Midsouth Bancorp (MSL) 10-K 14 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Mar. 14, 2014	Jun. 30, 2013
Document and Entity Information [Abstract]	'	'	'
Entity Registrant Name	'MIDSOUTH BANCORP INC	'	'
Entity Central Index Key	'0000745981	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Accelerated Filer	'	'
Entity Public Float	'	'	$116,357,698
Entity Common Stock, Shares Outstanding	'	11,256,712	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks, including required reserves of $9,542 and $14,083, respectively	$43,488	$46,297
Interest-bearing deposits in banks	13,993	20,276
Federal funds sold	2,250	7,000
Time deposits held in banks	0	881
Securities available-for-sale, at fair value (cost of $341,828 at December 31, 2013 and $412,065 at December 31, 2012)	341,665	424,617
Securities held-to-maturity (estimated fair value of $151,168 at December 31, 2013 and $156,924 at December 31, 2012)	155,523	153,524
Other investments	11,526	8,310
Loans	1,137,554	1,046,940
Allowance for loan losses	-8,779	-7,370
Loans, net	1,128,775	1,039,570
Bank premises and equipment, net	72,343	63,461
Accrued interest receivable	6,692	6,691
Goodwill	42,171	42,781
Intangibles	7,941	9,047
Cash surrender value of life insurance	13,450	13,183
Other real estate	6,687	7,496
Other assets	4,656	8,594
Total assets	1,851,160	1,851,728
Deposits:	'	'
Noninterest-bearing	383,257	381,083
Interest-bearing	1,135,546	1,170,821
Total deposits	1,518,803	1,551,904
Securities sold under agreements to repurchase	53,916	41,447
Short-term Federal Home Loan Bank advances	25,000	0
Notes payable	27,703	29,128
Junior subordinated debentures	29,384	29,384
Other liabilities	5,605	10,624
Total liabilities	1,660,411	1,662,487
Commitments and contingencies	'	'
Stockholders' equity:	'	'
Common stock, $0.10 par value; 30,000,000 shares authorized, 11,407,196 and 11,386,611 issued and 11,256,712 and 11,236,134 outstanding at December 31, 2013 and December 31, 2012, respectively	1,141	1,139
Additional paid-in capital	111,017	110,603
Accumulated other comprehensive income	-106	8,159
Treasury stock- 150,484 and 150,477 shares at December 31, 2013 and 2012, respectively, at cost	-3,286	-3,286
Retained earnings	39,986	30,629
Total stockholders' equity	190,749	189,241
Total liabilities and stockholders' equity	1,851,160	1,851,728
Preferred Stock Series B [Member]	'	'
Stockholders' equity:	'	'
Preferred stock	32,000	32,000
Preferred Stock Series C [Member]	'	'
Stockholders' equity:	'	'
Preferred stock	$9,997	$9,997

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Assets	'	'
Cash and due from banks, reserves	$9,542	$14,083
Securities available-for-sale, at cost	341,828	412,065
Securities held-to-maturity, at fair value	$151,168	$156,924
Stockholders' equity:	'	'
Common stock, par value (in dollars per share)	$0.10	$0.10
Common stock, authorized (in shares)	30,000,000	30,000,000
Common stock, issued (in shares)	11,407,196	11,386,611
Common stock, outstanding (in shares)	11,256,712	11,236,134
Treasury stock (in shares)	150,484	150,477
Preferred Stock Series B [Member]	'	'
Stockholders' equity:	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, authorized (in shares)	5,000,000	5,000,000
Preferred stock, issued (in shares)	32,000	32,000
Preferred stock, outstanding (in shares)	32,000	32,000
Preferred Stock Series C [Member]	'	'
Stockholders' equity:	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, authorized (in shares)	100,000	100,000
Preferred stock, issued (in shares)	99,971	99,971
Preferred stock, outstanding (in shares)	99,971	99,971

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest income:	'	'	'
Loans, including fees	$71,016	$49,776	$41,887
Investment securities:	'	'	'
Taxable	8,609	8,083	5,362
Nontaxable	3,184	2,880	3,393
Other interest income	394	283	365
Total interest income	83,203	61,022	51,007
Interest expense:	'	'	'
Deposits	3,961	4,100	4,024
Borrowings	1,232	756	807
Junior subordinated debentures	1,346	984	971
Total interest expense	6,539	5,840	5,802
Net interest income	76,664	55,182	45,205
Provision for loan losses	3,050	2,050	3,925
Net interest income after provision for loan losses	73,614	53,132	41,280
Noninterest income:	'	'	'
Service charges on deposit accounts	9,225	7,430	6,921
Gain on securities, net	234	204	99
ATM and debit card income	6,400	4,605	3,802
Other charges and fees	3,460	2,705	2,239
Total noninterest income	19,319	14,944	13,061
Noninterest expenses:	'	'	'
Salaries and employee benefits	34,182	24,713	21,763
Occupancy expense	15,112	11,320	9,281
ATM and debit card expense	2,399	1,559	1,256
Other	20,913	17,063	17,004
Total noninterest expense	72,606	54,655	49,304
Income before income taxes	20,327	13,421	5,037
Income tax expense	6,151	3,779	564
Net earnings	14,176	9,642	4,473
Dividends on preferred stock and accretion of warrants	1,332	1,547	1,802
Net earnings available to common stockholders	$12,844	$8,095	$2,671
Earnings per common share:	'	'	'
Basic (in dollars per share)	$1.14	$0.77	$0.27
Diluted (in dollars per share)	$1.12	$0.77	$0.27

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statements of Comprehensive Income [Abstract]	'	'	'
Net earnings	$14,176	$9,642	$4,473
Unrealized (losses) gains on securities available-for-sale:	'	'	'
Unrealized holding (losses) gains arising during the year	-12,481	831	5,507
Less: reclassification adjustment for net gains on sales of securities available-for-sale	-234	-204	-99
Total other comprehensive (loss) income, before tax	-12,715	627	5,408
Income tax effect related to items of other comprehensive income	4,450	-220	-1,838
Total other comprehensive (loss) income, net of tax	-8,265	407	3,570
Total comprehensive income	$5,911	$10,049	$8,043

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Preferred Stock [Member]	Common Stock [Member]	Surplus [Member]	ESOP Obligation [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Total
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2010	$19,408	$988	$89,893	($104)	$4,182	($3,286)	$25,572	$136,653
Balance (in shares) at Dec. 31, 2010	20,000	9,880,743	'	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'	'
Net earnings	0	0	0	0	0	0	4,473	4,473
Issuance of common stock for acquisitions	0	73	8,765	0	0	0	0	8,838
Issuance of common stock for acquisitions (in shares)	0	725,000	'	'	'	'	'	'
Dividends on preferred stock and accretion of common stock warrants	592	0	0	0	0	0	-1,242	-650
Redemption of Series A preferred stock	-20,000	0	0	0	0	0	0	-20,000
Redemption of Series A preferred stock (in shares)	-20,000	0	'	'	'	'	'	'
Issuance of Series B preferred stock	32,000	0	0	0	0	0	0	32,000
Issuance of Series B preferred stock (in shares)	32,000	0	'	'	'	'	'	'
Dividends on Series B Preferred Stock	0	0	0	0	0	0	-560	-560
Dividends on common stock	0	0	0	0	0	0	-2,776	-2,776
Exercise of stock options	0	1	66	0	0	0	0	67
Exercise of stock options (in shares)	0	10,240	'	'	'	'	'	'
Tax benefit resulting from exercise of stock options, net adjustment	0	0	1	0	0	0	0	1
ESOP compensation expense	0	0	42	104	0	0	0	146
Stock option and restricted stock compensation expense	0	0	75	0	0	0	0	75
Change in accumulated other comprehensive income	0	0	0	0	3,570	0	0	3,570
Balance at Dec. 31, 2011	32,000	1,062	98,842	0	7,752	-3,286	25,467	161,837
Balance (in shares) at Dec. 31, 2011	32,000	10,615,983	'	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'	'
Net earnings	0	0	0	0	0	0	9,642	9,642
Issuance of common stock for acquisitions	0	76	11,454	0	0	0	0	11,530
Issuance of common stock for acquisitions (in shares)	0	756,511	'	'	'	'	'	'
Issuance of Series C preferred stock for acquisitions	9,997	0	0	0	0	0	0	9,997
Issuance of Series C preferred stock for acquisitions (in shares)	99,971	0	'	'	'	'	'	'
Dividends on Series B Preferred Stock	0	0	0	0	0	0	-1,547	-1,547
Dividends on common stock	0	0	0	0	0	0	-2,933	-2,933
Exercise of stock options	0	1	99	0	0	0	0	100
Exercise of stock options (in shares)	0	14,117	'	'	'	'	'	'
Tax benefit resulting from exercise of stock options, net adjustment	0	0	1	0	0	0	0	1
Stock option and restricted stock compensation expense	0	0	207	0	0	0	0	207
Change in accumulated other comprehensive income	0	0	0	0	407	0	0	407
Balance at Dec. 31, 2012	41,997	1,139	110,603	0	8,159	-3,286	30,629	189,241
Balance (in shares) at Dec. 31, 2012	131,971	11,386,611	'	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'	'
Net earnings	0	0	0	0	0	0	14,176	14,176
Dividends on Series B Preferred Stock	0	0	0	0	0	0	-931	-931
Dividends on Series C Preferred Stock	0	0	0	0	0	0	-400	-400
Dividends on common stock	0	0	0	0	0	0	-3,488	-3,488
Exercise of stock options	0	1	68	0	0	0	0	69
Exercise of stock options (in shares)	0	6,155	'	'	'	'	'	'
Tax benefit resulting from exercise of stock options, net adjustment	0	0	4	0	0	0	0	4
Issuance of restricted stock	0	1	-1	0	0	0	0	0
Issuance of restricted stock (in shares)	0	14,430	'	'	'	'	'	'
Tax benefit resulting from issuance of restricted stock	0	0	14	0	0	0	0	14
Stock option and restricted stock compensation expense	0	0	329	0	0	0	0	329
Change in accumulated other comprehensive income	0	0	0	0	-8,265	0	0	-8,265
Balance at Dec. 31, 2013	$41,997	$1,141	$111,017	$0	($106)	($3,286)	$39,986	$190,749
Balance (in shares) at Dec. 31, 2013	131,971	11,407,196	'	'	'	'	'	'

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statement of Shareholders' Equity [Abstract]	'	'	'
Dividends on common stock (in dollars per share)	$0.31	$0.28	$0.28

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities:	'	'	'
Net earnings	$14,176,000	$9,642,000	$4,473,000
Adjustments to reconcile net earnings to net cash provided by operating activities:	'	'	'
Depreciation	5,568,000	3,799,000	3,265,000
Accretion of purchase accounting adjustments	-5,869,000	-2,067,000	-752,000
Provision for loan losses	3,050,000	2,050,000	3,925,000
Deferred tax expense (benefit)	2,828,000	1,651,000	-491,000
Amortization of premiums on securities, net	4,473,000	1,878,000	910,000
Amortization of other investments	13,000	15,000	14,000
Net loss on sale of other real estate	190,000	163,000	66,000
Net write down of other real estate owned	457,000	582,000	476,000
Net loss on sale/disposal of premises and equipment	96,000	6,000	126,000
Stock compensation expense	308,000	150,000	13,000
Restricted stock expense	21,000	57,000	62,000
Gain on sale and liquidation of securities available-for-sale	-234,000	-204,000	-99,000
Change in accrued interest receivable	-1,000	745,000	-331,000
Change in accrued interest payable	-201,000	-181,000	-120,000
Change in other assets and liabilities, net	1,009,000	-339,000	1,667,000
Net cash provided by operating activities	25,884,000	17,947,000	13,204,000
Cash flows from investing activities, net of effect of purchase acquisitions in 2011 and 2012:	'	'	'
Net change in time deposits in other banks	881,000	1,000	5,164,000
Proceeds from maturities and calls of securities available-for-sale	72,728,000	146,019,000	81,030,000
Proceeds from maturities and calls of securities held-to-maturity	22,946,000	24,340,000	900,000
Proceeds from sale of securities available-for-sale	55,879,000	6,558,000	3,895,000
Purchases of securities available-for-sale	-68,043,000	-100,384,000	-149,332,000
Purchases of securities held-to-maturity	-26,382,000	-38,160,000	-101,493,000
Proceeds from redemption of other investments	1,600,000	500,000	82,000
Purchases of other investments	-3,220,000	-189,000	-449,000
Net change in loans	-82,340,000	-41,335,000	-49,875,000
Purchases of premises and equipment	-14,264,000	-10,245,000	-3,656,000
Proceeds from sale of premises and equipment	69,000	0	9,000
Proceeds from sale of other real estate owned	1,215,000	555,000	541,000
Net cash (used in) provided by investing activities	-38,931,000	-5,296,000	-47,506,000
Cash flows from financing activities, net of effect of purchase acquisitions in 2011 and 2012:	'	'	'
Change in deposits	-32,455,000	-12,432,000	15,041,000
Change in securities sold under agreements to repurchase	12,469,000	-5,539,000	2,252,000
Borrowings on Federal Home Loan Bank advances	25,000,000	0	0
Repayments of Federal Home Loan Bank advances	-57,000	0	0
Repayments of notes payable	-1,000,000	0	0
Issuance of Series B preferred stock	0	0	32,000,000
Redemption of Series A preferred stock	0	0	-20,000,000
Proceeds from exercise of stock options	69,000	100,000	67,000
Tax benefit due to exercise of stock options	4,000	1,000	1,000
Tax benefit from issuance of restricted stock	14,000	0	0
Payment of dividends on preferred stock	-1,519,000	-1,579,000	-938,000
Payment of dividends on common stock	-3,320,000	-2,932,000	-2,725,000
Net cash (used in) provided by financing activities	-795,000	-22,381,000	25,698,000
Net increase (decrease) in cash and cash equivalents	-13,842,000	-9,730,000	-8,604,000
Cash and cash equivalents, beginning of year	73,573,000	83,303,000	91,907,000
Cash and cash equivalents, end of year	59,731,000	73,573,000	83,303,000
Supplemental cash flow information:	'	'	'
Interest paid	6,534,000	5,978,000	5,608,000
Income taxes paid	3,500,000	2,785,000	835,000
Noncash investing and financing activities:	'	'	'
Common stock issued in acquisition	0	11,530,000	8,838,000
Accretion of warrants	0	0	592,000
Accrued common stock dividends	913,000	745,000	744,000
Accrued preferred stock dividends	180,000	368,000	400,000
Net change in loan to ESOP	0	0	104,000
Change in unrealized gains/losses on securities available-for-sale, net of tax	-8,265,000	407,000	3,570,000
Transfer of loans to other real estate	1,053,000	879,000	7,319,000
Financed sales of other real estate	0	290,000	73,000
Jefferson Bank [Member]	'	'	'
Cash flows from investing activities, net of effect of purchase acquisitions in 2011 and 2012:	'	'	'
Net cash associated with acquisition	0	0	93,800,000
First Louisiana National Bank [Member]	'	'	'
Cash flows from investing activities, net of effect of purchase acquisitions in 2011 and 2012:	'	'	'
Net cash associated with acquisition	0	0	19,708,000
Beacon Federal [Member]	'	'	'
Cash flows from investing activities, net of effect of purchase acquisitions in 2011 and 2012:	'	'	'
Net cash associated with acquisition	0	0	52,170,000
Peoples State Bank [Member]	'	'	'
Cash flows from investing activities, net of effect of purchase acquisitions in 2011 and 2012:	'	'	'
Net cash associated with acquisition	$0	$7,044,000	$0

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	1	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Basis of Presentation—The consolidated financial statements include the accounts of MidSouth Bancorp, Inc. (the “Company”) and its wholly owned subsidiaries MidSouth Bank, N.A. (the “Bank”) and Financial Services of the South, Inc. (the “Finance Company”), which has liquidated its loan portfolio.  All significant intercompany accounts and transactions have been eliminated in consolidation.  We are subject to regulation under the Bank Holding Company Act of 1956.  The Bank is primarily regulated by the Office of the Comptroller of the Currency (“OCC”) and the Federal Deposit Insurance Corporation (“FDIC”).
	We are a financial holding company headquartered in Lafayette, Louisiana operating principally in the community banking business by providing banking services to commercial and retail customers through the Bank. The Bank is community oriented and focuses primarily on offering competitive commercial and consumer loan and deposit services to individuals and small to middle market businesses in Louisiana and central and east Texas.
	The accounting principles we follow and the methods of applying these principles conform with accounting principles generally accepted in the United States of America (“GAAP”) and with general practices within the banking industry.  In preparing the financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts in the financial statements.  Actual results could differ significantly from those estimates.  Material estimates common to the banking industry that are particularly susceptible to significant change in the near term include, but are not limited to, the determination of the allowance for loan losses, the valuation of real estate acquired in connection with or in lieu of foreclosure on loans, the assessment of goodwill for impairment, and valuation allowances associated with the realization of deferred tax assets which are based on future taxable income. Given the current instability of the economic environment, it is reasonably possible that the methodology of the assessment of potential loan losses, losses on other real estate owned, goodwill impairment, and other fair value measurements could change in the near term or could result in impairment going forward.
	A summary of significant accounting policies follows:
	Cash and cash equivalents—Cash and cash equivalents include cash on hand, amounts due from banks, interest-bearing deposits in other banks with original maturities of less than 90 days, and federal funds sold.
	Investment Securities—We determine the appropriate classification of debt securities at the time of purchase and reassesses this classification periodically. Trading account securities are held for resale in anticipation of short‑term market movements. Debt securities are classified as held‑to‑maturity when we have the positive intent and ability to hold the securities to maturity. Securities not classified as held‑to‑maturity or trading are classified as available‑for‑sale. We had no trading account securities during the three years ended December 31, 2013. Held‑to‑maturity securities are stated at amortized cost. Available‑for‑sale securities are stated at fair value, with unrealized gains and losses, net of deferred taxes, reported as a separate component of stockholders’ equity.
	The amortized cost of debt securities classified as held‑to‑maturity or available‑for‑sale is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage‑backed securities, over the estimated life of the security. Amortization, accretion, and accrued interest are included in interest income on securities. Realized gains and losses on the sale of securities available‑for‑sale are included in earnings and are determined using the specific‑identification method.
	Management evaluates investment securities for other than temporary impairment on a quarterly basis.  A decline in the fair value of available-for-sale and held-to-maturity securities below cost that is deemed other than temporary is charged to earnings for a decline in value deemed to be credit related and a new cost basis for the security is established.  The decline in value attributed to non-credit related factors is recognized in other comprehensive income.
	Other Investments—Other investments include Federal Reserve Bank and Federal Home Loan Bank stock, as well as other correspondent bank stocks and our CRA investment which have no readily determined market value and are carried at cost.  Due to the redemption provisions of the investments, the fair value equals cost and no impairment exists.
	Loans—Loans that we have the intent and ability to hold for the foreseeable future or until maturity are reported at the principal amount outstanding, net of the allowance for loan losses and any deferred fees or costs on originated loans. Interest income on commercial and real estate mortgage loans is calculated by using the simple interest method on the daily balance of the principal amount outstanding. Unearned income on installment loans is credited to operations based on a method which approximates the interest method. In-house legal counsel and the collections department are responsible for validating loans past due for reporting purposes.  Once loans are determined to be past due, the collections department actively works with customers to bring loans back to current status.
	We consider a loan to be impaired when, based upon current information and events, we believe it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans classified as special mention, substandard, or doubtful, based on credit risk rating factors, are reviewed for impairment.  Our impaired loans include troubled debt restructurings and performing and nonperforming major loans in which full payment of principal or interest is not expected. Although our policy requires that non-major homogenous loans, which include all loans under $250,000, be evaluated on an overall basis, our current volume of impaired loans allows us to evaluate each impaired loan individually. We calculate the allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent.  A loan may be impaired but not on nonaccrual status when available information suggests that it is probable the Bank may not receive all contractual principal and interest, however, the loan is still current and payments are received in accordance with the terms of the loan. Payments received for impaired loans not on nonaccrual status are applied to principal and interest.
	All impaired loans are reviewed, at minimum, on a quarterly basis.  Reviews may be performed more frequently if material information is available before the next scheduled quarterly review.  Existing valuations are reviewed to determine if additional discounts or new appraisals are required.  After this review, when comparing the resulting collateral valuation to the outstanding loan balance, if the discounted collateral value exceeds the loan balance no specific allocation is reserved.  All loans included in our impairment analysis are subject to the same procedure and review, with no distinction given to the dollar amount of the loan.
	Our Special Assets Committee meets monthly on troubled credits to review loans with adverse classifications.  Loan officers, loan review officers, and in-house legal counsel contribute updated information on each credit, reviewing potential declines or improvements in the borrower’s repayment ability and our collateral position.  If deterioration in our collateral position is determined, additional discounts may be applied to the impairment analysis before the new appraisal is received.  The committee makes a determination of whether the loans reviewed have reached a point of collateral dependency and sufficient doubt exists as to collectability.  As a matter of policy, loans are placed on nonaccrual status when, in the judgment of committee members, the probability of collection of interest is deemed insufficient to warrant further accrual.  For loans placed on nonaccrual status, the accrual of interest is discontinued and subsequent payments received are applied to the principal balance.  Interest income is recorded after principal has been satisfied and as payments are received.  Additionally, loans may be placed on nonaccrual status when the loan becomes 90 days past due and any of the following conditions exist: it becomes evident that the borrower will not make payments or will not or cannot meet the Bank’s terms for the renewal of a matured loan, full repayment of principal and interest is not expected, the loan has a credit quality of substandard, the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future, or foreclosure action is initiated.  When a loan is placed on nonaccrual status, previously accrued but unpaid interest for the current year is deducted from interest income.  Prior year unpaid interest is charged to the allowance for loan losses.  Some loans may continue accruing after 90 days if the loan is in the process of renewing, being paid off, or the underlying collateral fully supports both the principal and accrued interest and the loan is in the process of collection.
	Nonaccrual loans may be returned to accrual status if all principal and interest amounts contractually owed are reasonably assured of repayment within a reasonable period and there is a period of at least six months to one year of repayment performance by the borrower depending on the contractual payment terms.  Our Special Assets Committee must approve the return of loans to accrual status as well as exceptions to any requirements of the non-accrual policy.
	Generally, commercial, financial, and agricultural loans; construction loans; commercial real estate loans; consumer loans; and finance leases which become 90 days delinquent are either in the process of collection through repossession or foreclosure or are deemed currently uncollectible. The portion of loans deemed currently uncollectible, due to insufficient collateral, are charged‑off against the allowance for loan losses. All loans requested to be charged-off must be specifically authorized by in-house legal counsel and the CEO.  Requests may be initiated by collection personnel, bank counsel, loan review, and lending personnel.  Charge-offs will be reviewed by in-house legal counsel and the CEO to ensure the propriety and accuracy of charge-off recommendations.  Factors considered when determining loan collectability and amount to be charged off for all segments in our loan portfolio include delinquent principal or interest repayment, the ability of borrower to make future payments, collateral value of outstanding debt, and the adequacy of guarantors support.  It is the responsibility of in-house legal counsel to report all charge-offs to the Board of Directors or its designated Committee for ratification.
	Credit Risk Rating—We manage credit risk by observing written underwriting standards and lending policy established by the Board of Directors and management to govern all lending activities.  The risk management program requires that each individual loan officer review his or her portfolio on a quarterly basis and assign recommended credit ratings on each loan.  These efforts are supplemented by independent reviews performed by a loan review officer and other validations performed by the internal audit department.  The results of the reviews are reported directly to the Audit Committee of the Board of Directors.  Additionally, Bank concentrations are monitored and reported quarterly for risk rating distributions, major standard industry classification segments, real estate concentrations, and collateral distributions.
	Consumer and residential real estate loans are normally graded at inception, and the grade generally remains the same throughout the life of the loan.  Loan grades on commercial, financial, and agricultural; construction; commercial real estate; and finance leases may be changed at any time when circumstances warrant, and are at a minimum reviewed quarterly.
	Loans can be classified into the following three risk rating groupings: pass, special mention, and substandard/doubtful.  Factors considered in determining a risk rating grade include debt service capacity, capital structure/liquidity, management, collateral quality, industry risk, company trends/operating performance, repayment source, revenue diversification/customer concentration, quality of financial information, and financing alternatives.  Pass grade signifies the highest quality of loans to loans with reasonable credit risk, which may include borrowers with marginally adequate financial performance, but have the ability to repay the debt.  Special mention loans have potential weaknesses that warrant extra attention from the loan officer and other management personnel, but still have the ability to repay the debt.  Substandard classification includes loans with well-defined weaknesses with risk of potential loss.  Loans classified as doubtful are considered to have little recovery value and are charged off.
	Allowance for Loan Losses—The allowance for loan losses is a valuation account available to absorb probable losses on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance for loan losses at the time of recovery.  Quarterly, we estimate the probable level of losses in the existing portfolio through consideration of such factors including, but not limited to, past loan loss experience; estimated losses in significant credits; known deterioration in concentrations of credit; trends in nonperforming assets; volume and composition of the loan portfolio, including percentages of special mention, substandard and past due loans; lending policies and control systems; known inherent risks in the portfolio; adverse situations that may affect the borrower’s ability to repay; the estimated value of any underlying collateral; current national and local economic conditions, including the unemployment rate, the price of oil, and real estate absorption time; the experience, ability and depth of lending management; collections personnel experience; and the results of examinations of the loan portfolio by regulatory agencies and others. Based on these estimates, the allowance for loan losses is increased by charges to earnings and decreased by charge‑offs (net of recoveries).
	The allowance is composed of general reserves and specific reserves.  General reserves are determined by applying loss percentages to segments of the portfolio.  The loss percentages are based on each segment’s historical loss experience, generally over the past twelve to eighteen months, and adjustment factors derived from conditions in the Bank’s internal and external environment.  All loans considered to be impaired are evaluated on an individual basis to determine specific reserve allocations in accordance with GAAP.  Loans for which specific reserves are provided are excluded from the calculation of general reserves.
	We have an internal loan review department that is independent of the lending function to challenge and corroborate the loan grade assigned by the lender and to provide additional analysis in determining the adequacy of the allowance for loan losses.
	Management and the Board of Directors believe the allowance for loan losses is appropriate at December 31, 2013.  While determination of the allowance for loan losses is based on available information at a given point in time, future additions to the allowance may be necessary based on changes in economic conditions.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review our allowance for loan losses.  Such agencies may require us to recognize additions or deductions to the allowance based on their judgment and information available to them at the time of their examination.
	Interest Rate Swap Agreements—Derivative financial instruments are recognized as assets and liabilities on the consolidated balance sheets and, as required by ASC 815, the Company records all derivatives at fair value.  Interest rate swaps are contracts in which a series of interest rate cash flows are exchanged over a prescribed period.  The notional balance of interest rate swap agreements held by the Company at December 31, 2012 and 2013 was minimal and not material to the consolidated balance sheets.
	Premises and Equipment—Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the assets.  The estimated useful lives used to compute depreciation are:
	Buildings and improvements	10 - 40 years
	Furniture, fixtures, and equipment	3 - 10 years
	Automobiles	3 - 5 years
	Leasehold improvements are amortized over the estimated useful lives of the improvements or the term of the lease, whichever is shorter.
	Other Real Estate Owned—Real estate properties acquired through, or in lieu of, loan foreclosures are initially recorded at the lower of carrying value or fair value less estimated costs to sell based on a current valuation at the time of foreclosure. After foreclosure, valuations are periodically performed by management and the real estate is carried at the lower of carrying amount or fair value less cost to sell. Revenues and expenses from operations and changes in the valuation allowance are charged to earnings.
	Goodwill and Other Intangible Assets—Goodwill represents the excess of the purchase price over the fair value of the net identifiable assets acquired in a business combination.  Goodwill and other intangible assets deemed to have an indefinite useful life are not amortized but instead are subject to review for impairment annually, or more frequently if deemed necessary.  Also, in connection with business combinations involving banks and branch locations, we generally record core deposit intangibles representing the value of the acquired core deposit base.  Core deposit intangibles are amortized over the estimated useful life of the deposit base, generally on either a straight-line basis not exceeding 15 years or an accelerated basis over 10 years.  The remaining useful lives of core deposit intangibles are evaluated periodically to determine whether events and circumstances warrant revision of the remaining period of amortization.
	Cash Surrender Value of Life Insurance—Life insurance contracts represent single premium life insurance contracts on the lives of certain officers of the Company. The Company is the beneficiary of these policies. These contracts are reported at their cash surrender value and changes in the cash surrender value are included in other noninterest income.
	Repurchase Agreements—Securities sold under agreements to repurchase are secured borrowings treated as financing activities and are carried at the amounts at which the securities will be subsequently reacquired as specified in the respective agreements.
	Deferred Compensation—We record the expense of deferred compensation agreements over the service periods of the persons covered under these agreements.
	Income Taxes—Deferred tax assets and liabilities are recorded for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis.  Future tax benefits, such as net operating loss carry forwards, are recognized to the extent that realization of such benefits is more likely than not.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which the assets and liabilities are expected to be recovered or settled.  The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income tax expense in the period that includes the enactment date.
	In the event the future tax consequences of differences between the financial reporting bases and the tax bases of our assets and liabilities results in deferred tax assets, an evaluation of the probability of being able to realize the future benefits indicated by such assets is required.  A valuation allowance is provided when it is more likely than not that a portion or the full amount of the deferred tax asset will not be realized.  In assessing the ability to realize the deferred tax assets, management considers the scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies.  A deferred tax liability is not recognized for portions of the allowance for loan losses for income tax purposes in excess of the financial statement balance.  Such a deferred tax liability will only be recognized when it becomes apparent that those temporary differences will reverse in the foreseeable future.
	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50 percent more likely of being realized on examination.  For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
	Stock-Based Compensation—We expense stock-based compensation based upon the grant date fair value of the related equity award over the requisite service period of the employee.
	Basic and Diluted Earnings Per Common Share—Basic earnings per common share (“EPS”) excludes dilution and is computed by dividing net earnings by the weighted‑average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. Diluted EPS is computed by dividing net earnings by the total of the weighted-average number of shares outstanding plus the dilutive effect of outstanding options.  The amounts of common stock and additional paid-in capital are adjusted to give retroactive effect to large stock dividends.  Small stock dividends, or dividends less than 25% of issued shares at the declaration date, are reflected as an increase in common stock and additional paid-in capital and a decrease in retained earnings for the market value of the shares on the date the dividend is declared.
	Comprehensive Income—Generally all recognized revenues, expenses, gains and losses are included in net earnings.  Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the equity section of the consolidated balance sheets, such items, along with net earnings, are components of comprehensive income.  We present comprehensive income in a separate consolidated statement of comprehensive income.
	Statements of Cash Flows—For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold, and interest-bearing deposits in other banks with original maturities of less than 90 days. Generally, federal funds are sold for one-day periods.
	Recent Accounting Pronouncements— In July 2012, the FASB issued ASU 2012-02, Intangibles – Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.  The amendments in this Update are intended to reduce cost and complexity by providing an entity with the option to make a qualitative assessment about the likelihood that an indefinite-lived intangible asset is impaired to determine whether it should perform a quantitative impairment test.  The Update also enhances consistency of impairment testing guidance among long-lived asset categories by permitting entities to assess qualitative factors to determine whether it is necessary to calculate the asset’s fair value when testing for impairment, which is equivalent to the impairment testing requirements for other long-lived assets.  Under the amendments in this Update, an entity will have an option not to calculate annually the fair value of an indefinite-lived intangible asset if the entity determines that it is not more-likely-than-not that the asset is impaired.  The Update is effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012.  Early adoption is permitted, including for annual and interim impairment tests performed as of a date before July 27, 2012, if a public entity’s financial statements for the most recent annual or interim period have not yet been issued or, for nonpublic entities, have not yet been made available for issuance.  The adoption of ASU 2012-02 did not have a material impact on the Company’s results of operations, financial position or disclosures.
	In January 2013, the FASB issued ASU 2013-01, Balance Sheet (Topic 210):  Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities.  The amendments in this Update applies to derivatives accounted for in accordance with ASC 815 (Derivatives and Hedging), including bifurcated embedded derivatives, repurchase agreements and reverse repurchase agreements, and securities lending transactions that are either offset in accordance with ASC 210-20-45 or ASC 815-10-45 or subject to an enforceable master netting arrangement or similar agreement.  The effective date of this Update is for fiscal years beginning on or after January 1, 2013 and interim periods within those annual periods.  Adoption of this Update did not impact the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.
	In February 2013, the FASB issued ASU 2013-02, Comprehensive Income (Topic 220):  Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. The amendments in this Update requires information regarding the impact to net earnings of the reclassification on significant amounts out of accumulated other comprehensive income (“AOCI”) to be presented on either the face of the statement of earnings or in the notes to the financial statements.  The amendments in this Update do not change the current reporting requirements for net earnings or AOCI.  For public entities, the amendments in this Update are effective prospectively for reporting periods beginning after December 15, 2012.  In compliance with the Update, the information required has been included in the Consolidated Statements of Comprehensive Income and Note 17 in these unaudited consolidated financial statements.
	Reclassifications—Certain reclassifications have been made to the prior years’ financial statements in order to conform to the classifications adopted for reporting in 2013.  The reclassifications had no impact on net income or stockholders’ equity.

ACQUISITION_ACTIVITY

ACQUISITION ACTIVITY	12 Months Ended
	Dec. 31, 2013
ACQUISITION ACTIVITY [Abstract]	'
ACQUISITION ACTIVITY	'
	2	ACQUISITION ACTIVITY
	Acquisition of PSB Financial Corporation
	On December 28, 2012, the Company acquired all of the outstanding common stock of PSB Financial Corporation (“PSB”), the holding company of Many, Louisiana based The Peoples State Bank, for total consideration of $39.5 million, which resulted in goodwill of $18.0 million, as shown in the following table (dollars in thousands):
			Number of Shares			Amount
	Equity consideration:
	Common stock issued			756,511		$	11,530
	Preferred stock issued			99,971			9,997
	Non-equity consideration:
	Cash						16,003
	Contingent value right						2,000
	Total consideration paid						39,530
	Fair value of net assets acquired including identifiable intangible assets						(21,572	)
	Goodwill					$	17,958
	The fair value of the 756,511 shares of common stock issued as part of the equity consideration paid for PSB ($11.5 million) was determined on the basis of the average of the closing market prices for the twenty days prior to the signing of the Agreement and Plan of Merger.
	The transaction was accounted for using the acquisition method of accounting, and accordingly, assets acquired, liabilities assumed and consideration exchanged were recorded at their estimated fair values on the acquisition dates. Fair values are preliminary and subject to refinement for up to one year after the closing date of the acquisition as additional information relative to fair values become available.  Assets acquired, excluding goodwill, totaled $465.0 million, including $260.1 million in loans, $17.8 million in cash, $152.7 million of investment securities, $12.4 million of fixed assets and $2.7 million of identifiable intangible assets.  Liabilities assumed were $443.5 million, including $400.6 million of deposits.
	Preliminary goodwill of $18.0 million is calculated as the purchase premium after adjusting for the fair value of net assets acquired and represents the value expected from the synergies created from combining the businesses as well as the economies of scale expected from combining the operations of the acquired banks with those of the Company.  None of the goodwill recognized is expected to be deductible for income tax purposes.
	The following table provides the assets purchased and the liabilities assumed and the adjustments to fair value (in thousands):
			As			Fair Value			Fair
			Recorded
	Assets		By PSB			Adjustments			Value
	Cash		$	17,847		$	-		$	17,847
	Federal funds sold			5,200			-			5,200
	Time deposits held in banks			172			-			172
	Investment securities			152,667			-			152,667
	Loans receivable			269,053			(9,000	)		260,053
	Fixed assets			11,845			578			12,423
	Core deposit intangible			-			2,662			2,662
	Cash surrender value of life insurance			8,234			-			8,234
	Other real estate owned			838			-			838
	Other assets			4,635			314			4,949
	Total assets acquired		$	470,490		$	(5,446	)	$	465,045
	Liabilities
	Deposits		$	399,845		$	722		$	400,567
	FHLB advances			25,296			1,832			27,128
	Notes payable			2,000			-			2,000
	Junior subordinated debentures			13,919			-			13,919
	Other liabilities			2,606			(2,747	)		(141	)
	Total liabilities assumed		$	443,666		$	(193	)		443,473
	Fair value of net assets acquired including identifiable intangible assets								$	21,572
	The discounts on loans receivable will be accreted to interest income over the estimated average life of the loans using the level yield method. The core deposit intangible asset is being amortized over a seven-year life on an accelerated basis.  The deposit premiums will be amortized over the average life of the related deposits as a reduction of interest expense.  The premiums on FHLB advances will be amortized over the life of the related advances as a reduction of interest expense.
	There were no material operating results of PSB between December 28, 2012 and December 31, 2012.  Therefore, the operating results of the Company for the year ended December 31, 2012 includes no operating results for PSB.
	The following unaudited pro forma information presents the results of operations for the years ended December 31, 2012 and 2011, as if the acquisition had occurred at January 1, 2011 (in thousands).  These adjustments include the impact of certain purchase accounting adjustments such as intangible assets amortization and the impact of the increase in the bond amortization as a result of the acquisition.  In addition, the $1.2 million in merger expenses related to the acquisition are included for the year ended December 31, 2012.
			December 31,
			2012			2011
	Total revenues, net of interest expense		$	89,845		$	80,573
	Net income			14,694			10,361
	Earnings per share – basic			1.12			0.76
	Earnings per share - diluted			1.09			0.75
	In many cases, determining the fair value of the acquired assets and assumed liabilities requires the Company to estimate cash flows expected to result from those assets and liabilities and to discount those cash flows at appropriate rates of interest. The most significant of those determinations related to the fair valuation of acquired loans.  Acquired loans are initially recorded at their acquisition date fair values.  The carryover of the allowance for loan losses is prohibited as any credit losses in the loans are included in the determination of the fair value of the loans at acquisition date.  Fair values for acquired loans are based on a discounted cash flow methodology that involves assumptions including the remaining life of the acquired loans, estimated prepayments, estimated value of the underlying collateral and net present value of cash flows expected to be collected.  Acquired loans that have evidence of deterioration in credit quality since origination and for which it is probable, at acquisition, that the acquirer will be unable to collect all contractually required payments are specifically identified and analyzed.  The excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized into interest income over the remaining life of the loan.  The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the non-accretable discount.  The non-accretable discount represents estimated future credit losses expected to be incurred over the life of the loan.
	Loans at the acquisition date are presented in the following table (in thousands):
			Acquired			Acquired			Total
			Impaired			Performing			Acquired
			Loans			Loans			Loans
	Commercial, financial, and agricultural		$	82		$	59,011		$	59,093
	Real estate – construction			-			16,431			16,431
	Real estate – commercial			4,205			127,866			132,071
	Real estate – residential			455			34,232			34,687
	Installment loans to individuals			-			17,652			17,652
	Other			-			119			119
	Total		$	4,742		$	255,311		$	260,053
	The following table presents information about the acquired impaired loans at acquisition (in thousands):
	Contractually required principal and interest payments		$	7,449
	Non-accretable discount			2,084
Cash flows expected to be collected			5,365
Accretable discount			623
Fair value of loans acquired with a deterioration of credit quality		$	4,742
The following table presents changes in the carrying amount of the accretable yield for purchased impaired and non-impaired loans for the years ended December 31, 2012 and 2013 (in thousands):
		2013			2012
Balance, beginning of year		$	11,400		$	-
Acquisition of PSB			-			11,400
Accretion			(4,821	)		-
Net transfers from nonaccretable difference to accretable yield			368			-
Balance, end of year		$	6,947		$	11,400
In connection with the PSB acquisition, the Company recorded a liability for contingent payment of $2.0 million to stockholders of PSB based on the complete payoff before December 28, 2015 less charge-offs of up to $3.0 million of certain Identified Loans in The Peoples State Bank legacy loan portfolio.   Generally, no contingent payment would have been made if the net charge-offs on the Identified Loans exceeded $3.0 million.  Following the payoff of these Identified Loans during the second quarter of 2013, the $2.0 million contingent payment was made to the stockholders of PSB.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Dec. 31, 2013
INVESTMENT SECURITIES [Abstract]	'
INVESTMENT SECURITIES	'
	3	INVESTMENT SECURITIES
	The portfolio of securities consisted of the following (in thousands):
			31-Dec-13
			Amortized		Gross		Gross		Fair Value
			Cost		Unrealized		Unrealized
					Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises		$	11,455	$	1	$	191	$	11,265
	Obligations of state and political subdivisions			57,925		2,296		243		59,978
	GSE mortgage-backed securities			146,129		2,029		2,193		145,965
	Collateralized mortgage obligations: residential			73,569		212		2,894		70,887
	Collateralized mortgage obligations: commercial			27,082		416		152		27,346
	Other asset-backed securities			25,204		351		66		25,489
	Collateralized debt obligation			464		271		-		735
			$	341,828	$	5,576	$	5,739	$	341,665
			31-Dec-12
			Amortized		Gross		Gross		Fair Value
			Cost		Unrealized		Unrealized
					Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises		$	13,422	$	2	$	-	$	13,424
	Obligations of state and political subdivisions			83,093		4,328		-		87,421
	GSE mortgage-backed securities			172,932		5,887		-		178,819
	Collateralized mortgage obligations: residential			101,381		652		47		101,986
	Collateralized mortgage obligations: commercial			28,528		1,233		-		29,761
	Other asset-backed securities			12,245		497		-		12,742
	Collateralized debt obligation			464		-		-		464
			$	412,065	$	12,599	$	47	$	424,617
			31-Dec-13
			Amortized		Gross		Gross		Fair Value
			Cost		Unrealized		Unrealized
					Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions		$	47,377	$	38	$	2,586	$	44,829
	GSE mortgage-backed securities			78,272		148		1,079		77,341
	Collateralized mortgage obligations: residential			14,189		-		979		13,210
	Collateralized mortgage obligations: commercial			15,685		103		-		15,788
			$	155,523	$	289	$	4,644	$	151,168
			31-Dec-12
			Amortized		Gross		Gross		Fair Value
			Cost		Unrealized		Unrealized
					Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions		$	42,900	$	7	$	7	$	42,900
	GSE mortgage-backed securities			89,383		2,819		-		92,202
	Collateralized mortgage obligations: residential			5,009		-		-		5,009
	Collateralized mortgage obligations: commercial			16,232		581		-		16,813
			$	153,524	$	3,407	$	7	$	156,924
	With the exception of 3 private-label collateralized mortgage obligations (“CMOs”) with a combined balance remaining of $59,000 and $96,000 at December 31, 2013 and 2012, respectively, all of the Company’s CMOs are government-sponsored enterprise securities.
	The amortized cost and fair value of debt securities at December 31, 2013 by contractual maturity are shown below (in thousands).  Except for mortgage backed securities, collateralized mortgage obligations, other assets backed securities, and collateralized debt obligations, expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			Amortized Cost		Fair Value
	Available-for-sale:
	Due in one year or less		$	12,070	$	12,228
	Due after one year through five years			35,119		36,194
	Due after five years through ten years			17,001		17,851
	Due after ten years			5,190		4,970
	Mortgage-backed securities and collateralized mortgage obligations:
	Residential			219,698		216,852
	Commercial			27,082		27,346
	Other asset-backed securities			25,204		25,489
	Collateralized debt obligation			464		735
			$	341,828	$	341,665
			Amortized Cost		Fair Value
Held-to-maturity:
Due in one year or less		$	100	$	100
Due after one year through five years			2,198		2,182
Due after five years through ten years			7,273		7,072
Due after ten years			37,806		35,475
Mortgage-backed securities and collateralized mortgage obligations:
Residential			92,461		90,551
Commercial			15,685		15,788
		$	155,523	$	151,168
Details concerning investment securities with unrealized losses are as follows (in thousands):
		31-Dec-13
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
Available-for-sale:
U.S. Government sponsored enterprises		$	10,463	$	191	$	-	$	-	$	10,463	$	191
Obligations of state and  political subdivisions			4,256		243		-		-		4,256		243
GSE mortgage-backed  securities			68,028		2,193		-		-		68,028		2,193
Collateralized mortgage  obligations: residential			56,975		2,563		4,371		331		61,346		2,894
Collateralized mortgage  obligations: commercial			4,282		152		-		-		4,282		152
Other asset-backed securities			13,099		66		-		-		13,099		66
		$	157,103	$	5,408	$	4,371	$	331	$	161,474	$	5,739
		31-Dec-12
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
Available-for-sale:
Collateralized mortgage obligations: residential		$	10,085	$	45	$	96	$	2	$	10,181	$	47
		31-Dec-13
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair Value		Gross
		Value		Unrealized		Value		Unrealized				Unrealized
				Loss				Loss				Loss
Held-to-maturity:
Obligations of state and political subdivisions		$	42,246	$	2,569	$	685	$	17	$	42,931	$	2,586
GSE mortgage-backed securities			31,042		1,079		-		-		31,042		1,079
Collateralized mortgage obligations: residential			13,210		979		-		-		13,210		979
		$	86,498	$	4,627	$	685	$	17	$	87,183	$	4,644
		31-Dec-12
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
Held-to-maturity:
Obligations of state and political subdivisions		$	1,128	$	7	$	-	$	-	$	1,128	$	7
Management evaluates whether unrealized losses on securities represent impairment that is other than temporary on a quarterly basis. For debt securities, the Company considers its intent to sell the securities or if it is more likely than not the Company will be required to sell the securities.  If such impairment is identified, based upon the intent to sell or the more likely than not threshold, the carrying amount of the security is reduced to fair value with a charge to earnings. Upon the result of the aforementioned review, management then reviews for potential other than temporary impairment based upon other qualitative factors.  In making this evaluation, management considers changes in market rates relative to those available when the security was acquired, changes in market expectations about the timing of cash flows from securities that can be prepaid, performance of the debt security, and changes in the market’s perception of the issuer’s financial health and the security’s credit quality. If determined that a debt security has incurred other than temporary impairment, then the amount of the credit related impairment is determined.  If a credit loss is evident, the amount of the credit loss is charged to earnings and the non-credit related impairment is recognized through other comprehensive income.
As of December 31, 2013, 108 securities had unrealized losses totaling 4.01% of the individual securities’ amortized cost basis and 2.09% of the Company’s total amortized cost basis.  Five of the 108 securities had been in an unrealized loss position for over twelve months at December 31, 2013.  These five securities had an amortized cost basis and unrealized loss of $5.4 million and $348,000, respectively.  The unrealized losses on debt securities at December 31, 2013 and 2012 resulted from changing market interest rates over the yields available at the time the underlying securities were purchased. Management identified no impairment related to credit quality. At December 31, 2013 and 2012, management had both the intent and ability to hold impaired securities, and no impairment was evaluated as other than temporary. As a result, no impairment losses were recognized on debt securities during the years ended December 31, 2013, 2012, or 2011.
During the year ended December 31, 2013, the Company sold 35 securities classified as available-for-sale at a net gain of $234,000.  Of the 35 securities sold, 31 securities were sold with gains totaling $247,000 and four securities were sold at a loss of $13,000.  During the year ended December 31, 2012, the Company sold six securities classified as available-for-sale at a net gain of $204,000.  Of the six securities sold, five securities were sold with gains totaling $235,000 and one security was sold at a loss of $31,000.
Securities with an aggregate carrying value of approximately $259.9 million and $226.2 million at December 31, 2013 and 2012, respectively, were pledged to secure public funds on deposit and for other purposes required or permitted by law.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2013
LOANS [Abstract]	'
LOANS	'
	4	LOANS
	The loan portfolio consisted of the following (in thousands):
			December 31,
			2013			2012
	Commercial, financial and agricultural		$	403,976		$	315,655
	Real estate – construction			82,691			75,334
	Real estate – commercial			397,135			414,384
	Real estate – residential			146,841			142,858
	Installment loans to individuals			97,459			90,561
	Lease financing receivable			5,542			5,769
	Other			3,910			2,379
				1,137,554			1,046,940
	Less allowance for loan losses			(8,779	)		(7,370	)
			$	1,128,775		$	1,039,570
	The amounts reported in other loans at December 31, 2013 and 2012 includes the overdrawn demand deposit accounts and loans primarily made to non-profit entities reported for each period.
	An analysis of the activity in the allowance for loan losses is as follows (in thousands):
			December 31,
			2013			2012			2011
	Balance, beginning of year		$	7,370		$	7,276		$	8,813
	Provision for loan losses			3,050			2,050			3,925
	Recoveries			265			300			310
	Loans charged-off			(1,906	)		(2,256	)		(5,772	)
	Balance, end of year		$	8,779		$	7,370		$	7,276
	During the years ended December 31, 2013, 2012, and 2011, there were approximately $1.1 million, $879,000, and $7.3 million, respectively, of transfers from loans to ORE.  Included in the $7.3 million added to ORE in 2011 is one credit totaling $4.9 million secured by a condominium complex.  The credit is currently producing positive cash flow from net rental income on a monthly basis.
	The Company monitors loan concentrations and evaluates individual customer and aggregate industry leverage, profitability, risk rating distributions, and liquidity for each major standard industry classification segment.  At December 31, 2013, one industry segment concentration, the oil and gas industry, aggregate more than 10% of the loan portfolio.  The Company’s exposure in the oil and gas industry, including related service and manufacturing industries, totaled approximately $202.1 million, or 17.8% of total loans.  Additionally, the Company’s exposure to loans secured by commercial real estate is monitored.  At December 31, 2013, loans secured by commercial real estate (including commercial construction and multifamily loans) totaled approximately $462.0 million.  Of the $462.0 million, $352.6 million represent CRE loans, 63% of which are secured by owner-occupied commercial properties.  Of the $352.6 million in loans secured by commercial real estate, $2.4 million or 0.7% were on nonaccrual status at December 31, 2013.
	A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the years ended December 31, 2013 and 2012 is as follows (in thousands):
			31-Dec-13
						Real Estate
			Coml, fin,			Construction			Commercial			Residential			Installment			Lease			Other		Total
			and agric												loans to			financing receivable
															individuals
	Allowance for loan losses:
	Beginning balance		$	1,535		$	2,147		$	2,166		$	936		$	543		$	41		$	2	$	7,370
	Charge-offs			(935	)		-			(18	)		(129	)		(824	)		-			-		(1,906	)
	Recoveries			80			8			29			39			109			-			-		265
	Provision			3,226			(1,109	)		(788	)		295			1,445			(20	)		1		3,050
	Ending balance		$	3,906		$	1,046		$	1,389		$	1,141		$	1,273		$	21		$	3	$	8,779
	Ending balance: individually evaluated for impairment		$	168		$	3		$	54		$	60		$	120		$	-		$	-	$	405
	Ending balance: collectively evaluated for impairment		$	3,738		$	1,043		$	1,335		$	1,081		$	1,153		$	21		$	3	$	8,374
	Loans:
	Ending balance		$	403,976		$	82,691		$	397,135		$	146,841		$	97,459		$	5,542		$	3,910	$	1,137,554
	Ending balance: individually evaluated for impairment		$	1,241		$	100		$	2,213		$	900		$	271		$	-		$	-	$	4,725
	Ending balance: collectively evaluated for impairment		$	402,735		$	82,591		$	394,218		$	145,773		$	97,188		$	5,542		$	3,910	$	1,131,957
	Ending balance: loans acquired with deteriorated credit quality		$	-		$	-		$	704		$	168		$	-		$	-		$	-	$	872
			31-Dec-12
						Real Estate
			Coml, fin,			Construction			Commercial			Residential			Installment			Lease			Other		Total
			and agric												loans to			financing receivable
															individuals
	Allowance for loan losses:
	Beginning balance		$	1,734		$	1,661		$	2,215		$	936		$	710		$	19		$	1	$	7,276
	Charge-offs			(1,054	)		-			(550	)		(126	)		(526	)		-			-		(2,256	)
	Recoveries			181			18			1			2			98			-			-		300
	Provision			674			468			500			124			261			22			1		2,050
	Ending balance		$	1,535		$	2,147		$	2,166		$	936		$	543		$	41		$	2	$	7,370
	Ending balance: individually evaluated for impairment		$	391		$	57		$	35		$	30		$	114		$	-		$	-	$	627
	Ending balance: collectively evaluated for impairment		$	1,144		$	2,090		$	2,131		$	906		$	429		$	41		$	2	$	6,743
	Loans:
	Ending balance		$	315,655		$	75,334		$	414,384		$	142,858		$	90,561		$	5,769		$	2,379	$	1,046,940
	Ending balance: individually evaluated for impairment		$	1,636		$	936		$	2,911		$	1,627		$	330		$	-		$	-	$	7,440
	Ending balance: collectively evaluated for impairment		$	313,937		$	74,398		$	407,267		$	140,777		$	90,231		$	5,769		$	2,379	$	1,034,758
	Ending balance: loans acquired with deteriorated credit quality		$	82		$	-		$	4,206		$	454		$	-		$	-		$	-	$	4,742
	An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands):
		31-Dec-13
		30-59			60-89			Greater			Total			Current			Total Loans			Recorded
		Days			Days			than 90			Past									Investment
		Past Due			Past			Days			Due									> 90 days
					Due			Past												and
								Due												Accruing
Commercial, financial, and agricultural		$	4,350		$	208		$	1,256		$	5,814		$	398,162		$	403,976		$	26
Commercial real estate - construction			36			-			63			99			64,794			64,893			-
Commercial real estate - other			1,230			1,447			2,395			5,072			392,063			397,135			141
Residential - construction			149			-			-			149			17,649			17,798			-
Residential - prime			2,984			870			307			4,161			142,680			146,841			-
Consumer - credit card			36			-			7			43			6,163			6,206			7
Consumer - other			767			102			269			1,138			90,115			91,253			4
Lease financing receivable			-			-			-			-			5,542			5,542			-
Other loans			125			-			-			125			3,785			3,910			-
		$	9,677		$	2,627		$	4,297		$	16,601		$	1,120,953		$	1,137,554		$	178
		December 31, 2012 (1)
		30-59			60-89			Greater			Total			Current			Total Loans			Recorded
		Days			Days			than 90			Past									Investment
		Past Due			Past			Days			Due									> 90 days
					Due			Past												and
								Due												Accruing
Commercial, financial, and agricultural		$	2,220		$	321		$	2,580		$	5,121		$	310,534		$	315,655		$	1,019
Commercial real estate - construction			66			96			101			263			58,087			58,350			-
Commercial real estate - other			4,123			2,108			3,577			9,808			404,576			414,384			952
Residential - construction			-			-			-			-			16,984			16,984			-
Residential - prime			1,140			239			1,121			2,500			140,358			142,858			-
Consumer - credit card			24			2			15			41			6,766			6,807			15
Consumer - other			421			134			186			741			83,013			83,754			-
Lease financing receivable			-			-			-			-			5,769			5,769			-
Other loans			87			-			-			87			2,292			2,379			-
		$	8,081		$	2,900		$	7,580		$	18,561		$	1,028,379		$	1,046,940		$	1,986
(1) Balances have been adjusted from previously reported amounts for discounts associated with purchase credit impaired loans.
Non-accrual loans are as follows (in thousands):
		31-Dec-13			December 31, 2012 (1)
Commercial, financial, and agricultural		$	1,272		$	1,777
Commercial real estate - construction			100			941
Commercial real estate - other			2,290			3,009
Residential - construction			-			-
Residential - prime			1,153			2,505
Consumer - credit card			-			-
Consumer - other			284			409
Lease financing receivable			-			-
Other		-			-
		$	5,099		$	8,276
The amount of interest that would have been recorded on nonaccrual loans, had the loans not been classified as nonaccrual, totaled approximately $518,000, $582,000, and $749,000 for the years ended December 31, 2013, 2012, and 2011.  Interest actually received on nonaccrual loans at December 31, 2013, 2012, and 2011 was $312,000,  $70,000, and $256,000 respectively.
Loans that are individually evaluated for impairment are as follows (in thousands):
		31-Dec-13
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
With no related allowance recorded:
Commercial, financial, and agricultural		$	671		$	1,107		$	-		$	617		$	3
Commercial real estate – construction			61			61			-			416			-
Commercial real estate – other			1,850			2,324			-			2,190			8
Residential – prime			525			525			-			1,050			14
Consumer – other			66			66			-			90			1
Subtotal:			3,173			4,083			-			4,363			26
With an allowance recorded:
Commercial, financial, and agricultural			570			570			168			821			3
Commercial real estate – construction			39			39			3			102			1
Commercial real estate – other			363			363			54			372			11
Residential – prime			375			395			60			214			4
Consumer – other			205			205			120			211			2
Subtotal:			1,552			1,572			405			1,720			21
Totals:
Commercial			3,554			4,464			225			4,518			26
Residential			900			920			60			1,264			18
Consumer			271			271			120			301			3
Grand total:		$	4,725		$	5,655		$	405		$	6,083		$	47
(1) Balances have been adjusted from previously reported amounts for discounts associated with purchase credit impaired loans.
		31-Dec-12
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
With no related allowance recorded:
Commercial, financial, and agricultural		$	564		$	675		$	-		$	861		$	5
Commercial real estate – construction			771			770			-			834			1
Commercial real estate – other			2,530			3,059			-			1,780			38
Residential – prime			1,575			1,575			-			1,213			26
Consumer – other			114			122			-			81			1
Subtotal:			5,554			6,201			-			4,769			71
With an allowance recorded:
Commercial, financial, and agricultural			1,072			1,072			391			1,128			21
Commercial real estate – construction			165			165			57			85			7
Commercial real estate – other			381			381			35			811			3
Residential – prime			52			52			30			172			4
Consumer – other			216			216			114			228			6
Subtotal:			1,886			1,886			627			2,424			41
Totals:
Commercial			5,483			6,122			483			5,499			75
Residential			1,627			1,627			30			1,385			30
Consumer			330			338			114			309			7
Grand total:		$	7,440		$	8,087		$	627		$	7,193		$	112
The following tables present the classes of loans by risk rating (in thousands):
		31-Dec-13
Commercial Credit Exposure
Credit Risk Profile by Creditworthiness Category
					Commercial,			Commercial			Commercial			Percentage
					financial, and agricultural			real estate –construction			real estate –			of Total
											other
Pass					$	397,513		$	63,577		$	371,618			96.15	%
Special mention						2,962			49			8,781			1.36	%
Substandard						3,272			1,267			16,736			2.46	%
Doubtful						229			-			-			0.03	%
					$	403,976		$	64,893		$	397,135			100	%
Consumer Credit Exposure
Credit Risk Profile by Creditworthiness Category
					Residential – construction			Residential –			Residential –			Percentage
								prime			subprime			of Total
Pass					$	17,798		$	143,790		$	-			98.15	%
Special mention						-			548			-			0.33	%
Substandard						-			2,503			-			1.52	%
					$	17,798		$	146,841		$	-			100	%
Consumer and Commercial Credit Exposure
Credit Risk Profile Based on Payment Activity
		Consumer -			Consumer –			Lease			Other			Percentage of
		credit card			other			financing						Total
								receivable
Performing		$	6,196		$	90,978		$	5,542		$	3,910			99.73	%
Nonperforming			10			275			-			-			0.27	%
		$	6,206		$	91,253		$	5,542		$	3,910			100	%
					31-Dec-12
Commercial Credit Exposure
Credit Risk Profile by Creditworthiness Category
					Commercial,			Commercial			Commercial			Percentage
					financial, and agricultural			real estate –construction			real estate –			of Total
											other
Pass					$	304,219		$	54,737		$	396,077			95.76	%
Special mention						5,748			684			6,224			1.61	%
Substandard						4,503			2,925			7,514			1.9	%
Doubtful						1,185			4			4,569			0.73	%
					$	315,655		$	58,350		$	414,384			100	%
Consumer Credit Exposure
Credit Risk Profile by Creditworthiness Category
					Residential – construction			Residential –			Residential			Percentage
								prime			– subprime			of Total
Pass					$	16,785		$	137,681		$	-			96.64	%
Special mention						-			1,612			-			1.01	%
Substandard						199			3,565			-			2.35	%
					$	16,984		$	142,858		$	-			100	%
Consumer and Commercial Credit Exposure
Credit Risk Profile Based on Payment Activity
		Consumer -			Consumer –			Lease			Other			Percentage
		credit card			other			financing						of Total
								receivable
Performing		$	6,792		$	83,347		$	5,769		$	2,379			99.57	%
Nonperforming			15			407			-			-			0.43	%
		$	6,807		$	83,754		$	5,769		$	2,379			100	%
Troubled Debt Restructurings
A troubled debt restructuring (“TDR”) is a restructuring of a debt made by the Company to a debtor for economic or legal reasons related to the debtor’s financial difficulties that it would not otherwise consider.  The Company grants the concession in an attempt to protect as much of its investment as possible.
Information about the Company’s TDRs is as follows (in thousands):
		31-Dec-13
		Current			Past Due			Nonaccrual			Total TDRs
					Greater			TDRs
					Than 30
					Days
Commercial, financial and agricultural		$	-		$	23		$	233		$	256
Real estate - commercial			156			-			-			156
		$	156		$	23		$	233		$	412
		31-Dec-12
		Current			Past Due			Nonaccrual			Total TDRs
					Greater			TDRs
					Than 30
					Days
Commercial, financial and agricultural		$	-		$	-		$	232		$	232
Real estate - commercial			3,905			-			-			3,905
		$	3,905		$	-		$	232		$	4,137
The $3.7 million decrease from December 31, 2012 resulted primarily from payoffs related to two commercial credits previously classified as TDRs. During the year ended December 31, 2013, one loan with a pre-modification balance of $27,000 was identified as a TDR through modification of the original loan terms, and there were no defaults on any loans that were modified as TDRs during the preceding twelve months.  Of the $4.1 million of TDRs at December 31, 2012, $3.9 million was acquired from PSB and included four credits, two of which were large commercial credits.  There were no loans added to TDR status during the year ended December 31, 2012.  Four TDRs totaling $259,000 defaulted during the year ended December 31, 2012.  For purposes of the determination of an allowance for loan losses on these TDRs, as an identified TDR, the Company considers a loss probable on the loan and, as a result is reviewed for specific impairment in accordance with the Company’s allowance for loan loss methodology.  If it is determined losses are probable on such TDRs, either because of delinquency or other credit quality indicator, the Company establishes specific reserves for these loans.  As of December 31, 2013, there were no commitments to lend additional funds to debtors owing sums to the Company whose terms have been modified in TDRs.
In the opinion of management, all transactions entered into between the Company and such related parties have been and are made in the ordinary course of business, on substantially the same terms and conditions, including interest rates and collateral, as similar transactions with unaffiliated persons and do not involve more than the normal risk of collection.
An analysis of the 2013 activity with respect to these related party loans and commitments to extend credit is as follows (in thousands):
Balance, beginning of year		$	6,921
New loans			-
Repayments and adjustments			(3,807	)
Balance, end of year		$	3,114

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT [Abstract]	'
PREMISES AND EQUIPMENT	'
	5	PREMISES AND EQUIPMENT
	Premises and equipment consisted of the following (in thousands):
			December 31,
			2013			2012
	Land		$	16,771		$	14,949
	Buildings and improvements			46,091			40,505
	Furniture, fixtures, and equipment			26,244			23,775
	Automobiles			1,299			812
	Leasehold improvements			10,146			10,047
	Construction-in-process			4,489			1,562
				105,040			91,650
	Less accumulated depreciation and amortization			(32,697	)		(28,189	)
			$	72,343		$	63,461
	Depreciation expense totaled approximately $5.6 million, $3.8 million, and $3.3 million for the years ended December 31, 2013, 2012, and 2011, respectively.

GOODWILL_AND_OTHER_INTANGIBLE_

GOODWILL AND OTHER INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2013
GOODWILL AND OTHER INTANGIBLE ASSETS [Abstract]	'
GOODWILL AND OTHER INTANGIBLE ASSETS	'
	6	GOODWILL AND OTHER INTANGIBLE ASSETS
	Changes to the carrying amount of goodwill for the years ended December 31, 2013 and 2012 are provided in the following table (in thousands):
	Balance, December 31, 2011		$	24,959
	Adjustment to goodwill			(136	)
	Goodwill acquired during the year			17,958
	Balance, December 31, 2012			42,781
	Adjustment to goodwill			(610	)
	Balance, December 31, 2013		$	42,171
	The goodwill acquired during the year ended December 31, 2012 was a result of the PSB acquisition completed during the fourth quarter.  The adjustments to goodwill made during the year ended December 31, 2013 included reductions resulting from reclassification of a $415,000 liability assumed, a $351,000 increase in the value of fixed assets acquired and a $190,000 increase in the amount of income tax receivable recorded from the PSB acquisition.  Additionally, the amount of increases in goodwill recorded in the PSB acquisition included a $254,000 market value adjustment on two bonds held in the investment portfolio and a $36,000 increase to the amount of income tax payable recorded from the PSB acquisition.  The adjustments were made as additional information existing at the time of the acquisition was reviewed.  Net of deferred taxes, the adjustments resulted in a $610,000 reduction to goodwill recorded in the PSB acquisition.  The adjustments to goodwill had no impact on net earnings or stockholders’ equity.
	A summary of core deposit intangible assets as of December 31, 2013 and 2012 is as follows (in thousands):
			2013			2012
	Gross carrying amount		$	11,674		$	11,674
	Less accumulated amortization			(3,733	)		(2,627	)
	Net carrying amount		$	7,941		$	9,047
	During 2012, $2.7 million of core deposit intangibles were recorded as a result of the deposits acquired in the 2012 acquisition.
	Amortization expense on the core deposit intangible assets totaled approximately $1.1 million in 2013, $762,000 in 2012, and $230,000 in 2011.
	The estimated amortization expense on the core deposit intangible assets for the five succeeding years and thereafter is as follows (in thousands):
	2014		$	1,106
	2015			1,106
	2016			1,106
	2017			1,106
	2018			1,106
	Thereafter			2,411
			$	7,941

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
DEPOSITS	'
	7	DEPOSITS
	Deposits consisted of the following (in thousands):
			December 31,
			2013		2012
	Noninterest-bearing		$	383,257	$	381,083
	Savings and money market			465,748		402,121
	NOW accounts			429,279		456,222
	Time deposits less than $100			112,782		133,304
	Time deposits $100 or more			127,737		179,174
			$	1,518,803	$	1,551,904
	Time deposits held consist primarily of certificates of deposits.  The maturities for these deposits at December 31, 2013 are as follows (in thousands):
	2014		$	177,339
	2015			41,369
	2016			11,730
	2017			5,610
	2018			4,470
	Thereafter			1
			$	240,519
	Deposits from related parties totaled approximately $16.4 million and $29.1 million at December 31, 2013 and 2012, respectively.

SECURITIES_SOLD_UNDER_AGREEMEN

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	12 Months Ended
	Dec. 31, 2013
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]	'
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	'
	8	SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	Securities sold under agreements to repurchase totaled $53.9 million and $41.4 million at December 31, 2013 and 2012, respectively.
	At December 31, 2013 and 2012, retail repurchase agreements, defined as securities sold under agreements to repurchase from our customers, totaled $41.4 million and $28.9 million, respectively.  These retail repurchase agreements are secured short term borrowings from customers, which may be drawn on demand.  The agreements bear interest at a rate determined by us.  The average rate of the outstanding agreements at December 31, 2013 and 2012 was 0.43% and 0.44%.   The Company had pledged securities with an approximate market value of $51.8 million and $52.7 million as collateral at December 31, 2013 and 2012, respectively.
	Also included in securities sold under agreements to repurchase is a $12.5 million repurchase agreement the Company entered into with CitiGroup Global Markets, Inc. (“CGMI”) effective August 9, 2007.  Under the terms of the repurchase agreement, interest is payable quarterly based on a floating rate equal to the 3-month LIBOR for the first 12 months of the agreement and a fixed rate of 4.57% for the remainder of the term.  The rate at December 31, 2013 was 4.57%.  The repurchase date is scheduled for August 9, 2017; however, the agreement may be called by CGMI quarterly.  The Company had pledged securities with a market value $15.7 million and $19.5 million as collateral at December 31, 2013 and 2012, respectively.
	In 2013, 2012, and 2011, the Company did not have an average balance in any category of short-term borrowings including retail repurchase agreements, reverse repurchase agreements, federal funds purchased, or FRB discount window that exceeded 30% of our stockholders’ equity for such year.

SHORTTERM_FEDERAL_HOME_LOAN_BA

SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES	12 Months Ended
	Dec. 31, 2013
SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'
SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES	'
	9	SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES
	Short-term FHLB advances totaled $25.0 million at December 31, 2013.  There were no short-term FHLB advances outstanding at December 31, 2012.  The short-term FHLB advances at December 31, 2013 consisted of one FHLB advance with a maturity of 87 days at a fixed interest rate of 0.15%.
	The short-term and long-term FHLB advances are collateralized by a blanket lien on first mortgages and other qualifying loans totaling $180.6 million.
	As of December 31, 2013 and 2012, the Company had $130.4 million and $206.1 million, respectively, of additional FHLB advances available.

NOTES_PAYABLE

NOTES PAYABLE	12 Months Ended
	Dec. 31, 2013
NOTES PAYABLE [Abstract]	'
NOTES PAYABLE	'
	10	NOTES PAYABLE
	Notes payable at December 31, 2013 and 2012 is summarized as follows (in thousands):
			December 31,
			2013		2012
	Long-term Federal Home Loan Bank advances		$	26,703	$	27,128
	Notes payable – First National Bankers Bank			1,000		2,000
			$	27,703	$	29,128
	The scheduled maturities of long-term FHLB advances at December 31, 2013 are summarized as follows (in thousands):
			Amount		Weighted
					Average Rate
	2014		$	426		5.057	%
	2015			426		5.057	%
	2016			427		5.057	%
	2017			15,403		3.412	%
	2019			10,021		1.985	%
	Total FHLB advances		$	26,703
	The notes payable with First National Bankers Bank requires annual payments of $250,000 and bears an interest rate equal to New York Prime.
	The scheduled maturities of the notes payable with First National Bankers Bank as of December 31, 2013 is as follows (in thousands):
	2014		$	250
	2015			250
	2016			250
	2017			250
			$	1,000

JUNIOR_SUBORDINATED_DEBENTURES

JUNIOR SUBORDINATED DEBENTURES	12 Months Ended
	Dec. 31, 2013
JUNIOR SUBORDINATED DEBENTURES [Abstract]	'
JUNIOR SUBORDINATED DEBENTURES	'
	11	JUNIOR SUBORDINATED DEBENTURES
	A description of the junior subordinated debentures outstanding is as follows (in thousands):
						December 31,
	Date Issued		Maturity Date	Interest Rate	Callable After	2013		2012
	22-Feb-01		22-Feb-31	10.20%	22-Feb-11	$	7,217	$	7,217
	July 31, 20011		9-Jul-31	3 month LIBOR plus 3.30%	31-Jul-06		5,671		5,671
	20-Sep-04		20-Sep-34	3 month LIBOR plus 2.50%	20-Sep-09		8,248		8,248
	October 12, 20061		12-Oct-36	3 month LIBOR plus 1.85%	26-Jun-11		5,155		5,155
	June 21, 20071		21-Jun-37	3 month LIBOR plus 1.70%	15-Jun-12		3,093		3,093
						$	29,384	$	29,384
	(1) Assumed in PSB acquisition.
	The trusts are considered variable-interest entities (“VIE”). The Trusts are not consolidated with the Company since the Company is not the primary beneficiary of the VIE.  Accordingly, the Company does not report the securities issued by the Trusts as liabilities, and instead reports as liabilities the junior subordinated debentures issued by the Company and held by the Trusts, as these are not eliminated in the consolidation.  The Trust Preferred Securities are recorded as junior subordinated debentures on the balance sheets, but subject to certain limitations qualify for Tier 1 capital for regulatory capital purposes.

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2013
COMMITMENTS AND CONTINGENCIES [Abstract]	'
COMMITMENTS AND CONTINGENCIES	'
	12	COMMITMENTS AND CONTINGENCIES
	At December 31, 2013, future annual minimum rental payments due under non-cancellable operating leases are as follows (in thousands):
	2014		$	2,194
	2015			2,001
	2016			1,702
	2017			1,485
	2018			1,229
	Thereafter			10,159
			$	18,770
	Rental expense under operating leases for 2013, 2012, and 2011 was approximately $2.6 million, $2.5 million, and $2.0 million, respectively.
	The Company is party to various legal proceedings arising in the ordinary course of business. In management’s opinion, the ultimate resolution of these legal proceedings will not have a material adverse effect on the Company’s financial position, results of operations, or cash flows.
	At December 31, 2013, the Company had borrowing lines available through the Bank with the FHLB of Dallas and other correspondent banks.  The Bank had approximately $130.4 million available, subject to available collateral, under a secured line of credit with the FHLB of Dallas.  Additional federal funds lines of credit were available through correspondent banks with approximately $33.5 million available for overnight borrowing at December 31, 2013.  Additionally, $206.5 million in loan collateral is pledged under a Borrower-in-Custody line with the FRB-Atlanta.  As of December 31, 2013, the Company had no borrowings with the FRB-Atlanta.

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2013
INCOME TAXES [Abstract]	'
INCOME TAXES	'
	13	INCOME TAXES
	Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Significant components of our deferred tax assets and liabilities as of December 31, 2013 and 2012 are as follows (in thousands):
			2013			2012
	Deferred tax assets:
	Allowance for loan losses		$	5,359		$	6,325
	Alternative minimum tax credit			-			1,300
	Other			2,193			2,575
	Total deferred tax assets			7,552			10,200
	Deferred tax liabilities:
	Premises and equipment			5,153			4,958
	FHLB stock dividends			59			57
	Unrealized gains on securities			1,227			5,914
	Other			1,884			1,747
	Total deferred tax liabilities			8,323			12,676
	Net deferred tax liability		$	771		$	2,476
	Based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible, we believe that it is more likely than not that we will realize the benefits of these deductible differences existing at December 31, 2013. Therefore, no valuation allowance is necessary at this time.  The net deferred tax liability is included in other liabilities on the consolidated balance sheets.
	Components of income tax expense are as follows (in thousands):
			2013			2012			2011
	Current		$	3,323		$	2,128		$	1,055
	Deferred expense (benefit)			2,828			1,651			(491	)
	Total income tax expense		$	6,151		$	3,779		$	564
	The provision for federal income taxes differs from the amount computed by applying the U.S. Federal income tax statutory rate of 35% for 2013 and 2012 and 34% for 2011 on pre-tax income as follows (in thousands):
			December 31,
			2013			2012			2011
	Taxes calculated at statutory rate		$	7,114		$	4,697		$	1,713
	Increase (decrease) resulting from:
	Tax-exempt interest, net			(1,095	)		(988	)		(1,121	)
	Tax credits			-			-			-
	Other			132			70			(28	)
			$	6,151		$	3,779		$	564
	The Company’s federal income tax returns are open and subject to examination from the 2010 tax return year and forward. The various state income and franchise tax returns are generally open from the 2010 and later tax return years based on individual state statutes of limitation. We are not currently under examination by federal or state tax authorities for the 2010, 2011, or 2012 tax years.

EMPLOYEE_BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
	Dec. 31, 2013
EMPLOYEE BENEFITS [Abstract]	'
EMPLOYEE BENEFITS	'
	14	EMPLOYEE BENEFITS
	The Company sponsors a leveraged employee stock ownership plan (“ESOP”) that covers all employees who meet minimum age and service requirements. The Company makes annual contributions to the ESOP in amounts as determined by the Board of Directors. These contributions are used to pay debt service and purchase additional shares. In past years, certain ESOP shares were pledged as collateral for debt. As the debt was repaid, shares were released from collateral and allocated to active employees, based on the proportion of debt service paid in the year.    The most recent borrowing transaction occurred on February 5, 2009, when the ESOP borrowed $300,000 payable to MidSouth Bank, N.A.    A total of 25,000 shares at $9.89 per share and 5,828 shares at $9.05 per share were purchased with the loan proceeds on February 6, 2009 and February 19, 2009, respectively.  The balance of the note was paid in full on November 10, 2011.  Because the source of the loan payments are contributions received by the ESOP from the Company, the related notes receivable is shown as a reduction of stockholders’ equity.  In accordance with GAAP, compensation costs relating to shares purchased are based on the fair value of shares committed to be released.  The unreleased shares are not considered outstanding in the computation of earnings per common share.  Dividends received on ESOP shares are allocated based on shares held for the benefit of each participant and used to purchase additional shares of stock for each participant.  ESOP compensation expense consisting of cash contributions for 2013 and 2012 was approximately $720,000 and $428,000, respectively.  ESOP compensation expense consisting of both cash contributions and shares committed to be released for 2011 was approximately $469,000.  All shares were released for allocation by the end of 2011.  The cost basis of the shares released for 2011 was $9.73 per share.  There were 537,373 and 573,476 ESOP shares as of December 31, 2013 and 2012, respectively.
	The Company has deferred compensation arrangements with certain officers, which will provide them with a fixed benefit after retirement. The Company recorded a liability of approximately $1.2 million at December 31, 2013 and December 31, 2012 in connection with these agreements.  Deferred compensation expense recognized in 2013, 2012, and 2011 was approximately $74,000, $68,000, and $232,000, respectively.
	The Company sponsors defined contribution post-retirement benefit agreements to provide death benefits for the designated beneficiaries of certain of the Company's executive officers.  Under the agreements, split-dollar whole life insurance contracts were purchased on certain executive officers. The increase in the cash surrender value of the contracts, less the Bank's cost of funds, constitutes the Company's contribution to the agreements each year.  In the event the insurance contracts fail to produce positive returns, the Company has no obligation to contribute to the agreements.  During 2013, 2012, and 2011, the Company incurred expenses of $12,000, $39,000 and $9,000, respectively, related to the agreements.
	The Company has a 401(k) retirement plan covering substantially all employees who have been employed for 90 days and meet certain other requirements.  Under this plan, employees can contribute a portion of their salary within the limits provided by the Internal Revenue Code into the plan.  The Company made contributions to the plan totaling $60,000, $33,000 and $31,000 in 2013, 2012 and 2011, respectively.

EMPLOYEE_STOCK_PLANS

EMPLOYEE STOCK PLANS	12 Months Ended
	Dec. 31, 2013
EMPLOYEE STOCK PLANS [Abstract]	'
EMPLOYEE STOCK PLANS	'
	15	EMPLOYEE STOCK PLANS
	In May of 2007, our stockholders approved the 2007 Omnibus Incentive Compensation Plan to provide incentives and awards for directors, officers, and employees. “Awards” as defined in the Plan includes, with limitations, stock options (including restricted stock options), restricted stock awards, stock appreciation rights, performance shares, stock awards and cash awards, all on a stand-alone, combination, or tandem basis. The 2007 Omnibus Incentive Compensation Plan replaces the 1997 Stock Incentive Plan, which expired February of 2007.  A total of 525,000 of our common shares outstanding were reserved for issuance under the Plan, of which 92,428 were available to be granted as of December 31, 2013.
	Stock Options – Of the 432,642 options outstanding at December 31, 2013, 18,003 were issued under the 1997 Stock Incentive Plan and 414,639 were issued under the 2007 Omnibus Incentive Compensation Plan.  All options outstanding at December 31, 2013 are incentive stock options with a term of ten years, 390,140 of which vest 20% each year on the anniversary date of the grant and 42,502 of which vest 16.67% each year.  The following table summarizes activity relating to stock options:
			Options			Weighted			Weighted Average Remaining		Aggregate
						Average			Contractual Term		Intrinsic Value
						Exercise Price
	Outstanding at December 31, 2010			53,918		$	12.86
	Exercised			(10,240	)		6.6
	Forfeited			(8,578	)		15.39
	Outstanding at December 31, 2011			35,100		$	14.07
	Granted			294,803			12.97
	Exercised			(14,117	)		7.15
	Forfeited			(7,941	)		12.97
	Outstanding at December 31, 2012			307,845		$	13.36
	Granted			131,280			15.82
	Exercised			(6,155	)		11.1
	Forfeited			(328	)		20.88
	Outstanding at December 31, 2013			432,642		$	14.13			8.51	$	1,612,000
	Exercisable at December 31, 2011			35,100		$	14.07
	Exercisable at December 31, 2012			20,983			18.72
	Exercisable at December 31, 2013			70,457			14.81			6.48	$	215,000
	A summary of changes in unvested options for the period ended December 31, 2013 is as follows:
			Number			Weighted Average
			of			Grant Date
			Options			Fair Value
	Unvested options outstanding, beginning of year			286,862		$	4.41
	Granted			131,280			5.59
	Vested			(55,957	)		4.41
	Forfeited			-			-
	Unvested options outstanding, end of year			362,185		$	4.84
	As of December 31, 2013 there was a total of $1.5 million in unrecognized compensation cost related to nonvested share-based compensation arrangements.  The total amount of options expensed during the years ended December 31, 2013, 2012 and 2011 was $308,000, $150,000 and $13,000, respectively.
	The fair value of each option granted is estimated on the grant date using the Black-Scholes Option Pricing Model.  This model requires management to make certain assumptions, including the expected life of the option, the risk free rate of interest, the expected volatility, and the expected dividend yield.  The risk free rate of interest is based on the yield of a U.S. Treasury security with a similar term.  The expected volatility is based on historic volatility over a term similar to the expected life of the options.  The dividend yield is based on the current yield at the date of grant.  The following weighted average assumptions were made in estimating the fair value of the options granted in 2013 and 2012:
			2013			2012
	Risk free rate of interest			1.3	%		0.7	%
	Expected volatility			47.4	%		46.1	%
	Dividend yield			2.1	%		2	%
	Average expected life (in years)			5			5
	Weighted-average grant-date fair value		$	5.59		$	4.41
	The total intrinsic value of the options exercised was $41,000, $130,000, and $66,000 for the years ended December 31, 2013, 2012, and 2011, respectively.
	Restricted Stock Awards – On June 30, 2010, the Compensation Committee (formerly the Personnel Committee) of the Board of Directors of the Company made grants of 22,047 shares of restricted stock under the Company’s 2007 Omnibus Incentive Compensation Plan to certain officers and employees of the Company.  The restricted shares of stock, which are subject to the terms of a Restricted Stock Grant Agreement between the Company and each recipient, fully vested on June 30, 2013.  Prior to vesting, the recipient was entitled to vote the shares and received the dividends as declared by the Company with respect to its common stock.  Compensation expense for restricted stock was based on the fair value of the restricted stock awards at the time of the grant, which was equal to the market value of the Company’s common stock on the date of grant.  The value of the restricted stock grants was amortized monthly into compensation expense over the three year vesting period.
	The restricted shares had a fair value of $12.77 per share on the date of issuance.  For the year ended December 31, 2013, 2012 and 2011, compensation expense of $21,000, $57,000 and $62,000, respectively, was recognized related to non-vested restricted stock awards.
	The following table summarizes activity relating to non-vested restricted stock awards:
			2013
	Balance at beginning of year			15,313
	Granted			-
	Forfeited			(883	)
	Vested			14,430
	Balance at end of year			-

STOCKHOLDERS_EQUITY

STOCKHOLDERS' EQUITY	12 Months Ended
	Dec. 31, 2013
STOCKHOLDERS' EQUITY [Abstract]	'
STOCKHOLDERS' EQUITY	'
	16	STOCKHOLDERS’ EQUITY
	The payment of dividends by the Bank to the Company is restricted by various regulatory and statutory limitations. At December 31, 2013, the Bank had approximately $21.3 million available to pay dividends to the parent company without regulatory approval.
	On January 9, 2009 the Company issued ­­­­20,000 shares of Series A Preferred Stock associated with its participation in the Treasury’s Capital Purchase Plan (“CPP”) under the Troubled Asset Relief Program.  The proceeds from this sale of $20,000,000 less direct costs to issue were allocated to preferred stock.  As part of the CPP transaction, the Company issued the Treasury a warrant to purchase 208,768 shares of our common stock at an exercise price of $14.37 per share.  However, as a result of the completion of our public offering in December 2009, the number of shares subject to the warrants held by the Treasury was reduced to 104,384 shares.  In late 2011, the Treasury sold this warrant to an unrelated third party.  The Company did not receive any proceeds from such sale.
	The Series A preferred stock qualified as Tier 1 capital and paid cumulative dividends at a rate of 5% per annum.  In August 2011, the Company redeemed all 20,000 outstanding shares of Series A preferred stock at its stated value of $1,000 per share with funds from our issuance of 32,000 shares of Series B preferred stock in connection with the Company’s participation under the U.S. Treasury’s Small Business Lending Fund (“SBLF”).  The remaining $12.0 million of net proceeds from the issuance was provided to the Bank as additional capital.  The dividend rate on the Series B preferred stock was set at 1.00% for the fourth quarter of 2013 due to attaining the target 10% growth rate in qualified small business loans during the second quarter of 2013.  Beginning March 2016, the dividend rate will increase to 9% per annum.  The Series B preferred stock is nonvoting except for class voting rights on matters that would adversely affect the rights of the holders of the Series B preferred stock.
	On December 28, 2012, the Company issued 756,511 shares of common stock and 99,971 shares of Series C Preferred Stock in connection with the PSB acquisition.  The Series C Preferred Stock is entitled to the payment of noncumulative dividends, if and when declared by the Company’s Board of Directors, at the rate of 4.00% per annum, payable quarterly in arrears on January 15, April 15, July 15 and October 15 of each year, beginning on April 15, 2013.  The Series C Preferred Stock ranks pari passu with the existing Senior Non-Cumulative Perpetual Preferred Stock, Series B, issued in connection with the Company’s participation under the U. S. Treasury’s SBLF and senior to the Company’s common stock.  The Company may redeem the Series C Preferred Stock, subject to regulatory approval, beginning on or after the fifth anniversary of the closing date of the Merger, at a redemption price equal to the liquidation value of the Series C Preferred Stock, plus declared but unpaid dividends, if any.  The Company may also redeem the Series C Preferred Stock, subject to regulatory approval, at the same redemption price prior to the fifth anniversary of the closing date in the event the Series C Preferred Stock no longer qualifies for ‘Tier 1 Capital” treatment by the applicable federal banking regulators.  Holders may convert the Series C Preferred Stock at any time into shares of the Company’s common stock at a conversion price of $18.00 per share, subject to customary anti-dilution adjustments.  In addition, on or after the fifth anniversary of the closing date, the Company will have the option to require conversion of the Series C Preferred Stock if the closing price of the Company’s common stock for 20 trading days within any period of 30 consecutive trading days, exceeds 130% of the conversion price.

OTHER_COMPREHENSIVE_LOSS_INCOM

OTHER COMPREHENSIVE (LOSS) INCOME	12 Months Ended
	Dec. 31, 2013
OTHER COMPREHENSIVE INCOME (LOSS) [Abstract]	'
OTHER COMPREHENSIVE INCOME (LOSS)	'
	17	OTHER COMPREHENSIVE (LOSS) INCOME
	The following is a summary of the tax effects allocated to each component of other comprehensive (loss) income (in thousands):
			December 31,
			2013												2012									2011
			Before				Tax				Net of				Before			Tax			Net of			Before			Tax			Net of
			Tax				Effect				Tax				Tax			Effect			Tax			Tax			Effect			Tax
			Amount								Amount				Amount						Amount			Amount						Amount
	Other comprehensive (loss) income:
	Securities available-for-sale:
	Change in unrealized gain during period		$	(12,481	)		$	4,368			$	(8,113	)		$	831		$	(291	)	$	540		$	5,507		$	(1,872	)	$	3,635
	Reclassification adjustment for gains included in net income			(234	)			82				(152	)			(204	)		71			(133	)		(99	)		34			(65	)
	Total other comprehensive (loss) income		$	(12,715	)		$	4,450			$	(8,265	)		$	627		$	(220	)	$	407		$	5,408		$	(1,838	)	$	3,570
	The reclassifications out of accumulated other comprehensive income into net earnings are presented below (in thousands):
			December 31,
			2013					2012					2011
	Details about		Reclassifications Out of Accumulated Other Comprehensive Income			Statement of		Reclassifications			Statement of		Reclassifications			Statement of
	Accumulated Other					Earnings Line		Out of			Earnings		Out of			Earnings Line
	Comprehensive Income					Item		Accumulated			Line Item		Accumulated			Item
	Components							Other					Other
								Comprehensive					Comprehensive
								Income					Income
	Unrealized gains and losses on securities available-for-sale:
			$	(234	)	Gain on securities, net		$	(204	)	Gain on securities, net		$	(99	)	Gain on securities, net
				82		Income tax expense			71		Income tax expense			34		Income tax expense
			$	(152	)	Net of tax		$	(133	)	Net of tax		$	(65	)	Net of tax

NET_EARNINGS_PER_COMMON_SHARE

NET EARNINGS PER COMMON SHARE	12 Months Ended
	Dec. 31, 2013
NET EARNINGS PER COMMON SHARE [Abstract]	'
NET EARNINGS PER COMMON SHARE	'
	18	NET EARNINGS PER COMMON SHARE
	Following is a summary of the information used in the computation of earnings per common share (in thousands):
			December 31,
			2013		2012		2011
	Net earnings available to common stockholders		$	12,844	$	8,095	$	2,671
	Dividends on Series C preferred stock			400		-		-
	Adjusted net earnings available to common stockholders		$	13,244	$	8,095	$	2,671
	Weighted average number of common shares outstanding used in computation of basic earnings per common share			11,247		10,482		9,787
	Effect of dilutive securities:
	Stock options			50		24		7
	Restricted stock			-		12		5
	Preferred stock			564		6		-
	Weighted average number of common shares outstanding plus effect of dilutive securities used in computation of diluted earnings per common share			11,861		10,524		9,799
	Options to acquire 134,611, 18,331 and 18,331 shares of common stock were not included in computing diluted earnings per share for the years ended December 31, 2013, 2012 and 2011, respectively, because the effect of these shares was anti-dilutive.  The remaining 104,384 shares subject to the outstanding warrant issued in connection with the CPP transaction were anti-dilutive and not included in the computation of diluted earnings per share for the years ended December 31, 2012 and 2011.

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	12 Months Ended
	Dec. 31, 2013
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]	'
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	'
	19	FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK
	The Bank is party to various financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers and to reduce its own exposure to fluctuations in interest rates. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the statements of financial condition. The contract or notional amounts of those instruments reflect the extent of the Bank’s involvement in particular classes of financial instruments.
	The Bank’s exposure to loan loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, standby letters of credit, and financial guarantees is represented by the contractual amount of those instruments. The Bank uses the same credit policies, including considerations of collateral requirements, in making these commitments and conditional obligations as it does for on-balance sheet instruments.
			Contract or Notional Amount
			2013		2012
	Financial instruments whose contract amounts represent credit risk:
	(in thousands)
	Commitments to extend credit		$	264,346	$	237,085
	Letters of credit			9,505		9,958
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.  Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.  Since many of the commitments are expected to expire without being fully drawn upon, the total commitment amounts disclosed above do not necessarily represent future cash requirements.  Substantially all of these commitments are at variable rates.
	Commercial letters of credit and financial guarantees are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.  The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to its customers.  Approximately 86% and 88% of these letters of credit were secured by marketable securities, cash on deposit, or other assets at December 31, 2013 and 2012, respectively.

REGULATORY_MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2013
REGULATORY MATTERS [Abstract]	'
REGULATORY MATTERS	'
	20	REGULATORY MATTERS
	The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the financial statements.  Under capital adequacy guidelines, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices.  The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and to average assets (as defined).
	As of December 31, 2013, the most recent notifications from the Federal Deposit Insurance Corporation categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized the Bank must maintain minimum total risk‑based, Tier I risk‑based, and Tier I leverage capital ratios as set forth in the table (in thousands). There are no conditions or events since those notifications that management believes has changed the Bank’s category.
	The Company’s and the Bank’s actual capital amounts and ratios are presented in the table below (in thousands):
			Actual					Required for					To be Well
								Minimum Capital					Capitalized Under
								Adequacy Purposes					Prompt Corrective
													Action Provisions
			Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of December 31, 2013:
	Total capital to risk weighted assets:
	Company		$	178,343		14.19	%	$	100,536		8	%		N/A		N/A
	Bank		$	170,262		13.56	%	$	100,466		8	%	$	125,582		10	%
	Tier I capital to risk weighted assets:
	Company		$	169,242		13.47	%	$	50,268		4	%		N/A		N/A
	Bank		$	161,283		12.84	%	$	50,233		4	%	$	75,349		6	%
	Tier I capital to average assets:
	Company		$	169,242		9.35	%	$	72,405		4	%		N/A		N/A
	Bank		$	161,283		8.91	%	$	72,384		4	%	$	108,576		6	%
			Actual					Required for					To be Well
								Minimum Capital					Capitalized Under
								Adequacy Purposes					Prompt Corrective
													Action Provisions
			Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of December 31, 2012:
	Total capital to risk weighted assets:
	Company		$	165,302		14.1	%	$	93,770		8	%		N/A		N/A
	Bank		$	162,159		13.84	%	$	93,703		8	%	$	117,128		10	%
	Tier I capital to risk weighted assets:
	Company		$	157,753		13.46	%	$	46,885		4	%		N/A		N/A
	Bank		$	154,610		13.2	%	$	46,851		4	%	$	70,277		6	%
	Tier I capital to average assets:
	Company		$	157,753		11.82	%	$	53,399		4	%		N/A		N/A
	Bank		$	154,610		11.58	%	$	53,421		4	%	$	80,132		6	%

FAIR_VALUE_MEASUREMENTS_AND_DI

FAIR VALUE MEASUREMENTS AND DISCLOSURES	12 Months Ended
	Dec. 31, 2013
FAIR VALUE MEASUREMENTS AND DISCLOSURES [Abstract]	'
FAIR VALUE MEASUREMENTS AND DISCLOSURES	'
	21	FAIR VALUE MEASUREMENTS AND DISCLOSURES
	The Company utilizes fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures.  Securities available-for-sale are recorded at fair value on a recurring basis.  Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans and other real estate.  These nonrecurring fair value adjustments typically involve the application of the lower of cost or market accounting or write-downs of individual assets.  Additionally, the Company is required to disclose, but not record, the fair value of other financial instruments.
	Fair Value Hierarchy
	The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.  These levels are:
	Level 1 – Valuation is based upon quoted prices for identical instruments traded in active markets.
	Level 2 – Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.
	Level 3 – Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market.  These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability.  Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.
	Following is a description of valuation methodologies used for assets and liabilities which are either recorded or disclosed at fair value.
	Cash and cash equivalents—The carrying value of cash and cash equivalents is a reasonable estimate of fair value.
	Time Deposits in Other Banks—Fair values for fixed-rate time deposits are estimated using a discounted cash flow analysis that applies interest rates currently being offered on time deposits of similar terms of maturity.
	Securities Available-for-Sale—Securities available-for-sale are recorded at fair value on a recurring basis.  Fair value measurement is based upon quoted prices, if available.  If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange and U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter market funds.  Securities are classified as Level 2 within the valuation hierarchy when the Company obtains fair value measurements from an independent pricing service.  The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the bond’s terms and conditions, among other things. Level 2 inputs are used to value U.S. Agency securities, mortgage-backed securities, municipal securities, single issue trust preferred securities, certain pooled trust preferred securities, and certain equity securities that are not actively traded.
	Other investments—The carrying value of other investments is a reasonable estimate of fair value.
	Loans—For disclosure purposes, the fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings.  For variable rate loans, the carrying amount is a reasonable estimate of fair value.  The Company does not record loans at fair value on a recurring basis.  No adjustment to fair value is taken related to illiquidity discounts.  However, from time to time, a loan is considered impaired and an allowance for loan losses is established.  Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired.  Once a loan is identified as individually impaired, management uses one of three methods to measure impairment, which, include collateral value, market value of similar debt, and discounted cash flows.  Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.  Impaired loans where an allowance is established based on the fair value of collateral or where the loan balance has been charged down to fair value require classification in the fair value hierarchy.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the impaired loan as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3.
	For non-performing loans, collateral valuations currently in file are reviewed for acceptability in terms of timeliness and applicability.  Although each determination is made based on the facts and circumstances of each credit, generally valuations are no longer considered acceptable when there has been physical deterioration of the property from when it was last appraised, or there has been a significant change in the underlying assumptions of the appraisal.  If the valuation is deemed to be unacceptable, a new appraisal is ordered.  New appraisals are typically received within 4-6 weeks.  While awaiting new appraisals, the valuation in file is utilized, net of discounts.  Discounts are derived from available relevant market data, selling costs, taxes, and insurance.  Any perceived collateral deficiency utilizing the discounted value is specifically reserved (as required by ASC Topic 310) until the new appraisal is received or charged off.  Thus, provisions or charge-offs are recognized in the period the credit is identified as non-performing.
	The following sources are utilized to set appropriate discounts: market real estate agents, current local sales data, bank history for devaluation of similar property, Sheriff’s valuations and buy/sell contracts.  If a real estate agent is used to market and sell the property, values are discounted 6% for selling costs and an additional 4% for taxes, insurance and maintenance costs.  Additional discounts may be applied if research from the above sources indicates a discount is appropriate given devaluation of similar property from the time of the initial valuation.
	Other Real Estate—Other real estate properties are adjusted to fair value upon transfer of the loans to other real estate, and annually thereafter to insure other real estate assets are carried at the lower of carrying value or fair value.  Exceptions to obtaining initial appraisals are properties where a buy/sell agreement exists for the loan value or greater, or where we have received a Sheriff’s valuation for properties liquidated through a Sheriff sale.  Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the other real estate as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market prices, the Company records the other real estate asset as nonrecurring Level 3.
	Cash Surrender Value of Life Insurance Policies—Fair value for life insurance cash surrender value is based on cash surrender values indicated by the insurance companies.
	Deposits—The fair value of demand deposits, savings accounts, NOW accounts, and money market deposits is the amount payable on demand at the reporting date.  The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities.  The estimated fair value does not include customer related intangibles.
	Securities Sold Under Agreements to Repurchase—The fair value approximates the carrying value of repurchase agreements due to their short-term nature.
	Short-term Federal Home Loan Bank advances—The fair value approximates the carrying value of short-term FHLB advances due to their short-term nature.
	Notes Payable—The fair value of notes payable is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings with similar terms.
	Junior Subordinated Debentures—For junior subordinated debentures that bear interest on a floating basis, the carrying amount approximates fair value.  For junior subordinated debentures that bear interest on a fixed rate basis, the fair value is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings.
	Commitments to Extend Credit, Standby Letters of Credit and Credit Card Guarantees—Because commitments to extend credit and standby letters of credit are generally short-term and made using variable rates, the carrying value and estimated fair value associated with these instruments are immaterial.
	Assets Recorded at Fair Value
	Below is a table that presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands):
			Assets / Liabilities		Fair Value Measurements
			Measured at Fair Value		at December 31, 2013
	Description		at December 31, 2013		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises		$	11,265	$	-	$	11,265	$	-
	Obligations of state and political subdivisions			59,978		-		59,978		-
	GSE mortgage-backed securities			145,965		-		145,965		-
	Collateralized mortgage obligations: residential			70,887		-		70,887		-
	Collateralized mortgage obligations: commercial			27,346		-		27,346		-
	Other asset-backed securities			25,489		-		25,489		-
	Collateralized debt obligation			735		-		735		-
			Assets / Liabilities		Fair Value Measurements
			Measured at Fair Value		at December 31, 2012
	Description		at December 31, 2012		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises		$	13,424	$	-	$	13,424	$	-
	Obligations of state and political subdivisions			87,421		-		87,421		-
	GSE mortgage-backed securities			178,819		-		178,819		-
	Collateralized mortgage obligations: residential			101,986		-		101,986		-
	Collateralized mortgage obligations: commercial			29,761		-		29,761		-
	Other asset-backed securities			12,742		-		12,742		-
	Collateralized debt obligation			464		-		464		-
	Certain assets and liabilities are measured at fair value on a nonrecurring basis and therefore are not included in the table above. Impaired loans are level 2 assets measured using appraisals from external parties of the collateral less any prior liens.  Other real estate owned are also level 2 assets measured using appraisals from external parties.
	Assets measured at fair value on a nonrecurring basis are as follows (in thousands):
			Assets / Liabilities		Fair Value Measurements
			Measured at Fair Value		at December 31, 2013
	Description		at December 31, 2013		Level 1		Level 2		Level 3
	Impaired loans		$	1,973	$	-	$	1,973	$	-
	Other real estate			6,687		-		6,687		-
			Assets / Liabilities		Fair Value Measurements
			Measured at Fair Value		at December 31, 2012
	Description		at December 31, 2012		Level 1		Level 2		Level 3
	Impaired loans		$	2,245	$	-	$	2,245	$	-
	Other real estate			7,496		-		7,496		-
	Limitations
	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on many judgments.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.
	Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments.  Significant assets and liabilities that are not considered financial instruments include deferred income taxes and premises and equipment.  In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.
	The estimated fair values of our financial instruments are as follows at December 31, 2013 and 2012 (in thousands):
				Fair Value Measurements at
				December 31, 2013 Using:
		Carrying		Level 1		Level 2		Level 3
		Value
Financial assets:
Cash and cash equivalents		$	59,731	$	59,731	$	-	$	-
Securities available-for-sale			341,665		-		341,665		-
Securities held-to-maturity			155,523		-		151,168		-
Other investments			11,526		11,526		-		-
Loans, net			1,128,775		-		-		1,139,740
Cash surrender value of life insurance policies			13,450		-		13,450		-
Financial liabilities:
Non-interest-bearing deposits			383,257		-		383,257		-
Interest-bearing deposits			1,135,546		-		895,346		241,359
Securities sold under agreements to repurchase			53,916		53,916		-		-
Short-term Federal Home Loan Bank advances			25,000		-		25,000		-
Notes payable			27,703		-		-		28,813
Junior subordinated debentures			29,384		-		22,167		7,776
				Fair Value Measurements at
				December 31, 2012 Using:
		Carrying		Level 1		Level 2		Level 3
		Value
Financial assets:
Cash and cash equivalents		$	73,573	$	73,573	$	-	$	-
Time deposits held in banks			881		-		-		883
Securities available-for-sale			424,617		-		424,617		-
Securities held-to-maturity			153,524		-		156,924		-
Other investments			8,310		8,310		-		-
Loans, net			1,039,570		-		-		1,046,495
Cash surrender value of life insurance policies			13,183		-		13,183		-
Financial liabilities:
Non-interest-bearing deposits			380,557		-		380,557		-
Interest-bearing deposits			1,171,347		-		859,183		314,783
Securities sold under agreements to repurchase			41,447		41,447		-		-
Notes payable			29,128		-		-		29,128
Junior subordinated debentures			29,384		-		22,167		7,776

OTHER_NONINTEREST_INCOME_AND_E

OTHER NON-INTEREST INCOME AND EXPENSE	12 Months Ended
	Dec. 31, 2013
OTHER NON-INTEREST INCOME AND EXPENSE [Abstract]	'
OTHER NON-INTEREST INCOME AND EXPENSE	'
	22	OTHER NON-INTEREST INCOME AND EXPENSE
	For the years ended December 31, 2013, 2012, and 2011, none of the components of other noninterest income were greater than 1% of interest income and noninterest income.
	Components of other noninterest expense greater than 1% of interest income and noninterest income consisted of the following for the years ended December 31, 2013, 2012, and 2011 (in thousands):
			2013		2012		2011
	Professional fees		$	1,709	$	2,022	$	2,518
	FDIC fees			1,136		930		921
	Marketing expenses			2,340		1,648		1,663
	Corporate development expense			1,507		1,022		984
	Data processing			1,955		1,689		2,355
	Printing and supplies			1,494		1,105		890
	Expenses on other real estate owned and other assets repossessed			1,201		1,767		1,511
	Amortization of intangibles			1,106		762		230

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	12 Months Ended
	Dec. 31, 2013
SUBSEQUENT EVENTS [Abstract]	'
SUBSEQUENT EVENTS	'
	23	SUBSEQUENT EVENTS
	Gerald “Jerry” Reaux, Jr., Vice Chairman of the Board and Chief Operating Officer of the Company and the Bank, died suddenly on February 9, 2014.  Chief Executive Officer, C. R. Cloutier, temporarily assumed the responsibilities of Chief Operating Officer of the Company and the Bank.  On March 5, 2014, the Bank recorded income of $3.0 million of proceeds from a key man life insurance policy held on Mr. Reaux.

CONDENSED_FINANCIAL_INFORMATIO

CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY	12 Months Ended
	Dec. 31, 2013
CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY [Abstract]	'
CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY	'
	24	CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY
	Summarized financial information for MidSouth Bancorp, Inc. (parent company only) follows:
	Balance Sheets
	December 31, 2013 and 2012
	(in thousands)
			2013			2012
	Assets
	Cash and interest-bearing deposits in banks		$	7,879		$	4,982
	Securities available-for-sale			735			-
	Other assets			2,561			2,233
	Investment in and advances to subsidiaries			211,575			217,049
	Total assets		$	222,750		$	224,264
	Liabilities and Stockholders’ Equity
	Liabilities:
	Dividends payable		$	1,093		$	1,113
	Notes payable			1,000			2,000
	Junior subordinated debentures			29,384			29,384
	Other			524			2,526
	Total liabilities			32,001			35,023
	Stockholders’ equity			190,749			189,241
	Total liabilities and stockholders’ equity		$	222,750		$	224,264
	Statements of Earnings
	For the Years Ended December 31, 2013, 2012, and 2011
	(in thousands)
			2013			2012			2011
	Revenue:
	Dividends from Bank and nonbank subsidiaries		$	11,000		$	-		$	-
	Rental and other income			125			102			908
				11,125			102			908
	Expenses:
	Interest on short- and long-term debt			1,415			984			971
	Professional fees			345			804			337
	Other expenses			547			1,126			643
				2,307			2,914			1,951
	Income (loss) before equity in undistributed earnings of subsidiaries and income taxes			8,818			(2,812	)		(1,043	)
	Equity in undistributed earnings of subsidiaries			4,600			11,477			5,167
	Income tax benefit			758			977			349
	Net earnings		$	14,176		$	9,642		$	4,473
	Statements of Cash Flows
	For the Years Ended December 31, 2013, 2012, and 2011
	(in thousands)
			2013			2012			2011
	Cash flows from operating activities:
	Net earnings		$	14,176		$	9,642		$	4,473
	Adjustments to reconcile net earnings to net cash provided by operating activities:
	Undistributed earnings of subsidiaries			(4,600	)		(11,477	)		(5,167	)
	Other, net			(672	)		(2,307	)		144
	Net cash (used in) provided by operating activities			8,904			(4,142	)		(550	)
	Cash flows from investing activities:
	Purchase of securities available-for-sale			(464	)		-			-
	Investments in and advances to subsidiaries			-			-			(11,972	)
	Outlays for business acquisition, net of cash acquired			-			(14,360	)		-
	Other, net			223			-			-
	Net cash (used in) provided by investing activities			(241	)		(14,360	)		(11,972	)
	Cash flows from financing activities:
	Proceeds from issuance of Series B preferred stock			-			-			32,000
	Payment to redeem Series A preferred stock			-			-			(20,000	)
	Proceeds from exercise of stock options			69			100			68
	Payment of preferred dividends			(1,519	)		(1,579	)		(938	)
	Payment of common dividends			(3,320	)		(2,932	)		(2,724	)
	Repayment of long-term debt			(1,000	)		-			-
	Tax benefit from exercise of stock options			4			1			-
	Net cash (used in) provided by financing activities			(5,766	)		(4,410	)		8,406
Net change in cash and cash equivalents			2,897			(22,912	)		(4,116	)
Cash and cash equivalents at beginning of year			4,982			27,894			32,010
Cash and cash equivalents at end of year		$	7,879		$	4,982		$	27,894

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Basic of Presentation	'
	Basis of Presentation—The consolidated financial statements include the accounts of MidSouth Bancorp, Inc. (the “Company”) and its wholly owned subsidiaries MidSouth Bank, N.A. (the “Bank”) and Financial Services of the South, Inc. (the “Finance Company”), which has liquidated its loan portfolio.  All significant intercompany accounts and transactions have been eliminated in consolidation.  We are subject to regulation under the Bank Holding Company Act of 1956.  The Bank is primarily regulated by the Office of the Comptroller of the Currency (“OCC”) and the Federal Deposit Insurance Corporation (“FDIC”).
	We are a financial holding company headquartered in Lafayette, Louisiana operating principally in the community banking business by providing banking services to commercial and retail customers through the Bank. The Bank is community oriented and focuses primarily on offering competitive commercial and consumer loan and deposit services to individuals and small to middle market businesses in Louisiana and central and east Texas.
	The accounting principles we follow and the methods of applying these principles conform with accounting principles generally accepted in the United States of America (“GAAP”) and with general practices within the banking industry.  In preparing the financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts in the financial statements.  Actual results could differ significantly from those estimates.  Material estimates common to the banking industry that are particularly susceptible to significant change in the near term include, but are not limited to, the determination of the allowance for loan losses, the valuation of real estate acquired in connection with or in lieu of foreclosure on loans, the assessment of goodwill for impairment, and valuation allowances associated with the realization of deferred tax assets which are based on future taxable income. Given the current instability of the economic environment, it is reasonably possible that the methodology of the assessment of potential loan losses, losses on other real estate owned, goodwill impairment, and other fair value measurements could change in the near term or could result in impairment going forward.
	A summary of significant accounting policies follows:
Cash and cash equivalents	'
	Cash and cash equivalents—Cash and cash equivalents include cash on hand, amounts due from banks, interest-bearing deposits in other banks with original maturities of less than 90 days, and federal funds sold.
Investment Securities	'
	Investment Securities—We determine the appropriate classification of debt securities at the time of purchase and reassesses this classification periodically. Trading account securities are held for resale in anticipation of short‑term market movements. Debt securities are classified as held‑to‑maturity when we have the positive intent and ability to hold the securities to maturity. Securities not classified as held‑to‑maturity or trading are classified as available‑for‑sale. We had no trading account securities during the three years ended December 31, 2013. Held‑to‑maturity securities are stated at amortized cost. Available‑for‑sale securities are stated at fair value, with unrealized gains and losses, net of deferred taxes, reported as a separate component of stockholders’ equity.
	The amortized cost of debt securities classified as held‑to‑maturity or available‑for‑sale is adjusted for amortization of premiums and accretion of discounts to maturity or, in the case of mortgage‑backed securities, over the estimated life of the security. Amortization, accretion, and accrued interest are included in interest income on securities. Realized gains and losses on the sale of securities available‑for‑sale are included in earnings and are determined using the specific‑identification method.
	Management evaluates investment securities for other than temporary impairment on a quarterly basis.  A decline in the fair value of available-for-sale and held-to-maturity securities below cost that is deemed other than temporary is charged to earnings for a decline in value deemed to be credit related and a new cost basis for the security is established.  The decline in value attributed to non-credit related factors is recognized in other comprehensive income.
Other Investments	'
	Other Investments—Other investments include Federal Reserve Bank and Federal Home Loan Bank stock, as well as other correspondent bank stocks and our CRA investment which have no readily determined market value and are carried at cost.  Due to the redemption provisions of the investments, the fair value equals cost and no impairment exists.
Loans	'
	Loans—Loans that we have the intent and ability to hold for the foreseeable future or until maturity are reported at the principal amount outstanding, net of the allowance for loan losses and any deferred fees or costs on originated loans. Interest income on commercial and real estate mortgage loans is calculated by using the simple interest method on the daily balance of the principal amount outstanding. Unearned income on installment loans is credited to operations based on a method which approximates the interest method. In-house legal counsel and the collections department are responsible for validating loans past due for reporting purposes.  Once loans are determined to be past due, the collections department actively works with customers to bring loans back to current status.
	We consider a loan to be impaired when, based upon current information and events, we believe it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans classified as special mention, substandard, or doubtful, based on credit risk rating factors, are reviewed for impairment.  Our impaired loans include troubled debt restructurings and performing and nonperforming major loans in which full payment of principal or interest is not expected. Although our policy requires that non-major homogenous loans, which include all loans under $250,000, be evaluated on an overall basis, our current volume of impaired loans allows us to evaluate each impaired loan individually. We calculate the allowance required for impaired loans based on the present value of expected future cash flows discounted at the loan’s effective interest rate, or at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent.  A loan may be impaired but not on nonaccrual status when available information suggests that it is probable the Bank may not receive all contractual principal and interest, however, the loan is still current and payments are received in accordance with the terms of the loan. Payments received for impaired loans not on nonaccrual status are applied to principal and interest.
	All impaired loans are reviewed, at minimum, on a quarterly basis.  Reviews may be performed more frequently if material information is available before the next scheduled quarterly review.  Existing valuations are reviewed to determine if additional discounts or new appraisals are required.  After this review, when comparing the resulting collateral valuation to the outstanding loan balance, if the discounted collateral value exceeds the loan balance no specific allocation is reserved.  All loans included in our impairment analysis are subject to the same procedure and review, with no distinction given to the dollar amount of the loan.
	Our Special Assets Committee meets monthly on troubled credits to review loans with adverse classifications.  Loan officers, loan review officers, and in-house legal counsel contribute updated information on each credit, reviewing potential declines or improvements in the borrower’s repayment ability and our collateral position.  If deterioration in our collateral position is determined, additional discounts may be applied to the impairment analysis before the new appraisal is received.  The committee makes a determination of whether the loans reviewed have reached a point of collateral dependency and sufficient doubt exists as to collectability.  As a matter of policy, loans are placed on nonaccrual status when, in the judgment of committee members, the probability of collection of interest is deemed insufficient to warrant further accrual.  For loans placed on nonaccrual status, the accrual of interest is discontinued and subsequent payments received are applied to the principal balance.  Interest income is recorded after principal has been satisfied and as payments are received.  Additionally, loans may be placed on nonaccrual status when the loan becomes 90 days past due and any of the following conditions exist: it becomes evident that the borrower will not make payments or will not or cannot meet the Bank’s terms for the renewal of a matured loan, full repayment of principal and interest is not expected, the loan has a credit quality of substandard, the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future, or foreclosure action is initiated.  When a loan is placed on nonaccrual status, previously accrued but unpaid interest for the current year is deducted from interest income.  Prior year unpaid interest is charged to the allowance for loan losses.  Some loans may continue accruing after 90 days if the loan is in the process of renewing, being paid off, or the underlying collateral fully supports both the principal and accrued interest and the loan is in the process of collection.
	Nonaccrual loans may be returned to accrual status if all principal and interest amounts contractually owed are reasonably assured of repayment within a reasonable period and there is a period of at least six months to one year of repayment performance by the borrower depending on the contractual payment terms.  Our Special Assets Committee must approve the return of loans to accrual status as well as exceptions to any requirements of the non-accrual policy.
	Generally, commercial, financial, and agricultural loans; construction loans; commercial real estate loans; consumer loans; and finance leases which become 90 days delinquent are either in the process of collection through repossession or foreclosure or are deemed currently uncollectible. The portion of loans deemed currently uncollectible, due to insufficient collateral, are charged‑off against the allowance for loan losses. All loans requested to be charged-off must be specifically authorized by in-house legal counsel and the CEO.  Requests may be initiated by collection personnel, bank counsel, loan review, and lending personnel.  Charge-offs will be reviewed by in-house legal counsel and the CEO to ensure the propriety and accuracy of charge-off recommendations.  Factors considered when determining loan collectability and amount to be charged off for all segments in our loan portfolio include delinquent principal or interest repayment, the ability of borrower to make future payments, collateral value of outstanding debt, and the adequacy of guarantors support.  It is the responsibility of in-house legal counsel to report all charge-offs to the Board of Directors or its designated Committee for ratification.
Credit Risk Rating	'
	Credit Risk Rating—We manage credit risk by observing written underwriting standards and lending policy established by the Board of Directors and management to govern all lending activities.  The risk management program requires that each individual loan officer review his or her portfolio on a quarterly basis and assign recommended credit ratings on each loan.  These efforts are supplemented by independent reviews performed by a loan review officer and other validations performed by the internal audit department.  The results of the reviews are reported directly to the Audit Committee of the Board of Directors.  Additionally, Bank concentrations are monitored and reported quarterly for risk rating distributions, major standard industry classification segments, real estate concentrations, and collateral distributions.
	Consumer and residential real estate loans are normally graded at inception, and the grade generally remains the same throughout the life of the loan.  Loan grades on commercial, financial, and agricultural; construction; commercial real estate; and finance leases may be changed at any time when circumstances warrant, and are at a minimum reviewed quarterly.
	Loans can be classified into the following three risk rating groupings: pass, special mention, and substandard/doubtful.  Factors considered in determining a risk rating grade include debt service capacity, capital structure/liquidity, management, collateral quality, industry risk, company trends/operating performance, repayment source, revenue diversification/customer concentration, quality of financial information, and financing alternatives.  Pass grade signifies the highest quality of loans to loans with reasonable credit risk, which may include borrowers with marginally adequate financial performance, but have the ability to repay the debt.  Special mention loans have potential weaknesses that warrant extra attention from the loan officer and other management personnel, but still have the ability to repay the debt.  Substandard classification includes loans with well-defined weaknesses with risk of potential loss.  Loans classified as doubtful are considered to have little recovery value and are charged off.
Allowance for Loan Losses	'
	Allowance for Loan Losses—The allowance for loan losses is a valuation account available to absorb probable losses on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance for loan losses at the time of recovery.  Quarterly, we estimate the probable level of losses in the existing portfolio through consideration of such factors including, but not limited to, past loan loss experience; estimated losses in significant credits; known deterioration in concentrations of credit; trends in nonperforming assets; volume and composition of the loan portfolio, including percentages of special mention, substandard and past due loans; lending policies and control systems; known inherent risks in the portfolio; adverse situations that may affect the borrower’s ability to repay; the estimated value of any underlying collateral; current national and local economic conditions, including the unemployment rate, the price of oil, and real estate absorption time; the experience, ability and depth of lending management; collections personnel experience; and the results of examinations of the loan portfolio by regulatory agencies and others. Based on these estimates, the allowance for loan losses is increased by charges to earnings and decreased by charge‑offs (net of recoveries).
	The allowance is composed of general reserves and specific reserves.  General reserves are determined by applying loss percentages to segments of the portfolio.  The loss percentages are based on each segment’s historical loss experience, generally over the past twelve to eighteen months, and adjustment factors derived from conditions in the Bank’s internal and external environment.  All loans considered to be impaired are evaluated on an individual basis to determine specific reserve allocations in accordance with GAAP.  Loans for which specific reserves are provided are excluded from the calculation of general reserves.
	We have an internal loan review department that is independent of the lending function to challenge and corroborate the loan grade assigned by the lender and to provide additional analysis in determining the adequacy of the allowance for loan losses.
	Management and the Board of Directors believe the allowance for loan losses is appropriate at December 31, 2013.  While determination of the allowance for loan losses is based on available information at a given point in time, future additions to the allowance may be necessary based on changes in economic conditions.  In addition, various regulatory agencies, as an integral part of their examination process, periodically review our allowance for loan losses.  Such agencies may require us to recognize additions or deductions to the allowance based on their judgment and information available to them at the time of their examination.
Interest Rate Swap Agreements	'
	Interest Rate Swap Agreements—Derivative financial instruments are recognized as assets and liabilities on the consolidated balance sheets and, as required by ASC 815, the Company records all derivatives at fair value.  Interest rate swaps are contracts in which a series of interest rate cash flows are exchanged over a prescribed period.  The notional balance of interest rate swap agreements held by the Company at December 31, 2012 and 2013 was minimal and not material to the consolidated balance sheets.
Premises and Equipment	'
	Premises and Equipment—Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation and amortization are computed using the straight-line method over the estimated useful lives of the assets.  The estimated useful lives used to compute depreciation are:
	Buildings and improvements	10 - 40 years
	Furniture, fixtures, and equipment	3 - 10 years
	Automobiles	3 - 5 years
	Leasehold improvements are amortized over the estimated useful lives of the improvements or the term of the lease, whichever is shorter.
Other Real Estate Owned	'
	Other Real Estate Owned—Real estate properties acquired through, or in lieu of, loan foreclosures are initially recorded at the lower of carrying value or fair value less estimated costs to sell based on a current valuation at the time of foreclosure. After foreclosure, valuations are periodically performed by management and the real estate is carried at the lower of carrying amount or fair value less cost to sell. Revenues and expenses from operations and changes in the valuation allowance are charged to earnings.
Goodwill and Other Intangible Assets	'
	Goodwill and Other Intangible Assets—Goodwill represents the excess of the purchase price over the fair value of the net identifiable assets acquired in a business combination.  Goodwill and other intangible assets deemed to have an indefinite useful life are not amortized but instead are subject to review for impairment annually, or more frequently if deemed necessary.  Also, in connection with business combinations involving banks and branch locations, we generally record core deposit intangibles representing the value of the acquired core deposit base.  Core deposit intangibles are amortized over the estimated useful life of the deposit base, generally on either a straight-line basis not exceeding 15 years or an accelerated basis over 10 years.  The remaining useful lives of core deposit intangibles are evaluated periodically to determine whether events and circumstances warrant revision of the remaining period of amortization.
Cash Surrender Value of Life Insurance	'
	Cash Surrender Value of Life Insurance—Life insurance contracts represent single premium life insurance contracts on the lives of certain officers of the Company. The Company is the beneficiary of these policies. These contracts are reported at their cash surrender value and changes in the cash surrender value are included in other noninterest income.
Repurchase Agreements	'
	Repurchase Agreements—Securities sold under agreements to repurchase are secured borrowings treated as financing activities and are carried at the amounts at which the securities will be subsequently reacquired as specified in the respective agreements.
Deferred Compensation	'
	Deferred Compensation—We record the expense of deferred compensation agreements over the service periods of the persons covered under these agreements.
Income Taxes	'
	Income Taxes—Deferred tax assets and liabilities are recorded for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis.  Future tax benefits, such as net operating loss carry forwards, are recognized to the extent that realization of such benefits is more likely than not.  Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which the assets and liabilities are expected to be recovered or settled.  The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income tax expense in the period that includes the enactment date.
	In the event the future tax consequences of differences between the financial reporting bases and the tax bases of our assets and liabilities results in deferred tax assets, an evaluation of the probability of being able to realize the future benefits indicated by such assets is required.  A valuation allowance is provided when it is more likely than not that a portion or the full amount of the deferred tax asset will not be realized.  In assessing the ability to realize the deferred tax assets, management considers the scheduled reversals of deferred tax liabilities, projected future taxable income, and tax planning strategies.  A deferred tax liability is not recognized for portions of the allowance for loan losses for income tax purposes in excess of the financial statement balance.  Such a deferred tax liability will only be recognized when it becomes apparent that those temporary differences will reverse in the foreseeable future.
	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur.  The amount recognized is the largest amount of tax benefit that is greater than 50 percent more likely of being realized on examination.  For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
	The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
Stock-Based Compensation	'
	Stock-Based Compensation—We expense stock-based compensation based upon the grant date fair value of the related equity award over the requisite service period of the employee.
Basic and Diluted Earnings Per Common Share	'
	Basic and Diluted Earnings Per Common Share—Basic earnings per common share (“EPS”) excludes dilution and is computed by dividing net earnings by the weighted‑average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. Diluted EPS is computed by dividing net earnings by the total of the weighted-average number of shares outstanding plus the dilutive effect of outstanding options.  The amounts of common stock and additional paid-in capital are adjusted to give retroactive effect to large stock dividends.  Small stock dividends, or dividends less than 25% of issued shares at the declaration date, are reflected as an increase in common stock and additional paid-in capital and a decrease in retained earnings for the market value of the shares on the date the dividend is declared.
Comprehensive Income	'
	Comprehensive Income—Generally all recognized revenues, expenses, gains and losses are included in net earnings.  Although certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale securities, are reported as a separate component of the equity section of the consolidated balance sheets, such items, along with net earnings, are components of comprehensive income.  We present comprehensive income in a separate consolidated statement of comprehensive income.
Statements of Cash Flows	'
	Statements of Cash Flows—For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold, and interest-bearing deposits in other banks with original maturities of less than 90 days. Generally, federal funds are sold for one-day periods.
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements— In July 2012, the FASB issued ASU 2012-02, Intangibles – Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment.  The amendments in this Update are intended to reduce cost and complexity by providing an entity with the option to make a qualitative assessment about the likelihood that an indefinite-lived intangible asset is impaired to determine whether it should perform a quantitative impairment test.  The Update also enhances consistency of impairment testing guidance among long-lived asset categories by permitting entities to assess qualitative factors to determine whether it is necessary to calculate the asset’s fair value when testing for impairment, which is equivalent to the impairment testing requirements for other long-lived assets.  Under the amendments in this Update, an entity will have an option not to calculate annually the fair value of an indefinite-lived intangible asset if the entity determines that it is not more-likely-than-not that the asset is impaired.  The Update is effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012.  Early adoption is permitted, including for annual and interim impairment tests performed as of a date before July 27, 2012, if a public entity’s financial statements for the most recent annual or interim period have not yet been issued or, for nonpublic entities, have not yet been made available for issuance.  The adoption of ASU 2012-02 did not have a material impact on the Company’s results of operations, financial position or disclosures.
	In January 2013, the FASB issued ASU 2013-01, Balance Sheet (Topic 210):  Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities.  The amendments in this Update applies to derivatives accounted for in accordance with ASC 815 (Derivatives and Hedging), including bifurcated embedded derivatives, repurchase agreements and reverse repurchase agreements, and securities lending transactions that are either offset in accordance with ASC 210-20-45 or ASC 815-10-45 or subject to an enforceable master netting arrangement or similar agreement.  The effective date of this Update is for fiscal years beginning on or after January 1, 2013 and interim periods within those annual periods.  Adoption of this Update did not impact the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.
	In February 2013, the FASB issued ASU 2013-02, Comprehensive Income (Topic 220):  Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. The amendments in this Update requires information regarding the impact to net earnings of the reclassification on significant amounts out of accumulated other comprehensive income (“AOCI”) to be presented on either the face of the statement of earnings or in the notes to the financial statements.  The amendments in this Update do not change the current reporting requirements for net earnings or AOCI.  For public entities, the amendments in this Update are effective prospectively for reporting periods beginning after December 15, 2012.  In compliance with the Update, the information required has been included in the Consolidated Statements of Comprehensive Income and Note 17 in these unaudited consolidated financial statements.
Reclassifications	'
	Reclassifications—Certain reclassifications have been made to the prior years’ financial statements in order to conform to the classifications adopted for reporting in 2013.  The reclassifications had no impact on net income or stockholders’ equity.

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Estimated Useful Lives	'
	The estimated useful lives used to compute depreciation are:
	Buildings and improvements	10 - 40 years
	Furniture, fixtures, and equipment	3 - 10 years
	Automobiles	3 - 5 years

ACQUISITION_ACTIVITY_Tables

ACQUISITION ACTIVITY (Tables) (PSB Financial Corp [Member])	12 Months Ended
	Dec. 31, 2013
PSB Financial Corp [Member]	'
Business Acquisition [Line Items]	'
Schedule of business acquisition	'
	On December 28, 2012, the Company acquired all of the outstanding common stock of PSB Financial Corporation (“PSB”), the holding company of Many, Louisiana based The Peoples State Bank, for total consideration of $39.5 million, which resulted in goodwill of $18.0 million, as shown in the following table (dollars in thousands):
		Number of Shares			Amount
	Equity consideration:
	Common stock issued		756,511		$	11,530
	Preferred stock issued		99,971			9,997
	Non-equity consideration:
	Cash					16,003
	Contingent value right					2,000
	Total consideration paid					39,530
	Fair value of net assets acquired including identifiable intangible assets					(21,572	)
	Goodwill				$	17,958
Assets purchased and liabilities assumed and adjustments to fair value for business acquisition	'
	The following table provides the assets purchased and the liabilities assumed and the adjustments to fair value (in thousands):
		As			Fair Value			Fair
		Recorded
	Assets	By PSB			Adjustments			Value
	Cash	$	17,847		$	-		$	17,847
	Federal funds sold		5,200			-			5,200
	Time deposits held in banks		172			-			172
	Investment securities		152,667			-			152,667
	Loans receivable		269,053			(9,000	)		260,053
	Fixed assets		11,845			578			12,423
	Core deposit intangible		-			2,662			2,662
	Cash surrender value of life insurance		8,234			-			8,234
	Other real estate owned		838			-			838
	Other assets		4,635			314			4,949
	Total assets acquired	$	470,490		$	(5,446	)	$	465,045
	Liabilities
	Deposits	$	399,845		$	722		$	400,567
	FHLB advances		25,296			1,832			27,128
	Notes payable		2,000			-			2,000
	Junior subordinated debentures		13,919			-			13,919
	Other liabilities		2,606			(2,747	)		(141	)
	Total liabilities assumed	$	443,666		$	(193	)		443,473
	Fair value of net assets acquired including identifiable intangible assets							$	21,572
Unaudited Pro forma information	'
	In addition, the $1.2 million in merger expenses related to the acquisition are included for the year ended December 31, 2012.
		December 31,
		2012			2011
	Total revenues, net of interest expense	$	89,845		$	80,573
	Net income		14,694			10,361
	Earnings per share – basic		1.12			0.76
	Earnings per share - diluted		1.09			0.75
Loans at the acquisition date	'
	Loans at the acquisition date are presented in the following table (in thousands):
		Acquired			Acquired			Total
		Impaired			Performing			Acquired
		Loans			Loans			Loans
	Commercial, financial, and agricultural	$	82		$	59,011		$	59,093
	Real estate – construction		-			16,431			16,431
	Real estate – commercial		4,205			127,866			132,071
	Real estate – residential		455			34,232			34,687
	Installment loans to individuals		-			17,652			17,652
	Other		-			119			119
	Total	$	4,742		$	255,311		$	260,053
Information about the acquired impaired loans at acquisition	'
	The following table presents information about the acquired impaired loans at acquisition (in thousands):
	Contractually required principal and interest payments	$	7,449
	Non-accretable discount		2,084
	Cash flows expected to be collected		5,365
	Accretable discount		623
	Fair value of loans acquired with a deterioration of credit quality	$	4,742
Schedule of changes in the carrying amount of the accretable yield for purchased impaired and non-impaired loans	'
	The following table presents changes in the carrying amount of the accretable yield for purchased impaired and non-impaired loans for the years ended December 31, 2012 and 2013 (in thousands):
		2013			2012
	Balance, beginning of year	$	11,400		$	-
	Acquisition of PSB		-			11,400
	Accretion		(4,821	)		-
	Net transfers from nonaccretable difference to accretable yield		368			-
	Balance, end of year	$	6,947		$	11,400

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2013
INVESTMENT SECURITIES [Abstract]	'
Available-for-sale Investment Securities	'
	The portfolio of securities consisted of the following (in thousands):
		31-Dec-13
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises	$	11,455	$	1	$	191	$	11,265
	Obligations of state and political subdivisions		57,925		2,296		243		59,978
	GSE mortgage-backed securities		146,129		2,029		2,193		145,965
	Collateralized mortgage obligations: residential		73,569		212		2,894		70,887
	Collateralized mortgage obligations: commercial		27,082		416		152		27,346
	Other asset-backed securities		25,204		351		66		25,489
	Collateralized debt obligation		464		271		-		735
		$	341,828	$	5,576	$	5,739	$	341,665
		31-Dec-12
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises	$	13,422	$	2	$	-	$	13,424
	Obligations of state and political subdivisions		83,093		4,328		-		87,421
	GSE mortgage-backed securities		172,932		5,887		-		178,819
	Collateralized mortgage obligations: residential		101,381		652		47		101,986
	Collateralized mortgage obligations: commercial		28,528		1,233		-		29,761
	Other asset-backed securities		12,245		497		-		12,742
	Collateralized debt obligation		464		-		-		464
		$	412,065	$	12,599	$	47	$	424,617
Held-to-maturity Securities	'
		31-Dec-13
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions	$	47,377	$	38	$	2,586	$	44,829
	GSE mortgage-backed securities		78,272		148		1,079		77,341
	Collateralized mortgage obligations: residential		14,189		-		979		13,210
	Collateralized mortgage obligations: commercial		15,685		103		-		15,788
		$	155,523	$	289	$	4,644	$	151,168
		31-Dec-12
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions	$	42,900	$	7	$	7	$	42,900
	GSE mortgage-backed securities		89,383		2,819		-		92,202
	Collateralized mortgage obligations: residential		5,009		-		-		5,009
	Collateralized mortgage obligations: commercial		16,232		581		-		16,813
		$	153,524	$	3,407	$	7	$	156,924
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	'
	With the exception of 3 private-label collateralized mortgage obligations (“CMOs”) with a combined balance remaining of $59,000 and $96,000 at December 31, 2013 and 2012, respectively, all of the Company’s CMOs are government-sponsored enterprise securities.
	The amortized cost and fair value of debt securities at December 31, 2013 by contractual maturity are shown below (in thousands).  Except for mortgage backed securities, collateralized mortgage obligations, other assets backed securities, and collateralized debt obligations, expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized Cost		Fair Value
	Available-for-sale:
	Due in one year or less	$	12,070	$	12,228
	Due after one year through five years		35,119		36,194
	Due after five years through ten years		17,001		17,851
	Due after ten years		5,190		4,970
	Mortgage-backed securities and collateralized mortgage obligations:
	Residential		219,698		216,852
	Commercial		27,082		27,346
	Other asset-backed securities		25,204		25,489
	Collateralized debt obligation		464		735
		$	341,828	$	341,665
		Amortized Cost		Fair Value
	Held-to-maturity:
	Due in one year or less	$	100	$	100
	Due after one year through five years		2,198		2,182
	Due after five years through ten years		7,273		7,072
	Due after ten years		37,806		35,475
	Mortgage-backed securities and collateralized mortgage obligations:
	Residential		92,461		90,551
	Commercial		15,685		15,788
		$	155,523	$	151,168
Investment Securities with Unrealized Losses	'
	Details concerning investment securities with unrealized losses are as follows (in thousands):
		31-Dec-13
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Available-for-sale:
	U.S. Government sponsored enterprises	$	10,463	$	191	$	-	$	-	$	10,463	$	191
	Obligations of state and  political subdivisions		4,256		243		-		-		4,256		243
	GSE mortgage-backed  securities		68,028		2,193		-		-		68,028		2,193
	Collateralized mortgage  obligations: residential		56,975		2,563		4,371		331		61,346		2,894
	Collateralized mortgage  obligations: commercial		4,282		152		-		-		4,282		152
	Other asset-backed securities		13,099		66		-		-		13,099		66
		$	157,103	$	5,408	$	4,371	$	331	$	161,474	$	5,739
		31-Dec-12
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Available-for-sale:
	Collateralized mortgage obligations: residential	$	10,085	$	45	$	96	$	2	$	10,181	$	47
		31-Dec-13
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair Value		Gross
		Value		Unrealized		Value		Unrealized				Unrealized
				Loss				Loss				Loss
	Held-to-maturity:
	Obligations of state and political subdivisions	$	42,246	$	2,569	$	685	$	17	$	42,931	$	2,586
	GSE mortgage-backed securities		31,042		1,079		-		-		31,042		1,079
	Collateralized mortgage obligations: residential		13,210		979		-		-		13,210		979
		$	86,498	$	4,627	$	685	$	17	$	87,183	$	4,644
		31-Dec-12
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Held-to-maturity:
	Obligations of state and political subdivisions	$	1,128	$	7	$	-	$	-	$	1,128	$	7

LOANS_Tables

LOANS (Tables)	12 Months Ended
	Dec. 31, 2013
LOANS [Abstract]	'
Components of Loans Receivable	'
	The loan portfolio consisted of the following (in thousands):
		December 31,
		2013			2012
	Commercial, financial and agricultural	$	403,976		$	315,655
	Real estate – construction		82,691			75,334
	Real estate – commercial		397,135			414,384
	Real estate – residential		146,841			142,858
	Installment loans to individuals		97,459			90,561
	Lease financing receivable		5,542			5,769
	Other		3,910			2,379
			1,137,554			1,046,940
	Less allowance for loan losses		(8,779	)		(7,370	)
		$	1,128,775		$	1,039,570
Summary of Activity in Allowance for Loan Losses	'
	An analysis of the activity in the allowance for loan losses is as follows (in thousands):
		December 31,
		2013			2012			2011
	Balance, beginning of year	$	7,370		$	7,276		$	8,813
	Provision for loan losses		3,050			2,050			3,925
	Recoveries		265			300			310
	Loans charged-off		(1,906	)		(2,256	)		(5,772	)
	Balance, end of year	$	8,779		$	7,370		$	7,276
Allowance for Loan Losses and Recorded Investment in Loans	'
	A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the years ended December 31, 2013 and 2012 is as follows (in thousands):
		31-Dec-13
					Real Estate
		Coml, fin,			Construction			Commercial			Residential			Installment			Lease			Other		Total
		and agric												loans to			financing receivable
														individuals
	Allowance for loan losses:
	Beginning balance	$	1,535		$	2,147		$	2,166		$	936		$	543		$	41		$	2	$	7,370
	Charge-offs		(935	)		-			(18	)		(129	)		(824	)		-			-		(1,906	)
	Recoveries		80			8			29			39			109			-			-		265
	Provision		3,226			(1,109	)		(788	)		295			1,445			(20	)		1		3,050
	Ending balance	$	3,906		$	1,046		$	1,389		$	1,141		$	1,273		$	21		$	3	$	8,779
	Ending balance: individually evaluated for impairment	$	168		$	3		$	54		$	60		$	120		$	-		$	-	$	405
	Ending balance: collectively evaluated for impairment	$	3,738		$	1,043		$	1,335		$	1,081		$	1,153		$	21		$	3	$	8,374
	Loans:
	Ending balance	$	403,976		$	82,691		$	397,135		$	146,841		$	97,459		$	5,542		$	3,910	$	1,137,554
	Ending balance: individually evaluated for impairment	$	1,241		$	100		$	2,213		$	900		$	271		$	-		$	-	$	4,725
	Ending balance: collectively evaluated for impairment	$	402,735		$	82,591		$	394,218		$	145,773		$	97,188		$	5,542		$	3,910	$	1,131,957
	Ending balance: loans acquired with deteriorated credit quality	$	-		$	-		$	704		$	168		$	-		$	-		$	-	$	872
		31-Dec-12
					Real Estate
		Coml, fin,			Construction			Commercial			Residential			Installment			Lease			Other		Total
		and agric												loans to			financing receivable
														individuals
	Allowance for loan losses:
	Beginning balance	$	1,734		$	1,661		$	2,215		$	936		$	710		$	19		$	1	$	7,276
	Charge-offs		(1,054	)		-			(550	)		(126	)		(526	)		-			-		(2,256	)
	Recoveries		181			18			1			2			98			-			-		300
	Provision		674			468			500			124			261			22			1		2,050
	Ending balance	$	1,535		$	2,147		$	2,166		$	936		$	543		$	41		$	2	$	7,370
	Ending balance: individually evaluated for impairment	$	391		$	57		$	35		$	30		$	114		$	-		$	-	$	627
	Ending balance: collectively evaluated for impairment	$	1,144		$	2,090		$	2,131		$	906		$	429		$	41		$	2	$	6,743
	Loans:
	Ending balance	$	315,655		$	75,334		$	414,384		$	142,858		$	90,561		$	5,769		$	2,379	$	1,046,940
	Ending balance: individually evaluated for impairment	$	1,636		$	936		$	2,911		$	1,627		$	330		$	-		$	-	$	7,440
	Ending balance: collectively evaluated for impairment	$	313,937		$	74,398		$	407,267		$	140,777		$	90,231		$	5,769		$	2,379	$	1,034,758
	Ending balance: loans acquired with deteriorated credit quality	$	82		$	-		$	4,206		$	454		$	-		$	-		$	-	$	4,742
Age Analysis of Past Due Loans by Class of Loans	'
	An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands):
		31-Dec-13
		30-59			60-89			Greater			Total			Current			Total Loans			Recorded
		Days			Days			than 90			Past									Investment
		Past Due			Past			Days			Due									> 90 days
					Due			Past												and
								Due												Accruing
	Commercial, financial, and agricultural	$	4,350		$	208		$	1,256		$	5,814		$	398,162		$	403,976		$	26
	Commercial real estate - construction		36			-			63			99			64,794			64,893			-
	Commercial real estate - other		1,230			1,447			2,395			5,072			392,063			397,135			141
	Residential - construction		149			-			-			149			17,649			17,798			-
	Residential - prime		2,984			870			307			4,161			142,680			146,841			-
	Consumer - credit card		36			-			7			43			6,163			6,206			7
	Consumer - other		767			102			269			1,138			90,115			91,253			4
	Lease financing receivable		-			-			-			-			5,542			5,542			-
	Other loans		125			-			-			125			3,785			3,910			-
		$	9,677		$	2,627		$	4,297		$	16,601		$	1,120,953		$	1,137,554		$	178
		December 31, 2012 (1)
		30-59			60-89			Greater			Total			Current			Total Loans			Recorded
		Days			Days			than 90			Past									Investment
		Past Due			Past			Days			Due									> 90 days
					Due			Past												and
								Due												Accruing
	Commercial, financial, and agricultural	$	2,220		$	321		$	2,580		$	5,121		$	310,534		$	315,655		$	1,019
	Commercial real estate - construction		66			96			101			263			58,087			58,350			-
	Commercial real estate - other		4,123			2,108			3,577			9,808			404,576			414,384			952
	Residential - construction		-			-			-			-			16,984			16,984			-
	Residential - prime		1,140			239			1,121			2,500			140,358			142,858			-
	Consumer - credit card		24			2			15			41			6,766			6,807			15
	Consumer - other		421			134			186			741			83,013			83,754			-
	Lease financing receivable		-			-			-			-			5,769			5,769			-
	Other loans		87			-			-			87			2,292			2,379			-
		$	8,081		$	2,900		$	7,580		$	18,561		$	1,028,379		$	1,046,940		$	1,986
	(1) Balances have been adjusted from previously reported amounts for discounts associated with purchase credit impaired loans.
Loans on Nonaccrual Status	'
	Non-accrual loans are as follows (in thousands):
		31-Dec-13			December 31, 2012 (1)
	Commercial, financial, and agricultural	$	1,272		$	1,777
	Commercial real estate - construction		100			941
	Commercial real estate - other		2,290			3,009
	Residential - construction		-			-
	Residential - prime		1,153			2,505
	Consumer - credit card		-			-
	Consumer - other		284			409
	Lease financing receivable		-			-
	Other	-			-
		$	5,099		$	8,276
Impaired Loans by Class of Loans	'
	Loans that are individually evaluated for impairment are as follows (in thousands):
		31-Dec-13
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
	With no related allowance recorded:
	Commercial, financial, and agricultural	$	671		$	1,107		$	-		$	617		$	3
	Commercial real estate – construction		61			61			-			416			-
	Commercial real estate – other		1,850			2,324			-			2,190			8
	Residential – prime		525			525			-			1,050			14
	Consumer – other		66			66			-			90			1
	Subtotal:		3,173			4,083			-			4,363			26
	With an allowance recorded:
	Commercial, financial, and agricultural		570			570			168			821			3
	Commercial real estate – construction		39			39			3			102			1
	Commercial real estate – other		363			363			54			372			11
	Residential – prime		375			395			60			214			4
	Consumer – other		205			205			120			211			2
	Subtotal:		1,552			1,572			405			1,720			21
	Totals:
	Commercial		3,554			4,464			225			4,518			26
	Residential		900			920			60			1,264			18
	Consumer		271			271			120			301			3
	Grand total:	$	4,725		$	5,655		$	405		$	6,083		$	47
	(1) Balances have been adjusted from previously reported amounts for discounts associated with purchase credit impaired loans.
		31-Dec-12
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
	With no related allowance recorded:
	Commercial, financial, and agricultural	$	564		$	675		$	-		$	861		$	5
	Commercial real estate – construction		771			770			-			834			1
	Commercial real estate – other		2,530			3,059			-			1,780			38
	Residential – prime		1,575			1,575			-			1,213			26
	Consumer – other		114			122			-			81			1
	Subtotal:		5,554			6,201			-			4,769			71
	With an allowance recorded:
	Commercial, financial, and agricultural		1,072			1,072			391			1,128			21
	Commercial real estate – construction		165			165			57			85			7
	Commercial real estate – other		381			381			35			811			3
	Residential – prime		52			52			30			172			4
	Consumer – other		216			216			114			228			6
	Subtotal:		1,886			1,886			627			2,424			41
	Totals:
	Commercial		5,483			6,122			483			5,499			75
	Residential		1,627			1,627			30			1,385			30
	Consumer		330			338			114			309			7
	Grand total:	$	7,440		$	8,087		$	627		$	7,193		$	112
Credit Quality Indicators by Class of Loans	'
	The following tables present the classes of loans by risk rating (in thousands):
		31-Dec-13
	Commercial Credit Exposure
	Credit Risk Profile by Creditworthiness Category
					Commercial,			Commercial			Commercial			Percentage
					financial, and agricultural			real estate –construction			real estate –			of Total
											other
	Pass				$	397,513		$	63,577		$	371,618			96.15	%
	Special mention					2,962			49			8,781			1.36	%
	Substandard					3,272			1,267			16,736			2.46	%
	Doubtful					229			-			-			0.03	%
					$	403,976		$	64,893		$	397,135			100	%
	Consumer Credit Exposure
	Credit Risk Profile by Creditworthiness Category
					Residential – construction			Residential –			Residential –			Percentage
								prime			subprime			of Total
	Pass				$	17,798		$	143,790		$	-			98.15	%
	Special mention					-			548			-			0.33	%
	Substandard					-			2,503			-			1.52	%
					$	17,798		$	146,841		$	-			100	%
	Consumer and Commercial Credit Exposure
	Credit Risk Profile Based on Payment Activity
		Consumer -			Consumer –			Lease			Other			Percentage of
		credit card			other			financing						Total
								receivable
	Performing	$	6,196		$	90,978		$	5,542		$	3,910			99.73	%
	Nonperforming		10			275			-			-			0.27	%
		$	6,206		$	91,253		$	5,542		$	3,910			100	%
					31-Dec-12
	Commercial Credit Exposure
	Credit Risk Profile by Creditworthiness Category
					Commercial,			Commercial			Commercial			Percentage
					financial, and agricultural			real estate –construction			real estate –			of Total
											other
	Pass				$	304,219		$	54,737		$	396,077			95.76	%
	Special mention					5,748			684			6,224			1.61	%
	Substandard					4,503			2,925			7,514			1.9	%
	Doubtful					1,185			4			4,569			0.73	%
					$	315,655		$	58,350		$	414,384			100	%
	Consumer Credit Exposure
	Credit Risk Profile by Creditworthiness Category
					Residential – construction			Residential –			Residential			Percentage
								prime			– subprime			of Total
	Pass				$	16,785		$	137,681		$	-			96.64	%
	Special mention					-			1,612			-			1.01	%
	Substandard					199			3,565			-			2.35	%
					$	16,984		$	142,858		$	-			100	%
	Consumer and Commercial Credit Exposure
	Credit Risk Profile Based on Payment Activity
		Consumer -			Consumer –			Lease			Other			Percentage
		credit card			other			financing						of Total
								receivable
	Performing	$	6,792		$	83,347		$	5,769		$	2,379			99.57	%
	Nonperforming		15			407			-			-			0.43	%
		$	6,807		$	83,754		$	5,769		$	2,379			100	%
Modifications by Class of Loans	'
	Information about the Company’s TDRs is as follows (in thousands):
		31-Dec-13
		Current			Past Due			Nonaccrual			Total TDRs
					Greater			TDRs
					Than 30
					Days
	Commercial, financial and agricultural	$	-		$	23		$	233		$	256
	Real estate - commercial		156			-			-			156
		$	156		$	23		$	233		$	412
		31-Dec-12
		Current			Past Due			Nonaccrual			Total TDRs
					Greater			TDRs
					Than 30
					Days
	Commercial, financial and agricultural	$	-		$	-		$	232		$	232
	Real estate - commercial		3,905			-			-			3,905
		$	3,905		$	-		$	232		$	4,137
Activity in Related Party Loans and Commitments to Extend Credit	'
	An analysis of the 2013 activity with respect to these related party loans and commitments to extend credit is as follows (in thousands):
	Balance, beginning of year	$	6,921
	New loans		-
	Repayments and adjustments		(3,807	)
	Balance, end of year	$	3,114

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT [Abstract]	'
Premises and equipment	'
	Premises and equipment consisted of the following (in thousands):
		December 31,
		2013			2012
	Land	$	16,771		$	14,949
	Buildings and improvements		46,091			40,505
	Furniture, fixtures, and equipment		26,244			23,775
	Automobiles		1,299			812
	Leasehold improvements		10,146			10,047
	Construction-in-process		4,489			1,562
			105,040			91,650
	Less accumulated depreciation and amortization		(32,697	)		(28,189	)
		$	72,343		$	63,461

GOODWILL_AND_OTHER_INTANGIBLE_1

GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2013
GOODWILL AND OTHER INTANGIBLE ASSETS [Abstract]	'
Changes to carrying amount of goodwill	'
	Changes to the carrying amount of goodwill for the years ended December 31, 2013 and 2012 are provided in the following table (in thousands):
	Balance, December 31, 2011	$	24,959
	Adjustment to goodwill		(136	)
	Goodwill acquired during the year		17,958
	Balance, December 31, 2012		42,781
	Adjustment to goodwill		(610	)
	Balance, December 31, 2013	$	42,171
Summary of core deposit intangible assets	'
	A summary of core deposit intangible assets as of December 31, 2013 and 2012 is as follows (in thousands):
		2013			2012
	Gross carrying amount	$	11,674		$	11,674
	Less accumulated amortization		(3,733	)		(2,627	)
	Net carrying amount	$	7,941		$	9,047
Estimated amortization expense on core deposit intangible assets	'
	The estimated amortization expense on the core deposit intangible assets for the five succeeding years and thereafter is as follows (in thousands):
	2014	$	1,106
	2015		1,106
	2016		1,106
	2017		1,106
	2018		1,106
	Thereafter		2,411
		$	7,941

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
Deposits	'
	Deposits consisted of the following (in thousands):
		December 31,
		2013		2012
	Noninterest-bearing	$	383,257	$	381,083
	Savings and money market		465,748		402,121
	NOW accounts		429,279		456,222
	Time deposits less than $100		112,782		133,304
	Time deposits $100 or more		127,737		179,174
		$	1,518,803	$	1,551,904
Maturities for certificates of deposits	'
	Time deposits held consist primarily of certificates of deposits.  The maturities for these deposits at December 31, 2013 are as follows (in thousands):
	2014	$	177,339
	2015		41,369
	2016		11,730
	2017		5,610
	2018		4,470
	Thereafter		1
		$	240,519

NOTES_PAYABLE_Tables

NOTES PAYABLE (Tables)	12 Months Ended
	Dec. 31, 2013
NOTES PAYABLE [Abstract]	'
Notes payable	'
	Notes payable at December 31, 2013 and 2012 is summarized as follows (in thousands):
		December 31,
		2013		2012
	Long-term Federal Home Loan Bank advances	$	26,703	$	27,128
	Notes payable – First National Bankers Bank		1,000		2,000
		$	27,703	$	29,128
FHLB advances	'
	The scheduled maturities of long-term FHLB advances at December 31, 2013 are summarized as follows (in thousands):
		Amount		Weighted
				Average Rate
	2014	$	426		5.057	%
	2015		426		5.057	%
	2016		427		5.057	%
	2017		15,403		3.412	%
	2019		10,021		1.985	%
	Total FHLB advances	$	26,703
Schedule of Maturities of Notes Payable	'
	The scheduled maturities of the notes payable with First National Bankers Bank as of December 31, 2013 is as follows (in thousands):
	2014	$	250
	2015		250
	2016		250
	2017		250
		$	1,000

JUNIOR_SUBORDINATED_DEBENTURES1

JUNIOR SUBORDINATED DEBENTURES (Tables)	12 Months Ended
	Dec. 31, 2013
JUNIOR SUBORDINATED DEBENTURES [Abstract]	'
Description of junior subordinated debentures	'
	A description of the junior subordinated debentures outstanding is as follows (in thousands):
					December 31,
	Date Issued	Maturity Date	Interest Rate	Callable After	2013		2012
	22-Feb-01	22-Feb-31	10.20%	22-Feb-11	$	7,217	$	7,217
	July 31, 20011	9-Jul-31	3 month LIBOR plus 3.30%	31-Jul-06		5,671		5,671
	20-Sep-04	20-Sep-34	3 month LIBOR plus 2.50%	20-Sep-09		8,248		8,248
	October 12, 20061	12-Oct-36	3 month LIBOR plus 1.85%	26-Jun-11		5,155		5,155
	June 21, 20071	21-Jun-37	3 month LIBOR plus 1.70%	15-Jun-12		3,093		3,093
					$	29,384	$	29,384
	(1) Assumed in PSB acquisition.

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	12 Months Ended
	Dec. 31, 2013
COMMITMENTS AND CONTINGENCIES [Abstract]	'
Future annual minimum rental payments due under non-cancellable operating leases	'
	At December 31, 2013, future annual minimum rental payments due under non-cancellable operating leases are as follows (in thousands):
	2014	$	2,194
	2015		2,001
	2016		1,702
	2017		1,485
	2018		1,229
	Thereafter		10,159
		$	18,770

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2013
INCOME TAXES [Abstract]	'
Components of deferred tax assets and liabilities	'
	Significant components of our deferred tax assets and liabilities as of December 31, 2013 and 2012 are as follows (in thousands):
		2013			2012
	Deferred tax assets:
	Allowance for loan losses	$	5,359		$	6,325
	Alternative minimum tax credit		-			1,300
	Other		2,193			2,575
	Total deferred tax assets		7,552			10,200
	Deferred tax liabilities:
	Premises and equipment		5,153			4,958
	FHLB stock dividends		59			57
	Unrealized gains on securities		1,227			5,914
	Other		1,884			1,747
	Total deferred tax liabilities		8,323			12,676
	Net deferred tax liability	$	771		$	2,476
Components of income tax expense	'
	Components of income tax expense are as follows (in thousands):
		2013			2012			2011
	Current	$	3,323		$	2,128		$	1,055
	Deferred expense (benefit)		2,828			1,651			(491	)
	Total income tax expense	$	6,151		$	3,779		$	564
Income tax reconciliation	'
	The provision for federal income taxes differs from the amount computed by applying the U.S. Federal income tax statutory rate of 35% for 2013 and 2012 and 34% for 2011 on pre-tax income as follows (in thousands):
		December 31,
		2013			2012			2011
	Taxes calculated at statutory rate	$	7,114		$	4,697		$	1,713
	Increase (decrease) resulting from:
	Tax-exempt interest, net		(1,095	)		(988	)		(1,121	)
	Tax credits		-			-			-
	Other		132			70			(28	)
		$	6,151		$	3,779		$	564

EMPLOYEE_STOCK_PLANS_Tables

EMPLOYEE STOCK PLANS (Tables)	12 Months Ended
	Dec. 31, 2013
EMPLOYEE STOCK PLANS [Abstract]	'
Stock Option Activity	'
	The following table summarizes activity relating to stock options:
		Options			Weighted			Weighted Average Remaining		Aggregate
					Average			Contractual Term		Intrinsic Value
					Exercise Price
	Outstanding at December 31, 2010		53,918		$	12.86
	Exercised		(10,240	)		6.6
	Forfeited		(8,578	)		15.39
	Outstanding at December 31, 2011		35,100		$	14.07
	Granted		294,803			12.97
	Exercised		(14,117	)		7.15
	Forfeited		(7,941	)		12.97
	Outstanding at December 31, 2012		307,845		$	13.36
	Granted		131,280			15.82
	Exercised		(6,155	)		11.1
	Forfeited		(328	)		20.88
	Outstanding at December 31, 2013		432,642		$	14.13			8.51	$	1,612,000
	Exercisable at December 31, 2011		35,100		$	14.07
	Exercisable at December 31, 2012		20,983			18.72
	Exercisable at December 31, 2013		70,457			14.81			6.48	$	215,000
Summary of changes in unvested options	'
	A summary of changes in unvested options for the period ended December 31, 2013 is as follows:
		Number			Weighted Average
		of			Grant Date
		Options			Fair Value
	Unvested options outstanding, beginning of year		286,862		$	4.41
	Granted		131,280			5.59
	Vested		(55,957	)		4.41
	Forfeited		-			-
	Unvested options outstanding, end of year		362,185		$	4.84
Assumptions were made in estimating the fair value of the options	'
	The following weighted average assumptions were made in estimating the fair value of the options granted in 2013 and 2012:
		2013			2012
	Risk free rate of interest		1.3	%		0.7	%
	Expected volatility		47.4	%		46.1	%
	Dividend yield		2.1	%		2	%
	Average expected life (in years)		5			5
	Weighted-average grant-date fair value	$	5.59		$	4.41
Non-vested Restricted Stock Awards Activity	'
	The following table summarizes activity relating to non-vested restricted stock awards:
		2013
	Balance at beginning of year		15,313
	Granted		-
	Forfeited		(883	)
	Vested		14,430
	Balance at end of year		-

OTHER_COMPREHENSIVE_LOSS_INCOM1

OTHER COMPREHENSIVE (LOSS) INCOME (Tables)	12 Months Ended
	Dec. 31, 2013
OTHER COMPREHENSIVE INCOME (LOSS) [Abstract]	'
Component of other comprehensive income (loss)	'
	The following is a summary of the tax effects allocated to each component of other comprehensive (loss) income (in thousands):
		December 31,
		2013												2012									2011
		Before				Tax				Net of				Before			Tax			Net of			Before			Tax			Net of
		Tax				Effect				Tax				Tax			Effect			Tax			Tax			Effect			Tax
		Amount								Amount				Amount						Amount			Amount						Amount
	Other comprehensive (loss) income:
	Securities available-for-sale:
	Change in unrealized gain during period	$	(12,481	)		$	4,368			$	(8,113	)		$	831		$	(291	)	$	540		$	5,507		$	(1,872	)	$	3,635
	Reclassification adjustment for gains included in net income		(234	)			82				(152	)			(204	)		71			(133	)		(99	)		34			(65	)
	Total other comprehensive (loss) income	$	(12,715	)		$	4,450			$	(8,265	)		$	627		$	(220	)	$	407		$	5,408		$	(1,838	)	$	3,570
Reclassification out of accumulated other comprehensive income [Text Block]	'
	The reclassifications out of accumulated other comprehensive income into net earnings are presented below (in thousands):
		December 31,
		2013					2012					2011
	Details about	Reclassifications Out of Accumulated Other Comprehensive Income			Statement of		Reclassifications			Statement of		Reclassifications			Statement of
	Accumulated Other				Earnings Line		Out of			Earnings		Out of			Earnings Line
	Comprehensive Income				Item		Accumulated			Line Item		Accumulated			Item
	Components						Other					Other
							Comprehensive					Comprehensive
							Income					Income
	Unrealized gains and losses on securities available-for-sale:
		$	(234	)	Gain on securities, net		$	(204	)	Gain on securities, net		$	(99	)	Gain on securities, net
			82		Income tax expense			71		Income tax expense			34		Income tax expense
		$	(152	)	Net of tax		$	(133	)	Net of tax		$	(65	)	Net of tax

NET_EARNINGS_PER_COMMON_SHARE_

NET EARNINGS PER COMMON SHARE (Tables)	12 Months Ended
	Dec. 31, 2013
NET EARNINGS PER COMMON SHARE [Abstract]	'
Information Used in the Computation of Earnings per Common Share	'
	Following is a summary of the information used in the computation of earnings per common share (in thousands):
		December 31,
		2013		2012		2011
	Net earnings available to common stockholders	$	12,844	$	8,095	$	2,671
	Dividends on Series C preferred stock		400		-		-
	Adjusted net earnings available to common stockholders	$	13,244	$	8,095	$	2,671
	Weighted average number of common shares outstanding used in computation of basic earnings per common share		11,247		10,482		9,787
	Effect of dilutive securities:
	Stock options		50		24		7
	Restricted stock		-		12		5
	Preferred stock		564		6		-
	Weighted average number of common shares outstanding plus effect of dilutive securities used in computation of diluted earnings per common share		11,861		10,524		9,799

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)	12 Months Ended
	Dec. 31, 2013
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]	'
Financial Instruments Whose Contract Amounts Represent Credit Risk	'
	The Bank’s exposure to loan loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit, standby letters of credit, and financial guarantees is represented by the contractual amount of those instruments. The Bank uses the same credit policies, including considerations of collateral requirements, in making these commitments and conditional obligations as it does for on-balance sheet instruments.
		Contract or Notional Amount
		2013		2012
	Financial instruments whose contract amounts represent credit risk:
	(in thousands)
	Commitments to extend credit	$	264,346	$	237,085
	Letters of credit		9,505		9,958

REGULATORY_MATTERS_Tables

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2013
REGULATORY MATTERS [Abstract]	'
Actual Capital Amounts and Ratios	'
	The Company’s and the Bank’s actual capital amounts and ratios are presented in the table below (in thousands):
		Actual					Required for					To be Well
							Minimum Capital					Capitalized Under
							Adequacy Purposes					Prompt Corrective
												Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of December 31, 2013:
	Total capital to risk weighted assets:
	Company	$	178,343		14.19	%	$	100,536		8	%		N/A		N/A
	Bank	$	170,262		13.56	%	$	100,466		8	%	$	125,582		10	%
	Tier I capital to risk weighted assets:
	Company	$	169,242		13.47	%	$	50,268		4	%		N/A		N/A
	Bank	$	161,283		12.84	%	$	50,233		4	%	$	75,349		6	%
	Tier I capital to average assets:
	Company	$	169,242		9.35	%	$	72,405		4	%		N/A		N/A
	Bank	$	161,283		8.91	%	$	72,384		4	%	$	108,576		6	%
		Actual					Required for					To be Well
							Minimum Capital					Capitalized Under
							Adequacy Purposes					Prompt Corrective
												Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	As of December 31, 2012:
	Total capital to risk weighted assets:
	Company	$	165,302		14.1	%	$	93,770		8	%		N/A		N/A
	Bank	$	162,159		13.84	%	$	93,703		8	%	$	117,128		10	%
	Tier I capital to risk weighted assets:
	Company	$	157,753		13.46	%	$	46,885		4	%		N/A		N/A
	Bank	$	154,610		13.2	%	$	46,851		4	%	$	70,277		6	%
	Tier I capital to average assets:
	Company	$	157,753		11.82	%	$	53,399		4	%		N/A		N/A
	Bank	$	154,610		11.58	%	$	53,421		4	%	$	80,132		6	%

FAIR_VALUE_MEASUREMENTS_AND_DI1

FAIR VALUE MEASUREMENTS AND DISCLOSURES (Tables)	12 Months Ended
	Dec. 31, 2013
FAIR VALUE MEASUREMENTS AND DISCLOSURES [Abstract]	'
Assets and Liabilities Measured at Fair Value on a Recurring Basis	'
	Below is a table that presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands):
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2013
	Description	at December 31, 2013		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises	$	11,265	$	-	$	11,265	$	-
	Obligations of state and political subdivisions		59,978		-		59,978		-
	GSE mortgage-backed securities		145,965		-		145,965		-
	Collateralized mortgage obligations: residential		70,887		-		70,887		-
	Collateralized mortgage obligations: commercial		27,346		-		27,346		-
	Other asset-backed securities		25,489		-		25,489		-
	Collateralized debt obligation		735		-		735		-
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2012
	Description	at December 31, 2012		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises	$	13,424	$	-	$	13,424	$	-
	Obligations of state and political subdivisions		87,421		-		87,421		-
	GSE mortgage-backed securities		178,819		-		178,819		-
	Collateralized mortgage obligations: residential		101,986		-		101,986		-
	Collateralized mortgage obligations: commercial		29,761		-		29,761		-
	Other asset-backed securities		12,742		-		12,742		-
	Collateralized debt obligation		464		-		464		-
Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis	'
	Assets measured at fair value on a nonrecurring basis are as follows (in thousands):
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2013
	Description	at December 31, 2013		Level 1		Level 2		Level 3
	Impaired loans	$	1,973	$	-	$	1,973	$	-
	Other real estate		6,687		-		6,687		-
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2012
	Description	at December 31, 2012		Level 1		Level 2		Level 3
	Impaired loans	$	2,245	$	-	$	2,245	$	-
	Other real estate		7,496		-		7,496		-
Estimated Fair Values of Financial Instruments	'
	The estimated fair values of our financial instruments are as follows at December 31, 2013 and 2012 (in thousands):
				Fair Value Measurements at
				December 31, 2013 Using:
		Carrying		Level 1		Level 2		Level 3
		Value
	Financial assets:
	Cash and cash equivalents	$	59,731	$	59,731	$	-	$	-
	Securities available-for-sale		341,665		-		341,665		-
	Securities held-to-maturity		155,523		-		151,168		-
	Other investments		11,526		11,526		-		-
	Loans, net		1,128,775		-		-		1,139,740
	Cash surrender value of life insurance policies		13,450		-		13,450		-
	Financial liabilities:
	Non-interest-bearing deposits		383,257		-		383,257		-
	Interest-bearing deposits		1,135,546		-		895,346		241,359
	Securities sold under agreements to repurchase		53,916		53,916		-		-
	Short-term Federal Home Loan Bank advances		25,000		-		25,000		-
	Notes payable		27,703		-		-		28,813
	Junior subordinated debentures		29,384		-		22,167		7,776
				Fair Value Measurements at
				December 31, 2012 Using:
		Carrying		Level 1		Level 2		Level 3
		Value
	Financial assets:
	Cash and cash equivalents	$	73,573	$	73,573	$	-	$	-
	Time deposits held in banks		881		-		-		883
	Securities available-for-sale		424,617		-		424,617		-
	Securities held-to-maturity		153,524		-		156,924		-
	Other investments		8,310		8,310		-		-
	Loans, net		1,039,570		-		-		1,046,495
	Cash surrender value of life insurance policies		13,183		-		13,183		-
	Financial liabilities:
	Non-interest-bearing deposits		380,557		-		380,557		-
	Interest-bearing deposits		1,171,347		-		859,183		314,783
	Securities sold under agreements to repurchase		41,447		41,447		-		-
	Notes payable		29,128		-		-		29,128
	Junior subordinated debentures		29,384		-		22,167		7,776

OTHER_NONINTEREST_INCOME_AND_E1

OTHER NON-INTEREST INCOME AND EXPENSE (Tables)	12 Months Ended
	Dec. 31, 2013
OTHER NON-INTEREST INCOME AND EXPENSE [Abstract]	'
Components of Other Noninterest Expense	'
	Components of other noninterest expense greater than 1% of interest income and noninterest income consisted of the following for the years ended December 31, 2013, 2012, and 2011 (in thousands):
		2013		2012		2011
	Professional fees	$	1,709	$	2,022	$	2,518
	FDIC fees		1,136		930		921
	Marketing expenses		2,340		1,648		1,663
	Corporate development expense		1,507		1,022		984
	Data processing		1,955		1,689		2,355
	Printing and supplies		1,494		1,105		890
	Expenses on other real estate owned and other assets repossessed		1,201		1,767		1,511
	Amortization of intangibles		1,106		762		230

CONDENSED_FINANCIAL_INFORMATIO1

CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY (Tables)	12 Months Ended
	Dec. 31, 2013
CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY [Abstract]	'
Condensed Financial Information of Parent Company	'
	Summarized financial information for MidSouth Bancorp, Inc. (parent company only) follows:
	Balance Sheets
	December 31, 2013 and 2012
	(in thousands)
		2013			2012
	Assets
	Cash and interest-bearing deposits in banks	$	7,879		$	4,982
	Securities available-for-sale		735			-
	Other assets		2,561			2,233
	Investment in and advances to subsidiaries		211,575			217,049
	Total assets	$	222,750		$	224,264
	Liabilities and Stockholders’ Equity
	Liabilities:
	Dividends payable	$	1,093		$	1,113
	Notes payable		1,000			2,000
	Junior subordinated debentures		29,384			29,384
	Other		524			2,526
	Total liabilities		32,001			35,023
	Stockholders’ equity		190,749			189,241
	Total liabilities and stockholders’ equity	$	222,750		$	224,264
	Statements of Earnings
	For the Years Ended December 31, 2013, 2012, and 2011
	(in thousands)
		2013			2012			2011
	Revenue:
	Dividends from Bank and nonbank subsidiaries	$	11,000		$	-		$	-
	Rental and other income		125			102			908
			11,125			102			908
	Expenses:
	Interest on short- and long-term debt		1,415			984			971
	Professional fees		345			804			337
	Other expenses		547			1,126			643
			2,307			2,914			1,951
	Income (loss) before equity in undistributed earnings of subsidiaries and income taxes		8,818			(2,812	)		(1,043	)
	Equity in undistributed earnings of subsidiaries		4,600			11,477			5,167
	Income tax benefit		758			977			349
	Net earnings	$	14,176		$	9,642		$	4,473
	Statements of Cash Flows
	For the Years Ended December 31, 2013, 2012, and 2011
	(in thousands)
		2013			2012			2011
	Cash flows from operating activities:
	Net earnings	$	14,176		$	9,642		$	4,473
	Adjustments to reconcile net earnings to net cash provided by operating activities:
	Undistributed earnings of subsidiaries		(4,600	)		(11,477	)		(5,167	)
	Other, net		(672	)		(2,307	)		144
	Net cash (used in) provided by operating activities		8,904			(4,142	)		(550	)
	Cash flows from investing activities:
	Purchase of securities available-for-sale		(464	)		-			-
	Investments in and advances to subsidiaries		-			-			(11,972	)
	Outlays for business acquisition, net of cash acquired		-			(14,360	)		-
	Other, net		223			-			-
	Net cash (used in) provided by investing activities		(241	)		(14,360	)		(11,972	)
	Cash flows from financing activities:
	Proceeds from issuance of Series B preferred stock		-			-			32,000
	Payment to redeem Series A preferred stock		-			-			(20,000	)
	Proceeds from exercise of stock options		69			100			68
	Payment of preferred dividends		(1,519	)		(1,579	)		(938	)
	Payment of common dividends		(3,320	)		(2,932	)		(2,724	)
	Repayment of long-term debt		(1,000	)		-			-
	Tax benefit from exercise of stock options		4			1			-
	Net cash (used in) provided by financing activities		(5,766	)		(4,410	)		8,406
	Net change in cash and cash equivalents		2,897			(22,912	)		(4,116	)
Cash and cash equivalents at beginning of year		4,982			27,894			32,010
Cash and cash equivalents at end of year	$	7,879		$	4,982		$	27,894

SUMMARY_OF_SIGNIFICANT_ACCOUNT3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013
	Grade
Loans [Abstract]	'
Amount of non-major homogenous loan, maximum	$250,000
Number of days past due for loan to be placed on nonaccrual status	'90 days
Period of repayment performance for nonaccrual loan to be returned to accrual status, lower range limit	'6 months
Period of repayment performance for nonaccrual loan to be returned to accrual status, upper range limit	'1 year
Credit Risk Rating [Abstract]	'
Number of risk rating grades	3
Allowance for Loan Losses [Abstract]	'
Period of historical loss experience in determining general reserves, minimum	'12 months
Period of historical loss experience in determining general reserves, maximum	'18 months
Basic and Diluted Earnings Per Common Share [Abstract]	'
Percentage of issued shares on which small stock dividend is declared, maximum (in hundredths)	25.00%
Statements of Cash Flows [Abstract]	'
Period over which federal funds are sold	'1 day
Core Deposits [Member] | Straight-Line Basis [Member]	'
Finite-Lived Intangible Assets [Line Items]	'
Estimated useful life	'15 years
Core Deposits [Member] | Accelerated Basis [Member]	'
Finite-Lived Intangible Assets [Line Items]	'
Estimated useful life	'10 years
Buildings and Improvements [Member] | Minimum [Member]	'
Property, Plant and Equipment [Line Items]	'
Estimated useful lives	'10 years
Buildings and Improvements [Member] | Maximum [Member]	'
Property, Plant and Equipment [Line Items]	'
Estimated useful lives	'40 years
Furniture, Fixtures, and Equipment [Member] | Minimum [Member]	'
Property, Plant and Equipment [Line Items]	'
Estimated useful lives	'3 years
Furniture, Fixtures, and Equipment [Member] | Maximum [Member]	'
Property, Plant and Equipment [Line Items]	'
Estimated useful lives	'10 years
Automobiles [Member]	'
Property, Plant and Equipment [Line Items]	'
Estimated useful lives	'5 years

ACQUISITION_ACTIVITY_Details

ACQUISITION ACTIVITY (Details) (USD $)	0 Months Ended	12 Months Ended
	Dec. 28, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accretable yield for purchased impaired and non-impaired loans [Abstract]	'	'	'	'
Balance, beginning of year	'	$11,400,000	$0	'
Acquisition of PSB	'	0	11,400,000	'
Accretion	'	-4,821,000	0	'
Net transfers from nonaccretable difference to accretable yield	'	368,000	0	'
Balance, end of year	'	6,947,000	11,400,000	0
Business Acquisition, Pro Forma Information [Abstract]	'	'	'	'
Total revenues, net of interest expense	'	'	89,845,000	80,573,000
Net income	'	'	14,694,000	10,361,000
Earnings per share - basic (in dollars per share)	'	'	$1.12	$0.76
Earnings per share - diluted (in dollars per share)	'	'	$1.09	$0.75
Acquired impaired loans at acquisition [Abstract]	'	'	'	'
Contractually required principal and interest payments	'	'	7,449,000	'
Non-accretable discount	'	'	2,084,000	'
Cash flows expected to be collected	'	'	5,365,000	'
Accretable discount	'	'	623,000	'
Fair value of loans acquired with a deterioration of credit quality	'	'	4,742,000	'
Contingent value rights terms	'Generally, no contingent payment will be made if the net charge-offs on the Identified Loans exceeds $3.0 million.	'	'	'
Acquisition of Loan [Line Items]	'	'	'	'
Acquired Impaired Loans	'	872,000	4,742,000	'
Acquired Performing Loans	'	'	255,311,000	'
Total Acquired Loans	'	'	260,053,000	'
Commercial, financial and agricultural [Member]	'	'	'	'
Acquisition of Loan [Line Items]	'	'	'	'
Acquired Impaired Loans	'	'	82,000	'
Acquired Performing Loans	'	'	59,011,000	'
Total Acquired Loans	'	'	59,093,000	'
Real estate - construction [Member]	'	'	'	'
Acquisition of Loan [Line Items]	'	'	'	'
Acquired Impaired Loans	'	'	0	'
Acquired Performing Loans	'	'	16,431,000	'
Total Acquired Loans	'	'	16,431,000	'
Real estate - commercial [Member]	'	'	'	'
Acquisition of Loan [Line Items]	'	'	'	'
Acquired Impaired Loans	'	'	4,205,000	'
Acquired Performing Loans	'	'	127,866,000	'
Total Acquired Loans	'	'	132,071,000	'
Real Estate - Residential [Member]	'	'	'	'
Acquisition of Loan [Line Items]	'	'	'	'
Acquired Impaired Loans	'	'	455,000	'
Acquired Performing Loans	'	'	34,232,000	'
Total Acquired Loans	'	'	34,687,000	'
Installment loans to individuals [Member]	'	'	'	'
Acquisition of Loan [Line Items]	'	'	'	'
Acquired Impaired Loans	'	'	0	'
Acquired Performing Loans	'	'	17,652,000	'
Total Acquired Loans	'	'	17,652,000	'
Other [Member]	'	'	'	'
Acquisition of Loan [Line Items]	'	'	'	'
Acquired Impaired Loans	'	'	0	'
Acquired Performing Loans	'	'	119,000	'
Total Acquired Loans	'	'	119,000	'
PSB Financial Corp [Member]	'	'	'	'
Non-equity consideration [Abstract]	'	'	'	'
Cash	16,003,000	'	'	'
Contingent value right	2,000,000	'	'	'
Total consideration paid	39,530,000	'	'	'
Fair value of net assets acquired including identifiable intangible assets	-21,572,000	'	-21,572,000	'
Goodwill	17,958,000	'	'	'
Refinement period of preliminary fair value after closing date of acquisition	'	'	'1 year	'
Assets as Recorded by Acquired Company [Abstract]	'	'	'	'
Cash	'	'	17,847,000	'
Federal funds sold	'	'	5,200,000	'
Time deposits held in banks	'	'	172,000	'
Investment securities	'	'	152,667,000	'
Loans receivable	'	'	269,053,000	'
Fixed assets	'	'	11,845,000	'
Core deposit intangible	'	'	0	'
Cash surrender value of life insurance	'	'	8,234,000	'
Other real estate owned	'	'	838,000	'
Other assets	'	'	4,635,000	'
Total assets acquired	'	'	470,491,000	'
Liabilities as Recorded by Acquired Company [Abstract]	'	'	'	'
Deposits	'	'	399,845,000	'
FHLB advances	'	'	25,296,000	'
Notes payable	'	'	2,000,000	'
Junior subordinated debentures	'	'	13,919,000	'
Other liabilities	'	'	2,606,000	'
Total liabilities assumed	'	'	443,666,000	'
Assets Fair Value Adjustments [Abstract]	'	'	'	'
Cash	'	'	0	'
Federal funds sold	'	'	0	'
Time deposits held in banks	'	'	0	'
Investment securities	'	'	0	'
Loans receivable	'	'	-9,000,000	'
Fixed assets	'	'	578,000	'
Core deposit intangible	'	'	2,662,000	'
Cash surrender value of life insurance	'	'	0	'
Other real estate owned	'	'	0	'
Other assets	'	'	314,000	'
Total assets acquired	'	'	-5,446,000	'
Liabilities Fair Value Adjustment [Abstract]	'	'	'	'
Deposits	'	'	722,000	'
FHLB advances	'	'	1,832,000	'
Notes payable	'	'	0	'
Junior subordinated debentures	'	'	0	'
Other liabilities	'	'	-2,747,000	'
Total liabilities assumed	'	'	-193,000	'
Assets Fair Value [Abstract]	'	'	'	'
Cash	'	'	17,847,000	'
Federal funds sold	'	'	5,200,000	'
Time deposits held in banks	'	'	172,000	'
Investment securities	'	'	152,667,000	'
Loans receivable	'	'	260,053,000	'
Fixed assets	'	'	12,423,000	'
Core deposit intangible	'	'	2,662,000	'
Cash surrender value of life insurance	'	'	8,234,000	'
Other real estate owned	'	'	838,000	'
Other assets	'	'	4,949,000	'
Assets acquired	'	'	465,045,000	'
Liabilities Fair Value [Abstract]	'	'	'	'
Deposits	'	'	400,567,000	'
FHLB advances	'	'	27,128,000	'
Notes payable	'	'	2,000,000	'
Junior subordinated debentures	'	'	13,919,000	'
Other liabilities	'	'	-141,000	'
Total liabilities assumed	'	'	443,473,000	'
Fair value of net assets acquired including identifiable intangible assets	21,572,000	'	21,572,000	'
Useful life of core intangible assets	'	'	'7 years	'
Acquisition expense	'	'	1,200,000	'
Acquired impaired loans at acquisition [Abstract]	'	'	'	'
Maturity date	'	'	28-Dec-15	'
PSB Financial Corp [Member] | Common Stock [Member]	'	'	'	'
Equity consideration [Abstract]	'	'	'	'
Stock issued (in shares)	756,511	'	'	'
Stock issued	11,530,000	'	'	'
PSB Financial Corp [Member] | Preferred Stock [Member]	'	'	'	'
Equity consideration [Abstract]	'	'	'	'
Stock issued (in shares)	99,971	'	'	'
Stock issued	9,997,000	'	'	'
Combined Three Acquisition Transactions [Member]	'	'	'	'
Non-equity consideration [Abstract]	'	'	'	'
Refinement period of preliminary fair value after closing date of acquisition	'	'	'1 year	'

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Security	Security
Available-for-sale [Abstract]	'	'	'
Amortized Cost	$341,828,000	$412,065,000	'
Gross Unrealized Gains	5,576,000	12,599,000	'
Gross Unrealized Losses	5,739,000	47,000	'
Fair Value	341,665,000	424,617,000	'
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	155,523,000	153,524,000	'
Gross Unrealized Gains	289,000	3,407,000	'
Gross Unrealized Losses	4,644,000	7,000	'
Fair Value	151,168,000	156,924,000	'
Number of Private-label Collateralized Mortgage Obligations	3	'	'
Combined Balance of Private-label Collateralized Mortgage Obligations	59,000	96,000	'
Available-for-sale, Amortized Cost [Abstract]	'	'	'
Due in one year or less	12,070,000	'	'
Due after one year through five years	35,119,000	'	'
Due after five years through ten years	17,001,000	'	'
Due after ten years	5,190,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Residential, Amortized Cost	219,698,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Amortized Cost	27,082,000	'	'
Other asset-backed securities	25,204,000	'	'
Collateralized debt obligation	464,000	'	'
Available-for-sale Securities, Amortized Cost	341,828,000	'	'
Available-for-sale, Fair Value [Abstract]	'	'	'
Due in one year or less	12,228,000	'	'
Due after one year through five years	36,194,000	'	'
Due after five years through ten years	17,851,000	'	'
Due after ten years	4,970,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Residential, Fair Value	216,852,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Fair Value	27,346,000	'	'
Other asset-backed securities	25,489,000	'	'
Collateralized debt obligation	735,000	'	'
Available-for-sale securities, Fair Value	341,665,000	'	'
Held-to-maturity, Amortized Cost [Abstract]	'	'	'
Due in one year or less	100,000	'	'
Due after one year through five years	2,198,000	'	'
Due after five years through ten years	7,273,000	'	'
Due after ten years	37,806,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Residential, Amortized Cost	92,461,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Amortized Cost	15,685,000	'	'
Held-to-maturity securities, Amortized Cost	155,523,000	'	'
Held-to-maturity, Fair Value [Abstract]	'	'	'
Due in one year or less	100,000	'	'
Due after one year through five years	2,182,000	'	'
Due after five years through ten years	7,072,000	'	'
Due after ten years	35,475,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Residential, Fair Value	90,551,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Fair Value	15,788,000	'	'
Held-to-maturity securities, Fair Value	151,168,000	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	157,103,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	5,408,000	'	'
Securities with losses over 12 months, Fair Value, Available-for-sale	4,371,000	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	331,000	'	'
Total securities, Fair Value, Available-for-sale	161,474,000	'	'
Total securities, Gross Unrealized Losses, Available-for-sale	5,739,000	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Held-to-maturity	86,498,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	4,627,000	'	'
Securities with losses over 12 months, Fair Value, Held-to-maturity	685,000	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	17,000	'	'
Total securities, Fair Value, Held-to-maturity	87,183,000	'	'
Total securities, Gross Unrealized Losses, Held-to-maturity	4,644,000	'	'
Number of available-for-sale and held-to-maturity securities in unrealized loss positions	108	'	'
Unrealized losses as a percentage of individual securities' amortized cost basis (in hundredths)	4.01%	'	'
Unrealized losses as a percentage of the Company's total amortized cost basis (in hundredths)	2.09%	'	'
Number of available-for-sale securities in continuous loss position	5	'	'
Unamortized cost basis of securities in a continuous loss position	5,400,000	'	'
Unrealized loss on securities in a continuous loss position	348,000	'	'
Number of impairment related to credit quality	0	0	'
Number of impaired securities evaluated as other temporary	0	0	'
Impairment losses recognized on debt securities	0	0	0
Number of available-for-sale securities sold	35	6	'
Available-for-sale securities, net gain	234,000	204,000	'
Number of available-for-sale securities sold with gains	31	5	'
Available-for-sale securities, gross realized gains	247,000	235,000	'
Number of available-for-sale securities sold with loss	4	1	'
Available-for-sale securities, gross realized losses	13,000	31,000	'
Securities pledged to secure public funds on deposits and for other purposes required or permitted by law	259,900,000	226,200,000	'
U.S. Government Sponsored Enterprises [Member]	'	'	'
Available-for-sale [Abstract]	'	'	'
Amortized Cost	11,455,000	13,422,000	'
Gross Unrealized Gains	1,000	2,000	'
Gross Unrealized Losses	191,000	0	'
Fair Value	11,265,000	13,424,000	'
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	10,463,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	191,000	'	'
Securities with losses over 12 months, Fair Value, Available-for-sale	0	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	0	'	'
Total securities, Fair Value, Available-for-sale	10,463,000	'	'
Total securities, Gross Unrealized Losses, Available-for-sale	191,000	'	'
Obligation of State and Political Subdivisions [Member]	'	'	'
Available-for-sale [Abstract]	'	'	'
Amortized Cost	57,925,000	83,093,000	'
Gross Unrealized Gains	2,296,000	4,328,000	'
Gross Unrealized Losses	243,000	0	'
Fair Value	59,978,000	87,421,000	'
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	47,377,000	42,900,000	'
Gross Unrealized Gains	38,000	7,000	'
Gross Unrealized Losses	2,586,000	7,000	'
Fair Value	44,829,000	42,900,000	'
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	4,256,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	243,000	'	'
Securities with losses over 12 months, Fair Value, Available-for-sale	0	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	0	'	'
Total securities, Fair Value, Available-for-sale	4,256,000	'	'
Total securities, Gross Unrealized Losses, Available-for-sale	243,000	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Held-to-maturity	42,246,000	1,128,000	'
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	2,569,000	7,000	'
Securities with losses over 12 months, Fair Value, Held-to-maturity	685,000	0	'
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	17,000	0	'
Total securities, Fair Value, Held-to-maturity	42,931,000	1,128,000	'
Total securities, Gross Unrealized Losses, Held-to-maturity	2,586,000	7,000	'
GSE Mortgage-backed Securities [Member]	'	'	'
Available-for-sale [Abstract]	'	'	'
Amortized Cost	146,129,000	172,932,000	'
Gross Unrealized Gains	2,029,000	5,887,000	'
Gross Unrealized Losses	2,193,000	0	'
Fair Value	145,965,000	178,819,000	'
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	78,272,000	89,383,000	'
Gross Unrealized Gains	148,000	2,819,000	'
Gross Unrealized Losses	1,079,000	0	'
Fair Value	77,341,000	92,202,000	'
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	68,028,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	2,193,000	'	'
Securities with losses over 12 months, Fair Value, Available-for-sale	0	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	0	'	'
Total securities, Fair Value, Available-for-sale	68,028,000	'	'
Total securities, Gross Unrealized Losses, Available-for-sale	2,193,000	'	'
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Held-to-maturity	31,042,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	1,079,000	'	'
Securities with losses over 12 months, Fair Value, Held-to-maturity	0	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	0	'	'
Total securities, Fair Value, Held-to-maturity	31,042,000	'	'
Total securities, Gross Unrealized Losses, Held-to-maturity	1,079,000	'	'
Collateralized Mortgage Obligations: Residential [Member]	'	'	'
Available-for-sale [Abstract]	'	'	'
Amortized Cost	73,569,000	101,381,000	'
Gross Unrealized Gains	212,000	652,000	'
Gross Unrealized Losses	2,894,000	47,000	'
Fair Value	70,887,000	101,986,000	'
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	14,189,000	5,009,000	'
Gross Unrealized Gains	0	0	'
Gross Unrealized Losses	979,000	0	'
Fair Value	13,210,000	5,009,000	'
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	56,975,000	10,085,000	'
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	2,563,000	45,000	'
Securities with losses over 12 months, Fair Value, Available-for-sale	4,371,000	96,000	'
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	331,000	2,000	'
Total securities, Fair Value, Available-for-sale	61,346,000	10,181,000	'
Total securities, Gross Unrealized Losses, Available-for-sale	2,894,000	47,000	'
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Held-to-maturity	13,210,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Held-to-maturity	979,000	'	'
Securities with losses over 12 months, Fair Value, Held-to-maturity	0	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Held-to-maturity	0	'	'
Total securities, Fair Value, Held-to-maturity	13,210,000	'	'
Total securities, Gross Unrealized Losses, Held-to-maturity	979,000	'	'
Collateralized Mortgage Obligations: Commercial [Member]	'	'	'
Available-for-sale [Abstract]	'	'	'
Amortized Cost	27,082,000	28,528,000	'
Gross Unrealized Gains	416,000	1,233,000	'
Gross Unrealized Losses	152,000	0	'
Fair Value	27,346,000	29,761,000	'
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	15,685,000	16,232,000	'
Gross Unrealized Gains	103,000	581,000	'
Gross Unrealized Losses	0	0	'
Fair Value	15,788,000	16,813,000	'
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	4,282,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	152,000	'	'
Securities with losses over 12 months, Fair Value, Available-for-sale	0	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	0	'	'
Total securities, Fair Value, Available-for-sale	4,282,000	'	'
Total securities, Gross Unrealized Losses, Available-for-sale	152,000	'	'
Other asset-backed Securities [Member]	'	'	'
Available-for-sale [Abstract]	'	'	'
Amortized Cost	25,204,000	12,245,000	'
Gross Unrealized Gains	351,000	497,000	'
Gross Unrealized Losses	66,000	0	'
Fair Value	25,489,000	12,742,000	'
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	13,099,000	'	'
Securities with losses under 12 months, Gross Unrealized Losses, Available-for-sale	66,000	'	'
Securities with losses over 12 months, Fair Value, Available-for-sale	0	'	'
Securities with losses over 12 months, Gross Unrealized Losses, Available-for-sale	0	'	'
Total securities, Fair Value, Available-for-sale	13,099,000	'	'
Total securities, Gross Unrealized Losses, Available-for-sale	66,000	'	'
Collateralized Debt Obligations [Member]	'	'	'
Available-for-sale [Abstract]	'	'	'
Amortized Cost	464,000	464,000	'
Gross Unrealized Gains	271,000	0	'
Gross Unrealized Losses	0	0	'
Fair Value	$735,000	$464,000	'

LOANS_Summary_of_Loan_Portfoli

LOANS, Summary of Loan Portfolio (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loan portfolio [Abstract]	'	'
Total loans	$1,137,554	$1,046,940
Less allowance for loan losses	-8,779	-7,370
Loans, net	1,128,775	1,039,570
Commercial, Financial and Agricultural [Member]	'	'
Loan portfolio [Abstract]	'	'
Total loans	403,976	315,655
Lease Financing Receivable [Member]	'	'
Loan portfolio [Abstract]	'	'
Total loans	5,542	5,769
Real Estate - Construction [Member]	'	'
Loan portfolio [Abstract]	'	'
Total loans	82,691	75,334
Real Estate - Commercial [Member]	'	'
Loan portfolio [Abstract]	'	'
Total loans	397,135	414,384
Real Estate - Residential [Member]	'	'
Loan portfolio [Abstract]	'	'
Total loans	146,841	142,858
Installment Loans to Individuals [Member]	'	'
Loan portfolio [Abstract]	'	'
Total loans	97,459	90,561
Other [Member]	'	'
Loan portfolio [Abstract]	'	'
Total loans	$3,910	$2,379

LOANS_Aggregate_Allowance_for_

LOANS, Aggregate Allowance for Loan Losses and Related Party Lending (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
	Segment		Loan
Activity in allowance for loan losses [Roll Forward]	'		'		'
Beginning balance	$7,370,000		$7,276,000		$8,813,000
Provision for loan losses	3,050,000		2,050,000		3,925,000
Recoveries	265,000		300,000		310,000
Loans charged-off	-1,906,000		-2,256,000		-5,772,000
Ending balance	8,779,000		7,370,000		7,276,000
Transfers from loans to ORE	1,100,000		879,000		7,300,000
Number of secured credits transferred to ORE	'		1		'
Secured credit added to ORE	'		4,900,000		'
Activity in related party loans and commitments to extend credit [Roll Forward]	'		'		'
Balance, beginning of year	6,921,000		'		'
New loans	0		'		'
Repayments and adjustments	-3,807,000		'		'
Balance, end of year	3,114,000		6,921,000		'
Number of industry segment concentration above threshold limit	1		'		'
Threshold percentage of loan portfolio (in hundredths)	10.00%		'		'
Loans exposure in oil and gas industry	202,100,000		'		'
Exposure in oil and gas industry specified as percentage of total loans (in hundredths)	17.80%		'		'
Loans with exposure in commercial real estate	462,000,000		'		'
Loans on nonaccrual status	5,099,000	[1]	8,276,000	[1]	'
Commercial, Financial and Agricultural [Member]	'		'		'
Activity in allowance for loan losses [Roll Forward]	'		'		'
Beginning balance	1,535,000		1,734,000		'
Provision for loan losses	3,226,000		674,000		'
Recoveries	80,000		181,000		'
Loans charged-off	-935,000		-1,054,000		'
Ending balance	3,906,000		1,535,000		'
Real Estate Construction [Member]	'		'		'
Activity in allowance for loan losses [Roll Forward]	'		'		'
Beginning balance	2,147,000		1,661,000		'
Provision for loan losses	-1,109,000		468,000		'
Recoveries	8,000		18,000		'
Loans charged-off	0		0		'
Ending balance	1,046,000		2,147,000		'
Commercial Real Estate [Member]	'		'		'
Activity in allowance for loan losses [Roll Forward]	'		'		'
Beginning balance	2,166,000		2,215,000		'
Provision for loan losses	-788,000		500,000		'
Recoveries	29,000		1,000		'
Loans charged-off	-18,000		-550,000		'
Ending balance	1,389,000		2,166,000		'
Activity in related party loans and commitments to extend credit [Roll Forward]	'		'		'
Loans with exposure in commercial real estate	352,600,000		'		'
Percentage of CRE loans secured by owner-occupied commercial properties (in hundredths)	63.00%		'		'
Loans on nonaccrual status	2,400,000		'		'
Nonaccrual status of loans specified as percentage of total CRE loans (in hundredths)	0.70%		'		'
Real Estate - Residential [Member]	'		'		'
Activity in allowance for loan losses [Roll Forward]	'		'		'
Beginning balance	936,000		936,000		'
Provision for loan losses	295,000		124,000		'
Recoveries	39,000		2,000		'
Loans charged-off	-129,000		-126,000		'
Ending balance	1,141,000		936,000		'
Consumer [Member]	'		'		'
Activity in allowance for loan losses [Roll Forward]	'		'		'
Beginning balance	543,000		710,000		'
Provision for loan losses	1,445,000		261,000		'
Recoveries	109,000		98,000		'
Loans charged-off	-824,000		-526,000		'
Ending balance	1,273,000		543,000		'
Finance Leases Commercial [Member]	'		'		'
Activity in allowance for loan losses [Roll Forward]	'		'		'
Beginning balance	41,000		19,000		'
Provision for loan losses	-20,000		22,000		'
Recoveries	0		0		'
Loans charged-off	0		0		'
Ending balance	21,000		41,000		'
Other [Member]	'		'		'
Activity in allowance for loan losses [Roll Forward]	'		'		'
Beginning balance	2,000		1,000		'
Provision for loan losses	1,000		1,000		'
Recoveries	0		0		'
Loans charged-off	0		0		'
Ending balance	$3,000		$2,000		'
[1]	Balances have been adjusted from previously reported amounts for discounts associated with purchase credit impaired loans.

LOANS_Allowance_for_Loan_Losse

LOANS, Allowance for Loan Losses by Segment (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	$7,370	$7,276	$8,813
Charge-offs	-1,906	-2,256	-5,772
Recoveries	265	300	310
Provision	3,050	2,050	3,925
Ending balance	8,779	7,370	7,276
Ending balance: individually evaluated for impairment	405	627	'
Ending balance: collectively evaluated for impairment	8,374	6,743	'
Loans [Abstract]	'	'	'
Ending balance	1,137,554	1,046,940	'
Ending balance: individually evaluated for impairment	4,725	7,440	'
Ending balance: collectively evaluated for impairment	1,131,957	1,034,758	'
Ending balance: loans acquired with deteriorated credit quality	872	4,742	'
Commercial, Financial and Agricultural [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	1,535	1,734	'
Charge-offs	-935	-1,054	'
Recoveries	80	181	'
Provision	3,226	674	'
Ending balance	3,906	1,535	'
Ending balance: individually evaluated for impairment	168	391	'
Ending balance: collectively evaluated for impairment	3,738	1,144	'
Loans [Abstract]	'	'	'
Ending balance	403,976	315,655	'
Ending balance: individually evaluated for impairment	1,241	1,636	'
Ending balance: collectively evaluated for impairment	402,735	313,937	'
Ending balance: loans acquired with deteriorated credit quality	0	82	'
Real Estate - Construction [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	2,147	1,661	'
Charge-offs	0	0	'
Recoveries	8	18	'
Provision	-1,109	468	'
Ending balance	1,046	2,147	'
Ending balance: individually evaluated for impairment	3	57	'
Ending balance: collectively evaluated for impairment	1,043	2,090	'
Loans [Abstract]	'	'	'
Ending balance	82,691	75,334	'
Ending balance: individually evaluated for impairment	100	936	'
Ending balance: collectively evaluated for impairment	82,591	74,398	'
Ending balance: loans acquired with deteriorated credit quality	0	0	'
Real Estate - Commercial [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	2,166	2,215	'
Charge-offs	-18	-550	'
Recoveries	29	1	'
Provision	-788	500	'
Ending balance	1,389	2,166	'
Ending balance: individually evaluated for impairment	54	35	'
Ending balance: collectively evaluated for impairment	1,335	2,131	'
Loans [Abstract]	'	'	'
Ending balance	397,135	414,384	'
Ending balance: individually evaluated for impairment	2,213	2,911	'
Ending balance: collectively evaluated for impairment	394,218	407,267	'
Ending balance: loans acquired with deteriorated credit quality	704	4,206	'
Real Estate - Residential [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	936	936	'
Charge-offs	-129	-126	'
Recoveries	39	2	'
Provision	295	124	'
Ending balance	1,141	936	'
Ending balance: individually evaluated for impairment	60	30	'
Ending balance: collectively evaluated for impairment	1,081	906	'
Loans [Abstract]	'	'	'
Ending balance	146,841	142,858	'
Ending balance: individually evaluated for impairment	900	1,627	'
Ending balance: collectively evaluated for impairment	145,773	140,777	'
Ending balance: loans acquired with deteriorated credit quality	168	454	'
Consumer [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	543	710	'
Charge-offs	-824	-526	'
Recoveries	109	98	'
Provision	1,445	261	'
Ending balance	1,273	543	'
Ending balance: individually evaluated for impairment	120	114	'
Ending balance: collectively evaluated for impairment	1,153	429	'
Loans [Abstract]	'	'	'
Ending balance	97,459	90,561	'
Ending balance: individually evaluated for impairment	271	330	'
Ending balance: collectively evaluated for impairment	97,188	90,231	'
Ending balance: loans acquired with deteriorated credit quality	0	0	'
Finance Leases Commercial [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	41	19	'
Charge-offs	0	0	'
Recoveries	0	0	'
Provision	-20	22	'
Ending balance	21	41	'
Ending balance: individually evaluated for impairment	0	0	'
Ending balance: collectively evaluated for impairment	21	41	'
Loans [Abstract]	'	'	'
Ending balance	5,542	5,769	'
Ending balance: individually evaluated for impairment	0	0	'
Ending balance: collectively evaluated for impairment	5,542	5,769	'
Ending balance: loans acquired with deteriorated credit quality	0	0	'
Other [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	2	1	'
Charge-offs	0	0	'
Recoveries	0	0	'
Provision	1	1	'
Ending balance	3	2	'
Ending balance: individually evaluated for impairment	0	0	'
Ending balance: collectively evaluated for impairment	3	2	'
Loans [Abstract]	'	'	'
Ending balance	3,910	2,379	'
Ending balance: individually evaluated for impairment	0	0	'
Ending balance: collectively evaluated for impairment	3,910	2,379	'
Ending balance: loans acquired with deteriorated credit quality	$0	$0	'

LOANS_Credit_Quality_Indicator

LOANS, Credit Quality Indicators and Aging (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Credit Risk Profile [Abstract]	'	'
Loans	$1,137,554	$1,046,940
Percentage of Total Loans (in hundredths)	100.00%	100.00%
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	9,677	8,081	[1]
60-89 Days Past Due	2,627	2,900	[1]
Greater than 90 Days Past Due	4,297	7,580	[1]
Total Past Due	16,601	18,561	[1]
Current	1,120,953	1,028,379	[1]
Total Loans	1,137,554	1,046,940	[1]
Recorded Investment > 90 days and Accruing	178	1,986	[1]
Commercial, Financial and Agricultural [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	403,976	315,655
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	4,350	2,220	[1]
60-89 Days Past Due	208	321	[1]
Greater than 90 Days Past Due	1,256	2,580	[1]
Total Past Due	5,814	5,121	[1]
Current	398,162	310,534	[1]
Total Loans	403,976	315,655	[1]
Recorded Investment > 90 days and Accruing	26	1,019	[1]
Commercial Real Estate Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	64,893	58,350
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	36	66	[1]
60-89 Days Past Due	0	96	[1]
Greater than 90 Days Past Due	63	101	[1]
Total Past Due	99	263	[1]
Current	64,794	58,087	[1]
Total Loans	64,893	58,350	[1]
Recorded Investment > 90 days and Accruing	0	0	[1]
Commercial Real Estate - Other [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	397,135	414,384
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	1,230	4,123	[1]
60-89 Days Past Due	1,447	2,108	[1]
Greater than 90 Days Past Due	2,395	3,577	[1]
Total Past Due	5,072	9,808	[1]
Current	392,063	404,576	[1]
Total Loans	397,135	414,384	[1]
Recorded Investment > 90 days and Accruing	141	952	[1]
Commercial Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	100.00%	100.00%
Residential - Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	17,798	16,984
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	149	0	[1]
60-89 Days Past Due	0	0	[1]
Greater than 90 Days Past Due	0	0	[1]
Total Past Due	149	0	[1]
Current	17,649	16,984	[1]
Total Loans	17,798	16,984	[1]
Recorded Investment > 90 days and Accruing	0	0	[1]
Residential - Prime [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	146,841	142,858
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	2,984	1,140	[1]
60-89 Days Past Due	870	239	[1]
Greater than 90 Days Past Due	307	1,121	[1]
Total Past Due	4,161	2,500	[1]
Current	142,680	140,358	[1]
Total Loans	146,841	142,858	[1]
Recorded Investment > 90 days and Accruing	0	0	[1]
Residential - Subprime [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	0
Residential Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	100.00%	100.00%
Consumer - Credit Card [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	6,206	6,807
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	36	24	[1]
60-89 Days Past Due	0	2	[1]
Greater than 90 Days Past Due	7	15	[1]
Total Past Due	43	41	[1]
Current	6,163	6,766	[1]
Total Loans	6,206	6,807	[1]
Recorded Investment > 90 days and Accruing	7	15	[1]
Consumer - Other [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	91,253	83,754
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	767	421	[1]
60-89 Days Past Due	102	134	[1]
Greater than 90 Days Past Due	269	186	[1]
Total Past Due	1,138	741	[1]
Current	90,115	83,013	[1]
Total Loans	91,253	83,754	[1]
Recorded Investment > 90 days and Accruing	4	0	[1]
Finance Leases Commercial [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	5,542	5,769
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	0	0	[1]
60-89 Days Past Due	0	0	[1]
Greater than 90 Days Past Due	0	0	[1]
Total Past Due	0	0	[1]
Current	5,542	5,769	[1]
Total Loans	5,542	5,769	[1]
Recorded Investment > 90 days and Accruing	0	0	[1]
Other Loans [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	3,910	2,379
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'
30-59 Days Past Due	125	87	[1]
60-89 Days Past Due	0	0	[1]
Greater than 90 Days Past Due	0	0	[1]
Total Past Due	125	87	[1]
Current	3,785	2,292	[1]
Total Loans	3,910	2,379	[1]
Recorded Investment > 90 days and Accruing	0	0	[1]
Pass [Member] | Commercial, Financial and Agricultural [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	397,513	304,219
Pass [Member] | Commercial Real Estate Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	63,577	54,737
Pass [Member] | Commercial Real Estate - Other [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	371,618	396,077
Pass [Member] | Commercial Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	96.15%	95.76%
Pass [Member] | Residential - Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	17,798	16,785
Pass [Member] | Residential - Prime [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	143,790	137,681
Pass [Member] | Residential - Subprime [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	0
Pass [Member] | Residential Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	98.15%	96.64%
Special Mention [Member] | Commercial, Financial and Agricultural [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	2,962	5,748
Special Mention [Member] | Commercial Real Estate Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	49	684
Special Mention [Member] | Commercial Real Estate - Other [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	8,781	6,224
Special Mention [Member] | Commercial Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	1.36%	1.61%
Special Mention [Member] | Residential - Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	0
Special Mention [Member] | Residential - Prime [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	548	1,612
Special Mention [Member] | Residential - Subprime [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	0
Special Mention [Member] | Residential Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	0.33%	1.01%
Substandard [Member] | Commercial, Financial and Agricultural [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	3,272	4,503
Substandard [Member] | Commercial Real Estate Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	1,267	2,925
Substandard [Member] | Commercial Real Estate - Other [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	16,736	7,514
Substandard [Member] | Commercial Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	2.46%	1.90%
Substandard [Member] | Residential - Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	199
Substandard [Member] | Residential - Prime [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	2,503	3,565
Substandard [Member] | Residential - Subprime [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	0
Substandard [Member] | Residential Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	1.52%	2.35%
Doubtful [Member] | Commercial, Financial and Agricultural [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	229	1,185
Doubtful [Member] | Commercial Real Estate Construction [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	4
Doubtful [Member] | Commercial Real Estate - Other [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	4,569
Doubtful [Member] | Commercial Total [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	0.03%	0.73%
Performing [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	99.73%	99.57%
Performing [Member] | Consumer - Credit Card [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	6,196	6,792
Performing [Member] | Consumer - Other [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	90,978	83,347
Performing [Member] | Finance Leases Commercial [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	5,542	5,769
Performing [Member] | Other Loans [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	3,910	2,379
Nonperforming [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Percentage of Total Loans (in hundredths)	0.27%	0.43%
Nonperforming [Member] | Consumer - Credit Card [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	10	15
Nonperforming [Member] | Consumer - Other [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	275	407
Nonperforming [Member] | Finance Leases Commercial [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	0	0
Nonperforming [Member] | Other Loans [Member]	'	'
Credit Risk Profile [Abstract]	'	'
Loans	$0	$0
[1]	Balances have been adjusted from previously reported amounts for discounts associated with purchase credit impaired loans.

LOANS_Impaired_Loans_by_Class_

LOANS, Impaired Loans by Class of Loans (Details) (USD $)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
With no related allowance recorded [Abstract]	'		'		'
Recorded Investment	$3,173,000		$5,554,000		'
Unpaid Principal Balance	4,083,000		6,201,000		'
Related Allowance	0		0		'
Average Recorded Investment	4,363,000		4,769,000		'
Interest Income Recognized	26,000		71,000		'
With an allowance recorded [Abstract]	'		'		'
Recorded Investment	1,552,000		1,886,000		'
Unpaid Principal Balance	1,572,000		1,886,000		'
Related Allowance	405,000		627,000		'
Average Recorded Investment	1,720,000		2,424,000		'
Interest Income Recognized	21,000		41,000		'
Totals [Abstract]	'		'		'
Recorded Investment	4,725,000		7,440,000		'
Unpaid Principal Balance	5,655,000		8,087,000		'
Related Allowance	405,000		627,000		'
Average Recorded Investment	6,083,000		7,193,000		'
Interest Income Recognized	47,000		112,000		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	5,099,000	[1]	8,276,000	[1]	'
Interest lost on nonaccrual loans	518,000		582,000		749,000
Interest received on nonaccrual loans	312,000		70,000		256,000
Commercial, Financial and Agricultural [Member]	'		'		'
With no related allowance recorded [Abstract]	'		'		'
Recorded Investment	671,000		564,000		'
Unpaid Principal Balance	1,107,000		675,000		'
Related Allowance	0		0		'
Average Recorded Investment	617,000		861,000		'
Interest Income Recognized	3,000		5,000		'
With an allowance recorded [Abstract]	'		'		'
Recorded Investment	570,000		1,072,000		'
Unpaid Principal Balance	570,000		1,072,000		'
Related Allowance	168,000		391,000		'
Average Recorded Investment	821,000		1,128,000		'
Interest Income Recognized	3,000		21,000		'
Totals [Abstract]	'		'		'
Related Allowance	168,000		391,000		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	1,272,000	[1]	1,777,000	[1]	'
Commercial Real Estate Construction [Member]	'		'		'
With no related allowance recorded [Abstract]	'		'		'
Recorded Investment	61,000		771,000		'
Unpaid Principal Balance	61,000		770,000		'
Related Allowance	0		0		'
Average Recorded Investment	416,000		834,000		'
Interest Income Recognized	0		1,000		'
With an allowance recorded [Abstract]	'		'		'
Recorded Investment	39,000		165,000		'
Unpaid Principal Balance	39,000		165,000		'
Related Allowance	3,000		57,000		'
Average Recorded Investment	102,000		85,000		'
Interest Income Recognized	1,000		7,000		'
Totals [Abstract]	'		'		'
Related Allowance	3,000		57,000		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	100,000	[1]	941,000	[1]	'
Commercial Real Estate - Other [Member]	'		'		'
With no related allowance recorded [Abstract]	'		'		'
Recorded Investment	1,850,000		2,530,000		'
Unpaid Principal Balance	2,324,000		3,059,000		'
Related Allowance	0		0		'
Average Recorded Investment	2,190,000		1,780,000		'
Interest Income Recognized	8,000		38,000		'
With an allowance recorded [Abstract]	'		'		'
Recorded Investment	363,000		381,000		'
Unpaid Principal Balance	363,000		381,000		'
Related Allowance	54,000		35,000		'
Average Recorded Investment	372,000		811,000		'
Interest Income Recognized	11,000		3,000		'
Totals [Abstract]	'		'		'
Related Allowance	54,000		35,000		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	2,290,000	[1]	3,009,000	[1]	'
Consumer - Other [Member]	'		'		'
With no related allowance recorded [Abstract]	'		'		'
Recorded Investment	66,000		114,000		'
Unpaid Principal Balance	66,000		122,000		'
Related Allowance	0		0		'
Average Recorded Investment	90,000		81,000		'
Interest Income Recognized	1,000		1,000		'
With an allowance recorded [Abstract]	'		'		'
Recorded Investment	205,000		216,000		'
Unpaid Principal Balance	205,000		216,000		'
Related Allowance	120,000		114,000		'
Average Recorded Investment	211,000		228,000		'
Interest Income Recognized	2,000		6,000		'
Totals [Abstract]	'		'		'
Related Allowance	120,000		114,000		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	284,000	[1]	409,000	[1]	'
Residential - Prime [Member]	'		'		'
With no related allowance recorded [Abstract]	'		'		'
Recorded Investment	525,000		1,575,000		'
Unpaid Principal Balance	525,000		1,575,000		'
Related Allowance	0		0		'
Average Recorded Investment	1,050,000		1,213,000		'
Interest Income Recognized	14,000		26,000		'
With an allowance recorded [Abstract]	'		'		'
Recorded Investment	375,000		52,000		'
Unpaid Principal Balance	395,000		52,000		'
Related Allowance	60,000		30,000		'
Average Recorded Investment	214,000		172,000		'
Interest Income Recognized	4,000		4,000		'
Totals [Abstract]	'		'		'
Related Allowance	60,000		30,000		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	1,153,000	[1]	2,505,000	[1]	'
Finance Leases Commercial [Member]	'		'		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	0	[1]	0	[1]	'
Other Loans [Member]	'		'		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	0	[1]	0	[1]	'
Commercial Total [Member]	'		'		'
With an allowance recorded [Abstract]	'		'		'
Related Allowance	225,000		483,000		'
Totals [Abstract]	'		'		'
Recorded Investment	3,554,000		5,483,000		'
Unpaid Principal Balance	4,464,000		6,122,000		'
Related Allowance	225,000		483,000		'
Average Recorded Investment	4,518,000		5,499,000		'
Interest Income Recognized	26,000		75,000		'
Consumer Total [Member]	'		'		'
With an allowance recorded [Abstract]	'		'		'
Related Allowance	120,000		114,000		'
Totals [Abstract]	'		'		'
Recorded Investment	271,000		330,000		'
Unpaid Principal Balance	271,000		338,000		'
Related Allowance	120,000		114,000		'
Average Recorded Investment	301,000		309,000		'
Interest Income Recognized	3,000		7,000		'
Residential Total [Member]	'		'		'
With an allowance recorded [Abstract]	'		'		'
Related Allowance	60,000		30,000		'
Totals [Abstract]	'		'		'
Recorded Investment	900,000		1,627,000		'
Unpaid Principal Balance	920,000		1,627,000		'
Related Allowance	60,000		30,000		'
Average Recorded Investment	1,264,000		1,385,000		'
Interest Income Recognized	18,000		30,000		'
Consumer - Credit Card [Member]	'		'		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	0	[1]	0	[1]	'
Residential Construction [Member]	'		'		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	0	[1]	0	[1]	'
Residential - Subprime [Member]	'		'		'
Loans on Nonaccrual Status [Abstract]	'		'		'
Loans on Nonaccrual Status	$0	[1]	$0	[1]	'
[1]	Balances have been adjusted from previously reported amounts for discounts associated with purchase credit impaired loans.

LOANS_Troubled_Debt_Restructur

LOANS, Troubled Debt Restructuring (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Contract	Loan
	Loan
Troubled Debt Restructuring [Abstract]	'	'
Current	$156,000	'
Past Due Greater than 30 Days	23,000	0
Nonaccrual TDRs	233,000	232,000
Total TDRs	412,000	4,137,000
Decrease in TDR	-3,700,000	'
Pre-modified contracts identified as TDRs	1	'
Pre-modification balance identified as TDR	27,000	'
Number of TDR defaulted	'	4
TDR defaulted during the period	'	259,000
Troubled debt restructurings executed during current period	3,900,000	'
Number of loans removed from TDR (Troubled debt restructuring) status after loan was paid off	2	'
Commercial, Financial and Agricultural [Member]	'	'
Troubled Debt Restructuring [Abstract]	'	'
Current	0	0
Past Due Greater than 30 Days	23,000	0
Nonaccrual TDRs	233,000	232,000
Total TDRs	256,000	232,000
Real Estate - Commercial [Member]	'	'
Troubled Debt Restructuring [Abstract]	'	'
Current	156,000	3,905,000
Past Due Greater than 30 Days	0	0
Nonaccrual TDRs	0	0
Total TDRs	$156,000	$3,905,000

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	$105,040	$91,650	'
Less accumulated depreciation and amortization	-32,697	-28,189	'
Premises and equipment, net	72,343	63,461	'
Depreciation expense	5,568	3,799	3,265
Land [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	16,771	14,949	'
Buildings and Improvements [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	46,091	40,505	'
Furniture, Fixtures, and Equipment [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	26,244	23,775	'
Automobiles [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	1,299	812	'
Leasehold Improvements [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	10,146	10,047	'
Construction-In-Process [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	$4,489	$1,562	'

GOODWILL_AND_OTHER_INTANGIBLE_2

GOODWILL AND OTHER INTANGIBLE ASSETS (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Bond
Changes to carrying amount of goodwill [Roll Forward]	'	'	'
Goodwill, beginning of period	$42,781,000	$24,959,000	'
Adjustment to goodwill	-610,000	-136,000	'
Goodwill acquired during the year	'	17,958,000	'
Goodwill, end of period	42,171,000	42,781,000	24,959,000
Reclassification of a liability assumed from PSB acquisition	415,000	'	'
Increase in the value of fixed assets acquired	351,000	'	'
Increase to income tax receivable from PSB acquisition	190,000	'	'
Goodwill market value adjustment	254,000	'	'
Number of bonds held in investment portfolio at acquisition	2	'	'
Increase to income tax payable from PSB acquisition	36,000	'	'
Net of deferred taxes adjustment resulted in reduction to goodwill	610,000	'	'
Finite-Lived Intangible Assets [Line Items]	'	'	'
Amortization expense	1,106,000	762,000	230,000
Core Deposit Intangible Assets [Member]	'	'	'
Finite-Lived Intangible Assets [Line Items]	'	'	'
Gross carrying amount	11,674,000	11,674,000	'
Less accumulated amortization	-3,733,000	-2,627,000	'
Net carrying amount	7,941,000	9,047,000	'
Core deposit intangibles acquired	'	2,700,000	'
Amortization expense	1,100,000	762,000	230,000
Summary of estimated amortization expense [Abstract]	'	'	'
2014	1,106,000	'	'
2015	1,106,000	'	'
2016	1,106,000	'	'
2017	1,106,000	'	'
2018	1,106,000	'	'
Thereafter	$2,411,000	'	'

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
DEPOSITS [Abstract]	'	'
Noninterest-bearing	$383,257,000	$381,083,000
Savings and money market	465,748,000	402,121,000
NOW accounts	429,279,000	456,222,000
Time deposits less than $100	112,782,000	133,304,000
Time deposits $100 or more	127,737,000	179,174,000
Total deposits	1,518,803,000	1,551,904,000
Maturities of time deposits [Abstract]	'	'
2014	177,339,000	'
2015	41,369,000	'
2016	11,730,000	'
2017	5,610,000	'
2018	4,470,000	'
Thereafter	1,000	'
Total time deposits	240,519,000	'
Related party deposits	$16,400,000	$29,100,000

SECURITIES_SOLD_UNDER_AGREEMEN1

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
				Retail Repurchase Agreements [Member]	Retail Repurchase Agreements [Member]	Repurchase Agreement with CitiGroup Global Markets, Inc [Member]	Repurchase Agreement with CitiGroup Global Markets, Inc [Member]
Short-term Debt [Line Items]	'	'	'	'	'	'	'
Securities sold under agreements to repurchase	$53,916,000	$41,447,000	'	$41,400,000	$28,900,000	$12,500,000	$12,500,000
Average interest rate of outstanding agreements (in hundredths)	'	'	'	0.43%	0.44%	'	'
Securities pledged as collateral	'	'	'	$51,800,000	$52,700,000	$15,700,000	$19,500,000
Variable rate basis for the first term of the loan	'	'	'	'	'	'3-month LIBOR	'3-month LIBOR
First term of loan	'	'	'	'	'	'12 months	'12 months
Fixed interest rate for remainder of term (in hundredths)	'	'	'	'	'	4.57%	4.57%
Debt to equity threshold evaluation percentage (in hundredths)	30.00%	30.00%	30.00%	'	'	'	'

SHORTTERM_FEDERAL_HOME_LOAN_BA1

SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
	Loan
SHORT-TERM FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'	'
FHLB short term amount	$25,000,000	$0
Number of FHLB advances	1	'
Maturity period for the advances from the Federal Home Loan Bank	'87 days	'
Fixed interest rate of FHLB (in hundredths)	0.15%	'
Short-term and long-term FHLB advances are collateralized	180,600,000	'
Additional FHLB advances available	$130,400,000	$206,100,000

NOTES_PAYABLE_Details

NOTES PAYABLE (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013
			Notes Payable [Member]
Note Payable [Abstract]	'	'	'
Long-term Federal Home Loan Bank advances	$26,703,000	$27,128,000	'
Notes payable First National Bankers Bank	1,000,000	2,000,000	1,000,000
Notes payable	27,703,000	29,128,000	'
FHLB advances [Abstract]	'	'	'
2014	426,000	'	'
2015	426,000	'	'
2016	427,000	'	'
2017	15,403,000	'	'
2019	10,021,000	'	'
Long-term Federal Home Loan Bank advances	26,703,000	27,128,000	'
Weighted Average Rate [Abstract]	'	'	'
2014	5.06%	'	'
2015	5.06%	'	'
2016	5.06%	'	'
2017	3.41%	'	'
2019	1.99%	'	'
Notes payable, annual payments	'	'	250,000
Notes payable, description of variable rate basis	'	'	'New York Prime
Maturities of notes payable [Abstract]	'	'	'
2014	'	'	250,000
2015	'	'	250,000
2016	'	'	250,000
2017	'	'	250,000
Notes payable	$1,000,000	$2,000,000	$1,000,000

JUNIOR_SUBORDINATED_DEBENTURES2

JUNIOR SUBORDINATED DEBENTURES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012
Debt Instrument [Line Items]	'		'
Debt Issued	$29,384		$29,384
Trust Preferred Securities Subject to Mandatory Redemption [Member]	'		'
Debt Instrument [Line Items]	'		'
Debt Issued	29,384		29,384
Trust Preferred Securities Subject to Mandatory Redemption [Member] | Junior Subordinated Debt February 22, 2001 issuance [Member]	'		'
Debt Instrument [Line Items]	'		'
Date Issued	22-Feb-01		'
Maturity Date	22-Feb-31		'
Interest Rate (in hundredths)	10.20%		'
Callable After	22-Feb-11		'
Debt Issued	7,217		7,217
Trust Preferred Securities Subject to Mandatory Redemption [Member] | Junior Subordinated Debentures July 31, 2001 issuance [Member]	'		'
Debt Instrument [Line Items]	'		'
Date Issued	31-Jul-01	[1]	'
Maturity Date	9-Jul-31		'
Variable Rate Basis	'3 month LIBOR		'
Basis spread on variable rate (in hundredths)	3.30%		'
Callable After	31-Jul-06		'
Debt Issued	5,671		5,671
Trust Preferred Securities Subject to Mandatory Redemption [Member] | Junior Subordinated Debentures September 20, 2004 issuance [Member]	'		'
Debt Instrument [Line Items]	'		'
Date Issued	20-Sep-04		'
Maturity Date	20-Sep-34		'
Variable Rate Basis	'3 month LIBOR		'
Basis spread on variable rate (in hundredths)	2.50%		'
Callable After	20-Sep-09		'
Debt Issued	8,248		8,248
Trust Preferred Securities Subject to Mandatory Redemption [Member] | Junior Subordinated Debentures October 12, 2006 issuance [Member]	'		'
Debt Instrument [Line Items]	'		'
Date Issued	12-Oct-06	[1]	'
Maturity Date	12-Oct-36		'
Variable Rate Basis	'3 month LIBOR		'
Basis spread on variable rate (in hundredths)	1.85%		'
Callable After	26-Jun-11		'
Debt Issued	5,155		5,155
Trust Preferred Securities Subject to Mandatory Redemption [Member] | Junior Subordinated Debentures June 21, 2007 issuance [Member]	'		'
Debt Instrument [Line Items]	'		'
Date Issued	21-Jun-07	[1]	'
Maturity Date	21-Jun-37		'
Variable Rate Basis	'3 month LIBOR		'
Basis spread on variable rate (in hundredths)	1.70%		'
Callable After	15-Jun-12		'
Debt Issued	$3,093		$3,093
[1]	Assumed in PSB acquisition.

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Future annual minimum rental payments due under non-cancellable operating leases [Abstract]	'	'	'
2014	$2,194,000	'	'
2015	2,001,000	'	'
2016	1,702,000	'	'
2017	1,485,000	'	'
2018	1,229,000	'	'
Thereafter	10,159,000	'	'
Total future annual minimum rental payments	18,770,000	'	'
Rent expense under operating leases	2,600,000	2,500,000	2,000,000
Line of Credit Facility [Line Items]	'	'	'
Borrowing lines capacity	130,400,000	206,100,000	'
FHLB of Dallas line of credit [Member]	'	'	'
Line of Credit Facility [Line Items]	'	'	'
Borrowing lines capacity	130,400,000	'	'
Correspondent banks line of credit [Member]	'	'	'
Line of Credit Facility [Line Items]	'	'	'
Amount of federal funds lines of credit available through correspondent banks	33,500,000	'	'
Federal Reserve of Atlanta line of credit [Member]	'	'	'
Line of Credit Facility [Line Items]	'	'	'
Line of credit facility, remaining borrowing capacity	206,500,000	'	'
Borrowings line outstanding	$0	'	'

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Deferred tax assets [Abstract]	'	'	'
Allowance for loan losses	$5,359	$6,325	'
Alternative minimum tax credit	0	1,300	'
Other	2,193	2,575	'
Total deferred tax assets	7,552	10,200	'
Deferred tax liabilities [Abstract]	'	'	'
Premises and equipment	5,153	4,958	'
FHLB stock dividends	59	57	'
Unrealized gains on securities	1,227	5,914	'
Other	1,884	1,747	'
Total deferred tax liabilities	8,323	12,676	'
Net deferred tax liability	771	2,476	'
Components of income tax expense [Abstract]	'	'	'
Current	3,323	2,128	1,055
Deferred expense (benefit)	2,828	1,651	-491
Total income tax expense	6,151	3,779	564
Income tax reconciliation [Abstract]	'	'	'
Federal income tax statutory rate (in hundredths)	35.00%	35.00%	34.00%
Taxes calculated at statutory rate	7,114	4,697	1,713
Increase (decrease) resulting from [Abstract]	'	'	'
Tax-exempt interest, net	-1,095	-988	-1,121
Tax credits	0	0	0
Other	132	70	-28
Total income tax expense	$6,151	$3,779	$564

EMPLOYEE_BENEFITS_Details

EMPLOYEE BENEFITS (Details) (USD $)	0 Months Ended		12 Months Ended
	Feb. 19, 2009	Feb. 06, 2009	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Feb. 05, 2009
EMPLOYEE BENEFITS [Abstract]	'	'	'	'	'	'
ESOP loan	'	'	'	'	'	$300,000
Number of shares purchased (in shares)	5,828	25,000	'	'	'	'
Purchase price per share (in dollars per share)	$9.05	$9.89	'	'	$9.73	'
ESOP compensation expense	'	'	720,000	428,000	469,000	'
Total ESOP shares (in shares)	'	'	537,373	573,476	'	'
Deferred compensation liability	'	'	1,200,000	1,200,000	'	'
Deferred compensation expense	'	'	74,000	68,000	232,000	'
Defined contribution plan expense	'	'	12,000	39,000	9,000	'
Defined contribution plan participation service period	'	'	'90 days	'	'	'
Employer contribution to 401(k) retirement plan	'	'	$60,000	$33,000	$31,000	'

EMPLOYEE_STOCK_PLANS_Details

EMPLOYEE STOCK PLANS (Details) (USD $)	12 Months Ended					0 Months Ended	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013	Feb. 28, 2007	Jun. 30, 2010	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013
	Stock Options [Member]	Stock Options [Member]	Stock Options [Member]	2007 Omnibus Incentive Compensation Plan [Member]	2007 Omnibus Incentive Compensation Plan [Member]	2007 Omnibus Incentive Compensation Plan [Member]	2007 Omnibus Incentive Compensation Plan [Member]	2007 Omnibus Incentive Compensation Plan [Member]	2007 Omnibus Incentive Compensation Plan [Member]	1997 Stock Incentive Plan [Member]
						Restricted Stock [Member]	Restricted Stock [Member]	Restricted Stock [Member]	Restricted Stock [Member]	Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'	'	'	'	'	'	'
Common shares outstanding reserved for issuance under the plan (in shares)	'	'	'	'	525,000	'	'	'	'	'
Shares available for grant under the plan (in shares)	'	'	'	92,428	'	'	'	'	'	'
Options vesting on an annual basis, 20% of group per year (in shares)	'	'	'	'	'	'	'	'	'	390,140
Annual vesting percentage, vesting group 20% per year (in hundredths)	'	'	'	'	'	'	'	'	'	20.00%
Options vesting on an annual basis, 16.67% of group per year (in shares)	'	'	'	'	'	'	'	'	'	42,502
Annual vesting percentage, vesting group 16.67% per year (in hundredths)	'	'	'	'	'	'	'	'	'	16.67%
Vesting period	'	'	'	'	'	'	'3 years	'	'	'10 years
Options [Roll Forward]	'	'	'	'	'	'	'	'	'	'
Outstanding, beginning of period (in shares)	307,845	35,100	53,918	'	'	'	'	'	'	'
Granted (in shares)	131,280	294,803	'	'	'	'	'	'	'	'
Exercised (in shares)	-6,155	-14,117	-10,240	'	'	'	'	'	'	'
Forfeited (in shares)	-328	-7,941	-8,578	'	'	'	'	'	'	'
Outstanding, end of period (in shares)	432,642	307,845	35,100	'	'	'	'	'	'	18,003
Exercisable, beginning of period (in shares)	20,983	35,100	'	'	'	'	'	'	'	'
Exercisable, end of period (in shares)	70,457	20,983	35,100	'	'	'	'	'	'	'
Weighted Average Exercise Price [Roll Forward]	'	'	'	'	'	'	'	'	'	'
Outstanding, beginning of period (in dollars per share)	$13.36	$14.07	$12.86	'	'	'	'	'	'	'
Granted (in dollars per share)	$15.82	$12.97	'	'	'	'	'	'	'	'
Exercised (in dollars per share)	$11.10	$7.15	$6.60	'	'	'	'	'	'	'
Forfeited (in dollars per share)	$20.88	$12.97	$15.39	'	'	'	'	'	'	'
Exercisable, beginning of period (in dollars per share)	$18.72	$14.07	'	'	'	'	'	'	'	'
Outstanding, end of period (in dollars per share)	$14.13	$13.36	$14.07	'	'	'	'	'	'	'
Exercisable, end of period (in dollars per share)	$14.81	$18.72	$14.07	'	'	'	'	'	'	'
Weighted Average Remaining Contractual Term, Outstanding, End of Period	'8 years 6 months 4 days	'	'	'	'	'	'	'	'	'
Weighted Average Remaining Contractual Term, Exercisable, End of Period	'6 years 5 months 23 days	'	'	'	'	'	'	'	'	'
Aggregate Intrinsic Value, Outstanding, End of Period	$1,612,000	'	'	'	'	'	'	'	'	'
Aggregate Intrinsic Value, Exercisable, End of Period	215,000	'	'	'	'	'	'	'	'	'
Summary activity relating to non-vested stock awards [Roll Forward]	'	'	'	'	'	'	'	'	'	'
Balance at beginning of year (in shares)	286,862	'	'	'	'	'	15,313	'	'	'
Granted (in shares)	131,280	'	'	'	'	22,047	0	'	'	'
Vested (in shares)	-55,957	'	'	'	'	'	14,430	'	'	'
Forfeited (in shares)	0	'	'	'	'	'	-883	'	'	'
Balance at end of year (in shares)	362,185	286,862	'	'	'	'	0	15,313	'	'
Weighted Average Grant Date Fair Value [Roll Forward]	'	'	'	'	'	'	'	'	'	'
Unvested options outstanding, beginning of year (in dollars per share)	$4.41	'	'	'	'	'	'	'	'	'
Granted (in dollars per share)	$5.59	'	'	'	'	'	$12.77	'	'	'
Vested (in dollars per share)	$4.41	'	'	'	'	'	'	'	'	'
Forfeited (in dollars per share)	$0	'	'	'	'	'	'	'	'	'
Unvested options outstanding, end of year (in dollars per share)	$4.84	$4.41	'	'	'	'	'	'	'	'
Unrecognized compensation cost related to non-vested share-based compensation arrangements	1,500,000	'	'	'	'	'	'	'	'	'
Share-based compensation expense	308,000	150,000	13,000	'	'	'	21,000	57,000	62,000	'
Assumptions made in estimating fair value of options granted [Abstract]	'	'	'	'	'	'	'	'	'	'
Risk free rate of interest (in hundredths)	1.30%	0.70%	'	'	'	'	'	'	'	'
Expected volatility (in hundredths)	47.40%	46.10%	'	'	'	'	'	'	'	'
Dividend yield (in hundredths)	2.10%	2.00%	'	'	'	'	'	'	'	'
Average expected life	'5 years	'5 years	'	'	'	'	'	'	'	'
Weighted-average grant-date fair value (in dollars per share)	$5.59	$4.41	'	'	'	'	'	'	'	'
Intrinsic value of the options exercised	$41,000	$130,000	$66,000	'	'	'	'	'	'	'

STOCKHOLDERS_EQUITY_Details

STOCKHOLDERS' EQUITY (Details) (USD $)

12 Months Ended

0 Months Ended

1 Months Ended

12 Months Ended

1 Months Ended

3 Months Ended

12 Months Ended

0 Months Ended

12 Months Ended

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 28, 2012

Jan. 09, 2009

Aug. 31, 2011

Dec. 31, 2009

Dec. 31, 2010

Aug. 31, 2011

Dec. 31, 2013

Jun. 30, 2013

Dec. 31, 2013

Dec. 28, 2012

Dec. 31, 2013

Common Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series C Preferred Stock [Member]

Series C Preferred Stock [Member]

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Funds available to pay dividends to the Parent Company without regulatory approval

$21,300,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock issued during period (in shares)

'

'

'

756,511

20,000

'

'

'

32,000

'

'

'

99,971

'

Proceeds from issuance of preferred stock

0

0

32,000,000

'

20,000,000

'

'

'

'

'

'

'

'

'

Proceeds from issuance of preferred stock used for additional capital

'

'

'

'

'

'

'

'

$12,000,000

'

'

'

'

'

Number of securities called by warrants (in shares)

'

'

'

'

208,768

'

'

104,384

'

'

'

'

'

'

Exercise price of warrants (in dollars per share)

'

'

'

'

$14.37

'

'

'

'

'

'

'

'

'

Dividend rate on preferred stock (in hundredths)

'

'

'

'

'

'

5.00%

'

'

1.00%

'

'

'

4.00%

Target growth rate in qualified small business loans

'

'

'

'

'

'

'

'

'

'

10.00%

'

'

'

Increase in Dividend rate on preferred stock in March 2016 (in hundredth)

'

'

'

'

'

'

'

'

'

'

'

9.00%

'

'

Stock redeemed during the period (in shares)

'

'

'

'

'

20,000

'

'

'

'

'

'

'

'

Stated value (in dollars per share)

'

'

'

'

'

$1,000

'

'

'

'

'

'

'

'

Conversion price (per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

$18

Company right period to require conversion in trading days

'

'

'

'

'

'

'

'

'

'

'

'

'

'P20D

Company right period to require conversion in consecutive days

'

'

'

'

'

'

'

'

'

'

'

'

'

'30 days

Company right to require conversion above conversion price (in hundredths)

'

'

'

'

'

'

'

'

'

'

'

'

'

130.00%

OTHER_COMPREHENSIVE_LOSS_INCOM2

OTHER COMPREHENSIVE (LOSS) INCOME (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Securities available-for-sale (Before tax) [Abstract]	'	'	'
Change in unrealized gain during period	($12,481)	$831	$5,507
Reclassification adjustment for gains included in net income	-234	-204	-99
Total other comprehensive (loss) income, before tax	-12,715	627	5,408
Securities available-for-sale: (Tax Effect) [Abstract]	'	'	'
Change in unrealized gain during period	4,368	-291	-1,872
Reclassification adjustment for gains included in net income	82	71	34
Total other comprehensive income (loss), tax effect	4,450	-220	-1,838
Securities available-for-sale (Net of Tax) [Abstract]	'	'	'
Change in unrealized gain during period	-8,113	540	3,635
Reclassification adjustment for gains included in net income	-152	-133	-65
Total other comprehensive (loss) income, net of tax	-8,265	407	3,570
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'	'	'
Gain on securities, net	234	204	99
Income tax expense	6,151	3,779	564
Net earnings	14,176	9,642	4,473
Unrealized Gains and Losses on Securities Available-for-Sale [Member] | Reclassification Out Of Accumulated Other Comprehensive Income [Member]	'	'	'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'	'	'
Gain on securities, net	-234	-204	-99
Income tax expense	82	71	34
Net earnings	($152)	($133)	($65)

NET_EARNINGS_PER_COMMON_SHARE_1

NET EARNINGS PER COMMON SHARE (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
NET EARNINGS PER COMMON SHARE [Abstract]	'	'	'
Net earnings available to common shareholders	$12,844	$8,095	$2,671
Dividends on Series C preferred stock	400	0	0
Adjusted net earnings available to common shareholders	$13,244	$8,095	$2,671
Weighted average number of common shares outstanding used in computation of basic earnings per common share (in shares)	11,247,000	10,482,000	9,787,000
Effect of dilutive securities [Abstract]	'	'	'
Stock options (in shares)	50,000	24,000	7,000
Restricted stock (in shares)	0	12,000	5,000
Preferred stock (in shares)	564,000	6,000	0
Weighted average number of common shares outstanding plus effect of dilutive securities used in computation of diluted earnings per common share (in shares)	11,861,000	10,524,000	9,799,000
Stock Options [Member]	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'
Antidilutive shares excluded from computing diluted earnings per share (in shares)	134,611	18,331	18,331
Warrant [Member]	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'
Antidilutive shares excluded from computing diluted earnings per share (in shares)	104,384	104,384	104,384

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commitments to Extend Credit [Member]	'	'
Financial instruments whose contract amounts represent credit risk [Abstract]	'	'
Contract or Notional Amount	$264,346	$237,085
Letters of Credit [Member]	'	'
Financial instruments whose contract amounts represent credit risk [Abstract]	'	'
Contract or Notional Amount	$9,505	$9,958
Letters of credit secured by marketable securities (in hundredths)	86.00%	88.00%

REGULATORY_MATTERS_Details

REGULATORY MATTERS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Actual [Abstract]	'	'
Total capital to risk weighted assets amount	$178,343	$165,302
Tier I capital to risk weighted assets amount	169,242	157,753
Tier I capital to average assets amount	169,242	157,753
Total capital to risk weighted assets ratio (in hundredths)	14.19%	14.10%
Tier I capital to risk weighted assets ratio (in hundredths)	13.47%	13.46%
Tier I capital to average assets ratio (in hundredths)	9.35%	11.82%
Required for Minimum Capital Adequacy Purposes [Abstract]	'	'
Total capital to risk weighted assets amount	100,536	93,770
Tier I capital to risk weighted assets amount	50,268	46,885
Tier I capital to average assets amount	72,405	53,399
Total capital to risk weighted assets ratio (in hundredths)	8.00%	8.00%
Tier I capital to risk weighted assets ratio (in hundredths)	4.00%	4.00%
Tier I capital to average assets ratio (in hundredths)	4.00%	4.00%
Bank [Member]	'	'
Actual [Abstract]	'	'
Total capital to risk weighted assets amount	170,262	162,159
Tier I capital to risk weighted assets amount	161,283	154,610
Tier I capital to average assets amount	161,283	154,610
Total capital to risk weighted assets ratio (in hundredths)	13.56%	13.84%
Tier I capital to risk weighted assets ratio (in hundredths)	12.84%	13.20%
Tier I capital to average assets ratio (in hundredths)	8.91%	11.58%
Required for Minimum Capital Adequacy Purposes [Abstract]	'	'
Total capital to risk weighted assets amount	100,466	93,703
Tier I capital to risk weighted assets amount	50,233	46,851
Tier I capital to average assets amount	72,384	53,421
Total capital to risk weighted assets ratio (in hundredths)	8.00%	8.00%
Tier I capital to risk weighted assets ratio (in hundredths)	4.00%	4.00%
Tier I capital to average assets ratio (in hundredths)	4.00%	4.00%
To be Well Capitalized Under Prompt Corrective Action Provisions [Abstract]	'	'
Total capital to risk weighted assets amount	125,582	117,128
Tier I capital to risk weighted assets amount	75,349	70,277
Tier I capital to average assets amount	$108,576	$80,132
Total capital to risk weighted assets ratio (in hundredths)	10.00%	10.00%
Tier I capital to risk weighted assets ratio (in hundredths)	6.00%	6.00%
Tier I capital to average assets ratio (in hundredths)	6.00%	6.00%

FAIR_VALUE_MEASUREMENTS_AND_DI2

FAIR VALUE MEASUREMENTS AND DISCLOSURES (Details) (USD $)

12 Months Ended

In Thousands, unless otherwise specified

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Minimum [Member]

Maximum [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Period when new appraisals are received

'

'28 days

'42 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Discount for selling costs (in hundredths)

6.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Additional discount for taxes, insurance and maintenance costs (in hundredths)

4.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale Securities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

U.S. Government sponsored enterprises

'

'

'

$11,265

$13,424

$0

$0

$11,265

$13,424

$0

$0

'

'

'

'

'

'

'

'

Obligations of state and political subdivisions

'

'

'

59,978

87,421

0

0

59,978

87,421

0

0

'

'

'

'

'

'

'

'

GSE mortgage-backed securities

'

'

'

145,965

178,819

0

0

145,965

178,819

0

0

'

'

'

'

'

'

'

'

Collateralized mortgage obligations: residential

'

'

'

70,887

101,986

0

0

70,887

101,986

0

0

'

'

'

'

'

'

'

'

Collateralized mortgage obligations: commercial

'

'

'

27,346

29,761

0

0

27,346

29,761

0

0

'

'

'

'

'

'

'

'

Other asset-backed securities

'

'

'

25,489

12,742

0

0

25,489

12,742

0

0

'

'

'

'

'

'

'

'

Collateralized debt obligation

'

'

'

735

464

0

0

735

464

0

0

'

'

'

'

'

'

'

'

Assets and Liabilities measured on nonrecurring basis [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired loans

'

'

'

'

'

'

'

'

'

'

'

1,973

2,245

0

0

1,973

2,245

0

0

Other real estate

'

'

'

'

'

'

'

'

'

'

'

$6,687

$7,496

$0

$0

$6,687

$7,496

$0

$0

FAIR_VALUE_MEASUREMENTS_AND_DI3

FAIR VALUE MEASUREMENTS AND DISCLOSURES, by Balance Sheet Grouping (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial assets [Abstract]	'	'
Securities available-for-sale	$341,665	$424,617
Carrying Value [Member]	'	'
Financial assets [Abstract]	'	'
Cash and cash equivalents	59,731	73,573
Time deposits held in banks	'	881
Securities available-for-sale	341,665	424,617
Securities held-to-maturity	155,523	153,524
Other investments	11,526	8,310
Loans, net	1,128,775	1,039,570
Cash surrender value of life insurance policies	13,450	13,183
Financial liabilities [Abstract]	'	'
Non-interest-bearing deposits	383,257	380,557
Interest-bearing deposits	1,135,546	1,171,347
Securities sold under agreements to repurchase	53,916	41,447
Short-term Federal Home Loan Bank advances	25,000	'
Notes payable	27,703	29,128
Junior subordinated debentures	29,384	29,384
Fair Value [Member] | Level 1 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and cash equivalents	59,731	73,573
Time deposits held in banks	'	0
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Other investments	11,526	8,310
Loans, net	0	0
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]	'	'
Non-interest-bearing deposits	0	0
Interest-bearing deposits	0	0
Securities sold under agreements to repurchase	53,916	41,447
Short-term Federal Home Loan Bank advances	0	'
Notes payable	0	0
Junior subordinated debentures	0	0
Fair Value [Member] | Level 2 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and cash equivalents	0	0
Time deposits held in banks	'	0
Securities available-for-sale	341,665	424,617
Securities held-to-maturity	151,168	156,924
Other investments	0	0
Loans, net	0	0
Cash surrender value of life insurance policies	13,450	13,183
Financial liabilities [Abstract]	'	'
Non-interest-bearing deposits	383,257	380,557
Interest-bearing deposits	895,346	859,183
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances	25,000	'
Notes payable	0	0
Junior subordinated debentures	22,167	22,167
Fair Value [Member] | Level 3 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and cash equivalents	0	0
Time deposits held in banks	'	883
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Other investments	0	0
Loans, net	1,139,740	1,046,495
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]	'	'
Non-interest-bearing deposits	0	0
Interest-bearing deposits	241,359	314,783
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances	0	'
Notes payable	28,813	29,128
Junior subordinated debentures	$7,776	$7,776

OTHER_NONINTEREST_INCOME_AND_E2

OTHER NON-INTEREST INCOME AND EXPENSE (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
OTHER NON-INTEREST INCOME AND EXPENSE [Abstract]	'	'	'
Threshold for analysis of noninterest income (in hundredths)	1.00%	1.00%	1.00%
Threshold for analysis of noninterest expense (in hundredths)	1.00%	1.00%	1.00%
Professional fees	$1,709	$2,022	$2,518
FDIC fees	1,136	930	921
Marketing expenses	2,340	1,648	1,663
Corporate development expense	1,507	1,022	984
Data processing	1,955	1,689	2,355
Printing and supplies	1,494	1,105	890
Expenses on other real estate owned and other assets repossessed	1,201	1,767	1,511
Amortization of intangibles	$1,106	$762	$230

CONDENSED_FINANCIAL_INFORMATIO2

CONDENSED FINANCIAL INFORMATION OF PARENT COMPANY (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Assets	'	'	'	'
Cash and interest-bearing deposits in banks	$43,488,000	$46,297,000	'	'
Securities available-for-sale	341,665,000	424,617,000	'	'
Other assets	4,656,000	8,594,000	'	'
Total assets	1,851,160,000	1,851,728,000	'	'
Liabilities:	'	'	'	'
Notes payable	27,703,000	29,128,000	'	'
Junior subordinated debentures	29,384,000	29,384,000	'	'
Other	5,605,000	10,624,000	'	'
Total liabilities	1,660,411,000	1,662,487,000	'	'
Total shareholders' equity	190,749,000	189,241,000	161,837,000	136,653,000
Total liabilities and stockholders' equity	1,851,160,000	1,851,728,000	'	'
Expenses:	'	'	'	'
Interest on short- and long-term debt	1,232,000	756,000	807,000	'
Professional fees	1,709,000	2,022,000	2,518,000	'
Income before income taxes	20,327,000	13,421,000	5,037,000	'
Income tax benefit	-6,151,000	-3,779,000	-564,000	'
Net earnings	14,176,000	9,642,000	4,473,000	'
Cash flows from operating activities:	'	'	'	'
Net earnings	14,176,000	9,642,000	4,473,000	'
Adjustments to reconcile net earnings to net cash provided by operating activities:	'	'	'	'
Net cash provided by operating activities	25,884,000	17,947,000	13,204,000	'
Cash flows from investing activities:	'	'	'	'
Purchase of securities available-for-sale	-68,043,000	-100,384,000	-149,332,000	'
Net cash (used in) provided by investing activities	-38,931,000	-5,296,000	-47,506,000	'
Cash flows from financing activities:	'	'	'	'
Proceeds from issuance of Series B preferred stock	0	0	32,000,000	'
Proceeds from exercise of stock options	69,000	100,000	67,000	'
Payment of preferred dividends	-1,519,000	-1,579,000	-938,000	'
Payment of common dividends	-3,320,000	-2,932,000	-2,725,000	'
Repayment of long-term debt	-1,000,000	0	0	'
Net cash (used in) provided by financing activities	-795,000	-22,381,000	25,698,000	'
Net increase (decrease) in cash and cash equivalents	-13,842,000	-9,730,000	-8,604,000	'
Cash and cash equivalents, beginning of year	73,573,000	83,303,000	91,907,000	'
Cash and cash equivalents, end of year	59,731,000	73,573,000	83,303,000	'
Parent Company [Member]	'	'	'	'
Assets	'	'	'	'
Cash and interest-bearing deposits in banks	7,879,000	4,982,000	'	'
Securities available-for-sale	735,000	0	'	'
Other assets	2,561,000	2,233,000	'	'
Investment in and advances to subsidiaries	211,575,000	217,049,000	'	'
Total assets	222,750,000	224,264,000	'	'
Liabilities:	'	'	'	'
Dividends payable	1,093,000	1,113,000	'	'
Notes payable	1,000,000	2,000,000	'	'
Junior subordinated debentures	29,384,000	29,384,000	'	'
Other	524,000	2,526,000	'	'
Total liabilities	32,001,000	35,023,000	'	'
Total shareholders' equity	190,749,000	189,241,000	'	'
Total liabilities and stockholders' equity	222,750,000	224,264,000	'	'
Revenue:	'	'	'	'
Dividends from Bank and nonbank subsidiaries	11,000,000	0	0	'
Rental and other income	125,000	102,000	908,000	'
Total revenue	11,125,000	102,000	908,000	'
Expenses:	'	'	'	'
Interest on short- and long-term debt	1,415,000	984,000	971,000	'
Professional fees	345,000	804,000	337,000	'
Other expenses	547,000	1,126,000	643,000	'
Total expenses	2,307,000	2,914,000	1,951,000	'
Income before income taxes	8,818,000	-2,812,000	-1,043,000	'
Equity in undistributed earnings of subsidiaries	4,600,000	11,477,000	5,167,000	'
Income tax benefit	758,000	977,000	349,000	'
Net earnings	14,176,000	9,642,000	4,473,000	'
Cash flows from operating activities:	'	'	'	'
Net earnings	14,176,000	9,642,000	4,473,000	'
Adjustments to reconcile net earnings to net cash provided by operating activities:	'	'	'	'
Undistributed earnings of subsidiaries	-4,600,000	-11,477,000	-5,167,000	'
Other, net	-672,000	-2,307,000	144,000	'
Net cash provided by operating activities	8,904,000	-4,142,000	-550,000	'
Cash flows from investing activities:	'	'	'	'
Purchase of securities available-for-sale	-464,000	0	0	'
Investments in and advances to subsidiaries	0	0	-11,972,000	'
Outlays for business acquisition, net of cash acquired	0	-14,360,000	0	'
Other, net	223,000	0	0	'
Net cash (used in) provided by investing activities	-241,000	-14,360,000	-11,972,000	'
Cash flows from financing activities:	'	'	'	'
Proceeds from issuance of Series B preferred stock	0	0	32,000,000	'
Payment to redeem Series A preferred stock	0	0	-20,000,000	'
Proceeds from exercise of stock options	69,000	100,000	68,000	'
Payment of preferred dividends	-1,519,000	-1,579,000	-938,000	'
Payment of common dividends	-3,320,000	-2,932,000	-2,724,000	'
Repayment of long-term debt	-1,000,000	0	0	'
Tax benefit from exercise of stock options	4,000	1,000	0	'
Net cash (used in) provided by financing activities	-5,766,000	-4,410,000	8,406,000	'
Net increase (decrease) in cash and cash equivalents	2,897,000	-22,912,000	-4,116,000	'
Cash and cash equivalents, beginning of year	4,982,000	27,894,000	32,010,000	'
Cash and cash equivalents, end of year	$7,879,000	$4,982,000	$27,894,000	'