![slide1](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation001.jpg)
![slide2](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation002.jpg)
![slide3](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation003.jpg)
• • • • • • Presenters: Larry Sterrs Director and Chair of the Board of Directors Mike Archer Chief Financial Officer Greg Dufour President and Chief Executive Officer Recording Secretary: Joanne Campbell Executive Vice President, Enterprise Risk Management and Chief Risk Officer Inspector of Election: Brandon Boey Senior Vice President, Legal Affairs and BSA Officer
![slide4](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation004.jpg)
![slide5](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation005.jpg)
![slide6](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation006.jpg)
![slide7](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation007.jpg)
![slide8](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation008.jpg)
![slide9](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation009.jpg)
![slide10](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation010.jpg)
![slide11](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation011.jpg)
![slide12](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation012.jpg)
• • •
![slide13](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation013.jpg)
• • • • •
![slide14](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation014.jpg)
-100% -50% 0% 50% 100% 150% 200% 250% 300% 5/11/2008 5/11/2009 5/11/2010 5/11/2011 5/11/2012 5/11/2013 5/11/2014 5/11/2015 5/11/2016 5/11/2017 5/11/2018 5/11/2019 5/11/2020 5/11/2021 5/11/2022 5/11/2023 CAC S&P SmallCap Banks S&P U.S. BMI Banks 51.1% 20.6% 128.5% • • •
![slide15](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation015.jpg)
All data presented as of December 31, 2022.
![slide16](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation016.jpg)
![slide17](https://capedge.com/proxy/8-K/0000750686-23-000197/ex9912023presentation017.jpg)