ 4 $ 610 $ 6 $ 1,207 $ 10 GSE mortgage-backed securities 11,054 24 — — 11,054 24 Collateralized mortgage obligations: residential 56,918 269 26,003 475 82,921 744 Collateralized mortgage obligations: commercial 1,236 2 2,673 41 3,909 43 $ 69,805 $ 299 $ 29,286 $ 522 $ 99,091 $ 821 December 31, 2015 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Available-for-sale: Obligations of state and political subdivisions $ 1,192 $ 27 $ — $ — $ 1,192 $ 27 GSE mortgage-backed securities 21,607 229 — — 21,607 229 Collateralized mortgage obligations: residential 140,999 1,207 30,029 1,069 171,028 2,276 Collateralized mortgage obligations: commercial — — 2,946 65 2,946 65 Other asset-backed securities 2,092 8 — — 2,092 8 $ 165,890 $ 1,471 $ 32,975 $ 1,134 $ 198,865 $ 2,605 March 31, 2016 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Held-to-maturity: Obligations of state and political subdivisions $ — $ — $ 505 $ 4 $ 505 $ 4 GSE mortgage-backed securities 6,915 12 — — 6,915 12 Collateralized mortgage obligations: residential — — 10,235 193 10,235 193 $ 6,915 $ 12 $ 10,740 $ 197 $ 17,655 $ 209 December 31, 2015 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Held-to-maturity: Obligations of state and political subdivisions $ 541 $ 1 $ 505 $ 5 $ 1,046 $ 6 GSE mortgage-backed securities — — 7,021 131 7,021 131 Collateralized mortgage obligations: residential — — 10,442 361 10,442 361 $ 541 $ 1 $ 17,968 $ 497 $ 18,509 $ 498 Management evaluates each quarter whether unrealized losses on securities represent impairment that is other than temporary. For debt securities, the Company considers its intent to sell the securities or if it is more likely than not the Company will be required to sell the securities. If such impairment is identified, based upon the intent to sell or the more likely than not threshold, the carrying amount of the security is reduced to fair value with a charge to earnings. Upon the result of the aforementioned review, management then reviews for potential other than temporary impairment based upon other qualitative factors. In making this evaluation, management considers changes in market rates relative to those available when the security was acquired, changes in market expectations about the timing of cash flows from securities that can be prepaid, performance of the debt security, and changes in the market’s perception of the issuer’s financial health and the security’s credit quality. If determined that a debt security has incurred other than temporary impairment, then the amount of the credit related impairment is determined. If a credit loss is evident, the amount of the credit loss is charged to earnings and the non-credit related impairment is recognized through other comprehensive income. As of March 31, 2016 , 32 securities had unrealized losses totaling 0.87% of the individual securities’ amortized cost basis and 0.25% of the Company’s total amortized cost basis. Of the 32 securities, 15 had been in an unrealized loss position for over twelve months at March 31, 2016 . These 15 securities had an amortized cost basis and unrealized loss of $40.7 million and $719,000 , respectively. The unrealized losses on debt securities at March 31, 2016 resulted from changing market interest rates over the yields available at the time the underlying securities were purchased. Management identified no impairment related to credit quality. At March 31, 2016 , management had the intent and ability to hold impaired securities and no impairment was evaluated as other than temporary. As a result, no other than temporary impairment losses were recognized during the three months ended March 31, 2016 . During the three months ended March 31, 2016 , the Company did not sell any securities. During the three months ended March 31, 2015 , the Company sold 18 securities classified as available-for-sale at a net gain of $115,000 . Of the 18 securities sold, 8 were sold with gains totaling $250,000 and 10 securities were sold at a loss of $135,000 . Securities with an aggregate carrying value of approximately $321.1 million and $285.4 million at March 31, 2016 and December 31, 2015 , respectively, were pledged to secure public funds on deposit and for other purposes required or permitted by law.

Credit Quality of Loans and All

Credit Quality of Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
Credit Quality of Loans and Allowance for Loan Losses	Credit Quality of Loans and Allowance for Loan Losses The loan portfolio consisted of the following (in thousands): March 31, 2016 December 31, 2015 Commercial, financial and agricultural $ 441,160 $ 454,028 Real estate - construction 84,790 74,952 Real estate – commercial 467,648 471,141 Real estate – residential 149,961 149,064 Installment loans to individuals 103,181 111,009 Lease financing receivable 1,590 1,968 Other 1,719 1,483 1,250,049 1,263,645 Less allowance for loan losses (20,347 ) (19,011 ) $ 1,229,702 $ 1,244,634 The Company monitors loan concentrations and evaluates individual customer and aggregate industry leverage, profitability, risk rating distributions, and liquidity for each major standard industry classification segment. At March 31, 2016 , one industry segment concentration, the oil and gas industry, constituted more than 10% of the loan portfolio. The Company’s exposure in the oil and gas industry, including related service and manufacturing industries, totaled approximately $252.5 million , or 20.2% of total loans. Additionally, the Company’s exposure to loans secured by commercial real estate is monitored. At March 31, 2016 , loans secured by commercial real estate (including commercial construction, farmland and multifamily loans) totaled approximately $532.5 million . Of the $532.5 million , $467.6 million represent CRE loans, 54% of which are secured by owner-occupied commercial properties. Of the $532.5 million in loans secured by commercial real estate, $26.0 million , or 4.9% , were on nonaccrual status at March 31, 2016 . Allowance for Loan Losses The allowance for loan losses is a valuation account available to absorb probable losses on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance for loan losses at the time of recovery. Quarterly, the probable level of losses in the existing portfolio is estimated through consideration of various factors. Based on these estimates, the allowance for loan losses is increased by charges to earnings and decreased by charge‑offs (net of recoveries). The allowance is composed of general reserves and specific reserves. General reserves are determined by applying loss percentages to segments of the portfolio. The loss percentages are based on each segment’s historical loss experience, generally over the past twelve to eighteen months, and adjustment factors derived from conditions in the Company’s internal and external environment. All loans considered to be impaired are evaluated on an individual basis to determine specific reserve allocations in accordance with GAAP. Loans for which specific reserves are provided are excluded from the calculation of general reserves. Loans acquired in business combinations are initially recorded at fair value, which includes an estimate of credit losses expected to be realized over the remaining lives of the loans, and therefore no corresponding allowance for loan losses is recorded for these loans at acquisition. Methods utilized to estimate any subsequently required allowance for loan losses for acquired loans not deemed credit-impaired at acquisition are similar to originated loans; however, the estimate of loss is based on the unpaid principal balance and then compared to any remaining unaccreted purchase discount. To the extent that the calculated loss is greater than the remaining unaccreted purchase discount, an allowance is recorded for such difference. The Company has an internal loan review department that is independent of the lending function to challenge and corroborate the loan grade assigned by the lender and to provide additional analysis in determining the adequacy of the allowance for loan losses. A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the three months ended March 31, 2016 and 2015 is as follows (in thousands): March 31, 2016 Real Estate Coml, Fin, and Agric Constru-ction Commercial Residential Installment loans to individuals Lease financing receivable Other Total Allowance for loan losses: Beginning balance $ 11,268 $ 819 $ 4,614 $ 816 $ 1,468 $ 14 $ 12 $ 19,011 Charge-offs (1,307 ) — — (4 ) (283 ) — — (1,594 ) Recoveries 26 — 76 3 25 — — 130 Provision 2,194 (420 ) 861 (170 ) 336 (3 ) 2 2,800 Ending balance $ 12,181 $ 399 $ 5,551 $ 645 $ 1,546 $ 11 $ 14 $ 20,347 Ending balance: individually evaluated for impairment $ 1,021 $ — $ 2,586 $ 267 $ 278 $ — $ — $ 4,152 Ending balance: collectively evaluated for impairment $ 11,160 $ 399 $ 2,965 $ 378 $ 1,268 $ 11 $ 14 $ 16,195 Loans: Ending balance $ 441,160 $ 84,790 $ 467,648 $ 149,961 $ 103,181 $ 1,590 $ 1,719 $ 1,250,049 Ending balance: individually evaluated for impairment $ 29,097 $ 35 $ 27,511 $ 2,230 $ 506 $ — $ — $ 59,379 Ending balance: collectively evaluated for impairment $ 412,063 $ 84,755 $ 439,530 $ 147,653 $ 102,675 $ 1,590 $ 1,719 $ 1,189,985 Ending balance: loans acquired with deteriorated credit quality $ — $ — $ 607 $ 78 $ — $ — $ — $ 685 March 31, 2015 Real Estate Coml, Fin, and Agric Constr-uction Commercial Residential Installment loans to individuals Lease financing receivable Other Total Allowance for loan losses: Beginning balance $ 5,729 $ 954 $ 2,402 $ 810 $ 1,311 $ 16 $ 4 $ 11,226 Charge-offs (1,001 ) (6 ) — (2 ) (323 ) — — (1,332 ) Recoveries 132 — 6 2 26 — — 166 Provision 5,523 3 202 7 260 4 1 6,000 Ending balance $ 10,383 $ 951 $ 2,610 $ 817 $ 1,274 $ 20 $ 5 $ 16,060 Ending balance: individually evaluated for impairment $ 737 $ — $ 645 $ 57 $ 206 $ — $ — $ 1,645 Ending balance: collectively evaluated for impairment $ 9,646 $ 951 $ 1,965 $ 760 $ 1,068 $ 20 $ 5 $ 14,415 Loans: Ending balance $ 484,508 $ 76,964 $ 471,737 $ 153,647 $ 115,284 $ 6,350 $ 2,439 $ 1,310,929 Ending balance: individually evaluated for impairment $ 2,427 $ 477 $ 7,977 $ 1,471 $ 405 $ — $ — $ 12,757 Ending balance: collectively evaluated for impairment $ 482,081 $ 76,487 $ 463,106 $ 152,087 $ 114,879 $ 6,350 $ 2,439 $ 1,297,429 Ending balance: loans acquired with deteriorated credit quality $ — $ — $ 654 $ 89 $ — $ — $ — $ 743 Non-Accrual and Past Due Loans Loans are considered past due if the required principal and interest payment have not been received as of the date such payments were due. Loans are placed on non-accrual status when, in management’s opinion, the probability of collection of interest is deemed insufficient to warrant further accrual. For loans placed on non-accrual status, the accrual of interest is discontinued and subsequent payments received are applied to the principal balance. Interest income is recorded after principal has been satisfied and as payments are received. Non-accrual loans may be returned to accrual status if all principal and interest amounts contractually owed are reasonably assured of repayment within a reasonable period and there is a period of at least six months to one year of repayment performance by the borrower depending on the contractual payment terms. An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands): March 31, 2016 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 days and Accruing Commercial, financial, and agricultural $ 6,021 $ 1,922 $ 24,116 $ 32,059 $ 409,101 $ 441,160 $ 204 Commercial real estate - construction 260 — 11 271 64,549 64,820 — Commercial real estate - other 10,754 — 16,275 27,029 440,619 467,648 — Residential - construction 1,468 — — 1,468 18,502 19,970 — Residential - prime 1,046 97 1,625 2,768 147,193 149,961 — Consumer - credit card 37 17 16 70 5,648 5,718 16 Consumer - other 625 306 478 1,409 96,054 97,463 38 Lease financing receivable — — — — 1,590 1,590 — Other loans 66 3 — 69 1,650 1,719 — $ 20,277 $ 2,345 $ 42,521 $ 65,143 $ 1,184,906 $ 1,250,049 $ 258 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 days and Accruing Commercial, financial, and agricultural $ 1,362 $ 2,317 $ 25,696 $ 29,375 $ 424,653 $ 454,028 $ 59 Commercial real estate - construction 1,047 — 12 1,059 55,839 56,898 — Commercial real estate - other 1,164 514 19,512 21,190 449,951 471,141 — Residential - construction — — — — 18,054 18,054 — Residential - prime 1,703 367 1,563 3,633 145,431 149,064 19 Consumer - credit card 38 25 22 85 5,970 6,055 22 Consumer - other 984 219 387 1,590 103,364 104,954 47 Lease financing receivable — — — — 1,968 1,968 — Other loans 101 4 — 105 1,378 1,483 — $ 6,399 $ 3,446 $ 47,192 $ 57,037 $ 1,206,608 $ 1,263,645 $ 147 Non-accrual loans are as follows (in thousands): March 31, 2016 December 31, 2015 Commercial, financial, and agricultural $ 24,900 $ 27,705 Commercial real estate – construction 35 37 Commercial real estate - other 25,951 19,907 Residential - construction — — Residential - prime 2,322 1,998 Consumer - credit card — — Consumer - other 506 404 Lease financing receivable — — Other — — $ 53,714 $ 50,051 The amount of interest that would have been recorded on non-accrual loans, had the loans not been classified as non-accrual, totaled approximately $757,000 and $342,000 for the three months ended March 31, 2016 and 2015 , respectively. Interest actually received on non-accrual loans subsequent to their transfer to non-accrual status totaled at March 31, 2016 and 2015 was $59,000 and $11,000 , respectively. Impaired Loans Loans are considered impaired when, based upon current information, it is probable the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans classified as special mention, substandard, or doubtful, based on credit risk rating factors, are reviewed to determine whether impairment testing is appropriate. An allowance for each impaired loan is calculated based on the present value of expected future cash flows discounted at the loan’s effective interest rate or at the loan’s observable market price or the fair value of the collateral if the loan is collaterally dependent. All impaired loans are reviewed, at a minimum, on a quarterly basis. Existing valuations are reviewed to determine if additional discounts or new appraisals are required. After this review, when comparing the resulting collateral valuation to the outstanding loan balance, if the discounted collateral value exceeds the loan balance no specific allocation is reserved. Acquired impaired loans are generally not subject to individual evaluation for impairment and are not reported with impaired loans or troubled debt restructurings, even if they would otherwise qualify for such treatment. Loans that are individually evaluated for impairment are as follows (in thousands): March 31, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial, financial, and agricultural $ 26,064 $ 26,328 $ — $ 24,297 $ 267 Commercial real estate – construction 35 35 — 36 — Commercial real estate – other 7,564 7,564 — 6,725 45 Residential – prime 1,181 1,201 — 1,273 10 Consumer – other 24 24 — 29 — Subtotal: 34,868 35,152 — 32,360 322 With an allowance recorded: Commercial, financial, and agricultural 3,033 3,033 1,021 4,111 374 Commercial real estate – other 19,947 19,947 2,586 16,976 208 Residential – prime 1,049 1,049 267 794 7 Consumer – other 482 496 278 426 5 Subtotal: 24,511 24,525 4,152 22,307 594 Totals: Commercial 56,643 56,907 3,607 52,145 894 Residential 2,230 2,250 267 2,067 17 Consumer 506 520 278 455 5 Grand total: $ 59,379 $ 59,677 $ 4,152 $ 54,667 $ 916 December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial, financial, and agricultural $ 22,529 $ 22,793 $ — $ 11,484 $ 745 Commercial real estate – construction 37 37 — 45 — Commercial real estate – other 5,886 5,886 — 3,903 97 Residential – prime 1,365 1,385 — 954 17 Consumer – other 34 34 — 56 — Subtotal: 29,851 30,135 — 16,442 859 With an allowance recorded: Commercial, financial, and agricultural 5,189 6,373 961 3,704 138 Commercial real estate – other 14,004 14,004 1,585 9,236 161 Residential – prime 538 538 160 533 7 Consumer – other 370 384 221 334 8 Subtotal: 20,101 21,299 2,927 13,807 314 Totals: Commercial 47,645 49,093 2,546 28,372 1,141 Residential 1,903 1,923 160 1,487 24 Consumer 404 418 221 390 8 Grand total: $ 49,952 $ 51,434 $ 2,927 $ 30,249 $ 1,173 Credit Quality The Company manages credit risk by observing written underwriting standards and lending policy established by the Board of Directors and management to govern all lending activities. The risk management program requires that each individual loan officer review his or her portfolio on a quarterly basis and assign recommended credit ratings on each loan. These efforts are supplemented by independent reviews performed by a loan review officer and other validations performed by the internal audit department. The results of the reviews are reported directly to the Audit Committee of the Board of Directors. Loans can be classified into the following three risk rating grades: pass, special mention, and substandard/doubtful. Factors considered in determining a risk rating grade include debt service capacity, capital structure/liquidity, management, collateral quality, industry risk, company trends/operating performance, repayment source, revenue diversification/customer concentration, quality of financial information, and financing alternatives. Pass grade signifies the highest quality of loans to loans with reasonable credit risk, which may include borrowers with marginally adequate financial performance, but have the ability to repay the debt. Special mention loans have potential weaknesses that warrant extra attention from the loan officer and other management personnel, but still have the ability to repay the debt. Substandard classification includes loans with well-defined weaknesses with risk of potential loss. Loans classified as doubtful are considered to have little recovery value and are charged off. The following tables present the classes of loans by risk rating (in thousands): March 31, 2016 Commercial Credit Exposure Credit Risk Profile by Creditworthiness Category Commercial, financial, and agricultural Commercial real estate - construction Commercial real estate - other Total % of Total Pass $ 368,557 $ 64,602 $ 406,237 $ 839,396 86.22 % Special mention 24,933 99 24,759 49,791 5.11 % Substandard 47,466 119 36,652 84,237 8.65 % Doubtful 204 — — 204 0.02 % $ 441,160 $ 64,820 $ 467,648 $ 973,628 100.00 % Residential Credit Exposure Credit Risk Profile by Creditworthiness Category Residential - construction Residential - prime Total % of Total Pass $ 19,970 $ 145,302 $ 165,272 97.26 % Special mention — 1,122 1,122 0.66 % Substandard — 3,537 3,537 2.08 % $ 19,970 $ 149,961 $ 169,931 100.00 % Consumer and Commercial Credit Exposure Credit Risk Profile Based on Payment Activity Consumer - credit card Consumer - other Lease financing receivable Other Total % of Total Performing $ 5,702 $ 96,919 $ 1,590 $ 1,719 $ 105,930 99.47 % Nonperforming 16 544 — — 560 0.53 % $ 5,718 $ 97,463 $ 1,590 $ 1,719 $ 106,490 100.00 % December 31, 2015 Commercial Credit Exposure Credit Risk Profile by Creditworthiness Category Commercial, financial, and agricultural Commercial real estate - construction Commercial real estate - other Total % of Total Pass $ 383,897 $ 56,740 $ 412,141 $ 852,778 86.84 % Special mention 32,506 34 28,217 60,757 6.18 % Substandard 37,353 124 30,783 68,260 6.95 % Doubtful 272 — — 272 0.03 % $ 454,028 $ 56,898 $ 471,141 $ 982,067 100.00 % Residential Credit Exposure Credit Risk Profile by Creditworthiness Category Residential - construction Residential - prime Total % of Total Pass $ 18,054 $ 144,704 $ 162,758 97.39 % Special mention — 1,225 1,225 0.73 % Substandard — 3,135 3,135 1.88 % $ 18,054 $ 149,064 $ 167,118 100.00 % Consumer and Commercial Credit Exposure Credit Risk Profile Based on Payment Activity Consumer - credit card Consumer - other Lease financing receivable Other Total % of Total Performing $ 6,033 $ 104,503 $ 1,968 $ 1,483 $ 113,987 99.59 % Nonperforming 22 451 — — 473 0.41 % $ 6,055 $ 104,954 $ 1,968 $ 1,483 $ 114,460 100.00 % Troubled Debt Restructurings A troubled debt restructuring (“TDR”) is a restructuring of a debt made by the Company to a debtor for economic or legal reasons related to the debtor’s financial difficulties that it would not otherwise consider. The Company grants the concession in an attempt to protect as much of its investment as possible. Information about the Company’s TDRs is as follows (in thousands): March 31, 2016 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial, financial and agricultural $ 16 $ 3,943 $ 20,708 $ 24,667 Real estate - commercial 1,716 — — 1,716 $ 1,732 $ 3,943 $ 20,708 $ 26,383 December 31, 2015 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial, financial and agricultural $ 16 $ — $ 20,865 $ 20,881 Real estate - commercial — 148 — 148 $ 16 $ 148 $ 20,865 $ 21,029 During the three months ended March 31, 2016 , one loan relationship with a pre-modification balance of $5.5 million was identified as a TDR after conversion of the loans to interest only for a limited amount of time. Subsequent to its conversion to TDR status, this one relationship totaling $5.5 million defaulted on the modified terms during the three months ended March 31, 2016 . During the three months ended March 31, 2015 , there were no loans identified as a TDR, and there were no defaults on any loans that were modified as TDRs during the preceding twelve months. For purposes of the determination of an allowance for loan losses on these TDRs, as an identified TDR, the Company considers a loss probable on the loan and, as a result is reviewed for specific impairment in accordance with the Company’s allowance for loan loss methodology. If it is determined losses are probable on such TDRs, either because of delinquency or other credit quality indicator, the Company establishes specific reserves for these loans. As of March 31, 2016 , there were no commitments to lend additional funds to debtors owing sums to the Company whose terms have been modified in TDRs.

Intangibles

Intangibles	3 Months Ended
	Mar. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Intangibles	Intangibles A summary of core deposit intangible assets as of March 31, 2016 and December 31, 2015 is as follows (in thousands): March 31, 2016 December 31, 2015 Gross carrying amount $ 11,674 $ 11,674 Less accumulated amortization (6,223 ) (5,946 ) Net carrying amount $ 5,451 $ 5,728

Other Comprehensive Income

Other Comprehensive Income	3 Months Ended
	Mar. 31, 2016
Equity [Abstract]
Other Comprehensive Income	Other Comprehensive Income The following is a summary of the tax effects allocated to each component of other comprehensive income (in thousands): Three Months Ended March 31, 2016 2015 Before Tax Amount Tax Effect Net of Tax Amount Before Tax Amount Tax Effect Net of Tax Amount Other comprehensive income: Securities available-for-sale: Change in unrealized gains during period $ 2,802 $ (980 ) $ 1,822 $ 1,701 $ (595 ) $ 1,106 Reclassification adjustment for gains included in net income — — — (115 ) 40 (75 ) Total other comprehensive income $ 2,802 $ (980 ) $ 1,822 $ 1,586 $ (555 ) $ 1,031 The reclassifications out of accumulated other comprehensive income into net income are presented below (in thousands): Three Months Ended March 31, 2016 2015 Details about Accumulated Other Comprehensive Income Components Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Unrealized gains and losses on securities available-for-sale: $ — Gain on sale of securities, net $ (115 ) Gain on sale of securities, net — Tax expense 40 Tax expense $ — Net of tax $ (75 ) Net of tax

Earnings Per Common Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Earnings Per Common Share	Earnings Per Common Share Following is a summary of the information used in the computation of earnings per common share (in thousands): Three Months Ended March 31, 2016 2015 Net earnings available to common shareholders $ 1,922 $ 1,318 Dividends on Series C preferred stock — — Adjusted net earnings available to common shareholders $ 1,922 $ 1,318 Weighted average number of common shares outstanding used in computation of basic earnings per common share 11,262 11,318 Effect of dilutive securities: Stock options — 29 Convertible preferred stock and warrants — 4 Weighted average number of common shares outstanding plus effect of dilutive securities – used in computation of diluted earnings per share 11,262 11,351 Options and warrants on 448,760 shares of common stock and 11,250 shares of restricted stock were not included in computing diluted earnings per share for the quarter ended March 31, 2016 because the effects of these shares were anti-dilutive. Options to acquire 134,822 shares of common stock were not included in computing diluted earnings per share for the quarter ended March 31, 2015 because the effects of these shares were anti-dilutive.

Fair Value Measurement

Fair Value Measurement	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Measurement	Fair Value Measurement The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are: Level 1 – Valuation is based upon quoted prices for identical instruments traded in active markets. Level 2 – Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 – Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques. Following is a description of valuation methodologies used for assets and liabilities which are either recorded or disclosed at fair value. Cash and Due From Banks, Interest-Bearing Deposits in Banks and Federal Funds Sold —The carrying value of these short-term instruments is a reasonable estimate of fair value. Securities Available-for-Sale —Securities available-for-sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions. Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange and U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter market funds. Securities are classified as Level 2 within the valuation hierarchy when the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the bond’s terms and conditions, among other things. Level 2 inputs are used to value U.S. Agency securities, mortgage-backed securities, asset-backed securities, municipal securities, single issue trust preferred securities, certain pooled trust preferred securities, collateralized debt obligations and certain equity securities that are not actively traded. Securities Held-to-Maturity —The fair value of securities held-to-maturity is estimated using the same measurement techniques as securities available-for-sale. Other Investments —The carrying value of other investments is a reasonable estimate of fair value. Loans —For disclosure purposes, the fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings. For variable rate loans, the carrying amount is a reasonable estimate of fair value. The Company does not record loans at fair value on a recurring basis. No adjustment to fair value is taken related to illiquidity discounts. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management uses one of three methods to measure impairment, which, include collateral value, market value of similar debt, and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Impaired loans where an allowance is established based on the fair value of collateral or where the loan balance has been charged down to fair value require classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the impaired loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. For non-performing loans, collateral valuations currently in file are reviewed for acceptability in terms of timeliness and applicability. Although each determination is made based on the facts and circumstances of each credit, generally valuations are no longer considered acceptable when there has been physical deterioration of the property from when it was last appraised, or there has been a significant change in the underlying assumptions of the appraisal. If the valuation is deemed to be unacceptable, a new appraisal is ordered. New appraisals are typically received within 4-6 weeks. While awaiting new appraisals, the valuation in the file is utilized, net of discounts. Discounts are derived from available relevant market data, selling costs, taxes, and insurance. Any perceived collateral deficiency utilizing the discounted value is specifically reserved (as required by ASC Topic 310) until the new appraisal is received or charged off. Thus, provisions or charge-offs are recognized in the period the credit is identified as non-performing. The following sources are utilized to set appropriate discounts: in-market real estate agents, current local sales data, bank history for devaluation of similar property, Sheriff’s valuations and buy/sell contracts. If a real estate agent is used to market and sell the property, values are discounted 10% for selling costs. Additional discounts may be applied if research from the above sources indicates a discount is appropriate given devaluation of similar property from the time of the initial valuation. Other Real Estate —Other real estate (“ORE”) properties are adjusted to fair value upon transfer of the loans to other real estate, and annually thereafter to insure other real estate assets are carried at the lower of carrying value or fair value. Exceptions to obtaining initial appraisals are properties where a buy/sell agreement exists for the loan value or greater, or where a Sheriff’s valuation has been received for properties liquidated through a Sheriff sale. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the ORE as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market prices, the Company records the ORE asset as nonrecurring Level 3. Cash Surrender Value of Life Insurance Policies —Fair value for life insurance cash surrender value is based on cash surrender values indicated by the insurance companies. Deposits —The fair value of demand deposits, savings accounts, NOW accounts, and money market deposits is the amount payable on demand at the reporting date. The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. The estimated fair value does not include customer related intangibles. Securities Sold Under Agreements to Repurchase —The fair value approximates the carrying value of securities sold under agreements to repurchase due to their short-term nature. Short-term Federal Home Loan Bank Advances —The fair value approximates the carrying value of short-term FHLB advances due to their short-term nature. Long-term Federal Home Loan Bank Advances —The fair value of long-term FHLB advances is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings with similar terms. Junior Subordinated Debentures —For junior subordinated debentures that bear interest on a floating basis, the carrying amount approximates fair value. For junior subordinated debentures that bear interest on a fixed rate basis, the fair value is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings. Commitments to Extend Credit, Standby Letters of Credit and Credit Card Guarantees —Because commitments to extend credit and standby letters of credit are generally short-term and made using variable rates, the carrying value and estimated fair value associated with these instruments are immaterial. Assets Recorded at Fair Value The table below presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands): Assets / Liabilities Measured at Fair Value at Fair Value Measurements at March 31, 2016 Description March 31, 2016 Level 1 Level 2 Level 3 Available-for-sale securities: Obligations of state and political subdivisions $ 24,239 $ — $ 24,239 $ — GSE mortgage-backed securities 83,896 — 83,896 — Collateralized mortgage obligations: residential 187,986 — 187,986 — Collateralized mortgage obligations: commercial 3,908 — 3,908 — Mutual funds 2,122 2,122 — — Assets / Liabilities Measured at Fair Value at Fair Value Measurements at December 31, 2015 Description December 31, 2015 Level 1 Level 2 Level 3 Available-for-sale securities: Obligations of state and political subdivisions 31,493 — 31,493 — GSE mortgage-backed securities 87,038 — 87,038 — Collateralized mortgage obligations: residential 192,088 — 192,088 — Collateralized mortgage obligations: commercial 5,448 — 5,448 — Mutual funds 2,092 2,092 — — Certain assets and liabilities are measured at fair value on a nonrecurring basis and are included in the table below (in thousands). Impaired loans are Level 2 assets measured using appraisals from external parties of the collateral less any prior liens. Other real estate properties are also Level 2 assets measured using appraisals from external parties. Assets / Liabilities Measured at Fair Value at Fair Value Measurements at March 31, 2016 Description March 31, 2016 Level 1 Level 2 Level 3 Impaired loans $ 20,628 $ — $ 20,628 $ — Other real estate 3,908 — 3,908 — Assets / Liabilities Measured at Fair Value at Fair Value Measurements at December 31, 2015 Description December 31, 2015 Level 1 Level 2 Level 3 Impaired loans $ 17,487 $ — $ 17,487 $ — Other real estate 4,187 — 4,187 — Limitations Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s holdings of a particular financial instrument. Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on many judgments. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect the estimates. Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets and liabilities that are not considered financial instruments include deferred income taxes and premises and equipment. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates. The carrying amounts and estimated fair values of the Company’s financial instruments are as follows at March 31, 2016 and December 31, 2015 (in thousands): Fair Value Measurements at March 31, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Financial assets: Cash and due from banks, interest-bearing deposits in banks and federal funds sold $ 112,410 $ 112,410 $ — $ — Securities available-for-sale 302,151 2,122 300,029 — Securities held-to-maturity 113,623 — 115,631 — Other investments 11,195 11,195 — — Loans, net 1,229,702 — 20,628 1,216,866 Cash surrender value of life insurance policies 13,690 — 13,690 — Financial liabilities: Non-interest-bearing deposits 383,684 — 383,684 — Interest-bearing deposits 1,174,519 — 1,007,935 166,236 Securities sold under agreements to repurchase 87,879 87,879 — — Long-term Federal Home Loan Bank advances 25,744 — — 26,561 Junior subordinated debentures 22,167 — 22,167 — Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Financial assets: Cash and due from banks, interest-bearing deposits in banks and federal funds sold $ 89,201 $ 89,201 $ — $ — Securities available-for-sale 318,159 2,092 316,067 — Securities held-to-maturity 116,792 — 117,698 — Other investments 11,188 11,188 — — Loans, net 1,244,634 — 17,487 1,232,497 Cash surrender value of life insurance policies 13,622 — 13,622 — Financial liabilities: Non-interest-bearing deposits 374,261 — 374,261 — Interest-bearing deposits 1,176,589 — 1,007,137 168,633 Securities sold under agreements to repurchase 85,957 85,957 — — Short-term Federal Home Loan Bank advances 25,000 — 25,000 — Long-term Federal Home Loan Bank advances 25,851 — — 26,508 Junior subordinated debentures 22,167 — 22,167 —

Basis of Presentation (Policies

Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Use of Estimates	Use of Estimates — The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates.
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies — The accounting and reporting policies of the Company conform with GAAP and general practices within the banking industry. There have been no material changes or developments in the application of accounting principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies and Estimates as disclosed in our 2015 Annual Report on Form 10-K.
Recent Accounting Pronouncements	Recent Accounting Pronouncements — ASU 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities is the first ASU issued under the FASB's financial instruments project. ASU 2016-01 primarily affects the accounting for equity investments, financial liabilities under the fair value option, and the presentation and disclosure requirements for financial instruments. The guidance in this ASU requires all equity securities with readily determinable fair values to be measured at fair value on the balance sheet, with changes in fair value recorded through earnings. For financial liabilities that are measured at fair value in accordance with the fair value option, the guidance requires changes in the fair value of a financial liabilities attributable to a change in instrument-specific credit risk to be recorded separately in other comprehensive income. This ASU eliminates the requirement to disclose the methods and significant assumptions used to estimate fair value. It does require public entities to use the exit price when measuring the fair value of financial instruments measured at amortized cost for disclosure purposes In addition, the new guidance requires financial assets and financial liabilities to be presented separately in the notes to the financial statements, grouped by measurement category and form of financial asset. The effective date of this Update is for fiscal years beginning on or after December 15, 2017. The Company is evaluating the impact, if any, that ASU 2016-01 will have on its financial position, results of operations, and its financial statement disclosures. ASU 2016-02, Leases (Topic 842) was issued with the intention of improving financial reporting about leasing transactions. Under the new guidance, a lessee will be required to recognize assets and liabilities for leases with lease terms of more than 12 months. Consistent with current GAAP, the recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee primarily will depend on its classification as a finance or operating lease. However, unlike current GAAP - which requires only capital leases to be recognized on the balance sheet - the guidance in the ASU will require both types of leases to be recognized on the balance sheet. The ASU also will require disclosures to help investors and other financial statement users better understand the amount, timing, and uncertainty of cash flows arising from leases. These disclosures include qualitative and quantitative requirements, providing additional information about the amounts recorded in the financial statements. The effective date of this Update is for fiscal years beginning on or after December 15, 2018. The Company is evaluating the impact that ASU 2016-02 will have on its financial position, results of operations, and its financial statement disclosures. ASU 2016-09, Compensation - Stock Compensation (Topic 718) was issued as part of the FASB's simplification initiative. Under the new guidance, several aspects of the accounting for share-based payment award transactions are simplified, including: (a) income tax consequences; (b) classification of awards as either equity or liabilities; and (c) classification on the statement of cash flows. The effective date of this Update is for fiscal years beginning on or after December 15, 2016. The Company is evaluating the impact that ASU 2016-09 will have on its financial position, results of operations, and its financial statement disclosures.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2016
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-Sale Investment Securities	The portfolio of investment securities consisted of the following (in thousands): March 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: Obligations of state and political subdivisions $ 23,624 $ 625 $ 10 $ 24,239 GSE mortgage-backed securities 81,030 2,890 24 83,896 Collateralized mortgage obligations: residential 187,859 871 744 187,986 Collateralized mortgage obligations: commercial 3,951 — 43 3,908 Mutual funds 2,100 22 — 2,122 $ 298,564 $ 4,408 $ 821 $ 302,151 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale: Obligations of state and political subdivisions $ 30,750 $ 770 $ 27 $ 31,493 GSE mortgage-backed securities 84,946 2,321 229 87,038 Collateralized mortgage obligations: residential 194,067 297 2,276 192,088 Collateralized mortgage obligations: commercial 5,512 1 65 5,448 Mutual funds 2,100 — 8 2,092 $ 317,375 $ 3,389 $ 2,605 $ 318,159
Schedule of Held-to-Maturity Securities	March 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Held-to-maturity: Obligations of state and political subdivisions $ 43,430 $ 935 $ 4 $ 44,361 GSE mortgage-backed securities 53,423 1,256 12 54,667 Collateralized mortgage obligations: residential 10,429 — 193 10,236 Collateralized mortgage obligations: commercial 6,341 26 — 6,367 $ 113,623 $ 2,217 $ 209 $ 115,631 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Held-to-maturity: Obligations of state and political subdivisions $ 43,737 $ 697 $ 6 $ 44,428 GSE mortgage-backed securities 55,696 705 131 56,270 Collateralized mortgage obligations: residential 10,803 — 361 10,442 Collateralized mortgage obligations: commercial 6,556 2 — 6,558 $ 116,792 $ 1,404 $ 498 $ 117,698
Summary of Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities at March 31, 2016 by contractual maturity are shown in the following table (in thousands) with the exception of other asset-backed securities, mortgage-backed securities, CMOs, and the collateralized debt obligation. Expected maturities may differ from contractual maturities for mortgage-backed securities and CMOs because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available-for-sale: Due in one year or less $ 2,249 $ 2,276 Due after one year through five years 17,887 18,379 Due after five years through ten years 2,871 2,973 Due after ten years 617 611 Mortgage-backed securities and collateralized mortgage obligations: Residential 268,889 271,882 Commercial 3,951 3,908 Mutual funds 2,100 2,122 $ 298,564 $ 302,151 Amortized Cost Fair Value Held-to-maturity: Due in one year or less $ 479 $ 479 Due after one year through five years 3,454 3,501 Due after five years through ten years 11,390 11,691 Due after ten years 28,107 28,690 Mortgage-backed securities and collateralized mortgage obligations: Residential 63,852 64,903 Commercial 6,341 6,367 $ 113,623 $ 115,631
Schedule of Investment Securities with Unrealized Losses	Details concerning investment securities with unrealized losses are as follows (in thousands): March 31, 2016 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Available-for-sale: Obligations of state and political subdivisions $ 597 $ 4 $ 610 $ 6 $ 1,207 $ 10 GSE mortgage-backed securities 11,054 24 — — 11,054 24 Collateralized mortgage obligations: residential 56,918 269 26,003 475 82,921 744 Collateralized mortgage obligations: commercial 1,236 2 2,673 41 3,909 43 $ 69,805 $ 299 $ 29,286 $ 522 $ 99,091 $ 821 December 31, 2015 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Available-for-sale: Obligations of state and political subdivisions $ 1,192 $ 27 $ — $ — $ 1,192 $ 27 GSE mortgage-backed securities 21,607 229 — — 21,607 229 Collateralized mortgage obligations: residential 140,999 1,207 30,029 1,069 171,028 2,276 Collateralized mortgage obligations: commercial — — 2,946 65 2,946 65 Other asset-backed securities 2,092 8 — — 2,092 8 $ 165,890 $ 1,471 $ 32,975 $ 1,134 $ 198,865 $ 2,605 March 31, 2016 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Held-to-maturity: Obligations of state and political subdivisions $ — $ — $ 505 $ 4 $ 505 $ 4 GSE mortgage-backed securities 6,915 12 — — 6,915 12 Collateralized mortgage obligations: residential — — 10,235 193 10,235 193 $ 6,915 $ 12 $ 10,740 $ 197 $ 17,655 $ 209 December 31, 2015 Securities with losses under 12 months Securities with losses over 12 months Total Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Fair Value Gross Unrealized Loss Held-to-maturity: Obligations of state and political subdivisions $ 541 $ 1 $ 505 $ 5 $ 1,046 $ 6 GSE mortgage-backed securities — — 7,021 131 7,021 131 Collateralized mortgage obligations: residential — — 10,442 361 10,442 361 $ 541 $ 1 $ 17,968 $ 497 $ 18,509 $ 498

Credit Quality of Loans and A18

Credit Quality of Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2016
Receivables [Abstract]
Components of Loans Receivable	The loan portfolio consisted of the following (in thousands): March 31, 2016 December 31, 2015 Commercial, financial and agricultural $ 441,160 $ 454,028 Real estate - construction 84,790 74,952 Real estate – commercial 467,648 471,141 Real estate – residential 149,961 149,064 Installment loans to individuals 103,181 111,009 Lease financing receivable 1,590 1,968 Other 1,719 1,483 1,250,049 1,263,645 Less allowance for loan losses (20,347 ) (19,011 ) $ 1,229,702 $ 1,244,634
Roll Forward of Activity in Allowance for Loan Losses	A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the three months ended March 31, 2016 and 2015 is as follows (in thousands): March 31, 2016 Real Estate Coml, Fin, and Agric Constru-ction Commercial Residential Installment loans to individuals Lease financing receivable Other Total Allowance for loan losses: Beginning balance $ 11,268 $ 819 $ 4,614 $ 816 $ 1,468 $ 14 $ 12 $ 19,011 Charge-offs (1,307 ) — — (4 ) (283 ) — — (1,594 ) Recoveries 26 — 76 3 25 — — 130 Provision 2,194 (420 ) 861 (170 ) 336 (3 ) 2 2,800 Ending balance $ 12,181 $ 399 $ 5,551 $ 645 $ 1,546 $ 11 $ 14 $ 20,347 Ending balance: individually evaluated for impairment $ 1,021 $ — $ 2,586 $ 267 $ 278 $ — $ — $ 4,152 Ending balance: collectively evaluated for impairment $ 11,160 $ 399 $ 2,965 $ 378 $ 1,268 $ 11 $ 14 $ 16,195 Loans: Ending balance $ 441,160 $ 84,790 $ 467,648 $ 149,961 $ 103,181 $ 1,590 $ 1,719 $ 1,250,049 Ending balance: individually evaluated for impairment $ 29,097 $ 35 $ 27,511 $ 2,230 $ 506 $ — $ — $ 59,379 Ending balance: collectively evaluated for impairment $ 412,063 $ 84,755 $ 439,530 $ 147,653 $ 102,675 $ 1,590 $ 1,719 $ 1,189,985 Ending balance: loans acquired with deteriorated credit quality $ — $ — $ 607 $ 78 $ — $ — $ — $ 685 March 31, 2015 Real Estate Coml, Fin, and Agric Constr-uction Commercial Residential Installment loans to individuals Lease financing receivable Other Total Allowance for loan losses: Beginning balance $ 5,729 $ 954 $ 2,402 $ 810 $ 1,311 $ 16 $ 4 $ 11,226 Charge-offs (1,001 ) (6 ) — (2 ) (323 ) — — (1,332 ) Recoveries 132 — 6 2 26 — — 166 Provision 5,523 3 202 7 260 4 1 6,000 Ending balance $ 10,383 $ 951 $ 2,610 $ 817 $ 1,274 $ 20 $ 5 $ 16,060 Ending balance: individually evaluated for impairment $ 737 $ — $ 645 $ 57 $ 206 $ — $ — $ 1,645 Ending balance: collectively evaluated for impairment $ 9,646 $ 951 $ 1,965 $ 760 $ 1,068 $ 20 $ 5 $ 14,415 Loans: Ending balance $ 484,508 $ 76,964 $ 471,737 $ 153,647 $ 115,284 $ 6,350 $ 2,439 $ 1,310,929 Ending balance: individually evaluated for impairment $ 2,427 $ 477 $ 7,977 $ 1,471 $ 405 $ — $ — $ 12,757 Ending balance: collectively evaluated for impairment $ 482,081 $ 76,487 $ 463,106 $ 152,087 $ 114,879 $ 6,350 $ 2,439 $ 1,297,429 Ending balance: loans acquired with deteriorated credit quality $ — $ — $ 654 $ 89 $ — $ — $ — $ 743
Age Analysis of Past Due Loans by Class of Loans	An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands): March 31, 2016 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 days and Accruing Commercial, financial, and agricultural $ 6,021 $ 1,922 $ 24,116 $ 32,059 $ 409,101 $ 441,160 $ 204 Commercial real estate - construction 260 — 11 271 64,549 64,820 — Commercial real estate - other 10,754 — 16,275 27,029 440,619 467,648 — Residential - construction 1,468 — — 1,468 18,502 19,970 — Residential - prime 1,046 97 1,625 2,768 147,193 149,961 — Consumer - credit card 37 17 16 70 5,648 5,718 16 Consumer - other 625 306 478 1,409 96,054 97,463 38 Lease financing receivable — — — — 1,590 1,590 — Other loans 66 3 — 69 1,650 1,719 — $ 20,277 $ 2,345 $ 42,521 $ 65,143 $ 1,184,906 $ 1,250,049 $ 258 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due Total Past Due Current Total Loans Recorded Investment > 90 days and Accruing Commercial, financial, and agricultural $ 1,362 $ 2,317 $ 25,696 $ 29,375 $ 424,653 $ 454,028 $ 59 Commercial real estate - construction 1,047 — 12 1,059 55,839 56,898 — Commercial real estate - other 1,164 514 19,512 21,190 449,951 471,141 — Residential - construction — — — — 18,054 18,054 — Residential - prime 1,703 367 1,563 3,633 145,431 149,064 19 Consumer - credit card 38 25 22 85 5,970 6,055 22 Consumer - other 984 219 387 1,590 103,364 104,954 47 Lease financing receivable — — — — 1,968 1,968 — Other loans 101 4 — 105 1,378 1,483 — $ 6,399 $ 3,446 $ 47,192 $ 57,037 $ 1,206,608 $ 1,263,645 $ 147
Schedule of Loans on Nonaccrual Status	Non-accrual loans are as follows (in thousands): March 31, 2016 December 31, 2015 Commercial, financial, and agricultural $ 24,900 $ 27,705 Commercial real estate – construction 35 37 Commercial real estate - other 25,951 19,907 Residential - construction — — Residential - prime 2,322 1,998 Consumer - credit card — — Consumer - other 506 404 Lease financing receivable — — Other — — $ 53,714 $ 50,051
Schedule of Loans Evaluated for Impairment	Loans that are individually evaluated for impairment are as follows (in thousands): March 31, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial, financial, and agricultural $ 26,064 $ 26,328 $ — $ 24,297 $ 267 Commercial real estate – construction 35 35 — 36 — Commercial real estate – other 7,564 7,564 — 6,725 45 Residential – prime 1,181 1,201 — 1,273 10 Consumer – other 24 24 — 29 — Subtotal: 34,868 35,152 — 32,360 322 With an allowance recorded: Commercial, financial, and agricultural 3,033 3,033 1,021 4,111 374 Commercial real estate – other 19,947 19,947 2,586 16,976 208 Residential – prime 1,049 1,049 267 794 7 Consumer – other 482 496 278 426 5 Subtotal: 24,511 24,525 4,152 22,307 594 Totals: Commercial 56,643 56,907 3,607 52,145 894 Residential 2,230 2,250 267 2,067 17 Consumer 506 520 278 455 5 Grand total: $ 59,379 $ 59,677 $ 4,152 $ 54,667 $ 916 December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial, financial, and agricultural $ 22,529 $ 22,793 $ — $ 11,484 $ 745 Commercial real estate – construction 37 37 — 45 — Commercial real estate – other 5,886 5,886 — 3,903 97 Residential – prime 1,365 1,385 — 954 17 Consumer – other 34 34 — 56 — Subtotal: 29,851 30,135 — 16,442 859 With an allowance recorded: Commercial, financial, and agricultural 5,189 6,373 961 3,704 138 Commercial real estate – other 14,004 14,004 1,585 9,236 161 Residential – prime 538 538 160 533 7 Consumer – other 370 384 221 334 8 Subtotal: 20,101 21,299 2,927 13,807 314 Totals: Commercial 47,645 49,093 2,546 28,372 1,141 Residential 1,903 1,923 160 1,487 24 Consumer 404 418 221 390 8 Grand total: $ 49,952 $ 51,434 $ 2,927 $ 30,249 $ 1,173
Credit Quality Indicators by Class of Loans	The following tables present the classes of loans by risk rating (in thousands): March 31, 2016 Commercial Credit Exposure Credit Risk Profile by Creditworthiness Category Commercial, financial, and agricultural Commercial real estate - construction Commercial real estate - other Total % of Total Pass $ 368,557 $ 64,602 $ 406,237 $ 839,396 86.22 % Special mention 24,933 99 24,759 49,791 5.11 % Substandard 47,466 119 36,652 84,237 8.65 % Doubtful 204 — — 204 0.02 % $ 441,160 $ 64,820 $ 467,648 $ 973,628 100.00 % Residential Credit Exposure Credit Risk Profile by Creditworthiness Category Residential - construction Residential - prime Total % of Total Pass $ 19,970 $ 145,302 $ 165,272 97.26 % Special mention — 1,122 1,122 0.66 % Substandard — 3,537 3,537 2.08 % $ 19,970 $ 149,961 $ 169,931 100.00 % Consumer and Commercial Credit Exposure Credit Risk Profile Based on Payment Activity Consumer - credit card Consumer - other Lease financing receivable Other Total % of Total Performing $ 5,702 $ 96,919 $ 1,590 $ 1,719 $ 105,930 99.47 % Nonperforming 16 544 — — 560 0.53 % $ 5,718 $ 97,463 $ 1,590 $ 1,719 $ 106,490 100.00 % December 31, 2015 Commercial Credit Exposure Credit Risk Profile by Creditworthiness Category Commercial, financial, and agricultural Commercial real estate - construction Commercial real estate - other Total % of Total Pass $ 383,897 $ 56,740 $ 412,141 $ 852,778 86.84 % Special mention 32,506 34 28,217 60,757 6.18 % Substandard 37,353 124 30,783 68,260 6.95 % Doubtful 272 — — 272 0.03 % $ 454,028 $ 56,898 $ 471,141 $ 982,067 100.00 % Residential Credit Exposure Credit Risk Profile by Creditworthiness Category Residential - construction Residential - prime Total % of Total Pass $ 18,054 $ 144,704 $ 162,758 97.39 % Special mention — 1,225 1,225 0.73 % Substandard — 3,135 3,135 1.88 % $ 18,054 $ 149,064 $ 167,118 100.00 % Consumer and Commercial Credit Exposure Credit Risk Profile Based on Payment Activity Consumer - credit card Consumer - other Lease financing receivable Other Total % of Total Performing $ 6,033 $ 104,503 $ 1,968 $ 1,483 $ 113,987 99.59 % Nonperforming 22 451 — — 473 0.41 % $ 6,055 $ 104,954 $ 1,968 $ 1,483 $ 114,460 100.00 %
Summary of Troubled Debt Restructurings	Information about the Company’s TDRs is as follows (in thousands): March 31, 2016 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial, financial and agricultural $ 16 $ 3,943 $ 20,708 $ 24,667 Real estate - commercial 1,716 — — 1,716 $ 1,732 $ 3,943 $ 20,708 $ 26,383 December 31, 2015 Current Past Due Greater Than 30 Days Nonaccrual TDRs Total TDRs Commercial, financial and agricultural $ 16 $ — $ 20,865 $ 20,881 Real estate - commercial — 148 — 148 $ 16 $ 148 $ 20,865 $ 21,029

Intangibles (Tables)

Intangibles (Tables)	3 Months Ended
	Mar. 31, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Summary of Core Deposit Intangible Assets	A summary of core deposit intangible assets as of March 31, 2016 and December 31, 2015 is as follows (in thousands): March 31, 2016 December 31, 2015 Gross carrying amount $ 11,674 $ 11,674 Less accumulated amortization (6,223 ) (5,946 ) Net carrying amount $ 5,451 $ 5,728

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2016
Equity [Abstract]
Summary of Tax Effects	The following is a summary of the tax effects allocated to each component of other comprehensive income (in thousands): Three Months Ended March 31, 2016 2015 Before Tax Amount Tax Effect Net of Tax Amount Before Tax Amount Tax Effect Net of Tax Amount Other comprehensive income: Securities available-for-sale: Change in unrealized gains during period $ 2,802 $ (980 ) $ 1,822 $ 1,701 $ (595 ) $ 1,106 Reclassification adjustment for gains included in net income — — — (115 ) 40 (75 ) Total other comprehensive income $ 2,802 $ (980 ) $ 1,822 $ 1,586 $ (555 ) $ 1,031
Reclassification Out of Accumulated Other Comprehensive Income	The reclassifications out of accumulated other comprehensive income into net income are presented below (in thousands): Three Months Ended March 31, 2016 2015 Details about Accumulated Other Comprehensive Income Components Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Reclassifications Out of Accumulated Other Comprehensive Income Income Statement Line Item Unrealized gains and losses on securities available-for-sale: $ — Gain on sale of securities, net $ (115 ) Gain on sale of securities, net — Tax expense 40 Tax expense $ — Net of tax $ (75 ) Net of tax

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Components of Earnings per Common Share	Following is a summary of the information used in the computation of earnings per common share (in thousands): Three Months Ended March 31, 2016 2015 Net earnings available to common shareholders $ 1,922 $ 1,318 Dividends on Series C preferred stock — — Adjusted net earnings available to common shareholders $ 1,922 $ 1,318 Weighted average number of common shares outstanding used in computation of basic earnings per common share 11,262 11,318 Effect of dilutive securities: Stock options — 29 Convertible preferred stock and warrants — 4 Weighted average number of common shares outstanding plus effect of dilutive securities – used in computation of diluted earnings per share 11,262 11,351

Fair Value Measurement (Tables)

Fair Value Measurement (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis	The table below presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands): Assets / Liabilities Measured at Fair Value at Fair Value Measurements at March 31, 2016 Description March 31, 2016 Level 1 Level 2 Level 3 Available-for-sale securities: Obligations of state and political subdivisions $ 24,239 $ — $ 24,239 $ — GSE mortgage-backed securities 83,896 — 83,896 — Collateralized mortgage obligations: residential 187,986 — 187,986 — Collateralized mortgage obligations: commercial 3,908 — 3,908 — Mutual funds 2,122 2,122 — — Assets / Liabilities Measured at Fair Value at Fair Value Measurements at December 31, 2015 Description December 31, 2015 Level 1 Level 2 Level 3 Available-for-sale securities: Obligations of state and political subdivisions 31,493 — 31,493 — GSE mortgage-backed securities 87,038 — 87,038 — Collateralized mortgage obligations: residential 192,088 — 192,088 — Collateralized mortgage obligations: commercial 5,448 — 5,448 — Mutual funds 2,092 2,092 — —
Schedule of Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis	Certain assets and liabilities are measured at fair value on a nonrecurring basis and are included in the table below (in thousands). Impaired loans are Level 2 assets measured using appraisals from external parties of the collateral less any prior liens. Other real estate properties are also Level 2 assets measured using appraisals from external parties. Assets / Liabilities Measured at Fair Value at Fair Value Measurements at March 31, 2016 Description March 31, 2016 Level 1 Level 2 Level 3 Impaired loans $ 20,628 $ — $ 20,628 $ — Other real estate 3,908 — 3,908 — Assets / Liabilities Measured at Fair Value at Fair Value Measurements at December 31, 2015 Description December 31, 2015 Level 1 Level 2 Level 3 Impaired loans $ 17,487 $ — $ 17,487 $ — Other real estate 4,187 — 4,187 —
Schedule of Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of the Company’s financial instruments are as follows at March 31, 2016 and December 31, 2015 (in thousands): Fair Value Measurements at March 31, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Financial assets: Cash and due from banks, interest-bearing deposits in banks and federal funds sold $ 112,410 $ 112,410 $ — $ — Securities available-for-sale 302,151 2,122 300,029 — Securities held-to-maturity 113,623 — 115,631 — Other investments 11,195 11,195 — — Loans, net 1,229,702 — 20,628 1,216,866 Cash surrender value of life insurance policies 13,690 — 13,690 — Financial liabilities: Non-interest-bearing deposits 383,684 — 383,684 — Interest-bearing deposits 1,174,519 — 1,007,935 166,236 Securities sold under agreements to repurchase 87,879 87,879 — — Long-term Federal Home Loan Bank advances 25,744 — — 26,561 Junior subordinated debentures 22,167 — 22,167 — Fair Value Measurements at December 31, 2015 Using: Carrying Value Level 1 Level 2 Level 3 Financial assets: Cash and due from banks, interest-bearing deposits in banks and federal funds sold $ 89,201 $ 89,201 $ — $ — Securities available-for-sale 318,159 2,092 316,067 — Securities held-to-maturity 116,792 — 117,698 — Other investments 11,188 11,188 — — Loans, net 1,244,634 — 17,487 1,232,497 Cash surrender value of life insurance policies 13,622 — 13,622 — Financial liabilities: Non-interest-bearing deposits 374,261 — 374,261 — Interest-bearing deposits 1,176,589 — 1,007,137 168,633 Securities sold under agreements to repurchase 85,957 85,957 — — Short-term Federal Home Loan Bank advances 25,000 — 25,000 — Long-term Federal Home Loan Bank advances 25,851 — — 26,508 Junior subordinated debentures 22,167 — 22,167 —

Investment Securities - Portfol

Investment Securities - Portfolio of Available-for-Sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	$ 298,564	$ 317,375
Gross Unrealized Gains	4,408	3,389
Gross Unrealized Losses	821	2,605
Fair Value	302,151	318,159
Obligations of state and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	23,624	30,750
Gross Unrealized Gains	625	770
Gross Unrealized Losses	10	27
Fair Value	24,239	31,493
GSE mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	81,030	84,946
Gross Unrealized Gains	2,890	2,321
Gross Unrealized Losses	24	229
Fair Value	83,896	87,038
Collateralized mortgage obligations: residential
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	187,859	194,067
Gross Unrealized Gains	871	297
Gross Unrealized Losses	744	2,276
Fair Value	187,986	192,088
Collateralized mortgage obligations: commercial
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	3,951	5,512
Gross Unrealized Gains	0	1
Gross Unrealized Losses	43	65
Fair Value	3,908	5,448
Mutual funds
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Amortized Cost	2,100	2,100
Gross Unrealized Gains	22	0
Gross Unrealized Losses	0	8
Fair Value	$ 2,122	$ 2,092

Investment Securities - Portf24

Investment Securities - Portfolio of Held-to-Maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	$ 113,623	$ 116,792
Gross Unrealized Gains	2,217	1,404
Gross Unrealized Losses	209	498
Fair Value	115,631	117,698
Obligations of state and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	43,430	43,737
Gross Unrealized Gains	935	697
Gross Unrealized Losses	4	6
Fair Value	44,361	44,428
GSE mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	53,423	55,696
Gross Unrealized Gains	1,256	705
Gross Unrealized Losses	12	131
Fair Value	54,667	56,270
Collateralized mortgage obligations: residential
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	10,429	10,803
Gross Unrealized Gains	0	0
Gross Unrealized Losses	193	361
Fair Value	10,236	10,442
Collateralized mortgage obligations: commercial
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Amortized Cost	6,341	6,556
Gross Unrealized Gains	26	2
Gross Unrealized Losses	0	0
Fair Value	$ 6,367	$ 6,558

Investment Securities - Summary

Investment Securities - Summary of Amortized Cost and Fair Value by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Amortized Cost
Available-for-sale: Due in one year or less	$ 2,249
Available-for-sale: Due after one year through five years	17,887
Available-for-sale: Due after five years through ten years	2,871
Available-for-sale: Due after ten years	617
Mortgage-backed securities and collateralized mortgage obligations: Residential	268,889
Mortgage-backed securities and collateralized mortgage obligations: Commercial	3,951
Mutual funds	2,100
Available-for-sale, Amortized Cost	298,564	$ 317,375
Fair Value
Available-for-sale: Due in one year or less	2,276
Available-for-sale: Due after one year through five years	18,379
Available-for-sale: Due after five years through ten years	2,973
Available-for-sale: Due after ten years	611
Mortgage-backed securities and collateralized mortgage obligations: Residential	271,882
Mortgage-backed securities and collateralized mortgage obligations: Commercial	3,908
Mutual funds	2,122
Available-for-sale, Fair Value	302,151	318,159
Amortized Cost
Held-to-maturity: Due in one year or less	479
Held-to-maturity: Due after one year through five years	3,454
Held-to-maturity: Due after five years through ten years	11,390
Held-to-maturity: Due after ten years	28,107
Mortgage-backed securities and collateralized mortgage obligations: Residential	63,852
Mortgage-backed securities and collateralized mortgage obligations: Commercial	6,341
Held-to-maturity, Amortized Cost	113,623	116,792
Fair Value
Held-to-maturity: Due in one year or less	479
Held-to-maturity: Due after one year through five years	3,501
Held-to-maturity: Due after five years through ten years	11,691
Held-to-maturity: Due after ten years	28,690
Mortgage-backed securities and collateralized mortgage obligations: Residential	64,903
Mortgage-backed securities and collateralized mortgage obligations: Commercial	6,367
Held-to-maturity, Fair Value	$ 115,631	$ 117,698

Investment Securities - Summa26

Investment Securities - Summary of Unrealized Losses of Available-for-Sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	$ 69,805	$ 165,890
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	299	1,471
Available-for-sale, Securities with losses over 12 months, Fair Value	29,286	32,975
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	522	1,134
Available-for-sale, Total, Fair Value	99,091	198,865
Available-for-sale, Total, Gross Unrealized Loss	821	2,605
Obligations of state and political subdivisions
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	597	1,192
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	4	27
Available-for-sale, Securities with losses over 12 months, Fair Value	610	0
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	6	0
Available-for-sale, Total, Fair Value	1,207	1,192
Available-for-sale, Total, Gross Unrealized Loss	10	27
GSE mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	11,054	21,607
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	24	229
Available-for-sale, Securities with losses over 12 months, Fair Value	0	0
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	0	0
Available-for-sale, Total, Fair Value	11,054	21,607
Available-for-sale, Total, Gross Unrealized Loss	24	229
Collateralized mortgage obligations: residential
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	56,918	140,999
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	269	1,207
Available-for-sale, Securities with losses over 12 months, Fair Value	26,003	30,029
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	475	1,069
Available-for-sale, Total, Fair Value	82,921	171,028
Available-for-sale, Total, Gross Unrealized Loss	744	2,276
Collateralized mortgage obligations: commercial
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value	1,236	0
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss	2	0
Available-for-sale, Securities with losses over 12 months, Fair Value	2,673	2,946
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss	41	65
Available-for-sale, Total, Fair Value	3,909	2,946
Available-for-sale, Total, Gross Unrealized Loss	$ 43	65
Other asset-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Securities with losses under 12 months, Fair Value		2,092
Available-for-sale, Securities with losses under 12 months, Gross Unrealized Loss		8
Available-for-sale, Securities with losses over 12 months, Fair Value		0
Available-for-sale, Securities with losses over 12 months, Gross Unrealized Loss		0
Available-for-sale, Total, Fair Value		2,092
Available-for-sale, Total, Gross Unrealized Loss		$ 8

Investment Securities - Summa27

Investment Securities - Summary of Unrealized Losses of Held-to-Maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value	$ 6,915	$ 541
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss	12	1
Held-to-maturity, Securities with losses over 12 months, Fair Value	10,740	17,968
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss	197	497
Held-to-maturity, Total, Fair Value	17,655	18,509
Held-to-maturity, Total, Gross Unrealized Loss	209	498
Obligations of state and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value	0	541
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss	0	1
Held-to-maturity, Securities with losses over 12 months, Fair Value	505	505
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss	4	5
Held-to-maturity, Total, Fair Value	505	1,046
Held-to-maturity, Total, Gross Unrealized Loss	4	6
GSE mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value	6,915	0
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss	12	0
Held-to-maturity, Securities with losses over 12 months, Fair Value	0	7,021
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss	0	131
Held-to-maturity, Total, Fair Value	6,915	7,021
Held-to-maturity, Total, Gross Unrealized Loss	12	131
Collateralized mortgage obligations: residential
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity, Securities with losses under 12 months, Fair Value	0	0
Held-to-maturity, Securities with losses under 12 months, Gross Unrealized Loss	0	0
Held-to-maturity, Securities with losses over 12 months, Fair Value	10,235	10,442
Held-to-maturity, Securities with losses over 12 months, Gross Unrealized Loss	193	361
Held-to-maturity, Total, Fair Value	10,235	10,442
Held-to-maturity, Total, Gross Unrealized Loss	$ 193	$ 361

Investment Securities - Narrati

Investment Securities - Narrative (Details)	3 Months Ended
	Mar. 31, 2016USD ($)security	Mar. 31, 2015USD ($)security	Dec. 31, 2015USD ($)
Investments, Debt and Equity Securities [Abstract]
Number of private-label collateralized mortgage obligations | security	2
Combined balance of private-label collateralized mortgage obligations	$ 23,000
AFS and HTM securities in unrealized loss positions qualitative disclosure number of positions | security	32
Unrealized losses as a percentage of individual securities amortized cost basis	0.87%
Unrealized losses as percentage of Company's total amortized cost basis	0.25%
Number of securities in an unrealized loss position for over 12 months | security	15
Unamortized cost basis of securities in a continuous loss position	$ 40,700,000
Unrealized loss on securities in a continuous loss position	719,000
Impairment related to credit quality	$ 0
Securities sold, classified as available-for-sale | security	0	18
Available-for-sale securities, realized gain (loss)	$ 0	$ 115,000
Number of available-for-sale securities sold with gains | security	0	8
Available-for-sale securities, gross realized gains	$ 0	$ 250,000
Number of available-for-sale securities sold with losses | security	0	10
Available-for-sale securities, gross realized losses	$ 0	$ 135,000
Securities pledged as collateral for public funding	$ 321,100,000		$ 285,400,000

Credit Quality of Loans and A29

Credit Quality of Loans and Allowance for Loan Losses - Loan Portfolio and Concentrations (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)industry_concentration	Dec. 31, 2015USD ($)	Mar. 31, 2015USD ($)
Loan portfolio [Abstract]
Loans	$ 1,250,049	$ 1,263,645	$ 1,310,929
Less allowance for loan losses	(20,347)	(19,011)
Loans, net	$ 1,229,702	1,244,634
Number of industry segment concentration above threshold limit | industry_concentration	1
Concentration risk, percentage	10.00%
Loans exposure in oil and gas industry	$ 252,500
Exposure in the oil and gas industry specified as percentage of total loans	20.20%
Loans with exposure in commercial real estate	$ 532,500
Loans on nonaccrual status	53,714	50,051
Commercial, financial and agricultural
Loan portfolio [Abstract]
Loans	441,160	454,028	484,508
Loans on nonaccrual status	24,900	27,705
Real estate - construction
Loan portfolio [Abstract]
Loans	84,790	74,952	76,964
Real estate – commercial
Loan portfolio [Abstract]
Loans	$ 467,648	471,141	471,737
Percentage of CRE loans secured by owner-occupied commercial properties	54.00%
Loans on nonaccrual status	$ 26,000
Nonaccrual status of loans specified as percentage of total CRE loans	4.90%
Real estate – residential
Loan portfolio [Abstract]
Loans	$ 149,961	149,064	153,647
Installment loans to individuals
Loan portfolio [Abstract]
Loans	103,181	111,009	115,284
Lease financing receivable
Loan portfolio [Abstract]
Loans	1,590	1,968	6,350
Loans on nonaccrual status	0	0
Other
Loan portfolio [Abstract]
Loans	1,719	1,483	$ 2,439
Loans on nonaccrual status	$ 0	$ 0

Credit Quality of Loans and A30

Credit Quality of Loans and Allowance for Loan Losses - Roll Forward of Activity In Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 19,011	$ 11,226
Charge-offs	(1,594)	(1,332)
Recoveries	130	166
Provision	2,800	6,000
Ending balance	20,347	16,060
Ending balance: individually evaluated for impairment	4,152	1,645
Ending balance: collectively evaluated for impairment	16,195	14,415
Loans:
Ending balance	1,250,049	1,310,929	$ 1,263,645
Ending balance: individually evaluated for impairment	59,379	12,757
Ending balance: collectively evaluated for impairment	1,189,985	1,297,429
Ending balance: loans acquired with deteriorated credit quality	685	743
Commercial, financial and agricultural
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	11,268	5,729
Charge-offs	(1,307)	(1,001)
Recoveries	26	132
Provision	2,194	5,523
Ending balance	12,181	10,383
Ending balance: individually evaluated for impairment	1,021	737
Ending balance: collectively evaluated for impairment	11,160	9,646
Loans:
Ending balance	441,160	484,508	454,028
Ending balance: individually evaluated for impairment	29,097	2,427
Ending balance: collectively evaluated for impairment	412,063	482,081
Ending balance: loans acquired with deteriorated credit quality	0	0
Real estate - construction
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	819	954
Charge-offs	0	(6)
Recoveries	0	0
Provision	(420)	3
Ending balance	399	951
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	399	951
Loans:
Ending balance	84,790	76,964	74,952
Ending balance: individually evaluated for impairment	35	477
Ending balance: collectively evaluated for impairment	84,755	76,487
Ending balance: loans acquired with deteriorated credit quality	0	0
Real estate – commercial
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	4,614	2,402
Charge-offs	0	0
Recoveries	76	6
Provision	861	202
Ending balance	5,551	2,610
Ending balance: individually evaluated for impairment	2,586	645
Ending balance: collectively evaluated for impairment	2,965	1,965
Loans:
Ending balance	467,648	471,737	471,141
Ending balance: individually evaluated for impairment	27,511	7,977
Ending balance: collectively evaluated for impairment	439,530	463,106
Ending balance: loans acquired with deteriorated credit quality	607	654
Real estate – residential
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	816	810
Charge-offs	(4)	(2)
Recoveries	3	2
Provision	(170)	7
Ending balance	645	817
Ending balance: individually evaluated for impairment	267	57
Ending balance: collectively evaluated for impairment	378	760
Loans:
Ending balance	149,961	153,647	149,064
Ending balance: individually evaluated for impairment	2,230	1,471
Ending balance: collectively evaluated for impairment	147,653	152,087
Ending balance: loans acquired with deteriorated credit quality	78	89
Installment loans to individuals
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	1,468	1,311
Charge-offs	(283)	(323)
Recoveries	25	26
Provision	336	260
Ending balance	1,546	1,274
Ending balance: individually evaluated for impairment	278	206
Ending balance: collectively evaluated for impairment	1,268	1,068
Loans:
Ending balance	103,181	115,284	111,009
Ending balance: individually evaluated for impairment	506	405
Ending balance: collectively evaluated for impairment	102,675	114,879
Ending balance: loans acquired with deteriorated credit quality	0	0
Lease financing receivable
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	14	16
Charge-offs	0	0
Recoveries	0	0
Provision	(3)	4
Ending balance	11	20
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	11	20
Loans:
Ending balance	1,590	6,350	1,968
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	1,590	6,350
Ending balance: loans acquired with deteriorated credit quality	0	0
Other
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	12	4
Charge-offs	0	0
Recoveries	0	0
Provision	2	1
Ending balance	14	5
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	14	5
Loans:
Ending balance	1,719	2,439	$ 1,483
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	1,719	2,439
Ending balance: loans acquired with deteriorated credit quality	$ 0	$ 0

Credit Quality of Loans and A31

Credit Quality of Loans and Allowance for Loan Losses - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	$ 20,277	$ 6,399
60-89 Days Past Due	2,345	3,446
Greater than 90 Days Past Due	42,521	47,192
Total Past Due	65,143	57,037
Current	1,184,906	1,206,608
Total Loans	1,250,049	1,263,645
Recorded Investment, 90 days past due and Accruing	258	147
Commercial, financial and agricultural
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	6,021	1,362
60-89 Days Past Due	1,922	2,317
Greater than 90 Days Past Due	24,116	25,696
Total Past Due	32,059	29,375
Current	409,101	424,653
Total Loans	441,160	454,028
Recorded Investment, 90 days past due and Accruing	204	59
Commercial real estate - construction
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	260	1,047
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	11	12
Total Past Due	271	1,059
Current	64,549	55,839
Total Loans	64,820	56,898
Recorded Investment, 90 days past due and Accruing	0	0
Commercial real estate - other
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	10,754	1,164
60-89 Days Past Due	0	514
Greater than 90 Days Past Due	16,275	19,512
Total Past Due	27,029	21,190
Current	440,619	449,951
Total Loans	467,648	471,141
Recorded Investment, 90 days past due and Accruing	0	0
Residential - construction
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	1,468	0
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	1,468	0
Current	18,502	18,054
Total Loans	19,970	18,054
Recorded Investment, 90 days past due and Accruing	0	0
Residential - prime
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	1,046	1,703
60-89 Days Past Due	97	367
Greater than 90 Days Past Due	1,625	1,563
Total Past Due	2,768	3,633
Current	147,193	145,431
Total Loans	149,961	149,064
Recorded Investment, 90 days past due and Accruing	0	19
Consumer - credit card
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	37	38
60-89 Days Past Due	17	25
Greater than 90 Days Past Due	16	22
Total Past Due	70	85
Current	5,648	5,970
Total Loans	5,718	6,055
Recorded Investment, 90 days past due and Accruing	16	22
Consumer - other
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	625	984
60-89 Days Past Due	306	219
Greater than 90 Days Past Due	478	387
Total Past Due	1,409	1,590
Current	96,054	103,364
Total Loans	97,463	104,954
Recorded Investment, 90 days past due and Accruing	38	47
Lease financing receivable
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	1,590	1,968
Total Loans	1,590	1,968
Recorded Investment, 90 days past due and Accruing	0	0
Other loans
Age Analysis of Past Due Loans by Class of Loans [Abstract]
30-59 Days Past Due	66	101
60-89 Days Past Due	3	4
Greater than 90 Days Past Due	0	0
Total Past Due	69	105
Current	1,650	1,378
Total Loans	1,719	1,483
Recorded Investment, 90 days past due and Accruing	$ 0	$ 0

Credit Quality of Loans and A32

Credit Quality of Loans and Allowance for Loan Losses - Nonaccrual Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	$ 53,714		$ 50,051
Interest lost on nonaccrual loans	757	$ 342
Interest received on nonaccrual loans	59	$ 11
Commercial, financial and agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	24,900		27,705
Commercial real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	35		37
Commercial real estate - other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	25,951		19,907
Residential - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	0		0
Residential - prime
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	2,322		1,998
Consumer - credit card
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	0		0
Consumer - other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	506		404
Lease financing receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	0		0
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on nonaccrual status	$ 0		$ 0

Credit Quality of Loans and A33

Credit Quality of Loans and Allowance for Loan Losses - Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
With no related allowance recorded [Abstract]
Recorded Investment	$ 34,868	$ 29,851
Unpaid Principal Balance	35,152	30,135
Average Recorded Investment	32,360	16,442
Interest Income Recognized	322	859
With an allowance recorded [Abstract]
Recorded Investment	24,511	20,101
Unpaid Principal Balance	24,525	21,299
Related Allowance	4,152	2,927
Average Recorded Investment	22,307	13,807
Interest Income Recognized	594	314
Totals [Abstract]
Recorded Investment	59,379	49,952
Unpaid Principal Balance	59,677	51,434
Related Allowance	4,152	2,927
Average Recorded Investment	54,667	30,249
Interest Income Recognized	916	1,173
Commercial, financial and agricultural
With no related allowance recorded [Abstract]
Recorded Investment	26,064	22,529
Unpaid Principal Balance	26,328	22,793
Average Recorded Investment	24,297	11,484
Interest Income Recognized	267	745
With an allowance recorded [Abstract]
Recorded Investment	3,033	5,189
Unpaid Principal Balance	3,033	6,373
Related Allowance	1,021	961
Average Recorded Investment	4,111	3,704
Interest Income Recognized	374	138
Totals [Abstract]
Related Allowance	1,021	961
Commercial real estate - construction
With no related allowance recorded [Abstract]
Recorded Investment	35	37
Unpaid Principal Balance	35	37
Average Recorded Investment	36	45
Interest Income Recognized	0	0
With an allowance recorded [Abstract]
Recorded Investment		0
Unpaid Principal Balance		0
Related Allowance		0
Average Recorded Investment		0
Interest Income Recognized		0
Totals [Abstract]
Related Allowance		0
Commercial real estate - other
With no related allowance recorded [Abstract]
Recorded Investment	7,564	5,886
Unpaid Principal Balance	7,564	5,886
Average Recorded Investment	6,725	3,903
Interest Income Recognized	45	97
With an allowance recorded [Abstract]
Recorded Investment	19,947	14,004
Unpaid Principal Balance	19,947	14,004
Related Allowance	2,586	1,585
Average Recorded Investment	16,976	9,236
Interest Income Recognized	208	161
Totals [Abstract]
Related Allowance	2,586	1,585
Residential - prime
With no related allowance recorded [Abstract]
Recorded Investment	1,181	1,365
Unpaid Principal Balance	1,201	1,385
Average Recorded Investment	1,273	954
Interest Income Recognized	10	17
With an allowance recorded [Abstract]
Recorded Investment	1,049	538
Unpaid Principal Balance	1,049	538
Related Allowance	267	160
Average Recorded Investment	794	533
Interest Income Recognized	7	7
Totals [Abstract]
Related Allowance	267	160
Consumer - other
With no related allowance recorded [Abstract]
Recorded Investment	24	34
Unpaid Principal Balance	24	34
Average Recorded Investment	29	56
Interest Income Recognized	0	0
With an allowance recorded [Abstract]
Recorded Investment	482	370
Unpaid Principal Balance	496	384
Related Allowance	278	221
Average Recorded Investment	426	334
Interest Income Recognized	5	8
Totals [Abstract]
Related Allowance	278	221
Total: Commercial
With an allowance recorded [Abstract]
Related Allowance	3,607	2,546
Totals [Abstract]
Recorded Investment	56,643	47,645
Unpaid Principal Balance	56,907	49,093
Related Allowance	3,607	2,546
Average Recorded Investment	52,145	28,372
Interest Income Recognized	894	1,141
Total: Residential
With an allowance recorded [Abstract]
Related Allowance	267	160
Totals [Abstract]
Recorded Investment	2,230	1,903
Unpaid Principal Balance	2,250	1,923
Related Allowance	267	160
Average Recorded Investment	2,067	1,487
Interest Income Recognized	17	24
Total: Consumer
With an allowance recorded [Abstract]
Related Allowance	278	221
Totals [Abstract]
Recorded Investment	506	404
Unpaid Principal Balance	520	418
Related Allowance	278	221
Average Recorded Investment	455	390
Interest Income Recognized	$ 5	$ 8

Credit Quality of Loans and A34

Credit Quality of Loans and Allowance for Loan Losses - Classes of Loans by Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 1,250,049	$ 1,263,645	$ 1,310,929
Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	441,160	454,028	484,508
Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	64,820	56,898
Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	467,648	471,141
Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 973,628	$ 982,067
Percentage of Total Loans	100.00%	100.00%
Residential - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 19,970	$ 18,054
Residential - prime
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	149,961	149,064
Residential, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 169,931	$ 167,118
Percentage of Total Loans	100.00%	100.00%
Consumer - credit card
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 5,718	$ 6,055
Consumer - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	97,463	104,954
Lease financing receivable
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,590	1,968	6,350
Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,719	1,483	$ 2,439
Consumer, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 106,490	$ 114,460
Percentage of Total Loans	100.00%	100.00%
Pass | Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 368,557	$ 383,897
Pass | Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	64,602	56,740
Pass | Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	406,237	412,141
Pass | Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 839,396	$ 852,778
Percentage of Total Loans	86.22%	86.84%
Pass | Residential - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 19,970	$ 18,054
Pass | Residential - prime
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	145,302	144,704
Pass | Residential, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 165,272	$ 162,758
Percentage of Total Loans	97.26%	97.39%
Special mention | Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 24,933	$ 32,506
Special mention | Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	99	34
Special mention | Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	24,759	28,217
Special mention | Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 49,791	$ 60,757
Percentage of Total Loans	5.11%	6.18%
Special mention | Residential - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 0	$ 0
Special mention | Residential - prime
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,122	1,225
Special mention | Residential, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 1,122	$ 1,225
Percentage of Total Loans	0.66%	0.73%
Substandard | Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 47,466	$ 37,353
Substandard | Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	119	124
Substandard | Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	36,652	30,783
Substandard | Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 84,237	$ 68,260
Percentage of Total Loans	8.65%	6.95%
Substandard | Residential - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 0	$ 0
Substandard | Residential - prime
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	3,537	3,135
Substandard | Residential, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 3,537	$ 3,135
Percentage of Total Loans	2.08%	1.88%
Doubtful | Commercial, financial and agricultural
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 204	$ 272
Doubtful | Commercial real estate - construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	0	0
Doubtful | Commercial real estate - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	0	0
Doubtful | Commercial, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 204	$ 272
Percentage of Total Loans	0.02%	0.03%
Performing | Consumer - credit card
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 5,702	$ 6,033
Performing | Consumer - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	96,919	104,503
Performing | Lease financing receivable
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,590	1,968
Performing | Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	1,719	1,483
Performing | Consumer, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 105,930	$ 113,987
Percentage of Total Loans	99.47%	99.59%
Nonperforming | Consumer - credit card
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 16	$ 22
Nonperforming | Consumer - other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	544	451
Nonperforming | Lease financing receivable
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	0	0
Nonperforming | Other
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	0	0
Nonperforming | Consumer, Total
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans	$ 560	$ 473
Percentage of Total Loans	0.53%	0.41%

Credit Quality of Loans and A35

Credit Quality of Loans and Allowance for Loan Losses - Troubled Debt Restructurings (Details)	3 Months Ended
	Mar. 31, 2016USD ($)contract	Mar. 31, 2015contract	Dec. 31, 2015USD ($)
Financing Receivable, Modifications [Line Items]
Current	$ 1,732,000		$ 16,000
Past Due Greater Than 30 Days	3,943,000		148,000
Nonaccrual TDRs	20,708,000		20,865,000
Total TDRs	$ 26,383,000		21,029,000
Pre-modified contracts identified as TDRs (contracts) | contract	1	0
Number of TDR defaulted (contracts) | contract	1	0
TDRs defaulted, amount	$ 5,500,000
Pre-modification balance identified as TDR	5,500,000
Commitments to lend additional funds	0
Commercial, financial and agricultural
Financing Receivable, Modifications [Line Items]
Current	16,000		16,000
Past Due Greater Than 30 Days	3,943,000		0
Nonaccrual TDRs	20,708,000		20,865,000
Total TDRs	24,667,000		20,881,000
Real estate – commercial
Financing Receivable, Modifications [Line Items]
Current	1,716,000		0
Past Due Greater Than 30 Days	0		148,000
Nonaccrual TDRs	0		0
Total TDRs	$ 1,716,000		$ 148,000

Intangibles (Details)

Intangibles (Details) - Core Deposit Intangible Assets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Finite-Lived Intangible Assets [Line Items]
Gross carrying amount	$ 11,674	$ 11,674
Less accumulated amortization	(6,223)	(5,946)
Net carrying amount	$ 5,451	$ 5,728

Other Comprehensive Income - Su

Other Comprehensive Income - Summary of the Tax Effects (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Other comprehensive income (loss): Securities available-for-sale: Before Tax Amount
Change in unrealized gains during period	$ 2,802	$ 1,701
Reclassification adjustment for gains included in net income	0	(115)
Total other comprehensive income (loss), before tax	2,802	1,586
Other comprehensive income (loss): Securities available-for-sale: Tax Effect
Change in unrealized gains during period	(980)	(595)
Reclassification adjustment for gains included in net income	0	40
Total other comprehensive income	(980)	(555)
Other comprehensive income (loss): Securities available-for-sale: Net of Tax Amount
Change in unrealized gains during period	1,822	1,106
Reclassification adjustment for gains included in net income	0	(75)
Total other comprehensive income (loss), net of tax	$ 1,822	$ 1,031

Other Comprehensive Income - Re

Other Comprehensive Income - Reclassifications (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gain on sale of securities, net	$ 0	$ (115)
Tax expense	0	40
Reclassifications Out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Gain on sale of securities, net	0	(115)
Tax expense	0	40
Net earnings	$ 0	$ (75)

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Earnings Per Share [Abstract]
Net earnings available to common shareholders	$ 1,922	$ 1,318
Dividends on Series C preferred stock	0	0
Adjusted net earnings available to common shareholders	$ 1,922	$ 1,318
Weighted average number of common shares outstanding used in computation of basic earnings per common share	11,262,000	11,318,000
Effect of dilutive securities:
Stock options (in shares)	0	29,000
Convertible preferred stock and warrants (in shares)	0	4,000
Weighted average number of common shares outstanding plus effect of dilutive securities - used in computation of diluted earnings per common share (in shares)	11,262,000	11,351,000
Stock Options
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computing diluted earnings per share (in shares)	448,760	134,822
Restricted Stock
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computing diluted earnings per share (in shares)	11,250
Incremental Common Shares Attributable to Conversion of Preferred Stock and warrants
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive shares excluded from computing diluted earnings per share (in shares)	507,072	518,086

Fair Value Measurement - Assets

Fair Value Measurement - Assets Recorded at Fair Value and Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount for selling costs	10.00%
Fair Value	$ 302,151	$ 318,159
Recurring | Level 1
Available-for-sale securities:
Obligations of state and political subdivisions	0	0
GSE mortgage-backed securities	0	0
Collateralized mortgage obligations: residential	0	0
Collateralized mortgage obligations: commercial	0	0
Mutual funds	2,122	2,092
Recurring | Level 2
Available-for-sale securities:
Obligations of state and political subdivisions	24,239	31,493
GSE mortgage-backed securities	83,896	87,038
Collateralized mortgage obligations: residential	187,986	192,088
Collateralized mortgage obligations: commercial	3,908	5,448
Mutual funds	0	0
Recurring | Level 3
Available-for-sale securities:
Obligations of state and political subdivisions	0	0
GSE mortgage-backed securities	0	0
Collateralized mortgage obligations: residential	0	0
Collateralized mortgage obligations: commercial	0	0
Mutual funds	0	0
Nonrecurring
Assets and Liabilities Measured on Nonrecurring Basis
Impaired loans	20,628	17,487
Other real estate	3,908	4,187
Nonrecurring | Level 1
Assets and Liabilities Measured on Nonrecurring Basis
Impaired loans	0	0
Other real estate	0	0
Nonrecurring | Level 2
Assets and Liabilities Measured on Nonrecurring Basis
Impaired loans	20,628	17,487
Other real estate	3,908	4,187
Nonrecurring | Level 3
Assets and Liabilities Measured on Nonrecurring Basis
Impaired loans	0	0
Other real estate	0	0
Obligations of state and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	24,239	31,493
Obligations of state and political subdivisions | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	24,239	31,493
GSE mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	83,896	87,038
GSE mortgage-backed securities | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	83,896	87,038
Collateralized mortgage obligations: residential
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	187,986	192,088
Collateralized mortgage obligations: residential | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	187,986	192,088
Collateralized mortgage obligations: commercial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	3,908	5,448
Collateralized mortgage obligations: commercial | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	3,908	5,448
Mutual funds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,122	2,092
Mutual funds | Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,122	$ 2,092
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Period when new appraisals are received	28 days
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Period when new appraisals are received	42 days

Fair Value Measurement - Limita

Fair Value Measurement - Limitations (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financial assets [Abstract]
Securities available-for-sale	$ 302,151	$ 318,159
Securities held-to-maturity	115,631	117,698
Financial liabilities [Abstract]
Long-term Federal Home Loan Bank advances	25,744	25,851
Carrying Value
Financial assets [Abstract]
Cash and due from banks, interest-bearing deposits in banks and federal funds sold	112,410	89,201
Securities available-for-sale	302,151	318,159
Securities held-to-maturity	113,623	116,792
Other investments	11,195	11,188
Loans, net	1,229,702	1,244,634
Cash surrender value of life insurance policies	13,690	13,622
Financial liabilities [Abstract]
Non-interest-bearing deposits	383,684	374,261
Interest-bearing deposits	1,174,519	1,176,589
Securities sold under agreements to repurchase	87,879	85,957
Short-term Federal Home Loan Bank advances		25,000
Long-term Federal Home Loan Bank advances	25,744	25,851
Junior subordinated debentures	22,167	22,167
Fair Value | Level 1
Financial assets [Abstract]
Cash and due from banks, interest-bearing deposits in banks and federal funds sold	112,410	89,201
Securities available-for-sale	2,122	2,092
Securities held-to-maturity	0	0
Other investments	11,195	11,188
Loans, net	0	0
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]
Non-interest-bearing deposits	0	0
Interest-bearing deposits	0	0
Securities sold under agreements to repurchase	87,879	85,957
Short-term Federal Home Loan Bank advances		0
Long-term Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Fair Value | Level 2
Financial assets [Abstract]
Cash and due from banks, interest-bearing deposits in banks and federal funds sold	0	0
Securities available-for-sale	300,029	316,067
Securities held-to-maturity	115,631	117,698
Other investments	0	0
Loans, net	20,628	17,487
Cash surrender value of life insurance policies	13,690	13,622
Financial liabilities [Abstract]
Non-interest-bearing deposits	383,684	374,261
Interest-bearing deposits	1,007,935	1,007,137
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances		25,000
Long-term Federal Home Loan Bank advances	0	0
Junior subordinated debentures	22,167	22,167
Fair Value | Level 3
Financial assets [Abstract]
Cash and due from banks, interest-bearing deposits in banks and federal funds sold	0	0
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Other investments	0	0
Loans, net	1,216,866	1,232,497
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]
Non-interest-bearing deposits	0	0
Interest-bearing deposits	166,236	168,633
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances		0
Long-term Federal Home Loan Bank advances	26,561	26,508
Junior subordinated debentures	$ 0	$ 0