SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 19, 2007
HIGHLANDS BANKSHARES, INC.
(Exact name of registrant as specified in its charter)
West Virginia | 0-16761 | 55-0650793 |
| (State or other jurisdiction of | (Commission File Number) | (I.R.S. Employer |
| Incorporation or organization | | Identification No.) |
| P.O. Box 929 | |
Petersburg, WV | 26847 |
| (Address of principal executive offices) | (Zip Code) |
Registrant's telephone number, including area code (304) 257-4111
Check the appropriate box below if the Form 8-K filing is intended to simultaneously Satisfy the filing obligation of the registrant under any of the following provisions: |
| |
| _____ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425 |
| | |
| _____ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| | |
| _____ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| | |
| _____ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Page 2
Item 2.02 Results of Operations and Financial Condition
On October 19, 2007, Highlands Bankshares, Inc. issued a press release announcing operational results for the quarter ended September 30, 2007 and for the nine month period ended September 30, 2007. A copy of the press release is being furnished as Exhibit to this report and is incorporated by reference into this item 99.1.
Item 9.01 Financial Statements and Exhibits
(a) Exhibits
| 99.1 | Press release issued October 19, 2007 |
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| | HIGHLANDS BANKSHARES, INC. |
| | (Registrant) |
| | |
| | /s/R. Alan Miller |
| | R. Alan Miller |
| | |
| October 19, 2007 | |
