Midsouth Bancorp (MSL) 10-Q 9 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	9-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'MIDSOUTH BANCORP INC	'
Entity Central Index Key	'0000745981	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	11,286,769
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'

Consolidated_Balance_Sheets_un

Consolidated Balance Sheets (unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks, including required reserves of $9,902 and $9,542, respectively	$39,087	$43,488	[1]
Interest-bearing deposits in banks	24,041	13,993	[1]
Federal funds sold	1,375	2,250	[1]
Securities available-for-sale, at fair value (cost of $328,705 at March 31, 2014 and $341,828 at December 31, 2013)	331,488	341,665	[1]
Securities held-to-maturity (fair value of $149,974 at March 31, 2014 and $151,168 at December 31, 2013)	152,162	155,523	[1]
Other investments	11,530	11,526	[1]
Loans	1,184,189	1,137,554	[1]
Allowance for loan losses	-8,765	-8,779	[1]
Loans, net	1,175,424	1,128,775	[1]
Bank premises and equipment, net	72,500	72,343	[1]
Accrued interest receivable	6,495	6,692	[1]
Goodwill	42,171	42,171	[1]
Intangibles	7,664	7,941	[1]
Cash surrender value of life insurance	13,505	13,450	[1]
Other real estate	6,525	6,687	[1]
Other assets	4,958	4,656	[1]
Total assets	1,888,925	1,851,160	[1]
Deposits:	'	'
Non-interest-bearing	379,576	383,257	[1]
Interest bearing	1,168,354	1,135,546	[1]
Total deposits	1,547,930	1,518,803	[1]
Securities sold under agreements to repurchase	51,995	53,916	[1]
Short-term Federal Home Loan Bank advances	25,000	25,000	[1]
Notes payable	27,347	27,703	[1]
Junior subordinated debentures	29,384	29,384
Other liabilities	8,632	5,605	[1]
Total liabilities	1,690,288	1,660,411	[1]
Commitments and contingencies	'	'	[1]
Shareholders' equity:	'	'
Common stock, $0.10 par value; 30,000,000 shares authorized, 11,432,131 and 11,407,196 issued and 11,281,647 and 11,256,712 outstanding at March 31, 2014 and December 31, 2013, respectively	1,143	1,141	[1]
Additional paid-in capital	111,659	111,017	[1]
Accumulated other comprehensive income (loss)	1,809	-106	[1]
Treasury stock - 150,484 shares at March 31, 2014 and December 31, 2013, at cost	-3,286	-3,286	[1]
Retained earnings	45,764	39,986	[1]
Total shareholders' equity	198,637	190,749	[1]
Total liabilities and shareholders' equity	1,888,925	1,851,160	[1]
Preferred Stock Series B [Member]	'	'
Shareholders' equity:	'	'
Preferred stock	32,000	32,000	[1]
Preferred Stock Series C [Member]	'	'
Shareholders' equity:	'	'
Preferred stock	$9,548	$9,997	[1]
[1]	Derived from audited financial statements.

Consolidated_Balance_Sheets_un1

Consolidated Balance Sheets (unaudited) (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Assets	'	'
Cash and due from banks, reserves	$9,902	$9,542
Securities available-for-sale, at cost	328,705	341,828
Securities held-to-maturity, at fair value	$149,974	$151,168
Stockholders' equity:	'	'
Common stock, par value (in dollars per share)	$0.10	$0.10
Common stock, authorized (in shares)	30,000,000	30,000,000
Common stock, issued (in shares)	11,432,131	11,407,196
Common stock, outstanding (in shares)	11,281,647	11,256,712
Treasury stock (in shares)	150,484	150,484
Preferred Stock Series B [Member]	'	'
Stockholders' equity:	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, authorized (in shares)	5,000,000	5,000,000
Preferred stock, issued (in shares)	32,000	32,000
Preferred stock, outstanding (in shares)	32,000	32,000
Preferred Stock Series C [Member]	'	'
Stockholders' equity:	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, authorized (in shares)	100,000	100,000
Preferred stock, issued (in shares)	95,483	99,971
Preferred stock, outstanding (in shares)	95,483	99,971

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest income:	'	'
Loans, including fees	$17,483	$17,117
Securities and other investments:	'	'
Taxable	2,136	2,059
Nontaxable	693	839
Federal funds sold	1	4
Time and interest bearing deposits in other banks	16	38
Other investments	70	72
Total interest income	20,399	20,129
Interest expense:	'	'
Deposits	871	1,078
Securities sold under agreements to repurchase	180	179
Other borrowings and payable	106	124
Junior subordinated debentures	347	336
Total interest expense	1,504	1,717
Net interest income	18,895	18,412
Provision for loan losses	550	550
Net interest income after provision for loan losses	18,345	17,862
Non-interest income:	'	'
Service charges on deposits	2,380	2,171
Gain on securities, net	0	204
ATM and debit card income	1,714	1,356
Executive officer life insurance proceeds	3,000	0
Other charges and fees	823	700
Total non-interest income	7,917	4,431
Non-interest expenses:	'	'
Salaries and employee benefits	8,813	8,392
Occupancy expense	3,791	3,597
FDIC insurance	262	345
Other	4,836	5,097
Total non-interest expenses	17,702	17,431
Income before income taxes	8,560	4,862
Income tax expense	1,702	1,434
Net earnings	6,858	3,428
Dividends on preferred stock	180	292
Net earnings available to common shareholders	$6,678	$3,136
Earnings per share:	'	'
Basic (in dollars per share)	$0.59	$0.28
Diluted (in dollars per share)	$0.57	$0.27
Weighted average number of shares outstanding:	'	'
Basic (in shares)	11,258	11,238
Diluted (in shares)	11,879	11,866
Dividends declared per common share (in dollars per share)	$0.08	$0.07

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements of Comprehensive Income (unaudited) [Abstract]	'	'
Net earnings	$6,858	$3,428
Unrealized gains on securities available-for-sale:	'	'
Unrealized holding gains arising during the year	2,946	-1,115
Less: reclassification adjustment for gains on sales of securities available-for-sale	0	-204
Total other comprehensive income (loss), before tax	2,946	-1,319
Income tax effect related to items of other comprehensive income (loss)	-1,031	461
Total other comprehensive income (loss), net of tax	1,915	-858
Total comprehensive income	$8,773	$2,570

Consolidated_Statement_of_Shar

Consolidated Statement of Shareholders' Equity (unaudited) (USD $)	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]	Retained Earnings [Member]	Total
In Thousands, except Share data, unless otherwise specified
Balance at Dec. 31, 2013	$41,997	$1,141	$111,017	($106)	($3,286)	$39,986	$190,749	[1]
Balance (in shares) at Dec. 31, 2013	131,971	11,407,196	'	'	'	'	'
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'	'
Net earnings	0	0	0	0	0	6,858	6,858
Dividends on Series B and Series C preferred stock	0	0	0	0	0	-180	-180
Dividends on common stock, $0.08 per share	0	0	0	0	0	-900	-900
Conversion of Series C preferred stock to common stock	-449	2	447	0	0	0	0
Conversion of Series C preferred stock to common stock (in shares)	-4,488	24,935	'	'	'	'	'
Stock option expense	0	0	195	0	0	0	195
Change in accumulated other comprehensive income	0	0	0	1,915	0	0	1,915
Balance at Mar. 31, 2014	$41,548	$1,143	$111,659	$1,809	($3,286)	$45,764	$198,637
Balance (in shares) at Mar. 31, 2014	127,483	11,432,131	'	'	'	'	'
[1]	Derived from audited financial statements.

Consolidated_Statement_of_Shar1

Consolidated Statement of Shareholders' Equity (unaudited) (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014
Consolidated Statement of Shareholders' Equity (unaudited) [Abstract]	'
Dividends on common stock (in dollars per share)	$0.08

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:	'	'
Net earnings	$6,858	$3,428
Adjustments to reconcile net earnings to net cash provided by operating activities:	'	'
Depreciation	1,473	1,321
Accretion of purchase accounting adjustments	-981	-1,914
Provision for loan losses	550	550
Provision for deferred tax expense	277	599
Amortization of premiums on securities, net	930	1,299
Amortization of other investments	1	5
Stock option expense	195	62
Restricted stock expense	0	8
Net gain on sale of investment securities	0	-204
Net loss on sale of other real estate owned	26	8
Net write down of other real estate owned	31	47
Net (gain) loss on sale/disposal of premises and equipment	-28	6
Change in accrued interest receivable	197	-156
Change in accrued interest payable	-204	-286
Change in other assets & other liabilities, net	1,565	1,284
Net cash provided by operating activities	10,890	6,057
Cash flows from investing activities:	'	'
Net decrease in time deposits in other banks	0	881
Proceeds from maturities and calls of securities available-for-sale	12,316	23,664
Proceeds from maturities and calls of securities held-to-maturity	4,191	7,620
Proceeds from sale of securities available-for-sale	0	41,839
Purchases of securities available-for-sale	0	-35,866
Purchases of securities held-to-maturity	-1,104	-22,194
Proceeds from redemption of other investments	150	0
Purchases of other investments	-3	-1,712
Net change in loans	-46,021	15,075
Purchases of premises and equipment	-1,634	-4,664
Proceeds from sale of premises and equipment	32	1
Proceeds from sale of other real estate owned	15	306
Net cash (used in) provided by investing activities	-32,058	24,950
Cash flows from financing activities:	'	'
Change in deposits	29,206	8,453
Change in securities sold under agreements to repurchase	-1,921	7,110
Repayments of Federal Home Loan Bank advances	-15	-14
Repayments of notes payable	-250	-250
Proceeds and tax benefit from exercise of stock options	0	30
Payment of dividends on preferred stock	-180	-368
Payment of dividends on common stock	-900	-1,532
Net cash provided by financing activities	25,940	13,429
Net increase in cash and cash equivalents	4,772	44,436
Cash and cash equivalents, beginning of period	59,731	73,573
Cash and cash equivalents, end of period	64,503	118,009
Supplemental cash flow information:	'	'
Interest paid	1,708	2,003
Income taxes paid	0	200
Noncash investing and financing activities	'	'
Transfer of loans to other real estate	0	417
Accrued preferred stock dividends	180	292
Financed sales of other real estate	$84	$0

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2014
Basis of Presentation [Abstract]	'
Basis of Presentation	'
	1.  Basis of Presentation
	The accompanying unaudited consolidated financial statements and notes thereto contain all adjustments, consisting only of normal recurring adjustments, necessary to present fairly, in accordance with accounting principles generally accepted in the United States of America (“GAAP”), the financial position of MidSouth Bancorp, Inc. (the “Company”) and its subsidiaries as of March 31, 2014 and the results of their operations and their cash flows for the periods presented. The interim financial information should be read in conjunction with the annual consolidated financial statements and the notes thereto included in the Company’s 2013 Annual Report on Form 10-K.
	The results of operations for the three-month period ended March 31, 2014 are not necessarily indicative of the results to be expected for the entire year.
	Use of Estimates — The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates.
	Summary of Significant Accounting Policies — The accounting and reporting policies of the Company conform with GAAP and general practices within the banking industry.  There have been no material changes or developments in the application of accounting principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies and Estimates as disclosed in our 2013 Annual Report on Form 10-K.
	Recently Adopted Accounting Pronouncements — ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force) provides guidance on when an in-substance repossession or foreclosure occurs, which requires the mortgage loan to be derecognized and the related real estate be recognized.  Creditors must disclose the amount of foreclosed residential real estate held as well as the amount of collateralized loans for which foreclosure is in process.  The effective date of this Update is for fiscal years beginning on or after December 15, 2014 and interim periods within those annual periods.  Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.

Investment_Securities

Investment Securities	3 Months Ended
	Mar. 31, 2014
Investment Securities [Abstract]	'
Investment Securities	'
	2.  Investment Securities
	The portfolio of investment securities consisted of the following (in thousands):
		31-Mar-14
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises	$	11,328	$	1	$	163	$	11,166
	Obligations of state and political subdivisions		52,097		2,079		116		54,060
	GSE mortgage-backed securities		141,719		2,597		1,371		142,945
	Collateralized mortgage obligations: residential		71,137		360		2,147		69,350
	Collateralized mortgage obligations: commercial		27,005		374		148		27,231
	Other asset-backed securities		24,955		432		24		25,363
	Collateralized debt obligation		464		909		-		1,373
		$	328,705	$	6,752	$	3,969	$	331,488
		31-Dec-13
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises	$	11,455	$	1	$	191	$	11,265
	Obligations of state and political subdivisions		57,925		2,296		243		59,978
	GSE mortgage-backed securities		146,129		2,029		2,193		145,965
	Collateralized mortgage obligations: residential		73,569		212		2,894		70,887
	Collateralized mortgage obligations: commercial		27,082		416		152		27,346
	Other asset-backed securities		25,204		351		66		25,489
	Collateralized debt obligation		464		271		-		735
		$	341,828	$	5,576	$	5,739	$	341,665
		31-Mar-14
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions	$	46,999	$	18	$	1,492	$	45,525
	GSE mortgage-backed securities		75,634		590		706		75,518
	Collateralized mortgage obligations: residential		13,897		-		671		13,226
	Collateralized mortgage obligations: commercial		15,632		73		-		15,705
		$	152,162	$	681	$	2,869	$	149,974
		31-Dec-13
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions	$	47,377	$	38	$	2,586	$	44,829
	GSE mortgage-backed securities		78,272		148		1,079		77,341
	Collateralized mortgage obligations: residential		14,189		-		979		13,210
	Collateralized mortgage obligations: commercial		15,685		103		-		15,788
		$	155,523	$	289	$	4,644	$	151,168
	With the exception of three private-label collateralized mortgage obligations (“CMOs”) with a combined balance remaining of $57,000 at March 31, 2014, all of the Company’s CMOs are government-sponsored enterprise (“GSE”) securities.
	The amortized cost and fair value of debt securities at March 31, 2014 by contractual maturity are shown in the following table (in thousands) with the exception of other asset-backed securities, mortgage-backed securities, CMOs, and the collateralized debt obligation.   Expected maturities may differ from contractual maturities for mortgage-backed securities and CMOs because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	Available-for-sale:
	Due in one year or less	$	8,965	$	9,094
	Due after one year through five years		34,408		35,389
	Due after five years through ten years		14,871		15,649
	Due after ten years		5,181		5,094
	Other asset-backed securities		24,955		25,363
	Mortgage-backed securities and collateralized mortgage obligations:
	Residential		212,856		212,295
	Commercial		27,005		27,231
	Collateralized debt obligation		464		1,373
		$	328,705	$	331,488
	Amortized		Fair
	Cost		Value
Held-to-maturity:
Due in one year or less	$	107	$	107
Due after one year through five years		2,411		2,408
Due after five years through ten years		6,928		6,768
Due after ten years		37,553		36,242
Mortgage-backed securities and collateralized mortgage obligations:
Residential		89,531		88,744
Commercial		15,632		15,705
	$	152,162	$	149,974
Details concerning investment securities with unrealized losses are as follows (in thousands):
	31-Mar-14
	Securities with losses				Securities with losses				Total
	under 12 months				over 12 months
	Fair		Gross		Fair		Gross		Fair		Gross
	Value		Unrealized		Value		Unrealized		Value		Unrealized
			Loss				Loss				Loss
Available-for-sale:
U.S. Government sponsored enterprises	$	10,413	$	163	$	-	$	-	$	10,413	$	163
Obligations of state and  political subdivisions		3,850		109		481		7		4,331		116
GSE mortgage-backed  securities		56,625		1,360		10,702		11		67,327		1,371
Collateralized mortgage  obligations: residential		39,722		1,471		13,169		676		52,891		2,147
Collateralized mortgage  obligations: commercial		4,266		148		-		-		4,266		148
Other asset-backed securities		5,864		24		-		-		5,864		24
	$	120,740	$	3,275	$	24,352	$	694	$	145,092	$	3,969
	31-Dec-13
	Securities with losses				Securities with losses				Total
	under 12 months				over 12 months
	Fair		Gross		Fair		Gross		Fair Value		Gross
	Value		Unrealized		Value		Unrealized				Unrealized
			Loss				Loss				Loss
Available-for-sale:
U.S. Government sponsored enterprises	$	10,463	$	191	$	-	$	-	$	10,463	$	191
Obligations of state and  political subdivisions		4,256		243		-		-		4,256		243
GSE mortgage-backed  securities		68,028		2,193		-		-		68,028		2,193
Collateralized mortgage  obligations: residential		56,975		2,563		4,371		331		61,346		2,894
Collateralized mortgage  obligations: commercial		4,282		152		-		-		4,282		152
Other asset-backed securities		13,099		66		-		-		13,099		66
	$	157,103	$	5,408	$	4,371	$	331	$	161,474	$	5,739
	31-Mar-14
	Securities with losses				Securities with losses				Total
	under 12 months				over 12 months
	Fair		Gross		Fair		Gross		Fair		Gross
	Value		Unrealized		Value		Unrealized		Value		Unrealized
			Loss				Loss				Loss
Held-to-maturity:
Obligations of state and political subdivisions	$	19,478	$	622	$	21,648	$	870	$	41,126	$	1,492
GSE mortgage-backed securities		30,385		706		-		-		30,385		706
Collateralized mortgage obligations: residential		8,924		400		4,302		271		13,226		671
	$	58,787	$	1,728	$	25,950	$	1,141	$	84,737	$	2,869
	31-Dec-13
	Securities with losses				Securities with losses				Total
	under 12 months				over 12 months
	Fair		Gross		Fair		Gross		Fair		Gross
	Value		Unrealized		Value		Unrealized		Value		Unrealized
			Loss				Loss				Loss
Held-to-maturity:
Obligations of state and political subdivisions	$	42,246	$	2,569	$	685	$	17	$	42,931	$	2,586
GSE mortgage-backed securities		31,042		1,079		-		-		31,042		1,079
Collateralized mortgage obligations: residential		13,210		979		-		-		13,210		979
	$	86,498	$	4,627	$	685	$	17	$	87,183	$	4,644
Management evaluates each quarter whether unrealized losses on securities represent impairment that is other than temporary. For debt securities, the Company considers its intent to sell the securities or if it is more likely than not the Company will be required to sell the securities.  If such impairment is identified, based upon the intent to sell or the more likely than not threshold, the carrying amount of the security is reduced to fair value with a charge to earnings. Upon the result of the aforementioned review, management then reviews for potential other than temporary impairment based upon other qualitative factors.  In making this evaluation, management considers changes in market rates relative to those available when the security was acquired, changes in market expectations about the timing of cash flows from securities that can be prepaid, performance of the debt security, and changes in the market’s perception of the issuer’s financial health and the security’s credit quality.  If determined that a debt security has incurred other than temporary impairment, then the amount of the credit related impairment is determined.  If a credit loss is evident, the amount of the credit loss is charged to earnings and the non-credit related impairment is recognized through other comprehensive income.
As of March 31, 2014, 101 securities had unrealized losses totaling 2.89% of the individual securities’ amortized cost basis and 1.42% of the Company’s total amortized cost basis.  31 of the 101 securities had been in an unrealized loss position for over twelve months at March 31, 2014.  These 31 securities had an amortized cost basis and unrealized loss of $52.1 million and $1.8 million, respectively.  The unrealized losses on debt securities at March 31, 2014 resulted from changing market interest rates over the yields available at the time the underlying securities were purchased.  Management identified no impairment related to credit quality.  At March 31, 2014, management had the intent and ability to hold impaired securities and no impairment was evaluated as other than temporary.  As a result, no other than temporary impairment losses were recognized during the three months ended March 31, 2014.
During the three months ended March 31, 2014, the Company did not sell any securities.  During the three months ended March 31, 2013, the Company sold 21 securities classified as available-for-sale at a net gain of approximately $204,000.  Of the 21 securities sold, 18 securities were sold with gains totaling approximately $217,000 and three securities were sold at a loss of approximately $13,000.
Securities with an aggregate carrying value of approximately $270.5 million and $259.9 million at March 31, 2014 and December 31, 2013, respectively, were pledged to secure public funds on deposit and for other purposes required or permitted by law.

Credit_Quality_of_Loans_and_Al

Credit Quality of Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Credit Quality of Loans and Allowance for Loan Losses [Abstract]	'
Credit Quality of Loans and Allowance for Loan Losses	'
	3.   Credit Quality of Loans and Allowance for Loan Losses
	The loan portfolio consisted of the following (in thousands):
		31-Mar-14			31-Dec-13
	Commercial, financial and agricultural	$	435,523		$	403,976
	Real estate - construction		78,988			82,691
	Real estate – commercial		408,546			397,135
	Real estate – residential		150,551			146,841
	Installment loans to individuals		101,869			97,459
	Lease financing receivable		5,102			5,542
	Other		3,610			3,910
			1,184,189			1,137,554
	Less allowance for loan losses		(8,765	)		(8,779	)
		$	1,175,424		$	1,128,775
	The Company monitors loan concentrations and evaluates individual customer and aggregate industry leverage, profitability, risk rating distributions, and liquidity for each major standard industry classification segment.  At March 31, 2014, one industry segment concentration, the oil and gas industry, constituted more than 10% of the loan portfolio.  The Company’s exposure in the oil and gas industry, including related service and manufacturing industries, totaled approximately $239.3 million, or 20.2% of total loans.  Additionally, the Company’s exposure to loans secured by commercial real estate is monitored.  At March 31, 2014, loans secured by commercial real estate (including commercial construction, farmland and multifamily loans) totaled approximately $469.3 million.  Of the $469.3 million, $373.9 million represent CRE loans, 63% of which are secured by owner-occupied commercial properties.  Of the $469.3 million in loans secured by commercial real estate, $3.4 million, or 0.7%, were on nonaccrual status at March 31, 2014.
	Allowance for Loan Losses
	The allowance for loan losses is a valuation account available to absorb probable losses on loans. All losses are charged to the allowance for loan losses when the loss actually occurs or when a determination is made that a loss is likely to occur. Recoveries are credited to the allowance for loan losses at the time of recovery.  Quarterly, the probable level of losses in the existing portfolio is estimated through consideration of various factors.  Based on these estimates, the allowance for loan losses is increased by charges to earnings and decreased by charge‑offs (net of recoveries).
	The allowance is composed of general reserves and specific reserves.  General reserves are determined by applying loss percentages to segments of the portfolio.  The loss percentages are based on each segment’s historical loss experience, generally over the past twelve to eighteen months, and adjustment factors derived from conditions in the Company’s internal and external environment.  All loans considered to be impaired are evaluated on an individual basis to determine specific reserve allocations in accordance with GAAP.  Loans for which specific reserves are provided are excluded from the calculation of general reserves.
	Loans acquired in business combinations are initially recorded at fair value, which includes an estimate of credit losses expected to be realized over the remaining lives of the loans, and therefore no corresponding allowance for loan losses is recorded for these loans at acquisition. Methods utilized to estimate any subsequently required allowance for loan losses for acquired loans not deemed credit-impaired at acquisition are similar to originated loans; however, the estimate of loss is based on the unpaid principal balance and then compared to any remaining unaccreted purchase discount. To the extent that the calculated loss is greater than the remaining unaccreted purchase discount, an allowance is recorded for such difference.
	The Company has an internal loan review department that is independent of the lending function to challenge and corroborate the loan grade assigned by the lender and to provide additional analysis in determining the adequacy of the allowance for loan losses.
	A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the three months ended March 31, 2014 and 2013 is as follows (in thousands):
		31-Mar-14
					Real Estate
		Coml, Fin,			Construction			Commercial			Residential			Consumer			Finance			Other		Total
		and Agric															Leases Coml
	Allowance for loan losses:
	Beginning balance	$	3,906		$	1,046		$	1,389		$	1,141		$	1,273		$	21		$	3	$	8,779
	Charge-offs		(431	)		(1	)		(13	)		(84	)		(159	)		-			-		(688	)
	Recoveries		14			-			37			8			65			-			-		124
	Provision		749			36			8			(172	)		(69	)		(2	)		-		550
	Ending balance	$	4,238		$	1,081		$	1,421		$	893		$	1,110		$	19		$	3	$	8,765
	Ending balance: individually evaluated for impairment	$	86		$	3		$	57		$	71		$	131		$	-		$	-	$	348
	Ending balance: collectively evaluated for impairment	$	4,152		$	1,078		$	1,364		$	822		$	979		$	19		$	3	$	8,417
	Loans:
	Ending balance	$	435,523		$	78,988		$	408,546		$	150,551		$	101,869		$	5,102		$	3,610	$	1,184,189
	Ending balance: individually evaluated for impairment	$	2,273		$	154		$	3,195		$	951		$	292		$	-		$	-	$	6,865
	Ending balance: collectively evaluated for impairment	$	433,250		$	78,834		$	404,652		$	149,442		$	101,577		$	5,102		$	3,610	$	1,176,467
	Ending balance: loans acquired with deteriorated credit quality	$	-		$	-		$	699		$	158		$	-		$	-		$	-	$	857
		31-Mar-13
					Real Estate
		Coml, Fin,			Construction			Commercial			Residential			Consumer			Finance			Other		Total
		and Agric															Leases Coml
	Allowance for loan losses:
	Beginning balance	$	1,535		$	2,147		$	2,166		$	936		$	543		$	41		$	2	$	7,370
	Charge-offs		(181	)		-			(18	)		(109	)		(216	)		-			-		(524	)
	Recoveries		16			5			10			1			29			-			-		61
	Provision		212			111			115			41			69			1			1		550
	Ending balance	$	1,582		$	2,263		$	2,273		$	869		$	425		$	42		$	3	$	7,457
	Ending balance: individually evaluated for impairment	$	467		$	51		$	21		$	42		$	106		$	-		$	-	$	687
	Ending balance: collectively evaluated for impairment	$	1,115		$	2,212		$	2,252		$	827		$	319		$	42		$	3	$	6,770
	Loans:
	Ending balance	$	315,397		$	82,508		$	405,705		$	138,284		$	88,898		$	4,962		$	2,105	$	1,037,859
	Ending balance: individually evaluated for impairment	$	1,648		$	835		$	2,688		$	1,205		$	255		$	-		$	-	$	6,631
	Ending balance: collectively evaluated for impairment	$	313,749		$	81,673		$	399,051		$	136,791		$	88,643		$	4,962		$	2,105	$	1,026,974
	Ending balance: loans acquired with deteriorated credit quality	$	-		$	-		$	3,966		$	288		$	-		$	-		$	-	$	4,254
	Non-Accrual and Past Due Loans
	Loans are considered past due if the required principal and interest payment have not been received as of the date such payments were due.  Loans are placed on non-accrual status when, in management’s opinion, the probability of collection of interest is deemed insufficient to warrant further accrual.  For loans placed on non-accrual status, the accrual of interest is discontinued and subsequent payments received are applied to the principal balance.  Interest income is recorded after principal has been satisfied and as payments are received.  Non-accrual loans may be returned to accrual status if all principal and interest amounts contractually owed are reasonably assured of repayment within a reasonable period and there is a period of at least six months to one year of repayment performance by the borrower depending on the contractual payment terms.
	An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands):
					31-Mar-14
		30-59			60-89			Greater			Total			Current			Total Loans			Recorded
		Days			Days			than 90			Past									Investment
		Past Due			Past			Days			Due									> 90 days
					Due			Past												and
								Due												Accruing
Commercial, financial, and agricultural	$	2,358		$	851		$	1,213		$	4,422		$	431,101		$	435,523		$	123
Commercial real estate - construction		122			12			62			196			60,542			60,738			-
Commercial real estate - other		1,474			720			2,937			5,131			403,415			408,546			-
Residential - construction		149			-			44			193			18,057			18,250			-
Residential - prime		2,206			-			928			3,134			147,417			150,551			100
Consumer - credit card		36			34			6			76			5,782			5,858			6
Consumer - other		433			145			305			883			95,128			96,011			22
Lease financing receivable		-			-			-			-			5,102			5,102			-
Other loans		100			2			-			102			3,508			3,610			-
	$	6,878		$	1,764		$	5,495		$	14,137		$	1,170,052		$	1,184,189		$	251
	31-Dec-13
	30-59			60-89			Greater			Total			Current			Total Loans			Recorded
	Days			Days			than 90			Past									Investment
	Past Due			Past			Days			Due									> 90 days
				Due			Past												and
							Due												Accruing
Commercial, financial, and agricultural	$	4,350		$	208		$	1,256		$	5,814		$	398,162		$	403,976		$	26
Commercial real estate - construction		36			-			63			99			64,794			64,893			-
Commercial real estate - other		1,230			1,447			2,395			5,072			392,063			397,135			141
Residential - construction		149			-			-			149			17,649			17,798			-
Residential - prime		2,984			870			307			4,161			142,680			146,841			-
Consumer - credit card		36			-			7			43			6,163			6,206			7
Consumer - other		767			102			269			1,138			90,115			91,253			4
Lease financing receivable		-			-			-			-			5,542			5,542			-
Other loans		125			-			-			125			3,785			3,910			-
	$	9,677		$	2,627		$	4,297		$	16,601		$	1,120,953		$	1,137,554		$	178
Non-accrual loans are as follows (in thousands):
	31-Mar-14			31-Dec-13
Commercial, financial, and agricultural	$	1,118		$	1,272
Commercial real estate – construction		44			100
Commercial real estate - other		3,377			2,290
Residential - construction		-			-
Residential - prime		1,187			1,153
Consumer - credit card		-			-
Consumer - other		299			284
Lease financing receivable		-			-
Other		-			-
	$	6,025		$	5,099
The amount of interest that would have been recorded on non-accrual loans, had the loans not been classified as non-accrual, totaled approximately $118,000 and $148,000 for the three months ended March 31, 2014 and 2013, respectively.  Interest actually received on non-accrual loans at March 31, 2014 and 2013 was $88,000 and $36,000, respectively.
Impaired Loans
Loans are considered impaired when, based upon current information, it is probable the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement.  All loans classified as special mention, substandard, or doubtful, based on credit risk rating factors, and are reviewed for impairment.  An allowance for each impaired loan is calculated based on the present value of expected future cash flows discounted at the loan’s effective interest rate or at the loan’s observable market price or the fair value of the collateral if the loan is collaterally dependent.  All impaired loans are reviewed, at a minimum, on a quarterly basis.  Existing valuations are reviewed to determine if additional discounts or new appraisals are required.  After this review, when comparing the resulting collateral valuation to the outstanding loan balance, if the discounted collateral value exceeds the loan balance no specific allocation is reserved.  Acquired impaired loans are generally not subject to individual evaluation for impairment and are not reported with impaired loans or troubled debt restructurings, even if they would otherwise qualify for such treatment.
Loans that are individually evaluated for impairment are as follows (in thousands):
	31-Mar-14
	Recorded			Unpaid			Related			Average			Interest
	Investment			Principal			Allowance			Recorded			Income
				Balance						Investment			Recognized
With no related allowance recorded:
Commercial, financial, and agricultural	$	1,842		$	2,235		$	-		$	1,256		$	21
Commercial real estate – construction		71			71			-			66			-
Commercial real estate – other		2,697			3,171			-			2,273			-
Residential – prime		529			529			-			527			1
Residential – construction		44			44			-			22			-
Consumer – other		61			61			-			63			-
Subtotal:		5,244			6,111			-			4,207			22
With an allowance recorded:
Commercial, financial, and agricultural		431			431			86			501			-
Commercial real estate – construction		39			39			3			39			1
Commercial real estate – other		498			498			57			431			2
Residential – prime		422			442			71			399			1
Consumer – other		231			245			131			218			-
Subtotal:		1,621			1,655			348			1,588			4
Totals:
Commercial		5,468			6,335			143			4,461			22
Residential		951			971			71			926			2
Construction		154			154			3			127			2
Consumer		292			306			131			281			-
Grand total:	$	6,865		$	7,766		$	348		$	5,795		$	26
	31-Dec-13
	Recorded			Unpaid			Related			Average			Interest
	Investment			Principal			Allowance			Recorded			Income
				Balance						Investment			Recognized
With no related allowance recorded:
Commercial, financial, and agricultural	$	671		$	1,107		$	-		$	617		$	3
Commercial real estate – construction		61			61			-			416			-
Commercial real estate – other		1,850			2,324			-			2,190			8
Residential – prime		525			525			-			1,050			14
Consumer – other		66			66			-			90			1
Subtotal:		3,173			4,083			-			4,363			26
With an allowance recorded:
Commercial, financial, and agricultural		570			570			168			821			3
Commercial real estate – construction		39			39			3			102			1
Commercial real estate – other		363			363			54			372			11
Residential – prime		375			395			60			214			4
Consumer – other		205			205			120			211			2
Subtotal:		1,552			1,572			405			1,720			21
Totals:
Commercial		3,454			4,364			222			4,000			25
Residential		900			920			60			1,264			18
Construction		100			100			3			518			1
Consumer		271			271			120			301			3
Grand total:	$	4,725		$	5,655		$	405		$	6,083		$	47
Credit Quality
The Company manages credit risk by observing written underwriting standards and lending policy established by the Board of Directors and management to govern all lending activities.  The risk management program requires that each individual loan officer review his or her portfolio on a quarterly basis and assign recommended credit ratings on each loan.  These efforts are supplemented by independent reviews performed by a loan review officer and other validations performed by the internal audit department.  The results of the reviews are reported directly to the Audit Committee of the Board of Directors.
Loans can be classified into the following three risk rating grades: pass, special mention, and substandard/doubtful.  Factors considered in determining a risk rating grade include debt service capacity, capital structure/liquidity, management, collateral quality, industry risk, company trends/operating performance, repayment source, revenue diversification/customer concentration, quality of financial information, and financing alternatives.  Pass grade signifies the highest quality of loans to loans with reasonable credit risk, which may include borrowers with marginally adequate financial performance, but have the ability to repay the debt.  Special mention loans have potential weaknesses that warrant extra attention from the loan officer and other management personnel, but still have the ability to repay the debt.  Substandard classification includes loans with well-defined weaknesses with risk of potential loss.  Loans classified as doubtful are considered to have little recovery value and are charged off.
The following tables present the classes of loans by risk rating (in thousands):
				31-Mar-14
Commercial Credit Exposure
Credit Risk Profile by
Creditworthiness Category
				Commercial,			Commercial			Commercial			Total			% of Total
				financial, and			real estate -			real estate -
				agricultural			construction			other
Pass				$	424,566		$	60,579		$	383,915		$	869,060			96.05	%
Special mention					6,864			49			7,165			14,078			1.55	%
Substandard					3,680			110			17,466			21,256			2.35	%
Doubtful					413			-			-			413			0.05	%
				$	435,523		$	60,738		$	408,546		$	904,807			100	%
Residential Credit Exposure
Credit Risk Profile by
Creditworthiness Category
				Residential -			Residential -			Residential -			Total			% of Total
				construction			prime			subprime
Pass				$	18,206		$	147,088		$	-		$	165,294			97.92	%
Special mention					-			571			-			571			0.34	%
Substandard					44			2,892			-			2,936			1.74	%
				$	18,250		$	150,551		$	-		$	168,801			100	%
Consumer and Commercial Credit
Exposure
Credit Risk Profile Based on
Payment Activity
	Consumer -			Consumer -			Lease			Other			Total			% of Total
	credit card			other			financing
							receivable
Performing	$	5,852		$	95,698		$	5,102		$	3,610		$	110,262			99.71	%
Nonperforming		6			313			-			-			319			0.29	%
	$	5,858		$	96,011		$	5,102		$	3,610		$	110,581			100	%
				31-Dec-13
Commercial Credit Exposure
Credit Risk Profile by
Creditworthiness Category
				Commercial,			Commercial			Commercial			Total			% of Total
				financial, and			real estate -			real estate -
				agricultural			construction			other
Pass				$	397,513		$	63,577		$	371,618		$	832,708			96.15	%
Special mention					2,962			49			8,781			11,792			1.36	%
Substandard					3,272			1,267			16,736			21,275			2.46	%
Doubtful					229			-			-			229			0.03	%
				$	403,976		$	64,893		$	397,135		$	866,004			100	%
Residential Credit Exposure
Credit Risk Profile by
Creditworthiness Category
				Residential -			Residential -			Residential			Total			% of Total
				construction			prime			- subprime
Pass				$	17,798		$	143,790		$	-		$	161,588			98.15	%
Special mention					-			548			-			548			0.33	%
Substandard					-			2,503			-			2,503			1.52	%
				$	17,798		$	146,841		$	-		$	164,639			100	%
Consumer and Commercial Credit
Exposure
Credit Risk Profile Based on
Payment Activity
	Consumer -			Consumer -			Lease			Other			Total			% of Total
	credit card			other			financing
							receivable
Performing	$	6,196		$	90,978		$	5,542		$	3,910		$	106,626			99.73	%
Nonperforming		10			275			-			-			285			0.27	%
	$	6,206		$	91,253		$	5,542		$	3,910		$	106,911			100	%
Troubled Debt Restructurings
A troubled debt restructuring (“TDR”) is a restructuring of a debt made by the Company to a debtor for economic or legal reasons related to the debtor’s financial difficulties that it would not otherwise consider.  The Company grants the concession in an attempt to protect as much of its investment as possible.
Information about the Company’s TDRs is as follows (in thousands):
	31-Mar-14
	Current			Past Due			Nonaccrual			Total TDRs
				Greater			TDRs
				Than 30
				Days
Commercial, financial and agricultural	$	1,187		$	-		$	234		$	1,421
Real estate - commercial		158			-			-			158
	$	1,345		$	-		$	234		$	1,579
	31-Dec-13
	Current			Past Due			Nonaccrual			Total TDRs
				Greater			TDRs
				Than 30
				Days
Commercial, financial and agricultural	$	-		$	23		$	233		$	256
Real estate - commercial		156			-			-			156
	$	156		$	23		$	233		$	412
During the three months ended March 31, 2014, there was one loan relationship with a pre-modification balance of $1.2 million identified as a TDR through a modification of the original loan terms, and there were no defaults on any loans that were modified as TDRs during the preceding twelve months.  During the three months ended March 31, 2013, one loan with a pre-modification balance of $27,000 was identified as a TDR, and there were no defaults on any loans that were modified as TDRs during the preceding twelve months.  For purposes of the determination of an allowance for loan losses on these TDRs, as an identified TDR, the Company considers a loss probable on the loan and, as a result is reviewed for specific impairment in accordance with the Company’s allowance for loan loss methodology.  If it is determined losses are probable on such TDRs, either because of delinquency or other credit quality indicator, the Company establishes specific reserves for these loans.  As of March 31, 2014, there were no commitments to lend additional funds to debtors owing sums to the Company whose terms have been modified in TDRs.

Other_Comprehensive_Income_Los

Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2014
Other Comprehensive Income (Loss) [Abstract]	'
Other Comprehensive Income (Loss)	'
	4.  Other Comprehensive Income (Loss)
	The following is a summary of the tax effects allocated to each component of other comprehensive income (loss) (in thousands):
		Three Months Ended March 31,
		2014									2013
		Before Tax			Tax Effect				Net of Tax		Before Tax			Tax Effect		Net of Tax Amount
		Amount							Amount		Amount
	Other comprehensive income (loss):
	Securities available-for-sale:
	Change in unrealized gain during period	$	2,946		$	(1,031	)		$	1,915	$	(1,115	)	$	390	$	(725	)
	Reclassification adjustment for gains included in net income		-			-				-		(204	)		71		(133	)
	Total other comprehensive income (loss)	$	2,946		$	(1,031	)		$	1,915	$	(1,319	)	$	461	$	(858	)
	The reclassifications out of accumulated other comprehensive income into net income are presented below (in thousands):
		Three Months Ended March 31,
		2014				2013
	Details about	Reclassifications Out of Accumulated Other Comprehensive Income		Statement of Earnings		Reclassifications Out of Accumulated Other Comprehensive Income			Statement of
	Accumulated Other			Line Item					Earnings Line Item
	Comprehensive Income
	Components
	Unrealized gains and losses on securities available-for-sale:
		$	-	Gain on securities, net		$	(204	)	Gain on securities, net
			-	Income tax expense			71		Income tax expense
		$	-	Net of tax		$	(133	)	Net of tax

Earnings_Per_Common_Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Common Share [Abstract]	'
Earnings Per Common Share	'
	5.  Earnings Per Common Share
	Following is a summary of the information used in the computation of earnings per common share (in thousands):
		Three Months Ended March 31,
		2014		2013
	Net earnings available to common shareholders	$	6,678	$	3,136
	Dividends on Series C preferred stock		100		100
	Adjusted net earnings available to common shareholders	$	6,778	$	3,236
	Weighted average number of common shares outstanding used in computation of basic earnings per common share		11,258		11,238
	Effect of dilutive securities:
	Stock options		74		50
	Restricted stock		-		13
	Convertible preferred stock and warrants		547		565
	Weighted average number of common shares outstanding plus effect of dilutive securities – used in computation of diluted earnings per share		11,879		11,866
	Options to acquire 18,003 and 18,331 shares of common stock were not included in computing diluted earnings per share for the quarters ended March 31, 2014 and 2013, respectively, because the effects of these shares were anti-dilutive as a result of the exercise price of such options.

Declaration_of_Dividends

Declaration of Dividends	3 Months Ended
	Mar. 31, 2014
Declaration of Dividends [Abstract]	'
Declaration of Dividends	'
	6.  Declaration of Dividends
	A first quarter dividend of $0.08 per share for holders of common stock of record on March 14, 2014 was declared on January 15, 2014, and was paid on April 1, 2014.  On January 15, 2014, the Company also declared a 1.00% dividend for holders of its Series C preferred stock of record on April 1, 2014, which was paid on April 15, 2014.

Intangibles

Intangibles	3 Months Ended
	Mar. 31, 2014
Intangibles [Abstract]	'
Intangibles	'
	7. Intangibles
	A summary of core deposit intangible assets as of March 31, 2014 and December 31, 2013 is as follows (in thousands):
		31-Mar-14			31-Dec-13
	Gross carrying amount	$	11,674		$	11,674
	Less accumulated amortization		(4,010	)		(3,733	)
	Net carrying amount	$	7,664		$	7,941

Fair_Value_Measurement

Fair Value Measurement	3 Months Ended
	Mar. 31, 2014
Fair Value Measurement [Abstract]	'
Fair Value Measurement	'
	8.  Fair Value Measurement
	The Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value.  These levels are:
	Level 1 – Valuation is based upon quoted prices for identical instruments traded in active markets.
	Level 2 – Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market.
	Level 3 – Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market.  These unobservable assumptions reflect estimates of assumptions that market participants would use in pricing the asset or liability.  Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.
	Following is a description of valuation methodologies used for assets and liabilities which are either recorded or disclosed at fair value.
	Cash and Cash Equivalents—The carrying value of cash and cash equivalents is a reasonable estimate of fair value.
	Securities Available-for-Sale—Securities available-for-sale are recorded at fair value on a recurring basis.  Fair value measurement is based upon quoted prices, if available.  If quoted prices are not available, fair values are measured using independent pricing models or other model-based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss assumptions.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange and U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter market funds.  Securities are classified as Level 2 within the valuation hierarchy when the Company obtains fair value measurements from an independent pricing service.  The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the bond’s terms and conditions, among other things. Level 2 inputs are used to value U.S. Agency securities, mortgage-backed securities, asset-backed securities, municipal securities, single issue trust preferred securities, certain pooled trust preferred securities, collateralized debt obligations and certain equity securities that are not actively traded.
	Securities Held-to-Maturity—The fair value of securities held-to-maturity is estimated using the same measurement techniques as securities available-for-sale.
	Other Investments—The carrying value of other investments is a reasonable estimate of fair value.
	Loans—For disclosure purposes, the fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings.  For variable rate loans, the carrying amount is a reasonable estimate of fair value.  The Company does not record loans at fair value on a recurring basis.  No adjustment to fair value is taken related to illiquidity discounts.  However, from time to time, a loan is considered impaired and an allowance for loan losses is established.  Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired.  Once a loan is identified as individually impaired, management uses one of three methods to measure impairment, which, include collateral value, market value of similar debt, and discounted cash flows.  Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.  Impaired loans where an allowance is established based on the fair value of collateral or where the loan balance has been charged down to fair value require classification in the fair value hierarchy.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the impaired loan as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3.
	For non-performing loans, collateral valuations currently in file are reviewed for acceptability in terms of timeliness and applicability.  Although each determination is made based on the facts and circumstances of each credit, generally valuations are no longer considered acceptable when there has been physical deterioration of the property from when it was last appraised, or there has been a significant change in the underlying assumptions of the appraisal.  If the valuation is deemed to be unacceptable, a new appraisal is ordered.  New appraisals are typically received within 4-6 weeks.  While awaiting new appraisals, the valuation in the file is utilized, net of discounts.  Discounts are derived from available relevant market data, selling costs, taxes, and insurance.  Any perceived collateral deficiency utilizing the discounted value is specifically reserved (as required by ASC Topic 310) until the new appraisal is received or charged off.  Thus, provisions or charge-offs are recognized in the period the credit is identified as non-performing.
	The following sources are utilized to set appropriate discounts: in-market real estate agents, current local sales data, bank history for devaluation of similar property, Sheriff’s valuations and buy/sell contracts.  If a real estate agent is used to market and sell the property, values are discounted 10% for selling costs.  Additional discounts may be applied if research from the above sources indicates a discount is appropriate given devaluation of similar property from the time of the initial valuation.
	Other Real Estate—Other real estate (“ORE”) properties are adjusted to fair value upon transfer of the loans to other real estate, and annually thereafter to insure other real estate assets are carried at the lower of carrying value or fair value.  Exceptions to obtaining initial appraisals are properties where a buy/sell agreement exists for the loan value or greater, or where a Sheriff’s valuation has been received for properties liquidated through a Sheriff sale.  Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the ORE as nonrecurring Level 2.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and adjusts the appraisal value by taking an additional discount for market conditions and there is no observable market prices, the Company records the ORE asset as nonrecurring Level 3.
	Cash Surrender Value of Life Insurance Policies—Fair value for life insurance cash surrender value is based on cash surrender values indicated by the insurance companies.
	Deposits—The fair value of demand deposits, savings accounts, NOW accounts, and money market deposits is the amount payable on demand at the reporting date.  The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities.  The estimated fair value does not include customer related intangibles.
	Securities Sold Under Agreements to Repurchase—The fair value approximates the carrying value of securities sold under agreements to repurchase due to their short-term nature.
	Short-term Federal Home Loan Bank Advances—The fair value approximates the carrying value of short-term FHLB advances due to their short-term nature.
	Notes Payable—The fair value approximates the carrying value of short-term notes payable due to their short-term nature.  The fair value of long-term notes payable is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings with similar terms.
	Junior Subordinated Debentures—For junior subordinated debentures that bear interest on a floating basis, the carrying amount approximates fair value.  For junior subordinated debentures that bear interest on a fixed rate basis, the fair value is estimated using a discounted cash flow analysis that applies interest rates currently being offered on similar types of borrowings.
	Commitments to Extend Credit, Standby Letters of Credit and Credit Card Guarantees—Because commitments to extend credit and standby letters of credit are generally short-term and made using variable rates, the carrying value and estimated fair value associated with these instruments are immaterial.
	Assets Recorded at Fair Value
	The table below presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands):
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at March 31, 2014
	Description	at March 31, 2014		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises	$	11,166	$	-	$	11,166	$	-
	Obligations of state and political subdivisions		54,060		-		54,060		-
	GSE mortgage-backed securities		142,945		-		142,945		-
	Collateralized mortgage obligations: residential		69,350		-		69,350		-
	Collateralized mortgage obligations: commercial		27,231		-		27,231		-
	Other asset-backed securities		25,363		-		25,363		-
	Collateralized debt obligation		1,373		-		1,373		-
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2013
	Description	at December 31, 2013		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises	$	11,265	$	-	$	11,265	$	-
	Obligations of state and political subdivisions		59,978		-		59,978		-
	GSE mortgage-backed securities		145,965		-		145,965		-
	Collateralized mortgage obligations: residential		70,887		-		70,887		-
	Collateralized mortgage obligations: commercial		27,346		-		27,346		-
	Other asset-backed securities		25,489		-		25,489		-
	Collateralized debt obligation		735		-		735		-
	Certain assets and liabilities are measured at fair value on a nonrecurring basis and are included in the table below (in thousands).  Impaired loans are Level 2 assets measured using appraisals from external parties of the collateral less any prior liens.  Other real estate properties are also Level 2 assets measured using appraisals from external parties.
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at March 31, 2014
	Description	at March 31, 2014		Level 1		Level 2		Level 3
	Impaired loans	$	2,127	$	-	$	2,127	$	-
	Other real estate		6,525		-		6,525		-
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2013
	Description	at December 31, 2013		Level 1		Level 2		Level 3
	Impaired loans	$	1,973	$	-	$	1,973	$	-
	Other real estate		6,687		-		6,687		-
	Limitations
	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on many judgments.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.
	Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments.  Significant assets and liabilities that are not considered financial instruments include deferred income taxes and premises and equipment.  In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.
	The carrying amounts and estimated fair values of the Company’s financial instruments are as follows at March 31, 2014 and December 31, 2013 (in thousands):
				Fair Value Measurements at
				March 31, 2014 Using:
		Carrying		Level 1		Level 2		Level 3
Value
Financial assets:
Cash and cash equivalents	$	64,503	$	64,503	$	-	$	-
Securities available-for-sale		331,488		-		331,488		-
Securities held-to-maturity		152,162		-		149,974		-
Other investments		11,530		11,530		-		-
Loans, net		1,175,424		-		-		1,187,543
Cash surrender value of life insurance policies		13,505		-		13,505		-
Financial liabilities:
Non-interest-bearing deposits		379,576		-		379,576		-
Interest-bearing deposits		1,168,354		-		939,025		230,289
Securities sold under agreements to repurchase		51,995		51,995		-		-
Short-term Federal Home Loan Bank advances		25,000		-		25,000		-
Notes payable		27,347		-		-		28,493
Junior subordinated debentures		29,384		-		22,167		7,549
			Fair Value Measurements at
			December 31, 2013 Using:
	Carrying		Level 1		Level 2		Level 3
	Value
Financial assets:
Cash and cash equivalents	$	59,731	$	59,731	$	-	$	-
Securities available-for-sale		341,665		-		341,665		-
Securities held-to-maturity		155,523		-		151,168		-
Other investments		11,526		11,526		-		-
Loans, net		1,128,775		-		-		1,139,740
Cash surrender value of life insurance policies		13,450		-		13,450		-
Financial liabilities:
Non-interest-bearing deposits		383,257		-		383,257		-
Interest-bearing deposits		1,135,546		-		895,346		241,359
Securities sold under agreements to repurchase		53,916		53,916		-		-
Short-term Federal Home Loan Bank advances		25,000		-		25,000		-
Notes payable		27,703		-		-		28,813
Junior subordinated debentures		29,384		-		22,167		7,776

Basis_of_Presentation_Policies

Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2014
Basis of Presentation [Abstract]	'
Use of Estimates	'
	Use of Estimates — The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported period. Actual results could differ from those estimates.
Summary of Significant Accounting Policies	'
	Summary of Significant Accounting Policies — The accounting and reporting policies of the Company conform with GAAP and general practices within the banking industry.  There have been no material changes or developments in the application of accounting principles or in our evaluation of the accounting estimates and the underlying assumptions or methodologies that we believe to be Critical Accounting Policies and Estimates as disclosed in our 2013 Annual Report on Form 10-K.
Recently Adopted Accounting Pronouncements	'
	Recently Adopted Accounting Pronouncements — ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force) provides guidance on when an in-substance repossession or foreclosure occurs, which requires the mortgage loan to be derecognized and the related real estate be recognized.  Creditors must disclose the amount of foreclosed residential real estate held as well as the amount of collateralized loans for which foreclosure is in process.  The effective date of this Update is for fiscal years beginning on or after December 15, 2014 and interim periods within those annual periods.  Adoption of this Update is not expected to have a material effect on the Company’s consolidated financial statements or the interim notes to the consolidated financial statements.

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Investment Securities [Abstract]	'
Available-for-sale Investment Securities	'
	The portfolio of investment securities consisted of the following (in thousands):
		31-Mar-14
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises	$	11,328	$	1	$	163	$	11,166
	Obligations of state and political subdivisions		52,097		2,079		116		54,060
	GSE mortgage-backed securities		141,719		2,597		1,371		142,945
	Collateralized mortgage obligations: residential		71,137		360		2,147		69,350
	Collateralized mortgage obligations: commercial		27,005		374		148		27,231
	Other asset-backed securities		24,955		432		24		25,363
	Collateralized debt obligation		464		909		-		1,373
		$	328,705	$	6,752	$	3,969	$	331,488
		31-Dec-13
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Available-for-sale:
	U.S. Government sponsored enterprises	$	11,455	$	1	$	191	$	11,265
	Obligations of state and political subdivisions		57,925		2,296		243		59,978
	GSE mortgage-backed securities		146,129		2,029		2,193		145,965
	Collateralized mortgage obligations: residential		73,569		212		2,894		70,887
	Collateralized mortgage obligations: commercial		27,082		416		152		27,346
	Other asset-backed securities		25,204		351		66		25,489
	Collateralized debt obligation		464		271		-		735
		$	341,828	$	5,576	$	5,739	$	341,665
Held-to-maturity Securities	'
		31-Mar-14
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions	$	46,999	$	18	$	1,492	$	45,525
	GSE mortgage-backed securities		75,634		590		706		75,518
	Collateralized mortgage obligations: residential		13,897		-		671		13,226
	Collateralized mortgage obligations: commercial		15,632		73		-		15,705
		$	152,162	$	681	$	2,869	$	149,974
		31-Dec-13
		Amortized		Gross		Gross		Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
	Held-to-maturity:
	Obligations of state and political subdivisions	$	47,377	$	38	$	2,586	$	44,829
	GSE mortgage-backed securities		78,272		148		1,079		77,341
	Collateralized mortgage obligations: residential		14,189		-		979		13,210
	Collateralized mortgage obligations: commercial		15,685		103		-		15,788
		$	155,523	$	289	$	4,644	$	151,168
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	'
	The amortized cost and fair value of debt securities at March 31, 2014 by contractual maturity are shown in the following table (in thousands) with the exception of other asset-backed securities, mortgage-backed securities, CMOs, and the collateralized debt obligation.   Expected maturities may differ from contractual maturities for mortgage-backed securities and CMOs because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	Available-for-sale:
	Due in one year or less	$	8,965	$	9,094
	Due after one year through five years		34,408		35,389
	Due after five years through ten years		14,871		15,649
	Due after ten years		5,181		5,094
	Other asset-backed securities		24,955		25,363
	Mortgage-backed securities and collateralized mortgage obligations:
	Residential		212,856		212,295
	Commercial		27,005		27,231
	Collateralized debt obligation		464		1,373
		$	328,705	$	331,488
		Amortized		Fair
		Cost		Value
	Held-to-maturity:
	Due in one year or less	$	107	$	107
	Due after one year through five years		2,411		2,408
	Due after five years through ten years		6,928		6,768
	Due after ten years		37,553		36,242
	Mortgage-backed securities and collateralized mortgage obligations:
	Residential		89,531		88,744
	Commercial		15,632		15,705
		$	152,162	$	149,974
Investment Securities with Unrealized Losses	'
	Details concerning investment securities with unrealized losses are as follows (in thousands):
		31-Mar-14
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Available-for-sale:
	U.S. Government sponsored enterprises	$	10,413	$	163	$	-	$	-	$	10,413	$	163
	Obligations of state and  political subdivisions		3,850		109		481		7		4,331		116
	GSE mortgage-backed  securities		56,625		1,360		10,702		11		67,327		1,371
	Collateralized mortgage  obligations: residential		39,722		1,471		13,169		676		52,891		2,147
	Collateralized mortgage  obligations: commercial		4,266		148		-		-		4,266		148
	Other asset-backed securities		5,864		24		-		-		5,864		24
		$	120,740	$	3,275	$	24,352	$	694	$	145,092	$	3,969
		31-Dec-13
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair Value		Gross
		Value		Unrealized		Value		Unrealized				Unrealized
				Loss				Loss				Loss
	Available-for-sale:
	U.S. Government sponsored enterprises	$	10,463	$	191	$	-	$	-	$	10,463	$	191
	Obligations of state and  political subdivisions		4,256		243		-		-		4,256		243
	GSE mortgage-backed  securities		68,028		2,193		-		-		68,028		2,193
	Collateralized mortgage  obligations: residential		56,975		2,563		4,371		331		61,346		2,894
	Collateralized mortgage  obligations: commercial		4,282		152		-		-		4,282		152
	Other asset-backed securities		13,099		66		-		-		13,099		66
		$	157,103	$	5,408	$	4,371	$	331	$	161,474	$	5,739
		31-Mar-14
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Held-to-maturity:
	Obligations of state and political subdivisions	$	19,478	$	622	$	21,648	$	870	$	41,126	$	1,492
	GSE mortgage-backed securities		30,385		706		-		-		30,385		706
	Collateralized mortgage obligations: residential		8,924		400		4,302		271		13,226		671
		$	58,787	$	1,728	$	25,950	$	1,141	$	84,737	$	2,869
		31-Dec-13
		Securities with losses				Securities with losses				Total
		under 12 months				over 12 months
		Fair		Gross		Fair		Gross		Fair		Gross
		Value		Unrealized		Value		Unrealized		Value		Unrealized
				Loss				Loss				Loss
	Held-to-maturity:
	Obligations of state and political subdivisions	$	42,246	$	2,569	$	685	$	17	$	42,931	$	2,586
	GSE mortgage-backed securities		31,042		1,079		-		-		31,042		1,079
	Collateralized mortgage obligations: residential		13,210		979		-		-		13,210		979
		$	86,498	$	4,627	$	685	$	17	$	87,183	$	4,644

Credit_Quality_of_Loans_and_Al1

Credit Quality of Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Credit Quality of Loans and Allowance for Loan Losses [Abstract]	'
Components of Loans Receivable	'
	The loan portfolio consisted of the following (in thousands):
		31-Mar-14			31-Dec-13
	Commercial, financial and agricultural	$	435,523		$	403,976
	Real estate - construction		78,988			82,691
	Real estate – commercial		408,546			397,135
	Real estate – residential		150,551			146,841
	Installment loans to individuals		101,869			97,459
	Lease financing receivable		5,102			5,542
	Other		3,610			3,910
			1,184,189			1,137,554
	Less allowance for loan losses		(8,765	)		(8,779	)
		$	1,175,424		$	1,128,775
Allowance for Loan Losses and Recorded Investment in Loans	'
	A rollforward of the activity within the allowance for loan losses by loan type and recorded investment in loans for the three months ended March 31, 2014 and 2013 is as follows (in thousands):
		31-Mar-14
					Real Estate
		Coml, Fin,			Construction			Commercial			Residential			Consumer			Finance			Other		Total
		and Agric															Leases Coml
	Allowance for loan losses:
	Beginning balance	$	3,906		$	1,046		$	1,389		$	1,141		$	1,273		$	21		$	3	$	8,779
	Charge-offs		(431	)		(1	)		(13	)		(84	)		(159	)		-			-		(688	)
	Recoveries		14			-			37			8			65			-			-		124
	Provision		749			36			8			(172	)		(69	)		(2	)		-		550
	Ending balance	$	4,238		$	1,081		$	1,421		$	893		$	1,110		$	19		$	3	$	8,765
	Ending balance: individually evaluated for impairment	$	86		$	3		$	57		$	71		$	131		$	-		$	-	$	348
	Ending balance: collectively evaluated for impairment	$	4,152		$	1,078		$	1,364		$	822		$	979		$	19		$	3	$	8,417
	Loans:
	Ending balance	$	435,523		$	78,988		$	408,546		$	150,551		$	101,869		$	5,102		$	3,610	$	1,184,189
	Ending balance: individually evaluated for impairment	$	2,273		$	154		$	3,195		$	951		$	292		$	-		$	-	$	6,865
	Ending balance: collectively evaluated for impairment	$	433,250		$	78,834		$	404,652		$	149,442		$	101,577		$	5,102		$	3,610	$	1,176,467
	Ending balance: loans acquired with deteriorated credit quality	$	-		$	-		$	699		$	158		$	-		$	-		$	-	$	857
		31-Mar-13
					Real Estate
		Coml, Fin,			Construction			Commercial			Residential			Consumer			Finance			Other		Total
		and Agric															Leases Coml
	Allowance for loan losses:
	Beginning balance	$	1,535		$	2,147		$	2,166		$	936		$	543		$	41		$	2	$	7,370
	Charge-offs		(181	)		-			(18	)		(109	)		(216	)		-			-		(524	)
	Recoveries		16			5			10			1			29			-			-		61
	Provision		212			111			115			41			69			1			1		550
	Ending balance	$	1,582		$	2,263		$	2,273		$	869		$	425		$	42		$	3	$	7,457
	Ending balance: individually evaluated for impairment	$	467		$	51		$	21		$	42		$	106		$	-		$	-	$	687
	Ending balance: collectively evaluated for impairment	$	1,115		$	2,212		$	2,252		$	827		$	319		$	42		$	3	$	6,770
	Loans:
	Ending balance	$	315,397		$	82,508		$	405,705		$	138,284		$	88,898		$	4,962		$	2,105	$	1,037,859
	Ending balance: individually evaluated for impairment	$	1,648		$	835		$	2,688		$	1,205		$	255		$	-		$	-	$	6,631
	Ending balance: collectively evaluated for impairment	$	313,749		$	81,673		$	399,051		$	136,791		$	88,643		$	4,962		$	2,105	$	1,026,974
	Ending balance: loans acquired with deteriorated credit quality	$	-		$	-		$	3,966		$	288		$	-		$	-		$	-	$	4,254
Age Analysis of Past Due Loans by Class of Loans	'
	An age analysis of past due loans (including both accruing and non-accruing loans) is as follows (in thousands):
					31-Mar-14
		30-59			60-89			Greater			Total			Current			Total Loans			Recorded
		Days			Days			than 90			Past									Investment
		Past Due			Past			Days			Due									> 90 days
					Due			Past												and
								Due												Accruing
	Commercial, financial, and agricultural	$	2,358		$	851		$	1,213		$	4,422		$	431,101		$	435,523		$	123
	Commercial real estate - construction		122			12			62			196			60,542			60,738			-
	Commercial real estate - other		1,474			720			2,937			5,131			403,415			408,546			-
	Residential - construction		149			-			44			193			18,057			18,250			-
	Residential - prime		2,206			-			928			3,134			147,417			150,551			100
	Consumer - credit card		36			34			6			76			5,782			5,858			6
	Consumer - other		433			145			305			883			95,128			96,011			22
	Lease financing receivable		-			-			-			-			5,102			5,102			-
	Other loans		100			2			-			102			3,508			3,610			-
		$	6,878		$	1,764		$	5,495		$	14,137		$	1,170,052		$	1,184,189		$	251
		31-Dec-13
		30-59			60-89			Greater			Total			Current			Total Loans			Recorded
		Days			Days			than 90			Past									Investment
		Past Due			Past			Days			Due									> 90 days
					Due			Past												and
								Due												Accruing
	Commercial, financial, and agricultural	$	4,350		$	208		$	1,256		$	5,814		$	398,162		$	403,976		$	26
	Commercial real estate - construction		36			-			63			99			64,794			64,893			-
	Commercial real estate - other		1,230			1,447			2,395			5,072			392,063			397,135			141
	Residential - construction		149			-			-			149			17,649			17,798			-
	Residential - prime		2,984			870			307			4,161			142,680			146,841			-
	Consumer - credit card		36			-			7			43			6,163			6,206			7
	Consumer - other		767			102			269			1,138			90,115			91,253			4
	Lease financing receivable		-			-			-			-			5,542			5,542			-
	Other loans		125			-			-			125			3,785			3,910			-
		$	9,677		$	2,627		$	4,297		$	16,601		$	1,120,953		$	1,137,554		$	178
Loans on Nonaccrual Status	'
	Non-accrual loans are as follows (in thousands):
		31-Mar-14			31-Dec-13
	Commercial, financial, and agricultural	$	1,118		$	1,272
	Commercial real estate – construction		44			100
	Commercial real estate - other		3,377			2,290
	Residential - construction		-			-
	Residential - prime		1,187			1,153
	Consumer - credit card		-			-
	Consumer - other		299			284
	Lease financing receivable		-			-
	Other		-			-
		$	6,025		$	5,099
Impaired Loans by Class of Loans	'
	Loans that are individually evaluated for impairment are as follows (in thousands):
		31-Mar-14
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
	With no related allowance recorded:
	Commercial, financial, and agricultural	$	1,842		$	2,235		$	-		$	1,256		$	21
	Commercial real estate – construction		71			71			-			66			-
	Commercial real estate – other		2,697			3,171			-			2,273			-
	Residential – prime		529			529			-			527			1
	Residential – construction		44			44			-			22			-
	Consumer – other		61			61			-			63			-
	Subtotal:		5,244			6,111			-			4,207			22
	With an allowance recorded:
	Commercial, financial, and agricultural		431			431			86			501			-
	Commercial real estate – construction		39			39			3			39			1
	Commercial real estate – other		498			498			57			431			2
	Residential – prime		422			442			71			399			1
	Consumer – other		231			245			131			218			-
	Subtotal:		1,621			1,655			348			1,588			4
	Totals:
	Commercial		5,468			6,335			143			4,461			22
	Residential		951			971			71			926			2
	Construction		154			154			3			127			2
	Consumer		292			306			131			281			-
	Grand total:	$	6,865		$	7,766		$	348		$	5,795		$	26
		31-Dec-13
		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allowance			Recorded			Income
					Balance						Investment			Recognized
	With no related allowance recorded:
	Commercial, financial, and agricultural	$	671		$	1,107		$	-		$	617		$	3
	Commercial real estate – construction		61			61			-			416			-
	Commercial real estate – other		1,850			2,324			-			2,190			8
	Residential – prime		525			525			-			1,050			14
	Consumer – other		66			66			-			90			1
	Subtotal:		3,173			4,083			-			4,363			26
	With an allowance recorded:
	Commercial, financial, and agricultural		570			570			168			821			3
	Commercial real estate – construction		39			39			3			102			1
	Commercial real estate – other		363			363			54			372			11
	Residential – prime		375			395			60			214			4
	Consumer – other		205			205			120			211			2
	Subtotal:		1,552			1,572			405			1,720			21
	Totals:
	Commercial		3,454			4,364			222			4,000			25
	Residential		900			920			60			1,264			18
	Construction		100			100			3			518			1
	Consumer		271			271			120			301			3
	Grand total:	$	4,725		$	5,655		$	405		$	6,083		$	47
Credit Quality Indicators by Class of Loans	'
	The following tables present the classes of loans by risk rating (in thousands):
					31-Mar-14
	Commercial Credit Exposure
	Credit Risk Profile by
	Creditworthiness Category
					Commercial,			Commercial			Commercial			Total			% of Total
					financial, and			real estate -			real estate -
					agricultural			construction			other
	Pass				$	424,566		$	60,579		$	383,915		$	869,060			96.05	%
	Special mention					6,864			49			7,165			14,078			1.55	%
	Substandard					3,680			110			17,466			21,256			2.35	%
	Doubtful					413			-			-			413			0.05	%
					$	435,523		$	60,738		$	408,546		$	904,807			100	%
	Residential Credit Exposure
	Credit Risk Profile by
	Creditworthiness Category
					Residential -			Residential -			Residential -			Total			% of Total
					construction			prime			subprime
	Pass				$	18,206		$	147,088		$	-		$	165,294			97.92	%
	Special mention					-			571			-			571			0.34	%
	Substandard					44			2,892			-			2,936			1.74	%
					$	18,250		$	150,551		$	-		$	168,801			100	%
	Consumer and Commercial Credit
	Exposure
	Credit Risk Profile Based on
	Payment Activity
		Consumer -			Consumer -			Lease			Other			Total			% of Total
		credit card			other			financing
								receivable
	Performing	$	5,852		$	95,698		$	5,102		$	3,610		$	110,262			99.71	%
	Nonperforming		6			313			-			-			319			0.29	%
		$	5,858		$	96,011		$	5,102		$	3,610		$	110,581			100	%
					31-Dec-13
	Commercial Credit Exposure
	Credit Risk Profile by
	Creditworthiness Category
					Commercial,			Commercial			Commercial			Total			% of Total
					financial, and			real estate -			real estate -
					agricultural			construction			other
	Pass				$	397,513		$	63,577		$	371,618		$	832,708			96.15	%
	Special mention					2,962			49			8,781			11,792			1.36	%
	Substandard					3,272			1,267			16,736			21,275			2.46	%
	Doubtful					229			-			-			229			0.03	%
					$	403,976		$	64,893		$	397,135		$	866,004			100	%
	Residential Credit Exposure
	Credit Risk Profile by
	Creditworthiness Category
					Residential -			Residential -			Residential			Total			% of Total
					construction			prime			- subprime
	Pass				$	17,798		$	143,790		$	-		$	161,588			98.15	%
	Special mention					-			548			-			548			0.33	%
	Substandard					-			2,503			-			2,503			1.52	%
					$	17,798		$	146,841		$	-		$	164,639			100	%
	Consumer and Commercial Credit
	Exposure
	Credit Risk Profile Based on
	Payment Activity
		Consumer -			Consumer -			Lease			Other			Total			% of Total
		credit card			other			financing
								receivable
	Performing	$	6,196		$	90,978		$	5,542		$	3,910		$	106,626			99.73	%
	Nonperforming		10			275			-			-			285			0.27	%
		$	6,206		$	91,253		$	5,542		$	3,910		$	106,911			100	%
Modifications by Class of Loans	'
	Information about the Company’s TDRs is as follows (in thousands):
		31-Mar-14
		Current			Past Due			Nonaccrual			Total TDRs
					Greater			TDRs
					Than 30
					Days
	Commercial, financial and agricultural	$	1,187		$	-		$	234		$	1,421
	Real estate - commercial		158			-			-			158
		$	1,345		$	-		$	234		$	1,579
		31-Dec-13
		Current			Past Due			Nonaccrual			Total TDRs
					Greater			TDRs
					Than 30
					Days
	Commercial, financial and agricultural	$	-		$	23		$	233		$	256
	Real estate - commercial		156			-			-			156
		$	156		$	23		$	233		$	412

Other_Comprehensive_Income_Los1

Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2014
Other Comprehensive Income (Loss) [Abstract]	'
Component of other comprehensive income (loss)	'
	The following is a summary of the tax effects allocated to each component of other comprehensive income (loss) (in thousands):
		Three Months Ended March 31,
		2014									2013
		Before Tax			Tax Effect				Net of Tax		Before Tax			Tax Effect		Net of Tax Amount
		Amount							Amount		Amount
	Other comprehensive income (loss):
	Securities available-for-sale:
	Change in unrealized gain during period	$	2,946		$	(1,031	)		$	1,915	$	(1,115	)	$	390	$	(725	)
	Reclassification adjustment for gains included in net income		-			-				-		(204	)		71		(133	)
	Total other comprehensive income (loss)	$	2,946		$	(1,031	)		$	1,915	$	(1,319	)	$	461	$	(858	)
Reclassification out of accumulated other comprehensive income	'
	The reclassifications out of accumulated other comprehensive income into net income are presented below (in thousands):
		Three Months Ended March 31,
		2014				2013
	Details about	Reclassifications Out of Accumulated Other Comprehensive Income		Statement of Earnings		Reclassifications Out of Accumulated Other Comprehensive Income			Statement of
	Accumulated Other			Line Item					Earnings Line Item
	Comprehensive Income
	Components
	Unrealized gains and losses on securities available-for-sale:
		$	-	Gain on securities, net		$	(204	)	Gain on securities, net
			-	Income tax expense			71		Income tax expense
		$	-	Net of tax		$	(133	)	Net of tax

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Common Share [Abstract]	'
Information Used in the Computation of Earnings per Common Share	'
	Following is a summary of the information used in the computation of earnings per common share (in thousands):
		Three Months Ended March 31,
		2014		2013
	Net earnings available to common shareholders	$	6,678	$	3,136
	Dividends on Series C preferred stock		100		100
	Adjusted net earnings available to common shareholders	$	6,778	$	3,236
	Weighted average number of common shares outstanding used in computation of basic earnings per common share		11,258		11,238
	Effect of dilutive securities:
	Stock options		74		50
	Restricted stock		-		13
	Convertible preferred stock and warrants		547		565
	Weighted average number of common shares outstanding plus effect of dilutive securities – used in computation of diluted earnings per share		11,879		11,866

Intangibles_Tables

Intangibles (Tables)	3 Months Ended
	Mar. 31, 2014
Intangibles [Abstract]	'
Summary of core deposit intangible assets	'
	A summary of core deposit intangible assets as of March 31, 2014 and December 31, 2013 is as follows (in thousands):
		31-Mar-14			31-Dec-13
	Gross carrying amount	$	11,674		$	11,674
	Less accumulated amortization		(4,010	)		(3,733	)
	Net carrying amount	$	7,664		$	7,941

Fair_Value_Measurement_Tables

Fair Value Measurement (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Measurement [Abstract]	'
Assets and Liabilities Measured at Fair Value on a Recurring Basis	'
	The table below presents information about certain assets and liabilities measured at fair value on a recurring basis (in thousands):
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at March 31, 2014
	Description	at March 31, 2014		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises	$	11,166	$	-	$	11,166	$	-
	Obligations of state and political subdivisions		54,060		-		54,060		-
	GSE mortgage-backed securities		142,945		-		142,945		-
	Collateralized mortgage obligations: residential		69,350		-		69,350		-
	Collateralized mortgage obligations: commercial		27,231		-		27,231		-
	Other asset-backed securities		25,363		-		25,363		-
	Collateralized debt obligation		1,373		-		1,373		-
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2013
	Description	at December 31, 2013		Level 1		Level 2		Level 3
	Available-for-sale securities:
	U.S. Government sponsored enterprises	$	11,265	$	-	$	11,265	$	-
	Obligations of state and political subdivisions		59,978		-		59,978		-
	GSE mortgage-backed securities		145,965		-		145,965		-
	Collateralized mortgage obligations: residential		70,887		-		70,887		-
	Collateralized mortgage obligations: commercial		27,346		-		27,346		-
	Other asset-backed securities		25,489		-		25,489		-
	Collateralized debt obligation		735		-		735		-
Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis	'
	Certain assets and liabilities are measured at fair value on a nonrecurring basis and are included in the table below (in thousands).  Impaired loans are Level 2 assets measured using appraisals from external parties of the collateral less any prior liens.  Other real estate properties are also Level 2 assets measured using appraisals from external parties.
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at March 31, 2014
	Description	at March 31, 2014		Level 1		Level 2		Level 3
	Impaired loans	$	2,127	$	-	$	2,127	$	-
	Other real estate		6,525		-		6,525		-
		Assets / Liabilities		Fair Value Measurements
		Measured at Fair Value		at December 31, 2013
	Description	at December 31, 2013		Level 1		Level 2		Level 3
	Impaired loans	$	1,973	$	-	$	1,973	$	-
	Other real estate		6,687		-		6,687		-
Carrying Amounts and Estimated Fair Values of Financial Instruments	'
	The carrying amounts and estimated fair values of the Company’s financial instruments are as follows at March 31, 2014 and December 31, 2013 (in thousands):
				Fair Value Measurements at
				March 31, 2014 Using:
		Carrying		Level 1		Level 2		Level 3
		Value
	Financial assets:
	Cash and cash equivalents	$	64,503	$	64,503	$	-	$	-
	Securities available-for-sale		331,488		-		331,488		-
	Securities held-to-maturity		152,162		-		149,974		-
	Other investments		11,530		11,530		-		-
	Loans, net		1,175,424		-		-		1,187,543
	Cash surrender value of life insurance policies		13,505		-		13,505		-
	Financial liabilities:
	Non-interest-bearing deposits		379,576		-		379,576		-
	Interest-bearing deposits		1,168,354		-		939,025		230,289
	Securities sold under agreements to repurchase		51,995		51,995		-		-
	Short-term Federal Home Loan Bank advances		25,000		-		25,000		-
	Notes payable		27,347		-		-		28,493
	Junior subordinated debentures		29,384		-		22,167		7,549
				Fair Value Measurements at
				December 31, 2013 Using:
		Carrying		Level 1		Level 2		Level 3
		Value
	Financial assets:
	Cash and cash equivalents	$	59,731	$	59,731	$	-	$	-
	Securities available-for-sale		341,665		-		341,665		-
	Securities held-to-maturity		155,523		-		151,168		-
	Other investments		11,526		11,526		-		-
	Loans, net		1,128,775		-		-		1,139,740
	Cash surrender value of life insurance policies		13,450		-		13,450		-
	Financial liabilities:
	Non-interest-bearing deposits		383,257		-		383,257		-
	Interest-bearing deposits		1,135,546		-		895,346		241,359
	Securities sold under agreements to repurchase		53,916		53,916		-		-
	Short-term Federal Home Loan Bank advances		25,000		-		25,000		-
	Notes payable		27,703		-		-		28,813
	Junior subordinated debentures		29,384		-		22,167		7,776

Investment_Securities_Details

Investment Securities (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	Security	Security
	Label
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	$328,705,000	'	$341,828,000
Gross Unrealized Gains	6,752,000	'	5,576,000
Gross Unrealized Losses	3,969,000	'	5,739,000
Fair Value	331,488,000	'	341,665,000
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	152,162,000	'	155,523,000	[1]
Gross Unrealized Gains	681,000	'	289,000
Gross Unrealized Losses	2,869,000	'	4,644,000
Fair Value	149,974,000	'	151,168,000
Number of Private label Collateralized Mortgage Obligations	3	'	'
Combined balance of private-label collateralized mortgage obligations	57,000	'	'
Available-for-sale, Amortized Cost [Abstract]	'	'	'
Due in one year or less	8,965,000	'	'
Due after one year through five years	34,408,000	'	'
Due after five years through ten years	14,871,000	'	'
Due after ten years	5,181,000	'	'
Other asset-backed securities	24,955,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Residential, Amortized Cost	212,856,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Amortized Cost	27,005,000	'	'
Collateralized debt obligation	464,000	'	'
Available-for-sale securities, Amortized Cost	328,705,000	'	'
Available-for-sale, Fair Value [Abstract]	'	'	'
Due in one year or less	9,094,000	'	'
Due after one year through five years	35,389,000	'	'
Due after five years through ten years	15,649,000	'	'
Due after ten years	5,094,000	'	'
Other asset-backed securities	25,363,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Residential, Fair Value	212,295,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Fair Value	27,231,000	'	'
Collateralized debt obligation	1,373,000	'	'
Available-for-sale securities, Fair Value	331,488,000	'	'
Held-to-maturity, Amortized Cost [Abstract]	'	'	'
Due in one year or less	107,000	'	'
Due after one year through five years	2,411,000	'	'
Due after five years through ten years	6,928,000	'	'
Due after ten years	37,553,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Residential, Amortized Cost	89,531,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Amortized Cost	15,632,000	'	'
Held-to-maturity securities, Amortized Cost	152,162,000	'	'
Held-to-maturity, Fair Value [Abstract]	'	'	'
Due in one year or less	107,000	'	'
Due after one year through five years	2,408,000	'	'
Due after five years through ten years	6,768,000	'	'
Due after ten years	36,242,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Residential, Fair Value	88,744,000	'	'
Mortgage-backed securities and collateralized mortgage obligations: Commercial, Fair Value	15,705,000	'	'
Held-to-maturity securities, Fair Value	149,974,000	'	'
Available-for-sale [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	120,740,000	'	157,103,000
Securities with losses under 12 months, Gross Unrealized Loss, Available-for-sale	3,275,000	'	5,408,000
Securities with losses over 12 months, Fair Value, Available-for-sale	24,352,000	'	4,371,000
Securities with losses over 12 months, Gross Unrealized Loss, Available-for-sale	694,000	'	331,000
Total securities, Fair Value, Available-for-sale	145,092,000	'	161,474,000
Total securities, Gross Unrealized Loss, Available-for-sale	3,969,000	'	5,739,000
Held-to-maturity [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Held-to-maturity	58,787,000	'	86,498,000
Securities with losses under 12 months, Gross Unrealized Loss, Held-to-maturity	1,728,000	'	4,627,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	25,950,000	'	685,000
Securities with losses over 12 months, Gross Unrealized Loss, Held-to-maturity	1,141,000	'	17,000
Total securities, Fair Value, Held-to-maturity	84,737,000	'	87,183,000
Total securities, Gross Unrealized Loss, Held-to-maturity	2,869,000	'	4,644,000
Number of available-for-sale and held-to-maturity securities in unrealized loss positions	101	'	'
Unrealized losses as a percentage of individual securities' amortized cost basis (in hundredths)	2.89%	'	'
Unrealized losses as a percentage of the Company's total amortized cost basis (in hundredths)	1.42%	'	'
Number of available-for-sale securities in continuous loss position	31	'	'
Unamortized cost basis of securities in a continuous loss position	52,100,000	'	'
Unrealized loss on securities in a continuous loss position	1,800,000	'	'
Number of impairment related to credit quality	0	'	'
Number of impaired securities evaluated as other temporary	0	'	'
Impairment losses recognized on debt securities	0	'	'
Number of available-for-sale securities sold	'	21	'
Available-for-sale securities, net gain	'	204,000	'
Number of available-for-sale securities sold with gains	'	18	'
Available-for-sale securities, gross realized gains	'	217,000	'
Number of available-for-sale securities sold with loss	'	3	'
Available-for-sale securities, gross realized losses	'	13,000	'
Securities pledged to secure public funds on deposits and for other purposes required or permitted by law	270,500,000	'	259,900,000
U.S. Government Sponsored Enterprises [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	11,328,000	'	11,455,000
Gross Unrealized Gains	1,000	'	1,000
Gross Unrealized Losses	163,000	'	191,000
Fair Value	11,166,000	'	11,265,000
Available-for-sale [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	10,413,000	'	10,463,000
Securities with losses under 12 months, Gross Unrealized Loss, Available-for-sale	163,000	'	191,000
Securities with losses over 12 months, Fair Value, Available-for-sale	0	'	0
Securities with losses over 12 months, Gross Unrealized Loss, Available-for-sale	0	'	0
Total securities, Fair Value, Available-for-sale	10,413,000	'	10,463,000
Total securities, Gross Unrealized Loss, Available-for-sale	163,000	'	191,000
Obligation of State and Political Subdivisions [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	52,097,000	'	57,925,000
Gross Unrealized Gains	2,079,000	'	2,296,000
Gross Unrealized Losses	116,000	'	243,000
Fair Value	54,060,000	'	59,978,000
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	46,999,000	'	47,377,000
Gross Unrealized Gains	18,000	'	38,000
Gross Unrealized Losses	1,492,000	'	2,586,000
Fair Value	45,525,000	'	44,829,000
Available-for-sale [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	3,850,000	'	4,256,000
Securities with losses under 12 months, Gross Unrealized Loss, Available-for-sale	109,000	'	243,000
Securities with losses over 12 months, Fair Value, Available-for-sale	481,000	'	0
Securities with losses over 12 months, Gross Unrealized Loss, Available-for-sale	7,000	'	0
Total securities, Fair Value, Available-for-sale	4,331,000	'	4,256,000
Total securities, Gross Unrealized Loss, Available-for-sale	116,000	'	243,000
Held-to-maturity [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Held-to-maturity	19,478,000	'	42,246,000
Securities with losses under 12 months, Gross Unrealized Loss, Held-to-maturity	622,000	'	2,569,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	21,648,000	'	685,000
Securities with losses over 12 months, Gross Unrealized Loss, Held-to-maturity	870,000	'	17,000
Total securities, Fair Value, Held-to-maturity	41,126,000	'	42,931,000
Total securities, Gross Unrealized Loss, Held-to-maturity	1,492,000	'	2,586,000
GSE Mortgage-Backed Securities [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	141,719,000	'	146,129,000
Gross Unrealized Gains	2,597,000	'	2,029,000
Gross Unrealized Losses	1,371,000	'	2,193,000
Fair Value	142,945,000	'	145,965,000
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	75,634,000	'	78,272,000
Gross Unrealized Gains	590,000	'	148,000
Gross Unrealized Losses	706,000	'	1,079,000
Fair Value	75,518,000	'	77,341,000
Available-for-sale [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	56,625,000	'	68,028,000
Securities with losses under 12 months, Gross Unrealized Loss, Available-for-sale	1,360,000	'	2,193,000
Securities with losses over 12 months, Fair Value, Available-for-sale	10,702,000	'	0
Securities with losses over 12 months, Gross Unrealized Loss, Available-for-sale	11,000	'	0
Total securities, Fair Value, Available-for-sale	67,327,000	'	68,028,000
Total securities, Gross Unrealized Loss, Available-for-sale	1,371,000	'	2,193,000
Held-to-maturity [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Held-to-maturity	30,385,000	'	31,042,000
Securities with losses under 12 months, Gross Unrealized Loss, Held-to-maturity	706,000	'	1,079,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	0	'	0
Securities with losses over 12 months, Gross Unrealized Loss, Held-to-maturity	0	'	0
Total securities, Fair Value, Held-to-maturity	30,385,000	'	31,042,000
Total securities, Gross Unrealized Loss, Held-to-maturity	706,000	'	1,079,000
Collateralized Mortgage Obligations: Residential [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	71,137,000	'	73,569,000
Gross Unrealized Gains	360,000	'	212,000
Gross Unrealized Losses	2,147,000	'	2,894,000
Fair Value	69,350,000	'	70,887,000
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	13,897,000	'	14,189,000
Gross Unrealized Gains	0	'	0
Gross Unrealized Losses	671,000	'	979,000
Fair Value	13,226,000	'	13,210,000
Available-for-sale [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	39,722,000	'	56,975,000
Securities with losses under 12 months, Gross Unrealized Loss, Available-for-sale	1,471,000	'	2,563,000
Securities with losses over 12 months, Fair Value, Available-for-sale	13,169,000	'	4,371,000
Securities with losses over 12 months, Gross Unrealized Loss, Available-for-sale	676,000	'	331,000
Total securities, Fair Value, Available-for-sale	52,891,000	'	61,346,000
Total securities, Gross Unrealized Loss, Available-for-sale	2,147,000	'	2,894,000
Held-to-maturity [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Held-to-maturity	8,924,000	'	13,210,000
Securities with losses under 12 months, Gross Unrealized Loss, Held-to-maturity	400,000	'	979,000
Securities with losses over 12 months, Fair Value, Held-to-maturity	4,302,000	'	0
Securities with losses over 12 months, Gross Unrealized Loss, Held-to-maturity	271,000	'	0
Total securities, Fair Value, Held-to-maturity	13,226,000	'	13,210,000
Total securities, Gross Unrealized Loss, Held-to-maturity	671,000	'	979,000
Collateralized Mortgage Obligations: Commercial [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	27,005,000	'	27,082,000
Gross Unrealized Gains	374,000	'	416,000
Gross Unrealized Losses	148,000	'	152,000
Fair Value	27,231,000	'	27,346,000
Held-to-maturity [Abstract]	'	'	'
Amortized Cost	15,632,000	'	15,685,000
Gross Unrealized Gains	73,000	'	103,000
Gross Unrealized Losses	0	'	0
Fair Value	15,705,000	'	15,788,000
Available-for-sale [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	4,266,000	'	4,282,000
Securities with losses under 12 months, Gross Unrealized Loss, Available-for-sale	148,000	'	152,000
Securities with losses over 12 months, Fair Value, Available-for-sale	0	'	0
Securities with losses over 12 months, Gross Unrealized Loss, Available-for-sale	0	'	0
Total securities, Fair Value, Available-for-sale	4,266,000	'	4,282,000
Total securities, Gross Unrealized Loss, Available-for-sale	148,000	'	152,000
Other Asset-Backed Securities [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	24,955,000	'	25,204,000
Gross Unrealized Gains	432,000	'	351,000
Gross Unrealized Losses	24,000	'	66,000
Fair Value	25,363,000	'	25,489,000
Available-for-sale [Abstract]	'	'	'
Securities with losses under 12 months, Fair Value, Available-for-sale	5,864,000	'	13,099,000
Securities with losses under 12 months, Gross Unrealized Loss, Available-for-sale	24,000	'	66,000
Securities with losses over 12 months, Fair Value, Available-for-sale	0	'	0
Securities with losses over 12 months, Gross Unrealized Loss, Available-for-sale	0	'	0
Total securities, Fair Value, Available-for-sale	5,864,000	'	13,099,000
Total securities, Gross Unrealized Loss, Available-for-sale	24,000	'	66,000
Collateralized Debt Obligations [Member]	'	'	'
Available-for-sale Securities [Abstract]	'	'	'
Amortized Cost	464,000	'	464,000
Gross Unrealized Gains	909,000	'	271,000
Gross Unrealized Losses	0	'	0
Fair Value	$1,373,000	'	$735,000
[1]	Derived from audited financial statements.

Credit_Quality_of_Loans_and_Al2

Credit Quality of Loans and Allowance for Loan Losses, Summary of Loan Portfolio (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013		Mar. 31, 2013
In Thousands, unless otherwise specified
Loan portfolio [Abstract]	'	'		'
Total loans	$1,184,189	$1,137,554	[1]	$1,037,859
Less allowance for loan losses	-8,765	-8,779	[1]	'
Loans, net	1,175,424	1,128,775	[1]	'
Commercial, Financial and Agricultural [Member]	'	'		'
Loan portfolio [Abstract]	'	'		'
Total loans	435,523	403,976		'
Real Estate - Construction [Member]	'	'		'
Loan portfolio [Abstract]	'	'		'
Total loans	78,988	82,691		'
Real Estate - Commercial [Member]	'	'		'
Loan portfolio [Abstract]	'	'		'
Total loans	408,546	397,135		'
Real Estate - Residential [Member]	'	'		'
Loan portfolio [Abstract]	'	'		'
Total loans	150,551	146,841		'
Installment Loans to Individuals [Member]	'	'		'
Loan portfolio [Abstract]	'	'		'
Total loans	101,869	97,459		'
Lease Financing Receivable [Member]	'	'		'
Loan portfolio [Abstract]	'	'		'
Total loans	5,102	5,542		'
Other [Member]	'	'		'
Loan portfolio [Abstract]	'	'		'
Total loans	$3,610	$3,910		'
[1]	Derived from audited financial statements.

Credit_Quality_of_Loans_and_Al3

Credit Quality of Loans and Allowance for Loan Losses, Aggregate Allowance for Loan Losses and Related Party Lending (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
	Segment
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Number of industry segment concentration above threshold limit	1	'
Threshold percentage of loan portfolio (in hundredths)	10.00%	'
Loans exposure in oil and gas industry	$239,300,000	'
Exposure in oil and gas industry specified as percentage of total loans (in hundredths)	20.20%	'
Loans with exposure in commercial real estate	469,300,000	'
Loans on nonaccrual status	6,025,000	5,099,000
Commercial Real Estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans with exposure in commercial real estate	373,900,000	'
Percentage of CRE loans secured by owner-occupied commercial properties (in hundredths)	63.00%	'
Loans on nonaccrual status	$3,400,000	'
Nonaccrual status of loans specified as percentage of total CRE loans (in hundredths)	0.70%	'

Credit_Quality_of_Loans_and_Al4

Credit Quality of Loans and Allowance for Loan Losses, Allowance for Loan Losses by Segment (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	$8,779	$7,370	'
Charge-offs	-688	-524	'
Recoveries	124	61	'
Provision	550	550	'
Ending balance	8,765	7,457	'
Ending balance: individually evaluated for impairment	348	687	'
Ending balance: collectively evaluated for impairment	8,417	6,770	'
Loans [Abstract]	'	'	'
Ending balance	1,184,189	1,037,859	1,137,554	[1]
Ending balance: individually evaluated for impairment	6,865	6,631	'
Ending balance: collectively evaluated for impairment	1,176,467	1,026,974	'
Ending balance: loans acquired with deteriorated credit quality	857	4,254	'
Commercial, Financial and Agricultural [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	3,906	1,535	'
Charge-offs	-431	-181	'
Recoveries	14	16	'
Provision	749	212	'
Ending balance	4,238	1,582	'
Ending balance: individually evaluated for impairment	86	467	'
Ending balance: collectively evaluated for impairment	4,152	1,115	'
Loans [Abstract]	'	'	'
Ending balance	435,523	315,397	'
Ending balance: individually evaluated for impairment	2,273	1,648	'
Ending balance: collectively evaluated for impairment	433,250	313,749	'
Ending balance: loans acquired with deteriorated credit quality	0	0	'
Real Estate - Construction [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	1,046	2,147	'
Charge-offs	-1	0	'
Recoveries	0	5	'
Provision	36	111	'
Ending balance	1,081	2,263	'
Ending balance: individually evaluated for impairment	3	51	'
Ending balance: collectively evaluated for impairment	1,078	2,212	'
Loans [Abstract]	'	'	'
Ending balance	78,988	82,508	'
Ending balance: individually evaluated for impairment	154	835	'
Ending balance: collectively evaluated for impairment	78,834	81,673	'
Ending balance: loans acquired with deteriorated credit quality	0	0	'
Real Estate - Commercial [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	1,389	2,166	'
Charge-offs	-13	-18	'
Recoveries	37	10	'
Provision	8	115	'
Ending balance	1,421	2,273	'
Ending balance: individually evaluated for impairment	57	21	'
Ending balance: collectively evaluated for impairment	1,364	2,252	'
Loans [Abstract]	'	'	'
Ending balance	408,546	405,705	'
Ending balance: individually evaluated for impairment	3,195	2,688	'
Ending balance: collectively evaluated for impairment	404,652	399,051	'
Ending balance: loans acquired with deteriorated credit quality	699	3,966	'
Real Estate - Residential [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	1,141	936	'
Charge-offs	-84	-109	'
Recoveries	8	1	'
Provision	-172	41	'
Ending balance	893	869	'
Ending balance: individually evaluated for impairment	71	42	'
Ending balance: collectively evaluated for impairment	822	827	'
Loans [Abstract]	'	'	'
Ending balance	150,551	138,284	'
Ending balance: individually evaluated for impairment	951	1,205	'
Ending balance: collectively evaluated for impairment	149,442	136,791	'
Ending balance: loans acquired with deteriorated credit quality	158	288	'
Consumer [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	1,273	543	'
Charge-offs	-159	-216	'
Recoveries	65	29	'
Provision	-69	69	'
Ending balance	1,110	425	'
Ending balance: individually evaluated for impairment	131	106	'
Ending balance: collectively evaluated for impairment	979	319	'
Loans [Abstract]	'	'	'
Ending balance	101,869	88,898	'
Ending balance: individually evaluated for impairment	292	255	'
Ending balance: collectively evaluated for impairment	101,577	88,643	'
Ending balance: loans acquired with deteriorated credit quality	0	0	'
Finance Leases Commercial [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	21	41	'
Charge-offs	0	0	'
Recoveries	0	0	'
Provision	-2	1	'
Ending balance	19	42	'
Ending balance: individually evaluated for impairment	0	0	'
Ending balance: collectively evaluated for impairment	19	42	'
Loans [Abstract]	'	'	'
Ending balance	5,102	4,962	'
Ending balance: individually evaluated for impairment	0	0	'
Ending balance: collectively evaluated for impairment	5,102	4,962	'
Ending balance: loans acquired with deteriorated credit quality	0	0	'
Other [Member]	'	'	'
Allowance for loan losses by portfolio [Roll Forward]	'	'	'
Beginning balance	3	2	'
Charge-offs	0	0	'
Recoveries	0	0	'
Provision	0	1	'
Ending balance	3	3	'
Ending balance: individually evaluated for impairment	0	0	'
Ending balance: collectively evaluated for impairment	3	3	'
Loans [Abstract]	'	'	'
Ending balance	3,610	2,105	'
Ending balance: individually evaluated for impairment	0	0	'
Ending balance: collectively evaluated for impairment	3,610	2,105	'
Ending balance: loans acquired with deteriorated credit quality	$0	$0	'
[1]	Derived from audited financial statements.

Credit_Quality_of_Loans_and_Al5

Credit Quality of Loans and Allowance for Loan Losses, Credit Quality Indicators and Aging (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013		Mar. 31, 2013
In Thousands, unless otherwise specified
Credit Risk Profile [Abstract]	'	'		'
Loans	$1,184,189	$1,137,554	[1]	$1,037,859
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	6,878	9,677		'
60-89 Days Past Due	1,764	2,627		'
Greater than 90 Days Past Due	5,495	4,297		'
Total Past Due	14,137	16,601		'
Current	1,170,052	1,120,953		'
Total Loans	1,184,189	1,137,554		'
Recorded Investment > 90 days and Accruing	251	178		'
Commercial, Financial and Agricultural [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	435,523	403,976		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	2,358	4,350		'
60-89 Days Past Due	851	208		'
Greater than 90 Days Past Due	1,213	1,256		'
Total Past Due	4,422	5,814		'
Current	431,101	398,162		'
Total Loans	435,523	403,976		'
Recorded Investment > 90 days and Accruing	123	26		'
Commercial Real Estate - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	60,738	64,893		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	122	36		'
60-89 Days Past Due	12	0		'
Greater than 90 Days Past Due	62	63		'
Total Past Due	196	99		'
Current	60,542	64,794		'
Total Loans	60,738	64,893		'
Recorded Investment > 90 days and Accruing	0	0		'
Commercial Real Estate - Other [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	408,546	397,135		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	1,474	1,230		'
60-89 Days Past Due	720	1,447		'
Greater than 90 Days Past Due	2,937	2,395		'
Total Past Due	5,131	5,072		'
Current	403,415	392,063		'
Total Loans	408,546	397,135		'
Recorded Investment > 90 days and Accruing	0	141		'
Commercial Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	904,807	866,004		'
Percentage of Total Loans (in hundredths)	100.00%	100.00%		'
Residential - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	18,250	17,798		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	149	149		'
60-89 Days Past Due	0	0		'
Greater than 90 Days Past Due	44	0		'
Total Past Due	193	149		'
Current	18,057	17,649		'
Total Loans	18,250	17,798		'
Recorded Investment > 90 days and Accruing	0	0		'
Residential - Prime [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	150,551	146,841		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	2,206	2,984		'
60-89 Days Past Due	0	870		'
Greater than 90 Days Past Due	928	307		'
Total Past Due	3,134	4,161		'
Current	147,417	142,680		'
Total Loans	150,551	146,841		'
Recorded Investment > 90 days and Accruing	100	0		'
Residential - Subprime [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Residential Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	168,801	164,639		'
Percentage of Total Loans (in hundredths)	100.00%	100.00%		'
Consumer - Credit Card [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	5,858	6,206		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	36	36		'
60-89 Days Past Due	34	0		'
Greater than 90 Days Past Due	6	7		'
Total Past Due	76	43		'
Current	5,782	6,163		'
Total Loans	5,858	6,206		'
Recorded Investment > 90 days and Accruing	6	7		'
Consumer - Other [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	96,011	91,253		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	433	767		'
60-89 Days Past Due	145	102		'
Greater than 90 Days Past Due	305	269		'
Total Past Due	883	1,138		'
Current	95,128	90,115		'
Total Loans	96,011	91,253		'
Recorded Investment > 90 days and Accruing	22	4		'
Lease Financing Receivable [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	5,102	5,542		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	0	0		'
60-89 Days Past Due	0	0		'
Greater than 90 Days Past Due	0	0		'
Total Past Due	0	0		'
Current	5,102	5,542		'
Total Loans	5,102	5,542		'
Recorded Investment > 90 days and Accruing	0	0		'
Other Loans [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	3,610	3,910		'
Age Analysis of Past Due Loans by Class of Loans [Abstract]	'	'		'
30-59 Days Past Due	100	125		'
60-89 Days Past Due	2	0		'
Greater than 90 Days Past Due	0	0		'
Total Past Due	102	125		'
Current	3,508	3,785		'
Total Loans	3,610	3,910		'
Recorded Investment > 90 days and Accruing	0	0		'
Consumer Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	110,581	106,911		'
Percentage of Total Loans (in hundredths)	100.00%	100.00%		'
Pass [Member] | Commercial, Financial and Agricultural [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	424,566	397,513		'
Pass [Member] | Commercial Real Estate - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	60,579	63,577		'
Pass [Member] | Commercial Real Estate - Other [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	383,915	371,618		'
Pass [Member] | Commercial Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	869,060	832,708		'
Percentage of Total Loans (in hundredths)	96.05%	96.15%		'
Pass [Member] | Residential - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	18,206	17,798		'
Pass [Member] | Residential - Prime [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	147,088	143,790		'
Pass [Member] | Residential - Subprime [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Pass [Member] | Residential Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	165,294	161,588		'
Percentage of Total Loans (in hundredths)	97.92%	98.15%		'
Special mention [Member] | Commercial, Financial and Agricultural [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	6,864	2,962		'
Special mention [Member] | Commercial Real Estate - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	49	49		'
Special mention [Member] | Commercial Real Estate - Other [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	7,165	8,781		'
Special mention [Member] | Commercial Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	14,078	11,792		'
Percentage of Total Loans (in hundredths)	1.55%	1.36%		'
Special mention [Member] | Residential - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Special mention [Member] | Residential - Prime [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	571	548		'
Special mention [Member] | Residential - Subprime [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Special mention [Member] | Residential Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	571	548		'
Percentage of Total Loans (in hundredths)	0.34%	0.33%		'
Substandard [Member] | Commercial, Financial and Agricultural [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	3,680	3,272		'
Substandard [Member] | Commercial Real Estate - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	110	1,267		'
Substandard [Member] | Commercial Real Estate - Other [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	17,466	16,736		'
Substandard [Member] | Commercial Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	21,256	21,275		'
Percentage of Total Loans (in hundredths)	2.35%	2.46%		'
Substandard [Member] | Residential - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	44	0		'
Substandard [Member] | Residential - Prime [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	2,892	2,503		'
Substandard [Member] | Residential - Subprime [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Substandard [Member] | Residential Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	2,936	2,503		'
Percentage of Total Loans (in hundredths)	1.74%	1.52%		'
Doubtful [Member] | Commercial, Financial and Agricultural [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	413	229		'
Doubtful [Member] | Commercial Real Estate - Construction [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Doubtful [Member] | Commercial Real Estate - Other [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Doubtful [Member] | Commercial Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	413	229		'
Percentage of Total Loans (in hundredths)	0.05%	0.03%		'
Performing [Member] | Consumer - Credit Card [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	5,852	6,196		'
Performing [Member] | Consumer - Other [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	95,698	90,978		'
Performing [Member] | Lease Financing Receivable [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	5,102	5,542		'
Performing [Member] | Other Loans [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	3,610	3,910		'
Performing [Member] | Consumer Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	110,262	106,626		'
Percentage of Total Loans (in hundredths)	99.71%	99.73%		'
Nonperforming [Member] | Consumer - Credit Card [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	6	10		'
Nonperforming [Member] | Consumer - Other [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	313	275		'
Nonperforming [Member] | Lease Financing Receivable [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Nonperforming [Member] | Other Loans [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	0	0		'
Nonperforming [Member] | Consumer Total [Member]	'	'		'
Credit Risk Profile [Abstract]	'	'		'
Loans	$319	$285		'
Percentage of Total Loans (in hundredths)	0.29%	0.27%		'
[1]	Derived from audited financial statements.

Credit_Quality_of_Loans_and_Al6

Credit Quality of Loans and Allowance for Loan Losses, Impaired Loans by Class of Loans (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
With no related allowance recorded [Abstract]	'	'	'
Recorded Investment	$5,244,000	'	$3,173,000
Unpaid Principal Balance	6,111,000	'	4,083,000
Related Allowance	0	'	0
Average Recorded Investment	4,207,000	'	4,363,000
Interest Income Recognized	22,000	'	26,000
With an allowance recorded [Abstract]	'	'	'
Recorded Investment	1,621,000	'	1,552,000
Unpaid Principal Balance	1,655,000	'	1,572,000
Related Allowance	348,000	'	405,000
Average Recorded Investment	1,588,000	'	1,720,000
Interest Income Recognized	4,000	'	21,000
Totals [Abstract]	'	'	'
Recorded Investment	6,865,000	'	4,725,000
Unpaid Principal Balance	7,766,000	'	5,655,000
Related Allowance	348,000	'	405,000
Average Recorded Investment	5,795,000	'	6,083,000
Interest Income Recognized	26,000	'	47,000
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	6,025,000	'	5,099,000
Interest lost on nonaccrual loans	118,000	148,000	'
Interest received on nonaccrual loans	88,000	36,000	'
Commercial, Financial and Agricultural [Member]	'	'	'
With no related allowance recorded [Abstract]	'	'	'
Recorded Investment	1,842,000	'	671,000
Unpaid Principal Balance	2,235,000	'	1,107,000
Related Allowance	0	'	0
Average Recorded Investment	1,256,000	'	617,000
Interest Income Recognized	21,000	'	3,000
With an allowance recorded [Abstract]	'	'	'
Recorded Investment	431,000	'	570,000
Unpaid Principal Balance	431,000	'	570,000
Related Allowance	86,000	'	168,000
Average Recorded Investment	501,000	'	821,000
Interest Income Recognized	0	'	3,000
Totals [Abstract]	'	'	'
Related Allowance	86,000	'	168,000
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	1,118,000	'	1,272,000
Commercial Real Estate - Construction [Member]	'	'	'
With no related allowance recorded [Abstract]	'	'	'
Recorded Investment	71,000	'	61,000
Unpaid Principal Balance	71,000	'	61,000
Related Allowance	0	'	0
Average Recorded Investment	66,000	'	416,000
Interest Income Recognized	0	'	0
With an allowance recorded [Abstract]	'	'	'
Recorded Investment	39,000	'	39,000
Unpaid Principal Balance	39,000	'	39,000
Related Allowance	3,000	'	3,000
Average Recorded Investment	39,000	'	102,000
Interest Income Recognized	1,000	'	1,000
Totals [Abstract]	'	'	'
Related Allowance	3,000	'	3,000
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	44,000	'	100,000
Commercial Real Estate - Other [Member]	'	'	'
With no related allowance recorded [Abstract]	'	'	'
Recorded Investment	2,697,000	'	1,850,000
Unpaid Principal Balance	3,171,000	'	2,324,000
Related Allowance	0	'	0
Average Recorded Investment	2,273,000	'	2,190,000
Interest Income Recognized	0	'	8,000
With an allowance recorded [Abstract]	'	'	'
Recorded Investment	498,000	'	363,000
Unpaid Principal Balance	498,000	'	363,000
Related Allowance	57,000	'	54,000
Average Recorded Investment	431,000	'	372,000
Interest Income Recognized	2,000	'	11,000
Totals [Abstract]	'	'	'
Related Allowance	57,000	'	54,000
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	3,377,000	'	2,290,000
Consumer - Other [Member]	'	'	'
With no related allowance recorded [Abstract]	'	'	'
Recorded Investment	61,000	'	66,000
Unpaid Principal Balance	61,000	'	66,000
Related Allowance	0	'	0
Average Recorded Investment	63,000	'	90,000
Interest Income Recognized	0	'	1,000
With an allowance recorded [Abstract]	'	'	'
Recorded Investment	231,000	'	205,000
Unpaid Principal Balance	245,000	'	205,000
Related Allowance	131,000	'	120,000
Average Recorded Investment	218,000	'	211,000
Interest Income Recognized	0	'	2,000
Totals [Abstract]	'	'	'
Related Allowance	131,000	'	120,000
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	299,000	'	284,000
Residential - Prime [Member]	'	'	'
With no related allowance recorded [Abstract]	'	'	'
Recorded Investment	529,000	'	525,000
Unpaid Principal Balance	529,000	'	525,000
Related Allowance	0	'	0
Average Recorded Investment	527,000	'	1,050,000
Interest Income Recognized	1,000	'	14,000
With an allowance recorded [Abstract]	'	'	'
Recorded Investment	422,000	'	375,000
Unpaid Principal Balance	442,000	'	395,000
Related Allowance	71,000	'	60,000
Average Recorded Investment	399,000	'	214,000
Interest Income Recognized	1,000	'	4,000
Totals [Abstract]	'	'	'
Related Allowance	71,000	'	60,000
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	1,187,000	'	1,153,000
Lease Financing Receivable [Member]	'	'	'
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	0	'	0
Other Loans [Member]	'	'	'
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	0	'	0
Commercial Total [Member]	'	'	'
With an allowance recorded [Abstract]	'	'	'
Related Allowance	143,000	'	222,000
Totals [Abstract]	'	'	'
Recorded Investment	5,468,000	'	3,454,000
Unpaid Principal Balance	6,335,000	'	4,364,000
Related Allowance	143,000	'	222,000
Average Recorded Investment	4,461,000	'	4,000,000
Interest Income Recognized	22,000	'	25,000
Consumer Total [Member]	'	'	'
With an allowance recorded [Abstract]	'	'	'
Related Allowance	131,000	'	120,000
Totals [Abstract]	'	'	'
Recorded Investment	292,000	'	271,000
Unpaid Principal Balance	306,000	'	271,000
Related Allowance	131,000	'	120,000
Average Recorded Investment	281,000	'	301,000
Interest Income Recognized	0	'	3,000
Residential Total [Member]	'	'	'
With an allowance recorded [Abstract]	'	'	'
Related Allowance	71,000	'	60,000
Totals [Abstract]	'	'	'
Recorded Investment	951,000	'	900,000
Unpaid Principal Balance	971,000	'	920,000
Related Allowance	71,000	'	60,000
Average Recorded Investment	926,000	'	1,264,000
Interest Income Recognized	2,000	'	18,000
Construction Total [Member]	'	'	'
With an allowance recorded [Abstract]	'	'	'
Related Allowance	3,000	'	3,000
Totals [Abstract]	'	'	'
Recorded Investment	154,000	'	100,000
Unpaid Principal Balance	154,000	'	100,000
Related Allowance	3,000	'	3,000
Average Recorded Investment	127,000	'	518,000
Interest Income Recognized	2,000	'	1,000
Consumer - Credit Card [Member]	'	'	'
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	0	'	0
Residential Construction [Member]	'	'	'
With no related allowance recorded [Abstract]	'	'	'
Recorded Investment	44,000	'	'
Unpaid Principal Balance	44,000	'	'
Related Allowance	0	'	'
Average Recorded Investment	22,000	'	'
Interest Income Recognized	0	'	'
Loans on Nonaccrual Status [Abstract]	'	'	'
Loans on Nonaccrual Status	$0	'	$0

Credit_Quality_of_Loans_and_Al7

Credit Quality of Loans and Allowance for Loan Losses, Troubled Debt Restructuring (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	Contract	Contract
Troubled Debt Restructuring [Abstract]	'	'	'
Current	$1,345,000	'	$156,000
Past Due Greater than 30 Days	0	'	23,000
Nonaccrual TDRs	234,000	'	233,000
Total TDRs	1,579,000	'	412,000
Pre-modified contracts identified as TDRs	1	1	'
Pre-modification balance identified as TDR	1,200,000	27,000	'
Commercial, Financial and Agricultural [Member]	'	'	'
Troubled Debt Restructuring [Abstract]	'	'	'
Current	1,187,000	'	0
Past Due Greater than 30 Days	0	'	23,000
Nonaccrual TDRs	234,000	'	233,000
Total TDRs	1,421,000	'	256,000
Real Estate - Commercial [Member]	'	'	'
Troubled Debt Restructuring [Abstract]	'	'	'
Current	158,000	'	156,000
Past Due Greater than 30 Days	0	'	0
Nonaccrual TDRs	0	'	0
Total TDRs	$158,000	'	$156,000

Other_Comprehensive_Income_Los2

Other Comprehensive Income (Loss) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Securities available-for-sale (Before tax) [Abstract]	'	'
Change in unrealized gain during period	$2,946	($1,115)
Reclassification adjustment for gains included in net income	0	-204
Total other comprehensive income (loss), before tax	2,946	-1,319
Securities available-for-sale: (Tax Effect) [Abstract]	'	'
Change in unrealized gain during period	-1,031	390
Reclassification adjustment for gains included in net income	0	71
Total other comprehensive income (loss), tax effect	-1,031	461
Securities available-for-sale (Net of Tax) [Abstract]	'	'
Change in unrealized gain during period	1,915	-725
Reclassification adjustment for gains included in net income	0	-133
Total other comprehensive income (loss), net of tax	1,915	-858
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'	'
Gains on securities	0	204
Income tax expense	-1,702	-1,434
Net earnings	6,858	3,428
Unrealized Gains and Losses on Securities Available-for-Sale [Member] | Reclassification Out Of Accumulated Other Comprehensive Income [Member]	'	'
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]	'	'
Gains on securities	0	-204
Income tax expense	0	71
Net earnings	$0	($133)

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Common Share [Abstract]	'	'
Net earnings available to common shareholders	$6,678	$3,136
Dividends on Series C preferred stock	100	100
Adjusted net earnings available to common shareholders	$6,778	$3,236
Weighted average number of common shares outstanding used in computation of basic earnings per common share (in shares)	11,258,000	11,238,000
Effect of dilutive securities [Abstract]	'	'
Stock options (in shares)	74,000	50,000
Restricted stock (in shares)	0	13,000
Convertible preferred stock and warrants (in shares)	547,000	565,000
Weighted average number of common shares outstanding plus effect of dilutive securities - used in computation of diluted earnings per common share (in shares)	11,879,000	11,866,000
Stock Options [Member]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'
Antidilutive shares excluded from computing diluted earnings per share (in shares)	18,003	18,331

Declaration_of_Dividends_Detai

Declaration of Dividends (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Dividends Payable [Line Items]	'	'
Dividends on common stock (in dollars per share)	$0.08	$0.07
Dividends payable recorded date	14-Mar-14	'
Dividends payable declared date	15-Jan-14	'
Dividends payable, date to be paid	1-Apr-14	'
Series C Preferred Stock [Member]	'	'
Dividends Payable [Line Items]	'	'
Dividends payable recorded date	1-Apr-14	'
Dividends payable declared date	15-Jan-14	'
Dividends payable, date to be paid	15-Apr-14	'
Preferred stock dividend rate (in hundredth)	1.00%	'

Intangibles_Details

Intangibles (Details) (Core Deposit Intangible Assets [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Core Deposit Intangible Assets [Member]	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross carrying amount	$11,674	$11,674
Less accumulated amortization	-4,010	-3,733
Net carrying amount	$7,664	$7,941

Fair_Value_Measurement_Details

Fair Value Measurement (Details) (USD $)

3 Months Ended

In Thousands, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Minimum [Member]

Maximum [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Recurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Nonrecurring [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Level 1 [Member]

Level 1 [Member]

Level 2 [Member]

Level 2 [Member]

Level 3 [Member]

Level 3 [Member]

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Period when new appraisals are received

'

'28 days

'42 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Discount for selling costs (in hundredths)

10.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale securities [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

U.S. Government sponsored enterprises

'

'

'

$11,166

$11,265

$0

$0

$11,166

$11,265

$0

$0

'

'

'

'

'

'

'

'

Obligations of state and political subdivisions

'

'

'

54,060

59,978

0

0

54,060

59,978

0

0

'

'

'

'

'

'

'

'

GSE mortgage-backed securities

'

'

'

142,945

145,965

0

0

142,945

145,965

0

0

'

'

'

'

'

'

'

'

Collateralized mortgage obligations: residential

'

'

'

69,350

70,887

0

0

69,350

70,887

0

0

'

'

'

'

'

'

'

'

Collateralized mortgage obligations: commercial

'

'

'

27,231

27,346

0

0

27,231

27,346

0

0

'

'

'

'

'

'

'

'

Other asset-backed securities

'

'

'

25,363

25,489

0

0

25,363

25,489

0

0

'

'

'

'

'

'

'

'

Collateralized debt obligation

'

'

'

1,373

735

0

0

1,373

735

0

0

'

'

'

'

'

'

'

'

Assets and Liabilities Measured on Nonrecurring Basis

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired loans

'

'

'

'

'

'

'

'

'

'

'

2,127

1,973

0

0

2,127

1,973

0

0

Other real estate

'

'

'

'

'

'

'

'

'

'

'

$6,525

$6,687

$0

$0

$6,525

$6,687

$0

$0

Fair_Value_Measurement_by_Bala

Fair Value Measurement, by Balance Sheet Grouping (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets [Abstract]	'	'
Securities available-for-sale	$331,488	$341,665	[1]
Carrying Value [Member]	'	'
Financial assets [Abstract]	'	'
Cash and cash equivalents	64,503	59,731
Securities available-for-sale	331,488	341,665
Securities held-to-maturity	152,162	155,523
Other investments	11,530	11,526
Loans, net	1,175,424	1,128,775
Cash surrender value of life insurance policies	13,505	13,450
Financial liabilities [Abstract]	'	'
Non-interest-bearing deposits	379,576	383,257
Interest-bearing deposits	1,168,354	1,135,546
Securities sold under agreements to repurchase	51,995	53,916
Short-term Federal Home Loan Bank advances	25,000	25,000
Notes payable	27,347	27,703
Junior subordinated debentures	29,384	29,384
Fair Value [Member] | Level 1 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and cash equivalents	64,503	59,731
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Other investments	11,530	11,526
Loans, net	0	0
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]	'	'
Non-interest-bearing deposits	0	0
Interest-bearing deposits	0	0
Securities sold under agreements to repurchase	51,995	53,916
Short-term Federal Home Loan Bank advances	0	0
Notes payable	0	0
Junior subordinated debentures	0	0
Fair Value [Member] | Level 2 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and cash equivalents	0	0
Securities available-for-sale	331,488	341,665
Securities held-to-maturity	149,974	151,168
Other investments	0	0
Loans, net	0	0
Cash surrender value of life insurance policies	13,505	13,450
Financial liabilities [Abstract]	'	'
Non-interest-bearing deposits	379,576	383,257
Interest-bearing deposits	939,025	895,346
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances	25,000	25,000
Notes payable	0	0
Junior subordinated debentures	22,167	22,167
Fair Value [Member] | Level 3 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and cash equivalents	0	0
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Other investments	0	0
Loans, net	1,187,543	1,139,740
Cash surrender value of life insurance policies	0	0
Financial liabilities [Abstract]	'	'
Non-interest-bearing deposits	0	0
Interest-bearing deposits	230,289	241,359
Securities sold under agreements to repurchase	0	0
Short-term Federal Home Loan Bank advances	0	0
Notes payable	28,493	28,813
Junior subordinated debentures	$7,549	$7,776
[1]	Derived from audited financial statements.