Auburn National Bancorporation (AUBN) 10-Q 6 Aug 20 2020 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2020	Aug. 05, 2020
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2020
Document Transistion Report	false
Entity File Number	0-26486
Entity Registrant Name	Auburn National Bancorporation, Inc.
Entity Incorporation State	DE
Entity Tax Identification Number	63-0885779
Entity Address Address Line 1	100 N. Gay Street
Entity Address City	Auburn
Entity Address State	AL
Entity Address Postal Zip	36830
City Area Code	334
Local Phone Number	821-9200
Entity current reporting status	Yes
Entity filer category	Accelerated Filer
Entity Interactive Data Current	Yes
Entity Small Business	true
Entity Emerging Growth	false
Entity Shell Company	false
Entity common stock shares outstanding		3,566,221
Entity central index key	0000750574
Current fiscal year end date	--12-31
Document Fiscal Year Focus	2020
Document Period Focus	Q2
Amendment flag	false
Title of 12(b) Security	Common Stock, par value $0.01
Trading Symbol	AUBN
Security Exchange Name	NASDAQ

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets:
Cash And Due From Banks	$ 24,518	$ 15,172
Federal funds sold	17,755	25,944
Interest bearing bank deposits	95,562	51,327
Cash and cash equivalents	137,835	92,443
Securities available-for-sale	302,193	235,902
Loans held for sale	2,620	2,202
Loans, net of unearned income	464,274	460,901
Allowance for loan losses	(5,308)	(4,386)
Loans, net	458,966	456,515
Premises and equipment, net	14,451	14,743
Bank-owned life insurance	19,014	19,202
Other assets	7,808	6,872
Total assets	942,887	827,879
Deposits:
Noninterest-bearing	247,429	196,218
Interest-bearing	582,381	527,934
Total deposits	829,810	724,152
Federal funds purchased and securities sold under agreements to repurchase	1,995	1,069
Accrued expenses and other liabilities	5,783	4,330
Total liabilities	837,588	729,551
Stockholders' equity:
Preferred stock	0	0
Common stock	39	39
Additional paid-in capital	3,785	3,784
Retained earnings	103,444	101,801
Accumulated other comprehensive income, net	7,386	2,059
Less treasury stock, at cost	(9,355)	(9,355)
Total stockholders' equity	105,299	98,328
Total liabilities and stockholders' equity	$ 942,887	$ 827,879

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Jun. 30, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Preferred stock par value	$ 0.01	$ 0.01
Authorized shares, preferred	200,000	200,000
Issued shares, preferred	0	0
Common stock par value	$ 0.01	$ 0.01
Authorized shares, common	8,500,000	8,500,000
Issued shares, common	3,957,135	3,957,135
Treasury stock, shares held	390,959	390,989

Consolidated Statements of Earn

Consolidated Statements of Earnings - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest income:
Loans, including fees	$ 5,494	$ 5,763	$ 10,906	$ 11,490
Securities - Taxable	1,056	985	2,167	2,000
Securities - Tax-exempt	476	544	929	1,093
Federal funds sold and interest bearing bank deposits	27	311	306	663
Total interest income	7,053	7,603	14,308	15,246
Interest expense:
Deposits	981	1,004	2,022	2,025
Short-term borrowings	2	2	4	4
Total interest expense	983	1,006	2,026	2,029
Net interest income	6,070	6,597	12,282	13,217
Provision for loan losses	450	0	850	0
Net interest income after provision for loan losses	5,620	6,597	11,432	13,217
Noninterest income:
Service charge on deposit accounts	126	176	298	360
Mortgage lending	683	187	913	376
Bank-owned life insurance income	108	107	506	217
Other noninterest income	365	407	794	1,079
Securities gains, net	81	8	87	13
Total noninterest income	1,363	885	2,598	2,045
Noninterest expense:
Salaries and benefits	2,597	2,799	5,428	5,737
Net occupancy and equipment	920	381	1,517	765
Professional fees	389	275	647	503
Other noninterest expense	1,053	1,174	2,223	2,235
Total noninterest expense	4,959	4,629	9,815	9,240
Earnings before income taxes	2,024	2,853	4,215	6,022
Income tax expense	363	546	753	1,172
Net earnings	$ 1,661	$ 2,307	$ 3,462	$ 4,850
Net earnings per share:
Basic and diluted earnings per share	$ 0.47	$ 0.64	$ 0.97	$ 1.35
Weighted average shares outstanding:
Basic and diluted weighted average shares outstanding	3,566,166	3,577,409	3,566,156	3,595,972

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Statements of Comprehensive Income [Abstract]
Net earnings	$ 1,661	$ 2,307	$ 3,462	$ 4,850
Other comprehensive income, net of tax:
Unrealized net holding gain (loss) on securities	1,043	2,057	5,392	4,453
Reclassification adjustment for net gain on securities recognized in net earnings	(60)	(6)	(65)	(10)
Other comprehensive income	983	2,051	5,327	4,443
Comprehensive income	$ 2,644	$ 4,358	$ 8,789	$ 9,293

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock Member	Additional Paid In Capital Member	Retained Earnings Member	Accumulated Other Comprehensive Income Member	Treasury Stock Member
Balance, shares at Dec. 31, 2018		3,643,868
Balance, Beg at Dec. 31, 2018	$ 89,055	$ 39	$ 3,779	$ 95,635	$ (3,763)	$ (6,635)
Net earnings	4,850	0	0	4,850	0	0
Other Comprehensive Income (Loss), Net Of Tax	4,443	0	0	0	4,443	0
Cash dividends paid	1,791	0	0	1,791	0	0
Treasury Stock, acquired	(2,497)	$ 0	0	0	0	(2,497)
Treasury Stock, acquired shares		72,205
Sale of treasury stock	5	$ 0	4	0	0	1
Treasury shares sold		165
Balance, End at Jun. 30, 2019	94,065	$ 39	3,783	98,694	680	(9,131)
Balance, shares at Jun. 30, 2019		3,571,828
Balance, shares at Mar. 31, 2019		3,581,485
Balance, Beg at Mar. 31, 2019	90,949	$ 39	3,783	97,280	(1,371)	(8,782)
Net earnings	2,307	0	0	2,307	0	0
Other Comprehensive Income (Loss), Net Of Tax	2,051	0	0	0	2,051	0
Cash dividends paid	893	0	0	893	0	0
Treasury Stock, acquired	(350)	$ 0	0	0	0	(350)
Treasury Stock, acquired shares		9,687
Sale of treasury stock	1	$ 0	0	0	0	1
Treasury shares sold		30
Balance, End at Jun. 30, 2019	94,065	$ 39	3,783	98,694	680	(9,131)
Balance, shares at Jun. 30, 2019		3,571,828
Balance, shares at Dec. 31, 2019		3,566,146
Balance, Beg at Dec. 31, 2019	98,328	$ 39	3,784	101,801	2,059	(9,355)
Net earnings	3,462	0	0	3,462	0	0
Other Comprehensive Income (Loss), Net Of Tax	5,327	0	0	0	5,327	0
Cash dividends paid	1,819	0	0	1,819	0	0
Sale of treasury stock	1	$ 0	1	0	0	0
Treasury shares sold		30
Balance, End at Jun. 30, 2020	105,299	$ 39	3,785	103,444	7,386	(9,355)
Balance, shares at Jun. 30, 2020		3,566,176
Balance, shares at Mar. 31, 2020		3,566,146
Balance, Beg at Mar. 31, 2020	103,563	$ 39	3,784	102,692	6,403	(9,355)
Net earnings	1,661	0	0	1,661	0	0
Other Comprehensive Income (Loss), Net Of Tax	983	0	0	0	983	0
Cash dividends paid	(909)	0	0	(909)	0	0
Sale of treasury stock	1	$ 0	1	0	0	0
Treasury shares sold		30
Balance, End at Jun. 30, 2020	$ 105,299	$ 39	$ 3,785	$ 103,444	$ 7,386	$ (9,355)
Balance, shares at Jun. 30, 2020		3,566,176

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Statement of Stockholders' Equity (Parentheticals)
Cash dividends paid per share	$ 0.255	$ 0.51	$ 0.25	$ 0.5

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities:
Net earnings	$ 3,462	$ 4,850
Adjustments to reconcile net earnings to net cash provided by operating activties:
Provision for loan losses	850	0
Depreciation and amortization	989	448
Premium amortization and discount accretion, net	1,081	886
Net gain on securities available for sale	(87)	(13)
Net gain on sale of loans held for sale	(847)	(188)
Net gain on other real estate owned	(17)	0
Loans originated for sale	(36,385)	(11,312)
Proceeds from sale of loans	36,576	9,786
Increase in cash surrender value of bank owned life insurance	(224)	(217)
Income recognized on death benefit of life insurance	(282)	0
Net (increase) decrease in other assets	(1,014)	(900)
Net (decrease) increase in accrued expenses and other liabilities	(334)	983
Net cash provided by operating activities	3,768	4,323
Cash flows from investing activities:
Proceeds from sales of securities available-for-sale	9,062	7,662
Proceeds from prepayments and maturities of securities available-for-sale	22,085	22,222
Purchase of securities available-for-sale	(91,318)	(33,839)
Decrease in loans, net	(3,400)	826
Net purchases of premises and equipment	(372)	(1,459)
Proceeds from bank-owned life insurance death benefit	(694)	0
(Increase) decrease in FHLB stock	(9)	32
Proceeds from sale of other real estate owned	116	0
Net cash (used in) provided by investing activities	(63,142)	(4,556)
Cash flows from financing activities:
Net increase in noninterest-bearing deposits	51,211	5,223
Net increase in interest-bearing deposits	54,447	11,085
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase	926	(1,200)
Stock repurchases	0	(2,497)
Proceeds from sale of treasury stock	1	5
Dividends paid	(1,819)	(1,791)
Net cash provided by financing activities	104,766	10,825
Net change in cash and cash equivalents	45,392	10,592
Cash and cash equivalents at beginning of period	92,443	65,076
Cash and cash equivalents at end of period	137,835	75,668
Cash paid during the period for:
Interest	2,023	2,029
Income taxes	678	1,499
Supplemental disclosure of non-cash transactions:
Initial recognition of operating lease right of use assets	0	891
Initial recognition of operating lease liabilities	0	889
Real estate acquired through foreclosure	$ 99	$ 82

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2020
Summary of Signficant Accounting Policies
Summary of Significant Accounting Policies Text Block	AUBURN NATIONAL BANCORPORATION, INC. AND SUBSIDIARIES Notes to Consolidated Financial Statements (Unaudited) NOTE 1 : SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES General Auburn National Bancorporation, Inc. (the “Company”) provides a full range of banking services to individual and corporate customers in Lee County, Alabama and surrounding counties through its wholly owned subsidiary, AuburnBank (the “Bank”). The Company does not have any segments other than banking that are considered material. Basis of Presentation and Use of Estimates The unaudited consolidated financial statements in this report have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information. Accordingly, these financial statements do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. The unaudited consolidated financial statements include, in the opinion of management, all adjustments necessary to present a fair statement of the financial position and the results of operations for all periods presented. All such adjustments are of a normal recurring nature. The results of operations in the interim statements are not necessarily indicative of the results of operations that the Company and its subsidiaries may achieve for future interim periods or the entire year. For further information, refer to the consolidated financial statements and footnotes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2019. The unaudited consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. Significant intercompany transactions and accounts are eliminated in consolidation. The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include other-than-temporary impairment on investment securities, the determination of the allowance for loan losses, fair value of financial instruments, and the valuation of deferred tax assets and other real estate owned (“OREO”). Revenue Recognition On January 1, 2018, the Company implemented Accounting Standards Update (“ASU” or “updates”) 2014-09, Revenue from Contracts with Customers , codified at Accounting Standards Codification (“ASC”) 606. The Company adopted ASC 606 using the modified retrospective transition method. The majority of the Company’s revenue stream is generated from interest income on loans and deposits which are outside the scope of ASC 606. The Company’s sources of income that fall within the scope of ASC 606 include service charges on deposits, investment services, interchange fees and gains and losses on sales of other real estate, all of which are presented as components of noninterest income. The following is a summary of the revenue streams that fall within the scope of ASC 606:  Service charges on deposits, investment services, ATM and interchange fees – Fees from these services are either transaction-based, for which the performance obligations are satisfied when the individual transaction is processed, or set periodic service charges, for which the performance obligations are satisfied over the period the service is provided. Transaction-based fees are recognized at the time the transaction is processed, and periodic service charges are recognized over the service period.  Gains on sales of OREO – A gain on sale should be recognized when a contract for sale exists and control of the asset has been transferred to the buyer. ASC 606 lists several criteria required to conclude that a contract for sale exists, including a determination that the institution will collect substantially all of the consideration to which it is entitled. In addition to the loan-to-value, the analysis is based on various other factors, including the credit quality of the borrower, the structure of the loan, and any other factors that may affect collectability. Reclassifications Certain amounts reported in the prior period have been reclassified to conform to the current-period presentation. These reclassifications had no impact on the Company’s previously reported net earnings or total stockholders’ equity . Subsequent Events The Company has evaluated the effects of events and transactions through the date of this filing that have occurred subsequent to June 30, 2020. The Company does not believe there were any material subsequent events during this period that would have required further recognition or disclosure in the unaudited consolidated financial statements included in this report. Accounting Developments In the first six months of 2020 , the Company adopted new guidance related to the following ASUs:  ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement ; and  ASU 2018-15, Intangibles – Goodwill and Other – Internal Use Software (Subtopic 350-40): Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement that is a Service Contract. Information about these pronouncements is described in more detail below. ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement, improves the disclosure requirements on fair value measurements by eliminating the requirements to disclose (i) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy; (ii) the policy for timing of transfers between levels; and (iii) the valuation processes for Level 3 fair value measurements. This ASU also added specific disclosure requirements for fair value measurements for public entities including the requirement to disclose the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements and the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. The amendments in this ASU are effective for all entities for fiscal years beginning after December 15, 2019, and all interim periods within those fiscal years. Early adoption was permitted upon issuance of the ASU. Entities are permitted to early adopt amendments that remove or modify disclosures and delay the adoption of the additional disclosures until their effective date. The Company adopted this ASU on January 1, 2020. Adoption of this guidance did not have a material impact on the Company’s consolidated financial statements. ASU 2018- 15, Intangibles – Goodwill and Other – Internal Use Software (Subtopic 350-40): Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement that is a Service Contract aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include internal-use software license). This ASU requires entities to use the guidance in FASB ASC 350-40, Intangibles - Goodwill and Other - Internal Use Software, to determine whether to capitalize or expense implementation costs related to the service contract. This ASU also requires entities to (i) expense capitalized implementation costs of a hosting arrangement that is a service contract over the term of the hosting arrangement; (ii) present the expense related to the capitalized implementation costs in the same line item on the income statement as fees associated with the hosting element of the arrangement; (iii) classify payments for capitalized implementation costs in the statement of cash flows in the same manner as payments made for fees associated with the hosting element; and (iv) present the capitalized implementation costs in the same balance sheet line item that a prepayment for the fees associated with the hosting arrangement would be presented. The amendments in this ASU are effective for fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. Early adoption was permitted. The Company adopted this ASU on January 1, 2020. Adoption of this guidance did not have a material impact on the Company’s consolidated financial statements.

Basic and Diluted Earnings Per

Basic and Diluted Earnings Per Share	6 Months Ended
	Jun. 30, 2020
Basic and Diluted Earnings Per Share [Abstract]
Basic and Diluted Earnings Per Share Text Block	NOTE 2 : BASIC AND DILUTED NET EARNINGS PER SHARE Basic net earnings per share is computed by dividing net earnings by the weighted average common shares outstanding for the respective period. Diluted net earnings per share reflect the potential dilution that could occur upon exercise of securities or other rights for, or convertible into, shares of the Company’s common stock. At June 30, 2020 and 2019 , respectively, the Company had no such securities or rights issued or outstanding, and therefore, no dilutive effect to consider for the diluted net earnings per share calculation. The basic and diluted net earnings per share computations for the respective periods are presented below. Quarter ended June 30, Six months ended June 30, (In thousands, except share and per share data) 2020 2019 2020 2019 Basic and diluted: Net earnings $ 1,661 $ 2,307 $ 3,462 $ 4,850 Weighted average common shares outstanding 3,566,166 3,577,409 3,566,156 3,595,972 Net earnings per share $ 0.47 $ 0.64 $ 0.97 $ 1.35

Securities

Securities	6 Months Ended
	Jun. 30, 2020
Investments debt and equity securities [Abstract]
Investments In Debt And Marketable Equity Securities And Certain Trading Assets Disclosure Text Block	NOTE 3 : SECURITIES At June 30, 2020 and December 31, 2019 , respectively, all securities within the scope of ASC 320, Investments – Debt and Equity Securities, were classified as available-for-sale. The fair value and amortized cost for securities available-for-sale by contractual maturity at June 30, 2020 and December 31, 2019 , respectively, are presented below. 1 year 1 to 5 5 to 10 After 10 Fair Gross Unrealized Amortized (Dollars in thousands) or less years years years Value Gains Losses Cost June 30, 2020 Agency obligations (a) $ 5,027 30,232 40,209 5,340 80,808 3,210 — $ 77,598 Agency RMBS (a) — 1,461 9,001 144,144 154,606 3,488 163 151,281 State and political subdivisions 97 1,168 6,581 58,933 66,779 3,337 10 63,452 Total available-for-sale $ 5,124 32,861 55,791 208,417 302,193 10,035 173 $ 292,331 December 31, 2019 Agency obligations (a) $ 4,993 27,245 18,470 — 50,708 215 98 $ 50,591 Agency RMBS (a) — 560 4,510 118,207 123,277 798 261 122,740 State and political subdivisions — 1,355 6,166 54,396 61,917 2,104 9 59,822 Total available-for-sale $ 4,993 29,160 29,146 172,603 235,902 3,117 368 $ 233,153 (a) Includes securities issued by U.S. government agencies or government-sponsored entities. Securities with aggregate fair values of $ 150.3 million and $ 147.8 million at June 30, 2020 and December 31, 2019 , respectively, were pledged to secure public deposits, securities sold under agreements to repurchase, Federal Home Loan Bank (“FHLB”) advances, and for other purposes required or permitted by law. Included in other assets on the accompanying consolidated balance sheets are non-marketable equity investments. The carrying amounts of non-marketable equity investments were $ 1.4 million at June 30, 2020 and December 31, 2019 , respectively. Non-marketable equity investments include FHLB of Atlanta Stock, Federal Reserve Bank (“FRB”) stock, and stock in a privately held financial institution. Gross Unrealized Losses and Fair Value The fair values and gross unrealized losses on securities at June 30, 2020 and December 31, 2019 , respectively, segregated by those securities that have been in an unrealized loss position for less than 12 months and 12 months or longer, are presented below. Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2020: Agency obligations $ 28,480 163 — — $ 28,480 163 State and political subdivisions 1,337 10 — — 1,337 10 Total $ 29,817 173 — — $ 29,817 173 December 31, 2019: Agency obligations $ 24,734 97 4,993 1 $ 29,727 98 Agency RMBS 40,126 98 21,477 163 61,603 261 State and political subdivisions 2,741 9 — — 2,741 9 Total $ 67,601 204 26,470 164 $ 94,071 368 For the securities in the previous table, the Company does not have the intent to sell and has determined it is not more likely than not that the Company will be required to sell the securities before recovery of the amortized cost basis, which may be maturity. On a quarterly basis, the Company assesses each security for credit impairment. For debt securities, the Company evaluates, where necessary, whether credit impairment exists by comparing the present value of the expected cash flows to the securities’ amortized cost basis. In determining whether a loss is temporary, the Company considers all relevant information including:  the length of time and the extent to which the fair value has been less than the amortized cost basis;  adverse conditions specifically related to the security, an industry, or a geographic area (for example, changes in the financial condition of the issuer of the security, or in the case of an asset-backed debt security, in the financial condition of the underlying loan obligors, including changes in technology or the discontinuance of a segment of the business that may affect the future earnings potential of the issuer or underlying loan obligors of the security or changes in the quality of the credit enhancement);  the historical and implied volatility of the fair value of the security;  the payment structure of the debt security and the likelihood of the issuer being able to make payments that increase in the future;  failure of the issuer of the security to make scheduled interest or principal payments;  any changes to the rating of the security by a rating agency; and  recoveries or additional declines in fair value subsequent to the balance sheet date. Agency obligations The unrealized losses associated with agency obligations were primarily driven by increases in interest rates and not due to the credit quality of the securities. These securities were issued by U.S. government agencies or government-sponsored entities and did not have any credit losses given the explicit government guarantee or other government support. Agency RMBS The unrealized losses associated with agency residential mortgage-backed securities (“RMBS”) were primarily driven by increases in interest rates and not due to the credit quality of the securities. These securities were issued by U.S. government agencies or government-sponsored entities and did not have any credit losses given the explicit government guarantee or other government support. Securities of U.S. states and political subdivisions The unrealized losses associated with securities of U.S. states and political subdivisions were primarily driven by increases in interest rates and were not due to the credit quality of the securities. Some of these securities are guaranteed by a bond insurer, but management did not rely on the guarantee in making its investment decision. These securities will continue to be monitored as part of the Company’s quarterly impairment analysis, but are expected to perform even if the rating agencies reduce the credit rating of the bond insurers. As a result, the Company expects to recover the entire amortized cost basis of these securities. The carrying values of the Company’s investment securities could decline in the future if the financial condition of an issuer deteriorates and the Company determines it is probable that it will not recover the entire amortized cost basis for the security. As a result, there is a risk that other-than-temporary impairment charges may occur in the future. Other-Than-Temporarily Impaired Securities Credit-impaired debt securities are debt securities where the Company has written down the amortized cost basis of a security for other-than-temporary impairment and the credit component of the loss is recognized in earnings. At June 30, 2020 and December 31, 2019, the Company had no credit-impaired debt securities and there were no additions or reductions in the credit loss component of credit-impaired debt securities during the six months ended June 30, 2020 and 2019, respectively. Realized Gains and Losses The following table presents the gross realized gains and losses on sales of securities. Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2020 2019 2020 2019 Gross realized gains $ 100 27 $ 106 32 Gross realized losses ( 19) ( 19) ( 19) ( 19) Realized gains, net $ 81 8 $ 87 13

Loan and Allowance for Loan Los

Loan and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2020
Loans And Leases Receivable Disclosure [Abstract]
Loans and leases receivable disclosure [Text Block]	NOTE 4 : LOANS AND ALLOWANCE FOR LOAN LOSSES June 30, December 31, (In thousands) 2020 2019 Commercial and industrial $ 87,754 $ 56,782 Construction and land development 32,967 32,841 Commercial real estate: Owner occupied 50,036 48,860 Hotel/motel 43,183 43,719 Multi-family 31,974 44,839 Other 125,395 132,900 Total commercial real estate 250,588 270,318 Residential real estate: Consumer mortgage 40,967 48,923 Investment property 44,858 43,652 Total residential real estate 85,825 92,575 Consumer installment 8,631 8,866 Total loans 465,765 461,382 Less: unearned income ( 1,491) ( 481) Loans, net of unearned income $ 464,274 $ 460,901 Loans secured by real estate were approximately 79.3% June 30, 2020 . At June 30, 2020 , the Company’s geographic loan distribution was concentrated primarily in Lee County, Alabama, and surrounding areas. In accordance with ASC 310, a portfolio segment is defined as the level at which an entity develops and documents a systematic method for determining its allowance for loan losses. As part of the Company’s quarterly assessment of the allowance, the loan portfolio is disaggregated into the following portfolio segments: commercial and industrial, construction and land development, commercial real estate, residential real estate, and consumer installment. Where appropriate, the Company’s loan portfolio segments are further disaggregated into classes. A class is generally determined based on the initial measurement attribute, risk characteristics of the loan, and an entity’s method for monitoring and determining credit risk. The following describes the risk characteristics relevant to each of the portfolio segments and classes. Commercial and industrial (“C&I”) — includes loans to finance business operations, equipment purchases, or other needs for small and medium-sized commercial customers. Also included in this category are loans to finance agricultural production. Generally, the primary source of repayment is the cash flow from business operations and activities of the borrower. Construction and land development (“C&D”) — includes both loans and credit lines for the purpose of purchasing, carrying, and developing land into commercial developments or residential subdivisions. Also included are loans and credit lines for construction of residential, multi-family, and commercial buildings. Generally, the primary source of repayment is dependent upon the sale or refinance of the real estate collateral. Commercial real estate (“CRE”) — includes loans disaggregated into three classes: (1) owner occupied, (2) multifamily and (3) other. Owner occupied – includes loans secured by business facilities to finance business operations, equipment and owner-occupied facilities primarily for small and medium-sized commercial customers. Generally, the primary source of repayment is the cash flow from business operations and activities of the borrower, who owns the property. Hotel/motel – includes loans for hotels and motels. Generally, the primary source of repayment is dependent upon income generated from the real estate collateral. The underwriting of these loans takes into consideration the occupancy and rental rates, as well as the financial health of the borrower. Multi-family – primarily includes loans to finance income-producing multi-family properties. Loans in this class include loans for 5 or more unit residential property and apartments leased to residents. Generally, the primary source of repayment is dependent upon income generated from the real estate collateral. The underwriting of these loans takes into consideration the occupancy and rental rates, as well as the financial health of the borrower. Other – primarily includes loans to finance income-producing commercial properties that are not owner occupied. Loans in this class include loans for neighborhood retail centers, medical and professional offices, single retail stores, industrial buildings, and warehouses leased to local businesses. Generally, the primary source of repayment is dependent upon income generated from the real estate collateral. The underwriting of these loans takes into consideration the occupancy and rental rates, as well as the financial health of the borrower. Residential real estate (“RRE”) — includes loans disaggregated into two classes: (1) consumer mortgage and (2) investment property. Consumer mortgage – primarily includes first or second lien mortgages and home equity lines of credit to consumers that are secured by a primary residence or second home. These loans are underwritten in accordance with the Bank’s general loan policies and procedures which require, among other things, proper documentation of each borrower’s financial condition, satisfactory credit history, and property value. Investment property – primarily includes loans to finance income-producing 1-4 family residential properties. Generally, the primary source of repayment is dependent upon income generated from leasing the property securing the loan. The underwriting of these loans takes into consideration the rental rates and property value, as well as the financial health of the borrower. Consumer installment — includes loans to individuals both secured by personal property and unsecured. Loans include personal lines of credit, automobile loans, and other retail loans. These loans are underwritten in accordance with the Bank’s general loan policies and procedures which require, among other things, proper documentation of each borrower’s financial condition, satisfactory credit history, and, if applicable, property value. The following is a summary of current, accruing past due, and nonaccrual loans by portfolio segment and class as of June 30, 2020 and December 31, 2019 . Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (In thousands) Current Past Due 90 days Loans Accrual Loans June 30, 2020: Commercial and industrial $ 87,671 83 — 87,754 — $ 87,754 Construction and land development 32,967 — — 32,967 — 32,967 Commercial real estate: Owner occupied 49,958 78 — 50,036 — 50,036 Hotel/motel 43,183 — — 43,183 — 43,183 Multi-family 31,974 — — 31,974 — 31,974 Other 125,087 90 — 125,177 218 125,395 Total commercial real estate 250,202 168 — 250,370 218 250,588 Residential real estate: Consumer mortgage 40,189 430 — 40,619 348 40,967 Investment property 44,557 190 — 44,747 111 44,858 Total residential real estate 84,746 620 — 85,366 459 85,825 Consumer installment 8,573 8 49 8,630 1 8,631 Total $ 464,159 879 49 465,087 678 $ 465,765 December 31, 2019: Commercial and industrial $ 56,758 24 — 56,782 — $ 56,782 Construction and land development 32,385 456 — 32,841 — 32,841 Commercial real estate: Owner occupied 48,860 — — 48,860 — 48,860 Hotel/motel 43,719 — — 43,719 — 43,719 Multi-family 44,839 — — 44,839 — 44,839 Other 132,900 — — 132,900 — 132,900 Total commercial real estate 270,318 — — 270,318 — 270,318 Residential real estate: Consumer mortgage 47,151 1,585 — 48,736 187 48,923 Investment property 43,629 23 — 43,652 — 43,652 Total residential real estate 90,780 1,608 — 92,388 187 92,575 Consumer installment 8,802 64 — 8,866 — 8,866 Total $ 459,043 2,152 — 461,195 187 $ 461,382 Allowance for Loan Losses The Company assesses the adequacy of its allowance for loan losses prior to the end of each calendar quarter. The level of the allowance is based upon management’s evaluation of the loan portfolio, past loan loss experience, current asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect a borrower’s ability to repay (including the timing of future payment), the estimated value of any underlying collateral, composition of the loan portfolio, economic conditions, industry and peer bank loan loss rates, and other pertinent factors, including regulatory recommendations. This evaluation is inherently subjective as it requires material estimates including the amounts and timing of future cash flows expected to be received on impaired loans that may be susceptible to significant change. Loans are charged off, in whole or in part, when management believes that the full collectability of the loan is unlikely. A loan may be partially charged-off after a “confirming event” has occurred, which serves to validate that full repayment pursuant to the terms of the loan is unlikely. The Company deems loans impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Collection of all amounts due according to the contractual terms means that both the interest and principal payments of a loan will be collected as scheduled in the loan agreement. An impairment allowance is recognized if the fair value of the loan is less than the recorded investment in the loan. The impairment is recognized through the allowance. Loans that are impaired are recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate, or if the loan is collateral dependent, the impairment measurement is based on the fair value of the collateral, less estimated disposal costs. The level of allowance maintained is believed by management to be adequate to absorb probable losses inherent in the portfolio at the balance sheet date. The allowance is increased by provisions charged to expense and decreased by charge-offs, net of recoveries of amounts previously charged-off. In assessing the adequacy of the allowance, the Company also considers the results of its ongoing internal and independent loan review processes. The Company’s loan review process assists in determining whether there are loans in the portfolio whose credit quality has weakened over time and evaluating the risk characteristics of the entire loan portfolio. The Company’s loan review process includes the judgment of management, the input from our independent loan reviewers, and reviews conducted by bank regulatory agencies as part of their examination process. The Company incorporates loan review results in the determination of whether or not it is probable that it will be able to collect all amounts due according to the contractual terms of a loan. As part of the Company’s quarterly assessment of the allowance, management divides the loan portfolio into five segments: commercial and industrial, construction and land development, commercial real estate, residential real estate, and consumer installment. The Company analyzes each segment and estimates an allowance allocation for each loan segment. The allocation of the allowance for loan losses begins with a process of estimating the probable losses inherent for each loan segment. The estimates for these loans are established by category and based on the Company’s internal system of credit risk ratings and historical loss data. The estimated loan loss allocation rate for the Company’s internal system of credit risk grades is based on its experience with similarly graded loans. For loan segments where the Company believes it does not have sufficient historical loss data, the Company may make adjustments based, in part, on loss rates of peer bank groups. At June 30, 2020 and December 31, 2019 , and for the periods then ended, the Company adjusted its historical loss rates for the commercial real estate portfolio segment based, in part, on loss rates of peer bank groups. The estimated loan loss allocation for all five loan portfolio segments is then adjusted for management’s estimate of probable losses for several “qualitative and environmental” factors. The allocation for qualitative and environmental factors is particularly subjective and does not lend itself to exact mathematical calculation. This amount represents estimated probable inherent credit losses which exist, but have not yet been identified, as of the balance sheet date, and are based upon quarterly trend assessments in delinquent and nonaccrual loans, credit concentration changes, prevailing economic conditions, changes in lending personnel experience, changes in lending policies or procedures, and other factors. These qualitative and environmental factors are considered for each of the five loan segments and the allowance allocation, as determined by the processes noted above, is increased or decreased based on the incremental assessment of these factors. The Company regularly re-evaluates its practices in determining the allowance for loan losses. Since the fourth quarter of 2016, the Company has increased its look-back period each quarter to incorporate the effects of at least one economic downturn in its loss history. The Company believes the extension of its look-back period is appropriate due to the risks inherent in the loan portfolio. Absent this extension, the early cycle periods in which the Company experienced significant losses would be excluded from the determination of the allowance for loan losses and its balance would decrease. For the quarter ended June 30, 2020, the Company increased its look-back period to 45 quarters to continue to include losses incurred by the Company beginning with the first quarter of 2009. The Company will likely continue to increase its look-back period to incorporate the effects of at least one economic downturn in its loss history. During the first six months of 2020, the Company adjusted certain qualitative and economic factors related to changes in economic conditions driven by the impact of the novel strain of coronavirus (“COVID-19 pandemic”) and resulting adverse economic conditions, including higher unemployment in our primary market area. The following table details the changes in the allowance for loan losses by portfolio segment for the respective periods. June 30, 2020 (In thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 675 582 2,596 877 137 $ 4,867 Charge-offs ( 4) — — — ( 27) ( 31) Recoveries 2 — — 14 6 22 Net (charge-offs) recoveries ( 2) — — 14 ( 21) ( 9) Provision for loan losses 6 31 319 63 31 450 Ending balance $ 679 613 2,915 954 147 $ 5,308 Six months ended: Beginning balance $ 577 569 2,289 813 138 $ 4,386 Charge-offs ( 4) — — — ( 32) ( 36) Recoveries 55 — — 45 8 108 Net recoveries (charge-offs) 51 — — 45 ( 24) 72 Provision for loan losses 51 44 626 96 33 850 Ending balance $ 679 613 2,915 954 147 $ 5,308 June 30, 2019 (In thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 686 773 2,251 930 168 $ 4,808 Charge-offs — — — — ( 1) ( 1) Recoveries 6 — 1 33 4 44 Net recoveries (charge-offs) 6 — 1 33 3 43 Provision for loan losses 34 8 35 ( 59) ( 18) — Ending balance $ 726 781 2,287 904 153 $ 4,851 Six months ended: Beginning balance $ 778 700 2,218 946 148 $ 4,790 Charge-offs — — — — ( 16) ( 16) Recoveries 24 — 1 47 5 77 Net recoveries (charge-offs) 24 — 1 47 ( 11) 61 Provision for loan losses ( 76) 81 68 ( 89) 16 — Ending balance $ 726 781 2,287 904 153 $ 4,851 The following table presents an analysis of the allowance for loan losses and recorded investment in loans by portfolio segment and impairment methodology as of June 30, 2020 and 2019 . Collectively evaluated (1) Individually evaluated (2) Total Allowance Recorded Allowance Recorded Allowance Recorded for loan investment for loan investment for loan investment (In thousands) losses in loans losses in loans losses in loans June 30, 2020: Commercial and industrial $ 679 87,754 — — 679 87,754 Construction and land development 613 32,967 — — 613 32,967 Commercial real estate 2,915 250,370 — 218 2,915 250,588 Residential real estate 954 85,714 — 111 954 85,825 Consumer installment 147 8,631 — — 147 8,631 Total $ 5,308 465,436 — 329 5,308 465,765 June 30, 2019: Commercial and industrial $ 726 54,307 — — 726 54,307 Construction and land development 781 45,395 — — 781 45,395 Commercial real estate 2,287 268,500 — — 2,287 268,500 Residential real estate 904 99,292 — — 904 99,292 Consumer installment 153 9,091 — — 153 9,091 Total $ 4,851 476,585 — — 4,851 476,585 (1) Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies , and pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans. (2) Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables , and pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans. Credit Quality Indicators The credit quality of the loan portfolio is summarized no less frequently than quarterly using categories similar to the standard asset classification system used by the federal banking agencies. The following table presents credit quality indicators for the loan portfolio segments and classes. These categories are utilized to develop the associated allowance for loan losses using historical losses adjusted for qualitative and environmental factors and are defined as follows:  Pass – loans which are well protected by the current net worth and paying capacity of the obligor (or guarantors, if any) or by the fair value, less cost to acquire and sell, of any underlying collateral.  Special Mention – loans with potential weakness that may, if not reversed or corrected, weaken the credit or inadequately protect the Company’s position at some future date. These loans are not adversely classified and do not expose an institution to sufficient risk to warrant an adverse classification.  Substandard Accruing – loans that exhibit a well-defined weakness which presently jeopardizes debt repayment, even though they are currently performing. These loans are characterized by the distinct possibility that the Company may incur a loss in the future if these weaknesses are not corrected.  Nonaccrual – includes loans where management has determined that full payment of principal and interest is not expected. (In thousands) Pass Special Mention Substandard Accruing Nonaccrual Total loans June 30, 2020: Commercial and industrial $ 85,347 2,196 211 — $ 87,754 Construction and land development 32,399 — 568 — 32,967 Commercial real estate: Owner occupied 48,988 902 146 — 50,036 Hotel/motel 43,183 — — — 43,183 Multi-family 28,444 3,530 — — 31,974 Other 124,285 873 19 218 125,395 Total commercial real estate 244,900 5,305 165 218 250,588 Residential real estate: Consumer mortgage 37,453 739 2,427 348 40,967 Investment property 43,991 538 218 111 44,858 Total residential real estate 81,444 1,277 2,645 459 85,825 Consumer installment 8,520 55 55 1 8,631 Total $ 452,610 8,833 3,644 678 $ 465,765 December 31, 2019: Commercial and industrial $ 54,340 2,176 266 — $ 56,782 Construction and land development 31,798 — 1,043 — 32,841 Commercial real estate: Owner occupied 47,865 917 78 — 48,860 Hotel/motel 43,719 — — — 43,719 Multi-family 44,839 — — — 44,839 Other 132,030 849 21 — 132,900 Total commercial real estate 268,453 1,766 99 — 270,318 Residential real estate: Consumer mortgage 45,247 962 2,527 187 48,923 Investment property 42,331 949 372 — 43,652 Total residential real estate 87,578 1,911 2,899 187 92,575 Consumer installment 8,742 60 64 — 8,866 Total $ 450,911 5,913 4,371 187 $ 461,382 Impaired loans The following tables present details related to the Company’s impaired loans. Loans that have been fully charged-off are not included in the following tables. The related allowance generally represents the following components that correspond to impaired loans:  Individually evaluated impaired loans equal to or greater than $500,000 secured by real estate (nonaccrual construction and land development, commercial real estate, and residential real estate loans).  Individually evaluated impaired loans equal to or greater than $250,000 not secured by real estate (nonaccrual commercial and industrial and consumer installment loans). The following tables set forth certain information regarding the Company’s impaired loans that were individually evaluated for impairment at June 30, 2020 and December 31, 2019 . June 30, 2020 (In thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial real estate: Other $ 218 — 218 $ — Total commercial real estate 218 — 218 — Residential real estate: Investment property 111 — 111 — Total residential real estate 111 — 111 — Total impaired loans $ 329 — 329 $ — (1) Unpaid principal balance represents the contractual obligation due from the customer. (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status. (3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before any related allowance for loan losses. December 31, 2019 (In thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial and industrial $ 335 ( 236) 99 $ — Total impaired loans $ 335 ( 236) 99 $ — (1) Unpaid principal balance represents the contractual obligation due from the customer. (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status. (3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before any related allowance for loan losses. The following table provides the average recorded investment in impaired loans, if any, by portfolio segment, and the amount of interest income recognized on impaired loans after impairment by portfolio segment and class during the respective periods. Quarter ended June 30, 2020 Six months ended June 30, 2020 Average Total interest Average Total interest recorded income recorded income (In thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 54 — 31 — Total commercial real estate 54 — 31 — Residential real estate: Investment property 28 — 16 — Total residential real estate 28 — 16 — Total $ 82 — 47 — Quarter ended June 30, 2019 Six months ended June 30, 2019 Average Total interest Average Total interest recorded income recorded income (In thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Owner occupied $ — — 45 9 Total commercial real estate — — 45 9 Total $ — — 45 9 Troubled Debt Restructurings Impaired loans also include troubled debt restructurings (“TDRs”). On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) was signed into law. Section 4013 of the CARES Act, “Temporary Relief From Troubled Debt Restructurings,” provides banks the option to temporarily suspend certain requirements under ASC 340-10 TDR classifications for a limited period of time to account for the effects of COVID-19. On April 7, 2020, the Federal Reserve and the other banking agencies and regulators issued a statement, “Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working With Customers Affected by the Coronavirus (Revised)” (the “Interagency Statement on COVID-19 Loan Modifications”), to encourage banks to work prudently with borrowers and to describe the agencies’ interpretation of how accounting rules under ASC 310-40, “Troubled Debt Restructurings by Creditors,” apply to certain COVID-19-related modifications. If a loan modification is eligible, a bank may elect to account for the loan under section 4013 of the CARES Act. If a loan modification is not eligible under section 4013, or if the bank elects not to account for the loan modification under section 4013, the Revised Statement includes criteria when a bank may presume a loan modification is not a TDR in accordance with ASC 310-40. The Company evaluates loan extensions or modifications not qualified under Section 4013 of the CARES Act or under the Interagency Statement on COVID-19 Loan Modifications in accordance with FASB ASC 340-10 with respect to the classification of the loan as a TDR. In the normal course of business, management may grant concessions to borrowers that are experiencing financial difficulty. A concession may include, but is not limited to, delays in required payments of principal and interest for a specified period, reduction of the stated interest rate of the loan, reduction of accrued interest, extension of the maturity date, or reduction of the face amount or maturity amount of the debt. A concession has been granted when, as a result of the restructuring, the Bank does not expect to collect, when due, all amounts owed, including interest at the original stated rate. A concession may have also been granted if the debtor is not able to access funds elsewhere at a market rate for debt with similar risk characteristics as the restructured debt. In making the determination of whether a loan modification is a TDR, the Company considers the individual facts and circumstances surrounding each modification. As part of the credit approval process, the restructured loans are evaluated for adequate collateral protection in determining the appropriate accrual status at the time of restructure. Similar to other impaired loans, TDRs are measured for impairment based on the present value of expected payments using the loan’s original effective interest rate as the discount rate, or the fair value of the collateral, less selling costs if the loan is collateral dependent. If the recorded investment in the loan exceeds the measure of fair value, impairment is recognized by establishing a valuation allowance as part of the allowance for loan losses or a charge-off to the allowance for loan losses. In periods subsequent to the modification, all TDRs are individually evaluated for possible impairment. The Company had no TDRs as of December 31, 2019 . There were no loans modified in a TDR during the quarter and six months ended June 30, 2020 and 2019, respectively. For the same periods, the Company had no loans modified in a TDR within the previous 12 months for which there was a payment default. The following is a summary of accruing and nonaccrual TDRs, which are included in the impaired loan totals, and the related allowance for loan losses, by portfolio segment and class as of June 30, 2020 . TDRs Related (In thousands) Accruing Nonaccrual Total Allowance June 30, 2020 Commercial real estate: Other $ — 218 218 $ — Total commercial real estate — 218 218 — Residential real estate: Investment property — 111 111 — Total residential real estate — 111 111 — Total $ — 329 329 $ —

Mortgage Servicing Rights, Net

Mortgage Servicing Rights, Net	6 Months Ended
	Jun. 30, 2020
Mortgage Servicing [Abstract]
Transfers and Servicing of Financial Assets [Text Block]	NOTE 5 : MORTGAGE SERVICING RIGHTS, NET Mortgage servicing rights (“MSRs”) are recognized based on the fair value of the servicing rights on the date the corresponding mortgage loans are sold. An estimate of the fair value of the Company’s MSRs is determined using assumptions that market participants would use in estimating future net servicing income, including estimates of prepayment speeds, discount rates, default rates, costs to service, escrow account earnings, contractual servicing fee income, ancillary income, and late fees. Subsequent to the date of transfer, the Company has elected to measure its MSRs under the amortization method. Under the amortization method, MSRs are amortized in proportion to, and over the period of, estimated net servicing income. The Company has recorded MSRs related to loans sold without recourse to Fannie Mae. The Company generally sells conforming, fixed-rate, closed-end, residential mortgages to Fannie Mae. MSRs are included in other assets on the accompanying consolidated balance sheets. The Company evaluates MSRs for impairment on a quarterly basis. Impairment is determined by stratifying MSRs into groupings based on predominant risk characteristics, such as interest rate and loan type. If, by individual stratum, the carrying amount of the MSRs exceeds fair value, a valuation allowance is established. The valuation allowance is adjusted as the fair value changes. Changes in the valuation allowance are recognized in earnings as a component of mortgage lending income. The following table details the changes in amortized MSRs and the related valuation allowance for the respective periods. Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2020 2019 2020 2019 MSRs, net: Beginning balance $ 1,249 $ 1,410 $ 1,299 $ 1,441 Additions, net 188 39 237 80 Amortization expense ( 166) ( 94) ( 265) ( 166) Ending balance $ 1,271 $ 1,355 $ 1,271 $ 1,355 Valuation allowance included in MSRs, net: Beginning of period $ — $ — $ — $ — End of period — — — — Fair value of amortized MSRs: Beginning of period $ 1,917 $ 2,591 $ 2,111 $ 2,697 End of period 1,690 2,333 1,690 2,333

Fair Value Disclosures

Fair Value Disclosures	3 Months Ended	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value Disclosures Text Block	NOTE 6 : FAIR VALUE Fair Value Hierarchy “Fair value” is defined by ASC 820, Fair Value Measurements and Disclosures , as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for an asset or liability at the measurement date. GAAP establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1—inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. Level 2—inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or inputs that are observable for the asset or liability, either directly or indirectly. Level 3—inputs to the valuation methodology are unobservable and reflect the Company’s own assumptions about the inputs market participants would use in pricing the asset or liability. Level changes in fair value measurements Transfers between levels of the fair value hierarchy are generally recognized at the end of each reporting period. The Company monitors the valuation techniques utilized for each category of financial assets and liabilities to ascertain when transfers between levels have been affected. The nature of the Company’s financial assets and liabilities generally is such that transfers in and out of any level are expected to be infrequent. For the six months ended June 30, 2020, there were no transfers between levels and no changes in valuation techniques for the Company’s financial assets and liabilities. Assets and liabilities measured at fair value on a recurring basis Securities available-for-sale Fair values of securities available for sale were primarily measured using Level 2 inputs. For these securities, the Company obtains pricing from third party pricing services. These third party pricing services consider observable data that may include broker/dealer quotes, market spreads, cash flows, benchmark yields, reported trades for similar securities, market consensus prepayment speeds, credit information, and the securities’ terms and conditions. On a quarterly basis, management reviews the pricing received from the third party pricing services for reasonableness given current market conditions. As part of its review, management may obtain non-binding third party broker quotes to validate the fair value measurements. In addition, management will periodically submit pricing provided by the third party pricing services to another independent valuation firm on a sample basis. This independent valuation firm will compare the price provided by the third party pricing service with its own price and will review the significant assumptions and valuation methodologies used with management. The following table presents the balances of the assets and liabilities measured at fair value on a recurring basis as of June 30, 2020 and December 31, 2019 , respectively, by caption, on the accompanying consolidated balance sheets by ASC 820 valuation hierarchy (as described above). Quoted Prices in Significant Active Markets Other Significant for Observable Unobservable Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2020: Securities available-for-sale: Agency obligations $ 80,808 — 80,808 — Agency RMBS 154,606 — 154,606 — State and political subdivisions 66,779 — 66,779 — Total securities available-for-sale 302,193 — 302,193 — Total assets at fair value $ 302,193 — 302,193 — December 31, 2019: Securities available-for-sale: Agency obligations $ 50,708 — 50,708 — Agency RMBS 123,277 — 123,277 — State and political subdivisions 61,917 — 61,917 — Total securities available-for-sale 235,902 — 235,902 — Total assets at fair value $ 235,902 — 235,902 — Assets and liabilities measured at fair value on a nonrecurring basis Loans held for sale Loans held for sale are carried at the lower of cost or fair value. Fair values of loans held for sale are determined using quoted market secondary market prices for similar loans. Loans held for sale are classified within Level 2 of the fair value hierarchy. Impaired Loans Loans considered impaired under ASC 310-10-35, Receivables , are loans for which, based on current information and events, it is probable that the Company will be unable to collect all principal and interest payments due in accordance with the contractual terms of the loan agreement. Impaired loans can be measured based on the present value of expected payments using the loan’s original effective rate as the discount rate, the loan’s observable market price, or the fair value of the collateral less selling costs if the loan is collateral dependent. The fair value of impaired loans was primarily measured based on the value of the collateral securing these loans. Impaired loans are classified within Level 3 of the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory, and/or accounts receivable. The Company determines the value of the collateral based on independent appraisals performed by qualified licensed appraisers. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised values are discounted for costs to sell and may be discounted further based on management’s historical knowledge, changes in market conditions from the date of the most recent appraisal, and/or management’s expertise and knowledge of the customer and the customer’s business. Such discounts by management are subjective and are typically significant unobservable inputs for determining fair value. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors discussed above. Other real estate owned Other real estate owned (“OREO”), consisting of properties obtained through foreclosure or in satisfaction of loans, are initially recorded at the lower of the loan’s carrying amount or the fair value of collateral less costs to sell upon transfer of the loans to other real estate. Subsequently, OREO is carried at the lower of carrying value or fair value less costs to sell. Fair values are generally based on third party appraisals of the property and are classified within Level 3 of the fair value hierarchy. The appraisals are sometimes further discounted based on management’s historical knowledge, and/or changes in market conditions from the date of the most recent appraisal, and/or management’s expertise and knowledge of the customer and the customer’s business. Such discounts are typically significant unobservable inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less costs to sell, a loss is recognized in noninterest expense. Mortgage servicing rights, net MSRs, net, included in other assets on the accompanying consolidated balance sheets, are carried at the lower of cost or estimated fair value. MSRs do not trade in an active market with readily observable prices. To determine the fair value of MSRs, the Company engages an independent third party. The independent third party’s valuation model calculates the present value of estimated future net servicing income using assumptions that market participants would use in estimating future net servicing income, including estimates of prepayment speeds, discount rates, default rates, cost to service, escrow account earnings, contractual servicing fee income, ancillary income, and late fees. Periodically, the Company will review broker surveys and other market research to validate significant assumptions used in the model. The significant unobservable inputs include prepayment speeds or the constant prepayment rate (“CPR”) and the weighted average discount rate. Because the valuation of MSRs requires the use of significant unobservable inputs, all of the Company’s MSRs are classified within Level 3 of the valuation hierarchy. The following table presents the balances of the assets and liabilities measured at fair value on a nonrecurring basis as of June 30, 2020 and December 31, 2019 , respectively, by caption, on the accompanying consolidated balance sheets and by FASB ASC 820 valuation hierarchy (as described above): Quoted Prices in Active Markets Other Significant for Observable Unobservable Carrying Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2020: Loans held for sale $ 2,620 — 2,620 — Loans, net (1) 329 — — 329 Other assets (2) 1,271 — — 1,271 Total assets at fair value $ 4,220 — 2,620 1,600 December 31, 2019: Loans held for sale $ 2,202 — 2,202 — Loans, net (1) 99 — — 99 Other assets (2) 1,299 — — 1,299 Total assets at fair value $ 3,600 — 2,202 1,398 (1) of any related allowance for loan losses (2) Quantitative Disclosures for Level 3 Fair Value Measurements At June 30, 2020 , the Company had no Level 3 assets measured at fair value on a recurring basis. For Level 3 assets measured at fair value on a non-recurring basis at June 30, 2020 , the significant unobservable inputs used in the fair value measurements are presented below. Weighted Carrying Significant Average (Dollars in thousands) Amount Valuation Technique Unobservable Input Range of Input June 30, 2020: Impaired loans $ 329 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,271 Discounted cash flow Prepayment Speed or CPR 14.7 - 18.4 % 16.8 % Discount rate 10.0 - 12.0 % 10.0 % December 31, 2019: Impaired loans $ 99 Appraisal Appraisal discounts 10.0 % Mortgage servicing rights, net 1,299 Discounted cash flow Prepayment Speed or CPR 11.6 % Discount rate 10.0 % Fair Value of Financial Instruments ASC 825, Financial Instruments , requires disclosure of fair value information about financial instruments, whether or not recognized on the face of the balance sheet, for which it is practicable to estimate that value. The assumptions used in the estimation of the fair value of the Company’s financial instruments are explained below. Where quoted market prices are not available, fair values are based on estimates using discounted cash flow analyses. Discounted cash flows can be significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. The following fair value estimates cannot be substantiated by comparison to independent markets and should not be considered representative of the liquidation value of the Company’s financial instruments, but rather are a good-faith estimate of the fair value of financial instruments held by the Company. ASC 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. The following methods and assumptions were used by the Company in estimating the fair value of its financial instruments: Loans, net Fair values for loans were calculated using discounted cash flows. The discount rates reflected current rates at which similar loans would be made for the same remaining maturities. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. The fair value of loans was measured using an exit price notion. Loans held for sale Fair values of loans held for sale are determined using quoted secondary market prices for similar loans. Time Deposits Fair values for time deposits were estimated using discounted cash flows. The discount rates were based on rates currently offered for deposits with similar remaining maturities. The carrying value, related estimated fair value, and placement in the fair value hierarchy of the Company’s financial instruments at June 30, 2020 and December 31, 2019 are presented below. This table excludes financial instruments for which the carrying amount approximates fair value. Financial assets for which fair value approximates carrying value included cash and cash equivalents. Financial liabilities for which fair value approximates carrying value included noninterest-bearing demand deposits, interest-bearing demand deposits, and savings deposits. Fair value approximates carrying value in these financial liabilities due to these products having no stated maturity. Additionally, financial liabilities for which fair value approximates carrying value included overnight borrowings such as federal funds purchased and securities sold under agreements to repurchase. Fair Value Hierarchy Carrying Estimated Level 1 Level 2 Level 3 (Dollars in thousands) amount fair value inputs inputs Inputs June 30, 2020: Financial Assets: Loans, net (1) $ 458,966 $ 458,957 $ — $ — $ 458,957 Loans held for sale 2,620 2,743 — 2,743 — Financial Liabilities: Time Deposits $ 165,351 $ 167,026 $ — $ 167,026 $ — December 31, 2019: Financial Assets: Loans, net (1) $ 456,515 $ 453,705 $ — $ — $ 453,705 Loans held for sale 2,202 2,251 — 2,251 — Financial Liabilities: Time Deposits $ 167,199 $ 168,316 $ — $ 168,316 $ — (1) Represents loans, net of unearned income and the allowance for loan losses. The fair value of loans was measured using an exit price notion.	NOTE 6 : FAIR VALUE Fair Value Hierarchy “Fair value” is defined by ASC 820, Fair Value Measurements and Disclosures , as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for an asset or liability at the measurement date. GAAP establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: Level 1—inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. Level 2—inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or inputs that are observable for the asset or liability, either directly or indirectly. Level 3—inputs to the valuation methodology are unobservable and reflect the Company’s own assumptions about the inputs market participants would use in pricing the asset or liability. Level changes in fair value measurements Transfers between levels of the fair value hierarchy are generally recognized at the end of each reporting period. The Company monitors the valuation techniques utilized for each category of financial assets and liabilities to ascertain when transfers between levels have been affected. The nature of the Company’s financial assets and liabilities generally is such that transfers in and out of any level are expected to be infrequent. For the six months ended June 30, 2020, there were no transfers between levels and no changes in valuation techniques for the Company’s financial assets and liabilities. Assets and liabilities measured at fair value on a recurring basis Securities available-for-sale Fair values of securities available for sale were primarily measured using Level 2 inputs. For these securities, the Company obtains pricing from third party pricing services. These third party pricing services consider observable data that may include broker/dealer quotes, market spreads, cash flows, benchmark yields, reported trades for similar securities, market consensus prepayment speeds, credit information, and the securities’ terms and conditions. On a quarterly basis, management reviews the pricing received from the third party pricing services for reasonableness given current market conditions. As part of its review, management may obtain non-binding third party broker quotes to validate the fair value measurements. In addition, management will periodically submit pricing provided by the third party pricing services to another independent valuation firm on a sample basis. This independent valuation firm will compare the price provided by the third party pricing service with its own price and will review the significant assumptions and valuation methodologies used with management. The following table presents the balances of the assets and liabilities measured at fair value on a recurring basis as of June 30, 2020 and December 31, 2019 , respectively, by caption, on the accompanying consolidated balance sheets by ASC 820 valuation hierarchy (as described above). Quoted Prices in Significant Active Markets Other Significant for Observable Unobservable Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2020: Securities available-for-sale: Agency obligations $ 80,808 — 80,808 — Agency RMBS 154,606 — 154,606 — State and political subdivisions 66,779 — 66,779 — Total securities available-for-sale 302,193 — 302,193 — Total assets at fair value $ 302,193 — 302,193 — December 31, 2019: Securities available-for-sale: Agency obligations $ 50,708 — 50,708 — Agency RMBS 123,277 — 123,277 — State and political subdivisions 61,917 — 61,917 — Total securities available-for-sale 235,902 — 235,902 — Total assets at fair value $ 235,902 — 235,902 — Assets and liabilities measured at fair value on a nonrecurring basis Loans held for sale Loans held for sale are carried at the lower of cost or fair value. Fair values of loans held for sale are determined using quoted market secondary market prices for similar loans. Loans held for sale are classified within Level 2 of the fair value hierarchy. Impaired Loans Loans considered impaired under ASC 310-10-35, Receivables , are loans for which, based on current information and events, it is probable that the Company will be unable to collect all principal and interest payments due in accordance with the contractual terms of the loan agreement. Impaired loans can be measured based on the present value of expected payments using the loan’s original effective rate as the discount rate, the loan’s observable market price, or the fair value of the collateral less selling costs if the loan is collateral dependent. The fair value of impaired loans was primarily measured based on the value of the collateral securing these loans. Impaired loans are classified within Level 3 of the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory, and/or accounts receivable. The Company determines the value of the collateral based on independent appraisals performed by qualified licensed appraisers. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Appraised values are discounted for costs to sell and may be discounted further based on management’s historical knowledge, changes in market conditions from the date of the most recent appraisal, and/or management’s expertise and knowledge of the customer and the customer’s business. Such discounts by management are subjective and are typically significant unobservable inputs for determining fair value. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors discussed above. Other real estate owned Other real estate owned (“OREO”), consisting of properties obtained through foreclosure or in satisfaction of loans, are initially recorded at the lower of the loan’s carrying amount or the fair value of collateral less costs to sell upon transfer of the loans to other real estate. Subsequently, OREO is carried at the lower of carrying value or fair value less costs to sell. Fair values are generally based on third party appraisals of the property and are classified within Level 3 of the fair value hierarchy. The appraisals are sometimes further discounted based on management’s historical knowledge, and/or changes in market conditions from the date of the most recent appraisal, and/or management’s expertise and knowledge of the customer and the customer’s business. Such discounts are typically significant unobservable inputs for determining fair value. In cases where the carrying amount exceeds the fair value, less costs to sell, a loss is recognized in noninterest expense. Mortgage servicing rights, net MSRs, net, included in other assets on the accompanying consolidated balance sheets, are carried at the lower of cost or estimated fair value. MSRs do not trade in an active market with readily observable prices. To determine the fair value of MSRs, the Company engages an independent third party. The independent third party’s valuation model calculates the present value of estimated future net servicing income using assumptions that market participants would use in estimating future net servicing income, including estimates of prepayment speeds, discount rates, default rates, cost to service, escrow account earnings, contractual servicing fee income, ancillary income, and late fees. Periodically, the Company will review broker surveys and other market research to validate significant assumptions used in the model. The significant unobservable inputs include prepayment speeds or the constant prepayment rate (“CPR”) and the weighted average discount rate. Because the valuation of MSRs requires the use of significant unobservable inputs, all of the Company’s MSRs are classified within Level 3 of the valuation hierarchy. The following table presents the balances of the assets and liabilities measured at fair value on a nonrecurring basis as of June 30, 2020 and December 31, 2019 , respectively, by caption, on the accompanying consolidated balance sheets and by FASB ASC 820 valuation hierarchy (as described above): Quoted Prices in Active Markets Other Significant for Observable Unobservable Carrying Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2020: Loans held for sale $ 2,620 — 2,620 — Loans, net (1) 329 — — 329 Other assets (2) 1,271 — — 1,271 Total assets at fair value $ 4,220 — 2,620 1,600 December 31, 2019: Loans held for sale $ 2,202 — 2,202 — Loans, net (1) 99 — — 99 Other assets (2) 1,299 — — 1,299 Total assets at fair value $ 3,600 — 2,202 1,398 (1) of any related allowance for loan losses (2) Quantitative Disclosures for Level 3 Fair Value Measurements At June 30, 2020 , the Company had no Level 3 assets measured at fair value on a recurring basis. For Level 3 assets measured at fair value on a non-recurring basis at June 30, 2020 , the significant unobservable inputs used in the fair value measurements are presented below. Weighted Carrying Significant Average (Dollars in thousands) Amount Valuation Technique Unobservable Input Range of Input June 30, 2020: Impaired loans $ 329 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,271 Discounted cash flow Prepayment Speed or CPR 14.7 - 18.4 % 16.8 % Discount rate 10.0 - 12.0 % 10.0 % December 31, 2019: Impaired loans $ 99 Appraisal Appraisal discounts 10.0 % Mortgage servicing rights, net 1,299 Discounted cash flow Prepayment Speed or CPR 11.6 % Discount rate 10.0 % Fair Value of Financial Instruments ASC 825, Financial Instruments , requires disclosure of fair value information about financial instruments, whether or not recognized on the face of the balance sheet, for which it is practicable to estimate that value. The assumptions used in the estimation of the fair value of the Company’s financial instruments are explained below. Where quoted market prices are not available, fair values are based on estimates using discounted cash flow analyses. Discounted cash flows can be significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. The following fair value estimates cannot be substantiated by comparison to independent markets and should not be considered representative of the liquidation value of the Company’s financial instruments, but rather are a good-faith estimate of the fair value of financial instruments held by the Company. ASC 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. The following methods and assumptions were used by the Company in estimating the fair value of its financial instruments: Loans, net Fair values for loans were calculated using discounted cash flows. The discount rates reflected current rates at which similar loans would be made for the same remaining maturities. Expected future cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. The fair value of loans was measured using an exit price notion. Loans held for sale Fair values of loans held for sale are determined using quoted secondary market prices for similar loans. Time Deposits Fair values for time deposits were estimated using discounted cash flows. The discount rates were based on rates currently offered for deposits with similar remaining maturities. The carrying value, related estimated fair value, and placement in the fair value hierarchy of the Company’s financial instruments at June 30, 2020 and December 31, 2019 are presented below. This table excludes financial instruments for which the carrying amount approximates fair value. Financial assets for which fair value approximates carrying value included cash and cash equivalents. Financial liabilities for which fair value approximates carrying value included noninterest-bearing demand deposits, interest-bearing demand deposits, and savings deposits. Fair value approximates carrying value in these financial liabilities due to these products having no stated maturity. Additionally, financial liabilities for which fair value approximates carrying value included overnight borrowings such as federal funds purchased and securities sold under agreements to repurchase. Fair Value Hierarchy Carrying Estimated Level 1 Level 2 Level 3 (Dollars in thousands) amount fair value inputs inputs Inputs June 30, 2020: Financial Assets: Loans, net (1) $ 458,966 $ 458,957 $ — $ — $ 458,957 Loans held for sale 2,620 2,743 — 2,743 — Financial Liabilities: Time Deposits $ 165,351 $ 167,026 $ — $ 167,026 $ — December 31, 2019: Financial Assets: Loans, net (1) $ 456,515 $ 453,705 $ — $ — $ 453,705 Loans held for sale 2,202 2,251 — 2,251 — Financial Liabilities: Time Deposits $ 167,199 $ 168,316 $ — $ 168,316 $ — (1) Represents loans, net of unearned income and the allowance for loan losses. The fair value of loans was measured using an exit price notion.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2020
Summary of Signficant Accounting Policies
Nature of Business Policy	General Auburn National Bancorporation, Inc. (the “Company”) provides a full range of banking services to individual and corporate customers in Lee County, Alabama and surrounding counties through its wholly owned subsidiary, AuburnBank (the “Bank”). The Company does not have any segments other than banking that are considered material.
Basis of Presentation Policy	Basis of Presentation and Use of Estimates The unaudited consolidated financial statements in this report have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information. Accordingly, these financial statements do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. The unaudited consolidated financial statements include, in the opinion of management, all adjustments necessary to present a fair statement of the financial position and the results of operations for all periods presented. All such adjustments are of a normal recurring nature. The results of operations in the interim statements are not necessarily indicative of the results of operations that the Company and its subsidiaries may achieve for future interim periods or the entire year. For further information, refer to the consolidated financial statements and footnotes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2019.
Consolidation Policy	The unaudited consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. Significant intercompany transactions and accounts are eliminated in consolidation.
Use of Estimates Policy	The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities as of the balance sheet date and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term include other-than-temporary impairment on investment securities, the determination of the allowance for loan losses, fair value of financial instruments, and the valuation of deferred tax assets and other real estate owned (“OREO”).
Reclassification Policy	Reclassifications Certain amounts reported in the prior period have been reclassified to conform to the current-period presentation. These reclassifications had no impact on the Company’s previously reported net earnings or total stockholders’ equity .
Revenue Recognition Policy	Revenue Recognition On January 1, 2018, the Company implemented Accounting Standards Update (“ASU” or “updates”) 2014-09, Revenue from Contracts with Customers , codified at Accounting Standards Codification (“ASC”) 606. The Company adopted ASC 606 using the modified retrospective transition method. The majority of the Company’s revenue stream is generated from interest income on loans and deposits which are outside the scope of ASC 606. The Company’s sources of income that fall within the scope of ASC 606 include service charges on deposits, investment services, interchange fees and gains and losses on sales of other real estate, all of which are presented as components of noninterest income. The following is a summary of the revenue streams that fall within the scope of ASC 606:  Service charges on deposits, investment services, ATM and interchange fees – Fees from these services are either transaction-based, for which the performance obligations are satisfied when the individual transaction is processed, or set periodic service charges, for which the performance obligations are satisfied over the period the service is provided. Transaction-based fees are recognized at the time the transaction is processed, and periodic service charges are recognized over the service period.  Gains on sales of OREO – A gain on sale should be recognized when a contract for sale exists and control of the asset has been transferred to the buyer. ASC 606 lists several criteria required to conclude that a contract for sale exists, including a determination that the institution will collect substantially all of the consideration to which it is entitled. In addition to the loan-to-value, the analysis is based on various other factors, including the credit quality of the borrower, the structure of the loan, and any other factors that may affect collectability.
Subsequent Events Policy	Subsequent Events The Company has evaluated the effects of events and transactions through the date of this filing that have occurred subsequent to June 30, 2020. The Company does not believe there were any material subsequent events during this period that would have required further recognition or disclosure in the unaudited consolidated financial statements included in this report.
Accounting Developments	Accounting Developments In the first six months of 2020 , the Company adopted new guidance related to the following ASUs:  ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement ; and  ASU 2018-15, Intangibles – Goodwill and Other – Internal Use Software (Subtopic 350-40): Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement that is a Service Contract. Information about these pronouncements is described in more detail below. ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement, improves the disclosure requirements on fair value measurements by eliminating the requirements to disclose (i) the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy; (ii) the policy for timing of transfers between levels; and (iii) the valuation processes for Level 3 fair value measurements. This ASU also added specific disclosure requirements for fair value measurements for public entities including the requirement to disclose the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements and the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. The amendments in this ASU are effective for all entities for fiscal years beginning after December 15, 2019, and all interim periods within those fiscal years. Early adoption was permitted upon issuance of the ASU. Entities are permitted to early adopt amendments that remove or modify disclosures and delay the adoption of the additional disclosures until their effective date. The Company adopted this ASU on January 1, 2020. Adoption of this guidance did not have a material impact on the Company’s consolidated financial statements. ASU 2018- 15, Intangibles – Goodwill and Other – Internal Use Software (Subtopic 350-40): Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement that is a Service Contract aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include internal-use software license). This ASU requires entities to use the guidance in FASB ASC 350-40, Intangibles - Goodwill and Other - Internal Use Software, to determine whether to capitalize or expense implementation costs related to the service contract. This ASU also requires entities to (i) expense capitalized implementation costs of a hosting arrangement that is a service contract over the term of the hosting arrangement; (ii) present the expense related to the capitalized implementation costs in the same line item on the income statement as fees associated with the hosting element of the arrangement; (iii) classify payments for capitalized implementation costs in the statement of cash flows in the same manner as payments made for fees associated with the hosting element; and (iv) present the capitalized implementation costs in the same balance sheet line item that a prepayment for the fees associated with the hosting arrangement would be presented. The amendments in this ASU are effective for fiscal years beginning after December 15, 2019 and interim periods within those fiscal years. Early adoption was permitted. The Company adopted this ASU on January 1, 2020. Adoption of this guidance did not have a material impact on the Company’s consolidated financial statements.

Basic and Diluted Earnings Pe_2

Basic and Diluted Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2020
Basic and Diluted Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Quarter ended June 30, Six months ended June 30, (In thousands, except share and per share data) 2020 2019 2020 2019 Basic and diluted: Net earnings $ 1,661 $ 2,307 $ 3,462 $ 4,850 Weighted average common shares outstanding 3,566,166 3,577,409 3,566,156 3,595,972 Net earnings per share $ 0.47 $ 0.64 $ 0.97 $ 1.35

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Investments debt and equity securities [Abstract]
Available-for-sale Securities [Table Text Block]	1 year 1 to 5 5 to 10 After 10 Fair Gross Unrealized Amortized (Dollars in thousands) or less years years years Value Gains Losses Cost June 30, 2020 Agency obligations (a) $ 5,027 30,232 40,209 5,340 80,808 3,210 — $ 77,598 Agency RMBS (a) — 1,461 9,001 144,144 154,606 3,488 163 151,281 State and political subdivisions 97 1,168 6,581 58,933 66,779 3,337 10 63,452 Total available-for-sale $ 5,124 32,861 55,791 208,417 302,193 10,035 173 $ 292,331 December 31, 2019 Agency obligations (a) $ 4,993 27,245 18,470 — 50,708 215 98 $ 50,591 Agency RMBS (a) — 560 4,510 118,207 123,277 798 261 122,740 State and political subdivisions — 1,355 6,166 54,396 61,917 2,104 9 59,822 Total available-for-sale $ 4,993 29,160 29,146 172,603 235,902 3,117 368 $ 233,153 (a) Includes securities issued by U.S. government agencies or government-sponsored entities.
Available-for-sale Securities, Continuous Unrealized Loss Position [Table Text Block]	Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses June 30, 2020: Agency obligations $ 28,480 163 — — $ 28,480 163 State and political subdivisions 1,337 10 — — 1,337 10 Total $ 29,817 173 — — $ 29,817 173 December 31, 2019: Agency obligations $ 24,734 97 4,993 1 $ 29,727 98 Agency RMBS 40,126 98 21,477 163 61,603 261 State and political subdivisions 2,741 9 — — 2,741 9 Total $ 67,601 204 26,470 164 $ 94,071 368
Schedule of Realized Gain (Loss) [Table Text Block]	Realized Gains and Losses The following table presents the gross realized gains and losses on sales of securities. Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2020 2019 2020 2019 Gross realized gains $ 100 27 $ 106 32 Gross realized losses ( 19) ( 19) ( 19) ( 19) Realized gains, net $ 81 8 $ 87 13

Loan and Allowance for Loan L_2

Loan and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2020
Loans And Leases Receivable Disclosure [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, December 31, (In thousands) 2020 2019 Commercial and industrial $ 87,754 $ 56,782 Construction and land development 32,967 32,841 Commercial real estate: Owner occupied 50,036 48,860 Hotel/motel 43,183 43,719 Multi-family 31,974 44,839 Other 125,395 132,900 Total commercial real estate 250,588 270,318 Residential real estate: Consumer mortgage 40,967 48,923 Investment property 44,858 43,652 Total residential real estate 85,825 92,575 Consumer installment 8,631 8,866 Total loans 465,765 461,382 Less: unearned income ( 1,491) ( 481) Loans, net of unearned income $ 464,274 $ 460,901
Past Due Financing Receivables [Table Text Block]	Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (In thousands) Current Past Due 90 days Loans Accrual Loans June 30, 2020: Commercial and industrial $ 87,671 83 — 87,754 — $ 87,754 Construction and land development 32,967 — — 32,967 — 32,967 Commercial real estate: Owner occupied 49,958 78 — 50,036 — 50,036 Hotel/motel 43,183 — — 43,183 — 43,183 Multi-family 31,974 — — 31,974 — 31,974 Other 125,087 90 — 125,177 218 125,395 Total commercial real estate 250,202 168 — 250,370 218 250,588 Residential real estate: Consumer mortgage 40,189 430 — 40,619 348 40,967 Investment property 44,557 190 — 44,747 111 44,858 Total residential real estate 84,746 620 — 85,366 459 85,825 Consumer installment 8,573 8 49 8,630 1 8,631 Total $ 464,159 879 49 465,087 678 $ 465,765 December 31, 2019: Commercial and industrial $ 56,758 24 — 56,782 — $ 56,782 Construction and land development 32,385 456 — 32,841 — 32,841 Commercial real estate: Owner occupied 48,860 — — 48,860 — 48,860 Hotel/motel 43,719 — — 43,719 — 43,719 Multi-family 44,839 — — 44,839 — 44,839 Other 132,900 — — 132,900 — 132,900 Total commercial real estate 270,318 — — 270,318 — 270,318 Residential real estate: Consumer mortgage 47,151 1,585 — 48,736 187 48,923 Investment property 43,629 23 — 43,652 — 43,652 Total residential real estate 90,780 1,608 — 92,388 187 92,575 Consumer installment 8,802 64 — 8,866 — 8,866 Total $ 459,043 2,152 — 461,195 187 $ 461,382
Allowance for Credit Losses on Financing Receivables [Table Text Block]	June 30, 2020 (In thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 675 582 2,596 877 137 $ 4,867 Charge-offs ( 4) — — — ( 27) ( 31) Recoveries 2 — — 14 6 22 Net (charge-offs) recoveries ( 2) — — 14 ( 21) ( 9) Provision for loan losses 6 31 319 63 31 450 Ending balance $ 679 613 2,915 954 147 $ 5,308 Six months ended: Beginning balance $ 577 569 2,289 813 138 $ 4,386 Charge-offs ( 4) — — — ( 32) ( 36) Recoveries 55 — — 45 8 108 Net recoveries (charge-offs) 51 — — 45 ( 24) 72 Provision for loan losses 51 44 626 96 33 850 Ending balance $ 679 613 2,915 954 147 $ 5,308 June 30, 2019 (In thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 686 773 2,251 930 168 $ 4,808 Charge-offs — — — — ( 1) ( 1) Recoveries 6 — 1 33 4 44 Net recoveries (charge-offs) 6 — 1 33 3 43 Provision for loan losses 34 8 35 ( 59) ( 18) — Ending balance $ 726 781 2,287 904 153 $ 4,851 Six months ended: Beginning balance $ 778 700 2,218 946 148 $ 4,790 Charge-offs — — — — ( 16) ( 16) Recoveries 24 — 1 47 5 77 Net recoveries (charge-offs) 24 — 1 47 ( 11) 61 Provision for loan losses ( 76) 81 68 ( 89) 16 — Ending balance $ 726 781 2,287 904 153 $ 4,851
Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]	Collectively evaluated (1) Individually evaluated (2) Total Allowance Recorded Allowance Recorded Allowance Recorded for loan investment for loan investment for loan investment (In thousands) losses in loans losses in loans losses in loans June 30, 2020: Commercial and industrial $ 679 87,754 — — 679 87,754 Construction and land development 613 32,967 — — 613 32,967 Commercial real estate 2,915 250,370 — 218 2,915 250,588 Residential real estate 954 85,714 — 111 954 85,825 Consumer installment 147 8,631 — — 147 8,631 Total $ 5,308 465,436 — 329 5,308 465,765 June 30, 2019: Commercial and industrial $ 726 54,307 — — 726 54,307 Construction and land development 781 45,395 — — 781 45,395 Commercial real estate 2,287 268,500 — — 2,287 268,500 Residential real estate 904 99,292 — — 904 99,292 Consumer installment 153 9,091 — — 153 9,091 Total $ 4,851 476,585 — — 4,851 476,585 (1) Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies , and pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans. (2) Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables , and pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.
Financing Receivable Credit Quality Indicators [Table Text Block]	(In thousands) Pass Special Mention Substandard Accruing Nonaccrual Total loans June 30, 2020: Commercial and industrial $ 85,347 2,196 211 — $ 87,754 Construction and land development 32,399 — 568 — 32,967 Commercial real estate: Owner occupied 48,988 902 146 — 50,036 Hotel/motel 43,183 — — — 43,183 Multi-family 28,444 3,530 — — 31,974 Other 124,285 873 19 218 125,395 Total commercial real estate 244,900 5,305 165 218 250,588 Residential real estate: Consumer mortgage 37,453 739 2,427 348 40,967 Investment property 43,991 538 218 111 44,858 Total residential real estate 81,444 1,277 2,645 459 85,825 Consumer installment 8,520 55 55 1 8,631 Total $ 452,610 8,833 3,644 678 $ 465,765 December 31, 2019: Commercial and industrial $ 54,340 2,176 266 — $ 56,782 Construction and land development 31,798 — 1,043 — 32,841 Commercial real estate: Owner occupied 47,865 917 78 — 48,860 Hotel/motel 43,719 — — — 43,719 Multi-family 44,839 — — — 44,839 Other 132,030 849 21 — 132,900 Total commercial real estate 268,453 1,766 99 — 270,318 Residential real estate: Consumer mortgage 45,247 962 2,527 187 48,923 Investment property 42,331 949 372 — 43,652 Total residential real estate 87,578 1,911 2,899 187 92,575 Consumer installment 8,742 60 64 — 8,866 Total $ 450,911 5,913 4,371 187 $ 461,382
Impaired Financing Receivables [Table Text Block]	June 30, 2020 (In thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial real estate: Other $ 218 — 218 $ — Total commercial real estate 218 — 218 — Residential real estate: Investment property 111 — 111 — Total residential real estate 111 — 111 — Total impaired loans $ 329 — 329 $ — (1) Unpaid principal balance represents the contractual obligation due from the customer. (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status. (3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before any related allowance for loan losses. December 31, 2019 (In thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial and industrial $ 335 ( 236) 99 $ — Total impaired loans $ 335 ( 236) 99 $ — (1) Unpaid principal balance represents the contractual obligation due from the customer. (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status. (3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before any related allowance for loan losses.
Schedule Of Average Impaired Financing Receivable [Table Text Block]	Quarter ended June 30, 2020 Six months ended June 30, 2020 Average Total interest Average Total interest recorded income recorded income (In thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 54 — 31 — Total commercial real estate 54 — 31 — Residential real estate: Investment property 28 — 16 — Total residential real estate 28 — 16 — Total $ 82 — 47 — Quarter ended June 30, 2019 Six months ended June 30, 2019 Average Total interest Average Total interest recorded income recorded income (In thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Owner occupied $ — — 45 9 Total commercial real estate — — 45 9 Total $ — — 45 9
Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block]	TDRs Related (In thousands) Accruing Nonaccrual Total Allowance June 30, 2020 Commercial real estate: Other $ — 218 218 $ — Total commercial real estate — 218 218 — Residential real estate: Investment property — 111 111 — Total residential real estate — 111 111 — Total $ — 329 329 $ —

Mortgage Servicing Rights, Net

Mortgage Servicing Rights, Net (Tables)	6 Months Ended
	Jun. 30, 2020
Mortgage Servicing [Abstract]
Schedule Of Servicing Assets At Fair Value [Table Text Block]	Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2020 2019 2020 2019 MSRs, net: Beginning balance $ 1,249 $ 1,410 $ 1,299 $ 1,441 Additions, net 188 39 237 80 Amortization expense ( 166) ( 94) ( 265) ( 166) Ending balance $ 1,271 $ 1,355 $ 1,271 $ 1,355 Valuation allowance included in MSRs, net: Beginning of period $ — $ — $ — $ — End of period — — — — Fair value of amortized MSRs: Beginning of period $ 1,917 $ 2,591 $ 2,111 $ 2,697 End of period 1,690 2,333 1,690 2,333

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Quoted Prices in Significant Active Markets Other Significant for Observable Unobservable Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2020: Securities available-for-sale: Agency obligations $ 80,808 — 80,808 — Agency RMBS 154,606 — 154,606 — State and political subdivisions 66,779 — 66,779 — Total securities available-for-sale 302,193 — 302,193 — Total assets at fair value $ 302,193 — 302,193 — December 31, 2019: Securities available-for-sale: Agency obligations $ 50,708 — 50,708 — Agency RMBS 123,277 — 123,277 — State and political subdivisions 61,917 — 61,917 — Total securities available-for-sale 235,902 — 235,902 — Total assets at fair value $ 235,902 — 235,902 —
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block]	Quoted Prices in Active Markets Other Significant for Observable Unobservable Carrying Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) June 30, 2020: Loans held for sale $ 2,620 — 2,620 — Loans, net (1) 329 — — 329 Other assets (2) 1,271 — — 1,271 Total assets at fair value $ 4,220 — 2,620 1,600 December 31, 2019: Loans held for sale $ 2,202 — 2,202 — Loans, net (1) 99 — — 99 Other assets (2) 1,299 — — 1,299 Total assets at fair value $ 3,600 — 2,202 1,398 (1) of any related allowance for loan losses (2)
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Weighted Carrying Significant Average (Dollars in thousands) Amount Valuation Technique Unobservable Input Range of Input June 30, 2020: Impaired loans $ 329 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,271 Discounted cash flow Prepayment Speed or CPR 14.7 - 18.4 % 16.8 % Discount rate 10.0 - 12.0 % 10.0 % December 31, 2019: Impaired loans $ 99 Appraisal Appraisal discounts 10.0 % Mortgage servicing rights, net 1,299 Discounted cash flow Prepayment Speed or CPR 11.6 % Discount rate 10.0 %
Financial Instruments [Table Text Block]	Fair Value Hierarchy Carrying Estimated Level 1 Level 2 Level 3 (Dollars in thousands) amount fair value inputs inputs Inputs June 30, 2020: Financial Assets: Loans, net (1) $ 458,966 $ 458,957 $ — $ — $ 458,957 Loans held for sale 2,620 2,743 — 2,743 — Financial Liabilities: Time Deposits $ 165,351 $ 167,026 $ — $ 167,026 $ — December 31, 2019: Financial Assets: Loans, net (1) $ 456,515 $ 453,705 $ — $ — $ 453,705 Loans held for sale 2,202 2,251 — 2,251 — Financial Liabilities: Time Deposits $ 167,199 $ 168,316 $ — $ 168,316 $ — (1) Represents loans, net of unearned income and the allowance for loan losses. The fair value of loans was measured using an exit price notion.

Basic and Diluted Earnings Pe_3

Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Basic and Diluted Earnings Per Share [Abstract]
Net earnings	$ 1,661	$ 2,307	$ 3,462	$ 4,850
Basic and diluted weighted average shares outstanding	3,566,166	3,577,409	3,566,156	3,595,972
Basic and diluted earnings per share	$ 0.47	$ 0.64	$ 0.97	$ 1.35

Security Types (Details)

Security Types (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value	$ 5,124	$ 4,993
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value	32,861	29,160
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value	55,791	29,146
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	208,417	172,603
Available-for-sale Securities, Fair Value, Total	302,193	235,902
Available For Sale Securities, Gross Unrealized Gains	10,035	3,117
Available For Sale Securities, Gross Unrealized Losses	173	368
Available-for-sale Securities, Amortized Cost Basis	292,331	233,153
US Government and Government Agencies and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value	5,027	4,993
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value	30,232	27,245
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value	40,209	18,470
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	5,340	0
Available-for-sale Securities, Fair Value, Total	80,808	50,708
Available For Sale Securities, Gross Unrealized Gains	3,210	215
Available For Sale Securities, Gross Unrealized Losses	0	98
Available-for-sale Securities, Amortized Cost Basis	77,598	50,591
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value	0	0
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value	1,461	560
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value	9,001	4,510
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	144,144	118,207
Available-for-sale Securities, Fair Value, Total	154,606	123,277
Available For Sale Securities, Gross Unrealized Gains	3,488	798
Available For Sale Securities, Gross Unrealized Losses	163	261
Available-for-sale Securities, Amortized Cost Basis	151,281	122,740
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value	97	0
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value	1,168	1,355
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value	6,581	6,166
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	58,933	54,396
Available-for-sale Securities, Fair Value, Total	66,779	61,917
Available For Sale Securities, Gross Unrealized Gains	3,337	2,104
Available For Sale Securities, Gross Unrealized Losses	10	9
Available-for-sale Securities, Amortized Cost Basis	$ 63,452	$ 59,822

Securities Continuous Unrealize

Securities Continuous Unrealized Loss (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 29,817	$ 67,601
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses	173	204
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	26,470
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	0	164
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	29,817	94,071
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses	173	368
US Government and Government Agencies and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	28,480	24,734
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses	163	97
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	4,993
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	0	1
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	28,480	29,727
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses	163	98
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value		40,126
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses		98
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value		21,477
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses		163
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value		61,603
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses		261
US States and Political Subdivisions Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	1,337	2,741
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses	10	9
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	0	0
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	1,337	2,741
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses	$ 10	$ 9

Securities Gross Realized Gain

Securities Gross Realized Gain Loss (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Available-for-sale Securities, Gross Realized Gains	$ 100	$ 27	$ 106	$ 32
Available-for-sale Securities, Gross Realized Losses	(19)	(19)	(19)	(19)
Available-for-sale Securities, Gross Realized Gain (Loss), Net	$ 81	$ 8	$ 87	$ 13

Securities Textuals (Details)

Securities Textuals (Details) - USD ($) $ in Millions	Jun. 30, 2020	Dec. 31, 2019
Securities (Textuals) [Abstract]
Available-for-sale Securities Pledged as Collateral	$ 150.3	$ 147.8
Cost-method Investments, Aggregate Carrying Amount	$ 1.4	$ 1.4

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Loans And Leases Receivable Disclosure [Abstract]
Commercial and Industrial Loans	$ 87,754	$ 56,782
Construction And Land Development Loans	32,967	32,841
Commericial Real Estate Loans [Abstract]
Commercial Real Estate Owner Occupied Loans	50,036	48,860
Commerical Real Estate Hotel Motel	43,183	43,719
Commercial Real Estate Multifamily	31,974	44,839
Commerical Real Estate Other Loans	125,395	132,900
Total Commercial Real Estate Loans	250,588	270,318
Residential Real Estate Loans [Abstract]
Consumer Mortgage Loans	40,967	48,923
Residential Real Estate Investment Property Loans	44,858	43,652
Total Residential Real Estate Loans	85,825	92,575
Consumer Installment And Revolving Loans	8,631	8,866
Loans and Leases Receivable, Gross, Carrying Amount	465,765	461,382	$ 476,585
Loans and Leases Receivable Deferred Income	(1,491)	(481)
Loans, net of unearned income	$ 464,274	$ 460,901

Loans Past Due Analysis (Detail

Loans Past Due Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	$ 464,159	$ 459,043
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	879	2,152
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	49	0
Financing Receivable, Recorded Investment, Total Still Accruing	465,087	461,195
Financing Receivable, Recorded Investment, Nonaccrual Status	678	187
Loans and Leases Receivable, Gross, Carrying Amount	465,765	461,382	$ 476,585
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	87,671	56,758
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	83	24
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	87,754	56,782
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	87,754	56,782	54,307
Construction And Land Development Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	32,967	32,385
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	0	456
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	32,967	32,841
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	32,967	32,841	45,395
Commercial Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	49,958	48,860
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	78	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	50,036	48,860
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	50,036	48,860
Commercial Real Estate Hotel Motel [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	43,183	43,719
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	0	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	43,183	43,719
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	43,183	43,719
Commercial Real Estate Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	31,974	44,839
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	0	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	31,974	44,839
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	31,974	44,839
Commercial Real Estate Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	125,087	132,900
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	90	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	125,177	132,900
Financing Receivable, Recorded Investment, Nonaccrual Status	218	0
Loans and Leases Receivable, Gross, Carrying Amount	125,395	132,900
Commercial Real Estate Loans, Total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	250,202	270,318
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	168	0
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	250,370	270,318
Financing Receivable, Recorded Investment, Nonaccrual Status	218	0
Loans and Leases Receivable, Gross, Carrying Amount	250,588	270,318	268,500
Residential Real Estate Consumer Mortgage Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	40,189	47,151
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	430	1,585
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	40,619	48,736
Financing Receivable, Recorded Investment, Nonaccrual Status	348	187
Loans and Leases Receivable, Gross, Carrying Amount	40,967	48,923
Residential Real Estate Investment Property Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	44,557	43,629
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	190	23
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	44,747	43,652
Financing Receivable, Recorded Investment, Nonaccrual Status	111	0
Loans and Leases Receivable, Gross, Carrying Amount	44,858	43,652
Residential Real Estate Loans, Total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	84,746	90,780
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	620	1,608
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Total Still Accruing	85,366	92,388
Financing Receivable, Recorded Investment, Nonaccrual Status	459	187
Loans and Leases Receivable, Gross, Carrying Amount	85,825	92,575	99,292
Consumer Installment and Revolving Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing Receivable, Recorded Investment, Current	8,573	8,802
Financing Receivable, Recorded Investment, 30 To 89 Days Past Due	8	64
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	49	0
Financing Receivable, Recorded Investment, Total Still Accruing	8,630	8,866
Financing Receivable, Recorded Investment, Nonaccrual Status	1	0
Loans and Leases Receivable, Gross, Carrying Amount	$ 8,631	$ 8,866	$ 9,091

Allowance for Loan Loss (Detail

Allowance for Loan Loss (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	$ 4,867	$ 4,808	$ 4,386	$ 4,790
Financing Receivable, Allowance for Credit Losses, Charge-offs	(31)	(1)	(36)	(16)
Financing Receivable, Allowance for Credit Losses, Recoveries	22	44	108	77
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	(9)	43	72	61
Provision for loan losses	450	0	850	0
Financing Receivable, Allowance for Credit Losses	5,308	4,851	5,308	4,851
Commercial and Industrial Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	675	686	577	778
Financing Receivable, Allowance for Credit Losses, Charge-offs	(4)	0	(4)	0
Financing Receivable, Allowance for Credit Losses, Recoveries	2	6	55	24
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	(2)	6	51	24
Provision for loan losses	6	34	51	(76)
Financing Receivable, Allowance for Credit Losses	679	726	679	726
Construction And Land Development Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	582	773	569	700
Financing Receivable, Allowance for Credit Losses, Charge-offs	0	0	0	0
Financing Receivable, Allowance for Credit Losses, Recoveries	0	0	0	0
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	0	0	0	0
Provision for loan losses	31	8	44	81
Financing Receivable, Allowance for Credit Losses	613	781	613	781
Commercial Real Estate Loans, Total [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	2,596	2,251	2,289	2,218
Financing Receivable, Allowance for Credit Losses, Charge-offs	0	0	0	0
Financing Receivable, Allowance for Credit Losses, Recoveries	0	1	0	1
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	0	1	0	1
Provision for loan losses	319	35	626	68
Financing Receivable, Allowance for Credit Losses	2,915	2,287	2,915	2,287
Residential Real Estate Loans, Total [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	877	930	813	946
Financing Receivable, Allowance for Credit Losses, Charge-offs	0	0	0	0
Financing Receivable, Allowance for Credit Losses, Recoveries	14	33	45	47
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	14	33	45	47
Provision for loan losses	63	(59)	96	(89)
Financing Receivable, Allowance for Credit Losses	954	904	954	904
Consumer Installment and Revolving Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	137	168	138	148
Financing Receivable, Allowance for Credit Losses, Charge-offs	(27)	(1)	(32)	(16)
Financing Receivable, Allowance for Credit Losses, Recoveries	6	4	8	5
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	(21)	3	(24)	(11)
Provision for loan losses	31	(18)	33	16
Financing Receivable, Allowance for Credit Losses	$ 147	$ 153	$ 147	$ 153

Allowance For Loan Loss Additio

Allowance For Loan Loss Additional Information (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	$ 5,308		$ 4,851
Financing Receivable, Collectively Evaluated for Impairment	465,436		476,585
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0
Financing Receivable, Individually Evaluated for Impairment	329		0
Allowance for loan losses	5,308	$ 4,386	4,851
Loans and Leases Receivable, Gross, Carrying Amount	465,765	461,382	476,585
Commercial and Industrial Loans [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	679		726
Financing Receivable, Collectively Evaluated for Impairment	87,754		54,307
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0
Financing Receivable, Individually Evaluated for Impairment	0		0
Allowance for loan losses	679		726
Loans and Leases Receivable, Gross, Carrying Amount	87,754	56,782	54,307
Construction And Land Development Loans [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	613		781
Financing Receivable, Collectively Evaluated for Impairment	32,967		45,395
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0
Financing Receivable, Individually Evaluated for Impairment	0		0
Allowance for loan losses	613		781
Loans and Leases Receivable, Gross, Carrying Amount	32,967	32,841	45,395
Commercial Real Estate Loans, Total [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,915		2,287
Financing Receivable, Collectively Evaluated for Impairment	250,370		268,500
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0
Financing Receivable, Individually Evaluated for Impairment	218		0
Allowance for loan losses	2,915		2,287
Loans and Leases Receivable, Gross, Carrying Amount	250,588	270,318	268,500
Residential Real Estate Loans, Total [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	954		904
Financing Receivable, Collectively Evaluated for Impairment	85,714		99,292
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0
Financing Receivable, Individually Evaluated for Impairment	111		0
Allowance for loan losses	954		904
Loans and Leases Receivable, Gross, Carrying Amount	85,825	92,575	99,292
Consumer Installment and Revolving Loans [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	147		153
Financing Receivable, Collectively Evaluated for Impairment	8,631		9,091
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	0		0
Financing Receivable, Individually Evaluated for Impairment	0		0
Allowance for loan losses	147		153
Loans and Leases Receivable, Gross, Carrying Amount	$ 8,631	$ 8,866	$ 9,091

Loan Credit Quality Analysis (D

Loan Credit Quality Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	$ 452,610	$ 450,911
Financing Receivable, Recorded Investment, Special Mention	8,833	5,913
Financing Receivable Recorded Investment, Substandard Accruing	3,644	4,371
Financing Receivable, Recorded Investment, Nonaccrual Status	678	187
Loans and Leases Receivable, Gross, Carrying Amount	465,765	461,382	$ 476,585
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	85,347	54,340
Financing Receivable, Recorded Investment, Special Mention	2,196	2,176
Financing Receivable Recorded Investment, Substandard Accruing	211	266
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	87,754	56,782	54,307
Construction And Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	32,399	31,798
Financing Receivable, Recorded Investment, Special Mention	0	0
Financing Receivable Recorded Investment, Substandard Accruing	568	1,043
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	32,967	32,841	45,395
Commercial Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	48,988	47,865
Financing Receivable, Recorded Investment, Special Mention	902	917
Financing Receivable Recorded Investment, Substandard Accruing	146	78
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	50,036	48,860
Commercial Real Estate Hotel Motel [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	43,183	43,719
Financing Receivable, Recorded Investment, Special Mention	0	0
Financing Receivable Recorded Investment, Substandard Accruing	0	0
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	43,183	43,719
Commercial Real Estate Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	28,444	44,839
Financing Receivable, Recorded Investment, Special Mention	3,530	0
Financing Receivable Recorded Investment, Substandard Accruing	0	0
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans and Leases Receivable, Gross, Carrying Amount	31,974	44,839
Commercial Real Estate Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	124,285	132,030
Financing Receivable, Recorded Investment, Special Mention	873	849
Financing Receivable Recorded Investment, Substandard Accruing	19	21
Financing Receivable, Recorded Investment, Nonaccrual Status	218	0
Loans and Leases Receivable, Gross, Carrying Amount	125,395	132,900
Commercial Real Estate Loans, Total [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	244,900	268,453
Financing Receivable, Recorded Investment, Special Mention	5,305	1,766
Financing Receivable Recorded Investment, Substandard Accruing	165	99
Financing Receivable, Recorded Investment, Nonaccrual Status	218	0
Loans and Leases Receivable, Gross, Carrying Amount	250,588	270,318	268,500
Residential Real Estate Consumer Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	37,453	45,247
Financing Receivable, Recorded Investment, Special Mention	739	962
Financing Receivable Recorded Investment, Substandard Accruing	2,427	2,527
Financing Receivable, Recorded Investment, Nonaccrual Status	348	187
Loans and Leases Receivable, Gross, Carrying Amount	40,967	48,923
Residential Real Estate Investment Property Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	43,991	42,331
Financing Receivable, Recorded Investment, Special Mention	538	949
Financing Receivable Recorded Investment, Substandard Accruing	218	372
Financing Receivable, Recorded Investment, Nonaccrual Status	111	0
Loans and Leases Receivable, Gross, Carrying Amount	44,858	43,652
Residential Real Estate Loans, Total [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	81,444	87,578
Financing Receivable, Recorded Investment, Special Mention	1,277	1,911
Financing Receivable Recorded Investment, Substandard Accruing	2,645	2,899
Financing Receivable, Recorded Investment, Nonaccrual Status	459	187
Loans and Leases Receivable, Gross, Carrying Amount	85,825	92,575	99,292
Consumer Installment and Revolving Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Pass	8,520	8,742
Financing Receivable, Recorded Investment, Special Mention	55	60
Financing Receivable Recorded Investment, Substandard Accruing	55	64
Financing Receivable, Recorded Investment, Nonaccrual Status	1	0
Loans and Leases Receivable, Gross, Carrying Amount	$ 8,631	$ 8,866	$ 9,091

Impaired Loans (Details)

Impaired Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Unpaid Principal Balance	$ 329	$ 335
Impaired Financing Receivable, Charge-off And Payments Applied	0	(236)
Impaired Financing Receivable, Recorded Investment	329	99
Impaired Financing Receivable, Related Allowance	0	0
Commercial and Industrial Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		335
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied		(236)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		99
Impaired Financing Receivable, With Related Allowance, Related Allowance		$ 0
Commercial Real Estate Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	218
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	218
Impaired Financing Receivable, With Related Allowance, Related Allowance	0
Commercial Real Estate Loans, Total [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	218
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	218
Impaired Financing Receivable, With Related Allowance, Related Allowance	0
Residential Real Estate Investment Property Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	111
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	111
Impaired Financing Receivable, With Related Allowance, Related Allowance	0
Residential Real Estate Loans, Total [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	111
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied	0
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	111
Impaired Financing Receivable, With Related Allowance, Related Allowance	$ 0

Impaired Loans Averages (Detail

Impaired Loans Averages (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Impaired Financing Receivable, Average Recorded Investment [Line Items]
Impaired Financing Receivable, Average Recorded Investment	$ 82	$ 0	$ 47	$ 45
Impaired Financing Receivable, Interest Income, Accrual Method	0	0	0	9
Commercial Real Estate Owner Occupied Loans [Member]
Impaired Financing Receivable, Average Recorded Investment [Line Items]
Impaired Financing Receivable, Average Recorded Investment		0		45
Impaired Financing Receivable, Interest Income, Accrual Method		0		9
Commercial Real Estate Other Loans [Member]
Impaired Financing Receivable, Average Recorded Investment [Line Items]
Impaired Financing Receivable, Average Recorded Investment	54		31
Impaired Financing Receivable, Interest Income, Accrual Method	0		0
Commercial Real Estate Loans, Total [Member]
Impaired Financing Receivable, Average Recorded Investment [Line Items]
Impaired Financing Receivable, Average Recorded Investment	54	0	31	45
Impaired Financing Receivable, Interest Income, Accrual Method	0	$ 0	0	$ 9
Residential Real Estate Investment Property Loans [Member]
Impaired Financing Receivable, Average Recorded Investment [Line Items]
Impaired Financing Receivable, Average Recorded Investment	28		16
Impaired Financing Receivable, Interest Income, Accrual Method	0		0
Residential Real Estate Loans, Total [Member]
Impaired Financing Receivable, Average Recorded Investment [Line Items]
Impaired Financing Receivable, Average Recorded Investment	28		16
Impaired Financing Receivable, Interest Income, Accrual Method	$ 0		$ 0

Troubled Debt Restructuring (De

Troubled Debt Restructuring (Details) $ in Thousands	Jun. 30, 2020USD ($)
Impaired Financing Receivable And Troubled Debt Restructing [Line Items]
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing	$ 0
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual	329
Impaired Financing Receivable, Trouble Debt Structuring, Total	329
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses	0
Commercial Real Estate Other Loans [Member]
Impaired Financing Receivable And Troubled Debt Restructing [Line Items]
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing	0
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual	218
Impaired Financing Receivable, Trouble Debt Structuring, Total	218
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses	0
Commercial Real Estate Loans, Total [Member]
Impaired Financing Receivable And Troubled Debt Restructing [Line Items]
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing	0
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual	218
Impaired Financing Receivable, Trouble Debt Structuring, Total	218
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses	0
Residential Real Estate Investment Property Loans [Member]
Impaired Financing Receivable And Troubled Debt Restructing [Line Items]
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing	0
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual	111
Impaired Financing Receivable, Trouble Debt Structuring, Total	111
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses	0
Residential Real Estate Loans, Total [Member]
Impaired Financing Receivable And Troubled Debt Restructing [Line Items]
Impaired Financing Receivable, Troubled Debt Restructuring, Still Accruing	0
Impaired Financing Receivable, Troubled Debt Restructuring, Nonaccrual	111
Impaired Financing Receivable, Trouble Debt Structuring, Total	111
Impaired Financing Receivable, Troubled Debt Restructuring, Allowance for Credit Losses	$ 0

Loans Textuals (Details)

Loans Textuals (Details)	Jun. 30, 2020
Loan and Lease Disclosure (Textuals) [Abstract]
Percentage Of Loans Secured By Real Estate	79.30%

Mortgage Servicing Rights, Ne_2

Mortgage Servicing Rights, Net (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Servicing Asset at Amortized Value, Balance [Roll Forward]
Servicing Asset at Amortized Cost, Beginning	$ 1,249	$ 1,410	$ 1,299	$ 1,441
Servicing Asset at Amortized Value, Additions	188	39	237	80
Servicing Asset at Amortized Value, Amortization	166	94	265	166
Servicing Asset at Amortized Cost, Ending	1,271	1,355	1,271	1,355
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance [Abstract]
Valuation Allowance for Impairment of Recognized Servicing Assets, Beginning Balance	0	0	0	0
Valuation Allowance for Impairment of Recognized Servicing Assets, Ending Balance	0	0	0	0
Servicing Asset at Amortized Value, Fair Value [Abstract]
Servicing Asset at Amortized Value, Fair Value, Beginning	1,917	2,591	2,111	2,697
Servicing Asset at Amortized Value, Fair Value, Ending	$ 1,690	$ 2,333	$ 1,690	$ 2,333

Fair Value Recurring (Details)

Fair Value Recurring (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Fair Value, Measurements, Recurring [Member]
Fair Value Disclosure, Securities Available-for-Sale [Abstract]
Fair Value Disclosure, Agency Obligations	$ 80,808	$ 50,708
Fair Value Disclosure, Agency RMBS	154,606	123,277
Fair Value Disclosure, State and Political Subdivisions	66,779	61,917
Fair Value Disclosure, Securities Available-for-Sale, Total	302,193	235,902
Other Assets, Fair Value Disclosure	302,193	235,902
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value Disclosure, Securities Available-for-Sale [Abstract]
Fair Value Disclosure, Agency Obligations	0	0
Fair Value Disclosure, Agency RMBS	0	0
Fair Value Disclosure, State and Political Subdivisions	0	0
Fair Value Disclosure, Securities Available-for-Sale, Total	0	0
Other Assets, Fair Value Disclosure	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Disclosure, Securities Available-for-Sale [Abstract]
Fair Value Disclosure, Agency Obligations	80,808	50,708
Fair Value Disclosure, Agency RMBS	154,606	123,277
Fair Value Disclosure, State and Political Subdivisions	66,779	61,917
Fair Value Disclosure, Securities Available-for-Sale, Total	302,193	235,902
Other Assets, Fair Value Disclosure	302,193	235,902
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Disclosure, Securities Available-for-Sale [Abstract]
Fair Value Disclosure, Agency Obligations	0	0
Fair Value Disclosure, Agency RMBS	0	0
Fair Value Disclosure, State and Political Subdivisions	0	0
Fair Value Disclosure, Securities Available-for-Sale, Total	0	0
Other Assets, Fair Value Disclosure	0	0
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Loans Held-for-sale, Fair Value Disclosure	2,620	2,202
Impaired Loans, Fair Value Disclosure	329	99
Other Assets Fair Value Nonrecurring	1,271	1,299
Assets, Fair Value Disclosure, Nonrecurring	4,220	3,600
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Loans Held-for-sale, Fair Value Disclosure	0	0
Impaired Loans, Fair Value Disclosure	0	0
Other Assets Fair Value Nonrecurring	0	0
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Loans Held-for-sale, Fair Value Disclosure	2,620	2,202
Impaired Loans, Fair Value Disclosure	0	0
Other Assets Fair Value Nonrecurring	0	0
Assets, Fair Value Disclosure, Nonrecurring	2,620	2,202
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Loans Held-for-sale, Fair Value Disclosure	0	0
Impaired Loans, Fair Value Disclosure	329	99
Other Assets Fair Value Nonrecurring	1,271	1,299
Assets, Fair Value Disclosure, Nonrecurring	$ 1,600	$ 1,398

Fair Value Unobservable Inputs

Fair Value Unobservable Inputs (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Impaired Loans [Member]
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Assets, Fair Value Disclosure	$ 329	$ 99
Impaired Loans [Member] | Appraisal, Appraisal Discount [Member] | Weighted Average
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent		10.00%
Impaired Loans [Member] | Discounted Cash Flow, Discount Rate [Member] | Minimum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	10.00%
Impaired Loans [Member] | Discounted Cash Flow, Discount Rate [Member] | Maximum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	10.00%
Impaired Loans [Member] | Discounted Cash Flow, Discount Rate [Member] | Weighted Average
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	10.00%
Mortgage Servicing Rights [Member]
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Assets, Fair Value Disclosure	$ 1,271	$ 1,299
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Minimum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	14.70%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Maximum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	18.40%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Weighted Average
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	16.80%	11.60%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Minimum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	10.00%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Maximum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	12.00%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Weighted Average
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	10.00%	10.00%

Fair Value Financial Instrument

Fair Value Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Carrying (Reported) Amount, Fair Value Disclosure [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	$ 458,966	$ 456,515
Fair Value, Financial Instruments, Loans Held For Sale	2,620	2,202
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	165,351	167,199
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	458,957	453,705
Fair Value, Financial Instruments, Loans Held For Sale	2,743	2,251
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	167,026	168,316
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	0	0
Fair Value, Financial Instruments, Loans Held For Sale	0	0
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	0	0
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	0	0
Fair Value, Financial Instruments, Loans Held For Sale	2,743	2,251
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	167,026	168,316
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	458,957	453,705
Fair Value, Financial Instruments, Loans Held For Sale	0	0
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	$ 0	$ 0