QNB (QNBC) 10-K 15 Mar 17 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2016	Mar. 02, 2017	Jun. 30, 2016
Document And Entity Information [Abstract]
Entity Registrant Name	QNB CORP
Trading Symbol	qnbc
Document Type	10-K
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		3,415,350
Entity Public Float			$ 101,874,803
Amendment Flag	false
Entity Central Index Key	750,558
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Well-known Seasoned Issuer	No
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 8,897,000	$ 9,159,000
Interest-bearing deposits in banks	1,824,000	7,832,000
Total cash and cash equivalents	10,721,000	16,991,000
Investment securities
Trading	3,596,000	4,189,000
Available-for-sale (amortized cost $396,168 and $362,742)	390,475,000	361,915,000
Held-to-maturity (fair value $0 and $151)	0	147,000
Restricted investment in bank stocks	1,017,000	508,000
Loans held-for-sale	789,000	987,000
Loans receivable	633,079,000	615,270,000
Allowance for loan losses	(7,394,000)	(7,554,000)
Net loans	625,685,000	607,716,000
Bank-owned life insurance	11,297,000	10,978,000
Premises and equipment, net	8,683,000	9,257,000
Accrued interest receivable	3,128,000	2,562,000
Net deferred tax assets	5,473,000	3,673,000
Other assets	2,277,000	2,013,000
Total assets	1,063,141,000	1,020,936,000
Deposits
Demand, non-interest bearing	119,010,000	98,543,000
Interest-bearing demand	255,754,000	274,925,000
Money market	74,762,000	67,172,000
Savings	238,247,000	221,770,000
Time	131,370,000	135,251,000
Time of $100 or more	94,212,000	92,125,000
Total deposits	913,355,000	889,786,000
Short-term borrowings	52,660,000	37,163,000
Accrued interest payable	335,000	330,000
Other liabilities	3,224,000	3,214,000
Total liabilities	969,574,000	930,493,000
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,576,270 shares and 3,524,363 shares issued; 3,411,701 and 3,359,794 shares outstanding	2,235,000	2,203,000
Surplus	17,418,000	15,973,000
Retained earnings	80,147,000	75,289,000
Accumulated other comprehensive loss, net of tax	(3,757,000)	(546,000)
Treasury stock, at cost; 164,569 shares	(2,476,000)	(2,476,000)
Total shareholders' equity	93,567,000	90,443,000
Total liabilities and shareholders' equity	$ 1,063,141,000	$ 1,020,936,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Statement Of Financial Position [Abstract]
Available-for-sale, amortized cost	$ 396,168	$ 362,742
Held-to-maturity, fair value	$ 0	$ 151
Common stock, par value (in dollars per share)	$ 0.625	$ 0.625
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	3,576,270	3,524,363
Common stock, shares outstanding (in shares)	3,411,701	3,359,794
Treasury stock, shares (in shares)	164,569	164,569

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Interest income
Interest and fees on loans	$ 25,525,000	$ 24,356,000	$ 22,759,000
Interest and dividends on investment securities (AFS & HTM):
Taxable	5,454,000	5,219,000	5,406,000
Tax-exempt	1,949,000	2,009,000	2,223,000
Interest on trading securities	138,000	163,000	158,000
Interest on interest-bearing balances and other interest income	171,000	128,000	124,000
Total interest income	33,237,000	31,875,000	30,670,000
Interest on deposits
Interest-bearing demand	666,000	678,000	673,000
Money market	192,000	158,000	126,000
Savings	923,000	806,000	770,000
Time	1,497,000	1,548,000	1,636,000
Time of $100 or more	1,301,000	1,199,000	1,155,000
Interest on short-term borrowings	154,000	117,000	114,000
Interest on long-term debt			70,000
Total interest expense	4,733,000	4,506,000	4,544,000
Net interest income	28,504,000	27,369,000	26,126,000
Provision for loan losses	30,000	200,000	400,000
Net interest income after provision for loan losses	28,474,000	27,169,000	25,726,000
Non-interest income
Total other-than-temporary impairment loss on investment securities	(192,000)	(55,000)	0
Net other-than temporary impairment losses on investment securities	(192,000)	(55,000)
Net gain on sale of investment securities	866,000	838,000	1,112,000
Net gain on investment securities	674,000	783,000	1,112,000
Net (loss) gain on trading activities	(40,000)	33,000	156,000
Fees for services to customers	1,621,000	1,657,000	1,687,000
ATM and debit card	1,651,000	1,571,000	1,485,000
Retail brokerage and advisory	603,000	686,000	657,000
Bank-owned life insurance	308,000	307,000	472,000
Merchant	334,000	298,000	299,000
Net gain on sale of loans	320,000	356,000	258,000
Loss on sale of indirect lease financing portfolio	(223,000)
Gain on sale of internet domain name			1,000,000
Other	419,000	341,000	416,000
Total non-interest income	5,667,000	6,032,000	7,542,000
Non-interest expense
Salaries and employee benefits	12,011,000	12,076,000	11,649,000
Net occupancy	1,750,000	1,762,000	1,705,000
Furniture and equipment	1,753,000	1,726,000	1,753,000
Marketing	806,000	805,000	841,000
Third party services	1,691,000	1,703,000	1,677,000
Telephone, postage and supplies	752,000	731,000	730,000
State taxes	666,000	681,000	617,000
FDIC insurance premiums	568,000	631,000	686,000
Other	2,166,000	2,283,000	1,968,000
Total non-interest expense	22,163,000	22,398,000	21,626,000
Income before income taxes	11,978,000	10,803,000	11,642,000
Provision for income taxes	3,054,000	2,570,000	2,644,000
Net income	$ 8,924,000	$ 8,233,000	$ 8,998,000
Earnings per share - basic	$ 2.64	$ 2.47	$ 2.73
Earnings per share - diluted	2.63	2.46	2.72
Cash dividends per share	$ 1.20	$ 1.16	$ 1.12

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Statement Of Income And Comprehensive Income [Abstract]
Net income, Before tax amount	$ 3,012	$ 3,113	$ 2,800	$ 3,053	$ 2,514	$ 2,935	$ 2,517	$ 2,837	$ 11,978	$ 10,803	$ 11,642
Net unrealized holding (losses) gains on securities, Before tax amount:
Unrealized holding (losses) gains arising during the period, Before tax amount									(4,192)	(1,419)	7,657
Reclassification adjustment for gains included in net income, Before tax amount									(674)	(783)	(1,112)
Unrealized holding (losses) gains arising during the period, Tax expense (benefit)									(1,426)	(483)	2,604
Reclassification adjustment for gains included in net income, Tax expense (benefit)									(229)	(266)	(378)
Unrealized holding (losses) gains arising during the period, Net of tax amount									(2,766)	(936)	5,053
Reclassification adjustment for gains included in net income, Net of tax amount									(445)	(517)	(734)
Other comprehensive (loss) income, Before tax amount									(4,866)	(2,202)	6,545
Total comprehensive income, Before tax amount									7,112	8,601	18,187
Tax expense (benefit)	743	821	702	788	571	715	583	701	3,054	2,570	2,644
Other comprehensive (loss) income, Tax expense (benefit)									(1,655)	(749)	2,226
Total comprehensive income, Tax expense (benefit)									1,399	1,821	4,870
Net income	$ 2,269	$ 2,292	$ 2,098	$ 2,265	$ 1,943	$ 2,220	$ 1,934	$ 2,136	8,924	8,233	8,998
Other comprehensive (loss) income, Net of tax amount									(3,211)	(1,453)	4,319
Total comprehensive income, Net of tax amount									$ 5,713	$ 6,780	$ 13,317

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Common Stock [Member]Employee Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]
Balance (in shares) at Dec. 31, 2013		3,271,658
Balance at Dec. 31, 2013	$ 75,625	$ 2,148		$ 13,747	$ 65,618	$ (3,412)	$ (2,476)
Net income	8,998				8,998
Other comprehensive income (loss), net of tax	4,319					4,319
Cash dividends declared	$ (3,688)				(3,688)
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)	3,239	29,288	3,239
Stock issued in connection with dividend reinvestment and stock purchase plan	$ 749	$ 18		731
Stock issued for employee stock purchase plan	$ 74	$ 2		72
Stock issued for options exercised (in shares)	20,050	12,473
Stock issued for options exercised	$ 165	$ 8		157
Tax benefit of stock options exercised	29			29
Stock-based compensation expense	83			83
Balance (in shares) at Dec. 31, 2014		3,316,658
Balance at Dec. 31, 2014	86,354	$ 2,176		14,819	70,928	907	(2,476)
Net income	8,233				8,233
Other comprehensive income (loss), net of tax	(1,453)					(1,453)
Cash dividends declared	$ (3,872)				(3,872)
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)	3,186	30,667	3,186
Stock issued in connection with dividend reinvestment and stock purchase plan	$ 871	$ 19		852
Stock issued for employee stock purchase plan	$ 83	$ 2		81
Stock issued for options exercised (in shares)	13,750	9,283
Stock issued for options exercised	$ 121	$ 6		115
Tax benefit of stock options exercised	21			21
Stock-based compensation expense	$ 85			85
Balance (in shares) at Dec. 31, 2015	3,359,794	3,359,794
Balance at Dec. 31, 2015	$ 90,443	$ 2,203		15,973	75,289	(546)	(2,476)
Net income	8,924				8,924
Other comprehensive income (loss), net of tax	(3,211)					(3,211)
Cash dividends declared	$ (4,066)				(4,066)
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)	2,932	31,595	2,932
Stock issued in connection with dividend reinvestment and stock purchase plan	$ 983	$ 19		964
Stock issued for employee stock purchase plan	$ 81	$ 2		79
Stock issued for options exercised (in shares)	22,700	17,380
Stock issued for options exercised	$ 308	$ 11		297
Tax benefit of stock options exercised	17			17
Stock-based compensation expense	$ 88			88
Balance (in shares) at Dec. 31, 2016	3,411,701	3,411,701
Balance at Dec. 31, 2016	$ 93,567	$ 2,235		$ 17,418	$ 80,147	$ (3,757)	$ (2,476)

Consolidated Statements of Sha7

Consolidated Statements of Shareholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Retained Earnings [Member]
Cash dividends declared, per share (in dollars per share)	$ 1.20	$ 1.16	$ 1.12

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Operating Activities
Net income	$ 8,924,000	$ 8,233,000	$ 8,998,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	891,000	1,024,000	1,167,000
Provision for loan losses	30,000	200,000	400,000
Net gain on investment securities available-for-sale	(674,000)	(783,000)	(1,112,000)
Net (gain) loss on sale of other real estate owned, repossessed assets and premises and equipment	(2,000)	17,000	2,000
Net gain on sale of loans	(320,000)	(356,000)	(258,000)
Loss on sale of indirect lease financing portfolio	223,000
Gain on sale of internet domain name			(1,000,000)
Proceeds from sales of residential mortgages held-for-sale	9,204,000	10,903,000	6,589,000
Origination of residential mortgages held-for-sale	(8,686,000)	(11,154,000)	(6,711,000)
Income on bank-owned life insurance	(308,000)	(307,000)	(472,000)
Stock-based compensation expense	88,000	85,000	83,000
Net decrease (increase) in trading securities	593,000	18,000	(4,207,000)
Deferred income tax (benefit) provision	(145,000)		368,000
Net increase (decrease) in income taxes payable	48,000	77,000	(65,000)
Net (increase) decrease in accrued interest receivable	(566,000)	6,000	11,000
Amortization of mortgage servicing rights and change in valuation allowance	75,000	80,000	62,000
Net amortization of premiums and discounts on investment securities	1,846,000	2,094,000	2,148,000
Net increase (decrease) in accrued interest payable	5,000	(14,000)	(48,000)
Increase in other assets	(363,000)	(71,000)	(100,000)
Increase (decrease) in other liabilities	469,000	(936,000)	122,000
Net cash provided by operating activities	11,332,000	9,116,000	5,977,000
Investing Activities
Proceeds from payments, maturities and calls of investment securities available-for-sale	107,278,000	94,372,000	82,360,000
Proceeds from maturities of investment securities held-to-maturity	147,000
Proceeds from the sale of investment securities available-for-sale	32,573,000	47,960,000	29,972,000
Purchases of investment securities available-for-sale	(174,943,000)	(132,048,000)	(92,017,000)
Proceeds from redemption of investment in restricted bank stock	1,482,000	1,319,000	3,673,000
Purchase of restricted bank stock	(1,991,000)	(1,180,000)	(2,556,000)
Net increase in loans	(26,567,000)	(60,850,000)	(55,263,000)
Proceeds from sale of indirect lease financing portfolio held for investment	8,345,000
Net purchases of premises and equipment	(317,000)	(580,000)	(995,000)
Proceeds from sale of internet domain name			1,000,000
Redemption of bank-owned life insurance			234,000
Proceeds from sales of other real estate owned and repossessed assets	2,000	3,245,000	152,000
Net cash used in investing activities	(53,991,000)	(47,762,000)	(33,440,000)
Financing Activities
Net increase in non-interest bearing deposits	20,467,000	11,623,000	10,933,000
Net increase in interest-bearing deposits	3,102,000	26,571,000	26,127,000
Net increase in short-term borrowings	15,497,000	1,974,000	33,000
Repayments of long-term debt			(5,000,000)
Tax benefit from exercise of stock options	17,000	21,000	29,000
Cash dividends paid, net of reinvestment	(3,556,000)	(3,445,000)	(3,328,000)
Proceeds from issuance of common stock	862,000	648,000	628,000
Net cash provided by (used in) financing activities	36,389,000	37,392,000	29,422,000
Increase in cash and cash equivalents	(6,270,000)	(1,254,000)	1,959,000
Cash and cash equivalents at beginning of year	16,991,000	18,245,000	16,286,000
Cash and cash equivalents at end of period	10,721,000	16,991,000	18,245,000
Supplemental Cash Flow Disclosures
Interest paid	4,728,000	4,520,000	4,592,000
Income taxes paid	$ 3,132,000	2,479,000	2,310,000
Non-cash transactions:
Transfer of loans to repossessed assets or other real estate owned		215,000	373,000
Unsettled trades to purchase securities		$ 494,000	$ 1,355,000

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2016
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Summary of Significant Accounting Policies	Note 1 - Summary of Significant Accounting Policies Business QNB Corp. (the “Company”), through its wholly-owned subsidiary, QNB Bank (the “Bank”), has been serving the residents and businesses of Bucks, Lehigh, and Montgomery counties in Pennsylvania since 1877. The Bank is a locally managed community bank that provides a full range of commercial, retail banking and retail brokerage services. The Bank encounters vigorous competition for market share in the communities it serves from bank holding companies, other community banks, thrift institutions, credit unions and other non-bank financial organizations such as mutual fund companies, insurance companies and brokerage companies. The Company manages its business as a single operating segment. The Bank is a Pennsylvania chartered commercial bank. The Company and the Bank are subject to regulations of certain state and Federal agencies. These regulatory agencies periodically examine the Company and the Bank for adherence to laws and regulations. Basis of Presentation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. The consolidated entity is referred to herein as “QNB”. All significant inter-company accounts and transactions have been eliminated in the consolidated financial statements. Tabular information, other than share and per share data, is presented in thousands of dollars. Use of Estimates These statements are prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) and predominant practices within the banking industry. The preparation of these consolidated financial statements requires QNB to make estimates and judgments that affect the reported amounts of assets, liabilities, revenues and expenses, and related disclosure of contingent assets and liabilities. QNB evaluates estimates on an on-going basis. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the determination of the valuation of other real estate owned, the fair value of financial instruments, other-than-temporary impairment of investment securities, the determination of impairment of restricted bank stock and the valuation of deferred tax assets and income taxes. QNB bases its estimates on historical experience and various other factors and assumptions that are believed to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ from these estimates under different assumptions or conditions. Significant Group Concentrations of Credit Risk Most of the Company’s activities are with customers located within Bucks, Montgomery and Lehigh Counties in southeastern Pennsylvania. Note 4 discusses the types of investment securities in which the Company invests. Note 5 discusses the types of lending in which the Company engages. The Company does not have any significant concentrations to any one industry or customer. Although the Company has a diversified loan portfolio, its debtors’ ability to honor their contracts is influenced by the region’s economy. Cash and Cash Equivalents For purposes of the statement of cash flows, cash and cash equivalents consist of cash on hand, cash items in process of collection, amounts due from banks, interest-bearing deposits in the Federal Reserve Bank and other banks and Federal funds sold. QNB maintains a portion of its interest-bearing deposits at various commercial financial institutions. At times, the balances exceed the FDIC insured limits. Trading Securities The Company engages in trading activities for its own account. Interest and dividends are included in interest income. Debt and equity securities that are bought and held principally for the purpose of selling in the near term are classified as trading securities and reported at fair value, with unrealized gains and losses included in earnings. In 2014, QNB sold approximately $5,000,000 in available-for-sale municipal securities and established a trading account with a broker consisting of municipal securities and a brokerage cash account. At December 31, 2016 and 2015, the balance of municipal securities at fair value was $3,596,000 and $4,189,000, respectively, and the amount in the brokerage cash account was $1,499,000 and $1,349,000, respectively. Investment Securities Investment securities that QNB has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at amortized cost. Interest and dividends are included in interest income. Debt and equity securities not classified as either held-to-maturity securities or trading securities are classified as available-for-sale securities and reported at fair value, with unrealized gains and losses, net of tax, excluded from earnings and reported in other comprehensive income or loss, a separate component of shareholders’ equity. Management determines the appropriate classification of securities at the time of purchase. Available-for-sale securities include securities that management intends to use as part of its asset/liability management strategy and that may be sold in response to changes in credit ratings, changes in market interest rates and related changes in the securities’ prepayment risk or to meet liquidity needs. Premiums and discounts on debt securities are recognized in interest income using a constant yield method. Gains and losses on sales of available-for-sale securities are recorded on the trade date and are computed on the specific identification method and included in non-interest income. Other-than-Temporary Impairment of Investment Securities Securities are evaluated periodically to determine whether a decline in their value is other-than-temporary. Management utilizes criteria such as the magnitude and duration of the decline, in addition to the reasons underlying the decline, to determine whether the loss in value is other-than-temporary. The term “other-than-temporary” is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not necessarily favorable, or that there is a lack of evidence to support realizable value equal to or greater than carrying value of the investment. For equity securities, once a decline in value is determined to be other-than-temporary, the value of the equity security is reduced to fair value and a corresponding charge to earnings is recognized. The Company follows the accounting guidance in Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 320-10 as it relates to the recognition and presentation of other-than-temporary impairment (“OTTI”). This accounting guidance specifies that (a) if a company does not have the intent to sell a debt security prior to recovery and (b) it is more likely than not that it will not have to sell the debt security prior to recovery, the security would not be considered other-than-temporarily impaired unless there is a credit loss. When an entity does not intend to sell the security, and it is more likely than not, the entity will not have to sell the security before recovery of its cost basis, it will recognize the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. For held to maturity debt securities, the amount of an other-than-temporary impairment recorded in other comprehensive income for the non-credit portion of a previous other-than-temporary impairment would be amortized prospectively over the remaining life of the security based on the timing of future estimated cash flows of the security. Restricted Investment in Bank Stock Restricted bank stock is comprised of restricted stock of the Federal Home Loan Bank of Pittsburgh (“FHLB”) in the amount of $1,005,000 and the Atlantic Community Bankers Bank in the amount of $12,000 at December 31, 2016. Federal law requires a member institution of the FHLB to hold stock of its district bank according to a predetermined formula. These restricted securities are carried at cost. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the principal amount outstanding, net of deferred loan fees and costs. Interest income is accrued on the principal amount outstanding. Loan origination and commitment fees and related direct costs are deferred and amortized to income over the term of the respective loan and loan commitment period as a yield adjustment. Loans held-for-sale consist of residential mortgage loans and are carried at the lower of aggregate cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance charged to income. Gains and losses on residential mortgages held-for-sale are included in non-interest income. Non-Performing Assets Non-performing assets are comprised of accruing loans past due 90 days or more, non-accrual loans and investment securities, restructured loans, other real estate owned and repossessed assets. Non-accrual loans and investment securities are those on which the accrual of interest has ceased. Loans and indirect lease financing loans are placed on non-accrual status immediately if, in the opinion of management, collection is doubtful, or when principal or interest is past due 90 days or more and collateral is insufficient to cover principal and interest. Interest accrued, but not collected at the date a loan is placed on non-accrual status, is reversed and charged against interest income. Subsequent cash receipts are applied either to the outstanding principal or recorded as interest income, depending on management’s assessment of the ultimate collectability of principal and interest. Loans are returned to an accrual status when the borrower’s ability to make periodic principal and interest payments has returned to normal (i.e. brought current with respect to principal or interest or restructured) and the paying capacity of the borrower and/or the underlying collateral is deemed sufficient to cover principal and interest. From time to time, QNB may extend, restructure, or otherwise modify the terms of existing loans, on a case-by-case basis, to remain competitive and retain certain customers, as well as assist other customers that may be experiencing financial difficulties. A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates to less than the current market rate for new obligations with similar risk. Loans classified as TDRs are considered non-performing and are also designated as impaired. Accounting for impairment in the performance of a loan is required when it is probable that all amounts, including both principal and interest, will not be collected in accordance with the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, at the loan’s observable market price or the fair value of the collateral if the loans are collateral dependent. Impairment criteria are applied to the loan portfolio exclusive of smaller homogeneous loans such as residential mortgage and consumer loans which are evaluated collectively for impairment. Loans are fully charged-off or charged down to net realizable value (fair value of collateral less estimated costs to sell) when deemed uncollectible due to bankruptcy or other factors, or when they reach a defined number of days past due based on loan product, industry practice, terms and other factors. Loans are considered past due when contractually required principal or interest payments have not been made on the due dates. Allowance for Loan Losses QNB maintains an allowance for loan losses, which is intended to absorb probable known and inherent losses in the outstanding loan portfolio. The allowance is reduced by actual credit losses and is increased by the provision for loan losses and recoveries of previous losses. The provisions for loan losses are charged to earnings to bring the total allowance for loan losses to a level considered necessary by management. The allowance for loan losses is based on management’s continuing review and evaluation of the loan portfolio. The level of the allowance is determined by assigning specific reserves to individually identified problem credits and general reserves to all other loans. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan. The portion of the allowance that is allocated to internally criticized and non-accrual loans is determined by estimating the inherent loss on each credit after giving consideration to the value of underlying collateral. The general component covers pools of loans by loan class including commercial loans not considered impaired, as well as smaller balance homogeneous loans, such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates. These loss rates are based on a three-year history of charge-offs and are more heavily weighted for recent experience for each of these categories of loans, adjusted for qualitative factors. These qualitative risk factors include: • Lending policies and procedures, including underwriting standards and collection, charge-off and recovery practices. • External factor effects, such as legal and regulatory requirements. • National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans. • Nature and volume of the portfolio including growth. • Experience, ability, and depth of lending management and staff. • Volume and severity of past due, classified and nonaccrual loans. • Quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors. • Existence and effect of any concentrations of credit and changes in the level of such concentrations. Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. Management emphasizes loan quality and close monitoring of potential problem credits. Credit risk identification and review processes are utilized in order to assess and monitor the degree of risk in the loan portfolio. QNB’s lending and credit administration staff are charged with reviewing the loan portfolio and identifying changes in the economy or in a borrower’s circumstances which may affect the ability to repay debt or the value of pledged collateral. A loan classification and review system exists that identifies those loans with a higher than normal risk of collection. Each commercial loan is assigned a grade based upon an assessment of the borrower’s financial capacity to service the debt and the presence and value of collateral for the loan. An independent loan review group tests risk assessments and evaluates the adequacy of the allowance for loan losses. Management meets monthly to review the credit quality of the loan portfolio and quarterly to review the allowance for loan losses In addition, various regulatory agencies, as an integral part of their examination process, periodically review QNB’s allowance for loan losses. Such agencies may require QNB to recognize additions to the allowance based on their judgments using information available to them at the time of their examination. Management believes that it uses the best information available to make determinations about the adequacy of the allowance and that it has established its existing allowance for loan losses in accordance with GAAP. If circumstances differ substantially from the assumptions used in making determinations, future adjustments to the allowance for loan losses may be necessary and results of operations could be affected. Because future events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that increases to the allowance will not be necessary should the quality of any loans deteriorate as a result of the factors discussed above. Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Servicing Assets Servicing assets are recognized as separate assets when rights are acquired through the sale of financial assets. When mortgage loans are sold, a portion of the cost of originating the loan is allocated to the servicing rights based on relative fair value. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The Company subsequently measures servicing rights using the amortization method where servicing rights are amortized in proportion to and over the period of estimated net servicing income. On a quarterly basis, an independent third party determines the fair value of QNB’s servicing assets. These assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranches. If the Company later determines that all or a portion of the impairment no longer exists for a particular tranche, a reduction of the valuation allowance may be recorded as an increase to income. Capitalized servicing rights are reported in other assets and are amortized into other non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan and are recorded as other non-interest income when earned and netted against the amortization of mortgage servicing rights. Foreclosed Assets Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net expenses from foreclosed assets. At both December 31, 2016 and 2015, the Company had no foreclosed assets. Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are calculated principally on an accelerated or straight-line basis over the estimated useful lives of the assets, or the shorter of the estimated useful life or lease term for leasehold improvements, as follows: Buildings 10 to 39 years Furniture and equipment 3 to 10 years Leasehold improvements 2 to 30 years Expenditures for maintenance and repairs are charged to operations as incurred. Gains or losses upon disposition are reflected in earnings as realized. Bank-Owned Life Insurance The Bank invests in bank-owned life insurance (“BOLI”) as a source of funding for employee benefit expenses. BOLI involves the purchasing of life insurance by the Bank on a select group of employees. The Bank is the owner and beneficiary of the policies. Income from the increase in cash surrender value of the policies as well as the receipt of death benefits is included in non-interest income on the consolidated statement of income. The BOLI policies are an asset that can be liquidated, if necessary, with associated tax costs. However, QNB intends to hold these policies and, accordingly, has not provided for deferred income taxes on the earnings from the increase in cash surrender value. The Company follows the accounting guidance for postretirement benefit aspects of endorsement split-dollar life insurance arrangements which applies to life insurance arrangements that provide an employee with a specified benefit that is not limited to the employee’s active service period, including certain bank-owned life insurance policies. It requires an employer to recognize a liability and related compensation costs for future benefits that extend to postretirement periods. The expense recorded during 2016, 2015 and 2014 was approximately $94,000, $69,000 and $21,000, respectively, and is included in non-interest expense under salaries and benefits expense. The increase in 2016 is due to updated life expectancy assumptions for the actuarial calculations. The 2015 increase was a result of a reduction in the discount rate utilized to calculate the liability. Stock-Based Compensation At December 31, 2016, QNB sponsored stock-based compensation plans, administered by a Board committee, under which both qualified and non-qualified stock options may be granted periodically to certain employees. QNB accounts for all awards granted under stock-based compensation plans in accordance with FASB ASC 718, Compensation - Stock Compensation Stock-based compensation expense was approximately $88,000, $85,000 and $83,000 for the years ended December 31, 2016, 2015 and 2014, respectively. There was no tax benefit recognized related to this compensation for the years ended December 31, 2016, 2015 and 2014. The fair value of each option is amortized into compensation expense on a straight-line basis between the grant date for the option and each vesting date. QNB estimated the fair value of stock options on the date of the grant using the Black-Scholes option pricing model. The model requires the use of numerous assumptions, many of which are highly subjective in nature. The following assumptions were used in the option pricing model in determining the fair value of options granted during the periods presented. Year ended December 31, 2016 2015 2014 Risk free interest rate 1.14 % 1.06 % 0.69 % Dividend yield 3.78 % 3.86 % 4.28 % Volatility 22.6 % 26.7 % 28.1 % Expected life (years) 4.2 5.0 5.0 The weighted average fair value per share of options granted during 2016, 2015 and 2014 was $3.79, $4.38 and $3.81, respectively. The risk-free interest rate was selected based upon yields of U.S. Treasury issues with a term equal to the expected life of the option being valued. Historical information was the primary basis for the selection of the expected dividend yield, expected volatility and expected lives of the options. Income Taxes QNB accounts for income taxes under the asset/liability method in accordance with income tax accounting guidance, ASC 740 - Income Taxes In connection with the accounting guidance related to accounting for uncertainty in income taxes, which sets out a consistent framework to determine the appropriate level of tax reserves to maintain for uncertain tax positions, QNB has evaluated its tax positions as of December 31, 2016. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that has more than a 50 percent likelihood of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. Under the “more-likely-than-not” threshold guidelines, QNB believes no significant uncertain tax positions exist, either individually or in the aggregate, that would give rise to the non-recognition of an existing tax benefit. As of December 31, 2016, QNB had no material unrecognized tax benefits or accrued interest and penalties. QNB’s policy is to account for interest as a component of interest expense and penalties as a component of other expense. The Company and its subsidiary are subject to U.S. Federal income tax as well as income tax of the Commonwealth of Pennsylvania and the State of New Jersey. Treasury Stock Common stock shares repurchased are recorded as treasury stock at cost. Earnings Per Share Basic earnings per share excludes any dilutive effects of options and is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share gives effect to all dilutive potential common shares that were outstanding during the period. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method. Treasury shares are not deemed outstanding for earnings per share calculations. Comprehensive Income (Loss) Comprehensive income (loss) is defined as the change in equity of a business entity during a period due to transactions and other events and circumstances, excluding those resulting from investments by and distributions to owners. Comprehensive income (loss) consists of net income and other comprehensive income (loss). For QNB, the primary component of other comprehensive income (loss) is the unrealized holding gains or losses on available-for-sale investment securities and unrealized losses on available-for-sale investment securities related to factors other than credit on debt securities. Revenue Recognition The Company recognizes revenue in the consolidated statements of income as it is earned and when collectability is reasonably assured. The primary source of revenue is interest income from interest earning assets, which is recognized on the accrual basis of accounting using the effective interest method. The recognition of revenues from interest earning assets is based upon formulas from underlying loan agreements, securities contracts or other similar contracts. Non-interest income is recognized on the accrual basis of accounting as services are provided or as transactions occur. Non-interest income includes fees from brokerage and advisory service, deposit accounts, merchant services, ATM and debit card fees, mortgage banking activities, and other miscellaneous services and transactions. Advertising Costs Advertising costs are recorded in the period they are incurred within operating expenses in non-interest expense in the consolidated statements of income. Financial Instruments with Off-Balance-Sheet Risk The Company’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of these instruments. The Company uses the same credit policies in making commitments and contractual obligations as it does for on-balance-sheet instruments. The Company reflects its estimate of credit risk for these instruments in other liabilities on the consolidated balance sheet with the corresponding expense recorded in other operating expenses in the consolidated statement of income. Subsequent Events QNB has evaluated events and transactions occurring subsequent to the balance sheet date of December 31, 2016 through the date the consolidated financial statements are being issued for items that should potentially be recognized or disclosed in these consolidated financial statements. Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers On January 5, 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall Recognition and Measurement of Financial Assets and Financial Liabilities • Equity investments with readily determinable fair values must be measured at fair value with changes in fair value recognized in net income. • Equity investments without readily determinable fair values must be measured at either fair value or at cost adjusted for changes in observable prices minus impairment. Changes in value under either of these methods would be recognized in net income. • Entities that record financial liabilities at fair value due to a fair value option election must recognize changes in fair value in other comprehensive income if it is related to instrument-specific credit risk. • Entities must assess whether a valuation allowance is required for deferred tax assets related to available-for-sale debt securities. This ASU is effective for public companies for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. If QNB had adopted this guidance on December 31, 2016 it would have resulted in an increase in net income of $171,000. There would have been no impact on shareholder’s equity as the equity securities held by QNB are already recorded at fair value through accumulated other comprehensive income (loss). On February 25, 2016, the FASB issued ASU 2016-02, Leases (Topic 842) On March 15, 2016, the FASB issued ASU 2016-07, Investments – Equity Method and Joint Ventures (Topic 323), Simplifying the Transition to the Equity Method of Accounting On March 17, 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606), Principal versus Agent Considerations (Reporting Revenue Gross versus Net) On March 30, 2016, the FASB issued ASU 2016-09, Stock Compensation (Topic 718), Improvements to Employee Share-Based Payment Accounting On June 16, 2016, the FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326) To that end, the new guidance: • Eliminates the probable initial recognition threshold in current U.S. GAAP and, instead, reflects an organization’s current estimate of all expected credit losses over the contractual term of its financial assets • Broadens the information an entity can consider when measuring credit losses to include forward-looking information • Increases usefulness of the financial statements by requiring timely inclusion of forecasted information in forming expectations of credit losses • Increases comparability of purchased financial assets with credit deterioration (PCD assets) with other purchased assets that do not have credit deterioration as well as originated assets because credit losses that are expected will be recorded through an allowance for credit losses for all assets • Increases users’ understanding of underwriting standards and credit quality trends by requiring additional information about credit quality indicators by year of origination (vintage) • For available-for-sale debt securities, aligns the income statement recognition of credit losses with the reporting period in which changes occur by recording credit losses (and subsequent changes in credit losses) through an allowance rather than a write down The new guidance affects organizations that hold financial assets and net investments in leases that are not accounted for at fair value with changes in fair value reported in net income. The new guidance affects loans, debt securities, trade receivables, net investments in leases, off-balance-sheet credit exposures, reinsurance receivables, and any

Note 2 - Earnings Per Share and

Note 2 - Earnings Per Share and Share Repurchase Plan	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Earnings Per Share and Share Repurchase Plan	Note 2 – Earnings Per Share and Share Repurchase Plan The following table sets forth the computation of basic and diluted earnings per share: Year ended December 31, 2016 2015 2014 Numerator for basic and diluted earnings per share - net income $ 8,924 $ 8,233 $ 8,998 Denominator for basic earnings per share - weighted average shares outstanding 3,386,766 3,337,505 3,291,939 Effect of dilutive securities - employee stock options 9,073 13,034 10,635 Denominator for diluted earnings per share - adjusted weighted average shares outstanding 3,395,839 3,350,539 3,302,574 Earnings per share - basic $ 2.64 $ 2.47 $ 2.73 Earnings per share - diluted $ 2.63 $ 2.46 $ 2.72 There were 23,500, 21,000, and 28,700 stock options that were anti-dilutive as of December 31, 2016, 2015, and 2014 respectively. These stock options were not included in the above calculation. On January 24, 2008, QNB announced that the Board of Directors authorized the repurchase of up to 50,000 shares of its common stock in open market or privately negotiated transactions. On February 9, 2009, the Board of Directors approved increasing the authorization to 100,000 shares. The repurchase authorization does not bear a termination date. There were no shares repurchased during the years ended December 31, 2016 or 2015. As of December 31, 2016 and 2015, 57,883 shares were repurchased under this authorization at an average price of $16.97 and a total cost of $982,000 and were recorded to Treasury stock.

Note 3 - Cash and Cash Equivale

Note 3 - Cash and Cash Equivalents	12 Months Ended
	Dec. 31, 2016
Cash And Cash Equivalents [Abstract]
Cash and Cash Equivalents	Note 3 – Cash and Cash Equivalents Included in cash and cash equivalents are reserves in the form of deposits with the Federal Reserve Bank of Philadelphia. As of December 31, 2016 and 2015 QNB was not required to maintain reserves with the Federal Reserve Bank of Philadelphia.

Note 4 - Investment Securities

Note 4 - Investment Securities	12 Months Ended
	Dec. 31, 2016
Investments Debt And Equity Securities [Abstract]
Investment Securities	Note 4 - Investment Securities Trading Starting in 2014, QNB engaged in trading activities for its own account. Municipal securities that are held principally for resale in the near term are recorded in the trading account at fair value with changes in fair value recorded in net gain on trading activities in non-interest income. There were net realized and unrealized losses of $40,000 and gains of $33,000 for the years ended December 31, 2016 and 2015, respectively. Unrealized gains on trading activity related to trading securities still held at December 31, 2016 and 2015 totaled $69,000 and $31,000, respectively. Interest and dividends are included in interest income. Trading securities, at fair value, at December 31, 2016 and 2015 were as follows: Fair Value Year ended December 31, 2016 2015 State and municipal securities $ 3,596 $ 4,189 Available-For-Sale The amortized cost and fair values of investment securities available-for-sale at December 31, 2016 and 2015 were as follows: Gross Gross unrealized unrealized Fair holding holding Amortized December 31, 2016 value gains losses cost U.S. Government agency $ 76,650 $ 36 $ (2,118 ) $ 78,732 State and municipal 72,295 614 (398 ) 72,079 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 145,301 561 (2,241 ) 146,981 Collateralized mortgage obligations (CMOs) 77,415 109 (1,846 ) 79,152 Pooled trust preferred 2,281 263 (891 ) 2,909 Corporate debt 8,030 16 (57 ) 8,071 Equity 8,503 587 (328 ) 8,244 Total investment securities available-for-sale $ 390,475 $ 2,186 $ (7,879 ) $ 396,168 Gross Gross unrealized unrealized Fair holding holding Amortized December 31, 2015 value gains losses cost U.S. Government agency $ 61,779 $ 88 $ (490 ) $ 62,181 State and municipal 78,954 1,554 (31 ) 77,431 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 136,681 944 (920 ) 136,657 Collateralized mortgage obligations (CMOs) 65,610 178 (1,178 ) 66,610 Pooled trust preferred 2,653 259 (897 ) 3,291 Corporate debt 9,004 15 (95 ) 9,084 Equity 7,234 516 (770 ) 7,488 Total investment securities available-for-sale $ 361,915 $ 3,554 $ (4,381 ) $ 362,742 The amortized cost and fair value of securities available-for-sale by contractual maturity at December 31, 2016 are shown in the following table. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities are assigned to categories based on contractual maturity except for mortgage-backed securities and CMOs which are based on the estimated average life of these securities and state and municipal securities which are based on pre-refunded date, if applicable. Amortized December 31, 2016 Fair value cost Due in one year or less $ 9,452 $ 9,400 Due after one year through five years 176,439 177,748 Due after five years through ten years 182,595 186,496 Due after ten years 13,486 14,280 Equity securities 8,503 8,244 Total investment securities available-for-sale $ 390,475 $ 396,168 Proceeds from sales of investment securities available-for-sale were $32,573,000, $47,960,000 and $29,972,000 for the years ended December 31, 2016, 2015, and 2014, respectively. The following table presents information related to the Company’s gains and losses on the sales of equity and debt securities, and losses recognized for the other-than-temporary impairment (OTTI) of these investments. December 31, 2016 Other-than- Gross Gross temporary realized realized impairment gains losses losses Net gains Equity securities $ 758 — $ (192 ) $ 566 Debt securities 181 $ (73 ) — 108 Total $ 939 $ (73 ) $ (192 ) $ 674 December 31, 2015 Other-than- Gross Gross temporary realized realized impairment gains losses losses Net gains Equity securities $ 714 $ (23 ) $ (55 ) $ 636 Debt securities 229 (82 ) — 147 Total $ 943 $ (105 ) $ (55 ) $ 783 December 31, 2014 Other-than- Gross Gross temporary realized realized impairment gains losses losses Net gains Equity securities $ 1,051 $ (6 ) $ — $ 1,045 Debt securities 310 (243 ) — 67 Total $ 1,361 $ (249 ) $ — $ 1,112 The tax expense applicable to the net realized gains were $229,000, $266,000 and $378,000 for the years ended December 31, 2016, 2015, and 2014, respectively. There were no other-than-temporary impairment charges recognized for debt securities still held by QNB for the years ended December 31, 2016, 2015, or 2014. QNB recognizes OTTI for debt securities classified as available-for-sale in accordance with FASB ASC 320, Investments – Debt and Equity Securities The following table presents a rollforward of the credit loss component recognized in earnings. The credit loss component of the amortized cost represents the difference between the present value of expected future cash flows and the amortized cost basis of the security prior to considering credit losses. The beginning balance represents the credit loss component for debt securities for which OTTI occurred prior to the beginning of the year. Credit-impaired debt securities must be presented in two components based upon whether the current period is the first time the debt security was credit-impaired (initial credit impairment) or is not the first time the debt security was credit-impaired (subsequent credit impairments). No credit impairments were recognized in 2016, 2015, or 2014. The following table presents a summary of the cumulative credit-related other-than-temporary impairment charges recognized as components of earnings for debt securities still held by QNB: Year ended December 31, 2016 2015 2014 Balance, beginning of year $ 1,153 $ 1,153 $ 1,271 Reductions: sale, collateralized debt obligation — — (118 ) Additions: Initial credit impairments — — — Subsequent credit impairments — — — Balance, end of year $ 1,153 $ 1,153 $ 1,153 Held-To-Maturity There were no remaining held-to-maturity investment securities at December 31, 2016. The amortized cost and fair value of investment securities held-to-maturity at December 31, 2015 was as follows: December 31 2015 Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value State and municipal securities $ 147 $ 4 $ — $ 151 There were no sales of investment securities classified as held-to-maturity during 2016, 2015, or 2014. At December 31, 2016 and 2015, investment securities available-for-sale totaling $166,628,000 and $197,149,000, respectively, were pledged as collateral for repurchase agreements and deposits of public funds. Securities that have been in a continuous unrealized loss position are as follows: December 31, 2016 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. Government agency 55 $ 72,626 $ (2,118 ) $ — $ — $ 72,626 $ (2,118 ) State and municipal 70 29,280 (398 ) — — 29,280 (398 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 88 123,087 (2,241 ) — — 123,087 (2,241 ) Collateralized mortgage obligations (CMOs) 68 56,853 (1,269 ) 15,426 (577 ) 72,279 (1,846 ) Pooled trust preferred 5 — — 1,952 (891 ) 1,952 (891 ) Corporate debt 4 4,002 (57 ) — — 4,002 (57 ) Equity 16 2,985 (268 ) 888 (60 ) 3,873 (328 ) Total 306 $ 288,833 $ (6,351 ) $ 18,266 $ (1,528 ) $ 307,099 $ (7,879 ) December 31, 2015 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. Government agency 32 $ 40,949 $ (418 ) $ 4,426 $ (72 ) $ 45,375 $ (490 ) State and municipal 20 6,646 (19 ) 1,555 (12 ) 8,201 (31 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 62 90,796 (871 ) 1,403 (49 ) 92,199 (920 ) Collateralized mortgage obligations (CMOs) 49 28,372 (261 ) 26,354 (917 ) 54,726 (1,178 ) Pooled trust preferred 5 — — 2,193 (897 ) 2,193 (897 ) Corporate debt 6 5,988 (95 ) — — 5,988 (95 ) Equity 19 4,035 (695 ) 193 (75 ) 4,228 (770 ) Total 193 $ 176,786 $ (2,359 ) $ 36,124 $ (2,022 ) $ 212,910 $ (4,381 ) Management evaluates debt securities, which are comprised of U.S. Government Agencies, state and municipalities, mortgage-backed securities, CMOs and other issuers, for OTTI and considers the current economic conditions, the length of time and the extent to which the fair value has been less than cost, interest rates and the bond rating of each security. The unrealized losses at December 31, 2016 in U.S. Government securities, state and municipal securities, mortgage-backed securities, CMOs and corporate debt securities are primarily the result of interest rate fluctuations. If held to maturity, these bonds will mature at par, and QNB will not realize a loss. QNB has the intent to hold the securities and does not believe it will be required to sell the securities before recovery occurs. The Company’s investment in marketable equity securities primarily consists of investments in large cap stock companies. These equity securities are analyzed for impairment on an ongoing basis. QNB evaluated the near-term prospects of the issuers in relation to the severity and duration of the impairment as well as the individual issuer’s financial condition, industry, geographic and legal environment. Based on that evaluation the Company recorded impairment charges of $192,000 to non-interest income for equity holdings during 2016. QNB has the ability and intent to hold the remaining securities in an unrealized loss position at December 31, 2016 and does not consider the remaining equity securities to be other-than-temporarily impaired. QNB holds six pooled trust preferred securities as of December 31, 2016. These securities have a total amortized cost of $2,909,000 and a fair value of $2,281,000. Five of the six securities have been in an unrealized loss position for more than twelve months. All of the pooled trust preferred securities are available-for-sale securities and are carried at fair value. The following table provides additional information related to pooled trust preferred securities (PreTSLs) as of December 31, 2016: Deal Class Book value Fair value Unrealized gains (losses) Realized OTTI credit loss (YTD 2016) Total recognized OTTI credit loss Moody's /Fitch ratings Current number of performing banks Current number of performing insurance companies Actual deferrals and defaults as a % of total collateral Total performing collateral as a % of outstanding bonds PreTSL IV Mezzanine * $ 243 $ 186 $ (57 ) $ — $ (1 ) B1/BB 5 — 18.0 % 141.4 % PreTSL XVII Mezzanine 597 458 (139 ) — (222 ) C/CC 34 5 21.7 100.0 PreTSL XIX Mezzanine 848 467 (381 ) — — Caa1/CC 40 12 6.9 102.6 PreTSL XXV Mezzanine 766 512 (254 ) — (222 ) Ca/C 44 5 24.2 89.7 PreTSL XXVI Mezzanine 389 329 (60 ) — (270 ) Caa3/C 45 7 18.0 97.7 PreTSL XXVI Mezzanine 66 329 263 — (438 ) Caa3/C 45 7 18.0 97.7 Total $ 2,909 $ 2,281 $ (628 ) $ — $ (1,153 ) Mezzanine* - only class of bonds still outstanding (represents the senior-most obligation of the trust) On January 14, 2014, Federal bank regulatory agencies released a final rule authorizing retention of pooled trust preferred securities backed primarily by bank-issued trust preferred securities which included the PreTSLs held by QNB. Due to the uncertainty invoked between the original release of the Volcker Rule and the final rule, there was a noticeable increase in trading activity. However, we believe most of these trades occurred under distress and do not represent trades made in an orderly market. Despite the trades that took place as discussed previously, the market for these securities at December 31, 2016 was not active and markets for similar securities also are not active. The new issue market is also inactive and the market values for these securities are depressed relative to historical levels. Lack of liquidity in the market for trust preferred collateralized debt obligations, credit rating downgrades and market uncertainties related to the financial industry are all factors contributing to the temporary impairment of these securities. Although these securities are classified as available-for-sale, the Company has the intent to hold the securities and does not believe it will be required to sell the securities before recovery occurs. As illustrated in the previous table, these securities are comprised mainly of securities issued by banks, and to a lesser degree, insurance companies. QNB owns the mezzanine tranches of these securities, except for PreTSL IV which represents the senior-most obligation of the trust. On a quarterly basis we evaluate our trust preferred debt securities for other-than-temporary impairment (OTTI), which involves the use of a third-party valuation firm to assist management with the valuation. When evaluating these investments a credit-related portion and a non-credit related portion of impairment are determined. The credit related portion is recognized in earnings and represents the expected shortfall in future cash flows. The non-credit related portion is recognized in other comprehensive income and represents the difference between the book value and the fair value of the security less any current quarter credit related impairment. No other-than-temporary impairment charges representing credit impairment were recognized on our pooled trust preferred collateralized debt obligations for the years ended December 31, 2016, 2015, or 2014. A discounted cash flow analysis provides the best estimate of credit related OTTI for these securities. Additional information related to this analysis follows: All of the pooled trust preferred collateralized debt obligations held by QNB are rated lower than AA and are measured for OTTI within the scope of ASC 325 (formerly known as EITF 99-20), Recognition of Interest Income and Impairment on Purchased Beneficial Interests and Beneficial Interests That Continue to be Held by a Transferor in Securitized Financial Assets, and Amendments to the Impairment Guidance of EITF Issue No. 99-20 Results of a discounted cash flow test are significantly affected by other variables such as the estimate of future cash flows (including prepayments), credit worthiness of the underlying banks and insurance companies and determination of probability and severity of default of the underlying collateral. The following provides additional information for each of these variables: • Estimate of Future Cash Flows – Cash flows are constructed in an INTEXcalc valuation model. INTEX is a proprietary cash flow model recognized as the industry standard for analyzing all types of structured debt products. It includes each deal’s structural features updated with trustee information, including asset-by-asset detail, as it becomes available. The modeled cash flows are then used to determine if all the scheduled principal and interest payments of the investments will be returned. For purposes of the cash flow analysis, relatively modest rates of prepayment of 1% were forecasted. In addition to the base prepayment assumption, due to the enactment of the Dodd-Frank Act’s revised Tier 1 capital treatment, additional prepayment analysis was performed. Trust preferred securities issued by banks with more than $15 billion in total assets at December 31, 2009 were identified. The current credit rating of these institutions was reviewed and it was assumed that any U.S. bank holding company with an investment grade credit rating and any foreign banking organization would prepay their issuance as soon as possible. For those institutions rated below investment grade we assumed that any holding company that could refinance for a cost savings of more than 2% when compared to the approximate cost of long-term funding given their rating and marketplace interest rates, will refinance as soon as possible. For issuers not impacted by the Tier 1 regulatory capital legislation enacted by the Dodd-Frank Act, the issuers that have shown a recent history of prepayment of both floating rate and fixed rate issues were identified and it was assumed these issuers will prepay as soon as possible. • Credit Analysis – A quarterly credit evaluation is performed for the companies comprising the collateral across the various pooled trust preferred securities. This credit evaluation considers any available evidence and focuses on capitalization, asset quality, profitability, liquidity, stock price performance, whether the institution has received TARP funding, whether the TARP funding was redeemed or resold through a Treasury Department auction at a premium or discount, and whether the institution has shown the ability to generate additional capital either internally or externally. • Probability of Default – A near-term probability of default is determined for each issuer based on its financial condition and is used to calculate the expected impact of future deferrals and defaults on the expected cash flows. Each issuer in the collateral pool is assigned a near-term probability of default based on individual performance and financial characteristics. Various studies suggest that the rate of bank failures at approximately 0.36%. Thus, in addition to the specific bank default assumptions used for the near term, for future defaults on the individual banks in the analysis for 2016 and beyond the rate used is calculated based on historic default averages and factoring that number based on a comparison of key financial ratios of active individual issuers without a short-term probability of default compared to all FDIC insured banks. Default factors used in the cash flow analysis range from 0.23% to 0.47%. • Severity of Loss – In addition to the probability of default discussed above, a severity of loss (projected recovery) is determined in all cases. In the current analysis, the severity of loss ranges from 0% to 100% depending on the estimated credit worthiness of the individual issuer. Based on information from various published studies, a 95% severity of loss was utilized for defaults projected in 2016 and thereafter. Based upon the analysis performed by management as of December 31, 2016, it is probable that we will collect all contractual principal and interest payments on one of our six pooled trust preferred securities, PreTSL XIX. The expected principal shortfall on the remaining pooled trust preferred securities has resulted in credit related other-than-temporary impairment charges in previous years. All of these pooled trust preferred securities held by QNB could be subject to additional write-downs in the future if additional deferrals and defaults occur.

Note 5 - Loans & Allowance for

Note 5 - Loans & Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2016
Receivables [Abstract]
Loans & Allowance for Loan Losses	Note 5 - Loans Receivable and the Allowance for Loan Losses Major classes of loans are as follows: December 31, 2016 2015 Commercial: Commercial and industrial $ 110,233 $ 124,397 Construction 39,268 27,372 Secured by commercial real estate 255,188 235,171 Secured by residential real estate 68,731 63,164 State and political subdivisions 35,260 40,285 Indirect lease financing — 10,371 Retail: 1-4 family residential mortgages 47,124 42,833 Home equity loans and lines 71,525 67,384 Consumer 5,670 4,286 Total loans 632,999 615,263 Net unearned costs 80 7 Loans receivable $ 633,079 $ 615,270 Loans secured by commercial real estate include all loans collateralized at least in part by commercial real estate. These loans may not be for the expressed purpose of conducting commercial real estate transactions. Overdrafts are reclassified as loans and are included in consumer loans above and total loans on the balance sheet. At December 31, 2016 and 2015, overdrafts were $171,000 and $203,000, respectively. QNB generally lends in its trade area which is comprised of Quakertown and the surrounding communities. To a large extent, QNB makes loans collateralized at least in part by real estate. Its lending activities could be affected by changes in the general economy, the regional economy, or real estate values. Other than disclosed in the table above, at December 31, 2016, there were no concentrations of loans exceeding 10% of total loans. The Company engages in a variety of lending activities, including commercial, residential real estate and consumer transactions. The Company focuses its lending activities on individuals, professionals and small to medium sized businesses. Risks associated with lending activities include economic conditions and changes in interest rates, which can adversely impact both the ability of borrowers to repay their loans and the value of the associated collateral. Commercial and industrial loans, commercial real estate loans, construction loans and residential real estate loans with a business purpose are generally perceived as having more risk of default than residential real estate loans with a personal purpose and consumer loans. These types of loans involve larger loan balances to a single borrower or groups of related borrowers and are more susceptible to a risk of loss during a downturn in the business cycle. These loans may involve greater risk because the availability of funds to repay these loans depends on the successful operation of the borrower’s business. The assets financed are used within the business for its ongoing operation. Repayment of these kinds of loans generally comes from the cash flow of the business or the ongoing conversions of assets, such as accounts receivable and inventory, to cash. Typical collateral for commercial and industrial loans includes the borrower’s accounts receivable, inventory and machinery and equipment. Commercial real estate and residential real estate loans secured for a business purpose are originated primarily within the eastern Pennsylvania market area at conservative loan-to-value ratios and often backed by the individual guarantees of the borrowers or owners. Repayment of this kind of loan is dependent upon either the ongoing cash flow of the borrowing entity or the resale of or lease of the subject property. Commercial real estate loans may be affected to a greater extent than residential loans by adverse conditions in real estate markets or the economy because commercial real estate borrowers’ ability to repay their loans depends on successful development of their properties, as well as the factors affecting residential real estate borrowers. Loans to state and political subdivisions are tax-exempt or taxable loans to municipalities, school districts and housing and industrial development authorities. These loans can be general obligations of the municipality or school district repaid through their taxing authority, revenue obligations repaid through the income generated by the operations of the authority, such as a water or sewer authority, or loans issued to a housing and industrial development agency, for which a private corporation is responsible for payments on the loans. Indirect lease financing receivables represent loans to small businesses that are collateralized by equipment. These loans tend to have higher risk characteristics but generally provide higher rates of return. These loans are originated by a third party and purchased by QNB based on criteria specified by QNB. The criteria include minimum credit scores of the borrower, term of the lease, type and age of equipment financed and geographic area. The geographic area primarily represents states contiguous to Pennsylvania. QNB is not the lessor and does not service these loans. In October 2016, the Company sold its interest in these third-party originated lease financing receivables, recording a loss on sale of $223,000, which was essentially offset by a $220,000 reversal of the allowance for loan losses associated with this sold portfolio. The Company originates fixed-rate and adjustable-rate real estate-residential mortgage loans for personal purposes that are secured by first liens on the underlying 1-4 family residential properties. Credit risk exposure in this area of lending is minimized by the evaluation of the credit worthiness of the borrower, including debt-to-income ratios, credit scores and adherence to underwriting policies that emphasize conservative loan-to-value ratios of generally no more than 80%. Residential mortgage loans granted in excess of the 80% loan-to-value ratio criterion are generally insured by private mortgage insurance. The real estate-home equity portfolio consists of fixed-rate home equity loans and variable-rate home equity lines of credit. Risks associated with loans secured by residential properties are generally lower than commercial loans and include general economic risks, such as the strength of the job market, employment stability and the strength of the housing market. Since most loans are secured by a primary or secondary residence, the borrower’s continued employment is the greatest risk to repayment. The Company offers a variety of loans to individuals for personal and household purposes. Consumer loans are generally considered to have greater risk than first or second mortgages on real estate because they may be unsecured, or, if they are secured, the value of the collateral may be difficult to assess and is more likely to decrease in value than real estate. Credit risk in this portfolio is controlled by conservative underwriting standards that consider debt-to-income levels and the creditworthiness of the borrower and, if secured, collateral values. The Company employs an eight (8) grade risk rating system related to the credit quality of commercial loans, loans to state and political subdivisions and indirect lease financing of which the first four categories are pass categories (credits not adversely rated). The following is a description of the internal risk ratings and the likelihood of loss related to each risk rating. 1 - Excellent - no apparent risk 2 - Good - minimal risk 3 - Acceptable - average risk 4 - Watch List - greater than average risk 5 - Special Mention - potential weaknesses 6 - Substandard - well defined weaknesses 7 - Doubtful - full collection unlikely 8 - Loss - considered uncollectible The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential problem loans. Each loan officer assigns a rating to commercial loans, loans to state and political subdivisions and indirect lease financing at the time the loan is originated. Loans with risk ratings of one through three are reviewed annually based on the borrower’s fiscal year. Loans with risk ratings of four are reviewed every six to twelve months based on the dollar amount of the relationship with the borrower. Loans with risk ratings of five through eight are reviewed at least quarterly, and as often as monthly, at management’s discretion. The Company also utilizes an outside loan review firm to review the portfolio on a semi-annual basis to provide the Board of Directors and senior management an independent review of the Bank’s loan portfolio on an ongoing basis. These reviews are designed to recognize deteriorating credits in their earliest stages in an effort to reduce and control risk in the lending function as well as identifying potential shifts in the quality of the loan portfolio. The examinations by the outside loan review firm include the review of lending activities with respect to underwriting and processing new loans, monitoring the risk of existing loans and to provide timely follow-up and corrective action for loans showing signs of deterioration in quality. In addition, the outside firm reviews the methodology for the allowance for loan losses to determine compliance to policy and regulatory guidance. The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of December 31, 2016 and 2015: December 31, 2016 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 102,396 $ 686 $ 7,151 $ — $ 110,233 Construction 39,259 — 9 — 39,268 Secured by commercial real estate 238,290 5,185 11,713 — 255,188 Secured by residential real estate 65,169 231 3,331 — 68,731 State and political subdivisions 35,260 — — — 35,260 Total $ 480,374 $ 6,102 $ 22,204 $ — $ 508,680 December 31, 2015 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 117,246 — $ 7,151 $ — $ 124,397 Construction 27,355 — 17 — 27,372 Secured by commercial real estate 218,958 $ 361 15,852 — 235,171 Secured by residential real estate 60,286 34 2,844 — 63,164 State and political subdivisions 39,027 — 1,258 — 40,285 Indirect lease financing 10,168 — 203 — 10,371 Total $ 473,040 $ 395 $ 27,325 $ — $ 500,760 For retail loans, the Company evaluates credit quality based on the performance of the individual credits. The following tables present the recorded investment in the retail classes of the loan portfolio based on payment activity as of December 31, 2016 and 2015: December 31, 2016 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 46,858 $ 266 $ 47,124 Home equity loans and lines 71,436 89 71,525 Consumer 5,577 93 5,670 Total $ 123,871 $ 448 $ 124,319 December 31, 2015 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 42,546 $ 287 $ 42,833 Home equity loans and lines 67,257 127 67,384 Consumer 4,286 — 4,286 Total $ 114,089 $ 414 $ 114,503 The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio (excluding deferred fees and costs) summarized by the past due status, regardless of whether the loan is on non-accrual status, as of December 31, 2016 and 2015: December 31, 2016 30-59 past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 463 — — $ 463 $ 109,770 $ 110,233 Construction 214 — — 214 39,054 39,268 Secured by commercial real estate 64 $ 395 $ 1,596 2,055 253,133 255,188 Secured by residential real estate — — 285 285 68,446 68,731 State and political subdivisions — — — — 35,260 35,260 Retail: 1-4 family residential mortgages 1,459 323 — 1,782 45,342 47,124 Home equity loans and lines 107 15 — 122 71,403 71,525 Consumer 14 2 — 16 5,654 5,670 Total $ 2,321 $ 735 $ 1,881 $ 4,937 $ 628,062 $ 632,999 December 31, 2015 30-59 days past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 95 — — $ 95 $ 124,302 $ 124,397 Construction 63 — — 63 27,309 27,372 Secured by commercial real estate 443 — $ 935 1,378 233,793 235,171 Secured by residential real estate — $ 97 369 466 62,698 63,164 State and political subdivisions — — — — 40,285 40,285 Indirect lease financing 320 53 130 503 9,868 10,371 Retail: 1-4 family residential mortgages 641 234 — 875 41,958 42,833 Home equity loans and lines 272 — 45 317 67,067 67,384 Consumer 12 10 — 22 4,264 4,286 Total $ 1,846 $ 394 $ 1,479 $ 3,719 $ 611,544 $ 615,263 The following tables disclose the recorded investment in loans receivable that are either on non-accrual status or past due 90 days or more and still accruing interest as of December 31, 2016 and 2015: December 31, 2016 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 4,798 Construction — — Secured by commercial real estate — 3,007 Secured by residential real estate — 1,866 State and political subdivisions — — Retail: 1-4 family residential mortgages — 266 Home equity loans and lines — 89 Consumer — 93 Total $ — $ 10,119 December 31, 2015 90 due (still accruing) Non-accrual Commercial: Commercial and industrial — $ 3,433 Construction — — Secured by commercial real estate — 3,627 Secured by residential real estate — 1,803 State and political subdivisions — — Indirect lease financing $ 11 143 Retail: 1-4 family residential mortgages — 287 Home equity loans and lines — 127 Consumer — — Total $ 11 $ 9,420 Activity in the allowance for loan losses for the years ended December 31, 2016, 2015 and 2014 are as follows: Year ended December 31, 2016 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 1,521 $ 41 $ (140 ) $ 37 $ 1,459 Construction 286 163 — — 449 Secured by commercial real estate 2,411 227 — 8 2,646 Secured by residential real estate 1,812 (44 ) (120 ) 112 1,760 State and political subdivisions 222 (99 ) — — 123 Indirect lease financing 164 (121 ) (52 ) 9 — Retail: 1-4 family residential mortgages 350 16 — — 366 Home equity loans and lines 428 (91 ) — 16 353 Consumer 76 60 (92 ) 32 76 Unallocated 284 (122 ) N/A N/A 162 Total $ 7,554 $ 30 $ (404 ) $ 214 $ 7,394 Year ended December 31, 2015 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 1,892 $ (353 ) $ (56 ) $ 38 $ 1,521 Construction 297 (11 ) — — 286 Secured by commercial real estate 2,700 (214 ) (84 ) 9 2,411 Secured by residential real estate 1,630 687 (531 ) 26 1,812 State and political subdivisions 221 1 — — 222 Indirect lease financing 93 76 (21 ) 16 164 Retail: 1-4 family residential mortgages 312 38 — — 350 Home equity loans and lines 453 (47 ) — 22 428 Consumer 85 57 (95 ) 29 76 Unallocated 318 (34 ) N/A N/A 284 Total $ 8,001 $ 200 $ (787 ) $ 140 $ 7,554 Year ended December 31, 2014 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 2,044 $ (202 ) $ (17 ) $ 67 $ 1,892 Construction 439 (142 ) — — 297 Secured by commercial real estate 2,898 (131 ) (70 ) 3 2,700 Secured by residential real estate 1,632 1,019 (1,069 ) 48 1,630 State and political subdivisions 186 35 — — 221 Loans to depository institutions 4 (4 ) — — — Indirect lease financing 103 15 (39 ) 14 93 Retail: 1-4 family residential mortgages 303 103 (95 ) 1 312 Home equity loans and lines 583 (84 ) (156 ) 110 453 Consumer 64 142 (167 ) 46 85 Unallocated 669 (351 ) N/A N/A 318 Total $ 8,925 $ 400 $ (1,613 ) $ 289 $ 8,001 As previously discussed, the Company maintains a loan review system, which includes a continuous review of the loan portfolio by internal and external parties to aid in the early identification of potential impaired loans. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial loans, loans to state and political subdivisions and indirect lease financing loans by using either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring. An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of the majority of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral. For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property. For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable agings or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. From time to time, QNB may extend, restructure, or otherwise modify the terms of existing loans, on a case-by-case basis, to remain competitive and retain certain customers, as well as assist other customers that may be experiencing financial difficulties. A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates to less than the current market rate for new obligations with similar risk. Loans classified as TDRs are considered non-performing and are also designated as impaired. The concessions made for TDRs involve lowering the monthly payments on loans through periods of interest only payments, a reduction in interest rate below a market rate or an extension of the term of the loan without a corresponding adjustment to the risk premium reflected in the interest rate, or a combination of these three methods. The restructurings rarely result in the forgiveness of principal or accrued interest. If the borrower has demonstrated performance under the previous terms and our underwriting process shows the borrower has the capacity to continue to perform under the restructured terms, the loan will continue to accrue interest. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible. Performing TDRs (not reported as non-accrual or past due 90 days or more and still accruing) totaled $1,819,000 and $1,288,000 as of December 31, 2016 and 2015, respectively. Non-performing TDRs totaled $3,555,000 and $990,000 as of December 31, 2016 and 2015, respectively. All TDRs are included in impaired loans. The following table illustrates the specific reserve for loan losses allocated to loans modified as TDRs. These specific reserves are included in the allowance for loan losses for loans individually evaluated for impairment. There were charge-offs resulting from loans modified as TDRs of $0, $5,000 and $909,000 during the years ended December 31, 2016, 2015 and 2014, respectively. December 31, 2016 2015 Unpaid principal balance Related allowance Unpaid principal balance Related allowance TDRs with no specific allowance recorded $ 3,992 — $ 1,787 — TDRs with an allowance recorded 1,382 $ 761 491 $ 491 Total $ 5,374 $ 761 $ 2,278 $ 491 There were 16 newly identified TDRs during the year ended December 31, 2016. The TDR concessions involved extension of a maturity date, renewal of a line of credit and concessions to lower monthly payments which included interest only periods. As of December 31, 2016 and 2015, QNB had commitments of $30,000 and $1,919,000, respectively, to lend additional funds to customers with loans whose terms have been modified in troubled debt restructurings. The following table presents loans, by loan class, modified as TDRs during the years ended December 31, 2016 and 2015. The pre-modification outstanding recorded investment disclosed represents the carrying amounts immediately prior to the modification of the loan. The post-modification outstanding recorded investment is net of loan repayments. Year ended December 31, 2016 2015 Number contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Number of contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Commercial: Commercial and industrial 7 $ 1,099 $ 1,020 1 $ 47 $ 46 Secured by commercial real estate 2 1,296 1,251 1 400 397 Secured by residential real estate 5 1,156 1,126 — — — Retail: 1-4 family residential mortgages 1 193 193 1 142 141 Consumer 1 96 93 — — — Total 16 $ 3,840 $ 3,683 3 $ 589 $ 584 The following table presents loans modified as TDRs, included above, within the previous 12 months from December 31, 2016 and 2015, for which there was a payment default, past due 60 days or more, during the respective year end. Year ended December 31, 2016 2015 TDRs Subsequently Defaulted Number of contracts Recorded investment Number of contracts Recorded investment Commercial: Secured by residential real estate 1 $ 111 — $ — The company had no mortgages secured by residential real estate for which foreclosure proceedings were in process as of December 31, 2016. There were seven mortgage loans secured by residential real estate for which foreclosure proceedings were in process at December 31, 2015. The recorded investment was $197,000. The following tables present the balance in the allowance of loan losses disaggregated on the basis of the Company’s impairment method by class of loans receivable along with the balance of loans receivable by class, excluding unearned fees and costs, disaggregated on the basis of the Company’s impairment methodology: Allowance for Loan Losses Loans Receivable December 31, 2016 Balance Balance to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 1,459 $ 696 $ 763 $ 110,233 $ 5,134 $ 105,099 Construction 449 — 449 39,268 224 39,044 Secured by commercial real estate 2,646 — 2,646 255,188 6,383 248,805 Secured by residential real estate 1,760 494 1,266 68,731 2,313 66,418 State and political subdivisions 123 — 123 35,260 — 35,260 Retail: 1-4 family residential mortgages 366 8 358 47,124 748 46,376 Home equity loans and lines 353 — 353 71,525 111 71,414 Consumer 76 — 76 5,670 93 5,577 Unallocated 162 N/A N/A N/A N/A N/A Total $ 7,394 $ 1,198 $ 6,034 $ 632,999 $ 15,006 $ 617,993 Allowance for Loan Losses Loans Receivable December 31, 2015 Balance Balance related to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 1,521 $ 712 $ 809 $ 124,397 $ 4,586 $ 119,811 Construction 286 — 286 27,372 364 27,008 Secured by commercial real estate 2,411 14 2,397 235,171 6,998 228,173 Secured by residential real estate 1,812 203 1,609 63,164 2,113 61,051 State and political subdivisions 222 — 222 40,285 — 40,285 Indirect lease financing 164 20 144 10,371 146 10,225 Retail: 1-4 family residential mortgages 350 25 325 42,833 583 42,250 Home equity loans and lines 428 — 428 67,384 151 67,233 Consumer 76 — 76 4,286 — 4,286 Unallocated 284 N/A N/A N/A N/A N/A Total $ 7,554 $ 974 $ 6,296 $ 615,263 $ 14,941 $ 600,322 The following table summarizes additional information in regards to impaired loans by loan portfolio class as of December 31, 2016 and 2015: December 31, 2016 December 31, 2015 Recorded investment (after charge-offs) Unpaid principal balance Related allowance Recorded investment (after charge-offs) Unpaid principal balance Related allowance With no specific allowance recorded: Commercial: Commercial and industrial $ 2,482 $ 2,862 $ — $ 3,629 $ 3,923 $ — Construction 224 234 — 364 364 — Secured by commercial real estate 6,383 6,367 — 6,932 7,416 — Secured by residential real estate 1,046 1,438 — 942 1,653 — Indirect lease financing — — — 3 3 — Retail: 1-4 family residential mortgages 570 589 — 393 406 — Home equity loans and lines 111 174 — 151 201 — Consumer 93 95 — — — — Total $ 10,909 $ 11,759 $ — $ 12,414 $ 13,966 $ — With an allowance recorded: Commercial: Commercial and industrial $ 2,652 $ 2,812 $ 696 $ 957 $ 1,086 $ 712 Construction — — — — — — Secured by commercial real estate — — — 66 66 14 Secured by residential real estate 1,267 1,435 494 1,171 1,279 203 Indirect lease financing — — — 143 145 20 Retail: 1-4 family residential mortgages 178 193 8 190 197 25 Home equity loans and lines — — — — — — Consumer — — — — — — Total $ 4,097 $ 4,440 $ 1,198 $ 2,527 $ 2,773 $ 974 Total: Commercial: Commercial and industrial $ 5,134 $ 5,674 $ 696 $ 4,586 $ 5,009 $ 712 Construction 224 234 — 364 364 — Secured by commercial real estate 6,383 6,367 — 6,998 7,482 14 Secured by residential real estate 2,313 2,873 494 2,113 2,932 203 Indirect lease financing — — — 146 148 20 Retail: 1-4 family residential mortgages 748 782 8 583 603 25 Home equity loans and lines 111 174 — 151 201 — Consumer 93 95 — — — — Total $ 15,006 $ 16,199 $ 1,198 $ 14,941 $ 16,739 $ 974 The following table presents additional information in regards to the average recorded investment and interest income recognized on impaired loans for the years ended December 31, 2016, 2015 and 2014: Year Ended December 31, 2016 2015 2014 Average recorded investment Interest income recognized Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 4,200 $ 58 $ 6,108 $ 169 $ 9,305 $ 331 Construction 370 18 396 20 1,050 2 Secured by commercial real estate 6,129 131 7,370 149 12,304 344 Secured by residential real estate 1,960 15 1,544 — 2,452 — Indirect lease financing 88 — 43 1 26 1 Retail: 1-4 family residential mortgages 583 10 448 6 460 5 Home equity loans and lines 129 1 135 1 169 — Consumer 29 — 2 — 2 — Total $ 13,488 $ 233 $ 16,046 $ 346 $ 25,768 $ 683

Note 6 - Premises and Equipment

Note 6 - Premises and Equipment	12 Months Ended
	Dec. 31, 2016
Property Plant And Equipment [Abstract]
Premises and Equipment	Note 6 - Premises and Equipment Premises and equipment, stated at cost less accumulated depreciation and amortization, are summarized below: December 31, 2016 2015 Land and buildings $ 11,405 $ 11,301 Furniture and equipment 13,098 12,936 Leasehold improvements 2,324 2,322 Book value 26,827 26,559 Accumulated depreciation and amortization (18,144 ) (17,302 ) Net book value $ 8,683 $ 9,257 Depreciation and amortization expense on premises and equipment amounted to $891,000, $1,024,000, and $1,167,000 for the years ended December 31, 2016, 2015 and 2014, respectively.

Note 7 - Intangible Assets and

Note 7 - Intangible Assets and Loan Servicing	12 Months Ended
	Dec. 31, 2016
Transfers And Servicing Of Financial Assets [Abstract]
Intangible Assets and Lone Servicing	Note 7 - Intangible Assets and Loan Servicing Loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of mortgage loans serviced for others were $78,380,000 and $79,295,000 at December 31, 2016 and 2015, respectively. The following table reflects the activity of mortgage servicing rights for the periods indicated: Year ended December 31, 2016 2015 2014 Balance at beginning of year $ 504 $ 504 $ 519 Mortgage servicing rights capitalized 69 79 48 Mortgage servicing rights amortized (79 ) (87 ) (71 ) Fair market value adjustments 4 8 8 Balance at end of year $ 498 $ 504 $ 504 The balance of these mortgage servicing rights are included in other assets at December 31, 2016 and 2015 and the fair value of these rights was $579,000 and $642,000, respectively. The fair value of servicing rights was determined using discount rates ranging from 14% to 16 % for 2016 and 10% to 12% for 2015. The annual estimated amortization expense of intangible assets for each of the five succeeding fiscal years is as follows: 2017 $ 81 2018 69 2019 59 2020 51 2021 43 On November 26, 2014, QNB transferred its former internet domain name to a third party and recorded a gain of $1,000,000, as disclosed in a Form 8-K filing dated December 2, 2014. As a result of the purchase of an additional domain name, QNB recorded the purchase price of $8,000 as an intangible asset in other assets in 2014. This asset has no amortization expense as it has an indefinite life.

Note 8 - Time Deposits

Note 8 - Time Deposits	12 Months Ended
	Dec. 31, 2016
Banking And Thrift [Abstract]
Deposit Liabilities Disclosures	Note 8 - Time Deposits The aggregate amount of time deposits, including deposits in denominations of $100,000 or more, was $225,582,000 and $227,376,000 at December 31, 2016 and 2015, respectively. Time deposits that meet or exceed the FDIC insurance limit of $250,000 at December 31, 2016 and 2015 were $34,446,000 and $34,507,000, respectively. At December 31, 2016, the scheduled maturities of time deposits were as follows: 2017 $ 95,803 2018 34,019 2019 19,946 2020 30,752 2021 45,062 Thereafter — Total time deposits $ 225,582

Note 9 - Short-term Borrowings

Note 9 - Short-term Borrowings	12 Months Ended
	Dec. 31, 2016
Disclosure Text Block [Abstract]
Short-term Borrowings	Note 9 - Short-Term Borrowings December 31, Securities sold under agreements to repurchase (a) Other short - term borrowings (b) 2016 Balance $ 45,339 $ 7,321 Maximum indebtedness at any month end 45,339 7,321 Daily average indebtedness outstanding 38,835 1,365 Average rate paid for the year 0.37 % 0.66 % Average rate on period-end borrowings 0.38 0.77 2015 Balance $ 37,163 — Maximum indebtedness at any month end 37,163 — Daily average indebtedness outstanding 31,364 $ 547 Average rate paid for the year 0.37 % 0.34 % Average rate on period-end borrowings 0.37 — (a) Securities sold under agreements to repurchase mature overnight. The repurchase agreements were collateralized by U.S. Government mortgage-backed securities and CMOs with an amortized cost of $52,920,000 and $47,309,000 and a fair value of $52,314,000 and $47,200,000 and at December 31, 2016 and 2015, respectively. These securities are held in safekeeping at the Federal Reserve Bank of Philadelphia. (b) Other short-term borrowings include Federal funds purchased and overnight borrowings from the FHLB. The Bank has four unsecured Federal funds lines granted by correspondent banks totaling $46,000,000. Federal funds purchased under these lines were $0 at both December 31, 2016 and 2015.

Note 10 - Long-term Debt

Note 10 - Long-term Debt	12 Months Ended
	Dec. 31, 2016
Disclosure Text Block [Abstract]
Long-term Debt	Note 10 - Long-Term Debt FHLB advances are collateralized by certain mortgage loans and also require the purchase of FHLB capital stock, which is included within restricted investment in bank stock on the consolidated balance sheets. QNB’s FHLB stock is $1,005,000 and $496,000 at December 31, 2016 and 2015, respectively. QNB has a maximum borrowing capacity with the FHLB of approximately $248,199,000. At December 31, 2016 QNB had $7,321,000 in borrowings outstanding with the FHLB reported in Note 9 as other short-term borrowings. QNB had no borrowings outstanding with the FHLB at December 31, 2015.

Note 11 - Income Taxes

Note 11 - Income Taxes	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Income Taxes	Note 11 - Income Taxes The components of the provision for income taxes are as follows: Year ended December 31, 2016 2015 2014 Current Federal income taxes $ 3,137 $ 2,519 $ 2,276 Current state income taxes 62 51 — Deferred Federal income taxes (145 ) — 368 Net provision $ 3,054 $ 2,570 $ 2,644 At December 31, 2016 and 2015, the tax effects of temporary differences that represent the significant portion of deferred tax assets and liabilities are as follows: December 31, 2016 2015 Deferred tax assets Allowance for loan losses $ 2,514 $ 2,568 Net unrealized holding losses on investment securities available-for-sale 1,852 193 Impaired securities 448 463 Non-credit OTTI on investment securities available-for-sale 84 88 Non-accrual interest income 545 489 Deferred rent 80 73 Deferred revenue 131 114 Incurred but not reported (IBNR) medical expense 42 43 Depreciation 68 4 Bonus 68 — Other 27 38 Total deferred tax assets 5,859 4,073 Deferred tax liabilities Mortgage servicing rights 169 171 Net unrealized holding gains on trading investment securities 34 — Prepaid expenses 168 193 Other 15 36 Total deferred tax liabilities 386 400 Net deferred tax asset $ 5,473 $ 3,673 The ability to realize deferred tax assets is dependent upon a variety of factors, including the generation of future taxable income, the existence of taxes paid and recoverable, the reversal of deferred tax liabilities and tax planning strategies. Based upon these and other factors, management believes it is more likely than not that QNB will realize the benefits of the above deferred tax assets. A reconciliation of the tax provision on income before taxes computed at the statutory rate of 34% and the actual tax provision was as follows: Year ended December 31, 2016 2015 2014 Dollar % Dollar % Dollar % Provision at statutory rate $ 4,073 34.0 % $ 3,673 34.0 % $ 3,958 34.0 % Tax-exempt interest and dividend income (1,033 ) (8.6 ) (1,126 ) (10.4 ) (1,212 ) (10.4 ) Bank-owned life insurance (105 ) (0.9 ) (104 ) (1.0 ) (106 ) (0.9 ) Life insurance proceeds — — — — (54 ) (0.5 ) Stock-based compensation expense 30 0.3 29 0.3 28 0.2 State income tax 41 0.3 34 0.3 — — Other 48 0.4 64 0.6 30 0.3 Total $ 3,054 25.5 % $ 2,570 23.8 % $ 2,644 22.7 %

Note 12 - Employee Benefit Plan

Note 12 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2016
Compensation Related Costs [Abstract]
Compensation and Employee Benefit Plans	Note 12 - Employee Benefit Plans The QNB Bank Retirement Savings Plan provides for elective employee contributions up to the maximum allowed by the IRS and a matching company contribution limited to t3%. In addition, the plan provides for safe harbor non-elective contributions of 5% of total compensation by QNB. QNB contributed a matching contribution of approximately $206,000, $240,000 and $224,000 for the years ended December 31, 2016, 2015, and 2014, respectively, and a safe harbor contribution of approximately $445,000 for 2016, $441,000 for 2015, and $421,000 for 2014. QNB’s Employee Stock Purchase Plan (the Plan) offers eligible employees an opportunity to purchase shares of QNB Corp. common stock at a 10% discount from the lesser of fair market value on the first or last day of each offering period (as defined by the Plan). At the 2016 Annual Meeting, shareholders approved the 2016 Employee Stock Purchase Plan (the 2016 Plan), which authorizes the issuance of 30,000 shares. As of December 31, 2016, 1,392 shares were issued under the 2016 Plan. The 2016 Plan expires May 31, 2021. The 2011 Employee Stock Purchase Plan (the 2011 Plan), which was approved by shareholders at the 2011 Annual Meeting, expired May 31, 2016. A total of 17,516 shares were issued under the 2011 plan. Shares issued pursuant to the Plan were as follows: Year ended December 31, 2016 2015 2014 Shares 2,932 3,186 3,239 Price per share $26.73 and $28.35 $25.20 and $26.73 $22.32 and $23.40

Note 13 - Stock Option Plan

Note 13 - Stock Option Plan	12 Months Ended
	Dec. 31, 2016
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock Option Plan	Note 13 - Stock Option Plan QNB has stock option plans (the Plans) administered by a committee which consists of three or more members of QNB’s Board of Directors. The Plans provide for the granting of either (i) Non-Qualified Stock Options (NQSOs) or (ii) Incentive Stock Options (ISOs). The exercise price of an option, as defined by the Plans, is the fair market value of QNB’s common stock at the date of grant. The Plans provide for the exercise either in cash or in securities of the Company or in any combination thereof. The 1998 Plan authorized the issuance of 220,500 shares. The time period by which any option is exercisable under the Plan is determined by the Committee but shall not commence before the expiration of six months after the date of grant or continue beyond the expiration of ten years after the date the option is awarded. The granted options vest after a three-year period. As of December 31, 2016, there were 225,058 options granted, 60,244 options forfeited, 164,814 options exercised and 0 options outstanding under this Plan. The 1998 Plan expired March 10, 2008. The 2005 Plan authorizes the issuance of 200,000 shares. The terms of the 2005 Plan are identical to the 1998 Plan except the options expire five years after the grant date. As of December 31, 2016, there were 184,200 options granted, 65,050 options forfeited, 68,700 options exercised and 50,450 options outstanding under this Plan. The 2005 Plan expired March 15, 2015. The 2015 Plan authorizes the issuance of 300,000 shares. The terms of the 2015 Plan are identical to the 2005 plan. There were 23,500 options granted and outstanding and no options forfeited or exercised under this Plan as of December 31, 2016. As of December 31, 2016, there was approximately $83,000 of unrecognized compensation cost related to unvested stock option awards granted. That cost is expected to be recognized over the next 26 months. Stock option activity during 2016, 2015, and 2014 was as follows: Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2013 115,800 $ 23.51 Exercised (20,050 ) 17.82 Forfeited (27,375 ) 29.66 Granted 20,000 25.16 Outstanding at December 31, 2014 88,375 $ 23.27 Exercised (13,750 ) 18.11 Forfeited (12,750 ) 31.80 Granted 21,000 29.25 Outstanding at December 31, 2015 82,875 24.33 Exercised (22,700 ) 20.90 Forfeited (9,725 ) 25.60 Granted 23,500 30.40 Outstanding at December 31, 2016 73,950 $ 27.14 2.62 $ 640 Exercisable at December 31, 2016 18,825 $ 22.52 0.69 $ 250 As of December 31, 2016, outstanding stock options consist of the following: Options outstanding Exercise price Remaining life (in years) Options exercisable Exercise price 6,950 $ 21.35 0.07 6,950 $ 21.35 11,875 23.20 1.06 11,875 23.20 13,775 25.16 2.08 — — 17,850 29.25 3.08 — — 23,500 30.40 4.13 — — Outstanding at December 31, 2016 73,950 $ 27.14 2.62 18,825 $ 22.52 The tax benefits and intrinsic value related to total stock options exercised during 2016, 2015, and 2014 are as follows: 2016 2015 2014 Tax benefits related to stock options exercised $ 17 $ 21 $ 29 Intrinsic value of stock options exercised 234 148 161

Note 14 - Related Party Transac

Note 14 - Related Party Transactions	12 Months Ended
	Dec. 31, 2016
Related Party Transactions [Abstract]
Related Party Transactions	Note 14 - Related Party Transactions QNB has had, and may be expected to have in the future, banking transactions in the ordinary course of business with its executive officers, directors, principal shareholders, their immediate families and affiliated companies. The following table presents activity and amounts due from directors, principal officers, and their related interests. All of these transactions were made in the ordinary course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons. These transactions did not involve more than normal risk of collectability or present any other unfavorable features. Balance, December 31, 2015 $ 11,122 New loans 8,869 Repayments (12,144 ) Balance, December 31, 2016 $ 7,847 The following table provides additional information regarding transactions with related parties. December 31, 2016 2015 Commitments to extend credit $ 9,344 $ 4,200 Letters of credit 1,000 1,000 Deposits received 10,181 8,452

Note 15 - Commitments and Conti

Note 15 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2016
Commitments And Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 15 - Commitments and Contingencies Financial instruments with off-balance sheet risk: In the normal course of business there are various legal proceedings, commitments, and contingent liabilities which are not reflected in the consolidated financial statements. Management does not anticipate any material losses as a result of these transactions and activities. They include, among other things, commitments to extend credit and standby letters of credit. The maximum exposure to credit loss, which represents the possibility of sustaining a loss due to the failure of the other parties to a financial instrument to perform according to the terms of the contract, is represented by the contractual amount of these instruments. QNB uses the same lending standards and policies in making credit commitments as it does for on-balance sheet instruments. The activity is controlled through credit approvals, control limits, and monitoring procedures. A summary of the Bank's financial instrument commitments is as follows: December 31, 2016 2015 Commitments to extend credit and unused lines of credit $ 277,216 $ 232,492 Standby letters of credit 16,490 9,493 Total financial instrument commitments $ 293,706 $ 241,985 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. QNB evaluates each customer’s creditworthiness on a case-by-case basis. Standby letters of credit are conditional commitments issued by the Bank to guarantee the financial or performance obligation of a customer to a third party. QNB’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making conditional obligations as it does for on-balance sheet instruments. These standby letters of credit expire within two years. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending other loan commitments. The Bank requires collateral and personal guarantees supporting these letters of credit as deemed necessary. The amount of collateral obtained for letters of credit and commitments to extend credit is based on management’s credit evaluation of the customer. Collateral varies, but may include real estate, accounts receivable, marketable securities, pledged deposits, inventory or equipment. Management believes that the proceeds obtained through a liquidation of such collateral and the enforcement of personal guarantees would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees. The amount of the liability as of December 31, 2016 and 2015 for guarantees under standby letters of credit issued is not material. Other commitments: QNB has committed to various operating leases for several of their branch and office facilities. Some of these leases include renewal options as well as specific provisions relating to rent increases. The minimum annual rental commitments under these leases outstanding at December 31, 2016 are as follows: Minimum lease payments 2017 $ 470 2018 418 2019 393 2020 273 2021 193 Thereafter 3,180 Total $ 4,927 Some of the leases contain renewal options to extend the initial terms of the lease for periods ranging from one to ten years and certain leases allow for multiple extensions. With the exception of the renewals for a land lease related to a permanent branch site, the commitment for such renewals is not included above if they have not been exercised as of December 31, 2016. Rent expense under leases, which includes common area maintenance costs not included in the minimum lease payments above, for the years ended December 31, 2016, 2015 and 2014, was $606,000, $621,000 and $553,000, respectively.

Note 16 - Accumulated Other Com

Note 16 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2016
Other Comprehensive Income Loss Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 16 - Accumulated Other Comprehensive Income (Loss) The following shows the components of accumulated other comprehensive income (loss) during the periods ended December 31, 2016, 2015 and 2014: December 31, 2016 2015 2014 Unrealized net holding (losses) gains on available-for-sale securities $ (5,446 ) $ (568 ) $ 1,975 Unrealized losses on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings (247 ) (259 ) (600 ) Accumulated other comprehensive (loss) income (5,693 ) (827 ) 1,375 Tax effect 1,936 281 (468 ) Accumulated other comprehensive income (loss), net of tax $ (3,757 ) $ (546 ) $ 907 The following table presents amounts reclassified out of accumulated other comprehensive income (loss) for the years ended December 31, 2016, 2015 and 2014: Amount reclassified from accumulated other comprehensive income (loss) Details about accumulated other comprehensive income (loss) 2016 2015 2014 Affected line item in statement of income Unrealized net holding gains on available-for-sale securities $ 866 $ 838 $ 1,112 Net gain on sale of investment securities Other-than-temporary impairment losses on investment securities (192 ) (55 ) — Net other-than-temporary impairment losses on investment securities 674 783 1,112 Tax effect (229 ) (266 ) (378 ) Provision for income taxes Total reclassification out of accumulated other comprehensive income (loss), net of tax $ 445 $ 517 $ 734 Net of tax

Note 17 - Fair Value Measuremen

Note 17 - Fair Value Measurements and Fair Values of Financial Instruments	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Measurements and Fair Values of Financial Instruments	Note 17 - Fair Value Measurements and Fair Values of Financial Instruments Financial Accounting Standards Board (“FASB”) ASC 820, Fair Value Measurements and Disclosures ASC 820 establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability. Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity). An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The measurement of fair value should be consistent with one of the following valuation techniques: market approach, income approach, and/or cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets or liabilities (including a business). For example, valuation techniques consistent with the market approach often use market multiples derived from a set of comparables. Multiples might lie in ranges with a different multiple for each comparable. The selection of where within the range the appropriate multiple falls requires judgment, considering factors specific to the measurement (qualitative and quantitative). Valuation techniques consistent with the market approach include matrix pricing. Matrix pricing is a mathematical technique used principally to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the security’s relationship to other benchmark quoted securities. For financial assets measured at fair value on a recurring and nonrecurring basis, the fair value measurements by level within the fair value hierarchy used were as follows: December 31, 2016 Quoted in active markets for identical assets (Level 1) Significant other observable input (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Trading Securities State and municipal securities $ — $ 3,596 $ — $ 3,596 Securities available-for-sale U.S. Government agency securities — $ 76,650 — $ 76,650 State and municipal securities — 72,295 — 72,295 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 145,301 — 145,301 Collateralized mortgage obligations (CMOs) — 77,415 — 77,415 Pooled trust preferred securities — — $ 2,281 2,281 Corporate debt securities — 8,030 — 8,030 Equity securities $ 8,503 — — 8,503 Total securities available-for-sale $ 8,503 $ 379,691 $ 2,281 $ 390,475 Total recurring fair value measurements $ 8,503 $ 383,287 $ 2,281 $ 394,071 Nonrecurring fair value measurements * Impaired loans $ — $ — $ 2,899 $ 2,899 Mortgage servicing rights — — 58 58 Total nonrecurring fair value measurements $ — $ — $ 2,957 $ 2,957 * impairment December 31, 2015 Quoted prices in active markets for identical assets (Level 1) Significant other observable input (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Trading Securities State and municipal securities $ — $ 4,189 $ — $ 4,189 Securities available-for-sale U.S. Government agency securities — $ 61,779 — $ 61,779 State and municipal securities — 78,954 — 78,954 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 136,681 — 136,681 Collateralized mortgage obligations (CMOs) — 65,610 — 65,610 Pooled trust preferred securities — — $ 2,653 2,653 Corporate debt securities — 9,004 — 9,004 Equity securities $ 7,234 — — 7,234 Total securities available-for-sale $ 7,234 $ 352,028 $ 2,653 $ 361,915 Total recurring fair value measurements $ 7,234 $ 356,217 $ 2,653 $ 366,104 Nonrecurring fair value measurements * Impaired loans $ — $ — $ 1,698 $ 1,698 Mortgage servicing rights — — 133 133 Total nonrecurring fair value measurements $ — $ — $ 1,831 $ 1,831 * impairment The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which QNB has utilized Level 3 inputs to determine fair value: Quantitative information about Level 3 fair value measurements December 31, 2016 Fair Valuation techniques Unobservable input Value of values Impaired loans $ 938 Appraisal (1) Appraisal adjustments (2) -10% to -80% Liquidation expenses (3) -10% Impaired loans 76 Used commercial vehicle and equipment guides Guide value discounts (4) 0% to -25% Impaired loans 1,880 Financial statement values for UCC collateral Financial statement value discounts (5) -20% to -50% Impaired loans 5 Agreement of sale (6) Mortgage servicing rights 58 Discounted cash flow Remaining term 2 - 27 yrs Discount rate 14% to 16% Quantitative information about Level 3 fair value measurements December 31, 2015 Fair value Valuation techniques Unobservable input Value or range of values Impaired loans $ 1,331 Appraisal of collateral (1) Appraisal adjustments (2) -15% to -80% Liquidation expenses (3) -10% Impaired loans 199 Used commercial vehicle and equipment guides Guide value discounts (4) 0% to -30% Impaired loans 168 Financial statement values for UCC collateral Financial statement value discounts (5) -25% to -70% Mortgage servicing rights 133 Discounted cash flow Remaining term 3 - 28 yrs Discount rate 10% to 12% (1) Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various level 3 inputs which are not always identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value. (3) Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value. (4) If lendable value (lower than wholesale) is utilized then no additional discounts are taken. If lendable value is not provided, then additional discounts are applied. (5) Values obtained from financial statements for UCC collateral (fixed assets and inventory) are discounted to estimated realizable liquidation value. (6) Fair value is determined by the net amount due. The following table presents additional information about the securities available-for-sale measured at fair value on a recurring basis and for which QNB utilized significant unobservable inputs (Level 3 inputs) to determine fair value for the year ended December 31: Fair value measurements using significant unobservable inputs (Level 3) Securities available-for-sale 2016 2015 Balance, beginning of year $ 2,653 $ 2,439 Payments received (381 ) (228 ) Total gains or losses (realized/unrealized) Included in earnings — — Included in other comprehensive income 9 442 Transfers in and/or out of Level 3 — — Balance, end of year $ 2,281 $ 2,653 There were no transfers in and out of Level 1 and Level 2 fair value measurements during the years ended December 31, 2016 and 2015. There were also no transfers in or out of level 3 for the same periods. There were no losses included in earnings attributable to the change in unrealized gains or losses relating to the available-for-sale securities above with fair value measurements utilizing significant unobservable inputs for the years ended December 31, 2016 and 2015, respectively. The Level 3 securities consist of six collateralized debt obligation securities, PreTSL securities, which are backed by trust preferred securities issued by banks, thrifts, and insurance companies. As discussed in Note 4, despite the fact that there were some trades during 2016, the market for these securities at December 31, 2016 was not active and markets for similar securities also are not active. The inactivity was evidenced first by a significant widening of the bid-ask spread in the brokered markets in which PreTSLs trade and then by a significant decrease in the volume of trades relative to historical levels. The new issue market is also inactive and there are currently very few market participants who are willing and or able to transact for these securities. Given conditions in the debt markets today and the absence of observable transactions in the secondary and new issue markets, we determined: • The few observable transactions and market quotations that are available are not reliable for purposes of determining fair value at December 31, 2016; • An income valuation approach technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at prior measurement dates; and • PreTSLs will be classified within Level 3 of the fair value hierarchy because significant adjustments are required to determine fair value at the measurement date. Due to the inactive market for these securities, the Bank engaged an independent third party to value the securities using a discounted cash flow analysis. The estimated cash flows are based on specific assumptions about defaults, deferrals and prepayments of the trust preferred securities underlying each PreTSL. The resulting collateral cash flows are allocated to the bond waterfall using the INTEXcalc valuation model. Default rates are calculated based upon a comparison of key financial ratios of active individual issuers without a short-term probability of default compared to all FDIC insured banks. The base loss severity assumption and long-term loss severity assumptions are modeled at 95%. The severity factor for near-term default is vectored to reflect the relative expected performance of the institutions modeled to default, with lower forecasted severities used for the higher quality institutions. Prepayments are modeled to take into account the disruption in the asset-backed securities marketplace and the lack of new pooled trust preferred issuances. For those institutions rated below investment grade the holding companies’ approximate cost of long-term funding given their rating and marketplace interest rate was estimated. The following assumption was made; any holding company that could refinance for a cost savings of more than 2% will refinance and will do so as soon as possible. Finally, for issuers not impacted by the Tier 1 regulatory capital legislation enacted by the Dodd-Frank Act, the issuers that have shown a recent history of prepayment of both floating rate and fixed rate issues were identified and it was assumed these issuers will prepay as soon as possible. The internal rate of return is the pre-tax yield used to discount the best estimate of future cash flows after credit losses. The cash flows have been discounted using estimated market discount rates of 3-month LIBOR plus spreads ranging from 5.35% to 8.22%. The determination of appropriate market discount rates involved the consideration of the following: • the time value of money • the price for bearing uncertainty in cash flows • other factors that would be considered by market participants The analysis of discount rates involved the review of corporate bond spreads for banks, U.S. Treasury yields, credit default swap rates for financial companies (utilized as a proxy for credit), the swap/LIBOR yield curve and the characteristics of the individual securities being valued. For a further discussion of PreTSL valuation, see Note 4, Investment Securities. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of QNB’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between QNB’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of each major classification of financial instrument and non-financial asset at December 31, 2016 and 2015: Cash and cash equivalents, accrued interest receivable and accrued interest payable (carried at cost): The carrying amounts reported in the balance sheet approximate those assets’ fair value. Investment securities: trading (carried at fair value), available-for-sale (carried at fair value) and held-to-maturity (carried at amortized cost): The fair value of securities are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted prices. Level 2 debt securities are valued by a third-party pricing service commonly used in the banking industry. Level 2 fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution date, market consensus prepayment speeds, credit information and the security’s terms and conditions, among other things. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management’s best estimate is used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) were used to support fair values of certain Level 3 investments. Restricted investment in bank stocks (carried at cost): The fair value of stock in Atlantic Community Bankers Bank and the Federal Home Loan Bank is the carrying amount, based on redemption provisions, and considers the limited marketability of such securities. Loans Held for Sale (carried at lower of cost or fair value): The fair value of loans held for sale is determined, when possible, using quoted secondary market prices. If no such quoted prices exist, the fair value of a loan is determined using quoted prices for a similar loan or loans, adjusted for the specific attributes of that loan. Loans Receivable (carried at cost): The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans. Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal. Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Impaired Loans (generally carried at fair value): Impaired loans are loans in which the Company has measured impairment generally based on the fair value of the loan’s collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements. Included in the fair value of impaired loans at December 31, 2016 and 2015 were $0 and $145,000, respectively, of loans that had no specific reserves required at year end; however, were partially charged-off at year end. Mortgage Servicing Rights (carried at lower of cost or fair value): The fair value of mortgage servicing rights is based on a valuation model that calculates the present value of estimated net servicing income. The mortgage servicing rights are stratified into tranches based on predominant characteristics, such as interest rate, loan type and investor type. The valuation incorporates assumptions that market participants would use in estimating future net servicing income. Deposit liabilities (carried at cost): The fair value of deposits with no stated maturity (e.g. demand deposits, interest-bearing demand accounts, money market accounts and savings accounts) are by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts). This approach to estimating fair value excludes the significant benefit that results from the low-cost funding provided by such deposit liabilities, as compared to alternative sources of funding. Deposits with a stated maturity (time deposits) have been valued using the present value of cash flows discounted at rates approximating the current market for similar deposits. Short-term borrowings (carried at cost): The carrying amount of short-term borrowings approximates their fair values. Off-balance-sheet instruments (disclosed at cost): The fair value for the Bank’s off-balance sheet instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties’ credit standing. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of the respective period ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each year end. The estimated fair values and carrying amounts of the Company’s financial and off-balance sheet instruments are summarized as follows: Fair value measurements December 31, 2016 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 10,721 $ 10,721 $ 10,721 — — Investment securities: Trading 3,596 3,596 — $ 3,596 — Available-for-sale 390,475 390,475 8,503 379,691 $ 2,281 Restricted investment in bank stocks 1,017 1,017 — 1,017 — Loans held-for-sale 789 789 — 789 — Net loans 625,685 626,052 — — 626,052 Mortgage servicing rights 498 579 — — 579 Accrued interest receivable 3,128 3,128 — 3,128 — Financial liabilities Deposits with no stated maturities $ 687,773 $ 687,773 $ 687,773 — $ — Deposits with stated maturities 225,582 225,403 — $ 225,403 — Short-term borrowings 52,660 52,660 52,660 — — Accrued interest payable 335 335 — 335 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — — — — — Fair value measurements December 31, 2015 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 16,991 $ 16,991 $ 16,991 — — Investment securities: Trading 4,189 4,189 — $ 4,189 — Available-for-sale 361,915 361,915 7,234 352,028 $ 2,653 Held-to-maturity 147 151 — 151 — Restricted investment in bank stocks 508 508 — 508 — Loans held-for-sale 987 1,004 — 1,004 — Net loans 607,716 610,315 — — 610,315 Mortgage servicing rights 504 642 — — 642 Accrued interest receivable 2,562 2,562 — 2,562 — Financial liabilities Deposits with no stated maturities $ 662,410 $ 662,410 $ 662,410 — $ — Deposits with stated maturities 227,376 227,862 — $ 227,862 — Short-term borrowings 37,163 37,163 37,163 — — Accrued interest payable 330 330 — 330 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — — — — —

Note 18 - Parent Company Financ

Note 18 - Parent Company Financial Information	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Parent Company Financial Information	Note 18 - Parent Company Financial Information Condensed financial statements of QNB Corp. only: Balance Sheets December 31, 2016 2015 Assets Cash and cash equivalents $ 60 $ 79 Investment securities available-for-sale 8,503 7,234 Investment in subsidiary 85,102 83,103 Other assets 3 163 Total assets $ 93,668 $ 90,579 Liabilities Other liabilities $ 101 $ 136 Shareholders' equity $ 93,567 $ 90,443 Total liabilities and shareholders' equity $ 93,668 $ 90,579 Statements of Income Year ended December 31, 2016 2015 2014 Dividends from subsidiary $ 3,093 $ 3,228 $ 2,925 Interest, dividend and other income 171 180 142 Securities gains 566 636 1,045 Total income 3,830 4,044 4,112 Expenses 295 298 313 Income before applicable income taxes and equity in undistributed income of subsidiary 3,535 3,746 3,799 Provision for income taxes 159 163 292 Income before equity in undistributed income of subsidiary 3,376 3,583 3,507 Equity in undistributed income of subsidiary 5,548 4,650 5,491 Net income $ 8,924 $ 8,233 $ 8,998 Statements of Comprehensive Income (in thousands) Year ended December 31, 2016 2015 2014 Before tax amount Tax expense (benefit) Net of tax amount Before tax amount Tax expense (benefit) Net of tax amount Before tax amount Tax expense (benefit) Net of tax amount Net income $ 11,978 $ 3,054 $ 8,924 $ 10,803 $ 2,570 $ 8,233 $ 11,642 $ 2,644 $ 8,998 Other comprehensive (loss) income: Net unrealized holding (losses) gains on securities: Unrealized holding (losses) gains arising during the period (4,192 ) (1,426 ) (2,766 ) (1,419 ) (483 ) (936 ) 7,657 2,604 5,053 Reclassification adjustment for gains included in net income (674 ) (229 ) (445 ) (783 ) (266 ) (517 ) (1,112 ) (378 ) (734 ) Other comprehensive (loss) income (4,866 ) (1,655 ) (3,211 ) (2,202 ) (749 ) (1,453 ) 6,545 2,226 4,319 Total comprehensive income $ 7,112 $ 1,399 $ 5,713 $ 8,601 $ 1,821 $ 6,780 $ 18,187 $ 4,870 $ 13,317 Statements of Cash Flows Year ended December 31, 2016 2015 2014 Operating Activities Net income $ 8,924 $ 8,233 $ 8,998 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed income from subsidiary (5,548 ) (4,650 ) (5,491 ) Net securities gains (566 ) (636 ) (1,045 ) Stock-based compensation expense 88 85 83 (Decrease) increase in other liabilities (67 ) (87 ) 225 Decrease (increase) in other assets 3 (2 ) 12 Deferred income tax provision 14 13 29 Net cash provided by operating activities 2,848 2,956 2,811 Investing activities Purchase of investment securities (7,327 ) (3,862 ) (4,955 ) Proceeds from sale of investment securities 7,137 3,713 4,839 Net cash used by investing activities (190 ) (149 ) (116 ) Financing activities Cash dividend paid (3,556 ) (3,445 ) (3,328 ) Proceeds from issuance of common stock 862 648 628 Tax benefit from exercise of stock options 17 21 29 Net cash used by financing activities (2,677 ) (2,776 ) (2,671 ) (Decrease) increase in cash and cash equivalents (19 ) 31 24 Cash and cash equivalents at beginning of year 79 48 24 Cash and cash equivalents at end of year $ 60 $ 79 $ 48

Note 19 - Regulatory Restrictio

Note 19 - Regulatory Restrictions	12 Months Ended
	Dec. 31, 2016
Banking And Thrift [Abstract]
Regulatory Restrictions	Note 19 - Regulatory Restrictions Dividends payable by the Company and the Bank are subject to various limitations imposed by statutes, regulations and policies adopted by bank regulatory agencies. Under Pennsylvania banking law, the Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. Under Federal Reserve regulations, the Bank is limited as to the amount it may lend affiliates, including the Company, unless such loans are collateralized by specific obligations. Both the Company and the Bank are subject to regulatory capital requirements administered by Federal bank regulatory agencies. Failure to meet minimum capital requirements can initiate actions by regulators that could have an effect on the financial statements. Under the framework for prompt corrective action, both the Company and the Bank must meet capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items. The final rules implementing the Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (“Basel III”) became effective for QNB on January 1, 2015, with full compliance with all the of final rule’s requirements phased in over a multi-year schedule, to be fully phased-in by January 1, 2019. Under the final rules, minimum requirements increased for both the quantity and quality of capital held by banks. The rules include a new common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5%, raise the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0%, require a minimum ratio of Total Capital to risk-weighted assets of 8.0%, and require a minimum Tier 1 leverage ratio of 4.0%. A new capital conservation buffer, comprised of common equity Tier 1 capital, is also established above the regulatory minimum capital requirements. This capital conservation buffer will be phased in beginning January 1, 2016, at 0.625% of risk-weighted assets and increase each subsequent year by an additional 0.625% until reaching its final level of 2.5% on January 1, 2019. Strict eligibility criteria for regulatory capital instruments were also implemented. The final rules also revised the definition and calculation of Tier 1 capital, Total Capital, and risk-weighted assets. The capital amounts and classification are also subject to qualitative judgments by the regulators. Management believes, as of December 31, 2016, that the Company and the Bank met capital adequacy requirements to which they were subject. The Bank is presently considered to be “well capitalized” under the regulatory framework. To be categorized as well capitalized, the Company and the Bank must maintain minimum ratios set forth in the table below. The Company and the Bank’s actual capital amounts and ratios are presented as follows: Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2016 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): Consolidated $ 104,820 12.75 % $ 65,777 8.00 % $ 82,221 10.00 % Bank 96,478 12.10 63,792 8.00 79,740 10.00 Tier I capital (to risk-weighted assets): Consolidated 97,320 11.84 49,333 6.00 49,333 6.00 Bank 89,025 11.16 47,844 6.00 63,792 8.00 Common equity tier 1 capital (to risk-weighted assets): Consolidated 97,320 11.84 36,999 4.50 N/A N/A Bank 89,025 11.16 35,883 4.50 51,831 6.50 Tier I capital (to average assets): Consolidated 97,320 9.16 42,479 4.00 N/A N/A Bank 89,025 8.45 42,144 4.00 52,680 5.00 Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2015 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): Consolidated $ 98,432 12.58 % $ 62,613 8.00 % $ 78,266 10.00 % Bank 91,091 11.97 60,874 8.00 76,093 10.00 Tier I capital (to risk-weighted assets): Consolidated 90,819 11.60 46,960 6.00 46,960 6.00 Bank 83,478 10.97 45,656 6.00 60,874 8.00 Common equity tier 1 capital (to risk-weighted assets): Consolidated 90,819 11.60 35,220 4.50 N/A N/A Bank 83,478 10.97 34,242 4.50 49,460 6.50 Tier I capital (to average assets): Consolidated 90,819 8.87 40,934 4.00 N/A N/A Bank 83,478 8.22 40,632 4.00 50,790 5.00

Note 20 - Consolidated Quarterl

Note 20 - Consolidated Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information	Note 20 - Consolidated Quarterly Financial Data (Unaudited) The unaudited quarterly results of operations for the years ended 2016 and 2015 are in the following table: Quarters Ended 2016 Quarters Ended 2015 March 31 June 30 Sept. 30 Dec. 31 March 31 June 30 Sept. 30 Dec. 31 Interest income $ 8,280 $ 8,184 $ 8,287 $ 8,486 $ 7,807 $ 7,746 $ 8,138 $ 8,184 Interest expense 1,159 1,165 1,202 1,207 1,120 1,104 1,123 1,159 Net interest income 7,121 7,019 7,085 7,279 6,687 6,642 7,015 7,025 Provision for (credit to) loan losses 125 — — (95 ) — 60 — 140 Non-interest income 1,576 1,374 1,644 1,073 1,677 1,599 1,493 1,263 Non-interest expense 5,519 5,593 5,616 5,435 5,527 5,664 5,573 5,634 Income before income taxes 3,053 2,800 3,113 3,012 2,837 2,517 2,935 2,514 Provision for income taxes 788 702 821 743 701 583 715 571 Net Income $ 2,265 $ 2,098 $ 2,292 $ 2,269 $ 2,136 $ 1,934 $ 2,220 $ 1,943 Earnings Per Share - basic * $ 0.67 $ 0.62 $ 0.68 $ 0.67 $ 0.64 $ 0.58 $ 0.66 $ 0.58 Earnings Per Share - diluted * $ 0.67 $ 0.62 $ 0.67 $ 0.66 $ 0.64 $ 0.58 $ 0.66 $ 0.58 * Due to rounding, quarterly earnings per share may not sum to annual earnings per share

Note 1 - Summary of Significa29

Note 1 - Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Basis of Accounting, Policy	Basis of Presentation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. The consolidated entity is referred to herein as “QNB”. All significant inter-company accounts and transactions have been eliminated in the consolidated financial statements. Tabular information, other than share and per share data, is presented in thousands of dollars.
Use of Estimates, Policy	Use of Estimates These statements are prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) and predominant practices within the banking industry. The preparation of these consolidated financial statements requires QNB to make estimates and judgments that affect the reported amounts of assets, liabilities, revenues and expenses, and related disclosure of contingent assets and liabilities. QNB evaluates estimates on an on-going basis. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the determination of the valuation of other real estate owned, the fair value of financial instruments, other-than-temporary impairment of investment securities, the determination of impairment of restricted bank stock and the valuation of deferred tax assets and income taxes. QNB bases its estimates on historical experience and various other factors and assumptions that are believed to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ from these estimates under different assumptions or conditions.
Concentration Risk, Credit Risk, Policy	Significant Group Concentrations of Credit Risk Most of the Company’s activities are with customers located within Bucks, Montgomery and Lehigh Counties in southeastern Pennsylvania. Note 4 discusses the types of investment securities in which the Company invests. Note 5 discusses the types of lending in which the Company engages. The Company does not have any significant concentrations to any one industry or customer. Although the Company has a diversified loan portfolio, its debtors’ ability to honor their contracts is influenced by the region’s economy.
Cash and Cash Equivalents, Policy	Cash and Cash Equivalents For purposes of the statement of cash flows, cash and cash equivalents consist of cash on hand, cash items in process of collection, amounts due from banks, interest-bearing deposits in the Federal Reserve Bank and other banks and Federal funds sold. QNB maintains a portion of its interest-bearing deposits at various commercial financial institutions. At times, the balances exceed the FDIC insured limits.
Investment, Policy	Trading Securities The Company engages in trading activities for its own account. Interest and dividends are included in interest income. Debt and equity securities that are bought and held principally for the purpose of selling in the near term are classified as trading securities and reported at fair value, with unrealized gains and losses included in earnings. In 2014, QNB sold approximately $5,000,000 in available-for-sale municipal securities and established a trading account with a broker consisting of municipal securities and a brokerage cash account. At December 31, 2016 and 2015, the balance of municipal securities at fair value was $3,596,000 and $4,189,000, respectively, and the amount in the brokerage cash account was $1,499,000 and $1,349,000, respectively. Investment Securities Investment securities that QNB has the positive intent and ability to hold to maturity are classified as held-to-maturity securities and reported at amortized cost. Interest and dividends are included in interest income. Debt and equity securities not classified as either held-to-maturity securities or trading securities are classified as available-for-sale securities and reported at fair value, with unrealized gains and losses, net of tax, excluded from earnings and reported in other comprehensive income or loss, a separate component of shareholders’ equity. Management determines the appropriate classification of securities at the time of purchase. Available-for-sale securities include securities that management intends to use as part of its asset/liability management strategy and that may be sold in response to changes in credit ratings, changes in market interest rates and related changes in the securities’ prepayment risk or to meet liquidity needs. Premiums and discounts on debt securities are recognized in interest income using a constant yield method. Gains and losses on sales of available-for-sale securities are recorded on the trade date and are computed on the specific identification method and included in non-interest income.
Other Than Temporary Impairment of Investment Securities	Other-than-Temporary Impairment of Investment Securities Securities are evaluated periodically to determine whether a decline in their value is other-than-temporary. Management utilizes criteria such as the magnitude and duration of the decline, in addition to the reasons underlying the decline, to determine whether the loss in value is other-than-temporary. The term “other-than-temporary” is not intended to indicate that the decline is permanent, but indicates that the prospects for a near-term recovery of value is not necessarily favorable, or that there is a lack of evidence to support realizable value equal to or greater than carrying value of the investment. For equity securities, once a decline in value is determined to be other-than-temporary, the value of the equity security is reduced to fair value and a corresponding charge to earnings is recognized. The Company follows the accounting guidance in Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 320-10 as it relates to the recognition and presentation of other-than-temporary impairment (“OTTI”). This accounting guidance specifies that (a) if a company does not have the intent to sell a debt security prior to recovery and (b) it is more likely than not that it will not have to sell the debt security prior to recovery, the security would not be considered other-than-temporarily impaired unless there is a credit loss. When an entity does not intend to sell the security, and it is more likely than not, the entity will not have to sell the security before recovery of its cost basis, it will recognize the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income. For held to maturity debt securities, the amount of an other-than-temporary impairment recorded in other comprehensive income for the non-credit portion of a previous other-than-temporary impairment would be amortized prospectively over the remaining life of the security based on the timing of future estimated cash flows of the security.
Cost Method Investments, Policy	Restricted Investment in Bank Stock Restricted bank stock is comprised of restricted stock of the Federal Home Loan Bank of Pittsburgh (“FHLB”) in the amount of $1,005,000 and the Atlantic Community Bankers Bank in the amount of $12,000 at December 31, 2016. Federal law requires a member institution of the FHLB to hold stock of its district bank according to a predetermined formula. These restricted securities are carried at cost.
Finance, Loans and Leases Receivable, Policy	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the principal amount outstanding, net of deferred loan fees and costs. Interest income is accrued on the principal amount outstanding. Loan origination and commitment fees and related direct costs are deferred and amortized to income over the term of the respective loan and loan commitment period as a yield adjustment. Loans held-for-sale consist of residential mortgage loans and are carried at the lower of aggregate cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance charged to income. Gains and losses on residential mortgages held-for-sale are included in non-interest income.
Nonperforming Assets	Non-Performing Assets Non-performing assets are comprised of accruing loans past due 90 days or more, non-accrual loans and investment securities, restructured loans, other real estate owned and repossessed assets. Non-accrual loans and investment securities are those on which the accrual of interest has ceased. Loans and indirect lease financing loans are placed on non-accrual status immediately if, in the opinion of management, collection is doubtful, or when principal or interest is past due 90 days or more and collateral is insufficient to cover principal and interest. Interest accrued, but not collected at the date a loan is placed on non-accrual status, is reversed and charged against interest income. Subsequent cash receipts are applied either to the outstanding principal or recorded as interest income, depending on management’s assessment of the ultimate collectability of principal and interest. Loans are returned to an accrual status when the borrower’s ability to make periodic principal and interest payments has returned to normal (i.e. brought current with respect to principal or interest or restructured) and the paying capacity of the borrower and/or the underlying collateral is deemed sufficient to cover principal and interest. From time to time, QNB may extend, restructure, or otherwise modify the terms of existing loans, on a case-by-case basis, to remain competitive and retain certain customers, as well as assist other customers that may be experiencing financial difficulties. A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates to less than the current market rate for new obligations with similar risk. Loans classified as TDRs are considered non-performing and are also designated as impaired. Accounting for impairment in the performance of a loan is required when it is probable that all amounts, including both principal and interest, will not be collected in accordance with the loan agreement. Impaired loans are measured based on the present value of expected future cash flows discounted at the loan’s effective interest rate or, at the loan’s observable market price or the fair value of the collateral if the loans are collateral dependent. Impairment criteria are applied to the loan portfolio exclusive of smaller homogeneous loans such as residential mortgage and consumer loans which are evaluated collectively for impairment. Loans are fully charged-off or charged down to net realizable value (fair value of collateral less estimated costs to sell) when deemed uncollectible due to bankruptcy or other factors, or when they reach a defined number of days past due based on loan product, industry practice, terms and other factors. Loans are considered past due when contractually required principal or interest payments have not been made on the due dates.
Loans and Leases Receivable, Allowance for Loan Losses Policy	Allowance for Loan Losses QNB maintains an allowance for loan losses, which is intended to absorb probable known and inherent losses in the outstanding loan portfolio. The allowance is reduced by actual credit losses and is increased by the provision for loan losses and recoveries of previous losses. The provisions for loan losses are charged to earnings to bring the total allowance for loan losses to a level considered necessary by management. The allowance for loan losses is based on management’s continuing review and evaluation of the loan portfolio. The level of the allowance is determined by assigning specific reserves to individually identified problem credits and general reserves to all other loans. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan. The portion of the allowance that is allocated to internally criticized and non-accrual loans is determined by estimating the inherent loss on each credit after giving consideration to the value of underlying collateral. The general component covers pools of loans by loan class including commercial loans not considered impaired, as well as smaller balance homogeneous loans, such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates. These loss rates are based on a three-year history of charge-offs and are more heavily weighted for recent experience for each of these categories of loans, adjusted for qualitative factors. These qualitative risk factors include: • Lending policies and procedures, including underwriting standards and collection, charge-off and recovery practices. • External factor effects, such as legal and regulatory requirements. • National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans. • Nature and volume of the portfolio including growth. • Experience, ability, and depth of lending management and staff. • Volume and severity of past due, classified and nonaccrual loans. • Quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors. • Existence and effect of any concentrations of credit and changes in the level of such concentrations. Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. Management emphasizes loan quality and close monitoring of potential problem credits. Credit risk identification and review processes are utilized in order to assess and monitor the degree of risk in the loan portfolio. QNB’s lending and credit administration staff are charged with reviewing the loan portfolio and identifying changes in the economy or in a borrower’s circumstances which may affect the ability to repay debt or the value of pledged collateral. A loan classification and review system exists that identifies those loans with a higher than normal risk of collection. Each commercial loan is assigned a grade based upon an assessment of the borrower’s financial capacity to service the debt and the presence and value of collateral for the loan. An independent loan review group tests risk assessments and evaluates the adequacy of the allowance for loan losses. Management meets monthly to review the credit quality of the loan portfolio and quarterly to review the allowance for loan losses In addition, various regulatory agencies, as an integral part of their examination process, periodically review QNB’s allowance for loan losses. Such agencies may require QNB to recognize additions to the allowance based on their judgments using information available to them at the time of their examination. Management believes that it uses the best information available to make determinations about the adequacy of the allowance and that it has established its existing allowance for loan losses in accordance with GAAP. If circumstances differ substantially from the assumptions used in making determinations, future adjustments to the allowance for loan losses may be necessary and results of operations could be affected. Because future events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that increases to the allowance will not be necessary should the quality of any loans deteriorate as a result of the factors discussed above.
Transfers and Servicing of Financial Assets, Policy	Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Financings, Policy	Servicing Assets Servicing assets are recognized as separate assets when rights are acquired through the sale of financial assets. When mortgage loans are sold, a portion of the cost of originating the loan is allocated to the servicing rights based on relative fair value. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The Company subsequently measures servicing rights using the amortization method where servicing rights are amortized in proportion to and over the period of estimated net servicing income. On a quarterly basis, an independent third party determines the fair value of QNB’s servicing assets. These assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the capitalized amount for the tranches. If the Company later determines that all or a portion of the impairment no longer exists for a particular tranche, a reduction of the valuation allowance may be recorded as an increase to income. Capitalized servicing rights are reported in other assets and are amortized into other non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets. Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan and are recorded as other non-interest income when earned and netted against the amortization of mortgage servicing rights.
Loans and Leases Receivable, Real Estate Acquired Through Foreclosure, Policy	Foreclosed Assets Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure, establishing a new cost basis. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Revenue and expenses from operations and changes in the valuation allowance are included in net expenses from foreclosed assets. At both December 31, 2016 and 2015, the Company had no foreclosed assets.
Property, Plant and Equipment, Policy	Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are calculated principally on an accelerated or straight-line basis over the estimated useful lives of the assets, or the shorter of the estimated useful life or lease term for leasehold improvements, as follows: Buildings 10 to 39 years Furniture and equipment 3 to 10 years Leasehold improvements 2 to 30 years Expenditures for maintenance and repairs are charged to operations as incurred. Gains or losses upon disposition are reflected in earnings as realized.
Life Settlement Contracts, Policy	Bank-Owned Life Insurance The Bank invests in bank-owned life insurance (“BOLI”) as a source of funding for employee benefit expenses. BOLI involves the purchasing of life insurance by the Bank on a select group of employees. The Bank is the owner and beneficiary of the policies. Income from the increase in cash surrender value of the policies as well as the receipt of death benefits is included in non-interest income on the consolidated statement of income. The BOLI policies are an asset that can be liquidated, if necessary, with associated tax costs. However, QNB intends to hold these policies and, accordingly, has not provided for deferred income taxes on the earnings from the increase in cash surrender value. The Company follows the accounting guidance for postretirement benefit aspects of endorsement split-dollar life insurance arrangements which applies to life insurance arrangements that provide an employee with a specified benefit that is not limited to the employee’s active service period, including certain bank-owned life insurance policies. It requires an employer to recognize a liability and related compensation costs for future benefits that extend to postretirement periods. The expense recorded during 2016, 2015 and 2014 was approximately $94,000, $69,000 and $21,000, respectively, and is included in non-interest expense under salaries and benefits expense. The increase in 2016 is due to updated life expectancy assumptions for the actuarial calculations. The 2015 increase was a result of a reduction in the discount rate utilized to calculate the liability.
Share-based Compensation, Option and Incentive Plans Policy	Stock-Based Compensation At December 31, 2016, QNB sponsored stock-based compensation plans, administered by a Board committee, under which both qualified and non-qualified stock options may be granted periodically to certain employees. QNB accounts for all awards granted under stock-based compensation plans in accordance with FASB ASC 718, Compensation - Stock Compensation Stock-based compensation expense was approximately $88,000, $85,000 and $83,000 for the years ended December 31, 2016, 2015 and 2014, respectively. There was no tax benefit recognized related to this compensation for the years ended December 31, 2016, 2015 and 2014. The fair value of each option is amortized into compensation expense on a straight-line basis between the grant date for the option and each vesting date. QNB estimated the fair value of stock options on the date of the grant using the Black-Scholes option pricing model. The model requires the use of numerous assumptions, many of which are highly subjective in nature. The following assumptions were used in the option pricing model in determining the fair value of options granted during the periods presented. Year ended December 31, 2016 2015 2014 Risk free interest rate 1.14 % 1.06 % 0.69 % Dividend yield 3.78 % 3.86 % 4.28 % Volatility 22.6 % 26.7 % 28.1 % Expected life (years) 4.2 5.0 5.0 The weighted average fair value per share of options granted during 2016, 2015 and 2014 was $3.79, $4.38 and $3.81, respectively. The risk-free interest rate was selected based upon yields of U.S. Treasury issues with a term equal to the expected life of the option being valued. Historical information was the primary basis for the selection of the expected dividend yield, expected volatility and expected lives of the options.
Income Tax, Policy	Income Taxes QNB accounts for income taxes under the asset/liability method in accordance with income tax accounting guidance, ASC 740 - Income Taxes In connection with the accounting guidance related to accounting for uncertainty in income taxes, which sets out a consistent framework to determine the appropriate level of tax reserves to maintain for uncertain tax positions, QNB has evaluated its tax positions as of December 31, 2016. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that has more than a 50 percent likelihood of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. Under the “more-likely-than-not” threshold guidelines, QNB believes no significant uncertain tax positions exist, either individually or in the aggregate, that would give rise to the non-recognition of an existing tax benefit. As of December 31, 2016, QNB had no material unrecognized tax benefits or accrued interest and penalties. QNB’s policy is to account for interest as a component of interest expense and penalties as a component of other expense. The Company and its subsidiary are subject to U.S. Federal income tax as well as income tax of the Commonwealth of Pennsylvania and the State of New Jersey.
Stockholders' Equity, Policy	Treasury Stock Common stock shares repurchased are recorded as treasury stock at cost.
Earnings Per Share, Policy	Earnings Per Share Basic earnings per share excludes any dilutive effects of options and is computed by dividing net income by the weighted average number of common shares outstanding during the period. Diluted earnings per share gives effect to all dilutive potential common shares that were outstanding during the period. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method. Treasury shares are not deemed outstanding for earnings per share calculations.
Comprehensive Income, Policy	Comprehensive Income (Loss) Comprehensive income (loss) is defined as the change in equity of a business entity during a period due to transactions and other events and circumstances, excluding those resulting from investments by and distributions to owners. Comprehensive income (loss) consists of net income and other comprehensive income (loss). For QNB, the primary component of other comprehensive income (loss) is the unrealized holding gains or losses on available-for-sale investment securities and unrealized losses on available-for-sale investment securities related to factors other than credit on debt securities.
Revenue Recognition, Policy	Revenue Recognition The Company recognizes revenue in the consolidated statements of income as it is earned and when collectability is reasonably assured. The primary source of revenue is interest income from interest earning assets, which is recognized on the accrual basis of accounting using the effective interest method. The recognition of revenues from interest earning assets is based upon formulas from underlying loan agreements, securities contracts or other similar contracts. Non-interest income is recognized on the accrual basis of accounting as services are provided or as transactions occur. Non-interest income includes fees from brokerage and advisory service, deposit accounts, merchant services, ATM and debit card fees, mortgage banking activities, and other miscellaneous services and transactions.
Advertising Costs, Policy	Advertising Costs Advertising costs are recorded in the period they are incurred within operating expenses in non-interest expense in the consolidated statements of income.
Off-Balance-Sheet Credit Exposure, Policy	Financial Instruments with Off-Balance-Sheet Risk The Company’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of these instruments. The Company uses the same credit policies in making commitments and contractual obligations as it does for on-balance-sheet instruments. The Company reflects its estimate of credit risk for these instruments in other liabilities on the consolidated balance sheet with the corresponding expense recorded in other operating expenses in the consolidated statement of income.
Subsequent Events, Policy	Subsequent Events QNB has evaluated events and transactions occurring subsequent to the balance sheet date of December 31, 2016 through the date the consolidated financial statements are being issued for items that should potentially be recognized or disclosed in these consolidated financial statements.
New Accounting Pronouncements, Policy	Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers On January 5, 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall Recognition and Measurement of Financial Assets and Financial Liabilities • Equity investments with readily determinable fair values must be measured at fair value with changes in fair value recognized in net income. • Equity investments without readily determinable fair values must be measured at either fair value or at cost adjusted for changes in observable prices minus impairment. Changes in value under either of these methods would be recognized in net income. • Entities that record financial liabilities at fair value due to a fair value option election must recognize changes in fair value in other comprehensive income if it is related to instrument-specific credit risk. • Entities must assess whether a valuation allowance is required for deferred tax assets related to available-for-sale debt securities. This ASU is effective for public companies for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. If QNB had adopted this guidance on December 31, 2016 it would have resulted in an increase in net income of $171,000. There would have been no impact on shareholder’s equity as the equity securities held by QNB are already recorded at fair value through accumulated other comprehensive income (loss). On February 25, 2016, the FASB issued ASU 2016-02, Leases (Topic 842) On March 15, 2016, the FASB issued ASU 2016-07, Investments – Equity Method and Joint Ventures (Topic 323), Simplifying the Transition to the Equity Method of Accounting On March 17, 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606), Principal versus Agent Considerations (Reporting Revenue Gross versus Net) On March 30, 2016, the FASB issued ASU 2016-09, Stock Compensation (Topic 718), Improvements to Employee Share-Based Payment Accounting On June 16, 2016, the FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326) To that end, the new guidance: • Eliminates the probable initial recognition threshold in current U.S. GAAP and, instead, reflects an organization’s current estimate of all expected credit losses over the contractual term of its financial assets • Broadens the information an entity can consider when measuring credit losses to include forward-looking information • Increases usefulness of the financial statements by requiring timely inclusion of forecasted information in forming expectations of credit losses • Increases comparability of purchased financial assets with credit deterioration (PCD assets) with other purchased assets that do not have credit deterioration as well as originated assets because credit losses that are expected will be recorded through an allowance for credit losses for all assets • Increases users’ understanding of underwriting standards and credit quality trends by requiring additional information about credit quality indicators by year of origination (vintage) • For available-for-sale debt securities, aligns the income statement recognition of credit losses with the reporting period in which changes occur by recording credit losses (and subsequent changes in credit losses) through an allowance rather than a write down The new guidance affects organizations that hold financial assets and net investments in leases that are not accounted for at fair value with changes in fair value reported in net income. The new guidance affects loans, debt securities, trade receivables, net investments in leases, off-balance-sheet credit exposures, reinsurance receivables, and any other financial assets not excluded from the scope that have the contractual right to receive cash. For public business entities that are U.S. Securities and Exchange Commission (SEC) filers, the new guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for all organizations for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. QNB is currently assessing the potential impact on our consolidated financial statements; however, due to the significant differences in the revised guidance from existing GAAP, the implementation of this guidance may result in material changes in our accounting for credit losses on financial instruments.

Note 1 - Summary of Significa30

Note 1 - Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2016
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Schedule of Estimated Useful Lives of Assets	Depreciation and amortization are calculated principally on an accelerated or straight-line basis over the estimated useful lives of the assets, or the shorter of the estimated useful life or lease term for leasehold improvements, as follows: Buildings 10 to 39 years Furniture and equipment 3 to 10 years Leasehold improvements 2 to 30 years
Assumptions Used in Option Pricing Model	Year ended December 31, 2016 2015 2014 Risk free interest rate 1.14 % 1.06 % 0.69 % Dividend yield 3.78 % 3.86 % 4.28 % Volatility 22.6 % 26.7 % 28.1 % Expected life (years) 4.2 5.0 5.0

Note 2 - Earnings Per Share a31

Note 2 - Earnings Per Share and Share Repurchase Plan (Tables)	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The following table sets forth the computation of basic and diluted earnings per share: Year ended December 31, 2016 2015 2014 Numerator for basic and diluted earnings per share - net income $ 8,924 $ 8,233 $ 8,998 Denominator for basic earnings per share - weighted average shares outstanding 3,386,766 3,337,505 3,291,939 Effect of dilutive securities - employee stock options 9,073 13,034 10,635 Denominator for diluted earnings per share - adjusted weighted average shares outstanding 3,395,839 3,350,539 3,302,574 Earnings per share - basic $ 2.64 $ 2.47 $ 2.73 Earnings per share - diluted $ 2.63 $ 2.46 $ 2.72

Note 4 - Investment Securities

Note 4 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2016
Investments Debt And Equity Securities [Abstract]
Trading Securities	Trading securities, at fair value, at December 31, 2016 and 2015 were as follows: Fair Value Year ended December 31, 2016 2015 State and municipal securities $ 3,596 $ 4,189
Investment Securities Available-for-sale	The amortized cost and fair values of investment securities available-for-sale at December 31, 2016 and 2015 were as follows: Gross Gross unrealized unrealized Fair holding holding Amortized December 31, 2016 value gains losses cost U.S. Government agency $ 76,650 $ 36 $ (2,118 ) $ 78,732 State and municipal 72,295 614 (398 ) 72,079 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 145,301 561 (2,241 ) 146,981 Collateralized mortgage obligations (CMOs) 77,415 109 (1,846 ) 79,152 Pooled trust preferred 2,281 263 (891 ) 2,909 Corporate debt 8,030 16 (57 ) 8,071 Equity 8,503 587 (328 ) 8,244 Total investment securities available-for-sale $ 390,475 $ 2,186 $ (7,879 ) $ 396,168 Gross Gross unrealized unrealized Fair holding holding Amortized December 31, 2015 value gains losses cost U.S. Government agency $ 61,779 $ 88 $ (490 ) $ 62,181 State and municipal 78,954 1,554 (31 ) 77,431 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 136,681 944 (920 ) 136,657 Collateralized mortgage obligations (CMOs) 65,610 178 (1,178 ) 66,610 Pooled trust preferred 2,653 259 (897 ) 3,291 Corporate debt 9,004 15 (95 ) 9,084 Equity 7,234 516 (770 ) 7,488 Total investment securities available-for-sale $ 361,915 $ 3,554 $ (4,381 ) $ 362,742
Investment Securities by Contractual Maturity	The amortized cost and fair value of securities available-for-sale by contractual maturity at December 31, 2016 are shown in the following table. Amortized December 31, 2016 Fair value cost Due in one year or less $ 9,452 $ 9,400 Due after one year through five years 176,439 177,748 Due after five years through ten years 182,595 186,496 Due after ten years 13,486 14,280 Equity securities 8,503 8,244 Total investment securities available-for-sale $ 390,475 $ 396,168
Realized Gain (Loss) on Investments	The following table presents information related to the Company’s gains and losses on the sales of equity and debt securities, and losses recognized for the other-than-temporary impairment (OTTI) of these investments. December 31, 2016 Other-than- Gross Gross temporary realized realized impairment gains losses losses Net gains Equity securities $ 758 — $ (192 ) $ 566 Debt securities 181 $ (73 ) — 108 Total $ 939 $ (73 ) $ (192 ) $ 674 December 31, 2015 Other-than- Gross Gross temporary realized realized impairment gains losses losses Net gains Equity securities $ 714 $ (23 ) $ (55 ) $ 636 Debt securities 229 (82 ) — 147 Total $ 943 $ (105 ) $ (55 ) $ 783 December 31, 2014 Other-than- Gross Gross temporary realized realized impairment gains losses losses Net gains Equity securities $ 1,051 $ (6 ) $ — $ 1,045 Debt securities 310 (243 ) — 67 Total $ 1,361 $ (249 ) $ — $ 1,112
Credit-related Other-than-temporary Impairment	The following table presents a summary of the cumulative credit-related other-than-temporary impairment charges recognized as components of earnings for debt securities still held by QNB: Year ended December 31, 2016 2015 2014 Balance, beginning of year $ 1,153 $ 1,153 $ 1,271 Reductions: sale, collateralized debt obligation — — (118 ) Additions: Initial credit impairments — — — Subsequent credit impairments — — — Balance, end of year $ 1,153 $ 1,153 $ 1,153
Investment Securities Held-to-maturity	The amortized cost and fair value of investment securities held-to-maturity at December 31, 2015 was as follows: December 31 2015 Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value State and municipal securities $ 147 $ 4 $ — $ 151
Securities in a Continuous Unrealized Loss Position	Securities that have been in a continuous unrealized loss position are as follows: December 31, 2016 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. Government agency 55 $ 72,626 $ (2,118 ) $ — $ — $ 72,626 $ (2,118 ) State and municipal 70 29,280 (398 ) — — 29,280 (398 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 88 123,087 (2,241 ) — — 123,087 (2,241 ) Collateralized mortgage obligations (CMOs) 68 56,853 (1,269 ) 15,426 (577 ) 72,279 (1,846 ) Pooled trust preferred 5 — — 1,952 (891 ) 1,952 (891 ) Corporate debt 4 4,002 (57 ) — — 4,002 (57 ) Equity 16 2,985 (268 ) 888 (60 ) 3,873 (328 ) Total 306 $ 288,833 $ (6,351 ) $ 18,266 $ (1,528 ) $ 307,099 $ (7,879 ) December 31, 2015 Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized securities value losses value losses value losses U.S. Government agency 32 $ 40,949 $ (418 ) $ 4,426 $ (72 ) $ 45,375 $ (490 ) State and municipal 20 6,646 (19 ) 1,555 (12 ) 8,201 (31 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 62 90,796 (871 ) 1,403 (49 ) 92,199 (920 ) Collateralized mortgage obligations (CMOs) 49 28,372 (261 ) 26,354 (917 ) 54,726 (1,178 ) Pooled trust preferred 5 — — 2,193 (897 ) 2,193 (897 ) Corporate debt 6 5,988 (95 ) — — 5,988 (95 ) Equity 19 4,035 (695 ) 193 (75 ) 4,228 (770 ) Total 193 $ 176,786 $ (2,359 ) $ 36,124 $ (2,022 ) $ 212,910 $ (4,381 )
Pooled Trust Preferred Securities	The following table provides additional information related to pooled trust preferred securities (PreTSLs) as of December 31, 2016: Deal Class Book value Fair value Unrealized gains (losses) Realized OTTI credit loss (YTD 2016) Total recognized OTTI credit loss Moody's /Fitch ratings Current number of performing banks Current number of performing insurance companies Actual deferrals and defaults as a % of total collateral Total performing collateral as a % of outstanding bonds PreTSL IV Mezzanine * $ 243 $ 186 $ (57 ) $ — $ (1 ) B1/BB 5 — 18.0 % 141.4 % PreTSL XVII Mezzanine 597 458 (139 ) — (222 ) C/CC 34 5 21.7 100.0 PreTSL XIX Mezzanine 848 467 (381 ) — — Caa1/CC 40 12 6.9 102.6 PreTSL XXV Mezzanine 766 512 (254 ) — (222 ) Ca/C 44 5 24.2 89.7 PreTSL XXVI Mezzanine 389 329 (60 ) — (270 ) Caa3/C 45 7 18.0 97.7 PreTSL XXVI Mezzanine 66 329 263 — (438 ) Caa3/C 45 7 18.0 97.7 Total $ 2,909 $ 2,281 $ (628 ) $ — $ (1,153 ) Mezzanine* - only class of bonds still outstanding (represents the senior-most obligation of the trust)

Note 5 - Loans & Allowance fo33

Note 5 - Loans & Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2016
Loans by Loan Class Modified as TDRs	Year ended December 31, 2016 2015 TDRs Subsequently Defaulted Number of contracts Recorded investment Number of contracts Recorded investment Commercial: Secured by residential real estate 1 $ 111 — $ —
Troubled Debt Restructuring [Member]
Allowance for Loan Losses	December 31, 2016 2015 Unpaid principal balance Related allowance Unpaid principal balance Related allowance TDRs with no specific allowance recorded $ 3,992 — $ 1,787 — TDRs with an allowance recorded 1,382 $ 761 491 $ 491 Total $ 5,374 $ 761 $ 2,278 $ 491
Total Retail Loans [Member]
Major Classes of Loans	December 31, 2016 2015 Commercial: Commercial and industrial $ 110,233 $ 124,397 Construction 39,268 27,372 Secured by commercial real estate 255,188 235,171 Secured by residential real estate 68,731 63,164 State and political subdivisions 35,260 40,285 Indirect lease financing — 10,371 Retail: 1-4 family residential mortgages 47,124 42,833 Home equity loans and lines 71,525 67,384 Consumer 5,670 4,286 Total loans 632,999 615,263 Net unearned costs 80 7 Loans receivable $ 633,079 $ 615,270
Internal Risk Ratings and Payment Activity	December 31, 2016 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 102,396 $ 686 $ 7,151 $ — $ 110,233 Construction 39,259 — 9 — 39,268 Secured by commercial real estate 238,290 5,185 11,713 — 255,188 Secured by residential real estate 65,169 231 3,331 — 68,731 State and political subdivisions 35,260 — — — 35,260 Total $ 480,374 $ 6,102 $ 22,204 $ — $ 508,680 December 31, 2015 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 117,246 — $ 7,151 $ — $ 124,397 Construction 27,355 — 17 — 27,372 Secured by commercial real estate 218,958 $ 361 15,852 — 235,171 Secured by residential real estate 60,286 34 2,844 — 63,164 State and political subdivisions 39,027 — 1,258 — 40,285 Indirect lease financing 10,168 — 203 — 10,371 Total $ 473,040 $ 395 $ 27,325 $ — $ 500,760 December 31, 2016 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 46,858 $ 266 $ 47,124 Home equity loans and lines 71,436 89 71,525 Consumer 5,577 93 5,670 Total $ 123,871 $ 448 $ 124,319 December 31, 2015 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 42,546 $ 287 $ 42,833 Home equity loans and lines 67,257 127 67,384 Consumer 4,286 — 4,286 Total $ 114,089 $ 414 $ 114,503
Past Due Loans	December 31, 2016 30-59 past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 463 — — $ 463 $ 109,770 $ 110,233 Construction 214 — — 214 39,054 39,268 Secured by commercial real estate 64 $ 395 $ 1,596 2,055 253,133 255,188 Secured by residential real estate — — 285 285 68,446 68,731 State and political subdivisions — — — — 35,260 35,260 Retail: 1-4 family residential mortgages 1,459 323 — 1,782 45,342 47,124 Home equity loans and lines 107 15 — 122 71,403 71,525 Consumer 14 2 — 16 5,654 5,670 Total $ 2,321 $ 735 $ 1,881 $ 4,937 $ 628,062 $ 632,999 December 31, 2015 30-59 days past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 95 — — $ 95 $ 124,302 $ 124,397 Construction 63 — — 63 27,309 27,372 Secured by commercial real estate 443 — $ 935 1,378 233,793 235,171 Secured by residential real estate — $ 97 369 466 62,698 63,164 State and political subdivisions — — — — 40,285 40,285 Indirect lease financing 320 53 130 503 9,868 10,371 Retail: 1-4 family residential mortgages 641 234 — 875 41,958 42,833 Home equity loans and lines 272 — 45 317 67,067 67,384 Consumer 12 10 — 22 4,264 4,286 Total $ 1,846 $ 394 $ 1,479 $ 3,719 $ 611,544 $ 615,263
Non-accrual Loans	December 31, 2016 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 4,798 Construction — — Secured by commercial real estate — 3,007 Secured by residential real estate — 1,866 State and political subdivisions — — Retail: 1-4 family residential mortgages — 266 Home equity loans and lines — 89 Consumer — 93 Total $ — $ 10,119 December 31, 2015 90 due (still accruing) Non-accrual Commercial: Commercial and industrial — $ 3,433 Construction — — Secured by commercial real estate — 3,627 Secured by residential real estate — 1,803 State and political subdivisions — — Indirect lease financing $ 11 143 Retail: 1-4 family residential mortgages — 287 Home equity loans and lines — 127 Consumer — — Total $ 11 $ 9,420
Allowance for Loan Losses	Year ended December 31, 2016 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 1,521 $ 41 $ (140 ) $ 37 $ 1,459 Construction 286 163 — — 449 Secured by commercial real estate 2,411 227 — 8 2,646 Secured by residential real estate 1,812 (44 ) (120 ) 112 1,760 State and political subdivisions 222 (99 ) — — 123 Indirect lease financing 164 (121 ) (52 ) 9 — Retail: 1-4 family residential mortgages 350 16 — — 366 Home equity loans and lines 428 (91 ) — 16 353 Consumer 76 60 (92 ) 32 76 Unallocated 284 (122 ) N/A N/A 162 Total $ 7,554 $ 30 $ (404 ) $ 214 $ 7,394 Year ended December 31, 2015 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 1,892 $ (353 ) $ (56 ) $ 38 $ 1,521 Construction 297 (11 ) — — 286 Secured by commercial real estate 2,700 (214 ) (84 ) 9 2,411 Secured by residential real estate 1,630 687 (531 ) 26 1,812 State and political subdivisions 221 1 — — 222 Indirect lease financing 93 76 (21 ) 16 164 Retail: 1-4 family residential mortgages 312 38 — — 350 Home equity loans and lines 453 (47 ) — 22 428 Consumer 85 57 (95 ) 29 76 Unallocated 318 (34 ) N/A N/A 284 Total $ 8,001 $ 200 $ (787 ) $ 140 $ 7,554
Loans by Loan Class Modified as TDRs	Year ended December 31, 2016 2015 Number contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Number of contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Commercial: Commercial and industrial 7 $ 1,099 $ 1,020 1 $ 47 $ 46 Secured by commercial real estate 2 1,296 1,251 1 400 397 Secured by residential real estate 5 1,156 1,126 — — — Retail: 1-4 family residential mortgages 1 193 193 1 142 141 Consumer 1 96 93 — — — Total 16 $ 3,840 $ 3,683 3 $ 589 $ 584
Loans Disaggregated by Impairment Method	Allowance for Loan Losses Loans Receivable December 31, 2016 Balance Balance to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 1,459 $ 696 $ 763 $ 110,233 $ 5,134 $ 105,099 Construction 449 — 449 39,268 224 39,044 Secured by commercial real estate 2,646 — 2,646 255,188 6,383 248,805 Secured by residential real estate 1,760 494 1,266 68,731 2,313 66,418 State and political subdivisions 123 — 123 35,260 — 35,260 Retail: 1-4 family residential mortgages 366 8 358 47,124 748 46,376 Home equity loans and lines 353 — 353 71,525 111 71,414 Consumer 76 — 76 5,670 93 5,577 Unallocated 162 N/A N/A N/A N/A N/A Total $ 7,394 $ 1,198 $ 6,034 $ 632,999 $ 15,006 $ 617,993 Allowance for Loan Losses Loans Receivable December 31, 2015 Balance Balance related to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 1,521 $ 712 $ 809 $ 124,397 $ 4,586 $ 119,811 Construction 286 — 286 27,372 364 27,008 Secured by commercial real estate 2,411 14 2,397 235,171 6,998 228,173 Secured by residential real estate 1,812 203 1,609 63,164 2,113 61,051 State and political subdivisions 222 — 222 40,285 — 40,285 Indirect lease financing 164 20 144 10,371 146 10,225 Retail: 1-4 family residential mortgages 350 25 325 42,833 583 42,250 Home equity loans and lines 428 — 428 67,384 151 67,233 Consumer 76 — 76 4,286 — 4,286 Unallocated 284 N/A N/A N/A N/A N/A Total $ 7,554 $ 974 $ 6,296 $ 615,263 $ 14,941 $ 600,322
Impaired Loans	December 31, 2016 December 31, 2015 Recorded investment (after charge-offs) Unpaid principal balance Related allowance Recorded investment (after charge-offs) Unpaid principal balance Related allowance With no specific allowance recorded: Commercial: Commercial and industrial $ 2,482 $ 2,862 $ — $ 3,629 $ 3,923 $ — Construction 224 234 — 364 364 — Secured by commercial real estate 6,383 6,367 — 6,932 7,416 — Secured by residential real estate 1,046 1,438 — 942 1,653 — Indirect lease financing — — — 3 3 — Retail: 1-4 family residential mortgages 570 589 — 393 406 — Home equity loans and lines 111 174 — 151 201 — Consumer 93 95 — — — — Total $ 10,909 $ 11,759 $ — $ 12,414 $ 13,966 $ — With an allowance recorded: Commercial: Commercial and industrial $ 2,652 $ 2,812 $ 696 $ 957 $ 1,086 $ 712 Construction — — — — — — Secured by commercial real estate — — — 66 66 14 Secured by residential real estate 1,267 1,435 494 1,171 1,279 203 Indirect lease financing — — — 143 145 20 Retail: 1-4 family residential mortgages 178 193 8 190 197 25 Home equity loans and lines — — — — — — Consumer — — — — — — Total $ 4,097 $ 4,440 $ 1,198 $ 2,527 $ 2,773 $ 974 Total: Commercial: Commercial and industrial $ 5,134 $ 5,674 $ 696 $ 4,586 $ 5,009 $ 712 Construction 224 234 — 364 364 — Secured by commercial real estate 6,383 6,367 — 6,998 7,482 14 Secured by residential real estate 2,313 2,873 494 2,113 2,932 203 Indirect lease financing — — — 146 148 20 Retail: 1-4 family residential mortgages 748 782 8 583 603 25 Home equity loans and lines 111 174 — 151 201 — Consumer 93 95 — — — — Total $ 15,006 $ 16,199 $ 1,198 $ 14,941 $ 16,739 $ 974 Year Ended December 31, 2016 2015 2014 Average recorded investment Interest income recognized Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 4,200 $ 58 $ 6,108 $ 169 $ 9,305 $ 331 Construction 370 18 396 20 1,050 2 Secured by commercial real estate 6,129 131 7,370 149 12,304 344 Secured by residential real estate 1,960 15 1,544 — 2,452 — Indirect lease financing 88 — 43 1 26 1 Retail: 1-4 family residential mortgages 583 10 448 6 460 5 Home equity loans and lines 129 1 135 1 169 — Consumer 29 — 2 — 2 — Total $ 13,488 $ 233 $ 16,046 $ 346 $ 25,768 $ 683

Note 6 - Premises and Equipme34

Note 6 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2016
Property Plant And Equipment [Abstract]
Premises and Equipment	December 31, 2016 2015 Land and buildings $ 11,405 $ 11,301 Furniture and equipment 13,098 12,936 Leasehold improvements 2,324 2,322 Book value 26,827 26,559 Accumulated depreciation and amortization (18,144 ) (17,302 ) Net book value $ 8,683 $ 9,257

Note 7 - Intangible Assets an35

Note 7 - Intangible Assets and Loan Servicing (Tables)	12 Months Ended
	Dec. 31, 2016
Transfers And Servicing Of Financial Assets [Abstract]
Activity of Mortgage Servicing Rights	Year ended December 31, 2016 2015 2014 Balance at beginning of year $ 504 $ 504 $ 519 Mortgage servicing rights capitalized 69 79 48 Mortgage servicing rights amortized (79 ) (87 ) (71 ) Fair market value adjustments 4 8 8 Balance at end of year $ 498 $ 504 $ 504
Annual Estimated Amortization Expense of Intangible Assets	2017 $ 81 2018 69 2019 59 2020 51 2021 43

Note 8 - Time Deposits (Tables)

Note 8 - Time Deposits (Tables)	12 Months Ended
	Dec. 31, 2016
Banking And Thrift [Abstract]
Schedule of Maturities of Time Deposits	2017 $ 95,803 2018 34,019 2019 19,946 2020 30,752 2021 45,062 Thereafter — Total time deposits $ 225,582

Note 9 - Short-term Borrowings

Note 9 - Short-term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2016
Disclosure Text Block [Abstract]
Schedule of Short-term Borrowings	December 31, Securities sold under agreements to repurchase (a) Other short - term borrowings (b) 2016 Balance $ 45,339 $ 7,321 Maximum indebtedness at any month end 45,339 7,321 Daily average indebtedness outstanding 38,835 1,365 Average rate paid for the year 0.37 % 0.66 % Average rate on period-end borrowings 0.38 0.77 2015 Balance $ 37,163 — Maximum indebtedness at any month end 37,163 — Daily average indebtedness outstanding 31,364 $ 547 Average rate paid for the year 0.37 % 0.34 % Average rate on period-end borrowings 0.37 — (a) Securities sold under agreements to repurchase mature overnight. The repurchase agreements were collateralized by U.S. Government mortgage-backed securities and CMOs with an amortized cost of $52,920,000 and $47,309,000 and a fair value of $52,314,000 and $47,200,000 and at December 31, 2016 and 2015, respectively. These securities are held in safekeeping at the Federal Reserve Bank of Philadelphia. (b) Other short-term borrowings include Federal funds purchased and overnight borrowings from the FHLB.

Note 11 - Income Taxes (Tables)

Note 11 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	Year ended December 31, 2016 2015 2014 Current Federal income taxes $ 3,137 $ 2,519 $ 2,276 Current state income taxes 62 51 — Deferred Federal income taxes (145 ) — 368 Net provision $ 3,054 $ 2,570 $ 2,644
Schedule of Deferred Tax Assets and Liabilities	December 31, 2016 2015 Deferred tax assets Allowance for loan losses $ 2,514 $ 2,568 Net unrealized holding losses on investment securities available-for-sale 1,852 193 Impaired securities 448 463 Non-credit OTTI on investment securities available-for-sale 84 88 Non-accrual interest income 545 489 Deferred rent 80 73 Deferred revenue 131 114 Incurred but not reported (IBNR) medical expense 42 43 Depreciation 68 4 Bonus 68 — Other 27 38 Total deferred tax assets 5,859 4,073 Deferred tax liabilities Mortgage servicing rights 169 171 Net unrealized holding gains on trading investment securities 34 — Prepaid expenses 168 193 Other 15 36 Total deferred tax liabilities 386 400 Net deferred tax asset $ 5,473 $ 3,673
Schedule of Effective Income Tax Rate Reconciliation	Year ended December 31, 2016 2015 2014 Dollar % Dollar % Dollar % Provision at statutory rate $ 4,073 34.0 % $ 3,673 34.0 % $ 3,958 34.0 % Tax-exempt interest and dividend income (1,033 ) (8.6 ) (1,126 ) (10.4 ) (1,212 ) (10.4 ) Bank-owned life insurance (105 ) (0.9 ) (104 ) (1.0 ) (106 ) (0.9 ) Life insurance proceeds — — — — (54 ) (0.5 ) Stock-based compensation expense 30 0.3 29 0.3 28 0.2 State income tax 41 0.3 34 0.3 — — Other 48 0.4 64 0.6 30 0.3 Total $ 3,054 25.5 % $ 2,570 23.8 % $ 2,644 22.7 %

Note 12 - Employee Benefit Pl39

Note 12 - Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2016
Compensation Related Costs [Abstract]
Schedule of Share-based Compensation, Employee Stock Purchase Plan, Activity	Year ended December 31, 2016 2015 2014 Shares 2,932 3,186 3,239 Price per share $26.73 and $28.35 $25.20 and $26.73 $22.32 and $23.40

Note 13 - Stock Option Plan (Ta

Note 13 - Stock Option Plan (Tables)	12 Months Ended
	Dec. 31, 2016
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock Option Activity	Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2013 115,800 $ 23.51 Exercised (20,050 ) 17.82 Forfeited (27,375 ) 29.66 Granted 20,000 25.16 Outstanding at December 31, 2014 88,375 $ 23.27 Exercised (13,750 ) 18.11 Forfeited (12,750 ) 31.80 Granted 21,000 29.25 Outstanding at December 31, 2015 82,875 24.33 Exercised (22,700 ) 20.90 Forfeited (9,725 ) 25.60 Granted 23,500 30.40 Outstanding at December 31, 2016 73,950 $ 27.14 2.62 $ 640 Exercisable at December 31, 2016 18,825 $ 22.52 0.69 $ 250
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding and Exercisable	Options outstanding Exercise price Remaining life (in years) Options exercisable Exercise price 6,950 $ 21.35 0.07 6,950 $ 21.35 11,875 23.20 1.06 11,875 23.20 13,775 25.16 2.08 — — 17,850 29.25 3.08 — — 23,500 30.40 4.13 — — Outstanding at December 31, 2016 73,950 $ 27.14 2.62 18,825 $ 22.52
Schedule of Tax Benefits and Intrinsic Value Related to Exercised Stock Options	2016 2015 2014 Tax benefits related to stock options exercised $ 17 $ 21 $ 29 Intrinsic value of stock options exercised 234 148 161

Note 14 - Related Party Trans41

Note 14 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2016
Related Party Transactions [Abstract]
Schedule of Related Party Transactions	Balance, December 31, 2015 $ 11,122 New loans 8,869 Repayments (12,144 ) Balance, December 31, 2016 $ 7,847
Schedule of Related Party Transactions Additional Information	The following table provides additional information regarding transactions with related parties. December 31, 2016 2015 Commitments to extend credit $ 9,344 $ 4,200 Letters of credit 1,000 1,000 Deposits received 10,181 8,452

Note 15 - Commitments and Con42

Note 15 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2016
Commitments And Contingencies Disclosure [Abstract]
Financial Instrument Commitments	December 31, 2016 2015 Commitments to extend credit and unused lines of credit $ 277,216 $ 232,492 Standby letters of credit 16,490 9,493 Total financial instrument commitments $ 293,706 $ 241,985
Minimum Annual Rental Commitments	Minimum lease payments 2017 $ 470 2018 418 2019 393 2020 273 2021 193 Thereafter 3,180 Total $ 4,927

Note 16 - Accumulated Other C43

Note 16 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2016
Other Comprehensive Income Loss Tax [Abstract]
Components of Accumulated Other Comprehensive Income (Loss)	The following shows the components of accumulated other comprehensive income (loss) during the periods ended December 31, 2016, 2015 and 2014: December 31, 2016 2015 2014 Unrealized net holding (losses) gains on available-for-sale securities $ (5,446 ) $ (568 ) $ 1,975 Unrealized losses on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings (247 ) (259 ) (600 ) Accumulated other comprehensive (loss) income (5,693 ) (827 ) 1,375 Tax effect 1,936 281 (468 ) Accumulated other comprehensive income (loss), net of tax $ (3,757 ) $ (546 ) $ 907
Amounts Reclassified Out of Accumulated Other Comprehensive Income (Loss)	The following table presents amounts reclassified out of accumulated other comprehensive income (loss) for the years ended December 31, 2016, 2015 and 2014: Amount reclassified from accumulated other comprehensive income (loss) Details about accumulated other comprehensive income (loss) 2016 2015 2014 Affected line item in statement of income Unrealized net holding gains on available-for-sale securities $ 866 $ 838 $ 1,112 Net gain on sale of investment securities Other-than-temporary impairment losses on investment securities (192 ) (55 ) — Net other-than-temporary impairment losses on investment securities 674 783 1,112 Tax effect (229 ) (266 ) (378 ) Provision for income taxes Total reclassification out of accumulated other comprehensive income (loss), net of tax $ 445 $ 517 $ 734 Net of tax

Note 17 - Fair Value Measurem44

Note 17 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis	December 31, 2016 Quoted in active markets for identical assets (Level 1) Significant other observable input (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Trading Securities State and municipal securities $ — $ 3,596 $ — $ 3,596 Securities available-for-sale U.S. Government agency securities — $ 76,650 — $ 76,650 State and municipal securities — 72,295 — 72,295 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 145,301 — 145,301 Collateralized mortgage obligations (CMOs) — 77,415 — 77,415 Pooled trust preferred securities — — $ 2,281 2,281 Corporate debt securities — 8,030 — 8,030 Equity securities $ 8,503 — — 8,503 Total securities available-for-sale $ 8,503 $ 379,691 $ 2,281 $ 390,475 Total recurring fair value measurements $ 8,503 $ 383,287 $ 2,281 $ 394,071 Nonrecurring fair value measurements * Impaired loans $ — $ — $ 2,899 $ 2,899 Mortgage servicing rights — — 58 58 Total nonrecurring fair value measurements $ — $ — $ 2,957 $ 2,957 * impairment December 31, 2015 Quoted prices in active markets for identical assets (Level 1) Significant other observable input (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Trading Securities State and municipal securities $ — $ 4,189 $ — $ 4,189 Securities available-for-sale U.S. Government agency securities — $ 61,779 — $ 61,779 State and municipal securities — 78,954 — 78,954 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 136,681 — 136,681 Collateralized mortgage obligations (CMOs) — 65,610 — 65,610 Pooled trust preferred securities — — $ 2,653 2,653 Corporate debt securities — 9,004 — 9,004 Equity securities $ 7,234 — — 7,234 Total securities available-for-sale $ 7,234 $ 352,028 $ 2,653 $ 361,915 Total recurring fair value measurements $ 7,234 $ 356,217 $ 2,653 $ 366,104 Nonrecurring fair value measurements * Impaired loans $ — $ — $ 1,698 $ 1,698 Mortgage servicing rights — — 133 133 Total nonrecurring fair value measurements $ — $ — $ 1,831 $ 1,831 * impairment
Quantitative Information about Assets Measured at Fair Value	Quantitative information about Level 3 fair value measurements December 31, 2016 Fair Valuation techniques Unobservable input Value of values Impaired loans $ 938 Appraisal (1) Appraisal adjustments (2) -10% to -80% Liquidation expenses (3) -10% Impaired loans 76 Used commercial vehicle and equipment guides Guide value discounts (4) 0% to -25% Impaired loans 1,880 Financial statement values for UCC collateral Financial statement value discounts (5) -20% to -50% Impaired loans 5 Agreement of sale (6) Mortgage servicing rights 58 Discounted cash flow Remaining term 2 - 27 yrs Discount rate 14% to 16% Quantitative information about Level 3 fair value measurements December 31, 2015 Fair value Valuation techniques Unobservable input Value or range of values Impaired loans $ 1,331 Appraisal of collateral (1) Appraisal adjustments (2) -15% to -80% Liquidation expenses (3) -10% Impaired loans 199 Used commercial vehicle and equipment guides Guide value discounts (4) 0% to -30% Impaired loans 168 Financial statement values for UCC collateral Financial statement value discounts (5) -25% to -70% Mortgage servicing rights 133 Discounted cash flow Remaining term 3 - 28 yrs Discount rate 10% to 12%
Available-for-sale Securities Measured at Fair Value Using Significant Unobservable Inputs	Fair value measurements using significant unobservable inputs (Level 3) Securities available-for-sale 2016 2015 Balance, beginning of year $ 2,653 $ 2,439 Payments received (381 ) (228 ) Total gains or losses (realized/unrealized) Included in earnings — — Included in other comprehensive income 9 442 Transfers in and/or out of Level 3 — — Balance, end of year $ 2,281 $ 2,653
Financial and Off-balance Sheet Instruments	Fair value measurements December 31, 2016 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 10,721 $ 10,721 $ 10,721 — — Investment securities: Trading 3,596 3,596 — $ 3,596 — Available-for-sale 390,475 390,475 8,503 379,691 $ 2,281 Restricted investment in bank stocks 1,017 1,017 — 1,017 — Loans held-for-sale 789 789 — 789 — Net loans 625,685 626,052 — — 626,052 Mortgage servicing rights 498 579 — — 579 Accrued interest receivable 3,128 3,128 — 3,128 — Financial liabilities Deposits with no stated maturities $ 687,773 $ 687,773 $ 687,773 — $ — Deposits with stated maturities 225,582 225,403 — $ 225,403 — Short-term borrowings 52,660 52,660 52,660 — — Accrued interest payable 335 335 — 335 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — — — — — Fair value measurements December 31, 2015 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 16,991 $ 16,991 $ 16,991 — — Investment securities: Trading 4,189 4,189 — $ 4,189 — Available-for-sale 361,915 361,915 7,234 352,028 $ 2,653 Held-to-maturity 147 151 — 151 — Restricted investment in bank stocks 508 508 — 508 — Loans held-for-sale 987 1,004 — 1,004 — Net loans 607,716 610,315 — — 610,315 Mortgage servicing rights 504 642 — — 642 Accrued interest receivable 2,562 2,562 — 2,562 — Financial liabilities Deposits with no stated maturities $ 662,410 $ 662,410 $ 662,410 — $ — Deposits with stated maturities 227,376 227,862 — $ 227,862 — Short-term borrowings 37,163 37,163 37,163 — — Accrued interest payable 330 330 — 330 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — — — — —

Note 18 - Parent Company Fina45

Note 18 - Parent Company Financial Information (Tables)	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet	Balance Sheets December 31, 2016 2015 Assets Cash and cash equivalents $ 60 $ 79 Investment securities available-for-sale 8,503 7,234 Investment in subsidiary 85,102 83,103 Other assets 3 163 Total assets $ 93,668 $ 90,579 Liabilities Other liabilities $ 101 $ 136 Shareholders' equity $ 93,567 $ 90,443 Total liabilities and shareholders' equity $ 93,668 $ 90,579
Condensed Income Statement	Statements of Income Year ended December 31, 2016 2015 2014 Dividends from subsidiary $ 3,093 $ 3,228 $ 2,925 Interest, dividend and other income 171 180 142 Securities gains 566 636 1,045 Total income 3,830 4,044 4,112 Expenses 295 298 313 Income before applicable income taxes and equity in undistributed income of subsidiary 3,535 3,746 3,799 Provision for income taxes 159 163 292 Income before equity in undistributed income of subsidiary 3,376 3,583 3,507 Equity in undistributed income of subsidiary 5,548 4,650 5,491 Net income $ 8,924 $ 8,233 $ 8,998
Condensed Comprehensive Income	Statements of Comprehensive Income (in thousands) Year ended December 31, 2016 2015 2014 Before tax amount Tax expense (benefit) Net of tax amount Before tax amount Tax expense (benefit) Net of tax amount Before tax amount Tax expense (benefit) Net of tax amount Net income $ 11,978 $ 3,054 $ 8,924 $ 10,803 $ 2,570 $ 8,233 $ 11,642 $ 2,644 $ 8,998 Other comprehensive (loss) income: Net unrealized holding (losses) gains on securities: Unrealized holding (losses) gains arising during the period (4,192 ) (1,426 ) (2,766 ) (1,419 ) (483 ) (936 ) 7,657 2,604 5,053 Reclassification adjustment for gains included in net income (674 ) (229 ) (445 ) (783 ) (266 ) (517 ) (1,112 ) (378 ) (734 ) Other comprehensive (loss) income (4,866 ) (1,655 ) (3,211 ) (2,202 ) (749 ) (1,453 ) 6,545 2,226 4,319 Total comprehensive income $ 7,112 $ 1,399 $ 5,713 $ 8,601 $ 1,821 $ 6,780 $ 18,187 $ 4,870 $ 13,317
Condensed Cash Flow Statement	Statements of Cash Flows Year ended December 31, 2016 2015 2014 Operating Activities Net income $ 8,924 $ 8,233 $ 8,998 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed income from subsidiary (5,548 ) (4,650 ) (5,491 ) Net securities gains (566 ) (636 ) (1,045 ) Stock-based compensation expense 88 85 83 (Decrease) increase in other liabilities (67 ) (87 ) 225 Decrease (increase) in other assets 3 (2 ) 12 Deferred income tax provision 14 13 29 Net cash provided by operating activities 2,848 2,956 2,811 Investing activities Purchase of investment securities (7,327 ) (3,862 ) (4,955 ) Proceeds from sale of investment securities 7,137 3,713 4,839 Net cash used by investing activities (190 ) (149 ) (116 ) Financing activities Cash dividend paid (3,556 ) (3,445 ) (3,328 ) Proceeds from issuance of common stock 862 648 628 Tax benefit from exercise of stock options 17 21 29 Net cash used by financing activities (2,677 ) (2,776 ) (2,671 ) (Decrease) increase in cash and cash equivalents (19 ) 31 24 Cash and cash equivalents at beginning of year 79 48 24 Cash and cash equivalents at end of year $ 60 $ 79 $ 48

Note 19 - Regulatory Restrict46

Note 19 - Regulatory Restrictions (Tables)	12 Months Ended
	Dec. 31, 2016
Banking And Thrift [Abstract]
Capital Ratios and Regulatory Minimum Requirements	Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2016 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): Consolidated $ 104,820 12.75 % $ 65,777 8.00 % $ 82,221 10.00 % Bank 96,478 12.10 63,792 8.00 79,740 10.00 Tier I capital (to risk-weighted assets): Consolidated 97,320 11.84 49,333 6.00 49,333 6.00 Bank 89,025 11.16 47,844 6.00 63,792 8.00 Common equity tier 1 capital (to risk-weighted assets): Consolidated 97,320 11.84 36,999 4.50 N/A N/A Bank 89,025 11.16 35,883 4.50 51,831 6.50 Tier I capital (to average assets): Consolidated 97,320 9.16 42,479 4.00 N/A N/A Bank 89,025 8.45 42,144 4.00 52,680 5.00 Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2015 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): Consolidated $ 98,432 12.58 % $ 62,613 8.00 % $ 78,266 10.00 % Bank 91,091 11.97 60,874 8.00 76,093 10.00 Tier I capital (to risk-weighted assets): Consolidated 90,819 11.60 46,960 6.00 46,960 6.00 Bank 83,478 10.97 45,656 6.00 60,874 8.00 Common equity tier 1 capital (to risk-weighted assets): Consolidated 90,819 11.60 35,220 4.50 N/A N/A Bank 83,478 10.97 34,242 4.50 49,460 6.50 Tier I capital (to average assets): Consolidated 90,819 8.87 40,934 4.00 N/A N/A Bank 83,478 8.22 40,632 4.00 50,790 5.00

Note 20 - Consolidated Quarte47

Note 20 - Consolidated Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Unaudited Quarterly Results of Operations	Quarters Ended 2016 Quarters Ended 2015 March 31 June 30 Sept. 30 Dec. 31 March 31 June 30 Sept. 30 Dec. 31 Interest income $ 8,280 $ 8,184 $ 8,287 $ 8,486 $ 7,807 $ 7,746 $ 8,138 $ 8,184 Interest expense 1,159 1,165 1,202 1,207 1,120 1,104 1,123 1,159 Net interest income 7,121 7,019 7,085 7,279 6,687 6,642 7,015 7,025 Provision for (credit to) loan losses 125 — — (95 ) — 60 — 140 Non-interest income 1,576 1,374 1,644 1,073 1,677 1,599 1,493 1,263 Non-interest expense 5,519 5,593 5,616 5,435 5,527 5,664 5,573 5,634 Income before income taxes 3,053 2,800 3,113 3,012 2,837 2,517 2,935 2,514 Provision for income taxes 788 702 821 743 701 583 715 571 Net Income $ 2,265 $ 2,098 $ 2,292 $ 2,269 $ 2,136 $ 1,934 $ 2,220 $ 1,943 Earnings Per Share - basic * $ 0.67 $ 0.62 $ 0.68 $ 0.67 $ 0.64 $ 0.58 $ 0.66 $ 0.58 Earnings Per Share - diluted * $ 0.67 $ 0.62 $ 0.67 $ 0.66 $ 0.64 $ 0.58 $ 0.66 $ 0.58 * Due to rounding, quarterly earnings per share may not sum to annual earnings per share

Note 1 - Summary of Significa48

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Summary of Significant Accounting Policies [Line Items]
Available-for-sale Securities, Gross Realized Gains (Losses), Sale Proceeds	$ 32,573,000	$ 47,960,000	$ 29,972,000
Trading Securities	3,596,000	4,189,000
Restricted Investments	1,017,000	508,000
Other Postretirement Benefit Expense	94,000	69,000	21,000
Allocated Share-based Compensation Expense	88,000	85,000	83,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	$ 0	$ 0	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value (in Dollars per share)	$ 3.79	$ 4.38	$ 3.81
Unrecognized Tax Benefits	$ 0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	0
New Accounting Pronouncement, Early Adoption, Effect [Member]
Summary of Significant Accounting Policies [Line Items]
New Accounting Pronouncement or Change in Accounting Principle, Effect of Change on Net Income	171,000
Other Assets [Member]
Summary of Significant Accounting Policies [Line Items]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	0	$ 0
Investment in Federal Home Loan Bank Stock [Member]
Summary of Significant Accounting Policies [Line Items]
Restricted Investments	1,005,000
Investment in Atlantic Community Bankers Bank Stock [Member]
Summary of Significant Accounting Policies [Line Items]
Restricted Investments	12,000
Brokerage Account [Member]
Summary of Significant Accounting Policies [Line Items]
Cash, Cash Equivalents, and Short-term Investments	1,499,000	1,349,000
US States and Political Subdivisions Debt Securities [Member]
Summary of Significant Accounting Policies [Line Items]
Available-for-sale Securities, Gross Realized Gains (Losses), Sale Proceeds			$ 5,000,000
Trading Securities	$ 3,596,000	$ 4,189,000

Note 1 - Schedule of Estimated

Note 1 - Schedule of Estimated Useful Lives of Assets (Details)	12 Months Ended
	Dec. 31, 2016
Minimum [Member] | Building [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of assets	10 years
Minimum [Member] | Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of assets	3 years
Minimum [Member] | Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of assets	2 years
Maximum [Member] | Building [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of assets	39 years
Maximum [Member] | Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of assets	10 years
Maximum [Member] | Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of assets	30 years

Note 1 - Assumptions Used in Op

Note 1 - Assumptions Used in Option Pricing Model (Details)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Assumptions Utilized for Stock Option Grants [Abstract]
Risk free interest rate	1.14%	1.06%	0.69%
Dividend yield	3.78%	3.86%	4.28%
Volatility	22.60%	26.70%	28.10%
Expected life (years)	4 years 2 months 12 days	5 years	5 years

Note 2 - Computation of Basic a

Note 2 - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended																12 Months Ended
	Dec. 31, 2016		Sep. 30, 2016		Jun. 30, 2016		Mar. 31, 2016		Dec. 31, 2015		Sep. 30, 2015		Jun. 30, 2015		Mar. 31, 2015		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Earnings Per Share [Abstract]
Numerator for basic and diluted earnings per share - net income	$ 2,269		$ 2,292		$ 2,098		$ 2,265		$ 1,943		$ 2,220		$ 1,934		$ 2,136		$ 8,924	$ 8,233	$ 8,998
Denominator for basic earnings per share - weighted average shares outstanding																	3,386,766	3,337,505	3,291,939
Effect of dilutive securities - employee stock options																	9,073	13,034	10,635
Denominator for diluted earnings per share - adjusted weighted average shares outstanding																	3,395,839	3,350,539	3,302,574
Earnings per share - basic	$ 0.67	[1]	$ 0.68	[1]	$ 0.62	[1]	$ 0.67	[1]	$ 0.58	[1]	$ 0.66	[1]	$ 0.58	[1]	$ 0.64	[1]	$ 2.64	$ 2.47	$ 2.73
Earnings per share - diluted	$ 0.66	[1]	$ 0.67	[1]	$ 0.62	[1]	$ 0.67	[1]	$ 0.58	[1]	$ 0.66	[1]	$ 0.58	[1]	$ 0.64	[1]	$ 2.63	$ 2.46	$ 2.72
[1]	Due to rounding, quarterly earnings per share may not sum to annual earnings per share

Note 2 - Earnings Per Share a52

Note 2 - Earnings Per Share and Share Repurchase Plan (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Feb. 09, 2009	Jan. 24, 2008
Earnings Per Share and Share Repurchase Plan [Line Items]
Treasury Stock, Shares	164,569	164,569
Treasury Stock, Value	$ 2,476	$ 2,476
Share Repurchase Program 1 [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased				100,000	50,000
Treasury Stock, Shares, Acquired	0	0
Treasury Stock, Shares	57,883	57,883
Treasury Stock Shares Average Price Per Share Acquired	$ 16.97	$ 16.97
Treasury Stock, Value	$ 982	$ 982
Employee Stock Option [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	23,500	21,000	28,700

Note 4 -Investment Securities (

Note 4 -Investment Securities (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)security	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Investment Securities [Line Items]
Net (loss) gain on trading activities	$ (40,000)	$ 33,000	$ 156,000
Trading Securities, Change in Unrealized Holding Gain (Loss)	69,000	31,000
Available-for-sale Securities, Gross Realized Gains (Losses), Sale Proceeds	32,573,000	47,960,000	29,972,000
Income Tax Expense Benefit Related to Net Realized Gains Losses on Sales of Securities	229,000	266,000	378,000
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Additions, Additional Credit Losses	0	0	0
Held-to-maturity	0	147,000
Proceeds from Sale of Held-to-maturity Securities	0	0	0
Available-for-sale Securities Pledged as Collateral	166,628,000	197,149,000
Available-for-sale, amortized cost	396,168,000	362,742,000
Fair value	$ 390,475,000	361,915,000
Fair Value Inputs, Prepayment Rate	1.00%
Threshold For Identifying Banks With Trust Preferred Securities	$ 15,000,000,000
Minimum Cost Saving for Refinance	2.00%
Bank Failure Rate	0.36%
Fair Value Inputs, Loss Severity	95.00%
Non-interest Income [Member]
Investment Securities [Line Items]
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 192,000
Collateralized Debt Obligations [Member]
Investment Securities [Line Items]
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Additions, Additional Credit Losses	0	0	$ 0
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	0
Available-for-sale, amortized cost	2,909,000	3,291,000
Fair value	$ 2,281,000	$ 2,653,000
Number Of Trust Preferred Securities | security	6
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year | security	5
Collateralized Debt Obligations [Member] | Minimum [Member]
Investment Securities [Line Items]
Fair Value Inputs, Probability of Default	0.23%
Fair Value Inputs, Loss Severity	0.00%
Collateralized Debt Obligations [Member] | Maximum [Member]
Investment Securities [Line Items]
Fair Value Inputs, Probability of Default	0.47%
Fair Value Inputs, Loss Severity	100.00%

Note 4 -Trading Securities (Det

Note 4 -Trading Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Trading Securities And Other Trading Assets [Line Items]
State and municipal securities	$ 3,596	$ 4,189
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Trading Securities And Other Trading Assets [Line Items]
State and municipal securities	$ 3,596	$ 4,189

Note 4 -Investment Securities A

Note 4 -Investment Securities Available-for-sale (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale	$ 390,475	$ 361,915
Investment securities available-for-sale, gross unrealized holding gains	2,186	3,554
Investment securities available-for-sale, gross unrealized holding losses	(7,879)	(4,381)
Investment securities available-for-sale, amortized cost	396,168	362,742
US Government Agencies Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale	76,650	61,779
Investment securities available-for-sale, gross unrealized holding gains	36	88
Investment securities available-for-sale, gross unrealized holding losses	(2,118)	(490)
Investment securities available-for-sale, amortized cost	78,732	62,181
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale	72,295	78,954
Investment securities available-for-sale, gross unrealized holding gains	614	1,554
Investment securities available-for-sale, gross unrealized holding losses	(398)	(31)
Investment securities available-for-sale, amortized cost	72,079	77,431
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale	145,301	136,681
Investment securities available-for-sale, gross unrealized holding gains	561	944
Investment securities available-for-sale, gross unrealized holding losses	(2,241)	(920)
Investment securities available-for-sale, amortized cost	146,981	136,657
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale	77,415	65,610
Investment securities available-for-sale, gross unrealized holding gains	109	178
Investment securities available-for-sale, gross unrealized holding losses	(1,846)	(1,178)
Investment securities available-for-sale, amortized cost	79,152	66,610
Collateralized Debt Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale	2,281	2,653
Investment securities available-for-sale, gross unrealized holding gains	263	259
Investment securities available-for-sale, gross unrealized holding losses	(891)	(897)
Investment securities available-for-sale, amortized cost	2,909	3,291
Corporate Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale	8,030	9,004
Investment securities available-for-sale, gross unrealized holding gains	16	15
Investment securities available-for-sale, gross unrealized holding losses	(57)	(95)
Investment securities available-for-sale, amortized cost	8,071	9,084
Equity Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale	8,503	7,234
Investment securities available-for-sale, gross unrealized holding gains	587	516
Investment securities available-for-sale, gross unrealized holding losses	(328)	(770)
Investment securities available-for-sale, amortized cost	$ 8,244	$ 7,488

Note 4 - Investment Securitie56

Note 4 - Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Investments Debt And Equity Securities [Abstract]
Due in one year or less	$ 9,452
Due after one year through five years	176,439
Due after five years through ten years	182,595
Due after ten years	13,486
Equity securities	8,503
Investment securities available-for-sale	390,475	$ 361,915
Due in one year or less	9,400
Due after one year through five years	177,748
Due after five years through ten years	186,496
Due after ten years	14,280
Equity securities	8,244
Investment securities available-for-sale, amortized cost	$ 396,168	$ 362,742

Note 4 -Gross Realized Losses o

Note 4 -Gross Realized Losses on Equity and Debt Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Gain Loss On Investments Including Marketable Securities And Investments Held At Cost Income Statement Reported Amounts Summary [Line Items]
Gross realized gains	$ 939	$ 943	$ 1,361
Gross realized losses	(73)	(105)	(249)
Total other-than-temporary impairment loss on investment securities	(192)	(55)	0
Net gain on investment securities	674	783	1,112
Equity Securities [Member]
Schedule Of Gain Loss On Investments Including Marketable Securities And Investments Held At Cost Income Statement Reported Amounts Summary [Line Items]
Gross realized gains	758	714	1,051
Gross realized losses	0	(23)	(6)
Total other-than-temporary impairment loss on investment securities	(192)	(55)	0
Net gain on investment securities	566	636	1,045
Debt Securities [Member]
Schedule Of Gain Loss On Investments Including Marketable Securities And Investments Held At Cost Income Statement Reported Amounts Summary [Line Items]
Gross realized gains	181	229	310
Gross realized losses	(73)	(82)	(243)
Total other-than-temporary impairment loss on investment securities	0	0	0
Net gain on investment securities	$ 108	$ 147	$ 67

Note 4 -Credit-related Other-th

Note 4 -Credit-related Other-than-temporary Impairment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Investments Debt And Equity Securities [Abstract]
Balance, beginning of year	$ 1,153	$ 1,153	$ 1,271
Reductions: sale, collateralized debt obligation	0	0	(118)
Initial credit impairments	0	0	0
Subsequent credit impairments	0	0	0
Balance, end of year	$ 1,153	$ 1,153	$ 1,153

Note 4 -Investment Securities H

Note 4 -Investment Securities Held-to-maturity (Details) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Schedule Of Held To Maturity Securities [Line Items]
State and municipal securities	$ 0	$ 147,000
Held-to-maturity, fair value	$ 0	151,000
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Held To Maturity Securities [Line Items]
State and municipal securities		147,000
State and municipal securities		4,000
State and municipal securities		0
Held-to-maturity, fair value		$ 151,000

Note 4 -Securities in a Continu

Note 4 -Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Dec. 31, 2016USD ($)security	Dec. 31, 2015USD ($)security
Schedule Of Available For Sale Securities [Line Items]
No. of securities | security	306	193
Securities in an unrealized loss position less than 12 months, fair value	$ 288,833	$ 176,786
Securities in an unrealized loss position less than 12 months, unrealized losses	(6,351)	(2,359)
Securities in an unrealized loss position 12 months or longer, fair value	18,266	36,124
Securities in an unrealized loss position 12 months or longer, unrealized losses	(1,528)	(2,022)
Securities in an unrealized loss position, fair value	307,099	212,910
Securities in an unrealized loss position, unrealized losses	$ (7,879)	$ (4,381)
US Government Agencies Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of securities | security	55	32
Securities in an unrealized loss position less than 12 months, fair value	$ 72,626	$ 40,949
Securities in an unrealized loss position less than 12 months, unrealized losses	(2,118)	(418)
Securities in an unrealized loss position 12 months or longer, fair value		4,426
Securities in an unrealized loss position 12 months or longer, unrealized losses		(72)
Securities in an unrealized loss position, fair value	72,626	45,375
Securities in an unrealized loss position, unrealized losses	$ (2,118)	$ (490)
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of securities | security	70	20
Securities in an unrealized loss position less than 12 months, fair value	$ 29,280	$ 6,646
Securities in an unrealized loss position less than 12 months, unrealized losses	(398)	(19)
Securities in an unrealized loss position 12 months or longer, fair value		1,555
Securities in an unrealized loss position 12 months or longer, unrealized losses		(12)
Securities in an unrealized loss position, fair value	29,280	8,201
Securities in an unrealized loss position, unrealized losses	$ (398)	$ (31)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of securities | security	88	62
Securities in an unrealized loss position less than 12 months, fair value	$ 123,087	$ 90,796
Securities in an unrealized loss position less than 12 months, unrealized losses	(2,241)	(871)
Securities in an unrealized loss position 12 months or longer, fair value		1,403
Securities in an unrealized loss position 12 months or longer, unrealized losses		(49)
Securities in an unrealized loss position, fair value	123,087	92,199
Securities in an unrealized loss position, unrealized losses	$ (2,241)	$ (920)
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of securities | security	68	49
Securities in an unrealized loss position less than 12 months, fair value	$ 56,853	$ 28,372
Securities in an unrealized loss position less than 12 months, unrealized losses	(1,269)	(261)
Securities in an unrealized loss position 12 months or longer, fair value	15,426	26,354
Securities in an unrealized loss position 12 months or longer, unrealized losses	(577)	(917)
Securities in an unrealized loss position, fair value	72,279	54,726
Securities in an unrealized loss position, unrealized losses	$ (1,846)	$ (1,178)
Collateralized Debt Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of securities | security	5	5
Securities in an unrealized loss position less than 12 months, fair value	$ 0	$ 0
Securities in an unrealized loss position less than 12 months, unrealized losses	0	0
Securities in an unrealized loss position 12 months or longer, fair value	1,952	2,193
Securities in an unrealized loss position 12 months or longer, unrealized losses	(891)	(897)
Securities in an unrealized loss position, fair value	1,952	2,193
Securities in an unrealized loss position, unrealized losses	$ (891)	$ (897)
Corporate Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of securities | security	4	6
Securities in an unrealized loss position less than 12 months, fair value	$ 4,002	$ 5,988
Securities in an unrealized loss position less than 12 months, unrealized losses	(57)	(95)
Securities in an unrealized loss position, fair value	4,002	5,988
Securities in an unrealized loss position, unrealized losses	$ (57)	$ (95)
Equity Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of securities | security	16	19
Securities in an unrealized loss position less than 12 months, fair value	$ 2,985	$ 4,035
Securities in an unrealized loss position less than 12 months, unrealized losses	(268)	(695)
Securities in an unrealized loss position 12 months or longer, fair value	888	193
Securities in an unrealized loss position 12 months or longer, unrealized losses	(60)	(75)
Securities in an unrealized loss position, fair value	3,873	4,228
Securities in an unrealized loss position, unrealized losses	$ (328)	$ (770)

Note 4 -Pooled Trust Preferred

Note 4 -Pooled Trust Preferred Securities (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)bankInsuranceCompany	Dec. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, amortized cost	$ 396,168	$ 362,742
Fair value	390,475	361,915
Total recognized OTTI credit loss	$ (192)	(55)	$ 0
PreTSL IV [Member]
Schedule Of Available For Sale Securities [Line Items]
Class	Mezzanine*
Investment securities available-for-sale, amortized cost	$ 243
Fair value	186
Unrealized gains (losses)	(57)
Realized OTTI credit loss	0
Total recognized OTTI credit loss	$ (1)
Moody's/Fitch ratings	B1/BB
Current number of performing banks | bank	5
Current number of performing insurance companies | InsuranceCompany	0
Actual deferrals and defaults as a % of total collateral	18.00%
Total performing collateral as a % of outstanding bonds	141.40%
PreTSL XVII [Member]
Schedule Of Available For Sale Securities [Line Items]
Class	Mezzanine
Investment securities available-for-sale, amortized cost	$ 597
Fair value	458
Unrealized gains (losses)	(139)
Realized OTTI credit loss	0
Total recognized OTTI credit loss	$ (222)
Moody's/Fitch ratings	C/CC
Current number of performing banks | bank	34
Current number of performing insurance companies | InsuranceCompany	5
Actual deferrals and defaults as a % of total collateral	21.70%
Total performing collateral as a % of outstanding bonds	100.00%
PreTSL XIX [Member]
Schedule Of Available For Sale Securities [Line Items]
Class	Mezzanine
Investment securities available-for-sale, amortized cost	$ 848
Fair value	467
Unrealized gains (losses)	(381)
Realized OTTI credit loss	0
Total recognized OTTI credit loss	$ 0
Moody's/Fitch ratings	Caa1/CC
Current number of performing banks | bank	40
Current number of performing insurance companies | InsuranceCompany	12
Actual deferrals and defaults as a % of total collateral	6.90%
Total performing collateral as a % of outstanding bonds	102.60%
PreTSL XXV [Member]
Schedule Of Available For Sale Securities [Line Items]
Class	Mezzanine
Investment securities available-for-sale, amortized cost	$ 766
Fair value	512
Unrealized gains (losses)	(254)
Realized OTTI credit loss	0
Total recognized OTTI credit loss	$ (222)
Moody's/Fitch ratings	Ca/C
Current number of performing banks | bank	44
Current number of performing insurance companies | InsuranceCompany	5
Actual deferrals and defaults as a % of total collateral	24.20%
Total performing collateral as a % of outstanding bonds	89.70%
PreTSL XXVI [Member] | Security One [Member]
Schedule Of Available For Sale Securities [Line Items]
Class	Mezzanine
Investment securities available-for-sale, amortized cost	$ 389
Fair value	329
Unrealized gains (losses)	(60)
Realized OTTI credit loss	0
Total recognized OTTI credit loss	$ (270)
Moody's/Fitch ratings	Caa3/C
Current number of performing banks | bank	45
Current number of performing insurance companies | InsuranceCompany	7
Actual deferrals and defaults as a % of total collateral	18.00%
Total performing collateral as a % of outstanding bonds	97.70%
PreTSL XXVI [Member] | Security Two [Member]
Schedule Of Available For Sale Securities [Line Items]
Class	Mezzanine
Investment securities available-for-sale, amortized cost	$ 66
Fair value	329
Unrealized gains (losses)	263
Realized OTTI credit loss	0
Total recognized OTTI credit loss	$ (438)
Moody's/Fitch ratings	Caa3/C
Current number of performing banks | bank	45
Current number of performing insurance companies | InsuranceCompany	7
Actual deferrals and defaults as a % of total collateral	18.00%
Total performing collateral as a % of outstanding bonds	97.70%
Collateralized Debt Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, amortized cost	$ 2,909	3,291
Fair value	2,281	$ 2,653
Unrealized gains (losses)	(628)
Realized OTTI credit loss	0
Total recognized OTTI credit loss	$ (1,153)

Note 5 - Major Classes of Loans

Note 5 - Major Classes of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	$ 632,999	$ 615,263
Net unearned costs	80	7
Loans receivable	633,079	615,270
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	110,233	124,397
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	39,268	27,372
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	255,188	235,171
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	68,731	63,164
State and Political Subdivisions Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	35,260	40,285
Finance Leases Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable		10,371
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	5,670	4,286
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	47,124	42,833
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	$ 71,525	$ 67,384

Note 5 - Loans Receivable and t

Note 5 - Loans Receivable and the Allowance for Loan Losses (Details Textual)	1 Months Ended	12 Months Ended
	Oct. 31, 2016USD ($)	Dec. 31, 2016USD ($)contractloan	Dec. 31, 2015USD ($)contractloan	Dec. 31, 2014USD ($)
Accounts Notes And Loans Receivable [Line Items]
Bank Overdrafts		$ 171,000	$ 203,000
Loss on sale of indirect lease financing portfolio	$ (223,000)	(223,000)
Reversal of allowance for loan losses	$ 220,000
Financing Receivable, Modifications, Recorded Investment		5,374,000	2,278,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		$ 0	$ 5,000	$ 909,000
Number of TDRs | contract		16	3
Loans and Leases Receivable, Impaired, Commitment to Lend		$ 30,000	$ 1,919,000
Performing Financial Instruments [Member]
Accounts Notes And Loans Receivable [Line Items]
Financing Receivable, Modifications, Recorded Investment		1,819,000	1,288,000
Nonperforming Financial Instruments [Member]
Accounts Notes And Loans Receivable [Line Items]
Financing Receivable, Modifications, Recorded Investment		$ 3,555,000	$ 990,000
Residential Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Mortgage Loan on Real Estate Number of Loan in Foreclosure | loan		0	7
Mortgage Loans in Process of Foreclosure, Amount		$ 0	$ 197,000
Residential Portfolio Segment [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan to Value Ratio		80.00%

Note 5 - Internal Risk Ratings

Note 5 - Internal Risk Ratings and Payment Activity (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 632,999	$ 615,263
Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	508,680	500,760
Pass [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	480,374	473,040
Special Mention [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	6,102	395
Substandard [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	22,204	27,325
Doubtful [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	110,233	124,397
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	39,268	27,372
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	255,188	235,171
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	68,731	63,164
Commercial Portfolio Segment [Member] | Pass [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	102,396	117,246
Commercial Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	39,259	27,355
Commercial Portfolio Segment [Member] | Pass [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	238,290	218,958
Commercial Portfolio Segment [Member] | Pass [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	65,169	60,286
Commercial Portfolio Segment [Member] | Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	686	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	5,185	361
Commercial Portfolio Segment [Member] | Special Mention [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	231	34
Commercial Portfolio Segment [Member] | Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	7,151	7,151
Commercial Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	9	17
Commercial Portfolio Segment [Member] | Substandard [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	11,713	15,852
Commercial Portfolio Segment [Member] | Substandard [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	3,331	2,844
Commercial Portfolio Segment [Member] | Doubtful [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	35,260	40,285
State and Political Subdivisions Portfolio Segment [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	35,260	39,027
State and Political Subdivisions Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
State and Political Subdivisions Portfolio Segment [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	1,258
State and Political Subdivisions Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 0	0
Finance Leases Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable		10,371
Finance Leases Portfolio Segment [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable		10,168
Finance Leases Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable		0
Finance Leases Portfolio Segment [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable		203
Finance Leases Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable		$ 0

Note 5 - Retail Loans by Credit

Note 5 - Retail Loans by Credit Quality (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 632,999	$ 615,263
Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	124,319	114,503
Performing Financial Instruments [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	123,871	114,089
Nonperforming Financial Instruments [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	448	414
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	5,670	4,286
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	47,124	42,833
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	71,525	67,384
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	5,577	4,286
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	46,858	42,546
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	71,436	67,257
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	93	0
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	266	287
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 89	$ 127

Note 5 - Past Due Loans (Detail

Note 5 - Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	$ 4,937	$ 3,719
Loans current	628,062	611,544
Loans and leases receivable	632,999	615,263
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	2,321	1,846
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	735	394
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	1,881	1,479
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	463	95
Loans current	109,770	124,302
Loans and leases receivable	110,233	124,397
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	463	95
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	214	63
Loans current	39,054	27,309
Loans and leases receivable	39,268	27,372
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	214	63
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	2,055	1,378
Loans current	253,133	233,793
Loans and leases receivable	255,188	235,171
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	64	443
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	395	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	1,596	935
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	285	466
Loans current	68,446	62,698
Loans and leases receivable	68,731	63,164
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	97
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	285	369
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Loans current	35,260	40,285
Loans and leases receivable	35,260	40,285
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	16	22
Loans current	5,654	4,264
Loans and leases receivable	5,670	4,286
Retail Portfolio Segment [Member] | Consumer Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	14	12
Retail Portfolio Segment [Member] | Consumer Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	2	10
Retail Portfolio Segment [Member] | Consumer Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	1,782	875
Loans current	45,342	41,958
Loans and leases receivable	47,124	42,833
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	1,459	641
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	323	234
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	122	317
Loans current	71,403	67,067
Loans and leases receivable	71,525	67,384
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	107	272
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	15	0
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	$ 0	45
Finance Leases Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due		503
Loans current		9,868
Loans and leases receivable		10,371
Finance Leases Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due		320
Finance Leases Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due		53
Finance Leases Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due		$ 130

Note 5 - Non-accrual Loans (Det

Note 5 - Non-accrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	$ 0	$ 11
Loans receivable	10,119	9,420
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	4,798	3,433
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	3,007	3,627
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	1,866	1,803
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	93	0
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	266	287
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	$ 89	127
Finance Leases Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable		11
Loans receivable		$ 143

Note 5 - Allowance for Loan Los

Note 5 - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	$ 7,554	$ 8,001	$ 8,925
Provision for (credit to) loan losses	30	200	400
Charge-offs	(404)	(787)	(1,613)
Recoveries	214	140	289
Allowance for loan losses, end of period	7,394	7,554	8,001
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	1,521	1,892	2,044
Provision for (credit to) loan losses	41	(353)	(202)
Charge-offs	(140)	(56)	(17)
Recoveries	37	38	67
Allowance for loan losses, end of period	1,459	1,521	1,892
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	286	297	439
Provision for (credit to) loan losses	163	(11)	(142)
Charge-offs	0	0	0
Recoveries	0	0	0
Allowance for loan losses, end of period	449	286	297
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	2,411	2,700	2,898
Provision for (credit to) loan losses	227	(214)	(131)
Charge-offs	0	(84)	(70)
Recoveries	8	9	3
Allowance for loan losses, end of period	2,646	2,411	2,700
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	1,812	1,630	1,632
Provision for (credit to) loan losses	(44)	687	1,019
Charge-offs	(120)	(531)	(1,069)
Recoveries	112	26	48
Allowance for loan losses, end of period	1,760	1,812	1,630
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	222	221	186
Provision for (credit to) loan losses	(99)	1	35
Charge-offs	0	0	0
Recoveries	0	0	0
Allowance for loan losses, end of period	123	222	221
Loans to Depository Institutions Portfolio Segment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period		0	4
Provision for (credit to) loan losses			(4)
Charge-offs			0
Recoveries			0
Allowance for loan losses, end of period			0
Finance Leases Portfolio Segment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	164	93	103
Provision for (credit to) loan losses	(121)	76	15
Charge-offs	(52)	(21)	(39)
Recoveries	9	16	14
Allowance for loan losses, end of period	0	164	93
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	76	85	64
Provision for (credit to) loan losses	60	57	142
Charge-offs	(92)	(95)	(167)
Recoveries	32	29	46
Allowance for loan losses, end of period	76	76	85
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	350	312	303
Provision for (credit to) loan losses	16	38	103
Charge-offs	0	0	(95)
Recoveries	0	0	1
Allowance for loan losses, end of period	366	350	312
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	428	453	583
Provision for (credit to) loan losses	(91)	(47)	(84)
Charge-offs	0	0	(156)
Recoveries	16	22	110
Allowance for loan losses, end of period	353	428	453
Unallocated Financing Receivables [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	284	318	669
Provision for (credit to) loan losses	(122)	(34)	(351)
Charge-offs	0	0	0
Recoveries	0	0	0
Allowance for loan losses, end of period	$ 162	$ 284	$ 318

Note 5 - Specific Reserve for L

Note 5 - Specific Reserve for Loans Modified as TDR's (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Receivables [Abstract]
TDRs with no specific allowance recorded - unpaid principal balance	$ 3,992	$ 1,787
TDRs with an allowance recorded - unpaid principal balance	1,382	491
Unpaid principal balance	5,374	2,278
TDRs with an allowance recorded - related allowance	$ 761	$ 491

Note 5 - Loans by Loan Class Mo

Note 5 - Loans by Loan Class Modified as TDRs (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)contract	Dec. 31, 2015USD ($)contract
Financing Receivable Modifications [Line Items]
Number of contracts | contract	16	3
Pre-modification outstanding recorded investment	$ 3,840	$ 589
Post-modification outstanding recorded investment	$ 3,683	$ 584
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Modifications [Line Items]
Number of contracts | contract	7	1
Pre-modification outstanding recorded investment	$ 1,099	$ 47
Post-modification outstanding recorded investment	$ 1,020	$ 46
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Modifications [Line Items]
Number of contracts | contract	2	1
Pre-modification outstanding recorded investment	$ 1,296	$ 400
Post-modification outstanding recorded investment	$ 1,251	$ 397
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Modifications [Line Items]
Number of contracts | contract	5
Pre-modification outstanding recorded investment	$ 1,156
Post-modification outstanding recorded investment	$ 1,126
Number of contracts | contract	1
Recorded investment	$ 111
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Modifications [Line Items]
Number of contracts | contract	1	1
Pre-modification outstanding recorded investment	$ 193	$ 142
Post-modification outstanding recorded investment	$ 193	$ 141
Consumer [Member] | Retail Portfolio Segment [Member]
Financing Receivable Modifications [Line Items]
Number of contracts | contract	1
Pre-modification outstanding recorded investment	$ 96
Post-modification outstanding recorded investment	$ 93

Note 5 - Loans Disaggregated by

Note 5 - Loans Disaggregated by Impairment Method (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	$ 7,394	$ 7,554	$ 8,001	$ 8,925
Allowance for loan losses - individually evaluated for impairment	1,198	974
Allowance for loan losses - collectively evaluated for impairment	6,034	6,296
Loans and leases receivable	632,999	615,263
Loans - individually evaluated for impairment	15,006	14,941
Loans - collectively evaluated for impairment	617,993	600,322
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	1,459	1,521	1,892	2,044
Allowance for loan losses - individually evaluated for impairment	696	712
Allowance for loan losses - collectively evaluated for impairment	763	809
Loans and leases receivable	110,233	124,397
Loans - individually evaluated for impairment	5,134	4,586
Loans - collectively evaluated for impairment	105,099	119,811
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	449	286	297	439
Allowance for loan losses - individually evaluated for impairment	0	0
Allowance for loan losses - collectively evaluated for impairment	449	286
Loans and leases receivable	39,268	27,372
Loans - individually evaluated for impairment	224	364
Loans - collectively evaluated for impairment	39,044	27,008
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	2,646	2,411	2,700	2,898
Allowance for loan losses - individually evaluated for impairment	0	14
Allowance for loan losses - collectively evaluated for impairment	2,646	2,397
Loans and leases receivable	255,188	235,171
Loans - individually evaluated for impairment	6,383	6,998
Loans - collectively evaluated for impairment	248,805	228,173
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	1,760	1,812	1,630	1,632
Allowance for loan losses - individually evaluated for impairment	494	203
Allowance for loan losses - collectively evaluated for impairment	1,266	1,609
Loans and leases receivable	68,731	63,164
Loans - individually evaluated for impairment	2,313	2,113
Loans - collectively evaluated for impairment	66,418	61,051
State and Political Subdivisions Portfolio Segment [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	123	222	221	186
Allowance for loan losses - individually evaluated for impairment	0	0
Allowance for loan losses - collectively evaluated for impairment	123	222
Loans and leases receivable	35,260	40,285
Loans - individually evaluated for impairment	0	0
Loans - collectively evaluated for impairment	35,260	40,285
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	76	76	85	64
Allowance for loan losses - individually evaluated for impairment	0	0
Allowance for loan losses - collectively evaluated for impairment	76	76
Loans and leases receivable	5,670	4,286
Loans - individually evaluated for impairment	93	0
Loans - collectively evaluated for impairment	5,577	4,286
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	366	350	312	303
Allowance for loan losses - individually evaluated for impairment	8	25
Allowance for loan losses - collectively evaluated for impairment	358	325
Loans and leases receivable	47,124	42,833
Loans - individually evaluated for impairment	748	583
Loans - collectively evaluated for impairment	46,376	42,250
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	353	428	453	583
Allowance for loan losses - individually evaluated for impairment	0	0
Allowance for loan losses - collectively evaluated for impairment	353	428
Loans and leases receivable	71,525	67,384
Loans - individually evaluated for impairment	111	151
Loans - collectively evaluated for impairment	71,414	67,233
Unallocated Financing Receivables [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	162	284	318	669
Finance Leases Portfolio Segment [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	$ 0	164	$ 93	$ 103
Allowance for loan losses - individually evaluated for impairment		20
Allowance for loan losses - collectively evaluated for impairment		144
Loans and leases receivable		10,371
Loans - individually evaluated for impairment		146
Loans - collectively evaluated for impairment		$ 10,225

Note 5 - Impaired Loans (Detail

Note 5 - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	$ 10,909	$ 12,414
Unpaid principal balance - with no specific allowance	11,759	13,966
Recorded investment - with an allowance	4,097	2,527
Unpaid principal balance - with an allowance	4,440	2,773
Related allowance	1,198	974
Unpaid principal balance	16,199	16,739
Recorded investment	15,006	14,941
Average recorded investment	13,488	16,046	$ 25,768
Interest income recognized	233	346	683
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	2,482	3,629
Unpaid principal balance - with no specific allowance	2,862	3,923
Recorded investment - with an allowance	2,652	957
Unpaid principal balance - with an allowance	2,812	1,086
Related allowance	696	712
Unpaid principal balance	5,674	5,009
Recorded investment	5,134	4,586
Average recorded investment	4,200	6,108	9,305
Interest income recognized	58	169	331
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	224	364
Unpaid principal balance - with no specific allowance	234	364
Recorded investment - with an allowance	0	0
Unpaid principal balance - with an allowance	0	0
Related allowance	0	0
Unpaid principal balance	234	364
Recorded investment	224	364
Average recorded investment	370	396	1,050
Interest income recognized	18	20	2
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	6,383	6,932
Unpaid principal balance - with no specific allowance	6,367	7,416
Recorded investment - with an allowance	0	66
Unpaid principal balance - with an allowance	0	66
Related allowance	0	14
Unpaid principal balance	6,367	7,482
Recorded investment	6,383	6,998
Average recorded investment	6,129	7,370	12,304
Interest income recognized	131	149	344
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	1,046	942
Unpaid principal balance - with no specific allowance	1,438	1,653
Recorded investment - with an allowance	1,267	1,171
Unpaid principal balance - with an allowance	1,435	1,279
Related allowance	494	203
Unpaid principal balance	2,873	2,932
Recorded investment	2,313	2,113
Average recorded investment	1,960	1,544	2,452
Interest income recognized	15	0	0
Finance Leases Portfolio Segment [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance		3
Unpaid principal balance - with no specific allowance		3
Recorded investment - with an allowance	0	143
Unpaid principal balance - with an allowance	0	145
Related allowance	0	20
Unpaid principal balance	0	148
Recorded investment	0	146
Average recorded investment	88	43	26
Interest income recognized	0	1	1
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	93
Unpaid principal balance - with no specific allowance	95
Recorded investment - with an allowance	0	0
Unpaid principal balance - with an allowance	0	0
Related allowance	0	0
Unpaid principal balance	95	0
Recorded investment	93	0
Average recorded investment	29	2	2
Interest income recognized	0	0	0
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	570	393
Unpaid principal balance - with no specific allowance	589	406
Recorded investment - with an allowance	178	190
Unpaid principal balance - with an allowance	193	197
Related allowance	8	25
Unpaid principal balance	782	603
Recorded investment	748	583
Average recorded investment	583	448	460
Interest income recognized	10	6	5
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	111	151
Unpaid principal balance - with no specific allowance	174	201
Recorded investment - with an allowance	0	0
Unpaid principal balance - with an allowance	0	0
Related allowance	0	0
Unpaid principal balance	174	201
Recorded investment	111	151
Average recorded investment	129	135	169
Interest income recognized	$ 1	$ 1	$ 0

Note 6 - Premises and Equipme73

Note 6 - Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Line Items]
Book value	$ 26,827	$ 26,559
Accumulated depreciation and amortization	(18,144)	(17,302)
Net book value	8,683	9,257
Land and Building [Member]
Property, Plant and Equipment [Line Items]
Book value	11,405	11,301
Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Book value	13,098	12,936
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Book value	$ 2,324	$ 2,322

Note 6 - Premises and Equipme74

Note 6 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Property Plant And Equipment [Abstract]
Depreciation	$ 891,000	$ 1,024,000	$ 1,167,000

Note 7 - Intangible Assets an75

Note 7 - Intangible Assets and Loan Servicing (Details Textual) - USD ($)	Nov. 26, 2014	Jan. 16, 2014	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Note 7 - Intangible Assets and Loan Servicing (Details) [Line Items]
Servicing Asset Loans Unpaid Principal Balance			$ 78,380,000	$ 79,295,000
Servicing Asset at Fair Value, Amount			$ 579,000	$ 642,000
Gain (Loss) on Disposition of Intangible Assets					$ 1,000,000
Internet Domain Names [Member]
Note 7 - Intangible Assets and Loan Servicing (Details) [Line Items]
Gain (Loss) on Disposition of Intangible Assets	$ 1,000,000
Indefinite-lived Intangible Assets, Purchase Accounting Adjustments		$ 8,000
Minimum [Member]
Note 7 - Intangible Assets and Loan Servicing (Details) [Line Items]
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate			14.00%	10.00%
Maximum [Member]
Note 7 - Intangible Assets and Loan Servicing (Details) [Line Items]
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate			16.00%	12.00%

Note 7 - Activity of Mortgage S

Note 7 - Activity of Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Activity Of Mortgage Servicing Rights [Abstract]
Balance at beginning of year	$ 504	$ 504	$ 519
Mortgage servicing rights capitalized	69	79	48
Mortgage servicing rights amortized	(79)	(87)	(71)
Fair market value adjustments	4	8	8
Balance at end of year	$ 498	$ 504	$ 504

Note 7 - Annual Estimated Amort

Note 7 - Annual Estimated Amortization Expense of Intangible Assets (Details) $ in Thousands	Dec. 31, 2016USD ($)
Estimated Amortization Expense Of Intangible Assets [Abstract]
2,017	$ 81
2,018	69
2,019	59
2,020	51
2,021	$ 43

Note 8 - Time Deposits ((Detail

Note 8 - Time Deposits ((Details Textual)) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Banking And Thrift [Abstract]
Total time deposits	$ 225,582	$ 227,376
Time Deposits $250,000 or More	$ 34,446	$ 34,507

Note 8 - Time Deposits (Details

Note 8 - Time Deposits (Details) - Scheduled Maturities of Time Deposits - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Scheduled Maturities Of Time Deposits [Abstract]
2,017	$ 95,803
2,018	34,019
2,019	19,946
2,020	30,752
2,021	45,062
Total time deposits	$ 225,582	$ 227,376

Note 9 - Short-term Borrowing80

Note 9 - Short-term Borrowings (Details) - Short-term Borrowings - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015
Short-term Borrowings [Line Items]
Balance		$ 52,660	$ 37,163
Securities Sold under Agreements to Repurchase [Member]
Short-term Borrowings [Line Items]
Balance	[1]	45,339	37,163
Maximum indebtedness at any month end	[1]	45,339	37,163
Daily average indebtedness outstanding	[1]	$ 38,835	$ 31,364
Average rate paid for the year	[1]	0.37%	0.37%
Average rate on period-end borrowings	[1]	0.38%	0.37%
Other Short Term Debt [Member]
Short-term Borrowings [Line Items]
Balance	[2]	$ 7,321	$ 0
Maximum indebtedness at any month end	[2]	7,321	0
Daily average indebtedness outstanding	[2]	$ 1,365	$ 547
Average rate paid for the year	[2]	0.66%	0.34%
Average rate on period-end borrowings	[2]	0.77%	0.00%
[1]	Securities sold under agreements to repurchase mature overnight. The repurchase agreements were collateralized by U.S. Government mortgage-backed securities and CMOs with an amortized cost of $52,920,000 and $47,309,000 and a fair value of $52,314,000 and $47,200,000 and at December 31, 2016 and 2015, respectively. These securities are held in safekeeping at the Federal Reserve Bank of Philadelphia.
[2]	Other short-term borrowings include Federal funds purchased and overnight borrowings from the FHLB.

Note 9 - Short-term Borrowing81

Note 9 - Short-term Borrowings (Details)	Dec. 31, 2016USD ($)FederalFund	Dec. 31, 2015USD ($)
Short-term Borrowings [Line Items]
Available-for-sale Securities Pledged as Collateral	$ 166,628,000	$ 197,149,000
Federal Funds Unsecured Number of Lines | FederalFund	4
Federal Funds Unsecured Lines	$ 46,000,000
Federal Funds Purchased	0	0
Securities Sold under Agreements to Repurchase [Member]
Short-term Borrowings [Line Items]
Available for Sale Securities Pledged as Collateral Amortized Cost	52,920,000	47,309,000
Available-for-sale Securities Pledged as Collateral	$ 52,314,000	$ 47,200,000

Note 10 - Long-term Debt (Detai

Note 10 - Long-term Debt (Details Textual) - USD ($)		Dec. 31, 2016	Dec. 31, 2015
Long Term Debt [Line Items]
Federal Home Loan Bank Stock		$ 1,005,000	$ 496,000
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		248,199,000
Advances from Federal Home Loan Banks			0
Federal Home Loan Bank, Advances, General Debt Obligations, Borrowings Outstanding		52,660,000	37,163,000
Other Short Term Debt [Member]
Long Term Debt [Line Items]
Federal Home Loan Bank, Advances, General Debt Obligations, Borrowings Outstanding	[1]	$ 7,321,000	$ 0
[1]	Other short-term borrowings include Federal funds purchased and overnight borrowings from the FHLB.

Note 11 - Provision for Income

Note 11 - Provision for Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Provision For Income Taxes [Abstract]
Current Federal income taxes									$ 3,137	$ 2,519	$ 2,276
Current state income taxes									62	51	0
Deferred Federal income taxes									(145)	0	368
Net provision	$ 743	$ 821	$ 702	$ 788	$ 571	$ 715	$ 583	$ 701	$ 3,054	$ 2,570	$ 2,644

Note 11 - Deferred Tax Assets a

Note 11 - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deferred tax assets
Allowance for loan losses	$ 2,514	$ 2,568
Net unrealized holding losses on investment securities available-for-sale	1,852	193
Impaired securities	448	463
Non-credit OTTI on investment securities available-for-sale	84	88
Non-accrual interest income	545	489
Deferred rent	80	73
Deferred revenue	131	114
Incurred but not reported (IBNR) medical expense	42	43
Depreciation	68	4
Bonus	68	0
Other	27	38
Total deferred tax assets	5,859	4,073
Deferred tax liabilities
Mortgage servicing rights	169	171
Net unrealized holding gains on trading investment securities	34	0
Prepaid expenses	168	193
Other	15	36
Total deferred tax liabilities	386	400
Net deferred tax asset	$ 5,473	$ 3,673

Note 11 - Income Taxes (Details

Note 11 - Income Taxes (Details Textual)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	34.00%	34.00%	34.00%

Note 11 - Reconciliation of the

Note 11 - Reconciliation of the Tax Provision (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Reconciliation Of The Tax Provision [Abstract]
Provision at statutory rate									$ 4,073	$ 3,673	$ 3,958
Tax-exempt interest and dividend income									(1,033)	(1,126)	(1,212)
Bank-owned life insurance									(105)	(104)	(106)
Life insurance proceeds									0	0	(54)
Stock-based compensation expense									30	29	28
State income tax									41	34	0
Other									48	64	30
Net provision	$ 743	$ 821	$ 702	$ 788	$ 571	$ 715	$ 583	$ 701	$ 3,054	$ 2,570	$ 2,644
Provision at statutory rate									34.00%	34.00%	34.00%
Tax-exempt interest and dividend income									(8.60%)	(10.40%)	(10.40%)
Bank-owned life insurance									(0.90%)	(1.00%)	(0.90%)
Life insurance proceeds									(0.00%)	(0.00%)	(0.50%)
Stock-based compensation expense									0.30%	0.30%	0.20%
State income tax									0.30%	0.30%	0.00%
Other									0.40%	0.60%	0.30%
Total									25.50%	23.80%	22.70%

Note 12 - Employee Benefit Pl87

Note 12 - Employee Benefit Plans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Employee Benefit Plans [Line Items]
Defined Contribution Plan, Employer Matching Contribution, Percent of Match	3.00%
Defined Contribution Plan Safe Harbor Contribution	5.00%
Defined Contribution Plan Employer Matching Contribution Amount	$ 206	$ 240	$ 224
Defined Contribution Plan Employer Safe Harbor Contribution Amount	$ 445	$ 441	$ 421
Employee Stock Purchase Plan 2016 [Member]
Employee Benefit Plans [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Discount from Market Price, Offering Date	10.00%
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)	30,000
Employee Stock Purchase Plan shares issued	1,392
Employee Stock Purchase Plan expiration date	May 31, 2021
Employee Stock Purchase Plan 2011 [Member]
Employee Benefit Plans [Line Items]
Employee Stock Purchase Plan Shares Issued Since Inception of Plan (in Shares)	17,516

Note 12 - Employee Benefit Pl88

Note 12 - Employee Benefit Plans (Details) - Employee Stock Purchase Plan - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Employee Benefit Plans (Details) - Employee Stock Purchase Plan [Line Items]
Shares	2,932	3,186	3,239
Minimum [Member]
Employee Benefit Plans (Details) - Employee Stock Purchase Plan [Line Items]
Price per share	$ 26.73	$ 25.20	$ 22.32
Maximum [Member]
Employee Benefit Plans (Details) - Employee Stock Purchase Plan [Line Items]
Price per share	$ 28.35	$ 26.73	$ 23.40

Note 13 - Stock Option Plan (De

Note 13 - Stock Option Plan (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	73,950	82,875	88,375	115,800
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	23,500	21,000	20,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	22,700	13,750	20,050
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 83
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	26 months
The 1998 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	0
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)	220,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period	60,244
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	225,058
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	164,814
The 2005 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	50,450
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period	65,050
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	184,200
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	68,700
Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized	200,000
The 2015 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	23,500
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)	300,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period	0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	23,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	0
Employee Stock Option [Member] | The 1998 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Employee Stock Option [Member] | The 2005 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	5 years
Employee Stock Option [Member] | Minimum [Member] | The 1998 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	6 months
Employee Stock Option [Member] | Maximum [Member] | The 1998 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years

Note 13 - Stock Option Activity

Note 13 - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Roll Forward
Outstanding-Number of options (in shares)	82,875	88,375	115,800
Exercised-Number of options (in shares)	(22,700)	(13,750)	(20,050)
Forfeited-Number of options (in shares)	(9,725)	(12,750)	(27,375)
Granted-Number of options (in shares)	23,500	21,000	20,000
Outstanding ending-Number of options (in shares)	73,950	82,875	88,375
Exercisable-Number of options (in shares)	18,825
Outstanding-Weighted average exercise price (in dollars per share)	$ 24.33	$ 23.27	$ 23.51
Exercised-Weighted average exercise price (in dollars per share)	20.90	18.11	17.82
Forfeited-Weighted average exercise price (in dollars per share)	25.60	31.80	29.66
Granted-Weighted average exercise price (in dollars per share)	30.40	29.25	25.16
Outstanding ending-Weighted average exercise price (in dollars per share)	27.14	$ 24.33	$ 23.27
Exercisable-Weighted average exercise price (in dollars per share)	$ 22.52
Outstanding ending-Weighted average remaining contractual term	2 years 7 months 13 days
Exercisable-Weighted average remaining contractual term	8 months 9 days
Outstanding ending-Aggregate intrinsic value	$ 640
Exercisable-Aggregate intrinsic value	$ 250

Note 13 - Stock Option Plan (91

Note 13 - Stock Option Plan (Details) - Outstanding Stock Options - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Options outstanding	73,950	82,875	88,375	115,800
Exercise price, outstanding	$ 27.14	$ 24.33	$ 23.27	$ 23.51
Remaining life	2 years 7 months 13 days
Options exercisable	18,825
Exercise price, exercisable	$ 22.52
Exercise Price $21.35 [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Options outstanding	6,950
Exercise price, outstanding	$ 21.35
Remaining life	26 days
Options exercisable	6,950
Exercise price, exercisable	$ 21.35
Exercise Price $23.20 [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Options outstanding	11,875
Exercise price, outstanding	$ 23.20
Remaining life	1 year 22 days
Options exercisable	11,875
Exercise price, exercisable	$ 23.20
Exercise Price $25.16 [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Options outstanding	13,775
Exercise price, outstanding	$ 25.16
Remaining life	2 years 29 days
Exercise Price $29.25 [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Options outstanding	17,850
Exercise price, outstanding	$ 29.25
Remaining life	3 years 29 days
Exercise Price $30.40 [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Options outstanding	23,500
Exercise price, outstanding	$ 30.40
Remaining life	4 years 1 month 17 days

Note 13 - Stock Option Plan (92

Note 13 - Stock Option Plan (Details) - Tax Benefits and Intrinsic Value Related to Stock Options Exercised - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Tax Benefits and Intrinsic Value Related to Stock Options Exercised [Abstract]
Tax benefits related to stock options exercised	$ 17	$ 21	$ 29
Intrinsic value of stock options exercised	$ 234	$ 148	$ 161

Note 14 - Related Party Trans93

Note 14 - Related Party Transactions (Details) - Related Party Transactions $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)
Related Party Transactions [Abstract]
Balance, December 31, 2015	$ 11,122
New loans	8,869
Repayments	(12,144)
Balance, December 31, 2016	$ 7,847

Note 14 - Related Party Trans94

Note 14 - Related Party Transactions (Details) - Schedule of Additional Information Regarding Transactions with Related Parties - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Related Party Transactions [Abstract]
Commitments to extend credit	$ 9,344	$ 4,200
Letters of credit	1,000	1,000
Deposits received	$ 10,181	$ 8,452

Note 15 - Financial Instrument

Note 15 - Financial Instrument Commitments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	$ 293,706	$ 241,985
Commitments to Extend Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	277,216	232,492
Standby Letters of Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	$ 16,490	$ 9,493

Note 15 - Commitments and Con96

Note 15 - Commitments and Contingencies (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Commitments And Contingencies Disclosure [Line Items]
Operating Leases, Rent Expense, Net	$ 606	$ 621	$ 553
Maximum [Member]
Commitments And Contingencies Disclosure [Line Items]
Standby letters of credit expiration period	2 years
Lessee Leasing Arrangements, Operating Leases, Renewal Term	10 years
Minimum [Member]
Commitments And Contingencies Disclosure [Line Items]
Lessee Leasing Arrangements, Operating Leases, Renewal Term	1 year

Note 15 - Minimum Annual Rental

Note 15 - Minimum Annual Rental Commitments (Details) $ in Thousands	Dec. 31, 2016USD ($)
Minimum Annual Rental Commitments [Abstract]
2,017	$ 470
2,018	418
2,019	393
2,020	273
2,021	193
Thereafter	3,180
Total	$ 4,927

Note 16 - Components of Accumul

Note 16 - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive (loss) income	$ (5,693)	$ (827)	$ 1,375
Tax effect	1,936	281	(468)
Accumulated other comprehensive income (loss), net of tax	(3,757)	(546)	907
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive (loss) income	(5,446)	(568)	1,975
Accumulated Other-than-Temporary Impairment Attributable to Parent [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive (loss) income	$ (247)	$ (259)	$ (600)

Note 16 - Amounts Reclassified

Note 16 - Amounts Reclassified Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Income before income taxes	$ 3,012	$ 3,113	$ 2,800	$ 3,053	$ 2,514	$ 2,935	$ 2,517	$ 2,837	$ 11,978	$ 10,803	$ 11,642
Tax effect	(743)	(821)	(702)	(788)	(571)	(715)	(583)	(701)	(3,054)	(2,570)	(2,644)
Net income	$ 2,269	$ 2,292	$ 2,098	$ 2,265	$ 1,943	$ 2,220	$ 1,934	$ 2,136	8,924	8,233	8,998
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Unrealized net holding gains on available-for-sale securities									866	838	1,112
Other-than-temporary impairment losses on investment securities									(192)	(55)
Income before income taxes									674	783	1,112
Tax effect									(229)	(266)	(378)
Net income									$ 445	$ 517	$ 734

Note 17 - Financial Assets Meas

Note 17 - Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Trading Securities	$ 3,596	$ 4,189
Investment securities available-for-sale	390,475	361,915
Recurring fair value measurements	394,071	366,104
Nonrecurring fair value measurements	2,957	1,831
Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	2,899	1,698
Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	58	133
Fair Value, Inputs, Level 1 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	8,503	7,234
Recurring fair value measurements	8,503	7,234
Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Trading Securities	3,596	4,189
Investment securities available-for-sale	379,691	352,028
Recurring fair value measurements	383,287	356,217
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	2,281	2,653
Recurring fair value measurements	2,281	2,653
Nonrecurring fair value measurements	2,957	1,831
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	2,899	1,698
Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Nonrecurring fair value measurements	58	133
US Government Agencies Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	76,650	61,779
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	76,650	61,779
US States and Political Subdivisions Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Trading Securities	3,596	4,189
Investment securities available-for-sale	72,295	78,954
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	72,295	78,954
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	145,301	136,681
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	145,301	136,681
Collateralized Mortgage Obligations [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	77,415	65,610
Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	77,415	65,610
Pooled Trust Preferred Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	2,281	2,653
Pooled Trust Preferred Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	2,281	2,653
Corporate Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	8,030	9,004
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	8,030	9,004
Equity Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	8,503	7,234
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale	$ 8,503	$ 7,234

Note 17 - Quantitative Informat

Note 17 - Quantitative Information about Assets Measured at Fair Value (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements		$ 2,957	$ 1,831
Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements		2,899	1,698
Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements		58	133
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements		2,957	1,831
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements		$ 2,899	$ 1,698
Nonrecurring fair value liquidation inputs	[1]	(10.00%)	(10.00%)
Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements		$ 58	$ 133
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements	[2]	$ 938	$ 1,331
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Impaired Loans [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[2],[3]	(10.00%)	(15.00%)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Impaired Loans [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[2],[3]	(80.00%)	(80.00%)
Fair Value, Inputs, Level 3 [Member] | Commercial Vehicle and Equipment Guides Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements	[4]	$ 76	$ 199
Fair Value, Inputs, Level 3 [Member] | Commercial Vehicle and Equipment Guides Valuation Technique [Member] | Impaired Loans [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[4]	0.00%	0.00%
Fair Value, Inputs, Level 3 [Member] | Commercial Vehicle and Equipment Guides Valuation Technique [Member] | Impaired Loans [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[4]	(25.00%)	(30.00%)
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements	[5]	$ 1,880	$ 168
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[5]	(20.00%)	(25.00%)
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Impaired Loans [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[5]	(50.00%)	(70.00%)
Fair Value, Inputs, Level 3 [Member] | Agreement of Sale [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements	[6]	$ 5
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value measurements		$ 58	$ 133
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Mortgage Servicing Rights [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		14.00%	10.00%
Nonrecurring fair value expected term		2 years	3 years
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Mortgage Servicing Rights [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		16.00%	12.00%
Nonrecurring fair value expected term		27 years	28 years
[1]	Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented  as a percent of the initial appraised value.
[2]	Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various level 3 inputs which are not always identifiable.
[3]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value.
[4]	If lendable value (lower than wholesale) is utilized then no additional discounts are taken. If lendable value is not provided, then additional discounts are applied.
[5]	Values obtained from financial statements for UCC collateral (fixed assets and inventory) are discounted to estimated realizable liquidation value.
[6]	Fair value is determined by the net amount due.

Note 17 - Available-for-sale Se

Note 17 - Available-for-sale Securities Measured at Fair Value Using Significant Unobservable Inputs (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance, beginning of year	$ 2,653	$ 2,439
Payments received	(381)	(228)
Included in other comprehensive income	9	442
Balance, end of year	$ 2,281	$ 2,653

Note 17 - Fair Value Measure103

Note 17 - Fair Value Measurements and Fair Values of Financial Instruments (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)security	Dec. 31, 2015USD ($)
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair Value Inputs, Loss Severity	95.00%
Minimum Cost Saving for Refinance	2.00%
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 4,097,000	$ 2,527,000
Partial Charge-offs [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 0	145,000
Collateralized Debt Obligations [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Number Of Trust Preferred Securities | security	6
Fair Value, Inputs, Level 3 [Member] | Collateralized Debt Obligations [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Number Of Trust Preferred Securities | security	6
Maximum [Member] | Collateralized Debt Obligations [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair Value Inputs, Loss Severity	100.00%
Minimum [Member] | Collateralized Debt Obligations [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair Value Inputs, Loss Severity	0.00%
London Interbank Offered Rate (LIBOR) [Member] | Maximum [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	$ 0	$ 0
Fair Value Inputs, Loss Severity	95.00%
Minimum Cost Saving for Refinance	2.00%
Debt Instrument, Basis Spread on Variable Rate	8.22%
London Interbank Offered Rate (LIBOR) [Member] | Minimum [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Debt Instrument, Basis Spread on Variable Rate	5.35%

Note 17 - Financial and Off-bal

Note 17 - Financial and Off-balance Sheet Instruments (Details) - USD ($)	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents	$ 10,721,000	$ 16,991,000	$ 18,245,000	$ 16,286,000
Trading	3,596,000	4,189,000
Investment securities available-for-sale	390,475,000	361,915,000
Held-to-maturity	0	147,000
Restricted investment in bank stocks	1,017,000	508,000
Loans held-for-sale	789,000	987,000
Net loans	625,685,000	607,716,000
Mortgage servicing rights	498,000	504,000
Accrued interest receivable	3,128,000	2,562,000
Deposits with no stated maturities	913,355,000	889,786,000
Short-term borrowings	52,660,000	37,163,000
Accrued interest payable	335,000	330,000
Cash and cash equivalents	10,721,000	16,991,000
Held-to-maturity	0	151,000
Restricted investment in bank stocks	1,017,000	508,000
Loans held-for-sale	789,000	1,004,000
Net loans	626,052,000	610,315,000
Mortgage servicing rights	579,000	642,000
Accrued interest receivable	3,128,000	2,562,000
Short-term borrowings	52,660,000	37,163,000
Accrued interest payable	335,000	330,000
Fair Value, Inputs, Level 1 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investment securities available-for-sale	8,503,000	7,234,000
Cash and cash equivalents	10,721,000	16,991,000
Short-term borrowings	52,660,000	37,163,000
Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Trading	3,596,000	4,189,000
Investment securities available-for-sale	379,691,000	352,028,000
Held-to-maturity		151,000
Restricted investment in bank stocks	1,017,000	508,000
Loans held-for-sale	789,000	1,004,000
Accrued interest receivable	3,128,000	2,562,000
Accrued interest payable	335,000	330,000
Fair Value, Inputs, Level 3 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investment securities available-for-sale	2,281,000	2,653,000
Net loans	626,052,000	610,315,000
Mortgage servicing rights	579,000	642,000
With No Stated Maturities [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits with no stated maturities	687,773,000	662,410,000
Deposits with no stated maturities	687,773,000	662,410,000
With No Stated Maturities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits with no stated maturities	687,773,000	662,410,000
With Stated Maturities [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits with no stated maturities	225,582,000	227,376,000
Deposits with no stated maturities	225,403,000	227,862,000
With Stated Maturities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits with no stated maturities	$ 225,403,000	$ 227,862,000

Note 18 - Parent Company Fin105

Note 18 - Parent Company Financial Information (Details) - Condensed Balance Sheet - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Assets
Cash and cash equivalents	$ 10,721	$ 16,991	$ 18,245	$ 16,286
Investment securities available-for-sale	390,475	361,915
Other assets	2,277	2,013
Total assets	1,063,141	1,020,936
Liabilities
Other liabilities	3,224	3,214
Shareholders' equity	93,567	90,443	86,354	75,625
Total liabilities and shareholders' equity	1,063,141	1,020,936
Parent Company [Member]
Assets
Cash and cash equivalents	60	79	$ 48	$ 24
Investment securities available-for-sale	8,503	7,234
Investment in subsidiary	85,102	83,103
Other assets	3	163
Total assets	93,668	90,579
Liabilities
Other liabilities	101	136
Shareholders' equity	93,567	90,443
Total liabilities and shareholders' equity	$ 93,668	$ 90,579

Note 18 - Parent Company Fin106

Note 18 - Parent Company Financial Information (Details) - Condensed Statement of Income - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Condensed Income Statements, Captions [Line Items]
Provision for income taxes	$ 743	$ 821	$ 702	$ 788	$ 571	$ 715	$ 583	$ 701	$ 3,054	$ 2,570	$ 2,644
Net income	$ 2,269	$ 2,292	$ 2,098	$ 2,265	$ 1,943	$ 2,220	$ 1,934	$ 2,136	8,924	8,233	8,998
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Dividends from subsidiary									3,093	3,228	2,925
Interest, dividend and other income									171	180	142
Securities gains									566	636	1,045
Total income									3,830	4,044	4,112
Expenses									295	298	313
Income before applicable income taxes and equity in undistributed income of subsidiary									3,535	3,746	3,799
Provision for income taxes									159	163	292
Income before equity in undistributed income of subsidiary									3,376	3,583	3,507
Equity in undistributed income of subsidiary									5,548	4,650	5,491
Net income									$ 8,924	$ 8,233	$ 8,998

Note 18 - Parent Company Fin107

Note 18 - Parent Company Financial Information (Details) - Condensed Statement of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Note 18 - Parent Company Financial Information (Details) - Condensed Statement of Comprehensive Income [Line Items]
Net income	$ 3,012	$ 3,113	$ 2,800	$ 3,053	$ 2,514	$ 2,935	$ 2,517	$ 2,837	$ 11,978	$ 10,803	$ 11,642
Net unrealized holding (losses) gains on securities, Before tax amount:
Unrealized holding (losses) gains arising during the period, Before tax amount									(4,192)	(1,419)	7,657
Reclassification adjustment for gains included in net income, Before tax amount									(674)	(783)	(1,112)
Other comprehensive (loss) income, Before tax amount									(4,866)	(2,202)	6,545
Unrealized holding (losses) gains arising during the period, Tax expense (benefit)									(1,426)	(483)	2,604
Reclassification adjustment for gains included in net income, Tax expense (benefit)									(229)	(266)	(378)
Other comprehensive (loss) income, Tax expense (benefit)									(1,655)	(749)	2,226
Unrealized holding (losses) gains arising during the period, Net of tax amount									(2,766)	(936)	5,053
Reclassification adjustment for gains included in net income, Net of tax amount									(445)	(517)	(734)
Other comprehensive (loss) income, Net of tax amount									(3,211)	(1,453)	4,319
Total comprehensive income, Before tax amount									7,112	8,601	18,187
Total comprehensive income, Tax expense (benefit)									1,399	1,821	4,870
Net income	$ 2,269	$ 2,292	$ 2,098	$ 2,265	$ 1,943	$ 2,220	$ 1,934	$ 2,136	8,924	8,233	8,998
Total comprehensive income, Net of tax amount									5,713	6,780	13,317
Parent Company [Member]
Note 18 - Parent Company Financial Information (Details) - Condensed Statement of Comprehensive Income [Line Items]
Net income									11,978	10,803	11,642
Net unrealized holding (losses) gains on securities, Before tax amount:
Unrealized holding (losses) gains arising during the period, Before tax amount									(4,192)	(1,419)	7,657
Reclassification adjustment for gains included in net income, Before tax amount									(674)	(783)	(1,112)
Other comprehensive (loss) income, Before tax amount									(4,866)	(2,202)	6,545
Unrealized holding (losses) gains arising during the period, Tax expense (benefit)									(1,426)	(483)	2,604
Reclassification adjustment for gains included in net income, Tax expense (benefit)									(229)	(266)	(378)
Other comprehensive (loss) income, Tax expense (benefit)									(1,655)	(749)	2,226
Unrealized holding (losses) gains arising during the period, Net of tax amount									(2,766)	(936)	5,053
Reclassification adjustment for gains included in net income, Net of tax amount									(445)	(517)	(734)
Other comprehensive (loss) income, Net of tax amount									(3,211)	(1,453)	4,319
Total comprehensive income, Before tax amount									7,112	8,601	18,187
Tax expense (benefit)									3,054	2,570	2,644
Total comprehensive income, Tax expense (benefit)									1,399	1,821	4,870
Net income									8,924	8,233	8,998
Total comprehensive income, Net of tax amount									$ 5,713	$ 6,780	$ 13,317

Note 18 - Parent Company Fin108

Note 18 - Parent Company Financial Information (Details) - Condensed Statement of Cash Flows - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Operating Activities
Net income	$ 2,269	$ 2,292	$ 2,098	$ 2,265	$ 1,943	$ 2,220	$ 1,934	$ 2,136	$ 8,924	$ 8,233	$ 8,998
Adjustments to reconcile net income to net cash provided by operating activities:
Net securities gains									(674)	(783)	(1,112)
Stock-based compensation expense									88	85	83
Increase (decrease) in other liabilities									469	(936)	122
Decrease (increase) in other assets									(363)	(71)	(100)
Deferred income tax (benefit) provision									(145)		368
Net cash provided by operating activities									11,332	9,116	5,977
Investing activities
Purchase of investment securities									(174,943)	(132,048)	(92,017)
Proceeds from sale of investment securities									32,573	47,960	29,972
Net cash used in investing activities									(53,991)	(47,762)	(33,440)
Financing activities
Cash dividend paid									(3,556)	(3,445)	(3,328)
Proceeds from issuance of common stock									862	648	628
Tax benefit from exercise of stock options									17	21	29
Net cash provided by (used in) financing activities									36,389	37,392	29,422
(Decrease) increase in cash and cash equivalents									(6,270)	(1,254)	1,959
Cash and cash equivalents at beginning of year				16,991				18,245	16,991	18,245	16,286
Cash and cash equivalents at end of period	10,721				16,991				10,721	16,991	18,245
Parent Company [Member]
Operating Activities
Net income									8,924	8,233	8,998
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed income from subsidiary									(5,548)	(4,650)	(5,491)
Net securities gains									(566)	(636)	(1,045)
Stock-based compensation expense									88	85	83
Increase (decrease) in other liabilities									(67)	(87)	225
Decrease (increase) in other assets									3	(2)	12
Deferred income tax (benefit) provision									14	13	29
Net cash provided by operating activities									2,848	2,956	2,811
Investing activities
Purchase of investment securities									(7,327)	(3,862)	(4,955)
Proceeds from sale of investment securities									7,137	3,713	4,839
Net cash used in investing activities									(190)	(149)	(116)
Financing activities
Cash dividend paid									(3,556)	(3,445)	(3,328)
Proceeds from issuance of common stock									862	648	628
Tax benefit from exercise of stock options									17	21	29
Net cash provided by (used in) financing activities									(2,677)	(2,776)	(2,671)
(Decrease) increase in cash and cash equivalents									(19)	31	24
Cash and cash equivalents at beginning of year				$ 79				$ 48	79	48	24
Cash and cash equivalents at end of period	$ 60				$ 79				$ 60	$ 79	$ 48

Note 19 - Regulatory Restric109

Note 19 - Regulatory Restrictions (Details Textual)	Jan. 01, 2019	Dec. 31, 2016	Jan. 01, 2016	Dec. 31, 2014
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Common Equity Tier1 Capital to Risk Weighted Assets, Actual, Ratio		4.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets		6.00%		4.00%
Capital Required for Capital Adequacy to Risk Weighted Assets		8.00%
Tier One Leverage Capital to Average Assets		4.00%
Capital Conservation Buffer			0.625%
Capital Conservation Buffer Annual Phase-in			0.625%
Scenario, Forecast [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital Conservation Buffer	2.50%

Note 19 - Capital Ratios and Re

Note 19 - Capital Ratios and Regulatory Minimum Requirements (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Tier 1 leverage capital to average assets	4.00%
Capital required for capital adequacy to risk-weighted assets	8.00%
Tier 1 capital required for capital adequacy to risk-weighted assets	6.00%		4.00%
Consolidated Entities [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 104,820	$ 98,432
Tier 1 capital	97,320	90,819
Common equity tier 1 capital	97,320	90,819
Tier 1 leverage capital	$ 97,320	$ 90,819
Capital to risk-weighted assets	12.75%	12.58%
Tier 1 capital to risk-weighted assets	11.84%	11.60%
Common equity tier 1 capital to risk-weighted assets	11.84%	11.60%
Tier 1 leverage capital to average assets	9.16%	8.87%
Capital required for capital adequacy	$ 65,777	$ 62,613
Tier 1 capital required for capital adequacy	49,333	46,960
Common equity tier 1 capital required for capital adequacy	36,999	35,220
Tier 1 leverage capital required for capital adequacy	$ 42,479	$ 40,934
Capital required for capital adequacy to risk-weighted assets	8.00%	8.00%
Tier 1 capital required for capital adequacy to risk-weighted assets	6.00%	6.00%
Common equity tier 1 capital required for capital adequacy to risk-weighted assets	4.50%	4.50%
Tier 1 leverage capital required for capital adequacy to average assets	4.00%	4.00%
Capital required to be well capitalized	$ 82,221	$ 78,266
Tier 1 capital required to be well capitalized	$ 49,333	$ 46,960
Capital required to be well capitalized to risk-weighted assets	10.00%	10.00%
Tier 1 capital required to be well capitalized to risk-weighted assets	6.00%	6.00%
Bank [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 96,478	$ 91,091
Tier 1 capital	89,025	83,478
Common equity tier 1 capital	89,025	83,478
Tier 1 leverage capital	$ 89,025	$ 83,478
Capital to risk-weighted assets	12.10%	11.97%
Tier 1 capital to risk-weighted assets	11.16%	10.97%
Common equity tier 1 capital to risk-weighted assets	11.16%	10.97%
Tier 1 leverage capital to average assets	8.45%	8.22%
Capital required for capital adequacy	$ 63,792	$ 60,874
Tier 1 capital required for capital adequacy	47,844	45,656
Common equity tier 1 capital required for capital adequacy	35,883	34,242
Tier 1 leverage capital required for capital adequacy	$ 42,144	$ 40,632
Capital required for capital adequacy to risk-weighted assets	8.00%	8.00%
Tier 1 capital required for capital adequacy to risk-weighted assets	6.00%	6.00%
Common equity tier 1 capital required for capital adequacy to risk-weighted assets	4.50%	4.50%
Tier 1 leverage capital required for capital adequacy to average assets	4.00%	4.00%
Capital required to be well capitalized	$ 79,740	$ 76,093
Tier 1 capital required to be well capitalized	63,792	60,874
Common equity tier 1 capital required to be well capitalized	51,831	49,460
Tier 1 leverage capital required to be well capitalized	$ 52,680	$ 50,790
Capital required to be well capitalized to risk-weighted assets	10.00%	10.00%
Tier 1 capital required to be well capitalized to risk-weighted assets	8.00%	8.00%
Common equity tier 1 capital required to be well capitalized to risk-weighted assets	6.50%	6.50%
Tier 1 leverage capital required to be well capitalized to average assets	5.00%	5.00%

Note 20 - Unaudited Quarterly R

Note 20 - Unaudited Quarterly Results of Operations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended																12 Months Ended
	Dec. 31, 2016		Sep. 30, 2016		Jun. 30, 2016		Mar. 31, 2016		Dec. 31, 2015		Sep. 30, 2015		Jun. 30, 2015		Mar. 31, 2015		Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Unaudited Quarterly Results Of Operations [Abstract]
Interest income	$ 8,486		$ 8,287		$ 8,184		$ 8,280		$ 8,184		$ 8,138		$ 7,746		$ 7,807		$ 33,237	$ 31,875	$ 30,670
Interest expense	1,207		1,202		1,165		1,159		1,159		1,123		1,104		1,120		4,733	4,506	4,544
Net interest income	7,279		7,085		7,019		7,121		7,025		7,015		6,642		6,687		28,504	27,369	26,126
Provision for (credit to) loan losses	(95)						125		140				60				30	200	400
Non-interest income	1,073		1,644		1,374		1,576		1,263		1,493		1,599		1,677		5,667	6,032	7,542
Non-interest expense	5,435		5,616		5,593		5,519		5,634		5,573		5,664		5,527		22,163	22,398	21,626
Income before income taxes	3,012		3,113		2,800		3,053		2,514		2,935		2,517		2,837		11,978	10,803	11,642
Provision for income taxes	743		821		702		788		571		715		583		701		3,054	2,570	2,644
Net income	$ 2,269		$ 2,292		$ 2,098		$ 2,265		$ 1,943		$ 2,220		$ 1,934		$ 2,136		$ 8,924	$ 8,233	$ 8,998
Earnings Per Share - basic	$ 0.67	[1]	$ 0.68	[1]	$ 0.62	[1]	$ 0.67	[1]	$ 0.58	[1]	$ 0.66	[1]	$ 0.58	[1]	$ 0.64	[1]	$ 2.64	$ 2.47	$ 2.73
Earnings Per Share - diluted	$ 0.66	[1]	$ 0.67	[1]	$ 0.62	[1]	$ 0.67	[1]	$ 0.58	[1]	$ 0.66	[1]	$ 0.58	[1]	$ 0.64	[1]	$ 2.63	$ 2.46	$ 2.72
[1]	Due to rounding, quarterly earnings per share may not sum to annual earnings per share