QNB (QNBC) 10-Q 7 Aug 19 2019 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2019	Aug. 01, 2019
Document And Entity Information [Abstract]
Entity Registrant Name	QNB CORP
Trading Symbol	QNBC
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		3,501,446
Amendment Flag	false
Entity Central Index Key	0000750558
Entity Filer Category	Accelerated Filer
Document Period End Date	Jun. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q2
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Current Reporting Status	Yes
Entity File Number	0-17706
Entity Tax Identification Number	232318082
Entity Address, Address Line One	15 North Third Street
Entity Address, Address Line Two	P.O. Box 9005
Entity Address, City or Town	Quakertown
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18951-9005
City Area Code	215
Local Phone Number	538-5600

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 13,036	$ 12,888
Interest-bearing deposits in banks	1,032	570
Total cash and cash equivalents	14,068	13,458
Investments:
Available-for-sale (amortized cost $348,229 and $353,249)	347,728	344,221
Equity securities (cost of $6,985 and $10,079)	6,898	9,421
Restricted investment in stocks	1,872	797
Loans receivable	817,593	785,448
Allowance for loan losses	(9,164)	(8,834)
Net loans	808,429	776,614
Bank-owned life insurance	11,330	11,192
Premises and equipment, net	12,249	9,918
Accrued interest receivable	3,962	2,852
Net deferred tax assets	1,528	3,724
Other assets	3,941	3,255
Total assets	1,212,005	1,175,452
Deposits
Demand, non-interest bearing	149,591	128,615
Interest-bearing demand	317,717	304,652
Money market	79,044	78,781
Savings	249,998	279,762
Time	123,131	117,569
Time of $100 or more	111,180	106,219
Total deposits	1,030,661	1,015,598
Short-term borrowings	59,048	50,872
Accrued interest payable	599	449
Other liabilities	5,819	4,185
Total liabilities	1,096,127	1,071,104
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,666,015 shares and 3,648,649 shares issued; 3,501,446 and 3,484,080 shares outstanding	2,291	2,280
Surplus	20,607	20,041
Retained earnings	95,852	91,635
Accumulated other comprehensive loss, net of tax	(396)	(7,132)
Treasury stock, at cost; 164,569 shares	(2,476)	(2,476)
Total shareholders' equity	115,878	104,348
Total liabilities and shareholders' equity	$ 1,212,005	$ 1,175,452

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Statement Of Financial Position [Abstract]
Available-for-sale, amortized cost	$ 348,229	$ 353,249
Equity securities, cost	$ 6,985	$ 10,079
Common stock, par value (in dollars per share)	$ 0.625	$ 0.625
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	3,666,015	3,648,649
Common stock, shares outstanding (in shares)	3,501,446	3,484,080
Treasury stock, shares (in shares)	164,569	164,569

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Interest income
Interest and fees on loans	$ 9,637	$ 8,512	$ 18,860	$ 16,939
Interest and dividends on investment securities (Available-for-sale & Equity):
Taxable	1,660	1,551	3,274	3,128
Tax-exempt	382	461	808	944
Interest on interest-bearing balances and other interest income	33	38	59	60
Total interest income	11,712	10,562	23,001	21,071
Interest on deposits
Interest-bearing demand	788	436	1,481	810
Money market	227	62	512	120
Savings	397	369	805	699
Time	479	379	898	757
Time of $100,000 or more	514	415	972	814
Interest on short-term borrowings	196	201	386	380
Total interest expense	2,601	1,862	5,054	3,580
Net interest income	9,111	8,700	17,947	17,491
Provision for loan losses	150	187	375	375
Net interest income after provision for loan losses	8,961	8,513	17,572	17,116
Non-interest income
Net gain on sales of investments available-for-sale and equity securities	584	48	590	133
Unrealized (loss) gain on investment equity securities	(405)	41	571	(205)
Fees for services to customers	422	408	815	829
ATM and debit card	519	487	989	917
Retail brokerage and advisory	133	105	274	208
Bank-owned life insurance	70	69	138	137
Merchant	99	82	174	156
Net gain on sale of loans	28	37	49	44
Other	204	177	363	302
Total non-interest income	1,654	1,454	3,963	2,521
Non-interest expense
Salaries and employee benefits	3,790	3,627	7,571	6,972
Net occupancy	506	448	1,011	919
Furniture and equipment	591	563	1,148	1,050
Marketing	263	221	500	531
Third party services	446	506	886	916
Telephone, postage and supplies	152	173	351	354
State taxes	207	164	378	335
FDIC insurance premiums	135	146	265	321
Other	703	685	1,407	1,313
Total non-interest expense	6,793	6,533	13,517	12,711
Income before income taxes	3,822	3,434	8,018	6,926
Provision for income taxes	679	572	1,496	1,129
Net income	$ 3,143	$ 2,862	$ 6,522	$ 5,797
Earnings per share - basic	$ 0.90	$ 0.83	$ 1.87	$ 1.68
Earnings per share - diluted	0.90	0.82	1.86	1.67
Cash dividends per share	$ 0.33	$ 0.32	$ 0.66	$ 0.64

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statement Of Income And Comprehensive Income [Abstract]
Net income, Before tax amount	$ 3,822	$ 3,434	$ 8,018	$ 6,926
Net unrealized holding gains (losses) on available-for-sale securities:
Unrealized holding gains (losses) arising during the period, Before tax amount	4,097	(1,215)	8,488	(6,263)
Reclassification adjustment for gains included in net income, Before tax amount		(4)	39	(3)
Other comprehensive income (loss), Before tax amount	4,097	(1,219)	8,527	(6,266)
Unrealized holding gains (losses) arising during the period, Tax expense (benefit)	861	(255)	1,783	(1,315)
Reclassification adjustment for gains included in net income, Tax expense (benefit)		(1)	8	(1)
Other comprehensive income (loss), Tax expense (benefit)	861	(256)	1,791	(1,316)
Unrealized holding gains (losses) arising during the period, Net of tax amount	3,236	(960)	6,705	(4,948)
Reclassification adjustment for gains included in net income, Net of tax amount		(3)	31	(2)
Other comprehensive income (loss), Net of tax amount	3,236	(963)	6,736	(4,950)
Total comprehensive income (loss), Before tax amount	7,919	2,215	16,545	660
Tax expense (benefit)	679	572	1,496	1,129
Total comprehensive income (loss), Tax expense (benefit)	1,540	316	3,287	(187)
Net income	3,143	2,862	6,522	5,797
Total comprehensive income (loss), Net of tax amount	$ 6,379	$ 1,899	$ 13,258	$ 847

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Parentheticals) (Unaudited)	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statement Of Income And Comprehensive Income [Abstract]
Tax rate	21.00%	21.00%	21.00%	21.00%

Consolidated Statement of Share

Consolidated Statement of Shareholders' Equity (Unaudited) - USD ($) $ in Thousands		Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2017		$ 98,570	$ 2,258	$ 18,691	$ 84,183	$ (4,086)	$ (2,476)
Balance (in shares) at Dec. 31, 2017			3,448,108
Net income		5,797			5,797
Other comprehensive income (loss), net of tax		(4,950)				(4,950)
Cash dividends declared		(2,212)			(2,212)
Equity securities fair value reclassification	[1]				(254)	254
ASU 2018-02 stranded tax reclassification	[2]				805	(805)
Stock issued in connection with dividend reinvestment and stock purchase plan		429	$ 6	423
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)			9,934
Stock issued for employee stock purchase plan		57	$ 1	56
Stock issued for employee stock purchase (in shares)			1,426
Stock issued for options exercised		$ 69	$ 4	65
Stock issued for options exercised (in shares)		10,000	6,000
Stock-based compensation expense		$ 58		58
Balance at Jun. 30, 2018		97,818	$ 2,269	19,293	88,319	(9,587)	(2,476)
Balance (in shares) at Jun. 30, 2018			3,465,468
Balance at Mar. 31, 2018		96,504	$ 2,262	18,778	86,564	(8,624)	(2,476)
Balance (in shares) at Mar. 31, 2018			3,454,016
Net income		2,862			2,862
Other comprehensive income (loss), net of tax		(963)				(963)
Cash dividends declared		(1,107)			(1,107)
Stock issued in connection with dividend reinvestment and stock purchase plan		429	$ 6	423
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)			9,934
Stock issued for employee stock purchase plan		57	$ 1	56
Stock issued for employee stock purchase (in shares)			1,426
Stock issued for options exercised (in shares)			92
Stock-based compensation expense		36		36
Balance at Jun. 30, 2018		97,818	$ 2,269	19,293	88,319	(9,587)	(2,476)
Balance (in shares) at Jun. 30, 2018			3,465,468
Balance at Dec. 31, 2018		$ 104,348	$ 2,280	20,041	91,635	(7,132)	(2,476)
Balance (in shares) at Dec. 31, 2018		3,484,080	3,484,080
Net income		$ 6,522			6,522
Other comprehensive income (loss), net of tax		6,736				6,736
Cash dividends declared		(2,305)			(2,305)
Stock issued in connection with dividend reinvestment and stock purchase plan		433	$ 8	425
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)			12,290
Stock issued for employee stock purchase plan		54	$ 1	53
Stock issued for employee stock purchase (in shares)			1,617
Stock issued for options exercised		$ 30	$ 2	28
Stock issued for options exercised (in shares)		8,525	3,459
Stock-based compensation expense		$ 60		60
Balance at Jun. 30, 2019		$ 115,878	$ 2,291	20,607	95,852	(396)	(2,476)
Balance (in shares) at Jun. 30, 2019		3,501,446	3,501,446
Balance at Mar. 31, 2019		$ 110,360	$ 2,286	20,319	93,863	(3,632)	(2,476)
Balance (in shares) at Mar. 31, 2019			3,493,935
Net income		3,143			3,143
Other comprehensive income (loss), net of tax		3,236				3,236
Cash dividends declared		(1,154)			(1,154)
Stock issued in connection with dividend reinvestment and stock purchase plan		198	$ 4	194
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)			5,644
Stock issued for employee stock purchase plan		54	$ 1	53
Stock issued for employee stock purchase (in shares)			1,617
Stock issued for options exercised		8		8
Stock issued for options exercised (in shares)			250
Stock-based compensation expense		33		33
Balance at Jun. 30, 2019		$ 115,878	$ 2,291	$ 20,607	$ 95,852	$ (396)	$ (2,476)
Balance (in shares) at Jun. 30, 2019		3,501,446	3,501,446
[1]	Refer to Note 1, ASU 2016-01
[2]	Refer to Note 1, ASU 2018-02

Consolidated Statement of Sha_2

Consolidated Statement of Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Retained Earnings [Member]
Cash dividends declared, per share (in dollars per share)	$ 0.33	$ 0.32	$ 0.66	$ 0.64

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Operating Activities
Net income	$ 6,522	$ 5,797
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	808	436
Provision for loan losses	375	375
Net gain on sales of debt and equity securities	(590)	(133)
Net unrealized (gain) loss on equity securities	(571)	205
Net gain on sale of other real estate owned, repossessed assets and premises and equipment	(58)	(1)
Net gain on sale of loans	(49)	(44)
Proceeds from sales of residential mortgages held-for-sale	1,864	1,949
Origination of residential mortgages held-for-sale	(1,815)	(2,309)
Increase in cash surrender value of bank-owned life insurance	(138)	(137)
Stock-based compensation expense	60	58
Deferred income tax provision	405	110
Net increase (decrease) in income taxes payable	172	(294)
Net increase in accrued interest receivable	(1,110)	(28)
Amortization of mortgage servicing rights and change in valuation allowance	25	31
Net amortization of premiums and discounts on investment securities	699	740
Net increase (decrease) in accrued interest payable	150	(13)
Operating lease payments	(282)
Increase in other assets	(881)	(388)
Decrease in other liabilities	(591)	(260)
Net cash provided by operating activities	4,995	6,094
Investing Activities
Proceeds from payments, maturities and calls of investments available-for-sale	21,419	22,380
Proceeds from the sale of investments available-for-sale	20,783	4,159
Proceeds from the sale of equity securities	4,520	1,390
Purchases of investments available-for-sale	(37,919)	(3,166)
Purchases of equity securities	(798)	(6,090)
Proceeds from redemption of investment in restricted stock	4,600	4,505
Purchases of restricted stock	(5,675)	(5,672)
Net increase in loans	(32,190)	(46,627)
Net purchases of premises and equipment	(634)	(1,590)
Proceeds from sales of other real estate owned and repossessed assets	58	1
Net cash used in investing activities	(25,836)	(30,710)
Financing Activities
Net increase in non-interest bearing deposits	20,976	6,270
Net decrease in interest-bearing deposits	(5,913)	(14,492)
Net increase in short-term borrowings	8,176	29,890
Cash dividends paid, net of reinvestment	(2,031)	(1,927)
Proceeds from issuance of common stock	243	270
Net cash provided by financing activities	21,451	20,011
Increase (decrease) in cash and cash equivalents	610	(4,605)
Cash and cash equivalents at beginning of year	13,458	16,331
Cash and cash equivalents at end of period	14,068	11,726
Supplemental Cash Flow Disclosures
Interest paid	4,904	3,593
Income taxes paid	920	$ 1,313
Non-cash transactions:
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 501

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Jun. 30, 2019
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Basis of Presentation	1. BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements include the accounts of QNB Corp. and its wholly-owned subsidiary, QNB Bank (the “Bank”). The consolidated entity is referred to herein as “QNB” or the “Company”. All significant intercompany accounts and transactions are eliminated in the consolidated financial statements. These consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in QNB's 2018 Annual Report incorporated in the Form 10-K. Operating results for the three- and six-month periods ended June 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. The unaudited consolidated financial statements reflect all adjustments which, in the opinion of management, are necessary for a fair presentation of the results of operations for the period and are of a normal and recurring nature. Tabular information, other than share and per share data, is presented in thousands of dollars. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities at the dates of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from such estimates. QNB has evaluated events and transactions occurring subsequent to the balance sheet date of June 30, 2019, for items that should potentially be recognized or disclosed in these consolidated financial statements.

Note 2 - Recent Accounting Pron

Note 2 - Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2019
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
Recent Accounting Pronouncements	2. RECENT ACCOUNTING PRONOUNCEMENTS QNB adopted Financial Accounting Standards Board (FASB) issued Accounting Statement Update (ASU) 2016-02, Leases (Topic 842) QNB applied the new standard to all new contracts initiated on or after the effective date; and, for contracts which have remaining obligations as of the effective date. There was no adjustment needed to the opening balance of QNB’s retained earnings account at January 1, 2019. The discount rates used in determining the initial value of the right of use assets were based on the FHLB Amortizing Fixed Loan Rate for the remaining term of each lease at January 1, 2019. These rates ranged from 2.62% to 3.46%. QNB typically enters into lease agreements with an initial term of 5 to 10 years and subsequent additional optional terms in increments of 5 years. The lease agreements also contain termination options. None of the leases contain purchase options and none transfer the ownership of the leased asset. QNB has renewed one operating lease and entered into one new operating lease that both began during the second quarter of 2019. QNB also entered into an operating lease that it anticipates will begin during the fourth quarter of 2019. The right-of-use assets under the operating leases are included within “Premises and equipment, net” and the operating lease liabilities are included with “Other liabilities” on the Consolidated Balance Sheets. All operating lease costs are included in non-interest expense within “Net occupancy” on the Consolidated Statements of Income. The following table summarized the quantitative attributes of QNB’s operating leases. For the six months ended June 30, 2019 Lease cost: Operating lease cost $ 281 Total lease cost $ 281 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cashflows from operating leases $ (282 ) Total cash paid for amounts included in the measurement of lease liabilities $ (282 ) At implementation of new accounting guidance: Right-of-use assets recorded for operating lease liabilities $ 2,005 Right-of-use assets obtained in exchange for new operating lease liabilities $ 501 Weighted average remaining lease term: Operating leases 7.8 years Weighted average discount rate: Operating leases 3.16 % A maturity analysis of the operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liability is as follows: Operating Leases July 2019 thru June 2020 $ 500 July 2020 thru June 2021 397 July 2021 thru June 2022 371 July 2022 thru June 2023 357 July 2023 thru June 2024 284 July 2024 and thereafter 999 Total undiscounted cashflows 2,908 Total discount on cashflows (399 ) Total lease liabilities $ 2,509 On June 16, 2016, the FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326) To that end, the new guidance: • Eliminates the probable initial recognition threshold in current U.S. GAAP and, instead, reflects an organization’s current estimate of all expected credit losses over the contractual term of its financial assets • Broadens the information an entity can consider when measuring credit losses to include forward-looking information • Increases usefulness of the financial statements by requiring timely inclusion of forecasted information in forming expectations of credit losses • Increases comparability of purchased financial assets with credit deterioration (PCD assets) with other purchased assets that do not have credit deterioration as well as originated assets because credit losses that are expected will be recorded through an allowance for credit losses for all assets • Increases users’ understanding of underwriting standards and credit quality trends by requiring additional information about credit quality indicators by year of origination (vintage) • For available-for-sale debt securities, aligns the income statement recognition of credit losses with the reporting period in which changes occur by recording credit losses (and subsequent changes in credit losses) through an allowance rather than a write down The new guidance affects organizations that hold financial assets and net investments in leases that are not accounted for at fair value with changes in fair value reported in net income. The new guidance affects loans, debt securities, trade receivables, net investments in leases, off-balance-sheet credit exposures, reinsurance receivables, and any other financial assets not excluded from the scope that have the contractual right to receive cash. For public business entities that are U.S. Securities and Exchange Commission (SEC) filers, the new guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for all organizations for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. QNB is evaluating the impact of this new standard on its consolidated financial statements.

Note 3 - Stock-based Compensati

Note 3 - Stock-based Compensation and Shareholders' Equity	6 Months Ended
	Jun. 30, 2019
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock-Based Compensation and Shareholders Equity	3. STOCK-BASED COMPENSATION AND SHAREHOLDERS’ EQUITY QNB sponsors stock-based compensation plans, administered by a Board committee (the Committee), under which both qualified and non-qualified stock options may be granted periodically to certain employees. Compensation cost has been measured using the fair value of an award on the grant date and is recognized over the service period, which is usually the vesting period. Stock-based compensation expense was $33,000 and $36,000 for the three months ended June 30, 2019 and 2018, respectively. Stock-based compensation expense was $60,000 and $58,000 for the six months ended June 30, 2019 and 2018, respectively. As of June 30, 2019, there was approximately $154,000 of unrecognized compensation cost related to unvested share-based compensation award grants that is expected to be recognized over the next 32 months. Options are granted to certain employees at prices equal to the market value of the stock on the date the options are granted. The 2005 Plan authorized the issuance of 200,000 shares. The time period during which any option is exercisable under the 2005 Plan is determined by the Committee but shall not commence before the expiration of six months after the date of grant or continue beyond the expiration of five years after the date the option is awarded. The granted options vest after a three-year period. As of June 30, 2019, there were 184,200 options granted, 65,850 options forfeited, 103,950 options exercised, and 14,400 options outstanding under this Plan. The 2005 Plan expired on March 15, 2015. The 2015 Plan authorizes the issuance of 300,000 shares. The terms of the 2015 Plan are identical to the 2005 Plan. There were 98,200 options granted, 2,600 options forfeited, 250 options exercised and 95,350 options outstanding under the 2015 Plan as of June 30, 2019. The 2015 Plan expires on February 24, 2025. The fair value of each option is amortized into compensation expense on a straight-line basis between the grant date for the option and each vesting date. QNB estimated the fair value of stock options on the date of the grant using the Black-Scholes option pricing model. The model requires the use of assumptions. The following assumptions were used in the option pricing model in determining the fair value of options granted during the period: Six months ended June 30, 2019 2018 Risk free interest rate 2.52 % 2.15 % Dividend yield 3.36 % 1.24 % Volatility 16.44 % 18.12 % Expected life (years) 4.17 4.20 The risk-free interest rate was selected based upon yields of U.S. Treasury securities with a term approximating the expected life of the option being valued. Historical information was the basis for the selection of the expected dividend yield, expected volatility and expected lives of the options. The fair market value of options granted in the six months of 2019 and 2018 was $3.96 and $5.29, respectively. Stock option activity during the six months ended June 30, 2019 and 2018 is as follows: Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2018 95,075 $ 35.11 Granted 24,700 38.15 Exercised (8,525 ) 25.53 Forfeited (1,500 ) 37.20 Outstanding at June 30, 2019 109,750 $ 36.51 2.84 $ 258 Exercisable at June 30, 2019 36,600 $ 29.95 1.22 $ 258 Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2017 85,525 $ 30.94 Granted 25,000 43.60 Exercised (10,000 ) 24.86 Forfeited (1,600 ) 32.52 Outstanding at June 30, 2018 98,925 $ 34.73 2.99 $ 1,180 Exercisable at June 30, 2018 26,525 $ 27.46 1.14 $ 509

Note 4 - Earnings Per Share & S

Note 4 - Earnings Per Share & Share Repurchase Plan	6 Months Ended
	Jun. 30, 2019
Earnings Per Share [Abstract]
Earnings Per Share & Share Repurchase Plan	4. EARNINGS PER SHARE & SHARE REPURCHASE PLAN The following sets forth the computation of basic and diluted earnings per share: Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Numerator for basic and diluted earnings per share - net income $ 3,143 $ 2,862 $ 6,522 $ 5,797 Denominator for basic earnings per share - weighted average shares outstanding 3,494,620 3,460,360 3,490,724 3,456,467 Effect of dilutive securities - employee stock options 7,491 20,952 7,333 20,407 Denominator for diluted earnings per share - adjusted weighted average shares outstanding 3,502,111 3,481,312 3,498,057 3,476,874 Earnings per share - basic $ 0.90 $ 0.83 $ 1.87 $ 1.68 Earnings per share - diluted 0.90 0.82 1.86 1.67 There were 73,150 and 25,000 stock options that were anti-dilutive for the three-month periods ended June 30, 2019 and 2018, respectively. There were 73,150 and 25,000 stock options that were anti-dilutive for the six-month periods ended June 30, 2019 and 2018, respectively. These stock options were not included in the above calculation. QNB’s current stock repurchase plan was approved by the Board of Directors on January 21, 2008 and subsequently increased on February 9. 2009 and has authorized the repurchase of up to 100,000 shares of its common stock in open market or privately negotiated transactions. The repurchase authorization does not bear a termination date. There were no shares repurchased during the six months ended June 30, 2019 and 2018. As of June 30, 2019, 57,883 shares were repurchased under this authorization at an average price of $16.97 and a total cost of $982,000.

Note 5 - Comprehensive Income (

Note 5 - Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2019
Other Comprehensive Income Loss Tax [Abstract]
Comprehensive Income (Loss)	5. COMPREHENSIVE INCOME (LOSS) The following shows the components of accumulated other comprehensive income (loss) at June 30, 2019 and December 31, 2018: June 30, December 31, 2019 2018 Unrealized net holding losses on available-for-sale securities $ (501 ) $ (9,028 ) Unrealized losses on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings — — Accumulated other comprehensive loss (501 ) (9,028 ) Tax effect 105 1,896 Accumulated other comprehensive loss, net of tax $ (396 ) $ (7,132 ) The following tables present amounts reclassified out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2019 and 2018: Three months ended June 30, Amount reclassified from accumulated other comprehensive loss Details about accumulated other comprehensive loss 2019 2018 Affected line item in statement of income Unrealized net holding gain on available-for-sale securities $ — $ 4 Net gain on sale of investment securities Other-than-temporary impairment losses on investment securities — — Net other-than-temporary impairment losses on investment securities — 4 Tax effect — (1 ) Provision for income taxes Total reclass out of accumulated other comprehensive income (loss), net of tax $ — $ 3 Net of tax Six months ended June 30, Amount reclassified from accumulated other comprehensive income Details about accumulated other comprehensive income 2019 2018 Affected line item in statement of income Unrealized net holding (losses) gains on available-for-sale securities $ (39 ) $ 3 Net gain on sale of investment securities Other-than-temporary impairment losses on investment securities — — Net other-than-temporary impairment losses on investment securities (39 ) 3 Tax effect 8 (1 ) Provision for income taxes Total reclass out of accumulated other comprehensive income (loss), net of tax $ (31 ) $ 2 Net of tax

Note 6 - Investment Securities

Note 6 - Investment Securities	6 Months Ended
	Jun. 30, 2019
Investments Debt And Equity Securities [Abstract]
Investment Securities	6. INVESTMENT SECURITIES Available-For-Sale Securities The amortized cost and estimated fair values of investment securities available-for-sale at June 30, 2019 and December 31, 2018 were as follows: Gross Gross unrealized unrealized Fair holding holding Amortized June 30, 2019 value gains losses cost U.S. Treasury $ 3,467 $ — $ — $ 3,467 U.S. Government agency 67,773 8 (226 ) 67,991 State and municipal 53,587 704 (26 ) 52,909 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 136,652 453 (1,182 ) 137,381 Collateralized mortgage obligations (CMOs) 78,009 342 (675 ) 78,342 Pooled trust preferred 108 — (13 ) 121 Corporate debt 8,132 126 (12 ) 8,018 Total investment debt securities available-for-sale $ 347,728 $ 1,633 $ (2,134 ) $ 348,229 Gross Gross unrealized unrealized Fair holding holding Amortized December 31, 2018 value gains losses cost U.S. Government agency $ 68,409 $ — $ (2,072 ) $ 70,481 State and municipal 66,313 195 (464 ) 66,582 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 125,913 79 (4,251 ) 130,085 Collateralized mortgage obligations (CMOs) 75,491 87 (2,549 ) 77,953 Pooled trust preferred 116 — (6 ) 122 Corporate debt 7,979 33 (80 ) 8,026 Total investment debt securities available-for-sale $ 344,221 $ 394 $ (9,422 ) $ 353,249 The amortized cost and estimated fair value of securities available-for-sale by contractual maturity at June 30, 2019 are shown in the following table. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities are assigned to categories based on contractual maturity except for mortgage-backed securities and CMOs which are based on the estimated average life of these securities and municipal securities that have been pre-refunded. June 30, 2019 Fair value Amortized cost Due in one year or less $ 10,069 $ 10,051 Due after one year through five years 270,673 271,831 Due after five years through ten years 41,475 41,297 Due after ten years 25,511 25,050 Total investment debt securities available-for-sale $ 347,728 $ 348,229 Proceeds from sales of investment securities available-for-sale were approximately $9,591,000 and $1,756,000 for the three months ended June 30, 2019 and 2018, respectively. Proceeds from sales of investment securities available-for-sale were approximately $20,783,000 and $4,159,000 for the six months ended June 30, 2019 and 2018, respectively. At June 30, 2019 and December 31, 2018, investment securities available-for-sale totaling approximately $202,175,000 and $194,573,000, respectively, were pledged as collateral for repurchase agreements and deposits of public funds. The following table presents information related to the Company’s gains and losses on the sales of securities available-for-sale, and losses recognized for the other-than-temporary impairment (“OTTI”) of these investments. Gains and losses on available-for-sale securities are computed on the specific identification method and included in non-interest income. Gross realized losses on debt securities are net of other-than-temporary impairment charges: Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Gross realized gains $ 16 $ 4 $ 36 $ 25 Gross realized losses (16 ) — (75 ) (22 ) Other-than-temporary impairment — — — — Total net gains (losses) on AFS securities $ — $ 4 $ (39 ) $ 3 The tax expense applicable to the net realized (losses)/gains for the three-month periods ended June 30, 2019 and 2018 was $0 and $1,000, respectively. The tax applicable to the net realized (losses)/gains for the six-month periods ended June 30, 2019 and 2018 were a benefit of $8,000 and an expense of $1,000, respectively. QNB recognizes OTTI for debt securities classified as available-for-sale in accordance with FASB ASC 320, Investments – Debt and Equity Securities, which requires that we assess whether we intend to sell or it is more likely than not that the Company will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired and that we do not intend to sell and will not be required to sell prior to recovery of our amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows discounted at the security’s effective yield. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and, therefore, is not required to be recognized as a loss in the statement of income but is recognized in other comprehensive income. QNB believes that we will fully collect the carrying value of securities on which we have recorded a non-credit related impairment in other comprehensive income. No credit impairments were recognized on debt securities during first six months ended June 30, 2019 and 2018, respectively. The following table indicates the length of time individual debt securities have been in a continuous unrealized loss position at June 30, 2019 and December 31, 2018: Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized June 30, 2019 securities value losses value losses value losses U.S. Treasury 2 $ — $ — $ — $ — $ — $ — U.S. Government agency 35 — — 47,769 (226 ) 47,769 (226 ) State and municipal 6 1,123 (12 ) 1,308 (14 ) 2,431 (26 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 93 7,100 (35 ) 97,546 (1,147 ) 104,646 (1,182 ) Collateralized mortgage obligations (CMOs) 60 — — 49,344 (675 ) 49,344 (675 ) Pooled trust preferred 1 — — 108 (13 ) 108 (13 ) Corporate debt 4 — — 4,006 (12 ) 4,006 (12 ) Total 201 $ 8,223 $ (47 ) $ 200,081 $ (2,087 ) $ 208,304 $ (2,134 ) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2018 securities value losses value losses value losses U.S. Government agency 51 $ — $ — $ 68,409 $ (2,072 ) $ 68,409 $ (2,072 ) State and municipal 81 21,657 (204 ) 10,558 (260 ) 32,215 (464 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 111 12,561 (91 ) 108,802 (4,160 ) 121,363 (4,251 ) Collateralized mortgage obligations (CMOs) 73 433 (1 ) 62,467 (2,548 ) 62,900 (2,549 ) Pooled trust preferred 1 — — 116 (6 ) 116 (6 ) Corporate debt 4 — — 3,947 (80 ) 3,947 (80 ) Total 321 $ 34,651 $ (296 ) $ 254,299 $ (9,126 ) $ 288,950 $ (9,422 ) Management evaluates debt securities, which are comprised of U.S Treasury securities, U.S. Government agencies, state and municipalities, mortgage-backed securities, CMOs and corporate debt securities, for other-than-temporary impairment and considers the current economic conditions, the length of time and the extent to which the fair value has been less than cost, interest rates and the bond rating of each security. The unrealized losses at June 30, 2019 in U.S. Treasury securities, U.S. Government agency securities, state and municipal securities, mortgage-backed securities, CMOs and corporate debt securities are primarily the result of interest rate fluctuations. If held to maturity, these bonds will mature at par, and QNB will not realize a loss. The Company has the intent to hold the securities and does not believe it will be required to sell the securities before recovery occurs. QNB holds one pooled trust preferred security as of June 30, 2019. This security has a total amortized cost of approximately $121,000 and a fair value of $108,000. The pooled trust preferred security is available-for-sale and is carried at fair value. Equity Securities The Company’s investment in equity securities primarily consists of investments with readily determinable fair values in large cap stock companies. Changes in fair value is recorded in unrealized gain/(losses) in non-interest income. At June 30, 2019 and December 31, 2018, the Company had $6,898,000 and $9,421,000, respectively, in equity securities recorded at fair value. The following is a summary of unrealized and realized gains and losses recognized in net income on equity securities during the three and six months ended June 30, 2019 and 2018: Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Net gains (losses) recognized during the period on equity securities $ 179 $ 85 $ 1,200 $ (75 ) Less: Net gains recognized during the period on equity securities sold during the period 584 44 629 130 Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ (405 ) $ 41 $ 571 $ (205 ) Tax expense applicable to the net realized gains for the three months ended June 30, 2019 and June 30, 2018 was $52,000 and $25,000, respectively. Tax applicable to the net realized gains (losses) for the six months ended June 30, 2019 were an expense of $347,000 and for the six months ended June 30, 2018 a benefit of $22,000. Proceeds from sales of investment equity securities were approximately $4,162,000 and $678,000 for the three months ended June 30, 2019 and 2018, respectively. Proceeds from sales of investment equity securities were approximately $4,520,000 and $1,390,000 for the six months ended June 30, 2019 and 2018, respectively.

Note 7 - Restricted Investment

Note 7 - Restricted Investment in Stocks	6 Months Ended
	Jun. 30, 2019
Schedule Of Investments [Abstract]
Restricted Investment in Stocks	7. RESTRICTED INVESTMENT IN STOCKS Restricted investment in stocks includes Federal Home Loan Bank of Pittsburgh (FHLB) with a carrying cost of $1,860,000, Atlantic Community Bankers Bank (ACBB) stock with a carrying cost of $12,000 and VISA Class B stock with a carrying cost of $0 at June 30, 2019. FHLB and ACBB stock was issued to the Bank as a requirement to facilitate the Bank’s participation in borrowing and other banking services. The Bank’s investment in FHLB stock may fluctuate, as it is based on the member banks’ use of FHLB’s services. The Bank owns 6,502 shares of Visa Class B stock, which was necessary to participate in Visa services in support of the Bank’s credit card, debit card, and related payment programs (permissible activities under banking regulations) as a member institution. Following the resolution of Visa’s covered litigation, shares of Visa’s Class B stock will be converted to Visa Class A shares using a conversion factor (1.6298 as of June 28, 2018), which is periodically adjusted to reflect VISA’s ongoing litigation costs. There is a very limited market for this stock, as only current owners of Class B shares are permitted to transact in Class B. Due to the lack of orderly trades and public information of such trades, Visa Class B does not have a readily determinable fair value. These restricted investments are carried at cost and evaluated for OTTI periodically. As of June 30, 2019, there was no OTTI associated with these shares.

Note 8 - Loans & Allowance for

Note 8 - Loans & Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2019
Receivables [Abstract]
Loans & Allowance for Loan Losses	8. LOANS & ALLOWANCE FOR LOAN LOSSES Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the principal amount outstanding, net of deferred loan fees and costs. Interest income is accrued on the principal amount outstanding. Loan origination and commitment fees and related direct costs are deferred and amortized to income over the term of the respective loan and loan commitment period as a yield adjustment. Loans held-for-sale consists of residential mortgage loans that are carried at the lower of aggregate cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance charged to income. Gains and losses on residential mortgages held-for-sale are included in non-interest income. QNB maintains an allowance for loan losses, which is intended to absorb probable known and inherent losses in the outstanding loan portfolio. The allowance is reduced by actual credit losses and is increased by the provision for loan losses and recoveries of previous losses. The provisions for loan losses are charged to earnings to bring the total allowance for loan losses to a level considered necessary by management. The allowance for loan losses is based on management’s continuing review and evaluation of the loan portfolio. The level of the allowance is determined by assigning specific reserves to individually identified problem credits and general reserves to all other loans. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan. The portion of the allowance that is allocated to internally criticized and non-accrual loans is determined by estimating the inherent loss on each credit after giving consideration to the value of underlying collateral. The general component covers pools of loans by loan class including commercial loans not considered impaired, as well as smaller balance homogeneous loans, such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates. These loss rates are based on a three year history of charge-offs and are more heavily weighted for recent experience for each of these categories of loans, adjusted for qualitative factors. These qualitative risk factors include: 1. Lending policies and procedures, including underwriting standards and collection, charge-off and recovery practices. 2. Effect of external factors, such as legal and regulatory requirements. 3. National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans. 4. Nature and volume of the portfolio including growth. 5. Experience, ability, and depth of lending management and staff. 6. Volume and severity of past due, classified and nonaccrual loans. 7. Quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors. 8. Existence and effect of any concentrations of credit and changes in the level of such concentrations. Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. Management emphasizes loan quality and close monitoring of potential problem credits. Credit risk identification and review processes are utilized in order to assess and monitor the degree of risk in the loan portfolio. QNB’s lending and credit administration staff are charged with reviewing the loan portfolio and identifying changes in the economy or in a borrower’s circumstances which may affect the ability to repay debt or the value of pledged collateral. A loan classification and review system exists that identifies those loans with a higher than normal risk of uncollectibility. Each commercial loan is assigned a grade based upon an assessment of the borrower’s financial capacity to service the debt and the presence and value of collateral for the loan. An independent firm reviews risk assessment and evaluates the adequacy of the allowance for loan losses. Management meets monthly to review the credit quality of the loan portfolio and quarterly to review the allowance for loan losses. In addition, various regulatory agencies, as an integral part of their examination process, periodically review QNB’s allowance for loan losses. Such agencies may require QNB to recognize additions to the allowance based on their judgments using information available to them at the time of their examination. Management believes that it uses the best information available to make determinations about the adequacy of the allowance and that it has established its existing allowance for loan losses in accordance with U.S. GAAP. If circumstances differ substantially from the assumptions used in making determinations, future adjustments to the allowance for loan losses may be necessary and results of operations could be affected. Because future events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that increases to the allowance will not be necessary should the quality of any loans deteriorate as a result of the factors discussed above. Major classes of loans are as follows: June 30, December 31, 2019 2018 Commercial: Commercial and industrial $ 156,307 $ 162,452 Construction 61,323 50,135 Secured by commercial real estate 329,900 308,590 Secured by residential real estate 71,153 68,581 State and political subdivisions 50,184 43,737 Retail: 1-4 family residential mortgages 67,008 67,453 Home equity loans and lines 74,781 77,475 Consumer 6,717 6,785 Total loans 817,373 785,208 Net unearned costs 220 240 Loans receivable $ 817,593 $ 785,448 Loans secured by commercial real estate include all loans collateralized at least in part by commercial real estate. These loans may not be for the expressed purpose of conducting commercial real estate transactions. Overdrafts are reclassified as loans and are included in consumer loans above and total loans receivable on the Consolidated Balance Sheets. At June 30, 2019 and December 31, 2018, overdrafts were approximately $132,000 and $183,000, respectively. QNB generally lends in its trade area which is comprised of Quakertown and the surrounding communities. To a large extent, QNB makes loans collateralized at least in part by real estate. Its lending activities could be affected by changes in the general economy, the regional economy, or real estate values. Other than disclosed in the table above, at June 30, 2019, there was a concentration of loans to lessors of residential buildings and dwellings of 16.2% of total loans and to lessors of nonresidential buildings of 18.7% of total loans, compared with 15.8% and 18.1% of total loans, respectively, at December 31, 2018. These concentrations were primarily within the commercial real estate categories. The Company engages in a variety of lending activities, including commercial, residential real estate and consumer transactions. The Company focuses its lending activities on individuals, professionals and small to medium sized businesses. Risks associated with lending activities include economic conditions and changes in interest rates, which can adversely impact both the ability of borrowers to repay their loans and the value of the associated collateral. Commercial and industrial loans, commercial real estate loans, construction loans and residential real estate loans with a business purpose are generally perceived as having more risk of default than residential real estate loans with a personal purpose and consumer loans. These types of loans involve larger loan balances to a single borrower or groups of related borrowers and are more susceptible to a risk of loss during a downturn in the business cycle. These loans may involve greater risk because the availability of funds to repay these loans depends on the successful operation of the borrower’s business. The assets financed are used within the business for its ongoing operation. Repayment of these kinds of loans generally comes from the cash flow of the business or the ongoing conversions of assets, such as accounts receivable and inventory, to cash. Typical collateral for commercial and industrial loans includes the borrower’s accounts receivable, inventory and machinery and equipment. Commercial real estate and residential real estate loans secured for a business purpose are originated primarily within the eastern Pennsylvania market area at conservative loan-to-value ratios and often backed by the individual guarantees of the borrowers or owners. Repayment of this kind of loan is dependent upon either the ongoing cash flow of the borrowing entity or the resale or lease of the subject property. Commercial real estate loans may be affected to a greater extent than residential loans by adverse conditions in real estate markets or the economy because commercial real estate borrowers’ ability to repay their loans depends on successful development of their properties, as well as the factors affecting residential real estate borrowers. Loans to state and political subdivisions are tax-exempt or taxable loans to municipalities, school districts and housing and industrial development authorities. These loans can be general obligations of the municipality or school district repaid through their taxing authority, revenue obligations repaid through the income generated by the operations of the authority, such as a water or sewer authority, or loans issued to a housing and industrial development agency, for which a private corporation is responsible for payments on the loans. The Company originates fixed-rate and adjustable-rate real estate-residential mortgage loans for personal purposes that are secured by first liens on the underlying 1-4 family residential properties. Credit risk exposure in this area of lending is minimized by the evaluation of the credit worthiness of the borrower, including debt-to-income ratios, credit scores and adherence to underwriting policies that emphasize conservative loan-to-value ratios of generally no more than 80%. Residential mortgage loans granted in excess of the 80% loan-to-value ratio criterion are generally insured by private mortgage insurance. The real estate-home equity portfolio consists of fixed-rate home equity loans and variable-rate home equity lines of credit. Risks associated with loans secured by residential properties are generally lower than commercial loans and include general economic risks, such as the strength of the job market, employment stability and the strength of the housing market. Since most loans are secured by a primary or secondary residence, the borrower’s continued employment is the greatest risk to repayment. The Company offers a variety of loans to individuals for personal and household purposes. Consumer loans are generally considered to have greater risk than first or second mortgages on real estate because they may be unsecured, or, if they are secured, the value of the collateral may be difficult to assess and is more likely to decrease in value than real estate. Credit risk in this portfolio is controlled by conservative underwriting standards that consider debt-to-income levels and the creditworthiness of the borrower and, if secured, collateral values. The Company employs a ten-grade risk rating system related to the credit quality of commercial loans and loans to state and political subdivisions of which the first six categories are pass categories (credits not adversely rated). The following is a description of the internal risk ratings and the likelihood of loss related to each risk rating. 1 - Excellent - no apparent risk 2 - Good - minimal risk 3 - Acceptable - lower risk 4 - Acceptable - average risk 5 - Acceptable – higher risk 6 - Pass watch 7 - Special Mention - potential weaknesses 8 - Substandard - well defined weaknesses 9 - Doubtful - full collection unlikely 10 - Loss - considered uncollectible The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential problem loans. Each loan officer assigns a rating to all loans in the portfolio at the time the loan is originated. Loans with risk ratings of one through five are reviewed annually based on the borrower’s fiscal year. Loans with risk ratings of six are reviewed every six to twelve months based on the dollar amount of the relationship with the borrower. Loans with risk ratings of seven through ten are reviewed at least quarterly, and as often as monthly, at management’s discretion. The Company also utilizes an outside loan review firm to review the portfolio on a semi-annual basis to provide the Board of Directors and senior management an independent review of the Company’s loan portfolio on an ongoing basis. These reviews are designed to recognize deteriorating credits in their earliest stages in an effort to reduce and control risk in the lending function as well as identifying potential shifts in the quality of the loan portfolio. The examinations by the outside loan review firm include the review of lending activities with respect to underwriting and processing new loans, monitoring the risk of existing loans and to provide timely follow-up and corrective action for loans showing signs of deterioration in quality. In addition, the outside firm reviews the methodology for the allowance for loan losses to determine compliance to policy and regulatory guidance. The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of June 30, 2019 and December 31, 2018: June 30, 2019 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 152,617 $ — $ 3,690 $ — $ 156,307 Construction 61,323 — — — 61,323 Secured by commercial real estate 322,077 505 7,318 — 329,900 Secured by residential real estate 69,589 — 1,564 — 71,153 State and political subdivisions 50,184 — — — 50,184 Total $ 655,790 $ 505 $ 12,572 $ — $ 668,867 December 31, 2018 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 155,219 $ 82 $ 7,151 $ — $ 162,452 Construction 50,135 — — — 50,135 Secured by commercial real estate 297,713 1,259 9,618 — 308,590 Secured by residential real estate 66,838 173 1,570 — 68,581 State and political subdivisions 43,737 — — — 43,737 Total $ 613,642 $ 1,514 $ 18,339 $ — $ 633,495 For retail loans, the Company evaluates credit quality based on the performance of the individual credits. The following tables present the recorded investment in the retail classes of the loan portfolio based on payment activity as of June 30, 2019 and December 31, 2018: June 30, 2019 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 66,441 $ 567 $ 67,008 Home equity loans and lines 74,555 226 74,781 Consumer 6,613 104 6,717 Total $ 147,609 $ 897 $ 148,506 December 31, 2018 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 66,513 $ 940 $ 67,453 Home equity loans and lines 77,309 166 77,475 Consumer 6,659 126 6,785 Total $ 150,481 $ 1,232 $ 151,713 The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of June 30, 2019 and December 31, 2018: June 30, 2019 30-59 past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 87 $ 205 $ 2,126 $ 2,418 $ 153,889 $ 156,307 Construction — — — — 61,323 61,323 Secured by commercial real estate 366 309 1,811 2,486 327,414 329,900 Secured by residential real estate — 168 399 567 70,586 71,153 State and political subdivisions — — — — 50,184 50,184 Retail: 1-4 family residential mortgages — 393 455 848 66,160 67,008 Home equity loans and lines 157 70 137 364 74,417 74,781 Consumer 23 29 — 52 6,665 6,717 Total $ 633 $ 1,174 $ 4,928 $ 6,735 $ 810,638 $ 817,373 December 31, 2018 30-59 days past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 94 $ 141 $ 1,372 $ 1,607 $ 160,845 $ 162,452 Construction — — — — 50,135 50,135 Secured by commercial real estate 305 1,029 638 1,972 306,618 308,590 Secured by residential real estate 24 352 291 667 67,914 68,581 State and political subdivisions — — — — 43,737 43,737 Retail: 1-4 family residential mortgages 544 245 476 1,265 66,188 67,453 Home equity loans and lines 82 205 61 348 77,127 77,475 Consumer 23 35 24 82 6,703 6,785 Total $ 1,072 $ 2,007 $ 2,862 $ 5,941 $ 779,267 $ 785,208 The following tables disclose the recorded investment in loans receivable that are either on non-accrual status or past due 90 days or more and still accruing interest as of June 30, 2019 and December 31, 2018: June 30, 2019 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 3,598 Construction — — Secured by commercial real estate — 2,057 Secured by residential real estate — 1,116 State and political subdivisions — — Retail: 1-4 family residential mortgages — 567 Home equity loans and lines — 226 Consumer — 104 Total $ — $ 7,668 December 31, 2018 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 3,179 Construction — — Secured by commercial real estate — 1,965 Secured by residential real estate — 1,102 State and political subdivisions — — Retail: 1-4 family residential mortgages — 940 Home equity loans and lines — 166 Consumer — 126 Total $ — $ 7,478 Activity in the allowance for loan losses for the three and six months ended June 30, 2019 and 2018 are as follows: Three months ended June 30, 2019 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 3,083 $ 208 $ — $ 11 $ 3,302 Construction 602 73 — — 675 Secured by commercial real estate 2,829 84 — — 2,913 Secured by residential real estate 743 (58 ) (5 ) 42 722 State and political subdivisions 190 11 — — 201 Retail: 1-4 family residential mortgages 500 (67 ) — — 433 Home equity loans and lines 341 (56 ) (1 ) 10 294 Consumer 166 80 (67 ) 9 188 Unallocated 561 (125 ) N/A N/A 436 Total $ 9,015 $ 150 $ (73 ) $ 72 $ 9,164 Three months ended June 30, 2018 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 2,829 $ 4 $ — $ 7 $ 2,840 Construction 557 16 — — 573 Secured by commercial real estate 2,431 278 — 1 2,710 Secured by residential real estate 835 (72 ) — 18 781 State and political subdivisions 121 69 — — 190 Retail: 1-4 family residential mortgages 512 (3 ) — — 509 Home equity loans and lines 381 (27 ) (44 ) 1 311 Consumer 61 21 (23 ) 8 67 Unallocated 310 (99 ) N/A N/A 211 Total $ 8,037 $ 187 $ (67 ) $ 35 $ 8,192 Six months ended June 30, 2019 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 3,092 $ 192 $ — $ 18 $ 3,302 Construction 551 124 — — 675 Secured by commercial real estate 2,824 89 — — 2,913 Secured by residential real estate 754 (59 ) (36 ) 63 722 State and political subdivisions 153 48 — — 201 Retail: — 1-4 family residential mortgages 497 (64 ) — — 433 Home equity loans and lines 338 (38 ) (17 ) 11 294 Consumer 164 108 (102 ) 18 188 Unallocated 461 (25 ) N/A N/A 436 Total $ 8,834 $ 375 $ (155 ) $ 110 $ 9,164 Six months ended June 30, 2018 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 2,711 $ 107 $ — $ 22 $ 2,840 Construction 563 10 — — 573 Secured by commercial real estate 2,410 298 — 2 2,710 Secured by residential real estate 816 (55 ) — 20 781 State and political subdivisions 114 76 — — 190 Retail: 1-4 family residential mortgages 444 65 — — 509 Home equity loans and lines 357 (7 ) (44 ) 5 311 Consumer 57 39 (49 ) 20 67 Unallocated 369 (158 ) N/A N/A 211 Total $ 7,841 $ 375 $ (93 ) $ 69 $ 8,192 As previously discussed, the Company maintains a loan review system, which includes a continuous review of the loan portfolio by internal and external parties to aid in the early identification of potential impaired loans. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial loans and loans to state and political subdivisions by using either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired or are classified as a troubled debt restructuring or on non-accrual. An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of the majority of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral. For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property. For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable agings or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. From time to time, QNB may extend, restructure, or otherwise modify the terms of existing loans, on a case-by-case basis, to remain competitive and retain certain customers, as well as assist other customers that may be experiencing financial difficulties. A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates to less than the current market rate for new obligations with similar risk. Loans classified as TDRs are considered non-performing and are also designated as impaired. The concessions made for TDRs involve lowering the monthly payments on loans through periods of interest only payments, a reduction in interest rate below a market rate or an extension of the term of the loan without a corresponding adjustment to the risk premium reflected in the interest rate, or a combination of these three methods. The restructurings rarely result in the forgiveness of principal or accrued interest. If the borrower has demonstrated performance under the previous terms and our underwriting process shows the borrower has the capacity to continue to perform under the restructured terms, the loan will continue to accrue interest. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible. TDR loans that are in compliance with their modified terms and that yield a market rate may be removed from the TDR status after a period of performance. Performing TDRs (not reported as non-accrual or past due 90 days or more and still accruing) totaled $2,009,000 and $2,160,000 as of June 30, 2019 and December 31, 2018, respectively. Non-performing TDRs totaled $1,210,000 and $1,317,000 as of June 30, 2019 and December 31, 2018, respectively. All TDRs are included in impaired loans. The following table illustrates the specific reserve for loan losses allocated to loans modified as TDRs. These specific reserves are included in the allowance for loan losses for loans individually evaluated for impairment. June 30, 2019 December 31, 2018 Unpaid principal balance Related allowance Unpaid principal balance Related allowance TDRs with no specific allowance recorded $ 2,825 $ — $ 2,513 $ — TDRs with an allowance recorded 394 387 964 411 Total $ 3,219 $ 387 $ 3,477 $ 411 There were no newly identified TDR during the six months ended June 30, 2019. As of June 30, 2019 and December 31, 2018, QNB had no commitments to lend additional funds to customers with loans whose terms have been modified in troubled debt restructurings. There were $5,000 in net charge-offs during the three and six months ended June 30, 2019, and no charge-offs during the three and six months ended June 30, 2018, resulting from loans previously modified as TDRs. The following tables present loans, by loan class, modified as TDRs during the three and six months ended June 30, 2019 and 2018. The pre-modification and post-modification outstanding recorded investments disclosed in the tables below, represent carrying amounts immediately prior to the modification and as of the period end indicated. Three months ended June 30, 2019 2018 Number contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Number of contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Retail: Home equity loans and lines — $ — $ — — $ — $ — Total — $ — $ — — $ — $ — Six months ended June 30, 2019 2018 Number contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Number of contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Retail: Home equity loans and lines — $ — $ — 1 $ 47 $ 47 Total — $ — $ — 1 $ 47 $ 47 There were no loans modified as TDRs within 12 months prior to June 30, 2019 and 2018 for which there was a payment default (60 days or more past due) during the six months ended June 30, 2019 and 2018. The Company has five mortgage loans secured by residential real estate for which foreclosure proceedings are in process at June 30, 2019. The total recorded investment is $662,000. The following tables present the balance in the allowance for loan losses at June 30, 2019 and December 31, 2018 disaggregated on the basis of the Company’s impairment method by class of loans receivable along with the balance of loans receivable by class, excluding unearned fees and costs, disaggregated on the basis of the Company’s impairment methodology: Allowance for Loan Losses Loans Receivable June 30, 2019 Balance Balance to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 3,302 $ 1,952 $ 1,350 $ 156,307 $ 3,598 $ 152,709 Construction 675 — 675 61,323 — 61,323 Secured by commercial real estate 2,913 139 2,774 329,900 3,476 326,424 Secured by residential real estate 722 72 650 71,153 1,733 69,420 State and political subdivisions 201 — 201 50,184 — 50,184 Retail: 1-4 family residential mortgages 433 3 430 67,008 892 66,116 Home equity loans and lines 294 — 294 74,781 165 74,616 Consumer 188 — 188 6,717 73 6,644 Unallocated 436 N/A N/A N/A N/A N/A Total $ 9,164 $ 2,166 $ 6,562 $ 817,373 $ 9,937 $ 807,436 Allowance for Loan Losses Loans Receivable December 31, 2018 Balance Balance related to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 3,092 $ 1,461 $ 1,631 $ 162,452 $ 7,128 $ 155,324 Construction 551 — 551 50,135 — 50,135 Secured by commercial real estate 2,824 101 2,723 308,590 6,083 302,507 Secured by residential real estate 754 97 657 68,581 1,740 66,841 State and political subdivisions 153 — 153 43,737 — 43,737 Retail: 1-4 family residential mortgages 497 — 497 67,453 1,268 66,185 Home equity loans and lines 338 5 333 77,475 186 77,289 Consumer 164 — 164 6,785 77 6,708 Unallocated 461 N/A N/A N/A N/A N/A Total $ 8,834 $ 1,664 $ 6,709 $ 785,208 $ 16,482 $ 768,726 The following table summarize additional information, in regards to impaired loans by loan portfolio class, as of June 30, 2019 and December 31, 2018: June 30, 2019 December 31, 2018 Recorded investment (after charge-offs) Unpaid principal balance Related allowance Recorded investment (after charge-offs) Unpaid principal balance Related allowance With no specific allowance recorded: Commercial: Commercial and industrial $ 681 $ 822 $ 4,243 $ 4,525 Construction — — — — Secured by commercial real estate 2,194 2,827 5,012 5,577 Secured by residential real estate 1,462 1,639 1,023 1,140 Retail: 1-4 family residential mortgages 735 763 1,268 1,357 Home equity loans and lines 165 271 140 190 Consumer 73 82 77 84 Total $ 5,310 $ 6,404 $ 11,763 $ 12,873 With an allowance recorded: Commercial: Commercial and industrial $ 2,917 $ 4,247 $ 1,952 $ 2,885 $ 4,128 $ 1,461 Construction — — — — — — Secured by commercial real estate 1,282 1,311 139 1,071 1,095 101 Secured by residential real estate 271 311 72 717 773 97 Retail: 1-4 family residential mortgages 157 162 3 — — — Home equity loans and lines — — — 46 46 5 Consumer — — — — — — Total $ 4,627 $ 6,031 $ 2,166 $ 4,719 $ 6,042 $ 1,664 Total: Commercial: Commercial and industrial $ 3,598 $ 5,069 $ 1,952 $ 7,128 $ 8,653 $ 1,461 Construction — — — — — — Secured by commercial real estate 3,476 4,138 139 6,083 6,672 101 Secured by residential real estate 1,733 1,950 72 1,740 1,913 97 Retail: 1-4 family residential mortgages 892 925 3 1,268 1,357 — Home equity loans and lines 165 271 — 186 236 5 Consumer 73 82 — 77 84 — Total $ 9,937 $ 12,435 $ 2,166 $ 16,482 $ 18,915 $ 1,664 The following table presents additional information regarding the average recorded investment and interest income recognized on impaired loans: Six Months Ended June 30, 2019 2018 Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industr

Note 9 - Fair Value Measurement

Note 9 - Fair Value Measurements and Disclosures	6 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value Measurements and Disclosures	9. FAIR VALUE MEASUREMENTS AND DISCLOSURES FASB ASC 820, Fair Value Measurements and Disclosures ASC 820 establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability. Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity). An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The measurement of fair value should be consistent with one of the following valuation techniques: market approach, income approach, and/or cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets or liabilities (including a business). For example, valuation techniques consistent with the market approach often use market multiples derived from a set of comparables. Multiples might lie in ranges with a different multiple for each comparable. The selection of where within the range the appropriate multiple falls requires judgment, considering factors specific to the measurement (qualitative and quantitative). Valuation techniques consistent with the market approach include matrix pricing. Matrix pricing is a mathematical technique used principally to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the security’s relationship to other benchmark quoted securities. The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis and the fair value measurements by level within the fair value hierarchy as of June 30, 2019: June 30, 2019 Quoted in active markets for identical assets (Level 1) Significant other observable input (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Equity securities $ 6,898 $ — $ — $ 6,898 Available-for-sale securities: U.S. Treasury securities — 3,467 — 3,467 U.S. Government agency securities — 67,773 — 67,773 State and municipal securities — 53,587 — 53,587 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 136,652 — 136,652 Collateralized mortgage obligations (CMOs) — 78,009 — 78,009 Pooled trust preferred securities — — 108 108 Corporate debt securities — 8,132 — 8,132 Total debt securities available-for-sale — 347,620 108 347,728 Total recurring fair value measurements $ 6,898 $ 347,620 $ 108 $ 354,626 Nonrecurring fair value measurements Impaired loans $ — $ — $ 2,461 $ 2,461 Mortgage servicing rights — — 8 8 Total nonrecurring fair value measurements $ — $ — $ 2,469 $ 2,469 There were no transfers in and out of Level 1 and Level 2 fair value measurements during the three or six months ended June 30, 2019. There were also no transfers in or out of level 3 for the same period. There were no losses included in earnings attributable to the change in unrealized gains or losses relating to the available-for-sale securities above with fair value measurements utilizing significant unobservable inputs for the three- or six-month period ended June 30, 2019. The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis, the fair value measurements by level within the fair value hierarchy as of December 31, 2018: December 31, 2018 Quoted prices in active markets for identical assets (Level 1) Significant other observable input (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Equity securities $ 9,421 $ — $ — $ 9,421 Debt securities available-for-sale U.S. Government agency securities — 68,409 — 68,409 State and municipal securities — 66,313 — 66,313 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 125,913 — 125,913 Collateralized mortgage obligations (CMOs) — 75,491 — 75,491 Pooled trust preferred securities — — 116 116 Corporate debt securities — 7,979 — 7,979 Total debt securities available-for-sale — 344,105 116 344,221 Total recurring fair value measurements $ 9,421 $ 344,105 $ 116 $ 353,642 Nonrecurring fair value measurements Impaired loans $ — $ — $ 3,055 $ 3,055 Mortgage servicing rights — — 5 5 Total nonrecurring fair value measurements $ — $ — $ 3,060 $ 3,060 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which QNB has utilized Level 3 inputs to determine fair value: Quantitative information about Level 3 fair value measurements June 30, 2019 Fair value Valuation techniques Unobservable input Value or range of values Impaired loans $ 1,927 Appraisal of collateral (1) Appraisal adjustments (2) -10.0% to -25.0% Liquidation expenses (3) -10.0 % Impaired loans 534 Financial statement values for UCC collateral Financial statement value discounts (5) -30.0% to -100.0% Mortgage servicing rights 8 Discounted cash flow Remaining term 1 - 26 years Discount rate 12.0% to 12.5% Quantitative information about Level 3 fair value measurements December 31, 2018 Fair value Valuation techniques Unobservable input Value or range of values Impaired loans $ 1,632 Appraisal of collateral (1) Appraisal adjustments (2) -20.0% to -90.0% Liquidation expenses (3) -10.0 % Impaired loans 1,415 Financial statement values for UCC collateral Financial statement value discounts (5) -25.0% to -100.0% Impaired loans 8 Used commercial vehicle guides Guide value discounts (4) -10% Mortgage servicing rights 5 Discounted cash flow Remaining term 2 to 26 years Discount rate 12.0% to 12.5% (1) Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various level 3 inputs which are not always identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value. (3) Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value. (4) If lendable value (lower than wholesale) is utilized then no additional discounts are taken. If lendable value is not provided, additional discounts are applied. (5) Values obtained from financial statements for UCC collateral (fixed assets and inventory) are discounted to estimated realizable liquidation value. The following table presents additional information about the available-for-sale securities measured at fair value on a recurring basis and for which QNB utilized significant unobservable inputs (Level 3 inputs) to determine fair value for the six months ended June 30, 2019 and 2018: Fair value measurements using significant unobservable inputs (Level 3) 2019 2018 Balance, January 1, $ 116 $ 215 Payments received (1 ) (119 ) Total gains or losses (realized/unrealized) Included in earnings — — Included in other comprehensive (loss) income (7 ) 22 Transfers in and/or out of Level 3 — — Balance, June 30, $ 108 $ 118 The Level 3 securities consist of one collateralized debt obligation security, the PreTSL security, which is backed by trust preferred securities issued by banks. The market for this security at June 30, 2019 was not active and markets for similar securities also are not active. The new issue market is also inactive and there are currently very few market participants who are willing and or able to transact for these securities. Given conditions in the debt markets today and the absence of observable transactions in the secondary and new issue markets, we determined: • The few observable transactions and market quotations that are available are not reliable for purposes of determining fair value at June 30, 2019; • An income valuation approach technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at prior measurement dates; and • The PreTSL will be classified within Level 3 of the fair value hierarchy because significant adjustments are required to determine fair value at the measurement date. QNB used an independent third party to value this security using a discounted cash flow analysis. Based on management’s review of the bond’s four underlying issuers, there are no expected credit losses or prepayments; cashflows used were contractual based on the Bloomberg YA screen. The assumed cashflows have been discounted using and estimated market discount rate based on the 30-year swap rate. The 30-year is used as the reference rate since it is indicative of market expectation for short-term rates in the future. This is consistent with the 30-year nature of the PreTSL security, which is priced using the 3-month LIBOR as a reference rate. The discount rate of 5.81% includes the risk-free rate, a credit component and a spread for illiquidity. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of QNB’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between QNB’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of each major classification of financial instrument and non-financial asset at June 30, 2019 and December 31, 2018: Cash and cash equivalents, accrued interest receivable and accrued interest payable (carried at cost) Investment securities (carried at fair value) Restricted investment in stocks (carried at cost) Loans Receivable (carried at cost) Impaired Loans (generally carried at fair value) Mortgage Servicing Rights (carried at lower of cost or fair value) Deposit liabilities (carried at cost) Short-term borrowings (carried at cost) Off-balance-sheet instruments (disclosed at cost) Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in sales transaction on the dates indicated. The estimated fair value amounts have been measured as of the respective period ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period end. The estimated fair values and carrying amounts of the Company’s financial and off-balance sheet instruments are summarized as follows: Fair value measurements June 30, 2019 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 14,068 $ 14,068 $ 14,068 $ — $ — Investment securities: Equities 6,898 6,898 6,898 — — Available-for-sale 347,728 347,728 — 347,620 108 Restricted investment in stocks 1,872 1,872 — 1,872 — Net loans 808,429 824,020 — — 824,020 Mortgage servicing rights 440 556 — — 556 Accrued interest receivable 3,962 3,962 — 3,962 — Financial liabilities Deposits with no stated maturities $ 796,350 $ 796,350 $ 796,350 $ — $ — Deposits with stated maturities 234,311 234,083 — 234,083 — Short-term borrowings 59,048 59,048 59,048 — — Accrued interest payable 599 599 — 599 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 60 — 60 — Fair value measurements December 31, 2018 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 13,458 $ 13,458 $ 13,458 $ — $ — Investment securities: Equities 9,421 9,421 9,421 — — Available-for-sale 344,221 344,221 — 344,105 116 Restricted investment in stocks 797 797 — 797 — Net loans 776,614 771,685 — — 771,685 Mortgage servicing rights 451 604 — — 604 Accrued interest receivable 2,852 2,852 — 2,852 — Financial liabilities Deposits with no stated maturities $ 791,810 $ 791,810 $ 791,810 $ — $ — Deposits with stated maturities 223,788 220,876 — 220,876 — Short-term borrowings 50,872 50,872 50,872 — — Accrued interest payable 449 449 — 449 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 31 — 31 —

Note 10 - Off-balance-sheet Fin

Note 10 - Off-balance-sheet Financial Instruments and Guarantees	6 Months Ended
	Jun. 30, 2019
Commitments And Contingencies Disclosure [Abstract]
Off-balance-sheet Financial Instruments and Guarantees	10. OFF-BALANCE-SHEET FINANCIAL INSTRUMENTS AND GUARANTEES In the normal course of business there are various legal proceedings, commitments, and contingent liabilities which are not reflected in the consolidated financial statements. Management does not anticipate any material losses as a result of these transactions and activities. They include, among other things, commitments to extend credit and standby letters of credit. The maximum exposure to credit loss, which represents the possibility of sustaining a loss due to the failure of the other parties to a financial instrument to perform according to the terms of the contract, is represented by the contractual amount of these instruments. QNB uses the same lending standards and policies in making credit commitments as it does for on-balance sheet instruments. The activity is controlled through credit approvals, control limits, and monitoring procedures. A summary of the Company's financial instrument commitments is as follows: June 30, December 31, 2019 2018 Commitments to extend credit and unused lines of credit $ 282,695 $ 266,021 Standby letters of credit 16,815 17,269 Total financial instrument commitments $ 299,510 $ 283,290 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. QNB evaluates each customer’s creditworthiness on a case-by-case basis. Standby letters of credit are conditional commitments issued by the Company to guarantee the financial or performance obligation of a customer to a third party. QNB’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making conditional obligations as it does for on-balance sheet instruments. Standby letters of credit of $15,746,000 will expire within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending other loan commitments. The Company requires collateral and personal guarantees supporting these letters of credit as deemed necessary. Management believes that the proceeds obtained through a liquidation of such collateral and the enforcement of personal guarantees would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees. The amount of the liability as of June 30, 2019 and December 31, 2018 for guarantees under standby letters of credit issued is not material. The amount of collateral obtained for letters of credit and commitments to extend credit is based on management’s credit evaluation of the customer. Collateral varies, but may include real estate, accounts receivable, marketable securities, pledged deposits, inventory or equipment.

Note 11 - Regulatory Restrictio

Note 11 - Regulatory Restrictions	6 Months Ended
	Jun. 30, 2019
Banking And Thrift [Abstract]
Regulatory Restrictions	11. REGULATORY RESTRICTIONS Dividends payable by QNB Corp. and the Bank are subject to various limitations imposed by statutes, regulations and policies adopted by bank regulatory agencies. Under Federal and Pennsylvania banking law, the Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. Under Federal Reserve regulations, the Bank is limited as to the amount it may lend affiliates, including QNB Corp., unless such loans are collateralized by specific obligations. Both the Company and the Bank are subject to regulatory capital requirements administered by Federal banking agencies. Failure to meet minimum capital requirements can initiate actions by regulators that could have an effect on the financial statements. Under the framework for prompt corrective action, both the Company and the Bank must meet capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items. The capital amounts and classification are also subject to qualitative judgments by the regulators. Management believes, as of June 30, 2019, that the Company and the Bank met capital adequacy requirements to which they were subject. As of the most recent notification, the primary regulator of the Bank considered it to be “well capitalized” under the regulatory framework. There are no conditions or events since that notification that management believes have changed the classification. To be categorized as well capitalized, the Company and the Bank must maintain minimum ratios as set forth in the following table below. The Company and the Bank’s actual capital amounts and ratios are presented as follows: Capital levels Actual Adequately capitalized Well capitalized As of June 30, 2019 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 125,490 13.42 % $ 74,826 8.00 % $ 93,533 10.00 % Bank 114,572 12.53 73,163 8.00 91,454 10.00 Tier I capital (to risk-weighted assets): The Company 116,253 12.43 56,120 6.00 56,120 6.00 Bank 105,335 11.52 54,872 6.00 73,163 8.00 Common equity tier 1 capital (to risk-weighted assets): The Company 116,253 12.43 42,090 4.50 N/A N/A Bank 105,335 11.52 41,154 4.50 59,445 6.50 Tier I capital (to average assets): The Company 116,253 9.67 48,095 4.00 N/A N/A Bank 105,335 8.84 47,667 4.00 59,584 5.00 Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2018 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 120,379 13.21% $ 72,910 8.00 % $ 91,137 10.00 % Bank 110,508 12.52 70,619 8.00 88,273 10.00 Tier I capital (to risk-weighted assets): The Company 111,472 12.23 54,682 6.00 54,682 6.00 Bank 101,601 11.51 52,964 6.00 70,619 8.00 Common equity tier 1 capital (to risk-weighted assets): The Company 111,472 12.23 41,012 4.50 N/A N/A Bank 101,601 11.51 39,723 4.50 57,378 6.50 Tier I capital (to average assets): The Company 111,472 9.40 47,458 4.00 N/A N/A Bank 101,601 8.64 47,045 4.00 58,807 5.00

Note 12 - Revenue Recognition f

Note 12 - Revenue Recognition from Contracts with Customers	6 Months Ended
	Jun. 30, 2019
Revenue From Contract With Customer [Abstract]
Revenue Recognition from Contracts with Customers	12. REVENUE RECOGNITION FROM CONTRACTS WITH CUSTOMERS The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 that significantly affects the determination of the amount and timing of revenue from contracts with customers. The main types of revenue contracts included in non-interest income within the consolidated statements of operations are as follows: • Fees for services to customers—fees include service charges on deposits which are included as liabilities in the consolidated statement of financial position and consist of transaction-based fees, stop payment fees, Automated Clearing House (ACH) fees, account maintenance fees, and overdraft services fees for various retail and business checking customers. These fees are charged as earned on the day of the transaction or within the month of the service, with the exception of Enhanced Account Analysis Fees, which are calculated on the previous month’s activity and assessed on the following month. The Enhanced Account Analysis Fees are currently being accrued; the revenue is currently being recorded in the month it is earned. Service charges on deposits are withdrawn directly from the customer’s account balance. • ATM and debit card – fees are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. • Retail brokerage and advisory—fee income and related expenses are accrued monthly to properly record the revenues in the month they are earned. Advisory fees are collected in advance on a quarterly basis. These advisory fees are recorded in the first month of the quarter for which the service is being performed. Fees that are transaction based are recognized at the point in time that the transaction is executed (i.e. trade date). • Merchant – QNB earns interchange fees from credit/debit cardholder transactions conducted through VISA/MasterCard payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized monthly, concurrently with the transaction processing services provided to the cardholder within the month. • Other—includes credit card fees, sales of checks to depositors, miscellaneous fees and gain/losses on sale of OREO. • Credit card fees are recognized monthly, concurrently with the transaction processing services provided to the cardholder within the month. • Sales of checks to depositors are commissions earned from a third-party who provides checks to QNB’s customers. There is a pre-paid incentive with the third party which is recognized over the term of the contract. Other commissions on the sales of checks are recorded weekly. • Miscellaneous fees, such as wire, cashier check and garnishment fees, are charged as earned on the day of the transaction. • Gain (loss) on sales of OREO – QNB records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the QNB finances the sale of OREO to the buyer, QNB assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, QNB adjusts the transaction prices and related gain (loss) on sale if a significant financing component is present.

Note 2 - Recent Accounting Pr_2

Note 2 - Recent Accounting Pronouncements (Tables)	6 Months Ended
	Jun. 30, 2019
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
Summary of Quantitative Attributes of Operating Leases	The following table summarized the quantitative attributes of QNB’s operating leases. For the six months ended June 30, 2019 Lease cost: Operating lease cost $ 281 Total lease cost $ 281 Other information: Cash paid for amounts included in the measurement of lease liabilities: Operating cashflows from operating leases $ (282 ) Total cash paid for amounts included in the measurement of lease liabilities $ (282 ) At implementation of new accounting guidance: Right-of-use assets recorded for operating lease liabilities $ 2,005 Right-of-use assets obtained in exchange for new operating lease liabilities $ 501 Weighted average remaining lease term: Operating leases 7.8 years Weighted average discount rate: Operating leases 3.16 %
Summary of Maturities Analysis of Operating Lease Liabilities and Reconciliation of Undiscounted Cash Flows to Total Operating Lease Liability	A maturity analysis of the operating lease liabilities and reconciliation of the undiscounted cash flows to the total operating lease liability is as follows: Operating Leases July 2019 thru June 2020 $ 500 July 2020 thru June 2021 397 July 2021 thru June 2022 371 July 2022 thru June 2023 357 July 2023 thru June 2024 284 July 2024 and thereafter 999 Total undiscounted cashflows 2,908 Total discount on cashflows (399 ) Total lease liabilities $ 2,509

Note 3 - Stock-based Compensa_2

Note 3 - Stock-based Compensation and Shareholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2019
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Assumptions Used in Option Pricing Model	Six months ended June 30, 2019 2018 Risk free interest rate 2.52 % 2.15 % Dividend yield 3.36 % 1.24 % Volatility 16.44 % 18.12 % Expected life (years) 4.17 4.20
Stock Option Activity	Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2018 95,075 $ 35.11 Granted 24,700 38.15 Exercised (8,525 ) 25.53 Forfeited (1,500 ) 37.20 Outstanding at June 30, 2019 109,750 $ 36.51 2.84 $ 258 Exercisable at June 30, 2019 36,600 $ 29.95 1.22 $ 258 Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2017 85,525 $ 30.94 Granted 25,000 43.60 Exercised (10,000 ) 24.86 Forfeited (1,600 ) 32.52 Outstanding at June 30, 2018 98,925 $ 34.73 2.99 $ 1,180 Exercisable at June 30, 2018 26,525 $ 27.46 1.14 $ 509

Note 4 - Earnings Per Share &_2

Note 4 - Earnings Per Share & Share Repurchase Plan (Tables)	6 Months Ended
	Jun. 30, 2019
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The following sets forth the computation of basic and diluted earnings per share: Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Numerator for basic and diluted earnings per share - net income $ 3,143 $ 2,862 $ 6,522 $ 5,797 Denominator for basic earnings per share - weighted average shares outstanding 3,494,620 3,460,360 3,490,724 3,456,467 Effect of dilutive securities - employee stock options 7,491 20,952 7,333 20,407 Denominator for diluted earnings per share - adjusted weighted average shares outstanding 3,502,111 3,481,312 3,498,057 3,476,874 Earnings per share - basic $ 0.90 $ 0.83 $ 1.87 $ 1.68 Earnings per share - diluted 0.90 0.82 1.86 1.67

Note 5 - Comprehensive Income_2

Note 5 - Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2019
Other Comprehensive Income Loss Tax [Abstract]
Components of Accumulated Other Comprehensive Income (Loss)	The following shows the components of accumulated other comprehensive income (loss) at June 30, 2019 and December 31, 2018: June 30, December 31, 2019 2018 Unrealized net holding losses on available-for-sale securities $ (501 ) $ (9,028 ) Unrealized losses on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings — — Accumulated other comprehensive loss (501 ) (9,028 ) Tax effect 105 1,896 Accumulated other comprehensive loss, net of tax $ (396 ) $ (7,132 )
Amounts Reclassified Out of Accumulated Other Comprehensive Income (Loss)	The following tables present amounts reclassified out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2019 and 2018: Three months ended June 30, Amount reclassified from accumulated other comprehensive loss Details about accumulated other comprehensive loss 2019 2018 Affected line item in statement of income Unrealized net holding gain on available-for-sale securities $ — $ 4 Net gain on sale of investment securities Other-than-temporary impairment losses on investment securities — — Net other-than-temporary impairment losses on investment securities — 4 Tax effect — (1 ) Provision for income taxes Total reclass out of accumulated other comprehensive income (loss), net of tax $ — $ 3 Net of tax Six months ended June 30, Amount reclassified from accumulated other comprehensive income Details about accumulated other comprehensive income 2019 2018 Affected line item in statement of income Unrealized net holding (losses) gains on available-for-sale securities $ (39 ) $ 3 Net gain on sale of investment securities Other-than-temporary impairment losses on investment securities — — Net other-than-temporary impairment losses on investment securities (39 ) 3 Tax effect 8 (1 ) Provision for income taxes Total reclass out of accumulated other comprehensive income (loss), net of tax $ (31 ) $ 2 Net of tax

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2019
Investments Debt And Equity Securities [Abstract]
Available-For-Sale Securities	The amortized cost and estimated fair values of investment securities available-for-sale at June 30, 2019 and December 31, 2018 were as follows: Gross Gross unrealized unrealized Fair holding holding Amortized June 30, 2019 value gains losses cost U.S. Treasury $ 3,467 $ — $ — $ 3,467 U.S. Government agency 67,773 8 (226 ) 67,991 State and municipal 53,587 704 (26 ) 52,909 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 136,652 453 (1,182 ) 137,381 Collateralized mortgage obligations (CMOs) 78,009 342 (675 ) 78,342 Pooled trust preferred 108 — (13 ) 121 Corporate debt 8,132 126 (12 ) 8,018 Total investment debt securities available-for-sale $ 347,728 $ 1,633 $ (2,134 ) $ 348,229 Gross Gross unrealized unrealized Fair holding holding Amortized December 31, 2018 value gains losses cost U.S. Government agency $ 68,409 $ — $ (2,072 ) $ 70,481 State and municipal 66,313 195 (464 ) 66,582 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 125,913 79 (4,251 ) 130,085 Collateralized mortgage obligations (CMOs) 75,491 87 (2,549 ) 77,953 Pooled trust preferred 116 — (6 ) 122 Corporate debt 7,979 33 (80 ) 8,026 Total investment debt securities available-for-sale $ 344,221 $ 394 $ (9,422 ) $ 353,249
Investment Securities by Contractual Maturity	The amortized cost and estimated fair value of securities available-for-sale by contractual maturity at June 30, 2019 are shown in the following table. June 30, 2019 Fair value Amortized cost Due in one year or less $ 10,069 $ 10,051 Due after one year through five years 270,673 271,831 Due after five years through ten years 41,475 41,297 Due after ten years 25,511 25,050 Total investment debt securities available-for-sale $ 347,728 $ 348,229
Realized Gain (Loss) on Investments	The following table presents information related to the Company’s gains and losses on the sales of securities available-for-sale, and losses recognized for the other-than-temporary impairment (“OTTI”) of these investments. Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Gross realized gains $ 16 $ 4 $ 36 $ 25 Gross realized losses (16 ) — (75 ) (22 ) Other-than-temporary impairment — — — — Total net gains (losses) on AFS securities $ — $ 4 $ (39 ) $ 3
Debt Securities in a Continuous Unrealized Loss Position	The following table indicates the length of time individual debt securities have been in a continuous unrealized loss position at June 30, 2019 and December 31, 2018: Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized June 30, 2019 securities value losses value losses value losses U.S. Treasury 2 $ — $ — $ — $ — $ — $ — U.S. Government agency 35 — — 47,769 (226 ) 47,769 (226 ) State and municipal 6 1,123 (12 ) 1,308 (14 ) 2,431 (26 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 93 7,100 (35 ) 97,546 (1,147 ) 104,646 (1,182 ) Collateralized mortgage obligations (CMOs) 60 — — 49,344 (675 ) 49,344 (675 ) Pooled trust preferred 1 — — 108 (13 ) 108 (13 ) Corporate debt 4 — — 4,006 (12 ) 4,006 (12 ) Total 201 $ 8,223 $ (47 ) $ 200,081 $ (2,087 ) $ 208,304 $ (2,134 ) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2018 securities value losses value losses value losses U.S. Government agency 51 $ — $ — $ 68,409 $ (2,072 ) $ 68,409 $ (2,072 ) State and municipal 81 21,657 (204 ) 10,558 (260 ) 32,215 (464 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 111 12,561 (91 ) 108,802 (4,160 ) 121,363 (4,251 ) Collateralized mortgage obligations (CMOs) 73 433 (1 ) 62,467 (2,548 ) 62,900 (2,549 ) Pooled trust preferred 1 — — 116 (6 ) 116 (6 ) Corporate debt 4 — — 3,947 (80 ) 3,947 (80 ) Total 321 $ 34,651 $ (296 ) $ 254,299 $ (9,126 ) $ 288,950 $ (9,422 )
Summary of Unrealized and Realized Gains and Losses Recognized in Net Income on Equity Securities	The following is a summary of unrealized and realized gains and losses recognized in net income on equity securities during the three and six months ended June 30, 2019 and 2018: Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Net gains (losses) recognized during the period on equity securities $ 179 $ 85 $ 1,200 $ (75 ) Less: Net gains recognized during the period on equity securities sold during the period 584 44 629 130 Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ (405 ) $ 41 $ 571 $ (205 )

Note 8 - Loans & Allowance fo_2

Note 8 - Loans & Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2019
Troubled Debt Restructuring [Member]
Allowance for Loan Losses	June 30, 2019 December 31, 2018 Unpaid principal balance Related allowance Unpaid principal balance Related allowance TDRs with no specific allowance recorded $ 2,825 $ — $ 2,513 $ — TDRs with an allowance recorded 394 387 964 411 Total $ 3,219 $ 387 $ 3,477 $ 411
Total Retail Loans [Member]
Major Classes of Loans	June 30, December 31, 2019 2018 Commercial: Commercial and industrial $ 156,307 $ 162,452 Construction 61,323 50,135 Secured by commercial real estate 329,900 308,590 Secured by residential real estate 71,153 68,581 State and political subdivisions 50,184 43,737 Retail: 1-4 family residential mortgages 67,008 67,453 Home equity loans and lines 74,781 77,475 Consumer 6,717 6,785 Total loans 817,373 785,208 Net unearned costs 220 240 Loans receivable $ 817,593 $ 785,448
Internal Risk Ratings and Payment Activity	June 30, 2019 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 152,617 $ — $ 3,690 $ — $ 156,307 Construction 61,323 — — — 61,323 Secured by commercial real estate 322,077 505 7,318 — 329,900 Secured by residential real estate 69,589 — 1,564 — 71,153 State and political subdivisions 50,184 — — — 50,184 Total $ 655,790 $ 505 $ 12,572 $ — $ 668,867 December 31, 2018 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 155,219 $ 82 $ 7,151 $ — $ 162,452 Construction 50,135 — — — 50,135 Secured by commercial real estate 297,713 1,259 9,618 — 308,590 Secured by residential real estate 66,838 173 1,570 — 68,581 State and political subdivisions 43,737 — — — 43,737 Total $ 613,642 $ 1,514 $ 18,339 $ — $ 633,495 June 30, 2019 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 66,441 $ 567 $ 67,008 Home equity loans and lines 74,555 226 74,781 Consumer 6,613 104 6,717 Total $ 147,609 $ 897 $ 148,506 December 31, 2018 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 66,513 $ 940 $ 67,453 Home equity loans and lines 77,309 166 77,475 Consumer 6,659 126 6,785 Total $ 150,481 $ 1,232 $ 151,713
Past Due Loans	June 30, 2019 30-59 past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 87 $ 205 $ 2,126 $ 2,418 $ 153,889 $ 156,307 Construction — — — — 61,323 61,323 Secured by commercial real estate 366 309 1,811 2,486 327,414 329,900 Secured by residential real estate — 168 399 567 70,586 71,153 State and political subdivisions — — — — 50,184 50,184 Retail: 1-4 family residential mortgages — 393 455 848 66,160 67,008 Home equity loans and lines 157 70 137 364 74,417 74,781 Consumer 23 29 — 52 6,665 6,717 Total $ 633 $ 1,174 $ 4,928 $ 6,735 $ 810,638 $ 817,373 December 31, 2018 30-59 days past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 94 $ 141 $ 1,372 $ 1,607 $ 160,845 $ 162,452 Construction — — — — 50,135 50,135 Secured by commercial real estate 305 1,029 638 1,972 306,618 308,590 Secured by residential real estate 24 352 291 667 67,914 68,581 State and political subdivisions — — — — 43,737 43,737 Retail: 1-4 family residential mortgages 544 245 476 1,265 66,188 67,453 Home equity loans and lines 82 205 61 348 77,127 77,475 Consumer 23 35 24 82 6,703 6,785 Total $ 1,072 $ 2,007 $ 2,862 $ 5,941 $ 779,267 $ 785,208
Non-accrual Loans	June 30, 2019 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 3,598 Construction — — Secured by commercial real estate — 2,057 Secured by residential real estate — 1,116 State and political subdivisions — — Retail: 1-4 family residential mortgages — 567 Home equity loans and lines — 226 Consumer — 104 Total $ — $ 7,668 December 31, 2018 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 3,179 Construction — — Secured by commercial real estate — 1,965 Secured by residential real estate — 1,102 State and political subdivisions — — Retail: 1-4 family residential mortgages — 940 Home equity loans and lines — 166 Consumer — 126 Total $ — $ 7,478
Allowance for Loan Losses	Activity in the allowance for loan losses for the three and six months ended June 30, 2019 and 2018 are as follows: Three months ended June 30, 2019 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 3,083 $ 208 $ — $ 11 $ 3,302 Construction 602 73 — — 675 Secured by commercial real estate 2,829 84 — — 2,913 Secured by residential real estate 743 (58 ) (5 ) 42 722 State and political subdivisions 190 11 — — 201 Retail: 1-4 family residential mortgages 500 (67 ) — — 433 Home equity loans and lines 341 (56 ) (1 ) 10 294 Consumer 166 80 (67 ) 9 188 Unallocated 561 (125 ) N/A N/A 436 Total $ 9,015 $ 150 $ (73 ) $ 72 $ 9,164 Three months ended June 30, 2018 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 2,829 $ 4 $ — $ 7 $ 2,840 Construction 557 16 — — 573 Secured by commercial real estate 2,431 278 — 1 2,710 Secured by residential real estate 835 (72 ) — 18 781 State and political subdivisions 121 69 — — 190 Retail: 1-4 family residential mortgages 512 (3 ) — — 509 Home equity loans and lines 381 (27 ) (44 ) 1 311 Consumer 61 21 (23 ) 8 67 Unallocated 310 (99 ) N/A N/A 211 Total $ 8,037 $ 187 $ (67 ) $ 35 $ 8,192 Six months ended June 30, 2019 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 3,092 $ 192 $ — $ 18 $ 3,302 Construction 551 124 — — 675 Secured by commercial real estate 2,824 89 — — 2,913 Secured by residential real estate 754 (59 ) (36 ) 63 722 State and political subdivisions 153 48 — — 201 Retail: — 1-4 family residential mortgages 497 (64 ) — — 433 Home equity loans and lines 338 (38 ) (17 ) 11 294 Consumer 164 108 (102 ) 18 188 Unallocated 461 (25 ) N/A N/A 436 Total $ 8,834 $ 375 $ (155 ) $ 110 $ 9,164 Six months ended June 30, 2018 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 2,711 $ 107 $ — $ 22 $ 2,840 Construction 563 10 — — 573 Secured by commercial real estate 2,410 298 — 2 2,710 Secured by residential real estate 816 (55 ) — 20 781 State and political subdivisions 114 76 — — 190 Retail: 1-4 family residential mortgages 444 65 — — 509 Home equity loans and lines 357 (7 ) (44 ) 5 311 Consumer 57 39 (49 ) 20 67 Unallocated 369 (158 ) N/A N/A 211 Total $ 7,841 $ 375 $ (93 ) $ 69 $ 8,192
Loans by Loan Class Modified as TDRs	Three months ended June 30, 2019 2018 Number contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Number of contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Retail: Home equity loans and lines — $ — $ — — $ — $ — Total — $ — $ — — $ — $ — Six months ended June 30, 2019 2018 Number contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Number of contracts Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Retail: Home equity loans and lines — $ — $ — 1 $ 47 $ 47 Total — $ — $ — 1 $ 47 $ 47
Loans Disaggregated by Impairment Method	Allowance for Loan Losses Loans Receivable June 30, 2019 Balance Balance to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 3,302 $ 1,952 $ 1,350 $ 156,307 $ 3,598 $ 152,709 Construction 675 — 675 61,323 — 61,323 Secured by commercial real estate 2,913 139 2,774 329,900 3,476 326,424 Secured by residential real estate 722 72 650 71,153 1,733 69,420 State and political subdivisions 201 — 201 50,184 — 50,184 Retail: 1-4 family residential mortgages 433 3 430 67,008 892 66,116 Home equity loans and lines 294 — 294 74,781 165 74,616 Consumer 188 — 188 6,717 73 6,644 Unallocated 436 N/A N/A N/A N/A N/A Total $ 9,164 $ 2,166 $ 6,562 $ 817,373 $ 9,937 $ 807,436 Allowance for Loan Losses Loans Receivable December 31, 2018 Balance Balance related to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 3,092 $ 1,461 $ 1,631 $ 162,452 $ 7,128 $ 155,324 Construction 551 — 551 50,135 — 50,135 Secured by commercial real estate 2,824 101 2,723 308,590 6,083 302,507 Secured by residential real estate 754 97 657 68,581 1,740 66,841 State and political subdivisions 153 — 153 43,737 — 43,737 Retail: 1-4 family residential mortgages 497 — 497 67,453 1,268 66,185 Home equity loans and lines 338 5 333 77,475 186 77,289 Consumer 164 — 164 6,785 77 6,708 Unallocated 461 N/A N/A N/A N/A N/A Total $ 8,834 $ 1,664 $ 6,709 $ 785,208 $ 16,482 $ 768,726
Impaired Loans	June 30, 2019 December 31, 2018 Recorded investment (after charge-offs) Unpaid principal balance Related allowance Recorded investment (after charge-offs) Unpaid principal balance Related allowance With no specific allowance recorded: Commercial: Commercial and industrial $ 681 $ 822 $ 4,243 $ 4,525 Construction — — — — Secured by commercial real estate 2,194 2,827 5,012 5,577 Secured by residential real estate 1,462 1,639 1,023 1,140 Retail: 1-4 family residential mortgages 735 763 1,268 1,357 Home equity loans and lines 165 271 140 190 Consumer 73 82 77 84 Total $ 5,310 $ 6,404 $ 11,763 $ 12,873 With an allowance recorded: Commercial: Commercial and industrial $ 2,917 $ 4,247 $ 1,952 $ 2,885 $ 4,128 $ 1,461 Construction — — — — — — Secured by commercial real estate 1,282 1,311 139 1,071 1,095 101 Secured by residential real estate 271 311 72 717 773 97 Retail: 1-4 family residential mortgages 157 162 3 — — — Home equity loans and lines — — — 46 46 5 Consumer — — — — — — Total $ 4,627 $ 6,031 $ 2,166 $ 4,719 $ 6,042 $ 1,664 Total: Commercial: Commercial and industrial $ 3,598 $ 5,069 $ 1,952 $ 7,128 $ 8,653 $ 1,461 Construction — — — — — — Secured by commercial real estate 3,476 4,138 139 6,083 6,672 101 Secured by residential real estate 1,733 1,950 72 1,740 1,913 97 Retail: 1-4 family residential mortgages 892 925 3 1,268 1,357 — Home equity loans and lines 165 271 — 186 236 5 Consumer 73 82 — 77 84 — Total $ 9,937 $ 12,435 $ 2,166 $ 16,482 $ 18,915 $ 1,664 Six Months Ended June 30, 2019 2018 Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 3,953 $ 4 $ 6,208 $ 121 Construction — — — — Secured by commercial real estate 4,855 68 3,752 49 Secured by residential real estate 1,746 20 1,696 9 Retail: 1-4 family residential mortgages 1,101 6 1,222 6 Home equity loans and lines 156 — 186 1 Consumer 75 — 83 — Total $ 11,886 $ 98 $ 13,147 $ 186

Note 9 - Fair Value Measureme_2

Note 9 - Fair Value Measurements and Disclosures (Tables)	6 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis	The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis and the fair value measurements by level within the fair value hierarchy as of June 30, 2019: June 30, 2019 Quoted in active markets for identical assets (Level 1) Significant other observable input (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Equity securities $ 6,898 $ — $ — $ 6,898 Available-for-sale securities: U.S. Treasury securities — 3,467 — 3,467 U.S. Government agency securities — 67,773 — 67,773 State and municipal securities — 53,587 — 53,587 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 136,652 — 136,652 Collateralized mortgage obligations (CMOs) — 78,009 — 78,009 Pooled trust preferred securities — — 108 108 Corporate debt securities — 8,132 — 8,132 Total debt securities available-for-sale — 347,620 108 347,728 Total recurring fair value measurements $ 6,898 $ 347,620 $ 108 $ 354,626 Nonrecurring fair value measurements Impaired loans $ — $ — $ 2,461 $ 2,461 Mortgage servicing rights — — 8 8 Total nonrecurring fair value measurements $ — $ — $ 2,469 $ 2,469 The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis, the fair value measurements by level within the fair value hierarchy as of December 31, 2018: December 31, 2018 Quoted prices in active markets for identical assets (Level 1) Significant other observable input (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Equity securities $ 9,421 $ — $ — $ 9,421 Debt securities available-for-sale U.S. Government agency securities — 68,409 — 68,409 State and municipal securities — 66,313 — 66,313 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 125,913 — 125,913 Collateralized mortgage obligations (CMOs) — 75,491 — 75,491 Pooled trust preferred securities — — 116 116 Corporate debt securities — 7,979 — 7,979 Total debt securities available-for-sale — 344,105 116 344,221 Total recurring fair value measurements $ 9,421 $ 344,105 $ 116 $ 353,642 Nonrecurring fair value measurements Impaired loans $ — $ — $ 3,055 $ 3,055 Mortgage servicing rights — — 5 5 Total nonrecurring fair value measurements $ — $ — $ 3,060 $ 3,060
Quantitative Information about Assets Measured at Fair Value	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which QNB has utilized Level 3 inputs to determine fair value: Quantitative information about Level 3 fair value measurements June 30, 2019 Fair value Valuation techniques Unobservable input Value or range of values Impaired loans $ 1,927 Appraisal of collateral (1) Appraisal adjustments (2) -10.0% to -25.0% Liquidation expenses (3) -10.0 % Impaired loans 534 Financial statement values for UCC collateral Financial statement value discounts (5) -30.0% to -100.0% Mortgage servicing rights 8 Discounted cash flow Remaining term 1 - 26 years Discount rate 12.0% to 12.5% Quantitative information about Level 3 fair value measurements December 31, 2018 Fair value Valuation techniques Unobservable input Value or range of values Impaired loans $ 1,632 Appraisal of collateral (1) Appraisal adjustments (2) -20.0% to -90.0% Liquidation expenses (3) -10.0 % Impaired loans 1,415 Financial statement values for UCC collateral Financial statement value discounts (5) -25.0% to -100.0% Impaired loans 8 Used commercial vehicle guides Guide value discounts (4) -10% Mortgage servicing rights 5 Discounted cash flow Remaining term 2 to 26 years Discount rate 12.0% to 12.5% (1) Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various level 3 inputs which are not always identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value. (3) Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value. (4) If lendable value (lower than wholesale) is utilized then no additional discounts are taken. If lendable value is not provided, additional discounts are applied. (5) Values obtained from financial statements for UCC collateral (fixed assets and inventory) are discounted to estimated realizable liquidation value.
Available-for-sale Securities Measured at Fair Value Using Significant Unobservable Inputs	The following table presents additional information about the available-for-sale securities measured at fair value on a recurring basis and for which QNB utilized significant unobservable inputs (Level 3 inputs) to determine fair value for the six months ended June 30, 2019 and 2018: Fair value measurements using significant unobservable inputs (Level 3) 2019 2018 Balance, January 1, $ 116 $ 215 Payments received (1 ) (119 ) Total gains or losses (realized/unrealized) Included in earnings — — Included in other comprehensive (loss) income (7 ) 22 Transfers in and/or out of Level 3 — — Balance, June 30, $ 108 $ 118
Financial and Off-balance Sheet Instruments	The estimated fair values and carrying amounts of the Company’s financial and off-balance sheet instruments are summarized as follows: Fair value measurements June 30, 2019 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 14,068 $ 14,068 $ 14,068 $ — $ — Investment securities: Equities 6,898 6,898 6,898 — — Available-for-sale 347,728 347,728 — 347,620 108 Restricted investment in stocks 1,872 1,872 — 1,872 — Net loans 808,429 824,020 — — 824,020 Mortgage servicing rights 440 556 — — 556 Accrued interest receivable 3,962 3,962 — 3,962 — Financial liabilities Deposits with no stated maturities $ 796,350 $ 796,350 $ 796,350 $ — $ — Deposits with stated maturities 234,311 234,083 — 234,083 — Short-term borrowings 59,048 59,048 59,048 — — Accrued interest payable 599 599 — 599 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 60 — 60 — Fair value measurements December 31, 2018 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 13,458 $ 13,458 $ 13,458 $ — $ — Investment securities: Equities 9,421 9,421 9,421 — — Available-for-sale 344,221 344,221 — 344,105 116 Restricted investment in stocks 797 797 — 797 — Net loans 776,614 771,685 — — 771,685 Mortgage servicing rights 451 604 — — 604 Accrued interest receivable 2,852 2,852 — 2,852 — Financial liabilities Deposits with no stated maturities $ 791,810 $ 791,810 $ 791,810 $ — $ — Deposits with stated maturities 223,788 220,876 — 220,876 — Short-term borrowings 50,872 50,872 50,872 — — Accrued interest payable 449 449 — 449 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 31 — 31 —

Note 10 - Off-balance-sheet F_2

Note 10 - Off-balance-sheet Financial Instruments and Guarantees (Tables)	6 Months Ended
	Jun. 30, 2019
Commitments And Contingencies Disclosure [Abstract]
Financial Instrument Commitments	A summary of the Company's financial instrument commitments is as follows: June 30, December 31, 2019 2018 Commitments to extend credit and unused lines of credit $ 282,695 $ 266,021 Standby letters of credit 16,815 17,269 Total financial instrument commitments $ 299,510 $ 283,290

Note 11 - Regulatory Restrict_2

Note 11 - Regulatory Restrictions (Tables)	6 Months Ended
	Jun. 30, 2019
Banking And Thrift [Abstract]
Capital Ratios and Regulatory Minimum Requirements	The Company and the Bank’s actual capital amounts and ratios are presented as follows: Capital levels Actual Adequately capitalized Well capitalized As of June 30, 2019 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 125,490 13.42 % $ 74,826 8.00 % $ 93,533 10.00 % Bank 114,572 12.53 73,163 8.00 91,454 10.00 Tier I capital (to risk-weighted assets): The Company 116,253 12.43 56,120 6.00 56,120 6.00 Bank 105,335 11.52 54,872 6.00 73,163 8.00 Common equity tier 1 capital (to risk-weighted assets): The Company 116,253 12.43 42,090 4.50 N/A N/A Bank 105,335 11.52 41,154 4.50 59,445 6.50 Tier I capital (to average assets): The Company 116,253 9.67 48,095 4.00 N/A N/A Bank 105,335 8.84 47,667 4.00 59,584 5.00 Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2018 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 120,379 13.21% $ 72,910 8.00 % $ 91,137 10.00 % Bank 110,508 12.52 70,619 8.00 88,273 10.00 Tier I capital (to risk-weighted assets): The Company 111,472 12.23 54,682 6.00 54,682 6.00 Bank 101,601 11.51 52,964 6.00 70,619 8.00 Common equity tier 1 capital (to risk-weighted assets): The Company 111,472 12.23 41,012 4.50 N/A N/A Bank 101,601 11.51 39,723 4.50 57,378 6.50 Tier I capital (to average assets): The Company 111,472 9.40 47,458 4.00 N/A N/A Bank 101,601 8.64 47,045 4.00 58,807 5.00

Note 2 - Recent Accounting Pr_3

Note 2 - Recent Accounting Pronouncements (Details Textual)	6 Months Ended
	Jun. 30, 2019Lease
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Lease agreement subsequent additional optional term in increments	5 years
Lease agreement option to extend on increments	true
Lease option to extend description	These rates ranged from 2.62% to 3.46%. QNB typically enters into lease agreements with an initial term of 5 to 10 years and subsequent additional optional terms in increments of 5 years.
Lease option to terminate description	The lease agreements also contain termination options. None of the leases contain purchase options and none transfer the ownership of the leased asset.
Lease option to terminate	true
Number of operating lease renewed	1
Number of new operating lease renewed	1
Minimum [Member]
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Lease rate range	2.62%
Lease agreements initial terms	5 years
Maximum [Member]
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
Lease rate range	3.46%
Lease agreements initial terms	10 years

Note 2 - Summary of Quantitativ

Note 2 - Summary of Quantitative Attributes of Operating Leases (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2019USD ($)
Lease cost:
Operating lease cost	$ 281
Total lease cost	281
Cash paid for amounts included in the measurement of lease liabilities:
Operating cashflows from operating leases	(282)
Total cash paid for amounts included in the measurement of lease liabilities	(282)
At implementation of new accounting guidance:
Right-of-use assets recorded for operating lease liabilities	2,005
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 501
Weighted average remaining lease term:
Operating leases	7 years 9 months 18 days
Weighted average discount rate:
Operating leases	3.16%

Note 2 - Summary of Maturities

Note 2 - Summary of Maturities Analysis of Operating Lease Liabilities and Reconciliation of Undiscounted Cash Flows to Total Operating Lease Liability (Details) $ in Thousands	Jun. 30, 2019USD ($)
Operating Leases
July 2019 thru June 2020	$ 500
July 2020 thru June 2021	397
July 2021 thru June 2022	371
July 2022 thru June 2023	357
July 2023 thru June 2024	284
July 2024 and thereafter	999
Total undiscounted cashflows	2,908
Total discount on cashflows	(399)
Total lease liabilities	$ 2,509

Note 3 - Stock-based Compensa_3

Note 3 - Stock-based Compensation and Shareholders' Equity (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended		51 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Dec. 31, 2018	Dec. 31, 2017
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Allocated share-based compensation expense	$ 33	$ 36	$ 60	$ 58
Employee service share-based compensation, nonvested awards, compensation cost not yet recognized	$ 154		$ 154		$ 154
Employee service share-based compensation, nonvested awards, compensation cost not yet recognized, period for recognition			32 months
Share-based compensation arrangement by share-based payment award, options, grants in period, gross			24,700	25,000
Share-based compensation arrangement by share-based payment award, options, forfeitures in period			1,500	1,600
Share-based compensation arrangement by share-based payment award, options, exercises in period			8,525	10,000
Share-based compensation arrangement by share-based payment award, options, outstanding, number	109,750	98,925	109,750	98,925	109,750	95,075	85,525
Share-based compensation arrangement by share-based payment award, options, grants in period, weighted average grant date fair value			$ 3.96	$ 5.29
The 2005 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, number of shares authorized	200,000		200,000		200,000
Share-based compensation arrangement by share-based payment award, options, grants in period, gross			184,200
Share-based compensation arrangement by share-based payment award, options, forfeitures in period			65,850
Share-based compensation arrangement by share-based payment award, options, exercises in period			103,950
Share-based compensation arrangement by share-based payment award, options, outstanding, number	14,400		14,400		14,400
The 2015 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, number of shares authorized	300,000		300,000		300,000
Share-based compensation arrangement by share-based payment award, options, grants in period, gross					98,200
Share-based compensation arrangement by share-based payment award, options, forfeitures in period					2,600
Share-based compensation arrangement by share-based payment award, options, exercises in period					250
Share-based compensation arrangement by share-based payment award, options, outstanding, number	95,350		95,350		95,350
Employee Stock Option [Member] | The 2005 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, period options can be exercised after grant date			6 months
Share-based compensation arrangement by share-based payment award, expiration period			5 years
Share-based compensation arrangement by share-based payment award, award vesting period			3 years

Note 3 - Assumptions Used in Op

Note 3 - Assumptions Used in Option Pricing Model (Details)	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Risk free interest rate	2.52%	2.15%
Dividend yield	3.36%	1.24%
Volatility	16.44%	18.12%
Expected life (years)	4 years 2 months 1 day	4 years 2 months 12 days

Note 3 - Stock Option Activity

Note 3 - Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Roll Forward
Outstanding-Number of options (in shares)	95,075	85,525
Granted-Number of options (in shares)	24,700	25,000
Exercised-Number of options (in shares)	(8,525)	(10,000)
Forfeited-Number of options (in shares)	(1,500)	(1,600)
Outstanding ending-Number of options (in shares)	109,750	98,925
Exercisable-Number of options (in shares)	36,600	26,525
Outstanding-Weighted average exercise price (in dollars per share)	$ 35.11	$ 30.94
Granted-Weighted average exercise price (in dollars per share)	38.15	43.60
Exercised-Weighted average exercise price (in dollars per share)	25.53	24.86
Forfeited-Weighted average exercise price (in dollars per share)	37.20	32.52
Outstanding ending-Weighted average exercise price (in dollars per share)	36.51	34.73
Exercisable-Weighted average exercise price (in dollars per share)	$ 29.95	$ 27.46
Outstanding ending-Weighted average remaining contractual term	2 years 10 months 2 days	2 years 11 months 26 days
Exercisable-Weighted average remaining contractual term	1 year 2 months 19 days	1 year 1 month 20 days
Outstanding ending-Aggregate intrinsic value	$ 258	$ 1,180
Exercisable-Aggregate intrinsic value	$ 258	$ 509

Note 4 - Computation of Basic a

Note 4 - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Earnings Per Share [Abstract]
Numerator for basic and diluted earnings per share - net income	$ 3,143	$ 2,862	$ 6,522	$ 5,797
Denominator for basic earnings per share - weighted average shares outstanding	3,494,620	3,460,360	3,490,724	3,456,467
Effect of dilutive securities - employee stock options	7,491	20,952	7,333	20,407
Denominator for diluted earnings per share - adjusted weighted average shares outstanding	3,502,111	3,481,312	3,498,057	3,476,874
Earnings per share - basic	$ 0.90	$ 0.83	$ 1.87	$ 1.68
Earnings per share - diluted	$ 0.90	$ 0.82	$ 1.86	$ 1.67

Note 4 - Earnings Per Share &_3

Note 4 - Earnings Per Share & Share Repurchase Plan (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018	Feb. 09, 2009
Earnings Per Share and Share Repurchase Plan [Line Items]
Treasury stock, shares	164,569		164,569		164,569
Treasury stock, value	$ 2,476		$ 2,476		$ 2,476
Board of Directors [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Stock repurchase plan approved date			Jan. 21, 2008
Share Repurchase Program 1 [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Treasury stock, shares, acquired			0	0
Treasury stock, shares	57,883		57,883
Treasury stock shares average price per share acquired			$ 16.97
Treasury stock, value	$ 982		$ 982
Share Repurchase Program 1 [Member] | Maximum [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Stock repurchase program, number of shares authorized to be repurchased						100,000
Employee Stock Option [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Antidilutive securities excluded from computation of earnings per share, amount	73,150	25,000	73,150	25,000

Note 5 - Components of Accumula

Note 5 - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive loss	$ (501)	$ (9,028)
Tax effect	105	1,896
Accumulated other comprehensive loss, net of tax	(396)	(7,132)
Unrealized Net Holding Losses on Available-for-sale Securities [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other comprehensive loss	$ (501)	$ (9,028)

Note 5 - Amounts Reclassified O

Note 5 - Amounts Reclassified Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Income before income taxes	$ 3,822	$ 3,434	$ 8,018	$ 6,926
Tax effect	(679)	(572)	(1,496)	(1,129)
Net income	$ 3,143	2,862	6,522	5,797
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Unrealized net holding gain on available-for-sale securities		4	(39)	3
Income before income taxes		4	(39)	3
Tax effect		(1)	8	(1)
Net income		$ 3	$ (31)	$ 2

Note 6 - Available-For-Sale Sec

Note 6 - Available-For-Sale Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	$ 347,728	$ 344,221
Investment securities available-for-sale, debt securities gross unrealized holding gains	1,633	394
Investment securities available-for-sale, debt securities gross unrealized holding losses	(2,134)	(9,422)
Investment securities available-for-sale, debt securities amortized cost	348,229	353,249
US Treasury Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	3,467
Investment securities available-for-sale, debt securities amortized cost	3,467
US Government Agencies Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	67,773	68,409
Investment securities available-for-sale, debt securities gross unrealized holding gains	8
Investment securities available-for-sale, debt securities gross unrealized holding losses	(226)	(2,072)
Investment securities available-for-sale, debt securities amortized cost	67,991	70,481
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	53,587	66,313
Investment securities available-for-sale, debt securities gross unrealized holding gains	704	195
Investment securities available-for-sale, debt securities gross unrealized holding losses	(26)	(464)
Investment securities available-for-sale, debt securities amortized cost	52,909	66,582
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	136,652	125,913
Investment securities available-for-sale, debt securities gross unrealized holding gains	453	79
Investment securities available-for-sale, debt securities gross unrealized holding losses	(1,182)	(4,251)
Investment securities available-for-sale, debt securities amortized cost	137,381	130,085
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	78,009	75,491
Investment securities available-for-sale, debt securities gross unrealized holding gains	342	87
Investment securities available-for-sale, debt securities gross unrealized holding losses	(675)	(2,549)
Investment securities available-for-sale, debt securities amortized cost	78,342	77,953
Collateralized Debt Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	108	116
Investment securities available-for-sale, debt securities gross unrealized holding losses	(13)	(6)
Investment securities available-for-sale, debt securities amortized cost	121	122
Corporate Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	8,132	7,979
Investment securities available-for-sale, debt securities gross unrealized holding gains	126	33
Investment securities available-for-sale, debt securities gross unrealized holding losses	(12)	(80)
Investment securities available-for-sale, debt securities amortized cost	$ 8,018	$ 8,026

Note 6 - Investment Securitie_2

Note 6 - Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Investments Debt And Equity Securities [Abstract]
Due in one year or less, Fair value	$ 10,069
Due after one year through five years, Fair value	270,673
Due after five years through ten years, Fair value	41,475
Due after ten years, Fair value	25,511
Total investment securities available-for-sale, Fair value	347,728	$ 344,221
Due in one year or less, Amortized cost	10,051
Due after one year through five years, Amortized cost	271,831
Due after five years through ten years, Amortized cost	41,297
Due after ten years, Amortized cost	25,050
Investment securities available-for-sale, debt securities amortized cost	$ 348,229	$ 353,249

Note 6 - Investment Securitie_3

Note 6 - Investment Securities (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2019USD ($)security	Jun. 30, 2018USD ($)	Jun. 30, 2019USD ($)security	Jun. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Investment Securities [Line Items]
Proceeds from sale of investment securities	$ 9,591,000	$ 1,756,000	$ 20,783,000	$ 4,159,000
Available-for-sale securities pledged as collateral	$ 202,175,000		$ 202,175,000		$ 194,573,000
Debt Securities, Available-for-sale, Restriction Type [Extensible List]	us-gaap:CollateralPledgedMember		us-gaap:CollateralPledgedMember		us-gaap:CollateralPledgedMember
Investment equity securities	$ 6,898,000		$ 6,898,000		$ 9,421,000
Proceeds from the sale of equity securities	4,162,000	678,000	4,520,000	1,390,000
Debt Securities [Member]
Investment Securities [Line Items]
Income tax expense (benefit) related to net realized gains (losses) on sales of securities	$ 0	1,000	(8,000)	1,000
Other than temporary impairment, credit losses recognized in earnings			$ 0	0
PreTSL [Member]
Investment Securities [Line Items]
Number of trust preferred securities | security	1		1
Available-for-sale, amortized cost	$ 121,000		$ 121,000
Fair value	108,000		108,000
Equity Securities [Member]
Investment Securities [Line Items]
Income tax expense (benefit) related to net realized gains (losses) on sales of securities	$ 52,000	$ 25,000	$ 347,000	$ (22,000)

Note 6 - Realized Gain (Loss) o

Note 6 - Realized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Investments Debt And Equity Securities [Abstract]
Gross realized gains	$ 16	$ 4	$ 36	$ 25
Gross realized losses	(16)	0	(75)	(22)
Other-than-temporary impairment	0	0	0	0
Total net gains (losses) on AFS securities	$ 0	$ 4	$ (39)	$ 3

Note 6 - Debt Securities in a C

Note 6 - Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2019USD ($)security	Dec. 31, 2018USD ($)security
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	201	321
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 8,223	$ 34,651
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(47)	(296)
Debt Securities in an unrealized loss position 12 months or longer, fair value	200,081	254,299
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(2,087)	(9,126)
Debt Securities in an unrealized loss position, fair value	208,304	288,950
Debt Securities in an unrealized loss position, unrealized losses	$ (2,134)	$ (9,422)
US Treasury Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	2
US Government Agencies Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	35	51
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 0	$ 0
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	0	0
Debt Securities in an unrealized loss position 12 months or longer, fair value	47,769	68,409
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(226)	(2,072)
Debt Securities in an unrealized loss position, fair value	47,769	68,409
Debt Securities in an unrealized loss position, unrealized losses	$ (226)	$ (2,072)
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	6	81
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 1,123	$ 21,657
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(12)	(204)
Debt Securities in an unrealized loss position 12 months or longer, fair value	1,308	10,558
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(14)	(260)
Debt Securities in an unrealized loss position, fair value	2,431	32,215
Debt Securities in an unrealized loss position, unrealized losses	$ (26)	$ (464)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	93	111
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 7,100	$ 12,561
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(35)	(91)
Debt Securities in an unrealized loss position 12 months or longer, fair value	97,546	108,802
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(1,147)	(4,160)
Debt Securities in an unrealized loss position, fair value	104,646	121,363
Debt Securities in an unrealized loss position, unrealized losses	$ (1,182)	$ (4,251)
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	60	73
Debt Securities in an unrealized loss position less than 12 months, fair value		$ 433
Debt Securities in an unrealized loss position less than 12 months, unrealized losses		(1)
Debt Securities in an unrealized loss position 12 months or longer, fair value	$ 49,344	62,467
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(675)	(2,548)
Debt Securities in an unrealized loss position, fair value	49,344	62,900
Debt Securities in an unrealized loss position, unrealized losses	$ (675)	$ (2,549)
Collateralized Debt Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	1	1
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 0	$ 0
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	0	0
Debt Securities in an unrealized loss position 12 months or longer, fair value	108	116
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(13)	(6)
Debt Securities in an unrealized loss position, fair value	108	116
Debt Securities in an unrealized loss position, unrealized losses	$ (13)	$ (6)
Corporate Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	4	4
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	$ 0	$ 0
Debt Securities in an unrealized loss position 12 months or longer, fair value	4,006	3,947
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(12)	(80)
Debt Securities in an unrealized loss position, fair value	4,006	3,947
Debt Securities in an unrealized loss position, unrealized losses	$ (12)	$ (80)

Note 6 - Summary of Unrealized

Note 6 - Summary of Unrealized and Realized Gains and Losses Recognized in Net Income on Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Investments Debt And Equity Securities [Abstract]
Net gains (losses) recognized during the period on equity securities	$ 179	$ 85	$ 1,200	$ (75)
Less: Net gains recognized during the period on equity securities sold during the period	584	44	629	130
Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date	$ (405)	$ 41	$ 571	$ (205)

Note 7 - Restricted Investmen_2

Note 7 - Restricted Investment in Stocks (Details Textual)	6 Months Ended
	Jun. 30, 2019USD ($)shares	Dec. 31, 2018USD ($)	Jun. 28, 2018
Investment Holdings [Line Items]
Restricted investment in stocks	$ 1,872,000	$ 797,000
Other than temporary impairment charge of restricted investment	0
Investment in Federal Home Loan Bank Stock [Member]
Investment Holdings [Line Items]
Restricted investment in stocks	1,860,000
Investment in Atlantic Community Bankers Bank Stock [Member]
Investment Holdings [Line Items]
Restricted investment in stocks	12,000
VISA Class B Stock [Member]
Investment Holdings [Line Items]
Restricted investment in stocks	$ 0
Number of shares owned | shares	6,502
VISA Class A Stock [Member]
Investment Holdings [Line Items]
Conversion factor per share			1.6298

Note 8 - Major Classes of Loans

Note 8 - Major Classes of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	$ 817,373	$ 785,208
Net unearned costs	220	240
Loans receivable	817,593	785,448
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	156,307	162,452
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	61,323	50,135
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	329,900	308,590
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	71,153	68,581
State and Political Subdivisions Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	50,184	43,737
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	6,717	6,785
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	67,008	67,453
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	$ 74,781	$ 77,475

Note 8 - Loans & Allowance fo_3

Note 8 - Loans & Allowance for Loan Losses (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2018USD ($)	Jun. 30, 2019USD ($)contractloan	Jun. 30, 2018USD ($)contract	Dec. 31, 2018USD ($)
Accounts Notes And Loans Receivable [Line Items]
Bank Overdrafts	$ 132,000		$ 132,000		$ 183,000
Financing receivable, modifications, recorded investment	3,219,000		$ 3,219,000		3,477,000
Number of newly identified TDR during the current period | contract			0
Loans and leases receivable, impaired, commitment to lend	0		$ 0		0
Financing receivables, impaired, troubled debt restructuring, write-down	5,000	$ 0	$ 5,000	$ 0
Financing receivable, modifications, subsequent default, number of contracts | contract			0	0
Performing Financial Instruments [Member]
Accounts Notes And Loans Receivable [Line Items]
Financing receivable, modifications, recorded investment	2,009,000		$ 2,009,000		2,160,000
Nonperforming Financial Instruments [Member]
Accounts Notes And Loans Receivable [Line Items]
Financing receivable, modifications, recorded investment	1,210,000		$ 1,210,000		$ 1,317,000
Residential Portfolio Segment [Member] | Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Mortgage loan on real estate number of loan in foreclosure | loan			5
Mortgage loans in process of foreclosure, amount	$ 662,000		$ 662,000
Residential Portfolio Segment [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan to value ratio			80.00%
Residential Buildings and Dwellings [Member] | Credit Concentration Risk [Member]
Accounts Notes And Loans Receivable [Line Items]
Concentration of loans to lessors percentage of total loans			16.20%		15.80%
Nonresidential Buildings [Member] | Credit Concentration Risk [Member]
Accounts Notes And Loans Receivable [Line Items]
Concentration of loans to lessors percentage of total loans			18.70%		18.10%

Note 8 - Internal Risk Ratings

Note 8 - Internal Risk Ratings and Payment Activity (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 817,373	$ 785,208
Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	668,867	633,495
Pass [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	655,790	613,642
Special Mention [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	505	1,514
Substandard [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	12,572	18,339
Doubtful [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	156,307	162,452
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	61,323	50,135
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	329,900	308,590
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	71,153	68,581
Commercial Portfolio Segment [Member] | Pass [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	152,617	155,219
Commercial Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	61,323	50,135
Commercial Portfolio Segment [Member] | Pass [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	322,077	297,713
Commercial Portfolio Segment [Member] | Pass [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	69,589	66,838
Commercial Portfolio Segment [Member] | Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	82
Commercial Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	505	1,259
Commercial Portfolio Segment [Member] | Special Mention [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	173
Commercial Portfolio Segment [Member] | Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	3,690	7,151
Commercial Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Substandard [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	7,318	9,618
Commercial Portfolio Segment [Member] | Substandard [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	1,564	1,570
Commercial Portfolio Segment [Member] | Doubtful [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	50,184	43,737
State and Political Subdivisions Portfolio Segment [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	50,184	43,737
State and Political Subdivisions Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
State and Political Subdivisions Portfolio Segment [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
State and Political Subdivisions Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 0	$ 0

Note 8 - Retail Loans by Credit

Note 8 - Retail Loans by Credit Quality (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 817,373	$ 785,208
Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	148,506	151,713
Performing Financial Instruments [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	147,609	150,481
Nonperforming Financial Instruments [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	897	1,232
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	6,717	6,785
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	67,008	67,453
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	74,781	77,475
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	6,613	6,659
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	66,441	66,513
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	74,555	77,309
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	104	126
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	567	940
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 226	$ 166

Note 8 - Past Due Loans (Detail

Note 8 - Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	$ 6,735	$ 5,941
Loans current	810,638	779,267
Loans and leases receivable	817,373	785,208
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	633	1,072
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	1,174	2,007
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	4,928	2,862
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	2,418	1,607
Loans current	153,889	160,845
Loans and leases receivable	156,307	162,452
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	87	94
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	205	141
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	2,126	1,372
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Loans current	61,323	50,135
Loans and leases receivable	61,323	50,135
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	2,486	1,972
Loans current	327,414	306,618
Loans and leases receivable	329,900	308,590
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	366	305
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	309	1,029
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	1,811	638
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	567	667
Loans current	70,586	67,914
Loans and leases receivable	71,153	68,581
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	24
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	168	352
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	399	291
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Loans current	50,184	43,737
Loans and leases receivable	50,184	43,737
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	52	82
Loans current	6,665	6,703
Loans and leases receivable	6,717	6,785
Retail Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	23	23
Retail Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	29	35
Retail Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	24
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	848	1,265
Loans current	66,160	66,188
Loans and leases receivable	67,008	67,453
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	544
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	393	245
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	455	476
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	364	348
Loans current	74,417	77,127
Loans and leases receivable	74,781	77,475
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	157	82
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	70	205
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	$ 137	$ 61

Note 8 - Non-accrual Loans (Det

Note 8 - Non-accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	$ 0	$ 0
Loans receivable	7,668	7,478
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	3,598	3,179
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	2,057	1,965
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	1,116	1,102
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	104	126
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	567	940
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	$ 226	$ 166

Note 8 - Allowance for Loan Los

Note 8 - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	$ 9,015	$ 8,037	$ 8,834	$ 7,841
Provision for (credit to) loan losses	150	187	375	375
Charge-offs	(73)	(67)	(155)	(93)
Recoveries	72	35	110	69
Allowance for loan losses, end of period	9,164	8,192	9,164	8,192
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	3,083	2,829	3,092	2,711
Provision for (credit to) loan losses	208	4	192	107
Charge-offs	0	0	0	0
Recoveries	11	7	18	22
Allowance for loan losses, end of period	3,302	2,840	3,302	2,840
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	602	557	551	563
Provision for (credit to) loan losses	73	16	124	10
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Allowance for loan losses, end of period	675	573	675	573
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	2,829	2,431	2,824	2,410
Provision for (credit to) loan losses	84	278	89	298
Charge-offs	0	0	0	0
Recoveries	0	1	0	2
Allowance for loan losses, end of period	2,913	2,710	2,913	2,710
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	743	835	754	816
Provision for (credit to) loan losses	(58)	(72)	(59)	(55)
Charge-offs	(5)	0	(36)	0
Recoveries	42	18	63	20
Allowance for loan losses, end of period	722	781	722	781
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	190	121	153	114
Provision for (credit to) loan losses	11	69	48	76
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Allowance for loan losses, end of period	201	190	201	190
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	166	61	164	57
Provision for (credit to) loan losses	80	21	108	39
Charge-offs	(67)	(23)	(102)	(49)
Recoveries	9	8	18	20
Allowance for loan losses, end of period	188	67	188	67
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	500	512	497	444
Provision for (credit to) loan losses	(67)	(3)	(64)	65
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Allowance for loan losses, end of period	433	509	433	509
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	341	381	338	357
Provision for (credit to) loan losses	(56)	(27)	(38)	(7)
Charge-offs	(1)	(44)	(17)	(44)
Recoveries	10	1	11	5
Allowance for loan losses, end of period	294	311	294	311
Unallocated Financing Receivables [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	561	310	461	369
Provision for (credit to) loan losses	(125)	(99)	(25)	(158)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Allowance for loan losses, end of period	$ 436	$ 211	$ 436	$ 211

Note 8 - Specific Reserve for L

Note 8 - Specific Reserve for Loans Modified as TDR's (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Receivables [Abstract]
TDRs with no specific allowance recorded - unpaid principal balance	$ 2,825	$ 2,513
TDRs with an allowance recorded - unpaid principal balance	394	964
Unpaid principal balance	3,219	3,477
TDRs with an allowance recorded - related allowance	$ 387	$ 411

Note 8 - Loans by Loan Class Mo

Note 8 - Loans by Loan Class Modified as TDRs (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2019contract	Jun. 30, 2018USD ($)contract
Financing Receivable Modifications [Line Items]
Number of contracts | contract	0
Retail Portfolio Segment [Member]
Financing Receivable Modifications [Line Items]
Number of contracts | contract		1
Pre-modification outstanding recorded investment		$ 47
Post-modification outstanding recorded investment		$ 47
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Modifications [Line Items]
Number of contracts | contract		1
Pre-modification outstanding recorded investment		$ 47
Post-modification outstanding recorded investment		$ 47

Note 8 - Loans Disaggregated by

Note 8 - Loans Disaggregated by Impairment Method (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	$ 9,164	$ 9,015	$ 8,834	$ 8,192	$ 8,037	$ 7,841
Allowance for loan losses - individually evaluated for impairment	2,166		1,664
Allowance for loan losses - collectively evaluated for impairment	6,562		6,709
Loans and leases receivable	817,373		785,208
Loans - individually evaluated for impairment	9,937		16,482
Loans - collectively evaluated for impairment	807,436		768,726
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	3,302	3,083	3,092	2,840	2,829	2,711
Allowance for loan losses - individually evaluated for impairment	1,952		1,461
Allowance for loan losses - collectively evaluated for impairment	1,350		1,631
Loans and leases receivable	156,307		162,452
Loans - individually evaluated for impairment	3,598		7,128
Loans - collectively evaluated for impairment	152,709		155,324
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	675	602	551	573	557	563
Allowance for loan losses - individually evaluated for impairment	0		0
Allowance for loan losses - collectively evaluated for impairment	675		551
Loans and leases receivable	61,323		50,135
Loans - collectively evaluated for impairment	61,323		50,135
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	2,913	2,829	2,824	2,710	2,431	2,410
Allowance for loan losses - individually evaluated for impairment	139		101
Allowance for loan losses - collectively evaluated for impairment	2,774		2,723
Loans and leases receivable	329,900		308,590
Loans - individually evaluated for impairment	3,476		6,083
Loans - collectively evaluated for impairment	326,424		302,507
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	722	743	754	781	835	816
Allowance for loan losses - individually evaluated for impairment	72		97
Allowance for loan losses - collectively evaluated for impairment	650		657
Loans and leases receivable	71,153		68,581
Loans - individually evaluated for impairment	1,733		1,740
Loans - collectively evaluated for impairment	69,420		66,841
State and Political Subdivisions Portfolio Segment [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	201	190	153	190	121	114
Allowance for loan losses - individually evaluated for impairment	0		0
Allowance for loan losses - collectively evaluated for impairment	201		153
Loans and leases receivable	50,184		43,737
Loans - individually evaluated for impairment	0		0
Loans - collectively evaluated for impairment	50,184		43,737
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	188	166	164	67	61	57
Allowance for loan losses - individually evaluated for impairment	0		0
Allowance for loan losses - collectively evaluated for impairment	188		164
Loans and leases receivable	6,717		6,785
Loans - individually evaluated for impairment	73		77
Loans - collectively evaluated for impairment	6,644		6,708
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	433	500	497	509	512	444
Allowance for loan losses - individually evaluated for impairment	3
Allowance for loan losses - collectively evaluated for impairment	430		497
Loans and leases receivable	67,008		67,453
Loans - individually evaluated for impairment	892		1,268
Loans - collectively evaluated for impairment	66,116		66,185
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	294	341	338	311	381	357
Allowance for loan losses - individually evaluated for impairment	0		5
Allowance for loan losses - collectively evaluated for impairment	294		333
Loans and leases receivable	74,781		77,475
Loans - individually evaluated for impairment	165		186
Loans - collectively evaluated for impairment	74,616		77,289
Unallocated Financing Receivables [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	$ 436	$ 561	$ 461	$ 211	$ 310	$ 369

Note 8 - Impaired Loans (Detail

Note 8 - Impaired Loans (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	$ 5,310		$ 11,763
Unpaid principal balance - with no specific allowance	6,404		12,873
Recorded investment - with an allowance	4,627		4,719
Unpaid principal balance - with an allowance	6,031		6,042
Related allowance	2,166		1,664
Unpaid principal balance	12,435		18,915
Recorded investment	9,937		16,482
Average recorded investment	11,886	$ 13,147
Interest income recognized	98	186
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	681		4,243
Unpaid principal balance - with no specific allowance	822		4,525
Recorded investment - with an allowance	2,917		2,885
Unpaid principal balance - with an allowance	4,247		4,128
Related allowance	1,952		1,461
Unpaid principal balance	5,069		8,653
Recorded investment	3,598		7,128
Average recorded investment	3,953	6,208
Interest income recognized	4	121
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	0
Unpaid principal balance - with no specific allowance	0
Recorded investment - with an allowance	0		0
Unpaid principal balance - with an allowance	0		0
Related allowance	0		0
Unpaid principal balance	0		0
Recorded investment	0		0
Average recorded investment	0	0
Interest income recognized	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	2,194		5,012
Unpaid principal balance - with no specific allowance	2,827		5,577
Recorded investment - with an allowance	1,282		1,071
Unpaid principal balance - with an allowance	1,311		1,095
Related allowance	139		101
Unpaid principal balance	4,138		6,672
Recorded investment	3,476		6,083
Average recorded investment	4,855	3,752
Interest income recognized	68	49
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	1,462		1,023
Unpaid principal balance - with no specific allowance	1,639		1,140
Recorded investment - with an allowance	271		717
Unpaid principal balance - with an allowance	311		773
Related allowance	72		97
Unpaid principal balance	1,950		1,913
Recorded investment	1,733		1,740
Average recorded investment	1,746	1,696
Interest income recognized	20	9
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	73		77
Unpaid principal balance - with no specific allowance	82		84
Recorded investment - with an allowance	0		0
Unpaid principal balance - with an allowance	0		0
Related allowance	0		0
Unpaid principal balance	82		84
Recorded investment	73		77
Average recorded investment	75	83
Interest income recognized	0	0
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	735		1,268
Unpaid principal balance - with no specific allowance	763		1,357
Recorded investment - with an allowance	157		0
Unpaid principal balance - with an allowance	162		0
Related allowance	3		0
Unpaid principal balance	925		1,357
Recorded investment	892		1,268
Average recorded investment	1,101	1,222
Interest income recognized	6	6
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	165		140
Unpaid principal balance - with no specific allowance	271		190
Recorded investment - with an allowance	0		46
Unpaid principal balance - with an allowance	0		46
Related allowance	0		5
Unpaid principal balance	271		236
Recorded investment	165		$ 186
Average recorded investment	156	186
Interest income recognized	$ 0	$ 1

Note 9 - Financial Assets Measu

Note 9 - Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Equity securities	$ 6,898	$ 9,421
Debt securities available-for-sale	347,728	344,221
US Treasury Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	3,467
US Government Agencies Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	67,773	68,409
US States and Political Subdivisions Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	53,587	66,313
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	136,652	125,913
Collateralized Mortgage Obligations [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	78,009	75,491
Pooled Trust Preferred Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	108	116
Corporate Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	8,132	7,979
Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	354,626	353,642
Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	2,469	3,060
Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	2,461	3,055
Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	8	5
Fair Value, Inputs, Level 1 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Equity securities	6,898	9,421
Fair Value, Inputs, Level 1 [Member] | Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	6,898	9,421
Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	347,620	344,105
Fair Value, Inputs, Level 2 [Member] | US Treasury Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	3,467
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	67,773	68,409
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	53,587	66,313
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	136,652	125,913
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	78,009	75,491
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	8,132	7,979
Fair Value, Inputs, Level 2 [Member] | Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	347,620	344,105
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	108	116
Fair Value, Inputs, Level 3 [Member] | Pooled Trust Preferred Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	108	116
Fair Value, Inputs, Level 3 [Member] | Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	108	116
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	2,469	3,060
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	2,461	3,055
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	$ 8	$ 5

Note 9 - Fair Value Measureme_3

Note 9 - Fair Value Measurements and Disclosures (Details Textual)	3 Months Ended	6 Months Ended
	Jun. 30, 2019USD ($)securityissuer	Jun. 30, 2019USD ($)securityissuer	Jun. 30, 2018USD ($)
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Number of underlying issuers | issuer	4	4
Expected credit losses or prepayments		$ 0
Swap rate period		30 years
Measurement Input, Discount Rate [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Discount rate	0.0581	0.0581
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair value, measurement with unobservable inputs reconciliation, recurring basis, asset, gain (loss) included in earnings		$ 0	$ 0
Fair Value, Inputs, Level 3 [Member] | Collateralized Debt Obligations [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Number of trust preferred securities | security	1	1
Maximum [Member] | London Interbank Offered Rate (LIBOR) [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair value, measurement with unobservable inputs reconciliation, recurring basis, asset, gain (loss) included in earnings	$ 0	$ 0

Note 9 - Quantitative Informati

Note 9 - Quantitative Information about Assets Measured at Fair Value (Details) $ in Thousands		6 Months Ended	12 Months Ended
		Jun. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		$ 2,469	$ 3,060
Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		2,461	3,055
Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		8	5
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		2,469	3,060
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		2,461	3,055
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		$ 8	$ 5
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value liquidation inputs	[1],[2]	(10.00%)	(10.00%)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Measurement Input, Comparability Adjustment [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[2],[3]	(0.100)	(0.200)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Measurement Input, Comparability Adjustment [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[2],[3]	(0.250)	(0.900)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements	[2]	$ 1,927	$ 1,632
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Minimum [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[4]	(30.00%)	(25.00%)
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Maximum [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[4]	(100.00%)	(100.00%)
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements	[4]	$ 534	$ 1,415
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Expected Term [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value expected term		1 year	2 years
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Expected Term [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value expected term		26 years	26 years
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Discount Rate [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		12.00%	12.00%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Discount Rate [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		12.50%	12.50%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		$ 8	$ 5
Fair Value, Inputs, Level 3 [Member] | Used Commercial Vehicle Guides Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[5]		(10.00%)
Fair Value, Inputs, Level 3 [Member] | Used Commercial Vehicle Guides Valuation Technique [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements	[5]		$ 8
[1]	Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value.
[2]	Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various level 3 inputs which are not always identifiable.
[3]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value.
[4]	Values obtained from financial statements for UCC collateral (fixed assets and inventory) are discounted to estimated realizable liquidation value.
[5]	If lendable value (lower than wholesale) is utilized then no additional discounts are taken. If lendable value is not provided, additional discounts are applied.

Note 9 - Available-for-sale Sec

Note 9 - Available-for-sale Securities Measured at Fair Value Using Significant Unobservable Inputs (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance, January 1,	$ 116	$ 215
Payments received	(1)	(119)
Included in earnings	0	0
Included in other comprehensive (loss) income	(7)	22
Transfers in and/or out of Level 3	0	0
Balance, June 30,	$ 108	$ 118

Note 9 - Financial and Off-bala

Note 9 - Financial and Off-balance Sheet Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018	Jun. 30, 2018	Dec. 31, 2017
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents	$ 14,068	$ 13,458	$ 11,726	$ 16,331
Equities	6,898	9,421
Available-for-sale	347,728	344,221
Restricted investment in stocks	1,872	797
Net loans	808,429	776,614
Mortgage servicing rights	440	451
Accrued interest receivable	3,962	2,852
Deposits	1,030,661	1,015,598
Short-term borrowings	59,048	50,872
Accrued interest payable	599	449
Cash and cash equivalents	14,068	13,458
Restricted investment in stocks	1,872	797
Net loans	824,020	771,685
Mortgage servicing rights	556	604
Accrued interest receivable	3,962	2,852
Short-term borrowings	59,048	50,872
Accrued interest payable	599	449
Fair Value, Inputs, Level 1 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Equities	6,898	9,421
Cash and cash equivalents	14,068	13,458
Short-term borrowings	59,048	50,872
Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Available-for-sale	347,620	344,105
Restricted investment in stocks	1,872	797
Accrued interest receivable	3,962	2,852
Accrued interest payable	599	449
Fair Value, Inputs, Level 3 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Available-for-sale	108	116
Net loans	824,020	771,685
Mortgage servicing rights	556	604
Standby Letters of Credit [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Commitments to extend credit	60	31
Standby Letters of Credit [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Commitments to extend credit	60	31
With No Stated Maturities [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	796,350	791,810
Deposits	796,350	791,810
With No Stated Maturities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	796,350	791,810
With Stated Maturities [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	234,311	223,788
Deposits	234,083	220,876
With Stated Maturities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	$ 234,083	$ 220,876

Note 10 - Financial Instrument

Note 10 - Financial Instrument Commitments (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	$ 299,510	$ 283,290
Commitments to Extend Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	282,695	266,021
Standby Letters of Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	$ 16,815	$ 17,269

Note 10 - Financial Instrumen_2

Note 10 - Financial Instrument Commitments (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2019USD ($)
Commitments And Contingencies Disclosure [Line Items]
Standby letters of credit	$ 15,746
Maximum [Member]
Commitments And Contingencies Disclosure [Line Items]
Standby letters of credit expiration period	1 year

Note 11 - Capital Ratios and Re

Note 11 - Capital Ratios and Regulatory Minimum Requirements (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
The Company [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 125,490	$ 120,379
Tier 1 capital	116,253	111,472
Common equity tier 1 capital	116,253	111,472
Tier 1 leverage capital	$ 116,253	$ 111,472
Capital to risk-weighted assets	13.42%	13.21%
Tier 1 capital to risk-weighted assets	12.43%	12.23%
Common equity tier 1 capital to risk-weighted assets	12.43%	12.23%
Tier 1 leverage capital to average assets	9.67%	9.40%
Capital required for capital adequacy	$ 74,826	$ 72,910
Tier 1 capital required for capital adequacy	56,120	54,682
Common equity tier 1 capital required for capital adequacy	42,090	41,012
Tier 1 leverage capital required for capital adequacy	$ 48,095	$ 47,458
Capital required for capital adequacy to risk-weighted assets	8.00%	8.00%
Tier 1 capital required for capital adequacy to risk-weighted assets	6.00%	6.00%
Common equity tier 1 capital required for capital adequacy to risk-weighted assets	4.50%	4.50%
Tier 1 leverage capital required for capital adequacy to average assets	4.00%	4.00%
Capital required to be well capitalized	$ 93,533	$ 91,137
Tier 1 capital required to be well capitalized	$ 56,120	$ 54,682
Capital required to be well capitalized to risk-weighted assets	10.00%	10.00%
Tier 1 capital required to be well capitalized to risk-weighted assets	6.00%	6.00%
Bank [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 114,572	$ 110,508
Tier 1 capital	105,335	101,601
Common equity tier 1 capital	105,335	101,601
Tier 1 leverage capital	$ 105,335	$ 101,601
Capital to risk-weighted assets	12.53%	12.52%
Tier 1 capital to risk-weighted assets	11.52%	11.51%
Common equity tier 1 capital to risk-weighted assets	11.52%	11.51%
Tier 1 leverage capital to average assets	8.84%	8.64%
Capital required for capital adequacy	$ 73,163	$ 70,619
Tier 1 capital required for capital adequacy	54,872	52,964
Common equity tier 1 capital required for capital adequacy	41,154	39,723
Tier 1 leverage capital required for capital adequacy	$ 47,667	$ 47,045
Capital required for capital adequacy to risk-weighted assets	8.00%	8.00%
Tier 1 capital required for capital adequacy to risk-weighted assets	6.00%	6.00%
Common equity tier 1 capital required for capital adequacy to risk-weighted assets	4.50%	4.50%
Tier 1 leverage capital required for capital adequacy to average assets	4.00%	4.00%
Capital required to be well capitalized	$ 91,454	$ 88,273
Tier 1 capital required to be well capitalized	73,163	70,619
Common equity tier 1 capital required to be well capitalized	59,445	57,378
Tier 1 leverage capital required to be well capitalized	$ 59,584	$ 58,807
Capital required to be well capitalized to risk-weighted assets	10.00%	10.00%
Tier 1 capital required to be well capitalized to risk-weighted assets	8.00%	8.00%
Common equity tier 1 capital required to be well capitalized to risk-weighted assets	6.50%	6.50%
Tier 1 leverage capital required to be well capitalized to average assets	5.00%	5.00%