QNB (QNBC) 10-Q 15 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	6-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'QNB CORP	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	3,284,186
Amendment Flag	'false	'
Entity Central Index Key	'0000750558	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	31-Mar-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Assets	'	'
Cash and due from banks	$15,081,000	$12,717,000
Interest-bearing deposits in banks	7,260,000	3,569,000
Total cash and cash equivalents	22,341,000	16,286,000
Investment securities	'	'
Trading	4,485,000	0
Available-for-sale (amortized cost $361,947 and $393,840)	359,452,000	388,670,000
Held-to-maturity (fair value $161 and $162)	146,000	146,000
Restricted investment in bank stocks	1,764,000	1,764,000
Loans receivable	521,856,000	501,716,000
Allowance for loan losses	-8,819,000	-8,925,000
Net loans	513,037,000	492,791,000
Bank-owned life insurance	10,482,000	10,407,000
Premises and equipment, net	9,816,000	9,875,000
Accrued interest receivable	2,602,000	2,579,000
Other assets	9,967,000	10,365,000
Total assets	934,092,000	932,883,000
Deposits	'	'
Demand, non-interest bearing	80,029,000	75,987,000
Interest-bearing demand	227,353,000	236,910,000
Money market	57,617,000	54,861,000
Savings	210,164,000	207,229,000
Time	151,308,000	153,803,000
Time of $100 or more	87,763,000	85,742,000
Total deposits	814,234,000	814,532,000
Short-term borrowings	32,935,000	35,156,000
Long-term debt	5,000,000	5,000,000
Accrued interest payable	374,000	392,000
Other liabilities	2,539,000	2,178,000
Total liabilities	855,082,000	857,258,000
Shareholders' Equity	'	'
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,448,755 shares and 3,436,227 shares issued; 3,284,186 and 3,271,658 shares outstanding	2,156,000	2,148,000
Surplus	13,980,000	13,747,000
Retained earnings	66,996,000	65,618,000
Accumulated other comprehensive loss, net of tax	-1,646,000	-3,412,000
Treasury stock, at cost; 164,569 shares	-2,476,000	-2,476,000
Total shareholders' equity	79,010,000	75,625,000
Total liabilities and shareholders' equity	$934,092,000	$932,883,000

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parentheticals) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Available-for-sale, Amortized Cost (in Dollars)	$361,947	$393,840
Held-to-maturity, fair value (in Dollars)	$161	$162
Common stock, par value (in Dollars per share)	$0.63	$0.63
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,448,755	3,436,227
Common stock, shares outstanding	3,284,186	3,271,658
Treasury stock, shares	164,569	164,569

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest income	'	'
Interest and fees on loans	$5,512	$5,576
Interest and dividends on investment securities (AFS & HTM):	'	'
Taxable	1,374	1,394
Tax-exempt	602	699
Interest on trading securities	23	'
Interest on interest-bearing balances and other interest income	16	7
Total interest income	7,527	7,676
Interest on deposits	'	'
Interest-bearing demand	160	146
Money market	27	38
Savings	189	224
Time	406	521
Time of $100 or more	263	325
Interest on short-term borrowings	29	26
Interest on long-term debt	60	63
Total interest expense	1,134	1,343
Net interest income	6,393	6,333
Net interest income after provision for loan losses	6,393	6,333
Non-interest income	'	'
Net gain on sale of investment securities	622	423
Net gain from trading activity	22	'
Fees for services to customers	399	366
ATM and debit card	348	352
Retail brokerage and advisory income	166	94
Bank-owned life insurance	72	74
Merchant Income	72	81
Net gain on sale of loans	7	225
Other	104	133
Total non-interest income	1,812	1,748
Non-interest expense	'	'
Salaries and employee benefits	2,795	2,559
Net occupancy	446	436
Furniture and equipment	408	413
Marketing	218	239
Third party services	401	374
Telephone, postage and supplies	183	181
State taxes	151	172
FDIC insurance premiums	177	170
Other	433	396
Total non-interest expense	5,212	4,940
Income before income taxes	2,993	3,141
Provision for income taxes	697	733
Net income	$2,296	$2,408
Earnings per share - basic (in Dollars per share)	$0.70	$0.75
Earnings per share - diltued (in Dollars per share)	$0.70	$0.74
Cash dividends per share (in Dollars per share)	$0.28	$0.27

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Net income	$2,993	$3,141
Net unrealized holding gains on securities:	'	'
Unrealized holding gains (losses) arising during the period	3,297	-1,060
Reclassification adjustment for gains included in net income	-622	-423
Other comprehensive income (loss)	2,675	-1,483
Total comprehensive income	$5,668	$1,658

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2013
Tax expense (benefit)	$733
Net of tax amount	2,408
Unrealized holding gains arising during the period, Tax expense	-360
Unrealized holding gains arising during the period, Net of tax amount	-700
Reclassification adjustment for (gains) losses included in net income, Tax expense (benefit)	-144
Reclassification adjustment for (gains) losses included in net income, Net of tax amount	-279
Other comprehensive (loss) income, Tax expense (benefit)	-504
Other comprehensive (loss) income, Net of tax amount	-979
Total comprehensive income,Tax expense (benefit)	229
Total comprehensive income,Net of tax amount	$1,429

Consolidated_Statement_of_Shar

Consolidated Statement of Shareholders' Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2013	$2,148,000	$13,747,000	$65,618,000	($3,412,000)	($2,476,000)	$75,625,000
Balance (in Shares) at Dec. 31, 2013	3,271,658	'	'	'	'	3,271,658
Net income	'	'	2,296,000	'	'	2,296,000
Other comprehensive income, net of tax	'	'	'	1,766,000	'	1,766,000
Cash dividends declared ($0.28 per share)	'	'	-918,000	'	'	-918,000
Stock issued in connection with dividend reinvestment and stock purchase plan	5,000	182,000	'	'	'	187,000
Stock issued in connection with dividend reinvestment and stock purchase plan (in Shares)	7,534	'	'	'	'	'
Stock issued for options exercised	3,000	22,000	'	'	'	25,000
Stock issued for options exercised (in Shares)	4,994	'	'	'	'	12,500
Tax benefit of stock options exercised	'	10,000	'	'	'	10,000
Stock-based compensation expense	'	19,000	'	'	'	19,000
Balance at Mar. 31, 2014	$2,156,000	$13,980,000	$66,996,000	($1,646,000)	($2,476,000)	$79,010,000
Balance (in Shares) at Mar. 31, 2014	3,284,186	'	'	'	'	3,284,186

Consolidated_Statement_of_Shar1

Consolidated Statement of Shareholders' Equity (Unaudited) (Parentheticals) (USD $)	3 Months Ended
	Mar. 31, 2014
Cash dividends declared, per share	$0.28

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Operating Activities	'	'
Net income	$2,296,000	$2,408,000
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	275,000	275,000
Net gain on investment securities available-for-sale	-622,000	-423,000
Net gain on sale of repossessed assets	'	-5,000
Net gain on sale of loans	-7,000	-225,000
Proceeds from sales of residential mortgages held-for-sale	131,000	6,575,000
Origination of residential mortgages held-for-sale	-124,000	-5,238,000
Income on bank-owned life insurance	-72,000	-74,000
Stock-based compensation expense	19,000	6,000
Deferred income tax provision	47,000	180,000
Net change in trading securities	-4,485,000	'
Net increase in income taxes payable	539,000	451,000
Net increase in accrued interest receivable	-23,000	-142,000
Amortization of mortgage servicing rights and change in valuation allowance	11,000	'
Net amortization of premiums and discounts on investment securities	564,000	520,000
Net decrease in accrued interest payable	-18,000	-40,000
(Increase) decrease in other assets	-598,000	2,891,000
Decrease in other liabilities	-152,000	-387,000
Net cash (used in) provided by operating activities	-2,219,000	6,772,000
Investing Activities	'	'
Proceeds from payments, maturities and calls of investment securities available-for-sale	28,246,000	34,442,000
Proceeds from the sale of investment securities available-for-sale	12,581,000	4,097,000
Purchases of investment securities available-for-sale	-8,876,000	-33,360,000
Proceeds from redemption of investment in restricted bank stock	803,000	328,000
Purchase of restricted bank stock	-803,000	'
Net increase in loans	-20,246,000	-126,000
Net purchases of premises and equipment	-216,000	-986,000
Proceeds from sales of repossessed assets	'	50,000
Net cash provided by investing activities	11,489,000	4,445,000
Financing Activities	'	'
Net increase (decrease) in non-interest bearing deposits	4,042,000	-1,545,000
Net decrease in interest-bearing deposits	-4,340,000	-279,000
Net decrease in short-term borrowings	-2,221,000	-3,615,000
Repayments of long-term debt	'	-3,000
Tax benefit from exercise of stock options	10,000	2,000
Cash dividends paid, net of reinvestment	-821,000	-778,000
Proceeds from issuance of common stock	115,000	168,000
Net cash used in financing activities	-3,215,000	-6,050,000
Increase in cash and cash equivalents	6,055,000	5,167,000
Cash and cash equivalents at beginning of year	16,286,000	15,453,000
Cash and cash equivalents at end of period	22,341,000	20,620,000
Supplemental Cash Flow Disclosures	'	'
Interest paid	1,152,000	1,384,000
Income taxes paid	100,000	100,000
Non-cash transactions:	'	'
Transfer of loans to repossessed assets or other real estate owned	'	36,000
Unsettled trades to purchase securities	'	$3,558,000

Note_1_Basis_of_Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Basis of Presentation and Significant Accounting Policies [Text Block]	'
	1. BASIS OF PRESENTATION
	The accompanying unaudited consolidated financial statements include the accounts of QNB Corp. and its wholly-owned subsidiary, QNB Bank (the “Bank”). The consolidated entity is referred to herein as “QNB” or the “Company”. All significant intercompany accounts and transactions are eliminated in the consolidated financial statements.
	These consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in QNB's 2013 Annual Report incorporated in the Form 10-K. Operating results for the three month period ended March 31, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014.
	The unaudited consolidated financial statements reflect all adjustments which, in the opinion of management, are necessary for a fair presentation of the results of operations for the interim period and are of a normal and recurring nature.
	For comparative purposes, prior year’s consolidated financial statements have been reclassified to conform to the report classifications of the current year. The reclassifications had no effect on net income.
	Tabular information, other than share and per share data, is presented in thousands of dollars.
	In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities at the dates of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from such estimates.
	The Company has evaluated events and transactions occurring subsequent to the balance sheet date of March 31, 2014, for items that should potentially be recognized or disclosed in these financial statements.

Note_2_Recent_Accounting_Prono

Note 2 - Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2014
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]	'
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	'
	2. RECENT ACCOUNTING PRONOUNCEMENTS
	In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2014-04 – Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The ASU clarifies that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The objective of this ASU is to promote uniformity in practice on this topic. The amendment is effective for fiscal years and interim periods within those years beginning after December 15, 2014. QNB does not anticipate the adoption of this guidance will have a material impact on its financial statements but will result in expanded disclosures.

Note_3_Stockbased_Compensation

Note 3 - Stock-based Compensation and Shareholders' Equity	3 Months Ended
	Mar. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	3. STOCK-BASED COMPENSATION AND SHAREHOLDERS’ EQUITY
	QNB sponsors stock-based compensation plans, administered by a Board Committee, under which both qualified and non-qualified stock options may be granted periodically to certain employees. Compensation cost has been measured using the fair value of an award on the grant date and is recognized over the service period, which is usually the vesting period.
	Stock-based compensation expense was approximately $19,000 and $6,000 for the three months ended March 31, 2014 and 2013, respectively. As of March 31, 2014, there was approximately $133,000 of unrecognized compensation cost related to unvested share-based compensation award grants that is expected to be recognized over the next 34 months.
	Options are granted to certain employees at prices equal to the market value of the stock on the date the options are granted. The 1998 Plan authorized the issuance of 220,500 shares. The time period during which any option is exercisable under the Plan is determined by the Committee but shall not commence before the expiration of six months after the date of grant or continue beyond the expiration of ten years after the date the option is awarded. The granted options vest ratably over a three-year period. As of March 31, 2014, there were 225,058 options granted, 30,444 options forfeited, 164,814 options exercised and 29,800 options outstanding under this Plan. The 1998 Plan expired on March 10, 2008.
	The 2005 Plan authorizes the issuance of 200,000 shares. The terms of the 2005 Plan are identical to the 1998 Plan, except options expire five years after the grant date. As of March 31, 2014, there were 163,200 options granted, 45,000 options forfeited, 24,700 options exercised, and 93,500 options outstanding under this Plan. The 2005 Plan expires March 15, 2015.
	The fair value of each option is amortized into compensation expense on a straight-line basis between the grant date for the option and each vesting date. QNB estimated the fair value of stock options on the date of the grant using the Black-Scholes option pricing model. The model requires the use of numerous assumptions, many of which are highly subjective in nature.
	The following assumptions were used in the option pricing model in determining the fair value of options granted during the period:
	Three months ended March 31,	2014			2013
	Risk free interest rate		0.69	%		0.35	%
	Dividend yield		4.28			4.26
	Volatility		28.12			34.1
	Expected life (years)		5			5
	The risk-free interest rate was selected based upon yields of U.S. Treasury issues with a term approximating the expected life of the option being valued. Historical information was the primary basis for the selection of the expected dividend yield, expected volatility and expected lives of the options.
	The fair market value of options granted in the first three months of 2014 and 2013 was $3.81 and $4.52, respectively.
	Stock option activity during the three months ended March 31, 2014 is as follows:
		Number			Weighted			Weighted average remaining		Aggregate
		of options			average			contractual term		intrinsic value
					exercise price			(in years)
	Outstanding at December 31, 2013		115,800			23.51
	Granted		20,000			25.16
	Exercised		(12,500	)		17.26
	Forfeited		-			-
	Outstanding at March 31, 2014		123,300		$	24.41			2.36	$	576
	Exercisable at March 31, 2014		61,500		$	25.61			0.94	$	287

Note_4_Share_Repurchase_Plan

Note 4 - Share Repurchase Plan	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block Supplement [Abstract]	'
Treasury Stock [Text Block]	'
	4. SHARE REPURCHASE PLAN
	The Board of Directors has authorized the repurchase of up to 100,000 shares of its common stock in open market or privately negotiated transactions. The repurchase authorization does not bear a termination date. There were no shares repurchased during the three months ended March 31, 2014. As of March 31, 2014, 57,883 shares were repurchased under this authorization at an average price of $16.97 and a total cost of $982,000.

Note_5_Earnings_Per_Share

Note 5 - Earnings Per Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	5. EARNINGS PER SHARE
	The following sets forth the computation of basic and diluted earnings per share:
	Three months ended March 31,	2014		2013
	Numerator for basic and diluted earnings per share - net income	$	2,296	$	2,408
	Denominator for basic earnings per share - weighted average shares outstanding		3,275,961		3,232,109
	Effect of dilutive securities - employee stock options		11,108		9,919
	Denominator for diluted earnings per share - adjusted weighted average shares outstanding		3,287,069		3,242,028
	Earnings per share - basic	$	0.7	$	0.75
	Earnings per share - diluted	$	0.7	$	0.74
	There were 69,800 and 52,300 stock options that were anti-dilutive for the three-month periods ended March 31, 2014 and 2013, respectively. These stock options were not included in the above calculation.

Note_6_Comprehensive_Income

Note 6 - Comprehensive Income	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Comprehensive Income (Loss) Note [Text Block]	'
	6. COMPREHENSIVE INCOME
	The following shows the components of accumulated other comprehensive income at March 31, 2014 and December 31, 2013:
		March 31,				December 31,
		2014				2013
	Unrealized net holding losses on available-for-sale securities	$	(1,733	)		$	(4,281	)
	Unrealized losses on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings		(762	)			(889	)
	Accumulated other comprehensive loss		(2,495	)			(5,170	)
	Tax effect		849				1,758
	Accumulated other comprehensive loss, net of tax	$	(1,646	)		$	(3,412	)
	The following table presents amounts reclassified out of accumulated other comprehensive income for the three months ended March 31, 2014:
	Details about accumulated other comprehensive income	Amount reclassified from accumulated other comprehensive income			Affected line item in the statement of income
	Unrealized net holding gains on available-for-sale securities	$	622		Net gain on sale of investment securities
	Tax effect		(212	)	Provision for income taxes
	Accumulated other comprehensive income, net of tax	$	410		Net of tax

Note_7_Investment_Securities

Note 7 - Investment Securities	3 Months Ended
	Mar. 31, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	7. INVESTMENT SECURITIES
	QNB engages in trading activities for its own account. Securities that are held principally for resale in the near term are recorded in the trading account at fair value with changes in fair value recorded in non-interest income. There were net losses of $17,000 included in net gains on trading activity related to trading securities still held at March 31, 2014. Interest and dividends are included in interest income.
	There were no trading securities held by QNB at December 31, 2013. Trading securities, at fair value, at March 31, 2014 were as follows:
	31-Mar-14		Fair
			value
	State and municipal securities		$	4,485
	The amortized cost and estimated fair values of investment securities available-for-sale at March 31, 2014 and December 31, 2013 were as follows:
	31-Mar-14		Fair			Gross			Gross				Amortized
			value			unrealized			unrealized				cost
						holding			holding
						gains			losses
	U.S. Government agency		$	62,094		$	183		$	(1,115	)		$	63,026
	State and municipal			80,235			1,282			(831	)			79,784
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed			129,762			1,520			(1,654	)			129,896
	Collateralized mortgage obligations (CMOs)			72,330			503			(1,870	)			73,697
	Pooled trust preferred			2,238			120			(1,401	)			3,519
	Corporate debt			6,050			44			(3	)			6,009
	Equity			6,743			754			(27	)			6,016
	Total investment securities available-for-sale		$	359,452		$	4,406		$	(6,901	)		$	361,947
	31-Dec-13		Fair			Gross			Gross				Amortized
			value			unrealized			unrealized				cost
						holding			holding
						gains			losses
	U.S. Government agency		$	71,639		$	195		$	(1,702	)		$	73,146
	State and municipal			87,199			1,023			(1,627	)			87,803
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed			139,723			1,436			(2,361	)			140,648
	Collateralized mortgage obligations (CMOs)			75,394			556			(2,334	)			77,172
	Pooled trust preferred			2,069			85			(1,535	)			3,519
	Corporate debt			6,021			24			(13	)			6,010
	Equity			6,625			1,127			(44	)			5,542
	Total investment securities available-for-sale		$	388,670		$	4,446		$	(9,616	)		$	393,840
	The amortized cost and estimated fair value of securities available-for-sale by contractual maturity at March 31, 2014 are shown in the following table. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities are assigned to categories based on contractual maturity except for mortgage-backed securities and CMOs which are based on the estimated average life of these securities and municipal securities that have been pre-refunded.
	31-Mar-14		Fair value			Amortized
						cost
	Due in one year or less		$	9,383		$	9,249
	Due after one year through five years			198,407			198,220
	Due after five years through ten years			111,505			113,870
	Due after ten years			33,414			34,592
	Equity securities			6,743			6,016
	Total investment securities available-for-sale		$	359,452		$	361,947
	Proceeds from sales of investment securities available-for-sale were approximately $12,581,000 and $ 4,097,000 for the three months ended March 31, 2014 and 2013, respectively.
	At March 31, 2014 and December 31, 2013, investment securities available-for-sale totaling approximately $192,485,000 and $207,868,000, respectively, were pledged as collateral for repurchase agreements and deposits of public funds.
	The following table presents information related to the Company’s gains and losses on the sales of equity and debt securities, and losses recognized for the other-than-temporary impairment (“OTTI”) of these investments. Gains and losses on available-for-sale securities are computed on the specific identification method and included in non-interest income. Gross realized losses on equity and debt securities are net of other-than-temporary impairment charges:
			Three months ended March 31, 2014													Three months ended March 31, 2013
			Gross			Gross			Other-than-				Net gains			Gross				Gross				Other-than-				Net gains
			realized			realized			temporary							realized				realized				temporary
			gains			losses			impairment							gains				losses				impairment
									losses															losses
	Equity securities		$	590			-		$	-			$	590		$	262			$	-			$	-			$	262
	Debt securities			63		$	(31	)		-				32			161				-				-				161
	Total		$	653		$	(31	)	$	-			$	622		$	423			$	-			$	-			$	423
	The tax expense applicable to the net realized gains for the three-month periods ended March 31, 2014 and 2013 amounted to approximately $211,000 and $144,000 respectively.
	QNB recognizes OTTI for debt securities classified as available-for-sale in accordance with FASB ASC 320, Investments – Debt and Equity Securities, which requires that we assess whether we intend to sell or it is more likely than not that the Company will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired and that we do not intend to sell and will not be required to sell prior to recovery of our amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows discounted at the security’s effective yield. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and, therefore, is not required to be recognized as a loss in the income statement, but is recognized in other comprehensive income. For equity securities, once a decline in value is determined to be other-than-temporary, the value of the equity security is reduced to fair value and a corresponding charge to earnings is recognized. QNB believes that we will fully collect the carrying value of securities on which we have recorded a non-credit related impairment in other comprehensive income.
	The following table presents a rollforward of the credit loss component recognized in earnings. The credit loss component of the amortized cost represents the difference between the present value of expected future cash flows and the amortized cost basis of the security prior to considering credit losses. The beginning balance represents the credit loss component for debt securities for which OTTI occurred prior to the beginning of the year. Credit-impaired debt securities must be presented in two components based upon whether the current period is the first time the debt security was credit-impaired (initial credit impairment) or is not the first time the debt security was credit-impaired (subsequent credit impairments). No credit impairments were recognized during the first quarter of 2014 or 2013.
	The following table presents a summary of the cumulative credit-related other-than-temporary impairment charges recognized as components of earnings for debt securities still held by QNB:
	Three months ended March 31,		2014			2013
	Balance, beginning of period		$	1,271		$	1,271
	Reductions: gain on payoff			-			-
	Additions:
	Initial credit impairments			-			-
	Subsequent credit impairments			-			-
Balance, end of period		$	1,271		$	1,271
The amortized cost and estimated fair values of investment securities held-to-maturity at March 31, 2014 and December 31, 2013 were as follows:
		31-Mar-14														31-Dec-13
		Amortized			Gross			Gross				Fair				Amortized				Gross				Gross				Fair
		cost			unrealized			unrealized				value				cost				unrealized				unrealized				value
					holding			holding												holding				holding
					gains			losses												gains				losses
State and municipal securities		$	146		$	15			-			$	161			$	146			$	16				-			$	162
The amortized cost and estimated fair value of securities held-to-maturity by contractual maturity at March 31, 2014 are shown in the following table. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
31-Mar-14		Fair value			Amortized
					cost
Due in one year or less			-			-
Due after one year through five years		$	161		$	146
Due after five years through ten years			-			-
Due after ten years			-			-
Total investment securities held-to-maturity		$	161		$	146
There were no sales of investment securities classified as held-to-maturity during the three months ended March 31, 2014 or 2013.
The following table indicates the length of time individual securities have been in a continuous unrealized loss position at March 31, 2014 and December 31, 2013:
31-Mar-14
					Less than 12 months							12 months or longer							Total
		No. of			Fair			Unrealized				Fair			Unrealized				Fair				Unrealized
		securities			value			losses				value			losses				value				losses
U.S. Government agency			39		$	46,532		$	(1,011	)		$	1,894		$	(104	)		$	48,426			$	(1,115	)
State and municipal			69			24,514			(641	)			5,441			(190	)			29,955				(831	)
U.S. Government agencies and sponsored enterprises (GSEs):
Mortgage-backed			42			56,621			(1,560	)			1,893			(94	)			58,514				(1,654	)
Collateralized mortgage obligations (CMOs)			41			23,271			(633	)			26,007			(1,237	)			49,278				(1,870	)
Pooled trust preferred			5			-			-				1,816			(1,401	)			1,816				(1,401	)
Corporate debt			2			1,999			(3	)			-			-				1,999				(3	)
Equity			4			735			(27	)			-			-				735				(27	)
Total			202		$	153,672		$	(3,875	)		$	37,051		$	(3,026	)		$	190,723			$	(6,901	)
31-Dec-13
					Less than 12 months							12 months or longer							Total
		No. of			Fair			Unrealized				Fair			Unrealized				Fair				Unrealized
		securities			value			losses				value			losses				value				losses
U.S. Government agency			44		$	54,563		$	(1,548	)		$	2,846		$	(154	)		$	57,409			$	(1,702	)
State and municipal			87			33,750			(1,379	)			4,288			(248	)			38,038				(1,627	)
U.S. Government agencies and sponsored enterprises (GSEs):
Mortgage-backed			54			75,720			(2,238	)			1,884			(123	)			77,604				(2,361	)
Collateralized mortgage obligations (CMOs)			45			33,622			(1,413	)			18,567			(921	)			52,189				(2,334	)
Pooled trust preferred			5			-			-				1,683			(1,535	)			1,683				(1,535	)
Corporate debt			2			1,987			(13	)			-			-				1,987				(13	)
Equity			3			394			(24	)			136			(20	)			530				(44	)
Total			240		$	200,036		$	(6,615	)		$	29,404		$	(3,001	)		$	229,440			$	(9,616	)
Management evaluates debt securities, which are comprised of U.S. Government agencies, state and municipalities, mortgage-backed securities, CMOs and corporate debt securities, for other-than-temporary impairment and considers the current economic conditions, the length of time and the extent to which the fair value has been less than cost, interest rates and the bond rating of each security. The unrealized losses at March 31, 2014 in U.S. Government securities, state and municipal securities, mortgage-backed securities, CMOs and corporate debt securities are primarily the result of interest rate fluctuations. If held to maturity, these bonds will mature at par, and QNB will not realize a loss. The Company has the intent to hold the securities and does not believe it will be required to sell the securities before recovery occurs.
QNB holds seven pooled trust preferred securities as of March 31, 2014. These securities have a total amortized cost of approximately $3,519,000 and a fair value of $2,238,000. Five of the seven securities have been in an unrealized loss position for more than twelve months. All of the pooled trust preferred securities are available-for-sale securities and are carried at fair value.
The following table provides additional information related to pooled trust preferred securities (PreTSLs) as of March 31, 2014:
Deal	Class		Book			Fair			Unreal-ized gains (losses)				Realized			Total			Moody's		Current				Current							Total performing collateral as a % of outstanding bonds
			value			value							OTTI			recognized			/Fitch		number of				number of				Actual deferrals and defaults as a % of total collateral
													credit			OTTI			ratings		performing				performing
													loss			credit					banks				insurance
													(YTD 2014)			loss									companies
PreTSL IV	Mezzanine*		$	243		$	202		$	(41	)		$	-		$	(1	)	B1/B			5				-				18	%		139.8	%
PreTSL V	Mezzanine*			-			-			-				-			(118	)	C/D			-				-				100			12.7
PreTSL XVII	Mezzanine			752			456			(296	)			-			(222	)	C/C			32				5				29.1			84.2
PreTSL XIX	Mezzanine			988			469			(519	)			-			-		C/C			38				12				20.3			85.7
PreTSL XXV	Mezzanine			766			379			(387	)			-			(222	)	C/C			45				6				29.3			86.1
PreTSL XXVI	Mezzanine			469			310			(159	)			-			(270	)	C/C			40				7				29			86
PreTSL XXVI	Mezzanine			301			422			121				-			(438	)	C/C			40				7				29			86
			$	3,519		$	2,238		$	(1,281	)		$	-		$	(1,271	)
Mezzanine* - only class of bonds still outstanding (represents the senior-most obligation of the trust)
On December 10, 2013, Federal Banking Regulators issued final rules regarding implementation of Section 619 of the Dodd-Frank Act ("the Volcker rule") which stated that “a banking entity may not, as principal, directly or indirectly, acquire or retain any ownership interest in or sponsor a covered fund”. The interpretation of the final rules indicated that a very high percentage of pooled trust preferred securities would be considered "covered funds". The rules also required that banks dispose of their covered funds by July 21, 2015, subject to a regulatory extension of up to five years. This would have triggered accounting requirements to record pooled trust preferred securities to fair value through the income statement. As a result of this regulation there were some trades of pooled trust preferred securities during December of 2013. On January 14, 2014, Regulators released a final interim rule authorizing retention of pooled trust preferred securities backed primarily by bank-issued trust preferred securities which included the PreTSLs held by QNB. Due to the uncertainty invoked between the original release of the Volcker Rule and the final interim rule, there was a noticeable increase in trading activity. However, we believe most of these trades occurred under distress and do not represent trades made in an orderly market. Despite the trades that took place as discussed previously, the market for these securities at March 31, 2014 was not active and markets for similar securities also are not active. The inactivity was evidenced first by a significant widening of the bid-ask spread in the brokered markets in which pooled trust preferred securities trade and then by a significant decrease in the volume of trades relative to historical levels. The new issue market is also inactive and the market values for these securities are depressed relative to historical levels. Lack of liquidity in the market for trust preferred collateralized debt obligations, credit rating downgrades and market uncertainties related to the financial industry are all factors contributing to the temporary impairment of these securities. Although these securities are classified as available-for-sale, the Company has the intent to hold the securities and does not believe it will be required to sell the securities before recovery occurs. As illustrated in the previous table, these securities are comprised mainly of securities issued by banks, and to a lesser degree, insurance companies. QNB owns the mezzanine tranches of these securities, except for PreTSL IV and V which represent the senior-most obligation of the trust.
On a quarterly basis we evaluate our debt securities for OTTI, which involves the use of a third-party valuation firm to assist management with the valuation. When evaluating these investments a credit-related portion and a non-credit related portion of OTTI are determined. The credit related portion is recognized in earnings and represents the expected shortfall in future cash flows. The non-credit related portion is recognized in other comprehensive income and represents the difference between the book value and the fair value of the security less any current quarter credit related impairment. For the three months ended March 31, 2014, no other-than-temporary impairment charges representing credit impairment were recognized on our pooled trust preferred collateralized debt obligations. A discounted cash flow analysis provides the best estimate of credit related OTTI for these securities. Additional information related to this analysis follows:
All of the pooled trust preferred collateralized debt obligations held by QNB are rated lower than AA and are measured for OTTI within the scope of ASC 325 (formerly known as EITF 99-20), Recognition of Interest Income and Impairment on Purchased Beneficial Interests and Beneficial Interests That Continue to be Held by a Transferor in Securitized Financial Assets, and Amendments to the Impairment Guidance of EITF Issue No. 99-20 (formerly known as EITF 99-20-1). QNB performs a discounted cash flow analysis on all of its impaired debt securities to determine if the amortized cost basis of an impaired security will be recovered. In determining whether a credit loss exists, QNB uses its best estimate of the present value of cash flows expected to be collected from the debt security and discounts them at the effective yield implicit in the security at the date of acquisition or the prospective yield for those securities with prior OTTI charges. The discounted cash flow analysis is considered to be the primary evidence when determining whether credit related other-than-temporary impairment exists.
Results of a discounted cash flow test are significantly affected by other variables such as the estimate of future cash flows (including prepayments), credit worthiness of the underlying banks and insurance companies and determination of probability and severity of default of the underlying collateral. The following provides additional information for each of these variables:
	●	Estimate of Future Cash Flows – Cash flows are constructed in an INTEXcalc valuation model. INTEX is a proprietary cash flow model recognized as the industry standard for analyzing all types of structured debt products. It includes each deal’s structural features updated with trustee information, including asset-by-asset detail, as it becomes available. The modeled cash flows are then used to determine if all the scheduled principal and interest payments of the investments will be returned. For purposes of the cash flow analysis, relatively modest rates of prepayment of 1% were forecasted. In addition to the base prepayment assumption, due to the enactment of the Dodd-Frank Act additional prepayment analysis was performed. First, trust preferred securities issued by banks with more than $15 billion in total assets at December 31, 2009 were identified. The current credit rating of these institutions was reviewed and it was assumed that any issuer with an investment grade credit rating would prepay their issuance as soon as possible, or July 1, 2015 for bank holding company subsidiaries of foreign banking organizations that have relied on Supervision and Regulation Letter SR-01-1. For those institutions rated below investment grade the holding companies’ approximate cost of long-term funding given their rating and marketplace interest rate was estimated. The following assumption was made; any holding company that could refinance for a cost savings of more than 2% will refinance and will do so as soon as possible, or July 1, 2015. Finally, for issuers not impacted by the Tier 1 regulatory capital legislation enacted by the Dodd-Frank Act, the issuers that have shown a recent history of prepayment of both floating rate and fixed rate issues were identified and it was assumed these issuers will prepay as soon as possible.
	●	Credit Analysis – A quarterly credit evaluation is performed for the companies comprising the collateral across the various pooled trust preferred securities. This credit evaluation considers any available evidence and focuses on capitalization, asset quality, profitability, liquidity, stock price performance, whether the institution has received TARP funding and whether the institution has shown the ability to generate additional capital either internally or externally.
	●	Probability of Default – A near-term probability of default is determined for each issuer based on its financial condition and is used to calculate the expected impact of future deferrals and defaults on the expected cash flows. Each issuer in the collateral pool is assigned a near-term probability of default based on individual performance and financial characteristics. Various studies suggest that the rate of bank failures between 1934 and 2008 were approximately 0.36%. Thus, in addition to the specific bank default assumptions used for the near term, future defaults on the individual banks in the analysis for 2015 and beyond the rate used is calculated based on using the above mentioned thirty-six basis points and factoring that number based on a comparison of key financial ratios of active individual issuers without a short-term probability of default compared to all FDIC insured banks.
	●	Severity of Loss – In addition to the probability of default discussed above, a severity of loss (projected recovery) is determined in all cases. In the current analysis, the severity of loss ranges from 0% to 100% depending on the estimated credit worthiness of the individual issuer. Based on information from various published studies, a 95% severity of loss was utilized for defaults projected in 2015 and thereafter.
In addition to the above factors, the evaluation of impairment also includes a stress test analysis which provides an estimate of future risk for each tranche. This stressed breakpoint is then compared to the level of assets with credit concerns in each tranche. This comparison allows management to identify those pools that are at a greater risk for a future adverse change in cash flows so the asset quality in those pools can be monitored more closely for potential deterioration of credit quality.
Based upon the analysis performed by management as of March 31, 2014, it is probable that we will collect all contractual principal and interest payments on one of our seven pooled trust preferred securities, PreTSL XIX. The expected principal shortfall on the remaining pooled trust preferred securities resulted in credit related other-than-temporary impairment charges in previous years. All of these pooled trust preferred securities held by QNB could be subject to additional writedowns in the future if additional deferrals and defaults occur.

Note_8_Loans_and_Allowance_for

Note 8 - Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	8. LOANS & ALLOWANCE FOR LOAN LOSSES
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the principal amount outstanding, net of deferred loan fees and costs. Interest income is accrued on the principal amount outstanding. Loan origination and commitment fees and related direct costs are deferred and amortized to income over the term of the respective loan and loan commitment period as a yield adjustment.
	Loans held-for-sale consists of residential mortgage loans that are carried at the lower of aggregate cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance charged to income. Gains and losses on residential mortgages held-for-sale are included in non-interest income.
	QNB maintains an allowance for loan losses, which is intended to absorb probable known and inherent losses in the outstanding loan portfolio. The allowance is reduced by actual credit losses and is increased by the provision for loan losses and recoveries of previous losses. The provisions for loan losses are charged to earnings to bring the total allowance for loan losses to a level considered necessary by management.
	The allowance for loan losses is based on management’s continuing review and evaluation of the loan portfolio. The level of the allowance is determined by assigning specific reserves to individually identified problem credits and general reserves to all other loans. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan. The portion of the allowance that is allocated to internally criticized and non-accrual loans is determined by estimating the inherent loss on each credit after giving consideration to the value of underlying collateral. The general component covers pools of loans by loan class including commercial loans not considered impaired, as well as smaller balance homogeneous loans, such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates. These loss rates are based on a three year history of charge-offs and are more heavily weighted for recent experience for each of these categories of loans, adjusted for qualitative factors. These qualitative risk factors include:
		1	Lending policies and procedures, including underwriting standards and collection, charge-off and recovery practices.
		2	Effect of external factors, such as legal and regulatory requirements.
		3	National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans.
		4	Nature and volume of the portfolio including growth.
		5	Experience, ability, and depth of lending management and staff.
		6	Volume and severity of past due, classified and nonaccrual loans.
		7	Quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors.
		8	Existence and effect of any concentrations of credit and changes in the level of such concentrations.
	Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation.
	An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
	Management emphasizes loan quality and close monitoring of potential problem credits. Credit risk identification and review processes are utilized in order to assess and monitor the degree of risk in the loan portfolio. QNB’s lending and credit administration staff are charged with reviewing the loan portfolio and identifying changes in the economy or in a borrower’s circumstances which may affect the ability to repay debt or the value of pledged collateral. A loan classification and review system exists that identifies those loans with a higher than normal risk of uncollectibility. Each commercial loan is assigned a grade based upon an assessment of the borrower’s financial capacity to service the debt and the presence and value of collateral for the loan. An independent loan review group tests risk assessments and evaluates the adequacy of the allowance for loan losses. Management meets monthly to review the credit quality of the loan portfolio and quarterly to review the allowance for loan losses.
	In addition, various regulatory agencies, as an integral part of their examination process, periodically review QNB’s allowance for loan losses. Such agencies may require QNB to recognize additions to the allowance based on their judgments using information available to them at the time of their examination.
	Management believes that it uses the best information available to make determinations about the adequacy of the allowance and that it has established its existing allowance for loan losses in accordance with GAAP. If circumstances differ substantially from the assumptions used in making determinations, future adjustments to the allowance for loan losses may be necessary and results of operations could be affected. Because future events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that increases to the allowance will not be necessary should the quality of any loans deteriorate as a result of the factors discussed above.
	Major classes of loans are as follows:
			March 31,		December 31,
			2014		2013
	Commercial:
	Commercial and industrial		$	117,527	$	111,339
	Construction			16,635		15,929
	Secured by commercial real estate			191,228		190,602
	Secured by residential real estate			47,905		47,672
	State and political subdivisions			45,069		33,773
	Loans to depository institutions			750		1,250
	Indirect lease financing			8,093		8,364
	Retail:
	1-4 family residential mortgages			31,493		29,730
	Home equity loans and lines			59,594		59,977
	Consumer			3,544		3,116
	Total loans			521,838		501,752
	Net unearned costs (fees)			18		(36	)
	Loans receivable		$	521,856	$	501,716
	Loans secured by commercial real estate include all loans collateralized at least in part by commercial real estate. These loans may not be for the expressed purpose of conducting commercial real estate transactions.
	Overdrafts are reclassified as loans and are included in consumer loans above and total loans on the balance sheet. At March 31, 2014 and December 31, 2013, overdrafts were approximately $113,000 and $138,000, respectively.
	QNB generally lends in its trade area which is comprised of Quakertown and the surrounding communities. To a large extent, QNB makes loans collateralized at least in part by real estate. Its lending activities could be affected by changes in the general economy, the regional economy, or real estate values. Other than disclosed in the table above, at March 31, 2014, there were no concentrations of loans exceeding 10% of total loans.
	The Company engages in a variety of lending activities, including commercial, residential real estate and consumer transactions. The Company focuses its lending activities on individuals, professionals and small to medium sized businesses. Risks associated with lending activities include economic conditions and changes in interest rates, which can adversely impact both the ability of borrowers to repay their loans and the value of the associated collateral.
	Commercial and industrial loans, commercial real estate loans, construction loans and residential real estate loans with a business purpose are generally perceived as having more risk of default than residential real estate loans with a personal purpose and consumer loans. These types of loans involve larger loan balances to a single borrower or groups of related borrowers and are more susceptible to a risk of loss during a downturn in the business cycle. These loans may involve greater risk because the availability of funds to repay these loans depends on the successful operation of the borrower’s business. The assets financed are used within the business for its ongoing operation. Repayment of these kinds of loans generally comes from the cash flow of the business or the ongoing conversions of assets, such as accounts receivable and inventory, to cash. Typical collateral for commercial and industrial loans includes the borrower’s accounts receivable, inventory and machinery and equipment. Commercial real estate and residential real estate loans secured for a business purpose are originated primarily within the eastern Pennsylvania market area at conservative loan-to-value ratios and often backed by the individual guarantees of the borrowers or owners. Repayment of this kind of loan is dependent upon either the ongoing cash flow of the borrowing entity or the resale of or lease of the subject property. Commercial real estate loans may be affected to a greater extent than residential loans by adverse conditions in real estate markets or the economy because commercial real estate borrowers’ ability to repay their loans depends on successful development of their properties, as well as the factors affecting residential real estate borrowers.
	Loans to state and political subdivisions are tax-exempt or taxable loans to municipalities, school districts and housing and industrial development authorities. These loans can be general obligations of the municipality or school district repaid through their taxing authority, revenue obligations repaid through the income generated by the operations of the authority, such as a water or sewer authority, or loans issued to a housing and industrial development agency, for which a private corporation is responsible for payments on the loans.
	Loans to depository institutions consist of a loan to a commercial bank in Lehigh County, Pennsylvania. This loan is secured by shares of common stock of the borrowing institution.
	Indirect lease financing receivables represent loans to small businesses that are collateralized by equipment. These loans tend to have higher risk characteristics but generally provide higher rates of return. These loans are originated by a third party and purchased by QNB based on criteria specified by QNB. The criteria include minimum credit scores of the borrower, term of the lease, type and age of equipment financed and geographic area. The geographic area primarily represents states contiguous to Pennsylvania. QNB is not the lessor and does not service these loans.
	The Company originates fixed-rate and adjustable-rate real estate-residential mortgage loans for personal purposes that are secured by first liens on the underlying 1-4 family residential properties. Credit risk exposure in this area of lending is minimized by the evaluation of the credit worthiness of the borrower, including debt-to-income ratios, credit scores and adherence to underwriting policies that emphasize conservative loan-to-value ratios of generally no more than 80%. Residential mortgage loans granted in excess of the 80% loan-to-value ratio criterion are generally insured by private mortgage insurance.
	The real estate-home equity portfolio consists of fixed-rate home equity loans and variable-rate home equity lines of credit. Risks associated with loans secured by residential properties are generally lower than commercial loans and include general economic risks, such as the strength of the job market, employment stability and the strength of the housing market. Since most loans are secured by a primary or secondary residence, the borrower’s continued employment is the greatest risk to repayment.
	The Company offers a variety of loans to individuals for personal and household purposes. Consumer loans are generally considered to have greater risk than first or second mortgages on real estate because they may be unsecured, or, if they are secured, the value of the collateral may be difficult to assess and is more likely to decrease in value than real estate. Credit risk in this portfolio is controlled by conservative underwriting standards that consider debt-to-income levels and the creditworthiness of the borrower and, if secured, collateral values.
	The Company employs an eight (8) grade risk rating system related to the credit quality of commercial loans, loans to state and political subdivisions and indirect lease financing of which the first four categories are pass categories (credits not adversely rated). The following is a description of the internal risk ratings and the likelihood of loss related to each risk rating.
	1 - Excellent - no apparent risk
	2 - Good - minimal risk
	3 - Acceptable - average risk
	4 - Watch List - greater than average risk
	5 - Special Mention - potential weaknesses
	6 - Substandard - well defined weaknesses
	7 - Doubtful - full collection unlikely
	8 - Loss - considered uncollectible
	The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential problem loans. Each loan officer assigns a rating to all loans in the portfolio at the time the loan is originated. Loans with risk ratings of one through three are reviewed annually based on the borrower’s fiscal year. Loans with risk ratings of four are reviewed every six to twelve months based on the dollar amount of the relationship with the borrower. Loans with risk ratings of five through eight are reviewed at least quarterly, and as often as monthly, at management’s discretion. The Company also utilizes an outside loan review firm to review the portfolio on a semi-annual basis to provide the Board of Directors and senior management an independent review of the Bank’s loan portfolio on an ongoing basis. These reviews are designed to recognize deteriorating credits in their earliest stages in an effort to reduce and control risk in the lending function as well as identifying potential shifts in the quality of the loan portfolio. The examinations by the outside loan review firm include the review of lending activities with respect to underwriting and processing new loans, monitoring the risk of existing loans and to provide timely follow-up and corrective action for loans showing signs of deterioration in quality. In addition, the outside firm reviews the methodology for the allowance for loan losses to determine compliance to policy and regulatory guidance.
	The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of March 31, 2014 and December 31, 2013:
	31-Mar-14		Pass		Special mention			Substandard			Doubtful		Total
	Commercial:
	Commercial and industrial		$	108,225	$	55		$	9,247		$	-	$	117,527
	Construction			14,712		796			1,127			-		16,635
	Secured by commercial real estate			164,109		4,158			22,961			-		191,228
Secured by residential real estate			44,186		186			3,533			-		47,905
State and political subdivisions			44,797		-			272			-		45,069
Loans to depository institutions			750		-			-			-		750
Indirect lease financing			7,948		-			145			-		8,093
		$	384,727	$	5,195		$	37,285		$	-	$	427,207
31-Dec-13		Pass		Special mention			Substandard			Doubtful		Total
Commercial:
Commercial and industrial		$	100,943	$	59		$	10,337		$	-	$	111,339
Construction			13,751		827			1,351			-		15,929
Secured by commercial real estate			163,349		4,199			23,054			-		190,602
Secured by residential real estate			43,854		187			3,631			-		47,672
State and political subdivisions			33,488		-			285			-		33,773
Loans to depository institutions			1,250		-			-			-		1,250
Indirect lease financing			8,199		-			165			-		8,364
		$	364,834	$	5,272		$	38,823		$	-	$	408,929
For retail loans, the Company evaluates credit quality based on the performance of the individual credits. The following tables present the recorded investment in the retail classes of the loan portfolio based on payment activity as of March 31, 2014 and December 31, 2013:
31-Mar-14		Performing		Non-performing			Total
Retail:
1-4 family residential mortgages		$	31,096	$	397		$	31,493
Home equity loans and lines			59,275		319			59,594
Consumer			3,544		-			3,544
		$	93,915	$	716		$	94,631
31-Dec-13		Performing		Non-performing			Total
Retail:
1-4 family residential mortgages		$	29,329	$	401		$	29,730
Home equity loans and lines			59,712		265			59,977
Consumer			3,099		17			3,116
		$	92,140	$	683		$	92,823
The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2014 and December 31, 2013:
31-Mar-14		30-59 days		60-89 days			90 days or			Total past		Current		Total loans
		past due		past due			more past			due loans				receivable
							due
Commercial:
Commercial and industrial		$	1,327		-			-		$	1,327	$	116,200	$	117,527
Construction			-		-			-			-		16,635		16,635
Secured by commercial real estate			1,194		-		$	597			1,791		189,437		191,228
Secured by residential real estate			1,004		-			396			1,400		46,505		47,905
State and political subdivisions			236		-			-			236		44,833		45,069
Loans to depository institutions			-		-			-			-		750		750
Indirect lease financing			367	$	28			10			405		7,688		8,093
Retail:
1-4 family residential mortgages			308		-			281			589		30,904		31,493
Home equity loans and lines			54		24			145			223		59,371		59,594
Consumer			17		7			-			24		3,520		3,544
		$	4,507	$	59		$	1,429		$	5,995	$	515,843	$	521,838
31-Dec-13		30-59 days		60-89 days			90 days or			Total past		Current		Total loans
		past due		past due			more past			due loans				receivable
							due
Commercial:
Commercial and industrial		$	112		-		$	17		$	129	$	111,210	$	111,339
Construction			-		-			-			-		15,929		15,929
Secured by commercial real estate			1,126	$	361			255			1,742		188,860		190,602
Secured by residential real estate			1,242		98			105			1,445		46,227		47,672
State and political subdivisions			65		65			-			130		33,643		33,773
Loans to depository institutions			-		-			-			-		1,250		1,250
Indirect lease financing			311		152			-			463		7,901		8,364
Retail:
1-4 family residential mortgages			752		5			270			1,027		28,703		29,730
Home equity loans and lines			295		2			106			403		59,574		59,977
Consumer			25		5			17			47		3,069		3,116
		$	3,928	$	688		$	770		$	5,386	$	496,366	$	501,752
The following tables disclose the recorded investment in loans receivable that are either on non-accrual status or past due 90 days or more and still accruing interest as of March 31, 2014 and December 31, 2013:
31-Mar-14		90 days or		Non-accrual
		more past
		due (still
		accruing)
Commercial:
Commercial and industrial		$	-	$	3,099
Construction			-		1,097
Secured by commercial real estate			-		2,739
Secured by residential real estate			-		5,146
State and political subdivisions			-		-
Loans to depository institutions			-		-
Indirect lease financing			-		27
Retail:
1-4 family residential mortgages			-		397
Home equity loans and lines			-		319
Consumer			-		-
		$	-	$	12,824
31-Dec-13		90 days or		Non-accrual
		more past
		due (still
		accruing)
Commercial:
Commercial and industrial			-	$	3,956
Construction			-		1,319
Secured by commercial real estate			-		4,630
Secured by residential real estate			-		2,829
State and political subdivisions			-		-
Loans to depository institutions			-		-
Indirect lease financing			-		37
Retail:
1-4 family residential mortgages			-		401
Home equity loans and lines			-		265
Consumer		$	1		16
		$	1	$	13,453
Activity in the allowance for loan losses for the three months ended March 31, 2014 and 2013 are as follows:
Three months ended March 31, 2014		Balance,		Provision for			Charge-offs			Recoveries		Balance, end
		beginning of		(credit to)								of period
		period		loan losses
Commercial:
Commercial and industrial		$	2,044	$	274		$	(17	)	$	7	$	2,308
Construction			439		(48	)		-			-		391
Secured by commercial real estate			2,898		(141	)		-			-		2,757
Secured by residential real estate			1,632		(170	)		(1	)		4		1,465
State and political subdivisions			186		107			-			-		293
Loans to depository institutions			4		(1	)		-			-		3
Indirect lease financing			103		5			(6	)		4		106
Retail:
1-4 family residential mortgages			303		11			-			-		314
Home equity loans and lines			583		87			(87	)		19		602
Consumer			64		28			(43	)		14		63
Unallocated			669		(152	)	N/A			N/A			517
		$	8,925	$	-		$	(154	)	$	48	$	8,819
Three months ended March 31, 2013		Balance,		Provision for			Charge-offs			Recoveries		Balance, end
		beginning of		(credit to)								of period
		period		loan losses
Commercial:
Commercial and industrial		$	2,505	$	(198	)		-		$	7	$	2,314
Construction			209		21			-			-		230
Secured by commercial real estate			3,795		78			-			-		3,873
Secured by residential real estate			1,230		252		$	(336	)		-		1,146
State and political subdivisions			260		(3	)		-			-		257
Loans to depository institutions			15		(5	)		-			-		10
Indirect lease financing			168		2			(1	)		10		179
Retail:
1-4 family residential mortgages			324		(24	)		-			-		300
Home equity loans and lines			582		224			(93	)		1		714
Consumer			27		11			(21	)		12		29
Unallocated			657		(358	)	N/A			N/A			299
		$	9,772	$	-		$	(451	)	$	30	$	9,351
As previously discussed, the Company maintains a loan review system, which includes a continuous review of the loan portfolio by internal and external parties to aid in the early identification of potential impaired loans. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial loans, loans to state and political subdivisions and indirect lease financing loans by using either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent.
Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.
An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of the majority of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral.
For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property.
For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable agings or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.
From time to time, QNB may extend, restructure, or otherwise modify the terms of existing loans, on a case-by-case basis, to remain competitive and retain certain customers, as well as assist other customers that may be experiencing financial difficulties. A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates to less than the current market rate for new obligations with similar risk. Loans classified as TDRs are considered non-performing and are also designated as impaired.
The concessions made for TDRs involve lowering the monthly payments on loans through periods of interest only payments, a reduction in interest rate below a market rate or an extension of the term of the loan without a corresponding adjustment to the risk premium reflected in the interest rate, or a combination of these three methods. The restructurings rarely result in the forgiveness of principal or accrued interest. If the borrower has demonstrated performance under the previous terms and our underwriting process shows the borrower has the capacity to continue to perform under the restructured terms, the loan will continue to accrue interest. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible. TDR loans that are in compliance with their modified terms and that yield a market rate may be removed from the TDR status after a period of performance.
Performing TDRs (not reported as non-accrual or past due 90 days or more and still accruing) totaled $1,936,000 and $1,960,000 as of March 31, 2014 and December 31, 2013, respectively. Non-performing TDRs totaled $6,529,000 and $6,601,000 as of March 31, 2014 and December 31, 2013, respectively. All TDRs are included in impaired loans.
The following table illustrates the specific reserve for loan losses allocated to loans modified as TDRs. These specific reserves are included in the allowance for loan losses for loans individually evaluated for impairment.
		31-Mar-14					31-Dec-13
		Unpaid		Related			Unpaid			Related
		principal		allowance			principal			allowance
		balance					balance
TDRs with no specific allowance recorded		$	5,633		-		$	5,647			-
TDRs with an allowance recorded			2,832	$	1,484			2,914		$	1,395
		$	8,465	$	1,484		$	8,561		$	1,395
The TDR concession made during the three months ended March 31, 2014 involved a six-month interest only period. As of March 31, 2014 and December 31, 2013, QNB had commitments of $1,627,000 and $1,603,000, respectively, to lend additional funds to customers with loans whose terms have been modified in troubled debt restructurings. There were charge-offs of $1,000 and $0 resulting from loans modified as TDRs during the three months ended March 31, 2014 and 2013, respectively.
The following table presents loans by loan class modified as TDRs during the three months ended March 31, 2014 and 2013. The pre-modification and post-modification outstanding recorded investments disclosed in the tables below, represent carrying amounts immediately prior to the modification and at March 31, 2014 and 2013.
Three months ended March 31,		2014								2013
		Number of		Pre-			Post-			Number of		Pre-		Post-
		contracts		modification outstanding recorded			modification outstanding recorded			contracts		modification outstanding recorded		modification outstanding recorded
				investment			investment					investment		investment
Commercial:
Commercial and industrial			1	$	288		$	285			-		-		-
Secured by commercial real estate			-		-			-			1	$	1,822	$	1,822
			1	$	288		$	285			1	$	1,822	$	1,822
There were no loans modified as TDRs within 12 months prior to March 31, 2014 for which there was a payment default (30 days or more past due) during the three months ended March 31, 2014.
The following tables present the balance in the allowance for loan losses at March 31, 2014 and December 31, 2013 disaggregated on the basis of the Company’s impairment method by class of loans receivable along with the balance of loans receivable by class, excluding unearned fees and costs, disaggregated on the basis of the Company’s impairment methodology:
		Allowance for Loan Losses								Loans Receivable
31-Mar-14		Balance		Balance related to loans individually evaluated for impairment			Balance related to loans collectively evaluated for impairment			Balance		Balance individually evaluated for impairment		Balance collectively evaluated for impairment
Commercial:
Commercial and industrial		$	2,308	$	1,153		$	1,155		$	117,527	$	9,218	$	108,309
Construction			391		76			315			16,635		1,127		15,508
Secured by commercial real estate			2,757		-			2,757			191,228		12,700		178,528
Secured by residential real estate			1,465		636			829			47,905		2,739		45,166
State and political subdivisions			293		-			293			45,069		-		45,069
Loans to depository institutions			3		-			3			750		-		750
Indirect lease financing			106		1			105			8,093		27		8,066
Retail:
1-4 family residential mortgages			314		63			251			31,493		515		30,978
Home equity loans and lines			602		70			532			59,594		180		59,414
Consumer			63		-			63			3,544		-		3,544
Unallocated			517		N/A			N/A			N/A		N/A		N/A
		$	8,819	$	1,999		$	6,303		$	521,838	$	26,506	$	495,332
		Allowance for Loan Losses								Loans Receivable
31-Dec-13		Balance		Balance related to loans individually evaluated for impairment			Balance related to loans collectively evaluated for impairment			Balance		Balance individually evaluated for impairment		Balance collectively evaluated for impairment
Commercial:
Commercial and industrial		$	2,044	$	1,106		$	938		$	111,339	$	10,304	$	101,035
Construction			439		121			318			15,929		1,351		14,578
Secured by commercial real estate			2,898		9			2,889			190,602		12,288		178,314
Secured by residential real estate			1,632		639			993			47,672		2,833		44,839
State and political subdivisions			186		-			186			33,773		-		33,773
Loans to depository institutions			4		-			4			1,250		-		1,250
Indirect lease financing			103		3			100			8,364		37		8,327
Retail:
1-4 family residential mortgages			303		63			240			29,730		522		29,208
Home equity loans and lines			583		70			513			59,977		266		59,711
Consumer			64		11			53			3,116		16		3,100
Unallocated			669		N/A			N/A			N/A		N/A		N/A
		$	8,925	$	2,022		$	6,234		$	501,752	$	27,617	$	474,135
The following tables summarize additional information in regards to impaired loans by loan portfolio class as of March 31, 2014 and December 31, 2013:
31-Mar-14		Recorded		Unpaid			Related			Average		Interest
		investment		principal			allowance			recorded		income
		(after		balance						investment		recognized
		charge-offs)
With no specific allowance recorded:
Commercial:
Commercial and industrial		$	7,583	$	7,798		$	-
Construction			706		942			-
Secured by commercial real estate			12,700		13,082			-
Secured by residential real estate			674		719			-
State and political subdivisions			-		-			-
Loans to depository institutions			-		-			-
Indirect lease financing			17		21			-
Retail:
1-4 family residential mortgages			244		271			-
Home equity loans and lines			55		74			-
Consumer			-		-			-
		$	21,979	$	22,907		$	-
With an allowance recorded:
Commercial:
Commercial and industrial		$	1,635	$	1,934		$	1,153
Construction			421		485			76
Secured by commercial real estate			-		-			-
Secured by residential real estate			2,065		2,228			636
State and political subdivisions			-		-			-
Loans to depository institutions			-		-			-
Indirect lease financing			10		13			1
Retail:
1-4 family residential mortgages			271		283			63
Home equity loans and lines			125		150			70
Consumer			-		-			-
		$	4,527	$	5,093		$	1,999
Total:
Commercial:
Commercial and industrial		$	9,218	$	9,732		$	1,153		$	10,343	$	90
Construction			1,127		1,427			76			1,297		-
Secured by commercial real estate			12,700		13,082			-			12,346		105
Secured by residential real estate			2,739		2,947			636			2,787		-
State and political subdivisions			-		-			-			-		-
Loans to depository institutions			-		-			-			-		-
Indirect lease financing			27		34			1			31		1
Retail:
1-4 family residential mortgages			515		554			63			518		1
Home equity loans and lines			180		224			70			223		-
Consumer			-		-			-			4		-
		$	26,506	$	28,000		$	1,999		$	27,549	$	197
31-Dec-13		Recorded		Unpaid			Related			Average		Interest
		investment		principal			allowance			recorded		income
		(after		balance						investment		recognized
		charge-offs)
With no specific allowance recorded:
Commercial:
Commercial and industrial		$	8,222	$	8,417		$	-
Construction			916		1,140			-
Secured by commercial real estate			12,251		12,568			-
Secured by residential real estate			728		839			-
State and political subdivisions			-		-			-
Loans to depository institutions			-		-			-
Indirect lease financing			13		16			-
Retail:
1-4 family residential mortgages			250		274			-
Home equity loans and lines			135		150			-
Consumer			-		-			-
		$	22,515	$	23,404		$	-
With an allowance recorded:
Commercial:
Commercial and industrial		$	2,082	$	2,350		$	1,106
Construction			435		493			121
Secured by commercial real estate			37		37			9
Secured by residential real estate			2,105		2,248			639
State and political subdivisions			-		-			-
Loans to depository institutions			-		-			-
Indirect lease financing			24		27			3
Retail:
1-4 family residential mortgages			272		284			63
Home equity loans and lines			131		154			70
Consumer			16		16			11
		$	5,102	$	5,609		$	2,022
Total:
Commercial:
Commercial and industrial		$	10,304	$	10,767		$	1,106		$	6,732	$	34
Construction			1,351		1,633			121			3,179		46
Secured by commercial real estate			12,288		12,605			9			13,765		399
Secured by residential real estate			2,833		3,087			639			3,090		23
State and political subdivisions			-		-			-			1,636		53
Loans to depository institutions			-		-			-			-		-
Indirect lease financing			37		43			3			63		-
Retail:
1-4 family residential mortgages			522		558			63			495		5
Home equity loans and lines			266		304			70			293		-
Consumer			16		16			11			1		-
		$	27,617	$	29,013		$	2,022		$	29,254	$	560

Note_9_Fair_Value_Measurements

Note 9 - Fair Value Measurements and Disclosures	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	9. FAIR VALUE MEASUREMENTS AND DISCLOSURES
	Financial Accounting Standards Board (FASB) ASC 820, Fair Value Measurements and Disclosures, defines fair value as an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants (fair values are not adjusted for transaction costs). ASC 820 also establishes a framework (fair value hierarchy) for measuring fair value under GAAP, and expands disclosures about fair value measurements.
	ASC 820 establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows:
		Level 1:	Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
		Level 2:	Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability.
		Level 3:	Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity).
	An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
	The measurement of fair value should be consistent with one of the following valuation techniques: market approach, income approach, and/or cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets or liabilities (including a business). For example, valuation techniques consistent with the market approach often use market multiples derived from a set of comparables. Multiples might lie in ranges with a different multiple for each comparable. The selection of where within the range the appropriate multiple falls requires judgment, considering factors specific to the measurement (qualitative and quantitative). Valuation techniques consistent with the market approach include matrix pricing. Matrix pricing is a mathematical technique used principally to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the security’s relationship to other benchmark quoted securities.
	The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis and the fair value measurements by level within the fair value hierarchy as of March 31, 2014:
	31-Mar-14		Quoted prices in active markets			Significant other observable			Significant unobservable		Balance at end
			for identical			input (Level 2)			inputs (Level 3)		of period
			assets (Level 1)
	Recurring fair value measurements
	Trading Securities
	State and municipal securities			-		$	4,485			-	$	4,485
	Securities available-for-sale
	U.S. Government agency securities			-			62,094			-		62,094
	State and municipal securities			-			80,235			-		80,235
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed securities			-			129,762			-		129,762
	Collateralized mortgage obligations (CMOs)			-			72,330			-		72,330
	Pooled trust preferred securities			-			-		$	2,238		2,238
	Corporate debt securities			-			6,050			-		6,050
	Equity securities		$	6,743			-			-		6,743
	Total securities available-for-sale		$	6,743		$	350,471		$	2,238	$	359,452
	Total recurring fair value measurements		$	6,743		$	354,956		$	2,238	$	363,937
	Nonrecurring fair value measurements
	Impaired loans			-			-		$	2,528	$	2,528
	Mortgage servicing rights			-			-			509		509
	Total nonrecurring fair value measurements		$	-		$	-		$	3,037	$	3,037
	There were no transfers in and out of Level 1 and Level 2 fair value measurements during the three months ended March 31, 2014. There were also no transfers in or out of level 3 for the same period. There were no losses included in earnings attributable to the change in unrealized gains or losses relating to the available-for-sale securities above with fair value measurements utilizing significant unobservable inputs for the three-month periods ended March 31, 2014 and 2013, respectively.
	The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis, the fair value measurements by level within the fair value hierarchy as of December 31, 2013:
	31-Dec-13		Quoted prices in active markets			Significant other observable			Significant unobservable		Balance at end
			for identical			input (Level 2)			inputs (Level 3)		of period
			assets (Level 1)
	Recurring fair value measurements
	Securities available-for-sale
	U.S. Government agency securities			-		$	71,639			-	$	71,639
	State and municipal securities			-			87,199			-		87,199
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed securities			-			139,723			-		139,723
	Collateralized mortgage obligations (CMOs)			-			75,394			-		75,394
	Pooled trust preferred securities			-			-		$	2,069		2,069
	Corporate debt securities			-			6,021			-		6,021
	Equity securities		$	6,625			-			-		6,625
	Total securities available-for-sale		$	6,625		$	379,976		$	2,069	$	388,670
	Total recurring fair value measurements		$	6,625		$	379,976		$	2,069	$	388,670
	Nonrecurring fair value measurements
	Impaired loans		$	-		$	-		$	3,107	$	3,107
	Mortgage servicing rights			-			-			519		519
	Total nonrecurring fair value measurements		$	-		$	-		$	3,626	$	3,626
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which QNB has utilized Level 3 inputs to determine fair value:
			Quantitative information about Level 3 fair value measurements
	31-Mar-14		Fair value		Valuation techniques		Unobservable input	Value or range
								of values
	Impaired loans		$	2,528	Appraisal of collateral (1)		Appraisal adjustments (2)		-10% to -30	%
							Liquidation expenses (2)		0% to -10	%
	Mortgage servicing rights		$	509	Discounted cash flow		Remaining term	29-Mar		yrs
							Discount rate		10% to 12	%
	-1	Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various level 3 inputs which are not always identifiable.
	-2	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range is presented as a percent of the initial appraised value.
	The following table presents additional information about the securities available-for-sale measured at fair value on a recurring basis and for which QNB utilized significant unobservable inputs (Level 3 inputs) to determine fair value for the three months ended March 31, 2014:
			Fair value measurements using
significant unobservable inputs
(Level 3)
Balance, January 1, 2014		$	2,069
Settlements			-
Total gains or losses (realized/unrealized)
Included in earnings			-
Included in other comprehensive income			169
Transfers in and/or out of Level 3			-
Balance, March 31, 2014		$	2,238
The Level 3 securities consist of seven collateralized debt obligation securities, PreTSL securities, which are backed by trust preferred securities issued by banks, thrifts, and insurance companies. As discussed in Note 7, despite the fact that there were some trades during December, the market for these securities at March 31, 2014 was not active and markets for similar securities also are not active. The inactivity was evidenced first by a significant widening of the bid-ask spread in the brokered markets in which PreTSLs trade and then by a significant decrease in the volume of trades relative to historical levels. The new issue market is also inactive and there are currently very few market participants who are willing and or able to transact for these securities.
Given conditions in the debt markets today and the absence of observable transactions in the secondary and new issue markets, we determined:
	●	The few observable transactions and market quotations that are available are not reliable for purposes of determining fair value at March 31, 2014;
	●	An income valuation approach technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at prior measurement dates; and
	●	PreTSLs will be classified within Level 3 of the fair value hierarchy because significant adjustments are required to determine fair value at the measurement date.
The Bank is aware of several factors indicating that recent transactions of PreTSL securities are not orderly including an increased spread between bid/ask prices, lower sales transaction volumes for these types of securities, and a lack of new issuances. As a result, the Bank engaged an independent third party to value the securities using a discounted cash flow analysis. The estimated cash flows are based on specific assumptions about defaults, deferrals and prepayments of the trust preferred securities underlying each PreTSL. The resulting collateral cash flows are allocated to the bond waterfall using the INTEXcalc valuation model.
The estimates for the conditional default rates (“CDR”) are based on the payment characteristics of the trust preferred securities themselves (e.g. current, deferred, or defaulted) as well as the financial condition of the trust preferred issuers in the pool. A near-term CDR for each issuer in the pool is estimated based on their financial condition using key financial ratios relating to the financial institution’s capitalization, asset quality, profitability and liquidity. In addition to the specific bank default assumptions, overall deal default rates are modeled. In 2015 and beyond, the CDR rate is calculated based upon a comparison of key financial ratios of active individual issuers without a short-term probability of default compared to all FDIC insured banks. To derive this long-term default rate, a comparison of certain key financial ratios of the active issuers in the security to all FDIC insured banks is reviewed. The active issuers are summarized by creating a weighted average based on issue size, then divided into categories based upon their status of deferral and whether or not a specific default assumption has been assigned to the issuer. To ensure an accurate comparison, the standard deviation across the issuers for each ratio is calculated and any issuer that falls more than three standard deviations above or below the average for that ratio is removed.
The base loss severity assumption and long-term loss severity assumptions are modeled at 95%. The severity factor for near-term CDRs is vectored to reflect the relative expected performance of the institutions modeled to default, with lower forecasted severities used for the higher quality institutions.
Prepayments are modeled to take into account the disruption in the asset-backed securities marketplace and the lack of new pooled trust preferred issuances. For purposes of the cash flow analysis, relatively modest rates of prepayment of 1% were forecasted. In addition to the base prepayment assumption, due to the enactment of the Dodd-Frank Act additional prepayment analysis was performed. First, all fixed rate trust preferred securities issued by banks with more than $15 billion in total assets at December 31, 2009 were identified. The current credit rating of these institutions was reviewed and it was assumed that any issuer with an investment grade credit rating would prepay their issuance as soon as possible, or July 1, 2015 for bank holding company subsidiaries of foreign banking organizations that have relied on Supervision and Regulation Letter SR-01-1. For those institutions rated below investment grade the holding companies’ approximate cost of long-term funding given their rating and marketplace interest rate was estimated. The following assumption was made; any holding company that could refinance for a cost savings of more than 2% will refinance and will do so as soon as possible, or July 1, 2015. Finally, for issuers not impacted by the Tier 1 regulatory capital legislation enacted by the Dodd-Frank Act, the issuers that have shown a recent history of prepayment of both floating rate and fixed rate issues were identified and it was assumed these issuers will prepay as soon as possible.
The internal rate of return is the pre-tax yield used to discount the best estimate of future cash flows after credit losses. The cash flows have been discounted using estimated market discount rates of 3-month LIBOR plus spreads ranging from 3.96% to 9.28%. The determination of appropriate market discount rates involved the consideration of the following:
	●	the time value of money
	●	the price for bearing uncertainty in cash flows
	●	other factors that would be considered by market participants
The analysis of discount rates involved the review of corporate bond spreads for banks, U.S. Treasury yields, credit default swap rates for financial companies (utilized as a proxy for credit), the swap/LIBOR yield curve and the characteristics of the individual securities being valued.
The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of QNB’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between QNB’s disclosures and those of other companies may not be meaningful.
The following methods and assumptions were used to estimate the fair values of each major classification of financial instrument and non-financial asset at March 31, 2014 and December 31, 2013:
Cash and cash equivalents, accrued interest receivable and accrued interest payable (carried at cost): The carrying amounts reported in the balance sheet approximate those assets’ fair value.
Investment securities - trading (carried at fair value), available for sale (carried at fair value) and held-to-maturity (carried at amortized cost): The fair value of securities are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. Level 2 debt securities are valued by a third-party pricing service commonly used in the banking industry. Level 2 fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution date, market consensus prepayment speeds, credit information and the security’s terms and conditions, among other things. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) were used to support fair values of certain Level 3 investments.
Restricted investment in bank stocks (carried at cost): The fair value of stock in Atlantic Central Bankers Bank and the Federal Home Loan Bank is the carrying amount, based on redemption provisions, and considers the limited marketability of such securities.
Loans Receivable (carried at cost): The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.
Impaired Loans (generally carried at fair value): Impaired loans are loans, in which the Company has measured impairment generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements.
Mortgage Servicing Rights (carried at lower of cost or fair value): The fair value of mortgage servicing rights is based on a valuation model that calculates the present value of estimated net servicing income. The mortgage servicing rights are stratified into tranches based on predominant characteristics, such as interest rate, loan type and investor type. The valuation incorporates assumptions that market participants would use in estimating future net servicing income.
Foreclosed assets (other real estate owned and repossessed assets): Foreclosed assets are the only non-financial assets valued on a non-recurring basis which are held by the Company at fair value, less cost to sell. At foreclosure or repossession, if the fair value, less estimated costs to sell, of the collateral acquired (real estate, vehicles, equipment) is less than the Company’s recorded investment in the related loan, a write-down is recognized through a charge to the allowance for loan losses. Additionally, valuations are periodically performed by management and any subsequent reduction in value is recognized by a charge to income. The fair value of foreclosed assets held-for-sale is estimated using Level 3 inputs based on observable market data.
Deposit liabilities (carried at cost): The fair value of deposits with no stated maturity (e.g. demand deposits, interest-bearing demand accounts, money market accounts and savings accounts) are by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts). This approach to estimating fair value excludes the significant benefit that results from the low-cost funding provided by such deposit liabilities, as compared to alternative sources of funding. Deposits with a stated maturity (time deposits) have been valued using the present value of cash flows discounted at rates approximating the current market for similar deposits.
Short-term borrowings (carried at cost): The carrying amount of short-term borrowings approximates their fair values.
Long-term debt (carried at cost): The fair values of FHLB advances and securities sold under agreements to repurchase are estimated using discounted cash flow analysis, based on quoted prices for new long-term debt with similar credit risk characteristics, terms and remaining maturity. These prices obtained from this active market represent a fair value that is deemed to represent the transfer price if the liability were assumed by a third party.
Off-balance-sheet instruments (disclosed at cost): The fair values for the Bank’s off-balance sheet instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing.
Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of the respective period ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period end.
The estimated fair values and carrying amounts of the Company’s financial and off-balance sheet instruments are summarized as follows:
								Fair value measurements
31-Mar-14		Carrying			Fair value			Quoted prices in active markets for identical assets (Level 1)		Significant other observable inputs		Significant unobservable inputs
		amount								(Level 2)		(Level 3)
Financial assets
Cash and cash equivalents		$	22,341		$	22,341		$	22,341		-		-
Investment securities:
Trading			4,485			4,485			-	$	4,485		-
Available-for-sale			359,452			359,452			6,743		350,471	$	2,238
Held-to-maturity			146			161			-		161		-
Restricted investment in bank stocks			1,764			1,764			1,764		-		-
Net loans			513,037			513,395			-		-		513,395
Mortgage servicing rights			509			630			-		-		630
Accrued interest receivable			2,602			2,602			-		2,602		-
Financial liabilities
Deposits with no stated maturities		$	575,163		$	575,163		$	575,163		-	$	-
Deposits with stated maturities			239,071			241,015			-	$	241,015		-
Short-term borrowings			32,935			32,935			32,935		-		-
Long-term debt			5,000			5,000			-		5,000		-
Accrued interest payable			374			374			-		374		-
Off-balance sheet instruments
Commitments to extend credit		$	-		$	-		$	-	$	-	$	-
Standby letters of credit			-			-			-		-		-
								Fair value measurements
31-Dec-13		Carrying			Fair value			Quoted prices in active markets for identical assets (Level 1)		Significant other observable inputs		Significant unobservable inputs
		amount								(Level 2)		(Level 3)
Financial assets
Cash and cash equivalents		$	16,286		$	16,286		$	16,286		-		-
Investment securities available-for-sale			388,670			388,670			6,625	$	379,976	$	2,069
Investment securities held-to-maturity			146			162			-		162		-
Restricted investment in bank stocks			1,764			1,764			1,764		-		-
Net loans			492,791			491,635			-		-		491,635
Mortgage servicing rights			519			643			-		-		643
Accrued interest receivable			2,579			2,579			-		2,579		-
Financial liabilities
Deposits with no stated maturities		$	574,987		$	574,987		$	574,987		-	$	-
Deposits with stated maturities			239,545			241,959			-	$	241,959		-
Short-term borrowings			35,156			35,156			35,156		-		-
Long-term debt			5,000			5,056			-		5,056		-
Accrued interest payable			392			392			-		392		-
Off-balance sheet instruments
Commitments to extend credit		$	-		$	-		$	-	$	-	$	-
Standby letters of credit			-			-			-		-		-

Note_10_Offbalancesheet_Financ

Note 10 - Off-balance-sheet Financial Instruments and Guarantees	3 Months Ended
	Mar. 31, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingencies Disclosure [Text Block]	'
	10. OFF-BALANCE-SHEET FINANCIAL INSTRUMENTS AND GUARANTEES
	In the normal course of business there are various legal proceedings, commitments, and contingent liabilities which are not reflected in the financial statements. Management does not anticipate any material losses as a result of these transactions and activities. They include, among other things, commitments to extend credit and standby letters of credit. The maximum exposure to credit loss, which represents the possibility of sustaining a loss due to the failure of the other parties to a financial instrument to perform according to the terms of the contract, is represented by the contractual amount of these instruments. QNB uses the same lending standards and policies in making credit commitments as it does for on-balance sheet instruments. The activity is controlled through credit approvals, control limits, and monitoring procedures.
	A summary of the Bank's financial instrument commitments is as follows:
		March 31,		December 31,
		2014		2013
	Commitments to extend credit and unused lines of credit	$	196,620	$	186,137
	Standby letters of credit		6,387		5,311
	Total financial instrument commitments	$	203,007	$	191,448
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. QNB evaluates each customer’s creditworthiness on a case-by-case basis.
	Standby letters of credit are conditional commitments issued by the Bank to guarantee the financial or performance obligation of a customer to a third party. QNB’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making conditional obligations as it does for on-balance sheet instruments. These standby letters of credit expire within three years. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending other loan commitments. The Bank requires collateral and personal guarantees supporting these letters of credit as deemed necessary. Management believes that the proceeds obtained through a liquidation of such collateral and the enforcement of personal guarantees would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees. The amount of the liability as of March 31, 2014 and December 31, 2013 for guarantees under standby letters of credit issued is not material.
	The amount of collateral obtained for letters of credit and commitments to extend credit is based on management’s credit evaluation of the customer. Collateral varies, but may include real estate, accounts receivable, marketable securities, pledged deposits, inventory or equipment.

Note_11_Regulatory_Restriction

Note 11 - Regulatory Restrictions	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Regulatory Capital Requirements under Banking Regulations [Text Block]	'
	11. REGULATORY RESTRICTIONS
	Dividends payable by the Company and the Bank are subject to various limitations imposed by statutes, regulations and policies adopted by bank regulatory agencies. Under Pennsylvania banking law, the Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. Under Federal Reserve regulations, the Bank is limited as to the amount it may lend affiliates, including QNB Corp., unless such loans are collateralized by specific obligations.
	Both the Company and the Bank are subject to regulatory capital requirements administered by Federal banking agencies. Failure to meet minimum capital requirements can initiate actions by regulators that could have an effect on the financial statements. Under the framework for prompt corrective action, both the Company and the Bank must meet capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items. The capital amounts and classification are also subject to qualitative judgments by the regulators. Management believes, as of March 31, 2014, that the Company and the Bank met capital adequacy requirements to which they were subject.
	As of the most recent notification, the primary regulator of the Bank considered it to be “well capitalized” under the regulatory framework. There are no conditions or events since that notification that management believes have changed the classification. To be categorized as well capitalized, the Company and the Bank must maintain minimum ratios as set forth in the following table.
		Capital levels
		Actual					Adequately capitalized					Well capitalized
	As of March 31, 2014	Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total risk-based capital (to risk-weighted assets):
	Consolidated	$	88,847		14.14	%	$	50,254		8	%		N/A		N/A
	Bank		82,297		13.23			49,751		8		$	62,188		10	%
	Tier I capital (to risk-weighted assets):
	Consolidated		80,656		12.84			25,127		4			N/A		N/A
	Bank		74,511		11.98			24,875		4			37,313		6
	Tier I capital (to average assets):
	Consolidated		80,656		8.69			37,133		4			N/A		N/A
	Bank		74,511		8.08			36,889		4			46,112		5
		Capital levels
		Actual					Adequately capitalized					Well capitalized
	As of December 31, 2013	Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total risk-based capital (to risk-weighted assets):
	Consolidated	$	87,330		14.01	%	$	49,871		8	%		N/A		N/A
	Bank		81,076		13.13			49,402		8		$	61,753		10	%
	Tier I capital (to risk-weighted assets):
	Consolidated		79,037		12.68			24,936		4			N/A		N/A
	Bank		73,342		11.88			24,701		4			37,052		6
	Tier I capital (to average assets):
	Consolidated		79,037		8.45			37,419		4			N/A		N/A
	Bank		73,342		7.88			37,215		4			46,518		5

Note_3_Stockbased_Compensation1

Note 3 - Stock-based Compensation and Shareholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	'
	Three months ended March 31,	2014			2013
	Risk free interest rate		0.69	%		0.35	%
	Dividend yield		4.28			4.26
	Volatility		28.12			34.1
	Expected life (years)		5			5
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	'
		Number			Weighted			Weighted average remaining		Aggregate
		of options			average			contractual term		intrinsic value
					exercise price			(in years)
	Outstanding at December 31, 2013		115,800			23.51
	Granted		20,000			25.16
	Exercised		(12,500	)		17.26
	Forfeited		-			-
	Outstanding at March 31, 2014		123,300		$	24.41			2.36	$	576
	Exercisable at March 31, 2014		61,500		$	25.61			0.94	$	287

Note_5_Earnings_Per_Share_Tabl

Note 5 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	Three months ended March 31,	2014		2013
	Numerator for basic and diluted earnings per share - net income	$	2,296	$	2,408
	Denominator for basic earnings per share - weighted average shares outstanding		3,275,961		3,232,109
	Effect of dilutive securities - employee stock options		11,108		9,919
	Denominator for diluted earnings per share - adjusted weighted average shares outstanding		3,287,069		3,242,028
	Earnings per share - basic	$	0.7	$	0.75
	Earnings per share - diluted	$	0.7	$	0.74

Note_6_Comprehensive_Income_Ta

Note 6 - Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	'
		March 31,				December 31,
		2014				2013
	Unrealized net holding losses on available-for-sale securities	$	(1,733	)		$	(4,281	)
	Unrealized losses on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings		(762	)			(889	)
	Accumulated other comprehensive loss		(2,495	)			(5,170	)
	Tax effect		849				1,758
	Accumulated other comprehensive loss, net of tax	$	(1,646	)		$	(3,412	)
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	'
	Details about accumulated other comprehensive income	Amount reclassified from accumulated other comprehensive income			Affected line item in the statement of income
	Unrealized net holding gains on available-for-sale securities	$	622		Net gain on sale of investment securities
	Tax effect		(212	)	Provision for income taxes
	Accumulated other comprehensive income, net of tax	$	410		Net of tax

Note_7_Investment_Securities_T

Note 7 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Note 7 - Investment Securities (Tables) [Line Items]	'
Trading Securities [Table Text Block]	'
	31-Mar-14		Fair
			value
	State and municipal securities		$	4,485
Schedule of Unrealized Loss on Investments [Table Text Block]	'
	31-Mar-14
						Less than 12 months							12 months or longer							Total
			No. of			Fair			Unrealized				Fair			Unrealized				Fair				Unrealized
			securities			value			losses				value			losses				value				losses
	U.S. Government agency			39		$	46,532		$	(1,011	)		$	1,894		$	(104	)		$	48,426			$	(1,115	)
	State and municipal			69			24,514			(641	)			5,441			(190	)			29,955				(831	)
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed			42			56,621			(1,560	)			1,893			(94	)			58,514				(1,654	)
	Collateralized mortgage obligations (CMOs)			41			23,271			(633	)			26,007			(1,237	)			49,278				(1,870	)
	Pooled trust preferred			5			-			-				1,816			(1,401	)			1,816				(1,401	)
	Corporate debt			2			1,999			(3	)			-			-				1,999				(3	)
	Equity			4			735			(27	)			-			-				735				(27	)
	Total			202		$	153,672		$	(3,875	)		$	37,051		$	(3,026	)		$	190,723			$	(6,901	)
	31-Dec-13
						Less than 12 months							12 months or longer							Total
			No. of			Fair			Unrealized				Fair			Unrealized				Fair				Unrealized
			securities			value			losses				value			losses				value				losses
	U.S. Government agency			44		$	54,563		$	(1,548	)		$	2,846		$	(154	)		$	57,409			$	(1,702	)
	State and municipal			87			33,750			(1,379	)			4,288			(248	)			38,038				(1,627	)
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed			54			75,720			(2,238	)			1,884			(123	)			77,604				(2,361	)
	Collateralized mortgage obligations (CMOs)			45			33,622			(1,413	)			18,567			(921	)			52,189				(2,334	)
	Pooled trust preferred			5			-			-				1,683			(1,535	)			1,683				(1,535	)
	Corporate debt			2			1,987			(13	)			-			-				1,987				(13	)
	Equity			3			394			(24	)			136			(20	)			530				(44	)
	Total			240		$	200,036		$	(6,615	)		$	29,404		$	(3,001	)		$	229,440			$	(9,616	)
Schedule of Pooled Trust Preferred Securities [Table Text Block]	'
	Deal	Class		Book			Fair			Unreal-ized gains (losses)				Realized			Total			Moody's		Current				Current							Total performing collateral as a % of outstanding bonds
				value			value							OTTI			recognized			/Fitch		number of				number of				Actual deferrals and defaults as a % of total collateral
														credit			OTTI			ratings		performing				performing
														loss			credit					banks				insurance
														(YTD 2014)			loss									companies
	PreTSL IV	Mezzanine*		$	243		$	202		$	(41	)		$	-		$	(1	)	B1/B			5				-				18	%		139.8	%
	PreTSL V	Mezzanine*			-			-			-				-			(118	)	C/D			-				-				100			12.7
	PreTSL XVII	Mezzanine			752			456			(296	)			-			(222	)	C/C			32				5				29.1			84.2
	PreTSL XIX	Mezzanine			988			469			(519	)			-			-		C/C			38				12				20.3			85.7
	PreTSL XXV	Mezzanine			766			379			(387	)			-			(222	)	C/C			45				6				29.3			86.1
	PreTSL XXVI	Mezzanine			469			310			(159	)			-			(270	)	C/C			40				7				29			86
	PreTSL XXVI	Mezzanine			301			422			121				-			(438	)	C/C			40				7				29			86
				$	3,519		$	2,238		$	(1,281	)		$	-		$	(1,271	)
Available-for-sale Securities [Member]	'
Note 7 - Investment Securities (Tables) [Line Items]	'
Unrealized Gain (Loss) on Investments [Table Text Block]	'
	31-Mar-14		Fair			Gross			Gross				Amortized
			value			unrealized			unrealized				cost
						holding			holding
						gains			losses
	U.S. Government agency		$	62,094		$	183		$	(1,115	)		$	63,026
	State and municipal			80,235			1,282			(831	)			79,784
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed			129,762			1,520			(1,654	)			129,896
	Collateralized mortgage obligations (CMOs)			72,330			503			(1,870	)			73,697
	Pooled trust preferred			2,238			120			(1,401	)			3,519
	Corporate debt			6,050			44			(3	)			6,009
	Equity			6,743			754			(27	)			6,016
	Total investment securities available-for-sale		$	359,452		$	4,406		$	(6,901	)		$	361,947
	31-Dec-13		Fair			Gross			Gross				Amortized
			value			unrealized			unrealized				cost
						holding			holding
						gains			losses
	U.S. Government agency		$	71,639		$	195		$	(1,702	)		$	73,146
	State and municipal			87,199			1,023			(1,627	)			87,803
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed			139,723			1,436			(2,361	)			140,648
	Collateralized mortgage obligations (CMOs)			75,394			556			(2,334	)			77,172
	Pooled trust preferred			2,069			85			(1,535	)			3,519
	Corporate debt			6,021			24			(13	)			6,010
	Equity			6,625			1,127			(44	)			5,542
	Total investment securities available-for-sale		$	388,670		$	4,446		$	(9,616	)		$	393,840
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	31-Mar-14		Fair value			Amortized
						cost
	Due in one year or less		$	9,383		$	9,249
	Due after one year through five years			198,407			198,220
	Due after five years through ten years			111,505			113,870
	Due after ten years			33,414			34,592
	Equity securities			6,743			6,016
	Total investment securities available-for-sale		$	359,452		$	361,947
Realized Gain (Loss) on Investments [Table Text Block]	'
			Three months ended March 31, 2014													Three months ended March 31, 2013
			Gross			Gross			Other-than-				Net gains			Gross				Gross				Other-than-				Net gains
			realized			realized			temporary							realized				realized				temporary
			gains			losses			impairment							gains				losses				impairment
									losses															losses
	Equity securities		$	590			-		$	-			$	590		$	262			$	-			$	-			$	262
	Debt securities			63		$	(31	)		-				32			161				-				-				161
	Total		$	653		$	(31	)	$	-			$	622		$	423			$	-			$	-			$	423
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]	'
	Three months ended March 31,		2014			2013
	Balance, beginning of period		$	1,271		$	1,271
	Reductions: gain on payoff			-			-
	Additions:
	Initial credit impairments			-			-
	Subsequent credit impairments			-			-
	Balance, end of period		$	1,271		$	1,271
Held-to-maturity Securities [Member]	'
Note 7 - Investment Securities (Tables) [Line Items]	'
Unrealized Gain (Loss) on Investments [Table Text Block]	'
			31-Mar-14														31-Dec-13
			Amortized			Gross			Gross				Fair				Amortized				Gross				Gross				Fair
			cost			unrealized			unrealized				value				cost				unrealized				unrealized				value
						holding			holding												holding				holding
						gains			losses												gains				losses
	State and municipal securities		$	146		$	15			-			$	161			$	146			$	16				-			$	162
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	31-Mar-14		Fair value			Amortized
						cost
	Due in one year or less			-			-
	Due after one year through five years		$	161		$	146
	Due after five years through ten years			-			-
	Due after ten years			-			-
	Total investment securities held-to-maturity		$	161		$	146

Note_8_Loans_and_Allowance_for1

Note 8 - Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Note 8 - Loans and Allowance for Loan Losses (Tables) [Line Items]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
		March 31,		December 31,
		2014		2013
	Commercial:
	Commercial and industrial	$	117,527	$	111,339
	Construction		16,635		15,929
	Secured by commercial real estate		191,228		190,602
	Secured by residential real estate		47,905		47,672
	State and political subdivisions		45,069		33,773
	Loans to depository institutions		750		1,250
	Indirect lease financing		8,093		8,364
	Retail:
	1-4 family residential mortgages		31,493		29,730
	Home equity loans and lines		59,594		59,977
	Consumer		3,544		3,116
	Total loans		521,838		501,752
	Net unearned costs (fees)		18		(36	)
	Loans receivable	$	521,856	$	501,716
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	31-Mar-14	Pass		Special mention			Substandard			Doubtful		Total
	Commercial:
	Commercial and industrial	$	108,225	$	55		$	9,247		$	-	$	117,527
	Construction		14,712		796			1,127			-		16,635
	Secured by commercial real estate		164,109		4,158			22,961			-		191,228
	Secured by residential real estate		44,186		186			3,533			-		47,905
	State and political subdivisions		44,797		-			272			-		45,069
	Loans to depository institutions		750		-			-			-		750
	Indirect lease financing		7,948		-			145			-		8,093
		$	384,727	$	5,195		$	37,285		$	-	$	427,207
	31-Dec-13	Pass		Special mention			Substandard			Doubtful		Total
	Commercial:
	Commercial and industrial	$	100,943	$	59		$	10,337		$	-	$	111,339
	Construction		13,751		827			1,351			-		15,929
	Secured by commercial real estate		163,349		4,199			23,054			-		190,602
	Secured by residential real estate		43,854		187			3,631			-		47,672
	State and political subdivisions		33,488		-			285			-		33,773
	Loans to depository institutions		1,250		-			-			-		1,250
	Indirect lease financing		8,199		-			165			-		8,364
		$	364,834	$	5,272		$	38,823		$	-	$	408,929
Past Due Financing Receivables [Table Text Block]	'
	31-Mar-14	30-59 days		60-89 days			90 days or			Total past		Current		Total loans
		past due		past due			more past			due loans				receivable
							due
	Commercial:
	Commercial and industrial	$	1,327		-			-		$	1,327	$	116,200	$	117,527
	Construction		-		-			-			-		16,635		16,635
	Secured by commercial real estate		1,194		-		$	597			1,791		189,437		191,228
	Secured by residential real estate		1,004		-			396			1,400		46,505		47,905
	State and political subdivisions		236		-			-			236		44,833		45,069
	Loans to depository institutions		-		-			-			-		750		750
	Indirect lease financing		367	$	28			10			405		7,688		8,093
	Retail:
	1-4 family residential mortgages		308		-			281			589		30,904		31,493
	Home equity loans and lines		54		24			145			223		59,371		59,594
	Consumer		17		7			-			24		3,520		3,544
		$	4,507	$	59		$	1,429		$	5,995	$	515,843	$	521,838
	31-Dec-13	30-59 days		60-89 days			90 days or			Total past		Current		Total loans
		past due		past due			more past			due loans				receivable
							due
	Commercial:
	Commercial and industrial	$	112		-		$	17		$	129	$	111,210	$	111,339
	Construction		-		-			-			-		15,929		15,929
	Secured by commercial real estate		1,126	$	361			255			1,742		188,860		190,602
	Secured by residential real estate		1,242		98			105			1,445		46,227		47,672
	State and political subdivisions		65		65			-			130		33,643		33,773
	Loans to depository institutions		-		-			-			-		1,250		1,250
	Indirect lease financing		311		152			-			463		7,901		8,364
	Retail:
	1-4 family residential mortgages		752		5			270			1,027		28,703		29,730
	Home equity loans and lines		295		2			106			403		59,574		59,977
	Consumer		25		5			17			47		3,069		3,116
		$	3,928	$	688		$	770		$	5,386	$	496,366	$	501,752
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	31-Mar-14	90 days or		Non-accrual
		more past
		due (still
		accruing)
	Commercial:
	Commercial and industrial	$	-	$	3,099
	Construction		-		1,097
	Secured by commercial real estate		-		2,739
	Secured by residential real estate		-		5,146
	State and political subdivisions		-		-
	Loans to depository institutions		-		-
	Indirect lease financing		-		27
	Retail:
	1-4 family residential mortgages		-		397
	Home equity loans and lines		-		319
	Consumer		-		-
		$	-	$	12,824
	31-Dec-13	90 days or		Non-accrual
		more past
		due (still
		accruing)
	Commercial:
	Commercial and industrial		-	$	3,956
	Construction		-		1,319
	Secured by commercial real estate		-		4,630
	Secured by residential real estate		-		2,829
	State and political subdivisions		-		-
	Loans to depository institutions		-		-
	Indirect lease financing		-		37
	Retail:
	1-4 family residential mortgages		-		401
	Home equity loans and lines		-		265
	Consumer	$	1		16
		$	1	$	13,453
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	Three months ended March 31, 2014	Balance,		Provision for			Charge-offs			Recoveries		Balance, end
		beginning of		(credit to)								of period
		period		loan losses
	Commercial:
	Commercial and industrial	$	2,044	$	274		$	(17	)	$	7	$	2,308
	Construction		439		(48	)		-			-		391
	Secured by commercial real estate		2,898		(141	)		-			-		2,757
	Secured by residential real estate		1,632		(170	)		(1	)		4		1,465
	State and political subdivisions		186		107			-			-		293
	Loans to depository institutions		4		(1	)		-			-		3
	Indirect lease financing		103		5			(6	)		4		106
	Retail:
	1-4 family residential mortgages		303		11			-			-		314
	Home equity loans and lines		583		87			(87	)		19		602
	Consumer		64		28			(43	)		14		63
	Unallocated		669		(152	)	N/A			N/A			517
		$	8,925	$	-		$	(154	)	$	48	$	8,819
	Three months ended March 31, 2013	Balance,		Provision for			Charge-offs			Recoveries		Balance, end
		beginning of		(credit to)								of period
		period		loan losses
	Commercial:
	Commercial and industrial	$	2,505	$	(198	)		-		$	7	$	2,314
	Construction		209		21			-			-		230
	Secured by commercial real estate		3,795		78			-			-		3,873
	Secured by residential real estate		1,230		252		$	(336	)		-		1,146
	State and political subdivisions		260		(3	)		-			-		257
	Loans to depository institutions		15		(5	)		-			-		10
	Indirect lease financing		168		2			(1	)		10		179
	Retail:
	1-4 family residential mortgages		324		(24	)		-			-		300
	Home equity loans and lines		582		224			(93	)		1		714
	Consumer		27		11			(21	)		12		29
	Unallocated		657		(358	)	N/A			N/A			299
		$	9,772	$	-		$	(451	)	$	30	$	9,351
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	Three months ended March 31,	2014								2013
		Number of		Pre-			Post-			Number of		Pre-		Post-
		contracts		modification outstanding recorded			modification outstanding recorded			contracts		modification outstanding recorded		modification outstanding recorded
				investment			investment					investment		investment
	Commercial:
	Commercial and industrial		1	$	288		$	285			-		-		-
	Secured by commercial real estate		-		-			-			1	$	1,822	$	1,822
			1	$	288		$	285			1	$	1,822	$	1,822
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	'
		Allowance for Loan Losses								Loans Receivable
	31-Mar-14	Balance		Balance related to loans individually evaluated for impairment			Balance related to loans collectively evaluated for impairment			Balance		Balance individually evaluated for impairment		Balance collectively evaluated for impairment
	Commercial:
	Commercial and industrial	$	2,308	$	1,153		$	1,155		$	117,527	$	9,218	$	108,309
	Construction		391		76			315			16,635		1,127		15,508
	Secured by commercial real estate		2,757		-			2,757			191,228		12,700		178,528
	Secured by residential real estate		1,465		636			829			47,905		2,739		45,166
	State and political subdivisions		293		-			293			45,069		-		45,069
	Loans to depository institutions		3		-			3			750		-		750
	Indirect lease financing		106		1			105			8,093		27		8,066
	Retail:
	1-4 family residential mortgages		314		63			251			31,493		515		30,978
	Home equity loans and lines		602		70			532			59,594		180		59,414
	Consumer		63		-			63			3,544		-		3,544
	Unallocated		517		N/A			N/A			N/A		N/A		N/A
		$	8,819	$	1,999		$	6,303		$	521,838	$	26,506	$	495,332
		Allowance for Loan Losses								Loans Receivable
	31-Dec-13	Balance		Balance related to loans individually evaluated for impairment			Balance related to loans collectively evaluated for impairment			Balance		Balance individually evaluated for impairment		Balance collectively evaluated for impairment
	Commercial:
	Commercial and industrial	$	2,044	$	1,106		$	938		$	111,339	$	10,304	$	101,035
	Construction		439		121			318			15,929		1,351		14,578
	Secured by commercial real estate		2,898		9			2,889			190,602		12,288		178,314
	Secured by residential real estate		1,632		639			993			47,672		2,833		44,839
	State and political subdivisions		186		-			186			33,773		-		33,773
	Loans to depository institutions		4		-			4			1,250		-		1,250
	Indirect lease financing		103		3			100			8,364		37		8,327
	Retail:
	1-4 family residential mortgages		303		63			240			29,730		522		29,208
	Home equity loans and lines		583		70			513			59,977		266		59,711
	Consumer		64		11			53			3,116		16		3,100
	Unallocated		669		N/A			N/A			N/A		N/A		N/A
		$	8,925	$	2,022		$	6,234		$	501,752	$	27,617	$	474,135
Impaired Financing Receivables [Table Text Block]	'
	31-Mar-14	Recorded		Unpaid			Related			Average		Interest
		investment		principal			allowance			recorded		income
		(after		balance						investment		recognized
		charge-offs)
	With no specific allowance recorded:
	Commercial:
	Commercial and industrial	$	7,583	$	7,798		$	-
	Construction		706		942			-
	Secured by commercial real estate		12,700		13,082			-
	Secured by residential real estate		674		719			-
	State and political subdivisions		-		-			-
	Loans to depository institutions		-		-			-
	Indirect lease financing		17		21			-
	Retail:
	1-4 family residential mortgages		244		271			-
	Home equity loans and lines		55		74			-
	Consumer		-		-			-
		$	21,979	$	22,907		$	-
	With an allowance recorded:
	Commercial:
	Commercial and industrial	$	1,635	$	1,934		$	1,153
	Construction		421		485			76
	Secured by commercial real estate		-		-			-
	Secured by residential real estate		2,065		2,228			636
	State and political subdivisions		-		-			-
	Loans to depository institutions		-		-			-
	Indirect lease financing		10		13			1
	Retail:
	1-4 family residential mortgages		271		283			63
	Home equity loans and lines		125		150			70
	Consumer		-		-			-
		$	4,527	$	5,093		$	1,999
	Total:
	Commercial:
	Commercial and industrial	$	9,218	$	9,732		$	1,153		$	10,343	$	90
	Construction		1,127		1,427			76			1,297		-
	Secured by commercial real estate		12,700		13,082			-			12,346		105
	Secured by residential real estate		2,739		2,947			636			2,787		-
	State and political subdivisions		-		-			-			-		-
	Loans to depository institutions		-		-			-			-		-
	Indirect lease financing		27		34			1			31		1
	Retail:
	1-4 family residential mortgages		515		554			63			518		1
	Home equity loans and lines		180		224			70			223		-
	Consumer		-		-			-			4		-
		$	26,506	$	28,000		$	1,999		$	27,549	$	197
	31-Dec-13	Recorded		Unpaid			Related			Average		Interest
		investment		principal			allowance			recorded		income
		(after		balance						investment		recognized
		charge-offs)
	With no specific allowance recorded:
	Commercial:
	Commercial and industrial	$	8,222	$	8,417		$	-
	Construction		916		1,140			-
	Secured by commercial real estate		12,251		12,568			-
	Secured by residential real estate		728		839			-
	State and political subdivisions		-		-			-
	Loans to depository institutions		-		-			-
	Indirect lease financing		13		16			-
	Retail:
	1-4 family residential mortgages		250		274			-
	Home equity loans and lines		135		150			-
	Consumer		-		-			-
	$	22,515	$	23,404		$	-
With an allowance recorded:
Commercial:
Commercial and industrial	$	2,082	$	2,350		$	1,106
Construction		435		493			121
Secured by commercial real estate		37		37			9
Secured by residential real estate		2,105		2,248			639
State and political subdivisions		-		-			-
Loans to depository institutions		-		-			-
Indirect lease financing		24		27			3
Retail:
1-4 family residential mortgages		272		284			63
Home equity loans and lines		131		154			70
Consumer		16		16			11
	$	5,102	$	5,609		$	2,022
Total:
Commercial:
Commercial and industrial	$	10,304	$	10,767		$	1,106		$	6,732	$	34
Construction		1,351		1,633			121			3,179		46
Secured by commercial real estate		12,288		12,605			9			13,765		399
Secured by residential real estate		2,833		3,087			639			3,090		23
State and political subdivisions		-		-			-			1,636		53
Loans to depository institutions		-		-			-			-		-
Indirect lease financing		37		43			3			63		-
Retail:
1-4 family residential mortgages		522		558			63			495		5
Home equity loans and lines		266		304			70			293		-
Consumer		16		16			11			1		-
	$	27,617	$	29,013		$	2,022		$	29,254	$	560
Troubled Debt Restructuring [Member]	'
Note 8 - Loans and Allowance for Loan Losses (Tables) [Line Items]	'
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
		31-Mar-14					31-Dec-13
		Unpaid		Related			Unpaid			Related
		principal		allowance			principal			allowance
		balance					balance
	TDRs with no specific allowance recorded	$	5,633		-		$	5,647			-
	TDRs with an allowance recorded		2,832	$	1,484			2,914		$	1,395
		$	8,465	$	1,484		$	8,561		$	1,395
Total Retail Loans [Member]	'
Note 8 - Loans and Allowance for Loan Losses (Tables) [Line Items]	'
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	31-Mar-14	Performing		Non-performing			Total
	Retail:
	1-4 family residential mortgages	$	31,096	$	397		$	31,493
	Home equity loans and lines		59,275		319			59,594
	Consumer		3,544		-			3,544
		$	93,915	$	716		$	94,631
	31-Dec-13	Performing		Non-performing			Total
	Retail:
	1-4 family residential mortgages	$	29,329	$	401		$	29,730
	Home equity loans and lines		59,712		265			59,977
	Consumer		3,099		17			3,116
		$	92,140	$	683		$	92,823

Note_9_Fair_Value_Measurements1

Note 9 - Fair Value Measurements and Disclosures (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	'
	31-Mar-14	Quoted prices in active markets			Significant other observable			Significant unobservable		Balance at end
		for identical			input (Level 2)			inputs (Level 3)		of period
		assets (Level 1)
	Recurring fair value measurements
	Trading Securities
	State and municipal securities		-		$	4,485			-	$	4,485
	Securities available-for-sale
	U.S. Government agency securities		-			62,094			-		62,094
	State and municipal securities		-			80,235			-		80,235
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed securities		-			129,762			-		129,762
	Collateralized mortgage obligations (CMOs)		-			72,330			-		72,330
	Pooled trust preferred securities		-			-		$	2,238		2,238
	Corporate debt securities		-			6,050			-		6,050
	Equity securities	$	6,743			-			-		6,743
	Total securities available-for-sale	$	6,743		$	350,471		$	2,238	$	359,452
	Total recurring fair value measurements	$	6,743		$	354,956		$	2,238	$	363,937
	Nonrecurring fair value measurements
	Impaired loans		-			-		$	2,528	$	2,528
	Mortgage servicing rights		-			-			509		509
	Total nonrecurring fair value measurements	$	-		$	-		$	3,037	$	3,037
	31-Dec-13	Quoted prices in active markets			Significant other observable			Significant unobservable		Balance at end
		for identical			input (Level 2)			inputs (Level 3)		of period
		assets (Level 1)
	Recurring fair value measurements
	Securities available-for-sale
	U.S. Government agency securities		-		$	71,639			-	$	71,639
	State and municipal securities		-			87,199			-		87,199
	U.S. Government agencies and sponsored enterprises (GSEs):
	Mortgage-backed securities		-			139,723			-		139,723
	Collateralized mortgage obligations (CMOs)		-			75,394			-		75,394
	Pooled trust preferred securities		-			-		$	2,069		2,069
	Corporate debt securities		-			6,021			-		6,021
	Equity securities	$	6,625			-			-		6,625
	Total securities available-for-sale	$	6,625		$	379,976		$	2,069	$	388,670
	Total recurring fair value measurements	$	6,625		$	379,976		$	2,069	$	388,670
	Nonrecurring fair value measurements
	Impaired loans	$	-		$	-		$	3,107	$	3,107
	Mortgage servicing rights		-			-			519		519
	Total nonrecurring fair value measurements	$	-		$	-		$	3,626	$	3,626
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	'
		Quantitative information about Level 3 fair value measurements
	31-Mar-14	Fair value		Valuation techniques		Unobservable input	Value or range
							of values
	Impaired loans	$	2,528	Appraisal of collateral (1)		Appraisal adjustments (2)		-10% to -30	%
						Liquidation expenses (2)		0% to -10	%
	Mortgage servicing rights	$	509	Discounted cash flow		Remaining term	29-Mar		yrs
						Discount rate		10% to 12	%
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	'
		Fair value measurements using
		significant unobservable inputs
		(Level 3)
	Balance, January 1, 2014	$	2,069
	Settlements		-
	Total gains or losses (realized/unrealized)
	Included in earnings		-
	Included in other comprehensive income		169
	Transfers in and/or out of Level 3		-
	Balance, March 31, 2014	$	2,238
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
								Fair value measurements
	31-Mar-14	Carrying			Fair value			Quoted prices in active markets for identical assets (Level 1)		Significant other observable inputs		Significant unobservable inputs
		amount								(Level 2)		(Level 3)
	Financial assets
	Cash and cash equivalents	$	22,341		$	22,341		$	22,341		-		-
	Investment securities:
	Trading		4,485			4,485			-	$	4,485		-
	Available-for-sale		359,452			359,452			6,743		350,471	$	2,238
	Held-to-maturity		146			161			-		161		-
	Restricted investment in bank stocks		1,764			1,764			1,764		-		-
	Net loans		513,037			513,395			-		-		513,395
	Mortgage servicing rights		509			630			-		-		630
	Accrued interest receivable		2,602			2,602			-		2,602		-
	Financial liabilities
	Deposits with no stated maturities	$	575,163		$	575,163		$	575,163		-	$	-
	Deposits with stated maturities		239,071			241,015			-	$	241,015		-
	Short-term borrowings		32,935			32,935			32,935		-		-
	Long-term debt		5,000			5,000			-		5,000		-
	Accrued interest payable		374			374			-		374		-
	Off-balance sheet instruments
	Commitments to extend credit	$	-		$	-		$	-	$	-	$	-
	Standby letters of credit		-			-			-		-		-
								Fair value measurements
	31-Dec-13	Carrying			Fair value			Quoted prices in active markets for identical assets (Level 1)		Significant other observable inputs		Significant unobservable inputs
		amount								(Level 2)		(Level 3)
	Financial assets
	Cash and cash equivalents	$	16,286		$	16,286		$	16,286		-		-
	Investment securities available-for-sale		388,670			388,670			6,625	$	379,976	$	2,069
	Investment securities held-to-maturity		146			162			-		162		-
	Restricted investment in bank stocks		1,764			1,764			1,764		-		-
	Net loans		492,791			491,635			-		-		491,635
	Mortgage servicing rights		519			643			-		-		643
	Accrued interest receivable		2,579			2,579			-		2,579		-
	Financial liabilities
	Deposits with no stated maturities	$	574,987		$	574,987		$	574,987		-	$	-
	Deposits with stated maturities		239,545			241,959			-	$	241,959		-
	Short-term borrowings		35,156			35,156			35,156		-		-
	Long-term debt		5,000			5,056			-		5,056		-
	Accrued interest payable		392			392			-		392		-
	Off-balance sheet instruments
	Commitments to extend credit	$	-		$	-		$	-	$	-	$	-
	Standby letters of credit		-			-			-		-		-

Note_10_Offbalancesheet_Financ1

Note 10 - Off-balance-sheet Financial Instruments and Guarantees (Tables)	3 Months Ended
	Mar. 31, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	'
		March 31,		December 31,
		2014		2013
	Commitments to extend credit and unused lines of credit	$	196,620	$	186,137
	Standby letters of credit		6,387		5,311
	Total financial instrument commitments	$	203,007	$	191,448

Note_11_Regulatory_Restriction1

Note 11 - Regulatory Restrictions (Tables)	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'
		Capital levels
		Actual					Adequately capitalized					Well capitalized
	As of March 31, 2014	Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total risk-based capital (to risk-weighted assets):
	Consolidated	$	88,847		14.14	%	$	50,254		8	%		N/A		N/A
	Bank		82,297		13.23			49,751		8		$	62,188		10	%
	Tier I capital (to risk-weighted assets):
	Consolidated		80,656		12.84			25,127		4			N/A		N/A
	Bank		74,511		11.98			24,875		4			37,313		6
	Tier I capital (to average assets):
	Consolidated		80,656		8.69			37,133		4			N/A		N/A
	Bank		74,511		8.08			36,889		4			46,112		5
		Capital levels
		Actual					Adequately capitalized					Well capitalized
	As of December 31, 2013	Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total risk-based capital (to risk-weighted assets):
	Consolidated	$	87,330		14.01	%	$	49,871		8	%		N/A		N/A
	Bank		81,076		13.13			49,402		8		$	61,753		10	%
	Tier I capital (to risk-weighted assets):
	Consolidated		79,037		12.68			24,936		4			N/A		N/A
	Bank		73,342		11.88			24,701		4			37,052		6
	Tier I capital (to average assets):
	Consolidated		79,037		8.45			37,419		4			N/A		N/A
	Bank		73,342		7.88			37,215		4			46,518		5

Note_3_Stockbased_Compensation2

Note 3 - Stock-based Compensation and Shareholders' Equity (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Note 3 - Stock-based Compensation and Shareholders' Equity (Details) [Line Items]	'	'	'
Employee Benefits and Share-based Compensation (in Dollars)	$19,000	$6,000	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options (in Dollars)	$133,000	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	20,000	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	12,500	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	123,300	'	115,800
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value (in Dollars per share)	$3.81	$4.52	'
The 1998 Plan [Member]	'	'	'
Note 3 - Stock-based Compensation and Shareholders' Equity (Details) [Line Items]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	220,500	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	'10 years	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'3 years	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	225,058	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period	30,444	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	164,814	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	29,800	'	'
The 2005 Plan [Member]	'	'	'
Note 3 - Stock-based Compensation and Shareholders' Equity (Details) [Line Items]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	200,000	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	'5 years	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	163,200	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period	45,000	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	24,700	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	93,500	'	'

Note_3_Stockbased_Compensation3

Note 3 - Stock-based Compensation and Shareholders' Equity (Details) - Assumptions Used in Option Pricing Model	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Assumptions Used in Option Pricing Model [Abstract]	'	'
Risk free interest rate	0.69%	0.35%
Dividend yield	4.28%	4.26%
Volatility	28.12%	34.10%
Expected life (years)	'5 years	'5 years

Note_3_Stockbased_Compensation4

Note 3 - Stock-based Compensation and Shareholders' Equity (Details) - Stock Option Activity (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014
Stock Option Activity [Abstract]	'
Number of Options	115,800
Weighted Average Exercise Price	$23.51
Weighted Average Remaining Contractual Term	'2 years 131 days
Exercisable at March 31, 2014	61,500
Exercisable at March 31, 2014	$25.61
Exercisable at March 31, 2014	'343 days
Exercisable at March 31, 2014	$287
Granted	20,000
Granted	$25.16
Exercised	-12,500
Exercised	$17.26
Number of Options	123,300
Weighted Average Exercise Price	$24.41
Weighted Average Remaining Contractual Term	'2 years 131 days
Aggregate Intrinsic Value	$576

Note_4_Share_Repurchase_Plan_D

Note 4 - Share Repurchase Plan (Details) (USD $)	3 Months Ended
	Mar. 31, 2014
Disclosure Text Block Supplement [Abstract]	'
Stock Repurchase Program, Number of Shares Authorized to be Repurchased	100,000
Stock Repurchased During Period, Shares	0
Stock Repurchased Since Inception, Shares	57,883
Treasury Stock, Average Cost Per Share	16.97
Stock Repurchased Since Inception, Value (in Dollars)	$982,000

Note_5_Earnings_Per_Share_Deta

Note 5 - Earnings Per Share (Details) (Equity Option [Member])	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Equity Option [Member]	'	'
Note 5 - Earnings Per Share (Details) [Line Items]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	69,800	52,300

Note_5_Earnings_Per_Share_Deta1

Note 5 - Earnings Per Share (Details) - Computation of Basic and Diluted Earnings Per Share (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Computation of Basic and Diluted Earnings Per Share [Abstract]	'	'
Numerator for basic and diluted earnings per share - net income (in Dollars)	$2,296	$2,408
Denominator for basic earnings per share - weighted average shares outstanding	3,275,961	3,232,109
Effect of dilutive securities - employee stock options	11,108	9,919
Denominator for diluted earnings per share - adjusted weighted average shares outstanding	3,287,069	3,242,028
Earnings per share - basic (in Dollars per share)	$0.70	$0.75
Earnings per share - diluted (in Dollars per share)	$0.70	$0.74

Note_6_Comprehensive_Income_De

Note 6 - Comprehensive Income (Details) - Components of Accumulated Other Comprehensive Income (USD $)	3 Months Ended			3 Months Ended	12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013
				Accumulated Net Unrealized Investment Gain (Loss) [Member]	Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'	'
Unrealized net holding losses on available-for-sale securities	'	'	'	($1,733,000)	($4,281,000)
Unrealized losses on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings	'	'	'	-762,000	-889,000
Accumulated other comprehensive loss	-2,495,000	'	-5,170,000	'	'
Tax effect	-697,000	-733,000	'	849,000	1,758,000
Accumulated other comprehensive loss, net of tax	($1,646,000)	'	($3,412,000)	'	'

Note_6_Comprehensive_Income_De1

Note 6 - Comprehensive Income (Details) - Amounts Reclassified Out of Accumulated Other Comprehensive Income (USD $)	3 Months Ended				12 Months Ended	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014
			Accumulated Net Unrealized Investment Gain (Loss) [Member]	Accumulated Net Unrealized Investment Gain (Loss) [Member]	Accumulated Net Unrealized Investment Gain (Loss) [Member]	Reclassification out of Accumulated Other Comprehensive Income [Member]
			Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]	'	'	'	'	'	'
Unrealized net holding gains on available-for-sale securities	'	'	$622	'	'	'
Tax effect	697,000	733,000	'	-849,000	-1,758,000	-212
Accumulated other comprehensive income, net of tax	$2,296,000	$2,408,000	'	'	'	$410

Note_7_Investment_Securities_D

Note 7 - Investment Securities (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Note 7 - Investment Securities (Details) [Line Items]	'	'	'
Trading Securities, Change in Unrealized Holding Gain (Loss)	($17,000)	'	'
Trading Securities	4,485,000	'	0
Proceeds from Sale of Available-for-sale Securities	12,581,000	4,097,000	'
Available-for-sale Securities Pledged as Collateral	192,485,000	'	207,868,000
Income Tax Benefit Related To Net Realized Gains Losses On Sales Of Securities	211,000	144,000	'
Proceeds from Sale of Held-to-maturity Securities	0	0	'
Available-for-sale Securities, Amortized Cost Basis	361,947,000	'	393,840,000
Available-for-sale Securities	359,452,000	'	388,670,000
Fair Value Inputs, Prepayment Rate	1.00%	'	'
Threshold for Identifying Banks with Trust Preferred Securities	15,000,000,000	'	'
Minimum Cost Saving for Refinance	2.00%	'	'
Bank Failure Rate	0.36%	'	'
Fair Value Inputs, Loss Severity	95.00%	'	'
Pooled Trust Preferred Securities [Member]	'	'	'
Note 7 - Investment Securities (Details) [Line Items]	'	'	'
Available-for-sale Securities, Amortized Cost Basis	3,519,000	'	3,519,000
Available-for-sale Securities	$2,238,000	'	$2,069,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	5	'	'
Pooled Trust Preferred Securities [Member] | Minimum [Member]	'	'	'
Note 7 - Investment Securities (Details) [Line Items]	'	'	'
Fair Value Inputs, Loss Severity	0.00%	'	'
Pooled Trust Preferred Securities [Member] | Maximum [Member]	'	'	'
Note 7 - Investment Securities (Details) [Line Items]	'	'	'
Fair Value Inputs, Loss Severity	100.00%	'	'

Note_7_Investment_Securities_D1

Note 7 - Investment Securities (Details) - Trading Securities, at Fair Value (USD $)	Mar. 31, 2014	Dec. 31, 2013
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
State and municipal securities	$4,485,000	$0
State and Municipal [Member]	'	'
Schedule of Trading Securities and Other Trading Assets [Line Items]	'	'
State and municipal securities	$4,485,000	'

Note_7_Investment_Securities_D2

Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale [Line Items]	'	'
Available-for-sale Securities	$359,452,000	$388,670,000
Available-for-sale Securities Gross Unrealized Holding Gains	4,406,000	4,446,000
Available-for-sale Securities Gross Unrealized Holding Losses	-6,901,000	-9,616,000
Available-for-sale Securities Amortized Cost	361,947,000	393,840,000
US Government Agencies Debt Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale [Line Items]	'	'
Available-for-sale Securities	62,094,000	71,639,000
Available-for-sale Securities Gross Unrealized Holding Gains	183,000	195,000
Available-for-sale Securities Gross Unrealized Holding Losses	-1,115,000	-1,702,000
Available-for-sale Securities Amortized Cost	63,026,000	73,146,000
State and Municipal [Member]	'	'
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale [Line Items]	'	'
Available-for-sale Securities	80,235,000	87,199,000
Available-for-sale Securities Gross Unrealized Holding Gains	1,282,000	1,023,000
Available-for-sale Securities Gross Unrealized Holding Losses	-831,000	-1,627,000
Available-for-sale Securities Amortized Cost	79,784,000	87,803,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale [Line Items]	'	'
Available-for-sale Securities	129,762,000	139,723,000
Available-for-sale Securities Gross Unrealized Holding Gains	1,520,000	1,436,000
Available-for-sale Securities Gross Unrealized Holding Losses	-1,654,000	-2,361,000
Available-for-sale Securities Amortized Cost	129,896,000	140,648,000
Collateralized Mortgage Obligations [Member]	'	'
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale [Line Items]	'	'
Available-for-sale Securities	72,330,000	75,394,000
Available-for-sale Securities Gross Unrealized Holding Gains	503,000	556,000
Available-for-sale Securities Gross Unrealized Holding Losses	-1,870,000	-2,334,000
Available-for-sale Securities Amortized Cost	73,697,000	77,172,000
Pooled Trust Preferred Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale [Line Items]	'	'
Available-for-sale Securities	2,238,000	2,069,000
Available-for-sale Securities Gross Unrealized Holding Gains	120,000	85,000
Available-for-sale Securities Gross Unrealized Holding Losses	-1,401,000	-1,535,000
Available-for-sale Securities Amortized Cost	3,519,000	3,519,000
Corporate Debt Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale [Line Items]	'	'
Available-for-sale Securities	6,050,000	6,021,000
Available-for-sale Securities Gross Unrealized Holding Gains	44,000	24,000
Available-for-sale Securities Gross Unrealized Holding Losses	-3,000	-13,000
Available-for-sale Securities Amortized Cost	6,009,000	6,010,000
Equity Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Available-for-Sale [Line Items]	'	'
Available-for-sale Securities	6,743,000	6,625,000
Available-for-sale Securities Gross Unrealized Holding Gains	754,000	1,127,000
Available-for-sale Securities Gross Unrealized Holding Losses	-27,000	-44,000
Available-for-sale Securities Amortized Cost	$6,016,000	$5,542,000

Note_7_Investment_Securities_D3

Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Value of Securities Available-for-Sale by Contractual Maturity (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized Cost and Estimated Fair Value of Securities Available-for-Sale by Contractual Maturity [Abstract]	'	'
Due in one year or less	$9,383	'
Due in one year or less	9,249	'
Due after one year through five years	198,407	'
Due after one year through five years	198,220	'
Due after five years through ten years	111,505	'
Due after five years through ten years	113,870	'
Due after ten years	33,414	'
Due after ten years	34,592	'
Equity securities	6,743	'
Equity securities	6,016	'
Total investment securities available-for-sale	359,452	388,670
Total investment securities available-for-sale	$361,947	$393,840

Note_7_Investment_Securities_D4

Note 7 - Investment Securities (Details) - Gross Realized Losses on Equity and Debt Securities and Other Than Temporary Impairment (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Note 7 - Investment Securities (Details) - Gross Realized Losses on Equity and Debt Securities and Other Than Temporary Impairment [Line Items]	'	'
Gross realized gains	$653	$423
Gross realized losses	-31	'
Net gains (losses)	622	423
Equity Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Gross Realized Losses on Equity and Debt Securities and Other Than Temporary Impairment [Line Items]	'	'
Gross realized gains	590	262
Net gains (losses)	590	262
Debt Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Gross Realized Losses on Equity and Debt Securities and Other Than Temporary Impairment [Line Items]	'	'
Gross realized gains	63	161
Gross realized losses	-31	'
Net gains (losses)	$32	$161

Note_7_Investment_Securities_D5

Note 7 - Investment Securities (Details) - Credit-Related Other-Than-Temporary Impairment (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Credit-Related Other-Than-Temporary Impairment [Abstract]	'	'	'	'
Balance, beginning of period	$1,271	$1,271	$1,271	$1,271
Balance, end of period	$1,271	$1,271	$1,271	$1,271

Note_7_Investment_Securities_D6

Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Held-to-Maturity (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Held-to-Maturity [Line Items]	'	'
State and municipal securities	$146	$146
State and municipal securities	161	162
State and Municipal [Member]	'	'
Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Values of Investment Securities Held-to-Maturity [Line Items]	'	'
State and municipal securities	146	146
State and municipal securities	15	16
State and municipal securities	$161	$162

Note_7_Investment_Securities_D7

Note 7 - Investment Securities (Details) - Amortized Cost and Estimated Fair Value of Securities Held-to-Maturity by Contractual Maturityaturity a (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized Cost and Estimated Fair Value of Securities Held-to-Maturity by Contractual Maturityaturity a [Abstract]	'	'
Due after one year through five years	$161	'
Due after one year through five years	146	'
Total investment securities held-to-maturity	161	162
Total investment securities held-to-maturity	$146	$146

Note_7_Investment_Securities_D8

Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position [Line Items]	'	'
No. of securities	202	240
Securities in an unrealized loss position less than 12 months fair value	$153,672	$200,036
Securities in an unrealized loss position less than 12 months unrealized losses	-3,875	-6,615
Securities in an unrealized loss position 12 months or longer fair value	37,051	29,404
Securities in an unrealized loss position 12 months or longer unrealized losses	-3,026	-3,001
Securities in an unrealized loss position fair value	190,723	229,440
Securities in an unrealized loss position unrealized losses	-6,901	-9,616
US Government Agencies Debt Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position [Line Items]	'	'
No. of securities	39	44
Securities in an unrealized loss position less than 12 months fair value	46,532	54,563
Securities in an unrealized loss position less than 12 months unrealized losses	-1,011	-1,548
Securities in an unrealized loss position 12 months or longer fair value	1,894	2,846
Securities in an unrealized loss position 12 months or longer unrealized losses	-104	-154
Securities in an unrealized loss position fair value	48,426	57,409
Securities in an unrealized loss position unrealized losses	-1,115	-1,702
State and Municipal [Member]	'	'
Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position [Line Items]	'	'
No. of securities	69	87
Securities in an unrealized loss position less than 12 months fair value	24,514	33,750
Securities in an unrealized loss position less than 12 months unrealized losses	-641	-1,379
Securities in an unrealized loss position 12 months or longer fair value	5,441	4,288
Securities in an unrealized loss position 12 months or longer unrealized losses	-190	-248
Securities in an unrealized loss position fair value	29,955	38,038
Securities in an unrealized loss position unrealized losses	-831	-1,627
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position [Line Items]	'	'
No. of securities	42	54
Securities in an unrealized loss position less than 12 months fair value	56,621	75,720
Securities in an unrealized loss position less than 12 months unrealized losses	-1,560	-2,238
Securities in an unrealized loss position 12 months or longer fair value	1,893	1,884
Securities in an unrealized loss position 12 months or longer unrealized losses	-94	-123
Securities in an unrealized loss position fair value	58,514	77,604
Securities in an unrealized loss position unrealized losses	-1,654	-2,361
Collateralized Mortgage Obligations [Member]	'	'
Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position [Line Items]	'	'
No. of securities	41	45
Securities in an unrealized loss position less than 12 months fair value	23,271	33,622
Securities in an unrealized loss position less than 12 months unrealized losses	-633	-1,413
Securities in an unrealized loss position 12 months or longer fair value	26,007	18,567
Securities in an unrealized loss position 12 months or longer unrealized losses	-1,237	-921
Securities in an unrealized loss position fair value	49,278	52,189
Securities in an unrealized loss position unrealized losses	-1,870	-2,334
Pooled Trust Preferred Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position [Line Items]	'	'
No. of securities	5	5
Securities in an unrealized loss position 12 months or longer fair value	1,816	1,683
Securities in an unrealized loss position 12 months or longer unrealized losses	-1,401	-1,535
Securities in an unrealized loss position fair value	1,816	1,683
Securities in an unrealized loss position unrealized losses	-1,401	-1,535
Corporate Debt Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position [Line Items]	'	'
No. of securities	2	2
Securities in an unrealized loss position less than 12 months fair value	1,999	1,987
Securities in an unrealized loss position less than 12 months unrealized losses	-3	-13
Securities in an unrealized loss position fair value	1,999	1,987
Securities in an unrealized loss position unrealized losses	-3	-13
Equity Securities [Member]	'	'
Note 7 - Investment Securities (Details) - Securities in a Continuous Unrealized Loss Position [Line Items]	'	'
No. of securities	4	3
Securities in an unrealized loss position less than 12 months fair value	735	394
Securities in an unrealized loss position less than 12 months unrealized losses	-27	-24
Securities in an unrealized loss position 12 months or longer fair value	'	136
Securities in an unrealized loss position 12 months or longer unrealized losses	'	-20
Securities in an unrealized loss position fair value	735	530
Securities in an unrealized loss position unrealized losses	($27)	($44)

Note_7_Investment_Securities_D9

Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities (USD $)	3 Months Ended
	Mar. 31, 2014		Dec. 31, 2013
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Book value	$361,947,000		$393,840,000
Available-for-sale Securities	359,452,000		388,670,000
PreTSL IV [Member]	'		'
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Class	'Mezzanine*	[1]	'
Book value	243,000	[1]	'
Available-for-sale Securities	202,000	[1]	'
Unrealized gains (losses)	-41,000	[1]	'
Total recognized OTTI credit loss	-1,000	[1]	'
Moody's/Fitch ratings	'B1/B	[1]	'
Current number of performing banks	5	[1]	'
Actual deferrals and defaults as a % of total collateral	18.00%	[1]	'
Total performing collateral as a % of outstanding bonds	139.80%	[1]	'
PreTSL V [Member]	'		'
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Class	'Mezzanine*		'
Total recognized OTTI credit loss	-118,000	[1]	'
Moody's/Fitch ratings	'C/D	[1]	'
Actual deferrals and defaults as a % of total collateral	100.00%	[1]	'
Total performing collateral as a % of outstanding bonds	12.70%	[1]	'
PreTSL XVII [Member]	'		'
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Class	'Mezzanine		'
Book value	752,000		'
Available-for-sale Securities	456,000		'
Unrealized gains (losses)	-296,000		'
Total recognized OTTI credit loss	-222,000		'
Moody's/Fitch ratings	'C/C		'
Current number of performing banks	32		'
Current number of performing insurance companies	5		'
Actual deferrals and defaults as a % of total collateral	29.10%		'
Total performing collateral as a % of outstanding bonds	84.20%		'
PreTSL XIX [Member]	'		'
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Class	'Mezzanine		'
Book value	988,000		'
Available-for-sale Securities	469,000		'
Unrealized gains (losses)	-519,000		'
Total recognized OTTI credit loss	0		'
Moody's/Fitch ratings	'C/C		'
Current number of performing banks	38		'
Current number of performing insurance companies	12		'
Actual deferrals and defaults as a % of total collateral	20.30%		'
Total performing collateral as a % of outstanding bonds	85.70%		'
PreTSL XXV [Member]	'		'
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Class	'Mezzanine		'
Book value	766,000		'
Available-for-sale Securities	379,000		'
Unrealized gains (losses)	-387,000		'
Total recognized OTTI credit loss	-222,000		'
Moody's/Fitch ratings	'C/C		'
Current number of performing banks	45		'
Current number of performing insurance companies	6		'
Actual deferrals and defaults as a % of total collateral	29.30%		'
Total performing collateral as a % of outstanding bonds	86.10%		'
PreTSL XXVI [Member]	'		'
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Class	'Mezzanine		'
Book value	469,000		'
Available-for-sale Securities	310,000		'
Unrealized gains (losses)	-159,000		'
Total recognized OTTI credit loss	-270,000		'
Moody's/Fitch ratings	'C/C		'
Current number of performing banks	40		'
Current number of performing insurance companies	7		'
Actual deferrals and defaults as a % of total collateral	29.00%		'
Total performing collateral as a % of outstanding bonds	86.00%		'
PreTSL XXVII [Member]	'		'
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Class	'Mezzanine		'
Book value	301,000		'
Available-for-sale Securities	422,000		'
Unrealized gains (losses)	121,000		'
Total recognized OTTI credit loss	-438,000		'
Moody's/Fitch ratings	'C/C		'
Current number of performing banks	40		'
Current number of performing insurance companies	7		'
Actual deferrals and defaults as a % of total collateral	29.00%		'
Total performing collateral as a % of outstanding bonds	86.00%		'
Pooled Trust Preferred Securities [Member]	'		'
Note 7 - Investment Securities (Details) - Pooled Trust Preferred Securities [Line Items]	'		'
Book value	3,519,000		3,519,000
Available-for-sale Securities	2,238,000		2,069,000
Unrealized gains (losses)	-1,281,000		'
Total recognized OTTI credit loss	($1,271,000)		'
[1]	Mezzanine* - only class of bonds still outstanding (represents the senior-most obligation of the trust)

Note_8_Loans_and_Allowance_for2

Note 8 - Loans and Allowance for Loan Losses (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Note 8 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'	'
Bank Overdrafts	$113,000	'	$138,000
Loans and Leases Receivable, Impaired, Commitment to Lend	1,627,000	'	1,603,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	1,000	0	'
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	'	'
Residential Portfolio Segment [Member] | Maximum [Member]	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'	'
Loan-to-value Ratio	80.00%	'	'
Performing Financing Receivable [Member]	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'	'
Financing Receivable, Modifications, Recorded Investment	1,936,000	'	1,960,000
Nonperforming Financing Receivable [Member]	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) [Line Items]	'	'	'
Financing Receivable, Modifications, Recorded Investment	$6,529,000	'	$6,601,000

Note_8_Loans_and_Allowance_for3

Note 8 - Loans and Allowance for Loan Losses (Details) - Major Classes of Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	$521,838	$501,752
Net unearned costs (fees)	18	-36
Loans receivable	521,856	501,716
Commercial:Commercial and Industrial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	117,527	111,339
Commercial:Construction [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	16,635	15,929
Commercial:Secured by Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	191,228	190,602
Commercial Secured By Residential Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	47,905	47,672
State And Political Subdivisions [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	45,069	33,773
Loans To Depository Institutions [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	750	1,250
Indirect Lease Financing [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	8,093	8,364
Retail:1-4 Family Residential Mortgages [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	31,493	29,730
Retail Home Equity Loans And Lines [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	59,594	59,977
Retail:Consumer [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Major Classes of Loans	$3,544	$3,116

Note_8_Loans_and_Allowance_for4

Note 8 - Loans and Allowance for Loan Losses (Details) - Loan Portfolio Summarized by the Aggregate Pass Ratings (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	$521,838	$501,752
Commercial:Commercial and Industrial [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	108,225	100,943
Commercial:Commercial and Industrial [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	55	59
Commercial:Commercial and Industrial [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	9,247	10,337
Commercial:Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	117,527	111,339
Commercial:Construction [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	14,712	13,751
Commercial:Construction [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	796	827
Commercial:Construction [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	1,127	1,351
Commercial:Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	16,635	15,929
Commercial:Secured by Commercial Real Estate [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	164,109	163,349
Commercial:Secured by Commercial Real Estate [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	4,158	4,199
Commercial:Secured by Commercial Real Estate [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	22,961	23,054
Commercial:Secured by Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	191,228	190,602
Commercial Secured By Residential Real Estate [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	44,186	43,854
Commercial Secured By Residential Real Estate [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	186	187
Commercial Secured By Residential Real Estate [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	3,533	3,631
Commercial Secured By Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	47,905	47,672
State And Political Subdivisions [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	44,797	33,488
State And Political Subdivisions [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	272	285
State And Political Subdivisions [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	45,069	33,773
Loans To Depository Institutions [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	750	1,250
Loans To Depository Institutions [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	750	1,250
Indirect Lease Financing [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	7,948	8,199
Indirect Lease Financing [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	145	165
Indirect Lease Financing [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	8,093	8,364
Excluding Retail Loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	384,727	364,834
Excluding Retail Loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	5,195	5,272
Excluding Retail Loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	37,285	38,823
Excluding Retail Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Commercial Loans	$427,207	$408,929

Note_8_Loans_and_Allowance_for5

Note 8 - Loans and Allowance for Loan Losses (Details) - Retail Loans by Credit Quality (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	$521,838	$501,752
Retail:1-4 Family Residential Mortgages [Member] | Performing Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	31,096	29,329
Retail:1-4 Family Residential Mortgages [Member] | Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	397	401
Retail:1-4 Family Residential Mortgages [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	31,493	29,730
Retail Home Equity Loans And Lines [Member] | Performing Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	59,275	59,712
Retail Home Equity Loans And Lines [Member] | Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	319	265
Retail Home Equity Loans And Lines [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	59,594	59,977
Retail:Consumer [Member] | Performing Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	3,544	3,099
Retail:Consumer [Member] | Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	'	17
Retail:Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	3,544	3,116
Total Retail Loans [Member] | Performing Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	93,915	92,140
Total Retail Loans [Member] | Nonperforming Financing Receivable [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	716	683
Total Retail Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Retail Loans	$94,631	$92,823

Note_8_Loans_and_Allowance_for6

Note 8 - Loans and Allowance for Loan Losses (Details) - Past Due Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	$4,507	$3,928
60 - 89 Days Past Due	59	688
90 Days or More Past Due	1,429	770
Total Past Due Loans	5,995	5,386
Current	515,843	496,366
Total Loans Receivable	521,838	501,752
Commercial:Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	1,327	112
90 Days or More Past Due	'	17
Total Past Due Loans	1,327	129
Current	116,200	111,210
Total Loans Receivable	117,527	111,339
Commercial:Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	16,635	15,929
Total Loans Receivable	16,635	15,929
Commercial:Secured by Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	1,194	1,126
60 - 89 Days Past Due	'	361
90 Days or More Past Due	597	255
Total Past Due Loans	1,791	1,742
Current	189,437	188,860
Total Loans Receivable	191,228	190,602
Commercial Secured By Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	1,004	1,242
60 - 89 Days Past Due	'	98
90 Days or More Past Due	396	105
Total Past Due Loans	1,400	1,445
Current	46,505	46,227
Total Loans Receivable	47,905	47,672
State And Political Subdivisions [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	236	65
60 - 89 Days Past Due	'	65
Total Past Due Loans	236	130
Current	44,833	33,643
Total Loans Receivable	45,069	33,773
Loans To Depository Institutions [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	750	1,250
Total Loans Receivable	750	1,250
Indirect Lease Financing [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	367	311
60 - 89 Days Past Due	28	152
90 Days or More Past Due	10	'
Total Past Due Loans	405	463
Current	7,688	7,901
Total Loans Receivable	8,093	8,364
Retail:1-4 Family Residential Mortgages [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	308	752
60 - 89 Days Past Due	'	5
90 Days or More Past Due	281	270
Total Past Due Loans	589	1,027
Current	30,904	28,703
Total Loans Receivable	31,493	29,730
Retail Home Equity Loans And Lines [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	54	295
60 - 89 Days Past Due	24	2
90 Days or More Past Due	145	106
Total Past Due Loans	223	403
Current	59,371	59,574
Total Loans Receivable	59,594	59,977
Retail:Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 - 59 Days Past Due	17	25
60 - 89 Days Past Due	7	5
90 Days or More Past Due	'	17
Total Past Due Loans	24	47
Current	3,520	3,069
Total Loans Receivable	$3,544	$3,116

Note_8_Loans_and_Allowance_for7

Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
90 days or more past due and still accruing	'	$1
Non-accrual	12,824	13,453
Commercial:Commercial and Industrial [Member]	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
Non-accrual	3,099	3,956
Commercial:Construction [Member]	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
Non-accrual	1,097	1,319
Commercial:Secured by Commercial Real Estate [Member]	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
Non-accrual	2,739	4,630
Commercial Secured By Residential Real Estate [Member]	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
Non-accrual	5,146	2,829
Indirect Lease Financing [Member]	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
Non-accrual	27	37
Retail:1-4 Family Residential Mortgages [Member]	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
Non-accrual	397	401
Retail Home Equity Loans And Lines [Member]	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
Non-accrual	319	265
Retail:Consumer [Member]	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Non-Accrual Loans [Line Items]	'	'
90 days or more past due and still accruing	'	1
Non-accrual	'	$16

Note_8_Loans_and_Allowance_for8

Note 8 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Commercial:	'	'
Balance, Beginning of Period	$8,925	$9,772
Charge-offs	-154	-451
Recoveries	48	30
Balance, End of Period	8,819	9,351
Commercial:Commercial and Industrial [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	2,044	2,505
Provision for (Credit to) Loan Losses	274	-198
Charge-offs	-17	'
Recoveries	7	7
Balance, End of Period	2,308	2,314
Commercial:Construction [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	439	209
Provision for (Credit to) Loan Losses	-48	21
Balance, End of Period	391	230
Commercial:Secured by Commercial Real Estate [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	2,898	3,795
Provision for (Credit to) Loan Losses	-141	78
Balance, End of Period	2,757	3,873
Commercial Secured By Residential Real Estate [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	1,632	1,230
Provision for (Credit to) Loan Losses	-170	252
Charge-offs	-1	-336
Recoveries	4	'
Balance, End of Period	1,465	1,146
State And Political Subdivisions [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	186	260
Provision for (Credit to) Loan Losses	107	-3
Balance, End of Period	293	257
Loans To Depository Institutions [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	4	15
Provision for (Credit to) Loan Losses	-1	-5
Balance, End of Period	3	10
Indirect Lease Financing [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	103	168
Provision for (Credit to) Loan Losses	5	2
Charge-offs	-6	-1
Recoveries	4	10
Balance, End of Period	106	179
Retail:1-4 Family Residential Mortgages [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	303	324
Provision for (Credit to) Loan Losses	11	-24
Balance, End of Period	314	300
Retail Home Equity Loans And Lines [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	583	582
Provision for (Credit to) Loan Losses	87	224
Charge-offs	-87	-93
Recoveries	19	1
Balance, End of Period	602	714
Retail:Consumer [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	64	27
Provision for (Credit to) Loan Losses	28	11
Charge-offs	-43	-21
Recoveries	14	12
Balance, End of Period	63	29
Unallocated Financing Receivables [Member]	'	'
Commercial:	'	'
Balance, Beginning of Period	669	657
Provision for (Credit to) Loan Losses	-152	-358
Balance, End of Period	$517	$299

Note_8_Loans_and_Allowance_for9

Note 8 - Loans and Allowance for Loan Losses (Details) - Specific Reserve for Loans Modified as TDR's (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
TDRs with no specific allowance recorded	$22,907	$23,404
TDRs with an allowance recorded	5,093	5,609
TDRs with an allowance recorded	1,999	2,022
	28,000	29,013
	1,999	2,022
Unallocated Financing Receivables [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
TDRs with no specific allowance recorded	5,633	5,647
TDRs with an allowance recorded	2,832	2,914
TDRs with an allowance recorded	1,484	1,395
	8,465	8,561
	$1,484	$1,395

Recovered_Sheet1

Note 8 - Loans and Allowance for Loan Losses (Details) - Loans by Loan Class Modified as TDRs (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Commercial:	'	'
Number of Contracts	1	1
Pre-modification Outstanding Recorded Investment	$288	$1,822
Post-modification Outstanding Recorded Investment	285	1,822
Commercial:Commercial and Industrial [Member]	'	'
Commercial:	'	'
Number of Contracts	1	'
Pre-modification Outstanding Recorded Investment	288	'
Post-modification Outstanding Recorded Investment	285	'
Commercial:Secured by Commercial Real Estate [Member]	'	'
Commercial:	'	'
Number of Contracts	'	1
Pre-modification Outstanding Recorded Investment	'	1,822
Post-modification Outstanding Recorded Investment	'	$1,822

Recovered_Sheet2

Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	$8,819	$8,925	$9,351	$9,772
Allowance for Loan Losses - Individually Evaluated for Impairment	1,999	2,022	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	6,303	6,234	'	'
Loans Receivable - Balance	521,838	501,752	'	'
Loans Receivable - Individually Evaluated for Impairment	26,506	27,617	'	'
Loans Receivable - Collectively Evaluated for Impairment	495,332	474,135	'	'
Commercial:Commercial and Industrial [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	2,308	2,044	2,314	2,505
Allowance for Loan Losses - Individually Evaluated for Impairment	1,153	1,106	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	1,155	938	'	'
Loans Receivable - Balance	117,527	111,339	'	'
Loans Receivable - Individually Evaluated for Impairment	9,218	10,304	'	'
Loans Receivable - Collectively Evaluated for Impairment	108,309	101,035	'	'
Commercial:Construction [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	391	439	230	209
Allowance for Loan Losses - Individually Evaluated for Impairment	76	121	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	315	318	'	'
Loans Receivable - Balance	16,635	15,929	'	'
Loans Receivable - Individually Evaluated for Impairment	1,127	1,351	'	'
Loans Receivable - Collectively Evaluated for Impairment	15,508	14,578	'	'
Commercial:Secured by Commercial Real Estate [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	2,757	2,898	3,873	3,795
Allowance for Loan Losses - Individually Evaluated for Impairment	'	9	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	2,757	2,889	'	'
Loans Receivable - Balance	191,228	190,602	'	'
Loans Receivable - Individually Evaluated for Impairment	12,700	12,288	'	'
Loans Receivable - Collectively Evaluated for Impairment	178,528	178,314	'	'
Commercial Secured By Residential Real Estate [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	1,465	1,632	1,146	1,230
Allowance for Loan Losses - Individually Evaluated for Impairment	636	639	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	829	993	'	'
Loans Receivable - Balance	47,905	47,672	'	'
Loans Receivable - Individually Evaluated for Impairment	2,739	2,833	'	'
Loans Receivable - Collectively Evaluated for Impairment	45,166	44,839	'	'
State And Political Subdivisions [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	293	186	257	260
Allowance for Loan Losses - Collectively Evaluated for Impairment	293	186	'	'
Loans Receivable - Balance	45,069	33,773	'	'
Loans Receivable - Collectively Evaluated for Impairment	45,069	33,773	'	'
Loans To Depository Institutions [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	3	4	10	15
Allowance for Loan Losses - Collectively Evaluated for Impairment	3	4	'	'
Loans Receivable - Balance	750	1,250	'	'
Loans Receivable - Collectively Evaluated for Impairment	750	1,250	'	'
Indirect Lease Financing [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	106	103	179	168
Allowance for Loan Losses - Individually Evaluated for Impairment	1	3	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	105	100	'	'
Loans Receivable - Balance	8,093	8,364	'	'
Loans Receivable - Individually Evaluated for Impairment	27	37	'	'
Loans Receivable - Collectively Evaluated for Impairment	8,066	8,327	'	'
Retail:1-4 Family Residential Mortgages [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	314	303	300	324
Allowance for Loan Losses - Individually Evaluated for Impairment	63	63	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	251	240	'	'
Loans Receivable - Balance	31,493	29,730	'	'
Loans Receivable - Individually Evaluated for Impairment	515	522	'	'
Loans Receivable - Collectively Evaluated for Impairment	30,978	29,208	'	'
Retail Home Equity Loans And Lines [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	602	583	714	582
Allowance for Loan Losses - Individually Evaluated for Impairment	70	70	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	532	513	'	'
Loans Receivable - Balance	59,594	59,977	'	'
Loans Receivable - Individually Evaluated for Impairment	180	266	'	'
Loans Receivable - Collectively Evaluated for Impairment	59,414	59,711	'	'
Retail:Consumer [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	63	64	29	27
Allowance for Loan Losses - Individually Evaluated for Impairment	'	11	'	'
Allowance for Loan Losses - Collectively Evaluated for Impairment	63	53	'	'
Loans Receivable - Balance	3,544	3,116	'	'
Loans Receivable - Individually Evaluated for Impairment	'	16	'	'
Loans Receivable - Collectively Evaluated for Impairment	3,544	3,100	'	'
Unallocated [Member]	'	'	'	'
Note 8 - Loans and Allowance for Loan Losses (Details) - Loans Disaggregated by Impairment Method [Line Items]	'	'	'	'
Allowance for Loan Losses - Balance	$517	$669	'	'

Recovered_Sheet3

Note 8 - Loans and Allowance for Loan Losses (Details) - Impaired Loans (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
With No Allowance - Recorded Investment	$21,979	$22,515
With No Allowance - Unpaid Principal Balance	22,907	23,404
With an Allowance - Recorded Investment	4,527	5,102
With an Allowance - Unpaid Principal Balance	5,093	5,609
With an Allowance - Related Allowance	1,999	2,022
Total - Recorded Investment	26,506	27,617
Total - Unpaid Principal Balance	28,000	29,013
Total - Related Allowance	1,999	2,022
Total - Average Recorded Investment	27,549	29,254
Total - Interest Income Recognized	197	560
Commercial:Commercial and Industrial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Allowance - Recorded Investment	7,583	8,222
With No Allowance - Unpaid Principal Balance	7,798	8,417
With an Allowance - Recorded Investment	1,635	2,082
With an Allowance - Unpaid Principal Balance	1,934	2,350
With an Allowance - Related Allowance	1,153	1,106
Total - Recorded Investment	9,218	10,304
Total - Unpaid Principal Balance	9,732	10,767
Total - Related Allowance	1,153	1,106
Total - Average Recorded Investment	10,343	6,732
Total - Interest Income Recognized	90	34
Commercial:Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Allowance - Recorded Investment	706	916
With No Allowance - Unpaid Principal Balance	942	1,140
With an Allowance - Recorded Investment	421	435
With an Allowance - Unpaid Principal Balance	485	493
With an Allowance - Related Allowance	76	121
Total - Recorded Investment	1,127	1,351
Total - Unpaid Principal Balance	1,427	1,633
Total - Related Allowance	76	121
Total - Average Recorded Investment	1,297	3,179
Total - Interest Income Recognized	'	46
Commercial:Secured by Commercial Real Estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Allowance - Recorded Investment	12,700	12,251
With No Allowance - Unpaid Principal Balance	13,082	12,568
With an Allowance - Recorded Investment	'	37
With an Allowance - Unpaid Principal Balance	'	37
With an Allowance - Related Allowance	'	9
Total - Recorded Investment	12,700	12,288
Total - Unpaid Principal Balance	13,082	12,605
Total - Related Allowance	'	9
Total - Average Recorded Investment	12,346	13,765
Total - Interest Income Recognized	105	399
Commercial Secured By Residential Real Estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Allowance - Recorded Investment	674	728
With No Allowance - Unpaid Principal Balance	719	839
With an Allowance - Recorded Investment	2,065	2,105
With an Allowance - Unpaid Principal Balance	2,228	2,248
With an Allowance - Related Allowance	636	639
Total - Recorded Investment	2,739	2,833
Total - Unpaid Principal Balance	2,947	3,087
Total - Related Allowance	636	639
Total - Average Recorded Investment	2,787	3,090
Total - Interest Income Recognized	'	23
State And Political Subdivisions [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Total - Average Recorded Investment	'	1,636
Total - Interest Income Recognized	'	53
Indirect Lease Financing [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Allowance - Recorded Investment	17	13
With No Allowance - Unpaid Principal Balance	21	16
With an Allowance - Recorded Investment	10	24
With an Allowance - Unpaid Principal Balance	13	27
With an Allowance - Related Allowance	1	3
Total - Recorded Investment	27	37
Total - Unpaid Principal Balance	34	43
Total - Related Allowance	1	3
Total - Average Recorded Investment	31	63
Total - Interest Income Recognized	1	'
Retail:1-4 Family Residential Mortgages [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Allowance - Recorded Investment	244	250
With No Allowance - Unpaid Principal Balance	271	274
With an Allowance - Recorded Investment	271	272
With an Allowance - Unpaid Principal Balance	283	284
With an Allowance - Related Allowance	63	63
Total - Recorded Investment	515	522
Total - Unpaid Principal Balance	554	558
Total - Related Allowance	63	63
Total - Average Recorded Investment	518	495
Total - Interest Income Recognized	1	5
Retail Home Equity Loans And Lines [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Allowance - Recorded Investment	55	135
With No Allowance - Unpaid Principal Balance	74	150
With an Allowance - Recorded Investment	125	131
With an Allowance - Unpaid Principal Balance	150	154
With an Allowance - Related Allowance	70	70
Total - Recorded Investment	180	266
Total - Unpaid Principal Balance	224	304
Total - Related Allowance	70	70
Total - Average Recorded Investment	223	293
Retail:Consumer [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
With an Allowance - Recorded Investment	'	16
With an Allowance - Unpaid Principal Balance	'	16
With an Allowance - Related Allowance	'	11
Total - Recorded Investment	'	16
Total - Unpaid Principal Balance	'	16
Total - Related Allowance	'	11
Total - Average Recorded Investment	$4	$1

Note_9_Fair_Value_Measurements2

Note 9 - Fair Value Measurements and Disclosures (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Note 9 - Fair Value Measurements and Disclosures (Details) [Line Items]	'	'
Fair Value, Assets, Level 1 to Level 2 Transfers, Amount	$0	'
Fair Value, Assets, Level 2 to Level 1 Transfers, Amount	0	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Transfers Into Level 3	0	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers out of Level 3	0	'
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	0	0
Fair Value Inputs, Loss Severity	95.00%	'
Fair Value Inputs, Prepayment Rate	1.00%	'
Threshold for Identifying Banks with Trust Preferred Securities	$15,000,000,000	'
Minimum Cost Saving for Refinance	2.00%	'
Minimum [Member] | London Interbank Offered Rate (LIBOR) [Member]	'	'
Note 9 - Fair Value Measurements and Disclosures (Details) [Line Items]	'	'
Debt Instrument, Basis Spread on Variable Rate	3.96%	'
Maximum [Member] | London Interbank Offered Rate (LIBOR) [Member]	'	'
Note 9 - Fair Value Measurements and Disclosures (Details) [Line Items]	'	'
Debt Instrument, Basis Spread on Variable Rate	9.28%	'

Note_9_Fair_Value_Measurements3

Note 9 - Fair Value Measurements and Disclosures (Details) - Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis (USD $)	Mar. 31, 2014	Dec. 31, 2013
Trading Securities	'	'
State and municipal securities	$4,485,000	$0
Securities available-for-sale	'	'
Available for Sale Securities	359,452,000	388,670,000
Total Recurring Fair Value Measurements	363,937,000	388,670,000
Nonrecurring fair value measurements	'	'
Nonrecurring Fair Value Measurements	3,037,000	3,626,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Trading Securities	'	'
State and municipal securities	4,485,000	'
Securities available-for-sale	'	'
Available for Sale Securities	80,235,000	87,199,000
US States and Political Subdivisions Debt Securities [Member]	'	'
Trading Securities	'	'
State and municipal securities	4,485,000	'
Securities available-for-sale	'	'
Available for Sale Securities	80,235,000	87,199,000
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	62,094,000	71,639,000
US Government Agencies Debt Securities [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	62,094,000	71,639,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	129,762,000	139,723,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	129,762,000	139,723,000
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	72,330,000	75,394,000
Collateralized Mortgage Obligations [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	72,330,000	75,394,000
Pooled Trust Preferred Securities [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	2,238,000	2,069,000
Pooled Trust Preferred Securities [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	2,238,000	2,069,000
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	6,050,000	6,021,000
Corporate Debt Securities [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	6,050,000	6,021,000
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	6,743,000	6,625,000
Equity Securities [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	6,743,000	6,625,000
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Nonrecurring fair value measurements	'	'
Nonrecurring Fair Value Measurements	2,528,000	3,107,000
Impaired Loans [Member]	'	'
Nonrecurring fair value measurements	'	'
Nonrecurring Fair Value Measurements	2,528,000	3,107,000
Mortgage Servicing Rights [Member] | Fair Value, Inputs, Level 3 [Member]	'	'
Nonrecurring fair value measurements	'	'
Nonrecurring Fair Value Measurements	509,000	519,000
Mortgage Servicing Rights [Member]	'	'
Nonrecurring fair value measurements	'	'
Nonrecurring Fair Value Measurements	509,000	519,000
Fair Value, Inputs, Level 1 [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	6,743,000	6,625,000
Total Recurring Fair Value Measurements	6,743,000	6,625,000
Fair Value, Inputs, Level 2 [Member]	'	'
Trading Securities	'	'
State and municipal securities	4,485,000	'
Securities available-for-sale	'	'
Available for Sale Securities	350,471,000	379,976,000
Total Recurring Fair Value Measurements	354,956,000	379,976,000
Fair Value, Inputs, Level 3 [Member]	'	'
Securities available-for-sale	'	'
Available for Sale Securities	2,238,000	2,069,000
Total Recurring Fair Value Measurements	2,238,000	2,069,000
Nonrecurring fair value measurements	'	'
Nonrecurring Fair Value Measurements	$3,037,000	$3,626,000

Note_9_Fair_Value_Measurements4

Note 9 - Fair Value Measurements and Disclosures (Details) - Quantitative Information about Assets Measured at Fair Value (USD $)

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

In Thousands, unless otherwise specified

Appraisal Adjustments [Member]

Appraisal Adjustments [Member]

Appraisal Adjustments [Member]

Liquidation Expenses [Member]

Liquidation Expenses [Member]

Liquidation Expenses [Member]

Remaining Term [Member]

Remaining Term [Member]

Remaining Term [Member]

Discount Rate [Member]

Discount Rate [Member]

Discount Rate [Member]

Impaired Loans [Member]

Impaired Loans [Member]

Mortgage Servicing Rights [Member]

Mortgage Servicing Rights [Member]

Impaired Loans [Member]

Minimum [Member]

Maximum [Member]

Impaired Loans [Member]

Minimum [Member]

Maximum [Member]

Mortgage Servicing Rights [Member]

Minimum [Member]

Maximum [Member]

Mortgage Servicing Rights [Member]

Minimum [Member]

Maximum [Member]

Impaired Loans [Member]

Impaired Loans [Member]

Impaired Loans [Member]

Impaired Loans [Member]

Mortgage Servicing Rights [Member]

Mortgage Servicing Rights [Member]

Mortgage Servicing Rights [Member]

Mortgage Servicing Rights [Member]

Fair Value Inputs, Assets, Quantitative Information [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair Value

$3,037

$3,626

$2,528

'

'

'

'

'

$509

'

'

'

'

'

$2,528

$3,107

$509

$519

Valuation Techniques

'

'

'Appraisal of collateral (1)

[1]

'

'

'

'

'

'Discounted cash flow

'

'

'

'

'

'

'

'

'

Unobservable Input

'

'

'Appraisal adjustments (2)

[2]

'

'

'Liquidation expenses (2)

[2]

'

'

'Remaining term

'

'

'Discount rate

'

'

'

'

'

'

Value or Range of Values

'

'

'

10.00%

30.00%

'

0.00%

10.00%

'

'

'

'

10.00%

12.00%

'

'

'

'

Mortgage servicing rights

$3,037

$3,626

$2,528

'

'

'

'

'

$509

'

'

'

'

'

$2,528

$3,107

$509

$519

Mortgage servicing rights

'

'

'Appraisal of collateral (1)

[1]

'

'

'

'

'

'Discounted cash flow

'

'

'

'

'

'

'

'

'

Mortgage servicing rights

'

'

'Appraisal adjustments (2)

[2]

'

'

'Liquidation expenses (2)

[2]

'

'

'Remaining term

'

'

'Discount rate

'

'

'

'

'

'

Mortgage servicing rights

'

'

'

'

'

'

'

'

'

'3 years

'29 years

'

'

'

'

'

'

'

[1]

Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various level 3 inputs which are not always identifiable.

[2]

Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range is presented as a percent of the initial appraised value.

Note_9_Fair_Value_Measurements5

Note 9 - Fair Value Measurements and Disclosures (Details) - Available-for-Sale Securities Measured at Fair Value Using Significant Unobservable Inputs (Fair Value, Inputs, Level 3 [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Fair Value, Inputs, Level 3 [Member]	'
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'
Balance, January 1, 2014	$2,069
Included in other comprehensive income	169
Balance, March 31, 2014	$2,238

Note_9_Fair_Value_Measurements6

Note 9 - Fair Value Measurements and Disclosures (Details) - Estimated Fair Values and Carrying Amounts of Financial and Off-Balance Sheet Instruments (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Financial assets	'	'	'	'
Cash and cash equivalents	$22,341,000	$16,286,000	$20,620,000	$15,453,000
Trading	4,485,000	0	'	'
Investment securities available-for-sale	359,452,000	388,670,000	'	'
Investment securities held-to-maturity	146,000	146,000	'	'
Investment securities held-to-maturity	161,000	162,000	'	'
Restricted investment in bank stocks	1,764,000	1,764,000	'	'
Net loans	513,037,000	492,791,000	'	'
Mortgage servicing rights	509,000	519,000	'	'
Accrued interest receivable	2,602,000	2,579,000	'	'
Financial liabilities	'	'	'	'
Deposits with no stated maturities	814,234,000	814,532,000	'	'
Short-term borrowings	32,935,000	35,156,000	'	'
Long-term debt	5,000,000	5,000,000	'	'
Accrued interest payable	374,000	392,000	'	'
With No Stated Maturities [Member] | Estimate of Fair Value Measurement [Member]	'	'	'	'
Financial liabilities	'	'	'	'
Deposits with no stated maturities	575,163,000	574,987,000	'	'
With No Stated Maturities [Member] | Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial liabilities	'	'	'	'
Deposits with no stated maturities	575,163,000	574,987,000	'	'
With No Stated Maturities [Member]	'	'	'	'
Financial liabilities	'	'	'	'
Deposits with no stated maturities	575,163,000	574,987,000	'	'
With Stated Maturities [Member] | Estimate of Fair Value Measurement [Member]	'	'	'	'
Financial liabilities	'	'	'	'
Deposits with no stated maturities	241,015,000	241,959,000	'	'
With Stated Maturities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial liabilities	'	'	'	'
Deposits with no stated maturities	241,015,000	241,959,000	'	'
With Stated Maturities [Member]	'	'	'	'
Financial liabilities	'	'	'	'
Deposits with no stated maturities	239,071,000	239,545,000	'	'
Estimate of Fair Value Measurement [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents	22,341,000	16,286,000	'	'
Trading	4,485,000	'	'	'
Investment securities available-for-sale	359,452,000	388,670,000	'	'
Investment securities held-to-maturity	161,000	162,000	'	'
Restricted investment in bank stocks	1,764,000	1,764,000	'	'
Net loans	513,395,000	491,635,000	'	'
Mortgage servicing rights	630,000	643,000	'	'
Accrued interest receivable	2,602,000	2,579,000	'	'
Financial liabilities	'	'	'	'
Short-term borrowings	32,935,000	35,156,000	'	'
Long-term debt	5,000,000	5,056,000	'	'
Accrued interest payable	374,000	392,000	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Financial assets	'	'	'	'
Cash and cash equivalents	22,341,000	16,286,000	'	'
Investment securities available-for-sale	6,743,000	6,625,000	'	'
Restricted investment in bank stocks	1,764,000	1,764,000	'	'
Financial liabilities	'	'	'	'
Short-term borrowings	32,935,000	35,156,000	'	'
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Financial assets	'	'	'	'
Trading	4,485,000	'	'	'
Investment securities available-for-sale	350,471,000	379,976,000	'	'
Investment securities held-to-maturity	161,000	162,000	'	'
Accrued interest receivable	2,602,000	2,579,000	'	'
Financial liabilities	'	'	'	'
Long-term debt	5,000,000	5,056,000	'	'
Accrued interest payable	374,000	392,000	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Financial assets	'	'	'	'
Investment securities available-for-sale	2,238,000	2,069,000	'	'
Net loans	513,395,000	491,635,000	'	'
Mortgage servicing rights	$630,000	$643,000	'	'

Note_10_Offbalancesheet_Financ2

Note 10 - Off-balance-sheet Financial Instruments and Guarantees (Details) - Financial Instrument Commitments (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial Instrument Commitments	$203,007	$191,448
Standby Letters of Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial Instrument Commitments	6,387	5,311
Commitments to Extend Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial Instrument Commitments	$196,620	$186,137

Note_11_Regulatory_Restriction2

Note 11 - Regulatory Restrictions (Details) - Capital Ratios and Regulatory Minimum Requirements (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Consolidated Entities [Member]	'	'
Total risk-based capital (to risk-weighted assets):	'	'
Capital Levels: Actual Amount	$88,847	$87,330
Capital Levels: Actual Ratio	14.14%	14.01%
Capital Levels: Adequately Capitalized Amount	50,254	49,871
Capital Levels: Adequately Capitalized Ratio	8.00%	8.00%
Capital Levels: Well Capitalized Amount	'	'
Capital Levels: Well Capitalized Ratio	'	'
Tier I capital (to risk-weighted assets):	'	'
Capital Levels: Actual Amount	80,656	79,037
Capital Levels: Actual Ratio	12.84%	12.68%
Capital Levels: Adequately Capitalized Amount	25,127	24,936
Capital Levels: Adequately Capitalized Ratio	4.00%	4.00%
Capital Levels: Well Capitalized Amount	'	'
Capital Levels: Well Capitalized Ratio	'	'
Tier I capital (to average assets):	'	'
Capital Levels: Actual Amount	80,656	79,037
Capital Levels: Actual Ratio	8.69%	8.45%
Capital Levels: Adequately Capitalized Amount	37,133	37,419
Capital Levels: Adequately Capitalized Ratio	4.00%	4.00%
Capital Levels: Well Capitalized Amount	'	'
Capital Levels: Well Capitalized Ratio	'	'
Bank [Member]	'	'
Total risk-based capital (to risk-weighted assets):	'	'
Capital Levels: Actual Amount	82,297	81,076
Capital Levels: Actual Ratio	13.23%	13.13%
Capital Levels: Adequately Capitalized Amount	49,751	49,402
Capital Levels: Adequately Capitalized Ratio	8.00%	8.00%
Capital Levels: Well Capitalized Amount	62,188	61,753
Capital Levels: Well Capitalized Ratio	10.00%	10.00%
Tier I capital (to risk-weighted assets):	'	'
Capital Levels: Actual Amount	74,511	73,342
Capital Levels: Actual Ratio	11.98%	11.88%
Capital Levels: Adequately Capitalized Amount	24,875	24,701
Capital Levels: Adequately Capitalized Ratio	4.00%	4.00%
Capital Levels: Well Capitalized Amount	37,313	37,052
Capital Levels: Well Capitalized Ratio	6.00%	6.00%
Tier I capital (to average assets):	'	'
Capital Levels: Actual Amount	74,511	73,342
Capital Levels: Actual Ratio	8.08%	7.88%
Capital Levels: Adequately Capitalized Amount	36,889	37,215
Capital Levels: Adequately Capitalized Ratio	4.00%	4.00%
Capital Levels: Well Capitalized Amount	$46,112	$46,518
Capital Levels: Well Capitalized Ratio	5.00%	5.00%