QNB (QNBC) 10-Q 9 May 24 2024 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2024	Apr. 26, 2024
Cover [Abstract]
Entity Registrant Name	QNB Corp.
Trading Symbol	QNBC
Title of 12(g) Security	Common Stock
Security Exchange Name	NONE
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		3,664,074
Amendment Flag	false
Entity Central Index Key	0000750558
Entity Filer Category	Non-accelerated Filer
Document Period End Date	Mar. 31, 2024
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q1
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Document Quarterly Report	true
Document Transition Report	false
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity File Number	0-17706
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2318082
Entity Address, Address Line One	15 North Third Street
Entity Address, Address Line Two	P.O. Box 9005
Entity Address, City or Town	Quakertown
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18951-9005
City Area Code	215
Local Phone Number	538-5600

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 12,470,000	$ 11,447,000
Interest-bearing deposits in banks	38,493,000	51,210,000
Total cash and cash equivalents	50,963,000	62,657,000
Investments:
Available-for-sale (amortized cost $565,864 and $576,178)	481,596,000	490,182,000
Equity securities (cost of $6,032 and $5,695)	6,217,000	5,910,000
Restricted investment in stocks	2,730,000	2,730,000
Loans held-for-sale		549,000
Loans receivable	1,122,616,000	1,093,533,000
Allowance for credit losses on loans	(8,738,000)	(8,852,000)
Loans receivable, net	1,113,878,000	1,084,681,000
Bank-owned life insurance	11,700,000	11,946,000
Premises and equipment, net	14,849,000	14,952,000
Accrued interest receivable	6,184,000	6,101,000
Net deferred tax assets	19,029,000	19,290,000
Other assets	8,935,000	7,320,000
Total assets	1,716,081,000	1,706,318,000
Deposits
Demand, non-interest bearing	188,260,000	185,098,000
Interest-bearing demand	460,494,000	462,712,000
Money market	235,520,000	222,843,000
Savings	294,437,000	303,079,000
Time less than $100	163,951,000	149,851,000
Time $100 through $250	137,895,000	121,793,000
Time greater than $250	55,631,000	43,337,000
Total deposits	1,536,188,000	1,488,713,000
Short-term borrowings	55,088,000	94,094,000
Long-term debt	20,000,000	20,000,000
Accrued interest payable	3,806,000	5,294,000
Other liabilities	7,313,000	7,393,000
Total liabilities	1,622,395,000	1,615,494,000
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,872,760 shares and 3,861,940 shares issued; 3,664,074 and 3,653,254 shares outstanding	2,420,000	2,414,000
Surplus	26,687,000	26,439,000
Retained earnings	135,187,000	133,945,000
Accumulated other comprehensive loss, net of tax	(66,571,000)	(67,937,000)
Treasury stock, at cost; 208,686 and 208,686 shares	(4,037,000)	(4,037,000)
Total shareholders' equity	93,686,000	90,824,000
Total liabilities and shareholders' equity	$ 1,716,081,000	$ 1,706,318,000

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Available-for-sale, amortized cost	$ 565,864	$ 576,178
Equity securities, cost	$ 6,032	$ 5,695
Common stock, par value (in dollars per share)	$ 0.625	$ 0.625
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	3,872,760	3,861,940
Common stock, shares outstanding (in shares)	3,664,074	3,653,254
Treasury stock, shares (in shares)	208,686	208,686

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income
Interest and fees on loans	$ 15,250	$ 12,714
Interest and dividends on available-for-sale & equity securities:
Taxable	3,325	2,279
Tax-exempt	357	374
Interest on interest-bearing balances and other interest income	637	96
Total interest income	19,569	15,463
Interest on deposits
Interest-bearing demand	2,220	1,377
Money market	2,015	342
Savings	949	1,077
Time less than $100	1,473	382
Time of $100 through $250	1,377	727
Time greater than $250	522	123
Interest on short-term borrowings	625	995
Interest on long-term debt	220	23
Total interest expense	9,401	5,046
Net interest income	10,168	10,417
Provision (reversal) for credit losses on loans	(86)	(1,805)
Net interest income after provision for loan losses	10,254	12,222
Non-interest income
Net gain (loss) on sales and calls of available-for-sale and equity securities	377	(465)
Unrealized (loss) gain on investment equity securities	(30)	57
Fees for services to customers	420	402
ATM and debit card	636	659
Retail brokerage and advisory	93	234
Bank-owned life insurance	94	86
Merchant	99	93
Net gain on sale of loans	15	6
Other	132	147
Total non-interest income	1,836	1,219
Non-interest expense
Salaries and employee benefits	4,974	4,563
Net occupancy	578	540
Furniture and equipment	937	837
Marketing	266	203
Third party services	624	609
Telephone, postage and supplies	126	167
State taxes	100	124
FDIC insurance premiums	345	175
Other	883	982
Total non-interest expense	8,833	8,200
Income before income taxes	3,257	5,241
Provision for income taxes	663	1,123
Net income	$ 2,594	$ 4,118
Earnings per share - basic	$ 0.71	$ 1.15
Earnings per share - diluted	0.71	1.15
Cash dividends per share	$ 0.37	$ 0.37

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Statement of Comprehensive Income [Abstract]
Net income, Before tax amount	$ 3,257	$ 5,241
Net unrealized holding gains (losses) on available-for-sale securities:
Unrealized holding gains (losses) arising during the period, Before tax amount	(4,466)	11,152
Reclassification adjustment for losses included in net income, Before tax amount		257
Unrealized holding gains (losses) arising during the period, Tax expense (benefit)	(938)	2,342
Reclassification adjustment for losses included in net income, Tax expense (benefit)		54
Unrealized holding gains (losses) arising during the period, Net of tax amount	(3,528)	8,810
Reclassification adjustment for losses included in net income, Net of tax amount		203
Net unrealized holding gains on fair value hedge:
Unrealized holding gains arising during the period, Before tax amount	6,121
Unrealized holding gains arising during the period, Tax expense (benefit)	1,285
Unrealized holding gains arising during the period, Net of tax amount	4,836
Reclassification adjustment for fair value remeasurements included in net income, Before tax amount	74
Reclassification adjustment for fair value remeasurements included in net income, Tax expense (benefit)	16
Reclassification adjustment for fair value remeasurements included in net income, Net of tax amount	58
Other comprehensive income, Before tax amount	1,729	11,409
Other comprehensive income, Tax expense (benefit)	363	2,396
Other comprehensive income, Net of tax amount	1,366	9,013
Other comprehensive income, Before tax amount	4,986	16,650
Tax expense (benefit)	663	1,123
Other comprehensive income, Tax expense (benefit)	1,026	3,519
Net Income (Loss)	2,594	4,118
Other comprehensive income, Net of tax amount	$ 3,960	$ 13,131

Consolidated Statement of Share

Consolidated Statement of Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment [Member]	Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Common Stock [Member]	Common Stock [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Additional Paid-in Capital [Member]	Additional Paid-in Capital [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Retained Earnings [Member]	Retained Earnings [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Retained Earnings [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Accumulated Other Comprehensive Income (Loss) [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]	Treasury Stock [Member]	Treasury Stock [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Balance at Dec. 31, 2022	$ 70,958	$ 857	$ 71,815	$ 2,373	$ 2,373	$ 24,798	$ 24,798	$ 128,951	$ 857	$ 129,808	$ (81,127)	$ (81,127)	$ (4,037)	$ (4,037)
Balance (in shares) at Dec. 31, 2022				3,588,262
Accounting Standards Update [Extensible Enumeration]	us-gaap:AccountingStandardsUpdate201613Member
Net Income (Loss)	$ 4,118							4,118
Other comprehensive income, net of tax	9,013										9,013
Cash dividends declared	(1,328)							(1,328)
Stock issued in connection with dividend reinvestment and stock purchase plan	236			$ 6		230
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)				9,083
Stock-based compensation expense	20					20
Balance at Mar. 31, 2023	83,874			$ 2,379		25,048		132,598			(72,114)		(4,037)
Balance (in shares) at Mar. 31, 2023				3,597,345
Balance at Dec. 31, 2023	$ 90,824			$ 2,414		26,439		133,945			(67,937)		(4,037)
Balance (in shares) at Dec. 31, 2023	3,653,254			3,653,254
Net Income (Loss)	$ 2,594							2,594
Other comprehensive income, net of tax	1,366										1,366
Cash dividends declared	(1,352)							(1,352)
Stock issued in connection with dividend reinvestment and stock purchase plan	217			$ 5		212
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)				9,290
Stock issued for Non-Employee Director Compensation				$ 1		(1)
Stock issued for Non-Employee Director Compensation (in shares)				1,530
Stock-based compensation expense	37					37
Balance at Mar. 31, 2024	$ 93,686			$ 2,420		$ 26,687		$ 135,187			$ (66,571)		$ (4,037)
Balance (in shares) at Mar. 31, 2024	3,664,074			3,664,074

Consolidated Statement of Sha_2

Consolidated Statement of Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Retained Earnings [Member]
Cash dividends declared, per share (in dollars per share)	$ 0.37	$ 0.37

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Operating Activities
Net income	$ 2,594,000	$ 4,118,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	402,000	412,000
Reversal of provision for credit losses	(86,000)	(1,805,000)
Net (gain) loss on calls and sales of debt and equity securities	(377,000)	465,000
Net unrealized loss (gain) on equity securities	30,000	(57,000)
Net gain on sale of loans	(15,000)	(6,000)
Proceeds from sales of residential mortgages held-for-sale	801,000	388,000
Origination of residential mortgages held-for-sale	(237,000)	(770,000)
Increase in cash surrender value of bank-owned life insurance	(94,000)	(86,000)
Stock-based compensation expense	37,000	20,000
Deferred income tax (benefit) expense	(102,000)	284,000
Net increase (decrease) in income taxes payable	194,000	(284,000)
Net (increase) decrease in accrued interest receivable	(82,000)	1,613,000
Fair value remeasurements on interest rate swap	74,000
Amortization of mortgage servicing rights and change in valuation allowance	12,000	11,000
Net amortization of premiums and discounts on investment securities	369,000	482,000
Net (decrease) increase in accrued interest payable	(1,488,000)	456,000
Operating lease payments	(157,000)	(156,000)
Increase in other assets	(323,000)	(343,000)
Increase (decrease) in other liabilities	53,000	(663,000)
Net cash provided by operating activities	1,605,000	4,079,000
Investing Activities
Proceeds from payments, maturities and calls of investments available-for-sale	11,338,000	10,210,000
Proceeds from the sale of investments available-for-sale	0	9,081,000
Proceeds from the sale of equity securities	1,210,000	709,000
Purchases of investments available-for-sale	(2,967,000)
Purchases of equity securities	(1,170,000)	(712,000)
Proceeds from redemption of investment in restricted stock		4,944,000
Purchases of restricted stock		(1,849,000)
Net (increase) decrease in loans	(29,104,000)	27,961,000
Net purchases of premises and equipment	(281,000)	(115,000)
Redemption of Bank Owned Life Insurance investment	341,000
Net cash (used in) provided by investing activities	(20,633,000)	50,229,000
Financing Activities
Net increase (decrease) in non-interest bearing deposits	3,162,000	(19,590,000)
Net increase in interest-bearing deposits	44,313,000	25,811,000
Net decrease in short-term borrowings	(39,006,000)	(51,135,000)
Repayment of long-term debt		(10,000,000)
Cash dividends paid, net of reinvestment	(1,198,000)	(1,151,000)
Proceeds from issuance of common stock	63,000	59,000
Net cash provided by (used in) financing activities	7,334,000	(56,006,000)
Decrease in cash and cash equivalents	(11,694,000)	(1,698,000)
Cash and cash equivalents at beginning of year	62,657,000	15,899,000
Cash and cash equivalents at end of period	50,963,000	14,201,000
Supplemental Cash Flow Disclosures
Interest paid	10,889,000	4,590,000
Net income taxes paid	571,000	1,123,000
Non-cash transactions:
Cumulative change in accounting principal		857,000
Unsettled trades for matured securities	$ 1,500,000
Right-of-use assets obtained in exchange for new operating lease liabilities		$ 369,000

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 2,594	$ 4,118

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Mar. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Mar. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	1. BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements include the accounts of QNB Corp. and its wholly-owned subsidiary, QNB Bank (the “Bank”). The consolidated entity is referred to herein as “QNB” or the “Company”. All significant intercompany accounts and transactions are eliminated in the consolidated financial statements. These consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in QNB's 2023 Annual Report incorporated in the Form 10-K. Operating results for the three-month period ended March 31, 2024 are not necessarily indicative of the results that may be expected for the year ending December 31, 2024. The unaudited consolidated financial statements reflect all adjustments which, in the opinion of management, are necessary for a fair presentation of the results of operations for the period and are of a normal and recurring nature. Tabular information, other than share and per share data, is presented in thousands of dollars. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities at the dates of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from such estimates. QNB has evaluated events and transactions occurring subsequent to the balance sheet date of March 31, 2024 for items that should potentially be recognized or disclosed in these consolidated financial statements and has identified the following subsequent event. Subsequent Event: On April 8, 2024, Visa, Inc. commenced an initial exchange offer for all of its outstanding shares of Class B-1 common stock for a combination of Class B-2 and Class C common shares. The exchange offer is optional for current Class B-1 holders and expires at 11:59 pm on May 3, 2024. QNB has elected to participate in the exchange offer and has submitted the required exchange documents, including a required makewhole agreement pursuant to which participating Class B-1 stockholders agree to reimburse Visa for future obligations relating to certain litigation which, but for participation in the exchange offer, would have otherwise been the responsibility of the Class B-1 stockholder as a result of its ownership of the Class B-1 common stock. QNB currently holds 6,502 Class B-1 common shares with a cost basis of $ 0 . Upon acceptance by Visa, Inc. of QNB's submitted documents, QNB expects to receive 3,251 shares of Class B-2 common shares and 1,290 Class C shares. After a required holding period, the Class C shares are convertible into Class A shares, and, at that time, the Class C shares would become marketable and unrestricted. QNB expects to record a unrealized gain on the Class C shares in the second quarter of 2024 and a reserve of the makewhole agreement.

Note 2 - Recent Accounting Pron

Note 2 - Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2024
Accounting Standards Update and Change in Accounting Principle [Abstract]
Recent Accounting Pronouncements	2. RECENT ACCOUNTING PRONOUNCEMENTS On March 6, 2024, the Securities and Exchange Commission (SEC) adopted final rules requiring registrants to disclose climate-related information in registration statements and annual reports. These enhanced and standardized disclosures include material climate-related risks, board oversight and risk management activities descriptions, material impacts of these risks on a registrant’s strategy, business model and outlook, and any material climate-related targets or goals.

Note 3 - Stock-Based Compensati

Note 3 - Stock-Based Compensation and Shareholders' Equity	3 Months Ended
	Mar. 31, 2024
Share-Based Payment Arrangement [Abstract]
Stock-Based Compensation and Shareholders' Equity	3. STOCK-BASED COMPENSATION AND SHAREHOLDERS’ EQUITY QNB maintains a 2015 Stock Incentive Plan (the "2015 Plan"), administered by a Board committee (the “Committee”), under which both qualified and non-qualified stock options may be granted periodically to certain employees. Compensation cost has been measured using the fair value of an award on the grant date and is recognized over the service period, which is usually the vesting period. Stock-based compensation expense related to the 2015 Plan w as $ 19,000 a nd $ 20,000 for the three months ended March 31, 2024 and 2023, respectively. At March 31, 2024, there was approximatel y $ 259,000 of unrecognized compensation cost related to unvested share-based compensation award grants that is expected to be recognized over the next 59 mo nths. Options are granted to certain employees at prices equal to the market value of the stock on the date the options are granted. The 2015 Plan authorized the issuance of 300,000 shares. The time period during which any option is exercisable under the 2015 Plan is determined by the Committee but shall not commence before the expiration of six months after the date of grant or continue beyond the expiration of five years after the date the option is awarded. The granted options vest after a three-year period. The 2015 Plan was amended, effective January 1, 2023, to increase the maximum term of any options granted under the plan from five years to ten years , and to also require that awards granted under the Plan will ve st 20 % each consecutive year commencing on the first anniversary date of the award unless otherwise specified in an award agreement. As of March 31, 2024, there were 252,550 options granted, 167,375 options forfeited, 20,825 options exercised, and 137,275 options outstanding under this Plan. The 2015 Plan expires on February 24, 2025. The following assumptions were used in the option pricing model in determining the fair value of options granted during the period: For the Three Months Ended March 31, 2024 2023 Risk free interest rate 3.98 % 3.64 % Dividend yield 5.97 % 4.80 % Volatility 20.96 % 20.36 % Expected life (years) 8.19 8.35 The risk-free interest rate was selected based upon yields of U.S. Treasury securities with a term approximating the expected life of the option being valued. Historical information was the basis for the selection of the expected dividend yield, expected volatility and expected lives of the options. The fair market value of options granted in the three months ended March 31, 2024 and 2023 was $ 3.08 and $ 4.11 , respectively. Stock option activity during the three months ended March 31, 2024 and 2023 is as follows: Number Weighted Weighted Aggregate Outstanding at December 31, 2023 121,550 $ 34.29 Granted 40,000 23.40 Exercised — — Forfeited ( 24,275 ) 37.69 Outstanding at March 31, 2024 137,275 $ 30.51 6.00 $ 31,600 Exercisable at March 31, 2024 45,315 $ 33.74 2.51 $ — Number Weighted Weighted Aggregate Outstanding at December 31, 2022 109,150 $ 37.65 Granted 35,000 29.51 Exercised — — Forfeited ( 22,600 ) 43.15 Outstanding at March 31, 2023 121,550 $ 34.29 4.59 $ — Exercisable at March 31, 2023 41,375 $ 37.37 1.35 $ — QNB maintains a 2021 Employee Stock Purchase Plan (the "2021 ESPP") offering eligible employees an opportunity to purchase shares of QNB Corp. common stock at a 10 % discount from the lesser of fair market value on the first or last day of each offering period (as defined by the Plan). Stock-based compensation expense related to the 2021 ESPP was $ 0 and $ 0 for the three months ended March 31, 2024 and 2023, respectively. The 2021 ESPP authorized the issuance of 30,000 shares. As of March 31, 2024, 13,894 shares were issued under the 2021 ESPP Plan. The 2021 ESPP Plan expires May 31, 2026 . The QNB Corp. 2023 Non-Employee Director Compensation Plan was approved by shareholders on May 23, 2023 (The "Director Compensation Plan"). The Director Compensation Plan authorized the issuance of 50,000 shares, is effective January 1, 2023 and expires on January 1, 2033. The Plan requires each non-employee director of the QNB, or any subsidiary of QNB designated by the Board (including QNB Bank), to receive $ 8,000 of their total annual compensation for service as a director in the form of the QNB’s common stock. Under the Director Compensation Plan, commencing with the six-month period ended June 30, 2023, each non-employee director will receive, in addition to any cash compensation otherwise payable, a semi-annual grant of such number of shares of the QNB’s common stock determined by dividing (i) the Semi-Annual Stock Payment Amount of $ 4,000 by (ii) the market value of a share of common stock determined as of June 30 or December 31 of any year, as applicable. Payments will be made under the Director Compensation Plan only to non-employee directors in office on the applicable payment date. As of March 31, 2024, 3,270 shares were issued to non-employee directors and there were 46,730 shares remaining under the Plan. Stock-based compensation expense related to the Director Compensation Plan was $ 18,000 for the three months ended March 31, 2024 and $ 20,000 for the three months ended March 31, 2023.

Note 4 - Earnings Per Share & S

Note 4 - Earnings Per Share & Share Repurchase Plan	3 Months Ended
	Mar. 31, 2024
Earnings Per Share [Abstract]
Earnings Per Share & Share Repurchase Plan	4. EARNINGS PER SHARE & SHARE REPURCHASE PLAN The following sets forth the computation of basic and diluted earnings per share: For the Three Months Ended March 31, 2024 2023 Numerator for basic and diluted earnings per share - net income $ 2,594 $ 4,118 Denominator for basic earnings per share - weighted 3,655,176 3,588,363 Effect of dilutive securities - employee stock options — — Denominator for diluted earnings per share - adjusted 3,655,176 3,588,363 Earnings per share - basic $ 0.71 $ 1.15 Earnings per share - diluted 0.71 1.15 There were 137,275 and 121,550 stock options that were anti-dilutive for the three-month periods ended March 31, 2024 and 2023, respectively. These stock options were not included in the above calculation. QNB’s current stock repurchase plan was originally approved by the Board of Directors on January 21, 2008 , increased in amount on February 9, 2009 to 100,000 shares, and subsequently increased on April 29, 2021 to up to 200,000 shares of common stock in the open market or privately negotiated transactions. The repurchase authorization has no termination date. There were 0 and 0 shares repurchased during the three months ended March 31, 2024 and 2023, respectively. As of March 31, 2024, 102,000 shares were repurchased under this authorization at an average price of $ 24.93 and a total cost of approximately $ 2,543,000 .

Note 5 - Comprehensive Income (

Note 5 - Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2024
Other Comprehensive Loss, Tax [Abstract]
Comprehensive Income (Loss)	5. COMPREHENSIVE INCOME (LOSS) The following shows the components of accumulated other comprehensive loss at March 31, 2024 and December 31, 2023: March 31, December 31, 2024 2023 Unrealized net holding losses on available-for-sale $ ( 88,713 ) $ ( 84,247 ) Unrealized gains (losses) on available-for-sale securities — — Unrealized net holding gains (losses) on fair value hedge 4,445 ( 1,749 ) Accumulated other loss ( 84,268 ) ( 85,996 ) Tax effect 17,697 18,059 Accumulated other comprehensive loss, net of tax $ ( 66,571 ) $ ( 67,937 ) The following table presents amounts reclassified out of accumulated other comprehensive loss for the three months ended March 31, 2024 and 2023: For the Three Months Ended March 31, Amount reclassified from Details about accumulated other comprehensive loss 2024 2023 Affected line item in statement of income Unrealized net holding losses on available-for-sale securities $ — $ ( 257 ) Net gain (loss) on sales of investments available-for-sale Impairment on investment securities — — Net impairment on investment securities Fair value remeasurements on fair value hedges ( 74 ) — Interest and dividends on available-for-sale & equity securities ( 74 ) ( 257 ) Tax effect 16 54 Provision for income taxes Total reclassification out of accumulated other comprehensive loss, net of tax $ ( 58 ) $ ( 203 ) Net of tax

Note 6 - Investment Securities

Note 6 - Investment Securities	3 Months Ended
	Mar. 31, 2024
Investments, Debt and Equity Securities [Abstract]
Investment Securities	6. INVESTMENT SECURITIES Available-For-Sale Securities The amortized cost and estimated fair values of investment securities available-for-sale at March 31, 2024 and December 31, 2023 were as follows: Fair Gross unrealized holding Gross unrealized holding Gross unrealized fair value hedge Amortized March 31, 2024 value gains losses gains (1) cost U.S. Treasury $ 5,455 $ — $ ( 1 ) $ — $ 5,456 U.S. Government agency 73,529 — ( 11,423 ) — 84,952 State and municipal 89,554 — ( 19,816 ) 1,299 108,071 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 220,271 — ( 40,093 ) 3,146 257,218 Collateralized mortgage obligations (CMOs) 86,564 — ( 16,893 ) — 103,457 Corporate debt and money market funds 6,223 10 ( 497 ) — 6,710 Total investment debt securities available-for-sale $ 481,596 $ 10 $ ( 88,723 ) $ 4,445 $ 565,864 Gross Gross Gross unrealized unrealized unrealized Fair holding holding fair value hedge Amortized December 31, 2023 value gains losses losses (1) cost U.S. Treasury $ 6,451 $ 3 $ — $ — $ 6,448 U.S. Government agency 74,122 — ( 10,828 ) — 84,950 State and municipal 89,189 — ( 18,714 ) ( 445 ) 108,348 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 224,238 — ( 37,831 ) ( 1,304 ) 263,373 Collateralized mortgage obligations (CMOs) 89,973 — ( 16,383 ) — 106,356 Corporate debt and money market funds 6,209 2 ( 496 ) — 6,703 Total investment debt securities available-for-sale $ 490,182 $ 5 $ ( 84,252 ) $ ( 1,749 ) $ 576,178 (1) See Note 12 The amortized cost and estimated fair value of securities available-for-sale by contractual maturity at March 31, 2024 is shown in the following table. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Maturities for mortgage-backed securities and collateralized mortgage obligations are dependent upon the interest rate environment and prepayments of the underlying loans. March 31, 2024 Fair value Amortized cost Due in one year or less $ 7,567 $ 7,606 Due after one year through five years 58,360 65,933 Due after five years through ten years 39,424 44,892 Due after ten years 69,410 86,758 174,761 205,189 Residential mortgage-backed securities 220,271 257,218 Collateralized mortgage obligations 86,564 103,457 Total $ 481,596 $ 565,864 Proceeds from sales of investment securities available-for-sale were approximately $ 0 and $ 9,081,000 for the three months ended March 31, 2024 and 2023, respectively. At March 31, 2024 and December 31, 2023, investment securities available-for-sale totaling approximately $ 251,927,000 and $ 289,935,000 , respect ively, were pledged as collateral for repurchase agreements and deposits of public funds. The following table presents information related to the Company’s gains and losses on the sales and calls of securities available-for-sale, and losses recognized for the impairment of these investments. Gains and losses on available-for-sale securities are computed on the specific identification method and included in non-interest income. Gross realized losses on debt securities are net of impairment charges: For the Three Months Ended March 31, 2024 2023 Gross realized gains $ — $ — Gross realized losses — ( 257 ) Impairment — — Total net gains (losses) on AFS securities $ — $ ( 257 ) The tax applicable to the net realized gains for both of the three-month periods ended March 31, 2024 and 2023 was $ 0 and $ 54,000 , respectively. QNB follows the accounting guidance in FASB ASC 326-10 as it relates to the recognition and presentation of impairment. This accounting guidance specifies that (a) if a company does not have the intent to sell a debt security prior to recovery and (b) it is more likely than not that it will not have to sell the debt security prior to recovery, the security would not be considered impaired unless there is a credit loss. When an entity does not intend to sell the security, and it is more likely than not, the entity will not have to sell the security before recovery of its cost basis, it will recognize the credit component of an impairment of a debt security in earnings and the remaining portion in other comprehensive income. No credit impairments were recognized on debt securities during the three months ended March 31, 2024 and 2023, respectively. The following table indicates the length of time individual debt securities have been in a continuous unrealized loss position as of March 31, 2024 and December 31, 2023: Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2024 securities value losses value losses value losses U.S. Treasury 6 $ 2,970 $ ( 1 ) $ — $ — $ 2,970 $ ( 1 ) U.S. Government agency 39 — — 73,529 ( 11,423 ) 73,529 ( 11,423 ) State and municipal 190 — — 87,967 ( 19,816 ) 87,967 ( 19,816 ) U.S. Government agencies and sponsored enterprises (GSEs): — — Mortgage-backed 164 — — 217,140 ( 40,093 ) 217,140 ( 40,093 ) Collateralized mortgage obligations (CMOs) 125 — — 86,564 ( 16,893 ) 86,564 ( 16,893 ) Corporate debt and money market funds 4 — — 6,089 ( 497 ) 6,089 ( 497 ) Total 528 $ 2,970 $ ( 1 ) $ 471,289 $ ( 88,722 ) $ 474,259 $ ( 88,723 ) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2023 securities value losses value losses value losses U.S. Treasury 1 $ 494 $ — $ — $ — $ 494 $ — U.S. Government agency 39 — — 74,122 ( 10,828 ) 74,122 ( 10,828 ) State and municipal 191 380 — 89,238 ( 18,714 ) 89,618 ( 18,714 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 165 1 — 225,500 ( 37,831 ) 225,501 ( 37,831 ) Collateralized mortgage obligations (CMOs) 126 — — 89,973 ( 16,383 ) 89,973 ( 16,383 ) Corporate debt and money markets 4 — — 6,101 ( 496 ) 6,101 ( 496 ) Total 526 $ 875 $ — $ 484,934 $ ( 84,252 ) $ 485,809 $ ( 84,252 ) Management evaluates debt securities, which are comprised of U.S. Treasury, U.S. Government agencies, state and municipalities, mortgage-backed securities, CMOs and corporate debt securities, for impairment and considers the current economic conditions, interest rates and the bond rating of each security. The unrealized losses at March 31, 2024 in U.S. Treasury, U.S. Government agency securities, state and municipal securities, mortgage-backed securities, and CMOs are primarily the result of interest rate fluctuations. If held to maturity, these bonds will mature at par, and QNB will not realize a loss. QNB has the intent to hold the securities and does not believe it will be required to sell the securities before recovery occurs. QNB holds one pooled trust preferred security as of March 31, 2024. This security has a total amortized cost of approximately $ 59,000 and a fair value of $ 52,000 . The pooled trust preferred security is available-for-sale and is carried at fair value. Marketable Equity Securities The Company’s investment in marketable equity securities primarily consists of investments with readily determinable fair values in large cap stock companies. Changes in fair value is recorded in unrealized gain/(losses) in non-interest income. At March 31, 2024 and December 31, 2023, QNB had $ 6,217,000 an d $ 5,910,000 , res pectively, in equity securities recorded at fair value. The following is a summary of unrealized and realized gains and losses recognized in net income on equity securities during the three months ended March 31, 2024 and 2023: For the Three Months Ended March 31, 2024 2023 Net (loss) gains recognized during the period on equity securities $ 347 $ ( 151 ) Less: Net (losses) gains recognized during the period on equity securities sold during the period 377 ( 208 ) Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ ( 30 ) $ 57 Taxes applicable to the net gains (losses) recognized for the three months ended March 31, 2024 resulted in an expense of $ 96,000 compared to a benefit of $ 44,000 for the three months ended March 31, 2023. Proceeds from sales of investment equity securities were $ 1,210,000 and $ 709,000 for the three months ended March 31, 2024 and 2023, respectively.

Note 7 - Restricted Investment

Note 7 - Restricted Investment in Stocks	3 Months Ended
	Mar. 31, 2024
Schedule of Investments [Abstract]
Restricted Investment in Stocks	7. RESTRICTED INVESTMENT IN STOCKS Restricted investment in stocks includes Federal Home Loan Bank of Pittsburgh (“FHLB”) with a carrying co st of $ 1,718,000 , Atlantic Community Bankers Bank (“ACBB”) stock with a carrying cost of $ 12,000 , VISA Class B stock with a carrying cost of $ 0 and Senior Housing Crime Prevention Investment Corporation ("SHCPFIC") preferred stock of $ 1,000,000 at March 31, 2024. FHLB and ACBB stock was issued to the Bank as a requirement to facilitate the Bank’s participation in borrowing and other banking services. The SHCPFIC stock was issued to the Bank to enable its participation in a Community Reinvestment Act qualified investment. The Bank’s investment in FHLB stock may fluctuate, as it is based on the member banks’ use of FHLB’s services. The Bank owns 6,502 shares of Visa Class B stock, which was necessary to participate in Visa services in support of the Bank’s credit card, debit card, and related payment programs (permissible activities under banking regulations) as a member institution. Following the resolution of Visa’s covered litigation, shares of Visa’s Class B-1 stock will be converted to Visa Class A shares using a conversion factor ( 1.5875 as of September 28, 2023), which is periodically adjusted to reflect VISA’s ongoing litigation costs. There is a very limited market for this stock, as only current owne rs of Class B shares are permitted to transact in Class B. Due to the lack of orderly trades and public information of such trades, Visa Class B-1 stock does not have a readily determinable fair value. In April 2024, QNB submitted documents to accept an initial exchange offer commenced by Visa, Inc. to exchange Class B-1 common shares for Class B-2 commons share and Class C common shares. For additional information, see Note 1 - Basis of Presentations/Subsequent Event. The Bank owns 100 shares of preferred stock of SHCPFIC. These shares are not transferable without the consent of SHCPFIC and does not have a readily determinable fair value. These restricted investments are carried at cost and evaluated for impairment periodically. As of March 31, 2024, there was no impairment associated with these shares.

Note 8 - Loans & Allowance for

Note 8 - Loans & Allowance for Credit Losses on Loans	3 Months Ended
	Mar. 31, 2024
Receivables [Abstract]
Loans & Allowance for Credit Losses on Loans	8. LOANS & ALLOWANCE FOR CREDIT LOSSES ON LOANS Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the principal amount outstanding, net of deferred loan fees and costs. Interest income is accrued on the principal amount outstanding. Loan origination and commitment fees and related direct costs are deferred and amortized to income over the term of the respective loan and loan commitment period as a yield adjustment. Loans held-for-sale consists of residential mortgage loans that are carried at the lower of aggregate cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance charged to income. Gains and losses on residential mortgages held-for-sale are included in non-interest income. The Company maintains an allowance for credit losses on loans, which is intended to absorb probable known and inherent losses in the outstanding loan portfolio. The allowance is reduced by actual credit losses and is increased or decreased by the provision (reversal) for loan losses and increased by recoveries of previous losses. The provisions or reversals for credit losses are charged to earnings to bring the total allowance for loan losses to a level considered necessary by management. The allowance for credit losses is measured on a pool basis when similar risk characteristics exist; these pools are identified in the first table below. The Company establishes a general valuation allowance for performing loans, including non-accrual student loans. QNB calculates each segment's historical loss rate using a full economic cycle of loan balance and historical loss experienced. The level of the allowance is determined by assigning specific reserves to all non-accrual loans, except the homogeneous pool of student loans which are measured in the general reserve. An allowance on these non-accrual loans is established when the discounted cash flows (or collateral value) of the loan is lower than the carrying value of that loan. The portion of the allowance that is allocated to non-accrual loans is determined by estimating the inherent loss on each credit after giving consideration to the value of underlying collateral. The general component is adjusted for qualitative factors. These qualitative risk factors include: 1. Concentrations: The Company adjusts historic loss for concentrations in the current commercial portfolio that were not present during the down-turn of economic cycle. 2. Economic Forecast: The Company utilizes an entire economic cycle of data to determine loss rates by segment. This approach reflects an inherent reversion to the historical losses during life of the loans within the pool considering prepayments and loss experience throughout an entire economic cycle. However, the Company feels it is prudent to maintain a floor in its model to assure that there is enough reserve on hand to sustain any losses upon an upcoming recession. Management emphasizes loan quality and close monitoring of potential problem credits. Credit risk identification and review processes are utilized in order to assess and monitor the degree of risk in the loan portfolio. The Company’s lending and credit administration staff are charged with reviewing the loan portfolio and identifying changes in the economy or in a borrower’s circumstances which may affect the ability to repay debt or the value of pledged collateral. A loan classification and review system exists that identifies those loans with a higher than normal risk of collectability. Each commercial loan is assigned a grade based upon an assessment of the borrower’s financial capacity to service the debt and the presence and value of collateral for the loan. An independent firm reviews risk assessment and evaluates the adequacy of the allowance for loan losses. Management meets monthly to review the credit quality of the loan portfolio and quarterly to review the allowance for loan losses. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for credit losses on loans. Such agencies may require the Company to recognize additions to the allowance based on their judgments using information available to them at the time of their examination. Management believes that it uses the best information available to make determinations about the adequacy of the allowance and that it has established its existing allowance for credit losses on loans in accordance with Accounting Principles Generally Accepted in the United States of America (U.S. GAAP.) If circumstances differ substantially from the current calculation, future adjustments to the allowance for credit losses on loans may be necessary and results of operations could be affected. Because future events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that increases to the allowance will not be necessary should the quality of any loans deteriorate. Major classes of loans are as follows: March 31, December 31, 2024 2023 Commercial: Commercial and industrial $ 148,356 $ 137,086 Construction and land development 117,535 116,173 Real estate secured by multi-family properties 110,402 109,193 Real estate secured by owner-occupied properties 164,828 160,695 Real estate secured by other commercial properties 276,049 265,101 Revolving real estate secured by 1-4 family properties-business 6,483 5,442 Real estate secured by 1st lien on 1-4 family properties-business 102,339 103,572 Real estate secured by junior lien on 1-4 family properties-business 2,964 3,445 State and political subdivisions 17,970 18,708 Retail: 1-4 family residential mortgages 108,883 108,906 Construction-individual — — Revolving home equity secured by 1-4 family properties-personal 44,619 34,231 Real estate secured by 1st lien on 1-4 family properties-personal 7,385 11,981 Real estate secured by junior lien on 1-4 family properties-personal 11,540 15,625 Student loans 1,605 1,662 Overdrafts 166 194 Other consumer 1,784 1,757 Total loans 1,122,908 1,093,771 Net unearned (fees) costs ( 292 ) ( 238 ) Allowance for credit losses on loans ( 8,738 ) ( 8,852 ) Loans receivable, net $ 1,113,878 $ 1,084,681 Loans secured by commercial real estate include all loans collateralized at least in part by commercial real estate. These loans may not be for the express purpose of conducting commercial real estate transactions. QNB generally lends in Bucks, Lehigh, and Montgomery counties in southeastern Pennsylvania. To a large extent, QNB makes loans collateralized at least in part by real estate. Its lending activities could be affected by changes in the general economy, the regional economy, or real estate values. The Company engages in a variety of lending activities, including commercial, residential real estate and consumer transactions. The Company focuses its lending activities on individuals, professionals and small to medium sized businesses. Risks associated with lending activities include economic conditions and changes in interest rates, which can adversely impact both the ability of borrowers to repay their loans and the value of the associated collateral. Commercial and industrial loans, commercial real estate loans, construction loans and residential real estate loans with a business purpose are generally perceived as having more risk of default than residential real estate loans with a personal purpose and consumer loans. These types of loans involve larger loan balances to a single borrower or groups of related borrowers and are more susceptible to a risk of loss during a downturn in the business cycle. These loans may involve greater risk because the availability of funds to repay these loans depends on the successful operation of the borrower’s business. The assets financed are used within the business for its ongoing operation. Repayment of these kinds of loans generally comes from the cash flow of the business or the ongoing conversions of assets, such as accounts receivable and inventory, to cash. Typical collateral for commercial and industrial loans includes the borrower’s accounts receivable, inventory and machinery and equipment. Commercial real estate and residential real estate loans secured for a business purpose are originated primarily within the eastern Pennsylvania market area at conservative loan-to-value ratios and often backed by the individual guarantees of the borrowers or owners. Repayment of this kind of loan is dependent upon either the ongoing cash flow of the borrowing entity or the resale or lease of the subject property. Commercial real estate loans may be affected to a greater extent than residential loans by adverse conditions in real estate markets or the economy because commercial real estate borrowers’ ability to repay their loans depends on successful development of their properties, as well as the factors affecting residential real estate borrowers. Loans to state and political subdivisions are tax-exempt or taxable loans to municipalities, school districts and housing and industrial development authorities. These loans can be general obligations of the municipality or school district repaid through their taxing authority, revenue obligations repaid through the income generated by the operations of the authority, such as a water or sewer authority, or loans issued to a housing and industrial development agency, for which a private corporation is responsible for payments on the loans. The Company originates fixed-rate and adjustable-rate real estate-residential mortgage loans for personal purposes that are secured by first liens on the underlying 1-4 family residential properties. Credit risk exposure in this area of lending is minimized by the evaluation of the credit worthiness of the borrower, including debt-to-income ratios, credit scores and adherence to underwriting policies that emphasize conservative loan-to-value ratios of generally no more than 80%. Residential mortgage loans granted in excess of the 80 % loan-to-value ratio criterion are generally insured by private mortgage insurance. The real estate-home equity portfolio consists of fixed-rate home equity loans and variable-rate home equity lines of credit. Risks associated with loans secured by residential properties are generally lower than commercial loans and include general economic risks, such as the strength of the job market, employment stability and the strength of the housing market. Since most loans are secured by a primary or secondary residence, the borrower’s continued employment is the greatest risk to repayment. The Company offers a variety of loans to individuals for personal and household purposes. Consumer loans are generally considered to have greater risk than first or second mortgages on real estate because they may be unsecured, or, if they are secured, the value of the collateral may be difficult to assess and is more likely to decrease in value than real estate. Credit risk in this portfolio is controlled by conservative underwriting standards that consider debt-to-income levels and the creditworthiness of the borrower and, if secured, collateral values. The Company employs a ten-grade risk rating system related to the credit quality of commercial loans and loans to state and political subdivisions of which the first six categories are pass categories (credits not adversely rated). The following is a description of the internal risk ratings and the likelihood of loss related to each risk rating. 1. Excellent - no apparent risk 2. Good - minimal risk 3. Acceptable - lower risk 4. Acceptable - average risk 5. Acceptable – higher risk 6. Pass watch 7. Special Mention - potential weaknesses 8. Substandard - well defined weaknesses 9. Doubtful - full collection unlikely 10. Loss - considered uncollectible The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential problem loans. Each loan officer assigns a rating to all loans in the portfolio at the time the loan is originated. Loans with risk ratings of one through five are reviewed annually based on the borrower’s fiscal year. Loans with risk ratings of six are reviewed every six to twelve months based on the dollar amount of the relationship with the borrower. Loans with risk ratings of seven through ten are reviewed at least quarterly, and as often as monthly, at management’s discretion. The Company also utilizes an outside loan review firm to review the portfolio on a semi-annual basis to provide the Board of Directors and senior management an independent review of the Company’s loan portfolio on an ongoing basis. These reviews are designed to recognize deteriorating credits in their earliest stages in an effort to reduce and control risk in the lending function as well as identifying potential shifts in the quality of the loan portfolio. The examinations by the outside loan review firm include the review of lending activities with respect to underwriting and processing new loans, monitoring the risk of existing loans and to provide timely follow-up and corrective action for loans showing signs of deterioration in quality. In addition, the outside firm reviews the methodology for the allowance for loan losses to determine compliance to policy and regulatory guidance. The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of March 31, 2024 and December 31, 2023: Term Loans by Origination Year March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Commercial Loans Commercial and industrial: Risk rating Pass $ 5,300 $ 17,527 $ 13,503 $ 7,630 $ 4,978 $ 11,942 $ 84,958 $ 145,838 Special mention — 1,296 — — — — — 1,296 Substandard — — — — — 77 1,145 1,222 Doubtful — — — — — — — — Total commercial and industrial $ 5,300 $ 18,823 $ 13,503 $ 7,630 $ 4,978 $ 12,019 $ 86,103 $ 148,356 Construction and land development: Risk rating Pass $ 11,164 $ 42,245 $ 32,119 $ 14,684 $ 3,432 $ 8,366 $ — $ 112,010 Special mention — 5,484 — — — — — 5,484 Substandard — — — — — 41 — 41 Doubtful — — — — — — — — Total construction and land development $ 11,164 $ 47,729 $ 32,119 $ 14,684 $ 3,432 $ 8,407 $ — $ 117,535 Real estate secured by multi-family properties: Risk rating Pass $ 1,847 $ 11,096 $ 28,575 $ 23,084 $ 9,709 $ 33,253 $ — $ 107,564 Special mention — — — — — — — — Substandard — — — — — 2,838 — 2,838 Doubtful — — — — — — — — Total real estate secured by multi-family properties $ 1,847 $ 11,096 $ 28,575 $ 23,084 $ 9,709 $ 36,091 $ — $ 110,402 Real estate secured by owner-occupied properties: Risk rating Pass $ 2,554 $ 17,969 $ 29,344 $ 26,595 $ 18,423 $ 63,716 $ — $ 158,601 Special mention — — — — — — — — Substandard — — — — — 6,227 — 6,227 Doubtful — — — — — — — — Total real estate secured by owner-occupied properties $ 2,554 $ 17,969 $ 29,344 $ 26,595 $ 18,423 $ 69,943 $ — $ 164,828 Real estate secured by other commercial properties: Risk rating Pass $ 2,220 $ 32,822 $ 54,981 $ 42,094 $ 17,605 $ 125,561 $ — $ 275,283 Special mention — — — — — — — — Substandard — — — — — 766 — 766 Doubtful — — — — — — — — Total real estate secured by other commercial properties $ 2,220 $ 32,822 $ 54,981 $ 42,094 $ 17,605 $ 126,327 $ — $ 276,049 Revolving real estate secured by 1-4 family properties-business: Risk rating Pass $ — $ — $ — $ — $ — $ — $ 6,483 $ 6,483 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total revolving real estate secured by 1-4 family properties-business $ — $ — $ — $ — $ — $ — $ 6,483 $ 6,483 Term Loans by Origination Year March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Real estate secured by 1st lien on 1-4 family properties-business: Risk rating Pass $ 2,173 $ 14,496 $ 27,490 $ 20,030 $ 9,667 $ 27,610 $ — $ 101,466 Special mention — — — 136 — — — 136 Substandard — — — 188 — 549 — 737 Doubtful — — — — — — — — Total real estate secured by 1st lien on 1-4 family properties-business $ 2,173 $ 14,496 $ 27,490 $ 20,354 $ 9,667 $ 28,159 $ — $ 102,339 Real estate secured by junior lien on 1-4 family properties-business: Risk rating Pass $ 80 $ 552 $ 576 $ 193 $ 569 $ 973 $ — $ 2,943 Special mention — — — — — — — — Substandard — — 21 — — — — 21 Doubtful — — — — — — — — Total real estate secured by junior lien on 1-4 family properties-business $ 80 $ 552 $ 597 $ 193 $ 569 $ 973 $ — $ 2,964 State and political subdivisions: Risk rating Pass $ 48 $ 705 $ — $ 4,239 $ 16 $ 12,962 $ — $ 17,970 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total real estate secured by junior lien on 1-4 family properties-business $ 48 $ 705 $ — $ 4,239 $ 16 $ 12,962 $ — $ 17,970 Total Commercial Loans: Risk rating Pass $ 25,386 $ 137,412 $ 186,588 $ 138,549 $ 64,399 $ 284,383 $ 91,441 $ 928,158 Special mention — 6,780 — 136 — — — 6,916 Substandard — — 21 188 — 10,498 1,145 11,852 Doubtful — — — — — — — — Total Commercial loans $ 25,386 $ 144,192 $ 186,609 $ 138,873 $ 64,399 $ 294,881 $ 92,586 $ 946,926 Term Loans by Origination Year December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial Loans Commercial and industrial: Risk rating Pass $ 20,473 $ 14,439 $ 8,574 $ 5,913 $ 8,626 $ 7,175 $ 70,716 $ 135,916 Special mention — — — — — — — — Substandard — — — — — — 1,170 1,170 Doubtful — — — — — — — — Total commercial and industrial $ 20,473 $ 14,439 $ 8,574 $ 5,913 $ 8,626 $ 7,175 $ 71,886 $ 137,086 Construction and land development: Risk rating Pass $ 46,171 $ 43,472 $ 14,630 $ 3,434 $ 4,028 $ 4,395 $ — $ 116,130 Special mention — — — — — — — — Substandard — — — — — 43 — 43 Doubtful — — — — — — — — Total construction and land development $ 46,171 $ 43,472 $ 14,630 $ 3,434 $ 4,028 $ 4,438 $ — $ 116,173 Real estate secured by multi-family properties: Risk rating Pass $ 10,826 $ 28,858 $ 23,430 $ 9,808 $ 5,804 $ 27,609 $ — $ 106,335 Special mention — — — — — — — — Substandard — — — — 704 2,154 — 2,858 Doubtful — — — — — — — — Total real estate secured by multi-family properties $ 10,826 $ 28,858 $ 23,430 $ 9,808 $ 6,508 $ 29,763 $ — $ 109,193 Real estate secured by owner-occupied properties: Risk rating Pass $ 14,430 $ 29,576 $ 26,908 $ 18,693 $ 12,239 $ 53,030 $ — $ 154,876 Special mention — — — — — — — — Substandard — — — — 5,819 — 5,819 Doubtful — — — — — — — — Total real estate secured by owner-occupied properties $ 14,430 $ 29,576 $ 26,908 $ 18,693 $ 12,239 $ 58,849 $ — $ 160,695 Real estate secured by other commercial properties: Risk rating Pass $ 32,297 $ 44,526 $ 42,582 $ 17,798 $ 28,947 $ 98,173 $ — $ 264,323 Special mention — — — — — — — — Substandard — — — — — 778 — 778 Doubtful — — — — — — — — Total real estate secured by other commercial properties $ 32,297 $ 44,526 $ 42,582 $ 17,798 $ 28,947 $ 98,951 $ — $ 265,101 Revolving real estate secured by 1-4 family properties-business: Risk rating Pass $ — $ — $ — $ — $ — $ — $ 5,442 $ 5,442 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total revolving real estate secured by 1-4 family properties-business $ — $ — $ — $ — $ — $ — $ 5,442 $ 5,442 Real estate secured by 1st lien on 1-4 family properties-business: Risk rating Pass $ 14,697 $ 28,596 $ 20,890 $ 9,794 $ 8,441 $ 20,262 $ — $ 102,680 Special mention — — 137 — — — — 137 Substandard — 189 — — 423 143 — 755 Doubtful — — — — — — — — Total real estate secured by 1st lien on 1-4 family properties-business $ 14,697 $ 28,785 $ 21,027 $ 9,794 $ 8,864 $ 20,405 $ — $ 103,572 Real estate secured by junior lien on 1-4 family properties-business: Risk rating Pass $ 558 $ 604 $ 542 $ 580 $ 40 $ 934 $ — $ 3,258 Special mention — — — — — — — — Substandard — — — — — 187 — 187 Doubtful — — — — — — — — Total real estate secured by junior lien on 1-4 family properties-business $ 558 $ 604 $ 542 $ 580 $ 40 $ 1,121 $ — $ 3,445 State and political subdivisions: Risk rating Pass $ 707 $ — $ 4,247 $ 18 $ 5,444 $ 8,292 $ — $ 18,708 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total real estate secured by junior lien on 1-4 family properties-business $ 707 $ — $ 4,247 $ 18 $ 5,444 $ 8,292 $ — $ 18,708 Total Commercial Loans: Risk rating Pass $ 140,159 $ 190,071 $ 141,803 $ 66,038 $ 73,569 $ 219,870 $ 76,158 $ 907,668 Special mention — — 137 — — — — 137 Substandard — 189 — — 1,127 9,124 1,170 11,610 Doubtful — — — — — — — — Total Commercial loans $ 140,159 $ 190,260 $ 141,940 $ 66,038 $ 74,696 $ 228,994 $ 77,328 $ 919,415 F or retail loans, the Company evaluates credit quality based on the performance of the individual credits. The following tables present the recorded investment in the retail classes of the loan portfolio based on payment activity as of March 31, 2024 and December 31, 2023: Term Loans by Origination Year March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Retail Loans 1-4 family residential mortgages: Payment performance Performing $ 1,275 $ 12,590 $ 14,521 $ 30,100 $ 20,068 $ 29,425 $ — $ 107,979 Nonperforming — — — — — 904 — 904 Total 1-4 family residential mortgages $ 1,275 $ 12,590 $ 14,521 $ 30,100 $ 20,068 $ 30,329 $ — $ 108,883 Construction-individual: Payment performance Performing $ — $ — $ — $ — $ — $ — $ — $ — Nonperforming — — — — — — — — Total construction-individual $ — $ — $ — $ — $ — $ — $ — $ — Revolving home equity secured by 1-4 family properties-personal: Payment performance Performing $ — $ — $ — $ — $ — $ — $ 44,329 $ 44,329 Nonperforming — — — — — — 290 290 Total revolving home equity secured by 1-4 family properties-personal $ — $ — $ — $ — $ — $ — $ 44,619 $ 44,619 Real estate secured by 1st lien on 1-4 family properties-personal: Payment performance Performing $ 162 $ 801 $ 1,165 $ 1,321 $ 977 $ 2,848 $ — $ 7,274 Nonperforming — — — — — 111 — 111 Total real estate secured by 1st lien on 1-4 family properties-personal $ 162 $ 801 $ 1,165 $ 1,321 $ 977 $ 2,959 $ — $ 7,385 Real estate secured by junior lien on 1-4 family properties-personal: Payment performance Performing $ 1,123 $ 3,742 $ 1,010 $ 1,129 $ 1,128 $ 3,390 $ — $ 11,522 Nonperforming — — 18 — — — — 18 Total real estate secured by junior lien on 1-4 family properties-personal $ 1,123 $ 3,742 $ 1,028 $ 1,129 $ 1,128 $ 3,390 $ — $ 11,540 Student loans: Payment performance Performing $ — $ — $ — $ — $ — $ 1,594 $ — $ 1,594 Nonperforming — — — — — 11 — 11 Total student loans $ — $ — $ — $ — $ — $ 1,605 $ — $ 1,605 Overdrafts: Payment performance Performing $ — $ — $ — $ — $ — $ — $ 166 $ 166 Nonperforming — — — — — — — — Total overdrafts $ — $ — $ — $ — $ — $ — $ 166 $ 166 Other consumer: Payment performance Performing $ 248 $ 711 $ 251 $ 192 $ 70 $ 83 $ 194 $ 1,749 Nonperforming — — — — — 35 — 35 Total other consumer $ 248 $ 711 $ 251 $ 192 $ 70 $ 118 $ 194 $ 1,784 Total Retail Loans: Payment performance Performing $ 2,808 $ 17,844 $ 16,947 $ 32,742 $ 22,243 $ 37,340 $ 44,689 $ 174,613 Nonperforming — — 18 — — 1,061 290 1,369 Total Retail Loans $ 2,808 $ 17,844 $ 16,965 $ 32,742 $ 22,243 $ 38,401 $ 44,979 $ 175,982 Term Loans by Origination Year December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Retail Loans 1-4 family residential mortgages: Payment performance Performing $ 12,641 $ 14,635 $ 30,495 $ 20,304 $ 4,526 $ 25,500 $ — $ 108,101 Nonperforming — — — — — 805 — 805 Total 1-4 family residential mortgages $ 12,641 $ 14,635 $ 30,495 $ 20,304 $ 4,526 $ 26,305 $ — $ 108,906 Construction-individual: Payment performance Performing $ — $ — $ — $ — $ — $ — $ — $ — Nonperforming — — — — — — — — Total construction-individual $ — $ — $ — $ — $ — $ — $ — $ — Revolving home equity secured by 1-4 family properties-personal: Payment performance Performing $ — $ — $ — $ — $ — $ — $ 33,936 $ 33,936 Nonperforming — — — — — — 295 295 Total revolving home equity secured by 1-4 family properties-personal $ — $ — $ — $ — $ — $ — $ 34,231 $ 34,231 Real estate secured by 1st lien on 1-4 family properties-personal: Payment performance Performing $ 2,591 $ 1,613 $ 2,933 $ 1,030 $ 931 $ 2,767 $ — $ 11,865 Nonperforming — — — — — 116 — 116 Total real estate secured by 1st lien on 1-4 family properties-personal $ 2,591 $ 1,613 $ 2,933 $ 1,030 $ 931 $ 2,883 $ — $ 11,981 Real estate secured by junior lien on 1-4 family properties-personal: Payment performance Performing $ 6,438 $ 1,613 $ 2,184 $ 1,180 $ 676 $ 3,515 $ — $ 15,606 Nonperforming — 19 — — — — — 19 Total real estate secured by junior lien on 1-4 family properties-personal $ 6,438 $ 1,632 $ 2,184 $ 1,180 $ 676 $ 3,515 $ — $ 15,625 Student loans: Payment performance Performing $ — $ — $ — $ — $ — $ 1,645 $ — $ 1,645 Nonperforming — — — — — 17 — 17 Total student loans $ — $ — $ — $ — $ — $ 1,662 $ — $ 1,662 Overdrafts: Payment performance Performing $ — $ — $ — $ — $ — $ — $ 194 $ 194 Nonperforming — — — — — — — — Total overdrafts $ — $ — $ — $ — $ — $ — $ 194 $ 194 Other consumer: Payment performance Performing $ 793 $ 290 $ 245 $ 89 $ 73 $ 41 $ 189 $ 1,720 Nonperforming — — — — — 37 — 37 Total other consumer $ 793 $ 290 $ 245 $ 89 $ 73 $ 78 $ 189 $ 1,757 Total Retail Loans: Payment performance Performing $ 22,463 $ 18,151 $ 35,857 $ 22,603 $ 6,206 $ 33,468 $ 34,319 $ 173,067 Nonperforming — 19 — — — 975 295 1,289 Total Retail Loans $ 22,463 $ 18,170 $ 35,857 $ 22,603 $ 6,206 $ 34,443 $ 34,614 $ 174,356 Revolving home equity lines of credit secured by 1-4 family properties termed out during 2024 and 2023 were $ 1,215,000 and $ 4,534,000 ; all of which are performing. The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2024 and December 31, 2023: March 31, 2024 30-59 days 60-89 days 90 days or Total past Current Total loans Commercial: Commercial and industrial $ 23 $ — $ — $ 23 $ 148,333 $ 148,356 Construction and land development 794 — — 794 116,741 117,535 Real estate secured by multi-family properties — — — — 110,402 110,402 Real estate secured by owner-occupied properties 468 — 186 654 164,174 164,828 Real estate secured by other commercial properties 992 — — 992 275,057 276,049 Revolving real estate secured by 1-4 family properties-business — — — — 6,483 6,483 Real estate secured by 1st lien on 1-4 family properties-business — 223 — 223 102,116 102,339 Real estate secured by junior lien on 1-4 family properties-business — — — — 2,964 2,964 State and political subdivisions — — — — 17,970 17,970 Retail: 1-4 family residential mortgages 704 — 476 1,180 107,703 108,883 Construction-individual — — — — — — Revolving home equity secured by 1-4 family properties-personal 19 — 129 148 44,471 44,619 Real estate secured by 1st lien on 1-4 family properties-personal 95 — — 95 7,290 7,385 Real estate secured by junior lien on 1-4 family properties-personal — — 18 18 11,522 11,540 Student loans — — — — 1,605 1,605 Overdrafts 21 — — 21 145 166 Other consumer 1 — — 1 1,783 1,784 Total $ 3,117 $ 223 $ 809 $ 4,149 $ 1,118,759 $ 1,122,908 December 31, 2023 30-59 days 60-89 days 90 days or Total past Current Total loans Commercial: Commercial and industrial $ 77 $ — $ — $ 77 $ 137,009 $ 137,086 Construction and land development — — — — 116,173 116,173 Real estate secured by multi-family properties — — — — 109,193 109,193 Real estate secured by owner-occupied properties 186 — — 186 160,509 160,695 Real estate secured by other commercial properties 9,675 — — 9,675 255,426 265,101 Revolving real estate secured by 1-4 family properties-business — — — — 5,442 5,442 Real estate secured by 1st lien on 1-4 family properties-business 323 — — 323 103,249 103,572 Real estate secured by junior lien on 1-4 family properties-business — — — — 3,445 3,445 State and political subdivisions — — — — 18,708 18,708 Retail: 1-4 family residential mortgages 433 381 481 1,295 107,611 108,906 Construction-individual — — — — — — Revolving home equity secured by 1-4 family properties-personal 56 — 129 185 34,046 34,231 Real estate secured by 1st lien on 1-4 family properties-personal — 96 — 96 11,885 11,981 Real estate secured by junior lien on 1-4 family properties-personal — — 18 18 15,607 15,625 Student loans — 11 6 17 1,645 1,662 Overdrafts 21 2 — 23 171 194 Other consumer — 8 — 8 1,749 1,757 Total $ 10,771 $ 498 $ 634 $ 11,903 $ 1,081,868 $ 1,093,771 As previously discussed, the Company maintains a loan review system, which includes a continuous review of the loan portfolio by internal and external parties to aid in the early identification of potential impaired loans. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. When placing a loan on non-accrual status, management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. All non-accrual loans, except student loans, are individually evaluated for an allowance for credit losses ("ACL"). This ACL is measured using either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral less costs to sell if the loan is collateral dependent. An allowance for credit losses is established for a non-accrual loan if its carrying value exceeds its estimated fair value. The estimated fair values of the majority of the Company’s non-accrual loans are measured based on the estimated fair value of the loan’s collateral less costs to sell. For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes individually evaluated, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property. For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable agings or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. The following tables discloses the recorded investment in loans receivable that are either on non-accrual status or past due 90 days or more and still accruing interest as of March 31, 2024 and December 31, 2023: March 31, 2024 90 Days or More Past Due-Still Accruing Nonaccrual With No Specifically-Related ACL Nonaccrual With Related ACL Total Nonaccrual Loans Commercial: Commercial and industrial $ — $ 252 $ 32 $ 284 Construction and land development — — — — Real estate secured by multi-family properties — — — — Real estate secured by owner-occupied properties — 348 — 348 Real estate secured by other commercial properties — — — — Revolving real estate secured by 1-4 family properties-business — — — — Real estate secured by 1st lien on 1-4 family properties-business — — — — Real estate secured by junior lien on 1-4 family properties-business — — — — State and political subdivisions — — — — Retail: 1-4 family residential mortgages — 904 — 904 Construction-individual — — — — Revolving home equity secured by 1-4 family properties-personal — 20 270 290 Real estate secured by 1st lien on 1-4 family properties-personal — 111 — 111

Note 9 - Fair Value Measurement

Note 9 - Fair Value Measurements and Disclosures	3 Months Ended
	Mar. 31, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements and Disclosures	9. FAIR VALUE MEASUREMENTS AND DISCLOSURES FASB ASC 820, Fair Value Measurements and Disclosures , defines fair value as an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants (fair values are not adjusted for transaction costs). ASC 820 also establishes a framework (fair value hierarchy) for measuring fair value under U.S. GAAP and expands disclosures about fair value measurements. ASC 820 establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability. Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity). An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The measurement of fair value should be consistent with one of the following valuation techniques: market approach, income approach, and/or cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets or liabilities (including a business). For example, valuation techniques consistent with the market approach often use market multiples derived from a set of comparables. Multiples might lie in ranges with a different multiple for each comparable. The selection of where within the range the appropriate multiple falls requires judgment, considering factors specific to the measurement (qualitative and quantitative). Valuation techniques consistent with the market approach include matrix pricing. Matrix pricing is a mathematical technique used principally to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the security’s relationship to other benchmark quoted securities. The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis and the fair value measurements by level within the fair value hierarchy as of March 31, 2024: March 31, 2024 Quoted prices Significant Significant Balance at end Recurring fair value measurements Available-for-sale securities: U.S. Treasury securities $ — $ 5,455 $ — $ 5,455 U.S. Government agency securities — 73,529 — 73,529 State and municipal securities (1) — 89,554 — 89,554 U.S. Government agencies and sponsored Mortgage-backed securities (1) — 220,271 — 220,271 Collateralized mortgage obligations (CMOs) — 86,564 — 86,564 Corporate debt securities and money market funds — 6,171 52 6,223 Total debt securities available-for-sale — 481,544 52 481,596 Equity securities 6,217 — — 6,217 Total recurring fair value measurements $ 6,217 $ 481,544 $ 52 $ 487,813 Nonrecurring fair value measurements Collateral dependent loans $ — $ — $ 165 $ 165 Mortgage servicing rights — — 1 1 Total nonrecurring fair value measurements $ — $ — $ 166 $ 166 December 31, 2023 Quoted prices Significant Significant Balance at end Recurring fair value measurements Debt securities available-for-sale U.S. Treasuries $ — $ 6,451 $ — $ 6,451 U.S. Government agency securities — 74,122 — 74,122 State and municipal securities (1) — 89,189 — 89,189 U.S. Government agencies and sponsored Mortgage-backed securities (1) — 224,238 — 224,238 Collateralized mortgage obligations (CMOs) — 89,973 — 89,973 Corporate debt securities — 6,157 52 6,209 Total debt securities available-for-sale — 490,130 52 490,182 Equity securities 5,910 — — 5,910 Total recurring fair value measurements $ 5,910 $ 490,130 $ 52 $ 496,092 Nonrecurring fair value measurements Collateral dependent loans $ — $ — $ 164 $ 164 Mortgage servicing rights — — 7 7 Total nonrecurring fair value measurements $ — $ — $ 171 $ 171 (1) Includes derivatives designated as fair value hedging instruments as discussed in Note 12 There were no transfers in and out of Level 1, Level 2, or Level 3 fair value measurements during the three months ended March 31, 2024. There were no losses included in earnings attributable to the change in unrealized gains or losses relating to the available-for-sale securities above with fair value measurements utilizing significant unobservable inputs for the three-month period ended March 31, 2024. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which QNB has utilized Level 3 inputs to determine fair value: Quantitative information about Level 3 fair value measurements March 31, 2024 Fair value Valuation Unobservable Value or range Collateral dependent loans $ 165 Appraisal of collateral (1) Appraisal adjustments (2) - 20 % to - 100 % Liquidation expenses (3) - 10 % Mortgage servicing rights 1 Discounted cash flow Remaining term 2 to 30 years Prepayment speeds 94 % to 178 % Discount rate 12.0 % to 12.5 % Quantitative information about Level 3 fair value measurements December 31, 2023 Fair value Valuation Unobservable Value or range Collateral dependent loans $ 164 Appraisal of collateral (1) Appraisal adjustments (2) - 20 % to - 100 % Liquidation expenses (3) - 10 % Mortgage servicing rights 7 Discounted cash flow Remaining term 2 to 30 yrs Prepayment speeds 104 % to 214 % Discount rate 12.0 % to 12.5 % (1) Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various Level 3 inputs which are not always identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value. (3) Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value. The following table presents additional information about the available-for-sale securities measured at fair value on a recurring basis and for which QNB utilized significant unobservable inputs (Level 3 inputs) to determine fair value for the three months ended March 31, 2024 and 2023: Fair value measurements 2024 2023 Balance, January 1, $ 52 $ 53 Payments received — — Total gains or losses (realized/unrealized) Included in earnings — — Included in other comprehensive (loss) income — ( 1 ) Transfers in and/or out of Level 3 — — Balance, March 31, $ 52 $ 52 The Level 3 securities consist of one collateralized debt obligation security, the PreTSL security, which is backed by trust preferred securities issued by banks. The market for this security at March 31, 2024 was not active and markets for similar securities also are not active. The new issue market is also inactive and there are currently very few market participants who are willing and able to transact for these securities. Given conditions in the debt markets today and the absence of observable transactions in the secondary and new issue markets, we determined: • The few observable transactions and market quotations that are available are not reliable for purposes of determining fair value at March 31, 2024; • An income valuation approach technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at prior measurement dates; and • The PreTSL will be classified within Level 3 of the fair value hierarchy because significant adjustments are required to determine fair value at the measurement date. QNB used an independent third party to value this security using a discounted cash flow analysis. Based on management’s review of the bond’s three underlying issuers, there are no expected credit losses or prepayments; cashflows used were contractual based on the Bloomberg YA screen. The assumed cashflows have been discounted using an estimated market discount rate based on the 30 -year swap rate. The 30-year is used as the reference rate since it is indicative of market expectation for short-term rates in the future. This is consistent with the 30-year nature of the PreTSL security, which is priced using the 3-month LIBOR as a reference rate. The discount rate of 8.12 % includes the risk-free rate, a credit component and a spread for illiquidity. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of QNB’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between QNB’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of each major classification of financial instrument and non-financial asset at March 31, 2024 and December 31, 2023: Cash and cash equivalents, accrued interest receivable and accrued interest payable (carried at cost) : The carrying amounts reported in the balance sheet approximate those assets’ fair value. Investment securities (including derivative instruments) (carried at fair value) : The fair value of securities is primarily determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. Level 2 debt securities are valued by a third-party pricing service commonly used in the banking industry. Level 2 fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution date, market consensus prepayment speeds, credit information and the security’s terms and conditions, among other things. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) were used to support fair values of certain Level 3 investments. The fair value of derivatives instruments designated as fair value hedges are based on estimates QNB would receive or pay to terminate the contracts or agreement, taking into account current interest rates and when appropriate, the credit-worthiness of the counterparties; these values are included in Level 2. Restricted investment in stocks (carried at cost) : The fair value of stock in Atlantic Community Bankers Bank, the Federal Home Loan Bank, VISA Class B and SHCPFIC is the carrying amount, based on redemption provisions, and considers the limited marketability of and restrictions on such securities. Loans Held for Sale (carried at lower of cost or fair value) : The fair value of loans held for sale is determined, when possible, using quoted secondary market prices. If no such quoted prices exist, the fair value of a loan is determined using quoted prices for a similar loan or loans, adjusted for the specific attributes of that loan. Loans Receivable (carried at cost) : The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the liquidity, credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Collateral Dependent Loans (generally collateral value less cost to sell) : Collateral dependent loans are loans for which the Company has measured generally based on the fair value of the loan’s collateral, less cost to sell. The value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements. Mortgage Servicing Rights (carried at lower of cost or fair value) : The fair value of mortgage servicing rights is based on a valuation model that calculates the present value of estimated net servicing income. The mortgage servicing rights are stratified into tranches based on predominant characteristics, such as interest rate, loan type and investor type. The valuation incorporates assumptions that market participants would use in estimating future net servicing income. Deposit liabilities (carried at cost) : The fair value of deposits with no stated maturity (e.g. demand deposits, interest-bearing demand accounts, money market accounts and savings accounts) are by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts). Deposits with a stated maturity (time deposits) have been valued using the present value of cash flows discounted at rates approximating the current market for similar deposits. Short-term borrowings (carried at cost) : The carrying amount of short-term borrowings approximates their fair values. Long-term debt (carried at cost) : Long-term debt has stated maturities and have been valued using the present value of cash flows discounted at rates approximating the current market for similar debt instruments. Off-balance-sheet instruments (disclosed at cost) : The fair values for QNB’s off-balance sheet instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in sales transaction on the dates indicated. The estimated fair value amounts have been measured as of the respective period ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period end. The estimated fair values and carrying amounts of the Company’s financial and off-balance sheet instruments are summarized as follows: Fair value measurements March 31, 2024 Carrying Fair value Quoted Significant Significant Financial assets Cash and cash equivalents $ 50,963 $ 50,963 $ 50,963 $ — $ — Investment securities: Available-for-sale (1) 481,596 481,596 — 481,544 52 Equities 6,217 6,217 6,217 — — Restricted investment in stocks 2,730 2,730 — 2,730 — Net loans 1,113,878 1,100,014 — — 1,100,014 Mortgage servicing rights 410 594 — — 594 Accrued interest receivable 6,184 6,184 — 6,184 — Financial liabilities Deposits with no stated maturities $ 1,178,711 $ 1,178,711 $ 1,178,711 $ — $ — Deposits with stated maturities 357,477 352,960 — 352,960 — Short-term borrowings 55,088 55,088 55,088 — — Long-term debt 20,000 19,858 19,858 — — Accrued interest payable 3,806 3,806 — 3,806 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 60 — 60 — Fair value measurements December 31, 2023 Carrying Fair value Quoted Significant Significant Financial assets Cash and cash equivalents $ 62,657 $ 62,657 $ 62,657 $ — $ — Investment securities: Available-for-sale (1) 490,182 490,182 — 490,130 52 Equity 5,910 5,910 5,910 — — Restricted investment in bank stocks 2,730 2,730 — 2,730 — Loans held for sale 549 560 Net loans 1,084,681 1,077,544 — — 1,077,544 Mortgage servicing rights 415 585 — — 585 Accrued interest receivable 6,101 6,101 — 6,101 — Financial liabilities Deposits with no stated maturities $ 1,173,732 $ 1,173,732 $ 1,173,732 $ — $ — Deposits with stated maturities 314,981 311,735 — 311,735 — Short-term borrowings 94,094 94,094 94,094 — — Long-term debt 20,000 19,906 19,906 — — Accrued interest payable 5,294 5,294 — 5,294 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 79 — 79 — (1) Includes derivatives designated as fair value hedging instruments as discussed in Note 12

Note 10 - Commitments and Conti

Note 10 - Commitments and Contingencies	3 Months Ended
	Mar. 31, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	10. COMMITMENTS AND CONTINGENCIES Financial Instruments with off-balance sheet risk : In the normal course of business there are various legal proceedings, commitments, and contingent liabilities which are not reflected in the consolidated financial statements. Management does not anticipate any material losses as a result of these transactions and activities. They include, among other things, commitments to extend credit and standby letters of credit. The maximum exposure to credit loss, which represents the possibility of sustaining a loss due to the failure of the other parties to a financial instrument to perform according to the terms of the contract, is represented by the contractual amount of these instruments. QNB uses the same lending standards and policies in making credit commitments as it does for on-balance sheet instruments. The activity is controlled through credit approvals, control limits, and monitoring procedures. QNB applies the resulting loss factors under the allowance for credit losses on loans to its unused commitments, assuming: additional funding for commercial lines up to the average line usage for non-pass rated lines with no current usage; and, additional funding up to the average line usage for retail lines with no current usage. This resulted in an allowance credit losses on unused commitments of $ 112,000 at March 31, 2024 and $ 106,000 at December 31, 2024, which is included in other liabilities on the Consolidated Balance Sheets. A summary of the Company's financial instrument commitments is as follows: March 31, December 31, 2024 2023 Commitments to extend credit and unused lines of credit $ 383,941 $ 378,954 Standby letters of credit 17,808 18,820 Total financial instrument commitments $ 401,749 $ 397,774 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. QNB evaluates each customer’s creditworthiness on a case-by-case basis. Standby letters of credit are conditional commitments issued by the Company to guarantee the financial or performance obligation of a customer to a third party. QNB’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making conditional obligations as it does for on-balance sheet instruments. Standby letters of credit of $ 15,365,000 will expire within one year . The credit risk involved in issuing letters of credit is essentially the same as that involved in extending other loan commitments. The Company requires collateral and personal guarantees supporting these letters of credit as deemed necessary. Management believes that the proceeds obtained through a liquidation of such collateral and the enforcement of personal guarantees would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees. The amount of the liability as of March 31, 2024 and December 31, 2023 for guarantees under standby letters of credit issued is not material. The amount of collateral obtained for letters of credit and commitments to extend credit is based on management’s credit evaluation of the customer. Collateral varies, but may include real estate, accounts receivable, marketable securities, pledged deposits, inventory or equipment. Other commitments : QNB has committed to various operating leases for several of their branch and office facilities. Some of these leases include specific provisions relating to rent increases. Some of the leases contain renewal options to extend the initial terms of the lease for periods ranging from five to ten years and certain leases allow for multiple extensions. There were no lease renewals during the three months ended March 31, 2024.

Note 11 - Regulatory Restrictio

Note 11 - Regulatory Restrictions	3 Months Ended
	Mar. 31, 2024
Regulated Operations [Abstract]
Regulatory Restrictions	11. REGULATORY RESTRICTIONS Dividends payable by QNB and the Bank are subject to various limitations imposed by statutes, regulations and policies adopted by bank regulatory agencies. Under Federal and Pennsylvania banking law, the Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. Under Federal Reserve regulations, the Bank is limited as to the amount it may lend affiliates, including QNB, unless such loans are collateralized by specific obligations. Both QNB and the Bank are subject to regulatory capital requirements administered by Federal banking agencies. Failure to meet minimum capital requirements can initiate actions by regulators that could have an effect on the financial statements. Under the framework for prompt corrective action, the Bank must meet capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items. The capital amounts and classification are also subject to qualitative judgments by the regulators. Management believes, as of March 31, 2024, that QNB and the Bank met capital adequacy requirements to which they were subject. As of the most recent notification, the primary regulator of the Bank considered it to be “well capitalized” under the regulatory framework. There are no conditions or events since that notification that management believes have changed the classification. To be categorized as well capitalized, bank holding companies and insured depository institutions must maintain minimum ratios as set forth in the following table below. The Company and the Bank’s actual capital amounts and ratios are presented as follows: Capital levels Actual Adequately capitalized Well capitalized March 31, 2024 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 169,099 12.87 % $ 105,143 8.00 % $ 131,429 10.00 % Bank 155,045 11.98 103,510 8.00 129,388 10.00 Tier 1 capital (to risk-weighted assets): The Company $ 160,249 12.19 78,858 6.00 78,858 6.00 Bank 146,195 11.30 77,633 6.00 103,510 8.00 Common equity tier 1 capital (to risk-weighted The Company 160,249 12.19 59,143 4.50 N/A N/A Bank 146,195 11.30 58,225 4.50 84,102 6.50 Tier 1 capital (to average assets): The Company 160,249 9.01 71,143 4.00 N/A N/A Bank 146,195 8.28 70,590 4.00 88,237 5.00 Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2023 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 167,711 13.09 % 102,513 8.00 % 128,142 10.00 % Bank 154,062 12.20 101,032 8.00 126,290 10.00 Tier 1 capital (to risk-weighted assets): The Company 158,753 12.39 76,885 6.00 76,885 6.00 Bank 145,104 11.49 75,774 6.00 101,032 8.00 Common equity tier 1 capital (to risk-weighted The Company 158,753 12.39 57,664 4.50 N/A N/A Bank 145,104 11.49 56,830 4.50 82,088 6.50 Tier 1 capital (to average assets): The Company 158,753 8.92 71,185 4.00 N/A N/A Bank 145,104 8.18 70,961 4.00 88,701 5.00

Note 12 - Derivatives and Hedgi

Note 12 - Derivatives and Hedging Activities	3 Months Ended
	Mar. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives and Hedging Activities	12. DERIVATIVES AND HEDGING ACTIVITIES QNB's risk management objective with respect to derivative financial instruments is to hedge the risk of changes in the fair value of certain fixed-rate investment securities, included in a closed portfolio, for changes in the Secured Overnight Financing Rate ("SOFR"). The effective portions of changes in the fair value of each derivative financial instrument is reported in accumulated other comprehensive (loss) income, net of tax, and are reclassified to interest income as interest payments are made or received on the hedged portfolios. QNB assesses the effectiveness of each hedging relationship using a regression analysis of prior periodic changes in fair value of both the hedge and the hedged item. In the assessment of hedge effectiveness, QNB will consider the likelihood of the counterparty's compliance with the contractual terms of the hedging derivative that could require the counterparty to make payments (counterparty default risk). If the likelihood that the counterparty will not default ceases to be probable, the hedge may no longer be highly effective and hedge ineffectiveness due to counterparty payment risk will be assessed. The following tables present the notional amounts of derivatives designated as fair value hedging instruments at March 31, 2024, and December 31, 2023. QNB pledges cash or securities to cover the negative fair value of derivatives instruments. Cash collateral associated with the derivative instruments are not added to or netted against the fair value amounts. Interest Rate Swaps-Fair Value Hedges At March 31, 2024 At December 31, 2023 Balance Sheet Classification Notional Amount Amortized Cost of Hedged Portfolio Cumulative Amount of Fair Value Hedging Adjustment Included in Carrying Amount of Hedged Asset Notional Amount Amortized Cost of Hedged Portfolio Cumulative Amount of Fair Value Hedging Adjustment Included in Carrying Amount of Hedged Asset Investment Securities Available-for-sale: State and municipal securities $ 75,000 $ 97,208 $ 1,299 $ 75,000 $ 97,373 $ ( 445 ) U.S. Government agencies and GSE mortgage backed securities 225,000 335,668 3,146 225,000 343,453 ( 1,304 ) Total $ 300,000 $ 432,876 $ 4,445 $ 300,000 $ 440,826 $ ( 1,749 ) The following table presents amounts included in the Consolidated Statements on Income for derivatives designated as fair value hedging instruments for the three months ended March 31, 2024 and March 31, 2023. For the Three Months Ended March 31, Income Sheet Classification 2024 2023 Interest and dividends on available-for-sale and equity securities: State and municipal securities Recognized on fair value hedge $ 1,010 $ — Recognized on hedge portfolio ( 668 ) — Recognized on remeasurement of fair value hedge ( 18 ) — U.S. Government agencies and GSE mortgage backed securities Recognized on fair value hedge 2,996 — Recognized on hedge portfolio ( 2,037 ) — Recognized on remeasurement of fair value hedge ( 56 ) — Total $ 1,227 $ — The following table presents amounts included in accumulated other comprehensive gain (loss) income for derivatives designated as fair value hedging instruments at March 31, 2024 and December 31, 2023. Interest Rate Swaps-Fair Value Hedges Balance Sheet Classification At March 31, 2024 At December 31, 2023 Net unrealized holding gains (losses) on fair value hedge, net of tax $ 3,512 $ ( 1,382 ) Total $ 3,512 $ ( 1,382 )

Note 3 - Stock-based Compensa_2

Note 3 - Stock-based Compensation and Shareholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2024
Share-Based Payment Arrangement [Abstract]
Assumptions Used in Option Pricing Model	The following assumptions were used in the option pricing model in determining the fair value of options granted during the period: For the Three Months Ended March 31, 2024 2023 Risk free interest rate 3.98 % 3.64 % Dividend yield 5.97 % 4.80 % Volatility 20.96 % 20.36 % Expected life (years) 8.19 8.35
Stock Option Activity	Stock option activity during the three months ended March 31, 2024 and 2023 is as follows: Number Weighted Weighted Aggregate Outstanding at December 31, 2023 121,550 $ 34.29 Granted 40,000 23.40 Exercised — — Forfeited ( 24,275 ) 37.69 Outstanding at March 31, 2024 137,275 $ 30.51 6.00 $ 31,600 Exercisable at March 31, 2024 45,315 $ 33.74 2.51 $ — Number Weighted Weighted Aggregate Outstanding at December 31, 2022 109,150 $ 37.65 Granted 35,000 29.51 Exercised — — Forfeited ( 22,600 ) 43.15 Outstanding at March 31, 2023 121,550 $ 34.29 4.59 $ — Exercisable at March 31, 2023 41,375 $ 37.37 1.35 $ —

Note 4 - Earnings Per Share &_2

Note 4 - Earnings Per Share & Share Repurchase Plan (Tables)	3 Months Ended
	Mar. 31, 2024
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The following sets forth the computation of basic and diluted earnings per share: For the Three Months Ended March 31, 2024 2023 Numerator for basic and diluted earnings per share - net income $ 2,594 $ 4,118 Denominator for basic earnings per share - weighted 3,655,176 3,588,363 Effect of dilutive securities - employee stock options — — Denominator for diluted earnings per share - adjusted 3,655,176 3,588,363 Earnings per share - basic $ 0.71 $ 1.15 Earnings per share - diluted 0.71 1.15

Note 5 - Comprehensive Income_2

Note 5 - Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2024
Other Comprehensive Loss, Tax [Abstract]
Components of Accumulated Other Comprehensive Loss	The following shows the components of accumulated other comprehensive loss at March 31, 2024 and December 31, 2023: March 31, December 31, 2024 2023 Unrealized net holding losses on available-for-sale $ ( 88,713 ) $ ( 84,247 ) Unrealized gains (losses) on available-for-sale securities — — Unrealized net holding gains (losses) on fair value hedge 4,445 ( 1,749 ) Accumulated other loss ( 84,268 ) ( 85,996 ) Tax effect 17,697 18,059 Accumulated other comprehensive loss, net of tax $ ( 66,571 ) $ ( 67,937 )
Amounts Reclassified Out of Accumulated Other Comprehensive Loss	The following table presents amounts reclassified out of accumulated other comprehensive loss for the three months ended March 31, 2024 and 2023: For the Three Months Ended March 31, Amount reclassified from Details about accumulated other comprehensive loss 2024 2023 Affected line item in statement of income Unrealized net holding losses on available-for-sale securities $ — $ ( 257 ) Net gain (loss) on sales of investments available-for-sale Impairment on investment securities — — Net impairment on investment securities Fair value remeasurements on fair value hedges ( 74 ) — Interest and dividends on available-for-sale & equity securities ( 74 ) ( 257 ) Tax effect 16 54 Provision for income taxes Total reclassification out of accumulated other comprehensive loss, net of tax $ ( 58 ) $ ( 203 ) Net of tax

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2024
Investments, Debt and Equity Securities [Abstract]
Debt Securities Available-for-sale	The amortized cost and estimated fair values of investment securities available-for-sale at March 31, 2024 and December 31, 2023 were as follows: Fair Gross unrealized holding Gross unrealized holding Gross unrealized fair value hedge Amortized March 31, 2024 value gains losses gains (1) cost U.S. Treasury $ 5,455 $ — $ ( 1 ) $ — $ 5,456 U.S. Government agency 73,529 — ( 11,423 ) — 84,952 State and municipal 89,554 — ( 19,816 ) 1,299 108,071 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 220,271 — ( 40,093 ) 3,146 257,218 Collateralized mortgage obligations (CMOs) 86,564 — ( 16,893 ) — 103,457 Corporate debt and money market funds 6,223 10 ( 497 ) — 6,710 Total investment debt securities available-for-sale $ 481,596 $ 10 $ ( 88,723 ) $ 4,445 $ 565,864 Gross Gross Gross unrealized unrealized unrealized Fair holding holding fair value hedge Amortized December 31, 2023 value gains losses losses (1) cost U.S. Treasury $ 6,451 $ 3 $ — $ — $ 6,448 U.S. Government agency 74,122 — ( 10,828 ) — 84,950 State and municipal 89,189 — ( 18,714 ) ( 445 ) 108,348 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 224,238 — ( 37,831 ) ( 1,304 ) 263,373 Collateralized mortgage obligations (CMOs) 89,973 — ( 16,383 ) — 106,356 Corporate debt and money market funds 6,209 2 ( 496 ) — 6,703 Total investment debt securities available-for-sale $ 490,182 $ 5 $ ( 84,252 ) $ ( 1,749 ) $ 576,178 (1) See Note 12
Investment Securities by Contractual Maturity	The amortized cost and estimated fair value of securities available-for-sale by contractual maturity at March 31, 2024 is shown in the following table. March 31, 2024 Fair value Amortized cost Due in one year or less $ 7,567 $ 7,606 Due after one year through five years 58,360 65,933 Due after five years through ten years 39,424 44,892 Due after ten years 69,410 86,758 174,761 205,189 Residential mortgage-backed securities 220,271 257,218 Collateralized mortgage obligations 86,564 103,457 Total $ 481,596 $ 565,864
Realized Gain (Loss) on Investments	The following table presents information related to the Company’s gains and losses on the sales and calls of securities available-for-sale, and losses recognized for the impairment of these investments. For the Three Months Ended March 31, 2024 2023 Gross realized gains $ — $ — Gross realized losses — ( 257 ) Impairment — — Total net gains (losses) on AFS securities $ — $ ( 257 )
Debt Securities in a Continuous Unrealized Loss Position	The following table indicates the length of time individual debt securities have been in a continuous unrealized loss position as of March 31, 2024 and December 31, 2023: Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2024 securities value losses value losses value losses U.S. Treasury 6 $ 2,970 $ ( 1 ) $ — $ — $ 2,970 $ ( 1 ) U.S. Government agency 39 — — 73,529 ( 11,423 ) 73,529 ( 11,423 ) State and municipal 190 — — 87,967 ( 19,816 ) 87,967 ( 19,816 ) U.S. Government agencies and sponsored enterprises (GSEs): — — Mortgage-backed 164 — — 217,140 ( 40,093 ) 217,140 ( 40,093 ) Collateralized mortgage obligations (CMOs) 125 — — 86,564 ( 16,893 ) 86,564 ( 16,893 ) Corporate debt and money market funds 4 — — 6,089 ( 497 ) 6,089 ( 497 ) Total 528 $ 2,970 $ ( 1 ) $ 471,289 $ ( 88,722 ) $ 474,259 $ ( 88,723 ) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2023 securities value losses value losses value losses U.S. Treasury 1 $ 494 $ — $ — $ — $ 494 $ — U.S. Government agency 39 — — 74,122 ( 10,828 ) 74,122 ( 10,828 ) State and municipal 191 380 — 89,238 ( 18,714 ) 89,618 ( 18,714 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 165 1 — 225,500 ( 37,831 ) 225,501 ( 37,831 ) Collateralized mortgage obligations (CMOs) 126 — — 89,973 ( 16,383 ) 89,973 ( 16,383 ) Corporate debt and money markets 4 — — 6,101 ( 496 ) 6,101 ( 496 ) Total 526 $ 875 $ — $ 484,934 $ ( 84,252 ) $ 485,809 $ ( 84,252 )
Summary of Unrealized and Realized Gains and Losses Recognized in Net Income on Equity Securities	The following is a summary of unrealized and realized gains and losses recognized in net income on equity securities during the three months ended March 31, 2024 and 2023: For the Three Months Ended March 31, 2024 2023 Net (loss) gains recognized during the period on equity securities $ 347 $ ( 151 ) Less: Net (losses) gains recognized during the period on equity securities sold during the period 377 ( 208 ) Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ ( 30 ) $ 57

Note 8 - Loans & Allowance fo_2

Note 8 - Loans & Allowance for Credit Losses on Loans (Tables) - Retail and Commercial Loans [Member]	3 Months Ended
	Mar. 31, 2024
Major Classes of Loans	Major classes of loans are as follows: March 31, December 31, 2024 2023 Commercial: Commercial and industrial $ 148,356 $ 137,086 Construction and land development 117,535 116,173 Real estate secured by multi-family properties 110,402 109,193 Real estate secured by owner-occupied properties 164,828 160,695 Real estate secured by other commercial properties 276,049 265,101 Revolving real estate secured by 1-4 family properties-business 6,483 5,442 Real estate secured by 1st lien on 1-4 family properties-business 102,339 103,572 Real estate secured by junior lien on 1-4 family properties-business 2,964 3,445 State and political subdivisions 17,970 18,708 Retail: 1-4 family residential mortgages 108,883 108,906 Construction-individual — — Revolving home equity secured by 1-4 family properties-personal 44,619 34,231 Real estate secured by 1st lien on 1-4 family properties-personal 7,385 11,981 Real estate secured by junior lien on 1-4 family properties-personal 11,540 15,625 Student loans 1,605 1,662 Overdrafts 166 194 Other consumer 1,784 1,757 Total loans 1,122,908 1,093,771 Net unearned (fees) costs ( 292 ) ( 238 ) Allowance for credit losses on loans ( 8,738 ) ( 8,852 ) Loans receivable, net $ 1,113,878 $ 1,084,681
Internal Risk Ratings and Payment Activity	Term Loans by Origination Year March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Commercial Loans Commercial and industrial: Risk rating Pass $ 5,300 $ 17,527 $ 13,503 $ 7,630 $ 4,978 $ 11,942 $ 84,958 $ 145,838 Special mention — 1,296 — — — — — 1,296 Substandard — — — — — 77 1,145 1,222 Doubtful — — — — — — — — Total commercial and industrial $ 5,300 $ 18,823 $ 13,503 $ 7,630 $ 4,978 $ 12,019 $ 86,103 $ 148,356 Construction and land development: Risk rating Pass $ 11,164 $ 42,245 $ 32,119 $ 14,684 $ 3,432 $ 8,366 $ — $ 112,010 Special mention — 5,484 — — — — — 5,484 Substandard — — — — — 41 — 41 Doubtful — — — — — — — — Total construction and land development $ 11,164 $ 47,729 $ 32,119 $ 14,684 $ 3,432 $ 8,407 $ — $ 117,535 Real estate secured by multi-family properties: Risk rating Pass $ 1,847 $ 11,096 $ 28,575 $ 23,084 $ 9,709 $ 33,253 $ — $ 107,564 Special mention — — — — — — — — Substandard — — — — — 2,838 — 2,838 Doubtful — — — — — — — — Total real estate secured by multi-family properties $ 1,847 $ 11,096 $ 28,575 $ 23,084 $ 9,709 $ 36,091 $ — $ 110,402 Real estate secured by owner-occupied properties: Risk rating Pass $ 2,554 $ 17,969 $ 29,344 $ 26,595 $ 18,423 $ 63,716 $ — $ 158,601 Special mention — — — — — — — — Substandard — — — — — 6,227 — 6,227 Doubtful — — — — — — — — Total real estate secured by owner-occupied properties $ 2,554 $ 17,969 $ 29,344 $ 26,595 $ 18,423 $ 69,943 $ — $ 164,828 Real estate secured by other commercial properties: Risk rating Pass $ 2,220 $ 32,822 $ 54,981 $ 42,094 $ 17,605 $ 125,561 $ — $ 275,283 Special mention — — — — — — — — Substandard — — — — — 766 — 766 Doubtful — — — — — — — — Total real estate secured by other commercial properties $ 2,220 $ 32,822 $ 54,981 $ 42,094 $ 17,605 $ 126,327 $ — $ 276,049 Revolving real estate secured by 1-4 family properties-business: Risk rating Pass $ — $ — $ — $ — $ — $ — $ 6,483 $ 6,483 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total revolving real estate secured by 1-4 family properties-business $ — $ — $ — $ — $ — $ — $ 6,483 $ 6,483 Term Loans by Origination Year March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Real estate secured by 1st lien on 1-4 family properties-business: Risk rating Pass $ 2,173 $ 14,496 $ 27,490 $ 20,030 $ 9,667 $ 27,610 $ — $ 101,466 Special mention — — — 136 — — — 136 Substandard — — — 188 — 549 — 737 Doubtful — — — — — — — — Total real estate secured by 1st lien on 1-4 family properties-business $ 2,173 $ 14,496 $ 27,490 $ 20,354 $ 9,667 $ 28,159 $ — $ 102,339 Real estate secured by junior lien on 1-4 family properties-business: Risk rating Pass $ 80 $ 552 $ 576 $ 193 $ 569 $ 973 $ — $ 2,943 Special mention — — — — — — — — Substandard — — 21 — — — — 21 Doubtful — — — — — — — — Total real estate secured by junior lien on 1-4 family properties-business $ 80 $ 552 $ 597 $ 193 $ 569 $ 973 $ — $ 2,964 State and political subdivisions: Risk rating Pass $ 48 $ 705 $ — $ 4,239 $ 16 $ 12,962 $ — $ 17,970 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total real estate secured by junior lien on 1-4 family properties-business $ 48 $ 705 $ — $ 4,239 $ 16 $ 12,962 $ — $ 17,970 Total Commercial Loans: Risk rating Pass $ 25,386 $ 137,412 $ 186,588 $ 138,549 $ 64,399 $ 284,383 $ 91,441 $ 928,158 Special mention — 6,780 — 136 — — — 6,916 Substandard — — 21 188 — 10,498 1,145 11,852 Doubtful — — — — — — — — Total Commercial loans $ 25,386 $ 144,192 $ 186,609 $ 138,873 $ 64,399 $ 294,881 $ 92,586 $ 946,926 Term Loans by Origination Year December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial Loans Commercial and industrial: Risk rating Pass $ 20,473 $ 14,439 $ 8,574 $ 5,913 $ 8,626 $ 7,175 $ 70,716 $ 135,916 Special mention — — — — — — — — Substandard — — — — — — 1,170 1,170 Doubtful — — — — — — — — Total commercial and industrial $ 20,473 $ 14,439 $ 8,574 $ 5,913 $ 8,626 $ 7,175 $ 71,886 $ 137,086 Construction and land development: Risk rating Pass $ 46,171 $ 43,472 $ 14,630 $ 3,434 $ 4,028 $ 4,395 $ — $ 116,130 Special mention — — — — — — — — Substandard — — — — — 43 — 43 Doubtful — — — — — — — — Total construction and land development $ 46,171 $ 43,472 $ 14,630 $ 3,434 $ 4,028 $ 4,438 $ — $ 116,173 Real estate secured by multi-family properties: Risk rating Pass $ 10,826 $ 28,858 $ 23,430 $ 9,808 $ 5,804 $ 27,609 $ — $ 106,335 Special mention — — — — — — — — Substandard — — — — 704 2,154 — 2,858 Doubtful — — — — — — — — Total real estate secured by multi-family properties $ 10,826 $ 28,858 $ 23,430 $ 9,808 $ 6,508 $ 29,763 $ — $ 109,193 Real estate secured by owner-occupied properties: Risk rating Pass $ 14,430 $ 29,576 $ 26,908 $ 18,693 $ 12,239 $ 53,030 $ — $ 154,876 Special mention — — — — — — — — Substandard — — — — 5,819 — 5,819 Doubtful — — — — — — — — Total real estate secured by owner-occupied properties $ 14,430 $ 29,576 $ 26,908 $ 18,693 $ 12,239 $ 58,849 $ — $ 160,695 Real estate secured by other commercial properties: Risk rating Pass $ 32,297 $ 44,526 $ 42,582 $ 17,798 $ 28,947 $ 98,173 $ — $ 264,323 Special mention — — — — — — — — Substandard — — — — — 778 — 778 Doubtful — — — — — — — — Total real estate secured by other commercial properties $ 32,297 $ 44,526 $ 42,582 $ 17,798 $ 28,947 $ 98,951 $ — $ 265,101 Revolving real estate secured by 1-4 family properties-business: Risk rating Pass $ — $ — $ — $ — $ — $ — $ 5,442 $ 5,442 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total revolving real estate secured by 1-4 family properties-business $ — $ — $ — $ — $ — $ — $ 5,442 $ 5,442 Real estate secured by 1st lien on 1-4 family properties-business: Risk rating Pass $ 14,697 $ 28,596 $ 20,890 $ 9,794 $ 8,441 $ 20,262 $ — $ 102,680 Special mention — — 137 — — — — 137 Substandard — 189 — — 423 143 — 755 Doubtful — — — — — — — — Total real estate secured by 1st lien on 1-4 family properties-business $ 14,697 $ 28,785 $ 21,027 $ 9,794 $ 8,864 $ 20,405 $ — $ 103,572 Real estate secured by junior lien on 1-4 family properties-business: Risk rating Pass $ 558 $ 604 $ 542 $ 580 $ 40 $ 934 $ — $ 3,258 Special mention — — — — — — — — Substandard — — — — — 187 — 187 Doubtful — — — — — — — — Total real estate secured by junior lien on 1-4 family properties-business $ 558 $ 604 $ 542 $ 580 $ 40 $ 1,121 $ — $ 3,445 State and political subdivisions: Risk rating Pass $ 707 $ — $ 4,247 $ 18 $ 5,444 $ 8,292 $ — $ 18,708 Special mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total real estate secured by junior lien on 1-4 family properties-business $ 707 $ — $ 4,247 $ 18 $ 5,444 $ 8,292 $ — $ 18,708 Total Commercial Loans: Risk rating Pass $ 140,159 $ 190,071 $ 141,803 $ 66,038 $ 73,569 $ 219,870 $ 76,158 $ 907,668 Special mention — — 137 — — — — 137 Substandard — 189 — — 1,127 9,124 1,170 11,610 Doubtful — — — — — — — — Total Commercial loans $ 140,159 $ 190,260 $ 141,940 $ 66,038 $ 74,696 $ 228,994 $ 77,328 $ 919,415 F Term Loans by Origination Year March 31, 2024 2024 2023 2022 2021 2020 Prior Revolving Total Retail Loans 1-4 family residential mortgages: Payment performance Performing $ 1,275 $ 12,590 $ 14,521 $ 30,100 $ 20,068 $ 29,425 $ — $ 107,979 Nonperforming — — — — — 904 — 904 Total 1-4 family residential mortgages $ 1,275 $ 12,590 $ 14,521 $ 30,100 $ 20,068 $ 30,329 $ — $ 108,883 Construction-individual: Payment performance Performing $ — $ — $ — $ — $ — $ — $ — $ — Nonperforming — — — — — — — — Total construction-individual $ — $ — $ — $ — $ — $ — $ — $ — Revolving home equity secured by 1-4 family properties-personal: Payment performance Performing $ — $ — $ — $ — $ — $ — $ 44,329 $ 44,329 Nonperforming — — — — — — 290 290 Total revolving home equity secured by 1-4 family properties-personal $ — $ — $ — $ — $ — $ — $ 44,619 $ 44,619 Real estate secured by 1st lien on 1-4 family properties-personal: Payment performance Performing $ 162 $ 801 $ 1,165 $ 1,321 $ 977 $ 2,848 $ — $ 7,274 Nonperforming — — — — — 111 — 111 Total real estate secured by 1st lien on 1-4 family properties-personal $ 162 $ 801 $ 1,165 $ 1,321 $ 977 $ 2,959 $ — $ 7,385 Real estate secured by junior lien on 1-4 family properties-personal: Payment performance Performing $ 1,123 $ 3,742 $ 1,010 $ 1,129 $ 1,128 $ 3,390 $ — $ 11,522 Nonperforming — — 18 — — — — 18 Total real estate secured by junior lien on 1-4 family properties-personal $ 1,123 $ 3,742 $ 1,028 $ 1,129 $ 1,128 $ 3,390 $ — $ 11,540 Student loans: Payment performance Performing $ — $ — $ — $ — $ — $ 1,594 $ — $ 1,594 Nonperforming — — — — — 11 — 11 Total student loans $ — $ — $ — $ — $ — $ 1,605 $ — $ 1,605 Overdrafts: Payment performance Performing $ — $ — $ — $ — $ — $ — $ 166 $ 166 Nonperforming — — — — — — — — Total overdrafts $ — $ — $ — $ — $ — $ — $ 166 $ 166 Other consumer: Payment performance Performing $ 248 $ 711 $ 251 $ 192 $ 70 $ 83 $ 194 $ 1,749 Nonperforming — — — — — 35 — 35 Total other consumer $ 248 $ 711 $ 251 $ 192 $ 70 $ 118 $ 194 $ 1,784 Total Retail Loans: Payment performance Performing $ 2,808 $ 17,844 $ 16,947 $ 32,742 $ 22,243 $ 37,340 $ 44,689 $ 174,613 Nonperforming — — 18 — — 1,061 290 1,369 Total Retail Loans $ 2,808 $ 17,844 $ 16,965 $ 32,742 $ 22,243 $ 38,401 $ 44,979 $ 175,982 Term Loans by Origination Year December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Retail Loans 1-4 family residential mortgages: Payment performance Performing $ 12,641 $ 14,635 $ 30,495 $ 20,304 $ 4,526 $ 25,500 $ — $ 108,101 Nonperforming — — — — — 805 — 805 Total 1-4 family residential mortgages $ 12,641 $ 14,635 $ 30,495 $ 20,304 $ 4,526 $ 26,305 $ — $ 108,906 Construction-individual: Payment performance Performing $ — $ — $ — $ — $ — $ — $ — $ — Nonperforming — — — — — — — — Total construction-individual $ — $ — $ — $ — $ — $ — $ — $ — Revolving home equity secured by 1-4 family properties-personal: Payment performance Performing $ — $ — $ — $ — $ — $ — $ 33,936 $ 33,936 Nonperforming — — — — — — 295 295 Total revolving home equity secured by 1-4 family properties-personal $ — $ — $ — $ — $ — $ — $ 34,231 $ 34,231 Real estate secured by 1st lien on 1-4 family properties-personal: Payment performance Performing $ 2,591 $ 1,613 $ 2,933 $ 1,030 $ 931 $ 2,767 $ — $ 11,865 Nonperforming — — — — — 116 — 116 Total real estate secured by 1st lien on 1-4 family properties-personal $ 2,591 $ 1,613 $ 2,933 $ 1,030 $ 931 $ 2,883 $ — $ 11,981 Real estate secured by junior lien on 1-4 family properties-personal: Payment performance Performing $ 6,438 $ 1,613 $ 2,184 $ 1,180 $ 676 $ 3,515 $ — $ 15,606 Nonperforming — 19 — — — — — 19 Total real estate secured by junior lien on 1-4 family properties-personal $ 6,438 $ 1,632 $ 2,184 $ 1,180 $ 676 $ 3,515 $ — $ 15,625 Student loans: Payment performance Performing $ — $ — $ — $ — $ — $ 1,645 $ — $ 1,645 Nonperforming — — — — — 17 — 17 Total student loans $ — $ — $ — $ — $ — $ 1,662 $ — $ 1,662 Overdrafts: Payment performance Performing $ — $ — $ — $ — $ — $ — $ 194 $ 194 Nonperforming — — — — — — — — Total overdrafts $ — $ — $ — $ — $ — $ — $ 194 $ 194 Other consumer: Payment performance Performing $ 793 $ 290 $ 245 $ 89 $ 73 $ 41 $ 189 $ 1,720 Nonperforming — — — — — 37 — 37 Total other consumer $ 793 $ 290 $ 245 $ 89 $ 73 $ 78 $ 189 $ 1,757 Total Retail Loans: Payment performance Performing $ 22,463 $ 18,151 $ 35,857 $ 22,603 $ 6,206 $ 33,468 $ 34,319 $ 173,067 Nonperforming — 19 — — — 975 295 1,289 Total Retail Loans $ 22,463 $ 18,170 $ 35,857 $ 22,603 $ 6,206 $ 34,443 $ 34,614 $ 174,356 Revolving home equity lines of credit secured by 1-4 family properties termed out during 2024 and 2023 were $ 1,215,000 and $ 4,534,000 ; all of which are performing.
Past Due Loans	The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2024 and December 31, 2023: March 31, 2024 30-59 days 60-89 days 90 days or Total past Current Total loans Commercial: Commercial and industrial $ 23 $ — $ — $ 23 $ 148,333 $ 148,356 Construction and land development 794 — — 794 116,741 117,535 Real estate secured by multi-family properties — — — — 110,402 110,402 Real estate secured by owner-occupied properties 468 — 186 654 164,174 164,828 Real estate secured by other commercial properties 992 — — 992 275,057 276,049 Revolving real estate secured by 1-4 family properties-business — — — — 6,483 6,483 Real estate secured by 1st lien on 1-4 family properties-business — 223 — 223 102,116 102,339 Real estate secured by junior lien on 1-4 family properties-business — — — — 2,964 2,964 State and political subdivisions — — — — 17,970 17,970 Retail: 1-4 family residential mortgages 704 — 476 1,180 107,703 108,883 Construction-individual — — — — — — Revolving home equity secured by 1-4 family properties-personal 19 — 129 148 44,471 44,619 Real estate secured by 1st lien on 1-4 family properties-personal 95 — — 95 7,290 7,385 Real estate secured by junior lien on 1-4 family properties-personal — — 18 18 11,522 11,540 Student loans — — — — 1,605 1,605 Overdrafts 21 — — 21 145 166 Other consumer 1 — — 1 1,783 1,784 Total $ 3,117 $ 223 $ 809 $ 4,149 $ 1,118,759 $ 1,122,908 December 31, 2023 30-59 days 60-89 days 90 days or Total past Current Total loans Commercial: Commercial and industrial $ 77 $ — $ — $ 77 $ 137,009 $ 137,086 Construction and land development — — — — 116,173 116,173 Real estate secured by multi-family properties — — — — 109,193 109,193 Real estate secured by owner-occupied properties 186 — — 186 160,509 160,695 Real estate secured by other commercial properties 9,675 — — 9,675 255,426 265,101 Revolving real estate secured by 1-4 family properties-business — — — — 5,442 5,442 Real estate secured by 1st lien on 1-4 family properties-business 323 — — 323 103,249 103,572 Real estate secured by junior lien on 1-4 family properties-business — — — — 3,445 3,445 State and political subdivisions — — — — 18,708 18,708 Retail: 1-4 family residential mortgages 433 381 481 1,295 107,611 108,906 Construction-individual — — — — — — Revolving home equity secured by 1-4 family properties-personal 56 — 129 185 34,046 34,231 Real estate secured by 1st lien on 1-4 family properties-personal — 96 — 96 11,885 11,981 Real estate secured by junior lien on 1-4 family properties-personal — — 18 18 15,607 15,625 Student loans — 11 6 17 1,645 1,662 Overdrafts 21 2 — 23 171 194 Other consumer — 8 — 8 1,749 1,757 Total $ 10,771 $ 498 $ 634 $ 11,903 $ 1,081,868 $ 1,093,771
Non-accrual Loans	The following tables discloses the recorded investment in loans receivable that are either on non-accrual status or past due 90 days or more and still accruing interest as of March 31, 2024 and December 31, 2023: March 31, 2024 90 Days or More Past Due-Still Accruing Nonaccrual With No Specifically-Related ACL Nonaccrual With Related ACL Total Nonaccrual Loans Commercial: Commercial and industrial $ — $ 252 $ 32 $ 284 Construction and land development — — — — Real estate secured by multi-family properties — — — — Real estate secured by owner-occupied properties — 348 — 348 Real estate secured by other commercial properties — — — — Revolving real estate secured by 1-4 family properties-business — — — — Real estate secured by 1st lien on 1-4 family properties-business — — — — Real estate secured by junior lien on 1-4 family properties-business — — — — State and political subdivisions — — — — Retail: 1-4 family residential mortgages — 904 — 904 Construction-individual — — — — Revolving home equity secured by 1-4 family properties-personal — 20 270 290 Real estate secured by 1st lien on 1-4 family properties-personal — 111 — 111 Real estate secured by junior lien on 1-4 family properties-personal — 18 — 18 Student loans — 11 — 11 Other consumer — 35 — 35 Total $ — $ 1,699 $ 302 $ 2,001 December 31, 2023 90 Days or More Past Due-Still Accruing Nonaccrual With No Specifically-Related ACL Nonaccrual With Related ACL Total Nonaccrual Loans Commercial: Commercial and industrial $ — $ 278 $ 33 $ 311 Construction and land development — — — — Real estate secured by multi-family properties — — — — Real estate secured by owner-occupied properties — 175 — 175 Real estate secured by other commercial properties — — — — Revolving real estate secured by 1-4 family properties-business — — — — Real estate secured by 1st lien on 1-4 family properties-business — — — — Real estate secured by junior lien on 1-4 family properties-business — — 165 165 State and political subdivisions — — — — Retail: 1-4 family residential mortgages — 805 — 805 Construction-individual — — — — Revolving home equity secured by 1-4 family properties-personal — 21 274 295 Real estate secured by 1st lien on 1-4 family properties-personal — 116 — 116 Real estate secured by junior lien on 1-4 family properties-personal — 19 — 19 Student loans — 17 — 17 Other consumer — 37 — 37 Total $ — $ 1,468 $ 472 $ 1,940
Allowance for Loan Losses	Activity in the allowance for credit losses on loans for the three months ended March 31, 2024 and 2023 are as follows: For the Three Months Ended March 31, 2024 Balance, beginning of period Credit loss expense (reversal) Charge-offs Recoveries Balance, end Commercial: Commercial and industrial $ 823 $ 119 $ — $ 12 $ 954 Construction and land development 1,252 22 — — 1,274 Real estate secured by multi-family properties 1,735 18 — — 1,753 Real estate secured by owner-occupied properties 1,001 ( 12 ) — — 989 Real estate secured by other commercial properties 1,167 36 — — 1,203 Revolving real estate secured by 1-4 family properties-business 27 4 — — 31 Real estate secured by 1st lien on 1-4 family properties-business 1,507 ( 210 ) — 2 1,299 Real estate secured by junior lien on 1-4 family properties-business 14 ( 2 ) — — 12 State and political subdivisions 55 ( 8 ) — — 47 Retail: 1-4 family residential mortgages 427 ( 34 ) — — 393 Construction-individual — — — — — Revolving home equity secured by 1-4 family properties-personal 138 27 — — 165 Real estate secured by 1st lien on 1-4 family properties-personal 182 ( 35 ) — — 147 Real estate secured by junior lien on 1-4 family properties-personal 105 ( 32 ) — — 73 Student loans 369 ( 17 ) ( 6 ) 4 350 Overdrafts 16 23 ( 33 ) 8 14 Other consumer 34 8 ( 8 ) — 34 Total $ 8,852 $ ( 93 ) $ ( 47 ) $ 26 $ 8,738 For the Three Months Ended March 31, 2023 Beginning balance prior to adoption of ASC 326 Impact of adopting ASC 326 Credit loss expense (reversal) Charge-offs Recoveries Balance, end Commercial: Commercial and industrial $ 1,316 $ ( 70 ) $ ( 940 ) $ — $ 593 $ 899 Construction and land development 755 ( 10 ) 4 — — 749 Real estate secured by multi-family properties 995 684 ( 102 ) — — 1,577 Real estate secured by owner-occupied properties 1,549 ( 374 ) ( 203 ) — — 972 Real estate secured by other commercial properties 2,458 ( 1,128 ) ( 239 ) — — 1,091 Revolving real estate secured by 1-4 family properties-business 25 7 2 — — 34 Real estate secured by 1st lien on 1-4 family properties-business 1,210 490 ( 430 ) — 3 1,273 Real estate secured by junior lien on 1-4 family properties-business 30 ( 14 ) 242 — — 258 State and political subdivisions 94 ( 20 ) ( 19 ) — — 55 Retail: 1-4 family residential mortgages 682 ( 196 ) ( 81 ) — — 405 Construction-individual 1 — — — — 1 Revolving home equity secured by 1-4 family properties-personal 299 ( 7 ) ( 43 ) — — 249 Real estate secured by 1st lien on 1-4 family properties-personal 57 15 ( 8 ) — — 64 Real estate secured by junior lien on 1-4 family properties-personal 55 29 ( 9 ) — 2 77 Student loans 454 12 ( 17 ) ( 3 ) 2 448 Overdrafts 8 3 31 ( 43 ) 10 9 Other consumer 41 ( 8 ) 29 ( 32 ) — 30 Unallocated 502 ( 502 ) — N/A N/A — Total $ 10,531 $ ( 1,089 ) $ ( 1,783 ) $ ( 78 ) $ 610 $ 8,191
Collateral-dependent Loans By Loan Category	The following table presents the collateral-dependent loans by loan category at March 31, 2024: March 31, 2024 Real Estate Secured Other (1) Deficiency in Collateral Total Collateral Dependent Nonaccrual Loans Commercial: Commercial and industrial $ — $ 252 $ 32 $ 284 Construction and land development — — — — Real estate secured by multi-family properties — — — — Real estate secured by owner-occupied properties 348 — — 348 Real estate secured by other commercial properties — — — — Revolving real estate secured by 1-4 family properties-business — — — — Real estate secured by 1st lien on 1-4 family properties-business — — Real estate secured by junior lien on 1-4 family properties-business — — — — State and political subdivisions — — — — Retail: 1-4 family residential mortgages 904 — — 904 Construction-individual — — — — Revolving home equity secured by 1-4 family properties-personal 185 — 105 290 Real estate secured by 1st lien on 1-4 family properties-personal 111 — — 111 Real estate secured by junior lien on 1-4 family properties-personal 18 — — 18 Other consumer — 35 — 35 Total $ 1,566 $ 287 $ 137 $ 1,990 (1) Secured by business assets, personal property and equipment or guarantees December 31, 2023 Real Estate Secured Other (1) Deficiency in Collateral Total Collateral Dependent Nonaccrual Loans Commercial: Commercial and industrial $ — $ 278 $ 33 $ 311 Construction and land development — — — — Real estate secured by multi-family properties — — — — Real estate secured by owner-occupied properties 175 — — 175 Real estate secured by other commercial properties — — — — Revolving real estate secured by 1-4 family properties-business — — — — Real estate secured by 1st lien on 1-4 family properties-business — — Real estate secured by junior lien on 1-4 family properties-business — — 165 165 State and political subdivisions — — — — Retail: 1-4 family residential mortgages 805 — — 805 Construction-individual — — — — Revolving home equity secured by 1-4 family properties-personal 185 — 110 295 Real estate secured by 1st lien on 1-4 family properties-personal 116 — — 116 Real estate secured by junior lien on 1-4 family properties-personal 19 — — 19 Other consumer — 37 — 37 Total $ 1,300 $ 315 $ 308 $ 1,923

Note 9 - Fair Value Measureme_2

Note 9 - Fair Value Measurements and Disclosures (Tables)	3 Months Ended
	Mar. 31, 2024
Fair Value Disclosures [Abstract]
Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis	The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis and the fair value measurements by level within the fair value hierarchy as of March 31, 2024: March 31, 2024 Quoted prices Significant Significant Balance at end Recurring fair value measurements Available-for-sale securities: U.S. Treasury securities $ — $ 5,455 $ — $ 5,455 U.S. Government agency securities — 73,529 — 73,529 State and municipal securities (1) — 89,554 — 89,554 U.S. Government agencies and sponsored Mortgage-backed securities (1) — 220,271 — 220,271 Collateralized mortgage obligations (CMOs) — 86,564 — 86,564 Corporate debt securities and money market funds — 6,171 52 6,223 Total debt securities available-for-sale — 481,544 52 481,596 Equity securities 6,217 — — 6,217 Total recurring fair value measurements $ 6,217 $ 481,544 $ 52 $ 487,813 Nonrecurring fair value measurements Collateral dependent loans $ — $ — $ 165 $ 165 Mortgage servicing rights — — 1 1 Total nonrecurring fair value measurements $ — $ — $ 166 $ 166 December 31, 2023 Quoted prices Significant Significant Balance at end Recurring fair value measurements Debt securities available-for-sale U.S. Treasuries $ — $ 6,451 $ — $ 6,451 U.S. Government agency securities — 74,122 — 74,122 State and municipal securities (1) — 89,189 — 89,189 U.S. Government agencies and sponsored Mortgage-backed securities (1) — 224,238 — 224,238 Collateralized mortgage obligations (CMOs) — 89,973 — 89,973 Corporate debt securities — 6,157 52 6,209 Total debt securities available-for-sale — 490,130 52 490,182 Equity securities 5,910 — — 5,910 Total recurring fair value measurements $ 5,910 $ 490,130 $ 52 $ 496,092 Nonrecurring fair value measurements Collateral dependent loans $ — $ — $ 164 $ 164 Mortgage servicing rights — — 7 7 Total nonrecurring fair value measurements $ — $ — $ 171 $ 171 (1) Includes derivatives designated as fair value hedging instruments as discussed in Note 12
Quantitative Information about Assets Measured at Fair Value	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which QNB has utilized Level 3 inputs to determine fair value: Quantitative information about Level 3 fair value measurements March 31, 2024 Fair value Valuation Unobservable Value or range Collateral dependent loans $ 165 Appraisal of collateral (1) Appraisal adjustments (2) - 20 % to - 100 % Liquidation expenses (3) - 10 % Mortgage servicing rights 1 Discounted cash flow Remaining term 2 to 30 years Prepayment speeds 94 % to 178 % Discount rate 12.0 % to 12.5 % Quantitative information about Level 3 fair value measurements December 31, 2023 Fair value Valuation Unobservable Value or range Collateral dependent loans $ 164 Appraisal of collateral (1) Appraisal adjustments (2) - 20 % to - 100 % Liquidation expenses (3) - 10 % Mortgage servicing rights 7 Discounted cash flow Remaining term 2 to 30 yrs Prepayment speeds 104 % to 214 % Discount rate 12.0 % to 12.5 % (1) Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various Level 3 inputs which are not always identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value. (3) Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value.
Available-for-sale Securities Measured at Fair Value Using Significant Unobservable Inputs	The following table presents additional information about the available-for-sale securities measured at fair value on a recurring basis and for which QNB utilized significant unobservable inputs (Level 3 inputs) to determine fair value for the three months ended March 31, 2024 and 2023: Fair value measurements 2024 2023 Balance, January 1, $ 52 $ 53 Payments received — — Total gains or losses (realized/unrealized) Included in earnings — — Included in other comprehensive (loss) income — ( 1 ) Transfers in and/or out of Level 3 — — Balance, March 31, $ 52 $ 52
Financial and Off-balance Sheet Instruments	The estimated fair values and carrying amounts of the Company’s financial and off-balance sheet instruments are summarized as follows: Fair value measurements March 31, 2024 Carrying Fair value Quoted Significant Significant Financial assets Cash and cash equivalents $ 50,963 $ 50,963 $ 50,963 $ — $ — Investment securities: Available-for-sale (1) 481,596 481,596 — 481,544 52 Equities 6,217 6,217 6,217 — — Restricted investment in stocks 2,730 2,730 — 2,730 — Net loans 1,113,878 1,100,014 — — 1,100,014 Mortgage servicing rights 410 594 — — 594 Accrued interest receivable 6,184 6,184 — 6,184 — Financial liabilities Deposits with no stated maturities $ 1,178,711 $ 1,178,711 $ 1,178,711 $ — $ — Deposits with stated maturities 357,477 352,960 — 352,960 — Short-term borrowings 55,088 55,088 55,088 — — Long-term debt 20,000 19,858 19,858 — — Accrued interest payable 3,806 3,806 — 3,806 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 60 — 60 — Fair value measurements December 31, 2023 Carrying Fair value Quoted Significant Significant Financial assets Cash and cash equivalents $ 62,657 $ 62,657 $ 62,657 $ — $ — Investment securities: Available-for-sale (1) 490,182 490,182 — 490,130 52 Equity 5,910 5,910 5,910 — — Restricted investment in bank stocks 2,730 2,730 — 2,730 — Loans held for sale 549 560 Net loans 1,084,681 1,077,544 — — 1,077,544 Mortgage servicing rights 415 585 — — 585 Accrued interest receivable 6,101 6,101 — 6,101 — Financial liabilities Deposits with no stated maturities $ 1,173,732 $ 1,173,732 $ 1,173,732 $ — $ — Deposits with stated maturities 314,981 311,735 — 311,735 — Short-term borrowings 94,094 94,094 94,094 — — Long-term debt 20,000 19,906 19,906 — — Accrued interest payable 5,294 5,294 — 5,294 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 79 — 79 — (1) Includes derivatives designated as fair value hedging instruments as discussed in Note 12

Note 10 - Commitments and Con_2

Note 10 - Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2024
Commitments and Contingencies Disclosure [Abstract]
Financial Instrument Commitments	A summary of the Company's financial instrument commitments is as follows: March 31, December 31, 2024 2023 Commitments to extend credit and unused lines of credit $ 383,941 $ 378,954 Standby letters of credit 17,808 18,820 Total financial instrument commitments $ 401,749 $ 397,774

Note 11 - Regulatory Restrict_2

Note 11 - Regulatory Restrictions (Tables)	3 Months Ended
	Mar. 31, 2024
Regulated Operations [Abstract]
Capital Ratios and Regulatory Minimum Requirements	The Company and the Bank’s actual capital amounts and ratios are presented as follows: Capital levels Actual Adequately capitalized Well capitalized March 31, 2024 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 169,099 12.87 % $ 105,143 8.00 % $ 131,429 10.00 % Bank 155,045 11.98 103,510 8.00 129,388 10.00 Tier 1 capital (to risk-weighted assets): The Company $ 160,249 12.19 78,858 6.00 78,858 6.00 Bank 146,195 11.30 77,633 6.00 103,510 8.00 Common equity tier 1 capital (to risk-weighted The Company 160,249 12.19 59,143 4.50 N/A N/A Bank 146,195 11.30 58,225 4.50 84,102 6.50 Tier 1 capital (to average assets): The Company 160,249 9.01 71,143 4.00 N/A N/A Bank 146,195 8.28 70,590 4.00 88,237 5.00 Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2023 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 167,711 13.09 % 102,513 8.00 % 128,142 10.00 % Bank 154,062 12.20 101,032 8.00 126,290 10.00 Tier 1 capital (to risk-weighted assets): The Company 158,753 12.39 76,885 6.00 76,885 6.00 Bank 145,104 11.49 75,774 6.00 101,032 8.00 Common equity tier 1 capital (to risk-weighted The Company 158,753 12.39 57,664 4.50 N/A N/A Bank 145,104 11.49 56,830 4.50 82,088 6.50 Tier 1 capital (to average assets): The Company 158,753 8.92 71,185 4.00 N/A N/A Bank 145,104 8.18 70,961 4.00 88,701 5.00

Note 12 - Derivatives and Hed_2

Note 12 - Derivatives and Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Notional Amounts of Derivative Instruments	The following tables present the notional amounts of derivatives designated as fair value hedging instruments at March 31, 2024, and December 31, 2023. QNB pledges cash or securities to cover the negative fair value of derivatives instruments. Cash collateral associated with the derivative instruments are not added to or netted against the fair value amounts. Interest Rate Swaps-Fair Value Hedges At March 31, 2024 At December 31, 2023 Balance Sheet Classification Notional Amount Amortized Cost of Hedged Portfolio Cumulative Amount of Fair Value Hedging Adjustment Included in Carrying Amount of Hedged Asset Notional Amount Amortized Cost of Hedged Portfolio Cumulative Amount of Fair Value Hedging Adjustment Included in Carrying Amount of Hedged Asset Investment Securities Available-for-sale: State and municipal securities $ 75,000 $ 97,208 $ 1,299 $ 75,000 $ 97,373 $ ( 445 ) U.S. Government agencies and GSE mortgage backed securities 225,000 335,668 3,146 225,000 343,453 ( 1,304 ) Total $ 300,000 $ 432,876 $ 4,445 $ 300,000 $ 440,826 $ ( 1,749 )
Schedule of Derivative Designated as Fair Value Hedging Instruments of Statements on Income	The following table presents amounts included in the Consolidated Statements on Income for derivatives designated as fair value hedging instruments for the three months ended March 31, 2024 and March 31, 2023. For the Three Months Ended March 31, Income Sheet Classification 2024 2023 Interest and dividends on available-for-sale and equity securities: State and municipal securities Recognized on fair value hedge $ 1,010 $ — Recognized on hedge portfolio ( 668 ) — Recognized on remeasurement of fair value hedge ( 18 ) — U.S. Government agencies and GSE mortgage backed securities Recognized on fair value hedge 2,996 — Recognized on hedge portfolio ( 2,037 ) — Recognized on remeasurement of fair value hedge ( 56 ) — Total $ 1,227 $ —
Schedule of Derivative Designated as Fair Value Hedging Instruments of Accumulated Other Comprehensive (Loss) Income	The following table presents amounts included in accumulated other comprehensive gain (loss) income for derivatives designated as fair value hedging instruments at March 31, 2024 and December 31, 2023. Interest Rate Swaps-Fair Value Hedges Balance Sheet Classification At March 31, 2024 At December 31, 2023 Net unrealized holding gains (losses) on fair value hedge, net of tax $ 3,512 $ ( 1,382 ) Total $ 3,512 $ ( 1,382 )

Note 1 - BASIS OF PRESENTATION

Note 1 - BASIS OF PRESENTATION (Details Textual) - USD ($) $ in Thousands	Apr. 08, 2024	Mar. 31, 2024	Dec. 31, 2023
Basis Of Presentation
Common stock shares		3,872,760	3,861,940
Subsequent Event [Member]
Basis Of Presentation
Common stock , carrying basis	$ 0
Common Class B-1 [Member] | Subsequent Event [Member]
Basis Of Presentation
Common stock shares	6,502
Common Class B-2[Member] | Subsequent Event [Member]
Basis Of Presentation
Common stock shares	3,251
Common Class C [Member] | Subsequent Event [Member]
Basis Of Presentation
Common stock shares	1,290

Note 3 - Stock-Based Compensa_3

Note 3 - Stock-Based Compensation and Shareholders' Equity (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023	Dec. 31, 2022
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Allocated share-based compensation expense	$ 19,000	$ 20,000
Employee service share-based compensation, nonvested awards, compensation cost not yet recognized	$ 259,000
Employee service share-based compensation, nonvested awards, compensation cost not yet recognized, period for recognition	59 months
Share-based compensation arrangement by share-based payment award, options, grants in period, gross	40,000	35,000
Share-based compensation arrangement by share-based payment award, options, forfeitures in period	24,275	22,600
Share-based compensation arrangement by share-based payment award, options, outstanding, number	137,275	121,550	121,550	109,150
Share-based compensation arrangement by share-based payment award, options, grants in period, weighted average grant date fair value	$ 3.08	$ 4.11
Non-Employee [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, number of shares authorized	50,000
Share-based compensation arrangement by share-based payment award, shares issued	3,270
Stock repurchase program remaining number of shares	46,730
Annual stock based compensation service fee	$ 8,000
Semi annual stock based compensation payment	$ 4,000
The 2015 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, number of shares authorized	300,000
Share-based compensation arrangement by share-based payment award, options, grants in period, gross	252,550
Share-based compensation arrangement by share-based payment award, options, forfeitures in period	167,375
Share-based compensation arrangement by share-based payment award, options, exercises in period	20,825
Share-based compensation arrangement by share-based payment award, options, outstanding, number	137,275
Employee Stock Purchase Plan 2021 [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Allocated share-based compensation expense	$ 0	$ 0
Share-based compensation arrangement by share-based payment award, number of shares authorized	30,000
Share-based compensation arrangement by share-based payment award, shares issued	13,894
Discount rate on common stock	10%
Expiration date	May 31, 2026
Director Compensation Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Allocated share-based compensation expense	$ 18,000	$ 20,000
Employee Stock Option [Member] | The 2015 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, period options can be exercised after grant date	6 months
Share-based compensation arrangement by share-based payment award, expiration period	5 years
Share-based compensation arrangement by share-based payment award, award vesting period	3 years
Employee Stock Option [Member] | The 2015 Plan [Member] | First Anniversary [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting rights, percentage	20%
Employee Stock Option [Member] | The 2015 Plan [Member] | Maximum [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, expiration period	10 years

Note 3 - Assumptions Used in Op

Note 3 - Assumptions Used in Option Pricing Model (Details)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Share-Based Payment Arrangement [Abstract]
Risk free interest rate	3.98%	3.64%
Dividend yield	5.97%	4.80%
Volatility	20.96%	20.36%
Expected life (years)	8 years 2 months 8 days	8 years 4 months 6 days

Note 3 - Stock Option Activity

Note 3 - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward]
Outstanding-Number of options (in shares)	121,550	109,150
Granted-Number of options (in shares)	40,000	35,000
Forfeited-Number of options (in shares)	(24,275)	(22,600)
Outstanding ending-Number of options (in shares)	137,275	121,550
Exercisable-Number of options (in shares)	45,315	41,375
Outstanding-Weighted average exercise price (in dollars per share)	$ 34.29	$ 37.65
Granted-Weighted average exercise price (in dollars per share)	23.4	29.51
Forfeited-Weighted average exercise price (in dollars per share)	37.69	43.15
Outstanding ending-Weighted average exercise price (in dollars per share)	30.51	34.29
Exercisable-Weighted average exercise price (in dollars per share)	$ 33.74	$ 37.37
Outstanding ending-Weighted average remaining contractual term	6 years	4 years 7 months 2 days
Exercisable-Weighted average remaining contractual term	2 years 6 months 3 days	1 year 4 months 6 days
Outstanding ending-Aggregate intrinsic value	$ 31,600

Note 4 - Computation of Basic a

Note 4 - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Earnings Per Share [Abstract]
Numerator for basic and diluted earnings per share - net income	$ 2,594	$ 4,118
Denominator for basic earnings per share - weighted average shares outstanding	3,655,176	3,588,363
Denominator for diluted earnings per share - adjusted weighted average shares outstanding	3,655,176	3,588,363
Earnings per share - basic	$ 0.71	$ 1.15
Earnings per share - diluted	$ 0.71	$ 1.15

Note 4 - Earnings Per Share &_3

Note 4 - Earnings Per Share & Share Repurchase Plan (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023	Apr. 29, 2021	Feb. 09, 2009
Earnings Per Share and Share Repurchase Plan [Line Items]
Treasury stock, shares	208,686		208,686
Board of Directors [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Stock repurchase plan approved date	Jan. 21, 2008
Share Repurchase Program 1 [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Treasury stock, shares, acquired	0	0
Treasury stock, shares	102,000
Treasury stock shares average price per share acquired	$ 24.93
Treasury stock, value	$ 2,543,000
Share Repurchase Program 1 [Member] | Maximum [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Stock repurchase program, number of shares authorized to be repurchased				200,000	100,000
Employee Stock Option [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Antidilutive securities excluded from computation of earnings per share, amount	137,275	121,550

Note 5 - Components of Accumula

Note 5 - Components of Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Accumulated Other Comprehensive Loss [Line Items]
Accumulated other loss	$ (84,268)	$ (85,996)
Tax effect	17,697	18,059
Accumulated other comprehensive loss, net of tax	(66,571)	(67,937)
Unrealized Net Holding Losses on Available-for-sale Securities [Member]
Accumulated Other Comprehensive Loss [Line Items]
Accumulated other loss	(88,713)	(84,247)
Unrealized Net Holding Gains (Losses) on Fair Value Hedge [Member]
Accumulated Other Comprehensive Loss [Line Items]
Accumulated other loss	$ 4,445	$ (1,749)

Note 5 - Amounts Reclassified O

Note 5 - Amounts Reclassified Out of Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Reclassification Adjustment Out Of Accumulated Other Comprehensive Loss [Line Items]
Income before income taxes	$ 3,257	$ 5,241
Tax effect	(663)	(1,123)
Net income	2,594	4,118
Reclassification out of Accumulated Other Comprehensive Loss
Reclassification Adjustment Out Of Accumulated Other Comprehensive Loss [Line Items]
Unrealized net holding losses on available-for-sale securities		(257)
Fair value remeasurements on fair value hedges	(74)
Income before income taxes	(74)	(257)
Tax effect	16	54
Net income	$ (58)	$ (203)

Note 6 - Available-for-Sale (De

Note 6 - Available-for-Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	$ 481,596	$ 490,182
Investment securities available-for-sale, debt securities gross unrealized holding gains	10	5
Investment securities available-for-sale, debt securities gross unrealized holding losses	(88,723)	(84,252)
Investment securities available-for-sale, debt securities gross unrealized fair value hedge gains (losses)	4,445	(1,749)
Investment securities available-for-sale, debt securities amortized cost	565,864	576,178
US Treasury Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	5,455	6,451
Investment securities available-for-sale, debt securities gross unrealized holding gains		3
Investment securities available-for-sale, debt securities gross unrealized holding losses	(1)
Investment securities available-for-sale, debt securities amortized cost	5,456	6,448
US Government Agencies Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	73,529	74,122
Investment securities available-for-sale, debt securities gross unrealized holding losses	(11,423)	(10,828)
Investment securities available-for-sale, debt securities amortized cost	84,952	84,950
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	89,554	89,189
Investment securities available-for-sale, debt securities gross unrealized holding losses	(19,816)	(18,714)
Investment securities available-for-sale, debt securities gross unrealized fair value hedge gains (losses)	1,299	(445)
Investment securities available-for-sale, debt securities amortized cost	108,071	108,348
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	220,271	224,238
Investment securities available-for-sale, debt securities gross unrealized holding losses	(40,093)	(37,831)
Investment securities available-for-sale, debt securities gross unrealized fair value hedge gains (losses)	3,146	(1,304)
Investment securities available-for-sale, debt securities amortized cost	257,218	263,373
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	86,564	89,973
Investment securities available-for-sale, debt securities gross unrealized holding losses	(16,893)	(16,383)
Investment securities available-for-sale, debt securities amortized cost	103,457	106,356
Corporate Debt Securities and Money Market Funds [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	6,223	6,209
Investment securities available-for-sale, debt securities gross unrealized holding gains	10	2
Investment securities available-for-sale, debt securities gross unrealized holding losses	(497)	(496)
Investment securities available-for-sale, debt securities amortized cost	$ 6,710	$ 6,703

Note 6 - Investment Securitie_2

Note 6 - Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Debt Securities, Available-for-Sale [Line Items]
Due in one year or less, Fair value	$ 7,567
Due after one year through five years, Fair value	58,360
Due after five years through ten years, Fair value	39,424
Due after ten years, Fair value	69,410
Total fair value	174,761
Investment debt securities available-for-sale, Fair value	481,596	$ 490,182
Due in one year or less, Amortized cost	7,606
Due after one year through five years, Amortized cost	65,933
Due after five years through ten years, Amortized cost	44,892
Due after ten years, Amortized cost	86,758
Total amortized cost	205,189
Investment securities available-for-sale, debt securities amortized cost	565,864	576,178
Residential Mortgage-Backed Securities [Member]
Debt Securities, Available-for-Sale [Line Items]
Investment debt securities available-for-sale, Fair value	220,271
Investment securities available-for-sale, debt securities amortized cost	257,218
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-Sale [Line Items]
Investment debt securities available-for-sale, Fair value	86,564	89,973
Investment securities available-for-sale, debt securities amortized cost	$ 103,457	$ 106,356

Note 6 - Investment Securitie_3

Note 6 - Investment Securities (Details Textual)	3 Months Ended
	Mar. 31, 2024 USD ($) Security	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($)
Investment Securities [Line Items]
Proceeds from sale of investment securities	$ 0	$ 9,081,000
Available-for-sale securities pledged as collateral	$ 251,927,000		$ 289,935,000
Debt Securities, Available-for-Sale, Restriction Type [Extensible Enumeration]	us-gaap:AssetPledgedAsCollateralMember		us-gaap:AssetPledgedAsCollateralMember
Other than temporary impairment, credit losses recognized in earnings	$ 0	0
Available-for-sale, amortized cost	565,864,000		$ 576,178,000
Available-for-sale	481,596,000		490,182,000
Investment equity securities	6,217,000		$ 5,910,000
Proceeds from sale of investment equity securities	$ 1,210,000	709,000
Pooled Trust Preferred Security [Member]
Investment Securities [Line Items]
Number of trust preferred securities | Security	1
Available-for-sale, amortized cost	$ 59,000
Available-for-sale	52,000
Equity Securities [Member]
Investment Securities [Line Items]
Income tax expense (benefit) related to net recognized gains (losses) on sales of securities	96,000	(44,000)
Debt Securities [Member]
Investment Securities [Line Items]
Income tax expense (benefit) related to net realized gains (losses) on sales of securities	$ 0	$ 54,000

Note 6 - Realized Gain (Loss) o

Note 6 - Realized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Gross realized gains	$ 0	$ 0
Gross realized losses	0	(257)
Other-than-temporary impairment	0	0
Total net gains (losses) on AFS securities	$ 0	$ (257)

Note 6 - Debt Securities in a C

Note 6 - Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Mar. 31, 2024 USD ($) Security	Dec. 31, 2023 USD ($) Security
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | Security	528	526
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 2,970	$ 875
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(1)	0
Debt Securities in an unrealized loss position 12 months or longer, fair value	471,289	484,934
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(88,722)	(84,252)
Debt Securities in an unrealized loss position, fair value	474,259	485,809
Debt Securities in an unrealized loss position, unrealized losses	$ (88,723)	$ (84,252)
US Treasury Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | Security	6	1
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 2,970	$ 494
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(1)	0
Debt Securities in an unrealized loss position 12 months or longer, fair value	0	0
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	0	0
Debt Securities in an unrealized loss position, fair value	2,970	494
Debt Securities in an unrealized loss position, unrealized losses	$ (1)	$ 0
US Government Agencies Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | Security	39	39
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 0	$ 0
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	0	0
Debt Securities in an unrealized loss position 12 months or longer, fair value	73,529	74,122
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(11,423)	(10,828)
Debt Securities in an unrealized loss position, fair value	73,529	74,122
Debt Securities in an unrealized loss position, unrealized losses	$ (11,423)	$ (10,828)
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | Security	190	191
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 0	$ 380
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	0	0
Debt Securities in an unrealized loss position 12 months or longer, fair value	87,967	89,238
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(19,816)	(18,714)
Debt Securities in an unrealized loss position, fair value	87,967	89,618
Debt Securities in an unrealized loss position, unrealized losses	$ (19,816)	$ (18,714)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | Security	164	165
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 0	$ 1
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	0	0
Debt Securities in an unrealized loss position 12 months or longer, fair value	217,140	225,500
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(40,093)	(37,831)
Debt Securities in an unrealized loss position, fair value	217,140	225,501
Debt Securities in an unrealized loss position, unrealized losses	$ (40,093)	$ (37,831)
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | Security	125	126
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 0	$ 0
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	0	0
Debt Securities in an unrealized loss position 12 months or longer, fair value	86,564	89,973
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(16,893)	(16,383)
Debt Securities in an unrealized loss position, fair value	86,564	89,973
Debt Securities in an unrealized loss position, unrealized losses	$ (16,893)	$ (16,383)
Corporate Debt Securities and Money Market Funds [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | Security	4	4
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 0	$ 0
Debt Securities in an unrealized loss position less than 12 months, unrealized losses		0
Debt Securities in an unrealized loss position 12 months or longer, fair value	6,089	6,101
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(497)	(496)
Debt Securities in an unrealized loss position, fair value	6,089	6,101
Debt Securities in an unrealized loss position, unrealized losses	$ (497)	$ (496)

Note 6 - Summary of Unrealized

Note 6 - Summary of Unrealized and Realized Gains and Losses Recognized in Net Income on Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Equity Securities [Abstract]
Net (loss) gains recognized during the period on equity securities	$ 347	$ (151)
Less: Net (losses) gains recognized during the period on equity securities sold during the period	377	(208)
Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date	$ (30)	$ 57

Note 7 - Restricted Investmen_2

Note 7 - Restricted Investment in Stocks (Details Textual)	3 Months Ended
	Mar. 31, 2024 USD ($) shares	Dec. 31, 2023 USD ($)	Sep. 28, 2023
Schedule of Investments [Line Items]
Restricted investment in stocks	$ 2,730,000	$ 2,730,000
Conversion factor per share			1.5875
Impairment charge of restricted investment	0
Investment in Federal Home Loan Bank Stock [Member]
Schedule of Investments [Line Items]
Restricted investment in stocks	1,718,000
Investment in Atlantic Community Bankers Bank Stock [Member]
Schedule of Investments [Line Items]
Restricted investment in stocks	12,000
Investment In SHCPFIC Preferred Stock [Member]
Schedule of Investments [Line Items]
Restricted investment in stocks	$ 1,000,000
Number of shares owned | shares	100
VISA Class B Stock [Member]
Schedule of Investments [Line Items]
Restricted investment in stocks	$ 0
Number of shares owned | shares	6,502

Note 8 - Loans & Allowance fo_3

Note 8 - Loans & Allowance for Credit Losses on Loans (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2024 USD ($) Loan Contract	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($) Contract
Accounts Notes And Loans Receivable [Line Items]
Financing receivable, modifications, subsequent default, number of contracts | Contract	0		0
Interest income on non-accrual loans	$ 24,000	$ 14,000
Residential Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Mortgage loan on real estate number of loan in foreclosure | Loan	3
Mortgage loans in process of foreclosure, amount	$ 273,000
Residential Portfolio Segment [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan to value ratio	80%
Revolving Home Equity Secured By 1-4 Family Properties-Personal [Member]
Accounts Notes And Loans Receivable [Line Items]
Revolving lines of credit	$ 1,215,000		$ 4,534,000

Note 8 - Major Classes of Loans

Note 8 - Major Classes of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Accounts Notes And Loans Receivable [Line Items]
Loans	$ 1,122,908	$ 1,093,771
Net unearned (fees) costs	(292)	(238)
Allowance for credit losses on loans	(8,738)	(8,852)
Loans receivable, net	1,113,878	1,084,681
State and Political Subdivisions [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	17,970	18,708
Commercial Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	946,926	919,415
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	148,356	137,086
Commercial Portfolio Segment [Member] | Construction and Land Development [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	117,535	116,173
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-Family Properties [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	110,402	109,193
Commercial Portfolio Segment [Member] | Real Estate Secured By Owner-Occupied Properties [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	164,828	160,695
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	276,049	265,101
Commercial Portfolio Segment [Member] | Revolving Real Estate Secured By 1-4 Family Properties-Business [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	6,483	5,442
Commercial Portfolio Segment [Member] | Real Estate Secured By 1st Lien on 1-4 Family Properties-Business [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	102,339	103,572
Commercial Portfolio Segment [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Business [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	2,964	3,445
Commercial Portfolio Segment [Member] | State and Political Subdivisions [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	17,970	18,708
Retail Portfolio Segment [Member] | Revolving Home Equity Secured By 1-4 Family Properties-Personal [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	44,619	34,231
Retail Portfolio Segment [Member] | Real Estate Secured By First Lein on 1-4 Family Properties-Personal [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	7,385	11,981
Retail Portfolio Segment [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Personal [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	11,540	15,625
Retail Portfolio Segment [Member] | Student Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	1,605	1,662
Retail Portfolio Segment [Member] | Overdrafts [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	166	194
Retail Portfolio Segment [Member] | Other Consumer [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	1,784	1,757
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	$ 108,883	$ 108,906

Note 8 - Internal Risk Ratings

Note 8 - Internal Risk Ratings and Payment Activity (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
Total	$ 1,122,908	$ 1,093,771
State and Political Subdivisions [Member]
Financing Receivable Recorded Investment [Line Items]
Total	17,970	18,708
Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0
Originated two years prior year-2022	0
Originated three years prior year	0
Originated four years prior year	0
Prior	0
Revolving	0
Total	1,296
Commercial Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	25,386	140,159
Originated prior year-2023	144,192	190,260
Originated two years prior year-2022	186,609	141,940
Originated three years prior year	138,873	66,038
Originated four years prior year	64,399	74,696
Prior	294,881	228,994
Revolving	92,586	77,328
Total	946,926	919,415
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	5,300	20,473
Originated prior year-2023	18,823	14,439
Originated two years prior year-2022	13,503	8,574
Originated three years prior year	7,630	5,913
Originated four years prior year	4,978	8,626
Prior	12,019	7,175
Revolving	86,103	71,886
Total	148,356	137,086
Commercial Portfolio Segment [Member] | Construction and Land Development [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	11,164	46,171
Originated prior year-2023	47,729	43,472
Originated two years prior year-2022	32,119	14,630
Originated three years prior year	14,684	3,434
Originated four years prior year	3,432	4,028
Prior	8,407	4,438
Revolving	0	0
Total	117,535	116,173
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-Family Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	1,847	10,826
Originated prior year-2023	11,096	28,858
Originated two years prior year-2022	28,575	23,430
Originated three years prior year	23,084	9,808
Originated four years prior year	9,709	6,508
Prior	36,091	29,763
Revolving	0
Total	110,402	109,193
Commercial Portfolio Segment [Member] | Real Estate Secured By Owner-Occupied Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	2,554	14,430
Originated prior year-2023	17,969	29,576
Originated two years prior year-2022	29,344	26,908
Originated three years prior year	26,595	18,693
Originated four years prior year	18,423	12,239
Prior	69,943	58,849
Revolving	0	0
Total	164,828	160,695
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	2,220	32,297
Originated prior year-2023	32,822	44,526
Originated two years prior year-2022	54,981	42,582
Originated three years prior year	42,094	17,798
Originated four years prior year	17,605	28,947
Prior	126,327	98,951
Revolving	0	0
Total	276,049	265,101
Commercial Portfolio Segment [Member] | Revolving Real Estate Secured By 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	6,483	5,442
Total	6,483	5,442
Commercial Portfolio Segment [Member] | Real Estate Secured By 1st Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	2,173	14,697
Originated prior year-2023	14,496	28,785
Originated two years prior year-2022	27,490	21,027
Originated three years prior year	20,354	9,794
Originated four years prior year	9,667	8,864
Prior	28,159	20,405
Revolving	0	0
Total	102,339	103,572
Commercial Portfolio Segment [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	80	558
Originated prior year-2023	552	604
Originated two years prior year-2022	597	542
Originated three years prior year	193	580
Originated four years prior year	569	40
Prior	973	1,121
Revolving	0	0
Total	2,964	3,445
Commercial Portfolio Segment [Member] | State and Political Subdivisions [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	48	707
Originated prior year-2023	705	0
Originated two years prior year-2022	0	4,247
Originated three years prior year	4,239	18
Originated four years prior year	16	5,444
Prior	12,962	8,292
Revolving	0	0
Total	17,970	18,708
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	25,386	140,159
Originated prior year-2023	137,412	190,071
Originated two years prior year-2022	186,588	141,803
Originated three years prior year	138,549	66,038
Originated four years prior year	64,399	73,569
Prior	284,383	219,870
Revolving	91,441	76,158
Total	928,158	907,668
Commercial Portfolio Segment [Member] | Pass [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	5,300	20,473
Originated prior year-2023	17,527	14,439
Originated two years prior year-2022	13,503	8,574
Originated three years prior year	7,630	5,913
Originated four years prior year	4,978	8,626
Prior	11,942	7,175
Revolving	84,958	70,716
Total	145,838	135,916
Commercial Portfolio Segment [Member] | Pass [Member] | Construction and Land Development [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	11,164	46,171
Originated prior year-2023	42,245	43,472
Originated two years prior year-2022	32,119	14,630
Originated three years prior year	14,684	3,434
Originated four years prior year	3,432	4,028
Prior	8,366	4,395
Revolving	0	0
Total	112,010	116,130
Commercial Portfolio Segment [Member] | Pass [Member] | Real Estate Secured by Multi-Family Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	1,847	10,826
Originated prior year-2023	11,096	28,858
Originated two years prior year-2022	28,575	23,430
Originated three years prior year	23,084	9,808
Originated four years prior year	9,709	5,804
Prior	33,253	27,609
Revolving	0
Total	107,564	106,335
Commercial Portfolio Segment [Member] | Pass [Member] | Real Estate Secured By Owner-Occupied Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	2,554	14,430
Originated prior year-2023	17,969	29,576
Originated two years prior year-2022	29,344	26,908
Originated three years prior year	26,595	18,693
Originated four years prior year	18,423	12,239
Prior	63,716	53,030
Revolving	0	0
Total	158,601	154,876
Commercial Portfolio Segment [Member] | Pass [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	2,220	32,297
Originated prior year-2023	32,822	44,526
Originated two years prior year-2022	54,981	42,582
Originated three years prior year	42,094	17,798
Originated four years prior year	17,605	28,947
Prior	125,561	98,173
Revolving	0	0
Total	275,283	264,323
Commercial Portfolio Segment [Member] | Pass [Member] | Revolving Real Estate Secured By 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	6,483	5,442
Total	6,483	5,442
Commercial Portfolio Segment [Member] | Pass [Member] | Real Estate Secured By 1st Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	2,173	14,697
Originated prior year-2023	14,496	28,596
Originated two years prior year-2022	27,490	20,890
Originated three years prior year	20,030	9,794
Originated four years prior year	9,667	8,441
Prior	27,610	20,262
Revolving	0	0
Total	101,466	102,680
Commercial Portfolio Segment [Member] | Pass [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	80	558
Originated prior year-2023	552	604
Originated two years prior year-2022	576	542
Originated three years prior year	193	580
Originated four years prior year	569	40
Prior	973	934
Revolving	0	0
Total	2,943	3,258
Commercial Portfolio Segment [Member] | Pass [Member] | State and Political Subdivisions [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	48	707
Originated prior year-2023	705	0
Originated two years prior year-2022	0	4,247
Originated three years prior year	4,239	18
Originated four years prior year	16	5,444
Prior	12,962	8,292
Revolving	0	0
Total	17,970	18,708
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0
Originated prior year-2023	6,780
Originated two years prior year-2022	0	137
Originated three years prior year	136
Originated four years prior year	0
Prior	0
Revolving	0
Total	6,916	137
Commercial Portfolio Segment [Member] | Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024		0
Originated prior year-2023	1,296	0
Originated two years prior year-2022		0
Originated three years prior year		0
Originated four years prior year		0
Prior		0
Revolving		0
Total		0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Construction and Land Development [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	5,484	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	5,484	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Real Estate Secured by Multi-Family Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0
Originated prior year-2023	0
Originated two years prior year-2022	0
Originated three years prior year	0
Originated four years prior year	0
Prior	0
Revolving	0
Total	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Real Estate Secured By Owner-Occupied Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Revolving Real Estate Secured By 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024		0
Originated prior year-2023	0	0
Originated two years prior year-2022		0
Originated three years prior year		0
Originated four years prior year		0
Prior		0
Revolving		0
Total		0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Real Estate Secured By 1st Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	137
Originated three years prior year	136	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	136	137
Commercial Portfolio Segment [Member] | Special Mention [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | State and Political Subdivisions [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0
Originated prior year-2023	0	189
Originated two years prior year-2022	21
Originated three years prior year	188
Originated four years prior year	0	1,127
Prior	10,498	9,124
Revolving	1,145	1,170
Total	11,852	11,610
Commercial Portfolio Segment [Member] | Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	77	0
Revolving	1,145	1,170
Total	1,222	1,170
Commercial Portfolio Segment [Member] | Substandard [Member] | Construction and Land Development [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	41	43
Revolving	0	0
Total	41	43
Commercial Portfolio Segment [Member] | Substandard [Member] | Real Estate Secured by Multi-Family Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0
Originated prior year-2023	0
Originated two years prior year-2022	0
Originated three years prior year	0
Originated four years prior year	0	704
Prior	2,838	2,154
Revolving	0
Total	2,838	2,858
Commercial Portfolio Segment [Member] | Substandard [Member] | Real Estate Secured By Owner-Occupied Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	6,227	5,819
Revolving	0	0
Total	6,227	5,819
Commercial Portfolio Segment [Member] | Substandard [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	766	778
Revolving	0	0
Total	766	778
Commercial Portfolio Segment [Member] | Substandard [Member] | Revolving Real Estate Secured By 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Substandard [Member] | Real Estate Secured By 1st Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	189
Originated two years prior year-2022	0	0
Originated three years prior year	188	0
Originated four years prior year	0	423
Prior	549	143
Revolving	0	0
Total	737	755
Commercial Portfolio Segment [Member] | Substandard [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	21	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	187
Revolving	0	0
Total	21	187
Commercial Portfolio Segment [Member] | Substandard [Member] | State and Political Subdivisions [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0
Originated prior year-2023	0
Originated two years prior year-2022	0
Originated three years prior year	0
Originated four years prior year	0
Prior	0
Revolving	0
Total	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Construction and Land Development [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Real Estate Secured by Multi-Family Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0
Originated prior year-2023	0
Originated two years prior year-2022	0
Originated three years prior year	0
Originated four years prior year	0
Prior	0
Revolving	0
Total	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Real Estate Secured By Owner-Occupied Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Revolving Real Estate Secured By 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Real Estate Secured By 1st Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Business [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | State and Political Subdivisions [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	$ 0	$ 0

Note 8 - Retail Loans by Credit

Note 8 - Retail Loans by Credit Quality (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
Total	$ 1,122,908	$ 1,093,771
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	1,275	12,641
Originated prior year-2023	12,590	14,635
Originated two years prior year-2022	14,521	30,495
Originated three years prior year	30,100	20,304
Originated four years prior year	20,068	4,526
Prior	30,329	26,305
Revolving	0	0
Total	108,883	108,906
Retail Portfolio Segment [Member] | Construction - Individual [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Retail Portfolio Segment [Member] | Revolving Home Equity Secured By 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	44,619	34,231
Total	44,619	34,231
Retail Portfolio Segment [Member] | Real Estate Secured By First Lein on 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	162	2,591
Originated prior year-2023	801	1,613
Originated two years prior year-2022	1,165	2,933
Originated three years prior year	1,321	1,030
Originated four years prior year	977	931
Prior	2,959	2,883
Revolving	0	0
Total	7,385	11,981
Retail Portfolio Segment [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	1,123	6,438
Originated prior year-2023	3,742	1,632
Originated two years prior year-2022	1,028	2,184
Originated three years prior year	1,129	1,180
Originated four years prior year	1,128	676
Prior	3,390	3,515
Revolving	0	0
Total	11,540	15,625
Retail Portfolio Segment [Member] | Student Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	1,605	1,662
Revolving	0	0
Total	1,605	1,662
Retail Portfolio Segment [Member] | Overdrafts [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	166	194
Total	166	194
Retail Portfolio Segment [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	248	793
Originated prior year-2023	711	290
Originated two years prior year-2022	251	245
Originated three years prior year	192	89
Originated four years prior year	70	73
Prior	118	78
Revolving	194	189
Total	1,784	1,757
Retail Portfolio Segment [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	2,808	22,463
Originated prior year-2023	17,844	18,170
Originated two years prior year-2022	16,965	35,857
Originated three years prior year	32,742	22,603
Originated four years prior year	22,243	6,206
Prior	38,401	34,443
Revolving	44,979	34,614
Total	175,982	174,356
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	1,275	12,641
Originated prior year-2023	12,590	14,635
Originated two years prior year-2022	14,521	30,495
Originated three years prior year	30,100	20,304
Originated four years prior year	20,068	4,526
Prior	29,425	25,500
Revolving	0	0
Total	107,979	108,101
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Construction - Individual [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Revolving Home Equity Secured By 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	44,329	33,936
Total	44,329	33,936
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Real Estate Secured By First Lein on 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	162	2,591
Originated prior year-2023	801	1,613
Originated two years prior year-2022	1,165	2,933
Originated three years prior year	1,321	1,030
Originated four years prior year	977	931
Prior	2,848	2,767
Revolving	0	0
Total	7,274	11,865
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	1,123	6,438
Originated prior year-2023	3,742	1,613
Originated two years prior year-2022	1,010	2,184
Originated three years prior year	1,129	1,180
Originated four years prior year	1,128	676
Prior	3,390	3,515
Revolving	0	0
Total	11,522	15,606
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Student Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	1,594	1,645
Revolving	0	0
Total	1,594	1,645
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Overdrafts [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	166	194
Total	166	194
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	248	793
Originated prior year-2023	711	290
Originated two years prior year-2022	251	245
Originated three years prior year	192	89
Originated four years prior year	70	73
Prior	83	41
Revolving	194	189
Total	1,749	1,720
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	2,808	22,463
Originated prior year-2023	17,844	18,151
Originated two years prior year-2022	16,947	35,857
Originated three years prior year	32,742	22,603
Originated four years prior year	22,243	6,206
Prior	37,340	33,468
Revolving	44,689	34,319
Total	174,613	173,067
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	904	805
Revolving	0	0
Total	904	805
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Construction - Individual [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Revolving Home Equity Secured By 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	290	295
Total	290	295
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Real Estate Secured By First Lein on 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	111	116
Revolving	0	0
Total	111	116
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Real Estate Secured By Junior Lien on 1-4 Family Properties-Personal [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	19
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	11	0
Revolving	0	0
Total	11	19
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Student Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	18	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	17
Revolving	0	0
Total	18	17
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Overdrafts [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	0	0
Revolving	0	0
Total	0	0
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	0
Originated two years prior year-2022	0	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	35	37
Revolving	0	0
Total	35	37
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Originated current year-2024	0	0
Originated prior year-2023	0	19
Originated two years prior year-2022	18	0
Originated three years prior year	0	0
Originated four years prior year	0	0
Prior	1,061	975
Revolving	290	295
Total	$ 1,369	$ 1,289

Note 8 - Past Due Loans (Detail

Note 8 - Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	$ 1,122,908	$ 1,093,771
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	3,117	10,771
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	223	498
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	809	634
Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	4,149	11,903
Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,118,759	1,081,868
State and Political Subdivisions [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	17,970	18,708
State and Political Subdivisions [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
State and Political Subdivisions [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
State and Political Subdivisions [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
State and Political Subdivisions [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	946,926	919,415
Commercial Portfolio Segment [Member] | Commercial and industrial
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	148,356	137,086
Commercial Portfolio Segment [Member] | Commercial and industrial | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	23	77
Commercial Portfolio Segment [Member] | Commercial and industrial | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Commercial and industrial | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Commercial and industrial | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	23	77
Commercial Portfolio Segment [Member] | Commercial and industrial | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	148,333	137,009
Commercial Portfolio Segment [Member] | Construction and Land Development [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	117,535	116,173
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	794	0
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	794	0
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	116,741	116,173
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	110,402	109,193
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	110,402	109,193
Commercial Portfolio Segment [Member] | Real estate secured by owner-occupied properties
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	164,828	160,695
Commercial Portfolio Segment [Member] | Real estate secured by owner-occupied properties | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	468	186
Commercial Portfolio Segment [Member] | Real estate secured by owner-occupied properties | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by owner-occupied properties | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	186	0
Commercial Portfolio Segment [Member] | Real estate secured by owner-occupied properties | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	654	186
Commercial Portfolio Segment [Member] | Real estate secured by owner-occupied properties | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	164,174	160,509
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	276,049	265,101
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	992	9,675
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	992	9,675
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	275,057	255,426
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	6,483	5,442
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	6,483	5,442
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	102,339	103,572
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	323
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	223	0
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	223	323
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	102,116	103,249
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	2,964	3,445
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	2,964	3,445
Commercial Portfolio Segment [Member] | State and Political Subdivisions [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	17,970	18,708
Commercial Portfolio Segment [Member] | State and Political Subdivisions [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	17,970	18,708
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	108,883	108,906
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	704	433
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	381
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	476	481
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,180	1,295
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	107,703	107,611
Retail Portfolio Segment [Member] | Construction-individual [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Construction-individual [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Construction-individual [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Construction-individual [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Construction-individual [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Construction-individual [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	44,619	34,231
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	19	56
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	129	129
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	148	185
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	44,471	34,046
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	7,385	11,981
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	95	0
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	96
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	95	96
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	7,290	11,885
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	11,540	15,625
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	18	18
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	18	18
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	11,522	15,607
Retail Portfolio Segment [Member] | Student Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,605	1,662
Retail Portfolio Segment [Member] | Student Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Student Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	11
Retail Portfolio Segment [Member] | Student Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	6
Retail Portfolio Segment [Member] | Student Loans [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	17
Retail Portfolio Segment [Member] | Student Loans [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,605	1,645
Retail Portfolio Segment [Member] | Overdrafts [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	166	194
Retail Portfolio Segment [Member] | Overdrafts [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	21	21
Retail Portfolio Segment [Member] | Overdrafts [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	2
Retail Portfolio Segment [Member] | Overdrafts [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Overdrafts [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	21	23
Retail Portfolio Segment [Member] | Overdrafts [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	145	171
Retail Portfolio Segment [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,784	1,757
Retail Portfolio Segment [Member] | Other Consumer [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1	0
Retail Portfolio Segment [Member] | Other Consumer [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	8
Retail Portfolio Segment [Member] | Other Consumer [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	0	0
Retail Portfolio Segment [Member] | Other Consumer [Member] | Financing Receivables, Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1	8
Retail Portfolio Segment [Member] | Other Consumer [Member] | Current Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	1,783	1,749
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans	$ 108,883	$ 108,906

Note 8 - Non-accrual Loans (Det

Note 8 - Non-accrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable		$ 0
Loans receivable		1,940
Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable		1,468
Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable		472
State and Political Subdivisions [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable		0
Loans receivable		0
State and Political Subdivisions [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable		0
State and Political Subdivisions [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable		0
Commercial Portfolio Segment [Member] | Commercial and industrial
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	$ 0	0
Loans receivable	284	311
Commercial Portfolio Segment [Member] | Commercial and industrial | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	252	278
Commercial Portfolio Segment [Member] | Commercial and industrial | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	32	33
Commercial Portfolio Segment [Member] | Construction and Land Development [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Owner-Occupied Properties [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	348	175
Commercial Portfolio Segment [Member] | Real Estate Secured by Owner-Occupied Properties [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	348	175
Commercial Portfolio Segment [Member] | Real Estate Secured by Owner-Occupied Properties [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	165
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	165
Commercial Portfolio Segment [Member] | State and Political Subdivisions [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0
Loans receivable	0
Commercial Portfolio Segment [Member] | State and Political Subdivisions [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0
Commercial Portfolio Segment [Member] | State and Political Subdivisions [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0
Retail Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0
Loans receivable	2,001
Retail Portfolio Segment [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	1,699
Retail Portfolio Segment [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	302
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	904	805
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	904	805
Retail Portfolio Segment [Member] | 1-4 Family Residential Mortgages [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Retail Portfolio Segment [Member] | Construction-individual [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Retail Portfolio Segment [Member] | Construction-individual [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Retail Portfolio Segment [Member] | Construction-individual [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	290	295
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	20	21
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	270	274
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	111	116
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	111	116
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	18	19
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	18	19
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Retail Portfolio Segment [Member] | Student Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	11	17
Retail Portfolio Segment [Member] | Student Loans [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	11	17
Retail Portfolio Segment [Member] | Student Loans [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Retail Portfolio Segment [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	35	37
Retail Portfolio Segment [Member] | Other Consumer [Member] | Nonaccrual With No Specifically-Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	35	37
Retail Portfolio Segment [Member] | Other Consumer [Member] | Nonaccrual With Related ACL
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	$ 0	$ 0

Note 8 - Collateral-dependent L

Note 8 - Collateral-dependent Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Commercial Portfolio Segment [Member] | Commercial and industrial
Financing Receivable, Past Due [Line Items]
Real Estate Secured	$ 0	$ 0
Other	252	278
Deficiency in Collateral	32	33
Total Collateral Dependent Nonaccrual Loans	284	311
Commercial Portfolio Segment [Member] | Construction and Land Development [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	0	0
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-family Properties [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by owner-occupied properties
Financing Receivable, Past Due [Line Items]
Real Estate Secured	348	175
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	348	175
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	0	0
Commercial Portfolio Segment [Member] | Revolving real estate secured by 1-4 family properties-business [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by 1st lein on 1-4 family properties-business
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Total Collateral Dependent Nonaccrual Loans	0	0
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Other	0	0
Deficiency in Collateral	0	165
Total Collateral Dependent Nonaccrual Loans	0	165
Commercial Portfolio Segment [Member] | State and Political Subdivisions [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	0	0
Retail Portfolio Segment [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	1,566	1,300
Other	287	315
Deficiency in Collateral	137	308
Total Collateral Dependent Nonaccrual Loans	1,990	1,923
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	904	805
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	904	805
Retail Portfolio Segment [Member] | Construction-individual [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	0	0
Retail Portfolio Segment [Member] | Revolving home equity secured by 1-4 family properties-personal
Financing Receivable, Past Due [Line Items]
Real Estate Secured	185	185
Other	0	0
Deficiency in Collateral	105	110
Total Collateral Dependent Nonaccrual Loans	290	295
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal
Financing Receivable, Past Due [Line Items]
Real Estate Secured	111	116
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	111	116
Retail Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-personal
Financing Receivable, Past Due [Line Items]
Real Estate Secured	18	19
Other	0	0
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	18	19
Retail Portfolio Segment [Member] | Other Consumer [Member]
Financing Receivable, Past Due [Line Items]
Real Estate Secured	0	0
Other	35	37
Deficiency in Collateral	0	0
Total Collateral Dependent Nonaccrual Loans	$ 35	$ 37

Note 8 - Allowance for Loan Los

Note 8 - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	$ 8,852
Provision for (credit to) loan losses	(93)	$ (1,783)
Charge-offs	(47)	(78)
Recoveries	26	610
Allowance for loan losses, end of period	8,738	8,191
Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		10,531
Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(1,089)
Commercial Portfolio Segment [Member] | Commercial And Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	823
Provision for (credit to) loan losses	119	(940)
Charge-offs	0	0
Recoveries	12	593
Allowance for loan losses, end of period	954	899
Commercial Portfolio Segment [Member] | Commercial And Industrial [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		1,316
Commercial Portfolio Segment [Member] | Commercial And Industrial [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(70)
Commercial Portfolio Segment [Member] | Construction and Land Development [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	1,252
Provision for (credit to) loan losses	22	4
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	1,274	749
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		755
Commercial Portfolio Segment [Member] | Construction and Land Development [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(10)
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-Family Properties [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	1,735
Provision for (credit to) loan losses	18	(102)
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	1,753	1,577
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-Family Properties [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		995
Commercial Portfolio Segment [Member] | Real Estate Secured by Multi-Family Properties [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		684
Commercial Portfolio Segment [Member] | Real Estate Secured By Owner-Occupied Properties [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	1,001
Provision for (credit to) loan losses	(12)	(203)
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	989	972
Commercial Portfolio Segment [Member] | Real Estate Secured By Owner-Occupied Properties [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		1,549
Commercial Portfolio Segment [Member] | Real Estate Secured By Owner-Occupied Properties [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(374)
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	1,167
Provision for (credit to) loan losses	36	(239)
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	1,203	1,091
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		2,458
Commercial Portfolio Segment [Member] | Real Estate Secured by Other Commercial Properties [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(1,128)
Commercial Portfolio Segment [Member] | Revolving Real Estate Secured By Family Properties-business [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	27
Provision for (credit to) loan losses	4	2
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	31	34
Commercial Portfolio Segment [Member] | Revolving Real Estate Secured By Family Properties-business [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		25
Commercial Portfolio Segment [Member] | Revolving Real Estate Secured By Family Properties-business [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		7
Commercial Portfolio Segment [Member] | Real Estate Secured By 1st Lein On Family Properties-Business [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	1,507
Provision for (credit to) loan losses	(210)	(430)
Charge-offs	0	0
Recoveries	2	3
Allowance for loan losses, end of period	1,299	1,273
Commercial Portfolio Segment [Member] | Real Estate Secured By 1st Lein On Family Properties-Business [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		1,210
Commercial Portfolio Segment [Member] | Real Estate Secured By 1st Lein On Family Properties-Business [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		490
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	14
Provision for (credit to) loan losses	(2)	242
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	12	258
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		30
Commercial Portfolio Segment [Member] | Real estate secured by junior lein on 1-4 family properties-business | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(14)
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	55
Provision for (credit to) loan losses	(8)	(19)
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	47	55
State and Political Subdivisions Portfolio Segment [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		94
State and Political Subdivisions Portfolio Segment [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(20)
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	427
Provision for (credit to) loan losses	(34)	(81)
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	393	405
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		682
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(196)
Retail Portfolio Segment [Member] | Construction - Individual [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	0
Provision for (credit to) loan losses	0	0
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	0	1
Retail Portfolio Segment [Member] | Construction - Individual [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		1
Retail Portfolio Segment [Member] | Construction - Individual [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		0
Retail Portfolio Segment [Member] | Revolving Home Equity Secured By 1-4 Family Properties-Personal [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	138
Provision for (credit to) loan losses	27	(43)
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	165	249
Retail Portfolio Segment [Member] | Revolving Home Equity Secured By 1-4 Family Properties-Personal [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		299
Retail Portfolio Segment [Member] | Revolving Home Equity Secured By 1-4 Family Properties-Personal [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(7)
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	182
Provision for (credit to) loan losses	(35)	(8)
Charge-offs	0	0
Recoveries	0	0
Allowance for loan losses, end of period	147	64
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		57
Retail Portfolio Segment [Member] | Real Estate Secured By 1st Lein on 1-4 Family Properties-Personal [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		15
Retail Portfolio Segment [Member] | Real Estate Secured By Junior Lein On 1-4 Family Properties-Personal [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	105
Provision for (credit to) loan losses	(32)	(9)
Charge-offs	0	0
Recoveries	0	2
Allowance for loan losses, end of period	73	77
Retail Portfolio Segment [Member] | Real Estate Secured By Junior Lein On 1-4 Family Properties-Personal [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		55
Retail Portfolio Segment [Member] | Real Estate Secured By Junior Lein On 1-4 Family Properties-Personal [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		29
Retail Portfolio Segment [Member] | Student Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	369
Provision for (credit to) loan losses	(17)	(17)
Charge-offs	(6)	(3)
Recoveries	4	2
Allowance for loan losses, end of period	350	448
Retail Portfolio Segment [Member] | Student Loans [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		454
Retail Portfolio Segment [Member] | Student Loans [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		12
Retail Portfolio Segment [Member] | Overdrafts [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	16
Provision for (credit to) loan losses	23	31
Charge-offs	(33)	(43)
Recoveries	8	10
Allowance for loan losses, end of period	14	9
Retail Portfolio Segment [Member] | Overdrafts [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		8
Retail Portfolio Segment [Member] | Overdrafts [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		3
Retail Portfolio Segment [Member] | Other Consumer [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	34
Provision for (credit to) loan losses	8	29
Charge-offs	(8)	(32)
Recoveries	0	0
Allowance for loan losses, end of period	$ 34	30
Retail Portfolio Segment [Member] | Other Consumer [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		41
Retail Portfolio Segment [Member] | Other Consumer [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		(8)
Unallocated Financing Receivables [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Provision for (credit to) loan losses		0
Allowance for loan losses, end of period		0
Unallocated Financing Receivables [Member] | Prior to adoption of ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		502
Unallocated Financing Receivables [Member] | Impact of adopting ASC 326
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		$ (502)

Note 8 - Loans Disaggregated by

Note 8 - Loans Disaggregated by Impairment Method (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	$ 8,738	$ 8,852	$ 8,191
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	954	823	899
State and Political Subdivisions Portfolio Segment [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	47	55	55
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	$ 393	$ 427	405
Unallocated Financing Receivables [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses			$ 0

Note 9 - Financial Assets Measu

Note 9 - Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($)	Mar. 31, 2024	Dec. 31, 2023
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	$ 481,596,000	$ 490,182,000
Equity securities	6,217,000	5,910,000
US Treasury Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	5,455,000	6,451,000
US Government Agencies Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	73,529,000	74,122,000
US States and Political Subdivisions Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	89,554,000	89,189,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	220,271,000	224,238,000
Collateralized Mortgage Obligations [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	86,564,000	89,973,000
Corporate Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale		6,209,000
Corporate Debt Securities and Money Market Funds [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	6,223,000	6,209,000
Fair Value, Inputs, Level 1 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Equity securities	6,217,000	5,910,000
Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	481,544,000	490,130,000
Fair Value, Inputs, Level 2 [Member] | US Treasury Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	5,455,000	6,451,000
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	73,529,000	74,122,000
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	89,554,000	89,189,000
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	220,271,000	224,238,000
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	86,564,000	89,973,000
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale		6,157,000
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities and Money Market Funds [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	6,171,000
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	52,000	52,000
Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale		52,000
Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities and Money Market Funds [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Available-for-sale	52,000
Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	487,813,000	496,092,000
Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	6,217,000	5,910,000
Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	481,544,000	490,130,000
Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	52,000	52,000
Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	166,000	171,000
Nonrecurring [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	165,000	164,000
Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	1,000	7,000
Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	166,000	171,000
Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	165,000	164,000
Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	$ 1,000	$ 7,000

Note 9 - Fair Value Measureme_3

Note 9 - Fair Value Measurements and Disclosures (Details Textual)	3 Months Ended
	Mar. 31, 2024 USD ($) Issuer Security	Mar. 31, 2023 USD ($)
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Number of underlying issuers | Issuer	3
Expected credit losses or prepayments	$ 0
Swap rate period	30 years
Measurement Input, Discount Rate [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Discount rate	0.0812
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair value, measurement with unobservable inputs reconciliation, recurring basis, asset, gain (loss) included in earnings	$ 0	$ 0
Fair Value, Inputs, Level 3 [Member] | Collateralized Debt Obligations [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Number of trust preferred securities | Security	1
Maximum [Member] | LIBOR [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair value, measurement with unobservable inputs reconciliation, recurring basis, asset, gain (loss) included in earnings	$ 0

Note 9 - Quantitative Informati

Note 9 - Quantitative Information about Assets Measured at Fair Value (Details) $ in Thousands		3 Months Ended	12 Months Ended
		Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Loans held-for-sale			$ 560
Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		$ 166	171
Nonrecurring [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		165	164
Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		1	7
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		166	171
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		165	164
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		$ 1	$ 7
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value liquidation inputs	[1],[2]	(10.00%)	(10.00%)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Measurement Input, Comparability Adjustment [Member] | Minimum [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[2],[3]	(0.20)	(0.20)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Measurement Input, Comparability Adjustment [Member] | Maximum [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[2],[3]	(1)	(1)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Nonrecurring [Member] | Collateral Dependent Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements	[2]	$ 165	$ 164
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Expected Term [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value expected term		2 years	2 years
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Expected Term [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value expected term		30 years	30 years
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Discount Rate [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		12%	12%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Discount Rate [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		12.50%	12.50%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Prepayment Speeds [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		94%	104%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Prepayment Speeds [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		178%	214%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		$ 1	$ 7
[1] Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value. Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various Level 3 inputs which are not always identifiable. Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value.

Note 9 - Available-for-sale Sec

Note 9 - Available-for-sale Securities Measured at Fair Value Using Significant Unobservable Inputs (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance, beginning of year	$ 52	$ 53
Payments received	0	0
Included in earnings	0	0
Included in other comprehensive (loss) income	0	(1)
Transfers in and/or out of Level 3	0	0
Balance, end of year	$ 52	$ 52

Note 9 - Financial and Off-bala

Note 9 - Financial and Off-balance Sheet Instruments (Details) - USD ($)	Mar. 31, 2024	Dec. 31, 2023
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents	$ 50,963,000	$ 62,657,000
Available-for-sale	481,596,000	490,182,000
Equity securities	6,217,000	5,910,000
Restricted investment in stocks	2,730,000	2,730,000
Loans held for sale		549,000
Net loans	1,113,878,000	1,084,681,000
Mortgage servicing rights	410,000	415,000
Accrued interest receivable	6,184,000	6,101,000
Deposits	1,536,188,000	1,488,713,000
Short-term borrowings	55,088,000	94,094,000
Long-term debt	20,000,000	20,000,000
Accrued interest payable	3,806,000	5,294,000
Cash and cash equivalents	50,963,000	62,657,000
Restricted investment in stocks	2,730,000	2,730,000
Loans held for sale		560,000
Net loans	1,100,014,000	1,077,544,000
Mortgage servicing rights	594,000	585,000
Accrued interest receivable	6,184,000	6,101,000
Short-term borrowings	55,088,000	94,094,000
Long-term debt	19,858,000	19,906,000
Accrued interest payable	3,806,000	5,294,000
Fair Value, Inputs, Level 1 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Equity securities	6,217,000	5,910,000
Cash and cash equivalents	50,963,000	62,657,000
Short-term borrowings	55,088,000	94,094,000
Long-term debt	19,858,000	19,906,000
Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Available-for-sale	481,544,000	490,130,000
Restricted investment in stocks	2,730,000	2,730,000
Accrued interest receivable	6,184,000	6,101,000
Accrued interest payable	3,806,000	5,294,000
Fair Value, Inputs, Level 3 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Available-for-sale	52,000	52,000
Net loans	1,100,014,000	1,077,544,000
Mortgage servicing rights	594,000	585,000
Standby Letters of Credit [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Commitments to extend credit	60,000	79,000
Standby Letters of Credit [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Commitments to extend credit	60,000	79,000
With No Stated Maturities [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	1,178,711,000	1,173,732,000
Deposits	1,178,711,000	1,173,732,000
With No Stated Maturities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	1,178,711,000	1,173,732,000
With Stated Maturities [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	357,477,000	314,981,000
Deposits	352,960,000	311,735,000
With Stated Maturities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	$ 352,960,000	$ 311,735,000

Note 10 - Financial Instrument

Note 10 - Financial Instrument Commitments (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Commitments And Contingencies Disclosure [Line Items]
Total financial instrument commitments	$ 401,749	$ 397,774
Commitments to Extend Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Total financial instrument commitments	383,941	378,954
Standby Letters of Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Total financial instrument commitments	$ 17,808	$ 18,820

Note 10 - Commitments and Con_3

Note 10 - Commitments and Contingencies (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Commitments And Contingencies Disclosure [Line Items]
Allowance for credit losses on unused commitments	$ 112,000	$ 106,000
Standby Letters of Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Financial instrument commitments expire within one year	$ 15,365,000
Maximum [Member]
Commitments And Contingencies Disclosure [Line Items]
Standby letters of credit expiration period	1 year
Lessee leasing arrangements, operating leases, renewal term	10 years
Minimum [Member]
Commitments And Contingencies Disclosure [Line Items]
Lessee leasing arrangements, operating leases, renewal term	5 years

Note 11 - Capital Ratios and Re

Note 11 - Capital Ratios and Regulatory Minimum Requirements (Details) $ in Thousands	Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
The Company [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 169,099	$ 167,711
Tier 1 capital	160,249	158,753
Common equity tier 1 capital	160,249	158,753
Tier 1 leverage capital	$ 160,249	$ 158,753
Capital to risk-weighted assets	0.1287	0.1309
Tier 1 capital to risk-weighted assets	0.1219	0.1239
Common equity tier 1 capital to risk-weighted assets	12.19%	12.39%
Tier 1 leverage capital to average assets	0.0901	0.0892
Capital required for capital adequacy	$ 105,143	$ 102,513
Tier 1 capital required for capital adequacy	78,858	76,885
Common equity tier 1 capital required for capital adequacy	59,143	57,664
Tier 1 leverage capital required for capital adequacy	$ 71,143	$ 71,185
Capital required for capital adequacy to risk-weighted assets	0.0800	0.0800
Tier 1 capital required for capital adequacy to risk-weighted assets	0.0600	0.0600
Common equity tier 1 capital required for capital adequacy to risk-weighted assets	4.50%	4.50%
Tier 1 leverage capital required for capital adequacy to average assets	0.04	0.0400
Capital required to be well capitalized	$ 131,429	$ 128,142
Tier 1 capital required to be well capitalized	$ 78,858	$ 76,885
Capital required to be well capitalized to risk-weighted assets	0.1000	0.1000
Tier 1 capital required to be well capitalized to risk-weighted assets	0.0600	0.0600
Bank [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 155,045	$ 154,062
Tier 1 capital	146,195	145,104
Common equity tier 1 capital	146,195	145,104
Tier 1 leverage capital	$ 146,195	$ 145,104
Capital to risk-weighted assets	0.1198	0.1220
Tier 1 capital to risk-weighted assets	0.113	0.1149
Common equity tier 1 capital to risk-weighted assets	11.30%	11.49%
Tier 1 leverage capital to average assets	0.0828	0.0818
Capital required for capital adequacy	$ 103,510	$ 101,032
Tier 1 capital required for capital adequacy	77,633	75,774
Common equity tier 1 capital required for capital adequacy	58,225	56,830
Tier 1 leverage capital required for capital adequacy	$ 70,590	$ 70,961
Capital required for capital adequacy to risk-weighted assets	0.08	0.0800
Tier 1 capital required for capital adequacy to risk-weighted assets	0.06	0.0600
Common equity tier 1 capital required for capital adequacy to risk-weighted assets	4.50%	4.50%
Tier 1 leverage capital required for capital adequacy to average assets	0.04	0.0400
Capital required to be well capitalized	$ 129,388	$ 126,290
Tier 1 capital required to be well capitalized	103,510	101,032
Common equity tier 1 capital required to be well capitalized	84,102	82,088
Tier 1 leverage capital required to be well capitalized	$ 88,237	$ 88,701
Capital required to be well capitalized to risk-weighted assets	0.10	0.1000
Tier 1 capital required to be well capitalized to risk-weighted assets	0.08	0.0800
Common equity tier 1 capital required to be well capitalized to risk-weighted assets	6.50%	6.50%
Tier 1 leverage capital required to be well capitalized to average assets	0.05	0.0500

Note 12 - Schedule of Notional

Note 12 - Schedule of Notional Amounts of Derivative Instruments (Details) - Interest Rate Swap [Member] - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Derivative [Line Items]
Notional amount	$ 300,000	$ 300,000
Amortized cost of hedged portfolio	432,876	440,826
Cumulative amount of fair value hedging adjustment included in carrying amount of hedged asset	4,445	(1,749)
State and Municipal Securities [Member]
Derivative [Line Items]
Notional amount	75,000	75,000
Amortized cost of hedged portfolio	97,208	97,373
Cumulative amount of fair value hedging adjustment included in carrying amount of hedged asset	1,299	(445)
U.S. Government agencies and GSE mortgage backed securities
Derivative [Line Items]
Notional amount	225,000	225,000
Amortized cost of hedged portfolio	335,668	343,453
Cumulative amount of fair value hedging adjustment included in carrying amount of hedged asset	$ 3,146	$ (1,304)

Note 12 - Schedule of Derivativ

Note 12 - Schedule of Derivative Designated as Fair Value Hedging Instruments of Statements on Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Derivative [Line Items]
Total	$ 19,569	$ 15,463
Designated as Hedging Instrument [Member]
Derivative [Line Items]
Total	1,227
Designated as Hedging Instrument [Member] | State and Municipal Securities [Member]
Derivative [Line Items]
Recognized on fair value hedge	1,010
Recognized on hedge portfolio	(668)
Recognized on remeasurement of fair value hedge	(18)
Designated as Hedging Instrument [Member] | U.S. Government agencies and GSE mortgage backed securities
Derivative [Line Items]
Recognized on fair value hedge	2,996
Recognized on hedge portfolio	(2,037)
Recognized on remeasurement of fair value hedge	$ (56)

Note 12 - Schedule of Derivat_2

Note 12 - Schedule of Derivative Designated as Fair Value Hedging Instruments of Accumulated Other Comprehensive (Loss) Income (Details) - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Derivative [Line Items]
Total	$ 3,512	$ (1,382)
Accumulated Other Comprehensive Income (Loss) [Member]
Derivative [Line Items]
Total	$ 3,512	$ (1,382)