Auburn National Bancorporation (AUBN) 10-Q 7 Nov 23 2023 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2023	Nov. 06, 2023
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transistion Report	false
Entity File Number	0-26486
Entity Registrant Name	Auburn National Bancorporation, Inc.
Entity Incorporation State	DE
Entity Tax Identification Number	63-0885779
Entity Address Address Line 1	100 N. Gay Street
Entity Address City	Auburn
Entity Address State	AL
Entity Address Postal Zip	36830
City Area Code	334
Local Phone Number	821-9200
Entity current reporting status	Yes
Entity filer category	Non-accelerated Filer
Entity Interactive Data Current	Yes
Entity Small Business	true
Entity Emerging Growth	false
Entity Shell Company	false
Entity common stock shares outstanding		3,493,614
Entity central index key	0000750574
Current fiscal year end date	--12-31
Document Fiscal Year Focus	2023
Document Period Focus	Q3
Amendment flag	false
Title of 12(b) Security	Common Stock, par value $0.01
Trading Symbol	AUBN
Security Exchange Name	NASDAQ

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets:
Cash And Due From Banks	$ 16,350	$ 11,608
Federal funds sold	416	9,300
Interest bearing bank deposits	12,845	6,346
Cash and cash equivalents	29,611	27,254
Available For Sale Securities Debt Securities	373,286	405,304
Total loans	545,610	504,458
Allowance for credit losses	(6,778)	(5,765)
Loans, net	538,832	498,693
Premises and equipment, net	45,666	46,575
Bank-owned life insurance	17,010	19,952
Other assets	26,319	26,110
Total assets	1,030,724	1,023,888
Deposits:
Noninterest-bearing	279,458	311,371
Interest-bearing	685,143	638,966
Total deposits	964,601	950,337
Federal funds purchased and securities sold under agreements to repurchase	1,741	2,551
Accrued expenses and other liabilities	2,931	2,959
Total liabilities	969,273	955,847
Stockholders' equity:
Preferred stock	0	0
Common stock	39	39
Additional paid-in capital	3,801	3,797
Retained earnings	118,326	116,600
Accumulated other comprehensive loss, net	(49,013)	(40,920)
Less treasury stock, at cost	(11,702)	(11,475)
Total stockholders' equity	61,451	68,041
Total liabilities and stockholders' equity	$ 1,030,724	$ 1,023,888

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Sep. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Preferred stock par value	$ 0.01	$ 0.01
Authorized shares, preferred	200,000	200,000
Issued shares, preferred	0	0
Common stock par value	$ 0.01	$ 0.01
Authorized shares, common	8,500,000	8,500,000
Issued shares, common	3,957,135	3,957,135
Treasury stock, shares held	463,521	453,683

Consolidated Statements of Earn

Consolidated Statements of Earnings - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest income:
Loans, including fees	$ 6,373	$ 5,097	$ 18,146	$ 14,638
Securities - Taxable	1,783	1,808	5,474	4,691
Securities - Tax-exempt	402	441	1,209	1,275
Federal funds sold and interest bearing bank deposits	85	426	442	767
Total interest income	8,643	7,772	25,271	21,371
Interest expense:
Deposits	2,334	524	4,934	1,661
Short-term borrowings	37	5	68	15
Total interest expense	2,371	529	5,002	1,676
Net interest income	6,272	7,243	20,269	19,695
Provision for credit losses	105	250	(191)	0
Net interest income after provision for loan losses	6,167	6,993	20,460	19,695
Noninterest income:
Service charge on deposit accounts	148	158	456	446
Mortgage lending	110	126	345	566
Bank-owned life insurance income	87	97	311	293
Other noninterest income	520	427	1,336	1,259
Securities gains, net	0	44	0	44
Total noninterest income	865	852	2,448	2,608
Noninterest expense:
Salaries and benefits	2,844	2,975	8,809	8,901
Net occupancy and equipment	755	794	2,341	1,955
Professional fees	261	235	898	704
Other noninterest expense	1,502	1,411	4,743	3,814
Total noninterest expense	5,362	5,415	16,791	15,374
Earnings before income taxes	1,670	2,430	6,117	6,929
Income tax expense	182	432	737	1,049
Net earnings	$ 1,488	$ 1,998	$ 5,380	$ 5,880
Net earnings per share:
Basic and diluted earnings per share	$ 0.43	$ 0.57	$ 1.54	$ 1.67
Weighted average shares outstanding:
Basic and diluted weighted average shares outstanding	3,496,411	3,507,318	3,499,518	3,513,068

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statements of Comprehensive Income [Abstract]
Net earnings	$ 1,488	$ 1,998	$ 5,380	$ 5,880
Other comprehensive income, net of tax:
Unrealized net holding gain (loss) on securities	(9,941)	(17,223)	(8,093)	(46,533)
Reclassification adjustment for net gain on securities recognized in net earnings		(33)		(33)
Other comprehensive income	(9,941)	(17,256)	(8,093)	(46,566)
Comprehensive income	$ (8,453)	$ (15,258)	$ (2,713)	$ (40,686)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock Member	Additional Paid In Capital Member	Retained Earnings Member	Accumulated Other Comprehensive Income Member	Treasury Stock Member
Balance, shares at Dec. 31, 2021		3,520,485
Balance, Beg at Dec. 31, 2021	$ 103,726	$ 39	$ 3,794	$ 109,974	$ 891	$ (10,972)
Net earnings	5,880			5,880
Other Comprehensive Income (Loss), Net Of Tax	(46,566)				(46,566)
Cash dividends paid	2,791			2,791
Treasury Stock, acquired	(460)					(460)
Treasury Stock, acquired shares		(15,280)
Sale of treasury stock	4		3			1
Treasury shares sold		150
Balance, End at Sep. 30, 2022	59,793	$ 39	3,797	113,063	(45,675)	(11,431)
Balance, shares at Sep. 30, 2022		3,505,355
Balance, shares at Jun. 30, 2022		3,509,940
Balance, Beg at Jun. 30, 2022	76,107	$ 39	3,796	111,994	(28,419)	(11,303)
Net earnings	1,998			1,998
Other Comprehensive Income (Loss), Net Of Tax	(17,256)				(17,256)
Cash dividends paid	929			929
Treasury Stock, acquired	(128)					(128)
Treasury Stock, acquired shares		(4,640)
Sale of treasury stock	1		1
Treasury shares sold		55
Balance, End at Sep. 30, 2022	59,793	$ 39	3,797	113,063	(45,675)	(11,431)
Balance, shares at Sep. 30, 2022		3,505,355
Balance, shares at Dec. 31, 2022		3,503,452
Balance, Beg at Dec. 31, 2022	68,041	$ 39	3,797	116,600	(40,920)	(11,475)
Cumulative Effect Of Accounting Standard	(821)			(821)
Net earnings	5,380			5,380
Other Comprehensive Income (Loss), Net Of Tax	(8,093)				(8,093)
Cash dividends paid	2,833			2,833
Treasury Stock, acquired	(229)					(229)
Treasury Stock, acquired shares		(10,108)
Sale of treasury stock	6		4			2
Treasury shares sold		270
Balance, End at Sep. 30, 2023	61,451	$ 39	3,801	118,326	(49,013)	(11,702)
Balance, shares at Sep. 30, 2023		3,493,614
Balance, shares at Jun. 30, 2023		3,499,412
Balance, Beg at Jun. 30, 2023	70,976	$ 39	3,800	117,781	(39,072)	(11,572)
Net earnings	1,488			1,488
Other Comprehensive Income (Loss), Net Of Tax	(9,941)				(9,941)
Cash dividends paid	943			943
Treasury Stock, acquired	(130)					(130)
Treasury Stock, acquired shares		(5,883)
Sale of treasury stock	1		1			0
Treasury shares sold		85
Balance, End at Sep. 30, 2023	$ 61,451	$ 39	$ 3,801	$ 118,326	$ (49,013)	$ (11,702)
Balance, shares at Sep. 30, 2023		3,493,614

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statement of Stockholders' Equity (Parentheticals)
Cash dividends paid per share	$ 0.27	$ 0.265	$ 0.81	$ 0.795

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities:
Net earnings	$ 5,380	$ 5,880
Adjustments to reconcile net earnings to net cash provided by operating activties:
Provision for credit losses	(191)	0
Depreciation and amortization	1,278	1,098
Premium amortization and discount accretion, net	1,834	2,450
Net gain on securities available for sale	0	(44)
Net gain on sale of loans held for sale	(81)	(315)
Net gain on other real estate owned		(162)
Loans originated for sale	(3,417)	(8,711)
Proceeds from sale of loans	3,482	10,292
Increase in cash surrender value of bank owned life insurance	(259)	(294)
Income recognized on death benefit of life insurance	(52)
Net (increase) decrease in other assets	47	(15,570)
Net (decrease) increase in accrued expenses and other liabilities	2,672	14,102
Net cash provided by operating activities	10,693	8,726
Cash flows from investing activities:
Proceeds from prepayments and maturities of securities available-for-sale	19,377	38,871
Purchase of securities available-for-sale	0	(93,106)
Decrease in loans, net	(41,025)	(15,644)
Net purchases of premises and equipment	(170)	(5,540)
Proceeds from bank-owned life insurance death benefit	(216)
Proceeds from Surrender of bank owned life insurance	(3,037)	0
(Increase) decrease in FHLB stock	(164)	(74)
Proceeds from sale of other real estate owned		536
Net cash (used in) provided by investing activities	(18,729)	(74,957)
Cash flows from financing activities:
Net increase in noninterest-bearing deposits	(32,717)	5,570
Net increase in interest-bearing deposits	46,982	(21,875)
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase	(810)	(835)
Stock repurchases	(229)	(460)
Dividends paid	(2,833)	(2,791)
Net cash provided by financing activities	10,393	(20,391)
Net change in cash and cash equivalents	2,357	(86,622)
Cash and cash equivalents at beginning of period	27,254	156,259
Cash and cash equivalents at end of period	29,611	69,637
Cash paid during the period for:
Interest	4,384	1,705
Income taxes	$ 800	$ 1,031

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2023
Summary of Signficant Accounting Policies
Summary of Significant Accounting Policies Text Block	AUBURN NATIONAL Notes to Consolidated Financial Statements (Unaudited) NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING General Auburn National Bancorporation, Inc. (the “Company”) provides a full range of banking services commercial customers in Lee County, (the “Bank”). The Company does not have any segments other than banking that are considered Basis of Presentation and Use of Estimates The unaudited consolidated financial statements in this report have been prepared accepted accounting principles (“GAAP”) for interim financial information. include all of the information and footnotes required by U.S. GAAP for complete financial consolidated financial statements include, in the opinion of management, all adjustments statement of the financial position and the results of operations for all periods normal recurring nature. The results of operations in the interim statements are not necessarily operations that the Company and its subsidiaries may achieve for future interim periods information, refer to the consolidated financial statements and footnotes included in the Company's 10-K for the year ended December 31, 2022. The unaudited consolidated financial statements include the accounts of the Significant intercompany transactions and accounts are eliminated in consolidation. The preparation of financial statements in conformity with U.S. GAAP requires assumptions that affect the reported amounts of assets and liabilities and disclosures the balance sheet date and the reported amounts of revenues and expenses during the reporting period. differ from those estimates. include the determination of allowance for credit losses on investment securities instruments, and the valuation of deferred tax assets and other real estate owned (“OREO”). Revenue Recognition On January 1, 2018, the Company implemented Accounting Standards Update from Contracts with Customers , codified at 606. The Company adopted ASC 606 using the modified retrospective transition method. interest income on loans and securities which are outside the scope of ASC 606. The Company’s sources of income that fees and gains and losses on sales of other real estate, all of which are presented as components of following is a summary of the revenue streams that fall within the scope of ASC 606: ● Service charges on deposits, investment services, ATM (i) transaction-based, for which the performance obligations are satisfied processed, or (ii) set periodic service charges, for which the performance the service is provided. Transaction-based service charges are recognized over the service period. ● Gains on sales of OREO A gain on sale should be recognized when a contract for sale exists and control of the asset has been transferred to the buyer. exists, including a determination that the institution will collect substantially all of the consideration entitled. is based on various other factors, other factors that we believe may affect collectability. Subsequent Events The Company has evaluated the effects of events and transactions through subsequent to September 30, 2023. period that would have required further recognition or disclosure in the unaudited included in this report. Reclassifications Certain amounts reported in prior periods have been reclassified to conform to the current reclassifications had no material effect on the Company’s Accounting Standards Adopted in 2023 On January 1, 2023, the Company adopted ASU 2016-13 Financial Instruments – Credit of Credit Losses on Financial Instruments (ASC 326). This standard replaced expected loss methodology that is referred to as the current expected credit loss (“CECL”) estimate of credit losses for the remaining estimated life of the financial asset using conditions, and reasonable and supportable forecasts and generally applies to including loan receivables and held-to-maturity debt securities, and some off unfunded commitments to extend credit. Financial assets measured at amortized expected to be collected by using an allowance for credit losses. In addition, CECL made changes to the accounting for available for sale debt credit losses to be presented as an allowance rather than as a write-down on available for sale debt does not intend to sell and does not believe that it is more likely than not, they will be required The Company adopted ASC 326 and all related subsequent amendments thereto modified retrospective approach for all financial assets measured at amortized The transition adjustment upon the adoption of CECL on January 1, 2023 included losses on loans of $ 1.0 for credit losses on unfunded loan commitments of $ 0.1 recorded a net decrease to retained earnings of $ 0.8 CECL, which reflects the transition adjustments noted above, net of the applicable deferred reporting periods beginning after January 1, 2023 are presented under CECL while prior reported in accordance with previously applicable accounting standards. The Company adopted ASC 326 using the prospective transition approach for debt temporary impairment had been recognized prior to January 1, 2023. any other-than-temporarily impaired investment securities. Therefore, that an allowance for credit losses on available for sale securities was not deemed The Company elected not to measure an allowance for credit losses for accrued interest receivable reverse interest income on loans or securities that are placed on nonaccrual status, 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company this policy results in the timely reversal of uncollectible interest. The Company also adopted ASU 2022-02, “Financial Instruments - Credit Losses (Topic Restructurings and Vintage Disclosures” ASU 2022-02 eliminated the accounting guidance for TDRs, while enhancing disclosure requirements refinancings and restructurings by creditors when a borrower is experiencing applying the recognition and measurement guidance for TDRs, an entity guidance to determine whether a modification results in a new loan or a 2022-02 requires an entity to disclose current-period gross write-offs the scope of Subtopic 326-20, Financial Instruments—Credit Losses—Measured at have a material impact on the Company’s consolidated Loans Loans that management has the intent and ability to hold for the foreseeable at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums deferred fees and costs. Accrued interest receivable related to loans is recorded sheets. Interest income is accrued on the unpaid principal balance. Loan origination fees, costs, are deferred and recognized in interest income using methods that approximate a prepayments. The accrual of interest is generally discontinued when a loan becomes 90 days past due and the process of collection, or when management believes, after considering economic and efforts, that the principal or interest will not be collectible in the normal contractual terms of the loan. A loan is considered to be past due when a scheduled payment has after the contractual due date. All accrued interest is reversed against interest income when a loan is placed on nonaccrual loans is accounted for using the cost-recovery method, until qualifying for return to accrual. method, interest income is not recognized until the loan balance is reduced to zero. when all the principal and interest amounts contractually due are brought current, there is a performance, and future payments are reasonably assured. Allowance for Credit Losses – Loans The allowance for credit losses is a valuation account that is deducted from the loans' amortized amount expected to be collected on the loans. Loans are charged off uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate charged-off and expected to be charged-off. The allowance for credit losses represents management’s balance sheet date. The allowance for credit losses is estimated by management using relevant both internal and external sources, relating to past events, current conditions, and reasonable and The Company’s loan loss estimation process respective loan segments (commercial and industrial, construction and land development, residential real estate, and consumer loans). credit quality is monitored. portfolio. Credit loss assumptions are estimated using a discounted cash flow ("DCF") model loans. The DCF model calculates an expected life-of-loan loss percentage by considering the borrower will default (the “PD”), adjusted for relevant forecasted macroeconomic of the amount of net loss in the event of default. certain macroeconomic factors as determined through a statistical regression analysis. unemployment rate is considered in the model for commercial and industrial, construction commercial real estate, is considered in the model for construction and land development and residential real national commercial real estate (“CRE”) price index is considered loans; and forecasted changes in the Alabama gross state product is considered Projections of these macroeconomic factors, obtained from an independent third of default based on the statistical PD models. Expected credit losses are estimated over the contractual term of the loan, adjusted payments (“curtailments”) when appropriate. Management's extensions, renewals, and modifications unless the extension or date and is not unconditionally cancellable by the Company. beyond the period for which a reasonable and supportable forecast can be Company reverts, on a straight-line basis back to the historical rates over an 8 quarter reversion The weighted average remaining life method was deemed most appropriate consumer loans contain many different payment structures, remaining life method uses an annual charge-off rate over several vintages charge-off rate is applied to the contractual term adjusted for Additionally, the allowance believed likely to cause estimated credit losses to differ from increase reserve levels and include adjustments for lending management experience and audit results, asset quality and portfolio trends, loan portfolio growth, industry concentrations, collateral, external factors and economic conditions not already captured. Loans secured by real estate with balances equal to or greater than $500 thousand and loans not secured balances equal to or greater than $250 thousand that do not share risk characteristics When management determines that foreclosure is probable and the borrower expected credit losses are based on the estimated fair value of collateral held at the reporting as appropriate. Allowance for Credit Losses – Unfunded Commitments Financial instruments include off-balance sheet credit instruments, letters of credit issued to meet customer financing needs. The Company’s nonperformance by the other party to the financial instrument for off-balance sheet contractual amount of those instruments. Such financial instruments are The Company records an allowance for credit losses on off-balance extend credit are unconditionally cancelable, through a charge to provision statements of earnings. at each balance sheet date under the current expected credit loss model using the same taking into consideration the likelihood that funding will occur as well as any third-party unfunded commitments is included in other liabilities on the Company’s On January 1, 2023, the Company recorded an adjustment for unfunded commitments of ASC 326. liabilities was $ 0.2 Provision for Credit Losses The composition of the provision for (recoveries of) credit losses for the respective periods Quarter ended September 30, Nine months ended September 30, (Dollars in thousands) 2023 2022 2023 2022 Provision for credit losses: Loans $ 158 $ 250 $ (133) $ — Reserve for unfunded commitments (1) (53) 70 (58) 35 Total provision for credit $ 105 $ 320 $ (191) $ 35 (1) Reserve requirements for unfunded commitments were reported as a component of other to the adoption of ASC 326.

Basic and Diluted Earnings Per

Basic and Diluted Earnings Per Share	9 Months Ended
	Sep. 30, 2023
Basic and Diluted Earnings Per Share [Abstract]
Basic and Diluted Earnings Per Share Text Block	NOTE 2: BASIC AND DILUTED NET EARNINGS PER SHARE Basic net earnings per share is computed by dividing net earnings by the weighted average the respective period. securities or other rights for, or convertible into, shares of the 2022, respectively, the Company consider for the diluted net earnings per share calculation. The basic and diluted net earnings per share computations for the respective periods are Quarter ended September 30, Nine months ended September 30, (Dollars in thousands, except share and per share data) 2023 2022 2023 2022 Basic and diluted: Net earnings $ 1,488 $ 1,998 $ 5,380 $ 5,880 Weighted average common 3,496,411 3,507,318 3,499,518 3,513,068 Net earnings per share $ 0.43 $ 0.57 $ 1.54 $ 1.67

Variable Interest Entities

Variable Interest Entities	9 Months Ended
	Sep. 30, 2023
Variable Interest Entity [Abstract]
Variable Interest Entity (Text Block Disclosure]	NOTE 3: VARIABLE Generally, a variable interest entity (“VIE”) equity investors with substantive or proportional voting rights or has equity investors resources for the entity to support its activities. At September 30, 2023, the Company did not have any consolidated VIEs to VIE, discussed below. New Markets Tax The New Markets Tax Credit distressed communities and promotes economic improvement through the development communities. during such period. the amounts of $1.8 million and $2.1 million, respectively, sheets. investment exceeds 50% of the outstanding equity interests, the Company does not consolidate meet the characteristics of a primary beneficiary since the Company lacks the power to direct (Dollars in thousands) Maximum Loss Exposure Asset Recognized Classification Type: New Markets Tax Credit investment $ 1,807 $ 1,807 Other assets

Securities

Securities	9 Months Ended
	Sep. 30, 2023
Investments debt and equity securities [Abstract]
Investments In Debt And Marketable Equity Securities And Certain Trading Assets Disclosure Text Block	NOTE 4: SECURITIES At September 30, 2023 and December 31, 2022, respectively, Investments – Debt and Equity Securities, were classified as available-for-sale. for-sale by contractual maturity at September 30, 2023 and December 1 year 1 to 5 5 to 10 After 10 Fair Gross Unrealized Amortized (Dollars in thousands) or less years years years Value Gains Losses Cost September 30, 2023 Agency obligations (a) $ 15,063 49,036 58,651 — 122,750 — 17,152 $ 139,902 Agency MBS (a) — 10,095 26,845 155,517 192,457 — 39,581 232,038 State and political subdivisions 300 981 15,488 41,310 58,079 — 8,717 66,796 Total available-for-sale $ 15,363 60,112 100,984 196,827 373,286 — 65,450 $ 438,736 December 31, 2022 Agency obligations (a) $ 4,935 50,746 69,936 — 125,617 — 15,826 $ 141,443 Agency MBS (a) — 7,130 27,153 183,877 218,160 — 33,146 251,306 State and political subdivisions 300 642 15,130 45,455 61,527 11 5,681 67,197 Total available-for-sale $ 5,235 58,518 112,219 229,332 405,304 11 54,653 $ 459,946 (a) Includes securities issued by U.S. government agencies or government-sponsored Securities with aggregate fair values of $ 224.6 208.3 respectively, were pledged to Bank of Atlanta (“FHLB of Atlanta”) advances, and for other purposes required Other assets on the accompanying consolidated balance sheets include non-marketable amounts of non-marketable equity investments were $ 1.4 1.2 2022. and stock in a privately held financial institution. Gross Unrealized Losses and Fair Value The fair values and gross unrealized losses on securities at September 30, segregated by those securities that have been in an unrealized longer, are presented below. Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses September 30, 2023: Agency obligations $ — — 122,750 17,152 $ 122,750 17,152 Agency MBS 84 3 192,373 39,578 192,457 39,581 State and political subdivisions 12,726 755 44,313 7,962 57,039 8,717 Total $ 12,810 758 359,436 64,692 $ 372,246 65,450 December 31, 2022: Agency obligations $ 55,931 4,161 69,686 11,665 $ 125,617 15,826 Agency MBS 70,293 5,842 147,867 27,304 218,160 33,146 State and political subdivisions 44,777 2,176 13,043 3,505 57,820 5,681 Total $ 171,001 12,179 230,596 42,474 $ 401,597 54,653 For the securities in the previous table, the Company assesses whether or not it intends to the Company will be required to sell the securities before recovery of the amortized Because the Company currently does not intend to sell those securities that have an and it is not more-likely-than-not that the Company will be required to sell the security before cost bases, which may be maturity, the Company evaluates whether any portion of the decline in fair value of available-for-sale deterioration, which would require the recognition of a provision to increase evaluations consider the extent to which the amortized cost of the security exceeds its and any other known adverse conditions related to the specific security. sale securities at September 30, 2023 are driven by changes in market interest rates and the securities, and accordingly, September 30, 2023. These securities will continue to be monitored as a part quality. Management evaluates that the issuers can make all contractual principal and interest payments. Realized Gains and Losses The following table presents the gross realized gains and losses on sales of securities. Quarter ended September 30, Nine months ended September 30, (Dollars in thousands) 2023 2022 2023 2022 Gross realized gains $ — 44 $ — 44 Realized gains, net $ — 44 $ — 44

Loan and Allowance for Credit L

Loan and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2023
Loans And Leases Receivable Disclosure [Abstract]
Loans and leases receivable disclosure [Text Block]	NOTE 5: LOANS AND ALLOWANCE September 30, December 31, (Dollars in thousands) 2023 2022 Commercial and industrial $ 66,014 $ 66,212 Construction and land development 70,129 66,479 Commercial real estate: Owner occupied 66,237 61,125 Hotel/motel 36,992 33,378 Multi-family 47,634 41,084 Other 131,101 128,986 Total commercial real estate 281,964 264,573 Residential real estate: Consumer mortgage 60,024 45,370 Investment property 57,126 52,278 Total residential real estate 117,150 97,648 Consumer installment 10,353 9,546 Total Loans $ 545,610 $ 504,458 Loans secured by real estate were approximately 86.0% of the Company’s September 30, 2023, the Company’s surrounding areas. The loan portfolio segment is defined as the level at which an entity develops and documents a determining its allowance for credit losses. As part of the Company’s portfolio included the following portfolio segments: commercial and industrial, commercial real estate, residential real estate, and consumer installment. Where appropriate, segments are further disaggregated into classes. A class is generally determined based risk characteristics of the loan, and an entity’s The following describes Commercial and industrial (“C&I”) — includes loans to finance business operations, equipment purchases, or for small and medium-sized commercial customers. Also included production. borrower. Construction and land development (“C&D”) — includes both loans and credit lines for the purpose of purchasing, carrying, lines for construction of residential, multi-family, dependent upon the sale or refinance of the real estate collateral. Commercial real estate includes loans in these classes: ● Owner occupied owner-occupied facilities primarily for small and medium-sized source of repayment is the cash flow from business operations and activities of the borrower, property. ● Hotel/motel – includes loans for hotels and motels. income generated from the hotel/motel securing the loan. the occupancy and rental rates, as well as the financial health of the borrower. ● Multi-family for 5 or more unit residential properties and apartments leased to residents. Generally repayment is dependent upon income generated from the real estate collateral. takes into consideration the occupancy and rental rates, ● Other multi-family properties, and which retail centers, medical and professional offices, single retail stores, local and other businesses. the real estate collateral. The underwriting of these loans takes into consideration as well as the financial health of the borrower. Residential real estate (“RRE”) — includes loans in these two classes: ● Consumer mortgage consumers that are secured by a primary residence or second home. These loans are underwritten in with the Bank’s general loan policies and each borrower’s financial condition, satisfactory credit history ● Investment property Generally, securing the loan. The underwriting of these loans takes into consideration the rental rates and well as the financial health of the borrowers. Consumer installment — includes loans to individuals, include personal lines of credit, automobile loans, and other retail loans. the Bank’s general loan policies and procedures borrower’s financial condition, satisfactory credit history, The following is a summary of current, accruing past due, and nonaccrual loans by portfolio September 30, 2023 and December 31, 2022. Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (Dollars in thousands) Current Past Due 90 days Loans Accrual Loans September 30, 2023: Commercial and industrial $ 65,813 39 — 65,852 162 $ 66,014 Construction and land development 70,129 — — 70,129 — 70,129 Commercial real estate: Owner occupied 65,230 206 — 65,436 801 66,237 Hotel/motel 36,992 — — 36,992 — 36,992 Multi-family 47,634 — — 47,634 — 47,634 Other 131,101 — — 131,101 — 131,101 Total commercial real estate 280,957 206 — 281,163 801 281,964 Residential real estate: Consumer mortgage 59,799 — — 59,799 225 60,024 Investment property 57,087 14 — 57,101 25 57,126 Total residential real estate 116,886 14 — 116,900 250 117,150 Consumer installment 10,297 56 — 10,353 — 10,353 Total $ 544,082 315 — 544,397 1,213 $ 545,610 December 31, 2022: Commercial and industrial $ 65,764 5 — 65,769 443 $ 66,212 Construction and land development 66,479 — — 66,479 — 66,479 Commercial real estate: Owner occupied 61,125 — — 61,125 — 61,125 Hotel/motel 33,378 — — 33,378 — 33,378 Multi-family 41,084 — — 41,084 — 41,084 Other 126,870 — — 126,870 2,116 128,986 Total commercial real estate 262,457 — — 262,457 2,116 264,573 Residential real estate: Consumer mortgage 45,160 38 — 45,198 172 45,370 Investment property 52,278 — — 52,278 — 52,278 Total residential real estate 97,438 38 — 97,476 172 97,648 Consumer installment 9,506 40 — 9,546 — 9,546 Total $ 501,644 83 — 501,727 2,731 $ 504,458 Credit Quality Indicators The credit quality of the loan portfolio is summarized no less frequently than quarterly using categories standard asset classification system used by the federal banking agencies. indicators for the loan portfolio segments and classes by year of origination as of September utilized to develop the associated allowance for credit losses using historical losses adjusted environmental factors and are defined as follows: ● Pass – loans which are well protected by the current net worth and paying capacity of the any) or by the fair value, less cost to acquire and sell, of any underlying collateral. ● Special Mention – loans with potential weakness that may, inadequately protect the Company’s position not expose an institution to sufficient risk to warrant an adverse classification. ● Substandard Accruing – loans that exhibit a well-defined weakness which presently jeopardizes even though they are currently performing. These loans are characterized by the distinct possibility Company may incur a loss in the future if these weaknesses are not corrected ● Nonaccrual – includes loans where management has determined that full payment expected. (Dollars in thousands) 2023 2022 2021 2020 2019 Prior to 2019 Revolving Loans Total Loans September 30, 2023: Commercial and industrial Pass $ 8,403 15,220 14,164 5,760 7,447 8,138 6,283 $ 65,415 Special mention — — — — — — 348 348 Substandard 56 — 27 — 6 — — 89 Nonaccrual — — — — 162 — — 162 Total commercial and industrial 8,459 15,220 14,191 5,760 7,615 8,138 6,631 66,014 Current period gross charge-offs — — — — — — — — Construction and land development Pass 34,977 30,923 1,735 1,562 131 162 639 70,129 Special mention — — — — — — — — Substandard — — — — — — — — Nonaccrual — — — — — — — — Total construction and land development 34,977 30,923 1,735 1,562 131 162 639 70,129 Current period gross charge-offs — — — — — — — — Commercial real estate: Owner occupied Pass 10,489 7,476 18,785 10,639 4,359 9,965 3,408 65,121 Special mention 263 — — — — — — 263 Substandard — — — — 52 — — 52 Nonaccrual — — — — 801 — — 801 Total owner occupied 10,752 7,476 18,785 10,639 5,212 9,965 3,408 66,237 Current period gross charge-offs — — — — — — — — Hotel/motel Pass 6,437 9,981 3,234 1,539 3,952 11,849 — 36,992 Special mention — — — — — — — — Substandard — — — — — — — — Nonaccrual — — — — — — — — Total hotel/motel 6,437 9,981 3,234 1,539 3,952 11,849 — 36,992 Current period gross charge-offs — — — — — — — — (Dollars in thousands) 2023 2022 2021 2020 2019 Prior to 2019 Revolving Loans Total Loans September 30, 2023: Multi-family Pass 12,436 18,185 1,972 6,163 3,825 3,126 1,927 47,634 Special mention — — — — — — — — Substandard — — — — — — — — Nonaccrual — — — — — — — — Total multi-family 12,436 18,185 1,972 6,163 3,825 3,126 1,927 47,634 Current period gross charge-offs — — — — — — — — Other Pass 16,532 36,560 32,107 14,053 10,902 19,004 914 130,072 Special mention — — — 873 — — — 873 Substandard — — — 156 — — — 156 Nonaccrual — — — — — — — — Total other 16,532 36,560 32,107 15,082 10,902 19,004 914 131,101 Current period gross charge-offs — — — — — — — — Residential real estate: Consumer mortgage Pass 18,918 20,284 2,731 2,694 1,492 12,771 79 58,969 Special mention — — — — — 250 — 250 Substandard — — — — — 580 — 580 Nonaccrual — — — 118 — 107 — 225 Total consumer mortgage 18,918 20,284 2,731 2,812 1,492 13,708 79 60,024 Current period gross charge-offs — — — — — — — — Investment property Pass 11,594 12,822 9,564 12,984 5,763 2,373 1,473 56,573 Special mention 42 — — — — — — 42 Substandard — 249 — 237 — — — 486 Nonaccrual — — — — — 25 — 25 Total investment property 11,636 13,071 9,564 13,221 5,763 2,398 1,473 57,126 Current period gross charge-offs — — — — — — — — Consumer installment Pass 4,699 4,189 861 251 126 167 — 10,293 Special mention — — 1 2 — — — 3 Substandard 12 24 8 13 — — — 57 Nonaccrual — — — — — — — — Total consumer installment 4,711 4,213 870 266 126 167 — 10,353 Current period gross charge-offs 34 37 13 1 — — — 85 Total loans Pass 124,485 155,640 85,153 55,645 37,997 67,555 14,723 541,198 Special mention 305 — 1 875 — 250 348 1,779 Substandard 68 273 35 406 58 580 — 1,420 Nonaccrual — — — 118 963 132 — 1,213 Total loans $ 124,858 155,913 85,189 57,044 39,018 68,517 15,071 $ 545,610 Total current period gross charge-offs $ 34 37 13 1 — — — 85 (Dollars in thousands) Mention Substandard Accruing Nonaccrual Total loans December 31, 2022: Commercial and industrial $ 65,550 7 212 443 $ 66,212 Construction and land development 66,479 — — — 66,479 Commercial real estate: Owner occupied 60,726 238 161 — 61,125 Hotel/motel 33,378 — — — 33,378 Multi-family 41,084 — — — 41,084 Other 126,700 170 — 2,116 128,986 Total commercial real estate 261,888 408 161 2,116 264,573 Residential real estate: Consumer mortgage 44,172 439 587 172 45,370 Investment property 51,987 43 248 — 52,278 Total residential real estate 96,159 482 835 172 97,648 Consumer installment 9,498 1 47 — 9,546 Total $ 499,574 898 1,255 2,731 $ 504,458 The following table is a summary of the Company’s December 31, 2022. CECL Incurred Loss September 30, 2023 December 31, 2022 Nonaccrual Nonaccrual Total Loans with Loans with an Nonaccrual Nonaccrual (Dollars in thousands) No Allowance Allowance Loans Loans Commercial and industrial $ 162 — 162 $ 443 Commercial real estate 801 — 801 2,116 Residential real estate 250 — 250 172 Total $ 1,213 — 1,213 $ 2,731 The following table presents the amortized cost basis of collateral dependent loans, which determine expected credit losses: (Dollars in thousands) Real Estate Business Assets Total Loans September 30, 2023: Commercial and industrial $ — 162 $ 162 Commercial real estate 801 — 801 Total $ 801 162 $ 963 Allowance for Credit Losses The Company adopted ASC 326 losses over the life of a financial asset. Under the CECL methodology, collective basis for pools of loans with similar risk characteristics, and for loans that do with the collectively evaluated pools, evaluations are performed on an individual The following table details the changes in the allowance for credit losses by portfolio segment for September 30, 2023 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 1,198 1,005 3,788 529 114 $ 6,634 Charge-offs — — — — (18) (18) Recoveries 1 — — 2 1 4 Net recoveries (charge-offs) 1 — — 2 (17) (14) Provision for credit losses 16 68 15 20 39 158 Ending balance $ 1,215 1,073 3,803 551 136 $ 6,778 Nine months ended: Beginning balance $ 747 949 3,109 828 132 $ 5,765 Impact of adopting ASC 326 532 (17) 873 (347) (22) 1,019 Charge-offs — — — — (85) (85) Recoveries 197 — — 12 3 212 Net recoveries (charge-offs) 197 — — 12 (82) 127 Provision for credit losses (261) 141 (179) 58 108 (133) Ending balance $ 1,215 1,073 3,803 551 136 $ 6,778 September 30, 2022 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 761 576 2,523 753 103 $ 4,716 Charge-offs (13) — — — (3) (16) Recoveries 2 — — 8 6 16 Net (charge-offs) recoveries (11) — — 8 3 — Provision for loan losses (18) 213 38 22 (5) 250 Ending balance $ 732 789 2,561 783 101 $ 4,966 Nine months ended: Beginning balance $ 857 518 2,739 739 86 $ 4,939 Charge-offs (17) — — — (67) (84) Recoveries 6 — 22 22 61 111 Net (charge-offs) recoveries (11) — 22 22 (6) 27 Provision for loan losses (114) 271 (200) 22 21 — Ending balance $ 732 789 2,561 783 101 $ 4,966 The following table presents an analysis of the allowance for loan losses and recorded segment and impairment methodology as of September 30, 2022 as determined, prior Collectively evaluated (1) Individually evaluated (2) Total Allowance Recorded Allowance Recorded Allowance Recorded for loan investment for loan investment for loan investment (In thousands) losses in loans losses in loans losses in loans September 30, 2022: Commercial and industrial $ 732 70,685 — — 732 70,685 Construction and land development 789 54,773 — — 789 54,773 Commercial real estate 2,561 249,860 — 170 2,561 250,030 Residential real estate 783 91,598 — — 783 91,598 Consumer installment 101 7,551 — — 101 7,551 Total $ 4,966 474,467 — 170 4,966 474,637 (1) Represents loans collectively evaluated for impairment, Loss Contingencies, and pursuant to amendments by ASU 2010-20 (2) Represents loans individually evaluated for impairment, prior Receivables, and pursuant to amendments by ASU 2010-20 regarding Impaired loans The following tables present impaired loans at December 31, 2022 as determined under ASC 326. represents the following components that correspond to impaired loans: ● Individually evaluated impaired loans equal to or greater than $500 thousand secured construction and land development, commercial real estate, and residential real estate ● Individually evaluated impaired loans equal to or greater than $250 thousand not secured (nonaccrual commercial and industrial and consumer installment loans). The following tables set forth certain information regarding the Company’s for impairment at December 31, 2022. December 31, 2022 (Dollars in thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial and industrial $ 210 (1) 209 $ — Commercial real estate: Owner occupied 858 (3) 855 Total commercial real estate 858 (3) 855 — Total 1,068 (4) 1,064 — With allowance recorded: Commercial and industrial 234 — 234 $ 59 Commercial real estate: Owner occupied 1,261 — 1,261 446 Total commercial real estate 1,261 — 1,261 446 Total 1,495 — 1,495 505 Total $ 2,563 (4) 2,559 $ 505 (1) Unpaid principal balance represents the contractual obligation (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well applied against the outstanding principal balance subsequent (3) Recorded investment represents the unpaid principal balance Pursuant to the adoption of ASU 2022-02, effective January 1, 2023, recognition and measurement guidance previously required for 2023, the Company had no loans that would have previously required The following table provides the average recorded investment in impaired loans, if amount of interest income recognized on impaired loans after impairment by portfolio and nine months ended September 30, 2022 as determined under ASC 310 Quarter ended September 30, 2022 Nine months ended September 30, 2022 Average Total interest Average Total interest recorded income recorded income (Dollars in thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 173 — $ 199 — Total commercial real estate 173 — 199 — Residential real estate: Investment property — — 6 — Total residential real estate — — 6 — Total $ 173 — $ 205 —

Mortgage Servicing Rights, Net

Mortgage Servicing Rights, Net	9 Months Ended
	Sep. 30, 2023
Mortgage Servicing [Abstract]
Transfers and Servicing of Financial Assets [Text Block]	NOTE 6: MORTGAGE SERVICING Mortgage servicing rights (“MSRs”) are recognized based on the fair value of the corresponding mortgage loans are sold. assumptions that market participants would use in estimating future net servicing prepayment speeds, discount rates, default rates, costs to service, escrow account earnings, income, ancillary income, and late fees. under the amortization method. of, estimated net servicing income. The Company generally sells, without recourse, conforming, fixed-rate, closed-end, where the Company services the mortgages sold and records MSRs. accompanying consolidated balance sheets. The Company evaluates MSRs for impairment on a quarterly basis. groupings based on predominant risk characteristics, such as interest rate and loan type. carrying amount of the MSRs exceeds fair value, a valuation allowance is established. as the fair value changes. lending income. The following table details the changes in amortized MSRs and the related valuation allowance for Quarter ended September 30, Nine months ended September 30, (Dollars in thousands) 2023 2022 2023 2022 MSRs, net: Beginning balance $ 1,050 $ 1,259 $ 1,151 $ 1,309 Additions, net 7 13 16 110 Amortization expense (46) (64) (156) (211) Ending balance $ 1,011 $ 1,208 $ 1,011 $ 1,208 Valuation Beginning of period $ — $ — $ — $ — End of period — — — — Fair value of amortized MSRs: Beginning of period $ 2,312 $ 2,547 $ 2,369 $ 1,908 End of period 2,351 2,478 2,351 2,478

Fair Value Disclosures

Fair Value Disclosures	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value Disclosures Text Block	NOTE 7: FAIR VALUE Fair Value “Fair value” is defined by ASC 820, Fair Value , and focuses on the exit price, i.e., the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction occurring market (or most advantageous market in the absence of a principal GAAP establishes a fair value hierarchy for valuation inputs that gives the highest priority markets for identical assets or liabilities and the lowest priority to unobservable inputs. follows: Level 1—inputs to the valuation methodology are quoted prices, unadjusted, for identical markets. Level 2—inputs to the valuation methodology include quoted prices for similar assets and quoted prices for identical or similar assets or liabilities in markets that are not active, or inputs that asset or liability, either directly or Level 3—inputs to the valuation methodology are unobservable and reflect the inputs market participants would use in pricing the asset or liability. Level changes in fair value measurements Transfers between levels of the fair value hierarchy are generally Company monitors the valuation techniques utilized for each category of transfers between levels have been affected. that transfers in and out of any level are expected to be infrequent. For the nine were no transfers between levels and no changes in valuation techniques for the Company’s Assets and liabilities measured at fair value on a recurring Securities available-for-sale Fair values of securities available for sale were primarily measured using obtains pricing data from third party pricing services. include broker/dealer quotes, market spreads, cash flows, benchmark yields, reported consensus prepayment speeds, credit information, and the securities’ terms and management reviews the pricing data received from the third party pricing services conditions. value measurements. pricing services to another independent valuation firm on a sample basis. prices valuation methodologies used with management. The following table presents the balances of the assets and liabilities measured at fair value September 30, 2023 and December 31, 2022, respectively, ASC 820 valuation hierarchy (as described above). Quoted Prices in Significant Active Markets Other Significant for Observable Unobservable Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) September 30, 2023: Securities available-for-sale: Agency obligations $ 122,750 — 122,750 — Agency MBS 192,457 — 192,457 — State and political subdivisions 58,079 — 58,079 — Total securities available-for-sale 373,286 — 373,286 — Total $ 373,286 — 373,286 — December 31, 2022: Securities available-for-sale: Agency obligations $ 125,617 — 125,617 — Agency MBS 218,160 — 218,160 — State and political subdivisions 61,527 — 61,527 — Total securities available-for-sale 405,304 — 405,304 — Total $ 405,304 — 405,304 — Assets and liabilities measured at fair value on a nonrecurring Collateral Dependent Loans Collateral dependent loans are measured at the fair value of the collateral securing the loan fair value of real estate collateral is determined based on real estate appraisals comparable properties which are then adjusted for property specific factors. various sources, including third party asset valuations and internally determined depreciation and other judgmentally determined discount factors. Collateral the hierarchy due to the unobservable inputs used in determining their fair value such as collateral underlying financial condition. Mortgage servicing rights, net MSRs, net, included in other assets on the accompanying consolidated balance sheets, estimated fair value. MSRs, the Company engages an independent third party. present value of estimated future net servicing income using assumptions that future net servicing income, including estimates of mortgage prepayment speeds, service, escrow account earnings, contractual servicing fee income, ancillary Company will review broker surveys and other market research to significant unobservable inputs include mortgage prepayment speeds or weighted average discount rate. the Company’s MSRs are classified The following table presents the balances of the assets and liabilities measured at fair value September 30, 2023 and December 31, 2022, respectively, and by FASB ASC 820 Quoted Prices in Active Markets Other Significant for Observable Unobservable Carrying Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) September 30, 2023: Loans, net (1) 963 — — 963 Other assets (2) 1,011 — — 1,011 Total assets at fair value $ 1,974 — — 1,974 December 31, 2022: Loans, net (3) 2,054 — — 2,054 Other assets (2) 1,151 — — 1,151 Total assets at fair value $ 3,205 — — 3,205 (1) Loans considered collateral dependent under ASC 326. (2) Represents MSRs, net, carried at lower of cost or (3) Loans considered impaired under ASC 310-10-35 Receivables, investment in impaired loans, net of any related allowance Quantitative Disclosures for Level 3 Fair Value At September 30, 2023 and December 31, 2022, the Company had no Level 3 assets basis. 2022, the significant unobservable inputs used in the fair value measurements and such assets are presented below. Range of Weighted Carrying Significant Unobservable Average (Dollars in thousands) Amount Valuation Technique Unobservable Input Inputs of Input September 30, 2023: Collateral dependent loans $ 963 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,011 Discounted cash flow Prepayment speed or CPR 7.1 - 19.7 7.3 Discount rate 9.5 - 11.5 9.5 December 31, 2022: Impaired loans $ 2,054 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,151 Discounted cash flow Prepayment speed or CPR 5.2 - 18.6 7.5 Discount rate 9.5 - 11.5 9.5 Fair Value ASC 825, Financial Instruments , requires disclosure of fair value information about financial instruments, recognized on the face of the balance sheet, where it is practicable to estimation of the fair value of the Company’s not available, fair values are based on estimates using discounted cash flow analyses. significantly affected by the assumptions used, including the discount rate following fair value estimates cannot be substantiated by comparison to independent representative of the liquidation value of the Company’s value of financial instruments held by the Company. instruments from its disclosure requirements. The following methods and assumptions were used by the Company in estimating the fair Loans, net Fair values for loans were calculated using discounted cash flows. The discount rates reflected loans would be made for the same remaining maturities. Expected future cash cash flows, adjusted for estimated prepayments. Time Deposits Fair values for time deposits were estimated using discounted cash flows. The offered for deposits with similar remaining maturities. The carrying value, instruments at September 30, 2023 and December 31, 2022 are presented below. for which the carrying amount approximates fair value. included cash and cash equivalents. noninterest-bearing demand deposits, carrying value in these financial liabilities due to these products having no stated liabilities for which fair value approximates carrying value included overnight and securities sold under agreements to repurchase. Fair Value Hierarchy Carrying Estimated Level 1 Level 2 Level 3 (Dollars in thousands) amount fair value inputs inputs Inputs September 30, 2023: Financial Assets: Loans, net (1) $ 538,832 $ 501,725 $ — $ — $ 501,725 Financial Liabilities: Time Deposits $ 193,575 $ 189,310 $ — $ 189,310 $ — December 31, 2022: Financial Assets: Loans, net (1) $ 498,693 $ 484,007 $ — $ — $ 484,007 Financial Liabilities: Time Deposits $ 150,375 $ 150,146 $ — $ 150,146 $ — (1) Represents loans, net of allowance for credit losses.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2023
Summary of Signficant Accounting Policies
Nature of Business Policy	General Auburn National Bancorporation, Inc. (the “Company”) provides a full range of banking services commercial customers in Lee County, (the “Bank”). The Company does not have any segments other than banking that are considered
Basis of Presentation Policy	Basis of Presentation and Use of Estimates The unaudited consolidated financial statements in this report have been prepared accepted accounting principles (“GAAP”) for interim financial information. include all of the information and footnotes required by U.S. GAAP for complete financial consolidated financial statements include, in the opinion of management, all adjustments statement of the financial position and the results of operations for all periods normal recurring nature. The results of operations in the interim statements are not necessarily operations that the Company and its subsidiaries may achieve for future interim periods information, refer to the consolidated financial statements and footnotes included in the Company's 10-K for the year ended December 31, 2022.
Consolidation Policy	The unaudited consolidated financial statements include the accounts of the Significant intercompany transactions and accounts are eliminated in consolidation.
Use of Estimates Policy	The preparation of financial statements in conformity with U.S. GAAP requires assumptions that affect the reported amounts of assets and liabilities and disclosures the balance sheet date and the reported amounts of revenues and expenses during the reporting period. differ from those estimates. include the determination of allowance for credit losses on investment securities instruments, and the valuation of deferred tax assets and other real estate owned (“OREO”).
Reclassification Policy	Reclassifications Certain amounts reported in prior periods have been reclassified to conform to the current reclassifications had no material effect on the Company’s
Revenue Recognition Policy	Revenue Recognition On January 1, 2018, the Company implemented Accounting Standards Update from Contracts with Customers , codified at 606. The Company adopted ASC 606 using the modified retrospective transition method. interest income on loans and securities which are outside the scope of ASC 606. The Company’s sources of income that fees and gains and losses on sales of other real estate, all of which are presented as components of following is a summary of the revenue streams that fall within the scope of ASC 606: ● Service charges on deposits, investment services, ATM (i) transaction-based, for which the performance obligations are satisfied processed, or (ii) set periodic service charges, for which the performance the service is provided. Transaction-based service charges are recognized over the service period. ● Gains on sales of OREO A gain on sale should be recognized when a contract for sale exists and control of the asset has been transferred to the buyer. exists, including a determination that the institution will collect substantially all of the consideration entitled. is based on various other factors, other factors that we believe may affect collectability.
Subsequent Events Policy	Subsequent Events The Company has evaluated the effects of events and transactions through subsequent to September 30, 2023. period that would have required further recognition or disclosure in the unaudited included in this report.
Accounting Developments	Accounting Standards Adopted in 2023 On January 1, 2023, the Company adopted ASU 2016-13 Financial Instruments – Credit of Credit Losses on Financial Instruments (ASC 326). This standard replaced expected loss methodology that is referred to as the current expected credit loss (“CECL”) estimate of credit losses for the remaining estimated life of the financial asset using conditions, and reasonable and supportable forecasts and generally applies to including loan receivables and held-to-maturity debt securities, and some off unfunded commitments to extend credit. Financial assets measured at amortized expected to be collected by using an allowance for credit losses. In addition, CECL made changes to the accounting for available for sale debt credit losses to be presented as an allowance rather than as a write-down on available for sale debt does not intend to sell and does not believe that it is more likely than not, they will be required The Company adopted ASC 326 and all related subsequent amendments thereto modified retrospective approach for all financial assets measured at amortized The transition adjustment upon the adoption of CECL on January 1, 2023 included losses on loans of $ 1.0 for credit losses on unfunded loan commitments of $ 0.1 recorded a net decrease to retained earnings of $ 0.8 CECL, which reflects the transition adjustments noted above, net of the applicable deferred reporting periods beginning after January 1, 2023 are presented under CECL while prior reported in accordance with previously applicable accounting standards. The Company adopted ASC 326 using the prospective transition approach for debt temporary impairment had been recognized prior to January 1, 2023. any other-than-temporarily impaired investment securities. Therefore, that an allowance for credit losses on available for sale securities was not deemed The Company elected not to measure an allowance for credit losses for accrued interest receivable reverse interest income on loans or securities that are placed on nonaccrual status, 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company this policy results in the timely reversal of uncollectible interest. The Company also adopted ASU 2022-02, “Financial Instruments - Credit Losses (Topic Restructurings and Vintage Disclosures” ASU 2022-02 eliminated the accounting guidance for TDRs, while enhancing disclosure requirements refinancings and restructurings by creditors when a borrower is experiencing applying the recognition and measurement guidance for TDRs, an entity guidance to determine whether a modification results in a new loan or a 2022-02 requires an entity to disclose current-period gross write-offs the scope of Subtopic 326-20, Financial Instruments—Credit Losses—Measured at have a material impact on the Company’s consolidated Loans Loans that management has the intent and ability to hold for the foreseeable at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums deferred fees and costs. Accrued interest receivable related to loans is recorded sheets. Interest income is accrued on the unpaid principal balance. Loan origination fees, costs, are deferred and recognized in interest income using methods that approximate a prepayments. The accrual of interest is generally discontinued when a loan becomes 90 days past due and the process of collection, or when management believes, after considering economic and efforts, that the principal or interest will not be collectible in the normal contractual terms of the loan. A loan is considered to be past due when a scheduled payment has after the contractual due date. All accrued interest is reversed against interest income when a loan is placed on nonaccrual loans is accounted for using the cost-recovery method, until qualifying for return to accrual. method, interest income is not recognized until the loan balance is reduced to zero. when all the principal and interest amounts contractually due are brought current, there is a performance, and future payments are reasonably assured. Allowance for Credit Losses – Loans The allowance for credit losses is a valuation account that is deducted from the loans' amortized amount expected to be collected on the loans. Loans are charged off uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate charged-off and expected to be charged-off. The allowance for credit losses represents management’s balance sheet date. The allowance for credit losses is estimated by management using relevant both internal and external sources, relating to past events, current conditions, and reasonable and The Company’s loan loss estimation process respective loan segments (commercial and industrial, construction and land development, residential real estate, and consumer loans). credit quality is monitored. portfolio. Credit loss assumptions are estimated using a discounted cash flow ("DCF") model loans. The DCF model calculates an expected life-of-loan loss percentage by considering the borrower will default (the “PD”), adjusted for relevant forecasted macroeconomic of the amount of net loss in the event of default. certain macroeconomic factors as determined through a statistical regression analysis. unemployment rate is considered in the model for commercial and industrial, construction commercial real estate, is considered in the model for construction and land development and residential real national commercial real estate (“CRE”) price index is considered loans; and forecasted changes in the Alabama gross state product is considered Projections of these macroeconomic factors, obtained from an independent third of default based on the statistical PD models. Expected credit losses are estimated over the contractual term of the loan, adjusted payments (“curtailments”) when appropriate. Management's extensions, renewals, and modifications unless the extension or date and is not unconditionally cancellable by the Company. beyond the period for which a reasonable and supportable forecast can be Company reverts, on a straight-line basis back to the historical rates over an 8 quarter reversion The weighted average remaining life method was deemed most appropriate consumer loans contain many different payment structures, remaining life method uses an annual charge-off rate over several vintages charge-off rate is applied to the contractual term adjusted for Additionally, the allowance believed likely to cause estimated credit losses to differ from increase reserve levels and include adjustments for lending management experience and audit results, asset quality and portfolio trends, loan portfolio growth, industry concentrations, collateral, external factors and economic conditions not already captured. Loans secured by real estate with balances equal to or greater than $500 thousand and loans not secured balances equal to or greater than $250 thousand that do not share risk characteristics When management determines that foreclosure is probable and the borrower expected credit losses are based on the estimated fair value of collateral held at the reporting as appropriate. Allowance for Credit Losses – Unfunded Commitments Financial instruments include off-balance sheet credit instruments, letters of credit issued to meet customer financing needs. The Company’s nonperformance by the other party to the financial instrument for off-balance sheet contractual amount of those instruments. Such financial instruments are The Company records an allowance for credit losses on off-balance extend credit are unconditionally cancelable, through a charge to provision statements of earnings. at each balance sheet date under the current expected credit loss model using the same taking into consideration the likelihood that funding will occur as well as any third-party unfunded commitments is included in other liabilities on the Company’s On January 1, 2023, the Company recorded an adjustment for unfunded commitments of ASC 326. liabilities was $ 0.2

Summary Significant Accounting

Summary Significant Accounting Policilies (Table)	9 Months Ended
	Sep. 30, 2023
Summary of Signficant Accounting Policies
Accounting Policies [Table Text Block]	Quarter ended September 30, Nine months ended September 30, (Dollars in thousands) 2023 2022 2023 2022 Provision for credit losses: Loans $ 158 $ 250 $ (133) $ — Reserve for unfunded commitments (1) (53) 70 (58) 35 Total provision for credit $ 105 $ 320 $ (191) $ 35 (1) Reserve requirements for unfunded commitments were reported as a component of other to the adoption of ASC 326.

Basic and Diluted Earnings Pe_2

Basic and Diluted Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2023
Basic and Diluted Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Quarter ended September 30, Nine months ended September 30, (Dollars in thousands, except share and per share data) 2023 2022 2023 2022 Basic and diluted: Net earnings $ 1,488 $ 1,998 $ 5,380 $ 5,880 Weighted average common 3,496,411 3,507,318 3,499,518 3,513,068 Net earnings per share $ 0.43 $ 0.57 $ 1.54 $ 1.67

Variable Interest Entity (Table

Variable Interest Entity (Tables)	9 Months Ended
	Sep. 30, 2023
Variable Interest Entity [Abstract]
Variable Interest Entity [Table Text Block]	(Dollars in thousands) Maximum Loss Exposure Asset Recognized Classification Type: New Markets Tax Credit investment $ 1,807 $ 1,807 Other assets

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2023
Investments debt and equity securities [Abstract]
Available-for-sale Securities [Table Text Block]	1 year 1 to 5 5 to 10 After 10 Fair Gross Unrealized Amortized (Dollars in thousands) or less years years years Value Gains Losses Cost September 30, 2023 Agency obligations (a) $ 15,063 49,036 58,651 — 122,750 — 17,152 $ 139,902 Agency MBS (a) — 10,095 26,845 155,517 192,457 — 39,581 232,038 State and political subdivisions 300 981 15,488 41,310 58,079 — 8,717 66,796 Total available-for-sale $ 15,363 60,112 100,984 196,827 373,286 — 65,450 $ 438,736 December 31, 2022 Agency obligations (a) $ 4,935 50,746 69,936 — 125,617 — 15,826 $ 141,443 Agency MBS (a) — 7,130 27,153 183,877 218,160 — 33,146 251,306 State and political subdivisions 300 642 15,130 45,455 61,527 11 5,681 67,197 Total available-for-sale $ 5,235 58,518 112,219 229,332 405,304 11 54,653 $ 459,946 (a) Includes securities issued by U.S. government agencies or government-sponsored
Available-for-sale Securities, Continuous Unrealized Loss Position [Table Text Block]	Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands) Value Losses Value Losses Value Losses September 30, 2023: Agency obligations $ — — 122,750 17,152 $ 122,750 17,152 Agency MBS 84 3 192,373 39,578 192,457 39,581 State and political subdivisions 12,726 755 44,313 7,962 57,039 8,717 Total $ 12,810 758 359,436 64,692 $ 372,246 65,450 December 31, 2022: Agency obligations $ 55,931 4,161 69,686 11,665 $ 125,617 15,826 Agency MBS 70,293 5,842 147,867 27,304 218,160 33,146 State and political subdivisions 44,777 2,176 13,043 3,505 57,820 5,681 Total $ 171,001 12,179 230,596 42,474 $ 401,597 54,653
Schedule of Realized Gain (Loss) [Table Text Block]	Realized Gains and Losses The following table presents the gross realized gains and losses on sales of securities. Quarter ended September 30, Nine months ended September 30, (Dollars in thousands) 2023 2022 2023 2022 Gross realized gains $ — 44 $ — 44 Realized gains, net $ — 44 $ — 44

Loan and Allowance for Credit_2

Loan and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2023
Loans And Leases Receivable Disclosure [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, (Dollars in thousands) 2023 2022 Commercial and industrial $ 66,014 $ 66,212 Construction and land development 70,129 66,479 Commercial real estate: Owner occupied 66,237 61,125 Hotel/motel 36,992 33,378 Multi-family 47,634 41,084 Other 131,101 128,986 Total commercial real estate 281,964 264,573 Residential real estate: Consumer mortgage 60,024 45,370 Investment property 57,126 52,278 Total residential real estate 117,150 97,648 Consumer installment 10,353 9,546 Total Loans $ 545,610 $ 504,458
Past Due Financing Receivables [Table Text Block]	Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (Dollars in thousands) Current Past Due 90 days Loans Accrual Loans September 30, 2023: Commercial and industrial $ 65,813 39 — 65,852 162 $ 66,014 Construction and land development 70,129 — — 70,129 — 70,129 Commercial real estate: Owner occupied 65,230 206 — 65,436 801 66,237 Hotel/motel 36,992 — — 36,992 — 36,992 Multi-family 47,634 — — 47,634 — 47,634 Other 131,101 — — 131,101 — 131,101 Total commercial real estate 280,957 206 — 281,163 801 281,964 Residential real estate: Consumer mortgage 59,799 — — 59,799 225 60,024 Investment property 57,087 14 — 57,101 25 57,126 Total residential real estate 116,886 14 — 116,900 250 117,150 Consumer installment 10,297 56 — 10,353 — 10,353 Total $ 544,082 315 — 544,397 1,213 $ 545,610 December 31, 2022: Commercial and industrial $ 65,764 5 — 65,769 443 $ 66,212 Construction and land development 66,479 — — 66,479 — 66,479 Commercial real estate: Owner occupied 61,125 — — 61,125 — 61,125 Hotel/motel 33,378 — — 33,378 — 33,378 Multi-family 41,084 — — 41,084 — 41,084 Other 126,870 — — 126,870 2,116 128,986 Total commercial real estate 262,457 — — 262,457 2,116 264,573 Residential real estate: Consumer mortgage 45,160 38 — 45,198 172 45,370 Investment property 52,278 — — 52,278 — 52,278 Total residential real estate 97,438 38 — 97,476 172 97,648 Consumer installment 9,506 40 — 9,546 — 9,546 Total $ 501,644 83 — 501,727 2,731 $ 504,458
Financing Receivable Credit Quality Indicators [Table Text Block]	(Dollars in thousands) 2023 2022 2021 2020 2019 Prior to 2019 Revolving Loans Total Loans September 30, 2023: Commercial and industrial Pass $ 8,403 15,220 14,164 5,760 7,447 8,138 6,283 $ 65,415 Special mention — — — — — — 348 348 Substandard 56 — 27 — 6 — — 89 Nonaccrual — — — — 162 — — 162 Total commercial and industrial 8,459 15,220 14,191 5,760 7,615 8,138 6,631 66,014 Current period gross charge-offs — — — — — — — — Construction and land development Pass 34,977 30,923 1,735 1,562 131 162 639 70,129 Special mention — — — — — — — — Substandard — — — — — — — — Nonaccrual — — — — — — — — Total construction and land development 34,977 30,923 1,735 1,562 131 162 639 70,129 Current period gross charge-offs — — — — — — — — Commercial real estate: Owner occupied Pass 10,489 7,476 18,785 10,639 4,359 9,965 3,408 65,121 Special mention 263 — — — — — — 263 Substandard — — — — 52 — — 52 Nonaccrual — — — — 801 — — 801 Total owner occupied 10,752 7,476 18,785 10,639 5,212 9,965 3,408 66,237 Current period gross charge-offs — — — — — — — — Hotel/motel Pass 6,437 9,981 3,234 1,539 3,952 11,849 — 36,992 Special mention — — — — — — — — Substandard — — — — — — — — Nonaccrual — — — — — — — — Total hotel/motel 6,437 9,981 3,234 1,539 3,952 11,849 — 36,992 Current period gross charge-offs — — — — — — — — (Dollars in thousands) 2023 2022 2021 2020 2019 Prior to 2019 Revolving Loans Total Loans September 30, 2023: Multi-family Pass 12,436 18,185 1,972 6,163 3,825 3,126 1,927 47,634 Special mention — — — — — — — — Substandard — — — — — — — — Nonaccrual — — — — — — — — Total multi-family 12,436 18,185 1,972 6,163 3,825 3,126 1,927 47,634 Current period gross charge-offs — — — — — — — — Other Pass 16,532 36,560 32,107 14,053 10,902 19,004 914 130,072 Special mention — — — 873 — — — 873 Substandard — — — 156 — — — 156 Nonaccrual — — — — — — — — Total other 16,532 36,560 32,107 15,082 10,902 19,004 914 131,101 Current period gross charge-offs — — — — — — — — Residential real estate: Consumer mortgage Pass 18,918 20,284 2,731 2,694 1,492 12,771 79 58,969 Special mention — — — — — 250 — 250 Substandard — — — — — 580 — 580 Nonaccrual — — — 118 — 107 — 225 Total consumer mortgage 18,918 20,284 2,731 2,812 1,492 13,708 79 60,024 Current period gross charge-offs — — — — — — — — Investment property Pass 11,594 12,822 9,564 12,984 5,763 2,373 1,473 56,573 Special mention 42 — — — — — — 42 Substandard — 249 — 237 — — — 486 Nonaccrual — — — — — 25 — 25 Total investment property 11,636 13,071 9,564 13,221 5,763 2,398 1,473 57,126 Current period gross charge-offs — — — — — — — — Consumer installment Pass 4,699 4,189 861 251 126 167 — 10,293 Special mention — — 1 2 — — — 3 Substandard 12 24 8 13 — — — 57 Nonaccrual — — — — — — — — Total consumer installment 4,711 4,213 870 266 126 167 — 10,353 Current period gross charge-offs 34 37 13 1 — — — 85 Total loans Pass 124,485 155,640 85,153 55,645 37,997 67,555 14,723 541,198 Special mention 305 — 1 875 — 250 348 1,779 Substandard 68 273 35 406 58 580 — 1,420 Nonaccrual — — — 118 963 132 — 1,213 Total loans $ 124,858 155,913 85,189 57,044 39,018 68,517 15,071 $ 545,610 Total current period gross charge-offs $ 34 37 13 1 — — — 85 (Dollars in thousands) Mention Substandard Accruing Nonaccrual Total loans December 31, 2022: Commercial and industrial $ 65,550 7 212 443 $ 66,212 Construction and land development 66,479 — — — 66,479 Commercial real estate: Owner occupied 60,726 238 161 — 61,125 Hotel/motel 33,378 — — — 33,378 Multi-family 41,084 — — — 41,084 Other 126,700 170 — 2,116 128,986 Total commercial real estate 261,888 408 161 2,116 264,573 Residential real estate: Consumer mortgage 44,172 439 587 172 45,370 Investment property 51,987 43 248 — 52,278 Total residential real estate 96,159 482 835 172 97,648 Consumer installment 9,498 1 47 — 9,546 Total $ 499,574 898 1,255 2,731 $ 504,458
Schedule Of Financing Receivables NonAccrual Status [Table Text Block]	CECL Incurred Loss September 30, 2023 December 31, 2022 Nonaccrual Nonaccrual Total Loans with Loans with an Nonaccrual Nonaccrual (Dollars in thousands) No Allowance Allowance Loans Loans Commercial and industrial $ 162 — 162 $ 443 Commercial real estate 801 — 801 2,116 Residential real estate 250 — 250 172 Total $ 1,213 — 1,213 $ 2,731
Schedule Of Collateral Dependent Loans Individually Evaluated For ACL [Table Text Block]	(Dollars in thousands) Real Estate Business Assets Total Loans September 30, 2023: Commercial and industrial $ — 162 $ 162 Commercial real estate 801 — 801 Total $ 801 162 $ 963
Allowance for Credit Losses on Financing Receivables [Table Text Block]	September 30, 2023 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 1,198 1,005 3,788 529 114 $ 6,634 Charge-offs — — — — (18) (18) Recoveries 1 — — 2 1 4 Net recoveries (charge-offs) 1 — — 2 (17) (14) Provision for credit losses 16 68 15 20 39 158 Ending balance $ 1,215 1,073 3,803 551 136 $ 6,778 Nine months ended: Beginning balance $ 747 949 3,109 828 132 $ 5,765 Impact of adopting ASC 326 532 (17) 873 (347) (22) 1,019 Charge-offs — — — — (85) (85) Recoveries 197 — — 12 3 212 Net recoveries (charge-offs) 197 — — 12 (82) 127 Provision for credit losses (261) 141 (179) 58 108 (133) Ending balance $ 1,215 1,073 3,803 551 136 $ 6,778 September 30, 2022 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 761 576 2,523 753 103 $ 4,716 Charge-offs (13) — — — (3) (16) Recoveries 2 — — 8 6 16 Net (charge-offs) recoveries (11) — — 8 3 — Provision for loan losses (18) 213 38 22 (5) 250 Ending balance $ 732 789 2,561 783 101 $ 4,966 Nine months ended: Beginning balance $ 857 518 2,739 739 86 $ 4,939 Charge-offs (17) — — — (67) (84) Recoveries 6 — 22 22 61 111 Net (charge-offs) recoveries (11) — 22 22 (6) 27 Provision for loan losses (114) 271 (200) 22 21 — Ending balance $ 732 789 2,561 783 101 $ 4,966
Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]	Collectively evaluated (1) Individually evaluated (2) Total Allowance Recorded Allowance Recorded Allowance Recorded for loan investment for loan investment for loan investment (In thousands) losses in loans losses in loans losses in loans September 30, 2022: Commercial and industrial $ 732 70,685 — — 732 70,685 Construction and land development 789 54,773 — — 789 54,773 Commercial real estate 2,561 249,860 — 170 2,561 250,030 Residential real estate 783 91,598 — — 783 91,598 Consumer installment 101 7,551 — — 101 7,551 Total $ 4,966 474,467 — 170 4,966 474,637 (1) Represents loans collectively evaluated for impairment, Loss Contingencies, and pursuant to amendments by ASU 2010-20 (2) Represents loans individually evaluated for impairment, prior Receivables, and pursuant to amendments by ASU 2010-20 regarding
Impaired Financing Receivables [Table Text Block]	December 31, 2022 (Dollars in thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial and industrial $ 210 (1) 209 $ — Commercial real estate: Owner occupied 858 (3) 855 Total commercial real estate 858 (3) 855 — Total 1,068 (4) 1,064 — With allowance recorded: Commercial and industrial 234 — 234 $ 59 Commercial real estate: Owner occupied 1,261 — 1,261 446 Total commercial real estate 1,261 — 1,261 446 Total 1,495 — 1,495 505 Total $ 2,563 (4) 2,559 $ 505 (1) Unpaid principal balance represents the contractual obligation (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well applied against the outstanding principal balance subsequent (3) Recorded investment represents the unpaid principal balance
Schedule Of Average Impaired Financing Receivable [Table Text Block]	Quarter ended September 30, 2022 Nine months ended September 30, 2022 Average Total interest Average Total interest recorded income recorded income (Dollars in thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 173 — $ 199 — Total commercial real estate 173 — 199 — Residential real estate: Investment property — — 6 — Total residential real estate — — 6 — Total $ 173 — $ 205 —

Mortgage Servicing Rights, Net

Mortgage Servicing Rights, Net (Tables)	9 Months Ended
	Sep. 30, 2023
Mortgage Servicing [Abstract]
Schedule Of Servicing Assets At Fair Value [Table Text Block]	Quarter ended September 30, Nine months ended September 30, (Dollars in thousands) 2023 2022 2023 2022 MSRs, net: Beginning balance $ 1,050 $ 1,259 $ 1,151 $ 1,309 Additions, net 7 13 16 110 Amortization expense (46) (64) (156) (211) Ending balance $ 1,011 $ 1,208 $ 1,011 $ 1,208 Valuation Beginning of period $ — $ — $ — $ — End of period — — — — Fair value of amortized MSRs: Beginning of period $ 2,312 $ 2,547 $ 2,369 $ 1,908 End of period 2,351 2,478 2,351 2,478

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Quoted Prices in Significant Active Markets Other Significant for Observable Unobservable Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) September 30, 2023: Securities available-for-sale: Agency obligations $ 122,750 — 122,750 — Agency MBS 192,457 — 192,457 — State and political subdivisions 58,079 — 58,079 — Total securities available-for-sale 373,286 — 373,286 — Total $ 373,286 — 373,286 — December 31, 2022: Securities available-for-sale: Agency obligations $ 125,617 — 125,617 — Agency MBS 218,160 — 218,160 — State and political subdivisions 61,527 — 61,527 — Total securities available-for-sale 405,304 — 405,304 — Total $ 405,304 — 405,304 —
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block]	Quoted Prices in Active Markets Other Significant for Observable Unobservable Carrying Identical Assets Inputs Inputs (Dollars in thousands) Amount (Level 1) (Level 2) (Level 3) September 30, 2023: Loans, net (1) 963 — — 963 Other assets (2) 1,011 — — 1,011 Total assets at fair value $ 1,974 — — 1,974 December 31, 2022: Loans, net (3) 2,054 — — 2,054 Other assets (2) 1,151 — — 1,151 Total assets at fair value $ 3,205 — — 3,205 (1) Loans considered collateral dependent under ASC 326. (2) Represents MSRs, net, carried at lower of cost or (3) Loans considered impaired under ASC 310-10-35 Receivables, investment in impaired loans, net of any related allowance
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	Range of Weighted Carrying Significant Unobservable Average (Dollars in thousands) Amount Valuation Technique Unobservable Input Inputs of Input September 30, 2023: Collateral dependent loans $ 963 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,011 Discounted cash flow Prepayment speed or CPR 7.1 - 19.7 7.3 Discount rate 9.5 - 11.5 9.5 December 31, 2022: Impaired loans $ 2,054 Appraisal Appraisal discounts 10.0 - 10.0 % 10.0 % Mortgage servicing rights, net 1,151 Discounted cash flow Prepayment speed or CPR 5.2 - 18.6 7.5 Discount rate 9.5 - 11.5 9.5
Financial Instruments [Table Text Block]	Fair Value Hierarchy Carrying Estimated Level 1 Level 2 Level 3 (Dollars in thousands) amount fair value inputs inputs Inputs September 30, 2023: Financial Assets: Loans, net (1) $ 538,832 $ 501,725 $ — $ — $ 501,725 Financial Liabilities: Time Deposits $ 193,575 $ 189,310 $ — $ 189,310 $ — December 31, 2022: Financial Assets: Loans, net (1) $ 498,693 $ 484,007 $ — $ — $ 484,007 Financial Liabilities: Time Deposits $ 150,375 $ 150,146 $ — $ 150,146 $ — (1) Represents loans, net of allowance for credit losses.

Summary Significant Accountin_2

Summary Significant Accounting Policies (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Summary Of Provision For Credit Losses [Abstract]
Loans	$ (158)	$ (250)	$ 133	$ 0
Reserve For Unfunded Commitments	53	(70)	58	(35)
Total Provision For Credit Losses	$ (105)	$ (320)	$ 191	$ (35)

Summary Significant Account Pol

Summary Significant Account Policies Textuals (Details) - USD ($) $ in Thousands		9 Months Ended
	Jan. 01, 2023	Sep. 30, 2023
Summary of Signficant Accounting Policies
Increase in allowance for credit losses at adoption of ASC 326	$ 1,000
Off Balance Sheet Credit Loss	100
Cumulative Effect Of Accounting Standard	$ 800	$ (821)
Off Balance Sheet Credit Loss Liability		$ 200

Basic and Diluted Earnings Pe_3

Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Basic and Diluted Earnings Per Share [Abstract]
Net earnings	$ 1,488	$ 1,998	$ 5,380	$ 5,880
Basic and diluted weighted average shares outstanding	3,496,411	3,507,318	3,499,518	3,513,068
Basic and diluted earnings per share	$ 0.43	$ 0.57	$ 1.54	$ 1.67

Variable Interest Entities (Det

Variable Interest Entities (Details) $ in Thousands	Sep. 30, 2023 USD ($)
Maxium Loss Exposure [Member]
Variable Interest Entities [Line Items]
New Markets Tax Credit Investment	$ 1,807
Asset Recognized [Member]
Variable Interest Entities [Line Items]
New Markets Tax Credit Investment	$ 1,807

Security Types (Details)

Security Types (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Available For Sale Securities Debt Maturities Fair Value [Line Items]
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value	$ 60,112	$ 58,518
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value	100,984	112,219
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	196,827	229,332
Available-for-sale Securities, Fair Value, Total	373,286	405,304
Available For Sale Securities, Gross Unrealized Gains	0	11
Available For Sale Securities, Gross Unrealized Losses	65,450	54,653
Available-for-sale Securities, Amortized Cost Basis	438,736	459,946
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value	15,363	5,235
US Government and Government Agencies and Authorities [Member]
Available For Sale Securities Debt Maturities Fair Value [Line Items]
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value	49,036	50,746
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value	58,651	69,936
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	0	0
Available-for-sale Securities, Fair Value, Total	122,750	125,617
Available For Sale Securities, Gross Unrealized Gains	0	0
Available For Sale Securities, Gross Unrealized Losses	17,152	15,826
Available-for-sale Securities, Amortized Cost Basis	139,902	141,443
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value	15,063	4,935
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available For Sale Securities Debt Maturities Fair Value [Line Items]
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value	10,095	7,130
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value	26,845	27,153
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	155,517	183,877
Available-for-sale Securities, Fair Value, Total	192,457	218,160
Available For Sale Securities, Gross Unrealized Gains	0	0
Available For Sale Securities, Gross Unrealized Losses	39,581	33,146
Available-for-sale Securities, Amortized Cost Basis	232,038	251,306
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value	0	0
US States and Political Subdivisions Debt Securities [Member]
Available For Sale Securities Debt Maturities Fair Value [Line Items]
Available-for-sale Securities, Debt Maturities, after One Through Five Years, Fair Value	981	642
Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value	15,488	15,130
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	41,310	45,455
Available-for-sale Securities, Fair Value, Total	58,079	61,527
Available For Sale Securities, Gross Unrealized Gains	0	11
Available For Sale Securities, Gross Unrealized Losses	8,717	5,681
Available-for-sale Securities, Amortized Cost Basis	66,796	67,197
Available-for-sale Securities, Debt Maturities, within One Year, Fair Value	$ 300	$ 300

Securities Continuous Unrealize

Securities Continuous Unrealized Loss (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 12,810	$ 171,001
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses	758	12,179
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	359,436	230,596
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	64,692	42,474
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	372,246	401,597
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses	65,450	54,653
US Government and Government Agencies and Authorities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	55,931
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses	0	4,161
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	122,750	69,686
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	17,152	11,665
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	122,750	125,617
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses	17,152	15,826
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	84	70,293
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses	3	5,842
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	192,373	147,867
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	39,578	27,304
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	192,457	218,160
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses	39,581	33,146
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	12,726	44,777
Available-for-sale Securities Continuous Unrealized Loss Position Less than 12 Months Aggregate Losses	755	2,176
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	44,313	13,043
Available-for-sale Securities Continuous Unrealized Loss Position 12 Months or Longer Aggregate Losses	7,962	3,505
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	57,039	57,820
Available-for-sale Securities Continuous Unrealized Loss Position Aggregate Losses	$ 8,717	$ 5,681

Securities Gross Realized Gain

Securities Gross Realized Gain Loss (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Available-for-sale Securities, Gross Realized Gain (Loss) [Abstract]
Available-for-sale Securities, Gross Realized Gains	$ 0	$ 44	$ 0	$ 44
Available-for-sale Securities, Gross Realized Losses	0	0	0	0
Available-for-sale Securities, Gross Realized Gain (Loss), Net	$ 0	$ 44	$ 0	$ 44

Securities Textuals (Details)

Securities Textuals (Details) - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
Securities (Textuals) [Abstract]
Available-for-sale Securities Pledged as Collateral	$ 224.6	$ 208.3
Cost-method Investments, Aggregate Carrying Amount	$ 1.4	$ 1.2

Loans (Details)

Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 545,610	$ 504,458	$ 474,637
Commercial and Industrial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	66,014	66,212	70,685
Construction And Land Development Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	70,129	66,479	54,773
Commercial Real Estate Owner Occupied Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	66,237	61,125
Commercial Real Estate Hotel Motel [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	36,992	33,378
Commercial Real Estate Multifamily [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	47,634	41,084
Commercial Real Estate Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	131,101	128,986
Commercial Real Estate Loans, Total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	281,964	264,573	250,030
Residential Real Estate Consumer Mortgage Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	60,024	45,370
Residential Real Estate Investment Property Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	57,126	52,278
Residential Real Estate Loans, Total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	117,150	97,648	91,598
Consumer Installment and Revolving Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 10,353	$ 9,546	$ 7,551

Loans Past Due Analysis (Detail

Loans Past Due Analysis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	$ 544,397	$ 501,727
Non Accrual	1,213	2,731
Loans and Leases Receivable, Gross, Carrying Amount	545,610	504,458	$ 474,637
Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	544,082	501,644
Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	315	83
Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	65,852	65,769
Non Accrual	162	443
Loans and Leases Receivable, Gross, Carrying Amount	66,014	66,212	70,685
Commercial and Industrial Loans [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	65,813	65,764
Commercial and Industrial Loans [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	39	5
Commercial and Industrial Loans [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Construction And Land Development Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	70,129	66,479
Loans and Leases Receivable, Gross, Carrying Amount	70,129	66,479	54,773
Construction And Land Development Loans [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	70,129	66,479
Construction And Land Development Loans [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Construction And Land Development Loans [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	65,436	61,125
Non Accrual	801	0
Loans and Leases Receivable, Gross, Carrying Amount	66,237	61,125
Commercial Real Estate Owner Occupied Loans [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	65,230	61,125
Commercial Real Estate Owner Occupied Loans [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	206	0
Commercial Real Estate Owner Occupied Loans [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial Real Estate Hotel Motel [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	36,992	33,378
Loans and Leases Receivable, Gross, Carrying Amount	36,992	33,378
Commercial Real Estate Hotel Motel [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	36,992	33,378
Commercial Real Estate Hotel Motel [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial Real Estate Hotel Motel [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial Real Estate Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	47,634	41,084
Non Accrual	0	0
Loans and Leases Receivable, Gross, Carrying Amount	47,634	41,084
Commercial Real Estate Multifamily [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	47,634	41,084
Commercial Real Estate Multifamily [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial Real Estate Multifamily [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial Real Estate Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	131,101	126,870
Non Accrual	0	2,116
Loans and Leases Receivable, Gross, Carrying Amount	131,101	128,986
Commercial Real Estate Other Loans [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	131,101	126,870
Commercial Real Estate Other Loans [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial Real Estate Other Loans [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Commercial Real Estate Loans, Total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	281,163	262,457
Non Accrual	801	2,116
Loans and Leases Receivable, Gross, Carrying Amount	281,964	264,573	250,030
Commercial Real Estate Loans, Total [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	280,957	262,457
Commercial Real Estate Loans, Total [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	206	0
Commercial Real Estate Loans, Total [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Residential Real Estate Consumer Mortgage Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	59,799	45,198
Non Accrual	225	172
Loans and Leases Receivable, Gross, Carrying Amount	60,024	45,370
Residential Real Estate Consumer Mortgage Loans [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	59,799	45,160
Residential Real Estate Consumer Mortgage Loans [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	38
Residential Real Estate Consumer Mortgage Loans [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Residential Real Estate Investment Property Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	57,101	52,278
Non Accrual	25	0
Loans and Leases Receivable, Gross, Carrying Amount	57,126	52,278
Residential Real Estate Investment Property Loans [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	57,087	52,278
Residential Real Estate Investment Property Loans [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	14	0
Residential Real Estate Investment Property Loans [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Residential Real Estate Loans, Total [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	116,900	97,476
Non Accrual	250	172
Loans and Leases Receivable, Gross, Carrying Amount	117,150	97,648	91,598
Residential Real Estate Loans, Total [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	116,886	97,438
Residential Real Estate Loans, Total [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	14	38
Residential Real Estate Loans, Total [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	0	0
Consumer Installment and Revolving Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	10,353	9,546
Non Accrual	0	0
Loans and Leases Receivable, Gross, Carrying Amount	10,353	9,546	$ 7,551
Consumer Installment and Revolving Loans [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	10,297	9,506
Consumer Installment and Revolving Loans [Member] | Accruing 30 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	56	40
Consumer Installment and Revolving Loans [Member] | Accruing Greater Than 90 days {Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Accruing Loans	$ 0	$ 0

Loan Credit Quality Analysis (D

Loan Credit Quality Analysis (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 1,213	$ 1,213	$ 2,731
2023	124,858	124,858
2022	155,913	155,913
2021	85,189	85,189
2020	57,044	57,044
2019	39,018	39,018
Prior	68,517	68,517
Revolving Loans	15,071	15,071
Total loans	545,610	545,610	504,458	$ 474,637
Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year Writeoff		34
Financing Receivable Excluding Accrued Interest Year Two Originated Current Fiscal Year Writeoff	37	37
Financing Receivable Excluding Accrued Interest Year Three Originated Current Fiscal Year Writeoff	13	13
Financing Receivable Excluding Accrued Interest Year Four Originated Current Fiscal Year Writeoff		1
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff	85	85
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	124,485	124,485
2022	155,640	155,640
2021	85,153	85,153
2020	55,645	55,645
2019	37,997	37,997
Prior	67,555	67,555
Revolving Loans	14,723	14,723
Total loans	541,198	541,198	499,574
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	305	305
2022	0	0
2021	1	1
2020	875	875
2019	0	0
Prior	250	250
Revolving Loans	348	348
Total loans	1,779	1,779	898
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	68	68
2022	273	273
2021	35	35
2020	406	406
2019	58	58
Prior	580	580
Revolving Loans	0	0
Total loans	1,420	1,420	1,255
NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	118	118
2019	963	963
Prior	132	132
Revolving Loans	0	0
Total loans	1,213	1,213
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	162	162	443
2023	8,459	8,459
2022	15,220	15,220
2021	14,191	14,191
2020	5,760	5,760
2019	7,615	7,615
Prior	8,138	8,138
Revolving Loans	6,631	6,631
Total loans	66,014	66,014	66,212	70,685
Commercial and Industrial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	8,403	8,403
2022	15,220	15,220
2021	14,164	14,164
2020	5,760	5,760
2019	7,447	7,447
Prior	8,138	8,138
Revolving Loans	6,283	6,283
Total loans	65,415	65,415	65,550
Commercial and Industrial Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	348	348
Total loans	348	348	7
Commercial and Industrial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	56	56
2022	0	0
2021	27	27
2020	0	0
2019	6	6
Prior	0	0
Revolving Loans	0	0
Total loans	89	89	212
Commercial and Industrial Loans [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	162	162
Prior	0	0
Revolving Loans	0	0
Total loans	162	162
Construction And Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	34,977	34,977
2022	30,923	30,923
2021	1,735	1,735
2020	1,562	1,562
2019	131	131
Prior	162	162
Revolving Loans	639	639
Total loans	70,129	70,129	66,479	54,773
Construction And Land Development Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	34,977	34,977
2022	30,923	30,923
2021	1,735	1,735
2020	1,562	1,562
2019	131	131
Prior	162	162
Revolving Loans	639	639
Total loans	70,129	70,129	66,479
Construction And Land Development Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0	0
Construction And Land Development Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0	0
Construction And Land Development Loans [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0
Commercial Real Estate Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	801	801	0
2023	10,752	10,752
2022	7,476	7,476
2021	18,785	18,785
2020	10,639	10,639
2019	5,212	5,212
Prior	9,965	9,965
Revolving Loans	3,408	3,408
Total loans	66,237	66,237	61,125
Commercial Real Estate Owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	10,489	10,489
2022	7,476	7,476
2021	18,785	18,785
2020	10,639	10,639
2019	4,359	4,359
Prior	9,965	9,965
Revolving Loans	3,408	3,408
Total loans	65,121	65,121	60,726
Commercial Real Estate Owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	263	263
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	263	263	238
Commercial Real Estate Owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	52	52
Prior	0	0
Revolving Loans	0	0
Total loans	52	52	161
Commercial Real Estate Owner Occupied Loans [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	801	801
Prior	0	0
Revolving Loans	0	0
Total loans	801	801
Commercial Real Estate Hotel Motel [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	6,437	6,437
2022	9,981	9,981
2021	3,234	3,234
2020	1,539	1,539
2019	3,952	3,952
Prior	11,849	11,849
Revolving Loans	0	0
Total loans	36,992	36,992	33,378
Commercial Real Estate Hotel Motel [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	6,437	6,437
2022	9,981	9,981
2021	3,234	3,234
2020	1,539	1,539
2019	3,952	3,952
Prior	11,849	11,849
Revolving Loans	0	0
Total loans	36,992	36,992	33,378
Commercial Real Estate Hotel Motel [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0	0
Commercial Real Estate Hotel Motel [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0	0
Commercial Real Estate Hotel Motel [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0
Commercial Real Estate Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0	0
2023	12,436	12,436
2022	18,185	18,185
2021	1,972	1,972
2020	6,163	6,163
2019	3,825	3,825
Prior	3,126	3,126
Revolving Loans	1,927	1,927
Total loans	47,634	47,634	41,084
Commercial Real Estate Multifamily [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	12,436	12,436
2022	18,185	18,185
2021	1,972	1,972
2020	6,163	6,163
2019	3,825	3,825
Prior	3,126	3,126
Revolving Loans	1,927	1,927
Total loans	47,634	47,634	41,084
Commercial Real Estate Multifamily [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0	0
Commercial Real Estate Multifamily [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0	0
Commercial Real Estate Multifamily [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0
Commercial Real Estate Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0	2,116
2023	16,532	16,532
2022	36,560	36,560
2021	32,107	32,107
2020	15,082	15,082
2019	10,902	10,902
Prior	19,004	19,004
Revolving Loans	914	914
Total loans	131,101	131,101	128,986
Commercial Real Estate Other Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	16,532	16,532
2022	36,560	36,560
2021	32,107	32,107
2020	14,053	14,053
2019	10,902	10,902
Prior	19,004	19,004
Revolving Loans	914	914
Total loans	130,072	130,072	126,700
Commercial Real Estate Other Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	873	873
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	873	873	170
Commercial Real Estate Other Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	156	156
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	156	156	0
Commercial Real Estate Other Loans [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	0	0
Commercial Real Estate Loans, Total [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	801	801	2,116
Total loans	281,964	281,964	264,573	250,030
Commercial Real Estate Loans, Total [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans			261,888
Commercial Real Estate Loans, Total [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans			408
Commercial Real Estate Loans, Total [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans			161
Residential Real Estate Consumer Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	225	225	172
2023	18,918	18,918
2022	20,284	20,284
2021	2,731	2,731
2020	2,812	2,812
2019	1,492	1,492
Prior	13,708	13,708
Revolving Loans	79	79
Total loans	60,024	60,024	45,370
Residential Real Estate Consumer Mortgage Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	18,918	18,918
2022	20,284	20,284
2021	2,731	2,731
2020	2,694	2,694
2019	1,492	1,492
Prior	12,771	12,771
Revolving Loans	79	79
Total loans	58,969	58,969	44,172
Residential Real Estate Consumer Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	250	250
Revolving Loans	0	0
Total loans	250	250	439
Residential Real Estate Consumer Mortgage Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	580	580
Revolving Loans	0	0
Total loans	580	580	587
Residential Real Estate Consumer Mortgage Loans [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	118	118
2019	0	0
Prior	107	107
Revolving Loans	0	0
Total loans	225	225
Residential Real Estate Investment Property Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	25	25	0
2023	11,636	11,636
2022	13,071	13,071
2021	9,564	9,564
2020	13,221	13,221
2019	5,763	5,763
Prior	2,398	2,398
Revolving Loans	1,473	1,473
Total loans	57,126	57,126	52,278
Residential Real Estate Investment Property Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	11,594	11,594
2022	12,822	12,822
2021	9,564	9,564
2020	12,984	12,984
2019	5,763	5,763
Prior	2,373	2,373
Revolving Loans	1,473	1,473
Total loans	56,573	56,573	51,987
Residential Real Estate Investment Property Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	42	42
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	42	42	43
Residential Real Estate Investment Property Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	249	249
2021	0	0
2020	237	237
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	486	486	248
Residential Real Estate Investment Property Loans [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	25	25
Revolving Loans	0	0
Total loans	25	25
Residential Real Estate Loans, Total [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	250	250	172
Total loans	117,150	117,150	97,648	91,598
Residential Real Estate Loans, Total [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans			96,159
Residential Real Estate Loans, Total [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans			482
Residential Real Estate Loans, Total [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans			835
Consumer Installment and Revolving Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0	0
2023	4,711	4,711
2022	4,213	4,213
2021	870	870
2020	266	266
2019	126	126
Prior	167	167
Revolving Loans	0	0
Total loans	10,353	10,353	9,546	$ 7,551
Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year Writeoff		34
Financing Receivable Excluding Accrued Interest Year Two Originated Current Fiscal Year Writeoff	37	37
Financing Receivable Excluding Accrued Interest Year Three Originated Current Fiscal Year Writeoff	13	13
Financing Receivable Excluding Accrued Interest Year Four Originated Current Fiscal Year Writeoff		1
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff	85	85
Consumer Installment and Revolving Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	4,699	4,699
2022	4,189	4,189
2021	861	861
2020	251	251
2019	126	126
Prior	167	167
Revolving Loans	0	0
Total loans	10,293	10,293	9,498
Consumer Installment and Revolving Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	1	1
2020	2	2
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	3	3	1
Consumer Installment and Revolving Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	12	12
2022	24	24
2021	8	8
2020	13	13
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	57	57	$ 47
Consumer Installment and Revolving Loans [Member] | NonAccrual [Member]
Financing Receivable, Recorded Investment [Line Items]
2023	0	0
2022	0	0
2021	0	0
2020	0	0
2019	0	0
Prior	0	0
Revolving Loans	0	0
Total loans	$ 0	$ 0

Nonaccural Loans (Details)

Nonaccural Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable Nonaccrual Status [Line Items]
Financing Receivable Nonaccrual No Allowance	$ 1,213
Financing Receivable, Recorded Investment, Nonaccrual Status	1,213	$ 2,731
Commercial and Industrial Loans [Member]
Financing Receivable Nonaccrual Status [Line Items]
Financing Receivable Nonaccrual No Allowance	162
Financing Receivable, Recorded Investment, Nonaccrual Status	162	443
Commercial Real Estate Loans, Total [Member]
Financing Receivable Nonaccrual Status [Line Items]
Financing Receivable Nonaccrual No Allowance	801
Financing Receivable, Recorded Investment, Nonaccrual Status	801	2,116
Residential Real Estate Loans, Total [Member]
Financing Receivable Nonaccrual Status [Line Items]
Financing Receivable Nonaccrual No Allowance	250
Financing Receivable, Recorded Investment, Nonaccrual Status	250	172
Consumer Installment and Revolving Loans [Member]
Financing Receivable Nonaccrual Status [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 0	$ 0

Collateral Dependent Loans Indi

Collateral Dependent Loans Individually Evaluated (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Sep. 30, 2022
Collateral Dependent Loans [Line Items]
Financing Receivable, Individually Evaluated Collateral Depedent Loans	$ 963	$ 170
Commercial Real Estate Collateral [Member]
Collateral Dependent Loans [Line Items]
Financing Receivable, Individually Evaluated Collateral Depedent Loans	801
Business Assets Collateral [Member]
Collateral Dependent Loans [Line Items]
Financing Receivable, Individually Evaluated Collateral Depedent Loans	162
Commercial and Industrial Loans [Member]
Collateral Dependent Loans [Line Items]
Financing Receivable, Individually Evaluated Collateral Depedent Loans	162
Commercial and Industrial Loans [Member] | Business Assets Collateral [Member]
Collateral Dependent Loans [Line Items]
Financing Receivable, Individually Evaluated Collateral Depedent Loans	162
Commercial Real Estate Loans, Total [Member]
Collateral Dependent Loans [Line Items]
Financing Receivable, Individually Evaluated Collateral Depedent Loans	801
Commercial Real Estate Loans, Total [Member] | Commercial Real Estate Collateral [Member]
Collateral Dependent Loans [Line Items]
Financing Receivable, Individually Evaluated Collateral Depedent Loans	$ 801

Allowance for Credit Losses (De

Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	$ 6,634	$ 4,716	$ 5,765	$ 4,939
Impact of Adoption of ASC 326			1,019
Financing Receivable, Allowance for Credit Losses, Charge-offs	(18)	(16)	(85)	(84)
Financing Receivable, Allowance for Credit Losses, Recoveries	4	16	212	111
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	(14)	0	127	27
Provision for credit losses1	158	250	(133)	0
Financing Receivable, Allowance for Credit Losses	6,778	4,966	6,778	4,966
Commercial and Industrial Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	1,198	761	747	857
Impact of Adoption of ASC 326			532
Financing Receivable, Allowance for Credit Losses, Charge-offs		(13)	0	(17)
Financing Receivable, Allowance for Credit Losses, Recoveries	1	2	197	6
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	1	(11)	197	(11)
Provision for credit losses1	16	(18)	(261)	(114)
Financing Receivable, Allowance for Credit Losses	1,215	732	1,215	732
Construction And Land Development Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	1,005	576	949	518
Impact of Adoption of ASC 326			(17)
Financing Receivable, Allowance for Credit Losses, Charge-offs		0	0	0
Financing Receivable, Allowance for Credit Losses, Recoveries	0	0	0	0
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	0	0	0	0
Provision for credit losses1	68	213	141	271
Financing Receivable, Allowance for Credit Losses	1,073	789	1,073	789
Commercial Real Estate Loans, Total [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	3,788	2,523	3,109	2,739
Impact of Adoption of ASC 326			873
Financing Receivable, Allowance for Credit Losses, Charge-offs		0	0	0
Financing Receivable, Allowance for Credit Losses, Recoveries	0	0	0	22
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	0	0	0	22
Provision for credit losses1	15	38	(179)	(200)
Financing Receivable, Allowance for Credit Losses	3,803	2,561	3,803	2,561
Residential Real Estate Loans, Total [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	529	753	828	739
Impact of Adoption of ASC 326			(347)
Financing Receivable, Allowance for Credit Losses, Charge-offs		0	0	0
Financing Receivable, Allowance for Credit Losses, Recoveries	2	8	12	22
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	2	8	12	22
Provision for credit losses1	20	22	58	22
Financing Receivable, Allowance for Credit Losses	551	783	551	783
Consumer Installment and Revolving Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Financing Receivable, Allowance for Credit Losses	114	103	132	86
Impact of Adoption of ASC 326			(22)
Financing Receivable, Allowance for Credit Losses, Charge-offs	(18)	(3)	(85)	(67)
Financing Receivable, Allowance for Credit Losses, Recoveries	1	6	3	61
Financing Receivable Allowance For Credit Losses Net Chargeoffs Recoveries	(17)	3	(82)	(6)
Provision for credit losses1	39	(5)	108	21
Financing Receivable, Allowance for Credit Losses	$ 136	$ 101	$ 136	$ 101

Allowance For Credit Losses Add

Allowance For Credit Losses Additional Information (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022	Sep. 30, 2022
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment			$ 4,966
Financing Receivable, Collectively Evaluated for Impairment			474,467
Financing Receivable, Individually Evaluated for Impairment			170
Allowance for credit losses	$ 6,778	$ 5,765	4,966
Loans and Leases Receivable, Gross, Carrying Amount	545,610	504,458	474,637
Commercial and Industrial Loans [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment			732
Financing Receivable, Collectively Evaluated for Impairment			70,685
Allowance for credit losses			732
Loans and Leases Receivable, Gross, Carrying Amount	66,014	66,212	70,685
Construction And Land Development Loans [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment			789
Financing Receivable, Collectively Evaluated for Impairment			54,773
Allowance for credit losses			789
Loans and Leases Receivable, Gross, Carrying Amount	70,129	66,479	54,773
Commercial Real Estate Loans, Total [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment			2,561
Financing Receivable, Collectively Evaluated for Impairment			249,860
Financing Receivable, Individually Evaluated for Impairment			170
Allowance for credit losses			2,561
Loans and Leases Receivable, Gross, Carrying Amount	281,964	264,573	250,030
Residential Real Estate Loans, Total [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment			783
Financing Receivable, Collectively Evaluated for Impairment			91,598
Allowance for credit losses			783
Loans and Leases Receivable, Gross, Carrying Amount	117,150	97,648	91,598
Consumer Installment and Revolving Loans [Member]
Financing Receivable Allowance For Credit Loss Additional Information [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment			101
Financing Receivable, Collectively Evaluated for Impairment			7,551
Allowance for credit losses			101
Loans and Leases Receivable, Gross, Carrying Amount	$ 10,353	$ 9,546	$ 7,551

Impaired Loans (Details)

Impaired Loans (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	$ 1,068
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied	(4)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,064
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,495
Impaired Financing Receivable, with Related Allowance, Charge-off And Payments Applied	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,495
Impaired Financing Receivable, With Related Allowance, Related Allowance	505
Impaired Financing Receivable, Unpaid Principal Balance	2,563
Impaired Financing Receivable, Charge-off And Payments Applied	(4)
Impaired Financing Receivable, Recorded Investment	2,559
Impaired Financing Receivable, Related Allowance	505
Commercial and Industrial Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	210
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied	(1)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	209
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	234
Impaired Financing Receivable, with Related Allowance, Charge-off And Payments Applied	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	234
Impaired Financing Receivable, With Related Allowance, Related Allowance	59
Commercial Real Estate Owner Occupied Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	858
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied	(3)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	855
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,261
Impaired Financing Receivable, with Related Allowance, Charge-off And Payments Applied	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,261
Impaired Financing Receivable, With Related Allowance, Related Allowance	446
Commercial Real Estate Loans, Total [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	858
Impaired Financing Receivable, with No Related Allowance, Charge-off And Payments Applied	(3)
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	855
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,261
Impaired Financing Receivable, with Related Allowance, Charge-off And Payments Applied	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,261
Impaired Financing Receivable, With Related Allowance, Related Allowance	$ 446

Average Impaired Loans (Details

Average Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Impaired Financing Receivable Average Recorded Investment [Line Items]
Impaired Financing Receivable Average Recorded Investment	$ 173	$ 205
Impaired Financing Receivable Interest Income Accrual Method	0	0
Commercial Real Estate Other Loans [Member]
Impaired Financing Receivable Average Recorded Investment [Line Items]
Impaired Financing Receivable Average Recorded Investment	173	199
Impaired Financing Receivable Interest Income Accrual Method	0	0
Commercial Real Estate Loans, Total [Member]
Impaired Financing Receivable Average Recorded Investment [Line Items]
Impaired Financing Receivable Average Recorded Investment	173	199
Impaired Financing Receivable Interest Income Accrual Method	0	0
Residential Real Estate Investment Property Loans [Member]
Impaired Financing Receivable Average Recorded Investment [Line Items]
Impaired Financing Receivable Average Recorded Investment	0	6
Impaired Financing Receivable Interest Income Accrual Method	0	0
Residential Real Estate Loans, Total [Member]
Impaired Financing Receivable Average Recorded Investment [Line Items]
Impaired Financing Receivable Average Recorded Investment	0	6
Impaired Financing Receivable Interest Income Accrual Method	$ 0	$ 0

Loans Textuals (Details)

Loans Textuals (Details)	Sep. 30, 2023
Loan and Lease Disclosure (Textuals) [Abstract]
Percentage Of Loans Secured By Real Estate	86%

Mortgage Servicing Rights, Ne_2

Mortgage Servicing Rights, Net (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Servicing Asset at Amortized Value, Balance [Roll Forward]
Servicing Asset at Amortized Cost, Beginning	$ 1,050	$ 1,259	$ 1,151	$ 1,309
Servicing Asset at Amortized Value, Additions	7	13	16	110
Servicing Asset at Amortized Value, Amortization	46	64	156	211
Servicing Asset at Amortized Cost, Ending	1,011	1,208	1,011	1,208
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance [Abstract]
Valuation Allowance for Impairment of Recognized Servicing Assets, Beginning Balance	0	0	0	0
Valuation Allowance for Impairment of Recognized Servicing Assets, Ending Balance	0	0	0	0
Servicing Asset at Amortized Value, Fair Value [Abstract]
Servicing Asset at Amortized Value, Fair Value, Beginning	2,312	2,547	2,369	1,908
Servicing Asset at Amortized Value, Fair Value, Ending	$ 2,351	$ 2,478	$ 2,351	$ 2,478

Fair Value Recurring (Details)

Fair Value Recurring (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Fair Value, Measurements, Recurring [Member]
Fair Value Disclosure, Securities Available-for-Sale [Abstract]
Fair Value Disclosure, Agency Obligations	$ 122,750	$ 125,617
Fair Value Disclosure, Agency RMBS	192,457	218,160
Fair Value Disclosure, State and Political Subdivisions	58,079	61,527
Fair Value Disclosure, Securities Available-for-Sale, Total	373,286	405,304
Other Assets, Fair Value Disclosure	373,286	405,304
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value Disclosure, Securities Available-for-Sale [Abstract]
Fair Value Disclosure, Agency Obligations	0	0
Fair Value Disclosure, Agency RMBS	0	0
Fair Value Disclosure, State and Political Subdivisions	0	0
Fair Value Disclosure, Securities Available-for-Sale, Total	0	0
Other Assets, Fair Value Disclosure	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Disclosure, Securities Available-for-Sale [Abstract]
Fair Value Disclosure, Agency Obligations	122,750	125,617
Fair Value Disclosure, Agency RMBS	192,457	218,160
Fair Value Disclosure, State and Political Subdivisions	58,079	61,527
Fair Value Disclosure, Securities Available-for-Sale, Total	373,286	405,304
Other Assets, Fair Value Disclosure	373,286	405,304
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Disclosure, Securities Available-for-Sale [Abstract]
Fair Value Disclosure, Agency Obligations	0	0
Fair Value Disclosure, Agency RMBS	0	0
Fair Value Disclosure, State and Political Subdivisions	0	0
Fair Value Disclosure, Securities Available-for-Sale, Total	0	0
Other Assets, Fair Value Disclosure	0	0
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Impaired Loans, Fair Value Disclosure	963	2,054
Other Assets Fair Value Nonrecurring	1,011	1,151
Assets, Fair Value Disclosure, Nonrecurring	1,974	3,205
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Impaired Loans, Fair Value Disclosure	0	0
Other Assets Fair Value Nonrecurring	0	0
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Impaired Loans, Fair Value Disclosure	0	0
Other Assets Fair Value Nonrecurring	0	0
Assets, Fair Value Disclosure, Nonrecurring	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Abstract]
Impaired Loans, Fair Value Disclosure	963	2,054
Other Assets Fair Value Nonrecurring	1,011	1,151
Assets, Fair Value Disclosure, Nonrecurring	$ 1,974	$ 3,205

Fair Value Unobservable Inputs

Fair Value Unobservable Inputs (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Impaired Loans [Member]
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Assets, Fair Value Disclosure	$ 963	$ 2,054
Impaired Loans [Member] | Appraisal, Appraisal Discount [Member] | Minimum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	10%	10%
Impaired Loans [Member] | Appraisal, Appraisal Discount [Member] | Maximum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	10%	10%
Impaired Loans [Member] | Appraisal, Appraisal Discount [Member] | Weighted Average
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	10%	10%
Mortgage Servicing Rights [Member]
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Assets, Fair Value Disclosure	$ 1,011	$ 1,151
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Minimum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	7.10%	5.20%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Maximum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	19.70%	18.60%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Prepayment Speed [Member] | Weighted Average
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	7.30%	7.50%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Minimum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	9.50%	9.50%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Maximum
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	11.50%	11.50%
Mortgage Servicing Rights [Member] | Discounted Cash Flow, Discount Rate [Member] | Weighted Average
Schedule Of Fair Value Significant Unobservable Inputs Used [Line Items]
Unobservable Input, Input Percent	9.50%	9.50%

Fair Value Financial Instrument

Fair Value Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Carrying (Reported) Amount, Fair Value Disclosure [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	$ 538,832	$ 498,693
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	193,575	150,375
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	501,725	484,007
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	189,310	150,146
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	0	0
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	0	0
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	0	0
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	189,310	150,146
Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Financial Assets: [Abstract]
Fair Value, Financial Instruments, Loans, Net	501,725	484,007
Fair Value, Financial Liabilities: [Abstract]
Fair Value, Financial Instruments, Time Deposits	$ 0	$ 0