Mississippi 0-13089 64-0169065
(State or other (Commission File (I.R.S. Employer
jurisdiction of Number) Identification Number)
incorporation)
Hancock Holding Company made a presentation today at The Wall Street Analyst's Forum Institutional Investor Conference in New York City. At the conference, Hancock Chief Executive Officer George A. Schloegel and Chief Financial Officer Carl J. Chaney reviewed the company's recent financial performance and business strategies. Based on financial results and current assessment of economic conditions, Hancock Holding Company revised its 2002 fourth quarter earnings-per-share guidance to a range of $0.80 to $0.82 and its 2003 earnings-per-share range of $3.28 to $3.32.
Investors and analysts can access a replay of Hancock's 20-minute presentation for the next 10 days at www.hancockbank.com.
(c) Exhibits.
99. Press Release issued by Hancock Holding Company
dated November 11, 2002, headed "Hancock Holding
Company Presents at The Wall Street Analyst's Forum
Institutional Investor Conference."
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
Dated: November 11, 2002
HANCOCK HOLDING COMPANY
(Registrant)
By: /s/ Carl J. Chaney
--------------------------------
Carl J. Chaney
Chief Financial Officer
Exhibit 99 to Hancock Holding Company Form 8-K
FOR IMMEDIATE RELEASE
November 11, 2002
FOR MORE INFORMATION
George A. Schloegel, Chief Executive Officer
Carl J. Chaney, Chief Financial Officer
800.522.6542 or 228.868.4727
Hancock Holding Company presents at The Wall Street
Analyst's Forum Institutional Investor Conference
GULFPORT, MS (November 11, 2002) - Hancock Holding Company (NASDAQ: HBHC), parent company of Hancock Bank, today
presented at The Wall Street Analyst's Forum Institutional Investor Conference in New York City.
At the conference, Hancock Chief Executive Officer George A. Schloegel and Chief Financial Officer Carl J.
Chaney reviewed the company's recent financial performance and business strategies. Based on financial results
and current assessment of economic conditions, Hancock Holding Company revised its 2002 fourth quarter earnings-per-share
guidance to a range of $0.80 to $0.82 and its 2003 earnings-per-share range of
$3.28 to $3.32.
Investors and analysts can access a replay of Hancock's 20-minute presentation for the next 10 days at www.hancockbank.com.
Hancock Holding Company - parent company of Hancock Bank (Mississippi) and Hancock Bank of Louisiana - has
assets of $3.9 billion. Founded in 1899, Hancock Bank stands among the strongest, safest five-star financial
institutions in America. Hancock Bank operates 102 full-service offices and over 140 automated teller machines
throughout South Mississippi and Louisiana as well as subsidiaries Hancock Investment Services, Inc., Hancock
Insurance Agency, Hancock Mortgage Corporation, and Harrison Finance Company.
Additional corporate information and on-line banking and bill pay services are available at
www.hancockbank.com.
"SAFE HARBOR" STATEMENT UNDER THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995: Congress passed the
Private Securities Litigation Act of 1995 in an effort to encourage corporations to provide information
about companies' anticipated future financial performance. This act provides a safe harbor for such
disclosure, which protects the companies from unwarranted litigation if actual results are different from
management expectations. This release contains forward-looking statements and reflects management's
current views and estimates of future economic circumstances, industry conditions, company performance,
and financial results. These forward-looking statements are subject to a number of factors and
uncertainties which could cause the company's actual results and experience to differ from the anticipated
results and expectations expressed in such forward-looking statements.