Walter & Keenan Financial Consulting 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
1ST SOURCE CORP	COM	336901103	248	5,371	SH		SOLE		5,371	0	0
3M CO	COM	88579Y101	2,819	18,906	SH		SOLE		18,906	0	0
ABBOTT LABS	COM	002824100	1,176	9,935	SH		SOLE		9,935	0	0
ABBVIE INC	COM	00287Y109	4,876	30,072	SH		SOLE		30,072	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	3,277	9,717	SH		SOLE		9,717	0	0
AIR PRODS & CHEMS INC	COM	009158106	333	1,333	SH		SOLE		1,333	0	0
ALPHABET INC	CAP STK CL A	02079K305	5,888	2,117	SH		SOLE		2,117	0	0
ALPHABET INC	CAP STK CL C	02079K107	11,580	4,146	SH		SOLE		4,146	0	0
ALTRIA GROUP INC	COM	02209S103	716	13,712	SH		SOLE		13,712	0	0
AMAZON COM INC	COM	023135106	2,663	817	SH		SOLE		817	0	0
AMERICAN ELECTRIC POWER	COM	025537101	215	2,159	SH		SOLE		2,159	0	0
AMERICAN EXPRESS CO	COM	025816109	1,497	7,998	SH		SOLE		7,998	0	0
AMGEN INC	COM	031162100	2,419	10,004	SH		SOLE		10,004	0	0
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	540	8,990	SH		SOLE		8,990	0	0
ANTHEM INC	COM	036752103	275	559	SH		SOLE		559	0	0
APPLE INC	COM	037833100	19,124	109,516	SH		SOLE		109,516	0	0
ARES CAPITAL CORP	COM	04010L103	251	12,000	SH		SOLE		12,000	0	0
AT&T INC	COM	00206R102	363	15,345	SH		SOLE		15,345	0	0
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	4,760	9	SH		SOLE		9	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	10,079	28,559	SH		SOLE		28,559	0	0
BLACKROCK INC	COM	09247X101	546	715	SH		SOLE		715	0	0
BLACKROCK MUN TARGET TERM TR	COM SHS BEN IN	09257P105	4,604	194,849	SH		SOLE		194,849	0	0
BLACKROCK MUNI INTER DR FD	COM	09253X102	739	56,250	SH		SOLE		56,250	0	0
BLACKROCK MUNIYLD MICH QLTY	COM	09254V105	1,022	79,747	SH		SOLE		79,747	0	0
BLACKROCK TAX MUNICPAL BD TR	SHS	09248X100	403	18,300	SH		SOLE		18,300	0	0
BLACKSTONE GROUP INC	COM CL A	09260D107	1,422	11,206	SH		SOLE		11,206	0	0
BNY MELLON STRATEGIC MUNI IN	COM	05588W108	216	30,000	SH		SOLE		30,000	0	0
BOEING CO	COM	097023105	248	1,295	SH		SOLE		1,295	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,061	14,521	SH		SOLE		14,521	0	0
BROOKFIELD ASSET MGMT INC	CL A LTD VT SH	112585104	1,748	30,886	SH		SOLE		30,886	0	0
CAPITAL SOUTHWEST CORP	COM	140501107	212	9,000	SH		SOLE		9,000	0	0
CATERPILLAR INC DEL	COM	149123101	401	1,801	SH		SOLE		1,801	0	0
CHEVRON CORP NEW	COM	166764100	493	3,027	SH		SOLE		3,027	0	0
CISCO SYS INC	COM	17275R102	5,972	107,091	SH		SOLE		107,091	0	0
CME GROUP INC	COM	12572Q105	400	1,683	SH		SOLE		1,683	0	0
COCA COLA CO	COM	191216100	2,847	45,923	SH		SOLE		45,923	0	0
COINBASE GLOBAL INC	COM CL A	19260Q107	2,867	15,101	SH		SOLE		15,101	0	0
COLGATE PALMOLIVE CO	COM	194162103	677	8,933	SH		SOLE		8,933	0	0
COMCAST CORP NEW	CL A	20030N101	4,730	100,995	SH		SOLE		100,995	0	0
COSTCO WHSL CORP NEW	COM	22160K105	1,407	2,444	SH		SOLE		2,444	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	2,152	11,659	SH		SOLE		11,659	0	0
CSW INDUSTRIALS INC	COM	126402106	953	8,000	SH		SOLE		8,000	0	0
CVS HEALTH CORP	COM	126650100	1,068	10,541	SH		SOLE		10,541	0	0
DANAHER CORPORATION	COM	235851102	1,540	5,247	SH		SOLE		5,247	0	0
DELAWARE INVTS COLO MUN INCM	COM	246101109	314	24,787	SH		SOLE		24,787	0	0
DIAGEO P L C SPON ADR NEW	SPON ADR NEW	25243Q205	291	1,432	SH		SOLE		1,432	0	0
DICKS SPORTING GOODS INC	COM	253393102	1,150	11,500	SH		SOLE		11,500	0	0
DIGITAL RLTY TR INC	COM	253868103	2,195	15,476	SH		SOLE		15,476	0	0
DISNEY WALT CO	COM DISNEY	254687106	5,224	38,079	SH		SOLE		38,079	0	0
DOLLAR GEN CORP	NEW COM	256677105	2,222	9,978	SH		SOLE		9,978	0	0
EATON VANCE MUN INCOME 2028	SHS	27829U105	2,959	144,820	SH		SOLE		144,820	0	0
EMERSON ELEC CO	COM	291011104	309	3,150	SH		SOLE		3,150	0	0
ENTERPRISE PRODS PARTNERS LP	COM	293792107	723	28,000	SH		SOLE		28,000	0	0
EQUITY LIFESTYLE PPTYS INC	COM	29472R108	344	4,500	SH		SOLE		4,500	0	0
EVERGY INC	COM	30034W106	239	3,500	SH		SOLE		3,500	0	0
EXXON MOBIL CORP	COM	30231G102	2,079	25,106	SH		SOLE		25,106	0	0
FEDEX CORP	COM	31428X106	995	4,300	SH		SOLE		4,300	0	0
FIFTH THIRD BANCORP	COM	316773100	2,171	50,407	SH		SOLE		50,407	0	0
GXO LOGISTICS INCORPORATED	COMMON STOCK	36262G101	804	11,271	SH		SOLE		11,271	0	0
HOME DEPOT INC	COM	437076102	3,275	10,941	SH		SOLE		10,941	0	0
ILLINOIS TOOL WKS INC	COM	452308109	1,532	7,315	SH		SOLE		7,315	0	0
ILLUMINA INC	COM	452327109	2,302	6,589	SH		SOLE		6,589	0	0
INTEL CORP	COM	458140100	5,794	116,870	SH		SOLE		116,870	0	0
INTERCONTINENTAL EXCHANGE INC	COM	45866F104	270	2,044	SH		SOLE		2,044	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	396	3,042	SH		SOLE		3,042	0	0
INTUIT	COM	461202103	460	957	SH		SOLE		957	0	0
INVESCO EXCHANGE-TRADED FD	VAR RATE PFD	46138G870	1,969	80,550	SH		SOLE		80,550	0	0
ISHARES TR	CORE 15 YR USD	46432f859	418	8,819	SH		SOLE		8,819	0	0
JOHNSON & JOHNSON	COM	478160104	8,299	46,821	SH		SOLE		46,821	0	0
JPMORGAN CHASE & CO	COM	46625H100	7,136	52,338	SH		SOLE		52,338	0	0
KKR & CO INC	COM	48251W104	1,000	17,106	SH		SOLE		17,106	0	0
LILLY ELI & CO	COM	532457108	8,850	30,871	SH		SOLE		30,871	0	0
LOCKHEED MARTIN CORP	COM	539830109	765	1,733	SH		SOLE		1,733	0	0
LOWES COS INC	COM	548661107	312	1,545	SH		SOLE		1,545	0	0
MAINSTAY MACKAY DEFINEDTERM	COM	56064K100	565	30,139	SH		SOLE		30,139	0	0
MARSH & MCLENNAN COS INC	COM	571748102	409	2,400	SH		SOLE		2,400	0	0
MASTERCARD INC	CL A	57636Q104	740	2,072	SH		SOLE		2,072	0	0
MCDONALDS CORP	COM	580135101	1,237	5,001	SH		SOLE		5,001	0	0
MEDTRONIC PLC	SHS	G5960L103	4,038	36,390	SH		SOLE		36,390	0	0
MERCK & CO. INC	COM	58933Y105	2,921	35,596	SH		SOLE		35,596	0	0
META PLATFORMS INC	CL A	30303M102	1,194	5,368	SH		SOLE		5,368	0	0
MICROSOFT CORP	COM	594918104	13,351	43,305	SH		SOLE		43,305	0	0
MOODYS CORP	COM	615369105	567	1,675	SH		SOLE		1,675	0	0
NEWMONT CORP	COM	651639106	281	3,540	SH		SOLE		3,540	0	0
NEXTERA ENERGY INC	COM	65339F101	1,568	18,509	SH		SOLE		18,509	0	0
NIKE INC	CL B	654106103	485	3,603	SH		SOLE		3,603	0	0
NORTHERN TR CORP	COM	665859104	4,965	42,639	SH		SOLE		42,639	0	0
NORTHROP GRUMMAN CORP	COM	666807102	398	889	SH		SOLE		889	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	656	7,474	SH		SOLE		7,474	0	0
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	275	20,936	SH		SOLE		20,936	0	0
NUVEEN MUN VALUE FD INC	COM	670928100	96	10,000	SH		SOLE		10,000	0	0
NUVEEN MUNICIPAL CREDIT INC	COM SH BEN INT	67070X101	1,951	133,511	SH		SOLE		133,511	0	0
NVIDIA CORPORATION	COM	67066G104	378	1,384	SH		SOLE		1,384	0	0
ORACLE CORP	COM	68389X105	1,088	13,151	SH		SOLE		13,151	0	0
PALANTIR TECHNOLOGIES INC	CL A	69608A108	743	54,089	SH		SOLE		54,089	0	0
PAYPAL HLDGS INC	COM	70450Y103	422	3,652	SH		SOLE		3,652	0	0
PEPSICO INC	COM	713448108	2,999	17,917	SH		SOLE		17,917	0	0
PFIZER INC	COM	717081103	6,281	121,312	SH		SOLE		121,312	0	0
PHILIP MORRIS INTL INC	COM	718172109	536	5,702	SH		SOLE		5,702	0	0
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	401	4,000	SH		SOLE		4,000	0	0
PNC FINL SVCS GROUP INC	COM	693475105	250	1,354	SH		SOLE		1,354	0	0
PROCTER AND GAMBLE CO	COM	742718109	6,806	44,543	SH		SOLE		44,543	0	0
PROGRESSIVE CORP	COM	743315103	346	3,034	SH		SOLE		3,034	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	3,673	37,075	SH		SOLE		37,075	0	0
RIO TINTO PLC	SPONSORED ADR	767204100	314	3,900	SH		SOLE		3,900	0	0
ROYAL BK CDA	COM	780087102	221	2,000	SH		SOLE		2,000	0	0
SCHWAB CHARLES CORP	COM	808513105	2,321	27,506	SH		SOLE		27,506	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	237	8,525	SH		SOLE		8,525	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,213	33,032	SH		SOLE		33,032	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	5,042	94,432	SH		SOLE		94,432	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	590	9,719	SH		SOLE		9,719	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	586	7,425	SH		SOLE		7,425	0	0
SOUTHERN CO	COM	842587107	647	8,917	SH		SOLE		8,917	0	0
SPDR SER TR	PRTFLO S&P500 HI	78468R788	303	6,902	SH		SOLE		6,902	0	0
SPDR SERIES TR	S&P DIVID ETF	78464A763	359	2,803	SH		SOLE		2,803	0	0
STARBUCKS CORP	COM	855244109	596	6,556	SH		SOLE		6,556	0	0
TARGET CORP	COM	87612E106	434	2,043	SH		SOLE		2,043	0	0
TE CONNECTIVITY LTD	REG SHS	H84989104	223	1,699	SH		SOLE		1,699	0	0
TEXAS INSTRS INC	COM	882508104	2,812	15,328	SH		SOLE		15,328	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	492	833	SH		SOLE		833	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,027	4,790	SH		SOLE		4,790	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	2,191	4,297	SH		SOLE		4,297	0	0
UNITY SOFTWARE INC	COM	91332U101	3,005	30,294	SH		SOLE		30,294	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,821	11,228	SH		SOLE		11,228	0	0
VANGUARD INTL EQUITY INDEX	FTSE EMR MKT ETF	922042858	338	7,336	SH		SOLE		7,336	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	394	1,369	SH		SOLE		1,369	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	2,826	25,180	SH		SOLE		25,180	0	0
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	941	11,900	SH		SOLE		11,900	0	0
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	2,953	43,661	SH		SOLE		43,661	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	415	999	SH		SOLE		999	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	316	1,272	SH		SOLE		1,272	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	507	2,383	SH		SOLE		2,383	0	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	779	4,430	SH		SOLE		4,430	0	0
VANGUARD INTL EQUITY INDEX	TT WRLD ST ETF	922042742	7,076	69,861	SH		SOLE		69,861	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	501	3,389	SH		SOLE		3,389	0	0
VEEVA SYS INC CL A	COM	922475108	583	2,743	SH		SOLE		2,743	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	4,634	90,971	SH		SOLE		90,971	0	0
VISA INC COM	CL A	92826C839	3,787	17,075	SH		SOLE		17,075	0	0
WALMART INC	COM	931142103	4,291	28,816	SH		SOLE		28,816	0	0
WASTE MGMT INC DEL	COM	94106L109	445	2,807	SH		SOLE		2,807	0	0
WEC ENERGY GROUP INC	COM	92939U106	253	2,535	SH		SOLE		2,535	0	0
WELLS FARGO CO NEW	COM	949746101	2,642	54,456	SH		SOLE		54,456	0	0
WELLTOWER INC	COM	95040Q104	239	2,484	SH		SOLE		2,484	0	0
WESTERN ASSET MANAGED MUNS	COM	95766M105	250	21,500	SH		SOLE		21,500	0	0
XPO LOGISTICS INC	COM	983793100	821	11,271	SH		SOLE		11,271	0	0