SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
September 9, 2005
HANCOCK HOLDING COMPANY
(Exact name of registrant as specified in its charter)
Mississippi 0-13089 64-0169065
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(State or other (Commission File (I.R.S. Employer
jurisdiction of Number) Identification Number)
incorporation)
One Hancock Plaza, 2510 14th Street,
Gulfport, Mississippi 39501
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(Address of principal executive offices) (Zip code)
(228) 868-4000
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(Registrant's telephone number, including area code)
INFORMATION TO BE INCLUDED IN THE REPORT
Item 8.01. Other Events. On September 9, 2005, Hancock Holding Company
issued a press release announcing hurricane assistance programs and updates on
branch openings. The press release is attached hereto as Exhibit 99.1.
Item 9.01. Financial Statements and Exhibits
(c) Exhibits.
99.1 Press Release issued by Hancock Holding Company
dated September 9, 2005, headed "Hancock Announces
Hurricane Assistance Programs and Updates Branch
Openings"
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: September 12, 2005
HANCOCK HOLDING COMPANY
(Registrant)
By: /s/ Paul D. Guichet
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Paul D. Guichet
Vice President
Investor Relations
Exhibit 99.1 to Hancock Holding Company Form 8-K
For Immediate Release
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For More Information:
Michael M. Achary, Sr. VP & Treasurer
225-248-7124 or 985-789-0033 (Cell Phone)
Robert A. "Bob" Seals, Sr. VP & Marketing Director
225.667.7085 or 225.235.6147 (Cell Phone)
Hancock Announces Hurricane Assistance Programs and Updates Branch Openings
Bank will waive certain fees and charges to assist customers
BATON ROUGE, La. (September 9, 2005) - Hancock Holding Company CEO and Vice-Chairman George A. Schloegel today
announced a broad-based program of special disaster relief for customers in areas affected by Hurricane Katrina.
Measures include reductions and waivers of various fees as well as rebate offers to assist customers in ravaged
areas.
"Hancock Bank has a 106-year tradition of standing by our customers and the communities in which they
live and work in good times and bad times," Schloegel said. "To support our friends in this time of need, we are
announcing a program of assistance that will help our customers get back on their feet as soon as possible. This
program will provide individuals and businesses with immediate relief so that we can all begin the difficult task
of re-building our lives and businesses."
Hancock's Disaster Relief Program
Hancock's disaster relief program focuses on waiving certain deposit-related fees and terms as well as special
services for loan customers. Highlights of the program include:
o Waive and/or rebate charges for customers using other banks' ATMs in areas affected by Hurricane Katrina
o Waive and/or rebate fees for domestic wire transfers transmitted from Monday, August 29, through Friday
September 9, 2005
o Waive Internet Bill Pay fees until further notice
o Affected customers who need to reorder checks should call 1-800-355-8123 (reference code L3)
o Hancock Bank will work with customers who have special needs related to certificate of deposits that
have not yet matured and customers who are overdrawn due to circumstances created by Hurricane Katrina
In addition, Hancock will work with our mortgage customers in areas affected by the Hurricane to
minimize or prevent delinquencies, based on investor guidelines. Hancock will also work closely with our
consumer and commercial customers in affected areas to determine if they qualify for payment and/or maturity date
extensions.
Hancock is also offering special "Together We Rebuild" discounted rates on new direct consumer
installment loans.
Branch Openings and Bank Operations
Hancock reported today that 76 full-service banking facilities were open for business, including 29 branches in
Mississippi, 42 branches in Louisiana, and all five of the Company's branches in Florida. Hancock operates 103
full-service banking facilities throughout Mississippi, Louisiana and Florida.
Hancock Holding Company President Leo W. Seal stated, "Hancock was able to open several branches the
morning after the Hurricane due to the successful implementation of our disaster recovery plan and through the
efforts of our dedicated associates."
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About Hancock Holding Company
Hancock Holding Company (HBHC) is the parent company of Hancock Bank, Hancock Bank of Louisiana, Hancock Bank of
Florida and Magna Insurance Company - has assets of $4.7 billion. Found in 1899, Hancock Bank consistently ranks
among America's strongest, safest, financial institutions. Hancock Bank operates 103 full-service offices and
more than 130 automated teller machines throughout South Mississippi, Louisiana, and the Florida Panhandle, as
well as subsidiaries Hancock Investment Services, Inc., Hancock Insurance Agency, Ross King Walker, J. Everett
Eaves and Harrison Finance Company.
