QNB (QNBC) 10-Q 9 Aug 21 2021 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2021	Jul. 30, 2021
Cover [Abstract]
Entity Registrant Name	QNB Corp.
Trading Symbol	QNBC
Title of 12(g) Security	Common Stock
Security Exchange Name	NONE
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		3,555,546
Amendment Flag	false
Entity Central Index Key	0000750558
Entity Filer Category	Non-accelerated Filer
Document Period End Date	Jun. 30, 2021
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q2
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Document Quarterly Report	true
Document Transition Report	false
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity File Number	0-17706
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	23-2318082
Entity Address, Address Line One	15 North Third Street
Entity Address, Address Line Two	P.O. Box 9005
Entity Address, City or Town	Quakertown
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18951-9005
City Area Code	215
Local Phone Number	538-5600

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 13,526	$ 13,422
Interest-bearing deposits in banks	43,095	25,909
Total cash and cash equivalents	56,621	39,331
Investments:
Available-for-sale (amortized cost $546,852 and $428,495)	549,385	435,646
Equity securities (cost of $13,705 and $12,784)	15,445	12,849
Restricted investment in stocks	1,142	1,041
Loans held-for-sale	5,018	6,570
Loans receivable	920,923	920,042
Allowance for loan losses	(11,202)	(10,826)
Net loans	909,721	909,216
Bank-owned life insurance	11,331	11,791
Premises and equipment, net	17,292	15,404
Accrued interest receivable	4,208	4,825
Net deferred tax assets	500	66
Other assets	4,690	3,490
Total assets	1,575,353	1,440,229
Deposits
Demand, non-interest bearing	235,548	204,584
Interest-bearing demand	422,024	395,364
Money market	122,466	96,811
Savings	387,234	334,223
Time less than $100	98,719	107,582
Time $100 through $250	51,018	59,984
Time greater than $250	26,724	29,519
Total deposits	1,343,733	1,228,067
Short-term borrowings	75,021	58,838
Long-term debt	10,000	10,000
Accrued interest payable	240	350
Other liabilities	9,019	8,529
Total liabilities	1,438,013	1,305,784
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,746,606 shares and 3,725,202 shares issued; 3,559,546 and 3,556,533 shares outstanding	2,342	2,328
Surplus	23,162	22,430
Retained earnings	113,074	106,644
Accumulated other comprehensive gain, net of tax	2,001	5,649
Treasury stock, at cost; 187,060 and 168,669 shares	(3,239)	(2,606)
Total shareholders' equity	137,340	134,445
Total liabilities and shareholders' equity	$ 1,575,353	$ 1,440,229

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Statement Of Financial Position [Abstract]
Available-for-sale, amortized cost	$ 546,852	$ 428,495
Equity securities, cost	$ 13,705	$ 12,784
Common stock, par value (in dollars per share)	$ 0.625	$ 0.625
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	3,746,606	3,725,202
Common stock, shares outstanding (in shares)	3,559,546	3,556,533
Treasury stock, shares (in shares)	187,060	168,669

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest income
Interest and fees on loans	$ 9,436	$ 8,958	$ 19,447	$ 18,334
Interest and dividends on available-for-sale & equity securities:
Taxable	1,482	1,404	2,796	2,969
Tax-exempt	434	348	820	698
Interest on interest-bearing balances and other interest income	28	30	48	70
Total interest income	11,380	10,740	23,111	22,071
Interest on deposits
Interest-bearing demand	261	245	499	825
Money market	93	95	175	242
Savings	287	277	577	645
Time less than $100	231	409	510	872
Time of $100 through $250	111	253	256	582
Time greater than $250	67	138	153	310
Interest on short-term borrowings	73	50	128	142
Interest on long-term debt	39	39	78	56
Total interest expense	1,162	1,506	2,376	3,674
Net interest income	10,218	9,234	20,735	18,397
Provision for loan losses	183	250	458	750
Net interest income after provision for loan losses	10,035	8,984	20,277	17,647
Non-interest income
Net gain on sales and calls of available-for-sale and equity securities	294	169	636	169
Unrealized gain (loss) on investment equity securities	579	1,166	1,675	(1,774)
Fees for services to customers	296	242	595	653
ATM and debit card	709	516	1,302	1,004
Retail brokerage and advisory	193	169	360	282
Bank-owned life insurance	73	69	336	137
Merchant	119	97	223	188
Net gain on sale of loans	120	365	472	446
Other	151	24	339	141
Total non-interest income	2,534	2,817	5,938	1,246
Non-interest expense
Salaries and employee benefits	4,342	3,985	8,359	8,057
Net occupancy	535	524	1,153	1,047
Furniture and equipment	670	656	1,340	1,331
Marketing	261	155	475	477
Third party services	594	503	1,082	957
Telephone, postage and supplies	176	194	374	389
State taxes	227	159	500	402
FDIC insurance premiums	211	142	382	279
Other	733	551	1,407	1,208
Total non-interest expense	7,749	6,869	15,072	14,147
Income before income taxes	4,820	4,932	11,143	4,746
Provision for income taxes	951	998	2,224	592
Net income	$ 3,869	$ 3,934	$ 8,919	$ 4,154
Earnings per share - basic	$ 1.09	$ 1.11	$ 2.51	$ 1.18
Earnings per share - diluted	1.09	1.11	2.51	1.18
Cash dividends per share	$ 0.35	$ 0.34	$ 0.70	$ 0.68

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Statement Of Income And Comprehensive Income [Abstract]
Net income, Before tax amount	$ 4,820	$ 4,932	$ 11,143	$ 4,746
Net unrealized holding (losses) gains on available-for-sale securities:
Unrealized holding gains (losses) arising during the period, Before tax amount	3,393	1,103	(4,613)	6,915
Reclassification adjustment for gains included in net income, Before tax amount	(2)	(1)	(5)	(1)
Other comprehensive (loss) income, Before tax amount	3,391	1,102	(4,618)	6,914
Unrealized holding (losses) gains arising during the period, Tax expense (benefit)	712	231	(969)	1,452
Reclassification adjustment for gains included in net income, Tax expense (benefit)			(1)
Other comprehensive (loss) income, Tax expense (benefit)	712	231	(970)	1,452
Unrealized holding (losses) gains arising during the period, Net of tax amount	2,681	872	(3,644)	5,463
Reclassification adjustment for gains included in net income, Net of tax amount	(2)	(1)	(4)	(1)
Other comprehensive (loss) income, Net of tax amount	2,679	871	(3,648)	5,462
Total comprehensive income, Before tax amount	8,211	6,034	6,525	11,660
Tax expense (benefit)	951	998	2,224	592
Total comprehensive income, Tax expense (benefit)	1,663	1,229	1,254	2,044
Net income	3,869	3,934	8,919	4,154
Total comprehensive income, Net of tax amount	$ 6,548	$ 4,805	$ 5,271	$ 9,616

Consolidated Statement of Share

Consolidated Statement of Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2019	$ 120,717	$ 2,303	$ 21,261	$ 99,372	$ 257	$ (2,476)
Balance (in shares) at Dec. 31, 2019		3,519,767
Net income	4,154			4,154
Other comprehensive income (loss), net of tax	5,462				5,462
Cash dividends declared	(2,399)			(2,399)
Stock issued in connection with dividend reinvestment and stock purchase plan	460	$ 10	450
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)		16,450
Stock issued for employee stock purchase plan	75	$ 2	73
Stock issued for employee stock purchase plan (in shares)		2,923
Stock issued for options exercised	$ 37	$ 2	35
Stock issued for options exercised (in shares)	9,550	3,121
Stock-based compensation expense	$ 57		57
Balance at Jun. 30, 2020	128,563	$ 2,317	21,876	101,127	5,719	(2,476)
Balance (in shares) at Jun. 30, 2020		3,542,261
Balance at Mar. 31, 2020	124,613	$ 2,309	21,537	98,395	4,848	(2,476)
Balance (in shares) at Mar. 31, 2020		3,530,670
Net income	3,934			3,934
Other comprehensive income (loss), net of tax	871				871
Cash dividends declared	(1,202)			(1,202)
Stock issued in connection with dividend reinvestment and stock purchase plan	240	$ 6	234
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)		8,668
Stock issued for employee stock purchase plan	75	$ 2	73
Stock issued for employee stock purchase plan (in shares)		2,923
Stock-based compensation expense	32		32
Balance at Jun. 30, 2020	128,563	$ 2,317	21,876	101,127	5,719	(2,476)
Balance (in shares) at Jun. 30, 2020		3,542,261
Balance at Dec. 31, 2020	$ 134,445	$ 2,328	22,430	106,644	5,649	(2,606)
Balance (in shares) at Dec. 31, 2020	3,556,533	3,556,533
Net income	$ 8,919			8,919
Other comprehensive income (loss), net of tax	(3,648)				(3,648)
Cash dividends declared	(2,489)			(2,489)
Stock issued in connection with dividend reinvestment and stock purchase plan	421	$ 8	413
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)		12,143
Stock issued for employee stock purchase plan	75	$ 2	73
Stock issued for employee stock purchase plan (in shares)		2,744
Stock issued for options exercised	$ 187	$ 4	183
Stock issued for options exercised (in shares)	19,025	6,517
Stock-based compensation expense	$ 63		63
Treasury stock purchase	(633)					(633)
Treasury stock purchase (in shares)		(18,391)
Balance at Jun. 30, 2021	$ 137,340	$ 2,342	23,162	113,074	2,001	(3,239)
Balance (in shares) at Jun. 30, 2021	3,559,546	3,559,546
Balance at Mar. 31, 2021	$ 131,996	$ 2,335	22,781	110,451	(678)	(2,893)
Balance (in shares) at Mar. 31, 2021		3,559,169
Net income	3,869			3,869
Other comprehensive income (loss), net of tax	2,679				2,679
Cash dividends declared	(1,246)			(1,246)
Stock issued in connection with dividend reinvestment and stock purchase plan	214	$ 4	210
Stock issued in connection with dividend reinvestment and stock purchase plan (in shares)		5,824
Stock issued for employee stock purchase plan	75	$ 2	73
Stock issued for employee stock purchase plan (in shares)		2,744
Stock issued for options exercised	56	$ 1	55
Stock issued for options exercised (in shares)		1,500
Stock-based compensation expense	43		43
Treasury stock purchase	(346)					(346)
Treasury stock purchase (in shares)		(9,691)
Balance at Jun. 30, 2021	$ 137,340	$ 2,342	$ 23,162	$ 113,074	$ 2,001	$ (3,239)
Balance (in shares) at Jun. 30, 2021	3,559,546	3,559,546

Consolidated Statement of Sha_2

Consolidated Statement of Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Retained Earnings [Member]
Cash dividends declared, per share (in dollars per share)	$ 0.35	$ 0.34	$ 0.70	$ 0.68

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Operating Activities
Net income	$ 8,919,000	$ 4,154,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	919,000	999,000
Provision for loan losses	458,000	750,000
Net gain on calls and sales of debt and equity securities	(636,000)	(169,000)
Net unrealized (gain) loss on equity securities	(1,675,000)	1,774,000
Net gain on sale of loans	(472,000)	(446,000)
Proceeds from sales of residential mortgages held-for-sale	13,124,000	10,193,000
Origination of residential mortgages held-for-sale	(10,597,000)	(12,449,000)
Increase in cash surrender value of bank-owned life insurance	(336,000)	(137,000)
Stock-based compensation expense	63,000	57,000
Deferred income tax provision (benefit)	536,000	(511,000)
Net (decrease) increase in income taxes payable	(139,000)	392,000
Net increase (decrease) in accrued interest receivable	617,000	(904,000)
Amortization of mortgage servicing rights and change in valuation allowance	63,000	112,000
Net amortization of premiums and discounts on investment securities	1,527,000	959,000
Net decrease in accrued interest payable	(110,000)	(458,000)
Operating lease payments	(324,000)	(324,000)
Increase in other assets	(1,127,000)	(645,000)
Decrease in other liabilities	(38,000)	(1,408,000)
Net cash provided by operating activities	10,772,000	1,939,000
Investing Activities
Proceeds from payments, maturities and calls of investments available-for-sale	58,198,000	95,070,000
Proceeds from the sale of investments available-for-sale	0	6,931,000
Proceeds from the sale of equity securities	2,412,000	1,428,000
Purchases of investments available-for-sale	(176,992,000)	(148,081,000)
Purchases of equity securities	(2,702,000)	(4,614,000)
Proceeds from redemption of investment in restricted stock		1,495,000
Purchases of restricted stock	(101,000)	(1,463,000)
Net increase in loans	(1,466,000)	(58,177,000)
Net purchases of premises and equipment	(3,038,000)	(345,000)
Redemption of Bank Owned Life Insurance investment	797,000
Net cash used in investing activities	(122,892,000)	(107,756,000)
Financing Activities
Net increase in non-interest bearing deposits	30,964,000	63,311,000
Net increase in interest-bearing deposits	84,702,000	82,017,000
Net increase in short-term borrowings	16,183,000	1,481,000
Increase in long-term debt		10,000,000
Cash dividends paid, net of reinvestment	(2,187,000)	(2,109,000)
Purchase of treasury shares	(633,000)
Proceeds from issuance of common stock	381,000	282,000
Net cash provided by financing activities	129,410,000	154,982,000
Increase in cash and cash equivalents	17,290,000	49,165,000
Cash and cash equivalents at beginning of year	39,331,000	17,608,000
Cash and cash equivalents at end of period	56,621,000	66,773,000
Supplemental Cash Flow Disclosures
Interest paid	2,486,000	4,132,000
Net income taxes paid	1,826,000	712,000
Non-cash transactions:
Unsettled trades to purchase securities	(1,085,000)	(1,873,000)
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 698,000	$ 1,086,000

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Jun. 30, 2021
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Basis of Presentation	1. BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements include the accounts of QNB Corp. and its wholly-owned subsidiary, QNB Bank (the “Bank”). The consolidated entity is referred to herein as “QNB” or the “Company”. All significant intercompany accounts and transactions are eliminated in the consolidated financial statements. These consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto included in QNB's 2020 Annual Report incorporated in the Form 10-K. Operating results for the six-month period ended June 30, 2021 are not necessarily indicative of the results that may be expected for the year ending December 31, 2021. The unaudited consolidated financial statements reflect all adjustments which, in the opinion of management, are necessary for a fair presentation of the results of operations for the period and are of a normal and recurring nature. Tabular information, other than share and per share data, is presented in thousands of dollars. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities at the dates of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from such estimates. QNB has evaluated events and transactions occurring subsequent to the balance sheet date of June 30, 2021 for items that should potentially be recognized or disclosed in these consolidated financial statements. Recent COVID-19 Developments Currently all QNB office lobbies are opened with their normal operating hours and banking by appointment service remains available. Drive-ups are also operating under normal hours. QNB continues to follow any state mandates. Employees with remote access are encouraged to work from home. QNB has not incurred any significant disruptions to its business continuity. Under the Economic Aid Act, the SBA and Department of the Treasury reopened the Paycheck Protection Program (“PPP”) to certain borrowers on January 11, 2021 and released the applications for first- and second-draw loans. QNB originated 315 new PPP loans for a total of $35,021,000 during the six months ended June 30, 2021. Second-draw customers made up 244 of these loans, or $32,240,000 and first-draw customers made up the remaining 71 loans, or $2,781,000. Additionally, 526 PPP loans, or $62,085,000, were forgiven during the six months ended June 30, 2021. QNB closed a total of 975 PPP loans totaling $117,496,000 of which 449 loans, totaling $54,627,000, were outstanding at June 30, 2021. QNB received origination fees from the SBA ranging from a flat fee of $2,500 per loan to one to five basis points of the loan origination balance which are recognized in interest income as a yield adjustment over the term of the loan. On March 30, 2021, the president signed into law the PPP Extension Act of 2021 (the “Act”), which extended the PPP application deadline from March 31, 2021 to May 31, 2021. Upon requests from customers, QNB has provided payment relief to those affected by the COVID-19 Pandemic. QNB has: offered an interest only payment option, granted in 90 day increments; has provided payment deferment for mortgage and consumer loans with no late fee during the deferment period; has granted foreclosure and motor vehicle repossession reprieve; and will not adversely impact credit reporting for customers who were granted relief on mortgage or consumer loans. None of these modifications are considered troubled-debt restructurings as the customers were not experiencing financial difficulty prior to the COVID-19 Pandemic. Interest continues to be accrued on all COVID-19 modifications during the deferment period. QNB modified a total 276 commercial loans, or $187,936,000, and 49 retail loans, or $9,108,000, during 2020 and 2021 due to COVID-19. As of June 30, 2021, QNB had no remaining modifications on the commercial portfolio. As of June 30, 2021, QNB had modifications to two retail portfolio loans with an aggregate outstanding balance of $232,000; both loans had extended the initial deferment period. We will continue work with our borrowers during this difficult time. The full impact of the COVID-19 Pandemic is unknown and rapidly evolving. Uncertainties exist related to the duration of the COVID-19 Pandemic and its potential effects on QNB’s customers and prospects, including impacts on national and local economies, unemployment, maintaining a competent workforce, and disruptions in the supply chain. There are no assurances as to how the COVID-19 Pandemic might affect QNB’s loan, investment and deposit portfolios .

Note 2 - Recent Accounting Pron

Note 2 - Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2021
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
Recent Accounting Pronouncements	2. RECENT ACCOUNTING PRONOUNCEMENTS On June 16, 2016, the FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses (Topic 326) To that end, the new guidance: • Eliminates the probable initial recognition threshold in current accounting principles generally accepted in the United States of America (“U.S. GAAP”) and, instead, reflects an organization’s current estimate of all expected credit losses over the contractual term of its financial assets • Broadens the information an entity can consider when measuring credit losses to include forward-looking information • Increases usefulness of the financial statements by requiring timely inclusion of forecasted information in forming expectations of credit losses • Increases comparability of purchased financial assets with credit deterioration (PCD assets) with other purchased assets that do not have credit deterioration as well as originated assets because credit losses that are expected will be recorded through an allowance for credit losses for all assets • Increases users’ understanding of underwriting standards and credit quality trends by requiring additional information about credit quality indicators by year of origination (vintage) • For available-for-sale debt securities, aligns the income statement recognition of credit losses with the reporting period in which changes occur by recording credit losses (and subsequent changes in credit losses) through an allowance rather than a write down The new guidance affects organizations that hold financial assets and net investments in leases that are not accounted for at fair value with changes in fair value reported in net income. The new guidance affects loans, debt securities, trade receivables, net investments in leases, off-balance-sheet credit exposures, reinsurance receivables, and any other financial assets not excluded from the scope that have the contractual right to receive cash. On October 16, 2019, FASB adopted its August 15, 2019 proposal to delay the effective dates for certain smaller reporting companies for the implementation CECL. For public business entities that are U.S. Securities and Exchange Commission (“SEC”) filers, the new guidance is effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019, except for smaller reporting companies, whose effective date is effective for fiscal years, and interim periods with those fiscal years, beginning after December 15, 2022. QNB continues to evaluate the impact of this new standard on its consolidated financial statements and currently does not anticipates a material change to its allowance for loan losses upon the eventual implementation of CECL.

Note 3 - Stock-based Compensati

Note 3 - Stock-based Compensation and Shareholders' Equity	6 Months Ended
	Jun. 30, 2021
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock-Based Compensation and Shareholders Equity	3. STOCK-BASED COMPENSATION AND SHAREHOLDERS’ EQUITY QNB sponsors stock-based compensation plans, administered by a Board committee (the “Committee”), under which both qualified and non-qualified stock options may be granted periodically to certain employees. Compensation cost has been measured using the fair value of an award on the grant date and is recognized over the service period, which is usually the vesting period. Stock-based compensation expense was $43,000 and $32,000 for the three months ended June 30, 2021 and 2020, respectively. Stock-based compensation expense was $63,000 and $57,000 for the six months ended June 30, 2021 and 2020, respectively. As of June 30 , 20 2 1 , there was approximately $ of unrecognized compensation cost related to unvested share-based compensation award grants that is expected to be recognized over the next 26 months . Options are granted to certain employees at prices equal to the market value of the stock on the date the options are granted. The 2015 Plan authorized the issuance of 300,000 shares. The time period during which any option is exercisable under the 2015 Plan is determined by the Committee but shall not commence before the expiration of six months after the date of grant or continue beyond the expiration of five years after the date the option is awarded. The granted options vest after a three-year The following assumptions were used in the option pricing model in determining the fair value of options granted during the period: For the Six Months Ended June 30, 2021 2020 Risk free interest rate 0.20 % 1.52 % Dividend yield 4.17 % 3.60 % Volatility 21.14 % 13.46 % Expected life (years) 4.88 4.03 The risk-free interest rate was selected based upon yields of U.S. Treasury securities with a term approximating the expected life of the option being valued. Historical information was the basis for the selection of the expected dividend yield, expected volatility and expected lives of the options. The fair market value of options granted in the six months ended June 30, 2021 and 2020 was $3.08 and $2.42, respectively. Stock option activity during the six months ended June 30, 2021 and 2020 is as follows: Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2020 116,550 $ 37.42 Granted 25,000 32.50 Exercised (19,025 ) 30.97 Forfeited (3,125 ) 30.40 Outstanding at June 30, 2021 119,400 $ 37.60 2.17 $ - Exercisable at June 30, 2021 45,475 $ 4.73 0.65 $ - Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2019 103,350 $ 36.96 Granted 25,000 36.50 Exercised (9,550 ) 29.39 Forfeited — — Outstanding at June 30, 2020 118,800 $ 37.47 2.71 $ - Exercisable at June 30, 2020 44,600 $ 34.27 1.17 $ -

Note 4 - Earnings Per Share & S

Note 4 - Earnings Per Share & Share Repurchase Plan	6 Months Ended
	Jun. 30, 2021
Earnings Per Share [Abstract]
Earnings Per Share & Share Repurchase Plan	4. EARNINGS PER SHARE & SHARE REPURCHASE PLAN The following sets forth the computation of basic and diluted earnings per share: For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Numerator for basic and diluted earnings per share - net income $ 3,869 $ 3,934 $ 8,919 $ 4,154 Denominator for basic earnings per share - weighted average shares outstanding 3,556,550 3,532,079 3,555,804 3,527,373 Effect of dilutive securities - employee stock options 693 — — 1,018 Denominator for diluted earnings per share - adjusted weighted average shares outstanding 3,557,243 3,532,079 3,555,804 3,528,391 Earnings per share - basic $ 1.09 $ 1.11 $ 2.51 $ 1.18 Earnings per share - diluted 1.09 1.11 2.51 1.18 There were 94,400 and 118,000 stock options that were anti-dilutive for the three-month periods ended June 30, 2021 and 2020, respectively. There were 119,400 and 98,150 stock options that were anti-dilutive for the six-month periods ended June 30, 2021 and 2020, respectively. These stock options were not included in the above calculation. QNB’s current stock repurchase plan was originally approved by the Board of Directors on January 21, 2008, increased the amount on February 9, 2009 to 100,000 shares, and subsequently increased on April 29, 2021 up to 200,000 shares of its common stock in the open market or privately negotiated transactions. The repurchase authorization has no termination date. There were 18,391 and no shares repurchased during the six months ended June 30, 2021 and 2020, respectively. As of June 30, 2021, 80,374 shares were repurchased under this authorization at an average price of $21.72 and a total cost of approximately $1,745,000.

Note 5 - Comprehensive Income (

Note 5 - Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2021
Other Comprehensive Income Loss Tax [Abstract]
Comprehensive Income (Loss)	5. COMPREHENSIVE INCOME (LOSS) The following shows the components of accumulated other comprehensive income (loss) at June 30, 2021 and December 31, 2020: June 30, December 31, 2021 2020 Unrealized net holding gains on available-for-sale securities $ 2,533 $ 7,151 Unrealized gains (losses) on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings — — Accumulated other income 2,533 7,151 Tax effect (532 ) (1,502 ) Accumulated other comprehensive income, net of tax $ 2,001 $ 5,649 The following tables present amounts reclassified out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2021 and 2020: For the Three Months Ended June 30, Amount reclassified from accumulated other comprehensive income Details about accumulated other comprehensive income 2021 2020 Affected line item in statement of income Unrealized net holding gains on available-for-sale securities $ 2 $ 1 Net gain on sales of investments available-for-sale Other-than-temporary impairment on investment securities — — Net other-than-temporary impairment losses on investment securities 2 1 Tax effect — — Provision for income taxes Total reclassification out of accumulated other comprehensive income, net of tax $ 2 $ 1 Net of tax For the Six Months Ended June 30, Amount reclassified from accumulated other comprehensive income Details about accumulated other comprehensive income (loss) 2021 2020 Affected line item in statement of income Unrealized net holding gains on available-for-sale securities $ 5 $ 1 Net gain on sales of investments available-for-sale Other-than-temporary impairment on investment securities — — Net other-than-temporary impairment losses on investment securities 5 1 Tax effect (1 ) — Provision for income taxes Total reclassification out of accumulated other comprehensive income , net of tax $ 4 $ 1 Net of tax

Note 6 - Investment Securities

Note 6 - Investment Securities	6 Months Ended
	Jun. 30, 2021
Investments Debt And Equity Securities [Abstract]
Investment Securities	6. INVESTMENT SECURITIES Available-For-Sale Securities The amortized cost and estimated fair values of investment securities available-for-sale at June 30, 2021 and December 31, 2020 were as follows: Gross Gross unrealized unrealized Fair holding holding Amortized June 30, 2021 value gains losses cost U.S. Government agency $ 68,879 $ 15 $ (1,084 ) $ 69,948 State and municipal 116,657 1,939 (688 ) 115,406 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 265,793 2,204 (1,055 ) 264,644 Collateralized mortgage obligations (CMOs) 90,147 1,254 (235 ) 89,128 Pooled trust preferred 72 — (12 ) 84 Corporate debt 7,837 195 — 7,642 Total investment debt securities available-for-sale $ 549,385 $ 5,607 $ (3,074 ) $ 546,852 Gross Gross unrealized unrealized Fair holding holding Amortized December 31, 2020 value gains losses cost U.S. Government agency $ 69,776 $ 26 $ (246 ) $ 69,996 State and municipal 87,812 2,350 (45 ) 85,507 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 175,847 3,328 (24 ) 172,543 Collateralized mortgage obligations (CMOs) 94,948 1,751 (5 ) 93,202 Pooled trust preferred 70 — (14 ) 84 Corporate debt 7,193 59 (29 ) 7,163 Total investment debt securities available-for-sale $ 435,646 $ 7,514 $ (363 ) $ 428,495 The amortized cost and estimated fair value of securities available-for-sale by contractual maturity at June 30, 2021 are shown in the following table. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Securities are assigned to categories based on contractual maturity except for mortgage-backed securities and CMOs which are based on the estimated average life of these securities and municipal securities that have been pre-refunded. June 30, 2021 Fair value Amortized cost Due in one year or less $ 6,391 $ 6,343 Due after one year through five years 328,734 326,189 Due after five years through ten years 121,665 122,199 Due after ten years 92,595 92,121 Total investment debt securities available-for-sale $ 549,385 $ 546,852 There were no investment sales for the three or six months ended June 30, 2021. Proceeds from sales of investment securities available-for-sale were approximately $956,000 for the three months ended June 30, 2020. Proceeds from sales of investment securities available-for-sale were approximately $6,931,000 for the six months ended June 30, 2020. At June 30, 2021 and December 31, 2020, investment securities available-for-sale totaling approximately $258,917,000 and $220,934,000, respectively, were pledged as collateral for repurchase agreements and deposits of public funds. The following table presents information related to the Company’s gains and losses on the sales and calls of securities available-for-sale, and losses recognized for the other-than-temporary impairment (“OTTI”) of these investments. Gains and losses on available-for-sale securities are computed on the specific identification method and included in non-interest income. Gross realized losses on debt securities are net of other-than-temporary impairment charges: For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Gross realized gains $ 2 $ 1 $ 5 $ 6 Gross realized losses — — — (5 ) Other-than-temporary impairment — — — — Total net gains (losses) on AFS securities $ 2 $ 1 $ 5 $ 1 The tax expense applicable to the net realized gains for both of the three-month periods ended June 30, 2021 and 2020 was $0. The tax expense applicable to the net realized gains for the six-month periods ended June 30, 2021 and 2020 was $1,000 and $0, respectively. QNB recognizes OTTI for debt securities classified as available-for-sale in accordance with FASB ASC 320, Investments – Debt and Equity Securities, which requires that we assess whether we intend to sell or it is more likely than not that the Company will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired and that we do not intend to sell and will not be required to sell prior to recovery of our amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows discounted at the security’s effective yield. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and, therefore, is not required to be recognized as a loss in the statement of income but is recognized in other comprehensive income. QNB believes that we will fully collect the carrying value of securities on which we have recorded a non-credit related impairment in other comprehensive income . No credit impairments were recognized on debt securities during the three or six months ended June 30 , 20 2 1 and 20 20 , respectively . The following table indicates the length of time individual debt securities have been in a continuous unrealized loss position as of June 30, 2021 and December 31, 2020: Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized June 30, 2021 securities value losses value losses value losses U.S. Government agency 32 $ 62,908 $ (1,084 ) $ — $ — $ 62,908 $ (1,084 ) State and municipal 70 44,351 (688 ) — — $ 44,351 $ (688 ) U.S. Government agencies and sponsored enterprises (GSEs): $ — $ — Mortgage-backed 37 121,209 (1,055 ) — — $ 121,209 $ (1,055 ) Collateralized mortgage obligations (CMOs) 14 26,879 (235 ) 38 — $ 26,917 $ (235 ) Pooled trust preferred 1 — — 72 (12 ) $ 72 $ (12 ) Corporate debt — — — — — $ — $ — Total 154 $ 255,347 $ (3,062 ) $ 110 $ (12 ) $ 255,457 $ (3,074 ) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2020 securities value losses value losses value losses U.S. Government agency 19 $ 37,754 $ (246 ) $ — $ — $ 37,754 $ (246 ) State and municipal 11 6,821 (45 ) — — 6,821 (45 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 4 8,626 (24 ) — — 8,626 (24 ) Collateralized mortgage obligations (CMOs) 3 3,262 (5 ) — — 3,262 (5 ) Pooled trust preferred 1 — — 70 (14 ) 70 (14 ) Corporate debt 1 2,971 (29 ) — — 2,971 (29 ) Total 39 $ 59,434 $ (349 ) $ 70 $ (14 ) $ 59,504 $ (363 ) Management evaluates debt securities, which are comprised of U.S. Government agencies, state and municipalities, mortgage-backed securities, CMOs and corporate debt securities, for other-than-temporary impairment and considers the current economic conditions, the length of time and the extent to which the fair value has been less than cost, interest rates and the bond rating of each security. The unrealized losses at June 30, 2021 in U.S. Government agency securities, state and municipal securities, mortgage-backed securities, and CMOs are primarily the result of interest rate fluctuations. If held to maturity, these bonds will mature at par, and QNB will not realize a loss. The Company has the intent to hold the securities and does not believe it will be required to sell the securities before recovery occurs. QNB holds one pooled trust preferred security as of June 30, 2021. This security has a total amortized cost of approximately $84,000 and a fair value of $72,000. The pooled trust preferred security is available-for-sale and is carried at fair value. Marketable Equity Securities The Company’s investment in marketable equity securities primarily consists of investments with readily determinable fair values in large cap stock companies. Changes in fair value is recorded in unrealized gain/(losses) in non-interest income. At June 30, 2021 and December 31, 2020, the Company had $15,445,000 and $12,849,000, respectively, in equity securities recorded at fair value. The following is a summary of unrealized and realized gains and losses recognized in net income on equity securities during the three and six months ended June 30, 2021 and 2020: For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Net gains (loss) recognized during the period on equity securities $ 871 $ 1,334 $ 2,306 $ (1,606 ) Less: Net gains recognized during the period on equity securities sold during the period 292 168 631 168 Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ 579 $ 1,166 $ 1,675 $ (1,774 ) Tax expense applicable to the net gains recognized for the three months ended June 30, 2021 and 2020 was $252,000 and $386,000, repectively. Tax expense applicable to the net gains recognized for the six months ended June 30, 2021 was $666,000. Tax benefit applicable to the net losses recognized for the six months ended June 30, 2020 was $464,000. Proceeds from sales of investment equity securities were approximately $1,185,000 and $1,421,000 for the three months ended June 30, 2021 and 2020, respectively. Proceeds from sales of investment equity securities were approximately $2,412,000 and $1,428,000 for the six months ended June 30, 2021 and 2020, respectively.

Note 7 - Restricted Investment

Note 7 - Restricted Investment in Stocks	6 Months Ended
	Jun. 30, 2021
Schedule Of Investments [Abstract]
Restricted Investment in Stocks	7. RESTRICTED INVESTMENT IN STOCKS Restricted investment in stocks includes Federal Home Loan Bank of Pittsburgh (“FHLB”) with a carrying cost of $1,130,000, Atlantic Community Bankers Bank (“ACBB”) stock with a carrying cost of $12,000 and VISA Class B stock with a carrying cost of $0 at June 30, 2021. FHLB and ACBB stock was issued to the Bank as a requirement to facilitate the Bank’s participation in borrowing and other banking services. The Bank’s investment in FHLB stock may fluctuate, as it is based on the member banks’ use of FHLB’s services. The Bank owns 6,502 shares of Visa Class B stock, which was necessary to participate in Visa services in support of the Bank’s credit card, debit card, and related payment programs (permissible activities under banking regulations) as a member institution. Following the resolution of Visa’s covered litigation, shares of Visa’s Class B stock will be converted to Visa Class A shares using a conversion factor (1.6228 as of September 27, 2019), which is periodically adjusted to reflect VISA’s ongoing litigation costs. There is a very limited market for this stock, as only current owners of Class B shares are permitted to transact in Class B. Due to the lack of orderly trades and public information of such trades, Visa Class B stock does not have a readily determinable fair value. These restricted investments are carried at cost and evaluated for OTTI periodically. As of June 30, 2021, there was no OTTI associated with these shares.

Note 8 - Loans & Allowance for

Note 8 - Loans & Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Loans & Allowance for Loan Losses	8. LOANS & ALLOWANCE FOR LOAN LOSSES Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the principal amount outstanding, net of deferred loan fees and costs. Interest income is accrued on the principal amount outstanding. Loan origination and commitment fees and related direct costs are deferred and amortized to income over the term of the respective loan and loan commitment period as a yield adjustment. Loans held-for-sale consists of residential mortgage loans that are carried at the lower of aggregate cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance charged to income. Gains and losses on residential mortgages held-for-sale are included in non-interest income. QNB maintains an allowance for loan losses, which is intended to absorb probable known and inherent losses in the outstanding loan portfolio. The allowance is reduced by actual credit losses and is increased by the provision for loan losses and recoveries of previous losses. The provisions for loan losses are charged to earnings to bring the total allowance for loan losses to a level considered necessary by management. The allowance for loan losses is based on management’s continuing review and evaluation of the loan portfolio. The level of the allowance is determined by assigning specific reserves to individually identified problem credits and general reserves to all other loans. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value) of the impaired loan is lower than the carrying value of that loan. The portion of the allowance that is allocated to internally criticized and non-accrual loans is determined by estimating the inherent loss on each credit after giving consideration to the value of underlying collateral. The general component covers pools of loans by loan class including commercial loans not considered impaired, as well as smaller balance homogeneous loans, such as residential real estate, home equity and other consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates. These loss rates are based on a three-year history of charge-offs and are more heavily weighted for recent experience for each of these categories of loans, adjusted for qualitative factors. These qualitative risk factors include: 1. Lending policies and procedures, including underwriting standards and collection, charge-off and recovery practices. 2. Effect of external factors, such as legal and regulatory requirements. 3. National, regional, and local economic and business conditions as well as the condition of various market segments, including the value of underlying collateral for collateral dependent loans. 4. Nature and volume of the portfolio including growth. 5. Experience, ability, and depth of lending management and staff. 6. Volume and severity of past due, classified and nonaccrual loans. 7. Quality of the Company’s loan review system, and the degree of oversight by the Company’s Board of Directors. 8. Existence and effect of any concentrations of credit and changes in the level of such concentrations. 9. The duration of the COVID-19 Pandemic, modifications and stimulus packages masking underlying credit issues Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. Management emphasizes loan quality and close monitoring of potential problem credits. Credit risk identification and review processes are utilized in order to assess and monitor the degree of risk in the loan portfolio. QNB’s lending and credit administration staff are charged with reviewing the loan portfolio and identifying changes in the economy or in a borrower’s circumstances which may affect the ability to repay debt or the value of pledged collateral. A loan classification and review system exists that identifies those loans with a higher than normal risk of collectability. Each commercial loan is assigned a grade based upon an assessment of the borrower’s financial capacity to service the debt and the presence and value of collateral for the loan. An independent firm reviews risk assessment and evaluates the adequacy of the allowance for loan losses. Management meets monthly to review the credit quality of the loan portfolio and quarterly to review the allowance for loan losses. In addition, various regulatory agencies, as an integral part of their examination process, periodically review QNB’s allowance for loan losses. Such agencies may require QNB to recognize additions to the allowance based on their judgments using information available to them at the time of their examination. Management believes that it uses the best information available to make determinations about the adequacy of the allowance and that it has established its existing allowance for loan losses in accordance with U.S. GAAP. If circumstances differ substantially from the assumptions used in making determinations, future adjustments to the allowance for loan losses may be necessary and results of operations could be affected. Because future events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that increases to the allowance will not be necessary should the quality of any loans deteriorate as a result of the factors discussed above. Major classes of loans are as follows: June 30, December 31, 2021 2020 Commercial: Commercial and industrial $ 191,900 $ 227,431 Construction 49,411 57,594 Secured by commercial real estate 417,984 377,586 Secured by residential real estate 80,412 81,897 State and political subdivisions 24,085 25,302 Retail: 1-4 family residential mortgages 91,100 82,739 Home equity loans and lines 62,978 63,943 Consumer 4,945 5,364 Total loans 922,815 921,856 Net unearned (fees) costs (1,892 ) (1,814 ) Loans receivable $ 920,923 $ 920,042 Loans secured by commercial real estate include all loans collateralized at least in part by commercial real estate. These loans may not be for the express purpose of conducting commercial real estate transactions. Overdrafts are reclassified as loans and are included in consumer loans above and total loans receivable on the Consolidated Balance Sheets. At June 30, 2021 and December 31, 2020 overdrafts were approximately $91,000 and $258,000, respectively. QNB generally lends in its trade area which is comprised of Quakertown and the surrounding communities. To a large extent, QNB makes loans collateralized at least in part by real estate. Its lending activities could be affected by changes in the general economy, the regional economy, or real estate values. Other than disclosed in the table above, at June 30, 2021, there was a concentration of loans to lessors of residential buildings and dwellings of 15.2% of total loans and to lessors of nonresidential buildings of 22.0% of total loans, compared with 14.9% and 19.6% of total loans, respectively, at December 31, 2020. These concentrations were primarily within the commercial real estate categories. QNB continues to provide solutions to customers experiencing financial hardship caused by the COVID-19 Pandemic. As of June 30, 2021, QNB had no modifications to commercial portfolio and had modifications to approximately 0.1% of the June 30, 2021 retail portfolio, related to the COVID-19 Pandemic. One loan was modified two times and totaled $228,000 with deferred interest and or principal payments of six months. One loan was modified four times and totaled $4,000 with deferred interest and or principal payments between of 12 months. The following table illustrates the modified loans by major loan class and total deferral by number of months. June 30, 2021 Total Number of Months Deferred 0-3 Months 4-6 Months 7-9 Months 10-12 Months 13+ Months Total Commercial: Commercial and industrial $ — $ — $ — $ — $ — $ — Construction — — — — — — Secured by commercial real estate — — — — — — Secured by residential real estate — — — — — — State and political subdivisions — — — — — — Retail: — 1-4 family residential mortgages — 228 — — — 228 Home equity loans and lines — — — — — — Consumer — — — 4 4 Total COVID-19 Modified Loans $ — $ 228 $ — $ 4 $ — $ 232 At June 30, 2021, QNB had 449 PPP loans totaling $54,627,000 reported in commercial and industrial loans. The PPP loans are 100% guaranteed by the SBA. QNB received origination fees from the SBA ranging from a flat fee of $2,500 to one to five basis points of the originated loan amount which are recognized in interest income as a yield adjustment over the term of the loan. At June 30, 2021 and December 31, 2020, net unearned (fees) costs included $1,669,000 and $1,909,000, respectively, in PPP loan origination fees net of costs. The Company engages in a variety of lending activities, including commercial, residential real estate and consumer transactions. The Company focuses its lending activities on individuals, professionals and small to medium sized businesses. Risks associated with lending activities include economic conditions and changes in interest rates, which can adversely impact both the ability of borrowers to repay their loans and the value of the associated collateral. Commercial and industrial loans, commercial real estate loans, construction loans and residential real estate loans with a business purpose are generally perceived as having more risk of default than residential real estate loans with a personal purpose and consumer loans. These types of loans involve larger loan balances to a single borrower or groups of related borrowers and are more susceptible to a risk of loss during a downturn in the business cycle. These loans may involve greater risk because the availability of funds to repay these loans depends on the successful operation of the borrower’s business. The assets financed are used within the business for its ongoing operation. Repayment of these kinds of loans generally comes from the cash flow of the business or the ongoing conversions of assets, such as accounts receivable and inventory, to cash. Typical collateral for commercial and industrial loans includes the borrower’s accounts receivable, inventory and machinery and equipment. Commercial real estate and residential real estate loans secured for a business purpose are originated primarily within the eastern Pennsylvania market area at conservative loan-to-value ratios and often backed by the individual guarantees of the borrowers or owners. Repayment of this kind of loan is dependent upon either the ongoing cash flow of the borrowing entity or the resale or lease of the subject property. Commercial real estate loans may be affected to a greater extent than residential loans by adverse conditions in real estate markets or the economy because commercial real estate borrowers’ ability to repay their loans depends on successful development of their properties, as well as the factors affecting residential real estate borrowers. Loans to state and political subdivisions are tax-exempt or taxable loans to municipalities, school districts and housing and industrial development authorities. These loans can be general obligations of the municipality or school district repaid through their taxing authority, revenue obligations repaid through the income generated by the operations of the authority, such as a water or sewer authority, or loans issued to a housing and industrial development agency, for which a private corporation is responsible for payments on the loans. The Company originates fixed-rate and adjustable-rate real estate-residential mortgage loans for personal purposes that are secured by first liens on the underlying 1-4 family residential properties. Credit risk exposure in this area of lending is minimized by the evaluation of the credit worthiness of the borrower, including debt-to-income ratios, credit scores and adherence to underwriting policies that emphasize conservative loan-to-value ratios of generally no more than 80%. Residential mortgage loans granted in excess of the 80% loan-to-value ratio criterion are generally insured by private mortgage insurance. The real estate-home equity portfolio consists of fixed-rate home equity loans and variable-rate home equity lines of credit. Risks associated with loans secured by residential properties are generally lower than commercial loans and include general economic risks, such as the strength of the job market, employment stability and the strength of the housing market. Since most loans are secured by a primary or secondary residence, the borrower’s continued employment is the greatest risk to repayment. The Company offers a variety of loans to individuals for personal and household purposes. Consumer loans are generally considered to have greater risk than first or second mortgages on real estate because they may be unsecured, or, if they are secured, the value of the collateral may be difficult to assess and is more likely to decrease in value than real estate. Credit risk in this portfolio is controlled by conservative underwriting standards that consider debt-to-income levels and the creditworthiness of the borrower and, if secured, collateral values. The Company employs a ten-grade risk rating system related to the credit quality of commercial loans and loans to state and political subdivisions of which the first six categories are pass categories (credits not adversely rated). The following is a description of the internal risk ratings and the likelihood of loss related to each risk rating. 1 Excellent - no apparent risk 2 Good - minimal risk 3 Acceptable - lower risk 4 Acceptable - average risk 5 Acceptable – higher risk 6 Pass watch 7 Special Mention - potential weaknesses 8 Substandard - well defined weaknesses 9 Doubtful - full collection unlikely 10 Loss - considered uncollectible The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential problem loans. Each loan officer assigns a rating to all loans in the portfolio at the time the loan is originated. Loans with risk ratings of one through five are reviewed annually based on the borrower’s fiscal year. Loans with risk ratings of six are reviewed every six to twelve months based on the dollar amount of the relationship with the borrower. Loans with risk ratings of seven through ten are reviewed at least quarterly, and as often as monthly, at management’s discretion. The Company also utilizes an outside loan review firm to review the portfolio on a semi-annual basis to provide the Board of Directors and senior management an independent review of the Company’s loan portfolio on an ongoing basis. These reviews are designed to recognize deteriorating credits in their earliest stages in an effort to reduce and control risk in the lending function as well as identifying potential shifts in the quality of the loan portfolio. The examinations by the outside loan review firm include the review of lending activities with respect to underwriting and processing new loans, monitoring the risk of existing loans and to provide timely follow-up and corrective action for loans showing signs of deterioration in quality. In addition, the outside firm reviews the methodology for the allowance for loan losses to determine compliance to policy and regulatory guidance. The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of June 30, 2021 and December 31, 2020: June 30, 2021 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 184,227 $ 55 $ 7,618 $ — $ 191,900 Construction 49,411 — — — 49,411 Secured by commercial real estate 401,540 2,889 13,555 — 417,984 Secured by residential real estate 79,052 — 1,360 — 80,412 State and political subdivisions 24,085 — — — 24,085 Total $ 738,315 $ 2,944 $ 22,533 $ — $ 763,792 December 31, 2020 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 219,104 $ 77 $ 8,250 $ — $ 227,431 Construction 57,594 — — — 57,594 Secured by commercial real estate 361,393 3,914 12,279 — 377,586 Secured by residential real estate 80,233 — 1,664 — 81,897 State and political subdivisions 25,302 — — — 25,302 Total $ 743,626 $ 3,991 $ 22,193 $ — $ 769,810 For retail loans, the Company evaluates credit quality based on the performance of the individual credits. The following tables present the recorded investment in the retail classes of the loan portfolio based on payment activity as of June 30, 2021 and December 31, 2020: June 30, 2021 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 90,352 $ 748 $ 91,100 Home equity loans and lines 62,239 739 62,978 Consumer 4,845 100 4,945 Total $ 157,436 $ 1,587 $ 159,023 December 31, 2020 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 82,103 $ 636 $ 82,739 Home equity loans and lines 63,191 752 63,943 Consumer 5,259 105 5,364 Total $ 150,553 $ 1,493 $ 152,046 The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of June 30, 2021 and December 31, 2020: June 30, 2021 30-59 past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 2,380 $ 8 $ 641 $ 3,029 $ 188,871 $ 191,900 Construction — — — — 49,411 49,411 Secured by commercial real estate — — — — 417,984 417,984 Secured by residential real estate — — 197 197 80,215 80,412 State and political subdivisions — — — — 24,085 24,085 Retail: 1-4 family residential mortgages — — 132 132 90,968 91,100 Home equity loans and lines — 39 31 70 62,908 62,978 Consumer 50 24 — 74 4,871 4,945 Total $ 2,430 $ 71 $ 1,001 $ 3,502 $ 919,313 $ 922,815 December 31, 2020 30-59 days past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 2,392 $ 31 $ 1,157 $ 3,580 $ 223,851 $ 227,431 Construction — — — — 57,594 57,594 Secured by commercial real estate 318 — 40 358 377,228 377,586 Secured by residential real estate 189 — 340 529 81,368 81,897 State and political subdivisions — — — — 25,302 25,302 Retail: 1-4 family residential mortgages 396 303 282 981 81,758 82,739 Home equity loans and lines 16 2 51 69 63,874 63,943 Consumer 178 5 — 183 5,181 5,364 Total $ 3,489 $ 341 $ 1,870 $ 5,700 $ 916,156 $ 921,856 The following tables disclose the recorded investment in loans receivable that are either on non-accrual status or past due 90 days or more and still accruing interest as of June 30, 2021 and December 31, 2020: June 30, 2021 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 3,598 Construction — — Secured by commercial real estate — 2,404 Secured by residential real estate — 596 State and political subdivisions — — Retail: 1-4 family residential mortgages — 748 Home equity loans and lines — 739 Consumer — 100 Total $ — $ 8,185 December 31, 2020 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 4,367 Construction — — Secured by commercial real estate — 2,905 Secured by residential real estate — 875 State and political subdivisions — — Retail: 1-4 family residential mortgages — 636 Home equity loans and lines — 752 Consumer — 105 Total $ — $ 9,640 Activity in the allowance for loan losses for the three and six months ended June 30, 2021 and 2020 are as follows: For the Three Months Ended June 30, 2021 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 3,916 $ (285 ) $ — $ 13 $ 3,644 Construction 313 (16 ) — — 297 Secured by commercial real estate 4,094 145 — — 4,239 Secured by residential real estate 825 383 (38 ) 2 1,172 State and political subdivisions 86 (2 ) — — 84 Retail: 1-4 family residential mortgages 610 (69 ) — — 541 Home equity loans and lines 368 3 (12 ) 2 361 Consumer 263 294 (65 ) 2 494 Unallocated 640 (270 ) N/A N/A 370 Total $ 11,115 $ 183 $ (115 ) $ 19 $ 11,202 For the Three Months Ended June 30, 2020 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 4,657 $ (323 ) $ (72 ) $ 8 $ 4,270 Construction 286 1 — — 287 Secured by commercial real estate 3,286 125 — 12 3,423 Secured by residential real estate 608 108 — 5 721 State and political subdivisions 134 (14 ) — — 120 Retail: 1-4 family residential mortgages 660 (74 ) — — 586 Home equity loans and lines 333 (71 ) — 4 266 Consumer 278 67 (102 ) 25 268 Unallocated 92 431 N/A N/A 523 Total $ 10,334 $ 250 $ (174 ) $ 54 $ 10,464 For the Six Months Ended June 30, 2021 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 4,050 $ (432 ) $ — $ 26 $ 3,644 Construction 346 (49 ) — — 297 Secured by commercial real estate 3,736 503 — — 4,239 Secured by residential real estate 871 326 (38 ) 13 1,172 State and political subdivisions 89 (5 ) — — 84 Retail: — 1-4 family residential mortgages 533 8 — — 541 Home equity loans and lines 386 (17 ) (12 ) 4 361 Consumer 265 304 (97 ) 22 494 Unallocated 550 (180 ) N/A N/A 370 Total $ 10,826 $ 458 $ (147 ) $ 65 $ 11,202 For the Six Months Ended June 30, 2020 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 4,689 $ (364 ) $ (72 ) $ 17 $ 4,270 Construction 590 (303 ) — — 287 Secured by commercial real estate 2,519 892 — 12 3,423 Secured by residential real estate 629 68 — 24 721 State and political subdivisions 115 5 — — 120 Retail: 1-4 family residential mortgages 549 37 — — 586 Home equity loans and lines 310 (49 ) — 5 266 Consumer 230 197 (194 ) 35 268 Unallocated 256 267 N/A N/A 523 Total $ 9,887 $ 750 $ (266 ) $ 93 $ 10,464 As previously discussed, the Company maintains a loan review system, which includes a continuous review of the loan portfolio by internal and external parties to aid in the early identification of potential impaired loans. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial loans and loans to state and political subdivisions by using either the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired or are classified as a troubled debt restructuring or on non-accrual. An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of the majority of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral. For commercial loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property. For commercial loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable agings or equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. From time to time, QNB may extend, restructure, or otherwise modify the terms of existing loans, on a case-by-case basis, to remain competitive and retain certain customers, as well as assist other customers that may be experiencing financial difficulties. A loan is considered to be a troubled debt restructuring (“TDR”) loan when the Company grants a concession to the borrower because of the borrower’s financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates to less than the current market rate for new obligations with similar risk. Loans classified as TDRs are considered non-performing and are also designated as impaired. The concessions made for TDRs involve lowering the monthly payments on loans through periods of interest only payments, a reduction in interest rate below a market rate or an extension of the term of the loan without a corresponding adjustment to the risk premium reflected in the interest rate, or a combination of these three methods. The restructurings rarely result in the forgiveness of principal or accrued interest. If the borrower has demonstrated performance under the previous terms and our underwriting process shows the borrower has the capacity to continue to perform under the restructured terms, the loan will continue to accrue interest. Non-accruing restructured loans may be returned to accrual status when there has been a sustained period of repayment performance (generally six consecutive months of payments) and both principal and interest are deemed collectible. TDR loans that are in compliance with their modified terms and that yield a market rate may be removed from the TDR status after a period of performance. Performing TDRs (not reported as non-accrual or past due 90 days or more and still accruing) totaled $4,330,000 and $4,469,000 as of June 30, 2021 and December 31, 2020, respectively. Non-performing TDRs totaled $753,000 and $843,000 as of June 30, 2021 and December 31, 2020, respectively. All TDRs are included in impaired loans. The following table illustrates the specific reserve for loan losses allocated to loans modified as TDRs. These specific reserves are included in the allowance for loan losses for loans individually evaluated for impairment. June 30, 2021 December 31, 2020 Unpaid principal balance Related allowance Unpaid principal balance Related allowance TDRs with no specific allowance recorded $ 1,462 $ — $ 2,008 $ — TDRs with an allowance recorded 3,621 823 3,304 503 Total $ 5,083 $ 823 $ 5,312 $ 503 There were no newly identified TDRs during the three or six months ended June 30, 2021. As of June 30, 2021, QNB had $41,000 in commitments to lend additional funds to customers with loans whose terms have been modified in troubled debt restructurings and $14,000 commitments at December 31, 2020. There were no charge-offs during the three or six months ended June 30, 2021 and 2020, resulting from loans previously modified as TDRs. There were no loans modified as TDRs within 12 months prior to June 30, 2021 and 2020 for which there was a payment default (60 days or more past due) during the six months ended June 30, 2021 and 2020. The Company has two loans secured by residential real estate for which foreclosure proceedings are in process at June 30, 2021. The total recorded investment is $178,000. The following tables present the balance in the allowance for loan losses at June 30, 2021 and December 31, 2020 disaggregated on the basis of the Company’s impairment method by class of loans receivable along with the balance of loans receivable by class, excluding unearned fees and costs, disaggregated on the basis of the Company’s impairment methodology: Allowance for Loan Losses Loans Receivable June 30, 2021 Balance Balance to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 3,644 $ 2,207 $ 1,437 $ 191,900 $ 3,706 $ 188,194 Construction 297 — 297 49,411 — 49,411 Secured by commercial real estate 4,239 363 3,876 417,984 5,735 412,249 Secured by residential real estate 1,172 425 747 80,412 1,738 78,674 State and political subdivisions 84 — 84 24,085 — 24,085 Retail: 1-4 family residential mortgages 541 — 541 91,100 922 90,178 Home equity loans and lines 361 105 256 62,978 750 62,228 Consumer 494 7 487 4,945 57 4,888 Unallocated 370 N/A N/A N/A N/A N/A Total $ 11,202 $ 3,107 $ 7,725 $ 922,815 $ 12,908 $ 909,907 Allowance for Loan Losses Loans Receivable December 31, 2020 Balance Balance related to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 4,050 $ 2,421 $ 1,629 $ 227,431 $ 4,503 $ 222,928 Construction 346 — 346 57,594 — 57,594 Secured by commercial real estate 3,736 432 3,304 377,586 6,323 371,263 Secured by residential real estate 871 73 798 81,897 2,051 79,846 State and political subdivisions 89 — 89 25,302 — 25,302 Retail: 1-4 family residential mortgages 533 — 533 82,739 813 81,926 Home equity loans and lines 386 117 269 63,943 765 63,178 Consumer 265 7 258 5,364 61 5,303 Unallocated 550 N/A N/A N/A N/A N/A Total $ 10,826 $ 3,050 $ 7,226 $ 921,856 $ 14,516 $ 907,340 The following table summarizes additional information, in regards to impaired loans by loan portfolio class, as of June 30, 2021 and December 31, 2020: June 30, 2021 December 31, 2020 Recorded investment (after charge-offs) Unpaid principal balance Related allowance Recorded investment (after charge-offs) Unpaid principal balance Related allowance With no specific allowance recorded: Commercial: Commercial and industrial $ 124 $ 131 $ 647 $ 722 Construction — — — — Secured by commercial real estate 2,510 2,867 3,018 3,671 Secured by residential real estate 844 918 1,417 1,608 Retail: 1-4 family residential mortgages 922 1,019 813 894 Home equity loans and lines 571 622 537 577 Consumer — — — — Total $ 4,971 $ 5,557 $ 6,432 $ 7,472 With an allowance recorded: Commercial: Commercial and industrial $ 3,582 $ 5,277 $ 2,207 $ 3,856 $ 5,462 $ 2,421 Construction — — — — — — Secured by commercial real estate 3,225 3,364 363 3,305 3,418 432 Secured by residential real estate 894 999 425 634 642 73 Retail: 1-4 family residential mortgages — — — — — — Home equity loans and lines 179 194 105 228 239 117 Consumer 57 71 7 61 73 7 Total $ 7,937 $ 9,905 $ 3,107 $ 8,084 $ 9,834 $ 3,050 Total: Commercial: Commercial and ind

Note 9 - Fair Value Measurement

Note 9 - Fair Value Measurements and Disclosures	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements and Disclosures	9. FAIR VALUE MEASUREMENTS AND DISCLOSURES FASB ASC 820, Fair Value Measurements and Disclosures ASC 820 establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows: Level 1: Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability. Level 3: Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity). An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The measurement of fair value should be consistent with one of the following valuation techniques: market approach, income approach, and/or cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets or liabilities (including a business). For example, valuation techniques consistent with the market approach often use market multiples derived from a set of comparables. Multiples might lie in ranges with a different multiple for each comparable. The selection of where within the range the appropriate multiple falls requires judgment, considering factors specific to the measurement (qualitative and quantitative). Valuation techniques consistent with the market approach include matrix pricing. Matrix pricing is a mathematical technique used principally to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the security’s relationship to other benchmark quoted securities. The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis and the fair value measurements by level within the fair value hierarchy as of June 30, 2021: June 30, 2021 Quoted in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Available-for-sale securities: U.S. Government agency securities $ — $ 68,879 $ — $ 68,879 State and municipal securities — 116,657 — 116,657 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 265,793 — 265,793 Collateralized mortgage obligations (CMOs) — 90,147 — 90,147 Pooled trust preferred securities — — 72 72 Corporate debt securities — 7,837 — 7,837 Total debt securities available-for-sale — 549,313 72 549,385 Equity securities 15,445 — — 15,445 Total recurring fair value measurements $ 15,445 $ 549,313 $ 72 $ 564,830 Nonrecurring fair value measurements* Impaired loans $ — $ — $ 4,830 $ 4,830 Mortgage servicing rights — — 119 119 Total nonrecurring fair value measurements $ — $ — $ 4,949 $ 4,949 *Impairment There were no transfers in and out of Level 1, Level 2, or Level 3 fair value measurements during the three or six months ended June 30, 2021. There were no losses included in earnings attributable to the change in unrealized gains or losses relating to the available-for-sale securities above with fair value measurements utilizing significant unobservable inputs for the three- or six-month period ended June 30, 2021. The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis, showing the fair value measurements by level within the fair value hierarchy, as of December 31, 2020: December 31, 2020 Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Debt securities available-for-sale U.S. Government agency securities $ — $ 69,776 $ — $ 69,776 State and municipal securities — 87,812 — 87,812 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 175,847 — 175,847 Collateralized mortgage obligations (CMOs) — 94,948 — 94,948 Pooled trust preferred securities — — 70 70 Corporate debt securities — 7,193 — 7,193 Total debt securities available-for-sale — 435,576 70 435,646 Equity securities 12,849 — — 12,849 Total recurring fair value measurements $ 12,849 $ 435,576 $ 70 $ 448,495 Nonrecurring fair value measurements* Impaired loans $ — $ — $ 5,034 $ 5,034 Mortgage servicing rights — — 291 291 Total nonrecurring fair value measurements $ — $ — $ 5,325 $ 5,325 *Impairment The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which QNB has utilized Level 3 inputs to determine fair value: Quantitative information about Level 3 fair value measurements June 30, 2021 Fair value Valuation techniques Unobservable inputs Value or range of values Impaired loans $ 4,513 Appraisal of collateral (1) Appraisal adjustments (2) -15% to -20% Liquidation expenses (3) -10 % Impaired loans 317 Financial statement values for UCC collateral Financial statement value discounts (4) -30% to -100% Mortgage servicing rights 119 Discounted cash flow Remaining term 3 to 30 years Prepayment speeds 198% to 325% Discount rate 12.0% to 12.5% Quantitative information about Level 3 fair value measurements December 31, 2020 Fair value Valuation techniques Unobservable inputs Value or range of values Impaired loans $ 4,754 Appraisal of collateral (1) Appraisal adjustments (2) -10% to -30% Liquidation expenses (3) -10 % Impaired loans 280 Financial statement values for UCC collateral Financial statement value discounts (4) -87.5% to -100% Mortgage servicing rights 291 Discounted cash flow Remaining term 2 to 30 years Prepayment speeds 243% to 320% Discount rate 12.0% to 13.0% (1) Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various Level 3 inputs which are not always identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value. (3) Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value. ( 4 ) Values obtained from financial statements for UCC collateral (fixed assets and inventory) are discounted to estimated realizable liquidation value. The following table presents additional information about the available-for-sale securities measured at fair value on a recurring basis and for which QNB utilized significant unobservable inputs (Level 3 inputs) to determine fair value for the six months ended June 30, 2021 and 2020: Fair value measurements using significant unobservable inputs (Level 3) 2021 2020 Balance, January 1, $ 70 $ 79 Payments received — — Total gains or losses (realized/unrealized) Included in earnings — — Included in other comprehensive (loss) income 2 (12 ) Transfers in and/or out of Level 3 — — Balance, June 30, $ 72 $ 67 The Level 3 securities consist of one collateralized debt obligation security, the PreTSL security, which is backed by trust preferred securities issued by banks. The market for this security at June 30, 2021 was not active and markets for similar securities also are not active. The new issue market is also inactive and there are currently very few market participants who are willing and or able to transact for these securities. Given conditions in the debt markets today and the absence of observable transactions in the secondary and new issue markets, we determined: • The few observable transactions and market quotations that are available are not reliable for purposes of determining fair value at June 30, 2021; • An income valuation approach technique (present value technique) that maximizes the use of relevant observable inputs and minimizes the use of unobservable inputs will be equally or more representative of fair value than the market approach valuation technique used at prior measurement dates; and • The PreTSL will be classified within Level 3 of the fair value hierarchy because significant adjustments are required to determine fair value at the measurement date. QNB used an independent third party to value this security using a discounted cash flow analysis. Based on management’s review of the bond’s three underlying issuers, there are no expected credit losses or prepayments; cashflows used were contractual based on the Bloomberg YA screen. The assumed cashflows have been discounted using an estimated market discount rate based on the 30-year swap rate. The 30-year is used as the reference rate since it is indicative of market expectation for short-term rates in the future. This is consistent with the 30-year nature of the PreTSL security, which is priced using the 3-month LIBOR as a reference rate. The discount rate of 5.88% includes the risk-free rate, a credit component and a spread for illiquidity. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of QNB’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between QNB’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of each major classification of financial instrument and non-financial asset at June 30, 2021 and December 31, 2020: Cash and cash equivalents, accrued interest receivable and accrued interest payable (carried at cost) Investment securities (carried at fair value) Restricted investment in stocks (carried at cost) Loans Held for Sale (carried at lower of cost or fair value) Loans Receivable (carried at cost) Impaired Loans (generally carried at fair value) Mortgage Servicing Rights (carried at lower of cost or fair value) Deposit liabilities (carried at cost) Short-term borrowings (carried at cost) Long-term debt (carried at cost) : Long-term debt has stated maturities and have been valued using the present value of cash flows discounted at rates approximating the current market for similar debt instruments . Off-balance-sheet instruments (disclosed at cost) Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in sales transaction on the dates indicated. The estimated fair value amounts have been measured as of the respective period ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period end. The estimated fair values and carrying amounts of the Company’s financial and off-balance sheet instruments are summarized as follows: Fair value measurements June 30, 2021 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 56,621 $ 56,621 $ 56,621 $ — $ — Investment securities: Equities 15,445 15,445 15,445 — — Available-for-sale 549,385 549,385 — 549,313 72 Restricted investment in stocks 1,142 1,142 — 1,142 — Loans held-for-sale 5,018 5,139 — 5,139 — Net loans 909,721 914,744 — — 914,744 Mortgage servicing rights 566 629 — — 629 Accrued interest receivable 4,208 4,208 — 4,208 — Financial liabilities Deposits with no stated maturities $ 1,167,272 $ 1,167,272 $ 1,167,272 $ — $ — Deposits with stated maturities 176,461 178,616 — 178,616 — Short-term borrowings 75,021 75,021 75,021 — — Long-term debt 10,000 10,206 10,206 — — Accrued interest payable 240 240 — 240 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — — — 56 — Fair value measurements December 31, 2020 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 39,331 $ 39,331 $ 39,331 $ — $ — Investment securities: Equities 12,849 12,849 12,849 — — Available-for-sale 435,646 435,646 — 435,576 70 Restricted investment in stocks 1,041 1,041 — 1,041 — Loans held-for-sale 6,570 6,886 — 6,886 — Net loans 909,216 915,726 — — 915,726 Mortgage servicing rights 533 568 — — 568 Accrued interest receivable 4,825 4,825 — 4,825 — Financial liabilities Deposits with no stated maturities $ 1,030,982 $ 1,030,982 $ 1,030,982 $ — $ — Deposits with stated maturities 197,085 199,127 — 199,127 — Short-term borrowings 58,838 58,838 58,838 — — Long-term debt 10,000 10,269 10,269 — — Accrued interest payable 350 350 — 350 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 88 — 88 —

Note 10 - Commitments And Conti

Note 10 - Commitments And Contingencies	6 Months Ended
	Jun. 30, 2021
Commitments And Contingencies Disclosure [Abstract]
Commitments And Contingencies	10. COMMITMENTS AND CONTINGENCIES Financial Instruments with off-balance sheet risk In the normal course of business there are various legal proceedings, commitments, and contingent liabilities which are not reflected in the consolidated financial statements. Management does not anticipate any material losses as a result of these transactions and activities. They include, among other things, commitments to extend credit and standby letters of credit. The maximum exposure to credit loss, which represents the possibility of sustaining a loss due to the failure of the other parties to a financial instrument to perform according to the terms of the contract, is represented by the contractual amount of these instruments. QNB uses the same lending standards and policies in making credit commitments as it does for on-balance sheet instruments. The activity is controlled through credit approvals, control limits, and monitoring procedures. A summary of the Company's financial instrument commitments is as follows: June 30, December 31, 2021 2020 Commitments to extend credit and unused lines of credit $ 338,841 $ 296,537 Standby letters of credit 22,657 22,567 Total financial instrument commitments $ 361,498 $ 319,104 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. QNB evaluates each customer’s creditworthiness on a case-by-case basis. Standby letters of credit are conditional commitments issued by the Company to guarantee the financial or performance obligation of a customer to a third party. QNB’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making conditional obligations as it does for on-balance sheet instruments. Standby letters of credit of $20,017,000 will expire within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending other loan commitments. The Company requires collateral and personal guarantees supporting these letters of credit as deemed necessary. Management believes that the proceeds obtained through a liquidation of such collateral and the enforcement of personal guarantees would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees. The amount of the liability as of June 30, 2021 and December 31, 2020 for guarantees under standby letters of credit issued is not material. The amount of collateral obtained for letters of credit and commitments to extend credit is based on management’s credit evaluation of the customer. Collateral varies, but may include real estate, accounts receivable, marketable securities, pledged deposits, inventory or equipment. Other commitments QNB has committed to various operating leases for several of their branch and office facilities. Some of these leases include specific provisions relating to rent increases. Some of the leases contain renewal options to extend the initial terms of the lease for periods ranging from five to ten years and certain leases allow for multiple extensions. During the six months ended June 30, 2021, QNB renewed one lease and recorded an additional right-of-use asset in exchange for an operating lease liability of $698,000. During the six months ended June 30, 2021, QNB purchased the underlying assets of one lease which had a right-of-use asset of $945,000 and an operating liability of $952,000.

Note 11 - Regulatory Restrictio

Note 11 - Regulatory Restrictions	6 Months Ended
	Jun. 30, 2021
Regulated Operations [Abstract]
Regulatory Restrictions	11. REGULATORY RESTRICTIONS Dividends payable by QNB and the Bank are subject to various limitations imposed by statutes, regulations and policies adopted by bank regulatory agencies. Under Federal and Pennsylvania banking law, the Bank is subject to certain restrictions on the amount of dividends that it may declare without prior regulatory approval. Under Federal Reserve regulations, the Bank is limited as to the amount it may lend affiliates, including QNB, unless such loans are collateralized by specific obligations. Both the QNB and the Bank are subject to regulatory capital requirements administered by Federal banking agencies. Failure to meet minimum capital requirements can initiate actions by regulators that could have an effect on the financial statements. Under the framework for prompt corrective action, the Bank must meet capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items. The capital amounts and classification are also subject to qualitative judgments by the regulators. Management believes, as of June 30, 2021, that the Company and the Bank met capital adequacy requirements to which they were subject. As of the most recent notification, the primary regulator of the Bank considered it to be “well capitalized” under the regulatory framework. There are no conditions or events since that notification that management believes have changed the classification. To be categorized as well capitalized, bank holding companies and insured depository institutions must maintain minimum ratios as set forth in the following table below. The Company and the Bank’s actual capital amounts and ratios are presented as follows: Capital levels Actual Adequately capitalized Well capitalized June 30, 2021 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 146,624 13.84 % $ 84,751 8.00 % $ 105,939 10.00 % Bank 131,499 12.97 81,093 8.00 101,366 10.00 Tier I capital (to risk-weighted assets): The Company $ 135,331 12.77 63,563 6.00 63,563 6.00 Bank 120,206 11.86 60,820 6.00 81,093 8.00 Common equity tier 1 capital (to risk-weighted assets): The Company 135,331 12.77 47,672 4.50 N/A N/A Bank 120,206 11.86 45,615 4.50 65,888 6.50 Tier I capital (to average assets): The Company 135,331 8.58 63,096 4.00 N/A N/A Bank 120,206 7.69 62,495 4.00 78,119 5.00 Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2020 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 139,705 13.95 % $ 80,125 8.00 % $ 100,156 10.00 % Bank 126,687 13.15 77,047 8.00 96,308 10.00 Tier I capital (to risk-weighted assets): The Company 128,788 12.86 60,094 6.00 60,094 6.00 Bank 115,770 12.02 57,785 6.00 77,047 8.00 Common equity tier 1 capital (to risk-weighted assets): The Company 128,788 12.86 45,070 4.50 N/A N/A Bank 115,770 12.02 43,339 4.50 62,600 6.50 Tier I capital (to average assets): The Company 128,788 9.07 56,776 4.00 N/A N/A Bank 115,770 8.23 56,286 4.00 70,357 5.00

Note 12 - Revenue Recognition f

Note 12 - Revenue Recognition from Contracts with Customers	6 Months Ended
	Jun. 30, 2021
Revenue From Contract With Customer [Abstract]
Revenue Recognition from Contracts with Customers	12. REVENUE RECOGNITION FROM CONTRACTS WITH CUSTOMERS The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 that significantly affects the determination of the amount and timing of revenue from contracts with customers. The main types of revenue contracts included in non-interest income within the consolidated statements of operations are as follows: • Fees for services to customers—fees include service charges on deposits which are included as liabilities in the consolidated statement of financial position and consist of transaction-based fees, stop payment fees, Automated Clearing House (ACH) fees, account maintenance fees, and overdraft services fees for various retail and business checking customers. These fees are charged as earned on the day of the transaction or within the month of the service, with the exception of Enhanced Account Analysis Fees, which are calculated on the previous month’s activity and assessed on the following month. The Enhanced Account Analysis Fees are currently being accrued; the revenue is currently being recorded in the month it is earned. Service charges on deposits are withdrawn directly from the customer’s account balance. • ATM and debit card – fees are recognized at the time the transaction is executed as that is the point in time the Company fulfills the customer’s request. • Retail brokerage and advisory—fee income and related expenses are accrued monthly to properly record the revenues in the month they are earned. Advisory fees are collected in advance on a quarterly basis. These advisory fees are recorded in the first month of the quarter for which the service is being performed. Fees that are transaction based are recognized at the point in time that the transaction is executed (i.e. trade date). • Merchant – QNB earns interchange fees from credit/debit cardholder transactions conducted through VISA/MasterCard payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized monthly, concurrently with the transaction processing services provided to the cardholder within the month. • Other—includes credit card fees, sales of checks to depositors, miscellaneous fees and gain/losses on sale of OREO. • Credit card fees are recognized monthly, concurrently with the transaction processing services provided to the cardholder within the month. • Sales of checks to depositors are commissions earned from a third-party who provides checks to QNB’s customers. There is a pre-paid incentive with the third party which is recognized over the term of the contract. Other commissions on the sales of checks are recorded weekly. • Miscellaneous fees, such as wire, cashier check and garnishment fees, are charged as earned on the day of the transaction. • Gain (loss) on sales of OREO – QNB records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the QNB finances the sale of OREO to the buyer, QNB assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, QNB adjusts the transaction prices and related gain (loss) on sale if a significant financing component is present.

Note 3 - Stock-based Compensa_2

Note 3 - Stock-based Compensation and Shareholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2021
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Assumptions Used in Option Pricing Model	For the Six Months Ended June 30, 2021 2020 Risk free interest rate 0.20 % 1.52 % Dividend yield 4.17 % 3.60 % Volatility 21.14 % 13.46 % Expected life (years) 4.88 4.03
Stock Option Activity	Stock option activity during the six months ended June 30, 2021 and 2020 is as follows: Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2020 116,550 $ 37.42 Granted 25,000 32.50 Exercised (19,025 ) 30.97 Forfeited (3,125 ) 30.40 Outstanding at June 30, 2021 119,400 $ 37.60 2.17 $ - Exercisable at June 30, 2021 45,475 $ 4.73 0.65 $ - Number of options Weighted average exercise price Weighted average remaining contractual term (in years) Aggregate intrinsic value Outstanding at December 31, 2019 103,350 $ 36.96 Granted 25,000 36.50 Exercised (9,550 ) 29.39 Forfeited — — Outstanding at June 30, 2020 118,800 $ 37.47 2.71 $ - Exercisable at June 30, 2020 44,600 $ 34.27 1.17 $ -

Note 4 - Earnings Per Share &_2

Note 4 - Earnings Per Share & Share Repurchase Plan (Tables)	6 Months Ended
	Jun. 30, 2021
Earnings Per Share [Abstract]
Computation of Basic and Diluted Earnings Per Share	The following sets forth the computation of basic and diluted earnings per share: For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Numerator for basic and diluted earnings per share - net income $ 3,869 $ 3,934 $ 8,919 $ 4,154 Denominator for basic earnings per share - weighted average shares outstanding 3,556,550 3,532,079 3,555,804 3,527,373 Effect of dilutive securities - employee stock options 693 — — 1,018 Denominator for diluted earnings per share - adjusted weighted average shares outstanding 3,557,243 3,532,079 3,555,804 3,528,391 Earnings per share - basic $ 1.09 $ 1.11 $ 2.51 $ 1.18 Earnings per share - diluted 1.09 1.11 2.51 1.18

Note 5 - Comprehensive Income_2

Note 5 - Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2021
Other Comprehensive Income Loss Tax [Abstract]
Components of Accumulated Other Comprehensive Income (Loss)	The following shows the components of accumulated other comprehensive income (loss) at June 30, 2021 and December 31, 2020: June 30, December 31, 2021 2020 Unrealized net holding gains on available-for-sale securities $ 2,533 $ 7,151 Unrealized gains (losses) on available-for-sale securities for which a portion of an other-than-temporary impairment loss has been recognized in earnings — — Accumulated other income 2,533 7,151 Tax effect (532 ) (1,502 ) Accumulated other comprehensive income, net of tax $ 2,001 $ 5,649
Amounts Reclassified Out of Accumulated Other Comprehensive Income (Loss)	The following tables present amounts reclassified out of accumulated other comprehensive income (loss) for the three and six months ended June 30, 2021 and 2020: For the Three Months Ended June 30, Amount reclassified from accumulated other comprehensive income Details about accumulated other comprehensive income 2021 2020 Affected line item in statement of income Unrealized net holding gains on available-for-sale securities $ 2 $ 1 Net gain on sales of investments available-for-sale Other-than-temporary impairment on investment securities — — Net other-than-temporary impairment losses on investment securities 2 1 Tax effect — — Provision for income taxes Total reclassification out of accumulated other comprehensive income, net of tax $ 2 $ 1 Net of tax For the Six Months Ended June 30, Amount reclassified from accumulated other comprehensive income Details about accumulated other comprehensive income (loss) 2021 2020 Affected line item in statement of income Unrealized net holding gains on available-for-sale securities $ 5 $ 1 Net gain on sales of investments available-for-sale Other-than-temporary impairment on investment securities — — Net other-than-temporary impairment losses on investment securities 5 1 Tax effect (1 ) — Provision for income taxes Total reclassification out of accumulated other comprehensive income , net of tax $ 4 $ 1 Net of tax

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Investments Debt And Equity Securities [Abstract]
Debt Securities Available-for-sale	The amortized cost and estimated fair values of investment securities available-for-sale at June 30, 2021 and December 31, 2020 were as follows: Gross Gross unrealized unrealized Fair holding holding Amortized June 30, 2021 value gains losses cost U.S. Government agency $ 68,879 $ 15 $ (1,084 ) $ 69,948 State and municipal 116,657 1,939 (688 ) 115,406 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 265,793 2,204 (1,055 ) 264,644 Collateralized mortgage obligations (CMOs) 90,147 1,254 (235 ) 89,128 Pooled trust preferred 72 — (12 ) 84 Corporate debt 7,837 195 — 7,642 Total investment debt securities available-for-sale $ 549,385 $ 5,607 $ (3,074 ) $ 546,852 Gross Gross unrealized unrealized Fair holding holding Amortized December 31, 2020 value gains losses cost U.S. Government agency $ 69,776 $ 26 $ (246 ) $ 69,996 State and municipal 87,812 2,350 (45 ) 85,507 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 175,847 3,328 (24 ) 172,543 Collateralized mortgage obligations (CMOs) 94,948 1,751 (5 ) 93,202 Pooled trust preferred 70 — (14 ) 84 Corporate debt 7,193 59 (29 ) 7,163 Total investment debt securities available-for-sale $ 435,646 $ 7,514 $ (363 ) $ 428,495
Investment Securities by Contractual Maturity	The amortized cost and estimated fair value of securities available-for-sale by contractual maturity at June 30, 2021 are shown in the following table. June 30, 2021 Fair value Amortized cost Due in one year or less $ 6,391 $ 6,343 Due after one year through five years 328,734 326,189 Due after five years through ten years 121,665 122,199 Due after ten years 92,595 92,121 Total investment debt securities available-for-sale $ 549,385 $ 546,852
Realized Gain (Loss) on Investments	The following table presents information related to the Company’s gains and losses on the sales and calls of securities available-for-sale, and losses recognized for the other-than-temporary impairment (“OTTI”) of these investments. For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Gross realized gains $ 2 $ 1 $ 5 $ 6 Gross realized losses — — — (5 ) Other-than-temporary impairment — — — — Total net gains (losses) on AFS securities $ 2 $ 1 $ 5 $ 1
Debt Securities in a Continuous Unrealized Loss Position	The following table indicates the length of time individual debt securities have been in a continuous unrealized loss position as of June 30, 2021 and December 31, 2020: Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized June 30, 2021 securities value losses value losses value losses U.S. Government agency 32 $ 62,908 $ (1,084 ) $ — $ — $ 62,908 $ (1,084 ) State and municipal 70 44,351 (688 ) — — $ 44,351 $ (688 ) U.S. Government agencies and sponsored enterprises (GSEs): $ — $ — Mortgage-backed 37 121,209 (1,055 ) — — $ 121,209 $ (1,055 ) Collateralized mortgage obligations (CMOs) 14 26,879 (235 ) 38 — $ 26,917 $ (235 ) Pooled trust preferred 1 — — 72 (12 ) $ 72 $ (12 ) Corporate debt — — — — — $ — $ — Total 154 $ 255,347 $ (3,062 ) $ 110 $ (12 ) $ 255,457 $ (3,074 ) Less than 12 months 12 months or longer Total No. of Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2020 securities value losses value losses value losses U.S. Government agency 19 $ 37,754 $ (246 ) $ — $ — $ 37,754 $ (246 ) State and municipal 11 6,821 (45 ) — — 6,821 (45 ) U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed 4 8,626 (24 ) — — 8,626 (24 ) Collateralized mortgage obligations (CMOs) 3 3,262 (5 ) — — 3,262 (5 ) Pooled trust preferred 1 — — 70 (14 ) 70 (14 ) Corporate debt 1 2,971 (29 ) — — 2,971 (29 ) Total 39 $ 59,434 $ (349 ) $ 70 $ (14 ) $ 59,504 $ (363 )
Summary of Unrealized and Realized Gains and Losses Recognized in Net Income on Equity Securities	The following is a summary of unrealized and realized gains and losses recognized in net income on equity securities during the three and six months ended June 30, 2021 and 2020: For the Three Months Ended June 30, For the Six Months Ended June 30, 2021 2020 2021 2020 Net gains (loss) recognized during the period on equity securities $ 871 $ 1,334 $ 2,306 $ (1,606 ) Less: Net gains recognized during the period on equity securities sold during the period 292 168 631 168 Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date $ 579 $ 1,166 $ 1,675 $ (1,774 )

Note 8 - Loans & Allowance fo_2

Note 8 - Loans & Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2021
Troubled Debt Restructuring [Member]
Allowance for Loan Losses	June 30, 2021 December 31, 2020 Unpaid principal balance Related allowance Unpaid principal balance Related allowance TDRs with no specific allowance recorded $ 1,462 $ — $ 2,008 $ — TDRs with an allowance recorded 3,621 823 3,304 503 Total $ 5,083 $ 823 $ 5,312 $ 503
Retail and Commercial Loans [Member]
Major Classes of Loans	June 30, December 31, 2021 2020 Commercial: Commercial and industrial $ 191,900 $ 227,431 Construction 49,411 57,594 Secured by commercial real estate 417,984 377,586 Secured by residential real estate 80,412 81,897 State and political subdivisions 24,085 25,302 Retail: 1-4 family residential mortgages 91,100 82,739 Home equity loans and lines 62,978 63,943 Consumer 4,945 5,364 Total loans 922,815 921,856 Net unearned (fees) costs (1,892 ) (1,814 ) Loans receivable $ 920,923 $ 920,042
Modified Loans by Major Loan Class and Total Deferral by Number of Months	June 30, 2021 Total Number of Months Deferred 0-3 Months 4-6 Months 7-9 Months 10-12 Months 13+ Months Total Commercial: Commercial and industrial $ — $ — $ — $ — $ — $ — Construction — — — — — — Secured by commercial real estate — — — — — — Secured by residential real estate — — — — — — State and political subdivisions — — — — — — Retail: — 1-4 family residential mortgages — 228 — — — 228 Home equity loans and lines — — — — — — Consumer — — — 4 4 Total COVID-19 Modified Loans $ — $ 228 $ — $ 4 $ — $ 232
Internal Risk Ratings and Payment Activity	June 30, 2021 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 184,227 $ 55 $ 7,618 $ — $ 191,900 Construction 49,411 — — — 49,411 Secured by commercial real estate 401,540 2,889 13,555 — 417,984 Secured by residential real estate 79,052 — 1,360 — 80,412 State and political subdivisions 24,085 — — — 24,085 Total $ 738,315 $ 2,944 $ 22,533 $ — $ 763,792 December 31, 2020 Pass Special mention Substandard Doubtful Total Commercial: Commercial and industrial $ 219,104 $ 77 $ 8,250 $ — $ 227,431 Construction 57,594 — — — 57,594 Secured by commercial real estate 361,393 3,914 12,279 — 377,586 Secured by residential real estate 80,233 — 1,664 — 81,897 State and political subdivisions 25,302 — — — 25,302 Total $ 743,626 $ 3,991 $ 22,193 $ — $ 769,810 June 30, 2021 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 90,352 $ 748 $ 91,100 Home equity loans and lines 62,239 739 62,978 Consumer 4,845 100 4,945 Total $ 157,436 $ 1,587 $ 159,023 December 31, 2020 Performing Non-performing Total Retail: 1-4 family residential mortgages $ 82,103 $ 636 $ 82,739 Home equity loans and lines 63,191 752 63,943 Consumer 5,259 105 5,364 Total $ 150,553 $ 1,493 $ 152,046
Past Due Loans	June 30, 2021 30-59 past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 2,380 $ 8 $ 641 $ 3,029 $ 188,871 $ 191,900 Construction — — — — 49,411 49,411 Secured by commercial real estate — — — — 417,984 417,984 Secured by residential real estate — — 197 197 80,215 80,412 State and political subdivisions — — — — 24,085 24,085 Retail: 1-4 family residential mortgages — — 132 132 90,968 91,100 Home equity loans and lines — 39 31 70 62,908 62,978 Consumer 50 24 — 74 4,871 4,945 Total $ 2,430 $ 71 $ 1,001 $ 3,502 $ 919,313 $ 922,815 December 31, 2020 30-59 days past due 60-89 days past due 90 days or more past due Total past due loans Current Total loans receivable Commercial: Commercial and industrial $ 2,392 $ 31 $ 1,157 $ 3,580 $ 223,851 $ 227,431 Construction — — — — 57,594 57,594 Secured by commercial real estate 318 — 40 358 377,228 377,586 Secured by residential real estate 189 — 340 529 81,368 81,897 State and political subdivisions — — — — 25,302 25,302 Retail: 1-4 family residential mortgages 396 303 282 981 81,758 82,739 Home equity loans and lines 16 2 51 69 63,874 63,943 Consumer 178 5 — 183 5,181 5,364 Total $ 3,489 $ 341 $ 1,870 $ 5,700 $ 916,156 $ 921,856
Non-accrual Loans	June 30, 2021 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 3,598 Construction — — Secured by commercial real estate — 2,404 Secured by residential real estate — 596 State and political subdivisions — — Retail: 1-4 family residential mortgages — 748 Home equity loans and lines — 739 Consumer — 100 Total $ — $ 8,185 December 31, 2020 90 due (still accruing) Non-accrual Commercial: Commercial and industrial $ — $ 4,367 Construction — — Secured by commercial real estate — 2,905 Secured by residential real estate — 875 State and political subdivisions — — Retail: 1-4 family residential mortgages — 636 Home equity loans and lines — 752 Consumer — 105 Total $ — $ 9,640
Allowance for Loan Losses	Activity in the allowance for loan losses for the three and six months ended June 30, 2021 and 2020 are as follows: For the Three Months Ended June 30, 2021 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 3,916 $ (285 ) $ — $ 13 $ 3,644 Construction 313 (16 ) — — 297 Secured by commercial real estate 4,094 145 — — 4,239 Secured by residential real estate 825 383 (38 ) 2 1,172 State and political subdivisions 86 (2 ) — — 84 Retail: 1-4 family residential mortgages 610 (69 ) — — 541 Home equity loans and lines 368 3 (12 ) 2 361 Consumer 263 294 (65 ) 2 494 Unallocated 640 (270 ) N/A N/A 370 Total $ 11,115 $ 183 $ (115 ) $ 19 $ 11,202 For the Three Months Ended June 30, 2020 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 4,657 $ (323 ) $ (72 ) $ 8 $ 4,270 Construction 286 1 — — 287 Secured by commercial real estate 3,286 125 — 12 3,423 Secured by residential real estate 608 108 — 5 721 State and political subdivisions 134 (14 ) — — 120 Retail: 1-4 family residential mortgages 660 (74 ) — — 586 Home equity loans and lines 333 (71 ) — 4 266 Consumer 278 67 (102 ) 25 268 Unallocated 92 431 N/A N/A 523 Total $ 10,334 $ 250 $ (174 ) $ 54 $ 10,464 For the Six Months Ended June 30, 2021 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 4,050 $ (432 ) $ — $ 26 $ 3,644 Construction 346 (49 ) — — 297 Secured by commercial real estate 3,736 503 — — 4,239 Secured by residential real estate 871 326 (38 ) 13 1,172 State and political subdivisions 89 (5 ) — — 84 Retail: — 1-4 family residential mortgages 533 8 — — 541 Home equity loans and lines 386 (17 ) (12 ) 4 361 Consumer 265 304 (97 ) 22 494 Unallocated 550 (180 ) N/A N/A 370 Total $ 10,826 $ 458 $ (147 ) $ 65 $ 11,202 For the Six Months Ended June 30, 2020 Balance, beginning of period Provision for (credit to) loan losses Charge-offs Recoveries Balance, end of period Commercial: Commercial and industrial $ 4,689 $ (364 ) $ (72 ) $ 17 $ 4,270 Construction 590 (303 ) — — 287 Secured by commercial real estate 2,519 892 — 12 3,423 Secured by residential real estate 629 68 — 24 721 State and political subdivisions 115 5 — — 120 Retail: 1-4 family residential mortgages 549 37 — — 586 Home equity loans and lines 310 (49 ) — 5 266 Consumer 230 197 (194 ) 35 268 Unallocated 256 267 N/A N/A 523 Total $ 9,887 $ 750 $ (266 ) $ 93 $ 10,464
Loans Disaggregated by Impairment Method	Allowance for Loan Losses Loans Receivable June 30, 2021 Balance Balance to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 3,644 $ 2,207 $ 1,437 $ 191,900 $ 3,706 $ 188,194 Construction 297 — 297 49,411 — 49,411 Secured by commercial real estate 4,239 363 3,876 417,984 5,735 412,249 Secured by residential real estate 1,172 425 747 80,412 1,738 78,674 State and political subdivisions 84 — 84 24,085 — 24,085 Retail: 1-4 family residential mortgages 541 — 541 91,100 922 90,178 Home equity loans and lines 361 105 256 62,978 750 62,228 Consumer 494 7 487 4,945 57 4,888 Unallocated 370 N/A N/A N/A N/A N/A Total $ 11,202 $ 3,107 $ 7,725 $ 922,815 $ 12,908 $ 909,907 Allowance for Loan Losses Loans Receivable December 31, 2020 Balance Balance related to loans individually evaluated for impairment Balance related to loans collectively evaluated for impairment Balance Balance individually evaluated for impairment Balance collectively evaluated for impairment Commercial: Commercial and industrial $ 4,050 $ 2,421 $ 1,629 $ 227,431 $ 4,503 $ 222,928 Construction 346 — 346 57,594 — 57,594 Secured by commercial real estate 3,736 432 3,304 377,586 6,323 371,263 Secured by residential real estate 871 73 798 81,897 2,051 79,846 State and political subdivisions 89 — 89 25,302 — 25,302 Retail: 1-4 family residential mortgages 533 — 533 82,739 813 81,926 Home equity loans and lines 386 117 269 63,943 765 63,178 Consumer 265 7 258 5,364 61 5,303 Unallocated 550 N/A N/A N/A N/A N/A Total $ 10,826 $ 3,050 $ 7,226 $ 921,856 $ 14,516 $ 907,340
Impaired Loans	June 30, 2021 December 31, 2020 Recorded investment (after charge-offs) Unpaid principal balance Related allowance Recorded investment (after charge-offs) Unpaid principal balance Related allowance With no specific allowance recorded: Commercial: Commercial and industrial $ 124 $ 131 $ 647 $ 722 Construction — — — — Secured by commercial real estate 2,510 2,867 3,018 3,671 Secured by residential real estate 844 918 1,417 1,608 Retail: 1-4 family residential mortgages 922 1,019 813 894 Home equity loans and lines 571 622 537 577 Consumer — — — — Total $ 4,971 $ 5,557 $ 6,432 $ 7,472 With an allowance recorded: Commercial: Commercial and industrial $ 3,582 $ 5,277 $ 2,207 $ 3,856 $ 5,462 $ 2,421 Construction — — — — — — Secured by commercial real estate 3,225 3,364 363 3,305 3,418 432 Secured by residential real estate 894 999 425 634 642 73 Retail: 1-4 family residential mortgages — — — — — — Home equity loans and lines 179 194 105 228 239 117 Consumer 57 71 7 61 73 7 Total $ 7,937 $ 9,905 $ 3,107 $ 8,084 $ 9,834 $ 3,050 Total: Commercial: Commercial and industrial $ 3,706 $ 5,408 $ 2,207 $ 4,503 $ 6,184 $ 2,421 Construction — — — — — — Secured by commercial real estate 5,735 6,231 363 6,323 7,089 432 Secured by residential real estate 1,738 1,917 425 2,051 2,250 73 Retail: 1-4 family residential mortgages 922 1,019 — 813 894 — Home equity loans and lines 750 816 105 765 816 117 Consumer 57 71 7 61 73 7 Total $ 12,908 $ 15,462 $ 3,107 $ 14,516 $ 17,306 $ 3,050 For the Six Months Ended June 30, 2021 2020 Average recorded investment Interest income recognized Average recorded investment Interest income recognized Commercial: Commercial and industrial $ 3,940 $ 2 $ 5,543 $ 3 Construction — — — — Secured by commercial real estate 5,909 81 6,919 85 Secured by residential real estate 1,903 32 2,027 36 Retail: 1-4 family residential mortgages 899 3 862 6 Home equity loans and lines 750 — 628 — Consumer 59 — 68 — Total $ 13,460 $ 118 $ 16,047 $ 130

Note 9 - Fair Value Measureme_2

Note 9 - Fair Value Measurements and Disclosures (Tables)	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis	The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis and the fair value measurements by level within the fair value hierarchy as of June 30, 2021: June 30, 2021 Quoted in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Available-for-sale securities: U.S. Government agency securities $ — $ 68,879 $ — $ 68,879 State and municipal securities — 116,657 — 116,657 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 265,793 — 265,793 Collateralized mortgage obligations (CMOs) — 90,147 — 90,147 Pooled trust preferred securities — — 72 72 Corporate debt securities — 7,837 — 7,837 Total debt securities available-for-sale — 549,313 72 549,385 Equity securities 15,445 — — 15,445 Total recurring fair value measurements $ 15,445 $ 549,313 $ 72 $ 564,830 Nonrecurring fair value measurements* Impaired loans $ — $ — $ 4,830 $ 4,830 Mortgage servicing rights — — 119 119 Total nonrecurring fair value measurements $ — $ — $ 4,949 $ 4,949 *Impairment The following table sets forth QNB’s financial assets measured at fair value on a recurring and nonrecurring basis, showing the fair value measurements by level within the fair value hierarchy, as of December 31, 2020: December 31, 2020 Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Balance at end of period Recurring fair value measurements Debt securities available-for-sale U.S. Government agency securities $ — $ 69,776 $ — $ 69,776 State and municipal securities — 87,812 — 87,812 U.S. Government agencies and sponsored enterprises (GSEs): Mortgage-backed securities — 175,847 — 175,847 Collateralized mortgage obligations (CMOs) — 94,948 — 94,948 Pooled trust preferred securities — — 70 70 Corporate debt securities — 7,193 — 7,193 Total debt securities available-for-sale — 435,576 70 435,646 Equity securities 12,849 — — 12,849 Total recurring fair value measurements $ 12,849 $ 435,576 $ 70 $ 448,495 Nonrecurring fair value measurements* Impaired loans $ — $ — $ 5,034 $ 5,034 Mortgage servicing rights — — 291 291 Total nonrecurring fair value measurements $ — $ — $ 5,325 $ 5,325 *Impairment
Quantitative Information about Assets Measured at Fair Value	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which QNB has utilized Level 3 inputs to determine fair value: Quantitative information about Level 3 fair value measurements June 30, 2021 Fair value Valuation techniques Unobservable inputs Value or range of values Impaired loans $ 4,513 Appraisal of collateral (1) Appraisal adjustments (2) -15% to -20% Liquidation expenses (3) -10 % Impaired loans 317 Financial statement values for UCC collateral Financial statement value discounts (4) -30% to -100% Mortgage servicing rights 119 Discounted cash flow Remaining term 3 to 30 years Prepayment speeds 198% to 325% Discount rate 12.0% to 12.5% Quantitative information about Level 3 fair value measurements December 31, 2020 Fair value Valuation techniques Unobservable inputs Value or range of values Impaired loans $ 4,754 Appraisal of collateral (1) Appraisal adjustments (2) -10% to -30% Liquidation expenses (3) -10 % Impaired loans 280 Financial statement values for UCC collateral Financial statement value discounts (4) -87.5% to -100% Mortgage servicing rights 291 Discounted cash flow Remaining term 2 to 30 years Prepayment speeds 243% to 320% Discount rate 12.0% to 13.0% (1) Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various Level 3 inputs which are not always identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value. (3) Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value. ( 4 ) Values obtained from financial statements for UCC collateral (fixed assets and inventory) are discounted to estimated realizable liquidation value.
Available-for-sale Securities Measured at Fair Value Using Significant Unobservable Inputs	The following table presents additional information about the available-for-sale securities measured at fair value on a recurring basis and for which QNB utilized significant unobservable inputs (Level 3 inputs) to determine fair value for the six months ended June 30, 2021 and 2020: Fair value measurements using significant unobservable inputs (Level 3) 2021 2020 Balance, January 1, $ 70 $ 79 Payments received — — Total gains or losses (realized/unrealized) Included in earnings — — Included in other comprehensive (loss) income 2 (12 ) Transfers in and/or out of Level 3 — — Balance, June 30, $ 72 $ 67
Financial and Off-balance Sheet Instruments	The estimated fair values and carrying amounts of the Company’s financial and off-balance sheet instruments are summarized as follows: Fair value measurements June 30, 2021 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 56,621 $ 56,621 $ 56,621 $ — $ — Investment securities: Equities 15,445 15,445 15,445 — — Available-for-sale 549,385 549,385 — 549,313 72 Restricted investment in stocks 1,142 1,142 — 1,142 — Loans held-for-sale 5,018 5,139 — 5,139 — Net loans 909,721 914,744 — — 914,744 Mortgage servicing rights 566 629 — — 629 Accrued interest receivable 4,208 4,208 — 4,208 — Financial liabilities Deposits with no stated maturities $ 1,167,272 $ 1,167,272 $ 1,167,272 $ — $ — Deposits with stated maturities 176,461 178,616 — 178,616 — Short-term borrowings 75,021 75,021 75,021 — — Long-term debt 10,000 10,206 10,206 — — Accrued interest payable 240 240 — 240 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — — — 56 — Fair value measurements December 31, 2020 Carrying amount Fai r Quoted prices in active markets for identical assets (Level 1) Significant other observable inputs (Level 2) Significant unobservable inputs (Level 3) Financial assets Cash and cash equivalents $ 39,331 $ 39,331 $ 39,331 $ — $ — Investment securities: Equities 12,849 12,849 12,849 — — Available-for-sale 435,646 435,646 — 435,576 70 Restricted investment in stocks 1,041 1,041 — 1,041 — Loans held-for-sale 6,570 6,886 — 6,886 — Net loans 909,216 915,726 — — 915,726 Mortgage servicing rights 533 568 — — 568 Accrued interest receivable 4,825 4,825 — 4,825 — Financial liabilities Deposits with no stated maturities $ 1,030,982 $ 1,030,982 $ 1,030,982 $ — $ — Deposits with stated maturities 197,085 199,127 — 199,127 — Short-term borrowings 58,838 58,838 58,838 — — Long-term debt 10,000 10,269 10,269 — — Accrued interest payable 350 350 — 350 — Off-balance sheet instruments Commitments to extend credit $ — $ — $ — $ — $ — Standby letters of credit — 88 — 88 —

Note 10 - Commitments And Con_2

Note 10 - Commitments And Contingencies (Tables)	6 Months Ended
	Jun. 30, 2021
Commitments And Contingencies Disclosure [Abstract]
Financial Instrument Commitments	A summary of the Company's financial instrument commitments is as follows: June 30, December 31, 2021 2020 Commitments to extend credit and unused lines of credit $ 338,841 $ 296,537 Standby letters of credit 22,657 22,567 Total financial instrument commitments $ 361,498 $ 319,104

Note 11 - Regulatory Restrict_2

Note 11 - Regulatory Restrictions (Tables)	6 Months Ended
	Jun. 30, 2021
Regulated Operations [Abstract]
Capital Ratios and Regulatory Minimum Requirements	The Company and the Bank’s actual capital amounts and ratios are presented as follows: Capital levels Actual Adequately capitalized Well capitalized June 30, 2021 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 146,624 13.84 % $ 84,751 8.00 % $ 105,939 10.00 % Bank 131,499 12.97 81,093 8.00 101,366 10.00 Tier I capital (to risk-weighted assets): The Company $ 135,331 12.77 63,563 6.00 63,563 6.00 Bank 120,206 11.86 60,820 6.00 81,093 8.00 Common equity tier 1 capital (to risk-weighted assets): The Company 135,331 12.77 47,672 4.50 N/A N/A Bank 120,206 11.86 45,615 4.50 65,888 6.50 Tier I capital (to average assets): The Company 135,331 8.58 63,096 4.00 N/A N/A Bank 120,206 7.69 62,495 4.00 78,119 5.00 Capital levels Actual Adequately capitalized Well capitalized As of December 31, 2020 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (to risk-weighted assets): The Company $ 139,705 13.95 % $ 80,125 8.00 % $ 100,156 10.00 % Bank 126,687 13.15 77,047 8.00 96,308 10.00 Tier I capital (to risk-weighted assets): The Company 128,788 12.86 60,094 6.00 60,094 6.00 Bank 115,770 12.02 57,785 6.00 77,047 8.00 Common equity tier 1 capital (to risk-weighted assets): The Company 128,788 12.86 45,070 4.50 N/A N/A Bank 115,770 12.02 43,339 4.50 62,600 6.50 Tier I capital (to average assets): The Company 128,788 9.07 56,776 4.00 N/A N/A Bank 115,770 8.23 56,286 4.00 70,357 5.00

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation (Details Textual)	6 Months Ended	15 Months Ended
	Jun. 30, 2021USD ($)loan	Jun. 30, 2021USD ($)loan	Dec. 31, 2020USD ($)
Basis Of Presentation [Line Items]
Financing receivable, outstanding balance	$ 909,721,000	$ 909,721,000	$ 909,216,000
Interest only payment granted period	90 days
Commercial Loans [Member]
Basis Of Presentation [Line Items]
Number of modified loans | loan		276
Loans modifications amount		$ 187,936,000
Retail Loans [Member]
Basis Of Presentation [Line Items]
Number of modified loans | loan		49
Loans modifications amount		$ 9,108,000
Commercial Portfolio Segment [Member]
Basis Of Presentation [Line Items]
Number of modified loans | loan	0
Retail Portfolio Segment [Member]
Basis Of Presentation [Line Items]
Number of loans had extended initial modification period | loan	2	2
Financing receivable had extended the initial modification period amount	$ 232,000	$ 232,000
Paycheck Protection Program [Member]
Basis Of Presentation [Line Items]
Loans originated amount	$ 35,021,000
Number of loans originated | loan	315
Loans forgiven amount	$ 62,085,000
Number of loans forgiven | loan	526
Number of loans closed | loan		975
Loans originated amount		$ 117,496,000
Number of loans outstanding | loan	449	449
Financing receivable, outstanding balance	$ 54,627,000	$ 54,627,000
Loan origination fee received per loan	2,500
Paycheck Protection Program [Member] | Second-draw Customers [Member]
Basis Of Presentation [Line Items]
Loans originated amount	$ 32,240,000
Number of loans originated | loan	244
Paycheck Protection Program [Member] | First-draw Customers [Member]
Basis Of Presentation [Line Items]
Loans originated amount	$ 2,781,000
Number of loans originated | loan	71
Minimum [Member]
Basis Of Presentation [Line Items]
Loan application deadline date	Mar. 31, 2021
Minimum [Member] | Paycheck Protection Program [Member]
Basis Of Presentation [Line Items]
Percentage of loan origination fees received	1.00%
Maximum [Member]
Basis Of Presentation [Line Items]
Loan application deadline date	May 31, 2021
Maximum [Member] | Paycheck Protection Program [Member]
Basis Of Presentation [Line Items]
Percentage of loan origination fees received	5.00%

Note 3 - Stock-based Compensa_3

Note 3 - Stock-based Compensation and Shareholders' Equity (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020	Dec. 31, 2019
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Allocated share-based compensation expense	$ 43		$ 32	$ 63	$ 57
Employee service share-based compensation, nonvested awards, compensation cost not yet recognized	$ 123			$ 123
Employee service share-based compensation, nonvested awards, compensation cost not yet recognized, period for recognition		26 months
Share-based compensation arrangement by share-based payment award, options, grants in period, gross				25,000	25,000
Share-based compensation arrangement by share-based payment award, options, forfeitures in period				3,125
Share-based compensation arrangement by share-based payment award, options, exercises in period				19,025	9,550
Share-based compensation arrangement by share-based payment award, options, outstanding, number	119,400		118,800	119,400	118,800	116,550	103,350
Share-based compensation arrangement by share-based payment award, options, grants in period, weighted average grant date fair value				$ 3.08	$ 2.42
The 2015 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, number of shares authorized	300,000			300,000
Share-based compensation arrangement by share-based payment award, options, grants in period, gross				148,200
Share-based compensation arrangement by share-based payment award, options, forfeitures in period				12,300
Share-based compensation arrangement by share-based payment award, options, exercises in period				20,825
Share-based compensation arrangement by share-based payment award, options, outstanding, number	119,400			119,400
Employee Stock Option [Member] | The 2015 Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, period options can be exercised after grant date				6 months
Share-based compensation arrangement by share-based payment award, expiration period				5 years
Share-based compensation arrangement by share-based payment award, award vesting period				3 years

Note 3 - Assumptions Used in Op

Note 3 - Assumptions Used in Option Pricing Model (Details)	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Risk free interest rate	0.20%	1.52%
Dividend yield	4.17%	3.60%
Volatility	21.14%	13.46%
Expected life (years)	4 years 10 months 17 days	4 years 10 days

Note 3 - Stock Option Activity

Note 3 - Stock Option Activity (Details) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)$ / sharesshares	Jun. 30, 2020USD ($)$ / sharesshares
Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Roll Forward
Outstanding-Number of options (in shares) | shares	116,550	103,350
Granted-Number of options (in shares) | shares	25,000	25,000
Exercised-Number of options (in shares) | shares	(19,025)	(9,550)
Forfeited-Number of options (in shares) | shares	(3,125)
Outstanding ending-Number of options (in shares) | shares	119,400	118,800
Exercisable-Number of options (in shares) | shares	45,475	44,600
Outstanding-Weighted average exercise price (in dollars per share) | $ / shares	$ 37.42	$ 36.96
Granted-Weighted average exercise price (in dollars per share) | $ / shares	32.50	36.50
Exercised-Weighted average exercise price (in dollars per share) | $ / shares	30.97	29.39
Forfeited-Weighted average exercise price (in dollars per share) | $ / shares	30.40
Outstanding ending-Weighted average exercise price (in dollars per share) | $ / shares	37.60	37.47
Exercisable-Weighted average exercise price (in dollars per share) | $ / shares	$ 4.73	$ 34.27
Outstanding ending-Weighted average remaining contractual term	2 years 2 months 1 day	2 years 8 months 15 days
Exercisable-Weighted average remaining contractual term	7 months 24 days	1 year 2 months 1 day
Outstanding ending-Aggregate intrinsic value | $	$ 0	$ 0
Exercisable-Aggregate intrinsic value | $	$ 0	$ 0

Note 4 - Computation of Basic a

Note 4 - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Earnings Per Share [Abstract]
Numerator for basic and diluted earnings per share - net income	$ 3,869	$ 3,934	$ 8,919	$ 4,154
Denominator for basic earnings per share - weighted average shares outstanding	3,556,550	3,532,079	3,555,804	3,527,373
Effect of dilutive securities - employee stock options	693			1,018
Denominator for diluted earnings per share - adjusted weighted average shares outstanding	3,557,243	3,532,079	3,555,804	3,528,391
Earnings per share - basic	$ 1.09	$ 1.11	$ 2.51	$ 1.18
Earnings per share - diluted	$ 1.09	$ 1.11	$ 2.51	$ 1.18

Note 4 - Earnings Per Share &_3

Note 4 - Earnings Per Share & Share Repurchase Plan (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Apr. 29, 2021	Dec. 31, 2020	Feb. 09, 2009
Earnings Per Share and Share Repurchase Plan [Line Items]
Treasury stock, shares	187,060		187,060			168,669
Treasury stock, value	$ 3,239		$ 3,239			$ 2,606
Board of Directors [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Stock repurchase plan approved date			Jan. 21, 2008
Share Repurchase Program 1 [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Treasury stock, shares, acquired			18,391	0
Treasury stock, shares	80,374		80,374
Treasury stock shares average price per share acquired			$ 21.72
Treasury stock, value	$ 1,745		$ 1,745
Share Repurchase Program 1 [Member] | Maximum [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Stock repurchase program, number of shares authorized to be repurchased					200,000		100,000
Employee Stock Option [Member]
Earnings Per Share and Share Repurchase Plan [Line Items]
Antidilutive securities excluded from computation of earnings per share, amount	94,400	118,000	119,400	98,150

Note 5 - Components of Accumula

Note 5 - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other income	$ 2,533	$ 7,151
Tax effect	(532)	(1,502)
Accumulated other comprehensive income, net of tax	2,001	5,649
Unrealized Net Holding Gains on Available-for-sale Securities [Member]
Accumulated Other Comprehensive Income Loss [Line Items]
Accumulated other income	$ 2,533	$ 7,151

Note 5 - Amounts Reclassified O

Note 5 - Amounts Reclassified Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Income before income taxes	$ 4,820	$ 4,932	$ 11,143	$ 4,746
Tax effect	(951)	(998)	(2,224)	(592)
Net income	3,869	3,934	8,919	4,154
Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Unrealized net holding gains on available-for-sale securities	2	1	5	1
Income before income taxes	2	1	5	1
Tax effect			(1)
Net income	$ 2	$ 1	$ 4	$ 1

Note 6 - Available-for-Sale (De

Note 6 - Available-for-Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	$ 549,385	$ 435,646
Investment securities available-for-sale, debt securities gross unrealized holding gains	5,607	7,514
Investment securities available-for-sale, debt securities gross unrealized holding losses	(3,074)	(363)
Investment securities available-for-sale, debt securities amortized cost	546,852	428,495
US Government Agencies Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	68,879	69,776
Investment securities available-for-sale, debt securities gross unrealized holding gains	15	26
Investment securities available-for-sale, debt securities gross unrealized holding losses	(1,084)	(246)
Investment securities available-for-sale, debt securities amortized cost	69,948	69,996
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	116,657	87,812
Investment securities available-for-sale, debt securities gross unrealized holding gains	1,939	2,350
Investment securities available-for-sale, debt securities gross unrealized holding losses	(688)	(45)
Investment securities available-for-sale, debt securities amortized cost	115,406	85,507
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	265,793	175,847
Investment securities available-for-sale, debt securities gross unrealized holding gains	2,204	3,328
Investment securities available-for-sale, debt securities gross unrealized holding losses	(1,055)	(24)
Investment securities available-for-sale, debt securities amortized cost	264,644	172,543
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	90,147	94,948
Investment securities available-for-sale, debt securities gross unrealized holding gains	1,254	1,751
Investment securities available-for-sale, debt securities gross unrealized holding losses	(235)	(5)
Investment securities available-for-sale, debt securities amortized cost	89,128	93,202
Collateralized Debt Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	72	70
Investment securities available-for-sale, debt securities gross unrealized holding losses	(12)	(14)
Investment securities available-for-sale, debt securities amortized cost	84	84
Corporate Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
Investment securities available-for-sale, debt securities	7,837	7,193
Investment securities available-for-sale, debt securities gross unrealized holding gains	195	59
Investment securities available-for-sale, debt securities gross unrealized holding losses		(29)
Investment securities available-for-sale, debt securities amortized cost	$ 7,642	$ 7,163

Note 6 - Investment Securitie_2

Note 6 - Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Investments Debt And Equity Securities [Abstract]
Due in one year or less, Fair value	$ 6,391
Due after one year through five years, Fair value	328,734
Due after five years through ten years, Fair value	121,665
Due after ten years, Fair value	92,595
Total investment securities available-for-sale, Fair value	549,385	$ 435,646
Due in one year or less, Amortized cost	6,343
Due after one year through five years, Amortized cost	326,189
Due after five years through ten years, Amortized cost	122,199
Due after ten years, Amortized cost	92,121
Investment securities available-for-sale, debt securities amortized cost	$ 546,852	$ 428,495

Note 6 - Investment Securitie_3

Note 6 - Investment Securities (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)security	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)security	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Investment Securities [Line Items]
Proceeds from sale of investment securities	$ 0	$ 956,000	$ 0	$ 6,931,000
Available-for-sale securities pledged as collateral	$ 258,917,000		$ 258,917,000		$ 220,934,000
Debt Securities, Available-for-sale, Restriction Type [Extensible List]	us-gaap:CollateralPledgedMember		us-gaap:CollateralPledgedMember		us-gaap:CollateralPledgedMember
Other than temporary impairment, credit losses recognized in earnings	$ 0	0	$ 0	0
Available-for-sale, amortized cost	546,852,000		546,852,000		$ 428,495,000
Fair value	549,385,000		549,385,000		435,646,000
Investment equity securities	15,445,000		15,445,000		$ 12,849,000
Proceeds from sale of investment equity securities	$ 1,185,000	1,421,000	$ 2,412,000	1,428,000
PreTSL [Member]
Investment Securities [Line Items]
Number of trust preferred securities | security	1		1
Available-for-sale, amortized cost	$ 84,000		$ 84,000
Fair value	72,000		72,000
Equity Securities [Member]
Investment Securities [Line Items]
Income tax expense (benefit) related to net recognized gains (losses) on sales of securities	252,000	386,000	666,000	464,000
Debt Securities [Member]
Investment Securities [Line Items]
Income tax expense (benefit) related to net realized gains (losses) on sales of securities	$ 0	$ 0	$ 1,000	$ 0

Note 6 - Realized Gain (Loss) o

Note 6 - Realized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Investments Debt And Equity Securities [Abstract]
Gross realized gains	$ 2	$ 1	$ 5	$ 6
Gross realized losses				(5)
Total net gains (losses) on AFS securities	$ 2	$ 1	$ 5	$ 1

Note 6 - Debt Securities in a C

Note 6 - Debt Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2021USD ($)security	Dec. 31, 2020USD ($)security
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	154	39
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 255,347	$ 59,434
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(3,062)	(349)
Debt Securities in an unrealized loss position 12 months or longer, fair value	110	70
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(12)	(14)
Debt Securities in an unrealized loss position, fair value	255,457	59,504
Debt Securities in an unrealized loss position, unrealized losses	$ (3,074)	$ (363)
US Government Agencies Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	32	19
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 62,908	$ 37,754
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(1,084)	(246)
Debt Securities in an unrealized loss position, fair value	62,908	37,754
Debt Securities in an unrealized loss position, unrealized losses	$ (1,084)	$ (246)
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	70	11
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 44,351	$ 6,821
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(688)	(45)
Debt Securities in an unrealized loss position, fair value	44,351	6,821
Debt Securities in an unrealized loss position, unrealized losses	$ (688)	$ (45)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	37	4
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 121,209	$ 8,626
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(1,055)	(24)
Debt Securities in an unrealized loss position, fair value	121,209	8,626
Debt Securities in an unrealized loss position, unrealized losses	$ (1,055)	$ (24)
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	14	3
Debt Securities in an unrealized loss position less than 12 months, fair value	$ 26,879	$ 3,262
Debt Securities in an unrealized loss position less than 12 months, unrealized losses	(235)	(5)
Debt Securities in an unrealized loss position 12 months or longer, fair value	38
Debt Securities in an unrealized loss position, fair value	26,917	3,262
Debt Securities in an unrealized loss position, unrealized losses	$ (235)	$ (5)
Collateralized Debt Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security	1	1
Debt Securities in an unrealized loss position 12 months or longer, fair value	$ 72	$ 70
Debt Securities in an unrealized loss position 12 months or longer, unrealized losses	(12)	(14)
Debt Securities in an unrealized loss position, fair value	72	70
Debt Securities in an unrealized loss position, unrealized losses	$ (12)	$ (14)
Corporate Debt Securities [Member]
Schedule Of Available For Sale Securities [Line Items]
No. of debt securities | security		1
Debt Securities in an unrealized loss position less than 12 months, fair value		$ 2,971
Debt Securities in an unrealized loss position less than 12 months, unrealized losses		(29)
Debt Securities in an unrealized loss position, fair value		2,971
Debt Securities in an unrealized loss position, unrealized losses		$ (29)

Note 6 - Summary of Unrealized

Note 6 - Summary of Unrealized and Realized Gains and Losses Recognized in Net Income on Equity Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Equity Securities [Abstract]
Net gains (loss) recognized during the period on equity securities	$ 871	$ 1,334	$ 2,306	$ (1,606)
Less: Net gains recognized during the period on equity securities sold during the period	292	168	631	168
Net unrealized gains (losses) recognized during the reporting period on equity securities still held at the reporting date	$ 579	$ 1,166	$ 1,675	$ (1,774)

Note 7 - Restricted Investmen_2

Note 7 - Restricted Investment in Stocks (Details Textual)	6 Months Ended
	Jun. 30, 2021USD ($)shares	Dec. 31, 2020USD ($)	Sep. 27, 2019
Investment Holdings [Line Items]
Restricted investment in stocks	$ 1,142,000	$ 1,041,000
Other than temporary impairment charge of restricted investment	0
Investment in Federal Home Loan Bank Stock [Member]
Investment Holdings [Line Items]
Restricted investment in stocks	1,130,000
Investment in Atlantic Community Bankers Bank Stock [Member]
Investment Holdings [Line Items]
Restricted investment in stocks	12,000
VISA Class B Stock [Member]
Investment Holdings [Line Items]
Restricted investment in stocks	$ 0
Number of shares owned | shares	6,502
VISA Class A Stock [Member]
Investment Holdings [Line Items]
Conversion factor per share			1.6228

Note 8 - Major Classes of Loans

Note 8 - Major Classes of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	$ 922,815	$ 921,856
Net unearned (fees) costs	(1,892)	(1,814)
Loans receivable	920,923	920,042
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	191,900	227,431
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	49,411	57,594
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	417,984	377,586
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	80,412	81,897
State and Political Subdivisions Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	24,085	25,302
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	4,945	5,364
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	91,100	82,739
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans and leases receivable	$ 62,978	$ 63,943

Note 8 - Loans & Allowance fo_3

Note 8 - Loans & Allowance for Loan Losses (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2021USD ($)loanCreditcontract	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)loanCreditcontract	Jun. 30, 2020USD ($)contract	Dec. 31, 2020USD ($)
Accounts Notes And Loans Receivable [Line Items]
Bank overdrafts	$ 91,000		$ 91,000		$ 258,000
Total troubled debt restructuring	5,083,000		5,083,000		5,312,000
Net unearned (fees) costs	$ (1,892,000)		$ (1,892,000)		(1,814,000)
Number of newly identified TDRs during the current period | contract	0		0
Loans and leases receivable, impaired, commitment to lend	$ 41,000		$ 41,000		14,000
Financing receivables, impaired, troubled debt restructuring, write-down	0	$ 0	$ 0	$ 0
Financing receivable, modifications, subsequent default, number of contracts | contract			0	0
Performing Financial Instruments [Member]
Accounts Notes And Loans Receivable [Line Items]
Total troubled debt restructuring	4,330,000		$ 4,330,000		4,469,000
Nonperforming Financial Instruments [Member]
Accounts Notes And Loans Receivable [Line Items]
Total troubled debt restructuring	753,000		753,000		843,000
Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Net unearned (fees) costs	$ 1,669,000		1,669,000		$ 1,909,000
Origination flat fee			$ 2,500
Paycheck Protection Program [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Percentage of loan origination fees received			1.00%
Paycheck Protection Program [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Percentage of loan origination fees received			5.00%
Commercial and Industrial [Member] | Paycheck Protection Program [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of loans | loan	449		449
Loan amount	$ 54,627,000		$ 54,627,000
COVID-19 Pandemic [Member]
Accounts Notes And Loans Receivable [Line Items]
Total troubled debt restructuring	$ 232,000		$ 232,000
Deferred Interest and or Principal Payments of Six months [Member] | COVID-19 Pandemic [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of credits modifications recorded investment | Credit	1		1
Total troubled debt restructuring	$ 228,000		$ 228,000
Deferred Interest and or Principal Payments of Nine Months [Member] | COVID-19 Pandemic [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of credits modifications recorded investment | Credit	1		1
Total troubled debt restructuring	$ 4,000		$ 4,000
Commercial Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Percentage of financing receivable modifications due to pandemic	$ 0		$ 0
Retail Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Percentage of financing receivable modifications due to pandemic	0.10%		0.10%
Residential Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Mortgage loan on real estate number of loan in foreclosure | loan			2
Mortgage loans in process of foreclosure, amount	$ 178,000		$ 178,000
Residential Portfolio Segment [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Loan to value ratio			80.00%
Residential Buildings and Dwellings [Member] | Credit Concentration Risk [Member]
Accounts Notes And Loans Receivable [Line Items]
Concentration of loans to lessors percentage of total loans			15.20%		14.90%
Nonresidential Buildings [Member] | Credit Concentration Risk [Member]
Accounts Notes And Loans Receivable [Line Items]
Concentration of loans to lessors percentage of total loans			22.00%		19.60%

Note 8 - Modified Loans by Majo

Note 8 - Modified Loans by Major Loan Class and Total Deferral by Number of Months (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accounts Notes And Loans Receivable [Line Items]
Total Modified Loans	$ 5,083	$ 5,312
COVID-19 Pandemic [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Modified Loans	232
COVID-19 Pandemic [Member] | Total Number of Months Deferred 4-6 Months [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Modified Loans	228
COVID-19 Pandemic [Member] | Total Number of Months Deferred 10-12 Months [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Modified Loans	4
COVID-19 Pandemic [Member] | Retail Portfolio Segment [Member] | Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Modified Loans	4
COVID-19 Pandemic [Member] | Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Modified Loans	228
COVID-19 Pandemic [Member] | Retail Portfolio Segment [Member] | Total Number of Months Deferred 4-6 Months [Member] | Family Residential Mortgages [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Modified Loans	228
COVID-19 Pandemic [Member] | Retail Portfolio Segment [Member] | Total Number of Months Deferred 10-12 Months [Member] | Consumer Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Total Modified Loans	$ 4

Note 8 - Internal Risk Ratings

Note 8 - Internal Risk Ratings and Payment Activity (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 922,815	$ 921,856
Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	763,792	769,810
Pass [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	738,315	743,626
Special Mention [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	2,944	3,991
Substandard [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	22,533	22,193
Doubtful [Member] | Excluding Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	191,900	227,431
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	49,411	57,594
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	417,984	377,586
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	80,412	81,897
Commercial Portfolio Segment [Member] | Pass [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	184,227	219,104
Commercial Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	49,411	57,594
Commercial Portfolio Segment [Member] | Pass [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	401,540	361,393
Commercial Portfolio Segment [Member] | Pass [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	79,052	80,233
Commercial Portfolio Segment [Member] | Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	55	77
Commercial Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Special Mention [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	2,889	3,914
Commercial Portfolio Segment [Member] | Special Mention [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	7,618	8,250
Commercial Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Substandard [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	13,555	12,279
Commercial Portfolio Segment [Member] | Substandard [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	1,360	1,664
Commercial Portfolio Segment [Member] | Doubtful [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
Commercial Portfolio Segment [Member] | Doubtful [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	24,085	25,302
State and Political Subdivisions Portfolio Segment [Member] | Pass [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	24,085	25,302
State and Political Subdivisions Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
State and Political Subdivisions Portfolio Segment [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	0	0
State and Political Subdivisions Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 0	$ 0

Note 8 - Retail Loans by Credit

Note 8 - Retail Loans by Credit Quality (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 922,815	$ 921,856
Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	159,023	152,046
Performing Financial Instruments [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	157,436	150,553
Nonperforming Financial Instruments [Member] | Total Retail Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	1,587	1,493
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	4,945	5,364
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	91,100	82,739
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	62,978	63,943
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	4,845	5,259
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	90,352	82,103
Retail Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	62,239	63,191
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	100	105
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	748	636
Retail Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment [Line Items]
Loans and leases receivable	$ 739	$ 752

Note 8 - Past Due Loans (Detail

Note 8 - Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	$ 3,502	$ 5,700
Loans current	919,313	916,156
Loans and leases receivable	922,815	921,856
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	2,430	3,489
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	71	341
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	1,001	1,870
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	3,029	3,580
Loans current	188,871	223,851
Loans and leases receivable	191,900	227,431
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	2,380	2,392
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	8	31
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	641	1,157
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Loans current	49,411	57,594
Loans and leases receivable	49,411	57,594
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	358
Loans current	417,984	377,228
Loans and leases receivable	417,984	377,586
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	318
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	40
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	197	529
Loans current	80,215	81,368
Loans and leases receivable	80,412	81,897
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	189
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	197	340
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Loans current	24,085	25,302
Loans and leases receivable	24,085	25,302
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
State and Political Subdivisions Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	74	183
Loans current	4,871	5,181
Loans and leases receivable	4,945	5,364
Retail Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	50	178
Retail Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	24	5
Retail Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	0
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	132	981
Loans current	90,968	81,758
Loans and leases receivable	91,100	82,739
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	396
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	303
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	132	282
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	70	69
Loans current	62,908	63,874
Loans and leases receivable	62,978	63,943
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	0	16
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	39	2
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans past due	$ 31	$ 51

Note 8 - Non-accrual Loans (Det

Note 8 - Non-accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	$ 0	$ 0
Loans receivable	8,185	9,640
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	3,598	4,367
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	2,404	2,905
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	596	875
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	0	0
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	100	105
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	748	636
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans receivable	0	0
Loans receivable	$ 739	$ 752

Note 8 - Allowance for Loan Los

Note 8 - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	$ 11,115	$ 10,334	$ 10,826	$ 9,887
Provision for (credit to) loan losses	183	250	458	750
Charge-offs	(115)	(174)	(147)	(266)
Recoveries	19	54	65	93
Allowance for loan losses, end of period	11,202	10,464	11,202	10,464
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	3,916	4,657	4,050	4,689
Provision for (credit to) loan losses	(285)	(323)	(432)	(364)
Charge-offs	0	(72)	0	(72)
Recoveries	13	8	26	17
Allowance for loan losses, end of period	3,644	4,270	3,644	4,270
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	313	286	346	590
Provision for (credit to) loan losses	(16)	1	(49)	(303)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Allowance for loan losses, end of period	297	287	297	287
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	4,094	3,286	3,736	2,519
Provision for (credit to) loan losses	145	125	503	892
Charge-offs	0	0	0	0
Recoveries	0	12	0	12
Allowance for loan losses, end of period	4,239	3,423	4,239	3,423
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	825	608	871	629
Provision for (credit to) loan losses	383	108	326	68
Charge-offs	(38)	0	(38)	0
Recoveries	2	5	13	24
Allowance for loan losses, end of period	1,172	721	1,172	721
State and Political Subdivisions Portfolio Segment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	86	134	89	115
Provision for (credit to) loan losses	(2)	(14)	(5)	5
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Allowance for loan losses, end of period	84	120	84	120
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	263	278	265	230
Provision for (credit to) loan losses	294	67	304	197
Charge-offs	(65)	(102)	(97)	(194)
Recoveries	2	25	22	35
Allowance for loan losses, end of period	494	268	494	268
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	610	660	533	549
Provision for (credit to) loan losses	(69)	(74)	8	37
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Allowance for loan losses, end of period	541	586	541	586
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	368	333	386	310
Provision for (credit to) loan losses	3	(71)	(17)	(49)
Charge-offs	(12)	0	(12)	0
Recoveries	2	4	4	5
Allowance for loan losses, end of period	361	266	361	266
Unallocated Financing Receivables [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Allowance for loan losses, beginning of period	640	92	550	256
Provision for (credit to) loan losses	(270)	431	(180)	267
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Allowance for loan losses, end of period	$ 370	$ 523	$ 370	$ 523

Note 8 - Specific Reserve for L

Note 8 - Specific Reserve for Loans Modified as TDR's (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Receivables [Abstract]
TDRs with no specific allowance recorded - unpaid principal balance	$ 1,462	$ 2,008
TDRs with an allowance recorded - unpaid principal balance	3,621	3,304
Unpaid principal balance	5,083	5,312
TDRs with an allowance recorded - related allowance	$ 823	$ 503

Note 8 - Loans Disaggregated by

Note 8 - Loans Disaggregated by Impairment Method (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	$ 11,202	$ 11,115	$ 10,826	$ 10,464	$ 10,334	$ 9,887
Allowance for loan losses - individually evaluated for impairment	3,107		3,050
Allowance for loan losses - collectively evaluated for impairment	7,725		7,226
Loans and leases receivable	922,815		921,856
Loans - individually evaluated for impairment	12,908		14,516
Loans - collectively evaluated for impairment	909,907		907,340
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	3,644	3,916	4,050	4,270	4,657	4,689
Allowance for loan losses - individually evaluated for impairment	2,207		2,421
Allowance for loan losses - collectively evaluated for impairment	1,437		1,629
Loans and leases receivable	191,900		227,431
Loans - individually evaluated for impairment	3,706		4,503
Loans - collectively evaluated for impairment	188,194		222,928
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	297	313	346	287	286	590
Allowance for loan losses - individually evaluated for impairment	0		0
Allowance for loan losses - collectively evaluated for impairment	297		346
Loans and leases receivable	49,411		57,594
Loans - collectively evaluated for impairment	49,411		57,594
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	4,239	4,094	3,736	3,423	3,286	2,519
Allowance for loan losses - individually evaluated for impairment	363		432
Allowance for loan losses - collectively evaluated for impairment	3,876		3,304
Loans and leases receivable	417,984		377,586
Loans - individually evaluated for impairment	5,735		6,323
Loans - collectively evaluated for impairment	412,249		371,263
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	1,172	825	871	721	608	629
Allowance for loan losses - individually evaluated for impairment	425		73
Allowance for loan losses - collectively evaluated for impairment	747		798
Loans and leases receivable	80,412		81,897
Loans - individually evaluated for impairment	1,738		2,051
Loans - collectively evaluated for impairment	78,674		79,846
State and Political Subdivisions Portfolio Segment [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	84	86	89	120	134	115
Allowance for loan losses - individually evaluated for impairment	0		0
Allowance for loan losses - collectively evaluated for impairment	84		89
Loans and leases receivable	24,085		25,302
Loans - individually evaluated for impairment	0		0
Loans - collectively evaluated for impairment	24,085		25,302
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	494	263	265	268	278	230
Allowance for loan losses - individually evaluated for impairment	7		7
Allowance for loan losses - collectively evaluated for impairment	487		258
Loans and leases receivable	4,945		5,364
Loans - individually evaluated for impairment	57		61
Loans - collectively evaluated for impairment	4,888		5,303
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	541	610	533	586	660	549
Allowance for loan losses - collectively evaluated for impairment	541		533
Loans and leases receivable	91,100		82,739
Loans - individually evaluated for impairment	922		813
Loans - collectively evaluated for impairment	90,178		81,926
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	361	368	386	266	333	310
Allowance for loan losses - individually evaluated for impairment	105		117
Allowance for loan losses - collectively evaluated for impairment	256		269
Loans and leases receivable	62,978		63,943
Loans - individually evaluated for impairment	750		765
Loans - collectively evaluated for impairment	62,228		63,178
Unallocated Financing Receivables [Member]
Credit Losses Related To Financing Receivables Current And Noncurrent [Line Items]
Allowance for loan losses	$ 370	$ 640	$ 550	$ 523	$ 92	$ 256

Note 8 - Impaired Loans (Detail

Note 8 - Impaired Loans (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	$ 4,971		$ 6,432
Unpaid principal balance - with no specific allowance	5,557		7,472
Recorded investment - with an allowance	7,937		8,084
Unpaid principal balance - with an allowance	9,905		9,834
Related allowance	3,107		3,050
Unpaid principal balance	15,462		17,306
Recorded investment	12,908		14,516
Average recorded investment	13,460	$ 16,047
Interest income recognized	118	130
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	124		647
Unpaid principal balance - with no specific allowance	131		722
Recorded investment - with an allowance	3,582		3,856
Unpaid principal balance - with an allowance	5,277		5,462
Related allowance	2,207		2,421
Unpaid principal balance	5,408		6,184
Recorded investment	3,706		4,503
Average recorded investment	3,940	5,543
Interest income recognized	2	3
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	0		0
Unpaid principal balance - with no specific allowance	0		0
Recorded investment - with an allowance	0		0
Unpaid principal balance - with an allowance	0		0
Related allowance	0		0
Unpaid principal balance	0		0
Recorded investment	0		0
Average recorded investment	0	0
Interest income recognized	0	0
Commercial Portfolio Segment [Member] | Secured by Commercial Real Estate [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	2,510		3,018
Unpaid principal balance - with no specific allowance	2,867		3,671
Recorded investment - with an allowance	3,225		3,305
Unpaid principal balance - with an allowance	3,364		3,418
Related allowance	363		432
Unpaid principal balance	6,231		7,089
Recorded investment	5,735		6,323
Average recorded investment	5,909	6,919
Interest income recognized	81	85
Commercial Portfolio Segment [Member] | Secured by Residential Real Estate [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	844		1,417
Unpaid principal balance - with no specific allowance	918		1,608
Recorded investment - with an allowance	894		634
Unpaid principal balance - with an allowance	999		642
Related allowance	425		73
Unpaid principal balance	1,917		2,250
Recorded investment	1,738		2,051
Average recorded investment	1,903	2,027
Interest income recognized	32	36
Retail Portfolio Segment [Member] | Consumer Loans [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	0		0
Unpaid principal balance - with no specific allowance	0		0
Recorded investment - with an allowance	57		61
Unpaid principal balance - with an allowance	71		73
Related allowance	7		7
Unpaid principal balance	71		73
Recorded investment	57		61
Average recorded investment	59	68
Interest income recognized	0	0
Retail Portfolio Segment [Member] | Family Residential Mortgages [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	922		813
Unpaid principal balance - with no specific allowance	1,019		894
Recorded investment - with an allowance	0		0
Unpaid principal balance - with an allowance	0		0
Related allowance	0		0
Unpaid principal balance	1,019		894
Recorded investment	922		813
Average recorded investment	899	862
Interest income recognized	3	6
Retail Portfolio Segment [Member] | Home Equity Loans and Lines [Member]
Financing Receivable Impaired [Line Items]
Recorded investment - with no specific allowance	571		537
Unpaid principal balance - with no specific allowance	622		577
Recorded investment - with an allowance	179		228
Unpaid principal balance - with an allowance	194		239
Related allowance	105		117
Unpaid principal balance	816		816
Recorded investment	750		$ 765
Average recorded investment	750	628
Interest income recognized	$ 0	$ 0

Note 9 - Financial Assets Measu

Note 9 - Financial Assets Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	$ 549,385	$ 435,646
Equity securities	15,445	12,849
US Government Agencies Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	68,879	69,776
US States and Political Subdivisions Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	116,657	87,812
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	265,793	175,847
Collateralized Mortgage Obligations [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	90,147	94,948
Pooled Trust Preferred Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	72	70
Corporate Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	7,837	7,193
Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	564,830	448,495
Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	4,949	5,325
Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	4,830	5,034
Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	119	291
Fair Value, Inputs, Level 1 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Equity securities	15,445	12,849
Fair Value, Inputs, Level 1 [Member] | Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	15,445	12,849
Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	549,313	435,576
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	68,879	69,776
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	116,657	87,812
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	265,793	175,847
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	90,147	94,948
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	7,837	7,193
Fair Value, Inputs, Level 2 [Member] | Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	549,313	435,576
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	72	70
Fair Value, Inputs, Level 3 [Member] | Pooled Trust Preferred Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Debt securities available-for-sale	72	70
Fair Value, Inputs, Level 3 [Member] | Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	72	70
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	4,949	5,325
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	4,830	5,034
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Asset fair value measurements	$ 119	$ 291

Note 9 - Fair Value Measureme_3

Note 9 - Fair Value Measurements and Disclosures (Details Textual)	3 Months Ended	6 Months Ended
	Jun. 30, 2021USD ($)securityissuer	Jun. 30, 2021USD ($)securityissuer	Jun. 30, 2020USD ($)
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Number of underlying issuers | issuer	3	3
Expected credit losses or prepayments		$ 0
Swap rate period		30 years
Measurement Input, Discount Rate [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Discount rate	0.0588	0.0588
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair value, measurement with unobservable inputs reconciliation, recurring basis, asset, gain (loss) included in earnings		$ 0	$ 0
Fair Value, Inputs, Level 3 [Member] | Collateralized Debt Obligations [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Number of trust preferred securities | security	1	1
Maximum [Member] | London Interbank Offered Rate (LIBOR) [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair value, measurement with unobservable inputs reconciliation, recurring basis, asset, gain (loss) included in earnings	$ 0	$ 0

Note 9 - Quantitative Informati

Note 9 - Quantitative Information about Assets Measured at Fair Value (Details) $ in Thousands		6 Months Ended	12 Months Ended
		Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Loans held-for-sale		$ 5,139	$ 6,886
Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		4,949	5,325
Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		4,830	5,034
Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		119	291
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		4,949	5,325
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		4,830	5,034
Fair Value, Inputs, Level 3 [Member] | Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		$ 119	$ 291
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value liquidation inputs	[1],[2]	(10.00%)	(10.00%)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Measurement Input, Comparability Adjustment [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[2],[3]	(0.15)	(0.10)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Measurement Input, Comparability Adjustment [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[2],[3]	(0.20)	(0.30)
Fair Value, Inputs, Level 3 [Member] | Appraisal Valuation Technique [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements	[2]	$ 4,513	$ 4,754
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Minimum [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[4]	(30.00%)	(87.50%)
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Maximum [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs	[4]	(100.00%)	(100.00%)
Fair Value, Inputs, Level 3 [Member] | Market Approach Valuation Technique [Member] | Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements	[4]	$ 317	$ 280
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Expected Term [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value expected term		3 years	2 years
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Expected Term [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value expected term		30 years	30 years
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Discount Rate [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		12.00%	12.00%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Discount Rate [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		12.50%	13.00%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Prepayment Speeds [Member] | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		198.00%	243.00%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Measurement Input, Prepayment Speeds [Member] | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Nonrecurring fair value range of value inputs		325.00%	320.00%
Fair Value, Inputs, Level 3 [Member] | Discounted Cash Flow Valuation Technique [Member] | Nonrecurring [Member] | Mortgage Servicing Rights [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Asset fair value measurements		$ 119	$ 291
[1]	Appraisals and pending agreements of sale are adjusted by management for estimated liquidation expenses. The range is presented as a percent of the initial appraised value.
[2]	Fair value is primarily determined through appraisals of the underlying collateral by independent parties, which generally includes various Level 3 inputs which are not always identifiable.
[3]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and the age of the appraisal. The range is presented as a percent of the initial appraised value.
[4]	Values obtained from financial statements for UCC collateral (fixed assets and inventory) are discounted to estimated realizable liquidation value.

Note 9 - Available-for-sale Sec

Note 9 - Available-for-sale Securities Measured at Fair Value Using Significant Unobservable Inputs (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance, January 1,	$ 70	$ 79
Payments received	0	0
Included in earnings	0	0
Included in other comprehensive (loss) income	2	(12)
Transfers in and/or out of Level 3	0	0
Balance, June 30,	$ 72	$ 67

Note 9 - Financial and Off-bala

Note 9 - Financial and Off-balance Sheet Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Cash and cash equivalents	$ 56,621	$ 39,331
Equities	15,445	12,849
Fair value	549,385	435,646
Restricted investment in stocks	1,142	1,041
Loans held-for-sale	5,018	6,570
Net loans	909,721	909,216
Mortgage servicing rights	566	533
Accrued interest receivable	4,208	4,825
Deposits	1,343,733	1,228,067
Short-term borrowings	75,021	58,838
Long-term debt	10,000	10,000
Accrued interest payable	240	350
Cash and cash equivalents	56,621	39,331
Restricted investment in stocks	1,142	1,041
Loans held-for-sale	5,139	6,886
Net loans	914,744	915,726
Mortgage servicing rights	629	568
Accrued interest receivable	4,208	4,825
Short-term borrowings	75,021	58,838
Long-term debt	10,206	10,269
Accrued interest payable	240	350
Fair Value, Inputs, Level 1 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Equities	15,445	12,849
Cash and cash equivalents	56,621	39,331
Short-term borrowings	75,021	58,838
Long-term debt	10,206	10,269
Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Fair value	549,313	435,576
Restricted investment in stocks	1,142	1,041
Loans held-for-sale	5,139	6,886
Accrued interest receivable	4,208	4,825
Accrued interest payable	240	350
Fair Value, Inputs, Level 3 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Fair value	72	70
Net loans	914,744	915,726
Mortgage servicing rights	629	568
Standby Letters of Credit [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Commitments to extend credit		88
Standby Letters of Credit [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Commitments to extend credit	56	88
With No Stated Maturities [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	1,167,272	1,030,982
Deposits	1,167,272	1,030,982
With No Stated Maturities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	1,167,272	1,030,982
With Stated Maturities [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	176,461	197,085
Deposits	178,616	199,127
With Stated Maturities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Deposits	$ 178,616	$ 199,127

Note 10 - Financial Instrument

Note 10 - Financial Instrument Commitments (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2021	Dec. 31, 2020
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	$ 361,498	$ 319,104
Commitments to Extend Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	338,841	296,537
Standby Letters of Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Commitments to extend credit and unused lines of credit	$ 22,657	$ 22,567

Note 10 - Commitments and Con_3

Note 10 - Commitments and Contingencies (Details Textual) - USD ($)	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Commitments And Contingencies Disclosure [Line Items]
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 698,000	$ 1,086,000
Right-of-use assets	945,000
Operating liability	952,000
Standby Letters of Credit [Member]
Commitments And Contingencies Disclosure [Line Items]
Financial instrument commitments expire within one year	$ 20,017,000
Maximum [Member]
Commitments And Contingencies Disclosure [Line Items]
Standby letters of credit expiration period	1 year
Lessee leasing arrangements, operating leases, renewal term	10 years
Minimum [Member]
Commitments And Contingencies Disclosure [Line Items]
Lessee leasing arrangements, operating leases, renewal term	5 years

Note 11 - Capital Ratios and Re

Note 11 - Capital Ratios and Regulatory Minimum Requirements (Details) $ in Thousands	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
The Company [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 146,624	$ 139,705
Tier 1 capital	135,331	128,788
Common equity tier 1 capital	135,331	128,788
Tier 1 leverage capital	$ 135,331	$ 128,788
Capital to risk-weighted assets	0.1384	0.1395
Tier 1 capital to risk-weighted assets	0.1277	0.1286
Common equity tier 1 capital to risk-weighted assets	12.77%	12.86%
Tier 1 leverage capital to average assets	0.0858	0.0907
Capital required for capital adequacy	$ 84,751	$ 80,125
Tier 1 capital required for capital adequacy	63,563	60,094
Common equity tier 1 capital required for capital adequacy	47,672	45,070
Tier 1 leverage capital required for capital adequacy	$ 63,096	$ 56,776
Capital required for capital adequacy to risk-weighted assets	0.0800	0.0800
Tier 1 capital required for capital adequacy to risk-weighted assets	0.0600	0.0600
Common equity tier 1 capital required for capital adequacy to risk-weighted assets	4.50%	4.50%
Tier 1 leverage capital required for capital adequacy to average assets	0.0400	0.0400
Capital required to be well capitalized	$ 105,939	$ 100,156
Tier 1 capital required to be well capitalized	$ 63,563	$ 60,094
Capital required to be well capitalized to risk-weighted assets	0.1000	0.1000
Tier 1 capital required to be well capitalized to risk-weighted assets	0.0600	0.0600
Bank [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital	$ 131,499	$ 126,687
Tier 1 capital	120,206	115,770
Common equity tier 1 capital	120,206	115,770
Tier 1 leverage capital	$ 120,206	$ 115,770
Capital to risk-weighted assets	0.1297	0.1315
Tier 1 capital to risk-weighted assets	0.1186	0.1202
Common equity tier 1 capital to risk-weighted assets	11.86%	12.02%
Tier 1 leverage capital to average assets	0.0769	0.0823
Capital required for capital adequacy	$ 81,093	$ 77,047
Tier 1 capital required for capital adequacy	60,820	57,785
Common equity tier 1 capital required for capital adequacy	45,615	43,339
Tier 1 leverage capital required for capital adequacy	$ 62,495	$ 56,286
Capital required for capital adequacy to risk-weighted assets	0.0800	0.0800
Tier 1 capital required for capital adequacy to risk-weighted assets	0.0600	0.0600
Common equity tier 1 capital required for capital adequacy to risk-weighted assets	4.50%	4.50%
Tier 1 leverage capital required for capital adequacy to average assets	0.0400	0.0400
Capital required to be well capitalized	$ 101,366	$ 96,308
Tier 1 capital required to be well capitalized	81,093	77,047
Common equity tier 1 capital required to be well capitalized	65,888	62,600
Tier 1 leverage capital required to be well capitalized	$ 78,119	$ 70,357
Capital required to be well capitalized to risk-weighted assets	0.1000	0.1000
Tier 1 capital required to be well capitalized to risk-weighted assets	0.0800	0.0800
Common equity tier 1 capital required to be well capitalized to risk-weighted assets	6.50%	6.50%
Tier 1 leverage capital required to be well capitalized to average assets	0.0500	0.0500